<SEC-DOCUMENT>0000759944-20-000030.txt : 20200224
<SEC-HEADER>0000759944-20-000030.hdr.sgml : 20200224
<ACCEPTANCE-DATETIME>20200224164455
ACCESSION NUMBER:		0000759944-20-000030
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		193
CONFORMED PERIOD OF REPORT:	20191231
FILED AS OF DATE:		20200224
DATE AS OF CHANGE:		20200224

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIZENS FINANCIAL GROUP INC/RI
		CENTRAL INDEX KEY:			0000759944
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				050412693
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-36636
		FILM NUMBER:		20644988

	BUSINESS ADDRESS:	
		STREET 1:		1 CITIZENS PLAZA
		CITY:			PROVIDENCE
		STATE:			RI
		ZIP:			02903
		BUSINESS PHONE:		4014567000

	MAIL ADDRESS:	
		STREET 1:		1 CITIZENS PLAZA
		CITY:			PROVIDENCE
		STATE:			RI
		ZIP:			02903
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>citizens10-kx2019.htm
<DESCRIPTION>10-K
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!--p:b2944fdaa45f472b890e41ecdfe4593c,x:83d49432b033417bba04a2d8cc45ded3-->
<!-- Document created using Wdesk  -->
<!-- Copyright 2020 Workiva -->
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:schedoi-fednote="http://fasb.org/dis/schedoi-fednote/2019-01-31" xmlns:fs-interest="http://fasb.org/dis/fs-interest/2019-01-31" xmlns:sfp-ibo="http://fasb.org/stm/sfp-ibo/2019-01-31" xmlns:sfp-sbo="http://fasb.org/stm/sfp-sbo/2019-01-31" xmlns:sic-std="http://xbrl.sec.gov/sic-std/2011-01-31" xmlns:stpr-std="http://xbrl.sec.gov/stpr-std-std-std/2018-01-31" xmlns:currency-ent-std="http://xbrl.sec.gov/currency-ent-std/2019-01-31" xmlns:lea="http://fasb.org/dis/lea/2019-01-31" xmlns:ctbl="http://fasb.org/dis/ctbl/2019-01-31" xmlns:guar="http://fasb.org/dis/guar/2019-01-31" xmlns:ru="http://fasb.org/dis/ru/2019-01-31" xmlns:stpr-all="http://xbrl.sec.gov/stpr-all-all-all/2018-01-31" xmlns:leas="http://fasb.org/dis/leas/2019-01-31" xmlns:sfp-clreo="http://fasb.org/stm/sfp-clreo/2019-01-31" xmlns:iaoi="http://fasb.org/dis/iaoi/2019-01-31" xmlns:soi-ins="http://fasb.org/stm/soi-ins/2019-01-31" xmlns:country-ent-std="http://xbrl.sec.gov/country-ent-std/2017-01-31" xmlns:country="http://xbrl.sec.gov/country/2017-01-31" xmlns:fs-insa="http://fasb.org/dis/fs-insa/2019-01-31" xmlns:naics="http://xbrl.sec.gov/naics/2017-01-31" xmlns:cce="http://fasb.org/dis/cce/2019-01-31" xmlns:inv="http://fasb.org/dis/inv/2019-01-31" xmlns:naics-ent-std="http://xbrl.sec.gov/naics-ent-std/2017-01-31" xmlns:srt-std="http://fasb.org/srt-std/2019-01-31" xmlns:stpr-ent-all="http://xbrl.sec.gov/stpr-ent-all-all-all/2018-01-31" xmlns:stpr-ent-std="http://xbrl.sec.gov/stpr-ent-std-std-std/2018-01-31" xmlns:schedoi-iiaa="http://fasb.org/dis/schedoi-iiaa/2019-01-31" xmlns:us-arcroles="http://fasb.org/us-arcroles/2019-01-31" xmlns:dccpoa="http://fasb.org/dis/dccpoa/2019-01-31" xmlns:soi-sbi="http://fasb.org/stm/soi-sbi/2019-01-31" xmlns:us-gaap-all="http://fasb.org/us-gaap-all/2019-01-31" xmlns:scf-sd="http://fasb.org/stm/scf-sd/2019-01-31" xmlns:ceclcalc3l="http://fasb.org/dis/ceclcalc3l/2019-01-31" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:dei-ent-all="http://xbrl.sec.gov/dei-ent-all/2019-01-31" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:deprecated="http://www.xbrl.org/2009/arcrole/deprecated" xmlns:naics-all="http://xbrl.sec.gov/naics-all/2017-01-31" xmlns:re="http://fasb.org/dis/re/2019-01-31" xmlns:srt-types="http://fasb.org/srt-types/2019-01-31" xmlns:reorg="http://fasb.org/dis/reorg/2019-01-31" xmlns:invco="http://fasb.org/dis/invco/2019-01-31" xmlns:currency-ent-all="http://xbrl.sec.gov/currency-ent-all/2019-01-31" xmlns:currency-std="http://xbrl.sec.gov/currency-std/2019-01-31" xmlns:currency-ent-dep="http://xbrl.sec.gov/currency-ent-dep/2019-01-31" xmlns:aro="http://fasb.org/dis/aro/2019-01-31" xmlns:exch="http://xbrl.sec.gov/exch/2019-01-31" xmlns:ocpfs="http://fasb.org/dis/ocpfs/2019-01-31" xmlns:currency="http://xbrl.sec.gov/currency/2019-01-31" xmlns:naics-std="http://xbrl.sec.gov/naics-std/2017-01-31" xmlns:srt-all="http://fasb.org/srt-all/2019-01-31" xmlns:codification-part="http://fasb.org/codification-part/2019-01-31" xmlns:srt="http://fasb.org/srt/2019-01-31" xmlns:deprecated1="http://www.xbrl.org/2009/role/deprecated" xmlns:sec-re="http://fasb.org/dis/sec-re/2019-01-31" xmlns:soi-int="http://fasb.org/stm/soi-int/2019-01-31" xmlns:emjv="http://fasb.org/dis/emjv/2019-01-31" xmlns:sec-suppc="http://fasb.org/dis/sec-suppc/2019-01-31" xmlns:equity="http://fasb.org/dis/equity/2019-01-31" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:se="http://fasb.org/dis/se/2019-01-31" xmlns:crcrb="http://fasb.org/dis/crcrb/2019-01-31" xmlns:edco="http://fasb.org/dis/edco/2019-01-31" xmlns:te="http://fasb.org/dis/te/2019-01-31" xmlns:dei-all="http://xbrl.sec.gov/dei-all/2019-01-31" xmlns:fs-bd="http://fasb.org/dis/fs-bd/2019-01-31" xmlns:invest-all="http://xbrl.sec.gov/invest-all/2013-01-31" xmlns:hco="http://fasb.org/dis/hco/2019-01-31" xmlns:fs-bt="http://fasb.org/dis/fs-bt/2019-01-31" xmlns:us-roles="http://fasb.org/us-roles/2019-01-31" xmlns:dr="http://fasb.org/dis/dr/2019-01-31" xmlns:ero="http://fasb.org/dis/ero/2019-01-31" xmlns:country-ent-all="http://xbrl.sec.gov/country-ent-all/2017-01-31" xmlns:schedoi-oocw="http://fasb.org/dis/schedoi-oocw/2019-01-31" xmlns:cecl="http://fasb.org/dis/cecl/2019-01-31" xmlns:rpd="http://fasb.org/dis/rpd/2019-01-31" xmlns:schedoi-sumhold="http://fasb.org/dis/schedoi-sumhold/2019-01-31" xmlns:ceclcalc2="http://fasb.org/dis/ceclcalc2/2019-01-31" xmlns:othliab="http://fasb.org/dis/othliab/2019-01-31" xmlns:soi-egm="http://fasb.org/stm/soi-egm/2019-01-31" xmlns:schedoi-shorthold="http://fasb.org/dis/schedoi-shorthold/2019-01-31" xmlns:soi="http://fasb.org/stm/soi/2019-01-31" xmlns:diha="http://fasb.org/dis/diha/2019-01-31" xmlns:debt="http://fasb.org/dis/debt/2019-01-31" xmlns:schedoi-hold="http://fasb.org/dis/schedoi-hold/2019-01-31" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:invest-std="http://xbrl.sec.gov/invest-std/2013-01-31" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:us-gaap-ent-std="http://fasb.org/us-gaap-ent-std/2019-01-31" xmlns:bc="http://fasb.org/dis/bc/2019-01-31" xmlns:sic-ent-all="http://xbrl.sec.gov/sic-ent-all/2011-01-31" xmlns:exch-ent-std="http://xbrl.sec.gov/exch-ent-std/2019-01-31" xmlns:invest-ent-all="http://xbrl.sec.gov/invest-ent-all/2013-01-31" xmlns:rcc="http://fasb.org/dis/rcc/2019-01-31" xmlns:rd="http://fasb.org/dis/rd/2019-01-31" xmlns:sfp-ucreo="http://fasb.org/stm/sfp-ucreo/2019-01-31" xmlns:cfg="http://www.citizensbank.com/20191231" xmlns:eui="http://fasb.org/dis/eui/2019-01-31" xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31" xmlns:ap="http://fasb.org/dis/ap/2019-01-31" xmlns:soi-reit="http://fasb.org/stm/soi-reit/2019-01-31" xmlns:fs-mort="http://fasb.org/dis/fs-mort/2019-01-31" xmlns:sec-reins="http://fasb.org/dis/sec-reins/2019-01-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:sec-cndfir="http://fasb.org/dis/sec-cndfir/2019-01-31" xmlns:sr="http://fasb.org/dis/sr/2019-01-31" xmlns:currency-all="http://xbrl.sec.gov/currency-all/2019-01-31" xmlns:scf-dbo="http://fasb.org/stm/scf-dbo/2019-01-31" xmlns:fs-fhlb="http://fasb.org/dis/fs-fhlb/2019-01-31" xmlns:crcpb="http://fasb.org/dis/crcpb/2019-01-31" xmlns:dei-ent-std="http://xbrl.sec.gov/dei-ent-std/2019-01-31" xmlns:us-types="http://fasb.org/us-types/2019-01-31" xmlns:scf-inv="http://fasb.org/stm/scf-inv/2019-01-31" xmlns:scf-indira="http://fasb.org/stm/scf-indira/2019-01-31" xmlns:bsoff="http://fasb.org/dis/bsoff/2019-01-31" xmlns:exch-ent-all="http://xbrl.sec.gov/exch-ent-all/2019-01-31" xmlns:oi="http://fasb.org/dis/oi/2019-01-31" xmlns:soi-indira="http://fasb.org/stm/soi-indira/2019-01-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:schedoi-otsh="http://fasb.org/dis/schedoi-otsh/2019-01-31" xmlns:sfp-dbo="http://fasb.org/stm/sfp-dbo/2019-01-31" xmlns:cc="http://fasb.org/dis/cc/2019-01-31" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:crcsbp="http://fasb.org/dis/crcsbp/2019-01-31" xmlns:disops="http://fasb.org/dis/disops/2019-01-31" xmlns:reference="http://www.xbrl.org/2009/role/reference" xmlns:cn-part="http://fasb.org/cn-part/2019-01-31" xmlns:us-gaap="http://fasb.org/us-gaap/2019-01-31" xmlns:srt-roles="http://fasb.org/srt-roles/2019-01-31" xmlns:country-std="http://xbrl.sec.gov/country-std/2017-01-31" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:scf-indir="http://fasb.org/stm/scf-indir/2019-01-31" xmlns:rlnro="http://fasb.org/dis/rlnro/2019-01-31" xmlns:ts="http://fasb.org/dis/ts/2019-01-31" xmlns:us-gaap-std="http://fasb.org/us-gaap-std/2019-01-31" xmlns:naics-ent-all="http://xbrl.sec.gov/naics-ent-all/2017-01-31" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:scf-dir="http://fasb.org/stm/scf-dir/2019-01-31" xmlns:dei-std="http://xbrl.sec.gov/dei-std/2019-01-31" xmlns:ni="http://fasb.org/dis/ni/2019-01-31" xmlns:sec-mort="http://fasb.org/dis/sec-mort/2019-01-31" xmlns:fifvd="http://fasb.org/dis/fifvd/2019-01-31" xmlns:otherexp="http://fasb.org/dis/otherexp/2019-01-31" xmlns:scf-re="http://fasb.org/stm/scf-re/2019-01-31" xmlns:sec-vq="http://fasb.org/dis/sec-vq/2019-01-31" xmlns:sec-sum="http://fasb.org/dis/sec-sum/2019-01-31" xmlns:exch-std="http://xbrl.sec.gov/exch-std/2019-01-31" xmlns:invest="http://xbrl.sec.gov/invest/2013-01-31" xmlns:ir="http://fasb.org/dis/ir/2019-01-31" xmlns:sheci="http://fasb.org/stm/sheci/2019-01-31" xmlns:foct="http://fasb.org/dis/foct/2019-01-31" xmlns:soc="http://fasb.org/stm/soc/2019-01-31" xmlns:scf-sbo="http://fasb.org/stm/scf-sbo/2019-01-31" xmlns:inctax="http://fasb.org/dis/inctax/2019-01-31" xmlns:ppe="http://fasb.org/dis/ppe/2019-01-31" xmlns:country-all="http://xbrl.sec.gov/country-all/2017-01-31" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:con="http://fasb.org/dis/con/2019-01-31" xmlns:sic-ent-std="http://xbrl.sec.gov/sic-ent-std/2011-01-31" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:invest-ent-std="http://xbrl.sec.gov/invest-ent-std/2013-01-31" xmlns:fs-ins="http://fasb.org/dis/fs-ins/2019-01-31" xmlns:eps="http://fasb.org/dis/eps/2019-01-31" xmlns:stpr="http://xbrl.sec.gov/stpr/2018-01-31" xmlns:iago="http://fasb.org/dis/iago/2019-01-31" xmlns:pay="http://fasb.org/dis/pay/2019-01-31" xmlns:sic="http://xbrl.sec.gov/sic/2011-01-31" xmlns:tin-part="http://fasb.org/tin-part/2019-01-31" xmlns:acec="http://fasb.org/dis/acec/2019-01-31" xmlns:us-gaap-entryPoint-all="http://fasb.org/us-gaap-entryPoint-all/2019-01-31" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:nt="http://fasb.org/dis/nt/2019-01-31" xmlns:spc="http://fasb.org/stm/spc/2019-01-31" xmlns:exch-all="http://xbrl.sec.gov/exch-all/2019-01-31" xmlns:ides="http://fasb.org/dis/ides/2019-01-31" xmlns:sec-supins="http://fasb.org/dis/sec-supins/2019-01-31" xmlns:sic-all="http://xbrl.sec.gov/sic-all/2011-01-31" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:regop="http://fasb.org/dis/regop/2019-01-31" xmlns:sfp-cls="http://fasb.org/stm/sfp-cls/2019-01-31" xmlns:com="http://fasb.org/stm/com/2019-01-31" xmlns:soi-re="http://fasb.org/stm/soi-re/2019-01-31" xmlns:crcgen="http://fasb.org/dis/crcgen/2019-01-31" xmlns:exch-ent-dep="http://xbrl.sec.gov/exch-ent-dep/2019-01-31" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:ei="http://fasb.org/dis/ei/2019-01-31" xmlns:xbrldt="http://xbrl.org/2005/xbrldt">
	<head>
		<meta http-equiv="Content-Type" content="text/html" />
		<title>Document</title>
	</head>
	<body><div style="font-family:Times New Roman;font-size:10pt;">
<div style="display:none"><ix:header><ix:hidden><ix:nonFraction decimals="INF" unitRef="number" contextRef="D2020Q1Jan01-Jan01_srt_StatementScenarioAxis_srt_ScenarioForecastMember_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201613Member_us-gaap_SubsequentEventTypeAxis_us-gaap_SubsequentEventMember" name="cfg:CommonEquityTierOneCapitalAnnualPhaseInPercentage" id="Fact-6FB6EB520FFFD7D8EA90303499413529-wk-Fact-6FB6EB520FFFD7D8EA90303499413529">0.25</ix:nonFraction><ix:nonFraction decimals="4" unitRef="number" contextRef="FD2020Q4YTD_srt_StatementScenarioAxis_srt_ScenarioForecastMember_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201613Member" name="cfg:CommonEquityTierOneCapitalPercentageIncreaseDecrease" id="Fact-343D8141277639349168303564AB0AED-wk-Fact-343D8141277639349168303564AB0AED" sign="-">0.0006</ix:nonFraction><ix:nonFraction decimals="4" unitRef="number" contextRef="FD2023Q4YTD_srt_StatementScenarioAxis_srt_ScenarioForecastMember_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201613Member" name="cfg:CommonEquityTierOneCapitalPercentageIncreaseDecrease" id="Fact-9A9C33E4CCA857F5C9A23036EBDCD4CE-wk-Fact-9A9C33E4CCA857F5C9A23036EBDCD4CE" sign="-">0.0024</ix:nonFraction><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:DefinedBenefitPlanBenefitCalculationYearsofCompensation" id="Fact-30337EB06160DA7A657AA3D198EECE7E-wk-Fact-30337EB06160DA7A657AA3D198EECE7E">P5Y</ix:nonNumeric><ix:nonFraction decimals="INF" unitRef="number" contextRef="FD2019Q4YTD" name="cfg:FederalReserveBankDepositsInterestRate" id="Fact-0477A4323BF023339B17A358AC53E1AB-wk-Fact-0477A4323BF023339B17A358AC53E1AB">0.0155</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" name="cfg:PreferredStockDepositaryShareInterestPercentage" id="Fact-3F4BCCCC719904BC8D1ECF84C6A6DD63-wk-Fact-3F4BCCCC719904BC8D1ECF84C6A6DD63">0.025</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" name="cfg:PreferredStockDepositaryShareInterestPercentage" id="Fact-4D34FB6A6BE67B00FBF2CF84C81305A1-wk-Fact-4D34FB6A6BE67B00FBF2CF84C81305A1">0.025</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember" name="cfg:PreferredStockDividendPaymentRateBasisSpreadonVariableRate" id="Fact-3F0E7D1AC1E8174B893FA358AC245C89-wk-Fact-3F0E7D1AC1E8174B893FA358AC245C89">0.0396</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember" name="cfg:PreferredStockDividendPaymentRateBasisSpreadonVariableRate" id="Fact-DF7ED775440FA5C54195A358AC28C8D8-wk-Fact-DF7ED775440FA5C54195A358AC28C8D8">0.03003</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember" name="cfg:PreferredStockDividendPaymentRateBasisSpreadonVariableRate" id="Fact-F910C2723A6F207DBD4EA358AC2E05AF-wk-Fact-F910C2723A6F207DBD4EA358AC2E05AF">0.03157</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember" name="cfg:PreferredStockDividendPaymentRateBasisSpreadonVariableRate" id="Fact-FC15A0D3F1427B9B106BCB0EE60079C1-wk-Fact-FC15A0D3F1427B9B106BCB0EE60079C1">0.03642</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="usdPerShare" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" name="cfg:PreferredStockLiquidationPreferencePerDepositoryShare" id="Fact-B142FB12FAE525E2E263CF84C55B03DD-wk-Fact-B142FB12FAE525E2E263CF84C55B03DD">25</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MaximumMember" name="cfg:SensitivityAnalysisofFairValueInputsBasisSpread" id="Fact-D5ADDAB58ACADD67E01FA358AC33EA45-wk-Fact-D5ADDAB58ACADD67E01FA358AC33EA45">0.01</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MinimumMember" name="cfg:SensitivityAnalysisofFairValueInputsBasisSpread" id="Fact-462B3DE0B4C45BD6B32FA358AC3334B7-wk-Fact-462B3DE0B4C45BD6B32FA358AC3334B7">0.005</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember" name="cfg:SensitivityAnalysisofFairValueInputsBasisSpread" id="Fact-E2238913A141CDD09682A358AC33DD48-wk-Fact-E2238913A141CDD09682A358AC33DD48">0.01</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember" name="cfg:SensitivityAnalysisofFairValueInputsBasisSpread" id="Fact-2DFEE3003F59671D51CAA358AC34F32E-wk-Fact-2DFEE3003F59671D51CAA358AC34F32E">0.005</ix:nonFraction><ix:nonFraction decimals="-8" unitRef="usd" contextRef="FI2018Q4" name="cfg:TotalLoansReceivableHeldForSale" id="Fact-4440170EF2984A6A19A2CF4A81797EC7-wk-Fact-4440170EF2984A6A19A2CF4A81797EC7">1300000000</ix:nonFraction><ix:nonFraction decimals="-8" unitRef="usd" contextRef="FI2019Q4" name="cfg:TotalLoansReceivableHeldForSale" id="Fact-910C5A7129A34B2BC4A0CF4A9485FB76-wk-Fact-910C5A7129A34B2BC4A0CF4A9485FB76">3300000000</ix:nonFraction><ix:nonNumeric contextRef="FD2019Q4YTD" name="dei:AmendmentFlag" id="Fact-DB7C3B6A3BCAEBCEAF60A358AD335357-wk-Fact-DB7C3B6A3BCAEBCEAF60A358AD335357" format="ixt:booleanfalse">false</ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD" name="dei:CurrentFiscalYearEndDate" id="Fact-B19F2082F7AC3F8D2AF5A358AD2BC77B-wk-Fact-B19F2082F7AC3F8D2AF5A358AD2BC77B">--12-31</ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD" name="dei:DocumentFiscalPeriodFocus" id="Fact-2041807AA1759EFD700DA358AD27DBEF-wk-Fact-2041807AA1759EFD700DA358AD27DBEF">FY</ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD" name="dei:DocumentFiscalYearFocus" id="Fact-1F84C27BB2D4032DB071A358AD18CB9F-wk-Fact-1F84C27BB2D4032DB071A358AD18CB9F">2019</ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD" name="dei:EntityCentralIndexKey" id="Fact-6363551A4F93082B5871A358AD2C2A3F-wk-Fact-6363551A4F93082B5871A358AD2C2A3F">0000759944</ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD" name="dei:EntityRegistrantName" id="Fact-8E78610390EC78ADD4F4A358ABDABB23-wk-Fact-8E78610390EC78ADD4F4A358ABDABB23">CITIZENS FINANCIAL GROUP INC/RI</ix:nonNumeric><ix:nonFraction decimals="INF" unitRef="usd" contextRef="FD2017Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember" name="us-gaap:AffordableHousingProjectInvestmentWriteDownAmount" id="Fact-4DDBE44E51052933A185F227FD7D46AA-wk-Fact-4DDBE44E51052933A185F227FD7D46AA">0</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="usd" contextRef="FD2018Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember" name="us-gaap:AffordableHousingProjectInvestmentWriteDownAmount" id="Fact-859B3BD12FECF35519B2A358AD1F5E09-wk-Fact-859B3BD12FECF35519B2A358AD1F5E09">0</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="usdPerShare" contextRef="FI2018Q4" name="us-gaap:CommonStockParOrStatedValuePerShare" id="Fact-B36A8C85F4E45274BBCFF7E38AEDC3E6-wk-Fact-B36A8C85F4E45274BBCFF7E38AEDC3E6">0.01</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="usdPerShare" contextRef="FI2019Q4" name="us-gaap:CommonStockParOrStatedValuePerShare" id="Fact-DC33A07EA3DC557782C51BAD8675A417-wk-Fact-DC33A07EA3DC557782C51BAD8675A417">0.01</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2018Q4" name="us-gaap:CommonStockSharesAuthorized" id="Fact-B027916D4DC1513F815754FFC8255013-wk-Fact-B027916D4DC1513F815754FFC8255013">1000000000</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2019Q4" name="us-gaap:CommonStockSharesAuthorized" id="Fact-5C14961AEFBA5C2D900A1CEA495B1A39-wk-Fact-5C14961AEFBA5C2D900A1CEA495B1A39">1000000000</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2018Q4" name="us-gaap:CommonStockSharesIssued" id="Fact-0C7E37846D93509AA7F5C2397F82038C-wk-Fact-0C7E37846D93509AA7F5C2397F82038C">566819863</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2019Q4" name="us-gaap:CommonStockSharesIssued" id="Fact-FAA5AC58B86A59BBBE457EAEC673AF3A-wk-Fact-FAA5AC58B86A59BBBE457EAEC673AF3A">568238730</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2018Q4" name="us-gaap:CommonStockSharesOutstanding" id="Fact-5594241D5E7D5EDDA4C89E9A97A19F38-wk-Fact-5594241D5E7D5EDDA4C89E9A97A19F38">466007984</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2019Q4" name="us-gaap:CommonStockSharesOutstanding" id="Fact-A101E008DD555AF096BF259B130A0F22-wk-Fact-A101E008DD555AF096BF259B130A0F22">433121083</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="I2019Q1Jan01_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201602Member_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" name="us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" id="Fact-65BEFE8903D6684DF3B4CA33B38CC71C-wk-Fact-65BEFE8903D6684DF3B4CA33B38CC71C">12000000</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.375SeniorUnsecuredDebtDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-600A48140B91B9BA8BF9A358ACE3FD6A-wk-Fact-600A48140B91B9BA8BF9A358ACE3FD6A">0.02375</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.850SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-396F63C2E5A4C7044F71CB223F39F497-wk-Fact-396F63C2E5A4C7044F71CB223F39F497">0.0285</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-02764BECFD069A7ABB6CA358ACE061AB-wk-Fact-02764BECFD069A7ABB6CA358ACE061AB">0.0375</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-32011553CDC384AED396A358ACE3C8B2-wk-Fact-32011553CDC384AED396A358ACE3C8B2">0.04023</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-08A8C81BED5D37A5E89AA358ACE2B000-wk-Fact-08A8C81BED5D37A5E89AA358ACE2B000">0.04150</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-7C1EEB62CC7E00B41186A358ACE209A8-wk-Fact-7C1EEB62CC7E00B41186A358ACE209A8">0.0430</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-7A04D887D6E5956EADCCA358ACE38C3E-wk-Fact-7A04D887D6E5956EADCCA358ACE38C3E">0.04350</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.200SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-280429B97991083950D9A358ACE4283D-wk-Fact-280429B97991083950D9A358ACE4283D">0.022</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-E30163DE6EED9CAC9FA3A358ACE47BDA-wk-Fact-E30163DE6EED9CAC9FA3A358ACE47BDA">0.0255</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-DE7D9C27E0BB119E209BA358ACE1DD23-wk-Fact-DE7D9C27E0BB119E209BA358ACE1DD23">0.0225</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.450SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-31918F811BB3BF5003CFA358ACE29A41-wk-Fact-31918F811BB3BF5003CFA358ACE29A41">0.0245</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.500SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-8482960B168229118F76A358ACE2E67F-wk-Fact-8482960B168229118F76A358ACE2E67F">0.0250</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.550SeniorUnsecuredNotesDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-031091F49BF6C2DD5609A358ACE1F965-wk-Fact-031091F49BF6C2DD5609A358ACE1F965">0.0255</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.650SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-D75D3A48849C2F580FB4A358ACE3CC85-wk-Fact-D75D3A48849C2F580FB4A358ACE3CC85">0.0265</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.250SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-98CD4C0E8F961D59781AA358ACE20D5C-wk-Fact-98CD4C0E8F961D59781AA358ACE20D5C">0.0325</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.700seniorunsecurednotesdue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-41848076C75B6D28BDACA358ACE05FE6-wk-Fact-41848076C75B6D28BDACA358ACE05FE6">0.037</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.750SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-E2945975A3DC8624E07ACB23F247AF0E-wk-Fact-E2945975A3DC8624E07ACB23F247AF0E">0.0375</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-07046F6B6EB4CDCB1FFCA358ACE4EDE2-wk-Fact-07046F6B6EB4CDCB1FFCA358ACE4EDE2">0.02447</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-10149C7285BF08A19AA9A358ACE2D854-wk-Fact-10149C7285BF08A19AA9A358ACE2D854">0.02487</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-05097E377278AECB51FAA358ACE1C9B6-wk-Fact-05097E377278AECB51FAA358ACE1C9B6">0.02727</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-F738D4DCAD4549DD90E7A358ACE2F222-wk-Fact-F738D4DCAD4549DD90E7A358ACE2F222">0.02629</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact-50EFC32445822919B895CB23F00D2D2C-wk-Fact-50EFC32445822919B895CB23F00D2D2C">0.02911</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember" name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" id="Fact-8E6DE621721841A819F4CDFD1CA10834-wk-Fact-8E6DE621721841A819F4CDFD1CA10834">6000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember" name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" id="Fact-F1B3C25E0E1C5050F7BFCDFD1AEE35C6-wk-Fact-F1B3C25E0E1C5050F7BFCDFD1AEE35C6">6000000</ix:nonFraction><ix:nonFraction decimals="5" unitRef="number" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" name="us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate" id="Fact-6212F39693D12D209906CB24087AD3F7-wk-Fact-6212F39693D12D209906CB24087AD3F7">0.02006</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2018Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_AvailableforsaleSecuritiesMember" name="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty" id="Fact-900F7A0301EE5B2C99616827A1256476-wk-Fact-900F7A0301EE5B2C99616827A1256476">363000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2018Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_HeldtomaturitySecuritiesMember" name="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty" id="Fact-BD6C0189DE660ECFD888CA585A397B05-wk-Fact-BD6C0189DE660ECFD888CA585A397B05">0</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2019Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_AvailableforsaleSecuritiesMember" name="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty" id="Fact-3478AF77AB4639C4A256114FE972BD37-wk-Fact-3478AF77AB4639C4A256114FE972BD37">359000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2019Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_HeldtomaturitySecuritiesMember" name="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty" id="Fact-7F4D99C674C863C6264FCA585A3F67EE-wk-Fact-7F4D99C674C863C6264FCA585A3F67EE">249000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="I2020Q1Jan01_srt_StatementScenarioAxis_srt_ScenarioForecastMember_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201613Member_us-gaap_SubsequentEventTypeAxis_us-gaap_SubsequentEventMember" name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact-AAD066D198B7F977C104303CD1C23D91-wk-Fact-AAD066D198B7F977C104303CD1C23D91">450000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2017Q4YTD" name="us-gaap:FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" id="Fact-F992C3D6552D3B6269FCC9F12FFEE5C3-wk-Fact-F992C3D6552D3B6269FCC9F12FFEE5C3">5000000</ix:nonFraction><ix:nonNumeric contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember" name="us-gaap:FiniteLivedIntangibleAssetUsefulLife" id="Fact-1CD7B6E0D3596F238386A358ABF6A822-wk-Fact-1CD7B6E0D3596F238386A358ABF6A822">P15Y</ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember" name="us-gaap:FiniteLivedIntangibleAssetUsefulLife" id="Fact-086AEE5EA085E7EEBFB8A358ABF728CB-wk-Fact-086AEE5EA085E7EEBFB8A358ABF728CB">P7Y</ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember" name="us-gaap:FiniteLivedIntangibleAssetUsefulLife" id="Fact-78AAD39216067AE7A148A358ABF69BBB-wk-Fact-78AAD39216067AE7A148A358ABF69BBB">P5Y</ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember" name="us-gaap:FiniteLivedIntangibleAssetUsefulLife" id="Fact-C1B0913F250607186E7BA358ABFD971F-wk-Fact-C1B0913F250607186E7BA358ABFD971F">P2Y</ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember" name="us-gaap:FiniteLivedIntangibleAssetUsefulLife" id="Fact-D243B2BD0A2BBA43EC61CEAD1A1C0DF5-wk-Fact-D243B2BD0A2BBA43EC61CEAD1A1C0DF5">P10Y</ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember" name="us-gaap:FiniteLivedIntangibleAssetUsefulLife" id="Fact-B70F95ED7A5D07930C4EA358ABFF2C68-wk-Fact-B70F95ED7A5D07930C4EA358ABFF2C68">P7Y</ix:nonNumeric><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2018Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" name="us-gaap:GoodwillImpairedAccumulatedImpairmentLoss" id="Fact-085B4C08C3DA8F99D1FBA358AC8B9E71-wk-Fact-085B4C08C3DA8F99D1FBA358AC8B9E71">50000000</ix:nonFraction><ix:nonFraction decimals="-8" unitRef="usd" contextRef="FI2018Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" name="us-gaap:GoodwillImpairedAccumulatedImpairmentLoss" id="Fact-7DFD8E5EFC7D9AD2E7F7A358AC8AEEC0-wk-Fact-7DFD8E5EFC7D9AD2E7F7A358AC8AEEC0">5900000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2017Q4YTD" name="us-gaap:GoodwillImpairmentLoss" id="Fact-C8B80DA61F58CF6A2B17A358AC8ABEB5-wk-Fact-C8B80DA61F58CF6A2B17A358AC8ABEB5">0</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2018Q4YTD" name="us-gaap:GoodwillImpairmentLoss" id="Fact-06B3CD9B4E660BDCA0C5A358AC8B61A7-wk-Fact-06B3CD9B4E660BDCA0C5A358AC8B61A7">0</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2018Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_HeldtomaturitySecuritiesMember" name="us-gaap:HeldToMaturitySecuritiesFairValue" id="Fact-E1EE7F6DBA4459419694EDE520A3B80A-wk-Fact-E1EE7F6DBA4459419694EDE520A3B80A">4041000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2019Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_HeldtomaturitySecuritiesMember" name="us-gaap:HeldToMaturitySecuritiesFairValue" id="Fact-C5BB42959662524CA988F2303E652477-wk-Fact-C5BB42959662524CA988F2303E652477">3242000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2017Q4" name="us-gaap:IncomeTaxExaminationPenaltiesAccrued" id="Fact-D1D03E31F552234664E1A358AC21C7F2-wk-Fact-D1D03E31F552234664E1A358AC21C7F2">0</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2018Q4" name="us-gaap:IncomeTaxExaminationPenaltiesAccrued" id="Fact-404E940DB06FAD53BE56A358AC1E880A-wk-Fact-404E940DB06FAD53BE56A358AC1E880A">0</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2017Q4YTD" name="us-gaap:IncomeTaxExaminationPenaltiesExpense" id="Fact-4F8BC59A6AC982CA9D92A358AC2272CD-wk-Fact-4F8BC59A6AC982CA9D92A358AC2272CD">0</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2018Q4YTD" name="us-gaap:IncomeTaxExaminationPenaltiesExpense" id="Fact-9794D63B9DFBF2FBEDCEA358AC32AB09-wk-Fact-9794D63B9DFBF2FBEDCEA358AC32AB09">0</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="I2019Q1Jan01_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201602Member" name="us-gaap:OperatingLeaseLiability" id="Fact-3AC32C05E1387EB2D36DCA33BC92C3CD-wk-Fact-3AC32C05E1387EB2D36DCA33BC92C3CD">749000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="I2019Q1Jan01_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201602Member" name="us-gaap:OperatingLeaseRightOfUseAsset" id="Fact-4DFE7AE57A79657AC95DCA33B95FD653-wk-Fact-4DFE7AE57A79657AC95DCA33B95FD653">734000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2017Q4YTD" name="us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" id="Fact-23B3197D77371CB65F43DC87CE37DC0F-wk-Fact-23B3197D77371CB65F43DC87CE37DC0F">12000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2018Q4YTD" name="us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" id="Fact-842E98D3E4F3D4FCA4C8DC87CE544264-wk-Fact-842E98D3E4F3D4FCA4C8DC87CE544264" sign="-">14000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2019Q4YTD" name="us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" id="Fact-CD11DAD8FDC759852772A358ABCD4240-wk-Fact-CD11DAD8FDC759852772A358ABCD4240">12000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2017Q4YTD" name="us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax" id="Fact-1C707F34703C58232B5DDC87CE346A16-wk-Fact-1C707F34703C58232B5DDC87CE346A16">0</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2018Q4YTD" name="us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax" id="Fact-615B309711EB6F7C7A4DDC87CE3A059C-wk-Fact-615B309711EB6F7C7A4DDC87CE3A059C">0</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2019Q4YTD" name="us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax" id="Fact-A591B972BB99A9433329A358ABD1E308-wk-Fact-A591B972BB99A9433329A358ABD1E308">0</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2019Q4YTD" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax" id="Fact-26B0983488F953739F443B04D0906BB0-wk-Fact-26B0983488F953739F443B04D0906BB0">35000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2019Q4YTD" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax" id="Fact-A739F0DD52BF566DAE3859EE4D7D5F92-wk-Fact-A739F0DD52BF566DAE3859EE4D7D5F92" sign="-">14000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2017Q4YTD" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" id="Fact-B54402C73AEA3AD0CB18DC87CE212817-wk-Fact-B54402C73AEA3AD0CB18DC87CE212817">2000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2018Q4YTD" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" id="Fact-E29EB43D3F0EE21128C4DC87CE278491-wk-Fact-E29EB43D3F0EE21128C4DC87CE278491">4000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2019Q4YTD" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" id="Fact-5170AD79053C582ABFD31941A4E49106-wk-Fact-5170AD79053C582ABFD31941A4E49106">8000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2017Q4YTD" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax" id="Fact-0A643FB70536D72CB663DC87CE51251F-wk-Fact-0A643FB70536D72CB663DC87CE51251F">9000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2018Q4YTD" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax" id="Fact-5DE557EB65818BCDC1E4DC87CE2A6891-wk-Fact-5DE557EB65818BCDC1E4DC87CE2A6891" sign="-">10000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2017Q4YTD" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax" id="Fact-5BC43DCFFC6E38977A76DC87CE4BD2B8-wk-Fact-5BC43DCFFC6E38977A76DC87CE4BD2B8" sign="-">5000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2018Q4YTD" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax" id="Fact-9205A72914E72C98C137DC87CE31D6F6-wk-Fact-9205A72914E72C98C137DC87CE31D6F6" sign="-">3000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2019Q4YTD" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax" id="Fact-96E26A14D8085B669DAEE6C3053A95E0-wk-Fact-96E26A14D8085B669DAEE6C3053A95E0" sign="-">6000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2017Q4YTD" name="us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax" id="Fact-78FC63974B0855A492E7DC87CE4EF464-wk-Fact-78FC63974B0855A492E7DC87CE4EF464" sign="-">9000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2018Q4YTD" name="us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax" id="Fact-48A50891B50DB9A268D2DC87CE2EF25D-wk-Fact-48A50891B50DB9A268D2DC87CE2EF25D" sign="-">11000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2017Q4YTD" name="us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" id="Fact-11387CBA018825C44026DC87CE4882C3-wk-Fact-11387CBA018825C44026DC87CE4882C3" sign="-">4000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2018Q4YTD" name="us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" id="Fact-0512D40059A8EB5FA906DC87CE193ADF-wk-Fact-0512D40059A8EB5FA906DC87CE193ADF" sign="-">79000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2019Q4YTD" name="us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" id="Fact-798AE9B242A25D10A9F92C21F1ED6AA0-wk-Fact-798AE9B242A25D10A9F92C21F1ED6AA0">165000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2017Q4YTD" name="us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent" id="Fact-5D2294A3A55A0E7AA41BDC87CE3EAC3D-wk-Fact-5D2294A3A55A0E7AA41BDC87CE3EAC3D">0</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2018Q4YTD" name="us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent" id="Fact-E1E03609ABEE821F5DF2DC87CE413F2A-wk-Fact-E1E03609ABEE821F5DF2DC87CE413F2A">1000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2019Q4YTD" name="us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent" id="Fact-DB4123CDC45957C3A4F5FB52A7EF6A46-wk-Fact-DB4123CDC45957C3A4F5FB52A7EF6A46">0</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" name="us-gaap:PreferredStockDividendRatePercentage" id="Fact-86E11A10637A3F2E8218A358AC2C85CD-wk-Fact-86E11A10637A3F2E8218A358AC2C85CD">0.055</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" name="us-gaap:PreferredStockDividendRatePercentage" id="Fact-DA62E85D12998C61350CA358AC2A39E3-wk-Fact-DA62E85D12998C61350CA358AC2A39E3">0.06</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" name="us-gaap:PreferredStockDividendRatePercentage" id="Fact-3EB699B8551849F39B8DA358AC2BC298-wk-Fact-3EB699B8551849F39B8DA358AC2BC298">0.06375</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" name="us-gaap:PreferredStockDividendRatePercentage" id="Fact-E46F30A562A1694E5841CB0EE327039E-wk-Fact-E46F30A562A1694E5841CB0EE327039E">0.06350</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="number" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" name="us-gaap:PreferredStockDividendRatePercentage" id="Fact-F3E20F7C65FD9927E50ECB0F4093B1AF-wk-Fact-F3E20F7C65FD9927E50ECB0F4093B1AF">0.05</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="usdPerShare" contextRef="FI2018Q4" name="us-gaap:PreferredStockParOrStatedValuePerShare" id="Fact-95A9A613B408869BAE80A358AB9FBDDB-wk-Fact-95A9A613B408869BAE80A358AB9FBDDB">25.00</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="usdPerShare" contextRef="FI2018Q4" name="us-gaap:PreferredStockParOrStatedValuePerShare" id="Fact-86C09A4E2A8B45079C7DA358AC5B0941-wk-Fact-86C09A4E2A8B45079C7DA358AC5B0941">25</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="usdPerShare" contextRef="FI2019Q4" name="us-gaap:PreferredStockParOrStatedValuePerShare" id="Fact-D275231E66378F57EE74A358AC5A7EAF-wk-Fact-D275231E66378F57EE74A358AC5A7EAF">25</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="usdPerShare" contextRef="FI2019Q4" name="us-gaap:PreferredStockParOrStatedValuePerShare" id="Fact-D4A5E091BB6E65AADADCA358ABA4385C-wk-Fact-D4A5E091BB6E65AADADCA358ABA4385C">25.00</ix:nonFraction><ix:nonFraction decimals="0" unitRef="shares" contextRef="FI2018Q4" name="us-gaap:PreferredStockSharesIssued" id="Fact-4623FF37A74C41F058F8F21769FDF9CD-wk-Fact-4623FF37A74C41F058F8F21769FDF9CD">850000</ix:nonFraction><ix:nonFraction decimals="0" unitRef="shares" contextRef="FI2019Q4" name="us-gaap:PreferredStockSharesIssued" id="Fact-68CC8DCC4B174C2B31DCF21769F6E8D1-wk-Fact-68CC8DCC4B174C2B31DCF21769F6E8D1">1600000</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2018Q4" name="us-gaap:PreferredStockSharesOutstanding" id="Fact-694448B08C791E61BCF9A358AC598103-wk-Fact-694448B08C791E61BCF9A358AC598103">850000</ix:nonFraction><ix:nonFraction decimals="0" unitRef="shares" contextRef="FI2018Q4" name="us-gaap:PreferredStockSharesOutstanding" id="Fact-0723A44885B007A95D24F217A37F42E7-wk-Fact-0723A44885B007A95D24F217A37F42E7">850000</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" name="us-gaap:PreferredStockSharesOutstanding" id="Fact-D6417F9C17ED5B39F2D2A358AC596A55-wk-Fact-D6417F9C17ED5B39F2D2A358AC596A55">250000</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" name="us-gaap:PreferredStockSharesOutstanding" id="Fact-99C93D57D949DFFBCF67CF83ADEA99C3-wk-Fact-99C93D57D949DFFBCF67CF83ADEA99C3">300000</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" name="us-gaap:PreferredStockSharesOutstanding" id="Fact-15ECA1F914F2D8EC9C14CF83AEF8F661-wk-Fact-15ECA1F914F2D8EC9C14CF83AEF8F661">300000</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" name="us-gaap:PreferredStockSharesOutstanding" id="Fact-904BB1772380CBAEF74E1D4783274807-wk-Fact-904BB1772380CBAEF74E1D4783274807">0</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" name="us-gaap:PreferredStockSharesOutstanding" id="Fact-C9CEFE773CED94193BB61D479629514E-wk-Fact-C9CEFE773CED94193BB61D479629514E">0</ix:nonFraction><ix:nonFraction decimals="0" unitRef="shares" contextRef="FI2019Q4" name="us-gaap:PreferredStockSharesOutstanding" id="Fact-FDBE9EE45527133A4E9BF217A3843EE0-wk-Fact-FDBE9EE45527133A4E9BF217A3843EE0">1600000</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2019Q4" name="us-gaap:PreferredStockSharesOutstanding" id="Fact-7F196B370C194858F710A358AC5810EE-wk-Fact-7F196B370C194858F710A358AC5810EE">1600000</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" name="us-gaap:PreferredStockSharesOutstanding" id="Fact-22B49156611FAC226C12A358AC58CD37-wk-Fact-22B49156611FAC226C12A358AC58CD37">250000</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" name="us-gaap:PreferredStockSharesOutstanding" id="Fact-3FEA5E8950F3D67F8D09A358AC5AE454-wk-Fact-3FEA5E8950F3D67F8D09A358AC5AE454">300000</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" name="us-gaap:PreferredStockSharesOutstanding" id="Fact-410310B906D5BDD6DAB4A358AC5930F5-wk-Fact-410310B906D5BDD6DAB4A358AC5930F5">300000</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" name="us-gaap:PreferredStockSharesOutstanding" id="Fact-C52EA1D6A9D46CCC0D06CB07D2F7917C-wk-Fact-C52EA1D6A9D46CCC0D06CB07D2F7917C">300000</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" name="us-gaap:PreferredStockSharesOutstanding" id="Fact-C33D4B01398D17EFBCA0CB07D62A5B13-wk-Fact-C33D4B01398D17EFBCA0CB07D62A5B13">450000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2018Q4" name="us-gaap:PreferredStockValueOutstanding" id="Fact-FAA9E40B2E593E4ECBD8A358AC5BE5BF-wk-Fact-FAA9E40B2E593E4ECBD8A358AC5BE5BF">840000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" name="us-gaap:PreferredStockValueOutstanding" id="Fact-D7B6C9373C6812FCB7D01D46C83A606E-wk-Fact-D7B6C9373C6812FCB7D01D46C83A606E">247000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" name="us-gaap:PreferredStockValueOutstanding" id="Fact-93B4BEDF623D9A182EE91D46D37FDF26-wk-Fact-93B4BEDF623D9A182EE91D46D37FDF26">296000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" name="us-gaap:PreferredStockValueOutstanding" id="Fact-FB828B0993D6425A9DC71D46DF37EAFB-wk-Fact-FB828B0993D6425A9DC71D46DF37EAFB">297000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" name="us-gaap:PreferredStockValueOutstanding" id="Fact-9187453A64F98A83471D1D46EBE5314F-wk-Fact-9187453A64F98A83471D1D46EBE5314F">0</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" name="us-gaap:PreferredStockValueOutstanding" id="Fact-E08210E841B0E0765C481D46F90E1F57-wk-Fact-E08210E841B0E0765C481D46F90E1F57">0</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2019Q4" name="us-gaap:PreferredStockValueOutstanding" id="Fact-89E43E286F14298F2A2CA358AC58A8E7-wk-Fact-89E43E286F14298F2A2CA358AC58A8E7">1570000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" name="us-gaap:PreferredStockValueOutstanding" id="Fact-38D66B8925A3F105A9651D46C6932DBD-wk-Fact-38D66B8925A3F105A9651D46C6932DBD">247000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" name="us-gaap:PreferredStockValueOutstanding" id="Fact-385D71933BA080985C591D46D1BF69D0-wk-Fact-385D71933BA080985C591D46D1BF69D0">296000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" name="us-gaap:PreferredStockValueOutstanding" id="Fact-D9D863A25126DE35CF221D46DD720D69-wk-Fact-D9D863A25126DE35CF221D46DD720D69">297000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" name="us-gaap:PreferredStockValueOutstanding" id="Fact-0B3D34FB627C330479491D46EA17E5B1-wk-Fact-0B3D34FB627C330479491D46EA17E5B1">293000000</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" name="us-gaap:PreferredStockValueOutstanding" id="Fact-297370EAE07846AA20611D46F7528E8E-wk-Fact-297370EAE07846AA20611D46F7528E8E">437000000</ix:nonFraction><ix:nonNumeric contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_BuildingsandLeaseholdImprovementsMember" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Fact-4E4E2DE16AC59E51444EA358AC72525A-wk-Fact-4E4E2DE16AC59E51444EA358AC72525A">P60Y</ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_FurnitureFixturesandEquipmentMember" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Fact-4A465E3C56DF20D4640EA358AC733920-wk-Fact-4A465E3C56DF20D4640EA358AC733920">P20Y</ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandAndLandImprovementsMember" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Fact-31FE37090975E8E9CF76A358AC72C4D1-wk-Fact-31FE37090975E8E9CF76A358AC72C4D1">P75Y</ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_BuildingsandLeaseholdImprovementsMember" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Fact-E61E4B0CF944BA37EB34A358AC74D9F5-wk-Fact-E61E4B0CF944BA37EB34A358AC74D9F5">P5Y</ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_FurnitureFixturesandEquipmentMember" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Fact-F0C1392354F3934ED2F6A358AC71F250-wk-Fact-F0C1392354F3934ED2F6A358AC71F250">P5Y</ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandAndLandImprovementsMember" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Fact-7259E63785B48DD6A04EA358AC735E30-wk-Fact-7259E63785B48DD6A04EA358AC735E30">P10Y</ix:nonNumeric><ix:nonFraction decimals="4" unitRef="number" contextRef="FD2018Q4YTD" name="us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate" id="Fact-30172C4320DD82D57639A358AC855F80-wk-Fact-30172C4320DD82D57639A358AC855F80">0.0609</ix:nonFraction><ix:nonFraction decimals="4" unitRef="number" contextRef="FD2019Q4YTD" name="us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate" id="Fact-6F653820CF58F0D69F4ED34378FBF836-wk-Fact-6F653820CF58F0D69F4ED34378FBF836">0.0440</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2018Q4" name="us-gaap:TreasuryStockShares" id="Fact-267E9A9DF5A45005B132F7F56B8440EC-wk-Fact-267E9A9DF5A45005B132F7F56B8440EC">100811879</ix:nonFraction><ix:nonFraction decimals="INF" unitRef="shares" contextRef="FI2019Q4" name="us-gaap:TreasuryStockShares" id="Fact-19A2EF0368455EC4A81906553F930CF3-wk-Fact-19A2EF0368455EC4A81906553F930CF3">135117647</ix:nonFraction><ix:nonFraction decimals="-6" unitRef="usd" contextRef="FD2018Q4YTD" name="us-gaap:UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense" id="Fact-EB4702C81BADEB8BA772A358AC3170CC-wk-Fact-EB4702C81BADEB8BA772A358AC3170CC">0</ix:nonFraction></ix:hidden><ix:references><link:schemaRef xlink:href="cfg-20191231.xsd" xlink:type="simple"></link:schemaRef></ix:references><ix:resources><xbrli:context id="FD2019Q4YTD">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q2">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-06-30</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="I2020Q1Feb05">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2020-02-05</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_AvailableforsaleSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:InformationByCategoryOfDebtSecurityAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_HeldtomaturitySecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:InformationByCategoryOfDebtSecurityAxis">us-gaap:HeldtomaturitySecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_AvailableforsaleSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:InformationByCategoryOfDebtSecurityAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_HeldtomaturitySecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:InformationByCategoryOfDebtSecurityAxis">us-gaap:HeldtomaturitySecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="I2019Q1Jan02">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-01-02</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="I2019Q1Jan02_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-01-02</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="I2019Q1Jan02_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-01-02</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="I2019Q1Jan01_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">cfg:ClarfeldFinancialAdvisorsLLCMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-01-01</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="I2019Q1Mar01_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">cfg:BowstringAdvisorsLLCMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-03-01</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="D2019Q1Mar01-Mar01_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">cfg:BowstringAdvisorsLLCMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-03-01</xbrli:startDate>
			<xbrli:endDate>2019-03-01</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="D2019Q1Jan01-Jan01_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">cfg:ClarfeldFinancialAdvisorsLLCMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-01-01</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="I2019Q1Jan01_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201602Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:AdjustmentsForNewAccountingPronouncementsAxis">us-gaap:AccountingStandardsUpdate201602Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-01-01</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="I2019Q1Jan01_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201602Member_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:AdjustmentsForNewAccountingPronouncementsAxis">us-gaap:AccountingStandardsUpdate201602Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-01-01</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2023Q4YTD_srt_StatementScenarioAxis_srt_ScenarioForecastMember_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201613Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:StatementScenarioAxis">srt:ScenarioForecastMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:AdjustmentsForNewAccountingPronouncementsAxis">us-gaap:AccountingStandardsUpdate201613Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2023-01-01</xbrli:startDate>
			<xbrli:endDate>2023-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2020Q4YTD_srt_StatementScenarioAxis_srt_ScenarioForecastMember_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201613Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:StatementScenarioAxis">srt:ScenarioForecastMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:AdjustmentsForNewAccountingPronouncementsAxis">us-gaap:AccountingStandardsUpdate201613Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2020-01-01</xbrli:startDate>
			<xbrli:endDate>2020-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="D2020Q1Jan01-Jan01_srt_StatementScenarioAxis_srt_ScenarioForecastMember_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201613Member_us-gaap_SubsequentEventTypeAxis_us-gaap_SubsequentEventMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:StatementScenarioAxis">srt:ScenarioForecastMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:AdjustmentsForNewAccountingPronouncementsAxis">us-gaap:AccountingStandardsUpdate201613Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:SubsequentEventTypeAxis">us-gaap:SubsequentEventMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2020-01-01</xbrli:startDate>
			<xbrli:endDate>2020-01-01</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="I2020Q1Jan01_srt_StatementScenarioAxis_srt_ScenarioForecastMember_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201613Member_us-gaap_SubsequentEventTypeAxis_us-gaap_SubsequentEventMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:StatementScenarioAxis">srt:ScenarioForecastMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:AdjustmentsForNewAccountingPronouncementsAxis">us-gaap:AccountingStandardsUpdate201613Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:SubsequentEventTypeAxis">us-gaap:SubsequentEventMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2020-01-01</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_InvestmentInFederalHomeLoanBankStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:InvestmentInFederalHomeLoanBankStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_InvestmentInFederalHomeLoanBankStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:InvestmentInFederalHomeLoanBankStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_FederalReserveBankStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:FederalReserveBankStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_FederalReserveBankStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:FederalReserveBankStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialLoansHeldForSaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialLoansHeldForSaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialLoansHeldForSaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialLoansHeldForSaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_SBALoansServicedForOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:SBALoansServicedForOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_cfg_ConsumerAndCommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_AutoCommercialAndCommercialRealEstateLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">cfg:ConsumerAndCommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:AutoCommercialAndCommercialRealEstateLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_MortgageLoansServicedForOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:MortgageLoansServicedForOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_cfg_ConsumerAndCommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_AutoCommercialAndCommercialRealEstateLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">cfg:ConsumerAndCommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:AutoCommercialAndCommercialRealEstateLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerLoanTroubledDebtRestructuringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerLoanTroubledDebtRestructuringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_cfg_LoanPortfolioTransfersAxis_cfg_LoanPortfolioTransferTwoMember_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="cfg:LoanPortfolioTransfersAxis">cfg:LoanPortfolioTransferTwoMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_SBALoansServicedForOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:SBALoansServicedForOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_cfg_LoanPortfolioTransfersAxis_cfg_LoanPortfolioTransferOneMember_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="cfg:LoanPortfolioTransfersAxis">cfg:LoanPortfolioTransferOneMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_MortgageLoansServicedForOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:MortgageLoansServicedForOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerOtherSecuredRetailMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerOtherSecuredRetailMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerOtherSecuredRetailMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerOtherSecuredRetailMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_srt_StatementScenarioAxis_us-gaap_ScenarioAdjustmentMember_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:StatementScenarioAxis">us-gaap:ScenarioAdjustmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_ConstructionInProgressMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:ConstructionInProgressMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_FurnitureFixturesandEquipmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">cfg:FurnitureFixturesandEquipmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandAndLandImprovementsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandAndLandImprovementsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_BuildingsandLeaseholdImprovementsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">cfg:BuildingsandLeaseholdImprovementsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_FurnitureFixturesandEquipmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">cfg:FurnitureFixturesandEquipmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandAndLandImprovementsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandAndLandImprovementsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_BuildingsandLeaseholdImprovementsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">cfg:BuildingsandLeaseholdImprovementsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_ConstructionInProgressMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:ConstructionInProgressMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_FurnitureFixturesandEquipmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">cfg:FurnitureFixturesandEquipmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_BuildingsandLeaseholdImprovementsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">cfg:BuildingsandLeaseholdImprovementsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandAndLandImprovementsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandAndLandImprovementsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandAndLandImprovementsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandAndLandImprovementsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_FurnitureFixturesandEquipmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">cfg:FurnitureFixturesandEquipmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_BuildingsandLeaseholdImprovementsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">cfg:BuildingsandLeaseholdImprovementsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_RangeAxis_srt_MaximumMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_RangeAxis_srt_MinimumMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_RangeAxis_srt_MinimumMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_AssetsLeasedToOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:AssetsLeasedToOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_RangeAxis_srt_MaximumMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">cfg:BowstringAdvisorsLLCMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">cfg:BowstringAdvisorsLLCMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">cfg:NamingRightsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">cfg:ClarfeldFinancialAdvisorsLLCMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">cfg:ClarfeldFinancialAdvisorsLLCMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:TechnologyBasedIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">cfg:NamingRightsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:TechnologyBasedIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CustomerRelationshipsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CustomerRelationshipsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:TechnologyBasedIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CustomerRelationshipsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">cfg:NamingRightsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CustomerRelationshipsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:SpecialPurposeEntitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_OtherCommitmentsAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:OtherCommitmentsAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:SpecialPurposeEntitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_OtherCommitmentsAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:OtherCommitmentsAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:SpecialPurposeEntitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:SpecialPurposeEntitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:QualifiedAffordableHousingInvestmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:QualifiedAffordableHousingInvestmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:QualifiedAffordableHousingInvestmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_RenewableEnergyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:RenewableEnergyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:QualifiedAffordableHousingInvestmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:QualifiedAffordableHousingInvestmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_RenewableEnergyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:RenewableEnergyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.200SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.200SeniorUnsecuredNotesDue2020Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2022Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.375SeniorUnsecuredDebtDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.375SeniorUnsecuredDebtDue2021Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A4.023FixedRateSubordinatedDebtDue2024Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A4.150FixedRateSubordinatedDebtDue2022Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.700seniorunsecurednotesdue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A3.700seniorunsecurednotesdue2023Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.850SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.850SeniorUnsecuredNotesDue2026Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2022Number2Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A4.350FixedRateSubordinatedDebtDue2025Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2020Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_cfg_OtherLongtermDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">cfg:OtherLongtermDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.250SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A3.250SeniorUnsecuredNotesDue2022Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.200SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.200SeniorUnsecuredNotesDue2020Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.500SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.500SeniorUnsecuredNotesDue2019Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2022Number2Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.650SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.650SeniorUnsecuredNotesDue2022Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.850SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.850SeniorUnsecuredNotesDue2026Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.25SeniorUnsecuredNotesDue2020Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.650SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.650SeniorUnsecuredNotesDue2022Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.25SeniorUnsecuredNotesDue2020Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.550SeniorUnsecuredNotesDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.550SeniorUnsecuredNotesDue2021Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A3.750FixedRateSubordinatedDebtDue2024Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A4.300FixedRateSubordinatedDebtDue2025Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.550SeniorUnsecuredNotesDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.550SeniorUnsecuredNotesDue2021Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.375SeniorUnsecuredDebtDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.375SeniorUnsecuredDebtDue2021Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2020Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A4.150FixedRateSubordinatedDebtDue2022Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.750SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A3.750SeniorUnsecuredNotesDue2026Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.750SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A3.750SeniorUnsecuredNotesDue2026Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_cfg_OtherLongtermDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">cfg:OtherLongtermDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2020Number2Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2023Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A4.023FixedRateSubordinatedDebtDue2024Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.450SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.450SeniorUnsecuredNotesDue2019Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A4.300FixedRateSubordinatedDebtDue2025Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.500SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.500SeniorUnsecuredNotesDue2019Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A4.350FixedRateSubordinatedDebtDue2025Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2020Number2Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A3.750FixedRateSubordinatedDebtDue2024Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2023Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.450SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.450SeniorUnsecuredNotesDue2019Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.250SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A3.250SeniorUnsecuredNotesDue2022Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.700seniorunsecurednotesdue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A3.700seniorunsecurednotesdue2023Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2022Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_CreditFacilityAxis_us-gaap_SecuredDebtMember_us-gaap_LongtermDebtTypeAxis_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:CreditFacilityAxis">us-gaap:SecuredDebtMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">cfg:FederalHomeLoanBankAdvancesandLettersofCreditMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_CreditFacilityAxis_us-gaap_SecuredDebtMember_us-gaap_LongtermDebtTypeAxis_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:CreditFacilityAxis">us-gaap:SecuredDebtMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">cfg:FederalHomeLoanBankAdvancesandLettersofCreditMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:OtherShorttermDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:OtherShorttermDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:OtherShorttermDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:OtherShorttermDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:OtherShorttermDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:OtherShorttermDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalFundsPurchasedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalFundsPurchasedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestExpenseMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestExpenseMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestIncomeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestIncomeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestExpenseMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestIncomeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestIncomeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestIncomeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestIncomeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForwardContractsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForwardContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:InterestRateContractCustomerMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_ForeignExchangeContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:ForeignExchangeContractCustomerMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_ForeignExchangeContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:ForeignExchangeContractCustomerMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractMortgageServicingRightsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:InterestRateContractMortgageServicingRightsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForwardContractsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForwardContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractMortgageServicingRightsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:InterestRateContractMortgageServicingRightsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:InterestRateContractCustomerMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractMortgageServicingRightsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:InterestRateContractMortgageServicingRightsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_ForeignExchangeContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:ForeignExchangeContractCustomerMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForwardContractsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForwardContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:InterestRateContractCustomerMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByLiabilityClassAxis_us-gaap_LongTermDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByLiabilityClassAxis">us-gaap:LongTermDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByLiabilityClassAxis_us-gaap_AvailableforsaleSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByLiabilityClassAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByLiabilityClassAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByLiabilityClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_LongTermDebtMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:LongTermDebtMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:InterestAndFeeIncomeLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:InterestAndFeeIncomeLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestExpenseMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:InterestAndDividendIncomeSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:InterestAndDividendIncomeSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestExpenseMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:InterestAndDividendIncomeSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestExpenseMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:InterestAndFeeIncomeLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="D2015Q1Jan1">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2015-01-01</xbrli:startDate>
			<xbrli:endDate>2015-01-01</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:PensionPlansDefinedBenefitMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:PensionPlansDefinedBenefitMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:PensionPlansDefinedBenefitMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:PensionPlansDefinedBenefitMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:PensionPlansDefinedBenefitMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:PensionPlansDefinedBenefitMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="I2019Q1Jan01">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-01-01</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="I2019Q1Jan01_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-01-01</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="I2019Q1Jan01_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-01-01</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="I2019Q1Jan01_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-01-01</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_us-gaap_DeferredCompensationShareBasedPaymentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis">us-gaap:DeferredCompensationShareBasedPaymentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_us-gaap_DeferredCompensationShareBasedPaymentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis">us-gaap:DeferredCompensationShareBasedPaymentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:VariableRateAxis">us-gaap:LondonInterbankOfferedRateLIBORMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:VariableRateAxis">us-gaap:LondonInterbankOfferedRateLIBORMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:VariableRateAxis">us-gaap:LondonInterbankOfferedRateLIBORMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:VariableRateAxis">us-gaap:LondonInterbankOfferedRateLIBORMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:CitizensShareAwardsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:CitizensShareAwardsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:CitizensShareAwardsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:CitizensShareAwardsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:CitizensShareAwardsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_PlanNameAxis_cfg_OmnibusIncentivePlanAndDirectorsPlanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:OmnibusIncentivePlanAndDirectorsPlanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_AwardTypeAxis_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_us-gaap_PlanNameAxis_cfg_OmnibusIncentivePlanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">cfg:RestrictedStockUnitsPerformanceBasedVestingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:OmnibusIncentivePlanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_PlanNameAxis_cfg_A2014EmployeeStockPurchasePlanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:A2014EmployeeStockPurchasePlanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_AwardTypeAxis_cfg_RestrictedStockUnitsTimeBasedVestingMember_us-gaap_PlanNameAxis_cfg_OmnibusIncentivePlanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">cfg:RestrictedStockUnitsTimeBasedVestingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:OmnibusIncentivePlanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LoanParticipationsAndAssignmentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:LoanParticipationsAndAssignmentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_CommitmentsToExtendCreditMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LetterOfCreditMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:LetterOfCreditMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_cfg_NamingRightsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">cfg:NamingRightsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_CommitmentsToExtendCreditMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_ObligationToRepurchaseReceivablesSoldMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:ObligationToRepurchaseReceivablesSoldMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LetterOfCreditMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:LetterOfCreditMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_ObligationToRepurchaseReceivablesSoldMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:ObligationToRepurchaseReceivablesSoldMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_cfg_NamingRightsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">cfg:NamingRightsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LoanParticipationsAndAssignmentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:LoanParticipationsAndAssignmentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="D2003Q4YTD_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_cfg_NamingRightsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis">cfg:NamingRightsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2003-01-01</xbrli:startDate>
			<xbrli:endDate>2003-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_us-gaap_PurchaseCommitmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:PurchaseCommitmentExcludingLongtermCommitmentAxis">us-gaap:PurchaseCommitmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_FinancialStandbyLetterOfCreditMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:FinancialStandbyLetterOfCreditMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_us-gaap_PurchaseCommitmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:PurchaseCommitmentExcludingLongtermCommitmentAxis">us-gaap:PurchaseCommitmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_LossContingenciesByNatureOfContingencyAxis_cfg_CommercialLetterofCreditMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">cfg:CommercialLetterofCreditMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_us-gaap_PurchaseCommitmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:PurchaseCommitmentExcludingLongtermCommitmentAxis">us-gaap:PurchaseCommitmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_us-gaap_PurchaseCommitmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:PurchaseCommitmentExcludingLongtermCommitmentAxis">us-gaap:PurchaseCommitmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_OtherContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_OtherContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_OtherContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_AssetsLeasedToOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:AssetsLeasedToOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_AssetsLeasedToOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:AssetsLeasedToOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_AssetsLeasedToOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:AssetsLeasedToOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_AssetsLeasedToOthersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:AssetsLeasedToOthersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LeasedAssetsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:LeasedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_MortgageServicingRightsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:MortgageServicingRightsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LoansCollateralDependentImpairedMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:LoansCollateralDependentImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_MortgageServicingRightsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:MortgageServicingRightsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LoansCollateralDependentImpairedMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:LoansCollateralDependentImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LoansCollateralDependentImpairedMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:LoansCollateralDependentImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_MortgageServicingRightsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:MortgageServicingRightsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LeasedAssetsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:LeasedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LeasedAssetsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:LeasedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialandCommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialandCommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CardFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:ServiceChargesandFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:OtherBankingFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:TrustandInvestmentServicesFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:TrustandInvestmentServicesFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:TrustandInvestmentServicesFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CardFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:OtherBankingFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:ServiceChargesandFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CapitalMarketsFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CardFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:OtherBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:ServiceChargesandFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:OtherBankingFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CardFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CapitalMarketsFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CapitalMarketsFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:ServiceChargesandFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:OtherBankingFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:ServiceChargesandFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CardFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CapitalMarketsFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:TrustandInvestmentServicesFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CardFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CapitalMarketsFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CapitalMarketsFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:ServiceChargesandFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:OtherBankingFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:TrustandInvestmentServicesFeesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:TrustandInvestmentServicesFeesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_us-gaap_TaxPeriodAxis_cfg_TaxYearsEndedPriorto1988Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="us-gaap:TaxPeriodAxis">cfg:TaxYearsEndedPriorto1988Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:OperatingSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:OperatingSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:CorporateNonSegmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:OperatingSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:CorporateNonSegmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:OperatingSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:CorporateNonSegmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:OperatingSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:OperatingSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:BankSubsidiariesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:NonbankSubsidiariesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_UnaffiliatedCompaniesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:UnaffiliatedCompaniesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_UnaffiliatedCompaniesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:UnaffiliatedCompaniesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:BankSubsidiariesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:NonbankSubsidiariesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:NonbankSubsidiariesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesandAssociatedBanksMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:BankSubsidiariesandAssociatedBanksMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:NonbankSubsidiariesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesandAssociatedBanksMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:BankSubsidiariesandAssociatedBanksMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:NonbankSubsidiariesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesandAssociatedBanksMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:BankSubsidiariesandAssociatedBanksMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2017Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:context id="FI2016Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000759944</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context><xbrli:unit id="usdPerShare">
		<xbrli:divide>
			<xbrli:unitNumerator>
				<xbrli:measure>iso4217:USD</xbrli:measure>
			</xbrli:unitNumerator>
			<xbrli:unitDenominator>
				<xbrli:measure>xbrli:shares</xbrli:measure>
			</xbrli:unitDenominator>
		</xbrli:divide>
	</xbrli:unit><xbrli:unit id="usd">
		<xbrli:measure>iso4217:USD</xbrli:measure>
	</xbrli:unit><xbrli:unit id="shares">
		<xbrli:measure>xbrli:shares</xbrli:measure>
	</xbrli:unit><xbrli:unit id="number">
		<xbrli:measure>xbrli:pure</xbrli:measure>
	</xbrli:unit><xbrli:unit id="security">
		<xbrli:measure>cfg:security</xbrli:measure>
	</xbrli:unit><xbrli:unit id="contract">
		<xbrli:measure>cfg:contract</xbrli:measure>
	</xbrli:unit><xbrli:unit id="reporting_unit">
		<xbrli:measure>cfg:reporting_unit</xbrli:measure>
	</xbrli:unit><xbrli:unit id="counterparty">
		<xbrli:measure>cfg:counterparty</xbrli:measure>
	</xbrli:unit><xbrli:unit id="segment">
		<xbrli:measure>cfg:segment</xbrli:measure>
	</xbrli:unit><ix:relationship arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" linkRole="http://www.xbrl.org/2003/role/link" order="1" fromRefs="d29499991e1551-wk-Fact-0E7D44555C385EC5A01CB9029E49D08E d29570426e2483-wk-Fact-0E7D44555C385EC5A01CB9029E49D08E d29643462e2339-wk-Fact-0E7D44555C385EC5A01CB9029E49D08E" toRefs="TextSelection-3F4204F7BF80FF3E7003A358AD642F91-0-wk-Footnote-3F4204F7BF80FF3E7003A358AD642F91_lbl"></ix:relationship><ix:relationship arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" linkRole="http://www.xbrl.org/2003/role/link" order="1" fromRefs="Fact-3478AF77AB4639C4A256114FE972BD37-wk-Fact-3478AF77AB4639C4A256114FE972BD37" toRefs="TextSelection-3F4204F7BF80FF3E7003A358AD642F91-0-wk-Footnote-3F4204F7BF80FF3E7003A358AD642F91_lbl"></ix:relationship><ix:relationship arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" linkRole="http://www.xbrl.org/2003/role/link" order="1" fromRefs="d29499991e1611-wk-Fact-6FC94C750F5759FD98D3954A82E5DADE d29570426e2995-wk-Fact-6FC94C750F5759FD98D3954A82E5DADE d29643462e9544-wk-Fact-6FC94C750F5759FD98D3954A82E5DADE" toRefs="TextSelection-3F4204F7BF80FF3E7003A358AD642F91-0-wk-Footnote-3F4204F7BF80FF3E7003A358AD642F91_lbl"></ix:relationship><ix:relationship arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" linkRole="http://www.xbrl.org/2003/role/link" order="1" fromRefs="Fact-7F4D99C674C863C6264FCA585A3F67EE-wk-Fact-7F4D99C674C863C6264FCA585A3F67EE" toRefs="TextSelection-3F4204F7BF80FF3E7003A358AD642F91-0-wk-Footnote-3F4204F7BF80FF3E7003A358AD642F91_lbl"></ix:relationship><ix:relationship arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" linkRole="http://www.xbrl.org/2003/role/link" order="1" fromRefs="Fact-900F7A0301EE5B2C99616827A1256476-wk-Fact-900F7A0301EE5B2C99616827A1256476" toRefs="TextSelection-3F4204F7BF80FF3E7003A358AD642F91-0-wk-Footnote-3F4204F7BF80FF3E7003A358AD642F91_lbl"></ix:relationship><ix:relationship arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" linkRole="http://www.xbrl.org/2003/role/link" order="1" fromRefs="d29528257e4320-wk-Fact-AF0173C999E754AE955234FFA6423331 d29528257e4387-wk-Fact-AF0173C999E754AE955234FFA6423331" toRefs="TextSelection-2CFE87E646AA99DD7017A358AD641B77-0-wk-Footnote-2CFE87E646AA99DD7017A358AD641B77_lbl"></ix:relationship><ix:relationship arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" linkRole="http://www.xbrl.org/2003/role/link" order="1" fromRefs="d29528257e4348-wk-Fact-BBC5F75D9D251EA779FEA358AD24CC0C" toRefs="TextSelection-2CFE87E646AA99DD7017A358AD641B77-0-wk-Footnote-2CFE87E646AA99DD7017A358AD641B77_lbl"></ix:relationship><ix:relationship arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" linkRole="http://www.xbrl.org/2003/role/link" order="1" fromRefs="Fact-BD6C0189DE660ECFD888CA585A397B05-wk-Fact-BD6C0189DE660ECFD888CA585A397B05" toRefs="TextSelection-3F4204F7BF80FF3E7003A358AD642F91-0-wk-Footnote-3F4204F7BF80FF3E7003A358AD642F91_lbl"></ix:relationship><ix:relationship arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" linkRole="http://www.xbrl.org/2003/role/link" order="1" fromRefs="d29528257e4334-wk-Fact-BDDEC3A248C5312F03B6A358AD2086D4 d29528257e4400-wk-Fact-BDDEC3A248C5312F03B6A358AD2086D4" toRefs="TextSelection-2CFE87E646AA99DD7017A358AD641B77-0-wk-Footnote-2CFE87E646AA99DD7017A358AD641B77_lbl"></ix:relationship><ix:relationship arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" linkRole="http://www.xbrl.org/2003/role/link" order="1" fromRefs="d29528257e4297-wk-Fact-C1542A1FF78C2B6E6043A358AD1A65D5" toRefs="TextSelection-2CFE87E646AA99DD7017A358AD641B77-0-wk-Footnote-2CFE87E646AA99DD7017A358AD641B77_lbl"></ix:relationship><ix:relationship arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" linkRole="http://www.xbrl.org/2003/role/link" order="1" fromRefs="Fact-C5BB42959662524CA988F2303E652477-wk-Fact-C5BB42959662524CA988F2303E652477" toRefs="TextSelection-3F4204F7BF80FF3E7003A358AD642F91-0-wk-Footnote-3F4204F7BF80FF3E7003A358AD642F91_lbl"></ix:relationship><ix:relationship arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" linkRole="http://www.xbrl.org/2003/role/link" order="1" fromRefs="d29499991e1592-wk-Fact-C9349185F8C55A12861476B21EB06018 d29570426e2936-wk-Fact-C9349185F8C55A12861476B21EB06018 d29643462e7723-wk-Fact-C9349185F8C55A12861476B21EB06018" toRefs="TextSelection-3F4204F7BF80FF3E7003A358AD642F91-0-wk-Footnote-3F4204F7BF80FF3E7003A358AD642F91_lbl"></ix:relationship><ix:relationship arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" linkRole="http://www.xbrl.org/2003/role/link" order="1" fromRefs="d29528257e4374-wk-Fact-CAFC6CDC26F66AFF5330A358AD2038D6" toRefs="TextSelection-2CFE87E646AA99DD7017A358AD641B77-0-wk-Footnote-2CFE87E646AA99DD7017A358AD641B77_lbl"></ix:relationship><ix:relationship arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" linkRole="http://www.xbrl.org/2003/role/link" order="1" fromRefs="d29499991e1570-wk-Fact-D83784E21D7E5D2EA489BDC36F6C6C49 d29570426e2542-wk-Fact-D83784E21D7E5D2EA489BDC36F6C6C49 d29643462e4013-wk-Fact-D83784E21D7E5D2EA489BDC36F6C6C49" toRefs="TextSelection-3F4204F7BF80FF3E7003A358AD642F91-0-wk-Footnote-3F4204F7BF80FF3E7003A358AD642F91_lbl"></ix:relationship><ix:relationship arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" linkRole="http://www.xbrl.org/2003/role/link" order="1" fromRefs="Fact-E1EE7F6DBA4459419694EDE520A3B80A-wk-Fact-E1EE7F6DBA4459419694EDE520A3B80A" toRefs="TextSelection-3F4204F7BF80FF3E7003A358AD642F91-0-wk-Footnote-3F4204F7BF80FF3E7003A358AD642F91_lbl"></ix:relationship></ix:resources></ix:header></div><div><a id="s197C24FF62E55379BEE1F5FCC38B2D0D"></a></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:92.5925925925926%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"></td></tr><tr><td style="width:20%;"></td><td style="width:20%;"></td><td style="width:20%;"></td><td style="width:20%;"></td><td style="width:20%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr></table></div></div><div style="line-height:120%;padding-top:5px;text-align:center;font-size:11pt;"><span style="font-family:Trebuchet,sans-serif;font-size:11pt;font-weight:bold;">UNITED STATES</span></div><div style="line-height:120%;text-align:center;font-size:11pt;"><span style="font-family:Trebuchet,sans-serif;font-size:11pt;font-weight:bold;">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="line-height:120%;text-align:center;font-size:11pt;"><span style="font-family:Trebuchet,sans-serif;font-size:11pt;font-weight:bold;">Washington, D.C. 20549</span></div><div style="line-height:174%;padding-top:4px;text-align:center;font-size:16pt;"><span style="font-family:Trebuchet,sans-serif;font-size:16pt;font-weight:bold;">FORM </span><span><ix:nonNumeric id="d29287429e1374-wk-Fact-8753248867A83D21B459A43342F1C6FB" name="dei:DocumentType" contextRef="FD2019Q4YTD"><span style="font-family:Trebuchet,sans-serif;font-size:16pt;font-weight:bold;">10-K</span></ix:nonNumeric></span><span style="font-family:Trebuchet,sans-serif;font-size:16pt;font-weight:bold;"> </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"> </span><span><ix:nonNumeric id="d29287429e1384-wk-Fact-CB614E1242A243040261A4349AD602A8" name="dei:DocumentAnnualReport" contextRef="FD2019Q4YTD" format="ixt-sec:boolballotbox"><span style="font-family:Arial Unicode MS;">&#9746;</span></ix:nonNumeric></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">OF THE SECURITIES EXCHANGE ACT OF 1934</span></div><div style="line-height:120%;padding-top:8px;text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">For the Fiscal Year Ended</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;"><span><span style="white-space:nowrap"><ix:nonNumeric id="d29287429e1396-wk-Fact-B91F2CEF42C8A2541188A641D92F00F8" name="dei:DocumentPeriodEndDate" contextRef="FD2019Q4YTD" format="ixt:datemonthdayyearen">December 31, 2019</ix:nonNumeric></span></span></span><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;"> </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"> </span><span><ix:nonNumeric id="d29287429e1403-wk-Fact-EEC8465C5CC4D34A6D62A4354D0C6832" name="dei:DocumentTransitionReport" contextRef="FD2019Q4YTD" format="ixt-sec:boolballotbox"><span style="font-family:Arial Unicode MS;">&#9744;</span></ix:nonNumeric></span><span style="font-family:Trebuchet,sans-serif;font-size:9pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">OF THE SECURITIES EXCHANGE ACT OF 1934</span></div><div style="line-height:120%;text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">For the Transition Period From</span></div><div style="line-height:120%;text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">(Not Applicable)</span></div><div style="line-height:232%;text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Commission File Number </span><span><ix:nonNumeric id="d29287429e1423-wk-Fact-EF515533BFA8D49F3DCEA4357E6AC536" name="dei:EntityFileNumber" contextRef="FD2019Q4YTD"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">001-36636</span></ix:nonNumeric></span><span style="font-family:Trebuchet,sans-serif;font-size:9pt;"> </span></div><div style="line-height:120%;text-align:center;"><img src="image0a18.jpg" alt="image0a18.jpg" style="height:54px;width:198px;"></img></div><div style="line-height:120%;padding-top:4px;text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">(Exact name of the registrant as specified in its charter)</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><span><ix:nonNumeric id="d29287429e1447-wk-Fact-5F2C00BEF353CDE9BBC8A435C9FE49FE" name="dei:EntityIncorporationStateCountryCode" contextRef="FD2019Q4YTD" format="ixt-sec:stateprovnameen">Delaware</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><span><ix:nonNumeric id="d29287429e1457-wk-Fact-BCB6F5B8F3E7694CA02EA435CC2205FB" name="dei:EntityTaxIdentificationNumber" contextRef="FD2019Q4YTD">05-0412693</ix:nonNumeric></span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">(State or Other Jurisdiction of</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Incorporation or Organization)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">(I.R.S. Employer</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Identification Number)</span></div></td></tr></table></div></div><div style="line-height:120%;padding-top:4px;text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">       </span><span><ix:nonNumeric id="d29287429e1484-wk-Fact-3D052BE0FB3BDCFB8051A4360E372617" name="dei:EntityAddressAddressLine1" contextRef="FD2019Q4YTD"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">One Citizens Plaza</span></ix:nonNumeric></span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">, </span><span><ix:nonNumeric id="d29287429e1489-wk-Fact-CFCEE7C7CCA62B031B4BA4362ECCAFBD" name="dei:EntityAddressCityOrTown" contextRef="FD2019Q4YTD"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Providence</span></ix:nonNumeric></span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">, </span><span><ix:nonNumeric id="d29287429e1494-wk-Fact-E87F8CA6F45548B8F949A436560374BE" name="dei:EntityAddressStateOrProvince" contextRef="FD2019Q4YTD"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">RI</span></ix:nonNumeric></span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"> </span><span><ix:nonNumeric id="d29287429e1499-wk-Fact-2A6BC9025281B4FCF859A43672CFD1E8" name="dei:EntityAddressPostalZipCode" contextRef="FD2019Q4YTD"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">02903</span></ix:nonNumeric></span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">(</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Address of principal executive offices, including zip code</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">)</span></div><div style="line-height:120%;text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">(</span><span><ix:nonNumeric id="d29287429e1514-wk-Fact-71600B98DED059629863A43697A29800" name="dei:CityAreaCode" contextRef="FD2019Q4YTD"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">401</span></ix:nonNumeric></span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">) </span><span><ix:nonNumeric id="d29287429e1519-wk-Fact-3F099F59FC79D84EA48FA436B71CCB12" name="dei:LocalPhoneNumber" contextRef="FD2019Q4YTD"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">456-7000</span></ix:nonNumeric></span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">(</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Registrant&#8217;s telephone number, including area code</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">)</span></div><div style="line-height:120%;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Securities registered pursuant to Section 12(b) of the Act:</span></div><div style="line-height:120%;text-align:center;font-size:8pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:51%;"></td><td style="width:16%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;text-decoration:underline;">Title of each class</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;text-decoration:underline;">Trading symbol(s)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;text-decoration:underline;">Name of each exchange on which registered</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonNumeric id="d29287429e1565-wk-Fact-97031C7E840BC3B37B42A43703D3A68A" name="dei:Security12bTitle" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember">Common stock, $0.01 par value per share</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonNumeric id="d29287429e1570-wk-Fact-3ECA33251EB6D80D9218A43706426955" name="dei:TradingSymbol" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember">CFG</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonNumeric id="d29287429e1575-wk-Fact-24188E6688BDD1BCBA05A437086122E7" name="dei:SecurityExchangeName" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember" format="ixt-sec:exchnameen">New York Stock Exchange</ix:nonNumeric></span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonNumeric id="d29287429e1581-wk-Fact-6120D1B9908BF54572FEA4370A745075" name="dei:Security12bTitle" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">Depositary Shares, each representing a 1/40th interest in a share of 6.350% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series D<br/></ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonNumeric id="d29287429e1586-wk-Fact-B29B20125F80C300676EA4370C1597EC" name="dei:TradingSymbol" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">CFG PrD</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonNumeric id="d29287429e1591-wk-Fact-2D0D956B61B05B79B2F0A4370DB318E0" name="dei:SecurityExchangeName" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" format="ixt-sec:exchnameen">New York Stock Exchange</ix:nonNumeric></span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonNumeric id="d29287429e1597-wk-Fact-529CA995665AB3D72F29A4370F583784" name="dei:Security12bTitle" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">Depositary Shares, each representing a 1/40th interest in a share of 5.000% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series E<br/></ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonNumeric id="d29287429e1602-wk-Fact-54CC22773A85287A6B67A43710DFD8CD" name="dei:TradingSymbol" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">CFG PrE</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonNumeric id="d29287429e1607-wk-Fact-7003E3AC7218707E876AA4371275A090" name="dei:SecurityExchangeName" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" format="ixt-sec:exchnameen">New York Stock Exchange</ix:nonNumeric></span></span></div></td></tr></table></div></div><div style="line-height:120%;padding-top:4px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Securities registered pursuant to Section 12(g) of the Act:</span></div><div style="line-height:120%;padding-top:4px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">None</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;text-indent:24px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  </span><span style="font-family:Arial Unicode MS;font-size:7pt;">&#9745;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> </span><span><ix:nonNumeric id="d29287429e1622-wk-Fact-CEDABF7531BEF3E31CAFA43A151A3354" name="dei:EntityWellKnownSeasonedIssuer" contextRef="FD2019Q4YTD"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Yes</span></ix:nonNumeric></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> </span><span style="font-family:Arial Unicode MS;font-size:7pt;">&#9744;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> No</span></div><div style="line-height:174%;padding-bottom:4px;text-align:justify;text-indent:24px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.  </span><span style="font-family:Arial Unicode MS;font-size:7pt;">&#9744;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Yes </span><span style="font-family:Arial Unicode MS;font-size:7pt;">&#9745;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> </span><span><ix:nonNumeric id="d29287429e1642-wk-Fact-C8F24340E5C1F244EDEEA43A3DE8CFF5" name="dei:EntityVoluntaryFilers" contextRef="FD2019Q4YTD"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">No</span></ix:nonNumeric></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> </span></div><div style="line-height:120%;text-align:justify;padding-left:24px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports) and (2) has been subject to such filing requirements for the past 90 days.  </span><span style="font-family:Arial Unicode MS;font-size:7pt;">&#9745;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> </span><span><ix:nonNumeric id="d29287429e1654-wk-Fact-D0C8DDB2BBFA90892DD7A43B0D9DC7F9" name="dei:EntityCurrentReportingStatus" contextRef="FD2019Q4YTD"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Yes</span></ix:nonNumeric></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> </span><span style="font-family:Arial Unicode MS;font-size:7pt;">&#9744;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> No</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;padding-left:24px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (&#167;232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).   </span><span style="font-family:Arial Unicode MS;font-size:7pt;">&#9745;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> </span><span><ix:nonNumeric id="d29287429e1670-wk-Fact-3404BF08A377651D08F1A43A84DD1C62" name="dei:EntityInteractiveDataCurrent" contextRef="FD2019Q4YTD"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Yes</span></ix:nonNumeric></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> </span><span style="font-family:Arial Unicode MS;font-size:7pt;">&#9744;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> No</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;padding-left:24px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer&#8221; and &#8220;smaller reporting company&#8221; in Rule 12b-2 of the Exchange Act:</span></div><div style="line-height:174%;text-align:left;padding-left:24px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:96.29629629629629%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:44%;"></td><td style="width:6%;"></td><td style="width:44%;"></td><td style="width:6%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:4px;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonNumeric id="d29287429e1697-wk-Fact-AD05674469CEDA5DA984A43B854CEEA2" name="dei:EntityFilerCategory" contextRef="FD2019Q4YTD" format="ixt-sec:entityfilercategoryen">Large accelerated filer</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:4px;text-align:center;font-size:7pt;"><span style="font-family:Arial Unicode MS;font-size:7pt;">&#9745;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:4px;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Accelerated filer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:4px;text-align:center;font-size:7pt;"><span style="font-family:Arial Unicode MS;font-size:7pt;">&#9744;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:4px;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Non-accelerated filer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:4px;text-align:center;font-size:7pt;"><span style="font-family:Arial Unicode MS;font-size:7pt;">&#9744;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:4px;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Smaller reporting company</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:4px;text-align:center;font-size:7pt;"><span style="font-family:Arial Unicode MS;font-size:7pt;"><span><ix:nonNumeric id="d29287429e1733-wk-Fact-5D42A82A0E4665C092A1A43BAB6716A5" name="dei:EntitySmallBusiness" contextRef="FD2019Q4YTD" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:4px;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Emerging growth company</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:4px;text-align:center;font-size:7pt;"><span style="font-family:Arial Unicode MS;font-size:7pt;"><span><ix:nonNumeric id="d29287429e1754-wk-Fact-38C5BFB647A44B226395A43BC80B73CF" name="dei:EntityEmergingGrowthCompany" contextRef="FD2019Q4YTD" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></span></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:24px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </span><span style="font-family:Arial Unicode MS;font-size:7pt;">&#9744;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> </span></div><div style="line-height:120%;padding-top:4px;text-align:justify;text-indent:24px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).     </span><span><ix:nonNumeric id="d29287429e1769-wk-Fact-31F27A53521A076BA12FA43C5E03E565" name="dei:EntityShellCompany" contextRef="FD2019Q4YTD" format="ixt-sec:boolballotbox"><span style="font-family:Arial Unicode MS;font-size:7pt;">&#9744;</span></ix:nonNumeric></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Yes </span><span style="font-family:Arial Unicode MS;font-size:7pt;">&#9745;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> No</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;padding-left:24px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">The aggregate market value of voting stock held by nonaffiliates of the Registrant was </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$<ix:nonFraction id="d29287429e1781-wk-Fact-3981B9FFCA5DF8B8AABDA43C0D696984" name="dei:EntityPublicFloat" contextRef="FI2019Q2" unitRef="usd" decimals="0" scale="0" format="ixt:numdotdecimal">16,145,696,534</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> (based on the June 30, 2019 closing price of Citizens Financial Group, Inc. common shares of $35.36 as reported on the New York Stock Exchange). There were </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonFraction id="d29287429e1785-wk-Fact-4EB5EB8B737F5C4BB23AD5D534CAF489" name="dei:EntityCommonStockSharesOutstanding" contextRef="I2020Q1Feb05" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">427,434,404</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> shares of Registrant&#8217;s common stock ($0.01 par value) outstanding on </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">February 5, 2020</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">.</span></div><div style="line-height:120%;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Documents incorporated by reference</span></div><div style="line-height:120%;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="dei:DocumentsIncorporatedByReferenceTextBlock" id="TextSelection-2133C716CCB6B4BC01BAA6403FDBE391-0-wk-Fact-54F89D6D4CBA3004F0A2A6404DA32B67" escape="true"><div style="line-height:120%;text-align:justify;padding-left:24px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Portions of Citizens Financial Group, Inc.&#8217;s proxy statement to be filed with the United States Securities and Exchange Commission in connection with Citizens Financial Group, Inc.&#8217;s </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2020</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> annual meeting of stockholders (the &#8220;Proxy Statement&#8221;) are incorporated by reference into Part III hereof.  Such Proxy Statement will be filed within 120 days of Citizens Financial Group, Inc.&#8217;s fiscal year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">.</span></div></ix:nonNumeric><div><br/></div><hr style="page-break-after:always"></hr><div><a id="s0D8856793C8F54CCBFDDF356EEF84763"></a></div><div><br/></div><div style="line-height:120%;text-align:center;font-size:12pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"></td></tr><tr><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:86%;"></td><td style="width:7%;"></td><td style="width:2%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:62px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div><img src="image0a18.jpg" alt="image0a18.jpg" style="height:54px;width:198px;"></img></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:62px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:62px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:12pt;"><span style="font-family:Trebuchet,sans-serif;font-size:12pt;font-weight:bold;">Table of Contents</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;text-decoration:underline;">Page</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s6595D9A940495F199B35AD983DD71BE0"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Glossary of Acronyms and Terms</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s6595D9A940495F199B35AD983DD71BE0">2</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s8BB312B254D954F9961A4680E44CFDB9"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Forward-looking Statements</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s8BB312B254D954F9961A4680E44CFDB9">5</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sCFE1C3EBDBC95579BC54E035CEA85458"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Part I.</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sB86763F0DF865CA69DE2E849F5265B74"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 1.    Business</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sDC5A028A604C56A0B9F82188E14DDEC3">6</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s59A8335B81EA5436B51A56A2B595669C"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 1A.  Risk Factors</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s59A8335B81EA5436B51A56A2B595669C">19</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s959F0543C4F15E67AEB809FC834C7FDE"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 1B.  Unresolved Staff Comments</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s959F0543C4F15E67AEB809FC834C7FDE">31</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sD56AB5D8210259DDA4BD72DC5FB07086"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 2.    Properties</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s1A402DAB8EE65FB4BA141496E71A8D27">31</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s2D4224D2E53A58EC8726030F31610021"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 3.    Legal Proceedings</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s700F0920F07C5A9481012FC956700885">31</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s054810C1C2965031BF67FFAF74E498C3"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 4.    Mine Safety Disclosures</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sBDE0BCFE69FF527DB86FE29AE5D68A27">32</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s83B6CC2C369B52DF821503413778F4D8"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Part II.</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s24FAC01DB18C5E148E4FAB7F5F8663B5"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 5.    Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sFF7D1AD39D2D5597B979788562E194BB">32</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s4F2D95EAE63D5E568547AF207B319704"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 6.    Selected Consolidated Financial Data</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sFF2253D303A25F86BA8FD8E241D86C15">34</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s530C415E9D3D55449E8DF7BF1A5D1C15"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 7.    Management's Discussion and Analysis of Financial Condition and Results of Operations</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sD3A1C1A973985EFABEB4788A1DEF08A7">36</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s5E33D6E0DC9753AB8530819E42524A8F"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 7A.  Quantitative and Qualitative Disclosures about Market Risk</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s5E33D6E0DC9753AB8530819E42524A8F">87</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sF9F5296AF4C05FE589F5EBB2A8D7A540"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 8.    Financial Statements and Supplementary Data</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sAFDEEF09FF1154479E6C51240B56694D">88</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:68px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sFFBBB5388775541FA6E5FDE164B86C4B"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Consolidated Balance Sheets as of December 31, 2019 and 2018</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sFFBBB5388775541FA6E5FDE164B86C4B">94</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:68px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s2548B22305A85D49BE6C06D2A0CF2CE1"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Consolidated Statements of Operations for the Years Ended December 31, 2019, 2018 and 2017</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s2548B22305A85D49BE6C06D2A0CF2CE1">95</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:68px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sBAE6CA5CDB515119AB4706BF38626A15"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Consolidated Statements of Comprehensive Income for the Years Ended December 31, 2019, 2018 and 2017</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sBAE6CA5CDB515119AB4706BF38626A15">96</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:68px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s700C01AC59655356A3FB73E75FA6D97C"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Consolidated Statements of Changes in Stockholders&#8217; Equity for the Years Ended December 31, 2019, 2018 and 2017</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s700C01AC59655356A3FB73E75FA6D97C">97</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:68px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sBD2FC610E73A5929AA1DD9BC45051416"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Consolidated Statements of Cash Flows for the Years Ended December 31, 2019, 2018 and 2017</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sBD2FC610E73A5929AA1DD9BC45051416">98</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:68px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s2C601C6173B1565DB87BBC163AF889A6"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Notes to the Consolidated Financial Statements</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sDB9AB55731DA5595B9D10DED1F181DED">100</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s082B03133E16539482F5DBDF7C1C3F2D"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 9.    Changes in and Disagreements With Accountants on Accounting and Financial Disclosure</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s082B03133E16539482F5DBDF7C1C3F2D">160</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s16B8917DD7D95AD0B9FB55C3E672E9CA"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 9A.  Controls and Procedures</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s16B8917DD7D95AD0B9FB55C3E672E9CA">160</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sC90E0FA1EB16541C997F2D85F5B805CD"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 9B.  Other Information</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sC90E0FA1EB16541C997F2D85F5B805CD">160</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s9CE1B1C6E1AB5D29B01FAE7F456B488A"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Part III.</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s7788F75F1AC658F1A578F608B9DF4AD7"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 10.  Directors, Executive Officers and Corporate Governance</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sF52158D5CFF254E4BB4EF892476E66B7">160</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s53847E9FB4AA572888BBFAAFD3DEEA32"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 11.  Executive Compensation</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s4B31E5C668225CC5A8A85B942208C4EC">160</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sD936129EF74856B096ED0C9B818C6EE0"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s191AF025A43D52E98905A88E4F5F806B">161</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s07F23AA9BC6359FBA92159EFB8081D0C"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 13.  Certain Relationships and Related Transactions, and Director Independence</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s74FDBBF0197456D2A7864CFD96D34814">161</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s726F434654275AA0B15BFB17D889AF2D"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 14.  Principal Accountant Fees and Services</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s5D583F19856E520D9CFADDADD9AC0BE4">161</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s269D35D7BFEB5DE38C07C5E73A00A809"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Part IV.</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sC2A77655E6C4526E9986096E54D360AE"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 15.  Exhibits and Financial Statement Schedules</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s3478DF9164A050ECA911EA46C7A049A5">161</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s73A340CDDABE58C5820633F836A0698C"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Item 16.  Form 10-K Summary</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s73A340CDDABE58C5820633F836A0698C">165</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s2CD9E4F14DCB5CA5841B6C1511138E0A"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Signatures</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s64BB1410F62856E999745E544A5C179F">166</a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">1</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s6595D9A940495F199B35AD983DD71BE0"></a></div><div></div><div><br/></div><div style="line-height:120%;padding-bottom:16px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">GLOSSARY OF ACRONYMS AND TERMS</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following is a list of common acronyms and terms we regularly use in our financial reporting:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:26%;"></td><td style="width:2%;"></td><td style="width:72%;"></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">2017 Tax Legislation</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">An Act to Provide for Reconciliation Pursuant to Titles II and V of the Concurrent Resolution on the Budget for Fiscal Year 2018 (Tax Cuts and Jobs Act)</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ACL</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Allowance for Credit Losses</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Acquisitions</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Refers to acquisitions after second quarter 2018, including Franklin American Mortgage Company, Clarfeld Financial Advisors, LLC and Bowstring Advisors LLC</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">AFS</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Available for Sale</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ALLL</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Allowance for Loan and Lease Losses</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ALM</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Asset and Liability Management</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">AOCI</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Accumulated Other Comprehensive Income (Loss)</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ASU</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Accounting Standards Update</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ATM</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Automated Teller Machine</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Bank Holding Company Act </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Bank Holding Company Act of 1956 </span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Board or Board of Directors</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Board of Directors of Citizens Financial Group, Inc.</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">bps</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Basis Points</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Capital Plan Rule</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Federal Reserve Regulation Y Capital Plan Rule</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CBNA</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Bank, National Association</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CBPA</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Bank of Pennsylvania</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CCAR</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Comprehensive Capital Analysis and Review</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CCB</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Capital Conservation Buffer</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CCMI</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Capital Markets, Inc.</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CECL</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Current Expected Credit Losses (ASU 2016-13, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Financial Instruments&#8212;Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments)</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CET1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Common Equity Tier 1</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CET1 capital ratio</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Common Equity Tier 1 capital divided by total risk-weighted assets as defined under the U.S. Basel III Standardized approach</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CFPB</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Consumer Financial Protection Bureau</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CFTC</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Commodity Futures Trading Commission</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Citizens or CFG or the Company, we, us, or our</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. and its Subsidiaries </span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CLTV</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Combined Loan-to-Value</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CLO</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Collateralized Loan Obligation</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CMO</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Collateralized Mortgage Obligation</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CRA</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Community Reinvestment Act</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CRE</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Commercial Real Estate</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">DIF</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Deposit Insurance Fund</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Dodd-Frank Act</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">EGRRCPA</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Economic Growth, Regulatory Relief and Consumer Protection Act</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">EPS</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Earnings Per Share</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ESPP</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Employee Stock Purchase Program</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ERISA</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Employee Retirement Income Security Act of 1974</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Exchange Act</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Securities Exchange Act of 1934</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">FAMC</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Franklin American Mortgage Company</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">FAMC acquisition</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The August 1, 2018 acquisition of Franklin American Mortgage Company</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Fannie Mae (FNMA)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Federal National Mortgage Association</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">FASB</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Financial Accounting Standards Board</span></div></td></tr></table></div></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:26%;"></td><td style="width:2%;"></td><td style="width:72%;"></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">FDIA</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Federal Deposit Insurance Act</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">FDIC</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Federal Deposit Insurance Corporation</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">FFIEC</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Federal Financial Institutions Examination Council</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">FHLB</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Federal Home Loan Bank</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">FICO</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Fair Isaac Corporation (credit rating)</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">FINRA</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Financial Industry Regulation Authority</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">FRB</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Board of Governors of the Federal Reserve System and, as applicable, Federal Reserve Bank(s)</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Freddie Mac (FHLMC)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Federal Home Loan Mortgage Corporation</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">FTE</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Fully Taxable Equivalent</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">FTP</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Funds Transfer Pricing</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">GAAP</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Accounting Principles Generally Accepted in the United States of America</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">GDP</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Gross Domestic Product</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">GLBA</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Gramm-Leach-Bliley Act of 1999</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Ginnie Mae (GNMA)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Government National Mortgage Association</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">GSE</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Government-Sponsored Enterprise</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">HELOC</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Home Equity Line of Credit</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">HTM</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Held To Maturity</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Last-of-Layer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Last-of-layer is a fair value hedge of the interest rate risk of a portfolio of similar prepayable assets whereby the last dollar amount within the portfolio of assets is identified as the hedged item</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">LCR</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Liquidity Coverage Ratio</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">LHFS</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Loans Held for Sale</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">LGD</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Loss Given Default</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">LIBOR</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">London Interbank Offered Rate</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">LIHTC</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Low Income Housing Tax Credit</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">LTV</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Loan-to-Value</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">MBS</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Mortgage-Backed Securities</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">MD&amp;A</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Mid-Atlantic </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">District of Columbia, Delaware, Maryland, New Jersey, New York, Pennsylvania, Virginia, and West Virginia </span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Midwest</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Illinois, Indiana, Michigan, and Ohio</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">MSA</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Metropolitan Statistical Area</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">MSRs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Mortgage Servicing Rights</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">New England</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont </span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NM</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Not meaningful</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NSFR</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Net Stable Funding Ratio</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">OCC</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Office of the Comptroller of the Currency</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">OCI</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Other Comprehensive Income</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">OFAC</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Office of Foreign Assets Control</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Parent Company</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. (the Parent Company of Citizens Bank, National Association and other subsidiaries)</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">PD</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Probability of Default</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">peers or peer regional banks</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">BB&amp;T, Comerica, Fifth Third, KeyCorp, M&amp;T, PNC, Regions, SunTrust and U.S. Bancorp. Includes Truist for the period subsequent to the merger of BB&amp;T and SunTrust</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">REITs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Real Estate Investment Trusts</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ROTCE</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Return on Average Tangible Common Equity</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">RPA</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Risk Participation Agreement</span></div></td></tr></table></div></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">3</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:26%;"></td><td style="width:2%;"></td><td style="width:72%;"></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">SBA</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Small Business Administration</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">SBO</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Serviced by Others loan portfolio</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">SEC</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">United States Securities and Exchange Commission</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">SVaR</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Stressed Value-at-Risk</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">TDR</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Troubled Debt Restructuring</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Tier 1 capital ratio</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Tier 1 capital, which includes Common Equity Tier 1 capital plus non-cumulative perpetual preferred equity that qualifies as additional tier 1 capital, divided by total risk-weighted assets as defined under the U.S. Basel III Standardized approach</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Tier 1 leverage ratio</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Tier 1 capital, which includes Common Equity Tier 1 capital plus non-cumulative perpetual preferred equity that qualifies as additional tier 1 capital, divided by quarterly adjusted average assets as defined under the U.S. Basel III Standardized approach</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Total capital ratio</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Total capital, which includes Common Equity Tier 1 capital, tier 1 capital and allowance for credit losses and qualifying subordinated debt that qualifies as tier 2 capital, divided by total risk-weighted assets as defined under the U.S. Basel III Standardized approach</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">VaR</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Value-at-Risk</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">VIE</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Variable Interest Entities</span></div></td></tr></table></div></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s8BB312B254D954F9961A4680E44CFDB9"></a></div><div></div><div><br/></div><div style="line-height:120%;padding-bottom:16px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">FORWARD-LOOKING STATEMENTS</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;">This document contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Statements regarding potential future share repurchases and future dividends are forward-looking statements. Also, any statement that does not describe historical or current facts is a forward-looking statement. These statements often include the words &#8220;believes,&#8221; &#8220;expects,&#8221; &#8220;anticipates,&#8221; &#8220;estimates,&#8221; &#8220;intends,&#8221; &#8220;plans,&#8221; &#8220;goals,&#8221; &#8220;targets,&#8221; &#8220;initiatives,&#8221; &#8220;potentially,&#8221; &#8220;probably,&#8221; &#8220;projects,&#8221; &#8220;outlook&#8221; or similar expressions or future conditional verbs such as &#8220;may,&#8221; &#8220;will,&#8221; &#8220;should,&#8221; &#8220;would,&#8221; and &#8220;could.&#8221;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;">Forward-looking statements are based upon the current beliefs and expectations of management, and on information currently available to management. Our statements speak as of the date hereof, and we do not assume any obligation to update these statements or to update the reasons why actual results could differ from those contained in such statements in light of new information or future events. We caution you, therefore, against relying on any of these forward-looking statements. They are neither statements of historical fact nor guarantees or assurances of future performance. While there is no assurance that any list of risks and uncertainties or risk factors is complete, important factors that could cause actual results to differ materially from those in the forward-looking statements include the following, without limitation:</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;padding-left:60px;"><div style="line-height:120%;text-align:justify;font-size:10pt;text-indent:-60px;"><span style="font-family:Trebuchet,sans-serif;">Negative economic and political conditions that adversely affect the general economy, housing prices, the job market, consumer confidence and spending habits which may affect, among other things, the level of nonperforming assets, charge-offs and provision expense;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;padding-left:60px;"><div style="line-height:120%;text-align:justify;font-size:10pt;text-indent:-60px;"><span style="font-family:Trebuchet,sans-serif;">The rate of growth in the economy and employment levels, as well as general business and economic conditions, and changes in the competitive environment;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;padding-left:60px;"><div style="line-height:120%;text-align:justify;font-size:10pt;text-indent:-60px;"><span style="font-family:Trebuchet,sans-serif;">Our ability to implement our business strategy, including the cost savings and efficiency components, and achieve our financial performance goals;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;padding-left:60px;"><div style="line-height:120%;text-align:justify;font-size:10pt;text-indent:-60px;"><span style="font-family:Trebuchet,sans-serif;">Our ability to meet heightened supervisory requirements and expectations;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;padding-left:60px;"><div style="line-height:120%;text-align:justify;font-size:10pt;text-indent:-60px;"><span style="font-family:Trebuchet,sans-serif;">Liabilities and business restrictions resulting from litigation and regulatory investigations;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;padding-left:60px;"><div style="line-height:120%;text-align:justify;font-size:10pt;text-indent:-60px;"><span style="font-family:Trebuchet,sans-serif;">Our capital and liquidity requirements (including under regulatory capital standards, such as the U.S. Basel III capital rules) and our ability to generate capital internally or raise capital on favorable terms;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;padding-left:60px;"><div style="line-height:120%;text-align:justify;font-size:10pt;text-indent:-60px;"><span style="font-family:Trebuchet,sans-serif;">The effect of changes in interest rates on our net interest income, net interest margin and our mortgage originations, mortgage servicing rights and mortgages held for sale;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;padding-left:60px;"><div style="line-height:120%;text-align:justify;font-size:10pt;text-indent:-60px;"><span style="font-family:Trebuchet,sans-serif;">Changes in interest rates and market liquidity, as well as the magnitude of such changes, which may reduce interest margins, impact funding sources and affect the ability to originate and distribute financial products in the primary and secondary markets;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;padding-left:60px;"><div style="line-height:120%;text-align:justify;font-size:10pt;text-indent:-60px;"><span style="font-family:Trebuchet,sans-serif;">The effect of changes in the level of checking or savings account deposits on our funding costs and net interest margin;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;padding-left:60px;"><div style="line-height:120%;text-align:justify;font-size:10pt;text-indent:-60px;"><span style="font-family:Trebuchet,sans-serif;">Financial services reform and other current, pending or future legislation or regulation that could have a negative effect on our revenue and businesses;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;padding-left:60px;"><div style="line-height:120%;text-align:justify;font-size:10pt;text-indent:-60px;"><span style="font-family:Trebuchet,sans-serif;">A failure in or breach of our operational or security systems or infrastructure, or those of our third party vendors or other service providers, including as a result of cyber-attacks; and</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;padding-left:60px;"><div style="line-height:120%;text-align:justify;font-size:10pt;text-indent:-60px;"><span style="font-family:Trebuchet,sans-serif;">Management&#8217;s ability to identify and manage these and other risks.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div></td></tr></table><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;">In addition to the above factors, we also caution that the actual amounts and timing of any future common stock dividends or share repurchases will be subject to various factors, including our capital position, financial performance, capital impacts of strategic initiatives, market conditions and regulatory and accounting considerations, as well as any other factors that our Board of Directors deems relevant in making such a determination. Therefore, there can be no assurance that we will repurchase shares from or pay any dividends to holders of our common stock, or as to the amount of any such repurchases or dividends. </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;">More information about factors that could cause actual results to differ materially from those described in the forward-looking statements can be found under Item 1A &#8220;Risk Factors&#8221;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">5</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s7187BE90B824527598764B48F70BAA8E"></a></div><div><br/></div><div style="line-height:120%;text-align:center;font-size:12pt;"><span style="font-family:Trebuchet,sans-serif;font-size:12pt;font-weight:bold;">PART I</span></div><div><a id="sDC5A028A604C56A0B9F82188E14DDEC3"></a></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 1. BUSINESS</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;">Citizens Financial Group, Inc. is the 14th largest retail bank holding company in the United States.</span><span style="font-family:Trebuchet,sans-serif;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;"> Headquartered in Providence, Rhode Island, we offer a broad range of retail and commercial banking products and services to more than five million individuals, small businesses, middle-market companies, large corporations and institutions. Our products and services are offered through approximately 1,100 branches in 11 states in the New England, Mid-Atlantic and Midwest regions and approximately 135 retail and commercial non-branch offices, though certain lines of business serve national markets. At December 31, 2019, we had total assets of $165.7 billion, total deposits of $125.3 billion and total stockholders&#8217; equity of $22.2 billion.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We are a bank holding company incorporated under Delaware state law in 1984 and whose primary federal regulator is the FRB. On January 2, 2019, we consolidated our banking subsidiaries via a merger of CBPA into CBNA in order to streamline governance and enterprise risk management, improve CBNA&#8217;s risk profile and gain operational efficiencies. CBNA is our primary subsidiary and sole banking subsidiary, whose primary federal regulator is the OCC.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Business Segments </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We manage our business through two reportable business operating segments: Consumer Banking and Commercial Banking. For additional information regarding our business segments see the &#8220;Business Operating Segments&#8221; section of Item 7 and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 25</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8. Our activities outside these segments are classified as &#8220;Other&#8221; and include treasury activities, wholesale funding activities, securities portfolio, community development assets and other unallocated assets, liabilities, capital, revenues, provision for credit losses and expenses, including income tax expense. The Other classification also includes the financial impact of non-core, liquidating loan portfolios and other non-core assets and liabilities. For a description of non-core assets see the &#8220;Allowance for Credit Losses and Nonperforming Assets&#8221; section of Item 7. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents selected financial information for our business operating segments, Other and consolidated:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="32"></td></tr><tr><td style="width:19%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td></tr><tr><td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="31" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">For the Year Ended December 31,</span></div></td></tr><tr><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consolidated</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consolidated</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,182</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,466</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($34</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,614</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,064</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,497</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($29</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,532</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,156</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">607</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">114</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,877</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">973</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">545</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">78</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,596</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total revenue</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4,338</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,073</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">80</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6,491</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4,037</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,042</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">49</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6,128</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest expense</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,851</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">858</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">138</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,847</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,723</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">813</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">83</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,619</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">875</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">870</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">46</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,791</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">767</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">927</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">27</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,721</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total average loans and leases and loans held for sale</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$63,396</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$54,355</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$2,089</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$119,840</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$60,691</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$51,344</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$2,446</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$114,481</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total average deposits</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$84,835</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$31,085</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$7,381</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$123,301</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$77,542</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$30,704</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$7,611</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$115,857</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Consumer Banking Segment </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Consumer Banking serves retail customers and small businesses with annual revenues of up to $25 million, with products and services that include deposit products, mortgage and home equity lending, credit cards, business loans, wealth management and investment services largely across our 11-state traditional banking footprint. We also offer auto loans, education loans, unsecured loans and product financing in addition to select digital deposit products nationwide.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Consumer Banking operates a multi-channel distribution network with a workforce of approximately 5,700 branch colleagues, approximately 1,100 branches, including about 290 in-store locations, and approximately 2,700 ATMs. Our network includes approximately 1,325 specialists covering lending, savings and investment needs as well as a broad range of small business products and services. We serve customers on a national basis through telephone service centers as well as through our online and mobile platforms where we offer customers the convenience of depositing funds, paying bills and transferring money between accounts and from person to person, as well as a host of other everyday transactions.</span></div><div style="line-height:174%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">According to SNL Financial as of September 30, 2019.</span><span style="font-family:Trebuchet,sans-serif;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Based on subsequent peer merger activity.</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">6</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We believe our strong retail deposit market share in our core regions, which have relatively diverse economies and affluent demographics, is a competitive advantage. As of June 30, 2019, we ranked second by retail deposit market share in the New England region and ranked in the top five in nine of our ten principal MSAs.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup>&#160;</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents information regarding our competitive position in our principal MSAs:</span></div><div style="line-height:120%;text-align:right;padding-left:0px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="5"></td></tr><tr><td style="width:47%;"></td><td style="width:14%;"></td><td style="width:12%;"></td><td style="width:13%;"></td><td style="width:14%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">(dollars in billions)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Deposit</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">MSA</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Total Branches</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Deposits</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Deposit Rank</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Market Share</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Boston, MA</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">202</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">$22.0</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">13.4%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Philadelphia, PA</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">169</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">14.8</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">4</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">10.1</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Pittsburgh, PA</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">112</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">8.2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">13.7</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Providence, RI</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">93</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">8.8</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">24.9</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Detroit, MI</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">81</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">5.5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">7</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">6.5</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Cleveland, OH</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">50</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">3.9</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">4</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">7.9</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Manchester, NH</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">19</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">2.5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">27.9</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Buffalo, NY</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">40</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">1.9</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">5</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">8.3</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Albany, NY</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">21</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">1.9</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">9.8</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Rochester, NY</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">25</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">1.7</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">5</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">9.4</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Source: FDIC, June 2019. Principal MSAs determined by total retail branch count. Deposits capped at $500 million per branch. Includes banks, savings banks and thrifts. Excludes &#8220;non-retail banks&#8221; as defined by SNL Financial. The scope of &#8220;non-retail banks&#8221; is subject to the discretion of SNL Financial, but typically includes: industrial bank and non-depository trust charters, institutions with more than 20% brokered deposits (of total deposits), institutions with more than 20% credit card loans (of total loans), institutions deemed not to broadly participate in the banking services market and other nonretail competitor banks. Due to deposit cap, Citizens Access&#174; retail deposits excluded from MSA deposits statistics.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Commercial Banking Segment </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Commercial Banking primarily serves companies and institutions with annual revenues of over $25 million to more than $3.0 billion and strives to be our clients&#8217; trusted advisor and preferred provider for their banking needs. We offer a broad complement of financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, interest rate and commodity risk management solutions, as well as loan syndications, corporate finance, merger and acquisition, and debt and equity capital markets capabilities.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Commercial Banking is structured along business lines and product groups. The business lines, Corporate Banking and Commercial Real Estate, and the product groups, Corporate Finance &amp; Capital Markets, and Treasury Solutions work in teams to understand client needs and provide comprehensive solutions to meet those needs. We acquire new clients through a coordinated approach to the market, leveraging deep industry knowledge in specialized banking groups and a geographic coverage model.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Corporate Banking serves middle market commercial and industrial clients with annual gross revenues of $25 million to $500 million, and mid-corporate clients with annual revenues of $500 million to more than $3.0 billion in the United States. In several areas, such as Healthcare, Technology, Aerospace and Defense, and Franchise Finance, we offer a more dedicated and tailored approach to better meet the unique needs of these client segments. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Commercial Real Estate provides customized debt capital solutions for middle market operators, institutional developers, investors, and REITs. Commercial Real Estate provides financing for projects primarily in the office, multi-family, industrial, retail, healthcare and hospitality sectors.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Corporate Finance&#160;&amp; Capital Markets serves clients through key product groups including Corporate Finance, Capital Markets, and Global Markets. Corporate Finance provides advisory services to middle market and mid-corporate clients, including mergers and acquisitions and capital structure advice. The team works closely with industry-sector specialists within debt capital markets to advise our clients. Corporate Finance also provides acquisition and follow-on financing for new and recapitalized portfolio companies of key sponsors, services meeting the unique and time-sensitive needs of private equity firms, management companies and funds, and underwriting and portfolio management expertise for leveraged transactions and relationships. Capital Markets originates, structures and underwrites multi-bank syndicated credit facilities targeting middle market, mid-corporate and private equity sponsors with a focus on offering value-added ideas to optimize their capital structures, including  advising on and facilitating mergers and acquisitions, valuations, tender offers, financial restructurings, asset sales,</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">According to SNL Financial.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">7</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">divestitures and other corporate reorganizations and business combinations. Global Markets provides foreign exchange, interest rate and commodities risk management services.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Treasury Solutions product group supports Commercial Banking and certain small business clients with treasury management solutions, including domestic and international products and services related to receivables, payables, information reporting and liquidity management as well as commercial credit cards and trade finance.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Business Strategy</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our mission is to help each of our customers, colleagues and communities reach their potential, and our vision is to become a top-performing bank distinguished by our customer-centric culture, mindset of continuous improvement, and excellent capabilities. We strive to understand customers and targeted client needs, so we can tailor advice and solutions to help make them more successful. Our business strategy is designed to maximize the full potential of our businesses, drive sustainable growth, and enhance profitability. Our success rests on our ability to distinguish ourselves as follows:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Maintain a high-performing, customer-centric organization:</span><span style="font-family:inherit;font-size:10pt;font-style:italic;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">To accomplish this, we continually strive to enhance our &#8220;customer-first&#8221; culture in order to deliver the best possible banking experience. Recently, we launched a new company-wide branding campaign </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#0d0d0d;">&#8216;Made Ready,&#8217; which is centered around our focus on delivering personalized and distinctive experiences.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> For colleagues, we are taking talent management to the next level, with a goal of attracting, developing and retaining great people, while ensuring strong leadership, teamwork, and a sense of empowerment, accountability and urgency. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Develop differentiated value propositions to acquire, deepen, and retain core customer segments: </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We have focused on certain customer segments where we believe we are well positioned to compete. In Consumer Banking, we focus on serving mass affluent and affluent customers, and small business customers. In Commercial Banking, we focus on serving customers in the middle market, mid-corporate, and certain industry vertical areas. By developing differentiated and targeted value propositions, we believe we can attract new customers, deepen relationships with existing customers, and deliver an enhanced customer experience. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Build excellent capabilities designed to help us stand out from competitors:</span><span style="font-family:inherit;font-size:10pt;font-style:italic;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Across our businesses we strive to deliver seamless, multi-channel experiences that allow customers to interact with us when, where and how they choose. We continue to build out enhanced data analytics and capabilities to provide timely, insight-driven, tailored advice in order to deliver solutions to consumer and business customers throughout their lifecycles. We are also focused on expanding our digital capabilities and related strategies in order to satisfy rapidly changing customer preferences.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Operate with financial discipline and a mindset of continuous improvement to self-fund investments: </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We believe that continued focus on operational efficiency is critical to future profitability and ability to continue to reinvest to drive future growth. We launched the first Tapping our Potential (&#8220;TOP&#8221;) initiative in 2014 and have launched additional programs in each subsequent year. The programs are designed to improve the effectiveness, efficiency, and competitiveness of the franchise. In the second half of 2019, we launched the sixth TOP program, which is a multi-year program consisting of traditional TOP initiatives (similar in nature to prior programs), and a Transformation Program designed to redefine how we operate across the organization and deliver for customers and colleagues.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Prudently grow and optimize our balance sheet:</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We operate with a strong balance sheet with regard to capital, liquidity and funding, coupled with a well-defined and prudent risk appetite. We continue to focus on thoughtfully growing our balance sheet and strive to generate attractive risk-adjusted returns by actively managing capital and resource allocation decisions through balance sheet optimization initiatives. Our goal is to be good stewards of our resources, and we continue to rigorously evaluate our execution.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Modernize our technology and operational models to improve delivery, organizational agility and speed to market:</span><span style="font-family:inherit;font-size:10pt;font-style:italic;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We are continuing to modernize our technology and operating models to improve our speed-to-market, deliver innovative products and services, strengthen collaboration across teams, and meet financial objectives. We will also continue to engage in FinTech partnerships that help deliver differentiated value-added digital experiences for customers.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Embed risk management within our culture and operations:</span><span style="font-family:inherit;font-size:10pt;font-style:italic;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Given that the quality of our risk management program directly affects our ability to execute our strategy we continue to work to further strengthen our risk management culture. Moreover, we are committed to continuously enhancing our processes and talent, and to making improvements in the platform including ongoing investments in risk technology and frameworks. These actions are designed to support and bolster our risk management capabilities and regulatory profile.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">8</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Competition </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The financial services industry is highly competitive. Our branch footprint is in the New England, Mid-Atlantic and Midwest regions, though certain lines of business serve national markets. Within these markets we face competition from community banks, super-regional and national financial institutions, credit unions, savings and loan associations, mortgage banking firms, consumer finance companies, securities brokerage firms, insurance companies, money market funds, hedge funds and private equity firms. Some of our larger competitors may make available to their customers a broader array of products, pricing and structure alternatives while some smaller competitors may have more liberal lending policies and processes. Competition among providers of financial products and services continues to increase, with consumers having the opportunity to select from a growing variety of traditional and nontraditional alternatives. The ability of non-banking financial institutions, including FinTech companies, to provide services previously limited to commercial banks has also intensified competition.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In Consumer Banking, the industry has become increasingly dependent on and oriented toward technology-driven delivery systems, permitting transactions to be conducted through telephone, online and mobile channels. In addition, technology has lowered barriers to entry and made it possible for non-bank institutions to attract funds and provide lending and other financial products and services. The emergence of digital-only banking models has increased and we expect this trend to continue. Given their lower cost structure, these models are often, on average, able to offer higher rates on deposit products than retail banking institutions with a traditional branch footprint. The primary factors driving competition for loans and deposits are interest rates, fees charged, tailored value propositions to different customer segments, customer service levels, convenience, including branch locations and hours of operation, and the range of products and services offered. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In Commercial Banking, there is intense competition for quality loan originations from traditional banking institutions, particularly large regional banks, as well as commercial finance companies, leasing companies and other non-bank lenders, and institutional investors including CLO managers, hedge funds and private equity firms. Some larger competitors, including certain national banks that compete in our market area, may offer a broader array of products and due to their asset size, may sometimes be in a position to hold more exposure on their own balance sheet. We compete on a number of factors including providing innovative corporate finance solutions, quality of customer service and execution, range of products offered, price and reputation.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Regulation and Supervision</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our operations are subject to extensive regulation, supervision and examination under federal and state laws and regulations. These laws and regulations cover all aspects of our business, including lending practices, deposit insurance, customer privacy and cybersecurity, capital adequacy and planning, liquidity, safety and soundness, consumer protection and disclosure, permissible activities and investments, and certain transactions with affiliates. These laws and regulations are intended primarily for the protection of depositors, the Deposit Insurance Fund and the banking system as a whole and not for the protection of shareholders or other investors. The discussion below outlines the material elements of selected laws and regulations applicable to us and our subsidiaries. Changes in applicable law or regulation, and in their interpretation and application by regulatory agencies and other governmental authorities, cannot be predicted, but may have a material effect on our business, financial condition or results of operations.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We and our subsidiaries are subject to examinations by federal and state banking regulators, as well as the SEC, FINRA and various state insurance and securities regulators. In some cases, regulatory agencies may take supervisory actions that may not be publicly disclosed, and such actions may restrict or limit our activities or activities of our subsidiaries. As part of our regular examination process, regulators may advise us to operate under various restrictions as a prudential matter. We have periodically received requests for information from regulatory authorities at the federal and state level, including from banking, securities and insurance regulators, state attorneys general, federal agencies or law enforcement authorities, and other regulatory authorities, concerning our business practices. Such requests are considered incidental to the normal conduct of business. For a further discussion of how regulatory actions may impact our business, see Item 1A &#8220;Risk Factors.&#8221; For additional information regarding regulatory and supervisory matters, see </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 24</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Overview</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We are a bank holding company under the Bank Holding Company Act. We have elected to be treated as a financial holding company under amendments to the Bank Holding Company Act as effected by GLBA. As such, we are subject to the supervision, examination and reporting requirements of the Bank Holding Company Act and the regulations of the FRB, including through the Federal Reserve Bank of Boston. Under the system of &#8220;functional regulation&#8221; established under the Bank Holding Company Act, the FRB serves as the primary regulator of our </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">9</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">consolidated organization, and the SEC serves as the primary regulator of our broker-dealer and investment advisory subsidiaries and directly regulates the activities of those subsidiaries, with the FRB exercising a supervisory role.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The federal banking regulators have authority to approve or disapprove mergers, acquisitions, consolidations, the establishment of branches and similar corporate actions. These banking regulators also have the power to prevent the continuance or development of unsafe or unsound banking practices or other violations of law. Federal law governs the activities in which CBNA engages, including the investments it makes and the aggregate amount of available credit that it may grant to one borrower. Various consumer and compliance laws and regulations also affect its operations. The actions the FRB takes to implement monetary policy also affect CBNA.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In addition, CBNA is subject to regulation, supervision and examination by the CFPB with respect to consumer protection laws and regulations. The CFPB has broad authority to regulate the offering and provision of consumer financial products by depository institutions, such as CBNA, with more than $10 billion in total assets. The CFPB may promulgate rules under a variety of consumer financial protection statutes, including the Truth in Lending Act, the Electronic Funds Transfer Act and the Real Estate Settlement Procedures Act.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Tailoring of Prudential Requirements</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In October 2019, the FRB and the other federal banking regulators finalized rules that tailor the application of the enhanced prudential standards to bank holding companies and depository institutions to implement the Economic Growth, Regulatory Relief, and Consumer Protection Act of 2018 (&#8220;EGRRCPA&#8221;) amendments to the Dodd-Frank Act (&#8220;Tailoring Rules&#8221;). The Tailoring Rules assign each U.S. bank holding company with $100 billion or more in total consolidated assets, as well as its bank subsidiaries, to one of four categories based on its size and five other risk-based indicators: </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">i.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">cross-jurisdictional activity, </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">ii.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">weighted short-term wholesale funding (&#8220;wSTWF&#8221;), </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">iii.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">non-bank assets, </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">iv.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">off-balance sheet exposure, and </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">v.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">status as a U.S. globally systematically important bank.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Under the Tailoring Rules, we are subject to &#8220;Category IV standards,&#8221; which apply to banking organizations with at least $100 billion in total consolidated assets that do not meet any of the thresholds specified for Categories I through III. Accordingly, Category IV firms, such as us,</span></div><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">i.</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">are no longer subject to any LCR requirement (or in certain cases, are subject to reduced  requirements),</span></div></td></tr></table><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;text-indent:0px;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">ii.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">remain not subject to advanced approaches capital requirements, </span></div><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">iii.</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">remain eligible to opt-out of the requirement to recognize most elements of Accumulated Other Comprehensive Income in regulatory capital, </span></div></td></tr></table><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;text-indent:0px;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">iv.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">remain not subject to the supplementary leverage ratio, </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;text-indent:0px;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">v.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">remain not subject to the countercyclical capital buffer, </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;text-indent:0px;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">vi.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">are no longer subject to company-run stress testing requirements, </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;text-indent:0px;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">vii.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">became subject to supervisory stress testing on a biennial instead of annual basis, </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;text-indent:0px;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">viii.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">remain subject to requirements to develop and maintain a capital plan on an annual basis, and </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;text-indent:0px;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">ix.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">remain subject to certain liquidity risk management and risk committee requirements.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We discuss other elements of the Tailoring Rules where relevant below. The liquidity requirements are described below under &#8220;&#8212;Liquidity Requirements,&#8221; and their stress testing requirements are described below under &#8220;&#8212;Capital Planning and Stress Testing Requirements.&#8221; In addition, the resolution planning requirements implemented by the FRB and FDIC are described below under &#8220;&#8212;Resolution Planning.&#8221;</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Many of the provisions of the EGRRCPA and other laws are subject to further rulemaking, guidance and interpretation by the applicable federal regulators. The ultimate effects of EGRRCPA and the Tailoring Rules on us and our activities will be subject to any additional rule making issued by the FRB and other federal regulators. We will continue to evaluate the impact of any changes in law and any new regulations promulgated, including changes </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">in regulatory costs and fees, modifications to consumer products or disclosures required by the CFPB and the requirements of the enhanced supervision provisions, among others.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Financial Holding Company Regulation</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Bank Holding Company Act generally restricts bank holding companies from engaging in business activities other than&#160;banking, managing or controlling banks,&#160;furnishing services to or performing services for subsidiaries and&#160;activities that the FRB has determined to be closely related to banking. For so long as they continue to meet the eligibility requirements for financial holding company status, financial holding companies may engage in a broader range of activities, including securities underwriting and dealing, insurance underwriting and brokerage, merchant banking and other activities that are determined by the FRB, in coordination with the Treasury Department, to be &#8220;financial in nature or incidental thereto&#8221; or that the FRB determines unilaterally to be &#8220;complementary&#8221; to financial activities. In addition, a financial holding company may conduct permissible new financial activities or acquire permissible non-bank financial companies with after-the-fact notice to the FRB.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As noted above, we currently have elected to be treated as a financial holding company under amendments to the Bank Holding Company Act as effected by GLBA. To maintain financial holding company status, a financial holding company and all of its insured depository institution subsidiaries must remain well capitalized and well managed (as described below under &#8220;Federal Deposit Insurance Act&#8221;), and maintain a CRA rating of at least &#8220;Satisfactory&#8221; (see &#8220;Community Reinvestment Act Requirements&#8221; below). If a financial holding company ceases to meet the capital and management requirements, the FRB&#8217;s regulations provide that the financial holding company must enter into an agreement with the FRB to comply with all applicable capital and management requirements. Until the financial holding company returns to compliance, the FRB may impose limitations or conditions on the conduct of its activities, and the company may not commence any of the broader financial activities permissible for financial holding companies or acquire a company engaged in such financial activities without prior approval of the FRB. In addition, the failure to meet such requirements could result in other material restrictions on the activities of the financial holding company, may also adversely affect the financial holding company&#8217;s ability to enter into certain transactions, including acquisition transactions, or obtain necessary approvals in connection therewith, and may result in the bank holding company losing financial holding company status. Any restrictions imposed on our activities by the FRB may not necessarily be made known to the public. If the company does not return to compliance within 180 days, which period may be extended, the FRB may require the financial holding company to divest its subsidiary depository institutions or to discontinue or divest investments in companies engaged in activities permissible only for a bank holding company electing to be treated as a financial holding company. If any insured depository institution subsidiary of a financial holding company fails to maintain a CRA rating of at least &#8220;Satisfactory,&#8221; the financial holding company would be subject to restrictions on certain new activities and acquisitions. Bank holding companies and banks must also be both well capitalized and well managed in order to acquire banks located outside their home state.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Capital</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The U.S. Basel III rules apply to us. These rules establish risk-based and leverage capital requirements. The risk-based requirements are based on a banking organization&#8217;s risk-weighted assets, also known as RWA, which reflect the organization&#8217;s on- and off-balance sheet exposures, subject to risk weights. The leverage requirements are based on a banking organization&#8217;s average consolidated on-balance sheet assets. For more detail on our regulatory capital, see the &#8220;Capital and Regulatory Matters&#8221; section of Item 7.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We calculate RWA using the standardized approach and have made the one-time election to opt-out of AOCI.  As a result, we are not required to recognize in regulatory capital the impacts of net unrealized gains and losses included within AOCI for debt securities that are available for sale or held to maturity, accumulated net gains and losses on cash flow hedges and certain defined benefit pension plan assets.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Under the U.S. Basel III rules, the minimum capital ratios are:</span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;text-indent:0px;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">&#8226;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4.5% CET1 capital to risk-weighted assets;</span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;text-indent:0px;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">&#8226;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">6.0% tier 1 capital (that is, CET1 capital plus additional tier 1 capital) to risk-weighted assets;</span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;text-indent:0px;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">&#8226;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">8.0% total capital (that is, tier 1 capital plus tier 2 capital) to risk-weighted assets; and</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">11</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4.0% tier 1 capital to total average consolidated assets as defined under U.S. Basel III Standardized approach (known as the &#8220;leverage ratio&#8221;).</span></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The U.S. Basel III rules also impose a capital conservation buffer (&#8220;CCB&#8221;) of 2.5% on top of each of the three minimum risk-weighted asset ratios listed above. Banking institutions that fail to meet the effective minimum ratios with the CCB taken into account will be subject to constraints on capital distributions, including dividends and share repurchases, and certain discretionary executive compensation. The severity of the constraints depends on the amount of the shortfall and the institution&#8217;s &#8220;eligible retained income&#8221;, defined as four quarter trailing net income, net of distributions and tax effects not reflected in net income. For more details, see the &#8220;Capital and Regulatory Matters&#8221; section of Item 7. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In April 2018, the FRB issued a proposal designed to create a single, integrated capital requirement by combining the quantitative assessment of firms&#8217; capital plans with the CCB requirement. Details of this proposal are discussed under &#8220;&#8212;Capital Planning and Stress Testing Requirements&#8221; below. Although the proposal, if adopted, would change the way in which the minimum capital ratios are calculated, firms would continue to be subject to progressively more stringent constraints on capital actions as they approach the minimum ratios. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We are also subject to the FRB's risk-based capital requirements for market risk. See the &#8220;Market Risk&#8221; section of Item 7.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In July 2019, the FRB and the other federal banking regulators issued a final rule to simplify regulatory capital treatment for MSRs, certain DTAs and significant investments in the capital of unconsolidated financial institutions, pursuant to EGRRCPA. Effective for us on April 1, 2020, the final rule will change the individual CET1 deduction threshold for these assets from 10% to 25%, eliminate the aggregate deduction threshold for these assets of 15%, assign a 250% risk weight for any MSRs or DTAs not deducted from CET1 capital, and assign an exposure category risk weight for investments in the capital of unconsolidated financial institutions not deducted from CET1 capital.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Liquidity Requirements</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Federal banking regulators have adopted the Basel III-based U.S. LCR rule, which is a quantitative liquidity metric designed to ensure that a covered bank or bank holding company maintains an adequate level of unencumbered high-quality liquid assets to cover expected net cash outflows over a 30-day time horizon under an acute liquidity stress scenario. As noted above, under the Tailoring Rules, Category IV firms with less than $50 billion in wSTWF, including us, are no longer subject to any LCR requirement. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Basel III framework also includes a second liquidity standard, the NSFR, which is designed to promote more medium- and long-term funding of the assets and activities of banks over a one-year time horizon. In May 2016, the federal banking regulators issued a proposed rule that would implement the NSFR for large U.S. banking organizations. Under the 2016 proposal, bank holding companies with $50 billion or more in total consolidated assets but that are not advanced approaches bank holding companies, including us, would have been subject to a modified, less stringent NSFR requirement. Although the NSFR has not been finalized, it is expected that the framework for applying any finalized NSFR will be consistent with the approach for the LCR requirement under the Tailoring Rules.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Finally, per the liquidity rules included in the FRB&#8217;s enhanced prudential standards adopted pursuant to Section 165 of the Dodd-Frank Act (referred to above under &#8220;&#8212;Tailoring of Prudential Requirements&#8221;), we are also required to maintain a buffer of highly liquid assets based on projected funding needs for 30 days. Under the Tailoring Rules, the liquidity buffer requirements continue to apply to Category IV firms, such as us, and remain subject to liquidity risk management requirements. However, these requirements are now tailored such that we required to: </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;text-indent:0px;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">i.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">calculate collateral positions monthly, as opposed to weekly; </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;text-indent:0px;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">ii.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">establish a more limited set of liquidity risk limits than was previously required; and </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;text-align:justify;text-indent:0px;"><span style="padding-bottom:8px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">iii.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">monitor fewer elements of intraday liquidity risk exposures than were previously monitored.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We are also now subject to liquidity stress testing quarterly, rather than monthly, and are required to report liquidity data on a monthly basis.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#160;&#160;&#160;&#160;&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Capital Planning and Stress Testing Requirements</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Under the final Tailoring Rules implementing the EGRRCPA, Category IV firms with $100 billion to $250 billion in total assets, including us, are no longer required to conduct and publicly disclose results of the company-run stress tests and are subject to supervisory stress testing on a two-year rather than an annual basis. Category IV firms continue to be subject to the requirement to submit an annual capital plan that must be reviewed and approved </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">12</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">by the firm&#8217;s Board of Directors (or one of its committees) at least annually, as well as FR Y-14 reporting requirements.  In connection with the final Tailoring Rules, the FRB noted that it intends to propose changes to the capital plan rule, including providing firms subject to Category IV standards additional flexibility to develop their annual plans.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> In February 2019, the FRB provided relief to a number of BHCs with assets between $100 billion and $250 billion in assets, including us, from certain regulatory requirements related to supervisory stress testing and company-run stress testing, and related disclosure requirements for the 2019 stress test cycle. As a result, we were not required to participate in the supervisory stress test or CCAR, conduct company-run stress tests, or submit a capital plan to the FRB for 2019. As required, we submitted our planned capital actions for the period beginning July 1, 2019 and ending June 30, 2020 to the FRB. Consistent with the FRB authorization, our planned capital actions for the four quarters ending June 30, 2020 are largely based on the results for our 2018 supervisory stress test, adjusted for any changes in our regulatory capital ratios since the FRB acted on our 2018 capital plan. We are required to submit a capital plan to the FRB on or before April 5, 2020.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As noted above, the FRB&#8217;s April 2018 proposal to create a single, integrated capital requirement by combining the quantitative assessment of CCAR with the CCB requirement would, if adopted, replace the current static 2.5% CCB with a firm-specific stress capital buffer (&#8220;SCB&#8221;) requirement. The SCB, subject to a minimum of 2.5%, would reflect stressed losses in the supervisory severely adverse scenario of the FRB&#8217;s supervisory stress tests and would also include four quarters of planned common stock dividends. The proposal would also introduce a stress leverage buffer (&#8220;SLB&#8221;) requirement, similar to the SCB, which would apply to the Tier 1 leverage ratio. In addition, the proposal would eliminate the quantitative objection provisions of CCAR but would require a bank holding company to reduce its planned capital distributions if those distributions would not be consistent with the applicable capital buffer constraints based on the bank holding company&#8217;s own baseline scenario projections. The FRB is reconsidering several aspects of the SCB proposal, including the four-quarter dividend add-on, the SLB requirement, year-to-year volatility and alignment with the two-year supervisory stress testing cycle for Category IV bank holding companies. As is currently the case, under the proposal, a bank holding company subject to CCAR would generally not be permitted to exceed the capital distributions reflected in its capital plan either on a gross basis or net of capital issuances without prior approval of the FRB.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Resolution Planning</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Under Section 165 of the Dodd-Frank Act, as amended by EGRRCPA, certain bank holding companies must submit a periodic resolution plan to the FRB and FDIC providing for the company&#8217;s strategy for rapid and orderly resolution in the event of its material financial distress or failure. We submitted our most recent resolution plan to the FRB and FDIC in December 2016. However, in October 2019, in connection with the release of the Tailoring Rules, the FRB and FDIC issued final rules which adjusted the scope and applicability of the agencies&#8217; resolution planning requirements. Under these new rules, Category IV bank holding companies, such as us, are no longer required to submit resolution plans.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The FDIC has separately implemented a resolution planning rule that currently requires insured depository institutions of $50 billion or more in total assets, such as CBNA, to periodically submit a resolution plan. In April 2019, the FDIC released an advance notice of proposed rulemaking regarding potential changes to its resolution planning requirements for insured depository institutions, such as CBNA, and the next round of insured depository institution resolution plan submissions will not be required until the rulemaking process is complete. CBNA submitted its most recent resolution plan to the FDIC in July 2018.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Standards for Safety and Soundness</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The FDIA requires the FRB, OCC and FDIC to prescribe operational and managerial standards for all insured depository institutions, including CBNA. The agencies have adopted regulations and interagency guidelines that set forth the safety and soundness standards used to identify and address problems at insured depository institutions before capital becomes impaired. If an agency determines that a bank fails to satisfy any standard, it may require the bank to submit an acceptable plan to achieve compliance, consistent with deadlines for the submission and review of such safety and soundness compliance plans. If, after being notified to submit a compliance plan, an institution fails to submit an acceptable compliance plan or fails in any material respect to implement an acceptable compliance plan, the agency must issue an order directing action to correct the deficiency and may issue an order directing other actions of the types to which an undercapitalized institution is subject under the FDIA. See &#8220;Federal Deposit Insurance Act&#8221; below. If an institution fails to comply with such an order, the agency may seek to enforce such order in judicial proceedings and to impose civil money penalties.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">13</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Federal Deposit Insurance Act</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The FDIA requires, among other things, that the federal banking regulators take &#8220;prompt corrective action&#8221; with respect to depository institutions that do not meet minimum capital requirements, as described above in &#8220;Capital.&#8221; The FDIA sets forth the following five capital categories: &#8220;well-capitalized,&#8221; &#8220;adequately capitalized,&#8221; &#8220;undercapitalized,&#8221; &#8220;significantly undercapitalized&#8221; and &#8220;critically undercapitalized.&#8221; A depository institution&#8217;s capital category depends upon how its capital levels compare with various relevant capital measures and certain other factors that are established by regulation. The federal banking regulators must take certain mandatory supervisory actions, and are authorized to take other discretionary actions, with respect to institutions that are undercapitalized, significantly undercapitalized or critically undercapitalized, with the actions becoming more restrictive and punitive the lower the institution&#8217;s capital category. Under existing rules, an institution that is not an advanced approaches institution is deemed to be &#8220;well capitalized&#8221; if it has a CET1 ratio of at least 6.5%, a tier 1 capital ratio of at least 8%, a total capital ratio of at least 10%, and a tier 1 leverage ratio of at least 5%.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The FDIA&#8217;s prompt corrective action provisions only apply to depository institutions and not to bank holding companies. The FRB&#8217;s regulations applicable to bank holding companies separately define &#8220;well capitalized&#8221; for bank holding companies to require maintaining a tier 1 capital ratio of at least 6% and a total capital ratio of at least 10%. As described above under &#8220;&#8212;Financial Holding Company Regulation&#8221;, a financial holding company that is not well-capitalized and well-managed (or whose bank subsidiaries are not well capitalized and well managed) under applicable prompt corrective action standards may be restricted in certain of its activities and ultimately may lose financial holding company status. As of December 31, 2019, the Parent Company and CBNA were well-capitalized. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The FDIA prohibits insured banks from accepting brokered deposits or offering interest rates on any deposits significantly higher than the prevailing rate in the bank&#8217;s normal market area or nationally (depending upon where the deposits are solicited), unless it is &#8220;well-capitalized,&#8221; or it is &#8220;adequately capitalized&#8221; and receives a waiver from the FDIC. A bank that is &#8220;adequately capitalized&#8221; and that accepts brokered deposits under a waiver from the FDIC may not pay an interest rate on any deposit in excess of 75 basis points over certain prevailing market rates. The FDIA imposes no such restrictions on a bank that is &#8220;well-capitalized.&#8221;</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Deposit Insurance</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The FDIA requires CBNA to pay deposit insurance assessments. FDIC assessment rates for large institutions are calculated based on one of two scorecards. One for most large institutions that have more than $10 billion in assets and another for &#8220;highly complex&#8221; institutions that have over $50 billion in assets and are fully owned by a parent with over $500&#160;billion in assets. Each scorecard has a performance score and a loss-severity score that are combined to produce a total score, which is translated into an initial assessment rate. In calculating these scores, the FDIC utilizes the CAMELS ratings and forward-looking financial measures to assess an institution&#8217;s ability to withstand asset-related stress and funding-related stress. The FDIC has the ability to make discretionary adjustments to the total score, based upon significant risk factors that are not adequately captured in the scorecard. The total score is then translated to an initial base assessment rate on a non-linear, sharply-increasing scale.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The deposit insurance assessment is calculated based on average consolidated total assets less average tangible equity of the insured depository institution during the assessment period. Deposit insurance assessments are also affected by the minimum reserve ratio with respect to the Deposit Insurance Fund (&#8220;DIF&#8221;). The FDIA established a minimum reserve ratio of the DIF of 1.15% prior to September 2020 and 1.35% thereafter. As of September 30, 2019, the reserve ratio of the DIF reached 1.41%.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Dividends</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Various federal statutory provisions and regulations, as well as regulatory expectations, limit the amount of dividends that we and our subsidiaries may pay.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our payment of dividends to our stockholders is subject to the oversight of the FRB. In particular, the FRB reviews the dividend policies and share repurchases of a large bank holding company based on capital plans submitted as part of the CCAR process and on the results of stress tests, as discussed above. In addition to other limitations, our ability to make any capital distributions (including dividends and share repurchases) is contingent on the FRB&#8217;s non-objection to such planned distributions included in our submitted capital plan or the FRB&#8217;s authorization to make distributions if we are exempt from the requirement to submit a capital plan. See &#8220;&#8212;Capital&#8221; and &#8220;&#8212;Capital Planning and Stress Testing Requirements&#8221; above.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Dividends payable by CBNA, as a national bank subsidiary, are limited to the lesser of the amount calculated under a &#8220;recent earnings&#8221; test and an &#8220;undivided profits&#8221; test. Under the recent earnings test, a dividend may not be paid if the total of all dividends declared by a bank in any calendar year is in excess of the current year&#8217;s net </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">14</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">income combined with the retained net income of the two preceding years, less any required transfers to surplus, unless the national bank obtains the approval of the OCC. Under the undivided profits test, a dividend may not be paid in excess of the entity&#8217;s &#8220;undivided profits&#8221; (generally, accumulated net profits that have not been paid out as dividends or transferred to surplus). Federal bank regulatory agencies have issued policy statements that provide that FDIC-insured depository institutions and their holding companies should generally pay dividends only out of their current operating earnings. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Support of Subsidiary Bank</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Under Section&#160;616 of the Dodd-Frank Act, which codifies the FRB&#8217;s long-standing &#8220;source of strength&#8221; doctrine, the Parent Company must serve as a source of financial and managerial strength for our depository institution subsidiary. The statute defines &#8220;source of financial strength&#8221; as the ability to provide financial assistance in the event of the financial distress at the insured depository institution. The FRB may require that the Parent Company provide such support at times even when the Parent Company may not have the financial resources to do so, or when doing so may not serve our interests or those of our shareholders or creditors. In addition, any capital loans by a bank holding company to its subsidiary bank are subordinate in right of payment to deposits and to certain other indebtedness of such subsidiary bank. In the event of a bank holding company&#8217;s bankruptcy, any commitment by the bank holding company to a federal bank regulatory agency to maintain the capital of a subsidiary bank will be assumed by the bankruptcy trustee and entitled to a priority of payment.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Transactions with Affiliates and Insiders</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Sections 23A and 23B of the Federal Reserve Act and related FRB rules, including Regulation W, restrict CBNA from extending credit to, or engaging in certain other transactions with, the Parent Company and its non-bank subsidiaries. These restrictions place limits on certain specified &#8220;covered transactions&#8221; between bank subsidiaries and their affiliates, which must be limited to 10% of a bank&#8217;s capital and surplus for any one affiliate and 20% for all affiliates. Furthermore, within the foregoing limitations as to amount, certain covered transactions must meet specified collateral requirements ranging from 100% to 130%. Covered transactions are defined to include, among other things, a loan or extension of credit, as well as a purchase of securities issued by an affiliate, a purchase of assets (unless otherwise exempted by the FRB) from the affiliate, the acceptance of securities issued by the affiliate as collateral for a loan, derivatives transactions and securities lending transactions where the bank has credit exposure to an affiliate, and the issuance of a guarantee, acceptance or letter of credit on behalf of an affiliate. All covered transactions, including certain additional transactions (such as transactions with a third party in which an affiliate has a financial interest), must be conducted on market terms. The FRB enforces these restrictions and we are audited for compliance.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Section&#160;23B prohibits an institution from engaging in certain transactions with affiliates unless the transactions are on terms substantially the same, or at least as favorable to the bank, as those prevailing at the time for comparable transactions with non-affiliated companies. Transactions between a bank and any of its subsidiaries that are engaged in certain financial activities may be subject to the affiliated transaction limits. The FRB also may designate banking subsidiaries as affiliates.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Pursuant to FRB Regulation O, we are also subject to quantitative restrictions on extensions of credit to executive officers, directors, principal stockholders and their related interests. In general, such extensions of credit may not exceed certain dollar limitations, must be made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with third parties and must not involve more than the normal risk of repayment or present other unfavorable features. Certain extensions of credit also require the approval of our Board.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">15</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Volcker Rule</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Dodd-Frank Act prohibits banks and their affiliates from engaging in proprietary trading and investing in, sponsoring and having certain relationships with private funds such as hedge funds or private equity funds that would be an investment company for purposes of the Investment Company Act of 1940 but for the exclusions in sections 3(c)(1) or 3(c)(7) of that act, both subject to certain limited exceptions. The statutory provision is commonly called the &#8220;Volcker Rule.&#8221; The regulations implementing the Volcker Rule, jointly issued by the FRB, OCC, FDIC, the SEC and the Commodity Futures Trading Commission (&#8220;CFTC&#8221;), require that large bank holding companies design and implement compliance programs to ensure adherence to the Volcker Rule&#8217;s prohibitions. Maintenance and monitoring of the required compliance program requires the expenditure of resources and management attention. In October 2019, the FRB, OCC, FDIC, CFTC and SEC issued final rules that tailor the application of the Volcker Rule based on the size and scope of a banking entity&#8217;s trading activities and clarify and amend certain definitions, requirements and exemptions. These regulators have also stated their intention to engage in further rulemaking with respect to the implementing regulations relating to covered funds, including potential changes to the definition of &#8220;covered fund&#8221; and prohibitions on certain covered transactions. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Consumer Financial Protection Regulations</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The retail activities of banks are subject to a variety of statutes and regulations designed to protect consumers and promote lending to various sectors of the economy and population. These laws include, but are not limited to, the Equal Credit Opportunity Act, the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Truth in Lending Act, the Home Mortgage Disclosure Act, the Service Members Civil Relief Act, the Expedited Funds Availability Act, the Right to Financial Privacy Act, the Truth in Savings Act, the Electronic Funds Transfer Act, and their respective federal regulations and state law counterparts.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In addition to these federal laws and regulations, the guidance and interpretations of the various federal agencies charged with the responsibility of implementing such regulations also influences loan and deposit operations.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The CFPB has broad rulemaking, supervisory, examination and enforcement authority over various consumer financial protection laws, including the laws referenced above, fair lending laws and certain other statutes. The CFPB also has examination and primary enforcement authority with respect to depository institutions with $10 billion or more in assets, including the authority to prevent unfair, deceptive or abusive acts or practices in connection with the offering of consumer financial products.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Dodd-Frank Act permits states to adopt stricter consumer protection laws and standards that are more stringent than those adopted at the federal level and in certain circumstances, allows state attorneys general to enforce compliance with both the state and federal laws and regulations. State regulation of financial products and potential enforcement actions could also adversely affect our business, financial condition or results of operations.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Protection of Customer Personal Information and Cybersecurity</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The privacy provisions of GLBA generally prohibit financial institutions, including us, from disclosing nonpublic personal financial information of consumer customers to third parties for certain purposes (primarily marketing) unless customers have the opportunity to opt out of the disclosure. The Fair Credit Reporting Act restricts information sharing among affiliates for marketing purposes. Both the Fair Credit Reporting Act and Regulation V, issued by the FRB, govern the use and provision of information to consumer reporting agencies.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The federal banking regulators regularly issue guidance regarding cybersecurity intended to enhance cyber risk management standards among financial institutions. Financial institutions are expected to design multiple layers of security controls to establish lines of defense and to ensure that their risk management processes also address the risk posed by compromised customer credentials, including security measures to reliably authenticate customers&#8217; accessing internet-based services of the financial institution. Further, a financial institution&#8217;s management is expected to maintain sufficient business continuity planning processes to ensure the rapid recovery, resumption and maintenance of the institution&#8217;s operations after a cyber-attack involving destructive malware. A financial institution is also expected to develop appropriate processes to enable recovery of data and business operations and address rebuilding network capabilities and restoring data if the institution or its critical service providers fall victim to this type of cyber-attack. If we fail to observe the regulatory guidance, we could be subject to various regulatory sanctions, including financial penalties. For a further discussion of risks related to cybersecurity, see Item 1A &#8220;Risk Factors.&#8221;</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In October 2016, federal regulators jointly issued an advance notice of proposed rulemaking on enhanced cyber risk management standards that are intended to increase the operational resilience of large and interconnected entities under their supervision. Once established, the enhanced cyber risk management standards would help to </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">16</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">reduce the potential impact of a cyber-attack or other cyber-related failure on the financial system. The advance notice of proposed rulemaking addresses five categories of cyber standards: </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;padding-top:12px;text-align:justify;"><span style="padding-bottom:8px;padding-top:12px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">i.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">cyber risk governance; </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;padding-top:12px;text-align:justify;"><span style="padding-bottom:8px;padding-top:12px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">ii.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">cyber risk management; </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;padding-top:12px;text-align:justify;"><span style="padding-bottom:8px;padding-top:12px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">iii.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">internal dependency management; </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:8px;padding-top:12px;text-align:justify;"><span style="padding-bottom:8px;padding-top:12px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">iv.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">external dependency management; and </span></div><div style="line-height:120%;padding-left:48px;padding-bottom:12px;padding-top:12px;text-align:justify;"><span style="padding-bottom:12px;padding-top:12px;text-align:justify;font-family:Trebuchet,sans-serif;font-size:10pt;padding-right:48px;">v.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">incident response, cyber resilience, and situational awareness. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We will continue to monitor any developments related to this proposed rulemaking.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">State regulators have also been increasingly active in implementing privacy and cybersecurity standards and regulations. Recently, several states have adopted laws and regulations requiring certain financial institutions to implement cybersecurity programs and providing detailed requirements with respect to these programs, including data encryption requirements. For example, the California Consumer Privacy Act, which became effective on January 1, 2020, gives new rights to California residents to require certain businesses to disclose or delete their personal information. In addition, many states have also recently implemented or modified their data breach notification and data privacy requirements. We expect this trend of state-level activity to continue, and are continually monitoring developments in the states in which we operate. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Community Reinvestment Act Requirements</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The CRA requires banking regulators to evaluate the Parent Company and CBNA in meeting the credit needs of our local communities, including providing credit to individuals residing in low- and moderate- income neighborhoods. The CRA requires each appropriate federal bank regulatory agency, in connection with its examination of a depository institution, to assess such institution&#8217;s record in assessing and meeting the credit needs of the community served by that institution and assign ratings. The regulatory agency&#8217;s assessment of the institution&#8217;s record is made available to the public. These evaluations are also considered in evaluating mergers, acquisitions and applications to open a branch or facility and, in the case of a bank holding company that has elected financial holding company status, a CRA rating of at least &#8220;satisfactory&#8221; is required to commence certain new financial activities or to acquire a company engaged in such activities. CBNA received a rating of &#8220;outstanding&#8221; in our most recent CRA evaluation. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In December 2019, the OCC and FDIC issued a notice of proposed rulemaking intended to clarify which activities qualify for CRA credit, update where activities count for CRA credit, create a more transparent and objective method for measuring CRA performance and provide for more transparent, consistent, and timely CRA-related data collection, recordkeeping, and reporting. We will continue to evaluate the impact of any changes to the regulations implementing the CRA.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Compensation</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our compensation practices are subject to oversight by the FRB and the OCC. The federal banking regulators have issued guidance designed to ensure that incentive compensation arrangements at banking organizations take into account risk and are consistent with safe and sound practices. The guidance sets forth the following three key principles with respect to incentive compensation arrangements: </span></div><table cellpadding="0" cellspacing="0" style="padding-top:12px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">i.</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">the arrangements should provide employees with incentives that appropriately balance risk and financial results in a manner that does not encourage employees to expose their organizations to imprudent risk; </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:12px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">ii.</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">the arrangements should be compatible with effective controls and risk management; and</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:12px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">iii.</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">the arrangements should be supported by strong corporate governance. </span></div></td></tr></table><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The guidance provides that supervisory findings with respect to incentive compensation will be incorporated, as appropriate, into the organization&#8217;s supervisory ratings.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">17</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The U.S. financial regulators, including the FRB, the OCC and the SEC, jointly proposed regulations in 2011 and again in 2016 to implement the incentive compensation requirements of Section 956 of the Dodd-Frank Act. These regulations have not been finalized.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Anti-Money Laundering</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The USA PATRIOT Act, enacted in 2001 and renewed in 2006, substantially broadened the scope of U.S. anti-money laundering laws and regulations by imposing significant new compliance and due diligence obligations, creating new crimes and penalties and expanding the extra-territorial jurisdiction of the United States. Institutions must maintain anti-money laundering programs that include established internal policies, procedures and controls; a designated compliance officer; an ongoing employee training program; and testing of the program by an independent audit function. We are prohibited from entering into specified financial transactions and account relationships and must meet enhanced standards for due diligence in dealings with foreign financial institutions and foreign customers. We also must take reasonable steps to conduct enhanced scrutiny of account relationships to guard against money laundering and to report any suspicious transactions. Recent laws provide law enforcement authorities with increased access to financial information maintained by banks.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The USA PATRIOT Act also provides for the facilitation of information sharing among governmental entities and financial institutions for the purpose of combating terrorism and money laundering. The statute also creates enhanced information collection tools and enforcement mechanics for the U.S. government, including&#160;requiring standards for verifying customer identification at account opening,&#160;promulgating rules to promote cooperation among financial institutions, regulators and law enforcement entities in identifying parties that may be involved in terrorism or money laundering,&#160;requiring reports by non-financial trades and businesses filed with the Treasury&#8217;s Financial Crimes Enforcement Network (&#8220;FinCEN&#8221;) for transactions exceeding $10,000 and mandating the filing of suspicious activities reports if a bank believes a customer may be violating U.S. laws and regulations. The statute also requires enhanced due diligence requirements for financial institutions that administer, maintain or manage private bank accounts or correspondent accounts for non-U.S. persons. Bank regulators routinely examine institutions for compliance with these obligations and are required to consider compliance in connection with the regulatory review of applications.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">FinCEN drafts regulations implementing the USA PATRIOT Act and other anti-money laundering and Bank Secrecy Act legislation. FinCEN has adopted rules that require financial institutions to obtain beneficial ownership information with respect to legal entities with which such institutions conduct business, subject to certain exclusions and exemptions. Bank regulators are focusing their examinations on anti-money laundering compliance, and we continue to monitor and augment, where necessary, our anti-money laundering compliance programs.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Office of Foreign Assets Control Regulation</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The U.S. has imposed economic sanctions that affect transactions with designated foreign countries, nationals and others. These are typically known as the &#8220;OFAC&#8221; rules based on their administration by the U.S. Treasury Department Office of Foreign Assets Control. The OFAC-administered sanctions targeting countries take many different forms. Generally, they contain one or more of the following elements: </span></div><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">i.</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">restrictions on trade with or investment in a sanctioned country, including prohibitions against direct or indirect imports from and exports to a sanctioned country and prohibitions on U.S. persons engaging in financial transactions relating to, making investments in, or providing investment-related advice or assistance to, a sanctioned country; and </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">ii.</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">a blocking of assets in which the government or specially designated nationals of the sanctioned country have an interest, by prohibiting transfers of property subject to U.S. jurisdiction (including property in the possession or control of U.S. persons). Blocked assets (e.g., property and bank deposits) cannot be paid out, withdrawn, set off or transferred in any manner without a license from OFAC. </span></div></td></tr></table><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">OFAC publishes, and routinely updates, lists of names of persons and organizations suspected of aiding, harboring or engaging in terrorist acts, including the Specially Designated Nationals and Blocked Persons. We are responsible for, among other things, blocking accounts of and transactions with, such targets and countries, prohibiting unlicensed trade and financial transactions with them and reporting blocked transactions after their occurrence. If we find a name on any transaction, account or wire transfer that is on an OFAC list, we must freeze such account, file a suspicious activity report and notify the appropriate authorities. Failure to comply with these sanctions could have serious legal and reputational consequences.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">18</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Regulation of Broker-Dealers</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our subsidiary CCMI is a registered broker-dealer with the SEC and subject to regulation and examination by the SEC as well as FINRA and other self-regulatory organizations. These regulations cover a broad range of issues, including capital requirements; sales and trading practices; use of client funds and securities; the conduct of directors, officers and employees; record-keeping and recording; supervisory procedures to prevent improper trading on material non-public information; qualification and licensing of sales personnel; and limitations on the extension of credit in securities transactions. In addition to federal registration, state securities commissions require the registration of certain broker-dealers.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Heightened Risk Governance Standards</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">CBNA is subject to OCC guidelines imposing heightened risk governance standards on large national banks with average total consolidated assets of $50 billion or more. The guidelines set forth minimum standards for the design and implementation of a bank&#8217;s risk governance framework, and minimum standards for oversight of that framework by a bank&#8217;s board of directors. The guidelines are intended to protect the safety and soundness of covered banks and improve bank examiners&#8217; ability to assess compliance with the OCC&#8217;s expectations. Under the guidelines, a bank may use its parent company&#8217;s risk governance framework if the framework meets the minimum standards, the risk profiles of the parent company and the covered bank are substantially the same, and certain other conditions are met. CBNA has elected to use the Parent Company&#8217;s risk governance framework. A bank&#8217;s board of directors is required to have two members who are independent of the bank and parent company management. A bank&#8217;s board of directors is responsible for ensuring that the risk governance framework meets the standards in the guidelines, providing active oversight and a credible challenge to management&#8217;s recommendations and decisions and ensuring that the parent company decisions do not jeopardize the safety and soundness of the bank.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Intellectual Property</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In the highly competitive banking industry in which we operate, trademarks, service marks, trade names and logos are important to the success of our business. We own and license a variety of trademarks, service marks, trade names, logos and pending registrations and are spending significant resources to develop our stand-alone brands.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Employees </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, we had approximately 18,000 full-time equivalent employees. None of our employees are parties to a collective bargaining agreement. We consider our relationship with our employees to be good and have not experienced interruptions of operations due to labor disagreements. </span></div><div><a id="s59A8335B81EA5436B51A56A2B595669C"></a></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 1A. RISK FACTORS</span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We are subject to a number of risks potentially impacting our business, financial condition, results of operations and cash flows. As we are a financial services organization, certain elements of risk are inherent in our transactions and operations and are present in the business decisions we make. We, therefore, encounter risk as part of the normal course of our business and we design risk management processes to help manage these risks. Our success is dependent on our ability to identify, understand and manage the risks presented by our business activities so that we can appropriately balance revenue generation and profitability. These risks include, but are not limited to, credit risk, market risk, liquidity risk, operational risk, model risk, technology, regulatory and legal risk and strategic and reputational risk. We discuss our principal risk management processes and, in appropriate places, related historical performance in the &#8220;Risk Governance&#8221; section in Item 7.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">You should carefully consider the following risk factors that may affect our business, financial condition and results of operations. Other factors that could affect our business, financial condition and results of operation are discussed in the &#8220;Forward-Looking Statements&#8221; section above. However, there may be additional risks that are not presently material or known, and factors besides those discussed below, or in this or other reports that we file or furnish with the SEC, that could also adversely affect us.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Risks Related to Our Business</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">We may not be able to successfully execute our business strategy. </span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our business strategy is designed to maximize the full potential of our business and drive sustainable growth and enhanced profitability, and our success rests on our ability to maintain a high-performing, customer-centric organization; develop differentiated value propositions to acquire, deepen, and retain core customer segments; </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">19</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">build excellent capabilities designed to help us stand out from our competitors; operate with financial discipline and a mindset of continuous improvement to self-fund investments; prudently grow and optimize our balance sheet; modernize our technology and operational models to improve delivery, organizational agility and speed to market; and embed risk management within our culture and our operations. Our future success and the value of our stock will depend, in part, on our ability to effectively implement our business strategy. There are risks and uncertainties, many of which are not within our control, associated with each element of our strategy. If we are not able to successfully execute our business strategy, we may never achieve our financial performance goals and any shortfall may be material. See the &#8220;Business Strategy&#8221; section in Item 1 for further information.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Supervisory requirements and expectations on us as a financial holding company and a bank holding company and any regulator-imposed limits on our activities could adversely affect our ability to implement our strategic plan, expand our business, continue to improve our financial performance and make capital distributions to our stockholders. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our operations are subject to extensive regulation, supervision and examination by the federal banking agencies (the FRB, the OCC and the FDIC), as well as the CFPB. As part of the supervisory and examination process, if we are unsuccessful in meeting the supervisory requirements and expectations that apply to us, regulatory agencies may from time to time take supervisory actions against us that may not be publicly disclosed. Such actions may include restrictions on our activities or the activities of our subsidiaries, informal (nonpublic) or formal (public) supervisory actions or public enforcement actions, including the payment of civil money penalties, which could increase our costs and limit our ability to implement our strategic plans and expand our business, and as a result could have a material adverse effect on our business, financial condition or results of operations. See the &#8220;Regulation and Supervision&#8221; section in Item 1 for further information.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Changes in interest rates may have an adverse effect on our profitability.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Net interest income historically has been, and we anticipate that it will remain, a significant component of our total revenue. This is due to the fact that a high percentage of our assets and liabilities have been and will likely continue to be in the form of interest-bearing or interest-related instruments. Changes in interest rates can have a material effect on many areas of our business, including net interest income, deposit costs, loan volume and delinquency, and the value of our mortgage servicing rights. Interest rates are highly sensitive to many factors that are beyond our control, including general economic conditions and policies of various governmental and regulatory agencies and, in particular, the Federal Open Market Committee. Changes in monetary policy, including changes in interest rates, could influence not only the interest we receive on loans and securities and the amount of interest we pay on deposits and borrowings, but such changes could also affect our ability to originate loans and obtain deposits and the fair value of our financial assets and liabilities. If the interest rates on our interest-bearing liabilities increase at a faster pace than the interest rates on our interest earning assets, our net interest income may decline and, with it, a decline in our earnings may occur. Our net interest income and our earnings would be similarly affected if the interest rates on our interest earning assets declined at a faster pace than the interest rates on our interest-bearing liabilities.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We cannot control or predict with certainty changes in interest rates. Global, national, regional and local economic conditions, competitive pressures and the policies of regulatory authorities, including monetary policies of the FRB, affect interest income and interest expense. Although we have policies and procedures designed to manage the risks associated with changes in market interest rates, as further discussed under the &#8220;Risk Governance&#8221; section in Item 7, changes in interest rates still may have an adverse effect on our profitability.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">If our ongoing assumptions regarding borrower or depositor behavior or overall economic conditions are significantly different than we anticipate, then our risk mitigation may be insufficient to protect against interest rate risk and our net income would be adversely affected.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Changes in the method pursuant to which the LIBOR and other benchmark rates are calculated and their potential discontinuance could adversely impact our business operations and financial results. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Many of our lending products, securities, derivatives, and other financial transactions utilize a benchmark rate, such as the London Interbank Offered Rate (&#8220;LIBOR&#8221;), to determine the applicable interest rate or payment amount. In July 2017, the Chief Executive of the U.K. Financial Conduct Authority (&#8220;FCA&#8221;) announced that the FCA intends to stop persuading or compelling banks to submit rates for the calculation of LIBOR after 2021. This announcement indicates that the continuation of LIBOR cannot and will not be guaranteed after 2021. In late 2018, </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">20</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">we formed a LIBOR Transition Program designed to guide the organization through the potential discontinuation of LIBOR.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The discontinuation of a benchmark rate, changes in a benchmark rate, or changes in market perceptions of the acceptability of a benchmark rate, including LIBOR, could, among other things, adversely affect the value of and return on certain of our financial instruments or products, result in changes to our risk exposures, or require renegotiation of previous transactions. In addition, any such discontinuation or changes, whether actual or anticipated, could result in market volatility, adverse tax or accounting effects, increased compliance, legal and operational costs, and risks associated with customer disclosures and contract negotiations. The transition to using a new rate could also expose us to risks associated with disputes with customers and other market participants in connection with interpreting and implementing LIBOR fallback provisions.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Various regulators, industry bodies and other market participants in the U.S. and other countries are engaged in initiatives to develop, introduce and encourage the use of alternative rates to replace certain benchmarks. Despite progress made to date by regulators and industry participants, such as us, to prepare for the anticipated discontinuation of LIBOR, significant uncertainties still remain. Such uncertainties relate to, for example, whether replacement benchmark rates may become accepted alternatives to LIBOR for different types of transactions and financial instruments, how the terms of any transaction or financial instrument may be adjusted to account for differences between LIBOR and any alternative rate selected, how any replacement would be implemented across the industry, and the effect any changes in industry views or movement to alternative benchmarks would have on the markets for LIBOR-linked financial instruments. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">We could fail to attract, retain or motivate highly skilled and qualified personnel, including our senior management, other key employees or members of our Board, which could impair our ability to successfully execute our strategic plan and otherwise adversely affect our business.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A cornerstone of our strategic plan involves the hiring of highly skilled and qualified personnel. Accordingly, our ability to implement our strategic plan and our future success depends on our ability to attract, retain and motivate highly skilled and qualified personnel, including our senior management and other key employees and directors. The marketplace for skilled personnel is becoming more competitive, which means the cost of hiring, incentivizing and retaining skilled personnel may continue to increase. The failure to attract or retain, including as a result of an untimely death or illness of key personnel, or replace a sufficient number of appropriately skilled and key personnel could place us at a significant competitive disadvantage and prevent us from successfully implementing our strategy, which could impair our ability to implement our strategic plan successfully, achieve our performance targets and otherwise have a material adverse effect on our business, financial condition and results of operations.</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Limitations on the manner in which regulated financial institutions, such as us, can compensate their officers and employees, including those contained in pending rule proposals implementing requirements of Section 956 of the Dodd-Frank Act, may make it more difficult for such institutions to compete for talent with financial institutions and other companies not subject to these or similar limitations. If we are unable to compete effectively, our business, financial condition and results of operations could be adversely affected, perhaps materially. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Our ability to meet our obligations, and the cost of funds to do so, depend on our ability to access identified sources of liquidity at a reasonable cost. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Liquidity risk is the risk that we will not be able to meet our obligations, including funding commitments, as they come due. This risk is inherent in our operations and can be heightened by a number of factors, including an over-reliance on a particular source of funding (including, for example, secured FHLB advances), changes in credit ratings or market-wide phenomena such as market dislocation and major disasters. Like many banking groups, our reliance on customer deposits to meet a considerable portion of our funding has grown over recent years, and we continue to seek to increase the proportion of our funding represented by customer deposits. However, these deposits are subject to fluctuation due to certain factors outside our control, such as increasing competitive pressures for retail or corporate customer deposits, changes in interest rates and returns on other investment classes, or a loss of confidence by customers in us or in the banking sector generally which could result in a significant outflow of deposits within a short period of time. To the extent there is heightened competition among U.S. banks for retail customer deposits, this competition may increase the cost of procuring new deposits and/or retaining existing deposits, and otherwise negatively affect our ability to grow our deposit base. An inability to grow, or any material decrease in, our deposits could have a material adverse effect on our ability to satisfy our liquidity needs.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Maintaining a diverse and appropriate funding strategy for our assets consistent with our wider strategic risk appetite and plan remains challenging, and any tightening of credit markets could have a material adverse </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">21</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">impact on us. In particular, there is a risk that corporate and financial institution counterparties may seek to reduce their credit exposures to banks and other financial institutions (for example, reductions in unsecured deposits supplied by these counterparties), which may cause funding from these sources to no longer be available. Under these circumstances, we may need to seek funds from alternative sources, potentially at higher costs than has previously been the case, or may be required to consider disposals of other assets not previously identified for disposal, in order to reduce our funding commitments.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">A reduction in our credit ratings, which are based on a number of factors, could have a material adverse effect on our business, financial condition and results of operations. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Credit ratings affect the cost and other terms upon which we are able to obtain funding. Rating agencies regularly evaluate us, and their ratings are based on a number of factors, including our financial strength. Other factors considered by rating agencies include conditions affecting the financial services industry generally. Any downgrade in our ratings would likely increase our borrowing costs, could limit our access to capital markets, and otherwise adversely affect our business. For example, a ratings downgrade could adversely affect our ability to sell or market certain of our securities, including long-term debt, engage in certain longer-term derivatives transactions and retain our customers, particularly corporate customers who may require a minimum rating threshold in order to place funds with us. In addition, under the terms of certain of our derivatives contracts, we may be required to maintain a minimum credit rating or have to post additional collateral or terminate such contracts. Any of these results of a rating downgrade could increase our cost of funding, reduce our liquidity and have adverse effects on our business, financial condition and results of operations.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Our financial performance may be adversely affected by deterioration in borrower credit quality, particularly in the New England, Mid-Atlantic and Midwest regions, where our operations are concentrated. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We have exposure to many different industries and risks arising from actual or perceived changes in credit quality and uncertainty over the recoverability of amounts due from borrowers is inherent in our businesses. Our exposure may be exacerbated by the geographic concentration of our operations, which are predominately located in the New England, Mid-Atlantic and Midwest regions. The credit quality of our borrowers may deteriorate for a number of reasons that are outside our control, including as a result of prevailing economic and market conditions and asset valuation. The trends and risks affecting borrower credit quality, particularly in the New England, Mid-Atlantic and Midwest regions, have caused, and in the future may cause, us to experience impairment charges, increased repurchase demands, higher costs, additional write-downs and losses and an inability to engage in routine funding transactions, which could have a material adverse effect on our business, financial condition and results of operations.</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Our framework for managing risks may not be effective in mitigating risk and loss. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our risk management framework is made up of various processes and strategies to manage our risk exposure. The framework to manage risk, including the framework&#8217;s underlying assumptions, may not be effective under all conditions and circumstances. If the risk management framework proves ineffective, we could suffer unexpected losses and could be materially adversely affected.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">One of the main types of risks inherent in our business is credit risk. An important feature of our credit risk management system is to employ an internal credit risk control system through which we identify, measure, monitor and mitigate existing and emerging credit risk of our customers. As this process involves detailed analyses of the customer or credit risk, taking into account both quantitative and qualitative factors, it is subject to human error. In exercising their judgment, our employees may not always be able to assign an accurate credit rating to a customer or credit risk, which may result in our exposure to higher credit risks than indicated by our risk rating system.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In addition, we have undertaken certain actions to enhance our credit policies and guidelines to address potential risks associated with particular industries or types of customers, as discussed in more detail under the &#8220;Risk Governance&#8221; and &#8220;Market Risk&#8221; sections in Item 7. However, we may not be able to effectively implement these initiatives, or consistently follow and refine our credit risk management system. If any of the foregoing were to occur, it may result in an increase in the level of nonperforming loans and a higher risk exposure for us, which could have a material adverse effect on us.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">22</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Changes in our accounting policies or in accounting standards could materially affect how we report our financial results and condition.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">From time to time, the FASB and SEC change the financial accounting and reporting standards that govern the preparation of our financial statements. These changes can be operationally complex to implement and can materially impact how we record and report our financial condition and results of operations. For example, in June 2016, the FASB issued Accounting Standards Update 2016-13, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Measurement of Credit Losses on Financial Instruments</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> (&#8220;CECL&#8221;), that, effective January 1, 2020, substantially changed the accounting for credit losses on loans and other financial assets held by banks, financial institutions and other organizations. The standard replaces existing incurred loss impairment guidance and establishes a single allowance framework for financial assets carried at amortized cost. Upon adoption of CECL, companies must recognize credit losses on these assets equal to management&#8217;s estimate of credit losses over the full remaining expected life. Companies must consider all relevant information when estimating expected credit losses, including details about past events, current conditions, and reasonable and supportable forecasts. In December 2018, the Federal Reserve, OCC and FDIC released a final rule to revise their regulatory capital rules to address this upcoming change to the treatment of credit expense and allowances. The final rule provides an optional three-year phase-in period for the day-one adverse regulatory capital effects upon adopting the standard. We adopted the standard on January 1, 2020, and elected to phase in the impact of the standard over a three-year period. The standard could introduce heightened volatility in provision for credit losses, given uncertainty in the accuracy of macroeconomic forecasts over longer time horizons, variances in the rate and composition of loan growth, changes in overall loan portfolio size and mix. As a result, following adoption, it is possible that our ongoing reported earnings and lending activity could be negatively impacted. For more information regarding CECL, see Note 1 in Item 8.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Our financial and accounting estimates and risk management framework rely on analytical forecasting and models. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The processes we use to estimate our inherent loan losses and to measure the fair value of financial instruments, as well as the processes used to estimate the effects of changing interest rates and other market measures on our financial condition and results of operations, depends upon the use of analytical and forecasting models. Some of our tools and metrics for managing risk are based upon our use of observed historical market behavior. We rely on quantitative models to measure risks and to estimate certain financial values. Models may be used in such processes as determining the pricing of various products, grading loans and extending credit, measuring interest rate and other market risks, predicting losses, assessing capital adequacy and calculating regulatory capital levels, as well as estimating the value of financial instruments and balance sheet items. Poorly designed or implemented models present the risk that our business decisions based on information incorporating such models will be adversely affected due to the inadequacy of that information. Moreover, our models may fail to predict future risk exposures if the information used in the model is incorrect, obsolete or not sufficiently comparable to actual events as they occur. We seek to incorporate appropriate historical data in our models, but the range of market values and behaviors reflected in any period of historical data is not at all times predictive of future developments in any particular period and the period of data we incorporate into our models may turn out to be inappropriate for the future period being modeled. In such case, our ability to manage risk would be limited and our risk exposure and losses could be significantly greater than our models indicated. In addition, if existing or potential customers believe our risk management is inadequate, they could take their business elsewhere. This could harm our reputation as well as our revenues and profits. Finally, information we provide to our regulators based on poorly designed or implemented models could also be inaccurate or misleading. Some of the decisions that our regulators make, including those related to capital distributions to our stockholders, could be affected adversely due to their perception that the quality of the models used to generate the relevant information is insufficient.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">The preparation of our financial statements requires the use of estimates that may vary from actual results. Particularly, various factors may cause our ALLL to increase. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The preparation of audited Consolidated Financial Statements in conformity with GAAP requires management to make significant estimates that affect the financial statements. Our most critical accounting estimate is the ALLL. The ALLL is a reserve established through a provision for loan and lease losses charged to expense and represents our estimate of incurred but unrealized losses within the existing portfolio of loans. The ALLL is necessary to reserve for estimated loan and lease losses and risks inherent in the loan portfolio. The level of the ALLL reflects our ongoing evaluation of industry concentrations, specific credit risks, loan and lease loss experience, current loan portfolio quality, present economic, political and regulatory conditions and incurred losses inherent in the current loan portfolio.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">23</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The determination of the appropriate level of the ALLL inherently involves a degree of subjectivity and requires that we make significant estimates of current credit risks and future trends, all of which may undergo material changes. Changes in economic conditions affecting borrowers, the stagnation of certain economic indicators that we are more susceptible to, such as unemployment and real estate values, new information regarding existing loans, identification of additional problem loans and other factors, both within and outside our control, may require an increase in the ALLL. In addition, bank regulatory agencies periodically review our ALLL and may require an increase in the ALLL or the recognition of further loan charge-offs, based on judgments that can differ from those of our own management. In addition, if charge-offs in future periods exceed the ALLL&#8212;that is, if the ALLL is inadequate&#8212;we will need additional loan and lease loss provisions to increase the ALLL. Should such additional provisions become necessary, they would result in a decrease in net income and capital and may have a material adverse effect on us. For more information regarding our use of estimates in preparation of financial statements, see Note 1 in Item 8 and the &#8220;Critical Accounting Estimates&#8221; section in Item 7.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Operational risks are inherent in our businesses. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our operations depend on our ability to process a very large number of transactions efficiently and accurately while complying with applicable laws and regulations. Operational risk and losses can result from internal and external fraud; improper conduct or errors by employees or third parties; failure to document transactions properly or to obtain proper authorization; failure to comply with applicable regulatory requirements and conduct of business rules; equipment failures, including those caused by natural disasters or by electrical, telecommunications or other essential utility outages; business continuity and data security system failures, including those caused by computer viruses, cyber-attacks or unforeseen problems encountered while implementing major new computer systems or upgrades to existing systems; or the inadequacy or failure of systems and controls, including those of our suppliers or counterparties. Although we have implemented risk controls and loss mitigation actions, and substantial resources are devoted to developing efficient procedures, identifying and rectifying weaknesses in existing procedures and training staff, it is not possible to be certain that such actions have been or will be effective in controlling each of the operational risks faced by us. Any weakness in these systems or controls, or any breaches or alleged breaches of such laws or regulations, could result in increased regulatory supervision, enforcement actions and other disciplinary action, and have an adverse impact on our business, applicable authorizations and licenses, reputation and results of operations.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">The financial services industry, including the banking sector, is undergoing rapid technological changes as a result of competition and changes in the legal and regulatory framework, and we may not be able to compete effectively as a result of these changes. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The financial services industry, including the banking sector, is continually undergoing rapid technological change with frequent introductions of new technology-driven products and services. In addition, new, unexpected technological changes could have a disruptive effect on the way banks offer products and services. We believe our success depends, to a great extent, on our ability to address customer needs by using technology to offer products and services that provide convenience to customers and to create additional efficiencies in our operations. However, we may not be able to, among other things, keep up with the rapid pace of technological changes, effectively implement new technology-driven products and services or be successful in marketing these products and services to our customers. As a result, our ability to compete effectively to attract or retain new business may be impaired, and our business, financial condition or results of operations may be adversely affected.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In addition, changes in the legal and regulatory framework under which we operate require us to update our information systems to ensure compliance. Our need to review and evaluate the impact of ongoing rule proposals, final rules and implementation guidance from regulators further complicates the development and implementation of new information systems for our business. Also, recent regulatory guidance has focused on the need for financial institutions to perform increased due diligence and ongoing monitoring of third-party vendor relationships, thus increasing the scope of management involvement and decreasing the efficiency otherwise resulting from our relationships with third-party technology providers. Given the significant number of ongoing regulatory reform initiatives, it is possible that we incur higher than expected information technology costs in order to comply with current and impending regulations. See &#8220;&#8212;Supervisory requirements and expectations on us as a financial holding company and a bank holding company and any regulator-imposed limits on our activities could adversely affect our ability to implement our strategic plan, expand our business, continue to improve our financial performance and make capital distributions to our stockholders.&#8221;</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">24</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">We are subject to a variety of cybersecurity risks that, if realized, could adversely affect how we conduct our business. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Information security risks for large financial institutions such as us have increased significantly in recent years in part because of the proliferation of new technologies, such as Internet and mobile banking to conduct financial transactions, and the increased sophistication and activities of organized crime, hackers, terrorists, nation-states, activists and other external parties. Third parties with whom we or our customers do business also present operational and information security risks to us, including security breaches or failures of their own systems. The possibility of employee error, failure to follow security procedures, or malfeasance also presents these risks. Our operations rely on the secure processing, transmission and storage of confidential information in our computer systems and networks. In addition, to access our products and services, our customers may use personal computers, smartphones, tablets, and other mobile devices that are beyond our control environment. Although we believe that we have appropriate information security procedures and controls, our technologies, systems, networks and our customers&#8217; devices may be the target of cyber-attacks or information security breaches that could result in the unauthorized release, gathering, monitoring, misuse, loss or destruction of the confidential, and/or proprietary information of CFG, our customers, our vendors, our counterparties, or our employees. We are under continuous threat of loss due to cyber-attacks, especially as we continue to expand customer capabilities to utilize the Internet and other remote channels to transact business. Two of the most significant cyber-attack risks that we face are e-fraud and loss of sensitive customer data. Loss from e-fraud occurs when cybercriminals extract funds directly from customers&#8217; or our accounts using fraudulent schemes that may include Internet-based funds transfers. We have been subject to a number of e-fraud incidents historically. We have also been subject to attempts to steal sensitive customer data, such as account numbers and social security numbers, through unauthorized access to our computer systems including computer hacking. Such attacks are less frequent but could present significant reputational, legal and regulatory costs to us if successful. We have implemented certain technology protections such as Customer Profiling and Set-Up Authentication to be in compliance with the FFIEC Authentication in Internet Banking Environment (&#8220;AIBE&#8221;) guidelines.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As cyber threats continue to evolve, we may be required to expend significant additional resources to continue to modify or enhance our layers of defense or to investigate and remediate any information security vulnerabilities. System enhancements and updates may also create risks associated with implementing new systems and integrating them with existing ones. Due to the complexity and interconnectedness of information technology systems, the process of enhancing our layers of defense can itself create a risk of systems disruptions and security issues. In addition, addressing certain information security vulnerabilities, such as hardware-based vulnerabilities, may affect the performance of our information technology systems. The ability of our hardware and software providers to deliver patches and updates to mitigate vulnerabilities in a timely manner can introduce additional risks, particularly when a vulnerability is being actively exploited by threat actors.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Despite our efforts to prevent a cyber-attack, a successful cyber-attack could persist for an extended period of time before being detected, and, following detection, it could take considerable time for us to obtain full and reliable information about the cybersecurity incident and the extent, amount and type of information compromised.&#160; During the course of an investigation, we may not necessarily know the full effects of the incident or how to remediate it, and actions and decisions that are taken or made in an effort to mitigate risk may further increase the costs and other negative consequences of the incident.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The techniques used by cyber criminals change frequently, may not be recognized until launched and can be initiated from a variety of sources, including terrorist organizations and hostile foreign governments. These actors may attempt to fraudulently induce employees, customers or other users of our systems to disclose sensitive information in order to gain access to data or our systems. In the event that a cyber-attack is successful, our business, financial condition or results of operations may be adversely affected. For a discussion of the guidance that federal banking regulators have released regarding cybersecurity and cyber risk management standards, see the &#8220;Regulation and Supervision&#8221; section of Item 1.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">We rely heavily on communications and information systems to conduct our business. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We rely heavily on communications and information systems to conduct our business. Any failure, interruption or breach in security of these systems, including due to hacking or other similar attempts to breach information technology security protocols, could result in failures or disruptions in our customer relationship management, general ledger, deposit, loan and other systems. Although we have established policies and procedures designed to prevent or limit the effect of the possible failure, interruption or security breach of our information systems, there can be no assurance that these policies and procedures will be successful and that any such failure, interruption or </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">25</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">security breach will not occur or, if they do occur, that they will be adequately addressed. The occurrence of any failure, interruption or security breach of our information systems could require us to devote substantial resources (including management time and attention) to recovery and response efforts, damage our reputation, result in a loss of customer business, subject us to additional regulatory scrutiny, or expose us to civil litigation and possible financial liability. Although we maintain insurance coverage for information security events, we may incur losses as a result of such events that are not insured against or not fully covered by our insurance.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">We rely on third parties for the performance of a significant portion of our information technology.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We rely on third parties for the performance of a significant portion of our information technology functions and the provision of information technology and business process services. For example, (i) unaffiliated third parties operate data communications networks on which certain components and services relating to our online banking system rely, (ii) third parties host or maintain many of our applications, including our Commercial Loan System, which is hosted and maintained by Automated Financial Systems, Inc., (iii) Fidelity National Information Services, Inc. maintains our core deposits system, and (iv) IBM Corporation provides us with a wide range of information technology support services, including end user, data center, mainframe, storage and database services. The success of our business depends in part on the continuing ability of these (and other) third parties to perform these functions and services in a timely and satisfactory manner, which performance could be disrupted or otherwise adversely affected due to failures or other information security events originating at the third parties or at the third parties&#8217; suppliers or vendors (so-called &#8220;fourth party risk&#8221;). We may not be able to effectively monitor or mitigate fourth-party risk, in particular as it relates to the use of common suppliers or vendors by the third parties that perform functions and services for us. If we experience a disruption in the provision of any functions or services performed by third parties, we may have difficulty in finding alternate providers on terms favorable to us and in reasonable time frames. If these services are not performed in a satisfactory manner, we would not be able to serve our customers well. In either situation, our business could incur significant costs and be adversely affected.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">We are exposed to reputational risk and the risk of damage to our brands and the brands of our affiliates.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our success and results depend, in part, on our reputation and the strength of our brands. We are vulnerable to adverse market perception as we operate in an industry where integrity, customer trust and confidence are paramount. We are exposed to the risk that litigation, employee misconduct, operational failures, the outcome of regulatory or other investigations or actions, press speculation and negative publicity, among other factors, could damage our brands or reputation. Our brands and reputation could also be harmed if we sell products or services that do not perform as expected or customers&#8217; expectations for the product are not satisfied.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">We may be adversely affected by unpredictable catastrophic events or terrorist attacks and our business continuity and disaster recovery plans may not adequately protect us from serious disaster. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The occurrence of catastrophic events such as hurricanes, tropical storms, tornadoes and other large-scale catastrophes and terrorist attacks could adversely affect our business, financial condition or results of operations if a catastrophe rendered both our production data center in Rhode Island and our recovery data center in North Carolina unusable. Although we enhanced our disaster recovery capabilities in 2016 through the completion of the new, out-of-region backup data center in North Carolina, there can be no assurance that our current disaster recovery plans and capabilities will adequately protect us from serious disaster.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Risks Related to Our Industry</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Any deterioration in national economic conditions could have a material adverse effect on our business, financial condition and results of operations. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our business is affected by national economic conditions, as well as perceptions of those conditions and future economic prospects. Changes in such economic conditions are not predictable and cannot be controlled. Adverse economic conditions could require us to charge off a higher percentage of loans and increase the provision for credit losses, which would reduce our net income and otherwise have a material adverse effect on our business, financial condition and results of operations. For example, our business was significantly affected by the global economic and financial crisis that began in 2008. The falling home prices, increased rate of foreclosure and high levels of unemployment in the United States triggered significant write-downs by us and other financial institutions. These write-downs adversely impacted our financial results in material respects. Although the U.S. economy has </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">26</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">made a significant recovery, an interruption or reversal of this recovery would adversely affect the financial services industry and banking sector.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">We operate in an industry that is highly competitive, which could result in losing business or margin declines and have a material adverse effect on our business, financial condition and results of operations. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We operate in a highly competitive industry. The industry could become even more competitive as a result of reform of the financial services industry resulting from the Dodd-Frank Act and other legislative, regulatory and technological changes, as well as continued consolidation. We face aggressive competition from other domestic and foreign lending institutions and from numerous other providers of financial services, including non-banking financial institutions that are not subject to the same regulatory restrictions as banks and bank holding companies, securities firms and insurance companies, and competitors that may have greater financial resources.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">With respect to non-banking financial institutions, technology and other changes have lowered barriers to entry and made it possible for non-banks to offer products and services traditionally provided by banks. For example, consumers can maintain funds that would have historically been held as bank deposits in brokerage accounts or mutual funds. Consumers can also complete transactions such as paying bills and/or transferring funds directly without the assistance of banks. The process of eliminating banks as intermediaries, known as &#8220;disintermediation,&#8221; could result in the loss of fee income, as well as the loss of customer deposits and the related income generated from those deposits. Some of our non-bank competitors are not subject to the same extensive regulations we are and, therefore, may have greater flexibility in competing for business. As a result of these and other sources of competition, we could lose business to competitors or be forced to price products and services on less advantageous terms to retain or attract clients, either of which would adversely affect our profitability.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">The conditions of other financial institutions or of the financial services industry could adversely affect our operations and financial conditions. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Financial services institutions are typically interconnected as a result of trading, investment, liquidity management, clearing, counterparty and other relationships. Within the financial services industry, the default by any one institution could lead to defaults by other institutions. Concerns about, or a default by, one institution could lead to significant liquidity problems and losses or defaults by other institutions, as the commercial and financial soundness of many financial institutions are closely related as a result of these credit, trading, clearing and other relationships. Even the perceived lack of creditworthiness of, or questions about, a counterparty may lead to market-wide liquidity problems and losses or defaults by various institutions. This systemic risk may adversely affect financial intermediaries, such as clearing agencies, banks and exchanges with which we interact on a daily basis, or key funding providers such as the FHLBs, any of which could have a material adverse effect on our access to liquidity or otherwise have a material adverse effect on our business, financial condition and results of operations.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Risks Related to Regulations Governing Our Industry</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">As a financial holding company and a bank holding company, we are subject to comprehensive regulation that could have a material adverse effect on our business and results of operations.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As a financial holding company and a bank holding company, we are subject to comprehensive regulation, supervision and examination by the FRB. In addition, CBNA is subject to comprehensive regulation, supervision and examination by the OCC. Our regulators supervise us through regular examinations and other means that allow the regulators to gauge management&#8217;s ability to identify, assess and control risk in all areas of operations in a safe and sound manner and to ensure compliance with laws and regulations. In the course of their supervision and examinations, our regulators may require improvements in various areas. If we are unable to implement and maintain any required actions in a timely and effective manner, we could become subject to informal (non-public) or formal (public) supervisory actions and public enforcement orders that could lead to significant restrictions on our existing business or on our ability to engage in any new business. Such forms of supervisory action could include, without limitation, written agreements, cease and desist orders, and consent orders and may, among other things, result in restrictions on our ability to pay dividends, requirements to increase capital, restrictions on our activities, the imposition of civil monetary penalties, and enforcement of such actions through injunctions or restraining orders. We could also be required to dispose of certain assets and liabilities within a prescribed period. The terms of any such supervisory or enforcement action could have a material adverse effect on our business, financial condition and results of operations.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">27</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We are a bank holding company that has elected to become a financial holding company pursuant to the Bank Holding Company Act. Financial holding companies are allowed to engage in certain financial activities in which a bank holding company is not otherwise permitted to engage. However, to maintain financial holding company status, a bank holding company (and all of its depository institution subsidiaries) must be &#8220;well capitalized&#8221; and &#8220;well managed.&#8221; If a bank holding company ceases to meet these capital and management requirements, there are many penalties it would be faced with, including the FRB may impose limitations or conditions on the conduct of its activities, and it may not undertake any of the broader financial activities permissible for financial holding companies or acquire a company engaged in such financial activities without prior approval of the FRB. If a company does not return to compliance within 180 days, which period may be extended, the FRB may require divestiture of that company&#8217;s depository institutions. To the extent we do not meet the requirements to be a financial holding company in the future, there could be a material adverse effect on our business, financial condition and results of operations.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">We may be unable to disclose some restrictions or limitations on our operations imposed by our regulators.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">From time to time, bank regulatory agencies take supervisory actions that restrict or limit a financial institution&#8217;s activities and lead it to raise capital or subject it to other requirements. Directives issued to enforce such actions may be confidential and thus, in some instances, we are not permitted to publicly disclose these actions. In addition, as part of our regular examination process, our regulators may advise us to operate under various restrictions as a prudential matter. Any such actions or restrictions, if and in whatever manner imposed, could adversely affect our costs and revenues. Moreover, efforts to comply with any such nonpublic supervisory actions or restrictions may require material investments in additional resources and systems, as well as a significant commitment of managerial time and attention. As a result, such supervisory actions or restrictions, if and in whatever manner imposed, could have a material adverse effect on our business and results of operations; and, in certain instances, we may not be able to publicly disclose these matters.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">The regulatory environment in which we operate continues to be subject to significant and evolving regulatory requirements that could have a material adverse effect on our business and earnings. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We are heavily regulated by multiple banking, consumer protection, securities and other regulatory authorities at the federal and state levels. This regulatory oversight is primarily established to protect depositors, the FDIC&#8217;s Deposit Insurance Fund, consumers of financial products, and the financial system as a whole, not our security holders. Changes to statutes, regulations, rules or policies, including the interpretation, implementation or enforcement of statutes, regulations, rules or policies, could affect us in substantial and unpredictable ways, including by, for example, subjecting us to additional costs, limiting the types of financial services and other products we may offer, limiting our ability to pursue acquisitions and increasing the ability of third parties, including non-banks, to offer competing financial services and products. In recent years, we, together with the rest of the financial services industry, have faced particularly intense scrutiny, with many new regulatory initiatives and vigorous oversight and enforcement on the part of numerous regulatory and governmental authorities. Legislatures and regulators have pursued a broad array of initiatives intended to promote the safety and soundness of financial institutions, financial market stability, the transparency and liquidity of financial markets, and consumer and investor protection. Certain regulators and law enforcement authorities have also recently required admissions of wrongdoing and, in some cases, criminal pleas as part of the resolutions of matters brought by them against financial institutions. Any such resolution of a matter involving us could lead to increased exposure to civil litigation, could adversely affect our reputation, could result in penalties or limitations on our ability to do business or engage in certain activities and could have other negative effects. In addition, a single event or issue may give rise to numerous and overlapping investigations and proceedings, including by multiple federal and state regulators and other governmental authorities.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We are also subject to laws and regulations relating to the privacy of the information of our customers, employees, counterparties and others, and any failure to comply with these laws and regulations could expose us to liability and/or reputational damage. As new privacy-related laws and regulations are implemented, the time and resources needed for us to comply with those laws and regulations, as well as our potential liability for non-compliance and our reporting obligations in the case of data breaches, may significantly increase.</span></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">While there have been significant revisions to the laws and regulations applicable to us that have been finalized in recent months, there are other rules to implement changes that have yet to be proposed or enacted by our regulators.&#160; The final timing, scope and impact of these changes to the regulatory framework applicable to financial institutions remains uncertain. For more information on the regulations to which we are subject and </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">28</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">recent initiatives to reform financial institution regulation, see the &#8220;Regulation and Supervision&#8221; section in Item 1.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">We are subject to capital adequacy and liquidity standards, and if we fail to meet these standards our financial condition and operations would be adversely affected. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We are subject to several capital adequacy and liquidity standards. To the extent that we are unable to meet these standards, our ability to make distributions of capital will be limited and we may be subject to additional supervisory actions and limitations on our activities. See &#8220;Regulation and Supervision&#8221; in Item 1 and the &#8220;Capital and Regulatory Requirements&#8221; and &#8220;Liquidity&#8221; sections in Item 7, for further discussion of the regulations to which we are subject.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">The Parent Company could be required to act as a &#8220;source of strength&#8221; to CBNA, which would have a material adverse effect on our business, financial condition and results of operations.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">FRB policy historically required bank holding companies to act as a source of financial and managerial strength to their subsidiary banks. The Dodd-Frank Act codified this policy as a statutory requirement. This support may be required by the FRB at times when we might otherwise determine not to provide it or when doing so is not otherwise in the interests of CFG or our stockholders or creditors, and may include one or more of the following:</span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Parent Company may be compelled to contribute capital to CBNA, including by engaging in a public offering to raise such capital. Furthermore, any extensions of credit from the Parent Company to CBNA that are included in CBNA&#8217;s capital would be subordinate in right of payment to depositors and certain other indebtedness of CBNA.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In the event of a bank holding company&#8217;s bankruptcy, any commitment that the bank holding company had been required to make to a federal bank regulatory agency to maintain the capital of a subsidiary bank will be assumed by the bankruptcy trustee and entitled to priority of payment.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In the event of impairment of the capital stock of CBNA, the Parent Company, as CBNA&#8217;s stockholder, could be required to pay such deficiency.</span></div></td></tr></table><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">The Parent Company depends on CBNA for most of its revenue, and restrictions on dividends and other distributions by CBNA could affect its liquidity and ability to fulfill our obligations.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As a bank holding company, the Parent Company is a separate and distinct legal entity from CBNA, our banking subsidiary. The Parent Company typically receives substantially all of our revenue from dividends from CBNA. These dividends are the principal source of funds to pay dividends on our equity and interest and principal on our debt. Various federal and/or state laws and regulations, as well as regulatory expectations, limit the amount of dividends that CBNA may pay to the Parent Company. Also, our right to participate in a distribution of assets upon a subsidiary&#8217;s liquidation or reorganization is subject to the prior claims of the subsidiary&#8217;s creditors. In the event CBNA is unable to pay dividends to the Parent Company, it may not be able to service debt, pay obligations or pay dividends on its common stock. The inability to receive dividends from CBNA could have a material adverse effect on our business, financial condition and results of operations. See the &#8220;Supervision and Regulation&#8221; section in Item 1 and the &#8220;Capital and Regulatory Matters&#8221; section in Item 7.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">From time-to-time, we may become or are subject to regulatory actions that may have a material impact on our business.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We may become or are involved, from time to time, in reviews, investigations and proceedings (both formal and informal) by governmental and self-regulatory agencies regarding our business. These regulatory actions involve, among other matters, accounting, compliance and operational matters, certain of which may result in adverse judgments, settlements, fines, penalties, injunctions or other relief that may require changes to our business or otherwise materially impact our business.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In regulatory actions, such as those referred to above, it is inherently difficult to determine whether any loss is probable or whether it is possible to reasonably estimate the amount of any loss. We cannot predict with certainty if, how or when such proceedings will be resolved or what the eventual fine, penalty or other relief, conditions or restrictions, if any, may be, particularly for actions that are in their early stages of investigation. The Parent Company may be required to make significant restitution payments to CBNA customers arising from certain compliance issues and also may be required to pay civil money penalties in connection with certain of these issues. This uncertainty makes it difficult to estimate probable losses, which, in turn, can lead to substantial disparities between the reserves we may establish for such proceedings and the eventual settlements, fines, or penalties. </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">29</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Adverse regulatory actions could have a material adverse effect on our business, financial condition and results of operations.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">We are and may be subject to litigation that may have a material impact on our business.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our operations are diverse and complex and we operate in legal and regulatory environments that expose us to potentially significant litigation risk. In the normal course of business, we have been named, from time to time, as a defendant in various legal actions, including arbitrations, class actions and other litigation, arising in connection with our activities as a financial services institution, including with respect to alleged unfair or deceptive business practices and mis-selling of certain products. Certain of the actual or threatened legal actions include claims for substantial compensatory and/or punitive damages or claims for indeterminate amounts of damages. In some cases, the entities that would otherwise be the primary defendants in such cases are bankrupt or in financial distress. Moreover, a number of recent judicial decisions have upheld the right of borrowers to sue lending institutions on the basis of various evolving legal theories, collectively termed &#8220;lender liability.&#8221; Generally, lender liability is founded on the premise that a lender has either violated a duty, whether implied or contractual, of good faith and fair dealing owed to the borrower or has assumed a degree of control over the borrower resulting in the creation of a fiduciary duty owed to the borrower or its other creditors or stockholders. This could increase the amount of private litigation to which we are subject. For more information regarding ongoing significant legal proceedings in which we may be involved, see </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 18</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Compliance with anti-money laundering and anti-terrorism financing rules involve significant cost and effort. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We are subject to rules and regulations regarding money laundering and the financing of terrorism. Monitoring compliance with anti-money laundering and anti-terrorism financing rules can put a significant financial burden on banks and other financial institutions and poses significant technical challenges. Although we believe our current policies and procedures are sufficient to comply with applicable rules and regulations, we cannot guarantee that our anti-money laundering and anti-terrorism financing policies and procedures completely prevent situations of money laundering or terrorism financing. Any such failure events may have severe consequences, including sanctions, fines and reputational consequences, which could have a material adverse effect on our business, financial condition or results of operations. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Risks Related to our Common Stock </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Our stock price may be volatile, and you could lose all or part of your investment as a result.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">You should consider an investment in our common stock to be risky, and you should invest in our common stock only if you can withstand a significant loss and wide fluctuation in the market value of your investment. The market price of our common stock could be subject to wide fluctuations in response to, among other things, the factors described in this &#8220;Risk Factors&#8221; section, and other factors, some of which are beyond our control. These factors include:</span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:61px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:32px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">quarterly variations in our results of operations or the quarterly financial results of companies perceived to be similar to us;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:61px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:32px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">changes in expectations as to our future financial performance, including financial estimates by securities analysts and investors;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:61px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:32px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">our announcements or our competitors&#8217; announcements regarding new products or services, enhancements, significant contracts, acquisitions or strategic investments;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:61px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:32px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">fluctuations in the market valuations of companies perceived by investors to be comparable to us;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:61px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:32px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">future sales of our common stock;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:61px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:32px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">additions or departures of members of our senior management or other key personnel;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:61px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:32px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">changes in industry conditions or perceptions; and</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:61px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:32px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">changes in applicable laws, rules or regulations and other dynamics.</span></div></td></tr></table><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Furthermore, the stock markets have experienced price and volume fluctuations that have affected and continue to affect the market price of equity securities of many companies. These fluctuations have often been unrelated or disproportionate to the operating performance of these companies. These broad market fluctuations, as well as general economic, systemic, political and market conditions, such as recessions, loss of investor confidence, interest rate changes or international currency fluctuations, may negatively affect the market price of our common stock.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">30</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">If any of the foregoing occurs, it could cause our stock price to fall and may expose us to securities class action litigation that, even if unsuccessful, could be costly to defend and a distraction to management.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">We may not repurchase shares or pay cash dividends on our common stock.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Holders of our common stock are only entitled to receive such dividends as our Board of Directors may declare out of funds legally available for such payments. Although we have historically declared cash dividends on our common stock, we are not required to do so and may reduce or eliminate our common stock dividend in the future. This could adversely affect the market price of our common stock. Also, as a bank holding company, our ability to repurchase shares and declare and pay dividends is dependent on certain federal regulatory considerations, including the rules of the FRB regarding capital adequacy and dividends. Additionally, we are required to submit periodic capital plans to the FRB for review, or otherwise obtain FRB authorization, before we can take certain capital actions, including repurchasing shares, declaring and paying dividends, or repurchasing or redeeming capital securities. If our capital plan or any amendment to our capital plan is objected to for any reason, our ability to repurchase shares and declare and pay dividends on our capital stock may be limited. Further, if we are unable to satisfy the capital requirements applicable to us for any reason, we may be limited in our ability to repurchase shares and declare and pay dividends on our capital stock. See the &#8220;Regulation and Supervision&#8221; section in Item 1, for further discussion of the regulations to which we are subject.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">&#8220;Anti-takeover&#8221; provisions and the regulations to which we are subject may make it more difficult for a third party to acquire control of us, even if the change in control would be beneficial to stockholders.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We are a bank holding company incorporated in the state of Delaware. Anti-takeover provisions in Delaware law and our amended and restated certificate of incorporation and amended and restated bylaws, as well as regulatory approvals that would be required under federal law, could make it more difficult for a third party to take control of us and may prevent stockholders from receiving a premium for their shares of our common stock. These provisions could adversely affect the market price of our common stock and could reduce the amount that stockholders might get if we are sold.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We believe these provisions protect our stockholders from coercive or otherwise unfair takeover tactics by requiring potential acquirers to negotiate with our Board and by providing our Board with more time to assess any acquisition proposal. However, these provisions apply even if the offer may be determined to be beneficial by some stockholders and could delay or prevent an acquisition that our Board determines is not in our best interest and that of our stockholders.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Furthermore, banking laws impose notice, approval and ongoing regulatory requirements on any stockholder or other party that seeks to acquire direct or indirect &#8220;control&#8221; of an FDIC-insured depository institution. These laws include the Bank Holding Company Act and the Change in Bank Control Act.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><a id="s959F0543C4F15E67AEB809FC834C7FDE"></a></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 1B. UNRESOLVED STAFF COMMENTS</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">None.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><a id="s1A402DAB8EE65FB4BA141496E71A8D27"></a></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 2. PROPERTIES</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We lease seven operations centers in Boston and Medford, Massachusetts; Pittsburgh, Pennsylvania; Warwick, Rhode Island; Franklin, Tennessee; Irving, Texas and Glen Allen, Virginia. We own two principal operations centers in Johnston and East Providence, Rhode Island. At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, our subsidiaries owned and operated a total of 40 facilities and leased an additional 1,247&#160; facilities. We believe our current facilities are adequate to meet our needs. See Note 6 and Note 8 of Item 8 for more information regarding our premises and equipment, and leases, respectively.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><a id="s700F0920F07C5A9481012FC956700885"></a></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 3. LEGAL PROCEEDINGS</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Information required by this item is presented in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 18</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8 and is incorporated herein by reference.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">31</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sBDE0BCFE69FF527DB86FE29AE5D68A27"></a></div><div><br/></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 4. MINE SAFETY DISCLOSURES</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Not applicable.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><a id="s96780AAF61C25D6DA6FCCAAB446F5EA5"></a></div><div style="line-height:120%;text-align:center;font-size:12pt;"><span style="font-family:Trebuchet,sans-serif;font-size:12pt;font-weight:bold;">PART II</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><a id="sFF7D1AD39D2D5597B979788562E194BB"></a></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 5. MARKET FOR REGISTRANT&#8217;S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our common stock is traded on the New York Stock Exchange under the symbol &#8220;CFG.&#8221; As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">February 5, 2020</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, our common stock was owned by two holders of record (including Cede &amp; Co.) and approximately 195,000 beneficial shareholders whose shares were held in &#8220;street name&#8221; through a broker or bank. Information relating to compensation plans under which our equity securities are authorized for issuance is presented in Item 12.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following graph compares the cumulative total stockholder returns for our performance during the five-year period ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> relative to the performance of the Standard &amp; Poor&#8217;s 500</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#174;</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> index, a commonly referenced U.S. equity benchmark consisting of leading companies from diverse economic sectors; the KBW Nasdaq Bank Index (&#8220;BKX&#8221;), composed of 24 leading national money center and regional banks and thrifts; and a group of other banks that constitute our peer regional banks (i.e., BB&amp;T, Comerica, Fifth Third, KeyCorp, M&amp;T, PNC, Regions, SunTrust and U.S. Bancorp. Includes Truist for the period subsequent to the merger of BB&amp;T and SunTrust). The graph assumes a $100 investment at the closing price on December 31, 2014 in each of CFG common stock, the S&amp;P 500 index, the BKX and the peer market-capitalization weighted average and assumes all dividends were reinvested on the date paid. The points on the graph represent the fiscal quarter-end amounts based on the last trading day in each subsequent fiscal quarter.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">32</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">This graph shall not be deemed &#8220;soliciting material&#8221; or be filed with the Securities and Exchange Commission for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (&#8220;Exchange Act&#8221;), or otherwise subject to the liabilities under that Section, and shall not be deemed to be incorporated by reference into any filing of Citizens Financial Group, Inc. under the Securities Act of 1933, as amended, or the Exchange Act. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;"><img src="chart-7d94fd3469ef65314c0.jpg" alt="chart-7d94fd3469ef65314c0.jpg" style="height:340px;width:684px;"></img></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="19"></td></tr><tr><td style="width:40%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">12/31/2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">12/31/2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">12/31/2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">12/31/2016</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">12/31/2015</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">12/31/2014</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">CFG</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$183</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$129</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$178</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$149</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$107</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$100</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">S&amp;P 500 Index</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">174</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">132</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">138</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">113</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">101</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">100</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">KBW BKX Index</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">172</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">126</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">153</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">129</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">100</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">100</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Peer Regional Bank Average</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$169</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$127</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$152</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$131</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$100</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$100</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> The Peer Regional Bank Average includes the impact of BB&amp;T and SunTrust through December 6, 2019 which were replaced by the newly formed Truist Financial Corp. on December 9, 2019.</span></div><div style="line-height:120%;padding-top:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Issuer Purchase of Equity Securities</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Details of the repurchases of our common stock during the fourth quarter </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> are included in the following table:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:8pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"></td></tr><tr><td style="width:29%;"></td><td style="width:14%;"></td><td style="width:11%;"></td><td style="width:21%;"></td><td style="width:25%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Period</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total Number of Shares Repurchased</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Weighted-Average Price Paid Per Share</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total Number of Shares Purchased as Part of Publicly Announced Plans or Programs</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Maximum Dollar Amount of Shares That May Yet Be Purchased As Part of Publicly Announced Plans or Programs</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">October 1, 2019 - October 31, 2019</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9,199,134</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$36.68</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9,199,134</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$437,606,122</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">November 1, 2019 - November 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$437,606,122</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December 1, 2019 - December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,706,973</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$36.68</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,706,973</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$375,000,000</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:inherit;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt"> </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">On June 27, 2019, we announced that our Board of Directors had authorized share repurchases of CFG common stock of up to $1.275 billion for the four-quarter period ending with the second quarter of 2020. This share repurchase plan allowed for share repurchases that may be executed in the open market or in privately negotiated transactions, including under Rule 10b5-1 plans. All shares repurchased by us during the </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">fourth quarter</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> were executed pursuant to an accelerated share repurchase transaction, which was completed by </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">. The timing and exact amount of future share repurchases will be subject to various factors, including our capital position, financial performance and market conditions.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">33</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sFF2253D303A25F86BA8FD8E241D86C15"></a></div><div></div><div><br/></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 6. SELECTED CONSOLIDATED FINANCIAL DATA</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The selected Consolidated Statements of Operations data for the years ended December&#160;31, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and the selected Consolidated Balance Sheet data as of December&#160;31, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> are derived from our audited Consolidated Financial Statements in Item 8. We derived the selected Consolidated Statements of Operations data for the years ended December 31, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2016</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2015</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and the selected Consolidated Balance Sheet data as of December&#160;31, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2016</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2015</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from our prior audited Consolidated Financial Statements. Our historical results are not necessarily indicative of the results expected for any future period. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following selected consolidated financial data should be read in conjunction with Item 7 and our audited Consolidated Financial Statements and Notes in Item 8.</span></div><div style="line-height:120%;padding-bottom:4px;padding-top:16px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="20"></td></tr><tr><td style="width:349px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:6px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="19" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">For the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions, except per-share and ratio data)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;&#160;&#160;2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;&#160;&#160;2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;&#160;&#160;2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;&#160;&#160;2016</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;&#160;&#160;2015</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">OPERATING DATA:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,614</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,532</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,173</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,758</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,402</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,877</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,596</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,534</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,497</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,422</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total revenue</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6,491</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6,128</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5,707</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5,255</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4,824</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">393</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">326</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">321</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">369</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">302</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest expense</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,847</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,619</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,474</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,352</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,259</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income before income tax expense</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,251</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,183</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,912</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,534</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,263</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income tax expense</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">460</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">462</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">260</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">489</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">423</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,791</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,721</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,652</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,045</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">840</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income available to common stockholders</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,718</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,692</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,638</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,031</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">833</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income per average common share - basic</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.82</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.54</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.26</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.97</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.55</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income per average common share - diluted </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.81</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.52</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.25</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.97</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.55</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dividends declared and paid per common share</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.36</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.98</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.64</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.46</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.40</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">OTHER OPERATING DATA:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Return on average common equity</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8.45</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8.62</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8.35</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5.23</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.30</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Return on average tangible common equity</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12.64</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12.94</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12.35</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7.74</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6.45</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Return on average total assets</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.10</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.11</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.10</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.73</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.62</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Return on average total tangible assets</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.15</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.16</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.15</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.76</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.65</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Efficiency ratio</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">59.28</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">59.06</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">60.87</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">63.80</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">67.56</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Operating leverage</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)(3)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(0.39</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.19</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.98</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6.08</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.81</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest margin, FTE</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.16</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.22</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.06</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.90</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.79</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Effective income tax rate</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">20.43</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">21.16</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13.62</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">31.88</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">33.52</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dividend payout ratio</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">36</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">28</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">20</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">23</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">26</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Average equity to average assets ratio</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13.27</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13.02</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13.25</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13.93</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14.46</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)   </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">On December 22, 2017 President Trump signed the 2017 Tax Legislation which reduced the corporate tax rate from 35% to 21% effective January 1, 2018.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)   </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">See the &#8220;Introduction &#8212; Key Performance Metrics Used by Management and Non-GAAP Financial Measures&#8221; section in Item 7 for definitions of our key performance metrics.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)   </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#8220;Operating leverage&#8221; represents the period-over-period percent change in total revenue, less the period-over-period percent change in noninterest expense. For the purpose of the </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2015</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> calculation, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2014</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> total revenue was </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$5.0 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and noninterest expense was </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$3.4 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Net interest margin is presented on an FTE basis using the federal statutory tax rate.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;padding-top:16px;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">34</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:4px;padding-top:16px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:678px;border-collapse:collapse;text-align:left;"><tr><td colspan="20"></td></tr><tr><td style="width:382px;"></td><td style="width:5px;"></td><td style="width:44px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:44px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:44px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:44px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:44px;"></td><td style="width:6px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="19" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions, except ratio data)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2016</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2015</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">BALANCE SHEET DATA:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$165,733</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$160,518</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$152,336</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$149,520</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$138,208</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans held for sale, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,946</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,219</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">497</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">583</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">325</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,384</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">101</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">221</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">42</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">40</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">119,088</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">116,660</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">110,617</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">107,669</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">99,042</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1,252</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1,242</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1,236</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1,236</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1,216</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">24,669</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">25,075</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">25,733</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">25,610</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">24,075</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Goodwill</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7,044</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6,923</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6,887</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6,876</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6,876</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">143,532</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">139,701</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">132,066</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">129,773</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">118,562</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total deposits</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">125,313</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">119,575</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">115,089</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">109,804</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">102,539</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">265</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,156</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">815</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,148</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">802</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">161</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,111</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,461</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,630</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Long-term borrowed funds</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14,047</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15,925</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12,510</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,540</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9,886</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total stockholders&#8217; equity</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">22,201</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">20,817</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">20,270</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19,747</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19,646</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">OTHER BALANCE SHEET DATA:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Asset Quality Ratios: </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses as a % of total loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.05</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.06</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.12</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.15</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.23</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses as a % of nonperforming loans and leases</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">178</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">162</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">142</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">119</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">120</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Nonperforming loans and leases as a % of total loans and leases</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.59</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.66</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.78</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.97</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.03</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Capital Ratios:</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">CET1 capital ratio</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10.0</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10.6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11.2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11.2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11.7</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tier 1 capital ratio</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11.1</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11.3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11.4</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11.4</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12.0</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total capital ratio</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13.0</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13.3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13.9</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14.0</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15.3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tier 1 leverage ratio</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10.0</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10.0</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10.0</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9.9</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10.5</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-top:4px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Beginning in the first quarter of 2019, borrowed funds balances and the associated interest expense are classified based on original maturity. Prior periods have been adjusted to conform with the current period presentation.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Beginning in the fourth quarter of 2019, nonperforming balances exclude both fully and partially guaranteed residential mortgage loans sold to Ginnie Mae for which we have the right, but not the obligation, to repurchase. Prior periods have been adjusted to exclude partially guaranteed amounts to conform with the current period presentation.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">The capital ratios and associated components are prepared using the U.S. Basel III Standardized approach and became fully phased-in on January 1, 2019.&#160; The December 31, 2017 capital ratios reflect the retrospective adoption of FASB ASU 2018-02,</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-style:italic;"> Income Statement-Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">. </span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">35</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sD3A1C1A973985EFABEB4788A1DEF08A7"></a></div><div><br/></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 7. MANAGEMENT&#8217;S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:87%;"></td><td style="width:1%;"></td><td style="width:12%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;text-decoration:underline;">Page</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sCF4CA99D0D5E58DC967B0A910A03F1CA"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Introduction</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sCF4CA99D0D5E58DC967B0A910A03F1CA">37</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s024533BA90A6544F8311FF6D4522DBA8"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Financial Performance</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s024533BA90A6544F8311FF6D4522DBA8">38</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s02E4DCC097BE586F9FECF17EFE31AD98"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Results of Operations - 2019 compared with 2018</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s02E4DCC097BE586F9FECF17EFE31AD98">40</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sD8A7A809F0FA5BEB8190B6ED7B1E3590"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Net Interest Income</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sD8A7A809F0FA5BEB8190B6ED7B1E3590">40</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s918556D5D0F35059B099BFC2D96A3246"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Noninterest Income</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s918556D5D0F35059B099BFC2D96A3246">44</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s6E40457D95C95774823DEA003F4E3633"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Noninterest Expense</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s6E40457D95C95774823DEA003F4E3633">45</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sB0D12AC02D9B5E7A8AF06D958FFDBFDC"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Provision for Credit Losses</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sB0D12AC02D9B5E7A8AF06D958FFDBFDC">46</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s0017AD78E2FA58199FF3A45AAA9F1697"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Income Tax Expense</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s0017AD78E2FA58199FF3A45AAA9F1697">46</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s919C987590C65A348999906477F4254E"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Business Operating Segments</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s919C987590C65A348999906477F4254E">47</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s19804DBB8A715F9EA32591FFAB801EFD"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Results of Operations - 2018 compared with 2017</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s19804DBB8A715F9EA32591FFAB801EFD">48</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sB0159B2968B15B289C36462748D55385"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Analysis of Financial Condition</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sB0159B2968B15B289C36462748D55385">49</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s03BF972A43AF5CBF9B9CDA1BB3827026"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Securities</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s03BF972A43AF5CBF9B9CDA1BB3827026">49</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s7577BB3080E95730BCC827A3977F2B4F"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Loans and Leases</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s7577BB3080E95730BCC827A3977F2B4F">50</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s1D3A9ECE5FD85FB0B916AD9FCDEB14B0"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Allowance for Credit Losses and Nonperforming Assets</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s1D3A9ECE5FD85FB0B916AD9FCDEB14B0">52</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sB076751534D2598ABB6881D483A602DA"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Deposits</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sB076751534D2598ABB6881D483A602DA">60</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s734FF73307E65DD1AE83BDD0B827AD41"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Borrowed Funds</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s734FF73307E65DD1AE83BDD0B827AD41">61</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s50B6816703CB54B9AD760BAAF39257DD"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Quarterly Results of Operations</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s50B6816703CB54B9AD760BAAF39257DD">62</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s6CEFA59E2981503C851EF6AB5574CA40"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Capital and Regulatory Matters</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s6CEFA59E2981503C851EF6AB5574CA40">65</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s74D95972AFD45287926F0361D96A2E69"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Liquidity</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s74D95972AFD45287926F0361D96A2E69">69</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sC02B4FAE85D058FE8E9F1B2FEFEB9677"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Contractual Obligations</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sC02B4FAE85D058FE8E9F1B2FEFEB9677">72</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sC179C57C51515BD8B3C95EC16D3F22BD"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Off-Balance Sheet Arrangements</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sC179C57C51515BD8B3C95EC16D3F22BD">72</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sA538BCC106B55E9AB5A7323CE3CA90E7"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Critical Accounting Estimates</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sA538BCC106B55E9AB5A7323CE3CA90E7">72</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s97AE11A8313C5B1984906EC8D37BC29C"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Accounting and Reporting Developments</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s2b2ea383fbde4371bb6491163ed9e248">75</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s2363C45F5EEC54679763D92B3820C646"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Risk Governance</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s2363C45F5EEC54679763D92B3820C646">76</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s04F70C8419EF575D872C79BE65E5895D"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Market Risk</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s04F70C8419EF575D872C79BE65E5895D">78</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s5AAE4528602E5EDEAA08558CB0ADCFC4"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Key Performance Metrics, Non-GAAP Financial Measures and Reconciliations</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s5AAE4528602E5EDEAA08558CB0ADCFC4">85</a></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:16px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">36</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sCF4CA99D0D5E58DC967B0A910A03F1CA"></a></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">INTRODUCTION</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;">Citizens Financial Group, Inc. is one of the nation&#8217;s oldest and largest financial institutions with </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$165.7 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;">in assets as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. </span><span style="font-family:Trebuchet,sans-serif;">Our mission is to help customers, colleagues and communities each reach their potential by listening to them and understanding their needs in order to offer tailored advice, ideas and solutions. Headquartered in Providence, Rhode Island, we offer a broad range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions.  In Consumer Banking, we provide an integrated experience that includes mobile and online banking, a 24/7 customer contact center as well as the convenience of approximately</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2,700</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;">ATMs and</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">1,100</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;">branches in</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">11</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;">states in the New England, Mid-Atlantic, and Midwest regions. Consumer Banking products and services include a full range of banking, lending, savings, wealth management and small business offerings. In Commercial Banking, we offer corporate, institutional and not-for-profit clients a full range of wholesale banking products and services including lending and deposits, capital markets, treasury services, foreign exchange and interest rate products, and asset finance. More information is available at www.citizensbank.com.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following MD&amp;A is intended to assist readers in their analysis of the accompanying Consolidated Financial Statements and supplemental financial information. It should be read in conjunction with the Consolidated Financial Statements and Notes to the Consolidated Financial Statements in Item 8, as well as other information contained in this document.</span></div><div style="line-height:174%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Key Performance Metrics Used by Management and Non-GAAP Financial Measures</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As a banking institution, we manage and evaluate various aspects of our results of operations and our financial condition including the levels and trends of the line items included in our balance sheet and statement of operations, used in calculating various key performance metrics commonly used in our industry. The primary line items we use in calculating our key performance metrics to manage and evaluate our statement of operations include net interest income, noninterest income, total revenue, provision for credit losses, noninterest expense, net income and net income available to common stockholders. The primary line items we use in calculating our key performance metrics to manage and evaluate our balance sheet data include loans and leases, securities, allowance for credit losses, deposits, borrowed funds and derivatives. We analyze these key performance metrics and financial trends against our own historical performance, our budgeted performance and the financial condition and performance of comparable banking institutions in our region and nationally. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We consider the following key performance metrics when evaluating our performance and making day-to-day operating decisions, as well as evaluating capital utilization and adequacy, including:</span></div><table cellpadding="0" cellspacing="0" style="padding-top:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Return on average tangible common equity, which we define as annualized net income available to common stockholders divided by average common equity excluding average goodwill (net of related deferred tax liability) and average other intangibles; </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Efficiency ratio, which we define as the ratio of total noninterest expense to the sum of net interest income and total noninterest income. The efficiency ratio helps us to evaluate the efficiency of our operations as it helps us monitor how costs are changing compared to income. A decrease in the efficiency ratio represents improvement; </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Operating leverage, which we define as the percent change in total revenue, less the percent change in noninterest expense; and</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">CET1 capital ratio, which represents CET1 capital divided by total risk-weighted assets as defined under the U.S. Basel III Standardized approach.</span></div></td></tr></table><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">This document contains non-GAAP financial measures denoted as &#8220;Underlying&#8221; results. Underlying results for any given reporting period exclude certain items that may occur in that period which Management does not consider indicative of our on-going financial performance. We believe these non-GAAP financial measures provide useful information to investors because they are used by Management to evaluate our operating performance and make day-to-day operating decisions. In addition, we believe our Underlying results in any given reporting period reflect our on-going financial performance and increase comparability of period-to-period results, and, accordingly, are useful to consider in addition to our GAAP financial results.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Other companies may use similarly titled non-GAAP financial measures that are calculated differently from the way we calculate such measures. Accordingly, our non-GAAP financial measures may not be comparable to similar measures used by such companies. We caution investors not to place undue reliance on such non-GAAP financial measures, but to consider them with the most directly comparable GAAP measures. Non-GAAP financial measures </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">37</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">have limitations as analytical tools, and should not be considered in isolation or as a substitute for our results reported under GAAP.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Non-GAAP measures are denoted throughout our MD&amp;A by the use of the term Underlying and where there is a reference to Underlying results in a paragraph, all measures that follow this reference are on the same basis when applicable. For more information on the computation of key performance metrics and non-GAAP financial measures, see &#8220;&#8212;Key Performance Metrics, Non-GAAP Financial Measures and Reconciliations.&#8221;</span></div><div><a id="s024533BA90A6544F8311FF6D4522DBA8"></a></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">FINANCIAL PERFORMANCE</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;"> compared with </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;"> - Key Highlights</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Net income of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$1.8 billion</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, with earnings per diluted common share of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$3.81</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, up </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">8%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$3.52</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> per diluted common share for </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. ROTCE of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">12.6%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> compares with </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">12.9%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We recorded </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$17 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> after-tax, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$0.03</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> per diluted common share, of notable items in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> tied to Acquisition integration costs, costs related to strategic initiatives, and income tax benefits associated with an operational restructure and legacy tax matters. In </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> we recorded </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$16 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> after-tax, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$0.04</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> per diluted common share, of notable items tied to Acquisition integration costs, efficiency initiatives and the impact of 2017 tax legislation.</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:49%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Noninterest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Noninterest expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Income tax expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net Income</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reported results (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,877</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,847</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$460</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,791</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Less: Notable items</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total integration costs</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(14</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other notable items</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">50</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(47</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(3</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total notable items</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">68</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(51</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(17</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Underlying results (non-GAAP)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,877</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,779</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$511</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,808</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:4px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Other notable items include noninterest expense of $50 million related to our TOP programs and other efficiency initiatives and an income tax benefit of $34 million related to an operational restructure and legacy tax matters.</span></div><div style="line-height:120%;padding-bottom:4px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:49%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Noninterest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Noninterest expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Income tax expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net Income</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reported results (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,596</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,619</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$462</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,721</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Less: Notable items</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tax Legislation DTL adjustment</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(29</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">29</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">TOP efficiency initiatives and other actions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">33</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(8</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(26</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">FAMC integration costs</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">21</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(19</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total notable items</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(5</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">54</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(43</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(16</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Underlying results (non-GAAP)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,601</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,565</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$505</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,737</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:16px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Net income available to common stockholders of </span><span style="font-family:Trebuchet;font-size:10pt;">$1.7 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet;font-size:10pt;">$26 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet;font-size:10pt;">2%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, compared to  </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Earnings per diluted common share </span><span style="font-family:Trebuchet;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d $0.29, or </span><span style="font-family:Trebuchet;font-size:10pt;">8%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#9702;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">On an Underlying basis,* net income available to common stockholders of </span><span style="font-family:Trebuchet;font-size:10pt;">$1.7 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> increased by </span><span style="font-family:Trebuchet;font-size:10pt;">2%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> led by </span><span style="font-family:Trebuchet;font-size:10pt;">6%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> revenue growth reflecting 17% growth in noninterest income and 2% growth in net interest income, partially offset by 6% growth in noninterest expense and 21% increase in provision for credit losses. </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#9702;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">On an Underlying basis,* earnings per diluted common share of </span><span style="font-family:Trebuchet;font-size:10pt;">$3.84</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet;font-size:10pt;">$0.28</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet;font-size:10pt;">8%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet;font-size:10pt;">$3.56</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the </span><span style="font-family:Trebuchet;font-size:10pt;">year ended</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div></td></tr></table><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">38</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Total revenue of </span><span style="font-family:Trebuchet;font-size:10pt;">$6.5 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet;font-size:10pt;">$363 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet;font-size:10pt;">6%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, driven by a </span><span style="font-family:Trebuchet;font-size:10pt;">2%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in net interest income&#160;&#160;&#160;&#160;and an </span><span style="font-family:Trebuchet;font-size:10pt;">18%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in noninterest income.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#9702;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Net interest income of </span><span style="font-family:Trebuchet;font-size:10pt;">$4.6 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet;font-size:10pt;">$82 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet;font-size:10pt;">2%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, compared to </span><span style="font-family:Trebuchet;font-size:10pt;">$4.5 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, as the benefit of </span><span style="font-family:Trebuchet;font-size:10pt;">4%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> growth in average interest-earning assets was partially offset by the impact of a reduction in net interest margin, given the challenging yield-curve environment.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#9702;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Net interest margin of </span><span style="font-family:Trebuchet;font-size:10pt;">3.14%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">decrease</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet;font-size:10pt;">7</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> basis points from </span><span style="font-family:Trebuchet;font-size:10pt;">3.21%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, driven by higher funding costs tied to modestly higher short-term rates and growth, as well as higher securities premium amortization tied to significantly lower long-term rates. These results were partially offset by the benefit of higher interest-earning asset yields, given continued mix shift toward more attractive risk-adjusted return portfolios and modestly higher short-term rates.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:120px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8211;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Net interest margin on a fully taxable-equivalent basis of </span><span style="font-family:Trebuchet;font-size:10pt;">3.16%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">decrease</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d by </span><span style="font-family:Trebuchet;font-size:10pt;">6</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> basis points, compared to </span><span style="font-family:Trebuchet;font-size:10pt;">3.22%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> given the challenging yield-curve environment.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:120px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8211;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Average loans and leases of </span><span style="font-family:Trebuchet;font-size:10pt;">$117.9 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet;font-size:10pt;">$4.4 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet;font-size:10pt;">4%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet;font-size:10pt;">$113.5 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, reflecting a </span><span style="font-family:Trebuchet;font-size:10pt;">5%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in commercial loans and leases and a </span><span style="font-family:Trebuchet;font-size:10pt;">3%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in retail loans.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:120px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8211;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Average deposits of </span><span style="font-family:Trebuchet;font-size:10pt;">$123.3 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet;font-size:10pt;">$7.4 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet;font-size:10pt;">6%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet;font-size:10pt;">$115.9 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, largely reflecting growth in savings, term deposits and checking with interest.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#9702;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Noninterest income of </span><span style="font-family:Trebuchet;font-size:10pt;">$1.9 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet;font-size:10pt;">$281 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet;font-size:10pt;">18%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, with record results in mortgage banking, capital markets fees, and trust and investment services fees, which included the impact of Acquisitions, along with higher foreign exchange and interest rate products and card fees.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Noninterest expense of </span><span style="font-family:Trebuchet;font-size:10pt;">$3.8 billion</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet;font-size:10pt;">$228 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet;font-size:10pt;">6%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, compared to </span><span style="font-family:Trebuchet;font-size:10pt;">$3.6 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, reflecting  higher salaries and employee benefits, outside services, and equipment and software expense, driven by the impact of Acquisitions, partially offset by lower other operating expense largely tied to a reduction in FDIC insurance.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#9702;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">On an Underlying basis,* noninterest expense </span><span style="font-family:Trebuchet;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet;font-size:10pt;">6%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The efficiency ratio of </span><span style="font-family:Trebuchet;font-size:10pt;">59.3%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> compared to </span><span style="font-family:Trebuchet;font-size:10pt;">59.1%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and ROTCE of </span><span style="font-family:Trebuchet;font-size:10pt;">12.6%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> compared to </span><span style="font-family:Trebuchet;font-size:10pt;">12.9%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#9702;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Underlying efficiency ratio of </span><span style="font-family:Trebuchet;font-size:10pt;">58.2%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> compared to </span><span style="font-family:Trebuchet;font-size:10pt;">58.1%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#9702;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Underlying ROTCE of </span><span style="font-family:Trebuchet;font-size:10pt;">12.8%</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">compares with</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">13.1%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and reflected an approximate 50 basis point drag from higher tangible common equity value, given the positive impact of lower long-term rates on securities valuations.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Provision for credit losses of </span><span style="font-family:Trebuchet;font-size:10pt;">$393 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet;font-size:10pt;">$67 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet;font-size:10pt;">21%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet;font-size:10pt;">$326 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, reflecting </span><span style="font-family:Trebuchet;font-size:10pt;">4%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> average loan growth, stable credit quality, as well as a small number of uncorrelated losses in commercial, and continued seasoning in retail growth portfolios.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Tangible book value per common of </span><span style="font-family:Trebuchet;font-size:10pt;">$32.08</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> increased </span><span style="font-family:Trebuchet;font-size:10pt;">12%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Fully diluted average common shares outstanding </span><span style="font-family:Trebuchet;font-size:10pt;">decrease</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d by </span><span style="font-family:Trebuchet;font-size:10pt;">29.2 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> shares, or </span><span style="font-family:Trebuchet;font-size:10pt;">6%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> over the same period.</span></div></td></tr></table><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;padding-left:72px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;padding-left:24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;padding-left:72px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;padding-left:72px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">39</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s02E4DCC097BE586F9FECF17EFE31AD98"></a></div><div><br/></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">RESULTS OF OPERATIONS &#8212; </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> compared with </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><a id="sD8A7A809F0FA5BEB8190B6ED7B1E3590"></a></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Net Interest Income</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Net interest income is our largest source of revenue and is the difference between the interest earned on interest-earning assets (generally loans, leases and investment securities) and the interest expense incurred in connection with interest-bearing liabilities (generally deposits and borrowed funds). The level of net interest income is primarily a function of the difference between the effective yield on our average interest-earning assets and the effective cost of our interest-bearing liabilities. These factors are influenced by the pricing and mix of interest-earning assets and interest-bearing liabilities which, in turn, are impacted by external factors such as local economic conditions, competition for loans and deposits, the monetary policy of the FRB and market interest rates.</span></div><div style="line-height:120%;text-align:center;text-indent:48px;"><img src="chart-59710b024fad5e9c8eb.jpg" alt="chart-59710b024fad5e9c8eb.jpg" style="height:313px;width:366px;"></img></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">40</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the major components of net interest income and net interest margin:</span></div><div style="line-height:120%;text-align:center;padding-left:0px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="23"></td></tr><tr><td style="width:38%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:9%;"></td></tr><tr><td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Year Ended December 31,</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="padding-bottom:2px;padding-top:1px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Change</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;padding-top:1px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Average</span></div><div style="padding-bottom:2px;padding-top:1px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Balances</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;padding-top:1px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Income/</span></div><div style="padding-bottom:2px;padding-top:1px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;padding-top:1px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Yields/</span></div><div style="padding-bottom:2px;padding-top:1px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Rates</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;padding-top:1px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Average</span></div><div style="padding-bottom:2px;padding-top:1px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Balances</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;padding-top:1px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Income/</span></div><div style="padding-bottom:2px;padding-top:1px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;padding-top:1px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Yields/</span></div><div style="padding-bottom:2px;padding-top:1px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Rates</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;padding-top:1px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Average</span></div><div style="padding-bottom:2px;padding-top:1px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Balances</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;padding-top:1px;text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Yields/<br/>Rates (bps)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Assets</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest-bearing cash and due from banks and deposits in banks</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,544</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$30</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.94</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,579</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$29</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.82</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($35</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12 bps</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Taxable investment securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">25,425</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">642</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.51</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">25,233</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">672</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.66</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">192</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(15)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Non-taxable investment securities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.60</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.60</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total investment securities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">25,430</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">642</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.51</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">25,239</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">672</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.66</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">191</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(15)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">41,702</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,797</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.25</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">39,363</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,621</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.06</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,339</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,160</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">628</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.71</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12,299</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">557</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.47</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">861</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">24</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,694</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">77</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.84</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,038</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">82</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.71</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(344</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">57,556</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,502</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.29</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">54,700</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,260</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.08</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,856</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">21</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19,308</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">687</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.56</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">17,883</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">644</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.60</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,425</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(4)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">939</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">57</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6.09</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,215</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">72</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5.91</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(276</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12,276</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">611</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.98</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,043</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">592</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.54</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(767</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">44</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">343</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">27</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7.98</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">463</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">34</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7.36</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(120</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">62</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">87</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5.04</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">124</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.23</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(37</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">81</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12,047</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">506</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.20</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12,555</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">461</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.68</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(508</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">52</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9,415</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">555</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5.89</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8,486</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">487</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5.74</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">929</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,083</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">211</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10.10</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,891</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">202</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10.68</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">192</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(58)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,846</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">280</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7.27</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,113</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">253</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8.09</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">733</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(82)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">60,344</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,939</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.87</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">58,773</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,750</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.68</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,571</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total loans and leases </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">117,900</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5,441</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.59</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">113,473</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5,010</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.39</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4,427</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">20</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans held for sale, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,689</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">63</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.74</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">844</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">37</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.38</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">845</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(64)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">251</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5.10</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">164</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6.18</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">87</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(108)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest-earning assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">146,814</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6,189</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.19</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">141,299</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5,758</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.05</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5,515</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1,244</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1,245</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Goodwill</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7,036</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6,912</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">124</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other noninterest-earning assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9,570</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7,587</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,983</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total assets</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$162,176</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$154,553</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$7,623</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Liabilities and Stockholders&#8217; Equity</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Checking with interest</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$23,470</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$203</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.87</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$21,856</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$138</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.63</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,614</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">24 bps</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Money market accounts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">36,613</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">450</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.23</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">36,497</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">343</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.94</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">116</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">29</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Regular savings</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,247</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">75</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.57</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10,238</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.15</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,009</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">42</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Term deposits</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">21,035</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">427</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.03</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18,035</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">289</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.61</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,000</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">42</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total interest-bearing deposits</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">94,365</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,155</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.22</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">86,626</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">785</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.91</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7,739</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">31</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">599</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.36</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">654</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.94</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(55</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">42</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">66</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.50</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">467</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.10</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(401</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">40</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Long-term borrowed funds</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,014</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">410</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.14</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14,796</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">426</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.86</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1,782</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">28</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,679</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">420</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.06</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15,917</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">441</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.76</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(2,238</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">30</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total interest-bearing liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">108,044</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,575</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.46</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">102,543</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,226</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.19</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5,501</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">27</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Demand deposits</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">28,936</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">29,231</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(295</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,683</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,651</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,032</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">140,663</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">134,425</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6,238</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Stockholders&#8217; equity</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">21,513</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">20,128</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,385</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total liabilities and stockholders&#8217; equity</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$162,176</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$154,553</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$7,623</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate spread</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.73</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.86</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(13)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income and net interest margin</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,614</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.14</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,532</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.21</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(7)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income and net interest margin, FTE</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,635</span></div></td><td style="vertical-align:bottom;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.16</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,554</span></div></td><td style="vertical-align:bottom;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.22</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(6) bps</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Memo: Total deposits (interest-bearing and demand)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$123,301</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,155</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.94</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$115,857</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$785</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.68</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$7,444</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">26 bps</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Interest income and rates on loans include loan fees. Additionally, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$778 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$836 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of average nonaccrual loans were included in the average loan balances used to determine the average yield on loans for December </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, respectively.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Balances are net of certain short-term receivables associated with reverse repurchase agreements, as applicable. Interest expense includes the full cost of the repurchase agreements and certain hedging costs. </span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span><span style="font-family:inherit;font-size:7pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Beginning in the first quarter of 2019, borrowed funds balances and the associated interest expense are classified based on original maturity. Prior periods have been adjusted to conform with the current period presentation.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Net interest income and net interest margin is presented on a fully taxable-equivalent (&#8220;FTE&#8221;) basis using the federal statutory tax rate of 21%.&#160;The FTE impact is predominantly attributable to commercial loans for the periods presented.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">41</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Net interest income of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$4.6 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> increased </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$82 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, reflecting </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> average interest-earning asset growth partially offset by a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">7</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> basis point </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">decrease</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in net interest margin given the challenging yield curve environment.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Net interest margin of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">3.14%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">decrease</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">7</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> basis points compared to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">3.21%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, driven by higher funding costs tied to modestly higher short-term rates and higher securities premium amortization tied to significantly lower long-term rates. These results were partially offset by the benefit of higher interest-earning asset yields, given continued mix shift toward more attractive risk-adjusted return portfolios and modestly higher short-term rates. Net interest margin on an FTE basis of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">3.16%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">decrease</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">6</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> basis points compared to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">3.22%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Average interest-earning asset yields of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4.19%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">14</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> basis points from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4.05%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, while average interest-bearing liability costs of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">1.46%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">27</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> basis points from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">1.19%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Average interest-earning assets of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$146.8 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d $</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">5.5 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, driven by a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$2.9 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in average commercial loans and leases, a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$1.6 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in average retail loans, a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$932 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in average total loans held for sale, and a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$156 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in total investment securities and interest-bearing cash and due from banks and deposits in banks. Total commercial loan and lease growth was driven by commercial and commercial real estate. Retail loan growth was driven by residential mortgage, education, credit cards and other retail.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Average deposits of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$123.3 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$7.4 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, reflecting growth in savings, term deposits, checking with interest, and money market accounts, partially offset by a decline in demand deposits. Total interest-bearing deposit costs of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$1.2 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$370 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">47%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$785 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, primarily due to higher short-term rates and average deposit growth. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Average total borrowed funds of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$13.7 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">decrease</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$2.2 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, reflecting a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">decrease</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in other short-term borrowed funds, a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">decrease</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in long-term borrowed funds, and a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">decrease</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in federal funds purchased and repurchase agreements. Total borrowed funds costs of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$420 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> decreased </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$21 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The total borrowed funds cost of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">3.06%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">30</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> basis points from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2.76%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> due to an increase in short-term rates and a mix shift to long-term senior debt. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#160;&#160;&#160;&#160;</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">42</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the change in interest income and interest expense due to changes in both average volume and average rate. Volume and rate changes have been allocated on a consistent basis using the respective percentage changes in average balances and average rates.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="10"></td></tr><tr><td style="width:65%;"></td><td style="width:1%;"></td><td style="width:11%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019 Versus 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average Volume</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average Rate</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net Change</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Interest Income</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest-bearing cash and due from banks and deposits in banks</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($1</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Taxable investment securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(35</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(30</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Total investment securities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(35</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(30</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">95</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">81</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">176</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">38</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">33</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">71</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(9</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">124</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">118</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">242</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">51</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(8</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">43</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(16</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(15</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(35</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">54</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(9</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(7</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(19</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">64</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">45</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">53</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">68</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">21</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(12</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">59</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(32</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">27</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">103</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">86</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">189</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;Total loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">227</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">204</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">431</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans held for sale, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">37</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(11</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">26</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total interest income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$273</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$158</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$431</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Interest Expense</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Checking with interest</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$10</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$55</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$65</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Money market accounts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">106</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">107</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Regular savings</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">55</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">60</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Term deposits</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">48</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">90</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">138</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total interest-bearing deposits</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">64</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">306</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">370</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(8</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(7</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Long-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(51</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">35</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(16</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;Total borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(60</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">39</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(21</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total interest expense</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">345</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">349</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net interest income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$269</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($187</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$82</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">43</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s918556D5D0F35059B099BFC2D96A3246"></a></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Noninterest Income</span></div><div style="line-height:120%;text-align:center;"><img src="chart-eb8adc3749c15d13897.jpg" alt="chart-eb8adc3749c15d13897.jpg" style="height:233px;width:366px;"></img></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the significant components of our noninterest income:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="15"></td></tr><tr><td style="width:67%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Change</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Percent</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Service charges and fees</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$505</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$513</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($8</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage banking fees</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">302</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">152</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">150</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">99</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Card fees</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">254</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">244</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Capital markets fees</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">216</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">179</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">37</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">21</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Trust and investment services fees</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">202</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">171</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">31</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange and interest rate products</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">155</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">126</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">29</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">23</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Letter of credit and loan fees</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">135</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">128</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Securities gains, net</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other income</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">89</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">64</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">25</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">39</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,877</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,596</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$281</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Includes net impairment losses recognized in earnings on available for sale debt securities, bank-owned life insurance income and other income. </span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Noninterest income </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$281 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, reflecting record mortgage banking fees, capital markets fees, and trust investment services fees, which included the impact of Acquisitions and, along with higher foreign exchange and interest rate products revenue, reflected the benefit of investments to broaden and enhance our capabilities. Results also reflected </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d other income due to higher leasing income, including $7 million associated with a lease restructuring transaction, and asset dispositions tied to balance sheet optimization and efficiency initiatives.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">44</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s6E40457D95C95774823DEA003F4E3633"></a></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Noninterest Expense</span></div><div style="line-height:120%;text-align:center;"><img src="chart-0f1a29832a8d5423bee.jpg" alt="chart-0f1a29832a8d5423bee.jpg" style="height:233px;width:400px;"></img></div><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the significant components of our noninterest expense:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="15"></td></tr><tr><td style="width:69%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Change</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="padding-bottom:4px;text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Percent</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Salaries and employee benefits</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$2,026</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,880</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$146</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equipment and software expense</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">514</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">464</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">50</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Outside services</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">498</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">447</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">51</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Occupancy</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">333</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">333</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other operating expense</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">476</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">495</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(19</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest expense</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,847</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,619</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$228</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> In 2019, we combined our presentation of equipment and expense and amortization of software into equipment and software expense. Prior periods have been adjusted to conform with the current period presentation.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Noninterest expense of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$3.8 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$228 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">6%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, compared to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, reflecting higher salaries and employee benefits, outside services, and equipment and software expense, and included the impact of Acquisitions as well as continued investments to diversify our platform and drive future revenue growth. These results were partially offset by lower other operating expense largely tied to a reduction in FDIC insurance premiums. Underlying noninterest expense increased </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$214 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">6%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, due to the reasons listed above.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">45</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sB0D12AC02D9B5E7A8AF06D958FFDBFDC"></a></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Provision for Credit Losses</span></div><div style="line-height:120%;text-align:center;text-indent:48px;"><img src="chart-32383d56e17d5b688bb.jpg" alt="chart-32383d56e17d5b688bb.jpg" style="height:313px;width:400px;"></img></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The provision for loan and lease losses is the result of a detailed analysis performed to estimate an appropriate and adequate ACL. The total provision for credit losses includes the provision for loan and lease losses as well as the provision for unfunded commitments. Refer to &#8220;&#8212;Analysis of Financial Condition &#8212; Allowance for Credit Losses and Nonperforming Assets&#8221; for more information.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Provision for credit losses of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$393 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$67 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">21%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$326 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, which reflected a small number of uncorrelated losses in commercial, the impact of continued seasoning in retail growth portfolios and loan growth. Full year </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> results reflected a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$37 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">ACL release</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, compared to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$9 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">ACL build</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Net charge-offs in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$430 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$113 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> compared to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#160;&#160;&#160;&#160;</span></div><div><a id="s0017AD78E2FA58199FF3A45AAA9F1697"></a></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Income Tax Expense</span></div><div style="line-height:120%;text-align:center;text-indent:48px;"><img src="chart-71af2eecf63e577cb52.jpg" alt="chart-71af2eecf63e577cb52.jpg" style="height:300px;width:400px;"></img></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Income tax expense of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$460 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">decrease</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$2 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$462 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> effective tax rate of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">20.4%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> decreased from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">21.2%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, largely reflecting legacy tax matters, a benefit from an operational restructure, a reduction in non-deductible FDIC insurance premiums and an increase in benefits from tax advantaged investments, partially offset by a benefit related to 2017 Tax Legislation in 2018. On an Underlying basis, the effective income tax rate decreased to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">22.0%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">22.5%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, primarily attributable to the reduction in non-deductible FDIC insurance premiums and an increase in benefits from tax advantaged investments. </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">46</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><a id="s919C987590C65A348999906477F4254E"></a></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Business Operating Segments </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We have two business operating segments: Consumer Banking and Commercial Banking. Segment results are derived by specifically attributing managed assets, liabilities, capital and related revenues, provision for credit losses, income taxes and expenses. Non-segment operations are classified as Other, which includes corporate functions, the Treasury function, the securities portfolio, wholesale funding activities, intangible assets not directly allocated to a business operating segment, community development, non-core assets, and other unallocated assets, liabilities, capital, revenues, expenses, and residual provision for credit losses and income tax expense. For a description of non-core assets, see &#8220;&#8212;Analysis of Financial Condition &#8212; Allowance for Credit Losses and Nonperforming Assets &#8212; Non-Core Assets.&#8221; In addition, Other includes goodwill not directly assigned to a business operating segment and any associated goodwill impairment charges. For impairment testing purposes, we assign all goodwill to our Consumer and Commercial Banking reporting units. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our capital levels are evaluated and managed centrally; however, capital is allocated on a risk-adjusted basis to the business operating segments to support evaluation of business performance. Because funding and asset liability management is a central function, funds transfer-pricing (&#8220;FTP&#8221;) methodologies are utilized to allocate a cost of funds used, or credit for the funds provided, to all business operating segment assets, liabilities and capital, respectively, using a matched-funding concept. The residual effect on net interest income of asset/liability management, including the residual net interest income related to the FTP process, is included in Other. We periodically evaluate and refine our methodologies used to measure financial performance of our business operating segments. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Provision for credit losses is allocated to each business operating segment based on respective actual net charge-offs. The residual difference between the consolidated provision for credit losses and the business operating segments&#8217; net charge-offs is reflected in Other. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Noninterest income and expense are directly attributed to each business operating segment, including fees, service charges, salaries and benefits, and other direct revenues and costs and are respectively accounted for in a manner similar to our Consolidated Financial Statements. Occupancy costs are allocated based on utilization of facilities by each business operating segment. Noninterest expenses incurred by centrally managed operations or business operating segments that directly support another business operating segment&#8217;s operations are charged to the applicable business operating segment based on its utilization of those services. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Income tax expense is assessed to each business operating segment at a standard tax rate with the residual tax expense or benefit to arrive at the consolidated effective tax rate included in Other. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Developing and applying methodologies used to allocate items among the business operating segments is a dynamic process. Accordingly, financial results may be revised periodically as management systems are enhanced, methods of evaluating performance or product lines are updated, or our organizational structure changes.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">47</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents certain financial data of our business operating segments. Total business operating segment financial results differ from total consolidated net income. These differences are reflected in Other non-segment operations. See Note 25 in Item 8 for further information.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:680px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:361px;"></td><td style="width:5px;"></td><td style="width:69px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:61px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:69px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:69px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31,</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,182</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,064</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,466</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,497</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,156</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">973</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">607</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">545</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total revenue</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4,338</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4,037</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,073</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,042</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,851</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,723</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">858</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">813</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Profit before provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,487</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,314</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,215</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,229</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">325</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">289</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">97</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">26</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income before income tax expense</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,162</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,025</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,118</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,203</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income tax expense</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">287</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">258</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">248</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">276</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$875</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$767</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$870</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$927</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average Balances: </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$66,240</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$62,444</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$55,947</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$52,362</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total loans and leases</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">63,396</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">60,691</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">54,355</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">51,344</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deposits</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">84,835</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">77,542</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">31,085</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">30,704</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest-earning assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">63,449</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">60,743</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">54,666</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">51,572</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Includes LHFS.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Consumer Banking </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Net interest income </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-align:center;">increased</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$118 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, driven by the benefit of a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$2.7 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> increase in average loans led by residential, education and unsecured personal loans. Noninterest income </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increased</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-align:center;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-align:center;">$183 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-align:center;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-align:center;">19%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-align:center;">, from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, driven by higher mortgage banking, trust and investment services fees, card fees and included the impact of Acquisitions. Noninterest expense </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increased</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$128 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">5%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, reflecting higher salaries and benefits and outside services and included the impact of Acquisitions. Provision for credit losses of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$325 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increased</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$36 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">12%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, reflecting higher net charge-offs given expected seasoning in growth portfolios. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Commercial Banking </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Net interest income of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$1.5 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> decreased </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$31 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, reflecting the impact of higher deposit costs, partially offset by loan growth. Noninterest income of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$607 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increased</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$62 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">11%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$545 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, driven by an increase in capital market and foreign exchange and interest rate product fees. </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;">Noninterest expense of</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$858 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increased</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$45 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;">, from</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$813 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;">in</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;">, driven by higher salaries and employee benefits expense</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Provision for credit losses </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-align:center;">of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-align:center;">$97 million</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increased</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-align:center;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-align:center;">$71 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-align:center;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, driven by higher net charge-offs from a small number of uncorrelated losses. </span></div><div><a id="s19804DBB8A715F9EA32591FFAB801EFD"></a></div><div style="line-height:120%;padding-bottom:12px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">RESULTS OF OPERATIONS &#8212; </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> compared with </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">2017</span></div><div style="line-height:120%;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For a description of our results of operations for </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, see the &#8220;Results of Operations &#8212; </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> compared with </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8221; section of Item 7 in our </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> Form 10-K.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">48</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sB0159B2968B15B289C36462748D55385"></a></div><div><br/></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ANALYSIS OF FINANCIAL CONDITION</span></div><div><a id="s03BF972A43AF5CBF9B9CDA1BB3827026"></a></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Securities</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents our AFS and HTM securities: </span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="27"></td></tr><tr><td style="width:37%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Changes in Fair Value from 2019-2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized </span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Cost </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized </span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Cost</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized </span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Cost</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$71</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$71</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$24</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$24</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$12</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$12</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$47</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">196</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities, at fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19,803</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19,875</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">20,211</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19,634</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">20,065</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19,828</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">241</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">638</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">662</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">236</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">232</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">311</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">311</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">430</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">185</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total mortgage-backed securities, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">20,441</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">20,537</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">20,447</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19,866</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">20,376</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">20,139</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">671</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale, at fair value</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$20,517</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$20,613</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$20,476</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$19,895</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$20,394</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$20,157</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$718</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities, at cost:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,202</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,242</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,425</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,293</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,853</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,814</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($51</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">740</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">748</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">832</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">854</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(748</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(100</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total mortgage-backed securities, at cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,202</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,242</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,165</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,041</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,685</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,668</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($799</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(20</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities held to maturity</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,202</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,242</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,165</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,041</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,685</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4,668</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($799</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(20</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale and held to maturity</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$23,719</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$23,855</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$24,641</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$23,936</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$25,079</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$24,825</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($81</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity securities, at fair value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$47</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$47</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$181</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$181</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$169</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$169</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($134</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(74</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity securities, at cost</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">807</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">807</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">834</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">834</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">722</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">722</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(27</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total equity securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$854</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$854</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,015</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,015</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$891</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$891</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($161</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(16</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;padding-left:24px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our securities portfolio is managed to maintain prudent levels of liquidity, credit quality and market risk while achieving appropriate returns that align with our overall portfolio management strategy. The portfolio includes high quality, highly liquid investments reflecting our ongoing commitment to appropriate contingent liquidity levels and pledging capacity. U.S. government-guaranteed notes and GSE-issued mortgage-backed securities represent 97% of the fair value of our debt securities portfolio holdings. Holdings backed by mortgages dominate our portfolio and facilitate our ability to pledge those securities to the FHLB for collateral purposes.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The fair value of the AFS debt securities portfolio of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$20.6 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increased</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$718 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$19.9 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> largely reflecting the impact of the transfer of a net $740 million in securities from HTM to AFS upon the adoption of ASU 2017&#8211;12, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Targeted Improvements to Accounting for Hedging Activities</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and lower long-term rates. The fair value of the HTM debt securities portfolio decreased </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$799 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> largely reflecting the net impact of the transfer discussed above. For further information, see </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 1</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the portfolio&#8217;s average effective duration was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">3.7</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> years compared with </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4.4</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> years as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, as lower long-term rates drove an increase in both actual and projected securities prepayment speeds. We manage our securities portfolio duration and convexity risk through asset selection and securities structure, and maintain duration levels within our risk appetite in the context of the broader interest rate risk in the banking book framework and limits.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">49</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents an analysis of the amortized cost, remaining contractual maturities, and weighted-average yields by contractual maturity for our debt securities portfolio. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without incurring penalties.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:676px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:288px;"></td><td style="width:5px;"></td><td style="width:66px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:66px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:64px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:66px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:68px;"></td><td style="width:6px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Distribution of Maturities</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Due in 1 Year                or Less</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Due After 1<br/>Through 5<br/>Years</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Due After 5<br/>Through 10<br/>Years</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Due After 10<br/>Years</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized cost:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$71</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$71</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">215</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,534</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18,054</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19,803</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">638</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">638</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">71</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">215</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,534</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18,697</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">20,517</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:0px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,202</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,202</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total debt securities held to maturity</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,202</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,202</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total amortized cost of debt securities </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$71</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$215</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,534</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$21,899</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$23,719</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Weighted-average yield </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)(3)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.03</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.95</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.38</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.61</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.59</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> As of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, no investment exceeded 10% of Stockholders&#8217; Equity. </span></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Yields on tax-exempt securities are not computed on a tax-equivalent basis. </span></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Yields exclude the impact of hedging activity.</span></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div><a id="s7577BB3080E95730BCC827A3977F2B4F"></a></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Loans and Leases</span></div><div style="line-height:120%;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the composition of loans and leases:</span></div><div style="line-height:120%;padding-bottom:16px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="27"></td></tr><tr><td style="width:252px;"></td><td style="width:5px;"></td><td style="width:48px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:44px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:44px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:44px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:44px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:57px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:56px;"></td><td style="width:6px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="19" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Changes from 2019-2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2016</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2015</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$41,479</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$40,857</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$37,562</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$37,274</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$33,264</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$622</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,522</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,023</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11,308</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10,624</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8,971</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">499</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,537</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,903</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,161</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,753</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,979</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(366</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(13</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">57,538</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">56,783</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">52,031</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">51,651</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">46,214</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">755</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19,083</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18,978</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">17,045</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15,115</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,318</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">105</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">812</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,073</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,392</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,858</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,557</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(261</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(24</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11,979</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12,710</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,483</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14,100</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14,674</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(731</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">289</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">399</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">542</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">750</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">986</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(110</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(28</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">74</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">104</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">149</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">219</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">389</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(30</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(29</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12,120</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12,106</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,204</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,938</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,828</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10,347</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8,900</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8,134</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6,610</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4,359</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,447</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">16</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,198</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,991</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,848</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,691</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,634</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">207</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4,648</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,616</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,789</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,737</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,083</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,032</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">29</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">61,550</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">59,877</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">58,586</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">56,018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">52,828</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,673</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total loans and leases </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$119,088</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$116,660</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$110,617</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$107,669</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$99,042</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$2,428</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Total loans and leases </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increased</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$2.4 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$116.7 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, driven by growth in both retail and commercial. Retail loan growth was driven by education, other retail, credit cards and residential mortgages, partially offset by run off in the home equity portfolio. Commercial loans and leases growth was driven by geographic, product and client-focused expansion strategies as well as strength in commercial real estate, partially offset by planned reductions in leases.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">50</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:12px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Maturities and Sensitivities of Loans and Leases to Changes in Interest Rates</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a summary of loans and leases by remaining maturity or repricing date:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="13"></td></tr><tr><td style="width:358px;"></td><td style="width:5px;"></td><td style="width:72px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:72px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:72px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:72px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Due in 1 Year or Less</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Due After 1 Year Through 5 Years</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Due After 5 Years</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total Loans and Leases</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$37,374</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$2,471</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,634</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$41,479</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,015</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">217</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">290</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,522</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">573</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,607</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">357</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,537</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">50,962</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4,295</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,281</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">57,538</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">953</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,500</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15,630</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19,083</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">234</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">565</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">812</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11,782</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">51</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">146</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11,979</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">26</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">245</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">289</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">74</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">74</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">203</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6,995</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4,922</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12,120</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">21</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">860</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9,466</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10,347</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,747</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">451</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,198</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">453</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,616</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">579</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4,648</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15,272</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14,952</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">31,326</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">61,550</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total loans and leases</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$66,234</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$19,247</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$33,607</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$119,088</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans and leases due after one year at fixed interest rates</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$15,882</span></div></td><td style="vertical-align:bottom;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$21,776</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$37,658</span></div></td><td style="vertical-align:bottom;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans and leases due after one year at variable interest rates</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,365</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11,831</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15,196</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">On a maturity basis only, the commercial and commercial real estate loan portfolios maturing in one year or less were $7.4 billion and $2.6 billion, respectively,  maturing after one year through five years were $27.8 billion and $9.8 billion, respectively, and maturing after five years were $6.3 billion and $1.1 billion, respectively, as of December 31, 2019. &#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;text-align:left;text-indent:96px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">&#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;padding-bottom:12px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Loan and Lease Concentrations</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, we did not identify any concentration of loans and leases exceeding 10% of total loans and leases that were not otherwise disclosed as a category of loans and leases. For further information on how we manage concentration exposures, see </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 5</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">51</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s1D3A9ECE5FD85FB0B916AD9FCDEB14B0"></a></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Allowance for Credit Losses and Nonperforming Assets</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The ACL, which consists of an ALLL and a reserve for unfunded lending commitments, is created through charges to the provision for credit losses in order to provide appropriate reserves to absorb future estimated credit losses in accordance with GAAP. For further information on our processes to determine our ACL, see &#8220;&#8212;Critical Accounting Estimates &#8212; Allowance for Credit Losses,&#8221; and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 5</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Summary of Loan and Lease Loss Experience</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a summary of the changes to our ALLL:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:672px;border-collapse:collapse;text-align:left;"><tr><td colspan="20"></td></tr><tr><td style="width:400px;"></td><td style="width:5px;"></td><td style="width:33px;"></td><td style="width:10px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:35px;"></td><td style="width:10px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:33px;"></td><td style="width:10px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:36px;"></td><td style="width:10px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:37px;"></td><td style="width:10px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="19" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(dollars in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2016</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2015</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Allowance for Loan and Lease Losses </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8212;</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;Beginning:</span></div></td><td colspan="19" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$530</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$541</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$516</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$376</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$388</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">138</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">121</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">99</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">111</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">61</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">22</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">23</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">48</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">23</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">23</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Qualitative</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1) </sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">86</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">72</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">690</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">685</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">663</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">596</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">544</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">36</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">44</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">55</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">46</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">63</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">24</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">39</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">50</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">85</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">87</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">139</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">132</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">152</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">29</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">47</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">127</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">139</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">127</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">106</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">58</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">101</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">120</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">102</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">96</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">93</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">83</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">72</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">74</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">60</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">68</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">97</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">54</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">33</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">28</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">32</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Qualitative</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1) </sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">81</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">77</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">552</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">551</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">573</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">620</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">651</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total allowance for loan and lease losses </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8212;</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;beginning</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;border-bottom:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,242</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;border-bottom:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,236</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;border-bottom:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,236</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;border-bottom:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,216</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;border-bottom:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,195</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">52</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:672px;border-collapse:collapse;text-align:left;"><tr><td colspan="20"></td></tr><tr><td style="width:400px;"></td><td style="width:5px;"></td><td style="width:33px;"></td><td style="width:10px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:35px;"></td><td style="width:10px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:33px;"></td><td style="width:10px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:36px;"></td><td style="width:10px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:37px;"></td><td style="width:10px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="19" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-bottom:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(dollars in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-bottom:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;border-bottom:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;border-bottom:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;border-bottom:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2016</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;border-bottom:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2015</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Charge-offs:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($87</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($48</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($62</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($56</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($30</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(39</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(13</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(14</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(14</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(9</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(140</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(52</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(75</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(79</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(36</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(8</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(8</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(11</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(21</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(22</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(11</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(16</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(34</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(26</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(26</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(34</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(43</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(59</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(9</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(15</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(38</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(32</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(2</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(4</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(5</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(12</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(14</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(143</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(158</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(181</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(160</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(117</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(72</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(68</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(59</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(52</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(51</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(81</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(68</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(61</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(58</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(59</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(132</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(95</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(60</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(57</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(56</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(475</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(442</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(437</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(457</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(444</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total gross charge-offs</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($615</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($494</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($512</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($536</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($480</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Recoveries:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$24</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$15</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$37</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$21</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$18</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">31</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">24</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">40</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">33</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">49</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">21</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">16</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">16</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">17</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">57</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">67</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">73</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">65</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">49</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">16</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">16</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">21</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">161</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">158</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">167</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">168</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">147</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total gross recoveries</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$185</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$177</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$207</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$201</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$196</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net (Charge-offs)/Recoveries:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($63</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($33</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($25</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($35</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($12</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(39</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(10</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">25</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(14</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(9</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(116</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(33</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(35</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(46</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(3</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(5</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(12</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(10</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(23</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(5</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(10</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(18</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(25</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(41</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(19</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(15</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(6</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(6</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(86</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(91</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(108</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(95</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(68</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(56</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(52</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(44</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(41</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(39</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(72</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(60</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(54</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(50</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(51</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(111</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(82</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(48</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(43</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(44</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(314</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(284</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(270</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(289</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(297</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total net charge-offs</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($430</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($317</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($305</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($335</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($284</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Ratio of net charge-offs to average loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;border-bottom:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(0.36</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;border-bottom:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(0.28</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;border-bottom:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(0.28</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;border-bottom:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(0.32</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;border-bottom:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(0.30</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td></tr></table></div></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">53</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:672px;border-collapse:collapse;text-align:left;"><tr><td colspan="20"></td></tr><tr><td style="width:400px;"></td><td style="width:5px;"></td><td style="width:33px;"></td><td style="width:10px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:35px;"></td><td style="width:10px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:33px;"></td><td style="width:10px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:36px;"></td><td style="width:10px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:37px;"></td><td style="width:10px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="19" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-bottom:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(dollars in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-bottom:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;border-bottom:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;border-bottom:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;border-bottom:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2016</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;border-bottom:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2015</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Provision for Loan and Lease Losses</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$81</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$22</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$50</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$117</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">17</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">32</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(17</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">25</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(25</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">34</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Qualitative</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1) </sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(21</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">100</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">38</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">57</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">113</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">39</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(2</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(5</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(6</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(7</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(9</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(14</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(7</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(22</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(8</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(34</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">21</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(15</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(8</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(3</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(4</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(2</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(2</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">82</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">79</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">120</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">99</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">116</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">71</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">33</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">62</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">21</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">42</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">90</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">71</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">52</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">53</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">43</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">134</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">125</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">69</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">42</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">40</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Qualitative</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1) </sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">27</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">340</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">285</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">248</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">242</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">266</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total provision for loan and lease losses</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$440</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$323</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$305</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$355</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$305</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total Allowance for Loan and Lease Losses </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8212;</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;Ending:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">548</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">530</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$541</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$458</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$376</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">107</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">138</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">121</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">92</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">111</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">22</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">23</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">48</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">23</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Qualitative</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1) </sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">65</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">86</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">674</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">690</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">685</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">663</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">596</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">35</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">36</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">44</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">42</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">46</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">39</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">72</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">85</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">87</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">116</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">132</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">29</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">123</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">127</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">139</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">110</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">106</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">116</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">101</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">120</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">76</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">96</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">101</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">83</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">72</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">63</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">60</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">120</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">97</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">54</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">27</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">28</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Qualitative</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1) </sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">108</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">81</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">578</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">552</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">551</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">573</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">620</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total allowance for loan and lease losses </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8212;</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;ending</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,252</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,242</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,236</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,236</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,216</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Reserve for Unfunded Lending Commitments </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8212; </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Beginning</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$91</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$88</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$72</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$58</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$61</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for unfunded lending commitments</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(47</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">16</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(3</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reserve for unfunded lending commitments </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8212;</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;ending</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$44</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$91</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$88</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$72</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$58</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total Allowance for Credit Losses </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8212;</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;Ending</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,296</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,333</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,324</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,308</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,274</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)   </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">As of December 31, 2017, we enhanced the method for assessing various qualitative risks, factors and events that may not be measured in the modeled results. The qualitative allowance was presented within each loan class beginning in 2017 and prior periods were not reclassified to conform to the current presentation.</span></div><div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)   </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">During December 2016, changes to the incurred loss period were reflected as components of the provision for retail property secured products.</span></div><div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">54</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Allocation of the Allowance for Loan and Lease Losses</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents an allocation of the ALLL by class and the percent of each class of loans and leases to the total loans and leases:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:680px;border-collapse:collapse;text-align:left;"><tr><td colspan="30"></td></tr><tr><td style="width:210px;"></td><td style="width:5px;"></td><td style="width:36px;"></td><td style="width:3px;"></td><td style="width:38px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:36px;"></td><td style="width:3px;"></td><td style="width:38px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:34px;"></td><td style="width:3px;"></td><td style="width:38px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:36px;"></td><td style="width:3px;"></td><td style="width:38px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:36px;"></td><td style="width:3px;"></td><td style="width:38px;"></td><td style="width:6px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="29" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2016</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2015</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$548</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">35</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$530</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">35</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$541</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">34</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$458</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">35</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$376</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">34</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">107</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">138</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">121</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">92</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">111</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">22</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">23</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">48</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">23</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Qualitative</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">N/A</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">N/A</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">N/A</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">65</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">N/A</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">86</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">N/A</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">674</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">48</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">690</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">49</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">685</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">47</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">663</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">48</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">596</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">47</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">35</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">16</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">36</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">16</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">44</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">42</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">46</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">39</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">72</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">85</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">87</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">116</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">132</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">29</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">123</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">127</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">139</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">110</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">106</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">116</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">101</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">120</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">76</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">96</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">101</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">83</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">72</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">63</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">60</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">120</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">97</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">54</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">27</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">28</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Qualitative</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">N/A</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">N/A</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">N/A</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">108</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">N/A</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">81</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">N/A</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">578</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">52</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">552</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">51</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">551</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">53</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">573</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">52</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">620</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">53</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total loans and leases</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,252</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">100</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,242</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">100</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,236</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">100</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,236</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">100</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,216</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">100</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)   </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">The qualitative allowance was presented within each loan class beginning in 2017 and prior periods were not reclassified to conform to the current presentation.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The ALLL represented </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">1.05%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of total loans and leases and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">178%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of nonperforming loans and leases as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> compared with </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">1.06%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">162%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">55</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Risk Elements</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents nonperforming loans and leases and loans, accruing and 90 days or more past due, and restructured loans and leases:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:677px;border-collapse:collapse;text-align:left;"><tr><td colspan="20"></td></tr><tr><td style="width:393px;"></td><td style="width:5px;"></td><td style="width:42px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:44px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:44px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:44px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:44px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="19" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2016</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2015</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Nonperforming loans and leases</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$240</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$194</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$238</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$322</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$70</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">27</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">50</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">77</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">245</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">201</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">265</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">387</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">147</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">93</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">105</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">125</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">139</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">295</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">33</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">50</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">72</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">98</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">135</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">187</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">231</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">233</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">243</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">272</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">17</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">25</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">32</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">38</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">33</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">32</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">67</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">81</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">70</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">50</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">42</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">38</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">38</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">38</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">35</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">22</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">20</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">17</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">16</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">16</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">458</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">565</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">603</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">653</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">868</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total nonperforming loans and leases</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$703</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$766</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$868</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,040</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,015</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Loans and leases that are accruing and 90 days or more delinquent</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">16</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">23</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">24</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">24</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">24</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total accruing and 90 days or more delinquent</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">25</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">25</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">32</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">26</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;&#160;&#160;Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$728</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$791</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$900</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,066</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,024</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Troubled debt restructurings </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$692</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$723</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$629</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$633</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$909</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Beginning in the fourth quarter of 2019, nonperforming balances exclude both fully and partially guaranteed residential mortgage loans sold to Ginnie Mae for which we have the right, but not the obligation, to repurchase. Prior periods have been adjusted to exclude partially guaranteed amounts to conform with the current period presentation.</span></div><div style="line-height:120%;padding-bottom:4px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">TDR balances reported in this line item consist of only those TDRs not reported in the nonaccrual loan or accruing and 90 days or more delinquent loan categories. Thus, only those TDRs that are in compliance with their modified terms and not past due, or those TDRs that are past due 30-89 days and still accruing are included in the TDR balances listed above.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Overall credit quality remained strong across retail and commercial. Nonperforming loans and leases of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$703 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">decrease</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$63 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, driven by a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$107 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">decrease</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in retail, reflecting improvements in home equity, education and auto that was partially offset by </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$44 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in commercial nonperforming loans. Net charge-offs of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$430 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$113 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">36%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$317 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> reflecting a small number of uncorrelated losses in commercial and expected seasoning in the other retail loan portfolio. Net charge-offs as a percentage of total average loans of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">0.36%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">8 basis points</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> compared to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">0.28%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">56</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Potential Problem Loans and Leases</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, we did not identify any potential problem loans or leases within the portfolio that were not already disclosed in &#8220;&#8212;Risk Elements&#8221; and &#8220;&#8212;Commercial Loan Asset Quality.&#8221; Potential problem loans or leases consist of loans and leases where information about a borrower&#8217;s possible credit problems cause management to have serious doubts as to the ability of a borrower to comply with the present repayment terms.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Commercial Loan Asset Quality </span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our commercial loan and lease portfolio consists of traditional commercial loans, commercial leases and commercial real estate loans. The portfolio is largely comprised of customers in our footprint and adjacent states in which we have a physical presence where our local delivery model provides for strong client connectivity. We also lend nationally to companies that fall within targeted client, industry, and geographic expansion strategies.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For commercial loans and leases, we utilize regulatory classification ratings to monitor credit quality. For more information on regulatory classification ratings, see </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 5</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8. The recorded investment in commercial loans and leases based on regulatory classification ratings is presented below:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:677px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:369px;"></td><td style="width:5px;"></td><td style="width:42px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:69px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:49px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Criticized</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Pass</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Special Mention</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Substandard</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Doubtful</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$38,950</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,351</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$934</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$244</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$41,479</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,169</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">318</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">33</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,522</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,383</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">109</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">42</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,537</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$54,502</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,778</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,009</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$249</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$57,538</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:373px;"></td><td style="width:5px;"></td><td style="width:42px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:70px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Criticized</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Pass</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Special Mention</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Substandard</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Doubtful</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$38,600</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,231</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$828</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$198</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$40,857</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12,523</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">412</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">82</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,023</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,823</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">39</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">41</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,903</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$53,946</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,682</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$951</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$204</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$56,783</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Total commercial criticized loans and leases of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$3.0 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$199 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> compared with </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Commercial criticized loans and leases as a percent of total commercial loans and leases of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">5.3%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">5.0%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Commercial criticized balances of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$2.5 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">6.1%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of the commercial loan portfolio as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$2.3 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">5.5%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Commercial real estate criticized balances of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$353 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2.6%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of the commercial real estate portfolio, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">decrease</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$500 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">3.8%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Commercial criticized loans represented </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">83%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of total criticized loans as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> compared to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">80%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Commercial real estate accounted for </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">12%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of total criticized loans as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> compared to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">18%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. </span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Nonperforming commercial loans and leases </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$44 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$245 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$201 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, total commercial nonperforming loans were </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">0.4%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of the commercial loans and leases portfolio and remained stable to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Total </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> commercial loan and lease portfolio net charge-offs of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$116 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> increased from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$33 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. For the </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">year ended</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the commercial loan and lease portfolio annualized net charge-off ratio of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">0.20%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> increased from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">0.06%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, reflecting the impact of several uncorrelated losses.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Retail Loan Asset Quality </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For retail loans, we primarily utilize payment and delinquency status to regularly review and monitor credit quality trends. Historical experience indicates that the longer a loan is past due, the greater the likelihood of future credit loss. The largest portion of the retail portfolio is represented by borrowers located in the New England, Mid-</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">57</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Atlantic and Midwest regions, although we lend selectively in areas outside the footprint primarily in the auto finance, education lending and unsecured portfolios. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:32px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following tables present asset quality metrics for the retail loan portfolio:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="6"></td></tr><tr><td style="width:476px;"></td><td style="width:94px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:94px;"></td><td style="width:6px;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Average refreshed FICO for total portfolio</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">764</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">763</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">CLTV ratio for secured real estate</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">59</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">58</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Nonperforming retail loans as a percentage of total retail </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.74</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.94</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">  The real estate secured portfolio CLTV is calculated as the mortgage and second lien loan balance divided by the most recently available value of the property.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Beginning in the fourth quarter of 2019, nonperforming balances exclude both fully and partially guaranteed residential mortgage loans sold to Ginnie Mae for which we have the right, but not the obligation, to repurchase. Prior periods have been adjusted to exclude partially guaranteed amounts to conform with the current period presentation.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="15"></td></tr><tr><td style="width:64%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Change</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Percent</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net charge-offs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$314</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$284</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$30</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Annualized net charge-off rate</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.52</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.48</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4 bps</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Retail asset quality remained relatively stable with </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The net charge-off rate of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">0.52%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> reflected an </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> basis points from the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, driven by expected seasoning in retail growth portfolios including personal and education refinance loans.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Troubled Debt Restructurings </span></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">TDR is the classification given to a loan that has been restructured in a manner that grants a concession to a borrower experiencing financial hardship that we would not otherwise make. TDRs typically result from our loss mitigation efforts and are undertaken in order to improve the likelihood of recovery and continuity of the relationship. Our loan modifications are handled on a case-by-case basis and are negotiated to achieve mutually agreeable terms that maximize loan collectability and meet our borrower&#8217;s financial needs. The types of concessions include interest rate reductions, term extensions, principal forgiveness and other modifications to the structure of the loan that fall outside our lending policy. Depending on the specific facts and circumstances of the customer, restructuring can involve loans moving to nonaccrual, remaining on nonaccrual, or remaining on accrual status. </span></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$667 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of retail loans were classified as TDRs, compared with </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$723 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$143 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of retail TDRs were in nonaccrual status with 38% current with payments, compared to $181 million in nonaccrual status with 49% current on payments at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. TDRs generally return to accrual status once repayment capacity and appropriate payment history can be established. TDRs are individually evaluated for impairment and loans, once classified as TDRs, remain classified as TDRs until paid off, sold or refinanced at market terms. For additional information regarding TDRs, see &#8220;&#8212;Critical Accounting Estimates &#8212; Allowance for Credit Losses&#8221; and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 5</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">58</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following tables present retail TDRs by loan class, including delinquency status for accruing TDRs and TDRs in nonaccrual:</span></div><div style="line-height:120%;padding-top:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="18"></td></tr><tr><td style="width:282px;"></td><td style="width:5px;"></td><td style="width:66px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:76px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:76px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:66px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:53px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As a % of Accruing Retail TDRs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Accruing</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">30-89 Days <br/>Past Due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">90+ Days Past Due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Nonaccruing</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$113</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.8</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$41</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$154</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">68</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.7</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">87</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">147</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.9</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">53</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">200</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">22</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">31</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">21</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">127</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.9</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">134</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">26</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.6</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">28</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$524</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7.4</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.4</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$143</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$667</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-top:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="18"></td></tr><tr><td style="width:284px;"></td><td style="width:5px;"></td><td style="width:66px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:74px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:76px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:66px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:53px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As a % of Accruing Retail TDRs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Accruing</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">30-89 Days <br/>Past Due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">90+ Days Past Due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Nonaccruing</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$111</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.0</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$44</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$155</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">85</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.7</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">25</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">110</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">138</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.9</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">64</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">202</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">31</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">41</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">23</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">131</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.9</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">22</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">153</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">24</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.4</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">25</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$542</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6.4</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.9</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$181</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$723</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Impact of Nonperforming Loans and Leases on Interest Income</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the gross interest income for both nonaccrual and restructured loans that would have been recognized if those loans had been current in accordance with their original contractual terms, and had been outstanding throughout the year, or since origination if held for only part of the year. The table also presents the interest income related to these loans that was actually recognized for the year.</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:537px;"></td><td style="width:5px;"></td><td style="width:137px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">For the Year Ended December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gross amount of interest income that would have been recorded </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$122</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest income actually recognized</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;Total interest income foregone</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$110</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:12px;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Based on the contractual rate that was being charged at the time the loan was restructured or placed on nonaccrual status.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Cross-Border Outstandings</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Cross-border outstandings can include loans, receivables, interest-bearing deposits with other banks, other interest-bearing investments and other monetary assets that are denominated in either dollars or non-local currency. As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, there were no aggregate cross-border outstandings from borrowers or counterparties in any country that exceeded 1%, or were between 0.75% and 1% of consolidated total assets.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">59</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">&#160;&#160;&#160;&#160;Non-Core Assets</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The table below presents the composition of our non-core assets:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="15"></td></tr><tr><td style="width:368px;"></td><td style="width:5px;"></td><td style="width:62px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:56px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:68px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:75px;"></td><td style="width:10px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Change</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Percent</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$72</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($66</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(92</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(3</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(21</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">444</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">670</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(226</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(34</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">461</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">756</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(295</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(39</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">91</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">110</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(19</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(17</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">23</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">31</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(8</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(26</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">21</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(7</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(33</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">289</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">399</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(110</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(28</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">74</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">104</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(30</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(29</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">166</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">210</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(44</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(21</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">657</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">875</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(218</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(25</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total non-core loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,118</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,631</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(513</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(31</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">122</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">96</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">26</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">27</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total non-core assets</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,240</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,727</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($487</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(28</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Non-core assets are primarily liquidating loan and lease portfolios inconsistent with our strategic priorities, generally as a result of geographic location, industry, product type or risk level and are included in Other. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><a id="sB076751534D2598ABB6881D483A602DA"></a></div><div style="line-height:120%;padding-bottom:8px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Deposits</span></div><div style="line-height:120%;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the major components of our deposits:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="15"></td></tr><tr><td style="width:394px;"></td><td style="width:5px;"></td><td style="width:73px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:69px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:45px;"></td><td style="width:10px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Change</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Percent</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Demand</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$29,233</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$29,458</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($225</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Checking with interest</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">24,840</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">23,067</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,773</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Regular savings</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,779</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12,007</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,772</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Money market accounts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">38,725</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">35,701</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,024</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Term deposits</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18,736</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19,342</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(606</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total deposits</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$125,313</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$119,575</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$5,738</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Total deposits as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increased</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$5.7 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">5%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$125.3 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> compared to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$119.6 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, driven by growth in money market accounts, checking with interest and savings, partially offset by a decrease in term deposits and demand deposits. Citizens Access</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#174;</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, our national digital platform, attracted </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$5.8 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of deposits through </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, up from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$3.0 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the average balances and average interest rates paid for deposits. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.41520467836257%;border-collapse:collapse;text-align:left;"><tr><td colspan="18"></td></tr><tr><td style="width:33%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">For the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average Balances</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Yields/ Rates</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average Balances</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Yields/ Rates</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average Balances</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Yields/ Rates</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest-bearing demand deposits </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$28,936</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$29,231</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$28,134</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Checking with interest</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$23,470</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.87</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$21,856</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.63</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$21,458</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.37</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Money market accounts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">36,613</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.23</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">36,497</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.94</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">37,450</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.53</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Regular savings</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13,247</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.57</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10,238</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.15</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9,384</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.04</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Term deposits</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">21,035</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.03</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18,035</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.61</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15,448</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.04</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total interest-bearing deposits </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$94,365</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.22</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$86,626</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.91</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$83,740</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.53</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">The aggregate amount of deposits by foreign depositors in domestic offices was </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1.7 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1.2 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1.0 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, respectively.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">60</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;</span></div><div><a id="s734FF73307E65DD1AE83BDD0B827AD41"></a></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Borrowed Funds</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Short-term borrowed funds</span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a summary of our short-term borrowed funds:</span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="15"></td></tr><tr><td style="width:56%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Change</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Percent</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Securities sold under agreements to repurchase</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$265</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$336</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($71</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(21</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">820</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($820</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(100</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">161</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(152</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(94</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:middle;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total short-term borrowed funds</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$274</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,317</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($1,043</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(79</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%)</span></div></td></tr></table></div></div><div style="line-height:120%;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:inherit;font-size:7pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Beginning in the first quarter of 2019, borrowed funds balances and the associated interest expense are classified based on original maturity. Prior periods have been adjusted to conform with the current period presentation.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The net decrease in other short-term borrowed funds of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$152 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> resulted primarily from a decrease in short-term FHLB advances.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:32px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> &#160;&#160;&#160;&#160;Our advances, lines of credit, and letters of credit from the FHLB are collateralized by pledged mortgages and securities at least sufficient to satisfy the collateral maintenance level established by the FHLB. The utilized borrowing capacity for FHLB advances and letters of credit was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$9.8 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$13.0 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. Our remaining available FHLB borrowing capacity was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$7.2 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$4.8 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. We can also borrow from the FRB discount window to meet short-term liquidity requirements. Collateral, including certain loans, is pledged to support this borrowing capacity. At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, our unused secured borrowing capacity was approximately </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$38.9 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, which included unencumbered securities, FHLB borrowing capacity, and FRB discount window capacity. </span></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents key data related to our short-term borrowed funds: </span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:58%;"></td><td style="width:1%;"></td><td style="width:12%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:11%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:11%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Weighted-average interest rate at year-end: </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.41</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.72</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.74</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.85</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.73</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.33</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Maximum amount outstanding at any month-end during the year:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,499</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,282</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,174</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">511</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,110</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,759</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average amount outstanding during the year:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$599</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$654</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$776</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">66</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">467</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,571</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Weighted-average interest rate during the year: </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.36</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.92</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.36</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.50</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.10</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.09</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Rates exclude certain hedging costs.</span></div><div style="line-height:120%;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Balances are net of certain short-term receivables associated with reverse repurchase agreements, as applicable.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">61</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Long-term borrowed funds</span></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a summary of our long-term borrowed funds:</span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:74%;"></td><td style="width:1%;"></td><td style="width:11%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Parent Company:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.375% fixed-rate senior unsecured debt, due July 2021</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$349</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$349</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.150% fixed-rate subordinated debt, due September 2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">348</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">348</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.750% fixed-rate subordinated debt, due July 2024</span></div></td><td colspan="2" style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">250</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">250</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.023% fixed-rate subordinated debt, due October 2024</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">42</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">42</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.350% fixed-rate subordinated debt, due August 2025</span></div></td><td colspan="2" style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">249</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">249</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.300% fixed-rate subordinated debt, due December 2025</span></div></td><td colspan="2" style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">750</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">749</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.850% fixed-rate senior unsecured notes, due July 2026</span></div></td><td colspan="2" style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">496</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">CBNA&#8217;s Global Note Program:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.500% senior unsecured notes, due March 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$748</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.450% senior unsecured notes, due December 2019</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">744</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.250% senior unsecured notes, due March 2020</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">700</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">691</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.447% floating-rate senior unsecured notes, due March 2020 </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">300</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">300</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.487% floating-rate senior unsecured notes, due May 2020 </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">250</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">250</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.200% senior unsecured notes, due May 2020</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">500</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">499</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.250% senior unsecured notes, due October 2020</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">750</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">738</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.550% senior unsecured notes, due May 2021</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">991</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">964</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.250% senior unsecured notes, due February 2022</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">711</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.629% floating-rate senior unsecured notes, due February 2022 </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">299</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.727% floating-rate senior unsecured notes, due May 2022</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">250</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">249</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.650% senior unsecured notes, due May 2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">501</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">487</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.700% senior unsecured notes, due March 2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">515</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">502</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.911% floating-rate senior unsecured notes, due March 2023 </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">249</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">249</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.750% senior unsecured notes, due February 2026</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">521</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Additional Borrowings by CBNA and Other Subsidiaries:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal Home Loan Bank advances, 2.006% weighted average rate, due through 2038</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5,008</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7,508</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;border-bottom:3px double #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total long-term borrowed funds</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$14,047</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$15,925</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Rate disclosed reflects the floating rate as of December 31, 2019.</span></div><div style="line-height:120%;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Beginning in the first quarter of 2019, borrowed funds balances and the associated interest expense are classified based on original maturity. Prior periods have   been adjusted to conform with the current period presentation.</span></div><div style="line-height:120%;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Long-term borrowed funds of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$14.0 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">decrease</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">d </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$1.9 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, reflecting </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">a decrease</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$2.5 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in FHLB borrowings, partially offset by an increase of $613 million in subordinated debt and unsecured notes.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Parent Company&#8217;s long-term borrowed funds as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> included principal balances of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$2.5 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$2.0 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, and unamortized deferred issuance costs and/or discounts of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">($8) million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">($5) million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. CBNA and other subsidiaries&#8217; long-term borrowed funds as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> included principal balances of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$11.5 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$14.0 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, with unamortized deferred issuance costs and/or discounts of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">($13) million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">($14) million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, and hedging basis adjustments of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$50 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">($66) million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. See </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 13</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8 for further information about our hedging of certain long-term borrowed funds.</span></div><div><a id="s50B6816703CB54B9AD760BAAF39257DD"></a></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">QUARTERLY RESULTS OF OPERATIONS</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents unaudited quarterly Consolidated Statements of Operations data and Consolidated Balance Sheet data as of and for the four quarters of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. We have prepared the Consolidated Statements of Operations data and Balance Sheet data on the same basis as our Consolidated Financial Statements in Item 8 and, in the opinion of management, each Consolidated Statement of Operations and Balance Sheet includes </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">62</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">all adjustments, consisting solely of normal recurring adjustments, necessary for the fair statement of the results of operations and balance sheet data as of and for these periods. This information should be read in conjunction with our Consolidated Financial Statements and Notes in Item 8. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Supplementary Summary Consolidated Financial and Other Data (unaudited)</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="32"></td></tr><tr><td style="width:21%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="31" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">For the Three Months Ended</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(dollars in millions, except per share amounts)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">September 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">March 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">December 31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">September 30, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">June 30, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">March 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Operating Data:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net interest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,143</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,145</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,166</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,160</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,172</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,148</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,121</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,091</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Noninterest income </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(7)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">494</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">493</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">462</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">428</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">421</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">416</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">388</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">371</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Total revenue</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,637</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,638</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,628</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,588</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,593</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,564</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,509</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,462</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Provision for credit losses </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">110</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">101</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">97</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">85</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">85</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">78</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">85</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">78</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Noninterest expense </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) (4) (5) (6) (7) (8)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">986</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">973</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">951</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">937</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">951</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">910</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">875</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">883</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Income before income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">541</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">564</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">580</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">566</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">557</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">576</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">549</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">501</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Income tax expense </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) (4) (5) (6) (7) (8)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">91</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">115</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">127</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">127</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">92</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">133</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">124</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">113</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net income </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3) (4) (5) (6) (7) (8)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$450</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$449</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$453</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$439</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$465</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$443</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$425</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$388</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">income</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">available</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">to</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">common</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">stockholders</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3) (4)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(6) (7)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(8) </sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$427</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$432</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$435</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$424</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$450</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$436</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$425</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$381</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:8px;padding-top:8px;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net income per average common share- basic</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(3) (4) (5) (6) (7) (8)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.98</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.97</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.95</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.92</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.96</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.92</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.88</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.78</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">income</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">per</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">average</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">common</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">share-</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">diluted</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(4) (5) (6) (7)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(8)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">0.98</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">0.97</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">0.95</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">0.92</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">0.96</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">0.91</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">0.88</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">0.78</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Other Operating Data:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Return on average common equity </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(9)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">8.30</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">8.35</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">8.54</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">8.62</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">9.16</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">8.82</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">8.65</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">7.83</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Return on average tangible common equity </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(9) </sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">12.39</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">12.44</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">12.75</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">13.00</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">13.85</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">13.29</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">12.93</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">11.71</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Return</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">on</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">average</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">total</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">assets</span><span style="font-family:Trebuchet,sans-serif;font-size:6pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(9) </sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.08</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.10</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.13</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.11</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.17</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.13</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.11</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.04</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Return on average total tangible assets </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(9) </sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.13</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.15</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.17</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.16</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.22</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.18</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.16</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.08</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Efficiency ratio </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(9) </sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">60.28</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">59.40</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">58.41</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">59.00</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">59.69</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">58.20</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">57.95</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">60.43</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net interest margin </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(9) (10)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.04</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.10</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.20</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.23</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.23</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.20</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.20</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.19</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net interest margin, FTE </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(9) (11)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.06</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.12</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.21</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.25</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.25</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.22</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.22</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.21</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Share Data:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Cash dividends declared and paid per common share</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.36</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.36</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.32</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.32</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.27</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.27</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.22</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.22</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:16px;text-indent:-16px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Dividend payout ratio</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">37</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">37</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">34</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">35</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">28</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">29</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">25</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">28</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">63</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="32"></td></tr><tr><td style="width:17%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="31" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;">As of</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(dollars in millions)</span></div></td><td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">September 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">March 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">December 31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">September 30, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">June 30, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">March 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Balance Sheet Data:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Total assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$165,733</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$164,362</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$162,749</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$161,342</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$160,518</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$158,598</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$155,431</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$153,453</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Loans and leases </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(12)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">119,088</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">117,880</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">116,838</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">117,615</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">116,660</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">114,720</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">113,407</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">111,425</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Allowance for loan and lease losses</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,252</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,263</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,227</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,245</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,242</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,242</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,253</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,246</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Total securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">24,669</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">25,602</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">25,898</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">25,651</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">25,075</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">25,485</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">25,513</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">25,433</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Goodwill</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">7,044</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">7,044</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">7,040</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">7,040</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">6,923</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">6,946</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">6,887</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">6,887</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Total liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">143,532</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">142,511</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">140,732</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">139,811</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">139,701</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">138,322</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">134,964</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">133,394</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:16px;text-indent:-16px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Deposits</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">125,313</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">124,714</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">124,004</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">123,916</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">119,575</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">117,075</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">117,073</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">115,730</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">265</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">867</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,132</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">668</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1,156</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">374</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">326</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">315</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Other short-term borrowed funds</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(13)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">9</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">210</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">309</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">11</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">161</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">512</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">10</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">10</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Long-term borrowed funds </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(13)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">14,047</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">12,806</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">11,538</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">11,725</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">15,925</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">17,133</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">15,130</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">14,970</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Total stockholders&#8217; equity</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">22,201</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">21,851</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">22,017</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">21,531</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">20,817</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">20,276</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">20,467</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">20,059</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Asset Quality Ratios:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Allowance for loan and lease losses as a percentage of total loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.05</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.07</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.05</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.06</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.06</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.08</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.10</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.12</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Allowance for loan and lease losses as a percentage of nonperforming loans and leases </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(14)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">178</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:6.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:6.5pt;">171</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">169</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">167</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">162</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">154</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">149</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">144</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Nonperforming loans and leases as a percentage of total loans and leases</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(14)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">0.59</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">0.63</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">0.62</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">0.63</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">0.66</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">0.70</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">0.74</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">0.79</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Capital ratios:</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(15)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">CET1 capital ratio</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">10.0</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">10.3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">10.5</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">10.5</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">10.6</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">10.8</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">11.2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">11.2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:16px;text-indent:-16px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Tier 1 capital ratio</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">11.1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">11.1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">11.3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">11.3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">11.3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">11.2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">11.6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">11.4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Total capital ratio</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">13.0</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">13.0</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">13.4</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">13.4</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">13.3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">13.4</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">13.8</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">13.9</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:16px;text-indent:-16px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Tier 1 leverage ratio</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;padding-left:16px;text-indent:-16px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">10.0</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;padding-left:16px;text-indent:-16px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">9.9</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;padding-left:16px;text-indent:-16px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">10.1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;padding-left:16px;text-indent:-16px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">10.0</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;padding-left:16px;text-indent:-16px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">10.0</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;padding-left:16px;text-indent:-16px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">9.9</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;padding-left:16px;text-indent:-16px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">10.2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;padding-left:16px;text-indent:-16px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">10.0</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Fourth quarter </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> noninterest expense included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$37 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of pre-tax notable items consisting of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$35 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in other notable items (</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$35 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in TOP programs and other efficiency initiatives) and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of integration costs associated with acquisitions.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Fourth quarter </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> income tax expense included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$33 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of benefits associated with other notable items (</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$24 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> largely tied to legacy tax matters and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$9 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in TOP programs and other efficiency initiatives).</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Fourth quarter </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> net income included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$4 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of after-tax notable items consisting of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in total integration costs associated with acquisitions and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in other notable items (including </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$24 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> largely tied to legacy tax matters offset by </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$26 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in after-tax TOP programs and other efficiency initiatives).</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Third quarter </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> noninterest expense included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$19 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of pre-tax notable items consisting of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$15 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in other notable items (</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$15 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in TOP programs and other efficiency initiatives) and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$4 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of integration costs associated with acquisitions. Income tax expense included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$15 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of benefits associated with notable items (</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$14 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in other notable items, consisting of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$10 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> related to an operational restructure and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$4 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in TOP programs and other efficiency initiatives, and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> for integration costs associated with acquisitions). Net income included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$4 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of after-tax notable items consisting of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$3 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of total integration costs associated with acquisitions and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in other notable items (including </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$10 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> related to an operational restructure offset by </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$11 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in after-tax TOP programs and other efficiency initiatives).</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Second quarter 2019 noninterest expense included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$7 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of pre-tax notable items for total integration costs associated with acquisitions. Income tax expense and net income included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$5 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, respectively, related these notable items.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(6) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">First quarter </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> noninterest expense included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$5 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of pre-tax notable items for total integration costs associated with acquisitions. Income tax expense and net income included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$4 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, respectively, related to these notable items.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(7) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Fourth quarter </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> noninterest income included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$5 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of pre-tax notable items (</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$4 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in FAMC integration costs and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in other pre-tax notable items). Noninterest expense included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$45 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of pre-tax notable items consisting of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$33 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in other notable items (</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$33 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in TOP efficiency initiatives) and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$12 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of FAMC integration costs. Income tax expense included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$41 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of benefit associated with notable items (</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$37 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in other notable items consisting of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$8 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in TOP efficiency initiatives and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$29 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of net deferred tax liability adjustment) and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$4 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in FAMC integration costs. Net income included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$9 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of after-tax notable items consisting of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$12 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of FAMC integration costs offset by </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$3 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> other notable items (including </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$29 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of net deferred tax liability adjustment offset by </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$25 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> in after-tax TOP efficiency initiatives and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of noninterest income notable items).</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(8)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Third quarter </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> noninterest expense included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$9 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of pre-tax notable items for FAMC integration costs. Income tax expense included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of benefits associated with notable items for FAMC integration costs and net income included </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$7 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of after-tax notable items for FAMC integration costs.</span></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(9)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Ratios for the periods above are presented on an annualized basis.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(10) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Beginning in the first quarter of 2019, we changed the method of calculating our net interest margin to equal net interest income, annualized based on the number of days in the period, divided by average total interest-earning assets. Prior periods have been adjusted to conform with the current period presentation.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(11)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Net interest margin is presented on a FTE basis using the federal statutory tax rate of 21%.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(12)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Excludes LHFS of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$3.3 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2.0 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2.2 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1.3 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1.3 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1.3 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$710 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$800 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">September 30, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">June 30, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">March 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">September 30, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">June 30, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">March 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, respectively.</span></div><div style="line-height:120%;text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(13)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Beginning in the first quarter of 2019, borrowed funds balances and the associated interest expense are classified based on original maturity. Prior periods have  been adjusted to conform with the current period presentation.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(14)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Beginning in the fourth quarter of 2019, nonperforming balances exclude both fully and partially guaranteed residential mortgage loans sold to Ginnie Mae for which we have the right, but not the obligation, to repurchase. Prior periods have been adjusted to exclude partially guaranteed amounts to conform with the current period presentation.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(15)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">The capital ratios and associated components are prepared using the U.S. Basel III Standardized transitional approach.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;padding-top:4px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">64</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s6CEFA59E2981503C851EF6AB5574CA40"></a></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CAPITAL AND REGULATORY MATTERS</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As a bank holding company and a financial holding company, we are subject to regulation and supervision by the FRB. Our banking subsidiary, CBNA, is a national banking association whose primary federal regulator is the OCC. Our regulation and supervision continues to evolve as the legal and regulatory frameworks governing our operations continue to change. The current operating environment reflects heightened regulatory expectations around consumer compliance, the Bank Secrecy Act, anti-money laundering compliance, and increased internal audit activities, among other factors. For more information, see the &#8220;Regulation and Supervision&#8221; section in Item 1.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Dodd-Frank Act</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;">The Dodd-Frank Act regulates many aspects of the financial services industry and addresses among other things, systemic risk, capital adequacy, deposit insurance assessments, consumer financial protection, derivatives and securities markets, restrictions on an insured bank&#8217;s transactions with its affiliates, lending limits and mortgage lending practices.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> &#160;&#160;&#160;&#160;In October 2019, the FRB and the other banking regulators finalized rules that tailor the application of the enhanced prudential standards to bank holding companies and depository institutions to implement the EGRRCPA amendments to the Dodd-Frank Act (&#8220;Tailoring Rules&#8221;). </span><span style="font-family:Trebuchet,sans-serif;">Concurrently, the FRB and other banking regulators finalized the regulatory capital, liquidity and resolution plan requirements to firms with more than $100 billion in total assets. Category IV firms with $100 billion to $250 billion in total assets, such as us, will, among other things, be subject to biennial supervisory stress-testing and will be exempt from company-run stress testing and related disclosure requirements.&#160;The FRB will continue to supervise Category IV firms on an ongoing basis, including evaluation of the capital adequacy and capital planning processes during off-cycle years.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> Category IV firms are also no longer required to submit resolution plans. For more information, see the &#8220;Tailoring of Prudential Requirements&#8221; and &#8220;Resolution Planning&#8221; sections in Item 1. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;">In light of the Tailoring Rules, the FRB provided us relief in February 2019 from certain regulatory requirements related to supervisory stress testing, company-run stress testing, and related disclosure requirements for the 2019 stress test cycle. As a result, we were not required to participate in the supervisory stress test of CCAR, conduct company-run stress tests, or submit a capital plan to the FRB for 2019. We remain subject to the requirement to develop and maintain an annual capital plan that is reviewed and approved by our Board of Directors (or one of its committees), as well as FR Y-14 reporting requirements. The FRB has not objected to our maximum planned capital actions for the period beginning July 1, 2019 and ending June 30, 2020, which are largely based on the results for our 2018 supervisory stress test, adjusted for any changes in our regulatory capital ratios since the FRB acted on our 2018 capital plan.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> On June 27, 2019, our Board of Directors authorized common share repurchases of up to $1.275 billion over the four-quarter period beginning July 1, 2019. The timing and exact amount of future share repurchases will depend on various factors, including capital position, financial performance and market conditions.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#160;&#160;&#160;&#160;</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">65</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Capital Framework</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Under the current U.S. Basel III capital framework, we and our banking subsidiary must meet the following specific minimum requirements: CET1 capital ratio of 4.5%, tier 1 capital ratio of 6.0%, total capital ratio of 8.0%, and tier 1 leverage ratio of 4.0%. A capital conservation buffer (&#8220;CCB&#8221;) of 2.5% is imposed on top of the three minimum risk-based capital ratios listed above.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;">In July 2019, the FRB and the other federal banking regulators issued a final rule to simplify regulatory capital treatment for MSRs, certain DTAs and significant investments in the capital of unconsolidated financial institutions, pursuant to EGRRCPA. Effective for us on April 1, 2020, the final rule will change the individual CET1 deduction threshold for these assets from 10% to 25%, eliminate the aggregate deduction threshold for these assets of 15%, assign a 250% risk weight for any MSRs or DTAs not deducted from CET1 capital, and assign an exposure category risk weight for investments in the capital of unconsolidated financial institutions not deducted from CET1 capital.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The table below presents our actual regulatory capital ratios under the U.S. Basel III Standardized rules: </span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90167158308752%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:50%;"></td><td style="width:1%;"></td><td style="width:12%;"></td><td style="width:1%;"></td><td style="width:14%;"></td><td style="width:1%;"></td><td style="width:20%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Actual</span></div></td><td colspan="2" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Required Minimum plus Required CCB for Non-Leverage Ratios</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)(2)</sup></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions, except ratio data)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Ratio</span></div></td></tr><tr><td colspan="8" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">CET1 capital</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$14,304</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10.0</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7.0</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tier 1 capital</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15,874</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11.1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8.5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total capital</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18,542</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13.0</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10.5</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tier 1 leverage</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15,874</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10.0</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.0</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Risk-weighted assets</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">142,915</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Quarterly adjusted average assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">158,782</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td colspan="8" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">CET1 capital</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$14,485</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10.6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6.4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tier 1 capital</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15,325</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11.3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7.9</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total capital</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18,157</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">13.3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9.9</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tier 1 leverage</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15,325</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10.0</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.0</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Risk-weighted assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">136,202</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Quarterly adjusted average assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">153,026</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:6px;text-indent:-6px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Required &#8220;Minimum Capital ratio&#8221; for 2019 and 2018 are: Common equity tier 1 capital of 4.5%; Tier 1 capital of 6.0%; Total capital of 8.0%; and Tier 1 leverage of 4.0%.</span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#8220;Minimum Capital ratio&#8221; includes capital conservation buffer of 2.500% for 2019 and 1.875% for 2018; N/A to Tier 1 leverage. </span></div><div style="line-height:120%;text-align:justify;padding-left:6px;text-indent:-6px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, our CET1 capital, tier 1 capital and total capital ratios were </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.0%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">11.1%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">13.0%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, as compared with </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.6%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">11.3%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">13.3%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The CET1 capital ratio decreased as $6.7 billion of risk-weighted asset (&#8220;RWA&#8221;) growth, the impact of the capital actions described in &#8220;&#8212;Capital Transactions&#8221; below, and an increase in goodwill and intangibles related to Acquisitions, were partially offset by net income for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The tier 1 capital ratio decreased as the changes in the CET1 capital ratio were partially offset by the issuance of preferred stock as described further in &#8220;&#8212;Capital Transactions&#8221; below. The total capital ratio decreased due to the changes in CET1 and tier 1 capital ratios and an increase in non-qualifying subordinated debt. At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, our CET1 capital, tier 1 capital and total capital ratios were approximately </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">300</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> basis points, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">260</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> basis points and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">250</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> basis points, respectively, above their regulatory minimums plus the capital conservation buffer. All ratios remained well above the U.S. Basel III minima. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Regulatory Capital Ratios and Capital Composition</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">CET1 capital under U.S. Basel III Standardized rules totaled </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$14.3 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">decreased</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$181 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$14.5 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, as common share repurchases, dividends and an increase in goodwill and intangibles related to Acquisitions were partially offset by net income for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Tier 1 capital at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> totaled </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$15.9 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, reflecting a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$549 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$15.3 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, driven by the changes in CET1 capital and the issuance of preferred stock.  At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, we had </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$1.6 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of non-cumulative perpetual preferred stock issued and outstanding, an increase of $730 million from $840 million at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, given the first quarter 2019 issuance of 300,000 shares of Series D Preferred Stock and the fourth quarter 2019 issuance of 450,000 shares of Series E Preferred </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">66</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Stock that qualified as additional tier 1 capital. Total capital of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$18.5 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increased</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$385 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, driven by the changes in CET1 and tier 1 capital and an increase in non-qualifying subordinated debt.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">RWA totaled </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$142.9 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, based on U.S. Basel III Standardized rules, up </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$6.7 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. This increase was driven by growth in retail loans, including education, residential mortgages and unsecured retail portfolios, as well as higher commercial loans and commitments, higher derivative valuations and multi-family loans. The increase in RWA was also driven by the creation of a right-of-use asset in conjunction with the adoption of ASU 2016-02, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Leases (Topic 842)</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and market risk RWA, as we met the reporting threshold prescribed by Market Risk Capital Guidelines. These increases were partially offset by run-off in the home equity portfolio and lower investment securities. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the tier 1 leverage ratio was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.0%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and was stable with </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as the $5.8 billion increase in quarterly adjusted average assets was offset by the increase in tier 1 capital. </span></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents our capital composition under the U.S. Basel III capital framework:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90167158308752%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:73%;"></td><td style="width:1%;"></td><td style="width:11%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:11%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total common stockholders&#8217; equity</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$20,631</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$19,977</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Exclusions:</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net unrealized losses recorded in accumulated other comprehensive income, net of tax:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Debt and equity securities </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">490</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivatives</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">143</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Unamortized net periodic benefit costs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">415</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">463</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Deductions:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Goodwill</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(7,044</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(6,923</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred tax liability associated with goodwill</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">374</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">366</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other intangible assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(68</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(31</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total common equity tier 1</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14,304</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14,485</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Qualifying preferred stock </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,570</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">840</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total tier 1 capital</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15,874</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15,325</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Qualifying subordinated debt</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,372</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,499</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,252</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,242</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for credit losses for off-balance sheet exposure</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">44</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">91</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total capital</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$18,542</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$18,157</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">As a U.S. Basel III Standardized approach institution, we selected the one-time election to opt-out of the requirements to include all the components of AOCI. </span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> As of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, the amount of non-qualifying subordinated debt excluded from regulatory capital was $267 million and $139 million, respectively.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Capital Adequacy Process</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;">Our assessment of capital adequacy begins with our risk appetite and risk management framework. This framework provides for the identification, measurement and management of material risks. Capital requirements are determined for actual and forecasted risk portfolios using applicable regulatory capital methodologies. The assessment also considers the possible impacts of approved and proposed changes to regulatory capital requirements. Key analytical frameworks, including stress testing, which enable the assessment of capital adequacy versus unexpected loss under a variety of stress scenarios, supplement our base line forecast. A governance framework supports our capital planning process, including capital management policies and procedures that document capital adequacy metrics and limits, as well as our Capital Contingency Plan and the active engagement of both the legal-entity boards and senior management in oversight and decision-making.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;">Forward-looking assessments of capital adequacy feed development of a single capital plan covering us and our banking subsidiary that is periodically submitted to the FRB. We prepare this plan in full compliance with the FRB&#8217;s Capital Plan Rule and we participate annually in the FRB&#8217;s horizontal capital review, which is the FRB&#8217;s assessment of specific capital planning areas as part of their normal supervisory process. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">All distributions proposed under our Capital Plan are subject to consideration and approval by our Board of Directors prior to execution. The timing and exact amount of future dividends and share repurchases will depend on various factors, including our capital position, financial performance and market conditions.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">67</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Capital Transactions</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We completed</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> t</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">he following capital actions during 2019:</span></div><table cellpadding="0" cellspacing="0" style="padding-top:6px;padding-bottom:5px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Declared quarterly common stock dividends of </span><span style="font-family:Trebuchet;font-size:10pt;">$0.32</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> per share for the first and second quarters of </span><span style="font-family:Trebuchet;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and $0.36 per share for the third and fourth quarters of </span><span style="font-family:Trebuchet;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, aggregating to $</span><span style="font-family:Trebuchet;font-size:10pt;">617</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> million;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:6px;padding-bottom:5px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Declared semi-annual dividends of </span><span style="font-family:Trebuchet;font-size:10pt;">$27.50</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> per share on the 5.500% fixed-to-floating rate non-cumulative perpetual Series A Preferred Stock, aggregating to $</span><span style="font-family:Trebuchet;font-size:10pt;">14</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> million;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:6px;padding-bottom:5px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Declared semi-annual dividends of $30.00 per share on the 6.000% fixed-to-floating rate non-cumulative perpetual Series B Preferred Stock, aggregating to $</span><span style="font-family:Trebuchet;font-size:10pt;">18</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> million;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:6px;padding-bottom:5px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Declared quarterly dividends of $15.94 per share on the 6.375% fixed-to-floating rate non-cumulative perpetual Series C Preferred Stock, aggregating to $</span><span style="font-family:Trebuchet;font-size:10pt;">19</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> million;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:6px;padding-bottom:5px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Issued $300 million, or 12,000,000 depository shares, of 6.350% fixed-to-floating rate non-cumulative perpetual Series D Preferred Stock (the &#8220;Series D Preferred Stock&#8221;), par value of $25.00 per share with a liquidation preference of $1,000 per share, with net proceeds of $293 million;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:6px;padding-bottom:5px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:inherit;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Declared quarterly dividends of $11.82 per share in the first quarter of 2019 and $15.88 per share in the second, third, and fourth quarters of 2019 on the Series D Preferred Stock, aggregating to $</span><span style="font-family:Trebuchet;font-size:10pt;">18</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> million;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:6px;padding-bottom:5px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Issued $450 million, or 18,000,000 depository shares, of 5.000% fixed-rate non-cumulative perpetual Series E Preferred Stock (the &#8220;Series E Preferred Stock&#8221;), par value of $25.00 per share with a liquidation preference of $1,000 per share, with net proceeds of $437 million;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:6px;padding-bottom:5px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Declared a quarterly dividend of $9.44 per share in fourth quarter 2019 on the Series E Preferred Stock, aggregating to $</span><span style="font-family:Trebuchet;font-size:10pt;">4</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> million; and</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:6px;padding-bottom:5px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Repurchased $1.2 billion of our outstanding common stock </span></div></td></tr></table><div style="line-height:120%;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Banking Subsidiary&#8217;s Capital</span></div><div style="line-height:120%;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents CBNA&#8217;s capital ratios under U.S. Basel III Standardized rules: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90167158308752%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:55%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions, except ratio data)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Ratio</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Ratio</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">CET1 capital</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$15,610</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11.0</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$11,994</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10.6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tier 1 capital</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15,610</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11.0</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11,994</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10.6</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total capital</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">17,937</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12.6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14,252</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">12.5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tier 1 leverage</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">15,610</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9.9</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">11,994</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9.9</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Risk-weighted assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">142,555</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">113,610</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Quarterly adjusted average assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">158,391</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">121,686</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">CBNA CET1 capital totaled </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$15.6 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">up</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$3.6 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$12.0 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The increase was primarily driven by the net impact of the merger of CBPA into CBNA effective January 2, 2019, and net income for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The increase was partially offset by dividend payments to the Parent Company and an increase in goodwill and intangibles related Acquisitions. Total capital was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$17.9 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, an </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$3.7 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, driven by the change in CET1 capital, an increase in the ACL, primarily attributable to the merger and slightly offset by an increase in non-qualifying subordinated debt. </span></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">CBNA had RWA of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$142.6 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, an </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">increase</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$28.9 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> driven primarily by the merger of CBPA into CBNA, in addition to growth in retail loans, commercial loans and commitments and higher derivative valuations. RWA was also increased by the creation of a right-of-use asset in conjunction with the adoption of ASU 2016-02, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Leases (Topic 842)</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and market risk RWA, as we met the reporting threshold prescribed by Market Risk Capital Guidelines. These increases were partially offset by run-off in the home equity portfolio and certain sales of investment securities.</span></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the CBNA tier 1 leverage ratio was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">9.9%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and was stable with </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as the $36.7 billion increase in quarterly adjusted average assets was offset by the increase in tier 1 capital. </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">68</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s74D95972AFD45287926F0361D96A2E69"></a></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">LIQUIDITY </span></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Liquidity is defined as our ability to meet our cash flow and collateral obligations in a timely manner, at a reasonable cost. An institution must maintain operating liquidity to meet its expected daily and forecasted cash flow requirements, as well as contingent liquidity to meet unexpected (stress scenario) funding requirements. As noted earlier, reflecting the importance of meeting all unexpected and stress scenario funding requirements, we identify and manage contingent liquidity; consisting of cash balances at the FRB, unencumbered high-quality and liquid securities, and unused FHLB borrowing capacity. Separately, we also identify and manage asset liquidity (cash balances at the FRB and unencumbered securities) as a subset of contingent liquidity (asset liquidity and undrawn FHLB capacity). We consider the effective and prudent management of liquidity to be fundamental to our financial health and strength.</span></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We manage liquidity at the consolidated enterprise level and at each material legal entity, including at the Parent Company and CBNA level. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Parent Company Liquidity </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our Parent Company&#8217;s primary sources of cash are dividends and interest received from CBNA as a result of investing in bank equity and subordinated debt and externally issued preferred stock as well as senior and subordinated debt. Uses of cash include the routine cash flow requirements as a bank holding company, including periodic share repurchases and payments of dividends, interest and expenses; the needs of subsidiaries, including CBNA, for additional equity and, as required, its need for debt financing; and the support for extraordinary funding requirements when necessary. To the extent the Parent Company has relied on wholesale borrowings, uses also include payments of related principal and interest.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">On January 29, 2019, the Parent Company issued </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$300 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">12,000,000</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> depositary shares, each representing a 1/40th interest in a share of its </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">6.350%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> fixed-to-floating rate non-cumulative perpetual Series D Preferred Stock, par value of $25.00 per share with a liquidation preference of $1,000 per share (equivalent to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$25</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> per depositary share). For further information, see </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 16</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8.</span></div><div style="line-height:174%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">On July 25, 2019, the Parent Company issued </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$500 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in seven-year </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2.850%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> fixed-rate senior notes.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">On October 28, 2019, the Parent Company issued </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$450 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">18,000,000</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> depositary shares, each representing a 1/40th interest in a share of its </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">5.000%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> fixed-rate non-cumulative perpetual Series E Preferred Stock, par value of $25.00 per share with a liquidation preference of $1,000 per share (equivalent to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$25</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> per depositary share). For further information, see </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 16</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">On February 6, 2020, the Parent Company issued $300 million in ten-year 2.500% fixed-rate senior notes.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For further information on outstanding debt and preferred stock, see </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 12</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 16</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">During the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Parent Company declared and paid dividends on common stock of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$617 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$471 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, and declared dividends on preferred stock of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$73 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$29 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. In addition, the Parent Company repurchased </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$1.220 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$1.025 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of its outstanding common stock, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our Parent Company&#8217;s cash and cash equivalents represent a source of liquidity that can be used to meet various needs and totaled </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$1.4 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> compared with </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$911 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The Parent Company&#8217;s double-leverage ratio (the combined equity investment in Parent Company subsidiaries divided by Parent Company equity) is a measure of reliance on equity cash flows from subsidiaries to fund Parent Company obligations. At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Parent Company&#8217;s double-leverage ratio was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">99%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">CBNA Liquidity </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In the ordinary course of business, the liquidity of CBNA is managed by matching sources and uses of cash. The primary sources of bank liquidity include deposits from our consumer and commercial customers; payments of principal and interest on loans and debt securities; and wholesale borrowings, as needed, and as described under &#8220;&#8212;Liquidity Risk Management and Governance.&#8221; The primary uses of bank liquidity include withdrawals and maturities of deposits; payment of interest on deposits; funding of loans and related commitments; and funding of securities purchases. To the extent that CBNA has relied on wholesale borrowings, uses also include payments of related principal and interest. For further information on CBNA&#8217;s outstanding debt, see </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 12</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As CBNA&#8217;s major businesses involve taking deposits and making loans, a key role of liquidity management is to ensure that customers have timely access to funds from deposits and for loans. Liquidity management also involves </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">69</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">maintaining sufficient liquidity to repay wholesale borrowings, pay operating expenses and support extraordinary funding requirements when necessary. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">On February 14, 2019, CBNA issued </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$1.5 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in senior notes, consisting of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$700 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in three-year </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">3.250%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> fixed-rate notes, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$300 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in three-year floating-rate notes, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$500 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in seven-year </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">3.750%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> fixed-rate notes.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Liquidity Risk </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We define liquidity risk as the risk that an entity will be unable to meet its payment obligations in a timely manner, at a reasonable cost. Liquidity risk can arise due to contingent liquidity risk and/or funding liquidity risk. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Contingent liquidity risk is the risk that market conditions may reduce an entity&#8217;s ability to liquidate, pledge and/or finance certain assets and thereby substantially reduce the liquidity value of such assets. Drivers of contingent liquidity risk include general market disruptions as well as specific issues regarding the credit quality and/or valuation of a security or loan, issuer or borrower and/or asset class. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Funding liquidity risk is the risk that market conditions and/or entity-specific events may reduce an entity&#8217;s ability to raise funds from depositors and/or wholesale market counterparties. Drivers of funding liquidity risk may be idiosyncratic or systemic, reflecting impediments to operations and/or damaged market confidence. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Factors Affecting Liquidity</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Given the composition of assets and borrowing sources, contingent liquidity risk at CBNA would be materially affected by events such as deterioration of financing markets for high-quality securities (e.g., mortgage-backed securities and other instruments issued by the GNMA, FNMA and the FHLMC), by any inability of the FHLBs to provide collateralized advances and/or by a refusal of the FRB to act as a lender of last resort in systemic stress.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Similarly, given the structure of its balance sheet, the funding liquidity risk of CBNA would be materially affected by an adverse idiosyncratic event (e.g., a major loss, causing a perceived or actual deterioration in its financial condition), an adverse systemic event (e.g., default or bankruptcy of a significant capital markets participant), or a combination of both. Consequently, and despite ongoing exposure to a variety of idiosyncratic and systemic events, we view our contingent liquidity risk and our funding liquidity risk to be relatively modest.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">An additional variable affecting our access to unsecured wholesale market funds and to large denomination (i.e., uninsured) customer deposits is the credit ratings assigned by such agencies as Moody&#8217;s, Standard&#160;&amp; Poor&#8217;s and Fitch. The following table presents our credit ratings: </span></div><div style="line-height:120%;padding-top:8px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"></td></tr><tr><td style="width:0%;"></td><td style="width:47%;"></td><td style="width:17%;"></td><td style="width:1%;"></td><td style="width:17%;"></td><td style="width:1%;"></td><td style="width:17%;"></td></tr><tr><td><span>&#160;</span></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td><span>&#160;</span></td><td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Moody&#8217;s</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;</span></div></td><td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Standard&#160;and</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Poor&#8217;s</span></div></td><td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fitch</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;</span></div></td></tr><tr><td><span>&#160;</span></td></tr><tr><td><span>&#160;</span></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Citizens Financial Group, Inc.:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;</span></div></td></tr><tr><td><span>&#160;</span></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Long-term issuer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">NR</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">BBB+</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">BBB+</span></div></td></tr><tr><td><span>&#160;</span></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Short-term issuer</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">NR</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">A-2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">F1</span></div></td></tr><tr><td><span>&#160;</span></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Subordinated debt</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">NR</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">BBB</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">BBB</span></div></td></tr><tr><td><span>&#160;</span></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Preferred Stock</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">NR</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">BB+</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">BB-</span></div></td></tr><tr><td><span>&#160;</span></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Citizens Bank, National Association:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td><span>&#160;</span></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Long-term issuer</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Baa1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">A-</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">BBB+</span></div></td></tr><tr><td><span>&#160;</span></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Short-term issuer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">NR</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">A-2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">F1</span></div></td></tr><tr><td><span>&#160;</span></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Long-term deposits</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">A1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">NR</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">A-</span></div></td></tr><tr><td><span>&#160;</span></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Short-term deposits</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">P-1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">NR</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">F1</span></div></td></tr></table></div><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">NR = Not Rated</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Changes in our public credit ratings could affect both the cost and availability of our wholesale funding. As a result and in order to maintain a conservative funding profile, CBNA continues to minimize reliance on unsecured wholesale funding. At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, our wholesale funding consisted primarily of secured borrowings from the FHLBs collateralized by high-quality residential mortgages and term debt issued by the Parent Company and CBNA.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Existing and evolving regulatory liquidity requirements represent another key driver of systemic liquidity conditions and liquidity management practices. The FRB, the OCC and the FDIC regularly evaluate our liquidity as part of the overall supervisory process. In addition we are subject to existing and evolving regulatory liquidity requirements, some of which are subject to further rulemaking, guidance and interpretation by the applicable </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">70</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">federal regulators. For further discussion, see the &#8220;Regulation and Supervision &#8212; Financial Regulatory Reform&#8221; and &#8220;&#8212;Liquidity Requirements&#8221; sections in Item 1.</span></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The LCR was developed by the U.S. federal banking regulators to ensure banks have sufficient high-quality liquid assets to cover expected net cash outflows over a 30-day liquidity stress period. In accordance with the October 2019 Final Rules, Category IV institutions with less than $50 billion in weighted short-term wholesale funding, such as us, are no longer subject to the requirements of the LCR rule as of December 31, 2019.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Liquidity Risk Management and Governance </span></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Liquidity risk is measured and managed by the Funding and Liquidity unit within our Treasury unit in accordance with policy guidelines promulgated by our Board and the Asset Liability Committee. In managing liquidity risk, the Funding and Liquidity unit delivers regular and comprehensive reporting, including current levels versus threshold limits, for a broad set of liquidity metrics and early warning indicators, explanatory commentary relating to emerging risk trends and, as appropriate, recommended remedial strategies. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our Funding and Liquidity unit&#8217;s primary goal is to deliver and otherwise maintain prudent levels of operating liquidity (to support expected and projected funding requirements), and contingent liquidity (to support unexpected funding requirements resulting from idiosyncratic, systemic, and combination stress events, and regulatory liquidity requirements) in a timely manner from stable and cost-efficient funding sources.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We seek to accomplish this goal by funding loans with stable deposits; by prudently controlling dependence on wholesale funding, particularly short-term unsecured funding; and by maintaining ample available liquidity, including a contingent liquidity buffer of unencumbered high-quality loans and securities. As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">:</span></div><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Core deposits continued to be our primary source of funding and our consolidated year-end loans-to-deposits ratio, which excludes LHFS, was </span><span style="font-family:Trebuchet;font-size:10pt;">95.0%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">; </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our cash position (which is defined as cash balance held at the FRB) totaled </span><span style="font-family:Trebuchet;font-size:10pt;">$2.1 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">; </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Contingent liquidity was </span><span style="font-family:Trebuchet;font-size:10pt;">$28.5 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, consisting of unencumbered high-quality liquid securities of </span><span style="font-family:Trebuchet;font-size:10pt;">$19.2 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, unused FHLB capacity of </span><span style="font-family:Trebuchet;font-size:10pt;">$7.2 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and our cash position of </span><span style="font-family:Trebuchet;font-size:10pt;">$2.1 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Asset liquidity (a component of contingent liquidity) was </span><span style="font-family:Trebuchet;font-size:10pt;">$21.3 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, consisting of our cash position of </span><span style="font-family:Trebuchet;font-size:10pt;">$2.1 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and unencumbered high-quality liquid securities of </span><span style="font-family:Trebuchet;font-size:10pt;">$19.2 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Available discount window capacity, defined as available total borrowing capacity from the FRB based on identified collateral, is secured by non-mortgage commercial and retail loans and totaled </span><span style="font-family:Trebuchet;font-size:10pt;">$12.4 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Use of this borrowing capacity would be considered only during exigent circumstances; and </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For a summary of our sources and uses of cash by type of activity for the years ended December 31, 2019 and 2018, see the Consolidated Statements of Cash Flows in Item 8.</span></div></td></tr></table><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Funding and Liquidity unit monitors a variety of liquidity and funding metrics and early warning indicators and metrics, including specific risk thresholds limits. These monitoring tools are broadly classified as follows:</span></div><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Current liquidity sources and capacities, including cash at the FRBs, free and liquid securities and available and secured FHLB borrowing capacity; </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Liquidity stress sources, including idiosyncratic, systemic and combined stresses, in addition to evolving regulatory requirements; and </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Current and prospective exposures, including secured and unsecured wholesale funding and spot and cumulative cash-flow gaps across a variety of horizons. </span></div></td></tr></table><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Further, certain of these metrics are monitored individually for CBNA, and for our consolidated enterprise on a daily basis, including cash position, unencumbered securities, asset liquidity, and available FHLB borrowing capacity. In order to identify emerging trends and risks and inform funding decisions, specific metrics are also forecasted over a one-year horizon.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#160;&#160;&#160;&#160;</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">71</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sC02B4FAE85D058FE8E9F1B2FEFEB9677"></a></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CONTRACTUAL OBLIGATIONS</span></div><div style="line-height:120%;padding-bottom:8px;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents our outstanding contractual obligations as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:333px;"></td><td style="width:5px;"></td><td style="width:64px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:66px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:54px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:42px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:76px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Less than 1 year</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">1 to 3 years</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">3 to 5 years</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">More than 5 years</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deposits with a stated maturity of less than one year </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) (2)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$106,577</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$106,577</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Term deposits </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18,736</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">16,151</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,311</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">270</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Long-term borrowed funds </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) (3)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14,047</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,504</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">8,462</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1,058</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,023</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Contractual interest payments </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">895</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">324</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">329</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">155</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">87</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Lease liabilities maturing under non-cancelable operating leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">806</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">150</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">275</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">182</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">199</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Purchase obligations </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">822</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">317</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">320</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">148</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">37</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total outstanding contractual obligations</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$141,883</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$126,023</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$11,697</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1,813</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$2,350</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Deposits and long-term borrowed funds exclude interest.</span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Includes demand, checking with interest, regular savings, and money market account deposits. See &#8220;&#8212;Deposits&#8221; for further information.</span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Includes obligations under capital leases.</span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Includes accrued interest and future contractual interest obligations related to long-term borrowed funds. </span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Includes purchase obligations for goods and services covered by non-cancelable contracts and contracts including cancellation fees.</span></div><div><a id="sC179C57C51515BD8B3C95EC16D3F22BD"></a></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">OFF-BALANCE SHEET ARRANGEMENTS</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents our outstanding off-balance sheet arrangements. For further information, see </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 18</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:680px;border-collapse:collapse;text-align:left;"><tr><td colspan="15"></td></tr><tr><td style="width:337px;"></td><td style="width:5px;"></td><td style="width:73px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:73px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:73px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:76px;"></td><td style="width:6px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Change</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Percent</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commitments to extend credit</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$72,743</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$69,553</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,190</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Letters of credit</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,190</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,125</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">65</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Risk participation agreements</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">37</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">19</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">18</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">95</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans sold with recourse</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">37</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">32</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Marketing rights</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">33</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">37</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(11</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$75,040</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$71,739</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3,301</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr></table></div></div><div><a id="sA538BCC106B55E9AB5A7323CE3CA90E7"></a></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CRITICAL ACCOUNTING ESTIMATES </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our audited Consolidated Financial Statements, which are included in this Report, are prepared in accordance with GAAP. The preparation of financial statements in conformity with GAAP requires us to establish accounting policies and make estimates that affect amounts reported in our audited Consolidated Financial Statements. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">An accounting estimate requires assumptions and judgments about uncertain matters that could have a material effect on our audited Consolidated Financial Statements. Estimates are made using facts and circumstances known at a point in time. Changes in those facts and circumstances could produce results substantially different from those estimates. Our most significant accounting policies and estimates and their related application are discussed below. See </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 1</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8, for further discussion of our significant accounting policies.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Allowance for Credit Losses</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Management&#8217;s estimate of probable losses in our loan and lease portfolios including unfunded lending commitments is recorded in the ALLL and the reserve for unfunded lending commitments, at levels that we believe to be appropriate as of the balance sheet date. The reserve for unfunded lending commitments is reported as a component of other liabilities in the Consolidated Balance Sheets. Our determination of such estimates is based on a periodic evaluation of the loan and lease portfolios and unfunded credit facilities, as well as other relevant factors. This evaluation is inherently subjective and requires significant estimates and judgments of underlying factors, all of which are susceptible to change.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The ALLL and reserve for unfunded lending commitments could be affected by a variety of internal and external factors. Internal factors include portfolio performance such as delinquency levels, assigned risk ratings, the mix and level of loan balances, differing economic risks associated with each loan category and the financial condition of specific borrowers. External factors include fluctuations in the general economy, unemployment rates, bankruptcy filings, developments within a particular industry, changes in collateral values and factors particular to </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">72</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">a specific commercial credit such as competition, business and management performance. The ALLL may be adjusted to reflect our current assessment of various qualitative risks, factors and events that may not be measured in our statistical procedures. There is no certainty that the ALLL and reserve for unfunded lending commitments will be appropriate over time to cover losses because of unanticipated adverse changes in any of these internal, external or qualitative factors. There were no material changes in assumptions or estimation techniques compared with prior years that impacted the determination of the current year&#8217;s ALLL and the reserve for unfunded lending commitments.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The evaluation of the adequacy of the commercial, commercial real estate, and lease ALLL and reserve for unfunded lending commitments is primarily based on risk rating models that assess probability of default (&#8220;PD&#8221;), loss given default (&#8220;LGD&#8221;) and exposure at default on an individual loan basis. The models are primarily driven by individual customer financial characteristics and are validated against historical experience. Additionally, qualitative factors are included in the risk rating models. After the aggregation of individual borrower incurred loss, additional overlays can be made based on back-testing against historical losses and forward loss curve ratios.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For nonaccruing commercial and commercial real estate loans with an outstanding balance of $3 million or greater and for all commercial and commercial real estate TDRs (regardless of size), we conduct specific analysis on a loan level basis to determine the probable amount of credit loss. If appropriate, a specific ALLL is established for the loan through a charge to the provision for credit losses. For all classes of impaired loans, individual loan measures of impairment may result in a charge-off to the ALLL, if deemed appropriate. In such cases, the provision for credit losses is not affected when a specific reserve for at least that amount already exists. Techniques utilized include comparing the loan&#8217;s carrying amount to the estimated present value of its future cash flows, the fair value of its underlying collateral, or the loan&#8217;s observable market price. The technique applied to each impaired loan is based on the workout officer&#8217;s opinion of the most probable workout scenario. Historically, this has generally led to the use of the estimated present value of future cash flows approach. The fair value of underlying collateral will be used if the loan is deemed collateral dependent. For loans that use the fair value of underlying collateral approach, a charge-off assessment is performed quarterly to write the loans down for declines in value to fair value less cost to sell.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For most non-impaired retail loan portfolio types, the ALLL is based upon the incurred loss model utilizing the PD, LGD and exposure at default on an individual loan basis. When developing these factors, we may consider the loan product and collateral type, delinquency status, LTV ratio, lien position, borrower&#8217;s credit, time outstanding, geographic location and incurred loss period. Incurred loss periods are reviewed and updated at least annually, and potentially more frequently when economic situations change rapidly, as they tend to fluctuate with economic cycles. Incurred loss periods are generally longer in good economic times and shorter in bad times. Certain retail portfolios, including education, unsecured personal loans, SBO home equity loans and credit card receivables utilize roll rate or vintage models to estimate the ALLL. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For home equity lines and loans, a number of factors impact the PD. Specifically, the borrower&#8217;s current FICO score, the utilization rate, delinquency statistics, borrower income, current CLTV ratio and months on books are all used to assess the borrower&#8217;s creditworthiness. Similarly, LGD is also impacted by various factors, including the utilization rate, the CLTV ratio, the lien position, the Housing Price Index change for the location (as measured by the Case-Shiller index), age of the loan and current loan balance. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">When we are not in a first lien position, we use delinquency information on the first lien exposures obtained from third-party credit information providers in the credit assessment. For all first liens, whether owned by a third party or by us, an additional assessment is performed on a quarterly basis. In this assessment, the most recent three months&#8217; performance of the senior liens is reviewed for delinquency (90 days or more past due), modification, foreclosure and/or bankruptcy statuses. If any derogatory status is present, the junior lien will be placed on nonaccrual status regardless of its delinquency status on our books. This subsequent change to nonaccrual status will alter the treatment in the PD model, thus affecting the reserve calculation.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In addition, the first lien exposure is combined with the second lien exposure to generate a CLTV. The CLTV is a more accurate reflection of the leverage of the borrower against the property value, as compared to the LTV from just the junior lien(s). The CLTV is used for modeling both the junior lien PD and LGD. This also impacts the ALLL rates for the junior lien HELOCs.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The above measures are all used to assess the PD and LGD for HELOC borrowers for whom we originated the loans. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For retail TDRs that are not collateral-dependent, allowances are developed using the present value of expected future cash flows, compared to the recorded investment in the loans. Expected re-default factors are considered in this analysis. Retail TDRs that are deemed collateral-dependent are written down to the fair market </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">73</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">value of the collateral less costs to sell. The fair value of collateral is periodically monitored subsequent to the modification.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Changes in the levels of estimated losses can significantly affect management&#8217;s determination of an appropriate ALLL. For retail loans, losses are affected by such factors as loss severity, collateral values, economic conditions, and other factors. A one basis point and five basis point increase in the estimated loss rate for retail loans at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> would have increased the ALLL by $6 million and $31 million, respectively. The ALLL for our Commercial Banking segment is sensitive to assigned credit risk ratings and inherent loss rates. If 10% and 20% of the </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> year end loan balances (including unfunded commitments) within each risk rating category of our Commercial Banking segment had experienced downgrades of two risk categories, the ALLL would have increased by $66 million and $126 million, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Commercial loans and leases are charged off to the ALLL when there is little prospect of collecting either principal or interest. Charge-offs of commercial loans and leases usually involve receipt of borrower-specific adverse information. For commercial collateral-dependent loans, an appraisal or other valuation is used to quantify a shortfall between the fair value of the collateral less costs to sell and the recorded investment in the commercial loan. Retail loan charge-offs are generally based on established delinquency thresholds rather than borrower-specific adverse information. When a loan is collateral-dependent, any shortfalls between the fair value of the collateral less costs to sell and the recorded investment is promptly charged off. Placing any loan or lease on nonaccrual status does not by itself require a partial or total charge-off; however, any identified losses are charged off at that time.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For additional information regarding the ALLL and reserve for unfunded lending commitments, see </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 1</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 5</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Fair Value</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We measure fair value using the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is based upon quoted market prices in an active market, where available. If quoted prices are not available, observable market-based inputs or independently sourced parameters are used to develop fair value, whenever possible. Such inputs may include prices of similar assets or liabilities, yield curves, interest rates, prepayment speeds and foreign exchange rates.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We classify our assets and liabilities that are carried at fair value in accordance with the three-level valuation hierarchy:</span></div><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Level 1. Quoted prices (unadjusted) in active markets for identical assets or liabilities;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Level 2. Observable inputs other than Level 1 prices, such as quoted prices for similar instruments; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by market data for substantially the full term of the asset or liability; and</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Level 3. Unobservable inputs that are supported by little or no market information and that are significant to the fair value measurement.</span></div></td></tr></table><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Classification in the hierarchy is based upon the lowest level input that is significant to the fair value measurement of the asset or liability. For instruments classified in Level 1 and 2 where inputs are primarily based upon observable market data, there is less judgment applied in arriving at the fair value. For instruments classified in Level 3, management judgment is more significant due to the lack of observable market data.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We review and update the fair value hierarchy classifications on a quarterly basis. Changes from one quarter to the next related to the observability of inputs in fair value measurements may result in a reclassification between the fair value hierarchy levels and are recognized based on year-end balances. We also verify the accuracy of the pricing provided by our primary external pricing service on a quarterly basis. This process involves using a secondary external vendor to provide valuations for our securities portfolio for comparison purposes. Any securities with discrepancies beyond a certain threshold are researched and, if necessary, valued by an independent outside broker.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Fair value is also used on a nonrecurring basis to evaluate certain assets for impairment or for disclosure purposes. Examples of nonrecurring uses of fair value include mortgage servicing rights accounted for by the amortization method, loan impairments for certain loans and goodwill.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The fair value of assets under operating leases is determined using collateral specific pricing digests, external appraisals, broker opinions, recent sales data from industry equipment dealers, and the discounted cash flows </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">74</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">derived from the underlying lease agreement.&#160;As market data for similar assets and lease agreements is available and used in the valuation, these assets are classified as Level 2.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">MSRs do not trade in an active market with readily observable prices. MSRs are classified as Level 3 since the valuation methodology utilizes significant unobservable inputs. The fair value was calculated using a discounted cash flow model which used assumptions, including weighted-average life, prepayment assumptions and weighted-average option adjusted spread. It is important to note that changes in&#160;our assumptions may not be independent of each other.&#160;Changes in one assumption may result in changes to another (e.g., changes in interest rates, which are inversely correlated to changes in prepayment rates, may result in changes to discount rates), which could impact sensitivities. The underlying assumptions and estimated values are corroborated by values received from independent third parties based on their review of the servicing portfolio, and comparisons to market transactions. In addition, the MSR Policy is approved by the Asset Liability Committee. </span></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For additional information regarding our fair value measurements, see </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 1</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 3</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 8</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 13</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 19</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><a id="s2b2ea383fbde4371bb6491163ed9e248"></a></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ACCOUNTING AND REPORTING DEVELOPMENTS</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Accounting standards issued but not adopted as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:7.5pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:19%;"></td><td style="width:48%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;">Pronouncement</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;">Summary of Guidance</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;">Effects on Financial Statements</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"><div style="font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Simplifying the Accounting for Income Taxes</span></div><div style="font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div style="font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-style:italic;">Issued December 2019</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">The guidance simplifies the accounting for income taxes by eliminating certain exceptions related to the approach for intraperiod tax allocation, the methodology for calculating income taxes in an interim period and the recognition of deferred tax liabilities for outside basis differences.</span></span></div><div style="text-align:left;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Simplifies aspects of the accounting for franchise taxes and enacted changes in tax laws or rates.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Clarifies the accounting for transactions that result in a step-up in the tax basis of goodwill.</span></span></div><div style="text-align:left;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div style="text-align:left;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;    Required effective date: January 1, 2021.   Early adoption is permitted. The Company adopted this guidance effective January 1, 2020.</span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;    Adoption did not have an impact on our Consolidated Financial Statements.<br/></span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"><div style="font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Disclosure Requirements - Fair Value Measurements</span></div><div style="font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div style="font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-style:italic;">Issued August 2018</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Amends disclosure requirements on fair value measurements.</span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">The guidance eliminates requirements for certain disclosures that are no longer considered relevant or cost beneficial, requires new disclosures and modifies existing disclosures that are expected to enhance the usefulness of the financial statements.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Prospective application is required for new disclosure requirements.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Retrospective application is required for all other amendments for all periods presented.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"><div><div style="float:left; width:64px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Required effective date: January 1, 2020. Early adoption is permitted. We did not adopt this guidance prior to the required effective date.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:64px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Adoption is not expected to have a material impact on our Consolidated Financial Statements.</span></span></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">75</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s2363C45F5EEC54679763D92B3820C646"></a></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">RISK GOVERNANCE</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;">We are committed to maintaining a strong, integrated and proactive approach to the management of all risks to which we are exposed in pursuit of our business objectives. A key aspect of our Board&#8217;s responsibility as the main decision making body is setting our risk appetite to ensure that the levels of risk that we are willing to accept in the attainment of our strategic business and financial objectives are clearly understood.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;">To enable our Board to carry out its objectives, it has delegated authority for risk management activities, as well as governance and oversight of those activities, to a number of Board and executive management level risk committees. The Executive Risk Committee (&#8220;ERC&#8221;), chaired by the Chief Risk Officer, is responsible for oversight of risk across the enterprise and actively considers our inherent material risks, analyzes our overall risk profile and seeks confirmation that the risks are being appropriately identified, assessed and mitigated. Reporting to the ERC are the following additional committees, covering specific areas of risk: Compliance and Operational Risk Committee, Model Risk Committee, Credit Policy Committee, Asset Liability Committee, Business Initiatives Review Committee, and the Conduct and Ethics Committee.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Risk Framework </span></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our risk management framework is embedded in our business through a &#8220;Three Lines of Defense&#8221; model which defines responsibilities and accountabilities for risk management activities. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">First Line of Defense </span></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The business lines (including their associated support functions) are the first line of defense and are accountable for identifying, assessing, managing, and controlling the risks associated with the products and services they provide. The business lines are responsible for performing regular risk assessments to identify and assess the material risks that arise in their area of responsibility, complying with relevant risk policies, testing and certifying the adequacy and effectiveness of their operational and financial reporting controls on a regular basis, establishing and documenting operating procedures and establishing and owning a governance structure for identifying and managing risk. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Second Line of Defense </span></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The second line of defense includes independent monitoring and control functions accountable for developing and ensuring implementation of risk and control frameworks and related policies. This centralized risk function is appropriately independent from the business and is accountable for overseeing and challenging our business lines on the effective management of their risks, including credit, market, operational, regulatory, reputational, interest rate, liquidity and strategic risks. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Third Line of Defense </span></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our Internal Audit function is the third line of defense providing independent assurance with a view of the effectiveness of our internal controls, governance practices, and culture so that risk is managed appropriately for the size, complexity, and risk profile of the organization. Internal Audit has complete and unrestricted access to any and all of our records, physical properties and personnel. Internal Audit issues a report following each internal review and provides an audit opinion to the Board&#8217;s Audit Committee on a quarterly basis. </span></div><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Credit Quality Assurance reports to the Chief Audit Executive and provides the legal-entity boards, senior management and other stakeholders with independent assurance on the quality of credit portfolios and adherence to agreed Credit Risk Appetite and Credit Policies and processes. In line with its procedures and regulatory expectations, the Credit Quality Assurance function undertakes a program of portfolio testing, assessing and reporting through four Risk Pillars of Asset Quality, Rating and Data Integrity, Risk Management and Credit Risk Appetite. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Risk Appetite </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Risk appetite is a strategic business and risk management tool. We define our risk appetite as the maximum limit of acceptable risk beyond which we could be unable to achieve our strategic objectives and capital adequacy obligations. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our principal non-market risks include credit, operational, regulatory, reputational, liquidity and strategic risks. We are also subject to certain market risks which include potential losses arising from changes in interest rates, foreign exchange rates, equity prices, commodity prices and/or other relevant market rates or prices. Market risk in our business arises from trading activities that serve customer needs, including hedging of interest rates, foreign exchange risk and non-trading activities within capital markets. We have established enterprise-wide policies </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">76</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">and methodologies to identify, measure, monitor and report on market risk. We actively manage both trading and non-trading market risks. See &#8220;&#8212;Market Risk&#8221; for further information. Our risk appetite is reviewed and approved annually by the Board Risk Committee. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Credit Risk </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Overview </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Credit risk represents the potential for loss arising from a customer, counterparty, or issuer failing to perform in accordance with the contractual terms of the obligation. While the majority of our credit risk is associated with lending activities, we do engage with other financial counterparties for a variety of purposes including investing, asset and liability management, and trading activities. Given the financial impact of credit risk on our earnings and balance sheet, the assessment, approval and management of credit risk represents a major part of our overall risk-management responsibility. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Objective </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The independent Credit Risk Function is responsible for reviewing and approving credit risk appetite across all lines of business and credit products, approving larger and higher risk credit transactions, monitoring portfolio performance, identifying problem credit exposures, and ensuring remedial management. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Organizational Structure </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Management and oversight of credit risk is the responsibility of both the business line and the second line of defense. The second line of defense, the independent Credit Risk Function, is led by the Chief Credit Officer who oversees all of our credit risk. The Chief Credit Officer reports to the Chief Risk Officer. The Chief Credit Officer, acting in a manner consistent with Board policies, has responsibility for, among other things, the governance process around policies, procedures, risk acceptance criteria, credit risk appetite, limits and authority delegation. The Chief Credit Officer and team also have responsibility for credit approvals for larger and higher risk transactions and oversight of line of business credit risk activities. Reporting to the Chief Credit Officer are the heads of the second line of defense credit functions specializing in: Consumer Banking, Commercial Banking, Citizens Restructuring Management, Portfolio and Corporate Reporting, ALLL Analytics, Current Expected Credit Loss, and Credit Policy and Administration. Each team under these leaders is composed of highly experienced credit professionals. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Governance </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The primary mechanisms used to govern our credit risk function are our consumer and commercial credit policies. These policies outline the minimum acceptable lending standards that align with our desired risk appetite. Material changes in our business model and strategies that identify a need to change our risk appetite or highlight a risk not previously contemplated are identified by the individual committees and presented to the Credit Policy Committee, Executive Risk Committee and the Board Risk Committee for approval, as appropriate. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Key Management Processes </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We employ a comprehensive and integrated risk control program to proactively identify, measure, monitor, and mitigate existing and emerging credit risks across the credit life cycle (origination, account management/portfolio management, and loss mitigation and recovery). </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Consumer</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">On the Consumer Banking side of credit risk, our teams use models to evaluate consumer loans across the life cycle of the loan. Starting at origination, credit scoring models are used to forecast the probability of default of an applicant. When approving customers for a new loan or extension of an existing credit line, credit scores are used in conjunction with other credit risk variables such as affordability, length of term, collateral value, collateral type, and lien subordination. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">To ensure proper oversight of the underwriting teams, lending authority is granted by the second line of defense credit risk function to each underwriter. The amount of delegated authority depends on the experience of the individual. We periodically evaluate the performance of each underwriter and annually reauthorize their delegated authority. Only senior members of the second line of defense credit risk team are authorized to approve significant exceptions to credit policies. It is not uncommon to make exceptions to established policies when compensating factors are present. There are exception limits which, when reached, trigger a comprehensive analysis. </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">77</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Once an account is established, credit scores and collateral values are refreshed at regular intervals to allow for proactive identification of increasing or decreasing levels of credit risk. Our approach to managing credit risk is highly analytical and, where appropriate, is automated, to ensure consistency and efficiency. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Commercial</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">On the Commercial Banking side of credit risk, the structure is broken into C&amp;I loans and leases and CRE. Within C&amp;I loans and leases there are separate verticals established for certain specialty products (e.g., asset-based lending, leasing, franchise finance, health care, and technology, mid-corporate). A &#8220;specialty vertical&#8221; is a stand-alone team of industry or product specialists. Substantially all activity that falls under the ambit of the defined industry or product is managed through a specialty vertical when one exists. CRE also operates as a specialty vertical. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Commercial credit risk management begins with defined credit products and policies.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Commercial transactions are subject to individual analysis and approval at origination and, with few exceptions, are subject to a formal annual review requirement. The underwriting process includes the establishment and approval of credit grades that confirm the PD and LGD. All material transactions then require the approval of both a business line approver and an independent credit approver with the requisite level of delegated authority. The approval level of a particular credit facility is determined by the size of the credit relationship as well as the PD. The checks and balances in the credit process and the independence of the credit approver function are designed to appropriately assess and sanction the level of credit risk being accepted, facilitate the early recognition of credit problems when they occur, and to provide for effective problem asset management and resolution. All authority to grant credit is delegated through the independent Credit Risk function and is closely monitored and regularly updated. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The primary factors considered in commercial credit approvals are the financial strength of the borrower, assessment of the borrower&#8217;s management capabilities, cash flows from operations, industry sector trends, type and sufficiency of collateral, type of exposure, transaction structure, and the general economic outlook. While these are the primary factors considered, there are a number of other factors that may be considered in the decision process. In addition to the credit analysis conducted during the approval process at origination and annual review, our Credit Quality Assurance group performs testing to provide an independent review and assessment of the quality of the portfolio and new originations. This group conducts portfolio reviews on a risk-based cycle to evaluate individual loans, and validate risk ratings, as well as test the consistency of the credit processes and the effectiveness of credit risk management. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The maximum level of credit exposure to individual credit borrowers is limited by policy guidelines based on the perceived risk of each borrower or related group of borrowers. Concentration risk is managed through limits on industry asset class and loan quality factors. We focus predominantly on extending credit to commercial customers with existing or expandable relationships within our primary markets (for this purpose defined as our 11 state footprint plus contiguous states), although we do engage in lending opportunities outside our primary markets if we believe that the associated risks are acceptable and aligned with strategic initiatives. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Substantially all loans categorized as Classified are managed by a specialized group of credit professionals.</span></div><div><a id="s04F70C8419EF575D872C79BE65E5895D"></a></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">MARKET RISK</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Market risk refers to potential losses arising from changes in interest rates, foreign exchange rates, equity prices, commodity prices and/or other relevant market rates or prices. Modest market risk arises from trading activities that serve customer needs, including hedging of interest rate and foreign exchange risk. As described below, more material market risk arises from our non-trading banking activities, such as loan origination and deposit-gathering. We have established enterprise-wide policies and methodologies to identify, measure, monitor and report market risk. We actively manage market risk for both trading and non-trading activities. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Non-Trading Risk </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;">We are exposed to market risk as a result of non-trading banking activities. This market risk is substantially composed of interest rate risk, as we have no commodity risk and de minimis direct currency and equity risk. We also have market risk related to capital markets loan originations, as well as the valuation of our MSRs</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;padding-left:32px;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Interest Rate Risk</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Interest rate risk emerges from the balance sheet after the aggregation of our assets, liabilities and equity. We refer to this non-trading risk embedded in the balance sheet as &#8220;structural interest rate risk&#8221; or &#8220;interest rate risk in the banking book.&#8221;</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">78</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A major source of structural interest rate risk is a difference in the repricing of assets relative to liabilities and equity. There are differences in the timing and drivers of rate changes reflecting the maturity and/or repricing of assets and liabilities. For example, the rate earned on a commercial loan may reprice monthly with changes in LIBOR, while the rate paid on debt or certificates of deposit may be fixed for a longer period. There may also be differences in the drivers of rate changes.&#160;Loans may be tied to a specific index rate such as LIBOR or Prime, while deposits may be only loosely correlated with LIBOR and dependent upon competitive demand. Due to these basis differences, net interest income is sensitive to changes in spreads between certain indices or repricing rates.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Another important source of structural interest rate risk relates to the potential exercise of explicit or embedded options. For example, most consumer loans can be prepaid without penalty and most consumer deposits can also be withdrawn without penalty. The exercise of such options by customers can exacerbate the timing differences discussed above. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A primary source of our structural interest rate risk relates to faster repricing of floating-rate loans relative to retail deposit funding. This source of asset sensitivity is more biased toward the short end of the yield curve. After a period of slowly raising short-term rates to a more neutral stance, the FRB adjusted their policy stance with a mid-cycle adjustment, reducing short term rates by 75 basis points in 2019. As this shift occurred, we reduced our asset sensitivity to a more moderate level to account for the less certain outlook for policy rates.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The secondary source of our interest rate risk is driven by longer term rates comprising the rollover or reinvestment risk on fixed-rate loans, as well as prepayment risk on mortgage-related loans and securities funded by non-rate sensitive deposits and equity. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The primary goal of interest rate risk management is to control exposure to interest rate risk within policy limits approved by our Board. These limits and guidelines reflect our tolerance for interest rate risk over both short-term and long-term horizons. To ensure that exposure to interest rate risk is managed within our risk appetite, we must measure the exposure and hedge it, as necessary. The Treasury Asset and Liability Management team is responsible for measuring, monitoring and reporting on our structural interest rate risk position. These exposures are reported on a monthly basis to the Asset Liability Committee and at Board meetings. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We measure structural interest rate risk through a variety of metrics intended to quantify both short-term and long-term exposures. The primary method we use to quantify interest rate risk is simulation analysis in which we model net interest income from assets, liabilities and hedge derivative positions under various interest rate scenarios over a three-year horizon. Exposure to interest rate risk is reflected in the variation of forecasted net interest income across the scenarios. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Key assumptions in this simulation analysis relate to the behavior of interest rates and spreads, the changes in product balances and the behavior of loan and deposit clients in different rate environments. The most material of these behavioral assumptions relate to the repricing characteristics and balance fluctuations of deposits with indeterminate (i.e., non-contractual) maturities, as well as the pace of mortgage prepayments. Assessments are periodically made by running sensitivity analyses to determine the impact of key assumptions. The results of these analyses are reported to the Asset Liability Committee.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As the future path of interest rates cannot be known in advance, we use simulation analysis to project net interest income under various interest rate scenarios including a &#8220;most likely&#8221; (implied forward) scenario, as well as a variety of deliberately extreme and perhaps unlikely scenarios. These scenarios may assume gradual ramping of the overall level of interest rates, immediate shocks to the level of rates and various yield curve twists in which movements in short- or long-term rates predominate. Generally, projected net interest income in any interest rate scenario is compared to net interest income in a base case where market forward rates are realized. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The table below reports net interest income exposures against a variety of interest rate scenarios. Our policies involve measuring exposures as a percentage change in net interest income over the next year due to either instantaneous or gradual parallel changes in rates relative to the market implied forward yield curve. As the following table illustrates, our balance sheet is asset-sensitive; net interest income would benefit from an increase in interest rates, while exposure to a decline in interest rates is within limit. While an instantaneous and severe shift in interest rates was used in this analysis, we believe that any actual shift in interest rates would likely be more gradual and therefore have a more modest impact.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">79</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The table below presents the sensitivity of net interest income to various parallel yield curve shifts from the market implied forward yield curve: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6"></td></tr><tr><td style="width:80%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated % Change in</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net Interest Income over 12 Months</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Basis points</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Instantaneous Change in Interest Rates</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">+200</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6.9</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">9.5</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">+100</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.6</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.8</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">-100</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(3.8</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(4.5</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gradual Change in Interest Rates</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">+200</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.2</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.9</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">+100</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">-100</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1.9</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1.1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Given broad expectations that the FRB will maintain its current policy stance, we continue to manage asset sensitivity within the scope of our policy and changing market conditions. Asset sensitivity against a 200 basis point gradual increase in rates was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">3.2%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, compared with </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4.9%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Additionally, approximately 75% to 80% of this asset sensitivity is tied to long-term interest rate exposure (greater than six months). The risk position can be affected by changes in interest rates which impact the repricing sensitivity or beta of the deposit base as well as the cash flows on assets that allow for early payoff without a penalty. The risk position is managed within our risk limits, and long term view of interest rates through occasional adjustments to securities investments, interest rate swaps and mix of funding.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We use a valuation measure of exposure to structural interest rate risk, Economic Value of Equity (&#8220;EVE&#8221;), as a supplement to net interest income simulations. EVE complements net interest income simulation analysis, as it estimates risk exposure over a long-term horizon. EVE measures the extent to which the economic value of assets, liabilities and off-balance sheet instruments may change in response to fluctuations in interest rates. This analysis is highly dependent upon assumptions applied to assets and liabilities with non-contractual maturities. The change in value is expressed as a percentage of regulatory capital. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We use interest rate swap contracts to manage the interest rate exposure to variability in the interest cash flows on our floating-rate assets and floating-rate wholesale funding, and to hedge market risk on fixed-rate capital markets debt issuances. The table below summarizes the related hedging activities.</span></div><div style="line-height:120%;text-align:center;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.41520467836257%;border-collapse:collapse;text-align:left;"><tr><td colspan="26"></td></tr><tr><td style="width:26%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Weighted Average</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Weighted Average</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Notional Amount</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Maturity (Years)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Receive Rate</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Pay Rate </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Notional Amount</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Maturity (Years)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Receive Rate</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Pay Rate </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Cash flow - receive-fixed/pay-variable - conventional ALM</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$19,350</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">($2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.7</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.7</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$8,100</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.7</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value - receive-fixed/pay-variable - conventional debt</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4,650</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(1</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.0</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.0</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.9</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,450</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.4</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.8</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.7</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Cash flow - pay-fixed/receive-variable - conventional ALM</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,000</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.7</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.7</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">500</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value - pay-fixed/receive-variable - conventional ALM</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2,846</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.5</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.8</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.8</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total portfolio swaps</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$29,846</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.8</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.8</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$12,050</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$5</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1.8</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Floors - conventional ALM</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$7,000</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">0.5</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> In </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, we reduced asset sensitivity over the December 2019 to December 2021 period with the addition of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1.8 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of December 2019 forward starting </span></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">    receive-fixed interest rate swaps as part of an ongoing program to manage interest rate risk.</span></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> In </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, we executed a last-of-layer hedge utilizing pay-fixed interest rate swap agreements to manage the interest rate exposure on mortgage-backed </span></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">    securities held in our available for sale debt securities portfolio. As of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, the notional and fair value of these hedges was </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2.0 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">    </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2 million</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, respectively. </span></div><div style="line-height:120%;text-align:justify;text-indent:32px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">80</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;text-align:justify;text-indent:32px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Capital Markets</span></div><div style="line-height:120%;text-align:justify;text-indent:32px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A key component of our capital markets activities is the underwriting and distribution of corporate credit facilities to partially finance mergers and acquisitions transactions for our clients.&#160; We have a rigorous risk management process around these activities, including a limit structure capping our underwriting risk, our potential loss, and sub-limits for specific asset classes.&#160; Further, the ability to approve underwriting exposure is delegated only to senior level individuals in the credit risk management and capital markets organizations with each transaction adjudicated in the Loan Underwriting Approval Committee.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Mortgage Servicing Rights</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We have market risk associated with the value of residential MSRs, which are impacted by various types of inherent risks, including risks related to duration, basis, convexity, volatility and yield curve. Through December 31, 2019, we had elected to account for the MSRs acquired from FAMC at fair value while maintaining a lower of cost or market approach on our MSRs held before the FAMC acquisition. On January 1, 2020, we elected to change our accounting treatment such that all MSRs will be accounted for at fair value.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As part of our overall risk management strategy relative to the fair market value of the MSRs we enter into various free-standing derivatives, such as interest rate swaps, interest rate swaptions, interest rate futures, and forward contracts to purchase mortgage-backed securities to economically hedge the changes in fair value. As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and 2018, the fair value of the FAMC MSRs was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$642 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$600 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, and the total notional amount of related derivative contracts was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$8.6 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$4.6 billion</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. Gains and losses on MSRs and the related derivatives used for hedging are included in mortgage banking fees on the Consolidated Statements of Operations.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, our MSRs held before the FAMC acquisition had a book value of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$182 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$221 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, and were carried at the lower of cost or market. As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, these MSRs had a fair value of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$193 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$243 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, which exceeded the carrying value at those dates. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As with our traded market risk-based activities, earnings at risk excludes the impact of MSRs. MSRs are captured under our single price risk management framework that is used for calculating a management value at risk that is consistent with the definition used by banking regulators, as defined below.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Trading Risk </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We are exposed to market risk primarily through client facilitation activities including derivatives and foreign exchange products, as well as underwriting and market making activities. Exposure is created as a result of changes in interest rates and related basis spreads and volatility, foreign exchange rates, and credit spreads on a select range of interest rates, foreign exchange, commodities, corporate bonds and secondary loan instruments. These trading activities are conducted through CBNA and CCMI.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Client facilitation activities consist primarily of interest rate derivatives, financially settled commodity derivatives and foreign exchange contracts where we enter into offsetting trades with a separate counterparty or exchange to manage our market risk exposure. In addition to the aforementioned activities, we operate a secondary loan trading desk with the objective to meet secondary liquidity needs of our issuing clients&#8217; transactions and investor clients. We do not engage in any trading activities with the intent to benefit from short-term price differences. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We record these rate derivatives and foreign exchange contracts as derivative assets and liabilities on our Consolidated Balance Sheets. Trading assets and liabilities are carried at fair value with income earned related to these activities included in net interest income. Changes in fair value of trading assets and liabilities are reflected in other income, a component of noninterest income on the Consolidated Statements of Operations. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Market Risk Governance</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The market risk limit setting process is established in-line with the formal enterprise risk appetite process and policy. This appetite reflects the strategic and enterprise level articulation of opportunities for creating franchise value set to the boundaries of how much market risk to assume. Dealing authorities represent the key control tool in the management of market risk that allows the cascading of the risk appetite throughout the enterprise. A dealing authority sets the operational scope and tolerances within which a business and/or trading desk is permitted to operate, which is reviewed at least annually. Dealing authorities are structured to accommodate client facing trades and hedges needed to manage the risk profile. Primary responsibility for keeping within established tolerances </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">81</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">resides with the business. Key risk indicators, including VaR, open foreign currency positions and single name risk, are monitored on a daily basis and reported against tolerances consistent with our risk appetite and business strategy to relevant business line management and risk counterparts.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Market Risk Measurement</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We use VaR as a statistical measure for estimating potential exposure of our traded market risk in normal market conditions. Our VaR framework for risk management and regulatory reporting is the same. Risk management VaR is based on a one day holding period to a 99% confidence level, whereas regulatory VaR is based on a ten day holding period to the same confidence level. In addition to VaR, non-statistical measurements for measuring risk are employed, such as sensitivity analysis, market value and stress testing. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our market risk platform and associated market risk and valuation models capture correlation effects across all our &#8220;covered positions&#8221; and allow for aggregation of market risk across products, risk types, business lines and legal entities. We measure, monitor and report market risk for both management and regulatory capital purposes. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">VaR Overview</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:32px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> &#160;&#160;&#160;&#160;The market risk measurement model is based on historical simulation. The VaR measure estimates the extent of any fair value losses on trading positions that may occur due to broad market movements (General VaR) such as changes in the level of interest rates, foreign exchange rates, equity prices and commodity prices. It is calculated on the basis that current positions remain broadly unaltered over the course of a given holding period. It is assumed that markets are sufficiently liquid to allow the business to close its positions, if required, within this holding period. VaR&#8217;s benefit is that it captures the historic correlations of a portfolio. Based on the composition of our &#8220;covered positions,&#8221; we also use a standardized add-on approach for the loan trading desk&#8217;s Specific Risk capital which estimates the extent of any losses that may occur from factors other than broad market movements. The General VaR approach is expressed in terms of a confidence level over the past 500 trading days. The internal VaR measure (used as the basis of the main VaR trading limits) is a 99% confidence level with a one day holding period, meaning that a loss greater than the VaR is expected to occur, on average, on only one day in 100 trading days (i.e., 1% of the time). Theoretically, there should be a loss event greater than VaR two to three times per year. The regulatory measure of VaR is done at a 99% confidence level with a ten-day holding period. The historical market data applied to calculate the VaR is updated on a two business day lag. Refer to &#8220;Market Risk Regulatory Capital&#8221; below for details of our ten-day VaR metrics for the quarters ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, including high, low, average and period end VaR for interest rate and foreign exchange rate risks, as well as total VaR. </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">82</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Market Risk Regulatory Capital </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The U.S. banking regulators&#8217; &#8220;Market Risk Rule&#8221; covers the calculation of market risk capital. For the purposes of the Market Risk Rule, all of our client facing trades and associated hedges maintain a net low risk and do qualify, as &#8220;covered positions.&#8221; For the three months ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> we were subject to the reporting threshold under the Market Risk Rule, which resulted in the inclusion of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$695 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of calculated risk-weighted assets. However, for the three months ended December 31, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, we were not subject to the reporting threshold. As a result, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">$785 million</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of calculated market risk-weighted assets as of December 31, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> was not included in our risk-weighted assets and our covered trading activities were risk-weighted under U.S. Basel III Standardized credit risk rules. The internal management VaR measure is calculated based on the same population of trades that is utilized for regulatory VaR. The following table presents the results of our modeled and non-modeled measures for regulatory capital calculations:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.22027290448344%;border-collapse:collapse;text-align:left;"><tr><td colspan="33"></td></tr><tr><td style="width:42%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">For the Three Months Ended December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">For the Three Months Ended December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Market Risk Category</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Period&#160;End</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">High</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Low</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Period&#160;End</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">High</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Low</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest Rate</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign Exchange Currency Rate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit Spread</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commodity</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="padding-bottom:1px;text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="padding-bottom:1px;text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="padding-bottom:1px;text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="padding-bottom:1px;text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">General VaR</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Specific Risk VaR</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total VaR</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$5</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$4</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$5</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$3</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Stressed General VaR</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$13</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$10</span></div></td><td style="vertical-align:bottom;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$13</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$7</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$13</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$13</span></div></td><td style="vertical-align:bottom;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$15</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$10</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Stressed Specific Risk VaR</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total Stressed VaR</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$13</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$10</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$13</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$7</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$13</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$13</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$15</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$10</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Market Risk Regulatory Capital</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$42</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$47</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Specific Risk Not Modeled Add-on</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">14</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">16</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">de Minimis Exposure Add-on</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total Market Risk Regulatory Capital</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$56</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$63</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Market Risk-Weighted Assets (calculated)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$695</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$785</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Market Risk-Weighted Assets (included in our FR Y-9C regulatory filing) </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$695</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr></table></div></div><div style="line-height:174%;padding-top:2px;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> For the three months ended December 31, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> we did not meet the reporting threshold prescribed by Market Risk Rule.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Stressed VaR </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">SVaR is an extension of VaR, but uses a longer historical look-back horizon that is fixed from January&#160;3, 2005. This is done not only to identify headline risks from more volatile periods, but also to provide a counter-balance to VaR which may be low during periods of low volatility. The holding period for profit and loss determination is ten days. In addition to risk management purposes, SVaR is also a component of market risk regulatory capital. We calculate SVaR daily under its own dynamic window regime. In a dynamic window regime, values of the ten-day, 99% VaR are calculated over all possible 260-day periods that can be obtained from the complete historical data set. Refer to &#8220;Market Risk Regulatory Capital&#8221; above for details of SVaR metrics, including high, low, average and period end SVaR for the combined portfolio.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Sensitivity Analysis </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Sensitivity analysis is the measure of exposure to a single risk factor, such as a one basis point change in rates or credit spread. We conduct and monitor sensitivity on interest rates, basis spreads, foreign exchange exposures, option prices and credit spreads. Whereas VaR is based on previous moves in market risk factors over recent periods, it may not be an accurate predictor of future market moves. Sensitivity analysis complements VaR as it provides an indication of risk relative to each factor irrespective of historical market moves, and is an effective tool in evaluating the appropriateness of hedging strategies and concentrations.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">83</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Stress Testing </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Conducting a stress test of a portfolio consists of running risk models with the inclusion of key variables that simulate various historical or hypothetical scenarios. For historical stress tests, profit and loss results are simulated for selected time periods corresponding to the most volatile underlying returns while hypothetical stress tests aim to consider concentration risk, illiquidity under stressed market conditions and risk arising from our trading activities that may not be fully captured by our other models. Hypothetical scenarios also assume that market moves happen simultaneously and no repositioning or hedging activity takes place to mitigate losses as market events unfold. We generate stress tests of our trading positions on a daily basis. For example, we currently include a stress test that simulates a &#8220;Lehman-type&#8221; crisis scenario by taking the worst 20-trading day peak to trough moves for the various risk factors that go into VaR from that period, and assumes they occurred simultaneously. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">VaR Model Review and Validation </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Market risk measurement models used are independently reviewed and subject to ongoing performance analysis by the model owners. The independent review and validation focuses on the model methodology, market data, and performance. Independent review of market risk measurement models is the responsibility of Citizens&#8217; Model Risk Management and Validation team. Aspects covered include challenging the assumptions used, the quantitative techniques employed and the theoretical justification underpinning them and an assessment of the soundness of the required data over time. Where possible, the quantitative impact of the major underlying modeling assumptions will be estimated (e.g., through developing alternative models). Results of such reviews are shared with our U.S. banking regulators. The market risk models may be periodically enhanced due to changes in market price levels and price action regime behavior. The Market Risk Management and Validation team will conduct internal validation before a new or changed model element is implemented and before a change is made to a market data mapping.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">VaR Backtesting</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Backtesting is one form of validation of the VaR model and is run daily. The Market Risk Rule requires a comparison of our internal VaR measure to the actual net trading revenue (excluding fees, commissions, reserves, intra-day trading and net interest income) for each day over the preceding year (the most recent 250 business days). Any observed loss in excess of the VaR number is taken as an exception. The level of exceptions determines the multiplication factor used to derive the VaR and SVaR-based capital requirement for regulatory reporting purposes, when applicable. We perform sub-portfolio backtesting as required under the Market Risk Rule, using models approved by our banking regulators, for interest rate, credit spread, and foreign exchange positions.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:32px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following graph shows our daily net trading revenue and total internal, modeled VaR for the year ended December&#160;31, 2019.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Daily VaR Backtesting</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;"><img src="graphv4.jpg" alt="graphv4.jpg" style="height:261px;width:684px;"></img></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">84</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s5AAE4528602E5EDEAA08558CB0ADCFC4"></a></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">KEY PERFORMANCE METRICS, NON-GAAP FINANCIAL MEASURES AND RECONCILATIONS</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For more information on the computation of key performance metrics and non-GAAP financial measures, see &#8220;&#8212;Introduction&#8212; Key Performance Metrics Used by Management and Non-GAAP Financial Measures,&#8221; included in this Report. The following tables present key components and computations of key performance metrics as well as computations of non-GAAP financial measures representing our &#8220;Underlying&#8221; results used throughout &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221;:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"></td></tr><tr><td style="width:71%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(in millions, except share, per-share and ratio data)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Ref.</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Noninterest income, Underlying:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Noninterest income (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,877</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,596</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Less: Notable items</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(5</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Noninterest income, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,877</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,601</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Total revenue, Underlying:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Total revenue (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">A</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$6,491</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$6,128</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Less: Notable items</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(5</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Total revenue, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">B</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$6,491</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$6,133</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Noninterest expense, Underlying:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Noninterest expense (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">C</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$3,847</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$3,619</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Less: Notable items</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">68</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">54</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Noninterest expense, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">D</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$3,779</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$3,565</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Pre-provision profit:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Total revenue (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">A</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">6,491</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$6,128</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Less: Noninterest expense (GAAP)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">C</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3,847</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3,619</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Pre-provision profit (GAAP)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2,644</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2,509</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Pre-provision profit, Underlying:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Total revenue, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">B</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$6,491</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$6,133</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Less: Noninterest expense, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">D</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3,779</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3,565</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Pre-provision profit, Underlying (non-GAAP)<br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2,712</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2,568</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Income before income tax expense, Underlying:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Income before income tax expense (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">E</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2,251</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2,183</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Less: Income (expense) before income tax expense (benefit) related to notable items</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(68</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(59</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Income before income tax expense, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">F</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2,319</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2,242</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Income tax expense and effective income tax rate, Underlying:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Income tax expense (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">G</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$460</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$462</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Less: Income tax expense (benefit) related to notable items</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(51</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(43</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Income tax expense, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">H</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$511</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$505</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Effective income tax rate (GAAP)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">G/E</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">20.43</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">21.16</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Effective income tax rate, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">H/F</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">22.03</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">22.55</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Net income, Underlying:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net income (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">I</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,791</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,721</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Add: Notable items, net of income tax expense (benefit)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">17</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">16</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net income, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">J</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,808</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,737</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Net income available to common stockholders, Underlying:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net income available to common stockholders (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">K</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,718</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,692</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Add: Notable items, net of income tax expense (benefit)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">17</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">16</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net income available to common stockholders, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">L</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,735</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,708</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:24px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:24px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:24px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:24px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:24px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr></table></div></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">85</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"></td></tr><tr><td style="width:71%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-bottom:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(in millions, except share, per-share and ratio data)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-bottom:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Ref.</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;border-bottom:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;border-bottom:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Return on average common equity and return on average common equity, Underlying:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Average common equity (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">M</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$20,325</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$19,645</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Return on average common equity</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">K/M</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">8.45</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">8.62</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Return on average common equity, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">L/M</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">8.53</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">8.69</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Return on average tangible common equity and return on average tangible common equity, Underlying:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Average common equity (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">M</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$20,325</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$19,645</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Less: Average goodwill (GAAP)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">7,036</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">6,912</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Less: Average other intangibles (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">71</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">14</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Add: Average deferred tax liabilities related to goodwill (GAAP)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">371</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">359</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Average tangible common equity</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">N</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$13,589</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$13,078</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Return on average tangible common equity</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">K/N</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">12.64</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">12.94</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Return on average tangible common equity, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">L/N</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">12.76</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">13.06</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Return on average total assets and return on average total assets, Underlying:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Average total assets (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">O</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$162,176</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$154,553</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Return on average total assets</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">I/O</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.10</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.11</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Return on average total assets, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">J/O</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.11</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.12</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Return on average total tangible assets and return on average total tangible assets, Underlying:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Average total assets (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">O</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$162,176</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$154,553</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Less: Average goodwill (GAAP)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">7,036</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">6,912</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Less: Average other intangibles (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">71</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">14</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Add: Average deferred tax liabilities related to goodwill (GAAP)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">371</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">359</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Average tangible assets</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">P</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$155,440</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$147,986</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Return on average total tangible assets</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">I/P</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.15</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.16</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Return on average total tangible assets, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">J/P</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.16</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.17</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Efficiency ratio and efficiency ratio, Underlying:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Efficiency ratio</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">C/A</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">59.28</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">59.06</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Efficiency ratio, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">D/B</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">58.23</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">58.13</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Operating leverage and operating leverage, Underlying:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Increase in total revenue</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">5.91</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">7.37</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Increase in noninterest expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">6.30</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">4.18</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Operating Leverage</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(0.39</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">)%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.19</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Increase in total revenue, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">5.83</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">7.58</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Increase in noninterest expense, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">6.00</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">4.30</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Operating Leverage, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(0.17</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">)%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.28</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Net income per average common share - basic and diluted, Underlying:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Average common shares outstanding - basic (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Q</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">449,731,453</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">478,822,072</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Average common shares outstanding - diluted (GAAP)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">R</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">451,213,701</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">480,430,741</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net income per average common share - basic (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">K/Q</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$3.82</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$3.54</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net income per average common share - diluted (GAAP)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">K/R</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.81</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.52</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net income per average common share-basic, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">L/Q</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.86</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.57</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net income per average common share-diluted, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">L/R</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.84</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3.56</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Dividend payout ratio and dividend payout ratio, Underlying:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Cash dividends declared and paid per common share</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">S</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1.36</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$0.98</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Dividend payout ratio</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">S/(K/Q)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">36</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">28</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Dividend payout ratio, Underlying (non-GAAP)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">S/(L/Q)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">35</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">27</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">86</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="27"></td></tr><tr><td style="width:26%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td colspan="25" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">As of and for the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(in millions, except ratio data)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Ref. </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Consumer<br/>Banking</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Commercial<br/>Banking</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Other </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Consolidated </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Consumer<br/>Banking</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Commercial<br/>Banking</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Other </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Consolidated </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Net income (loss) available to common stockholders:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net income (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">T</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$875</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$870</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$46</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,791</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$767</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$927</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$27</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,721</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Less: Preferred stock dividends</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">73</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">73</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">29</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">29</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Net income (loss) available to common stockholders</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">U</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$875</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$870</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">($27</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,718</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$767</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$927</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">($2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$1,692</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="8" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Efficiency ratio:</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Total revenue (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">V</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$4,338</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2,073</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$80</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$6,491</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$4,037</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$2,042</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$49</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$6,128</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Noninterest expense (GAAP)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">W</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2,851</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">858</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">138</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3,847</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2,723</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">813</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">83</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">3,619</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Efficiency ratio </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">W/V</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">65.72</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">41.38</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">NM</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">59.28</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">67.47</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">39.80</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">NM</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">59.06</span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Return on average total tangible assets:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Average total assets (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$66,240</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$55,947</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$39,989</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$162,176</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$62,444</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$52,362</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$39,747</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$154,553</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Less: Average goodwill (GAAP)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">120</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">40</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">6,876</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">7,036</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">25</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">11</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">6,876</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">6,912</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Less: Average other intangibles (GAAP)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">65</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">6</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">71</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">12</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">14</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Add: Average deferred tax liabilities related to goodwill (GAAP)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">371</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">371</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">359</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">359</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Average total tangible assets </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">X</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$66,055</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$55,901</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$33,484</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$155,440</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$62,407</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$52,349</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$33,230</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">$147,986</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="padding-bottom:4px;padding-top:4px;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Return on average total tangible assets </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;background-color:#cceeff;">T/X</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.32</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.56</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">NM</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.15</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.23</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.77</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;background-color:#cceeff;">NM</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">1.16</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">%</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br/></span></div><div><a id="s5E33D6E0DC9753AB8530819E42524A8F"></a></div><div style="line-height:120%;padding-bottom:16px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Quantitative and qualitative disclosures about market risk are presented in the &#8220;Market Risk&#8221; section of Part II, Item 7 &#8212; Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations is incorporated herein by reference.</span></div><div style="line-height:120%;text-align:justify;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br/></span></div><div style="line-height:120%;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">87</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sAFDEEF09FF1154479E6C51240B56694D"></a></div><div></div><div><br/></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:97.85575048732943%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:88%;"></td><td style="width:1%;"></td><td style="width:11%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;text-decoration:underline;">Page</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s412C7E611B2252519F5E5F2889A2556D"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Report of Management on Internal Control Over Financial Reporting</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s412C7E611B2252519F5E5F2889A2556D">89</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sC631F4401E6F50CAA5B4F96AEEFD1257"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Report of Independent Registered Public Accounting Firm on the Consolidated Financial Statements</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sC631F4401E6F50CAA5B4F96AEEFD1257">90</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s48BE3642E9C85169B22BAFBC2AE14EA3"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Report of Independent Registered Public Accounting Firm on Internal Control Over Financial Reporting</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s48BE3642E9C85169B22BAFBC2AE14EA3">93</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sFFBBB5388775541FA6E5FDE164B86C4B"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Consolidated Balance Sheets as of December 31, 2019 and 2018</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sFFBBB5388775541FA6E5FDE164B86C4B">94</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s2548B22305A85D49BE6C06D2A0CF2CE1"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Consolidated Statements of Operations for the Years ended December 31, 2019, 2018, and 2017</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s2548B22305A85D49BE6C06D2A0CF2CE1">95</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sBAE6CA5CDB515119AB4706BF38626A15"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Consolidated Statements of Comprehensive Income for the Years Ended December 31, 2019, 2018, and 2017</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sBAE6CA5CDB515119AB4706BF38626A15">96</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s700C01AC59655356A3FB73E75FA6D97C"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Consolidated Statements of Changes in Stockholders&#8217; Equity for the Years Ended December 31, 2019, 2018, and 2017</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s700C01AC59655356A3FB73E75FA6D97C">97</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sBD2FC610E73A5929AA1DD9BC45051416"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Consolidated Statements of Cash Flows for the Years Ended December 31, 2019, 2018, and 2017</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sBD2FC610E73A5929AA1DD9BC45051416">98</a></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sDB9AB55731DA5595B9D10DED1F181DED"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Notes to Consolidated Financial Statements</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sDB9AB55731DA5595B9D10DED1F181DED">100</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sE66F8185E8DD56F3A4B11450539021C3"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 1 - Basis of Presentation</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sE66F8185E8DD56F3A4B11450539021C3">100</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sFF87389220185F2B9393DC73F022098B"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 2 - Cash and Due from Banks</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sFF87389220185F2B9393DC73F022098B">102</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s43AF8C2A5DA45D499C1D1395915BFA47"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 3 - Securities</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s43AF8C2A5DA45D499C1D1395915BFA47">103</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sCB350FE466FC51CBAC4A155E1BAE610D"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 4 - Loans and Leases</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sCB350FE466FC51CBAC4A155E1BAE610D">107</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s043950A6DC865B7492953B6374E9AA4B"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 5 - Allowance for Credit Losses, Nonperforming Assets, and Concentrations of Credit Risk</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s043950A6DC865B7492953B6374E9AA4B">109</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sDEC3F88E3C585A32A8D8B2F21F6466C6"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 6 - Premises, Equipment and Software</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sDEC3F88E3C585A32A8D8B2F21F6466C6">120</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s0F22E5F7298154B6B44E5C3CBFB57E85"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 7 - Mortgage Banking</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s0F22E5F7298154B6B44E5C3CBFB57E85">121</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sF27CADF59A405A238AF0D88A0EF1A2CF"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 8 - Leases</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sF27CADF59A405A238AF0D88A0EF1A2CF">124</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s6E27A8CB699D51058A9570B0E65DFE52"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 9 - Goodwill and Intangible Assets</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s6E27A8CB699D51058A9570B0E65DFE52">125</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s069D460D4C545A8E82FD8F8686EB9AF8"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 10 - Variable Interest Entities</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s069D460D4C545A8E82FD8F8686EB9AF8">127</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sB5DCD7F8B9065B2B9947334206437B92"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 11 - Deposits</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sB5DCD7F8B9065B2B9947334206437B92">129</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sC462B830ADEF5C0397D314FA5BA39A72"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 12 - Borrowed Funds</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sC462B830ADEF5C0397D314FA5BA39A72">130</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sFF831C8B07305B31B9F20FB4F48A1B77"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 13 - Derivatives</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sFF831C8B07305B31B9F20FB4F48A1B77">132</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s0BEF29B517E4547E965A6B64842854B2"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 14 - Employee Benefits</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s0BEF29B517E4547E965A6B64842854B2">135</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s00F023C7B545536A8A516250C50748E4"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 15 - Reclassifications Out of Accumulated Other Comprehensive Income (Loss)</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s00F023C7B545536A8A516250C50748E4">137</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sF070C836AF5B5635824E2B64A98EBA09"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 16 - Stockholders&#8217; Equity</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sF070C836AF5B5635824E2B64A98EBA09">138</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sD986330374515FA2A545244CD6521851"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 17 - Share-Based Compensation</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sD986330374515FA2A545244CD6521851">139</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sCC8E9E4C5DB85517AC57A1C0E9C1903B"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 18 - Commitments and Contingencies</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sCC8E9E4C5DB85517AC57A1C0E9C1903B">140</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sA4D1983040EA5B9CA89434EEE7F96A63"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 19 - Fair Value Measurements</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sA4D1983040EA5B9CA89434EEE7F96A63">142</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sA296935E80445263993170BD93EE96D0"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 20 - Noninterest Income</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sA296935E80445263993170BD93EE96D0">148</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s88ECCC1BC831599999331FCB8C2F4BEE"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 21 - Other Operating Expense</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s88ECCC1BC831599999331FCB8C2F4BEE">150</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s6FAA3F0461F055E78C42DC79D3FADD94"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 22 - Income Taxes</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s6FAA3F0461F055E78C42DC79D3FADD94">150</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#sC9D896462B2D5D0B8A54D4F4CB2A8575"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 23 - Earnings Per Share</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sC9D896462B2D5D0B8A54D4F4CB2A8575">153</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s358D4143F6FE50868F0986FEE3D9D919"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 24 - Regulatory Matters</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s358D4143F6FE50868F0986FEE3D9D919">154</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s7DA4CA6796DE5B51877C634F5536A506"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 25 - Business Operating Segments</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s7DA4CA6796DE5B51877C634F5536A506">155</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;" href="#s05415B020EB556059D9182DAEA998399"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Note 26 - Parent Company Financials </span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s05415B020EB556059D9182DAEA998399">158</a></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">88</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s412C7E611B2252519F5E5F2889A2556D"></a></div><div><br/></div><div style="line-height:120%;padding-top:6px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">REPORT OF MANAGEMENT ON INTERNAL CONTROL OVER FINANCIAL REPORTING</span></div><div style="line-height:120%;padding-top:6px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Management is responsible for establishing and maintaining an adequate system of internal control over financial reporting as defined in Rule&#160;13a-15(f) of the Securities Exchange Act of 1934. The Company&#8217;s system of internal control over financial reporting is designed, under the supervision of the Chief Executive Officer and the Chief Financial Officer, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with accounting principles generally accepted in the United States of America.</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Because of its inherent limitations, internal control over financial reporting may not prevent or detect all misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions or that the degree of compliance with the policies or procedures may deteriorate.</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Management assessed the effectiveness of the Company&#8217;s system of internal control over financial reporting as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> based on the framework set forth by the Committee of Sponsoring Organizations of the Treadway Commission in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Internal Control &#8212; Integrated Framework (2013)</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Based on that assessment, management concluded that, as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company&#8217;s internal control over financial reporting is effective. </span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company&#8217;s internal control over financial reporting as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> has been audited by Deloitte &amp; Touche LLP, an independent registered public accounting firm, as stated in their accompanying report, appearing on page 93, which expresses an unqualified opinion on the effectiveness of the Company&#8217;s internal control over financial reporting.</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">89</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sC631F4401E6F50CAA5B4F96AEEFD1257"></a></div><div><br/></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">To the Shareholders and Board of Directors of</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. </span></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Providence, Rhode Island</span></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Opinion on the Consolidated Financial Statements </span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We have audited the accompanying consolidated balance sheets of Citizens Financial Group, Inc. and its subsidiaries (the "Company") as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the related consolidated statements of operations, comprehensive income, changes in stockholders' equity, and cash flows, for each of the three years in the period ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and the related notes (collectively referred to as the "consolidated financial statements"). In our opinion, the consolidated financial statements present fairly, in all material respects, the financial position of the Company as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and the results of their operations and their cash flows for each of the three years in the period ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, in conformity with accounting principles generally accepted in the United States of America.</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the Company's internal control over financial reporting as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, based on criteria established in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Internal Control - Integrated Framework (2013)</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> issued by the Committee of Sponsoring Organizations of the Treadway Commission and our report dated February 24, 2020, expressed an unqualified opinion on the Company's internal control over financial reporting.</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Basis for Opinion </span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">These consolidated financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on the Company's consolidated financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the consolidated financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the consolidated financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the consolidated financial statements. We believe that our audits provide a reasonable basis for our opinion.</span></div><div style="line-height:120%;padding-bottom:13px;padding-top:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Critical Audit Matters</span></div><div style="line-height:120%;padding-bottom:13px;padding-top:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The critical audit matters communicated below are matters arising from the current-period audit of the consolidated financial statements that were communicated or required to be communicated to the audit committee and that (1) relate to accounts or disclosures that are material to the financial statements and (2) involved our especially challenging, subjective, or complex judgments. The communication of critical audit matters does not alter in any way our opinion on the consolidated financial statements, taken as a whole, and we are not, by communicating the critical audit matters below, providing separate opinions on the critical audit matters or on the accounts or disclosures to which they relate.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">90</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:13px;padding-top:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ALLL - Commercial Loan Portfolio - Refer to Note 5 to the consolidated financial statements</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div><div style="line-height:120%;padding-bottom:13px;padding-top:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Critical Audit Matter Description</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Management&#8217;s estimate of probable losses in the Company&#8217;s loan and lease portfolios is recorded in the allowance ALLL and the reserve for unfunded lending commitments. On a quarterly basis, the Company evaluates the adequacy of the ALLL and the reserve for unfunded lending commitments by performing reviews of certain individual loans and leases, analyzing changes in the composition, size and delinquency of the portfolio, reviewing previous loss experience and considering current and anticipated economic factors.  </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The evaluation of the adequacy of the commercial, commercial real estate, and lease (collectively &#8220;commercial loan portfolio&#8221;) ALLL and reserve for unfunded lending commitments is primarily based on risk rating models that assess probability of default (&#8220;PD&#8221;), loss given default (&#8220;LGD&#8221;) and exposure at default on an individual loan basis. The models are primarily driven by individual customer financial characteristics and are validated against historical experience. Additionally, qualitative factors may be included in the risk rating models. After the aggregation of individual borrower incurred loss, additional overlays can be made based on back-testing against historical losses.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The ALLL and the reserve for unfunded commitments is adjusted to reflect Management&#8217;s current assessment of various qualitative risks, factors and events that may not be measured in the statistical analysis (&#8220;qualitative component&#8221;). Such factors include trends in economic conditions, loan growth, back testing results, credit underwriting policy exceptions, regulatory and audit findings, and peer comparisons. The Company&#8217;s methodology for determining the qualitative component includes a statistical analysis of prior charge-off rates and a qualitative assessment of factors affecting the determination of incurred losses in the loan and lease portfolio.  </span></div><div style="line-height:120%;padding-bottom:13px;padding-top:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Given the size and nature of the commercial loan portfolio and the subjective nature of estimating the ALLL and reserve for unfunded commitments, auditing the ALLL and reserve for unfunded commitments for the commercial loan portfolio involved a high degree of auditor judgment and an increased extent of effort.  </span></div><div style="line-height:120%;padding-bottom:13px;padding-top:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">How the Critical Audit Matter Was Addressed in the Audit</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our audit procedures related to the commercial loan portfolio ALLL and reserve for unfunded commitments included the following, among others:</span></div><table cellpadding="0" cellspacing="0" style="padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We tested the effectiveness of controls over the (i) PD risk rating models, (ii) reviews of individual loans and the assignment of PD and LGD ratings, (iii) estimation of additional overlays and the qualitative component and (iv) the overall calculation of the commercial loan ALLL and reserve for unfunded commitments.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We used our credit specialists to assist us in evaluating the reasonableness of the PD risk rating models. </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We evaluated the relevance of the historical loss rates and data used in the determination of the ALLL and reserve for unfunded commitments. </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We evaluated the accuracy of the PD and LGD ratings assigned to a sample of individual loans within the commercial portfolio.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We evaluated the appropriateness and relevance of the qualitative factors and related quantitative measures included in the qualitative component. </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We tested the accuracy and evaluated the relevance of the historical loss data in the statistical analysis of prior charge-off rates used in determining the qualitative component.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We evaluated the reasonableness of the Company&#8217;s assessment and determination of the qualitative factors and related impact on the estimation of the qualitative component.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We tested the arithmetic accuracy of the calculation of the qualitative component.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We tested the arithmetic accuracy of the calculation of the commercial loan ALLL and reserve for unfunded commitments. </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We evaluated the reasonableness of the Company&#8217;s commercial ALLL and reserve for unfunded commitments methodology and models by comparing actual loan losses to those amounts previously estimated by the Company. </span></div></td></tr></table><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">91</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Current Expected Credit Losses (ASC 326) Adoption -Refer to Note 1 to the consolidated financial statements</span></div><div style="line-height:120%;padding-bottom:13px;padding-top:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Critical Audit Matter Description</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company will adopt ASC 326 on January 1, 2020, retrospectively for loans and leases and HTM securities and prospectively for AFS securities.  </span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">To estimate the ACL under CECL, Citizens uses models and other estimation techniques that are sensitive to changes in forecasted economic conditions. The Company applies qualitative factors related to idiosyncratic risk factors, changes in current economic conditions that may not be adequately reflected in quantitatively derived results, or other relevant factors to ensure the ACL reflects the Company&#8217;s best estimate of current expected credit losses.</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company expects to recognize an increase in the ACL upon adoption of approximately $450 million, based on a two-year reasonable and supportable forecast period, and a one-year reversion to long-term historical macroeconomic variables. The increase in ACL is primarily related to consumer loans, such as residential mortgage, unsecured and education, due to the requirement to estimate credit losses over the full remaining expected life of the asset.</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Given the subjective nature of estimating the losses under ASC 326 for the purpose of disclosing the estimated impact of the adoption of ASC 326, auditing the disclosure of the expected impact of adoption of ASC 326 on January 1, 2020 involved a high degree of auditor judgment and an increased extent of effort. </span></div><div style="line-height:120%;padding-bottom:13px;padding-top:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">How the Critical Audit Matter Was Addressed in the Audit</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Our audit procedures related to the expected impact of the adoption of ASC 326 disclosure included the following, among others:</span></div><table cellpadding="0" cellspacing="0" style="padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We tested the effectiveness of management&#8217;s controls covering the disclosure of the expected impact of the adoption of ASC 326, including controls covering accounting policy decisions, key assumptions and judgments, loss estimation modeling methodologies and the calculation of the expected credit losses.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We evaluated the appropriateness of the accounting policy decisions and disclosure of the estimated impact of the ASC 326 adoption.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We, with the assistance of our credit specialists, evaluated the reasonableness of the key assumptions and judgments, losses estimation modeling methodologies and calculated expected credit losses.  </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We tested the arithmetic accuracy of the calculation of the expected credit losses.  </span></div></td></tr></table><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">/s/ Deloitte &amp; Touche LLP</span></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Boston, Massachusetts</span></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">February 24, 2020</span></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We have served as the Company's auditor since 2000.</span></div><div style="line-height:120%;padding-bottom:4px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">92</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s48BE3642E9C85169B22BAFBC2AE14EA3"></a></div><div><br/></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">To the Shareholders and Board of Directors of </span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Providence, Rhode Island </span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Opinion on Internal Control over Financial Reporting </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We have audited the internal control over financial reporting of Citizens Financial Group, Inc. and its subsidiaries (the &#8220;Company&#8221;) as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, based on criteria established in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Internal Control &#8212; Integrated Framework</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">(2013)</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, based on criteria established in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Internal Control &#8212; Integrated Framework (2013)</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> issued by COSO. </span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the consolidated financial statements as of and for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, of the Company and our report dated February 24, 2020, expressed an unqualified opinion on those financial statements.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Basis for Opinion </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company&#8217;s management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting, included in the accompanying Report of Management&#8217;s on Internal Control over Financial Reporting. Our responsibility is to express an opinion on the Company&#8217;s internal control over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects. Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Definition and Limitations of Internal Control over Financial Reporting </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A company&#8217;s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company&#8217;s internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company&#8217;s assets that could have a material effect on the financial statements. </span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.</span></div><div style="line-height:120%;padding-bottom:4px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">/s/ Deloitte &amp; Touche LLP</span></div><div style="line-height:120%;padding-bottom:4px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:4px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Boston, Massachusetts</span></div><div style="line-height:120%;padding-bottom:4px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">February 24, 2020</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">93</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sFFBBB5388775541FA6E5FDE164B86C4B"></a></div><div><br/></div><div style="line-height:120%;text-align:center;font-size:11pt;"><span style="font-family:Trebuchet,sans-serif;font-size:11pt;font-weight:bold;">CONSOLIDATED BALANCE SHEETS</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:70%;"></td><td style="width:1%;"></td><td style="width:13%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:12%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions, except share data)</span></div></td><td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">ASSETS:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Cash and due from banks</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29499991e1438-wk-Fact-B1F398644B475138BD93F68C9CAA7765" name="us-gaap:CashAndDueFromBanks" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,175</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29499991e1456-wk-Fact-9AE4E5C198855A0AB42AC68B6FE0B575" name="us-gaap:CashAndDueFromBanks" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,081</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest-bearing cash and due from banks</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1471-wk-Fact-C7F58F0321F2514CA8A972C9921D935D" name="cfg:InterestbearingCashandDuefromBanks" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,211</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1490-wk-Fact-FFCFE779B0B954D29506C48A1A0F5A80" name="cfg:InterestbearingCashandDuefromBanks" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,993</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest-bearing deposits in banks</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1510-wk-Fact-2133C637D88B5CAC88A553047A464DB3" name="us-gaap:InterestBearingDepositsInBanks" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">297</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1529-wk-Fact-FB089BEF6417548897722C54EDEAF7A0" name="us-gaap:InterestBearingDepositsInBanks" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">148</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Debt securities available for sale, at fair value (including $359 and $363 pledged to creditors, respectively) </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1551-wk-Fact-0E7D44555C385EC5A01CB9029E49D08E" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,613</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1570-wk-Fact-D83784E21D7E5D2EA489BDC36F6C6C49" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19,895</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Debt securities held to maturity (fair value of $3,242 and $4,041, respectively, and including $249 and $0 pledged to creditors, respectively) </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1592-wk-Fact-C9349185F8C55A12861476B21EB06018" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1611-wk-Fact-6FC94C750F5759FD98D3954A82E5DADE" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,165</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity investment securities, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1631-wk-Fact-1425D64C274D5E549A40B65F0901D3E0" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">47</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1650-wk-Fact-0C768FCE419A5FADB6F19E9FB90C060A" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">181</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity investment securities, at cost</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1670-wk-Fact-A6C34A51359852A39C509CA9BC6833C0" name="us-gaap:EquitySecuritiesWithoutReadilyDeterminableFairValueAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">807</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1689-wk-Fact-A457D8467CE7516AB4705A7ACD3DB0A3" name="us-gaap:EquitySecuritiesWithoutReadilyDeterminableFairValueAmount" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">834</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans held for sale, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1709-wk-Fact-21B397474D3D56A29698A8C66C2C0D94" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,946</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1728-wk-Fact-766907E674AE59A38ECCFAA6FC50CFF9" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,219</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1748-wk-Fact-FFFE9785C9D9560A8B8CDD43D903103F" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,384</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1767-wk-Fact-11D5754957A4590D9AE5752A4B4A7AA5" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">101</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans and leases </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1788-wk-Fact-D77810CA5C875E47A21D12839E8BBFF2" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">119,088</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1807-wk-Fact-9467A96E5C615E8D940080DF80DB1115" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">116,660</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Less: Allowance for loan and lease losses</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29499991e1827-wk-Fact-F9A352D2D06B52C994EE4BB34B2D3B76" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,252</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29499991e1847-wk-Fact-0B53BF6CD6445FB78C49988EA97DE3B0" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,242</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1868-wk-Fact-B69DBBDAA0BD58CF9AFA141FBE941DEC" name="us-gaap:LoansAndLeasesReceivableNetReportedAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">117,836</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1887-wk-Fact-AC5A5DFBB291529BB2EDA1552D0CC871" name="us-gaap:LoansAndLeasesReceivableNetReportedAmount" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">115,418</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivative assets</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1907-wk-Fact-C83BFA58DC7A557A86BF3E18F545C6D2" name="us-gaap:DerivativeAssets" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">807</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1926-wk-Fact-F889DB63A438526B88832AD796FA4249" name="us-gaap:DerivativeAssets" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">317</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Premises and equipment, net</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1946-wk-Fact-0D850A4BC0FA5B53A905D067565B8F86" name="us-gaap:PropertyPlantAndEquipmentNet" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">761</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1965-wk-Fact-FA6C6914FF1A5FB8B7A98ED86DAFD424" name="us-gaap:PropertyPlantAndEquipmentNet" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">791</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Bank-owned life insurance</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e1985-wk-Fact-86E19AD60A265ECAAF47130D17FEB480" name="us-gaap:BankOwnedLifeInsurance" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,725</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2004-wk-Fact-3D36A14FBD345C2BAA9EA360E7B867D3" name="us-gaap:BankOwnedLifeInsurance" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,698</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Goodwill</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2024-wk-Fact-FECD1479613A5F27A876468BC15CFFDC" name="us-gaap:Goodwill" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7,044</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2043-wk-Fact-D2F5571D9E9950C4AF80E794A82DF1CE" name="us-gaap:Goodwill" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6,923</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2063-wk-Fact-3DC2343E2D28540FA4AD477EE3F7DF0D" name="us-gaap:OtherAssets" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5,878</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2082-wk-Fact-EC6DFFBB5FDA502D8C7F499A4D95E037" name="us-gaap:OtherAssets" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,754</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">TOTAL ASSETS</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29499991e2106-wk-Fact-3311BE9269885009A3107B610E6A0DF3" name="us-gaap:Assets" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">165,733</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29499991e2124-wk-Fact-E0F2788115C55FB5887B9FB085DAC128" name="us-gaap:Assets" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">160,518</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">LIABILITIES AND STOCKHOLDERS&#8217; EQUITY:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">LIABILITIES:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deposits:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;Noninterest-bearing</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29499991e2267-wk-Fact-692E829247955372BD64CF1CD6A5C888" name="us-gaap:NoninterestBearingDepositLiabilities" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">29,233</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29499991e2285-wk-Fact-7C26F03A9A3755D3BD8FB88C1D01C617" name="us-gaap:NoninterestBearingDepositLiabilities" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">29,458</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest-bearing</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2300-wk-Fact-E07B2B0510FD51C395DAB64EAAC15C0E" name="us-gaap:InterestBearingDepositLiabilities" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">96,080</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2319-wk-Fact-C4435781844357B480EDAA5B8528D17D" name="us-gaap:InterestBearingDepositLiabilities" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">90,117</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total deposits</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2339-wk-Fact-37528F790F035D5ABE9CC036187AD9EC" name="us-gaap:Deposits" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">125,313</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2358-wk-Fact-80EC4DE682685A169DF7DF0B11DFAE36" name="us-gaap:Deposits" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">119,575</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2378-wk-Fact-5C8DBF6319DB5D0897BEEBC6CBC6077E" name="us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">265</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2397-wk-Fact-6BD10A15F8725DFEB45E1EB84C21C2BE" name="us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,156</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2417-wk-Fact-1798129D18485A4A839F88A0B40EE665" name="us-gaap:OtherShortTermBorrowings" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2436-wk-Fact-90E7C3EAD6FB571AAA88B2F6B0A4CAC0" name="us-gaap:OtherShortTermBorrowings" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">161</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivative liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2456-wk-Fact-E8025D5896E759A1B2CAB5C266F38F96" name="us-gaap:DerivativeLiabilities" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">120</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2475-wk-Fact-8A8FAF689F6250559750C0B687D251B6" name="us-gaap:DerivativeLiabilities" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">292</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred taxes, net</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2495-wk-Fact-60D5D8FADDE45FEDB33542D34A2CB600" name="us-gaap:DeferredIncomeTaxLiabilitiesNet" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">866</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2514-wk-Fact-130C42913891502AB63D47D176418D36" name="us-gaap:DeferredIncomeTaxLiabilitiesNet" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">573</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Long-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2534-wk-Fact-B024210276B05643ABF133350C9475C3" name="us-gaap:LongTermDebt" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14,047</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2553-wk-Fact-643C4A75019F58DDAB37B149BD665B82" name="us-gaap:LongTermDebt" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15,925</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2573-wk-Fact-ED5CF5D4896650D993733AA307586669" name="us-gaap:OtherLiabilities" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,912</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2592-wk-Fact-C5672FCFE1F45B9CB2866F818B33CBE5" name="us-gaap:OtherLiabilities" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,019</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">TOTAL LIABILITIES</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2612-wk-Fact-C6DACA3975A05164910660710B2C8D73" name="us-gaap:Liabilities" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">143,532</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2631-wk-Fact-E67460F8C3295AFBB9E07D61C0857038" name="us-gaap:Liabilities" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">139,701</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Contingencies (refer to Note 18)</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29499991e2652-wk-Fact-1CBCF38DF54EFFD559BAA358ABE0F92A" name="us-gaap:CommitmentsAndContingencies" contextRef="FI2019Q4" unitRef="usd" xsi:nil="true" scale="6" format="ixt:nocontent"></ix:nonFraction></span><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29499991e2671-wk-Fact-D9CE32816D0AD0E1AD28A358ABD5BDCF" name="us-gaap:CommitmentsAndContingencies" contextRef="FI2018Q4" unitRef="usd" xsi:nil="true" scale="6" format="ixt:nocontent"></ix:nonFraction></span><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">STOCKHOLDERS&#8217; EQUITY:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Preferred Stock:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$25.00 par value,100,000,000 shares authorized; 1,600,000 shares issued and outstanding at December 31, 2019 and 850,000 shares issued and outstanding at December 31, 2018</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2773-wk-Fact-6F9EFAE2D3805BD49FF5E1AE8CB06F50" name="us-gaap:PreferredStockValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,570</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2792-wk-Fact-8CE9B327F2495ED2A74230747F390956" name="us-gaap:PreferredStockValue" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">840</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Common stock:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$0.01 par value, 1,000,000,000 shares authorized; 568,238,730 shares issued and 433,121,083 shares outstanding at December 31, 2019 and 566,819,863 shares issued and 466,007,984 shares outstanding at December 31, 2018</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2853-wk-Fact-FCAC5D8CBD7D5408A7E458A8DA9AA084" name="us-gaap:CommonStockValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2872-wk-Fact-9B1BD58FF9315742A59A7C39F05E6627" name="us-gaap:CommonStockValue" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Additional paid-in capital</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2892-wk-Fact-4C08EF24A56E517287ED8767ADA8022F" name="us-gaap:AdditionalPaidInCapital" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,891</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2911-wk-Fact-A2418F1653E15A9188439ED8FEA1EBE0" name="us-gaap:AdditionalPaidInCapital" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,815</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Retained earnings</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2931-wk-Fact-951C83489C7A56E186969D14E4CDD1BD" name="us-gaap:RetainedEarningsAccumulatedDeficit" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6,498</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e2950-wk-Fact-EC995F98CC1D559DB27FB7ECCD1A29DB" name="us-gaap:RetainedEarningsAccumulatedDeficit" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5,385</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Treasury stock, at cost, 135,117,647 and 100,811,879 shares at December 31, 2019 and December 31, 2018, respectively</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29499991e2970-wk-Fact-7FC604DCED69559CA27C9EF6B4F72DE6" name="us-gaap:TreasuryStockValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,353</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29499991e2990-wk-Fact-A136A6C847E7592E8848751D2B8ED996" name="us-gaap:TreasuryStockValue" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,133</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Accumulated other comprehensive loss</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29499991e3011-wk-Fact-6DABF9542BF2500F8E6A55E2CF1703D3" name="us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">411</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29499991e3031-wk-Fact-AF20F4633DF45B628BBFDDD4E3DE280C" name="us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">1,096</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">TOTAL STOCKHOLDERS&#8217; EQUITY</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e3052-wk-Fact-F84C089F686150979F2D4C125376F59F" name="us-gaap:StockholdersEquity" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22,201</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29499991e3071-wk-Fact-551080C56B155EF3B028363EFBD7CE31" name="us-gaap:StockholdersEquity" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,817</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">TOTAL LIABILITIES AND STOCKHOLDERS&#8217; EQUITY</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29499991e3096-wk-Fact-DDF86F00E96F521FB7E421D297468379" name="us-gaap:LiabilitiesAndStockholdersEquity" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">165,733</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29499991e3114-wk-Fact-4BA18D074A4B5A1DB2C371916CCE7D0D" name="us-gaap:LiabilitiesAndStockholdersEquity" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">160,518</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> <ix:footnote id="TextSelection-3F4204F7BF80FF3E7003A358AD642F91-0-wk-Footnote-3F4204F7BF80FF3E7003A358AD642F91_lbl" footnoteRole="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US">Includes only collateral pledged by the Company where counterparties have the right to sell or pledge the collateral. </ix:footnote></span></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">The accompanying Notes to Consolidated Financial Statements are an integral part of these statements.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">94</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s2548B22305A85D49BE6C06D2A0CF2CE1"></a></div><div><br/></div><div style="line-height:120%;text-align:center;font-size:11pt;"><span style="font-family:Trebuchet,sans-serif;font-size:11pt;font-weight:bold;">CONSOLIDATED STATEMENTS OF OPERATIONS</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="10"></td></tr><tr><td style="width:472px;"></td><td style="width:5px;"></td><td style="width:61px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:61px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:61px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;(in millions, except share and per-share data)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">INTEREST INCOME:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest and fees on loans and leases</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507853e1510-wk-Fact-C97BC7EB9045589DABDE2C252A945EDD" name="us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5,441</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507853e1523-wk-Fact-DCA96B2F06AE56F1A09A5A1B7814CEE2" name="us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5,010</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507853e1536-wk-Fact-4D102767759301747798A358ABE677A7" name="us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,249</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest and fees on loans held for sale, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1551-wk-Fact-A6669E7B037C547DA95C41828B4E3E7E" name="us-gaap:InterestAndFeeIncomeLoansHeldForSaleMortgages" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">63</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1565-wk-Fact-36D175693434535E9CB1AC8D7EDC86EB" name="us-gaap:InterestAndFeeIncomeLoansHeldForSaleMortgages" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">37</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1579-wk-Fact-822CA1F90C5D72F5770FA358ABE5C796" name="us-gaap:InterestAndFeeIncomeLoansHeldForSaleMortgages" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest and fees on other loans held for sale </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1599-wk-Fact-23BEE7C73671593294FA7972ADF4C946" name="us-gaap:InterestAndFeeIncomeOtherLoansHeldForSale" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1613-wk-Fact-869B8757742655DD86320CD84E39DBCB" name="us-gaap:InterestAndFeeIncomeOtherLoansHeldForSale" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1627-wk-Fact-4C0463279A77B8A89633A358ABEC888E" name="us-gaap:InterestAndFeeIncomeOtherLoansHeldForSale" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Investment securities </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1647-wk-Fact-54559BACF8F15286B7DF74AA22DEFF9F" name="us-gaap:InterestAndDividendIncomeSecurities" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">642</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1661-wk-Fact-605287F63A8355C0BAA3524C75BC88A2" name="us-gaap:InterestAndDividendIncomeSecurities" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">672</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1675-wk-Fact-ADFA568A90AA0556F180A358ABF0C4A5" name="us-gaap:InterestAndDividendIncomeSecurities" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">625</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest-bearing deposits in banks </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1695-wk-Fact-78175FD29645526882677BF19DC0746D" name="us-gaap:InterestIncomeDepositsWithFinancialInstitutions" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">30</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1709-wk-Fact-057C0CA1E0D2515B9AE710D22874009F" name="us-gaap:InterestIncomeDepositsWithFinancialInstitutions" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">29</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1723-wk-Fact-ED473BBD2A303FEE487AA358ABE14E63" name="us-gaap:InterestIncomeDepositsWithFinancialInstitutions" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total interest income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1743-wk-Fact-8CE3EE144A889B78AE0DA358ABD09AEF" name="us-gaap:InterestAndDividendIncomeOperating" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6,189</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1757-wk-Fact-74578F6A74AEBE8662D0A358ABD61628" name="us-gaap:InterestAndDividendIncomeOperating" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5,758</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1771-wk-Fact-EDB02624D41BDD3E6292A358ABD57477" name="us-gaap:InterestAndDividendIncomeOperating" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,920</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">INTEREST EXPENSE:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deposits</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1842-wk-Fact-F49931521DBD57EE8C0342A818171F50" name="us-gaap:InterestExpenseDeposits" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,155</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1856-wk-Fact-6E93F01FABEF578EB8970C8A84091CBF" name="us-gaap:InterestExpenseDeposits" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">785</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1870-wk-Fact-494661EED572856E9F30A358ABDAB42C" name="us-gaap:InterestExpenseDeposits" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">441</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1891-wk-Fact-54B37D8EA961536C8F76C23A9084C511" name="us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1905-wk-Fact-BD8BFDEF336F54BE9F02DFB8695D9865" name="us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1919-wk-Fact-C962D125E6150EAB5505A358ABE45514" name="us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1939-wk-Fact-5374CF037D7D53B8940E58A307D3F1E7" name="us-gaap:InterestExpenseOtherShortTermBorrowings" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1953-wk-Fact-8ED4D685C17F5303AB7C40BEFF3CF3DA" name="us-gaap:InterestExpenseOtherShortTermBorrowings" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1967-wk-Fact-9E5B00533F15727C2369A358ABE8CD95" name="us-gaap:InterestExpenseOtherShortTermBorrowings" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Long-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e1987-wk-Fact-315CED92F5685D788385D78FA769DE9C" name="us-gaap:InterestExpenseLongTermDebt" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">410</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2001-wk-Fact-C4C21187FE9E58EFB62084B5760D8E51" name="us-gaap:InterestExpenseLongTermDebt" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">426</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2015-wk-Fact-317EDE72912423805276A358ABC78350" name="us-gaap:InterestExpenseLongTermDebt" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">286</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total interest expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2035-wk-Fact-2547265A4BD527FE6780A358ABDF3721" name="us-gaap:InterestExpense" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,575</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2049-wk-Fact-9AF1FADE1E71AD3DAA61A358ABC84668" name="us-gaap:InterestExpense" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,226</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2063-wk-Fact-8BFC03C26E9A9FC7404BA358ABE211D7" name="us-gaap:InterestExpense" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">747</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2083-wk-Fact-C3C183DCA088A804B862A358ABEEB752" name="us-gaap:InterestIncomeExpenseNet" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,614</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2097-wk-Fact-9D816EC6D22A95713192A358ABE41018" name="us-gaap:InterestIncomeExpenseNet" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,532</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2111-wk-Fact-057EA20611649D4991DDA358ABE990AA" name="us-gaap:InterestIncomeExpenseNet" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,173</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2131-wk-Fact-2B5DBD3E23B45C2AB318CBA3A250265E" name="us-gaap:ProvisionForLoanLeaseAndOtherLosses" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">393</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2145-wk-Fact-9F9AB30255F85E53B1C20241E05D09C1" name="us-gaap:ProvisionForLoanLeaseAndOtherLosses" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">326</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2159-wk-Fact-7C516329508393601B39A358ABDAD04B" name="us-gaap:ProvisionForLoanLeaseAndOtherLosses" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">321</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income after provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2179-wk-Fact-33543A795947E4359B80A358ABF2E629" name="us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,221</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2193-wk-Fact-7C1651C86461C19894AFA358ABECF45F" name="us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,206</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2207-wk-Fact-745378E774FCA4C8D996A358ABDC2FF7" name="us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,852</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">NONINTEREST INCOME:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Service charges and fees</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2278-wk-Fact-3DE0B4143364591BBEA8F4B3230EAFE9" name="cfg:ServiceChargesandFees" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">505</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2292-wk-Fact-D5B9DC8EF37B5755BA9C8CF606475204" name="cfg:ServiceChargesandFees" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">513</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2306-wk-Fact-3CDE4EB87ECE230E412AA358ABDBE8FE" name="cfg:ServiceChargesandFees" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">516</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage banking fees</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2326-wk-Fact-853FF446F1285E879DA568E498F24D37" name="us-gaap:FeesAndCommissionsMortgageBankingAndServicing" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">302</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2340-wk-Fact-CF7DB995DD3855E29998804D33DB4B6E" name="us-gaap:FeesAndCommissionsMortgageBankingAndServicing" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">152</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2354-wk-Fact-2F924FF692D61D66E2D8A358ABE7C64C" name="us-gaap:FeesAndCommissionsMortgageBankingAndServicing" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">108</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Card fees</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2374-wk-Fact-B6EE22ACC8E05230A3F00C9A24381FBB" name="cfg:FeesAndCommissionsCreditAndDebitCards1" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">254</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2388-wk-Fact-BEEDACBD57BA50AB9BFA647D616A5B8F" name="cfg:FeesAndCommissionsCreditAndDebitCards1" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">244</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2402-wk-Fact-48F4A8D1447ADFE6DEA1A358ABEFCA2A" name="cfg:FeesAndCommissionsCreditAndDebitCards1" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">233</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Capital markets fees</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2423-wk-Fact-F5C7100F126B5A81A1EB6C44072E12F6" name="cfg:CapitalMarketsFees" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">216</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2437-wk-Fact-E3F19FF549A25E519C6D184D0A1A7E22" name="cfg:CapitalMarketsFees" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">179</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2451-wk-Fact-7ED0075710E30AC20F17A358ABDDFA92" name="cfg:CapitalMarketsFees" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">194</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Trust and investment services fees</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2471-wk-Fact-22CDB8A28D335DAD876476DCED60A18C" name="cfg:TrustandInvestmentServiceFees" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2485-wk-Fact-D17D1875103D55B2BA04493930546CD7" name="cfg:TrustandInvestmentServiceFees" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">171</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2499-wk-Fact-96165D3C44FE09DB0406A358ABEBB17A" name="cfg:TrustandInvestmentServiceFees" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">158</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange and interest rate products</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2519-wk-Fact-F29134331BE65E72B010DC6E023EB482" name="cfg:ForeignExchangeandTradeFinanceFees" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">155</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2533-wk-Fact-B2585C357F5A5F40B4DE18022435ACF2" name="cfg:ForeignExchangeandTradeFinanceFees" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">126</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2547-wk-Fact-DB91B65DB53D4D482BC8A358ABE9B5FD" name="cfg:ForeignExchangeandTradeFinanceFees" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">109</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Letter of credit and loan fees</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2567-wk-Fact-4988D5950DBD56A29540054C190CD1B1" name="cfg:LetterofCreditandLoanFees" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">135</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2581-wk-Fact-9BE34465CA5D54149AEA1EF04D07DF86" name="cfg:LetterofCreditandLoanFees" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">128</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2595-wk-Fact-0AC226866CCD7BD481CDA358ABC74F91" name="cfg:LetterofCreditandLoanFees" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">121</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Securities gains, net</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2615-wk-Fact-364E9B371D8E5EE2A7673D568EC88D97" name="us-gaap:DebtSecuritiesRealizedGainLoss" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2629-wk-Fact-4780F03C6D9E54D49C5B09F03FE8DD26" name="us-gaap:DebtSecuritiesRealizedGainLoss" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2643-wk-Fact-9481CDC49AAA42327710A358ABDE84D3" name="us-gaap:DebtSecuritiesRealizedGainLoss" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net securities impairment losses recognized in earnings on debt securities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507853e2663-wk-Fact-88EDDCF5FF5A5CCDABD16E5C291D1093" name="us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507853e2678-wk-Fact-D26A6B05A67056D885FAAD0F0909E640" name="us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507853e2693-wk-Fact-C370707F14C2C3EEA946A358ABE8C8A5" name="us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other income</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2714-wk-Fact-E16055ABD3FD5C5D98FE4F07C76F39EC" name="us-gaap:NoninterestIncomeOther" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">91</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2728-wk-Fact-04A36085DF195B5697304EACDC0D8816" name="us-gaap:NoninterestIncomeOther" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">67</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2742-wk-Fact-BD0857E7681BA129B168A358ABDB74E6" name="us-gaap:NoninterestIncomeOther" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">91</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total noninterest income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2762-wk-Fact-418E6B19AE62E57CDEC4A358ABD475E7" name="us-gaap:NoninterestIncome" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,877</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2776-wk-Fact-818731BAD4CCB6E1A588A358ABCCF9BA" name="us-gaap:NoninterestIncome" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,596</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2790-wk-Fact-A6626EE7F6452CF740B1A358ABCA5037" name="us-gaap:NoninterestIncome" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,534</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">NONINTEREST EXPENSE:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Salaries and employee benefits</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2861-wk-Fact-7B620BDD91895185A28EF7BF9BF89C8E" name="us-gaap:LaborAndRelatedExpense" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,026</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2875-wk-Fact-BE050CF03754542B94FAFDFA2E193767" name="us-gaap:LaborAndRelatedExpense" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,880</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2889-wk-Fact-8029BCD0BF7E74BDF1FFA358ABD11EB1" name="us-gaap:LaborAndRelatedExpense" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,766</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equipment and software expense</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2909-wk-Fact-AE6F6B0AAF4858F7AFCC23EE1D8C2564" name="us-gaap:EquipmentExpense" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">514</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2923-wk-Fact-C75B8957833959BA93C83CA2C0F2AF08" name="us-gaap:EquipmentExpense" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">464</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2937-wk-Fact-026AD3CABAAA5E53A7A2A358ABD81C6E" name="us-gaap:EquipmentExpense" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">443</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Outside services</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2958-wk-Fact-8125527E3FB85684927D1DFFB485EB97" name="us-gaap:ProfessionalFees" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">498</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2972-wk-Fact-B3E6A2D2A9F557258FE9CB5977157C36" name="us-gaap:ProfessionalFees" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">447</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e2986-wk-Fact-55CEAAC8B30B53B32233A358ABF1E3DF" name="us-gaap:ProfessionalFees" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">404</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Occupancy</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3006-wk-Fact-DACA802615A15DE8A78E25D4A5F33CA6" name="us-gaap:OccupancyNet" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">333</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3020-wk-Fact-8C7FF786B77853A199A0431E19DB1DB9" name="us-gaap:OccupancyNet" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">333</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3034-wk-Fact-6CC32A95085B5560AEF3A358ABF3E4DF" name="us-gaap:OccupancyNet" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">319</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other operating expense</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3054-wk-Fact-1845BDBBC538558E85CBEE8D6886B876" name="us-gaap:OtherNoninterestExpense" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">476</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3068-wk-Fact-B70F0179749D5B1EA048394FFB6C213F" name="us-gaap:OtherNoninterestExpense" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">495</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3082-wk-Fact-9C81F06340297DB78978A358ABE711DC" name="us-gaap:OtherNoninterestExpense" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">542</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total noninterest expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3102-wk-Fact-42F499C1510B813D73C1A358ABEA2F91" name="us-gaap:NoninterestExpense" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,847</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3116-wk-Fact-133E3F5193247EAD7B77A358ABEE94D7" name="us-gaap:NoninterestExpense" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,619</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3130-wk-Fact-C27FB69189FB381A430AA358ABDBFAAE" name="us-gaap:NoninterestExpense" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,474</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income before income tax expense</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3150-wk-Fact-BC5F067538A5E16C3256A358ABF32C4B" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,251</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3164-wk-Fact-5D65DAF1FAA3BDEF7F75A358ABE97D43" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,183</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3178-wk-Fact-150FFC811A7D1E5D36C6A358ABC8C621" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,912</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income tax expense</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3198-wk-Fact-975CCB0E39885CD1BF668DB191F0225A" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">460</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3212-wk-Fact-7ECDF9F874B852CF9F1339DE019F0CF8" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">462</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3226-wk-Fact-AA0BAD5C08D975575079A358ABF244C0" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">260</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">NET INCOME</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507853e3250-wk-Fact-B3D059C47760C87E5D13A358ABCC2A98" name="us-gaap:NetIncomeLoss" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,791</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507853e3263-wk-Fact-9CF0DDA34EA381C7CC58A358ABF2CCFA" name="us-gaap:NetIncomeLoss" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,721</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507853e3276-wk-Fact-25B9563309EEC6EE3234A358ABE1D7BF" name="us-gaap:NetIncomeLoss" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,652</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net income available to common stockholders</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507853e3291-wk-Fact-60C46F453F9CDEFF1CBDA358ABED6579" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,718</ix:nonFraction></span></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507853e3306-wk-Fact-C6105FC910CC7589FC2FA358ABF2600E" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,692</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507853e3325-wk-Fact-97B2B1A863AFF5269268A358ABE64A78" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,638</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted-average common shares outstanding:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Basic</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3391-wk-Fact-B759B1E1CEA15144B7EC29A16F469A33" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" contextRef="FD2019Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">449,731,453</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3405-wk-Fact-E232CC02BD5C51E0BF4941E7CED0EEB1" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" contextRef="FD2018Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">478,822,072</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3419-wk-Fact-281B8D7AC5B11A4763F6A358ABE18A39" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" contextRef="FD2017Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">502,157,440</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Diluted</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3439-wk-Fact-971655C03F325958B3B3999E080FC693" name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" contextRef="FD2019Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">451,213,701</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3453-wk-Fact-126D43A8F63C50A8B10DF264B9BB2856" name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" contextRef="FD2018Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">480,430,741</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3467-wk-Fact-BDBC6D9634742F88C438A358ABE0B461" name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" contextRef="FD2017Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">503,685,091</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Per common share information:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Basic earnings</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507853e3543-wk-Fact-9F8F9D4743865728805D0AB666043A6C" name="us-gaap:EarningsPerShareBasic" contextRef="FD2019Q4YTD" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">3.82</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507853e3556-wk-Fact-D7C6287F600E553D9AF80E65DE63E91B" name="us-gaap:EarningsPerShareBasic" contextRef="FD2018Q4YTD" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">3.54</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507853e3569-wk-Fact-93D06FC156625F58B077A358ABC75C77" name="us-gaap:EarningsPerShareBasic" contextRef="FD2017Q4YTD" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">3.26</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Diluted earnings</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3584-wk-Fact-5890DE8BCA495CD1A910230FEB47E167" name="us-gaap:EarningsPerShareDiluted" contextRef="FD2019Q4YTD" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">3.81</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3598-wk-Fact-A479B923BD1F58058294A43661CBB248" name="us-gaap:EarningsPerShareDiluted" contextRef="FD2018Q4YTD" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">3.52</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507853e3612-wk-Fact-C3DEA3BA526A81608994A358ABF3E168" name="us-gaap:EarningsPerShareDiluted" contextRef="FD2017Q4YTD" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">3.25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">The accompanying Notes to Consolidated Financial Statements are an integral part of these statements.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">95</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sBAE6CA5CDB515119AB4706BF38626A15"></a></div><div><br/></div><div style="line-height:120%;text-align:center;font-size:11pt;"><span style="font-family:Trebuchet,sans-serif;font-size:11pt;font-weight:bold;">CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="10"></td></tr><tr><td style="width:73%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507848e1458-wk-Fact-B3D059C47760C87E5D13A358ABCC2A98" name="us-gaap:NetIncomeLoss" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,791</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507848e1471-wk-Fact-9CF0DDA34EA381C7CC58A358ABF2CCFA" name="us-gaap:NetIncomeLoss" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,721</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507848e1484-wk-Fact-25B9563309EEC6EE3234A358ABE1D7BF" name="us-gaap:NetIncomeLoss" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,652</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive income (loss):</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net unrealized derivative instruments gains (losses) arising during the periods, net of income taxes of $35, ($11) and ($9), respectively</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507848e1550-wk-Fact-3A613BE7D7AB5AF29D2F467B61C2736B" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">103</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507848e1564-wk-Fact-F4D88FB93A6558AB98FE1F0B5ADAB5F5" name="us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">33</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507848e1579-wk-Fact-8A40948DD2ED37A2DCA9A358AD336CD4" name="us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reclassification adjustment for net derivative losses (gains) included in net income, net of income taxes of $14, $10 and ($9), respectively</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507848e1600-wk-Fact-7F9FBC813DD95EFA9723DAD802379239" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">43</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507848e1614-wk-Fact-3BDAA0F64CB9521AAFF2A7BB90EE1CEE" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">33</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507848e1628-wk-Fact-F3E3FA4E19D4FEDA02FFA358AD37EE61" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">16</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net unrealized debt securities gains (losses) arising during the periods, net of income taxes of $165, ($79) and ($4), respectively</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507848e1649-wk-Fact-AA653660E8AB56DFBF7AE0C6330B1104" name="us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">501</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507848e1663-wk-Fact-FEB9397DAA7F50589D87C950D4CCF157" name="us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">239</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507848e1678-wk-Fact-C299EE4551356144491FA358AD36437E" name="us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other-than-temporary impairment not recognized in earnings on debt securities, net of income taxes of $0, ($1) and $0, respectively</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507848e1699-wk-Fact-36A7819C31735180A269111251E31611" name="us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507848e1713-wk-Fact-5996E83DB8E35F93BC55DF1120BA8D80" name="us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507848e1728-wk-Fact-F498466100B68555F5B0A358AD3246BD" name="us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reclassification of net debt securities gains to net income, net of income taxes of ($8), ($4) and ($2), respectively</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507848e1748-wk-Fact-A54CA77716525754927A01713817E9D6" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507848e1763-wk-Fact-CF7D9FA435725E8CA8F23F461883D9A4" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507848e1778-wk-Fact-EF99BA127B33EB7F7DC2A358AD38112D" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Employee benefit plans:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Actuarial gain (loss), net of income taxes of $12, ($14) and $12, respectively</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507848e1850-wk-Fact-DB24F6D82EBA027437D5A358AD3897A9" name="us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">36</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507848e1864-wk-Fact-7B1F9547B7F13340D401A358AD375B3F" name="us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">35</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507848e1879-wk-Fact-E12DE1CBF8D98AC1AB14A358AD32BC80" name="us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization of actuarial loss, net of income taxes of $6, $3 and $5, respectively</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507848e1900-wk-Fact-1AE258ACCCC059118F40EF780A156892" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507848e1914-wk-Fact-3EFDF44FB8665706992540E1DB1F00BC" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507848e1928-wk-Fact-D302D4DEECC8E7F24D67A358AD2EC922" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization of prior service cost, net of income taxes of $0, $0 and $0, respectively</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507848e1948-wk-Fact-1EE1DD30047926ABEA47A358AD3717E7" name="us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507848e1963-wk-Fact-06E173F0F17DBD41D795A358AD2F1F92" name="us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507848e1978-wk-Fact-1FD8BB9E21F8665A12AFA358AD34CBEA" name="us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total other comprehensive income (loss), net of income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29507848e1999-wk-Fact-F9E69A0B200DF359C361A358AD32916E" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">680</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507848e2013-wk-Fact-4D9B04C3FCFBE3EA476AA358AD351B8B" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">276</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29507848e2028-wk-Fact-8847A53C89C04B3BBE0AA358AD2EB4A3" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total comprehensive income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507848e2053-wk-Fact-73297D027A06B7225940A358AD303AEB" name="us-gaap:ComprehensiveIncomeNetOfTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,471</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507848e2066-wk-Fact-EDBFC766A4025E55DC03A358AD353240" name="us-gaap:ComprehensiveIncomeNetOfTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,445</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29507848e2079-wk-Fact-EBCA2768C75317B0E8F6A358AD322904" name="us-gaap:ComprehensiveIncomeNetOfTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,645</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">The accompanying Notes to Consolidated Financial Statements are an integral part of these statements.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">96</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s700C01AC59655356A3FB73E75FA6D97C"></a></div><div><br/></div><div style="line-height:120%;text-align:center;font-size:11pt;"><span style="font-family:Trebuchet,sans-serif;font-size:11pt;font-weight:bold;">CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS&#8217; EQUITY</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90412272291466%;border-collapse:collapse;text-align:left;"><tr><td colspan="27"></td></tr><tr><td style="width:25%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:12%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Preferred Stock</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Common Stock</span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Additional Paid-in Capital</span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Retained Earnings</span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Treasury Stock, at Cost</span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Accumulated Other Comprehensive Loss</span></div></td><td colspan="2" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Shares</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Shares</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Balance at January 1, 2017</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e1645-wk-Fact-3A8D0579B262F677B9C8A358ABBB6D33" name="us-gaap:SharesOutstanding" contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="shares" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e1658-wk-Fact-C0AFF8EBA5BA096DA935A358ABE3BBF8" name="us-gaap:StockholdersEquity" contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">247</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e1672-wk-Fact-AE1EE5949039B2A828D0A358ABDC9EA0" name="us-gaap:SharesOutstanding" contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="shares" decimals="-6" scale="6" format="ixt:numdotdecimal">512</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e1685-wk-Fact-3FFF876988F3684FF918A358ABCA8038" name="us-gaap:StockholdersEquity" contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e1699-wk-Fact-4B1195EC0B6FC83600D3A358ABDA40FC" name="us-gaap:StockholdersEquity" contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,722</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e1712-wk-Fact-111150AA346563637297A358ABC41DDA" name="us-gaap:StockholdersEquity" contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,703</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29528235e1725-wk-Fact-F3863D9D4825955A5240A358ABC1DBD8" name="us-gaap:StockholdersEquity" contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">1,263</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29528235e1740-wk-Fact-6E4D6F6005E734B92860A358ABC3E27B" name="us-gaap:StockholdersEquity" contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">668</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e1754-wk-Fact-10DBA52ECE10764D48BCA358ABD7250C" name="us-gaap:StockholdersEquity" contextRef="FI2016Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19,747</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dividends to common stockholders</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e1835-wk-Fact-9E6F5187A119453CEB2FA358ABCC42AB" name="us-gaap:DividendsCommonStockCash" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">322</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e1879-wk-Fact-ECF65C94BF5550A8A2C6A358ABDB14F7" name="us-gaap:DividendsCommonStockCash" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">322</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dividend to preferred stockholders</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e1966-wk-Fact-14A7E1C8040A752F9BCEA358ABC842E2" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e2010-wk-Fact-759A4C1058AF19C7ACBAA358ABC67D46" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Treasury stock purchased</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e2059-wk-Fact-96134184952E6D97CF48A358ABBE4284" name="us-gaap:TreasuryStockSharesAcquired" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="shares" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e2084-wk-Fact-B795E5A6B7BA804B91C4A358ABCE62BE" name="us-gaap:TreasuryStockValueAcquiredCostMethod" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e2112-wk-Fact-7BAA493BF14EA6DA68E6A358ABBD3048" name="us-gaap:TreasuryStockValueAcquiredCostMethod" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">845</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e2142-wk-Fact-D06262ADD9753DF3C6B3A358ABBCBF03" name="us-gaap:TreasuryStockValueAcquiredCostMethod" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">820</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Share-based compensation plans</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e2191-wk-Fact-28D27CDDF562E988091EA358ABC296AC" name="us-gaap:StockIssuedDuringPeriodSharesShareBasedCompensation" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="shares" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e2215-wk-Fact-76493642C6A1DFC1B0BCA358ABB93A12" name="us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e2272-wk-Fact-76FFE55528307D591F39A358ABC9B978" name="us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Employee stock purchase plan shares purchased</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e2344-wk-Fact-79F6AFBA4B664F8FBAFCA358ABD75427" name="us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e2401-wk-Fact-8F9E014A8C14D36DE180A358ABDD89EC" name="us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total comprehensive income:</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e2623-wk-Fact-D032E5FFB46FDE18A30BA358ABC9C87D" name="us-gaap:NetIncomeLoss" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,652</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e2666-wk-Fact-25B9563309EEC6EE3234A358ABE1D7BF" name="us-gaap:NetIncomeLoss" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,652</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive loss</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e2780-wk-Fact-D7A67376C934023ABD7FA358ABCBBAAF" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e2796-wk-Fact-8847A53C89C04B3BBE0AA358AD2EB4A3" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total comprehensive income</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e2884-wk-Fact-2665FEF6CCDEFC7E7952A358ABCED932" name="us-gaap:ComprehensiveIncomeNetOfTax" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,652</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e2912-wk-Fact-B07BDCC9E23BF199B984A358ABBA3346" name="us-gaap:ComprehensiveIncomeNetOfTax" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e2928-wk-Fact-EBCA2768C75317B0E8F6A358AD322904" name="us-gaap:ComprehensiveIncomeNetOfTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,645</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reclassification of tax effects resulting from the 2017 Tax Legislation</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e3014-wk-Fact-3714007482422112E12AA6617697F399" name="cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">145</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e3042-wk-Fact-0DA9BC21BD140FD16EA3A661769D78A8" name="cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">145</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Balance at December 31, 2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e3078-wk-Fact-D3927676C8BB016B3C54A358ABD2F0B9" name="us-gaap:SharesOutstanding" contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="shares" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e3091-wk-Fact-612D2C7903E5E1C456E5A358ABC36482" name="us-gaap:StockholdersEquity" contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">247</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e3105-wk-Fact-66DCFA5DB31980B8BA60A358ABC41F5B" name="us-gaap:SharesOutstanding" contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="shares" decimals="-6" scale="6" format="ixt:numdotdecimal">491</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e3118-wk-Fact-DB682AE5A32B81B6427AA358ABBE0FB8" name="us-gaap:StockholdersEquity" contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e3132-wk-Fact-E3F30F5C505A93CF5814A358ABC59199" name="us-gaap:StockholdersEquity" contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,781</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e3145-wk-Fact-A5AF5C85A755624D675FA358ABCEFBCC" name="us-gaap:StockholdersEquity" contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,164</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29528235e3158-wk-Fact-8D673845C8A2389B84F1A358ABC726D2" name="us-gaap:StockholdersEquity" contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">2,108</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29528235e3173-wk-Fact-71A08E1D7B94205260D7A358ABD67BEC" name="us-gaap:StockholdersEquity" contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">820</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e3187-wk-Fact-52B64D58E34187532F74A358ABD4A8C5" name="us-gaap:StockholdersEquity" contextRef="FI2017Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,270</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dividends to common stockholders</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e3268-wk-Fact-5DD47ECF30075387BB7B086502BBE68A" name="us-gaap:DividendsCommonStockCash" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">471</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e3312-wk-Fact-9CAD0341338B629A2B3DA358ABE2768E" name="us-gaap:DividendsCommonStockCash" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">471</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dividend to preferred stockholders</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e3399-wk-Fact-7AA16CB4D24C541FB09B233F58A3327F" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">29</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e3443-wk-Fact-35EF71E59F7DFFBBFCB6A358ABD38B5B" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">29</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Preferred stock issued</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e3464-wk-Fact-1B05DD9801805A92BDDEDED9785D7A43" name="us-gaap:StockIssuedDuringPeriodSharesNewIssues" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="shares" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e3473-wk-Fact-AB22B795334F5ECCA3CF3AE4344C8194" name="us-gaap:StockIssuedDuringPeriodValueNewIssues" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">593</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e3573-wk-Fact-14D164AA7522BFF9414DA358ABD59EE0" name="us-gaap:StockIssuedDuringPeriodValueNewIssues" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">593</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Treasury stock purchased</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e3621-wk-Fact-05B91625FA2D5C7589AF260A3FA6D759" name="us-gaap:TreasuryStockSharesAcquired" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="shares" decimals="-6" scale="6" format="ixt:numdotdecimal">26</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e3646-wk-Fact-8BA8B40592E2F5D63DB5A358ABB90DB4" name="us-gaap:TreasuryStockValueAcquiredCostMethod" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e3674-wk-Fact-E8F2A6AA2C1C579A94E7193BBD18B57F" name="us-gaap:TreasuryStockValueAcquiredCostMethod" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,025</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e3704-wk-Fact-799FED6A23675441EE68A358ABBF7E8D" name="us-gaap:TreasuryStockValueAcquiredCostMethod" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,025</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Share-based compensation plans</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e3753-wk-Fact-5BA5C332297D5856B4605B7E3DE49155" name="us-gaap:StockIssuedDuringPeriodSharesShareBasedCompensation" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="shares" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e3777-wk-Fact-27AA44CF7F71591780771DABDDFD092F" name="us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e3834-wk-Fact-A6FEDB65DA9DAC21449BA358ABD08ABF" name="us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Employee stock purchase plan shares purchased</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e3906-wk-Fact-BBA41F2E72355C8AA9042A06D9469A3A" name="us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e3963-wk-Fact-F4BC668E6057A8F38668A358ABC5845E" name="us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total comprehensive income:</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e4187-wk-Fact-B417DAB386D6589A9AB1E02616F4F093" name="us-gaap:NetIncomeLoss" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,721</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e4230-wk-Fact-9CF0DDA34EA381C7CC58A358ABF2CCFA" name="us-gaap:NetIncomeLoss" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,721</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive loss</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e4345-wk-Fact-EBB7839412485E76991BA0A0EBEC31B4" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">276</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e4361-wk-Fact-4D9B04C3FCFBE3EA476AA358AD351B8B" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">276</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total comprehensive income </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e4448-wk-Fact-ACDB67D288EE08CF80CDA358ABC0D856" name="us-gaap:ComprehensiveIncomeNetOfTax" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,721</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e4476-wk-Fact-4AD0074568B806993951A358ABD9273C" name="us-gaap:ComprehensiveIncomeNetOfTax" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">276</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e4492-wk-Fact-EDBFC766A4025E55DC03A358AD353240" name="us-gaap:ComprehensiveIncomeNetOfTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,445</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Balance at December 31, 2018</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e4512-wk-Fact-AB11027E2D00505CAB7C3A935B3C8957" name="us-gaap:SharesOutstanding" contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="shares" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e4525-wk-Fact-ED7B13379BB35A07B747C7F2CBB3E3EF" name="us-gaap:StockholdersEquity" contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">840</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e4539-wk-Fact-0AD2370DA5CF1E6C175EA358ABEEC0A0" name="us-gaap:SharesOutstanding" contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="shares" decimals="-6" scale="6" format="ixt:numdotdecimal">466</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e4552-wk-Fact-C1CC3514F21A54AE9D1CAF55EA2E0EE6" name="us-gaap:StockholdersEquity" contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e4566-wk-Fact-74CB13A882B15743A6AFF48D4C9B2BF6" name="us-gaap:StockholdersEquity" contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,815</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e4579-wk-Fact-B3ED8640E86D510FB2E8811695C84B9D" name="us-gaap:StockholdersEquity" contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5,385</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29528235e4592-wk-Fact-217FE1DC76885BA3A540ECC8AF592FBB" name="us-gaap:StockholdersEquity" contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">3,133</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29528235e4607-wk-Fact-940B2394AD5053A9A6D8F2D5F2857572" name="us-gaap:StockholdersEquity" contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">1,096</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e4621-wk-Fact-551080C56B155EF3B028363EFBD7CE31" name="us-gaap:StockholdersEquity" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,817</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dividends to common stockholders</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e4702-wk-Fact-80F453526B995BC285BD721D9BBF0432" name="us-gaap:DividendsCommonStockCash" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">617</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e4746-wk-Fact-BC0D6CAAF7EC9965D42AA358ABD03EE1" name="us-gaap:DividendsCommonStockCash" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">617</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dividends to preferred stockholders</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e4833-wk-Fact-D6221FD50FBF553A8D59D5F98AB7ABDC" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">73</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e4877-wk-Fact-F2F9B943D376BF99A69BA358ABBDABE0" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">73</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Preferred stock issued</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e4898-wk-Fact-F956EE566E6556C2860C5D1EC0E60C56" name="us-gaap:StockIssuedDuringPeriodSharesNewIssues" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="shares" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e4907-wk-Fact-3D3D7DE3C96B5137B03E7BD9EF5628AA" name="us-gaap:StockIssuedDuringPeriodValueNewIssues" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">730</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e5007-wk-Fact-758DA03D3A39D9AA8513A358ABD13351" name="us-gaap:StockIssuedDuringPeriodValueNewIssues" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">730</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Treasury stock purchased</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e5055-wk-Fact-9BD30DB62F2356F1A710F356C9BA8655" name="us-gaap:TreasuryStockSharesAcquired" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="shares" decimals="-6" scale="6" format="ixt:numdotdecimal">34</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e5080-wk-Fact-114D0939F524CC292B08A358ABC78A9F" name="us-gaap:TreasuryStockValueAcquiredCostMethod" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e5108-wk-Fact-D16E6E162BA55F5CB7F3C5A5D38776F4" name="us-gaap:TreasuryStockValueAcquiredCostMethod" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,220</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528235e5138-wk-Fact-A0F58191D7D0696B4AB7A358ABD9D952" name="us-gaap:TreasuryStockValueAcquiredCostMethod" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,220</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Share-based compensation plans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e5187-wk-Fact-DF52B653AE5A58639DF913318AF871E1" name="us-gaap:StockIssuedDuringPeriodSharesShareBasedCompensation" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="shares" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e5211-wk-Fact-A915A208B2CE50079BAD26B88C0A7DC7" name="us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">59</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e5268-wk-Fact-754EE3C6C733A0A9EE1CA358ABD3E34D" name="us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">59</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Employee stock purchase plan shares purchased</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e5340-wk-Fact-2132AA979347506292DA5FC9565553FD" name="us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e5397-wk-Fact-317521A9DE0ADB0A5CCFA358ABBF03D2" name="us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Cumulative effect of change in accounting standards</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e5483-wk-Fact-F3431304A77A5949AA696783DD38E6F6" name="us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" contextRef="I2019Q1Jan02_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e5511-wk-Fact-B66292EABD9C56BCB8D1BE29F79EBDE7" name="us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" contextRef="I2019Q1Jan02_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e5526-wk-Fact-276D9E55F8C1F2A3D17CCA4FAD12ADDA" name="us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" contextRef="I2019Q1Jan02" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total comprehensive income:</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e5749-wk-Fact-00356686915C5F9083437334D5D9211D" name="us-gaap:NetIncomeLoss" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,791</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e5792-wk-Fact-B3D059C47760C87E5D13A358ABCC2A98" name="us-gaap:NetIncomeLoss" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,791</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e5906-wk-Fact-1EFE504DB45D585AB53C600CF66D1342" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">680</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e5921-wk-Fact-F9E69A0B200DF359C361A358AD32916E" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">680</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total comprehensive income </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e6007-wk-Fact-506FFDC569F40A0781C2A358ABBB43AA" name="us-gaap:ComprehensiveIncomeNetOfTax" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,791</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e6035-wk-Fact-1692A8F397D66479235AA358ABDA1AC9" name="us-gaap:ComprehensiveIncomeNetOfTax" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">680</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e6050-wk-Fact-73297D027A06B7225940A358AD303AEB" name="us-gaap:ComprehensiveIncomeNetOfTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,471</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Balance at December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e6070-wk-Fact-9CAF5169DEA524AB9A52A358ABD0D6F1" name="us-gaap:SharesOutstanding" contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="shares" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e6083-wk-Fact-B03F6EE7FBEC0FC56B3FA358ABCA2ED5" name="us-gaap:StockholdersEquity" contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,570</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528235e6096-wk-Fact-B8B5C93357C3705C9369A358ABDD181D" name="us-gaap:SharesOutstanding" contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="shares" decimals="-6" scale="6" format="ixt:numdotdecimal">433</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e6109-wk-Fact-969DB271126D26257916A358ABD2ABA2" name="us-gaap:StockholdersEquity" contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e6123-wk-Fact-4804F861F23E5A532EF6A358ABD276F0" name="us-gaap:StockholdersEquity" contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,891</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e6136-wk-Fact-255D97336DF77CC6C18AA358ABBA7690" name="us-gaap:StockholdersEquity" contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6,498</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29528235e6149-wk-Fact-22630D31B7AD33B0E7EEA358ABBFC471" name="us-gaap:StockholdersEquity" contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">4,353</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29528235e6164-wk-Fact-C612AAB9FB9CEED18A5EA358ABBC233E" name="us-gaap:StockholdersEquity" contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">411</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528235e6178-wk-Fact-F84C089F686150979F2D4C125376F59F" name="us-gaap:StockholdersEquity" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22,201</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">The accompanying Notes to Consolidated Financial Statements are an integral part of these statements.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">97</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sBD2FC610E73A5929AA1DD9BC45051416"></a></div><div><br/></div><div style="line-height:120%;text-align:center;font-size:11pt;"><span style="font-family:Trebuchet,sans-serif;font-size:11pt;font-weight:bold;">CONSOLIDATED STATEMENTS OF CASH FLOWS</span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="10"></td></tr><tr><td style="width:79%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7.7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.7pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">OPERATING ACTIVITIES</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528257e1509-wk-Fact-BC6ED2725C4D510C9A1D9BE49CDFF00A" name="us-gaap:ProfitLoss" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,791</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528257e1522-wk-Fact-56EACBCB2DA05F249B76A438AD1500D5" name="us-gaap:ProfitLoss" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,721</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528257e1535-wk-Fact-18E4CEE0944BCEDC7B21A358ACB11B78" name="us-gaap:ProfitLoss" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,652</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adjustments to reconcile net income to net cash provided by operating activities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1601-wk-Fact-4DED63A9AAF651C9A46C2247EB8019BF" name="us-gaap:ProvisionForLoanAndLeaseLosses" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">393</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1615-wk-Fact-415A88A6BF40523F884D55045A40ABAE" name="us-gaap:ProvisionForLoanAndLeaseLosses" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">326</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1629-wk-Fact-38D355B99733A49AF7B9A358ACC105AE" name="us-gaap:ProvisionForLoanAndLeaseLosses" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">321</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Originations of mortgage loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e1649-wk-Fact-C1036C0166BE5760BFC397E7E1C695FF" name="us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21,188</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e1664-wk-Fact-070625780DA55CD4BDFF7A37A91C10D8" name="us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8,036</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e1679-wk-Fact-D15850DB7D13CD8F310CA358ACB37DAA" name="us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,911</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Proceeds from sales of mortgage loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1700-wk-Fact-43CE26C94D2A5D72B4540C148CF48A7B" name="us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,430</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1714-wk-Fact-8849A1105BAB55759BB8C2BB5A5C8ABE" name="us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8,149</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1728-wk-Fact-83E90CA3111760BDA235A358ACEA2F29" name="us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,161</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Purchases of commercial loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e1748-wk-Fact-97548CD098A156AE9E3B841E68282D0E" name="us-gaap:PaymentsToPurchaseOtherLoansHeldForSale" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,979</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e1763-wk-Fact-DDAB8BE7C618548F8792E744EF8CD02E" name="us-gaap:PaymentsToPurchaseOtherLoansHeldForSale" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,944</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e1778-wk-Fact-FF5B7C8B296E3964488DA358ACED1BD7" name="us-gaap:PaymentsToPurchaseOtherLoansHeldForSale" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,057</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Proceeds from sales of commercial loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1799-wk-Fact-DC918458E91B5BF595605D2A24EE61EF" name="us-gaap:ProceedsFromSaleOfOtherLoansHeldForSale" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,065</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1813-wk-Fact-025A548E0D4C556A9C826670E4E7BB14" name="us-gaap:ProceedsFromSaleOfOtherLoansHeldForSale" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,857</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1827-wk-Fact-E524583CCBCC19D46CE8A358ACEBB537" name="us-gaap:ProceedsFromSaleOfOtherLoansHeldForSale" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,963</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Depreciation, amortization and accretion</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1847-wk-Fact-56E4056A84D4515E88A069FAAD4C31DD" name="us-gaap:DepreciationAmortizationAndAccretionNet" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">633</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1861-wk-Fact-91829A278BC95B81950DC9B5FDEF337E" name="us-gaap:DepreciationAmortizationAndAccretionNet" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">489</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1875-wk-Fact-2EBA1A76A4AAAE402D98A358ACEBAB00" name="us-gaap:DepreciationAmortizationAndAccretionNet" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">487</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage servicing rights valuation charge-off (recovery) </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1896-wk-Fact-EE60D4F75C1B52D6AD244C6EB9F5BF2B" name="us-gaap:MortgageServicingRightsMSRImpairmentRecovery" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e1910-wk-Fact-975420D8397251CF81E66E7FC3186083" name="us-gaap:MortgageServicingRightsMSRImpairmentRecovery" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e1925-wk-Fact-B906365955AD2D20AF6CA358ACAAB1BA" name="us-gaap:MortgageServicingRightsMSRImpairmentRecovery" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Debt securities impairment</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1946-wk-Fact-88EDDCF5FF5A5CCDABD16E5C291D1093" name="us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1960-wk-Fact-D26A6B05A67056D885FAAD0F0909E640" name="us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1974-wk-Fact-C370707F14C2C3EEA946A358ABE8C8A5" name="us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e1994-wk-Fact-8E1171C1E9A25D1DA66AC55F4FDB34F3" name="us-gaap:DeferredIncomeTaxExpenseBenefit" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">64</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2008-wk-Fact-453BC16ADFF254FDBD3096F6484A3302" name="us-gaap:DeferredIncomeTaxExpenseBenefit" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">97</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2022-wk-Fact-3511348017D8988EB147A358ACEFD536" name="us-gaap:DeferredIncomeTaxExpenseBenefit" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">136</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Share-based compensation</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2043-wk-Fact-B8152177CE4E57FF8ECE258508FCC0A9" name="us-gaap:AllocatedShareBasedCompensationExpense" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">41</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2057-wk-Fact-18D2F354C1855DE39436A30CB2463840" name="us-gaap:AllocatedShareBasedCompensationExpense" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">41</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2071-wk-Fact-687430FB0FC7EDCDB398A358ACB851F2" name="us-gaap:AllocatedShareBasedCompensationExpense" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">48</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net gain on sales of:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Debt securities </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2142-wk-Fact-3148A3C6F4EB5544AD0E9A42D23D9520" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2157-wk-Fact-DE1A7DD513C35496BA425E41AA5939E4" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2172-wk-Fact-4D42DB1F2544F5F3395FA358ACB73C1E" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity securities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2193-wk-Fact-96C0EFF0981D5E4DB51708DC355BE8B1" name="us-gaap:EquitySecuritiesFvNiRealizedGainLoss" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2207-wk-Fact-A5959E89AD755402AFB748A198F8E16E" name="us-gaap:EquitySecuritiesFvNiRealizedGainLoss" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2221-wk-Fact-07441C0AEF851CA2F3F3A358ACEB5853" name="us-gaap:EquitySecuritiesFvNiRealizedGainLoss" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Premises and equipment</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2242-wk-Fact-3015CE9313DB51709A2DC80C7F3712EB" name="us-gaap:GainLossOnDispositionOfAssets" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2257-wk-Fact-52DC4E626517532BB75750E3B473A080" name="us-gaap:GainLossOnDispositionOfAssets" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2271-wk-Fact-578C8E276D12B633C547A358ACEB9137" name="us-gaap:GainLossOnDispositionOfAssets" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2291-wk-Fact-1F97903B76D754EB966745639DE294CB" name="us-gaap:GainLossOnSaleOfOtherLoansAndLeases" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2305-wk-Fact-31A7BA04A476532C8335840D8E244389" name="us-gaap:GainLossOnSaleOfOtherLoansAndLeases" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2319-wk-Fact-E2AC356C78C21E47CB11A358ACED6DA5" name="us-gaap:GainLossOnSaleOfOtherLoansAndLeases" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Increase in other assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2340-wk-Fact-EBBAF7FA0A2958EC9A99E113CF4719F3" name="us-gaap:IncreaseDecreaseInOtherOperatingAssets" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">856</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2355-wk-Fact-BAAF0F3E48CB5E559CFA442F91E52750" name="us-gaap:IncreaseDecreaseInOtherOperatingAssets" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,217</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2370-wk-Fact-A63EA02D23833B34A8ACA358ACECF267" name="us-gaap:IncreaseDecreaseInOtherOperatingAssets" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">502</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Increase (decrease) in other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2391-wk-Fact-1E322BB9C2EF5D45A1030D9937530C74" name="us-gaap:IncreaseDecreaseInOtherOperatingLiabilities" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">331</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2405-wk-Fact-E6A99F11CE47515BACE7FBB2DA043FDE" name="us-gaap:IncreaseDecreaseInOtherOperatingLiabilities" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">303</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2419-wk-Fact-EF1631715A1D9743F8BEA358ACEDD221" name="us-gaap:IncreaseDecreaseInOtherOperatingLiabilities" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">119</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net cash provided by operating activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2441-wk-Fact-B2719253141433D9EC6BA358ACB34EC8" name="us-gaap:NetCashProvidedByUsedInOperatingActivities" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,697</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2455-wk-Fact-BA511ACFD13E261F03E1A358ACBF4F92" name="us-gaap:NetCashProvidedByUsedInOperatingActivities" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,767</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2469-wk-Fact-55DB079A2F1257ECD82DA358ACC18FFE" name="us-gaap:NetCashProvidedByUsedInOperatingActivities" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,883</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">INVESTING ACTIVITIES</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Investment securities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Purchases of securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2591-wk-Fact-3CC1FBE427D557F9A0A09362F17D38BA" name="us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8,422</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2606-wk-Fact-06741010B802503BABF8DC111D7817FA" name="us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,270</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2621-wk-Fact-671E173B92FF33E901AFA358ACB93A8B" name="us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5,394</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Proceeds from maturities and paydowns of debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2642-wk-Fact-5FF3902F75115040B40DFFD034AE81FE" name="us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,946</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2656-wk-Fact-EFB53DB707D7507EA1B9FCEAE870F13A" name="us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,258</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2670-wk-Fact-945374A9046BEB19DD0FA358ACEB97E4" name="us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,470</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Proceeds from sales of debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2690-wk-Fact-781113AF3C055D888B4A7640CC5EE286" name="us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5,016</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2704-wk-Fact-FB6A0C4D1C6F5E829D09FAB913732DD5" name="us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">998</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2718-wk-Fact-DF551E8CA6226A42E2F0A358ACECA775" name="us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,257</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Purchases of debt securities held to maturity</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7.7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.7pt;"><span><ix:nonFraction id="d29528257e2738-wk-Fact-A86BFE608A53543E974B3564CEC18413" name="us-gaap:PaymentsToAcquireHeldToMaturitySecurities" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7.7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.7pt;"><span><ix:nonFraction id="d29528257e2752-wk-Fact-B041B43636F45B018BE2D97AE702F497" name="us-gaap:PaymentsToAcquireHeldToMaturitySecurities" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7.7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.7pt;"><span>(<ix:nonFraction id="d29528257e2766-wk-Fact-9F896C3242D3296970A8A358ACC25C82" name="us-gaap:PaymentsToAcquireHeldToMaturitySecurities" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">171</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7.7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.7pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Proceeds from maturities and paydowns of debt securities held to maturity</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7.7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.7pt;"><span><ix:nonFraction id="d29528257e2787-wk-Fact-AD9D53E0A6F0582684449BA83A960110" name="us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">398</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7.7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.7pt;"><span><ix:nonFraction id="d29528257e2801-wk-Fact-FE285D7C0FD755CCADE52861A29AE7B6" name="us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">522</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7.7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.7pt;"><span><ix:nonFraction id="d29528257e2815-wk-Fact-F2641E2CE4AD904FD310A358ACB3B2EC" name="us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">561</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Purchases of equity securities, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7.7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.7pt;"><span>(<ix:nonFraction id="d29528257e2835-wk-Fact-E570CE8155AE5B5EAE277A6CF2E14055" name="cfg:PaymentsToAcquireEquitySecuritiesFVNI" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">717</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7.7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.7pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7.7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.7pt;"><span>(<ix:nonFraction id="d29528257e2850-wk-Fact-34A40F040B825C0981461CFB1284431D" name="cfg:PaymentsToAcquireEquitySecuritiesFVNI" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">162</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7.7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.7pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7.7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.7pt;"><span>(<ix:nonFraction id="d29528257e2865-wk-Fact-BABB2F29934DCFF9685EA358ACBE0C5C" name="cfg:PaymentsToAcquireEquitySecuritiesFVNI" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">326</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:7.7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.7pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Proceeds from sales of equity securities, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2886-wk-Fact-C89C5BD436556653CF30F82DB086B690" name="cfg:ProceedsFromSalesOfEquitySecuritiesFVNI" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">851</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2900-wk-Fact-D9EE97DD17BE490B8D37F82DAF89E456" name="cfg:ProceedsFromSalesOfEquitySecuritiesFVNI" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">150</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2914-wk-Fact-3041D4242E55CB3C1604F82DAFC7A50B" name="cfg:ProceedsFromSalesOfEquitySecuritiesFVNI" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">253</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Purchases of equity securities, at cost</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2934-wk-Fact-70A7F18E3DB35701ABFD2471B8C414F4" name="us-gaap:PaymentsToAcquireOtherInvestments" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">511</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2949-wk-Fact-D0D7D97A30E85421AF12B9B899908975" name="us-gaap:PaymentsToAcquireOtherInvestments" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">754</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e2964-wk-Fact-EDC6C772734FBC2FE5DAA358ACB6C845" name="us-gaap:PaymentsToAcquireOtherInvestments" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">400</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Proceeds from sales of equity securities, at cost</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e2986-wk-Fact-1CF789171C8B57D8AAC95A0727B12FD2" name="us-gaap:ProceedsFromSaleOfOtherInvestments" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">538</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e3000-wk-Fact-487B7F1535175EEC9CB74B30A8ACDD22" name="us-gaap:ProceedsFromSaleOfOtherInvestments" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">642</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e3014-wk-Fact-3C67AFCB30F7FEF97FB9A358ACC0E5EA" name="us-gaap:ProceedsFromSaleOfOtherInvestments" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">637</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net (increase) decrease in interest-bearing deposits in banks</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3034-wk-Fact-A929763E051F54539CC6A616208556D3" name="us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">149</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e3049-wk-Fact-BAF1AA831ED55765B19F8BA8FBF3A82E" name="us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">44</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e3063-wk-Fact-6E587B455AD200E3102EA358ACBCFFAB" name="us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">247</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Purchases of mortgage servicing rights</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e3083-wk-Fact-E99FBF2E3573540AA096C4A74AB841D3" name="us-gaap:PaymentsToAcquireMortgageServicingRightsMSR" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3097-wk-Fact-7CAF6FD109E65902AE14C3F93A4D00D8" name="us-gaap:PaymentsToAcquireMortgageServicingRightsMSR" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">16</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3112-wk-Fact-73D1C335ADF61A5EF358A358ACB9C436" name="us-gaap:PaymentsToAcquireMortgageServicingRightsMSR" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">28</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Acquisitions, net of cash acquired</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3133-wk-Fact-85DBA58E6D4F50E79907438FBEAF0D14" name="us-gaap:PaymentsToAcquireBusinessesNetOfCashAcquired" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">129</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3148-wk-Fact-661185B412B45EC5B7B46784E4ACE45C" name="us-gaap:PaymentsToAcquireBusinessesNetOfCashAcquired" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">533</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e3163-wk-Fact-32FEC82C2C05A82C9160A358ACBAD581" name="us-gaap:PaymentsToAcquireBusinessesNetOfCashAcquired" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net increase in loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3183-wk-Fact-CECCE05EFEBD55EBACA5598BD7C0AC0D" name="us-gaap:PaymentsForProceedsFromLoansAndLeases" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,334</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3198-wk-Fact-DD11AD342AA15E28B8A31EF012339208" name="us-gaap:PaymentsForProceedsFromLoansAndLeases" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6,445</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3213-wk-Fact-F5C321D3D2F305088A0CA358ACB53125" name="us-gaap:PaymentsForProceedsFromLoansAndLeases" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,634</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net increase in bank-owned life insurance</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3234-wk-Fact-B0867AF85DB556119616EA73351D0CD6" name="us-gaap:PaymentsForProceedsFromLifeInsurancePolicies" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">27</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3249-wk-Fact-8D758CD84C3F5D288C91B7DFE343C8C7" name="us-gaap:PaymentsForProceedsFromLifeInsurancePolicies" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">42</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3264-wk-Fact-60E610507C501027CC71A358ACC0B10A" name="us-gaap:PaymentsForProceedsFromLifeInsurancePolicies" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">44</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Premises and equipment:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Purchases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3336-wk-Fact-FC983957D79C5E5FB2AEB18088B63B90" name="us-gaap:PaymentsToAcquirePropertyPlantAndEquipment" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">126</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3351-wk-Fact-AD2897EA350352B0BBABBCB8DB65CBF1" name="us-gaap:PaymentsToAcquirePropertyPlantAndEquipment" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">232</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3366-wk-Fact-174B757D1FA4874B0E3DA358ACC1CD0D" name="us-gaap:PaymentsToAcquirePropertyPlantAndEquipment" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">253</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Proceeds from sales</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e3387-wk-Fact-F9A69E84C46555AA89F1034A46A40F27" name="us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e3401-wk-Fact-3C58456F1F1D504FA4344B32FCE66CD1" name="us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e3415-wk-Fact-DECF59D22AC98896F5B6A358ACBC6532" name="us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Capitalization of software</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3435-wk-Fact-846121A0AC135956897F57A3C8B4711F" name="us-gaap:PaymentsForSoftware" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">240</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3450-wk-Fact-F68A32888BBF50D688643852A34FAB5E" name="us-gaap:PaymentsForSoftware" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">237</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3465-wk-Fact-B1632CC1EBDDEADD7387A358ACBE809B" name="us-gaap:PaymentsForSoftware" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">159</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net cash used in investing activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3486-wk-Fact-1CBAF58327425ECD243CA358ACB44B9B" name="us-gaap:NetCashProvidedByUsedInInvestingActivities" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">3,875</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3501-wk-Fact-6C8A87215ED1DA63AC0EA358ACECDBC5" name="us-gaap:NetCashProvidedByUsedInInvestingActivities" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">7,077</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3516-wk-Fact-964E4F262DE4AAD5BD1DA358ACBDAEB7" name="us-gaap:NetCashProvidedByUsedInInvestingActivities" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">3,984</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">             </span></div><div style="line-height:120%;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">The accompanying Notes to Consolidated Financial Statements are an integral part of these statements.</span></div><div style="line-height:120%;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">98</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;text-align:center;font-size:11pt;"><span style="font-family:Trebuchet,sans-serif;font-size:11pt;font-weight:bold;">CONSOLIDATED STATEMENTS OF CASH FLOWS (Continued)</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="10"></td></tr><tr><td style="width:73%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:7.7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.7pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">FINANCING ACTIVITIES</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net increase in deposits</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e3715-wk-Fact-8F6D526387FD5386BFD9CDA7402D9DD0" name="us-gaap:IncreaseDecreaseInDeposits" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5,738</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e3729-wk-Fact-E238577C173358CBA0DB19BFEF621248" name="us-gaap:IncreaseDecreaseInDeposits" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,486</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e3743-wk-Fact-EA35D4E4D4D3824F1451A358AD21D4FD" name="us-gaap:IncreaseDecreaseInDeposits" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5,285</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net (decrease) increase in federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3763-wk-Fact-C0A3A086285C588EAB9DC3532E1723F2" name="us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">891</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e3778-wk-Fact-753F258BEA415D418C40BB9888F7405E" name="us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">341</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3792-wk-Fact-235E7002F44EDF3C5D16A358AD21E8AD" name="us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">333</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net decrease in other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3813-wk-Fact-7FF7B369FE555071A6C74952763906B5" name="cfg:ProceedsFromRepaymentsOfShortTermDebtOther" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">157</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3828-wk-Fact-25BC559275665CED8376F7CDA0243D18" name="cfg:ProceedsFromRepaymentsOfShortTermDebtOther" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">5,211</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3843-wk-Fact-C97E891425D41B40583BA358AD2803ED" name="cfg:ProceedsFromRepaymentsOfShortTermDebtOther" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">4,959</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Proceeds from issuance of long-term borrowed funds </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e3864-wk-Fact-7CC4B5D990315A58A46AE73DDD97C72F" name="us-gaap:ProceedsFromIssuanceOfLongTermDebt" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12,850</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e3878-wk-Fact-E4A0BD7E228E5EB6901572FC8F622EDD" name="us-gaap:ProceedsFromIssuanceOfLongTermDebt" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22,503</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e3892-wk-Fact-DE604150A13D1F1831B9A358AD248DCD" name="us-gaap:ProceedsFromIssuanceOfLongTermDebt" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15,363</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Repayments of long-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3912-wk-Fact-4DBA853DA7375D9797C7A4F2F53097E5" name="us-gaap:RepaymentsOfLongTermDebt" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14,857</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3927-wk-Fact-476764B5587B5B669C9727475AE0D6F7" name="us-gaap:RepaymentsOfLongTermDebt" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14,837</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3942-wk-Fact-A500D6F94A12F103514AA358AD23A40F" name="us-gaap:RepaymentsOfLongTermDebt" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12,751</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Treasury stock purchased</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3963-wk-Fact-FF52AACD97C85197B0E84D53A181D109" name="us-gaap:PaymentsForRepurchaseOfCommonStock" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,220</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3978-wk-Fact-017985576A6E571EBFBF744D302FA5BB" name="us-gaap:PaymentsForRepurchaseOfCommonStock" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,025</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e3993-wk-Fact-EDD35073DF39CB05C3F7A358AD1B91DE" name="us-gaap:PaymentsForRepurchaseOfCommonStock" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">820</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net proceeds from issuance of preferred stock</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4014-wk-Fact-7C669A2479525A2B81435E63E4362379" name="us-gaap:ProceedsFromIssuanceOfPrivatePlacement" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">730</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4028-wk-Fact-822409426C2550DA87CF11C214DC828F" name="us-gaap:ProceedsFromIssuanceOfPrivatePlacement" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">593</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4042-wk-Fact-C4FEAC20DEC34642D530A358AD291974" name="us-gaap:ProceedsFromIssuanceOfPrivatePlacement" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dividends declared and paid to common stockholders</span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e4064-wk-Fact-D1AF84717E35525EB711A1DB8CA0612D" name="us-gaap:PaymentsOfDividendsCommonStock" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">617</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e4079-wk-Fact-7F4D697B44345E8399823BC71E44E91F" name="us-gaap:PaymentsOfDividendsCommonStock" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">471</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e4094-wk-Fact-C590197985AE5BEEE424A358AD2C5BAF" name="us-gaap:PaymentsOfDividendsCommonStock" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">322</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dividends declared and paid to preferred stockholders</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e4116-wk-Fact-47BA196FF92E5197964C10DE414211F0" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">65</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e4131-wk-Fact-D67A16DB4270585F81E9CE4FB4766C54" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e4146-wk-Fact-8F0EBE385E0459591190A358AD28A508" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Payments of employee tax withholding for share-based compensation</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e4167-wk-Fact-8B2458E853BA527085529DAE05D5C74D" name="us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e4182-wk-Fact-B4F16EC90C0354509D5AC095C98EBB1E" name="us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e4197-wk-Fact-39DAA165CA2E7B939E58A358AD2B93CA" name="us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net cash provided by financing activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4218-wk-Fact-F6D278C41C67DEDFE02CA358AD1AF336" name="us-gaap:NetCashProvidedByUsedInFinancingActivities" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,490</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4232-wk-Fact-C054A24DC6032D6F848EA358AD1B6ECC" name="us-gaap:NetCashProvidedByUsedInFinancingActivities" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6,352</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4246-wk-Fact-C2A6A28E13C97E393EFBA358AD2A34FB" name="us-gaap:NetCashProvidedByUsedInFinancingActivities" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,429</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">(Decrease) increase in cash and cash equivalents</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(a)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e4268-wk-Fact-B09F085BFF0C56999C2B46BE2D048DE2" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">688</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4283-wk-Fact-A469A259065B596FBD97C4BB25A864CD" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,042</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29528257e4297-wk-Fact-C1542A1FF78C2B6E6043A358AD1A65D5" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">672</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Cash and cash equivalents at beginning of period</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(a)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4320-wk-Fact-AF0173C999E754AE955234FFA6423331" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,074</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4334-wk-Fact-BDDEC3A248C5312F03B6A358AD2086D4" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" contextRef="FI2017Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,032</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4348-wk-Fact-BBC5F75D9D251EA779FEA358AD24CC0C" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" contextRef="FI2016Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,704</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Cash and cash equivalents at end of period</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(a)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528257e4374-wk-Fact-CAFC6CDC26F66AFF5330A358AD2038D6" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,386</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528257e4387-wk-Fact-AF0173C999E754AE955234FFA6423331" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,074</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528257e4400-wk-Fact-BDDEC3A248C5312F03B6A358AD2086D4" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" contextRef="FI2017Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,032</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Supplemental disclosures:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest paid</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528257e4521-wk-Fact-9E04CBEB270579667C22A358AD1E321B" name="us-gaap:InterestPaidNet" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,560</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528257e4534-wk-Fact-CDFB9EA7E42FEEAA53B2A358AD22DBF0" name="us-gaap:InterestPaidNet" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,184</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528257e4547-wk-Fact-B6519F8E4FA723CC7C30A358AD1DC57B" name="us-gaap:InterestPaidNet" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">716</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income taxes paid</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4562-wk-Fact-AAB2261EC4C745C94B0EA358AD25295E" name="us-gaap:IncomeTaxesPaid" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">326</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4576-wk-Fact-7634693D5F39DECA22C2A358AD22CC8C" name="us-gaap:IncomeTaxesPaid" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">241</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4590-wk-Fact-31D795577B62B53A4BF6A358AD1A8D6B" name="us-gaap:IncomeTaxesPaid" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">371</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Non-cash items:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Transfer of securities from available for sale to held to maturity</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528257e4666-wk-Fact-BBED014ED7C71F7CC85DCA4D86E0155F" name="cfg:TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">192</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528257e4679-wk-Fact-909EEE3A3974DF27A10ECA4D87236757" name="cfg:TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29528257e4692-wk-Fact-33889B524266F7F040C5CA4D8705B3DC" name="cfg:TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Transfer of securities from held to maturity to available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4707-wk-Fact-566E5FF857C93A8E1A6ACA4E465024D7" name="cfg:TransferOfSecuritiesFromHeldToMaturityToAvailableForSale" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">734</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4721-wk-Fact-65725CCF16B77310FE98CA4E464948F3" name="cfg:TransferOfSecuritiesFromHeldToMaturityToAvailableForSale" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4735-wk-Fact-7945C9DCC84C19B306CFCA4E4644F77E" name="cfg:TransferOfSecuritiesFromHeldToMaturityToAvailableForSale" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans securitized and transferred to securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4755-wk-Fact-423F849E0A90CCA1E3E8A358AD2080E1" name="us-gaap:TransferToInvestments" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">150</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4769-wk-Fact-E64E7D19272E680D8874A358AD28EBC1" name="us-gaap:TransferToInvestments" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">142</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4783-wk-Fact-ACF844C47E0106D69D76A358AD2119E2" name="us-gaap:TransferToInvestments" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">134</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Stock issued for share-based compensation plans</span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4805-wk-Fact-2F1DD39C07B6474D14EEA358AD1F6905" name="us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">59</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4819-wk-Fact-EFB5B0EB748BF6C68E7CA358AD27A91E" name="us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4833-wk-Fact-2E9905B83CE22964B206A358AD1B5166" name="us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Stock issued for Employee Stock Purchase Plan</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4853-wk-Fact-317521A9DE0ADB0A5CCFA358ABBF03D2" name="us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4867-wk-Fact-F4BC668E6057A8F38668A358ABC5845E" name="us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4881-wk-Fact-8F9E014A8C14D36DE180A358ABDD89EC" name="us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Due from broker for securities sold but not settled</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4901-wk-Fact-20D06B591450B02EBE55A358AD1EA68F" name="us-gaap:IncreaseDecreaseInBrokerageReceivables" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4915-wk-Fact-2D3D83FDD5AE01C8AC8CA358AD2599B5" name="us-gaap:IncreaseDecreaseInBrokerageReceivables" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29528257e4929-wk-Fact-E36825413E7276280FCFA358AD19C49D" name="us-gaap:IncreaseDecreaseInBrokerageReceivables" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:174%;text-align:left;padding-left:18px;text-indent:-18px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(a)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> <ix:footnote id="TextSelection-2CFE87E646AA99DD7017A358AD641B77-0-wk-Footnote-2CFE87E646AA99DD7017A358AD641B77_lbl" footnoteRole="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US">Cash and cash equivalents include cash and due from banks and interest-bearing cash and due from banks as reflected on the Consolidated Balance Sheets.</ix:footnote></span></div><div style="line-height:120%;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">The accompanying Notes to Consolidated Financial Statements are an integral part of these statements.</span></div><div style="line-height:120%;text-align:center;font-size:11pt;"><span style="font-family:Trebuchet,sans-serif;font-size:11pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">99</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sDB9AB55731DA5595B9D10DED1F181DED"></a></div><div><br/></div><div style="line-height:120%;padding-bottom:6px;text-align:center;font-size:11pt;"><span style="font-family:Trebuchet,sans-serif;font-size:11pt;font-weight:bold;">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS</span></div><div><a id="sE66F8185E8DD56F3A4B11450539021C3"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" id="TextSelection-B9092833CD04A8A4CCEBA358AD645744-0-wk-Fact-365D65FF60BA163E5B0CA358AD0B43FD" continuedAt="TextSelection-B9092833CD04A8A4CCEBA358AD645744-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 1 - BASIS OF PRESENTATION</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The accounting and reporting policies of Citizens Financial Group, Inc. conform to GAAP. The Company&#8217;s principal business activity is banking, conducted through its banking subsidiary Citizens Bank, National Association. The Company also provides M&amp;A, capital raising and other financial advisory services to middle market companies across a focused set of industry verticals through its broker-dealer CCMI.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:BasisOfAccountingPolicyPolicyTextBlock" id="TextSelection-4E91E0AFA86CAD4E6073A358AD64D692-0-wk-Fact-625BA70D41F521F5CA7BA358AD0CC65C" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Consolidated Financial Statements include the accounts of Citizens and subsidiaries in which Citizens has a controlling financial interest. All intercompany transactions and balances have been eliminated. The Company has evaluated its unconsolidated entities and does not believe that any entity in which it has an interest, but does not currently consolidate, meets the requirements to be consolidated as a variable interest entity.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the ACL and the fair value of MSRs. </span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Significant Accounting Policies</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table identifies the Company&#8217;s significant accounting policies and the Note and Page where a detailed description of each policy can be found.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:85.7699805068226%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:74%;"></td><td style="width:14%;"></td><td style="width:12%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;text-decoration:underline;">Note</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;text-decoration:underline;">Page</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Cash and Due From Banks</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sFF87389220185F2B9393DC73F022098B"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 2</span></a></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sFF87389220185F2B9393DC73F022098B">102</a></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s43AF8C2A5DA45D499C1D1395915BFA47"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 3</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s43AF8C2A5DA45D499C1D1395915BFA47">103</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Loans and Leases</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sCB350FE466FC51CBAC4A155E1BAE610D"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 4</span></a></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sCB350FE466FC51CBAC4A155E1BAE610D">107</a></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Allowance for Credit Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s043950A6DC865B7492953B6374E9AA4B"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 5</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s043950A6DC865B7492953B6374E9AA4B">109</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Premises, Equipment and Software</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sDEC3F88E3C585A32A8D8B2F21F6466C6"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 6</span></a></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sDEC3F88E3C585A32A8D8B2F21F6466C6">120</a></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Mortgage Servicing Rights</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s0F22E5F7298154B6B44E5C3CBFB57E85"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 7</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s0F22E5F7298154B6B44E5C3CBFB57E85">121</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Leases</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sF27CADF59A405A238AF0D88A0EF1A2CF"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 8</span></a></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sF27CADF59A405A238AF0D88A0EF1A2CF">124</a></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Goodwill</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s6E27A8CB699D51058A9570B0E65DFE52"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 9</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s6E27A8CB699D51058A9570B0E65DFE52">125</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Variable Interest Entities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s069D460D4C545A8E82FD8F8686EB9AF8"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 10</span></a></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s069D460D4C545A8E82FD8F8686EB9AF8">127</a></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Derivative Instruments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sFF831C8B07305B31B9F20FB4F48A1B77"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 13</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sFF831C8B07305B31B9F20FB4F48A1B77">132</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Employee Benefits</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s0BEF29B517E4547E965A6B64842854B2"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 14</span></a></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s0BEF29B517E4547E965A6B64842854B2">135</a></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Treasury Stock</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sF070C836AF5B5635824E2B64A98EBA09"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 16</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sF070C836AF5B5635824E2B64A98EBA09">138</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Employee Share-Based Compensation</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sD986330374515FA2A545244CD6521851"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 17</span></a></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sD986330374515FA2A545244CD6521851">139</a></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Fair Value Measurement</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sA4D1983040EA5B9CA89434EEE7F96A63"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 19</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sA4D1983040EA5B9CA89434EEE7F96A63">142</a></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Revenue Recognition</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sA296935E80445263993170BD93EE96D0"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 20</span></a></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sA296935E80445263993170BD93EE96D0">148</a></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Income Taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s6FAA3F0461F055E78C42DC79D3FADD94"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 22</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#s6FAA3F0461F055E78C42DC79D3FADD94">150</a></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Earnings Per Share</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sC9D896462B2D5D0B8A54D4F4CB2A8575"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Note 23</span></a></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><a style="font-family:Trebuchet,sans-serif;font-size:9pt;" href="#sC9D896462B2D5D0B8A54D4F4CB2A8575">153</a></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Acquisitions</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">On </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">January&#160;1, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company acquired Clarfeld Financial Advisors, LLC (&#8220;Clarfeld&#8221;), a Tarrytown, New York-based boutique wealth management and financial advisory firm, for total consideration of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29532800e1857-wk-Fact-3266A141F912D38BB929CA35097528A1" name="us-gaap:BusinessCombinationConsiderationTransferred1" contextRef="D2019Q1Jan01-Jan01_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">110</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. As part of this transaction, the Company expanded its wealth management position with the addition of a robust client base. The Company recognized goodwill of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29532800e1861-wk-Fact-8760B2D30D8E74EF607FCA353C3012D7" name="us-gaap:Goodwill" contextRef="I2019Q1Jan01_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">83</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and other intangibles of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29532800e1865-wk-Fact-2C43488FA74B3C863F30CA35550115BC" name="us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill" contextRef="I2019Q1Jan01_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> related to the transaction.</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">On </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">March&#160;1, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company acquired certain assets and assumed certain liabilities of Bowstring Advisors, LLC (&#8220;Bowstring&#8221;), an Atlanta, Georgia-based mergers and acquisitions advisory and capital raising firm, for the consideration of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29532800e1877-wk-Fact-B48ABDEB06F1EE83623ACA351F004115" name="us-gaap:BusinessCombinationConsiderationTransferred1" contextRef="D2019Q1Mar01-Mar01_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">40</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. As part of this transaction, the Company expanded its mergers and acquisitions advisory position with the addition of a referral network and experienced staff. The Company recognized goodwill of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29532800e1881-wk-Fact-2475FC696150A65C660ACA358607373B" name="us-gaap:Goodwill" contextRef="I2019Q1Mar01_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">35</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and other intangibles of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29532800e1885-wk-Fact-C37963B115BC564FF9EBCA35A2D29066" name="us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill" contextRef="I2019Q1Mar01_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> related to the transaction.</span></div></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">100</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" id="TextSelection-8E41A58E3FBC36504C6ACA296DC16D7C-0-wk-Fact-E59589489C562CCEC07BCA29A028C44E" continuedAt="TextSelection-8E41A58E3FBC36504C6ACA296DC16D7C-1" escape="true"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock" id="TextSelection-83463F0A69E44019A547A358AD6407CB-0-wk-Fact-E29E2129D48C0DFC7B23A358AD0FB21F" continuedAt="TextSelection-83463F0A69E44019A547A358AD6407CB-1" escape="true"><ix:continuation id="TextSelection-B9092833CD04A8A4CCEBA358AD645744-1" continuedAt="TextSelection-B9092833CD04A8A4CCEBA358AD645744-2"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;font-weight:bold;">Accounting Pronouncements Adopted in</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;background-color:#ffffff;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;font-weight:bold;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"> </span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:19%;"></td><td style="width:48%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Pronouncement</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Summary of Guidance</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Effects on Financial Statements</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivatives and Hedging</span></div><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-style:italic;">Issued August 2017</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reduces the complexity and operational burdens of the current hedge accounting model and portrays more clearly the effects of hedge accounting in the financial statements.</span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Modifies current requirements to facilitate the application of hedge accounting to partial-term hedges, hedges of prepayable financial instruments, and other strategies. Adoption of these optional changes would occur on a prospective basis.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires the effects of fair value hedges to be classified in the same income statement line as the earnings effect of the hedged item. Adoption of this change will occur on a prospective basis.</span></span></div><div style="text-align:left;padding-left:42px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires all effects of cash flow hedges to be deferred in other comprehensive income until the hedged cash flows affect earnings. Periodic hedge ineffectiveness will no longer be recognized in earnings. Adoption of this change will occur on a modified retrospective basis through a cumulative-effect adjustment directly to retained earnings as of the beginning of the period of adoption.</span></span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">The Company adopted the new standard on January 1, 2019 under the modified retrospective method.</span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adoption did not have a material impact on the Company&#8217;s Consolidated Financial Statements. </span></span></div><div style="text-align:left;padding-left:48px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Required disclosures are included in Note 13.</span></span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"><div style="padding-top:1px;padding-left:1px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div><div style="padding-top:0px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-style:italic;">Issued February 2016</span></div><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires lessees to recognize a right-of-use asset and corresponding lease liability for all leases with a lease term of greater than one year.</span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires lessees and lessors to classify most leases using principles similar to existing lease accounting, but eliminates the &#8220;bright line&#8221; classification tests.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires that for finance leases, a lessee recognize interest expense on the lease liability separately from the amortization of the right-of-use asset in the Consolidated Statements of Operations, while for operating leases, such amounts should be recognized as a combined expense.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires expanded disclosures about the nature and terms of lease agreements.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provides the option to adopt using either a modified cumulative-effect approach wherein the guidance is applied to all periods presented, or through a cumulative-effect adjustment beginning in the period of adoption.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires companies with land easements to assess whether the easement meets the definition of a lease before applying other accounting guidance. </span></span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">The Company adopted the new standard under the modified retrospective approach on January 1, 2019, which is applicable to both its leasing finance business as well as property and equipment leases in which Citizens is lessee.</span></span></div><div style="text-align:left;padding-left:48px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adoption resulted in a cumulative-effect adjustment of $12 million, net of taxes, to retained earnings related to leases in which Citizens is lessee. </span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adoption resulted in the recognition of a right-of-use asset and corresponding lease liability of $734 million and $749 million, respectively in its Consolidated Balance Sheet for non-cancelable operating lease agreements.</span></span></div><div style="text-align:left;padding-left:48px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:inherit;font-size:10pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Required lessor disclosures are included in Note 4 and required lessee disclosures are included in Note 8.</span></span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Implementation Costs Incurred in a Cloud Computing Arrangement</span></div><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-style:italic;">Issued August 2018</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires implementation costs incurred in a cloud computing arrangement that is a service contract be deferred and recognized over the term of the arrangement if those costs would be capitalized in a software licensing arrangement.</span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires amortization expense be presented in the same income statement line item as the related hosting service arrangement expense.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Permits adoption prospectively for all implementation costs incurred after adoption or retrospectively through a cumulative-effect adjustment as of the beginning of the first period presented.</span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">The Company prospectively adopted the new standard on January 1, 2019. </span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adoption did not have a material impact on the Company&#8217;s Consolidated Financial Statements.</span></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:continuation></ix:nonNumeric></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">101</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-8E41A58E3FBC36504C6ACA296DC16D7C-1"><ix:continuation id="TextSelection-83463F0A69E44019A547A358AD6407CB-1"><ix:continuation id="TextSelection-B9092833CD04A8A4CCEBA358AD645744-2"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;font-weight:bold;">Accounting Pronouncements Pending Adoption</span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:19%;"></td><td style="width:48%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;">Pronouncement</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;">Summary of Guidance</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;">Effects on Financial Statements</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Financial Instruments - Credit Losses</span></div><div style="font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div style="font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-style:italic;">Issued June 2016</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Required effective date: January 1, 2020.</span></span></div><div style="text-align:left;padding-left:30px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Replaces existing incurred loss impairment guidance and establishes a single allowance framework for financial assets carried at amortized cost (including securities HTM), which will reflect management&#8217;s estimate of credit losses over the full remaining expected life of the financial assets.</span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:19px; padding-left:10px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Amends existing impairment guidance for securities AFS to incorporate an allowance, which will allow for reversals of impairment losses in the event that the credit of an issuer improves.</span></span></div><div style="text-align:left;padding-left:29px;text-indent:-19px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:19px; padding-left:10px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Requires a cumulative-effect adjustment to retained earnings, net of taxes, as of the beginning of the reporting period of adoption.</span></span></div><div style="text-align:left;padding-left:48px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:19px; padding-left:10px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Requires enhanced credit quality disclosures including disaggregation of credit quality indicators by vintage.</span></span></div><div style="text-align:left;padding-left:48px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div><div style="float:left; width:19px; padding-left:10px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">The Company adopted the new standard on January 1, 2020, retrospectively for loans and leases and HTM securities and prospectively for AFS securities.</span></span></div><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div><div style="float:left; width:19px; padding-left:10px;"><span style="font-family:inherit;font-size:10pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">To estimate the ACL under CECL, Citizens uses models and other estimation techniques that are sensitive to changes in forecasted economic conditions. The Company applies qualitative factors related to idiosyncratic risk factors, changes in current economic conditions that may not be adequately reflected in quantitatively derived results, or other relevant factors to ensure the ACL reflects the Company&#8217;s best estimate of current expected credit losses.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">The Company recognized an increase in the ACL upon adoption of approximately $450 million, based on a two-year reasonable and supportable forecast period, and a one-year reversion to long-term historical macroeconomic variables. The increase in ACL is primarily related to consumer loans, such as residential mortgage, unsecured and education, due to the requirement to estimate credit losses over the full remaining expected life of the asset. </span></span></div><div style="text-align:left;padding-left:30px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Adoption of the new standard could produce higher volatility in the quarterly provision for credit losses than our current reserve process and could adversely impact the Company&#8217;s ongoing earnings.</span></span></div><div style="text-align:left;padding-left:30px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">The increase in ACL upon adoption reduced the Company&#8217;s CET1 capital ratio by 24 basis points on a fully-phased in basis. This capital impact will be phased in by 25% per year through January 1, 2023, which will impact 2020 by 6 basis points.</span></span></div><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Based on the credit quality of our existing debt securities portfolio, the Company did not recognize an ACL for HTM and AFS debt securities upon adoption.</span></span></div><div style="text-align:left;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:continuation><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:continuation></ix:continuation><div><a id="sFF87389220185F2B9393DC73F022098B"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:CashAndCashEquivalentsDisclosureTextBlock" id="TextSelection-BF04EDFC178957733DA1A358AD65889D-0-wk-Fact-4AE291443CEE0D11B3A3A358ABCB3652" continuedAt="TextSelection-BF04EDFC178957733DA1A358AD65889D-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 2 - CASH AND DUE FROM BANKS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:CashAndCashEquivalentsPolicyTextBlock" id="TextSelection-97748FE3325F5C01C50EA358AD6402E4-0-wk-Fact-20ACB9B4C098CEBEF337A358ABC9A599" escape="true"><div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For the purposes of reporting cash flows, cash and cash equivalents have original maturities of three months or less and include cash and due from banks and interest-bearing cash and due from banks, primarily at the FRB.</span></div></ix:nonNumeric></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><ix:continuation id="TextSelection-BF04EDFC178957733DA1A358AD65889D-1" continuedAt="TextSelection-BF04EDFC178957733DA1A358AD65889D-2"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens maintains certain average reserve balances and compensating balances for check clearing and other services with the FRB. At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the balance of deposits at the FRB amounted to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29518873e1355-wk-Fact-D323F8FAEC34A2FDB40AA358ABCAEC7C" name="cfg:InterestBearingCashandDuefromBanksFederalReserveBankBalances" contextRef="FI2019Q4" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">2.1</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29518873e1359-wk-Fact-D7ABE5DC9E9BA46FE270A358ABCA1A6F" name="cfg:InterestBearingCashandDuefromBanksFederalReserveBankBalances" contextRef="FI2018Q4" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">3.0</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. Average balances maintained with the FRB during the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> exceeded amounts required by law for the FRB&#8217;s requirements. All amounts, both required and excess reserves, held at the FRB currently earn interest at a fixed rate of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">155 basis points</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Citizens recorded interest income on FRB deposits of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29518873e1376-wk-Fact-BA09DFE0EA22B2A1968FA358ABCA3EFC" name="cfg:InterestIncomeFederalReserveBankBalances" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">28</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29518873e1380-wk-Fact-D563A5C5C239CB3D06DEA358ABC9C6D4" name="cfg:InterestIncomeFederalReserveBankBalances" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">28</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29518873e1384-wk-Fact-3BE7CB045C01518443E3A358ABC9B0C0" name="cfg:InterestIncomeFederalReserveBankBalances" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">16</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span></ix:continuation><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><ix:continuation id="TextSelection-BF04EDFC178957733DA1A358AD65889D-2">, respectively, in interest-bearing deposits in banks in the Consolidated Statements of Operations.</ix:continuation> </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">102</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s43AF8C2A5DA45D499C1D1395915BFA47"></a></div><div><br/></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" id="TextSelection-A73476CA2D07B464DBE6A358AD6587F5-0-wk-Fact-74E2A9B944DCBE2228BDA358ACBB06D5" continuedAt="TextSelection-A73476CA2D07B464DBE6A358AD6587F5-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 3 - SECURITIES</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><ix:continuation id="TextSelection-234497707D99ACE73F16A358AD65D239-0"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Investments include debt and equity securities and other investment securities. Citizens classifies debt securities as AFS, HTM, or trading based on management&#8217;s intent to hold to maturity at the time of purchase. Equity securities are recorded at fair value or at cost if there is not a readily determinable fair value.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Debt securities that will be held for indefinite periods of time and may be sold in response to changes in interest rates, changes in prepayment risk, or other factors considered in managing the Company&#8217;s asset/liability strategy are classified as AFS and reported at fair value, with unrealized gains and losses reported in OCI, net of taxes, as a separate component of stockholders&#8217; equity. Gains and losses on the sales of securities are recognized in noninterest income and are computed using the specific identification method.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Debt securities for which the Company has the ability and intent to hold to maturity are classified as HTM and reported at amortized cost. Transfers of debt securities to the HTM classification are recognized at fair value at the date of transfer. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For debt securities classified as AFS or HTM, interest income is recorded on the accrual basis including the amortization of premiums and the accretion of discounts. Premiums and discounts on debt securities are amortized or accreted using the effective interest method over the estimated lives of the individual securities. Citizens uses actual prepayment experience and estimates of future prepayments to determine the constant effective yield necessary to apply the effective interest method of income recognition. Estimates of future prepayments are based on the underlying collateral characteristics of each security and are derived from market sources. Judgment is involved in making determinations about prepayment expectations and in changing those expectations in response to changes in interest rates and macroeconomic conditions. The amortization of premiums and discounts associated with mortgage-backed securities may be significantly impacted by changes in prepayment assumptions.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Securities classified as trading are bought and held principally for selling them in the near term and carried at fair value, with changes in fair value recognized in earnings. When applicable, realized and unrealized gains and losses on such assets are reported in noninterest income in the Consolidated Statements of Operations.</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Equity securities are primarily composed of FHLB stock and FRB stock (which are carried at cost) and money market mutual fund investments held by the Company&#8217;s broker-dealers (which are carried at fair value, with changes in fair value recognized in noninterest income). Equity securities that are carried at cost are reviewed at least annually for impairment, with valuation adjustments recognized in noninterest income.</span></div></ix:continuation></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">103</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:SecuritiesTableTextBlock" id="TextSelection-4A9B25CF30577E47C19CA358AD65C3A5-0-wk-Fact-B6AFD9459B2971DD9813A358ACBCFDA2" escape="true"><ix:continuation id="TextSelection-A73476CA2D07B464DBE6A358AD6587F5-1" continuedAt="TextSelection-A73476CA2D07B464DBE6A358AD6587F5-2"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the major components of securities at amortized cost and fair value:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:680px;border-collapse:collapse;text-align:left;"><tr><td colspan="26"></td></tr><tr><td style="width:206px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:53px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:53px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:41px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:53px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:53px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:41px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized Cost</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Gains</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized Cost</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Gains</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e1684-wk-Fact-CD9CCAFB37B9506C84719B24EAF53C75" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e1697-wk-Fact-6A6926C6538E513DBCA3F0CEA0C0D933" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e1710-wk-Fact-D8032B2D55835BE6B9F9E4AC3AF94C2E" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e1724-wk-Fact-90FD6C8BE41888BB9940A358AD307256" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e1742-wk-Fact-248A108C615C5647B6898BC56CF41BB9" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e1755-wk-Fact-2B6A01314C13558CAD7238B1E72EE16C" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e1768-wk-Fact-B161F88D176B5FF3B018E3938702D592" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e1782-wk-Fact-E85B904A55257A088AFEA358ABA15A8E" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e1797-wk-Fact-6EF86F045CC25FB29422410710093E4A" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e1811-wk-Fact-8E13E7CE08E65864B99503B6CF54152A" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e1825-wk-Fact-DD689BED40FF538892880435B8ED700B" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e1839-wk-Fact-E6E307829869D01E9BF7A358ABA99BEB" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e1859-wk-Fact-3D5CDE1B4C555F478A20EBF534D2F8D2" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e1873-wk-Fact-EEDFEEEF04545B6F93B70F338743C522" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e1887-wk-Fact-B27915A3B0755513A5496DA37680B771" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e1902-wk-Fact-58F628C245AE3571CBAAA358AB9EA4F3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities, at fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2055-wk-Fact-D47723736B6A5082A38122CBD0D9CBBB" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19,803</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2069-wk-Fact-F4BF2B81DBAC53DABF996E64C2A12E4F" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">143</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29570426e2083-wk-Fact-D4DD555137AF52AF8D0A7260955AA77A" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2098-wk-Fact-E1EEE12F5D6A4F5AB179A358AD2A1807" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19,875</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2118-wk-Fact-BA760679EE8956EE951B4825A0E05EB1" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,211</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2132-wk-Fact-8D60340E993F5A2EBF4D1B042DD4D274" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">28</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29570426e2146-wk-Fact-5C02732A445D5A1390F715ADF19A484A" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">605</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2162-wk-Fact-02D39CB6FFC7B0D658FFA358AD378D6F" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19,634</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2182-wk-Fact-E31C5F1C909C57D6B54DEF614E6AE7D9" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">638</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2196-wk-Fact-7F240D8B2CF95C56987B02ABC4FFAB7F" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2210-wk-Fact-B5FB524A48B05680A6645A1B3E90F137" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2224-wk-Fact-130C8619D4F43BE1858AA358AD37EDF9" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">662</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2244-wk-Fact-FF3AEA4BE58B5720A83A727C52CDCB20" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">236</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2258-wk-Fact-2A89618F7BEE533EB1058D9FACB36891" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29570426e2272-wk-Fact-1A798DD1071259888EAC51008C16A645" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2288-wk-Fact-13FF048ACE261ED58331A358ABA480E9" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">232</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total mortgage-backed </span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">securities, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2311-wk-Fact-D4ED7DACFDBC2D73EFA3A358AD209D27" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,441</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2325-wk-Fact-BD53A3E95C0924226AD2A358AD21820F" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">167</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29570426e2339-wk-Fact-94490610FEAAB72CF512A358AD389FC3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2354-wk-Fact-E07CC4B9F7672E475558A358AD2C6BE2" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,537</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2374-wk-Fact-E8E21E1C03DA1042175EA358AD2E4B44" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,447</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2388-wk-Fact-69A16B08CDB2AC489620A358AD2F7F31" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29570426e2402-wk-Fact-C6FDD8E154240894E892A358AD2D1DE2" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">612</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2418-wk-Fact-63C67EB797EB98BB1ED8A358AD322D45" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19,866</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale, at fair value</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e2442-wk-Fact-96C9E2D3A00AC26C5CCDA358ABA576E9" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,517</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e2455-wk-Fact-4A911B03C602B0862463A358AD2ACDDD" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">167</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e2468-wk-Fact-D41794FCC42BB04E2910A358AD38DA4C" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e2483-wk-Fact-0E7D44555C385EC5A01CB9029E49D08E" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,613</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e2501-wk-Fact-328180A9B83BD54A50AEA358AD29AAF5" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,476</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e2514-wk-Fact-D2D450B5F6AE29E4E31CA358ABA19318" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e2527-wk-Fact-BAAA2211B4D5B51B81C6A358AD34B359" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">612</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e2542-wk-Fact-D83784E21D7E5D2EA489BDC36F6C6C49" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19,895</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e2561-wk-Fact-842A8A0D541250E4BAD3E4E155C61D96" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e2574-wk-Fact-8F71497E5DFD576082EAAB86F214B430" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">45</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e2587-wk-Fact-A3C31477C3925542B1A9E6CF5269A0E6" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e2602-wk-Fact-16DB37B20B80B9E1C9E7A358AD237C81" name="us-gaap:HeldToMaturitySecuritiesFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,242</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e2620-wk-Fact-0D32BF76857256CF8FCC1DDC2276D429" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,425</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e2633-wk-Fact-ECB148EA31F9596D8BD80E9D3956C17C" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e2646-wk-Fact-F833C2DAA1485AA08A1D3B67E469C9F7" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">132</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e2661-wk-Fact-1B5F2044B8332F1EF2F8A358ABA4AC25" name="us-gaap:HeldToMaturitySecuritiesFairValue" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,293</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2676-wk-Fact-40426FD926B65475867B2D9AAEB450CD" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2690-wk-Fact-1CC667C041FB5D42B80FAEB4BD1513F4" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2704-wk-Fact-F24E107FF9815F6B9EE25ACE22F7DD3A" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2718-wk-Fact-423A80EB2D1607E97A11A358AD2D02C9" name="us-gaap:HeldToMaturitySecuritiesFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2738-wk-Fact-BA902D8E60595FDDB0C795D26F7C5A30" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">740</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2752-wk-Fact-37F3FEDF1FBD520B813603ED95997AE9" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2766-wk-Fact-DA70F2576EDD5C7AB5D9FDF12354FC92" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2781-wk-Fact-9B560A0DE88232C520ABA358AB9F6453" name="us-gaap:HeldToMaturitySecuritiesFairValue" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">748</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total mortgage-backed </span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">securities, at cost</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2805-wk-Fact-BF8A11EECF5ED0660ECCA358AD2A8DE0" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2819-wk-Fact-AD6D57F1E18E6DBA7630A358AD226D16" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">45</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29570426e2833-wk-Fact-FD28E0E152B1C531E09CA358AD2BC905" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2848-wk-Fact-7C9EFDFFA809FF2F6E24A358AD2C9CE5" name="us-gaap:HeldToMaturitySecuritiesFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,242</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2868-wk-Fact-FA7EBEAF2E164E056759A358AD33DBF0" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,165</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2882-wk-Fact-3FCA6C48604FEAA9E729A358AD1F5E03" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29570426e2896-wk-Fact-FE27ACF73746898D5BC0A358AD3130D5" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">132</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e2912-wk-Fact-110AA0FADC9240C03A93A358AD36547F" name="us-gaap:HeldToMaturitySecuritiesFairValue" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,041</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities held to maturity</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e2936-wk-Fact-C9349185F8C55A12861476B21EB06018" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e2949-wk-Fact-8D541EFFB7B0DF67DA26A358AD2BF2EC" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">45</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e2962-wk-Fact-31CC7EC8FEBDCFC23330A358AD39E06B" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e2977-wk-Fact-3A09DB1B50AE2A980F6BA358ABA27616" name="us-gaap:HeldToMaturitySecuritiesFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,242</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e2995-wk-Fact-6FC94C750F5759FD98D3954A82E5DADE" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,165</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3008-wk-Fact-FC0C6E5431C9EEAE07A4A358AD34165E" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e3021-wk-Fact-F14B3012F93547887BF9A358AD2E947C" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">132</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3036-wk-Fact-409D5C4DEA08D9835DB3A358AD27C59F" name="us-gaap:HeldToMaturitySecuritiesFairValue" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,041</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Money market mutual fund investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3055-wk-Fact-5B3AE8F5BDB152B0B285272A7C3C9212" name="us-gaap:EquitySecuritiesFvNiCost" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">47</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3095-wk-Fact-BB3A12CA862D37D53A36A358AD2AE6FE" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">47</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3113-wk-Fact-239DCF863E1D55349EE75A6AB558BD9E" name="us-gaap:EquitySecuritiesFvNiCost" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">181</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3153-wk-Fact-BD3570641B29A7A6006EA358ABA92678" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">181</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total equity securities, at fair value</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3172-wk-Fact-99F8CF9B956BE580AD95A358ABA62F07" name="us-gaap:EquitySecuritiesFvNiCost" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">47</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3212-wk-Fact-1425D64C274D5E549A40B65F0901D3E0" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">47</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3230-wk-Fact-7660CE0AC381A902E205A358AD20960E" name="us-gaap:EquitySecuritiesFvNiCost" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">181</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3270-wk-Fact-0C768FCE419A5FADB6F19E9FB90C060A" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">181</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal Reserve Bank stock</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3289-wk-Fact-C0E7BA9A6A075C7E97A85C5FB1D36C6B" name="us-gaap:FederalReserveBankStock" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_FederalReserveBankStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">577</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3329-wk-Fact-EFEEACCF6BFDF41760E1A358AD24DCF0" name="cfg:FederalReserveBankStockFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_FederalReserveBankStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">577</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3347-wk-Fact-06E28D8705B75CB594649B415931BEEE" name="us-gaap:FederalReserveBankStock" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_FederalReserveBankStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">463</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3387-wk-Fact-8363126A9E605C3AA0CF47D97AF3E24B" name="cfg:FederalReserveBankStockFairValue" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_FederalReserveBankStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">463</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal Home Loan Bank stock</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e3402-wk-Fact-75EFF3970B53552FB0EB8FD706837EFD" name="us-gaap:FederalHomeLoanBankStock" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_InvestmentInFederalHomeLoanBankStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">222</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e3444-wk-Fact-AB213C3B27CAB412F26DA358AD30E8F6" name="cfg:FederalHomeLoanBankStockFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_InvestmentInFederalHomeLoanBankStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">222</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e3464-wk-Fact-673B9E97F667528882D58DAA29CC7848" name="us-gaap:FederalHomeLoanBankStock" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_InvestmentInFederalHomeLoanBankStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">364</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e3507-wk-Fact-ACD5F8D5ED9F5AD088B2E4E50A527D25" name="cfg:FederalHomeLoanBankStockFairValue" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_InvestmentInFederalHomeLoanBankStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">364</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other equity securities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e3527-wk-Fact-27D2F02AA7AE57FBA4D5DC33DB61C1C2" name="cfg:OtherInvestmentSecuritiesatCostAmortizedCostBasis" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e3569-wk-Fact-A868D085C19E5AFBADD5CF7B2B9D74BB" name="us-gaap:OtherInvestmentsAndSecuritiesAtCost" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e3589-wk-Fact-41409957885A59D18D1C91EEB939A6FE" name="cfg:OtherInvestmentSecuritiesatCostAmortizedCostBasis" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e3632-wk-Fact-53B6366C8E5B5E0685B03E80A08B5A26" name="us-gaap:OtherInvestmentsAndSecuritiesAtCost" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total equity securities, at cost</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3656-wk-Fact-1EE848D3696F63C8B91BA358AD26F2A5" name="cfg:TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">807</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3696-wk-Fact-9F5E4D853162D9FDC4F5A358AD2662FA" name="cfg:TotalOtherInvestmentSecuritiesAtCostFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">807</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3714-wk-Fact-C4D4FA76791C1EF75C45A358AD2E0FEF" name="cfg:TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">834</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e3754-wk-Fact-17E94B6D3A6E2434AD30A358AD1F57F7" name="cfg:TotalOtherInvestmentSecuritiesAtCostFairValue" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">834</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div></ix:continuation></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">104</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-A73476CA2D07B464DBE6A358AD6587F5-2" continuedAt="TextSelection-A73476CA2D07B464DBE6A358AD6587F5-3"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock" id="TextSelection-7C7826D9CB5352BDD169A358AD65B944-0-wk-Fact-52ACFD3C6091149C3CA9A358ACC15C10" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the amortized cost and fair value of debt securities by contractual maturity as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without incurring penalties.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:354px;"></td><td style="width:5px;"></td><td style="width:61px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:57px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:56px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:56px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Distribution of Maturities</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">1 Year                or Less</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">1-5                Years</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">5-10             Years</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">After 10       Years</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized cost:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e4063-wk-Fact-ACC3B38E38745728ABACE7662396C8F4" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e4076-wk-Fact-2EC97AFAB8DD546AA34F63C32BF2DEF3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e4089-wk-Fact-89B6471B7E825979BA4C71EF1FE2AD9E" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e4103-wk-Fact-1F32B352646359A4B467F9F381ECEA68" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e4116-wk-Fact-FC23F419E9C6457C16FAA358AC5DEDA0" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4131-wk-Fact-71A3A0B9536E57D4AFEC50724D2E6BA6" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4145-wk-Fact-8B69F255BB945B21BB657BF1983C05DB" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4159-wk-Fact-A8BED8D8B39F5C009DDA26B5CB0F85BB" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4173-wk-Fact-7B96FF5E550A50B591957773EA5F9AF9" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4188-wk-Fact-47607981D2154078B757A358AC5F88E6" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4290-wk-Fact-83D9C59D154853DBADB651654669650B" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4304-wk-Fact-D86DD987793655F4823ECB646D594659" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">215</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4318-wk-Fact-B84942F5150B5E0B8DC95B5F5E089782" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,534</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4332-wk-Fact-0D57DEC8556C5B8E8AF5F519E87F3550" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,054</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4347-wk-Fact-F6086E7DDE7B4751AF4BA358AC583BE9" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19,803</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4367-wk-Fact-B388157E838E5A5AA2A78DC48988FEA6" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4381-wk-Fact-71272B09578C5E0EB9FA5337CCBF43E3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4395-wk-Fact-7FB1D1D8F60F578D977860752D8BFAE0" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4409-wk-Fact-202191F430805AEE965474187299072D" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">638</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4424-wk-Fact-9023642CB9931E9FC580A358AC61333B" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">638</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4444-wk-Fact-83B27B7AD6CEC739A487A358AC5CF499" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4458-wk-Fact-A16A6AB9C95DB6315231A358AC62F586" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">215</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4472-wk-Fact-B91C66D124B24A3CC013A358AC6CCACE" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,534</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4486-wk-Fact-6CBB585B4E09C035DCA0A358AC60D75B" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,697</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4501-wk-Fact-C9D486EF66B8962CB890A358AC6168CF" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,517</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:0px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4603-wk-Fact-4B42A247E60D591C87CC729B851F23A6" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4617-wk-Fact-0542048A591B5B9DB0444FF92FCA840E" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4631-wk-Fact-DC6567FC724451C29045CEA781017759" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4645-wk-Fact-FCF5DDBE7E89500E9EE1CF836E825F51" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4660-wk-Fact-9AC984024BF32232DAA6A358AC6DEBD0" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4681-wk-Fact-544D435B516056E4A66041AAA94C15A8" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4695-wk-Fact-6B2AC5DF87885F05BFD0971975A669BA" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4709-wk-Fact-97288D20558F599EA37A030CFD26E8D6" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4723-wk-Fact-8935BB38A3D357B487CB7FEFE04D5773" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4738-wk-Fact-87160D926DAF21008FAEA358AC68D02A" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities held to maturity</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4758-wk-Fact-886A3CE2A87C9D9D15F4A358AC631DA0" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4772-wk-Fact-48CA7F419677AF366EE5A358AC576E2C" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4786-wk-Fact-9BF48762B5EC40C762D8A358AC66052A" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4800-wk-Fact-F705DB624763C54FE3E5A358AC611FCA" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e4815-wk-Fact-F3C76B118D85FC8B26F7A358AC640F32" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total amortized cost of debt securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e4839-wk-Fact-B8511E8F72178687F4DBA358AC60A32C" name="cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e4852-wk-Fact-44FA5988DC01FACC9D5FA358AC61103D" name="cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">215</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e4865-wk-Fact-979A96511FDFC93A4980A358AC66ED5F" name="cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,534</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e4879-wk-Fact-FB4AEB05B8430AE62B2BA358AC6079EC" name="cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21,899</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e4892-wk-Fact-30005BEE3CB18E793DF4A358AC62547A" name="cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">23,719</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e5075-wk-Fact-417246C7EBF751BD9281DF81413930EF" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e5088-wk-Fact-8616B36B178258C1B2DBDCD175ECC20E" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e5101-wk-Fact-87027B13EA905D57BB2BB36DD4EA7C3D" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e5115-wk-Fact-682D03AABD285782B2DF8C8283E1E83A" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e5128-wk-Fact-977DFFD5BD5C01B5B641A358AC5CDFB2" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5143-wk-Fact-3D72BFF3110B5E889483C7338932A3DA" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5157-wk-Fact-F228DA22F40A57679EC0F620E7F4C21F" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5171-wk-Fact-E475AB8B786E5FAD9756A0C7EFB8242C" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5185-wk-Fact-12090B054A315B259D4A0009C41138B8" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5200-wk-Fact-09D39C358ACEC2C81002A358AC5A5A34" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5302-wk-Fact-7D21A19F76C65434A0C2079C137D61FA" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5316-wk-Fact-F2980012AF5A5C93A60997F6251152C5" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">217</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5330-wk-Fact-1DDCC9D972CD50F6B41B8E50A789B20F" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,553</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5344-wk-Fact-4C29A01CE0A656ECA6DCBA845A448BE2" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,105</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5359-wk-Fact-F642A9BF2C8E4897EED7A358AC5D0B9D" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19,875</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5379-wk-Fact-39BE3EBF5E03589AB8A41DE662F087CD" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5393-wk-Fact-31E0D3F3718E5868A137BB030FBCC8C4" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5407-wk-Fact-4569C4264E305D9F807D0F5866F6FD11" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5421-wk-Fact-EBEEB7E7B50F545C9E2ECB85E448755A" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">662</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5436-wk-Fact-968D2E37E0F3AA1BD2D3A358AC670040" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">662</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5456-wk-Fact-AE7AFA0A651E3C1B2087A358AC6B0EBE" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5470-wk-Fact-CC6D0CB17BCD5E4390EBA358AC57DE20" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">217</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5484-wk-Fact-0180370E0ED841401739A358AC68470E" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,553</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5498-wk-Fact-58829BAC336D8D09C943A358AC6E20E8" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,772</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5513-wk-Fact-01E79ACD6A1FD9231F95A358AC61687C" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,613</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:0px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5616-wk-Fact-CA44DCA477415385A97A4390DEA037B8" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5630-wk-Fact-86C90603D14C59BAB805C4769B02DF17" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5644-wk-Fact-DC0C5287BA275EEC83C8DDC81FE71618" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5658-wk-Fact-A9F0A6B4A68A5378A96D1C516BA7D085" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,242</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5673-wk-Fact-6E49223296F2A73E1AD8A358AC64FC5E" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,242</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities held to maturity</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5693-wk-Fact-D935A91B6439B35B9945A358AC5F7395" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5707-wk-Fact-199E589E2A5CEC6CF1C8A358AC5C388F" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5721-wk-Fact-9166D411D0F205216516A358AC6E6354" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5735-wk-Fact-1C210B43D0C3B6BDBA11A358AC5D4663" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,242</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e5750-wk-Fact-3E491A5B1377A57FF7F9A358AC616424" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,242</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total fair value of debt securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e5774-wk-Fact-2F764F42472A3F93DBBFA358AC689547" name="cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e5787-wk-Fact-2F9F8D4240ABE3A99E2FA358AC5EBD36" name="cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">217</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e5800-wk-Fact-79EF30E58BE6BD2E42D8A358AC6B16A0" name="cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,553</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e5814-wk-Fact-98D9706E67200A67B0F2A358AC6B0F4E" name="cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22,014</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e5827-wk-Fact-7E4A251BBA6A4E7E90D4A358AC5690D5" name="cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">23,855</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Taxable interest income from investment securities as presented on the Consolidated Statements of Operations was&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29570426e5843-wk-Fact-3B853F743E145D249CFA0F05CD137CCC" name="us-gaap:InterestIncomeSecuritiesTaxable" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">642</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29570426e5847-wk-Fact-C0EF80352BF450249DB862CD65FBCF15" name="us-gaap:InterestIncomeSecuritiesTaxable" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">672</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29570426e5851-wk-Fact-1F7F5D827E89749F919EA358ACBBB6C7" name="us-gaap:InterestIncomeSecuritiesTaxable" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">625</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:GainLossOnInvestmentsTextBlock" id="TextSelection-788F212AFAC6C49E2856A358AD653DD2-0-wk-Fact-E0F43AB3E54ED585F00FA358ACC1E6B2" continuedAt="TextSelection-788F212AFAC6C49E2856A358AD653DD2-1" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents realized gains and losses on securities:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:520px;"></td><td style="width:5px;"></td><td style="width:40px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:41px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:42px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gains on sale of debt securities</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e6031-wk-Fact-576675C72D685E88BA53565E015CD372" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedGain" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">41</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e6049-wk-Fact-E2D710223BDB5FE298258ED7C86DB9ED" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedGain" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e6067-wk-Fact-4E4A0DB581A07B8D6412A358ACB8CF27" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedGain" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Losses on sale of debt securities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29570426e6083-wk-Fact-7247097D34BE5262A9AFF549070853C8" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">16</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e6103-wk-Fact-A55692A8BCBD522989CB4AD174124442" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e6122-wk-Fact-7ABD7B616F21CEBE3BC3A358ACBBE3D0" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Debt securities gains, net</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e6147-wk-Fact-3148A3C6F4EB5544AD0E9A42D23D9520" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e6165-wk-Fact-DE1A7DD513C35496BA425E41AA5939E4" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e6183-wk-Fact-4D42DB1F2544F5F3395FA358ACB73C1E" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity securities gains</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e6203-wk-Fact-96C0EFF0981D5E4DB51708DC355BE8B1" name="us-gaap:EquitySecuritiesFvNiRealizedGainLoss" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e6221-wk-Fact-A5959E89AD755402AFB748A198F8E16E" name="us-gaap:EquitySecuritiesFvNiRealizedGainLoss" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e6239-wk-Fact-07441C0AEF851CA2F3F3A358ACEB5853" name="us-gaap:EquitySecuritiesFvNiRealizedGainLoss" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> For the </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">year ended December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$<ix:nonFraction id="d29570426e6258-wk-Fact-D19F8AD07ABB36EE8C63CA251A869747" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedGain" contextRef="FD2019Q4YTD_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of gains on sale of debt securities were recognized in mortgage banking fees in the Consolidated Statements of Operations, as they related to AFS securities held as economic hedges of the value of the MSR portfolio recognized using the amortization method.&#160;&#160;&#160;&#160;</span></div></ix:nonNumeric><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><ix:continuation id="TextSelection-788F212AFAC6C49E2856A358AD653DD2-1"></ix:continuation> </span></div></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">105</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-A73476CA2D07B464DBE6A358AD6587F5-3" continuedAt="TextSelection-A73476CA2D07B464DBE6A358AD6587F5-4"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock" id="TextSelection-88D51308CEA9661291E2A358AD663C27-0-wk-Fact-9175AD01C02CE3F3B479A358ACC09786" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the amortized cost and fair value of debt securities pledged:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="14"></td></tr><tr><td style="width:410px;"></td><td style="width:5px;"></td><td style="width:68px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:48px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:68px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized Cost</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized Cost</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Pledged against repurchase agreements</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e6450-wk-Fact-D5995915FC0652A3941D7DB9A0A05270" name="us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">265</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e6463-wk-Fact-C52A83C686265EEC9B4596CEA7E758C5" name="us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">266</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e6481-wk-Fact-7034B39886E15E6992B098F0F8E99A97" name="us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">344</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e6495-wk-Fact-ADEAEE04ADA65A31A55141BC47724C64" name="us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">338</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Pledged against FHLB borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e6510-wk-Fact-6CC92A3D3C2C547F890ED60DE6D85961" name="us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">638</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e6524-wk-Fact-C5453AA27B7E5088984446E97CB26413" name="us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">662</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e6543-wk-Fact-30DE205970705C7F98642C30591449AF" name="us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">745</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e6558-wk-Fact-2D78EE8C4C2A500A85F9CBC9AA2671E1" name="us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">752</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Pledged against derivatives, to qualify for fiduciary powers, and to secure public and other deposits as required by law</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e6578-wk-Fact-5D849AA131FE5A559A75549BAD91F820" name="us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,670</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e6592-wk-Fact-38DB6AD39BA15DFC9377454BBDCC9ECD" name="us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,672</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e6611-wk-Fact-12134C77FC7C5955A4776F407D7D0396" name="us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,592</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e6626-wk-Fact-A18DE2FDEA0D5DC496DB000AD2434E72" name="us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,460</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens regularly enters into security repurchase agreements with unrelated counterparties, which involve the transfer of a security from one party to another, and a subsequent transfer of substantially the same security back to the original party. The Company&#8217;s repurchase agreements are typically short-term in nature and are accounted for as secured borrowed funds on the Company&#8217;s Consolidated Balance Sheets. Citizens recognized </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">no</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> offsetting of short-term receivables or payables as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Citizens offsets certain derivative assets and derivative liabilities on the Consolidated Balance Sheets. For further information see </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 13</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Securitizations of mortgage loans retained in the investment portfolio for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, were </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29570426e6680-wk-Fact-C0BA9FCF1187591292DB39BEE3E25734" name="us-gaap:ProceedsFromSecuritizationsOfLoansHeldForSale" contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">150</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29570426e6684-wk-Fact-D25F14D1D9995AABB7A3625E946EEA1B" name="us-gaap:ProceedsFromSecuritizationsOfLoansHeldForSale" contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">142</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29570426e6689-wk-Fact-F4D72F9BA088E185B0B2A358ACC0BEB5" name="us-gaap:ProceedsFromSecuritizationsOfLoansHeldForSale" contextRef="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">134</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. These securitizations include a substantive guarantee by a third party. In </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> the guarantors were FNMA, FHLMC, and GNMA. The debt securities received from the guarantors are classified as AFS.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Impairment</span></div><ix:continuation id="TextSelection-C1BACC0943E155AC62F9A358AD65CF71-0" continuedAt="TextSelection-C1BACC0943E155AC62F9A358AD65CF71-1"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens reviews its securities for other-than-temporary impairment on a quarterly basis or more frequently if a potential loss triggering event occurs. The initial indicator of other-than-temporary impairment for both debt and equity securities is a decline in fair value below its recorded investment amount, as well as the severity and duration of the decline. For a security that has declined in fair value below the cost basis, the Company recognizes other-than-temporary impairment if management has the intent to sell the security, it is more likely than not the Company will be required to sell the security before recovery of its amortized cost basis, or the Company does not expect to recover the entire cost basis of the security.</span></div></ix:continuation><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><ix:continuation id="TextSelection-C1BACC0943E155AC62F9A358AD65CF71-1" continuedAt="TextSelection-234497707D99ACE73F16A358AD65D239-0">Estimating the recovery of the amortized cost basis of a debt security is based upon an assessment of the cash flows expected to be collected. If the present value of cash flows expected to be collected, discounted at the security&#8217;s original effective yield, exceeds the amortized cost, no credit impairment has occurred. If this amount is less than the amortized cost, other-than-temporary impairment is considered to have occurred.</ix:continuation> In addition to these cash flow projections, several other characteristics of each debt security are reviewed when determining whether a credit loss exists and the period over which the debt security is expected to recover. These characteristics include: (i) the type of investment, (ii) various market factors affecting the fair value of the security (e.g., interest rates, spread levels, liquidity in the sector, etc.), (iii) the length and severity of impairment, and (iv) the public credit rating of the instrument.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens estimates the portion of loss attributable to credit using a collateral loss model and integrated cash flow engine. The model calculates prepayment, default and loss severity assumptions using collateral performance data. These assumptions are used to produce cash flows that generate loss projections. These loss projections are reviewed on a quarterly basis by a cross-functional governance committee to determine whether security impairments are other-than-temporary.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:MarketableSecuritiesPolicy" id="TextSelection-9D0283A926973EEDFB5CA358AD6502C0-0-wk-Fact-3AF8EB60B1350EBD4298A358ACBDDF1F" continuedAt="TextSelection-C1BACC0943E155AC62F9A358AD65CF71-0" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">If the Company intends to sell an impaired security, or if it is more likely than not Citizens will be required to sell the security before recovery, the impairment loss recognized in current period earnings equals the difference between the amortized cost basis and the fair value of the security. If the Company does not intend to sell the impaired security, and it is not likely that the Company will be required to sell the impaired security, the other-than-temporary impairment write-down is separated into an amount representing the credit loss, which is recognized in current period earnings and the amount related to all other factors, which is recognized in OCI.</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">106</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-A73476CA2D07B464DBE6A358AD6587F5-4"><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock" id="TextSelection-272A09A505E2174822BFA358AD6639C9-0-wk-Fact-D886FE6068ABDD99B493A358ACBDE565" escape="true"><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the net securities impairment losses recognized in earnings:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:74%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other-than-temporary impairment:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total other-than-temporary impairment losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e6963-wk-Fact-05E33C5B9977BC74DD08A358AC9A1FDE" name="us-gaap:ImpairmentOfInvestments" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e6982-wk-Fact-9549ABDA1E413A152688A358AC9B0A37" name="us-gaap:ImpairmentOfInvestments" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e7001-wk-Fact-67B915F51B15DED1219AA358AC879F73" name="us-gaap:ImpairmentOfInvestments" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;Portions of loss recognized in other comprehensive income (before taxes)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7018-wk-Fact-0E1A929D9EC9F216697FA358AC87A025" name="us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7037-wk-Fact-F9FB72D678BB1D1E16FEA358AC340793" name="us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7056-wk-Fact-B64A02EF00649DA7FEE9A358AC3388F5" name="us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net securities impairment losses recognized in earnings on debt securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e7081-wk-Fact-88EDDCF5FF5A5CCDABD16E5C291D1093" name="us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e7100-wk-Fact-D26A6B05A67056D885FAAD0F0909E640" name="us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e7119-wk-Fact-C370707F14C2C3EEA946A358ABE8C8A5" name="us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock" id="TextSelection-3479985F0A9E24E9F130A358AD66CC9F-0-wk-Fact-FBC0D670924646419715A358ACBD28EC" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following tables present mortgage-backed debt securities with fair values below their respective carrying values, separated by the duration the securities have been in a continuous unrealized loss position:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="27"></td></tr><tr><td style="width:120px;"></td><td style="width:57px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:49px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:54px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:57px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:49px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:54px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:57px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:49px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:54px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="26" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Less than 12 Months</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">12 Months or Longer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7600-wk-Fact-B556CCFC531B51F490CBA6A0957ED0F0" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="security" decimals="INF" scale="0" format="ixt:numdotdecimal">106</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e7613-wk-Fact-97703496A56C59ABA3A22B93DE0A6D56" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5,135</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e7626-wk-Fact-BA5CD2E7912F55FBAE32180E4EC8BE3D" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7641-wk-Fact-FA9CF8B9FD505597B5CAAB1881DC6E87" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="security" decimals="INF" scale="0" format="ixt:numdotdecimal">120</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e7655-wk-Fact-F76A22A71ED65B1DA41D1748DD555C95" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,748</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e7668-wk-Fact-580562FAE673555CBA1687A626C59CB1" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">52</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7683-wk-Fact-CD89313C454EF091C546A358ABD357B3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="security" decimals="INF" scale="0" format="ixt:numdotdecimal">226</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e7697-wk-Fact-3108F6C5D082B921CD48A358ABD4401D" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8,883</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e7710-wk-Fact-CAF8E7DA5965461B223FA358ABCD9BE3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">76</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7726-wk-Fact-E3D1DB553FCE55FB927A81E01AFCB0EE" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="security" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7735-wk-Fact-FAECC1549226533790B581ED7D2F7AEE" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7749-wk-Fact-4CE69DBDC3D75079BC440B35E5B8C4E4" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7768-wk-Fact-19127A503B6F5E34BD81FA1A55C9A3C7" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="security" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7778-wk-Fact-5D4534A2662E53A9A719C46C33C3954B" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7792-wk-Fact-9FFCDB03E5FA5834B0B87A5AA541050F" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7811-wk-Fact-D741EBDF1E593198D32BA358ABCB1F59" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="security" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7820-wk-Fact-41F40F8414906221FE5FA358ABD0EA63" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7835-wk-Fact-D89F284E5CE78614F2E6A358ABCF667B" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7855-wk-Fact-72CB40DAEE0DAEA3A45CA358ABCF52E1" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions" contextRef="FI2019Q4" unitRef="security" decimals="INF" scale="0" format="ixt:numdotdecimal">106</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e7868-wk-Fact-CAB6D9A22083BEAFF758A358ABD05EEC" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5,135</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e7881-wk-Fact-ED1E20C685562354322FA358ABCDA0E0" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7896-wk-Fact-CD4F4FC3D79A1EBE3827A358ABCF0E33" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions" contextRef="FI2019Q4" unitRef="security" decimals="INF" scale="0" format="ixt:numdotdecimal">120</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e7910-wk-Fact-9B393195B4ADA10F2DFEA358ABD2F134" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,748</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e7923-wk-Fact-581AEBFB7ED08FEF86CEA358ABD3345A" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">52</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e7938-wk-Fact-43F739D41DC6FFFF7F03A358ABCD7F63" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" contextRef="FI2019Q4" unitRef="security" decimals="INF" scale="0" format="ixt:numdotdecimal">226</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e7952-wk-Fact-40FB3823E507C3BA9D6BA358ABD2F3E9" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8,883</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e7965-wk-Fact-6EA778F519EBA0A7B828A358ABD1C8E9" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">76</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="27"></td></tr><tr><td style="width:120px;"></td><td style="width:57px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:49px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:54px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:57px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:49px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:54px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:57px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:49px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:54px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="26" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Less than 12 Months</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">12 Months or Longer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e8456-wk-Fact-3F900F76C50D5601BA476646FA5DABD0" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="security" decimals="INF" scale="0" format="ixt:numdotdecimal">166</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e8469-wk-Fact-4FBE33EE34245E9BAA268F64D4DBC32D" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,881</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e8482-wk-Fact-D08CA729C9275F0CA25D87E5C8003A06" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">89</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e8497-wk-Fact-5CA1F17760F25CE4A0AA49C412E1BF3B" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="security" decimals="INF" scale="0" format="ixt:numdotdecimal">429</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e8511-wk-Fact-48E08021D3745CA48FCA4092B26CE674" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15,124</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e8524-wk-Fact-A04888389BAA598198B2575AF1E8D40D" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">648</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e8539-wk-Fact-49CB7C2A1C96C87960DCA358ACFE4E8E" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="security" decimals="INF" scale="0" format="ixt:numdotdecimal">595</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e8553-wk-Fact-1A09256F026E06044CF3A358ACFF716C" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,005</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e8566-wk-Fact-13CB83908370155398FEA358AD00D0A6" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">737</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e8582-wk-Fact-85896303BE815369B242BCB0405F75DA" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="security" decimals="INF" scale="0" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e8591-wk-Fact-B7B49A60ECF951E38910C1AC9380C17B" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">139</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29570426e8605-wk-Fact-40FCFE7D5C0E5598A752C17367D9DD5F" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e8625-wk-Fact-C4C3E7F25C955217A219CB27BE6A6050" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="security" decimals="INF" scale="0" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e8635-wk-Fact-10BAF0DF0FDE56B59EDC6BE746321B68" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">72</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29570426e8649-wk-Fact-BA7F640114655E68900DCCD5AB2526CD" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e8669-wk-Fact-FC69E6D79FA34E263287A358ACFDF871" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="security" decimals="INF" scale="0" format="ixt:numdotdecimal">21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e8678-wk-Fact-9AFE8F4FE6B09306366DA358ACFA5E4A" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">211</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29570426e8693-wk-Fact-DCDF6D439DD44CEE495BA358AD024E5A" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e8714-wk-Fact-FA43B04AFB9D50999C05A358ACFBA33D" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions" contextRef="FI2018Q4" unitRef="security" decimals="INF" scale="0" format="ixt:numdotdecimal">176</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e8727-wk-Fact-78FADE1CCBAB20880693A358ACFEB49A" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5,020</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e8740-wk-Fact-56BBE8FFE2DBD50807FCA358ACFA4715" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">90</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e8755-wk-Fact-82005EFA9CF12AB8C783A358ACFCF2FB" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions" contextRef="FI2018Q4" unitRef="security" decimals="INF" scale="0" format="ixt:numdotdecimal">440</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e8769-wk-Fact-DD6801A1A51B78A8FF7AA358ACFF0D55" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15,196</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e8782-wk-Fact-83599E8C8C457863DD01A358ACFE09B7" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">654</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29570426e8797-wk-Fact-472054729545845F35A6A358ACFA8DBF" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" contextRef="FI2018Q4" unitRef="security" decimals="INF" scale="0" format="ixt:numdotdecimal">616</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29570426e8811-wk-Fact-FF42C34FAC17D4CBEBF9A358AD023903" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,216</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29570426e8824-wk-Fact-BB27C50F54090F8BBFBCA358AD002723" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">744</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:continuation><div><a id="sCB350FE466FC51CBAC4A155E1BAE610D"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock" id="TextSelection-231E687AFA7198993202A358AD6719E2-0-wk-Fact-75C90D51C046BD18A0F2A358AD158790" continuedAt="TextSelection-231E687AFA7198993202A358AD6719E2-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 4 - LOANS AND LEASES</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:LoansAndLeasesReceivableLeaseFinancingPolicy" id="TextSelection-F8F195EF317EA28626DEA358AD66154E-0-wk-Fact-BA4B3050748E0D98C2DBA358AD145AA4" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Loans held for investment are reported at the amount of their outstanding principal, net of charge-offs, unearned income, deferred loan origination fees and costs, and unamortized premiums or discounts on purchased loans. Deferred loan origination fees and costs and purchase premiums and discounts are amortized as an adjustment of yield over the life of the loan, using the effective interest method. Unamortized amounts remaining upon prepayment or sale are recorded as interest income or gain (loss) on sale, respectively. Credit card receivables include billed and uncollected interest and fees.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Interest income on loans is determined using the effective interest method. This method calculates periodic interest income at a constant effective yield on the net investment in the loan, to provide a constant rate of return over the term. Loans accounted for using the fair value option are measured at fair value with corresponding changes recognized in noninterest income.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Loan commitment fees for loans that are likely to be drawn down, and other credit related fees, are deferred (together with any incremental costs) and recognized as an adjustment to the effective interest rate over the loan term. When it is unlikely that a loan will be drawn down, the loan commitment fees are recognized over the commitment period on a straight-line basis.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Loans and leases are disclosed in portfolio segments and classes. The Company&#8217;s loan and lease portfolio segments are commercial and retail. The classes of loans and leases are: commercial, commercial real estate, leases, residential mortgages, home equity loans, home equity lines of credit, home equity loans serviced by others, home equity lines of credit serviced by others, automobile, education, credit cards and other retail. </span></div></ix:nonNumeric></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">107</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-231E687AFA7198993202A358AD6719E2-1" continuedAt="TextSelection-231E687AFA7198993202A358AD6719E2-2"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" id="TextSelection-F22CF1637659C6F4B1F1A358AD67DC15-0-wk-Fact-593588304493B900CD9BA358AD13B94B" continuedAt="TextSelection-F22CF1637659C6F4B1F1A358AD67DC15-1" escape="true"><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the composition of loans and leases:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:512px;"></td><td style="width:5px;"></td><td style="width:77px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:69px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29557544e1474-wk-Fact-7ECFDD1D675D5501A4377324100C3208" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">41,479</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29557544e1492-wk-Fact-750449D120AB5C21939C03ED30B62B78" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">40,857</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1507-wk-Fact-0BF80A0366DF5630931A41DCA4BF1BE4" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13,522</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1526-wk-Fact-B88C3EB5F68A563596D8D22F3AE2A673" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13,023</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1546-wk-Fact-DF336600215950F2B2D0F62DA6472396" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,537</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1565-wk-Fact-115F95E453C15D0F9648A1A0503091DF" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,903</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1585-wk-Fact-14426EA717A1557530D9A358ABEC1B30" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">57,538</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1604-wk-Fact-DF3470D83B1DFA52166BA358ABF3D920" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">56,783</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1626-wk-Fact-574E94A9C9925BFBB553FFB5789D0446" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19,083</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1645-wk-Fact-418ED3DE591C5C49A811033C2A1F5736" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,978</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1665-wk-Fact-AE4272EB0BE453268934B20FD37453A9" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">812</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1684-wk-Fact-F7C37602DC1858FEA762F6B0650A364D" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,073</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1704-wk-Fact-8384141ABB575545AAA7208DC94EFFDD" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11,979</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1723-wk-Fact-BB0B9C6D25B45638A0D396788180712A" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12,710</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1743-wk-Fact-E9D73C3D817352179EE559CB1DDB2685" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">289</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1762-wk-Fact-7BEE1605E2795797A9C8B7B2A287A245" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">399</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1782-wk-Fact-844B1025025B59D685848612BCCA4119" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">74</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1801-wk-Fact-AA02C4614E115EA28CBFCFCE0584F846" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">104</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1822-wk-Fact-794BD4A6822F53718FE344E4A3679645" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12,120</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1841-wk-Fact-B442589CB38E5457A6DF16C8CFD6B656" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12,106</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1861-wk-Fact-1939B8D2ADC35BBB8B868D7C4BD8B5E8" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10,347</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1880-wk-Fact-8884A876A69A500D821594221F240154" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8,900</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1900-wk-Fact-1D7C6C8CDBBF5F51847499FB37156A9F" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,198</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1919-wk-Fact-6C52BA1581E459CEB00AFBCF2D7F46E0" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,991</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1939-wk-Fact-539BF51D50AF5ABFAC51D77800A601F0" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerOtherSecuredRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,648</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1958-wk-Fact-FABC8106594E5013AA5BD9C1E7CBC169" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerOtherSecuredRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,616</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1978-wk-Fact-25EEE1BD1C547153CFD6A358ABEB7B89" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">61,550</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e1997-wk-Fact-EB826E7C7FF86CAA9E62A358ABE73350" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">59,877</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total loans and leases </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29557544e2023-wk-Fact-D77810CA5C875E47A21D12839E8BBFF2" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">119,088</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29557544e2041-wk-Fact-9467A96E5C615E8D940080DF80DB1115" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">116,660</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;SBA loans the Company services for others of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$<ix:nonFraction id="d29557544e2056-wk-Fact-2C38F12842C85BB19C8058B0FE782B69" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_SBALoansServicedForOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">33</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> are not included above. These loans represent the government guaranteed portion of SBA loans sold to outside investors as of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">. There were </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonFraction id="d29557544e2064-wk-Fact-F68445B5B7695E038E092AA97977650B" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_SBALoansServicedForOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt-sec:numwordsen">no</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> SBA loans serviced for others as of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">.</span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;Mortgage loans the Company services for others of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$<ix:nonFraction id="d29557544e2077-wk-Fact-6BA7131315A1522EA679EE45EAAE36E0" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_MortgageLoansServicedForOthersMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">77.5</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$<ix:nonFraction id="d29557544e2081-wk-Fact-5D34129D2F905DD4A0E9719BCD2B7463" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_MortgageLoansServicedForOthersMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">69.6</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and 2018, respectively, are not included above.</span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">LHFS totaling $3.3 billion and $1.3 billion at December 31, 2019 and 2018, respectively, are not included above.</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the composition of LHFS.</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90243902439025%;border-collapse:collapse;text-align:left;"><tr><td colspan="20"></td></tr><tr><td style="width:27%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Residential Mortgages</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Residential Mortgages</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans held for sale at fair value</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29557544e2382-wk-Fact-78AA69BFFEA1541C946D71480C299290" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,778</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29557544e2395-wk-Fact-628C5ED6FDCC5FA88D2C9ED6098A654A" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialLoansHeldForSaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">168</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29557544e2408-wk-Fact-21B397474D3D56A29698A8C66C2C0D94" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,946</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29557544e2427-wk-Fact-C7D6DE97096F5C999D2A29DAF3BFFC9B" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">967</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29557544e2440-wk-Fact-0A0555ACB8065753BB1F885B5882A9F3" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialLoansHeldForSaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">252</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29557544e2453-wk-Fact-766907E674AE59A38ECCFAA6FC50CFF9" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,219</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other loans held for sale</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e2470-wk-Fact-82705F4DE285867DCED8CA1E94A0F273" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,101</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e2484-wk-Fact-0D262C3C1C955D4C908A2FDF56667CF1" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialLoansHeldForSaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">283</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e2498-wk-Fact-FFFE9785C9D9560A8B8CDD43D903103F" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,384</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e2518-wk-Fact-ADAEC5A3D7B99CC73CC0CA1E97196B97" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e2532-wk-Fact-58EAF0AF95F2573FB5C5B1526F8DDB1A" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialLoansHeldForSaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">101</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e2546-wk-Fact-11D5754957A4590D9AE5752A4B4A7AA5" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">101</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Residential mortgage LHFS at fair value are originated for sale. Commercial LHFS at fair value consist of loans managed by the Company&#8217;s commercial secondary loan desk.</span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:12px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><ix:continuation id="TextSelection-F22CF1637659C6F4B1F1A358AD67DC15-1" continuedAt="TextSelection-F22CF1637659C6F4B1F1A358AD67DC15-2"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Residential mortgages other LHFS of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$<ix:nonFraction id="d29557544e2567-wk-Fact-1833E9BF1B61F05493A2CF4DFE3FC244" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">1.1</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> as of December 31, 2019 comprised of two loan portfolio pools of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$<ix:nonFraction id="d29557544e2571-wk-Fact-3D0151153E2CB1B34230CF4EC7B99177" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2019Q4_cfg_LoanPortfolioTransfersAxis_cfg_LoanPortfolioTransferOneMember_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">524</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$<ix:nonFraction id="d29557544e2575-wk-Fact-35BA10D78972AF17F824CF4EC6871360" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2019Q4_cfg_LoanPortfolioTransfersAxis_cfg_LoanPortfolioTransferTwoMember_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">575</ix:nonFraction> million</span></span></ix:continuation><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><ix:continuation id="TextSelection-F22CF1637659C6F4B1F1A358AD67DC15-2"> representing loan sales expected to settle in first quarter 2020. Commercial other LHFS generally consist of commercial loans associated with the Company&#8217;s syndication business.</ix:continuation> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">During the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> the Company purchased </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29557544e2601-wk-Fact-CF56AC9FCE258ED4CF40A358AD111B3A" name="us-gaap:PaymentsToAcquireFinanceReceivables" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">1.1</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of education loans and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29557544e2605-wk-Fact-6EB4C9B7C9035E46B721EE3F381FD076" name="us-gaap:PaymentsToAcquireFinanceReceivables" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">530</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of other loans. During the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company purchased </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29557544e2613-wk-Fact-9E6E40AFE81F455FA3C0A358AD13EE62" name="us-gaap:PaymentsToAcquireFinanceReceivables" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">457</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of education loans.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">During the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company sold </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29557544e2625-wk-Fact-A208C4E03AC45B508B07FFB1D2A829B3" name="us-gaap:ProceedsFromSaleOfFinanceReceivables" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">454</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of commercial loans and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29557544e2629-wk-Fact-7323F7CD8A8B57019E539358AA4BB8DD" name="us-gaap:ProceedsFromSaleOfFinanceReceivables" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">628</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of retail loans, including </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29557544e2633-wk-Fact-3B66CC40B7D85F029D62DCE7D48FF082" name="us-gaap:ProceedsFromSaleOfFinanceReceivables" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerLoanTroubledDebtRestructuringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of TDR sales. During the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company sold </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29557544e2642-wk-Fact-EE19962641C8552FBF3F4F49C98683E1" name="us-gaap:ProceedsFromSaleOfFinanceReceivables" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">553</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of commercial loans.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Loans pledged as collateral for FHLB borrowed funds, primarily residential mortgages and home equity loans, totaled </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29557544e2650-wk-Fact-D76B6DEE8EB8510088436DC1253B0103" name="us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">25.3</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29557544e2654-wk-Fact-710AC2263D335984BAE5AF9470AC5AB5" name="us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">25.6</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. Loans pledged as collateral to support the contingent ability to borrow at the FRB discount window, if necessary, were primarily comprised of auto, commercial and commercial real estate loans, and totaled </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29557544e2666-wk-Fact-24A2C38DD17F5F9DBBC23F9115A2B886" name="us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_cfg_ConsumerAndCommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_AutoCommercialAndCommercialRealEstateLoansMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">17.4</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29557544e2671-wk-Fact-A8503DB2F4D65959BABDB00787B78765" name="us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_cfg_ConsumerAndCommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_AutoCommercialAndCommercialRealEstateLoansMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">16.8</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens is engaged in the leasing of equipment for commercial use, primarily focused on middle market and mid-corporate clients for large capital equipment acquisitions including aircraft and railcars, among other equipment. The Company determines if an arrangement is a lease and the related lease classification at inception. Lease terms predominantly range from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonNumeric id="d29557544e2687-wk-Fact-D42853957376501E97FA607C95EB7282" name="cfg:LesseeTermOfContract" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember" format="ixt-sec:durwordsen">three years</ix:nonNumeric></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonNumeric id="d29557544e2691-wk-Fact-10EBF961CC1E519FBCCD7322F87053D7" name="cfg:LesseeTermOfContract" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember" format="ixt-sec:durwordsen">seven years</ix:nonNumeric></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and may include options to terminate the lease early or purchase the leased property prior to the end of the lease term. The Company does not have lease agreements which contain lease and nonlease components. </span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A lessee is evaluated from a credit perspective using the same underwriting standards and procedures as for a loan borrower. A lessee is expected to make rental payments based on its cash flows and the viability of its </span></div></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">108</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-231E687AFA7198993202A358AD6719E2-2"><div style="line-height:120%;padding-bottom:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">operations. Leases are usually not evaluated as collateral-based transactions, and therefore the lessee&#8217;s overall financial strength is the most important credit evaluation factor.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:ScheduleOfNetInvestmentInLeaseTableTextBlock" id="TextSelection-0608A3EF3490F6584F61A358AD6706AB-0-wk-Fact-C3C145B212907C6DE9B0A358AD150599" escape="true"><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The components of the net investment in direct finance and sales-type leases, before ALLL, are presented below:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:88%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total future minimum lease rentals</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29557544e2753-wk-Fact-04CD80954508593681714F167A3402E1" name="us-gaap:DirectFinancingLeaseLeaseReceivable" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,739</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Estimated residual value of leased equipment (non-guaranteed)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e2768-wk-Fact-B7FC2164C94B56B699FF565F7EF24DED" name="us-gaap:DirectFinancingLeaseUnguaranteedResidualAsset" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,013</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Initial direct costs</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e2788-wk-Fact-011A32F9DB315C8AB96687E28DB09D12" name="cfg:DirectFinancingLeaseInitialIndirectCosts" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Unearned income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29557544e2808-wk-Fact-A8C6C1667FED585394BE171F9864B413" name="us-gaap:DirectFinancingLeaseDeferredSellingProfit" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">225</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total leases</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29557544e2833-wk-Fact-E87617EC9F8423C4337FB08FF2EB21D8" name="us-gaap:DirectFinancingLeaseNetInvestmentInLease" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,537</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Interest income on direct financing and sales-type leases for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29557544e2849-wk-Fact-20B52A3638FD5271A73F9F10A3BA7E10" name="us-gaap:DirectFinancingLeaseInterestIncome" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">77</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and is reported within interest and fees on loans and leases in the Consolidated Statements of Operations. </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock" id="TextSelection-BE30B76E758ED7A97F6EA358AD675782-0-wk-Fact-5B76A7EB9EA5DCE256DAA358AD163DB5" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A maturity analysis of direct financing and sales-type lease receivables at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> is presented below:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.70731707317073%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:87%;"></td><td style="width:1%;"></td><td style="width:11%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29557544e2907-wk-Fact-D13780E8277F568ABC37C0FBCFC69E90" name="us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">496</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2021</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e2922-wk-Fact-6FCEC1939A385E26B58F997FE359C821" name="us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">385</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e2942-wk-Fact-EDF58FC377C65FB5B1A8A078083969CA" name="us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">288</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e2962-wk-Fact-0AC9C3E6D9FC55E88959115B41C0348C" name="us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">220</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2024</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e2982-wk-Fact-97C4C88548F05711B7C846C9464D9BEA" name="us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">145</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Thereafter</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29557544e3002-wk-Fact-A4EB49DC85D05A298FC5BDC9FD6B868C" name="us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">205</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total undiscounted future minimum lease rentals</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29557544e3026-wk-Fact-6213B367DE51F2F8C2AFB08CA2CBAC6A" name="us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,739</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:continuation><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><a id="s043950A6DC865B7492953B6374E9AA4B"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:AllowanceForCreditLossesTextBlock" id="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-0-wk-Fact-0817C3DB642B8360EE60A358AD30E756" continuedAt="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 5 - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Allowance for Credit Losses</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" id="TextSelection-1524433F1517B3FAE032A358AD68A497-0-wk-Fact-7B2A47D20A8D27A3890DA358AD2E3052" continuedAt="TextSelection-1524433F1517B3FAE032A358AD68A497-1" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Management&#8217;s estimate of probable losses in the Company&#8217;s loan and lease portfolios is recorded in the ALLL and the reserve for unfunded lending commitments, collectively the ACL. On a quarterly basis, Citizens evaluates the adequacy of the ALLL by performing reviews of certain individual loans and leases, analyzing changes in the composition, size and delinquency of the portfolio, reviewing previous loss experience and considering current and anticipated economic factors. The ALLL is established in accordance with&#160;the Company&#8217;s credit reserve policies, as approved by the Audit Committee of the Board of Directors.&#160;The&#160;Chief Financial Officer and Chief Risk Officer&#160;review the adequacy of the&#160;ALLL each quarter, together with&#160;risk management. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company&#8217;s allowance for credit losses. The ALLL is maintained at a level that management considers reflective of probable losses, and is established through charges to earnings in the form of a provision for credit losses. The Company&#8217;s methodology for determining the qualitative component includes a statistical analysis of prior charge-off rates and a qualitative assessment of factors affecting the determination of incurred losses in the loan and lease portfolio. Such factors include trends in economic conditions, loan growth, back testing results, credit underwriting policy exceptions, regulatory and audit findings, and peer comparisons. Amounts determined to be uncollectible are deducted from the ALLL and subsequent recoveries, if any, are added to the ALLL. While management uses available information to estimate loan and lease losses, future additions to the ALLL may be necessary based on changes in economic conditions. There were no material changes in assumptions or estimation techniques compared with prior years that impacted the determination of the current year&#8217;s ALLL and the reserve for unfunded lending commitments.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The evaluation of the adequacy of the commercial, commercial real estate, and leases ALLL and reserve for unfunded lending commitments is primarily based on risk rating models that assess probability of default, loss given default and exposure at default on an individual loan basis. The models are primarily driven by individual customer financial characteristics and are validated against historical experience. Additionally, qualitative factors are included in the risk rating models. After the aggregation of individual borrower incurred loss, additional overlays can be made based on back-testing against historical losses.</span></div></ix:nonNumeric></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">109</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-1" continuedAt="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-2"><ix:continuation id="TextSelection-1524433F1517B3FAE032A358AD68A497-1"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For non-impaired retail loans, the ALLL is based upon&#160;an incurred loss model utilizing the probability of default, loss given default and exposure at default on an individual loan basis. When developing these factors, the Company may consider the loan product and collateral type, delinquency status, LTV ratio, lien position, borrower&#8217;s credit, age of the loan, geographic location and incurred loss period. Certain retail portfolios, including education, unsecured personal loans, SBO home equity loans and commercial credit card receivables utilize roll rate or vintage models to estimate the ALLL. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For nonaccruing commercial and commercial real estate loans with an outstanding balance of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e1354-wk-Fact-EE8FD51E9D60569C09FAF89167FC6787" name="cfg:CommercialLoansLargeBalanceMinimumQualifyingBalance" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> or greater and for all commercial and commercial real estate TDRs (regardless of size), the Company conducts further analysis to determine the probable amount of loss and establishes a specific allowance for the loan, if appropriate. Citizens estimates the impairment amount by comparing the loan&#8217;s carrying amount to the estimated present value of its future cash flows, the fair value of its underlying collateral, or the loan&#8217;s observable market price. For collateral-dependent impaired commercial and commercial real estate loans, the excess of the Company&#8217;s recorded investment in the loan over the fair value of the collateral, less cost to sell, is charged off to the ALLL. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For retail TDRs that are not collateral-dependent, allowances are developed using the present value of expected future cash flows compared to the recorded investment in the loans. Expected re-default factors are considered in this analysis. Retail TDRs that are deemed collateral-dependent are written down to fair market value less cost to sell. The fair value of collateral is periodically monitored subsequent to the modification.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In addition to the ALLL, the Company also estimates probable credit losses associated with off-balance sheet financial instruments such as standby letters of credit, financial guarantees and binding unfunded loan commitments. Off-balance sheet financial instruments are subject to individual reviews and are analyzed and segregated by risk according to the Company&#8217;s internal risk rating scale. These risk classifications, in conjunction with historical loss experience, economic conditions and performance trends within specific portfolio segments, result in the estimate of the reserve for unfunded lending commitments.</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The ALLL and the reserve for unfunded lending commitments are reported on the Consolidated Balance Sheets in the allowance for loan and lease losses and in other liabilities, respectively. Provision for credit losses related to the loans and leases portfolio and the unfunded lending commitments are reported in the Consolidated Statements of Operations as provision for credit losses. </span></div></ix:continuation><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Loan Charge-Offs</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:LoanChargeOffsPolicyPolicyTextBlock" id="TextSelection-46738599CC0EEEA825BAA358AD6979D3-0-wk-Fact-F0A9F3BD1E70857FFB86A358AD3247C3" continuedAt="TextSelection-46738599CC0EEEA825BAA358AD6979D3-1" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Commercial loans are charged off when it is highly certain that a loss has been realized, including situations where a loan is determined to be both impaired and collateral-dependent. The determination of whether to recognize a charge-off involves many factors, including the prioritization of the Company&#8217;s claim in bankruptcy, expectations of the workout/restructuring of the loan and valuation of the borrower&#8217;s equity or the loan collateral. A loan is considered to be collateral-dependent when repayment of the loan is expected to be provided solely by the underlying collateral, rather than by cash flows from the borrower&#8217;s operations, income or other resources.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Retail loans are generally fully charged-off or written down to the net realizable value of the underlying collateral, with an offset to the ALLL, upon reaching specified stages of delinquency in accordance with standards established by the FFIEC. Residential real estate loans, credit card loans and unsecured open end loans are generally charged off in the month in which the account becomes 180 days past due. Auto loans, education loans and unsecured closed end loans are generally charged off in the month in which the account becomes 120 days past due. Certain retail loans will be charged off or charged down to their net realizable value earlier than the FFIEC charge-off standards in the following circumstances:</span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Loans modified in a TDR that are determined to be collateral-dependent.</span></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Loans to borrowers who have experienced an event (e.g., bankruptcy) that suggests a loss is either known or highly certain. </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:72px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#9702;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Residential real estate and auto loans are charged down to the net realizable value within 60 days of receiving notification of the bankruptcy filing, or when the loan becomes 60 days past due if repayment is likely to occur. </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:72px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#9702;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Credit card loans are fully charged off within 60 days of receiving notification of the bankruptcy filing or other event. </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:72px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#9702;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Education loans are generally charged off when the loan becomes 60 days past due after receiving notification of a bankruptcy.</span></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">110</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-2" continuedAt="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-3"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><ix:continuation id="TextSelection-46738599CC0EEEA825BAA358AD6979D3-1" continuedAt="TextSelection-46738599CC0EEEA825BAA358AD6979D3-2"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></ix:continuation></td><td style="vertical-align:top;"><ix:continuation id="TextSelection-46738599CC0EEEA825BAA358AD6979D3-2"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Auto loans are written down to net realizable value upon repossession of the collateral.</span></div></ix:continuation></td></tr></table><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" id="TextSelection-6E53F65D4AA1843D1293A358AD68FC39-0-wk-Fact-FE9EF75FB077234DC297A358AD2F5420" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following tables present a summary of changes in the ACL:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="10"></td></tr><tr><td style="width:465px;"></td><td style="width:5px;"></td><td style="width:74px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:60px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:56px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Retail</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses, beginning of period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e1575-wk-Fact-AF6A7DE2E28FD8D006B0C9CA1990DD57" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">690</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e1588-wk-Fact-FBCAA92D806A83CFE1B1C9CA199AD5BA" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">552</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e1601-wk-Fact-E844E7AA272CC79E3C47C9CA190A405E" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2018Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,242</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Charge-offs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e1616-wk-Fact-D39776CEE551B4E96858C9CA194C9108" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">140</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e1631-wk-Fact-4B4E6F7988DC11B478DEC9CA19A7F941" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">475</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e1646-wk-Fact-23E9B0B5F88F91448033C9CA18F799AA" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs" contextRef="FD2019Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">615</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Recoveries</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e1667-wk-Fact-B36277CE7C4B7EA2CCA5C9CA18E467CE" name="us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e1681-wk-Fact-9F061384C07A271EF825C9CA192FC1B2" name="us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">161</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e1695-wk-Fact-65EC005714D4549E47F0C9CA1939D572" name="us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" contextRef="FD2019Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">185</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net charge-offs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e1715-wk-Fact-458964481F464C3B4DDBC9CA1927AEDE" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">116</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e1730-wk-Fact-7038DE4F7492C5D9ADCDC9CA19C2A59A" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">314</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e1745-wk-Fact-077B0C9DA27B7EB74EACC9CA19AD37AA" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet" contextRef="FD2019Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">430</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision charged to income</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e1766-wk-Fact-FECE860F41F547DD5815C9CA191FB300" name="us-gaap:ProvisionForLoanAndLeaseLosses" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">100</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e1780-wk-Fact-C27F6B1464C279FC7F48C9CA1944CD6D" name="us-gaap:ProvisionForLoanAndLeaseLosses" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">340</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e1794-wk-Fact-FEAC3EFE00937D59679FC9CA197308DD" name="us-gaap:ProvisionForLoanAndLeaseLosses" contextRef="FD2019Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">440</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses, end of period</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e1814-wk-Fact-54390EE28D12C5206170C9CA19603E86" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">674</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e1828-wk-Fact-95ACBBA5467D36389291C9CA19561220" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">578</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e1842-wk-Fact-50D23D2F6510830C4384C9CA19108D20" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2019Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,252</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reserve for unfunded lending commitments, beginning of period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e1862-wk-Fact-14660B0961B04949AE81C9CA18C2FF2B" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">91</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e1876-wk-Fact-9991BD275DBB8C5F77D6C9CA19D54FD1" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e1890-wk-Fact-F6812136DF15CD01DE6BC9CA197D3BBE" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2018Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">91</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for unfunded lending commitments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e1910-wk-Fact-09713976D364829CA77DC9CA18DC58D0" name="us-gaap:ProvisionForOtherCreditLosses" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">47</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e1925-wk-Fact-F7CB452CCDDA91B5E8C8C9CA19000324" name="us-gaap:ProvisionForOtherCreditLosses" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e1939-wk-Fact-1E7E40D7D74DE6480A27C9CA18B9AD7A" name="us-gaap:ProvisionForOtherCreditLosses" contextRef="FD2019Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">47</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reserve for unfunded lending commitments, end of period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e1960-wk-Fact-3F5DCFBF79A45E14D66DC9CA19EA06B3" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">44</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e1974-wk-Fact-FB638BF033CB79A837F6C9CA19E0B9AB" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e1988-wk-Fact-149B9D0AC5E86DF9AF9AC9CA19B95539" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2019Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">44</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total allowance for credit losses, end of period</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e2013-wk-Fact-EFD520735B489443D627C9CA19CCB252" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">718</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e2026-wk-Fact-01CF1DE174027BEAE87FC9CA18D57148" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">578</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e2039-wk-Fact-6475F814687D8DB9F140C9CA19874E82" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2019Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,296</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="10"></td></tr><tr><td style="width:465px;"></td><td style="width:5px;"></td><td style="width:74px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:60px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:56px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Retail</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses, beginning of period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e2181-wk-Fact-EA27422746B4E2004CF1A358ABBBB36B" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">685</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e2194-wk-Fact-BCEC691BB5AC65B74ED7A358ABBE9826" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">551</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e2207-wk-Fact-49B1CFFEDCE840E4870DA358ABBB5163" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2017Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,236</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Charge-offs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e2222-wk-Fact-428AB8318971510196A6BC799ECCF9C0" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">52</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e2237-wk-Fact-6F0BE11D80625EBD8FC1637AA328A642" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">442</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e2252-wk-Fact-66D4E75766A9CFCAA455A358ACE9658B" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs" contextRef="FD2018Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">494</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Recoveries</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2273-wk-Fact-20F64D2D5B1A56179A5B295EED193ED3" name="us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2287-wk-Fact-3A31E42D37815FF79E28E76E0B7EA05F" name="us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">158</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2301-wk-Fact-2197D72E5FC8FC841CE9A358AB9E8779" name="us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" contextRef="FD2018Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">177</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net charge-offs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e2321-wk-Fact-5B7DAAAA691A81D43021A358ABA74380" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">33</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e2336-wk-Fact-C904A5EF6CF207F5729BA358ABA6D3AE" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">284</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e2351-wk-Fact-8BA0BF05F4BFD9C012B3A358ABA345C6" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet" contextRef="FD2018Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">317</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision charged to income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2372-wk-Fact-B4105EF7848D558890F18941CABE16B7" name="us-gaap:ProvisionForLoanAndLeaseLosses" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">38</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2386-wk-Fact-90EED203832153A8A8F4AC79565456BF" name="us-gaap:ProvisionForLoanAndLeaseLosses" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">285</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2400-wk-Fact-4100E7F3F92B036E64CEA358ABA7B530" name="us-gaap:ProvisionForLoanAndLeaseLosses" contextRef="FD2018Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">323</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses, end of period</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2420-wk-Fact-AF6A7DE2E28FD8D006B0C9CA1990DD57" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">690</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2434-wk-Fact-FBCAA92D806A83CFE1B1C9CA199AD5BA" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">552</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2448-wk-Fact-E844E7AA272CC79E3C47C9CA190A405E" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2018Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,242</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reserve for unfunded lending commitments, beginning of period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2468-wk-Fact-8D0E00FBC148063D0CB6A358ABC00E61" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">88</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2482-wk-Fact-9E92F30248D08B8B3EBFA358ABBC8915" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2496-wk-Fact-3EE49C52466A3CF5BF8EA358ABBD8A08" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2017Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">88</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for unfunded lending commitments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2516-wk-Fact-77352B592F235306BCD00C59259A23F7" name="us-gaap:ProvisionForOtherCreditLosses" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2530-wk-Fact-CE76B94355BA5E6B88F488DAC8C9A849" name="us-gaap:ProvisionForOtherCreditLosses" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2544-wk-Fact-E12BF28A8D4056425380A358ABA511A1" name="us-gaap:ProvisionForOtherCreditLosses" contextRef="FD2018Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reserve for unfunded lending commitments, end of period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2564-wk-Fact-14660B0961B04949AE81C9CA18C2FF2B" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">91</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2578-wk-Fact-9991BD275DBB8C5F77D6C9CA19D54FD1" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2592-wk-Fact-F6812136DF15CD01DE6BC9CA197D3BBE" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2018Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">91</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total allowance for credit losses, end of period</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e2617-wk-Fact-D43D0E91B8A835ADF755A358ABA327EB" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">781</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e2630-wk-Fact-68AB6E6B6B9498E967F1A358AB9F748A" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">552</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e2643-wk-Fact-FB6B52C917D2D32E89A8A358ABA200C9" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2018Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,333</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="10"></td></tr><tr><td style="width:68%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31, 2017</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Retail</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses, beginning of period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e2780-wk-Fact-3513B2038A867C0B62C4A358ABBCC395" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2016Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">663</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e2793-wk-Fact-56592B83FF6F16FB5D42A358ABB98F2A" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2016Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">573</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e2806-wk-Fact-8EF7B004BF474A4B2AE4A358ABBA84E5" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2016Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,236</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Charge-offs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e2821-wk-Fact-71263D5BCFA2E8C8CE1EA358ACC24A96" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">75</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e2836-wk-Fact-5EE800272328390396C9A358ACC3AE7A" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">437</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e2851-wk-Fact-7FBF7945FCA202702094A358ABBB1052" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs" contextRef="FD2017Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">512</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Recoveries</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2872-wk-Fact-E0156B45D5C95ABCA17BA358ABBF6714" name="us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">40</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2886-wk-Fact-3A86A67FD39CED035181A358ABBDC247" name="us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">167</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2900-wk-Fact-64B84570F4A00AEC6109A358ABBE6176" name="us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" contextRef="FD2017Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">207</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net charge-offs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e2920-wk-Fact-E8971BD3E3DDBDEC4DA6A358ABBEA0A0" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">35</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e2935-wk-Fact-01D0766225521F365EB0A358ABC0E5C0" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">270</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29625822e2950-wk-Fact-5777C87738039B6D5C87A358ABBA1F86" name="us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet" contextRef="FD2017Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">305</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision charged to income</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2973-wk-Fact-A4FF211646D892DA1F83A358ACC2E0A8" name="us-gaap:ProvisionForLoanAndLeaseLosses" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">57</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e2987-wk-Fact-1D8BD9AF47D53054906EA358ABBCFB08" name="us-gaap:ProvisionForLoanAndLeaseLosses" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">248</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3001-wk-Fact-C304AD2F90E10A7A87E0A358ACC33F68" name="us-gaap:ProvisionForLoanAndLeaseLosses" contextRef="FD2017Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">305</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses, end of period</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3021-wk-Fact-EA27422746B4E2004CF1A358ABBBB36B" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">685</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3035-wk-Fact-BCEC691BB5AC65B74ED7A358ABBE9826" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">551</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3049-wk-Fact-49B1CFFEDCE840E4870DA358ABBB5163" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2017Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,236</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reserve for unfunded lending commitments, beginning of period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3069-wk-Fact-816BA6672A806434C5A5A358ACC3DC7C" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2016Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">72</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3083-wk-Fact-777177953BF783FE6937A358ABBAD9B0" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2016Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3097-wk-Fact-96A8B30FD17D88A32D2AA358ABBF18D6" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2016Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">72</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for unfunded lending commitments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3117-wk-Fact-6C39204B1E91A7A3C701A358ABB926FE" name="us-gaap:ProvisionForOtherCreditLosses" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">16</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3131-wk-Fact-E6A8463E02098BBA9C74A358ACC420B4" name="us-gaap:ProvisionForOtherCreditLosses" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3145-wk-Fact-3BFE180E2C9D3F30FD82A358ABBFF03F" name="us-gaap:ProvisionForOtherCreditLosses" contextRef="FD2017Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">16</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reserve for unfunded lending commitments, end of period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3165-wk-Fact-8D0E00FBC148063D0CB6A358ABC00E61" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">88</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3179-wk-Fact-9E92F30248D08B8B3EBFA358ABBC8915" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3193-wk-Fact-3EE49C52466A3CF5BF8EA358ABBD8A08" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2017Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">88</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total allowance for credit losses, end of period</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e3218-wk-Fact-FB876FEDCA13C29BDBA4A358ABC0DB7A" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">773</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e3231-wk-Fact-1BBB98D803C952497AEEA358ABBD8AC5" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">551</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e3244-wk-Fact-C4EB61B2296DC7450442A358ACC217D2" name="us-gaap:LoansAndLeasesReceivableAllowance" contextRef="FI2017Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,324</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Includes an increase of approximately </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$<ix:nonFraction id="d29625822e3258-wk-Fact-5D75BCF3DA64094E71FEA358AD38E36B" name="us-gaap:ProvisionForLoanAndLeaseLosses" contextRef="FD2017Q4YTD_srt_StatementScenarioAxis_us-gaap_ScenarioAdjustmentMember_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">50</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> to commercial and corresponding decrease to retail for the impact of the enhancement to the assessment of qualitative risks, factors and events that may not be measured in the modeled results.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">111</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-3" continuedAt="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-4"><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock" id="TextSelection-129FC6CD4A8A01A34F8DA358AD69D048-0-wk-Fact-8215B0C73E368922F899A358AD395A57" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the recorded investment in loans and leases based on the Company&#8217;s evaluation methodology:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:684px;border-collapse:collapse;text-align:left;"><tr><td colspan="20"></td></tr><tr><td style="width:278px;"></td><td style="width:5px;"></td><td style="width:70px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:70px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Retail</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Retail</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Individually evaluated</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e3511-wk-Fact-B8A094EDDF8C5690A3C138CC75CD6CDD" name="us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">399</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e3524-wk-Fact-79F40464FEA35C12BBA792C5E26266DB" name="us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">667</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e3537-wk-Fact-4C756CD4F081C6B3282CA358AC64020A" name="us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,066</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e3556-wk-Fact-00AA9C813FCD53DFB9493408AC0DAC7A" name="us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">391</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e3569-wk-Fact-68CB628ED5CC5BCBBABEFA02B4ACD883" name="us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">723</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e3582-wk-Fact-900E549725AEA04BCA33A358AC656EFA" name="us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,114</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Formula-based evaluation</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3597-wk-Fact-3D27165489EC5E2CAD6768029C29DA8E" name="us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">57,139</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3611-wk-Fact-825A4614E71759B381AF8300761332F9" name="us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">60,883</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3625-wk-Fact-26383280EA6E2B4F92C3A358AC66BE98" name="us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">118,022</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3645-wk-Fact-29847A2268CD54E8B72B070CD76EEDB5" name="us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">56,392</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3659-wk-Fact-46FCBFF8616D5F998C6C7E9ECE221420" name="us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">59,154</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e3673-wk-Fact-6D45FD68B30D40671207A358AC646B14" name="us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">115,546</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total loans and leases</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e3697-wk-Fact-CE2404DF26108327DB08A358ACF12EA6" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">57,538</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e3710-wk-Fact-3158CA2B513538F46A68A358ABB1B72B" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">61,550</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e3723-wk-Fact-8F014C64611DB25624B3A358AC63F7B1" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">119,088</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e3742-wk-Fact-8FA1F2432A48EA16FBB9A358AC9230D6" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">56,783</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e3755-wk-Fact-0766290A441B5F7A99C8A358AD1EC30A" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">59,877</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e3768-wk-Fact-35BB65AEFB7C73AB41F2A358AC6536BC" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">116,660</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock" id="TextSelection-5FA492621350D2518AFFA358AD6ABF89-0-wk-Fact-CD15650E88D16D482CE7A358AD344BB2" escape="true"><div style="line-height:120%;padding-bottom:8px;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a summary of the ACL by evaluation methodology:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="20"></td></tr><tr><td style="width:277px;"></td><td style="width:5px;"></td><td style="width:70px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:72px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Retail</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Retail</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Individually evaluated</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4028-wk-Fact-6E3AC5EFD3F4543484386E5B2C971F4D" name="us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">85</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4041-wk-Fact-25795AC41DDE5F0F9BB33837AB269604" name="us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4054-wk-Fact-FC5022A01F0A8AA275DBA358ACDC404A" name="us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">110</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4073-wk-Fact-9B706F854A1154938A9C89E3F6B000A7" name="us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">38</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4086-wk-Fact-C15FE5A64B8E567D96A74F2BFB90513E" name="us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">26</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4099-wk-Fact-7DEA7978DBC088FB0E84A358ACDA941B" name="us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">64</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Formula-based evaluation</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e4114-wk-Fact-D70600A555755AACA2887BBD25703213" name="us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">633</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e4128-wk-Fact-23260B9C8BBC55768AD8CF17F4617120" name="us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">553</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e4142-wk-Fact-C643C5EEE9FF297D9CD1A358ACDA8C35" name="us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,186</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e4162-wk-Fact-6CC19C165CAE5DCDA8E4261F74E83362" name="us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">743</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e4176-wk-Fact-04A95F9DDF845993B6A6C5F1B27B653A" name="us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">526</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e4190-wk-Fact-25F0FBA2A27CC5019FDDA358ACDD3E38" name="us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,269</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for credit losses</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4214-wk-Fact-8861D0218F2869E61FA8A358ACDB6628" name="us-gaap:FinancingReceivableAllowanceForCreditLosses" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">718</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4227-wk-Fact-17C0D3EC9B2B018F87D1A358ACDA486C" name="us-gaap:FinancingReceivableAllowanceForCreditLosses" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">578</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4240-wk-Fact-7CB04D6CC74A7316E273A358ACDB8F2A" name="us-gaap:FinancingReceivableAllowanceForCreditLosses" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,296</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4259-wk-Fact-66F270E5FE18D7052FDEA358ACDD8AE9" name="us-gaap:FinancingReceivableAllowanceForCreditLosses" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">781</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4272-wk-Fact-5F350CDD2CFC67B1CF8AA358ACDA0456" name="us-gaap:FinancingReceivableAllowanceForCreditLosses" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">552</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4285-wk-Fact-527764A5035AEE8295A6A358ACD9EA6A" name="us-gaap:FinancingReceivableAllowanceForCreditLosses" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,333</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For commercial loans and leases, Citizens utilizes regulatory classification ratings to monitor credit quality. Loans with a &#8220;pass&#8221; rating are those that the Company believes will be fully repaid in accordance with the contractual loan terms. Commercial loans and leases that are &#8220;criticized&#8221; are those that have some weakness, or potential weakness, that indicate an increased probability of future loss. &#8220;Criticized&#8221; loans are grouped into three categories, &#8220;special mention,&#8221; &#8220;substandard&#8221; and &#8220;doubtful.&#8221; Special mention loans have potential weaknesses that, if left uncorrected, may result in deterioration of the Company&#8217;s credit position at some future date. Substandard loans are inadequately protected loans; these loans have well-defined weaknesses that could hinder normal repayment or collection of the debt. Doubtful loans have the same weaknesses as substandard, with the added characteristics that the possibility of loss is high and collection of the full amount of the loan is improbable. For retail loans, the Company primarily uses the loan&#8217;s payment and delinquency status to monitor credit quality. The further a loan is past due, the greater the likelihood of future credit loss. These credit quality indicators for both commercial and retail loans are continually updated and monitored. </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock" id="TextSelection-772C3DDA4F780C24E515A358AD68195B-0-wk-Fact-CC55D976CAE05EEDD216A358AD31C1AB" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following tables present the recorded investment in commercial loans and leases based on regulatory classification ratings:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:369px;"></td><td style="width:5px;"></td><td style="width:48px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:69px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:49px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Criticized</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Pass</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Special Mention</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Substandard</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Doubtful</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4587-wk-Fact-191E751A02EE588BB783E93A99FC5FA6" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">38,950</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4600-wk-Fact-00826BCD1CA35EBE9678DFD0FB0D1DFC" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,351</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4613-wk-Fact-FC68D11DDB6B5A1CA720E084D1B05611" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">934</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4627-wk-Fact-3FECF99C2E235CE2BE7C36D69A6424FF" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">244</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4640-wk-Fact-6AE47851D9CDB9B5A63BA358ACF0BAA3" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">41,479</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e4655-wk-Fact-E39FF266E85158FAB4380CDCC1B707FF" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13,169</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e4669-wk-Fact-85E2181CC9A25CC9A0E48B355947B7D4" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">318</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e4683-wk-Fact-3FBD43F76FEA56EB816EB88713CE5FBE" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">33</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e4697-wk-Fact-CC8DBD2ACA9A52EFBA56857E5E550D54" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e4712-wk-Fact-0CFCDFDD62DC5B6EB604A358ACF204E8" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13,522</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e4732-wk-Fact-2EC7F459BA745F50B38CA69646BFC445" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,383</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e4746-wk-Fact-8A42164D3F785250B7E40B0E907DE508" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">109</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e4760-wk-Fact-180149CBBC755D0B81007F69F1FCACCC" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">42</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e4774-wk-Fact-40CD0F11DAEB53458451DBA108B0F03D" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e4789-wk-Fact-B8D0B2EA3459F9C19843A358ACF30B6B" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,537</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4813-wk-Fact-EBC420C0B34F722F6583A358ACF245E3" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">54,502</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4826-wk-Fact-4C130CACD8DC2E2C9CAEA358ACF0B652" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,778</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4839-wk-Fact-BDD5A9A47E33698286ECA358ACF32D05" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,009</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4853-wk-Fact-2FF2AA430E58CF53F312A358ACF20A80" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">249</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e4866-wk-Fact-CE2404DF26108327DB08A358ACF12EA6" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">57,538</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:373px;"></td><td style="width:5px;"></td><td style="width:45px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:70px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Criticized</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Pass</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Special Mention</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Substandard</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Doubtful</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e5150-wk-Fact-4CF30696F6E65A79858F7E23AE0A6FF3" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">38,600</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e5163-wk-Fact-3BF22BABD6DE5792A0D9247AF994E10A" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,231</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e5176-wk-Fact-BB85026F9D0C5FC891B72BAF93EAF87D" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">828</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e5190-wk-Fact-E1602F3DFBC850DAA1627C0A8AA54647" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">198</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e5203-wk-Fact-16FC1912DFF4B4E343F0A358AC931D57" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">40,857</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5218-wk-Fact-23D9B5D4C170587AAD28211487D0C306" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12,523</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5232-wk-Fact-6F9189B6D83E56E19A144F35EE876E70" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">412</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5246-wk-Fact-6D6337C1E52F54C0BDCCBCC5C4A36218" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">82</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5260-wk-Fact-02C87D8B17CC5F2F988A65683079D7F6" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5275-wk-Fact-03D1320EA2A13A4ECB8DA358AC90C2E6" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13,023</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5295-wk-Fact-774F3AF24C745A61B3A4EBE51670074F" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,823</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5309-wk-Fact-FC99CEA5806B570C9DEFF9D30EFDACA5" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">39</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5323-wk-Fact-B5E77962690E5F4782A1E943098442C2" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">41</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5337-wk-Fact-0E4874FB9CEE5BB7B6B6555B3808E0AD" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5352-wk-Fact-5201BF332C47DEF54237A358AC938833" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,903</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e5378-wk-Fact-8C243C38C5244E4D25CEA358AC9082EC" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">53,946</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e5391-wk-Fact-84743A13354283EC297BA358AC904558" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,682</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e5404-wk-Fact-B528C0C518E561F1A894A358AC8F4920" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">951</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e5418-wk-Fact-0DD62DC9B206B0F264EEA358AC95F820" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">204</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e5431-wk-Fact-8FA1F2432A48EA16FBB9A358AC9230D6" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">56,783</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">112</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-4" continuedAt="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-5"><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock" id="TextSelection-D8B37296A2FB5B254C39A358AD68CFF1-0-wk-Fact-25928F3B7016574BF838A358AD2CB070" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following tables present the recorded investment in classes of retail loans, categorized by delinquency status:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="19"></td></tr><tr><td style="width:349px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:45px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:45px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Days Past Due</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Current</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">1-29</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">30-59</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">60-89</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">90 or More</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e5785-wk-Fact-E5974D9419105A94827DE4A94213E71A" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,818</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e5798-wk-Fact-E48514CD3AAA54C79170E460895E9C56" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">129</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e5811-wk-Fact-5DFBC26968855955815E9C5E53C43BB5" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">35</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e5825-wk-Fact-09F8867D110C5750B641AFFDF5D45C9A" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e5838-wk-Fact-4548CB0900935614A9DECCAA0581AC53" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">84</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e5851-wk-Fact-AF303A7A472DE5975A83A358ABAF705E" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19,083</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5866-wk-Fact-42E7DA6EC1AD5B57B0E2693A4DC9D09A" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">713</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5880-wk-Fact-245B6806A9995E22A1A3AC710EDFCC7E" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">64</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5894-wk-Fact-D2EB2D63F0E750F486712D4F91719730" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5908-wk-Fact-8C870176518953338C93876F6247E6DC" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5923-wk-Fact-60A8E2B0716F54459941EBFE47C9049D" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5937-wk-Fact-F9699971F07805F81FE1A358ABB7D098" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">812</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5957-wk-Fact-A7B6D23305EE54BC87209C65594B5154" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11,383</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5971-wk-Fact-EB0F9EF1F463537D9E9BC3136E59265A" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">346</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5985-wk-Fact-17150378F8F55F5F85B28D1560B5E6D0" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">72</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e5999-wk-Fact-978A05420D1E5B7CBAC3840EA557B1B0" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">32</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6014-wk-Fact-DBB3B977EFA555DDBD757E8C751D78CA" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">146</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6028-wk-Fact-1BFE607F46E3B739E477A358ABB874DD" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11,979</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6048-wk-Fact-319D6D79416C5CFFB0D8F7262086B6D0" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">244</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6062-wk-Fact-7F7D440A844D5EAB87ED8D285B0B2A01" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">23</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6076-wk-Fact-8FD270E3E4FB515880FB574969E24A10" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6090-wk-Fact-A9BDBA0DD2015A5BA7D44AB422741071" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6105-wk-Fact-FD0BA53ADD1C50A5BDFD8807965B06A7" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6119-wk-Fact-536B993FC8104D8C5146A358ABAFB483" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">289</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6139-wk-Fact-DF7820994E3157B483E08537647554D7" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">50</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6153-wk-Fact-1F65AAE5C44E5DA8A7C0B0892D586E9D" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6167-wk-Fact-BECEC7D227035FDD98F6E1A364F47467" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6181-wk-Fact-E4E6209F14D45E6182D6A07E77CB92C0" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6196-wk-Fact-4B6CA6EED85B59BE844407F9E4830D50" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6210-wk-Fact-3F0C63B8EEB06BBD8BCCA358ABAD03CC" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">74</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6230-wk-Fact-9C5E6D84B6E154BBA8D62E8ECF71654A" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10,787</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6244-wk-Fact-2DE024728AD6513F9A2300801F63E786" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,001</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6258-wk-Fact-858A2213865154EDBD00010370D901A5" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">227</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6272-wk-Fact-483FE1483A1E58BE8F0BF0B33177F416" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">81</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6287-wk-Fact-9D9F10E6ED9251B4A916117447993C91" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6301-wk-Fact-1B85D4625629DF55C44EA358ABB6395B" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12,120</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6321-wk-Fact-21296C188A605E6C9F07543D745FC481" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10,088</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6335-wk-Fact-52E19C7140DC521AA555C9C078365D3D" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6349-wk-Fact-58A1557316705E43AAE7337B05261C3B" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">30</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6363-wk-Fact-3F65D79F5FBC504785CB1B7C1A56091E" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6378-wk-Fact-8ABDDA87038C54EEAB7F30BE2D3A976B" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6392-wk-Fact-20CCC927227CE6E6314AA358ABB2DF40" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10,347</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6412-wk-Fact-D36B3F3CD6325FCBBA840ABE6C5504AB" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,076</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6426-wk-Fact-F630B917EBAA5C268073F724067B5DDC" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">74</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6440-wk-Fact-FC7C3F1CEFA15C67A5758E50B601A853" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6454-wk-Fact-1183A94DA9465014A237B22BBB18F33F" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6469-wk-Fact-F8C9209A823F5D2CA86A0B268A90CC1B" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6483-wk-Fact-D90AB153DD735FDDC629A358ABB311C6" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,198</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6504-wk-Fact-969B51A8AA3058F18DFCF8302A4301DD" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,492</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6518-wk-Fact-7BB3277B023C5364B878350F98616AE6" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">87</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6532-wk-Fact-B2CA992C585E5F8E975FE04A188CC6E2" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">30</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6546-wk-Fact-44C83F3D0241539DA8D6DAA02501EBEF" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6561-wk-Fact-DA199E0B5FB6533C9B1AB77D27D7161D" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e6575-wk-Fact-700552995A81519A01E8A358ABB69B6C" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,648</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e6599-wk-Fact-71645DAE02B42A10AD50A358ABAC4870" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">58,651</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e6612-wk-Fact-D1925CB39FE802861E72A358ABAC4615" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,937</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e6625-wk-Fact-BBB12964B67B0C647047A358ABB1B2DC" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">428</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e6639-wk-Fact-688062A8ED6C30D33D25A358ABB86534" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">184</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e6652-wk-Fact-03460342E076C195DAD9A358ABB50AA8" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">350</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e6665-wk-Fact-3158CA2B513538F46A68A358ABB1B72B" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">61,550</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="19"></td></tr><tr><td style="width:350px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:45px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:45px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Days Past Due</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Current</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">1-29</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">30-59</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">60-89</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">90 or More</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e7004-wk-Fact-D454DD1915FE53A387B4B5F4660C39CD" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,664</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e7017-wk-Fact-0B8F474D885D5412B82C6051EF88DFB3" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">131</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e7030-wk-Fact-23A55655039E5B95BFA0B2B164962782" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">37</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e7044-wk-Fact-5F0FDCD523AE547990D3F82D2EAE0C0C" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e7057-wk-Fact-7497A3CFDB4E5E51A432EC0E3A43C29B" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">133</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e7070-wk-Fact-55D3B2693A14233B9F3BA358ACF4784A" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,978</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7085-wk-Fact-D90D9F76FA6456EEBF98B29FEFE9FE83" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">945</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7099-wk-Fact-7265633B02545E05BC4F3B983BC76418" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">75</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7113-wk-Fact-95CD803944355DEC848F59BB3FEBC425" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7127-wk-Fact-90C43F5BD33A52BB88714F623E168C22" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7142-wk-Fact-B215BD5C8A9A5F20BB0075877F96AF27" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">38</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7156-wk-Fact-0697758DE68195F5270DA358ACEC9F43" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,073</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7176-wk-Fact-FD695E05482D5B60A3DB789ECC22239A" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12,042</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7190-wk-Fact-D15DFBB5F8285F249C5503B5507B61A5" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">386</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7204-wk-Fact-243BEF8591775BEDB4A8ADFD27F1289A" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">65</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7218-wk-Fact-4B5298C16C0952FCAF84487F42826DC7" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7233-wk-Fact-44A2B7F2325B5A17923211EA86E4EE87" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">195</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7247-wk-Fact-5961F9127715BF89BEE5A358ACEEBD4E" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12,710</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7267-wk-Fact-7BAFA3CFA875535AB67D41C7CF8202E7" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">355</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7281-wk-Fact-AA588F0F1A405DA3A49DBF5367EB441B" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7295-wk-Fact-117A7789902A50E584CC506EFE315604" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7309-wk-Fact-39D8A06E6CE8538D8C9B5EA70CFE3504" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7324-wk-Fact-36DBA9EB59C95FFEAB80EE61D6580F69" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7338-wk-Fact-2F4DC9DD59D84C65903BA358ACF337E7" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">399</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7358-wk-Fact-828E8F5E8ED05D07984E84B75DCF196F" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">79</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7372-wk-Fact-7222A04220125DFD82096DA8E283185B" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7386-wk-Fact-BBE181C47B38525BB4EF89A31968C7F4" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7400-wk-Fact-F5A19907D9B559CD818F5095C5E9C9A5" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7415-wk-Fact-0E21B3CDAF3250B888DEA950FAD0CDB8" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7429-wk-Fact-9D4299E43FED79918CE0A358AD170516" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">104</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7449-wk-Fact-3A6C758037D851DBB53E2123FA575898" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10,729</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7463-wk-Fact-3C06C703B8A55BE9B39B63B7EA4B1986" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,039</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7477-wk-Fact-189C77183A3A512AA4CD17CE391E0E69" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">207</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7491-wk-Fact-286F9C3D293757DB95D13F768836177D" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">59</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7506-wk-Fact-737B57B0CD285058809638FCBE8EACAF" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">72</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7520-wk-Fact-0AF0C44BF91B3720A54BA358AD285CF2" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12,106</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7540-wk-Fact-3BEC87AA179D56FF9CB90D2AF31A42B4" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8,694</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7554-wk-Fact-A9CEB658D5B35B3295303DB624D28652" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">159</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7568-wk-Fact-7981B4E090A258A3BCA3149FF0FB7A5D" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">23</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7582-wk-Fact-8C2A423920F159C1913C475207B32B7F" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7597-wk-Fact-EE8F9987B7C3542E863C98F6516D987C" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7611-wk-Fact-9F151A89676E22E5D960A358AD39BEA9" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8,900</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7631-wk-Fact-D58498F136E3508686848921D49CA76D" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,894</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7645-wk-Fact-10F8E9A3F6655A198ED16B1CDC255F93" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">53</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7659-wk-Fact-A94CF1D56D5952708244244FF7DC0E7A" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7673-wk-Fact-71B14A00B47450BC8463F710EF18B5B7" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7688-wk-Fact-8F61B144B01A5A0EA2C4E9EE8BC1E2AB" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7702-wk-Fact-9E1E1AE6832992F782ABA358AD24DE51" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,991</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7723-wk-Fact-D42398A369B75F30B7C997374DD8F9CA" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,481</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7737-wk-Fact-31231C349BE35539A17E6A428A9FA18F" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">76</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7751-wk-Fact-216C4623590A5481B1B4BC9260A3ECD4" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">26</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7765-wk-Fact-D206A8043DBF59479A0C0612E6D52790" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7780-wk-Fact-142BDE39381D5851964EB8AED9FD5021" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e7794-wk-Fact-C8BEB807F7D57CF6C2B0A358AD2009D8" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,616</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e7820-wk-Fact-9DF9F930036C4638D67BA358AD214EAF" name="us-gaap:FinancingReceivableRecordedInvestmentCurrent" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">56,883</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e7833-wk-Fact-5180800E8EFCB1CA558EA358ACF15A9C" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,955</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e7846-wk-Fact-4D9FAEBC1B69FA95E7A0A358ACF62AA1" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">393</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e7860-wk-Fact-1C8ABD6DF6FC7D333037A358ACF109D6" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">142</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e7873-wk-Fact-5E66499B531C97C6784AA358AD23BFB3" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">504</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e7886-wk-Fact-0766290A441B5F7A99C8A358AD1EC30A" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">59,877</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Nonperforming Assets</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy" id="TextSelection-3AA659196DBCB9C80304A358AD6913F9-0-wk-Fact-63FC83DAFF3BDF18E883A358AD336B50" continuedAt="TextSelection-3AA659196DBCB9C80304A358AD6913F9-1" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Nonperforming loans and leases are those on which accrual of interest has been suspended. Loans (other than certain retail loans insured by U.S. government agencies) are placed on nonaccrual status and considered nonperforming when full payment of principal and interest is in doubt, unless the loan is both well secured and in the process of collection.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">When the Company places a loan on nonaccrual status, the accrued unpaid interest receivable is reversed against interest income and amortization of any net deferred fees is suspended. Interest collections on nonaccruing loans and leases for which the ultimate collectability of principal is uncertain are generally applied to first reduce the carrying value of the asset. Otherwise, interest income may be recognized to the extent of the cash received. A loan or lease may be returned to accrual status if (i)&#160;principal and interest payments have been brought current, and the Company expects repayment of the remaining contractual principal and interest, (ii)&#160;the loan or lease has otherwise become well-secured and in the process of collection, or (iii)&#160;the borrower has been making regularly scheduled payments in full for the prior six months and the Company is reasonably assured that the loan or lease will be brought fully current within a reasonable period.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Commercial loans, commercial real estate loans, and leases are generally placed on nonaccrual status when contractually past due 90 days or more, or earlier if management believes that the probability of collection is insufficient to warrant further accrual. Some of these loans and leases may remain on accrual status when contractually past due 90 days or more if management considers the loan collectible.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Residential mortgages are generally placed on nonaccrual status when past due 120 days, or sooner if determined to be collateral-dependent, unless repayment of the loan is guaranteed by the Federal Housing </span></div></ix:nonNumeric></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">113</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-5" continuedAt="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-6"><ix:continuation id="TextSelection-3AA659196DBCB9C80304A358AD6913F9-1"><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Administration. Credit card balances are placed on nonaccrual status when past due 90 days or more and are restored to accruing status if they subsequently become less than 90 days past due. All other retail loans are generally placed on nonaccrual status when past due 90 days or more, or earlier if management believes that the probability of collection is insufficient to warrant further accrual. Loans less than 90 days past due may be placed on nonaccrual status upon the death of the borrower, fraud or bankruptcy.</span></div></ix:continuation><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock" id="TextSelection-DE8DBB0082954B89111DA358AD697C6B-0-wk-Fact-055207B484C1BD34A51DA358AD38A02D" continuedAt="TextSelection-DE8DBB0082954B89111DA358AD697C6B-1" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents nonperforming loans and leases and loans accruing and 90 days or more past due:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:680px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:257px;"></td><td style="width:5px;"></td><td style="width:93px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:93px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:93px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:93px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Nonperforming </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)(2)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Accruing and 90 days or more past due</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e8138-wk-Fact-30217635790652969037B78D7397FD9E" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">240</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e8156-wk-Fact-1A3B1E0AD95259738446FA11D8D13268" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">194</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e8174-wk-Fact-FC88117883455EAF85957FBD7A6874B6" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e8193-wk-Fact-D4D592815836561A841CDFCE917C7F61" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8208-wk-Fact-7B0FF407F75E5AB98F48D5F139C01B21" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8227-wk-Fact-0AFAE545F3965ECCA6DA8A35D8F843C9" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8246-wk-Fact-910FE3D0824F522FAEE9CD36392A8011" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8266-wk-Fact-EE8FB7F27E1B5E8DB783EC2C1C689F88" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8286-wk-Fact-7250B4DDAC825AE79F6D583542ECDB60" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8305-wk-Fact-F1641AAEFAC55160A8BFB562ED22E84F" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8324-wk-Fact-5C894F337EB059C7A38F99AB38D8E9C3" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8344-wk-Fact-147A68C6A5435CB3A7572D96263A9E4E" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8364-wk-Fact-FB5E91A114EA50C8AAC97C86F062F5C0" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">245</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8383-wk-Fact-2FC8122FE2A75122A6A656B3ED07AC18" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">201</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8402-wk-Fact-F46D31E7758E5703845DEB14B4D58A86" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8422-wk-Fact-EE52B9ED946F525DBE43BC981C793486" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8442-wk-Fact-82960DBA8D1354A68ED60C87A1950ADC" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">93</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8461-wk-Fact-2F91D1C2CE9A5BC5A6F0FF8E485F1771" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">105</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8480-wk-Fact-F32E672AB21957F193FA4D0A4AB081E4" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8500-wk-Fact-1AD8BDD9EDBA5D859E129D6A225FE5B3" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8520-wk-Fact-5874839E255B535499D061FD9D4BDB89" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">33</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8539-wk-Fact-2D423DF3A5595CADB11A952583BE8EB8" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">50</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8558-wk-Fact-93D7D04EC0FB5B9AA9FBB6EB95DDA3F2" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8578-wk-Fact-AA710A42FDAF517B8ADF3E0821F9EFDC" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8598-wk-Fact-82B52F0127315C288195B4CB92F1E696" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">187</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8617-wk-Fact-BC46C7E9E68E5E4D8D0E4810574C57B0" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">231</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8636-wk-Fact-0FC0C4CB00C553C4B222C0E98C8F9FD5" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8656-wk-Fact-A08E6FBFB4295C2B8DBCD9ACFCD8B18F" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8676-wk-Fact-C06FA8981DBE5C4A88E1E7DBDB6211BE" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8695-wk-Fact-7506A868BAB75F57BC3CBDE22F4E0A2B" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8714-wk-Fact-9A9CA8CDD06F518ABD405B0DA423A107" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8734-wk-Fact-99ED869E16985FDEB665FD404F3DD5FA" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8754-wk-Fact-D5F7A62764B655BD978F79E5C44BD97A" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8773-wk-Fact-AFD709F6224D5411877DA0494E4C22C5" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8792-wk-Fact-585114B323435F72AD2A04426B8EDBED" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8812-wk-Fact-65E2E9A1BC645B7DAB640F5815B116D5" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8833-wk-Fact-DF9AE7E457735A1EB5D851A52B11EFC4" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">67</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8852-wk-Fact-C2C6454999A95C538D70E10BA800289E" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">81</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8871-wk-Fact-37E5294814C65A13BAC4FA209D62D266" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8891-wk-Fact-3142E8599D1755F9B4D8AD8CA95D90F7" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8911-wk-Fact-9AF865E2DB77598D93DD68206B0566F6" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8930-wk-Fact-FD2F7ECBD9685715AE770476C18A7519" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">38</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8949-wk-Fact-4B34582EC417583B9E3578D1AC47DD8A" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8969-wk-Fact-F393F17F4EB253E8875EF28166372C79" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit card</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e8989-wk-Fact-3096293D72F851DC9BFDC8F17A86308A" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9008-wk-Fact-79E896CF66E7559DADEFF40213CB4BC9" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9027-wk-Fact-30423D9FCD09530685BBDFDA3003A673" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9047-wk-Fact-5D6E5C5BAD4A520396D961F9225184F5" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9067-wk-Fact-6DC506DEC2185C1D967944EA0DBA0076" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9086-wk-Fact-5090FB1A040858F48A9298274892671D" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9105-wk-Fact-3363EC9C9DE255639A5A7D46C8B1712D" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9125-wk-Fact-598F2F3289C2505A80C150D7767745B8" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9145-wk-Fact-024DAE1E896F5EBA9CAA1E0609B8E127" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">458</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9164-wk-Fact-F524591166E4543F912AD664BD4DD040" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">565</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9183-wk-Fact-415DCA23B42055238C5060FE298D7AC6" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">23</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9203-wk-Fact-7C6A8BA8CA62563BA86CBDD0902C3BAF" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e9227-wk-Fact-65A30D9666855C008ADF479DC5825232" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">703</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e9245-wk-Fact-DB98C76CAE2154D5A7CF77B112C98F9A" name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">766</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e9263-wk-Fact-1086DBEFE911514AA4737172B6B06EE3" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e9282-wk-Fact-ECEA1EBE923A565E98A80160F81C6C54" name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Nonperforming balances exclude first lien residential mortgage loans that are 100% guaranteed by the Federal Housing Administration. These loans are included in the Company&#8217;s Consolidated Balance Sheets. </span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:12px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><ix:continuation id="TextSelection-DE8DBB0082954B89111DA358AD697C6B-1" continuedAt="TextSelection-DE8DBB0082954B89111DA358AD697C6B-2"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)  </sup></span></ix:continuation><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><ix:continuation id="TextSelection-DE8DBB0082954B89111DA358AD697C6B-2">Beginning in the fourth quarter of 2019, nonperforming balances exclude both fully and partially guaranteed residential mortgage loans sold to Ginnie Mae for which the Company has the right, but not the obligation, to repurchase. Prior periods have been adjusted to exclude partially guaranteed amounts to conform with the current period presentation. These loans are included in the Company&#8217;s Consolidated Balance Sheets.</ix:continuation> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Other nonperforming assets primarily consist of other real estate owned and are presented in other assets on the Consolidated Balance Sheets. Other real estate owned, net of valuation allowance, was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e9338-wk-Fact-FE11215458A7591CA17F8374C81554D9" name="cfg:ImpairedFinancingReceivableNetofValuationAllowance" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">45</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e9342-wk-Fact-B520EF47FF925058AB33AFA047002223" name="cfg:ImpairedFinancingReceivableNetofValuationAllowance" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">34</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:SummaryofKeyPerformanceIndicatorsTableTextBlock" id="TextSelection-2CDC0A993ADBA8FD16C8A358AD69EDF3-0-wk-Fact-B71B2C9726B5C55EB085A358AD302DB6" continuedAt="TextSelection-2CDC0A993ADBA8FD16C8A358AD69EDF3-1" escape="true"><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a summary of nonperforming loan and lease key performance indicators:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="6"></td></tr><tr><td style="width:513px;"></td><td style="width:80px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:72px;"></td><td style="width:6px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Nonperforming commercial loans and leases as a percentage of total loans and leases</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9455-wk-Fact-C1260306D6E453D89DCFB4EC8884AB81" name="us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">0.21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9470-wk-Fact-C0ED9AACF8E852808907E6B2D1312DE3" name="us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">0.17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Nonperforming retail loans as a percentage of total loans and leases</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9486-wk-Fact-0F8530F39B295A1592F3D981516BC7C3" name="us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">0.38</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9500-wk-Fact-A39E34E8288F50E09935A758FB2B0FC8" name="us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">0.49</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total nonperforming loans and leases as a percentage of total loans and leases </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9517-wk-Fact-37131F27F57B4FD5A34BA358AC8646C7" name="us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans" contextRef="FI2019Q4" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">0.59</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9532-wk-Fact-CF65EC17F514CB7AEBB3A358AC868EFC" name="us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans" contextRef="FI2018Q4" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">0.66</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Nonperforming commercial assets as a percentage of total assets</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9579-wk-Fact-BC4781C5D5E052C2BBEF02009E2AC613" name="cfg:AssetsRatioofNonperformingAssetstoAllAssets" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">0.15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9594-wk-Fact-5EF1B5F5ED0A595AB5078A92913EE2C6" name="cfg:AssetsRatioofNonperformingAssetstoAllAssets" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">0.13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Nonperforming retail assets as a percentage of total assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9610-wk-Fact-AD2887C805E052DABDC522039478DD2D" name="cfg:AssetsRatioofNonperformingAssetstoAllAssets" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">0.30</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9624-wk-Fact-034583940C665C06BC1CF8311B5D7198" name="cfg:AssetsRatioofNonperformingAssetstoAllAssets" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">0.37</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total nonperforming assets as a percentage of total assets</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9639-wk-Fact-6F0A122E6678693E123FA358AC8629FD" name="cfg:AssetsRatioofNonperformingAssetstoAllAssets" contextRef="FI2019Q4" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">0.45</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e9654-wk-Fact-CD4A8009FDC6336BEB7CA358AC843FD0" name="cfg:AssetsRatioofNonperformingAssetstoAllAssets" contextRef="FI2018Q4" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">0.50</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:12px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><ix:continuation id="TextSelection-2CDC0A993ADBA8FD16C8A358AD69EDF3-1" continuedAt="TextSelection-2CDC0A993ADBA8FD16C8A358AD69EDF3-2"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></span></ix:continuation><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><ix:continuation id="TextSelection-2CDC0A993ADBA8FD16C8A358AD69EDF3-2">Beginning in the fourth quarter of 2019, nonperforming balances exclude both fully and partially guaranteed residential mortgage loans sold to Ginnie Mae for which the Company has the right, but not the obligation, to repurchase. Prior periods have been adjusted to exclude partially guaranteed amounts to conform with the current period presentation. These loans are included in the Company&#8217;s Consolidated Balance Sheets.</ix:continuation> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The recorded investment in mortgage loans collateralized by residential real estate property for which formal foreclosure proceedings were in-process was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e9683-wk-Fact-8B87E720CB885540856CC1DD15FA67F3" name="cfg:MortgageLoansCollateralizedByOREO" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">152</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e9687-wk-Fact-D7297364C4DF57D49293926D9B4391DD" name="cfg:MortgageLoansCollateralizedByOREO" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">172</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively.</span></div></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">114</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-6" continuedAt="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-7"><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:AnalysisofAgeofPastDueAmountsTableTextBlock" id="TextSelection-7806A7F666965EA513C4A358AD680BFA-0-wk-Fact-977086D1BDBB534CF599A358AD324653" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the aging of both accruing and nonaccruing loan and lease past due amounts:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="26"></td></tr><tr><td style="width:200px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:49px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:50px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Days Past Due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Days Past Due</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">30-59</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">60-89</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;90 or More</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">30-59</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">60-89</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;90 or More</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;Total</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e10152-wk-Fact-5191E5295F515869902C3B2FB4A424CA" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">45</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e10165-wk-Fact-3F85404998C55CD3A5319A9A091968AA" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">27</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e10178-wk-Fact-2B222C98A79D50CC821271A62B5F4E1C" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">67</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e10192-wk-Fact-C27B97CE65CFB047B22CA358ABFB10E9" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">139</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e10210-wk-Fact-B1DC8CD7AA8A580E962063930EBCE934" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">85</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e10223-wk-Fact-612443D8999453888E5B6DD49C6CE91A" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e10236-wk-Fact-32454A10BB795D2B9BE83D03DE91833E" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">78</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e10250-wk-Fact-47925DBFBD9C49FF47C0A358AC76DEF5" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">166</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10265-wk-Fact-2E46301E664358AA8F6A0304534F2FDF" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10279-wk-Fact-68BD2DA4E7FE590A88E362950E1691E2" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10293-wk-Fact-29AEA9E4CCD856038B10666E07AD8DCA" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10307-wk-Fact-B289CA40A7EDD0CE1251A358ABF833D1" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10327-wk-Fact-CD5D5C2476C75BD5BDEAB1B25312FE10" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10341-wk-Fact-2194A8E0749A5A0195922B16026910A3" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">32</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10355-wk-Fact-E8DCE0EF463A58449FDA7D67BE004123" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10370-wk-Fact-14B82295FAC0454CC902A358AC7A98E0" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">45</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10390-wk-Fact-1B137FF647ED5A88A6711C4B2C96EB84" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">37</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10404-wk-Fact-95F6A59E60F854D6899A30E627886792" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10418-wk-Fact-26EA4635F91D5689BADC1C48A56FD0B3" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10432-wk-Fact-F49CE82B3C905534C83AA358ABF7D54E" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">39</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10452-wk-Fact-543C0FAEA66D5A0BAAC3E05358009BA6" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10466-wk-Fact-9A8CE840DC8F533FB38741D14B7D49C6" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10480-wk-Fact-026B969CF4FF5BDABE57E4B0E5B5DE32" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10495-wk-Fact-BDF4CDD98C76FD51534EA358ABEEE671" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10515-wk-Fact-146BB1FD866749A3C89CA358ABF2463A" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">83</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10529-wk-Fact-2AFB734C135ADE999BA0A358AC069875" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">28</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10543-wk-Fact-37F7BAE2A84D8572A8F5A358ABFCBF48" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">69</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10557-wk-Fact-B433F9E2D6B8BC5379E1A358ABF4F420" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">180</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10577-wk-Fact-194C4499604A82255EA1A358AC7AA759" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">100</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10591-wk-Fact-3B223B0697C6569F4099A358AC7A5F8C" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">35</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10605-wk-Fact-45357C980BA6507D5328A358ABF48219" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">83</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10620-wk-Fact-D9D9EEE4FFB506E9F6B7A358AC032C5B" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">218</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10640-wk-Fact-5DFBC26968855955815E9C5E53C43BB5" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">35</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10654-wk-Fact-09F8867D110C5750B641AFFDF5D45C9A" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10668-wk-Fact-4548CB0900935614A9DECCAA0581AC53" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">84</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10682-wk-Fact-DE2E2E3E81E894E3DD66A358ABECBE56" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">136</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10702-wk-Fact-23A55655039E5B95BFA0B2B164962782" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">37</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10716-wk-Fact-5F0FDCD523AE547990D3F82D2EAE0C0C" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10730-wk-Fact-7497A3CFDB4E5E51A432EC0E3A43C29B" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">133</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10745-wk-Fact-FC99CA6463372309B718A358ABFBE31A" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">183</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10765-wk-Fact-D2EB2D63F0E750F486712D4F91719730" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10779-wk-Fact-8C870176518953338C93876F6247E6DC" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10793-wk-Fact-60A8E2B0716F54459941EBFE47C9049D" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10807-wk-Fact-9F8A1DAA4969C9227981A358AC757E7C" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">35</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10827-wk-Fact-95CD803944355DEC848F59BB3FEBC425" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10841-wk-Fact-90C43F5BD33A52BB88714F623E168C22" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10855-wk-Fact-B215BD5C8A9A5F20BB0075877F96AF27" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">38</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10870-wk-Fact-847AEEBE19BE0F7C7F2CA358ABFD2774" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">53</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10890-wk-Fact-17150378F8F55F5F85B28D1560B5E6D0" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">72</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10904-wk-Fact-978A05420D1E5B7CBAC3840EA557B1B0" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">32</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10918-wk-Fact-DBB3B977EFA555DDBD757E8C751D78CA" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">146</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10932-wk-Fact-468674115F6F0E005131A358ABFAB394" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">250</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10952-wk-Fact-243BEF8591775BEDB4A8ADFD27F1289A" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">65</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10966-wk-Fact-4B5298C16C0952FCAF84487F42826DC7" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10980-wk-Fact-44A2B7F2325B5A17923211EA86E4EE87" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">195</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e10995-wk-Fact-7BD7CC660299360AD9D3A358ABEA9159" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">282</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11015-wk-Fact-8FD270E3E4FB515880FB574969E24A10" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11029-wk-Fact-A9BDBA0DD2015A5BA7D44AB422741071" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11043-wk-Fact-FD0BA53ADD1C50A5BDFD8807965B06A7" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11057-wk-Fact-4AA9BEEBDDE77DDEE969A358AC06B223" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11077-wk-Fact-117A7789902A50E584CC506EFE315604" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11091-wk-Fact-39D8A06E6CE8538D8C9B5EA70CFE3504" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11105-wk-Fact-36DBA9EB59C95FFEAB80EE61D6580F69" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11120-wk-Fact-94EEA4F1DCA222A42E11A358AC057023" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">23</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11141-wk-Fact-BECEC7D227035FDD98F6E1A364F47467" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11155-wk-Fact-E4E6209F14D45E6182D6A07E77CB92C0" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11169-wk-Fact-4B6CA6EED85B59BE844407F9E4830D50" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11183-wk-Fact-722A8449CBF24A113B42A358AC051F8D" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11203-wk-Fact-BBE181C47B38525BB4EF89A31968C7F4" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11217-wk-Fact-F5A19907D9B559CD818F5095C5E9C9A5" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11231-wk-Fact-0E21B3CDAF3250B888DEA950FAD0CDB8" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11246-wk-Fact-301C9C794F3DFE64D8AEA358ABFCF82C" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11266-wk-Fact-858A2213865154EDBD00010370D901A5" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">227</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11280-wk-Fact-483FE1483A1E58BE8F0BF0B33177F416" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">81</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11294-wk-Fact-9D9F10E6ED9251B4A916117447993C91" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11308-wk-Fact-84E7BC03F21E32289D0AA358ABF76CBF" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">332</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11328-wk-Fact-189C77183A3A512AA4CD17CE391E0E69" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">207</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11342-wk-Fact-286F9C3D293757DB95D13F768836177D" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">59</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11356-wk-Fact-737B57B0CD285058809638FCBE8EACAF" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">72</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11371-wk-Fact-1C996BC3E0BE0522E6FCA358ABF338E8" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">338</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11391-wk-Fact-58A1557316705E43AAE7337B05261C3B" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">30</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11405-wk-Fact-3F65D79F5FBC504785CB1B7C1A56091E" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11419-wk-Fact-8ABDDA87038C54EEAB7F30BE2D3A976B" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11433-wk-Fact-1544C20564FA42EFE982A358AC7B903E" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">57</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11453-wk-Fact-7981B4E090A258A3BCA3149FF0FB7A5D" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">23</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11467-wk-Fact-8C2A423920F159C1913C475207B32B7F" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11481-wk-Fact-EE8F9987B7C3542E863C98F6516D987C" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11496-wk-Fact-5373E20F2256F5EF3BD1A358AC78A101" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">47</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11516-wk-Fact-FC7C3F1CEFA15C67A5758E50B601A853" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11530-wk-Fact-1183A94DA9465014A237B22BBB18F33F" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11544-wk-Fact-F8C9209A823F5D2CA86A0B268A90CC1B" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11558-wk-Fact-848256A6102835C65785A358AC067713" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">48</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11578-wk-Fact-A94CF1D56D5952708244244FF7DC0E7A" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11592-wk-Fact-71B14A00B47450BC8463F710EF18B5B7" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11606-wk-Fact-8F61B144B01A5A0EA2C4E9EE8BC1E2AB" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11621-wk-Fact-219BB407692CB9B8250CA358ABE7C5E3" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">44</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11641-wk-Fact-B2CA992C585E5F8E975FE04A188CC6E2" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">30</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11655-wk-Fact-44C83F3D0241539DA8D6DAA02501EBEF" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11669-wk-Fact-DA199E0B5FB6533C9B1AB77D27D7161D" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11683-wk-Fact-F9A9E73BEA7790D809E3A358ABEA8D99" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">69</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11703-wk-Fact-216C4623590A5481B1B4BC9260A3ECD4" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">26</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11717-wk-Fact-D206A8043DBF59479A0C0612E6D52790" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11731-wk-Fact-142BDE39381D5851964EB8AED9FD5021" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11746-wk-Fact-34E5E0153574E9E58CD6A358AC79B644" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">59</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11766-wk-Fact-BBB12964B67B0C647047A358ABB1B2DC" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">428</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11780-wk-Fact-688062A8ED6C30D33D25A358ABB86534" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">184</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11794-wk-Fact-03460342E076C195DAD9A358ABB50AA8" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">350</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11808-wk-Fact-5956A730107F815C6AD8A358ABF57544" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">962</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11828-wk-Fact-4D9FAEBC1B69FA95E7A0A358ACF62AA1" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">393</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11842-wk-Fact-1C8ABD6DF6FC7D333037A358ACF109D6" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">142</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11856-wk-Fact-5E66499B531C97C6784AA358AD23BFB3" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">504</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e11871-wk-Fact-66B7324347806229AFAFA358ABF8941A" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,039</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e11895-wk-Fact-397D6DC7C535C1233CF7A358AC71721E" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">511</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e11908-wk-Fact-23345A2F1583B34519D5A358AC7C752E" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">212</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e11921-wk-Fact-627763D4AD551725C6C6A358ABFD2933" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">419</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e11935-wk-Fact-8F481A7927FA33E9A4F3A358AC79CF5A" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,142</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e11953-wk-Fact-E5F49BE29C5520E7308BA358ABF4CC35" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">493</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e11966-wk-Fact-3816DA8D430A5B264EEDA358ABF392BE" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">177</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e11979-wk-Fact-A6C0A790CBA4FB5DD07FA358AC79F25C" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">587</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e11993-wk-Fact-A894FABEDCB3B0AF7386A358ABE9881F" name="us-gaap:FinancingReceivableRecordedInvestmentPastDue" contextRef="FI2018Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,257</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Impaired Loans</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ImpairedFinancingReceivablePolicyPolicyTextBlock" id="TextSelection-98499156EEA31B24870AA358AD68D4FA-0-wk-Fact-8713DE947ED57B45D9DDA358AD313E17" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A loan is considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect all of the contractual interest and principal payments as scheduled in the loan agreement. This evaluation is generally based on delinquency information, an assessment of the borrower&#8217;s financial condition and the adequacy of collateral, if any. Impaired loans include nonaccruing larger balance (greater than </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e12021-wk-Fact-EE8FD51E9D60569C09FAF89167FC6787" name="cfg:CommercialLoansLargeBalanceMinimumQualifyingBalance" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> carrying value), non-homogeneous commercial and commercial real estate loans, and restructured loans that are deemed TDRs. </span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">When a loan is identified as impaired, the impairment is measured on an individual loan level as the difference between the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount) and the present value of expected future cash flows, discounted at the loan&#8217;s effective interest rate. When collateral is the sole source of repayment for the impaired loan, rather than the borrower&#8217;s income or other sources of repayment, the Company charges down the loan to its net realizable value.</span></div></ix:nonNumeric></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">115</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ImpairedFinancingReceivablesTableTextBlock" id="TextSelection-BA2AA106E0135B9149F0A358AD68A18B-0-wk-Fact-38D245B31CA87EC1AFE3A358AD34273D" escape="true"><ix:continuation id="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-7" continuedAt="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-8"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following tables present a summary of impaired loans by class:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:297px;"></td><td style="width:5px;"></td><td style="width:68px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:68px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:68px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:68px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:68px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Impaired Loans With a Related Allowance</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Allowance on Impaired Loans</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Impaired Loans Without a Related Allowance</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Unpaid Contractual Balance</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total Recorded Investment in Impaired Loans</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e12244-wk-Fact-05681245B72954CABBDE01899C4B1062" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">243</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e12257-wk-Fact-CA16245BA04556EBBF991795402B5D17" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">85</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e12270-wk-Fact-E6A07258FB3952D19111C51A67F3ECD8" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">137</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e12284-wk-Fact-BDEAEEFD00F857D79D6D3E587C0813EC" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">458</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e12297-wk-Fact-39D6EB534C4F1F1D5A74A358AC7237E0" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">380</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12312-wk-Fact-3C4A77B735385400B7137B458E993C1F" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12326-wk-Fact-0D723E1C064D5454B31226AA776ABACC" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12340-wk-Fact-0BE4F87A42D7501CA37B669FA4C90647" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12354-wk-Fact-55597C84CA9A57119105D734AF8B4ACF" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12369-wk-Fact-8DF346E01D2B185AEE41A358AC708ACD" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12389-wk-Fact-9AE26E0EABB855D26A9EA358AC73EC58" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">243</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12403-wk-Fact-539BC63CDFB38FA565AEA358AC2D6F85" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">85</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12417-wk-Fact-BA40FD5CE25A874D2199A358AC338BE1" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">156</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12431-wk-Fact-7D04967F2778D0965B3CA358AC278631" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">477</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12446-wk-Fact-C7DC395A9FEFDD813070A358AC753014" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">399</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12466-wk-Fact-70F6D2EAE2E15AD19853C68E27F3A8B9" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">29</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12480-wk-Fact-7314762B190A5CD3A5EFF7AAB5003E87" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12494-wk-Fact-C8731E8D86C9553BA42F2792D8C682FF" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">125</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12508-wk-Fact-56A16DCD3484549BBD58BEC3261F5FEF" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">196</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12523-wk-Fact-53A6482A62CB865792D5A358AC230AAE" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">154</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12543-wk-Fact-57F29B9CFD6C51AE812E6967074355A4" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12557-wk-Fact-0346670FE61051CCA94CCE9C718632C1" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12571-wk-Fact-6BE295F91C075F8C88F56C455B2AB3F6" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">65</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12585-wk-Fact-31E40044CCEB57119F59D7E4FEAA6BAD" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">121</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12600-wk-Fact-5240E3C47FFDBA3FB157A358AC20F8F1" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">87</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12620-wk-Fact-A8A27290CF945B4DB91B3843BEF2FA14" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">27</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12634-wk-Fact-EB4B4A934095504DAFC561207612C506" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12648-wk-Fact-2E349E75342B538DA00C9B6A7D1AE6B1" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">173</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12662-wk-Fact-5E0F968390FB5F769D45FF18F0FA6EF4" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">242</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12677-wk-Fact-96EF17F9452700DCC913A358AC2E3B4F" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">200</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12697-wk-Fact-5B0076ECD6CD5C81B7937FD81A37C781" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12711-wk-Fact-2B47A495D2875CF2AA06C4DCDB632C45" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12725-wk-Fact-C7F9BE9C41425025B6D5E94FA7E998DA" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">16</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12739-wk-Fact-6E6C0057057C56DF8ECF74B11C774CC1" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">41</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12754-wk-Fact-F12D391D9161D9468D0BA358AC2CA360" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12774-wk-Fact-9EF1577C318A5A7181D390BCF7CD33BD" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12788-wk-Fact-695DC6A1844C5DA18B4E4041F225AF73" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12802-wk-Fact-B9A9A1CFA96B5AD68DACF3F63465D8FB" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12816-wk-Fact-D4BBA0C50C7E5DF28613820C0BE777C6" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12831-wk-Fact-DA25128E24C84AC0663AA358AC3521F3" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12851-wk-Fact-5BF86F993C315919A1FDEDE8D9AAE86D" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12865-wk-Fact-769674E65D98574CBB9328BC8D941742" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12879-wk-Fact-C3BA1752473D53B99DEA29AA2DDEA259" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12893-wk-Fact-B71EF361BDD85C7F9940956321BB8414" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">30</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12908-wk-Fact-2965294BDAF94FA751DEA358AC73087D" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12929-wk-Fact-DD54C79F8AC954D6AB7C9A5F6DFFC1C7" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">112</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12943-wk-Fact-D4EA5D6B7CE454FB9325F9C904FE0B5B" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12957-wk-Fact-862A002CA25C5800B9AF35AC6D77B73B" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12971-wk-Fact-91F68E5DB99E5529850C9AA019FC3240" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">135</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e12986-wk-Fact-C035B007EF50FF4F1334A358AC3520F9" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">134</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13006-wk-Fact-BF7760176526559698FB4CE2AF897B99" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">27</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13020-wk-Fact-F623B62D217953F4B8601EFE082A033E" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13034-wk-Fact-C9D8D30A67995F1CA7CE0CA634815ACF" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13048-wk-Fact-D51BB1045043511C96FE8C7B19C945A9" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">29</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13063-wk-Fact-DFD4E7C1E4CF21F3065EA358AC3602A2" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">28</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13083-wk-Fact-83662344BCC85EC3870691EFAEB5BF82" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13097-wk-Fact-651C18927A4158DAB81484884355CF02" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13111-wk-Fact-7BD689AE6FD25FAEA86CDB17F82F627A" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13125-wk-Fact-86A6D3DC736A568699693A9BFB719A71" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13140-wk-Fact-9B06C236DE45E8652736A358AC366B29" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13160-wk-Fact-6E3852F2B6BCA851BAE7A358AC34E247" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">237</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13174-wk-Fact-E813D9A708F5ED2EAD22A358AC373E6B" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13188-wk-Fact-140FD64C32F70882FD5BA358AC35BECD" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">430</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13202-wk-Fact-198FAAE48A9F3471DDAFA358AC282AC0" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">811</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13217-wk-Fact-BB13774F4E10441D84FE355EE425301C" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">667</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e13241-wk-Fact-787D52D8B864FF1648E3A358AC2B1C43" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">480</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e13254-wk-Fact-B06DE61804CEBB877CF3A358AC774D71" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">110</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e13267-wk-Fact-638CF8E500DDC47B14C3A358AC36D736" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">586</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e13281-wk-Fact-D89ADED00208AF0E9D6FA358AC35AFB5" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,288</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e13294-wk-Fact-B835F907609E16A609E4A358AC374ACD" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,066</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:297px;"></td><td style="width:5px;"></td><td style="width:68px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:68px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:68px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:68px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:68px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Impaired Loans With a Related Allowance</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Allowance on Impaired Loans</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Impaired Loans Without a Related Allowance</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Unpaid Contractual Balance</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total Recorded Investment in Impaired Loans</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e13503-wk-Fact-366056FC85BC55BAA14A7888E854839E" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">186</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e13516-wk-Fact-3D06D86582405B0185D531EAA411B7A8" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e13529-wk-Fact-46ED3CABF79F5F7098090AD2AE7F6651" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">167</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e13543-wk-Fact-C26D9EE7EAE35FC39E9285911B5625A5" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">450</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e13556-wk-Fact-568AD784482042CB9426A358AC820780" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">353</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13571-wk-Fact-28FC1B1AFC9F5F41A680A5027BC48A27" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">32</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13585-wk-Fact-3B6737318B2B510AA50A39713EE4EFBC" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13599-wk-Fact-349814E6E66F5A7A87EA91C5FFF05BCB" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13613-wk-Fact-8B74E04245BD577D9A74A457D6648D91" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">38</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13628-wk-Fact-280CAF60AB39DFE1AB41A358ACB2F16B" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">38</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13648-wk-Fact-C552B76C55A51D64AEB3A358ACAA262F" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">218</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13662-wk-Fact-F8C3CA6402680C48B092A358ACAA5055" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">38</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13676-wk-Fact-D60362DE2F959DA91EA7A358AC877F7C" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">173</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13690-wk-Fact-ACFDBCBA2F0BC4C94BF1A358AC83F388" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">488</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13705-wk-Fact-AAC24C7B2D321F9149AFA358ACB4DD31" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">391</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13725-wk-Fact-8D886C62442D5AD8BAB93D3599DBC1AB" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">28</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13739-wk-Fact-FAE8F99CAF5457FCB39265ED8A17ADAF" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13753-wk-Fact-47401B934DCE516C85807DF1294E4ADC" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">127</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13767-wk-Fact-BA77F1D8DC025EB3A34B7A9F4C130186" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">201</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13782-wk-Fact-CA799076BE3CB78651CBA358ACAC3F14" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">155</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13802-wk-Fact-F6BB4DB28A2A5725ABBCC1A99F4296CF" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">34</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13816-wk-Fact-F9C88167BC945A0789E3A516F122749E" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13830-wk-Fact-211BDFA3FB995483BC5C836C45DE904E" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">76</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13844-wk-Fact-D0D11C591A7058C68D6D76B89BD06EB3" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">148</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13859-wk-Fact-A460673E7CF5FEFF8166A358AC8752CD" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">110</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13879-wk-Fact-A7F597B2755B580EB7F14DC2E1D8F78D" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13893-wk-Fact-984D85C3A6B455928CA0FAEF358C5282" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13907-wk-Fact-8044CF8BF2BE53A0B7A83A4494E4B406" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">181</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13921-wk-Fact-0167505B70CB54F1BBF116B370F3552C" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">244</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13936-wk-Fact-7A0AFD75E0DA7DFDF7BDA358ACADD039" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13956-wk-Fact-19F92724250C5A14A1DA06AEC63BC25F" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13970-wk-Fact-3462412897375214A6265CE51B1FA4CB" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13984-wk-Fact-211054BE2BF157E28A328580C989EEDB" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e13998-wk-Fact-EC1CA2F414F157D69174C80B08AE19F8" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">54</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14013-wk-Fact-723EC5EA5E0E0860F8FBA358AC8875F1" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">41</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14033-wk-Fact-D068E9373F045C12BC7111EF450AB9C2" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14047-wk-Fact-2F3AD53A78E251BDAB3DC715E86CAC90" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14061-wk-Fact-923545E698E859608EE8F050591BD627" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14075-wk-Fact-6C2D5C415A915184A091654D13BA8A38" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14090-wk-Fact-8B88B21E1584DC9C3762A358ACB34889" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14110-wk-Fact-F4307922F6F1518BA1FB2A7A208E03B2" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14124-wk-Fact-A26D827A049D5D5AA5E3CFE18B7BA716" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14138-wk-Fact-62D1001E97555023A011BC73C7CB8B4E" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14152-wk-Fact-D9719489F4D251C4AB8CAF25E07916D4" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14167-wk-Fact-A06223A8B526B211ADEDA358ACAE5B59" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">23</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14188-wk-Fact-2E633F64E9045A858DF8E49ECC9B66D8" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">130</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14202-wk-Fact-31B90D1BEDD751CEA6535BB0129180B9" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14216-wk-Fact-E5753D3B1D185F5989405FC045C5A169" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">23</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14230-wk-Fact-B4655255F0475A119164E0F0433C4443" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">153</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14245-wk-Fact-902CC2BF521A7887C5F3A358AC830D30" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">153</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14265-wk-Fact-35A1037E09AE5DF28699385CCB1A82A2" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14279-wk-Fact-A5C2F5A9E70F52EA945C5EBF06601B50" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14293-wk-Fact-12EE9A4208305BD59C6B0B6E586EFA33" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14307-wk-Fact-D8E1FDE213C15DADBAF9134A1B40AF3F" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14322-wk-Fact-19E068B855350509E1C3A358AC82E2D2" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14342-wk-Fact-B2C4BDBBF7CC51019DBC72036DFF5FEB" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14356-wk-Fact-C825E00CDE6B5525B7A41F174AD8EBD3" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14370-wk-Fact-22FD668C71BE505EABFADF482BCFDD3C" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14384-wk-Fact-3A34C4811E1357AC94C55354A04DBF08" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14399-wk-Fact-E9A5CA98E64B46615AF4A358AC869F77" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14419-wk-Fact-812A3FAF97D935239E16A358ACAE206D" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">265</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14433-wk-Fact-BA15A426DB8400B119ECA358ACA70282" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">26</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14447-wk-Fact-2933E9928B3517BFCAE2A358ACA8AC92" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">458</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14461-wk-Fact-7CDC49BDB6B0435AB231A358ACA69409" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">875</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e14476-wk-Fact-556CFB8DB7FE252DBD65355EFC83EE34" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">723</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e14500-wk-Fact-E62670B49803776F0B2CA358ACB0C16F" name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">483</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e14513-wk-Fact-245E281DE332B973E6BCA358AC89187B" name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">64</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e14526-wk-Fact-0F225921672E3ABDE6B2A358AC8765A0" name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">631</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e14540-wk-Fact-995B3044F738DE056C72A358AC8290E8" name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,363</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e14553-wk-Fact-A2DF0A705D494B6DD32DA358ACACC7AB" name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,114</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div></ix:continuation></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">116</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-8" continuedAt="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-9"><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:ScheduleofAdditionalInformationonImpairedLoansTableTextBlock" id="TextSelection-A06585A288C35CB8EEFEA358AD68CF13-0-wk-Fact-E302E494CA0B920ADB78A358AD370E40" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents additional information on impaired loans:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"></td></tr><tr><td style="width:38%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="20" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Interest Income Recognized</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average Recorded Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Interest Income Recognized</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average Recorded Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Interest Income Recognized</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average Recorded Investment</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e14936-wk-Fact-F7C5A61F172758E9A3DD5C74BB02C196" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e14949-wk-Fact-E4542C2D0A57579991C95AC7E61F7360" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">311</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e14967-wk-Fact-45044492459B5B64BCD1BE5CC2F10D94" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e14981-wk-Fact-687A583C8A2A593A91ABC28B9DF6BB38" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">312</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e14999-wk-Fact-6CC212B254F60965277CA358ABFE65CB" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e15012-wk-Fact-C2840320A0A279B443B4A358AC01026D" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">380</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15027-wk-Fact-A95B6B33A56251E5B6888CE8EED9E608" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15041-wk-Fact-7EEC45B21043526D834F814E3B3CAC96" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">39</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15060-wk-Fact-1A6CDA01CD235004B8A1464D7AF10BA7" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15075-wk-Fact-2C5E77967EA15A1CA4390A16D8793E81" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">32</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15094-wk-Fact-F8D1AB446676F2FD3248A358ABFE8076" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15108-wk-Fact-73DB8365557DC12D9164A358AC45FE14" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">37</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15128-wk-Fact-03F85A50B5373ECD14A0A358AC39C453" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15142-wk-Fact-3EA5073B4C237F3E715DA358AC3E08E1" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">350</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15161-wk-Fact-E679DEE0CF9089AF075BA358AC4665DB" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15176-wk-Fact-8DD66C6368DFC30B2B2BA358ABF7C443" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">344</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15195-wk-Fact-EC87018993052F860649A358AC4205AE" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15209-wk-Fact-79C9B81D4A7DDC886ABAA358ABFD325E" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">417</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15229-wk-Fact-2772D3D1629157588F9A6416A09D50B6" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15243-wk-Fact-02CFD9062FF055A4B8D563CC21DEC3B9" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">126</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15262-wk-Fact-0B7D374E0B965FBDA1B24342057E1CB0" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15277-wk-Fact-AA36260229CD547D94D693445864028D" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">146</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15296-wk-Fact-48D3D0A4CD84DFFFB36CA358AC3CF20E" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15310-wk-Fact-86448EFD208453A5424FA358AC02BC87" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">136</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15330-wk-Fact-55BE8C8C8B635C788A263E9DF8A2AD13" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15344-wk-Fact-266C7AEF1E945842814211DB3A980C04" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">84</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15363-wk-Fact-15FC5FF61F385297BD22F8C7AA9BF78C" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15378-wk-Fact-A25FE127913250A492F9B1E2C915A6B9" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">107</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15397-wk-Fact-56AB9E6EC08338AC9B16A358AC419786" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15411-wk-Fact-2B378E86B6A700688E01A358AC3E6832" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">121</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15431-wk-Fact-BBFED585093C50F1B957A349C7FC19F6" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15445-wk-Fact-E2B862B4E4B559E0A3828146CC10E2FE" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">172</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15464-wk-Fact-21FF1FA3704856BA8FC14FBC5F72007D" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15479-wk-Fact-2FC915C6020E59DEA37116444874A531" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">181</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15498-wk-Fact-8E7CA2D5A5EBE60B3786A358AC07AA96" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15512-wk-Fact-4C0CAED58B00399FF865A358AC3BED30" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">176</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15532-wk-Fact-DBE37631235356589B2D0A9157D0DFE4" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15546-wk-Fact-D81B1BDCE3AC59509086575F72735B65" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">30</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15565-wk-Fact-225AAF4EC71B52509BF20CE281630B84" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15580-wk-Fact-B247326AAFAE5E5BB78E7A5DEA344636" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">42</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15599-wk-Fact-AC1023A05913A6FA6B7CA358AC3AD733" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15613-wk-Fact-4816B01091B7A02194FDA358AC014138" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">49</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15633-wk-Fact-C958C40AC1B155E09EDC9DE9EDAC8CA5" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15647-wk-Fact-8E1D6A50B0525308BFA985D3130E425B" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15666-wk-Fact-E5B49762AFF55C7EA0C423BA17119BCE" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15681-wk-Fact-78D458FE9F2352FB923CCBB30EBB9CBB" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15700-wk-Fact-531B7DF2FCF6405EE5C0A358AC3C75D8" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15714-wk-Fact-7307DD3544830A5B5A1DA358AC06D1E5" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15735-wk-Fact-FCEF440383065995BC4D4616B80F60DC" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15749-wk-Fact-B7CC8120C8AE5DB2915FAAB48DE19117" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15768-wk-Fact-1F5D8C8DB55E5C99AEFE264949902409" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15783-wk-Fact-EF5A27ECD6945DDE922D841BD0F99564" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15802-wk-Fact-FA7275E3DD927F79E5F5A358ABF73044" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15816-wk-Fact-BB8CA498F7E4676321F2A358ABF4E724" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15836-wk-Fact-CB9E79D43D175E7AB4EAE4B56111BD5E" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15850-wk-Fact-3D3826E8B9E45A23A651240984720B95" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">125</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15869-wk-Fact-E64C5F2E8A845AC785AB698E04134597" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15884-wk-Fact-8C33BCE0C35C517F91B273EA5E26F027" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">154</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15903-wk-Fact-45557B78A40FCBFCC20CA358AC373C3D" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15917-wk-Fact-F4FF5E553F3E99196689A358AC42B8C4" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">173</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15937-wk-Fact-92CCD0A1EC215C8491ED30EA112968B9" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15951-wk-Fact-0B93A81EC25B5D70870FF28FD0BA2224" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15970-wk-Fact-908D11081D5751F2A9BF7629793A3FDA" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e15985-wk-Fact-68628FF6E98659EFAA89966D657D762D" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16004-wk-Fact-01F3F0B1B803F5901CD7A358AC389509" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16018-wk-Fact-83305884854BC36C6F67A358AC00AC6A" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16038-wk-Fact-7266CF5384D850A182EC6D1641C47750" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16052-wk-Fact-A566F89A95175CDB884AB32774E4F6CF" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16071-wk-Fact-3F5EEBC95C015612A7428F11BB5F4E31" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16086-wk-Fact-1BD939B20A455774BF6E48403426A0A4" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16105-wk-Fact-339D7DAEEAACF6883273A358AC373710" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16119-wk-Fact-518A7A061FF5498C06D2A358AC38634F" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16139-wk-Fact-8C9C39C7157C32762026A358AC371846" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">30</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16153-wk-Fact-A7E246491E301BABCA47A358AC40C7D6" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">586</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16172-wk-Fact-B805F28870376396DA46A358ABFEB208" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16187-wk-Fact-FCAE8A829A3651386BFFA358AC04C2FE" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">687</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16206-wk-Fact-90F6341F91BD1371722FA358AC38F968" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16220-wk-Fact-2B8BCB7166E472AAA69FA358ABFCE7AB" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">713</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e16244-wk-Fact-6E671E9FEB445FD4A425A358AC416FE1" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">42</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e16257-wk-Fact-D8DBB6CB4A1A263E07E0A358AC44575D" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">936</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e16275-wk-Fact-B3B9DE1E60DE70F578ABA358AC448042" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">41</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e16289-wk-Fact-8D60172AD9B0E834B27DA358ABFFABA5" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,031</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e16307-wk-Fact-0806D3F4C449D0B80348A358AC0584B3" name="us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">35</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e16320-wk-Fact-EF03CB388D8B3439EA2BA358ABF9B85C" name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,130</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Troubled Debt Restructurings</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:LoansAndLeasesReceivableTroubledDebtRestructuringPolicy" id="TextSelection-85387D9E95E7E9B8213CA358AD69FF24-0-wk-Fact-F4E3A5965CDDFC7CD53EA358AD2BDD3C" continuedAt="TextSelection-85387D9E95E7E9B8213CA358AD69FF24-1" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In situations where, for economic or legal reasons related to the borrower&#8217;s financial difficulties, the Company grants a concession to the borrower that it would not otherwise consider, the related loan is classified as a TDR. TDRs typically result from the Company&#8217;s loss mitigation efforts and are undertaken in order to improve the likelihood of recovery and continuity of the relationship with the borrower. The Company&#8217;s loan modifications are handled on a case-by-case basis and are negotiated to achieve mutually agreeable terms that maximize loan collectability and meet the borrower&#8217;s financial needs. Concessions granted in TDRs for all classes of loans may include lowering the interest rate, forgiving a portion of principal, extending the loan term, lowering scheduled payments for a specified period of time, waiving or delaying a scheduled payment of principal or interest for other than an insignificant time period, or capitalizing past due amounts. A rate increase can be a concession if the increased rate is lower than a market rate for debt with risk similar to that of the restructured loan. TDRs for commercial loans may also involve creating a multiple note structure, accepting non-cash assets, accepting an equity interest, or receiving a performance-based fee. In some cases, a TDR may involve multiple concessions. The financial effects of TDRs for all loan classes may include lower income (either due to a lower interest rate or a delay in the timing of cash flows), larger loan loss provisions, and accelerated charge-offs if the modification renders the loan collateral-dependent. In some cases, interest income throughout the term of the loan may increase if, for example, the loan is extended or the interest rate is increased as a result of the restructuring.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Retail and commercial loans whose contractual terms have been modified in a TDR and are current at the time of restructuring may remain on accrual status if there is demonstrated performance prior to the restructuring and payment in full under the restructured terms is expected. Retail loans that were discharged in bankruptcy and not reaffirmed by the borrower are deemed to be collateral-dependent TDRs and are generally charged off to the fair value of the collateral, less cost to sell, and less amounts recoverable under a government guarantee (if any). Cash receipts on nonaccruing impaired loans, including nonaccruing loans involved in TDRs, are generally applied to reduce the unpaid principal balance. Certain TDRs that are current in payment status are classified as nonaccrual in accordance with regulatory guidance. Income on these loans may be recognized on a cash basis if management believes that the remaining book value of the loan is realizable. Nonaccruing TDRs that meet the guidelines above for accrual status can be returned to accruing if supported by a well-documented evaluation of the borrowers&#8217; financial condition, and if they have been current for at least six months.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Because TDRs are impaired loans, Citizens measures impairment by comparing the present value of expected future cash flows, or when appropriate, the fair value of collateral less costs to sell, to the loan&#8217;s recorded investment. Any excess of recorded investment over the present value of expected future cash flows or collateral value is included in the ALLL. Any portion of the loan&#8217;s recorded investment the Company does not expect to collect as a result of the modification is charged off at the time of modification. For retail TDR accounts where the expected </span></div></ix:nonNumeric></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">117</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-9" continuedAt="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-10"><ix:continuation id="TextSelection-85387D9E95E7E9B8213CA358AD69FF24-1"><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">value of cash flows is utilized, any recorded investment in excess of the present value of expected cash flows is recognized by increasing the ALLL. For retail TDR accounts assessed based on the fair value of collateral, any portion of the loan&#8217;s recorded investment in excess of the collateral value less costs to sell is charged off at the time of modification or at the time of subsequent and regularly recurring valuations.</span></div></ix:continuation><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" id="TextSelection-20C62A9738D2720779AAA358AD6825DF-0-wk-Fact-289468E8445E2C2414E3A358AD30E20A" continuedAt="TextSelection-20C62A9738D2720779AAA358AD6825DF-1" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table summarizes TDRs by class and total unfunded commitments:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:83%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e16478-wk-Fact-88159E81468E5B4DB73D8D84E9FB5590" name="cfg:TDRBalanceIncludedinImpairedLoans" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">297</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e16496-wk-Fact-C6F277E08D2851B9BB373115AB6A82AA" name="cfg:TDRBalanceIncludedinImpairedLoans" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">304</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Retail</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16511-wk-Fact-8E95EFFCA3AB67EC9A7BA358AC322F12" name="cfg:TDRBalanceIncludedinImpairedLoans" contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">667</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16530-wk-Fact-43CC00295955997A2F3AA358ACAF78C8" name="cfg:TDRBalanceIncludedinImpairedLoans" contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">723</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Unfunded commitments related to TDRs</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16550-wk-Fact-66BD40F128E158B0A4B7A3105099BBC7" name="us-gaap:LoansAndLeasesReceivableImpairedCommitmentToLend" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">42</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e16569-wk-Fact-D7575D6CB9D753B5B2CB0A777C2E37A3" name="us-gaap:LoansAndLeasesReceivableImpairedCommitmentToLend" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">30</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:4px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following tables summarize how loans were modified during the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The reported balances represent the post-modification outstanding recorded investment and can include loans that became TDRs during the period and were paid off in full, charged off, or sold prior to period end. Pre-modification balances for modified loans approximate the post-modification balances shown. </span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="18"></td></tr><tr><td style="width:38%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Primary Modification Types</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Interest Rate Reduction</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Maturity Extension</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(dollars in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17080-wk-Fact-8EAE133E341153229C0A46B1798AC7F7" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e17093-wk-Fact-50172FAD1986504D9EBD31F00328864A" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17107-wk-Fact-91C08A11F1905E2AA6BCC81BEBF40041" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">26</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e17120-wk-Fact-2CB45B4A9B0F5D5AA45D129126873516" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17135-wk-Fact-C61F8938F4CB5D6BAB30A850A25A78DB" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">56</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e17148-wk-Fact-8AF2CCE5F0905C75A69AB1CF50790F8A" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">210</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17163-wk-Fact-FCAD4B4E289C5EACB2EC7C01221DE673" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17172-wk-Fact-78FED60C6B5E5A7B98EFA495390D8695" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17191-wk-Fact-2401A7B6A940516E9B4001214ED792A1" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17200-wk-Fact-2ACFF5D22A445775802DF2A9B26D0D3E" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17220-wk-Fact-B2E4F906EBE45647882FACA412C6B2D5" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17229-wk-Fact-3AC19BCA3B87522682E81D961E18190B" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17249-wk-Fact-E194333A87F7590887DE4A46A17293D5" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17258-wk-Fact-4A8D3F5C52FE537196C726EA2129386B" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17277-wk-Fact-CEAE16E361185AD29FC3EAEEF3B6C81C" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">27</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17286-wk-Fact-D2E45E6262C45FDB9E2160F4B9CAB236" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17306-wk-Fact-457C2F3C87A05241AAA020E800171137" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">56</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17315-wk-Fact-F325803B07E958DAA6EAA1B8BD3538E6" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">210</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17335-wk-Fact-2561078A1E2859D0AD1FDA2AAAA0DF9C" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">60</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17344-wk-Fact-C0000A475F03538FA0D3F06277C11FFF" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17363-wk-Fact-D198E02B714D5FF19061C018AB6D0F40" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">62</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17372-wk-Fact-D7A6087EE65859D58F57F36E7A5A81ED" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17392-wk-Fact-6C3F5CDB554E5001AFBABED28C20158F" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">120</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17401-wk-Fact-4B28A1B808C2518480B787EADF62C9B8" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17421-wk-Fact-9B7B34CF3E945BBAB9258A9FCBFEACDD" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17430-wk-Fact-CDDCB9CCC7BE5E48BA70392DAD6DC5AE" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17449-wk-Fact-584BF08D96AE515AB8DA0D69D65BC163" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17458-wk-Fact-4BD7AB2F813051839C83603B904F3AAD" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17478-wk-Fact-C5D1A7A6281E5715848B7621D3E6E046" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">82</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17487-wk-Fact-6BB353E1A5655D339C71A4BFFA338A69" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17507-wk-Fact-90DBAEFBB09F51998FC485986206745B" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">163</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17516-wk-Fact-D50B67BF97FA5DFBB90F69797085D9D8" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17535-wk-Fact-2CBE77EF98DC51F1ABEE66911214DB59" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">72</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17544-wk-Fact-F35653A47FFB5BAEB5FAF8D8428DEE82" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17564-wk-Fact-211F64ADCD9151AF993CA255BA5172F6" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">350</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17573-wk-Fact-4A24A72EED025F6BB171C0A4D3B37785" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17593-wk-Fact-3F48D33067CE5D00938183CDF4F26CB8" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17602-wk-Fact-478506F269435EFAA11C741085379CEE" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17621-wk-Fact-9AAACAC73EE159D7A7F4D70BC7619A71" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17630-wk-Fact-FCC5E742710B53FAB1024BA418408463" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17650-wk-Fact-1BF57D9E71295FDB8E9DA5B37C29C2DC" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17659-wk-Fact-1880C0C019F554FABF26716C9923A37F" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17680-wk-Fact-E7C9855B8D845AA3933C8D3DCD8D93F3" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17689-wk-Fact-2DC947FF976C5F628ECC9441ED567EE5" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17708-wk-Fact-872DA6D1489B552AA5A4E76B0F3981D4" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17717-wk-Fact-25BE7A6313105FBEB560868581566280" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17737-wk-Fact-CBC7378F0AB65CF5B14847B7773356F2" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17746-wk-Fact-DBB82C427A8853D39ED5B5C6141CDC0A" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17766-wk-Fact-6FAC211F625753B49935141BB77EC357" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">160</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17775-wk-Fact-82D857FEEE2152B9A51FD674B5D77FB9" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17794-wk-Fact-947FF632EC9953F790F12B4F9B457A07" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17803-wk-Fact-F231ACCE4D0A5D5E8CE31ED95ED441AE" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17823-wk-Fact-6C04C1CB8B005715B8DCB1D67A6F1ED8" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">1,250</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17832-wk-Fact-6429787275415CC1B4ACEC5B03B91AAC" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17852-wk-Fact-BCE984A0245D55AE9D4DF4BF8049F711" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17861-wk-Fact-0C2CA66669055B03B45F36B1089E958C" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17880-wk-Fact-3AB0B946003957B885AEE48D308D9A0E" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17889-wk-Fact-B352594F70955DE19313166077766A87" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17909-wk-Fact-E2A4EF7700405D53BAB46784ABF9F331" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">272</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17918-wk-Fact-9B8995B822E65ECDBA3C17551C9B3691" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17938-wk-Fact-18D38C5C4C5B507BA1EECC25849B8128" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">3,259</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17947-wk-Fact-C87CECA5B23C58B29C59255A990EDE67" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17966-wk-Fact-6622E28215DA5772BBB763992CE67D4A" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17975-wk-Fact-6CE12CA862545EDF93FD315E9728937E" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e17995-wk-Fact-5B7421ECA41C5FAD96C433663324DFEB" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">304</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18004-wk-Fact-D845AD64CE9D54EFBF9383F23B07A066" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18024-wk-Fact-E740F95C8C695816BB4E4BCF968B8E2C" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18033-wk-Fact-765503CCF0CE5BF386F5C7EA9E66C6E0" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18052-wk-Fact-59FF5B3A79F55DFABBD91C5B6C5059EC" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18061-wk-Fact-9852E2E4EA1758819C4B58CE570CA3CE" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18081-wk-Fact-BBD629703CEC5290B73FD8A6E0767C3F" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">176</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18090-wk-Fact-7865B4C2111352A586AC5EE6491B2330" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18110-wk-Fact-DCDB459535175C7FBAFC038A8A80698A" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">3,675</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18119-wk-Fact-DBA3BEBEB3DD524BAE407B9C539C79CC" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">53</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18138-wk-Fact-39188629D0FA5704AEA0873D19B4C054" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">155</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18147-wk-Fact-A450E57897AA53C18B8DC7B9321CB570" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18167-wk-Fact-ED8812D1A6BE57FA930AA1B3238B9926" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">2,576</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18176-wk-Fact-3034D3DC53975C2A8AF1F2EAEF1D9648" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">69</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18196-wk-Fact-7A3B2D9748D152CBAD8F611934D8A119" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">3,678</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e18209-wk-Fact-7BAC27D59419507BB1297DE128940F97" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">53</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18223-wk-Fact-94A4DAACDACD5F128CB5EAF749DC2142" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">182</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e18236-wk-Fact-E5F63DC7708559689A28D8954339586D" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">26</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18251-wk-Fact-968F63A3CAED5BC9BDF387C10A3FF777" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">2,632</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e18264-wk-Fact-E6167C6C1DFA5DB59DF40976A641A671" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">279</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div></ix:nonNumeric></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">118</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-10" continuedAt="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-11"><ix:continuation id="TextSelection-20C62A9738D2720779AAA358AD6825DF-1"><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="18"></td></tr><tr><td style="width:37%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Primary Modification Types</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Interest Rate Reduction</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Maturity Extension</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(dollars in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18674-wk-Fact-0AC53BEB6FD1589199B06E26951473DD" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e18687-wk-Fact-EE3603321CC55C8C831A1EA5214EEB12" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18701-wk-Fact-04236E2AEEAB5E47A0E64454D7558856" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">49</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e18714-wk-Fact-EE771A4C2C9559BDBA43075AD2C8EF33" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18729-wk-Fact-F6CD75C12E0E51EA8403C6C0BBA6A1B2" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">53</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e18742-wk-Fact-40E70884CD5E530F912042A8C8A59305" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">200</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18757-wk-Fact-4DF5BBD13B385CD080784173B4D53B68" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18766-wk-Fact-A83594433B4250B8A62A5ED887057715" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18785-wk-Fact-581B68651C155309A1500C5214B04D8C" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18794-wk-Fact-7C8175C976ED5420A4492B8A16CA59FE" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18814-wk-Fact-27BB7F76C7B1551D93FF75BA2500E049" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18823-wk-Fact-127DE2CE13E355EF8F80F81CDB7A8276" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18843-wk-Fact-08E565257D585755987BE8A78847490B" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18852-wk-Fact-5EDE486C34565508BE511C66C66A545A" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18871-wk-Fact-E8C79E986F2F5F97A88BD4EC9BA46AA1" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">52</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18880-wk-Fact-2279320B00545E1AA99CFBA6B1ED91EC" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">53</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18900-wk-Fact-AE98F336A7AF5499A5F5715CFA0F67CA" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">55</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18909-wk-Fact-F6F104A74B80504687755F4E4DA4F2D1" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">231</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18929-wk-Fact-D8BD6E07E78257C9A4EB4C846489C627" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">35</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18938-wk-Fact-1940CDC2843B58F781FEA3B05299FF35" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18957-wk-Fact-BE52305291545E40B86A19978111361B" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">61</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18966-wk-Fact-98495C8E36435DA6A16D38DF94D9CDA0" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18986-wk-Fact-8565E6EFA74F5A868E50FF6E0B23E898" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">142</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e18995-wk-Fact-FF47CF28BC65514FAF5CAD4AFB5E2CD2" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19015-wk-Fact-26CF084D234651979247C2597B4CBC45" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">43</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19024-wk-Fact-A57C0C853D1E5163B52D139D22BAB848" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19043-wk-Fact-E439F8F889F15DE5A6C8425AD3AE429A" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19052-wk-Fact-2A95348CB22156B9B92134B1B317B9D1" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19072-wk-Fact-C4166048EEC752208BEA42DF39CB27C8" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">134</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19081-wk-Fact-A376D5413E765D4BAA0FE8D9A521B1D5" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19101-wk-Fact-6BBBF659EE015E7D9C5DA87A62E095B0" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">76</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19110-wk-Fact-F9397B2084695F51A844930DB36FECA8" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19129-wk-Fact-94F5A2F56CB95F279CF10547C2103E28" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">178</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19138-wk-Fact-745CD731F20651CAA6A0544B65F3337D" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">26</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19158-wk-Fact-E783650C2EB15223B9C6268E3179CF71" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">413</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19167-wk-Fact-275E3C61DB73507E8DC784D4BC05FCB3" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">29</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19187-wk-Fact-87F80899C9BB500CB2B969A04AEEA64E" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19196-wk-Fact-FAEB2436504D5974BF77A8FF9C7B0570" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19215-wk-Fact-2798A514424E53A4B7003E37AD75C44B" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19224-wk-Fact-4F8ECA468425570BB23AC56A28EAA52E" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19244-wk-Fact-0ADD455E02815F93AC1BA2605E2CEB1A" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">23</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19253-wk-Fact-4CD1002B7674525BA3F55E1A84C88C7C" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19274-wk-Fact-FA7B868363525D7D8002BAD616FF997A" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19283-wk-Fact-27EFA90285EB59DC9F47E65ECED59766" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19302-wk-Fact-67194A300D465D63963F59B0C0ED98E7" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19311-wk-Fact-B8A2F1BFD677516994AEF15E2CC0337E" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19331-wk-Fact-5FE8946DF4C5503EAC9ABE12129DFF90" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19340-wk-Fact-5AB9724A88065EA09838B8685F29069E" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19360-wk-Fact-7B40F813FAA5542A8A5884F473FF734B" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">158</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19369-wk-Fact-D473D341B0F55711BE7FD50C5E726DEB" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19388-wk-Fact-0E2A8D3DBFAA5011AE6D4E57C5772C2B" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">46</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19397-wk-Fact-843EF3EE85885FE294A302134314E9C8" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19417-wk-Fact-7FFE71F8F9595BBC884892615CD0AA03" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">1,189</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19426-wk-Fact-F97FE9C0E1405CC2993BC3B70FBD6DAC" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19446-wk-Fact-D61D987280DC5EDEAFF1C2A094B48C5F" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19455-wk-Fact-504B2E4998615B56B5532A2C7BB73FCE" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19474-wk-Fact-48755E4002135C01A742080AD8337A83" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19483-wk-Fact-AA5C90E10CB151BBBB0083BD2A84A69F" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19503-wk-Fact-B6AB4AF2CD705D0CAEFB178B1766B384" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">355</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19512-wk-Fact-6AEE45A26D885D80BDE70253DF1A1F8D" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19532-wk-Fact-DFD328BAA2965A3395110BE820C8A46D" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">2,312</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19541-wk-Fact-D8334446CDA25A11A090243DACD097EA" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19560-wk-Fact-44194DED874D57A280C8CD357E55267E" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19569-wk-Fact-74A59E99BEF05E73BB798570455AEF98" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19589-wk-Fact-D5B63F86931550A381EB9FE709C848E9" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19598-wk-Fact-F0318E44DC765325B0977280A09529BA" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19618-wk-Fact-D0B9249A635A5205BBF35982E153226D" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19627-wk-Fact-F90B60351B1F59F2B159D73245B1456C" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19646-wk-Fact-BB6E432AE2D85CF4AE6A62E47BE43D99" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19655-wk-Fact-C4579ED445CF54D3834A9D6FCC41D81A" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19675-wk-Fact-90B9D487E3A85891BA448AA004628DF0" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19684-wk-Fact-CEB292A7DFB654D2A3769C0DAD9099D3" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19704-wk-Fact-71C5BFE76CCC5BE2AB57450F47828129" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">2,634</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19713-wk-Fact-BFCA5B2F5CC45536BC399BC973C33895" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19732-wk-Fact-8776080BAA4C5E6A9C246D7C387E3761" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">287</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19741-wk-Fact-04E97599A37D5A83B5F1DA73D416F74E" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">35</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19761-wk-Fact-5782C7B231EE5D35961C7E34EFF12539" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">2,279</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19770-wk-Fact-86EE10B322475D9AB6E5BD787CAF3AF7" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">77</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19790-wk-Fact-1E83CE91C12356999C965AC24121F384" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">2,641</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e19803-wk-Fact-EB447AB969FB55939454264FA57797F8" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">32</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19817-wk-Fact-2D9ECF56C7685BDF9C764878910B5745" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">339</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e19830-wk-Fact-30F230851ABD569989BF998F5AE639B4" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">88</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e19845-wk-Fact-05C1490AC0FA5FA6850449EE611C7257" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">2,334</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e19858-wk-Fact-657517D668895978B6CA74DB0C66ACAD" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">308</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="18"></td></tr><tr><td style="width:37%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Primary Modification Types</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Interest Rate Reduction</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Maturity Extension</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(dollars in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20268-wk-Fact-E1DBB29001282E660CE9CA17AA741C5A" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e20281-wk-Fact-2B08332B9CC7EEB9D993CA17AE5D62E5" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20295-wk-Fact-AA95EA9199ADF80A0460CA17B364F1E9" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">45</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e20308-wk-Fact-0504485C0CE0C3284B4ECA17B84E35A8" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20323-wk-Fact-0831B8F54503427DA665CA17BD59547F" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e20336-wk-Fact-B4976CCBC569411A9F2ACA17C22FC960" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20351-wk-Fact-BABDFBE0B8B67C4091A9CA17C6F00478" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20360-wk-Fact-B4D4B92B3B7E757000BDCA17CBCEF882" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20379-wk-Fact-082FDFCCCAD274CA26FDCA17D1064E3A" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20388-wk-Fact-A469803D9EE49AF3415ACA17D617F8EB" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20408-wk-Fact-51A8B7375CD572CE5B9ACA17DB4EF32E" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20417-wk-Fact-448C2BF3191DD8C0A89DCA17E019A3A3" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20437-wk-Fact-2C821019465FC6733E76CA17E4E1113A" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20446-wk-Fact-828ADF8AA09E1BEFCDA3CA17EA49F028" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20465-wk-Fact-6220A3D3109CF4029765CA17EF7635FC" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">46</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20474-wk-Fact-63CA21676F793119BDC0CA17F40445FA" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20494-wk-Fact-0DCE7E8F1F6B2A91A99ECA17F9393274" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">16</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20503-wk-Fact-0E8E1515052236D0D997CA17FD436ADE" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20523-wk-Fact-B7C865F8F105B62A9CB2CA18015DFBDB" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20532-wk-Fact-DEF40398D9825820C4B1CA18060D33D9" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20551-wk-Fact-293670C8528394350301CA180CE3896E" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">73</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20560-wk-Fact-6DC646A89A956897A290CA181146A6AD" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20580-wk-Fact-88C0BB7F96A6F8F065E3CA1816855160" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">171</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20589-wk-Fact-305C3EB03E69468A9E9FCA181B1C0CC6" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20609-wk-Fact-39CC7C310F4551488DCBCA181FC6F73B" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">82</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20618-wk-Fact-4525FFC88AAA8F4491E3CA1824D9C3DA" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20637-wk-Fact-11D5F598221DB15257DCCA182A2F3C2A" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20646-wk-Fact-E49E386F6C584FF1BD1FCA182E9E78E9" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20666-wk-Fact-6884A66C909BB81082FECA1833F6B727" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">232</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20675-wk-Fact-EFDAE44C292ADDD276A1CA183896C799" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20695-wk-Fact-019F4B804CCDEFB9454CCA183D1916FE" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">50</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20704-wk-Fact-48CB2D4747C9361615BACA1841B157A8" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20723-wk-Fact-14E184C1D1505FDB4401CA184682D389" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">235</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20732-wk-Fact-1191606EA0A42EB5B80CCA184AFCDB56" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">30</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20752-wk-Fact-F8BFB4D9CE271416D252CA184FD69EC6" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">395</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20761-wk-Fact-860B739D61F43AD815EDCA18544BA40A" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">27</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20781-wk-Fact-674153E6CB5A3E95F664CA18590BA25C" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20790-wk-Fact-221B2DEB0330643AE3A0CA185E01E533" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20809-wk-Fact-97464613677F90507DA0CA1864015B5E" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20818-wk-Fact-E3CF810B5799D9D89A73CA186915C08D" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20838-wk-Fact-3AA4BA91FA09262B92B0CA186EE09958" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">52</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20847-wk-Fact-5BAF2DF9F11CC6D77879CA18755238CC" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20868-wk-Fact-2F5F4E1BC2A2749B4C79CA187B35E224" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20877-wk-Fact-8648B85E8778CAD3F447CA1886231362" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20896-wk-Fact-8DC964BCD89E068CEC80CA1B16583551" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20905-wk-Fact-08DB45E49FDDCA04CB37CA1B1BC55F1C" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20925-wk-Fact-BDD50194A1068C670CDACA1B2198696A" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">26</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20934-wk-Fact-5DFB0D393A4D2AEA2D25CA1B269F94DD" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20954-wk-Fact-105DA632F94D701E9988CA1B2BAB48B0" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">130</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20963-wk-Fact-8D99DCDE30D6462398EECA1B30DC39A0" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20982-wk-Fact-D68102CD65A949B405C7CA1B3654225F" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">29</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e20991-wk-Fact-34F73EF6872CCDFF0D83CA1B3B5AA262" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21011-wk-Fact-E7C8C680AB3684F7FDDECA1B4123865E" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">1,336</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21020-wk-Fact-BC9B64073B007B2EF967CA1B46386C86" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21040-wk-Fact-7E19623E29533D325514CA1B4C2572B6" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21049-wk-Fact-6EDEB515A6D7C46EC7BDCA1B516E25A3" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21068-wk-Fact-94285748BA4EB812864CCA1B575193DF" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21077-wk-Fact-483BD084E282C760AA2DCA1B5C3F85B5" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21097-wk-Fact-7A7A6EF1FCA9A3163390CA1B61D60A8C" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">329</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21106-wk-Fact-EE20B417ECF17FF47636CA1B66B48DBD" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21126-wk-Fact-D727031D52295A3855B8CA1B6BCFEDFE" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">2,363</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21135-wk-Fact-A7C01D6A36A7E0574BDFCA1B70DA6D42" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21154-wk-Fact-12AB098354B1FEB5029ECA1B7622A4D8" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21163-wk-Fact-C6FF2485C630C39F36B2CA1B7CDDB70B" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21183-wk-Fact-0AF12C3666E31485F78BCA1B8265722B" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21192-wk-Fact-564048C644E1A705BCA6CA1B87B2115D" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21212-wk-Fact-E18B93BAC633B78D1DA4CA1B8CB8C0CE" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21221-wk-Fact-9AFA702E115A136DF088CA1B91B1AF5A" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21240-wk-Fact-8CDFA3FAFE415F39F729CA1B97369FC8" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21249-wk-Fact-B57C1247CC61E5B0B7C2CA1B9C0269D5" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21269-wk-Fact-EF09FA72C825401BC778CA1BA186DA5A" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21278-wk-Fact-9DF977D40C0A55DAFC04CA1BA62F22B2" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21298-wk-Fact-26D28D0E7D96406AED4BCA1BAB426507" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">2,717</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21307-wk-Fact-081E5B8602BB6B66979DCA1BAF3B59BE" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">35</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21326-wk-Fact-30B11FF8A158D5D384A8CA1BB387C5AD" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">340</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21335-wk-Fact-96691E76E943D8A6DD97CA1BB7C554D7" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">44</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21355-wk-Fact-8262EA059D92B863F819CA1BBC81C192" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">2,546</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21364-wk-Fact-7CDB91A9C5E6D0D6DCF3CA1BBFC757D0" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">90</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21384-wk-Fact-61EC89E73D0757385381CA1BC43349D8" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">2,724</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e21397-wk-Fact-23DAE1267D51A9B42909CA1BC6CBB6A0" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">36</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21411-wk-Fact-9DCE36477A233B898943CA1BC9DA9918" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">386</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e21424-wk-Fact-7F58F7F84E645A91E2F5CA1BCC45121D" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">66</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21439-wk-Fact-D0A5B55DC1C6372DE5B4CA1BCEBD4A76" name="us-gaap:FinancingReceivableModificationsNumberOfContracts2" contextRef="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="contract" decimals="INF" scale="0" format="ixt:numdotdecimal">2,562</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e21452-wk-Fact-551C3305B2C19187EE2ACA1BD118325A" name="us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2" contextRef="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">161</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Includes modifications that consist of multiple concessions, one of which is an interest rate reduction.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Includes modifications that consist of multiple concessions, one of which is a maturity extension (unless one of the other concessions was an interest rate reduction).</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Includes modifications other than interest rate reductions or maturity extensions, such as lowering scheduled payments for a specified period of time, principal forgiveness, and capitalizing arrearages. Also included are the following: deferrals, trial modifications, certain bankruptcies, loans in forbearance and prepayment plans. Modifications can include the deferral of accrued interest resulting in post modification balances being higher than pre-modification.</span></div></ix:continuation><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The net change to ALLL resulting from modifications of loans for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e21490-wk-Fact-DC07128B3B25514DB678A23F96881FDA" name="us-gaap:FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e21494-wk-Fact-D511EF550F345D88AE8F45C3F0D704DC" name="us-gaap:FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e21499-wk-Fact-711CFEE5FA295134D6A5C9EE37D5C256" name="us-gaap:FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. Charge-offs may also be recorded on TDRs. Citizens recorded charge-offs resulting from the modification of loans of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e21503-wk-Fact-7F9E8660DA15549882E5258BDC45B015" name="us-gaap:FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e21511-wk-Fact-B2837B66C64F5790A54029A4B77C0781" name="us-gaap:FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> &#160;&#160;&#160;&#160;A payment default refers to a loan that becomes 90 days or more past due under the modified terms. Loan data includes loans meeting the criteria that were paid off in full, charged off, or sold prior to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. For commercial loans, recorded investment in TDRs that defaulted within 12 months of their modification date for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">were </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e21556-wk-Fact-7A67C3288FA95B55A7F5AA5B2FEBC28B" name="us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e21560-wk-Fact-C1F6314DFCD95635AC5280447B0B05DB" name="us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">63</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e21564-wk-Fact-C20AC051554108783E1FC9EE6C59750F" name="us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. For retail loans, there were </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e21568-wk-Fact-760F136C77555498810EB8279117F836" name="us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">37</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e21573-wk-Fact-86E4F0A32A305E01A8179FFD07FF2A63" name="us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">40</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29625822e21577-wk-Fact-F6CF3C45C0E4BDEE4B11C9EE988386E7" name="us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">41</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of loans which defaulted within 12 months of their restructuring date for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively.</span></div></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">119</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-11"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Concentrations of Credit Risk</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Most of the Company&#8217;s lending activity is with customers located in the New England, Mid-Atlantic and Midwest regions. Generally, loans are collateralized by assets including real estate, inventory, accounts receivable, other personal property and investment securities. As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, Citizens had a significant amount of loans collateralized by residential and commercial real estate. There were no significant concentration risks within the commercial loan or retail loan portfolios. Exposure to credit losses arising from lending transactions may fluctuate with fair values of collateral supporting loans, which may not perform according to contractual agreements. The Company&#8217;s policy is to collateralize loans to the extent necessary; however, unsecured loans are also granted on the basis of the financial strength of the applicant and the facts surrounding the transaction.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Certain loan products, including residential mortgages, home equity loans and lines of credit, and credit cards, have contractual features that may increase credit exposure to the Company in the event of an increase in interest rates or a decline in housing values. These products include loans that exceed </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29625822e21611-wk-Fact-8E3F39285CA043A15E71A358AD3783D3" name="cfg:CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral" contextRef="FD2019Q4YTD" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">90</ix:nonFraction>%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of the value of the underlying collateral (high LTV loans), interest-only and negative amortization residential mortgages, and loans with low introductory rates. Certain loans have more than one of these characteristics. <ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock" id="TextSelection-94A3AB671B265E5C2CCCA358AD694DD6-0-wk-Fact-FAD955118863FF390FFAA358AD2ED554" continuedAt="TextSelection-94A3AB671B265E5C2CCCA358AD694DD6-1" escape="true">The following tables present balances of loans with these characteristics:</ix:nonNumeric></span></div><ix:continuation id="TextSelection-94A3AB671B265E5C2CCCA358AD694DD6-1"><div style="line-height:120%;padding-bottom:8px;text-align:center;padding-left:24px;text-indent:-24px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:193px;"></td><td style="width:5px;"></td><td style="width:89px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:89px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:89px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:89px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:89px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Residential Mortgages</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Home Equity Loans and Lines of Credit</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Home Equity Products Serviced by Others</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Credit Cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">High loan-to-value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e21823-wk-Fact-2A076E5D33CD59BEA99AA10057741580" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">402</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e21836-wk-Fact-4189D9233E00516092A73158FBD7EABB" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">61</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e21849-wk-Fact-D8714421841C5D81A9A2A856AD4C13A8" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">90</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e21863-wk-Fact-FE9EF30E9EF05715A3EB28B83853C469" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e21876-wk-Fact-B3E77A7822ADC664BCD1A358AC6CCD1D" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">553</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest only/negative amortization</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21891-wk-Fact-F684AF11505950C882F580E0320C0A6B" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,043</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21905-wk-Fact-83D84A734F7A5823AA85AFC0289453DE" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21919-wk-Fact-A14735CC26905A15A2084300B913EBE8" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21933-wk-Fact-34CC5C58786D558584983FCE76D62D36" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21948-wk-Fact-A8ECF4ECD80693FBF234A358ACC501AA" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,043</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Low introductory rate</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21968-wk-Fact-7E189C4025355181A296AA96A4AB5AE9" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21982-wk-Fact-8F5E0B5CE2845E4987131983896A939E" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e21996-wk-Fact-359DFFF86F7E52EF86C5CBC3415036BC" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22010-wk-Fact-0C53B61024E051D9A9BD65BC3C5F684D" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">235</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22025-wk-Fact-65723D2E07C85BFAB754A358ACC56070" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">235</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Multiple characteristics and other</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22045-wk-Fact-C22CCF160DA75A078C90AAA6F4AD7048" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22059-wk-Fact-54CA0D80D6165CAB8C90593531956D73" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22073-wk-Fact-6095061AD5105F25B9D8660E788EC255" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22087-wk-Fact-5F94CAEE438F5195BD543D9781DD3FE6" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22102-wk-Fact-B21C9CB3E18EDAB49D85A358ACC56865" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22126-wk-Fact-9F73139FED52920FF9A0A358AC6C2C65" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,445</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22139-wk-Fact-B067707907B0A4037C68A358ACC75427" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">61</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22152-wk-Fact-8D5A4D9E3B214508EF1DA358AC6BCD5A" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">90</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22166-wk-Fact-B383EBCC7565E06F1BBCA358AC6BEF40" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">235</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22179-wk-Fact-86BD85D20981DD5A030BA358AC6AD633" name="us-gaap:NotesReceivableNet" contextRef="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,831</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:center;padding-left:24px;text-indent:-24px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="19"></td></tr><tr><td style="width:193px;"></td><td style="width:5px;"></td><td style="width:68px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:77px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:77px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:70px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:70px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:70px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Residential Mortgages</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Home Equity Loans and Lines of Credit</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Home Equity Products Serviced by Others</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Credit Cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Education</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">High loan-to-value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22416-wk-Fact-B93917DA169151F5BE2EC79859425358" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">318</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22429-wk-Fact-B0184046596E5DFBBC6C78021851FC8A" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">87</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22442-wk-Fact-F13DF3342B9F51B4B9566D1F5C3EDA2C" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">148</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22456-wk-Fact-3CC65022C81E5270B739CA7A3B6B013E" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22469-wk-Fact-0F53C607CE8056DAA0E21D7EC6ACE2CE" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22482-wk-Fact-EB9A23FFA4A52ADEBB6DA358ACFE8651" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">553</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest only/negative amortization</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22497-wk-Fact-58A94B77798454FFB2EEFC82BB7A03B7" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,794</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22511-wk-Fact-88E06C947F8159CCB66B3C349E03A0AF" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22525-wk-Fact-2CCD7614DC225B9BA32D7BF386605335" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22539-wk-Fact-5E7BECBF991B5E8F8F298A58C1A66A07" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22554-wk-Fact-1E5E71BC18CB545485243245747CB2FF" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22568-wk-Fact-1B971C04370087A824FCA358AD01054F" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,795</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Low introductory rate</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22588-wk-Fact-955472559DAC5E089C4D8518D8B97827" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22602-wk-Fact-DB4AE877CDBE523DA1FB6ED7BD085B04" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22616-wk-Fact-37F861DC73295BE8BF498D87F8655BAF" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22630-wk-Fact-A851295766D453E4A1C0F38F03084A51" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">217</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22645-wk-Fact-09D4EB101D9E51F6AF2A89109979254C" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22659-wk-Fact-2D799CF76EEDC1E348CDA358ACF910E7" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">217</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Multiple characteristics and other</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22679-wk-Fact-4C354BA8BCD0522F925BF183F7B73EC0" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22693-wk-Fact-3AF52963093D5E98939571F39263806F" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22707-wk-Fact-01F772A1BC175ED7BA85048346F65230" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22721-wk-Fact-36DE10F274E855E1B79CECB14B6B4179" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22736-wk-Fact-76A4C35F23A45942A65DBA8E64A09AC5" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29625822e22750-wk-Fact-BD5E6D492EA4627DAEC8A358AD0171EF" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22774-wk-Fact-D7DFC483718A715772BEA358AD0064E8" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,113</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22787-wk-Fact-3A6DD4F6E7166E8E496BA358ACFFD0E6" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">87</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22800-wk-Fact-33A6FA6B2F1779B7559DA358ACF9D1A2" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">148</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22814-wk-Fact-318CCD61732E8D3641B7A358ACFE989D" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">217</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22827-wk-Fact-5FEF48AD096E0CF79968A358ACF93558" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29625822e22840-wk-Fact-592C0A7706801F1C490EA358ACFAE89D" name="us-gaap:NotesReceivableNet" contextRef="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,566</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:continuation></ix:continuation><div><a id="sDEC3F88E3C585A32A8D8B2F21F6466C6"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock" id="TextSelection-BB84E0DAE4E7E20AE64DA358AD6AEE75-0-wk-Fact-2E31E139F09A2DF8A7C2A358AC50331A" continuedAt="TextSelection-BB84E0DAE4E7E20AE64DA358AD6AEE75-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 6 - PREMISES, EQUIPMENT AND SOFTWARE</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Premises and Equipment</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:PropertyPlantAndEquipmentPolicyTextBlock" id="TextSelection-6040F78B3A87C6838842A358AD6AEE80-0-wk-Fact-7961955F1A23AB90B20DA358AC4F42C8" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation and amortization have been computed using the straight-line method over the estimated useful lives of the assets. Leasehold improvements are amortized over the life of the lease (including renewal options if exercise of those options is reasonably assured) or their estimated useful life, whichever is shorter.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Additions to premises and equipment are recorded at cost. The cost of major additions, improvements and betterments is capitalized. Normal repairs and maintenance and other costs that do not improve the property, extend the useful life or otherwise do not meet capitalization criteria are charged to expense as incurred. Citizens evaluates premises and equipment for impairment when events or changes in circumstances indicate that the carrying value of such assets may not be recoverable.</span></div></ix:nonNumeric></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">120</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-BB84E0DAE4E7E20AE64DA358AD6AEE75-1"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:PropertyPlantAndEquipmentTextBlock" id="TextSelection-B7E5EF04E8A1A72C7FB6A358AD6AAFE3-0-wk-Fact-00F479238A8AE494F7D4A358AC4C61BD" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A summary of the carrying value of premises and equipment is presented below: </span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="10"></td></tr><tr><td style="width:73%;"></td><td style="width:11%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Useful Lives (years)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Land and land improvements</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10 - 75</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29558878e1496-wk-Fact-65EAB6EE9ADEDD44DC80A358ACCA794E" name="us-gaap:PropertyPlantAndEquipmentGross" contextRef="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandAndLandImprovementsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">102</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29558878e1514-wk-Fact-53EF1FF98C2E2D258BABA358ACCB8875" name="us-gaap:PropertyPlantAndEquipmentGross" contextRef="FI2018Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandAndLandImprovementsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">112</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Buildings and leasehold improvements</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5 - 60</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29558878e1539-wk-Fact-091DAA4EB15D30504C81A358ACCD90E5" name="us-gaap:PropertyPlantAndEquipmentGross" contextRef="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_BuildingsandLeaseholdImprovementsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">848</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29558878e1558-wk-Fact-A9A7DA1A014768C91406A358ACCA655E" name="us-gaap:PropertyPlantAndEquipmentGross" contextRef="FI2018Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_BuildingsandLeaseholdImprovementsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">852</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Furniture, fixtures and equipment</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5 - 20</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29558878e1588-wk-Fact-BC325BC501AEDAAB5C03A358ACCA5AD3" name="us-gaap:PropertyPlantAndEquipmentGross" contextRef="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_FurnitureFixturesandEquipmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">535</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29558878e1607-wk-Fact-32A999B8745ED7E84AD0A358ACC9E2DC" name="us-gaap:PropertyPlantAndEquipmentGross" contextRef="FI2018Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_FurnitureFixturesandEquipmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,019</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Construction in progress</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29558878e1637-wk-Fact-38A6E6AAE2AAA4474FBFA358ACCD49D4" name="us-gaap:PropertyPlantAndEquipmentGross" contextRef="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_ConstructionInProgressMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">368</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29558878e1656-wk-Fact-42F88171BCDF79FD8DACA358ACC9BAF9" name="us-gaap:PropertyPlantAndEquipmentGross" contextRef="FI2018Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_ConstructionInProgressMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">292</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total premises and equipment, gross</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29558878e1686-wk-Fact-41E49757776207B309A9A358ACCBE80A" name="us-gaap:PropertyPlantAndEquipmentGross" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,853</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29558878e1705-wk-Fact-60323BE9DBC6F59B20B0A358ACCD08AA" name="us-gaap:PropertyPlantAndEquipmentGross" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,275</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Accumulated depreciation</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29558878e1735-wk-Fact-23997F9223088D6CE14EA358ACCD8D37" name="us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,092</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29558878e1755-wk-Fact-66FEE88EF9FB6AC174A9A358ACCC3D34" name="us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,484</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total premises and equipment, net</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29558878e1790-wk-Fact-0D850A4BC0FA5B53A905D067565B8F86" name="us-gaap:PropertyPlantAndEquipmentNet" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">761</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29558878e1808-wk-Fact-FA6C6914FF1A5FB8B7A98ED86DAFD424" name="us-gaap:PropertyPlantAndEquipmentNet" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">791</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Depreciation charged to noninterest expense totaled </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29558878e1823-wk-Fact-984FC73A2DC10E92351BA358AC4FFB79" name="us-gaap:Depreciation" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">116</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29558878e1827-wk-Fact-E1046D331550FAA421C0A358AC4D31AC" name="us-gaap:Depreciation" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">117</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29558878e1831-wk-Fact-D10A7603CF999255E524A358AC4D1EF8" name="us-gaap:Depreciation" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">124</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, and is presented in the Consolidated Statements of Operations in both occupancy and equipment expense. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Software</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:InternalUseSoftwarePolicy" id="TextSelection-6407DE817DC7BF4E6985A358AD6A29AD-0-wk-Fact-E9185B64C902BDBC2C22A358AC505F06" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Costs related to computer software developed or obtained for internal use are capitalized if the projects improve functionality and provide long-term future operational benefits. Capitalized costs are amortized using the straight-line method over the asset&#8217;s expected useful life, based upon the basic pattern of consumption and economic benefits provided by the asset. Citizens begins to amortize the software when the asset (or identifiable component of the asset) is substantially complete and ready for its intended use. All other costs incurred in connection with an internal-use software project are expensed as incurred. Capitalized software is included in other assets on the Consolidated Balance Sheets.</span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens had capitalized software assets of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29558878e1863-wk-Fact-79099E24EE1E08E86946A358AC4E0372" name="us-gaap:CapitalizedComputerSoftwareGross" contextRef="FI2019Q4" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">2.0</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29558878e1867-wk-Fact-19BE28F3976633155C75A358AC4B6D7E" name="us-gaap:CapitalizedComputerSoftwareGross" contextRef="FI2018Q4" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">1.8</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and related accumulated amortization of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29558878e1871-wk-Fact-9DCC4A450638FA6EDFC1A358AC4A3591" name="us-gaap:CapitalizedComputerSoftwareAccumulatedAmortization" contextRef="FI2019Q4" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">1.1</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29558878e1875-wk-Fact-095A4F9745BF565208BFA358AC4D16E6" name="us-gaap:CapitalizedComputerSoftwareAccumulatedAmortization" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">948</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. Amortization expense was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29558878e1888-wk-Fact-1EE45E217881414775D9A358AC4E7AB1" name="us-gaap:CapitalizedComputerSoftwareAmortization1" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">194</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29558878e1892-wk-Fact-29FA72A7DBECA2DC27D2A358AC4C3E77" name="us-gaap:CapitalizedComputerSoftwareAmortization1" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">189</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29558878e1896-wk-Fact-B37CACA1C6AF6D264AD6A358AC4F30FF" name="us-gaap:CapitalizedComputerSoftwareAmortization1" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">180</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock" id="TextSelection-224012B6EA5E8EFDA1B6A358AD6A5E9B-0-wk-Fact-FC91149F271A9E4D0189A358AC4C198B" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The estimated future amortization expense for capitalized software assets is presented below: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:81%;"></td><td style="width:1%;"></td><td style="width:17%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29558878e1966-wk-Fact-CE15FC1B0E636561A725A358ABA9BE04" name="cfg:CapitalizedComputerSoftwareAmortizationExpenseYearOne" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">175</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2021</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29558878e1981-wk-Fact-261DD98804232E80BD48A358ABA96DF9" name="cfg:CapitalizedComputerSoftwareAmortizationExpenseYearTwo" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">136</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29558878e2001-wk-Fact-E9F24CE38E497997B5A0A358ABAAF779" name="cfg:CapitalizedComputerSoftwareAmortizationExpenseYearThree" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">102</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29558878e2021-wk-Fact-AF8D2AD28B0D94CA8885A358ABA680EF" name="cfg:CapitalizedComputerSoftwareAmortizationExpenseYearFour" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">73</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2024</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29558878e2041-wk-Fact-01ED0CFE245AA1C9CF1AA358ABA89B3C" name="cfg:CapitalizedComputerSoftwareAmortizationExpenseYearFive" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">46</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Thereafter</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29558878e2061-wk-Fact-EE6C76EC8D03A79CD366A358ABA804CE" name="cfg:CapitalizedComputerSoftwareAmortizationExpenseThereafter" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">62</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29558878e2087-wk-Fact-6C993B8EB283BA98737EA358ABA8DD50" name="cfg:CapitalizedSoftwareAmortizationExpenseTotal" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">594</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Excluded from this balance is </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$<ix:nonFraction id="d29558878e2106-wk-Fact-084EA64EEC66EB90088FA358AC4EF94D" name="cfg:CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">296</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of in-process software at </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">.</span></div></ix:nonNumeric></ix:continuation><div style="line-height:120%;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div><a id="s0F22E5F7298154B6B44E5C3CBFB57E85"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:MortgageServicingRightsTextBlock" id="TextSelection-6A503A2ED3826EF598CFA358AD6B09A2-0-wk-Fact-0319FF085A49D7CF2755A358ACE11587" continuedAt="TextSelection-6A503A2ED3826EF598CFA358AD6B09A2-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 7 - MORTGAGE BANKING</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company sells residential mortgages to GSEs and other parties, who may issue securities backed by pools of such loans. The Company retains no beneficial interests in these sales, but may retain the servicing rights for the loans sold. The Company is obligated to subsequently repurchase a loan if the purchaser discovers a representation or warranty violation such as noncompliance with eligibility or servicing requirements, or customer fraud, that should have been identified in a loan file review.</span></div><ix:continuation id="TextSelection-AAE9732E98A36E7243C2A358AD6B52F9-0"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Mortgage loans held for sale are accounted for at fair value on an individual loan basis. Changes in the fair value, and realized gains and losses on the sales of mortgage loans, are reported in mortgage banking income.</span></div></ix:continuation></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">121</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-6A503A2ED3826EF598CFA358AD6B09A2-1" continuedAt="TextSelection-6A503A2ED3826EF598CFA358AD6B09A2-2"><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock" id="TextSelection-CEFDB450C04E45AA82AEA358AD6B3479-0-wk-Fact-8426C5A9FA5FE3A0BA6EA358ACE1C913" escape="true"><div style="line-height:120%;padding-bottom:8px;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table summarizes activity related to the Company&#8217;s residential mortgage loan sales and the Company's mortgage banking activity:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.61013645224172%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:74%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgage loan sold with servicing retained</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e1507-wk-Fact-8812C8D43EFA53AE91AD7347F754873B" name="us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale" contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,430</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e1525-wk-Fact-CBE03314813253B7B96FFB679DCD0F09" name="us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale" contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8,149</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e1543-wk-Fact-BF2420238A7AACB45776A358AC3AE740" name="us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale" contextRef="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,161</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gain on sales</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e1561-wk-Fact-A28ECC1568FD5AFD89F30BD69A696460" name="us-gaap:GainLossOnSaleOfMortgageLoans" contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">251</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e1580-wk-Fact-E069CC6FCE805B20A4D7892D08424855" name="us-gaap:GainLossOnSaleOfMortgageLoans" contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">89</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e1599-wk-Fact-1A9688CBB70E166EA027A358AC3A6DAF" name="us-gaap:GainLossOnSaleOfMortgageLoans" contextRef="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">35</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Contractually specified servicing, late and other ancillary fees</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e1622-wk-Fact-C5EADA5E05FC5075922823C12C323852" name="us-gaap:ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets" contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">208</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e1641-wk-Fact-A5EA0AE86474505A8C980D0BFE8299F0" name="us-gaap:ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets" contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">118</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e1660-wk-Fact-CEE80ECD2996F8F735F4A358AC3B1AD2" name="us-gaap:ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets" contextRef="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">53</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Reported in mortgage banking fees in the Consolidated Statements of Operations.</span></div><div style="line-height:120%;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company recognizes the right to service residential mortgage loans for others, or MSRs, as separate assets, which are presented in other assets on the Consolidated Balance Sheets, when purchased, or when servicing is contractually separated from the underlying mortgage loans by sale with servicing rights retained. MSRs are initially recorded at fair value. Subsequent to the initial recognition, MSRs are measured using either the fair value method or the amortization method. MSRs accounted for under the amortization method are subsequently accounted for at lower of cost or fair value, net of accumulated amortization, which is recorded in proportion to, and over the period of, net servicing income. The unpaid principal balance of the related residential mortgage loans was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29561677e1695-wk-Fact-6BA7131315A1522EA679EE45EAAE36E0" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_MortgageLoansServicedForOthersMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">77.5</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29561677e1699-wk-Fact-5D34129D2F905DD4A0E9719BCD2B7463" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_MortgageLoansServicedForOthersMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">69.6</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and 2018, respectively. &#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In connection with the August 1, 2018 acquisition of FAMC, the Company began maintaining two separate classes of MSRs which, at the time of initial capitalization, were differentiated by how the risk associated with valuation changes of the MSRs was being managed. The acquired FAMC portfolio is accounted for under the fair value method while the Company&#8217;s MSR portfolio held before the FAMC acquisition is accounted for under the amortization method. Beginning January 1, 2019, all of the Company&#8217;s newly originated MSRs are accounted for under the fair value method. The Company implemented an active hedging strategy to manage the risk associated with changes in the value of the MSR portfolio accounted for under the fair value method, which includes the purchase of freestanding derivatives. Depending on the interest rate environment, economic hedges may be used to protect the market value of MSRs accounted for under the amortization method. Any changes in fair value during the period for MSRs carried under the fair value method, as well as amortization and impairment of MSRs under the amortization method, are recorded in mortgage banking fees in the Consolidated Statements of Operations.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfServicingAssetsAtAmortizedValueTextBlock" id="TextSelection-EF027521947534455F29A358AD6C1423-0-wk-Fact-A7FABF837A6755780778A358ACE21789" escape="true"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock" id="TextSelection-41AE3C51E38B2DA4F4F7A358AD6B9B05-0-wk-Fact-5AED1E50BE7D3AF8D69EA358ACE02E22" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table summarizes changes in MSRs recorded using the amortization method:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:556px;"></td><td style="width:5px;"></td><td style="width:52px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:52px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Mortgage servicing rights:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance as of beginning of period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e1875-wk-Fact-7FC3DDD873E0512BBEBC8E0F81A1B11B" name="us-gaap:ServicingAssetAtAmortizedValue" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">221</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e1893-wk-Fact-FE75FBE60B7B546C91F129E905D0A6DE" name="us-gaap:ServicingAssetAtAmortizedValue" contextRef="FI2017Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">201</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amount capitalized</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e1908-wk-Fact-217BCD1D5E0A5A9B93834559D9451371" name="cfg:ServicingAssetatAmortizedCostAmountCapitalized" contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e1927-wk-Fact-C6E59581EC7E5572BFE686D28164D3BC" name="cfg:ServicingAssetatAmortizedCostAmountCapitalized" contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">36</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Purchases</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e1947-wk-Fact-52FFEC538B1F5649886C538E10818D93" name="us-gaap:ServicingAssetAtAmortizedValueAdditions" contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e1966-wk-Fact-04758146B28E5188A8910FC18EB13FFD" name="us-gaap:ServicingAssetAtAmortizedValueAdditions" contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">16</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29561677e1986-wk-Fact-A302BA395F225DC7AE94BD5421591DD2" name="us-gaap:ServicingAssetAtAmortizedValueAmortization1" contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">38</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29561677e2006-wk-Fact-73880AAD5AA05B5E85DA23CDF26EA0AE" name="us-gaap:ServicingAssetAtAmortizedValueAmortization1" contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">32</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Carrying amount before valuation allowance</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2027-wk-Fact-F1ABAB4D0AD55622A20A1B43998DBF48" name="us-gaap:ServicingAssetAtAmortizedValue" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">183</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2046-wk-Fact-7FC3DDD873E0512BBEBC8E0F81A1B11B" name="us-gaap:ServicingAssetAtAmortizedValue" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">221</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Valuation allowance for servicing assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance as of beginning of period</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2107-wk-Fact-8631B23E184F543FAE6693A589D524A2" name="us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2126-wk-Fact-4BC11866EB965F0EA5CFADFB99C31484" name="us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance" contextRef="FI2017Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Valuation charge-offs (recoveries)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2146-wk-Fact-D1B22DA34FBF5C06AD43071BCC8C36A8" name="us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries" contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29561677e2165-wk-Fact-534D79EDA19E5799A5E3A58E369CDE85" name="us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries" contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at end of period</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2187-wk-Fact-448EDA3882CC59F681C148BD3D93E9BC" name="us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2206-wk-Fact-8631B23E184F543FAE6693A589D524A2" name="us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net carrying value of MSRs</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e2230-wk-Fact-5BFC8DE3930E5A839174EB5AC1737BAD" name="cfg:ServicingAssetatAmortizedCostNet" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">182</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e2248-wk-Fact-96D06005461151058F50C9DC0E3524E2" name="cfg:ServicingAssetatAmortizedCostNet" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">221</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:nonNumeric></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">122</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-6A503A2ED3826EF598CFA358AD6B09A2-2"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfServicingAssetsAtFairValueTextBlock" id="TextSelection-DEE545D80E39FC4EE6F3A358AD6B32B2-0-wk-Fact-69F435AA02A452716CB6A358ACE02448" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table summarizes changes in MSRs recorded using the fair value method:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:553px;"></td><td style="width:5px;"></td><td style="width:53px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:53px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value as of beginning of the period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e2386-wk-Fact-45CC44744DD3616184D0A63823287012" name="us-gaap:ServicingAssetAtFairValueAmount" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">600</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e2404-wk-Fact-6F15E0063E45A311137BA6381B76C60B" name="us-gaap:ServicingAssetAtFairValueAmount" contextRef="FI2017Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Acquired MSRs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2419-wk-Fact-C847010D6DB85516A6F0F91A14C93704" name="us-gaap:ServicingAssetAtFairValueAdditions" contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2438-wk-Fact-810F8AFF623A49A53F9DA6381CD2F627" name="us-gaap:ServicingAssetAtFairValueAdditions" contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">590</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amounts capitalized</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2458-wk-Fact-D7BA058CC9175E3A99071CB932800B90" name="cfg:ServicingAssetAtFairValueAmountCapitalized" contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">270</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2477-wk-Fact-5B234DEEC3F2CCEFA88AA6381E4E257B" name="cfg:ServicingAssetAtFairValueAmountCapitalized" contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">73</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Changes in unpaid principal balance during the period </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29561677e2499-wk-Fact-E8ABAEA1302F52AE82267C94AC0C8C24" name="us-gaap:ServicingAssetAtFairValueOtherChangesThatAffectBalance" contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">119</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29561677e2519-wk-Fact-D19FE5DDDBAE77F5969FA6381FB00875" name="us-gaap:ServicingAssetAtFairValueOtherChangesThatAffectBalance" contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">32</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Changes in fair value during the period </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29561677e2542-wk-Fact-47D2643DED855629AEF5BB3062019963" name="us-gaap:ServicingAssetAtFairValueOtherChangesInFairValue" contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">109</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29561677e2562-wk-Fact-2B4CEA8B2C6C72BE82CEA638218BE485" name="us-gaap:ServicingAssetAtFairValueOtherChangesInFairValue" contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value at end of the period</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e2587-wk-Fact-68C5E66DB5645BF68C4EC85543B1EDAC" name="us-gaap:ServicingAssetAtFairValueAmount" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">642</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e2605-wk-Fact-45CC44744DD3616184D0A63823287012" name="us-gaap:ServicingAssetAtFairValueAmount" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">600</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;Represents changes in value due to passage of time including the impact from both regularly scheduled loan principal payments and partial paydowns, and </span></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">    loans that paid off during the period. </span></div><div style="line-height:120%;padding-bottom:12px;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Represents changes in value primarily due to market driven changes in interest rates and prepayment speeds.</span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The fair value of MSRs is estimated by using the present value of estimated future net servicing cash flows, taking into consideration actual and expected mortgage loan prepayment rates, discount rates, contractual servicing fee income, servicing costs, default rates, ancillary income, and other economic factors, which are determined based on current market interest rates. The valuation does not attempt to forecast or predict the future direction of interest rates.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The sensitivity analyses below present the impact to current fair value of an immediate 50 basis point and 100 basis point adverse change in key economic assumptions and the decline in fair value if the respective adverse change was realized. These sensitivities are hypothetical, with the effect of a variation in a particular assumption on the fair value of the MSRs calculated independently without changing any other assumption. In reality, changes in one factor may result in changes in another (e.g., changes in interest rates, which drive changes in prepayment rates, could result in changes in the discount rates), which may amplify or counteract the sensitivities. The primary risk inherent in the Company&#8217;s MSRs is an increase in prepayments of the underlying mortgage loans serviced, which is dependent upon movements in market interest rates.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock" id="TextSelection-F44E88F8B6A6F9316F41A358AD6B001D-0-wk-Fact-892C67A10FE1A23BACCCA358ACE1C9B9" continuedAt="TextSelection-F44E88F8B6A6F9316F41A358AD6B001D-1" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For MSRs under the amortization method, the key economic assumptions used to estimate the fair value are presented below:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:344px;"></td><td style="width:60px;"></td><td style="width:53px;"></td><td style="width:53px;"></td><td style="width:5px;"></td><td style="width:60px;"></td><td style="width:53px;"></td><td style="width:53px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Actual</span></div></td><td colspan="2" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Decline in fair value due to</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Actual</span></div></td><td colspan="2" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Decline in fair value due to</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e2820-wk-Fact-9918012E79265AD9A896370FE6588464" name="us-gaap:ServicingAssetAtAmortizedValueFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">193</ix:nonFraction></span></span></div></td><td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">50 bps adverse change</span></div></td><td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">100 bps adverse change</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e2840-wk-Fact-3B46760353AE504DAEED29307E64A568" name="us-gaap:ServicingAssetAtAmortizedValueFairValue" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">243</ix:nonFraction></span></span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">50 bps adverse change</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">100 bps adverse change</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted average life (in years)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonNumeric id="d29561677e2861-wk-Fact-FAF1FD1B3DA15B8C9E4B983AD2250794" name="cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife" contextRef="FD2019Q4YTD" format="ixt-sec:duryear">6.4</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonNumeric id="d29561677e2881-wk-Fact-E3BB1CB94A4D5FECB14F1985E57766F4" name="cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife" contextRef="FD2018Q4YTD" format="ixt-sec:duryear">6.5</ix:nonNumeric></span></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted average constant prepayment rate</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2902-wk-Fact-7F08AEA61C915D1B8F49A5E62E68D3AD" name="cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed" contextRef="FD2019Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">8.9</ix:nonFraction>%</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e2907-wk-Fact-173CEEE395F657ABA327470E660D8FAC" name="cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">28</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e2912-wk-Fact-CEA51016584357FD87A2E363CEC6F2CC" name="cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">53</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2922-wk-Fact-588A1DF0DB355A98AF4E92D5D55A0850" name="cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed" contextRef="FD2018Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">8.5</ix:nonFraction>%</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e2927-wk-Fact-598498C8C44E5FD2B998881FBAFFB9C3" name="cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed" contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MinimumMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e2932-wk-Fact-486AA366AA535E7793109FB320188CCE" name="cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed" contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MaximumMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">56</ix:nonFraction></span></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted average discount rate</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2943-wk-Fact-ADE746177C5C569C9104C81959F00266" name="cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate" contextRef="FD2019Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">9.4</ix:nonFraction>%</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2948-wk-Fact-B6E8C20C83AA50BBAE90FCFA65F8E9E5" name="cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2953-wk-Fact-71659E01E2465E9EA5B5A7CCE961C568" name="cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2963-wk-Fact-54F369B5BAC75A1292445D108D6AA107" name="cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate" contextRef="FD2018Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">9.3</ix:nonFraction>%</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2968-wk-Fact-0478826529AE5C31A714F6EF28AE7E8A" name="cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate" contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MinimumMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e2973-wk-Fact-DFB45016A44F5D74A3056BFF6301A8F5" name="cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate" contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MaximumMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td></tr></table></div></div><div style="line-height:120%;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For MSRs under the fair value method, the key economic assumptions used to estimate the fair value are presented below:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:684px;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:342px;"></td><td style="width:60px;"></td><td style="width:54px;"></td><td style="width:54px;"></td><td style="width:5px;"></td><td style="width:60px;"></td><td style="width:53px;"></td><td style="width:53px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Actual</span></div></td><td colspan="2" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Decline in fair value due to</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Actual</span></div></td><td colspan="2" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Decline in fair value due to</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e3127-wk-Fact-4BAD77CA787959AE9467CCAA9DB33947" name="us-gaap:ServicingAssetAtFairValueAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">642</ix:nonFraction></span></span></div></td><td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">50 bps adverse change</span></div></td><td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">100 bps adverse change</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e3147-wk-Fact-C1783B2AE6BA512C959E52F652F6A5DE" name="us-gaap:ServicingAssetAtFairValueAmount" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">600</ix:nonFraction></span></span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">50 bps adverse change</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">100 bps adverse change</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted average life (in years)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonNumeric id="d29561677e3168-wk-Fact-085CC53BA9D450DF876BE63D83BA7691" name="us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1" contextRef="FD2019Q4YTD" format="ixt-sec:duryear">5.5</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonNumeric id="d29561677e3188-wk-Fact-F7277E31CCF857CE94B0C2B99B5CEA78" name="us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1" contextRef="FD2018Q4YTD" format="ixt-sec:duryear">8.0</ix:nonNumeric></span></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted average constant prepayment rate</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e3209-wk-Fact-480B1F7E246A529F95882F4418CF60CF" name="us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed" contextRef="FD2019Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">13.9</ix:nonFraction>%</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e3214-wk-Fact-12B3DADF0F3750B984421A5969928AC9" name="cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">116</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e3219-wk-Fact-9B67F39E3B9652959F1A14BE950F22D4" name="cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">222</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e3229-wk-Fact-9730D06AB04252AAB0DE4C6FF7E7E540" name="us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed" contextRef="FD2018Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">8.2</ix:nonFraction>%</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e3234-wk-Fact-6526BF0C11F754CA8AA68C80840A07B0" name="cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed" contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MinimumMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">68</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29561677e3239-wk-Fact-6C46109C5D59586D93FA8CD30CF8765F" name="cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed" contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MaximumMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">148</ix:nonFraction></span></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted average option adjusted spread</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">440 bps</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e3255-wk-Fact-0ABEEE3E75B9577388CE88DA40F3324B" name="cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e3260-wk-Fact-565BA8EA974356E9838E9E53154EB4EB" name="cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">609 bps</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e3275-wk-Fact-B302468D5BB6524BB5F9D916EC2FD672" name="cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread" contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MinimumMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29561677e3280-wk-Fact-2FD6AF4108BB5040BBDBEC2DE5007164" name="cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread" contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MaximumMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">26</ix:nonFraction></span></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:LoansAndLeasesReceivableMortgageBankingActivitiesPolicy" id="TextSelection-CF1D1DC4FEE9217FF93FA358AD6B0427-0-wk-Fact-B3C1B141FE367E9AE785A358ACE1850A" continuedAt="TextSelection-AAE9732E98A36E7243C2A358AD6B52F9-0" escape="true"><ix:continuation id="TextSelection-F44E88F8B6A6F9316F41A358AD6B001D-1"></ix:continuation>Citizens accounts for derivatives in its mortgage banking operations at fair value on the Consolidated Balance Sheets as derivative assets or derivative liabilities, depending on whether the derivative had a positive (asset) or negative (liability) fair value as of the balance sheet date. The Company&#8217;s mortgage banking derivatives include commitments to originate mortgages held for sale, certain loan sale agreements, and other financial instruments that meet the definition of a derivative.</ix:nonNumeric> Refer to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 13</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for additional information.</span></div></ix:continuation><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">123</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sF27CADF59A405A238AF0D88A0EF1A2CF"></a></div><div><br/></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:LesseeOperatingLeasesTextBlock" id="TextSelection-D6DD57AFEE17413B6AEECDF40C004863-0-wk-Fact-9813D9FF5C1408BD580FCDF41622E86E" continuedAt="TextSelection-D6DD57AFEE17413B6AEECDF40C004863-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 8 - LEASES</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Citizens as Lessee</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:LesseeLeasesPolicyTextBlock" id="TextSelection-047A7B308A5FD9380BAB208407E3DFE3-0-wk-Fact-0D3ADAD2CFB2A77592022084A0D8B1F0" escape="true"><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company determines if an arrangement is a lease at inception and records a right-of-use asset and a corresponding lease liability. A right-of-use asset represents the value of the Company&#8217;s contractual right to use an underlying leased asset and a lease liability represents the Company&#8217;s contractual obligation to make payments on the same underlying leased asset. Operating and finance lease right-of-use assets and liabilities are recognized at commencement date based on the present value of the lease payments over the non-cancelable lease term. As most of the Company&#8217;s leases do not specify an implicit rate, the Company uses an incremental borrowing rate based on information available at the lease commencement date to determine the present value of the lease payments. The Company evaluates right-of-use assets for impairment when events or changes in circumstances indicate that the carrying value of the asset may not be recoverable.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In its normal course of business, the Company leases both equipment and real estate, including office and branch space. Lease terms predominantly range from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonNumeric id="d29571699e1347-wk-Fact-02485C62BD7D52A89E64C5336CC0FCB6" name="us-gaap:LessorOperatingLeaseTermOfContract" contextRef="FI2019Q4_srt_RangeAxis_srt_MinimumMember" format="ixt-sec:durwordsen">one year</ix:nonNumeric></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonNumeric id="d29571699e1351-wk-Fact-FFD1E8401F5259C99AEAB23DD3946DDF" name="us-gaap:LessorOperatingLeaseTermOfContract" contextRef="FI2019Q4_srt_RangeAxis_srt_MaximumMember" format="ixt-sec:durwordsen">ten years</ix:nonNumeric></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and may include options to extend the lease, terminate the lease, or purchase the underlying asset at the end of the lease. Certain lease agreements include rental payments based on an index or are adjusted periodically for inflation. The Company has lease agreements that contain lease and non-lease components and for certain real estate leases, these components are accounted for as a single lease component.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Leases with an initial term of 12 months or less are not recorded on the Company&#8217;s Consolidated Balance Sheets and are recognized in occupancy expense in the Company&#8217;s Consolidated Statements of Operations on a straight-line basis over the remaining lease term. The Company may also enter into subleases with third parties for certain leased real estate properties that are no longer occupied.</span></div></ix:nonNumeric><ix:continuation id="TextSelection-F26C007AEFDED6B97A69CDF43AC5F591-0"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The components of operating lease cost are presented below:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:83%;"></td><td style="width:1%;"></td><td style="width:15%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Operating lease cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29571699e1421-wk-Fact-37B2CB0C56005D88BB180431D214ED49" name="us-gaap:OperatingLeaseCost" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">165</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Short-term lease cost</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29571699e1436-wk-Fact-938479D394875DC59871B8FFDF77BEBA" name="us-gaap:ShortTermLeaseCost" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Variable lease cost</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29571699e1456-wk-Fact-2A24CABAD13653708194D31762EDCB2F" name="us-gaap:VariableLeaseCost" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Sublease income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29571699e1476-wk-Fact-A85A07D985D05944B3F283ACA1345370" name="us-gaap:SubleaseIncome" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29571699e1501-wk-Fact-E89471F04A13ED176533CDF579FD3343" name="us-gaap:LeaseCost" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">179</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:continuation><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Operating lease cost is recognized on a straight line basis over the lease term and recorded in occupancy expense on the Consolidated Statements of Operations. </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:AssetsAndLiabilitiesLesseeTableTextBlock" id="TextSelection-111E08A84BE6A0AEB630CDF48AF5F11A-0-wk-Fact-F594756516929D2540B6CDF49519DF85" escape="true"><div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Supplemental Consolidated Balance Sheet information related to the Company&#8217;s operating lease arrangements is presented below:</span></div><div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"></td></tr><tr><td style="width:64%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:24%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Affected Line Item in Consolidated Balance Sheets</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Operating lease right-of-use assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29571699e1569-wk-Fact-83BDC254E456534AA69362D9EDABAC02" name="us-gaap:OperatingLeaseRightOfUseAsset" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">699</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other assets</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Operating lease liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29571699e1589-wk-Fact-B841637EA03216AEC0CECDF6433B175B" name="us-gaap:OperatingLeaseLiability" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">721</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other liabilities</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:LeaseCostTableTextBlock" id="TextSelection-CB76155564635B815102CDF4D91ABC55-0-wk-Fact-8405DA354C9937BC9F09CDF4E2FD6432" continuedAt="TextSelection-F26C007AEFDED6B97A69CDF43AC5F591-0" escape="true"><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Supplemental information related to the Company&#8217;s operating lease arrangements is presented below:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:83%;"></td><td style="width:1%;"></td><td style="width:15%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Cash paid for amounts included in measurement of liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Operating cash flows from operating leases</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29571699e1679-wk-Fact-19F470858C93563A8F698A2DFCDA9048" name="us-gaap:OperatingLeasePayments" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">164</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Right-of-use assets in exchange for new operating lease liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29571699e1694-wk-Fact-790CEBFB0A19575FA614F9DB354BA36E" name="us-gaap:RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">117</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The weighted average remaining lease term and weighted average discount rate for operating leases as of December 31, 2019 is </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonNumeric id="d29571699e1711-wk-Fact-6BE07137D16A5E4B82D1CB5098C473BD" name="us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1" contextRef="FI2019Q4" format="ixt-sec:durwordsen">seven years</ix:nonNumeric></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29571699e1715-wk-Fact-FAF2722780695E6888DCD827A5AC7C18" name="us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent" contextRef="FI2019Q4" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">3.15</ix:nonFraction>%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. </span></div></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">124</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-D6DD57AFEE17413B6AEECDF40C004863-1"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock" id="TextSelection-0210ED6B34BE36595FE6CDF5065B5663-0-wk-Fact-44B2910E0179F7A189D6CDF50FD357C9" escape="true"><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, lease liabilities maturing under non-cancelable operating leases are presented below for the years ended December 31:</span></div><div style="line-height:120%;padding-top:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:89%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Operating Leases</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2020</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29571699e1769-wk-Fact-9299D0E357555EF294B8EDAAC8A5224A" name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">150</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2021</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29571699e1789-wk-Fact-1DFDA89549635A258D491C64C114C241" name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">150</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29571699e1809-wk-Fact-E76859F2B55653DE982B7CFEE285012E" name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearThree" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">125</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29571699e1829-wk-Fact-BC1CD39ADCE6529EB5D2037DFA04A754" name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearFour" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">100</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Thereafter</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29571699e1849-wk-Fact-618E358178685EC6BFA6824A69ABD44E" name="cfg:LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">281</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total lease payments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29571699e1869-wk-Fact-5B2958DCB58499791A3BCDF62CB24E09" name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">806</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Less: Interest</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29571699e1889-wk-Fact-29BF1FD07985564087BC0DC74A01F81B" name="us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">85</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Present value of lease liabilities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29571699e1913-wk-Fact-B841637EA03216AEC0CECDF6433B175B" name="us-gaap:OperatingLeaseLiability" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">721</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Citizens as Lessor</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Operating lease assets where Citizens was the lessor totaled </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29571699e1929-wk-Fact-058922C0C2A56D40AF1AC9AA5033EEC5" name="us-gaap:PropertyPlantAndEquipmentNet" contextRef="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_AssetsLeasedToOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">57</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29571699e1933-wk-Fact-3F384F3448E3BE141192C9AA502F3091" name="us-gaap:PropertySubjectToOrAvailableForOperatingLeaseNet" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">92</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of December&#160;31, 2019 and 2018, respectively. Operating lease rental income for leased assets where Citizens is the lessor is recognized in other income on a straight-line basis over the lease term. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Depreciation expense associated with operating lease assets is recorded on a straight-line basis over the estimated useful life, considering the estimated residual value of the leased asset and is included in other operating expense in the Consolidated Statements of Operations. On a periodic basis, operating lease assets are reviewed for impairment. Impairment loss is recognized in other operating expense if the carrying amount of the leased assets exceeds fair value and is not recoverable. The carrying amount of leased assets is not recoverable if it exceeds the sum of the undiscounted cash flows expected to result from the lease payments and the estimated residual value upon the eventual disposition of the asset.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For discussion of direct finance and sales-type leases where Citizens is lessor, refer to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 4</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div></ix:continuation><div><a id="s6E27A8CB699D51058A9570B0E65DFE52"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock" id="TextSelection-5E4E203CF6D6683F5091A358AD6C484D-0-wk-Fact-5BCC9309197B0BA4018CA358AC0C34EA" continuedAt="TextSelection-5E4E203CF6D6683F5091A358AD6C484D-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 9 - GOODWILL AND INTANGIBLE ASSETS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:GoodwillAndIntangibleAssetsGoodwillPolicy" id="TextSelection-9FE15354D7303EC3FBC8A358AD6C92B2-0-wk-Fact-9F7FF9F6D6ECB991B5FCA358AC07E61B" continuedAt="TextSelection-9FE15354D7303EC3FBC8A358AD6C92B2-1" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Goodwill is the purchase premium associated with the acquisition of a business and is assigned to the Company&#8217;s reporting units at the acquisition date. A reporting unit is a business operating segment or a component of a business operating segment. Citizens has identified and assigned goodwill to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29576632e1342-wk-Fact-ED0644DA088BB1CD5546A358AC09F8C5" name="us-gaap:NumberOfReportingUnits" contextRef="FD2019Q4YTD" unitRef="reporting_unit" decimals="INF" scale="0" format="ixt-sec:numwordsen">two</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> reporting units - Consumer Banking and Commercial Banking - based upon reviews of the structure of the Company&#8217;s executive team and supporting functions, resource allocations and financial reporting processes. Once goodwill has been assigned to reporting units, it no longer retains its association with a particular acquisition, and all of the activities within a reporting unit, whether acquired or organically grown, are available to support the value of the goodwill.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Goodwill is not amortized, but is subject to annual impairment tests. Citizens reviews goodwill for impairment annually as of October&#160;31</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">st</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and in interim periods when events or changes indicate the carrying value of one or more reporting units may not be recoverable. The Company has the option of performing a qualitative assessment of goodwill to determine whether it is more likely than not that the fair value of each reporting unit is less than the carrying value. If it is more likely than not that the fair value exceeds the carrying value, then no further testing is necessary; otherwise, Citizens must perform a two-step quantitative assessment of goodwill.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens may elect to bypass the qualitative assessment and perform a two-step quantitative assessment. The first step, used to identify potential impairment, involves comparing each reporting unit&#8217;s fair value to its carrying value, including goodwill. If the fair value of a reporting unit exceeds its carrying value, applicable goodwill is deemed to be not impaired. If the carrying value exceeds fair value, there is an indication of impairment and the second step is performed to measure the amount of impairment.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The second step involves calculating an implied fair value of goodwill for each reporting unit for which the first step indicated impairment. The implied fair value of goodwill is determined in the same manner as the amount of goodwill recognized in a business combination, which is the excess of the fair value of the reporting unit, as determined in the first step, over the aggregate fair values of the individual assets, liabilities and identifiable intangible. If the implied fair value of goodwill exceeds the carrying value of goodwill assigned to the reporting unit, there is no impairment. If the carrying value of goodwill assigned to a reporting unit exceeds the implied fair value of the goodwill, an impairment charge is recorded for the excess. An impairment loss that is recognized cannot </span></div></ix:nonNumeric></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">125</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-5E4E203CF6D6683F5091A358AD6C484D-1" continuedAt="TextSelection-5E4E203CF6D6683F5091A358AD6C484D-2"><ix:continuation id="TextSelection-9FE15354D7303EC3FBC8A358AD6C92B2-1" continuedAt="TextSelection-9FE15354D7303EC3FBC8A358AD6C92B2-2"><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">exceed the amount of goodwill assigned to a reporting unit, and the loss establishes a new basis in the goodwill. Subsequent reversal of goodwill impairment losses is not permitted.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> Under the quantitative impairment assessment, the fair values of the Company&#8217;s reporting units are determined using a combination of income and market-based approaches. Citizens relies on the income approach (discounted cash flow method) for determining fair value.&#160;Market and transaction approaches are used as benchmarks only to corroborate the value determined by the discounted cash flow method. Citizens relies on several assumptions when estimating the fair value of its reporting units using the discounted cash flow method. These assumptions include the discount rate, as well as projected loan loss, income tax and capital retention rates.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Discount rates are estimated based on the Capital Asset Pricing Model, which considers the risk-free interest rate, market risk premium, beta, and size premium adjustments specific to a particular reporting unit. The discount rates are also calibrated on the assessment of the risks related to the projected cash flows of each reporting unit. Cash flow projections include estimates for projected loan loss, income tax and capital retention rates. Multi-year financial forecasts are developed for each reporting unit by considering several key business drivers such as new business initiatives, customer retention standards, market share changes, anticipated loan and deposit growth, forward interest rates, historical performance, and industry and economic trends, among other considerations. The long-term growth rate used in determining the terminal value of each reporting unit is estimated based on management&#8217;s assessment of the minimum expected terminal growth rate of each reporting unit, as well as broader economic considerations such as GDP and inflation.</span></div></ix:continuation><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><ix:continuation id="TextSelection-9FE15354D7303EC3FBC8A358AD6C92B2-2">Citizens bases its fair value estimates on assumptions it believes to be representative of assumptions that a market participant would use in valuing the reporting unit but that are unpredictable and inherently uncertain, including estimates of future growth rates and operating margins and assumptions about the overall economic climate and the competitive environment for its reporting units. There can be no assurances that future estimates and assumptions made for purposes of goodwill testing will prove accurate predictions of the future. If the assumptions regarding business plans, competitive environments or anticipated growth rates are not achieved, Citizens may be required to record goodwill impairment charges in future periods.</ix:continuation> </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For the year ended December&#160;31, 2019, Citizens elected to perform a qualitative analysis to determine whether it was more likely than not that the fair value of either of its reporting units was less than the respective reporting unit&#8217;s carrying value. As a result of this qualitative assessment, the Company determined that it was not necessary to perform a quantitative impairment test and concluded that there was&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29576632e1380-wk-Fact-AD30370E73E702453D6FF22626A9CF56" name="us-gaap:GoodwillImpairmentLoss" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="0" format="ixt-sec:numwordsen">no</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#160;impairment to the carrying value of the Company's goodwill.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company acquired Clarfeld in January 2019 and Bowstring in March 2019, which resulted in increases to goodwill of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29576632e1388-wk-Fact-F517027D1EB039CE73FBC98E6E30064E" name="us-gaap:GoodwillPeriodIncreaseDecrease" contextRef="FD2019Q4YTD_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">83</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29576632e1392-wk-Fact-9F7E01ED9C893C7CC143C98E6D4053EB" name="us-gaap:GoodwillPeriodIncreaseDecrease" contextRef="FD2019Q4YTD_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">35</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. <ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfGoodwillTextBlock" id="TextSelection-4AB510D55831217D7337A358AD6CC5A3-0-wk-Fact-55F421A03110545DA885A358AC0AA81F" continuedAt="TextSelection-4AB510D55831217D7337A358AD6CC5A3-1" escape="true">Changes in the carrying value of goodwill for the years ended </ix:nonNumeric></span><ix:continuation id="TextSelection-4AB510D55831217D7337A358AD6CC5A3-1" continuedAt="TextSelection-4AB510D55831217D7337A358AD6CC5A3-2"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> are presented below:</span></ix:continuation></div><ix:continuation id="TextSelection-4AB510D55831217D7337A358AD6CC5A3-2"><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:65%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at December 31, 2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e1508-wk-Fact-70326EA7CBDAB397DF1BA636D9CB794A" name="us-gaap:Goodwill" contextRef="FI2017Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,136</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e1526-wk-Fact-BCA3E160383B1A8F938CA636D817919E" name="us-gaap:Goodwill" contextRef="FI2017Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,751</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e1544-wk-Fact-40B1D0B6ADD4162950D8A636D836F180" name="us-gaap:Goodwill" contextRef="FI2017Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6,887</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Business acquisition</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e1560-wk-Fact-3D5AB4F501DF37797269A358ACD441D7" name="us-gaap:GoodwillAcquiredDuringPeriod" contextRef="FD2018Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">59</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e1579-wk-Fact-E01A54A2F8F806C96026A358ACD5B79D" name="us-gaap:GoodwillAcquiredDuringPeriod" contextRef="FD2018Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e1598-wk-Fact-717E87E188B445F2B5D9A358ACD5C0CD" name="us-gaap:GoodwillAcquiredDuringPeriod" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">59</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adjustments </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29576632e1621-wk-Fact-1E7D52213CCB22A35588A358ACD4B1A9" name="us-gaap:GoodwillPurchaseAccountingAdjustments" contextRef="FD2018Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">23</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e1641-wk-Fact-726193F655D6AC029EF1A358ACD7D4F2" name="us-gaap:GoodwillPurchaseAccountingAdjustments" contextRef="FD2018Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29576632e1660-wk-Fact-22D8075CBA41739C49B7A358ACD54CE7" name="us-gaap:GoodwillPurchaseAccountingAdjustments" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">23</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at December 31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e1686-wk-Fact-1FE56D91D1D6050F4012A636D84EC4B0" name="us-gaap:Goodwill" contextRef="FI2018Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,172</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e1704-wk-Fact-21372072CEFBB9C3FD5EA636D79FE2D3" name="us-gaap:Goodwill" contextRef="FI2018Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,751</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e1722-wk-Fact-D2F5571D9E9950C4AF80E794A82DF1CE" name="us-gaap:Goodwill" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6,923</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Business acquisitions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e1738-wk-Fact-9D47BA9CE00F59C0C39AA636D7BDB675" name="us-gaap:GoodwillAcquiredDuringPeriod" contextRef="FD2019Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">83</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e1757-wk-Fact-25645481FB56FBF9C28FA636D86D0451" name="us-gaap:GoodwillAcquiredDuringPeriod" contextRef="FD2019Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">35</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e1776-wk-Fact-0E557C8E3E410249C012A636D9C38CA1" name="us-gaap:GoodwillAcquiredDuringPeriod" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">118</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adjustments</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e1797-wk-Fact-4951A58CB6D7C6AD852DA636D7444C86" name="us-gaap:GoodwillPurchaseAccountingAdjustments" contextRef="FD2019Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e1816-wk-Fact-EF9F9162983BED14B14BA636D8E754F6" name="us-gaap:GoodwillPurchaseAccountingAdjustments" contextRef="FD2019Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e1835-wk-Fact-A764C2D33CAA0BAC2172A636D9D8824F" name="us-gaap:GoodwillPurchaseAccountingAdjustments" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e1860-wk-Fact-A9B9982470AD006DA625A636D8C76234" name="us-gaap:Goodwill" contextRef="FI2019Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,258</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e1878-wk-Fact-744FE27E73813B2BA521A636D9D0CA5F" name="us-gaap:Goodwill" contextRef="FI2019Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,786</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e1896-wk-Fact-FECD1479613A5F27A876468BC15CFFDC" name="us-gaap:Goodwill" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7,044</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Adjustments to goodwill are the result of an update to the purchase price allocation for the FAMC acquisition, given higher value attributed to purchased net assets.</span></div></ix:continuation><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Accumulated impairment losses related to the Consumer Banking reporting unit totaled </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29576632e1924-wk-Fact-70A3A42DCB0D0056CACCA358AC09C919" name="us-gaap:GoodwillImpairedAccumulatedImpairmentLoss" contextRef="FI2019Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">5.9</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The accumulated impairment losses related to the Commercial Banking reporting unit totaled </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29576632e1936-wk-Fact-45425AE47A125FDA91DEA358AC093C03" name="us-gaap:GoodwillImpairedAccumulatedImpairmentLoss" contextRef="FI2019Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">50</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29576632e1949-wk-Fact-AD30370E73E702453D6FF22626A9CF56" name="us-gaap:GoodwillImpairmentLoss" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt-sec:numwordsen">No</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> impairment was recorded for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">126</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-5E4E203CF6D6683F5091A358AD6C484D-2"><div style="line-height:174%;padding-bottom:4px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Other Intangibles</span></div><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Other intangible assets are recognized separately from goodwill if the asset arises as a result of contractual rights or if the asset is capable of being separated and sold, transferred or exchanged. Intangible assets are recorded in other assets on the Consolidated Balance Sheets. Intangible assets are amortized on a straight-line basis and subject to an annual impairment evaluation. Amortization expense is recorded in other expenses in our Consolidated Statements of Operations.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" id="TextSelection-712727EEAC948A946622A358AD6CA89E-0-wk-Fact-22288477EAD3A289D5CAA358AC0FFB1D" escape="true"><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A summary of the carrying value of intangible assets is presented below. Included in the carrying value at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29576632e1982-wk-Fact-D31086349F2B75CEDF55C985787B24AD" name="us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill" contextRef="FI2019Q4_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29576632e1986-wk-Fact-2FDFF386081ED310B24EC9857856F206" name="us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill" contextRef="FI2019Q4_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction> million</span></span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">in other intangibles related to the Clarfeld and Bowstring acquisitions, respectively. Additionally, included in the carrying value at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29576632e1996-wk-Fact-77BD7D3A18B05820E6ADC985FFEB74AE" name="us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill" contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> related to the March 2019 purchase of naming rights for a theater in Boston, Massachusetts, and a sponsorship and promotion arrangement.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"></td></tr><tr><td style="width:22%;"></td><td style="width:11%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortizable Lives (years)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Accumulated Amortization</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Accumulated Amortization</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Acquired technology</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e2260-wk-Fact-3DF864C1847030DF5F2CA358ACC3792C" name="us-gaap:FiniteLivedIntangibleAssetsGross" contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e2273-wk-Fact-9C64EFFF2985CCB6748EA636E59EBAB1" name="us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization" contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e2286-wk-Fact-883DBF95C2167A4BD16AA636E67D2F2D" name="us-gaap:FiniteLivedIntangibleAssetsNet" contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e2305-wk-Fact-9BFDA5B01205F64C4A82A636E60DF791" name="us-gaap:FiniteLivedIntangibleAssetsGross" contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e2318-wk-Fact-3F058C008033767F446FA636E6B0CAE7" name="us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization" contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e2331-wk-Fact-E72CCA51F72E97107C9EA358ACC4021A" name="us-gaap:FiniteLivedIntangibleAssetsNet" contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Acquired relationships</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5 - 15</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2351-wk-Fact-78121FB431E8FF494EE5A358ACC3AFC9" name="us-gaap:FiniteLivedIntangibleAssetsGross" contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">37</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2365-wk-Fact-2B71271D7176DC0163CAA636E5D6B820" name="us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization" contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2379-wk-Fact-92DE8D9978EDC437CD92A636E65E09D4" name="us-gaap:FiniteLivedIntangibleAssetsNet" contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">32</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2399-wk-Fact-18DB22C252F86E2A62A2A358ACC2883D" name="us-gaap:FiniteLivedIntangibleAssetsGross" contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2413-wk-Fact-2384019CA64488B980DEA636E5B80C8E" name="us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization" contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2427-wk-Fact-9CBF4E82DD130B47303DA636E54EFDCB" name="us-gaap:FiniteLivedIntangibleAssetsNet" contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Naming Rights</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2452-wk-Fact-948EE7E1C031954A4E1EC982E184C338" name="us-gaap:FiniteLivedIntangibleAssetsGross" contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2466-wk-Fact-7087FB44B355AD72373AC982E371E536" name="us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization" contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2480-wk-Fact-F3DCF835AF005440A4D2C982E50A3524" name="us-gaap:FiniteLivedIntangibleAssetsNet" contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2500-wk-Fact-500086E59537D89AC17DC982E72E1172" name="us-gaap:FiniteLivedIntangibleAssetsGross" contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2514-wk-Fact-F427E862DB9C7B2C1957C982E8FAED06" name="us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization" contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2528-wk-Fact-FC4BF5B70527C7062475C982EA7529AC" name="us-gaap:FiniteLivedIntangibleAssetsNet" contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2 - 7</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2553-wk-Fact-5478144CD1ECB2A364DEA358ACC24FFB" name="us-gaap:FiniteLivedIntangibleAssetsGross" contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2567-wk-Fact-36654CF9586F95F09DD0A636E580C2C3" name="us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization" contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2581-wk-Fact-4819A4E3C83AE39F0388A636E627DB2D" name="us-gaap:FiniteLivedIntangibleAssetsNet" contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2601-wk-Fact-E1763BC0C11CDFB312D1A358ACC4AD5B" name="us-gaap:FiniteLivedIntangibleAssetsGross" contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2615-wk-Fact-D7FEF3F268A6A11D7A31A636E6E63373" name="us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization" contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2629-wk-Fact-2EF103E89D1375D46BD7A358ACC3EA50" name="us-gaap:FiniteLivedIntangibleAssetsNet" contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e2658-wk-Fact-FEBA7D80BE6BE254C41DA636E69604A5" name="us-gaap:FiniteLivedIntangibleAssetsGross" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">82</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e2671-wk-Fact-A4525FDFF2480CE53916A636E567718B" name="us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e2684-wk-Fact-649DDC06740116017619A636E6CE85C5" name="us-gaap:FiniteLivedIntangibleAssetsNet" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">68</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e2703-wk-Fact-2FABF473026103C7B0E2A358ACC4773A" name="us-gaap:FiniteLivedIntangibleAssetsGross" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">34</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e2716-wk-Fact-557BBD3345F4B8CAC237A636E64680FF" name="us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e2729-wk-Fact-5267D6E4FD858DB9ADFFA636E5F03872" name="us-gaap:FiniteLivedIntangibleAssetsNet" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> &#160;&#160;&#160;&#160;As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, all of the Company&#8217;s intangible assets were being amortized. Amortization expense recognized on intangible assets was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29576632e2747-wk-Fact-C607B0791524E9BF7D99A358AC0E4D7C" name="us-gaap:AmortizationOfIntangibleAssets" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29576632e2751-wk-Fact-14A80189DF176CCBF68BA358AC09CF56" name="us-gaap:AmortizationOfIntangibleAssets" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. There was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29576632e2764-wk-Fact-1626ECE4C458F57DCF2EC9924FE86446" name="us-gaap:AmortizationOfIntangibleAssets" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="0" format="ixt-sec:numwordsen">no</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> amortization expense recognized on intangible assets for the </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">year</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The Company&#8217;s projection of amortization expense is based on balances as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and future amortization expense may vary from these projections.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" id="TextSelection-8478C69B554A4AE81733A358AD6C09E1-0-wk-Fact-7A3C53C7EEDE4EC2362AA358ABFB13ED" escape="true"><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Estimated intangible asset amortization expense for the next five years is as follows:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:86%;"></td><td style="width:1%;"></td><td style="width:12%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29576632e2831-wk-Fact-A51679BEB0AA7B2A5F34A358AD464707" name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2021</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2846-wk-Fact-0240BD00D065658C1ED1A358AD47B155" name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2866-wk-Fact-F9C75E70CF1312891DA1A358AD469231" name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2886-wk-Fact-E9B68FE7369978DFB5CCA358AD470F41" name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2024</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29576632e2906-wk-Fact-B750EDC49F2DD9478DA6A358AD47DF91" name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:continuation><div><a id="s069D460D4C545A8E82FD8F8686EB9AF8"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:EquityMethodInvestmentsDisclosureTextBlock" id="TextSelection-3DB3D5AF80AF84497323A358AD6D6140-0-wk-Fact-32F8C92C4C52E522C3B2A358AD4CD2DF" continuedAt="TextSelection-3DB3D5AF80AF84497323A358AD6D6140-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 10 - VARIABLE INTEREST ENTITIES</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ConsolidationVariableInterestEntityPolicy" id="TextSelection-59ECBCB934C246B79E2DA358AD6D53AF-0-wk-Fact-6783FD0787597547679DA358AD4D6726" continuedAt="TextSelection-59ECBCB934C246B79E2DA358AD6D53AF-1" escape="true"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span></ix:nonNumeric><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><ix:continuation id="TextSelection-59ECBCB934C246B79E2DA358AD6D53AF-1">Citizens makes equity investments in various entities that are considered VIEs, as defined by GAAP. A VIE typically does not have sufficient equity at risk to finance its activities without additional subordinated financial support from other parties. The Company&#8217;s variable interest arises from contractual, ownership or other monetary interests in the entity, which change with fluctuations in the fair value of the entity's net assets. Citizens consolidates a VIE if it is the primary beneficiary of the entity. Citizens is the primary beneficiary of a VIE if its variable interest provides it with the power to direct the activities that most significantly impact the VIE and the right to receive benefits (or the obligation to absorb losses) that could potentially be significant to the VIE. To determine whether or not a variable interest held could potentially be significant to the VIE, the company considers both qualitative and quantitative factors regarding the nature, size and form of its involvement with the VIE. Citizens assesses whether or not it is the primary beneficiary of a VIE on an ongoing basis.</ix:continuation> </span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:9px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens is involved in various entities that are considered VIEs, including investments in limited partnerships that sponsor affordable housing projects, limited liability companies that sponsor renewable energy projects and lending to special purpose entities. Citizens&#8217; maximum exposure to loss as a result of its involvement with these entities is limited to the balance sheet carrying amount of its equity investment and outstanding principal balance of loans to special purpose entities. </span></div></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">127</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-3DB3D5AF80AF84497323A358AD6D6140-1" continuedAt="TextSelection-3DB3D5AF80AF84497323A358AD6D6140-2"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfVariableInterestEntitiesTextBlock" id="TextSelection-3553B5E54D2586BA3AC4A358AD6D620D-0-wk-Fact-81DAB2BD582D5902B3B7A358AD4DA840" escape="true"><div style="line-height:120%;padding-bottom:9px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A summary of these investments is presented below:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:75%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">LIHTC investment included in other assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29573064e1468-wk-Fact-2F3D757C17875C8FAD35DBFCE632C3A8" name="us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestments" contextRef="FI2019Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,401</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29573064e1486-wk-Fact-DC9A90DBCBEA50CDA0D763F34B7029DB" name="us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestments" contextRef="FI2018Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,236</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">LIHTC unfunded commitments included in other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29573064e1501-wk-Fact-F488230728F25C32800538F9DD050538" name="us-gaap:QualifiedAffordableHousingProjectInvestmentsCommitment" contextRef="FI2019Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">716</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29573064e1520-wk-Fact-C2C3E46F8ACD5C3E87096878981A1FE9" name="us-gaap:QualifiedAffordableHousingProjectInvestmentsCommitment" contextRef="FI2018Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">673</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Lending to special purpose entities included in loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29573064e1540-wk-Fact-B1BD8750D8C158D5A1927C588B7312C8" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,101</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29573064e1559-wk-Fact-81F3003522A851A0ABD9BDF2E49CD791" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">613</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Renewable energy investments included in other assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29573064e1579-wk-Fact-1F4BF86C28705BD5AE8532B7A11868E7" name="cfg:RenewableEnergyInvestments" contextRef="FI2019Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_RenewableEnergyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">355</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29573064e1598-wk-Fact-7BB322B109C65BEBB1CB7B4BCCF0EA25" name="cfg:RenewableEnergyInvestments" contextRef="FI2018Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_RenewableEnergyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">319</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Low Income Housing Tax Credit Partnerships </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The purpose of the Company&#8217;s equity investments is to assist in achieving the goals of the Community Reinvestment Act and to earn an adequate return of capital. LIHTC partnerships are managed by unrelated general partners that have the power to direct the activities which most significantly affect the performance of the partnerships. Citizens is therefore not the primary beneficiary of any LIHTC partnerships. Accordingly, Citizens does not consolidate these VIEs and accounts for these investments in other assets on the Consolidated Balance Sheets.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens applies the proportional amortization method to account for its LIHTC investments. Under the proportional amortization method, the Company applies a practical expedient and amortizes the initial cost of the investment in proportion to the tax credits received in the current period as compared to the total tax credits expected to be received over the life of the investment. The amortization and tax benefits are included as a component of income tax expense. The tax credits received are reported as a reduction of income tax expense (or an increase to income tax benefit) related to these transactions.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock" id="TextSelection-E964FC37C94AE3DD8775A358AD6DCE17-0-wk-Fact-899BB815B1759AF6805DA358AD4D494B" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents other information related to the Company&#8217;s affordable housing tax credit investments: </span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:469px;"></td><td style="width:5px;"></td><td style="width:58px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:58px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:58px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tax credits included in income tax expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29573064e1788-wk-Fact-3EF098A2CE365B61B759C38E4CB495A6" name="us-gaap:AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount" contextRef="FD2019Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">128</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29573064e1806-wk-Fact-C6D25514B6DE501BA5E8760B3723F1BE" name="us-gaap:AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount" contextRef="FD2018Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">101</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29573064e1824-wk-Fact-BA34A8969D43A6B7D7E6A358AC9CD9B5" name="us-gaap:AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount" contextRef="FD2017Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">83</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization expense included in income tax expense</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29573064e1840-wk-Fact-349049D917C05DF18BA04FB1D71A66C0" name="us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization" contextRef="FD2019Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">137</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29573064e1859-wk-Fact-B64E32279C4150AB8B4E945BE75E4355" name="us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization" contextRef="FD2018Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">110</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29573064e1878-wk-Fact-A36AC12A42DB772B6CA7A358ACD59A2B" name="us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization" contextRef="FD2017Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">94</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other tax benefits included in income tax expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29573064e1899-wk-Fact-8BEBDB001B73555D80128B8B7BD5ADA2" name="us-gaap:OtherTaxExpenseBenefit" contextRef="FD2019Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">32</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29573064e1918-wk-Fact-4718AA0305D6518A94753B6D41E11033" name="us-gaap:OtherTaxExpenseBenefit" contextRef="FD2018Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29573064e1937-wk-Fact-AD82A7CB0D8EA4B4D32EA358ACD427A4" name="us-gaap:OtherTaxExpenseBenefit" contextRef="FD2017Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> &#160;&#160;&#160;&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29573064e1960-wk-Fact-5F62FABED3F655F28E195E779C933979" name="us-gaap:AffordableHousingProjectInvestmentWriteDownAmount" contextRef="FD2019Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt-sec:numwordsen">No</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> LIHTC investment impairment losses were recognized during the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and 2017.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Lending to Special Purpose Entities</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens provides lending facilities to third-party sponsored special purpose entities. Because the sponsor for each respective entity has the power to direct how proceeds from the Company are utilized, as well as maintains responsibility for any associated servicing commitments, Citizens is not the primary beneficiary of these entities. Accordingly, Citizens does not consolidate these VIEs on the Consolidated Balance Sheets. As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the lending facilities had aggregate unpaid principal balances of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29573064e1988-wk-Fact-EBE0B2E8DC1859CB84D9B99228579E47" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">1.1</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29573064e1992-wk-Fact-81F3003522A851A0ABD9BDF2E49CD791" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">613</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, and undrawn commitments to extend credit of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29573064e1996-wk-Fact-62FC2D41FAFC5EB082F500A0E977CC70" name="us-gaap:OtherCommitment" contextRef="FI2019Q4_us-gaap_OtherCommitmentsAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">1.2</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29573064e2001-wk-Fact-F7A8D8B4D77F553E830C8C4B37B0AF44" name="us-gaap:OtherCommitment" contextRef="FI2018Q4_us-gaap_OtherCommitmentsAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">584</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Renewable Energy Entities</span></div></ix:continuation><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><ix:continuation id="TextSelection-3DB3D5AF80AF84497323A358AD6D6140-2">The Company&#8217;s investments in renewable energy entities provide benefits from a return generated by government incentives plus other tax attributes that are associated with tax ownership (e.g., tax depreciation). As a tax equity investor, Citizens does not have the power to direct the activities which most significantly affect the performance of these entities and therefore is not the primary beneficiary of any renewable energy entities. Accordingly, Citizens does not consolidate these VIEs and accounts for these investments in other assets on the Consolidated Balance Sheets.</ix:continuation> </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">128</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sB5DCD7F8B9065B2B9947334206437B92"></a></div><div><br/></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:DepositLiabilitiesDisclosuresTextBlock" id="TextSelection-8015BA8724132EB1A336A358AD6DF906-0-wk-Fact-81697E49EDBBE6D551FEA358AC7EAFCF" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 11 - DEPOSITS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:InterestbearingDepositsPolicyPolicyTextBlock" id="TextSelection-EE765DA715486C0B3C59A358AD6D8752-0-wk-Fact-99E381B044C861ADC79AA358AC7EFEA4" escape="true"><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Interest-bearing deposits in banks are carried at cost and include deposits that mature within one year.</span></div></ix:nonNumeric><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:ScheduleofDepositLiabilitiesTableTextBlock" id="TextSelection-79CF7E060A9EEE2DB9D0A358AD6D9082-0-wk-Fact-BF3B999628055EC364ADA358AC7E7CEF" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the major components of deposits: </span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:79%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Demand</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29574363e1462-wk-Fact-242D366B8170DB0F5846A358AC55810B" name="us-gaap:DemandDepositAccounts" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">29,233</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29574363e1480-wk-Fact-07EBD6511F8DF5EFA62CA358AC751B8D" name="us-gaap:DemandDepositAccounts" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">29,458</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Checking with interest</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29574363e1495-wk-Fact-090E0055259739420337A358AC5377E5" name="us-gaap:InterestBearingDomesticDepositChecking" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24,840</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29574363e1514-wk-Fact-F9376F2F8301A3BAE20AA358AC536768" name="us-gaap:InterestBearingDomesticDepositChecking" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">23,067</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Regular savings</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29574363e1534-wk-Fact-FA7A090A7C429626FDBEA358AC781868" name="us-gaap:DepositsSavingsDeposits" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13,779</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29574363e1553-wk-Fact-5E7FF78CB68C908BFC58A358AC5571A7" name="us-gaap:DepositsSavingsDeposits" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12,007</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Money market accounts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29574363e1573-wk-Fact-B4BE2F1CB129C6C4AFD3A358AC567642" name="us-gaap:DepositsMoneyMarketDeposits" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">38,725</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29574363e1592-wk-Fact-C8EEF677FA0846FFEF46A358AC566BDE" name="us-gaap:DepositsMoneyMarketDeposits" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">35,701</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Term deposits</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29574363e1612-wk-Fact-8D5A21E68E0093650BC0A358AC75F454" name="us-gaap:TimeDeposits" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,736</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29574363e1631-wk-Fact-42443A91B82E73B67CA2A358AC76E0E9" name="us-gaap:TimeDeposits" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19,342</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total deposits</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29574363e1655-wk-Fact-37528F790F035D5ABE9CC036187AD9EC" name="us-gaap:Deposits" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">125,313</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29574363e1673-wk-Fact-80EC4DE682685A169DF7DF0B11DFAE36" name="us-gaap:Deposits" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">119,575</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:ScheduleofMaturitiesofTimeDepositsTableTextBlock" id="TextSelection-E6C292B1AF137DFBFB8AA358AD6D81D5-0-wk-Fact-30D11F2E62E2160EAECFA358AC7FB55B" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the maturity distribution by year of term deposits as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:81%;"></td><td style="width:1%;"></td><td style="width:17%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29574363e1742-wk-Fact-3665B983C928E2FFD400A358ACDF5697" name="us-gaap:TimeDepositMaturitiesYearOne" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">16,151</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2021</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29574363e1757-wk-Fact-6D5C04B6889111E637F1A358ACDF54AF" name="us-gaap:TimeDepositMaturitiesYearTwo" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,995</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29574363e1777-wk-Fact-ABF9E7C2C2DF5F223539A358ACDF0319" name="us-gaap:TimeDepositMaturitiesYearThree" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">316</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29574363e1797-wk-Fact-8721A4576C818F392203A358ACDEA824" name="us-gaap:TimeDepositMaturitiesYearFour" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">144</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2024</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29574363e1817-wk-Fact-B8E05877F15FB2651C83A358ACDFBEEE" name="us-gaap:TimeDepositMaturitiesYearFive" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">126</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2025 and thereafter</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29574363e1837-wk-Fact-1434219CEF5ADED8963EA358ACDF13A2" name="us-gaap:TimeDepositMaturitiesAfterYearFive" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29574363e1861-wk-Fact-8D5A21E68E0093650BC0A358AC75F454" name="us-gaap:TimeDeposits" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,736</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Of these deposits, the amount of term deposits with a denomination of $100,000 or more was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29574363e1877-wk-Fact-98C924A2A61656F3CE49CF1AD3532FA1" name="us-gaap:TimeDeposits100000OrMore" contextRef="FI2019Q4" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">13.4</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. <ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock" id="TextSelection-3282EE9916952FB7774EA358AD6D9EB9-0-wk-Fact-EFEC60858A7660FA87B4A358AC7EDF63" continuedAt="TextSelection-3282EE9916952FB7774EA358AD6D9EB9-1" escape="true">The following table presents the remaining maturities of these deposits:</ix:nonNumeric></span></div><ix:continuation id="TextSelection-3282EE9916952FB7774EA358AD6D9EB9-1"><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:81%;"></td><td style="width:1%;"></td><td style="width:17%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Three months or less</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29574363e1936-wk-Fact-51992D64530520E7D385A358AC293CA3" name="us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6,987</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">After three months through six months</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29574363e1951-wk-Fact-9240AA8FF3402BAED6F6A358AC2A7C81" name="us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,224</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">After six months through twelve months</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29574363e1971-wk-Fact-60F68909B3D026D47EC1A358AC29BD78" name="us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,015</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">After twelve months </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29574363e1991-wk-Fact-A0B3426D72CCE2FA12DFA358AC2B4DF3" name="us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,206</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total term deposits</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29574363e2015-wk-Fact-49C64DBCFDE8518FA672A358AC2A29BE" name="us-gaap:TimeDeposits100000OrMore" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13,432</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:continuation></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">129</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sC462B830ADEF5C0397D314FA5BA39A72"></a></div><div><br/></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:DebtDisclosureTextBlock" id="TextSelection-DEDECA49AC29EEB2ABA0A358AD6FD4DF-0-wk-Fact-60A936ADB8FB8EFE5FD2A358AD034FEF" continuedAt="TextSelection-DEDECA49AC29EEB2ABA0A358AD6FD4DF-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 12 - BORROWED FUNDS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfShortTermDebtTextBlock" id="TextSelection-CC4E5197FDD26D363493A358AD6F6E97-0-wk-Fact-2304075448D8D5E8FA4AA358AD09B2C9" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a summary of the Company&#8217;s short-term borrowed funds:</span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:74%;"></td><td style="width:1%;"></td><td style="width:11%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Securities sold under agreements to repurchase</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e1454-wk-Fact-5C2BBEAC23A15CC1AC1389BC228E7F91" name="us-gaap:ShortTermBorrowings" contextRef="FI2019Q4_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">265</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e1472-wk-Fact-08513298B28A54C2AB93A945281F54B5" name="us-gaap:ShortTermBorrowings" contextRef="FI2018Q4_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">336</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e1487-wk-Fact-D50CF559FCD45B75804BF7D9411FCB55" name="us-gaap:ShortTermBorrowings" contextRef="FI2019Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e1506-wk-Fact-85ACF52CC6C751D0952DA8F2D0349A5C" name="us-gaap:ShortTermBorrowings" contextRef="FI2018Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">820</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e1526-wk-Fact-980D9BBF838E5FFD810FD40D7747E5F0" name="us-gaap:ShortTermBorrowings" contextRef="FI2019Q4_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e1545-wk-Fact-07833D2CB5BD59548946AB4AC5B5ECA8" name="us-gaap:ShortTermBorrowings" contextRef="FI2018Q4_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">161</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total short-term borrowed funds</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e1569-wk-Fact-17A991AE1BB15AAAB14FBB11E521DE95" name="us-gaap:ShortTermBorrowings" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">274</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e1587-wk-Fact-07064FD7CAF05C35861ACDF465158499" name="us-gaap:ShortTermBorrowings" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,317</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents key data related to the Company&#8217;s short-term borrowed funds: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:60%;"></td><td style="width:1%;"></td><td style="width:12%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions, except ratio data)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Weighted-average interest rate at year-end: </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e1816-wk-Fact-DEBC7F64957155AD82A14121ACF4FAF3" name="us-gaap:ShortTermDebtWeightedAverageInterestRate" contextRef="FI2019Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">0.41</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e1836-wk-Fact-E99D11F9239B5A9BAD3102997DCEE547" name="us-gaap:ShortTermDebtWeightedAverageInterestRate" contextRef="FI2018Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">1.72</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e1856-wk-Fact-9140D7BB68AC039C6761A358AC167AA6" name="us-gaap:ShortTermDebtWeightedAverageInterestRate" contextRef="FI2017Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">0.74</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e1878-wk-Fact-C7F0756ECBB856E2B5FAD9465095E5F3" name="us-gaap:ShortTermDebtWeightedAverageInterestRate" contextRef="FI2019Q4_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">3.85</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e1897-wk-Fact-005A4437502158128F9537ABFF360706" name="us-gaap:ShortTermDebtWeightedAverageInterestRate" contextRef="FI2018Q4_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">2.73</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e1916-wk-Fact-F8870E735638A7B51D48A358AC1A626F" name="us-gaap:ShortTermDebtWeightedAverageInterestRate" contextRef="FI2017Q4_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">1.33</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Maximum amount outstanding at any month-end during the year:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e2005-wk-Fact-4D54CE0854E65E9FA3AFC45CF838C4C7" name="us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount" contextRef="FD2019Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,499</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e2023-wk-Fact-24F4D81AC59B511A8642A73DF98C0253" name="us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount" contextRef="FD2018Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,282</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e2041-wk-Fact-B662C590F4297AF6BA4EA358AC200315" name="us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount" contextRef="FD2017Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,174</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2057-wk-Fact-54AF653F405357E291601E25499E35B0" name="us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount" contextRef="FD2019Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">511</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2076-wk-Fact-6A06F013E96F560D8241ECDF6C6BFD63" name="us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount" contextRef="FD2018Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,110</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2095-wk-Fact-B4DCC23033A35D13AEC3A358AC1FA3B4" name="us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount" contextRef="FD2017Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,759</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average amount outstanding during the year:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e2184-wk-Fact-1A843AC52C395A45AFA062570F31E7DE" name="us-gaap:ShorttermDebtAverageOutstandingAmount" contextRef="FD2019Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">599</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e2202-wk-Fact-1F16D255438D5CE484C0BAFF5D496DA5" name="us-gaap:ShorttermDebtAverageOutstandingAmount" contextRef="FD2018Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">654</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e2220-wk-Fact-198386C4117323914284A358AC1688DD" name="us-gaap:ShorttermDebtAverageOutstandingAmount" contextRef="FD2017Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">776</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2236-wk-Fact-BFA79415743655F0964929216BA26362" name="us-gaap:ShorttermDebtAverageOutstandingAmount" contextRef="FD2019Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">66</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2255-wk-Fact-F9771C1B70E1597395E2FB890330A753" name="us-gaap:ShorttermDebtAverageOutstandingAmount" contextRef="FD2018Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">467</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2274-wk-Fact-8B24FEF59CC76C729278A358AC1DB549" name="us-gaap:ShorttermDebtAverageOutstandingAmount" contextRef="FD2017Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,571</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Weighted-average interest rate during the year:</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2362-wk-Fact-B94C7B2F506558EAB6C68A3C128EFEAC" name="us-gaap:DebtInstrumentInterestRateDuringPeriod" contextRef="FD2019Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">1.36</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2382-wk-Fact-86EB6CEE116152599EA6EAEDF1A00150" name="us-gaap:DebtInstrumentInterestRateDuringPeriod" contextRef="FD2018Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">0.92</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2402-wk-Fact-7BEDC628AB5523D56326A358AC1EF97F" name="us-gaap:DebtInstrumentInterestRateDuringPeriod" contextRef="FD2017Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">0.36</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2424-wk-Fact-DF28389419A35047911B618974BC9CFB" name="us-gaap:DebtInstrumentInterestRateDuringPeriod" contextRef="FD2019Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">2.50</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2443-wk-Fact-DE25E94D48895324A5DD2487E4C17180" name="us-gaap:DebtInstrumentInterestRateDuringPeriod" contextRef="FD2018Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">2.10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2462-wk-Fact-44ED2D31D1481683FEF0A358AC1B7488" name="us-gaap:DebtInstrumentInterestRateDuringPeriod" contextRef="FD2017Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember" unitRef="number" decimals="4" scale="-2" format="ixt:numdotdecimal">1.09</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Rates exclude certain hedging costs.</span></div><div style="line-height:120%;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Balances are net of certain short-term receivables associated with reverse repurchase agreements, as applicable.</span></div></ix:nonNumeric></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">130</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-DEDECA49AC29EEB2ABA0A358AD6FD4DF-1" continuedAt="TextSelection-DEDECA49AC29EEB2ABA0A358AD6FD4DF-2"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfDebtInstrumentsTextBlock" id="TextSelection-DB79B14EE545A03D3534A358AD6E3EB2-0-wk-Fact-57CE4F28B82EADC7BE64A358AD079AA7" escape="true"><div style="line-height:174%;padding-bottom:8px;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a summary of the Company&#8217;s long-term borrowed funds:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:73%;"></td><td style="width:1%;"></td><td style="width:11%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:11%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Parent Company:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.375% fixed-rate senior unsecured debt, due July 2021</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e2666-wk-Fact-250DF1769BF15AA3A41E9ECBCCC24A9D" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.375SeniorUnsecuredDebtDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">349</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e2684-wk-Fact-E0152FA690DA553EA2AD1FEF1DDF17BD" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.375SeniorUnsecuredDebtDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">349</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.150% fixed-rate subordinated debt, due September 2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2699-wk-Fact-F0AD6780E1AA53F9BC807B56586747A9" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">348</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2718-wk-Fact-4D23BA672C6059399F43792C1EBE58CA" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">348</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.750% fixed-rate subordinated debt, due July 2024</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2738-wk-Fact-ABA61505CEED56D89606B7AE1AAE5F55" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">250</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2757-wk-Fact-2AF559F92EC05977891CD44DF7840327" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">250</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.023% fixed-rate subordinated debt, due October 2024</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2777-wk-Fact-A3A6DFDD26E25826A1AFAD6EEA351EF5" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">42</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2796-wk-Fact-8E2C3D35D5C15B61A3BDDEDC8A579ADE" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">42</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.350% fixed-rate subordinated debt, due August 2025</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2816-wk-Fact-715D679DEE3D5F0AA73D51F6D0D8C575" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">249</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2835-wk-Fact-F1BFB226EE555ABE88EDD669096EE7ED" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">249</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.300% fixed-rate subordinated debt, due December 2025</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2855-wk-Fact-F8537D2C2F2F5642BCD6F807C61E37E6" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">750</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2874-wk-Fact-FDFEC382B371591B96344BADBA2BD165" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">749</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.850% fixed-rate senior unsecured notes, due July 2026</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2894-wk-Fact-235F46B2D68351DBA5779B42C1AC9345" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.850SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">496</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2913-wk-Fact-4A4D163BE6395414A295D2E3E5206BBD" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.850SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">CBNA&#8217;s Global Note Program:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.500% senior unsecured notes, due March 2019</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2975-wk-Fact-E8234039E7E055FEBD14B9EB50067F01" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.500SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e2994-wk-Fact-822B3A969EA2586A8F189FD73E001BF5" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.500SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">748</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.450% senior unsecured notes, due December 2019</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3014-wk-Fact-EC5CF43168035E6488A51B8B3F1C026B" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.450SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3033-wk-Fact-832C210613135367B0A84086BD010A65" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.450SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">744</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.250% senior unsecured notes, due March 2020</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3053-wk-Fact-30E20ED736265D3BB33654E4C3C55EE9" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">700</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3072-wk-Fact-EED5922AE7F35196A2C3887A62D77EED" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">691</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.447% floating-rate senior unsecured notes, due March 2020 </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3094-wk-Fact-9C2E4C686CB05CF6A9629A65E02A35A4" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">300</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3113-wk-Fact-DAD83C66B7F85FE68C64CBDBAF5A62BF" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">300</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.487% floating-rate senior unsecured notes, due May 2020 </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3135-wk-Fact-9EDA62072E07589B94BE2FAA6D49DD6E" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">250</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3154-wk-Fact-0DCFA4AD9375543C8E3FCCFC4A3F8E29" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">250</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.200% senior unsecured notes, due May 2020</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3174-wk-Fact-999448F58D48509B92E288F70B662988" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.200SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">500</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3193-wk-Fact-1F307B1EA0525F0CB1FFC1F436531116" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.200SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">499</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.250% senior unsecured notes, due October 2020</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3213-wk-Fact-3FC22033BB005CC5BC7B8067DC30ABA1" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">750</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3232-wk-Fact-57225644CC075EEA934C6365FB57D0D5" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">738</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.550% senior unsecured notes, due May 2021</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3252-wk-Fact-F7E6FC02A7E654E9AAF10E4647324AF6" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.550SeniorUnsecuredNotesDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">991</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3271-wk-Fact-D82491BF7B7C5896BD30ACD950F580F8" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.550SeniorUnsecuredNotesDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">964</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.250% senior unsecured notes, due February 2022</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3291-wk-Fact-7F9591E612AE5140A25D7B2A632CB365" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.250SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">711</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3310-wk-Fact-7768787C08AF582D9926B5559DAE2D90" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.250SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.629% floating-rate senior unsecured notes, due February 2022 </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3332-wk-Fact-DB9F35708A2A3BCF50E2A634D2DD4627" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">299</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3351-wk-Fact-6837D3AFED275D6FB20B89A6991E2C14" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.727% floating-rate senior unsecured notes, due May 2022</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3373-wk-Fact-AAA0D046B3A6473D96AAA634D2958195" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">250</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3392-wk-Fact-83A70B53D11852A78C69B28C7FD69572" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">249</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.650% senior unsecured notes, due May 2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3413-wk-Fact-461D54D9A305512C9C60D7033F65A40D" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.650SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">501</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3432-wk-Fact-4B699D01C4EF5CC9822FAC5F043057ED" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.650SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">487</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.700% senior unsecured notes, due March 2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3452-wk-Fact-E5C37F1FCEB153739C1661A06688FB11" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.700seniorunsecurednotesdue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">515</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3471-wk-Fact-79C852F3EFD35D1882BD591F327439B2" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.700seniorunsecurednotesdue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">502</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.911% floating-rate senior unsecured notes, due March 2023 </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3493-wk-Fact-CB98EA4086D455E799562E74601FBE6F" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">249</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3512-wk-Fact-988A70EFD33B5A9CB3861906F2B7ABE9" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">249</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.750% senior unsecured notes, due February 2026</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3532-wk-Fact-52CB9D615A0351E28EC12DD5CEE6DB06" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.750SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">521</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3551-wk-Fact-EAAF5C6F3C2A50548C11D505C858D60B" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.750SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Additional Borrowings by CBNA and Other Subsidiaries:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal Home Loan Bank advances, 2.006% weighted average rate, due through 2038</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3612-wk-Fact-015BED2B8007589CABCDD93ECDB0F075" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5,008</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3631-wk-Fact-E938C33387E5576AB6E9C3AA274C6EDB" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7,508</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3651-wk-Fact-9C93943D1CDD51ACA2A0ACF70BF0F105" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_cfg_OtherLongtermDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e3670-wk-Fact-B0B841272A3E57E4AB6160C11497020C" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_cfg_OtherLongtermDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total long-term borrowed funds</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e3694-wk-Fact-B024210276B05643ABF133350C9475C3" name="us-gaap:LongTermDebt" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14,047</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e3712-wk-Fact-643C4A75019F58DDAB37B149BD665B82" name="us-gaap:LongTermDebt" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15,925</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Rate disclosed reflects the floating rate as of December 31, 2019.</span></div></ix:nonNumeric><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Parent Company&#8217;s long-term borrowed funds as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> included principal balances of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29596567e3856-wk-Fact-211D9A1DB101530F97E53BA5922F1C90" name="us-gaap:UnsecuredDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">2.5</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29596567e3860-wk-Fact-49A618A0DD405AB1B1FECAF62C7237DB" name="us-gaap:UnsecuredDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">2.0</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, and unamortized deferred issuance costs and/or discounts of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>($<ix:nonFraction id="d29596567e3864-wk-Fact-836F74D1DFA35D59A5FFCB202C2574B2" name="us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction>) million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>($<ix:nonFraction id="d29596567e3869-wk-Fact-E733018D22A2F25BB93FA358ACAF848D" name="us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction>) million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. CBNA and other subsidiaries&#8217; long-term borrowed funds as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> included principal balances of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29596567e3881-wk-Fact-E813DCFDD55758488B9DF07D9FC486F0" name="us-gaap:UnsecuredDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">11.5</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29596567e3885-wk-Fact-003CB4AC65D0517EB0A4D884E30E37CD" name="us-gaap:UnsecuredDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">14.0</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, with unamortized deferred issuance costs and/or discounts of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>($<ix:nonFraction id="d29596567e3889-wk-Fact-74DDBA3B4E7F5B79BC2F330D79E5C895" name="us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction>) million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>($<ix:nonFraction id="d29596567e3894-wk-Fact-D9F500B2FE885873AA615E134EB4B753" name="us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction>) million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, and hedging basis adjustments of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29596567e3898-wk-Fact-3F357B1CC5D7583597E5ABE2277F8C4F" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">50</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>($<ix:nonFraction id="d29596567e3902-wk-Fact-5C38A7D21D555CFFAA64A485930E5C31" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">66</ix:nonFraction>) million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. See </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 13</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for further information about the Company&#8217;s hedging of certain long-term borrowed funds.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Advances, lines of credit, and letters of credit from the FHLB are collateralized by pledged mortgages and pledged securities at least sufficient to satisfy the collateral maintenance level established by the FHLB. The utilized borrowing capacity for FHLB advances and letters of credit was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29596567e3914-wk-Fact-AF4E65869F3352B38F565BAE3240341C" name="us-gaap:ShortTermBorrowings" contextRef="FI2019Q4_us-gaap_CreditFacilityAxis_us-gaap_SecuredDebtMember_us-gaap_LongtermDebtTypeAxis_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">9.8</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29596567e3918-wk-Fact-1727E141CB205E9DB4C6BA1193804252" name="us-gaap:ShortTermBorrowings" contextRef="FI2018Q4_us-gaap_CreditFacilityAxis_us-gaap_SecuredDebtMember_us-gaap_LongtermDebtTypeAxis_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">13.0</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. The Company&#8217;s available FHLB borrowing capacity was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29596567e3930-wk-Fact-CA8431A8A43B5BD38267E883F643ED8A" name="us-gaap:DebtInstrumentUnusedBorrowingCapacityAmount" contextRef="FI2019Q4_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">7.2</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29596567e3935-wk-Fact-B4635D32A78E5086A555F1FE414611E4" name="us-gaap:DebtInstrumentUnusedBorrowingCapacityAmount" contextRef="FI2018Q4_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">4.8</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. Citizens can also borrow from the FRB discount window to meet short-term liquidity requirements. Collateral, including certain loans, is pledged to support this borrowing capacity. At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company&#8217;s unused secured borrowing capacity was approximately </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29596567e3951-wk-Fact-A8981A50889B5BFDBD355AB5A89A3229" name="us-gaap:DebtInstrumentUnusedBorrowingCapacityAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">38.9</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, which includes unencumbered securities, FHLB borrowing capacity, and FRB discount window capacity. </span></div></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">131</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" id="TextSelection-E9F5E5A32B7099729028A358AD6FBF05-0-wk-Fact-488F1CDD58A9E75D6A0AA358AD077D11" escape="true"><ix:continuation id="TextSelection-DEDECA49AC29EEB2ABA0A358AD6FD4DF-2"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a summary of maturities for the Company&#8217;s long-term borrowed funds at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="10"></td></tr><tr><td style="width:64%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Parent Company</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">CBNA and Other Subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consolidated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e4100-wk-Fact-0E8AE25DED28540DB463A7B1E71F54F5" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e4113-wk-Fact-F2672A18BCB25A4384CFC2C3B54076A3" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,504</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e4126-wk-Fact-4AE58808547057E5B0B8DEC931CAEAA3" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,504</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2021</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e4141-wk-Fact-2BC2E83902015BFE9D700B09DB6BDFBB" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">349</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e4155-wk-Fact-9AEF58BE20F45809933BB7EB18B390B4" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5,998</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e4169-wk-Fact-D6052F01418D5CB28E1522C4DA46BDC3" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6,347</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2022</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e4189-wk-Fact-6014B78B9D4F590B8E95312F438FF138" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">348</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e4203-wk-Fact-30BBDD011D1B56A6B353A86D8D125514" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,767</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e4217-wk-Fact-FEA58CACC2595905BEA61FFF42A25343" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,115</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2023</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e4237-wk-Fact-1449726B85855BE5AC2AF1F6E9974957" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e4251-wk-Fact-0BB186C15E0D502E87749065C61B5C68" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">765</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e4265-wk-Fact-7919CF2B6998596A9484718FA5929A77" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">765</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2024</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e4285-wk-Fact-7937F614D6D55B7FAD4F3352D5392C24" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">292</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e4299-wk-Fact-F5830733B5BC50678F4A671A2B357B3C" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e4313-wk-Fact-E312A96CB21D544AB4D036BDFBADDF42" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">293</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2025 and thereafter</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e4333-wk-Fact-85423F999BCA5F8C86DC512F11586DC8" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,495</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e4347-wk-Fact-08E6206AA88154B1AB20BDDB39923515" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">528</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29596567e4361-wk-Fact-7213B93DD616522F9654AB0B868EC3A2" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,023</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e4385-wk-Fact-CB75726B9BE751189BCFAAFC400C967E" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,484</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e4398-wk-Fact-AB4393A447F05FD092B87DDFB77CA713" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11,563</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29596567e4411-wk-Fact-B024210276B05643ABF133350C9475C3" name="us-gaap:LongTermDebt" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14,047</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:continuation></ix:nonNumeric><div><a id="sFF831C8B07305B31B9F20FB4F48A1B77"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" id="TextSelection-5D200EB6F683FBF186F6A358AD702502-0-wk-Fact-74CE2F3367CFBB730B39A358AC438F42" continuedAt="TextSelection-5D200EB6F683FBF186F6A358AD702502-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 13 - DERIVATIVES</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:DerivativesPolicyTextBlock" id="TextSelection-45E6C131EBAC3F30FA73A358AD701FF8-0-wk-Fact-2784235CD0310268F120A358AC43A1D0" continuedAt="TextSelection-AD8A710D9BEBEBDD670FA358AD70477D-0" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In the normal course of business, Citizens enters into a variety of derivative transactions to meet the financing needs of its customers and to reduce its own exposure to fluctuations in interest rates and foreign currency exchange rates. These transactions include interest rate swap contracts, interest rate options, foreign exchange contracts, residential loan commitment rate locks, interest rate future contracts, swaptions, forward commitments to sell to-be-announced mortgage securities (&#8220;TBAs&#8221;), forward sale contracts and purchase options. The Company does not use derivatives for speculative purposes.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company&#8217;s derivative instruments are recognized on the Consolidated Balance Sheets in derivative assets and derivative liabilities at fair value. Information regarding the valuation methodology and inputs used to estimate the fair value of the Company&#8217;s derivative instruments is described in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 19</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Derivative assets and derivative liabilities are netted by counterparty on the Consolidated Balance Sheets if a &#8220;right of setoff&#8221; has been established in a master netting agreement between the Company and the counterparty. This netted derivative asset or liability position is also netted against the fair value of any cash collateral that has been pledged or received in accordance with a master netting agreement.</span></div></ix:nonNumeric></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">132</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-5D200EB6F683FBF186F6A358AD702502-1" continuedAt="TextSelection-5D200EB6F683FBF186F6A358AD702502-2"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock" id="TextSelection-3D18B93060CC04C085ABA358AD70FFC5-0-wk-Fact-46A34B2BB98144D2929AA358AC44F28F" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents derivative instruments included on the Consolidated Balance Sheets:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20"></td></tr><tr><td style="width:43%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Notional Amount </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative Assets</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative Liabilities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Notional Amount </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative Assets</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative Liabilities</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivatives designated as hedging instruments:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e1712-wk-Fact-92B148C731825549B8F913CF8ACFD0B9" name="us-gaap:DerivativeNotionalAmount" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">29,846</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e1725-wk-Fact-956F2FC01A79585EB2AB7E7A5719BFD9" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e1738-wk-Fact-2BF07C045D7852E294CB81A382165A37" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e1757-wk-Fact-659FE072DE415124874A55C1BC150811" name="us-gaap:DerivativeNotionalAmount" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12,050</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e1770-wk-Fact-582771FE5931591F9E4E2CF3984DB6FA" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e1783-wk-Fact-6FB7864E5C345F82BD7FFC50118AE7C0" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivatives not designated as hedging instruments:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e1900-wk-Fact-B8760DEB99C85C499A9C429D6B76F6D5" name="us-gaap:DerivativeNotionalAmount" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">142,386</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e1914-wk-Fact-07A99B400BF0510D9343058ADE6CD857" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">772</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e1928-wk-Fact-962EA97FA5AB596DA372999BB7022A84" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">133</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e1948-wk-Fact-DF51C97E5FA65C7398A874CFAC12B5BE" name="us-gaap:DerivativeNotionalAmount" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">117,076</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e1962-wk-Fact-CEC96773387F5B81846E704B5AC02D67" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">301</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e1976-wk-Fact-FFE5F31EA9565914B255DAEA3566B959" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">277</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e1996-wk-Fact-740A9427D3AE5879ACCF8B2D70AFB489" name="us-gaap:DerivativeNotionalAmount" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15,101</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2010-wk-Fact-FAA3AE2368FA5A528D4C2118D8035313" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">174</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2024-wk-Fact-A0904F5660C059C3B3FDFB14AC6BB179" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">166</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2044-wk-Fact-69D6C93B9D3957A4837375703C9DDC5C" name="us-gaap:DerivativeNotionalAmount" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9,866</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2058-wk-Fact-C202E448D32B548BAD3238C9BDC6B303" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">129</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2072-wk-Fact-FF1C6D48D6DF56D585777D89B09F0BF9" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">113</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2092-wk-Fact-9C94C782327F5AF9BD7942A51FCFBA1C" name="us-gaap:DerivativeNotionalAmount" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6,868</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2106-wk-Fact-EA9355D96DEF5500AF09FBC521407CE7" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">37</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2120-wk-Fact-7F5452E0AE7B5FAD999A9BA643010A6A" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">23</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2140-wk-Fact-B48B877DA0C65FBF8DBAE40854D7FE69" name="us-gaap:DerivativeNotionalAmount" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,555</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2154-wk-Fact-675223E02C305740B024A7A4AB2ACB4A" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2168-wk-Fact-3FB0AD7A09715EE18015AAE7933E2274" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total derivatives not designated as hedging instruments</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2203-wk-Fact-FB9D8582485E0ACC5B85A358ABC1BAA1" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">983</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2217-wk-Fact-7E004389665010D4B3ADA358ABBFB466" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">322</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2252-wk-Fact-A8E96C8BB9E2C1155ACFA358ABC761B8" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">444</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2266-wk-Fact-907E825DC894F8202E8FA358ABC07524" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">415</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gross derivative fair values</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2301-wk-Fact-A611F0F9A0A0442DC5B2A358ABBC3366" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">984</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2315-wk-Fact-8618112D483B62FF3C4AA358ABC4DF21" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">322</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2350-wk-Fact-A768F9D512A3220C7C22A358ABBC8B95" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">449</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e2364-wk-Fact-E08B9BD2F51518676AA2A358ABBB339E" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">415</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Less: Gross amounts offset in the Consolidated Balance Sheets </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e2401-wk-Fact-10E1D285892859CCA6FC864651743F3A" name="us-gaap:DerivativeAssetFairValueGrossLiability" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">107</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e2416-wk-Fact-4F0B0C17704B526DB395A3D67A35663F" name="us-gaap:DerivativeLiabilityFairValueGrossAsset" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">107</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e2452-wk-Fact-F8DC648285315D2AB361E6A397780689" name="us-gaap:DerivativeAssetFairValueGrossLiability" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">87</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e2467-wk-Fact-04BC1614651156D28D5F888A9AEA5C80" name="us-gaap:DerivativeLiabilityFairValueGrossAsset" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">87</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Less: Cash collateral applied </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e2506-wk-Fact-A658B57CD74E5CF1A2B4322C8FCE74FA" name="us-gaap:DerivativeAssetCollateralObligationToReturnCashOffset" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">70</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e2521-wk-Fact-4B4574E15F6F506F9F7C09F0C319D113" name="us-gaap:DerivativeLiabilityCollateralRightToReclaimCashOffset" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">95</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e2557-wk-Fact-C0C5EE1EB154512D96137CE1EFE649A3" name="us-gaap:DerivativeAssetCollateralObligationToReturnCashOffset" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">45</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e2572-wk-Fact-F3A3403E12585D4193B59CC3B29C00AC" name="us-gaap:DerivativeLiabilityCollateralRightToReclaimCashOffset" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">36</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total net derivative fair values presented in the Consolidated Balance Sheets</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e2612-wk-Fact-876CC1008F189D60568CA358ABC25CA0" name="us-gaap:DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">807</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e2625-wk-Fact-43620AC30CC119864DADA358ABC5E378" name="us-gaap:DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">120</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e2659-wk-Fact-64BF6B32F62E450609DAA358ABBAEBFF" name="us-gaap:DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">317</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e2672-wk-Fact-B4A36944E37FA2BAB2A8A358AC0F6EFF" name="us-gaap:DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">292</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">The notional or contractual amount of interest rate derivatives and foreign exchange contracts is the amount upon which interest and other payments under the contract are based. For interest rate contracts, the notional amount is typically not exchanged. Therefore, notional amounts should not be taken as the measure of credit or market risk, as they do not measure the true economic risk of these contracts.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Amounts represent the impact of enforceable master netting agreements that allow the Company to net settle positive and negative positions as well as collateral paid and received.</span></div></ix:nonNumeric><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><ix:continuation id="TextSelection-AD8A710D9BEBEBDD670FA358AD70477D-0"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company&#8217;s derivative transactions are internally divided into three sub-groups: institutional, customer and residential loan. Certain derivative transactions within these sub-groups are designated as fair value or cash flow hedges, as described below:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Derivatives Designated As Hedging Instruments</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company&#8217;s institutional derivatives qualify for hedge accounting treatment. The net interest accruals on interest rate swaps designated in a fair value or cash flow hedge relationship are treated as an adjustment to interest income or interest expense of the item being hedged. The Company formally documents at inception all hedging relationships, as well as risk management objectives and strategies for undertaking various accounting hedges. Additionally, the Company monitors the effectiveness of its hedge relationships during the duration of the hedge period. The methods utilized to assess hedge effectiveness vary based on the hedge relationship and the Company monitors each relationship to ensure that management&#8217;s initial intent continues to be satisfied. The Company discontinues hedge accounting treatment when it is determined that a derivative is not expected to be, or has ceased to be, effective as a hedge and subsequently reflects changes in the fair value of the derivative in earnings after termination of the hedge relationship.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Fair Value Hedges</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In a fair value hedge, changes in the fair value of both the derivative instrument and the hedged asset or liability attributable to the risk being hedged are recognized in the same income statement line item in the Consolidated Statements of Operations when the changes in fair value occur. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens has outstanding interest rate swap agreements utilized to manage the interest rate exposure on its long-term borrowings, certain fixed rate residential mortgages and AFS debt securities. Certain fair value hedges have been designated as a last-of-layer hedge, which affords the Company the ability to execute a fair value hedge of the interest rate risk associated with a portfolio of similar prepayable assets whereby the last dollar amount estimated to remain in the portfolio of assets is identified as the hedged item. </span></div></ix:continuation></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">133</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-5D200EB6F683FBF186F6A358AD702502-2" continuedAt="TextSelection-5D200EB6F683FBF186F6A358AD702502-3"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock" id="TextSelection-5FC34BBE93F266FFF956A358AD6FB706-0-wk-Fact-E2D604AB32922567E4C4A358AC45A03E" escape="true"><div style="line-height:120%;padding-bottom:17px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the change in fair value of interest rate contracts designated as fair value hedges, as well as the change in fair value of the related hedged items attributable to the risk being hedged, included in the Consolidated Statements of Operations:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"></td></tr><tr><td style="width:38%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Affected Line Item in the Consolidated Statements of Operations</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of interest rate swaps hedging borrowed funds</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e2953-wk-Fact-EF487ED5F80B505A9F01251D3CEE0530" name="us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1" contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">107</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e2971-wk-Fact-13C99E0EF3BE5177848EBC000A3187BB" name="us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1" contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29583935e2989-wk-Fact-F82A0CE29ACE71DB7DB4DC88B013B930" name="us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1" contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">26</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest expense - long-term borrowed funds</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of hedged long-term debt attributable to the risk being hedged</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e3011-wk-Fact-C90F5826941A56A19C26155F5EBEEF6D" name="us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1" contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">107</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e3031-wk-Fact-C55961E696605326BB76D742B07F2980" name="us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1" contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3051-wk-Fact-6A513F6AC89C7E1BC84CDC88B1ADE88C" name="us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1" contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">27</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest expense - long-term borrowed funds</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of interest rate swaps hedging fixed rate loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e3077-wk-Fact-377F3535CEA058238E802F94B96B1561" name="us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1" contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3097-wk-Fact-EE8EE3C7EF385F2A8BF747D9FDD44EA5" name="us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1" contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3116-wk-Fact-C0B083DEDDBAA9EA0EB7DC88B34F78C0" name="us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1" contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest and fees on loans and leases</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of hedged fixed rate loans attributable to the risk being hedged</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3142-wk-Fact-52A3AEEA773E5823B73F1ACDF3D32771" name="us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1" contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3161-wk-Fact-AA709C7AD6C055858C8A9CB669E6D590" name="us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1" contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3180-wk-Fact-74C563D62CCDD5F016BADC88B4EFFB2F" name="us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1" contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest and fees on loans and leases</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of interest rate swaps hedging debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3206-wk-Fact-79E3B65B706759D3B3129675DD294AAC" name="us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1" contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3225-wk-Fact-51CF71A3F9265CAC9AED7EBD9BF468B8" name="us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1" contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3244-wk-Fact-6B3DBFC09D38B4F51DF4DC88B68FE945" name="us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1" contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest income - investment securities</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of hedged debt securities available for sale attributable to risk being hedged</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e3270-wk-Fact-138584A0EA6C554983ECEFA41F80B72B" name="us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1" contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3290-wk-Fact-48BEA1B952DF5D3EBB2730FFDE175A8F" name="us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1" contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3309-wk-Fact-74C97B8F25620A25B204DC88B8308A83" name="us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1" contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest income - investment securities</span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table reflects amounts recorded on the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges:</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">&#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="10"></td></tr><tr><td style="width:389px;"></td><td style="width:5px;"></td><td style="width:98px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:82px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:84px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Debt securities available for sale</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Residential mortgages</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Long-term borrowed funds</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Carrying amount of hedged assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e3467-wk-Fact-A6FEEBD011E1586F99BEA1A6FF9CE826" name="us-gaap:HedgedAssetFairValueHedge" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15,798</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e3480-wk-Fact-F8F25AD8C51858C6B2B8953D91D5B32D" name="us-gaap:HedgedAssetFairValueHedge" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">976</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e3493-wk-Fact-23EF4992129E554EA8260F5F381A2EB2" name="us-gaap:HedgedAssetFairValueHedge" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_LongTermDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Carrying amount of hedged liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3508-wk-Fact-545A8E557D295E0BB2C144D2646C4468" name="us-gaap:HedgedLiabilityFairValueHedge" contextRef="FI2019Q4_us-gaap_FairValueByLiabilityClassAxis_us-gaap_AvailableforsaleSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3522-wk-Fact-EFA0DC3811EE506FBC60D661C56144C8" name="us-gaap:HedgedLiabilityFairValueHedge" contextRef="FI2019Q4_us-gaap_FairValueByLiabilityClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3536-wk-Fact-0C87270142495022AB4BA39BA57DBB6F" name="us-gaap:HedgedLiabilityFairValueHedge" contextRef="FI2019Q4_us-gaap_FairValueByLiabilityClassAxis_us-gaap_LongTermDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,689</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Cumulative amount of fair value hedging adjustments included in the carrying amount of the hedged items</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e3556-wk-Fact-D30574E356265A2CA6F2272140D325A5" name="us-gaap:HedgedAssetFairValueHedgeCumulativeIncreaseDecrease" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3571-wk-Fact-F79910387D065E359396BFA5035C031A" name="us-gaap:HedgedAssetFairValueHedgeCumulativeIncreaseDecrease" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3585-wk-Fact-2B22A0BA54DC5209BBE412E2A2C529E9" name="us-gaap:HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease" contextRef="FI2019Q4_us-gaap_FairValueByLiabilityClassAxis_us-gaap_LongTermDebtMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">50</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">The Company designated </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$<ix:nonFraction id="d29583935e3600-wk-Fact-946715A4AA33554DAC11FF0464C8E217" name="us-gaap:HedgedAssetFairValueHedgeLastOfLayerAmount" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">2.0</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> as the hedged amount (from a closed portfolio of prepayable financial assets with a carrying value of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$<ix:nonFraction id="d29583935e3604-wk-Fact-FBD26A5074EB840AC8DACA8EB99C6BC2" name="us-gaap:ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">15.8</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> as of December 31, 2019) in a last-of-layer hedging relationship, which commenced in the third quarter of 2019.</span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Cash Flow Hedges</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In a cash flow hedge, the entire change in the fair value of the interest rate swap included in the assessment of hedge effectiveness is initially recorded in OCI and is subsequently reclassified from OCI to current period earnings (interest income or interest expense) in the same period that the hedged item affects earnings. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens has outstanding interest rate swap agreements designed to hedge a portion of the Company&#8217;s floating-rate assets, and liabilities. All of these swaps have been deemed highly effective cash flow hedges. During the next 12 months, there are </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29583935e3620-wk-Fact-EBBF907709925850B86DE6FE67E12D40" name="us-gaap:InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in pre-tax net gains on derivative instruments included in OCI expected to be reclassified to net interest income in the Consolidated Statements of Operations. This amount could differ from amounts actually recognized due to changes in interest rates, hedge de-designations, and the addition of other hedges subsequent to December 31, 2019.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">During the years ended December 31, 2019, 2018 and 2017, there were no gains or losses reclassified from OCI to current period earnings (other income) related to the discontinuance of a cash flow hedge where it became probable that the original forecasted transaction would no longer occur by the end of the originally specified time period.</span></div></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">134</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-5D200EB6F683FBF186F6A358AD702502-3"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock" id="TextSelection-2E1BCC3B985C46D29C2DA358AD7030CD-0-wk-Fact-6A8371B2646AC66B64B0A358AC44C1CA" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the pre-tax net gains (losses) recorded in the Consolidated Statements of Operations and in the Consolidated Statements of Comprehensive Income relating to derivative instruments designated as cash flow hedges:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:393px;"></td><td style="width:5px;"></td><td style="width:85px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:84px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:82px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amounts Recognized for the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amount of pre-tax net gains (losses) recognized in OCI</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e3791-wk-Fact-A6FAE15C49CD5E1CB03FA6DCF99636F8" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">138</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29583935e3809-wk-Fact-67C17F01CB0D5B8C934995C578F9F001" name="us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">44</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29583935e3828-wk-Fact-E224B28AA548E2DA0DBCDC8925BFAB44" name="us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">23</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amount of pre-tax net losses reclassified from OCI into interest income</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e3845-wk-Fact-B2BBA538199C52A89835A5A3785CEDDA" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" contextRef="FD2019Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestIncomeMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">68</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e3865-wk-Fact-370AFF3F5F9E5B1FB915D97A2ADAD1F2" name="us-gaap:DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet" contextRef="FD2018Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestIncomeMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">55</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3885-wk-Fact-00C7138682DE6A6C05F8DC8827DF4D47" name="us-gaap:DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet" contextRef="FD2017Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestIncomeMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amount of pre-tax net gains reclassified from OCI into interest expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3906-wk-Fact-273F7360D5DC5A64A94818018E7B6B47" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" contextRef="FD2019Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3925-wk-Fact-ED58445D7AD85DFEB7D2E66C18B7711D" name="us-gaap:DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet" contextRef="FD2018Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e3944-wk-Fact-CF38DCB0BCA05DB8623ADC8827F718FD" name="us-gaap:DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet" contextRef="FD2017Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Derivatives not designated as hedging instruments</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Economic Hedges</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company&#8217;s economic hedges include those related to offsetting customer derivatives, residential mortgage loan derivatives (including interest rate lock commitments and forward sales commitments) and derivatives to hedge its residential MSR portfolio. Customer derivatives include interest rate and foreign exchange derivative contracts designed to meet the hedging and financing needs of the Company&#8217;s customers, and are economically hedged by the Company to offset its market exposure. Interest rate lock commitments on residential mortgage loans that will be held for sale are considered derivative instruments, and are economically hedged by entering into forward sale commitments to manage changes in fair value due to interest rate risk. Residential MSR portfolio derivatives are entered to hedge the risk of changes in the fair value of the Company&#8217;s MSR asset.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" id="TextSelection-41019BB8EFCF6E39BB4CA358AD703F07-0-wk-Fact-E74E3C81A3A8366EF00FA358AC4452C3" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the effect of economic hedges on noninterest income:</span></div><div style="line-height:120%;padding-top:2px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"></td></tr><tr><td style="width:51%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:22%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amounts Recognized in Noninterest Income for the Year Ended December 31,</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Affected Line Item in the Consolidated Statements of Operations</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Economic hedge type:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Customer interest rate contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e4256-wk-Fact-25BB44BE0B6B59FFA14B00AB6D76524C" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">687</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e4274-wk-Fact-BE62FF8647245C89BFE625183065C74E" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e4292-wk-Fact-4D6C1BE0DDD9DC89EC88A358ACBA19C4" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange and interest rate products</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Customer foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e4313-wk-Fact-B41FF547C78F56E58A947EFDB45C4348" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_ForeignExchangeContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">166</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e4333-wk-Fact-E18C0156AE475637B858171F2ED939DB" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_ForeignExchangeContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">54</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e4353-wk-Fact-E31192FEFF22387F508DA358ACB72553" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_ForeignExchangeContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">172</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange and interest rate products</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivatives transactions to hedge interest rate risk</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e4379-wk-Fact-4C608C385EEB52F2AD0F514545216259" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">620</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e4399-wk-Fact-18ABE68DF83554BB8ECB56E8599FE51D" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">43</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e4418-wk-Fact-E1029C6B054CFD5DFCB7A358ACB3EDDC" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">46</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange and interest rate products</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivatives transactions to hedge foreign exchange risk</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e4444-wk-Fact-573F76AFDF805B189D69C20FA4BFE17F" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">200</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e4463-wk-Fact-6480B8860A025BC8A1392CD48799FF9B" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">158</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e4482-wk-Fact-AD666CFFACDBBE0DABA0A358ACB966D5" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">151</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange and interest rate products</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential loan commitments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e4509-wk-Fact-773D98C019FA54E1A0D60BD199226C29" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e4528-wk-Fact-BB2033BB17DF5A2F8D103727EB77B20A" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e4548-wk-Fact-F7E9FF3932FE6F1449FCA358ACB78EB3" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage banking fees</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Forward sale contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e4574-wk-Fact-2614A332540E59C79D6ECA59F976BE32" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForwardContractsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e4593-wk-Fact-B9DE4B9E07275CA0877BB380E9B51476" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForwardContractsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29583935e4612-wk-Fact-726ECC676243B55FD6E7A358ACB236F8" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForwardContractsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage banking fees</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate derivative contracts used to hedge residential MSRs</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e4641-wk-Fact-1704F7AE95525439B22BB3D672A3ACDC" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractMortgageServicingRightsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">134</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e4660-wk-Fact-345F8BCB81315DB1B5092644939A7292" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractMortgageServicingRightsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">35</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29583935e4679-wk-Fact-CA5C29F2B8908CF6BC03A358ACB5C425" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractMortgageServicingRightsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage banking fees</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e4709-wk-Fact-A27CE262CF66522AB4880787DCEF14DC" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">263</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e4727-wk-Fact-FCDC72D770E8596CB2EE81CBB9CC8C8C" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">205</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29583935e4745-wk-Fact-C2A4FF9515D13E6391D5A358ACB69A98" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">66</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Includes </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>($<ix:nonFraction id="d29583935e4798-wk-Fact-CA30D06EDC8E4C603000CA9ED96D5CC1" name="us-gaap:DerivativeGainLossOnDerivativeNet" contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">5</ix:nonFraction>) million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> related to interest rate derivative contracts used to hedge residential MSRs valued at LOCOM for the year ended December 31, 2019.</span></div></ix:nonNumeric></ix:continuation><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div><a id="s0BEF29B517E4547E965A6B64842854B2"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock" id="TextSelection-F374A24A2FB6847EBFFAA358AD711C0F-0-wk-Fact-5B64339DB7487DBA3FC7A358ABB0A102" continuedAt="TextSelection-F374A24A2FB6847EBFFAA358AD711C0F-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 14 - EMPLOYEE BENEFITS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Pension Plans</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens maintains a non-contributory pension plan (the &#8220;Qualified Plan&#8221;) that was closed to new hires and re-hires effective January 1, 2009, and frozen to all participants effective December 31, 2012. Benefits under the Qualified Plan are based on employees&#8217; years of service and highest </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">5</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">-year average of eligible compensation. The Qualified Plan is funded on a current basis, in compliance with the requirements of ERISA. Citizens also provides an unfunded, non-qualified supplemental retirement plan (the &#8220;Non-Qualified Plan&#8221;), which was closed and frozen effective December 31, 2012. The Company&#8217;s Qualified Plan and Non-Qualified Plan are collectively referred to as the Company&#8217;s &#8220;Pension Plans&#8221;. The Pension Plans&#8217; investments include equity-oriented and fixed income-oriented investments, including but not limited to government obligations, corporate bonds, and common and collective equity and fixed income funds.</span></div></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">135</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><ix:continuation id="TextSelection-F374A24A2FB6847EBFFAA358AD711C0F-1" continuedAt="TextSelection-F374A24A2FB6847EBFFAA358AD711C0F-2"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock" id="TextSelection-E16F39A315B346687D8DA358AD72D3CE-0-wk-Fact-A857EFA8F7A2672AF39FA358ABAC878F" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents changes in the fair value of the Company&#8217;s Pension Plans&#8217; assets, projected benefit obligation, funded status, and accumulated benefit obligation: </span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90243902439025%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:65%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Qualified Plan</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Non-Qualified Plan</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value of plan assets as of January 1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e1649-wk-Fact-62B5A41694297BDC37DBA358AD484627" name="us-gaap:DefinedBenefitPlanFairValueOfPlanAssets" contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,050</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e1667-wk-Fact-37404C092A0CA8A6F10EA358AD492962" name="us-gaap:DefinedBenefitPlanFairValueOfPlanAssets" contextRef="FI2017Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,139</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e1685-wk-Fact-6BFF4E9C599AD19B663FA358AD48803E" name="us-gaap:DefinedBenefitPlanFairValueOfPlanAssets" contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e1704-wk-Fact-569C5661B2DBE986FB77A358AD493C99" name="us-gaap:DefinedBenefitPlanFairValueOfPlanAssets" contextRef="FI2017Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Actual return on plan assets </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e1719-wk-Fact-A8A07A2EEFF9BD0605CFA358AD4B0ED2" name="us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">259</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e1738-wk-Fact-BC1C602129A87B255C7CA358AD439AF4" name="us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">81</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e1758-wk-Fact-9F26B4BF66E1218D5375A358AD4026CE" name="us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e1778-wk-Fact-E7F3E15BEB9E55814488A358AD4207DA" name="us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Employer contributions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e1798-wk-Fact-63B9C2AFF49CD1EB88C3D84632D31858" name="us-gaap:DefinedBenefitPlanContributionsByEmployer" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e1817-wk-Fact-12247FE6615927D34B04D84633352368" name="us-gaap:DefinedBenefitPlanContributionsByEmployer" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">50</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e1836-wk-Fact-E8894954ACF63AC94464D8CE78694330" name="us-gaap:DefinedBenefitPlanContributionsByEmployer" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e1856-wk-Fact-1215AC4F12A487BB3CE1A358AD45BBBC" name="us-gaap:DefinedBenefitPlanContributionsByEmployer" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Benefits and administrative expenses paid</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e1876-wk-Fact-9E1B4E9B25F61C5F4B3FA358AD42A3F4" name="cfg:DefinedBenefitPlanBenefitsPaidandAdministrationExpenses" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">63</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e1896-wk-Fact-6D6B30B326BD38745A63A358AD45F324" name="cfg:DefinedBenefitPlanBenefitsPaidandAdministrationExpenses" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">58</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e1916-wk-Fact-A857C266CD0D5AB5754EA358AD4A112C" name="cfg:DefinedBenefitPlanBenefitsPaidandAdministrationExpenses" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e1937-wk-Fact-BCA89401EA99493142F4A358AD4199C5" name="cfg:DefinedBenefitPlanBenefitsPaidandAdministrationExpenses" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value of plan assets as of December 31</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e1958-wk-Fact-CCFE284A06853F222564A358AD426A9B" name="us-gaap:DefinedBenefitPlanFairValueOfPlanAssets" contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,246</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e1977-wk-Fact-62B5A41694297BDC37DBA358AD484627" name="us-gaap:DefinedBenefitPlanFairValueOfPlanAssets" contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,050</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e1996-wk-Fact-45A5D0241F1E1DAC7CC9A358AD47EFB8" name="us-gaap:DefinedBenefitPlanFairValueOfPlanAssets" contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e2016-wk-Fact-6BFF4E9C599AD19B663FA358AD48803E" name="us-gaap:DefinedBenefitPlanFairValueOfPlanAssets" contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Projected benefit obligation</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e2036-wk-Fact-1BB8FF211767255C1FE4A358AD48A486" name="us-gaap:DefinedBenefitPlanBenefitObligation" contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,075</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e2055-wk-Fact-3BB7F2D1A5236D1706ABA358AD4B3C1F" name="us-gaap:DefinedBenefitPlanBenefitObligation" contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">972</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e2074-wk-Fact-30C0E0E1C2A923B5EDC8A358AD44B524" name="us-gaap:DefinedBenefitPlanBenefitObligation" contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">102</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e2094-wk-Fact-73CFA0D129613D64C10BA358AD48D89A" name="us-gaap:DefinedBenefitPlanBenefitObligation" contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">95</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Pension asset (obligation)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e2118-wk-Fact-2D02D63841F0C7453429A358AD43C132" name="us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet" contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">171</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e2136-wk-Fact-6D6BCA75F229C38D8614A358AD41BB3C" name="us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet" contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">78</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29588335e2154-wk-Fact-7E3DB91B9F2E2286D14BA358AD4381BC" name="us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet" contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">102</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29588335e2174-wk-Fact-BC7A9C98859DCC0FCA5AA358AD4AD3D9" name="us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet" contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">95</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Accumulated benefit obligation</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e2194-wk-Fact-78B1887AF4760D3BB7D6A358AD42FFDA" name="us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation" contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,075</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e2212-wk-Fact-67ABD870F75318AE2A36A358AD45CBA2" name="us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation" contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">972</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e2230-wk-Fact-EBFD579EEB33008985B2A358AD4A2ABA" name="us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation" contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">102</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e2249-wk-Fact-37FBF8646B8510C853A1A358AD42A5FD" name="us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation" contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">95</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company&#8217;s projected benefit obligation increased for the year ending </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, due to the decrease in the discount rate assumption, partially offset by updated mortality assumptions. Citizens recognized actuarial gains and losses on the Pension Plans in AOCI resulting in an ending balance of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29588335e2274-wk-Fact-19857D50D03D814A2A95A358ABAE5BC6" name="us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">551</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29588335e2278-wk-Fact-6D583A5090711F595FC5A358ABA7271A" name="us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">618</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29588335e2300-wk-Fact-63B9C2AFF49CD1EB88C3D84632D31858" name="us-gaap:DefinedBenefitPlanContributionsByEmployer" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="0" format="ixt-sec:numwordsen">No</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> contributions were made to the Qualified Plan in 2019 and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29588335e2304-wk-Fact-AE077ED49026FFC83D39D84633015480" name="us-gaap:DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear" contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="0" format="ixt-sec:numwordsen">no</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> contribution is planned for 2020. Citizens contributed </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29588335e2308-wk-Fact-12247FE6615927D34B04D84633352368" name="us-gaap:DefinedBenefitPlanContributionsByEmployer" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">50</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> to the qualified plan in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Citizens contributed </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29588335e2316-wk-Fact-E8894954ACF63AC94464D8CE78694330" name="us-gaap:DefinedBenefitPlanContributionsByEmployer" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> to the Non-Qualified Plan in 2019 and expects to contribute </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29588335e2321-wk-Fact-626C628DBDC8F369AE19D8CEA5F1FFA0" name="us-gaap:DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear" contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in 2020.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" id="TextSelection-6B1E93538F67B8896EDBA358AD713A7E-0-wk-Fact-68B7AA15C5463AD79459A358ABAAF78B" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents other changes in plan assets and benefit obligations recognized in OCI for the Company&#8217;s Pension Plans: </span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:77%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net periodic pension income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29588335e2488-wk-Fact-560631FE89D9885F3B72A358AC5F802C" name="us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29588335e2507-wk-Fact-9088717C1B7E51E1F9C3A358AC5D04DA" name="us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">16</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29588335e2526-wk-Fact-0390CF89953F66E76271A358AC5E5ED2" name="us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net actuarial (gain) loss</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e2543-wk-Fact-66F5E92C190AE350EF3EA358AC5C568B" name="us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">49</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e2563-wk-Fact-6AAC9901E11321EB0203A358AC5CEDF6" name="us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">49</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e2582-wk-Fact-65ED51D79A0F871F1FB5A358AC5F8DF7" name="us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization of prior service credit</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e2604-wk-Fact-7E676EF9FAED760CCBE8A358AC5C7881" name="us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e2623-wk-Fact-961CE25468F448E1F3D4A358AC5F45DA" name="us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e2642-wk-Fact-F94607C0A52FB1B85439A358AC5EB27A" name="us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization of net actuarial loss</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e2663-wk-Fact-3A1C72D7B702DF603B63A358AC5BE79E" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e2683-wk-Fact-6122A0CEA8BA8367C286A358AC5BE966" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e2703-wk-Fact-A006EF8A099843AD4860A358AC5D718D" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total (loss) gain recognized in other comprehensive loss</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e2725-wk-Fact-D2DC35D0DC010AD7CA11A358AC5EBF28" name="us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">68</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e2745-wk-Fact-29996ECB7EE62D22DF90A358AC5CA624" name="us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">33</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e2764-wk-Fact-9EE3F6F6604B2C94D4FCA358AC5DA41E" name="us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">48</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total (loss) gain recognized in net periodic pension (income) cost and other comprehensive loss</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29588335e2790-wk-Fact-F14E2DB05E0E2EB46332A358AC5E5C94" name="cfg:NetPeriodicBenefitCostandOtherComprehensiveIncome" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">73</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e2809-wk-Fact-003332CD1934EFCD3BE2A358AC5E75BB" name="cfg:NetPeriodicBenefitCostandOtherComprehensiveIncome" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29588335e2827-wk-Fact-1E585A4F298D1DB92651A358AC5C9A26" name="cfg:NetPeriodicBenefitCostandOtherComprehensiveIncome" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">50</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:PostemploymentBenefitPlansPolicy" id="TextSelection-4497601D8A300DAE94ACA358AD71A995-0-wk-Fact-9F5B1E7135B6BD5EF11DA358ABA90A42" escape="true">Costs under the Company&#8217;s Pension Plans are actuarially computed and include current service costs and amortization of prior service costs over the participants&#8217; average future working lifetime. The actuarial cost method used in determining the net periodic pension cost is the projected unit method.</ix:nonNumeric>&#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfNetBenefitCostsTableTextBlock" id="TextSelection-23BEB75AF81ADBAA1047A358AD722D66-0-wk-Fact-9492DCB2B0CE7455CF59A358ABAB896E" escape="true"><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the components of net periodic pension (income) cost for the Company&#8217;s Pension Plans:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:678px;border-collapse:collapse;text-align:left;"><tr><td colspan="36"></td></tr><tr><td style="width:273px;"></td><td style="width:5px;"></td><td style="width:28px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:32px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:32px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:32px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:32px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:32px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:32px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:32px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:32px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="35" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Qualified Plan</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Non-Qualified Plan</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Service cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e3463-wk-Fact-4473E91B5DC45C96AC4E3A6934B76262" name="us-gaap:DefinedBenefitPlanServiceCost" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e3481-wk-Fact-BC56243ED26FD10E0022A358ACFA9079" name="us-gaap:DefinedBenefitPlanServiceCost" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e3499-wk-Fact-40B9A0F37F8E8474401FA358AC9A7F6E" name="us-gaap:DefinedBenefitPlanServiceCost" contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e3518-wk-Fact-CCA5BBA39B28D30BE0B9A358AD001DE0" name="us-gaap:DefinedBenefitPlanServiceCost" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e3536-wk-Fact-43285DA0B3E05B7D8AAAD9A3854D7D8E" name="us-gaap:DefinedBenefitPlanServiceCost" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e3555-wk-Fact-3E150A2D27F655EE1622A358ACFB40DA" name="us-gaap:DefinedBenefitPlanServiceCost" contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e3573-wk-Fact-C998DE82ABCBDF9CC90BA358AD01D091" name="us-gaap:DefinedBenefitPlanServiceCost" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e3591-wk-Fact-37DB09CA6AA35F26B191653043596039" name="us-gaap:DefinedBenefitPlanServiceCost" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e3610-wk-Fact-6CF812324BA6B4EE6D87A358AD02D100" name="us-gaap:DefinedBenefitPlanServiceCost" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest cost</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e3625-wk-Fact-88A6616CDEF557A88F4F90C8ABC4D520" name="us-gaap:DefinedBenefitPlanInterestCost" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">41</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e3644-wk-Fact-8F76015F978C5043BAAD7F733583FC09" name="us-gaap:DefinedBenefitPlanInterestCost" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">39</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e3663-wk-Fact-FFA659E163948297679CA358ACF9A952" name="us-gaap:DefinedBenefitPlanInterestCost" contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">42</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e3683-wk-Fact-CB5899B84937555E9318C570A104DB48" name="us-gaap:DefinedBenefitPlanInterestCost" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e3702-wk-Fact-2011FA2431F0589FB0B5DC17C35DD97B" name="us-gaap:DefinedBenefitPlanInterestCost" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e3721-wk-Fact-EEACAAF97892A3759A31A358ACF8B9CB" name="us-gaap:DefinedBenefitPlanInterestCost" contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e3741-wk-Fact-DBB804AADBE051BF8B122C6B00B78B4E" name="us-gaap:DefinedBenefitPlanInterestCost" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">45</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e3760-wk-Fact-595B13E5B9A957DA95FF634C88574A78" name="us-gaap:DefinedBenefitPlanInterestCost" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">43</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e3780-wk-Fact-0F9C23792434ABC667C2A358AC998C53" name="us-gaap:DefinedBenefitPlanInterestCost" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">46</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Expected return on plan assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e3800-wk-Fact-2D4B3EED7E535036A25E445016C64589" name="us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">72</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e3820-wk-Fact-D3B8303C30FE58DDA6B8BC893700E353" name="us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">79</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e3840-wk-Fact-4A54FAC0C36F0491A4D9A358AC992D89" name="us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets" contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">69</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e3861-wk-Fact-81383A8FF1C157F3A0DD1EDC2ACECD20" name="us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e3880-wk-Fact-7B100CC7015B5F7CAECA1527740E6B3A" name="us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e3899-wk-Fact-C3551FD9E1B383D536A7A358AD014614" name="us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets" contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e3919-wk-Fact-8105D6320DC9579391543EC1FEC20294" name="us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">72</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e3939-wk-Fact-FD3E813B4644845332D8A358AC998D74" name="us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">79</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29588335e3960-wk-Fact-843EC67B4F73F01BC476A358ACF8FC8C" name="us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">69</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization of actuarial loss</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e3981-wk-Fact-B9AFD4DFD43D558EAA3D2AACB95000B4" name="us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e4000-wk-Fact-43372DD34C3255F09861CD698B55AF25" name="us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e4019-wk-Fact-74544F3CE93CB753BEF0A358AD012572" name="us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses" contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">16</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e4039-wk-Fact-902AE2D9CBA3C9EA8059A358AC9AED9D" name="us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e4058-wk-Fact-FC858B363B0E5E419026086C86E9DB3C" name="us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e4077-wk-Fact-05705D5BD4581923CCF4A358AD030939" name="us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses" contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e4097-wk-Fact-179E2304E762498B1EDBA358ACF9EA9C" name="us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e4116-wk-Fact-E07472C0311976BC5BD4A358ACF875CF" name="us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e4136-wk-Fact-B34A6D3EEB43DBA3C20CA358AD03FCC7" name="us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">18</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net periodic pension (income) cost</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29588335e4162-wk-Fact-EC09D6B0C0245C77A684551A6FBD06FD" name="us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29588335e4181-wk-Fact-F2843E6F671956499C269F09AB00840C" name="us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29588335e4200-wk-Fact-AAA1AA66D413AD29B2BDA358AC99EECD" name="us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost" contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e4220-wk-Fact-75D73B158F3DF20BE74FA358AD02DD1E" name="us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost" contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e4238-wk-Fact-4BB3352563F45F3C831CEDCA860FFEDA" name="us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost" contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e4257-wk-Fact-4E6B9BF616367E937B23A358AC9A65BC" name="us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost" contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29588335e4275-wk-Fact-7C931F6993FD5308BA29A47F2F641196" name="us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29588335e4294-wk-Fact-BA34E0E5282253F486A4EAA6D45F6D43" name="us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">16</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29588335e4314-wk-Fact-949FAC16F953B99DFCC6A358ACFBB95D" name="us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">In the Consolidated Statements of Operations, service cost is presented in salaries and employee benefits, and all other components of net periodic pension (income) cost are presented in other operating expense. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">136</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div></div><div><br/></div><ix:continuation id="TextSelection-F374A24A2FB6847EBFFAA358AD711C0F-2"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock" id="TextSelection-67C1D254969490A5474BA358AD72FDB3-0-wk-Fact-B036304051AD99A1843BA358ABAB141A" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the expected future benefit payments for the Company&#8217;s Pension Plans:</span></div><div style="line-height:120%;padding-bottom:20px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90243902439025%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:89%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Expected benefit payments by fiscal year ending:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December&#160;31, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588335e4444-wk-Fact-36878C6254AFE23B54B4A358ACF069B1" name="us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">67</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December&#160;31, 2021</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e4459-wk-Fact-26ED075E4EA590AE5434A358ACF1C7A2" name="us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">68</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December&#160;31, 2022</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e4479-wk-Fact-B448B23D0A02862B3329A358ACF0F0F8" name="us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">68</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December&#160;31, 2023</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e4499-wk-Fact-94F52E655AE2613A0070A358ACF16EDD" name="us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">68</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December&#160;31, 2024</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e4519-wk-Fact-9741B38C62AA16CE790CA358ACF05161" name="us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">69</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December 31, 2025 - 2029</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588335e4539-wk-Fact-CC4EA8C230694136FEF7A358ACF0B6EE" name="us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">348</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">401(k) Plan</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens sponsors a 401(k) Plan under which employee tax-deferred/Roth after-tax contributions to the 401(k) Plan are matched by the Company after completion of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">one</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> year of service. Contributions are matched at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29588335e4669-wk-Fact-632BC56C686D8296CC5FA358ABA990D4" name="us-gaap:DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" contextRef="D2015Q1Jan1" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">100</ix:nonFraction>%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> up to an overall limitation of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29588335e4673-wk-Fact-378847BC50098AD9EF1CA358ABAA2587" name="us-gaap:DefinedContributionPlanEmployerMatchingContributionPercent" contextRef="D2015Q1Jan1" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">4</ix:nonFraction>%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> on a pay period basis. Substantially all employees will receive an additional </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29588335e4677-wk-Fact-8F09ED058849A45A1CECA358ABA9EAB2" name="cfg:DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay" contextRef="FD2019Q4YTD" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">2</ix:nonFraction>%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of earnings after completion of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">one</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> year of service, subject to limits set by the Internal Revenue Service. Amounts contributed and expensed by the Company were </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29588335e4686-wk-Fact-60BDBDB6F61CD70359C4A358ABAEA77A" name="us-gaap:DefinedContributionPlanCostRecognized" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">72</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> compared to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29588335e4694-wk-Fact-80C2A499E865B9E8ABA9A358ABAE4C9D" name="us-gaap:DefinedContributionPlanCostRecognized" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">68</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29588335e4702-wk-Fact-5BB04BD3001C5D173E86A358ABAAF8BD" name="us-gaap:DefinedContributionPlanCostRecognized" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">61</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div></ix:continuation><div><a id="s00F023C7B545536A8A516250C50748E4"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:DisclosureOfReclassificationAmountTextBlock" id="TextSelection-46B61368CEE944C1AEF7A358AD72D9EF-0-wk-Fact-E967E5823C05383935F9A358AD4B826A" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 15 - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" id="TextSelection-1194C1B2946D25AAE534A358AD725E7E-0-wk-Fact-323F29E12066AEA2EDBBA358AD4AD871" escape="true"><div style="line-height:120%;padding-bottom:4px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the changes in the balances, net of income taxes, of each component of AOCI:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="18"></td></tr><tr><td style="width:102px;"></td><td style="width:309px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:56px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:53px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:52px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:52px;"></td><td style="width:3px;"></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net Unrealized (Losses) Gains on Derivatives</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net Unrealized (Losses) Gains on Securities</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Employee Benefit Plans</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total AOCI</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at January 1, 2017</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e1484-wk-Fact-68603E65CF2F9317C861A358AC15C011" name="us-gaap:StockholdersEquity" contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">88</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e1503-wk-Fact-3542A3B68F77E32D0F86A358AC0F0EC3" name="us-gaap:StockholdersEquity" contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">186</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e1523-wk-Fact-6E42D2CC67D4DF974046A358AC12B96D" name="us-gaap:StockholdersEquity" contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">394</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e1542-wk-Fact-6E4D6F6005E734B92860A358ABC3E27B" name="us-gaap:StockholdersEquity" contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">668</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive loss before reclassifications</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e1568-wk-Fact-6C5FB523880D9FC32E08A358AC0DD873" name="us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e1588-wk-Fact-14CF27BDDEB6F241959AA358AC0E234D" name="us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e1609-wk-Fact-7DEFE04A1DE5839CF7DDA358AC0A75F3" name="us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e1628-wk-Fact-F55432C5A76B9BD02267A358AC0EB49E" name="us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amounts reclassified to the Consolidated Statements of Operations</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e1659-wk-Fact-6EC9379C1D5659A35852A358AC153DB0" name="us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">16</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e1679-wk-Fact-AECFE1C73094143F4530A358AC19BCAC" name="us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e1700-wk-Fact-653DB8AD0BA733CC7BE7A358AC0C2373" name="us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e1719-wk-Fact-AF876538D74A4AA2563EA358AC1485DF" name="us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net other comprehensive (loss) income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e1749-wk-Fact-3A96EC704BD9EC3E2B7CA358AC0CDA52" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">30</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e1769-wk-Fact-814AB5644AA5A7C7C2F1A358AC1050C1" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e1790-wk-Fact-B317D53B93FE6DE1199EA358AC0D3882" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e1809-wk-Fact-8847A53C89C04B3BBE0AA358AD2EB4A3" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reclassification of tax effects resulting from the 2017 Tax Legislation </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e1846-wk-Fact-B32D14E24FDCFD65BF2DDC79F325C7BF" name="cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e1865-wk-Fact-E47E76366C7761035430DC79F364937B" name="cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">42</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e1885-wk-Fact-42E735E8C22DABFA5E12DC79F2B03068" name="cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings" contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">78</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e1904-wk-Fact-B618CC493B9EB0340E48DC79F2CC9E24" name="cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">145</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at December 31, 2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e1934-wk-Fact-05312C86C47A5052ACAD2B1D0D9A4701" name="us-gaap:StockholdersEquity" contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">143</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e1953-wk-Fact-F373126129065D1B87BCD9DDA7AE393F" name="us-gaap:StockholdersEquity" contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">236</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e1973-wk-Fact-C1CB6E78F49F5E31A30682F207AFE446" name="us-gaap:StockholdersEquity" contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">441</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e1992-wk-Fact-71A08E1D7B94205260D7A358ABD67BEC" name="us-gaap:StockholdersEquity" contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">820</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive loss before reclassifications</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e2018-wk-Fact-64C620BEE9E05C3F8668DE780F1097DD" name="us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">33</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e2038-wk-Fact-E456FD133C4B5677ADB8F3841A26D51F" name="us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">239</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2059-wk-Fact-8B27906CA7D15EEB9418931874A4A417" name="us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e2078-wk-Fact-92BD963ABED9577C9EC993B93BFB2033" name="us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">272</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other-than-temporary impairment not recognized in earnings on securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2109-wk-Fact-5D6112E0FE5B5BCAB14DED2728A3BA57" name="us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e2128-wk-Fact-8F126CE903AE5011A36FCB0041B231FF" name="us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2149-wk-Fact-B0986E8D84795A4EB56A0CEEEF073D69" name="us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e2168-wk-Fact-5996E83DB8E35F93BC55DF1120BA8D80" name="us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amounts reclassified to the Consolidated Statements of Operations</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2199-wk-Fact-129FB14DC37D52B382C4469C9BB746F0" name="us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">33</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e2218-wk-Fact-970900EC3A5F51139277DB56CE2585DA" name="us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e2239-wk-Fact-AE0470190AD85C95888447EB1F2DC27D" name="us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e2259-wk-Fact-0CFBEAAA06CF57BF998DB517494BF14E" name="us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net other comprehensive loss</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2290-wk-Fact-9A5522FE36385589A990947EF9490EF4" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e2309-wk-Fact-144C754A09255F7792054EE4B46E9661" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">254</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e2330-wk-Fact-CCF766203A5956B89C7437F6AE5E4FF8" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e2350-wk-Fact-4D9B04C3FCFBE3EA476AA358AD351B8B" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">276</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at December 31, 2018</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e2386-wk-Fact-8387CAD307EC5D21B470BE76A8A8CEE3" name="us-gaap:StockholdersEquity" contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">143</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e2405-wk-Fact-8DE0276DFC7F5D1681F880792A2B9934" name="us-gaap:StockholdersEquity" contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">490</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e2425-wk-Fact-7A31938F72C45DF99DD718B101AFCDE2" name="us-gaap:StockholdersEquity" contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">463</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e2444-wk-Fact-940B2394AD5053A9A6D8F2D5F2857572" name="us-gaap:StockholdersEquity" contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">1,096</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive income before reclassifications</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2470-wk-Fact-82C4C2C9A2B05D94B2A9A86232856B07" name="us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">103</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2489-wk-Fact-E59B3EF378B8542FA127D866363C909B" name="us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">501</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2509-wk-Fact-B990CE4B5DD75603B2C82773BED86895" name="us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2528-wk-Fact-99C414D2B01C51C7BDFE287C6308FB37" name="us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">604</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amounts reclassified to the Consolidated Statements of Operations</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2558-wk-Fact-D4BB2B8F90AA517FA54C3F75587E6999" name="us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">43</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29579162e2577-wk-Fact-432AA68542C75FF2B02D22BB1C38DB19" name="us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2598-wk-Fact-F785DEBD1D195CD3AFC0BFEBCA25E39A" name="us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">48</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2617-wk-Fact-8E4A46845A2D56BB844278342D5580F2" name="us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">76</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net other comprehensive income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2647-wk-Fact-5F657E1A53055F3A8A7E938AA4FCE192" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">146</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2666-wk-Fact-C0C78660DC1D5629919543CC49C0D9A0" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">486</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2686-wk-Fact-10CB2DC242FB511DA7EA1448FD90779F" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">48</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2705-wk-Fact-F9E69A0B200DF359C361A358AD32916E" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">680</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Cumulative effect of change in accounting standards</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2735-wk-Fact-B6B99EC9D3CC5D29AE1A30E526C85382" name="us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" contextRef="I2019Q1Jan01_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2754-wk-Fact-273A7C8BD16452FA997B3DDEDA5BB598" name="us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" contextRef="I2019Q1Jan01_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2774-wk-Fact-2C3D8DBC4D2D5B5DB2601198090FAAE1" name="us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" contextRef="I2019Q1Jan01_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29579162e2793-wk-Fact-CA6A5DE9E8A753448F4F4331300A0EE8" name="us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" contextRef="I2019Q1Jan01" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29579162e2827-wk-Fact-841AEF0D287C5640830210CA76F84493" name="us-gaap:StockholdersEquity" contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29579162e2845-wk-Fact-75F25B5C039B5A499F340F5ADD97C88D" name="us-gaap:StockholdersEquity" contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e2864-wk-Fact-5E2803F2E5BF5A87AC14D0E85D9E02D1" name="us-gaap:StockholdersEquity" contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">415</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29579162e2883-wk-Fact-C612AAB9FB9CEED18A5EA358ABBC233E" name="us-gaap:StockholdersEquity" contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">411</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Primary income statement location of amounts reclassified from AOCI</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Securities gains, net</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other operating expense</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> As of December 31, 2017, the balance of AOCI reflects the retrospective adoption of FASB ASU 2018-02, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-style:italic;">Income Statement-Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">.</span></div></ix:nonNumeric></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">137</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="sF070C836AF5B5635824E2B64A98EBA09"></a></div><div><br/></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:StockholdersEquityNoteDisclosureTextBlock" id="TextSelection-99349143BEF86F229810A358AD7305E5-0-wk-Fact-CA4DC16A860F806D264AA358ACC629CA" continuedAt="TextSelection-99349143BEF86F229810A358AD7305E5-1" escape="true"><div style="line-height:174%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 16 - STOCKHOLDERS&#8217; EQUITY</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:174%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Preferred Stock </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfStockByClassTextBlock" id="TextSelection-34DC48BBCD0EA0A89360A358AD735EA2-0-wk-Fact-A3945379236308E32B43A358ACC51959" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table provides the number of authorized preferred shares, the number of issued and outstanding, the liquidation value per share and the carrying amount as of December 31:</span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="14"></td></tr><tr><td style="width:45%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:3%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:3%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions, except per share and share data)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Liquidation value per share</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Preferred Shares</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Amount</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Preferred Shares</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Amount</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Authorized ($25 par value)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1528-wk-Fact-135D92F422C65AFB546EA358ABA0204F" name="us-gaap:PreferredStockSharesAuthorized" contextRef="FI2019Q4" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">100,000,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1557-wk-Fact-D23FE458B7F92DDE83E8A358ABA1BD2B" name="us-gaap:PreferredStockSharesAuthorized" contextRef="FI2018Q4" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">100,000,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Issued and outstanding</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Series A</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e1655-wk-Fact-34EE662C239A247C5128A630DD3D43B7" name="us-gaap:PreferredStockLiquidationPreference" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">1,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1670-wk-Fact-1AFFCD7179917949C2ACA358ACB8E1FB" name="us-gaap:PreferredStockSharesIssued" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">250,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e1684-wk-Fact-9F2B9CD4F0700BB37F1CA630DD32764A" name="us-gaap:PreferredStockValue" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">247</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1699-wk-Fact-269094A56C367B174E2FA630DD1F8CB5" name="us-gaap:PreferredStockSharesIssued" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">250,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e1709-wk-Fact-7A2F3CCAD34283E7E2ECA630DD36E8A8" name="us-gaap:PreferredStockValue" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">247</ix:nonFraction></span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Series B</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1725-wk-Fact-E504EB89004FAF80139DA630DD3A0EED" name="us-gaap:PreferredStockLiquidationPreference" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">1,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1739-wk-Fact-695E37B70139854377D7A358ACBD6716" name="us-gaap:PreferredStockSharesIssued" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">300,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1754-wk-Fact-B640ECE1A5C49FFA99C0A630DD27E12F" name="us-gaap:PreferredStockValue" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">296</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1768-wk-Fact-300F8F7EE4A34F55157FCAED6910D69D" name="us-gaap:PreferredStockSharesIssued" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">300,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1778-wk-Fact-7AE1CE61D3E80A37B6F5CAED986800A5" name="us-gaap:PreferredStockValue" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">296</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Series C</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1793-wk-Fact-078B7C48C5A75CCC7792A630DD2E4A71" name="us-gaap:PreferredStockLiquidationPreference" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">1,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1807-wk-Fact-3BA192084C8987DD86CBA358ACB7C611" name="us-gaap:PreferredStockSharesIssued" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">300,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1821-wk-Fact-E454450EDBA94AC8E9BBA630DD1B5F04" name="us-gaap:PreferredStockValue" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">297</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1835-wk-Fact-B45EBBE5166D119A1A5ECAED6AB86812" name="us-gaap:PreferredStockSharesIssued" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">300,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1845-wk-Fact-942CC4DE60A3225CBE68CAED99936B8D" name="us-gaap:PreferredStockValue" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">297</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Series D</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1860-wk-Fact-5BBE604F4EADA8500CF1CAEDE37EB373" name="us-gaap:PreferredStockLiquidationPreference" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">1,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup>&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1874-wk-Fact-B0C3E708949CEF551994CAEDE528D46A" name="us-gaap:PreferredStockSharesIssued" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">300,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup>&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1888-wk-Fact-D61E80A3C38251039052CAEDE712B618" name="us-gaap:PreferredStockValue" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">293</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1902-wk-Fact-F349D97E4305216368E7CF8272F95F05" name="us-gaap:PreferredStockSharesIssued" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1912-wk-Fact-5D7EEAB6DCE046C42B09CF82B01AED67" name="us-gaap:PreferredStockValue" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Series E</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1927-wk-Fact-8DE647AB37EF52DCBD31CAEE0A5DEEA7" name="us-gaap:PreferredStockLiquidationPreference" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">1,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup>&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1941-wk-Fact-472F927F0D5287E08ECBCAEE0CD50A0F" name="us-gaap:PreferredStockSharesIssued" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">450,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup>&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1955-wk-Fact-23566258628E01BF2D3CCAEE0FE9C6DE" name="us-gaap:PreferredStockValue" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">437</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1969-wk-Fact-15C7C68FCB441E7E378FCF8289177B14" name="us-gaap:PreferredStockSharesIssued" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e1979-wk-Fact-EB441E8DD11C7707E9F0CF82B1BA6CD8" name="us-gaap:PreferredStockValue" contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total issued and outstanding</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e2009-wk-Fact-6C33EA4B1F4F5E05EE57A358ACF4D628" name="us-gaap:PreferredStockSharesIssued" contextRef="FI2019Q4" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">1,600,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e2023-wk-Fact-6F9EFAE2D3805BD49FF5E1AE8CB06F50" name="us-gaap:PreferredStockValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,570</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e2038-wk-Fact-14E785334DDC6F7017DCA358ACF5E528" name="us-gaap:PreferredStockSharesIssued" contextRef="FI2018Q4" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">850,000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e2048-wk-Fact-8CE9B327F2495ED2A74230747F390956" name="us-gaap:PreferredStockValue" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">840</ix:nonFraction></span></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Equivalent to </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$<ix:nonFraction id="d29592859e2060-wk-Fact-7A7D129650162FB9C220CB0187E96D5B" name="cfg:PreferredStockLiquidationPreferencePerDepositoryShare" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">25</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> per depositary share.</span></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Represented by </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonFraction id="d29592859e2069-wk-Fact-2FD79F1399C0592F8457CAFB8F0EE9ED" name="cfg:PreferredStockDepositarySharesIssued" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">12,000,000</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> depositary shares each representing a 1/40th interest in the Series D Preferred Stock.</span></div><div style="line-height:120%;padding-bottom:16px;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Represented by </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonFraction id="d29592859e2078-wk-Fact-1C86F4E4E0ADD42CB615CAFBA601CF47" name="cfg:PreferredStockDepositarySharesIssued" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">18,000,000</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> depositary shares each representing a 1/40th interest in the Series E Preferred Stock.</span></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table provides information related to the Company&#8217;s preferred stock outstanding as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6"></td></tr><tr><td style="width:9%;"></td><td style="width:14%;"></td><td style="width:10%;"></td><td style="width:34%;"></td><td style="width:21%;"></td><td style="width:12%;"></td></tr><tr><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions, except per share and share data)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Preferred Stock</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Issue Date</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Shares Issued</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Dividend Dates</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Annual Per Share Dividend Rate</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Optional Redemption Date</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Series A</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">April 6, 2015</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e2185-wk-Fact-1AFFCD7179917949C2ACA358ACB8E1FB" name="us-gaap:PreferredStockSharesIssued" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">250,000</ix:nonFraction></span></span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:16px;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Semi-annually beginning October 6, 2015 until April 6, 2020</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5.500% until April 6, 2020</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">April 6, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:16px;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Quarterly beginning July 6, 2020</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3 Mo. LIBOR plus 3.960% beginning April 6, 2020</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Series B</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">May 24, 2018</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e2249-wk-Fact-695E37B70139854377D7A358ACBD6716" name="us-gaap:PreferredStockSharesIssued" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">300,000</ix:nonFraction></span></span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:16px;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Semi-annually beginning January 6, 2019 until July 6, 2023</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6.000% until July 6, 2023</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">July 6, 2023</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:16px;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Quarterly beginning October 6, 2023</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3 Mo. LIBOR plus 3.003% beginning July 6, 2023</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Series C</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">October 25, 2018</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e2313-wk-Fact-3BA192084C8987DD86CBA358ACB7C611" name="us-gaap:PreferredStockSharesIssued" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">300,000</ix:nonFraction></span></span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:16px;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Quarterly beginning January 6, 2019 until       April 6, 2024</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6.375% until April 6, 2024</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">April 6, 2024</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:16px;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Quarterly beginning July 6, 2024</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3 Mo. LIBOR plus 3.157% beginning April 6, 2024</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Series D</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">January 29, 2019</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">300,000</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5)</sup></span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:16px;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Quarterly beginning April 6, 2019 until April 6, 2024</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">6.350% until April 6, 2024</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">April 6, 2024</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:16px;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Quarterly beginning July 6, 2024</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3 Mo. LIBOR plus 3.642% beginning April 6, 2024</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Series E</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">October 28, 2019</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">450,000</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(6)</sup></span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:16px;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Quarterly beginning January 6, 2020</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5.000%</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">January 6, 2025</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Series are non-cumulative fixed-to-floating rate perpetual preferred stock. Except in limited circumstances, the preferred stock does not have voting rights.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Series are non-cumulative fixed rate perpetual preferred stock. Except in limited circumstances, the preferred stock does not have voting rights.</span></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Dividends are payable when, and if, declared by the Company&#8217;s Board of Directors or an authorized committee thereof.&#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Redeemable at the Company&#8217;s option, in whole or in part, on any dividend payment date on or after the date stated, or in whole but not in part, at any time within </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonNumeric id="d29592859e2493-wk-Fact-CE910D3127FB531FB3D2F18A359AD1EA" name="cfg:PreferredStockRedemptionNoticePeriod" contextRef="FD2019Q4YTD" format="ixt-sec:durday">90</ix:nonNumeric></span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> days following a regulatory capital treatment event a as defined in the applicable certificate of designations, in each case at a redemption price equal to </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$<ix:nonFraction id="d29592859e2497-wk-Fact-DF482C6DBCF955B1A1A83FF9D1171DBC" name="us-gaap:PreferredStockRedemptionPricePerShare" contextRef="FI2019Q4" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">1,000</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> per share, plus any declared and unpaid dividends, without accumulation of any undeclared dividends. Under current rules, any redemption is subject to approval by the FRB. </span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Represented by </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonFraction id="d29592859e2507-wk-Fact-2FD79F1399C0592F8457CAFB8F0EE9ED" name="cfg:PreferredStockDepositarySharesIssued" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">12,000,000</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> depositary shares each representing a 1/40th interest in the Series D Preferred Stock.</span></div><div style="line-height:120%;padding-bottom:16px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(6)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Represented by </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonFraction id="d29592859e2516-wk-Fact-1C86F4E4E0ADD42CB615CAFBA601CF47" name="cfg:PreferredStockDepositarySharesIssued" contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">18,000,000</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> depositary shares each representing a 1/40th interest in the Series E Preferred Stock.</span></div></ix:nonNumeric></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">138</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-99349143BEF86F229810A358AD7305E5-1" continuedAt="TextSelection-99349143BEF86F229810A358AD7305E5-2"><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Dividends</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:DividendsDeclaredTableTextBlock" id="TextSelection-1BEE53E809CE373A19CEA358AD73B650-0-wk-Fact-9AE80730BB7456E5A037A358ACC490F6" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table provides information related to dividends per share and in the aggregate, declared and paid, for each type of stock issued and outstanding for the year ended December 31:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="31"></td></tr><tr><td style="width:16%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions, except per share and share data)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Dividends per Share</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Dividends Declared</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Dividends Paid</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Dividends per Share</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Dividends Declared</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Dividends Paid</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Dividends per Share</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Dividends Declared</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Dividends Paid</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Common stock</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e2902-wk-Fact-9E0717C7538F57A5B6274AFE947AB0C8" name="us-gaap:CommonStockDividendsPerShareDeclared" contextRef="FD2019Q4YTD" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">1.36</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e2915-wk-Fact-D66F6466C5465BBC97EE090E5ACBD588" name="us-gaap:DividendsCommonStockCash" contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">617</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e2928-wk-Fact-1625BE77383E57E6914B536F4A3074DB" name="us-gaap:DividendsCommonStockCash" contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">617</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e2947-wk-Fact-B8B1485BA55A55008EAA117E4E438A02" name="us-gaap:CommonStockDividendsPerShareDeclared" contextRef="FD2018Q4YTD" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">0.98</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e2960-wk-Fact-545DC353DA495DACB7FB910CF87C464C" name="us-gaap:DividendsCommonStockCash" contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">471</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e2973-wk-Fact-2778AB453B045B869A0486AB9FEA193D" name="us-gaap:DividendsCommonStockCash" contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">471</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e2992-wk-Fact-BD0B04F36919943AB42AA630C556D58A" name="us-gaap:CommonStockDividendsPerShareDeclared" contextRef="FD2017Q4YTD" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">0.64</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e3005-wk-Fact-FB8AA4AD434C0CF48862A630C54E3113" name="us-gaap:DividendsCommonStockCash" contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">322</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e3018-wk-Fact-B48A37E8517CA89DCC15A630C5464824" name="us-gaap:DividendsCommonStockCash" contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">322</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Preferred stock</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Series A</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e3200-wk-Fact-3E76A72D94D855B5A635E29A816CC541" name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">55.00</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e3213-wk-Fact-44D0A94FD0F15B97A5C4238F41ED57D7" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e3226-wk-Fact-D2C4F180220050BA986BB3DB9D0851B7" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e3245-wk-Fact-20CEBB93AD8B5D208AFB4B56AADC3BED" name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">55.00</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e3258-wk-Fact-290F85B2A2955746BB300DFFD03905E9" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e3271-wk-Fact-7E299028696D5911822A8BAE6196A0D0" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e3290-wk-Fact-7405573265BEC4BB6409A630C55239FB" name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">55.00</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e3303-wk-Fact-8406A6D7D877C518384AA630C55E5782" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e3316-wk-Fact-77EF0D3D10CD24C6249AA630C5627C99" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Series B</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3336-wk-Fact-81C5BD9F521050958F6BFC9CD94B7516" name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">60.00</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3350-wk-Fact-9F0D65605EF85C34AEE1CCE3F8F51B4B" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3364-wk-Fact-CD70D01E9FBD5083BDB616629DD17A58" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3384-wk-Fact-DBAE5DF94B79533EA6E677E1052A1890" name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">37.00</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3398-wk-Fact-02C8626E6A8A572ABD9CE4A17D22ACFE" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3412-wk-Fact-E2D2B22E615051D2AC63A12C0002EEFC" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3432-wk-Fact-A92F74FD95E2F427A3BAA630C53D930B" name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3446-wk-Fact-AA7F90513A356EE8D32BA630C538F4DB" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3460-wk-Fact-EDABF088308CDF099DF5A630C53378DE" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Series C</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3485-wk-Fact-FA0D8534A2DF55C48C8A82B25AF3C34D" name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">63.75</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3499-wk-Fact-E81CE8CA5DFB59CC95BD86DD53F12087" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3513-wk-Fact-FDCF707BB77853EB87D23B90339C4922" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3533-wk-Fact-1F3E07508E075EE6B40523504DE2BFED" name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">12.57</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3547-wk-Fact-B99C99F63433529C853AEEB95D999CFB" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3561-wk-Fact-035163EFF5D850FAB9D1FAA461E34208" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3581-wk-Fact-8FA5FC891F8C9027E793A630C559F848" name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3595-wk-Fact-FEC177D9E96908AA0F09A630C54A3DDA" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3609-wk-Fact-E7F54075BBB6573E1311A630C541D51E" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Series D</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3634-wk-Fact-E9D49AC34A785E5488E9301D8E82D409" name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">59.45</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3648-wk-Fact-D2793651BB0C532DBFEE7390FF61930F" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3662-wk-Fact-1EC72EF69CCE593A8FDF89B0AE925CC4" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3682-wk-Fact-7F417F791469576D95457C4824579BBC" name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3696-wk-Fact-F65223B9A1BB58FBA9C499A3C22F8B00" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3710-wk-Fact-52DBFE4F8C6C53B1A11EE1247A9F47E2" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3730-wk-Fact-3704AC31A00776327FF3CAF707645908" name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3744-wk-Fact-935896812487B133B08ECAF708DD5B96" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3758-wk-Fact-B964689D510B541574CCCAF70AC56150" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Series E</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3783-wk-Fact-8986CC2B4E3A5C6637EBCAF7832BF74A" name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:numdotdecimal">9.44</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3797-wk-Fact-1EDC7A433763B53ED037CAF7853587BB" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3811-wk-Fact-824D55EC64BD10C26E5ECAF787E48CD8" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3831-wk-Fact-60A49F12AF13216FDFFECAF76A377BF8" name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3845-wk-Fact-94EF4D0E629C0EFEE094CAF76C1B9759" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3859-wk-Fact-A7C69F2679948E88AF46CAF76EEC6EA7" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3879-wk-Fact-CA61B2CBA7FA808C6612CAF70CB4FA9E" name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="usdPerShare" decimals="INF" scale="0" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3893-wk-Fact-C975A8BE55697F76A449CAF70E1E96FD" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29592859e3907-wk-Fact-7D6B95B46C3A6D06D368CAF70F9F1DF0" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total preferred stock</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e3951-wk-Fact-1D62CAAE87E878E945F9A358AC1212C0" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">73</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e3964-wk-Fact-31EB3FDBB46608CA8074A358AC100049" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">65</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e3998-wk-Fact-9DE4910E31698C1A27EDA358AC16B0CA" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">29</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e4011-wk-Fact-4CD88F99B33F8BEE7007A358ABC6201A" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e4045-wk-Fact-9DBC5B89D8D7083B7665A358AC19495B" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29592859e4058-wk-Fact-9B65B34F27919EBA9551A358ABC57625" name="us-gaap:DividendsPreferredStockCash" contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:TreasuryStockPolicyPolicyTextBlock" id="TextSelection-4C9DA179E5F245952FF1A358AD730BCD-0-wk-Fact-BF6452A297B04D31CFDDA358ACC71EB1" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Treasury Stock</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The purchase of the Company&#8217;s common stock is recorded at cost. At the date of retirement or subsequent reissuance, treasury stock is reduced by the cost of such stock on a first-in, first-out basis with differences recorded in additional paid-in capital or retained earnings, as applicable.</span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">During the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company paid </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29592859e4086-wk-Fact-FF52AACD97C85197B0E84D53A181D109" name="us-gaap:PaymentsForRepurchaseOfCommonStock" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="9" format="ixt:numdotdecimal">1.220</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> to repurchase </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29592859e4090-wk-Fact-DD8AA6073F365A0B97CB0316661B76E1" name="us-gaap:TreasuryStockSharesAcquired" contextRef="FD2019Q4YTD" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">34,305,768</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> common shares at a weighted-average price of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29592859e4094-wk-Fact-8FD02798779AB1C7D099A358ACA52EE6" name="us-gaap:TreasuryStockAcquiredAverageCostPerShare" contextRef="FD2019Q4YTD" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">35.56</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. During the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company recorded </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29592859e4103-wk-Fact-4BF6078A325C707AD57DA358ACA50331" name="us-gaap:StockRepurchasedDuringPeriodShares" contextRef="FD2019Q4YTD_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_us-gaap_DeferredCompensationShareBasedPaymentsMember" unitRef="shares" decimals="INF" scale="6" format="ixt-sec:numwordsen">no</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> shares of treasury stock associated with share-based compensation plan activity. </span></div></ix:continuation><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><ix:continuation id="TextSelection-99349143BEF86F229810A358AD7305E5-2" continuedAt="TextSelection-99349143BEF86F229810A358AD7305E5-3"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">During the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company paid </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29592859e4119-wk-Fact-017985576A6E571EBFBF744D302FA5BB" name="us-gaap:PaymentsForRepurchaseOfCommonStock" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="9" format="ixt:numdotdecimal">1.025</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> to repurchase </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29592859e4123-wk-Fact-5798440CA50BE6701FCAA358ACC77AA0" name="us-gaap:TreasuryStockSharesAcquired" contextRef="FD2018Q4YTD" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">25,773,807</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> common shares at an average price of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29592859e4127-wk-Fact-CDD753CD7EDFF94B6C51A358ACC70A55" name="us-gaap:TreasuryStockAcquiredAverageCostPerShare" contextRef="FD2018Q4YTD" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">39.77</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. During the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company recorded </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29592859e4136-wk-Fact-E4C8AF7C4E86BA6EAB9DA358ACC61695" name="us-gaap:StockRepurchasedDuringPeriodShares" contextRef="FD2018Q4YTD_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_us-gaap_DeferredCompensationShareBasedPaymentsMember" unitRef="shares" decimals="INF" scale="0" format="ixt-sec:numwordsen">no</ix:nonFraction></span></span></ix:continuation><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><ix:continuation id="TextSelection-99349143BEF86F229810A358AD7305E5-3"> shares of treasury stock associated with share-based compensation plan activity.</ix:continuation>&#160;&#160;&#160;&#160;</span></div><div><a id="sD986330374515FA2A545244CD6521851"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" id="TextSelection-6C7796C23762A4F654A5A358AD73C563-0-wk-Fact-F53955D7E1FC5341CA48A358AD105C8F" continuedAt="TextSelection-6C7796C23762A4F654A5A358AD73C563-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 17 - SHARE-BASED COMPENSATION</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;font-style:italic;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">Citizens</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> has share-based employee compensation plans as outlined below, pursuant to which stock awards are granted to employees and non-employee directors.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;">Employees of the Company hold time-based restricted stock units and performance-based restricted stock units. </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">A restricted stock unit is the right to receive shares of stock on a future date, which may be subject to time-based vesting conditions and/or performance-based vesting conditions. </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;">If a dividend is paid on shares underlying the awards prior to the date such shares are distributed, those dividends will be distributed following vesting in the same form as the dividend that has been paid to common stockholders generally.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;font-style:italic;">Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan. </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;">Certain employees of the Company hold time-based restricted stock units and performance-based restricted stock units granted under this plan. Time-based restricted stock units granted generally become vested ratably over a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"><span><ix:nonNumeric id="d29589239e1357-wk-Fact-4087F82F398D8276BD9ECEDD7288351E" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" contextRef="FD2019Q4YTD_us-gaap_AwardTypeAxis_cfg_RestrictedStockUnitsTimeBasedVestingMember_us-gaap_PlanNameAxis_cfg_OmnibusIncentivePlanMember" format="ixt-sec:duryear">3</ix:nonNumeric></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;">-year period and performance-based restricted stock units granted generally become vested in a single installment at the end of a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"><span><ix:nonNumeric id="d29589239e1361-wk-Fact-14C317302499F07F4AEDCEDDC657413F" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" contextRef="FD2019Q4YTD_us-gaap_AwardTypeAxis_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_us-gaap_PlanNameAxis_cfg_OmnibusIncentivePlanMember" format="ixt-sec:duryear">3</ix:nonNumeric></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;">-year performance period, depending on the level of performance achieved during such period.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#0d0d0d;font-style:italic;">Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#0d0d0d;"> Non-employee directors receive grants of time-based restricted stock units under this plan as compensation for their services pursuant to the Citizens Financial Group, Inc. Directors Compensation Policy. Restricted stock units granted to directors are fully vested on the grant date, with settlement of the awards deferred until a director&#8217;s cessation of service.</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;font-style:italic;">Citizens Financial Group, Inc. 2014 Employee Stock Purchase Plan. </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;">Citizens also maintains the Citizens Financial Group, Inc. Employee Stock Purchase Plan (the &#8220;ESPP&#8221;), which provides eligible employees an opportunity to purchase its common stock at a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"><span><ix:nonFraction id="d29589239e1379-wk-Fact-DB2E2E4FA259BD06BD6CA358AD0D2C7D" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate" contextRef="FD2019Q4YTD" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">10</ix:nonFraction>%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"> discount, through accumulated payroll deductions. Eligible employees may contribute up to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"><span><ix:nonFraction id="d29589239e1383-wk-Fact-7CD16FEFDAF0A15F099AA358AD0935C2" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate" contextRef="FI2019Q4" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">10</ix:nonFraction>%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"> of eligible compensation to the ESPP, up to a maximum purchase of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"><span>$<ix:nonFraction id="d29589239e1387-wk-Fact-3575DE4FF35AB06D72DEA358AD0A1440" name="cfg:SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue" contextRef="FD2019Q4YTD" unitRef="usd" decimals="INF" scale="0" format="ixt:numdotdecimal">25,000</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"> worth of stock in any calendar year. Offering periods under the ESPP are quarterly. Shares of CFG common stock are purchased for a participant on the last day of each quarter at a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"><span><ix:nonFraction id="d29589239e1391-wk-Fact-DB2E2E4FA259BD06BD6CA358AD0D2C7D" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate" contextRef="FD2019Q4YTD" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">10</ix:nonFraction>%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"> discount from the fair market value (fair market value under the plan is defined as the closing price on the day of purchase). Prior to the date the shares are purchased, participants do not have any rights or privileges as a stockholder with respect to shares to be purchased at the end of the offering period.</span></div></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">139</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-6C7796C23762A4F654A5A358AD73C563-1"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;font-style:italic;font-weight:bold;">Summary of Share-Based Plans Activity</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfShareBasedCompensationActivityTableTextBlock" id="TextSelection-25DE7F2D3BEACB101268A358AD73FC31-0-wk-Fact-65233DE53F46C8C4FA34A358AD0EF6BB" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">The following table presents the activity related to the Company&#8217;s share-based plans (excluding the ESPP) for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="7"></td></tr><tr><td style="width:412px;"></td><td style="width:129px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:124px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Shares<br/> Underlying Awards</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Weighted-Average Grant Price</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Outstanding, January 1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29589239e1469-wk-Fact-75D4D2F916A05DAD6129A358ACAD3197" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" contextRef="FI2018Q4_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">2,893,281</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29589239e1487-wk-Fact-DFD6E837B73C9E82D116A358ACAD0F06" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" contextRef="FI2018Q4_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">34.04</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;text-indent:12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29589239e1502-wk-Fact-DD0F83E9736364C9B772A358ACAFBF9B" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">1,677,167</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29589239e1516-wk-Fact-DA2399F7DBCA2E27A6CCA358ACAEB806" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">36.21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;text-indent:12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Vested &amp; Distributed</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29589239e1536-wk-Fact-5BD23069783B9B9A4685A358ACAF6C5C" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">1,518,836</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29589239e1551-wk-Fact-24E6F3C8285C6D38687FA358ACAEC195" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">32.21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;text-indent:12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Forfeited</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29589239e1571-wk-Fact-3490A7201723974D5D83A358ACAC6F0A" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">51,388</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29589239e1586-wk-Fact-44BE5428F3EA0A7221A5A358ACACF405" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">38.29</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Outstanding, December 31</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29589239e1606-wk-Fact-2004EB4B338FA15EB1CDA358ACAD4812" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" contextRef="FI2019Q4_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">3,000,224</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29589239e1624-wk-Fact-B7E7DDF8268D1A27A278A358ACAE69ED" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" contextRef="FI2019Q4_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">36.71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">During the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, the following number of CFG share awards were granted: </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> (</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span><ix:nonFraction id="d29589239e1658-wk-Fact-DD0F83E9736364C9B772A358ACAFBF9B" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">1,677,167</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> granted with a weighted-average grant price of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$<ix:nonFraction id="d29589239e1663-wk-Fact-DA2399F7DBCA2E27A6CCA358ACAEB806" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">36.21</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">); </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> (</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span><ix:nonFraction id="d29589239e1671-wk-Fact-CD1AFE96121B18A7436EA358AD0EB8E1" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" contextRef="FD2018Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">1,174,501</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> granted with weighted-average grant price of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$<ix:nonFraction id="d29589239e1675-wk-Fact-136E8B6570F09E0A7A37A358AD0AEBDB" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" contextRef="FD2018Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">39.54</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">); and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> (</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span><ix:nonFraction id="d29589239e1683-wk-Fact-9283423354D2E10FBB04A358AD082B86" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" contextRef="FD2017Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">1,256,816</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> granted with weighted-average grant price of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$<ix:nonFraction id="d29589239e1688-wk-Fact-8383FF426AF74CB3F367A358AD0C7500" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" contextRef="FD2017Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">39.09</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">). </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">In addition, the following number of CFG share awards became vested and distributed: </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> (</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span><ix:nonFraction id="d29589239e1700-wk-Fact-5BD23069783B9B9A4685A358ACAF6C5C" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">1,518,836</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> vested and distributed with a weighted-average grant price of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$<ix:nonFraction id="d29589239e1704-wk-Fact-24E6F3C8285C6D38687FA358ACAEC195" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">32.21</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">); </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> (</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span><ix:nonFraction id="d29589239e1712-wk-Fact-1957E34AE8EBCE4F5AF0A358AD0E1331" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" contextRef="FD2018Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">877,111</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> vested with weighted-average grant price of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$<ix:nonFraction id="d29589239e1717-wk-Fact-308A612F9D6095FE4A77A358AD0C3D07" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" contextRef="FD2018Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">30.50</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">); and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> (</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span><ix:nonFraction id="d29589239e1725-wk-Fact-3224731817EDBBEFE552A358AD109FD7" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" contextRef="FD2017Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">1,426,850</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> vested with weighted-average grant price of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$<ix:nonFraction id="d29589239e1729-wk-Fact-FB019D7905A06BA3992EA358AD0FC416" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" contextRef="FD2017Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">21.91</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">).</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">There are </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span><ix:nonFraction id="d29589239e1738-wk-Fact-A8D2D7ED0765E2CF0FEEA358AD08A336" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" contextRef="FI2019Q4_us-gaap_PlanNameAxis_cfg_OmnibusIncentivePlanAndDirectorsPlanMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">48,116,987</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> shares of Company common stock available for awards to be granted under the Omnibus Plan and Directors Plan. In addition, there are </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span><ix:nonFraction id="d29589239e1742-wk-Fact-362341EF0F2890A027BCA358AD0DAB44" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" contextRef="FI2019Q4_us-gaap_PlanNameAxis_cfg_A2014EmployeeStockPurchasePlanMember" unitRef="shares" decimals="INF" scale="0" format="ixt:numdotdecimal">5,782,877</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> shares available for awards under the ESPP.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> Upon settlement of share-based awards, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">the Company generally issues new shares, but may also issue shares from treasury stock.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy" id="TextSelection-67571F97694C8DB76874A358AD739C01-0-wk-Fact-66D1A1C342262A543644A358AD0CD61C" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;font-style:italic;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens measures compensation expense related to stock awards based upon the fair value of the awards on the grant date. Compensation expense is adjusted for forfeitures as they occur. The related expense is charged to earnings on a straight-line basis over the requisite service period (e.g., vesting period) of the award. With respect to performance-based stock awards, compensation expense is adjusted upward or downward based upon the probability of achievement of performance. Awards that continue to vest after retirement are expensed over the shorter of the period of time from grant date to the final vesting date or from the grant date to the date when an employee is retirement eligible. Awards granted to employees who are retirement eligible at the grant date are generally expensed immediately upon grant.</span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Share-based compensation expense (including ESPP) was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29589239e1767-wk-Fact-FA381C2405B5BCF2EB37A358AD0FC413" name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">55</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29589239e1771-wk-Fact-C75FC83EE56F661E4B29A358AD0F1A25" name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">41</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$<ix:nonFraction id="d29589239e1775-wk-Fact-0C70CD90A5678BA0F12BA358AD09520D" name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">39</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, respectively. At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, the total unrecognized compensation expense for nonvested equity awards granted was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$<ix:nonFraction id="d29589239e1796-wk-Fact-4F9AB784F9116E17329EA358AD104464" name="us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">47</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">. This expense is expected to be recognized over a weighted-average period of approximately </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span><ix:nonNumeric id="d29589239e1800-wk-Fact-CC10BDC4ABA5ECAC59AEA358AD0A7C5E" name="us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" contextRef="FD2019Q4YTD" format="ixt-sec:durwordsen">two years</ix:nonNumeric></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">. No share-based compensation costs were capitalized during the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">The income tax benefit recognized in earnings based on the compensation expense recognized for all share-based compensation arrangements amounted to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$<ix:nonFraction id="d29589239e1821-wk-Fact-F8DA747F76974F81A8ABA358AD09A7EE" name="us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$<ix:nonFraction id="d29589239e1825-wk-Fact-0C237D84984DE52E034AA358AD0E72A9" name="us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$<ix:nonFraction id="d29589239e1829-wk-Fact-41139F0662A1D586F99DA358AD0BB87D" name="us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, respectively.</span></div></ix:continuation><div><a id="sCC8E9E4C5DB85517AC57A1C0E9C1903B"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:CommitmentsAndContingenciesDisclosureTextBlock" id="TextSelection-D7914089982D20293464A358AD739EA3-0-wk-Fact-B4DBF15C83285D96F5D9A358AC524F51" continuedAt="TextSelection-D7914089982D20293464A358AD739EA3-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 18 - COMMITMENTS AND CONTINGENCIES</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock" id="TextSelection-A09F2BA746E32C38B269A358AD7361D3-0-wk-Fact-F73645A3DFC82D68B603A358ACC09BFA" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A summary of outstanding off-balance sheet arrangements is presented below: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;padding-left:24px;text-indent:-24px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:540px;"></td><td style="width:5px;"></td><td style="width:60px;"></td><td style="width:4px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:58px;"></td><td style="width:4px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commitments to extend credit</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588315e1452-wk-Fact-2BD214FA13C95ACE8123606F4F43FE45" name="us-gaap:ContractualObligation" contextRef="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_CommitmentsToExtendCreditMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">72,743</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588315e1470-wk-Fact-8DCD24578597540699FF93621A05814C" name="us-gaap:ContractualObligation" contextRef="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_CommitmentsToExtendCreditMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">69,553</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Letters of credit</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588315e1485-wk-Fact-1B035D490626827CC1C2A358AC1F0FAA" name="us-gaap:ContractualObligation" contextRef="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LetterOfCreditMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,190</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588315e1504-wk-Fact-E7E27000665F16C263E0A358AC294EEA" name="us-gaap:ContractualObligation" contextRef="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LetterOfCreditMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,125</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Risk participation agreements</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588315e1524-wk-Fact-79F9DF6593E35972B0DED5A0E68CD843" name="us-gaap:ContractualObligation" contextRef="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LoanParticipationsAndAssignmentsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">37</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588315e1543-wk-Fact-FEB8820B6B8A5745BD49063BCB75EA68" name="us-gaap:ContractualObligation" contextRef="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LoanParticipationsAndAssignmentsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans sold with recourse</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588315e1563-wk-Fact-764BA5C3C81F59E490267272360F630B" name="us-gaap:ContractualObligation" contextRef="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_ObligationToRepurchaseReceivablesSoldMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">37</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588315e1582-wk-Fact-3D4320D114B95A68A813D902E68E7FCE" name="us-gaap:ContractualObligation" contextRef="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_ObligationToRepurchaseReceivablesSoldMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Marketing rights</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588315e1602-wk-Fact-B359C33F611B55CF92F54287C8E8CD54" name="us-gaap:ContractualObligation" contextRef="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_cfg_NamingRightsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">33</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29588315e1621-wk-Fact-467F51226BA952BDB14C7A2E0844ADB0" name="us-gaap:ContractualObligation" contextRef="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_cfg_NamingRightsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">37</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588315e1645-wk-Fact-83F84A54983C5933B616AC1189C4BFE5" name="us-gaap:ContractualObligation" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">75,040</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29588315e1663-wk-Fact-9292F0263F2F57569F1E989C11F58990" name="us-gaap:ContractualObligation" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71,739</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">140</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-D7914089982D20293464A358AD739EA3-1" continuedAt="TextSelection-D7914089982D20293464A358AD739EA3-2"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Commitments to Extend Credit</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Commitments to extend credit are agreements to lend to customers in accordance with conditions contractually agreed upon in advance. Generally, the commitments have fixed expiration dates or termination clauses and may require payment of a fee. Since many of these commitments are expected to expire without being drawn upon, the contract amounts are not necessarily indicative of future cash requirements.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company&#8217;s commercial loan trading desk provides ongoing secondary market support and liquidity to its clients. Unsettled loan trades (i.e., loan purchase contracts) represent firm commitments to purchase loans from a third party at an agreed-upon price. Principal amounts associated with unsettled commercial loan trades are off-balance sheet commitments until delivery of the loans has taken place. The principal balances of unsettled commercial loan trade purchases and sales were </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29588315e1687-wk-Fact-E25C2B05527952AE90D1D938591A07B9" name="cfg:UnsettledReceivableHeldForSaleAmount" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_us-gaap_PurchaseCommitmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">183</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29588315e1691-wk-Fact-CA2326AA72955604AEE4CB0CB3D59347" name="us-gaap:LoansAndLeasesReceivableCommitmentsToPurchaseOrSell" contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_us-gaap_PurchaseCommitmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">236</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29588315e1699-wk-Fact-6793C9A8FDA95F7CB9648AA2C11342C6" name="cfg:UnsettledReceivableHeldForSaleAmount" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_us-gaap_PurchaseCommitmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">68</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29588315e1703-wk-Fact-754A04B378D850D4A39A52730FF25BDD" name="us-gaap:LoansAndLeasesReceivableCommitmentsToPurchaseOrSell" contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_us-gaap_PurchaseCommitmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">161</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Letters of Credit </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Letters of credit in the table above reflect commercial, standby financial and standby performance letters of credit. Standby letters of credit, both financial and performance, are issued by the Company for its customers. They are used as conditional guarantees of payment to a third party in the event the customer either fails to make specific payments (financial) or fails to complete a specific project (performance). The Company&#8217;s exposure to credit loss in the event of counterparty nonperformance in connection with the above instruments is represented by the contractual amount of those instruments, net of the value of collateral held. Generally, letters of credit are collateralized by cash, accounts receivable, inventory or investment securities. Credit risk associated with letters of credit is considered in determining the appropriate amounts of reserves for unfunded commitments. Standby letters of credit and commercial letters of credit are issued for terms of up to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonNumeric id="d29588315e1719-wk-Fact-5E16571D68DE26E931CEA358AC182EC2" name="cfg:GuarantorObligationTerm" contextRef="FD2019Q4YTD_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_FinancialStandbyLetterOfCreditMember" format="ixt-sec:durwordsen">ten years</ix:nonNumeric></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonNumeric id="d29588315e1723-wk-Fact-00CBF07F2A4D07A1D0BCA358AC168BE7" name="cfg:GuarantorObligationTerm" contextRef="FD2019Q4YTD_us-gaap_LossContingenciesByNatureOfContingencyAxis_cfg_CommercialLetterofCreditMember" format="ixt-sec:durwordsen">one year</ix:nonNumeric></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Other Commitments</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens has additional off-balance sheet arrangements that are summarized below:</span></div><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Marketing Rights - During 2003, Citizens entered into a </span><span style="font-family:Trebuchet;font-size:10pt;"><span><ix:nonNumeric id="d29588315e1741-wk-Fact-3FC2C758101209A8E284CE05C937AB23" name="us-gaap:LongtermPurchaseCommitmentPeriod" contextRef="D2003Q4YTD_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_cfg_NamingRightsMember" format="ixt-sec:duryear">25</ix:nonNumeric></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">-year agreement to acquire the naming and marketing rights of a baseball stadium in Pennsylvania. </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Loans sold with recourse - Citizens is an originator and servicer of residential mortgages and routinely sells such mortgage loans in the secondary market and to GSEs. In the context of such sales, the Company makes certain representations and warranties regarding the characteristics of the underlying loans and, as a result, may be contractually required to repurchase such loans or indemnify certain parties against losses for certain breaches of those representations and warranties. The Company also sells the government guaranteed portion of certain SBA loans to outside investors, for which it retains the servicing rights.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Risk Participation Agreements - RPAs are guarantees issued by the Company to other parties for a fee, whereby the Company agrees to participate in the credit risk of a derivative customer of the other party. The current amount of credit exposure is spread out over </span><span style="font-family:Trebuchet;font-size:10pt;"><span><ix:nonFraction id="d29588315e1760-wk-Fact-29EA5A6E27095B0194A4E383E953E285" name="cfg:RiskParticipationAgreementsCounterpartiesNumber" contextRef="FD2019Q4YTD" unitRef="counterparty" decimals="INF" scale="0" format="ixt:numdotdecimal">89</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> counterparties. RPAs generally have terms ranging from </span><span style="font-family:Trebuchet;font-size:10pt;"><span><ix:nonNumeric id="d29588315e1764-wk-Fact-FC9FFA53B549C79B7083CE06933C2E76" name="cfg:RiskParticipationAgreementsAverageTerm" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember" format="ixt-sec:durwordsen">one year</ix:nonNumeric></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> to </span><span style="font-family:Trebuchet;font-size:10pt;"><span><ix:nonNumeric id="d29588315e1768-wk-Fact-261F57234F8AFB943101CE0693435C42" name="cfg:RiskParticipationAgreementsAverageTerm" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember" format="ixt-sec:durwordsen">five years</ix:nonNumeric></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">; however, certain outstanding agreements have terms as long as </span><span style="font-family:Trebuchet;font-size:10pt;"><span><ix:nonNumeric id="d29588315e1772-wk-Fact-C7F32F6A19335AD1BC68CE06A42AE697" name="cfg:RiskParticipationAgreementsMaximumTerm" contextRef="FD2019Q4YTD" format="ixt-sec:durwordsen">ten years</ix:nonNumeric></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div></td></tr></table><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Contingencies</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company operates in a legal and regulatory environment that exposes it to potentially significant risks. A certain amount of litigation ordinarily results from the nature of the Company&#8217;s banking and other businesses. The Company is a party to legal proceedings, including class actions. The Company is also the subject of investigations, reviews, subpoenas, and regulatory matters arising out of its normal business operations, which, in some instances, relate to concerns about fair lending, unfair and/or deceptive practices, mortgage-related issues, and mis-selling of certain products. In addition, the Company engages in discussions with relevant governmental and regulatory authorities on a regular and ongoing basis regarding various issues, and any issues discussed or identified may result in investigatory or other action being taken. Litigation and regulatory matters may result in settlements, damages, fines, penalties, public or private censure, increased costs, required remediation, restrictions on business activities, or other impacts on the Company.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In these disputes and proceedings, the Company contests liability and the amount of damages as appropriate. Given their complex nature, and based on the Company's experience, it may be years before some of these matters are finally resolved. Moreover, before liability can be reasonably estimated for a claim, numerous legal and factual issues may need to be examined, including through potentially lengthy discovery and determination of important </span></div></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">141</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-D7914089982D20293464A358AD739EA3-2"><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">factual matters, and by addressing novel or unsettled legal issues relevant to the proceedings in question. The Company cannot predict with certainty if, how, or when such claims will be resolved or what the eventual settlement, fine, penalty or other relief, if any, may be, particularly for claims that are at an early stage in their development or where claimants seek substantial or indeterminate damages. The Company recognizes a provision for a claim when, in the opinion of management after seeking legal advice, it is probable that a liability exists and the amount of loss can be reasonably estimated. In many proceedings, however, it is not possible to determine whether any loss is probable or to estimate the amount of any loss. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Based on information currently available, the advice of legal counsel and other advisers, and established reserves, management believes that the aggregate liabilities, if any, potentially arising from these proceedings will not have a materially adverse effect on the Company&#8217;s Consolidated Financial Statements.</span></div></ix:continuation><div><a id="sA4D1983040EA5B9CA89434EEE7F96A63"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:FairValueDisclosuresTextBlock" id="TextSelection-B7F8CC6CA8FD445CD917A358AD757557-0-wk-Fact-98C01B4AF7EB1BD704A0A358AC7DC83B" continuedAt="TextSelection-B7F8CC6CA8FD445CD917A358AD757557-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 19 - FAIR VALUE MEASUREMENTS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities for which fair value is the required or elected measurement basis of accounting. Additionally, fair value is used on a nonrecurring basis to evaluate assets for impairment or for disclosure purposes. Nonrecurring fair value adjustments typically involve the application of lower of cost or market accounting or write-downs of individual assets. Citizens also applies the fair value measurement guidance to determine amounts reported for certain disclosures in this Note for assets and liabilities that are not required to be reported at fair value in the financial statements.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Fair Value Option</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens elected to account for residential mortgage LHFS and certain commercial and commercial real estate LHFS at fair value. The election of the fair value option for financial assets and financial liabilities is optional and irrevocable. Applying fair value accounting to the residential mortgage LHFS better aligns the reported results of the economic changes in the value of these loans and their related economic hedge instruments. Certain commercial and commercial real estate held for sale loans are managed by a commercial secondary loan desk that provides liquidity to banks, finance companies and institutional investors. Applying fair value accounting to this portfolio is appropriate because the Company holds these loans with the intent to sell within the near-term periods.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock" id="TextSelection-2DE57A39A2EBB502E6F3CF00E4613B97-0-wk-Fact-13BE2449CF8A75B46FD7CF0283E9F54E" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the difference between the aggregate fair value and the aggregate unpaid principal balance of LHFS measured at fair value:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20"></td></tr><tr><td style="width:38%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Unpaid Principal</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Fair Value Less Aggregate Unpaid Principal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Unpaid Principal</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Fair Value Less Aggregate Unpaid Principal</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgage loans held for sale, at fair value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e1592-wk-Fact-8F8BD93A56BD9876FDEECF066C3E16E7" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,778</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e1605-wk-Fact-921CC9F31E930405CAF3CF068EDF9347" name="cfg:FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,727</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e1618-wk-Fact-94C1BAE6C00A2FC5252ACF06AE90F0BF" name="us-gaap:FairValueOptionAggregateDifferencesLoansAndLongTermReceivables" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">51</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e1637-wk-Fact-B78E405B4BB83D8056BBCF066CA038EA" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">967</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e1650-wk-Fact-CB9BFD68D728220A4B50CF068FDEA9C8" name="cfg:FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">967</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e1663-wk-Fact-8B4C06EC373A8DCB3D70CF06AE93947F" name="us-gaap:FairValueOptionAggregateDifferencesLoansAndLongTermReceivables" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial and commercial real estate loans held for sale, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e1678-wk-Fact-E13840A9500940FFED88CF066C6AD1E1" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">168</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e1692-wk-Fact-96F12414847B29603920CF068EDC9C70" name="cfg:FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">175</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29643462e1706-wk-Fact-3A021570C3150FF425B0CF06AE9DBC21" name="us-gaap:FairValueOptionAggregateDifferencesLoansAndLongTermReceivables" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e1727-wk-Fact-9F9FEC2397385CBA0B20CF066C4C8970" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">252</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e1741-wk-Fact-6AFFAB8C96112A798981CF068FD671DB" name="cfg:FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">252</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e1755-wk-Fact-700EABFEF53F6179A40DCF06AE97AF30" name="us-gaap:FairValueOptionAggregateDifferencesLoansAndLongTermReceivables" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Residential Mortgage Loans Held for Sale</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The fair value of residential mortgage LHFS is derived from observable mortgage security prices and includes adjustments for loan servicing value, agency guarantee fees, and other loan level attributes which are mostly observable in the marketplace. Credit risk does not significantly impact the valuation since these loans are sold shortly after origination. Therefore, the Company classifies the residential mortgage LHFS in Level 2 of the fair value hierarchy.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> The residential mortgage loans accounted for under the fair value option are initially measured at fair value (i.e., acquisition cost) when the financial asset is acquired. Subsequent changes in fair value are recognized in mortgage banking fees on the Consolidated Statements of Operations. The Company recognized changes in fair value in mortgage banking income of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29643462e1782-wk-Fact-7767F543BB9CAF6A6F93A358AC7C5F32" name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Interest income on residential mortgage loans held for sale is calculated based on the contractual interest rate of the loan and is recorded in interest income.</span></div></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">142</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-B7F8CC6CA8FD445CD917A358AD757557-1" continuedAt="TextSelection-B7F8CC6CA8FD445CD917A358AD757557-2"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Commercial and Commercial Real Estate Loans Held for Sale</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The fair value of commercial and commercial real estate LHFS is estimated using observable prices of similar loans that transact in the marketplace. In addition, Citizens uses external pricing services that provide estimates of fair values based on quotes from various dealers transacting in the market, sector curves or benchmarking techniques. Therefore, the Company classifies the commercial and commercial real estate loans managed by the commercial secondary loan desk in Level 2 of the fair value hierarchy given the observable market inputs.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">There were no loans in this portfolio that were 90 days or more past due or nonaccruing as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The loans accounted for under the fair value option are initially measured at fair value when the financial asset is recognized. Subsequent changes in fair value are recognized in other noninterest income on the Consolidated Statements of Operations. Since all loans in the Company&#8217;s commercial trading portfolio consist of floating rate obligations, all changes in fair value are due to changes in credit risk. Such credit-related fair value changes may include observed changes in overall credit spreads and/or changes to the creditworthiness of an individual borrower. Unsettled trades within the commercial trading portfolio are not recognized on the Consolidated Balance Sheets and represent off-balance sheet commitments. Refer to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 18</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for further information.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Interest income on commercial and commercial real estate loans held for sale is calculated based on the contractual interest rate of the loan and is recorded in interest income. Citizens recognized </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29643462e1826-wk-Fact-0CE732602950792708A9A358AC7E9C00" name="us-gaap:NoninterestIncomeOther" contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>($<ix:nonFraction id="d29643462e1830-wk-Fact-2D2D9605771A3E986897A358AC7F2D19" name="us-gaap:NoninterestIncomeOther" contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">2</ix:nonFraction>) million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29643462e1834-wk-Fact-CB27FF4672B55F3B1A97A358AC7EA910" name="us-gaap:NoninterestIncomeOther" contextRef="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, in other noninterest income related to its commercial trading portfolio. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Recurring Fair Value Measurements</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:FairValueMeasurementPolicyPolicyTextBlock" id="TextSelection-894AE3520008B2D7A8FAA358AD74E8BF-0-wk-Fact-82D41A0C90884833A484A358AC7E9CAA" continuedAt="TextSelection-914440E9A2E9355F302FA358AD7482B2-0" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens measures fair value using the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is based upon quoted market prices in an active market, where available. If quoted prices are not available, observable market-based inputs or independently sourced parameters are used to develop fair value, whenever possible. Such inputs may include prices of similar assets or liabilities, yield curves, interest rates, prepayment speeds, and foreign exchange rates.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A portion of the Company&#8217;s assets and liabilities are carried at fair value, including securities available for sale, derivative instruments and other investment securities. In addition, the Company elects to account for its loans associated with its mortgage banking business and secondary loan trading desk at fair value. Citizens classifies its assets and liabilities that are carried at fair value in accordance with the three-level valuation hierarchy:</span></div><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Level 1. Quoted prices (unadjusted) in active markets for identical assets or liabilities.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Level 2. Observable inputs other than Level 1 prices, such as quoted prices for similar instruments, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by market data for substantially the full term of the asset or liability. </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Level 3. Unobservable inputs that are supported by little or no market information and that are significant to the fair value measurement. </span></div></td></tr></table><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Classification in the hierarchy is based upon the lowest level input that is significant to the fair value measurement of the asset or liability. For instruments classified in Levels 1 and 2 where inputs are primarily based upon observable market data, there is less judgment applied in arriving at the fair value. For instruments classified in Level 3, management judgment is more significant due to the lack of observable market data.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens reviews and updates the fair value hierarchy classifications on a quarterly basis. Changes from one quarter to the next related to the observability of inputs in fair value measurements may result in a reclassification between the fair value hierarchy levels and are recognized based on period-end balances.</span></div></ix:nonNumeric></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">143</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-B7F8CC6CA8FD445CD917A358AD757557-2" continuedAt="TextSelection-B7F8CC6CA8FD445CD917A358AD757557-3"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens utilizes a variety of valuation techniques to measure its assets and liabilities at fair value. The valuation methodologies used for significant assets and liabilities carried on the balance sheet at fair value on a recurring basis are presented below:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Debt securities available for sale </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The fair value of debt securities classified as AFS is based upon quoted prices, if available. Where observable quoted prices are available in an active market, the security is classified as Level 1 in the fair value hierarchy. Classes of instruments that are valued using this market approach include debt securities issued by the U.S. Treasury. If quoted market prices are not available, the fair value for the security is estimated under the market or income approach using pricing models. These instruments are classified as Level 2 because they currently trade in active markets and the inputs to the valuations are observable. The pricing models used to value securities generally begin with market prices (or rates) for similar instruments and make adjustments based on the characteristics of the instrument being valued. These adjustments reflect assumptions made regarding the sensitivity of each security&#8217;s value to changes in interest rates and prepayment speeds. Classes of instruments that are valued using this market approach include specified pool mortgage &#8220;pass-through&#8221; securities and other debt securities issued by U.S. government-sponsored entities and state and political subdivisions. The pricing models used to value securities under the income approach generally begin with the contractual cash flows of each security and make adjustments based on forecasted prepayment speeds, default rates, and other market-observable information. The adjusted cash flows are then discounted at a rate derived from observed rates of return for comparable assets or liabilities that are traded in the market. Classes of instruments that are valued using this market approach include residential and commercial CMOs. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A significant majority of the Company&#8217;s Level 1 and 2 debt securities are priced using an external pricing service. Citizens verifies the accuracy of the pricing provided by its primary outside pricing service on a quarterly basis. This process involves using a secondary external vendor to provide valuations for the Company&#8217;s securities portfolio for comparison purposes. Any valuation discrepancies beyond a certain threshold are researched and, if necessary, corroborated by an independent outside broker. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In certain cases where there is limited activity or less transparency around inputs to the valuation model, securities are classified as Level 3. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;padding-left:42px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Mortgage Servicing Rights </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8212;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"> Fair Value Method</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">MSRs do not trade in an active market with readily observable prices. MSRs are classified as Level 3 since the valuation methodology utilizes significant unobservable inputs. The fair value was calculated using a discounted cash flow model which used assumptions, including weighted-average life, prepayment assumptions and weighted-average option adjusted spread. The underlying assumptions and estimated values are corroborated by values received from independent third parties based on their review of the servicing portfolio, and comparisons to market transactions. In addition, the MSR Policy is approved by the Asset Liability Committee. Refer to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 7</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for more information.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;padding-left:42px;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Derivatives</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The vast majority of the Company&#8217;s derivatives portfolio is composed of &#8220;plain vanilla&#8221; interest rate swaps, which are traded in over-the-counter markets where quoted market prices are not readily available. For these interest rate derivatives, fair value is determined utilizing models that primarily use market observable inputs, such as swap rates and yield curves.&#160;The pricing models used to value interest rate swaps calculate the sum of each instrument&#8217;s fixed and variable cash flows, which are then discounted using an appropriate yield curve (i.e., LIBOR or Overnight Index Swap curve) to arrive at the fair value of each swap. The pricing models do not contain a high level of subjectivity as the methodologies used do not require significant judgment. Citizens also considers certain adjustments to the modeled price that market participants would make when pricing each instrument, including a credit valuation adjustment that reflects the credit quality of the swap counterparty. Citizens incorporates the effect of exposure to a particular counterparty&#8217;s credit by netting its derivative contracts with the available collateral and calculating a credit valuation adjustment on the basis of the net position with the counterparty where permitted. The determination of this adjustment requires judgment on behalf of Company management; however, the total amount of this portfolio-level adjustment is not material to the total fair value of the interest rate swaps in their entirety</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#000080;">.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> Therefore, interest rate swaps are classified as Level 2 in the valuation hierarchy. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company&#8217;s other derivatives include foreign exchange contracts. The fair value of foreign exchange derivatives uses the mid-point of daily quoted currency spot prices. A valuation model estimates fair value based </span></div></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">144</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-B7F8CC6CA8FD445CD917A358AD757557-3" continuedAt="TextSelection-B7F8CC6CA8FD445CD917A358AD757557-4"><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">on the quoted spot rates together with interest rate yield curves and forward currency rates.&#160;Since all of these inputs are observable in the market, foreign exchange derivatives are classified as Level 2 in the fair value hierarchy.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Money Market Mutual Fund Investments</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Fair value is determined based upon unadjusted quoted market prices and is considered a Level 1 fair value measurement.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" id="TextSelection-F96F599154AC478D480DA358AD7506E8-0-wk-Fact-5CCB5657597CB4A6AF69A358AC7D2A92" continuedAt="TextSelection-F96F599154AC478D480DA358AD7506E8-1" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents assets and liabilities measured at fair value, including gross derivative assets and liabilities on a recurring basis at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="13"></td></tr><tr><td style="width:401px;"></td><td style="width:5px;"></td><td style="width:61px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:61px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:61px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:61px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Debt securities available for sale:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e2158-wk-Fact-D6F13BD3FC785AE3AD60913E8DE70FE2" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,537</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e2171-wk-Fact-51608E5D2E85511AB127180B6A9568EF" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e2184-wk-Fact-BB1A198EC36453FFA228D218BBD06FD6" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,537</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e2198-wk-Fact-8AD9D5CD3F0A5E5FB7DFEB6945B3D11E" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2213-wk-Fact-45164C82D6965DB495C684025498095D" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2227-wk-Fact-D1219240204557E08156F41B4E556F0D" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2241-wk-Fact-F11D332855875F479C409A6AE09237C7" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2255-wk-Fact-0D802C917BEE575E9560F2F228AAA2CD" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2276-wk-Fact-67BD98AD32775036A78B96964DD466AB" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2290-wk-Fact-D801A8AD13BF57799744443D0E8279B9" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2304-wk-Fact-DCBD4C643E2A53269AD3BB9C376023A3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2318-wk-Fact-37A2370399BD51A2B470A514C74D8017" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2339-wk-Fact-0E7D44555C385EC5A01CB9029E49D08E" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,613</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2353-wk-Fact-E58CC4E093A633679A6EA358AC3C4262" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2367-wk-Fact-7FF1A6BE3F1C36974259A358AC54AC8B" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,542</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2381-wk-Fact-1ACDAF6A8C60F6FC149FA358AC42AE7B" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Loans held for sale, at fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2469-wk-Fact-2EBA0386A8A055DB89B97220C51A130B" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,778</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2483-wk-Fact-FF88007F5A755A90AA06ED8A6EDA65FB" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2497-wk-Fact-77384E791DD9547BA1F5EE9DCC86ED36" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,778</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2511-wk-Fact-E37B6797532856F29E946B906B3415A8" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2532-wk-Fact-D4A852FE5B125A4EB9EC4DDFC883BDC4" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">168</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2546-wk-Fact-43E159D7874C57DD8768CE387AF57309" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2560-wk-Fact-F68378B637AB595BBA2F7C71A91BD031" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">168</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2574-wk-Fact-59DFDB6251F75CE3840951DC91D09F96" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total loans held for sale, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2595-wk-Fact-21B397474D3D56A29698A8C66C2C0D94" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,946</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2609-wk-Fact-AC970270154CB7EC902AA358AC54C08B" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2623-wk-Fact-1ACF5EEFE4740657E5EAA358AC4D8B78" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,946</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2637-wk-Fact-65E9D8EF0B89BEFFC0B2A358AC481ABB" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage servicing rights</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2658-wk-Fact-F92F0B53826F52B7B666B740ED2BB1C1" name="us-gaap:ServicingAssetAtFairValueAmount" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">642</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2672-wk-Fact-5C0FDAC4CEE4537CAA16D52C27D548D9" name="us-gaap:ServicingAssetAtFairValueAmount" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2686-wk-Fact-39B2A056A6D6519F910AC0ED5E16B858" name="us-gaap:ServicingAssetAtFairValueAmount" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2700-wk-Fact-330239B1E98F5910A571525EEB8473C2" name="us-gaap:ServicingAssetAtFairValueAmount" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">642</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2789-wk-Fact-6AC11A17325A58FA8D616012BAE6DDA0" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">773</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2803-wk-Fact-60C00D1B517F577694E8C23F90090D55" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2817-wk-Fact-34E3511E7FFD5B17AA334CEC784FFA13" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">773</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2831-wk-Fact-4E80373351265226A4E632E648D17799" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2852-wk-Fact-C5725C6BD379514B8D42E01A8D299F62" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">174</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2866-wk-Fact-A90FEA53CD855A94B245C4F47A000166" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2880-wk-Fact-3E23503FB52B51BAAA9C6451F43CAD1F" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">174</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2894-wk-Fact-953846E9BB2A57E2AB6B20F0C16EC52C" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other contracts</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2915-wk-Fact-CEAA5005175758C8AC11FEF905D77143" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">37</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2929-wk-Fact-87E469CF53065758B91C72245722B3EF" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2943-wk-Fact-7B408143614B5398A579FB7D6DE992A5" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2957-wk-Fact-0076D316F98D5081AF663E06D37EC1B4" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total derivative assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2978-wk-Fact-A611F0F9A0A0442DC5B2A358ABBC3366" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">984</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e2992-wk-Fact-6B328C7B774A267E62B9A358AC3D6D94" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3006-wk-Fact-36A070E9E6F7C8372EDAA358AC418495" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">965</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3020-wk-Fact-9B2868070166F7E0C560A358AC43D702" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Equity securities, at fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Money market mutual fund investments</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3108-wk-Fact-BB3A12CA862D37D53A36A358AD2AE6FE" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">47</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3122-wk-Fact-83051E60FEFF59A4B8705DF818711514" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">47</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3136-wk-Fact-DFD346DB52625822A9AC88F8755F25CB" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3150-wk-Fact-AE0A9808AEAB56ED8E64E623723BD9E1" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total equity securities, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3171-wk-Fact-1425D64C274D5E549A40B65F0901D3E0" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">47</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3185-wk-Fact-0FF6D76137216D76CFFFA358AC4830A7" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">47</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3199-wk-Fact-92797B4DA5E25EB7F485A358AC490E6E" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3213-wk-Fact-4F8D25B4ABAA419BE8E4A358AC4E2278" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total assets</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e3238-wk-Fact-9B4D8D5AE768894746C5A358AC4720B5" name="us-gaap:AssetsFairValueDisclosure" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24,232</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e3251-wk-Fact-5578B7431E397FC6D90DA358AC53EEE3" name="us-gaap:AssetsFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">118</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e3264-wk-Fact-D65DA70C7B032B17303CA358AC49E3B7" name="us-gaap:AssetsFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">23,453</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e3278-wk-Fact-E2D9C12057B662FD01FBA358AC561EE0" name="us-gaap:AssetsFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">661</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e3364-wk-Fact-577C26200C165A94A1A61D73DA2CE77C" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">133</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e3377-wk-Fact-03D8EE1AD2525B7AB462DABF7AF3CAA4" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e3390-wk-Fact-DBE2A225F0435F3B97AA91E1A360037E" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">133</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e3404-wk-Fact-64B6F3F62938540FA79D144212ABA7AC" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3420-wk-Fact-4EB0222900775FDD8E6E5E2147FE0333" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">166</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3434-wk-Fact-DD8D9CF80211573C9D32D05928C89D91" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3448-wk-Fact-C8F16B6D840551C8BB2BDC9316691BF0" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">166</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3462-wk-Fact-E6A3E75728E65F7BB82E0592231BA2AC" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3483-wk-Fact-814A57F9FBD959158148C46BAF388707" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">23</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3497-wk-Fact-A5CD9161376D5323B5D3D4762BBD9AF4" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3511-wk-Fact-E2EBF69D3ECC5636A150B3DD07C2B371" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">23</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3525-wk-Fact-95A8D6C669A251A9B7B6DED91E9ACCAE" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total derivative liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3546-wk-Fact-8618112D483B62FF3C4AA358ABC4DF21" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">322</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3560-wk-Fact-A8316ECB289E07F92EADA358AC4A35D2" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3574-wk-Fact-92E18DB72C47115CE721A358AC4CF505" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">322</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3588-wk-Fact-D81650C74729DE6A8D02A358AC3F3B00" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total liabilities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e3613-wk-Fact-76B7696594D3968281CEA358AC46A853" name="us-gaap:FinancialLiabilitiesFairValueDisclosure" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">322</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e3626-wk-Fact-F0EF79BED55AE7B3AC93A358AC4E9F1E" name="us-gaap:FinancialLiabilitiesFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e3639-wk-Fact-386263C537ABCE2E2D74A358AC493F6D" name="us-gaap:FinancialLiabilitiesFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">322</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e3653-wk-Fact-7CABD0B68A43A62B14D6A358AC4C991B" name="us-gaap:FinancialLiabilitiesFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">145</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-B7F8CC6CA8FD445CD917A358AD757557-4" continuedAt="TextSelection-B7F8CC6CA8FD445CD917A358AD757557-5"><ix:continuation id="TextSelection-F96F599154AC478D480DA358AD7506E8-1"><div style="line-height:120%;padding-bottom:12px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents assets and liabilities measured at fair value including gross derivative assets and liabilities on a recurring basis at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">:</span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="13"></td></tr><tr><td style="width:401px;"></td><td style="width:5px;"></td><td style="width:61px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:61px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:61px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:61px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Debt securities available for sale:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e3832-wk-Fact-6C60DBD8B64353FA99077CA103B518A9" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19,866</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e3845-wk-Fact-07AC86FA94F15B5AB3A9F583DC28B6FD" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e3858-wk-Fact-E9B2F0C6BD345D568B7327AE2E348C0F" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19,866</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e3872-wk-Fact-D9C2A90CB100530CA13FDA536E17FE31" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3887-wk-Fact-B827653BFF0154ED9D4F6C81970BC514" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3901-wk-Fact-1211C7EA0AA154F495C4C93F05667CD3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3915-wk-Fact-37F9D461E2EA5754A5279C338B208B4D" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3929-wk-Fact-655FD46702B65D1C8BF7E37F338B5C28" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3950-wk-Fact-0F1AAC188222508DBB8D3B8CCA7CA9C6" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3964-wk-Fact-47123E437E275C7AB8F5DC73127C7216" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3978-wk-Fact-42142D90ED745DB3A5F33C4170EC97B7" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e3992-wk-Fact-4F80939F03715A7B9FC246A4CEF17A11" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4013-wk-Fact-D83784E21D7E5D2EA489BDC36F6C6C49" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19,895</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4027-wk-Fact-830E029E28D1AE2ACE38A62EC3DFEAA7" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4041-wk-Fact-43DF0A3E6B67178B319EA62EC502215C" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19,871</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4055-wk-Fact-D51082483BC6A3B003D5A62EC3EF1685" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Loans held for sale, at fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4143-wk-Fact-C3A6C04AB2FC5245939C294209125202" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">967</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4157-wk-Fact-DFF036D6E5AD57FC9130AA981D55340A" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4171-wk-Fact-0FE373EDA393503FB36E99D85652B41E" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">967</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4185-wk-Fact-41712226A0DE53C9814541417988F817" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4206-wk-Fact-F78521D3A8B55550A0B8861C9752ADF3" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">252</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4220-wk-Fact-675E241E86BA54E083C42C073F0D5AE8" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4234-wk-Fact-19892203712F55ED95C95365522AA7BC" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">252</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4248-wk-Fact-E1352E5217245F1F82E1590E64E4060F" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total loans held for sale, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4269-wk-Fact-766907E674AE59A38ECCFAA6FC50CFF9" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,219</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4283-wk-Fact-A46C3C3297A3F35BCA80A62EC45B78C6" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4297-wk-Fact-A0EAA987746B474540DAA62EC546EB09" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,219</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4311-wk-Fact-86044A2423ED2B87F04FA62EC469436B" name="us-gaap:LoansReceivableHeldForSaleAmount" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage servicing rights</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4332-wk-Fact-1656C6FB619556569544355A7B6F908B" name="us-gaap:ServicingAssetAtFairValueAmount" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">600</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4346-wk-Fact-FAB5B57D16DA572E97B7DE8E9F77DC5F" name="us-gaap:ServicingAssetAtFairValueAmount" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4360-wk-Fact-0BCE1445DF6258A69D313420DC1C4ACB" name="us-gaap:ServicingAssetAtFairValueAmount" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4374-wk-Fact-4A5072D8CF74543AAD19C49B05968B69" name="us-gaap:ServicingAssetAtFairValueAmount" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">600</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4463-wk-Fact-35D4FFC29D5C58A8B908BA1E46A304A2" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">306</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4477-wk-Fact-9A63038C0E1F537C93EAC61E040154EF" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4491-wk-Fact-A70EC4790BCB55C99D2745563A1DA1AB" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">306</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4505-wk-Fact-E796CB009CDA5AB9AC849BC79164EE57" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4526-wk-Fact-6B993FBE3B625DB789CE9857DFF44C8C" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">129</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4540-wk-Fact-659A9278228F518B90A701E813880453" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4554-wk-Fact-23EEF1EC8DC55A0784F894081860828E" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">129</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4568-wk-Fact-47DC4011B0B05509AE9EB127EC79ED6A" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4589-wk-Fact-8F3759D9790D59D5A1CCB793E5E40C55" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4603-wk-Fact-64F9A0623F5754BD96E79AE677A3C939" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4617-wk-Fact-82EA592FAF6A536EA4F45947B2771F90" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4631-wk-Fact-4EA988C38D70587BABC212A1297B0EDA" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total derivative assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4652-wk-Fact-A768F9D512A3220C7C22A358ABBC8B95" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">449</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4666-wk-Fact-4A1BD1CD6AAC6735910BA62EC4F3E793" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4680-wk-Fact-1DC5999465ADA927BD58A62EC3FD9EB7" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">449</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4694-wk-Fact-64A2AB7DD2CD7CD6D7F7A62EC4379BCC" name="us-gaap:DerivativeFairValueOfDerivativeAsset" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Equity securities, at fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Money market mutual fund investments</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4782-wk-Fact-BD3570641B29A7A6006EA358ABA92678" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">181</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4796-wk-Fact-DFB552626283552AA694C140F7ED1F65" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">181</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4810-wk-Fact-FBA29D64212B534E8D2BC8704B441863" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4824-wk-Fact-FD01A9B279555359BF5AB30A45E72C65" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total equity securities, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4845-wk-Fact-0C768FCE419A5FADB6F19E9FB90C060A" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">181</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4859-wk-Fact-D2F0D79E474F09C7CB36A62EC4D68DFC" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">181</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4873-wk-Fact-F5629A3C393D2485CDE8A62EC52084BB" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e4887-wk-Fact-2E5342B0AAA6E3DABDF5A62EC40C5BC5" name="us-gaap:EquitySecuritiesFvNi" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total assets</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e4912-wk-Fact-8DE8ADB23F54B76A10F8A62EC4E54395" name="us-gaap:AssetsFairValueDisclosure" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22,344</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e4925-wk-Fact-7B7E1B82A26ECC5D5287A62EC44B2756" name="us-gaap:AssetsFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">205</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e4938-wk-Fact-A9915513FE8070EE3746A62EC47818CC" name="us-gaap:AssetsFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21,539</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e4952-wk-Fact-E66C4DAA681839FF38D6A62EC511D6A8" name="us-gaap:AssetsFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">600</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e5038-wk-Fact-72D4709C4D375AFBB13184C66D6189D5" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">277</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e5051-wk-Fact-6B84BE8F50A7579A9A952FCA270E1C39" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e5064-wk-Fact-F2205498A27258359C34932E8BE6FECD" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">277</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e5078-wk-Fact-80C26F4524E756C8928B73B8AC959815" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5094-wk-Fact-DDDFD0146CAB52E5A96233492535577F" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">113</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5108-wk-Fact-E2286604CD4F5D118ACBA522D7F21BA1" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5122-wk-Fact-D997417B58B0571E86E1E5FA97B1DF9C" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">113</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5136-wk-Fact-27E866B4044B53E2A2DDF0B279EDB344" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other contracts</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5157-wk-Fact-7283764BF3B553F6966DBE249A624EBF" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5171-wk-Fact-245F35748FDD5A63851ABFA9A0114FCA" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5185-wk-Fact-4F54BD1B6C705810A8E1DB3137096423" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5199-wk-Fact-2084A313EB5C5287B6937C2BA87B5E58" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total derivative liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5220-wk-Fact-E08B9BD2F51518676AA2A358ABBB339E" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">415</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5234-wk-Fact-83E09D51537F74460254A62EC496FD29" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5248-wk-Fact-4D5FC23FFB82F5F6C0BAA62EC54DBB07" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">415</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5262-wk-Fact-CA3FCB3959696E13F1E4A62EC4292B11" name="us-gaap:DerivativeFairValueOfDerivativeLiability" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total liabilities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e5287-wk-Fact-D33814DA67F788DCAE16A62EC41B07D5" name="us-gaap:FinancialLiabilitiesFairValueDisclosure" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">415</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e5300-wk-Fact-0636A5E4D3AE997C6FA0A62EC4C79DA9" name="us-gaap:FinancialLiabilitiesFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e5313-wk-Fact-C81F1348F162998CDBB1A62EC4B8153E" name="us-gaap:FinancialLiabilitiesFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">415</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e5327-wk-Fact-C9551A4D2423EE5D4C5AA62EC552DD46" name="us-gaap:FinancialLiabilitiesFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:continuation><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" id="TextSelection-A8DE2D18A8A8C63AB169A358AD7437F0-0-wk-Fact-2E8D8AF7580C7EF2E19DA358AC7DF787" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table present a rollforward of the balance sheet amounts for assets measured at fair value on a recurring basis and classified as Level 3 for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. There were no other derivative contracts measured at fair value on a recurring basis and classified as Level 3 for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:360px;"></td><td style="width:5px;"></td><td style="width:100px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:92px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:93px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">For the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Mortgage Servicing Rights</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other Derivative Contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Mortgage Servicing Rights</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Beginning balance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e5571-wk-Fact-C6FD2FA267B94FEA3E1ACAC2859F80CC" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">600</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e5589-wk-Fact-39369BD4739E5AC5A89A87AA5FB14395" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_OtherContractMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e5607-wk-Fact-6D65434BF777539398B8EEDC41CED02B" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" contextRef="FI2017Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Acquired MSRs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5623-wk-Fact-554A0C234CB65E9F8C446D6B000BB372" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases" contextRef="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5642-wk-Fact-55F5E0EDE7865CC793754020F85A43B8" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases" contextRef="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_OtherContractMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5661-wk-Fact-452D2867CBFC59299C4047FD89250561" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases" contextRef="FD2018Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">590</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Issuances</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5682-wk-Fact-48ED4C0632A350088203C1440D61F34B" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues" contextRef="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">270</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5701-wk-Fact-6CE1F055B2815042BC109D27E1A9784D" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues" contextRef="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_OtherContractMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">144</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5720-wk-Fact-888E365B70B3577295F4CF7D911E4280" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues" contextRef="FD2018Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">73</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Settlements </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29643462e5743-wk-Fact-A96549E199A153A1AB25F8A7AD50714B" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements" contextRef="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">119</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29643462e5763-wk-Fact-C357A75645285141833E8381AC545821" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements" contextRef="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_OtherContractMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">161</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29643462e5783-wk-Fact-70A07F379A67511AA1B4BBC76E0B28CD" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements" contextRef="FD2018Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">32</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Changes in fair value during the period recognized in earnings</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29643462e5807-wk-Fact-F834CB577AE6573498F725C50B46FFA7" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" contextRef="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">109</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5827-wk-Fact-B528359575575D34AD66D953EEC9E518" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" contextRef="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_OtherContractMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29643462e5846-wk-Fact-E855EC4A9754574E90B86FD381BD973E" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" contextRef="FD2018Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Transfers from Level 2 to Level 3</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(3)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5870-wk-Fact-A5882B67F26B57BBA4EDC7C040BC00C2" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3" contextRef="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5889-wk-Fact-47FE32AD1A1352909E6FB62E76D55059" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3" contextRef="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_OtherContractMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e5908-wk-Fact-B57BA4528F77E1E05217CAC25F5F1E33" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3" contextRef="FD2018Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Ending balance</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e5933-wk-Fact-2DF3A02F81BCB655289DA358ACC75AD3" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">642</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e5951-wk-Fact-806AF639A140DBA3CD54CAC22DE62124" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_OtherContractMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e5969-wk-Fact-C6FD2FA267B94FEA3E1ACAC2859F80CC" name="us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" contextRef="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">600</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;Represents changes in value of the MSRs due to i) passage of time including the impact from both regularly scheduled loan principal payments and partial</span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">    paydowns, and ii) loans that paid off during the period. </span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Represents changes in value primarily driven by market conditions. These changes are recorded in mortgage banking fees in the Consolidated Statements of Operations.</span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Reflects changes in the significance of unobservable inputs on derivative contracts associated with mortgage origination costs.</span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Nonrecurring Fair Value Measurements</span></div><ix:continuation id="TextSelection-914440E9A2E9355F302FA358AD7482B2-0" continuedAt="TextSelection-914440E9A2E9355F302FA358AD7482B2-1"><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Fair value is also used on a nonrecurring basis to evaluate certain assets for impairment or for disclosure purposes. Examples of nonrecurring uses of fair value include MSRs accounted for by the amortization method and loan impairments for certain loans and leases.</span></div></ix:continuation></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">146</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-B7F8CC6CA8FD445CD917A358AD757557-5" continuedAt="TextSelection-B7F8CC6CA8FD445CD917A358AD757557-6"><ix:continuation id="TextSelection-914440E9A2E9355F302FA358AD7482B2-1"><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following valuation techniques are utilized to measure significant assets for which the Company utilizes fair value on a nonrecurring basis:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Impaired Loans</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The carrying amount of collateral-dependent impaired loans is compared to the appraised value of the collateral less costs to dispose and is classified as Level 2. Any excess of carrying amount over the appraised value is charged to the ALLL.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Mortgage Servicing Rights </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8212;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"> Amortization Method</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">MSRs do not trade in an active market with readily observable prices. MSRs are classified as Level 3 since the valuation methodology utilizes significant unobservable inputs. The fair value was calculated using a discounted cash flow model, which used assumptions, including weighted-average life, weighted-average constant prepayment rate and weighted-average discount rate. Refer to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 7</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for more information.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Leased assets</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The fair value of assets under operating leases is determined using collateral specific pricing digests, external appraisals, broker opinions, recent sales data from industry equipment dealers, and discounted cash flows derived from the underlying lease agreement.&#160; As market data for similar assets and lease agreements is available and used in the valuation, these assets are classified as Level 2 fair value measurement.</span></div></ix:continuation><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock" id="TextSelection-3AA5882D7F266D7A9EF4A358AD74C97C-0-wk-Fact-AC406A251E51A06D538EA358AC7D80F8" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents gains (losses) on assets and liabilities measured at fair value on a nonrecurring basis and recorded in earnings:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:502px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:48px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:48px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Impaired collateral-dependent loans </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29643462e6228-wk-Fact-2FE47D6CD17A5AA7A25F2A7093C878B6" name="cfg:FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings" contextRef="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LoansCollateralDependentImpairedMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">34</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29643462e6247-wk-Fact-BD6DF5E6A27B511D97B1DD2136C4DE99" name="cfg:FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings" contextRef="FD2018Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LoansCollateralDependentImpairedMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29643462e6266-wk-Fact-1AF1BC5B9449073423FFA358ABB3D15F" name="cfg:FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings" contextRef="FD2017Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LoansCollateralDependentImpairedMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">35</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">MSRs </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29643462e6283-wk-Fact-DD66C6BD1FEB5B07B9744C5717B3BC3F" name="cfg:FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings" contextRef="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_MortgageServicingRightsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e6303-wk-Fact-B54DF654CA6B5DB8AD3F7CE19937E82A" name="cfg:FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings" contextRef="FD2018Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_MortgageServicingRightsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e6322-wk-Fact-A968AEF75537D19B7C02A358ABB20FAE" name="cfg:FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings" contextRef="FD2017Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_MortgageServicingRightsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leased assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29643462e6343-wk-Fact-A87A1E012D8BB560C1F6A358ABB4EFA8" name="cfg:FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings" contextRef="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LeasedAssetsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29643462e6363-wk-Fact-AB5ED43C08756A7D4F69A358ABAF8B65" name="cfg:FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings" contextRef="FD2018Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LeasedAssetsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29643462e6383-wk-Fact-46C1191E6AD5F8F15A5BA358ABB1AFA5" name="cfg:FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings" contextRef="FD2017Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LeasedAssetsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" id="TextSelection-84AF0BEB4D08ADAA8E93A358AD7466B2-0-wk-Fact-FF8184A1B16E696255ADA358AC7C62D6" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents assets and liabilities measured at fair value on a nonrecurring basis:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:684px;border-collapse:collapse;text-align:left;"><tr><td colspan="26"></td></tr><tr><td style="width:294px;"></td><td style="width:5px;"></td><td style="width:38px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:38px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:38px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:38px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:38px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:38px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:38px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:38px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Impaired collateral-dependent loans </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e6720-wk-Fact-22B4197C26AD55C59F946C44856B11E4" name="cfg:LoansCollateralDependentImpaired" contextRef="FI2019Q4_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">312</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e6733-wk-Fact-8DAAB1146816579B83FB56FB6EA272E5" name="cfg:LoansCollateralDependentImpaired" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e6746-wk-Fact-34FCCF15B30551A6823E83E97940617E" name="cfg:LoansCollateralDependentImpaired" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">312</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e6760-wk-Fact-716C2A9F5F9F5D5592E82E93647E4D60" name="cfg:LoansCollateralDependentImpaired" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e6778-wk-Fact-7BA6DD1C30C5565BAED346D913890A81" name="cfg:LoansCollateralDependentImpaired" contextRef="FI2018Q4_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">338</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e6791-wk-Fact-1AF980C40818528D89A4CC58A4643049" name="cfg:LoansCollateralDependentImpaired" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e6804-wk-Fact-EBA023DCEA355102B45FA1299585F2A5" name="cfg:LoansCollateralDependentImpaired" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">338</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e6818-wk-Fact-BBC6658248445A08989CCEC10DC6731F" name="cfg:LoansCollateralDependentImpaired" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">MSRs </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e6833-wk-Fact-E7F224372D185929AFFE5CD4B8EA4D98" name="cfg:MortgageServicingRights" contextRef="FI2019Q4_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">193</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e6847-wk-Fact-53B34DB627EE5877A2FEBF2C5E05B702" name="cfg:MortgageServicingRights" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e6861-wk-Fact-E8759201518C5BABA4CADBB81572D960" name="cfg:MortgageServicingRights" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e6875-wk-Fact-A95FEB92EEA651A287CC5AF9BF9A3D9C" name="cfg:MortgageServicingRights" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">193</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e6895-wk-Fact-E5A9ECF6C0D25D9D99D4FE1436BF9140" name="cfg:MortgageServicingRights" contextRef="FI2018Q4_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">243</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e6909-wk-Fact-ECF4AD2AB96658888FC1DB8E484467FB" name="cfg:MortgageServicingRights" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e6923-wk-Fact-3725B975B7ED53B98493444B7D007E09" name="cfg:MortgageServicingRights" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e6938-wk-Fact-883C0959014B5029956BCB6A485A2FD8" name="cfg:MortgageServicingRights" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">243</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leased assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e6958-wk-Fact-7DCBD2AA1FC3E2496121A358AD3A2BB4" name="us-gaap:PropertyPlantAndEquipmentNet" contextRef="FI2019Q4_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_AssetsLeasedToOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">57</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e6972-wk-Fact-8A0CA97106C9AC1B0D97A358AD267974" name="us-gaap:PropertyPlantAndEquipmentNet" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_AssetsLeasedToOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e6986-wk-Fact-9D4DED323C9B4310DC79A358AD269434" name="us-gaap:PropertyPlantAndEquipmentNet" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_AssetsLeasedToOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">57</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e7000-wk-Fact-F40AE95B720F9A288E89A358AD3ABE15" name="us-gaap:PropertyPlantAndEquipmentNet" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_AssetsLeasedToOthersMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e7020-wk-Fact-8F5CD43260FD0811668BA358AD3D86E9" name="us-gaap:PropertySubjectToOrAvailableForOperatingLeaseNet" contextRef="FI2018Q4_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">92</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e7034-wk-Fact-1DB5ADAAE24AEB6F6D1FA358AD3FEC9C" name="us-gaap:PropertySubjectToOrAvailableForOperatingLeaseNet" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e7048-wk-Fact-44880E07C48B73E37BB3A358AD2FC2E9" name="us-gaap:PropertySubjectToOrAvailableForOperatingLeaseNet" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">92</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e7063-wk-Fact-0D92AD6AA834A30054C5A358AD3EC426" name="us-gaap:PropertySubjectToOrAvailableForOperatingLeaseNet" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">147</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-B7F8CC6CA8FD445CD917A358AD757557-6"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Disclosures about Fair Value of Financial Instruments</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:FairValueByBalanceSheetGroupingTextBlock" id="TextSelection-1CF0AE19DBA9B3A40F13A358AD74CB00-0-wk-Fact-B50CBAFBBA0FA54F8B88A358AC7D8553" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the estimated fair value for financial instruments not recorded at fair value in the Consolidated Financial Statements. The carrying amounts are recorded in the Consolidated Balance Sheets under the indicated captions:</span></div><div style="line-height:120%;padding-bottom:16px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="28"></td></tr><tr><td style="width:184px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:54px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:54px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:54px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:54px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="27" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Financial assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Securities held to maturity</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e7723-wk-Fact-C9349185F8C55A12861476B21EB06018" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e7736-wk-Fact-3A09DB1B50AE2A980F6BA358ABA27616" name="us-gaap:HeldToMaturitySecuritiesFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,242</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e7754-wk-Fact-A3B9A876369B5DAA8A1C6D78720317BA" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e7768-wk-Fact-1391B258DA9F5FD9984652B17A49C98F" name="us-gaap:HeldToMaturitySecuritiesFairValue" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e7786-wk-Fact-8B2DDFBAFC5C5C1EA7D41B332C1CF5C0" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e7799-wk-Fact-E3FED2562F5F5E299ADB528E83586826" name="us-gaap:HeldToMaturitySecuritiesFairValue" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,242</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e7818-wk-Fact-8873E45BD0D75837A26CE78CF8736B19" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e7831-wk-Fact-A8F7172A14205E9385F224065824C20C" name="us-gaap:HeldToMaturitySecuritiesFairValue" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity securities, at cost</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e7846-wk-Fact-1EE848D3696F63C8B91BA358AD26F2A5" name="cfg:TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">807</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e7860-wk-Fact-9F5E4D853162D9FDC4F5A358AD2662FA" name="cfg:TotalOtherInvestmentSecuritiesAtCostFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">807</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e7879-wk-Fact-D8EC8421E0DF5053ADEE0C426C8EF2CD" name="cfg:TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e7894-wk-Fact-1DC4062C83DF53AB8BDC8445096A1B87" name="cfg:TotalOtherInvestmentSecuritiesAtCostFairValue" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e7913-wk-Fact-23CC26BA15E751FEB3B4AA0EB463875D" name="cfg:TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">807</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e7927-wk-Fact-76972C77292C5E28A643483218B40AE7" name="cfg:TotalOtherInvestmentSecuritiesAtCostFairValue" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">807</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e7947-wk-Fact-462B1D602B745BCE890B0D5CA4D1A27B" name="cfg:TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e7961-wk-Fact-2926040A34025F7587131E92C4221F57" name="cfg:TotalOtherInvestmentSecuritiesAtCostFairValue" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e7981-wk-Fact-FFFE9785C9D9560A8B8CDD43D903103F" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,384</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e7995-wk-Fact-77926FA74DDB504D99A08CE1465ED81E" name="cfg:OtherLoansReceivableHeldforsaleFairValueDisclosure" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,384</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8014-wk-Fact-E0703471C47E52B6ACAB558E9D1F3601" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8029-wk-Fact-557E5FE22B9E5A46AA313199E2F2D327" name="cfg:OtherLoansReceivableHeldforsaleFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8048-wk-Fact-B5F1F9C731A0511EB6B5604D4AC09CFB" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8062-wk-Fact-F3705804A3D55007AA2B87FF7D2F55DD" name="cfg:OtherLoansReceivableHeldforsaleFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8082-wk-Fact-06C2E312049D58A8AFE5FCB834EDF25F" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,384</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8096-wk-Fact-D16813B26ADF5A9786F328BBE95F5C40" name="cfg:OtherLoansReceivableHeldforsaleFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,384</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8116-wk-Fact-D77810CA5C875E47A21D12839E8BBFF2" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">119,088</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8130-wk-Fact-3F69F53ABA4751F69166EF3398CD3BD5" name="us-gaap:LoansReceivableFairValueDisclosure" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">119,792</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8149-wk-Fact-431B8AEEBD12593BB9044455FB97DAA5" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8164-wk-Fact-E4EC27B8CDC4535F85E54232EF6E6F87" name="us-gaap:LoansReceivableFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8183-wk-Fact-1ED780B573085251AA7B2A337B793356" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">312</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8197-wk-Fact-AF4A47416CAE5ECC91E05DAC9937ACA9" name="us-gaap:LoansReceivableFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">312</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8217-wk-Fact-AD7F3458AB2B5B02A0899EE110C63F47" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">118,776</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8231-wk-Fact-7B7E6E9E94EC5A938EDB7576FAFBDB2E" name="us-gaap:LoansReceivableFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">119,480</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Financial liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deposits</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8394-wk-Fact-37528F790F035D5ABE9CC036187AD9EC" name="us-gaap:Deposits" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">125,313</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8408-wk-Fact-60D4F22CA6AE5E4980B0299615C2DAE6" name="us-gaap:DepositsFairValueDisclosure" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">125,340</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8427-wk-Fact-90B3428BEF6E5948BD9D2DECB094907F" name="us-gaap:Deposits" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8442-wk-Fact-EE0CF6ED51CF59A8A3FC72C0F852AF8A" name="us-gaap:DepositsFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8461-wk-Fact-1BD24B2B95E159D18F7A9AC3C053EDD5" name="us-gaap:Deposits" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">125,313</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8475-wk-Fact-158F69B4C93459659B9B5EAE149D4401" name="us-gaap:DepositsFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">125,340</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8495-wk-Fact-FAA87B8A98C95B8CA5E05F63F621C079" name="us-gaap:Deposits" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8509-wk-Fact-66C1999B7E945F169035BE7001CEDD22" name="us-gaap:DepositsFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8529-wk-Fact-5C8DBF6319DB5D0897BEEBC6CBC6077E" name="us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">265</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8543-wk-Fact-D8CD9D6650315E5589A68C28065BB81D" name="us-gaap:FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">265</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8562-wk-Fact-35A8ED0CE7E55CC1940D3C4B6D30086C" name="us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8577-wk-Fact-81B87F38BCD05E98B0750336281CA6A8" name="us-gaap:FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8596-wk-Fact-1B423743FA505F96B91C0CDA8FED3166" name="us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">265</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8610-wk-Fact-FC4ECC7DCFFA5D57A9C8DFE02D2D29F2" name="us-gaap:FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">265</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8630-wk-Fact-C22BD0F9F08A585AA451E31B38532A36" name="us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8644-wk-Fact-AF2B29D092B45FDAB85518406C196063" name="us-gaap:FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8665-wk-Fact-1798129D18485A4A839F88A0B40EE665" name="us-gaap:OtherShortTermBorrowings" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8679-wk-Fact-5CF9E6DB5D775B158BE220E865729579" name="cfg:OtherShorttermBorrowingsFairValueDisclosure" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8698-wk-Fact-18C5337A90075EE4B8BBA2574447122E" name="us-gaap:OtherShortTermBorrowings" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8713-wk-Fact-BA8580B8F200557BA91CC8A0A1BAD883" name="cfg:OtherShorttermBorrowingsFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8732-wk-Fact-23A61EF202F358A7AE929C964D9D386F" name="us-gaap:OtherShortTermBorrowings" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8746-wk-Fact-22E91963E2775DC2B76DBAF962655B67" name="cfg:OtherShorttermBorrowingsFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8766-wk-Fact-42D1300792BD50C193AC7B62A8E5EC3A" name="us-gaap:OtherShortTermBorrowings" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8780-wk-Fact-D5CD9F160C425A43BB7140CFD6194A6B" name="cfg:OtherShorttermBorrowingsFairValueDisclosure" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Long-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8800-wk-Fact-B024210276B05643ABF133350C9475C3" name="us-gaap:LongTermDebt" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14,047</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8814-wk-Fact-DFFF3F983AD057E69EBFCA2947A5122E" name="us-gaap:LongTermDebtFairValue" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14,228</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8833-wk-Fact-CE23328DF568531D9A83E19663764FEA" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8848-wk-Fact-E304A796FFF85EA0839B4C5FA5569198" name="us-gaap:LongTermDebtFairValue" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8867-wk-Fact-311D0BA3B0C25876BE6772F8D38C941A" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14,047</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8881-wk-Fact-3FFB60F2C6D55EE794FF9CE5AA67A70F" name="us-gaap:LongTermDebtFairValue" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14,228</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8901-wk-Fact-8ACF92B586FC54E3B1C41DB85C3EC530" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e8915-wk-Fact-FF83A482D25355E8828A5D8A0F16E3A1" name="us-gaap:LongTermDebtFairValue" contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:675px;border-collapse:collapse;text-align:left;"><tr><td colspan="28"></td></tr><tr><td style="width:184px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:53px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:54px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:53px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:46px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:54px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="27" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Financial assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Securities held to maturity </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e9544-wk-Fact-6FC94C750F5759FD98D3954A82E5DADE" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,165</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e9557-wk-Fact-409D5C4DEA08D9835DB3A358AD27C59F" name="us-gaap:HeldToMaturitySecuritiesFairValue" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,041</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e9575-wk-Fact-6A0688736FBA573DBDF795C3BC5A82CE" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e9589-wk-Fact-C887E11121AA5DE1B11E7520B830F286" name="us-gaap:HeldToMaturitySecuritiesFairValue" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e9607-wk-Fact-AE0887C72D1758E8B33F7E2B20D6FE4F" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,165</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e9620-wk-Fact-C3E20D0F57315754806B9AA2D31FB3FA" name="us-gaap:HeldToMaturitySecuritiesFairValue" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,041</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e9639-wk-Fact-F7AC8A209DE854ED882C7D856CCF94E1" name="us-gaap:HeldToMaturitySecurities" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29643462e9652-wk-Fact-94F3A97404FB50F189C9E711CE762644" name="us-gaap:HeldToMaturitySecuritiesFairValue" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity securities, at cost</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9667-wk-Fact-C4D4FA76791C1EF75C45A358AD2E0FEF" name="cfg:TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">834</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9681-wk-Fact-17E94B6D3A6E2434AD30A358AD1F57F7" name="cfg:TotalOtherInvestmentSecuritiesAtCostFairValue" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">834</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9700-wk-Fact-93B82768CE495FE983561C61E635C522" name="cfg:TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9715-wk-Fact-F14F99BBCECA5019A51C4FAA08A35E40" name="cfg:TotalOtherInvestmentSecuritiesAtCostFairValue" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9734-wk-Fact-8027E313710B51A2A897D442B2FCC8CE" name="cfg:TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">834</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9748-wk-Fact-04917E92B84754D0B8F3C6449A50F023" name="cfg:TotalOtherInvestmentSecuritiesAtCostFairValue" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">834</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9768-wk-Fact-16E2002119D2547B877DC985609B5B7D" name="cfg:TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9782-wk-Fact-9B327D85A7B85606AB84F4682BC7C67A" name="cfg:TotalOtherInvestmentSecuritiesAtCostFairValue" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9802-wk-Fact-11D5754957A4590D9AE5752A4B4A7AA5" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">101</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9816-wk-Fact-AE70AEBBF309565F9AB5981A13C7EBCA" name="cfg:OtherLoansReceivableHeldforsaleFairValueDisclosure" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">101</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9835-wk-Fact-7AC9D020EA0B5E50A8650D6F70B96EAE" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9850-wk-Fact-3122190178405C0B956D7E193DC302B6" name="cfg:OtherLoansReceivableHeldforsaleFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9869-wk-Fact-335CF373FE765607AC4944DA19D0D20F" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9883-wk-Fact-6E7DB6E79813557A88365E73D85F86B9" name="cfg:OtherLoansReceivableHeldforsaleFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9903-wk-Fact-1DCD9B0597B95C1A8C6C3E9934026970" name="cfg:OtherLoansReceivableHeldforsaleAmount" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">101</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9917-wk-Fact-51AD7109E826511DB2DB26DFA3E72C00" name="cfg:OtherLoansReceivableHeldforsaleFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">101</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9937-wk-Fact-9467A96E5C615E8D940080DF80DB1115" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">116,660</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9951-wk-Fact-47CDE55F0D8E55F2A47EC61318107FA4" name="us-gaap:LoansReceivableFairValueDisclosure" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">116,627</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9970-wk-Fact-60422DEC293A5651912D1FE1F87CCCFD" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e9985-wk-Fact-1E99ED48B3305265B0FF875D493912FC" name="us-gaap:LoansReceivableFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10004-wk-Fact-C59FE7D977BE5E9F94365163F82C1549" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">338</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10018-wk-Fact-CA5C2CED1EFC561CBD16B4E0F3DD2D05" name="us-gaap:LoansReceivableFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">338</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10038-wk-Fact-4D0D83B2881253FABDC6FE875443C518" name="us-gaap:LoansAndLeasesReceivableGrossCarryingAmount" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">116,322</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10052-wk-Fact-F044C9AF6AED5F2DBEA2830E105A436F" name="us-gaap:LoansReceivableFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">116,289</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Financial liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deposits</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10215-wk-Fact-80EC4DE682685A169DF7DF0B11DFAE36" name="us-gaap:Deposits" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">119,575</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10229-wk-Fact-02F9BAFF38EF5FB29A76352A4D6C42C3" name="us-gaap:DepositsFairValueDisclosure" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">119,503</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10248-wk-Fact-91AC985F02285123B77A22086C2B587E" name="us-gaap:Deposits" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10263-wk-Fact-84A7656B97575FC28737F23C597ED3A6" name="us-gaap:DepositsFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10282-wk-Fact-627BE28E56A95BE2B10A2873439EF57E" name="us-gaap:Deposits" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">119,575</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10296-wk-Fact-E8E6C0A3414A57AC83BB21C921D07ED4" name="us-gaap:DepositsFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">119,503</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10316-wk-Fact-77A5E46C2B86547FAF2ADA1B95A57852" name="us-gaap:Deposits" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10330-wk-Fact-A92676ADF22155969D66238E40191429" name="us-gaap:DepositsFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10350-wk-Fact-6BD10A15F8725DFEB45E1EB84C21C2BE" name="us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,156</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10364-wk-Fact-F4D9F5E406995CAF9FE9CF09682064E1" name="us-gaap:FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,156</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10383-wk-Fact-51094447FC9C5922826E0D7E8166BC2C" name="us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10398-wk-Fact-464DD9B112D95E0C8E73200A7E3CA5C2" name="us-gaap:FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10417-wk-Fact-B07974BB604C537E82C579146EA86AB5" name="us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,156</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10431-wk-Fact-F8BAFE20E38554B6920224518BFBB87B" name="us-gaap:FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,156</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10451-wk-Fact-A54D6286D6A058D7B9B09924C78E986C" name="us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10465-wk-Fact-909AE694B3765908AC866E8DE9C8747F" name="us-gaap:FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10486-wk-Fact-90E7C3EAD6FB571AAA88B2F6B0A4CAC0" name="us-gaap:OtherShortTermBorrowings" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">161</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10500-wk-Fact-26C225ED11B9518AA06D21A32CB2A6FE" name="cfg:OtherShorttermBorrowingsFairValueDisclosure" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">161</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10519-wk-Fact-E6B22B4EA0355E27AF528A30A507829D" name="us-gaap:OtherShortTermBorrowings" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10534-wk-Fact-384499B17BE357B09CE575937816C71A" name="cfg:OtherShorttermBorrowingsFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10553-wk-Fact-699F29BB0A9F580DA8E2D8D78774102A" name="us-gaap:OtherShortTermBorrowings" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">161</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10567-wk-Fact-DE52F3AA60CD590DA9D4DEB9C670FDDE" name="cfg:OtherShorttermBorrowingsFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">161</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10587-wk-Fact-194DD3930A5F57A48776C543EE8DE0E4" name="us-gaap:OtherShortTermBorrowings" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10601-wk-Fact-307A2F9EED1B51AFA817E5DC77AF15BB" name="cfg:OtherShorttermBorrowingsFairValueDisclosure" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Long-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10621-wk-Fact-643C4A75019F58DDAB37B149BD665B82" name="us-gaap:LongTermDebt" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15,925</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10635-wk-Fact-2F089675FACE5189B41A746C66CAD4FC" name="us-gaap:LongTermDebtFairValue" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15,877</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10654-wk-Fact-B78DEA2B3A2B554FAC04C0302A7A6273" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10669-wk-Fact-8ECDC66539C955C6AF2D7199BBE58421" name="us-gaap:LongTermDebtFairValue" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10688-wk-Fact-5532BC7EB93252BD9EF64947EDC5A3E4" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15,925</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10702-wk-Fact-F036E5F567D352EC8E2A55C3724954B2" name="us-gaap:LongTermDebtFairValue" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15,877</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10722-wk-Fact-C39DE6E14E1455B598060637E1121585" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29643462e10736-wk-Fact-014DD06DACEF5EFA88144DF8EA95AAED" name="us-gaap:LongTermDebtFairValue" contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:continuation><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><a id="sA296935E80445263993170BD93EE96D0"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:RevenueFromContractWithCustomerTextBlock" id="TextSelection-86222755683E839143D7A358AD75C6AD-0-wk-Fact-1DF0103A03B55F5F1B13A358AC8D346B" continuedAt="TextSelection-86222755683E839143D7A358AD75C6AD-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 20 - NONINTEREST INCOME</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:NoninterestIncomeTableTextBlock" id="TextSelection-631FB6C6F6DE0168990FA358AD754AC9-0-wk-Fact-761247FD37436D0B8C1AA358AC8A2BE9" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents noninterest income, segregated between revenue from contracts with customers and revenue from other sources:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:71%;"></td><td style="width:1%;"></td><td style="width:12%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:12%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Revenue from contracts with customers</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e1444-wk-Fact-55C218E19F39EC6F35F5A62CE129D6EC" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,172</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e1462-wk-Fact-B52140901DBC4E68B21FA62D0FADDEFE" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,119</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Revenue from other sources</span></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e1477-wk-Fact-FCBCC347AEEA1E86CADAA62CE1245C4B" name="cfg:NoninterestIncomeMiscellaneous" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">705</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e1496-wk-Fact-A15078B722855CB319ECA62D10F4B680" name="cfg:NoninterestIncomeMiscellaneous" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">477</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e1520-wk-Fact-418E6B19AE62E57CDEC4A358ABD475E7" name="us-gaap:NoninterestIncome" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,877</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e1538-wk-Fact-818731BAD4CCB6E1A588A358ABCCF9BA" name="us-gaap:NoninterestIncome" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,596</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:RevenueFromContractWithCustomerPolicyTextBlock" id="TextSelection-080E60D0126A21C47C4AA358AD7540B5-0-wk-Fact-091929591CB431CD62EDA358AC8C72BA" continuedAt="TextSelection-080E60D0126A21C47C4AA358AD7540B5-1" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Revenues from Contracts with Customers</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens recognizes revenue from contracts with customers in the amount of consideration it expects to receive upon the transfer of control of a good or service. The timing of recognition is dependent on whether the Company satisfies a performance obligation by transferring control of the product or service to a customer over </span></div></ix:nonNumeric></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">148</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-86222755683E839143D7A358AD75C6AD-1" continuedAt="TextSelection-86222755683E839143D7A358AD75C6AD-2"><ix:continuation id="TextSelection-080E60D0126A21C47C4AA358AD7540B5-1" continuedAt="TextSelection-2F973BFB2069D21E75B9A358AD757948-0"><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">time or at a point in time. Judgments are made in the recognition of income including the timing of satisfaction of performance obligations and determination of the transaction price. </span></div></ix:continuation><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:DisaggregationOfRevenueTableTextBlock" id="TextSelection-20FF17F524B9E7600254A358AD76AEDA-0-wk-Fact-37E5E7310263B615264AA358AC8D6495" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the components of revenue from contracts with customers disaggregated by revenue stream and business operating segment:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20"></td></tr><tr><td style="width:32%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:11%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consolidated</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consolidated</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1)</sup></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Service charges and fees</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e1816-wk-Fact-30F2573386EF596DA965FEB5B9DDB486" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">400</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e1829-wk-Fact-A407DB9CAF725B38B7C0DAFE85F7771A" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">103</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e1842-wk-Fact-195B9E73B5E45E169361E645E255CE54" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">503</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e1861-wk-Fact-0A96DB640E60543AAAC3674980250B4E" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">408</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e1874-wk-Fact-C5705E6F780D5580B58D2808BE04BEFE" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">105</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e1887-wk-Fact-FC5E66231E455670A164BF067FBE3590" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">513</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Card fees</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e1902-wk-Fact-9A8B9ACA3066523BAB17BB55A6C8D7FA" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">215</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e1916-wk-Fact-1E403AC8CF1A591593B98A89BE4641A1" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">39</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e1930-wk-Fact-951909369B4F58BABF8AE8D26BCF8D1E" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">254</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e1950-wk-Fact-5E794BE586455AA8B7F6A1C14C3E2955" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">207</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e1964-wk-Fact-57815DE3EBAB595388E6480C91C0C53C" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">37</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e1978-wk-Fact-514F6986641D523B94B1925E90B4E50B" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">244</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Capital markets fees</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e1998-wk-Fact-8BE656F51C1855009E2D8F3A24ED49DB" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2012-wk-Fact-CDA63517E5285A16899F974537C2A333" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2026-wk-Fact-D598DD331013571FA36B493FAC664058" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2046-wk-Fact-CFADD0DCDFD555CAB3A4DFAE1D5F977D" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2060-wk-Fact-034E1B53FE8A593EAEA0CF8FB4D46987" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">181</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2074-wk-Fact-7CF1A0C358BF586FA11D866CCD40CF9C" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">181</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Trust and investment services fees</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2094-wk-Fact-8C0B16A7C779585AB1C5B33702310CDD" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2108-wk-Fact-466A062D92925221A318BAEB61DA3958" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2122-wk-Fact-3D0E06DDAC115D04A0F0F99B8D100A03" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2142-wk-Fact-280543A906CA5D6C9BFF639728C1AA51" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">171</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2156-wk-Fact-58B5EBCD3F6A5A9582E08E78FDA4D038" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2170-wk-Fact-A249E7B01DCC5DA39406254FE76E3524" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">171</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other banking fees</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2190-wk-Fact-5E99861AE325556FBC4211C777A4257A" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2204-wk-Fact-EDF70A345926580ABBD8DDB5FBC4360C" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2218-wk-Fact-E60E4D6144595CF2A27AE54387F9D37A" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2238-wk-Fact-721B3093F09956FC8437AA7E4AB04949" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2252-wk-Fact-E086C5D262A35C55B3F7A9D965FD7040" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29598943e2266-wk-Fact-2603CFAC4DDA51B5B89F5698274BA391" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total revenue from contracts with customers</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e2290-wk-Fact-42E98043D8F34C387CA7A358ABE6041C" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">818</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e2303-wk-Fact-9DB9B913A39567A84DF8A358ABE59F0A" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">354</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e2316-wk-Fact-55C218E19F39EC6F35F5A62CE129D6EC" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,172</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e2335-wk-Fact-FA326E316DE5F357AF16A62D734F0EA2" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">786</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e2348-wk-Fact-A178E4D090E25FBAEE38A62D74B21F1F" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">333</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e2361-wk-Fact-B52140901DBC4E68B21FA62D0FADDEFE" name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,119</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:12px;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">There is no revenue from contracts with customers included in Other non-segment operations.</span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens does not have any material contract assets, liabilities, or other receivables recorded on its Consolidated Balance Sheets related to revenues from contracts with customers as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Citizens has elected the practical expedient to exclude disclosure of unsatisfied performance obligations for (i) contracts with an original expected length of one year or less and (ii) contracts for which the Company recognized revenue at the amount to which the Company has the right to invoice for services performed. A description of the above components of revenue from contracts with customers is presented below:</span></div><ix:continuation id="TextSelection-2F973BFB2069D21E75B9A358AD757948-0" continuedAt="TextSelection-2F973BFB2069D21E75B9A358AD757948-1"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Service Charges and Fees</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Service charges and fees include fees earned from deposit products in lieu of compensating balances, service charges for transactions performed upon depositors&#8217; request, as well as fees earned from performing cash management activities. Service charges on deposit products are recognized over the period in which the related service is provided, typically monthly. Service fees are recognized at a point in time upon completion of the requested service transaction. Fees on cash management products are recognized over time (typically monthly) as services are provided. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Card Fees</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Card fees include interchange income from credit and debit card transactions and are recognized at a point in time upon settlement by the association network. Interchange rates are generally set by the association network based on purchase volume and other factors. Other card-related fees are recognized at a point in time upon completion of the transaction. Costs related to card rewards programs are recognized in current earnings as the rewards are earned by the customer and are presented as a reduction to card fees on the Consolidated Statements of Operations.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Capital Markets Fees</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Capital markets fees include fees received from leading or participating in loan syndications, underwriting services and advisory fees. Loan syndication and underwriting fees are recognized as revenue at a point in time when the Company has rendered all services to, and is entitled to collect the fee from, the borrower or the issuer, and there are no other contingencies associated with the fee. Underwriting expenses passed through from the lead underwriter are recognized within other operating expense on the Consolidated Statements of Operations. Advisory fees for merger and acquisitions are recognized over time, while valuation services and fairness opinions are recognized at a point in time upon completion of the advisory service.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;">Trust and Investment Services Fees</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Trust and investment services fees include fees from investment management services and brokerage services. Fees from investment management services are based on asset market values and are recognized over the period in which the related service is provided. Brokerage services include custody fees, commission income, trailing commissions and other investment securities. Custody fees are recognized on a monthly basis for customers that are assessed custody fees. Commission income is recognized at a point in time on trade date. Trailing commissions such as 12b-1 fees, insurance renewal income, and income based on asset or investment levels in future periods are recognized at a point in time when the asset balance is known, or the renewal occurs and the income is no longer constrained. For the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and 2018, the Company recognized trailing commissions </span></div></ix:continuation></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">149</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-86222755683E839143D7A358AD75C6AD-2"><ix:continuation id="TextSelection-2F973BFB2069D21E75B9A358AD757948-1" continuedAt="TextSelection-2F973BFB2069D21E75B9A358AD757948-2"><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29598943e2435-wk-Fact-938F5992681957988757A61AEE4CC21F" name="us-gaap:ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized" contextRef="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29598943e2439-wk-Fact-D5D9D93456B35875B0E23BE592A8EEAA" name="us-gaap:ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized" contextRef="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">16</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, related to services provided in previous reporting periods. Fees from other investment services are recognized at a point in time upon completion of the service. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;">O</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">ther Banking Fees</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Other banking fees include fees for various transactional banking activities such as letter of credit fees, foreign wire transfers and other transactional services. These fees are recognized in a manner that reflects the timing of when transactions occur and as services are provided.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Revenue from Other Sources</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Letter of Credit and Loan Fees</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Letter of credit and loan fees primarily includes fees received related to letter of credit agreements as well as loan fees received from lending activities that are not deferrable. These fees are generally recognized upon execution of the contract.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Foreign Exchange and Interest Rate Products</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Foreign exchange and interest rate products primarily includes the fees received from foreign exchange and interest rate derivative contracts executed with customers to meet their hedging and financing needs. These fees are generally recognized upon execution of the contracts. Foreign exchange and interest rate products also include the mark-to-market gains and losses recognized on (i) these customer contracts and (ii) offsetting derivative contracts that are executed with external counterparties to hedge the foreign exchange and interest rate risk associated with the customer contracts. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Mortgage Banking Fees</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Mortgage banking fees primarily include gains on sales of residential mortgages originated with the intent to sell and servicing fees on mortgages where the Company is the servicer. Mortgage banking fees also include valuation adjustments for mortgage loans held-for-sale that are measured at the lower of cost or fair value, as well as mortgage loans originated with the intent to sell that are measured at fair value under the fair value option.  Changes in the value of MSRs are reported in mortgage fees and related income. For a further discussion of MSRs, see </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 8</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Net interest income from mortgage loans is recorded in interest income.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Other Income</span></div></ix:continuation><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><ix:continuation id="TextSelection-2F973BFB2069D21E75B9A358AD757948-2">Bank-owned life insurance is stated at its cash surrender value. Citizens is the beneficiary of the life insurance policies on current and former officers and selected employees of the Company. Net changes in the carrying amount of the cash surrender value are an adjustment of premiums paid in determining the expense or income to be recognized under the life insurance policy for the period.</ix:continuation> </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:BankOwnedLifeInsuranceTableTextBlock" id="TextSelection-367C93894FD5194A656DA358AD75C17B-0-wk-Fact-F9BA239946DCC708A92DA358AC8BE96B" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:79%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Bank-owned life insurance</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e2658-wk-Fact-4F18162F2B8A55CF950108741AA4A6BA" name="us-gaap:BankOwnedLifeInsuranceIncome" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">55</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e2676-wk-Fact-6C5FBA0A92385348A126E4F5AADB7CDA" name="us-gaap:BankOwnedLifeInsuranceIncome" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">56</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29598943e2694-wk-Fact-994F98D6B874C729EAFDA358AC97B229" name="us-gaap:BankOwnedLifeInsuranceIncome" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">54</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:continuation><div><a id="s88ECCC1BC831599999331FCB8C2F4BEE"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:OtherIncomeAndOtherExpenseDisclosureTextBlock" id="TextSelection-720F027F4E685AA8B3DDA358AD763A1E-0-wk-Fact-473134CEE45A946FF229A358AC722945" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 21 - OTHER OPERATING EXPENSE</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock" id="TextSelection-4D6A3C2FB8E58FDAFDEAA358AD767A85-0-wk-Fact-58F635B3F9E4AD26B384A358AC4B0BA0" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the details of other operating expense:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:79%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Promotional expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29599959e1497-wk-Fact-9FD1D9D77DF5505D97C83AD907D9E763" name="us-gaap:MarketingAndAdvertisingExpense" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">112</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29599959e1515-wk-Fact-7433B1D064F854468E96A7E6E1B18877" name="us-gaap:MarketingAndAdvertisingExpense" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">129</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29599959e1533-wk-Fact-C8824013CB182DCB3889A358AD3C2121" name="us-gaap:MarketingAndAdvertisingExpense" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">105</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deposit insurance</span></div></td><td colspan="2" style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29599959e1549-wk-Fact-AF7CA754B00557C6BF85DDB9AA5055B1" name="us-gaap:FederalDepositInsuranceCorporationPremiumExpense" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">62</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29599959e1568-wk-Fact-2BC2204FD2A65F8D8BCA8D1614654E5F" name="us-gaap:FederalDepositInsuranceCorporationPremiumExpense" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">104</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29599959e1587-wk-Fact-DE56AC57D412C844FABCA358AD3C1A77" name="us-gaap:FederalDepositInsuranceCorporationPremiumExpense" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">137</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other</span></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29599959e1608-wk-Fact-DFCEEE5B921E5162A9D26194B57BE55B" name="us-gaap:OtherExpenses" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">302</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29599959e1627-wk-Fact-1F2D5CC8023C5E748A3D4EFAC325816D" name="us-gaap:OtherExpenses" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">262</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29599959e1646-wk-Fact-ABCDA8B6A0C7F79C62BBA358AD3D769F" name="us-gaap:OtherExpenses" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">300</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other operating expense</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29599959e1671-wk-Fact-026FA13A71DC6E3F9ED8A358AD3F2400" name="us-gaap:OtherCostAndExpenseOperating" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">476</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29599959e1689-wk-Fact-7A249865F9788C8465CEA358AD402C58" name="us-gaap:OtherCostAndExpenseOperating" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">495</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29599959e1707-wk-Fact-C7573F045E2D66D245BBA358AD3F9038" name="us-gaap:OtherCostAndExpenseOperating" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">542</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:nonNumeric><div><a id="s6FAA3F0461F055E78C42DC79D3FADD94"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:IncomeTaxDisclosureTextBlock" id="TextSelection-9A9490AAD295EEA3CBE2A358AD767772-0-wk-Fact-5306610C7E1640C81D2AA358AC31F809" continuedAt="TextSelection-9A9490AAD295EEA3CBE2A358AD767772-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 22 - INCOME TAXES</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:IncomeTaxPolicyTextBlock" id="TextSelection-53C6568585774E060261A358AD77FFE2-0-wk-Fact-CF2985CF5FF6FE5AA4FDA358AC2F5B39" continuedAt="TextSelection-53C6568585774E060261A358AD77FFE2-1" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens uses an asset and liability (balance sheet) approach for financial accounting and reporting of income taxes, resulting in two components of income tax expense: current and deferred. Current income tax expense approximates taxes to be paid or refunded for the current period. Deferred income tax expense results from changes in gross deferred tax assets and liabilities between periods. These gross deferred tax assets and liabilities represent changes in taxes expected to be paid in the future due to reversals of temporary differences between the bases of </span></div></ix:nonNumeric></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">150</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-9A9490AAD295EEA3CBE2A358AD767772-1" continuedAt="TextSelection-9A9490AAD295EEA3CBE2A358AD767772-2"><ix:continuation id="TextSelection-53C6568585774E060261A358AD77FFE2-1" continuedAt="TextSelection-7D00E1DBA231A76DAE5CA358AD770EC4-0"><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">the assets and liabilities as measured under tax laws, and their bases reported in the Consolidated Financial Statements as measured under GAAP.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens also assesses the probability that the positions taken, or expected to be taken, in its income tax returns will be sustained by taxing authorities. A &#8220;more likely than not&#8221; (more than 50&#160;percent) recognition threshold must be met before a tax benefit can be recognized. Tax positions that are more likely than not to be sustained are reflected in the Company&#8217;s Consolidated Financial Statements.</span></div></ix:continuation><ix:nonNumeric contextRef="FD2019Q4YTD" name="cfg:ScheduleofComprehensiveIncomeTaxTableTextBlock" id="TextSelection-5F303705E6A195FC2D57A358AD76CE2F-0-wk-Fact-DC4F6AB8FD8DED8FECCEA358AC27DA51" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents total income tax expense: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:77%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income tax expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e1513-wk-Fact-975CCB0E39885CD1BF668DB191F0225A" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">460</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e1531-wk-Fact-7ECDF9F874B852CF9F1339DE019F0CF8" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">462</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e1549-wk-Fact-AA0BAD5C08D975575079A358ABF244C0" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">260</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tax effect of changes in OCI</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e1565-wk-Fact-F81D7AE4DBD80A594791A358AD4BC95D" name="us-gaap:OtherComprehensiveIncomeLossTax" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">225</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e1584-wk-Fact-317AAED14A99A798A847A358AD4970BC" name="us-gaap:OtherComprehensiveIncomeLossTax" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">96</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e1604-wk-Fact-04BA2670B00DC73770ADA358AD4A95AE" name="us-gaap:OtherComprehensiveIncomeLossTax" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total comprehensive income tax expense</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e1630-wk-Fact-F8C55ED18296097B055DA358AD492461" name="us-gaap:IncomeTaxExpenseBenefitIntraperiodTaxAllocation" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">685</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e1648-wk-Fact-083720258C487AAE622DA358AD4ADA1F" name="us-gaap:IncomeTaxExpenseBenefitIntraperiodTaxAllocation" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">366</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e1666-wk-Fact-6F4C111971C12B9C8E7BA358AD4A9086" name="us-gaap:IncomeTaxExpenseBenefitIntraperiodTaxAllocation" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">253</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" id="TextSelection-4E46A44C5F99CA36CE3EA358AD7672EE-0-wk-Fact-013B2CF40B2EFB74C6E0A358AC263283" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the components of income tax expense: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="10"></td></tr><tr><td style="width:78%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Current</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Deferred</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;text-decoration:underline;">Year Ended December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. federal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e1817-wk-Fact-5B700AE17B232241292BA358ACCE8A3E" name="us-gaap:CurrentFederalTaxExpenseBenefit" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">323</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e1830-wk-Fact-28A6EED6F64D4DE4C9D6A358ACCC2760" name="us-gaap:DeferredFederalIncomeTaxExpenseBenefit" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">64</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e1843-wk-Fact-22DAFA64B890A553AF1BA358ACCE9444" name="us-gaap:FederalIncomeTaxExpenseBenefitContinuingOperations" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">387</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and local</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e1858-wk-Fact-470D23CE2C24DA6D6212A358ACCA9BE3" name="us-gaap:CurrentStateAndLocalTaxExpenseBenefit" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">73</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e1872-wk-Fact-3CCB0568B129EB2D515CA358ACCB99BF" name="us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e1886-wk-Fact-DC30C501D6DC9A4F72DCA358ACCF20BD" name="us-gaap:StateAndLocalIncomeTaxExpenseBenefitContinuingOperations" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">73</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e1910-wk-Fact-E686A730263F64732E9CA358ACC8C673" name="us-gaap:CurrentIncomeTaxExpenseBenefit" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">396</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e1923-wk-Fact-8E1171C1E9A25D1DA66AC55F4FDB34F3" name="us-gaap:DeferredIncomeTaxExpenseBenefit" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">64</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e1936-wk-Fact-975CCB0E39885CD1BF668DB191F0225A" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">460</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;text-decoration:underline;">Year Ended December 31, 2018</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. federal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e2006-wk-Fact-DB31BEDDEA0DAA49B998A358ACC82C8A" name="us-gaap:CurrentFederalTaxExpenseBenefit" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">271</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e2019-wk-Fact-016A1BB7D5DC0FA2EDA7A358ACCF9BF6" name="us-gaap:DeferredFederalIncomeTaxExpenseBenefit" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">90</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e2032-wk-Fact-A2EF4D6FE494BD3855B1A358ACC90BB2" name="us-gaap:FederalIncomeTaxExpenseBenefitContinuingOperations" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">361</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and local</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2047-wk-Fact-BDA6D3808D2BB9392CCDA358ACC8D83C" name="us-gaap:CurrentStateAndLocalTaxExpenseBenefit" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">94</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2061-wk-Fact-C2CC74A1555370486A9DA358ACCF0085" name="us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2075-wk-Fact-C82501CAA6A1D6057452A358ACCDF048" name="us-gaap:StateAndLocalIncomeTaxExpenseBenefitContinuingOperations" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">101</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e2099-wk-Fact-825B57DBF09A26C932ACA358ACCC6A1D" name="us-gaap:CurrentIncomeTaxExpenseBenefit" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">365</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e2112-wk-Fact-453BC16ADFF254FDBD3096F6484A3302" name="us-gaap:DeferredIncomeTaxExpenseBenefit" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">97</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e2125-wk-Fact-7ECDF9F874B852CF9F1339DE019F0CF8" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">462</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;text-decoration:underline;">Year Ended December 31, 2017</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. federal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e2195-wk-Fact-D2F927AF41B3706826EDA358ACCC61DF" name="us-gaap:CurrentFederalTaxExpenseBenefit" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">376</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29632100e2208-wk-Fact-1D39AF8277F10660A91CA358ACD0F4BC" name="us-gaap:DeferredFederalIncomeTaxExpenseBenefit" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">142</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e2222-wk-Fact-62AA504FDA1C800CF7B7A358ACCD4B86" name="us-gaap:FederalIncomeTaxExpenseBenefitContinuingOperations" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">234</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and local</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2238-wk-Fact-62133EA4239DF8691E3AA358ACC96887" name="us-gaap:CurrentStateAndLocalTaxExpenseBenefit" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2252-wk-Fact-A9A78547227068D4EB3EA358ACC897E6" name="us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2266-wk-Fact-65BD80EBD6F3A4558699A358ACCAE29F" name="us-gaap:StateAndLocalIncomeTaxExpenseBenefitContinuingOperations" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">26</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e2290-wk-Fact-E4558E3E107A82B1959CA358ACCB0B57" name="us-gaap:CurrentIncomeTaxExpenseBenefit" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">396</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29632100e2303-wk-Fact-3511348017D8988EB147A358ACEFD536" name="us-gaap:DeferredIncomeTaxExpenseBenefit" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">136</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e2317-wk-Fact-AA0BAD5C08D975575079A358ABF244C0" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">260</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">151</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-9A9490AAD295EEA3CBE2A358AD767772-2" continuedAt="TextSelection-9A9490AAD295EEA3CBE2A358AD767772-3"><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" id="TextSelection-72F939BB1C047C5C19F0A358AD764F80-0-wk-Fact-5F88A1B759D06D91A62AA358AC30F3AB" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a reconciliation between the U.S. federal income tax rate and the Company&#8217;s  effective income tax rate:</span></div><div style="line-height:120%;padding-bottom:16px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="18"></td></tr><tr><td style="width:38%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions, except ratio data)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;Rate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;Rate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;Rate</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. federal income tax expense and tax rate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e2645-wk-Fact-9E773615F66F7D42AA2BA358AC229E9C" name="us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">473</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2654-wk-Fact-A0725830710BD7C1D343A358AC27BF41" name="us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" contextRef="FD2019Q4YTD" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">21.0</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e2673-wk-Fact-70CAF0451FDB3031ABEFA358AC2D9330" name="us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">459</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2682-wk-Fact-ADD788D52C83DD9DCAA7A358AC293E52" name="us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" contextRef="FD2018Q4YTD" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">21.0</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e2702-wk-Fact-7728853AC34037C7FA52A358AC288DCF" name="us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">669</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2711-wk-Fact-3FE7E137A9B9A8C8AF65A358AC1D1C00" name="us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" contextRef="FD2017Q4YTD" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">35.0</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Increase (decrease) resulting from:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal rate change</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2819-wk-Fact-CB9742A233BCA40FA7D6A358AC204A52" name="us-gaap:IncomeTaxReconciliationChangeInEnactedTaxRate" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2833-wk-Fact-CE531B0ADB47A2F6E0BDA358AC2EE5DA" name="us-gaap:EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate" contextRef="FD2019Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e2847-wk-Fact-A32B7B79259E67605F02A358AC31BC2B" name="us-gaap:IncomeTaxReconciliationChangeInEnactedTaxRate" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">34</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e2862-wk-Fact-EDA69FE564672D2E7823A358AC22C43A" name="us-gaap:EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate" contextRef="FD2018Q4YTD" unitRef="number" decimals="3" scale="-2" sign="-" format="ixt:numdotdecimal">1.6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e2878-wk-Fact-2226342799B09B82E846A358AC1DC7BF" name="us-gaap:IncomeTaxReconciliationChangeInEnactedTaxRate" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">331</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e2893-wk-Fact-90F1FE0104BB9D5AD468A358ABEB30A3" name="us-gaap:EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate" contextRef="FD2017Q4YTD" unitRef="number" decimals="3" scale="-2" sign="-" format="ixt:numdotdecimal">17.3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and local income taxes (net of federal benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2909-wk-Fact-239B731680EB96D41B35A358ABDF90E5" name="us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">73</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2923-wk-Fact-70B6F0922DB65EC052D4A358AC1AB3D4" name="us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" contextRef="FD2019Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">3.2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2937-wk-Fact-E745E640D51E81179C17A358AC2D7CC5" name="us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">89</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2951-wk-Fact-0C0E8319E68E6EC70665A358AC2D8F31" name="us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" contextRef="FD2018Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">4.1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2966-wk-Fact-2D5955B55AA68825B70AA358AC1F54C4" name="us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">46</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e2980-wk-Fact-56136171422672E2BFD1A358AC204265" name="us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" contextRef="FD2017Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">2.4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Bank-owned life insurance</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e2995-wk-Fact-D3FE1EE5340CEA89A3B5A358AC29DA27" name="cfg:EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3010-wk-Fact-1E9B76AC4EE652F9230BA358AC247405" name="cfg:EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent" contextRef="FD2019Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">0.5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3025-wk-Fact-7FBE7C5B2BE4D8C72DCDA358AC25A249" name="cfg:EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3040-wk-Fact-B1538F41AE692017455BA358ABDEEAE2" name="cfg:EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent" contextRef="FD2018Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">0.5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3056-wk-Fact-A963D6A52EBD71A68E0AA358AC2193CE" name="cfg:EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3071-wk-Fact-9B90D04CA114F1DD01C7A358AC3247CD" name="cfg:EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent" contextRef="FD2017Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">1.0</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tax-exempt interest</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3087-wk-Fact-6C2D41DD5E86407764B5A358AC1E8DDA" name="us-gaap:IncomeTaxReconciliationTaxExemptIncome" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3102-wk-Fact-3FBBA5D971BB54EE1FDBA358AC280B79" name="us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome" contextRef="FD2019Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">0.7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3117-wk-Fact-F8C9A4700955F30BA066A358AC2230B8" name="us-gaap:IncomeTaxReconciliationTaxExemptIncome" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3132-wk-Fact-9BA954BBBC74C5034CE6A358ABDF16E5" name="us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome" contextRef="FD2018Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">0.7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3148-wk-Fact-4049CC4E7D4B42196721A358AC2348F3" name="us-gaap:IncomeTaxReconciliationTaxExemptIncome" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3163-wk-Fact-F2B2754EB595A4E8CD73A358AC21F623" name="us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome" contextRef="FD2017Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">1.1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tax advantaged investments (including related credits)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3179-wk-Fact-7D84BBF1F37D1429FDF3A358AC245768" name="us-gaap:IncomeTaxReconciliationTaxCredits" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">50</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3194-wk-Fact-F66DE2ED401B6B750794A358AC1E14AB" name="us-gaap:EffectiveIncomeTaxRateReconciliationTaxCredits" contextRef="FD2019Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">2.3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3209-wk-Fact-1D42BD5545949CBC0D58A358AC21BA53" name="us-gaap:IncomeTaxReconciliationTaxCredits" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">44</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3224-wk-Fact-9E36981436C7D44F68A1A358AC2FB49D" name="us-gaap:EffectiveIncomeTaxRateReconciliationTaxCredits" contextRef="FD2018Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">2.0</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3240-wk-Fact-DF2B8224C1789BFC65C1A358AC2AB675" name="us-gaap:IncomeTaxReconciliationTaxCredits" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">51</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3255-wk-Fact-C5856932AF956C73E4DCA358AC1AB59C" name="us-gaap:EffectiveIncomeTaxRateReconciliationTaxCredits" contextRef="FD2017Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">2.7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other tax credits</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3271-wk-Fact-640180462C74236CCA0BA358AC1F4CCB" name="us-gaap:IncomeTaxReconciliationTaxCreditsOther" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3286-wk-Fact-2F58FE125948140781FBA358AC1FDC54" name="us-gaap:EffectiveIncomeTaxRateReconciliationTaxCreditsOther" contextRef="FD2019Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">0.4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3301-wk-Fact-68D6BFDF77D6BDA2D7DFA358AC2E0456" name="us-gaap:IncomeTaxReconciliationTaxCreditsOther" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3316-wk-Fact-0E6B4F3A73D94312CD59A358AC215A62" name="us-gaap:EffectiveIncomeTaxRateReconciliationTaxCreditsOther" contextRef="FD2018Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">0.4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3332-wk-Fact-802F3F827112955E1358A358AC2C4EF1" name="us-gaap:IncomeTaxReconciliationTaxCreditsOther" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3347-wk-Fact-1022E238288C7044B681A358AC2836DD" name="us-gaap:EffectiveIncomeTaxRateReconciliationTaxCreditsOther" contextRef="FD2017Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">0.1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adjustments for uncertain tax positions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3364-wk-Fact-101CD75CA492D4BF2BA8A358AC2B1638" name="us-gaap:IncomeTaxReconciliationTaxContingencies" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3378-wk-Fact-78216ABA2017245EEA2DA358AC239DA6" name="us-gaap:EffectiveIncomeTaxRateReconciliationTaxContingencies" contextRef="FD2019Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3392-wk-Fact-D1F3D5AFA49E797505F5A358AC2DF45E" name="us-gaap:IncomeTaxReconciliationTaxContingencies" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3406-wk-Fact-CEA348CEE49BF83A3C8CA358AC207BBD" name="us-gaap:EffectiveIncomeTaxRateReconciliationTaxContingencies" contextRef="FD2018Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">0.1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3421-wk-Fact-6B842AB73556B6F1E1BDA358ABF3625D" name="us-gaap:IncomeTaxReconciliationTaxContingencies" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">23</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3436-wk-Fact-D47EB25866FA54FE557CA358AC170884" name="us-gaap:EffectiveIncomeTaxRateReconciliationTaxContingencies" contextRef="FD2017Q4YTD" unitRef="number" decimals="3" scale="-2" sign="-" format="ixt:numdotdecimal">1.2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Non-deductible FDIC premiums</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3452-wk-Fact-C5084520E4E3D39C6EA6A358AC2ACCBE" name="us-gaap:IncomeTaxReconciliationNondeductibleExpense" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3466-wk-Fact-F869CA53E012293C8AE4A358AC2CF1C1" name="us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpense" contextRef="FD2019Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">0.6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3479-wk-Fact-8BF20686070CD5C6EECAA358AC26CF48" name="us-gaap:IncomeTaxReconciliationNondeductibleExpense" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3493-wk-Fact-986F9F6946D49B297CADA358AC1C9FF0" name="us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpense" contextRef="FD2018Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">1.0</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3507-wk-Fact-D826451F304A7A595557A358ABDF1E05" name="us-gaap:IncomeTaxReconciliationNondeductibleExpense" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3521-wk-Fact-CC71968A0E0160F4AB9CA358AC29BBDD" name="us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpense" contextRef="FD2017Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Legacy tax matters</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3536-wk-Fact-B5764F8E68B39941F6DECDE9FD8C1772" name="cfg:EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3551-wk-Fact-A554577F58A24D089C09CDE9FE7B652A" name="cfg:EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent" contextRef="FD2019Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">0.8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3566-wk-Fact-52251B58909FD24C4A57CDEA001B4B11" name="cfg:EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3580-wk-Fact-ABFCA0D68C79A7D0B87ACDEA0115962F" name="cfg:EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent" contextRef="FD2018Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3595-wk-Fact-216B7AE0F01E0905FF07CDEA02B6033B" name="cfg:EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3609-wk-Fact-8588D485F0C2D31697F0CDEA03B50AFC" name="cfg:EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent" contextRef="FD2017Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3624-wk-Fact-ACEEC53A9B43F9006F43A358AC2E8C05" name="us-gaap:IncomeTaxReconciliationOtherReconcilingItems" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3638-wk-Fact-D99761D5D40A78A73F67A358AC247CE7" name="us-gaap:EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent" contextRef="FD2019Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">0.3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3652-wk-Fact-7E2CC62E5CADF493F3E1A358AC240A71" name="us-gaap:IncomeTaxReconciliationOtherReconcilingItems" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3666-wk-Fact-F553E007C7191930DD72A358AC233A8F" name="us-gaap:EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent" contextRef="FD2018Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">0.2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3681-wk-Fact-87AA2AFF27DE0BD42E81A358AC1DA8C2" name="us-gaap:IncomeTaxReconciliationOtherReconcilingItems" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e3696-wk-Fact-D7E41509D3ED36A51BC4A358AC262C7F" name="us-gaap:EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent" contextRef="FD2017Q4YTD" unitRef="number" decimals="3" scale="-2" sign="-" format="ixt:numdotdecimal">0.4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total income tax expense and tax rate</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e3716-wk-Fact-975CCB0E39885CD1BF668DB191F0225A" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">460</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3725-wk-Fact-6D10F5E0F6C3834FD191A358AC250FEE" name="us-gaap:EffectiveIncomeTaxRateContinuingOperations" contextRef="FD2019Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">20.4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e3744-wk-Fact-7ECDF9F874B852CF9F1339DE019F0CF8" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">462</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3753-wk-Fact-F86F8561094334AB3718A358AC2F44FB" name="us-gaap:EffectiveIncomeTaxRateContinuingOperations" contextRef="FD2018Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">21.2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e3773-wk-Fact-AA0BAD5C08D975575079A358ABF244C0" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">260</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3782-wk-Fact-B446AA947821240C58A5A358ABE024C8" name="us-gaap:EffectiveIncomeTaxRateContinuingOperations" contextRef="FD2017Q4YTD" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">13.6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" id="TextSelection-4EE7CB9331380EE67289A358AD76FC24-0-wk-Fact-7E23749901C3FADF9B85A358AC288546" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the tax effects of temporary differences that give rise to significant portions of the Company&#8217;s deferred tax assets and liabilities: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:85%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred tax assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive income </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e3953-wk-Fact-7BF50BFDC2F0DDBE40A6A358ACA05D1E" name="cfg:DeferredTaxAssetsNetLossonSecuritiesandDerivatives" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">141</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e3971-wk-Fact-C7C365B8A7160B04F505A358AC9D20E1" name="cfg:DeferredTaxAssetsNetLossonSecuritiesandDerivatives" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">366</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e3986-wk-Fact-48CEA21890F978A78A23A358AC9FBE44" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">315</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4005-wk-Fact-42C566618F69982A967EA358ACA0495D" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">308</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State net operating loss carryforwards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4025-wk-Fact-C1DAB032FFA60C3250E0A358ACA0596D" name="us-gaap:DeferredTaxAssetsOperatingLossCarryforwards" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">62</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4044-wk-Fact-C36D93C27CD085F40064A358ACA245D7" name="us-gaap:DeferredTaxAssetsOperatingLossCarryforwards" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">90</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Accrued expenses not currently deductible</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4064-wk-Fact-EAA18E12A4C58CFB72BDA358ACA0B6EA" name="cfg:DeferredTaxAssetsAccruedExpenses" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4083-wk-Fact-B6CEC68BE784CA663FD0A358AC9DC0D5" name="cfg:DeferredTaxAssetsAccruedExpenses" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">36</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Investment and other tax credit carryforwards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4103-wk-Fact-5B48440943CF495AC86EA358AC9F660D" name="cfg:DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">89</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4122-wk-Fact-3C3EEDAF06DE087CFAB6A358AC9D54DC" name="cfg:DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">74</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value adjustments</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4142-wk-Fact-59D58508284ADC87F912A358AC9F5E34" name="cfg:DeferredTaxAssetsFairValueAdjustment" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4161-wk-Fact-9715611E26B818609795A358ACA3C17B" name="cfg:DeferredTaxAssetsFairValueAdjustment" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">28</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total deferred tax assets</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4181-wk-Fact-D3C038480847FF35604BA358ACA00EDB" name="us-gaap:DeferredTaxAssetsGross" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">631</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4200-wk-Fact-6C4913820B7EF10C969AA358AC9E2358" name="us-gaap:DeferredTaxAssetsGross" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">902</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Valuation allowance</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e4220-wk-Fact-7741A6D3DD231DE3984BA358ACA338F4" name="us-gaap:DeferredTaxAssetsValuationAllowance" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">79</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e4240-wk-Fact-B932165D87D7B0D14CECA358AC9E349C" name="us-gaap:DeferredTaxAssetsValuationAllowance" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">110</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred tax assets, net of valuation allowance</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4262-wk-Fact-5BB9D5EF5BC176993B62A358ACA085E3" name="us-gaap:DeferredTaxAssetsNet" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">552</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4281-wk-Fact-69A05ED18219DB195FDBA358ACA5C23F" name="us-gaap:DeferredTaxAssetsNet" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">792</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred tax liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leasing transactions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4342-wk-Fact-555C37E0CA76212061D2A358ACA32755" name="us-gaap:DeferredTaxLiabilitiesLeasingArrangements" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">513</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4361-wk-Fact-2955771569EFCACCB2A2A358AC9FAE1A" name="us-gaap:DeferredTaxLiabilitiesLeasingArrangements" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">527</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization of intangibles</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4381-wk-Fact-DD16A7A3B83513756B22A358ACA4A382" name="us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">370</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4400-wk-Fact-AD93FA3107EB7906A7DCA358AC9F9582" name="us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">364</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Depreciation</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4420-wk-Fact-04DE229B5D81D3ADC0E7A358ACA1BF4F" name="us-gaap:DeferredTaxLiabilitiesPropertyPlantAndEquipment" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">186</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4439-wk-Fact-9B46A039F376863251FBA358AC9F68A0" name="us-gaap:DeferredTaxLiabilitiesPropertyPlantAndEquipment" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">195</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Pension and other employee compensation plans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4459-wk-Fact-7A1D1E7430A408A401BCA358ACA48B03" name="cfg:DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">124</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4478-wk-Fact-0D0B1CA686F00E1917B0A358AC9EFE94" name="cfg:DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">127</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;Partnerships</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4498-wk-Fact-C8C1438406965F246E66A358ACA29BBA" name="us-gaap:DeferredTaxLiabilitiesInvestments" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">71</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4517-wk-Fact-5A6C7C8D162B8EA91917A358ACA26739" name="us-gaap:DeferredTaxLiabilitiesInvestments" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">51</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred Income</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4537-wk-Fact-B8628B82ECDDBDBC422BA358AC9FF009" name="us-gaap:DeferredTaxLiabilitiesTaxDeferredIncome" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">79</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4556-wk-Fact-F1DA34842CD94CBF6544A358AC9F56D7" name="us-gaap:DeferredTaxLiabilitiesTaxDeferredIncome" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">50</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">MSRs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4576-wk-Fact-AB3E90EB04B7A301BC6AA358ACA4D6B3" name="us-gaap:DeferredTaxLiabilitiesMortgageServicingRights" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">75</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4595-wk-Fact-F5DAD75E6EA44380F660A358ACA2E916" name="us-gaap:DeferredTaxLiabilitiesMortgageServicingRights" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">51</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total deferred tax liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4615-wk-Fact-70F706589E95F3D9BF78A358ACA18447" name="us-gaap:DeferredIncomeTaxLiabilities" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,418</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4634-wk-Fact-FA055751CCD0E97836AFA358ACA07BBB" name="us-gaap:DeferredIncomeTaxLiabilities" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,365</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net deferred tax liability</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e4658-wk-Fact-0437AB5E5452497B5A64A358ACA3A4DF" name="us-gaap:DeferredTaxLiabilities" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">866</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e4676-wk-Fact-87FC87388508BC129ECCA358AC9E6907" name="us-gaap:DeferredTaxLiabilities" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">573</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><ix:continuation id="TextSelection-A58D3FF708CC4ACE152DA358AD77EDEA-0"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Deferred tax assets are recognized for net operating loss carryforwards and tax credit carryforwards. Valuation allowances are recorded as necessary to reduce deferred tax assets to the amounts that management concludes are more likely than not to be realized.</span></div></ix:continuation><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company had state tax net operating loss carryforwards of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29632100e4706-wk-Fact-AF1AAAF93FD77CA0D09FA358AC27FC02" name="cfg:DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState" contextRef="FI2019Q4" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">1.1</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Limitations on the ability to realize these carryforwards are reflected in the associated valuation allowance. At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company had a valuation allowance of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29632100e4714-wk-Fact-7741A6D3DD231DE3984BA358ACA338F4" name="us-gaap:DeferredTaxAssetsValuationAllowance" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">79</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> against various deferred tax assets related to state net operating losses and state tax credits, as it is management&#8217;s current assessment that it is more likely than not that </span></div></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">152</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-9A9490AAD295EEA3CBE2A358AD767772-3" continuedAt="TextSelection-9A9490AAD295EEA3CBE2A358AD767772-4"><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">the Company will not recognize a portion of the deferred tax assets related to these items. The valuation allowance decreased </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29632100e4721-wk-Fact-7F18FEF57CE31C3500E2A358AC31EF1A" name="us-gaap:ValuationAllowanceDeferredTaxAssetChangeInAmount" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">31</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> during the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Effective with the fiscal year ended September 30, 1997, the reserve method for bad debts was no longer permitted for tax purposes. The repeal of the reserve method required the recapture of the reserve balance in excess of certain base year reserve amounts attributable to years ended prior to 1988. At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company&#8217;s base year loan loss reserves attributable to years ended prior to 1988, for which no deferred income taxes have been provided, was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29632100e4737-wk-Fact-2751156AFAD1509E7951A358AC2F304D" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" contextRef="FI2019Q4_us-gaap_TaxPeriodAxis_cfg_TaxYearsEndedPriorto1988Member" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">557</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. This base year reserve may become taxable if certain distributions are made with respect to the stock of the Company or if the Company ceases to qualify as a bank for tax purposes. No actions are planned that would cause this reserve to become wholly or partially taxable. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens files income tax returns in the U.S. federal jurisdiction and in various state and local jurisdictions. With few exceptions, the Company is no longer subject to U.S. federal or state and local income tax examinations by major tax authorities for years before 2016. </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock" id="TextSelection-4AB62A8527347F9D38A7A358AD76BD85-0-wk-Fact-B46581757D9F38E07A39A358AC324800" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a reconciliation of the beginning and ending amount of unrecognized tax benefits: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:77%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:5%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at the beginning of the year</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e4907-wk-Fact-5DB352881E18A08BD833A358AD175391" name="us-gaap:UnrecognizedTaxBenefits" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e4925-wk-Fact-8A593B4B151DD25645F5A358AC5A7206" name="us-gaap:UnrecognizedTaxBenefits" contextRef="FI2017Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e4943-wk-Fact-C88511138D911688C3BAA358AD15C6D9" name="us-gaap:UnrecognizedTaxBenefits" contextRef="FI2016Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">42</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gross increase for tax positions related to current year</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4959-wk-Fact-4D0C1BD69E99BA0F51EBA358AC5918B1" name="us-gaap:UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4978-wk-Fact-11D535F46233D376BB3CA358AC5696A8" name="us-gaap:UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e4997-wk-Fact-4B17A95F43B88E704E37A358AC56AD2B" name="us-gaap:UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gross decrease for tax positions related to prior years</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e5018-wk-Fact-D3B2D05397AFCB5BA7DBA358AC5A7A42" name="us-gaap:UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e5038-wk-Fact-E591EE364CEC286F7A12A358AC58FD1F" name="us-gaap:UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e5057-wk-Fact-5F389A883084F4308818A358AC58DF7F" name="us-gaap:UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">27</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Decrease for tax positions as a result of the lapse of the statutes of limitations </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e5079-wk-Fact-8CC4557C5DBD0F8204D2A358AD1420F4" name="us-gaap:UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e5099-wk-Fact-A0D528A5F1DDDCDDB183A358AC57D18F" name="us-gaap:UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e5118-wk-Fact-D321E7B48A81D47B9278A358AC570201" name="us-gaap:UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Decrease for tax positions related to settlements with taxing authorities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e5140-wk-Fact-24A846D1E76C47B41A2AA358AD14B29F" name="us-gaap:UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29632100e5159-wk-Fact-DEACE9A31BEBFE9BE0B2A358AD1688B8" name="us-gaap:UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29632100e5178-wk-Fact-44D81FD50DF1F6BABA7BA358AD18797E" name="us-gaap:UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">9</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at end of year</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e5204-wk-Fact-CCF30C80EBCAF61B31D4A358AD157731" name="us-gaap:UnrecognizedTaxBenefits" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e5222-wk-Fact-5DB352881E18A08BD833A358AD175391" name="us-gaap:UnrecognizedTaxBenefits" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29632100e5240-wk-Fact-8A593B4B151DD25645F5A358AC5A7206" name="us-gaap:UnrecognizedTaxBenefits" contextRef="FI2017Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><ix:continuation id="TextSelection-7D00E1DBA231A76DAE5CA358AD770EC4-0" continuedAt="TextSelection-A58D3FF708CC4ACE152DA358AD77EDEA-0"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Tax positions are measured as the largest amount of tax benefit that is greater than 50 percent likely of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The difference between the benefit recognized for a position and the tax benefit claimed on a tax return is referred to as an unrecognized tax benefit.</span></div></ix:continuation><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Included in the total amount of unrecognized tax benefits at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, are potential benefits of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29632100e5270-wk-Fact-6FBE986097BC57076D0BA358AC303718" name="us-gaap:UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> that, if recognized, would impact the effective tax rate. </span></div></ix:continuation><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><ix:continuation id="TextSelection-9A9490AAD295EEA3CBE2A358AD767772-4" continuedAt="TextSelection-9A9490AAD295EEA3CBE2A358AD767772-5"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens classifies interest and penalties related to unrecognized tax benefits as a component of income tax expense. There was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29632100e5278-wk-Fact-9E3A495D33462E3B079CA358AC2F0D07" name="us-gaap:UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt-sec:numwordsen">no</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> interest accrued through income tax expense during the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The Company released </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29632100e5290-wk-Fact-0C91D30E17C5845FAF6DA358AC2D97C3" name="us-gaap:UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of accrued interest through income tax expense during the year ended December 31, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Citizens had approximately </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29632100e5299-wk-Fact-D1AAA8D857ED76E931AEA358AC319FC3" name="us-gaap:UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29632100e5303-wk-Fact-1E81A7160C3D64D7E6CCA358AC2EB2B1" name="us-gaap:UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29632100e5307-wk-Fact-14F55272165C2E21FEB3A358AC30B6EF" name="us-gaap:UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued" contextRef="FI2017Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> accrued for the payment of interest at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. There were </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29632100e5324-wk-Fact-38762670EDF8060DCCECA358AC324FA1" name="us-gaap:IncomeTaxExaminationPenaltiesAccrued" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt-sec:numwordsen">no</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> amounts accrued for penalties as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and there were </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29632100e5340-wk-Fact-18309F08768D7DB9A757A358AC2FE1D8" name="us-gaap:IncomeTaxExaminationPenaltiesExpense" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt-sec:numwordsen">no</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> penalties recognized during the years ended December 31, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span></ix:continuation><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><ix:continuation id="TextSelection-9A9490AAD295EEA3CBE2A358AD767772-5">.</ix:continuation> </span></div><div><a id="sC9D896462B2D5D0B8A54D4F4CB2A8575"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:EarningsPerShareTextBlock" id="TextSelection-819F2BD72060B83A4410A358AD772CD4-0-wk-Fact-D83CE81919805F6C2C53A358AD3F55C7" continuedAt="TextSelection-819F2BD72060B83A4410A358AD772CD4-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 23 - EARNINGS PER SHARE</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:EarningsPerSharePolicyTextBlock" id="TextSelection-509393BA004F55393CA4A358AD7738BF-0-wk-Fact-C5ABF7B4888235DCBFB1A358AD4405E7" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Basic EPS is computed by dividing net income available to common stockholders by the weighted-average number of common shares outstanding during each period. Net income available to common stockholders represents net income after preferred stock dividends, accretion of the discount on preferred stock issuances, and gains or losses from any repurchases of preferred stock. Diluted EPS is computed by dividing net income available to common stockholders by the weighted-average number of common shares outstanding during each period, plus potential dilutive shares such as share-based payment awards and warrants using the treasury stock method.</span></div></ix:nonNumeric></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">153</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" id="TextSelection-30C21C0B0231A8F9C560A358AD779E68-0-wk-Fact-9674869ECA5688F77287A358AD1FFE1F" escape="true"><ix:continuation id="TextSelection-819F2BD72060B83A4410A358AD772CD4-1"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:433px;"></td><td style="width:5px;"></td><td style="width:70px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:70px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:70px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions, except share and per-share data)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Numerator (basic and diluted):</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29611298e1565-wk-Fact-B3D059C47760C87E5D13A358ABCC2A98" name="us-gaap:NetIncomeLoss" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,791</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29611298e1583-wk-Fact-9CF0DDA34EA381C7CC58A358ABF2CCFA" name="us-gaap:NetIncomeLoss" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,721</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29611298e1601-wk-Fact-25B9563309EEC6EE3234A358ABE1D7BF" name="us-gaap:NetIncomeLoss" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,652</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Less: Preferred stock dividends</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29611298e1617-wk-Fact-D8B53F6069F95F5F92192B8227CB1D25" name="us-gaap:PreferredStockDividendsIncomeStatementImpact" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">73</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29611298e1636-wk-Fact-E1F670CFD3DD52C085F42C92642FC013" name="us-gaap:PreferredStockDividendsIncomeStatementImpact" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">29</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29611298e1655-wk-Fact-783452FD896B9B642306A358AC7FE12C" name="us-gaap:PreferredStockDividendsIncomeStatementImpact" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income available to common stockholders</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29611298e1680-wk-Fact-60C46F453F9CDEFF1CBDA358ABED6579" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,718</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29611298e1698-wk-Fact-C6105FC910CC7589FC2FA358ABF2600E" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,692</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29611298e1716-wk-Fact-97B2B1A863AFF5269268A358ABE64A78" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,638</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Denominator:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted-average common shares outstanding - basic</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29611298e1794-wk-Fact-B759B1E1CEA15144B7EC29A16F469A33" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" contextRef="FD2019Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">449,731,453</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29611298e1813-wk-Fact-E232CC02BD5C51E0BF4941E7CED0EEB1" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" contextRef="FD2018Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">478,822,072</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29611298e1832-wk-Fact-281B8D7AC5B11A4763F6A358ABE18A39" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" contextRef="FD2017Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">502,157,440</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dilutive common shares: share-based awards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29611298e1853-wk-Fact-99A08DFA62515CF4B4C23993695A0BDB" name="us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment" contextRef="FD2019Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">1,482,248</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29611298e1872-wk-Fact-855C57EDE66E5A7197406B779987779C" name="us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment" contextRef="FD2018Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">1,608,669</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29611298e1891-wk-Fact-0E2771522FEB983C5DB2A358AC7F3855" name="us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment" contextRef="FD2017Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">1,527,651</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted-average common shares outstanding - diluted</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29611298e1912-wk-Fact-971655C03F325958B3B3999E080FC693" name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" contextRef="FD2019Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">451,213,701</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29611298e1931-wk-Fact-126D43A8F63C50A8B10DF264B9BB2856" name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" contextRef="FD2018Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">480,430,741</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29611298e1950-wk-Fact-BDBC6D9634742F88C438A358ABE0B461" name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" contextRef="FD2017Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">503,685,091</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Earnings per common share:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Basic</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29611298e2038-wk-Fact-9F8F9D4743865728805D0AB666043A6C" name="us-gaap:EarningsPerShareBasic" contextRef="FD2019Q4YTD" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">3.82</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29611298e2056-wk-Fact-D7C6287F600E553D9AF80E65DE63E91B" name="us-gaap:EarningsPerShareBasic" contextRef="FD2018Q4YTD" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">3.54</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29611298e2074-wk-Fact-93D06FC156625F58B077A358ABC75C77" name="us-gaap:EarningsPerShareBasic" contextRef="FD2017Q4YTD" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">3.26</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Diluted</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29611298e2092-wk-Fact-5890DE8BCA495CD1A910230FEB47E167" name="us-gaap:EarningsPerShareDiluted" contextRef="FD2019Q4YTD" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">3.81</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29611298e2111-wk-Fact-A479B923BD1F58058294A43661CBB248" name="us-gaap:EarningsPerShareDiluted" contextRef="FD2018Q4YTD" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">3.52</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29611298e2130-wk-Fact-C3DEA3BA526A81608994A358ABF3E168" name="us-gaap:EarningsPerShareDiluted" contextRef="FD2017Q4YTD" unitRef="usdPerShare" decimals="2" scale="0" format="ixt:numdotdecimal">3.25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160; Potential dilutive common shares are excluded from the computation of diluted EPS in the periods where the effect would be antidilutive. Excluded from the computation of diluted EPS were weighted average antidilutive shares totaling </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonFraction id="d29611298e2154-wk-Fact-652B0DB308D55DF4A67B83B030CE3015" name="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" contextRef="FD2019Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">783</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonFraction id="d29611298e2158-wk-Fact-AC28FA15311CA5948E36CDE628CDB2B6" name="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" contextRef="FD2017Q4YTD" unitRef="shares" decimals="0" scale="0" format="ixt:numdotdecimal">533</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> for the years ended December 31, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">. There were </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonFraction id="d29611298e2170-wk-Fact-10536B7B6EE35017A7ED86C1F176C957" name="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" contextRef="FD2018Q4YTD" unitRef="shares" decimals="INF" scale="0" format="ixt-sec:numwordsen">no</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> potentially dilutive shares to exclude from the calculation for the year ended December 31, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">.</span></div></ix:continuation></ix:nonNumeric><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><a id="s358D4143F6FE50868F0986FEE3D9D919"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" id="TextSelection-0DC87F27A32CF12A72F8A358AD78B1F1-0-wk-Fact-77E4FED1600A4B22FD22A358ACCF36D8" continuedAt="TextSelection-0DC87F27A32CF12A72F8A358AD78B1F1-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 24 - REGULATORY MATTERS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As a bank holding company, Citizens is subject to regulation and supervision by the FRB. Our banking subsidiary, CBNA, is a national banking association whose primary federal regulator is the OCC.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Under the U.S. Basel III capital framework, the Company and CBNA must meet the following specific minimum requirements: CET1 capital ratio of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4.5%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, tier 1 capital ratio of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">6.0%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, total capital ratio of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">8.0%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and tier 1 leverage ratio of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4.0%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. A CCB of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2.5%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> is imposed on top of each of the three minimum risk-weighted capital ratios listed above. In addition, the Company must not be subject to a written agreement, order or capital directive with any of its regulators. Failure to meet minimum capital requirements can result in the initiation of certain actions that, if undertaken, could have a material effect on the Company&#8217;s Consolidated Financial Statements.</span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" id="TextSelection-AB4BE0B43C1E210A81E6A358AD7827A3-0-wk-Fact-A2D8DBAEAD1B15334FF2A358ACCB2F91" continuedAt="TextSelection-AB4BE0B43C1E210A81E6A358AD7827A3-1" escape="true"><div style="line-height:120%;padding-bottom:13px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the Company&#8217;s capital and capital ratios under U.S. Basel III Standardized rules. The Company has declared itself as an &#8220;AOCI opt-out&#8221; institution, which means the Company is not required to recognize in regulatory capital the impacts of net unrealized gains and losses included within AOCI for debt securities that are available for sale or held to maturity, accumulated net gains and losses on cash flow hedges and certain defined benefit pension plan assets.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:432px;"></td><td style="width:5px;"></td><td style="width:52px;"></td><td style="width:3px;"></td><td style="width:54px;"></td><td style="width:6px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:52px;"></td><td style="width:3px;"></td><td style="width:54px;"></td><td style="width:6px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Actual</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Minimum Capital Adequacy</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions, except ratio data)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Ratio</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of December&#160;31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">CET1 capital</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29627205e1586-wk-Fact-42C87E56888F295C9923A358AD3EF5D4" name="us-gaap:CommonEquityTierOneCapital" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14,304</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1595-wk-Fact-C8830B38B1F7B39E274FA358AD3DE984" name="us-gaap:CommonEquityTierOneCapitalRatio" contextRef="FI2019Q4" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">10.0</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29627205e1613-wk-Fact-287EFD246359E4B856CBA358AD3E8162" name="us-gaap:CommonEquityTierOneCapitalRequiredForCapitalAdequacy" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10,004</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1622-wk-Fact-E04AB1B0A6536A57DBBBA358AD469363" name="cfg:CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets" contextRef="FI2019Q4" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">7.000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tier 1 capital</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1639-wk-Fact-AA6B53F5E6984F7C9AE1A358AD450D3E" name="us-gaap:TierOneRiskBasedCapital" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15,874</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1653-wk-Fact-7C3D9DEDB64631511E39A358AD45162E" name="us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets" contextRef="FI2019Q4" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">11.1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1667-wk-Fact-F3D26711FDC1324E1ACEA358AD44E6C4" name="us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">12,148</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1681-wk-Fact-1E31463B0DC04520DDE2A358AD4359BA" name="us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" contextRef="FI2019Q4" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">8.500</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total capital</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1697-wk-Fact-A2414A4F3EA18871436CA358AD459F6C" name="us-gaap:Capital" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,542</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1711-wk-Fact-0BD3609AC6F89446B68EA358AD46CA1D" name="us-gaap:CapitalToRiskWeightedAssets" contextRef="FI2019Q4" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">13.0</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1725-wk-Fact-201B6BEB8BB557E40DCEA358AD4068FC" name="us-gaap:CapitalRequiredForCapitalAdequacy" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15,006</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1739-wk-Fact-2BFD4720FC6E41769619A358AD44CC41" name="us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" contextRef="FI2019Q4" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">10.500</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tier 1 leverage</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1755-wk-Fact-A9FBF0096E9FE4237417A628D3B6956C" name="us-gaap:TierOneLeverageCapital" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15,874</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1769-wk-Fact-D028A5709C9F91F378FBA628D3D71BD7" name="us-gaap:TierOneLeverageCapitalToAverageAssets" contextRef="FI2019Q4" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">10.0</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1783-wk-Fact-CFEB36311A010AE72FD2A628D3947752" name="us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy" contextRef="FI2019Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6,351</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1797-wk-Fact-4580D27197F1F0FAD19AA628D3E91536" name="us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" contextRef="FI2019Q4" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">4.000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of December&#160;31, 2018</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">CET1 capital</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29627205e1879-wk-Fact-0335471AE7F0E4FA55D2A358AD457AA6" name="us-gaap:CommonEquityTierOneCapital" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14,485</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1888-wk-Fact-25516C0C22DD282C5382A358AD4469EE" name="us-gaap:CommonEquityTierOneCapitalRatio" contextRef="FI2018Q4" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">10.6</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29627205e1907-wk-Fact-BAC98D0DC16081A1C34BA358AD3FAFF9" name="us-gaap:CommonEquityTierOneCapitalRequiredForCapitalAdequacy" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8,683</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1916-wk-Fact-91BD62D327A8DA557E1AA358AD3F8B47" name="cfg:CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets" contextRef="FI2018Q4" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">6.375</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tier 1 capital</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1933-wk-Fact-93D3339FC0629797CF04A358AD466DF9" name="us-gaap:TierOneRiskBasedCapital" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15,325</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1947-wk-Fact-6A94AFF0EC1E5AECCB1CA358AD43FB47" name="us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets" contextRef="FI2018Q4" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">11.3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1961-wk-Fact-2902845A9E017D6C7094A358AD44F471" name="us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10,726</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1975-wk-Fact-E833026E33B0AA6D2D97A358AD434824" name="us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" contextRef="FI2018Q4" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">7.875</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total capital</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e1991-wk-Fact-96B4E1681868A11BA32AA358AD460E87" name="us-gaap:Capital" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">18,157</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e2005-wk-Fact-C35D31F139E3632358B7A358AD3D02BB" name="us-gaap:CapitalToRiskWeightedAssets" contextRef="FI2018Q4" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">13.3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e2019-wk-Fact-722B056335016A5E0441A358AD430727" name="us-gaap:CapitalRequiredForCapitalAdequacy" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">13,450</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e2033-wk-Fact-F19E9D1E8ED44AA96F2BA628D3CE3650" name="us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" contextRef="FI2018Q4" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">9.875</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tier 1 leverage</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e2050-wk-Fact-62C14FFD0945243341C3A628D35919D5" name="us-gaap:TierOneLeverageCapital" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15,325</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e2064-wk-Fact-2BE81C84FD26D9FA5D34A628D3E16236" name="us-gaap:TierOneLeverageCapitalToAverageAssets" contextRef="FI2018Q4" unitRef="number" decimals="3" scale="-2" format="ixt:numdotdecimal">10.0</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e2078-wk-Fact-6AF717CADA9D7FA5DE2FA628D37BE773" name="us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy" contextRef="FI2018Q4" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6,121</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29627205e2092-wk-Fact-8FF4A3E4EAF26823881AA628D3ACA5A8" name="us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" contextRef="FI2018Q4" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">4.000</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8220;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Minimum Capital ratio&#8221; includes capital conservation buffer of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonFraction id="d29627205e2162-wk-Fact-8EBB4639FDE7CFE39EB2B02185ED15B7" name="cfg:CapitalConservationBuffer" contextRef="FI2019Q4" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">2.500</ix:nonFraction>%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> for 2019 and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span><ix:nonFraction id="d29627205e2166-wk-Fact-436F50D71B6412CA8A7EB02185B80817" name="cfg:CapitalConservationBuffer" contextRef="FI2018Q4" unitRef="number" decimals="INF" scale="-2" format="ixt:numdotdecimal">1.875</ix:nonFraction>%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> for 2018; N/A to Tier 1 leverage.</span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><ix:continuation id="TextSelection-AB4BE0B43C1E210A81E6A358AD7827A3-1"></ix:continuation>Under the FRB&#8217;s Capital Plan Rule, the Company may only make capital distributions, including payment of dividends and share repurchases, in accordance with a capital plan that has been reviewed by the FRB with no objection or as otherwise authorized by the FRB. The timing and exact amount of future dividends and share repurchases will depend on various factors, including the Company&#8217;s capital position, financial performance and market conditions. All future capital distributions are subject to consideration and approval by the Board of Directors prior to execution. See Note 16 for more information regarding the Company&#8217;s preferred stock issuances, common stock repurchases, and dividends.</span></div></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">154</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-0DC87F27A32CF12A72F8A358AD78B1F1-1"><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> &#160;&#160;&#160;&#160;Dividends payable by CBNA, as a national bank subsidiary, are limited to the lesser of the amount calculated under a &#8220;recent earnings&#8221; test and an &#8220;undivided profits&#8221; test. Under the recent earnings test, a dividend may not be paid if the total of all dividends declared by a bank in any calendar year is in excess of the current year&#8217;s net income combined with the retained net income of the two preceding years, less any required transfers to surplus, unless the national bank obtains the approval of the OCC. Under the undivided profits test, a dividend may not be paid in excess of the entity&#8217;s &#8220;undivided profits&#8221; (generally, accumulated net profits that have not been paid out as dividends or transferred to surplus). Federal bank regulatory agencies have issued policy statements which provide that FDIC-insured depository institutions and their holding companies should generally pay dividends only out of their current operating earnings.</span></div></ix:continuation><div><a id="s7DA4CA6796DE5B51877C634F5536A506"></a></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:SegmentReportingDisclosureTextBlock" id="TextSelection-ADACC11501AD50B647CCA358AD78AACA-0-wk-Fact-79AB4512F669C02ADD9DA358AC34EF50" continuedAt="TextSelection-ADACC11501AD50B647CCA358AD78AACA-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 25 - BUSINESS OPERATING SEGMENTS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens is managed by its Chief Executive Officer on a segment basis. The Company&#8217;s </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29648536e1338-wk-Fact-7139659BCDA519131DB5A358AC3286B6" name="us-gaap:NumberOfOperatingSegments" contextRef="FD2019Q4YTD" unitRef="segment" decimals="INF" scale="0" format="ixt-sec:numwordsen">two</ix:nonFraction></span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> business operating segments are Consumer Banking and Commercial Banking. The business segments are determined based on the products and services provided, or the type of customer served. Each segment has a segment head who reports directly to the Chief Executive Officer. The Chief Executive Officer has final authority over resource allocation decisions and performance assessment. The business segments reflect this management structure and the manner in which financial information is currently evaluated by the Chief Executive Officer.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Reportable Segments</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Segment results are determined based upon the Company&#8217;s management reporting system, which assigns balance sheet and statement of operations items to each of the business segments. The process is designed around the Company&#8217;s organizational and management structure and accordingly, the results derived are not necessarily comparable with similar information published by other financial institutions. A description of each reportable segment and table of financial results is presented below:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Consumer Banking</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Consumer Banking segment focuses on retail customers and small businesses with annual revenues of up to $</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span><ix:nonFraction id="d29648536e1355-wk-Fact-547D4550FACF23772C40A358AC347B3D" name="cfg:RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">25</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. It offers traditional banking products and services, including checking, savings, home loans, education loans, credit cards, business loans, and unsecured product finance and personal loans in addition to financial management services. It also operates an indirect auto financing business, providing financing for both new and used vehicles through auto dealerships. The segment&#8217;s distribution channels include a branch network, ATMs and a work force of experienced specialists ranging from financial consultants, mortgage loan officers and business banking officers to private bankers. The Company&#8217;s Consumer Banking value proposition is based on providing simple, easy to understand product offerings and a convenient banking experience with a more personalized approach.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Commercial Banking</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Commercial Banking segment primarily targets companies with annual revenues from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29648536e1366-wk-Fact-32668A2F155074BEE17BA358AC22C243" name="cfg:RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">25</ix:nonFraction> million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$<ix:nonFraction id="d29648536e1370-wk-Fact-910EC9A97384FBB16808A358AC352414" name="cfg:RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount" contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-8" scale="9" format="ixt:numdotdecimal">2.5</ix:nonFraction> billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and provides a full complement of financial products and solutions, including loans, leases, trade financing, deposits, cash management, commercial cards, foreign exchange, interest rate risk management, corporate finance and capital markets advisory capabilities. It focuses on middle-market companies, large corporations and institutions and has dedicated teams with industry expertise in government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity and sponsor finance. While the segment&#8217;s business development efforts are predominantly focused in the Company&#8217;s footprint, some of its specialized industry businesses also operate selectively on a national basis (such as healthcare, asset finance and franchise finance). A key component of Commercial Banking&#8217;s growth strategy is to bring ideas to clients that help their businesses thrive, and in doing so, expand the loan portfolio and ancillary product sales.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Non-segment Operations</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Other</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Non-segment operations are classified as Other, which includes corporate functions, the Treasury function, the securities portfolio, wholesale funding activities, intangible assets, community development, non-core assets, and other unallocated assets, liabilities, capital, revenues, provision for credit losses, and expenses including income tax expense. In addition to non-segment operations, Other includes goodwill and any associated goodwill impairment </span></div></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">155</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-ADACC11501AD50B647CCA358AD78AACA-1" continuedAt="TextSelection-ADACC11501AD50B647CCA358AD78AACA-2"><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">charges. For impairment testing purposes, the Company assigns goodwill to its Consumer Banking and Commercial Banking reporting units. </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock" id="TextSelection-751D6171FDFC5245C97BA358AD78831A-0-wk-Fact-DD527880D99A64EA09C1A358AC257F4F" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:674px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:370px;"></td><td style="width:5px;"></td><td style="width:56px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:66px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:56px;"></td><td style="width:3px;"></td><td style="width:5px;"></td><td style="width:5px;"></td><td style="width:73px;"></td><td style="width:3px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consolidated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e1592-wk-Fact-60790C82F4A45D3F845A39FDC00B267A" name="us-gaap:InterestIncomeExpenseNet" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,182</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e1610-wk-Fact-A89DD0EB2F045579BB1E8E1268FE577E" name="us-gaap:InterestIncomeExpenseNet" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,466</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29648536e1628-wk-Fact-E3B6C2CD07395E368B735866730C1D89" name="us-gaap:InterestIncomeExpenseNet" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">34</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e1648-wk-Fact-C3C183DCA088A804B862A358ABEEB752" name="us-gaap:InterestIncomeExpenseNet" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,614</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest income</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1663-wk-Fact-341269F04736587BBD99DF2B9DA436B1" name="us-gaap:NoninterestIncome" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,156</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1682-wk-Fact-336EA9651154501AB410BB15DF8C2CCC" name="us-gaap:NoninterestIncome" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">607</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1701-wk-Fact-3328D970DCEF5129A309CAD73581FD64" name="us-gaap:NoninterestIncome" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">114</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1721-wk-Fact-418E6B19AE62E57CDEC4A358ABD475E7" name="us-gaap:NoninterestIncome" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,877</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total revenue </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1741-wk-Fact-AC255027BF02586D84504BBC7F55B187" name="us-gaap:Revenues" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,338</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1760-wk-Fact-5C0204C0E2A9569E9A054552D70FC29B" name="us-gaap:Revenues" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,073</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1779-wk-Fact-FD4256F468D35B56A08B513654DAF4B0" name="us-gaap:Revenues" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">80</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1799-wk-Fact-EB9930A025205B7FB04B77502EF8D41F" name="us-gaap:Revenues" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6,491</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest expense</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1819-wk-Fact-F1618686DDFC5EA2AA1DD6BB6710CBFD" name="us-gaap:NoninterestExpense" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,851</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1838-wk-Fact-09B17ECB5AFF51A79104CA69CC5D9DF9" name="us-gaap:NoninterestExpense" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">858</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1857-wk-Fact-06FFDE5EF3D75CE6A0EB727F52280995" name="us-gaap:NoninterestExpense" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">138</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1877-wk-Fact-42F499C1510B813D73C1A358ABEA2F91" name="us-gaap:NoninterestExpense" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,847</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Profit before provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1897-wk-Fact-E82E7DF475F651F79AE7F1AE25CEA226" name="cfg:ProfitLossBeforeProvisionforCreditLosses" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,487</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1916-wk-Fact-E80A5A29735B5F90AB9BCA893F0114DC" name="cfg:ProfitLossBeforeProvisionforCreditLosses" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,215</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29648536e1935-wk-Fact-A0FBB20938CE5525AFAAFB2CA08CB0AD" name="cfg:ProfitLossBeforeProvisionforCreditLosses" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">58</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1956-wk-Fact-65B99E025A2252DEB13FD38CBF49DBE6" name="cfg:ProfitLossBeforeProvisionforCreditLosses" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,644</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1976-wk-Fact-2F8DC3A2421A5F9ABC980269732B83B8" name="us-gaap:ProvisionForLoanLeaseAndOtherLosses" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">325</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e1995-wk-Fact-82CFDD60B7F55C18B301AF3B31FF1E35" name="us-gaap:ProvisionForLoanLeaseAndOtherLosses" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">97</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29648536e2014-wk-Fact-99223108627952A0B779BAAEC4A54813" name="us-gaap:ProvisionForLoanLeaseAndOtherLosses" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">29</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2035-wk-Fact-2B5DBD3E23B45C2AB318CBA3A250265E" name="us-gaap:ProvisionForLoanLeaseAndOtherLosses" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">393</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income (loss) before income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2055-wk-Fact-1717E5C64D855D87A86B8B01DA26A4EE" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,162</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2074-wk-Fact-E11087926CD25B408ABEC59126C241B1" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,118</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29648536e2093-wk-Fact-07591B95124F5FD581DCFF9918772374" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">29</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2114-wk-Fact-BC5F067538A5E16C3256A358ABF32C4B" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,251</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2134-wk-Fact-DFFC744422025545AE43D2135FA5D392" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">287</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2153-wk-Fact-B98828307F445B5B8D955FBE5BE09ED5" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">248</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29648536e2172-wk-Fact-24E0F8188B205F929D02F0F21B7C0BF3" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">75</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2193-wk-Fact-975CCB0E39885CD1BF668DB191F0225A" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">460</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e2217-wk-Fact-862EEFE2ADDD5C4AAF50E2691D276F08" name="us-gaap:NetIncomeLoss" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">875</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e2235-wk-Fact-DE2C5F4D248F51578B051A6340C4C8F9" name="us-gaap:NetIncomeLoss" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">870</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e2253-wk-Fact-19701CBF64555B6AA71DA2688C35048C" name="us-gaap:NetIncomeLoss" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">46</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e2272-wk-Fact-B3D059C47760C87E5D13A358ABCC2A98" name="us-gaap:NetIncomeLoss" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,791</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total average assets </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e2292-wk-Fact-3918031E358D5C77B8ED774E1A0490B1" name="cfg:AverageAssets" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">66,240</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e2310-wk-Fact-204A6B5702C8538B8C9BA7FA1A2C17A0" name="cfg:AverageAssets" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">55,947</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e2328-wk-Fact-4F62A10FB61D53B5AB472ED990AEE10C" name="cfg:AverageAssets" contextRef="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">39,989</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e2347-wk-Fact-D26AB815A57657DEB26573ACCE859588" name="cfg:AverageAssets" contextRef="FD2019Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">162,176</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:55%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consolidated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e2551-wk-Fact-476EA8C7FC6E52B69CD7A7EBD0238936" name="us-gaap:InterestIncomeExpenseNet" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,064</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e2569-wk-Fact-523A1FE06C90548283FBF1D420969EBD" name="us-gaap:InterestIncomeExpenseNet" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,497</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29648536e2587-wk-Fact-DE9ADA3987CF5B8D8B67EA7527E1F2D9" name="us-gaap:InterestIncomeExpenseNet" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">29</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e2607-wk-Fact-9D816EC6D22A95713192A358ABE41018" name="us-gaap:InterestIncomeExpenseNet" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,532</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2622-wk-Fact-03463E5584EC549BB0F32399C3EBEC25" name="us-gaap:NoninterestIncome" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">973</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2641-wk-Fact-4A0082A6DEDC56A78B73840E7705EE11" name="us-gaap:NoninterestIncome" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">545</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2660-wk-Fact-5EB767341D4455CFB77B60C5C9A8CD7A" name="us-gaap:NoninterestIncome" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">78</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2680-wk-Fact-818731BAD4CCB6E1A588A358ABCCF9BA" name="us-gaap:NoninterestIncome" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,596</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total revenue </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2700-wk-Fact-B907814B960B5A8B82EEAEDA0EC0784C" name="us-gaap:Revenues" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,037</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2719-wk-Fact-AA5D81DEE5E4556186BC384F6BDF66A8" name="us-gaap:Revenues" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,042</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2738-wk-Fact-51E9EFFD944655BEA20F3D674247AC15" name="us-gaap:Revenues" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">49</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2758-wk-Fact-46C3CA1812ED5F2F864C6D8D868117F2" name="us-gaap:Revenues" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">6,128</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2778-wk-Fact-4373EBC60530561BA2F7A3A284BEC106" name="us-gaap:NoninterestExpense" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,723</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2797-wk-Fact-EFF0DC4C8F4057DEA924F7E11BB6A7C5" name="us-gaap:NoninterestExpense" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">813</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2816-wk-Fact-7961A0442A3D5B63A0B011359BF240AA" name="us-gaap:NoninterestExpense" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">83</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2836-wk-Fact-133E3F5193247EAD7B77A358ABEE94D7" name="us-gaap:NoninterestExpense" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,619</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Profit before provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2856-wk-Fact-4E465816C5415F4C9C461DB785D50B46" name="cfg:ProfitLossBeforeProvisionforCreditLosses" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,314</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2875-wk-Fact-1D9D64FC23D05CBC8E72E7CE255A301E" name="cfg:ProfitLossBeforeProvisionforCreditLosses" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,229</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29648536e2894-wk-Fact-773E8DBDDD475D3F8578276104F6F437" name="cfg:ProfitLossBeforeProvisionforCreditLosses" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">34</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2915-wk-Fact-8A270C58F55C553FB2ABFD1CD2139A52" name="cfg:ProfitLossBeforeProvisionforCreditLosses" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,509</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2935-wk-Fact-BD28DC80DB205F94BC59F5ECBF04CC6B" name="us-gaap:ProvisionForLoanLeaseAndOtherLosses" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">289</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2954-wk-Fact-4E84E91981D850EA8B2B0ECAF68CD27B" name="us-gaap:ProvisionForLoanLeaseAndOtherLosses" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">26</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2973-wk-Fact-F5B35F4451F25517ACF685F2EE593FEF" name="us-gaap:ProvisionForLoanLeaseAndOtherLosses" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e2993-wk-Fact-9F9AB30255F85E53B1C20241E05D09C1" name="us-gaap:ProvisionForLoanLeaseAndOtherLosses" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">326</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income (loss) before income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3013-wk-Fact-FD9A685633415AF4BA968FF3CC5B6186" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,025</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3032-wk-Fact-8C70777E5F2B5142BED23A538862D033" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,203</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29648536e3051-wk-Fact-FD0B798D2C4853FBBF57217F86E0428B" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">45</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3072-wk-Fact-5D65DAF1FAA3BDEF7F75A358ABE97D43" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,183</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3092-wk-Fact-B13B5DD6ABCC5203B7BC4B6BD3AF367A" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">258</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3111-wk-Fact-FC825B1025905E82937748DDBA27565C" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">276</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29648536e3130-wk-Fact-0FEFCA852D045B57A4424C8F92AC07CB" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">72</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3151-wk-Fact-7ECDF9F874B852CF9F1339DE019F0CF8" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">462</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e3175-wk-Fact-58E0B1FE3DD853279F7C0DE08F08B47A" name="us-gaap:NetIncomeLoss" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">767</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e3193-wk-Fact-ADE4268A6BFE5F67BF1FD40FE754D0CF" name="us-gaap:NetIncomeLoss" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">927</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e3211-wk-Fact-B4C80450E24358A79EC8AD1C65A4417C" name="us-gaap:NetIncomeLoss" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">27</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e3230-wk-Fact-9CF0DDA34EA381C7CC58A358ABF2CCFA" name="us-gaap:NetIncomeLoss" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,721</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total average assets </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e3250-wk-Fact-B0C73603D7465E51BBA21AE42A91BAE0" name="cfg:AverageAssets" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">62,444</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e3268-wk-Fact-0A237CEE85365CCB8CD6B6F166ED0DC4" name="cfg:AverageAssets" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">52,362</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e3286-wk-Fact-E394EE4458265E8F842A19B6BDB9E03B" name="cfg:AverageAssets" contextRef="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">39,747</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e3305-wk-Fact-759D4622341A509AADBE0472058C1FAB" name="cfg:AverageAssets" contextRef="FD2018Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">154,553</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:55%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:7%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31, 2017</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consolidated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e3511-wk-Fact-A2F29835DFA55D367FD3A358ACD1C869" name="us-gaap:InterestIncomeExpenseNet" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,651</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e3529-wk-Fact-7E14039EB2915D07A394A358ACD0838D" name="us-gaap:InterestIncomeExpenseNet" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,411</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e3547-wk-Fact-6747ACB80C84CBCE46D6A358ACD2D69C" name="us-gaap:InterestIncomeExpenseNet" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">111</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e3566-wk-Fact-057EA20611649D4991DDA358ABE990AA" name="us-gaap:InterestIncomeExpenseNet" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4,173</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3581-wk-Fact-C36890EAB52793A66C9DA358ACD11128" name="us-gaap:NoninterestIncome" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">905</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3600-wk-Fact-E129CFB97F313CE36D03A358ACD11E04" name="us-gaap:NoninterestIncome" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">538</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3619-wk-Fact-DBAD1B5D8ACAB6C14431A358ACD160A5" name="us-gaap:NoninterestIncome" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">91</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3639-wk-Fact-A6626EE7F6452CF740B1A358ABCA5037" name="us-gaap:NoninterestIncome" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,534</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total revenue </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3659-wk-Fact-516EA39D1156CD3FF8C4A358ACD286B2" name="us-gaap:Revenues" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,556</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3678-wk-Fact-61915CCB56B79DF4AD01A358ACD113B1" name="us-gaap:Revenues" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,949</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3697-wk-Fact-5EBD05940E2350948EF3A358ACD19A1D" name="us-gaap:Revenues" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">202</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3717-wk-Fact-B25F1890D9F34F29552AA358ACC820AC" name="us-gaap:Revenues" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5,707</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3737-wk-Fact-D03DD441AFD6D5005FFAA358ACD191D5" name="us-gaap:NoninterestExpense" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,593</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3756-wk-Fact-DEFC47A2BA30CC42D543A358ACCA9460" name="us-gaap:NoninterestExpense" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">772</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3775-wk-Fact-8C96256F0D7094EDF399A358ACD2EA69" name="us-gaap:NoninterestExpense" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">109</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3795-wk-Fact-C27FB69189FB381A430AA358ABDBFAAE" name="us-gaap:NoninterestExpense" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">3,474</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Profit before provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3815-wk-Fact-4F550C98CB56C89C7E4CA358ACC85EFF" name="cfg:ProfitLossBeforeProvisionforCreditLosses" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">963</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3834-wk-Fact-A5944F2E5D6C338B9D5AA358ACC8E29D" name="cfg:ProfitLossBeforeProvisionforCreditLosses" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,177</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3853-wk-Fact-46A704B65623724BD824A358ACD3D04C" name="cfg:ProfitLossBeforeProvisionforCreditLosses" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">93</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3873-wk-Fact-6F4713F78687E267C236A358ACD27E94" name="cfg:ProfitLossBeforeProvisionforCreditLosses" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,233</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for credit losses </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3893-wk-Fact-8CEEC2664F861D5803B8A358ACD18A9F" name="us-gaap:ProvisionForLoanLeaseAndOtherLosses" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">265</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3912-wk-Fact-B55DE102024F4C1E45DDA358ACC83402" name="us-gaap:ProvisionForLoanLeaseAndOtherLosses" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">19</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3931-wk-Fact-5BA8A089CBB1C0715EABA358ACD399DE" name="us-gaap:ProvisionForLoanLeaseAndOtherLosses" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">37</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3951-wk-Fact-7C516329508393601B39A358ABDAD04B" name="us-gaap:ProvisionForLoanLeaseAndOtherLosses" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">321</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income before income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3971-wk-Fact-D4711DCF9E2DB905D639A358ACCA113C" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">698</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e3990-wk-Fact-BFBFE2CF4D2DE31B25B9A358ACD2E5A4" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,158</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e4009-wk-Fact-CBC414D94525BDE900B8A358ACC9124F" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">56</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e4029-wk-Fact-150FFC811A7D1E5D36C6A358ABC8C621" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,912</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e4049-wk-Fact-FBDB6F646430E69B3080A358ACD3BEC3" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">246</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e4068-wk-Fact-9DB5360DB94064714592A358ACD441B6" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">384</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29648536e4087-wk-Fact-C24818FE6080C91073DAA358ACD2AB6B" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">370</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29648536e4108-wk-Fact-AA0BAD5C08D975575079A358ABF244C0" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">260</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e4132-wk-Fact-0CF465FF67765523CDB2A358ACD339C5" name="us-gaap:NetIncomeLoss" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">452</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e4150-wk-Fact-1DDA0BC0AFB87CC5988DA358ACD0C655" name="us-gaap:NetIncomeLoss" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">774</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e4168-wk-Fact-8160F18DE28C0BAB2A3DA358ACC9D05C" name="us-gaap:NetIncomeLoss" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">426</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e4187-wk-Fact-25B9563309EEC6EE3234A358ABE1D7BF" name="us-gaap:NetIncomeLoss" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,652</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total average assets </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e4207-wk-Fact-1353C7DED868D8BE688CA358ACD477A8" name="cfg:AverageAssets" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">59,714</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e4225-wk-Fact-70622C5D42024624F1FDA358ACD3D122" name="cfg:AverageAssets" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">49,747</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e4243-wk-Fact-598E433A71BC7430A57CA358ACD37F41" name="cfg:AverageAssets" contextRef="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">40,492</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29648536e4262-wk-Fact-313936FA79A20D6C7D0EA358ACD01E04" name="cfg:AverageAssets" contextRef="FD2017Q4YTD" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">149,953</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">156</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-ADACC11501AD50B647CCA358AD78AACA-2" continuedAt="TextSelection-ADACC11501AD50B647CCA358AD78AACA-3"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Management accounting practices utilized by the Company as the basis of presentation for segment results include the following:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">FTP adjustments</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens utilizes an FTP system to eliminate the effect of interest rate risk from the segments&#8217; net interest income because such risk is centrally managed within the Treasury function. The FTP system credits (or charges) the segments with the economic value of the funds created (or used) by the segments. The FTP system provides a funds credit for sources of funds and a funds charge for the use of funds by each segment. The sum of the interest income/expense and FTP charges/credits for each segment is its designated net interest income. The variance between the Company&#8217;s cumulative FTP charges and cumulative FTP credits is offset in Other. Citizens periodically evaluates and refines its methodologies used to measure financial performance of its business operating segments. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Provision for credit losses allocations</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Provision for credit losses is allocated to each business segment based on actual net charge-offs recognized by the business segment. The difference between the consolidated provision for credit losses and the business segments&#8217; net charge-offs is reflected in Other.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Income tax allocations</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Income taxes are assessed to each line of business at a standard tax rate with the residual tax expense or benefit to arrive at the consolidated effective tax rate included in Other.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Expense allocations</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Noninterest expenses incurred by centrally managed operations or business lines that directly support another business line&#8217;s operations are charged to the applicable business line based on its utilization of those services.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Goodwill</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For impairment testing purposes, the Company assigns goodwill to its Consumer Banking and Commercial Banking reporting units. For management reporting purposes, the Company presents the goodwill balance (and any related impairment charges) in Other.</span></div></ix:continuation><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><ix:continuation id="TextSelection-ADACC11501AD50B647CCA358AD78AACA-3">Substantially all revenues generated and long-lived assets held by the Company&#8217;s business segments are derived from clients that reside in the United States. Neither business segment earns revenue from a single external customer that represents ten percent or more of the Company&#8217;s total revenues.</ix:continuation> </span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">157</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s05415B020EB556059D9182DAEA998399"></a></div><div><br/></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" id="TextSelection-455924D4FC641BA37298A358AD784758-0-wk-Fact-EF1F36C25DDFCF1BA919A358AC4AD384" continuedAt="TextSelection-455924D4FC641BA37298A358AD784758-1" escape="true"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 26 - PARENT COMPANY FINANCIALS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="srt:ScheduleOfCondensedIncomeStatementTableTextBlock" id="TextSelection-23A69D8B312864DF7780A358AD797E50-0-wk-Fact-85273808D277A8AFAD19A358AC4B5405" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Condensed Statements of Operations </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:74%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:6%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">OPERATING INCOME:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income from consolidated subsidiaries and excluding equity in undistributed earnings:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Dividends from banking subsidiaries</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e1622-wk-Fact-055695D3DD5D96AA5DDEA358AD4B7389" name="us-gaap:DividendIncomeOperating" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,130</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e1640-wk-Fact-5CBCF6CB00F8B8DE7858A358AD4CF906" name="us-gaap:DividendIncomeOperating" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,650</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e1658-wk-Fact-635013A0DDB4E4AAFB05A358AD1E0E38" name="us-gaap:DividendIncomeOperating" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,055</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Interest</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e1674-wk-Fact-8F2E7E687F260D750CC6A358AD1DC284" name="us-gaap:InterestIncomeOperating" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">48</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e1693-wk-Fact-367246A6DCBBBF0D3783A358AD4C2C81" name="us-gaap:InterestIncomeOperating" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">46</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e1712-wk-Fact-429F6984D67E54DD63FAA358AD456D56" name="us-gaap:InterestIncomeOperating" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">43</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Management and service fees</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e1733-wk-Fact-389BA4A6196FC78F8C89A358AD49EEB5" name="cfg:ManagementandServiceFeeIncome" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">42</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e1752-wk-Fact-7DF78BF026AE619C3113A358AD43D636" name="cfg:ManagementandServiceFeeIncome" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e1771-wk-Fact-7F1EFE9C440CF90F5DEAA358AD19F889" name="cfg:ManagementandServiceFeeIncome" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">31</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income from nonbank subsidiaries and excluding equity in undistributed earnings:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Dividends from nonbank subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e1854-wk-Fact-F62DFD2BB2907E4042EAA358AD1C01BB" name="cfg:DividendFromNonBankSubsidiaries" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e1873-wk-Fact-DA0EE237D91B8941D126A358ACE79BFE" name="cfg:DividendFromNonBankSubsidiaries" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e1892-wk-Fact-F9C10263B20164694275A358AD48FC52" name="cfg:DividendFromNonBankSubsidiaries" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Interest</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e1913-wk-Fact-5A3D1044784A010BC3A5A358ACE71896" name="us-gaap:InterestIncomeOperating" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">4</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e1932-wk-Fact-05E183F75B1D456D7990A358ACE85CF2" name="us-gaap:InterestIncomeOperating" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e1951-wk-Fact-C93FA574B8A4444D4F36A358ACE65297" name="us-gaap:InterestIncomeOperating" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Equity securities gains</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e1972-wk-Fact-604F58B68A2E84407429A358AD4CA05C" name="us-gaap:EquitySecuritiesFvNiRealizedGainLoss" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e1991-wk-Fact-FD361EB7B8F38C763A26A358AD46BE69" name="us-gaap:EquitySecuritiesFvNiRealizedGainLoss" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2010-wk-Fact-FC68104797BB8F89A44CA358ACE8B05F" name="us-gaap:EquitySecuritiesFvNiRealizedGainLoss" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;All other operating income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2032-wk-Fact-6C7F5CD66272D5F39133A358AD3A09B5" name="us-gaap:OtherOperatingIncome" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2051-wk-Fact-4DF629E4727F3DC0E074A358AD4942E1" name="us-gaap:OtherOperatingIncome" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2070-wk-Fact-2F392B76A637D73A9070A358AD1F9E68" name="us-gaap:OtherOperatingIncome" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;&#160;Total operating income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2091-wk-Fact-C8C891668F91BC94BF60A358ACE84FBF" name="us-gaap:InterestAndDividendIncomeOperating" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,233</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2110-wk-Fact-5F378811D0B1A0858606A358ACE44CEF" name="us-gaap:InterestAndDividendIncomeOperating" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,726</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2129-wk-Fact-71CE8923FEA6357BCA9CA358AD47EF3F" name="us-gaap:InterestAndDividendIncomeOperating" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,136</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">OPERATING EXPENSE:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Salaries and employee benefits</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2212-wk-Fact-AEEF3746853A91CC68EBA358ACE8EBA9" name="us-gaap:LaborAndRelatedExpense" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">35</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2231-wk-Fact-2A1ADE3FB744B00D861AA358AD4C4DD1" name="us-gaap:LaborAndRelatedExpense" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">25</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2250-wk-Fact-CB15A3A8E8AA23475FBBA358AD474E83" name="us-gaap:LaborAndRelatedExpense" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">40</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Interest expense</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2271-wk-Fact-1EED380F32E150A96AD4A358AD40BEB5" name="us-gaap:InterestExpense" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">87</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2290-wk-Fact-9CF756B1B1AB05A197BBA358AD3960BC" name="us-gaap:InterestExpense" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">89</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2309-wk-Fact-9A54C28CEA1F08591098A358AD4AD503" name="us-gaap:InterestExpense" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">97</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;All other expenses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2330-wk-Fact-F252F967D319EE4AACF8A358ACE725DC" name="us-gaap:OtherCostAndExpenseOperating" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">27</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2349-wk-Fact-3D63F64C67CD90EAFF8CA358AD4790A0" name="us-gaap:OtherCostAndExpenseOperating" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">23</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2368-wk-Fact-E8C89AA520242DB239A7A358AD425E01" name="us-gaap:OtherCostAndExpenseOperating" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;&#160;Total operating expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2389-wk-Fact-3EF1C3946422B0D6BD2DA358AD44FEFA" name="us-gaap:OperatingExpenses" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">149</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2408-wk-Fact-25DAB8B114808C07811AA358AD4216FF" name="us-gaap:OperatingExpenses" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">137</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2427-wk-Fact-E3116CD44F90F1539A99A358ACE9E0E5" name="us-gaap:OperatingExpenses" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">159</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Income before taxes and undistributed income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2448-wk-Fact-0506B1647994B2631529A358ACE51C21" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,084</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2467-wk-Fact-85008518D081F09D96E7A358ACE66A2C" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,589</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2486-wk-Fact-9F8AFC947B83167799D1A358AD3BA6B4" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">977</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e2507-wk-Fact-458F07099699CD82673EA358AD39F594" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e2527-wk-Fact-301AE31E7BBB529F9335A358AD3DDFB2" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e2547-wk-Fact-0ABA342515B20AEE7553A358AD48E0E1" name="us-gaap:IncomeTaxExpenseBenefit" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Income before undistributed earnings of subsidiaries </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2569-wk-Fact-305705DBF1188943C22DA358AD404DC2" name="us-gaap:IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,094</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2588-wk-Fact-D93AA67E01591D4BCE9BA358AD48C3F3" name="us-gaap:IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,602</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2607-wk-Fact-9CC8AFE02516BB579A0BA358AD1B9BF6" name="us-gaap:IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">987</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Equity in undistributed earnings of subsidiaries:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Bank</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2691-wk-Fact-7B7A94BAB14397F9E27DA358ACE563CD" name="us-gaap:IncomeLossFromSubsidiariesNetOfTax" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesandAssociatedBanksMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">682</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2710-wk-Fact-C6829D1BAE6977E38F8DA358AD46945B" name="us-gaap:IncomeLossFromSubsidiariesNetOfTax" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesandAssociatedBanksMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">109</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2729-wk-Fact-B3258DC6CD9051FC80D8A358AD22DBAF" name="us-gaap:IncomeLossFromSubsidiariesNetOfTax" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesandAssociatedBanksMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">655</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Nonbank</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2750-wk-Fact-74AB12EA6E4B2FA19F3AA358AD416739" name="us-gaap:IncomeLossFromSubsidiariesNetOfTax" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">15</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2769-wk-Fact-0F2D00610FD050938F98A358AD1ED086" name="us-gaap:IncomeLossFromSubsidiariesNetOfTax" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2788-wk-Fact-8908CBCC7CDF10470667A358AD3C7C37" name="us-gaap:IncomeLossFromSubsidiariesNetOfTax" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">10</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e2813-wk-Fact-90B8FB033DCBE963D647A358AD3BCAE1" name="us-gaap:NetIncomeLoss" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,791</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e2831-wk-Fact-1832C19F86027C5DDE13A358AD4B91F2" name="us-gaap:NetIncomeLoss" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,721</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e2849-wk-Fact-997E834116881582FC15A358ACE93A48" name="us-gaap:NetIncomeLoss" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,652</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other comprehensive income (loss), net of income taxes:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net pension plan activity arising during the period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29655737e2931-wk-Fact-57F49A32A65EC04A378CA358AD49A417" name="us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e2950-wk-Fact-6500B4806D689572B345A358AD1D1C38" name="us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($<ix:nonFraction id="d29655737e2968-wk-Fact-8900F603440547AE9D02A358AD4B9844" name="us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net unrealized derivative instrument gains arising during the period</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e2985-wk-Fact-171D40CD68409221E997A358ACE6902E" name="us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3004-wk-Fact-B1D58B3E638F3BB5E0DAA358ACE5A14D" name="us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3023-wk-Fact-62820D3F3F823A2C8A0BA358AD44E918" name="us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive (loss) income activity of the Parent Company, net of income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e3044-wk-Fact-01B45F97BB227F8732A3A358ACE8189C" name="us-gaap:OtherComprehensiveIncomeLossNetOfTax" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">3</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3064-wk-Fact-FBC1F9D5433E72A92F19A358AD41B6A5" name="us-gaap:OtherComprehensiveIncomeLossNetOfTax" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3083-wk-Fact-61BE84897E193CC0E5F0A358AD452379" name="us-gaap:OtherComprehensiveIncomeLossNetOfTax" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive income (loss) activity of Bank subsidiaries, net of income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3104-wk-Fact-DD6318ACCCB23F755A5AA358ACE9CCD9" name="cfg:OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">683</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e3123-wk-Fact-3C57752836A58F2A286FA358ACE662C2" name="cfg:OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">283</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e3143-wk-Fact-034322F95578ECFBF6E1A358ACE9CEDC" name="cfg:OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total other comprehensive income (loss), net of income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3165-wk-Fact-162CEDB36657F7895C01A358ACE5FA59" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">680</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e3184-wk-Fact-2BDA1A2691067EBBB1C1A358ACE82A70" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">276</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e3204-wk-Fact-7A115472AD86194F1481A358ACE7CB0B" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total comprehensive income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e3230-wk-Fact-A5A527FF5DCE91215703A358AD46FC26" name="us-gaap:ComprehensiveIncomeNetOfTax" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,471</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e3248-wk-Fact-507394CF3A5263CD1BF8A358ACE746A3" name="us-gaap:ComprehensiveIncomeNetOfTax" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,445</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e3266-wk-Fact-E218909B3889E4AE97B0A358AD4A5609" name="us-gaap:ComprehensiveIncomeNetOfTax" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,645</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In accordance with federal and state banking regulations, dividends paid by CBNA to the Company are subject to certain limitations, see Note 24 for more information. Additionally, see Note 16 for more information regarding the Company&#8217;s common and preferred stock dividends.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div></ix:nonNumeric><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">158</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><ix:continuation id="TextSelection-455924D4FC641BA37298A358AD784758-1"><ix:nonNumeric contextRef="FD2019Q4YTD" name="srt:ScheduleOfCondensedBalanceSheetTableTextBlock" id="TextSelection-366C416A0F76C49DC90DA358AD79CA04-0-wk-Fact-F6645732D4188742B48CA358AC55E947" continuedAt="TextSelection-366C416A0F76C49DC90DA358AD79CA04-1" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Condensed Balance Sheets </span></div></ix:nonNumeric><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><ix:continuation id="TextSelection-366C416A0F76C49DC90DA358AD79CA04-1"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:75%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">ASSETS:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Cash and due from banks</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e3403-wk-Fact-CF751E9F58C50D2F8364A358AC71EAE6" name="us-gaap:CashAndDueFromBanks" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,418</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e3421-wk-Fact-DEE363FC42766FD58472A358AC76D828" name="us-gaap:CashAndDueFromBanks" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">961</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Loans and advances to:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Bank subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3477-wk-Fact-B6949C5B1CC7B073E1A8A358AC690687" name="cfg:LoansandAdvances" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,146</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3496-wk-Fact-C221510D0F78D77E735EA358AC78D226" name="cfg:LoansandAdvances" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,158</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Nonbank subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3516-wk-Fact-92479640B1B6FF8585F3A358ACA72286" name="cfg:LoansandAdvances" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">120</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3535-wk-Fact-CEB854E3193B3FAAFE10A358AC7868B9" name="cfg:LoansandAdvances" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">70</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Investments in subsidiaries:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Bank subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3596-wk-Fact-660AEF2E04D53BBC9AD0A358ACA758AD" name="us-gaap:EquityMethodInvestments" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">21,973</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3615-wk-Fact-CF36769D95431BFCC97EA358AC76723E" name="us-gaap:EquityMethodInvestments" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,590</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Nonbank subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3635-wk-Fact-48E08AAF139D8510C709A358ACA7687F" name="us-gaap:EquityMethodInvestments" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">99</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3654-wk-Fact-BE022B9285A9120AE4C0A358AC690082" name="us-gaap:EquityMethodInvestments" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">83</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Other assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3674-wk-Fact-515A5153726F5CD57D13A358AC725583" name="us-gaap:OtherAssets" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">127</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3693-wk-Fact-41832397A074DDEBF5B3A358AC74F25E" name="us-gaap:OtherAssets" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">117</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">TOTAL ASSETS</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e3717-wk-Fact-A417EB9D712C5E575A27A358AC70E580" name="us-gaap:Assets" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24,883</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e3735-wk-Fact-C4B6860BD1B9FC7634BAA358AC71F479" name="us-gaap:Assets" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22,979</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">LIABILITIES:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Long-term borrowed funds due to unaffiliated companies</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e3796-wk-Fact-EF643D6566C385EC21F0A358AC77464E" name="us-gaap:LongTermDebt" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_UnaffiliatedCompaniesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,485</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e3814-wk-Fact-6CE222BEC40B9AF513D3A358AC686C4E" name="us-gaap:LongTermDebt" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_UnaffiliatedCompaniesMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,987</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3829-wk-Fact-44EAC6BEDA73C9456055A358AC781FB7" name="us-gaap:OtherLiabilities" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">197</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3848-wk-Fact-2DF0ABE0B405B5901EDFA358AC708ADB" name="us-gaap:OtherLiabilities" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">175</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">TOTAL LIABILITIES</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3868-wk-Fact-10C0EFF9EF47F5E67E6DA358AC786851" name="us-gaap:Liabilities" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,682</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3887-wk-Fact-538466EEC3A638CFCE1DA358AC74CFD2" name="us-gaap:Liabilities" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">2,162</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">TOTAL STOCKHOLDERS&#8217; EQUITY</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3907-wk-Fact-E8A3F8BB130ED40B5D09A358AC751290" name="us-gaap:StockholdersEquity" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22,201</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e3926-wk-Fact-6C83D7948473075EA30CA358AC7103F0" name="us-gaap:StockholdersEquity" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">20,817</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">TOTAL LIABILITIES AND STOCKHOLDERS&#8217; EQUITY</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e3950-wk-Fact-701CA9FDF37492F9B1D4A358AC78A1B0" name="us-gaap:LiabilitiesAndStockholdersEquity" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">24,883</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e3968-wk-Fact-64787D6F5B03E0247384A358AC76D8D7" name="us-gaap:LiabilitiesAndStockholdersEquity" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">22,979</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></ix:continuation><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"> </span></div><ix:nonNumeric contextRef="FD2019Q4YTD" name="srt:ScheduleOfCondensedCashFlowStatementTableTextBlock" id="TextSelection-E8470471FDDA6AE7FA82A358AD78FC73-0-wk-Fact-C3E1AF662DB1618DEFBDA358AC526ECA" escape="true"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Condensed Cash Flow Statements </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"></td></tr><tr><td style="width:80%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:4%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">OPERATING ACTIVITIES</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e4205-wk-Fact-90B8FB033DCBE963D647A358AD3BCAE1" name="us-gaap:NetIncomeLoss" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,791</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e4223-wk-Fact-1832C19F86027C5DDE13A358AD4B91F2" name="us-gaap:NetIncomeLoss" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,721</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e4241-wk-Fact-997E834116881582FC15A358ACE93A48" name="us-gaap:NetIncomeLoss" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,652</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adjustments to reconcile net income to net cash provided by operating activities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e4319-wk-Fact-C88B5893D683F4D0D586A358AD05DC21" name="us-gaap:DeferredIncomeTaxExpenseBenefit" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">8</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4339-wk-Fact-F7F09BBFF7A4C9BF2D47A358AD116D33" name="us-gaap:DeferredIncomeTaxExpenseBenefit" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">17</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e4358-wk-Fact-B77DAD0E32D19F3EFE62A358AD09BBCC" name="us-gaap:DeferredIncomeTaxExpenseBenefit" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gain on sales of assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4380-wk-Fact-87C9F4081176DFEE4F5BA358AD0B6691" name="us-gaap:GainLossOnDispositionOfAssets1" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4399-wk-Fact-3ECB7FAF039970974D3BA358AD10F58F" name="us-gaap:GainLossOnDispositionOfAssets1" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e4418-wk-Fact-036FC1418F138D35C64DA358AD129318" name="us-gaap:GainLossOnDispositionOfAssets1" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity in undistributed earnings of subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e4440-wk-Fact-427F58B7582088F2EE6DA358AD0F8B46" name="cfg:IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">697</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e4460-wk-Fact-22FAFA0BC42076CFC705A358AD169103" name="cfg:IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">120</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e4480-wk-Fact-E17FA00BFE075DBB2998A358AD06602F" name="cfg:IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">665</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Increase in other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4502-wk-Fact-873E1098A4EB1CB5CAC6A358AD11A8CA" name="us-gaap:IncreaseDecreaseInOtherOperatingLiabilities" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">50</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4521-wk-Fact-F87BF1642501782B9367A358AD09B546" name="us-gaap:IncreaseDecreaseInOtherOperatingLiabilities" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">11</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4540-wk-Fact-FF102A0E9B9215C33806A358AD0BA3E6" name="us-gaap:IncreaseDecreaseInOtherOperatingLiabilities" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">99</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Decrease (increase) in other assets</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4561-wk-Fact-60B674E24DFAF2552267A358AD072964" name="us-gaap:IncreaseDecreaseInOtherOperatingAssets" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e4580-wk-Fact-30A932237E043B4568EAA358AD0E264A" name="us-gaap:IncreaseDecreaseInOtherOperatingAssets" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">7</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4600-wk-Fact-806E2809E2406B22BB3EA358AD17E5A8" name="us-gaap:IncreaseDecreaseInOtherOperatingAssets" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">5</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other operating, net</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4621-wk-Fact-873FF4D633CE0D6900D1A358AD115252" name="us-gaap:IncreaseDecreaseInOtherOperatingCapitalNet" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">58</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4640-wk-Fact-A9B6E82AE8916CF71232A358AD047233" name="us-gaap:IncreaseDecreaseInOtherOperatingCapitalNet" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">40</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e4659-wk-Fact-29D10CD39B361CA21C28A358AD061248" name="us-gaap:IncreaseDecreaseInOtherOperatingCapitalNet" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net cash provided by operating activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4682-wk-Fact-0B4F4B94639C83219336A358AD0555D5" name="us-gaap:NetCashProvidedByUsedInOperatingActivities" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,201</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4701-wk-Fact-7C288A173DE22215553CA358AD1575DB" name="us-gaap:NetCashProvidedByUsedInOperatingActivities" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,662</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4720-wk-Fact-77D48FE3C0FCBE4F5D99A358AD175FC5" name="us-gaap:NetCashProvidedByUsedInOperatingActivities" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,078</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">INVESTING ACTIVITIES</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Investments in and advances to subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e4803-wk-Fact-B49FD5A9572A4DBA96D3A358AD1374EE" name="us-gaap:PaymentsToAcquireInterestInSubsidiariesAndAffiliates" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">105</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4823-wk-Fact-42527D6DA1C315E3EFBCA358AD10F15F" name="us-gaap:PaymentsToAcquireInterestInSubsidiariesAndAffiliates" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e4842-wk-Fact-66FA31579DE071C3AD91A358AD06AFAC" name="us-gaap:PaymentsToAcquireInterestInSubsidiariesAndAffiliates" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">230</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Repayment of investments in and advances to subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4864-wk-Fact-E7E654B09198A65A0DCBA358AD4CB2C3" name="cfg:ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">55</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4883-wk-Fact-456A601BDD7784F49C8BA358AD0D9AC6" name="cfg:ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e4902-wk-Fact-A7A4DBBB7EBB5022411BA358AD0AFCA9" name="cfg:ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">167</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other investing, net</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e4923-wk-Fact-2683FAE097E9EA3A4274A358AD08202A" name="us-gaap:PaymentsForProceedsFromOtherInvestingActivities" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e4943-wk-Fact-3CD4CA275426AD8A44B2A358AD07AE49" name="us-gaap:PaymentsForProceedsFromOtherInvestingActivities" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e4963-wk-Fact-D0D40F86416E1D79F53EA358AD0D94ED" name="us-gaap:PaymentsForProceedsFromOtherInvestingActivities" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net cash used by investing activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e4985-wk-Fact-35ECE9A005B663DAFA9BA358AD1168F3" name="us-gaap:NetCashProvidedByUsedInInvestingActivities" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">51</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5005-wk-Fact-99BA63F90FD81588B41AA358AD0759E1" name="us-gaap:NetCashProvidedByUsedInInvestingActivities" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">1</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5025-wk-Fact-4E23D15759E43A23EE10A358AD124AFF" name="us-gaap:NetCashProvidedByUsedInInvestingActivities" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">64</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">FINANCING ACTIVITIES</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Proceeds from issuance of long-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5109-wk-Fact-71C2BA880BFD938CA74AA358AD0B9056" name="us-gaap:ProceedsFromIssuanceOfLongTermDebt" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">500</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5128-wk-Fact-919C8D90A9A040D610D5A358AD14EF35" name="us-gaap:ProceedsFromIssuanceOfLongTermDebt" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5147-wk-Fact-626FD4FCC076DEE00F75A358AD09DF42" name="us-gaap:ProceedsFromIssuanceOfLongTermDebt" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Repayments of long-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5168-wk-Fact-066B3EAC56D772D084F3A358AD15410F" name="us-gaap:RepaymentsOfLongTermDebt" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5187-wk-Fact-35FBFF8E9DB0A8E6EB2FA358AD036AB0" name="us-gaap:RepaymentsOfLongTermDebt" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">333</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5207-wk-Fact-E309AFAF9405721ED120A358AD060996" name="us-gaap:RepaymentsOfLongTermDebt" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Proceeds from issuance of common stock</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5228-wk-Fact-3970E3BFB61C28B3C577A358AD12967C" name="us-gaap:ProceedsFromIssuanceOfCommonStock" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5247-wk-Fact-5E05A5C1E0A9E0E45AA0A358AD034877" name="us-gaap:ProceedsFromIssuanceOfCommonStock" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5266-wk-Fact-BFCF8D7794EC89FE930FA358AD07C5DD" name="us-gaap:ProceedsFromIssuanceOfCommonStock" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">34</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Treasury stock purchased</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5287-wk-Fact-6C5F12C78D50198D6902A358AD0AFE14" name="us-gaap:PaymentsForRepurchaseOfCommonStock" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,220</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5307-wk-Fact-7F5EDF20E91A83C21C34A358AD03D62C" name="us-gaap:PaymentsForRepurchaseOfCommonStock" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,025</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5327-wk-Fact-C148A3795756EE603C80A358AD0A2004" name="us-gaap:PaymentsForRepurchaseOfCommonStock" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">820</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net proceeds from issuance of preferred stock</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5350-wk-Fact-89C0FBB75B7C4E997BA2A358AD0CEB41" name="us-gaap:ProceedsFromIssuanceOfPrivatePlacement" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">730</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5369-wk-Fact-9BA1CEF156062799AB6AA358AD142A13" name="us-gaap:ProceedsFromIssuanceOfPrivatePlacement" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">593</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5388-wk-Fact-0B4096D8B247A6BF9520A358AD0CD638" name="us-gaap:ProceedsFromIssuanceOfPrivatePlacement" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dividends declared and paid to common stockholders</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5409-wk-Fact-2762EC4DC41ACEDD9834A358AD075293" name="us-gaap:PaymentsOfOrdinaryDividends" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">617</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5429-wk-Fact-E44D23B1FC61211DFB43A358AD163F37" name="us-gaap:PaymentsOfOrdinaryDividends" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">471</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5449-wk-Fact-B084E38D582DF803CC90A358AD1224F1" name="us-gaap:PaymentsOfOrdinaryDividends" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">322</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dividends declared and paid to preferred stockholders</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5471-wk-Fact-99D6DA7351CAFE36B300A358AD0F93D2" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">65</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5491-wk-Fact-EE2ECCE0A3A4D251BE81A358AD112F55" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5511-wk-Fact-55F319651BBB1161DF9BA358AD0EE49C" name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">14</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other financing, net</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5533-wk-Fact-1FF69D0726F8F8BA8972A358AD13C762" name="us-gaap:ProceedsFromPaymentsForOtherFinancingActivities" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">21</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5553-wk-Fact-55C63676AF9B25CF7995A358AD05EA9B" name="us-gaap:ProceedsFromPaymentsForOtherFinancingActivities" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">13</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5573-wk-Fact-0243E59D94213DAE54C2A358AD046986" name="us-gaap:ProceedsFromPaymentsForOtherFinancingActivities" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:zerodash">&#8212;</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net cash used by financing activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5594-wk-Fact-AE1899FACB9542492126A358AD100221" name="us-gaap:NetCashProvidedByUsedInFinancingActivities" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">693</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5614-wk-Fact-1C45BBB230083F8D51BBA358AD14140A" name="us-gaap:NetCashProvidedByUsedInFinancingActivities" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">1,263</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5634-wk-Fact-3E823A443356F84165E6A358AD043C91" name="us-gaap:NetCashProvidedByUsedInFinancingActivities" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">1,122</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Increase (decrease) in cash and due from banks</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5656-wk-Fact-4E569AA57F1B03580465A358AD061B36" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" contextRef="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">457</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5675-wk-Fact-E24F22883B7B646C54FFA358AD0D80AD" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" contextRef="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">398</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(<ix:nonFraction id="d29655737e5694-wk-Fact-A63B4B1630CEF09C28EFA358AD196A99" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" contextRef="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" sign="-" format="ixt:numdotdecimal">108</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Cash and due from banks at beginning of year</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5716-wk-Fact-91B149603B333FE718B9A358AD06A978" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">961</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5735-wk-Fact-D37936888749420BD561A358AD0FD9E8" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" contextRef="FI2017Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">563</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span><ix:nonFraction id="d29655737e5754-wk-Fact-9060A57946151CED8203A358AD08D134" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" contextRef="FI2016Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">671</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Cash and due from banks at end of year</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e5779-wk-Fact-8A979EB5B8961098C6E2A358AD06F0DC" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">1,418</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e5797-wk-Fact-91B149603B333FE718B9A358AD06A978" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">961</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$<ix:nonFraction id="d29655737e5815-wk-Fact-D37936888749420BD561A358AD0FD9E8" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" contextRef="FI2017Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember" unitRef="usd" decimals="-6" scale="6" format="ixt:numdotdecimal">563</ix:nonFraction></span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div></ix:nonNumeric></ix:continuation><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">159</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s082B03133E16539482F5DBDF7C1C3F2D"></a></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">None.</span></div><div><a id="s16B8917DD7D95AD0B9FB55C3E672E9CA"></a></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 9A. CONTROLS AND PROCEDURES</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company maintains a set of disclosure controls and procedures designed to ensure that information required to be disclosed by the Company in reports that it files or submits under the Exchange Act, is recorded, processed, summarized and reported within the time periods specified in SEC rules and forms. The design of any disclosure controls and procedures is based in part upon certain assumptions about the likelihood of future events, and there can be no assurance that any design will succeed in achieving its stated goals under all potential future conditions. Any controls and procedures, no matter how well designed and operated, can provide only reasonable, not absolute, assurance of achieving the desired control objectives. In accordance with Rule 13a-15(b) of the Exchange Act, as of the end of the period covered by this Annual Report on Form 10-K, an evaluation was carried out under the supervision and with the participation of the Company&#8217;s management, including its Chief Executive Officer and Chief Financial Officer, of the effectiveness of its disclosure controls and procedures. Based on that evaluation, the Company&#8217;s Chief Executive Officer and Chief Financial Officer concluded that the Company&#8217;s disclosure controls and procedures, as of the end of the period covered by this Annual Report on Form 10-K, were effective to provide reasonable assurance that information required to be disclosed by the Company in reports that it files or submits under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in SEC rules and forms and is accumulated and communicated to the Company&#8217;s management, including the Chief Executive Officer and Chief Financial Officer, as appropriate to allow timely decisions regarding required disclosure.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">There were no changes in our internal control over financial reporting identified in management's evaluation pursuant to Rules13a-15(d) or 15d-15(d) of the Exchange Act during the period covered by this Annual Report on Form 10-K that materially affected, or are reasonably likely to materially affect, our internal control over financial reporting. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Management&#8217;s Annual Report on Internal Control over Financial Reporting, the Report of the Independent Registered Public Accounting Firm on the Consolidated Financial Statements, and the Report of the Independent Registered Public Accounting Firm on Internal Control over Financial Reporting are included in Item 8.</span></div><div><a id="sC90E0FA1EB16541C997F2D85F5B805CD"></a></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 9B. OTHER INFORMATION</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">None.</span></div><div><a id="s7FAB94650B3C5D8CA65FF404FE32194B"></a></div><div style="line-height:120%;text-align:center;font-size:12pt;"><span style="font-family:Trebuchet,sans-serif;font-size:12pt;font-weight:bold;">PART III</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">We refer in Part III of this Report to relevant sections of our </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2020</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> Proxy Statement for the </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2020</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> annual meeting of shareholders, which will be filed with the SEC pursuant to Regulation 14A within 120 days of the close of our </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> fiscal year. Portions of our </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2020</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> Proxy Statement, including the sections we refer to in this Report, are incorporated by reference into this Report.</span></div><div><a id="sF52158D5CFF254E4BB4EF892476E66B7"></a></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Information required by this item is presented under the captions &#8220;Corporate Governance Matters&#8221; &#8212; &#8220;Election of Directors&#8221; &#8212; &#8220;Nominees&#8221; and &#8220;Board Governance and Oversight &#8212; Corporate Governance Guidelines, Committee Charters and Code of Business and Ethics&#8221; of our </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2020</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> Proxy Statement, which is incorporated by reference into this item.</span></div><div><a id="s4B31E5C668225CC5A8A85B942208C4EC"></a></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 11. EXECUTIVE COMPENSATION</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Information required by this item is presented under the captions &#8220;Compensation Matters&#8221; &#8212; &#8220;Compensation Discussion and Analysis,&#8221; &#8220;Compensation Committee Report,&#8221; &#8220;Executive Compensation,&#8221; &#8220;Termination of Employment and Change of Control,&#8221; &#8220;Director Compensation,&#8221; &#8220;Role of Risk Management in Compensation,&#8221; and &#8220;CEO Pay Ratio&#8221; of our </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2020</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> Proxy Statement, which is incorporated by reference into this item.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">160</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><a id="s191AF025A43D52E98905A88E4F5F806B"></a></div><div><br/></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The information required by this item regarding security ownership of certain beneficial owners and management is presented under the caption &#8220;Security Ownership of Certain Beneficial Owners and Management&#8221; in our </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2020</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> Proxy Statement and is incorporated herein by reference. </span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Information regarding our compensation plans under which CFG equity securities are authorized for issuance is included in the table below. Additional information regarding these plans is included in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 17</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in Item 8.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">Equity Compensation Plan Information</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"></td></tr><tr><td style="width:48%;"></td><td style="width:17%;"></td><td style="width:1%;"></td><td style="width:14%;"></td><td style="width:1%;"></td><td style="width:18%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Plan Category</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of securities to be issued upon exercise of outstanding options, warrants and rights (#)</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Weighted-average exercise price of outstanding options, warrants and rights ($)</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of securities remaining available (excluding securities reflected in first column) (#)</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity compensation plans approved by security holders</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,000,224</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">53,899,864</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity compensation plans not approved by security holders</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3,000,224</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">53,899,864</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Represents the number of shares of common stock associated with outstanding time-based and performance-based restricted stock units. </span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> We had no outstanding options.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Represents the number of shares remaining available for future issuance under the Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan (46,659,259 shares), the Citizens Financial Group, Inc. 2014 Employee Stock Repurchase Plan (5,782,877 shares), and the Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan (1,457,728 shares).</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><a id="s74FDBBF0197456D2A7864CFD96D34814"></a></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Information required by this item is set forth under the captions &#8220;Corporate Governance Matters&#8221; &#8212; &#8220;Board Governance and Oversight &#8212; Director Independence&#8221; and &#8220;Related Person Transactions&#8221; of our </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2020</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> Proxy Statement, which is incorporated by reference into this item.</span></div><div><a id="s5D583F19856E520D9CFADDADD9AC0BE4"></a></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Information required by this item is presented under the captions &#8220;Audit Matters&#8221; &#8212; &#8220;Pre-approval of Independent Auditor Services&#8221; and &#8220;Independent Registered Public Accounting Firm Fees&#8221; of our </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2020</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> Proxy Statement, which is incorporated by reference into this item.</span></div><div><a id="s85053315984951B5AEBC8654C21D51A7"></a></div><div style="line-height:120%;text-align:center;font-size:12pt;"><span style="font-family:Trebuchet,sans-serif;font-size:12pt;font-weight:bold;">PART IV</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><a id="s3478DF9164A050ECA911EA46C7A049A5"></a></div><div style="line-height:120%;text-align:justify;-sec-extract:summary;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">(a)(1) Financial Statements of Citizens Financial Group, Inc., included in this Report:</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Report of Independent Registered Public Accounting Firm on the Consolidated Financial Statements;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Consolidated Balance Sheets as of </span><span style="font-family:Trebuchet;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Consolidated Statements of Operations for the Years Ended </span><span style="font-family:Trebuchet;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Consolidated Statements of Comprehensive Income for the Years Ended </span><span style="font-family:Trebuchet;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Consolidated Statements of Changes in Stockholders&#8217; Equity for the Years Ended </span><span style="font-family:Trebuchet;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Consolidated Statements of Cash Flows for the Years Ended </span><span style="font-family:Trebuchet;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">; and</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Notes to Consolidated Financial Statements.</span></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">(a)(2) Financial Statement Schedules</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">All financial statement schedules for the Registrant have been included in the audited Consolidated Financial Statements or the related footnotes in Item 8, or are either inapplicable or not required.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">161</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">(a)(3) Exhibits</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994415000055/exhibit3-1.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-decoration:underline;">3.1        Amended and Restated Certificate of Incorporation of the Registrant as in effect on the date hereof (incorporated herein by reference to Exhibit 3.1 of the Quarterly Report on Form 10-Q, filed May 8, 2015)</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000119312518173169/d592114dex31.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-decoration:underline;">3.2       Certificate of Designations of the Registrant with respect to the Series B Preferred Stock, dated May 22, 2018, filed with the Secretary of State of the State of Delaware and effective May 22, 2018 (incorporated herein by reference to Exhibit 3.1 of the Current Report on Form 8-K, filed May 24, 2018)</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000119312518307506/d640200dex31.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-decoration:underline;">3.3       Certificate of Designations of the Registrant with respect to the Series C Preferred Stock, dated October 24, 2018, filed  with the Secretary of State of the State of Delaware and effective October 24, 2018 (incorporated herein by reference to Exhibit 3.1 of the Current Report on Form 8-K, filed October 25, 2018)</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000119312519018456/d700644dex34.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">3.4       Certificate of Designations of the Registrant with respect to the Series D Preferred Stock, dated January 23, 2019, filed  with the Secretary of State of the State of Delaware and effective January 23, 2019 (incorporated herein by reference to Exhibit 3.4 of the Registration Statement on Form 8-A, filed January 29, 2019)</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000119312519274527/d805657dex35.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-decoration:underline;">3.5      Certificate of Designations of the Registrant with respect to the Series E Preferred Stock, dated October 22, 2019, filed with the Secretary of State of the State of Delaware and effective October 22, 2019 (incorporated herein by reference to Exhibit 3.5 of the Registration Statement on Form 8-A, filed October 25, 2019)</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000119312516745245/d276375dex31.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-decoration:underline;">3.6       Bylaws of the Registrant (as amended and restated on October 20, 2016) (incorporated herein by reference to Exhibit 3.1 of the Current Report on Form 8-K, filed October 24, 2016)</span></a></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000119312515358065/d25243dex41.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4.1       Senior Debt Indenture between the Company and The Bank of New York Mellon dated as of October 28, 2015 (incorporated herein by reference to Exhibit 4.1 of Registration Statement on Form S-3, filed October 29, 2015)</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000119312515265187/d64155dex42.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4.2       Subordinated Indenture between the Company and The Bank of New York Mellon dated as of September 28, 2012 (incorporated herein by reference to Exhibit 4.2 of the Registration Statement on Form S-1, filed July 28, 2015)</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000119312515119732/d901081dex42.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4.3       Form of Certificate representing the Series A Preferred Stock (incorporated herein by reference to Exhibit 4.2 of the Current Report on Form 8-K, filed April 6, 2015)</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000119312518173169/d592114dex42.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-decoration:underline;">4.4       Form of Certificate representing the Series B Preferred Stock (incorporated herein by reference to Exhibit 4.2 of the Current Report on Form 8-K, filed May 24, 2018)</span></a></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000119312519274527/d805657dex41.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4.5       Form of Deposit Agreement, by and among the Company, Computershare Inc. and Computershare Trust Company, N.A., jointly as depositary, and the holders from time to time of the depositary receipts described therein (incorporated herein by reference to Exhibit 4.1 to the Registration Statement on Form 8-A, filed October 25, 2019)</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000119312519020977/d674615dex42.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-decoration:underline;">4.6       Form of Depository Receipt (incorporated herein by reference as Exhibit A to Exhibit 4.2 of the Current Report on Form 8-K, filed January 29, 2019)</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="a47agreementandrightso.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4.7       Agreement to furnish to the Securities and Exchange Commission upon request a copy of instruments defining the rights of holders of certain long-term debt of the registrant and consolidated subsidiaries*</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994414000012/a1011omnibusplan1.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.1     Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan (incorporated herein by reference to Exhibit 10.11 of the Quarterly Report on Form 10-Q, filed November 14, 2014)&#8224;</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994416000143/exhibit102.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.2      Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan as of June 23, 2016 (incorporated herein by reference to Exhibit 10.2 of the Quarterly Report on Form 10-Q, filed August 5, 2016)&#8224;</span></a></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">162</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994419000070/exhibit10-2.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.3      Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan as of June 20, 2019 (incorporated herein by reference to Exhibit 10.2 of the Quarterly Report on Form 10-Q, filed August 6, 2019)&#8224;</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994416000099/a2016rsuagreement-for10xkf.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.4     Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan Form of Restricted Stock Unit Award Agreement for 2016 Awards (incorporated herein by reference to Exhibit 10.11 of the Annual Report on Form 10-K, filed February 26, 2016)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994417000012/exhibit1010rsuagreementfor.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.5     Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan Form of Restricted Stock Unit Award Agreement for 2017 Award (incorporated herein by reference to Exhibit 10.10 of the Annual Report on Form 10-K, Filed February 24, 2017)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994418000016/exhibit10-11.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.6     Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan Form of Restricted Stock Unit Award Agreement for 2018 Award (incorporated herein by reference to Exhibit 10.11 of the Annual Report on Form 10-K, filed February 22, 2018)&#8224; </span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994419000024/exhibit10_7.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-decoration:underline;">10.7     Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan Form of Restricted Stock Unit Award Agreement (incorporated herein by reference to Exhibit 10.7 of the Annual Report on Form 10-K, filed February 24, 2019)&#8224;  </span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994417000012/exhibit1011bvsrsu2017grant.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.8     Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan Restricted Stock Unit Award Agreement for Bruce Van Saun Relating to Annual Awards (incorporated herein by reference to Exhibit 10.11 of the Annual Report on Form 10-K, Filed February 24, 2017)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994416000137/psuagmt2016draft.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.9     Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan Form of Performance Share Award Agreement for 2016 Awards (incorporated herein by reference to Exhibit 10.1 of the Quarterly Report on Form 10-Q, filed May 9, 2016)&#8224;</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994417000012/exhibit1014psu2017grant-fo.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.10    Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan Form of Performance Stock Award Agreement for 2017 Awards (incorporated herein by reference to Exhibit 10.14 of the Annual Report on Form 10-K, Filed February 24, 2017)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994417000047/exhibit10-3.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.11    Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan Amendment to Form of Performance Stock Award Agreement (incorporated herein by reference to Exhibit 10.3 of the Quarterly Report on Form 10-Q, Filed August 3, 2017)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994418000016/exhibit10-17.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.12    Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan Form of Performance Stock Award Agreement for 2018 Awards (incorporated herein by reference to Exhibit 10.17 of the Annual Report on Form 10-K, filed February 22, 2018)&#8224; </span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994419000024/exhibit10_14.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.13    Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan Form of Performance Stock Unit Award Agreement (incorporated herein by reference to Exhibit 10.14 of the Annual Report on Form 10-K, filed February 24, 2019)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994417000012/exhibit1015bvspsu2017grant.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.14    Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan Performance Stock Unit Award Agreement for Bruce Van Saun Relating to Annual Awards (incorporated herein by reference to Exhibit 10.15 of the Annual Report on Form 10-K, Filed February 24, 2017)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994416000099/formofamendmenttopsursudef.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-decoration:underline;">10.15    Citizens Financial Group, Inc. Amendment to Performance Share Unit Award Agreement/Restricted Stock Unit Agreement/Deferred Cash Agreement Terms and Conditions (incorporated herein by reference to Exhibit 10.14 of the Annual Report on Form 10-K, filed February 26, 2016)&#8224;</span></a></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000095010314006651/dp49578_ex9903.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.16    Citizens Financial Group, Inc. 2014 Employee Stock Purchase Plan (incorporated herein by reference to Exhibit 99.3 of the Registration Statement on Form S-8, filed September 26, 2014)&#8224;</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994418000048/exhibit101.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-decoration:underline;">10.17    Citizens Financial Group, Inc. Non-Employee Directors Compensation Policy, Amended and Effective as of April 26, 2018 (incorporated herein by reference to Exhibit 10.1 of the Quarterly Report on Form 10-Q filed May 9, 2018)&#8224;</span></a></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">163</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994419000070/exhibit10-1.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.18    Citizens Financial Group, Inc. Non-Employee Directors Compensation Policy, as amended April 25, 2019 (incorporated herein by reference to Exhibit 10.1 of the Quarterly Report on Form 10-Q filed August 6, 2019)&#8224; </span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000095010314006651/dp49578_ex9902.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.19    Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan (incorporated herein by reference to Exhibit 99.2 of the Registration Statement on Form S-8, filed September 26, 2014)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994416000143/exhbit101.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.20    Amended and Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan as of June 23, 2016 (incorporated herein by reference to Exhibit 10.1 of the Quarterly Report on Form 10-Q, filed August 5, 2016)&#8224;</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994416000099/formofdirector2016rsuagmt.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.21    Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan Form of Restricted Stock Unit Award Agreement (incorporated herein by reference to Exhibit 10.19 of the Annual Report on Form 10-K, filed February 26, 2016)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994417000047/exhibit10-2.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.22    Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan Form of Restricted Stock Unit Award Agreement (incorporated herein by reference to Exhibit 10.2 of the Quarterly Report on Form 10-Q, Filed August 3, 2017)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000119312514311183/d723158dex1019.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.23    Amended and Restated Deferred Compensation Plan for Directors of Citizens Financial Group, Inc., effective January 1, 2009 (incorporated herein by reference to Exhibit 10.19 of Amendment No. 2 to Registration Statement on Form S-1, filed August 15, 2014)&#8224;</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000119312514334394/d723158dex105.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.24    Form of Indemnification Agreement (incorporated herein by reference to Exhibit 10.5 of Amendment No. 3 to Registration Statement on Form S-1, filed September 8, 2014)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994415000016/exhibit10-21.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.25    Amended and Restated CFG Voluntary Executive Deferred Compensation Plan, effective January 1, 2009 and amended and restated on September 1, 2014 (incorporated herein by reference to Exhibit 10.21 of the Annual Report on Form 10-K, filed March 3, 2015)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="exhibit1026.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.26    First Amendment to the CFG Voluntary Executive Deferred Compensation Plan dated March 1, 2019&#8224;*</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="exhibit1027.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;text-decoration:underline;">10.27    Second Amendment to the CFG Voluntary Executive Deferred Compensation Plan dated December 9, 2019&#8224;</span></a><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#0000ff;text-decoration:underline;">*</span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000119312514311183/d723158dex1020.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.28    Amended and Restated Citizens Financial Group, Inc. Deferred Compensation Plan, effective January 1, 2009 (incorporated herein by reference to Exhibit 10.20 of Amendment No. 2 to Registration Statement on Form S-1, filed August 15, 2014)&#8224;</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994416000099/a2016deferredcashagreement.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.29    Citizens Financial Group, Inc. Form of Deferred Cash Award Agreement for 2016 Awards (incorporated herein by reference to Exhibit 10.28 of the Annual Report on Form 10-K, filed February 26, 2016)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994418000016/exhibit10-35.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.30    Citizens Financial Group, Inc. Form of Deferred Cash Award Agreement for 2017 and 2018 Awards (incorporated herein by reference to Exhibit 10.35 of the Annual Report on Form 10-K, filed February 22, 2018)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994419000024/exhibit10_32.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.31    Citizens Financial Group, Inc. Form of Deferred Cash Award Agreement (incorporated herein by reference to Exhibit 10.32 of the Annual Report on Form 10-K, filed February 24, 2019)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000119312514311183/d723158dex1021.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.32    Citizens Financial Group, Inc. Executive Severance Practice (incorporated herein by reference to Exhibit 10.21 of Amendment No. 2 to Registration Statement on Form S-1, filed August 15, 2014)&#8224;</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994415000016/exhibit10-28.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.33    Citizens Financial Group, Inc. Performance Formula and Incentive Plan (incorporated herein by reference to Exhibit 10.28 of Annual Report on Form 10-K, filed March 3, 2015)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994416000137/ceocontract-5516xexecution.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.34    Amended and Restated Executive Employment Agreement, dated May 5, 2016, between the Registrant and Bruce Van Saun (incorporated herein by reference to Exhibit 10.5 of the Quarterly Report on Form S-1, filed May 9, 2016)&#8224;</span></a></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">164</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994416000137/bvs-rsuxmay16specialawardx.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.35    Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan Restricted Stock Unit Award Agreement between the Registrant and Bruce Van Saun relating to the May 2016 Grant (incorporated herein by reference to Exhibit 10.2 of the Quarterly Report on Form 10-Q filed May 9, 2016)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994416000137/bvs-psuxmay16specialawardx.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.36    Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan Performance Share Unit Award Agreement between the Registrant and Bruce Van Saun for the May 2016 Grant (incorporated herein by reference to Exhibit 10.3 of the Quarterly Report on Form 10-Q filed May 9, 2016)&#8224;</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994417000047/exhibit10-7.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.37    Executive Employment Agreement, dated March 23, 2015, between the Registrant and Donald H. McCree III and subsequent addendum dated August 2, 2017 (incorporated herein by reference to Exhibit 10.7 of the Quarterly Report on Form 10-Q, filed August 3, 2017)&#8224;</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994417000047/exhibit10-5.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.38    Offer Letter, dated May 23, 2008, as amended on August 6, 2014, between the Registrant and Brad Conner and subsequent addendums dated August 6, 2014 and August 2, 2017 (incorporated herein by reference to Exhibit 10.5 of the  Quarterly Report on Form 10-Q, filed August 3, 2017)&#8224;</span></a></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994419000024/exhibit10_41.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.39    Executive Employment Agreement, dated September 6, 2014, between the Registrant and Malcolm Griggs and subsequent addendum dated August 14, 2017 (incorporated herein by reference to Exhibit 10.41 of the Annual Report on Form 10-K, filed February 24, 2019)&#8224; </span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000075994417000047/exhibit10-8.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.40    Executive Employment Agreement, dated December 13, 2016, between the Registrant and John F. Woods and subsequent addendum dated August 2, 2017 (incorporated herein by reference to Exhibit 10.8 of the  Quarterly Report on Form 10-Q, filed August 3, 2017)&#8224;</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="http://www.sec.gov/Archives/edgar/data/759944/000119312514334394/d723158dex1037.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">10.41    Supplemental Retirement Agreement, dated October 31, 1995, as amended, between Charter One Financial, Inc. and, Charles J. Koch (incorporated herein by reference to Exhibit 10.37 of Amendment No. 3 to Registration Statement on Form S-1, filed September 8, 2014)&#8224;</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="cfgsubsidiaries-2019.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">21.1     Subsidiaries of Registrant*</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="a231consentletter-2019.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">23.1     Consent of Independent Registered Public Accounting Firm*</span></a></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="font-family:Trebuchet,sans-serif;font-size:10pt;" href="#s64BB1410F62856E999745E544A5C179F"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">24.1     Power of Attorney (contained herein on signature pages)</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="a311certexhibitceo302-.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">31.1     Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002*</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="a312certexhibitcfo302-.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">31.2     Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002*</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="a321certexhibitceo906-.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">32.1     Certification of Chief Executive Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002*</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;font-family:Trebuchet,sans-serif;-sec-extract:exhibit;" href="a322certexhibitcfo906-.htm"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">32.2     Certification of Chief Financial Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002*</span></a></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">101</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following materials from the Registrant's Annual Report on Form 10-K for the fiscal year ended December&#160;31, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, formatted in XBRL: (i) the Consolidated Balance Sheets, (ii) the Consolidated Statements of Operations, (iii) the Consolidated Statements of Comprehensive Income, (iv) the Consolidated Statements of Changes in Stockholders&#8217; Equity, (v) the Consolidated Statements of Cash Flows and (vi) the Notes to Consolidated Financial Statements*</span></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">104 </span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Cover page interactive data file in inline XBRL format, included in Exhibit 101 to this report*</span></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8224; Indicates management contract or compensatory plan or arrangement.</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">* Filed herewith.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><a id="s73A340CDDABE58C5820633F836A0698C"></a></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">ITEM 16. FORM 10-K SUMMARY</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Not applicable.</span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">165</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div><a id="s64BB1410F62856E999745E544A5C179F"></a></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">SIGNATURES</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Pursuant to the requirements of the Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized on February 24, 2020.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;padding-left:288px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:57.89473684210527%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td style="width:8%;"></td><td style="width:92%;"></td></tr><tr><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:32px;padding-right:2px;"><div style="padding-bottom:32px;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">CITIZENS FINANCIAL GROUP, INC.</span></div></td></tr><tr><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:32px;padding-right:2px;"><div style="padding-bottom:32px;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">(Registrant)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">By:</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">/s/ Bruce Van Saun</span></div><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Name:   Bruce Van Saun</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:54px;text-indent:-54px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Title:     Chairman of the Board and Chief Executive Officer</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:42px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">(Principal Executive Officer)</span></div><div style="text-align:left;padding-left:42px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr></table></div></div><div style="line-height:120%;padding-left:288px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">166</span></div></td></tr></table></div></div></div><hr style="page-break-after:always"></hr><div><br/></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">SIGNATURES</span></div><div style="line-height:120%;padding-bottom:4px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">KNOW ALL PERSONS BY THESE PRESENTS, that each of the undersigned, being a director or officer of Citizens Financial Group, Inc., a Delaware corporation (the "Company"), hereby constitutes and appoints Bruce Van Saun, John F. Woods, Stephen T. Gannon, and C. Jack Read, and each of them, his or her true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for him or her and in his or her name, place and stead in any and all capacities, to sign one or more Annual Reports for the Company's fiscal year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> on Form 10-K under the Securities Exchange Act of 1934, as amended, or such other form as any such attorney-in-fact may deem necessary or desirable, any amendments thereto, and all additional amendments thereto, each in such form as they or any one of them may approve, and to file the same with all exhibits thereto and other documents in connection therewith with the Securities and Exchange Commission, granting unto said attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done so that such Annual Report shall comply with the Securities Exchange Act of 1934, as amended, and the applicable Rules and Regulations adopted or issued pursuant thereto, as fully and to all intents and purposes as he or she might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them or their substitute or resubstitute, may lawfully do or cause to be done by virtue hereof.</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, this Report has been signed below by the following persons on behalf of the Registrant and in the capacities and on the date indicated.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6"></td></tr><tr><td style="width:22%;"></td><td style="width:2%;"></td><td style="width:1%;"></td><td style="width:57%;"></td><td style="width:1%;"></td><td style="width:17%;"></td></tr><tr><td colspan="2" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Signature</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Title</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-weight:bold;">Date</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">/s/ Bruce Van Saun</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Bruce Van Saun</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Chairman of the Board and Chief Executive Officer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">February  24, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(Principal Executive Officer and Director)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">/s/ John F. Woods</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">John F. Woods</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Vice Chairman and Chief Financial Officer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">February  24, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(Principal Financial Officer)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">/s/ C. Jack Read</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">C. Jack Read</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Executive Vice President, Chief Accounting Officer and Controller</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">February  24, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(Principal Accounting Officer)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">/s/ Mark Casady</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Mark Casady</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Director</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">February  24, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">/s/ Christine M. Cumming</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Christine M. Cumming</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Director</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">February  24, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">/s/ William P. Hankowsky</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">William P. Hankowsky</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Director</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">February  24, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">/s/ Howard W. Hanna, III</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Howard W. Hanna, III</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Director</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">February  24, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">/s/ Leo I. Higdon, Jr.</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Leo I. Higdon, Jr.</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Director</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">February  24, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">/s/ Edward J. Kelley III</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Edward J. Kelly III</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Director</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">February  24, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">/s/ Charles J. Koch</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Charles J. Koch</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Director</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">February  24, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">/s/ Terrance J. Lillis</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Terrance J. Lillis</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Director</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">February  24, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">/s/ Shivan S. Subramaniam</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Shivan S. Subramaniam</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Director</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">February  24, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">/s/ Wendy A. Watson</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Wendy A. Watson</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Director</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">February  24, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:5px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">/s/ Marita Zuraitis</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Marita Zuraitis</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Director</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">February  24, 2020</span></div></td></tr></table></div></div><div><br/></div><div style="text-align:center;"><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens Financial Group, Inc. | </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">167</span></div></td></tr></table></div></div></div>	</div></body>
</html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.7
<SEQUENCE>2
<FILENAME>a47agreementandrightso.htm
<DESCRIPTION>EXHIBIT 4.7
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2020 Workiva -->
		<title>Exhibit</title>
	</head>
	<body><div style="font-family:Times New Roman;font-size:10pt;">
<div><a name="sE9C1E03C77FF5CF3A987BDD48D13A503"></a></div><div><div style="line-height:103%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:103%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:103%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:103%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">EXHIBIT 4.7</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:103%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:103%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="2"></td></tr><tr><td style="width:50%;"></td><td style="width:50%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">David Lindenauer </font></div><div style="font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Executive Vice President and Treasurer</font></div><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Citizens Financial Group, Inc.</font></div><div style="font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1 Citizens Plaza</font></div><div style="font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Providence, Rhode Island 02903</font></div></td></tr></table></div></div><div style="line-height:103%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Securities and Exchange Commission</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">100 F Street, NE</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Washington, DC 20549</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">February 24, 2020</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="2"></td></tr><tr><td style="width:9%;"></td><td style="width:91%;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Subject:</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Citizens Financial Group, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2019&#160;&#8211;&#160;File&#160;No. 001-36636</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Dear Sirs:</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Neither Citizens Financial Group, Inc. (the &#8220;Company&#8221;) nor any of its consolidated subsidiaries has outstanding any instrument with respect to its long-term debt, other than those filed as an exhibit to the Company&#8217;s Annual Report on Form 10-K for the fiscal year ended December 31, 2019, under which the total amount of securities authorized exceeds 10% of the total assets of the registrant and its subsidiaries on a consolidated basis. In accordance with paragraph (b)(4)(iii) of Item 601 of Regulation S-K (17 CFR Sec. 229.601), the Company hereby agrees to furnish to the Securities and Exchange Commission, upon request, a copy of each instrument that defines the rights of holders of such long term debt not filed or incorporated by reference as an exhibit to the Company&#8217;s Annual Report on Form 10-K for the fiscal year ended December 31, 2019.</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Very truly yours,</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">CITIZENS FINANCIAL GROUP, INC.</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:103%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="2"></td></tr><tr><td style="width:30%;"></td><td style="width:70%;"></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ David Lindenauer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">David Lindenauer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Executive Vice President and Treasurer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:138%;padding-bottom:13px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div><br></div>	</div></body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.26
<SEQUENCE>3
<FILENAME>exhibit1026.htm
<DESCRIPTION>EXHIBIT 10.26
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2020 Workiva -->
		<title>Exhibit</title>
	</head>
	<body><div style="font-family:Times New Roman;font-size:10pt;">
<div><a name="sA6DBA52D6F9E138209031AF1AC6A0068"></a></div><div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">EXHIBIT 10.26</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:138%;padding-top:5px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">March 2019 Amendment</font></div><div style="line-height:138%;padding-top:2px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">CFG Voluntary Executive Deferred Compensation Plan First Amendment</font></div><div style="line-height:140%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:138%;padding-bottom:13px;text-align:left;padding-left:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Effective March 1, 2019, Schedule I to the CFG Voluntary Executive Deferred Compensation Plan Amended and Restated September 1, 2014 (the &#8220;Plan&#8221;), is hereby amended to read as follows:</font></div><div style="line-height:138%;padding-bottom:13px;padding-top:2px;text-align:left;padding-left:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:138%;padding-bottom:13px;padding-top:2px;text-align:center;padding-left:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">SCHEDULE I</font></div><div style="line-height:138%;padding-bottom:13px;padding-top:2px;text-align:center;padding-left:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:138%;padding-bottom:13px;padding-top:2px;text-align:center;padding-left:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">EMPLOYERS EFFECTIVE MARCH 1, 2019</font></div><div style="line-height:100%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:138%;padding-bottom:13px;text-align:left;padding-left:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following list represents the Participating Employers, based on the nomenclature and corporate organization of each such employer as of the respective dates each such employer became a Participating Employer.</font></div><div style="line-height:147%;text-align:left;padding-left:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens Bank of Pennsylvania</font></div><div style="line-height:147%;text-align:left;padding-left:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens Bank, NA</font></div><div style="line-height:147%;text-align:left;padding-left:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens Asset Finance, lnc.</font></div><div style="line-height:147%;text-align:left;padding-left:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">CCO Investment Services, Corp.</font></div><div style="line-height:147%;text-align:left;padding-left:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens Financial Group, Inc.</font></div><div style="line-height:147%;text-align:left;padding-left:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">CSB Investment Corporation</font></div><div style="line-height:147%;text-align:left;padding-left:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Franklin American Mortgage Company</font></div><div style="line-height:147%;text-align:left;padding-left:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Clarfeld Financial Advisors, LLC</font></div><div style="line-height:147%;text-align:left;padding-left:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Bowstring Advisors</font></div><div style="line-height:147%;padding-top:6px;text-align:left;padding-left:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:147%;padding-bottom:13px;padding-top:6px;text-align:left;padding-left:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:138%;padding-bottom:13px;text-align:left;padding-left:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Except as amended herein, the Plan is confirmed in all other respects.</font></div><div style="line-height:138%;padding-bottom:13px;text-align:left;padding-left:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Executed this 4th day of March 2019 by and on behalf of Citizens Financial Group, Inc. by its duly authorized officer. </font></div><div style="line-height:138%;padding-bottom:13px;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:138%;padding-bottom:13px;text-align:center;padding-left:6px;text-indent:288px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:39.95726495726496%;border-collapse:collapse;text-align:left;"><tr><td colspan="1"></td></tr><tr><td style="width:100%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens Financial Group, Inc.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:33px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">By: /s/ Sal J. Di Liberti</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Sal J. Di Liberti, Head of Benefits</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Date: March 4, 2019</font></div></td></tr></table></div></div><div style="line-height:138%;padding-bottom:13px;text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div><br></div><div></div>	</div></body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.27
<SEQUENCE>4
<FILENAME>exhibit1027.htm
<DESCRIPTION>EXHIBIT 10.27
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2020 Workiva -->
		<title>Exhibit</title>
	</head>
	<body><div style="font-family:Times New Roman;font-size:10pt;">
<div><a name="s75B3757B94655E1030951AF296E44D77"></a></div><div><div style="line-height:120%;text-align:right;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;">EXHIBIT 10.27</font></div></div><div><br></div><div style="line-height:120%;padding-top:5px;text-align:center;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;font-weight:bold;text-decoration:underline;">December 2019 Amendment</font></div><div style="line-height:100%;text-align:left;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;font-weight:bold;">CFG Voluntary Executive Deferred Compensation Plan Second Amendment</font></div><div style="line-height:100%;text-align:left;font-size:9.5pt;"><font style="font-family:inherit;font-size:9.5pt;"><br></font></div><div style="line-height:100%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:135%;text-align:left;padding-left:8px;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;">Effective for Plan Years beginning on and after January 1, 2020, the CFG Voluntary Executive Deferred Compensation Plan Amended and Restated September 1, 2014 (the "Plan"), is hereby amended to reflect that commission pay shall be an added deferral source for certain eligible Employees.</font></div><div style="line-height:100%;text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:8px;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:8px;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;font-weight:bold;text-decoration:underline;">Definition of Eligible Compensation</font></div><div style="line-height:100%;text-align:left;font-size:9.5pt;"><font style="font-family:inherit;font-size:9.5pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:8px;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;">Subsection 2.11 of the Plan is hereby amended in its entirety as follows:</font></div><div style="line-height:100%;text-align:left;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;"><br></font></div><div style="line-height:135%;text-align:left;padding-left:8px;text-indent:48px;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;">"Eligible Compensation" means the amount of a Participant's Total Compensation that is attributable to base salary, annual bonuses and commission pay, if applicable. For avoidance of doubt (i) "annual bonuses" eligible for deferral include only unrestricted cash bonuses; and (ii) "commission pay" eligible for deferral includes only commissions earned and paid after January 1, 2020 from the Home Mortgage Compensation Plans and CSI Sales Compensation Plan.</font></div><div style="line-height:100%;text-align:left;font-size:7.5pt;"><font style="font-family:inherit;font-size:7.5pt;"><br></font></div><div style="line-height:100%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:100%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:8px;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;font-weight:bold;text-decoration:underline;">Commission Pay Deferral Commitment</font></div><div style="line-height:100%;text-align:left;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;"><br></font></div><div style="line-height:137%;text-align:left;padding-left:8px;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;">Subsection 3.2 of the Plan is hereby amended by the addition of the following new subsection (c) at the end thereof:</font></div><div style="line-height:100%;text-align:left;font-size:7.5pt;"><font style="font-family:inherit;font-size:7.5pt;"><br></font></div><div style="line-height:135%;text-align:left;padding-left:8px;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;">(c)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:9.5pt;text-decoration:underline;">Commission Pay Deferral Commitment</font><font style="font-family:Arial;font-size:9.5pt;">.  A Participant may elect to defer from 1 percent to 80 percent of his or her commission pay to be paid by the Employer.  The Deferral Commitment for commission pay shall be delivered to the Plan record keeper prior to the beginning of the Plan Year and shall apply only to commissions payable for services to be performed in the next succeeding Plan Year.</font></div><div style="line-height:100%;text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;"><br></font></div><div style="line-height:100%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:100%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:8px;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;font-weight:bold;text-decoration:underline;">Deferral Commitment by a Newly Eligible Participant</font></div><div style="line-height:100%;text-align:left;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:8px;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;">Subsection 3.3 of the Plan is hereby amended in its entirety as follows:</font></div><div style="line-height:100%;text-align:left;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;"><br></font></div><div style="line-height:136%;text-align:left;padding-left:8px;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;">The initial Deferral Commitment of a Newly Eligible Participant shall be made by the Participant and delivered to the Committee not later than 30 days after the Employee is advised by the Plan record keeper that he or she is eligible to participant in the Plan (i.e. after his or her first day of eligibility); provided that the Deferral Commitment for this first Plan Year shall apply only to the base salary paid or commission pay paid for services to be performed subsequent to the election.</font></div><div style="line-height:100%;text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;"><br></font></div><div style="line-height:100%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:9px;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;">Except as amended herein, the Plan is confirmed in all other respects.</font></div><div style="line-height:120%;text-align:left;padding-left:9px;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:9px;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;"><br></font></div><div style="line-height:100%;text-align:left;font-size:6.5pt;"><font style="font-family:inherit;font-size:6.5pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:9px;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;color:#161616;">Executed this 9</font><font style="font-family:Arial;font-size:9.5pt;color:#161616;"><sup style="vertical-align:top;line-height:120%;font-size:pt">th</sup></font><font style="font-family:Arial;font-size:9.5pt;color:#161616;">&#32;day of December, 2019 by and on behalf of Citizens Financial Group, Inc</font><font style="font-family:Arial;font-size:9.5pt;color:#444444;">. </font><font style="font-family:Arial;font-size:9.5pt;color:#161616;">by its duly authorized officer.</font></div><div style="line-height:100%;text-align:left;font-size:9.5pt;"><font style="font-family:inherit;font-size:9.5pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:336px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:191px;border-collapse:collapse;text-align:left;"><tr><td colspan="1"></td></tr><tr><td style="width:190px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Citizens Financial Group, Inc.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">By: /s/ Sal J. Di Liberti</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Name: Sal J. Di Liberti, SVP</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Date: 12/9/19</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;padding-left:341px;font-size:9.5pt;"><font style="font-family:Arial;font-size:9.5pt;"><br></font></div><div style="line-height:100%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div></div>	</div></body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-21.1
<SEQUENCE>5
<FILENAME>cfgsubsidiaries-2019.htm
<DESCRIPTION>EXHIBIT 21.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2020 Workiva -->
		<title>Exhibit</title>
	</head>
	<body><div style="font-family:Times New Roman;font-size:10pt;">
<div><a name="sF837C97BEC2B5C81BDD7B0102610FFC8"></a></div><div><div style="line-height:120%;text-align:right;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">EXHIBIT  21.1</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">CITIZENS FINANCIAL GROUP, INC.</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">SUBSIDIARIES</font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.35897435897436%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td style="width:57%;"></td><td style="width:43%;"></td></tr><tr><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px solid #999999;"><div style="text-align:center;padding-left:4px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Name of Subsidiary</font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px solid #999999;"><div style="text-align:center;padding-left:4px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Jurisdiction of Organization</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1215 Financial Center Associates, Ltd.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">OH</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5801 Southfield Service Drive Corp.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">DE</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">CFG Service Corp.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">DE</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens Asset Finance, Inc.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">NY</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens Bank, National Association</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">United States</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens Capital Markets, Inc.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">MA</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens Charitable Foundation</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">RI</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens Funding Corp.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">NH</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens Insurance Holdings, Inc.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">RI</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens One Community Development Corporation</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">NY</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens One NMTC CDE Corp.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">DE</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens One NMTC CDE, LLC I</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">DE</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens One NMTC CDE, LLC II</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">DE</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens One NMTC CDE, LLC III</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">DE</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens One NMTC CDE, LLC IV</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">DE</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens One NMTC CDE, LLC V</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">DE</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens RI Investment Corp. IV</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">RI</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens Securities, Inc.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">RI</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Citizens Ventures, Incorporated</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">MA</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Clarfeld Financial Advisors, LLC</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">DE</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Connecticut Realty Investors, Inc.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">CT</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Court Street Holding, Inc.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">MA</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">CSB Investment Corp.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">RI</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Estate Preservation Services, LLC</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">NY</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">ICX Corporation</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">OH</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Lexington Savings Corp.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">MA</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Mass Investment Corp.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">RI</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Minuteman Investments Corporation</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">MA</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Montgomery Service Corporation</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">PA</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">New England Acceptance Corporation</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">NH</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">PA Investment Corp. I</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">RI</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">PA Investment Corp. II</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">RI</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">PA Investment Corp. V</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">DE</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">RBS Citizens Insurance Agency, Inc.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">OH</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">RI Realty Trust, Inc.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">MA</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Servco, Inc.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">OH</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Thistle Group Holding Co.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">PA</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">West Register Citizens Corp.</font></div></td><td style="vertical-align:middle;border-bottom:1px dotted #808080;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">DE</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Windsor Realty Corp.</font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #999999;border-right:1px solid #999999;border-top:1px dotted #808080;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">DE</font></div></td></tr></table></div></div><div style="line-height:144%;padding-top:4px;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div><br></div><div><div style="line-height:144%;text-align:left;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;"><br></font></div></div>	</div></body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>6
<FILENAME>a231consentletter-2019.htm
<DESCRIPTION>EXHIBIT 23.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2020 Workiva -->
		<title>Exhibit</title>
	</head>
	<body><div style="font-family:Times New Roman;font-size:10pt;">
<div><a name="sFD0A0FA54C4E52FE951EF2ACF0CC442E"></a></div><div><div style="line-height:120%;text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">EXHIBIT 23.1</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-indent:432px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM </font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">We consent to the incorporation by reference in Registration Statement No. 333-227792 on Form S-3 and Registration Statement No. 333-198966 on Form S-8 of our reports dated February 24, 2020, relating to the consolidated financial statements of Citizens Financial Group, Inc. and its subsidiaries and the effectiveness of Citizens Financial Group, Inc. and its subsidiaries&#8217; internal control over financial reporting, appearing in this Annual Report on Form 10-K of Citizens Financial Group, Inc. for the year ended December 31, 2019.</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">/s/ Deloitte &amp; Touche LLP</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Boston, Massachusetts </font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">February 24, 2020</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div><br></div>	</div></body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>7
<FILENAME>a311certexhibitceo302-.htm
<DESCRIPTION>EXHIBIT 31.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2020 Workiva -->
		<title>Exhibit</title>
	</head>
	<body><div style="font-family:Times New Roman;font-size:10pt;">
<div><a name="s0C136B5809E055AD9353D401B310027C"></a></div><div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;">EXHIBIT 31.1</font></div></div><div><br></div><div style="line-height:120%;padding-bottom:13px;text-align:center;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CERTIFICATION PURSUANT TO </font></div><div style="line-height:120%;padding-bottom:13px;text-align:center;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002</font></div><div style="line-height:138%;padding-bottom:13px;text-align:center;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;">_________________________________________________________________________________________</font></div><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">I, Bruce Van Saun, certify that: </font></div><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:24px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">1.</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">I have reviewed this Annual Report on Form 10-K of Citizens Financial Group, Inc.; </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:24px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">2. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:24px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">3. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:24px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">4. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">The registrant&#8217;s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:48px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">a. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:72px;text-indent:-24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:48px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">b. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:72px;text-indent:-24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:48px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">c. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Evaluated the effectiveness of the registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:72px;text-indent:-24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:48px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">d. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Disclosed in this report any change in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting; and </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:72px;text-indent:-24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:24px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">5. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">The registrant&#8217;s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#8217;s auditors and the audit committee of the registrant&#8217;s board of directors (or persons performing the equivalent functions): </font></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:48px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">a. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#8217;s ability to record, process, summarize and report financial information; and </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:72px;text-indent:-24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:48px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">b. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#8217;s internal controls over financial reporting. </font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Date: February 24, 2020&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">&#32;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:center;padding-left:336px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:39.95726495726496%;border-collapse:collapse;text-align:left;"><tr><td colspan="1"></td></tr><tr><td style="width:100%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">/s/ Bruce Van Saun</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Bruce Van Saun</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Chief Executive Officer </font></div></td></tr></table></div></div><div><br></div><div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div></div>	</div></body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>8
<FILENAME>a312certexhibitcfo302-.htm
<DESCRIPTION>EXHIBIT 31.2
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2020 Workiva -->
		<title>Exhibit</title>
	</head>
	<body><div style="font-family:Times New Roman;font-size:10pt;">
<div><a name="sA3C1F1448CF75CCC9D20B55DB45ADD4E"></a></div><div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;">EXHIBIT 31.2</font></div></div><div><br></div><div style="line-height:120%;padding-bottom:13px;text-align:center;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CERTIFICATION PURSUANT TO </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002</font></div><div style="line-height:138%;padding-bottom:13px;text-align:center;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;">_________________________________________________________________________________________</font></div><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">I, John F. Woods, certify that: </font></div><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:24px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">1.</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">I have reviewed this Annual Report on Form 10-K of Citizens Financial Group, Inc.; </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:24px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">2. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:24px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">3. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:24px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">4. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">The registrant&#8217;s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:48px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">a. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:72px;text-indent:-24px;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:48px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">b.</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:72px;text-indent:-24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:48px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">c. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Evaluated the effectiveness of the registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:72px;text-indent:-24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:48px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">d. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Disclosed in this report any change in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting; and </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:72px;text-indent:-24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:24px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">5. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">The registrant&#8217;s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#8217;s auditors and the audit committee of the registrant&#8217;s board of directors (or persons performing the equivalent functions): </font></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:48px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">a. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#8217;s ability to record, process, summarize and report financial information; and </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:72px;text-indent:-24px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:72px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:48px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">b. </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#8217;s internal controls over financial reporting. </font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Date: February 24, 2020&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:left;text-indent:384px;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="line-height:138%;text-align:center;padding-left:336px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:41.452991452991455%;border-collapse:collapse;text-align:left;"><tr><td colspan="1"></td></tr><tr><td style="width:100%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">/s/ John F. Woods</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">John F. Woods</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Chief Financial Officer </font></div></td></tr></table></div></div><div><br></div>	</div></body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>9
<FILENAME>a321certexhibitceo906-.htm
<DESCRIPTION>EXHIBIT 32.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2020 Workiva -->
		<title>Exhibit</title>
	</head>
	<body><div style="font-family:Times New Roman;font-size:10pt;">
<div><a name="sF4F21A8989D85ECA9ADE339E314F8311"></a></div><div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;">EXHIBIT 32.1</font></div></div><div><br></div><div style="line-height:120%;padding-bottom:13px;text-align:center;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, </font></div><div style="line-height:120%;padding-bottom:13px;text-align:center;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">AS ADOPTED PURSUANT TO SECTION 906</font></div><div style="line-height:120%;padding-bottom:13px;text-align:center;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">OF THE SARBANES-OXLEY ACT OF 2002</font></div><div style="line-height:138%;padding-bottom:13px;text-align:center;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;">_________________________________________________________________________________________</font></div><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, the undersigned Chief Executive Officer of Citizens Financial Group, Inc. (the "Company"), does hereby certify that: </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:24px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">1.</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">The Annual Report on Form 10-K of the Company for the year ended December 31, 2019 (the &#8220;Form 10-K&#8221;) fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#160;&#160;&#160;&#160;</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:24px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">2.</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">The information contained in the Form 10-K fairly presents, in all material respects, the financial condition and results of operations of the Company. </font></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Dated: February 24, 2020</font></div><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:384px;text-indent:48px;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><div style="line-height:138%;padding-bottom:13px;text-align:center;padding-left:384px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:37.17948717948718%;border-collapse:collapse;text-align:left;"><tr><td colspan="1"></td></tr><tr><td style="width:100%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">/s/ Bruce Van Saun</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Bruce Van Saun</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Chief Executive Officer </font></div></td></tr></table></div></div><div style="line-height:138%;padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><div style="line-height:138%;padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><div style="line-height:138%;padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">A signed original of this written statement required by Section 906 has been provided to the Company and will be retained by the Company and furnished to the Securities and Exchange Commission or its staff on request.</font></div><div><br></div>	</div></body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.2
<SEQUENCE>10
<FILENAME>a322certexhibitcfo906-.htm
<DESCRIPTION>EXHIBIT 32.2
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2020 Workiva -->
		<title>Exhibit</title>
	</head>
	<body><div style="font-family:Times New Roman;font-size:10pt;">
<div><a name="s3F9324C576F15BA9969A6AB1EF529FC5"></a></div><div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;">EXHIBIT 32.2</font></div></div><div><br></div><div style="line-height:120%;padding-bottom:13px;text-align:center;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, </font></div><div style="line-height:120%;padding-bottom:13px;text-align:center;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">AS ADOPTED PURSUANT TO SECTION 906</font></div><div style="line-height:120%;padding-bottom:13px;text-align:center;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">OF THE SARBANES-OXLEY ACT OF 2002</font></div><div style="line-height:138%;padding-bottom:13px;text-align:center;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;">_________________________________________________________________________________________</font></div><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, the undersigned Chief Financial Officer of Citizens Financial Group, Inc. (the "Company"), does hereby certify that: </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:24px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">1.</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">The Annual Report on Form 10-K of the Company for the year ended December 31, 2019 (the &#8220;Form 10-K&#8221;) fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#160;&#160;&#160;&#160;</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:24px;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">2.</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">The information contained in the Form 10-K fairly presents, in all material respects, the financial condition and results of operations of the Company. </font></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;text-indent:-24px;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Dated: February 24, 2020</font></div><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:384px;text-indent:48px;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><div style="line-height:138%;padding-bottom:13px;text-align:center;padding-left:336px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:37.39316239316239%;border-collapse:collapse;text-align:left;"><tr><td colspan="1"></td></tr><tr><td style="width:100%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">/s/ John F. Woods</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">John F. Woods</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">Chief Financial Officer </font></div></td></tr></table></div></div><div style="line-height:138%;padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><div style="line-height:138%;padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><div style="line-height:138%;padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;"><br></font></div><div style="line-height:138%;padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:Trebuchet,sans-serif;font-size:9pt;">A signed original of this written statement required by Section 906 has been provided to the Company and will be retained by the Company and furnished to the Securities and Exchange Commission or its staff on request.</font></div><div><br></div><div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div></div>	</div></body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>11
<FILENAME>cfg-20191231.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!-- -->
<xsd:schema attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.citizensbank.com/20191231" xmlns:cfg="http://www.citizensbank.com/20191231" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
  <xsd:import namespace="http://fasb.org/srt-types/2019-01-31" schemaLocation="http://xbrl.fasb.org/srt/2019/elts/srt-types-2019-01-31.xsd" />
  <xsd:import namespace="http://fasb.org/srt/2019-01-31" schemaLocation="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd" />
  <xsd:import namespace="http://fasb.org/us-gaap/2019-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd" />
  <xsd:import namespace="http://fasb.org/us-roles/2019-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2019/elts/us-roles-2019-01-31.xsd" />
  <xsd:import namespace="http://fasb.org/us-types/2019-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2019/elts/us-types-2019-01-31.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" />
  <xsd:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/country/2017-01-31" schemaLocation="https://xbrl.sec.gov/country/2017/country-2017-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/currency/2019-01-31" schemaLocation="https://xbrl.sec.gov/currency/2019/currency-2019-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/dei/2019-01-31" schemaLocation="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/exch/2019-01-31" schemaLocation="https://xbrl.sec.gov/exch/2019/exch-2019-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/invest/2013-01-31" schemaLocation="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/naics/2017-01-31" schemaLocation="http://xbrl.sec.gov/naics/2017/naics-2017-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/sic/2011-01-31" schemaLocation="http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/stpr/2018-01-31" schemaLocation="https://xbrl.sec.gov/stpr/2018/stpr-2018-01-31.xsd" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="cfg-20191231_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="cfg-20191231_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="cfg-20191231_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="cfg-20191231_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple" />
      <link:roleType id="AccumulatedOtherComprehensiveIncomeLoss" roleURI="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLoss">
        <link:definition>2115100 - Disclosure - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails" roleURI="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails">
        <link:definition>2415402 - Disclosure - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) - Schedule of Accumulated Other Comprehensive (Loss) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AccumulatedOtherComprehensiveIncomeLossTables" roleURI="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossTables">
        <link:definition>2315301 - Disclosure - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRisk" roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRisk">
        <link:definition>2105100 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails" roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails">
        <link:definition>2405410 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Accruing and Nonaccruing Past Due Amounts (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails" roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails">
        <link:definition>2405412 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Additional Impaired Loan Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails" roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails">
        <link:definition>2405411 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Impaired Loans by Class (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails" roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails">
        <link:definition>2405415 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Loans with Indicators of High Credit Risk (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails" roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails">
        <link:definition>2405402 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails" roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails">
        <link:definition>2405408 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Nonperforming Loans and Leases by Class (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails" roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails">
        <link:definition>2405409 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Performance Indicators for Nonperforming Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails" roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails">
        <link:definition>2405406 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Recorded Investment in Commercial Loans and Leases by Regulatory Classification Ratings (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails" roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails">
        <link:definition>2405404 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Recorded Investment in Loan and Leases (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails" roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails">
        <link:definition>2405407 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Recorded Investment in Retail Loans by Delinquency Status (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails" roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails">
        <link:definition>2405405 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Summary of Allowance for Credit Losses by Evaluation Method (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails" roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails">
        <link:definition>2405403 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Summary of Changes in Allowance for Credit Losses (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables" roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables">
        <link:definition>2305301 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails" roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails">
        <link:definition>2405413 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - TDRs and Unfunded Commitments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails" roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails">
        <link:definition>2405414 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Troubled Debt Restructuring (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BasisOfPresentation" roleURI="http://www.citizensbank.com/role/BasisOfPresentation">
        <link:definition>2101100 - Disclosure - BASIS OF PRESENTATION</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BasisOfPresentationNarrativeDetails" roleURI="http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails">
        <link:definition>2401403 - Disclosure - BASIS OF PRESENTATION - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BasisOfPresentationPolicies" roleURI="http://www.citizensbank.com/role/BasisOfPresentationPolicies">
        <link:definition>2201201 - Disclosure - BASIS OF PRESENTATION (Policies)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BasisOfPresentationTables" roleURI="http://www.citizensbank.com/role/BasisOfPresentationTables">
        <link:definition>2301302 - Disclosure - BASIS OF PRESENTATION (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowedFunds" roleURI="http://www.citizensbank.com/role/BorrowedFunds">
        <link:definition>2112100 - Disclosure - BORROWED FUNDS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowedFundsLongTermDebtDetails" roleURI="http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails">
        <link:definition>2412405 - Disclosure - BORROWED FUNDS - Long Term Debt (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails" roleURI="http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails">
        <link:definition>2412406 - Disclosure - BORROWED FUNDS - Maturities of Long-term Borrowed Funds (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowedFundsNarrativeDetails" roleURI="http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails">
        <link:definition>2412402 - Disclosure - BORROWED FUNDS - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowedFundsShortTermBorrowedDebtKeyDataDetails" roleURI="http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails">
        <link:definition>2412404 - Disclosure - BORROWED FUNDS - Short Term Borrowed Debt Key Data (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowedFundsShortTermDebtDetails" roleURI="http://www.citizensbank.com/role/BorrowedFundsShortTermDebtDetails">
        <link:definition>2412403 - Disclosure - BORROWED FUNDS - Short Term Debt (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowedFundsTables" roleURI="http://www.citizensbank.com/role/BorrowedFundsTables">
        <link:definition>2312301 - Disclosure - BORROWED FUNDS (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BusinessOperatingSegments" roleURI="http://www.citizensbank.com/role/BusinessOperatingSegments">
        <link:definition>2126100 - Disclosure - BUSINESS OPERATING SEGMENTS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BusinessOperatingSegmentsNarrativeDetails" roleURI="http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails">
        <link:definition>2426402 - Disclosure - BUSINESS OPERATING SEGMENTS - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails" roleURI="http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails">
        <link:definition>2426403 - Disclosure - BUSINESS OPERATING SEGMENTS - Schedule of Business Operating Segments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BusinessOperatingSegmentsTables" roleURI="http://www.citizensbank.com/role/BusinessOperatingSegmentsTables">
        <link:definition>2326301 - Disclosure - BUSINESS OPERATING SEGMENTS (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CashAndDueFromBanks" roleURI="http://www.citizensbank.com/role/CashAndDueFromBanks">
        <link:definition>2102100 - Disclosure - CASH AND DUE FROM BANKS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CashAndDueFromBanksDetails" roleURI="http://www.citizensbank.com/role/CashAndDueFromBanksDetails">
        <link:definition>2402401 - Disclosure - CASH AND DUE FROM BANKS (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsAndContingencies" roleURI="http://www.citizensbank.com/role/CommitmentsAndContingencies">
        <link:definition>2118100 - Disclosure - COMMITMENTS AND CONTINGENCIES</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsAndContingenciesNarrativeDetails" roleURI="http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails">
        <link:definition>2418402 - Disclosure - COMMITMENTS AND CONTINGENCIES - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails" roleURI="http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails">
        <link:definition>2418403 - Disclosure - COMMITMENTS AND CONTINGENCIES - Schedule of Outstanding Off-balance sheet Arrangements (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsAndContingenciesTables" roleURI="http://www.citizensbank.com/role/CommitmentsAndContingenciesTables">
        <link:definition>2318301 - Disclosure - COMMITMENTS AND CONTINGENCIES (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedBalanceSheets" roleURI="http://www.citizensbank.com/role/ConsolidatedBalanceSheets">
        <link:definition>1001000 - Statement - CONSOLIDATED BALANCE SHEETS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedBalanceSheetsParenthetical" roleURI="http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical">
        <link:definition>1001001 - Statement - CONSOLIDATED BALANCE SHEETS (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfCashFlows" roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows">
        <link:definition>1005000 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfChangesInStockholdersEquity" roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity">
        <link:definition>1004000 - Statement - CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfComprehensiveIncome" roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome">
        <link:definition>1003000 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfComprehensiveIncomeParenthetical" roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical">
        <link:definition>1003001 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfOperations" roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations">
        <link:definition>1002000 - Statement - CONSOLIDATED STATEMENTS OF OPERATIONS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CoverPage" roleURI="http://www.citizensbank.com/role/CoverPage">
        <link:definition>0001000 - Document - Cover Page</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Deposits" roleURI="http://www.citizensbank.com/role/Deposits">
        <link:definition>2111100 - Disclosure - DEPOSITS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DepositsMajorComponentsOfDepositsDetails" roleURI="http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails">
        <link:definition>2411403 - Disclosure - DEPOSITS - Major Components of Deposits (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DepositsMaturitiesOfTermDepositsDetails" roleURI="http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails">
        <link:definition>2411404 - Disclosure - DEPOSITS - Maturities of Term Deposits (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DepositsMaturitiesOfTermDepositsGreaterThan100000Details" roleURI="http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details">
        <link:definition>2411405 - Disclosure - DEPOSITS - Maturities of Term Deposits Greater than $100,000 (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DepositsNarrativeDetails" roleURI="http://www.citizensbank.com/role/DepositsNarrativeDetails">
        <link:definition>2411402 - Disclosure - DEPOSITS - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DepositsTables" roleURI="http://www.citizensbank.com/role/DepositsTables">
        <link:definition>2311301 - Disclosure - DEPOSITS (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Derivatives" roleURI="http://www.citizensbank.com/role/Derivatives">
        <link:definition>2113100 - Disclosure - DERIVATIVES</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativesAmountsRecordedInBalanceSheetDetails" roleURI="http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails">
        <link:definition>2413405 - Disclosure - DERIVATIVES - Amounts Recorded in Balance Sheet (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails" roleURI="http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails">
        <link:definition>2413407 - Disclosure - DERIVATIVES - Effect of Customer Derivatives and Economic Hedges on Net Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails" roleURI="http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails">
        <link:definition>2413406 - Disclosure - DERIVATIVES - Effect of Derivative Instruments on Net Income and Stockholders' Equity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativesNarrativeDetails" roleURI="http://www.citizensbank.com/role/DerivativesNarrativeDetails">
        <link:definition>2413402 - Disclosure - DERIVATIVES - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativesScheduleOfDerivativeInstrumentsDetails" roleURI="http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails">
        <link:definition>2413403 - Disclosure - DERIVATIVES - Schedule of Derivative Instruments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativesScheduleOfFairValueHedgesDetails" roleURI="http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails">
        <link:definition>2413404 - Disclosure - DERIVATIVES - Schedule of Fair Value Hedges (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativesTables" roleURI="http://www.citizensbank.com/role/DerivativesTables">
        <link:definition>2313301 - Disclosure - DERIVATIVES (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EarningsPerShare" roleURI="http://www.citizensbank.com/role/EarningsPerShare">
        <link:definition>2124100 - Disclosure - EARNINGS PER SHARE</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EarningsPerShareDetails" roleURI="http://www.citizensbank.com/role/EarningsPerShareDetails">
        <link:definition>2424402 - Disclosure - EARNINGS PER SHARE (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EarningsPerShareTables" roleURI="http://www.citizensbank.com/role/EarningsPerShareTables">
        <link:definition>2324301 - Disclosure - EARNINGS PER SHARE (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EmployeeBenefits" roleURI="http://www.citizensbank.com/role/EmployeeBenefits">
        <link:definition>2114100 - Disclosure - EMPLOYEE BENEFITS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails" roleURI="http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails">
        <link:definition>2414403 - Disclosure - EMPLOYEE BENEFITS - Changes in the Fair Value of Pension Plan Assets, Projected Benefit Obligation, Funded Status, and Accumulated Benefit Obligation (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EmployeeBenefitsExpectedFutureBenefitPaymentsDetails" roleURI="http://www.citizensbank.com/role/EmployeeBenefitsExpectedFutureBenefitPaymentsDetails">
        <link:definition>2414406 - Disclosure - EMPLOYEE BENEFITS - Expected Future Benefit Payments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EmployeeBenefitsNarrativeDetails" roleURI="http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails">
        <link:definition>2414402 - Disclosure - EMPLOYEE BENEFITS - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EmployeeBenefitsPlanAmountsRecognizedInOciDetails" roleURI="http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails">
        <link:definition>2414404 - Disclosure - EMPLOYEE BENEFITS - Plan Amounts Recognized in OCI (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails" roleURI="http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails">
        <link:definition>2414405 - Disclosure - EMPLOYEE BENEFITS - Schedule of Net Periodic (Income) Cost (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EmployeeBenefitsTables" roleURI="http://www.citizensbank.com/role/EmployeeBenefitsTables">
        <link:definition>2314301 - Disclosure - EMPLOYEE BENEFITS (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurements" roleURI="http://www.citizensbank.com/role/FairValueMeasurements">
        <link:definition>2120100 - Disclosure - FAIR VALUE MEASUREMENTS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsNarrativeDetails" roleURI="http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails">
        <link:definition>2420402 - Disclosure - FAIR VALUE MEASUREMENTS - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails" roleURI="http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails">
        <link:definition>2420403 - Disclosure - FAIR VALUE MEASUREMENTS - Residential and Commercial Mortgage Loans Held For Sale (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails" roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails">
        <link:definition>2420405 - Disclosure - FAIR VALUE MEASUREMENTS - Schedule of Assets Measured at Fair Value on Recurring Basis (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsScheduleOfFairValueMeasurementsDetails" roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails">
        <link:definition>2420404 - Disclosure - FAIR VALUE MEASUREMENTS - Schedule of Fair Value Measurements (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails" roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails">
        <link:definition>2420407 - Disclosure - FAIR VALUE MEASUREMENTS - Schedule of Fair Value Measurements on a Nonrecurring Basis (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails" roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails">
        <link:definition>2420408 - Disclosure - FAIR VALUE MEASUREMENTS - Schedule of Financial Instruments not Recorded at Fair Value (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails" roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails">
        <link:definition>2420406 - Disclosure - FAIR VALUE MEASUREMENTS - Schedule of Gain (Loss) on Assets and Liabilities Measured on Nonrecurring Basis Included in Earnings (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsTables" roleURI="http://www.citizensbank.com/role/FairValueMeasurementsTables">
        <link:definition>2320301 - Disclosure - FAIR VALUE MEASUREMENTS (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillAndIntangibleAssets" roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssets">
        <link:definition>2109100 - Disclosure - GOODWILL AND INTANGIBLE ASSETS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillAndIntangibleAssetsGoodwillRollforwardDetails" roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails">
        <link:definition>2409403 - Disclosure - GOODWILL AND INTANGIBLE ASSETS - Goodwill Rollforward (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails" roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails">
        <link:definition>2409405 - Disclosure - GOODWILL AND INTANGIBLE ASSETS - Intangible Asset Amortization (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillAndIntangibleAssetsNarrativeDetails" roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails">
        <link:definition>2409402 - Disclosure - GOODWILL AND INTANGIBLE ASSETS - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillAndIntangibleAssetsOtherIntangiblesDetails" roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails">
        <link:definition>2409404 - Disclosure - GOODWILL AND INTANGIBLE ASSETS - Other Intangibles (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillAndIntangibleAssetsTables" roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsTables">
        <link:definition>2309301 - Disclosure - GOODWILL AND INTANGIBLE ASSETS (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxes" roleURI="http://www.citizensbank.com/role/IncomeTaxes">
        <link:definition>2123100 - Disclosure - INCOME TAXES</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" roleURI="http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails">
        <link:definition>2423404 - Disclosure - INCOME TAXES - Components of Income Tax Expense (Benefit) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetailsCalc2" roleURI="http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetailsCalc2">
        <link:definition>2423404 - Disclosure - INCOME TAXES - Components of Income Tax Expense (Benefit) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails" roleURI="http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails">
        <link:definition>2423406 - Disclosure - INCOME TAXES - Deferred Income Tax Assets and Liabilities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesEffectiveIncomeTaxReconciliationDetails" roleURI="http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails">
        <link:definition>2423405 - Disclosure - INCOME TAXES - Effective Income Tax Reconciliation (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesIncomeTaxExpenseBenefitDetails" roleURI="http://www.citizensbank.com/role/IncomeTaxesIncomeTaxExpenseBenefitDetails">
        <link:definition>2423403 - Disclosure - INCOME TAXES - Income Tax Expense (Benefit) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesNarrativeDetails" roleURI="http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails">
        <link:definition>2423402 - Disclosure - INCOME TAXES - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesTables" roleURI="http://www.citizensbank.com/role/IncomeTaxesTables">
        <link:definition>2323301 - Disclosure - INCOME TAXES (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesUnrecognizedTaxBenefitsDetails" roleURI="http://www.citizensbank.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails">
        <link:definition>2423407 - Disclosure - INCOME TAXES - Unrecognized Tax Benefits (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Leases" roleURI="http://www.citizensbank.com/role/Leases">
        <link:definition>2108100 - Disclosure - LEASES</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LeasesComponentsOfOperatingLeaseCostDetails" roleURI="http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails">
        <link:definition>2408403 - Disclosure - LEASES - Components of Operating Lease Cost (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LeasesLiabilityMaturityScheduleDetails" roleURI="http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails">
        <link:definition>2408406 - Disclosure - LEASES - Liability Maturity Schedule (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LeasesLiabilityMaturityScheduleDetailsCalc2" roleURI="http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetailsCalc2">
        <link:definition>2408406 - Disclosure - LEASES - Liability Maturity Schedule (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LeasesNarrativeDetails" roleURI="http://www.citizensbank.com/role/LeasesNarrativeDetails">
        <link:definition>2408402 - Disclosure - LEASES - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LeasesSupplementalBalanceSheetInformationDetails" roleURI="http://www.citizensbank.com/role/LeasesSupplementalBalanceSheetInformationDetails">
        <link:definition>2408404 - Disclosure - LEASES - Supplemental Balance Sheet Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LeasesSupplementalLeaseInformationDetails" roleURI="http://www.citizensbank.com/role/LeasesSupplementalLeaseInformationDetails">
        <link:definition>2408405 - Disclosure - LEASES - Supplemental Lease Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LeasesTables" roleURI="http://www.citizensbank.com/role/LeasesTables">
        <link:definition>2308301 - Disclosure - LEASES (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndLeases" roleURI="http://www.citizensbank.com/role/LoansAndLeases">
        <link:definition>2104100 - Disclosure - LOANS AND LEASES</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndLeasesComponentsOfInvestmentsInLeasesDetails" roleURI="http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails">
        <link:definition>2404405 - Disclosure - LOANS AND LEASES - Components of Investments in Leases (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndLeasesLoansHeldForSaleDetails" roleURI="http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails">
        <link:definition>2404404 - Disclosure - LOANS AND LEASES - Loans Held For Sale (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndLeasesMaturityOfDirectFinanceLeaseDetails" roleURI="http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails">
        <link:definition>2404406 - Disclosure - LOANS AND LEASES - Maturity of Direct Finance Lease (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndLeasesNarrativeDetails" roleURI="http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails">
        <link:definition>2404402 - Disclosure - LOANS AND LEASES - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails" roleURI="http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails">
        <link:definition>2404403 - Disclosure - LOANS AND LEASES - Summary of Loans and Leases Portfolio (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndLeasesTables" roleURI="http://www.citizensbank.com/role/LoansAndLeasesTables">
        <link:definition>2304301 - Disclosure - LOANS AND LEASES (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="MortgageBanking" roleURI="http://www.citizensbank.com/role/MortgageBanking">
        <link:definition>2107100 - Disclosure - MORTGAGE BANKING</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails" roleURI="http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails">
        <link:definition>2407404 - Disclosure - MORTGAGE BANKING - Changes Related to MSRs - Amortization Method (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="MortgageBankingChangesRelatedToMsrsFairValueMethodDetails" roleURI="http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails">
        <link:definition>2407405 - Disclosure - MORTGAGE BANKING - Changes Related to MSR's - Fair Value Method (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails" roleURI="http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails">
        <link:definition>2407406 - Disclosure - MORTGAGE BANKING - Economic Assumptions Used to Estimate Value of MSRs (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="MortgageBankingNarrativeDetails" roleURI="http://www.citizensbank.com/role/MortgageBankingNarrativeDetails">
        <link:definition>2407402 - Disclosure - MORTGAGE BANKING - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="MortgageBankingResidentialMortgageLoansDetails" roleURI="http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails">
        <link:definition>2407403 - Disclosure - MORTGAGE BANKING - Residential Mortgage Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="MortgageBankingTables" roleURI="http://www.citizensbank.com/role/MortgageBankingTables">
        <link:definition>2307301 - Disclosure - MORTGAGE BANKING (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoninterestIncome" roleURI="http://www.citizensbank.com/role/NoninterestIncome">
        <link:definition>2121100 - Disclosure - NONINTEREST INCOME</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails" roleURI="http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails">
        <link:definition>2421404 - Disclosure - NONINTEREST INCOME - Components of Revenue from Contracts with Customers (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoninterestIncomeNarrativeDetails" roleURI="http://www.citizensbank.com/role/NoninterestIncomeNarrativeDetails">
        <link:definition>2421402 - Disclosure - NONINTEREST INCOME - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoninterestIncomeNoninterestIncomeDetails" roleURI="http://www.citizensbank.com/role/NoninterestIncomeNoninterestIncomeDetails">
        <link:definition>2421403 - Disclosure - NONINTEREST INCOME - Noninterest Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoninterestIncomeOtherIncomeDetails" roleURI="http://www.citizensbank.com/role/NoninterestIncomeOtherIncomeDetails">
        <link:definition>2421405 - Disclosure - NONINTEREST INCOME - Other Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoninterestIncomeTables" roleURI="http://www.citizensbank.com/role/NoninterestIncomeTables">
        <link:definition>2321301 - Disclosure - NONINTEREST INCOME (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OtherOperatingExpense" roleURI="http://www.citizensbank.com/role/OtherOperatingExpense">
        <link:definition>2122100 - Disclosure - OTHER OPERATING EXPENSE</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OtherOperatingExpenseDetails" roleURI="http://www.citizensbank.com/role/OtherOperatingExpenseDetails">
        <link:definition>2422402 - Disclosure - OTHER OPERATING EXPENSE (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OtherOperatingExpenseTables" roleURI="http://www.citizensbank.com/role/OtherOperatingExpenseTables">
        <link:definition>2322301 - Disclosure - OTHER OPERATING EXPENSE (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ParentCompanyFinancials" roleURI="http://www.citizensbank.com/role/ParentCompanyFinancials">
        <link:definition>2127100 - Disclosure - PARENT COMPANY FINANCIALS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ParentCompanyFinancialsCondensedBalanceSheetsDetails" roleURI="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails">
        <link:definition>2427403 - Disclosure - PARENT COMPANY FINANCIALS - Condensed Balance Sheets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ParentCompanyFinancialsCondensedCashFlowStatementsDetails" roleURI="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails">
        <link:definition>2427404 - Disclosure - PARENT COMPANY FINANCIALS - Condensed Cash Flow Statements (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ParentCompanyFinancialsCondensedStatementsOfOperationsDetails" roleURI="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails">
        <link:definition>2427402 - Disclosure - PARENT COMPANY FINANCIALS - Condensed Statements of Operations (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ParentCompanyFinancialsTables" roleURI="http://www.citizensbank.com/role/ParentCompanyFinancialsTables">
        <link:definition>2327301 - Disclosure - PARENT COMPANY FINANCIALS (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PremisesEquipmentAndSoftware" roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftware">
        <link:definition>2106100 - Disclosure - PREMISES, EQUIPMENT, AND SOFTWARE</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PremisesEquipmentAndSoftwareNarrativeDetails" roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareNarrativeDetails">
        <link:definition>2406402 - Disclosure - PREMISES, EQUIPMENT, AND SOFTWARE - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails" roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails">
        <link:definition>2406404 - Disclosure - PREMISES, EQUIPMENT, AND SOFTWARE - Schedule of Amortization (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails" roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails">
        <link:definition>2406403 - Disclosure - PREMISES, EQUIPMENT, AND SOFTWARE - Schedule of Premises and Equipment (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PremisesEquipmentAndSoftwareTables" roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareTables">
        <link:definition>2306301 - Disclosure - PREMISES, EQUIPMENT, AND SOFTWARE (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RegulatoryMatters" roleURI="http://www.citizensbank.com/role/RegulatoryMatters">
        <link:definition>2125100 - Disclosure - REGULATORY MATTERS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RegulatoryMattersCapitalAndCapitalRatioInformationDetails" roleURI="http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails">
        <link:definition>2425403 - Disclosure - REGULATORY MATTERS - Capital and Capital Ratio Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RegulatoryMattersNarrativeDetails" roleURI="http://www.citizensbank.com/role/RegulatoryMattersNarrativeDetails">
        <link:definition>2425402 - Disclosure - REGULATORY MATTERS - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RegulatoryMattersTables" roleURI="http://www.citizensbank.com/role/RegulatoryMattersTables">
        <link:definition>2325301 - Disclosure - REGULATORY MATTERS (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Securities" roleURI="http://www.citizensbank.com/role/Securities">
        <link:definition>2103100 - Disclosure - SECURITIES</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails" roleURI="http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails">
        <link:definition>2403405 - Disclosure - SECURITIES - Income Recognized from Investment Securities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesNarrativeDetails" roleURI="http://www.citizensbank.com/role/SecuritiesNarrativeDetails">
        <link:definition>2403402 - Disclosure - SECURITIES - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails" roleURI="http://www.citizensbank.com/role/SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails">
        <link:definition>2403407 - Disclosure - SECURITIES - Other than temporary impairment recognized in earnings (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails" roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails">
        <link:definition>2403404 - Disclosure - SECURITIES - Schedule of Available for Sale Securities Debt Maturities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetailsCalc2" roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetailsCalc2">
        <link:definition>2403404 - Disclosure - SECURITIES - Schedule of Available for Sale Securities Debt Maturities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesScheduleOfInvestmentsDetails" roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails">
        <link:definition>2403403 - Disclosure - SECURITIES - Schedule of Investments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails" roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails">
        <link:definition>2403408 - Disclosure - SECURITIES - Schedule of Investments in Continuous Loss Positions (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesScheduleOfSecuritiesPledgedDetails" roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfSecuritiesPledgedDetails">
        <link:definition>2403406 - Disclosure - SECURITIES - Schedule of Securities Pledged (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesTables" roleURI="http://www.citizensbank.com/role/SecuritiesTables">
        <link:definition>2303301 - Disclosure - SECURITIES (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensation" roleURI="http://www.citizensbank.com/role/ShareBasedCompensation">
        <link:definition>2117100 - Disclosure - SHARE-BASED COMPENSATION</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationNarrativeDetails" roleURI="http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails">
        <link:definition>2417402 - Disclosure - SHARE-BASED COMPENSATION - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationShareBasedCompensationActivityDetails" roleURI="http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails">
        <link:definition>2417403 - Disclosure - SHARE-BASED COMPENSATION - Share-based Compensation Activity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationTables" roleURI="http://www.citizensbank.com/role/ShareBasedCompensationTables">
        <link:definition>2317301 - Disclosure - SHARE-BASED COMPENSATION (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquity" roleURI="http://www.citizensbank.com/role/StockholdersEquity">
        <link:definition>2116100 - Disclosure - STOCKHOLDERS' EQUITY</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquityDividendsDetails" roleURI="http://www.citizensbank.com/role/StockholdersEquityDividendsDetails">
        <link:definition>2416405 - Disclosure - STOCKHOLDERS' EQUITY - Dividends (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquityNarrativeDetails" roleURI="http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails">
        <link:definition>2416402 - Disclosure - STOCKHOLDERS' EQUITY - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquityPreferredStockDetails" roleURI="http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails">
        <link:definition>2416403 - Disclosure - STOCKHOLDERS' EQUITY - Preferred Stock (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquityPreferredStockOutstandingDetails" roleURI="http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails">
        <link:definition>2416404 - Disclosure - STOCKHOLDERS' EQUITY - Preferred Stock Outstanding (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquityTables" roleURI="http://www.citizensbank.com/role/StockholdersEquityTables">
        <link:definition>2316301 - Disclosure - STOCKHOLDERS' EQUITY (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="VariableInterestEntities" roleURI="http://www.citizensbank.com/role/VariableInterestEntities">
        <link:definition>2110100 - Disclosure - VARIABLE INTEREST ENTITIES</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="VariableInterestEntitiesNarrativeDetails" roleURI="http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails">
        <link:definition>2410402 - Disclosure - VARIABLE INTEREST ENTITIES - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails" roleURI="http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails">
        <link:definition>2410404 - Disclosure - VARIABLE INTEREST ENTITIES - Schedule of Affordable Housing Tax Credit Investments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails" roleURI="http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails">
        <link:definition>2410403 - Disclosure - VARIABLE INTEREST ENTITIES - Schedule of Variable Interest Entities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="VariableInterestEntitiesVariableInterestEntitiesTables" roleURI="http://www.citizensbank.com/role/VariableInterestEntitiesVariableInterestEntitiesTables">
        <link:definition>2310301 - Disclosure - VARIABLE INTEREST ENTITIES VARIABLE INTEREST ENTITIES (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
  <xsd:element abstract="true" id="cfg_A2.200SeniorUnsecuredNotesDue2020Member" name="A2.200SeniorUnsecuredNotesDue2020Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A2.25SeniorUnsecuredNotesDue2020Member" name="A2.25SeniorUnsecuredNotesDue2020Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member" name="A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A2.375SeniorUnsecuredDebtDue2021Member" name="A2.375SeniorUnsecuredDebtDue2021Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A2.450SeniorUnsecuredNotesDue2019Member" name="A2.450SeniorUnsecuredNotesDue2019Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A2.500SeniorUnsecuredNotesDue2019Member" name="A2.500SeniorUnsecuredNotesDue2019Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A2.550SeniorUnsecuredNotesDue2021Member" name="A2.550SeniorUnsecuredNotesDue2021Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A2.650SeniorUnsecuredNotesDue2022Member" name="A2.650SeniorUnsecuredNotesDue2022Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A2.850SeniorUnsecuredNotesDue2026Member" name="A2.850SeniorUnsecuredNotesDue2026Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A2014EmployeeStockPurchasePlanMember" name="A2014EmployeeStockPurchasePlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A3.250SeniorUnsecuredNotesDue2022Member" name="A3.250SeniorUnsecuredNotesDue2022Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A3.700seniorunsecurednotesdue2023Member" name="A3.700seniorunsecurednotesdue2023Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A3.750FixedRateSubordinatedDebtDue2024Member" name="A3.750FixedRateSubordinatedDebtDue2024Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A3.750SeniorUnsecuredNotesDue2026Member" name="A3.750SeniorUnsecuredNotesDue2026Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A4.023FixedRateSubordinatedDebtDue2024Member" name="A4.023FixedRateSubordinatedDebtDue2024Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A4.150FixedRateSubordinatedDebtDue2022Member" name="A4.150FixedRateSubordinatedDebtDue2022Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A4.300FixedRateSubordinatedDebtDue2025Member" name="A4.300FixedRateSubordinatedDebtDue2025Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_A4.350FixedRateSubordinatedDebtDue2025Member" name="A4.350FixedRateSubordinatedDebtDue2025Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember" name="AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_AnalysisofAgeofPastDueAmountsTableTextBlock" name="AnalysisofAgeofPastDueAmountsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_AssetsAndLiabilitiesLesseeTableTextBlock" name="AssetsAndLiabilitiesLesseeTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_AssetsRatioofNonperformingAssetstoAllAssets" name="AssetsRatioofNonperformingAssetstoAllAssets" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_AutoCommercialAndCommercialRealEstateLoansMember" name="AutoCommercialAndCommercialRealEstateLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract" name="AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" name="AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" name="AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears" name="AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" name="AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" name="AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" name="AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost" name="AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract" name="AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue" name="AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract" name="AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue" name="AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost" name="AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_AverageAssets" name="AverageAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="cfg_BankOwnedLifeInsuranceTableTextBlock" name="BankOwnedLifeInsuranceTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_BankSubsidiariesMember" name="BankSubsidiariesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_BankSubsidiariesandAssociatedBanksMember" name="BankSubsidiariesandAssociatedBanksMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_BowstringAdvisorsLLCMember" name="BowstringAdvisorsLLCMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_BuildingsandLeaseholdImprovementsMember" name="BuildingsandLeaseholdImprovementsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_CapitalConservationBuffer" name="CapitalConservationBuffer" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="cfg_CapitalMarketsFees" name="CapitalMarketsFees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CapitalMarketsFeesMember" name="CapitalMarketsFeesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CapitalRatiosAbstract" name="CapitalRatiosAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter" name="CapitalizedComputerSoftwareAmortizationExpenseThereafter" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive" name="CapitalizedComputerSoftwareAmortizationExpenseYearFive" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour" name="CapitalizedComputerSoftwareAmortizationExpenseYearFour" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne" name="CapitalizedComputerSoftwareAmortizationExpenseYearOne" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree" name="CapitalizedComputerSoftwareAmortizationExpenseYearThree" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo" name="CapitalizedComputerSoftwareAmortizationExpenseYearTwo" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_CapitalizedSoftwareAmortizationExpenseTotal" name="CapitalizedSoftwareAmortizationExpenseTotal" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware" name="CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract" name="CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CardFeesMember" name="CardFeesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CashFlowLesseeAbstract" name="CashFlowLesseeAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CitizensShareAwardsMember" name="CitizensShareAwardsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_ClarfeldFinancialAdvisorsLLCMember" name="ClarfeldFinancialAdvisorsLLCMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CommercialBankingMember" name="CommercialBankingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CommercialLetterofCreditMember" name="CommercialLetterofCreditMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CommercialLoansHeldForSaleMember" name="CommercialLoansHeldForSaleMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance" name="CommercialLoansLargeBalanceMinimumQualifyingBalance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_CommercialRealEstateLoansHeldforsaleMember" name="CommercialRealEstateLoansHeldforsaleMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember" name="CommercialandCommercialRealEstateLoansHeldforsaleMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CommitmentsAbstract" name="CommitmentsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets" name="CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract" name="CommonEquityTier1toRiskWeightedAssetsAmountAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract" name="CommonEquityTier1toRiskWeightedAssetsRatioAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage" name="CommonEquityTierOneCapitalAnnualPhaseInPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease" name="CommonEquityTierOneCapitalPercentageIncreaseDecrease" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CommonStockAbstract" name="CommonStockAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_ConsumerAndCommercialPortfolioSegmentMember" name="ConsumerAndCommercialPortfolioSegmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_ConsumerBankingMember" name="ConsumerBankingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_ConsumerHomeEquityProductsServicedbyOthersMember" name="ConsumerHomeEquityProductsServicedbyOthersMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_ConsumerLoanTroubledDebtRestructuringMember" name="ConsumerLoanTroubledDebtRestructuringMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_ConsumerOtherSecuredRetailMember" name="ConsumerOtherSecuredRetailMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral" name="CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CreditRiskHighLoantovalueLoansMember" name="CreditRiskHighLoantovalueLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember" name="CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember" name="CreditRiskLoanProductswithIncreasedCreditExposureMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CreditRiskLowIntroductoryRateLoansMember" name="CreditRiskLowIntroductoryRateLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_CreditRiskMultipleIndicatorsMember" name="CreditRiskMultipleIndicatorsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_DebtModificationOtherMember" name="DebtModificationOtherMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_DeferredTaxAssetsAccruedExpenses" name="DeferredTaxAssetsAccruedExpenses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_DeferredTaxAssetsFairValueAdjustment" name="DeferredTaxAssetsFairValueAdjustment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives" name="DeferredTaxAssetsNetLossonSecuritiesandDerivatives" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState" name="DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther" name="DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits" name="DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation" name="DefinedBenefitPlanBenefitCalculationYearsofCompensation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses" name="DefinedBenefitPlanBenefitsPaidandAdministrationExpenses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay" name="DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_DirectFinancingLeaseInitialIndirectCosts" name="DirectFinancingLeaseInitialIndirectCosts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_DividendFromNonBankSubsidiaries" name="DividendFromNonBankSubsidiaries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount" name="EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent" name="EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount" name="EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent" name="EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock" name="FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings" name="FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal" name="FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember" name="FederalHomeLoanBankAdvancesandLettersofCreditMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_FederalHomeLoanBankStockFairValue" name="FederalHomeLoanBankStockFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_FederalReserveBankDepositsInterestRate" name="FederalReserveBankDepositsInterestRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_FederalReserveBankStockFairValue" name="FederalReserveBankStockFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_FederalReserveBankStockMember" name="FederalReserveBankStockMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_FeesAndCommissionsCreditAndDebitCards1" name="FeesAndCommissionsCreditAndDebitCards1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_FinanceLeasesMember" name="FinanceLeasesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" name="FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_FloatingRateSeniorUnsecuredNotesDue2020Member" name="FloatingRateSeniorUnsecuredNotesDue2020Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member" name="FloatingRateSeniorUnsecuredNotesDue2020Number2Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_FloatingRateSeniorUnsecuredNotesDue2022Member" name="FloatingRateSeniorUnsecuredNotesDue2022Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member" name="FloatingRateSeniorUnsecuredNotesDue2022Number2Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_FloatingRateSeniorUnsecuredNotesDue2023Member" name="FloatingRateSeniorUnsecuredNotesDue2023Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_ForeignExchangeContractCustomerMember" name="ForeignExchangeContractCustomerMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ForeignExchangeandTradeFinanceFees" name="ForeignExchangeandTradeFinanceFees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_ForeignExchangeandTradeFinanceFeesMember" name="ForeignExchangeandTradeFinanceFeesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_FurnitureFixturesandEquipmentMember" name="FurnitureFixturesandEquipmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_GuarantorObligationTerm" name="GuarantorObligationTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_HomeEquityLineofCreditServicedbyOthersMember" name="HomeEquityLineofCreditServicedbyOthersMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_HomeEquityLoanServicedbyOthersMember" name="HomeEquityLoanServicedbyOthersMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ImpairedFinancingReceivableNetofValuationAllowance" name="ImpairedFinancingReceivableNetofValuationAllowance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries" name="IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_InterestAndDividendIncomeSecuritiesMember" name="InterestAndDividendIncomeSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_InterestAndFeeIncomeLoansMember" name="InterestAndFeeIncomeLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_InterestBearingCashandDuefromBanksFederalReserveBankBalances" name="InterestBearingCashandDuefromBanksFederalReserveBankBalances" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_InterestIncomeFederalReserveBankBalances" name="InterestIncomeFederalReserveBankBalances" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_InterestRateContractCustomerMember" name="InterestRateContractCustomerMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember" name="InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_InterestRateContractMortgageServicingRightsMember" name="InterestRateContractMortgageServicingRightsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_InterestbearingCashandDuefromBanks" name="InterestbearingCashandDuefromBanks" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_InterestbearingDepositsPolicyPolicyTextBlock" name="InterestbearingDepositsPolicyPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_LeasedAssetsMember" name="LeasedAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour" name="LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="cfg_LesseeTermOfContract" name="LesseeTermOfContract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_LetterofCreditandLoanFees" name="LetterofCreditandLoanFees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_LettersofCreditAbstract" name="LettersofCreditAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_LoanChargeOffsPolicyPolicyTextBlock" name="LoanChargeOffsPolicyPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_LoanPortfolioTransferOneMember" name="LoanPortfolioTransferOneMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_LoanPortfolioTransferTwoMember" name="LoanPortfolioTransferTwoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_LoanPortfolioTransfersAxis" name="LoanPortfolioTransfersAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_LoanPortfolioTransfersDomain" name="LoanPortfolioTransfersDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_LoansCollateralDependentImpaired" name="LoansCollateralDependentImpaired" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_LoansCollateralDependentImpairedMember" name="LoansCollateralDependentImpairedMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_LoansandAdvances" name="LoansandAdvances" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock" name="LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ManagementandServiceFeeIncome" name="ManagementandServiceFeeIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_MarketingRightsAbstract" name="MarketingRightsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_MortgageBankingFeesMember" name="MortgageBankingFeesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_MortgageLoansCollateralizedByOREO" name="MortgageLoansCollateralizedByOREO" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_MortgageLoansServicedForOthersMember" name="MortgageLoansServicedForOthersMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_MortgageServicingRights" name="MortgageServicingRights" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_MortgageServicingRightsMember" name="MortgageServicingRightsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_MortgageServicingRightsTextBlock" name="MortgageServicingRightsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_NamingRightsMember" name="NamingRightsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome" name="NetPeriodicBenefitCostandOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_NonbankSubsidiariesMember" name="NonbankSubsidiariesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_NoninterestIncomeMiscellaneous" name="NoninterestIncomeMiscellaneous" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cfg_NoninterestIncomeTableTextBlock" name="NoninterestIncomeTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_OmnibusIncentivePlanAndDirectorsPlanMember" name="OmnibusIncentivePlanAndDirectorsPlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_OmnibusIncentivePlanMember" name="OmnibusIncentivePlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_OtherBankingFeesMember" name="OtherBankingFeesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries" name="OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis" name="OtherInvestmentSecuritiesatCostAmortizedCostBasis" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_OtherLoansMember" name="OtherLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_OtherLoansReceivableHeldforsaleAmount" name="OtherLoansReceivableHeldforsaleAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure" name="OtherLoansReceivableHeldforsaleFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_OtherLongtermDebtMember" name="OtherLongtermDebtMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_OtherRetailMember" name="OtherRetailMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_OtherShorttermBorrowingsFairValueDisclosure" name="OtherShorttermBorrowingsFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_OtherShorttermDebtMember" name="OtherShorttermDebtMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock" name="OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_PaymentsToAcquireEquitySecuritiesFVNI" name="PaymentsToAcquireEquitySecuritiesFVNI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cfg_PreferredStockDepositaryShareInterestPercentage" name="PreferredStockDepositaryShareInterestPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_PreferredStockDepositarySharesIssued" name="PreferredStockDepositarySharesIssued" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant" />
  <xsd:element id="cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate" name="PreferredStockDividendPaymentRateBasisSpreadonVariableRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_PreferredStockLiquidationPreferencePerDepositoryShare" name="PreferredStockLiquidationPreferencePerDepositoryShare" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="instant" />
  <xsd:element id="cfg_PreferredStockRedemptionNoticePeriod" name="PreferredStockRedemptionNoticePeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ProceedsFromRepaymentsOfShortTermDebtOther" name="ProceedsFromRepaymentsOfShortTermDebtOther" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="cfg_ProceedsFromSalesOfEquitySecuritiesFVNI" name="ProceedsFromSalesOfEquitySecuritiesFVNI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet" name="ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="cfg_ProfitLossBeforeProvisionforCreditLosses" name="ProfitLossBeforeProvisionforCreditLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_QualifiedAffordableHousingInvestmentMember" name="QualifiedAffordableHousingInvestmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_RenewableEnergyInvestments" name="RenewableEnergyInvestments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_RenewableEnergyMember" name="RenewableEnergyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_ResidentialLoansHeldforsaleMember" name="ResidentialLoansHeldforsaleMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_RestrictedStockUnitsPerformanceBasedVestingMember" name="RestrictedStockUnitsPerformanceBasedVestingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_RestrictedStockUnitsTimeBasedVestingMember" name="RestrictedStockUnitsTimeBasedVestingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount" name="RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_RiskParticipationAgreementsAbstract" name="RiskParticipationAgreementsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_RiskParticipationAgreementsAverageTerm" name="RiskParticipationAgreementsAverageTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_RiskParticipationAgreementsCounterpartiesNumber" name="RiskParticipationAgreementsCounterpartiesNumber" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_RiskParticipationAgreementsMaximumTerm" name="RiskParticipationAgreementsMaximumTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_SBALoansServicedForOthersMember" name="SBALoansServicedForOthersMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock" name="ScheduleOfNetInvestmentInLeaseTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ScheduleofAdditionalInformationonImpairedLoansTableTextBlock" name="ScheduleofAdditionalInformationonImpairedLoansTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock" name="ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock" name="ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems" name="ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable" name="ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock" name="ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock" name="ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock" name="ScheduleofComprehensiveIncomeTaxTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ScheduleofDepositLiabilitiesTableTextBlock" name="ScheduleofDepositLiabilitiesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock" name="ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock" name="ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ScheduleofMaturitiesofTimeDepositsTableTextBlock" name="ScheduleofMaturitiesofTimeDepositsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock" name="ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock" name="ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_SecuritiesTableTextBlock" name="SecuritiesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread" name="SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed" name="SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed" name="SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread" name="SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate" name="SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed" name="SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate" name="SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed" name="SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cfg_SensitivityAnalysisofFairValueInputsBasisSpread" name="SensitivityAnalysisofFairValueInputsBasisSpread" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ServiceChargesandFees" name="ServiceChargesandFees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_ServiceChargesandFeesMember" name="ServiceChargesandFeesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ServicingAssetAtFairValueAmountCapitalized" name="ServicingAssetAtFairValueAmountCapitalized" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="cfg_ServicingAssetatAmortizedCostAmountCapitalized" name="ServicingAssetatAmortizedCostAmountCapitalized" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="cfg_ServicingAssetatAmortizedCostNet" name="ServicingAssetatAmortizedCostNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract" name="ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate" name="ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed" name="ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife" name="ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue" name="SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_SpecialPurposeEntitiesMember" name="SpecialPurposeEntitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_SummaryofKeyPerformanceIndicatorsTableTextBlock" name="SummaryofKeyPerformanceIndicatorsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_TDRBalanceIncludedinImpairedLoans" name="TDRBalanceIncludedinImpairedLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings" name="TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_TaxYearsEndedPriorto1988Member" name="TaxYearsEndedPriorto1988Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_TotalLoansReceivableHeldForSale" name="TotalLoansReceivableHeldForSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" name="TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_TotalOtherInvestmentSecuritiesAtCostFairValue" name="TotalOtherInvestmentSecuritiesAtCostFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity" name="TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale" name="TransferOfSecuritiesFromHeldToMaturityToAvailableForSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="cfg_TreasuryStockPolicyPolicyTextBlock" name="TreasuryStockPolicyPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_TrustandInvestmentServiceFees" name="TrustandInvestmentServiceFees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_TrustandInvestmentServicesFeesMember" name="TrustandInvestmentServicesFeesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfg_UnaffiliatedCompaniesMember" name="UnaffiliatedCompaniesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfg_UnsettledReceivableHeldForSaleAmount" name="UnsettledReceivableHeldForSaleAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfg_VariableInterestEntitiesAbstract" name="VariableInterestEntitiesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>12
<FILENAME>cfg-20191231_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!-- -->
<link:linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <link:roleRef roleURI="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLoss" xlink:href="cfg-20191231.xsd#AccumulatedOtherComprehensiveIncomeLoss" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails" xlink:href="cfg-20191231.xsd#AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossTables" xlink:href="cfg-20191231.xsd#AccumulatedOtherComprehensiveIncomeLossTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRisk" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRisk" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BasisOfPresentation" xlink:href="cfg-20191231.xsd#BasisOfPresentation" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails" xlink:href="cfg-20191231.xsd#BasisOfPresentationNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BasisOfPresentationPolicies" xlink:href="cfg-20191231.xsd#BasisOfPresentationPolicies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BasisOfPresentationTables" xlink:href="cfg-20191231.xsd#BasisOfPresentationTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFunds" xlink:href="cfg-20191231.xsd#BorrowedFunds" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails" xlink:href="cfg-20191231.xsd#BorrowedFundsLongTermDebtDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails" xlink:href="cfg-20191231.xsd#BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails" xlink:href="cfg-20191231.xsd#BorrowedFundsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails" xlink:href="cfg-20191231.xsd#BorrowedFundsShortTermBorrowedDebtKeyDataDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsShortTermDebtDetails" xlink:href="cfg-20191231.xsd#BorrowedFundsShortTermDebtDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsTables" xlink:href="cfg-20191231.xsd#BorrowedFundsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BusinessOperatingSegments" xlink:href="cfg-20191231.xsd#BusinessOperatingSegments" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails" xlink:href="cfg-20191231.xsd#BusinessOperatingSegmentsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails" xlink:href="cfg-20191231.xsd#BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BusinessOperatingSegmentsTables" xlink:href="cfg-20191231.xsd#BusinessOperatingSegmentsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CashAndDueFromBanks" xlink:href="cfg-20191231.xsd#CashAndDueFromBanks" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CashAndDueFromBanksDetails" xlink:href="cfg-20191231.xsd#CashAndDueFromBanksDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CommitmentsAndContingencies" xlink:href="cfg-20191231.xsd#CommitmentsAndContingencies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails" xlink:href="cfg-20191231.xsd#CommitmentsAndContingenciesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails" xlink:href="cfg-20191231.xsd#CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CommitmentsAndContingenciesTables" xlink:href="cfg-20191231.xsd#CommitmentsAndContingenciesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedBalanceSheets" xlink:href="cfg-20191231.xsd#ConsolidatedBalanceSheets" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical" xlink:href="cfg-20191231.xsd#ConsolidatedBalanceSheetsParenthetical" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows" xlink:href="cfg-20191231.xsd#ConsolidatedStatementsOfCashFlows" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity" xlink:href="cfg-20191231.xsd#ConsolidatedStatementsOfChangesInStockholdersEquity" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome" xlink:href="cfg-20191231.xsd#ConsolidatedStatementsOfComprehensiveIncome" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical" xlink:href="cfg-20191231.xsd#ConsolidatedStatementsOfComprehensiveIncomeParenthetical" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations" xlink:href="cfg-20191231.xsd#ConsolidatedStatementsOfOperations" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CoverPage" xlink:href="cfg-20191231.xsd#CoverPage" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/Deposits" xlink:href="cfg-20191231.xsd#Deposits" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails" xlink:href="cfg-20191231.xsd#DepositsMajorComponentsOfDepositsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails" xlink:href="cfg-20191231.xsd#DepositsMaturitiesOfTermDepositsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details" xlink:href="cfg-20191231.xsd#DepositsMaturitiesOfTermDepositsGreaterThan100000Details" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DepositsNarrativeDetails" xlink:href="cfg-20191231.xsd#DepositsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DepositsTables" xlink:href="cfg-20191231.xsd#DepositsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/Derivatives" xlink:href="cfg-20191231.xsd#Derivatives" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails" xlink:href="cfg-20191231.xsd#DerivativesAmountsRecordedInBalanceSheetDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails" xlink:href="cfg-20191231.xsd#DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails" xlink:href="cfg-20191231.xsd#DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesNarrativeDetails" xlink:href="cfg-20191231.xsd#DerivativesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails" xlink:href="cfg-20191231.xsd#DerivativesScheduleOfDerivativeInstrumentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails" xlink:href="cfg-20191231.xsd#DerivativesScheduleOfFairValueHedgesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesTables" xlink:href="cfg-20191231.xsd#DerivativesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EarningsPerShare" xlink:href="cfg-20191231.xsd#EarningsPerShare" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EarningsPerShareDetails" xlink:href="cfg-20191231.xsd#EarningsPerShareDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EarningsPerShareTables" xlink:href="cfg-20191231.xsd#EarningsPerShareTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefits" xlink:href="cfg-20191231.xsd#EmployeeBenefits" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails" xlink:href="cfg-20191231.xsd#EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsExpectedFutureBenefitPaymentsDetails" xlink:href="cfg-20191231.xsd#EmployeeBenefitsExpectedFutureBenefitPaymentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails" xlink:href="cfg-20191231.xsd#EmployeeBenefitsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails" xlink:href="cfg-20191231.xsd#EmployeeBenefitsPlanAmountsRecognizedInOciDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails" xlink:href="cfg-20191231.xsd#EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsTables" xlink:href="cfg-20191231.xsd#EmployeeBenefitsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurements" xlink:href="cfg-20191231.xsd#FairValueMeasurements" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsScheduleOfFairValueMeasurementsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsTables" xlink:href="cfg-20191231.xsd#FairValueMeasurementsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssets" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssets" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssetsGoodwillRollforwardDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssetsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssetsOtherIntangiblesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsTables" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssetsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxes" xlink:href="cfg-20191231.xsd#IncomeTaxes" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetailsCalc2" xlink:href="cfg-20191231.xsd#IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetailsCalc2" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesEffectiveIncomeTaxReconciliationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesIncomeTaxExpenseBenefitDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesIncomeTaxExpenseBenefitDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesTables" xlink:href="cfg-20191231.xsd#IncomeTaxesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesUnrecognizedTaxBenefitsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/Leases" xlink:href="cfg-20191231.xsd#Leases" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails" xlink:href="cfg-20191231.xsd#LeasesComponentsOfOperatingLeaseCostDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails" xlink:href="cfg-20191231.xsd#LeasesLiabilityMaturityScheduleDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetailsCalc2" xlink:href="cfg-20191231.xsd#LeasesLiabilityMaturityScheduleDetailsCalc2" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesNarrativeDetails" xlink:href="cfg-20191231.xsd#LeasesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesSupplementalBalanceSheetInformationDetails" xlink:href="cfg-20191231.xsd#LeasesSupplementalBalanceSheetInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesSupplementalLeaseInformationDetails" xlink:href="cfg-20191231.xsd#LeasesSupplementalLeaseInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesTables" xlink:href="cfg-20191231.xsd#LeasesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeases" xlink:href="cfg-20191231.xsd#LoansAndLeases" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails" xlink:href="cfg-20191231.xsd#LoansAndLeasesComponentsOfInvestmentsInLeasesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails" xlink:href="cfg-20191231.xsd#LoansAndLeasesLoansHeldForSaleDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails" xlink:href="cfg-20191231.xsd#LoansAndLeasesMaturityOfDirectFinanceLeaseDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails" xlink:href="cfg-20191231.xsd#LoansAndLeasesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails" xlink:href="cfg-20191231.xsd#LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesTables" xlink:href="cfg-20191231.xsd#LoansAndLeasesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBanking" xlink:href="cfg-20191231.xsd#MortgageBanking" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails" xlink:href="cfg-20191231.xsd#MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails" xlink:href="cfg-20191231.xsd#MortgageBankingChangesRelatedToMsrsFairValueMethodDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails" xlink:href="cfg-20191231.xsd#MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingNarrativeDetails" xlink:href="cfg-20191231.xsd#MortgageBankingNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails" xlink:href="cfg-20191231.xsd#MortgageBankingResidentialMortgageLoansDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingTables" xlink:href="cfg-20191231.xsd#MortgageBankingTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncome" xlink:href="cfg-20191231.xsd#NoninterestIncome" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails" xlink:href="cfg-20191231.xsd#NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncomeNarrativeDetails" xlink:href="cfg-20191231.xsd#NoninterestIncomeNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncomeNoninterestIncomeDetails" xlink:href="cfg-20191231.xsd#NoninterestIncomeNoninterestIncomeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncomeOtherIncomeDetails" xlink:href="cfg-20191231.xsd#NoninterestIncomeOtherIncomeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncomeTables" xlink:href="cfg-20191231.xsd#NoninterestIncomeTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/OtherOperatingExpense" xlink:href="cfg-20191231.xsd#OtherOperatingExpense" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/OtherOperatingExpenseDetails" xlink:href="cfg-20191231.xsd#OtherOperatingExpenseDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/OtherOperatingExpenseTables" xlink:href="cfg-20191231.xsd#OtherOperatingExpenseTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ParentCompanyFinancials" xlink:href="cfg-20191231.xsd#ParentCompanyFinancials" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails" xlink:href="cfg-20191231.xsd#ParentCompanyFinancialsCondensedBalanceSheetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails" xlink:href="cfg-20191231.xsd#ParentCompanyFinancialsCondensedCashFlowStatementsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails" xlink:href="cfg-20191231.xsd#ParentCompanyFinancialsCondensedStatementsOfOperationsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ParentCompanyFinancialsTables" xlink:href="cfg-20191231.xsd#ParentCompanyFinancialsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftware" xlink:href="cfg-20191231.xsd#PremisesEquipmentAndSoftware" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareNarrativeDetails" xlink:href="cfg-20191231.xsd#PremisesEquipmentAndSoftwareNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails" xlink:href="cfg-20191231.xsd#PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails" xlink:href="cfg-20191231.xsd#PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareTables" xlink:href="cfg-20191231.xsd#PremisesEquipmentAndSoftwareTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/RegulatoryMatters" xlink:href="cfg-20191231.xsd#RegulatoryMatters" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails" xlink:href="cfg-20191231.xsd#RegulatoryMattersCapitalAndCapitalRatioInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/RegulatoryMattersNarrativeDetails" xlink:href="cfg-20191231.xsd#RegulatoryMattersNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/RegulatoryMattersTables" xlink:href="cfg-20191231.xsd#RegulatoryMattersTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/Securities" xlink:href="cfg-20191231.xsd#Securities" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails" xlink:href="cfg-20191231.xsd#SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesNarrativeDetails" xlink:href="cfg-20191231.xsd#SecuritiesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails" xlink:href="cfg-20191231.xsd#SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails" xlink:href="cfg-20191231.xsd#SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetailsCalc2" xlink:href="cfg-20191231.xsd#SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetailsCalc2" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails" xlink:href="cfg-20191231.xsd#SecuritiesScheduleOfInvestmentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails" xlink:href="cfg-20191231.xsd#SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfSecuritiesPledgedDetails" xlink:href="cfg-20191231.xsd#SecuritiesScheduleOfSecuritiesPledgedDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesTables" xlink:href="cfg-20191231.xsd#SecuritiesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ShareBasedCompensation" xlink:href="cfg-20191231.xsd#ShareBasedCompensation" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails" xlink:href="cfg-20191231.xsd#ShareBasedCompensationNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails" xlink:href="cfg-20191231.xsd#ShareBasedCompensationShareBasedCompensationActivityDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ShareBasedCompensationTables" xlink:href="cfg-20191231.xsd#ShareBasedCompensationTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquity" xlink:href="cfg-20191231.xsd#StockholdersEquity" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquityDividendsDetails" xlink:href="cfg-20191231.xsd#StockholdersEquityDividendsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails" xlink:href="cfg-20191231.xsd#StockholdersEquityNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails" xlink:href="cfg-20191231.xsd#StockholdersEquityPreferredStockDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails" xlink:href="cfg-20191231.xsd#StockholdersEquityPreferredStockOutstandingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquityTables" xlink:href="cfg-20191231.xsd#StockholdersEquityTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/VariableInterestEntities" xlink:href="cfg-20191231.xsd#VariableInterestEntities" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails" xlink:href="cfg-20191231.xsd#VariableInterestEntitiesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails" xlink:href="cfg-20191231.xsd#VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails" xlink:href="cfg-20191231.xsd#VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/VariableInterestEntitiesVariableInterestEntitiesTables" xlink:href="cfg-20191231.xsd#VariableInterestEntitiesVariableInterestEntitiesTables" xlink:type="simple" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLoss" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent" xlink:label="loc_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_58b76f41-3f9e-d766-b689-c2b6aebb7eda" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:to="loc_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_58b76f41-3f9e-d766-b689-c2b6aebb7eda" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_fe167033-2914-2aa2-3013-1c77926a0d23" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_fe167033-2914-2aa2-3013-1c77926a0d23" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent" xlink:label="loc_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_e65d9f5e-a3fd-2fc8-3ef3-eaaec4ec01a5" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:to="loc_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_e65d9f5e-a3fd-2fc8-3ef3-eaaec4ec01a5" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRisk" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableRecordedInvestment_fdad77ca-28ce-252d-98a8-33a502e9b719" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_29b30077-67ac-dedd-5ca9-f881a29f3118" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ImpairedFinancingReceivableRecordedInvestment_fdad77ca-28ce-252d-98a8-33a502e9b719" xlink:to="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_29b30077-67ac-dedd-5ca9-f881a29f3118" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_355294e2-98bf-73c6-5f01-e345d65d2410" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ImpairedFinancingReceivableRecordedInvestment_fdad77ca-28ce-252d-98a8-33a502e9b719" xlink:to="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_355294e2-98bf-73c6-5f01-e345d65d2410" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_3d52d34d-8d60-6172-4f19-5421e992ebcb" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_c00c2fd4-3786-d090-a83a-648d5b7163d1" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NotesReceivableNet_3d52d34d-8d60-6172-4f19-5421e992ebcb" xlink:to="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_c00c2fd4-3786-d090-a83a-648d5b7163d1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_24223fe2-be24-eaf2-3dd6-5556dbeb1405" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NotesReceivableNet_3d52d34d-8d60-6172-4f19-5421e992ebcb" xlink:to="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_24223fe2-be24-eaf2-3dd6-5556dbeb1405" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_3d52d34d-8d60-6172-4f19-5421e992ebcb" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_06586565-6cb8-0c2d-2918-46c33c36a989" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NotesReceivableNet_3d52d34d-8d60-6172-4f19-5421e992ebcb" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_06586565-6cb8-0c2d-2918-46c33c36a989" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_237f5632-95a9-3802-43df-2ff16ba46a11" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NotesReceivableNet_3d52d34d-8d60-6172-4f19-5421e992ebcb" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_237f5632-95a9-3802-43df-2ff16ba46a11" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_49fa56b1-694e-15e4-ede0-eecade731014" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_604426e3-b956-f456-b7e3-eed43d239417" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_49fa56b1-694e-15e4-ede0-eecade731014" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_604426e3-b956-f456-b7e3-eed43d239417" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_20c5e6e7-1b55-5d96-0d54-b1ad997144c6" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_49fa56b1-694e-15e4-ede0-eecade731014" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_20c5e6e7-1b55-5d96-0d54-b1ad997144c6" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_0373a668-25be-3f7a-8e75-5c56ad3106cf" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_9e5fcff0-e3dc-be9a-02b7-ebd810d058eb" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_0373a668-25be-3f7a-8e75-5c56ad3106cf" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_9e5fcff0-e3dc-be9a-02b7-ebd810d058eb" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_063d5f48-2c0b-2911-4479-c0c3c5142e3b" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_0373a668-25be-3f7a-8e75-5c56ad3106cf" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_063d5f48-2c0b-2911-4479-c0c3c5142e3b" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/BasisOfPresentation" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/BasisOfPresentationPolicies" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/BasisOfPresentationTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/BorrowedFunds" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_a2f199ce-3001-c200-d488-633bc54206dc" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_b14a8305-c528-44ac-6db7-45b0f6f6ddc6" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LongTermDebt_a2f199ce-3001-c200-d488-633bc54206dc" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_b14a8305-c528-44ac-6db7-45b0f6f6ddc6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_ce3ac95b-761b-7fbc-3779-1bdfd056c71f" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LongTermDebt_a2f199ce-3001-c200-d488-633bc54206dc" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_ce3ac95b-761b-7fbc-3779-1bdfd056c71f" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_d39bb101-f79f-a162-9929-01083e9d64b5" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LongTermDebt_a2f199ce-3001-c200-d488-633bc54206dc" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_d39bb101-f79f-a162-9929-01083e9d64b5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_73238937-86a2-9126-69f0-c70629155ebe" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LongTermDebt_a2f199ce-3001-c200-d488-633bc54206dc" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_73238937-86a2-9126-69f0-c70629155ebe" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_a170264f-50ba-a4bb-6d22-ec86b5249633" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LongTermDebt_a2f199ce-3001-c200-d488-633bc54206dc" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_a170264f-50ba-a4bb-6d22-ec86b5249633" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_da82f4c2-6e6f-ccde-a6bf-f559322a3267" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LongTermDebt_a2f199ce-3001-c200-d488-633bc54206dc" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_da82f4c2-6e6f-ccde-a6bf-f559322a3267" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsShortTermDebtDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/BusinessOperatingSegments" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_d71649eb-5769-933d-7982-2a2ada9ea257" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ProfitLossBeforeProvisionforCreditLosses" xlink:label="loc_cfg_ProfitLossBeforeProvisionforCreditLosses_b10143dd-5f14-3501-d1a8-d46efe631ffd" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_d71649eb-5769-933d-7982-2a2ada9ea257" xlink:to="loc_cfg_ProfitLossBeforeProvisionforCreditLosses_b10143dd-5f14-3501-d1a8-d46efe631ffd" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Revenues" xlink:label="loc_us-gaap_Revenues_425ada39-f194-a279-47ac-dd09cf899fb1" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_ProfitLossBeforeProvisionforCreditLosses_b10143dd-5f14-3501-d1a8-d46efe631ffd" xlink:to="loc_us-gaap_Revenues_425ada39-f194-a279-47ac-dd09cf899fb1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_17d6fb00-d8ca-12a7-45aa-c9b702218c16" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Revenues_425ada39-f194-a279-47ac-dd09cf899fb1" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_17d6fb00-d8ca-12a7-45aa-c9b702218c16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Revenues_425ada39-f194-a279-47ac-dd09cf899fb1" xlink:to="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_8e4fe756-aff6-3f3d-e18c-a95055b1a60d" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_ProfitLossBeforeProvisionforCreditLosses_b10143dd-5f14-3501-d1a8-d46efe631ffd" xlink:to="loc_us-gaap_NoninterestExpense_8e4fe756-aff6-3f3d-e18c-a95055b1a60d" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_fb9b10b1-d4d8-bf51-0524-f2efda24b93a" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_d71649eb-5769-933d-7982-2a2ada9ea257" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_fb9b10b1-d4d8-bf51-0524-f2efda24b93a" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/BusinessOperatingSegmentsTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/CashAndDueFromBanks" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/CashAndDueFromBanksDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/CommitmentsAndContingencies" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/CommitmentsAndContingenciesTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/ConsolidatedBalanceSheets" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_d7f1ad03-6ed4-706a-15fc-eae794dee33a" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_44863786-cbc4-bac4-e070-0a1f19314584" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_d7f1ad03-6ed4-706a-15fc-eae794dee33a" xlink:to="loc_us-gaap_Liabilities_44863786-cbc4-bac4-e070-0a1f19314584" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits_08c11e64-d78c-1df3-eb2d-2100602d7e9e" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_44863786-cbc4-bac4-e070-0a1f19314584" xlink:to="loc_us-gaap_Deposits_08c11e64-d78c-1df3-eb2d-2100602d7e9e" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities_114ac4fa-9318-d757-3ab2-2454a903c756" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits_08c11e64-d78c-1df3-eb2d-2100602d7e9e" xlink:to="loc_us-gaap_NoninterestBearingDepositLiabilities_114ac4fa-9318-d757-3ab2-2454a903c756" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities_bfb8f5f7-9125-326b-ae8f-bd967bf0e765" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits_08c11e64-d78c-1df3-eb2d-2100602d7e9e" xlink:to="loc_us-gaap_InterestBearingDepositLiabilities_bfb8f5f7-9125-326b-ae8f-bd967bf0e765" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_b7c2b80f-f3d9-0bda-08e8-f4f5e39f083f" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_44863786-cbc4-bac4-e070-0a1f19314584" xlink:to="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_b7c2b80f-f3d9-0bda-08e8-f4f5e39f083f" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherShortTermBorrowings" xlink:label="loc_us-gaap_OtherShortTermBorrowings_9f9b15e1-dc80-0ddd-b9a0-9d392df98250" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_44863786-cbc4-bac4-e070-0a1f19314584" xlink:to="loc_us-gaap_OtherShortTermBorrowings_9f9b15e1-dc80-0ddd-b9a0-9d392df98250" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="loc_us-gaap_DerivativeLiabilities_c498d065-e002-c8b0-aba8-6aaec8302ba7" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_44863786-cbc4-bac4-e070-0a1f19314584" xlink:to="loc_us-gaap_DerivativeLiabilities_c498d065-e002-c8b0-aba8-6aaec8302ba7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilitiesNet" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilitiesNet_64993a75-9b0c-349a-1011-cc5a81c58412" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_44863786-cbc4-bac4-e070-0a1f19314584" xlink:to="loc_us-gaap_DeferredIncomeTaxLiabilitiesNet_64993a75-9b0c-349a-1011-cc5a81c58412" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_a2f199ce-3001-c200-d488-633bc54206dc" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_44863786-cbc4-bac4-e070-0a1f19314584" xlink:to="loc_us-gaap_LongTermDebt_a2f199ce-3001-c200-d488-633bc54206dc" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_ff0e0b1b-b140-8889-cbc7-6f0d76651556" xlink:type="locator" />
    <link:calculationArc order="7" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_44863786-cbc4-bac4-e070-0a1f19314584" xlink:to="loc_us-gaap_OtherLiabilities_ff0e0b1b-b140-8889-cbc7-6f0d76651556" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="loc_us-gaap_CommitmentsAndContingencies_4d934b0d-59bc-ae5c-ffb9-b6ced82ff9f8" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_d7f1ad03-6ed4-706a-15fc-eae794dee33a" xlink:to="loc_us-gaap_CommitmentsAndContingencies_4d934b0d-59bc-ae5c-ffb9-b6ced82ff9f8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_4b9904d8-8624-0dbb-a949-29ff2cf808a8" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_d7f1ad03-6ed4-706a-15fc-eae794dee33a" xlink:to="loc_us-gaap_StockholdersEquity_4b9904d8-8624-0dbb-a949-29ff2cf808a8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaap_PreferredStockValue_928e20af-e738-4a2d-05b8-cf88fed11953" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_4b9904d8-8624-0dbb-a949-29ff2cf808a8" xlink:to="loc_us-gaap_PreferredStockValue_928e20af-e738-4a2d-05b8-cf88fed11953" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaap_CommonStockValue_f05ab245-2bd1-7865-e7ed-1461a5a6155f" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_4b9904d8-8624-0dbb-a949-29ff2cf808a8" xlink:to="loc_us-gaap_CommonStockValue_f05ab245-2bd1-7865-e7ed-1461a5a6155f" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="loc_us-gaap_AdditionalPaidInCapital_3d5a0ca6-0f59-67e6-adb5-6aecd22b693b" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_4b9904d8-8624-0dbb-a949-29ff2cf808a8" xlink:to="loc_us-gaap_AdditionalPaidInCapital_3d5a0ca6-0f59-67e6-adb5-6aecd22b693b" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="loc_us-gaap_TreasuryStockValue_e6069c8d-dfec-45ff-4b3f-643d125d5b29" xlink:type="locator" />
    <link:calculationArc order="4" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_4b9904d8-8624-0dbb-a949-29ff2cf808a8" xlink:to="loc_us-gaap_TreasuryStockValue_e6069c8d-dfec-45ff-4b3f-643d125d5b29" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_62305d8f-d807-0fe8-d0ab-f2c2b3d03011" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_4b9904d8-8624-0dbb-a949-29ff2cf808a8" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_62305d8f-d807-0fe8-d0ab-f2c2b3d03011" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_988c1346-b444-a867-fe80-f3aec1443d54" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_4b9904d8-8624-0dbb-a949-29ff2cf808a8" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_988c1346-b444-a867-fe80-f3aec1443d54" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks_ab8a4270-8334-689f-07c9-a87f4568f35a" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_CashAndDueFromBanks_ab8a4270-8334-689f-07c9-a87f4568f35a" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestbearingCashandDuefromBanks" xlink:label="loc_cfg_InterestbearingCashandDuefromBanks_46a6839d-3dc2-b18b-d4a6-d46efe6347a7" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_cfg_InterestbearingCashandDuefromBanks_46a6839d-3dc2-b18b-d4a6-d46efe6347a7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_e562c48b-3e99-2c57-8e96-c3b81056b58c" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_e562c48b-3e99-2c57-8e96-c3b81056b58c" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNi" xlink:label="loc_us-gaap_EquitySecuritiesFvNi_c88e6350-e26e-969b-2f36-fb6881edab88" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_EquitySecuritiesFvNi_c88e6350-e26e-969b-2f36-fb6881edab88" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount" xlink:label="loc_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_58e81cb2-0209-316c-d731-61c683c00ccd" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_58e81cb2-0209-316c-d731-61c683c00ccd" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_670a3d52-210d-6027-0dba-51f1ad4f564d" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_670a3d52-210d-6027-0dba-51f1ad4f564d" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_13a4a1d2-3aa3-bc3b-4ab2-1897bd994b6f" xlink:type="locator" />
    <link:calculationArc order="7" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_13a4a1d2-3aa3-bc3b-4ab2-1897bd994b6f" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks_1cb92a9d-ca9d-beef-e1f8-c0d9149915bc" xlink:type="locator" />
    <link:calculationArc order="8" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_InterestBearingDepositsInBanks_1cb92a9d-ca9d-beef-e1f8-c0d9149915bc" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_68681ceb-ee59-4c23-4b8e-33a166cc5b4e" xlink:type="locator" />
    <link:calculationArc order="9" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_HeldToMaturitySecurities_68681ceb-ee59-4c23-4b8e-33a166cc5b4e" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleAmount_b6371875-0290-ffea-295c-43ba725c6ea5" xlink:type="locator" />
    <link:calculationArc order="10" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleAmount_b6371875-0290-ffea-295c-43ba725c6ea5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLoansReceivableHeldforsaleAmount" xlink:label="loc_cfg_OtherLoansReceivableHeldforsaleAmount_f58a3fd8-972d-eb67-38af-d46efe737bc5" xlink:type="locator" />
    <link:calculationArc order="11" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_cfg_OtherLoansReceivableHeldforsaleAmount_f58a3fd8-972d-eb67-38af-d46efe737bc5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_us-gaap_DerivativeAssets_05d1a9f5-40b5-5876-afca-b2b8e7f078c9" xlink:type="locator" />
    <link:calculationArc order="12" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_DerivativeAssets_05d1a9f5-40b5-5876-afca-b2b8e7f078c9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_4246ec24-1a4c-19dd-57c9-32d4a8e0cbaa" xlink:type="locator" />
    <link:calculationArc order="13" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_4246ec24-1a4c-19dd-57c9-32d4a8e0cbaa" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_us-gaap_BankOwnedLifeInsurance_e4d6e58e-d43d-e24e-bc77-11d8f2286248" xlink:type="locator" />
    <link:calculationArc order="14" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_BankOwnedLifeInsurance_e4d6e58e-d43d-e24e-bc77-11d8f2286248" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_37b440e2-656c-b624-0688-b7cf681bf981" xlink:type="locator" />
    <link:calculationArc order="15" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_Goodwill_37b440e2-656c-b624-0688-b7cf681bf981" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_53a34e15-d375-c4e0-c5cf-68e055eee5e5" xlink:type="locator" />
    <link:calculationArc order="16" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_OtherAssets_53a34e15-d375-c4e0-c5cf-68e055eee5e5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_dca7a301-7b9b-bf9f-8832-b75fdb3bd6ce" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_dca7a301-7b9b-bf9f-8832-b75fdb3bd6ce" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_670a3d52-210d-6027-0dba-51f1ad4f564d" xlink:type="arc" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_dca7a301-7b9b-bf9f-8832-b75fdb3bd6ce" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_13a4a1d2-3aa3-bc3b-4ab2-1897bd994b6f" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_50231013-f048-89e7-0e20-ba139224c5f7" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_50231013-f048-89e7-0e20-ba139224c5f7" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="loc_us-gaap_IncreaseDecreaseInDeposits_7d827b46-a2b0-1913-8668-676c642fa092" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_IncreaseDecreaseInDeposits_7d827b46-a2b0-1913-8668-676c642fa092" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="loc_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_613b0ea5-caeb-d6f7-571d-8d5cef54b523" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_613b0ea5-caeb-d6f7-571d-8d5cef54b523" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ProceedsFromRepaymentsOfShortTermDebtOther" xlink:label="loc_cfg_ProceedsFromRepaymentsOfShortTermDebtOther_AC176BEA7A332A46BE59D4F5D2F55A34" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_cfg_ProceedsFromRepaymentsOfShortTermDebtOther_AC176BEA7A332A46BE59D4F5D2F55A34" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_f58bb86e-8b52-c30f-7b3a-554d3e73586f" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_f58bb86e-8b52-c30f-7b3a-554d3e73586f" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt_50c96d39-6558-6bd8-b3d6-7ed1c558807e" xlink:type="locator" />
    <link:calculationArc order="5" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_RepaymentsOfLongTermDebt_50c96d39-6558-6bd8-b3d6-7ed1c558807e" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_3f804297-91a1-3939-541d-a39b6288c9f9" xlink:type="locator" />
    <link:calculationArc order="6" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_3f804297-91a1-3939-541d-a39b6288c9f9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPrivatePlacement" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_baedb990-221a-5695-b734-10ea8d7ce29e" xlink:type="locator" />
    <link:calculationArc order="7" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_baedb990-221a-5695-b734-10ea8d7ce29e" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_41d72ed0-9a2b-31fb-9f8e-ad33f5eca26a" xlink:type="locator" />
    <link:calculationArc order="8" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_PaymentsOfDividendsCommonStock_41d72ed0-9a2b-31fb-9f8e-ad33f5eca26a" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_152e23bb-b923-43f1-67b3-0ce96ede2765" xlink:type="locator" />
    <link:calculationArc order="9" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_152e23bb-b923-43f1-67b3-0ce96ede2765" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:label="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_07e50027-f2db-6d1b-93ed-b22d6bd39351" xlink:type="locator" />
    <link:calculationArc order="10" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_07e50027-f2db-6d1b-93ed-b22d6bd39351" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_50231013-f048-89e7-0e20-ba139224c5f7" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_8b51ae5f-8f14-ae0e-00e7-8f4e716f2f96" xlink:type="locator" />
    <link:calculationArc order="1" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_8b51ae5f-8f14-ae0e-00e7-8f4e716f2f96" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_e3f9215c-1f64-e636-ccb3-9c51d05b0a6d" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_e3f9215c-1f64-e636-ccb3-9c51d05b0a6d" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_6abb14d9-7978-302d-af6b-dbfc88f76bf2" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_6abb14d9-7978-302d-af6b-dbfc88f76bf2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_d1d20cfe-f038-824a-0236-247c2a122ebc" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_d1d20cfe-f038-824a-0236-247c2a122ebc" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_404f28cc-d31b-88b1-2e58-f61c65ab1626" xlink:type="locator" />
    <link:calculationArc order="5" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_404f28cc-d31b-88b1-2e58-f61c65ab1626" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_8f7b7d27-85ae-a2c8-2ad9-6450620cc1ca" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_8f7b7d27-85ae-a2c8-2ad9-6450620cc1ca" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireMortgageServicingRightsMSR" xlink:label="loc_us-gaap_PaymentsToAcquireMortgageServicingRightsMSR_4c5a6e6d-3fd5-f1d9-3383-1838974def95" xlink:type="locator" />
    <link:calculationArc order="7" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_PaymentsToAcquireMortgageServicingRightsMSR_4c5a6e6d-3fd5-f1d9-3383-1838974def95" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireOtherInvestments" xlink:label="loc_us-gaap_PaymentsToAcquireOtherInvestments_483713d8-e500-be9d-d173-6b5e26416fef" xlink:type="locator" />
    <link:calculationArc order="8" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_PaymentsToAcquireOtherInvestments_483713d8-e500-be9d-d173-6b5e26416fef" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherInvestments" xlink:label="loc_us-gaap_ProceedsFromSaleOfOtherInvestments_d814b465-0b98-83d1-de2f-6a15f61ab470" xlink:type="locator" />
    <link:calculationArc order="9" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_ProceedsFromSaleOfOtherInvestments_d814b465-0b98-83d1-de2f-6a15f61ab470" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks" xlink:label="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_514a33de-ff0d-1162-b7ff-3fd16d877517" xlink:type="locator" />
    <link:calculationArc order="10" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_514a33de-ff0d-1162-b7ff-3fd16d877517" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases_e4423cf5-ac55-270b-5888-98d75401ec6f" xlink:type="locator" />
    <link:calculationArc order="11" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases_e4423cf5-ac55-270b-5888-98d75401ec6f" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromLifeInsurancePolicies" xlink:label="loc_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_860a42f6-b24b-f0a8-c66b-98fce3ad94c5" xlink:type="locator" />
    <link:calculationArc order="12" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_860a42f6-b24b-f0a8-c66b-98fce3ad94c5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_0f8df60b-841f-6df5-83c3-e4049d366459" xlink:type="locator" />
    <link:calculationArc order="13" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_0f8df60b-841f-6df5-83c3-e4049d366459" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_6d7a72cc-b15d-447c-3b26-c3564dc5b0b1" xlink:type="locator" />
    <link:calculationArc order="14" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_6d7a72cc-b15d-447c-3b26-c3564dc5b0b1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForSoftware" xlink:label="loc_us-gaap_PaymentsForSoftware_762299f1-2b7a-2409-b4a1-e33b683b691b" xlink:type="locator" />
    <link:calculationArc order="15" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_PaymentsForSoftware_762299f1-2b7a-2409-b4a1-e33b683b691b" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PaymentsToAcquireEquitySecuritiesFVNI" xlink:label="loc_cfg_PaymentsToAcquireEquitySecuritiesFVNI_E51116ABFA4EC707DC2CF852C85086BB" xlink:type="locator" />
    <link:calculationArc order="16" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_cfg_PaymentsToAcquireEquitySecuritiesFVNI_E51116ABFA4EC707DC2CF852C85086BB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ProceedsFromSalesOfEquitySecuritiesFVNI" xlink:label="loc_cfg_ProceedsFromSalesOfEquitySecuritiesFVNI_885ADE797BC19628AC68F82DA02E1089" xlink:type="locator" />
    <link:calculationArc order="17" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_cfg_ProceedsFromSalesOfEquitySecuritiesFVNI_885ADE797BC19628AC68F82DA02E1089" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_50231013-f048-89e7-0e20-ba139224c5f7" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaap_ProfitLoss_8b582348-a62e-cdfb-bc53-d5894b42e091" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_ProfitLoss_8b582348-a62e-cdfb-bc53-d5894b42e091" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_us-gaap_ProvisionForLoanAndLeaseLosses_54eafffc-0b2c-ac72-f44e-df1738b35af7" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_ProvisionForLoanAndLeaseLosses_54eafffc-0b2c-ac72-f44e-df1738b35af7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:label="loc_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_9a92b341-27b7-c710-c6e7-a1461f920371" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_9a92b341-27b7-c710-c6e7-a1461f920371" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:label="loc_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_a08d5cd2-49ca-d479-a34d-60826da67bad" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_a08d5cd2-49ca-d479-a34d-60826da67bad" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToPurchaseOtherLoansHeldForSale" xlink:label="loc_us-gaap_PaymentsToPurchaseOtherLoansHeldForSale_019445be-9f44-5518-b6f7-cd53b0a896df" xlink:type="locator" />
    <link:calculationArc order="5" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_PaymentsToPurchaseOtherLoansHeldForSale_019445be-9f44-5518-b6f7-cd53b0a896df" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale" xlink:label="loc_us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale_f0e63918-7516-a13e-fce5-eb52a7d7a2b9" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale_f0e63918-7516-a13e-fce5-eb52a7d7a2b9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNet" xlink:label="loc_us-gaap_DepreciationAmortizationAndAccretionNet_f8d3390c-1850-b76f-7062-99d566a4ad4a" xlink:type="locator" />
    <link:calculationArc order="7" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_DepreciationAmortizationAndAccretionNet_f8d3390c-1850-b76f-7062-99d566a4ad4a" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageServicingRightsMSRImpairmentRecovery" xlink:label="loc_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_65356e11-e92a-8f89-b803-cb60c925b3dc" xlink:type="locator" />
    <link:calculationArc order="8" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_65356e11-e92a-8f89-b803-cb60c925b3dc" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_9aded7ee-010b-f348-f958-a55fbb0224fa" xlink:type="locator" />
    <link:calculationArc order="9" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_9aded7ee-010b-f348-f958-a55fbb0224fa" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_3421bed6-296e-da4e-f0e9-a2a8fa1f6d19" xlink:type="locator" />
    <link:calculationArc order="10" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_3421bed6-296e-da4e-f0e9-a2a8fa1f6d19" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_a335203f-3ccd-a617-8dc0-23ff64100eab" xlink:type="locator" />
    <link:calculationArc order="11" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpense_a335203f-3ccd-a617-8dc0-23ff64100eab" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiRealizedGainLoss" xlink:label="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_f58cdd58-ff91-98c1-35e0-767a98cb995c" xlink:type="locator" />
    <link:calculationArc order="12" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_f58cdd58-ff91-98c1-35e0-767a98cb995c" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnDispositionOfAssets" xlink:label="loc_us-gaap_GainLossOnDispositionOfAssets_7e8e2246-8023-5ca5-de74-64865b889952" xlink:type="locator" />
    <link:calculationArc order="13" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_GainLossOnDispositionOfAssets_7e8e2246-8023-5ca5-de74-64865b889952" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_5550ae9d-a6e2-fc35-fc50-54521e2bfb5d" xlink:type="locator" />
    <link:calculationArc order="14" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_5550ae9d-a6e2-fc35-fc50-54521e2bfb5d" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_d7de2883-fea4-6e7c-2c8b-7fee9aa34369" xlink:type="locator" />
    <link:calculationArc order="15" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_d7de2883-fea4-6e7c-2c8b-7fee9aa34369" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnSaleOfOtherLoansAndLeases" xlink:label="loc_us-gaap_GainLossOnSaleOfOtherLoansAndLeases_44418e82-4723-7d64-11c1-02a4631a1e7e" xlink:type="locator" />
    <link:calculationArc order="16" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_GainLossOnSaleOfOtherLoansAndLeases_44418e82-4723-7d64-11c1-02a4631a1e7e" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_70a92108-04c8-ea13-dcdc-b3b1e3a5458e" xlink:type="locator" />
    <link:calculationArc order="17" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_70a92108-04c8-ea13-dcdc-b3b1e3a5458e" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_5c8b3520-1ca2-0a91-0912-70d62831826c" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_e170ce1e-c3a8-e8ee-88b0-37e8dd7b1d11" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_5c8b3520-1ca2-0a91-0912-70d62831826c" xlink:to="loc_us-gaap_NetIncomeLoss_e170ce1e-c3a8-e8ee-88b0-37e8dd7b1d11" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_5c8b3520-1ca2-0a91-0912-70d62831826c" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_e88bd855-1cc4-7d92-7586-c29e344f0391" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_e88bd855-1cc4-7d92-7586-c29e344f0391" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_fe167033-2914-2aa2-3013-1c77926a0d23" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_fe167033-2914-2aa2-3013-1c77926a0d23" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_dea146b3-6d50-c215-7c85-641051f14bf2" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_dea146b3-6d50-c215-7c85-641051f14bf2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax_a23e58d8-03ff-d497-68bb-7ce38cd79d90" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax_a23e58d8-03ff-d497-68bb-7ce38cd79d90" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_a741faa1-5881-0aa6-7740-3629eebde762" xlink:type="locator" />
    <link:calculationArc order="5" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_a741faa1-5881-0aa6-7740-3629eebde762" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax_ba7b0a82-7436-a1c7-4ea1-f9cfba446571" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:to="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax_ba7b0a82-7436-a1c7-4ea1-f9cfba446571" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax_a6e51840-ffa1-c55d-0dc0-c51dc5cc040e" xlink:type="locator" />
    <link:calculationArc order="7" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax_a6e51840-ffa1-c55d-0dc0-c51dc5cc040e" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax_f1fa9931-293d-d945-36ae-427a496b5230" xlink:type="locator" />
    <link:calculationArc order="8" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax_f1fa9931-293d-d945-36ae-427a496b5230" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_2efcb6ae-5d3a-652c-5e64-2f0332c3d5a3" xlink:type="locator" />
    <link:calculationArc order="9" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_2efcb6ae-5d3a-652c-5e64-2f0332c3d5a3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_93de04c3-ace0-a2f0-c272-f037b3709822" xlink:type="locator" />
    <link:calculationArc order="10" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_93de04c3-ace0-a2f0-c272-f037b3709822" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_e170ce1e-c3a8-e8ee-88b0-37e8dd7b1d11" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_d71649eb-5769-933d-7982-2a2ada9ea257" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_e170ce1e-c3a8-e8ee-88b0-37e8dd7b1d11" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_d71649eb-5769-933d-7982-2a2ada9ea257" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_07ff5c90-0c78-bcc6-b6d9-b6f38c1f082c" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_d71649eb-5769-933d-7982-2a2ada9ea257" xlink:to="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_07ff5c90-0c78-bcc6-b6d9-b6f38c1f082c" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_17d6fb00-d8ca-12a7-45aa-c9b702218c16" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_07ff5c90-0c78-bcc6-b6d9-b6f38c1f082c" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_17d6fb00-d8ca-12a7-45aa-c9b702218c16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_623d1e10-c4e7-6a0a-be2a-ef2b024027b6" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseNet_17d6fb00-d8ca-12a7-45aa-c9b702218c16" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_623d1e10-c4e7-6a0a-be2a-ef2b024027b6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio_81b8bc0e-a0f9-1d96-1cce-e1e84aad8e06" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_623d1e10-c4e7-6a0a-be2a-ef2b024027b6" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio_81b8bc0e-a0f9-1d96-1cce-e1e84aad8e06" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages_e477288a-368a-f4af-81ac-97cee4ec3b0c" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_623d1e10-c4e7-6a0a-be2a-ef2b024027b6" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages_e477288a-368a-f4af-81ac-97cee4ec3b0c" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale" xlink:label="loc_us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale_f85cf9ef-dcc4-faf9-facd-9f4ac6b8d0c1" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_623d1e10-c4e7-6a0a-be2a-ef2b024027b6" xlink:to="loc_us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale_f85cf9ef-dcc4-faf9-facd-9f4ac6b8d0c1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="loc_us-gaap_InterestAndDividendIncomeSecurities_19c05980-442f-f049-46fd-e3ee194281df" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_623d1e10-c4e7-6a0a-be2a-ef2b024027b6" xlink:to="loc_us-gaap_InterestAndDividendIncomeSecurities_19c05980-442f-f049-46fd-e3ee194281df" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeDepositsWithFinancialInstitutions" xlink:label="loc_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_67d05e34-cc8f-e1d7-dfd4-5ab2789b1720" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_623d1e10-c4e7-6a0a-be2a-ef2b024027b6" xlink:to="loc_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_67d05e34-cc8f-e1d7-dfd4-5ab2789b1720" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_16e9f6a6-5524-a7b1-7e7c-73ee97610ec6" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseNet_17d6fb00-d8ca-12a7-45aa-c9b702218c16" xlink:to="loc_us-gaap_InterestExpense_16e9f6a6-5524-a7b1-7e7c-73ee97610ec6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="loc_us-gaap_InterestExpenseDeposits_165310ed-68a6-eee9-9a32-4739ef789790" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpense_16e9f6a6-5524-a7b1-7e7c-73ee97610ec6" xlink:to="loc_us-gaap_InterestExpenseDeposits_165310ed-68a6-eee9-9a32-4739ef789790" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_31c4a294-8b64-ae3d-6ca2-2b06b8b95bd8" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpense_16e9f6a6-5524-a7b1-7e7c-73ee97610ec6" xlink:to="loc_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_31c4a294-8b64-ae3d-6ca2-2b06b8b95bd8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseOtherShortTermBorrowings" xlink:label="loc_us-gaap_InterestExpenseOtherShortTermBorrowings_2601b9cf-cae8-2ca1-a986-68b71dfe4838" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpense_16e9f6a6-5524-a7b1-7e7c-73ee97610ec6" xlink:to="loc_us-gaap_InterestExpenseOtherShortTermBorrowings_2601b9cf-cae8-2ca1-a986-68b71dfe4838" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseLongTermDebt" xlink:label="loc_us-gaap_InterestExpenseLongTermDebt_77659a1d-5e89-4a8e-1e20-fa16a432d564" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpense_16e9f6a6-5524-a7b1-7e7c-73ee97610ec6" xlink:to="loc_us-gaap_InterestExpenseLongTermDebt_77659a1d-5e89-4a8e-1e20-fa16a432d564" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_fb9b10b1-d4d8-bf51-0524-f2efda24b93a" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_07ff5c90-0c78-bcc6-b6d9-b6f38c1f082c" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_fb9b10b1-d4d8-bf51-0524-f2efda24b93a" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_d71649eb-5769-933d-7982-2a2ada9ea257" xlink:to="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServiceChargesandFees" xlink:label="loc_cfg_ServiceChargesandFees_6848d056-a4da-b2c5-0169-d46efed11604" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:to="loc_cfg_ServiceChargesandFees_6848d056-a4da-b2c5-0169-d46efed11604" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FeesAndCommissionsCreditAndDebitCards1" xlink:label="loc_cfg_FeesAndCommissionsCreditAndDebitCards1_a1748fba-ac83-6a22-737e-d46eff8e4643" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:to="loc_cfg_FeesAndCommissionsCreditAndDebitCards1_a1748fba-ac83-6a22-737e-d46eff8e4643" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalMarketsFees" xlink:label="loc_cfg_CapitalMarketsFees_3c4a6177-3d87-9c5b-1418-d46eff0f239c" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:to="loc_cfg_CapitalMarketsFees_3c4a6177-3d87-9c5b-1418-d46eff0f239c" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TrustandInvestmentServiceFees" xlink:label="loc_cfg_TrustandInvestmentServiceFees_cd6dcf7d-959a-c339-3915-d46eff67e400" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:to="loc_cfg_TrustandInvestmentServiceFees_cd6dcf7d-959a-c339-3915-d46eff67e400" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LetterofCreditandLoanFees" xlink:label="loc_cfg_LetterofCreditandLoanFees_a1722cab-2a67-bf8e-1462-d46efe54561d" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:to="loc_cfg_LetterofCreditandLoanFees_a1722cab-2a67-bf8e-1462-d46efe54561d" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ForeignExchangeandTradeFinanceFees" xlink:label="loc_cfg_ForeignExchangeandTradeFinanceFees_a704cdad-1c86-f87b-e35b-d46eff1f1be5" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:to="loc_cfg_ForeignExchangeandTradeFinanceFees_a704cdad-1c86-f87b-e35b-d46eff1f1be5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FeesAndCommissionsMortgageBankingAndServicing" xlink:label="loc_us-gaap_FeesAndCommissionsMortgageBankingAndServicing_05f8bf50-7be3-2d60-b7f5-a52222986b4f" xlink:type="locator" />
    <link:calculationArc order="7" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:to="loc_us-gaap_FeesAndCommissionsMortgageBankingAndServicing_05f8bf50-7be3-2d60-b7f5-a52222986b4f" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesRealizedGainLoss" xlink:label="loc_us-gaap_DebtSecuritiesRealizedGainLoss_5cbc99ca-a019-a736-9b47-eaa733c2e9c2" xlink:type="locator" />
    <link:calculationArc order="8" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:to="loc_us-gaap_DebtSecuritiesRealizedGainLoss_5cbc99ca-a019-a736-9b47-eaa733c2e9c2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_9aded7ee-010b-f348-f958-a55fbb0224fa" xlink:type="locator" />
    <link:calculationArc order="9" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_9aded7ee-010b-f348-f958-a55fbb0224fa" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="loc_us-gaap_NoninterestIncomeOther_a569547c-68fb-5298-d5e4-8a37615412d5" xlink:type="locator" />
    <link:calculationArc order="10" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:to="loc_us-gaap_NoninterestIncomeOther_a569547c-68fb-5298-d5e4-8a37615412d5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_8e4fe756-aff6-3f3d-e18c-a95055b1a60d" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_d71649eb-5769-933d-7982-2a2ada9ea257" xlink:to="loc_us-gaap_NoninterestExpense_8e4fe756-aff6-3f3d-e18c-a95055b1a60d" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense_9ce4ddd7-88de-0c7f-0c68-70aef9a19b78" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_8e4fe756-aff6-3f3d-e18c-a95055b1a60d" xlink:to="loc_us-gaap_LaborAndRelatedExpense_9ce4ddd7-88de-0c7f-0c68-70aef9a19b78" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="loc_us-gaap_ProfessionalFees_af0691f4-7318-4564-f5f7-6ee97a28289e" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_8e4fe756-aff6-3f3d-e18c-a95055b1a60d" xlink:to="loc_us-gaap_ProfessionalFees_af0691f4-7318-4564-f5f7-6ee97a28289e" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_us-gaap_OccupancyNet_3000f1c9-7fde-3147-d630-3ce64c18aeb0" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_8e4fe756-aff6-3f3d-e18c-a95055b1a60d" xlink:to="loc_us-gaap_OccupancyNet_3000f1c9-7fde-3147-d630-3ce64c18aeb0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquipmentExpense" xlink:label="loc_us-gaap_EquipmentExpense_47f95bb6-b09c-f951-db44-414df70c8914" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_8e4fe756-aff6-3f3d-e18c-a95055b1a60d" xlink:to="loc_us-gaap_EquipmentExpense_47f95bb6-b09c-f951-db44-414df70c8914" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_us-gaap_OtherNoninterestExpense_60e0cfc8-9d1d-c126-3203-c33be400af36" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_8e4fe756-aff6-3f3d-e18c-a95055b1a60d" xlink:to="loc_us-gaap_OtherNoninterestExpense_60e0cfc8-9d1d-c126-3203-c33be400af36" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_e170ce1e-c3a8-e8ee-88b0-37e8dd7b1d11" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/CoverPage" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/Deposits" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits_08c11e64-d78c-1df3-eb2d-2100602d7e9e" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DemandDepositAccounts" xlink:label="loc_us-gaap_DemandDepositAccounts_792e7ea6-7805-b0d4-4ca5-897bb2a279cf" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits_08c11e64-d78c-1df3-eb2d-2100602d7e9e" xlink:to="loc_us-gaap_DemandDepositAccounts_792e7ea6-7805-b0d4-4ca5-897bb2a279cf" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestBearingDomesticDepositChecking" xlink:label="loc_us-gaap_InterestBearingDomesticDepositChecking_0c43d29a-d046-8142-2a30-bee3cc85780f" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits_08c11e64-d78c-1df3-eb2d-2100602d7e9e" xlink:to="loc_us-gaap_InterestBearingDomesticDepositChecking_0c43d29a-d046-8142-2a30-bee3cc85780f" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="loc_us-gaap_DepositsSavingsDeposits_911ff4dd-b2e8-d16a-b85c-650fe3ab6208" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits_08c11e64-d78c-1df3-eb2d-2100602d7e9e" xlink:to="loc_us-gaap_DepositsSavingsDeposits_911ff4dd-b2e8-d16a-b85c-650fe3ab6208" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="loc_us-gaap_DepositsMoneyMarketDeposits_6cd331d4-4b15-7752-d9e2-cfc0ed18ec52" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits_08c11e64-d78c-1df3-eb2d-2100602d7e9e" xlink:to="loc_us-gaap_DepositsMoneyMarketDeposits_6cd331d4-4b15-7752-d9e2-cfc0ed18ec52" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_us-gaap_TimeDeposits_0418572b-cbb0-8380-1b3a-031968db204f" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits_08c11e64-d78c-1df3-eb2d-2100602d7e9e" xlink:to="loc_us-gaap_TimeDeposits_0418572b-cbb0-8380-1b3a-031968db204f" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_us-gaap_TimeDeposits_0418572b-cbb0-8380-1b3a-031968db204f" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearOne_d8e2a163-efdc-9b65-1336-cada342da90f" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits_0418572b-cbb0-8380-1b3a-031968db204f" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearOne_d8e2a163-efdc-9b65-1336-cada342da90f" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearTwo_342828e5-708d-b942-a16a-1733d58bc081" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits_0418572b-cbb0-8380-1b3a-031968db204f" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearTwo_342828e5-708d-b942-a16a-1733d58bc081" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearThree_6de90850-0280-8f57-b09a-e4b4fdddd804" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits_0418572b-cbb0-8380-1b3a-031968db204f" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearThree_6de90850-0280-8f57-b09a-e4b4fdddd804" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFour_8e740d8e-d2e9-7a5d-8ef2-944d74cb5aa8" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits_0418572b-cbb0-8380-1b3a-031968db204f" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearFour_8e740d8e-d2e9-7a5d-8ef2-944d74cb5aa8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFive_6ab1e8d3-19cd-2b96-bbd9-dd0399be2f8b" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits_0418572b-cbb0-8380-1b3a-031968db204f" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearFive_6ab1e8d3-19cd-2b96-bbd9-dd0399be2f8b" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:label="loc_us-gaap_TimeDepositMaturitiesAfterYearFive_2ce7fc92-d4b8-8d8a-0786-00f2c8839b7f" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits_0418572b-cbb0-8380-1b3a-031968db204f" xlink:to="loc_us-gaap_TimeDepositMaturitiesAfterYearFive_2ce7fc92-d4b8-8d8a-0786-00f2c8839b7f" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDeposits100000OrMore" xlink:label="loc_us-gaap_TimeDeposits100000OrMore_4487497f-086d-163a-6f92-52f0acf92fc2" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess" xlink:label="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess_af666ea8-f40f-5dff-c9da-3b8e7cf7982f" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits100000OrMore_4487497f-086d-163a-6f92-52f0acf92fc2" xlink:to="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess_af666ea8-f40f-5dff-c9da-3b8e7cf7982f" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths" xlink:label="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths_a73cb210-ed2b-8288-dc66-87cf61a8be02" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits100000OrMore_4487497f-086d-163a-6f92-52f0acf92fc2" xlink:to="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths_a73cb210-ed2b-8288-dc66-87cf61a8be02" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months" xlink:label="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months_939632ee-bd1d-5b5b-3747-266a8488d987" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits100000OrMore_4487497f-086d-163a-6f92-52f0acf92fc2" xlink:to="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months_939632ee-bd1d-5b5b-3747-266a8488d987" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months" xlink:label="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months_0e1077fd-bd94-82eb-7946-022eac984997" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits100000OrMore_4487497f-086d-163a-6f92-52f0acf92fc2" xlink:to="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months_0e1077fd-bd94-82eb-7946-022eac984997" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/DepositsNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/DepositsTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/Derivatives" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/DerivativesNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_e71ae707-eb75-3d79-5329-2d57b55cdf39" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_0078bdbb-290f-5ef0-62d2-056ec95a2492" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_e71ae707-eb75-3d79-5329-2d57b55cdf39" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_0078bdbb-290f-5ef0-62d2-056ec95a2492" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilityFairValueGrossAsset" xlink:label="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_93b8afa1-df44-72a3-bafe-6e432f14f5b9" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_e71ae707-eb75-3d79-5329-2d57b55cdf39" xlink:to="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_93b8afa1-df44-72a3-bafe-6e432f14f5b9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset" xlink:label="loc_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_8a9ac5d9-0075-eee6-1f2a-29bb0ac1a3cd" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_e71ae707-eb75-3d79-5329-2d57b55cdf39" xlink:to="loc_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_8a9ac5d9-0075-eee6-1f2a-29bb0ac1a3cd" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_c82360c5-eba3-fc2c-e3c9-227b956c69fd" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_6cb66114-bf63-d028-2d01-3d66f917fa7d" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_c82360c5-eba3-fc2c-e3c9-227b956c69fd" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_6cb66114-bf63-d028-2d01-3d66f917fa7d" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssetFairValueGrossLiability" xlink:label="loc_us-gaap_DerivativeAssetFairValueGrossLiability_72917570-227a-8bdb-1e78-6463f6305512" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_c82360c5-eba3-fc2c-e3c9-227b956c69fd" xlink:to="loc_us-gaap_DerivativeAssetFairValueGrossLiability_72917570-227a-8bdb-1e78-6463f6305512" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset" xlink:label="loc_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_9a8909a1-c74a-e507-3adf-faff5bb0bf79" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_c82360c5-eba3-fc2c-e3c9-227b956c69fd" xlink:to="loc_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_9a8909a1-c74a-e507-3adf-faff5bb0bf79" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/DerivativesTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/EarningsPerShare" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/EarningsPerShareDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_976d3954-a813-87e0-3f10-9f88f38c5886" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_e170ce1e-c3a8-e8ee-88b0-37e8dd7b1d11" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_976d3954-a813-87e0-3f10-9f88f38c5886" xlink:to="loc_us-gaap_NetIncomeLoss_e170ce1e-c3a8-e8ee-88b0-37e8dd7b1d11" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockDividendsIncomeStatementImpact" xlink:label="loc_us-gaap_PreferredStockDividendsIncomeStatementImpact_a6a09a54-2128-96d8-30c5-702de94ed40b" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_976d3954-a813-87e0-3f10-9f88f38c5886" xlink:to="loc_us-gaap_PreferredStockDividendsIncomeStatementImpact_a6a09a54-2128-96d8-30c5-702de94ed40b" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_8c9389ea-1fbb-7e45-ce1f-5a1d89572c0d" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_fbdbb03d-8583-701f-d6e2-69f8229c6051" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_8c9389ea-1fbb-7e45-ce1f-5a1d89572c0d" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_fbdbb03d-8583-701f-d6e2-69f8229c6051" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xlink:label="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_72ad9ebf-e829-cc37-8382-628e47c585ab" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_8c9389ea-1fbb-7e45-ce1f-5a1d89572c0d" xlink:to="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_72ad9ebf-e829-cc37-8382-628e47c585ab" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/EarningsPerShareTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefits" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet" xlink:label="loc_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet_03c8dcd1-fc7d-1caf-99fe-5edccee1c0fb" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:label="loc_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_1d5e04b8-b6a0-335a-2c79-60834f9a1f25" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet_03c8dcd1-fc7d-1caf-99fe-5edccee1c0fb" xlink:to="loc_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_1d5e04b8-b6a0-335a-2c79-60834f9a1f25" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligation" xlink:label="loc_us-gaap_DefinedBenefitPlanBenefitObligation_a57e9aa7-191d-46c2-2e04-3fd2e411d7da" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet_03c8dcd1-fc7d-1caf-99fe-5edccee1c0fb" xlink:to="loc_us-gaap_DefinedBenefitPlanBenefitObligation_a57e9aa7-191d-46c2-2e04-3fd2e411d7da" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsExpectedFutureBenefitPaymentsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails" xlink:type="extended">
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome" xlink:label="loc_cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome_19c5f4f2-5dc5-a2cb-31c5-a358d6f0f443" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_edb2e7ee-0cab-645e-570b-ea86bdabd263" xlink:type="locator" />
    <link:calculationArc order="1" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome_19c5f4f2-5dc5-a2cb-31c5-a358d6f0f443" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_edb2e7ee-0cab-645e-570b-ea86bdabd263" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_cabf789f-6ec6-1109-b829-dd6afa0261c8" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome_19c5f4f2-5dc5-a2cb-31c5-a358d6f0f443" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_cabf789f-6ec6-1109-b829-dd6afa0261c8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax" xlink:label="loc_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax_adf09d76-94f3-79db-449c-2c51cd08c316" xlink:type="locator" />
    <link:calculationArc order="1" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_cabf789f-6ec6-1109-b829-dd6afa0261c8" xlink:to="loc_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax_adf09d76-94f3-79db-449c-2c51cd08c316" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax_383f7254-a3d3-dadf-0628-aab1174b281a" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_cabf789f-6ec6-1109-b829-dd6afa0261c8" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax_383f7254-a3d3-dadf-0628-aab1174b281a" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax_c54e0422-131b-da76-180c-0003dbfea189" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_cabf789f-6ec6-1109-b829-dd6afa0261c8" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax_c54e0422-131b-da76-180c-0003dbfea189" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:label="loc_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_d77fe029-f23f-9e6c-6011-e5f759449bed" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:label="loc_us-gaap_DefinedBenefitPlanServiceCost_e14243b3-33a1-5459-a451-077ec8d3f8e3" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_d77fe029-f23f-9e6c-6011-e5f759449bed" xlink:to="loc_us-gaap_DefinedBenefitPlanServiceCost_e14243b3-33a1-5459-a451-077ec8d3f8e3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="loc_us-gaap_DefinedBenefitPlanInterestCost_08bfb8dd-9b96-b2df-e96d-3661802234df" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_d77fe029-f23f-9e6c-6011-e5f759449bed" xlink:to="loc_us-gaap_DefinedBenefitPlanInterestCost_08bfb8dd-9b96-b2df-e96d-3661802234df" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_65f7f8a8-89d5-6dc6-d223-452e554561e4" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_d77fe029-f23f-9e6c-6011-e5f759449bed" xlink:to="loc_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_65f7f8a8-89d5-6dc6-d223-452e554561e4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:label="loc_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_0d8fe3ab-8638-f17a-d512-2baaf0d8fce2" xlink:type="locator" />
    <link:calculationArc order="4" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_d77fe029-f23f-9e6c-6011-e5f759449bed" xlink:to="loc_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_0d8fe3ab-8638-f17a-d512-2baaf0d8fce2" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurements" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables" xlink:label="loc_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables_a3bac36d-2d22-3ff9-d8c0-7258e81b52c5" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleAmount_b6371875-0290-ffea-295c-43ba725c6ea5" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables_a3bac36d-2d22-3ff9-d8c0-7258e81b52c5" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleAmount_b6371875-0290-ffea-295c-43ba725c6ea5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal" xlink:label="loc_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal_f10fa2f3-ea68-c649-55fc-a358d5ff8f62" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables_a3bac36d-2d22-3ff9-d8c0-7258e81b52c5" xlink:to="loc_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal_f10fa2f3-ea68-c649-55fc-a358d5ff8f62" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_3f029089-9676-c8b1-c974-7fd5c9cd5814" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_0078bdbb-290f-5ef0-62d2-056ec95a2492" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_3f029089-9676-c8b1-c974-7fd5c9cd5814" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_0078bdbb-290f-5ef0-62d2-056ec95a2492" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_a0a5801b-c8ce-1793-dd5f-edbcde4cc5a3" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_e562c48b-3e99-2c57-8e96-c3b81056b58c" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_a0a5801b-c8ce-1793-dd5f-edbcde4cc5a3" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_e562c48b-3e99-2c57-8e96-c3b81056b58c" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleAmount_b6371875-0290-ffea-295c-43ba725c6ea5" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_a0a5801b-c8ce-1793-dd5f-edbcde4cc5a3" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleAmount_b6371875-0290-ffea-295c-43ba725c6ea5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_6cb66114-bf63-d028-2d01-3d66f917fa7d" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_a0a5801b-c8ce-1793-dd5f-edbcde4cc5a3" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_6cb66114-bf63-d028-2d01-3d66f917fa7d" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNi" xlink:label="loc_us-gaap_EquitySecuritiesFvNi_c88e6350-e26e-969b-2f36-fb6881edab88" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_a0a5801b-c8ce-1793-dd5f-edbcde4cc5a3" xlink:to="loc_us-gaap_EquitySecuritiesFvNi_c88e6350-e26e-969b-2f36-fb6881edab88" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_42cf6556-16da-909c-3038-6841d964a0aa" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_a0a5801b-c8ce-1793-dd5f-edbcde4cc5a3" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_42cf6556-16da-909c-3038-6841d964a0aa" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssets" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_e87bd6a3-2026-a858-f41a-bc281e5d594b" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsGross_e11e8784-8f2d-ca3c-a9e8-a8115d54520c" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_e87bd6a3-2026-a858-f41a-bc281e5d594b" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsGross_e11e8784-8f2d-ca3c-a9e8-a8115d54520c" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_65140cb5-12a8-2030-97e2-fa6daceadf40" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_e87bd6a3-2026-a858-f41a-bc281e5d594b" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_65140cb5-12a8-2030-97e2-fa6daceadf40" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxes" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations" xlink:label="loc_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_c5bea251-d8cc-63c6-2a45-28fbbaf81f71" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_7f37ab3b-992e-e1ba-f578-2c503524d7e4" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_c5bea251-d8cc-63c6-2a45-28fbbaf81f71" xlink:to="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_7f37ab3b-992e-e1ba-f578-2c503524d7e4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_ca5c17e6-16a0-bee8-1413-d316d82a8942" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_c5bea251-d8cc-63c6-2a45-28fbbaf81f71" xlink:to="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_ca5c17e6-16a0-bee8-1413-d316d82a8942" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations" xlink:label="loc_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_c4db70dd-653d-338f-7465-7cd2417ef806" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentFederalTaxExpenseBenefit_1007d9fe-6d83-c6c6-eef9-c29803b14ec7" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_c4db70dd-653d-338f-7465-7cd2417ef806" xlink:to="loc_us-gaap_CurrentFederalTaxExpenseBenefit_1007d9fe-6d83-c6c6-eef9-c29803b14ec7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_db02e614-93e7-eddf-abe0-a58cca48e685" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_c4db70dd-653d-338f-7465-7cd2417ef806" xlink:to="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_db02e614-93e7-eddf-abe0-a58cca48e685" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_ad87dc87-7206-5d76-a1ae-6cecdf90521c" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:to="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_ad87dc87-7206-5d76-a1ae-6cecdf90521c" xlink:type="arc" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_ad87dc87-7206-5d76-a1ae-6cecdf90521c" xlink:to="loc_us-gaap_CurrentFederalTaxExpenseBenefit_1007d9fe-6d83-c6c6-eef9-c29803b14ec7" xlink:type="arc" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_ad87dc87-7206-5d76-a1ae-6cecdf90521c" xlink:to="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_7f37ab3b-992e-e1ba-f578-2c503524d7e4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_3421bed6-296e-da4e-f0e9-a2a8fa1f6d19" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_3421bed6-296e-da4e-f0e9-a2a8fa1f6d19" xlink:type="arc" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_3421bed6-296e-da4e-f0e9-a2a8fa1f6d19" xlink:to="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_db02e614-93e7-eddf-abe0-a58cca48e685" xlink:type="arc" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_3421bed6-296e-da4e-f0e9-a2a8fa1f6d19" xlink:to="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_ca5c17e6-16a0-bee8-1413-d316d82a8942" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetailsCalc2" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_18B5828504CBE6BFEACDA35946908D73_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations" xlink:label="loc_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_18B5828504CBE6BFEACDA35946908D73_c4db70dd-653d-338f-7465-7cd2417ef806" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_18B5828504CBE6BFEACDA35946908D73_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:to="loc_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_18B5828504CBE6BFEACDA35946908D73_c4db70dd-653d-338f-7465-7cd2417ef806" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations" xlink:label="loc_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_18B5828504CBE6BFEACDA35946908D73_c5bea251-d8cc-63c6-2a45-28fbbaf81f71" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_18B5828504CBE6BFEACDA35946908D73_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:to="loc_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_18B5828504CBE6BFEACDA35946908D73_c5bea251-d8cc-63c6-2a45-28fbbaf81f71" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="loc_us-gaap_DeferredTaxLiabilities_f31cb66e-0de8-54fb-4788-53b3cde0ec2f" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="loc_us-gaap_DeferredTaxAssetsNet_e6f5d9f5-2430-5e17-896c-5e4d69815366" xlink:type="locator" />
    <link:calculationArc order="1" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxLiabilities_f31cb66e-0de8-54fb-4788-53b3cde0ec2f" xlink:to="loc_us-gaap_DeferredTaxAssetsNet_e6f5d9f5-2430-5e17-896c-5e4d69815366" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="loc_us-gaap_DeferredTaxAssetsGross_e54f6543-25d5-ceb9-ff71-ca6ba1b37623" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsNet_e6f5d9f5-2430-5e17-896c-5e4d69815366" xlink:to="loc_us-gaap_DeferredTaxAssetsGross_e54f6543-25d5-ceb9-ff71-ca6ba1b37623" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives" xlink:label="loc_cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives_ac6217b5-d7cb-5969-67b9-a358d6a885ca" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_e54f6543-25d5-ceb9-ff71-ca6ba1b37623" xlink:to="loc_cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives_ac6217b5-d7cb-5969-67b9-a358d6a885ca" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_b1af2034-c908-aa1d-0729-b39714efe23b" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_e54f6543-25d5-ceb9-ff71-ca6ba1b37623" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_b1af2034-c908-aa1d-0729-b39714efe23b" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:label="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_bc5d002e-802f-bf1e-7d7d-9f1d1a7551a7" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_e54f6543-25d5-ceb9-ff71-ca6ba1b37623" xlink:to="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_bc5d002e-802f-bf1e-7d7d-9f1d1a7551a7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxAssetsAccruedExpenses" xlink:label="loc_cfg_DeferredTaxAssetsAccruedExpenses_d1d809ab-6c4f-2e3a-e340-a358d686a3aa" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_e54f6543-25d5-ceb9-ff71-ca6ba1b37623" xlink:to="loc_cfg_DeferredTaxAssetsAccruedExpenses_d1d809ab-6c4f-2e3a-e340-a358d686a3aa" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther" xlink:label="loc_cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther_39b79f53-da94-d924-4a9b-a358d81f2773" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_e54f6543-25d5-ceb9-ff71-ca6ba1b37623" xlink:to="loc_cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther_39b79f53-da94-d924-4a9b-a358d81f2773" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxAssetsFairValueAdjustment" xlink:label="loc_cfg_DeferredTaxAssetsFairValueAdjustment_9d6445b5-e661-d030-bd2f-a358d45b2ec0" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_e54f6543-25d5-ceb9-ff71-ca6ba1b37623" xlink:to="loc_cfg_DeferredTaxAssetsFairValueAdjustment_9d6445b5-e661-d030-bd2f-a358d45b2ec0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="loc_us-gaap_DeferredTaxAssetsValuationAllowance_55b78dfc-faa8-3c71-752a-e6857318d516" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsNet_e6f5d9f5-2430-5e17-896c-5e4d69815366" xlink:to="loc_us-gaap_DeferredTaxAssetsValuationAllowance_55b78dfc-faa8-3c71-752a-e6857318d516" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilities_15e17ec2-d527-455f-b2cd-0be7f92a9fd5" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxLiabilities_f31cb66e-0de8-54fb-4788-53b3cde0ec2f" xlink:to="loc_us-gaap_DeferredIncomeTaxLiabilities_15e17ec2-d527-455f-b2cd-0be7f92a9fd5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesLeasingArrangements" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesLeasingArrangements_e577292a-42b5-1be6-5996-8a37e2ebd0b2" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_15e17ec2-d527-455f-b2cd-0be7f92a9fd5" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesLeasingArrangements_e577292a-42b5-1be6-5996-8a37e2ebd0b2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_5da8fd5a-89f1-3049-e781-200c2d180554" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_15e17ec2-d527-455f-b2cd-0be7f92a9fd5" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_5da8fd5a-89f1-3049-e781-200c2d180554" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_fee9ac69-74b7-a6ae-6ad8-e6860d7cdb9d" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_15e17ec2-d527-455f-b2cd-0be7f92a9fd5" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_fee9ac69-74b7-a6ae-6ad8-e6860d7cdb9d" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits" xlink:label="loc_cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits_4f87a457-f47e-2c6c-e174-a358d816ae6c" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_15e17ec2-d527-455f-b2cd-0be7f92a9fd5" xlink:to="loc_cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits_4f87a457-f47e-2c6c-e174-a358d816ae6c" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesInvestments" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesInvestments_d32b5808-6302-9eb2-57e7-34c6a5d9450c" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_15e17ec2-d527-455f-b2cd-0be7f92a9fd5" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesInvestments_d32b5808-6302-9eb2-57e7-34c6a5d9450c" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome_71972558-7fab-07a6-15ce-925bea4efcf4" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_15e17ec2-d527-455f-b2cd-0be7f92a9fd5" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome_71972558-7fab-07a6-15ce-925bea4efcf4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesMortgageServicingRights" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_edfff54d-fd65-e78d-8d78-9ba2f5ba5e12" xlink:type="locator" />
    <link:calculationArc order="7" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_15e17ec2-d527-455f-b2cd-0be7f92a9fd5" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_edfff54d-fd65-e78d-8d78-9ba2f5ba5e12" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_7c7e16b8-0aa9-c1c4-f1b1-272374ca83dc" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:to="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_7c7e16b8-0aa9-c1c4-f1b1-272374ca83dc" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate" xlink:label="loc_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_05cc23a1-95bf-5dfd-ffdf-58b097230187" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:to="loc_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_05cc23a1-95bf-5dfd-ffdf-58b097230187" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:label="loc_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_f57a32ed-0dd0-7e89-043f-8fdc81833b87" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:to="loc_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_f57a32ed-0dd0-7e89-043f-8fdc81833b87" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount" xlink:label="loc_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount_22269b52-8e0a-199b-d863-a358d7652f91" xlink:type="locator" />
    <link:calculationArc order="4" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:to="loc_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount_22269b52-8e0a-199b-d863-a358d7652f91" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxExemptIncome_4cc3df36-3d5f-4a60-d2a6-85db727ccf82" xlink:type="locator" />
    <link:calculationArc order="5" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxExemptIncome_4cc3df36-3d5f-4a60-d2a6-85db727ccf82" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxCredits" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxCredits_c4fdeb46-4aee-508e-a0bc-a3b116ae2542" xlink:type="locator" />
    <link:calculationArc order="6" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxCredits_c4fdeb46-4aee-508e-a0bc-a3b116ae2542" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxCreditsOther" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxCreditsOther_3dac6060-f4bd-7f16-f289-97da08132c35" xlink:type="locator" />
    <link:calculationArc order="7" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxCreditsOther_3dac6060-f4bd-7f16-f289-97da08132c35" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxContingencies" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxContingencies_e51ba957-fbba-d1d2-7272-1520a4ba45da" xlink:type="locator" />
    <link:calculationArc order="8" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxContingencies_e51ba957-fbba-d1d2-7272-1520a4ba45da" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationNondeductibleExpense" xlink:label="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpense_8aacea24-b78b-d0a4-5334-45b52d9eb0b2" xlink:type="locator" />
    <link:calculationArc order="9" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:to="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpense_8aacea24-b78b-d0a4-5334-45b52d9eb0b2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationOtherReconcilingItems" xlink:label="loc_us-gaap_IncomeTaxReconciliationOtherReconcilingItems_a237d002-c148-e3f5-f6b8-149c82c9935d" xlink:type="locator" />
    <link:calculationArc order="10" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:to="loc_us-gaap_IncomeTaxReconciliationOtherReconcilingItems_a237d002-c148-e3f5-f6b8-149c82c9935d" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount" xlink:label="loc_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount_BFD858FA9CC67C86FCD3CDEB1E7F7856" xlink:type="locator" />
    <link:calculationArc order="11" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:to="loc_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount_BFD858FA9CC67C86FCD3CDEB1E7F7856" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_aa9fb8cf-e50d-6d5b-0236-a084fee29894" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_5ef0c8c5-04c5-1c10-a59e-3eaa9cf923b4" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_aa9fb8cf-e50d-6d5b-0236-a084fee29894" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_5ef0c8c5-04c5-1c10-a59e-3eaa9cf923b4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_dde8ff73-3704-2d19-f167-45cf9c0efbb7" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_aa9fb8cf-e50d-6d5b-0236-a084fee29894" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_dde8ff73-3704-2d19-f167-45cf9c0efbb7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_fa285cf0-c43f-6ef0-a0f2-c37d958f2fe4" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_aa9fb8cf-e50d-6d5b-0236-a084fee29894" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_fa285cf0-c43f-6ef0-a0f2-c37d958f2fe4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent" xlink:label="loc_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent_b0e32e11-e89a-fa15-f11c-a358d7a4c75e" xlink:type="locator" />
    <link:calculationArc order="4" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_aa9fb8cf-e50d-6d5b-0236-a084fee29894" xlink:to="loc_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent_b0e32e11-e89a-fa15-f11c-a358d7a4c75e" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_aeca0f8c-5c05-0b2e-dcc5-0c21b3b14843" xlink:type="locator" />
    <link:calculationArc order="5" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_aa9fb8cf-e50d-6d5b-0236-a084fee29894" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_aeca0f8c-5c05-0b2e-dcc5-0c21b3b14843" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_760e1cd1-b180-e0c4-17a8-eef24284a1cb" xlink:type="locator" />
    <link:calculationArc order="6" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_aa9fb8cf-e50d-6d5b-0236-a084fee29894" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_760e1cd1-b180-e0c4-17a8-eef24284a1cb" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther_c0a15a48-1d60-bc38-090d-a700bcae0e5d" xlink:type="locator" />
    <link:calculationArc order="7" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_aa9fb8cf-e50d-6d5b-0236-a084fee29894" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther_c0a15a48-1d60-bc38-090d-a700bcae0e5d" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_cbd9ac3f-d449-5b02-e4f1-28b574ed2878" xlink:type="locator" />
    <link:calculationArc order="8" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_aa9fb8cf-e50d-6d5b-0236-a084fee29894" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_cbd9ac3f-d449-5b02-e4f1-28b574ed2878" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense_d9df7d3d-b9dd-e868-b078-e2e03ba315bc" xlink:type="locator" />
    <link:calculationArc order="9" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_aa9fb8cf-e50d-6d5b-0236-a084fee29894" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense_d9df7d3d-b9dd-e868-b078-e2e03ba315bc" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent_816488b8-0d56-395f-9159-c39b85761bc4" xlink:type="locator" />
    <link:calculationArc order="10" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_aa9fb8cf-e50d-6d5b-0236-a084fee29894" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent_816488b8-0d56-395f-9159-c39b85761bc4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent" xlink:label="loc_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent_8DF30F62F5252C591D09CDEBEDB90387" xlink:type="locator" />
    <link:calculationArc order="11" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_aa9fb8cf-e50d-6d5b-0236-a084fee29894" xlink:to="loc_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent_8DF30F62F5252C591D09CDEBEDB90387" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesIncomeTaxExpenseBenefitDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation_bb346c79-420c-7458-c3e2-9df4311106ec" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation_bb346c79-420c-7458-c3e2-9df4311106ec" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossTax_02ee5514-cc7d-0d55-8862-28a865eecb19" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation_bb346c79-420c-7458-c3e2-9df4311106ec" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossTax_02ee5514-cc7d-0d55-8862-28a865eecb19" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/Leases" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeaseCost" xlink:label="loc_us-gaap_LeaseCost_ac3b1889-9651-365f-e4fc-e6474385db69" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseCost" xlink:label="loc_us-gaap_OperatingLeaseCost_88d5ba82-39dd-36ed-37fe-92977ff632df" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_ac3b1889-9651-365f-e4fc-e6474385db69" xlink:to="loc_us-gaap_OperatingLeaseCost_88d5ba82-39dd-36ed-37fe-92977ff632df" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermLeaseCost" xlink:label="loc_us-gaap_ShortTermLeaseCost_4efa230c-b1e9-e41e-ae56-b6a8565f3216" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_ac3b1889-9651-365f-e4fc-e6474385db69" xlink:to="loc_us-gaap_ShortTermLeaseCost_4efa230c-b1e9-e41e-ae56-b6a8565f3216" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableLeaseCost" xlink:label="loc_us-gaap_VariableLeaseCost_3df88f41-850d-02ae-dd0b-ab0215935a95" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_ac3b1889-9651-365f-e4fc-e6474385db69" xlink:to="loc_us-gaap_VariableLeaseCost_3df88f41-850d-02ae-dd0b-ab0215935a95" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubleaseIncome" xlink:label="loc_us-gaap_SubleaseIncome_8dd289f8-9bc4-5eca-8aa4-41500fe587c8" xlink:type="locator" />
    <link:calculationArc order="4" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_ac3b1889-9651-365f-e4fc-e6474385db69" xlink:to="loc_us-gaap_SubleaseIncome_8dd289f8-9bc4-5eca-8aa4-41500fe587c8" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_1c2cd15f-6a97-015f-b126-1d0a0750698b" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_9b040bc1-f43c-735d-05f7-679f319d2bb6" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_1c2cd15f-6a97-015f-b126-1d0a0750698b" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_9b040bc1-f43c-735d-05f7-679f319d2bb6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_2f0ec234-4f20-7099-efb3-3c0ab4d024dd" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_1c2cd15f-6a97-015f-b126-1d0a0750698b" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_2f0ec234-4f20-7099-efb3-3c0ab4d024dd" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_1ed751b1-5f94-4f6f-41e9-ef873c9f2bab" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_1c2cd15f-6a97-015f-b126-1d0a0750698b" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_1ed751b1-5f94-4f6f-41e9-ef873c9f2bab" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour" xlink:label="loc_cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour_4E04C89FBF9EC52AF0B4C9994B6C19B4" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_1c2cd15f-6a97-015f-b126-1d0a0750698b" xlink:to="loc_cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour_4E04C89FBF9EC52AF0B4C9994B6C19B4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_5ad4ca01-bc52-b198-b1fd-3cded668d167" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_1c2cd15f-6a97-015f-b126-1d0a0750698b" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_5ad4ca01-bc52-b198-b1fd-3cded668d167" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetailsCalc2" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_7F38F4183F9F4A050CDDC97A53F066BC_1c2cd15f-6a97-015f-b126-1d0a0750698b" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_7F38F4183F9F4A050CDDC97A53F066BC_07815ffa-512a-3133-dcbb-38e09d2626b9" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_7F38F4183F9F4A050CDDC97A53F066BC_1c2cd15f-6a97-015f-b126-1d0a0750698b" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_7F38F4183F9F4A050CDDC97A53F066BC_07815ffa-512a-3133-dcbb-38e09d2626b9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseLiability" xlink:label="loc_us-gaap_OperatingLeaseLiability_7F38F4183F9F4A050CDDC97A53F066BC_b983c2d8-8318-0a7e-1a5c-6ab2933f7be5" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_7F38F4183F9F4A050CDDC97A53F066BC_1c2cd15f-6a97-015f-b126-1d0a0750698b" xlink:to="loc_us-gaap_OperatingLeaseLiability_7F38F4183F9F4A050CDDC97A53F066BC_b983c2d8-8318-0a7e-1a5c-6ab2933f7be5" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/LeasesNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/LeasesSupplementalBalanceSheetInformationDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/LeasesSupplementalLeaseInformationDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/LeasesTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/LoansAndLeases" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DirectFinancingLeaseNetInvestmentInLease" xlink:label="loc_us-gaap_DirectFinancingLeaseNetInvestmentInLease_489a44cf-1507-0f1c-df7b-f03cfc6d12fe" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DirectFinancingLeaseLeaseReceivable" xlink:label="loc_us-gaap_DirectFinancingLeaseLeaseReceivable_8c8bfb46-97fd-bba7-7c29-b8a99c4e2bf1" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DirectFinancingLeaseNetInvestmentInLease_489a44cf-1507-0f1c-df7b-f03cfc6d12fe" xlink:to="loc_us-gaap_DirectFinancingLeaseLeaseReceivable_8c8bfb46-97fd-bba7-7c29-b8a99c4e2bf1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset" xlink:label="loc_us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset_e53163c3-849e-70bf-eede-85cf0740c38f" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DirectFinancingLeaseNetInvestmentInLease_489a44cf-1507-0f1c-df7b-f03cfc6d12fe" xlink:to="loc_us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset_e53163c3-849e-70bf-eede-85cf0740c38f" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DirectFinancingLeaseInitialIndirectCosts" xlink:label="loc_cfg_DirectFinancingLeaseInitialIndirectCosts_6f955a8e-833e-e7bf-a44f-d46effcc913f" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DirectFinancingLeaseNetInvestmentInLease_489a44cf-1507-0f1c-df7b-f03cfc6d12fe" xlink:to="loc_cfg_DirectFinancingLeaseInitialIndirectCosts_6f955a8e-833e-e7bf-a44f-d46effcc913f" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DirectFinancingLeaseDeferredSellingProfit" xlink:label="loc_us-gaap_DirectFinancingLeaseDeferredSellingProfit_156247f4-1981-bb10-6b26-978bda03eaef" xlink:type="locator" />
    <link:calculationArc order="4" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DirectFinancingLeaseNetInvestmentInLease_489a44cf-1507-0f1c-df7b-f03cfc6d12fe" xlink:to="loc_us-gaap_DirectFinancingLeaseDeferredSellingProfit_156247f4-1981-bb10-6b26-978bda03eaef" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived_ae410264-e547-0e75-2fd0-c97b47dd7471" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths_1f1bce5e-7653-bfdb-3c14-b4eaf96e6853" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived_ae410264-e547-0e75-2fd0-c97b47dd7471" xlink:to="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths_1f1bce5e-7653-bfdb-3c14-b4eaf96e6853" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears_e1e29818-cb00-3a45-a8d8-604b46276f6a" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived_ae410264-e547-0e75-2fd0-c97b47dd7471" xlink:to="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears_e1e29818-cb00-3a45-a8d8-604b46276f6a" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears_4a118805-1908-df9a-5ad8-895baad25f4d" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived_ae410264-e547-0e75-2fd0-c97b47dd7471" xlink:to="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears_4a118805-1908-df9a-5ad8-895baad25f4d" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears_03746fea-179e-8c0e-e15b-3500791fdb6c" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived_ae410264-e547-0e75-2fd0-c97b47dd7471" xlink:to="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears_03746fea-179e-8c0e-e15b-3500791fdb6c" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears_d036937f-8fb4-b4dd-f1ab-2d72d2a7a658" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived_ae410264-e547-0e75-2fd0-c97b47dd7471" xlink:to="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears_d036937f-8fb4-b4dd-f1ab-2d72d2a7a658" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter_106578f9-5891-fe97-4464-ba20cd0f2627" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived_ae410264-e547-0e75-2fd0-c97b47dd7471" xlink:to="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter_106578f9-5891-fe97-4464-ba20cd0f2627" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/MortgageBanking" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails" xlink:type="extended">
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetatAmortizedCostNet" xlink:label="loc_cfg_ServicingAssetatAmortizedCostNet_e410af58-2034-b3e6-c441-d46eff7e0fbb" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValue" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValue_70a6ba1b-0e0f-017d-dc85-abeef1409f99" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_ServicingAssetatAmortizedCostNet_e410af58-2034-b3e6-c441-d46eff7e0fbb" xlink:to="loc_us-gaap_ServicingAssetAtAmortizedValue_70a6ba1b-0e0f-017d-dc85-abeef1409f99" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance" xlink:label="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_3d9bc676-92b0-d7bc-ea0a-4b5137cb7ac3" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_ServicingAssetatAmortizedCostNet_e410af58-2034-b3e6-c441-d46eff7e0fbb" xlink:to="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_3d9bc676-92b0-d7bc-ea0a-4b5137cb7ac3" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/MortgageBankingNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/MortgageBankingTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/NoninterestIncome" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/NoninterestIncomeNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/NoninterestIncomeNoninterestIncomeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_b88c060f-09b3-b6c0-4cdb-a77cb8e75ec8" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_b88c060f-09b3-b6c0-4cdb-a77cb8e75ec8" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NoninterestIncomeMiscellaneous" xlink:label="loc_cfg_NoninterestIncomeMiscellaneous_2a2499fc-0811-66b0-bacc-a358d559e5bc" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_315eb9df-a895-f713-c268-9c6813436750" xlink:to="loc_cfg_NoninterestIncomeMiscellaneous_2a2499fc-0811-66b0-bacc-a358d559e5bc" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/NoninterestIncomeOtherIncomeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/NoninterestIncomeTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/OtherOperatingExpense" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/OtherOperatingExpenseDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="loc_us-gaap_OtherCostAndExpenseOperating_fdd3a041-a733-299c-016d-efa8e43f811b" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_1881d9c8-9cdb-d9e3-24dd-f7ad0474c849" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherCostAndExpenseOperating_fdd3a041-a733-299c-016d-efa8e43f811b" xlink:to="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_1881d9c8-9cdb-d9e3-24dd-f7ad0474c849" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:label="loc_us-gaap_MarketingAndAdvertisingExpense_4b203502-c432-6658-63a6-00b18bdfc0ab" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherCostAndExpenseOperating_fdd3a041-a733-299c-016d-efa8e43f811b" xlink:to="loc_us-gaap_MarketingAndAdvertisingExpense_4b203502-c432-6658-63a6-00b18bdfc0ab" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherExpenses" xlink:label="loc_us-gaap_OtherExpenses_bfd7e5fc-7065-bb3c-fbb7-c4cf6484ddd1" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherCostAndExpenseOperating_fdd3a041-a733-299c-016d-efa8e43f811b" xlink:to="loc_us-gaap_OtherExpenses_bfd7e5fc-7065-bb3c-fbb7-c4cf6484ddd1" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/OtherOperatingExpenseTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/ParentCompanyFinancials" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks_ab8a4270-8334-689f-07c9-a87f4568f35a" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_CashAndDueFromBanks_ab8a4270-8334-689f-07c9-a87f4568f35a" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoansandAdvances" xlink:label="loc_cfg_LoansandAdvances_6a2ab634-d033-04aa-b0bc-a358d7e15015" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_cfg_LoansandAdvances_6a2ab634-d033-04aa-b0bc-a358d7e15015" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="loc_us-gaap_EquityMethodInvestments_ed3f9f23-c931-eaa1-1c75-4ff1fe970e7d" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_EquityMethodInvestments_ed3f9f23-c931-eaa1-1c75-4ff1fe970e7d" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_53a34e15-d375-c4e0-c5cf-68e055eee5e5" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_17ef3f41-42f7-52c0-cba1-93e7e0e1116a" xlink:to="loc_us-gaap_OtherAssets_53a34e15-d375-c4e0-c5cf-68e055eee5e5" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xlink:label="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_b92a22f8-1cb9-094b-2ac8-a15b13e50636" xlink:type="locator" />
    <link:calculationArc order="1" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_b92a22f8-1cb9-094b-2ac8-a15b13e50636" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet" xlink:label="loc_cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet_30225546-93e9-f744-be76-a358d5643047" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet_30225546-93e9-f744-be76-a358d5643047" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_b5cf64b6-8899-5a9a-328a-4f0a312ae378" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_0f07a806-a2da-6d18-a7a9-d734fad1f3b0" xlink:to="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_b5cf64b6-8899-5a9a-328a-4f0a312ae378" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_3421bed6-296e-da4e-f0e9-a2a8fa1f6d19" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_3421bed6-296e-da4e-f0e9-a2a8fa1f6d19" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnDispositionOfAssets1" xlink:label="loc_us-gaap_GainLossOnDispositionOfAssets1_73cabc52-c416-1a4a-0557-7c2672849759" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_GainLossOnDispositionOfAssets1_73cabc52-c416-1a4a-0557-7c2672849759" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries" xlink:label="loc_cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries_B262AA9EF88B090AEA45FD9E43007248" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries_B262AA9EF88B090AEA45FD9E43007248" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_d7de2883-fea4-6e7c-2c8b-7fee9aa34369" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_d7de2883-fea4-6e7c-2c8b-7fee9aa34369" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_5550ae9d-a6e2-fc35-fc50-54521e2bfb5d" xlink:type="locator" />
    <link:calculationArc order="5" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_5550ae9d-a6e2-fc35-fc50-54521e2bfb5d" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_2d3aea93-0685-7648-d025-abd4b91cbb46" xlink:type="locator" />
    <link:calculationArc order="6" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_2d3aea93-0685-7648-d025-abd4b91cbb46" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_e170ce1e-c3a8-e8ee-88b0-37e8dd7b1d11" xlink:type="locator" />
    <link:calculationArc order="7" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_ce0d7b63-a366-bc9b-79e1-780981e428fe" xlink:to="loc_us-gaap_NetIncomeLoss_e170ce1e-c3a8-e8ee-88b0-37e8dd7b1d11" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_f58bb86e-8b52-c30f-7b3a-554d3e73586f" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_f58bb86e-8b52-c30f-7b3a-554d3e73586f" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt_50c96d39-6558-6bd8-b3d6-7ed1c558807e" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_RepaymentsOfLongTermDebt_50c96d39-6558-6bd8-b3d6-7ed1c558807e" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_0f0975d6-8500-76a0-c74f-5d2f0ed8b620" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_0f0975d6-8500-76a0-c74f-5d2f0ed8b620" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_3f804297-91a1-3939-541d-a39b6288c9f9" xlink:type="locator" />
    <link:calculationArc order="4" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_3f804297-91a1-3939-541d-a39b6288c9f9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPrivatePlacement" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_baedb990-221a-5695-b734-10ea8d7ce29e" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_baedb990-221a-5695-b734-10ea8d7ce29e" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsOfOrdinaryDividends" xlink:label="loc_us-gaap_PaymentsOfOrdinaryDividends_945d59d5-e35a-1527-d0e5-63c8ba4232c5" xlink:type="locator" />
    <link:calculationArc order="6" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_PaymentsOfOrdinaryDividends_945d59d5-e35a-1527-d0e5-63c8ba4232c5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_152e23bb-b923-43f1-67b3-0ce96ede2765" xlink:type="locator" />
    <link:calculationArc order="7" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_152e23bb-b923-43f1-67b3-0ce96ede2765" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:label="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_3ddd0290-3d1a-2e62-5161-428d280d3fb6" xlink:type="locator" />
    <link:calculationArc order="8" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_1efd93c0-bb90-2a64-a997-3a70afaa3faa" xlink:to="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_3ddd0290-3d1a-2e62-5161-428d280d3fb6" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_e170ce1e-c3a8-e8ee-88b0-37e8dd7b1d11" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_1f42c682-c9cf-1de0-1230-a353dc469675" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_e170ce1e-c3a8-e8ee-88b0-37e8dd7b1d11" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_1f42c682-c9cf-1de0-1230-a353dc469675" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_489b61b6-7c39-240c-7f68-1c1675bca3b7" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_1f42c682-c9cf-1de0-1230-a353dc469675" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_489b61b6-7c39-240c-7f68-1c1675bca3b7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_623d1e10-c4e7-6a0a-be2a-ef2b024027b6" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_489b61b6-7c39-240c-7f68-1c1675bca3b7" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_623d1e10-c4e7-6a0a-be2a-ef2b024027b6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingExpenses" xlink:label="loc_us-gaap_OperatingExpenses_56807cce-1c23-b2ed-01fd-e029fa0d6e79" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_489b61b6-7c39-240c-7f68-1c1675bca3b7" xlink:to="loc_us-gaap_OperatingExpenses_56807cce-1c23-b2ed-01fd-e029fa0d6e79" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense_9ce4ddd7-88de-0c7f-0c68-70aef9a19b78" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_56807cce-1c23-b2ed-01fd-e029fa0d6e79" xlink:to="loc_us-gaap_LaborAndRelatedExpense_9ce4ddd7-88de-0c7f-0c68-70aef9a19b78" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_16e9f6a6-5524-a7b1-7e7c-73ee97610ec6" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_56807cce-1c23-b2ed-01fd-e029fa0d6e79" xlink:to="loc_us-gaap_InterestExpense_16e9f6a6-5524-a7b1-7e7c-73ee97610ec6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="loc_us-gaap_OtherCostAndExpenseOperating_fdd3a041-a733-299c-016d-efa8e43f811b" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_56807cce-1c23-b2ed-01fd-e029fa0d6e79" xlink:to="loc_us-gaap_OtherCostAndExpenseOperating_fdd3a041-a733-299c-016d-efa8e43f811b" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_1f42c682-c9cf-1de0-1230-a353dc469675" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_666ca9f0-28f1-b21a-025e-36222808a6c3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromSubsidiariesNetOfTax" xlink:label="loc_us-gaap_IncomeLossFromSubsidiariesNetOfTax_000bc779-72c7-cf70-7a52-d6ccfd21922d" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_e170ce1e-c3a8-e8ee-88b0-37e8dd7b1d11" xlink:to="loc_us-gaap_IncomeLossFromSubsidiariesNetOfTax_000bc779-72c7-cf70-7a52-d6ccfd21922d" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1ed26a82-dd4b-490f-d61a-b04c5d44793e" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1ed26a82-dd4b-490f-d61a-b04c5d44793e" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_bfbc3edc-1edc-bfc6-c7b6-fb403917e31e" xlink:type="locator" />
    <link:calculationArc order="1" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1ed26a82-dd4b-490f-d61a-b04c5d44793e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_bfbc3edc-1edc-bfc6-c7b6-fb403917e31e" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_397a475b-0af5-f3eb-f91e-9518c9a0cfd9" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1ed26a82-dd4b-490f-d61a-b04c5d44793e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_397a475b-0af5-f3eb-f91e-9518c9a0cfd9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries" xlink:label="loc_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries_285b66c2-a2b8-658d-3bed-a358d65a3904" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5e0cb0dc-b25c-aaae-62f8-cb90f31a16a1" xlink:to="loc_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries_285b66c2-a2b8-658d-3bed-a358d65a3904" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/ParentCompanyFinancialsTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/PremisesEquipmentAndSoftware" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails" xlink:type="extended">
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedSoftwareAmortizationExpenseTotal" xlink:label="loc_cfg_CapitalizedSoftwareAmortizationExpenseTotal_221b3676-64b8-8b83-aeb0-a358d6e34e1a" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne_d9dced1a-e162-e75c-9e91-a358d4f9a37f" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_CapitalizedSoftwareAmortizationExpenseTotal_221b3676-64b8-8b83-aeb0-a358d6e34e1a" xlink:to="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne_d9dced1a-e162-e75c-9e91-a358d4f9a37f" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo_b64ffff4-a983-f050-5ad2-a358d70696b3" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_CapitalizedSoftwareAmortizationExpenseTotal_221b3676-64b8-8b83-aeb0-a358d6e34e1a" xlink:to="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo_b64ffff4-a983-f050-5ad2-a358d70696b3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree_d1c4da4e-e2b1-c2bb-eec0-a358d67eac5e" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_CapitalizedSoftwareAmortizationExpenseTotal_221b3676-64b8-8b83-aeb0-a358d6e34e1a" xlink:to="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree_d1c4da4e-e2b1-c2bb-eec0-a358d67eac5e" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour_ad9d4f77-d0c4-e86c-6e8c-a358d4d59688" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_CapitalizedSoftwareAmortizationExpenseTotal_221b3676-64b8-8b83-aeb0-a358d6e34e1a" xlink:to="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour_ad9d4f77-d0c4-e86c-6e8c-a358d4d59688" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive_46911191-9828-6149-6261-a358d474e337" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_CapitalizedSoftwareAmortizationExpenseTotal_221b3676-64b8-8b83-aeb0-a358d6e34e1a" xlink:to="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive_46911191-9828-6149-6261-a358d474e337" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter_580f7808-59d3-f525-85a9-a358d47b2493" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_CapitalizedSoftwareAmortizationExpenseTotal_221b3676-64b8-8b83-aeb0-a358d6e34e1a" xlink:to="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter_580f7808-59d3-f525-85a9-a358d47b2493" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_4246ec24-1a4c-19dd-57c9-32d4a8e0cbaa" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross_94cd7971-9d17-1c6e-6642-d4d38fb682b6" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_4246ec24-1a4c-19dd-57c9-32d4a8e0cbaa" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentGross_94cd7971-9d17-1c6e-6642-d4d38fb682b6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_7b7a3a8d-eb3d-0c85-68cc-b3d4d184ff23" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_4246ec24-1a4c-19dd-57c9-32d4a8e0cbaa" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_7b7a3a8d-eb3d-0c85-68cc-b3d4d184ff23" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/RegulatoryMatters" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/RegulatoryMattersNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/RegulatoryMattersTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/Securities" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_70a92108-04c8-ea13-dcdc-b3b1e3a5458e" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGain" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_bf959114-1fbc-5fda-8c0b-dc77a3be947c" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_70a92108-04c8-ea13-dcdc-b3b1e3a5458e" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_bf959114-1fbc-5fda-8c0b-dc77a3be947c" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_ffa1d70b-a245-36db-5216-ebca5e8dfa6d" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_70a92108-04c8-ea13-dcdc-b3b1e3a5458e" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_ffa1d70b-a245-36db-5216-ebca5e8dfa6d" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/SecuritiesNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairmentOfInvestments" xlink:label="loc_us-gaap_ImpairmentOfInvestments_65d12bfa-dee3-96e3-088b-777473e373e6" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_998d0be8-a0f7-0df1-6b6e-6781af9ddc21" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ImpairmentOfInvestments_65d12bfa-dee3-96e3-088b-777473e373e6" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_998d0be8-a0f7-0df1-6b6e-6781af9ddc21" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_9aded7ee-010b-f348-f958-a55fbb0224fa" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ImpairmentOfInvestments_65d12bfa-dee3-96e3-088b-777473e373e6" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_9aded7ee-010b-f348-f958-a55fbb0224fa" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_d032486e-69ae-8b94-76a6-be335c85fde8" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_3236f48e-532a-ae2d-b897-bd8fd74c8d03" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_d032486e-69ae-8b94-76a6-be335c85fde8" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_3236f48e-532a-ae2d-b897-bd8fd74c8d03" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_02e25e67-4b1e-99f6-e382-e425a2674758" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_d032486e-69ae-8b94-76a6-be335c85fde8" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_02e25e67-4b1e-99f6-e382-e425a2674758" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_09d0ad3a-64ce-e3ac-3d9b-3e70c137428b" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_d032486e-69ae-8b94-76a6-be335c85fde8" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_09d0ad3a-64ce-e3ac-3d9b-3e70c137428b" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_d5cfc42a-3860-19e9-685c-3fc78165df90" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_d032486e-69ae-8b94-76a6-be335c85fde8" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_d5cfc42a-3860-19e9-685c-3fc78165df90" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_c5ba0d67-4e25-3252-9514-1f1d3ba23f9c" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_0faf3e99-fbb6-e207-8a08-a737a11e80ff" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_c5ba0d67-4e25-3252-9514-1f1d3ba23f9c" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_0faf3e99-fbb6-e207-8a08-a737a11e80ff" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_8368fa19-de5d-84c6-ae7e-1c8645ecfefa" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_c5ba0d67-4e25-3252-9514-1f1d3ba23f9c" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_8368fa19-de5d-84c6-ae7e-1c8645ecfefa" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_f35edd52-f6f4-5098-7373-3f76ad2a6ca3" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_c5ba0d67-4e25-3252-9514-1f1d3ba23f9c" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_f35edd52-f6f4-5098-7373-3f76ad2a6ca3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_5d5aad75-67dd-c219-cad2-7df013c9dbdd" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_c5ba0d67-4e25-3252-9514-1f1d3ba23f9c" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_5d5aad75-67dd-c219-cad2-7df013c9dbdd" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_b47e47b4-a42a-f3ff-537f-d46effdb8e84" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_5997c9da-f292-3dc7-c835-d46eff671055" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_b47e47b4-a42a-f3ff-537f-d46effdb8e84" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_5997c9da-f292-3dc7-c835-d46eff671055" xlink:type="arc" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_5997c9da-f292-3dc7-c835-d46eff671055" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_3236f48e-532a-ae2d-b897-bd8fd74c8d03" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_7f64a45e-170f-8856-66e3-8287b0258afc" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_5997c9da-f292-3dc7-c835-d46eff671055" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_7f64a45e-170f-8856-66e3-8287b0258afc" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_a27e3443-041c-6df5-1c66-d46efec1f78a" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_b47e47b4-a42a-f3ff-537f-d46effdb8e84" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_a27e3443-041c-6df5-1c66-d46efec1f78a" xlink:type="arc" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_a27e3443-041c-6df5-1c66-d46efec1f78a" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_02e25e67-4b1e-99f6-e382-e425a2674758" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_e393a271-d6ec-6465-0402-26e60e041424" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_a27e3443-041c-6df5-1c66-d46efec1f78a" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_e393a271-d6ec-6465-0402-26e60e041424" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_312b5c25-ccf7-a3fa-63c3-d46efea2d0e1" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_b47e47b4-a42a-f3ff-537f-d46effdb8e84" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_312b5c25-ccf7-a3fa-63c3-d46efea2d0e1" xlink:type="arc" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_312b5c25-ccf7-a3fa-63c3-d46efea2d0e1" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_09d0ad3a-64ce-e3ac-3d9b-3e70c137428b" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_e714f5ac-9e4f-df31-0686-67d03ae6b311" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_312b5c25-ccf7-a3fa-63c3-d46efea2d0e1" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_e714f5ac-9e4f-df31-0686-67d03ae6b311" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_f30db737-c5bf-85a5-fa4e-d46eff0f29c6" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_b47e47b4-a42a-f3ff-537f-d46effdb8e84" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_f30db737-c5bf-85a5-fa4e-d46eff0f29c6" xlink:type="arc" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_f30db737-c5bf-85a5-fa4e-d46eff0f29c6" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_d5cfc42a-3860-19e9-685c-3fc78165df90" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_2a5a52df-c284-3f9c-afd1-51cb45cbe3b9" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_f30db737-c5bf-85a5-fa4e-d46eff0f29c6" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_2a5a52df-c284-3f9c-afd1-51cb45cbe3b9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_d1c40cdb-35a2-f243-cd5f-d46eff7b24f2" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_239d1008-d249-b2ef-26dc-d46effdb6e65" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_d1c40cdb-35a2-f243-cd5f-d46eff7b24f2" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_239d1008-d249-b2ef-26dc-d46effdb6e65" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_d870856f-841f-c3d0-a313-ca9d525216a8" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_239d1008-d249-b2ef-26dc-d46effdb6e65" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_d870856f-841f-c3d0-a313-ca9d525216a8" xlink:type="arc" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_239d1008-d249-b2ef-26dc-d46effdb6e65" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_0faf3e99-fbb6-e207-8a08-a737a11e80ff" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_245e3b2a-8cca-474d-d463-d46eff9da8a9" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_d1c40cdb-35a2-f243-cd5f-d46eff7b24f2" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_245e3b2a-8cca-474d-d463-d46eff9da8a9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_b0130380-1653-56f4-a85f-544c3e28f959" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_245e3b2a-8cca-474d-d463-d46eff9da8a9" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_b0130380-1653-56f4-a85f-544c3e28f959" xlink:type="arc" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_245e3b2a-8cca-474d-d463-d46eff9da8a9" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_8368fa19-de5d-84c6-ae7e-1c8645ecfefa" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_0c956f2e-f07e-89eb-d8cb-d46efef04866" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_d1c40cdb-35a2-f243-cd5f-d46eff7b24f2" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_0c956f2e-f07e-89eb-d8cb-d46efef04866" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_047f1b3e-7ef7-08b8-99cc-f0920e498347" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_0c956f2e-f07e-89eb-d8cb-d46efef04866" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_047f1b3e-7ef7-08b8-99cc-f0920e498347" xlink:type="arc" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_0c956f2e-f07e-89eb-d8cb-d46efef04866" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_f35edd52-f6f4-5098-7373-3f76ad2a6ca3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_5644d9e2-85af-2a4a-9c23-d46efeb16dd7" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_d1c40cdb-35a2-f243-cd5f-d46eff7b24f2" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_5644d9e2-85af-2a4a-9c23-d46efeb16dd7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_dea36972-70da-958f-bd14-29224bedcb55" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_5644d9e2-85af-2a4a-9c23-d46efeb16dd7" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_dea36972-70da-958f-bd14-29224bedcb55" xlink:type="arc" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_5644d9e2-85af-2a4a-9c23-d46efeb16dd7" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_5d5aad75-67dd-c219-cad2-7df013c9dbdd" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_c0d234a1-03bb-5202-e965-8bbc035fc049" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_c0d234a1-03bb-5202-e965-8bbc035fc049" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_d870856f-841f-c3d0-a313-ca9d525216a8" xlink:type="arc" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_c0d234a1-03bb-5202-e965-8bbc035fc049" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_b0130380-1653-56f4-a85f-544c3e28f959" xlink:type="arc" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_c0d234a1-03bb-5202-e965-8bbc035fc049" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_047f1b3e-7ef7-08b8-99cc-f0920e498347" xlink:type="arc" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_c0d234a1-03bb-5202-e965-8bbc035fc049" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_dea36972-70da-958f-bd14-29224bedcb55" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_9a12713d-7a48-4b57-182b-375e1ab1392c" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_9a12713d-7a48-4b57-182b-375e1ab1392c" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_7f64a45e-170f-8856-66e3-8287b0258afc" xlink:type="arc" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_9a12713d-7a48-4b57-182b-375e1ab1392c" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_e393a271-d6ec-6465-0402-26e60e041424" xlink:type="arc" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_9a12713d-7a48-4b57-182b-375e1ab1392c" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_e714f5ac-9e4f-df31-0686-67d03ae6b311" xlink:type="arc" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_9a12713d-7a48-4b57-182b-375e1ab1392c" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_2a5a52df-c284-3f9c-afd1-51cb45cbe3b9" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetailsCalc2" xlink:type="extended">
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_EFA074C8BA7B9CA4B0D0A35945B40437_d1c40cdb-35a2-f243-cd5f-d46eff7b24f2" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_EFA074C8BA7B9CA4B0D0A35945B40437_c5ba0d67-4e25-3252-9514-1f1d3ba23f9c" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_EFA074C8BA7B9CA4B0D0A35945B40437_d1c40cdb-35a2-f243-cd5f-d46eff7b24f2" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_EFA074C8BA7B9CA4B0D0A35945B40437_c5ba0d67-4e25-3252-9514-1f1d3ba23f9c" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_EFA074C8BA7B9CA4B0D0A35945B40437_c0d234a1-03bb-5202-e965-8bbc035fc049" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_EFA074C8BA7B9CA4B0D0A35945B40437_d1c40cdb-35a2-f243-cd5f-d46eff7b24f2" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_EFA074C8BA7B9CA4B0D0A35945B40437_c0d234a1-03bb-5202-e965-8bbc035fc049" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_EFA074C8BA7B9CA4B0D0A35945B40437_b47e47b4-a42a-f3ff-537f-d46effdb8e84" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_EFA074C8BA7B9CA4B0D0A35945B40437_9a12713d-7a48-4b57-182b-375e1ab1392c" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_EFA074C8BA7B9CA4B0D0A35945B40437_b47e47b4-a42a-f3ff-537f-d46effdb8e84" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_EFA074C8BA7B9CA4B0D0A35945B40437_9a12713d-7a48-4b57-182b-375e1ab1392c" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_EFA074C8BA7B9CA4B0D0A35945B40437_d032486e-69ae-8b94-76a6-be335c85fde8" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_EFA074C8BA7B9CA4B0D0A35945B40437_b47e47b4-a42a-f3ff-537f-d46effdb8e84" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_EFA074C8BA7B9CA4B0D0A35945B40437_d032486e-69ae-8b94-76a6-be335c85fde8" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_27940abc-0cb4-eab4-8ef0-df4a4c0bb415" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_9fbaf9cb-468f-3b91-9cf2-18d26152173d" xlink:type="locator" />
    <link:calculationArc order="1" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_27940abc-0cb4-eab4-8ef0-df4a4c0bb415" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_9fbaf9cb-468f-3b91-9cf2-18d26152173d" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_a23ab896-034e-8e96-1a84-63ffb40e496e" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_27940abc-0cb4-eab4-8ef0-df4a4c0bb415" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_a23ab896-034e-8e96-1a84-63ffb40e496e" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_e562c48b-3e99-2c57-8e96-c3b81056b58c" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_27940abc-0cb4-eab4-8ef0-df4a4c0bb415" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_e562c48b-3e99-2c57-8e96-c3b81056b58c" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalOtherInvestmentSecuritiesAtCostFairValue" xlink:label="loc_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_5bda3006-26bf-daa2-3219-d46eff534359" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FederalReserveBankStockFairValue" xlink:label="loc_cfg_FederalReserveBankStockFairValue_4d750da4-62b6-9fac-0fae-d46efe835e94" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_5bda3006-26bf-daa2-3219-d46eff534359" xlink:to="loc_cfg_FederalReserveBankStockFairValue_4d750da4-62b6-9fac-0fae-d46efe835e94" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FederalHomeLoanBankStockFairValue" xlink:label="loc_cfg_FederalHomeLoanBankStockFairValue_31ee011f-93ff-abec-c7aa-d46effacefb4" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_5bda3006-26bf-daa2-3219-d46eff534359" xlink:to="loc_cfg_FederalHomeLoanBankStockFairValue_31ee011f-93ff-abec-c7aa-d46effacefb4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiCost" xlink:label="loc_us-gaap_EquitySecuritiesFvNiCost_343e33a1-c19a-6390-98c6-16cc97a33d05" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNi" xlink:label="loc_us-gaap_EquitySecuritiesFvNi_c88e6350-e26e-969b-2f36-fb6881edab88" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EquitySecuritiesFvNiCost_343e33a1-c19a-6390-98c6-16cc97a33d05" xlink:to="loc_us-gaap_EquitySecuritiesFvNi_c88e6350-e26e-969b-2f36-fb6881edab88" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" xlink:label="loc_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_de5232b2-ffc9-b238-7174-d46efee0d52e" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalReserveBankStock" xlink:label="loc_us-gaap_FederalReserveBankStock_9ff63c32-3246-0f7f-79fa-31a30e78cd85" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_de5232b2-ffc9-b238-7174-d46efee0d52e" xlink:to="loc_us-gaap_FederalReserveBankStock_9ff63c32-3246-0f7f-79fa-31a30e78cd85" xlink:type="arc" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FederalReserveBankStock_9ff63c32-3246-0f7f-79fa-31a30e78cd85" xlink:to="loc_cfg_FederalReserveBankStockFairValue_4d750da4-62b6-9fac-0fae-d46efe835e94" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="loc_us-gaap_FederalHomeLoanBankStock_3c08f3df-9e44-62a7-aa38-ebb6c7463258" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_de5232b2-ffc9-b238-7174-d46efee0d52e" xlink:to="loc_us-gaap_FederalHomeLoanBankStock_3c08f3df-9e44-62a7-aa38-ebb6c7463258" xlink:type="arc" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FederalHomeLoanBankStock_3c08f3df-9e44-62a7-aa38-ebb6c7463258" xlink:to="loc_cfg_FederalHomeLoanBankStockFairValue_31ee011f-93ff-abec-c7aa-d46effacefb4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis" xlink:label="loc_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis_defb423a-cc72-cc79-92a9-d46eff1f6b90" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_de5232b2-ffc9-b238-7174-d46efee0d52e" xlink:to="loc_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis_defb423a-cc72-cc79-92a9-d46eff1f6b90" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherInvestmentsAndSecuritiesAtCost" xlink:label="loc_us-gaap_OtherInvestmentsAndSecuritiesAtCost_75f1e124-e836-ea93-a94d-903ea16f08d2" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis_defb423a-cc72-cc79-92a9-d46eff1f6b90" xlink:to="loc_us-gaap_OtherInvestmentsAndSecuritiesAtCost_75f1e124-e836-ea93-a94d-903ea16f08d2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_68681ceb-ee59-4c23-4b8e-33a166cc5b4e" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_d7d63001-cc8d-097b-a0dc-f2e7b842eedb" xlink:type="locator" />
    <link:calculationArc order="1" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecurities_68681ceb-ee59-4c23-4b8e-33a166cc5b4e" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_d7d63001-cc8d-097b-a0dc-f2e7b842eedb" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_6a2ab4f1-73c0-397b-ff46-cdc67a75525b" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecurities_68681ceb-ee59-4c23-4b8e-33a166cc5b4e" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_6a2ab4f1-73c0-397b-ff46-cdc67a75525b" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_4f9b7046-b000-3e9f-077e-198f95563d5e" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecurities_68681ceb-ee59-4c23-4b8e-33a166cc5b4e" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_4f9b7046-b000-3e9f-077e-198f95563d5e" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_bd4abe0a-6fe6-2d88-cf98-52c493407bcd" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_7d2f9305-3a51-279b-17e9-0a8bec7eba1b" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_bd4abe0a-6fe6-2d88-cf98-52c493407bcd" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_7d2f9305-3a51-279b-17e9-0a8bec7eba1b" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_fe6fe2fb-1c28-638d-7c2f-bc065610ad60" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_bd4abe0a-6fe6-2d88-cf98-52c493407bcd" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_fe6fe2fb-1c28-638d-7c2f-bc065610ad60" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_cd7cecd0-abe5-e076-ee63-cc97a9f215e0" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_9664c380-acfd-21d6-9c76-e3d5cd21f78d" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_cd7cecd0-abe5-e076-ee63-cc97a9f215e0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_9664c380-acfd-21d6-9c76-e3d5cd21f78d" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_071eb5dc-108b-e1f6-5081-93e2d81bdbdd" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_cd7cecd0-abe5-e076-ee63-cc97a9f215e0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_071eb5dc-108b-e1f6-5081-93e2d81bdbdd" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_447294e8-f4eb-2b40-51a5-60fa019f8c40" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_44b817b0-a9ec-08a0-e6d5-8738955fbd29" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_447294e8-f4eb-2b40-51a5-60fa019f8c40" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_44b817b0-a9ec-08a0-e6d5-8738955fbd29" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_f50bd4fe-0acd-ab98-c92a-d313822079c5" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_447294e8-f4eb-2b40-51a5-60fa019f8c40" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_f50bd4fe-0acd-ab98-c92a-d313822079c5" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/SecuritiesScheduleOfSecuritiesPledgedDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/SecuritiesTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/ShareBasedCompensation" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/ShareBasedCompensationTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/StockholdersEquity" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/StockholdersEquityDividendsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/StockholdersEquityTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/VariableInterestEntities" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.citizensbank.com/role/VariableInterestEntitiesVariableInterestEntitiesTables" xlink:type="extended" />
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>13
<FILENAME>cfg-20191231_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!-- -->
<link:linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <link:roleRef roleURI="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLoss" xlink:href="cfg-20191231.xsd#AccumulatedOtherComprehensiveIncomeLoss" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails" xlink:href="cfg-20191231.xsd#AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossTables" xlink:href="cfg-20191231.xsd#AccumulatedOtherComprehensiveIncomeLossTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRisk" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRisk" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BasisOfPresentation" xlink:href="cfg-20191231.xsd#BasisOfPresentation" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails" xlink:href="cfg-20191231.xsd#BasisOfPresentationNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BasisOfPresentationPolicies" xlink:href="cfg-20191231.xsd#BasisOfPresentationPolicies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BasisOfPresentationTables" xlink:href="cfg-20191231.xsd#BasisOfPresentationTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFunds" xlink:href="cfg-20191231.xsd#BorrowedFunds" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails" xlink:href="cfg-20191231.xsd#BorrowedFundsLongTermDebtDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails" xlink:href="cfg-20191231.xsd#BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails" xlink:href="cfg-20191231.xsd#BorrowedFundsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails" xlink:href="cfg-20191231.xsd#BorrowedFundsShortTermBorrowedDebtKeyDataDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsShortTermDebtDetails" xlink:href="cfg-20191231.xsd#BorrowedFundsShortTermDebtDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsTables" xlink:href="cfg-20191231.xsd#BorrowedFundsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BusinessOperatingSegments" xlink:href="cfg-20191231.xsd#BusinessOperatingSegments" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails" xlink:href="cfg-20191231.xsd#BusinessOperatingSegmentsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails" xlink:href="cfg-20191231.xsd#BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BusinessOperatingSegmentsTables" xlink:href="cfg-20191231.xsd#BusinessOperatingSegmentsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CashAndDueFromBanks" xlink:href="cfg-20191231.xsd#CashAndDueFromBanks" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CashAndDueFromBanksDetails" xlink:href="cfg-20191231.xsd#CashAndDueFromBanksDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CommitmentsAndContingencies" xlink:href="cfg-20191231.xsd#CommitmentsAndContingencies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails" xlink:href="cfg-20191231.xsd#CommitmentsAndContingenciesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails" xlink:href="cfg-20191231.xsd#CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CommitmentsAndContingenciesTables" xlink:href="cfg-20191231.xsd#CommitmentsAndContingenciesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedBalanceSheets" xlink:href="cfg-20191231.xsd#ConsolidatedBalanceSheets" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical" xlink:href="cfg-20191231.xsd#ConsolidatedBalanceSheetsParenthetical" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows" xlink:href="cfg-20191231.xsd#ConsolidatedStatementsOfCashFlows" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity" xlink:href="cfg-20191231.xsd#ConsolidatedStatementsOfChangesInStockholdersEquity" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome" xlink:href="cfg-20191231.xsd#ConsolidatedStatementsOfComprehensiveIncome" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical" xlink:href="cfg-20191231.xsd#ConsolidatedStatementsOfComprehensiveIncomeParenthetical" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations" xlink:href="cfg-20191231.xsd#ConsolidatedStatementsOfOperations" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CoverPage" xlink:href="cfg-20191231.xsd#CoverPage" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/Deposits" xlink:href="cfg-20191231.xsd#Deposits" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails" xlink:href="cfg-20191231.xsd#DepositsMajorComponentsOfDepositsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails" xlink:href="cfg-20191231.xsd#DepositsMaturitiesOfTermDepositsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details" xlink:href="cfg-20191231.xsd#DepositsMaturitiesOfTermDepositsGreaterThan100000Details" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DepositsNarrativeDetails" xlink:href="cfg-20191231.xsd#DepositsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DepositsTables" xlink:href="cfg-20191231.xsd#DepositsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/Derivatives" xlink:href="cfg-20191231.xsd#Derivatives" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails" xlink:href="cfg-20191231.xsd#DerivativesAmountsRecordedInBalanceSheetDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails" xlink:href="cfg-20191231.xsd#DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails" xlink:href="cfg-20191231.xsd#DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesNarrativeDetails" xlink:href="cfg-20191231.xsd#DerivativesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails" xlink:href="cfg-20191231.xsd#DerivativesScheduleOfDerivativeInstrumentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails" xlink:href="cfg-20191231.xsd#DerivativesScheduleOfFairValueHedgesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesTables" xlink:href="cfg-20191231.xsd#DerivativesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EarningsPerShare" xlink:href="cfg-20191231.xsd#EarningsPerShare" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EarningsPerShareDetails" xlink:href="cfg-20191231.xsd#EarningsPerShareDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EarningsPerShareTables" xlink:href="cfg-20191231.xsd#EarningsPerShareTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefits" xlink:href="cfg-20191231.xsd#EmployeeBenefits" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails" xlink:href="cfg-20191231.xsd#EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsExpectedFutureBenefitPaymentsDetails" xlink:href="cfg-20191231.xsd#EmployeeBenefitsExpectedFutureBenefitPaymentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails" xlink:href="cfg-20191231.xsd#EmployeeBenefitsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails" xlink:href="cfg-20191231.xsd#EmployeeBenefitsPlanAmountsRecognizedInOciDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails" xlink:href="cfg-20191231.xsd#EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsTables" xlink:href="cfg-20191231.xsd#EmployeeBenefitsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurements" xlink:href="cfg-20191231.xsd#FairValueMeasurements" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsScheduleOfFairValueMeasurementsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsTables" xlink:href="cfg-20191231.xsd#FairValueMeasurementsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssets" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssets" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssetsGoodwillRollforwardDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssetsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssetsOtherIntangiblesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsTables" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssetsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxes" xlink:href="cfg-20191231.xsd#IncomeTaxes" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesEffectiveIncomeTaxReconciliationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesIncomeTaxExpenseBenefitDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesIncomeTaxExpenseBenefitDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesTables" xlink:href="cfg-20191231.xsd#IncomeTaxesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesUnrecognizedTaxBenefitsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/Leases" xlink:href="cfg-20191231.xsd#Leases" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails" xlink:href="cfg-20191231.xsd#LeasesComponentsOfOperatingLeaseCostDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails" xlink:href="cfg-20191231.xsd#LeasesLiabilityMaturityScheduleDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesNarrativeDetails" xlink:href="cfg-20191231.xsd#LeasesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesSupplementalBalanceSheetInformationDetails" xlink:href="cfg-20191231.xsd#LeasesSupplementalBalanceSheetInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesSupplementalLeaseInformationDetails" xlink:href="cfg-20191231.xsd#LeasesSupplementalLeaseInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesTables" xlink:href="cfg-20191231.xsd#LeasesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeases" xlink:href="cfg-20191231.xsd#LoansAndLeases" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails" xlink:href="cfg-20191231.xsd#LoansAndLeasesComponentsOfInvestmentsInLeasesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails" xlink:href="cfg-20191231.xsd#LoansAndLeasesLoansHeldForSaleDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails" xlink:href="cfg-20191231.xsd#LoansAndLeasesMaturityOfDirectFinanceLeaseDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails" xlink:href="cfg-20191231.xsd#LoansAndLeasesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails" xlink:href="cfg-20191231.xsd#LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesTables" xlink:href="cfg-20191231.xsd#LoansAndLeasesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBanking" xlink:href="cfg-20191231.xsd#MortgageBanking" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails" xlink:href="cfg-20191231.xsd#MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails" xlink:href="cfg-20191231.xsd#MortgageBankingChangesRelatedToMsrsFairValueMethodDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails" xlink:href="cfg-20191231.xsd#MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingNarrativeDetails" xlink:href="cfg-20191231.xsd#MortgageBankingNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails" xlink:href="cfg-20191231.xsd#MortgageBankingResidentialMortgageLoansDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingTables" xlink:href="cfg-20191231.xsd#MortgageBankingTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncome" xlink:href="cfg-20191231.xsd#NoninterestIncome" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails" xlink:href="cfg-20191231.xsd#NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncomeNarrativeDetails" xlink:href="cfg-20191231.xsd#NoninterestIncomeNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncomeNoninterestIncomeDetails" xlink:href="cfg-20191231.xsd#NoninterestIncomeNoninterestIncomeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncomeOtherIncomeDetails" xlink:href="cfg-20191231.xsd#NoninterestIncomeOtherIncomeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncomeTables" xlink:href="cfg-20191231.xsd#NoninterestIncomeTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/OtherOperatingExpense" xlink:href="cfg-20191231.xsd#OtherOperatingExpense" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/OtherOperatingExpenseDetails" xlink:href="cfg-20191231.xsd#OtherOperatingExpenseDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/OtherOperatingExpenseTables" xlink:href="cfg-20191231.xsd#OtherOperatingExpenseTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ParentCompanyFinancials" xlink:href="cfg-20191231.xsd#ParentCompanyFinancials" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails" xlink:href="cfg-20191231.xsd#ParentCompanyFinancialsCondensedBalanceSheetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails" xlink:href="cfg-20191231.xsd#ParentCompanyFinancialsCondensedCashFlowStatementsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails" xlink:href="cfg-20191231.xsd#ParentCompanyFinancialsCondensedStatementsOfOperationsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ParentCompanyFinancialsTables" xlink:href="cfg-20191231.xsd#ParentCompanyFinancialsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftware" xlink:href="cfg-20191231.xsd#PremisesEquipmentAndSoftware" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareNarrativeDetails" xlink:href="cfg-20191231.xsd#PremisesEquipmentAndSoftwareNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails" xlink:href="cfg-20191231.xsd#PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails" xlink:href="cfg-20191231.xsd#PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareTables" xlink:href="cfg-20191231.xsd#PremisesEquipmentAndSoftwareTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/RegulatoryMatters" xlink:href="cfg-20191231.xsd#RegulatoryMatters" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails" xlink:href="cfg-20191231.xsd#RegulatoryMattersCapitalAndCapitalRatioInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/RegulatoryMattersNarrativeDetails" xlink:href="cfg-20191231.xsd#RegulatoryMattersNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/RegulatoryMattersTables" xlink:href="cfg-20191231.xsd#RegulatoryMattersTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/Securities" xlink:href="cfg-20191231.xsd#Securities" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails" xlink:href="cfg-20191231.xsd#SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesNarrativeDetails" xlink:href="cfg-20191231.xsd#SecuritiesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails" xlink:href="cfg-20191231.xsd#SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails" xlink:href="cfg-20191231.xsd#SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails" xlink:href="cfg-20191231.xsd#SecuritiesScheduleOfInvestmentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails" xlink:href="cfg-20191231.xsd#SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfSecuritiesPledgedDetails" xlink:href="cfg-20191231.xsd#SecuritiesScheduleOfSecuritiesPledgedDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesTables" xlink:href="cfg-20191231.xsd#SecuritiesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ShareBasedCompensation" xlink:href="cfg-20191231.xsd#ShareBasedCompensation" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails" xlink:href="cfg-20191231.xsd#ShareBasedCompensationNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails" xlink:href="cfg-20191231.xsd#ShareBasedCompensationShareBasedCompensationActivityDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ShareBasedCompensationTables" xlink:href="cfg-20191231.xsd#ShareBasedCompensationTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquity" xlink:href="cfg-20191231.xsd#StockholdersEquity" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquityDividendsDetails" xlink:href="cfg-20191231.xsd#StockholdersEquityDividendsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails" xlink:href="cfg-20191231.xsd#StockholdersEquityNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails" xlink:href="cfg-20191231.xsd#StockholdersEquityPreferredStockDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails" xlink:href="cfg-20191231.xsd#StockholdersEquityPreferredStockOutstandingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquityTables" xlink:href="cfg-20191231.xsd#StockholdersEquityTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/VariableInterestEntities" xlink:href="cfg-20191231.xsd#VariableInterestEntities" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails" xlink:href="cfg-20191231.xsd#VariableInterestEntitiesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails" xlink:href="cfg-20191231.xsd#VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails" xlink:href="cfg-20191231.xsd#VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/VariableInterestEntitiesVariableInterestEntitiesTables" xlink:href="cfg-20191231.xsd#VariableInterestEntitiesVariableInterestEntitiesTables" xlink:type="simple" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" xlink:type="simple" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" xlink:type="simple" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" xlink:type="simple" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" xlink:type="simple" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" xlink:type="simple" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLoss" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_E602F6A09B82D95D48D060148AC7F81D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_9DA3BEB1814F629733DA60148AC53285" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_E602F6A09B82D95D48D060148AC7F81D" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_9DA3BEB1814F629733DA60148AC53285" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_F754DE58AD63D8C37F5960148AC5BE79" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_9DA3BEB1814F629733DA60148AC53285" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_F754DE58AD63D8C37F5960148AC5BE79" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_01DFC591CDC2918B64CC60148AC59286_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_F754DE58AD63D8C37F5960148AC5BE79" xlink:to="loc_us-gaap_EquityComponentDomain_01DFC591CDC2918B64CC60148AC59286_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_01DFC591CDC2918B64CC60148AC59286" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_F754DE58AD63D8C37F5960148AC5BE79" xlink:to="loc_us-gaap_EquityComponentDomain_01DFC591CDC2918B64CC60148AC59286" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" xlink:label="loc_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_CAADF60491CCBE5E117560148AC6DFCD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_01DFC591CDC2918B64CC60148AC59286" xlink:to="loc_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_CAADF60491CCBE5E117560148AC6DFCD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember" xlink:label="loc_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_D4C05F54E98BD02E6F8960148AC672AB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_01DFC591CDC2918B64CC60148AC59286" xlink:to="loc_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_D4C05F54E98BD02E6F8960148AC672AB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:label="loc_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_E638FAF8739ABA65C72660148AC66AC3" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_01DFC591CDC2918B64CC60148AC59286" xlink:to="loc_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_E638FAF8739ABA65C72660148AC66AC3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" xlink:label="loc_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_976666F2875F713A065160148AC6277F" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_01DFC591CDC2918B64CC60148AC59286" xlink:to="loc_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_976666F2875F713A065160148AC6277F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_A206EED9229EBAC3157B60148AC72BC5" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_01DFC591CDC2918B64CC60148AC59286" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_A206EED9229EBAC3157B60148AC72BC5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AOCIAttributableToParentNetOfTaxRollForward" xlink:label="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_E602F6A09B82D95D48D060148AC7F81D" xlink:to="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_9C67DCF834B45DC76B1D60148AC7C645" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:to="loc_us-gaap_StockholdersEquity_9C67DCF834B45DC76B1D60148AC7C645" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent" xlink:label="loc_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_B27466ABB40C8D42925660148AC77E54" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:to="loc_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_B27466ABB40C8D42925660148AC77E54" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E10C7362B7D3EC258C9460148AC84488" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E10C7362B7D3EC258C9460148AC84488" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent" xlink:label="loc_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_0C6F0DED4C2417689D9560148AC8A0D9" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:to="loc_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_0C6F0DED4C2417689D9560148AC8A0D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_93F46FA162695911557D60148AC852AF" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_93F46FA162695911557D60148AC852AF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings" xlink:label="loc_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_03142C5AFB54CBEBDB5160148AC80253" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:to="loc_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_03142C5AFB54CBEBDB5160148AC80253" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xlink:label="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_C9094A5A536B45EDF6FA60148AC8A875" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:to="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_C9094A5A536B45EDF6FA60148AC8A875" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRisk" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_CA5BE03C00AB123CDC07355F26A1631D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_DA105ED39D071244CF8D355F269CBCAD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_CA5BE03C00AB123CDC07355F26A1631D" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_DA105ED39D071244CF8D355F269CBCAD" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_0642BA7FA423B2431C16355F269C128F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_DA105ED39D071244CF8D355F269CBCAD" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_0642BA7FA423B2431C16355F269C128F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3B1C3F84E0AEE64DE5EF355F269C07E1_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_0642BA7FA423B2431C16355F269C128F" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3B1C3F84E0AEE64DE5EF355F269C07E1_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3B1C3F84E0AEE64DE5EF355F269C07E1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_0642BA7FA423B2431C16355F269C128F" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3B1C3F84E0AEE64DE5EF355F269C07E1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_207E352494536783561C355F269D8FD0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3B1C3F84E0AEE64DE5EF355F269C07E1" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_207E352494536783561C355F269D8FD0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_DC1E8E3174D23AD384AA355F269D1E71" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3B1C3F84E0AEE64DE5EF355F269C07E1" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_DC1E8E3174D23AD384AA355F269D1E71" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_BF419234DBED7CB41E40355F269D871B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_DA105ED39D071244CF8D355F269CBCAD" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_BF419234DBED7CB41E40355F269D871B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_B41A612C4D7AE58E6A0D355F269DA3DD_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_BF419234DBED7CB41E40355F269D871B" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_B41A612C4D7AE58E6A0D355F269DA3DD_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_B41A612C4D7AE58E6A0D355F269DA3DD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_BF419234DBED7CB41E40355F269D871B" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_B41A612C4D7AE58E6A0D355F269DA3DD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_54CB754466EAE69D9D0C355F269DF875" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_B41A612C4D7AE58E6A0D355F269DA3DD" xlink:to="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_54CB754466EAE69D9D0C355F269DF875" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_E7DC59D0BA41C84D4225355F269E5BBE" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_B41A612C4D7AE58E6A0D355F269DA3DD" xlink:to="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_E7DC59D0BA41C84D4225355F269E5BBE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_25C30528BD4F12E7616C355F269E119A" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_B41A612C4D7AE58E6A0D355F269DA3DD" xlink:to="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_25C30528BD4F12E7616C355F269E119A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" xlink:label="loc_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember_93DCEC2F2393056F1972355F269EBD23" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_B41A612C4D7AE58E6A0D355F269DA3DD" xlink:to="loc_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember_93DCEC2F2393056F1972355F269EBD23" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_83F09B7A3884F8D9469A355F269EC566" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_DA105ED39D071244CF8D355F269CBCAD" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_83F09B7A3884F8D9469A355F269EC566" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_83F09B7A3884F8D9469A355F269EC566" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_83F09B7A3884F8D9469A355F269EC566" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_C0F0B885C4CB50E30BA8355F269FC477" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_us-gaap_CommercialLoanMember_C0F0B885C4CB50E30BA8355F269FC477" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_9B6020B421C579EFE05D355F269FBC5C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_us-gaap_CommercialRealEstateMember_9B6020B421C579EFE05D355F269FBC5C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FinanceLeasesMember" xlink:label="loc_cfg_FinanceLeasesMember_7B3B6ED214B481379087355F269FD988" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_cfg_FinanceLeasesMember_7B3B6ED214B481379087355F269FD988" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_13DABD58905B562F093E355F26A00C51" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_us-gaap_ResidentialMortgageMember_13DABD58905B562F093E355F26A00C51" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_9854078D8C27F885DD19355F26A0AF19" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_us-gaap_HomeEquityLoanMember_9854078D8C27F885DD19355F26A0AF19" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_A218A5EB717AB8B38537355F26A000EF" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_us-gaap_HomeEquityMember_A218A5EB717AB8B38537355F26A000EF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLoanServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLoanServicedbyOthersMember_9D312E7E5B1AE9E08B4C355F26A09F64" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_cfg_HomeEquityLoanServicedbyOthersMember_9D312E7E5B1AE9E08B4C355F26A09F64" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLineofCreditServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_B2D42EB8B78DBCFF1C5F355F26A15A98" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_B2D42EB8B78DBCFF1C5F355F26A15A98" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_3BCB83B88856E484BC01355F26A1264F" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_us-gaap_AutomobileLoanMember_3BCB83B88856E484BC01355F26A1264F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_9EA77132A889F0F68DD6355F26A169BA" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_us-gaap_StudentLoanMember_9EA77132A889F0F68DD6355F26A169BA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_30C64D87291C01D930B5355F26A18C20" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_us-gaap_CreditCardReceivablesMember_30C64D87291C01D930B5355F26A18C20" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherRetailMember" xlink:label="loc_cfg_OtherRetailMember_8A5FD28557D5460EC41A355F26A147B5" xlink:type="locator" />
    <link:definitionArc order="12" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_cfg_OtherRetailMember_8A5FD28557D5460EC41A355F26A147B5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_C3B8250714A7A135C547355F26A29840" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_CA5BE03C00AB123CDC07355F26A1631D" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_C3B8250714A7A135C547355F26A29840" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_4E5EA9A7EB63EF12DEBA355F238188FC" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_D1D99D6E153BEC275DF6355F237D43A1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_4E5EA9A7EB63EF12DEBA355F238188FC" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_D1D99D6E153BEC275DF6355F237D43A1" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_7A77A01E246B7067B5C2355F237DCA72" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_D1D99D6E153BEC275DF6355F237D43A1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_7A77A01E246B7067B5C2355F237DCA72" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8D1640A628BC82F2B217355F237D0A14_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_7A77A01E246B7067B5C2355F237DCA72" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8D1640A628BC82F2B217355F237D0A14_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8D1640A628BC82F2B217355F237D0A14" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_7A77A01E246B7067B5C2355F237DCA72" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8D1640A628BC82F2B217355F237D0A14" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_5B4D139BF25D60208EFC355F237E85A7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8D1640A628BC82F2B217355F237D0A14" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_5B4D139BF25D60208EFC355F237E85A7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_4C30780C2794AD119B56355F237E25E6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8D1640A628BC82F2B217355F237D0A14" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_4C30780C2794AD119B56355F237E25E6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7D428C24CE3FE00A0AD0355F237EEB43" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_D1D99D6E153BEC275DF6355F237D43A1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7D428C24CE3FE00A0AD0355F237EEB43" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7D428C24CE3FE00A0AD0355F237EEB43" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7D428C24CE3FE00A0AD0355F237EEB43" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_F93A5568CE288EC6EC0C355F237F7D4F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_us-gaap_CommercialLoanMember_F93A5568CE288EC6EC0C355F237F7D4F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_F5A701A8DB28415923CD355F237F4AB6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_us-gaap_CommercialRealEstateMember_F5A701A8DB28415923CD355F237F4AB6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_C6B846FD5E8E44F4CF80355F237F84F8" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_us-gaap_ResidentialMortgageMember_C6B846FD5E8E44F4CF80355F237F84F8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_68A96BFA39FEE83D91EB355F23801280" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_us-gaap_HomeEquityLoanMember_68A96BFA39FEE83D91EB355F23801280" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_61AF887870496F2DBD53355F23800EA8" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_us-gaap_HomeEquityMember_61AF887870496F2DBD53355F23800EA8" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLoanServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLoanServicedbyOthersMember_80995237990339502D2E355F238056DF" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_cfg_HomeEquityLoanServicedbyOthersMember_80995237990339502D2E355F238056DF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLineofCreditServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_07E2974B313B573B5961355F23803517" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_07E2974B313B573B5961355F23803517" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_8B07AA476D02899E4C00355F23800B1E" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_us-gaap_AutomobileLoanMember_8B07AA476D02899E4C00355F23800B1E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_7E5936B23180F017798E355F23819745" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_us-gaap_StudentLoanMember_7E5936B23180F017798E355F23819745" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_38C5A1881B0E54A10CDC355F238150A7" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_us-gaap_CreditCardReceivablesMember_38C5A1881B0E54A10CDC355F238150A7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherRetailMember" xlink:label="loc_cfg_OtherRetailMember_1A3D8A07C871DB5C187B355F2381B53A" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_cfg_OtherRetailMember_1A3D8A07C871DB5C187B355F2381B53A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="loc_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_9E65431969B4E7D808DC355F2381B85B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_4E5EA9A7EB63EF12DEBA355F238188FC" xlink:to="loc_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_9E65431969B4E7D808DC355F2381B85B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_B3144CF5DDF8461E5505355F2382852E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_4E5EA9A7EB63EF12DEBA355F238188FC" xlink:to="loc_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_B3144CF5DDF8461E5505355F2382852E" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_92A3DF50F474224710E2355EE574736F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_1A89D7B207A082C26617355EE570F861" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_92A3DF50F474224710E2355EE574736F" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_1A89D7B207A082C26617355EE570F861" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_337B30B6482E0B7DEA5A355EE5703DE8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_1A89D7B207A082C26617355EE570F861" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_337B30B6482E0B7DEA5A355EE5703DE8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_115BE37C0DAFE35A9289355EE5703929_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_337B30B6482E0B7DEA5A355EE5703DE8" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_115BE37C0DAFE35A9289355EE5703929_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_115BE37C0DAFE35A9289355EE5703929" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_337B30B6482E0B7DEA5A355EE5703DE8" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_115BE37C0DAFE35A9289355EE5703929" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_0D13E072883E499A2E05355EE5716699" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_115BE37C0DAFE35A9289355EE5703929" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_0D13E072883E499A2E05355EE5716699" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_54E062376E56E8C4906B355EE571940A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_115BE37C0DAFE35A9289355EE5703929" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_54E062376E56E8C4906B355EE571940A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3F1D0046E3CC24CBCA31355EE571B845" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_1A89D7B207A082C26617355EE570F861" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3F1D0046E3CC24CBCA31355EE571B845" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3F1D0046E3CC24CBCA31355EE571B845" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3F1D0046E3CC24CBCA31355EE571B845" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_6170944D24E99E6831F7355EE57221D4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_us-gaap_CommercialLoanMember_6170944D24E99E6831F7355EE57221D4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_E98A21762408F28015F0355EE57219A7" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_us-gaap_CommercialRealEstateMember_E98A21762408F28015F0355EE57219A7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_038C12FB735DE9764F55355EE5728C8F" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_us-gaap_ResidentialMortgageMember_038C12FB735DE9764F55355EE5728C8F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_5ECADC7DF878E9350099355EE5737FD1" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_us-gaap_HomeEquityLoanMember_5ECADC7DF878E9350099355EE5737FD1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_1D5832A7B855B78C66D0355EE57363AA" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_us-gaap_HomeEquityMember_1D5832A7B855B78C66D0355EE57363AA" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLoanServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLoanServicedbyOthersMember_BF674F5F363B28B9D1EF355EE573DBD3" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_cfg_HomeEquityLoanServicedbyOthersMember_BF674F5F363B28B9D1EF355EE573DBD3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLineofCreditServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_86CDCA7E03B299B30AE0355EE573A8C4" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_86CDCA7E03B299B30AE0355EE573A8C4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_A59072B2EB66D8CA4D5B355EE573C061" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_us-gaap_AutomobileLoanMember_A59072B2EB66D8CA4D5B355EE573C061" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_80319FFC66EF98E7391C355EE573DF9C" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_us-gaap_StudentLoanMember_80319FFC66EF98E7391C355EE573DF9C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_D982F45281DDD91CFA91355EE5745BFF" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_us-gaap_CreditCardReceivablesMember_D982F45281DDD91CFA91355EE5745BFF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherRetailMember" xlink:label="loc_cfg_OtherRetailMember_0A0CBDF57BDB2A48F1AD355EE5740FB0" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_cfg_OtherRetailMember_0A0CBDF57BDB2A48F1AD355EE5740FB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_DC9D9580EFD42348B4B7355EE574CA42" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_92A3DF50F474224710E2355EE574736F" xlink:to="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_DC9D9580EFD42348B4B7355EE574CA42" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableRelatedAllowance_305F0CD359D1E859EFEF355EE574E64D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_92A3DF50F474224710E2355EE574736F" xlink:to="loc_us-gaap_ImpairedFinancingReceivableRelatedAllowance_305F0CD359D1E859EFEF355EE574E64D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_070885D713FC4E9DE111355EE575B788" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_92A3DF50F474224710E2355EE574736F" xlink:to="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_070885D713FC4E9DE111355EE575B788" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_ADB18B8AC3396D0BDE48355EE575AB71" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_92A3DF50F474224710E2355EE574736F" xlink:to="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_ADB18B8AC3396D0BDE48355EE575AB71" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableRecordedInvestment_BC43E424D466EC92B0D6355EE5752CB2" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_92A3DF50F474224710E2355EE574736F" xlink:to="loc_us-gaap_ImpairedFinancingReceivableRecordedInvestment_BC43E424D466EC92B0D6355EE5752CB2" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_2959521B15FD20095532F8808E581586" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_40BAC4F44293A52C43A8F8808E5589B3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_2959521B15FD20095532F8808E581586" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_40BAC4F44293A52C43A8F8808E5589B3" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_E05CC5A33965E0C9A7A3F8808E55767D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_40BAC4F44293A52C43A8F8808E5589B3" xlink:to="loc_us-gaap_InternalCreditAssessmentAxis_E05CC5A33965E0C9A7A3F8808E55767D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_709CDE22A65611B9AAB6F8808E56033C_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_E05CC5A33965E0C9A7A3F8808E55767D" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_709CDE22A65611B9AAB6F8808E56033C_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_709CDE22A65611B9AAB6F8808E56033C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_E05CC5A33965E0C9A7A3F8808E55767D" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_709CDE22A65611B9AAB6F8808E56033C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskHighLoantovalueLoansMember" xlink:label="loc_cfg_CreditRiskHighLoantovalueLoansMember_E5BE1053E0C2BEFE69D3F8808E56CABF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_709CDE22A65611B9AAB6F8808E56033C" xlink:to="loc_cfg_CreditRiskHighLoantovalueLoansMember_E5BE1053E0C2BEFE69D3F8808E56CABF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember" xlink:label="loc_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember_ADDED31932F933699344F8808E566B3C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_709CDE22A65611B9AAB6F8808E56033C" xlink:to="loc_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember_ADDED31932F933699344F8808E566B3C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskLowIntroductoryRateLoansMember" xlink:label="loc_cfg_CreditRiskLowIntroductoryRateLoansMember_D6B70AC0530B69BE4036F8808E568545" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_709CDE22A65611B9AAB6F8808E56033C" xlink:to="loc_cfg_CreditRiskLowIntroductoryRateLoansMember_D6B70AC0530B69BE4036F8808E568545" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskMultipleIndicatorsMember" xlink:label="loc_cfg_CreditRiskMultipleIndicatorsMember_855A416F06300A5CC8A4F8808E57248F" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_709CDE22A65611B9AAB6F8808E56033C" xlink:to="loc_cfg_CreditRiskMultipleIndicatorsMember_855A416F06300A5CC8A4F8808E57248F" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember" xlink:label="loc_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember_F890912DBAD0D07DA928F8808E572113" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_709CDE22A65611B9AAB6F8808E56033C" xlink:to="loc_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember_F890912DBAD0D07DA928F8808E572113" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5D69880EEC1298121C5AF8808E576208" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_40BAC4F44293A52C43A8F8808E5589B3" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5D69880EEC1298121C5AF8808E576208" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5377360029D7F5785A38F8808E575F8C_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5D69880EEC1298121C5AF8808E576208" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5377360029D7F5785A38F8808E575F8C_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5377360029D7F5785A38F8808E575F8C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5D69880EEC1298121C5AF8808E576208" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5377360029D7F5785A38F8808E575F8C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_8528E40B901CE99F1D97F8808E574E1A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5377360029D7F5785A38F8808E575F8C" xlink:to="loc_us-gaap_ResidentialMortgageMember_8528E40B901CE99F1D97F8808E574E1A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_40B9DDE02641680DA303F8808E5861A4" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5377360029D7F5785A38F8808E575F8C" xlink:to="loc_us-gaap_HomeEquityMember_40B9DDE02641680DA303F8808E5861A4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerHomeEquityProductsServicedbyOthersMember" xlink:label="loc_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_A21D4BD7EB70106AB3FEF8808E585A23" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5377360029D7F5785A38F8808E575F8C" xlink:to="loc_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_A21D4BD7EB70106AB3FEF8808E585A23" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_574DF07E037D84CFFC45F8808E58C457" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5377360029D7F5785A38F8808E575F8C" xlink:to="loc_us-gaap_CreditCardReceivablesMember_574DF07E037D84CFFC45F8808E58C457" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_08C8D897D33A2C9BC8A3F8808E582992" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5377360029D7F5785A38F8808E575F8C" xlink:to="loc_us-gaap_StudentLoanMember_08C8D897D33A2C9BC8A3F8808E582992" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_6A55AB22569C4B47D658F8808E586FC8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_2959521B15FD20095532F8808E581586" xlink:to="loc_us-gaap_NotesReceivableNet_6A55AB22569C4B47D658F8808E586FC8" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9683CC9F1114F6FCC4CB355F1A86E7FF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9683CC9F1114F6FCC4CB355F1A86E7FF" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_8AD437015C5E8468CDD8355F1A88B3D0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9683CC9F1114F6FCC4CB355F1A86E7FF" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_8AD437015C5E8468CDD8355F1A88B3D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_75172A8C9B427501EFE9355F1A88AE8D_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_8AD437015C5E8468CDD8355F1A88B3D0" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_75172A8C9B427501EFE9355F1A88AE8D_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_75172A8C9B427501EFE9355F1A88AE8D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_8AD437015C5E8468CDD8355F1A88B3D0" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_75172A8C9B427501EFE9355F1A88AE8D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_552BE2232250D70FC270355F1A888FCD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_75172A8C9B427501EFE9355F1A88AE8D" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_552BE2232250D70FC270355F1A888FCD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_752CBAE6E27668123326355F1A89DE3B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_75172A8C9B427501EFE9355F1A88AE8D" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_752CBAE6E27668123326355F1A89DE3B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance" xlink:label="loc_cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance_C522B093FBF6AEFA03C3355F1A890C9E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:to="loc_cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance_C522B093FBF6AEFA03C3355F1A890C9E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ImpairedFinancingReceivableNetofValuationAllowance" xlink:label="loc_cfg_ImpairedFinancingReceivableNetofValuationAllowance_4736BD0F9FF17EBF59F0355F1A89B380" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:to="loc_cfg_ImpairedFinancingReceivableNetofValuationAllowance_4736BD0F9FF17EBF59F0355F1A89B380" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageLoansCollateralizedByOREO" xlink:label="loc_cfg_MortgageLoansCollateralizedByOREO_13889A4611D111E2C4C7355F1A8AA977" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:to="loc_cfg_MortgageLoansCollateralizedByOREO_13889A4611D111E2C4C7355F1A8AA977" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod_96238399A1C81154D505355F1A8A7D16" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod_96238399A1C81154D505355F1A8A7D16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" xlink:label="loc_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_4A54344ABBDBC2DE463F355F1A8A9EF1" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:to="loc_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_4A54344ABBDBC2DE463F355F1A8A9EF1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" xlink:label="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_A4691953079F9AFBBA8A355F1A8FDE6C" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:to="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_A4691953079F9AFBBA8A355F1A8FDE6C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral" xlink:label="loc_cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral_9742E254008F7821C43F355F1A8FE568" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:to="loc_cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral_9742E254008F7821C43F355F1A8FE568" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_ACA5C44AE25F69A3EBCC355F27EDA491" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_0FEBF2507995F4D1FFF3355F27E82055" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_ACA5C44AE25F69A3EBCC355F27EDA491" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_0FEBF2507995F4D1FFF3355F27E82055" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_164BF5CB3704DC421D14355F27E80705" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_0FEBF2507995F4D1FFF3355F27E82055" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_164BF5CB3704DC421D14355F27E80705" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_164BF5CB3704DC421D14355F27E80705" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_164BF5CB3704DC421D14355F27E80705" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_C9C7638F5041EDD0E5F4355F27E945B9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_C9C7638F5041EDD0E5F4355F27E945B9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_3CB59A182DEEBBCD452F355F27E9EBF3" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_3CB59A182DEEBBCD452F355F27E9EBF3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E19F5B06C50F86643039355F27E948B1" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_0FEBF2507995F4D1FFF3355F27E82055" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E19F5B06C50F86643039355F27E948B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E19F5B06C50F86643039355F27E948B1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E19F5B06C50F86643039355F27E948B1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_B054A947BD36F5011620355F27EA4858" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_us-gaap_CommercialLoanMember_B054A947BD36F5011620355F27EA4858" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_B2CED446B3E7ED462359355F27EAC65A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_us-gaap_CommercialRealEstateMember_B2CED446B3E7ED462359355F27EAC65A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FinanceLeasesMember" xlink:label="loc_cfg_FinanceLeasesMember_AB7FFFCCEE4570CED895355F27EB5ADE" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_cfg_FinanceLeasesMember_AB7FFFCCEE4570CED895355F27EB5ADE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_44439EC53241175D6953355F27EB62DC" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_us-gaap_ResidentialMortgageMember_44439EC53241175D6953355F27EB62DC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_8310AD97C9C426683C33355F27EB5609" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_us-gaap_HomeEquityLoanMember_8310AD97C9C426683C33355F27EB5609" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_1402B33DA96EE282931A355F27EBD460" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_us-gaap_HomeEquityMember_1402B33DA96EE282931A355F27EBD460" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLoanServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLoanServicedbyOthersMember_4CC73D2C37953CEE5D44355F27EC7E66" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_cfg_HomeEquityLoanServicedbyOthersMember_4CC73D2C37953CEE5D44355F27EC7E66" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLineofCreditServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_87D291C1C8450C2BFF83355F27EC5BF1" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_87D291C1C8450C2BFF83355F27EC5BF1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_636D4AE661DB24CFB6AF355F27ECEEE1" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_us-gaap_AutomobileLoanMember_636D4AE661DB24CFB6AF355F27ECEEE1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_2B89EC22131A225B759F355F27ECB386" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_us-gaap_StudentLoanMember_2B89EC22131A225B759F355F27ECB386" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_2005D5BAF8C6E1690A74355F27ECCE6E" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_us-gaap_CreditCardReceivablesMember_2005D5BAF8C6E1690A74355F27ECCE6E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherRetailMember" xlink:label="loc_cfg_OtherRetailMember_28A2856B78576577558E355F27EC7CB1" xlink:type="locator" />
    <link:definitionArc order="12" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_cfg_OtherRetailMember_28A2856B78576577558E355F27EC7CB1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_3C5B0121B3D2FA68D6B7355F27ED2371" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_ACA5C44AE25F69A3EBCC355F27EDA491" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_3C5B0121B3D2FA68D6B7355F27ED2371" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_A40A8F7EE7491F6F4564355F27EDFFBF" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_ACA5C44AE25F69A3EBCC355F27EDA491" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_A40A8F7EE7491F6F4564355F27EDFFBF" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_5868BA0338404C77A2E1A359439D6B3D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_766B16C2DCE0695B75DFA359439CDCAD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_5868BA0338404C77A2E1A359439D6B3D" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_766B16C2DCE0695B75DFA359439CDCAD" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_596E018E1465CCDD5E78A359439C2020" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_766B16C2DCE0695B75DFA359439CDCAD" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_596E018E1465CCDD5E78A359439C2020" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C922EC8923B2CE747C80A359439C4313_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_596E018E1465CCDD5E78A359439C2020" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C922EC8923B2CE747C80A359439C4313_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C922EC8923B2CE747C80A359439C4313" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_596E018E1465CCDD5E78A359439C2020" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C922EC8923B2CE747C80A359439C4313" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_AF952824EF81703C935EA359439D53AB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C922EC8923B2CE747C80A359439C4313" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_AF952824EF81703C935EA359439D53AB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_D510045112ABFC21A995A359439DDAE2" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C922EC8923B2CE747C80A359439C4313" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_D510045112ABFC21A995A359439DDAE2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans" xlink:label="loc_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_F5B0C82BE78661E2D64BA359439D4399" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_5868BA0338404C77A2E1A359439D6B3D" xlink:to="loc_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_F5B0C82BE78661E2D64BA359439D4399" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AssetsRatioofNonperformingAssetstoAllAssets" xlink:label="loc_cfg_AssetsRatioofNonperformingAssetstoAllAssets_04FA2B713A0ADC158BDCA359439EAA99" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_5868BA0338404C77A2E1A359439D6B3D" xlink:to="loc_cfg_AssetsRatioofNonperformingAssetstoAllAssets_04FA2B713A0ADC158BDCA359439EAA99" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_38E3478C7C1D6607753820E262068012" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CB0218544C0BAD768FFE20E262027973" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_38E3478C7C1D6607753820E262068012" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CB0218544C0BAD768FFE20E262027973" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_F2EDE08B4CEB7FBE723D20E2620347DC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CB0218544C0BAD768FFE20E262027973" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_F2EDE08B4CEB7FBE723D20E2620347DC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3D57D50F25D812C6E57F20E26203D72F_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_F2EDE08B4CEB7FBE723D20E2620347DC" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3D57D50F25D812C6E57F20E26203D72F_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3D57D50F25D812C6E57F20E26203D72F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_F2EDE08B4CEB7FBE723D20E2620347DC" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3D57D50F25D812C6E57F20E26203D72F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_AC30AC476D9849E5946220E2620397D0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3D57D50F25D812C6E57F20E26203D72F" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_AC30AC476D9849E5946220E2620397D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_45B5B0C45B3891C976BA20E262046B22" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CB0218544C0BAD768FFE20E262027973" xlink:to="loc_us-gaap_InternalCreditAssessmentAxis_45B5B0C45B3891C976BA20E262046B22" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_45B5B0C45B3891C976BA20E262046B22" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_45B5B0C45B3891C976BA20E262046B22" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PassMember" xlink:label="loc_us-gaap_PassMember_9559813015C3535EEE3720E2620407CE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:to="loc_us-gaap_PassMember_9559813015C3535EEE3720E2620407CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SpecialMentionMember" xlink:label="loc_us-gaap_SpecialMentionMember_E043378523A5C05D0DCA20E26204E5E6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:to="loc_us-gaap_SpecialMentionMember_E043378523A5C05D0DCA20E26204E5E6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubstandardMember" xlink:label="loc_us-gaap_SubstandardMember_05AA65296563848D907420E262052DE0" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:to="loc_us-gaap_SubstandardMember_05AA65296563848D907420E262052DE0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DoubtfulMember" xlink:label="loc_us-gaap_DoubtfulMember_972B6106CEFBDA4718AE20E26205F014" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:to="loc_us-gaap_DoubtfulMember_972B6106CEFBDA4718AE20E26205F014" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5E09128EE0F4AC39F2AE20E262059882" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CB0218544C0BAD768FFE20E262027973" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5E09128EE0F4AC39F2AE20E262059882" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8FCF97B8B8EDC6FCA98F20E262059661_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5E09128EE0F4AC39F2AE20E262059882" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8FCF97B8B8EDC6FCA98F20E262059661_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8FCF97B8B8EDC6FCA98F20E262059661" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5E09128EE0F4AC39F2AE20E262059882" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8FCF97B8B8EDC6FCA98F20E262059661" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_D2E22BDFF8637B4424F220E26206DEA9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8FCF97B8B8EDC6FCA98F20E262059661" xlink:to="loc_us-gaap_CommercialLoanMember_D2E22BDFF8637B4424F220E26206DEA9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_E1BC7B45C7AE2517207520E2620662CE" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8FCF97B8B8EDC6FCA98F20E262059661" xlink:to="loc_us-gaap_CommercialRealEstateMember_E1BC7B45C7AE2517207520E2620662CE" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FinanceLeasesMember" xlink:label="loc_cfg_FinanceLeasesMember_0B7DD337272A265C0C0D20E262066E60" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8FCF97B8B8EDC6FCA98F20E262059661" xlink:to="loc_cfg_FinanceLeasesMember_0B7DD337272A265C0C0D20E262066E60" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_25205B08B001EF747F8520E2620736DA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_38E3478C7C1D6607753820E262068012" xlink:to="loc_us-gaap_NotesReceivableNet_25205B08B001EF747F8520E2620736DA" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CF672045B2471D9168E0A35941A77DBB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CF672045B2471D9168E0A35941A77DBB" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_367FCB7F529FAF06248EA35941A714BF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CF672045B2471D9168E0A35941A77DBB" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_367FCB7F529FAF06248EA35941A714BF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C56BF2EC6B88FE21ECF2A35941A7C539_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_367FCB7F529FAF06248EA35941A714BF" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C56BF2EC6B88FE21ECF2A35941A7C539_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C56BF2EC6B88FE21ECF2A35941A7C539" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_367FCB7F529FAF06248EA35941A714BF" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C56BF2EC6B88FE21ECF2A35941A7C539" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_8A57AC3B603160364496A35941A8646C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C56BF2EC6B88FE21ECF2A35941A7C539" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_8A57AC3B603160364496A35941A8646C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_133936CC652A5F4DD0E2A35941A8D571" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C56BF2EC6B88FE21ECF2A35941A7C539" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_133936CC652A5F4DD0E2A35941A8D571" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4744DB058FBB3C7B8079A35941A8FDF3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80" xlink:to="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4744DB058FBB3C7B8079A35941A8FDF3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_5358D1989566936FFFCCA35941A98568" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80" xlink:to="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_5358D1989566936FFFCCA35941A98568" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_B9A73C2D54C4CDD55501A35941A94326" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80" xlink:to="loc_us-gaap_NotesReceivableNet_B9A73C2D54C4CDD55501A35941A94326" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_7741BDB97B782DCCA34BF280567768FC" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_6530354BBACEB0445900F280567217D2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_7741BDB97B782DCCA34BF280567768FC" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_6530354BBACEB0445900F280567217D2" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_82B77807ADBCF8835831F280567262FB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_6530354BBACEB0445900F280567217D2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_82B77807ADBCF8835831F280567262FB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D1782F2B83A260516AFAF28056730C4D_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_82B77807ADBCF8835831F280567262FB" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D1782F2B83A260516AFAF28056730C4D_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D1782F2B83A260516AFAF28056730C4D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_82B77807ADBCF8835831F280567262FB" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D1782F2B83A260516AFAF28056730C4D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_080AC6B2D0E00103B0D2F2805673B8A5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D1782F2B83A260516AFAF28056730C4D" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_080AC6B2D0E00103B0D2F2805673B8A5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_E56D73C8DDAF75229153F2805673FE58" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_6530354BBACEB0445900F280567217D2" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_E56D73C8DDAF75229153F2805673FE58" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_E56D73C8DDAF75229153F2805673FE58" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_E56D73C8DDAF75229153F2805673FE58" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables1To29DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables1To29DaysPastDueMember_542487D10EE780802A3BF2805674C628" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:to="loc_us-gaap_FinancingReceivables1To29DaysPastDueMember_542487D10EE780802A3BF2805674C628" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_74C6CFFD235B7C443D01F28056745C11" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:to="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_74C6CFFD235B7C443D01F28056745C11" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_60B887F94392570B1BDCF2805674619D" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:to="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_60B887F94392570B1BDCF2805674619D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_654D791CB19D4B7CF24FF28056747A76" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:to="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_654D791CB19D4B7CF24FF28056747A76" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_297930E44F3B07B5EC2DF28056757CB6" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_6530354BBACEB0445900F280567217D2" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_297930E44F3B07B5EC2DF28056757CB6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_297930E44F3B07B5EC2DF28056757CB6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_297930E44F3B07B5EC2DF28056757CB6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_1E91B1BA0C572238BCB1F2805675D145" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_us-gaap_ResidentialMortgageMember_1E91B1BA0C572238BCB1F2805675D145" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_35037D313309A6E4A4B7F28056750D5C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_us-gaap_HomeEquityLoanMember_35037D313309A6E4A4B7F28056750D5C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_F593D79BE0BA69CA3AE7F28056751486" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_us-gaap_HomeEquityMember_F593D79BE0BA69CA3AE7F28056751486" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLoanServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLoanServicedbyOthersMember_BC299B0CA50496BEDBC2F2805675A0DB" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_cfg_HomeEquityLoanServicedbyOthersMember_BC299B0CA50496BEDBC2F2805675A0DB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLineofCreditServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_F7A08DF7E911CB97D3D9F28056766F98" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_F7A08DF7E911CB97D3D9F28056766F98" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_011B1A91D5F8183EB954F2805676FAE9" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_us-gaap_AutomobileLoanMember_011B1A91D5F8183EB954F2805676FAE9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_F062EC043FE92D2AACE5F2805676E9C4" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_us-gaap_StudentLoanMember_F062EC043FE92D2AACE5F2805676E9C4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_8F3381C6FEB2AA778B66F280567612C3" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_us-gaap_CreditCardReceivablesMember_8F3381C6FEB2AA778B66F280567612C3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherRetailMember" xlink:label="loc_cfg_OtherRetailMember_BF25DAD11E4D59D079F5F28056766B2D" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_cfg_OtherRetailMember_BF25DAD11E4D59D079F5F28056766B2D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_DB07671ADD2EAA56BB0DF2805677DD42" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_7741BDB97B782DCCA34BF280567768FC" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_DB07671ADD2EAA56BB0DF2805677DD42" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_60DDBB034DC235399B61F280567734B8" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_7741BDB97B782DCCA34BF280567768FC" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_60DDBB034DC235399B61F280567734B8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_EAD68E66AC8304C36CC5F2805677C3AA" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_7741BDB97B782DCCA34BF280567768FC" xlink:to="loc_us-gaap_NotesReceivableNet_EAD68E66AC8304C36CC5F2805677C3AA" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_E511366E3D4151DC8FF6A35945EFFD6D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_E511366E3D4151DC8FF6A35945EFFD6D" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_8A0D94F399E204507A40A35945EFC7C0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_E511366E3D4151DC8FF6A35945EFFD6D" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_8A0D94F399E204507A40A35945EFC7C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_DE5B0941144405C4675EA35945EFA477_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_8A0D94F399E204507A40A35945EFC7C0" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_DE5B0941144405C4675EA35945EFA477_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_DE5B0941144405C4675EA35945EFA477" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_8A0D94F399E204507A40A35945EFC7C0" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_DE5B0941144405C4675EA35945EFA477" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_FBA2EB5F8BAF08035414A35945F06A42" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_DE5B0941144405C4675EA35945EFA477" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_FBA2EB5F8BAF08035414A35945F06A42" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_B5E5A0C3253DAEE8D790A35945F0D6A4" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_DE5B0941144405C4675EA35945EFA477" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_B5E5A0C3253DAEE8D790A35945F0D6A4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_143F4DCECC7F99F1B03CA35945F015B1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_143F4DCECC7F99F1B03CA35945F015B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_A448854AB2E14811A51EA35945F04018" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_A448854AB2E14811A51EA35945F04018" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_7BA6BB5B49304AD99A24A35945F1EB8F" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_7BA6BB5B49304AD99A24A35945F1EB8F" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_95A459A34C82ED540F42CE7CDAEC7B31" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_AD744C61E8FB5D2AC62ACE7CDAE9A1D1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_95A459A34C82ED540F42CE7CDAEC7B31" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_AD744C61E8FB5D2AC62ACE7CDAE9A1D1" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StatementScenarioAxis" xlink:label="loc_srt_StatementScenarioAxis_C674A02023DD2330115DCE7CDAEA9018" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_AD744C61E8FB5D2AC62ACE7CDAE9A1D1" xlink:to="loc_srt_StatementScenarioAxis_C674A02023DD2330115DCE7CDAEA9018" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScenarioUnspecifiedDomain" xlink:label="loc_srt_ScenarioUnspecifiedDomain_68FD1AC14BC984A8BB76CE7CDAEAD6DA_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_StatementScenarioAxis_C674A02023DD2330115DCE7CDAEA9018" xlink:to="loc_srt_ScenarioUnspecifiedDomain_68FD1AC14BC984A8BB76CE7CDAEAD6DA_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScenarioUnspecifiedDomain" xlink:label="loc_srt_ScenarioUnspecifiedDomain_68FD1AC14BC984A8BB76CE7CDAEAD6DA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_StatementScenarioAxis_C674A02023DD2330115DCE7CDAEA9018" xlink:to="loc_srt_ScenarioUnspecifiedDomain_68FD1AC14BC984A8BB76CE7CDAEAD6DA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScenarioAdjustmentMember" xlink:label="loc_us-gaap_ScenarioAdjustmentMember_ABEE421B3AB203357A6FCE7CDAEA0316" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ScenarioUnspecifiedDomain_68FD1AC14BC984A8BB76CE7CDAEAD6DA" xlink:to="loc_us-gaap_ScenarioAdjustmentMember_ABEE421B3AB203357A6FCE7CDAEA0316" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2935BD2AAD9E53BAFAB8CE7CDAEA811A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_AD744C61E8FB5D2AC62ACE7CDAE9A1D1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2935BD2AAD9E53BAFAB8CE7CDAEA811A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_30365107560FAF7B7DF1CE7CDAEB466C_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2935BD2AAD9E53BAFAB8CE7CDAEA811A" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_30365107560FAF7B7DF1CE7CDAEB466C_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_30365107560FAF7B7DF1CE7CDAEB466C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2935BD2AAD9E53BAFAB8CE7CDAEA811A" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_30365107560FAF7B7DF1CE7CDAEB466C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_5A45505B071EC425A5A3CE7CDAEB3710" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_30365107560FAF7B7DF1CE7CDAEB466C" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_5A45505B071EC425A5A3CE7CDAEB3710" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_AEBAA5F27F7AAA72550CCE7CDAEB700B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_30365107560FAF7B7DF1CE7CDAEB466C" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_AEBAA5F27F7AAA72550CCE7CDAEB700B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowancesAndReservesTypeAxis" xlink:label="loc_us-gaap_ValuationAllowancesAndReservesTypeAxis_DA17181432F67FE0EFDCCE7CDAEB648D" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_AD744C61E8FB5D2AC62ACE7CDAE9A1D1" xlink:to="loc_us-gaap_ValuationAllowancesAndReservesTypeAxis_DA17181432F67FE0EFDCCE7CDAEB648D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowancesAndReservesDomain" xlink:label="loc_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_ValuationAllowancesAndReservesTypeAxis_DA17181432F67FE0EFDCCE7CDAEB648D" xlink:to="loc_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowancesAndReservesDomain" xlink:label="loc_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_ValuationAllowancesAndReservesTypeAxis_DA17181432F67FE0EFDCCE7CDAEB648D" xlink:to="loc_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesMember" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesMember_89CBC9B84F57A10324B2CE7CDAEC2302" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossesMember_89CBC9B84F57A10324B2CE7CDAEC2302" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReserveForOffBalanceSheetActivitiesMember" xlink:label="loc_us-gaap_ReserveForOffBalanceSheetActivitiesMember_A755CCE27FAA23166E6BCE7CDAEC94C9" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A" xlink:to="loc_us-gaap_ReserveForOffBalanceSheetActivitiesMember_A755CCE27FAA23166E6BCE7CDAEC94C9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember" xlink:label="loc_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember_BD5868068CDF08694164CE7CDAEC99CC" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A" xlink:to="loc_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember_BD5868068CDF08694164CE7CDAEC99CC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_95A459A34C82ED540F42CE7CDAEC7B31" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_EF5805BFA8F7982D01D7CE7CDAED4AB8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_EF5805BFA8F7982D01D7CE7CDAED4AB8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_8FC3CC710B9BE0C531C7CE7CDAED5ADD" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_8FC3CC710B9BE0C531C7CE7CDAED5ADD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_46DAAAA2328809A62F38CE7CDAEDAB34" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_46DAAAA2328809A62F38CE7CDAEDAB34" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_E420DB3C649633DF2B86CE7CDAEEC2D9" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_E420DB3C649633DF2B86CE7CDAEEC2D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_us-gaap_ProvisionForLoanAndLeaseLosses_C851EA022678BD8E0E8CCE7CDAEE93DB" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:to="loc_us-gaap_ProvisionForLoanAndLeaseLosses_C851EA022678BD8E0E8CCE7CDAEE93DB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForOtherCreditLosses" xlink:label="loc_us-gaap_ProvisionForOtherCreditLosses_13CCE2DAF7D0DA0B3043CE9035F97E43" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:to="loc_us-gaap_ProvisionForOtherCreditLosses_13CCE2DAF7D0DA0B3043CE9035F97E43" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_36B7515E24E3BBA910E8355F22E4869E" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_5DED33485C4FFD5665AD355F22E2A6DA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_36B7515E24E3BBA910E8355F22E4869E" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_5DED33485C4FFD5665AD355F22E2A6DA" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_0CBAC7F90FB10F673CF0355F22E231D0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_5DED33485C4FFD5665AD355F22E2A6DA" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_0CBAC7F90FB10F673CF0355F22E231D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_070531B720DCFB3E8378355F22E34B50_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_0CBAC7F90FB10F673CF0355F22E231D0" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_070531B720DCFB3E8378355F22E34B50_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_070531B720DCFB3E8378355F22E34B50" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_0CBAC7F90FB10F673CF0355F22E231D0" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_070531B720DCFB3E8378355F22E34B50" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_0BB8C600ABFE1BBA6A5F355F22E341D7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_070531B720DCFB3E8378355F22E34B50" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_0BB8C600ABFE1BBA6A5F355F22E341D7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_638A036395055D8E2CF9355F22E4C416" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_070531B720DCFB3E8378355F22E34B50" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_638A036395055D8E2CF9355F22E4C416" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TDRBalanceIncludedinImpairedLoans" xlink:label="loc_cfg_TDRBalanceIncludedinImpairedLoans_5149D6FEC1B9FADB50D0355F22E47FB9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_36B7515E24E3BBA910E8355F22E4869E" xlink:to="loc_cfg_TDRBalanceIncludedinImpairedLoans_5149D6FEC1B9FADB50D0355F22E47FB9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend" xlink:label="loc_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_E8D296250D8BFDF570CC355F22E7864E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_36B7515E24E3BBA910E8355F22E4869E" xlink:to="loc_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_E8D296250D8BFDF570CC355F22E7864E" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="loc_us-gaap_FinancingReceivableModificationsLineItems_6D4884E49A4992DC04E8C9EBF48AFDCF" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_6D4884E49A4992DC04E8C9EBF48AFDCF" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_526869DC8F9EABCF2125C9EBF486EF04" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_526869DC8F9EABCF2125C9EBF486EF04" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_126C416ACD70A21CCC85C9EBF486D8D3_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_526869DC8F9EABCF2125C9EBF486EF04" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_126C416ACD70A21CCC85C9EBF486D8D3_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_126C416ACD70A21CCC85C9EBF486D8D3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_526869DC8F9EABCF2125C9EBF486EF04" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_126C416ACD70A21CCC85C9EBF486D8D3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_CDF4DDADCEE855232193C9EBF4871FF5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_126C416ACD70A21CCC85C9EBF486D8D3" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_CDF4DDADCEE855232193C9EBF4871FF5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_CF4A8E1A226B63C1971DC9EBF487CC05" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_126C416ACD70A21CCC85C9EBF486D8D3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_CF4A8E1A226B63C1971DC9EBF487CC05" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoanRestructuringModificationAxis" xlink:label="loc_us-gaap_LoanRestructuringModificationAxis_9B762ACCF3A3ED364451C9EBF487F9D6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F" xlink:to="loc_us-gaap_LoanRestructuringModificationAxis_9B762ACCF3A3ED364451C9EBF487F9D6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoanRestructuringModificationDomain" xlink:label="loc_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_LoanRestructuringModificationAxis_9B762ACCF3A3ED364451C9EBF487F9D6" xlink:to="loc_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoanRestructuringModificationDomain" xlink:label="loc_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_LoanRestructuringModificationAxis_9B762ACCF3A3ED364451C9EBF487F9D6" xlink:to="loc_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualInterestRateReductionMember" xlink:label="loc_us-gaap_ContractualInterestRateReductionMember_4A1E4A2D5318FD5B3CC9C9EBF4884F98" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7" xlink:to="loc_us-gaap_ContractualInterestRateReductionMember_4A1E4A2D5318FD5B3CC9C9EBF4884F98" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ExtendedMaturityMember" xlink:label="loc_us-gaap_ExtendedMaturityMember_E609FD43E403D8E2E4FAC9EBF488D21C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7" xlink:to="loc_us-gaap_ExtendedMaturityMember_E609FD43E403D8E2E4FAC9EBF488D21C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DebtModificationOtherMember" xlink:label="loc_cfg_DebtModificationOtherMember_9CE0A5EAAA636E502C24C9EBF4884148" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7" xlink:to="loc_cfg_DebtModificationOtherMember_9CE0A5EAAA636E502C24C9EBF4884148" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5B6706559E9740D2888CC9EBF488AE56" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5B6706559E9740D2888CC9EBF488AE56" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5B6706559E9740D2888CC9EBF488AE56" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5B6706559E9740D2888CC9EBF488AE56" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_F5F227345D43FBEA85E7C9EBF489977A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_us-gaap_CommercialLoanMember_F5F227345D43FBEA85E7C9EBF489977A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_7CA746023118B0DFBCE7C9EBF4894090" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_us-gaap_CommercialRealEstateMember_7CA746023118B0DFBCE7C9EBF4894090" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_DFA7129E22F4662532B2C9EBF489D349" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_us-gaap_ResidentialMortgageMember_DFA7129E22F4662532B2C9EBF489D349" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_014D162B1F7374A7DB5CC9EBF4895C9E" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_us-gaap_HomeEquityLoanMember_014D162B1F7374A7DB5CC9EBF4895C9E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_0E8641DD794B78EBC7EDC9EBF4890CA6" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_us-gaap_HomeEquityMember_0E8641DD794B78EBC7EDC9EBF4890CA6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLoanServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLoanServicedbyOthersMember_EDE2E687157BB5A52F79C9EBF48AE615" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_cfg_HomeEquityLoanServicedbyOthersMember_EDE2E687157BB5A52F79C9EBF48AE615" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLineofCreditServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_04B908403BF70D59F41EC9EBF48AE7EF" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_04B908403BF70D59F41EC9EBF48AE7EF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_ABFAB39841B41E91CF5EC9EBF48A7FA1" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_us-gaap_AutomobileLoanMember_ABFAB39841B41E91CF5EC9EBF48A7FA1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_696CA6556B1647344780C9EBF48A3284" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_us-gaap_StudentLoanMember_696CA6556B1647344780C9EBF48A3284" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_2EBE64A8CFE72980738BC9EBF48A131A" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_us-gaap_CreditCardReceivablesMember_2EBE64A8CFE72980738BC9EBF48A131A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherRetailMember" xlink:label="loc_cfg_OtherRetailMember_2431FE08727FBC030769C9EBF48A9306" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_cfg_OtherRetailMember_2431FE08727FBC030769C9EBF48A9306" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsNumberOfContracts2" xlink:label="loc_us-gaap_FinancingReceivableModificationsNumberOfContracts2_00B5C9E60856E6FF1680C9EBF48B9362" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_6D4884E49A4992DC04E8C9EBF48AFDCF" xlink:to="loc_us-gaap_FinancingReceivableModificationsNumberOfContracts2_00B5C9E60856E6FF1680C9EBF48B9362" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:label="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_11A9B6DD034E5928D6B3C9EBF48BFB4B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_6D4884E49A4992DC04E8C9EBF48AFDCF" xlink:to="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_11A9B6DD034E5928D6B3C9EBF48BFB4B" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/BasisOfPresentation" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessAcquisitionLineItems" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventTypeAxis" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_490ACF0C8175316FA45777CEDECAA426" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_490ACF0C8175316FA45777CEDECAA426" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_6EBE8936C99FE533660277CEDECA226C_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_490ACF0C8175316FA45777CEDECAA426" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_6EBE8936C99FE533660277CEDECA226C_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_6EBE8936C99FE533660277CEDECA226C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_490ACF0C8175316FA45777CEDECAA426" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_6EBE8936C99FE533660277CEDECA226C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventMember" xlink:label="loc_us-gaap_SubsequentEventMember_FC09844355FBF910C0FE77CEDECAF594" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_6EBE8936C99FE533660277CEDECA226C" xlink:to="loc_us-gaap_SubsequentEventMember_FC09844355FBF910C0FE77CEDECAF594" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_11F04DA8A082D124B94477CEDECB560F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_11F04DA8A082D124B94477CEDECB560F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_F961A0F6E95663D82B6B77CEDECBC639_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_11F04DA8A082D124B94477CEDECB560F" xlink:to="loc_us-gaap_EquityComponentDomain_F961A0F6E95663D82B6B77CEDECBC639_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_F961A0F6E95663D82B6B77CEDECBC639" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_11F04DA8A082D124B94477CEDECB560F" xlink:to="loc_us-gaap_EquityComponentDomain_F961A0F6E95663D82B6B77CEDECBC639" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember_B25A2A759CA74771176277CEDECB74EC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_F961A0F6E95663D82B6B77CEDECBC639" xlink:to="loc_us-gaap_RetainedEarningsMember_B25A2A759CA74771176277CEDECB74EC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StatementScenarioAxis" xlink:label="loc_srt_StatementScenarioAxis_87B61B1028515C3E362377CEDECCA304" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:to="loc_srt_StatementScenarioAxis_87B61B1028515C3E362377CEDECCA304" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScenarioUnspecifiedDomain" xlink:label="loc_srt_ScenarioUnspecifiedDomain_7E553724F00A3F9FB0EB77CEDECC80E3_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_StatementScenarioAxis_87B61B1028515C3E362377CEDECCA304" xlink:to="loc_srt_ScenarioUnspecifiedDomain_7E553724F00A3F9FB0EB77CEDECC80E3_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScenarioUnspecifiedDomain" xlink:label="loc_srt_ScenarioUnspecifiedDomain_7E553724F00A3F9FB0EB77CEDECC80E3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_StatementScenarioAxis_87B61B1028515C3E362377CEDECCA304" xlink:to="loc_srt_ScenarioUnspecifiedDomain_7E553724F00A3F9FB0EB77CEDECC80E3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScenarioForecastMember" xlink:label="loc_srt_ScenarioForecastMember_00A5E0C1CEF21181368377CEDECC2FFB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ScenarioUnspecifiedDomain_7E553724F00A3F9FB0EB77CEDECC80E3" xlink:to="loc_srt_ScenarioForecastMember_00A5E0C1CEF21181368377CEDECC2FFB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdjustmentsForNewAccountingPronouncementsAxis" xlink:label="loc_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_F9F21796696407810ADD77CEDECCEF3D" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:to="loc_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_F9F21796696407810ADD77CEDECCEF3D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TypeOfAdoptionMember" xlink:label="loc_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_F9F21796696407810ADD77CEDECCEF3D" xlink:to="loc_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TypeOfAdoptionMember" xlink:label="loc_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_F9F21796696407810ADD77CEDECCEF3D" xlink:to="loc_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountingStandardsUpdate201602Member" xlink:label="loc_us-gaap_AccountingStandardsUpdate201602Member_A449719D8D42560E6B1277CEDECD12E3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C" xlink:to="loc_us-gaap_AccountingStandardsUpdate201602Member_A449719D8D42560E6B1277CEDECD12E3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountingStandardsUpdate201613Member" xlink:label="loc_us-gaap_AccountingStandardsUpdate201613Member_4EF4D3ED7E7A0F5E0E5A77CEDECD10A3" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C" xlink:to="loc_us-gaap_AccountingStandardsUpdate201613Member_4EF4D3ED7E7A0F5E0E5A77CEDECD10A3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_D75FA66BD1F25C73151577CEDECDFCF4" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_D75FA66BD1F25C73151577CEDECDFCF4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_D75FA66BD1F25C73151577CEDECDFCF4" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_D75FA66BD1F25C73151577CEDECDFCF4" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ClarfeldFinancialAdvisorsLLCMember" xlink:label="loc_cfg_ClarfeldFinancialAdvisorsLLCMember_9E701B2C9BD511A3A6B577CEDECE3D3B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126" xlink:to="loc_cfg_ClarfeldFinancialAdvisorsLLCMember_9E701B2C9BD511A3A6B577CEDECE3D3B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_BowstringAdvisorsLLCMember" xlink:label="loc_cfg_BowstringAdvisorsLLCMember_ACFC04D08283DCB5377A77CEDECE4731" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126" xlink:to="loc_cfg_BowstringAdvisorsLLCMember_ACFC04D08283DCB5377A77CEDECE4731" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessCombinationConsiderationTransferred1" xlink:label="loc_us-gaap_BusinessCombinationConsiderationTransferred1_D0F79EA2DCB02C95408D77CEDECE0407" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_us-gaap_BusinessCombinationConsiderationTransferred1_D0F79EA2DCB02C95408D77CEDECE0407" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_B60F7D153F30A12FD3FE77CEDECE3F2D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_us-gaap_Goodwill_B60F7D153F30A12FD3FE77CEDECE3F2D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_26C5FA23D74A3920A15977CEDECFBA62" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_26C5FA23D74A3920A15977CEDECFBA62" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xlink:label="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_622AFC129E36DEF1F81577CEDECF229B" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_622AFC129E36DEF1F81577CEDECF229B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseRightOfUseAsset" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAsset_2EFF3D62E231BCDD814077CEDED4BC55" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_us-gaap_OperatingLeaseRightOfUseAsset_2EFF3D62E231BCDD814077CEDED4BC55" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseLiability" xlink:label="loc_us-gaap_OperatingLeaseLiability_3C79D66B82465F31F2D977CEDED4B33F" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_us-gaap_OperatingLeaseLiability_3C79D66B82465F31F2D977CEDED4B33F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_46DC332CB98B1C8E672F77CEDED4B85B" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_46DC332CB98B1C8E672F77CEDED4B85B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease" xlink:label="loc_cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease_F089C6D03BB6B2451C7477CEDED56698" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease_F089C6D03BB6B2451C7477CEDED56698" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage" xlink:label="loc_cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage_3B83363D765FBADAF3F977CEDED5F578" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage_3B83363D765FBADAF3F977CEDED5F578" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/BasisOfPresentationPolicies" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/BasisOfPresentationTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/BorrowedFunds" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_51FF45E215E6AD1C2015174E49A2DC6B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="loc_us-gaap_DebtInstrumentTable_B02D5A3283066AF49525174E495286B3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DebtInstrumentLineItems_51FF45E215E6AD1C2015174E49A2DC6B" xlink:to="loc_us-gaap_DebtInstrumentTable_B02D5A3283066AF49525174E495286B3" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_78066651132CC50E8B42174E4952D346" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtInstrumentTable_B02D5A3283066AF49525174E495286B3" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_78066651132CC50E8B42174E4952D346" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_64264484C169DDB15117174E499ABDC8_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_78066651132CC50E8B42174E4952D346" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_64264484C169DDB15117174E499ABDC8_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_64264484C169DDB15117174E499ABDC8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_78066651132CC50E8B42174E4952D346" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_64264484C169DDB15117174E499ABDC8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeniorNotesMember" xlink:label="loc_us-gaap_SeniorNotesMember_3ADFC369E350DAEFEEE3174E499AE4B7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_64264484C169DDB15117174E499ABDC8" xlink:to="loc_us-gaap_SeniorNotesMember_3ADFC369E350DAEFEEE3174E499AE4B7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubordinatedDebtMember" xlink:label="loc_us-gaap_SubordinatedDebtMember_BB2D968C94FFF18A067A174E499B27D6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_64264484C169DDB15117174E499ABDC8" xlink:to="loc_us-gaap_SubordinatedDebtMember_BB2D968C94FFF18A067A174E499B27D6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesMember_784639A992D2C17D28E5174E499B2EDE" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_64264484C169DDB15117174E499ABDC8" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesMember_784639A992D2C17D28E5174E499B2EDE" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLongtermDebtMember" xlink:label="loc_cfg_OtherLongtermDebtMember_F07164068728BA2CEA1D174E499B5FBA" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_64264484C169DDB15117174E499ABDC8" xlink:to="loc_cfg_OtherLongtermDebtMember_F07164068728BA2CEA1D174E499B5FBA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_07D1A995E5E06DCFF512174E499BA82E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtInstrumentTable_B02D5A3283066AF49525174E495286B3" xlink:to="loc_srt_ConsolidatedEntitiesAxis_07D1A995E5E06DCFF512174E499BA82E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_D3863F3CF92D3648C9AE174E499C0104_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidatedEntitiesAxis_07D1A995E5E06DCFF512174E499BA82E" xlink:to="loc_srt_ConsolidatedEntitiesDomain_D3863F3CF92D3648C9AE174E499C0104_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_D3863F3CF92D3648C9AE174E499C0104" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidatedEntitiesAxis_07D1A995E5E06DCFF512174E499BA82E" xlink:to="loc_srt_ConsolidatedEntitiesDomain_D3863F3CF92D3648C9AE174E499C0104" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_62413CF770D4D4282F24174E499C578D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_D3863F3CF92D3648C9AE174E499C0104" xlink:to="loc_srt_ParentCompanyMember_62413CF770D4D4282F24174E499C578D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_SubsidiariesMember" xlink:label="loc_srt_SubsidiariesMember_FC58A924591C6EA30F8E174E499C8A50" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_D3863F3CF92D3648C9AE174E499C0104" xlink:to="loc_srt_SubsidiariesMember_FC58A924591C6EA30F8E174E499C8A50" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="loc_us-gaap_DebtInstrumentAxis_9FF381A158DD2E1B5708174E499D339F" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtInstrumentTable_B02D5A3283066AF49525174E495286B3" xlink:to="loc_us-gaap_DebtInstrumentAxis_9FF381A158DD2E1B5708174E499D339F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DebtInstrumentAxis_9FF381A158DD2E1B5708174E499D339F" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DebtInstrumentAxis_9FF381A158DD2E1B5708174E499D339F" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.375SeniorUnsecuredDebtDue2021Member" xlink:label="loc_cfg_A2.375SeniorUnsecuredDebtDue2021Member_4110AF1F1B15350B944F174E499D2085" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.375SeniorUnsecuredDebtDue2021Member_4110AF1F1B15350B944F174E499D2085" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A4.150FixedRateSubordinatedDebtDue2022Member" xlink:label="loc_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_773A89F12582192F9CAC174E499DB039" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_773A89F12582192F9CAC174E499DB039" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A3.750FixedRateSubordinatedDebtDue2024Member" xlink:label="loc_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_7785C1CF3EF64BA869ED174E499EC80E" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_7785C1CF3EF64BA869ED174E499EC80E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A4.023FixedRateSubordinatedDebtDue2024Member" xlink:label="loc_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_9489A2C2B7E6E4FCFFAA174E499E226C" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_9489A2C2B7E6E4FCFFAA174E499E226C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A4.350FixedRateSubordinatedDebtDue2025Member" xlink:label="loc_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_8C9063436581C79DDD4D174E499E493B" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_8C9063436581C79DDD4D174E499E493B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A4.300FixedRateSubordinatedDebtDue2025Member" xlink:label="loc_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_10D11C627A39C8C965D2174E499F1923" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_10D11C627A39C8C965D2174E499F1923" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.850SeniorUnsecuredNotesDue2026Member" xlink:label="loc_cfg_A2.850SeniorUnsecuredNotesDue2026Member_F321ABB74265F701317D174E499FE96F" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.850SeniorUnsecuredNotesDue2026Member_F321ABB74265F701317D174E499FE96F" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.500SeniorUnsecuredNotesDue2019Member" xlink:label="loc_cfg_A2.500SeniorUnsecuredNotesDue2019Member_A5DBE971A0B0E3B4D863174E499F868B" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.500SeniorUnsecuredNotesDue2019Member_A5DBE971A0B0E3B4D863174E499F868B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.450SeniorUnsecuredNotesDue2019Member" xlink:label="loc_cfg_A2.450SeniorUnsecuredNotesDue2019Member_3154062F42ED00CFDD72174E499F6FD7" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.450SeniorUnsecuredNotesDue2019Member_3154062F42ED00CFDD72174E499F6FD7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member" xlink:label="loc_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_A0C21E2EDDCD9A3A7F2F174E499F0A7B" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_A0C21E2EDDCD9A3A7F2F174E499F0A7B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FloatingRateSeniorUnsecuredNotesDue2020Member" xlink:label="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_EFB3AAB4487698C0E887174E49A0BD61" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_EFB3AAB4487698C0E887174E49A0BD61" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member" xlink:label="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_761458E0CE50A94D1907174E49A03E09" xlink:type="locator" />
    <link:definitionArc order="12" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_761458E0CE50A94D1907174E49A03E09" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.200SeniorUnsecuredNotesDue2020Member" xlink:label="loc_cfg_A2.200SeniorUnsecuredNotesDue2020Member_AADE01453EFEAECCC352174E49A09C44" xlink:type="locator" />
    <link:definitionArc order="13" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.200SeniorUnsecuredNotesDue2020Member_AADE01453EFEAECCC352174E49A09C44" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.25SeniorUnsecuredNotesDue2020Member" xlink:label="loc_cfg_A2.25SeniorUnsecuredNotesDue2020Member_AE73050C957BEEAD07F8174E49A0A5A5" xlink:type="locator" />
    <link:definitionArc order="14" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.25SeniorUnsecuredNotesDue2020Member_AE73050C957BEEAD07F8174E49A0A5A5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.550SeniorUnsecuredNotesDue2021Member" xlink:label="loc_cfg_A2.550SeniorUnsecuredNotesDue2021Member_8773694E2D23A27884DF174E49A08CD2" xlink:type="locator" />
    <link:definitionArc order="15" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.550SeniorUnsecuredNotesDue2021Member_8773694E2D23A27884DF174E49A08CD2" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A3.250SeniorUnsecuredNotesDue2022Member" xlink:label="loc_cfg_A3.250SeniorUnsecuredNotesDue2022Member_EC8A240CEAB44CB37D92174E49A1900A" xlink:type="locator" />
    <link:definitionArc order="16" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A3.250SeniorUnsecuredNotesDue2022Member_EC8A240CEAB44CB37D92174E49A1900A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member" xlink:label="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_4830F716B38F79C30B9D174E49A1FE23" xlink:type="locator" />
    <link:definitionArc order="17" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_4830F716B38F79C30B9D174E49A1FE23" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FloatingRateSeniorUnsecuredNotesDue2022Member" xlink:label="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_3AA0A1BD08E166D4F4F5174E49A1CB39" xlink:type="locator" />
    <link:definitionArc order="18" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_3AA0A1BD08E166D4F4F5174E49A1CB39" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.650SeniorUnsecuredNotesDue2022Member" xlink:label="loc_cfg_A2.650SeniorUnsecuredNotesDue2022Member_3787BF115CCD98968691174E49A11E3C" xlink:type="locator" />
    <link:definitionArc order="19" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.650SeniorUnsecuredNotesDue2022Member_3787BF115CCD98968691174E49A11E3C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A3.700seniorunsecurednotesdue2023Member" xlink:label="loc_cfg_A3.700seniorunsecurednotesdue2023Member_EE13E72701AC40E2A630174E49A10783" xlink:type="locator" />
    <link:definitionArc order="20" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A3.700seniorunsecurednotesdue2023Member_EE13E72701AC40E2A630174E49A10783" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FloatingRateSeniorUnsecuredNotesDue2023Member" xlink:label="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_4D67E6DADB58DAE7337C174E49A22151" xlink:type="locator" />
    <link:definitionArc order="21" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_4D67E6DADB58DAE7337C174E49A22151" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A3.750SeniorUnsecuredNotesDue2026Member" xlink:label="loc_cfg_A3.750SeniorUnsecuredNotesDue2026Member_F5C1D0F6710457AA80B7174E49A24D44" xlink:type="locator" />
    <link:definitionArc order="22" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A3.750SeniorUnsecuredNotesDue2026Member_F5C1D0F6710457AA80B7174E49A24D44" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_A6D01EC51BB0C808E85C174E49A2328D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_51FF45E215E6AD1C2015174E49A2DC6B" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_A6D01EC51BB0C808E85C174E49A2328D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_D084DD9F060A75CB0C13174E49A32951" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_51FF45E215E6AD1C2015174E49A2DC6B" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_D084DD9F060A75CB0C13174E49A32951" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_94ADA63E84EE8F6DB98E174E49A319CD" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_51FF45E215E6AD1C2015174E49A2DC6B" xlink:to="loc_us-gaap_LongTermDebt_94ADA63E84EE8F6DB98E174E49A319CD" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="loc_us-gaap_DebtInstrumentTable_DACED625683EA4FB5F30F8808D5C0DA5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:to="loc_us-gaap_DebtInstrumentTable_DACED625683EA4FB5F30F8808D5C0DA5" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_4B9B72366B28A72594F9F8808D5C6EF8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtInstrumentTable_DACED625683EA4FB5F30F8808D5C0DA5" xlink:to="loc_srt_ConsolidatedEntitiesAxis_4B9B72366B28A72594F9F8808D5C6EF8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidatedEntitiesAxis_4B9B72366B28A72594F9F8808D5C6EF8" xlink:to="loc_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidatedEntitiesAxis_4B9B72366B28A72594F9F8808D5C6EF8" xlink:to="loc_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_1AA946B45D9F09392BD8F8808D5D250A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4" xlink:to="loc_srt_ParentCompanyMember_1AA946B45D9F09392BD8F8808D5D250A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_SubsidiariesMember" xlink:label="loc_srt_SubsidiariesMember_D9F0A746D82E3DD78CAEF8808D5D17A4" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4" xlink:to="loc_srt_SubsidiariesMember_D9F0A746D82E3DD78CAEF8808D5D17A4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_FB3FD8332658DD730446F8808D5EB914" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_FB3FD8332658DD730446F8808D5EB914" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_968B55D774DE8B603593F8808D5EAE03" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_968B55D774DE8B603593F8808D5EAE03" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_3CB271DB4544DA8E3A4BF8808D5EA96D" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_3CB271DB4544DA8E3A4BF8808D5EA96D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_1D95F014C5D209C901F2F8808D5EC044" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_1D95F014C5D209C901F2F8808D5EC044" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_47986E4AF2C41E8BC51AF8808D5E48A0" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_47986E4AF2C41E8BC51AF8808D5E48A0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_8F10BF5377A3AD972B11F8808D5F3C11" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_8F10BF5377A3AD972B11F8808D5F3C11" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_618C13FEFB282D2C71B7F8808D5F8D06" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:to="loc_us-gaap_LongTermDebt_618C13FEFB282D2C71B7F8808D5F8D06" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_106C95BBEAA432F3BEF3C97A52FE8329" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="loc_us-gaap_DebtInstrumentTable_C37BB5000ECBCB40D58AC97A52FB6C5E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DebtInstrumentLineItems_106C95BBEAA432F3BEF3C97A52FE8329" xlink:to="loc_us-gaap_DebtInstrumentTable_C37BB5000ECBCB40D58AC97A52FB6C5E" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_6E494F69405DE52034AEC97A52FCE829" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtInstrumentTable_C37BB5000ECBCB40D58AC97A52FB6C5E" xlink:to="loc_srt_ConsolidatedEntitiesAxis_6E494F69405DE52034AEC97A52FCE829" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_CBE23DDE1813B5EC7BF8C97A52FC0B01_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidatedEntitiesAxis_6E494F69405DE52034AEC97A52FCE829" xlink:to="loc_srt_ConsolidatedEntitiesDomain_CBE23DDE1813B5EC7BF8C97A52FC0B01_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_CBE23DDE1813B5EC7BF8C97A52FC0B01" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidatedEntitiesAxis_6E494F69405DE52034AEC97A52FCE829" xlink:to="loc_srt_ConsolidatedEntitiesDomain_CBE23DDE1813B5EC7BF8C97A52FC0B01" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_305793CA8BA01DF0C23DC97A52FCDAFC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_CBE23DDE1813B5EC7BF8C97A52FC0B01" xlink:to="loc_srt_ParentCompanyMember_305793CA8BA01DF0C23DC97A52FCDAFC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_SubsidiariesMember" xlink:label="loc_srt_SubsidiariesMember_8A46276D5A17892B2B1AC97A52FCA4E8" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_CBE23DDE1813B5EC7BF8C97A52FC0B01" xlink:to="loc_srt_SubsidiariesMember_8A46276D5A17892B2B1AC97A52FCA4E8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_CA90C3FB0EA95B9E9C00C97A52FD1F0D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtInstrumentTable_C37BB5000ECBCB40D58AC97A52FB6C5E" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_CA90C3FB0EA95B9E9C00C97A52FD1F0D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_CA90C3FB0EA95B9E9C00C97A52FD1F0D" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_CA90C3FB0EA95B9E9C00C97A52FD1F0D" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember" xlink:label="loc_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember_A166AAC5B70AB96B8B22C97A52FD1E35" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9" xlink:to="loc_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember_A166AAC5B70AB96B8B22C97A52FD1E35" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesMember_70B96FB22C8AC2448770C97A52FDFCB4" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesMember_70B96FB22C8AC2448770C97A52FDFCB4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="loc_us-gaap_CreditFacilityAxis_8B781AF0837DFE887D32C97A52FDAEB0" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtInstrumentTable_C37BB5000ECBCB40D58AC97A52FB6C5E" xlink:to="loc_us-gaap_CreditFacilityAxis_8B781AF0837DFE887D32C97A52FDAEB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_us-gaap_CreditFacilityDomain_B716A27262F2781FA078C97A52FD6D25_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_CreditFacilityAxis_8B781AF0837DFE887D32C97A52FDAEB0" xlink:to="loc_us-gaap_CreditFacilityDomain_B716A27262F2781FA078C97A52FD6D25_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_us-gaap_CreditFacilityDomain_B716A27262F2781FA078C97A52FD6D25" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_CreditFacilityAxis_8B781AF0837DFE887D32C97A52FDAEB0" xlink:to="loc_us-gaap_CreditFacilityDomain_B716A27262F2781FA078C97A52FD6D25" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SecuredDebtMember" xlink:label="loc_us-gaap_SecuredDebtMember_F8BA8984296BD36F89BDC97A52FEAA73" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CreditFacilityDomain_B716A27262F2781FA078C97A52FD6D25" xlink:to="loc_us-gaap_SecuredDebtMember_F8BA8984296BD36F89BDC97A52FEAA73" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnsecuredDebt" xlink:label="loc_us-gaap_UnsecuredDebt_32F876A3372C95897FFAC97A52FE3B96" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_106C95BBEAA432F3BEF3C97A52FE8329" xlink:to="loc_us-gaap_UnsecuredDebt_32F876A3372C95897FFAC97A52FE3B96" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_C1B4F88721F8ACB215BDC97A52FEE211" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_106C95BBEAA432F3BEF3C97A52FE8329" xlink:to="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_C1B4F88721F8ACB215BDC97A52FEE211" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_4EB0A2591E74E2C9BEE4C97A52FF9412" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_106C95BBEAA432F3BEF3C97A52FE8329" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_4EB0A2591E74E2C9BEE4C97A52FF9412" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="loc_us-gaap_ShortTermBorrowings_365ACA2F2C9319A44B65C97A52FF6051" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_106C95BBEAA432F3BEF3C97A52FE8329" xlink:to="loc_us-gaap_ShortTermBorrowings_365ACA2F2C9319A44B65C97A52FF6051" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount" xlink:label="loc_us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount_AE137936ED2191582544C97A52FF9491" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_106C95BBEAA432F3BEF3C97A52FE8329" xlink:to="loc_us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount_AE137936ED2191582544C97A52FF9491" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermDebtLineItems" xlink:label="loc_us-gaap_ShortTermDebtLineItems_E8AA6DBABAA01EBA84D8A35942D414F9" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShortTermDebtTable" xlink:label="loc_us-gaap_ScheduleOfShortTermDebtTable_19BEBB4A6B86DEF562BEA35942D25668" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShortTermDebtLineItems_E8AA6DBABAA01EBA84D8A35942D414F9" xlink:to="loc_us-gaap_ScheduleOfShortTermDebtTable_19BEBB4A6B86DEF562BEA35942D25668" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="loc_us-gaap_DebtInstrumentAxis_2013191A24DFCEBF1DFDA35942D36DD7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_19BEBB4A6B86DEF562BEA35942D25668" xlink:to="loc_us-gaap_DebtInstrumentAxis_2013191A24DFCEBF1DFDA35942D36DD7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_1C8697DE96EF7AA5DFD2A35942D35658_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DebtInstrumentAxis_2013191A24DFCEBF1DFDA35942D36DD7" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_1C8697DE96EF7AA5DFD2A35942D35658_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_1C8697DE96EF7AA5DFD2A35942D35658" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DebtInstrumentAxis_2013191A24DFCEBF1DFDA35942D36DD7" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_1C8697DE96EF7AA5DFD2A35942D35658" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember_B27E759A67D3E5497E34A35942D32EE7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_1C8697DE96EF7AA5DFD2A35942D35658" xlink:to="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember_B27E759A67D3E5497E34A35942D32EE7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherShorttermDebtMember" xlink:label="loc_cfg_OtherShorttermDebtMember_8E6ED46A9E78829B87C4A35942D4FF1F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_1C8697DE96EF7AA5DFD2A35942D35658" xlink:to="loc_cfg_OtherShorttermDebtMember_8E6ED46A9E78829B87C4A35942D4FF1F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermDebtWeightedAverageInterestRate" xlink:label="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate_EC39091C6D56A7565D60A35942D4F848" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortTermDebtLineItems_E8AA6DBABAA01EBA84D8A35942D414F9" xlink:to="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate_EC39091C6D56A7565D60A35942D4F848" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount" xlink:label="loc_us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount_386B480DCAB793D3CF6AA35942D416E6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortTermDebtLineItems_E8AA6DBABAA01EBA84D8A35942D414F9" xlink:to="loc_us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount_386B480DCAB793D3CF6AA35942D416E6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShorttermDebtAverageOutstandingAmount" xlink:label="loc_us-gaap_ShorttermDebtAverageOutstandingAmount_C1E309EBF0822CB50916A35942D400F8" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortTermDebtLineItems_E8AA6DBABAA01EBA84D8A35942D414F9" xlink:to="loc_us-gaap_ShorttermDebtAverageOutstandingAmount_C1E309EBF0822CB50916A35942D400F8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentInterestRateDuringPeriod" xlink:label="loc_us-gaap_DebtInstrumentInterestRateDuringPeriod_83601B7B460EA60E8AD7A35942D5C54F" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortTermDebtLineItems_E8AA6DBABAA01EBA84D8A35942D414F9" xlink:to="loc_us-gaap_DebtInstrumentInterestRateDuringPeriod_83601B7B460EA60E8AD7A35942D5C54F" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsShortTermDebtDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermDebtLineItems" xlink:label="loc_us-gaap_ShortTermDebtLineItems_52BB4C385BA37BB06A9ED81DDEA73434" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShortTermDebtTable" xlink:label="loc_us-gaap_ScheduleOfShortTermDebtTable_8F166DCB430524736D64D81DDEA59BA8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShortTermDebtLineItems_52BB4C385BA37BB06A9ED81DDEA73434" xlink:to="loc_us-gaap_ScheduleOfShortTermDebtTable_8F166DCB430524736D64D81DDEA59BA8" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="loc_us-gaap_DebtInstrumentAxis_5F9B0C8B4825A74B82DFD81DDEA5D8FE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_8F166DCB430524736D64D81DDEA59BA8" xlink:to="loc_us-gaap_DebtInstrumentAxis_5F9B0C8B4825A74B82DFD81DDEA5D8FE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DebtInstrumentAxis_5F9B0C8B4825A74B82DFD81DDEA5D8FE" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DebtInstrumentAxis_5F9B0C8B4825A74B82DFD81DDEA5D8FE" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="loc_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_A54B3ACEBF88D4F0E852D81DDEA6320C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9" xlink:to="loc_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_A54B3ACEBF88D4F0E852D81DDEA6320C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalFundsPurchasedMember" xlink:label="loc_us-gaap_FederalFundsPurchasedMember_7EABD0416BB0446B2969D81DDEA60AAC" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9" xlink:to="loc_us-gaap_FederalFundsPurchasedMember_7EABD0416BB0446B2969D81DDEA60AAC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherShorttermDebtMember" xlink:label="loc_cfg_OtherShorttermDebtMember_38B9A258E0E678DFB3E9D81DDEA77530" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9" xlink:to="loc_cfg_OtherShorttermDebtMember_38B9A258E0E678DFB3E9D81DDEA77530" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="loc_us-gaap_ShortTermBorrowings_C3E8DCA923DFFC0AD436D81DDEA70793" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortTermDebtLineItems_52BB4C385BA37BB06A9ED81DDEA73434" xlink:to="loc_us-gaap_ShortTermBorrowings_C3E8DCA923DFFC0AD436D81DDEA70793" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/BusinessOperatingSegments" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="loc_us-gaap_SegmentReportingInformationLineItems_11A5B8924FA3D6685DC0A359426352D5" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_EFA9A0663AD6DC81C1D0A3594261429E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_11A5B8924FA3D6685DC0A359426352D5" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_EFA9A0663AD6DC81C1D0A3594261429E" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_DDECE6A73983A709640BA35942628F8C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_EFA9A0663AD6DC81C1D0A3594261429E" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_DDECE6A73983A709640BA35942628F8C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_DDECE6A73983A709640BA35942628F8C" xlink:to="loc_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_DDECE6A73983A709640BA35942628F8C" xlink:to="loc_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerBankingMember" xlink:label="loc_cfg_ConsumerBankingMember_D79E151A14238CCEEECDA35942624364" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D" xlink:to="loc_cfg_ConsumerBankingMember_D79E151A14238CCEEECDA35942624364" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialBankingMember" xlink:label="loc_cfg_CommercialBankingMember_7AC4B093761195548D0EA359426215AA" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D" xlink:to="loc_cfg_CommercialBankingMember_7AC4B093761195548D0EA359426215AA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_43A68CE4419DE1A143F5A359426319CA" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_EFA9A0663AD6DC81C1D0A3594261429E" xlink:to="loc_srt_RangeAxis_43A68CE4419DE1A143F5A359426319CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_367FC9C1EEDB3A2E19B1A3594263FA6E_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_43A68CE4419DE1A143F5A359426319CA" xlink:to="loc_srt_RangeMember_367FC9C1EEDB3A2E19B1A3594263FA6E_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_367FC9C1EEDB3A2E19B1A3594263FA6E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_43A68CE4419DE1A143F5A359426319CA" xlink:to="loc_srt_RangeMember_367FC9C1EEDB3A2E19B1A3594263FA6E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_6B911229D8495841DE4BA359426363AD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_367FC9C1EEDB3A2E19B1A3594263FA6E" xlink:to="loc_srt_MinimumMember_6B911229D8495841DE4BA359426363AD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_78EAB2F535EB9F561482A35942631860" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_367FC9C1EEDB3A2E19B1A3594263FA6E" xlink:to="loc_srt_MaximumMember_78EAB2F535EB9F561482A35942631860" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NumberOfOperatingSegments" xlink:label="loc_us-gaap_NumberOfOperatingSegments_D64DAD7E6A252DE68D45A3594264977B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_11A5B8924FA3D6685DC0A359426352D5" xlink:to="loc_us-gaap_NumberOfOperatingSegments_D64DAD7E6A252DE68D45A3594264977B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount" xlink:label="loc_cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount_7B53BF2F9BD1236123F7A35942646A10" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_11A5B8924FA3D6685DC0A359426352D5" xlink:to="loc_cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount_7B53BF2F9BD1236123F7A35942646A10" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_A3C2A1817730CB811AB6CDD48255FF9E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_A3C2A1817730CB811AB6CDD48255FF9E" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidationItemsAxis" xlink:label="loc_srt_ConsolidationItemsAxis_0A19C8740E796D545A22CDD482553D49" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_A3C2A1817730CB811AB6CDD48255FF9E" xlink:to="loc_srt_ConsolidationItemsAxis_0A19C8740E796D545A22CDD482553D49" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidationItemsDomain" xlink:label="loc_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidationItemsAxis_0A19C8740E796D545A22CDD482553D49" xlink:to="loc_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidationItemsDomain" xlink:label="loc_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidationItemsAxis_0A19C8740E796D545A22CDD482553D49" xlink:to="loc_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingSegmentsMember" xlink:label="loc_us-gaap_OperatingSegmentsMember_0C0A1BCF86B1AA211312CDD48256776D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44" xlink:to="loc_us-gaap_OperatingSegmentsMember_0C0A1BCF86B1AA211312CDD48256776D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CorporateNonSegmentMember" xlink:label="loc_us-gaap_CorporateNonSegmentMember_AE649AEBD0E61E2165BCCDD48256E1F8" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44" xlink:to="loc_us-gaap_CorporateNonSegmentMember_AE649AEBD0E61E2165BCCDD48256E1F8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_AC23FEA0335089C78F07CDD482575246" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_A3C2A1817730CB811AB6CDD48255FF9E" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_AC23FEA0335089C78F07CDD482575246" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_22D840B3A4CB5D1B7D09CDD48257B2D8_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_AC23FEA0335089C78F07CDD482575246" xlink:to="loc_us-gaap_SegmentDomain_22D840B3A4CB5D1B7D09CDD48257B2D8_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_22D840B3A4CB5D1B7D09CDD48257B2D8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_AC23FEA0335089C78F07CDD482575246" xlink:to="loc_us-gaap_SegmentDomain_22D840B3A4CB5D1B7D09CDD48257B2D8" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerBankingMember" xlink:label="loc_cfg_ConsumerBankingMember_BDFDA8CDEB09427C61D1CDD48257AA3E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentDomain_22D840B3A4CB5D1B7D09CDD48257B2D8" xlink:to="loc_cfg_ConsumerBankingMember_BDFDA8CDEB09427C61D1CDD48257AA3E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialBankingMember" xlink:label="loc_cfg_CommercialBankingMember_E2F4DC0E40D96081A766CDD48257D69D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentDomain_22D840B3A4CB5D1B7D09CDD48257B2D8" xlink:to="loc_cfg_CommercialBankingMember_E2F4DC0E40D96081A766CDD48257D69D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_47B7E6A2792C7DF7CC72CDD4825840E5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_47B7E6A2792C7DF7CC72CDD4825840E5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_58A355EE121A7AFB4CF6CDD48258F462" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_NoninterestIncome_58A355EE121A7AFB4CF6CDD48258F462" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Revenues" xlink:label="loc_us-gaap_Revenues_D36FC2B06D73CA9D2AB1CDD48258E4F0" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_Revenues_D36FC2B06D73CA9D2AB1CDD48258E4F0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_2FD42767591EB1FCE78BCDD482582B63" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_NoninterestExpense_2FD42767591EB1FCE78BCDD482582B63" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ProfitLossBeforeProvisionforCreditLosses" xlink:label="loc_cfg_ProfitLossBeforeProvisionforCreditLosses_02B552DF8B63300985AECDD482587CF6" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_cfg_ProfitLossBeforeProvisionforCreditLosses_02B552DF8B63300985AECDD482587CF6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_479B206EFF42CF9EBF88CDD48258387B" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_479B206EFF42CF9EBF88CDD48258387B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_FD76CC2452F92D71DBA7CDD48259FC11" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_FD76CC2452F92D71DBA7CDD48259FC11" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_D9A9033FFE7B23BAD185CDD48259952A" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_D9A9033FFE7B23BAD185CDD48259952A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_44455B8CE6A5B1966F76CDD48259D754" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_NetIncomeLoss_44455B8CE6A5B1966F76CDD48259D754" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AverageAssets" xlink:label="loc_cfg_AverageAssets_DEB9593C38EA5CF809C3CDD482590EA4" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_cfg_AverageAssets_DEB9593C38EA5CF809C3CDD482590EA4" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/BusinessOperatingSegmentsTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/CashAndDueFromBanks" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/CashAndDueFromBanksDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/CommitmentsAndContingencies" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermPurchaseCommitmentLineItems" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermPurchaseCommitmentTable" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:to="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LossContingenciesByNatureOfContingencyAxis" xlink:label="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_C910BF18512DFC647B97CDF5C1D5A447" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:to="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_C910BF18512DFC647B97CDF5C1D5A447" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LossContingencyNatureDomain" xlink:label="loc_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_C910BF18512DFC647B97CDF5C1D5A447" xlink:to="loc_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LossContingencyNatureDomain" xlink:label="loc_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_C910BF18512DFC647B97CDF5C1D5A447" xlink:to="loc_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialStandbyLetterOfCreditMember" xlink:label="loc_us-gaap_FinancialStandbyLetterOfCreditMember_FA6A3C38D46910522EF5CDF5C1D643F8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230" xlink:to="loc_us-gaap_FinancialStandbyLetterOfCreditMember_FA6A3C38D46910522EF5CDF5C1D643F8" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialLetterofCreditMember" xlink:label="loc_cfg_CommercialLetterofCreditMember_3A0138E2EE6D5F06B7C7CDF5C1D6681F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230" xlink:to="loc_cfg_CommercialLetterofCreditMember_3A0138E2EE6D5F06B7C7CDF5C1D6681F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_DFE56915F6D77E876CC8CDF5C1D61628" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:to="loc_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_DFE56915F6D77E876CC8CDF5C1D61628" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_B75FB333C6F5DFDD31C9CDF5C1D6B466_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_DFE56915F6D77E876CC8CDF5C1D61628" xlink:to="loc_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_B75FB333C6F5DFDD31C9CDF5C1D6B466_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_B75FB333C6F5DFDD31C9CDF5C1D6B466" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_DFE56915F6D77E876CC8CDF5C1D61628" xlink:to="loc_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_B75FB333C6F5DFDD31C9CDF5C1D6B466" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NamingRightsMember" xlink:label="loc_cfg_NamingRightsMember_33D7EDDA4AAA787E6BADCDF5C1D76F3B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_B75FB333C6F5DFDD31C9CDF5C1D6B466" xlink:to="loc_cfg_NamingRightsMember_33D7EDDA4AAA787E6BADCDF5C1D76F3B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_1BE609A580B0C37E9EA8CDF5C1D77CF8" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:to="loc_srt_RangeAxis_1BE609A580B0C37E9EA8CDF5C1D77CF8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_21F35D87AFB963BF3EC0CDF5C1D73ABB_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_1BE609A580B0C37E9EA8CDF5C1D77CF8" xlink:to="loc_srt_RangeMember_21F35D87AFB963BF3EC0CDF5C1D73ABB_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_21F35D87AFB963BF3EC0CDF5C1D73ABB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_1BE609A580B0C37E9EA8CDF5C1D77CF8" xlink:to="loc_srt_RangeMember_21F35D87AFB963BF3EC0CDF5C1D73ABB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_722A41370A38EDCAB4E1CDF5C1D7F2A2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_21F35D87AFB963BF3EC0CDF5C1D73ABB" xlink:to="loc_srt_MinimumMember_722A41370A38EDCAB4E1CDF5C1D7F2A2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_38730AD469495A765B98CDF5C1D8CBE5" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_21F35D87AFB963BF3EC0CDF5C1D73ABB" xlink:to="loc_srt_MaximumMember_38730AD469495A765B98CDF5C1D8CBE5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_629AB07171E4BCFEFAEACDF5C1D8C4F2" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:to="loc_us-gaap_FinancialInstrumentAxis_629AB07171E4BCFEFAEACDF5C1D8C4F2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_96F651B30CAD6C9D50BACDF5C1D87C57_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_629AB07171E4BCFEFAEACDF5C1D8C4F2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_96F651B30CAD6C9D50BACDF5C1D87C57_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_96F651B30CAD6C9D50BACDF5C1D87C57" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_629AB07171E4BCFEFAEACDF5C1D8C4F2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_96F651B30CAD6C9D50BACDF5C1D87C57" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialRealEstateLoansHeldforsaleMember" xlink:label="loc_cfg_CommercialRealEstateLoansHeldforsaleMember_495F7A1A7A9E8AC1AFAECDF5C1D8D790" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_96F651B30CAD6C9D50BACDF5C1D87C57" xlink:to="loc_cfg_CommercialRealEstateLoansHeldforsaleMember_495F7A1A7A9E8AC1AFAECDF5C1D8D790" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis" xlink:label="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_A773AD89079082D54FA0CDF5C1D9C343" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:to="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_A773AD89079082D54FA0CDF5C1D9C343" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain" xlink:label="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain_0E330F95A92887FA737FCDF5C1D9C1D0_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_A773AD89079082D54FA0CDF5C1D9C343" xlink:to="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain_0E330F95A92887FA737FCDF5C1D9C1D0_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain" xlink:label="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain_0E330F95A92887FA737FCDF5C1D9C1D0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_A773AD89079082D54FA0CDF5C1D9C343" xlink:to="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain_0E330F95A92887FA737FCDF5C1D9C1D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PurchaseCommitmentMember" xlink:label="loc_us-gaap_PurchaseCommitmentMember_143E4D2D965DE1817B2DCDF5C1D95C3A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain_0E330F95A92887FA737FCDF5C1D9C1D0" xlink:to="loc_us-gaap_PurchaseCommitmentMember_143E4D2D965DE1817B2DCDF5C1D95C3A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommitmentsAbstract" xlink:label="loc_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:to="loc_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_UnsettledReceivableHeldForSaleAmount" xlink:label="loc_cfg_UnsettledReceivableHeldForSaleAmount_22BB9A187C4516455939CDF5C1DC3B52" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3" xlink:to="loc_cfg_UnsettledReceivableHeldForSaleAmount_22BB9A187C4516455939CDF5C1DC3B52" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell" xlink:label="loc_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell_D8E6E46DA771293E8D86CDF5C1DCE366" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3" xlink:to="loc_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell_D8E6E46DA771293E8D86CDF5C1DCE366" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LettersofCreditAbstract" xlink:label="loc_cfg_LettersofCreditAbstract_FF5064C765A9D39027C5CDF5C1DAD3FB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:to="loc_cfg_LettersofCreditAbstract_FF5064C765A9D39027C5CDF5C1DAD3FB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_GuarantorObligationTerm" xlink:label="loc_cfg_GuarantorObligationTerm_7FF9BE2EBCD8A5AD8944CDF5C1DAB25F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_LettersofCreditAbstract_FF5064C765A9D39027C5CDF5C1DAD3FB" xlink:to="loc_cfg_GuarantorObligationTerm_7FF9BE2EBCD8A5AD8944CDF5C1DAB25F" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MarketingRightsAbstract" xlink:label="loc_cfg_MarketingRightsAbstract_1A6A4508DA0496A4D8C9CDF5C1DA19CE" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:to="loc_cfg_MarketingRightsAbstract_1A6A4508DA0496A4D8C9CDF5C1DA19CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermPurchaseCommitmentPeriod" xlink:label="loc_us-gaap_LongtermPurchaseCommitmentPeriod_7DD681BA335B7D32EE63CDF5C1DA60A4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_MarketingRightsAbstract_1A6A4508DA0496A4D8C9CDF5C1DA19CE" xlink:to="loc_us-gaap_LongtermPurchaseCommitmentPeriod_7DD681BA335B7D32EE63CDF5C1DA60A4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RiskParticipationAgreementsAbstract" xlink:label="loc_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:to="loc_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RiskParticipationAgreementsCounterpartiesNumber" xlink:label="loc_cfg_RiskParticipationAgreementsCounterpartiesNumber_245E8D0D6EDF22424B0ACDF5C1DCEAE7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0" xlink:to="loc_cfg_RiskParticipationAgreementsCounterpartiesNumber_245E8D0D6EDF22424B0ACDF5C1DCEAE7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RiskParticipationAgreementsAverageTerm" xlink:label="loc_cfg_RiskParticipationAgreementsAverageTerm_9E13089DFE78501A7A43CDF5C1DC97A3" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0" xlink:to="loc_cfg_RiskParticipationAgreementsAverageTerm_9E13089DFE78501A7A43CDF5C1DC97A3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RiskParticipationAgreementsMaximumTerm" xlink:label="loc_cfg_RiskParticipationAgreementsMaximumTerm_79F1A607B97C428AF395CDF5C1DCAC96" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0" xlink:to="loc_cfg_RiskParticipationAgreementsMaximumTerm_79F1A607B97C428AF395CDF5C1DCAC96" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCommitmentsLineItems" xlink:label="loc_us-gaap_OtherCommitmentsLineItems_A63E19242567521121D8205BB57BD5F2" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCommitmentsTable" xlink:label="loc_us-gaap_OtherCommitmentsTable_FDD3BC26EF902B834105205BB576FE0F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_A63E19242567521121D8205BB57BD5F2" xlink:to="loc_us-gaap_OtherCommitmentsTable_FDD3BC26EF902B834105205BB576FE0F" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LossContingenciesByNatureOfContingencyAxis" xlink:label="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_64FA2F2B1A44C3A2455D205BB577074E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_OtherCommitmentsTable_FDD3BC26EF902B834105205BB576FE0F" xlink:to="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_64FA2F2B1A44C3A2455D205BB577074E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LossContingencyNatureDomain" xlink:label="loc_us-gaap_LossContingencyNatureDomain_B54B2CE853BAA84671C2205BB577ED76_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_64FA2F2B1A44C3A2455D205BB577074E" xlink:to="loc_us-gaap_LossContingencyNatureDomain_B54B2CE853BAA84671C2205BB577ED76_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LossContingencyNatureDomain" xlink:label="loc_us-gaap_LossContingencyNatureDomain_B54B2CE853BAA84671C2205BB577ED76" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_64FA2F2B1A44C3A2455D205BB577074E" xlink:to="loc_us-gaap_LossContingencyNatureDomain_B54B2CE853BAA84671C2205BB577ED76" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsToExtendCreditMember" xlink:label="loc_us-gaap_CommitmentsToExtendCreditMember_1AED0EC83D18D848F7CF205BB5778BC4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LossContingencyNatureDomain_B54B2CE853BAA84671C2205BB577ED76" xlink:to="loc_us-gaap_CommitmentsToExtendCreditMember_1AED0EC83D18D848F7CF205BB5778BC4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LetterOfCreditMember" xlink:label="loc_us-gaap_LetterOfCreditMember_1672075697E97A0F1B43205BB57AFED7" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LossContingencyNatureDomain_B54B2CE853BAA84671C2205BB577ED76" xlink:to="loc_us-gaap_LetterOfCreditMember_1672075697E97A0F1B43205BB57AFED7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoanParticipationsAndAssignmentsMember" xlink:label="loc_us-gaap_LoanParticipationsAndAssignmentsMember_D56089DD0998C89A6205205BB57AB85A" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LossContingencyNatureDomain_B54B2CE853BAA84671C2205BB577ED76" xlink:to="loc_us-gaap_LoanParticipationsAndAssignmentsMember_D56089DD0998C89A6205205BB57AB85A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ObligationToRepurchaseReceivablesSoldMember" xlink:label="loc_us-gaap_ObligationToRepurchaseReceivablesSoldMember_9C3398635F43367779DE205BB57A81C6" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LossContingencyNatureDomain_B54B2CE853BAA84671C2205BB577ED76" xlink:to="loc_us-gaap_ObligationToRepurchaseReceivablesSoldMember_9C3398635F43367779DE205BB57A81C6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NamingRightsMember" xlink:label="loc_cfg_NamingRightsMember_0CD7C3C49140BA1E7040205BB57AD1B8" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LossContingencyNatureDomain_B54B2CE853BAA84671C2205BB577ED76" xlink:to="loc_cfg_NamingRightsMember_0CD7C3C49140BA1E7040205BB57AD1B8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualObligation" xlink:label="loc_us-gaap_ContractualObligation_32B5386685E9B5092A69205BB57B3816" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_A63E19242567521121D8205BB57BD5F2" xlink:to="loc_us-gaap_ContractualObligation_32B5386685E9B5092A69205BB57B3816" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/CommitmentsAndContingenciesTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/ConsolidatedBalanceSheets" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_EF30B8012EF71271C91EF2170DAD56A8" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_8B121E348E6F5EFBB8FFF2170DAB864E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_EF30B8012EF71271C91EF2170DAD56A8" xlink:to="loc_us-gaap_StatementTable_8B121E348E6F5EFBB8FFF2170DAB864E" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InformationByCategoryOfDebtSecurityAxis" xlink:label="loc_us-gaap_InformationByCategoryOfDebtSecurityAxis_0A0BAA748FD9C4F810D2F2170DAC5BFD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_8B121E348E6F5EFBB8FFF2170DAB864E" xlink:to="loc_us-gaap_InformationByCategoryOfDebtSecurityAxis_0A0BAA748FD9C4F810D2F2170DAC5BFD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_InformationByCategoryOfDebtSecurityAxis_0A0BAA748FD9C4F810D2F2170DAC5BFD" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_InformationByCategoryOfDebtSecurityAxis_0A0BAA748FD9C4F810D2F2170DAC5BFD" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesMember_D7B71FDB182268CAAD8CF2170DAC7360" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesMember_D7B71FDB182268CAAD8CF2170DAC7360" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldtomaturitySecuritiesMember" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesMember_6C9E9006D2C420446975F2170DACC9A9" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesMember_6C9E9006D2C420446975F2170DACC9A9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_D59A66D0D7111219F85BF2170DAD943B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_EF30B8012EF71271C91EF2170DAD56A8" xlink:to="loc_us-gaap_AssetsAbstract_D59A66D0D7111219F85BF2170DAD943B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty" xlink:label="loc_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty_884B046CF9251FFB082BF2170DAD19A6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_D59A66D0D7111219F85BF2170DAD943B" xlink:to="loc_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty_884B046CF9251FFB082BF2170DAD19A6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_C3CBE2F7975A3B1948A9F2170DAE8D1F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_D59A66D0D7111219F85BF2170DAD943B" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_C3CBE2F7975A3B1948A9F2170DAE8D1F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_EF30B8012EF71271C91EF2170DAD56A8" xlink:to="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare_7A2D267BD05E8C6037CDF2170DAE4CDD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_PreferredStockParOrStatedValuePerShare_7A2D267BD05E8C6037CDF2170DAE4CDD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_A57999C8DDE432238D85F2170DAE7869" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_PreferredStockSharesAuthorized_A57999C8DDE432238D85F2170DAE7869" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued_2D38CFC9AE706E394BE0F2176C2EC135" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_PreferredStockSharesIssued_2D38CFC9AE706E394BE0F2176C2EC135" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding_AA9FB3E21937CD775886F217A36A6482" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_PreferredStockSharesOutstanding_AA9FB3E21937CD775886F217A36A6482" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_2FD14F4104B761C470DEF2170DAE3937" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_2FD14F4104B761C470DEF2170DAE3937" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_F5820C1B0729C78433B1F2170DAF56F7" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_F5820C1B0729C78433B1F2170DAF56F7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_F5CE3EE0C82F520E1DF9F2170DAF7321" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_CommonStockSharesIssued_F5CE3EE0C82F520E1DF9F2170DAF7321" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_DC4FB1D9566A8D493D87F2170DAFA7D1" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_DC4FB1D9566A8D493D87F2170DAFA7D1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="loc_us-gaap_TreasuryStockShares_6F5FC7ECB67CD79FA742F2170DAFC224" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_TreasuryStockShares_6F5FC7ECB67CD79FA742F2170DAFC224" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_B3B7B5124CB6054B4E8377CEDF44DDCA" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_9F8752D3AB8172F2162D77CEDF423E29" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_B3B7B5124CB6054B4E8377CEDF44DDCA" xlink:to="loc_us-gaap_StatementTable_9F8752D3AB8172F2162D77CEDF423E29" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_EDC6CF365A9ABEBCF3CB77CEDF439C5F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_9F8752D3AB8172F2162D77CEDF423E29" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_EDC6CF365A9ABEBCF3CB77CEDF439C5F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_EDC6CF365A9ABEBCF3CB77CEDF439C5F" xlink:to="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_EDC6CF365A9ABEBCF3CB77CEDF439C5F" xlink:to="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="loc_us-gaap_PreferredStockMember_715850FF906E06D13A7277CEDF432C92" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:to="loc_us-gaap_PreferredStockMember_715850FF906E06D13A7277CEDF432C92" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember_B8F3CCED972A04221B7477CEDF43B852" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:to="loc_us-gaap_CommonStockMember_B8F3CCED972A04221B7477CEDF43B852" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_E8B9BA29D2FC213E322577CEDF43B4DE" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_E8B9BA29D2FC213E322577CEDF43B4DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember_31013104DB24A63A14C477CEDF44CC7E" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:to="loc_us-gaap_RetainedEarningsMember_31013104DB24A63A14C477CEDF44CC7E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockMember" xlink:label="loc_us-gaap_TreasuryStockMember_F2020E68F8377FF3BFBB77CEDF448207" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:to="loc_us-gaap_TreasuryStockMember_F2020E68F8377FF3BFBB77CEDF448207" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_82AC5392035F7F11462077CEDF4480C6" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_82AC5392035F7F11462077CEDF4480C6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_B3B7B5124CB6054B4E8377CEDF44DDCA" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SharesOutstanding" xlink:label="loc_us-gaap_SharesOutstanding_B8A8BB82AC8CD2B732E277CEDF45E91D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_SharesOutstanding_B8A8BB82AC8CD2B732E277CEDF45E91D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_1D30D0A3E164AF61884177CEDF451B0D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_StockholdersEquity_1D30D0A3E164AF61884177CEDF451B0D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="loc_us-gaap_DividendsCommonStockCash_1EAA388E2E9DD8153E1E77CEDF453AD7" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_DividendsCommonStockCash_1EAA388E2E9DD8153E1E77CEDF453AD7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="loc_us-gaap_DividendsPreferredStockCash_DB36BE33766DF0BC1C0F77CEDF45A9C6" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_DividendsPreferredStockCash_DB36BE33766DF0BC1C0F77CEDF45A9C6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesNewIssues" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesNewIssues_DCE32D889C9363377FF677CEDF456DCB" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesNewIssues_DCE32D889C9363377FF677CEDF456DCB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues_5055B921940BDDF18E5377CEDF469811" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues_5055B921940BDDF18E5377CEDF469811" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockSharesAcquired" xlink:label="loc_us-gaap_TreasuryStockSharesAcquired_42812539A8EA26A5D0F277CEDF463402" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_TreasuryStockSharesAcquired_42812539A8EA26A5D0F277CEDF463402" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="loc_us-gaap_TreasuryStockValueAcquiredCostMethod_BD30D066257C1916B34077CEDF460DDA" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_TreasuryStockValueAcquiredCostMethod_BD30D066257C1916B34077CEDF460DDA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_93504A798674DC5384E077CEDF46B5E5" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_93504A798674DC5384E077CEDF46B5E5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_3AFD55758602DD419EF277CEDF46217E" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_3AFD55758602DD419EF277CEDF46217E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_424B9DF483156F7EED0477CEDF46BC99" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_424B9DF483156F7EED0477CEDF46BC99" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xlink:label="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_F4637234358E580C713077CEDF47CF8F" xlink:type="locator" />
    <link:definitionArc order="12" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_F4637234358E580C713077CEDF47CF8F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A" xlink:type="locator" />
    <link:definitionArc order="13" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_3263FA090DDE4F222BD777CEDF47A0E6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A" xlink:to="loc_us-gaap_NetIncomeLoss_3263FA090DDE4F222BD777CEDF47A0E6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_BC6E2F37743A17150F9B77CEDF47493E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_BC6E2F37743A17150F9B77CEDF47493E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_C2ABE5251097B1A8F94D77CEDF47EA85" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_C2ABE5251097B1A8F94D77CEDF47EA85" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings" xlink:label="loc_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_3C0A654E8E1DDF46A87377CEDF485F3F" xlink:type="locator" />
    <link:definitionArc order="14" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_3C0A654E8E1DDF46A87377CEDF485F3F" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/CoverPage" xlink:type="extended">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentInformationLineItems" xlink:label="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:type="locator" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentInformationTable" xlink:label="loc_dei_DocumentInformationTable_25D4F54999CBFC42E9F9209A094F3B96" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_DocumentInformationTable_25D4F54999CBFC42E9F9209A094F3B96" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaap_StatementClassOfStockAxis_8E04F063323435F048C2209A0951F584" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_DocumentInformationTable_25D4F54999CBFC42E9F9209A094F3B96" xlink:to="loc_us-gaap_StatementClassOfStockAxis_8E04F063323435F048C2209A0951F584" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_49447373619451801F65209A0951BE91_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_8E04F063323435F048C2209A0951F584" xlink:to="loc_us-gaap_ClassOfStockDomain_49447373619451801F65209A0951BE91_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_49447373619451801F65209A0951BE91" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_8E04F063323435F048C2209A0951F584" xlink:to="loc_us-gaap_ClassOfStockDomain_49447373619451801F65209A0951BE91" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember_0B6940AC206A9556E812209A0952BA2D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_49447373619451801F65209A0951BE91" xlink:to="loc_us-gaap_CommonStockMember_0B6940AC206A9556E812209A0952BA2D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesDPreferredStockMember" xlink:label="loc_us-gaap_SeriesDPreferredStockMember_DCB1BB11D0AF19029866209A09524D72" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_49447373619451801F65209A0951BE91" xlink:to="loc_us-gaap_SeriesDPreferredStockMember_DCB1BB11D0AF19029866209A09524D72" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesEPreferredStockMember" xlink:label="loc_us-gaap_SeriesEPreferredStockMember_750593E0F46BB398F2E1209A0953F47C" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_49447373619451801F65209A0951BE91" xlink:to="loc_us-gaap_SeriesEPreferredStockMember_750593E0F46BB398F2E1209A0953F47C" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType_0B968F4901AF92255A28209A0953E2E2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_DocumentType_0B968F4901AF92255A28209A0953E2E2" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentAnnualReport" xlink:label="loc_dei_DocumentAnnualReport_A576E2A5FEE642042883209A0953A112" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_DocumentAnnualReport_A576E2A5FEE642042883209A0953A112" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate_EAF404F4108AEBD92064209A09540B89" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_DocumentPeriodEndDate_EAF404F4108AEBD92064209A09540B89" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentTransitionReport" xlink:label="loc_dei_DocumentTransitionReport_BA27572E2342B6F358AD209A095475F5" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_DocumentTransitionReport_BA27572E2342B6F358AD209A095475F5" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber" xlink:label="loc_dei_EntityFileNumber_67E54383DE71FC671657209A09544A54" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityFileNumber_67E54383DE71FC671657209A09544A54" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName_2939901FEAD4BB380797209A0955F41E" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityRegistrantName_2939901FEAD4BB380797209A0955F41E" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_dei_EntityIncorporationStateCountryCode_35070061436BDF3FED52209A0955CE6B" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityIncorporationStateCountryCode_35070061436BDF3FED52209A0955CE6B" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_dei_EntityTaxIdentificationNumber_5BA7635C630A5BE979D7209A0955B8AF" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityTaxIdentificationNumber_5BA7635C630A5BE979D7209A0955B8AF" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_dei_EntityAddressAddressLine1_E3B7A953C41E05456DDA209A0955D939" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityAddressAddressLine1_E3B7A953C41E05456DDA209A0955D939" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_dei_EntityAddressCityOrTown_AAAF21F93A65A8C53D96209A09556218" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityAddressCityOrTown_AAAF21F93A65A8C53D96209A09556218" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_dei_EntityAddressStateOrProvince_472A703B3A0CB591AA3F209A095624BF" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityAddressStateOrProvince_472A703B3A0CB591AA3F209A095624BF" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_dei_EntityAddressPostalZipCode_7D4980BAC476576445B5209A0956EA4F" xlink:type="locator" />
    <link:definitionArc order="12" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityAddressPostalZipCode_7D4980BAC476576445B5209A0956EA4F" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode" xlink:label="loc_dei_CityAreaCode_FE6CA36E2D9D87C88669209A0956AE34" xlink:type="locator" />
    <link:definitionArc order="13" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_CityAreaCode_FE6CA36E2D9D87C88669209A0956AE34" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber" xlink:label="loc_dei_LocalPhoneNumber_1D141114D7A094BC53C1209A0957B499" xlink:type="locator" />
    <link:definitionArc order="14" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_LocalPhoneNumber_1D141114D7A094BC53C1209A0957B499" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle" xlink:label="loc_dei_Security12bTitle_DB584FF6D153CB9D3AC0209A09579913" xlink:type="locator" />
    <link:definitionArc order="15" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_Security12bTitle_DB584FF6D153CB9D3AC0209A09579913" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol_7CB56BC86815866418BA209A0957C899" xlink:type="locator" />
    <link:definitionArc order="16" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_TradingSymbol_7CB56BC86815866418BA209A0957C899" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName" xlink:label="loc_dei_SecurityExchangeName_21BB053FEBCC79989D42209A0957C162" xlink:type="locator" />
    <link:definitionArc order="17" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_SecurityExchangeName_21BB053FEBCC79989D42209A0957C162" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_dei_EntityWellKnownSeasonedIssuer_D1B21FAB740172948490209A095840CD" xlink:type="locator" />
    <link:definitionArc order="18" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityWellKnownSeasonedIssuer_D1B21FAB740172948490209A095840CD" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_dei_EntityVoluntaryFilers_86A65DE0D36BA4AE1F0B209A09583BD3" xlink:type="locator" />
    <link:definitionArc order="19" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityVoluntaryFilers_86A65DE0D36BA4AE1F0B209A09583BD3" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_dei_EntityCurrentReportingStatus_5D62F5603B3F8BD8ABDA209A095870D2" xlink:type="locator" />
    <link:definitionArc order="20" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityCurrentReportingStatus_5D62F5603B3F8BD8ABDA209A095870D2" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_dei_EntityInteractiveDataCurrent_0B0AD53E7C9F9F898E00209A09599E7E" xlink:type="locator" />
    <link:definitionArc order="21" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityInteractiveDataCurrent_0B0AD53E7C9F9F898E00209A09599E7E" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_dei_EntityFilerCategory_36EF53CC68C508EA02DE209A0959860A" xlink:type="locator" />
    <link:definitionArc order="22" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityFilerCategory_36EF53CC68C508EA02DE209A0959860A" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntitySmallBusiness" xlink:label="loc_dei_EntitySmallBusiness_0B1F5680A9AA4F27F5C4209A09593698" xlink:type="locator" />
    <link:definitionArc order="23" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntitySmallBusiness_0B1F5680A9AA4F27F5C4209A09593698" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_dei_EntityEmergingGrowthCompany_DD55EE1FC366F91B2EE0209A09597ED2" xlink:type="locator" />
    <link:definitionArc order="24" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityEmergingGrowthCompany_DD55EE1FC366F91B2EE0209A09597ED2" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityShellCompany" xlink:label="loc_dei_EntityShellCompany_F4092307664564348D93209A095A7B08" xlink:type="locator" />
    <link:definitionArc order="25" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityShellCompany_F4092307664564348D93209A095A7B08" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityPublicFloat" xlink:label="loc_dei_EntityPublicFloat_3FB5A45E078FEC34CF69209A095AE717" xlink:type="locator" />
    <link:definitionArc order="26" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityPublicFloat_3FB5A45E078FEC34CF69209A095AE717" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_DC716C2D8DCB4BB6B492209A095AC6B2" xlink:type="locator" />
    <link:definitionArc order="27" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_DC716C2D8DCB4BB6B492209A095AC6B2" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="loc_dei_DocumentsIncorporatedByReferenceTextBlock_BE853C6F29573C8BF981209A095A99E1" xlink:type="locator" />
    <link:definitionArc order="28" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_DocumentsIncorporatedByReferenceTextBlock_BE853C6F29573C8BF981209A095A99E1" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey_B63325CAA6274EB27FF0209A095BE39D" xlink:type="locator" />
    <link:definitionArc order="29" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityCentralIndexKey_B63325CAA6274EB27FF0209A095BE39D" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag_F0D9DAD03FC4F8E890F6209A095B66E4" xlink:type="locator" />
    <link:definitionArc order="30" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_AmendmentFlag_F0D9DAD03FC4F8E890F6209A095B66E4" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus_1F5538C4CFAEA89F256C209A095BDADC" xlink:type="locator" />
    <link:definitionArc order="31" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_DocumentFiscalYearFocus_1F5538C4CFAEA89F256C209A095BDADC" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus_07E0A3DEC75B88229A36209A095BE44E" xlink:type="locator" />
    <link:definitionArc order="32" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_DocumentFiscalPeriodFocus_07E0A3DEC75B88229A36209A095BE44E" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate_D67D459C84705D704DF7209A095C36B6" xlink:type="locator" />
    <link:definitionArc order="33" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_CurrentFiscalYearEndDate_D67D459C84705D704DF7209A095C36B6" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/Deposits" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/DepositsNarrativeDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/DepositsTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/Derivatives" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeTable" xlink:label="loc_us-gaap_DerivativeTable_39947AAC928905EC9738CA8D6B7F573C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:to="loc_us-gaap_DerivativeTable_39947AAC928905EC9738CA8D6B7F573C" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByLiabilityClassAxis" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_C422378494149AC5FA6CCA8D6BDC5444" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeTable_39947AAC928905EC9738CA8D6B7F573C" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_C422378494149AC5FA6CCA8D6BDC5444" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_C422378494149AC5FA6CCA8D6BDC5444" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_C422378494149AC5FA6CCA8D6BDC5444" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesMember_A1E25641EE1196DA1D39CA8D6C13010C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesMember_A1E25641EE1196DA1D39CA8D6C13010C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_FBF137CF3DC423DF6451CA8D6C21EDCD" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490" xlink:to="loc_us-gaap_ResidentialMortgageMember_FBF137CF3DC423DF6451CA8D6C21EDCD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMember" xlink:label="loc_us-gaap_LongTermDebtMember_319F2E0967FF85A0875CCA8D6C2F846B" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490" xlink:to="loc_us-gaap_LongTermDebtMember_319F2E0967FF85A0875CCA8D6C2F846B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_E9AABF686F640FE179B7CA8D6BC42F5D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeTable_39947AAC928905EC9738CA8D6B7F573C" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_E9AABF686F640FE179B7CA8D6BC42F5D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4DD5560774B1B68D8CD3CA8D6BC542EA_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_E9AABF686F640FE179B7CA8D6BC42F5D" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4DD5560774B1B68D8CD3CA8D6BC542EA_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4DD5560774B1B68D8CD3CA8D6BC542EA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_E9AABF686F640FE179B7CA8D6BC42F5D" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4DD5560774B1B68D8CD3CA8D6BC542EA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesMember_E7420ABD7FF355594099CA8D6BF95C18" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4DD5560774B1B68D8CD3CA8D6BC542EA" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesMember_E7420ABD7FF355594099CA8D6BF95C18" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_E01A614CBC74FED0850BCA8D6C06D501" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4DD5560774B1B68D8CD3CA8D6BC542EA" xlink:to="loc_us-gaap_ResidentialMortgageMember_E01A614CBC74FED0850BCA8D6C06D501" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMember" xlink:label="loc_us-gaap_LongTermDebtMember_FD6D2BF52AAC931FC7E1CA95D87E04AE" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4DD5560774B1B68D8CD3CA8D6BC542EA" xlink:to="loc_us-gaap_LongTermDebtMember_FD6D2BF52AAC931FC7E1CA95D87E04AE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgedAssetFairValueHedge" xlink:label="loc_us-gaap_HedgedAssetFairValueHedge_82A7851439B661C1C7A2CA8D6B95C7F6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:to="loc_us-gaap_HedgedAssetFairValueHedge_82A7851439B661C1C7A2CA8D6B95C7F6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgedLiabilityFairValueHedge" xlink:label="loc_us-gaap_HedgedLiabilityFairValueHedge_35D68E6A234341D0F514CA8D6BA2D108" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:to="loc_us-gaap_HedgedLiabilityFairValueHedge_35D68E6A234341D0F514CA8D6BA2D108" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease" xlink:label="loc_us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease_72EA1B3D0C03B8D509FFCA8D6BAD02C7" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:to="loc_us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease_72EA1B3D0C03B8D509FFCA8D6BAD02C7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease" xlink:label="loc_us-gaap_HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease_ED8954412C389EF255B3CA8D6BB89AB8" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:to="loc_us-gaap_HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease_ED8954412C389EF255B3CA8D6BB89AB8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgedAssetFairValueHedgeLastOfLayerAmount" xlink:label="loc_us-gaap_HedgedAssetFairValueHedgeLastOfLayerAmount_0F2EAE065F919EA33676CA8F16A0A41C" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:to="loc_us-gaap_HedgedAssetFairValueHedgeLastOfLayerAmount_0F2EAE065F919EA33676CA8F16A0A41C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost" xlink:label="loc_us-gaap_ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost_C6FCEEF2E150257445C8CA8F16CA0F76" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:to="loc_us-gaap_ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost_C6FCEEF2E150257445C8CA8F16CA0F76" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_73F7DBE7826B35E36847CA2B231BBB4E" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_E02B21536AF45A364DEACA2B2317F2D4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_73F7DBE7826B35E36847CA2B231BBB4E" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_E02B21536AF45A364DEACA2B2317F2D4" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_13634076C0E2EC9BE746CA2B231851A5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_E02B21536AF45A364DEACA2B2317F2D4" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_13634076C0E2EC9BE746CA2B231851A5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingRelationshipDomain" xlink:label="loc_us-gaap_HedgingRelationshipDomain_7A0C7EA95F505E6C2043CA2B23181835_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_13634076C0E2EC9BE746CA2B231851A5" xlink:to="loc_us-gaap_HedgingRelationshipDomain_7A0C7EA95F505E6C2043CA2B23181835_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingRelationshipDomain" xlink:label="loc_us-gaap_HedgingRelationshipDomain_7A0C7EA95F505E6C2043CA2B23181835" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_13634076C0E2EC9BE746CA2B231851A5" xlink:to="loc_us-gaap_HedgingRelationshipDomain_7A0C7EA95F505E6C2043CA2B23181835" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueHedgingMember" xlink:label="loc_us-gaap_FairValueHedgingMember_7F4CAEB550573269099ACA2B231896AE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HedgingRelationshipDomain_7A0C7EA95F505E6C2043CA2B23181835" xlink:to="loc_us-gaap_FairValueHedgingMember_7F4CAEB550573269099ACA2B231896AE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_600FC7B21D8E1E73FC3ACA2B23192F03" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_E02B21536AF45A364DEACA2B2317F2D4" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_600FC7B21D8E1E73FC3ACA2B23192F03" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_EE266A7BC9349BD96312CA2B2319BA71_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_600FC7B21D8E1E73FC3ACA2B23192F03" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_EE266A7BC9349BD96312CA2B2319BA71_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_EE266A7BC9349BD96312CA2B2319BA71" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_600FC7B21D8E1E73FC3ACA2B23192F03" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_EE266A7BC9349BD96312CA2B2319BA71" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ForeignExchangeandTradeFinanceFeesMember" xlink:label="loc_cfg_ForeignExchangeandTradeFinanceFeesMember_A03F1AED7AF80CB72884CA2B2319EB93" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_EE266A7BC9349BD96312CA2B2319BA71" xlink:to="loc_cfg_ForeignExchangeandTradeFinanceFeesMember_A03F1AED7AF80CB72884CA2B2319EB93" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageBankingFeesMember" xlink:label="loc_cfg_MortgageBankingFeesMember_FBEB3AFE49B8F774982ACA2B23196D54" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_EE266A7BC9349BD96312CA2B2319BA71" xlink:to="loc_cfg_MortgageBankingFeesMember_FBEB3AFE49B8F774982ACA2B23196D54" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_A47699B6A28FFE54B980CA2B23194DFE" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_E02B21536AF45A364DEACA2B2317F2D4" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_A47699B6A28FFE54B980CA2B23194DFE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_A47699B6A28FFE54B980CA2B23194DFE" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_A47699B6A28FFE54B980CA2B23194DFE" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestRateContractCustomerMember" xlink:label="loc_cfg_InterestRateContractCustomerMember_A51CD786D1927C7A6309CA2B231ADFD6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:to="loc_cfg_InterestRateContractCustomerMember_A51CD786D1927C7A6309CA2B231ADFD6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ForeignExchangeContractCustomerMember" xlink:label="loc_cfg_ForeignExchangeContractCustomerMember_5A4AA555497F541CBF08CA2B231A4347" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:to="loc_cfg_ForeignExchangeContractCustomerMember_5A4AA555497F541CBF08CA2B231A4347" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestRateContractMember" xlink:label="loc_us-gaap_InterestRateContractMember_29551DFD0CFACC66EBB1CA2B231AE30D" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:to="loc_us-gaap_InterestRateContractMember_29551DFD0CFACC66EBB1CA2B231AE30D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ForeignExchangeContractMember" xlink:label="loc_us-gaap_ForeignExchangeContractMember_2EEE9D4B66A4CA2DF3BBCA2B231A2538" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:to="loc_us-gaap_ForeignExchangeContractMember_2EEE9D4B66A4CA2DF3BBCA2B231A2538" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsToExtendCreditMember" xlink:label="loc_us-gaap_CommitmentsToExtendCreditMember_2363DCA601F7282DC1B0CA2B231B4FDD" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:to="loc_us-gaap_CommitmentsToExtendCreditMember_2363DCA601F7282DC1B0CA2B231B4FDD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ForwardContractsMember" xlink:label="loc_us-gaap_ForwardContractsMember_00A90015FE2F348C64B6CA2B231BBFD6" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:to="loc_us-gaap_ForwardContractsMember_00A90015FE2F348C64B6CA2B231BBFD6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestRateContractMortgageServicingRightsMember" xlink:label="loc_cfg_InterestRateContractMortgageServicingRightsMember_A20C9C75B4972ADBD0D2CA2B231B17D4" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:to="loc_cfg_InterestRateContractMortgageServicingRightsMember_A20C9C75B4972ADBD0D2CA2B231B17D4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember" xlink:label="loc_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_E64C95474B83A40F1435CAA3350F9A2D" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:to="loc_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_E64C95474B83A40F1435CAA3350F9A2D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNet" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_239E5A3F7B3C122FB42BCA2B231B5FCA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_73F7DBE7826B35E36847CA2B231BBB4E" xlink:to="loc_us-gaap_DerivativeGainLossOnDerivativeNet_239E5A3F7B3C122FB42BCA2B231B5FCA" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_5206EE0E07BF01EE6509F802247A621B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_5206EE0E07BF01EE6509F802247A621B" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_F9BB1D885AD157F1CF5EF802247B1CFF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_5206EE0E07BF01EE6509F802247A621B" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_F9BB1D885AD157F1CF5EF802247B1CFF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_F9BB1D885AD157F1CF5EF802247B1CFF" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_F9BB1D885AD157F1CF5EF802247B1CFF" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeMember" xlink:label="loc_us-gaap_InterestIncomeMember_CE33D55FD86ABAC388E7F802247B76B9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C" xlink:to="loc_us-gaap_InterestIncomeMember_CE33D55FD86ABAC388E7F802247B76B9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseMember" xlink:label="loc_us-gaap_InterestExpenseMember_4E92B0D93C11BE32D886F802247BE1E8" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C" xlink:to="loc_us-gaap_InterestExpenseMember_4E92B0D93C11BE32D886F802247BE1E8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_2AFF7547AC5AFC0B1E98F802247C57B6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_2AFF7547AC5AFC0B1E98F802247C57B6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_5241F6FBCC5C4FE01E0AF802247C92C8" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_5241F6FBCC5C4FE01E0AF802247C92C8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_26F3FD244B4ABABC2FADF802247C3C4A" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_26F3FD244B4ABABC2FADF802247C3C4A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet_77A802CC7ECDE054FC42F802247C3D4B" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet_77A802CC7ECDE054FC42F802247C3D4B" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/DerivativesNarrativeDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativesFairValueLineItems" xlink:label="loc_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:label="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_0F590C3B907CEE20CF7FF8808D483732" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7" xlink:to="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_0F590C3B907CEE20CF7FF8808D483732" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_DA392CAAA43F05FA65EEF8808D48121E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_0F590C3B907CEE20CF7FF8808D483732" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_DA392CAAA43F05FA65EEF8808D48121E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_E461972F5119D1B8896EF8808D48DD3A_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_DA392CAAA43F05FA65EEF8808D48121E" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_E461972F5119D1B8896EF8808D48DD3A_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_E461972F5119D1B8896EF8808D48DD3A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_DA392CAAA43F05FA65EEF8808D48121E" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_E461972F5119D1B8896EF8808D48DD3A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember_8ACD1350A46B6FE87052F8808D49DE3C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_E461972F5119D1B8896EF8808D48DD3A" xlink:to="loc_us-gaap_InterestRateSwapMember_8ACD1350A46B6FE87052F8808D49DE3C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ForeignExchangeContractMember" xlink:label="loc_us-gaap_ForeignExchangeContractMember_212D4AEB03E3AAC2AF24F8808D491C5B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_E461972F5119D1B8896EF8808D48DD3A" xlink:to="loc_us-gaap_ForeignExchangeContractMember_212D4AEB03E3AAC2AF24F8808D491C5B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherContractMember" xlink:label="loc_us-gaap_OtherContractMember_E737A889502CC0B46723F8808D4926C3" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_E461972F5119D1B8896EF8808D48DD3A" xlink:to="loc_us-gaap_OtherContractMember_E737A889502CC0B46723F8808D4926C3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingDesignationAxis" xlink:label="loc_us-gaap_HedgingDesignationAxis_7E0E9CAF85A8303011F7F8808D495C76" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_0F590C3B907CEE20CF7FF8808D483732" xlink:to="loc_us-gaap_HedgingDesignationAxis_7E0E9CAF85A8303011F7F8808D495C76" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingDesignationDomain" xlink:label="loc_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_HedgingDesignationAxis_7E0E9CAF85A8303011F7F8808D495C76" xlink:to="loc_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingDesignationDomain" xlink:label="loc_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_HedgingDesignationAxis_7E0E9CAF85A8303011F7F8808D495C76" xlink:to="loc_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DesignatedAsHedgingInstrumentMember" xlink:label="loc_us-gaap_DesignatedAsHedgingInstrumentMember_B5E0212689B5F25C4002F8808D4AC663" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E" xlink:to="loc_us-gaap_DesignatedAsHedgingInstrumentMember_B5E0212689B5F25C4002F8808D4AC663" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NondesignatedMember" xlink:label="loc_us-gaap_NondesignatedMember_D7AF5B0FE41755DB6310F8808D4A947E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E" xlink:to="loc_us-gaap_NondesignatedMember_D7AF5B0FE41755DB6310F8808D4A947E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeNotionalAmount" xlink:label="loc_us-gaap_DerivativeNotionalAmount_9E3E233C9458620028A7F8808D4A75BC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7" xlink:to="loc_us-gaap_DerivativeNotionalAmount_9E3E233C9458620028A7F8808D4A75BC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract" xlink:label="loc_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7" xlink:to="loc_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_A4683855BB457DCA31DDF8808D4B9B72" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_A4683855BB457DCA31DDF8808D4B9B72" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssetFairValueGrossLiability" xlink:label="loc_us-gaap_DerivativeAssetFairValueGrossLiability_DD8445B069DE103D7F21F8808D4B99ED" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:to="loc_us-gaap_DerivativeAssetFairValueGrossLiability_DD8445B069DE103D7F21F8808D4B99ED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset" xlink:label="loc_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_C3C819BA7AFC443F1533F8808D4BDBB6" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:to="loc_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_C3C819BA7AFC443F1533F8808D4BDBB6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_EECE260065EFC268D906F8808D4C63B8" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_EECE260065EFC268D906F8808D4C63B8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract" xlink:label="loc_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7" xlink:to="loc_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_CF653EFA10C94A32B4FCF8808D4CCA34" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_CF653EFA10C94A32B4FCF8808D4CCA34" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilityFairValueGrossAsset" xlink:label="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_EFE00D999435512C1CF2F8808D4C486E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:to="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_EFE00D999435512C1CF2F8808D4C486E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset" xlink:label="loc_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_8C5F913CA0F646572122F8808D4C8456" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:to="loc_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_8C5F913CA0F646572122F8808D4C8456" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_2B1E3EBC880A7B7D6925F8808D4DE243" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_2B1E3EBC880A7B7D6925F8808D4DE243" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_22B6CAD944FFDE1B4CC4F802248B28DF" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_2CE97762AABDD19CF708F80224893B96" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_22B6CAD944FFDE1B4CC4F802248B28DF" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_2CE97762AABDD19CF708F80224893B96" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_DD0A759B9F3D7BEC94CDF802248A91AE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_2CE97762AABDD19CF708F80224893B96" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_DD0A759B9F3D7BEC94CDF802248A91AE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_C666F26BBFD005434DF2F802248A5509_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_DD0A759B9F3D7BEC94CDF802248A91AE" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_C666F26BBFD005434DF2F802248A5509_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_C666F26BBFD005434DF2F802248A5509" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_DD0A759B9F3D7BEC94CDF802248A91AE" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_C666F26BBFD005434DF2F802248A5509" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember_9FA684DD9B74844B91F7F802248A35CE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_C666F26BBFD005434DF2F802248A5509" xlink:to="loc_us-gaap_InterestRateSwapMember_9FA684DD9B74844B91F7F802248A35CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_85CC5E36ADFA4A5554F8F802248B2325" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_2CE97762AABDD19CF708F80224893B96" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_85CC5E36ADFA4A5554F8F802248B2325" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_C0F5F19EAA51C0B00318F802248B6C62_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_85CC5E36ADFA4A5554F8F802248B2325" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_C0F5F19EAA51C0B00318F802248B6C62_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_C0F5F19EAA51C0B00318F802248B6C62" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_85CC5E36ADFA4A5554F8F802248B2325" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_C0F5F19EAA51C0B00318F802248B6C62" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseMember" xlink:label="loc_us-gaap_InterestExpenseMember_2AAA771AE42F8C6BCA6AF802248B7DD5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_C0F5F19EAA51C0B00318F802248B6C62" xlink:to="loc_us-gaap_InterestExpenseMember_2AAA771AE42F8C6BCA6AF802248B7DD5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestAndFeeIncomeLoansMember" xlink:label="loc_cfg_InterestAndFeeIncomeLoansMember_A92C410D0532DBC37CF4F802248B9826" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_C0F5F19EAA51C0B00318F802248B6C62" xlink:to="loc_cfg_InterestAndFeeIncomeLoansMember_A92C410D0532DBC37CF4F802248B9826" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestAndDividendIncomeSecuritiesMember" xlink:label="loc_cfg_InterestAndDividendIncomeSecuritiesMember_968E2FD6ADACBA956F38F802248BB2D6" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_C0F5F19EAA51C0B00318F802248B6C62" xlink:to="loc_cfg_InterestAndDividendIncomeSecuritiesMember_968E2FD6ADACBA956F38F802248BB2D6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1" xlink:label="loc_us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1_A731C9727FAB3534C7ECF802248CA561" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_22B6CAD944FFDE1B4CC4F802248B28DF" xlink:to="loc_us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1_A731C9727FAB3534C7ECF802248CA561" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1" xlink:label="loc_us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1_B631F47D69E6F52E939AF802248CFD2B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_22B6CAD944FFDE1B4CC4F802248B28DF" xlink:to="loc_us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1_B631F47D69E6F52E939AF802248CFD2B" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/DerivativesTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/EarningsPerShare" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/EarningsPerShareDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/EarningsPerShareTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefits" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanDisclosureLineItems" xlink:label="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable" xlink:label="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_AE68AEE3FDE9B1F2BF74A3594296ED9E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:to="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_AE68AEE3FDE9B1F2BF74A3594296ED9E" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeAxis" xlink:label="loc_us-gaap_RetirementPlanTypeAxis_74000E472C4F2CF03F1CA35942970D61" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_AE68AEE3FDE9B1F2BF74A3594296ED9E" xlink:to="loc_us-gaap_RetirementPlanTypeAxis_74000E472C4F2CF03F1CA35942970D61" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="loc_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RetirementPlanTypeAxis_74000E472C4F2CF03F1CA35942970D61" xlink:to="loc_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="loc_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RetirementPlanTypeAxis_74000E472C4F2CF03F1CA35942970D61" xlink:to="loc_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="loc_us-gaap_PensionPlansDefinedBenefitMember_4529DFE4D4F270B39711A35942973813" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5" xlink:to="loc_us-gaap_PensionPlansDefinedBenefitMember_4529DFE4D4F270B39711A35942973813" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" xlink:label="loc_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_3D0E47614913E2F1D72DA35942979473" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5" xlink:to="loc_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_3D0E47614913E2F1D72DA35942979473" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward" xlink:label="loc_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:to="loc_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:label="loc_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_B33E6595CA932C808C47A3594298A9CE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:to="loc_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_B33E6595CA932C808C47A3594298A9CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets" xlink:label="loc_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets_D204FB0B71A04307F5C3A3594298FACA" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:to="loc_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets_D204FB0B71A04307F5C3A3594298FACA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanContributionsByEmployer" xlink:label="loc_us-gaap_DefinedBenefitPlanContributionsByEmployer_CBFCC7F5329C100FE4D4A3594298F3FC" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:to="loc_us-gaap_DefinedBenefitPlanContributionsByEmployer_CBFCC7F5329C100FE4D4A3594298F3FC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses" xlink:label="loc_cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses_ECF261D450FEDEC2F9C5A3594299EE52" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:to="loc_cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses_ECF261D450FEDEC2F9C5A3594299EE52" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligation" xlink:label="loc_us-gaap_DefinedBenefitPlanBenefitObligation_F821101D1361F19CAA1DA35942992427" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:to="loc_us-gaap_DefinedBenefitPlanBenefitObligation_F821101D1361F19CAA1DA35942992427" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet" xlink:label="loc_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet_3223F75CA05221D69CC2A3594299B620" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:to="loc_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet_3223F75CA05221D69CC2A3594299B620" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation" xlink:label="loc_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation_C3C650CFC20D5C2471CDA3594299BB46" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:to="loc_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation_C3C650CFC20D5C2471CDA3594299BB46" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsExpectedFutureBenefitPaymentsDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems" xlink:label="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable" xlink:label="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_CBE65B270821F66E7CFAF217BDA91DEA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:to="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_CBE65B270821F66E7CFAF217BDA91DEA" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeAxis" xlink:label="loc_us-gaap_RetirementPlanTypeAxis_A0B378126233233771AEF217BDAA161D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_CBE65B270821F66E7CFAF217BDA91DEA" xlink:to="loc_us-gaap_RetirementPlanTypeAxis_A0B378126233233771AEF217BDAA161D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="loc_us-gaap_RetirementPlanTypeDomain_3C02112EA0171B67772AF217BDAAF575_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RetirementPlanTypeAxis_A0B378126233233771AEF217BDAA161D" xlink:to="loc_us-gaap_RetirementPlanTypeDomain_3C02112EA0171B67772AF217BDAAF575_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="loc_us-gaap_RetirementPlanTypeDomain_3C02112EA0171B67772AF217BDAAF575" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RetirementPlanTypeAxis_A0B378126233233771AEF217BDAA161D" xlink:to="loc_us-gaap_RetirementPlanTypeDomain_3C02112EA0171B67772AF217BDAAF575" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="loc_us-gaap_PensionPlansDefinedBenefitMember_3C3C2247362A034AFD03F217BDAA30F2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RetirementPlanTypeDomain_3C02112EA0171B67772AF217BDAAF575" xlink:to="loc_us-gaap_PensionPlansDefinedBenefitMember_3C3C2247362A034AFD03F217BDAA30F2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" xlink:label="loc_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_98A99354178D76D2C0CCF217BDAB2F9A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RetirementPlanTypeDomain_3C02112EA0171B67772AF217BDAAF575" xlink:to="loc_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_98A99354178D76D2C0CCF217BDAB2F9A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation" xlink:label="loc_cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation_9E43BA7CA637BBA63B31F217BDABE9EC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:to="loc_cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation_9E43BA7CA637BBA63B31F217BDABE9EC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" xlink:label="loc_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_760D1C52D451221108E9F217BDAC34ED" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:to="loc_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_760D1C52D451221108E9F217BDAC34ED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanContributionsByEmployer" xlink:label="loc_us-gaap_DefinedBenefitPlanContributionsByEmployer_E940621C6D4C0A7E2AEEF217BDAC9426" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:to="loc_us-gaap_DefinedBenefitPlanContributionsByEmployer_E940621C6D4C0A7E2AEEF217BDAC9426" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear_46DD71C4DEDB12D9BF4AF217BDACDADD" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:to="loc_us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear_46DD71C4DEDB12D9BF4AF217BDACDADD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract" xlink:label="loc_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:to="loc_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_97FBDC2FAEE4CE95A2DDF217BDADC168" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_97FBDC2FAEE4CE95A2DDF217BDADC168" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_F9CF7A4F8233BC42B77FF217BDAD336E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_F9CF7A4F8233BC42B77FF217BDAD336E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay" xlink:label="loc_cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay_23268068650574CE522AF217BDAE2D45" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:to="loc_cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay_23268068650574CE522AF217BDAE2D45" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedContributionPlanCostRecognized" xlink:label="loc_us-gaap_DefinedContributionPlanCostRecognized_C071FD88A020811A9F6EF217BDAE3D2D" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:to="loc_us-gaap_DefinedContributionPlanCostRecognized_C071FD88A020811A9F6EF217BDAE3D2D" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanDisclosureLineItems" xlink:label="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_C331C28F566DDD55E0ECA35945829278" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable" xlink:label="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_F30827BDA4B042C70D2EA3594581E76A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_C331C28F566DDD55E0ECA35945829278" xlink:to="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_F30827BDA4B042C70D2EA3594581E76A" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeAxis" xlink:label="loc_us-gaap_RetirementPlanTypeAxis_DBE4982BA86962B64D3AA35945811402" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_F30827BDA4B042C70D2EA3594581E76A" xlink:to="loc_us-gaap_RetirementPlanTypeAxis_DBE4982BA86962B64D3AA35945811402" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="loc_us-gaap_RetirementPlanTypeDomain_5B5782435CDDC83FA488A35945820DA0_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RetirementPlanTypeAxis_DBE4982BA86962B64D3AA35945811402" xlink:to="loc_us-gaap_RetirementPlanTypeDomain_5B5782435CDDC83FA488A35945820DA0_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="loc_us-gaap_RetirementPlanTypeDomain_5B5782435CDDC83FA488A35945820DA0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RetirementPlanTypeAxis_DBE4982BA86962B64D3AA35945811402" xlink:to="loc_us-gaap_RetirementPlanTypeDomain_5B5782435CDDC83FA488A35945820DA0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="loc_us-gaap_PensionPlansDefinedBenefitMember_C0D2546E5C4389AA90D8A35945829FAF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RetirementPlanTypeDomain_5B5782435CDDC83FA488A35945820DA0" xlink:to="loc_us-gaap_PensionPlansDefinedBenefitMember_C0D2546E5C4389AA90D8A35945829FAF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" xlink:label="loc_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_6A6A64301F88593D5764A359458255B6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RetirementPlanTypeDomain_5B5782435CDDC83FA488A35945820DA0" xlink:to="loc_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_6A6A64301F88593D5764A359458255B6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:label="loc_us-gaap_DefinedBenefitPlanServiceCost_CB1213565FF4EFC6FB7BA35945830453" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_C331C28F566DDD55E0ECA35945829278" xlink:to="loc_us-gaap_DefinedBenefitPlanServiceCost_CB1213565FF4EFC6FB7BA35945830453" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="loc_us-gaap_DefinedBenefitPlanInterestCost_9F5AEC93FFD3198C8486A35945835BE6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_C331C28F566DDD55E0ECA35945829278" xlink:to="loc_us-gaap_DefinedBenefitPlanInterestCost_9F5AEC93FFD3198C8486A35945835BE6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_D0C667C2E66A93491423A35945830790" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_C331C28F566DDD55E0ECA35945829278" xlink:to="loc_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_D0C667C2E66A93491423A35945830790" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:label="loc_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_DA8837748F782C0E55C7A35945835A03" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_C331C28F566DDD55E0ECA35945829278" xlink:to="loc_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_DA8837748F782C0E55C7A35945835A03" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:label="loc_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_CC1ABD62D747F1262464A35945849B17" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_C331C28F566DDD55E0ECA35945829278" xlink:to="loc_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_CC1ABD62D747F1262464A35945849B17" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurements" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_B88BAC6C3867F81B1668CDF5C1C2C037" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_E556B1968168EEEB0FBDCDF5C1C070E3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_B88BAC6C3867F81B1668CDF5C1C2C037" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_E556B1968168EEEB0FBDCDF5C1C070E3" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_5C610EB5C87F253DEEABCDF5C1C0C450" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_E556B1968168EEEB0FBDCDF5C1C070E3" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_5C610EB5C87F253DEEABCDF5C1C0C450" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_D4366DCD7488B8738577CDF5C1C0D4A4_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_5C610EB5C87F253DEEABCDF5C1C0C450" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_D4366DCD7488B8738577CDF5C1C0D4A4_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_D4366DCD7488B8738577CDF5C1C0D4A4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_5C610EB5C87F253DEEABCDF5C1C0C450" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_D4366DCD7488B8738577CDF5C1C0D4A4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageBankingFeesMember" xlink:label="loc_cfg_MortgageBankingFeesMember_587060780F5FF3723794CDF5C1C1A96F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_D4366DCD7488B8738577CDF5C1C0D4A4" xlink:to="loc_cfg_MortgageBankingFeesMember_587060780F5FF3723794CDF5C1C1A96F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_49E2871EE972BD3192CCCDF5C1C1E8E7" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_E556B1968168EEEB0FBDCDF5C1C070E3" xlink:to="loc_us-gaap_FinancialInstrumentAxis_49E2871EE972BD3192CCCDF5C1C1E8E7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B908C6021A3895FC113ECDF5C1C1E3B3_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_49E2871EE972BD3192CCCDF5C1C1E8E7" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B908C6021A3895FC113ECDF5C1C1E3B3_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B908C6021A3895FC113ECDF5C1C1E3B3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_49E2871EE972BD3192CCCDF5C1C1E8E7" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B908C6021A3895FC113ECDF5C1C1E3B3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ResidentialLoansHeldforsaleMember" xlink:label="loc_cfg_ResidentialLoansHeldforsaleMember_1FA5F0E40BC611DF0EE5CDF5C1C1A8E8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B908C6021A3895FC113ECDF5C1C1E3B3" xlink:to="loc_cfg_ResidentialLoansHeldforsaleMember_1FA5F0E40BC611DF0EE5CDF5C1C1A8E8" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialRealEstateLoansHeldforsaleMember" xlink:label="loc_cfg_CommercialRealEstateLoansHeldforsaleMember_8EA332F8765A05AE4124CDF5C1C2ADD7" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B908C6021A3895FC113ECDF5C1C1E3B3" xlink:to="loc_cfg_CommercialRealEstateLoansHeldforsaleMember_8EA332F8765A05AE4124CDF5C1C2ADD7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueOptionChangesInFairValueGainLoss1" xlink:label="loc_us-gaap_FairValueOptionChangesInFairValueGainLoss1_1606FD212C88116C1711CDF5C1C29187" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_B88BAC6C3867F81B1668CDF5C1C2C037" xlink:to="loc_us-gaap_FairValueOptionChangesInFairValueGainLoss1_1606FD212C88116C1711CDF5C1C29187" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="loc_us-gaap_NoninterestIncomeOther_0B62E5694AF4CEE3DE5ACDF5C1C2409F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_B88BAC6C3867F81B1668CDF5C1C2C037" xlink:to="loc_us-gaap_NoninterestIncomeOther_0B62E5694AF4CEE3DE5ACDF5C1C2409F" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_77A2782BFCA7A6F048F0CEFEDBE64CF8" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_29D198605CE3BE8ACCE7CEFEDBDFC949" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_77A2782BFCA7A6F048F0CEFEDBE64CF8" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_29D198605CE3BE8ACCE7CEFEDBDFC949" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_EFD62821ED7D9C1DD34CCEFEDBDFE41A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_29D198605CE3BE8ACCE7CEFEDBDFC949" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_EFD62821ED7D9C1DD34CCEFEDBDFE41A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_56221F7FB9E00D5241C9CEFEDBE4BDAC_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_EFD62821ED7D9C1DD34CCEFEDBDFE41A" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_56221F7FB9E00D5241C9CEFEDBE4BDAC_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_56221F7FB9E00D5241C9CEFEDBE4BDAC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_EFD62821ED7D9C1DD34CCEFEDBDFE41A" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_56221F7FB9E00D5241C9CEFEDBE4BDAC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_B201E2C11D9866F6C178CEFEDBE5793C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_56221F7FB9E00D5241C9CEFEDBE4BDAC" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_B201E2C11D9866F6C178CEFEDBE5793C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_F7EDF1ABD9D0FCB3BE26CEFEDBE5F124" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_29D198605CE3BE8ACCE7CEFEDBDFC949" xlink:to="loc_us-gaap_FinancialInstrumentAxis_F7EDF1ABD9D0FCB3BE26CEFEDBE5F124" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_40DA8F30BEB1F346C876CEFEDBE584D2_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_F7EDF1ABD9D0FCB3BE26CEFEDBE5F124" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_40DA8F30BEB1F346C876CEFEDBE584D2_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_40DA8F30BEB1F346C876CEFEDBE584D2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_F7EDF1ABD9D0FCB3BE26CEFEDBE5F124" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_40DA8F30BEB1F346C876CEFEDBE584D2" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ResidentialLoansHeldforsaleMember" xlink:label="loc_cfg_ResidentialLoansHeldforsaleMember_677E3F41BB2568A00BD3CEFEDBE6E856" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_40DA8F30BEB1F346C876CEFEDBE584D2" xlink:to="loc_cfg_ResidentialLoansHeldforsaleMember_677E3F41BB2568A00BD3CEFEDBE6E856" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember" xlink:label="loc_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember_A2590D19A0F209BC66EECEFEDBE6E22A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_40DA8F30BEB1F346C876CEFEDBE584D2" xlink:to="loc_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember_A2590D19A0F209BC66EECEFEDBE6E22A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleAmount_0B345116D76205630E63CEFEDBE69BE1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_77A2782BFCA7A6F048F0CEFEDBE64CF8" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleAmount_0B345116D76205630E63CEFEDBE69BE1" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal" xlink:label="loc_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal_94310AA283ABF4F1D63ECEFEDBE7C328" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_77A2782BFCA7A6F048F0CEFEDBE64CF8" xlink:to="loc_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal_94310AA283ABF4F1D63ECEFEDBE7C328" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables" xlink:label="loc_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables_20FEF70644B0B9C462C1CEFEDBE7CD00" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_77A2782BFCA7A6F048F0CEFEDBE64CF8" xlink:to="loc_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables_20FEF70644B0B9C462C1CEFEDBE7CD00" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_29EC46AA44A4D933F3AAF8808C2537D0" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_B8695EF1E30BA1DFF64EF8808C23ECE7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_29EC46AA44A4D933F3AAF8808C2537D0" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_B8695EF1E30BA1DFF64EF8808C23ECE7" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_47229086E6682A5CE28FF8808C234751" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_B8695EF1E30BA1DFF64EF8808C23ECE7" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_47229086E6682A5CE28FF8808C234751" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_47229086E6682A5CE28FF8808C234751" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_47229086E6682A5CE28FF8808C234751" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_36969996C6FAC3D9F3F2F8808C245B28" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8" xlink:to="loc_us-gaap_ResidentialMortgageMember_36969996C6FAC3D9F3F2F8808C245B28" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherContractMember" xlink:label="loc_us-gaap_OtherContractMember_877DF205F75723543F0BF8808C244CE7" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8" xlink:to="loc_us-gaap_OtherContractMember_877DF205F75723543F0BF8808C244CE7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_29EC46AA44A4D933F3AAF8808C2537D0" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_374BC52F69FA35ACCB79F8808C25F948" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_374BC52F69FA35ACCB79F8808C25F948" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_48BCCE31ACC0277BBC66F8808C25EE7D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_48BCCE31ACC0277BBC66F8808C25EE7D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues_4303994FC0D8FEC59B58F8808C25378B" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues_4303994FC0D8FEC59B58F8808C25378B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_487E5A7B7C93F3E724D3F8808C261EB0" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_487E5A7B7C93F3E724D3F8808C261EB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_F99DF9F3E7527877E252F8808C2693FA" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_F99DF9F3E7527877E252F8808C2693FA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_94E9859EB070A22ACFA4F8808C2676D3" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_94E9859EB070A22ACFA4F8808C2676D3" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_58B93081D094311D8BB6F8808C344212" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_58B93081D094311D8BB6F8808C344212" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_CAB224191B356D7FC201F8808C2F4F06" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:to="loc_us-gaap_FinancialInstrumentAxis_CAB224191B356D7FC201F8808C2F4F06" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C84EA3A0E27DEBF21475F8808C30CABB_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_CAB224191B356D7FC201F8808C2F4F06" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C84EA3A0E27DEBF21475F8808C30CABB_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C84EA3A0E27DEBF21475F8808C30CABB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_CAB224191B356D7FC201F8808C2F4F06" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C84EA3A0E27DEBF21475F8808C30CABB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MoneyMarketFundsMember" xlink:label="loc_us-gaap_MoneyMarketFundsMember_B793AC95834624BBF2E9F8808C30A505" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C84EA3A0E27DEBF21475F8808C30CABB" xlink:to="loc_us-gaap_MoneyMarketFundsMember_B793AC95834624BBF2E9F8808C30A505" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_E25D61543A004AB568D3F8808C301F6C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_E25D61543A004AB568D3F8808C301F6C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_E25D61543A004AB568D3F8808C301F6C" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_E25D61543A004AB568D3F8808C301F6C" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesMember_11DC9C34D8C670FA26CDF8808C310625" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3" xlink:to="loc_us-gaap_MortgageBackedSecuritiesMember_11DC9C34D8C670FA26CDF8808C310625" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_B3DBCF358A2A0400D52AF8808C314444" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_B3DBCF358A2A0400D52AF8808C314444" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="loc_us-gaap_USTreasurySecuritiesMember_141F820D7AE2106D3D85F8808C313D09" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3" xlink:to="loc_us-gaap_USTreasurySecuritiesMember_141F820D7AE2106D3D85F8808C313D09" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ResidentialLoansHeldforsaleMember" xlink:label="loc_cfg_ResidentialLoansHeldforsaleMember_98256B78F3F42E9C57E6F8808C31FA69" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3" xlink:to="loc_cfg_ResidentialLoansHeldforsaleMember_98256B78F3F42E9C57E6F8808C31FA69" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialRealEstateLoansHeldforsaleMember" xlink:label="loc_cfg_CommercialRealEstateLoansHeldforsaleMember_844B44711F44EDF80CD9F8808C314873" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3" xlink:to="loc_cfg_CommercialRealEstateLoansHeldforsaleMember_844B44711F44EDF80CD9F8808C314873" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_E0DB0583F0FEAB826618F8808C320B47" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3" xlink:to="loc_us-gaap_ResidentialMortgageMember_E0DB0583F0FEAB826618F8808C320B47" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_CB5F9714BA975D04F780F8808C3240A0" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_CB5F9714BA975D04F780F8808C3240A0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_CB5F9714BA975D04F780F8808C3240A0" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_CB5F9714BA975D04F780F8808C3240A0" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_A7F3BD5BC09E35EAE5E4F8808C32E7FF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_A7F3BD5BC09E35EAE5E4F8808C32E7FF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_8B8D1A0C476D5F9001EDF8808C32F704" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_8B8D1A0C476D5F9001EDF8808C32F704" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_26B1D247DC495474CC59F8808C33CD2B" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_26B1D247DC495474CC59F8808C33CD2B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_77899951E582BD14A5F5F8808C3389F7" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_77899951E582BD14A5F5F8808C3389F7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_77899951E582BD14A5F5F8808C3389F7" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_77899951E582BD14A5F5F8808C3389F7" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember_9BB69EE3820CCFA6602EF8808C33C835" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269" xlink:to="loc_us-gaap_InterestRateSwapMember_9BB69EE3820CCFA6602EF8808C33C835" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ForeignExchangeContractMember" xlink:label="loc_us-gaap_ForeignExchangeContractMember_65EBD29B1E0F127078F6F8808C335131" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269" xlink:to="loc_us-gaap_ForeignExchangeContractMember_65EBD29B1E0F127078F6F8808C335131" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherContractMember" xlink:label="loc_us-gaap_OtherContractMember_05C0BB17055D59284CEAF8808C34CFAD" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269" xlink:to="loc_us-gaap_OtherContractMember_05C0BB17055D59284CEAF8808C34CFAD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:label="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_58B93081D094311D8BB6F8808C344212" xlink:to="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_294CF0CD2220673E76D3F8808C343DB8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_294CF0CD2220673E76D3F8808C343DB8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleAmount_5057C9972505D6988933F8808C35F501" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleAmount_5057C9972505D6988933F8808C35F501" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_3D16868AD3EC02F7D739F8808C3504AB" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_3D16868AD3EC02F7D739F8808C3504AB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_621F0E49A6CB2A0A0247F8808C35909F" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_621F0E49A6CB2A0A0247F8808C35909F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNi" xlink:label="loc_us-gaap_EquitySecuritiesFvNi_24947D589DFC86446B19F8808C35F6F6" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:to="loc_us-gaap_EquitySecuritiesFvNi_24947D589DFC86446B19F8808C35F6F6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_B71079B04CA5AF8535E2F8808C359A24" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_B71079B04CA5AF8535E2F8808C359A24" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_71DD3B66499C88C8D112F8808C35E623" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_58B93081D094311D8BB6F8808C344212" xlink:to="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_71DD3B66499C88C8D112F8808C35E623" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_D4780B715106A89F62BFF8808C367020" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_71DD3B66499C88C8D112F8808C35E623" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_D4780B715106A89F62BFF8808C367020" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_07753BA7DD637410129EF8808C36850E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_71DD3B66499C88C8D112F8808C35E623" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_07753BA7DD637410129EF8808C36850E" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2000AC909CE3B55993BD205BEAA6B4CC" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_4807E0F68266E6012FED205BEAA4A66A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2000AC909CE3B55993BD205BEAA6B4CC" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_4807E0F68266E6012FED205BEAA4A66A" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2DAE28CAB44F21345801205BEAA4B606" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_4807E0F68266E6012FED205BEAA4A66A" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2DAE28CAB44F21345801205BEAA4B606" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_B14D4D7CABCA202A9C21205BEAA4EE85_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2DAE28CAB44F21345801205BEAA4B606" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_B14D4D7CABCA202A9C21205BEAA4EE85_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_B14D4D7CABCA202A9C21205BEAA4EE85" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2DAE28CAB44F21345801205BEAA4B606" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_B14D4D7CABCA202A9C21205BEAA4EE85" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsLeasedToOthersMember" xlink:label="loc_us-gaap_AssetsLeasedToOthersMember_D5EC500AECDAA8D58EDF205BEAA42113" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_B14D4D7CABCA202A9C21205BEAA4EE85" xlink:to="loc_us-gaap_AssetsLeasedToOthersMember_D5EC500AECDAA8D58EDF205BEAA42113" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_C17CCF620A649802A63F205BEAA54BDB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_4807E0F68266E6012FED205BEAA4A66A" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_C17CCF620A649802A63F205BEAA54BDB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_624ABC9B0478D35F686B205BEAA50B38_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_C17CCF620A649802A63F205BEAA54BDB" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_624ABC9B0478D35F686B205BEAA50B38_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_624ABC9B0478D35F686B205BEAA50B38" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_C17CCF620A649802A63F205BEAA54BDB" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_624ABC9B0478D35F686B205BEAA50B38" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_21169851B898E1DF6176205BEAA54993" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_624ABC9B0478D35F686B205BEAA50B38" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_21169851B898E1DF6176205BEAA54993" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_901D21EF23E7BEA2F36E205BEAA53257" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_624ABC9B0478D35F686B205BEAA50B38" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_901D21EF23E7BEA2F36E205BEAA53257" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_DA38A7294ECDE770EF3D205BEAA6131C" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_624ABC9B0478D35F686B205BEAA50B38" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_DA38A7294ECDE770EF3D205BEAA6131C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_57839F646926B141D27E205BEAA6470A" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_4807E0F68266E6012FED205BEAA4A66A" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_57839F646926B141D27E205BEAA6470A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_648A1E7C45BA94C9DD7D205BEAA63752_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_57839F646926B141D27E205BEAA6470A" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_648A1E7C45BA94C9DD7D205BEAA63752_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_648A1E7C45BA94C9DD7D205BEAA63752" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_57839F646926B141D27E205BEAA6470A" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_648A1E7C45BA94C9DD7D205BEAA63752" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsNonrecurringMember_3FBBD632F59F7CE6BE49205BEAA67B1F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_648A1E7C45BA94C9DD7D205BEAA63752" xlink:to="loc_us-gaap_FairValueMeasurementsNonrecurringMember_3FBBD632F59F7CE6BE49205BEAA67B1F" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoansCollateralDependentImpaired" xlink:label="loc_cfg_LoansCollateralDependentImpaired_37AEEC94EFABEF69E9DD205BEAA79FED" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2000AC909CE3B55993BD205BEAA6B4CC" xlink:to="loc_cfg_LoansCollateralDependentImpaired_37AEEC94EFABEF69E9DD205BEAA79FED" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageServicingRights" xlink:label="loc_cfg_MortgageServicingRights_57EA269F0753496C5258205BEAA78501" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2000AC909CE3B55993BD205BEAA6B4CC" xlink:to="loc_cfg_MortgageServicingRights_57EA269F0753496C5258205BEAA78501" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_8EFEFE721EA645D940C3205BEAA71C51" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2000AC909CE3B55993BD205BEAA6B4CC" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_8EFEFE721EA645D940C3205BEAA71C51" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet" xlink:label="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet_9FFCFDE0579A65F816F6205BEAA7647C" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2000AC909CE3B55993BD205BEAA6B4CC" xlink:to="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet_9FFCFDE0579A65F816F6205BEAA7647C" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_39E42E93452724567B647BA880983586" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9F14A2CF77AFA90087957BA880966648" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_39E42E93452724567B647BA880983586" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9F14A2CF77AFA90087957BA880966648" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_4435F8B37448250FE2C77BA88097C744" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9F14A2CF77AFA90087957BA880966648" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_4435F8B37448250FE2C77BA88097C744" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3A8C7A4557817A1D7A487BA880971612_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_4435F8B37448250FE2C77BA88097C744" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3A8C7A4557817A1D7A487BA880971612_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3A8C7A4557817A1D7A487BA880971612" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_4435F8B37448250FE2C77BA88097C744" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3A8C7A4557817A1D7A487BA880971612" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_8CADBE0627433C1B41137BA8809737DC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3A8C7A4557817A1D7A487BA880971612" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_8CADBE0627433C1B41137BA8809737DC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_25E842C0D15D30749D9F7BA880970EFB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3A8C7A4557817A1D7A487BA880971612" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_25E842C0D15D30749D9F7BA880970EFB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_2CFCB45C0F5288AFA46C7BA880988F8F" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3A8C7A4557817A1D7A487BA880971612" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_2CFCB45C0F5288AFA46C7BA880988F8F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_39E42E93452724567B647BA880983586" xlink:to="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_41F4B5FA0DFB54B1FF797BA880988A54" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="loc_us-gaap_HeldToMaturitySecurities_41F4B5FA0DFB54B1FF797BA880988A54" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_DD28D0CFE8899C0742CC7BA88099C0CC" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_DD28D0CFE8899C0742CC7BA88099C0CC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" xlink:label="loc_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_DD3D6190789BA2D45A667BA880994DA6" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="loc_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_DD3D6190789BA2D45A667BA880994DA6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalOtherInvestmentSecuritiesAtCostFairValue" xlink:label="loc_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_FD140AC69A9CF7A99B527BA880995335" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="loc_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_FD140AC69A9CF7A99B527BA880995335" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLoansReceivableHeldforsaleAmount" xlink:label="loc_cfg_OtherLoansReceivableHeldforsaleAmount_313A3AACCB1B0B77A0F17BA8809914FC" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="loc_cfg_OtherLoansReceivableHeldforsaleAmount_313A3AACCB1B0B77A0F17BA8809914FC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure" xlink:label="loc_cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure_6FD526A62C4E530A60107BA88099BE60" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="loc_cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure_6FD526A62C4E530A60107BA88099BE60" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_37F2100D3D9B58785E127BA880993104" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_37F2100D3D9B58785E127BA880993104" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="loc_us-gaap_LoansReceivableFairValueDisclosure_D4C984F4C6108FB15CA57BA88099A2DF" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="loc_us-gaap_LoansReceivableFairValueDisclosure_D4C984F4C6108FB15CA57BA88099A2DF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_39E42E93452724567B647BA880983586" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits_6140B9F2D5D0129B373C7BA8809A5918" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="loc_us-gaap_Deposits_6140B9F2D5D0129B373C7BA8809A5918" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="loc_us-gaap_DepositsFairValueDisclosure_DB9A247BFD64905206F47BA8809AFC4E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="loc_us-gaap_DepositsFairValueDisclosure_DB9A247BFD64905206F47BA8809AFC4E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_CD4DA6D3CB49B6588CEE7BA8809A73CA" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_CD4DA6D3CB49B6588CEE7BA8809A73CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" xlink:label="loc_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_2AFEF36853A6BF56F9527BA8809BCBE9" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="loc_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_2AFEF36853A6BF56F9527BA8809BCBE9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherShortTermBorrowings" xlink:label="loc_us-gaap_OtherShortTermBorrowings_C41AC216D0E5CC826FD37BA8809B3742" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="loc_us-gaap_OtherShortTermBorrowings_C41AC216D0E5CC826FD37BA8809B3742" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherShorttermBorrowingsFairValueDisclosure" xlink:label="loc_cfg_OtherShorttermBorrowingsFairValueDisclosure_224E5C5DBC7EE2D82A447BA8809B889C" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="loc_cfg_OtherShorttermBorrowingsFairValueDisclosure_224E5C5DBC7EE2D82A447BA8809B889C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_076A260C73F4FDF1A88B7BA8809BDB2E" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="loc_us-gaap_LongTermDebt_076A260C73F4FDF1A88B7BA8809BDB2E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtFairValue" xlink:label="loc_us-gaap_LongTermDebtFairValue_1080DC54F241958DCAA67BA8809BC6FE" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="loc_us-gaap_LongTermDebtFairValue_1080DC54F241958DCAA67BA8809BC6FE" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_3D664F1B029D65488DA7B0759D87C81B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_0CD3554372253B6E692AB0759D840A0E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_3D664F1B029D65488DA7B0759D87C81B" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_0CD3554372253B6E692AB0759D840A0E" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_E34FFD13435DCFA6EE4AB0759D853990" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_0CD3554372253B6E692AB0759D840A0E" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_E34FFD13435DCFA6EE4AB0759D853990" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_BAEAFEDFD27757FE6CD8B0759D85C750_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_E34FFD13435DCFA6EE4AB0759D853990" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_BAEAFEDFD27757FE6CD8B0759D85C750_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_BAEAFEDFD27757FE6CD8B0759D85C750" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_E34FFD13435DCFA6EE4AB0759D853990" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_BAEAFEDFD27757FE6CD8B0759D85C750" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsNonrecurringMember_A5D7560661E02326152DB0759D85ABF1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_BAEAFEDFD27757FE6CD8B0759D85C750" xlink:to="loc_us-gaap_FairValueMeasurementsNonrecurringMember_A5D7560661E02326152DB0759D85ABF1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_D0C31037836C03DA0047B0759D852E19" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_0CD3554372253B6E692AB0759D840A0E" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_D0C31037836C03DA0047B0759D852E19" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_F0C335E7A5B8B135499BB0759D86A224_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_D0C31037836C03DA0047B0759D852E19" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_F0C335E7A5B8B135499BB0759D86A224_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_F0C335E7A5B8B135499BB0759D86A224" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_D0C31037836C03DA0047B0759D852E19" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_F0C335E7A5B8B135499BB0759D86A224" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoansCollateralDependentImpairedMember" xlink:label="loc_cfg_LoansCollateralDependentImpairedMember_337F200F3EA190B3A818B0759D86A38B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_F0C335E7A5B8B135499BB0759D86A224" xlink:to="loc_cfg_LoansCollateralDependentImpairedMember_337F200F3EA190B3A818B0759D86A38B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageServicingRightsMember" xlink:label="loc_cfg_MortgageServicingRightsMember_0AB673C4EBFE3132589FB0759D8615D2" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_F0C335E7A5B8B135499BB0759D86A224" xlink:to="loc_cfg_MortgageServicingRightsMember_0AB673C4EBFE3132589FB0759D8615D2" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LeasedAssetsMember" xlink:label="loc_cfg_LeasedAssetsMember_6D2A5EB7CB254E18ED9DB0759D87232E" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_F0C335E7A5B8B135499BB0759D86A224" xlink:to="loc_cfg_LeasedAssetsMember_6D2A5EB7CB254E18ED9DB0759D87232E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings" xlink:label="loc_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings_C3A1E23199EF13A69ED4B0759D87303D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_3D664F1B029D65488DA7B0759D87C81B" xlink:to="loc_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings_C3A1E23199EF13A69ED4B0759D87303D" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssets" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillLineItems" xlink:label="loc_us-gaap_GoodwillLineItems_1CDBED8E1B8CA73E6764A35942105BCD" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfGoodwillTable" xlink:label="loc_us-gaap_ScheduleOfGoodwillTable_82DDBBC1169AAE9317DDA359420F60D1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_GoodwillLineItems_1CDBED8E1B8CA73E6764A35942105BCD" xlink:to="loc_us-gaap_ScheduleOfGoodwillTable_82DDBBC1169AAE9317DDA359420F60D1" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_39FA41573C43551F0F99A359420F86E2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_82DDBBC1169AAE9317DDA359420F60D1" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_39FA41573C43551F0F99A359420F86E2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_9D480C5A708932F26885A359421000CF_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_39FA41573C43551F0F99A359420F86E2" xlink:to="loc_us-gaap_SegmentDomain_9D480C5A708932F26885A359421000CF_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_9D480C5A708932F26885A359421000CF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_39FA41573C43551F0F99A359420F86E2" xlink:to="loc_us-gaap_SegmentDomain_9D480C5A708932F26885A359421000CF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerBankingMember" xlink:label="loc_cfg_ConsumerBankingMember_BCE90A4B91CA919671B3A359421017BE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentDomain_9D480C5A708932F26885A359421000CF" xlink:to="loc_cfg_ConsumerBankingMember_BCE90A4B91CA919671B3A359421017BE" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialBankingMember" xlink:label="loc_cfg_CommercialBankingMember_A9EB9FD427ED511CB5F7A3594210E11E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentDomain_9D480C5A708932F26885A359421000CF" xlink:to="loc_cfg_CommercialBankingMember_A9EB9FD427ED511CB5F7A3594210E11E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillRollForward" xlink:label="loc_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_GoodwillLineItems_1CDBED8E1B8CA73E6764A35942105BCD" xlink:to="loc_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_287D7EDA6C1CC71AF6F9A3594211B152" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322" xlink:to="loc_us-gaap_Goodwill_287D7EDA6C1CC71AF6F9A3594211B152" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillAcquiredDuringPeriod" xlink:label="loc_us-gaap_GoodwillAcquiredDuringPeriod_8C7D4314003B70682AA5A3594211196C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322" xlink:to="loc_us-gaap_GoodwillAcquiredDuringPeriod_8C7D4314003B70682AA5A3594211196C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillPurchaseAccountingAdjustments" xlink:label="loc_us-gaap_GoodwillPurchaseAccountingAdjustments_0EDAB01BE53B466CF3A2A3594211A8B0" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322" xlink:to="loc_us-gaap_GoodwillPurchaseAccountingAdjustments_0EDAB01BE53B466CF3A2A3594211A8B0" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillLineItems" xlink:label="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfGoodwillTable" xlink:label="loc_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:to="loc_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_50FE628F8BD140E481A9F217BE678F79" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_50FE628F8BD140E481A9F217BE678F79" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_50FE628F8BD140E481A9F217BE678F79" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_50FE628F8BD140E481A9F217BE678F79" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIntangibleAssetsMember" xlink:label="loc_us-gaap_OtherIntangibleAssetsMember_DA0C2CEADE7AED567BB6F217BE68D895" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A" xlink:to="loc_us-gaap_OtherIntangibleAssetsMember_DA0C2CEADE7AED567BB6F217BE68D895" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NamingRightsMember" xlink:label="loc_cfg_NamingRightsMember_4F1D681926533D8B9A21F217BE684CE9" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A" xlink:to="loc_cfg_NamingRightsMember_4F1D681926533D8B9A21F217BE684CE9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_9F8BF41A9AC51DF0BE3CF217BE68351B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_9F8BF41A9AC51DF0BE3CF217BE68351B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_16A489D101C79CE22523F217BE68569A_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_9F8BF41A9AC51DF0BE3CF217BE68351B" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_16A489D101C79CE22523F217BE68569A_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_16A489D101C79CE22523F217BE68569A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_9F8BF41A9AC51DF0BE3CF217BE68351B" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_16A489D101C79CE22523F217BE68569A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ClarfeldFinancialAdvisorsLLCMember" xlink:label="loc_cfg_ClarfeldFinancialAdvisorsLLCMember_5870B2448F8EC3D790AFF217BE696154" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_16A489D101C79CE22523F217BE68569A" xlink:to="loc_cfg_ClarfeldFinancialAdvisorsLLCMember_5870B2448F8EC3D790AFF217BE696154" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_BowstringAdvisorsLLCMember" xlink:label="loc_cfg_BowstringAdvisorsLLCMember_04AE0E94BC5D88E75BA3F217BE69B3BF" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_16A489D101C79CE22523F217BE68569A" xlink:to="loc_cfg_BowstringAdvisorsLLCMember_04AE0E94BC5D88E75BA3F217BE69B3BF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_98FFAEC600684419B00EF217BE696C36" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_98FFAEC600684419B00EF217BE696C36" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_D96B7C62F399D9F12A72F217BE692ACA_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_98FFAEC600684419B00EF217BE696C36" xlink:to="loc_us-gaap_SegmentDomain_D96B7C62F399D9F12A72F217BE692ACA_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_D96B7C62F399D9F12A72F217BE692ACA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_98FFAEC600684419B00EF217BE696C36" xlink:to="loc_us-gaap_SegmentDomain_D96B7C62F399D9F12A72F217BE692ACA" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerBankingMember" xlink:label="loc_cfg_ConsumerBankingMember_D33550C398B5714562E9F217BE6AB073" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentDomain_D96B7C62F399D9F12A72F217BE692ACA" xlink:to="loc_cfg_ConsumerBankingMember_D33550C398B5714562E9F217BE6AB073" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialBankingMember" xlink:label="loc_cfg_CommercialBankingMember_CAD73C9546DFC2EA3349F217BE6A9900" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentDomain_D96B7C62F399D9F12A72F217BE692ACA" xlink:to="loc_cfg_CommercialBankingMember_CAD73C9546DFC2EA3349F217BE6A9900" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NumberOfReportingUnits" xlink:label="loc_us-gaap_NumberOfReportingUnits_2034D55D640FC16ADBD1F217BE6A434C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:to="loc_us-gaap_NumberOfReportingUnits_2034D55D640FC16ADBD1F217BE6A434C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillImpairmentLoss" xlink:label="loc_us-gaap_GoodwillImpairmentLoss_232692074787C23B0B69F217BE6B2B25" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:to="loc_us-gaap_GoodwillImpairmentLoss_232692074787C23B0B69F217BE6B2B25" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillPeriodIncreaseDecrease" xlink:label="loc_us-gaap_GoodwillPeriodIncreaseDecrease_977B8D705A5FE5A195D1F217BE6A1524" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:to="loc_us-gaap_GoodwillPeriodIncreaseDecrease_977B8D705A5FE5A195D1F217BE6A1524" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillImpairedAccumulatedImpairmentLoss" xlink:label="loc_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_77067485CE9585D0067DF217BE6B9859" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:to="loc_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_77067485CE9585D0067DF217BE6B9859" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_C84873FA5850743E9ACAF217BE6BDCDD" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_C84873FA5850743E9ACAF217BE6BDCDD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_F2B0BCBFF2476AE7E8DFF217BE6B873A" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_F2B0BCBFF2476AE7E8DFF217BE6B873A" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:label="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_6B86562A569DEF6B405ECEBDEB392877" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:to="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_6B86562A569DEF6B405ECEBDEB392877" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_AE342F969A9A26BA58A3CEBDEB3A6F48" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_6B86562A569DEF6B405ECEBDEB392877" xlink:to="loc_srt_RangeAxis_AE342F969A9A26BA58A3CEBDEB3A6F48" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_9F0C49EA128A6C9F4896CEBDEB3A371E_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_AE342F969A9A26BA58A3CEBDEB3A6F48" xlink:to="loc_srt_RangeMember_9F0C49EA128A6C9F4896CEBDEB3A371E_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_9F0C49EA128A6C9F4896CEBDEB3A371E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_AE342F969A9A26BA58A3CEBDEB3A6F48" xlink:to="loc_srt_RangeMember_9F0C49EA128A6C9F4896CEBDEB3A371E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_74AE04D104396F42C40ACEBDEB3AC19F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_9F0C49EA128A6C9F4896CEBDEB3A371E" xlink:to="loc_srt_MinimumMember_74AE04D104396F42C40ACEBDEB3AC19F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_93FA6CA1C3845F756688CEBDEB3BCDB8" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_9F0C49EA128A6C9F4896CEBDEB3A371E" xlink:to="loc_srt_MaximumMember_93FA6CA1C3845F756688CEBDEB3BCDB8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_082D1B9101604A32E328CEBDEB3B0BBD" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_6B86562A569DEF6B405ECEBDEB392877" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_082D1B9101604A32E328CEBDEB3B0BBD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_E441D698DEA0C386BE84CEBDEB3BF7D6_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_082D1B9101604A32E328CEBDEB3B0BBD" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_E441D698DEA0C386BE84CEBDEB3BF7D6_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_E441D698DEA0C386BE84CEBDEB3BF7D6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_082D1B9101604A32E328CEBDEB3B0BBD" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_E441D698DEA0C386BE84CEBDEB3BF7D6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TechnologyBasedIntangibleAssetsMember" xlink:label="loc_us-gaap_TechnologyBasedIntangibleAssetsMember_3A0B7D22F692C5649A3CCEBDEB3B8BCC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_E441D698DEA0C386BE84CEBDEB3BF7D6" xlink:to="loc_us-gaap_TechnologyBasedIntangibleAssetsMember_3A0B7D22F692C5649A3CCEBDEB3B8BCC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CustomerRelationshipsMember" xlink:label="loc_us-gaap_CustomerRelationshipsMember_0A25CBEC435FF3A34D70CEBDEB3B7BA7" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_E441D698DEA0C386BE84CEBDEB3BF7D6" xlink:to="loc_us-gaap_CustomerRelationshipsMember_0A25CBEC435FF3A34D70CEBDEB3B7BA7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NamingRightsMember" xlink:label="loc_cfg_NamingRightsMember_6C46CBF93647D269643DCEBDEB3CECA6" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_E441D698DEA0C386BE84CEBDEB3BF7D6" xlink:to="loc_cfg_NamingRightsMember_6C46CBF93647D269643DCEBDEB3CECA6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIntangibleAssetsMember" xlink:label="loc_us-gaap_OtherIntangibleAssetsMember_1DB19A13E545F14D59E1CEBDEB3CF199" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_E441D698DEA0C386BE84CEBDEB3BF7D6" xlink:to="loc_us-gaap_OtherIntangibleAssetsMember_1DB19A13E545F14D59E1CEBDEB3CF199" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_830DCA9CA446E708B3BCCEBDEB3CB369" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_830DCA9CA446E708B3BCCEBDEB3CB369" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsGross_643C4213CECE6826F4CDCEBDEB3EDA8B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsGross_643C4213CECE6826F4CDCEBDEB3EDA8B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_DB108F6A5E8ED8F42763CEBDEB3E79FD" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_DB108F6A5E8ED8F42763CEBDEB3E79FD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_65CDD166DBCB6866D031CEBDEB3EA07B" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsNet_65CDD166DBCB6866D031CEBDEB3EA07B" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/IncomeTaxes" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesIncomeTaxExpenseBenefitDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems" xlink:label="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable" xlink:label="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable_6A37E2B5094729E480CD1BD9A75D25C3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable_6A37E2B5094729E480CD1BD9A75D25C3" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TaxPeriodAxis" xlink:label="loc_us-gaap_TaxPeriodAxis_2F572F82E1391012E8CF1BD9A75EB849" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable_6A37E2B5094729E480CD1BD9A75D25C3" xlink:to="loc_us-gaap_TaxPeriodAxis_2F572F82E1391012E8CF1BD9A75EB849" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TaxPeriodDomain" xlink:label="loc_us-gaap_TaxPeriodDomain_62050E5493AC65280CD91BD9A75E34AA_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_TaxPeriodAxis_2F572F82E1391012E8CF1BD9A75EB849" xlink:to="loc_us-gaap_TaxPeriodDomain_62050E5493AC65280CD91BD9A75E34AA_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TaxPeriodDomain" xlink:label="loc_us-gaap_TaxPeriodDomain_62050E5493AC65280CD91BD9A75E34AA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_TaxPeriodAxis_2F572F82E1391012E8CF1BD9A75EB849" xlink:to="loc_us-gaap_TaxPeriodDomain_62050E5493AC65280CD91BD9A75E34AA" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TaxYearsEndedPriorto1988Member" xlink:label="loc_cfg_TaxYearsEndedPriorto1988Member_CD92443B5A72D839EE041BD9A75EE6BC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TaxPeriodDomain_62050E5493AC65280CD91BD9A75E34AA" xlink:to="loc_cfg_TaxYearsEndedPriorto1988Member_CD92443B5A72D839EE041BD9A75EE6BC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState" xlink:label="loc_cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState_011A7AA10BC07D7F6B361BD9A75F0B90" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState_011A7AA10BC07D7F6B361BD9A75F0B90" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="loc_us-gaap_DeferredTaxAssetsValuationAllowance_E4E73306FA6C0E6E2E251BD9A75FC473" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_DeferredTaxAssetsValuationAllowance_E4E73306FA6C0E6E2E251BD9A75FC473" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount" xlink:label="loc_us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount_A99BE502DBA93604D84B1BD9A7601AF0" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount_A99BE502DBA93604D84B1BD9A7601AF0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_2875A5818311CCA209C91BD9A76029F3" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_2875A5818311CCA209C91BD9A76029F3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate_ACBC97249731A9183C951BD9A7601614" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate_ACBC97249731A9183C951BD9A7601614" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense_AC3313E8A5990EB72A9E1BD9A7604E01" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense_AC3313E8A5990EB72A9E1BD9A7604E01" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued_6FC812823D4A34882D441BD9A760C166" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued_6FC812823D4A34882D441BD9A760C166" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExaminationPenaltiesAccrued" xlink:label="loc_us-gaap_IncomeTaxExaminationPenaltiesAccrued_BEFFE7C21068F79B1AEC1BD9A7604198" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_IncomeTaxExaminationPenaltiesAccrued_BEFFE7C21068F79B1AEC1BD9A7604198" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExaminationPenaltiesExpense" xlink:label="loc_us-gaap_IncomeTaxExaminationPenaltiesExpense_5583B525C01944C510171BD9A7619D1C" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_IncomeTaxExaminationPenaltiesExpense_5583B525C01944C510171BD9A7619D1C" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/Leases" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/LeasesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeLeaseDescriptionLineItems" xlink:label="loc_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeLeaseDescriptionTable" xlink:label="loc_us-gaap_LesseeLeaseDescriptionTable_9041487C6B091CA22055205BEC4894BA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:to="loc_us-gaap_LesseeLeaseDescriptionTable_9041487C6B091CA22055205BEC4894BA" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_DA712058F87AEFC60A67205BEC48FC88" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_LesseeLeaseDescriptionTable_9041487C6B091CA22055205BEC4894BA" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_DA712058F87AEFC60A67205BEC48FC88" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_06D747D10E804B76C138205BEC49B6BE_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_DA712058F87AEFC60A67205BEC48FC88" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_06D747D10E804B76C138205BEC49B6BE_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_06D747D10E804B76C138205BEC49B6BE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_DA712058F87AEFC60A67205BEC48FC88" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_06D747D10E804B76C138205BEC49B6BE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsLeasedToOthersMember" xlink:label="loc_us-gaap_AssetsLeasedToOthersMember_7E50AF881DAB3780C3A1205BEC49C676" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_06D747D10E804B76C138205BEC49B6BE" xlink:to="loc_us-gaap_AssetsLeasedToOthersMember_7E50AF881DAB3780C3A1205BEC49C676" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_D0EC362CB8A33EE224E0205BEC49C0F1" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_LesseeLeaseDescriptionTable_9041487C6B091CA22055205BEC4894BA" xlink:to="loc_srt_RangeAxis_D0EC362CB8A33EE224E0205BEC49C0F1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_CB7EA805A0758A6A09C4205BEC4919BC_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_D0EC362CB8A33EE224E0205BEC49C0F1" xlink:to="loc_srt_RangeMember_CB7EA805A0758A6A09C4205BEC4919BC_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_CB7EA805A0758A6A09C4205BEC4919BC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_D0EC362CB8A33EE224E0205BEC49C0F1" xlink:to="loc_srt_RangeMember_CB7EA805A0758A6A09C4205BEC4919BC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_3E9324EC429FED6ABBC8205BEC4AF7BB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_CB7EA805A0758A6A09C4205BEC4919BC" xlink:to="loc_srt_MinimumMember_3E9324EC429FED6ABBC8205BEC4AF7BB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_D4FD472CDD75EA116339205BEC4AF267" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_CB7EA805A0758A6A09C4205BEC4919BC" xlink:to="loc_srt_MaximumMember_D4FD472CDD75EA116339205BEC4AF267" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LessorOperatingLeaseTermOfContract" xlink:label="loc_us-gaap_LessorOperatingLeaseTermOfContract_AE5A7741F998003AB25E205BEC4A272A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:to="loc_us-gaap_LessorOperatingLeaseTermOfContract_AE5A7741F998003AB25E205BEC4A272A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:label="loc_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_FC64E5D13BD7A206F3BE205BEC4BA032" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:to="loc_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_FC64E5D13BD7A206F3BE205BEC4BA032" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:label="loc_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_54AF3C299079F693FEDF205BEC4BCCEE" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:to="loc_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_54AF3C299079F693FEDF205BEC4BCCEE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_836B0000BDD9428676F6205BEC4BCDD3" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_836B0000BDD9428676F6205BEC4BCDD3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet" xlink:label="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet_4C87F77DEF80AAF57A1F205BEC4B4A02" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:to="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet_4C87F77DEF80AAF57A1F205BEC4B4A02" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/LeasesSupplementalBalanceSheetInformationDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/LeasesSupplementalLeaseInformationDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/LeasesTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/LoansAndLeases" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_1FECB5F60BCB041C441CD3435AFAB970" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9EE99A46756134F8E2EAD3435AF8F3B1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_1FECB5F60BCB041C441CD3435AFAB970" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9EE99A46756134F8E2EAD3435AF8F3B1" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoanPortfolioTransfersAxis" xlink:label="loc_cfg_LoanPortfolioTransfersAxis_3CDB92BB41F7C87C5BC8D3435AF8B9A4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9EE99A46756134F8E2EAD3435AF8F3B1" xlink:to="loc_cfg_LoanPortfolioTransfersAxis_3CDB92BB41F7C87C5BC8D3435AF8B9A4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoanPortfolioTransfersDomain" xlink:label="loc_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_cfg_LoanPortfolioTransfersAxis_3CDB92BB41F7C87C5BC8D3435AF8B9A4" xlink:to="loc_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB_default" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoanPortfolioTransfersDomain" xlink:label="loc_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_cfg_LoanPortfolioTransfersAxis_3CDB92BB41F7C87C5BC8D3435AF8B9A4" xlink:to="loc_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoanPortfolioTransferOneMember" xlink:label="loc_cfg_LoanPortfolioTransferOneMember_0A5B2B4B0AFAAA48C50CD3435AF9BB8F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB" xlink:to="loc_cfg_LoanPortfolioTransferOneMember_0A5B2B4B0AFAAA48C50CD3435AF9BB8F" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoanPortfolioTransferTwoMember" xlink:label="loc_cfg_LoanPortfolioTransferTwoMember_DBD54041DDFCD85C499FD3435AF9F099" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB" xlink:to="loc_cfg_LoanPortfolioTransferTwoMember_DBD54041DDFCD85C499FD3435AF9F099" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_C3A5F47CD6F33C16DBD0D3435AF9ADA2" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9EE99A46756134F8E2EAD3435AF8F3B1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_C3A5F47CD6F33C16DBD0D3435AF9ADA2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6E4723A6AE20595066F6D3435AF9B10F_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_C3A5F47CD6F33C16DBD0D3435AF9ADA2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6E4723A6AE20595066F6D3435AF9B10F_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6E4723A6AE20595066F6D3435AF9B10F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_C3A5F47CD6F33C16DBD0D3435AF9ADA2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6E4723A6AE20595066F6D3435AF9B10F" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ResidentialLoansHeldforsaleMember" xlink:label="loc_cfg_ResidentialLoansHeldforsaleMember_5C31A48F88A9ACCE2BFDD3435AFA68A9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6E4723A6AE20595066F6D3435AF9B10F" xlink:to="loc_cfg_ResidentialLoansHeldforsaleMember_5C31A48F88A9ACCE2BFDD3435AFA68A9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialLoansHeldForSaleMember" xlink:label="loc_cfg_CommercialLoansHeldForSaleMember_601D0FB1FB2009A1D7AAD3435AFA9EB0" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6E4723A6AE20595066F6D3435AF9B10F" xlink:to="loc_cfg_CommercialLoansHeldForSaleMember_601D0FB1FB2009A1D7AAD3435AFA9EB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleAmount_738718E2A78EB91436CBD3435AFAC376" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_1FECB5F60BCB041C441CD3435AFAB970" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleAmount_738718E2A78EB91436CBD3435AFAC376" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLoansReceivableHeldforsaleAmount" xlink:label="loc_cfg_OtherLoansReceivableHeldforsaleAmount_766A7ABB33BAB255D95DD3435AFB996F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_1FECB5F60BCB041C441CD3435AFAB970" xlink:to="loc_cfg_OtherLoansReceivableHeldforsaleAmount_766A7ABB33BAB255D95DD3435AFB996F" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_FBDBC89D4C0C936CEB74172124E3B7E4" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1D9710E3BA1FA9986B51172124DF79E3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_FBDBC89D4C0C936CEB74172124E3B7E4" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1D9710E3BA1FA9986B51172124DF79E3" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_60D648F5DA5D8B0E8BEC172124DF2F38" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1D9710E3BA1FA9986B51172124DF79E3" xlink:to="loc_srt_RangeAxis_60D648F5DA5D8B0E8BEC172124DF2F38" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_E6837ED59704BA0757A1172124DF1207_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_60D648F5DA5D8B0E8BEC172124DF2F38" xlink:to="loc_srt_RangeMember_E6837ED59704BA0757A1172124DF1207_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_E6837ED59704BA0757A1172124DF1207" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_60D648F5DA5D8B0E8BEC172124DF2F38" xlink:to="loc_srt_RangeMember_E6837ED59704BA0757A1172124DF1207" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_7AD52525CC3E3E78C6CF172124DFA973" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_E6837ED59704BA0757A1172124DF1207" xlink:to="loc_srt_MinimumMember_7AD52525CC3E3E78C6CF172124DFA973" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_23D1FE4A776312F16585172124DFD76B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_E6837ED59704BA0757A1172124DF1207" xlink:to="loc_srt_MaximumMember_23D1FE4A776312F16585172124DFD76B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_C86D45EEC2647FF251D2172124DF1A91" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1D9710E3BA1FA9986B51172124DF79E3" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_C86D45EEC2647FF251D2172124DF1A91" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D99348149A8374F3B0F1172124DF408E_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_C86D45EEC2647FF251D2172124DF1A91" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D99348149A8374F3B0F1172124DF408E_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D99348149A8374F3B0F1172124DF408E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_C86D45EEC2647FF251D2172124DF1A91" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D99348149A8374F3B0F1172124DF408E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_9AB6E6DAAA3B7466E154172124DF0736" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D99348149A8374F3B0F1172124DF408E" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_9AB6E6DAAA3B7466E154172124DF0736" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_0365987825C367E4ADFA172124DFD13D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D99348149A8374F3B0F1172124DF408E" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_0365987825C367E4ADFA172124DFD13D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerAndCommercialPortfolioSegmentMember" xlink:label="loc_cfg_ConsumerAndCommercialPortfolioSegmentMember_355C3DF9EC8F9BA0B56E172124DFEEDB" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D99348149A8374F3B0F1172124DF408E" xlink:to="loc_cfg_ConsumerAndCommercialPortfolioSegmentMember_355C3DF9EC8F9BA0B56E172124DFEEDB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E366C4C24BCE2DCC4734172124DF95DB" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1D9710E3BA1FA9986B51172124DF79E3" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E366C4C24BCE2DCC4734172124DF95DB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E366C4C24BCE2DCC4734172124DF95DB" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E366C4C24BCE2DCC4734172124DF95DB" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_1BE60FB4F325375401AC172124E3D241" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:to="loc_us-gaap_StudentLoanMember_1BE60FB4F325375401AC172124E3D241" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLoansMember" xlink:label="loc_cfg_OtherLoansMember_051070E2F986036D6739172124E3BD22" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:to="loc_cfg_OtherLoansMember_051070E2F986036D6739172124E3BD22" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_9F1EB33F47DE10967E42172124E3D75B" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:to="loc_us-gaap_ResidentialMortgageMember_9F1EB33F47DE10967E42172124E3D75B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_FB1E5DD0991BFB671F92172124E343A8" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:to="loc_us-gaap_HomeEquityLoanMember_FB1E5DD0991BFB671F92172124E343A8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_C29F4D2B48D744580EE5172124E3138E" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:to="loc_us-gaap_CommercialLoanMember_C29F4D2B48D744580EE5172124E3138E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_DCE1A21605A8BC7995A5172124E377D6" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:to="loc_us-gaap_ConsumerLoanMember_DCE1A21605A8BC7995A5172124E377D6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerLoanTroubledDebtRestructuringMember" xlink:label="loc_cfg_ConsumerLoanTroubledDebtRestructuringMember_FA0021D17B88758CAE4517270D6800EA" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:to="loc_cfg_ConsumerLoanTroubledDebtRestructuringMember_FA0021D17B88758CAE4517270D6800EA" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AutoCommercialAndCommercialRealEstateLoansMember" xlink:label="loc_cfg_AutoCommercialAndCommercialRealEstateLoansMember_7C45D5ED10D25BC6BD71172124E315D4" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:to="loc_cfg_AutoCommercialAndCommercialRealEstateLoansMember_7C45D5ED10D25BC6BD71172124E315D4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_5DF8254D889E74E84076172124E3B8C0" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1D9710E3BA1FA9986B51172124DF79E3" xlink:to="loc_us-gaap_FinancialInstrumentAxis_5DF8254D889E74E84076172124E3B8C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6A08ACEEEED341F95940172124E399B3_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_5DF8254D889E74E84076172124E3B8C0" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6A08ACEEEED341F95940172124E399B3_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6A08ACEEEED341F95940172124E399B3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_5DF8254D889E74E84076172124E3B8C0" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6A08ACEEEED341F95940172124E399B3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_23DCDA181534DB5CB16E172124E321C9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6A08ACEEEED341F95940172124E399B3" xlink:to="loc_us-gaap_ResidentialMortgageMember_23DCDA181534DB5CB16E172124E321C9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireFinanceReceivables" xlink:label="loc_us-gaap_PaymentsToAcquireFinanceReceivables_24FDC2BBAE2B43725721172124E3E015" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_FBDBC89D4C0C936CEB74172124E3B7E4" xlink:to="loc_us-gaap_PaymentsToAcquireFinanceReceivables_24FDC2BBAE2B43725721172124E3E015" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfFinanceReceivables" xlink:label="loc_us-gaap_ProceedsFromSaleOfFinanceReceivables_C91381DFA7E3D7852951172124E38052" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_FBDBC89D4C0C936CEB74172124E3B7E4" xlink:to="loc_us-gaap_ProceedsFromSaleOfFinanceReceivables_C91381DFA7E3D7852951172124E38052" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt" xlink:label="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt_BB65F2C5D1AF199249FE172124E3DC3E" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_FBDBC89D4C0C936CEB74172124E3B7E4" xlink:to="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt_BB65F2C5D1AF199249FE172124E3DC3E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements" xlink:label="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements_436E9507E1245C2C2C11172124E3133C" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_FBDBC89D4C0C936CEB74172124E3B7E4" xlink:to="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements_436E9507E1245C2C2C11172124E3133C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LesseeTermOfContract" xlink:label="loc_cfg_LesseeTermOfContract_3B715408E26AC0998F9B172124E39EC2" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_FBDBC89D4C0C936CEB74172124E3B7E4" xlink:to="loc_cfg_LesseeTermOfContract_3B715408E26AC0998F9B172124E39EC2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DirectFinancingLeaseInterestIncome" xlink:label="loc_us-gaap_DirectFinancingLeaseInterestIncome_2E594FB80E26D223A4E6172124E34F13" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_FBDBC89D4C0C936CEB74172124E3B7E4" xlink:to="loc_us-gaap_DirectFinancingLeaseInterestIncome_2E594FB80E26D223A4E6172124E34F13" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_2C57BACC6FB225D68E22CF405485080A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_76C1E0E8A4418EA3157ACF40547A0FCF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_2C57BACC6FB225D68E22CF405485080A" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_76C1E0E8A4418EA3157ACF40547A0FCF" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_9AFE6837887EEF0DEAECCF40547B99A6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_76C1E0E8A4418EA3157ACF40547A0FCF" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_9AFE6837887EEF0DEAECCF40547B99A6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_2F0BADD45E838A0E133ECF40547B82CA_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_9AFE6837887EEF0DEAECCF40547B99A6" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_2F0BADD45E838A0E133ECF40547B82CA_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_2F0BADD45E838A0E133ECF40547B82CA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_9AFE6837887EEF0DEAECCF40547B99A6" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_2F0BADD45E838A0E133ECF40547B82CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_A5F36001EDB4AA5F0E8FCF40547B49C2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_2F0BADD45E838A0E133ECF40547B82CA" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_A5F36001EDB4AA5F0E8FCF40547B49C2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_6344DB26406078A33836CF40547B17CE" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_2F0BADD45E838A0E133ECF40547B82CA" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_6344DB26406078A33836CF40547B17CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_DDE56793EA85842D9560CF40547C0E4F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_76C1E0E8A4418EA3157ACF40547A0FCF" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_DDE56793EA85842D9560CF40547C0E4F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_DDE56793EA85842D9560CF40547C0E4F" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_DDE56793EA85842D9560CF40547C0E4F" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_487C8F6D923ED289F1A9CF40547C07FD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_us-gaap_CommercialLoanMember_487C8F6D923ED289F1A9CF40547C07FD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_EF0272B04505487A2592CF40547D5FB5" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_us-gaap_CommercialRealEstateMember_EF0272B04505487A2592CF40547D5FB5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FinanceLeasesMember" xlink:label="loc_cfg_FinanceLeasesMember_82CDEC0E58D0A06D4B44CF40547D931C" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_cfg_FinanceLeasesMember_82CDEC0E58D0A06D4B44CF40547D931C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_873623E43C16C03E60ADCF40547D3727" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_us-gaap_ResidentialMortgageMember_873623E43C16C03E60ADCF40547D3727" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_34B5BAB21FB209717A62CF40547DEA03" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_us-gaap_HomeEquityLoanMember_34B5BAB21FB209717A62CF40547DEA03" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_5BF5FD322C13560B4502CF40547DAEEC" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_us-gaap_HomeEquityMember_5BF5FD322C13560B4502CF40547DAEEC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLoanServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLoanServicedbyOthersMember_A4908D8EFEEF9E5853F4CF40547D991D" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_cfg_HomeEquityLoanServicedbyOthersMember_A4908D8EFEEF9E5853F4CF40547D991D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLineofCreditServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_6E870C9F5EE2DC04069FCF40547E0C40" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_6E870C9F5EE2DC04069FCF40547E0C40" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_2FA18D0A04D26FD01411CF40548305CD" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_us-gaap_AutomobileLoanMember_2FA18D0A04D26FD01411CF40548305CD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_1CBF553ECB5B76694C11CF405483A1DF" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_us-gaap_StudentLoanMember_1CBF553ECB5B76694C11CF405483A1DF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_3CE6C8A0C0F944995690CF4054834282" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_us-gaap_CreditCardReceivablesMember_3CE6C8A0C0F944995690CF4054834282" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerOtherSecuredRetailMember" xlink:label="loc_cfg_ConsumerOtherSecuredRetailMember_F06CB2F10D637E574E03CF4054836392" xlink:type="locator" />
    <link:definitionArc order="12" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_cfg_ConsumerOtherSecuredRetailMember_F06CB2F10D637E574E03CF4054836392" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageLoansServicedForOthersMember" xlink:label="loc_cfg_MortgageLoansServicedForOthersMember_E797860549BED0BDFFA3CF405484BEFC" xlink:type="locator" />
    <link:definitionArc order="13" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_cfg_MortgageLoansServicedForOthersMember_E797860549BED0BDFFA3CF405484BEFC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SBALoansServicedForOthersMember" xlink:label="loc_cfg_SBALoansServicedForOthersMember_56BE3A389A9C49BFD488CF405484C9A9" xlink:type="locator" />
    <link:definitionArc order="14" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_cfg_SBALoansServicedForOthersMember_56BE3A389A9C49BFD488CF405484C9A9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_9351D1A1F1D42209EE2ACF4054843365" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_76C1E0E8A4418EA3157ACF40547A0FCF" xlink:to="loc_srt_ConsolidatedEntitiesAxis_9351D1A1F1D42209EE2ACF4054843365" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_E1325334B81BE776CA77CF4054843E11_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidatedEntitiesAxis_9351D1A1F1D42209EE2ACF4054843365" xlink:to="loc_srt_ConsolidatedEntitiesDomain_E1325334B81BE776CA77CF4054843E11_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_E1325334B81BE776CA77CF4054843E11" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidatedEntitiesAxis_9351D1A1F1D42209EE2ACF4054843365" xlink:to="loc_srt_ConsolidatedEntitiesDomain_E1325334B81BE776CA77CF4054843E11" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_SubsidiariesMember" xlink:label="loc_srt_SubsidiariesMember_4BB4ECF0BA10C5DA89EDCF4054844A34" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_E1325334B81BE776CA77CF4054843E11" xlink:to="loc_srt_SubsidiariesMember_4BB4ECF0BA10C5DA89EDCF4054844A34" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_72F02BED9EDEABB190A6CF405485863B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_2C57BACC6FB225D68E22CF405485080A" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_72F02BED9EDEABB190A6CF405485863B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalLoansReceivableHeldForSale" xlink:label="loc_cfg_TotalLoansReceivableHeldForSale_E9A9C7560297F2F8D105CF405485E363" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_2C57BACC6FB225D68E22CF405485080A" xlink:to="loc_cfg_TotalLoansReceivableHeldForSale_E9A9C7560297F2F8D105CF405485E363" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/MortgageBanking" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAtAmortizedValueLineItems" xlink:label="loc_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAtAmortizedValueTable" xlink:label="loc_us-gaap_ServicingAssetsAtAmortizedValueTable_E41D6FF18A6293FA8BF9F8808E1E1AAC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207" xlink:to="loc_us-gaap_ServicingAssetsAtAmortizedValueTable_E41D6FF18A6293FA8BF9F8808E1E1AAC" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_A14EEF4E55657E677CF1F8808E1E1C0A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ServicingAssetsAtAmortizedValueTable_E41D6FF18A6293FA8BF9F8808E1E1AAC" xlink:to="loc_us-gaap_FinancialInstrumentAxis_A14EEF4E55657E677CF1F8808E1E1C0A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4F86A440DFBB894B5F5EF8808E1EF1A3_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_A14EEF4E55657E677CF1F8808E1E1C0A" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4F86A440DFBB894B5F5EF8808E1EF1A3_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4F86A440DFBB894B5F5EF8808E1EF1A3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_A14EEF4E55657E677CF1F8808E1E1C0A" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4F86A440DFBB894B5F5EF8808E1EF1A3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_56273109BF04B9684E7FF8808E1FD4EB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4F86A440DFBB894B5F5EF8808E1EF1A3" xlink:to="loc_us-gaap_ResidentialMortgageMember_56273109BF04B9684E7FF8808E1FD4EB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_246DD9C4F3EEA4781D81F8808E1FBE40" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207" xlink:to="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_246DD9C4F3EEA4781D81F8808E1FBE40" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValue" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValue_CC829437185176D4290BF8808E1FBDF5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_246DD9C4F3EEA4781D81F8808E1FBE40" xlink:to="loc_us-gaap_ServicingAssetAtAmortizedValue_CC829437185176D4290BF8808E1FBDF5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetatAmortizedCostAmountCapitalized" xlink:label="loc_cfg_ServicingAssetatAmortizedCostAmountCapitalized_12DC1FF2621D24578186F8808E20F101" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_246DD9C4F3EEA4781D81F8808E1FBE40" xlink:to="loc_cfg_ServicingAssetatAmortizedCostAmountCapitalized_12DC1FF2621D24578186F8808E20F101" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValueAdditions" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValueAdditions_2EC40D5D72F544E2DF39F8808E20BEB8" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_246DD9C4F3EEA4781D81F8808E1FBE40" xlink:to="loc_us-gaap_ServicingAssetAtAmortizedValueAdditions_2EC40D5D72F544E2DF39F8808E20BEB8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValueAmortization1" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValueAmortization1_03964C0211F77D47DADDF8808E208656" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_246DD9C4F3EEA4781D81F8808E1FBE40" xlink:to="loc_us-gaap_ServicingAssetAtAmortizedValueAmortization1_03964C0211F77D47DADDF8808E208656" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward" xlink:label="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward_C88B4401399604DD3789F8808E203B35" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207" xlink:to="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward_C88B4401399604DD3789F8808E203B35" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance" xlink:label="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_30F57DF3E133265A0EDEF8808E21AAF6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward_C88B4401399604DD3789F8808E203B35" xlink:to="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_30F57DF3E133265A0EDEF8808E21AAF6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries" xlink:label="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries_BEDD41EB0B50C84FC231F8808E211DE3" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward_C88B4401399604DD3789F8808E203B35" xlink:to="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries_BEDD41EB0B50C84FC231F8808E211DE3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetatAmortizedCostNet" xlink:label="loc_cfg_ServicingAssetatAmortizedCostNet_6A2C0AD080A18369F8A5F8808E214790" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207" xlink:to="loc_cfg_ServicingAssetatAmortizedCostNet_6A2C0AD080A18369F8A5F8808E214790" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueLineItems_2D75225C1EBA4C443617C97A546D75C5" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueTable_E7E4C3724D8EE27D75BBC97A546B1A96" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_2D75225C1EBA4C443617C97A546D75C5" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueTable_E7E4C3724D8EE27D75BBC97A546B1A96" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_B5FFE08F88F889E57174C97A546C1B79" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_E7E4C3724D8EE27D75BBC97A546B1A96" xlink:to="loc_us-gaap_FinancialInstrumentAxis_B5FFE08F88F889E57174C97A546C1B79" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_280C1AC3205C0CFB28CBC97A546C934B_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_B5FFE08F88F889E57174C97A546C1B79" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_280C1AC3205C0CFB28CBC97A546C934B_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_280C1AC3205C0CFB28CBC97A546C934B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_B5FFE08F88F889E57174C97A546C1B79" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_280C1AC3205C0CFB28CBC97A546C934B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_DC6D44B6CA9BBD02F04CC97A546CDC01" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_280C1AC3205C0CFB28CBC97A546C934B" xlink:to="loc_us-gaap_ResidentialMortgageMember_DC6D44B6CA9BBD02F04CC97A546CDC01" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_2D75225C1EBA4C443617C97A546D75C5" xlink:to="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_B0DC25A71F05712346E8C97A546DC448" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_B0DC25A71F05712346E8C97A546DC448" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueAdditions" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAdditions_526FA7A132621A99F317C97A546D1B48" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAdditions_526FA7A132621A99F317C97A546D1B48" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetAtFairValueAmountCapitalized" xlink:label="loc_cfg_ServicingAssetAtFairValueAmountCapitalized_E270641B1A8E07996A17C97A546EF4E4" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:to="loc_cfg_ServicingAssetAtFairValueAmountCapitalized_E270641B1A8E07996A17C97A546EF4E4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance" xlink:label="loc_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_2E3C165CBCA98EBFA1EDC97A546E51E4" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:to="loc_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_2E3C165CBCA98EBFA1EDC97A546E51E4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue" xlink:label="loc_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_FB8362EFD1AC51AF4622C97A546E40EA" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:to="loc_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_FB8362EFD1AC51AF4622C97A546E40EA" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueTable_2D57F02E8B7651CDAFC6D3435A1873BA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueTable_2D57F02E8B7651CDAFC6D3435A1873BA" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_FC31F675E3AF6C5AE5AAD3435A18AE42" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_2D57F02E8B7651CDAFC6D3435A1873BA" xlink:to="loc_srt_RangeAxis_FC31F675E3AF6C5AE5AAD3435A18AE42" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_71869DC27D0B3F47868AD3435A1804D3_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_FC31F675E3AF6C5AE5AAD3435A18AE42" xlink:to="loc_srt_RangeMember_71869DC27D0B3F47868AD3435A1804D3_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_71869DC27D0B3F47868AD3435A1804D3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_FC31F675E3AF6C5AE5AAD3435A18AE42" xlink:to="loc_srt_RangeMember_71869DC27D0B3F47868AD3435A1804D3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_C3DA6AB8C8CA6258C913D3435A197FAF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_71869DC27D0B3F47868AD3435A1804D3" xlink:to="loc_srt_MinimumMember_C3DA6AB8C8CA6258C913D3435A197FAF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_25F275F64663B10D44E4D3435A195549" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_71869DC27D0B3F47868AD3435A1804D3" xlink:to="loc_srt_MaximumMember_25F275F64663B10D44E4D3435A195549" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisofFairValueInputsBasisSpread" xlink:label="loc_cfg_SensitivityAnalysisofFairValueInputsBasisSpread_9D69277CE403B0C76511D3435A1900BE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F" xlink:to="loc_cfg_SensitivityAnalysisofFairValueInputsBasisSpread_9D69277CE403B0C76511D3435A1900BE" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract" xlink:label="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F" xlink:to="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValueFairValue" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValueFairValue_0441622019CA41249D76D3435A1A263D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="loc_us-gaap_ServicingAssetAtAmortizedValueFairValue_0441622019CA41249D76D3435A1A263D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife" xlink:label="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife_AD7396E3EF7015E80C22D3435A1AFA93" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife_AD7396E3EF7015E80C22D3435A1AFA93" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed" xlink:label="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed_48B315E6A9858C059F9ED3435A1A4DE0" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed_48B315E6A9858C059F9ED3435A1A4DE0" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed" xlink:label="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed_0A2293EE076CA5A9C3C8D3435A1AB752" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed_0A2293EE076CA5A9C3C8D3435A1AB752" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed" xlink:label="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed_B4D3193922C02765D3BCD3435A1A14A5" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed_B4D3193922C02765D3BCD3435A1A14A5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate" xlink:label="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate_952463366A943DECD0F2D3435A1BE8FF" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate_952463366A943DECD0F2D3435A1BE8FF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate" xlink:label="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate_6380CFB9140FF1E5D237D3435A1B18CB" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate_6380CFB9140FF1E5D237D3435A1B18CB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate" xlink:label="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate_2DE6B62C014356AFDCAED3435A1BF552" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate_2DE6B62C014356AFDCAED3435A1BF552" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract" xlink:label="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F" xlink:to="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_53A64D6C85404B133CB4D3435A1B0A65" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_53A64D6C85404B133CB4D3435A1B0A65" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1" xlink:label="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1_EBC1D1D4088A9659B7FCD3435A1CDAEF" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1_EBC1D1D4088A9659B7FCD3435A1CDAEF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed" xlink:label="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_1BFC86FB9B0CF6D62191D3435A1C8B89" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_1BFC86FB9B0CF6D62191D3435A1C8B89" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed" xlink:label="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed_207B1BF324FD9484FB5ED3435A1C41A3" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed_207B1BF324FD9484FB5ED3435A1C41A3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed" xlink:label="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed_78684CF5FA0B83793B5AD3435A1C9BB1" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed_78684CF5FA0B83793B5AD3435A1C9BB1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate" xlink:label="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate_114560F2CAD1974E232FD3435A1CE1AB" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate_114560F2CAD1974E232FD3435A1CE1AB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread" xlink:label="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread_80FB7EC05CF50722CE75D3435A1C6D94" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread_80FB7EC05CF50722CE75D3435A1C6D94" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread" xlink:label="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread_4D0DA890D6D49609F14DD3435A1CB7BB" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread_4D0DA890D6D49609F14DD3435A1CB7BB" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/MortgageBankingNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_7ADFA62FB6F487174143CA2B2402D2D7" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_E32AC256525CA9CC85F8CA2B2400CEEA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_7ADFA62FB6F487174143CA2B2402D2D7" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_E32AC256525CA9CC85F8CA2B2400CEEA" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_106C5D543F46004FBE74CA2B2400CA6A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_E32AC256525CA9CC85F8CA2B2400CEEA" xlink:to="loc_srt_ConsolidatedEntitiesAxis_106C5D543F46004FBE74CA2B2400CA6A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_2873E6CE86329A9AD16CCA2B2401EA8A_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidatedEntitiesAxis_106C5D543F46004FBE74CA2B2400CA6A" xlink:to="loc_srt_ConsolidatedEntitiesDomain_2873E6CE86329A9AD16CCA2B2401EA8A_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_2873E6CE86329A9AD16CCA2B2401EA8A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidatedEntitiesAxis_106C5D543F46004FBE74CA2B2400CA6A" xlink:to="loc_srt_ConsolidatedEntitiesDomain_2873E6CE86329A9AD16CCA2B2401EA8A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_SubsidiariesMember" xlink:label="loc_srt_SubsidiariesMember_722722242E237CBB586FCA2B2401E2F8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_2873E6CE86329A9AD16CCA2B2401EA8A" xlink:to="loc_srt_SubsidiariesMember_722722242E237CBB586FCA2B2401E2F8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3091F1BDDD3BEA7379A7CA2B24017DA1" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_E32AC256525CA9CC85F8CA2B2400CEEA" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3091F1BDDD3BEA7379A7CA2B24017DA1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_B24B786B50B1D798AE35CA2B24016A16_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3091F1BDDD3BEA7379A7CA2B24017DA1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_B24B786B50B1D798AE35CA2B24016A16_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_B24B786B50B1D798AE35CA2B24016A16" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3091F1BDDD3BEA7379A7CA2B24017DA1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_B24B786B50B1D798AE35CA2B24016A16" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageLoansServicedForOthersMember" xlink:label="loc_cfg_MortgageLoansServicedForOthersMember_FA0933D9BAD0CD2FC113CA2B24022650" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_B24B786B50B1D798AE35CA2B24016A16" xlink:to="loc_cfg_MortgageLoansServicedForOthersMember_FA0933D9BAD0CD2FC113CA2B24022650" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_0BE92397719A34B89DD5CA2B24021B72" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_7ADFA62FB6F487174143CA2B2402D2D7" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_0BE92397719A34B89DD5CA2B24021B72" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_DA6B9FC5CA48AD6C54B9F8808E278DC0" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9A8EFA933EA8EA4C322AF8808E26DF9A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_DA6B9FC5CA48AD6C54B9F8808E278DC0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9A8EFA933EA8EA4C322AF8808E26DF9A" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_64669E65C320F6372771F8808E260B23" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9A8EFA933EA8EA4C322AF8808E26DF9A" xlink:to="loc_us-gaap_FinancialInstrumentAxis_64669E65C320F6372771F8808E260B23" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_46626115899D69F65108F8808E263931_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_64669E65C320F6372771F8808E260B23" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_46626115899D69F65108F8808E263931_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_46626115899D69F65108F8808E263931" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_64669E65C320F6372771F8808E260B23" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_46626115899D69F65108F8808E263931" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_D82EDD2E91CB34559F2CF8808E2788EC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_46626115899D69F65108F8808E263931" xlink:to="loc_us-gaap_ResidentialMortgageMember_D82EDD2E91CB34559F2CF8808E2788EC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageBankingFeesMember" xlink:label="loc_cfg_MortgageBankingFeesMember_407EFEFFA002ECB5A2C7F8808E2796AF" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_46626115899D69F65108F8808E263931" xlink:to="loc_cfg_MortgageBankingFeesMember_407EFEFFA002ECB5A2C7F8808E2796AF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:label="loc_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_7F8CFF66AB32669E089EF8808E27650B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_DA6B9FC5CA48AD6C54B9F8808E278DC0" xlink:to="loc_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_7F8CFF66AB32669E089EF8808E27650B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnSaleOfMortgageLoans" xlink:label="loc_us-gaap_GainLossOnSaleOfMortgageLoans_64A3C7C05E55F0F45358F8808E27E724" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_DA6B9FC5CA48AD6C54B9F8808E278DC0" xlink:to="loc_us-gaap_GainLossOnSaleOfMortgageLoans_64A3C7C05E55F0F45358F8808E27E724" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets" xlink:label="loc_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_1F2249EAF9BAF493D7F6F8808E2837E8" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_DA6B9FC5CA48AD6C54B9F8808E278DC0" xlink:to="loc_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_1F2249EAF9BAF493D7F6F8808E2837E8" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/MortgageBankingTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/NoninterestIncome" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisaggregationOfRevenueLineItems" xlink:label="loc_us-gaap_DisaggregationOfRevenueLineItems_7CB104D67A1944F7BBFAC974F3423CC4" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisaggregationOfRevenueTable" xlink:label="loc_us-gaap_DisaggregationOfRevenueTable_E6CBB8B9D4E5053ABABDC974F34030C5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DisaggregationOfRevenueLineItems_7CB104D67A1944F7BBFAC974F3423CC4" xlink:to="loc_us-gaap_DisaggregationOfRevenueTable_E6CBB8B9D4E5053ABABDC974F34030C5" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ProductOrServiceAxis" xlink:label="loc_srt_ProductOrServiceAxis_61994C5626A4837FDC4AC974F340844A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DisaggregationOfRevenueTable_E6CBB8B9D4E5053ABABDC974F34030C5" xlink:to="loc_srt_ProductOrServiceAxis_61994C5626A4837FDC4AC974F340844A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ProductsAndServicesDomain" xlink:label="loc_srt_ProductsAndServicesDomain_C9EEEAC663659EB17D9AC974F340A0B3_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ProductOrServiceAxis_61994C5626A4837FDC4AC974F340844A" xlink:to="loc_srt_ProductsAndServicesDomain_C9EEEAC663659EB17D9AC974F340A0B3_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ProductsAndServicesDomain" xlink:label="loc_srt_ProductsAndServicesDomain_C9EEEAC663659EB17D9AC974F340A0B3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ProductOrServiceAxis_61994C5626A4837FDC4AC974F340844A" xlink:to="loc_srt_ProductsAndServicesDomain_C9EEEAC663659EB17D9AC974F340A0B3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServiceChargesandFeesMember" xlink:label="loc_cfg_ServiceChargesandFeesMember_5B2458970EA72172B519C974F34027A3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ProductsAndServicesDomain_C9EEEAC663659EB17D9AC974F340A0B3" xlink:to="loc_cfg_ServiceChargesandFeesMember_5B2458970EA72172B519C974F34027A3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CardFeesMember" xlink:label="loc_cfg_CardFeesMember_E3701CD92795BC2BF9DCC974F3412D2D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ProductsAndServicesDomain_C9EEEAC663659EB17D9AC974F340A0B3" xlink:to="loc_cfg_CardFeesMember_E3701CD92795BC2BF9DCC974F3412D2D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalMarketsFeesMember" xlink:label="loc_cfg_CapitalMarketsFeesMember_EF2FD0B152240E9679FFC974F341C514" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ProductsAndServicesDomain_C9EEEAC663659EB17D9AC974F340A0B3" xlink:to="loc_cfg_CapitalMarketsFeesMember_EF2FD0B152240E9679FFC974F341C514" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TrustandInvestmentServicesFeesMember" xlink:label="loc_cfg_TrustandInvestmentServicesFeesMember_152800313E11274105CBC974F341846A" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ProductsAndServicesDomain_C9EEEAC663659EB17D9AC974F340A0B3" xlink:to="loc_cfg_TrustandInvestmentServicesFeesMember_152800313E11274105CBC974F341846A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherBankingFeesMember" xlink:label="loc_cfg_OtherBankingFeesMember_09ABD9A709A725DA1A58C974F3418A32" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ProductsAndServicesDomain_C9EEEAC663659EB17D9AC974F340A0B3" xlink:to="loc_cfg_OtherBankingFeesMember_09ABD9A709A725DA1A58C974F3418A32" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_CDB7C17B52420A7F7F26C974F341FF5A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DisaggregationOfRevenueTable_E6CBB8B9D4E5053ABABDC974F34030C5" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_CDB7C17B52420A7F7F26C974F341FF5A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_372534BA6C84AD4A87F8C974F34113CB_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_CDB7C17B52420A7F7F26C974F341FF5A" xlink:to="loc_us-gaap_SegmentDomain_372534BA6C84AD4A87F8C974F34113CB_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_372534BA6C84AD4A87F8C974F34113CB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_CDB7C17B52420A7F7F26C974F341FF5A" xlink:to="loc_us-gaap_SegmentDomain_372534BA6C84AD4A87F8C974F34113CB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerBankingMember" xlink:label="loc_cfg_ConsumerBankingMember_26027C0EBF11C1EDFCF0C974F34295FC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentDomain_372534BA6C84AD4A87F8C974F34113CB" xlink:to="loc_cfg_ConsumerBankingMember_26027C0EBF11C1EDFCF0C974F34295FC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialBankingMember" xlink:label="loc_cfg_CommercialBankingMember_569F914E6C73E9FC0435C974F3425F47" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentDomain_372534BA6C84AD4A87F8C974F34113CB" xlink:to="loc_cfg_CommercialBankingMember_569F914E6C73E9FC0435C974F3425F47" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_545A9682DC1B2A013B69C97AE660330A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DisaggregationOfRevenueLineItems_7CB104D67A1944F7BBFAC974F3423CC4" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_545A9682DC1B2A013B69C97AE660330A" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/NoninterestIncomeNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisaggregationOfRevenueLineItems" xlink:label="loc_us-gaap_DisaggregationOfRevenueLineItems_F88BD9A57844B211F7E0C974F73B1CEC" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisaggregationOfRevenueTable" xlink:label="loc_us-gaap_DisaggregationOfRevenueTable_BAC0A1D65F131796B05AC974F73AA00F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DisaggregationOfRevenueLineItems_F88BD9A57844B211F7E0C974F73B1CEC" xlink:to="loc_us-gaap_DisaggregationOfRevenueTable_BAC0A1D65F131796B05AC974F73AA00F" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ProductOrServiceAxis" xlink:label="loc_srt_ProductOrServiceAxis_F96BB9B91F2E42B34037C974F73A59E9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DisaggregationOfRevenueTable_BAC0A1D65F131796B05AC974F73AA00F" xlink:to="loc_srt_ProductOrServiceAxis_F96BB9B91F2E42B34037C974F73A59E9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ProductsAndServicesDomain" xlink:label="loc_srt_ProductsAndServicesDomain_61634E7820817FEC9A1EC974F73AB3AE_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ProductOrServiceAxis_F96BB9B91F2E42B34037C974F73A59E9" xlink:to="loc_srt_ProductsAndServicesDomain_61634E7820817FEC9A1EC974F73AB3AE_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ProductsAndServicesDomain" xlink:label="loc_srt_ProductsAndServicesDomain_61634E7820817FEC9A1EC974F73AB3AE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ProductOrServiceAxis_F96BB9B91F2E42B34037C974F73A59E9" xlink:to="loc_srt_ProductsAndServicesDomain_61634E7820817FEC9A1EC974F73AB3AE" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TrustandInvestmentServicesFeesMember" xlink:label="loc_cfg_TrustandInvestmentServicesFeesMember_E54DD5918EB545CB1DAAC974F73B2BB3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ProductsAndServicesDomain_61634E7820817FEC9A1EC974F73AB3AE" xlink:to="loc_cfg_TrustandInvestmentServicesFeesMember_E54DD5918EB545CB1DAAC974F73B2BB3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized" xlink:label="loc_us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized_4D0A813A33341DCA364CC974F73B3B13" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DisaggregationOfRevenueLineItems_F88BD9A57844B211F7E0C974F73B1CEC" xlink:to="loc_us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized_4D0A813A33341DCA364CC974F73B3B13" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/NoninterestIncomeNoninterestIncomeDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/NoninterestIncomeOtherIncomeDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/NoninterestIncomeTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/OtherOperatingExpense" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/OtherOperatingExpenseDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/OtherOperatingExpenseTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/ParentCompanyFinancials" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:label="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedBalanceSheetStatementTable" xlink:label="loc_srt_CondensedBalanceSheetStatementTable_E8EBC200C6FD20C103F4A35942590976" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:to="loc_srt_CondensedBalanceSheetStatementTable_E8EBC200C6FD20C103F4A35942590976" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_89420576236EAA04E0DEA35942597806" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_srt_CondensedBalanceSheetStatementTable_E8EBC200C6FD20C103F4A35942590976" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_89420576236EAA04E0DEA35942597806" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="loc_us-gaap_RelatedPartyDomain_601B04B89889D1745344A359425A9CBB_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_89420576236EAA04E0DEA35942597806" xlink:to="loc_us-gaap_RelatedPartyDomain_601B04B89889D1745344A359425A9CBB_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="loc_us-gaap_RelatedPartyDomain_601B04B89889D1745344A359425A9CBB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_89420576236EAA04E0DEA35942597806" xlink:to="loc_us-gaap_RelatedPartyDomain_601B04B89889D1745344A359425A9CBB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_BankSubsidiariesMember" xlink:label="loc_cfg_BankSubsidiariesMember_E27694E4A3D97D1716C4A359425A779E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyDomain_601B04B89889D1745344A359425A9CBB" xlink:to="loc_cfg_BankSubsidiariesMember_E27694E4A3D97D1716C4A359425A779E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NonbankSubsidiariesMember" xlink:label="loc_cfg_NonbankSubsidiariesMember_AF3D5EF2DF1709455D47A359425A70B4" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyDomain_601B04B89889D1745344A359425A9CBB" xlink:to="loc_cfg_NonbankSubsidiariesMember_AF3D5EF2DF1709455D47A359425A70B4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_UnaffiliatedCompaniesMember" xlink:label="loc_cfg_UnaffiliatedCompaniesMember_FC6A128CE4627EE9221AA359425AA76F" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyDomain_601B04B89889D1745344A359425A9CBB" xlink:to="loc_cfg_UnaffiliatedCompaniesMember_FC6A128CE4627EE9221AA359425AA76F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_A875E4EBA8456BD4C0B6A359425A2A6E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_srt_CondensedBalanceSheetStatementTable_E8EBC200C6FD20C103F4A35942590976" xlink:to="loc_srt_ConsolidatedEntitiesAxis_A875E4EBA8456BD4C0B6A359425A2A6E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_25CE365161792B434223A359425B8CDB_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidatedEntitiesAxis_A875E4EBA8456BD4C0B6A359425A2A6E" xlink:to="loc_srt_ConsolidatedEntitiesDomain_25CE365161792B434223A359425B8CDB_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_25CE365161792B434223A359425B8CDB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidatedEntitiesAxis_A875E4EBA8456BD4C0B6A359425A2A6E" xlink:to="loc_srt_ConsolidatedEntitiesDomain_25CE365161792B434223A359425B8CDB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_068175ED45464F2A12B8A359425B673E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_25CE365161792B434223A359425B8CDB" xlink:to="loc_srt_ParentCompanyMember_068175ED45464F2A12B8A359425B673E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:to="loc_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks_DCB4EBB363BCF30F2F42A359425C5A1E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:to="loc_us-gaap_CashAndDueFromBanks_DCB4EBB363BCF30F2F42A359425C5A1E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoansandAdvances" xlink:label="loc_cfg_LoansandAdvances_FEE1735B6571CBB790EEA359425C51B7" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:to="loc_cfg_LoansandAdvances_FEE1735B6571CBB790EEA359425C51B7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="loc_us-gaap_EquityMethodInvestments_F1DB3FEE119ADAB89C43A359425CEE23" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:to="loc_us-gaap_EquityMethodInvestments_F1DB3FEE119ADAB89C43A359425CEE23" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_F701FAB8F73454B5AE1DA359425CAB32" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:to="loc_us-gaap_OtherAssets_F701FAB8F73454B5AE1DA359425CAB32" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_7136A744A20B50AF0EC5A359425C5025" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:to="loc_us-gaap_Assets_7136A744A20B50AF0EC5A359425C5025" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_us-gaap_LiabilitiesAbstract_FD7FBE863E1512DCE234A359425D0C0A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:to="loc_us-gaap_LiabilitiesAbstract_FD7FBE863E1512DCE234A359425D0C0A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_C93695D1F745032B9BC2A359425D4BA1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAbstract_FD7FBE863E1512DCE234A359425D0C0A" xlink:to="loc_us-gaap_LongTermDebt_C93695D1F745032B9BC2A359425D4BA1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_F0A30DFF8AAD41C71BC4A359425DB99D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAbstract_FD7FBE863E1512DCE234A359425D0C0A" xlink:to="loc_us-gaap_OtherLiabilities_F0A30DFF8AAD41C71BC4A359425DB99D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_15899CB886E5B9CCA0E7A359425D8B23" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAbstract_FD7FBE863E1512DCE234A359425D0C0A" xlink:to="loc_us-gaap_Liabilities_15899CB886E5B9CCA0E7A359425D8B23" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_F6E68F4E7C1C120BFE5BA359425D4ACE" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:to="loc_us-gaap_StockholdersEquity_F6E68F4E7C1C120BFE5BA359425D4ACE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_AB412DFD094A7068A013A359425DE1C9" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_AB412DFD094A7068A013A359425DE1C9" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedCashFlowStatementsCaptionsLineItems" xlink:label="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedCashFlowStatementTable" xlink:label="loc_srt_CondensedCashFlowStatementTable_79DCE576793B8E5E571B44EA6F6F40C7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:to="loc_srt_CondensedCashFlowStatementTable_79DCE576793B8E5E571B44EA6F6F40C7" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_DF3BCC84086D7214984144EA6F704DB2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_srt_CondensedCashFlowStatementTable_79DCE576793B8E5E571B44EA6F6F40C7" xlink:to="loc_srt_ConsolidatedEntitiesAxis_DF3BCC84086D7214984144EA6F704DB2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_0BB9E016BE9B5C23061B44EA6F713EE7_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidatedEntitiesAxis_DF3BCC84086D7214984144EA6F704DB2" xlink:to="loc_srt_ConsolidatedEntitiesDomain_0BB9E016BE9B5C23061B44EA6F713EE7_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_0BB9E016BE9B5C23061B44EA6F713EE7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidatedEntitiesAxis_DF3BCC84086D7214984144EA6F704DB2" xlink:to="loc_srt_ConsolidatedEntitiesDomain_0BB9E016BE9B5C23061B44EA6F713EE7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_D6DF0E2EDD4F775CDC6F44EA6F71A07E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_0BB9E016BE9B5C23061B44EA6F713EE7" xlink:to="loc_srt_ParentCompanyMember_D6DF0E2EDD4F775CDC6F44EA6F71A07E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_FA814CFB3EB85D32C53A44EA6F72D9E7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:to="loc_us-gaap_NetIncomeLoss_FA814CFB3EB85D32C53A44EA6F72D9E7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_392C2B7C70CE3CDCF23744EA6F7320B6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_392C2B7C70CE3CDCF23744EA6F7320B6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnDispositionOfAssets1" xlink:label="loc_us-gaap_GainLossOnDispositionOfAssets1_ADC08DDEB16344B6CCA844EA6F731542" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:to="loc_us-gaap_GainLossOnDispositionOfAssets1_ADC08DDEB16344B6CCA844EA6F731542" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries" xlink:label="loc_cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries_A7BE7B94D981EB5DAC6744EA6F76CD35" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:to="loc_cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries_A7BE7B94D981EB5DAC6744EA6F76CD35" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_058A1F86B7BD313BD11B44EA6F7654CC" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_058A1F86B7BD313BD11B44EA6F7654CC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_633EE56DD94F5B8FC76244EA6F76931F" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_633EE56DD94F5B8FC76244EA6F76931F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_88B22F54A4ACE972A8AC44EA6F7758FC" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_88B22F54A4ACE972A8AC44EA6F7758FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_86870D6CBD7B5C2C261044EA6F77E0ED" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_86870D6CBD7B5C2C261044EA6F77E0ED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_FCA1A55DFB1C13ACEA3444EA6F776F20" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_FCA1A55DFB1C13ACEA3444EA6F776F20" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xlink:label="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_40B3146EB7A22E7D22FE44EA6F786C04" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_FCA1A55DFB1C13ACEA3444EA6F776F20" xlink:to="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_40B3146EB7A22E7D22FE44EA6F786C04" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet" xlink:label="loc_cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet_60F65D1123ECC137C35744EA6F782C0E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_FCA1A55DFB1C13ACEA3444EA6F776F20" xlink:to="loc_cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet_60F65D1123ECC137C35744EA6F782C0E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_905A8870DF6193F3779244EA6F78968C" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_FCA1A55DFB1C13ACEA3444EA6F776F20" xlink:to="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_905A8870DF6193F3779244EA6F78968C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_A859DFD81EAA0F558DB844EA6F78864E" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_FCA1A55DFB1C13ACEA3444EA6F776F20" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_A859DFD81EAA0F558DB844EA6F78864E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_6A9FC8E660EAE6B1062744EC1026D394" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_6A9FC8E660EAE6B1062744EC1026D394" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt_F25C99811E755E02949244EA6F796F92" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_RepaymentsOfLongTermDebt_F25C99811E755E02949244EA6F796F92" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_FC3D2B4BC824ACE4973A44EA6F79EB47" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_FC3D2B4BC824ACE4973A44EA6F79EB47" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_F2E4DBF0C8B53264368F44EA6F7976B0" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_F2E4DBF0C8B53264368F44EA6F7976B0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPrivatePlacement" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_158A689DDC032FB6DA5A44EA6F794FE0" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_158A689DDC032FB6DA5A44EA6F794FE0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsOfOrdinaryDividends" xlink:label="loc_us-gaap_PaymentsOfOrdinaryDividends_E9CD9853C55C115915DF44EA6F7A1BF7" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_PaymentsOfOrdinaryDividends_E9CD9853C55C115915DF44EA6F7A1BF7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_417B5494AC8FDC777FA344EA6F7A1336" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_417B5494AC8FDC777FA344EA6F7A1336" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:label="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_BA61BA787ACDC4A6948944EA6F7A1A7F" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_BA61BA787ACDC4A6948944EA6F7A1A7F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_4B6B149D5C287742B9B644EA6F7AEAF2" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_4B6B149D5C287742B9B644EA6F7AEAF2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_233D7E655036A1D0570244EA6F7A5F60" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_233D7E655036A1D0570244EA6F7A5F60" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_95E56E7B6F62150C898444EA6F7AD8DD" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_95E56E7B6F62150C898444EA6F7AD8DD" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedIncomeStatementsCaptionsLineItems" xlink:label="loc_srt_CondensedIncomeStatementsCaptionsLineItems_1CAF6DCCD22920EDA30760148983E26C" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedIncomeStatementTable" xlink:label="loc_srt_CondensedIncomeStatementTable_98BA44B6BEE7C618B3C7601489814CCA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_1CAF6DCCD22920EDA30760148983E26C" xlink:to="loc_srt_CondensedIncomeStatementTable_98BA44B6BEE7C618B3C7601489814CCA" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_AA69983E6722EEE3792D6014898150E2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_srt_CondensedIncomeStatementTable_98BA44B6BEE7C618B3C7601489814CCA" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_AA69983E6722EEE3792D6014898150E2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="loc_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_AA69983E6722EEE3792D6014898150E2" xlink:to="loc_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="loc_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_AA69983E6722EEE3792D6014898150E2" xlink:to="loc_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NonbankSubsidiariesMember" xlink:label="loc_cfg_NonbankSubsidiariesMember_1D5E1BC30489F4319EC1601489820DF5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE" xlink:to="loc_cfg_NonbankSubsidiariesMember_1D5E1BC30489F4319EC1601489820DF5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_BankSubsidiariesandAssociatedBanksMember" xlink:label="loc_cfg_BankSubsidiariesandAssociatedBanksMember_3157D5F2F8F3F2BBD5ED60148982F154" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE" xlink:to="loc_cfg_BankSubsidiariesandAssociatedBanksMember_3157D5F2F8F3F2BBD5ED60148982F154" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_49EDD9248A349EC02D36601489823FC3" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_srt_CondensedIncomeStatementTable_98BA44B6BEE7C618B3C7601489814CCA" xlink:to="loc_srt_ConsolidatedEntitiesAxis_49EDD9248A349EC02D36601489823FC3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_46EC18BD2FE4C8A9B38D601489820FB2_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidatedEntitiesAxis_49EDD9248A349EC02D36601489823FC3" xlink:to="loc_srt_ConsolidatedEntitiesDomain_46EC18BD2FE4C8A9B38D601489820FB2_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_46EC18BD2FE4C8A9B38D601489820FB2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidatedEntitiesAxis_49EDD9248A349EC02D36601489823FC3" xlink:to="loc_srt_ConsolidatedEntitiesDomain_46EC18BD2FE4C8A9B38D601489820FB2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_9A107C521FCAFFC0349160148983120F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_46EC18BD2FE4C8A9B38D601489820FB2" xlink:to="loc_srt_ParentCompanyMember_9A107C521FCAFFC0349160148983120F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLossAbstract" xlink:label="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_1CAF6DCCD22920EDA30760148983E26C" xlink:to="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingIncomeLossAbstract" xlink:label="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:to="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendIncomeOperating" xlink:label="loc_us-gaap_DividendIncomeOperating_CD59F7D84A6E0D74BD31601489840CF2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:to="loc_us-gaap_DividendIncomeOperating_CD59F7D84A6E0D74BD31601489840CF2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeOperating" xlink:label="loc_us-gaap_InterestIncomeOperating_FB127EFEEE00282660A1601489840813" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:to="loc_us-gaap_InterestIncomeOperating_FB127EFEEE00282660A1601489840813" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ManagementandServiceFeeIncome" xlink:label="loc_cfg_ManagementandServiceFeeIncome_5E9EC1BE2676B7A5283F601489846AF6" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:to="loc_cfg_ManagementandServiceFeeIncome_5E9EC1BE2676B7A5283F601489846AF6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DividendFromNonBankSubsidiaries" xlink:label="loc_cfg_DividendFromNonBankSubsidiaries_C1E54C06290A8819765260148984E5F1" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:to="loc_cfg_DividendFromNonBankSubsidiaries_C1E54C06290A8819765260148984E5F1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiRealizedGainLoss" xlink:label="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_C960C330786CE9D1E8AF60148984F497" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:to="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_C960C330786CE9D1E8AF60148984F497" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherOperatingIncome" xlink:label="loc_us-gaap_OtherOperatingIncome_92F09777A0C6CC73D331601489843843" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:to="loc_us-gaap_OtherOperatingIncome_92F09777A0C6CC73D331601489843843" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_D3EEC630F3E78E13F06E60148985D1FB" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_D3EEC630F3E78E13F06E60148985D1FB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingExpensesAbstract" xlink:label="loc_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:to="loc_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense_D0FBFBFFC80ED728457A60148985D671" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:to="loc_us-gaap_LaborAndRelatedExpense_D0FBFBFFC80ED728457A60148985D671" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_33957466B12755C376666014898579EF" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:to="loc_us-gaap_InterestExpense_33957466B12755C376666014898579EF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="loc_us-gaap_OtherCostAndExpenseOperating_01E64219D22357D57D2860148985D1A8" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:to="loc_us-gaap_OtherCostAndExpenseOperating_01E64219D22357D57D2860148985D1A8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingExpenses" xlink:label="loc_us-gaap_OperatingExpenses_2C4FB07A93CD6F8EA67A601489869A55" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:to="loc_us-gaap_OperatingExpenses_2C4FB07A93CD6F8EA67A601489869A55" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C3EF51CC7F47E9066CB60148986262C" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C3EF51CC7F47E9066CB60148986262C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_A884A1BBD21942D46D6860148986F09C" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_A884A1BBD21942D46D6860148986F09C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_6D9575DD55E44AEC028F6014898655F5" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_6D9575DD55E44AEC028F6014898655F5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromSubsidiariesNetOfTax" xlink:label="loc_us-gaap_IncomeLossFromSubsidiariesNetOfTax_CED00DA790759218355860148986F835" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:to="loc_us-gaap_IncomeLossFromSubsidiariesNetOfTax_CED00DA790759218355860148986F835" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_4D65B2DA7EC18CF4B79860148987E744" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:to="loc_us-gaap_NetIncomeLoss_4D65B2DA7EC18CF4B79860148987E744" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_1CAF6DCCD22920EDA30760148983E26C" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_75413B22C14FCEE831BD601489877452" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_75413B22C14FCEE831BD601489877452" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_65DA1913E0EC20AEC8B660148987393E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_65DA1913E0EC20AEC8B660148987393E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1F2CE0E5ECA66AA25368601489874085" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1F2CE0E5ECA66AA25368601489874085" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries" xlink:label="loc_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries_A0203B1FE3B23E882815601489876436" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:to="loc_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries_A0203B1FE3B23E882815601489876436" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E79F532EE7D3F02FA2D3601489883D6C" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E79F532EE7D3F02FA2D3601489883D6C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_A1A55D5ABF66A7236C1D60148988BCE8" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_A1A55D5ABF66A7236C1D60148988BCE8" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/ParentCompanyFinancialsTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/PremisesEquipmentAndSoftware" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareNarrativeDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_446D74B6863988FDC283A359456CADDE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:to="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_446D74B6863988FDC283A359456CADDE" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5B6286E2FF2C43F3B9C6A359456CE6F1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_446D74B6863988FDC283A359456CADDE" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5B6286E2FF2C43F3B9C6A359456CE6F1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5B6286E2FF2C43F3B9C6A359456CE6F1" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5B6286E2FF2C43F3B9C6A359456CE6F1" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LandAndLandImprovementsMember" xlink:label="loc_us-gaap_LandAndLandImprovementsMember_D11672504CA632BC3547A359456D831B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:to="loc_us-gaap_LandAndLandImprovementsMember_D11672504CA632BC3547A359456D831B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_BuildingsandLeaseholdImprovementsMember" xlink:label="loc_cfg_BuildingsandLeaseholdImprovementsMember_9BAEF0169C33C1389429A359456DA46A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:to="loc_cfg_BuildingsandLeaseholdImprovementsMember_9BAEF0169C33C1389429A359456DA46A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FurnitureFixturesandEquipmentMember" xlink:label="loc_cfg_FurnitureFixturesandEquipmentMember_6474DAF36A4DA5EFBDE0A359456DFB62" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:to="loc_cfg_FurnitureFixturesandEquipmentMember_6474DAF36A4DA5EFBDE0A359456DFB62" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConstructionInProgressMember" xlink:label="loc_us-gaap_ConstructionInProgressMember_12DCE5246874CBE63A81A359456D2650" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:to="loc_us-gaap_ConstructionInProgressMember_12DCE5246874CBE63A81A359456D2650" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_72ACC7ED4DB66203A682A359456D5C52" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_446D74B6863988FDC283A359456CADDE" xlink:to="loc_srt_RangeAxis_72ACC7ED4DB66203A682A359456D5C52" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_72ACC7ED4DB66203A682A359456D5C52" xlink:to="loc_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_72ACC7ED4DB66203A682A359456D5C52" xlink:to="loc_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_8E97E748CDAB52BEA44EA359456EC1CB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA" xlink:to="loc_srt_MinimumMember_8E97E748CDAB52BEA44EA359456EC1CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_A7CC3493A81A35562FCBA359456EF9CB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA" xlink:to="loc_srt_MaximumMember_A7CC3493A81A35562FCBA359456EF9CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_BB7F3D782B446C08F798A359456E547E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_BB7F3D782B446C08F798A359456E547E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross_6535B7F363EBD313ED17A359456FB168" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentGross_6535B7F363EBD313ED17A359456FB168" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_3E2C9D89EBD04F42999CA359456FFFFC" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_3E2C9D89EBD04F42999CA359456FFFFC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_E0FD40F9D203CFC7C36EA359456F37EC" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_E0FD40F9D203CFC7C36EA359456F37EC" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/RegulatoryMatters" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/RegulatoryMattersNarrativeDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/RegulatoryMattersTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/Securities" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_2F49A922B7B47E4BACA0CA266526540E" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_ED1D0BAB76C2EB6C9AB2CA2665129F0D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_2F49A922B7B47E4BACA0CA266526540E" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_ED1D0BAB76C2EB6C9AB2CA2665129F0D" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_3702EBE847077A55B5AFCA26654C88F1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_ED1D0BAB76C2EB6C9AB2CA2665129F0D" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_3702EBE847077A55B5AFCA26654C88F1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_3061D8FD96BA816A1A96CA26654D64B9_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_3702EBE847077A55B5AFCA26654C88F1" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_3061D8FD96BA816A1A96CA26654D64B9_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_3061D8FD96BA816A1A96CA26654D64B9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_3702EBE847077A55B5AFCA26654C88F1" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_3061D8FD96BA816A1A96CA26654D64B9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageBankingFeesMember" xlink:label="loc_cfg_MortgageBankingFeesMember_B034CF191D5FD95CBF14CA26658418FA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_3061D8FD96BA816A1A96CA26654D64B9" xlink:to="loc_cfg_MortgageBankingFeesMember_B034CF191D5FD95CBF14CA26658418FA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnSaleOfInvestmentsAbstract" xlink:label="loc_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_2F49A922B7B47E4BACA0CA266526540E" xlink:to="loc_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGain" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_0FD45A78604C580FDEC8C9EBF56E9C97" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_0FD45A78604C580FDEC8C9EBF56E9C97" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_494D1769293F8DE1B5BDC9EBF56EB711" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_494D1769293F8DE1B5BDC9EBF56EB711" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_C091A3AC0CCDC4FD0081C9EBF56E73B5" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_C091A3AC0CCDC4FD0081C9EBF56E73B5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiRealizedGainLoss" xlink:label="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_192C5A088AFF928CFE22C9EBF56F6453" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:to="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_192C5A088AFF928CFE22C9EBF56F6453" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/SecuritiesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_24CA6236A484663C95DFCE525A369217" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_57E9B98C4715B4EF767BCE525A3375DC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_24CA6236A484663C95DFCE525A369217" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_57E9B98C4715B4EF767BCE525A3375DC" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_81C4C4B708AFB95E2B40CE525A3528C0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_57E9B98C4715B4EF767BCE525A3375DC" xlink:to="loc_us-gaap_FinancialInstrumentAxis_81C4C4B708AFB95E2B40CE525A3528C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_997A961D87EE444B358ECE525A35085A_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_81C4C4B708AFB95E2B40CE525A3528C0" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_997A961D87EE444B358ECE525A35085A_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_997A961D87EE444B358ECE525A35085A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_81C4C4B708AFB95E2B40CE525A3528C0" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_997A961D87EE444B358ECE525A35085A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesMember_047FA28BC5DFBD02C95BCE525A35B6D3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_997A961D87EE444B358ECE525A35085A" xlink:to="loc_us-gaap_MortgageBackedSecuritiesMember_047FA28BC5DFBD02C95BCE525A35B6D3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxable_A2576020041486CBBCE3CE525A36C38F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_24CA6236A484663C95DFCE525A369217" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxable_A2576020041486CBBCE3CE525A36C38F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale" xlink:label="loc_us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale_BBFECABD41A524FCAA32CE525A36D8BF" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_24CA6236A484663C95DFCE525A369217" xlink:to="loc_us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale_BBFECABD41A524FCAA32CE525A36D8BF" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails" xlink:type="extended">
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems" xlink:label="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_42EDB002DDFC260DD412A35945A4FF83" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable" xlink:label="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_76BACC1EB40A89269CE2A35945A34817" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_42EDB002DDFC260DD412A35945A4FF83" xlink:to="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_76BACC1EB40A89269CE2A35945A34817" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_EA0453FC583D1FC7C6A4A35945A3EBEC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_76BACC1EB40A89269CE2A35945A34817" xlink:to="loc_us-gaap_FinancialInstrumentAxis_EA0453FC583D1FC7C6A4A35945A3EBEC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9D4921EC780B000B4E85A35945A36C39_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_EA0453FC583D1FC7C6A4A35945A3EBEC" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9D4921EC780B000B4E85A35945A36C39_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9D4921EC780B000B4E85A35945A36C39" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_EA0453FC583D1FC7C6A4A35945A3EBEC" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9D4921EC780B000B4E85A35945A36C39" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_DC4C2BE8244A0E473805A35945A41F67" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9D4921EC780B000B4E85A35945A36C39" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_DC4C2BE8244A0E473805A35945A41F67" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_E75EC99CFB1B2458C638A35945A4D0D9" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9D4921EC780B000B4E85A35945A36C39" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_E75EC99CFB1B2458C638A35945A4D0D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_AE655A0349F2861D1407A35945A4C2A4" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9D4921EC780B000B4E85A35945A36C39" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_AE655A0349F2861D1407A35945A4C2A4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_1B940BC56B29E6EBC121A35945A4B746" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9D4921EC780B000B4E85A35945A36C39" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_1B940BC56B29E6EBC121A35945A4B746" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_42EDB002DDFC260DD412A35945A4FF83" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_34400915202E3C0AFB46A35945A505AD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_34400915202E3C0AFB46A35945A505AD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_F87BAB6469DC0EA659A6A35945A5B60C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_F87BAB6469DC0EA659A6A35945A5B60C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BDE169C7F4D936F561FBA35945A633FC" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BDE169C7F4D936F561FBA35945A633FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_8E7EEBDFD13CFEBF0CFBA35945A67956" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_8E7EEBDFD13CFEBF0CFBA35945A67956" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_347AD30D0936D18ADAA4A35945A610C7" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_347AD30D0936D18ADAA4A35945A610C7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_4F67354DD759B0C93F65A35945A63D58" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_4F67354DD759B0C93F65A35945A63D58" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_A3D30B118602201555BCA35945A62A3A" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_A3D30B118602201555BCA35945A62A3A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_1A30CA2F526F0EA10A38A35945A6D9A8" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_1A30CA2F526F0EA10A38A35945A6D9A8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_83C2377E3A4F078895F2A35945A7302F" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_83C2377E3A4F078895F2A35945A7302F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_D88C49999CAC7DFC9468A35945A77E55" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_D88C49999CAC7DFC9468A35945A77E55" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_9E20A905274A1CB0355EA35945A7C3C7" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_9E20A905274A1CB0355EA35945A7C3C7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_C08B754F6DE96ECB00BFA35945A7F121" xlink:type="locator" />
    <link:definitionArc order="12" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_C08B754F6DE96ECB00BFA35945A7F121" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_DFFA843656B020842008A35945A74AF7" xlink:type="locator" />
    <link:definitionArc order="13" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_DFFA843656B020842008A35945A74AF7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_F7728F44D76668765804A35945A7CF59" xlink:type="locator" />
    <link:definitionArc order="14" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_F7728F44D76668765804A35945A7CF59" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_6CB3702959D17130952AA35945A8F57A" xlink:type="locator" />
    <link:definitionArc order="15" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_6CB3702959D17130952AA35945A8F57A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_579BFA39B216F514569AA35945A89034" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_579BFA39B216F514569AA35945A89034" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_1CA31A6B2E0495F45344A35945A8CF91" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_1CA31A6B2E0495F45344A35945A8CF91" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_201EFF403D80FB0A5B51A35945A8D25C" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_201EFF403D80FB0A5B51A35945A8D25C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_02808B6E412B4203F380A35945A94922" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_02808B6E412B4203F380A35945A94922" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_7924C17431710170A2BCA35945A94864" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_7924C17431710170A2BCA35945A94864" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_83BD6F5FD9CAB0DCC359A35945A9473E" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_83BD6F5FD9CAB0DCC359A35945A9473E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_2046D6FF8AC243A5C627A35945A947C2" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_2046D6FF8AC243A5C627A35945A947C2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_EBA263B4035B3D431417A35945A932FB" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_EBA263B4035B3D431417A35945A932FB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_6A15E4631BA4C5D050A1A35945A9DDE7" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_6A15E4631BA4C5D050A1A35945A9DDE7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_029B366A0AF5DB6B4314A35945A9FC47" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_029B366A0AF5DB6B4314A35945A9FC47" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_921CEB998ECD31CC8D54A35945AA778B" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_921CEB998ECD31CC8D54A35945AA778B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_1B7B79A71D22D08F39B3A35945AA63A3" xlink:type="locator" />
    <link:definitionArc order="12" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_1B7B79A71D22D08F39B3A35945AA63A3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_DA6FE06B359A180F5FE4A35945AAB120" xlink:type="locator" />
    <link:definitionArc order="13" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_DA6FE06B359A180F5FE4A35945AAB120" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_52C6952C79D5C3374B1AA35945AAD0D9" xlink:type="locator" />
    <link:definitionArc order="14" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_52C6952C79D5C3374B1AA35945AAD0D9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_471CD5D51C528F03B63EA35945AA56F9" xlink:type="locator" />
    <link:definitionArc order="15" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_471CD5D51C528F03B63EA35945AA56F9" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems" xlink:label="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable" xlink:label="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_767324233F0C6FED94BFCF405558D87C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_767324233F0C6FED94BFCF405558D87C" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_3BE96E8938398C3FE092CF4055587180" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_767324233F0C6FED94BFCF405558D87C" xlink:to="loc_us-gaap_FinancialInstrumentAxis_3BE96E8938398C3FE092CF4055587180" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_3BE96E8938398C3FE092CF4055587180" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_3BE96E8938398C3FE092CF4055587180" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_0E83BCE905AD59ABEF9FCF4055591686" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_0E83BCE905AD59ABEF9FCF4055591686" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_12A3E5CF5EA94728F4C6CF405559FB84" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_12A3E5CF5EA94728F4C6CF405559FB84" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_5EBEED3E1AFDC9963950CF40555948FC" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_5EBEED3E1AFDC9963950CF40555948FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_8ACB86EA47BACE715F74CF40555947EE" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_8ACB86EA47BACE715F74CF40555947EE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesMember_FD8A89FFFF950B3F7A46CF40555A5441" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:to="loc_us-gaap_MortgageBackedSecuritiesMember_FD8A89FFFF950B3F7A46CF40555A5441" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MoneyMarketFundsMember" xlink:label="loc_us-gaap_MoneyMarketFundsMember_32E45F331260EC5BE171CF40555A4839" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:to="loc_us-gaap_MoneyMarketFundsMember_32E45F331260EC5BE171CF40555A4839" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FederalReserveBankStockMember" xlink:label="loc_cfg_FederalReserveBankStockMember_E796E3DDB22BAAC4246ACF40555A1072" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:to="loc_cfg_FederalReserveBankStockMember_E796E3DDB22BAAC4246ACF40555A1072" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentInFederalHomeLoanBankStockMember" xlink:label="loc_us-gaap_InvestmentInFederalHomeLoanBankStockMember_B452359DC152933BA19CCF40555A7B3E" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:to="loc_us-gaap_InvestmentInFederalHomeLoanBankStockMember_B452359DC152933BA19CCF40555A7B3E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_AAB431C40A31D6419375CF40555BC864" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_AAB431C40A31D6419375CF40555BC864" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_E7955E4A651A3A830839CF40555B0F04" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_E7955E4A651A3A830839CF40555B0F04" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_FC169CC2A51169D288A5CF40555B9763" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_FC169CC2A51169D288A5CF40555B9763" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_7224451C4E4297DBC836CF40555B06E1" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_7224451C4E4297DBC836CF40555B06E1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_9DB2D1D06237772539C8CF40555CEBF9" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_HeldToMaturitySecurities_9DB2D1D06237772539C8CF40555CEBF9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_F0F034C5341D2D42A80DCF40555C8E95" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_F0F034C5341D2D42A80DCF40555C8E95" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_7BEFD8833F9E77AA8D75CF40555C5616" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_7BEFD8833F9E77AA8D75CF40555C5616" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_496C52B036475EFA9BEDCF40555CB7CF" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_496C52B036475EFA9BEDCF40555CB7CF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiCost" xlink:label="loc_us-gaap_EquitySecuritiesFvNiCost_386ECE61D79B2BC96F93CF40555CA0C2" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_EquitySecuritiesFvNiCost_386ECE61D79B2BC96F93CF40555CA0C2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNi" xlink:label="loc_us-gaap_EquitySecuritiesFvNi_ABB2FD9122E554BB39FCCF40555C957F" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_EquitySecuritiesFvNi_ABB2FD9122E554BB39FCCF40555C957F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalReserveBankStock" xlink:label="loc_us-gaap_FederalReserveBankStock_30CB26869635B5E56678CF40555C06C4" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_FederalReserveBankStock_30CB26869635B5E56678CF40555C06C4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FederalReserveBankStockFairValue" xlink:label="loc_cfg_FederalReserveBankStockFairValue_4ECFDCF4CE2696FAC27CCF40555D482E" xlink:type="locator" />
    <link:definitionArc order="12" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_cfg_FederalReserveBankStockFairValue_4ECFDCF4CE2696FAC27CCF40555D482E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="loc_us-gaap_FederalHomeLoanBankStock_86803329114F3B21DC5FCF40555DD97F" xlink:type="locator" />
    <link:definitionArc order="13" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_FederalHomeLoanBankStock_86803329114F3B21DC5FCF40555DD97F" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FederalHomeLoanBankStockFairValue" xlink:label="loc_cfg_FederalHomeLoanBankStockFairValue_2E4D3D88C918661AAF60CF40555DDF0C" xlink:type="locator" />
    <link:definitionArc order="14" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_cfg_FederalHomeLoanBankStockFairValue_2E4D3D88C918661AAF60CF40555DDF0C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis" xlink:label="loc_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis_E38E33EF108052D84832CF40555D8816" xlink:type="locator" />
    <link:definitionArc order="15" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis_E38E33EF108052D84832CF40555D8816" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherInvestmentsAndSecuritiesAtCost" xlink:label="loc_us-gaap_OtherInvestmentsAndSecuritiesAtCost_D6710DAD13E8A009EDF7CF640CC14593" xlink:type="locator" />
    <link:definitionArc order="16" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_OtherInvestmentsAndSecuritiesAtCost_D6710DAD13E8A009EDF7CF640CC14593" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" xlink:label="loc_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_5190165D9027891C6CABCF40555DA47E" xlink:type="locator" />
    <link:definitionArc order="17" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_5190165D9027891C6CABCF40555DA47E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalOtherInvestmentSecuritiesAtCostFairValue" xlink:label="loc_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_484E6A3E5C6209AEAF8DCF40555E2D77" xlink:type="locator" />
    <link:definitionArc order="18" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_484E6A3E5C6209AEAF8DCF40555E2D77" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_82FA3D86A11031B835F8A6203251C8C9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_82FA3D86A11031B835F8A6203251C8C9" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_62F16518468EEC44A846A62032512D01" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_82FA3D86A11031B835F8A6203251C8C9" xlink:to="loc_us-gaap_FinancialInstrumentAxis_62F16518468EEC44A846A62032512D01" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_62F16518468EEC44A846A62032512D01" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_62F16518468EEC44A846A62032512D01" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_5EC496EC006E4419CF17A620325208A7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_5EC496EC006E4419CF17A620325208A7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_7AD82DD15DD6CEC27F4EA6203252871C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_7AD82DD15DD6CEC27F4EA6203252871C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract" xlink:label="loc_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F" xlink:to="loc_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_49CF760312D6B4C055EEA6203253ED0B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_49CF760312D6B4C055EEA6203253ED0B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_C4C60214156B8BD3F1E0A6203253F51D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_C4C60214156B8BD3F1E0A6203253F51D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_F2512FC80CD66B366414A6203253828E" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_F2512FC80CD66B366414A6203253828E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_AE23E78267B84A1E4542A64AA6017051" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_AE23E78267B84A1E4542A64AA6017051" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_8972DC14A3A6AA140C0BA64AA6016D46" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_8972DC14A3A6AA140C0BA64AA6016D46" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_E71E03E5EF6D7A1AEFD9A64AA6025B55" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_E71E03E5EF6D7A1AEFD9A64AA6025B55" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_3839174D05C1071CB023A62032540700" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_3839174D05C1071CB023A62032540700" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_6AA22EEE8702DE3D4189A62032558EE9" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_6AA22EEE8702DE3D4189A62032558EE9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_793D1C7E53FFFD8C7A4DA6203255260E" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_793D1C7E53FFFD8C7A4DA6203255260E" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/SecuritiesScheduleOfSecuritiesPledgedDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/SecuritiesTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/ShareBasedCompensation" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_BBAC33EEC74F87E688E0CEDDE9F2C417" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_BBAC33EEC74F87E688E0CEDDE9F2C417" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="loc_us-gaap_PlanNameAxis_F6C7FFBED49DC32FD4B2CEDDE9F221AD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_BBAC33EEC74F87E688E0CEDDE9F2C417" xlink:to="loc_us-gaap_PlanNameAxis_F6C7FFBED49DC32FD4B2CEDDE9F221AD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_us-gaap_PlanNameDomain_0FED6071D7A9607C86D3CEDDE9F7C215_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PlanNameAxis_F6C7FFBED49DC32FD4B2CEDDE9F221AD" xlink:to="loc_us-gaap_PlanNameDomain_0FED6071D7A9607C86D3CEDDE9F7C215_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_us-gaap_PlanNameDomain_0FED6071D7A9607C86D3CEDDE9F7C215" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PlanNameAxis_F6C7FFBED49DC32FD4B2CEDDE9F221AD" xlink:to="loc_us-gaap_PlanNameDomain_0FED6071D7A9607C86D3CEDDE9F7C215" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OmnibusIncentivePlanMember" xlink:label="loc_cfg_OmnibusIncentivePlanMember_9E645953B353C81AF32ECEDDE9F852E9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_0FED6071D7A9607C86D3CEDDE9F7C215" xlink:to="loc_cfg_OmnibusIncentivePlanMember_9E645953B353C81AF32ECEDDE9F852E9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CitizensShareAwardsMember" xlink:label="loc_cfg_CitizensShareAwardsMember_D65D42506370FE9CCE01CEDDE9F81FAC" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_0FED6071D7A9607C86D3CEDDE9F7C215" xlink:to="loc_cfg_CitizensShareAwardsMember_D65D42506370FE9CCE01CEDDE9F81FAC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OmnibusIncentivePlanAndDirectorsPlanMember" xlink:label="loc_cfg_OmnibusIncentivePlanAndDirectorsPlanMember_CA23A6A1CB2A4F2F3A59CEDDE9F86AAD" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_0FED6071D7A9607C86D3CEDDE9F7C215" xlink:to="loc_cfg_OmnibusIncentivePlanAndDirectorsPlanMember_CA23A6A1CB2A4F2F3A59CEDDE9F86AAD" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2014EmployeeStockPurchasePlanMember" xlink:label="loc_cfg_A2014EmployeeStockPurchasePlanMember_6C66618B8EF81AD397C3CEDDE9F81D35" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_0FED6071D7A9607C86D3CEDDE9F7C215" xlink:to="loc_cfg_A2014EmployeeStockPurchasePlanMember_6C66618B8EF81AD397C3CEDDE9F81D35" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_us-gaap_AwardTypeAxis_3AE4577D8AA4596D2FDDCEDDE9F9C1EB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_BBAC33EEC74F87E688E0CEDDE9F2C417" xlink:to="loc_us-gaap_AwardTypeAxis_3AE4577D8AA4596D2FDDCEDDE9F9C1EB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_3AE4577D8AA4596D2FDDCEDDE9F9C1EB" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_3AE4577D8AA4596D2FDDCEDDE9F9C1EB" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RestrictedStockUnitsTimeBasedVestingMember" xlink:label="loc_cfg_RestrictedStockUnitsTimeBasedVestingMember_2C7B6BE158285A6E81AACEDDE9F91036" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC" xlink:to="loc_cfg_RestrictedStockUnitsTimeBasedVestingMember_2C7B6BE158285A6E81AACEDDE9F91036" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RestrictedStockUnitsPerformanceBasedVestingMember" xlink:label="loc_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_D129489B2E5143BCC947CEDDE9F96B16" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC" xlink:to="loc_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_D129489B2E5143BCC947CEDDE9F96B16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_89AFE2633F786C7724D2CEDDE9FAAB92" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_89AFE2633F786C7724D2CEDDE9FAAB92" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate_6B3F9C278FFE76716B74CEDDE9FA54D8" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate_6B3F9C278FFE76716B74CEDDE9FA54D8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate_4FB478545C1F8AAAE130CEDDE9FAE332" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate_4FB478545C1F8AAAE130CEDDE9FAE332" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue" xlink:label="loc_cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue_8E4CD556C3F93652AACBCEDDE9FA1584" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue_8E4CD556C3F93652AACBCEDDE9FA1584" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_525CB3169CA29911BCB6CEDDE9FB34D6" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_525CB3169CA29911BCB6CEDDE9FB34D6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_1959497C8484B488E3E5CEDDE9FB2CE0" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_1959497C8484B488E3E5CEDDE9FB2CE0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_A0761E7497D13D0E8270CEDDE9FBF4C5" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_A0761E7497D13D0E8270CEDDE9FBF4C5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_C3EC7CA3F978AFB4CDA7CEDDE9FB5705" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_C3EC7CA3F978AFB4CDA7CEDDE9FB5705" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_6A4859A79E74FD22F3AACEDDE9FBE1B1" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_6A4859A79E74FD22F3AACEDDE9FBE1B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_328BDF73742EFDC8F4A2CEDDE9FB4D1E" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_328BDF73742EFDC8F4A2CEDDE9FB4D1E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_E89494D4334E50FC460ECEDDE9FD975A" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_E89494D4334E50FC460ECEDDE9FD975A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_42137B943DB2CD9100A3CEDDE9FDCF71" xlink:type="locator" />
    <link:definitionArc order="12" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_42137B943DB2CD9100A3CEDDE9FDCF71" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_0DCEF9C985BC55D0DFFDCEDDE9FD3822" xlink:type="locator" />
    <link:definitionArc order="13" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_0DCEF9C985BC55D0DFFDCEDDE9FD3822" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6946A07220DB876ADD43A35945277828" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1B8BAF01DCAB0FA37AF9A3594526EEDC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6946A07220DB876ADD43A35945277828" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1B8BAF01DCAB0FA37AF9A3594526EEDC" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="loc_us-gaap_PlanNameAxis_DE13389965FA0E59B437A35945263B6B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1B8BAF01DCAB0FA37AF9A3594526EEDC" xlink:to="loc_us-gaap_PlanNameAxis_DE13389965FA0E59B437A35945263B6B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_us-gaap_PlanNameDomain_F6B6D2F00FAEF21AB75AA35945265713_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PlanNameAxis_DE13389965FA0E59B437A35945263B6B" xlink:to="loc_us-gaap_PlanNameDomain_F6B6D2F00FAEF21AB75AA35945265713_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_us-gaap_PlanNameDomain_F6B6D2F00FAEF21AB75AA35945265713" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PlanNameAxis_DE13389965FA0E59B437A35945263B6B" xlink:to="loc_us-gaap_PlanNameDomain_F6B6D2F00FAEF21AB75AA35945265713" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CitizensShareAwardsMember" xlink:label="loc_cfg_CitizensShareAwardsMember_60D8E1F2F942B7C94174A3594526BB3F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_F6B6D2F00FAEF21AB75AA35945265713" xlink:to="loc_cfg_CitizensShareAwardsMember_60D8E1F2F942B7C94174A3594526BB3F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6946A07220DB876ADD43A35945277828" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_287DBD8A9876C9B974D5A3594527475E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_287DBD8A9876C9B974D5A3594527475E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_3F3FBBE5E829E0FCBEBAA3594528955F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_3F3FBBE5E829E0FCBEBAA3594528955F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_19D9396DD060A969B7A6A35945285079" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_19D9396DD060A969B7A6A35945285079" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_12935848C9CB6B4E4951A3594528A5A5" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_12935848C9CB6B4E4951A3594528A5A5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6946A07220DB876ADD43A35945277828" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2C636741BEC925D28BECA35945285360" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2C636741BEC925D28BECA35945285360" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_949E3864E32E2B2AB7ABA35945297F86" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_949E3864E32E2B2AB7ABA35945297F86" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_322FAED2AB0D529BFD7DA35945291AF5" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_322FAED2AB0D529BFD7DA35945291AF5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_8DF681B84B2DEDF27511A35945295A4C" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_8DF681B84B2DEDF27511A35945295A4C" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/ShareBasedCompensationTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/StockholdersEquity" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/StockholdersEquityDividendsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockLineItems" xlink:label="loc_us-gaap_ClassOfStockLineItems_A6DE902E3F4937E7FCAACAAD215EBDA7" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="loc_us-gaap_ScheduleOfStockByClassTable_4A21F6705E2A52E663D3CAAD215C503A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ClassOfStockLineItems_A6DE902E3F4937E7FCAACAAD215EBDA7" xlink:to="loc_us-gaap_ScheduleOfStockByClassTable_4A21F6705E2A52E663D3CAAD215C503A" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaap_StatementClassOfStockAxis_A11591C55ABF180A1CF5CAAD215CBCAA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_4A21F6705E2A52E663D3CAAD215C503A" xlink:to="loc_us-gaap_StatementClassOfStockAxis_A11591C55ABF180A1CF5CAAD215CBCAA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_6C226228B32381A85AF5CAAD215C320A_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_A11591C55ABF180A1CF5CAAD215CBCAA" xlink:to="loc_us-gaap_ClassOfStockDomain_6C226228B32381A85AF5CAAD215C320A_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_6C226228B32381A85AF5CAAD215C320A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_A11591C55ABF180A1CF5CAAD215CBCAA" xlink:to="loc_us-gaap_ClassOfStockDomain_6C226228B32381A85AF5CAAD215C320A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="loc_us-gaap_SeriesAPreferredStockMember_7E9D38EC1CC23C5769ABCAAD215DA288" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_6C226228B32381A85AF5CAAD215C320A" xlink:to="loc_us-gaap_SeriesAPreferredStockMember_7E9D38EC1CC23C5769ABCAAD215DA288" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="loc_us-gaap_SeriesBPreferredStockMember_F1613F009FBEC84DD73FCAAD215D1214" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_6C226228B32381A85AF5CAAD215C320A" xlink:to="loc_us-gaap_SeriesBPreferredStockMember_F1613F009FBEC84DD73FCAAD215D1214" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="loc_us-gaap_SeriesCPreferredStockMember_B7C401DB3D225233E1D2CAAD215DA2D1" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_6C226228B32381A85AF5CAAD215C320A" xlink:to="loc_us-gaap_SeriesCPreferredStockMember_B7C401DB3D225233E1D2CAAD215DA2D1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesDPreferredStockMember" xlink:label="loc_us-gaap_SeriesDPreferredStockMember_0EFE429CE0ABCE486177CAF6DE10A5A0" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_6C226228B32381A85AF5CAAD215C320A" xlink:to="loc_us-gaap_SeriesDPreferredStockMember_0EFE429CE0ABCE486177CAF6DE10A5A0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesEPreferredStockMember" xlink:label="loc_us-gaap_SeriesEPreferredStockMember_5343A32D139591C68401CAF8253A3A16" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_6C226228B32381A85AF5CAAD215C320A" xlink:to="loc_us-gaap_SeriesEPreferredStockMember_5343A32D139591C68401CAF8253A3A16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsAxis" xlink:label="loc_us-gaap_DividendsAxis_211A081AF8834AE99FABCAAD215D837B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_4A21F6705E2A52E663D3CAAD215C503A" xlink:to="loc_us-gaap_DividendsAxis_211A081AF8834AE99FABCAAD215D837B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsDomain" xlink:label="loc_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DividendsAxis_211A081AF8834AE99FABCAAD215D837B" xlink:to="loc_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsDomain" xlink:label="loc_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DividendsAxis_211A081AF8834AE99FABCAAD215D837B" xlink:to="loc_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendDeclaredMember" xlink:label="loc_us-gaap_DividendDeclaredMember_4E1D64CDA1E6DFB0E29DCAAD215E4FFC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63" xlink:to="loc_us-gaap_DividendDeclaredMember_4E1D64CDA1E6DFB0E29DCAAD215E4FFC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendPaidMember" xlink:label="loc_us-gaap_DividendPaidMember_4EED56F51DF61410233BCAAD215E0C5D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63" xlink:to="loc_us-gaap_DividendPaidMember_4EED56F51DF61410233BCAAD215E0C5D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="loc_us-gaap_CommonStockDividendsPerShareDeclared_699B8435A530556208C0CAF6D10CC135" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_A6DE902E3F4937E7FCAACAAD215EBDA7" xlink:to="loc_us-gaap_CommonStockDividendsPerShareDeclared_699B8435A530556208C0CAF6D10CC135" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="loc_us-gaap_DividendsCommonStockCash_06CB9E888EA1F7A6FAC1CAAD215F48B0" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_A6DE902E3F4937E7FCAACAAD215EBDA7" xlink:to="loc_us-gaap_DividendsCommonStockCash_06CB9E888EA1F7A6FAC1CAAD215F48B0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockDividendsPerShareDeclared" xlink:label="loc_us-gaap_PreferredStockDividendsPerShareDeclared_FCABBE806AEE2E438E8ECAF6D1D1AFD7" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_A6DE902E3F4937E7FCAACAAD215EBDA7" xlink:to="loc_us-gaap_PreferredStockDividendsPerShareDeclared_FCABBE806AEE2E438E8ECAF6D1D1AFD7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="loc_us-gaap_DividendsPreferredStockCash_CCD28CEBC3F4B5364C62CAAD215FD4E0" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_A6DE902E3F4937E7FCAACAAD215EBDA7" xlink:to="loc_us-gaap_DividendsPreferredStockCash_CCD28CEBC3F4B5364C62CAAD215FD4E0" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockLineItems" xlink:label="loc_us-gaap_ClassOfStockLineItems_A48DFBF179BF96941A38CAAD21A8033E" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="loc_us-gaap_ScheduleOfStockByClassTable_5E07BE29EA0D18B37A62CAAD219F1E79" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ClassOfStockLineItems_A48DFBF179BF96941A38CAAD21A8033E" xlink:to="loc_us-gaap_ScheduleOfStockByClassTable_5E07BE29EA0D18B37A62CAAD219F1E79" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis" xlink:label="loc_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_36CEB7718771987E5508CAAD21A10CB0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_5E07BE29EA0D18B37A62CAAD219F1E79" xlink:to="loc_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_36CEB7718771987E5508CAAD21A10CB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain" xlink:label="loc_us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain_1DF7C23912B723AC3055CAAD21A2C9DE_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_36CEB7718771987E5508CAAD21A10CB0" xlink:to="loc_us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain_1DF7C23912B723AC3055CAAD21A2C9DE_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain" xlink:label="loc_us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain_1DF7C23912B723AC3055CAAD21A2C9DE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_36CEB7718771987E5508CAAD21A10CB0" xlink:to="loc_us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain_1DF7C23912B723AC3055CAAD21A2C9DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredCompensationShareBasedPaymentsMember" xlink:label="loc_us-gaap_DeferredCompensationShareBasedPaymentsMember_96727769001218225A89CAAD21A26A77" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain_1DF7C23912B723AC3055CAAD21A2C9DE" xlink:to="loc_us-gaap_DeferredCompensationShareBasedPaymentsMember_96727769001218225A89CAAD21A26A77" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_07EF864D6EB89D6CA968CAAD21AACFC7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_A48DFBF179BF96941A38CAAD21A8033E" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_07EF864D6EB89D6CA968CAAD21AACFC7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockSharesAcquired" xlink:label="loc_us-gaap_TreasuryStockSharesAcquired_916AFE922309E3083E1ECAAD21AB4E0D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_A48DFBF179BF96941A38CAAD21A8033E" xlink:to="loc_us-gaap_TreasuryStockSharesAcquired_916AFE922309E3083E1ECAAD21AB4E0D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:label="loc_us-gaap_TreasuryStockAcquiredAverageCostPerShare_EA9B02936A07922DAD6DCAAD21AB8E11" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_A48DFBF179BF96941A38CAAD21A8033E" xlink:to="loc_us-gaap_TreasuryStockAcquiredAverageCostPerShare_EA9B02936A07922DAD6DCAAD21AB8E11" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockRepurchasedDuringPeriodShares" xlink:label="loc_us-gaap_StockRepurchasedDuringPeriodShares_C97C1A1A6EEE9AA92E00CAAD21AB1359" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_A48DFBF179BF96941A38CAAD21A8033E" xlink:to="loc_us-gaap_StockRepurchasedDuringPeriodShares_C97C1A1A6EEE9AA92E00CAAD21AB1359" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockLineItems" xlink:label="loc_us-gaap_ClassOfStockLineItems_BFF927D49A14F767C4071D46CB534A93" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="loc_us-gaap_ScheduleOfStockByClassTable_64346483CC67625D4B3F1D46CB51008B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ClassOfStockLineItems_BFF927D49A14F767C4071D46CB534A93" xlink:to="loc_us-gaap_ScheduleOfStockByClassTable_64346483CC67625D4B3F1D46CB51008B" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaap_StatementClassOfStockAxis_52CCCA51658AE51C06F41D46CB51AAB3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_64346483CC67625D4B3F1D46CB51008B" xlink:to="loc_us-gaap_StatementClassOfStockAxis_52CCCA51658AE51C06F41D46CB51AAB3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_52CCCA51658AE51C06F41D46CB51AAB3" xlink:to="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_52CCCA51658AE51C06F41D46CB51AAB3" xlink:to="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="loc_us-gaap_SeriesAPreferredStockMember_51998B97DBA54808A2F71D46CB523865" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:to="loc_us-gaap_SeriesAPreferredStockMember_51998B97DBA54808A2F71D46CB523865" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="loc_us-gaap_SeriesBPreferredStockMember_A93BD486F045FF924EA01D46CB531220" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:to="loc_us-gaap_SeriesBPreferredStockMember_A93BD486F045FF924EA01D46CB531220" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="loc_us-gaap_SeriesCPreferredStockMember_F7EDA91BF5CB9197D98D1D46CB534ECB" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:to="loc_us-gaap_SeriesCPreferredStockMember_F7EDA91BF5CB9197D98D1D46CB534ECB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesDPreferredStockMember" xlink:label="loc_us-gaap_SeriesDPreferredStockMember_0105BB81BA16B16DCED91D46CB53F5DE" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:to="loc_us-gaap_SeriesDPreferredStockMember_0105BB81BA16B16DCED91D46CB53F5DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesEPreferredStockMember" xlink:label="loc_us-gaap_SeriesEPreferredStockMember_1A284FA351BCE1C009551D46CB53BD69" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:to="loc_us-gaap_SeriesEPreferredStockMember_1A284FA351BCE1C009551D46CB53BD69" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract" xlink:label="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_BFF927D49A14F767C4071D46CB534A93" xlink:to="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_6FD29F360301643EB1E31D46CB546201" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_us-gaap_PreferredStockSharesAuthorized_6FD29F360301643EB1E31D46CB546201" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare_129CE146E06178B44DE21D46CB54128E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_us-gaap_PreferredStockParOrStatedValuePerShare_129CE146E06178B44DE21D46CB54128E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:label="loc_us-gaap_PreferredStockLiquidationPreference_22959856E624FB0B86EC1D46CB545572" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_us-gaap_PreferredStockLiquidationPreference_22959856E624FB0B86EC1D46CB545572" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued_9FFCE95A66D53CAD7D911D46CB545918" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_us-gaap_PreferredStockSharesIssued_9FFCE95A66D53CAD7D911D46CB545918" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaap_PreferredStockValue_F6C6066E49B89B74A60D1D46CB54B1CC" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_us-gaap_PreferredStockValue_F6C6066E49B89B74A60D1D46CB54B1CC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding_22E9FA912B643E1B6DC51D46CB55D004" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_us-gaap_PreferredStockSharesOutstanding_22E9FA912B643E1B6DC51D46CB55D004" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockValueOutstanding" xlink:label="loc_us-gaap_PreferredStockValueOutstanding_11E9F5996445A9C8C5B41D46CB552FAA" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_us-gaap_PreferredStockValueOutstanding_11E9F5996445A9C8C5B41D46CB552FAA" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockDepositarySharesIssued" xlink:label="loc_cfg_PreferredStockDepositarySharesIssued_9BBA44B1CDAA14D296391D46CB553BD6" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_cfg_PreferredStockDepositarySharesIssued_9BBA44B1CDAA14D296391D46CB553BD6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockLiquidationPreferencePerDepositoryShare" xlink:label="loc_cfg_PreferredStockLiquidationPreferencePerDepositoryShare_B738FA43A19BCC160C341D46CB550012" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_cfg_PreferredStockLiquidationPreferencePerDepositoryShare_B738FA43A19BCC160C341D46CB550012" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockDepositaryShareInterestPercentage" xlink:label="loc_cfg_PreferredStockDepositaryShareInterestPercentage_EA885E25CA6D833C07351D46CB55075C" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_cfg_PreferredStockDepositaryShareInterestPercentage_EA885E25CA6D833C07351D46CB55075C" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockLineItems" xlink:label="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="loc_us-gaap_ScheduleOfStockByClassTable_DBE3438EF3BAC691764BD869442F67DB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:to="loc_us-gaap_ScheduleOfStockByClassTable_DBE3438EF3BAC691764BD869442F67DB" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableRateAxis" xlink:label="loc_us-gaap_VariableRateAxis_A7E778B502C6EACC1E95D8694430E925" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_DBE3438EF3BAC691764BD869442F67DB" xlink:to="loc_us-gaap_VariableRateAxis_A7E778B502C6EACC1E95D8694430E925" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableRateDomain" xlink:label="loc_us-gaap_VariableRateDomain_221BA5D6CFF165DA65A2D8694430EA4E_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_VariableRateAxis_A7E778B502C6EACC1E95D8694430E925" xlink:to="loc_us-gaap_VariableRateDomain_221BA5D6CFF165DA65A2D8694430EA4E_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableRateDomain" xlink:label="loc_us-gaap_VariableRateDomain_221BA5D6CFF165DA65A2D8694430EA4E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_VariableRateAxis_A7E778B502C6EACC1E95D8694430E925" xlink:to="loc_us-gaap_VariableRateDomain_221BA5D6CFF165DA65A2D8694430EA4E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LondonInterbankOfferedRateLIBORMember" xlink:label="loc_us-gaap_LondonInterbankOfferedRateLIBORMember_9F80F803D56AF247346AD86944309091" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_VariableRateDomain_221BA5D6CFF165DA65A2D8694430EA4E" xlink:to="loc_us-gaap_LondonInterbankOfferedRateLIBORMember_9F80F803D56AF247346AD86944309091" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaap_StatementClassOfStockAxis_E86F659D3E67F55C401BD86944300C95" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_DBE3438EF3BAC691764BD869442F67DB" xlink:to="loc_us-gaap_StatementClassOfStockAxis_E86F659D3E67F55C401BD86944300C95" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_7CAB5FF1F0DEC6EBA0F3D8694431C15B_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_E86F659D3E67F55C401BD86944300C95" xlink:to="loc_us-gaap_ClassOfStockDomain_7CAB5FF1F0DEC6EBA0F3D8694431C15B_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_7CAB5FF1F0DEC6EBA0F3D8694431C15B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_E86F659D3E67F55C401BD86944300C95" xlink:to="loc_us-gaap_ClassOfStockDomain_7CAB5FF1F0DEC6EBA0F3D8694431C15B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="loc_us-gaap_SeriesAPreferredStockMember_241377E0545E76A2DAA2D8694431BA2B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_7CAB5FF1F0DEC6EBA0F3D8694431C15B" xlink:to="loc_us-gaap_SeriesAPreferredStockMember_241377E0545E76A2DAA2D8694431BA2B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="loc_us-gaap_SeriesBPreferredStockMember_16ED94E85CC41804C6B5D86944310E06" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_7CAB5FF1F0DEC6EBA0F3D8694431C15B" xlink:to="loc_us-gaap_SeriesBPreferredStockMember_16ED94E85CC41804C6B5D86944310E06" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="loc_us-gaap_SeriesCPreferredStockMember_351367193A2A8F255E4AD86944319E1B" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_7CAB5FF1F0DEC6EBA0F3D8694431C15B" xlink:to="loc_us-gaap_SeriesCPreferredStockMember_351367193A2A8F255E4AD86944319E1B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesDPreferredStockMember" xlink:label="loc_us-gaap_SeriesDPreferredStockMember_012D8B9F1E60D87CC141D8694432AEE0" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_7CAB5FF1F0DEC6EBA0F3D8694431C15B" xlink:to="loc_us-gaap_SeriesDPreferredStockMember_012D8B9F1E60D87CC141D8694432AEE0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesEPreferredStockMember" xlink:label="loc_us-gaap_SeriesEPreferredStockMember_012475F1AB1FC97991A4D869443214D1" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_7CAB5FF1F0DEC6EBA0F3D8694431C15B" xlink:to="loc_us-gaap_SeriesEPreferredStockMember_012475F1AB1FC97991A4D869443214D1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued_0740645902868FF548B7D86944329FF9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:to="loc_us-gaap_PreferredStockSharesIssued_0740645902868FF548B7D86944329FF9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockDividendRatePercentage" xlink:label="loc_us-gaap_PreferredStockDividendRatePercentage_ED6A6AAEBDA35FFDBD9FD8694432BA13" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:to="loc_us-gaap_PreferredStockDividendRatePercentage_ED6A6AAEBDA35FFDBD9FD8694432BA13" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate" xlink:label="loc_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate_F52F69D8D470F6757DE0D8694433EACB" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:to="loc_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate_F52F69D8D470F6757DE0D8694433EACB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockRedemptionNoticePeriod" xlink:label="loc_cfg_PreferredStockRedemptionNoticePeriod_B15D010CA6E5ABFD3C1CD8694433A355" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:to="loc_cfg_PreferredStockRedemptionNoticePeriod_B15D010CA6E5ABFD3C1CD8694433A355" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockRedemptionPricePerShare" xlink:label="loc_us-gaap_PreferredStockRedemptionPricePerShare_FA754168EBE0A34CAC9AD8694433C6DB" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:to="loc_us-gaap_PreferredStockRedemptionPricePerShare_FA754168EBE0A34CAC9AD8694433C6DB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockDepositarySharesIssued" xlink:label="loc_cfg_PreferredStockDepositarySharesIssued_42AED7300DFF9BE523D3D8694433B87E" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:to="loc_cfg_PreferredStockDepositarySharesIssued_42AED7300DFF9BE523D3D8694433B87E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockDepositaryShareInterestPercentage" xlink:label="loc_cfg_PreferredStockDepositaryShareInterestPercentage_259A1B029FFB66C9A88BD8694433734C" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:to="loc_cfg_PreferredStockDepositaryShareInterestPercentage_259A1B029FFB66C9A88BD8694433734C" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/StockholdersEquityTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/VariableInterestEntities" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityLineItems" xlink:label="loc_us-gaap_VariableInterestEntityLineItems_9C1FF8C9F15BC9A91210F217BE4B41C8" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTable" xlink:label="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_A303975B3AB5B5A2DE30F217BE4870ED" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_9C1FF8C9F15BC9A91210F217BE4B41C8" xlink:to="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_A303975B3AB5B5A2DE30F217BE4870ED" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCommitmentsAxis" xlink:label="loc_us-gaap_OtherCommitmentsAxis_2B3680332A35275A7E2FF217BE48CEA5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_A303975B3AB5B5A2DE30F217BE4870ED" xlink:to="loc_us-gaap_OtherCommitmentsAxis_2B3680332A35275A7E2FF217BE48CEA5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCommitmentsDomain" xlink:label="loc_us-gaap_OtherCommitmentsDomain_76E61D9B4B3A1D30004AF217BE48EC8F_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_OtherCommitmentsAxis_2B3680332A35275A7E2FF217BE48CEA5" xlink:to="loc_us-gaap_OtherCommitmentsDomain_76E61D9B4B3A1D30004AF217BE48EC8F_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCommitmentsDomain" xlink:label="loc_us-gaap_OtherCommitmentsDomain_76E61D9B4B3A1D30004AF217BE48EC8F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_OtherCommitmentsAxis_2B3680332A35275A7E2FF217BE48CEA5" xlink:to="loc_us-gaap_OtherCommitmentsDomain_76E61D9B4B3A1D30004AF217BE48EC8F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsToExtendCreditMember" xlink:label="loc_us-gaap_CommitmentsToExtendCreditMember_F7FCE6180C1EF314CB32F217BE49CE91" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherCommitmentsDomain_76E61D9B4B3A1D30004AF217BE48EC8F" xlink:to="loc_us-gaap_CommitmentsToExtendCreditMember_F7FCE6180C1EF314CB32F217BE49CE91" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3E0D39B43B86E07BE23CF217BE4908AD" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_A303975B3AB5B5A2DE30F217BE4870ED" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3E0D39B43B86E07BE23CF217BE4908AD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_FEC8A034612EC96DE595F217BE49FEDC_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3E0D39B43B86E07BE23CF217BE4908AD" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_FEC8A034612EC96DE595F217BE49FEDC_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_FEC8A034612EC96DE595F217BE49FEDC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3E0D39B43B86E07BE23CF217BE4908AD" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_FEC8A034612EC96DE595F217BE49FEDC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_137535841CC22369BF37F217BE49A33F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_FEC8A034612EC96DE595F217BE49FEDC" xlink:to="loc_us-gaap_CommercialLoanMember_137535841CC22369BF37F217BE49A33F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis" xlink:label="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_86F560AAA93DB926F939F217BE4A1407" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_A303975B3AB5B5A2DE30F217BE4870ED" xlink:to="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_86F560AAA93DB926F939F217BE4A1407" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassificationOfVariableInterestEntityDomain" xlink:label="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_DCF187A89E93E665EA0AF217BE4AB86D_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_86F560AAA93DB926F939F217BE4A1407" xlink:to="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_DCF187A89E93E665EA0AF217BE4AB86D_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassificationOfVariableInterestEntityDomain" xlink:label="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_DCF187A89E93E665EA0AF217BE4AB86D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_86F560AAA93DB926F939F217BE4A1407" xlink:to="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_DCF187A89E93E665EA0AF217BE4AB86D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_QualifiedAffordableHousingInvestmentMember" xlink:label="loc_cfg_QualifiedAffordableHousingInvestmentMember_103F99781ABF827571C3F217BE4AB1FF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_DCF187A89E93E665EA0AF217BE4AB86D" xlink:to="loc_cfg_QualifiedAffordableHousingInvestmentMember_103F99781ABF827571C3F217BE4AB1FF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SpecialPurposeEntitiesMember" xlink:label="loc_cfg_SpecialPurposeEntitiesMember_3DA3C24355566E9E872DF217BE4B88C9" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_DCF187A89E93E665EA0AF217BE4AB86D" xlink:to="loc_cfg_SpecialPurposeEntitiesMember_3DA3C24355566E9E872DF217BE4B88C9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AffordableHousingProjectInvestmentWriteDownAmount" xlink:label="loc_us-gaap_AffordableHousingProjectInvestmentWriteDownAmount_D1D5BEFDCC1F8898F27EF217BE4B643A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_9C1FF8C9F15BC9A91210F217BE4B41C8" xlink:to="loc_us-gaap_AffordableHousingProjectInvestmentWriteDownAmount_D1D5BEFDCC1F8898F27EF217BE4B643A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_6AAFAE19A25982650035F217BE4BF9B5" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_9C1FF8C9F15BC9A91210F217BE4B41C8" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_6AAFAE19A25982650035F217BE4BF9B5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCommitment" xlink:label="loc_us-gaap_OtherCommitment_14EF9DA895E0281C2D7DF217BE4B841E" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_9C1FF8C9F15BC9A91210F217BE4B41C8" xlink:to="loc_us-gaap_OtherCommitment_14EF9DA895E0281C2D7DF217BE4B841E" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfEquityMethodInvestmentsLineItems" xlink:label="loc_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfEquityMethodInvestmentsTable" xlink:label="loc_us-gaap_ScheduleOfEquityMethodInvestmentsTable_6B7E41AF4B35050CCB3FA35943E62CB3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95" xlink:to="loc_us-gaap_ScheduleOfEquityMethodInvestmentsTable_6B7E41AF4B35050CCB3FA35943E62CB3" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis" xlink:label="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_A477A8F429138C954B3BA35943E6A22B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentsTable_6B7E41AF4B35050CCB3FA35943E62CB3" xlink:to="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_A477A8F429138C954B3BA35943E6A22B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassificationOfVariableInterestEntityDomain" xlink:label="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_5393B724F792E8645B71A35943E696E9_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_A477A8F429138C954B3BA35943E6A22B" xlink:to="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_5393B724F792E8645B71A35943E696E9_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassificationOfVariableInterestEntityDomain" xlink:label="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_5393B724F792E8645B71A35943E696E9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_A477A8F429138C954B3BA35943E6A22B" xlink:to="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_5393B724F792E8645B71A35943E696E9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_QualifiedAffordableHousingInvestmentMember" xlink:label="loc_cfg_QualifiedAffordableHousingInvestmentMember_FDA08F18C035F5277851A35943E69DC1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_5393B724F792E8645B71A35943E696E9" xlink:to="loc_cfg_QualifiedAffordableHousingInvestmentMember_FDA08F18C035F5277851A35943E69DC1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount" xlink:label="loc_us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount_5211D2426C09AC0F5118A35943E78000" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95" xlink:to="loc_us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount_5211D2426C09AC0F5118A35943E78000" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization" xlink:label="loc_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization_32C7369E1168EDD626D7A35943E7E1AA" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95" xlink:to="loc_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization_32C7369E1168EDD626D7A35943E7E1AA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherTaxExpenseBenefit" xlink:label="loc_us-gaap_OtherTaxExpenseBenefit_13312D16BEAC1E9CC795A35943E7E1C4" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95" xlink:to="loc_us-gaap_OtherTaxExpenseBenefit_13312D16BEAC1E9CC795A35943E7E1C4" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityLineItems" xlink:label="loc_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTable" xlink:label="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_82FC887F6AB8F4F48A93F8808DB1BBA5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:to="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_82FC887F6AB8F4F48A93F8808DB1BBA5" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_BAC847C1E2753EF94BD5F8808DB1801C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_82FC887F6AB8F4F48A93F8808DB1BBA5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_BAC847C1E2753EF94BD5F8808DB1801C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_99B13E4F5EC58151EF6DF8808DB227E0_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_BAC847C1E2753EF94BD5F8808DB1801C" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_99B13E4F5EC58151EF6DF8808DB227E0_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_99B13E4F5EC58151EF6DF8808DB227E0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_BAC847C1E2753EF94BD5F8808DB1801C" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_99B13E4F5EC58151EF6DF8808DB227E0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_47808F8254B11A9F2B32F8808DB2896B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_99B13E4F5EC58151EF6DF8808DB227E0" xlink:to="loc_us-gaap_CommercialLoanMember_47808F8254B11A9F2B32F8808DB2896B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis" xlink:label="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_B7AB039D257A0827D948F8808DB2E8A0" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_82FC887F6AB8F4F48A93F8808DB1BBA5" xlink:to="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_B7AB039D257A0827D948F8808DB2E8A0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassificationOfVariableInterestEntityDomain" xlink:label="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_845C630B5A7CDB778495F8808DB2555D_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_B7AB039D257A0827D948F8808DB2E8A0" xlink:to="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_845C630B5A7CDB778495F8808DB2555D_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassificationOfVariableInterestEntityDomain" xlink:label="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_845C630B5A7CDB778495F8808DB2555D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_B7AB039D257A0827D948F8808DB2E8A0" xlink:to="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_845C630B5A7CDB778495F8808DB2555D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_QualifiedAffordableHousingInvestmentMember" xlink:label="loc_cfg_QualifiedAffordableHousingInvestmentMember_7425EE642727E72D68C1F8808DB39AE7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_845C630B5A7CDB778495F8808DB2555D" xlink:to="loc_cfg_QualifiedAffordableHousingInvestmentMember_7425EE642727E72D68C1F8808DB39AE7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SpecialPurposeEntitiesMember" xlink:label="loc_cfg_SpecialPurposeEntitiesMember_5EEDA508E270EB315360F8808DB3394D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_845C630B5A7CDB778495F8808DB2555D" xlink:to="loc_cfg_SpecialPurposeEntitiesMember_5EEDA508E270EB315360F8808DB3394D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RenewableEnergyMember" xlink:label="loc_cfg_RenewableEnergyMember_C1FF21ED86A14EB3CC3FF8808DB31C06" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_845C630B5A7CDB778495F8808DB2555D" xlink:to="loc_cfg_RenewableEnergyMember_C1FF21ED86A14EB3CC3FF8808DB31C06" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments" xlink:label="loc_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments_7C77C8CFABB0575E1CD8F8808DB4C605" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:to="loc_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments_7C77C8CFABB0575E1CD8F8808DB4C605" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment" xlink:label="loc_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_3FF0F3456B6191FE01A7F8808DB49153" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:to="loc_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_3FF0F3456B6191FE01A7F8808DB49153" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_13FA7D5E06CAA16AB13EF8808DB4908A" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_13FA7D5E06CAA16AB13EF8808DB4908A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RenewableEnergyInvestments" xlink:label="loc_cfg_RenewableEnergyInvestments_DEB8C4BE0AA81F8EFAA8F8808DB476F2" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:to="loc_cfg_RenewableEnergyInvestments_DEB8C4BE0AA81F8EFAA8F8808DB476F2" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.citizensbank.com/role/VariableInterestEntitiesVariableInterestEntitiesTables" xlink:type="extended" />
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>14
<FILENAME>cfg-20191231_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!-- -->
<link:linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" xlink:type="simple" />
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="lab_us-gaap_BankingAndThriftAbstract_246DC94B735309D859C4B0211F5E2107_label_en-US" xlink:label="lab_us-gaap_BankingAndThriftAbstract_246DC94B735309D859C4B0211F5E2107" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking and Thrift [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="loc_us-gaap_BankingAndThriftAbstract_246DC94B735309D859C4B0211F5E2107" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BankingAndThriftAbstract_246DC94B735309D859C4B0211F5E2107" xlink:to="lab_us-gaap_BankingAndThriftAbstract_246DC94B735309D859C4B0211F5E2107" xlink:type="arc" />
    <link:label id="lab_cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract_E7669B1955D98EB28456B0211F5E9988_terseLabel_en-US" xlink:label="lab_cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract_E7669B1955D98EB28456B0211F5E9988" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common Equity Tier 1 to Risk-Weighted Assets (Amount)</link:label>
    <link:label id="lab_cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract_E7669B1955D98EB28456B0211F5E9988_label_en-US" xlink:label="lab_cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract_E7669B1955D98EB28456B0211F5E9988" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Equity Tier 1 to Risk-Weighted Assets (Amount) [Abstract]</link:label>
    <link:label id="lab_cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract_E7669B1955D98EB28456B0211F5E9988_documentation_en-US" xlink:label="lab_cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract_E7669B1955D98EB28456B0211F5E9988" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Common Equity Tier 1 to Risk-Weighted Assets (Amount) [Abstract]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract" xlink:label="loc_cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract_E7669B1955D98EB28456B0211F5E9988" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract_E7669B1955D98EB28456B0211F5E9988" xlink:to="lab_cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract_E7669B1955D98EB28456B0211F5E9988" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonEquityTierOneCapital_2B4AFF9629794D19D62FB0211F5FCDD0_terseLabel_en-US" xlink:label="lab_us-gaap_CommonEquityTierOneCapital_2B4AFF9629794D19D62FB0211F5FCDD0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actual</link:label>
    <link:label id="lab_us-gaap_CommonEquityTierOneCapital_2B4AFF9629794D19D62FB0211F5FCDD0_label_en-US" xlink:label="lab_us-gaap_CommonEquityTierOneCapital_2B4AFF9629794D19D62FB0211F5FCDD0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Equity Tier One Capital</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonEquityTierOneCapital" xlink:label="loc_us-gaap_CommonEquityTierOneCapital_2B4AFF9629794D19D62FB0211F5FCDD0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonEquityTierOneCapital_2B4AFF9629794D19D62FB0211F5FCDD0" xlink:to="lab_us-gaap_CommonEquityTierOneCapital_2B4AFF9629794D19D62FB0211F5FCDD0" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy_9248149C24FD489F3375B0211F5F219A_terseLabel_en-US" xlink:label="lab_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy_9248149C24FD489F3375B0211F5F219A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Minimum Capital Adequacy</link:label>
    <link:label id="lab_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy_9248149C24FD489F3375B0211F5F219A_label_en-US" xlink:label="lab_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy_9248149C24FD489F3375B0211F5F219A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Equity Tier One Capital Required for Capital Adequacy</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy" xlink:label="loc_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy_9248149C24FD489F3375B0211F5F219A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy_9248149C24FD489F3375B0211F5F219A" xlink:to="lab_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy_9248149C24FD489F3375B0211F5F219A" xlink:type="arc" />
    <link:label id="lab_cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract_B7FC32733EA67C0974B6B0211F5FEACA_terseLabel_en-US" xlink:label="lab_cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract_B7FC32733EA67C0974B6B0211F5FEACA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common Equity Tier 1 to Risk-Weighted Assets (Ratio)</link:label>
    <link:label id="lab_cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract_B7FC32733EA67C0974B6B0211F5FEACA_label_en-US" xlink:label="lab_cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract_B7FC32733EA67C0974B6B0211F5FEACA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Equity Tier 1 to Risk-Weighted Assets (Ratio) [Abstract]</link:label>
    <link:label id="lab_cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract_B7FC32733EA67C0974B6B0211F5FEACA_documentation_en-US" xlink:label="lab_cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract_B7FC32733EA67C0974B6B0211F5FEACA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Common Equity Tier 1 to Risk-Weighted Assets (Ratio) [Abstract]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract" xlink:label="loc_cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract_B7FC32733EA67C0974B6B0211F5FEACA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract_B7FC32733EA67C0974B6B0211F5FEACA" xlink:to="lab_cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract_B7FC32733EA67C0974B6B0211F5FEACA" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonEquityTierOneCapitalRatio_4BF8E67476630AEC56E0B0211F5FD6C8_terseLabel_en-US" xlink:label="lab_us-gaap_CommonEquityTierOneCapitalRatio_4BF8E67476630AEC56E0B0211F5FD6C8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actual</link:label>
    <link:label id="lab_us-gaap_CommonEquityTierOneCapitalRatio_4BF8E67476630AEC56E0B0211F5FD6C8_label_en-US" xlink:label="lab_us-gaap_CommonEquityTierOneCapitalRatio_4BF8E67476630AEC56E0B0211F5FD6C8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Equity Tier One Capital Ratio</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonEquityTierOneCapitalRatio" xlink:label="loc_us-gaap_CommonEquityTierOneCapitalRatio_4BF8E67476630AEC56E0B0211F5FD6C8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonEquityTierOneCapitalRatio_4BF8E67476630AEC56E0B0211F5FD6C8" xlink:to="lab_us-gaap_CommonEquityTierOneCapitalRatio_4BF8E67476630AEC56E0B0211F5FD6C8" xlink:type="arc" />
    <link:label id="lab_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets_ABE6721A289246590E2DB0211F5F40AD_terseLabel_en-US" xlink:label="lab_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets_ABE6721A289246590E2DB0211F5F40AD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Minimum Capital Adequacy</link:label>
    <link:label id="lab_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets_ABE6721A289246590E2DB0211F5F40AD_label_en-US" xlink:label="lab_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets_ABE6721A289246590E2DB0211F5F40AD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Equity Tier1 Required For Capital Adequacy To Risk Weighted Assets</link:label>
    <link:label id="lab_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets_ABE6721A289246590E2DB0211F5F40AD_documentation_en-US" xlink:label="lab_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets_ABE6721A289246590E2DB0211F5F40AD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The minimum common equity tier 1 ratio (CET1 divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets_ABE6721A289246590E2DB0211F5F40AD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets_ABE6721A289246590E2DB0211F5F40AD" xlink:to="lab_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets_ABE6721A289246590E2DB0211F5F40AD" xlink:type="arc" />
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalAbstract_6644EDD4B0859859A97AB0211F6079C1_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalAbstract_6644EDD4B0859859A97AB0211F6079C1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 Capital to Risk-Weighted Assets (Amount)</link:label>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalAbstract_6644EDD4B0859859A97AB0211F6079C1_label_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalAbstract_6644EDD4B0859859A97AB0211F6079C1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tier One Risk Based Capital [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneRiskBasedCapitalAbstract" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalAbstract_6644EDD4B0859859A97AB0211F6079C1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneRiskBasedCapitalAbstract_6644EDD4B0859859A97AB0211F6079C1" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalAbstract_6644EDD4B0859859A97AB0211F6079C1" xlink:type="arc" />
    <link:label id="lab_us-gaap_TierOneRiskBasedCapital_0955886F5C710E1C41A3B0211F60C248_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapital_0955886F5C710E1C41A3B0211F60C248" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actual</link:label>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapital_0955886F5C710E1C41A3B0211F60C248_label_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapital_0955886F5C710E1C41A3B0211F60C248" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tier One Risk Based Capital</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:label="loc_us-gaap_TierOneRiskBasedCapital_0955886F5C710E1C41A3B0211F60C248" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneRiskBasedCapital_0955886F5C710E1C41A3B0211F60C248" xlink:to="lab_us-gaap_TierOneRiskBasedCapital_0955886F5C710E1C41A3B0211F60C248" xlink:type="arc" />
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_BE48D09C612E40103706B0211F60CDDA_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_BE48D09C612E40103706B0211F60CDDA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Minimum Capital Adequacy</link:label>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_BE48D09C612E40103706B0211F60CDDA_label_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_BE48D09C612E40103706B0211F60CDDA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tier One Risk Based Capital Required for Capital Adequacy</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_BE48D09C612E40103706B0211F60CDDA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_BE48D09C612E40103706B0211F60CDDA" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_BE48D09C612E40103706B0211F60CDDA" xlink:type="arc" />
    <link:label id="lab_us-gaap_RiskBasedRatiosAbstract_A5AF77C1542AC9353372B0211F600B94_terseLabel_en-US" xlink:label="lab_us-gaap_RiskBasedRatiosAbstract_A5AF77C1542AC9353372B0211F600B94" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 Capital to Risk-Weighted Assets (Ratio)</link:label>
    <link:label id="lab_us-gaap_RiskBasedRatiosAbstract_A5AF77C1542AC9353372B0211F600B94_label_en-US" xlink:label="lab_us-gaap_RiskBasedRatiosAbstract_A5AF77C1542AC9353372B0211F600B94" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Risk Based Ratios [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="loc_us-gaap_RiskBasedRatiosAbstract_A5AF77C1542AC9353372B0211F600B94" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RiskBasedRatiosAbstract_A5AF77C1542AC9353372B0211F600B94" xlink:to="lab_us-gaap_RiskBasedRatiosAbstract_A5AF77C1542AC9353372B0211F600B94" xlink:type="arc" />
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_107D701A46DE806F9523B0211F60F734_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_107D701A46DE806F9523B0211F60F734" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actual</link:label>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_107D701A46DE806F9523B0211F60F734_label_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_107D701A46DE806F9523B0211F60F734" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tier One Risk Based Capital to Risk Weighted Assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_107D701A46DE806F9523B0211F60F734" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_107D701A46DE806F9523B0211F60F734" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_107D701A46DE806F9523B0211F60F734" xlink:type="arc" />
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_0D2E5758E39BB9D59263B0211F612EFD_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_0D2E5758E39BB9D59263B0211F612EFD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Minimum Capital Adequacy</link:label>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_0D2E5758E39BB9D59263B0211F612EFD_label_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_0D2E5758E39BB9D59263B0211F612EFD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_0D2E5758E39BB9D59263B0211F612EFD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_0D2E5758E39BB9D59263B0211F612EFD" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_0D2E5758E39BB9D59263B0211F612EFD" xlink:type="arc" />
    <link:label id="lab_us-gaap_CapitalAbstract_D486B55BFF2FEA641CF3B0211F61E3FE_terseLabel_en-US" xlink:label="lab_us-gaap_CapitalAbstract_D486B55BFF2FEA641CF3B0211F61E3FE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total Capital to Risk-Weighted Assets (Amount)</link:label>
    <link:label id="lab_us-gaap_CapitalAbstract_D486B55BFF2FEA641CF3B0211F61E3FE_label_en-US" xlink:label="lab_us-gaap_CapitalAbstract_D486B55BFF2FEA641CF3B0211F61E3FE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="loc_us-gaap_CapitalAbstract_D486B55BFF2FEA641CF3B0211F61E3FE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalAbstract_D486B55BFF2FEA641CF3B0211F61E3FE" xlink:to="lab_us-gaap_CapitalAbstract_D486B55BFF2FEA641CF3B0211F61E3FE" xlink:type="arc" />
    <link:label id="lab_us-gaap_Capital_2CA6AE58F5BCDCC018EDB0211F61E69F_terseLabel_en-US" xlink:label="lab_us-gaap_Capital_2CA6AE58F5BCDCC018EDB0211F61E69F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actual</link:label>
    <link:label id="lab_us-gaap_Capital_2CA6AE58F5BCDCC018EDB0211F61E69F_label_en-US" xlink:label="lab_us-gaap_Capital_2CA6AE58F5BCDCC018EDB0211F61E69F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Capital" xlink:label="loc_us-gaap_Capital_2CA6AE58F5BCDCC018EDB0211F61E69F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Capital_2CA6AE58F5BCDCC018EDB0211F61E69F" xlink:to="lab_us-gaap_Capital_2CA6AE58F5BCDCC018EDB0211F61E69F" xlink:type="arc" />
    <link:label id="lab_us-gaap_CapitalRequiredForCapitalAdequacy_D811EB9DCF7454CEFD9BB0211F61BF11_terseLabel_en-US" xlink:label="lab_us-gaap_CapitalRequiredForCapitalAdequacy_D811EB9DCF7454CEFD9BB0211F61BF11" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Minimum Capital Adequacy</link:label>
    <link:label id="lab_us-gaap_CapitalRequiredForCapitalAdequacy_D811EB9DCF7454CEFD9BB0211F61BF11_label_en-US" xlink:label="lab_us-gaap_CapitalRequiredForCapitalAdequacy_D811EB9DCF7454CEFD9BB0211F61BF11" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital Required for Capital Adequacy</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:label="loc_us-gaap_CapitalRequiredForCapitalAdequacy_D811EB9DCF7454CEFD9BB0211F61BF11" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalRequiredForCapitalAdequacy_D811EB9DCF7454CEFD9BB0211F61BF11" xlink:to="lab_us-gaap_CapitalRequiredForCapitalAdequacy_D811EB9DCF7454CEFD9BB0211F61BF11" xlink:type="arc" />
    <link:label id="lab_cfg_CapitalRatiosAbstract_316FE5335467691ED2DFB0211F62772B_terseLabel_en-US" xlink:label="lab_cfg_CapitalRatiosAbstract_316FE5335467691ED2DFB0211F62772B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total Capital to Risk-Weighted Assets (Ratio)</link:label>
    <link:label id="lab_cfg_CapitalRatiosAbstract_316FE5335467691ED2DFB0211F62772B_label_en-US" xlink:label="lab_cfg_CapitalRatiosAbstract_316FE5335467691ED2DFB0211F62772B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital Ratios [Abstract]</link:label>
    <link:label id="lab_cfg_CapitalRatiosAbstract_316FE5335467691ED2DFB0211F62772B_documentation_en-US" xlink:label="lab_cfg_CapitalRatiosAbstract_316FE5335467691ED2DFB0211F62772B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Capital Ratios [Abstract]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalRatiosAbstract" xlink:label="loc_cfg_CapitalRatiosAbstract_316FE5335467691ED2DFB0211F62772B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CapitalRatiosAbstract_316FE5335467691ED2DFB0211F62772B" xlink:to="lab_cfg_CapitalRatiosAbstract_316FE5335467691ED2DFB0211F62772B" xlink:type="arc" />
    <link:label id="lab_us-gaap_CapitalToRiskWeightedAssets_CE10631EE33F4EFA3847B0211F62834D_terseLabel_en-US" xlink:label="lab_us-gaap_CapitalToRiskWeightedAssets_CE10631EE33F4EFA3847B0211F62834D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actual</link:label>
    <link:label id="lab_us-gaap_CapitalToRiskWeightedAssets_CE10631EE33F4EFA3847B0211F62834D_label_en-US" xlink:label="lab_us-gaap_CapitalToRiskWeightedAssets_CE10631EE33F4EFA3847B0211F62834D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital to Risk Weighted Assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="loc_us-gaap_CapitalToRiskWeightedAssets_CE10631EE33F4EFA3847B0211F62834D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalToRiskWeightedAssets_CE10631EE33F4EFA3847B0211F62834D" xlink:to="lab_us-gaap_CapitalToRiskWeightedAssets_CE10631EE33F4EFA3847B0211F62834D" xlink:type="arc" />
    <link:label id="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_65A06120AACC1D583B72B0211F626D99_terseLabel_en-US" xlink:label="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_65A06120AACC1D583B72B0211F626D99" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Minimum Capital Adequacy</link:label>
    <link:label id="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_65A06120AACC1D583B72B0211F626D99_label_en-US" xlink:label="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_65A06120AACC1D583B72B0211F626D99" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital Required for Capital Adequacy to Risk Weighted Assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_65A06120AACC1D583B72B0211F626D99" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_65A06120AACC1D583B72B0211F626D99" xlink:to="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_65A06120AACC1D583B72B0211F626D99" xlink:type="arc" />
    <link:label id="lab_us-gaap_TierOneLeverageCapitalAbstract_A67F0DB0CA399EDF1A11B0211F6259FF_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalAbstract_A67F0DB0CA399EDF1A11B0211F6259FF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 Capital to Average Assets (Leverage) (Amount)</link:label>
    <link:label id="lab_us-gaap_TierOneLeverageCapitalAbstract_A67F0DB0CA399EDF1A11B0211F6259FF_label_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalAbstract_A67F0DB0CA399EDF1A11B0211F6259FF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tier One Leverage Capital [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneLeverageCapitalAbstract" xlink:label="loc_us-gaap_TierOneLeverageCapitalAbstract_A67F0DB0CA399EDF1A11B0211F6259FF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneLeverageCapitalAbstract_A67F0DB0CA399EDF1A11B0211F6259FF" xlink:to="lab_us-gaap_TierOneLeverageCapitalAbstract_A67F0DB0CA399EDF1A11B0211F6259FF" xlink:type="arc" />
    <link:label id="lab_us-gaap_TierOneLeverageCapital_04E20B3EE8E46BE064C9B0211F62EC86_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapital_04E20B3EE8E46BE064C9B0211F62EC86" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actual</link:label>
    <link:label id="lab_us-gaap_TierOneLeverageCapital_04E20B3EE8E46BE064C9B0211F62EC86_label_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapital_04E20B3EE8E46BE064C9B0211F62EC86" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tier One Leverage Capital</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:label="loc_us-gaap_TierOneLeverageCapital_04E20B3EE8E46BE064C9B0211F62EC86" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneLeverageCapital_04E20B3EE8E46BE064C9B0211F62EC86" xlink:to="lab_us-gaap_TierOneLeverageCapital_04E20B3EE8E46BE064C9B0211F62EC86" xlink:type="arc" />
    <link:label id="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_7602D2AEB4060186B37DB0211F62F245_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_7602D2AEB4060186B37DB0211F62F245" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Minimum Capital Adequacy</link:label>
    <link:label id="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_7602D2AEB4060186B37DB0211F62F245_label_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_7602D2AEB4060186B37DB0211F62F245" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tier One Leverage Capital Required for Capital Adequacy</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_7602D2AEB4060186B37DB0211F62F245" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_7602D2AEB4060186B37DB0211F62F245" xlink:to="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_7602D2AEB4060186B37DB0211F62F245" xlink:type="arc" />
    <link:label id="lab_us-gaap_LeverageRatiosAbstract_4CA1A0AB548B8EFBCC70B0211F63DFD3_terseLabel_en-US" xlink:label="lab_us-gaap_LeverageRatiosAbstract_4CA1A0AB548B8EFBCC70B0211F63DFD3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 Capital to Average Assets (Leverage) (Ratio)</link:label>
    <link:label id="lab_us-gaap_LeverageRatiosAbstract_4CA1A0AB548B8EFBCC70B0211F63DFD3_label_en-US" xlink:label="lab_us-gaap_LeverageRatiosAbstract_4CA1A0AB548B8EFBCC70B0211F63DFD3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Leverage Ratios [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeverageRatiosAbstract" xlink:label="loc_us-gaap_LeverageRatiosAbstract_4CA1A0AB548B8EFBCC70B0211F63DFD3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LeverageRatiosAbstract_4CA1A0AB548B8EFBCC70B0211F63DFD3" xlink:to="lab_us-gaap_LeverageRatiosAbstract_4CA1A0AB548B8EFBCC70B0211F63DFD3" xlink:type="arc" />
    <link:label id="lab_us-gaap_TierOneLeverageCapitalToAverageAssets_71F37E3A516B607A41ADB0211F631C5D_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalToAverageAssets_71F37E3A516B607A41ADB0211F631C5D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actual</link:label>
    <link:label id="lab_us-gaap_TierOneLeverageCapitalToAverageAssets_71F37E3A516B607A41ADB0211F631C5D_label_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalToAverageAssets_71F37E3A516B607A41ADB0211F631C5D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tier One Leverage Capital to Average Assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:label="loc_us-gaap_TierOneLeverageCapitalToAverageAssets_71F37E3A516B607A41ADB0211F631C5D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneLeverageCapitalToAverageAssets_71F37E3A516B607A41ADB0211F631C5D" xlink:to="lab_us-gaap_TierOneLeverageCapitalToAverageAssets_71F37E3A516B607A41ADB0211F631C5D" xlink:type="arc" />
    <link:label id="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_B5992CE14C896065AE8DB0211F639282_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_B5992CE14C896065AE8DB0211F639282" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Minimum Capital Adequacy</link:label>
    <link:label id="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_B5992CE14C896065AE8DB0211F639282_label_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_B5992CE14C896065AE8DB0211F639282" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tier One Leverage Capital Required for Capital Adequacy to Average Assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_B5992CE14C896065AE8DB0211F639282" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_B5992CE14C896065AE8DB0211F639282" xlink:to="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_B5992CE14C896065AE8DB0211F639282" xlink:type="arc" />
    <link:label id="lab_cfg_CapitalConservationBuffer_462A99E601284C9F1D99B0211F63BEB4_terseLabel_en-US" xlink:label="lab_cfg_CapitalConservationBuffer_462A99E601284C9F1D99B0211F63BEB4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital conservation buffer</link:label>
    <link:label id="lab_cfg_CapitalConservationBuffer_462A99E601284C9F1D99B0211F63BEB4_label_en-US" xlink:label="lab_cfg_CapitalConservationBuffer_462A99E601284C9F1D99B0211F63BEB4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital Conservation Buffer</link:label>
    <link:label id="lab_cfg_CapitalConservationBuffer_462A99E601284C9F1D99B0211F63BEB4_documentation_en-US" xlink:label="lab_cfg_CapitalConservationBuffer_462A99E601284C9F1D99B0211F63BEB4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Capital Conservation Buffer</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalConservationBuffer" xlink:label="loc_cfg_CapitalConservationBuffer_462A99E601284C9F1D99B0211F63BEB4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CapitalConservationBuffer_462A99E601284C9F1D99B0211F63BEB4" xlink:to="lab_cfg_CapitalConservationBuffer_462A99E601284C9F1D99B0211F63BEB4" xlink:type="arc" />
    <link:label id="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_CCABC2800D8894776D01A35945C77AC5_label_en-US" xlink:label="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_CCABC2800D8894776D01A35945C77AC5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments, Debt and Equity Securities [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_CCABC2800D8894776D01A35945C77AC5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_CCABC2800D8894776D01A35945C77AC5" xlink:to="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_CCABC2800D8894776D01A35945C77AC5" xlink:type="arc" />
    <link:label id="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_6E4A42AAA0BC9A3B0CE7A35945C7852C_terseLabel_en-US" xlink:label="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_6E4A42AAA0BC9A3B0CE7A35945C7852C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SECURITIES</link:label>
    <link:label id="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_6E4A42AAA0BC9A3B0CE7A35945C7852C_label_en-US" xlink:label="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_6E4A42AAA0BC9A3B0CE7A35945C7852C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_6E4A42AAA0BC9A3B0CE7A35945C7852C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_6E4A42AAA0BC9A3B0CE7A35945C7852C" xlink:to="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_6E4A42AAA0BC9A3B0CE7A35945C7852C" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueDisclosuresAbstract_B6DDCCC51E0D0CDD690BCEFEDBFDE56B_label_en-US" xlink:label="lab_us-gaap_FairValueDisclosuresAbstract_B6DDCCC51E0D0CDD690BCEFEDBFDE56B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Disclosures [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_B6DDCCC51E0D0CDD690BCEFEDBFDE56B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_B6DDCCC51E0D0CDD690BCEFEDBFDE56B" xlink:to="lab_us-gaap_FairValueDisclosuresAbstract_B6DDCCC51E0D0CDD690BCEFEDBFDE56B" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock_8749FE0CD7E4E86DB4CECF02C6A43BDD_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock_8749FE0CD7E4E86DB4CECF02C6A43BDD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of difference between aggregated fair value and unpaid principal balance of loans held for sale</link:label>
    <link:label id="lab_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock_8749FE0CD7E4E86DB4CECF02C6A43BDD_label_en-US" xlink:label="lab_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock_8749FE0CD7E4E86DB4CECF02C6A43BDD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Option, Disclosures [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock" xlink:label="loc_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock_8749FE0CD7E4E86DB4CECF02C6A43BDD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock_8749FE0CD7E4E86DB4CECF02C6A43BDD" xlink:to="lab_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock_8749FE0CD7E4E86DB4CECF02C6A43BDD" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_F83656008FF98AB0F9CFCEFEDBFD83CB_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_F83656008FF98AB0F9CFCEFEDBFD83CB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Assets and liabilities measured on recurring basis</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_F83656008FF98AB0F9CFCEFEDBFD83CB_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_F83656008FF98AB0F9CFCEFEDBFD83CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_F83656008FF98AB0F9CFCEFEDBFD83CB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_F83656008FF98AB0F9CFCEFEDBFD83CB" xlink:to="lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_F83656008FF98AB0F9CFCEFEDBFD83CB" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_DF34CA1527EE543BE65DCEFEDBFD4C2A_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_DF34CA1527EE543BE65DCEFEDBFD4C2A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Assets measured at fair value on recurring basis</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_DF34CA1527EE543BE65DCEFEDBFD4C2A_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_DF34CA1527EE543BE65DCEFEDBFD4C2A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_DF34CA1527EE543BE65DCEFEDBFD4C2A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_DF34CA1527EE543BE65DCEFEDBFD4C2A" xlink:to="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_DF34CA1527EE543BE65DCEFEDBFD4C2A" xlink:type="arc" />
    <link:label id="lab_cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock_3F09CED0EE4629BD4E1DCEFEDBFECF4F_terseLabel_en-US" xlink:label="lab_cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock_3F09CED0EE4629BD4E1DCEFEDBFECF4F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gains (losses) on assets and liabilities measured on a nonrecurring basis included in earnings</link:label>
    <link:label id="lab_cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock_3F09CED0EE4629BD4E1DCEFEDBFECF4F_label_en-US" xlink:label="lab_cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock_3F09CED0EE4629BD4E1DCEFEDBFECF4F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Measured on Nonrecurring Basis, Gain (Loss) Included in Earnings [Table Text Block]</link:label>
    <link:label id="lab_cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock_3F09CED0EE4629BD4E1DCEFEDBFECF4F_documentation_en-US" xlink:label="lab_cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock_3F09CED0EE4629BD4E1DCEFEDBFECF4F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tabular disclosure of gains (losses) on assets and liabilities measured at fair value on a nonrecurring basis and recorded in earnings.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock" xlink:label="loc_cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock_3F09CED0EE4629BD4E1DCEFEDBFECF4F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock_3F09CED0EE4629BD4E1DCEFEDBFECF4F" xlink:to="lab_cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock_3F09CED0EE4629BD4E1DCEFEDBFECF4F" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_130F97DBB2E6E12B665BCEFEDBFE44AC_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_130F97DBB2E6E12B665BCEFEDBFE44AC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value of assets and liabilities measured on a nonrecurring basis</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_130F97DBB2E6E12B665BCEFEDBFE44AC_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_130F97DBB2E6E12B665BCEFEDBFE44AC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Measurements, Nonrecurring [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_130F97DBB2E6E12B665BCEFEDBFE44AC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_130F97DBB2E6E12B665BCEFEDBFE44AC" xlink:to="lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_130F97DBB2E6E12B665BCEFEDBFE44AC" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock_CF5425B81732A362B7F1CEFEDBFEC55E_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock_CF5425B81732A362B7F1CEFEDBFEC55E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Assets and liabilities measured at fair value</link:label>
    <link:label id="lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock_CF5425B81732A362B7F1CEFEDBFEC55E_label_en-US" xlink:label="lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock_CF5425B81732A362B7F1CEFEDBFEC55E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, by Balance Sheet Grouping [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_CF5425B81732A362B7F1CEFEDBFEC55E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_CF5425B81732A362B7F1CEFEDBFEC55E" xlink:to="lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock_CF5425B81732A362B7F1CEFEDBFEC55E" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_82FA3D86A11031B835F8A6203251C8C9_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_82FA3D86A11031B835F8A6203251C8C9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Available-for-sale Securities [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_82FA3D86A11031B835F8A6203251C8C9_label_en-US" xlink:label="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_82FA3D86A11031B835F8A6203251C8C9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Available-for-sale Securities [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_82FA3D86A11031B835F8A6203251C8C9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_82FA3D86A11031B835F8A6203251C8C9" xlink:to="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_82FA3D86A11031B835F8A6203251C8C9" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancialInstrumentAxis_62F16518468EEC44A846A62032512D01_terseLabel_en-US" xlink:label="lab_us-gaap_FinancialInstrumentAxis_62F16518468EEC44A846A62032512D01" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Instrument [Axis]</link:label>
    <link:label id="lab_us-gaap_FinancialInstrumentAxis_62F16518468EEC44A846A62032512D01_label_en-US" xlink:label="lab_us-gaap_FinancialInstrumentAxis_62F16518468EEC44A846A62032512D01" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Instrument [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_62F16518468EEC44A846A62032512D01" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialInstrumentAxis_62F16518468EEC44A846A62032512D01" xlink:to="lab_us-gaap_FinancialInstrumentAxis_62F16518468EEC44A846A62032512D01" xlink:type="arc" />
    <link:label id="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F_terseLabel_en-US" xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Instruments [Domain]</link:label>
    <link:label id="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F_label_en-US" xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Instruments [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F" xlink:to="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F" xlink:type="arc" />
    <link:label id="lab_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_5EC496EC006E4419CF17A620325208A7_terseLabel_en-US" xlink:label="lab_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_5EC496EC006E4419CF17A620325208A7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal agencies and U.S. government sponsored entities</link:label>
    <link:label id="lab_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_5EC496EC006E4419CF17A620325208A7_label_en-US" xlink:label="lab_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_5EC496EC006E4419CF17A620325208A7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_5EC496EC006E4419CF17A620325208A7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_5EC496EC006E4419CF17A620325208A7" xlink:to="lab_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_5EC496EC006E4419CF17A620325208A7" xlink:type="arc" />
    <link:label id="lab_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_7AD82DD15DD6CEC27F4EA6203252871C_terseLabel_en-US" xlink:label="lab_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_7AD82DD15DD6CEC27F4EA6203252871C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other/non-agency</link:label>
    <link:label id="lab_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_7AD82DD15DD6CEC27F4EA6203252871C_label_en-US" xlink:label="lab_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_7AD82DD15DD6CEC27F4EA6203252871C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage-backed Securities, Issued by Private Enterprises [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_7AD82DD15DD6CEC27F4EA6203252871C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_7AD82DD15DD6CEC27F4EA6203252871C" xlink:to="lab_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_7AD82DD15DD6CEC27F4EA6203252871C" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale [Line Items]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F_label_en-US" xlink:label="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F" xlink:to="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of Issues</link:label>
    <link:label id="lab_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B_label_en-US" xlink:label="lab_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract" xlink:label="loc_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B" xlink:to="lab_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_49CF760312D6B4C055EEA6203253ED0B_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_49CF760312D6B4C055EEA6203253ED0B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Less than 12 Months</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_49CF760312D6B4C055EEA6203253ED0B_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_49CF760312D6B4C055EEA6203253ED0B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_49CF760312D6B4C055EEA6203253ED0B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_49CF760312D6B4C055EEA6203253ED0B" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_49CF760312D6B4C055EEA6203253ED0B" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_C4C60214156B8BD3F1E0A6203253F51D_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_C4C60214156B8BD3F1E0A6203253F51D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">12 Months or Longer</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_C4C60214156B8BD3F1E0A6203253F51D_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_C4C60214156B8BD3F1E0A6203253F51D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_C4C60214156B8BD3F1E0A6203253F51D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_C4C60214156B8BD3F1E0A6203253F51D" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_C4C60214156B8BD3F1E0A6203253F51D" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_F2512FC80CD66B366414A6203253828E_totalLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_F2512FC80CD66B366414A6203253828E" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_F2512FC80CD66B366414A6203253828E_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_F2512FC80CD66B366414A6203253828E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_F2512FC80CD66B366414A6203253828E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_F2512FC80CD66B366414A6203253828E" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_F2512FC80CD66B366414A6203253828E" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Qualitative Disclosure [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_AE23E78267B84A1E4542A64AA6017051_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_AE23E78267B84A1E4542A64AA6017051" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Less than 12 Months</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_AE23E78267B84A1E4542A64AA6017051_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_AE23E78267B84A1E4542A64AA6017051" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_AE23E78267B84A1E4542A64AA6017051" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_AE23E78267B84A1E4542A64AA6017051" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_AE23E78267B84A1E4542A64AA6017051" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_8972DC14A3A6AA140C0BA64AA6016D46_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_8972DC14A3A6AA140C0BA64AA6016D46" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">12 Months or Longer</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_8972DC14A3A6AA140C0BA64AA6016D46_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_8972DC14A3A6AA140C0BA64AA6016D46" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_8972DC14A3A6AA140C0BA64AA6016D46" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_8972DC14A3A6AA140C0BA64AA6016D46" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_8972DC14A3A6AA140C0BA64AA6016D46" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_E71E03E5EF6D7A1AEFD9A64AA6025B55_totalLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_E71E03E5EF6D7A1AEFD9A64AA6025B55" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_E71E03E5EF6D7A1AEFD9A64AA6025B55_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_E71E03E5EF6D7A1AEFD9A64AA6025B55" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Unrealized Loss Position</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_E71E03E5EF6D7A1AEFD9A64AA6025B55" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_E71E03E5EF6D7A1AEFD9A64AA6025B55" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_E71E03E5EF6D7A1AEFD9A64AA6025B55" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross Unrealized Losses</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_3839174D05C1071CB023A62032540700_negatedLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_3839174D05C1071CB023A62032540700" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Less than 12 Months</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_3839174D05C1071CB023A62032540700_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_3839174D05C1071CB023A62032540700" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_3839174D05C1071CB023A62032540700" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_3839174D05C1071CB023A62032540700" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_3839174D05C1071CB023A62032540700" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_6AA22EEE8702DE3D4189A62032558EE9_negatedLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_6AA22EEE8702DE3D4189A62032558EE9" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">12 Months or Longer</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_6AA22EEE8702DE3D4189A62032558EE9_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_6AA22EEE8702DE3D4189A62032558EE9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_6AA22EEE8702DE3D4189A62032558EE9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_6AA22EEE8702DE3D4189A62032558EE9" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_6AA22EEE8702DE3D4189A62032558EE9" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_793D1C7E53FFFD8C7A4DA6203255260E_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_793D1C7E53FFFD8C7A4DA6203255260E" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Total</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_793D1C7E53FFFD8C7A4DA6203255260E_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_793D1C7E53FFFD8C7A4DA6203255260E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_793D1C7E53FFFD8C7A4DA6203255260E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_793D1C7E53FFFD8C7A4DA6203255260E" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_793D1C7E53FFFD8C7A4DA6203255260E" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtDisclosureAbstract_3E6BBADC5E3AA51D8894F8808D5CB90A_label_en-US" xlink:label="lab_us-gaap_DebtDisclosureAbstract_3E6BBADC5E3AA51D8894F8808D5CB90A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Disclosure [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_3E6BBADC5E3AA51D8894F8808D5CB90A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtDisclosureAbstract_3E6BBADC5E3AA51D8894F8808D5CB90A" xlink:to="lab_us-gaap_DebtDisclosureAbstract_3E6BBADC5E3AA51D8894F8808D5CB90A" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentTable_DACED625683EA4FB5F30F8808D5C0DA5_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentTable_DACED625683EA4FB5F30F8808D5C0DA5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Long-term Debt Instruments [Table]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentTable_DACED625683EA4FB5F30F8808D5C0DA5_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentTable_DACED625683EA4FB5F30F8808D5C0DA5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Long-term Debt Instruments [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="loc_us-gaap_DebtInstrumentTable_DACED625683EA4FB5F30F8808D5C0DA5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentTable_DACED625683EA4FB5F30F8808D5C0DA5" xlink:to="lab_us-gaap_DebtInstrumentTable_DACED625683EA4FB5F30F8808D5C0DA5" xlink:type="arc" />
    <link:label id="lab_srt_ConsolidatedEntitiesAxis_4B9B72366B28A72594F9F8808D5C6EF8_terseLabel_en-US" xlink:label="lab_srt_ConsolidatedEntitiesAxis_4B9B72366B28A72594F9F8808D5C6EF8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidated Entities [Axis]</link:label>
    <link:label id="lab_srt_ConsolidatedEntitiesAxis_4B9B72366B28A72594F9F8808D5C6EF8_label_en-US" xlink:label="lab_srt_ConsolidatedEntitiesAxis_4B9B72366B28A72594F9F8808D5C6EF8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consolidated Entities [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_4B9B72366B28A72594F9F8808D5C6EF8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ConsolidatedEntitiesAxis_4B9B72366B28A72594F9F8808D5C6EF8" xlink:to="lab_srt_ConsolidatedEntitiesAxis_4B9B72366B28A72594F9F8808D5C6EF8" xlink:type="arc" />
    <link:label id="lab_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4_terseLabel_en-US" xlink:label="lab_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidated Entities [Domain]</link:label>
    <link:label id="lab_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4_label_en-US" xlink:label="lab_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consolidated Entities [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4" xlink:to="lab_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4" xlink:type="arc" />
    <link:label id="lab_srt_ParentCompanyMember_1AA946B45D9F09392BD8F8808D5D250A_verboseLabel_en-US" xlink:label="lab_srt_ParentCompanyMember_1AA946B45D9F09392BD8F8808D5D250A" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Parent Company</link:label>
    <link:label id="lab_srt_ParentCompanyMember_1AA946B45D9F09392BD8F8808D5D250A_label_en-US" xlink:label="lab_srt_ParentCompanyMember_1AA946B45D9F09392BD8F8808D5D250A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Parent Company [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_1AA946B45D9F09392BD8F8808D5D250A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ParentCompanyMember_1AA946B45D9F09392BD8F8808D5D250A" xlink:to="lab_srt_ParentCompanyMember_1AA946B45D9F09392BD8F8808D5D250A" xlink:type="arc" />
    <link:label id="lab_srt_SubsidiariesMember_D9F0A746D82E3DD78CAEF8808D5D17A4_terseLabel_en-US" xlink:label="lab_srt_SubsidiariesMember_D9F0A746D82E3DD78CAEF8808D5D17A4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Banking Subsidiaries</link:label>
    <link:label id="lab_srt_SubsidiariesMember_D9F0A746D82E3DD78CAEF8808D5D17A4_label_en-US" xlink:label="lab_srt_SubsidiariesMember_D9F0A746D82E3DD78CAEF8808D5D17A4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsidiaries [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_SubsidiariesMember" xlink:label="loc_srt_SubsidiariesMember_D9F0A746D82E3DD78CAEF8808D5D17A4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_SubsidiariesMember_D9F0A746D82E3DD78CAEF8808D5D17A4" xlink:to="lab_srt_SubsidiariesMember_D9F0A746D82E3DD78CAEF8808D5D17A4" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Instrument [Line Items]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:to="lab_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_FB3FD8332658DD730446F8808D5EB914_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_FB3FD8332658DD730446F8808D5EB914" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2020</link:label>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_FB3FD8332658DD730446F8808D5EB914_label_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_FB3FD8332658DD730446F8808D5EB914" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt, Maturities, Repayments of Principal in Next Twelve Months</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_FB3FD8332658DD730446F8808D5EB914" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_FB3FD8332658DD730446F8808D5EB914" xlink:to="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_FB3FD8332658DD730446F8808D5EB914" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_968B55D774DE8B603593F8808D5EAE03_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_968B55D774DE8B603593F8808D5EAE03" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2021</link:label>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_968B55D774DE8B603593F8808D5EAE03_label_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_968B55D774DE8B603593F8808D5EAE03" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt, Maturities, Repayments of Principal in Year Two</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_968B55D774DE8B603593F8808D5EAE03" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_968B55D774DE8B603593F8808D5EAE03" xlink:to="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_968B55D774DE8B603593F8808D5EAE03" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_3CB271DB4544DA8E3A4BF8808D5EA96D_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_3CB271DB4544DA8E3A4BF8808D5EA96D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2022</link:label>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_3CB271DB4544DA8E3A4BF8808D5EA96D_label_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_3CB271DB4544DA8E3A4BF8808D5EA96D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt, Maturities, Repayments of Principal in Year Three</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_3CB271DB4544DA8E3A4BF8808D5EA96D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_3CB271DB4544DA8E3A4BF8808D5EA96D" xlink:to="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_3CB271DB4544DA8E3A4BF8808D5EA96D" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_1D95F014C5D209C901F2F8808D5EC044_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_1D95F014C5D209C901F2F8808D5EC044" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2023</link:label>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_1D95F014C5D209C901F2F8808D5EC044_label_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_1D95F014C5D209C901F2F8808D5EC044" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt, Maturities, Repayments of Principal in Year Four</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_1D95F014C5D209C901F2F8808D5EC044" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_1D95F014C5D209C901F2F8808D5EC044" xlink:to="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_1D95F014C5D209C901F2F8808D5EC044" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_47986E4AF2C41E8BC51AF8808D5E48A0_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_47986E4AF2C41E8BC51AF8808D5E48A0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2024</link:label>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_47986E4AF2C41E8BC51AF8808D5E48A0_label_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_47986E4AF2C41E8BC51AF8808D5E48A0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt, Maturities, Repayments of Principal in Year Five</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_47986E4AF2C41E8BC51AF8808D5E48A0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_47986E4AF2C41E8BC51AF8808D5E48A0" xlink:to="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_47986E4AF2C41E8BC51AF8808D5E48A0" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_8F10BF5377A3AD972B11F8808D5F3C11_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_8F10BF5377A3AD972B11F8808D5F3C11" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2025 and thereafter</link:label>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_8F10BF5377A3AD972B11F8808D5F3C11_label_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_8F10BF5377A3AD972B11F8808D5F3C11" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt, Maturities, Repayments of Principal after Year Five</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_8F10BF5377A3AD972B11F8808D5F3C11" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_8F10BF5377A3AD972B11F8808D5F3C11" xlink:to="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_8F10BF5377A3AD972B11F8808D5F3C11" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebt_618C13FEFB282D2C71B7F8808D5F8D06_totalLabel_en-US" xlink:label="lab_us-gaap_LongTermDebt_618C13FEFB282D2C71B7F8808D5F8D06" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total</link:label>
    <link:label id="lab_us-gaap_LongTermDebt_618C13FEFB282D2C71B7F8808D5F8D06_label_en-US" xlink:label="lab_us-gaap_LongTermDebt_618C13FEFB282D2C71B7F8808D5F8D06" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_618C13FEFB282D2C71B7F8808D5F8D06" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebt_618C13FEFB282D2C71B7F8808D5F8D06" xlink:to="lab_us-gaap_LongTermDebt_618C13FEFB282D2C71B7F8808D5F8D06" xlink:type="arc" />
    <link:label id="lab_us-gaap_ReceivablesAbstract_849BCDD0205FFCE760D0355F27E57232_label_en-US" xlink:label="lab_us-gaap_ReceivablesAbstract_849BCDD0205FFCE760D0355F27E57232" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Receivables [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_849BCDD0205FFCE760D0355F27E57232" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ReceivablesAbstract_849BCDD0205FFCE760D0355F27E57232" xlink:to="lab_us-gaap_ReceivablesAbstract_849BCDD0205FFCE760D0355F27E57232" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_0FEBF2507995F4D1FFF3355F27E82055_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_0FEBF2507995F4D1FFF3355F27E82055" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Past Due [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_0FEBF2507995F4D1FFF3355F27E82055_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_0FEBF2507995F4D1FFF3355F27E82055" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Past Due [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_0FEBF2507995F4D1FFF3355F27E82055" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_0FEBF2507995F4D1FFF3355F27E82055" xlink:to="lab_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_0FEBF2507995F4D1FFF3355F27E82055" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivablePortfolioSegmentAxis_164BF5CB3704DC421D14355F27E80705_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivablePortfolioSegmentAxis_164BF5CB3704DC421D14355F27E80705" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable Portfolio Segment [Axis]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivablePortfolioSegmentAxis_164BF5CB3704DC421D14355F27E80705_label_en-US" xlink:label="lab_us-gaap_FinancingReceivablePortfolioSegmentAxis_164BF5CB3704DC421D14355F27E80705" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable Portfolio Segment [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_164BF5CB3704DC421D14355F27E80705" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_164BF5CB3704DC421D14355F27E80705" xlink:to="lab_us-gaap_FinancingReceivablePortfolioSegmentAxis_164BF5CB3704DC421D14355F27E80705" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable Portfolio Segment [Domain]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113_label_en-US" xlink:label="lab_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable Portfolio Segment [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113" xlink:to="lab_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommercialPortfolioSegmentMember_C9C7638F5041EDD0E5F4355F27E945B9_terseLabel_en-US" xlink:label="lab_us-gaap_CommercialPortfolioSegmentMember_C9C7638F5041EDD0E5F4355F27E945B9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commercial</link:label>
    <link:label id="lab_us-gaap_CommercialPortfolioSegmentMember_C9C7638F5041EDD0E5F4355F27E945B9_label_en-US" xlink:label="lab_us-gaap_CommercialPortfolioSegmentMember_C9C7638F5041EDD0E5F4355F27E945B9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commercial Portfolio Segment [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_C9C7638F5041EDD0E5F4355F27E945B9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommercialPortfolioSegmentMember_C9C7638F5041EDD0E5F4355F27E945B9" xlink:to="lab_us-gaap_CommercialPortfolioSegmentMember_C9C7638F5041EDD0E5F4355F27E945B9" xlink:type="arc" />
    <link:label id="lab_us-gaap_ConsumerPortfolioSegmentMember_3CB59A182DEEBBCD452F355F27E9EBF3_terseLabel_en-US" xlink:label="lab_us-gaap_ConsumerPortfolioSegmentMember_3CB59A182DEEBBCD452F355F27E9EBF3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail</link:label>
    <link:label id="lab_us-gaap_ConsumerPortfolioSegmentMember_3CB59A182DEEBBCD452F355F27E9EBF3_label_en-US" xlink:label="lab_us-gaap_ConsumerPortfolioSegmentMember_3CB59A182DEEBBCD452F355F27E9EBF3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consumer Portfolio Segment [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_3CB59A182DEEBBCD452F355F27E9EBF3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ConsumerPortfolioSegmentMember_3CB59A182DEEBBCD452F355F27E9EBF3" xlink:to="lab_us-gaap_ConsumerPortfolioSegmentMember_3CB59A182DEEBBCD452F355F27E9EBF3" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E19F5B06C50F86643039355F27E948B1_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E19F5B06C50F86643039355F27E948B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of Financing Receivable</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E19F5B06C50F86643039355F27E948B1_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E19F5B06C50F86643039355F27E948B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Financing Receivable [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E19F5B06C50F86643039355F27E948B1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E19F5B06C50F86643039355F27E948B1" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E19F5B06C50F86643039355F27E948B1" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of Financing Receivable</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Financing Receivable [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommercialLoanMember_B054A947BD36F5011620355F27EA4858_terseLabel_en-US" xlink:label="lab_us-gaap_CommercialLoanMember_B054A947BD36F5011620355F27EA4858" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commercial</link:label>
    <link:label id="lab_us-gaap_CommercialLoanMember_B054A947BD36F5011620355F27EA4858_label_en-US" xlink:label="lab_us-gaap_CommercialLoanMember_B054A947BD36F5011620355F27EA4858" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commercial Loan [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_B054A947BD36F5011620355F27EA4858" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommercialLoanMember_B054A947BD36F5011620355F27EA4858" xlink:to="lab_us-gaap_CommercialLoanMember_B054A947BD36F5011620355F27EA4858" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommercialRealEstateMember_B2CED446B3E7ED462359355F27EAC65A_terseLabel_en-US" xlink:label="lab_us-gaap_CommercialRealEstateMember_B2CED446B3E7ED462359355F27EAC65A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commercial real estate</link:label>
    <link:label id="lab_us-gaap_CommercialRealEstateMember_B2CED446B3E7ED462359355F27EAC65A_label_en-US" xlink:label="lab_us-gaap_CommercialRealEstateMember_B2CED446B3E7ED462359355F27EAC65A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commercial Real Estate [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_B2CED446B3E7ED462359355F27EAC65A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommercialRealEstateMember_B2CED446B3E7ED462359355F27EAC65A" xlink:to="lab_us-gaap_CommercialRealEstateMember_B2CED446B3E7ED462359355F27EAC65A" xlink:type="arc" />
    <link:label id="lab_cfg_FinanceLeasesMember_AB7FFFCCEE4570CED895355F27EB5ADE_terseLabel_en-US" xlink:label="lab_cfg_FinanceLeasesMember_AB7FFFCCEE4570CED895355F27EB5ADE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Leases</link:label>
    <link:label id="lab_cfg_FinanceLeasesMember_AB7FFFCCEE4570CED895355F27EB5ADE_label_en-US" xlink:label="lab_cfg_FinanceLeasesMember_AB7FFFCCEE4570CED895355F27EB5ADE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finance Leases [Member]</link:label>
    <link:label id="lab_cfg_FinanceLeasesMember_AB7FFFCCEE4570CED895355F27EB5ADE_documentation_en-US" xlink:label="lab_cfg_FinanceLeasesMember_AB7FFFCCEE4570CED895355F27EB5ADE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Finance Leases [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FinanceLeasesMember" xlink:label="loc_cfg_FinanceLeasesMember_AB7FFFCCEE4570CED895355F27EB5ADE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FinanceLeasesMember_AB7FFFCCEE4570CED895355F27EB5ADE" xlink:to="lab_cfg_FinanceLeasesMember_AB7FFFCCEE4570CED895355F27EB5ADE" xlink:type="arc" />
    <link:label id="lab_us-gaap_ResidentialMortgageMember_44439EC53241175D6953355F27EB62DC_terseLabel_en-US" xlink:label="lab_us-gaap_ResidentialMortgageMember_44439EC53241175D6953355F27EB62DC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Residential mortgages</link:label>
    <link:label id="lab_us-gaap_ResidentialMortgageMember_44439EC53241175D6953355F27EB62DC_label_en-US" xlink:label="lab_us-gaap_ResidentialMortgageMember_44439EC53241175D6953355F27EB62DC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Residential Mortgage [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_44439EC53241175D6953355F27EB62DC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ResidentialMortgageMember_44439EC53241175D6953355F27EB62DC" xlink:to="lab_us-gaap_ResidentialMortgageMember_44439EC53241175D6953355F27EB62DC" xlink:type="arc" />
    <link:label id="lab_us-gaap_HomeEquityLoanMember_8310AD97C9C426683C33355F27EB5609_terseLabel_en-US" xlink:label="lab_us-gaap_HomeEquityLoanMember_8310AD97C9C426683C33355F27EB5609" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Home equity loans</link:label>
    <link:label id="lab_us-gaap_HomeEquityLoanMember_8310AD97C9C426683C33355F27EB5609_label_en-US" xlink:label="lab_us-gaap_HomeEquityLoanMember_8310AD97C9C426683C33355F27EB5609" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Home Equity Loan [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_8310AD97C9C426683C33355F27EB5609" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HomeEquityLoanMember_8310AD97C9C426683C33355F27EB5609" xlink:to="lab_us-gaap_HomeEquityLoanMember_8310AD97C9C426683C33355F27EB5609" xlink:type="arc" />
    <link:label id="lab_us-gaap_HomeEquityMember_1402B33DA96EE282931A355F27EBD460_terseLabel_en-US" xlink:label="lab_us-gaap_HomeEquityMember_1402B33DA96EE282931A355F27EBD460" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Home equity lines of credit</link:label>
    <link:label id="lab_us-gaap_HomeEquityMember_1402B33DA96EE282931A355F27EBD460_label_en-US" xlink:label="lab_us-gaap_HomeEquityMember_1402B33DA96EE282931A355F27EBD460" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Home Equity Line of Credit [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_1402B33DA96EE282931A355F27EBD460" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HomeEquityMember_1402B33DA96EE282931A355F27EBD460" xlink:to="lab_us-gaap_HomeEquityMember_1402B33DA96EE282931A355F27EBD460" xlink:type="arc" />
    <link:label id="lab_cfg_HomeEquityLoanServicedbyOthersMember_4CC73D2C37953CEE5D44355F27EC7E66_terseLabel_en-US" xlink:label="lab_cfg_HomeEquityLoanServicedbyOthersMember_4CC73D2C37953CEE5D44355F27EC7E66" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Home equity loans serviced by others</link:label>
    <link:label id="lab_cfg_HomeEquityLoanServicedbyOthersMember_4CC73D2C37953CEE5D44355F27EC7E66_label_en-US" xlink:label="lab_cfg_HomeEquityLoanServicedbyOthersMember_4CC73D2C37953CEE5D44355F27EC7E66" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Home Equity Loan Serviced by Others [Member]</link:label>
    <link:label id="lab_cfg_HomeEquityLoanServicedbyOthersMember_4CC73D2C37953CEE5D44355F27EC7E66_documentation_en-US" xlink:label="lab_cfg_HomeEquityLoanServicedbyOthersMember_4CC73D2C37953CEE5D44355F27EC7E66" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Home Equity Loan Serviced by Others [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLoanServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLoanServicedbyOthersMember_4CC73D2C37953CEE5D44355F27EC7E66" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_HomeEquityLoanServicedbyOthersMember_4CC73D2C37953CEE5D44355F27EC7E66" xlink:to="lab_cfg_HomeEquityLoanServicedbyOthersMember_4CC73D2C37953CEE5D44355F27EC7E66" xlink:type="arc" />
    <link:label id="lab_cfg_HomeEquityLineofCreditServicedbyOthersMember_87D291C1C8450C2BFF83355F27EC5BF1_terseLabel_en-US" xlink:label="lab_cfg_HomeEquityLineofCreditServicedbyOthersMember_87D291C1C8450C2BFF83355F27EC5BF1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Home equity lines of credit serviced by others</link:label>
    <link:label id="lab_cfg_HomeEquityLineofCreditServicedbyOthersMember_87D291C1C8450C2BFF83355F27EC5BF1_label_en-US" xlink:label="lab_cfg_HomeEquityLineofCreditServicedbyOthersMember_87D291C1C8450C2BFF83355F27EC5BF1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Home Equity Line of Credit Serviced by Others [Member]</link:label>
    <link:label id="lab_cfg_HomeEquityLineofCreditServicedbyOthersMember_87D291C1C8450C2BFF83355F27EC5BF1_documentation_en-US" xlink:label="lab_cfg_HomeEquityLineofCreditServicedbyOthersMember_87D291C1C8450C2BFF83355F27EC5BF1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Home Equity Line of Credit Serviced by Others [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLineofCreditServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_87D291C1C8450C2BFF83355F27EC5BF1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_87D291C1C8450C2BFF83355F27EC5BF1" xlink:to="lab_cfg_HomeEquityLineofCreditServicedbyOthersMember_87D291C1C8450C2BFF83355F27EC5BF1" xlink:type="arc" />
    <link:label id="lab_us-gaap_AutomobileLoanMember_636D4AE661DB24CFB6AF355F27ECEEE1_terseLabel_en-US" xlink:label="lab_us-gaap_AutomobileLoanMember_636D4AE661DB24CFB6AF355F27ECEEE1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Automobile</link:label>
    <link:label id="lab_us-gaap_AutomobileLoanMember_636D4AE661DB24CFB6AF355F27ECEEE1_label_en-US" xlink:label="lab_us-gaap_AutomobileLoanMember_636D4AE661DB24CFB6AF355F27ECEEE1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Automobile Loan [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_636D4AE661DB24CFB6AF355F27ECEEE1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AutomobileLoanMember_636D4AE661DB24CFB6AF355F27ECEEE1" xlink:to="lab_us-gaap_AutomobileLoanMember_636D4AE661DB24CFB6AF355F27ECEEE1" xlink:type="arc" />
    <link:label id="lab_us-gaap_StudentLoanMember_2B89EC22131A225B759F355F27ECB386_terseLabel_en-US" xlink:label="lab_us-gaap_StudentLoanMember_2B89EC22131A225B759F355F27ECB386" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Education</link:label>
    <link:label id="lab_us-gaap_StudentLoanMember_2B89EC22131A225B759F355F27ECB386_label_en-US" xlink:label="lab_us-gaap_StudentLoanMember_2B89EC22131A225B759F355F27ECB386" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Student Loan [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_2B89EC22131A225B759F355F27ECB386" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StudentLoanMember_2B89EC22131A225B759F355F27ECB386" xlink:to="lab_us-gaap_StudentLoanMember_2B89EC22131A225B759F355F27ECB386" xlink:type="arc" />
    <link:label id="lab_us-gaap_CreditCardReceivablesMember_2005D5BAF8C6E1690A74355F27ECCE6E_terseLabel_en-US" xlink:label="lab_us-gaap_CreditCardReceivablesMember_2005D5BAF8C6E1690A74355F27ECCE6E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit cards</link:label>
    <link:label id="lab_us-gaap_CreditCardReceivablesMember_2005D5BAF8C6E1690A74355F27ECCE6E_label_en-US" xlink:label="lab_us-gaap_CreditCardReceivablesMember_2005D5BAF8C6E1690A74355F27ECCE6E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Card Receivable [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_2005D5BAF8C6E1690A74355F27ECCE6E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CreditCardReceivablesMember_2005D5BAF8C6E1690A74355F27ECCE6E" xlink:to="lab_us-gaap_CreditCardReceivablesMember_2005D5BAF8C6E1690A74355F27ECCE6E" xlink:type="arc" />
    <link:label id="lab_cfg_OtherRetailMember_28A2856B78576577558E355F27EC7CB1_terseLabel_en-US" xlink:label="lab_cfg_OtherRetailMember_28A2856B78576577558E355F27EC7CB1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other retail</link:label>
    <link:label id="lab_cfg_OtherRetailMember_28A2856B78576577558E355F27EC7CB1_label_en-US" xlink:label="lab_cfg_OtherRetailMember_28A2856B78576577558E355F27EC7CB1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Retail [Member]</link:label>
    <link:label id="lab_cfg_OtherRetailMember_28A2856B78576577558E355F27EC7CB1_documentation_en-US" xlink:label="lab_cfg_OtherRetailMember_28A2856B78576577558E355F27EC7CB1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Retail [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherRetailMember" xlink:label="loc_cfg_OtherRetailMember_28A2856B78576577558E355F27EC7CB1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_OtherRetailMember_28A2856B78576577558E355F27EC7CB1" xlink:to="lab_cfg_OtherRetailMember_28A2856B78576577558E355F27EC7CB1" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_ACA5C44AE25F69A3EBCC355F27EDA491_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_ACA5C44AE25F69A3EBCC355F27EDA491" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Past Due [Line Items]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_ACA5C44AE25F69A3EBCC355F27EDA491_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_ACA5C44AE25F69A3EBCC355F27EDA491" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Past Due [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_ACA5C44AE25F69A3EBCC355F27EDA491" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_ACA5C44AE25F69A3EBCC355F27EDA491" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_ACA5C44AE25F69A3EBCC355F27EDA491" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_3C5B0121B3D2FA68D6B7355F27ED2371_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_3C5B0121B3D2FA68D6B7355F27ED2371" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Nonperforming loans</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_3C5B0121B3D2FA68D6B7355F27ED2371_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_3C5B0121B3D2FA68D6B7355F27ED2371" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Nonaccrual</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_3C5B0121B3D2FA68D6B7355F27ED2371" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_3C5B0121B3D2FA68D6B7355F27ED2371" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_3C5B0121B3D2FA68D6B7355F27ED2371" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_A40A8F7EE7491F6F4564355F27EDFFBF_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_A40A8F7EE7491F6F4564355F27EDFFBF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans accruing and 90 days or more past due</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_A40A8F7EE7491F6F4564355F27EDFFBF_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_A40A8F7EE7491F6F4564355F27EDFFBF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, 90 Days or More Past Due, Still Accruing</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_A40A8F7EE7491F6F4564355F27EDFFBF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_A40A8F7EE7491F6F4564355F27EDFFBF" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_A40A8F7EE7491F6F4564355F27EDFFBF" xlink:type="arc" />
    <link:label id="lab_us-gaap_ImpairmentOfInvestments_DC99993AA59F0168948FCDF3714676C1_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_ImpairmentOfInvestments_DC99993AA59F0168948FCDF3714676C1" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Total other-than-temporary impairment losses</link:label>
    <link:label id="lab_us-gaap_ImpairmentOfInvestments_DC99993AA59F0168948FCDF3714676C1_label_en-US" xlink:label="lab_us-gaap_ImpairmentOfInvestments_DC99993AA59F0168948FCDF3714676C1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other than Temporary Impairment Losses, Investments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairmentOfInvestments" xlink:label="loc_us-gaap_ImpairmentOfInvestments_DC99993AA59F0168948FCDF3714676C1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairmentOfInvestments_DC99993AA59F0168948FCDF3714676C1" xlink:to="lab_us-gaap_ImpairmentOfInvestments_DC99993AA59F0168948FCDF3714676C1" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_5C29586D2F562ADDA7AACDF371471B97_terseLabel_en-US" xlink:label="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_5C29586D2F562ADDA7AACDF371471B97" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Portions of loss recognized in other comprehensive income (before taxes)</link:label>
    <link:label id="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_5C29586D2F562ADDA7AACDF371471B97_label_en-US" xlink:label="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_5C29586D2F562ADDA7AACDF371471B97" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other than Temporary Impairment Losses, Investments, Portion in Other Comprehensive Loss, before Tax, Portion Attributable to Parent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_5C29586D2F562ADDA7AACDF371471B97" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_5C29586D2F562ADDA7AACDF371471B97" xlink:to="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_5C29586D2F562ADDA7AACDF371471B97" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_93B2FA6AFDAEE5E316EFCDF371475ED3_negatedLabel_en-US" xlink:label="lab_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_93B2FA6AFDAEE5E316EFCDF371475ED3" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Net securities impairment losses recognized in earnings on debt securities</link:label>
    <link:label id="lab_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_93B2FA6AFDAEE5E316EFCDF371475ED3_label_en-US" xlink:label="lab_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_93B2FA6AFDAEE5E316EFCDF371475ED3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other-than-temporary Impairment Loss, Debt Securities, Portion Recognized in Earnings</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_93B2FA6AFDAEE5E316EFCDF371475ED3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_93B2FA6AFDAEE5E316EFCDF371475ED3" xlink:to="lab_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_93B2FA6AFDAEE5E316EFCDF371475ED3" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementOfCashFlowsAbstract_FE06F5F69174E590C6C9F802285E213D_label_en-US" xlink:label="lab_us-gaap_StatementOfCashFlowsAbstract_FE06F5F69174E590C6C9F802285E213D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of Cash Flows [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_FE06F5F69174E590C6C9F802285E213D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_FE06F5F69174E590C6C9F802285E213D" xlink:to="lab_us-gaap_StatementOfCashFlowsAbstract_FE06F5F69174E590C6C9F802285E213D" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_88E4B75D7F953338AEF5F802285E3167_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_88E4B75D7F953338AEF5F802285E3167" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">OPERATING ACTIVITIES</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_88E4B75D7F953338AEF5F802285E3167_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_88E4B75D7F953338AEF5F802285E3167" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_88E4B75D7F953338AEF5F802285E3167" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_88E4B75D7F953338AEF5F802285E3167" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_88E4B75D7F953338AEF5F802285E3167" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProfitLoss_D756A429DFA21483A7E0F802285F4F1D_terseLabel_en-US" xlink:label="lab_us-gaap_ProfitLoss_D756A429DFA21483A7E0F802285F4F1D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net income</link:label>
    <link:label id="lab_us-gaap_ProfitLoss_D756A429DFA21483A7E0F802285F4F1D_label_en-US" xlink:label="lab_us-gaap_ProfitLoss_D756A429DFA21483A7E0F802285F4F1D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Income (Loss), Including Portion Attributable to Noncontrolling Interest</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaap_ProfitLoss_D756A429DFA21483A7E0F802285F4F1D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProfitLoss_D756A429DFA21483A7E0F802285F4F1D" xlink:to="lab_us-gaap_ProfitLoss_D756A429DFA21483A7E0F802285F4F1D" xlink:type="arc" />
    <link:label id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF_terseLabel_en-US" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustments to reconcile net income to net cash provided by operating activities:</link:label>
    <link:label id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF_label_en-US" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:to="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProvisionForLoanAndLeaseLosses_C43231B6C655E5378DEEF802285F707A_terseLabel_en-US" xlink:label="lab_us-gaap_ProvisionForLoanAndLeaseLosses_C43231B6C655E5378DEEF802285F707A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Provision for credit losses</link:label>
    <link:label id="lab_us-gaap_ProvisionForLoanAndLeaseLosses_C43231B6C655E5378DEEF802285F707A_label_en-US" xlink:label="lab_us-gaap_ProvisionForLoanAndLeaseLosses_C43231B6C655E5378DEEF802285F707A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Provision for Loan and Lease Losses</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_us-gaap_ProvisionForLoanAndLeaseLosses_C43231B6C655E5378DEEF802285F707A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProvisionForLoanAndLeaseLosses_C43231B6C655E5378DEEF802285F707A" xlink:to="lab_us-gaap_ProvisionForLoanAndLeaseLosses_C43231B6C655E5378DEEF802285F707A" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_D1678D2B8A9E2B2A87D4F8022860EF20_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_D1678D2B8A9E2B2A87D4F8022860EF20" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Originations of mortgage loans held for sale</link:label>
    <link:label id="lab_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_D1678D2B8A9E2B2A87D4F8022860EF20_label_en-US" xlink:label="lab_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_D1678D2B8A9E2B2A87D4F8022860EF20" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments for Origination of Mortgage Loans Held-for-sale</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:label="loc_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_D1678D2B8A9E2B2A87D4F8022860EF20" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_D1678D2B8A9E2B2A87D4F8022860EF20" xlink:to="lab_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_D1678D2B8A9E2B2A87D4F8022860EF20" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_C8F10B8EF921FD2956DBF8022860AE98_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_C8F10B8EF921FD2956DBF8022860AE98" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from sales of mortgage loans held for sale</link:label>
    <link:label id="lab_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_C8F10B8EF921FD2956DBF8022860AE98_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_C8F10B8EF921FD2956DBF8022860AE98" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Sale of Mortgage Loans Held-for-sale</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:label="loc_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_C8F10B8EF921FD2956DBF8022860AE98" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_C8F10B8EF921FD2956DBF8022860AE98" xlink:to="lab_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_C8F10B8EF921FD2956DBF8022860AE98" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsToPurchaseOtherLoansHeldForSale_723DAAB9BDE751F71B6FF8022860ECF0_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToPurchaseOtherLoansHeldForSale_723DAAB9BDE751F71B6FF8022860ECF0" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Purchases of commercial loans held for sale</link:label>
    <link:label id="lab_us-gaap_PaymentsToPurchaseOtherLoansHeldForSale_723DAAB9BDE751F71B6FF8022860ECF0_label_en-US" xlink:label="lab_us-gaap_PaymentsToPurchaseOtherLoansHeldForSale_723DAAB9BDE751F71B6FF8022860ECF0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Purchase Other Loans Held-for-sale</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToPurchaseOtherLoansHeldForSale" xlink:label="loc_us-gaap_PaymentsToPurchaseOtherLoansHeldForSale_723DAAB9BDE751F71B6FF8022860ECF0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToPurchaseOtherLoansHeldForSale_723DAAB9BDE751F71B6FF8022860ECF0" xlink:to="lab_us-gaap_PaymentsToPurchaseOtherLoansHeldForSale_723DAAB9BDE751F71B6FF8022860ECF0" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale_6289847B6613D8793E38F80228603603_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale_6289847B6613D8793E38F80228603603" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from sales of commercial loans held for sale</link:label>
    <link:label id="lab_us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale_6289847B6613D8793E38F80228603603_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale_6289847B6613D8793E38F80228603603" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Sale of Other Loans Held-for-sale</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale" xlink:label="loc_us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale_6289847B6613D8793E38F80228603603" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale_6289847B6613D8793E38F80228603603" xlink:to="lab_us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale_6289847B6613D8793E38F80228603603" xlink:type="arc" />
    <link:label id="lab_us-gaap_DepreciationAmortizationAndAccretionNet_BD145C36B9B1C976A64AF8022861E858_terseLabel_en-US" xlink:label="lab_us-gaap_DepreciationAmortizationAndAccretionNet_BD145C36B9B1C976A64AF8022861E858" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Depreciation, amortization and accretion</link:label>
    <link:label id="lab_us-gaap_DepreciationAmortizationAndAccretionNet_BD145C36B9B1C976A64AF8022861E858_label_en-US" xlink:label="lab_us-gaap_DepreciationAmortizationAndAccretionNet_BD145C36B9B1C976A64AF8022861E858" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Depreciation, Amortization and Accretion, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNet" xlink:label="loc_us-gaap_DepreciationAmortizationAndAccretionNet_BD145C36B9B1C976A64AF8022861E858" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepreciationAmortizationAndAccretionNet_BD145C36B9B1C976A64AF8022861E858" xlink:to="lab_us-gaap_DepreciationAmortizationAndAccretionNet_BD145C36B9B1C976A64AF8022861E858" xlink:type="arc" />
    <link:label id="lab_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_96C851DD127FDD1D2D90F8022861EFBB_terseLabel_en-US" xlink:label="lab_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_96C851DD127FDD1D2D90F8022861EFBB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage servicing rights valuation charge-off (recovery)</link:label>
    <link:label id="lab_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_96C851DD127FDD1D2D90F8022861EFBB_label_en-US" xlink:label="lab_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_96C851DD127FDD1D2D90F8022861EFBB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Servicing Rights (MSR) Impairment (Recovery)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageServicingRightsMSRImpairmentRecovery" xlink:label="loc_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_96C851DD127FDD1D2D90F8022861EFBB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_96C851DD127FDD1D2D90F8022861EFBB" xlink:to="lab_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_96C851DD127FDD1D2D90F8022861EFBB" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_A2AC45E5296A87D1140BF80228613DDB_terseLabel_en-US" xlink:label="lab_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_A2AC45E5296A87D1140BF80228613DDB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities impairment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_A2AC45E5296A87D1140BF80228613DDB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_A2AC45E5296A87D1140BF80228613DDB" xlink:to="lab_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_A2AC45E5296A87D1140BF80228613DDB" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_13194F83F67C25543D1CF8022861FC27_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_13194F83F67C25543D1CF8022861FC27" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred income taxes</link:label>
    <link:label id="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_13194F83F67C25543D1CF8022861FC27_label_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_13194F83F67C25543D1CF8022861FC27" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Income Tax Expense (Benefit)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_13194F83F67C25543D1CF8022861FC27" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_13194F83F67C25543D1CF8022861FC27" xlink:to="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_13194F83F67C25543D1CF8022861FC27" xlink:type="arc" />
    <link:label id="lab_us-gaap_AllocatedShareBasedCompensationExpense_BC9788A6B69A2B7187E8F8022861FDC6_terseLabel_en-US" xlink:label="lab_us-gaap_AllocatedShareBasedCompensationExpense_BC9788A6B69A2B7187E8F8022861FDC6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-based compensation</link:label>
    <link:label id="lab_us-gaap_AllocatedShareBasedCompensationExpense_BC9788A6B69A2B7187E8F8022861FDC6_label_en-US" xlink:label="lab_us-gaap_AllocatedShareBasedCompensationExpense_BC9788A6B69A2B7187E8F8022861FDC6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Payment Arrangement, Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_BC9788A6B69A2B7187E8F8022861FDC6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllocatedShareBasedCompensationExpense_BC9788A6B69A2B7187E8F8022861FDC6" xlink:to="lab_us-gaap_AllocatedShareBasedCompensationExpense_BC9788A6B69A2B7187E8F8022861FDC6" xlink:type="arc" />
    <link:label id="lab_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract_0161DE79D6BDDC96A31EF802286215EC_terseLabel_en-US" xlink:label="lab_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract_0161DE79D6BDDC96A31EF802286215EC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net gain on sales of:</link:label>
    <link:label id="lab_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract_0161DE79D6BDDC96A31EF802286215EC_label_en-US" xlink:label="lab_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract_0161DE79D6BDDC96A31EF802286215EC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (Loss) on Investments, Excluding Other than Temporary Impairments [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract" xlink:label="loc_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract_0161DE79D6BDDC96A31EF802286215EC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract_0161DE79D6BDDC96A31EF802286215EC" xlink:to="lab_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract_0161DE79D6BDDC96A31EF802286215EC" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_793EE88D91075461DBB9F80228620A44_negatedLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_793EE88D91075461DBB9F80228620A44" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Debt securities</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_793EE88D91075461DBB9F80228620A44_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_793EE88D91075461DBB9F80228620A44" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Realized Gain (Loss)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_793EE88D91075461DBB9F80228620A44" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_793EE88D91075461DBB9F80228620A44" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_793EE88D91075461DBB9F80228620A44" xlink:type="arc" />
    <link:label id="lab_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_80E49CC37D76816854A2F80228628966_negatedLabel_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_80E49CC37D76816854A2F80228628966" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Equity securities</link:label>
    <link:label id="lab_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_80E49CC37D76816854A2F80228628966_label_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_80E49CC37D76816854A2F80228628966" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Securities, FV-NI, Realized Gain (Loss)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiRealizedGainLoss" xlink:label="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_80E49CC37D76816854A2F80228628966" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_80E49CC37D76816854A2F80228628966" xlink:to="lab_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_80E49CC37D76816854A2F80228628966" xlink:type="arc" />
    <link:label id="lab_us-gaap_GainLossOnDispositionOfAssets_81B474BB32414485867DF80228625C24_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_GainLossOnDispositionOfAssets_81B474BB32414485867DF80228625C24" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Premises and equipment</link:label>
    <link:label id="lab_us-gaap_GainLossOnDispositionOfAssets_81B474BB32414485867DF80228625C24_label_en-US" xlink:label="lab_us-gaap_GainLossOnDispositionOfAssets_81B474BB32414485867DF80228625C24" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber Property</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnDispositionOfAssets" xlink:label="loc_us-gaap_GainLossOnDispositionOfAssets_81B474BB32414485867DF80228625C24" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainLossOnDispositionOfAssets_81B474BB32414485867DF80228625C24" xlink:to="lab_us-gaap_GainLossOnDispositionOfAssets_81B474BB32414485867DF80228625C24" xlink:type="arc" />
    <link:label id="lab_us-gaap_GainLossOnSaleOfOtherLoansAndLeases_3CCA5AC917B980383197F8022862C5EA_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_GainLossOnSaleOfOtherLoansAndLeases_3CCA5AC917B980383197F8022862C5EA" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Other loans held for sale</link:label>
    <link:label id="lab_us-gaap_GainLossOnSaleOfOtherLoansAndLeases_3CCA5AC917B980383197F8022862C5EA_label_en-US" xlink:label="lab_us-gaap_GainLossOnSaleOfOtherLoansAndLeases_3CCA5AC917B980383197F8022862C5EA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (Loss) on Sale of Other Loans and Leases</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnSaleOfOtherLoansAndLeases" xlink:label="loc_us-gaap_GainLossOnSaleOfOtherLoansAndLeases_3CCA5AC917B980383197F8022862C5EA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainLossOnSaleOfOtherLoansAndLeases_3CCA5AC917B980383197F8022862C5EA" xlink:to="lab_us-gaap_GainLossOnSaleOfOtherLoansAndLeases_3CCA5AC917B980383197F8022862C5EA" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_C478BD6C0C154B804184F80228639EFA_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_C478BD6C0C154B804184F80228639EFA" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Increase in other assets</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_C478BD6C0C154B804184F80228639EFA_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_C478BD6C0C154B804184F80228639EFA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Other Operating Assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_C478BD6C0C154B804184F80228639EFA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_C478BD6C0C154B804184F80228639EFA" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_C478BD6C0C154B804184F80228639EFA" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_38EFCFD99DC6256A9005F802286332D1_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_38EFCFD99DC6256A9005F802286332D1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) in other liabilities</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_38EFCFD99DC6256A9005F802286332D1_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_38EFCFD99DC6256A9005F802286332D1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Other Operating Liabilities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_38EFCFD99DC6256A9005F802286332D1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_38EFCFD99DC6256A9005F802286332D1" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_38EFCFD99DC6256A9005F802286332D1" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_19A5ACF572B7C43D25FAF8022863CCEA_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_19A5ACF572B7C43D25FAF8022863CCEA" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash provided by operating activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_19A5ACF572B7C43D25FAF8022863CCEA_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_19A5ACF572B7C43D25FAF8022863CCEA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_19A5ACF572B7C43D25FAF8022863CCEA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_19A5ACF572B7C43D25FAF8022863CCEA" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_19A5ACF572B7C43D25FAF8022863CCEA" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">INVESTING ACTIVITIES</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D_terseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment securities:</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Investments [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireInvestmentsAbstract" xlink:label="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D" xlink:to="lab_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_5423D6498B56E3DA3667F80228642DF0_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_5423D6498B56E3DA3667F80228642DF0" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Purchases of securities available for sale</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_5423D6498B56E3DA3667F80228642DF0_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_5423D6498B56E3DA3667F80228642DF0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Debt Securities, Available-for-sale</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_5423D6498B56E3DA3667F80228642DF0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_5423D6498B56E3DA3667F80228642DF0" xlink:to="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_5423D6498B56E3DA3667F80228642DF0" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_C8E50D547FC0D98F7C73F802286492A9_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_C8E50D547FC0D98F7C73F802286492A9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from maturities and paydowns of debt securities available for sale</link:label>
    <link:label id="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_C8E50D547FC0D98F7C73F802286492A9_label_en-US" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_C8E50D547FC0D98F7C73F802286492A9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_C8E50D547FC0D98F7C73F802286492A9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_C8E50D547FC0D98F7C73F802286492A9" xlink:to="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_C8E50D547FC0D98F7C73F802286492A9" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_11FDCECD1297BD4D7285F8022864A3F2_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_11FDCECD1297BD4D7285F8022864A3F2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from sales of debt securities available for sale</link:label>
    <link:label id="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_11FDCECD1297BD4D7285F8022864A3F2_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_11FDCECD1297BD4D7285F8022864A3F2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Sale of Debt Securities, Available-for-sale</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_11FDCECD1297BD4D7285F8022864A3F2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_11FDCECD1297BD4D7285F8022864A3F2" xlink:to="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_11FDCECD1297BD4D7285F8022864A3F2" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_F6B068D7F23A458FA9FBF8022864AE3D_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_F6B068D7F23A458FA9FBF8022864AE3D" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Purchases of debt securities held to maturity</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_F6B068D7F23A458FA9FBF8022864AE3D_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_F6B068D7F23A458FA9FBF8022864AE3D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Held-to-maturity Securities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_F6B068D7F23A458FA9FBF8022864AE3D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_F6B068D7F23A458FA9FBF8022864AE3D" xlink:to="lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_F6B068D7F23A458FA9FBF8022864AE3D" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_4AE33D6E0CE0419DF07DF8022865A6BE_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_4AE33D6E0CE0419DF07DF8022865A6BE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from maturities and paydowns of debt securities held to maturity</link:label>
    <link:label id="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_4AE33D6E0CE0419DF07DF8022865A6BE_label_en-US" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_4AE33D6E0CE0419DF07DF8022865A6BE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Maturities, Prepayments and Calls of Held-to-maturity Securities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_4AE33D6E0CE0419DF07DF8022865A6BE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_4AE33D6E0CE0419DF07DF8022865A6BE" xlink:to="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_4AE33D6E0CE0419DF07DF8022865A6BE" xlink:type="arc" />
    <link:label id="lab_cfg_PaymentsToAcquireEquitySecuritiesFVNI_E9CA24ED0B35D604004CF852D5B0E7C1_negatedLabel_en-US" xlink:label="lab_cfg_PaymentsToAcquireEquitySecuritiesFVNI_E9CA24ED0B35D604004CF852D5B0E7C1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Purchases of equity securities, at fair value</link:label>
    <link:label id="lab_cfg_PaymentsToAcquireEquitySecuritiesFVNI_E9CA24ED0B35D604004CF852D5B0E7C1_label_en-US" xlink:label="lab_cfg_PaymentsToAcquireEquitySecuritiesFVNI_E9CA24ED0B35D604004CF852D5B0E7C1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments To Acquire Equity Securities, FV-NI</link:label>
    <link:label id="lab_cfg_PaymentsToAcquireEquitySecuritiesFVNI_E9CA24ED0B35D604004CF852D5B0E7C1_documentation_en-US" xlink:label="lab_cfg_PaymentsToAcquireEquitySecuritiesFVNI_E9CA24ED0B35D604004CF852D5B0E7C1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Payments To Acquire Equity Securities, FV-NI</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PaymentsToAcquireEquitySecuritiesFVNI" xlink:label="loc_cfg_PaymentsToAcquireEquitySecuritiesFVNI_E9CA24ED0B35D604004CF852D5B0E7C1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_PaymentsToAcquireEquitySecuritiesFVNI_E9CA24ED0B35D604004CF852D5B0E7C1" xlink:to="lab_cfg_PaymentsToAcquireEquitySecuritiesFVNI_E9CA24ED0B35D604004CF852D5B0E7C1" xlink:type="arc" />
    <link:label id="lab_cfg_ProceedsFromSalesOfEquitySecuritiesFVNI_C3269DD8B4AA73640E59F82DB6ADCF13_terseLabel_en-US" xlink:label="lab_cfg_ProceedsFromSalesOfEquitySecuritiesFVNI_C3269DD8B4AA73640E59F82DB6ADCF13" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from sales of equity securities, at fair value</link:label>
    <link:label id="lab_cfg_ProceedsFromSalesOfEquitySecuritiesFVNI_C3269DD8B4AA73640E59F82DB6ADCF13_label_en-US" xlink:label="lab_cfg_ProceedsFromSalesOfEquitySecuritiesFVNI_C3269DD8B4AA73640E59F82DB6ADCF13" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds From Sales Of Equity Securities, FV-NI</link:label>
    <link:label id="lab_cfg_ProceedsFromSalesOfEquitySecuritiesFVNI_C3269DD8B4AA73640E59F82DB6ADCF13_documentation_en-US" xlink:label="lab_cfg_ProceedsFromSalesOfEquitySecuritiesFVNI_C3269DD8B4AA73640E59F82DB6ADCF13" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Proceeds From Sales Of Equity Securities, FV-NI</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ProceedsFromSalesOfEquitySecuritiesFVNI" xlink:label="loc_cfg_ProceedsFromSalesOfEquitySecuritiesFVNI_C3269DD8B4AA73640E59F82DB6ADCF13" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ProceedsFromSalesOfEquitySecuritiesFVNI_C3269DD8B4AA73640E59F82DB6ADCF13" xlink:to="lab_cfg_ProceedsFromSalesOfEquitySecuritiesFVNI_C3269DD8B4AA73640E59F82DB6ADCF13" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsToAcquireOtherInvestments_1ECEE4A727154BAA7D00F802286576DD_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireOtherInvestments_1ECEE4A727154BAA7D00F802286576DD" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Purchases of equity securities, at cost</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireOtherInvestments_1ECEE4A727154BAA7D00F802286576DD_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireOtherInvestments_1ECEE4A727154BAA7D00F802286576DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Other Investments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireOtherInvestments" xlink:label="loc_us-gaap_PaymentsToAcquireOtherInvestments_1ECEE4A727154BAA7D00F802286576DD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireOtherInvestments_1ECEE4A727154BAA7D00F802286576DD" xlink:to="lab_us-gaap_PaymentsToAcquireOtherInvestments_1ECEE4A727154BAA7D00F802286576DD" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromSaleOfOtherInvestments_177F4AECB536C3BF111AF80228653B96_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfOtherInvestments_177F4AECB536C3BF111AF80228653B96" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from sales of equity securities, at cost</link:label>
    <link:label id="lab_us-gaap_ProceedsFromSaleOfOtherInvestments_177F4AECB536C3BF111AF80228653B96_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfOtherInvestments_177F4AECB536C3BF111AF80228653B96" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Sale of Other Investments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherInvestments" xlink:label="loc_us-gaap_ProceedsFromSaleOfOtherInvestments_177F4AECB536C3BF111AF80228653B96" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfOtherInvestments_177F4AECB536C3BF111AF80228653B96" xlink:to="lab_us-gaap_ProceedsFromSaleOfOtherInvestments_177F4AECB536C3BF111AF80228653B96" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_380EE050B55BC9711BACF802286582B1_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_380EE050B55BC9711BACF802286582B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net (increase) decrease in interest-bearing deposits in banks</link:label>
    <link:label id="lab_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_380EE050B55BC9711BACF802286582B1_label_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_380EE050B55BC9711BACF802286582B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from (Payments for) in Interest-bearing Deposits in Banks</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks" xlink:label="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_380EE050B55BC9711BACF802286582B1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_380EE050B55BC9711BACF802286582B1" xlink:to="lab_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_380EE050B55BC9711BACF802286582B1" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsToAcquireMortgageServicingRightsMSR_686052E6D298FD865227F8022865D2C9_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireMortgageServicingRightsMSR_686052E6D298FD865227F8022865D2C9" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Purchases of mortgage servicing rights</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireMortgageServicingRightsMSR_686052E6D298FD865227F8022865D2C9_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireMortgageServicingRightsMSR_686052E6D298FD865227F8022865D2C9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Mortgage Servicing Rights (MSR)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireMortgageServicingRightsMSR" xlink:label="loc_us-gaap_PaymentsToAcquireMortgageServicingRightsMSR_686052E6D298FD865227F8022865D2C9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireMortgageServicingRightsMSR_686052E6D298FD865227F8022865D2C9" xlink:to="lab_us-gaap_PaymentsToAcquireMortgageServicingRightsMSR_686052E6D298FD865227F8022865D2C9" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_C1194779E699C96036AFF802286604D3_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_C1194779E699C96036AFF802286604D3" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Acquisitions, net of cash acquired</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_C1194779E699C96036AFF802286604D3_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_C1194779E699C96036AFF802286604D3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Businesses, Net of Cash Acquired</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_C1194779E699C96036AFF802286604D3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_C1194779E699C96036AFF802286604D3" xlink:to="lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_C1194779E699C96036AFF802286604D3" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases_9255830B04A1C154FB82F80228664F4B_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases_9255830B04A1C154FB82F80228664F4B" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Net increase in loans and leases</link:label>
    <link:label id="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases_9255830B04A1C154FB82F80228664F4B_label_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases_9255830B04A1C154FB82F80228664F4B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments for (Proceeds from) Loans and Leases</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases_9255830B04A1C154FB82F80228664F4B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases_9255830B04A1C154FB82F80228664F4B" xlink:to="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases_9255830B04A1C154FB82F80228664F4B" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_0D1A542CD7170F4C388CF80228660C40_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_0D1A542CD7170F4C388CF80228660C40" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Net increase in bank-owned life insurance</link:label>
    <link:label id="lab_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_0D1A542CD7170F4C388CF80228660C40_label_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_0D1A542CD7170F4C388CF80228660C40" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments for (Proceeds from) Life Insurance Policies</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromLifeInsurancePolicies" xlink:label="loc_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_0D1A542CD7170F4C388CF80228660C40" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_0D1A542CD7170F4C388CF80228660C40" xlink:to="lab_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_0D1A542CD7170F4C388CF80228660C40" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract_EB746A5D4C487E6E2009F8022866891C_terseLabel_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract_EB746A5D4C487E6E2009F8022866891C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premises and equipment:</link:label>
    <link:label id="lab_us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract_EB746A5D4C487E6E2009F8022866891C_label_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract_EB746A5D4C487E6E2009F8022866891C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments for (Proceeds from) Productive Assets [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract" xlink:label="loc_us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract_EB746A5D4C487E6E2009F8022866891C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract_EB746A5D4C487E6E2009F8022866891C" xlink:to="lab_us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract_EB746A5D4C487E6E2009F8022866891C" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_ABE4D6C466DED352EE6CF80228661B06_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_ABE4D6C466DED352EE6CF80228661B06" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Purchases</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_ABE4D6C466DED352EE6CF80228661B06_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_ABE4D6C466DED352EE6CF80228661B06" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Property, Plant, and Equipment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_ABE4D6C466DED352EE6CF80228661B06" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_ABE4D6C466DED352EE6CF80228661B06" xlink:to="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_ABE4D6C466DED352EE6CF80228661B06" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_71FD9259811B95FB672CF80228679E14_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_71FD9259811B95FB672CF80228679E14" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from sales</link:label>
    <link:label id="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_71FD9259811B95FB672CF80228679E14_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_71FD9259811B95FB672CF80228679E14" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Sale of Property, Plant, and Equipment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_71FD9259811B95FB672CF80228679E14" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_71FD9259811B95FB672CF80228679E14" xlink:to="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_71FD9259811B95FB672CF80228679E14" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsForSoftware_408F9A2BBCC00C5C0496F8022867C5FF_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsForSoftware_408F9A2BBCC00C5C0496F8022867C5FF" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Capitalization of software</link:label>
    <link:label id="lab_us-gaap_PaymentsForSoftware_408F9A2BBCC00C5C0496F8022867C5FF_label_en-US" xlink:label="lab_us-gaap_PaymentsForSoftware_408F9A2BBCC00C5C0496F8022867C5FF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments for Software</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForSoftware" xlink:label="loc_us-gaap_PaymentsForSoftware_408F9A2BBCC00C5C0496F8022867C5FF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForSoftware_408F9A2BBCC00C5C0496F8022867C5FF" xlink:to="lab_us-gaap_PaymentsForSoftware_408F9A2BBCC00C5C0496F8022867C5FF" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_FB9D5728BFA6EF8A32CEF80228675BAD_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_FB9D5728BFA6EF8A32CEF80228675BAD" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash used in investing activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_FB9D5728BFA6EF8A32CEF80228675BAD_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_FB9D5728BFA6EF8A32CEF80228675BAD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_FB9D5728BFA6EF8A32CEF80228675BAD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_FB9D5728BFA6EF8A32CEF80228675BAD" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_FB9D5728BFA6EF8A32CEF80228675BAD" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">FINANCING ACTIVITIES</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInDeposits_0D00FC41280E5E6FD671F80228674471_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInDeposits_0D00FC41280E5E6FD671F80228674471" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net increase in deposits</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInDeposits_0D00FC41280E5E6FD671F80228674471_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInDeposits_0D00FC41280E5E6FD671F80228674471" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Deposits</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="loc_us-gaap_IncreaseDecreaseInDeposits_0D00FC41280E5E6FD671F80228674471" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInDeposits_0D00FC41280E5E6FD671F80228674471" xlink:to="lab_us-gaap_IncreaseDecreaseInDeposits_0D00FC41280E5E6FD671F80228674471" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_74DCCEE1FCFBBBB38B62F80228683E07_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_74DCCEE1FCFBBBB38B62F80228683E07" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net (decrease) increase in federal funds purchased and securities sold under agreements to repurchase</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_74DCCEE1FCFBBBB38B62F80228683E07_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_74DCCEE1FCFBBBB38B62F80228683E07" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Federal Funds Purchased and Securities Sold under Agreements to Repurchase, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="loc_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_74DCCEE1FCFBBBB38B62F80228683E07" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_74DCCEE1FCFBBBB38B62F80228683E07" xlink:to="lab_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_74DCCEE1FCFBBBB38B62F80228683E07" xlink:type="arc" />
    <link:label id="lab_cfg_ProceedsFromRepaymentsOfShortTermDebtOther_E1E013005B86CF2DE42CF8022868822C_terseLabel_en-US" xlink:label="lab_cfg_ProceedsFromRepaymentsOfShortTermDebtOther_E1E013005B86CF2DE42CF8022868822C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net decrease in other short-term borrowed funds</link:label>
    <link:label id="lab_cfg_ProceedsFromRepaymentsOfShortTermDebtOther_E1E013005B86CF2DE42CF8022868822C_label_en-US" xlink:label="lab_cfg_ProceedsFromRepaymentsOfShortTermDebtOther_E1E013005B86CF2DE42CF8022868822C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds From (Repayments Of) Short Term Debt, Other</link:label>
    <link:label id="lab_cfg_ProceedsFromRepaymentsOfShortTermDebtOther_E1E013005B86CF2DE42CF8022868822C_documentation_en-US" xlink:label="lab_cfg_ProceedsFromRepaymentsOfShortTermDebtOther_E1E013005B86CF2DE42CF8022868822C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Proceeds From (Repayments Of) Short Term Debt, Other</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ProceedsFromRepaymentsOfShortTermDebtOther" xlink:label="loc_cfg_ProceedsFromRepaymentsOfShortTermDebtOther_E1E013005B86CF2DE42CF8022868822C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ProceedsFromRepaymentsOfShortTermDebtOther_E1E013005B86CF2DE42CF8022868822C" xlink:to="lab_cfg_ProceedsFromRepaymentsOfShortTermDebtOther_E1E013005B86CF2DE42CF8022868822C" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt_2E0B447D8C6B9E5F444DF802286816DD_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt_2E0B447D8C6B9E5F444DF802286816DD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from issuance of long-term borrowed funds</link:label>
    <link:label id="lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt_2E0B447D8C6B9E5F444DF802286816DD_label_en-US" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt_2E0B447D8C6B9E5F444DF802286816DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Issuance of Long-term Debt</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_2E0B447D8C6B9E5F444DF802286816DD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_2E0B447D8C6B9E5F444DF802286816DD" xlink:to="lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt_2E0B447D8C6B9E5F444DF802286816DD" xlink:type="arc" />
    <link:label id="lab_us-gaap_RepaymentsOfLongTermDebt_7C8906237F4A8FBA8FDAF8022868382E_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_RepaymentsOfLongTermDebt_7C8906237F4A8FBA8FDAF8022868382E" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Repayments of long-term borrowed funds</link:label>
    <link:label id="lab_us-gaap_RepaymentsOfLongTermDebt_7C8906237F4A8FBA8FDAF8022868382E_label_en-US" xlink:label="lab_us-gaap_RepaymentsOfLongTermDebt_7C8906237F4A8FBA8FDAF8022868382E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Repayments of Long-term Debt</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt_7C8906237F4A8FBA8FDAF8022868382E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RepaymentsOfLongTermDebt_7C8906237F4A8FBA8FDAF8022868382E" xlink:to="lab_us-gaap_RepaymentsOfLongTermDebt_7C8906237F4A8FBA8FDAF8022868382E" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_DCEF8A5EDB73EED48493F80228681155_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_DCEF8A5EDB73EED48493F80228681155" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Treasury stock purchased</link:label>
    <link:label id="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_DCEF8A5EDB73EED48493F80228681155_label_en-US" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_DCEF8A5EDB73EED48493F80228681155" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments for Repurchase of Common Stock</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_DCEF8A5EDB73EED48493F80228681155" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_DCEF8A5EDB73EED48493F80228681155" xlink:to="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_DCEF8A5EDB73EED48493F80228681155" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_A8AA5895E56EB3CEA52AF8022868F311_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_A8AA5895E56EB3CEA52AF8022868F311" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net proceeds from issuance of preferred stock</link:label>
    <link:label id="lab_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_A8AA5895E56EB3CEA52AF8022868F311_label_en-US" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_A8AA5895E56EB3CEA52AF8022868F311" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Issuance of Private Placement</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPrivatePlacement" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_A8AA5895E56EB3CEA52AF8022868F311" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_A8AA5895E56EB3CEA52AF8022868F311" xlink:to="lab_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_A8AA5895E56EB3CEA52AF8022868F311" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsOfDividendsCommonStock_CD9CA88C93424A518B9CF80228699D9E_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock_CD9CA88C93424A518B9CF80228699D9E" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Dividends declared and paid to common stockholders</link:label>
    <link:label id="lab_us-gaap_PaymentsOfDividendsCommonStock_CD9CA88C93424A518B9CF80228699D9E_label_en-US" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock_CD9CA88C93424A518B9CF80228699D9E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments of Ordinary Dividends, Common Stock</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_CD9CA88C93424A518B9CF80228699D9E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsOfDividendsCommonStock_CD9CA88C93424A518B9CF80228699D9E" xlink:to="lab_us-gaap_PaymentsOfDividendsCommonStock_CD9CA88C93424A518B9CF80228699D9E" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_7F4352FD1A749AABC953F8022869C1CF_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_7F4352FD1A749AABC953F8022869C1CF" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Dividends declared and paid to preferred stockholders</link:label>
    <link:label id="lab_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_7F4352FD1A749AABC953F8022869C1CF_label_en-US" xlink:label="lab_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_7F4352FD1A749AABC953F8022869C1CF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments of Ordinary Dividends, Preferred Stock and Preference Stock</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_7F4352FD1A749AABC953F8022869C1CF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_7F4352FD1A749AABC953F8022869C1CF" xlink:to="lab_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_7F4352FD1A749AABC953F8022869C1CF" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_F71E642168714A454CF4F80228693471_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_F71E642168714A454CF4F80228693471" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Payments of employee tax withholding for share-based compensation</link:label>
    <link:label id="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_F71E642168714A454CF4F80228693471_label_en-US" xlink:label="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_F71E642168714A454CF4F80228693471" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payment, Tax Withholding, Share-based Payment Arrangement</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:label="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_F71E642168714A454CF4F80228693471" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_F71E642168714A454CF4F80228693471" xlink:to="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_F71E642168714A454CF4F80228693471" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_D3032B2ADEDF2CFBB5C8F8022869B3B2_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_D3032B2ADEDF2CFBB5C8F8022869B3B2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash provided by financing activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_D3032B2ADEDF2CFBB5C8F8022869B3B2_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_D3032B2ADEDF2CFBB5C8F8022869B3B2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_D3032B2ADEDF2CFBB5C8F8022869B3B2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_D3032B2ADEDF2CFBB5C8F8022869B3B2" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_D3032B2ADEDF2CFBB5C8F8022869B3B2" xlink:type="arc" />
    <link:label id="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_2411621453ADE1D67B1FF8022869DD16_totalLabel_en-US" xlink:label="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_2411621453ADE1D67B1FF8022869DD16" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">(Decrease) increase in cash and cash equivalents</link:label>
    <link:label id="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_2411621453ADE1D67B1FF8022869DD16_label_en-US" xlink:label="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_2411621453ADE1D67B1FF8022869DD16" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_2411621453ADE1D67B1FF8022869DD16" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_2411621453ADE1D67B1FF8022869DD16" xlink:to="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_2411621453ADE1D67B1FF8022869DD16" xlink:type="arc" />
    <link:label id="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_13C80AACDCD1FAC60611F802286A121C_periodStartLabel_en-US" xlink:label="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_13C80AACDCD1FAC60611F802286A121C" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents at beginning of period</link:label>
    <link:label id="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_13C80AACDCD1FAC60611F802286A121C_label_en-US" xlink:label="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_13C80AACDCD1FAC60611F802286A121C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_13C80AACDCD1FAC60611F802286A121C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_13C80AACDCD1FAC60611F802286A121C" xlink:to="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_13C80AACDCD1FAC60611F802286A121C" xlink:type="arc" />
    <link:label id="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_8A0203441819CA1C7B94F802286AADE7_periodEndLabel_en-US" xlink:label="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_8A0203441819CA1C7B94F802286AADE7" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents at end of period</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_8A0203441819CA1C7B94F802286AADE7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_8A0203441819CA1C7B94F802286AADE7" xlink:to="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_8A0203441819CA1C7B94F802286AADE7" xlink:type="arc" />
    <link:label id="lab_us-gaap_SupplementalCashFlowInformationAbstract_83510A58B60D620CD827F802286F158A_terseLabel_en-US" xlink:label="lab_us-gaap_SupplementalCashFlowInformationAbstract_83510A58B60D620CD827F802286F158A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Supplemental disclosures:</link:label>
    <link:label id="lab_us-gaap_SupplementalCashFlowInformationAbstract_83510A58B60D620CD827F802286F158A_label_en-US" xlink:label="lab_us-gaap_SupplementalCashFlowInformationAbstract_83510A58B60D620CD827F802286F158A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Supplemental Cash Flow Information [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract_83510A58B60D620CD827F802286F158A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_83510A58B60D620CD827F802286F158A" xlink:to="lab_us-gaap_SupplementalCashFlowInformationAbstract_83510A58B60D620CD827F802286F158A" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestPaidNet_964C7C4C62FF1D31BD14F802286F00B0_terseLabel_en-US" xlink:label="lab_us-gaap_InterestPaidNet_964C7C4C62FF1D31BD14F802286F00B0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest paid</link:label>
    <link:label id="lab_us-gaap_InterestPaidNet_964C7C4C62FF1D31BD14F802286F00B0_label_en-US" xlink:label="lab_us-gaap_InterestPaidNet_964C7C4C62FF1D31BD14F802286F00B0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Paid, Excluding Capitalized Interest, Operating Activities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestPaidNet" xlink:label="loc_us-gaap_InterestPaidNet_964C7C4C62FF1D31BD14F802286F00B0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestPaidNet_964C7C4C62FF1D31BD14F802286F00B0" xlink:to="lab_us-gaap_InterestPaidNet_964C7C4C62FF1D31BD14F802286F00B0" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxesPaid_7432B40BA26DB8F1F8B7F8022870948E_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxesPaid_7432B40BA26DB8F1F8B7F8022870948E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income taxes paid</link:label>
    <link:label id="lab_us-gaap_IncomeTaxesPaid_7432B40BA26DB8F1F8B7F8022870948E_label_en-US" xlink:label="lab_us-gaap_IncomeTaxesPaid_7432B40BA26DB8F1F8B7F8022870948E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Taxes Paid</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="loc_us-gaap_IncomeTaxesPaid_7432B40BA26DB8F1F8B7F8022870948E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxesPaid_7432B40BA26DB8F1F8B7F8022870948E" xlink:to="lab_us-gaap_IncomeTaxesPaid_7432B40BA26DB8F1F8B7F8022870948E" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract_1E440779226BF837FCE2F802287036DF_terseLabel_en-US" xlink:label="lab_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract_1E440779226BF837FCE2F802287036DF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-cash items:</link:label>
    <link:label id="lab_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract_1E440779226BF837FCE2F802287036DF_label_en-US" xlink:label="lab_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract_1E440779226BF837FCE2F802287036DF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Noncash Investing and Financing Items [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract" xlink:label="loc_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract_1E440779226BF837FCE2F802287036DF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract_1E440779226BF837FCE2F802287036DF" xlink:to="lab_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract_1E440779226BF837FCE2F802287036DF" xlink:type="arc" />
    <link:label id="lab_cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity_B569A8A2A070B0DA7131F80228706948_terseLabel_en-US" xlink:label="lab_cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity_B569A8A2A070B0DA7131F80228706948" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfer of securities from available for sale to held to maturity</link:label>
    <link:label id="lab_cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity_B569A8A2A070B0DA7131F80228706948_label_en-US" xlink:label="lab_cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity_B569A8A2A070B0DA7131F80228706948" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfer Of Securities From Available For Sale To Held To Maturity</link:label>
    <link:label id="lab_cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity_B569A8A2A070B0DA7131F80228706948_documentation_en-US" xlink:label="lab_cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity_B569A8A2A070B0DA7131F80228706948" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Transfer Of Securities From Available For Sale To Held To Maturity</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity" xlink:label="loc_cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity_B569A8A2A070B0DA7131F80228706948" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity_B569A8A2A070B0DA7131F80228706948" xlink:to="lab_cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity_B569A8A2A070B0DA7131F80228706948" xlink:type="arc" />
    <link:label id="lab_cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale_5782781CEECD8E3CEF60F80228700C33_terseLabel_en-US" xlink:label="lab_cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale_5782781CEECD8E3CEF60F80228700C33" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfer of securities from held to maturity to available for sale</link:label>
    <link:label id="lab_cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale_5782781CEECD8E3CEF60F80228700C33_label_en-US" xlink:label="lab_cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale_5782781CEECD8E3CEF60F80228700C33" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfer Of Securities From Held To Maturity To Available For Sale</link:label>
    <link:label id="lab_cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale_5782781CEECD8E3CEF60F80228700C33_documentation_en-US" xlink:label="lab_cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale_5782781CEECD8E3CEF60F80228700C33" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Transfer Of Securities From Held To Maturity To Available For Sale</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale" xlink:label="loc_cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale_5782781CEECD8E3CEF60F80228700C33" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale_5782781CEECD8E3CEF60F80228700C33" xlink:to="lab_cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale_5782781CEECD8E3CEF60F80228700C33" xlink:type="arc" />
    <link:label id="lab_us-gaap_TransferToInvestments_477C5BF19E0F4DDAA2ABF8022870BED7_terseLabel_en-US" xlink:label="lab_us-gaap_TransferToInvestments_477C5BF19E0F4DDAA2ABF8022870BED7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans securitized and transferred to securities available for sale</link:label>
    <link:label id="lab_us-gaap_TransferToInvestments_477C5BF19E0F4DDAA2ABF8022870BED7_label_en-US" xlink:label="lab_us-gaap_TransferToInvestments_477C5BF19E0F4DDAA2ABF8022870BED7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfer to Investments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransferToInvestments" xlink:label="loc_us-gaap_TransferToInvestments_477C5BF19E0F4DDAA2ABF8022870BED7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TransferToInvestments_477C5BF19E0F4DDAA2ABF8022870BED7" xlink:to="lab_us-gaap_TransferToInvestments_477C5BF19E0F4DDAA2ABF8022870BED7" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_3BDD109C86D3F92F817CF80228714AB7_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_3BDD109C86D3F92F817CF80228714AB7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stock issued for share-based compensation plans</link:label>
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_3BDD109C86D3F92F817CF80228714AB7_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_3BDD109C86D3F92F817CF80228714AB7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Shares Issued, Value, Share-based Payment Arrangement, after Forfeiture</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_3BDD109C86D3F92F817CF80228714AB7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_3BDD109C86D3F92F817CF80228714AB7" xlink:to="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_3BDD109C86D3F92F817CF80228714AB7" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_5F55D56848919F348BF0F802287175BE_verboseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_5F55D56848919F348BF0F802287175BE" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Stock issued for Employee Stock Purchase Plan</link:label>
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_5F55D56848919F348BF0F802287175BE_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_5F55D56848919F348BF0F802287175BE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stock Issued During Period, Value, Employee Stock Purchase Plan</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_5F55D56848919F348BF0F802287175BE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_5F55D56848919F348BF0F802287175BE" xlink:to="lab_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_5F55D56848919F348BF0F802287175BE" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInBrokerageReceivables_28AF4DBB88439A1E4AE9F80228711F8E_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInBrokerageReceivables_28AF4DBB88439A1E4AE9F80228711F8E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due from broker for securities sold but not settled</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInBrokerageReceivables_28AF4DBB88439A1E4AE9F80228711F8E_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInBrokerageReceivables_28AF4DBB88439A1E4AE9F80228711F8E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Receivables from Brokers-Dealers and Clearing Organizations</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInBrokerageReceivables" xlink:label="loc_us-gaap_IncreaseDecreaseInBrokerageReceivables_28AF4DBB88439A1E4AE9F80228711F8E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInBrokerageReceivables_28AF4DBB88439A1E4AE9F80228711F8E" xlink:to="lab_us-gaap_IncreaseDecreaseInBrokerageReceivables_28AF4DBB88439A1E4AE9F80228711F8E" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_B8695EF1E30BA1DFF64EF8808C23ECE7_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_B8695EF1E30BA1DFF64EF8808C23ECE7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Recurring and Nonrecurring [Table]</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_B8695EF1E30BA1DFF64EF8808C23ECE7_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_B8695EF1E30BA1DFF64EF8808C23ECE7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Recurring and Nonrecurring [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_B8695EF1E30BA1DFF64EF8808C23ECE7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_B8695EF1E30BA1DFF64EF8808C23ECE7" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_B8695EF1E30BA1DFF64EF8808C23ECE7" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueByAssetClassAxis_47229086E6682A5CE28FF8808C234751_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByAssetClassAxis_47229086E6682A5CE28FF8808C234751" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Asset Class [Axis]</link:label>
    <link:label id="lab_us-gaap_FairValueByAssetClassAxis_47229086E6682A5CE28FF8808C234751_label_en-US" xlink:label="lab_us-gaap_FairValueByAssetClassAxis_47229086E6682A5CE28FF8808C234751" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Asset Class [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_47229086E6682A5CE28FF8808C234751" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_47229086E6682A5CE28FF8808C234751" xlink:to="lab_us-gaap_FairValueByAssetClassAxis_47229086E6682A5CE28FF8808C234751" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Asset Class [Domain]</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Asset Class [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8" xlink:to="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8" xlink:type="arc" />
    <link:label id="lab_us-gaap_ResidentialMortgageMember_36969996C6FAC3D9F3F2F8808C245B28_verboseLabel_en-US" xlink:label="lab_us-gaap_ResidentialMortgageMember_36969996C6FAC3D9F3F2F8808C245B28" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Mortgage Servicing Rights</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_36969996C6FAC3D9F3F2F8808C245B28" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ResidentialMortgageMember_36969996C6FAC3D9F3F2F8808C245B28" xlink:to="lab_us-gaap_ResidentialMortgageMember_36969996C6FAC3D9F3F2F8808C245B28" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherContractMember_877DF205F75723543F0BF8808C244CE7_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherContractMember_877DF205F75723543F0BF8808C244CE7" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other Derivative Contracts</link:label>
    <link:label id="lab_us-gaap_OtherContractMember_877DF205F75723543F0BF8808C244CE7_label_en-US" xlink:label="lab_us-gaap_OtherContractMember_877DF205F75723543F0BF8808C244CE7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Contract [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherContractMember" xlink:label="loc_us-gaap_OtherContractMember_877DF205F75723543F0BF8808C244CE7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherContractMember_877DF205F75723543F0BF8808C244CE7" xlink:to="lab_us-gaap_OtherContractMember_877DF205F75723543F0BF8808C244CE7" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_29EC46AA44A4D933F3AAF8808C2537D0_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_29EC46AA44A4D933F3AAF8808C2537D0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_29EC46AA44A4D933F3AAF8808C2537D0_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_29EC46AA44A4D933F3AAF8808C2537D0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_29EC46AA44A4D933F3AAF8808C2537D0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_29EC46AA44A4D933F3AAF8808C2537D0" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_29EC46AA44A4D933F3AAF8808C2537D0" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:to="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_374BC52F69FA35ACCB79F8808C25F948_periodStartLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_374BC52F69FA35ACCB79F8808C25F948" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_374BC52F69FA35ACCB79F8808C25F948_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_374BC52F69FA35ACCB79F8808C25F948" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_374BC52F69FA35ACCB79F8808C25F948" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_374BC52F69FA35ACCB79F8808C25F948" xlink:to="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_374BC52F69FA35ACCB79F8808C25F948" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_48BCCE31ACC0277BBC66F8808C25EE7D_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_48BCCE31ACC0277BBC66F8808C25EE7D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Acquired MSRs</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_48BCCE31ACC0277BBC66F8808C25EE7D_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_48BCCE31ACC0277BBC66F8808C25EE7D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_48BCCE31ACC0277BBC66F8808C25EE7D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_48BCCE31ACC0277BBC66F8808C25EE7D" xlink:to="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_48BCCE31ACC0277BBC66F8808C25EE7D" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues_4303994FC0D8FEC59B58F8808C25378B_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues_4303994FC0D8FEC59B58F8808C25378B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Issuances</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues_4303994FC0D8FEC59B58F8808C25378B_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues_4303994FC0D8FEC59B58F8808C25378B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Issuances</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues_4303994FC0D8FEC59B58F8808C25378B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues_4303994FC0D8FEC59B58F8808C25378B" xlink:to="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues_4303994FC0D8FEC59B58F8808C25378B" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_487E5A7B7C93F3E724D3F8808C261EB0_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_487E5A7B7C93F3E724D3F8808C261EB0" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Settlements</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_487E5A7B7C93F3E724D3F8808C261EB0_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_487E5A7B7C93F3E724D3F8808C261EB0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_487E5A7B7C93F3E724D3F8808C261EB0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_487E5A7B7C93F3E724D3F8808C261EB0" xlink:to="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_487E5A7B7C93F3E724D3F8808C261EB0" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_F99DF9F3E7527877E252F8808C2693FA_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_F99DF9F3E7527877E252F8808C2693FA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in fair value during the period recognized in earnings</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_F99DF9F3E7527877E252F8808C2693FA_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_F99DF9F3E7527877E252F8808C2693FA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_F99DF9F3E7527877E252F8808C2693FA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_F99DF9F3E7527877E252F8808C2693FA" xlink:to="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_F99DF9F3E7527877E252F8808C2693FA" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_94E9859EB070A22ACFA4F8808C2676D3_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_94E9859EB070A22ACFA4F8808C2676D3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfers from Level 2 to Level 3</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_94E9859EB070A22ACFA4F8808C2676D3_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_94E9859EB070A22ACFA4F8808C2676D3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Transfers Into Level 3</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_94E9859EB070A22ACFA4F8808C2676D3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_94E9859EB070A22ACFA4F8808C2676D3" xlink:to="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_94E9859EB070A22ACFA4F8808C2676D3" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_DC8F4B95DDC6AC79A72BF8808C263D28_periodEndLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_DC8F4B95DDC6AC79A72BF8808C263D28" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_DC8F4B95DDC6AC79A72BF8808C263D28" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_DC8F4B95DDC6AC79A72BF8808C263D28" xlink:to="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_DC8F4B95DDC6AC79A72BF8808C263D28" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxDisclosureAbstract_7D12AAA3425C6DBA65791BD9A75BDA32_label_en-US" xlink:label="lab_us-gaap_IncomeTaxDisclosureAbstract_7D12AAA3425C6DBA65791BD9A75BDA32" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Disclosure [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_7D12AAA3425C6DBA65791BD9A75BDA32" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_7D12AAA3425C6DBA65791BD9A75BDA32" xlink:to="lab_us-gaap_IncomeTaxDisclosureAbstract_7D12AAA3425C6DBA65791BD9A75BDA32" xlink:type="arc" />
    <link:label id="lab_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable_6A37E2B5094729E480CD1BD9A75D25C3_terseLabel_en-US" xlink:label="lab_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable_6A37E2B5094729E480CD1BD9A75D25C3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Significant Change in Unrecognized Tax Benefits is Reasonably Possible [Table]</link:label>
    <link:label id="lab_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable_6A37E2B5094729E480CD1BD9A75D25C3_label_en-US" xlink:label="lab_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable_6A37E2B5094729E480CD1BD9A75D25C3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Significant Change in Unrecognized Tax Benefits is Reasonably Possible [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable" xlink:label="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable_6A37E2B5094729E480CD1BD9A75D25C3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable_6A37E2B5094729E480CD1BD9A75D25C3" xlink:to="lab_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable_6A37E2B5094729E480CD1BD9A75D25C3" xlink:type="arc" />
    <link:label id="lab_us-gaap_TaxPeriodAxis_2F572F82E1391012E8CF1BD9A75EB849_terseLabel_en-US" xlink:label="lab_us-gaap_TaxPeriodAxis_2F572F82E1391012E8CF1BD9A75EB849" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax Period [Axis]</link:label>
    <link:label id="lab_us-gaap_TaxPeriodAxis_2F572F82E1391012E8CF1BD9A75EB849_label_en-US" xlink:label="lab_us-gaap_TaxPeriodAxis_2F572F82E1391012E8CF1BD9A75EB849" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Period [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TaxPeriodAxis" xlink:label="loc_us-gaap_TaxPeriodAxis_2F572F82E1391012E8CF1BD9A75EB849" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TaxPeriodAxis_2F572F82E1391012E8CF1BD9A75EB849" xlink:to="lab_us-gaap_TaxPeriodAxis_2F572F82E1391012E8CF1BD9A75EB849" xlink:type="arc" />
    <link:label id="lab_us-gaap_TaxPeriodDomain_62050E5493AC65280CD91BD9A75E34AA_terseLabel_en-US" xlink:label="lab_us-gaap_TaxPeriodDomain_62050E5493AC65280CD91BD9A75E34AA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax Period [Domain]</link:label>
    <link:label id="lab_us-gaap_TaxPeriodDomain_62050E5493AC65280CD91BD9A75E34AA_label_en-US" xlink:label="lab_us-gaap_TaxPeriodDomain_62050E5493AC65280CD91BD9A75E34AA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Period [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TaxPeriodDomain" xlink:label="loc_us-gaap_TaxPeriodDomain_62050E5493AC65280CD91BD9A75E34AA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TaxPeriodDomain_62050E5493AC65280CD91BD9A75E34AA" xlink:to="lab_us-gaap_TaxPeriodDomain_62050E5493AC65280CD91BD9A75E34AA" xlink:type="arc" />
    <link:label id="lab_cfg_TaxYearsEndedPriorto1988Member_CD92443B5A72D839EE041BD9A75EE6BC_terseLabel_en-US" xlink:label="lab_cfg_TaxYearsEndedPriorto1988Member_CD92443B5A72D839EE041BD9A75EE6BC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax Years Ended Prior to 1988</link:label>
    <link:label id="lab_cfg_TaxYearsEndedPriorto1988Member_CD92443B5A72D839EE041BD9A75EE6BC_label_en-US" xlink:label="lab_cfg_TaxYearsEndedPriorto1988Member_CD92443B5A72D839EE041BD9A75EE6BC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Years Ended Prior to 1988 [Member]</link:label>
    <link:label id="lab_cfg_TaxYearsEndedPriorto1988Member_CD92443B5A72D839EE041BD9A75EE6BC_documentation_en-US" xlink:label="lab_cfg_TaxYearsEndedPriorto1988Member_CD92443B5A72D839EE041BD9A75EE6BC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tax Years Ended Prior to 1988 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TaxYearsEndedPriorto1988Member" xlink:label="loc_cfg_TaxYearsEndedPriorto1988Member_CD92443B5A72D839EE041BD9A75EE6BC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_TaxYearsEndedPriorto1988Member_CD92443B5A72D839EE041BD9A75EE6BC" xlink:to="lab_cfg_TaxYearsEndedPriorto1988Member_CD92443B5A72D839EE041BD9A75EE6BC" xlink:type="arc" />
    <link:label id="lab_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C_terseLabel_en-US" xlink:label="lab_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Significant Change in Unrecognized Tax Benefits is Reasonably Possible [Line Items]</link:label>
    <link:label id="lab_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C_label_en-US" xlink:label="lab_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Significant Change in Unrecognized Tax Benefits is Reasonably Possible [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems" xlink:label="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="lab_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:type="arc" />
    <link:label id="lab_cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState_011A7AA10BC07D7F6B361BD9A75F0B90_terseLabel_en-US" xlink:label="lab_cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState_011A7AA10BC07D7F6B361BD9A75F0B90" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">State operating loss carryforwards</link:label>
    <link:label id="lab_cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState_011A7AA10BC07D7F6B361BD9A75F0B90_label_en-US" xlink:label="lab_cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState_011A7AA10BC07D7F6B361BD9A75F0B90" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Operating Loss Carryforwards, Domestic and State</link:label>
    <link:label id="lab_cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState_011A7AA10BC07D7F6B361BD9A75F0B90_documentation_en-US" xlink:label="lab_cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState_011A7AA10BC07D7F6B361BD9A75F0B90" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Operating Loss Carryforwards, Domestic and State</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState" xlink:label="loc_cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState_011A7AA10BC07D7F6B361BD9A75F0B90" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState_011A7AA10BC07D7F6B361BD9A75F0B90" xlink:to="lab_cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState_011A7AA10BC07D7F6B361BD9A75F0B90" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxAssetsValuationAllowance_E4E73306FA6C0E6E2E251BD9A75FC473_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsValuationAllowance_E4E73306FA6C0E6E2E251BD9A75FC473" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred tax asset valuation allowance</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsValuationAllowance_E4E73306FA6C0E6E2E251BD9A75FC473_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsValuationAllowance_E4E73306FA6C0E6E2E251BD9A75FC473" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Valuation Allowance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="loc_us-gaap_DeferredTaxAssetsValuationAllowance_E4E73306FA6C0E6E2E251BD9A75FC473" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsValuationAllowance_E4E73306FA6C0E6E2E251BD9A75FC473" xlink:to="lab_us-gaap_DeferredTaxAssetsValuationAllowance_E4E73306FA6C0E6E2E251BD9A75FC473" xlink:type="arc" />
    <link:label id="lab_us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount_A99BE502DBA93604D84B1BD9A7601AF0_terseLabel_en-US" xlink:label="lab_us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount_A99BE502DBA93604D84B1BD9A7601AF0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decrease in deferred tax asset valuation allowance</link:label>
    <link:label id="lab_us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount_A99BE502DBA93604D84B1BD9A7601AF0_label_en-US" xlink:label="lab_us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount_A99BE502DBA93604D84B1BD9A7601AF0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Valuation Allowance, Deferred Tax Asset, Increase (Decrease), Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount" xlink:label="loc_us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount_A99BE502DBA93604D84B1BD9A7601AF0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount_A99BE502DBA93604D84B1BD9A7601AF0" xlink:to="lab_us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount_A99BE502DBA93604D84B1BD9A7601AF0" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_2875A5818311CCA209C91BD9A76029F3_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_2875A5818311CCA209C91BD9A76029F3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Base year loan loss reserves attributable to prior years</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_2875A5818311CCA209C91BD9A76029F3_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_2875A5818311CCA209C91BD9A76029F3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Provision for Loan Losses</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_2875A5818311CCA209C91BD9A76029F3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_2875A5818311CCA209C91BD9A76029F3" xlink:to="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_2875A5818311CCA209C91BD9A76029F3" xlink:type="arc" />
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate_ACBC97249731A9183C951BD9A7601614_terseLabel_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate_ACBC97249731A9183C951BD9A7601614" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrecognized tax benefits that would impact effective tax rate</link:label>
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate_ACBC97249731A9183C951BD9A7601614_label_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate_ACBC97249731A9183C951BD9A7601614" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unrecognized Tax Benefits that Would Impact Effective Tax Rate</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate_ACBC97249731A9183C951BD9A7601614" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate_ACBC97249731A9183C951BD9A7601614" xlink:to="lab_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate_ACBC97249731A9183C951BD9A7601614" xlink:type="arc" />
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense_AC3313E8A5990EB72A9E1BD9A7604E01_terseLabel_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense_AC3313E8A5990EB72A9E1BD9A7604E01" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest on unrecognized tax benefits accrued (released) during period</link:label>
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense_AC3313E8A5990EB72A9E1BD9A7604E01_label_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense_AC3313E8A5990EB72A9E1BD9A7604E01" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unrecognized Tax Benefits, Interest on Income Taxes Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense_AC3313E8A5990EB72A9E1BD9A7604E01" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense_AC3313E8A5990EB72A9E1BD9A7604E01" xlink:to="lab_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense_AC3313E8A5990EB72A9E1BD9A7604E01" xlink:type="arc" />
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued_6FC812823D4A34882D441BD9A760C166_terseLabel_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued_6FC812823D4A34882D441BD9A760C166" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accrued interest on unrecognized tax benefits</link:label>
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued_6FC812823D4A34882D441BD9A760C166_label_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued_6FC812823D4A34882D441BD9A760C166" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unrecognized Tax Benefits, Interest on Income Taxes Accrued</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued_6FC812823D4A34882D441BD9A760C166" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued_6FC812823D4A34882D441BD9A760C166" xlink:to="lab_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued_6FC812823D4A34882D441BD9A760C166" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxExaminationPenaltiesAccrued_BEFFE7C21068F79B1AEC1BD9A7604198_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxExaminationPenaltiesAccrued_BEFFE7C21068F79B1AEC1BD9A7604198" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Penalties accrued income tax examination</link:label>
    <link:label id="lab_us-gaap_IncomeTaxExaminationPenaltiesAccrued_BEFFE7C21068F79B1AEC1BD9A7604198_label_en-US" xlink:label="lab_us-gaap_IncomeTaxExaminationPenaltiesAccrued_BEFFE7C21068F79B1AEC1BD9A7604198" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Examination, Penalties Accrued</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExaminationPenaltiesAccrued" xlink:label="loc_us-gaap_IncomeTaxExaminationPenaltiesAccrued_BEFFE7C21068F79B1AEC1BD9A7604198" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxExaminationPenaltiesAccrued_BEFFE7C21068F79B1AEC1BD9A7604198" xlink:to="lab_us-gaap_IncomeTaxExaminationPenaltiesAccrued_BEFFE7C21068F79B1AEC1BD9A7604198" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxExaminationPenaltiesExpense_5583B525C01944C510171BD9A7619D1C_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxExaminationPenaltiesExpense_5583B525C01944C510171BD9A7619D1C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Penalties expense income tax examination</link:label>
    <link:label id="lab_us-gaap_IncomeTaxExaminationPenaltiesExpense_5583B525C01944C510171BD9A7619D1C_label_en-US" xlink:label="lab_us-gaap_IncomeTaxExaminationPenaltiesExpense_5583B525C01944C510171BD9A7619D1C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Examination, Penalties Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExaminationPenaltiesExpense" xlink:label="loc_us-gaap_IncomeTaxExaminationPenaltiesExpense_5583B525C01944C510171BD9A7619D1C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxExaminationPenaltiesExpense_5583B525C01944C510171BD9A7619D1C" xlink:to="lab_us-gaap_IncomeTaxExaminationPenaltiesExpense_5583B525C01944C510171BD9A7619D1C" xlink:type="arc" />
    <link:label id="lab_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_58D662F7C31918DD2F7960148981E938_label_en-US" xlink:label="lab_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_58D662F7C31918DD2F7960148981E938" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Financial Information Disclosure [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_58D662F7C31918DD2F7960148981E938" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_58D662F7C31918DD2F7960148981E938" xlink:to="lab_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_58D662F7C31918DD2F7960148981E938" xlink:type="arc" />
    <link:label id="lab_srt_CondensedIncomeStatementTable_98BA44B6BEE7C618B3C7601489814CCA_terseLabel_en-US" xlink:label="lab_srt_CondensedIncomeStatementTable_98BA44B6BEE7C618B3C7601489814CCA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Income Statement [Table]</link:label>
    <link:label id="lab_srt_CondensedIncomeStatementTable_98BA44B6BEE7C618B3C7601489814CCA_label_en-US" xlink:label="lab_srt_CondensedIncomeStatementTable_98BA44B6BEE7C618B3C7601489814CCA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Income Statement [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedIncomeStatementTable" xlink:label="loc_srt_CondensedIncomeStatementTable_98BA44B6BEE7C618B3C7601489814CCA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CondensedIncomeStatementTable_98BA44B6BEE7C618B3C7601489814CCA" xlink:to="lab_srt_CondensedIncomeStatementTable_98BA44B6BEE7C618B3C7601489814CCA" xlink:type="arc" />
    <link:label id="lab_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_AA69983E6722EEE3792D6014898150E2_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_AA69983E6722EEE3792D6014898150E2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Related Party [Axis]</link:label>
    <link:label id="lab_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_AA69983E6722EEE3792D6014898150E2_label_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_AA69983E6722EEE3792D6014898150E2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Related Party [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_AA69983E6722EEE3792D6014898150E2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_AA69983E6722EEE3792D6014898150E2" xlink:to="lab_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_AA69983E6722EEE3792D6014898150E2" xlink:type="arc" />
    <link:label id="lab_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Related Party [Domain]</link:label>
    <link:label id="lab_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE_label_en-US" xlink:label="lab_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Related Party [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="loc_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE" xlink:to="lab_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE" xlink:type="arc" />
    <link:label id="lab_cfg_NonbankSubsidiariesMember_1D5E1BC30489F4319EC1601489820DF5_terseLabel_en-US" xlink:label="lab_cfg_NonbankSubsidiariesMember_1D5E1BC30489F4319EC1601489820DF5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Nonbank subsidiaries</link:label>
    <link:label id="lab_cfg_NonbankSubsidiariesMember_1D5E1BC30489F4319EC1601489820DF5_label_en-US" xlink:label="lab_cfg_NonbankSubsidiariesMember_1D5E1BC30489F4319EC1601489820DF5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Nonbank Subsidiaries [Member]</link:label>
    <link:label id="lab_cfg_NonbankSubsidiariesMember_1D5E1BC30489F4319EC1601489820DF5_documentation_en-US" xlink:label="lab_cfg_NonbankSubsidiariesMember_1D5E1BC30489F4319EC1601489820DF5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Nonbank Subsidiaries [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NonbankSubsidiariesMember" xlink:label="loc_cfg_NonbankSubsidiariesMember_1D5E1BC30489F4319EC1601489820DF5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_NonbankSubsidiariesMember_1D5E1BC30489F4319EC1601489820DF5" xlink:to="lab_cfg_NonbankSubsidiariesMember_1D5E1BC30489F4319EC1601489820DF5" xlink:type="arc" />
    <link:label id="lab_cfg_BankSubsidiariesandAssociatedBanksMember_3157D5F2F8F3F2BBD5ED60148982F154_terseLabel_en-US" xlink:label="lab_cfg_BankSubsidiariesandAssociatedBanksMember_3157D5F2F8F3F2BBD5ED60148982F154" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Bank subsidiaries</link:label>
    <link:label id="lab_cfg_BankSubsidiariesandAssociatedBanksMember_3157D5F2F8F3F2BBD5ED60148982F154_label_en-US" xlink:label="lab_cfg_BankSubsidiariesandAssociatedBanksMember_3157D5F2F8F3F2BBD5ED60148982F154" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Bank Subsidiaries and Associated Banks [Member]</link:label>
    <link:label id="lab_cfg_BankSubsidiariesandAssociatedBanksMember_3157D5F2F8F3F2BBD5ED60148982F154_documentation_en-US" xlink:label="lab_cfg_BankSubsidiariesandAssociatedBanksMember_3157D5F2F8F3F2BBD5ED60148982F154" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Bank Subsidiaries and Associated Banks [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_BankSubsidiariesandAssociatedBanksMember" xlink:label="loc_cfg_BankSubsidiariesandAssociatedBanksMember_3157D5F2F8F3F2BBD5ED60148982F154" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_BankSubsidiariesandAssociatedBanksMember_3157D5F2F8F3F2BBD5ED60148982F154" xlink:to="lab_cfg_BankSubsidiariesandAssociatedBanksMember_3157D5F2F8F3F2BBD5ED60148982F154" xlink:type="arc" />
    <link:label id="lab_srt_ParentCompanyMember_9A107C521FCAFFC0349160148983120F_terseLabel_en-US" xlink:label="lab_srt_ParentCompanyMember_9A107C521FCAFFC0349160148983120F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Parent company</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_9A107C521FCAFFC0349160148983120F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ParentCompanyMember_9A107C521FCAFFC0349160148983120F" xlink:to="lab_srt_ParentCompanyMember_9A107C521FCAFFC0349160148983120F" xlink:type="arc" />
    <link:label id="lab_srt_CondensedIncomeStatementsCaptionsLineItems_1CAF6DCCD22920EDA30760148983E26C_terseLabel_en-US" xlink:label="lab_srt_CondensedIncomeStatementsCaptionsLineItems_1CAF6DCCD22920EDA30760148983E26C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Income Statements, Captions [Line Items]</link:label>
    <link:label id="lab_srt_CondensedIncomeStatementsCaptionsLineItems_1CAF6DCCD22920EDA30760148983E26C_label_en-US" xlink:label="lab_srt_CondensedIncomeStatementsCaptionsLineItems_1CAF6DCCD22920EDA30760148983E26C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Income Statements, Captions [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedIncomeStatementsCaptionsLineItems" xlink:label="loc_srt_CondensedIncomeStatementsCaptionsLineItems_1CAF6DCCD22920EDA30760148983E26C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_1CAF6DCCD22920EDA30760148983E26C" xlink:to="lab_srt_CondensedIncomeStatementsCaptionsLineItems_1CAF6DCCD22920EDA30760148983E26C" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3_verboseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Net Income (Loss)</link:label>
    <link:label id="lab_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3_label_en-US" xlink:label="lab_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Income (Loss) Attributable to Parent [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLossAbstract" xlink:label="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:to="lab_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">OPERATING INCOME:</link:label>
    <link:label id="lab_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857_label_en-US" xlink:label="lab_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Income (Loss) [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingIncomeLossAbstract" xlink:label="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:to="lab_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:type="arc" />
    <link:label id="lab_us-gaap_DividendIncomeOperating_CD59F7D84A6E0D74BD31601489840CF2_terseLabel_en-US" xlink:label="lab_us-gaap_DividendIncomeOperating_CD59F7D84A6E0D74BD31601489840CF2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends from banking subsidiaries</link:label>
    <link:label id="lab_us-gaap_DividendIncomeOperating_CD59F7D84A6E0D74BD31601489840CF2_label_en-US" xlink:label="lab_us-gaap_DividendIncomeOperating_CD59F7D84A6E0D74BD31601489840CF2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividend Income, Operating</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendIncomeOperating" xlink:label="loc_us-gaap_DividendIncomeOperating_CD59F7D84A6E0D74BD31601489840CF2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendIncomeOperating_CD59F7D84A6E0D74BD31601489840CF2" xlink:to="lab_us-gaap_DividendIncomeOperating_CD59F7D84A6E0D74BD31601489840CF2" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestIncomeOperating_FB127EFEEE00282660A1601489840813_terseLabel_en-US" xlink:label="lab_us-gaap_InterestIncomeOperating_FB127EFEEE00282660A1601489840813" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest</link:label>
    <link:label id="lab_us-gaap_InterestIncomeOperating_FB127EFEEE00282660A1601489840813_label_en-US" xlink:label="lab_us-gaap_InterestIncomeOperating_FB127EFEEE00282660A1601489840813" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income, Operating</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeOperating" xlink:label="loc_us-gaap_InterestIncomeOperating_FB127EFEEE00282660A1601489840813" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeOperating_FB127EFEEE00282660A1601489840813" xlink:to="lab_us-gaap_InterestIncomeOperating_FB127EFEEE00282660A1601489840813" xlink:type="arc" />
    <link:label id="lab_cfg_ManagementandServiceFeeIncome_5E9EC1BE2676B7A5283F601489846AF6_terseLabel_en-US" xlink:label="lab_cfg_ManagementandServiceFeeIncome_5E9EC1BE2676B7A5283F601489846AF6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Management and service fees</link:label>
    <link:label id="lab_cfg_ManagementandServiceFeeIncome_5E9EC1BE2676B7A5283F601489846AF6_label_en-US" xlink:label="lab_cfg_ManagementandServiceFeeIncome_5E9EC1BE2676B7A5283F601489846AF6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Management and Service Fee Income</link:label>
    <link:label id="lab_cfg_ManagementandServiceFeeIncome_5E9EC1BE2676B7A5283F601489846AF6_documentation_en-US" xlink:label="lab_cfg_ManagementandServiceFeeIncome_5E9EC1BE2676B7A5283F601489846AF6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount of management and service fee income.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ManagementandServiceFeeIncome" xlink:label="loc_cfg_ManagementandServiceFeeIncome_5E9EC1BE2676B7A5283F601489846AF6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ManagementandServiceFeeIncome_5E9EC1BE2676B7A5283F601489846AF6" xlink:to="lab_cfg_ManagementandServiceFeeIncome_5E9EC1BE2676B7A5283F601489846AF6" xlink:type="arc" />
    <link:label id="lab_cfg_DividendFromNonBankSubsidiaries_C1E54C06290A8819765260148984E5F1_terseLabel_en-US" xlink:label="lab_cfg_DividendFromNonBankSubsidiaries_C1E54C06290A8819765260148984E5F1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends from nonbank subsidiaries</link:label>
    <link:label id="lab_cfg_DividendFromNonBankSubsidiaries_C1E54C06290A8819765260148984E5F1_label_en-US" xlink:label="lab_cfg_DividendFromNonBankSubsidiaries_C1E54C06290A8819765260148984E5F1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividend From NonBank Subsidiaries</link:label>
    <link:label id="lab_cfg_DividendFromNonBankSubsidiaries_C1E54C06290A8819765260148984E5F1_documentation_en-US" xlink:label="lab_cfg_DividendFromNonBankSubsidiaries_C1E54C06290A8819765260148984E5F1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Dividend from non bank subsidiaries</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DividendFromNonBankSubsidiaries" xlink:label="loc_cfg_DividendFromNonBankSubsidiaries_C1E54C06290A8819765260148984E5F1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_DividendFromNonBankSubsidiaries_C1E54C06290A8819765260148984E5F1" xlink:to="lab_cfg_DividendFromNonBankSubsidiaries_C1E54C06290A8819765260148984E5F1" xlink:type="arc" />
    <link:label id="lab_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_C960C330786CE9D1E8AF60148984F497_terseLabel_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_C960C330786CE9D1E8AF60148984F497" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity securities gains</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiRealizedGainLoss" xlink:label="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_C960C330786CE9D1E8AF60148984F497" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_C960C330786CE9D1E8AF60148984F497" xlink:to="lab_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_C960C330786CE9D1E8AF60148984F497" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherOperatingIncome_92F09777A0C6CC73D331601489843843_terseLabel_en-US" xlink:label="lab_us-gaap_OtherOperatingIncome_92F09777A0C6CC73D331601489843843" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">All other operating income</link:label>
    <link:label id="lab_us-gaap_OtherOperatingIncome_92F09777A0C6CC73D331601489843843_label_en-US" xlink:label="lab_us-gaap_OtherOperatingIncome_92F09777A0C6CC73D331601489843843" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Operating Income</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherOperatingIncome" xlink:label="loc_us-gaap_OtherOperatingIncome_92F09777A0C6CC73D331601489843843" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherOperatingIncome_92F09777A0C6CC73D331601489843843" xlink:to="lab_us-gaap_OtherOperatingIncome_92F09777A0C6CC73D331601489843843" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestAndDividendIncomeOperating_D3EEC630F3E78E13F06E60148985D1FB_totalLabel_en-US" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperating_D3EEC630F3E78E13F06E60148985D1FB" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total interest income</link:label>
    <link:label id="lab_us-gaap_InterestAndDividendIncomeOperating_D3EEC630F3E78E13F06E60148985D1FB_label_en-US" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperating_D3EEC630F3E78E13F06E60148985D1FB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest and Dividend Income, Operating</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_D3EEC630F3E78E13F06E60148985D1FB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_D3EEC630F3E78E13F06E60148985D1FB" xlink:to="lab_us-gaap_InterestAndDividendIncomeOperating_D3EEC630F3E78E13F06E60148985D1FB" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">OPERATING EXPENSE:</link:label>
    <link:label id="lab_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826_label_en-US" xlink:label="lab_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Expenses [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingExpensesAbstract" xlink:label="loc_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:to="lab_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:type="arc" />
    <link:label id="lab_us-gaap_LaborAndRelatedExpense_D0FBFBFFC80ED728457A60148985D671_terseLabel_en-US" xlink:label="lab_us-gaap_LaborAndRelatedExpense_D0FBFBFFC80ED728457A60148985D671" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Salaries and employee benefits</link:label>
    <link:label id="lab_us-gaap_LaborAndRelatedExpense_D0FBFBFFC80ED728457A60148985D671_label_en-US" xlink:label="lab_us-gaap_LaborAndRelatedExpense_D0FBFBFFC80ED728457A60148985D671" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Labor and Related Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense_D0FBFBFFC80ED728457A60148985D671" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LaborAndRelatedExpense_D0FBFBFFC80ED728457A60148985D671" xlink:to="lab_us-gaap_LaborAndRelatedExpense_D0FBFBFFC80ED728457A60148985D671" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestExpense_33957466B12755C376666014898579EF_terseLabel_en-US" xlink:label="lab_us-gaap_InterestExpense_33957466B12755C376666014898579EF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense</link:label>
    <link:label id="lab_us-gaap_InterestExpense_33957466B12755C376666014898579EF_label_en-US" xlink:label="lab_us-gaap_InterestExpense_33957466B12755C376666014898579EF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_33957466B12755C376666014898579EF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpense_33957466B12755C376666014898579EF" xlink:to="lab_us-gaap_InterestExpense_33957466B12755C376666014898579EF" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherCostAndExpenseOperating_01E64219D22357D57D2860148985D1A8_terseLabel_en-US" xlink:label="lab_us-gaap_OtherCostAndExpenseOperating_01E64219D22357D57D2860148985D1A8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">All other expenses</link:label>
    <link:label id="lab_us-gaap_OtherCostAndExpenseOperating_01E64219D22357D57D2860148985D1A8_label_en-US" xlink:label="lab_us-gaap_OtherCostAndExpenseOperating_01E64219D22357D57D2860148985D1A8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Cost and Expense, Operating</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="loc_us-gaap_OtherCostAndExpenseOperating_01E64219D22357D57D2860148985D1A8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherCostAndExpenseOperating_01E64219D22357D57D2860148985D1A8" xlink:to="lab_us-gaap_OtherCostAndExpenseOperating_01E64219D22357D57D2860148985D1A8" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingExpenses_2C4FB07A93CD6F8EA67A601489869A55_totalLabel_en-US" xlink:label="lab_us-gaap_OperatingExpenses_2C4FB07A93CD6F8EA67A601489869A55" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total operating expense</link:label>
    <link:label id="lab_us-gaap_OperatingExpenses_2C4FB07A93CD6F8EA67A601489869A55_label_en-US" xlink:label="lab_us-gaap_OperatingExpenses_2C4FB07A93CD6F8EA67A601489869A55" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Expenses</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingExpenses" xlink:label="loc_us-gaap_OperatingExpenses_2C4FB07A93CD6F8EA67A601489869A55" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingExpenses_2C4FB07A93CD6F8EA67A601489869A55" xlink:to="lab_us-gaap_OperatingExpenses_2C4FB07A93CD6F8EA67A601489869A55" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C3EF51CC7F47E9066CB60148986262C_totalLabel_en-US" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C3EF51CC7F47E9066CB60148986262C" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Income before taxes and undistributed income</link:label>
    <link:label id="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C3EF51CC7F47E9066CB60148986262C_label_en-US" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C3EF51CC7F47E9066CB60148986262C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C3EF51CC7F47E9066CB60148986262C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C3EF51CC7F47E9066CB60148986262C" xlink:to="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C3EF51CC7F47E9066CB60148986262C" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefit_A884A1BBD21942D46D6860148986F09C_verboseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit_A884A1BBD21942D46D6860148986F09C" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Income taxes</link:label>
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefit_A884A1BBD21942D46D6860148986F09C_label_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit_A884A1BBD21942D46D6860148986F09C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Expense (Benefit)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_A884A1BBD21942D46D6860148986F09C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_A884A1BBD21942D46D6860148986F09C" xlink:to="lab_us-gaap_IncomeTaxExpenseBenefit_A884A1BBD21942D46D6860148986F09C" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_6D9575DD55E44AEC028F6014898655F5_totalLabel_en-US" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_6D9575DD55E44AEC028F6014898655F5" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Income before undistributed income of subsidiaries and associated companies</link:label>
    <link:label id="lab_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_6D9575DD55E44AEC028F6014898655F5_label_en-US" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_6D9575DD55E44AEC028F6014898655F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_6D9575DD55E44AEC028F6014898655F5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_6D9575DD55E44AEC028F6014898655F5" xlink:to="lab_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_6D9575DD55E44AEC028F6014898655F5" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeLossFromSubsidiariesNetOfTax_CED00DA790759218355860148986F835_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeLossFromSubsidiariesNetOfTax_CED00DA790759218355860148986F835" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity in undistributed income (losses) of subsidiaries and associated companies</link:label>
    <link:label id="lab_us-gaap_IncomeLossFromSubsidiariesNetOfTax_CED00DA790759218355860148986F835_label_en-US" xlink:label="lab_us-gaap_IncomeLossFromSubsidiariesNetOfTax_CED00DA790759218355860148986F835" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income (Loss) from Subsidiaries, Net of Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromSubsidiariesNetOfTax" xlink:label="loc_us-gaap_IncomeLossFromSubsidiariesNetOfTax_CED00DA790759218355860148986F835" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeLossFromSubsidiariesNetOfTax_CED00DA790759218355860148986F835" xlink:to="lab_us-gaap_IncomeLossFromSubsidiariesNetOfTax_CED00DA790759218355860148986F835" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetIncomeLoss_4D65B2DA7EC18CF4B79860148987E744_totalLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLoss_4D65B2DA7EC18CF4B79860148987E744" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">NET INCOME</link:label>
    <link:label id="lab_us-gaap_NetIncomeLoss_4D65B2DA7EC18CF4B79860148987E744_label_en-US" xlink:label="lab_us-gaap_NetIncomeLoss_4D65B2DA7EC18CF4B79860148987E744" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Income (Loss) Attributable to Parent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_4D65B2DA7EC18CF4B79860148987E744" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLoss_4D65B2DA7EC18CF4B79860148987E744" xlink:to="lab_us-gaap_NetIncomeLoss_4D65B2DA7EC18CF4B79860148987E744" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other comprehensive income (loss), net of income taxes:</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Net of Tax [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_75413B22C14FCEE831BD601489877452_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_75413B22C14FCEE831BD601489877452" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Net pension plan activity arising during the period</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_75413B22C14FCEE831BD601489877452_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_75413B22C14FCEE831BD601489877452" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive (Income) Loss, Defined Benefit Plan, after Reclassification Adjustment, after Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_75413B22C14FCEE831BD601489877452" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_75413B22C14FCEE831BD601489877452" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_75413B22C14FCEE831BD601489877452" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_65DA1913E0EC20AEC8B660148987393E_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_65DA1913E0EC20AEC8B660148987393E" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Net unrealized derivative instrument gains arising during the period</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_65DA1913E0EC20AEC8B660148987393E_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_65DA1913E0EC20AEC8B660148987393E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, Net of Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_65DA1913E0EC20AEC8B660148987393E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_65DA1913E0EC20AEC8B660148987393E" xlink:to="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_65DA1913E0EC20AEC8B660148987393E" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1F2CE0E5ECA66AA25368601489874085_totalLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1F2CE0E5ECA66AA25368601489874085" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net other comprehensive loss</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1F2CE0E5ECA66AA25368601489874085_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1F2CE0E5ECA66AA25368601489874085" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Net of Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1F2CE0E5ECA66AA25368601489874085" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1F2CE0E5ECA66AA25368601489874085" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1F2CE0E5ECA66AA25368601489874085" xlink:type="arc" />
    <link:label id="lab_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries_A0203B1FE3B23E882815601489876436_terseLabel_en-US" xlink:label="lab_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries_A0203B1FE3B23E882815601489876436" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other comprehensive income (loss) activity of Bank subsidiaries, net of income taxes</link:label>
    <link:label id="lab_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries_A0203B1FE3B23E882815601489876436_label_en-US" xlink:label="lab_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries_A0203B1FE3B23E882815601489876436" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Net of Tax, Portion Attributable Bank Subsidiaries</link:label>
    <link:label id="lab_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries_A0203B1FE3B23E882815601489876436_documentation_en-US" xlink:label="lab_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries_A0203B1FE3B23E882815601489876436" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount after tax of other comprehensive income (loss) attributable to Bank subsidiaries.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries" xlink:label="loc_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries_A0203B1FE3B23E882815601489876436" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries_A0203B1FE3B23E882815601489876436" xlink:to="lab_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries_A0203B1FE3B23E882815601489876436" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E79F532EE7D3F02FA2D3601489883D6C_totalLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E79F532EE7D3F02FA2D3601489883D6C" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total other comprehensive income (loss), net of income taxes</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E79F532EE7D3F02FA2D3601489883D6C_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E79F532EE7D3F02FA2D3601489883D6C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E79F532EE7D3F02FA2D3601489883D6C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E79F532EE7D3F02FA2D3601489883D6C" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E79F532EE7D3F02FA2D3601489883D6C" xlink:type="arc" />
    <link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTax_A1A55D5ABF66A7236C1D60148988BCE8_totalLabel_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax_A1A55D5ABF66A7236C1D60148988BCE8" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total comprehensive income</link:label>
    <link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTax_A1A55D5ABF66A7236C1D60148988BCE8_label_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax_A1A55D5ABF66A7236C1D60148988BCE8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Comprehensive Income (Loss), Net of Tax, Attributable to Parent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_A1A55D5ABF66A7236C1D60148988BCE8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_A1A55D5ABF66A7236C1D60148988BCE8" xlink:to="lab_us-gaap_ComprehensiveIncomeNetOfTax_A1A55D5ABF66A7236C1D60148988BCE8" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0AC6819DF507E609D468F802247A21D8_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0AC6819DF507E609D468F802247A21D8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosure [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0AC6819DF507E609D468F802247A21D8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0AC6819DF507E609D468F802247A21D8" xlink:to="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0AC6819DF507E609D468F802247A21D8" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_5206EE0E07BF01EE6509F802247A621B_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_5206EE0E07BF01EE6509F802247A621B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Gain (Loss) [Table]</link:label>
    <link:label id="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_5206EE0E07BF01EE6509F802247A621B_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_5206EE0E07BF01EE6509F802247A621B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Gain (Loss) [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_5206EE0E07BF01EE6509F802247A621B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_5206EE0E07BF01EE6509F802247A621B" xlink:to="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_5206EE0E07BF01EE6509F802247A621B" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeStatementLocationAxis_F9BB1D885AD157F1CF5EF802247B1CFF_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeStatementLocationAxis_F9BB1D885AD157F1CF5EF802247B1CFF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Statement Location [Axis]</link:label>
    <link:label id="lab_us-gaap_IncomeStatementLocationAxis_F9BB1D885AD157F1CF5EF802247B1CFF_label_en-US" xlink:label="lab_us-gaap_IncomeStatementLocationAxis_F9BB1D885AD157F1CF5EF802247B1CFF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Statement Location [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_F9BB1D885AD157F1CF5EF802247B1CFF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_F9BB1D885AD157F1CF5EF802247B1CFF" xlink:to="lab_us-gaap_IncomeStatementLocationAxis_F9BB1D885AD157F1CF5EF802247B1CFF" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Statement Location [Domain]</link:label>
    <link:label id="lab_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C_label_en-US" xlink:label="lab_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Statement Location [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C" xlink:to="lab_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestIncomeMember_CE33D55FD86ABAC388E7F802247B76B9_terseLabel_en-US" xlink:label="lab_us-gaap_InterestIncomeMember_CE33D55FD86ABAC388E7F802247B76B9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest Income</link:label>
    <link:label id="lab_us-gaap_InterestIncomeMember_CE33D55FD86ABAC388E7F802247B76B9_label_en-US" xlink:label="lab_us-gaap_InterestIncomeMember_CE33D55FD86ABAC388E7F802247B76B9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeMember" xlink:label="loc_us-gaap_InterestIncomeMember_CE33D55FD86ABAC388E7F802247B76B9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeMember_CE33D55FD86ABAC388E7F802247B76B9" xlink:to="lab_us-gaap_InterestIncomeMember_CE33D55FD86ABAC388E7F802247B76B9" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestExpenseMember_4E92B0D93C11BE32D886F802247BE1E8_terseLabel_en-US" xlink:label="lab_us-gaap_InterestExpenseMember_4E92B0D93C11BE32D886F802247BE1E8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense - long-term borrowed funds</link:label>
    <link:label id="lab_us-gaap_InterestExpenseMember_4E92B0D93C11BE32D886F802247BE1E8_label_en-US" xlink:label="lab_us-gaap_InterestExpenseMember_4E92B0D93C11BE32D886F802247BE1E8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseMember" xlink:label="loc_us-gaap_InterestExpenseMember_4E92B0D93C11BE32D886F802247BE1E8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseMember_4E92B0D93C11BE32D886F802247BE1E8" xlink:to="lab_us-gaap_InterestExpenseMember_4E92B0D93C11BE32D886F802247BE1E8" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Gain (Loss) [Line Items]</link:label>
    <link:label id="lab_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Gain (Loss) [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:to="lab_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_2AFF7547AC5AFC0B1E98F802247C57B6_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_2AFF7547AC5AFC0B1E98F802247C57B6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amount of pre-tax net gains (losses) recognized in OCI</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_2AFF7547AC5AFC0B1E98F802247C57B6_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_2AFF7547AC5AFC0B1E98F802247C57B6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification and Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_2AFF7547AC5AFC0B1E98F802247C57B6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_2AFF7547AC5AFC0B1E98F802247C57B6" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_2AFF7547AC5AFC0B1E98F802247C57B6" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_5241F6FBCC5C4FE01E0AF802247C92C8_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_5241F6FBCC5C4FE01E0AF802247C92C8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amount of pre-tax net gains (losses) recognized in OCI, before adoption of 2017-12</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_5241F6FBCC5C4FE01E0AF802247C92C8_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_5241F6FBCC5C4FE01E0AF802247C92C8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, before Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_5241F6FBCC5C4FE01E0AF802247C92C8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_5241F6FBCC5C4FE01E0AF802247C92C8" xlink:to="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_5241F6FBCC5C4FE01E0AF802247C92C8" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_26F3FD244B4ABABC2FADF802247C3C4A_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_26F3FD244B4ABABC2FADF802247C3C4A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amount of pre-tax net losses reclassified</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_26F3FD244B4ABABC2FADF802247C3C4A_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_26F3FD244B4ABABC2FADF802247C3C4A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, before Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_26F3FD244B4ABABC2FADF802247C3C4A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_26F3FD244B4ABABC2FADF802247C3C4A" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_26F3FD244B4ABABC2FADF802247C3C4A" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet_77A802CC7ECDE054FC42F802247C3D4B_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet_77A802CC7ECDE054FC42F802247C3D4B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amount of pre-tax net losses reclassified, before adoption of 2017-12</link:label>
    <link:label id="lab_us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet_77A802CC7ECDE054FC42F802247C3D4B_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet_77A802CC7ECDE054FC42F802247C3D4B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet_77A802CC7ECDE054FC42F802247C3D4B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet_77A802CC7ECDE054FC42F802247C3D4B" xlink:to="lab_us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet_77A802CC7ECDE054FC42F802247C3D4B" xlink:type="arc" />
    <link:label id="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract_F10E2750B2BD85C8F7CFA359416B0F83_terseLabel_en-US" xlink:label="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract_F10E2750B2BD85C8F7CFA359416B0F83" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Contractual Maturities, Time Deposits, $100,000 or More [Abstract]</link:label>
    <link:label id="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract_F10E2750B2BD85C8F7CFA359416B0F83_label_en-US" xlink:label="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract_F10E2750B2BD85C8F7CFA359416B0F83" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contractual Maturities, Time Deposits, $100,000 or More [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract" xlink:label="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract_F10E2750B2BD85C8F7CFA359416B0F83" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract_F10E2750B2BD85C8F7CFA359416B0F83" xlink:to="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract_F10E2750B2BD85C8F7CFA359416B0F83" xlink:type="arc" />
    <link:label id="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess_223D6D54BB8715498D25A359416BE23E_terseLabel_en-US" xlink:label="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess_223D6D54BB8715498D25A359416BE23E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Three months or less</link:label>
    <link:label id="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess_223D6D54BB8715498D25A359416BE23E_label_en-US" xlink:label="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess_223D6D54BB8715498D25A359416BE23E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contractual Maturities, Time Deposits, $100,000 or More, Three Months or Less</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess" xlink:label="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess_223D6D54BB8715498D25A359416BE23E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess_223D6D54BB8715498D25A359416BE23E" xlink:to="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess_223D6D54BB8715498D25A359416BE23E" xlink:type="arc" />
    <link:label id="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths_B95CF4033219D6B821C2A359416C8804_terseLabel_en-US" xlink:label="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths_B95CF4033219D6B821C2A359416C8804" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">After three months through six months</link:label>
    <link:label id="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths_B95CF4033219D6B821C2A359416C8804_label_en-US" xlink:label="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths_B95CF4033219D6B821C2A359416C8804" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contractual Maturities, Time Deposits, $100,000 or More, Three Months Through Six Months</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths" xlink:label="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths_B95CF4033219D6B821C2A359416C8804" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths_B95CF4033219D6B821C2A359416C8804" xlink:to="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths_B95CF4033219D6B821C2A359416C8804" xlink:type="arc" />
    <link:label id="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months_34BB447B1BBAA68B7431A359416C8610_terseLabel_en-US" xlink:label="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months_34BB447B1BBAA68B7431A359416C8610" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">After six months through twelve months</link:label>
    <link:label id="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months_34BB447B1BBAA68B7431A359416C8610_label_en-US" xlink:label="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months_34BB447B1BBAA68B7431A359416C8610" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contractual Maturities, Time Deposits, $100,000 or More, Six Months Through 12 Months</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months" xlink:label="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months_34BB447B1BBAA68B7431A359416C8610" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months_34BB447B1BBAA68B7431A359416C8610" xlink:to="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months_34BB447B1BBAA68B7431A359416C8610" xlink:type="arc" />
    <link:label id="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months_F8F8A59391C91A29A4FCA359416C8500_terseLabel_en-US" xlink:label="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months_F8F8A59391C91A29A4FCA359416C8500" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">After twelve months</link:label>
    <link:label id="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months_F8F8A59391C91A29A4FCA359416C8500_label_en-US" xlink:label="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months_F8F8A59391C91A29A4FCA359416C8500" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contractual Maturities, Time Deposits, $100,000 or More, after 12 Months</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months" xlink:label="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months_F8F8A59391C91A29A4FCA359416C8500" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months_F8F8A59391C91A29A4FCA359416C8500" xlink:to="lab_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months_F8F8A59391C91A29A4FCA359416C8500" xlink:type="arc" />
    <link:label id="lab_us-gaap_TimeDeposits100000OrMore_CF97AA1BE366C1D1702AA359416C0E13_totalLabel_en-US" xlink:label="lab_us-gaap_TimeDeposits100000OrMore_CF97AA1BE366C1D1702AA359416C0E13" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total term deposits</link:label>
    <link:label id="lab_us-gaap_TimeDeposits100000OrMore_CF97AA1BE366C1D1702AA359416C0E13_label_en-US" xlink:label="lab_us-gaap_TimeDeposits100000OrMore_CF97AA1BE366C1D1702AA359416C0E13" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposits, $100,000 or More</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDeposits100000OrMore" xlink:label="loc_us-gaap_TimeDeposits100000OrMore_CF97AA1BE366C1D1702AA359416C0E13" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDeposits100000OrMore_CF97AA1BE366C1D1702AA359416C0E13" xlink:to="lab_us-gaap_TimeDeposits100000OrMore_CF97AA1BE366C1D1702AA359416C0E13" xlink:type="arc" />
    <link:label id="lab_us-gaap_AllowanceForCreditLossesTextBlock_66BE741DD70B682D1D86A35942BE7B33_terseLabel_en-US" xlink:label="lab_us-gaap_AllowanceForCreditLossesTextBlock_66BE741DD70B682D1D86A35942BE7B33" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK</link:label>
    <link:label id="lab_us-gaap_AllowanceForCreditLossesTextBlock_66BE741DD70B682D1D86A35942BE7B33_label_en-US" xlink:label="lab_us-gaap_AllowanceForCreditLossesTextBlock_66BE741DD70B682D1D86A35942BE7B33" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Allowance for Credit Losses [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForCreditLossesTextBlock" xlink:label="loc_us-gaap_AllowanceForCreditLossesTextBlock_66BE741DD70B682D1D86A35942BE7B33" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllowanceForCreditLossesTextBlock_66BE741DD70B682D1D86A35942BE7B33" xlink:to="lab_us-gaap_AllowanceForCreditLossesTextBlock_66BE741DD70B682D1D86A35942BE7B33" xlink:type="arc" />
    <link:label id="lab_us-gaap_CompensationAndRetirementDisclosureAbstract_86942C1E5F266E76C475A359429628CE_label_en-US" xlink:label="lab_us-gaap_CompensationAndRetirementDisclosureAbstract_86942C1E5F266E76C475A359429628CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retirement Benefits [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_86942C1E5F266E76C475A359429628CE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_86942C1E5F266E76C475A359429628CE" xlink:to="lab_us-gaap_CompensationAndRetirementDisclosureAbstract_86942C1E5F266E76C475A359429628CE" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_AE68AEE3FDE9B1F2BF74A3594296ED9E_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_AE68AEE3FDE9B1F2BF74A3594296ED9E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Defined Benefit Plans Disclosures [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_AE68AEE3FDE9B1F2BF74A3594296ED9E_label_en-US" xlink:label="lab_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_AE68AEE3FDE9B1F2BF74A3594296ED9E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Defined Benefit Plans Disclosures [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable" xlink:label="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_AE68AEE3FDE9B1F2BF74A3594296ED9E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_AE68AEE3FDE9B1F2BF74A3594296ED9E" xlink:to="lab_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_AE68AEE3FDE9B1F2BF74A3594296ED9E" xlink:type="arc" />
    <link:label id="lab_us-gaap_RetirementPlanTypeAxis_74000E472C4F2CF03F1CA35942970D61_terseLabel_en-US" xlink:label="lab_us-gaap_RetirementPlanTypeAxis_74000E472C4F2CF03F1CA35942970D61" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retirement Plan Type [Axis]</link:label>
    <link:label id="lab_us-gaap_RetirementPlanTypeAxis_74000E472C4F2CF03F1CA35942970D61_label_en-US" xlink:label="lab_us-gaap_RetirementPlanTypeAxis_74000E472C4F2CF03F1CA35942970D61" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retirement Plan Type [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeAxis" xlink:label="loc_us-gaap_RetirementPlanTypeAxis_74000E472C4F2CF03F1CA35942970D61" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RetirementPlanTypeAxis_74000E472C4F2CF03F1CA35942970D61" xlink:to="lab_us-gaap_RetirementPlanTypeAxis_74000E472C4F2CF03F1CA35942970D61" xlink:type="arc" />
    <link:label id="lab_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5_terseLabel_en-US" xlink:label="lab_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retirement Plan Type [Domain]</link:label>
    <link:label id="lab_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5_label_en-US" xlink:label="lab_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retirement Plan Type [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="loc_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5" xlink:to="lab_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5" xlink:type="arc" />
    <link:label id="lab_us-gaap_PensionPlansDefinedBenefitMember_4529DFE4D4F270B39711A35942973813_terseLabel_en-US" xlink:label="lab_us-gaap_PensionPlansDefinedBenefitMember_4529DFE4D4F270B39711A35942973813" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Qualified Plan</link:label>
    <link:label id="lab_us-gaap_PensionPlansDefinedBenefitMember_4529DFE4D4F270B39711A35942973813_label_en-US" xlink:label="lab_us-gaap_PensionPlansDefinedBenefitMember_4529DFE4D4F270B39711A35942973813" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pension Plan [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="loc_us-gaap_PensionPlansDefinedBenefitMember_4529DFE4D4F270B39711A35942973813" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PensionPlansDefinedBenefitMember_4529DFE4D4F270B39711A35942973813" xlink:to="lab_us-gaap_PensionPlansDefinedBenefitMember_4529DFE4D4F270B39711A35942973813" xlink:type="arc" />
    <link:label id="lab_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_3D0E47614913E2F1D72DA35942979473_terseLabel_en-US" xlink:label="lab_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_3D0E47614913E2F1D72DA35942979473" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-Qualified Plan</link:label>
    <link:label id="lab_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_3D0E47614913E2F1D72DA35942979473_label_en-US" xlink:label="lab_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_3D0E47614913E2F1D72DA35942979473" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Supplemental Employee Retirement Plan [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" xlink:label="loc_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_3D0E47614913E2F1D72DA35942979473" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_3D0E47614913E2F1D72DA35942979473" xlink:to="lab_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_3D0E47614913E2F1D72DA35942979473" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan Disclosure [Line Items]</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan Disclosure [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanDisclosureLineItems" xlink:label="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:to="lab_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Change in Fair Value of Plan Assets [Roll Forward]</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Change in Fair Value of Plan Assets [Roll Forward]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward" xlink:label="loc_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:to="lab_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_B33E6595CA932C808C47A3594298A9CE_periodStartLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_B33E6595CA932C808C47A3594298A9CE" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Fair value of plan assets as of January 1</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_B33E6595CA932C808C47A3594298A9CE_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_B33E6595CA932C808C47A3594298A9CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Plan Assets, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:label="loc_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_B33E6595CA932C808C47A3594298A9CE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_B33E6595CA932C808C47A3594298A9CE" xlink:to="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_B33E6595CA932C808C47A3594298A9CE" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets_D204FB0B71A04307F5C3A3594298FACA_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets_D204FB0B71A04307F5C3A3594298FACA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actual return on plan assets</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets_D204FB0B71A04307F5C3A3594298FACA_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets_D204FB0B71A04307F5C3A3594298FACA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Plan Assets, Increase (Decrease) for Actual Return (Loss)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets" xlink:label="loc_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets_D204FB0B71A04307F5C3A3594298FACA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets_D204FB0B71A04307F5C3A3594298FACA" xlink:to="lab_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets_D204FB0B71A04307F5C3A3594298FACA" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanContributionsByEmployer_CBFCC7F5329C100FE4D4A3594298F3FC_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanContributionsByEmployer_CBFCC7F5329C100FE4D4A3594298F3FC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employer contributions</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanContributionsByEmployer_CBFCC7F5329C100FE4D4A3594298F3FC_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanContributionsByEmployer_CBFCC7F5329C100FE4D4A3594298F3FC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Plan Assets, Contributions by Employer</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanContributionsByEmployer" xlink:label="loc_us-gaap_DefinedBenefitPlanContributionsByEmployer_CBFCC7F5329C100FE4D4A3594298F3FC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanContributionsByEmployer_CBFCC7F5329C100FE4D4A3594298F3FC" xlink:to="lab_us-gaap_DefinedBenefitPlanContributionsByEmployer_CBFCC7F5329C100FE4D4A3594298F3FC" xlink:type="arc" />
    <link:label id="lab_cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses_ECF261D450FEDEC2F9C5A3594299EE52_negatedTerseLabel_en-US" xlink:label="lab_cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses_ECF261D450FEDEC2F9C5A3594299EE52" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Benefits and administrative expenses paid</link:label>
    <link:label id="lab_cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses_ECF261D450FEDEC2F9C5A3594299EE52_label_en-US" xlink:label="lab_cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses_ECF261D450FEDEC2F9C5A3594299EE52" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Benefits Paid and Administration Expenses</link:label>
    <link:label id="lab_cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses_ECF261D450FEDEC2F9C5A3594299EE52_documentation_en-US" xlink:label="lab_cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses_ECF261D450FEDEC2F9C5A3594299EE52" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of payments made for which participants are entitled under a pension plan,including pension benefits, death benefits, benefits due on termination of employment, and plan administration expenses. Also includes payments made under a postretirement benefit plan, including prescription drug benefits, health care benefits, life insurance benefits, and legal, educational and advisory services. This item represents a periodic decrease to the plan obligations and a decrease to plan assets.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses" xlink:label="loc_cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses_ECF261D450FEDEC2F9C5A3594299EE52" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses_ECF261D450FEDEC2F9C5A3594299EE52" xlink:to="lab_cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses_ECF261D450FEDEC2F9C5A3594299EE52" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_2AC6414AAD33C8BA2D52A3594299CE6D_periodEndLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_2AC6414AAD33C8BA2D52A3594299CE6D" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Fair value of plan assets as of December 31</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:label="loc_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_2AC6414AAD33C8BA2D52A3594299CE6D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_2AC6414AAD33C8BA2D52A3594299CE6D" xlink:to="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_2AC6414AAD33C8BA2D52A3594299CE6D" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanBenefitObligation_F821101D1361F19CAA1DA35942992427_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanBenefitObligation_F821101D1361F19CAA1DA35942992427" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Projected benefit obligation</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanBenefitObligation_F821101D1361F19CAA1DA35942992427_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanBenefitObligation_F821101D1361F19CAA1DA35942992427" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Benefit Obligation</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligation" xlink:label="loc_us-gaap_DefinedBenefitPlanBenefitObligation_F821101D1361F19CAA1DA35942992427" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanBenefitObligation_F821101D1361F19CAA1DA35942992427" xlink:to="lab_us-gaap_DefinedBenefitPlanBenefitObligation_F821101D1361F19CAA1DA35942992427" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet_3223F75CA05221D69CC2A3594299B620_totalLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet_3223F75CA05221D69CC2A3594299B620" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Pension asset (obligation)</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet_3223F75CA05221D69CC2A3594299B620_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet_3223F75CA05221D69CC2A3594299B620" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Amounts for Asset (Liability) Recognized in Statement of Financial Position</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet" xlink:label="loc_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet_3223F75CA05221D69CC2A3594299B620" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet_3223F75CA05221D69CC2A3594299B620" xlink:to="lab_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet_3223F75CA05221D69CC2A3594299B620" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation_C3C650CFC20D5C2471CDA3594299BB46_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation_C3C650CFC20D5C2471CDA3594299BB46" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated benefit obligation</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation_C3C650CFC20D5C2471CDA3594299BB46_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation_C3C650CFC20D5C2471CDA3594299BB46" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Accumulated Benefit Obligation</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation" xlink:label="loc_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation_C3C650CFC20D5C2471CDA3594299BB46" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation_C3C650CFC20D5C2471CDA3594299BB46" xlink:to="lab_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation_C3C650CFC20D5C2471CDA3594299BB46" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentAbstract_EAF9FF968E0ECDF8B422A359456B4705_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentAbstract_EAF9FF968E0ECDF8B422A359456B4705" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_EAF9FF968E0ECDF8B422A359456B4705" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_EAF9FF968E0ECDF8B422A359456B4705" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentAbstract_EAF9FF968E0ECDF8B422A359456B4705" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_446D74B6863988FDC283A359456CADDE_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_446D74B6863988FDC283A359456CADDE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_446D74B6863988FDC283A359456CADDE_label_en-US" xlink:label="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_446D74B6863988FDC283A359456CADDE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_446D74B6863988FDC283A359456CADDE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_446D74B6863988FDC283A359456CADDE" xlink:to="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_446D74B6863988FDC283A359456CADDE" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5B6286E2FF2C43F3B9C6A359456CE6F1_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5B6286E2FF2C43F3B9C6A359456CE6F1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Type [Axis]</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5B6286E2FF2C43F3B9C6A359456CE6F1_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5B6286E2FF2C43F3B9C6A359456CE6F1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Type [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5B6286E2FF2C43F3B9C6A359456CE6F1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5B6286E2FF2C43F3B9C6A359456CE6F1" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5B6286E2FF2C43F3B9C6A359456CE6F1" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Type [Domain]</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Type [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:type="arc" />
    <link:label id="lab_us-gaap_LandAndLandImprovementsMember_D11672504CA632BC3547A359456D831B_terseLabel_en-US" xlink:label="lab_us-gaap_LandAndLandImprovementsMember_D11672504CA632BC3547A359456D831B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Land and land improvements</link:label>
    <link:label id="lab_us-gaap_LandAndLandImprovementsMember_D11672504CA632BC3547A359456D831B_label_en-US" xlink:label="lab_us-gaap_LandAndLandImprovementsMember_D11672504CA632BC3547A359456D831B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Land and Land Improvements [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LandAndLandImprovementsMember" xlink:label="loc_us-gaap_LandAndLandImprovementsMember_D11672504CA632BC3547A359456D831B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LandAndLandImprovementsMember_D11672504CA632BC3547A359456D831B" xlink:to="lab_us-gaap_LandAndLandImprovementsMember_D11672504CA632BC3547A359456D831B" xlink:type="arc" />
    <link:label id="lab_cfg_BuildingsandLeaseholdImprovementsMember_9BAEF0169C33C1389429A359456DA46A_terseLabel_en-US" xlink:label="lab_cfg_BuildingsandLeaseholdImprovementsMember_9BAEF0169C33C1389429A359456DA46A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Buildings and leasehold improvements</link:label>
    <link:label id="lab_cfg_BuildingsandLeaseholdImprovementsMember_9BAEF0169C33C1389429A359456DA46A_label_en-US" xlink:label="lab_cfg_BuildingsandLeaseholdImprovementsMember_9BAEF0169C33C1389429A359456DA46A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Buildings and Leasehold Improvements [Member]</link:label>
    <link:label id="lab_cfg_BuildingsandLeaseholdImprovementsMember_9BAEF0169C33C1389429A359456DA46A_documentation_en-US" xlink:label="lab_cfg_BuildingsandLeaseholdImprovementsMember_9BAEF0169C33C1389429A359456DA46A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Buildings and Leasehold Improvements [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_BuildingsandLeaseholdImprovementsMember" xlink:label="loc_cfg_BuildingsandLeaseholdImprovementsMember_9BAEF0169C33C1389429A359456DA46A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_BuildingsandLeaseholdImprovementsMember_9BAEF0169C33C1389429A359456DA46A" xlink:to="lab_cfg_BuildingsandLeaseholdImprovementsMember_9BAEF0169C33C1389429A359456DA46A" xlink:type="arc" />
    <link:label id="lab_cfg_FurnitureFixturesandEquipmentMember_6474DAF36A4DA5EFBDE0A359456DFB62_terseLabel_en-US" xlink:label="lab_cfg_FurnitureFixturesandEquipmentMember_6474DAF36A4DA5EFBDE0A359456DFB62" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Furniture, fixtures and equipment</link:label>
    <link:label id="lab_cfg_FurnitureFixturesandEquipmentMember_6474DAF36A4DA5EFBDE0A359456DFB62_label_en-US" xlink:label="lab_cfg_FurnitureFixturesandEquipmentMember_6474DAF36A4DA5EFBDE0A359456DFB62" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Furniture, Fixtures, and Equipment [Member]</link:label>
    <link:label id="lab_cfg_FurnitureFixturesandEquipmentMember_6474DAF36A4DA5EFBDE0A359456DFB62_documentation_en-US" xlink:label="lab_cfg_FurnitureFixturesandEquipmentMember_6474DAF36A4DA5EFBDE0A359456DFB62" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Furniture, Fixtures, and Equipment [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FurnitureFixturesandEquipmentMember" xlink:label="loc_cfg_FurnitureFixturesandEquipmentMember_6474DAF36A4DA5EFBDE0A359456DFB62" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FurnitureFixturesandEquipmentMember_6474DAF36A4DA5EFBDE0A359456DFB62" xlink:to="lab_cfg_FurnitureFixturesandEquipmentMember_6474DAF36A4DA5EFBDE0A359456DFB62" xlink:type="arc" />
    <link:label id="lab_us-gaap_ConstructionInProgressMember_12DCE5246874CBE63A81A359456D2650_terseLabel_en-US" xlink:label="lab_us-gaap_ConstructionInProgressMember_12DCE5246874CBE63A81A359456D2650" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Construction in progress</link:label>
    <link:label id="lab_us-gaap_ConstructionInProgressMember_12DCE5246874CBE63A81A359456D2650_label_en-US" xlink:label="lab_us-gaap_ConstructionInProgressMember_12DCE5246874CBE63A81A359456D2650" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Construction in Progress [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConstructionInProgressMember" xlink:label="loc_us-gaap_ConstructionInProgressMember_12DCE5246874CBE63A81A359456D2650" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ConstructionInProgressMember_12DCE5246874CBE63A81A359456D2650" xlink:to="lab_us-gaap_ConstructionInProgressMember_12DCE5246874CBE63A81A359456D2650" xlink:type="arc" />
    <link:label id="lab_srt_RangeAxis_72ACC7ED4DB66203A682A359456D5C52_terseLabel_en-US" xlink:label="lab_srt_RangeAxis_72ACC7ED4DB66203A682A359456D5C52" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statistical Measurement [Axis]</link:label>
    <link:label id="lab_srt_RangeAxis_72ACC7ED4DB66203A682A359456D5C52_label_en-US" xlink:label="lab_srt_RangeAxis_72ACC7ED4DB66203A682A359456D5C52" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statistical Measurement [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_72ACC7ED4DB66203A682A359456D5C52" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_RangeAxis_72ACC7ED4DB66203A682A359456D5C52" xlink:to="lab_srt_RangeAxis_72ACC7ED4DB66203A682A359456D5C52" xlink:type="arc" />
    <link:label id="lab_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA_terseLabel_en-US" xlink:label="lab_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statistical Measurement [Domain]</link:label>
    <link:label id="lab_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA_label_en-US" xlink:label="lab_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statistical Measurement [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA" xlink:to="lab_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA" xlink:type="arc" />
    <link:label id="lab_srt_MinimumMember_8E97E748CDAB52BEA44EA359456EC1CB_terseLabel_en-US" xlink:label="lab_srt_MinimumMember_8E97E748CDAB52BEA44EA359456EC1CB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Minimum</link:label>
    <link:label id="lab_srt_MinimumMember_8E97E748CDAB52BEA44EA359456EC1CB_label_en-US" xlink:label="lab_srt_MinimumMember_8E97E748CDAB52BEA44EA359456EC1CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Minimum [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_8E97E748CDAB52BEA44EA359456EC1CB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_MinimumMember_8E97E748CDAB52BEA44EA359456EC1CB" xlink:to="lab_srt_MinimumMember_8E97E748CDAB52BEA44EA359456EC1CB" xlink:type="arc" />
    <link:label id="lab_srt_MaximumMember_A7CC3493A81A35562FCBA359456EF9CB_terseLabel_en-US" xlink:label="lab_srt_MaximumMember_A7CC3493A81A35562FCBA359456EF9CB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum</link:label>
    <link:label id="lab_srt_MaximumMember_A7CC3493A81A35562FCBA359456EF9CB_label_en-US" xlink:label="lab_srt_MaximumMember_A7CC3493A81A35562FCBA359456EF9CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Maximum [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_A7CC3493A81A35562FCBA359456EF9CB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_MaximumMember_A7CC3493A81A35562FCBA359456EF9CB" xlink:to="lab_srt_MaximumMember_A7CC3493A81A35562FCBA359456EF9CB" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Line Items]</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife_BB7F3D782B446C08F798A359456E547E_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife_BB7F3D782B446C08F798A359456E547E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Useful life</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife_BB7F3D782B446C08F798A359456E547E_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife_BB7F3D782B446C08F798A359456E547E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Useful Life</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_BB7F3D782B446C08F798A359456E547E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_BB7F3D782B446C08F798A359456E547E" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife_BB7F3D782B446C08F798A359456E547E" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentGross_6535B7F363EBD313ED17A359456FB168_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentGross_6535B7F363EBD313ED17A359456FB168" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total premises and equipment, gross</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentGross_6535B7F363EBD313ED17A359456FB168_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentGross_6535B7F363EBD313ED17A359456FB168" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Gross</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross_6535B7F363EBD313ED17A359456FB168" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentGross_6535B7F363EBD313ED17A359456FB168" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentGross_6535B7F363EBD313ED17A359456FB168" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_3E2C9D89EBD04F42999CA359456FFFFC_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_3E2C9D89EBD04F42999CA359456FFFFC" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Less: accumulated depreciation</link:label>
    <link:label id="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_3E2C9D89EBD04F42999CA359456FFFFC_label_en-US" xlink:label="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_3E2C9D89EBD04F42999CA359456FFFFC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_3E2C9D89EBD04F42999CA359456FFFFC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_3E2C9D89EBD04F42999CA359456FFFFC" xlink:to="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_3E2C9D89EBD04F42999CA359456FFFFC" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_E0FD40F9D203CFC7C36EA359456F37EC_totalLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet_E0FD40F9D203CFC7C36EA359456F37EC" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total premises and equipment, net</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_E0FD40F9D203CFC7C36EA359456F37EC_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet_E0FD40F9D203CFC7C36EA359456F37EC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_E0FD40F9D203CFC7C36EA359456F37EC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_E0FD40F9D203CFC7C36EA359456F37EC" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentNet_E0FD40F9D203CFC7C36EA359456F37EC" xlink:type="arc" />
    <link:label id="lab_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_7DCCABDAAFD4D600E858A35942C80415_label_en-US" xlink:label="lab_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_7DCCABDAAFD4D600E858A35942C80415" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Payment Arrangement [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_7DCCABDAAFD4D600E858A35942C80415" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_7DCCABDAAFD4D600E858A35942C80415" xlink:to="lab_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_7DCCABDAAFD4D600E858A35942C80415" xlink:type="arc" />
    <link:label id="lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_31C17D8AD77B5E34652EA35942C8FA23_terseLabel_en-US" xlink:label="lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_31C17D8AD77B5E34652EA35942C8FA23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SHARE-BASED COMPENSATION</link:label>
    <link:label id="lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_31C17D8AD77B5E34652EA35942C8FA23_label_en-US" xlink:label="lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_31C17D8AD77B5E34652EA35942C8FA23" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Payment Arrangement [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_31C17D8AD77B5E34652EA35942C8FA23" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_31C17D8AD77B5E34652EA35942C8FA23" xlink:to="lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_31C17D8AD77B5E34652EA35942C8FA23" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_8473A191BDA3BF6F5032A35943B90F2F_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_8473A191BDA3BF6F5032A35943B90F2F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">PREMISES, EQUIPMENT, AND SOFTWARE</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_8473A191BDA3BF6F5032A35943B90F2F_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_8473A191BDA3BF6F5032A35943B90F2F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_8473A191BDA3BF6F5032A35943B90F2F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_8473A191BDA3BF6F5032A35943B90F2F" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_8473A191BDA3BF6F5032A35943B90F2F" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeTable_39947AAC928905EC9738CA8D6B7F573C_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeTable_39947AAC928905EC9738CA8D6B7F573C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative [Table]</link:label>
    <link:label id="lab_us-gaap_DerivativeTable_39947AAC928905EC9738CA8D6B7F573C_label_en-US" xlink:label="lab_us-gaap_DerivativeTable_39947AAC928905EC9738CA8D6B7F573C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeTable" xlink:label="loc_us-gaap_DerivativeTable_39947AAC928905EC9738CA8D6B7F573C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeTable_39947AAC928905EC9738CA8D6B7F573C" xlink:to="lab_us-gaap_DerivativeTable_39947AAC928905EC9738CA8D6B7F573C" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueByLiabilityClassAxis_C422378494149AC5FA6CCA8D6BDC5444_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByLiabilityClassAxis_C422378494149AC5FA6CCA8D6BDC5444" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liability Class [Axis]</link:label>
    <link:label id="lab_us-gaap_FairValueByLiabilityClassAxis_C422378494149AC5FA6CCA8D6BDC5444_label_en-US" xlink:label="lab_us-gaap_FairValueByLiabilityClassAxis_C422378494149AC5FA6CCA8D6BDC5444" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability Class [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByLiabilityClassAxis" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_C422378494149AC5FA6CCA8D6BDC5444" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_C422378494149AC5FA6CCA8D6BDC5444" xlink:to="lab_us-gaap_FairValueByLiabilityClassAxis_C422378494149AC5FA6CCA8D6BDC5444" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value by Liability Class [Domain]</link:label>
    <link:label id="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490_label_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value by Liability Class [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490" xlink:to="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableforsaleSecuritiesMember_A1E25641EE1196DA1D39CA8D6C13010C_verboseLabel_en-US" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesMember_A1E25641EE1196DA1D39CA8D6C13010C" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Debt securities available for sale</link:label>
    <link:label id="lab_us-gaap_AvailableforsaleSecuritiesMember_A1E25641EE1196DA1D39CA8D6C13010C_label_en-US" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesMember_A1E25641EE1196DA1D39CA8D6C13010C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesMember_A1E25641EE1196DA1D39CA8D6C13010C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableforsaleSecuritiesMember_A1E25641EE1196DA1D39CA8D6C13010C" xlink:to="lab_us-gaap_AvailableforsaleSecuritiesMember_A1E25641EE1196DA1D39CA8D6C13010C" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebtMember_319F2E0967FF85A0875CCA8D6C2F846B_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtMember_319F2E0967FF85A0875CCA8D6C2F846B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Long-term borrowed funds</link:label>
    <link:label id="lab_us-gaap_LongTermDebtMember_319F2E0967FF85A0875CCA8D6C2F846B_label_en-US" xlink:label="lab_us-gaap_LongTermDebtMember_319F2E0967FF85A0875CCA8D6C2F846B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMember" xlink:label="loc_us-gaap_LongTermDebtMember_319F2E0967FF85A0875CCA8D6C2F846B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtMember_319F2E0967FF85A0875CCA8D6C2F846B" xlink:to="lab_us-gaap_LongTermDebtMember_319F2E0967FF85A0875CCA8D6C2F846B" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebtMember_FD6D2BF52AAC931FC7E1CA95D87E04AE_verboseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtMember_FD6D2BF52AAC931FC7E1CA95D87E04AE" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Long-term borrowed funds</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMember" xlink:label="loc_us-gaap_LongTermDebtMember_FD6D2BF52AAC931FC7E1CA95D87E04AE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtMember_FD6D2BF52AAC931FC7E1CA95D87E04AE" xlink:to="lab_us-gaap_LongTermDebtMember_FD6D2BF52AAC931FC7E1CA95D87E04AE" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative [Line Items]</link:label>
    <link:label id="lab_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C_label_en-US" xlink:label="lab_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:to="lab_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:type="arc" />
    <link:label id="lab_us-gaap_HedgedAssetFairValueHedge_82A7851439B661C1C7A2CA8D6B95C7F6_terseLabel_en-US" xlink:label="lab_us-gaap_HedgedAssetFairValueHedge_82A7851439B661C1C7A2CA8D6B95C7F6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying amount of hedged assets</link:label>
    <link:label id="lab_us-gaap_HedgedAssetFairValueHedge_82A7851439B661C1C7A2CA8D6B95C7F6_label_en-US" xlink:label="lab_us-gaap_HedgedAssetFairValueHedge_82A7851439B661C1C7A2CA8D6B95C7F6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hedged Asset, Fair Value Hedge</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgedAssetFairValueHedge" xlink:label="loc_us-gaap_HedgedAssetFairValueHedge_82A7851439B661C1C7A2CA8D6B95C7F6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HedgedAssetFairValueHedge_82A7851439B661C1C7A2CA8D6B95C7F6" xlink:to="lab_us-gaap_HedgedAssetFairValueHedge_82A7851439B661C1C7A2CA8D6B95C7F6" xlink:type="arc" />
    <link:label id="lab_us-gaap_HedgedLiabilityFairValueHedge_35D68E6A234341D0F514CA8D6BA2D108_terseLabel_en-US" xlink:label="lab_us-gaap_HedgedLiabilityFairValueHedge_35D68E6A234341D0F514CA8D6BA2D108" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying amount of hedged liabilities</link:label>
    <link:label id="lab_us-gaap_HedgedLiabilityFairValueHedge_35D68E6A234341D0F514CA8D6BA2D108_label_en-US" xlink:label="lab_us-gaap_HedgedLiabilityFairValueHedge_35D68E6A234341D0F514CA8D6BA2D108" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hedged Liability, Fair Value Hedge</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgedLiabilityFairValueHedge" xlink:label="loc_us-gaap_HedgedLiabilityFairValueHedge_35D68E6A234341D0F514CA8D6BA2D108" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HedgedLiabilityFairValueHedge_35D68E6A234341D0F514CA8D6BA2D108" xlink:to="lab_us-gaap_HedgedLiabilityFairValueHedge_35D68E6A234341D0F514CA8D6BA2D108" xlink:type="arc" />
    <link:label id="lab_us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease_72EA1B3D0C03B8D509FFCA8D6BAD02C7_terseLabel_en-US" xlink:label="lab_us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease_72EA1B3D0C03B8D509FFCA8D6BAD02C7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cumulative amount of fair value hedging adjustments included in the carrying amount of the hedged items</link:label>
    <link:label id="lab_us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease_72EA1B3D0C03B8D509FFCA8D6BAD02C7_label_en-US" xlink:label="lab_us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease_72EA1B3D0C03B8D509FFCA8D6BAD02C7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hedged Asset, Fair Value Hedge, Cumulative Increase (Decrease)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease" xlink:label="loc_us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease_72EA1B3D0C03B8D509FFCA8D6BAD02C7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease_72EA1B3D0C03B8D509FFCA8D6BAD02C7" xlink:to="lab_us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease_72EA1B3D0C03B8D509FFCA8D6BAD02C7" xlink:type="arc" />
    <link:label id="lab_us-gaap_HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease_ED8954412C389EF255B3CA8D6BB89AB8_terseLabel_en-US" xlink:label="lab_us-gaap_HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease_ED8954412C389EF255B3CA8D6BB89AB8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cumulative amount of fair value hedging adjustments included in the carrying amount of the hedged items</link:label>
    <link:label id="lab_us-gaap_HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease_ED8954412C389EF255B3CA8D6BB89AB8_label_en-US" xlink:label="lab_us-gaap_HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease_ED8954412C389EF255B3CA8D6BB89AB8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hedged Liability, Fair Value Hedge, Cumulative Increase (Decrease)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease" xlink:label="loc_us-gaap_HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease_ED8954412C389EF255B3CA8D6BB89AB8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease_ED8954412C389EF255B3CA8D6BB89AB8" xlink:to="lab_us-gaap_HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease_ED8954412C389EF255B3CA8D6BB89AB8" xlink:type="arc" />
    <link:label id="lab_us-gaap_HedgedAssetFairValueHedgeLastOfLayerAmount_0F2EAE065F919EA33676CA8F16A0A41C_terseLabel_en-US" xlink:label="lab_us-gaap_HedgedAssetFairValueHedgeLastOfLayerAmount_0F2EAE065F919EA33676CA8F16A0A41C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Last-of-layer hedging amount</link:label>
    <link:label id="lab_us-gaap_HedgedAssetFairValueHedgeLastOfLayerAmount_0F2EAE065F919EA33676CA8F16A0A41C_label_en-US" xlink:label="lab_us-gaap_HedgedAssetFairValueHedgeLastOfLayerAmount_0F2EAE065F919EA33676CA8F16A0A41C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hedged Asset, Fair Value Hedge, Last-of-Layer, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgedAssetFairValueHedgeLastOfLayerAmount" xlink:label="loc_us-gaap_HedgedAssetFairValueHedgeLastOfLayerAmount_0F2EAE065F919EA33676CA8F16A0A41C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HedgedAssetFairValueHedgeLastOfLayerAmount_0F2EAE065F919EA33676CA8F16A0A41C" xlink:to="lab_us-gaap_HedgedAssetFairValueHedgeLastOfLayerAmount_0F2EAE065F919EA33676CA8F16A0A41C" xlink:type="arc" />
    <link:label id="lab_us-gaap_ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost_C6FCEEF2E150257445C8CA8F16CA0F76_terseLabel_en-US" xlink:label="lab_us-gaap_ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost_C6FCEEF2E150257445C8CA8F16CA0F76" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying value of hedged asset in lay-of-layer hedging relationship</link:label>
    <link:label id="lab_us-gaap_ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost_C6FCEEF2E150257445C8CA8F16CA0F76_label_en-US" xlink:label="lab_us-gaap_ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost_C6FCEEF2E150257445C8CA8F16CA0F76" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Closed Portfolio and Beneficial Interest, Last-of-Layer, Amortized Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost" xlink:label="loc_us-gaap_ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost_C6FCEEF2E150257445C8CA8F16CA0F76" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost_C6FCEEF2E150257445C8CA8F16CA0F76" xlink:to="lab_us-gaap_ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost_C6FCEEF2E150257445C8CA8F16CA0F76" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF_label_en-US" xlink:label="lab_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Statement [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:to="lab_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract_23E3E6BA27A8996EAD47D817ED94F880_terseLabel_en-US" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract_23E3E6BA27A8996EAD47D817ED94F880" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">INTEREST INCOME:</link:label>
    <link:label id="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract_23E3E6BA27A8996EAD47D817ED94F880_label_en-US" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract_23E3E6BA27A8996EAD47D817ED94F880" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest and Dividend Income, Operating [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_23E3E6BA27A8996EAD47D817ED94F880" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_23E3E6BA27A8996EAD47D817ED94F880" xlink:to="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract_23E3E6BA27A8996EAD47D817ED94F880" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio_CF4B4BD130226806C8A3D817F1C7EE61_terseLabel_en-US" xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio_CF4B4BD130226806C8A3D817F1C7EE61" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest and fees on loans and leases</link:label>
    <link:label id="lab_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio_CF4B4BD130226806C8A3D817F1C7EE61_label_en-US" xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio_CF4B4BD130226806C8A3D817F1C7EE61" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest and Fee Income, Loans and Leases Held-in-portfolio</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio_CF4B4BD130226806C8A3D817F1C7EE61" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio_CF4B4BD130226806C8A3D817F1C7EE61" xlink:to="lab_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio_CF4B4BD130226806C8A3D817F1C7EE61" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages_F8384E82EFCE060BC951D817ED94CCFB_terseLabel_en-US" xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages_F8384E82EFCE060BC951D817ED94CCFB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest and fees on loans held for sale, at fair value</link:label>
    <link:label id="lab_us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages_F8384E82EFCE060BC951D817ED94CCFB_label_en-US" xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages_F8384E82EFCE060BC951D817ED94CCFB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest and Fee Income, Loans Held-for-sale, Mortgages</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages_F8384E82EFCE060BC951D817ED94CCFB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages_F8384E82EFCE060BC951D817ED94CCFB" xlink:to="lab_us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages_F8384E82EFCE060BC951D817ED94CCFB" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale_EA18E89F5E991D38FCB8D817ED9409A5_terseLabel_en-US" xlink:label="lab_us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale_EA18E89F5E991D38FCB8D817ED9409A5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest and fees on other loans held for sale</link:label>
    <link:label id="lab_us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale_EA18E89F5E991D38FCB8D817ED9409A5_label_en-US" xlink:label="lab_us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale_EA18E89F5E991D38FCB8D817ED9409A5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest and Fee Income, Other Loans Held-for-sale</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale" xlink:label="loc_us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale_EA18E89F5E991D38FCB8D817ED9409A5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale_EA18E89F5E991D38FCB8D817ED9409A5" xlink:to="lab_us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale_EA18E89F5E991D38FCB8D817ED9409A5" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestAndDividendIncomeSecurities_17035AA2E537CBADFCA1D817ED94BCDC_terseLabel_en-US" xlink:label="lab_us-gaap_InterestAndDividendIncomeSecurities_17035AA2E537CBADFCA1D817ED94BCDC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment securities</link:label>
    <link:label id="lab_us-gaap_InterestAndDividendIncomeSecurities_17035AA2E537CBADFCA1D817ED94BCDC_label_en-US" xlink:label="lab_us-gaap_InterestAndDividendIncomeSecurities_17035AA2E537CBADFCA1D817ED94BCDC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest and Dividend Income, Securities, Operating</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="loc_us-gaap_InterestAndDividendIncomeSecurities_17035AA2E537CBADFCA1D817ED94BCDC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndDividendIncomeSecurities_17035AA2E537CBADFCA1D817ED94BCDC" xlink:to="lab_us-gaap_InterestAndDividendIncomeSecurities_17035AA2E537CBADFCA1D817ED94BCDC" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_C122223AD2ED68D1A066D817ED95FCA4_terseLabel_en-US" xlink:label="lab_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_C122223AD2ED68D1A066D817ED95FCA4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest-bearing deposits in banks</link:label>
    <link:label id="lab_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_C122223AD2ED68D1A066D817ED95FCA4_label_en-US" xlink:label="lab_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_C122223AD2ED68D1A066D817ED95FCA4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income, Deposits with Financial Institutions</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeDepositsWithFinancialInstitutions" xlink:label="loc_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_C122223AD2ED68D1A066D817ED95FCA4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_C122223AD2ED68D1A066D817ED95FCA4" xlink:to="lab_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_C122223AD2ED68D1A066D817ED95FCA4" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestExpenseAbstract_0F3B7494CD7CA4296E4CD817ED95C8F5_terseLabel_en-US" xlink:label="lab_us-gaap_InterestExpenseAbstract_0F3B7494CD7CA4296E4CD817ED95C8F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">INTEREST EXPENSE:</link:label>
    <link:label id="lab_us-gaap_InterestExpenseAbstract_0F3B7494CD7CA4296E4CD817ED95C8F5_label_en-US" xlink:label="lab_us-gaap_InterestExpenseAbstract_0F3B7494CD7CA4296E4CD817ED95C8F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="loc_us-gaap_InterestExpenseAbstract_0F3B7494CD7CA4296E4CD817ED95C8F5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseAbstract_0F3B7494CD7CA4296E4CD817ED95C8F5" xlink:to="lab_us-gaap_InterestExpenseAbstract_0F3B7494CD7CA4296E4CD817ED95C8F5" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestExpenseDeposits_9083C4B0862F44691DCFD817ED96EBA3_terseLabel_en-US" xlink:label="lab_us-gaap_InterestExpenseDeposits_9083C4B0862F44691DCFD817ED96EBA3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits</link:label>
    <link:label id="lab_us-gaap_InterestExpenseDeposits_9083C4B0862F44691DCFD817ED96EBA3_label_en-US" xlink:label="lab_us-gaap_InterestExpenseDeposits_9083C4B0862F44691DCFD817ED96EBA3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense, Deposits</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="loc_us-gaap_InterestExpenseDeposits_9083C4B0862F44691DCFD817ED96EBA3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseDeposits_9083C4B0862F44691DCFD817ED96EBA3" xlink:to="lab_us-gaap_InterestExpenseDeposits_9083C4B0862F44691DCFD817ED96EBA3" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_76F6F3B1E00B3BF45023D817ED963FB1_terseLabel_en-US" xlink:label="lab_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_76F6F3B1E00B3BF45023D817ED963FB1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal funds purchased and securities sold under agreements to repurchase</link:label>
    <link:label id="lab_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_76F6F3B1E00B3BF45023D817ED963FB1_label_en-US" xlink:label="lab_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_76F6F3B1E00B3BF45023D817ED963FB1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense, Federal Funds Purchased and Securities Sold under Agreements to Repurchase</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_76F6F3B1E00B3BF45023D817ED963FB1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_76F6F3B1E00B3BF45023D817ED963FB1" xlink:to="lab_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_76F6F3B1E00B3BF45023D817ED963FB1" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestExpenseOtherShortTermBorrowings_64B1292D78B16A1E99D3D817ED96A446_terseLabel_en-US" xlink:label="lab_us-gaap_InterestExpenseOtherShortTermBorrowings_64B1292D78B16A1E99D3D817ED96A446" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other short-term borrowed funds</link:label>
    <link:label id="lab_us-gaap_InterestExpenseOtherShortTermBorrowings_64B1292D78B16A1E99D3D817ED96A446_label_en-US" xlink:label="lab_us-gaap_InterestExpenseOtherShortTermBorrowings_64B1292D78B16A1E99D3D817ED96A446" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense, Other Short-term Borrowings</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseOtherShortTermBorrowings" xlink:label="loc_us-gaap_InterestExpenseOtherShortTermBorrowings_64B1292D78B16A1E99D3D817ED96A446" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseOtherShortTermBorrowings_64B1292D78B16A1E99D3D817ED96A446" xlink:to="lab_us-gaap_InterestExpenseOtherShortTermBorrowings_64B1292D78B16A1E99D3D817ED96A446" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestExpenseLongTermDebt_0664CC1A0FE4D535FD69D817ED96008B_terseLabel_en-US" xlink:label="lab_us-gaap_InterestExpenseLongTermDebt_0664CC1A0FE4D535FD69D817ED96008B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Long-term borrowed funds</link:label>
    <link:label id="lab_us-gaap_InterestExpenseLongTermDebt_0664CC1A0FE4D535FD69D817ED96008B_label_en-US" xlink:label="lab_us-gaap_InterestExpenseLongTermDebt_0664CC1A0FE4D535FD69D817ED96008B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense, Long-term Debt</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseLongTermDebt" xlink:label="loc_us-gaap_InterestExpenseLongTermDebt_0664CC1A0FE4D535FD69D817ED96008B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseLongTermDebt_0664CC1A0FE4D535FD69D817ED96008B" xlink:to="lab_us-gaap_InterestExpenseLongTermDebt_0664CC1A0FE4D535FD69D817ED96008B" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestExpense_9A5B6053D37225AE8BE4D817ED967DDF_totalLabel_en-US" xlink:label="lab_us-gaap_InterestExpense_9A5B6053D37225AE8BE4D817ED967DDF" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total interest expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_9A5B6053D37225AE8BE4D817ED967DDF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpense_9A5B6053D37225AE8BE4D817ED967DDF" xlink:to="lab_us-gaap_InterestExpense_9A5B6053D37225AE8BE4D817ED967DDF" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestIncomeExpenseNet_DC735070ECC95D2ABAB0D817ED97C218_totalLabel_en-US" xlink:label="lab_us-gaap_InterestIncomeExpenseNet_DC735070ECC95D2ABAB0D817ED97C218" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net interest income</link:label>
    <link:label id="lab_us-gaap_InterestIncomeExpenseNet_DC735070ECC95D2ABAB0D817ED97C218_label_en-US" xlink:label="lab_us-gaap_InterestIncomeExpenseNet_DC735070ECC95D2ABAB0D817ED97C218" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income (Expense), Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_DC735070ECC95D2ABAB0D817ED97C218" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeExpenseNet_DC735070ECC95D2ABAB0D817ED97C218" xlink:to="lab_us-gaap_InterestIncomeExpenseNet_DC735070ECC95D2ABAB0D817ED97C218" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EB60E9C7ADCEBD0ABADAD817ED977ECD_terseLabel_en-US" xlink:label="lab_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EB60E9C7ADCEBD0ABADAD817ED977ECD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Provision for credit losses</link:label>
    <link:label id="lab_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EB60E9C7ADCEBD0ABADAD817ED977ECD_label_en-US" xlink:label="lab_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EB60E9C7ADCEBD0ABADAD817ED977ECD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Provision for Loan, Lease, and Other Losses</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EB60E9C7ADCEBD0ABADAD817ED977ECD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EB60E9C7ADCEBD0ABADAD817ED977ECD" xlink:to="lab_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EB60E9C7ADCEBD0ABADAD817ED977ECD" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_8ACD5C757477E21EC531D817ED97EB5A_totalLabel_en-US" xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_8ACD5C757477E21EC531D817ED97EB5A" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net interest income after provision for credit losses</link:label>
    <link:label id="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_8ACD5C757477E21EC531D817ED97EB5A_label_en-US" xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_8ACD5C757477E21EC531D817ED97EB5A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income (Expense), after Provision for Loan Loss</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_8ACD5C757477E21EC531D817ED97EB5A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_8ACD5C757477E21EC531D817ED97EB5A" xlink:to="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_8ACD5C757477E21EC531D817ED97EB5A" xlink:type="arc" />
    <link:label id="lab_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B_terseLabel_en-US" xlink:label="lab_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">NONINTEREST INCOME:</link:label>
    <link:label id="lab_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B_label_en-US" xlink:label="lab_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noninterest Income [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="loc_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:to="lab_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:type="arc" />
    <link:label id="lab_cfg_ServiceChargesandFees_0155397B41BD36775EE8D817ED9774CE_terseLabel_en-US" xlink:label="lab_cfg_ServiceChargesandFees_0155397B41BD36775EE8D817ED9774CE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Service charges and fees</link:label>
    <link:label id="lab_cfg_ServiceChargesandFees_0155397B41BD36775EE8D817ED9774CE_label_en-US" xlink:label="lab_cfg_ServiceChargesandFees_0155397B41BD36775EE8D817ED9774CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Service Charges and Fees</link:label>
    <link:label id="lab_cfg_ServiceChargesandFees_0155397B41BD36775EE8D817ED9774CE_documentation_en-US" xlink:label="lab_cfg_ServiceChargesandFees_0155397B41BD36775EE8D817ED9774CE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount of revenue from servicing real estate mortgages, credit cards, and other financial assets held by others.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServiceChargesandFees" xlink:label="loc_cfg_ServiceChargesandFees_0155397B41BD36775EE8D817ED9774CE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ServiceChargesandFees_0155397B41BD36775EE8D817ED9774CE" xlink:to="lab_cfg_ServiceChargesandFees_0155397B41BD36775EE8D817ED9774CE" xlink:type="arc" />
    <link:label id="lab_us-gaap_FeesAndCommissionsMortgageBankingAndServicing_DDD84740CFA5316B09DBD817ED985C57_verboseLabel_en-US" xlink:label="lab_us-gaap_FeesAndCommissionsMortgageBankingAndServicing_DDD84740CFA5316B09DBD817ED985C57" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Mortgage banking fees</link:label>
    <link:label id="lab_us-gaap_FeesAndCommissionsMortgageBankingAndServicing_DDD84740CFA5316B09DBD817ED985C57_label_en-US" xlink:label="lab_us-gaap_FeesAndCommissionsMortgageBankingAndServicing_DDD84740CFA5316B09DBD817ED985C57" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fees and Commissions, Mortgage Banking and Servicing</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FeesAndCommissionsMortgageBankingAndServicing" xlink:label="loc_us-gaap_FeesAndCommissionsMortgageBankingAndServicing_DDD84740CFA5316B09DBD817ED985C57" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FeesAndCommissionsMortgageBankingAndServicing_DDD84740CFA5316B09DBD817ED985C57" xlink:to="lab_us-gaap_FeesAndCommissionsMortgageBankingAndServicing_DDD84740CFA5316B09DBD817ED985C57" xlink:type="arc" />
    <link:label id="lab_cfg_FeesAndCommissionsCreditAndDebitCards1_1CE97D28F2180644D075D817ED9885D4_terseLabel_en-US" xlink:label="lab_cfg_FeesAndCommissionsCreditAndDebitCards1_1CE97D28F2180644D075D817ED9885D4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Card fees</link:label>
    <link:label id="lab_cfg_FeesAndCommissionsCreditAndDebitCards1_1CE97D28F2180644D075D817ED9885D4_label_en-US" xlink:label="lab_cfg_FeesAndCommissionsCreditAndDebitCards1_1CE97D28F2180644D075D817ED9885D4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fees And Commissions, Credit And Debit Cards1</link:label>
    <link:label id="lab_cfg_FeesAndCommissionsCreditAndDebitCards1_1CE97D28F2180644D075D817ED9885D4_documentation_en-US" xlink:label="lab_cfg_FeesAndCommissionsCreditAndDebitCards1_1CE97D28F2180644D075D817ED9885D4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fees And Commissions, Credit And Debit Cards1</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FeesAndCommissionsCreditAndDebitCards1" xlink:label="loc_cfg_FeesAndCommissionsCreditAndDebitCards1_1CE97D28F2180644D075D817ED9885D4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FeesAndCommissionsCreditAndDebitCards1_1CE97D28F2180644D075D817ED9885D4" xlink:to="lab_cfg_FeesAndCommissionsCreditAndDebitCards1_1CE97D28F2180644D075D817ED9885D4" xlink:type="arc" />
    <link:label id="lab_cfg_CapitalMarketsFees_6E2BABDD87077CEE27D4D817ED984305_terseLabel_en-US" xlink:label="lab_cfg_CapitalMarketsFees_6E2BABDD87077CEE27D4D817ED984305" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital markets fees</link:label>
    <link:label id="lab_cfg_CapitalMarketsFees_6E2BABDD87077CEE27D4D817ED984305_label_en-US" xlink:label="lab_cfg_CapitalMarketsFees_6E2BABDD87077CEE27D4D817ED984305" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital Markets Fees</link:label>
    <link:label id="lab_cfg_CapitalMarketsFees_6E2BABDD87077CEE27D4D817ED984305_documentation_en-US" xlink:label="lab_cfg_CapitalMarketsFees_6E2BABDD87077CEE27D4D817ED984305" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Capital market fee income earned including (for example): corporate syndication, referral, merger and acquisition fees, and other capital market fee income</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalMarketsFees" xlink:label="loc_cfg_CapitalMarketsFees_6E2BABDD87077CEE27D4D817ED984305" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CapitalMarketsFees_6E2BABDD87077CEE27D4D817ED984305" xlink:to="lab_cfg_CapitalMarketsFees_6E2BABDD87077CEE27D4D817ED984305" xlink:type="arc" />
    <link:label id="lab_cfg_TrustandInvestmentServiceFees_0B1676B90213E9E67C49D817ED98E3F5_terseLabel_en-US" xlink:label="lab_cfg_TrustandInvestmentServiceFees_0B1676B90213E9E67C49D817ED98E3F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trust and investment services fees</link:label>
    <link:label id="lab_cfg_TrustandInvestmentServiceFees_0B1676B90213E9E67C49D817ED98E3F5_label_en-US" xlink:label="lab_cfg_TrustandInvestmentServiceFees_0B1676B90213E9E67C49D817ED98E3F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trust and Investment Service Fees</link:label>
    <link:label id="lab_cfg_TrustandInvestmentServiceFees_0B1676B90213E9E67C49D817ED98E3F5_documentation_en-US" xlink:label="lab_cfg_TrustandInvestmentServiceFees_0B1676B90213E9E67C49D817ED98E3F5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income from services rendered by trust or wealth management departments acting in a fiduciary capacity. This may include fees earned for (1) acting as an agent for fiduciary placement and loans and (2) custody or investment advisory services. This item excludes commissions and fees received for the accumulation or disbursement of funds deposited to Individual Retirement or Keogh plan accounts when such are not handled by the reporting entity's trust department</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TrustandInvestmentServiceFees" xlink:label="loc_cfg_TrustandInvestmentServiceFees_0B1676B90213E9E67C49D817ED98E3F5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_TrustandInvestmentServiceFees_0B1676B90213E9E67C49D817ED98E3F5" xlink:to="lab_cfg_TrustandInvestmentServiceFees_0B1676B90213E9E67C49D817ED98E3F5" xlink:type="arc" />
    <link:label id="lab_cfg_ForeignExchangeandTradeFinanceFees_E10EC4EF0D2D630E9C7ED817ED98824D_terseLabel_en-US" xlink:label="lab_cfg_ForeignExchangeandTradeFinanceFees_E10EC4EF0D2D630E9C7ED817ED98824D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign exchange and interest rate products</link:label>
    <link:label id="lab_cfg_ForeignExchangeandTradeFinanceFees_E10EC4EF0D2D630E9C7ED817ED98824D_label_en-US" xlink:label="lab_cfg_ForeignExchangeandTradeFinanceFees_E10EC4EF0D2D630E9C7ED817ED98824D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Foreign Exchange and Trade Finance Fees</link:label>
    <link:label id="lab_cfg_ForeignExchangeandTradeFinanceFees_E10EC4EF0D2D630E9C7ED817ED98824D_documentation_en-US" xlink:label="lab_cfg_ForeignExchangeandTradeFinanceFees_E10EC4EF0D2D630E9C7ED817ED98824D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fee income earned related to foreign exchange, trade finance fees and other related income.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ForeignExchangeandTradeFinanceFees" xlink:label="loc_cfg_ForeignExchangeandTradeFinanceFees_E10EC4EF0D2D630E9C7ED817ED98824D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ForeignExchangeandTradeFinanceFees_E10EC4EF0D2D630E9C7ED817ED98824D" xlink:to="lab_cfg_ForeignExchangeandTradeFinanceFees_E10EC4EF0D2D630E9C7ED817ED98824D" xlink:type="arc" />
    <link:label id="lab_cfg_LetterofCreditandLoanFees_036086102370FBD78940D817ED9870B1_terseLabel_en-US" xlink:label="lab_cfg_LetterofCreditandLoanFees_036086102370FBD78940D817ED9870B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Letter of credit and loan fees</link:label>
    <link:label id="lab_cfg_LetterofCreditandLoanFees_036086102370FBD78940D817ED9870B1_label_en-US" xlink:label="lab_cfg_LetterofCreditandLoanFees_036086102370FBD78940D817ED9870B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Letter of Credit and Loan Fees</link:label>
    <link:label id="lab_cfg_LetterofCreditandLoanFees_036086102370FBD78940D817ED9870B1_documentation_en-US" xlink:label="lab_cfg_LetterofCreditandLoanFees_036086102370FBD78940D817ED9870B1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Letter of Credit and Loan Fees</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LetterofCreditandLoanFees" xlink:label="loc_cfg_LetterofCreditandLoanFees_036086102370FBD78940D817ED9870B1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_LetterofCreditandLoanFees_036086102370FBD78940D817ED9870B1" xlink:to="lab_cfg_LetterofCreditandLoanFees_036086102370FBD78940D817ED9870B1" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtSecuritiesRealizedGainLoss_03CE1189F68851D0DA78D817ED9974E8_verboseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesRealizedGainLoss_03CE1189F68851D0DA78D817ED9974E8" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Securities gains, net</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesRealizedGainLoss_03CE1189F68851D0DA78D817ED9974E8_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesRealizedGainLoss_03CE1189F68851D0DA78D817ED9974E8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Realized Gain (Loss)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesRealizedGainLoss" xlink:label="loc_us-gaap_DebtSecuritiesRealizedGainLoss_03CE1189F68851D0DA78D817ED9974E8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesRealizedGainLoss_03CE1189F68851D0DA78D817ED9974E8" xlink:to="lab_us-gaap_DebtSecuritiesRealizedGainLoss_03CE1189F68851D0DA78D817ED9974E8" xlink:type="arc" />
    <link:label id="lab_us-gaap_NoninterestIncomeOther_641FF50660DAC92AA701D817ED99FB67_terseLabel_en-US" xlink:label="lab_us-gaap_NoninterestIncomeOther_641FF50660DAC92AA701D817ED99FB67" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other income</link:label>
    <link:label id="lab_us-gaap_NoninterestIncomeOther_641FF50660DAC92AA701D817ED99FB67_label_en-US" xlink:label="lab_us-gaap_NoninterestIncomeOther_641FF50660DAC92AA701D817ED99FB67" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noninterest Income, Other</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="loc_us-gaap_NoninterestIncomeOther_641FF50660DAC92AA701D817ED99FB67" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestIncomeOther_641FF50660DAC92AA701D817ED99FB67" xlink:to="lab_us-gaap_NoninterestIncomeOther_641FF50660DAC92AA701D817ED99FB67" xlink:type="arc" />
    <link:label id="lab_us-gaap_NoninterestIncome_94AA6F586646B918ED72D817ED9950DC_totalLabel_en-US" xlink:label="lab_us-gaap_NoninterestIncome_94AA6F586646B918ED72D817ED9950DC" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total noninterest income</link:label>
    <link:label id="lab_us-gaap_NoninterestIncome_94AA6F586646B918ED72D817ED9950DC_label_en-US" xlink:label="lab_us-gaap_NoninterestIncome_94AA6F586646B918ED72D817ED9950DC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noninterest Income</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_94AA6F586646B918ED72D817ED9950DC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestIncome_94AA6F586646B918ED72D817ED9950DC" xlink:to="lab_us-gaap_NoninterestIncome_94AA6F586646B918ED72D817ED9950DC" xlink:type="arc" />
    <link:label id="lab_us-gaap_NoninterestExpenseAbstract_6FB2BD22F296078980A1D817ED99EB17_terseLabel_en-US" xlink:label="lab_us-gaap_NoninterestExpenseAbstract_6FB2BD22F296078980A1D817ED99EB17" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">NONINTEREST EXPENSE:</link:label>
    <link:label id="lab_us-gaap_NoninterestExpenseAbstract_6FB2BD22F296078980A1D817ED99EB17_label_en-US" xlink:label="lab_us-gaap_NoninterestExpenseAbstract_6FB2BD22F296078980A1D817ED99EB17" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noninterest Expense [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_us-gaap_NoninterestExpenseAbstract_6FB2BD22F296078980A1D817ED99EB17" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_6FB2BD22F296078980A1D817ED99EB17" xlink:to="lab_us-gaap_NoninterestExpenseAbstract_6FB2BD22F296078980A1D817ED99EB17" xlink:type="arc" />
    <link:label id="lab_us-gaap_EquipmentExpense_94C993EED1AAAE9213B3D817ED9A5FC9_terseLabel_en-US" xlink:label="lab_us-gaap_EquipmentExpense_94C993EED1AAAE9213B3D817ED9A5FC9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equipment and software expense</link:label>
    <link:label id="lab_us-gaap_EquipmentExpense_94C993EED1AAAE9213B3D817ED9A5FC9_label_en-US" xlink:label="lab_us-gaap_EquipmentExpense_94C993EED1AAAE9213B3D817ED9A5FC9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equipment Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquipmentExpense" xlink:label="loc_us-gaap_EquipmentExpense_94C993EED1AAAE9213B3D817ED9A5FC9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquipmentExpense_94C993EED1AAAE9213B3D817ED9A5FC9" xlink:to="lab_us-gaap_EquipmentExpense_94C993EED1AAAE9213B3D817ED9A5FC9" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProfessionalFees_FE8B9C1A7849A386ED8BD817ED9ABBD4_terseLabel_en-US" xlink:label="lab_us-gaap_ProfessionalFees_FE8B9C1A7849A386ED8BD817ED9ABBD4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Outside services</link:label>
    <link:label id="lab_us-gaap_ProfessionalFees_FE8B9C1A7849A386ED8BD817ED9ABBD4_label_en-US" xlink:label="lab_us-gaap_ProfessionalFees_FE8B9C1A7849A386ED8BD817ED9ABBD4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Professional Fees</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="loc_us-gaap_ProfessionalFees_FE8B9C1A7849A386ED8BD817ED9ABBD4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProfessionalFees_FE8B9C1A7849A386ED8BD817ED9ABBD4" xlink:to="lab_us-gaap_ProfessionalFees_FE8B9C1A7849A386ED8BD817ED9ABBD4" xlink:type="arc" />
    <link:label id="lab_us-gaap_OccupancyNet_ECDE5C6913C4AD46DF45D817ED9AFABC_terseLabel_en-US" xlink:label="lab_us-gaap_OccupancyNet_ECDE5C6913C4AD46DF45D817ED9AFABC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Occupancy</link:label>
    <link:label id="lab_us-gaap_OccupancyNet_ECDE5C6913C4AD46DF45D817ED9AFABC_label_en-US" xlink:label="lab_us-gaap_OccupancyNet_ECDE5C6913C4AD46DF45D817ED9AFABC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Occupancy, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_us-gaap_OccupancyNet_ECDE5C6913C4AD46DF45D817ED9AFABC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OccupancyNet_ECDE5C6913C4AD46DF45D817ED9AFABC" xlink:to="lab_us-gaap_OccupancyNet_ECDE5C6913C4AD46DF45D817ED9AFABC" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherNoninterestExpense_8FD381CBA62D617E81BDD817ED9AB7A2_terseLabel_en-US" xlink:label="lab_us-gaap_OtherNoninterestExpense_8FD381CBA62D617E81BDD817ED9AB7A2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other operating expense</link:label>
    <link:label id="lab_us-gaap_OtherNoninterestExpense_8FD381CBA62D617E81BDD817ED9AB7A2_label_en-US" xlink:label="lab_us-gaap_OtherNoninterestExpense_8FD381CBA62D617E81BDD817ED9AB7A2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Noninterest Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_us-gaap_OtherNoninterestExpense_8FD381CBA62D617E81BDD817ED9AB7A2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherNoninterestExpense_8FD381CBA62D617E81BDD817ED9AB7A2" xlink:to="lab_us-gaap_OtherNoninterestExpense_8FD381CBA62D617E81BDD817ED9AB7A2" xlink:type="arc" />
    <link:label id="lab_us-gaap_NoninterestExpense_8E018E1EF18756A7638ED817ED9A788A_totalLabel_en-US" xlink:label="lab_us-gaap_NoninterestExpense_8E018E1EF18756A7638ED817ED9A788A" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total noninterest expense</link:label>
    <link:label id="lab_us-gaap_NoninterestExpense_8E018E1EF18756A7638ED817ED9A788A_label_en-US" xlink:label="lab_us-gaap_NoninterestExpense_8E018E1EF18756A7638ED817ED9A788A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noninterest Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_8E018E1EF18756A7638ED817ED9A788A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestExpense_8E018E1EF18756A7638ED817ED9A788A" xlink:to="lab_us-gaap_NoninterestExpense_8E018E1EF18756A7638ED817ED9A788A" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_919F92BC811F9F1C5BACD817ED9BE535_totalLabel_en-US" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_919F92BC811F9F1C5BACD817ED9BE535" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Income before income tax expense</link:label>
    <link:label id="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_919F92BC811F9F1C5BACD817ED9BE535_label_en-US" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_919F92BC811F9F1C5BACD817ED9BE535" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_919F92BC811F9F1C5BACD817ED9BE535" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_919F92BC811F9F1C5BACD817ED9BE535" xlink:to="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_919F92BC811F9F1C5BACD817ED9BE535" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefit_D6425F66AE64496B3B0BD817ED9B96EE_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit_D6425F66AE64496B3B0BD817ED9B96EE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income tax expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_D6425F66AE64496B3B0BD817ED9B96EE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_D6425F66AE64496B3B0BD817ED9B96EE" xlink:to="lab_us-gaap_IncomeTaxExpenseBenefit_D6425F66AE64496B3B0BD817ED9B96EE" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_E6341E006EF5951F1C4BD817ED9B5D93_terseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_E6341E006EF5951F1C4BD817ED9B5D93" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net income available to common stockholders</link:label>
    <link:label id="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_E6341E006EF5951F1C4BD817ED9B5D93_label_en-US" xlink:label="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_E6341E006EF5951F1C4BD817ED9B5D93" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Income (Loss) Available to Common Stockholders, Basic</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_E6341E006EF5951F1C4BD817ED9B5D93" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_E6341E006EF5951F1C4BD817ED9B5D93" xlink:to="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_E6341E006EF5951F1C4BD817ED9B5D93" xlink:type="arc" />
    <link:label id="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_955B04B814BDDF73E137D817ED9B1E4F_terseLabel_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_955B04B814BDDF73E137D817ED9B1E4F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted-average common shares outstanding:</link:label>
    <link:label id="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_955B04B814BDDF73E137D817ED9B1E4F_label_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_955B04B814BDDF73E137D817ED9B1E4F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted Average Number of Shares Outstanding, Diluted [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_955B04B814BDDF73E137D817ED9B1E4F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_955B04B814BDDF73E137D817ED9B1E4F" xlink:to="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_955B04B814BDDF73E137D817ED9B1E4F" xlink:type="arc" />
    <link:label id="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_508B11910FE094F8CC3BD817ED9B4279_terseLabel_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_508B11910FE094F8CC3BD817ED9B4279" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basic (in shares)</link:label>
    <link:label id="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_508B11910FE094F8CC3BD817ED9B4279_label_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_508B11910FE094F8CC3BD817ED9B4279" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted Average Number of Shares Outstanding, Basic</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_508B11910FE094F8CC3BD817ED9B4279" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_508B11910FE094F8CC3BD817ED9B4279" xlink:to="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_508B11910FE094F8CC3BD817ED9B4279" xlink:type="arc" />
    <link:label id="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_4F3BD4019F52F2F0F888D817ED9C346E_terseLabel_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_4F3BD4019F52F2F0F888D817ED9C346E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Diluted (in shares)</link:label>
    <link:label id="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_4F3BD4019F52F2F0F888D817ED9C346E_label_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_4F3BD4019F52F2F0F888D817ED9C346E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted Average Number of Shares Outstanding, Diluted</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_4F3BD4019F52F2F0F888D817ED9C346E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_4F3BD4019F52F2F0F888D817ED9C346E" xlink:to="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_4F3BD4019F52F2F0F888D817ED9C346E" xlink:type="arc" />
    <link:label id="lab_us-gaap_EarningsPerShareAbstract_988E4EBB53B3E5766400D817ED9CE989_terseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerShareAbstract_988E4EBB53B3E5766400D817ED9CE989" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Per common share information:</link:label>
    <link:label id="lab_us-gaap_EarningsPerShareAbstract_988E4EBB53B3E5766400D817ED9CE989_label_en-US" xlink:label="lab_us-gaap_EarningsPerShareAbstract_988E4EBB53B3E5766400D817ED9CE989" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings Per Share [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_988E4EBB53B3E5766400D817ED9CE989" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareAbstract_988E4EBB53B3E5766400D817ED9CE989" xlink:to="lab_us-gaap_EarningsPerShareAbstract_988E4EBB53B3E5766400D817ED9CE989" xlink:type="arc" />
    <link:label id="lab_us-gaap_EarningsPerShareBasic_30F1C0FCC9D9D3D0D371D817ED9C3A8A_terseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerShareBasic_30F1C0FCC9D9D3D0D371D817ED9C3A8A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basic earnings (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_EarningsPerShareBasic_30F1C0FCC9D9D3D0D371D817ED9C3A8A_label_en-US" xlink:label="lab_us-gaap_EarningsPerShareBasic_30F1C0FCC9D9D3D0D371D817ED9C3A8A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings Per Share, Basic</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_30F1C0FCC9D9D3D0D371D817ED9C3A8A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareBasic_30F1C0FCC9D9D3D0D371D817ED9C3A8A" xlink:to="lab_us-gaap_EarningsPerShareBasic_30F1C0FCC9D9D3D0D371D817ED9C3A8A" xlink:type="arc" />
    <link:label id="lab_us-gaap_EarningsPerShareDiluted_09F5EA5F75D5B3B0CBE9D817ED9CB5A1_terseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerShareDiluted_09F5EA5F75D5B3B0CBE9D817ED9CB5A1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Diluted earnings (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_EarningsPerShareDiluted_09F5EA5F75D5B3B0CBE9D817ED9CB5A1_label_en-US" xlink:label="lab_us-gaap_EarningsPerShareDiluted_09F5EA5F75D5B3B0CBE9D817ED9CB5A1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings Per Share, Diluted</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_09F5EA5F75D5B3B0CBE9D817ED9CB5A1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareDiluted_09F5EA5F75D5B3B0CBE9D817ED9CB5A1" xlink:to="lab_us-gaap_EarningsPerShareDiluted_09F5EA5F75D5B3B0CBE9D817ED9CB5A1" xlink:type="arc" />
    <link:label id="lab_us-gaap_EquityAbstract_AE3EF3B8CD4D59017C8BCE52543C668A_label_en-US" xlink:label="lab_us-gaap_EquityAbstract_AE3EF3B8CD4D59017C8BCE52543C668A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_AE3EF3B8CD4D59017C8BCE52543C668A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityAbstract_AE3EF3B8CD4D59017C8BCE52543C668A" xlink:to="lab_us-gaap_EquityAbstract_AE3EF3B8CD4D59017C8BCE52543C668A" xlink:type="arc" />
    <link:label id="lab_us-gaap_DisclosureOfReclassificationAmountTextBlock_128B6C699D4CE2731CE7CE52543CAE13_verboseLabel_en-US" xlink:label="lab_us-gaap_DisclosureOfReclassificationAmountTextBlock_128B6C699D4CE2731CE7CE52543CAE13" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">RECLASSIFICATIONS OUT OF ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)</link:label>
    <link:label id="lab_us-gaap_DisclosureOfReclassificationAmountTextBlock_128B6C699D4CE2731CE7CE52543CAE13_label_en-US" xlink:label="lab_us-gaap_DisclosureOfReclassificationAmountTextBlock_128B6C699D4CE2731CE7CE52543CAE13" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of Reclassification Amount [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisclosureOfReclassificationAmountTextBlock" xlink:label="loc_us-gaap_DisclosureOfReclassificationAmountTextBlock_128B6C699D4CE2731CE7CE52543CAE13" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DisclosureOfReclassificationAmountTextBlock_128B6C699D4CE2731CE7CE52543CAE13" xlink:to="lab_us-gaap_DisclosureOfReclassificationAmountTextBlock_128B6C699D4CE2731CE7CE52543CAE13" xlink:type="arc" />
    <link:label id="lab_cfg_SecuritiesTableTextBlock_F77F62C975A7F6671A92CF40556A1AFB_terseLabel_en-US" xlink:label="lab_cfg_SecuritiesTableTextBlock_F77F62C975A7F6671A92CF40556A1AFB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of securities held</link:label>
    <link:label id="lab_cfg_SecuritiesTableTextBlock_F77F62C975A7F6671A92CF40556A1AFB_label_en-US" xlink:label="lab_cfg_SecuritiesTableTextBlock_F77F62C975A7F6671A92CF40556A1AFB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Securities [Table Text Block]</link:label>
    <link:label id="lab_cfg_SecuritiesTableTextBlock_F77F62C975A7F6671A92CF40556A1AFB_documentation_en-US" xlink:label="lab_cfg_SecuritiesTableTextBlock_F77F62C975A7F6671A92CF40556A1AFB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tabular disclosure of available-for-sale, held to maturity, and other investment securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, and amortized cost basis.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SecuritiesTableTextBlock" xlink:label="loc_cfg_SecuritiesTableTextBlock_F77F62C975A7F6671A92CF40556A1AFB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_SecuritiesTableTextBlock_F77F62C975A7F6671A92CF40556A1AFB" xlink:to="lab_cfg_SecuritiesTableTextBlock_F77F62C975A7F6671A92CF40556A1AFB" xlink:type="arc" />
    <link:label id="lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_05DFBD11F0522A0047EECF40556AFB91_terseLabel_en-US" xlink:label="lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_05DFBD11F0522A0047EECF40556AFB91" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of investments classified by maturity date</link:label>
    <link:label id="lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_05DFBD11F0522A0047EECF40556AFB91_label_en-US" xlink:label="lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_05DFBD11F0522A0047EECF40556AFB91" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments Classified by Contractual Maturity Date [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:label="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_05DFBD11F0522A0047EECF40556AFB91" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_05DFBD11F0522A0047EECF40556AFB91" xlink:to="lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_05DFBD11F0522A0047EECF40556AFB91" xlink:type="arc" />
    <link:label id="lab_us-gaap_GainLossOnInvestmentsTextBlock_0C0952CBE7DD0A0EB541CF40556A7BB8_terseLabel_en-US" xlink:label="lab_us-gaap_GainLossOnInvestmentsTextBlock_0C0952CBE7DD0A0EB541CF40556A7BB8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of income recognized on investment securities</link:label>
    <link:label id="lab_us-gaap_GainLossOnInvestmentsTextBlock_0C0952CBE7DD0A0EB541CF40556A7BB8_label_en-US" xlink:label="lab_us-gaap_GainLossOnInvestmentsTextBlock_0C0952CBE7DD0A0EB541CF40556A7BB8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (Loss) on Securities [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnInvestmentsTextBlock" xlink:label="loc_us-gaap_GainLossOnInvestmentsTextBlock_0C0952CBE7DD0A0EB541CF40556A7BB8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainLossOnInvestmentsTextBlock_0C0952CBE7DD0A0EB541CF40556A7BB8" xlink:to="lab_us-gaap_GainLossOnInvestmentsTextBlock_0C0952CBE7DD0A0EB541CF40556A7BB8" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock_00754ED4A4A8553EBECECF40556A1611_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock_00754ED4A4A8553EBECECF40556A1611" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of financial instruments owned and pledged as collateral</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock_00754ED4A4A8553EBECECF40556A1611_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock_00754ED4A4A8553EBECECF40556A1611" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Financial Instruments Owned and Pledged as Collateral [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock" xlink:label="loc_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock_00754ED4A4A8553EBECECF40556A1611" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock_00754ED4A4A8553EBECECF40556A1611" xlink:to="lab_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock_00754ED4A4A8553EBECECF40556A1611" xlink:type="arc" />
    <link:label id="lab_cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock_EB84E5E74F63E384EFBBCF40556B0A91_terseLabel_en-US" xlink:label="lab_cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock_EB84E5E74F63E384EFBBCF40556B0A91" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other than temporary impairment recognized in earnings</link:label>
    <link:label id="lab_cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock_EB84E5E74F63E384EFBBCF40556B0A91_label_en-US" xlink:label="lab_cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock_EB84E5E74F63E384EFBBCF40556B0A91" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other than Temporary Impairment Recognized in Earnings [Table Text Block]</link:label>
    <link:label id="lab_cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock_EB84E5E74F63E384EFBBCF40556B0A91_documentation_en-US" xlink:label="lab_cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock_EB84E5E74F63E384EFBBCF40556B0A91" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tabular disclosure of the amount of other than temporary impairment (OTTI) related to losses recognized in earnings.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock" xlink:label="loc_cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock_EB84E5E74F63E384EFBBCF40556B0A91" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock_EB84E5E74F63E384EFBBCF40556B0A91" xlink:to="lab_cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock_EB84E5E74F63E384EFBBCF40556B0A91" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_BB6825EACBDC73908EB3CF40556B02D8_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_BB6825EACBDC73908EB3CF40556B02D8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of unrealized loss on investments</link:label>
    <link:label id="lab_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_BB6825EACBDC73908EB3CF40556B02D8_label_en-US" xlink:label="lab_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_BB6825EACBDC73908EB3CF40556B02D8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Unrealized Loss on Investments [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_BB6825EACBDC73908EB3CF40556B02D8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_BB6825EACBDC73908EB3CF40556B02D8" xlink:to="lab_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_BB6825EACBDC73908EB3CF40556B02D8" xlink:type="arc" />
    <link:label id="lab_us-gaap_CashAndCashEquivalentsAbstract_1586FD1D6AAF00E7E5EBD49C849F39AE_label_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAbstract_1586FD1D6AAF00E7E5EBD49C849F39AE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndCashEquivalentsAbstract" xlink:label="loc_us-gaap_CashAndCashEquivalentsAbstract_1586FD1D6AAF00E7E5EBD49C849F39AE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsAbstract_1586FD1D6AAF00E7E5EBD49C849F39AE" xlink:to="lab_us-gaap_CashAndCashEquivalentsAbstract_1586FD1D6AAF00E7E5EBD49C849F39AE" xlink:type="arc" />
    <link:label id="lab_cfg_InterestBearingCashandDuefromBanksFederalReserveBankBalances_F18B41222F99F0164623D4A08FFD2413_terseLabel_en-US" xlink:label="lab_cfg_InterestBearingCashandDuefromBanksFederalReserveBankBalances_F18B41222F99F0164623D4A08FFD2413" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits on FRB balances</link:label>
    <link:label id="lab_cfg_InterestBearingCashandDuefromBanksFederalReserveBankBalances_F18B41222F99F0164623D4A08FFD2413_label_en-US" xlink:label="lab_cfg_InterestBearingCashandDuefromBanksFederalReserveBankBalances_F18B41222F99F0164623D4A08FFD2413" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest-Bearing Cash and Due from Banks, Federal Reserve Bank Balances</link:label>
    <link:label id="lab_cfg_InterestBearingCashandDuefromBanksFederalReserveBankBalances_F18B41222F99F0164623D4A08FFD2413_documentation_en-US" xlink:label="lab_cfg_InterestBearingCashandDuefromBanksFederalReserveBankBalances_F18B41222F99F0164623D4A08FFD2413" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest-Bearing Cash and Due from Banks, Federal Reserve Bank Balances</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestBearingCashandDuefromBanksFederalReserveBankBalances" xlink:label="loc_cfg_InterestBearingCashandDuefromBanksFederalReserveBankBalances_F18B41222F99F0164623D4A08FFD2413" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_InterestBearingCashandDuefromBanksFederalReserveBankBalances_F18B41222F99F0164623D4A08FFD2413" xlink:to="lab_cfg_InterestBearingCashandDuefromBanksFederalReserveBankBalances_F18B41222F99F0164623D4A08FFD2413" xlink:type="arc" />
    <link:label id="lab_cfg_FederalReserveBankDepositsInterestRate_E54A25136D17E094BB21D49C849F45D8_terseLabel_en-US" xlink:label="lab_cfg_FederalReserveBankDepositsInterestRate_E54A25136D17E094BB21D49C849F45D8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate on FRB balances</link:label>
    <link:label id="lab_cfg_FederalReserveBankDepositsInterestRate_E54A25136D17E094BB21D49C849F45D8_label_en-US" xlink:label="lab_cfg_FederalReserveBankDepositsInterestRate_E54A25136D17E094BB21D49C849F45D8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Reserve Bank, Deposits, Interest Rate</link:label>
    <link:label id="lab_cfg_FederalReserveBankDepositsInterestRate_E54A25136D17E094BB21D49C849F45D8_documentation_en-US" xlink:label="lab_cfg_FederalReserveBankDepositsInterestRate_E54A25136D17E094BB21D49C849F45D8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The fixed interest rate for investments held at the Federal Reserve Bank.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FederalReserveBankDepositsInterestRate" xlink:label="loc_cfg_FederalReserveBankDepositsInterestRate_E54A25136D17E094BB21D49C849F45D8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FederalReserveBankDepositsInterestRate_E54A25136D17E094BB21D49C849F45D8" xlink:to="lab_cfg_FederalReserveBankDepositsInterestRate_E54A25136D17E094BB21D49C849F45D8" xlink:type="arc" />
    <link:label id="lab_cfg_InterestIncomeFederalReserveBankBalances_C0ED5F15A30CDBD6DDACD49C849FB0E2_terseLabel_en-US" xlink:label="lab_cfg_InterestIncomeFederalReserveBankBalances_C0ED5F15A30CDBD6DDACD49C849FB0E2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest earned on FRB balances</link:label>
    <link:label id="lab_cfg_InterestIncomeFederalReserveBankBalances_C0ED5F15A30CDBD6DDACD49C849FB0E2_label_en-US" xlink:label="lab_cfg_InterestIncomeFederalReserveBankBalances_C0ED5F15A30CDBD6DDACD49C849FB0E2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income, Federal Reserve Bank Balances</link:label>
    <link:label id="lab_cfg_InterestIncomeFederalReserveBankBalances_C0ED5F15A30CDBD6DDACD49C849FB0E2_documentation_en-US" xlink:label="lab_cfg_InterestIncomeFederalReserveBankBalances_C0ED5F15A30CDBD6DDACD49C849FB0E2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest earned on balances in Federal Reserve Bank interest earning accounts.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestIncomeFederalReserveBankBalances" xlink:label="loc_cfg_InterestIncomeFederalReserveBankBalances_C0ED5F15A30CDBD6DDACD49C849FB0E2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_InterestIncomeFederalReserveBankBalances_C0ED5F15A30CDBD6DDACD49C849FB0E2" xlink:to="lab_cfg_InterestIncomeFederalReserveBankBalances_C0ED5F15A30CDBD6DDACD49C849FB0E2" xlink:type="arc" />
    <link:label id="lab_us-gaap_LeasesAbstract_6C71E9DBABBA0C7E22ABC97A53F762AD_label_en-US" xlink:label="lab_us-gaap_LeasesAbstract_6C71E9DBABBA0C7E22ABC97A53F762AD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Leases [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeasesAbstract" xlink:label="loc_us-gaap_LeasesAbstract_6C71E9DBABBA0C7E22ABC97A53F762AD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LeasesAbstract_6C71E9DBABBA0C7E22ABC97A53F762AD" xlink:to="lab_us-gaap_LeasesAbstract_6C71E9DBABBA0C7E22ABC97A53F762AD" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Lessee, Operating Lease, Liability, Payment, Due [Abstract]</link:label>
    <link:label id="lab_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3_label_en-US" xlink:label="lab_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lessee, Operating Lease, Liability, Payment, Due [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:label="loc_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3" xlink:to="lab_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3" xlink:type="arc" />
    <link:label id="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_663268A2B39662628118C997F3493EC5_terseLabel_en-US" xlink:label="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_663268A2B39662628118C997F3493EC5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2020</link:label>
    <link:label id="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_663268A2B39662628118C997F3493EC5_label_en-US" xlink:label="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_663268A2B39662628118C997F3493EC5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lessee, Operating Lease, Liability, Payments, Due Next Twelve Months</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_663268A2B39662628118C997F3493EC5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_663268A2B39662628118C997F3493EC5" xlink:to="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_663268A2B39662628118C997F3493EC5" xlink:type="arc" />
    <link:label id="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_E514DA68B9D478A11A58C97A53F78F5D_terseLabel_en-US" xlink:label="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_E514DA68B9D478A11A58C97A53F78F5D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2021</link:label>
    <link:label id="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_E514DA68B9D478A11A58C97A53F78F5D_label_en-US" xlink:label="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_E514DA68B9D478A11A58C97A53F78F5D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lessee, Operating Lease, Liability, Payments, Due Year Two</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_E514DA68B9D478A11A58C97A53F78F5D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_E514DA68B9D478A11A58C97A53F78F5D" xlink:to="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_E514DA68B9D478A11A58C97A53F78F5D" xlink:type="arc" />
    <link:label id="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_093373FDC5D6D472AF1FC995F9F7F555_terseLabel_en-US" xlink:label="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_093373FDC5D6D472AF1FC995F9F7F555" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2022</link:label>
    <link:label id="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_093373FDC5D6D472AF1FC995F9F7F555_label_en-US" xlink:label="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_093373FDC5D6D472AF1FC995F9F7F555" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lessee, Operating Lease, Liability, Payments, Due Year Three</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_093373FDC5D6D472AF1FC995F9F7F555" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_093373FDC5D6D472AF1FC995F9F7F555" xlink:to="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_093373FDC5D6D472AF1FC995F9F7F555" xlink:type="arc" />
    <link:label id="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_17CF0F20532A179A35DFC995FA2D5B67_terseLabel_en-US" xlink:label="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_17CF0F20532A179A35DFC995FA2D5B67" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2023</link:label>
    <link:label id="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_17CF0F20532A179A35DFC995FA2D5B67_label_en-US" xlink:label="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_17CF0F20532A179A35DFC995FA2D5B67" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lessee, Operating Lease, Liability, Payments, Due Year Four</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_17CF0F20532A179A35DFC995FA2D5B67" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_17CF0F20532A179A35DFC995FA2D5B67" xlink:to="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_17CF0F20532A179A35DFC995FA2D5B67" xlink:type="arc" />
    <link:label id="lab_cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour_D466F75B0BE889813FEAC99953F6BADD_terseLabel_en-US" xlink:label="lab_cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour_D466F75B0BE889813FEAC99953F6BADD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Thereafter</link:label>
    <link:label id="lab_cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour_D466F75B0BE889813FEAC99953F6BADD_label_en-US" xlink:label="lab_cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour_D466F75B0BE889813FEAC99953F6BADD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lessee, Operating Lease, Liability, Payments, Due After Year Four</link:label>
    <link:label id="lab_cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour_D466F75B0BE889813FEAC99953F6BADD_documentation_en-US" xlink:label="lab_cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour_D466F75B0BE889813FEAC99953F6BADD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Lessee, Operating Lease, Liability, Payments, Due After Year Four</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour" xlink:label="loc_cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour_D466F75B0BE889813FEAC99953F6BADD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour_D466F75B0BE889813FEAC99953F6BADD" xlink:to="lab_cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour_D466F75B0BE889813FEAC99953F6BADD" xlink:type="arc" />
    <link:label id="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_262A7AFFCFB28C2E82BEC97A53FDF06E_totalLabel_en-US" xlink:label="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_262A7AFFCFB28C2E82BEC97A53FDF06E" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total lease payments</link:label>
    <link:label id="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_262A7AFFCFB28C2E82BEC97A53FDF06E_label_en-US" xlink:label="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_262A7AFFCFB28C2E82BEC97A53FDF06E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lessee, Operating Lease, Liability, Payments, Due</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_262A7AFFCFB28C2E82BEC97A53FDF06E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_262A7AFFCFB28C2E82BEC97A53FDF06E" xlink:to="lab_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_262A7AFFCFB28C2E82BEC97A53FDF06E" xlink:type="arc" />
    <link:label id="lab_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_831A4D13753FB4AE466AC97A53FDA56C_terseLabel_en-US" xlink:label="lab_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_831A4D13753FB4AE466AC97A53FDA56C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Less: Interest</link:label>
    <link:label id="lab_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_831A4D13753FB4AE466AC97A53FDA56C_label_en-US" xlink:label="lab_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_831A4D13753FB4AE466AC97A53FDA56C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lessee, Operating Lease, Liability, Undiscounted Excess Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_831A4D13753FB4AE466AC97A53FDA56C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_831A4D13753FB4AE466AC97A53FDA56C" xlink:to="lab_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_831A4D13753FB4AE466AC97A53FDA56C" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeaseLiability_29B3A4BF159AA2FD810BC97A53FE4CD1_verboseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeaseLiability_29B3A4BF159AA2FD810BC97A53FE4CD1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Present value of lease liabilities</link:label>
    <link:label id="lab_us-gaap_OperatingLeaseLiability_29B3A4BF159AA2FD810BC97A53FE4CD1_label_en-US" xlink:label="lab_us-gaap_OperatingLeaseLiability_29B3A4BF159AA2FD810BC97A53FE4CD1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Lease, Liability</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseLiability" xlink:label="loc_us-gaap_OperatingLeaseLiability_29B3A4BF159AA2FD810BC97A53FE4CD1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeaseLiability_29B3A4BF159AA2FD810BC97A53FE4CD1" xlink:to="lab_us-gaap_OperatingLeaseLiability_29B3A4BF159AA2FD810BC97A53FE4CD1" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanServiceCost_CB1213565FF4EFC6FB7BA35945830453_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanServiceCost_CB1213565FF4EFC6FB7BA35945830453" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Service cost</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanServiceCost_CB1213565FF4EFC6FB7BA35945830453_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanServiceCost_CB1213565FF4EFC6FB7BA35945830453" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Service Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:label="loc_us-gaap_DefinedBenefitPlanServiceCost_CB1213565FF4EFC6FB7BA35945830453" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanServiceCost_CB1213565FF4EFC6FB7BA35945830453" xlink:to="lab_us-gaap_DefinedBenefitPlanServiceCost_CB1213565FF4EFC6FB7BA35945830453" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanInterestCost_9F5AEC93FFD3198C8486A35945835BE6_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanInterestCost_9F5AEC93FFD3198C8486A35945835BE6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest cost</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanInterestCost_9F5AEC93FFD3198C8486A35945835BE6_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanInterestCost_9F5AEC93FFD3198C8486A35945835BE6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Interest Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="loc_us-gaap_DefinedBenefitPlanInterestCost_9F5AEC93FFD3198C8486A35945835BE6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanInterestCost_9F5AEC93FFD3198C8486A35945835BE6" xlink:to="lab_us-gaap_DefinedBenefitPlanInterestCost_9F5AEC93FFD3198C8486A35945835BE6" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_D0C667C2E66A93491423A35945830790_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_D0C667C2E66A93491423A35945830790" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Expected return on plan assets</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_D0C667C2E66A93491423A35945830790_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_D0C667C2E66A93491423A35945830790" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Expected Return (Loss) on Plan Assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_D0C667C2E66A93491423A35945830790" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_D0C667C2E66A93491423A35945830790" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_D0C667C2E66A93491423A35945830790" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_DA8837748F782C0E55C7A35945835A03_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_DA8837748F782C0E55C7A35945835A03" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Amortization of actuarial loss</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_DA8837748F782C0E55C7A35945835A03_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_DA8837748F782C0E55C7A35945835A03" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Amortization of Gain (Loss)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:label="loc_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_DA8837748F782C0E55C7A35945835A03" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_DA8837748F782C0E55C7A35945835A03" xlink:to="lab_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_DA8837748F782C0E55C7A35945835A03" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_CC1ABD62D747F1262464A35945849B17_totalLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_CC1ABD62D747F1262464A35945849B17" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net periodic pension (income) cost</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_CC1ABD62D747F1262464A35945849B17_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_CC1ABD62D747F1262464A35945849B17" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Net Periodic Benefit Cost (Credit)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:label="loc_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_CC1ABD62D747F1262464A35945849B17" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_CC1ABD62D747F1262464A35945849B17" xlink:to="lab_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_CC1ABD62D747F1262464A35945849B17" xlink:type="arc" />
    <link:label id="lab_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_B53F769EA28D915F6EC4A3594683866D_terseLabel_en-US" xlink:label="lab_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_B53F769EA28D915F6EC4A3594683866D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">REGULATORY MATTERS</link:label>
    <link:label id="lab_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_B53F769EA28D915F6EC4A3594683866D_label_en-US" xlink:label="lab_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_B53F769EA28D915F6EC4A3594683866D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Regulatory Capital Requirements under Banking Regulations [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="loc_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_B53F769EA28D915F6EC4A3594683866D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_B53F769EA28D915F6EC4A3594683866D" xlink:to="lab_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_B53F769EA28D915F6EC4A3594683866D" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, by Balance Sheet Grouping [Table]</link:label>
    <link:label id="lab_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C_label_en-US" xlink:label="lab_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, by Balance Sheet Grouping [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:to="lab_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:type="arc" />
    <link:label id="lab_us-gaap_MoneyMarketFundsMember_B793AC95834624BBF2E9F8808C30A505_terseLabel_en-US" xlink:label="lab_us-gaap_MoneyMarketFundsMember_B793AC95834624BBF2E9F8808C30A505" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Money market mutual fund investments</link:label>
    <link:label id="lab_us-gaap_MoneyMarketFundsMember_B793AC95834624BBF2E9F8808C30A505_label_en-US" xlink:label="lab_us-gaap_MoneyMarketFundsMember_B793AC95834624BBF2E9F8808C30A505" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Money Market Funds [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MoneyMarketFundsMember" xlink:label="loc_us-gaap_MoneyMarketFundsMember_B793AC95834624BBF2E9F8808C30A505" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MoneyMarketFundsMember_B793AC95834624BBF2E9F8808C30A505" xlink:to="lab_us-gaap_MoneyMarketFundsMember_B793AC95834624BBF2E9F8808C30A505" xlink:type="arc" />
    <link:label id="lab_us-gaap_MortgageBackedSecuritiesMember_11DC9C34D8C670FA26CDF8808C310625_terseLabel_en-US" xlink:label="lab_us-gaap_MortgageBackedSecuritiesMember_11DC9C34D8C670FA26CDF8808C310625" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage-backed securities</link:label>
    <link:label id="lab_us-gaap_MortgageBackedSecuritiesMember_11DC9C34D8C670FA26CDF8808C310625_label_en-US" xlink:label="lab_us-gaap_MortgageBackedSecuritiesMember_11DC9C34D8C670FA26CDF8808C310625" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Collateralized Mortgage Backed Securities [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesMember_11DC9C34D8C670FA26CDF8808C310625" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MortgageBackedSecuritiesMember_11DC9C34D8C670FA26CDF8808C310625" xlink:to="lab_us-gaap_MortgageBackedSecuritiesMember_11DC9C34D8C670FA26CDF8808C310625" xlink:type="arc" />
    <link:label id="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember_B3DBCF358A2A0400D52AF8808C314444_terseLabel_en-US" xlink:label="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember_B3DBCF358A2A0400D52AF8808C314444" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">State and political subdivisions</link:label>
    <link:label id="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember_B3DBCF358A2A0400D52AF8808C314444_label_en-US" xlink:label="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember_B3DBCF358A2A0400D52AF8808C314444" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">US States and Political Subdivisions Debt Securities [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_B3DBCF358A2A0400D52AF8808C314444" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_B3DBCF358A2A0400D52AF8808C314444" xlink:to="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember_B3DBCF358A2A0400D52AF8808C314444" xlink:type="arc" />
    <link:label id="lab_us-gaap_USTreasurySecuritiesMember_141F820D7AE2106D3D85F8808C313D09_terseLabel_en-US" xlink:label="lab_us-gaap_USTreasurySecuritiesMember_141F820D7AE2106D3D85F8808C313D09" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">U.S. Treasury and other</link:label>
    <link:label id="lab_us-gaap_USTreasurySecuritiesMember_141F820D7AE2106D3D85F8808C313D09_label_en-US" xlink:label="lab_us-gaap_USTreasurySecuritiesMember_141F820D7AE2106D3D85F8808C313D09" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">US Treasury Securities [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="loc_us-gaap_USTreasurySecuritiesMember_141F820D7AE2106D3D85F8808C313D09" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_USTreasurySecuritiesMember_141F820D7AE2106D3D85F8808C313D09" xlink:to="lab_us-gaap_USTreasurySecuritiesMember_141F820D7AE2106D3D85F8808C313D09" xlink:type="arc" />
    <link:label id="lab_cfg_ResidentialLoansHeldforsaleMember_98256B78F3F42E9C57E6F8808C31FA69_terseLabel_en-US" xlink:label="lab_cfg_ResidentialLoansHeldforsaleMember_98256B78F3F42E9C57E6F8808C31FA69" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Residential loans held for sale</link:label>
    <link:label id="lab_cfg_ResidentialLoansHeldforsaleMember_98256B78F3F42E9C57E6F8808C31FA69_label_en-US" xlink:label="lab_cfg_ResidentialLoansHeldforsaleMember_98256B78F3F42E9C57E6F8808C31FA69" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Residential Loans Held-for-sale [Member]</link:label>
    <link:label id="lab_cfg_ResidentialLoansHeldforsaleMember_98256B78F3F42E9C57E6F8808C31FA69_documentation_en-US" xlink:label="lab_cfg_ResidentialLoansHeldforsaleMember_98256B78F3F42E9C57E6F8808C31FA69" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Residential Loans Held-for-sale [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ResidentialLoansHeldforsaleMember" xlink:label="loc_cfg_ResidentialLoansHeldforsaleMember_98256B78F3F42E9C57E6F8808C31FA69" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ResidentialLoansHeldforsaleMember_98256B78F3F42E9C57E6F8808C31FA69" xlink:to="lab_cfg_ResidentialLoansHeldforsaleMember_98256B78F3F42E9C57E6F8808C31FA69" xlink:type="arc" />
    <link:label id="lab_cfg_CommercialRealEstateLoansHeldforsaleMember_844B44711F44EDF80CD9F8808C314873_terseLabel_en-US" xlink:label="lab_cfg_CommercialRealEstateLoansHeldforsaleMember_844B44711F44EDF80CD9F8808C314873" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commercial loans held for sale</link:label>
    <link:label id="lab_cfg_CommercialRealEstateLoansHeldforsaleMember_844B44711F44EDF80CD9F8808C314873_label_en-US" xlink:label="lab_cfg_CommercialRealEstateLoansHeldforsaleMember_844B44711F44EDF80CD9F8808C314873" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commercial Real Estate Loans Held-for-sale [Member]</link:label>
    <link:label id="lab_cfg_CommercialRealEstateLoansHeldforsaleMember_844B44711F44EDF80CD9F8808C314873_documentation_en-US" xlink:label="lab_cfg_CommercialRealEstateLoansHeldforsaleMember_844B44711F44EDF80CD9F8808C314873" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Commercial Real Estate Loans Held-for-sale [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialRealEstateLoansHeldforsaleMember" xlink:label="loc_cfg_CommercialRealEstateLoansHeldforsaleMember_844B44711F44EDF80CD9F8808C314873" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CommercialRealEstateLoansHeldforsaleMember_844B44711F44EDF80CD9F8808C314873" xlink:to="lab_cfg_CommercialRealEstateLoansHeldforsaleMember_844B44711F44EDF80CD9F8808C314873" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis_CB5F9714BA975D04F780F8808C3240A0_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis_CB5F9714BA975D04F780F8808C3240A0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value Hierarchy and NAV [Axis]</link:label>
    <link:label id="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis_CB5F9714BA975D04F780F8808C3240A0_label_en-US" xlink:label="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis_CB5F9714BA975D04F780F8808C3240A0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Hierarchy and NAV [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_CB5F9714BA975D04F780F8808C3240A0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_CB5F9714BA975D04F780F8808C3240A0" xlink:to="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis_CB5F9714BA975D04F780F8808C3240A0" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value Hierarchy and NAV [Domain]</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Hierarchy and NAV [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3" xlink:to="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueInputsLevel1Member_A7F3BD5BC09E35EAE5E4F8808C32E7FF_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel1Member_A7F3BD5BC09E35EAE5E4F8808C32E7FF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Level 1</link:label>
    <link:label id="lab_us-gaap_FairValueInputsLevel1Member_A7F3BD5BC09E35EAE5E4F8808C32E7FF_label_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel1Member_A7F3BD5BC09E35EAE5E4F8808C32E7FF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Inputs, Level 1 [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_A7F3BD5BC09E35EAE5E4F8808C32E7FF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel1Member_A7F3BD5BC09E35EAE5E4F8808C32E7FF" xlink:to="lab_us-gaap_FairValueInputsLevel1Member_A7F3BD5BC09E35EAE5E4F8808C32E7FF" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueInputsLevel2Member_8B8D1A0C476D5F9001EDF8808C32F704_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel2Member_8B8D1A0C476D5F9001EDF8808C32F704" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Level 2</link:label>
    <link:label id="lab_us-gaap_FairValueInputsLevel2Member_8B8D1A0C476D5F9001EDF8808C32F704_label_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel2Member_8B8D1A0C476D5F9001EDF8808C32F704" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Inputs, Level 2 [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_8B8D1A0C476D5F9001EDF8808C32F704" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel2Member_8B8D1A0C476D5F9001EDF8808C32F704" xlink:to="lab_us-gaap_FairValueInputsLevel2Member_8B8D1A0C476D5F9001EDF8808C32F704" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueInputsLevel3Member_26B1D247DC495474CC59F8808C33CD2B_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel3Member_26B1D247DC495474CC59F8808C33CD2B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Level 3</link:label>
    <link:label id="lab_us-gaap_FairValueInputsLevel3Member_26B1D247DC495474CC59F8808C33CD2B_label_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel3Member_26B1D247DC495474CC59F8808C33CD2B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Inputs, Level 3 [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_26B1D247DC495474CC59F8808C33CD2B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel3Member_26B1D247DC495474CC59F8808C33CD2B" xlink:to="lab_us-gaap_FairValueInputsLevel3Member_26B1D247DC495474CC59F8808C33CD2B" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeInstrumentRiskAxis_77899951E582BD14A5F5F8808C3389F7_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentRiskAxis_77899951E582BD14A5F5F8808C3389F7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative Instrument [Axis]</link:label>
    <link:label id="lab_us-gaap_DerivativeInstrumentRiskAxis_77899951E582BD14A5F5F8808C3389F7_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentRiskAxis_77899951E582BD14A5F5F8808C3389F7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instrument [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_77899951E582BD14A5F5F8808C3389F7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_77899951E582BD14A5F5F8808C3389F7" xlink:to="lab_us-gaap_DerivativeInstrumentRiskAxis_77899951E582BD14A5F5F8808C3389F7" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative Contract [Domain]</link:label>
    <link:label id="lab_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269_label_en-US" xlink:label="lab_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Contract [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269" xlink:to="lab_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestRateSwapMember_9BB69EE3820CCFA6602EF8808C33C835_terseLabel_en-US" xlink:label="lab_us-gaap_InterestRateSwapMember_9BB69EE3820CCFA6602EF8808C33C835" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate contracts</link:label>
    <link:label id="lab_us-gaap_InterestRateSwapMember_9BB69EE3820CCFA6602EF8808C33C835_label_en-US" xlink:label="lab_us-gaap_InterestRateSwapMember_9BB69EE3820CCFA6602EF8808C33C835" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Rate Swap [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember_9BB69EE3820CCFA6602EF8808C33C835" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestRateSwapMember_9BB69EE3820CCFA6602EF8808C33C835" xlink:to="lab_us-gaap_InterestRateSwapMember_9BB69EE3820CCFA6602EF8808C33C835" xlink:type="arc" />
    <link:label id="lab_us-gaap_ForeignExchangeContractMember_65EBD29B1E0F127078F6F8808C335131_terseLabel_en-US" xlink:label="lab_us-gaap_ForeignExchangeContractMember_65EBD29B1E0F127078F6F8808C335131" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign exchange contracts</link:label>
    <link:label id="lab_us-gaap_ForeignExchangeContractMember_65EBD29B1E0F127078F6F8808C335131_label_en-US" xlink:label="lab_us-gaap_ForeignExchangeContractMember_65EBD29B1E0F127078F6F8808C335131" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Foreign Exchange Contract [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ForeignExchangeContractMember" xlink:label="loc_us-gaap_ForeignExchangeContractMember_65EBD29B1E0F127078F6F8808C335131" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ForeignExchangeContractMember_65EBD29B1E0F127078F6F8808C335131" xlink:to="lab_us-gaap_ForeignExchangeContractMember_65EBD29B1E0F127078F6F8808C335131" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherContractMember_05C0BB17055D59284CEAF8808C34CFAD_terseLabel_en-US" xlink:label="lab_us-gaap_OtherContractMember_05C0BB17055D59284CEAF8808C34CFAD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other contracts</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherContractMember" xlink:label="loc_us-gaap_OtherContractMember_05C0BB17055D59284CEAF8808C34CFAD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherContractMember_05C0BB17055D59284CEAF8808C34CFAD" xlink:to="lab_us-gaap_OtherContractMember_05C0BB17055D59284CEAF8808C34CFAD" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_58B93081D094311D8BB6F8808C344212_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_58B93081D094311D8BB6F8808C344212" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</link:label>
    <link:label id="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_58B93081D094311D8BB6F8808C344212_label_en-US" xlink:label="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_58B93081D094311D8BB6F8808C344212" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_58B93081D094311D8BB6F8808C344212" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_58B93081D094311D8BB6F8808C344212" xlink:to="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_58B93081D094311D8BB6F8808C344212" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171_terseLabel_en-US" xlink:label="lab_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Assets</link:label>
    <link:label id="lab_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171_label_en-US" xlink:label="lab_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:label="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:to="lab_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_294CF0CD2220673E76D3F8808C343DB8_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_294CF0CD2220673E76D3F8808C343DB8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities available for sale:</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_294CF0CD2220673E76D3F8808C343DB8_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_294CF0CD2220673E76D3F8808C343DB8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_294CF0CD2220673E76D3F8808C343DB8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_294CF0CD2220673E76D3F8808C343DB8" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_294CF0CD2220673E76D3F8808C343DB8" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansReceivableHeldForSaleAmount_5057C9972505D6988933F8808C35F501_verboseLabel_en-US" xlink:label="lab_us-gaap_LoansReceivableHeldForSaleAmount_5057C9972505D6988933F8808C35F501" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Loans held for sale, at fair value:</link:label>
    <link:label id="lab_us-gaap_LoansReceivableHeldForSaleAmount_5057C9972505D6988933F8808C35F501_label_en-US" xlink:label="lab_us-gaap_LoansReceivableHeldForSaleAmount_5057C9972505D6988933F8808C35F501" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans Receivable Held-for-sale, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleAmount_5057C9972505D6988933F8808C35F501" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleAmount_5057C9972505D6988933F8808C35F501" xlink:to="lab_us-gaap_LoansReceivableHeldForSaleAmount_5057C9972505D6988933F8808C35F501" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetAtFairValueAmount_3D16868AD3EC02F7D739F8808C3504AB_verboseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetAtFairValueAmount_3D16868AD3EC02F7D739F8808C3504AB" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Mortgage servicing rights</link:label>
    <link:label id="lab_us-gaap_ServicingAssetAtFairValueAmount_3D16868AD3EC02F7D739F8808C3504AB_label_en-US" xlink:label="lab_us-gaap_ServicingAssetAtFairValueAmount_3D16868AD3EC02F7D739F8808C3504AB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset at Fair Value, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_3D16868AD3EC02F7D739F8808C3504AB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmount_3D16868AD3EC02F7D739F8808C3504AB" xlink:to="lab_us-gaap_ServicingAssetAtFairValueAmount_3D16868AD3EC02F7D739F8808C3504AB" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeAsset_621F0E49A6CB2A0A0247F8808C35909F_verboseLabel_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeAsset_621F0E49A6CB2A0A0247F8808C35909F" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Total derivative assets</link:label>
    <link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeAsset_621F0E49A6CB2A0A0247F8808C35909F_label_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeAsset_621F0E49A6CB2A0A0247F8808C35909F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Asset, Fair Value, Gross Asset</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_621F0E49A6CB2A0A0247F8808C35909F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_621F0E49A6CB2A0A0247F8808C35909F" xlink:to="lab_us-gaap_DerivativeFairValueOfDerivativeAsset_621F0E49A6CB2A0A0247F8808C35909F" xlink:type="arc" />
    <link:label id="lab_us-gaap_EquitySecuritiesFvNi_24947D589DFC86446B19F8808C35F6F6_terseLabel_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNi_24947D589DFC86446B19F8808C35F6F6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity investment securities, at fair value</link:label>
    <link:label id="lab_us-gaap_EquitySecuritiesFvNi_24947D589DFC86446B19F8808C35F6F6_label_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNi_24947D589DFC86446B19F8808C35F6F6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Securities, FV-NI</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNi" xlink:label="loc_us-gaap_EquitySecuritiesFvNi_24947D589DFC86446B19F8808C35F6F6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquitySecuritiesFvNi_24947D589DFC86446B19F8808C35F6F6" xlink:to="lab_us-gaap_EquitySecuritiesFvNi_24947D589DFC86446B19F8808C35F6F6" xlink:type="arc" />
    <link:label id="lab_us-gaap_AssetsFairValueDisclosure_B71079B04CA5AF8535E2F8808C359A24_totalLabel_en-US" xlink:label="lab_us-gaap_AssetsFairValueDisclosure_B71079B04CA5AF8535E2F8808C359A24" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total assets</link:label>
    <link:label id="lab_us-gaap_AssetsFairValueDisclosure_B71079B04CA5AF8535E2F8808C359A24_label_en-US" xlink:label="lab_us-gaap_AssetsFairValueDisclosure_B71079B04CA5AF8535E2F8808C359A24" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets, Fair Value Disclosure</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_B71079B04CA5AF8535E2F8808C359A24" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_B71079B04CA5AF8535E2F8808C359A24" xlink:to="lab_us-gaap_AssetsFairValueDisclosure_B71079B04CA5AF8535E2F8808C359A24" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_71DD3B66499C88C8D112F8808C35E623_terseLabel_en-US" xlink:label="lab_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_71DD3B66499C88C8D112F8808C35E623" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities</link:label>
    <link:label id="lab_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_71DD3B66499C88C8D112F8808C35E623_label_en-US" xlink:label="lab_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_71DD3B66499C88C8D112F8808C35E623" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_71DD3B66499C88C8D112F8808C35E623" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_71DD3B66499C88C8D112F8808C35E623" xlink:to="lab_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_71DD3B66499C88C8D112F8808C35E623" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeLiability_D4780B715106A89F62BFF8808C367020_netLabel_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeLiability_D4780B715106A89F62BFF8808C367020" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Total derivative liabilities</link:label>
    <link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeLiability_D4780B715106A89F62BFF8808C367020_label_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeLiability_D4780B715106A89F62BFF8808C367020" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Liability, Fair Value, Gross Liability</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_D4780B715106A89F62BFF8808C367020" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_D4780B715106A89F62BFF8808C367020" xlink:to="lab_us-gaap_DerivativeFairValueOfDerivativeLiability_D4780B715106A89F62BFF8808C367020" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancialLiabilitiesFairValueDisclosure_07753BA7DD637410129EF8808C36850E_totalLabel_en-US" xlink:label="lab_us-gaap_FinancialLiabilitiesFairValueDisclosure_07753BA7DD637410129EF8808C36850E" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total liabilities</link:label>
    <link:label id="lab_us-gaap_FinancialLiabilitiesFairValueDisclosure_07753BA7DD637410129EF8808C36850E_label_en-US" xlink:label="lab_us-gaap_FinancialLiabilitiesFairValueDisclosure_07753BA7DD637410129EF8808C36850E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Liabilities Fair Value Disclosure</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_07753BA7DD637410129EF8808C36850E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_07753BA7DD637410129EF8808C36850E" xlink:to="lab_us-gaap_FinancialLiabilitiesFairValueDisclosure_07753BA7DD637410129EF8808C36850E" xlink:type="arc" />
    <link:label id="lab_cfg_MortgageBankingFeesMember_587060780F5FF3723794CDF5C1C1A96F_terseLabel_en-US" xlink:label="lab_cfg_MortgageBankingFeesMember_587060780F5FF3723794CDF5C1C1A96F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage banking fees</link:label>
    <link:label id="lab_cfg_MortgageBankingFeesMember_587060780F5FF3723794CDF5C1C1A96F_label_en-US" xlink:label="lab_cfg_MortgageBankingFeesMember_587060780F5FF3723794CDF5C1C1A96F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Banking Fees [Member]</link:label>
    <link:label id="lab_cfg_MortgageBankingFeesMember_587060780F5FF3723794CDF5C1C1A96F_documentation_en-US" xlink:label="lab_cfg_MortgageBankingFeesMember_587060780F5FF3723794CDF5C1C1A96F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgage Banking Fees [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageBankingFeesMember" xlink:label="loc_cfg_MortgageBankingFeesMember_587060780F5FF3723794CDF5C1C1A96F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_MortgageBankingFeesMember_587060780F5FF3723794CDF5C1C1A96F" xlink:to="lab_cfg_MortgageBankingFeesMember_587060780F5FF3723794CDF5C1C1A96F" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueOptionChangesInFairValueGainLoss1_1606FD212C88116C1711CDF5C1C29187_verboseLabel_en-US" xlink:label="lab_us-gaap_FairValueOptionChangesInFairValueGainLoss1_1606FD212C88116C1711CDF5C1C29187" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Changes in fair value for loans accounted for under fair value option</link:label>
    <link:label id="lab_us-gaap_FairValueOptionChangesInFairValueGainLoss1_1606FD212C88116C1711CDF5C1C29187_label_en-US" xlink:label="lab_us-gaap_FairValueOptionChangesInFairValueGainLoss1_1606FD212C88116C1711CDF5C1C29187" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Option, Changes in Fair Value, Gain (Loss)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueOptionChangesInFairValueGainLoss1" xlink:label="loc_us-gaap_FairValueOptionChangesInFairValueGainLoss1_1606FD212C88116C1711CDF5C1C29187" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueOptionChangesInFairValueGainLoss1_1606FD212C88116C1711CDF5C1C29187" xlink:to="lab_us-gaap_FairValueOptionChangesInFairValueGainLoss1_1606FD212C88116C1711CDF5C1C29187" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeaseRightOfUseAsset_C15986A690F790C22257CDF3925CED75_verboseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeaseRightOfUseAsset_C15986A690F790C22257CDF3925CED75" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Operating lease right-of-use assets</link:label>
    <link:label id="lab_us-gaap_OperatingLeaseRightOfUseAsset_C15986A690F790C22257CDF3925CED75_label_en-US" xlink:label="lab_us-gaap_OperatingLeaseRightOfUseAsset_C15986A690F790C22257CDF3925CED75" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Lease, Right-of-Use Asset</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseRightOfUseAsset" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAsset_C15986A690F790C22257CDF3925CED75" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeaseRightOfUseAsset_C15986A690F790C22257CDF3925CED75" xlink:to="lab_us-gaap_OperatingLeaseRightOfUseAsset_C15986A690F790C22257CDF3925CED75" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeaseLiability_90A5287F784462EC4299CDF3925CE6F0_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeaseLiability_90A5287F784462EC4299CDF3925CE6F0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Lease liability</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseLiability" xlink:label="loc_us-gaap_OperatingLeaseLiability_90A5287F784462EC4299CDF3925CE6F0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeaseLiability_90A5287F784462EC4299CDF3925CE6F0" xlink:to="lab_us-gaap_OperatingLeaseLiability_90A5287F784462EC4299CDF3925CE6F0" xlink:type="arc" />
    <link:label id="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths_02F27746AADF3F9120E0B08D55510F62_terseLabel_en-US" xlink:label="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths_02F27746AADF3F9120E0B08D55510F62" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2020</link:label>
    <link:label id="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths_02F27746AADF3F9120E0B08D55510F62_label_en-US" xlink:label="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths_02F27746AADF3F9120E0B08D55510F62" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sales-type and Direct Financing Leases, Lease Receivable, Payments to be Received, Next Twelve Months</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths_02F27746AADF3F9120E0B08D55510F62" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths_02F27746AADF3F9120E0B08D55510F62" xlink:to="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths_02F27746AADF3F9120E0B08D55510F62" xlink:type="arc" />
    <link:label id="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears_0E5A50965E9F236CFAD3B08B13B10A57_terseLabel_en-US" xlink:label="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears_0E5A50965E9F236CFAD3B08B13B10A57" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2021</link:label>
    <link:label id="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears_0E5A50965E9F236CFAD3B08B13B10A57_label_en-US" xlink:label="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears_0E5A50965E9F236CFAD3B08B13B10A57" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sales-type and Direct Financing Leases, Lease Receivable, Payments to be Received, Two Years</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears_0E5A50965E9F236CFAD3B08B13B10A57" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears_0E5A50965E9F236CFAD3B08B13B10A57" xlink:to="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears_0E5A50965E9F236CFAD3B08B13B10A57" xlink:type="arc" />
    <link:label id="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears_E50F3061D862CB8B6283B08B14141FF3_terseLabel_en-US" xlink:label="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears_E50F3061D862CB8B6283B08B14141FF3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2022</link:label>
    <link:label id="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears_E50F3061D862CB8B6283B08B14141FF3_label_en-US" xlink:label="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears_E50F3061D862CB8B6283B08B14141FF3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sales-type and Direct Financing Leases, Lease Receivable, Payments to be Received, Three Years</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears_E50F3061D862CB8B6283B08B14141FF3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears_E50F3061D862CB8B6283B08B14141FF3" xlink:to="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears_E50F3061D862CB8B6283B08B14141FF3" xlink:type="arc" />
    <link:label id="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears_DE8F6C4D54FBE26DBE2DB08B14499F7E_terseLabel_en-US" xlink:label="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears_DE8F6C4D54FBE26DBE2DB08B14499F7E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2023</link:label>
    <link:label id="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears_DE8F6C4D54FBE26DBE2DB08B14499F7E_label_en-US" xlink:label="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears_DE8F6C4D54FBE26DBE2DB08B14499F7E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sales-type and Direct Financing Leases, Lease Receivable, Payments to be Received, Four Years</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears_DE8F6C4D54FBE26DBE2DB08B14499F7E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears_DE8F6C4D54FBE26DBE2DB08B14499F7E" xlink:to="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears_DE8F6C4D54FBE26DBE2DB08B14499F7E" xlink:type="arc" />
    <link:label id="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears_2DDBB77499F864E9B516B08B149B3C88_terseLabel_en-US" xlink:label="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears_2DDBB77499F864E9B516B08B149B3C88" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2024</link:label>
    <link:label id="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears_2DDBB77499F864E9B516B08B149B3C88_label_en-US" xlink:label="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears_2DDBB77499F864E9B516B08B149B3C88" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sales-type and Direct Financing Leases, Lease Receivable, Payments to be Received, Five Years</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears_2DDBB77499F864E9B516B08B149B3C88" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears_2DDBB77499F864E9B516B08B149B3C88" xlink:to="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears_2DDBB77499F864E9B516B08B149B3C88" xlink:type="arc" />
    <link:label id="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter_DF71A118D2161624DC52B08B15000A1C_terseLabel_en-US" xlink:label="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter_DF71A118D2161624DC52B08B15000A1C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Thereafter</link:label>
    <link:label id="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter_DF71A118D2161624DC52B08B15000A1C_label_en-US" xlink:label="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter_DF71A118D2161624DC52B08B15000A1C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sales-type and Direct Financing Leases, Lease Receivable, Payments to be Received, Thereafter</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter_DF71A118D2161624DC52B08B15000A1C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter_DF71A118D2161624DC52B08B15000A1C" xlink:to="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter_DF71A118D2161624DC52B08B15000A1C" xlink:type="arc" />
    <link:label id="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived_85C6C85AD781DA8E23A0B08CA2ABE0F1_totalLabel_en-US" xlink:label="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived_85C6C85AD781DA8E23A0B08CA2ABE0F1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total undiscounted future minimum lease rentals</link:label>
    <link:label id="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived_85C6C85AD781DA8E23A0B08CA2ABE0F1_label_en-US" xlink:label="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived_85C6C85AD781DA8E23A0B08CA2ABE0F1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sales-type and Direct Financing Leases, Lease Receivable, Payments to be Received</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived_85C6C85AD781DA8E23A0B08CA2ABE0F1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived_85C6C85AD781DA8E23A0B08CA2ABE0F1" xlink:to="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived_85C6C85AD781DA8E23A0B08CA2ABE0F1" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeaseCost_96E26ABEEF92A1466164CDF391D26822_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeaseCost_96E26ABEEF92A1466164CDF391D26822" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Operating lease cost</link:label>
    <link:label id="lab_us-gaap_OperatingLeaseCost_96E26ABEEF92A1466164CDF391D26822_label_en-US" xlink:label="lab_us-gaap_OperatingLeaseCost_96E26ABEEF92A1466164CDF391D26822" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Lease, Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseCost" xlink:label="loc_us-gaap_OperatingLeaseCost_96E26ABEEF92A1466164CDF391D26822" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeaseCost_96E26ABEEF92A1466164CDF391D26822" xlink:to="lab_us-gaap_OperatingLeaseCost_96E26ABEEF92A1466164CDF391D26822" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShortTermLeaseCost_33C1CD36836CAF78E753CDF391D217FC_terseLabel_en-US" xlink:label="lab_us-gaap_ShortTermLeaseCost_33C1CD36836CAF78E753CDF391D217FC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Short-term lease cost</link:label>
    <link:label id="lab_us-gaap_ShortTermLeaseCost_33C1CD36836CAF78E753CDF391D217FC_label_en-US" xlink:label="lab_us-gaap_ShortTermLeaseCost_33C1CD36836CAF78E753CDF391D217FC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Short-term Lease, Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermLeaseCost" xlink:label="loc_us-gaap_ShortTermLeaseCost_33C1CD36836CAF78E753CDF391D217FC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermLeaseCost_33C1CD36836CAF78E753CDF391D217FC" xlink:to="lab_us-gaap_ShortTermLeaseCost_33C1CD36836CAF78E753CDF391D217FC" xlink:type="arc" />
    <link:label id="lab_us-gaap_VariableLeaseCost_4697E99CF4BF50A708CBCDF391D26CD3_terseLabel_en-US" xlink:label="lab_us-gaap_VariableLeaseCost_4697E99CF4BF50A708CBCDF391D26CD3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Variable lease cost</link:label>
    <link:label id="lab_us-gaap_VariableLeaseCost_4697E99CF4BF50A708CBCDF391D26CD3_label_en-US" xlink:label="lab_us-gaap_VariableLeaseCost_4697E99CF4BF50A708CBCDF391D26CD3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Variable Lease, Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableLeaseCost" xlink:label="loc_us-gaap_VariableLeaseCost_4697E99CF4BF50A708CBCDF391D26CD3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_VariableLeaseCost_4697E99CF4BF50A708CBCDF391D26CD3" xlink:to="lab_us-gaap_VariableLeaseCost_4697E99CF4BF50A708CBCDF391D26CD3" xlink:type="arc" />
    <link:label id="lab_us-gaap_SubleaseIncome_F9988EF615B5404DB841CDF391D27981_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_SubleaseIncome_F9988EF615B5404DB841CDF391D27981" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Sublease income</link:label>
    <link:label id="lab_us-gaap_SubleaseIncome_F9988EF615B5404DB841CDF391D27981_label_en-US" xlink:label="lab_us-gaap_SubleaseIncome_F9988EF615B5404DB841CDF391D27981" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sublease Income</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubleaseIncome" xlink:label="loc_us-gaap_SubleaseIncome_F9988EF615B5404DB841CDF391D27981" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubleaseIncome_F9988EF615B5404DB841CDF391D27981" xlink:to="lab_us-gaap_SubleaseIncome_F9988EF615B5404DB841CDF391D27981" xlink:type="arc" />
    <link:label id="lab_us-gaap_LeaseCost_E90BC480A4448A352D76CDF391D3B242_totalLabel_en-US" xlink:label="lab_us-gaap_LeaseCost_E90BC480A4448A352D76CDF391D3B242" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total</link:label>
    <link:label id="lab_us-gaap_LeaseCost_E90BC480A4448A352D76CDF391D3B242_label_en-US" xlink:label="lab_us-gaap_LeaseCost_E90BC480A4448A352D76CDF391D3B242" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lease, Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeaseCost" xlink:label="loc_us-gaap_LeaseCost_E90BC480A4448A352D76CDF391D3B242" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LeaseCost_E90BC480A4448A352D76CDF391D3B242" xlink:to="lab_us-gaap_LeaseCost_E90BC480A4448A352D76CDF391D3B242" xlink:type="arc" />
    <link:label id="lab_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_76BACC1EB40A89269CE2A35945A34817_terseLabel_en-US" xlink:label="lab_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_76BACC1EB40A89269CE2A35945A34817" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Available-for-sale and Held-to-maturity Securities [Table]</link:label>
    <link:label id="lab_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_76BACC1EB40A89269CE2A35945A34817_label_en-US" xlink:label="lab_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_76BACC1EB40A89269CE2A35945A34817" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Available-for-sale and Held-to-maturity Securities [Table]</link:label>
    <link:label id="lab_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_76BACC1EB40A89269CE2A35945A34817_documentation_en-US" xlink:label="lab_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_76BACC1EB40A89269CE2A35945A34817" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule of Available-for-sale and Held-to-maturity Securities [Table]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable" xlink:label="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_76BACC1EB40A89269CE2A35945A34817" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_76BACC1EB40A89269CE2A35945A34817" xlink:to="lab_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_76BACC1EB40A89269CE2A35945A34817" xlink:type="arc" />
    <link:label id="lab_us-gaap_USTreasuryAndGovernmentMember_DC4C2BE8244A0E473805A35945A41F67_terseLabel_en-US" xlink:label="lab_us-gaap_USTreasuryAndGovernmentMember_DC4C2BE8244A0E473805A35945A41F67" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">U.S. Treasury and other</link:label>
    <link:label id="lab_us-gaap_USTreasuryAndGovernmentMember_DC4C2BE8244A0E473805A35945A41F67_label_en-US" xlink:label="lab_us-gaap_USTreasuryAndGovernmentMember_DC4C2BE8244A0E473805A35945A41F67" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">US Treasury and Government [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_DC4C2BE8244A0E473805A35945A41F67" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_USTreasuryAndGovernmentMember_DC4C2BE8244A0E473805A35945A41F67" xlink:to="lab_us-gaap_USTreasuryAndGovernmentMember_DC4C2BE8244A0E473805A35945A41F67" xlink:type="arc" />
    <link:label id="lab_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_42EDB002DDFC260DD412A35945A4FF83_terseLabel_en-US" xlink:label="lab_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_42EDB002DDFC260DD412A35945A4FF83" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]</link:label>
    <link:label id="lab_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_42EDB002DDFC260DD412A35945A4FF83_label_en-US" xlink:label="lab_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_42EDB002DDFC260DD412A35945A4FF83" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]</link:label>
    <link:label id="lab_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_42EDB002DDFC260DD412A35945A4FF83_documentation_en-US" xlink:label="lab_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_42EDB002DDFC260DD412A35945A4FF83" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Line Items] for Schedule of Available-for-sale and Held-to-maturity Securities [Table]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems" xlink:label="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_42EDB002DDFC260DD412A35945A4FF83" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_42EDB002DDFC260DD412A35945A4FF83" xlink:to="lab_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_42EDB002DDFC260DD412A35945A4FF83" xlink:type="arc" />
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB_terseLabel_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities [Abstract] [Abstract]</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB_label_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities [Abstract] [Abstract]</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB_documentation_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities [Abstract] [Abstract]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB" xlink:to="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB" xlink:type="arc" />
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB_terseLabel_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost:</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB_label_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Amortized Cost Basis [Abstract]</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB_documentation_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Amortized Cost Basis [Abstract]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_34400915202E3C0AFB46A35945A505AD_verboseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_34400915202E3C0AFB46A35945A505AD" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost, Debt securities available for sale, Maturity of 1 Year or Less</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_34400915202E3C0AFB46A35945A505AD_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_34400915202E3C0AFB46A35945A505AD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Amortized Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_34400915202E3C0AFB46A35945A505AD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_34400915202E3C0AFB46A35945A505AD" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_34400915202E3C0AFB46A35945A505AD" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_F87BAB6469DC0EA659A6A35945A5B60C_verboseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_F87BAB6469DC0EA659A6A35945A5B60C" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost, Debt securities available for sale, Maturity of 1-5 Years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_F87BAB6469DC0EA659A6A35945A5B60C_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_F87BAB6469DC0EA659A6A35945A5B60C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Amortized Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_F87BAB6469DC0EA659A6A35945A5B60C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_F87BAB6469DC0EA659A6A35945A5B60C" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_F87BAB6469DC0EA659A6A35945A5B60C" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BDE169C7F4D936F561FBA35945A633FC_verboseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BDE169C7F4D936F561FBA35945A633FC" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost, Debt securities available for sale, Maturity of 5-10 Years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BDE169C7F4D936F561FBA35945A633FC_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BDE169C7F4D936F561FBA35945A633FC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after Five Through Ten Years, Amortized Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BDE169C7F4D936F561FBA35945A633FC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BDE169C7F4D936F561FBA35945A633FC" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BDE169C7F4D936F561FBA35945A633FC" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_8E7EEBDFD13CFEBF0CFBA35945A67956_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_8E7EEBDFD13CFEBF0CFBA35945A67956" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost, Debt securities available for sale, Maturity After 10 Years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_8E7EEBDFD13CFEBF0CFBA35945A67956_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_8E7EEBDFD13CFEBF0CFBA35945A67956" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Amortized Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_8E7EEBDFD13CFEBF0CFBA35945A67956" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_8E7EEBDFD13CFEBF0CFBA35945A67956" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_8E7EEBDFD13CFEBF0CFBA35945A67956" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_347AD30D0936D18ADAA4A35945A610C7_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_347AD30D0936D18ADAA4A35945A610C7" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost, Debt securities available for sale, Total</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_347AD30D0936D18ADAA4A35945A610C7_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_347AD30D0936D18ADAA4A35945A610C7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Amortized Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_347AD30D0936D18ADAA4A35945A610C7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_347AD30D0936D18ADAA4A35945A610C7" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_347AD30D0936D18ADAA4A35945A610C7" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_4F67354DD759B0C93F65A35945A63D58_verboseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_4F67354DD759B0C93F65A35945A63D58" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost, Debt securities held to maturity, Maturity of 1 Year or Less</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_4F67354DD759B0C93F65A35945A63D58_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_4F67354DD759B0C93F65A35945A63D58" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, within One Year, Amortized Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_4F67354DD759B0C93F65A35945A63D58" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_4F67354DD759B0C93F65A35945A63D58" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_4F67354DD759B0C93F65A35945A63D58" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_A3D30B118602201555BCA35945A62A3A_verboseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_A3D30B118602201555BCA35945A62A3A" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost, Debt securities held to maturity, Maturity of 1-5 Years</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_A3D30B118602201555BCA35945A62A3A_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_A3D30B118602201555BCA35945A62A3A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Amortized Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_A3D30B118602201555BCA35945A62A3A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_A3D30B118602201555BCA35945A62A3A" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_A3D30B118602201555BCA35945A62A3A" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_1A30CA2F526F0EA10A38A35945A6D9A8_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_1A30CA2F526F0EA10A38A35945A6D9A8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost, Debt securities held to maturity, Maturity of 5-10 Years</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_1A30CA2F526F0EA10A38A35945A6D9A8_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_1A30CA2F526F0EA10A38A35945A6D9A8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Amortized Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_1A30CA2F526F0EA10A38A35945A6D9A8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_1A30CA2F526F0EA10A38A35945A6D9A8" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_1A30CA2F526F0EA10A38A35945A6D9A8" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_83C2377E3A4F078895F2A35945A7302F_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_83C2377E3A4F078895F2A35945A7302F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost, Debt securities held to maturity, Maturity After 10 Years</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_83C2377E3A4F078895F2A35945A7302F_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_83C2377E3A4F078895F2A35945A7302F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after 10 Years, Amortized Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_83C2377E3A4F078895F2A35945A7302F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_83C2377E3A4F078895F2A35945A7302F" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_83C2377E3A4F078895F2A35945A7302F" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_D88C49999CAC7DFC9468A35945A77E55_totalLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_D88C49999CAC7DFC9468A35945A77E55" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost, Debt securities held to maturity, Total</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_D88C49999CAC7DFC9468A35945A77E55_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_D88C49999CAC7DFC9468A35945A77E55" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Amortized Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_D88C49999CAC7DFC9468A35945A77E55" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_D88C49999CAC7DFC9468A35945A77E55" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_D88C49999CAC7DFC9468A35945A77E55" xlink:type="arc" />
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_9E20A905274A1CB0355EA35945A7C3C7_totalLabel_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_9E20A905274A1CB0355EA35945A7C3C7" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total amortized cost of debt securities, Maturity of 1 Year or Less</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_9E20A905274A1CB0355EA35945A7C3C7_label_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_9E20A905274A1CB0355EA35945A7C3C7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Within One Year, Amortized Cost</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_9E20A905274A1CB0355EA35945A7C3C7_documentation_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_9E20A905274A1CB0355EA35945A7C3C7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount of investment in available for sale and held-to-maturity debt securities maturing in the next fiscal year following the latest fiscal year.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_9E20A905274A1CB0355EA35945A7C3C7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_9E20A905274A1CB0355EA35945A7C3C7" xlink:to="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_9E20A905274A1CB0355EA35945A7C3C7" xlink:type="arc" />
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_C08B754F6DE96ECB00BFA35945A7F121_totalLabel_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_C08B754F6DE96ECB00BFA35945A7F121" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total amortized cost of debt securities, Maturity of 1-5 Years</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_C08B754F6DE96ECB00BFA35945A7F121_label_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_C08B754F6DE96ECB00BFA35945A7F121" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, After One Through Five Years, Amortized Cost</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_C08B754F6DE96ECB00BFA35945A7F121_documentation_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_C08B754F6DE96ECB00BFA35945A7F121" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount of investment in available for sale and held-to-maturity debt securities maturing in the next fiscal year through the fifth fiscal year following the latest fiscal year.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_C08B754F6DE96ECB00BFA35945A7F121" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_C08B754F6DE96ECB00BFA35945A7F121" xlink:to="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_C08B754F6DE96ECB00BFA35945A7F121" xlink:type="arc" />
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_DFFA843656B020842008A35945A74AF7_totalLabel_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_DFFA843656B020842008A35945A74AF7" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total amortized cost of debt securities, Maturity of 5-10 Years</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_DFFA843656B020842008A35945A74AF7_label_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_DFFA843656B020842008A35945A74AF7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, After Five Through Ten Years, Amortized Cost</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_DFFA843656B020842008A35945A74AF7_documentation_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_DFFA843656B020842008A35945A74AF7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount of investment in available for sale and held-to-maturity debt securities maturing in the fifth through tenth fiscal year following the latest fiscal year.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_DFFA843656B020842008A35945A74AF7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_DFFA843656B020842008A35945A74AF7" xlink:to="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_DFFA843656B020842008A35945A74AF7" xlink:type="arc" />
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_F7728F44D76668765804A35945A7CF59_totalLabel_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_F7728F44D76668765804A35945A7CF59" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total amortized cost of debt securities, Maturity After 10 Years</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_F7728F44D76668765804A35945A7CF59_label_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_F7728F44D76668765804A35945A7CF59" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, After Ten Years, Amortized Cost</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_F7728F44D76668765804A35945A7CF59_documentation_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_F7728F44D76668765804A35945A7CF59" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount of investment in available for sale and held-to-maturity debt securities maturing after the tenth fiscal year following the latest fiscal year.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_F7728F44D76668765804A35945A7CF59" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_F7728F44D76668765804A35945A7CF59" xlink:to="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_F7728F44D76668765804A35945A7CF59" xlink:type="arc" />
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_6CB3702959D17130952AA35945A8F57A_totalLabel_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_6CB3702959D17130952AA35945A8F57A" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total amortized cost of debt securities, Total</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_6CB3702959D17130952AA35945A8F57A_label_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_6CB3702959D17130952AA35945A8F57A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Amortized Cost</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_6CB3702959D17130952AA35945A8F57A_documentation_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_6CB3702959D17130952AA35945A8F57A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount of investment in available for sale and held-to-maturity debt securities with a single maturity date, after other than temporary (OTTI) accretion.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_6CB3702959D17130952AA35945A8F57A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_6CB3702959D17130952AA35945A8F57A" xlink:to="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_6CB3702959D17130952AA35945A8F57A" xlink:type="arc" />
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A_terseLabel_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value:</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A_label_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Fair Value [Abstract]</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A_documentation_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Fair Value [Abstract]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_579BFA39B216F514569AA35945A89034_verboseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_579BFA39B216F514569AA35945A89034" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Debt securities available for sale, Maturity of 1 Year or Less</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_579BFA39B216F514569AA35945A89034_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_579BFA39B216F514569AA35945A89034" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_579BFA39B216F514569AA35945A89034" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_579BFA39B216F514569AA35945A89034" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_579BFA39B216F514569AA35945A89034" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_1CA31A6B2E0495F45344A35945A8CF91_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_1CA31A6B2E0495F45344A35945A8CF91" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Debt securities available for sale, Maturity of 1-5 Years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_1CA31A6B2E0495F45344A35945A8CF91_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_1CA31A6B2E0495F45344A35945A8CF91" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_1CA31A6B2E0495F45344A35945A8CF91" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_1CA31A6B2E0495F45344A35945A8CF91" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_1CA31A6B2E0495F45344A35945A8CF91" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_201EFF403D80FB0A5B51A35945A8D25C_verboseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_201EFF403D80FB0A5B51A35945A8D25C" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Debt securities available for sale, Maturity of 5-10 Years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_201EFF403D80FB0A5B51A35945A8D25C_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_201EFF403D80FB0A5B51A35945A8D25C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after Five Through Ten Years, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_201EFF403D80FB0A5B51A35945A8D25C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_201EFF403D80FB0A5B51A35945A8D25C" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_201EFF403D80FB0A5B51A35945A8D25C" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_02808B6E412B4203F380A35945A94922_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_02808B6E412B4203F380A35945A94922" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Debt securities available for sale, Maturity After 10 Years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_02808B6E412B4203F380A35945A94922_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_02808B6E412B4203F380A35945A94922" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after 10 Years, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_02808B6E412B4203F380A35945A94922" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_02808B6E412B4203F380A35945A94922" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_02808B6E412B4203F380A35945A94922" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_7924C17431710170A2BCA35945A94864_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_7924C17431710170A2BCA35945A94864" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Debt securities available for sale, Total</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_7924C17431710170A2BCA35945A94864_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_7924C17431710170A2BCA35945A94864" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_7924C17431710170A2BCA35945A94864" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_7924C17431710170A2BCA35945A94864" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_7924C17431710170A2BCA35945A94864" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_83BD6F5FD9CAB0DCC359A35945A9473E_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_83BD6F5FD9CAB0DCC359A35945A9473E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Debt securities held to maturity, Maturity of 1 Year or Less</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_83BD6F5FD9CAB0DCC359A35945A9473E_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_83BD6F5FD9CAB0DCC359A35945A9473E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_83BD6F5FD9CAB0DCC359A35945A9473E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_83BD6F5FD9CAB0DCC359A35945A9473E" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_83BD6F5FD9CAB0DCC359A35945A9473E" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_2046D6FF8AC243A5C627A35945A947C2_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_2046D6FF8AC243A5C627A35945A947C2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Debt securities held to maturity, Maturity of 1-5 Years</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_2046D6FF8AC243A5C627A35945A947C2_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_2046D6FF8AC243A5C627A35945A947C2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_2046D6FF8AC243A5C627A35945A947C2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_2046D6FF8AC243A5C627A35945A947C2" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_2046D6FF8AC243A5C627A35945A947C2" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_EBA263B4035B3D431417A35945A932FB_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_EBA263B4035B3D431417A35945A932FB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Debt securities held to maturity, Maturity of 5-10 Years</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_EBA263B4035B3D431417A35945A932FB_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_EBA263B4035B3D431417A35945A932FB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Rolling after Five Through Ten Years, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_EBA263B4035B3D431417A35945A932FB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_EBA263B4035B3D431417A35945A932FB" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_EBA263B4035B3D431417A35945A932FB" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_6A15E4631BA4C5D050A1A35945A9DDE7_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_6A15E4631BA4C5D050A1A35945A9DDE7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Debt securities held to maturity, Maturity After 10 Years</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_6A15E4631BA4C5D050A1A35945A9DDE7_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_6A15E4631BA4C5D050A1A35945A9DDE7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_6A15E4631BA4C5D050A1A35945A9DDE7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_6A15E4631BA4C5D050A1A35945A9DDE7" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_6A15E4631BA4C5D050A1A35945A9DDE7" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_029B366A0AF5DB6B4314A35945A9FC47_totalLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_029B366A0AF5DB6B4314A35945A9FC47" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Debt securities held to maturity, Total</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_029B366A0AF5DB6B4314A35945A9FC47_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_029B366A0AF5DB6B4314A35945A9FC47" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_029B366A0AF5DB6B4314A35945A9FC47" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_029B366A0AF5DB6B4314A35945A9FC47" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_029B366A0AF5DB6B4314A35945A9FC47" xlink:type="arc" />
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_921CEB998ECD31CC8D54A35945AA778B_totalLabel_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_921CEB998ECD31CC8D54A35945AA778B" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fair value of debt securities, Maturity of 1 Year or Less</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_921CEB998ECD31CC8D54A35945AA778B_label_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_921CEB998ECD31CC8D54A35945AA778B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Maturity Within One Year, Fair Value</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_921CEB998ECD31CC8D54A35945AA778B_documentation_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_921CEB998ECD31CC8D54A35945AA778B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair value of available for sale and held-to-maturity debt securities maturing in the next rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_921CEB998ECD31CC8D54A35945AA778B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_921CEB998ECD31CC8D54A35945AA778B" xlink:to="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_921CEB998ECD31CC8D54A35945AA778B" xlink:type="arc" />
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_1B7B79A71D22D08F39B3A35945AA63A3_totalLabel_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_1B7B79A71D22D08F39B3A35945AA63A3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fair value of debt securities, Maturity of 1-5 Years</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_1B7B79A71D22D08F39B3A35945AA63A3_label_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_1B7B79A71D22D08F39B3A35945AA63A3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, After One Through Five Years,</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_1B7B79A71D22D08F39B3A35945AA63A3_documentation_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_1B7B79A71D22D08F39B3A35945AA63A3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair value of available for sale and held-to-maturity debt securities maturing in the second through fifth rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_1B7B79A71D22D08F39B3A35945AA63A3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_1B7B79A71D22D08F39B3A35945AA63A3" xlink:to="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_1B7B79A71D22D08F39B3A35945AA63A3" xlink:type="arc" />
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_DA6FE06B359A180F5FE4A35945AAB120_totalLabel_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_DA6FE06B359A180F5FE4A35945AAB120" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fair value of debt securities, Maturity of 5-10 Years</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_DA6FE06B359A180F5FE4A35945AAB120_label_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_DA6FE06B359A180F5FE4A35945AAB120" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, After Five Through Ten Years, Fair Value</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_DA6FE06B359A180F5FE4A35945AAB120_documentation_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_DA6FE06B359A180F5FE4A35945AAB120" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair value of available for sale and held-to-maturity debt securities maturing in the sixth through tenth rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_DA6FE06B359A180F5FE4A35945AAB120" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_DA6FE06B359A180F5FE4A35945AAB120" xlink:to="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_DA6FE06B359A180F5FE4A35945AAB120" xlink:type="arc" />
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_52C6952C79D5C3374B1AA35945AAD0D9_totalLabel_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_52C6952C79D5C3374B1AA35945AAD0D9" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fair value of debt securities, Maturity After 10 Years</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_52C6952C79D5C3374B1AA35945AAD0D9_label_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_52C6952C79D5C3374B1AA35945AAD0D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, After Ten Years, Fair Value</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_52C6952C79D5C3374B1AA35945AAD0D9_documentation_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_52C6952C79D5C3374B1AA35945AAD0D9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair value of available for sale and held-to-maturity debt securities maturing after the tenth rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_52C6952C79D5C3374B1AA35945AAD0D9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_52C6952C79D5C3374B1AA35945AAD0D9" xlink:to="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_52C6952C79D5C3374B1AA35945AAD0D9" xlink:type="arc" />
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_471CD5D51C528F03B63EA35945AA56F9_totalLabel_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_471CD5D51C528F03B63EA35945AA56F9" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fair value of debt securities, Total</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_471CD5D51C528F03B63EA35945AA56F9_label_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_471CD5D51C528F03B63EA35945AA56F9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Fair Value</link:label>
    <link:label id="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_471CD5D51C528F03B63EA35945AA56F9_documentation_en-US" xlink:label="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_471CD5D51C528F03B63EA35945AA56F9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair value of investment in held-to-maturity and available for sale debt securities with a single maturity date.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_471CD5D51C528F03B63EA35945AA56F9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_471CD5D51C528F03B63EA35945AA56F9" xlink:to="lab_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_471CD5D51C528F03B63EA35945AA56F9" xlink:type="arc" />
    <link:label id="lab_us-gaap_SegmentReportingAbstract_AA2A34052980004B47F7A35942615235_label_en-US" xlink:label="lab_us-gaap_SegmentReportingAbstract_AA2A34052980004B47F7A35942615235" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Segment Reporting [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="loc_us-gaap_SegmentReportingAbstract_AA2A34052980004B47F7A35942615235" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SegmentReportingAbstract_AA2A34052980004B47F7A35942615235" xlink:to="lab_us-gaap_SegmentReportingAbstract_AA2A34052980004B47F7A35942615235" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_EFA9A0663AD6DC81C1D0A3594261429E_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_EFA9A0663AD6DC81C1D0A3594261429E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Segment Reporting Information, by Segment [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_EFA9A0663AD6DC81C1D0A3594261429E_label_en-US" xlink:label="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_EFA9A0663AD6DC81C1D0A3594261429E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Segment Reporting Information, by Segment [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_EFA9A0663AD6DC81C1D0A3594261429E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_EFA9A0663AD6DC81C1D0A3594261429E" xlink:to="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_EFA9A0663AD6DC81C1D0A3594261429E" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementBusinessSegmentsAxis_DDECE6A73983A709640BA35942628F8C_terseLabel_en-US" xlink:label="lab_us-gaap_StatementBusinessSegmentsAxis_DDECE6A73983A709640BA35942628F8C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segments [Axis]</link:label>
    <link:label id="lab_us-gaap_StatementBusinessSegmentsAxis_DDECE6A73983A709640BA35942628F8C_label_en-US" xlink:label="lab_us-gaap_StatementBusinessSegmentsAxis_DDECE6A73983A709640BA35942628F8C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Segments [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_DDECE6A73983A709640BA35942628F8C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_DDECE6A73983A709640BA35942628F8C" xlink:to="lab_us-gaap_StatementBusinessSegmentsAxis_DDECE6A73983A709640BA35942628F8C" xlink:type="arc" />
    <link:label id="lab_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D_terseLabel_en-US" xlink:label="lab_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segments [Domain]</link:label>
    <link:label id="lab_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D_label_en-US" xlink:label="lab_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Segments [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D" xlink:to="lab_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D" xlink:type="arc" />
    <link:label id="lab_cfg_ConsumerBankingMember_D79E151A14238CCEEECDA35942624364_terseLabel_en-US" xlink:label="lab_cfg_ConsumerBankingMember_D79E151A14238CCEEECDA35942624364" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consumer Banking</link:label>
    <link:label id="lab_cfg_ConsumerBankingMember_D79E151A14238CCEEECDA35942624364_label_en-US" xlink:label="lab_cfg_ConsumerBankingMember_D79E151A14238CCEEECDA35942624364" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consumer Banking [Member]</link:label>
    <link:label id="lab_cfg_ConsumerBankingMember_D79E151A14238CCEEECDA35942624364_documentation_en-US" xlink:label="lab_cfg_ConsumerBankingMember_D79E151A14238CCEEECDA35942624364" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Consumer Banking [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerBankingMember" xlink:label="loc_cfg_ConsumerBankingMember_D79E151A14238CCEEECDA35942624364" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ConsumerBankingMember_D79E151A14238CCEEECDA35942624364" xlink:to="lab_cfg_ConsumerBankingMember_D79E151A14238CCEEECDA35942624364" xlink:type="arc" />
    <link:label id="lab_cfg_CommercialBankingMember_7AC4B093761195548D0EA359426215AA_terseLabel_en-US" xlink:label="lab_cfg_CommercialBankingMember_7AC4B093761195548D0EA359426215AA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commercial Banking</link:label>
    <link:label id="lab_cfg_CommercialBankingMember_7AC4B093761195548D0EA359426215AA_label_en-US" xlink:label="lab_cfg_CommercialBankingMember_7AC4B093761195548D0EA359426215AA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commercial Banking [Member]</link:label>
    <link:label id="lab_cfg_CommercialBankingMember_7AC4B093761195548D0EA359426215AA_documentation_en-US" xlink:label="lab_cfg_CommercialBankingMember_7AC4B093761195548D0EA359426215AA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Commercial Banking [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialBankingMember" xlink:label="loc_cfg_CommercialBankingMember_7AC4B093761195548D0EA359426215AA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CommercialBankingMember_7AC4B093761195548D0EA359426215AA" xlink:to="lab_cfg_CommercialBankingMember_7AC4B093761195548D0EA359426215AA" xlink:type="arc" />
    <link:label id="lab_us-gaap_SegmentReportingInformationLineItems_11A5B8924FA3D6685DC0A359426352D5_terseLabel_en-US" xlink:label="lab_us-gaap_SegmentReportingInformationLineItems_11A5B8924FA3D6685DC0A359426352D5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segment Reporting Information [Line Items]</link:label>
    <link:label id="lab_us-gaap_SegmentReportingInformationLineItems_11A5B8924FA3D6685DC0A359426352D5_label_en-US" xlink:label="lab_us-gaap_SegmentReportingInformationLineItems_11A5B8924FA3D6685DC0A359426352D5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Segment Reporting Information [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="loc_us-gaap_SegmentReportingInformationLineItems_11A5B8924FA3D6685DC0A359426352D5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_11A5B8924FA3D6685DC0A359426352D5" xlink:to="lab_us-gaap_SegmentReportingInformationLineItems_11A5B8924FA3D6685DC0A359426352D5" xlink:type="arc" />
    <link:label id="lab_us-gaap_NumberOfOperatingSegments_D64DAD7E6A252DE68D45A3594264977B_terseLabel_en-US" xlink:label="lab_us-gaap_NumberOfOperatingSegments_D64DAD7E6A252DE68D45A3594264977B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Business operating segments</link:label>
    <link:label id="lab_us-gaap_NumberOfOperatingSegments_D64DAD7E6A252DE68D45A3594264977B_label_en-US" xlink:label="lab_us-gaap_NumberOfOperatingSegments_D64DAD7E6A252DE68D45A3594264977B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of Operating Segments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NumberOfOperatingSegments" xlink:label="loc_us-gaap_NumberOfOperatingSegments_D64DAD7E6A252DE68D45A3594264977B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NumberOfOperatingSegments_D64DAD7E6A252DE68D45A3594264977B" xlink:to="lab_us-gaap_NumberOfOperatingSegments_D64DAD7E6A252DE68D45A3594264977B" xlink:type="arc" />
    <link:label id="lab_cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount_7B53BF2F9BD1236123F7A35942646A10_terseLabel_en-US" xlink:label="lab_cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount_7B53BF2F9BD1236123F7A35942646A10" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revenues</link:label>
    <link:label id="lab_cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount_7B53BF2F9BD1236123F7A35942646A10_label_en-US" xlink:label="lab_cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount_7B53BF2F9BD1236123F7A35942646A10" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revenue From Contract With Customer, Customer Revenue Target, Annual Amount</link:label>
    <link:label id="lab_cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount_7B53BF2F9BD1236123F7A35942646A10_documentation_en-US" xlink:label="lab_cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount_7B53BF2F9BD1236123F7A35942646A10" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Revenue From Contract With Customer, Customer Revenue Target, Annual Amount</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount" xlink:label="loc_cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount_7B53BF2F9BD1236123F7A35942646A10" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount_7B53BF2F9BD1236123F7A35942646A10" xlink:to="lab_cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount_7B53BF2F9BD1236123F7A35942646A10" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesNetAbstract_670958FF30E38563FC8BA35944934507_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesNetAbstract_670958FF30E38563FC8BA35944934507" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Net [Abstract]</link:label>
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesNetAbstract_670958FF30E38563FC8BA35944934507_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesNetAbstract_670958FF30E38563FC8BA35944934507" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Net [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesNetAbstract" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_670958FF30E38563FC8BA35944934507" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_670958FF30E38563FC8BA35944934507" xlink:to="lab_us-gaap_DeferredTaxLiabilitiesNetAbstract_670958FF30E38563FC8BA35944934507" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred tax assets:</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Net [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsNetAbstract" xlink:label="loc_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE" xlink:to="lab_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE" xlink:type="arc" />
    <link:label id="lab_cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives_81F01E10B44D0749CC01A359449375F3_terseLabel_en-US" xlink:label="lab_cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives_81F01E10B44D0749CC01A359449375F3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other comprehensive income</link:label>
    <link:label id="lab_cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives_81F01E10B44D0749CC01A359449375F3_label_en-US" xlink:label="lab_cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives_81F01E10B44D0749CC01A359449375F3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Net Loss on Securities and Derivatives</link:label>
    <link:label id="lab_cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives_81F01E10B44D0749CC01A359449375F3_documentation_en-US" xlink:label="lab_cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives_81F01E10B44D0749CC01A359449375F3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Net Loss on Securities and Derivatives</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives" xlink:label="loc_cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives_81F01E10B44D0749CC01A359449375F3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives_81F01E10B44D0749CC01A359449375F3" xlink:to="lab_cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives_81F01E10B44D0749CC01A359449375F3" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_FC3A0E83F11933715A1FA359449392E2_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_FC3A0E83F11933715A1FA359449392E2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for credit losses</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_FC3A0E83F11933715A1FA359449392E2_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_FC3A0E83F11933715A1FA359449392E2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Allowance for Doubtful Accounts</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_FC3A0E83F11933715A1FA359449392E2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_FC3A0E83F11933715A1FA359449392E2" xlink:to="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_FC3A0E83F11933715A1FA359449392E2" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_BF4EB28E3148AD85B4F0A3594494128A_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_BF4EB28E3148AD85B4F0A3594494128A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">State net operating loss carryforwards</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_BF4EB28E3148AD85B4F0A3594494128A_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_BF4EB28E3148AD85B4F0A3594494128A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Operating Loss Carryforwards</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:label="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_BF4EB28E3148AD85B4F0A3594494128A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_BF4EB28E3148AD85B4F0A3594494128A" xlink:to="lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_BF4EB28E3148AD85B4F0A3594494128A" xlink:type="arc" />
    <link:label id="lab_cfg_DeferredTaxAssetsAccruedExpenses_B4EAB521AB4662B849DFA3594494F19C_terseLabel_en-US" xlink:label="lab_cfg_DeferredTaxAssetsAccruedExpenses_B4EAB521AB4662B849DFA3594494F19C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accrued expenses not currently deductible</link:label>
    <link:label id="lab_cfg_DeferredTaxAssetsAccruedExpenses_B4EAB521AB4662B849DFA3594494F19C_label_en-US" xlink:label="lab_cfg_DeferredTaxAssetsAccruedExpenses_B4EAB521AB4662B849DFA3594494F19C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Accrued Expenses</link:label>
    <link:label id="lab_cfg_DeferredTaxAssetsAccruedExpenses_B4EAB521AB4662B849DFA3594494F19C_documentation_en-US" xlink:label="lab_cfg_DeferredTaxAssetsAccruedExpenses_B4EAB521AB4662B849DFA3594494F19C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Accrued Expenses</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxAssetsAccruedExpenses" xlink:label="loc_cfg_DeferredTaxAssetsAccruedExpenses_B4EAB521AB4662B849DFA3594494F19C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_DeferredTaxAssetsAccruedExpenses_B4EAB521AB4662B849DFA3594494F19C" xlink:to="lab_cfg_DeferredTaxAssetsAccruedExpenses_B4EAB521AB4662B849DFA3594494F19C" xlink:type="arc" />
    <link:label id="lab_cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther_781F63D04077325D435AA35944946D24_terseLabel_en-US" xlink:label="lab_cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther_781F63D04077325D435AA35944946D24" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment and other tax credit carryforwards</link:label>
    <link:label id="lab_cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther_781F63D04077325D435AA35944946D24_label_en-US" xlink:label="lab_cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther_781F63D04077325D435AA35944946D24" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Tax Credit Carryforwards, Investments and Other</link:label>
    <link:label id="lab_cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther_781F63D04077325D435AA35944946D24_documentation_en-US" xlink:label="lab_cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther_781F63D04077325D435AA35944946D24" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Tax Credit Carryforwards, Investments and Other</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther" xlink:label="loc_cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther_781F63D04077325D435AA35944946D24" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther_781F63D04077325D435AA35944946D24" xlink:to="lab_cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther_781F63D04077325D435AA35944946D24" xlink:type="arc" />
    <link:label id="lab_cfg_DeferredTaxAssetsFairValueAdjustment_A98D9A20AD52B830E98DA3594494A48E_terseLabel_en-US" xlink:label="lab_cfg_DeferredTaxAssetsFairValueAdjustment_A98D9A20AD52B830E98DA3594494A48E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value adjustments</link:label>
    <link:label id="lab_cfg_DeferredTaxAssetsFairValueAdjustment_A98D9A20AD52B830E98DA3594494A48E_label_en-US" xlink:label="lab_cfg_DeferredTaxAssetsFairValueAdjustment_A98D9A20AD52B830E98DA3594494A48E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Fair Value Adjustment</link:label>
    <link:label id="lab_cfg_DeferredTaxAssetsFairValueAdjustment_A98D9A20AD52B830E98DA3594494A48E_documentation_en-US" xlink:label="lab_cfg_DeferredTaxAssetsFairValueAdjustment_A98D9A20AD52B830E98DA3594494A48E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Fair Value Adjustment</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxAssetsFairValueAdjustment" xlink:label="loc_cfg_DeferredTaxAssetsFairValueAdjustment_A98D9A20AD52B830E98DA3594494A48E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_DeferredTaxAssetsFairValueAdjustment_A98D9A20AD52B830E98DA3594494A48E" xlink:to="lab_cfg_DeferredTaxAssetsFairValueAdjustment_A98D9A20AD52B830E98DA3594494A48E" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxAssetsGross_21B36F90929B0AD82CC2A3594494CE03_totalLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsGross_21B36F90929B0AD82CC2A3594494CE03" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total deferred tax assets</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsGross_21B36F90929B0AD82CC2A3594494CE03_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsGross_21B36F90929B0AD82CC2A3594494CE03" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Gross</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="loc_us-gaap_DeferredTaxAssetsGross_21B36F90929B0AD82CC2A3594494CE03" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_21B36F90929B0AD82CC2A3594494CE03" xlink:to="lab_us-gaap_DeferredTaxAssetsGross_21B36F90929B0AD82CC2A3594494CE03" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxAssetsValuationAllowance_364F8C6A4C859FD847E9A359449403C8_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsValuationAllowance_364F8C6A4C859FD847E9A359449403C8" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Valuation allowance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="loc_us-gaap_DeferredTaxAssetsValuationAllowance_364F8C6A4C859FD847E9A359449403C8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsValuationAllowance_364F8C6A4C859FD847E9A359449403C8" xlink:to="lab_us-gaap_DeferredTaxAssetsValuationAllowance_364F8C6A4C859FD847E9A359449403C8" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxAssetsNet_6477E4E2A1FE18400635A35944953C12_totalLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsNet_6477E4E2A1FE18400635A35944953C12" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Deferred tax assets, net of valuation allowance</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsNet_6477E4E2A1FE18400635A35944953C12_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsNet_6477E4E2A1FE18400635A35944953C12" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Net of Valuation Allowance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="loc_us-gaap_DeferredTaxAssetsNet_6477E4E2A1FE18400635A35944953C12" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsNet_6477E4E2A1FE18400635A35944953C12" xlink:to="lab_us-gaap_DeferredTaxAssetsNet_6477E4E2A1FE18400635A35944953C12" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred tax liabilities:</link:label>
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Gross [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesAbstract" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142" xlink:to="lab_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesLeasingArrangements_547B155AC81441EDED48A3594495375A_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesLeasingArrangements_547B155AC81441EDED48A3594495375A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Leasing transactions</link:label>
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesLeasingArrangements_547B155AC81441EDED48A3594495375A_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesLeasingArrangements_547B155AC81441EDED48A3594495375A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Leasing Arrangements</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesLeasingArrangements" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesLeasingArrangements_547B155AC81441EDED48A3594495375A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesLeasingArrangements_547B155AC81441EDED48A3594495375A" xlink:to="lab_us-gaap_DeferredTaxLiabilitiesLeasingArrangements_547B155AC81441EDED48A3594495375A" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_7166D277CA6CA369A324A3594495A51E_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_7166D277CA6CA369A324A3594495A51E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortization of intangibles</link:label>
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_7166D277CA6CA369A324A3594495A51E_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_7166D277CA6CA369A324A3594495A51E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Intangible Assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_7166D277CA6CA369A324A3594495A51E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_7166D277CA6CA369A324A3594495A51E" xlink:to="lab_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_7166D277CA6CA369A324A3594495A51E" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_FFD37E6833A3430068C4A3594495C74D_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_FFD37E6833A3430068C4A3594495C74D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Depreciation</link:label>
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_FFD37E6833A3430068C4A3594495C74D_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_FFD37E6833A3430068C4A3594495C74D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Property, Plant and Equipment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_FFD37E6833A3430068C4A3594495C74D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_FFD37E6833A3430068C4A3594495C74D" xlink:to="lab_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_FFD37E6833A3430068C4A3594495C74D" xlink:type="arc" />
    <link:label id="lab_cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits_36A8DD5F998697593ED5A3594495D316_terseLabel_en-US" xlink:label="lab_cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits_36A8DD5F998697593ED5A3594495D316" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pension and other employee compensation plans</link:label>
    <link:label id="lab_cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits_36A8DD5F998697593ED5A3594495D316_label_en-US" xlink:label="lab_cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits_36A8DD5F998697593ED5A3594495D316" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Compensation and Benefits, Postretirement Benefits</link:label>
    <link:label id="lab_cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits_36A8DD5F998697593ED5A3594495D316_documentation_en-US" xlink:label="lab_cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits_36A8DD5F998697593ED5A3594495D316" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Compensation and Benefits, Postretirement Benefits</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits" xlink:label="loc_cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits_36A8DD5F998697593ED5A3594495D316" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits_36A8DD5F998697593ED5A3594495D316" xlink:to="lab_cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits_36A8DD5F998697593ED5A3594495D316" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesInvestments_89712559904C2ADA6278A35944964F92_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesInvestments_89712559904C2ADA6278A35944964F92" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Partnerships</link:label>
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesInvestments_89712559904C2ADA6278A35944964F92_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesInvestments_89712559904C2ADA6278A35944964F92" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Investments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesInvestments" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesInvestments_89712559904C2ADA6278A35944964F92" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesInvestments_89712559904C2ADA6278A35944964F92" xlink:to="lab_us-gaap_DeferredTaxLiabilitiesInvestments_89712559904C2ADA6278A35944964F92" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome_F93F170DFBCA17533F31A3594496A5E8_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome_F93F170DFBCA17533F31A3594496A5E8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred Income</link:label>
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome_F93F170DFBCA17533F31A3594496A5E8_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome_F93F170DFBCA17533F31A3594496A5E8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Tax Deferred Income</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome_F93F170DFBCA17533F31A3594496A5E8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome_F93F170DFBCA17533F31A3594496A5E8" xlink:to="lab_us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome_F93F170DFBCA17533F31A3594496A5E8" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_F931EAFAA077F4CD6D3CA35944965CE2_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_F931EAFAA077F4CD6D3CA35944965CE2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">MSRs</link:label>
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_F931EAFAA077F4CD6D3CA35944965CE2_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_F931EAFAA077F4CD6D3CA35944965CE2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Mortgage Servicing Rights</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesMortgageServicingRights" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_F931EAFAA077F4CD6D3CA35944965CE2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_F931EAFAA077F4CD6D3CA35944965CE2" xlink:to="lab_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_F931EAFAA077F4CD6D3CA35944965CE2" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredIncomeTaxLiabilities_0878DF4DF8FB048C2CC1A3594496174D_totalLabel_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxLiabilities_0878DF4DF8FB048C2CC1A3594496174D" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total deferred tax liabilities</link:label>
    <link:label id="lab_us-gaap_DeferredIncomeTaxLiabilities_0878DF4DF8FB048C2CC1A3594496174D_label_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxLiabilities_0878DF4DF8FB048C2CC1A3594496174D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Gross</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilities_0878DF4DF8FB048C2CC1A3594496174D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_0878DF4DF8FB048C2CC1A3594496174D" xlink:to="lab_us-gaap_DeferredIncomeTaxLiabilities_0878DF4DF8FB048C2CC1A3594496174D" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxLiabilities_4B584D128EAD5CFFA522A35944963820_totalLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilities_4B584D128EAD5CFFA522A35944963820" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net deferred tax liability</link:label>
    <link:label id="lab_us-gaap_DeferredTaxLiabilities_4B584D128EAD5CFFA522A35944963820_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilities_4B584D128EAD5CFFA522A35944963820" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="loc_us-gaap_DeferredTaxLiabilities_4B584D128EAD5CFFA522A35944963820" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilities_4B584D128EAD5CFFA522A35944963820" xlink:to="lab_us-gaap_DeferredTaxLiabilities_4B584D128EAD5CFFA522A35944963820" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_0F590C3B907CEE20CF7FF8808D483732_terseLabel_en-US" xlink:label="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_0F590C3B907CEE20CF7FF8808D483732" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table]</link:label>
    <link:label id="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_0F590C3B907CEE20CF7FF8808D483732_label_en-US" xlink:label="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_0F590C3B907CEE20CF7FF8808D483732" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:label="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_0F590C3B907CEE20CF7FF8808D483732" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_0F590C3B907CEE20CF7FF8808D483732" xlink:to="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_0F590C3B907CEE20CF7FF8808D483732" xlink:type="arc" />
    <link:label id="lab_us-gaap_HedgingDesignationAxis_7E0E9CAF85A8303011F7F8808D495C76_terseLabel_en-US" xlink:label="lab_us-gaap_HedgingDesignationAxis_7E0E9CAF85A8303011F7F8808D495C76" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Hedging Designation [Axis]</link:label>
    <link:label id="lab_us-gaap_HedgingDesignationAxis_7E0E9CAF85A8303011F7F8808D495C76_label_en-US" xlink:label="lab_us-gaap_HedgingDesignationAxis_7E0E9CAF85A8303011F7F8808D495C76" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hedging Designation [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingDesignationAxis" xlink:label="loc_us-gaap_HedgingDesignationAxis_7E0E9CAF85A8303011F7F8808D495C76" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HedgingDesignationAxis_7E0E9CAF85A8303011F7F8808D495C76" xlink:to="lab_us-gaap_HedgingDesignationAxis_7E0E9CAF85A8303011F7F8808D495C76" xlink:type="arc" />
    <link:label id="lab_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E_terseLabel_en-US" xlink:label="lab_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Hedging Designation [Domain]</link:label>
    <link:label id="lab_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E_label_en-US" xlink:label="lab_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hedging Designation [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingDesignationDomain" xlink:label="loc_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E" xlink:to="lab_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E" xlink:type="arc" />
    <link:label id="lab_us-gaap_DesignatedAsHedgingInstrumentMember_B5E0212689B5F25C4002F8808D4AC663_terseLabel_en-US" xlink:label="lab_us-gaap_DesignatedAsHedgingInstrumentMember_B5E0212689B5F25C4002F8808D4AC663" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivatives designated as hedging instruments:</link:label>
    <link:label id="lab_us-gaap_DesignatedAsHedgingInstrumentMember_B5E0212689B5F25C4002F8808D4AC663_label_en-US" xlink:label="lab_us-gaap_DesignatedAsHedgingInstrumentMember_B5E0212689B5F25C4002F8808D4AC663" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Designated as Hedging Instrument [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DesignatedAsHedgingInstrumentMember" xlink:label="loc_us-gaap_DesignatedAsHedgingInstrumentMember_B5E0212689B5F25C4002F8808D4AC663" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DesignatedAsHedgingInstrumentMember_B5E0212689B5F25C4002F8808D4AC663" xlink:to="lab_us-gaap_DesignatedAsHedgingInstrumentMember_B5E0212689B5F25C4002F8808D4AC663" xlink:type="arc" />
    <link:label id="lab_us-gaap_NondesignatedMember_D7AF5B0FE41755DB6310F8808D4A947E_terseLabel_en-US" xlink:label="lab_us-gaap_NondesignatedMember_D7AF5B0FE41755DB6310F8808D4A947E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivatives not designated as hedging instruments:</link:label>
    <link:label id="lab_us-gaap_NondesignatedMember_D7AF5B0FE41755DB6310F8808D4A947E_label_en-US" xlink:label="lab_us-gaap_NondesignatedMember_D7AF5B0FE41755DB6310F8808D4A947E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Not Designated as Hedging Instrument [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NondesignatedMember" xlink:label="loc_us-gaap_NondesignatedMember_D7AF5B0FE41755DB6310F8808D4A947E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NondesignatedMember_D7AF5B0FE41755DB6310F8808D4A947E" xlink:to="lab_us-gaap_NondesignatedMember_D7AF5B0FE41755DB6310F8808D4A947E" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivatives, Fair Value [Line Items]</link:label>
    <link:label id="lab_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7_label_en-US" xlink:label="lab_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivatives, Fair Value [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativesFairValueLineItems" xlink:label="loc_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7" xlink:to="lab_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeNotionalAmount_9E3E233C9458620028A7F8808D4A75BC_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeNotionalAmount_9E3E233C9458620028A7F8808D4A75BC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Notional amount</link:label>
    <link:label id="lab_us-gaap_DerivativeNotionalAmount_9E3E233C9458620028A7F8808D4A75BC_label_en-US" xlink:label="lab_us-gaap_DerivativeNotionalAmount_9E3E233C9458620028A7F8808D4A75BC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative, Notional Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeNotionalAmount" xlink:label="loc_us-gaap_DerivativeNotionalAmount_9E3E233C9458620028A7F8808D4A75BC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeNotionalAmount_9E3E233C9458620028A7F8808D4A75BC" xlink:to="lab_us-gaap_DerivativeNotionalAmount_9E3E233C9458620028A7F8808D4A75BC" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative Assets</link:label>
    <link:label id="lab_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114_label_en-US" xlink:label="lab_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Asset, Fair Value, Amount Offset Against Collateral [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract" xlink:label="loc_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:to="lab_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeAssetFairValueGrossLiability_DD8445B069DE103D7F21F8808D4B99ED_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssetFairValueGrossLiability_DD8445B069DE103D7F21F8808D4B99ED" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Less: Gross amounts offset in the Consolidated Balance Sheets</link:label>
    <link:label id="lab_us-gaap_DerivativeAssetFairValueGrossLiability_DD8445B069DE103D7F21F8808D4B99ED_label_en-US" xlink:label="lab_us-gaap_DerivativeAssetFairValueGrossLiability_DD8445B069DE103D7F21F8808D4B99ED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Asset, Fair Value, Gross Liability</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssetFairValueGrossLiability" xlink:label="loc_us-gaap_DerivativeAssetFairValueGrossLiability_DD8445B069DE103D7F21F8808D4B99ED" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssetFairValueGrossLiability_DD8445B069DE103D7F21F8808D4B99ED" xlink:to="lab_us-gaap_DerivativeAssetFairValueGrossLiability_DD8445B069DE103D7F21F8808D4B99ED" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_C3C819BA7AFC443F1533F8808D4BDBB6_negatedLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_C3C819BA7AFC443F1533F8808D4BDBB6" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Less: Cash collateral applied</link:label>
    <link:label id="lab_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_C3C819BA7AFC443F1533F8808D4BDBB6_label_en-US" xlink:label="lab_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_C3C819BA7AFC443F1533F8808D4BDBB6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Asset, Collateral, Obligation to Return Cash, Offset</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset" xlink:label="loc_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_C3C819BA7AFC443F1533F8808D4BDBB6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_C3C819BA7AFC443F1533F8808D4BDBB6" xlink:to="lab_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_C3C819BA7AFC443F1533F8808D4BDBB6" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_EECE260065EFC268D906F8808D4C63B8_totalLabel_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_EECE260065EFC268D906F8808D4C63B8" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total net derivative fair values presented in the Consolidated Balance Sheets</link:label>
    <link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_EECE260065EFC268D906F8808D4C63B8_label_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_EECE260065EFC268D906F8808D4C63B8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Asset, Fair Value, Amount Not Offset Against Collateral</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_EECE260065EFC268D906F8808D4C63B8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_EECE260065EFC268D906F8808D4C63B8" xlink:to="lab_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_EECE260065EFC268D906F8808D4C63B8" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative Liabilities</link:label>
    <link:label id="lab_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9_label_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Liability, Fair Value, Amount Offset Against Collateral [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract" xlink:label="loc_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:to="lab_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeLiability_CF653EFA10C94A32B4FCF8808D4CCA34_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeLiability_CF653EFA10C94A32B4FCF8808D4CCA34" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative Liabilities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_CF653EFA10C94A32B4FCF8808D4CCA34" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_CF653EFA10C94A32B4FCF8808D4CCA34" xlink:to="lab_us-gaap_DerivativeFairValueOfDerivativeLiability_CF653EFA10C94A32B4FCF8808D4CCA34" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeLiabilityFairValueGrossAsset_EFE00D999435512C1CF2F8808D4C486E_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityFairValueGrossAsset_EFE00D999435512C1CF2F8808D4C486E" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Less: Gross amounts offset in the Consolidated Balance Sheets</link:label>
    <link:label id="lab_us-gaap_DerivativeLiabilityFairValueGrossAsset_EFE00D999435512C1CF2F8808D4C486E_label_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityFairValueGrossAsset_EFE00D999435512C1CF2F8808D4C486E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Liability, Fair Value, Gross Asset</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilityFairValueGrossAsset" xlink:label="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_EFE00D999435512C1CF2F8808D4C486E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_EFE00D999435512C1CF2F8808D4C486E" xlink:to="lab_us-gaap_DerivativeLiabilityFairValueGrossAsset_EFE00D999435512C1CF2F8808D4C486E" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_8C5F913CA0F646572122F8808D4C8456_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_8C5F913CA0F646572122F8808D4C8456" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Less: Cash collateral applied</link:label>
    <link:label id="lab_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_8C5F913CA0F646572122F8808D4C8456_label_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_8C5F913CA0F646572122F8808D4C8456" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Liability, Collateral, Right to Reclaim Cash, Offset</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset" xlink:label="loc_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_8C5F913CA0F646572122F8808D4C8456" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_8C5F913CA0F646572122F8808D4C8456" xlink:to="lab_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_8C5F913CA0F646572122F8808D4C8456" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_2B1E3EBC880A7B7D6925F8808D4DE243_totalLabel_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_2B1E3EBC880A7B7D6925F8808D4DE243" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total net derivative fair values presented in the Consolidated Balance Sheets</link:label>
    <link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_2B1E3EBC880A7B7D6925F8808D4DE243_label_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_2B1E3EBC880A7B7D6925F8808D4DE243" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Liability, Fair Value, Amount Not Offset Against Collateral</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_2B1E3EBC880A7B7D6925F8808D4DE243" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_2B1E3EBC880A7B7D6925F8808D4DE243" xlink:to="lab_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_2B1E3EBC880A7B7D6925F8808D4DE243" xlink:type="arc" />
    <link:label id="lab_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember_A2590D19A0F209BC66EECEFEDBE6E22A_terseLabel_en-US" xlink:label="lab_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember_A2590D19A0F209BC66EECEFEDBE6E22A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commercial and commercial real estate loans held for sale, at fair value</link:label>
    <link:label id="lab_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember_A2590D19A0F209BC66EECEFEDBE6E22A_label_en-US" xlink:label="lab_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember_A2590D19A0F209BC66EECEFEDBE6E22A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commercial and Commercial Real Estate Loans Held-for-sale [Member]</link:label>
    <link:label id="lab_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember_A2590D19A0F209BC66EECEFEDBE6E22A_documentation_en-US" xlink:label="lab_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember_A2590D19A0F209BC66EECEFEDBE6E22A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Commercial and Commercial Real Estate Loans Held-for-sale [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember" xlink:label="loc_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember_A2590D19A0F209BC66EECEFEDBE6E22A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember_A2590D19A0F209BC66EECEFEDBE6E22A" xlink:to="lab_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember_A2590D19A0F209BC66EECEFEDBE6E22A" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansReceivableHeldForSaleAmount_0B345116D76205630E63CEFEDBE69BE1_netLabel_en-US" xlink:label="lab_us-gaap_LoansReceivableHeldForSaleAmount_0B345116D76205630E63CEFEDBE69BE1" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Aggregate Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleAmount_0B345116D76205630E63CEFEDBE69BE1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleAmount_0B345116D76205630E63CEFEDBE69BE1" xlink:to="lab_us-gaap_LoansReceivableHeldForSaleAmount_0B345116D76205630E63CEFEDBE69BE1" xlink:type="arc" />
    <link:label id="lab_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal_94310AA283ABF4F1D63ECEFEDBE7C328_terseLabel_en-US" xlink:label="lab_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal_94310AA283ABF4F1D63ECEFEDBE7C328" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Aggregate Unpaid Principal</link:label>
    <link:label id="lab_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal_94310AA283ABF4F1D63ECEFEDBE7C328_label_en-US" xlink:label="lab_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal_94310AA283ABF4F1D63ECEFEDBE7C328" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Option, Loans Held as Assets, Aggregate Unpaid Principal</link:label>
    <link:label id="lab_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal_94310AA283ABF4F1D63ECEFEDBE7C328_documentation_en-US" xlink:label="lab_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal_94310AA283ABF4F1D63ECEFEDBE7C328" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The aggregate unpaid principal balance of loans measured at fair value.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal" xlink:label="loc_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal_94310AA283ABF4F1D63ECEFEDBE7C328" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal_94310AA283ABF4F1D63ECEFEDBE7C328" xlink:to="lab_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal_94310AA283ABF4F1D63ECEFEDBE7C328" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables_20FEF70644B0B9C462C1CEFEDBE7CD00_totalLabel_en-US" xlink:label="lab_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables_20FEF70644B0B9C462C1CEFEDBE7CD00" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Aggregate Fair Value Less Aggregate Unpaid Principal</link:label>
    <link:label id="lab_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables_20FEF70644B0B9C462C1CEFEDBE7CD00_label_en-US" xlink:label="lab_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables_20FEF70644B0B9C462C1CEFEDBE7CD00" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Option, Aggregate Differences, Loans and Long-term Receivables</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables" xlink:label="loc_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables_20FEF70644B0B9C462C1CEFEDBE7CD00" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables_20FEF70644B0B9C462C1CEFEDBE7CD00" xlink:to="lab_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables_20FEF70644B0B9C462C1CEFEDBE7CD00" xlink:type="arc" />
    <link:label id="lab_us-gaap_DirectFinancingLeaseLeaseReceivable_0F26AD465FD12D5D6B3BD869465CFC67_terseLabel_en-US" xlink:label="lab_us-gaap_DirectFinancingLeaseLeaseReceivable_0F26AD465FD12D5D6B3BD869465CFC67" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total future minimum lease rentals</link:label>
    <link:label id="lab_us-gaap_DirectFinancingLeaseLeaseReceivable_0F26AD465FD12D5D6B3BD869465CFC67_label_en-US" xlink:label="lab_us-gaap_DirectFinancingLeaseLeaseReceivable_0F26AD465FD12D5D6B3BD869465CFC67" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Direct Financing Lease, Lease Receivable</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DirectFinancingLeaseLeaseReceivable" xlink:label="loc_us-gaap_DirectFinancingLeaseLeaseReceivable_0F26AD465FD12D5D6B3BD869465CFC67" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DirectFinancingLeaseLeaseReceivable_0F26AD465FD12D5D6B3BD869465CFC67" xlink:to="lab_us-gaap_DirectFinancingLeaseLeaseReceivable_0F26AD465FD12D5D6B3BD869465CFC67" xlink:type="arc" />
    <link:label id="lab_us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset_37A34A1B017705C5E072D869465C8CE9_terseLabel_en-US" xlink:label="lab_us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset_37A34A1B017705C5E072D869465C8CE9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Estimated residual value of leased equipment (non-guaranteed)</link:label>
    <link:label id="lab_us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset_37A34A1B017705C5E072D869465C8CE9_label_en-US" xlink:label="lab_us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset_37A34A1B017705C5E072D869465C8CE9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Direct Financing Lease, Unguaranteed Residual Asset</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset" xlink:label="loc_us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset_37A34A1B017705C5E072D869465C8CE9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset_37A34A1B017705C5E072D869465C8CE9" xlink:to="lab_us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset_37A34A1B017705C5E072D869465C8CE9" xlink:type="arc" />
    <link:label id="lab_cfg_DirectFinancingLeaseInitialIndirectCosts_81BC23A13CF396E869E4D869465C9D37_terseLabel_en-US" xlink:label="lab_cfg_DirectFinancingLeaseInitialIndirectCosts_81BC23A13CF396E869E4D869465C9D37" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Initial direct costs</link:label>
    <link:label id="lab_cfg_DirectFinancingLeaseInitialIndirectCosts_81BC23A13CF396E869E4D869465C9D37_label_en-US" xlink:label="lab_cfg_DirectFinancingLeaseInitialIndirectCosts_81BC23A13CF396E869E4D869465C9D37" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Direct Financing Lease, Initial Indirect Costs</link:label>
    <link:label id="lab_cfg_DirectFinancingLeaseInitialIndirectCosts_81BC23A13CF396E869E4D869465C9D37_documentation_en-US" xlink:label="lab_cfg_DirectFinancingLeaseInitialIndirectCosts_81BC23A13CF396E869E4D869465C9D37" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Costs that are essential to acquiring the lease and would not otherwise have been incurred without the lease agreement, including evaluating the lessee's credit condition, guarantees, and collateral and costs incurred negotiating, processing, and closing the lease agreement.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DirectFinancingLeaseInitialIndirectCosts" xlink:label="loc_cfg_DirectFinancingLeaseInitialIndirectCosts_81BC23A13CF396E869E4D869465C9D37" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_DirectFinancingLeaseInitialIndirectCosts_81BC23A13CF396E869E4D869465C9D37" xlink:to="lab_cfg_DirectFinancingLeaseInitialIndirectCosts_81BC23A13CF396E869E4D869465C9D37" xlink:type="arc" />
    <link:label id="lab_us-gaap_DirectFinancingLeaseDeferredSellingProfit_12C467723BF5478B284FD869465C1939_negatedLabel_en-US" xlink:label="lab_us-gaap_DirectFinancingLeaseDeferredSellingProfit_12C467723BF5478B284FD869465C1939" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Unearned income</link:label>
    <link:label id="lab_us-gaap_DirectFinancingLeaseDeferredSellingProfit_12C467723BF5478B284FD869465C1939_label_en-US" xlink:label="lab_us-gaap_DirectFinancingLeaseDeferredSellingProfit_12C467723BF5478B284FD869465C1939" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Direct Financing Lease, Deferred Selling Profit</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DirectFinancingLeaseDeferredSellingProfit" xlink:label="loc_us-gaap_DirectFinancingLeaseDeferredSellingProfit_12C467723BF5478B284FD869465C1939" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DirectFinancingLeaseDeferredSellingProfit_12C467723BF5478B284FD869465C1939" xlink:to="lab_us-gaap_DirectFinancingLeaseDeferredSellingProfit_12C467723BF5478B284FD869465C1939" xlink:type="arc" />
    <link:label id="lab_us-gaap_DirectFinancingLeaseNetInvestmentInLease_A8A3D44683C6C413C402D869465D5968_totalLabel_en-US" xlink:label="lab_us-gaap_DirectFinancingLeaseNetInvestmentInLease_A8A3D44683C6C413C402D869465D5968" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total leases</link:label>
    <link:label id="lab_us-gaap_DirectFinancingLeaseNetInvestmentInLease_A8A3D44683C6C413C402D869465D5968_label_en-US" xlink:label="lab_us-gaap_DirectFinancingLeaseNetInvestmentInLease_A8A3D44683C6C413C402D869465D5968" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Direct Financing Lease, Net Investment in Lease</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DirectFinancingLeaseNetInvestmentInLease" xlink:label="loc_us-gaap_DirectFinancingLeaseNetInvestmentInLease_A8A3D44683C6C413C402D869465D5968" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DirectFinancingLeaseNetInvestmentInLease_A8A3D44683C6C413C402D869465D5968" xlink:to="lab_us-gaap_DirectFinancingLeaseNetInvestmentInLease_A8A3D44683C6C413C402D869465D5968" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherIncomeAndExpensesAbstract_F7C318FD6702B72A0A8EA359430CE215_label_en-US" xlink:label="lab_us-gaap_OtherIncomeAndExpensesAbstract_F7C318FD6702B72A0A8EA359430CE215" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Income and Expenses [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIncomeAndExpensesAbstract" xlink:label="loc_us-gaap_OtherIncomeAndExpensesAbstract_F7C318FD6702B72A0A8EA359430CE215" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_F7C318FD6702B72A0A8EA359430CE215" xlink:to="lab_us-gaap_OtherIncomeAndExpensesAbstract_F7C318FD6702B72A0A8EA359430CE215" xlink:type="arc" />
    <link:label id="lab_cfg_NoninterestIncomeTableTextBlock_47D21B05A42EB5A10C09A359430D0E71_terseLabel_en-US" xlink:label="lab_cfg_NoninterestIncomeTableTextBlock_47D21B05A42EB5A10C09A359430D0E71" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Noninterest income</link:label>
    <link:label id="lab_cfg_NoninterestIncomeTableTextBlock_47D21B05A42EB5A10C09A359430D0E71_label_en-US" xlink:label="lab_cfg_NoninterestIncomeTableTextBlock_47D21B05A42EB5A10C09A359430D0E71" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noninterest Income [Table Text Block]</link:label>
    <link:label id="lab_cfg_NoninterestIncomeTableTextBlock_47D21B05A42EB5A10C09A359430D0E71_documentation_en-US" xlink:label="lab_cfg_NoninterestIncomeTableTextBlock_47D21B05A42EB5A10C09A359430D0E71" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Noninterest Income [Table Text Block]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NoninterestIncomeTableTextBlock" xlink:label="loc_cfg_NoninterestIncomeTableTextBlock_47D21B05A42EB5A10C09A359430D0E71" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_NoninterestIncomeTableTextBlock_47D21B05A42EB5A10C09A359430D0E71" xlink:to="lab_cfg_NoninterestIncomeTableTextBlock_47D21B05A42EB5A10C09A359430D0E71" xlink:type="arc" />
    <link:label id="lab_us-gaap_DisaggregationOfRevenueTableTextBlock_13321F3EEA260A832C12A359430D040B_terseLabel_en-US" xlink:label="lab_us-gaap_DisaggregationOfRevenueTableTextBlock_13321F3EEA260A832C12A359430D040B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Components of revenue from contracts with customers</link:label>
    <link:label id="lab_us-gaap_DisaggregationOfRevenueTableTextBlock_13321F3EEA260A832C12A359430D040B_label_en-US" xlink:label="lab_us-gaap_DisaggregationOfRevenueTableTextBlock_13321F3EEA260A832C12A359430D040B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disaggregation of Revenue [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisaggregationOfRevenueTableTextBlock" xlink:label="loc_us-gaap_DisaggregationOfRevenueTableTextBlock_13321F3EEA260A832C12A359430D040B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DisaggregationOfRevenueTableTextBlock_13321F3EEA260A832C12A359430D040B" xlink:to="lab_us-gaap_DisaggregationOfRevenueTableTextBlock_13321F3EEA260A832C12A359430D040B" xlink:type="arc" />
    <link:label id="lab_cfg_BankOwnedLifeInsuranceTableTextBlock_857BF63B4CFDBB593C28A359430D928F_terseLabel_en-US" xlink:label="lab_cfg_BankOwnedLifeInsuranceTableTextBlock_857BF63B4CFDBB593C28A359430D928F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Details of other income</link:label>
    <link:label id="lab_cfg_BankOwnedLifeInsuranceTableTextBlock_857BF63B4CFDBB593C28A359430D928F_label_en-US" xlink:label="lab_cfg_BankOwnedLifeInsuranceTableTextBlock_857BF63B4CFDBB593C28A359430D928F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Bank Owned Life Insurance [Table Text Block]</link:label>
    <link:label id="lab_cfg_BankOwnedLifeInsuranceTableTextBlock_857BF63B4CFDBB593C28A359430D928F_documentation_en-US" xlink:label="lab_cfg_BankOwnedLifeInsuranceTableTextBlock_857BF63B4CFDBB593C28A359430D928F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Bank Owned Life Insurance [Table Text Block]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_BankOwnedLifeInsuranceTableTextBlock" xlink:label="loc_cfg_BankOwnedLifeInsuranceTableTextBlock_857BF63B4CFDBB593C28A359430D928F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_BankOwnedLifeInsuranceTableTextBlock_857BF63B4CFDBB593C28A359430D928F" xlink:to="lab_cfg_BankOwnedLifeInsuranceTableTextBlock_857BF63B4CFDBB593C28A359430D928F" xlink:type="arc" />
    <link:label id="lab_us-gaap_TimeDepositsByMaturityAbstract_ACB3EBC7A8C77677E0B4F8808D979237_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDepositsByMaturityAbstract_ACB3EBC7A8C77677E0B4F8808D979237" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Time Deposits, Fiscal Year Maturity [Abstract]</link:label>
    <link:label id="lab_us-gaap_TimeDepositsByMaturityAbstract_ACB3EBC7A8C77677E0B4F8808D979237_label_en-US" xlink:label="lab_us-gaap_TimeDepositsByMaturityAbstract_ACB3EBC7A8C77677E0B4F8808D979237" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposits, Fiscal Year Maturity [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositsByMaturityAbstract" xlink:label="loc_us-gaap_TimeDepositsByMaturityAbstract_ACB3EBC7A8C77677E0B4F8808D979237" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDepositsByMaturityAbstract_ACB3EBC7A8C77677E0B4F8808D979237" xlink:to="lab_us-gaap_TimeDepositsByMaturityAbstract_ACB3EBC7A8C77677E0B4F8808D979237" xlink:type="arc" />
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearOne_6AA723C719FA56704D87F8808D98352D_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearOne_6AA723C719FA56704D87F8808D98352D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2020</link:label>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearOne_6AA723C719FA56704D87F8808D98352D_label_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearOne_6AA723C719FA56704D87F8808D98352D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposit Maturities, Next Twelve Months</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearOne_6AA723C719FA56704D87F8808D98352D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDepositMaturitiesYearOne_6AA723C719FA56704D87F8808D98352D" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearOne_6AA723C719FA56704D87F8808D98352D" xlink:type="arc" />
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearTwo_81A5E05AD020FC394A6CF8808D9820D3_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearTwo_81A5E05AD020FC394A6CF8808D9820D3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2021</link:label>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearTwo_81A5E05AD020FC394A6CF8808D9820D3_label_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearTwo_81A5E05AD020FC394A6CF8808D9820D3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposit Maturities, Year Two</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearTwo_81A5E05AD020FC394A6CF8808D9820D3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDepositMaturitiesYearTwo_81A5E05AD020FC394A6CF8808D9820D3" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearTwo_81A5E05AD020FC394A6CF8808D9820D3" xlink:type="arc" />
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearThree_3B905D8D071F91DA6D5CF8808D9895F3_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearThree_3B905D8D071F91DA6D5CF8808D9895F3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2022</link:label>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearThree_3B905D8D071F91DA6D5CF8808D9895F3_label_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearThree_3B905D8D071F91DA6D5CF8808D9895F3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposit Maturities, Year Three</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearThree_3B905D8D071F91DA6D5CF8808D9895F3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDepositMaturitiesYearThree_3B905D8D071F91DA6D5CF8808D9895F3" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearThree_3B905D8D071F91DA6D5CF8808D9895F3" xlink:type="arc" />
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearFour_C82FA53C4D157A466455F8808D98BEC1_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearFour_C82FA53C4D157A466455F8808D98BEC1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2023</link:label>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearFour_C82FA53C4D157A466455F8808D98BEC1_label_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearFour_C82FA53C4D157A466455F8808D98BEC1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposit Maturities, Year Four</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFour_C82FA53C4D157A466455F8808D98BEC1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDepositMaturitiesYearFour_C82FA53C4D157A466455F8808D98BEC1" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearFour_C82FA53C4D157A466455F8808D98BEC1" xlink:type="arc" />
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearFive_1A1711C2B8DAF560C930F8808D98E1C4_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearFive_1A1711C2B8DAF560C930F8808D98E1C4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2024</link:label>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearFive_1A1711C2B8DAF560C930F8808D98E1C4_label_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearFive_1A1711C2B8DAF560C930F8808D98E1C4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposit Maturities, Year Five</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFive_1A1711C2B8DAF560C930F8808D98E1C4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDepositMaturitiesYearFive_1A1711C2B8DAF560C930F8808D98E1C4" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearFive_1A1711C2B8DAF560C930F8808D98E1C4" xlink:type="arc" />
    <link:label id="lab_us-gaap_TimeDepositMaturitiesAfterYearFive_3314E9AA083F7B91A2D6F8808D9992E0_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesAfterYearFive_3314E9AA083F7B91A2D6F8808D9992E0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2025 and thereafter</link:label>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesAfterYearFive_3314E9AA083F7B91A2D6F8808D9992E0_label_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesAfterYearFive_3314E9AA083F7B91A2D6F8808D9992E0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposit Maturities, after Year Five</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:label="loc_us-gaap_TimeDepositMaturitiesAfterYearFive_3314E9AA083F7B91A2D6F8808D9992E0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDepositMaturitiesAfterYearFive_3314E9AA083F7B91A2D6F8808D9992E0" xlink:to="lab_us-gaap_TimeDepositMaturitiesAfterYearFive_3314E9AA083F7B91A2D6F8808D9992E0" xlink:type="arc" />
    <link:label id="lab_us-gaap_TimeDeposits_985549856B24D05BC1C9F8808D99E34D_totalLabel_en-US" xlink:label="lab_us-gaap_TimeDeposits_985549856B24D05BC1C9F8808D99E34D" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total</link:label>
    <link:label id="lab_us-gaap_TimeDeposits_985549856B24D05BC1C9F8808D99E34D_label_en-US" xlink:label="lab_us-gaap_TimeDeposits_985549856B24D05BC1C9F8808D99E34D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposits</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_us-gaap_TimeDeposits_985549856B24D05BC1C9F8808D99E34D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDeposits_985549856B24D05BC1C9F8808D99E34D" xlink:to="lab_us-gaap_TimeDeposits_985549856B24D05BC1C9F8808D99E34D" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementOfStockholdersEquityAbstract_242BE048AA3310C41C5577CEDF4216A6_label_en-US" xlink:label="lab_us-gaap_StatementOfStockholdersEquityAbstract_242BE048AA3310C41C5577CEDF4216A6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of Stockholders' Equity [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_242BE048AA3310C41C5577CEDF4216A6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_242BE048AA3310C41C5577CEDF4216A6" xlink:to="lab_us-gaap_StatementOfStockholdersEquityAbstract_242BE048AA3310C41C5577CEDF4216A6" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementTable_9F8752D3AB8172F2162D77CEDF423E29_terseLabel_en-US" xlink:label="lab_us-gaap_StatementTable_9F8752D3AB8172F2162D77CEDF423E29" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement [Table]</link:label>
    <link:label id="lab_us-gaap_StatementTable_9F8752D3AB8172F2162D77CEDF423E29_label_en-US" xlink:label="lab_us-gaap_StatementTable_9F8752D3AB8172F2162D77CEDF423E29" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_9F8752D3AB8172F2162D77CEDF423E29" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementTable_9F8752D3AB8172F2162D77CEDF423E29" xlink:to="lab_us-gaap_StatementTable_9F8752D3AB8172F2162D77CEDF423E29" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementEquityComponentsAxis_EDC6CF365A9ABEBCF3CB77CEDF439C5F_terseLabel_en-US" xlink:label="lab_us-gaap_StatementEquityComponentsAxis_EDC6CF365A9ABEBCF3CB77CEDF439C5F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity Components [Axis]</link:label>
    <link:label id="lab_us-gaap_StatementEquityComponentsAxis_EDC6CF365A9ABEBCF3CB77CEDF439C5F_label_en-US" xlink:label="lab_us-gaap_StatementEquityComponentsAxis_EDC6CF365A9ABEBCF3CB77CEDF439C5F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Components [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_EDC6CF365A9ABEBCF3CB77CEDF439C5F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_EDC6CF365A9ABEBCF3CB77CEDF439C5F" xlink:to="lab_us-gaap_StatementEquityComponentsAxis_EDC6CF365A9ABEBCF3CB77CEDF439C5F" xlink:type="arc" />
    <link:label id="lab_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3_terseLabel_en-US" xlink:label="lab_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity Component [Domain]</link:label>
    <link:label id="lab_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3_label_en-US" xlink:label="lab_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Component [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:to="lab_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:type="arc" />
    <link:label id="lab_us-gaap_PreferredStockMember_715850FF906E06D13A7277CEDF432C92_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockMember_715850FF906E06D13A7277CEDF432C92" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred Stock</link:label>
    <link:label id="lab_us-gaap_PreferredStockMember_715850FF906E06D13A7277CEDF432C92_label_en-US" xlink:label="lab_us-gaap_PreferredStockMember_715850FF906E06D13A7277CEDF432C92" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="loc_us-gaap_PreferredStockMember_715850FF906E06D13A7277CEDF432C92" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockMember_715850FF906E06D13A7277CEDF432C92" xlink:to="lab_us-gaap_PreferredStockMember_715850FF906E06D13A7277CEDF432C92" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonStockMember_B8F3CCED972A04221B7477CEDF43B852_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockMember_B8F3CCED972A04221B7477CEDF43B852" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common Stock</link:label>
    <link:label id="lab_us-gaap_CommonStockMember_B8F3CCED972A04221B7477CEDF43B852_label_en-US" xlink:label="lab_us-gaap_CommonStockMember_B8F3CCED972A04221B7477CEDF43B852" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember_B8F3CCED972A04221B7477CEDF43B852" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockMember_B8F3CCED972A04221B7477CEDF43B852" xlink:to="lab_us-gaap_CommonStockMember_B8F3CCED972A04221B7477CEDF43B852" xlink:type="arc" />
    <link:label id="lab_us-gaap_AdditionalPaidInCapitalMember_E8B9BA29D2FC213E322577CEDF43B4DE_terseLabel_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapitalMember_E8B9BA29D2FC213E322577CEDF43B4DE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additional Paid-in Capital</link:label>
    <link:label id="lab_us-gaap_AdditionalPaidInCapitalMember_E8B9BA29D2FC213E322577CEDF43B4DE_label_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapitalMember_E8B9BA29D2FC213E322577CEDF43B4DE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Additional Paid-in Capital [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_E8B9BA29D2FC213E322577CEDF43B4DE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdditionalPaidInCapitalMember_E8B9BA29D2FC213E322577CEDF43B4DE" xlink:to="lab_us-gaap_AdditionalPaidInCapitalMember_E8B9BA29D2FC213E322577CEDF43B4DE" xlink:type="arc" />
    <link:label id="lab_us-gaap_RetainedEarningsMember_31013104DB24A63A14C477CEDF44CC7E_terseLabel_en-US" xlink:label="lab_us-gaap_RetainedEarningsMember_31013104DB24A63A14C477CEDF44CC7E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retained Earnings</link:label>
    <link:label id="lab_us-gaap_RetainedEarningsMember_31013104DB24A63A14C477CEDF44CC7E_label_en-US" xlink:label="lab_us-gaap_RetainedEarningsMember_31013104DB24A63A14C477CEDF44CC7E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retained Earnings [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember_31013104DB24A63A14C477CEDF44CC7E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RetainedEarningsMember_31013104DB24A63A14C477CEDF44CC7E" xlink:to="lab_us-gaap_RetainedEarningsMember_31013104DB24A63A14C477CEDF44CC7E" xlink:type="arc" />
    <link:label id="lab_us-gaap_TreasuryStockMember_F2020E68F8377FF3BFBB77CEDF448207_terseLabel_en-US" xlink:label="lab_us-gaap_TreasuryStockMember_F2020E68F8377FF3BFBB77CEDF448207" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Treasury Stock, at Cost</link:label>
    <link:label id="lab_us-gaap_TreasuryStockMember_F2020E68F8377FF3BFBB77CEDF448207_label_en-US" xlink:label="lab_us-gaap_TreasuryStockMember_F2020E68F8377FF3BFBB77CEDF448207" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Treasury Stock [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockMember" xlink:label="loc_us-gaap_TreasuryStockMember_F2020E68F8377FF3BFBB77CEDF448207" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TreasuryStockMember_F2020E68F8377FF3BFBB77CEDF448207" xlink:to="lab_us-gaap_TreasuryStockMember_F2020E68F8377FF3BFBB77CEDF448207" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_82AC5392035F7F11462077CEDF4480C6_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_82AC5392035F7F11462077CEDF4480C6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Loss</link:label>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_82AC5392035F7F11462077CEDF4480C6_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_82AC5392035F7F11462077CEDF4480C6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">AOCI Attributable to Parent [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_82AC5392035F7F11462077CEDF4480C6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_82AC5392035F7F11462077CEDF4480C6" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_82AC5392035F7F11462077CEDF4480C6" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementLineItems_B3B7B5124CB6054B4E8377CEDF44DDCA_terseLabel_en-US" xlink:label="lab_us-gaap_StatementLineItems_B3B7B5124CB6054B4E8377CEDF44DDCA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement [Line Items]</link:label>
    <link:label id="lab_us-gaap_StatementLineItems_B3B7B5124CB6054B4E8377CEDF44DDCA_label_en-US" xlink:label="lab_us-gaap_StatementLineItems_B3B7B5124CB6054B4E8377CEDF44DDCA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_B3B7B5124CB6054B4E8377CEDF44DDCA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementLineItems_B3B7B5124CB6054B4E8377CEDF44DDCA" xlink:to="lab_us-gaap_StatementLineItems_B3B7B5124CB6054B4E8377CEDF44DDCA" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Stockholders' Equity [Roll Forward]</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Stockholders' Equity [Roll Forward]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:type="arc" />
    <link:label id="lab_us-gaap_SharesOutstanding_B8A8BB82AC8CD2B732E277CEDF45E91D_periodStartLabel_en-US" xlink:label="lab_us-gaap_SharesOutstanding_B8A8BB82AC8CD2B732E277CEDF45E91D" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance (in shares)</link:label>
    <link:label id="lab_us-gaap_SharesOutstanding_B8A8BB82AC8CD2B732E277CEDF45E91D_label_en-US" xlink:label="lab_us-gaap_SharesOutstanding_B8A8BB82AC8CD2B732E277CEDF45E91D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Shares, Outstanding</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SharesOutstanding" xlink:label="loc_us-gaap_SharesOutstanding_B8A8BB82AC8CD2B732E277CEDF45E91D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharesOutstanding_B8A8BB82AC8CD2B732E277CEDF45E91D" xlink:to="lab_us-gaap_SharesOutstanding_B8A8BB82AC8CD2B732E277CEDF45E91D" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockholdersEquity_1D30D0A3E164AF61884177CEDF451B0D_periodStartLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquity_1D30D0A3E164AF61884177CEDF451B0D" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance</link:label>
    <link:label id="lab_us-gaap_StockholdersEquity_1D30D0A3E164AF61884177CEDF451B0D_label_en-US" xlink:label="lab_us-gaap_StockholdersEquity_1D30D0A3E164AF61884177CEDF451B0D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stockholders' Equity Attributable to Parent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_1D30D0A3E164AF61884177CEDF451B0D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquity_1D30D0A3E164AF61884177CEDF451B0D" xlink:to="lab_us-gaap_StockholdersEquity_1D30D0A3E164AF61884177CEDF451B0D" xlink:type="arc" />
    <link:label id="lab_us-gaap_DividendsCommonStockCash_1EAA388E2E9DD8153E1E77CEDF453AD7_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DividendsCommonStockCash_1EAA388E2E9DD8153E1E77CEDF453AD7" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Dividends to common stockholders</link:label>
    <link:label id="lab_us-gaap_DividendsCommonStockCash_1EAA388E2E9DD8153E1E77CEDF453AD7_label_en-US" xlink:label="lab_us-gaap_DividendsCommonStockCash_1EAA388E2E9DD8153E1E77CEDF453AD7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends, Common Stock, Cash</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="loc_us-gaap_DividendsCommonStockCash_1EAA388E2E9DD8153E1E77CEDF453AD7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendsCommonStockCash_1EAA388E2E9DD8153E1E77CEDF453AD7" xlink:to="lab_us-gaap_DividendsCommonStockCash_1EAA388E2E9DD8153E1E77CEDF453AD7" xlink:type="arc" />
    <link:label id="lab_us-gaap_DividendsPreferredStockCash_DB36BE33766DF0BC1C0F77CEDF45A9C6_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DividendsPreferredStockCash_DB36BE33766DF0BC1C0F77CEDF45A9C6" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Dividends to preferred stockholders</link:label>
    <link:label id="lab_us-gaap_DividendsPreferredStockCash_DB36BE33766DF0BC1C0F77CEDF45A9C6_label_en-US" xlink:label="lab_us-gaap_DividendsPreferredStockCash_DB36BE33766DF0BC1C0F77CEDF45A9C6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends, Preferred Stock, Cash</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="loc_us-gaap_DividendsPreferredStockCash_DB36BE33766DF0BC1C0F77CEDF45A9C6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendsPreferredStockCash_DB36BE33766DF0BC1C0F77CEDF45A9C6" xlink:to="lab_us-gaap_DividendsPreferredStockCash_DB36BE33766DF0BC1C0F77CEDF45A9C6" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_DCE32D889C9363377FF677CEDF456DCB_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_DCE32D889C9363377FF677CEDF456DCB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred stock issued (in shares)</link:label>
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_DCE32D889C9363377FF677CEDF456DCB_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_DCE32D889C9363377FF677CEDF456DCB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stock Issued During Period, Shares, New Issues</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesNewIssues" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesNewIssues_DCE32D889C9363377FF677CEDF456DCB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodSharesNewIssues_DCE32D889C9363377FF677CEDF456DCB" xlink:to="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_DCE32D889C9363377FF677CEDF456DCB" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues_5055B921940BDDF18E5377CEDF469811_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues_5055B921940BDDF18E5377CEDF469811" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred stock issued</link:label>
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues_5055B921940BDDF18E5377CEDF469811_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues_5055B921940BDDF18E5377CEDF469811" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stock Issued During Period, Value, New Issues</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues_5055B921940BDDF18E5377CEDF469811" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues_5055B921940BDDF18E5377CEDF469811" xlink:to="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues_5055B921940BDDF18E5377CEDF469811" xlink:type="arc" />
    <link:label id="lab_us-gaap_TreasuryStockSharesAcquired_42812539A8EA26A5D0F277CEDF463402_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_TreasuryStockSharesAcquired_42812539A8EA26A5D0F277CEDF463402" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Treasury stock purchased (in shares)</link:label>
    <link:label id="lab_us-gaap_TreasuryStockSharesAcquired_42812539A8EA26A5D0F277CEDF463402_label_en-US" xlink:label="lab_us-gaap_TreasuryStockSharesAcquired_42812539A8EA26A5D0F277CEDF463402" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Treasury Stock, Shares, Acquired</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockSharesAcquired" xlink:label="loc_us-gaap_TreasuryStockSharesAcquired_42812539A8EA26A5D0F277CEDF463402" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TreasuryStockSharesAcquired_42812539A8EA26A5D0F277CEDF463402" xlink:to="lab_us-gaap_TreasuryStockSharesAcquired_42812539A8EA26A5D0F277CEDF463402" xlink:type="arc" />
    <link:label id="lab_us-gaap_TreasuryStockValueAcquiredCostMethod_BD30D066257C1916B34077CEDF460DDA_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_TreasuryStockValueAcquiredCostMethod_BD30D066257C1916B34077CEDF460DDA" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Treasury stock purchased</link:label>
    <link:label id="lab_us-gaap_TreasuryStockValueAcquiredCostMethod_BD30D066257C1916B34077CEDF460DDA_label_en-US" xlink:label="lab_us-gaap_TreasuryStockValueAcquiredCostMethod_BD30D066257C1916B34077CEDF460DDA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Treasury Stock, Value, Acquired, Cost Method</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="loc_us-gaap_TreasuryStockValueAcquiredCostMethod_BD30D066257C1916B34077CEDF460DDA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TreasuryStockValueAcquiredCostMethod_BD30D066257C1916B34077CEDF460DDA" xlink:to="lab_us-gaap_TreasuryStockValueAcquiredCostMethod_BD30D066257C1916B34077CEDF460DDA" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_93504A798674DC5384E077CEDF46B5E5_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_93504A798674DC5384E077CEDF46B5E5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-based compensation plans (in shares)</link:label>
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_93504A798674DC5384E077CEDF46B5E5_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_93504A798674DC5384E077CEDF46B5E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Shares Issued, Shares, Share-based Payment Arrangement, after Forfeiture</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_93504A798674DC5384E077CEDF46B5E5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_93504A798674DC5384E077CEDF46B5E5" xlink:to="lab_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_93504A798674DC5384E077CEDF46B5E5" xlink:type="arc" />
    <link:label id="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_3AFD55758602DD419EF277CEDF46217E_terseLabel_en-US" xlink:label="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_3AFD55758602DD419EF277CEDF46217E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-based compensation plans</link:label>
    <link:label id="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_3AFD55758602DD419EF277CEDF46217E_label_en-US" xlink:label="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_3AFD55758602DD419EF277CEDF46217E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">APIC, Share-based Payment Arrangement, Increase for Cost Recognition</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_3AFD55758602DD419EF277CEDF46217E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_3AFD55758602DD419EF277CEDF46217E" xlink:to="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_3AFD55758602DD419EF277CEDF46217E" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_424B9DF483156F7EED0477CEDF46BC99_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_424B9DF483156F7EED0477CEDF46BC99" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee stock purchase plan shares purchased</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_424B9DF483156F7EED0477CEDF46BC99" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_424B9DF483156F7EED0477CEDF46BC99" xlink:to="lab_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_424B9DF483156F7EED0477CEDF46BC99" xlink:type="arc" />
    <link:label id="lab_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_F4637234358E580C713077CEDF47CF8F_terseLabel_en-US" xlink:label="lab_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_F4637234358E580C713077CEDF47CF8F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cumulative effect of change in accounting standards</link:label>
    <link:label id="lab_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_F4637234358E580C713077CEDF47CF8F_label_en-US" xlink:label="lab_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_F4637234358E580C713077CEDF47CF8F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cumulative Effect of New Accounting Principle in Period of Adoption</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xlink:label="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_F4637234358E580C713077CEDF47CF8F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_F4637234358E580C713077CEDF47CF8F" xlink:to="lab_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_F4637234358E580C713077CEDF47CF8F" xlink:type="arc" />
    <link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A_terseLabel_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total comprehensive income:</link:label>
    <link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A_label_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Comprehensive Income (Loss), Net of Tax, Attributable to Parent [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A" xlink:to="lab_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetIncomeLoss_3263FA090DDE4F222BD777CEDF47A0E6_terseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLoss_3263FA090DDE4F222BD777CEDF47A0E6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net income</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_3263FA090DDE4F222BD777CEDF47A0E6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLoss_3263FA090DDE4F222BD777CEDF47A0E6" xlink:to="lab_us-gaap_NetIncomeLoss_3263FA090DDE4F222BD777CEDF47A0E6" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_BC6E2F37743A17150F9B77CEDF47493E_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_BC6E2F37743A17150F9B77CEDF47493E" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other comprehensive income (loss)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_BC6E2F37743A17150F9B77CEDF47493E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_BC6E2F37743A17150F9B77CEDF47493E" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_BC6E2F37743A17150F9B77CEDF47493E" xlink:type="arc" />
    <link:label id="lab_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_3C0A654E8E1DDF46A87377CEDF485F3F_terseLabel_en-US" xlink:label="lab_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_3C0A654E8E1DDF46A87377CEDF485F3F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reclassification of tax effects resulting from the 2017 Tax Legislation</link:label>
    <link:label id="lab_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_3C0A654E8E1DDF46A87377CEDF485F3F_label_en-US" xlink:label="lab_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_3C0A654E8E1DDF46A87377CEDF485F3F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Cuts and Jobs Act of 2017, Reclassification from AOCI to Retained Earnings</link:label>
    <link:label id="lab_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_3C0A654E8E1DDF46A87377CEDF485F3F_documentation_en-US" xlink:label="lab_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_3C0A654E8E1DDF46A87377CEDF485F3F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount of increase (decrease) in accumulated other comprehensive income (AOCI) for reclassification to retained earnings of tax effect from remeasurement of deferred tax pursuant to Tax Cuts and Jobs Act of 2017.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings" xlink:label="loc_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_3C0A654E8E1DDF46A87377CEDF485F3F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_3C0A654E8E1DDF46A87377CEDF485F3F" xlink:to="lab_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_3C0A654E8E1DDF46A87377CEDF485F3F" xlink:type="arc" />
    <link:label id="lab_us-gaap_SharesOutstanding_1CEEF741F970A06AE59877CEDF4801FA_periodEndLabel_en-US" xlink:label="lab_us-gaap_SharesOutstanding_1CEEF741F970A06AE59877CEDF4801FA" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance (in shares)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SharesOutstanding" xlink:label="loc_us-gaap_SharesOutstanding_1CEEF741F970A06AE59877CEDF4801FA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharesOutstanding_1CEEF741F970A06AE59877CEDF4801FA" xlink:to="lab_us-gaap_SharesOutstanding_1CEEF741F970A06AE59877CEDF4801FA" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockholdersEquity_CBC8354E06EDAAA5983077CEDF48CF50_periodEndLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquity_CBC8354E06EDAAA5983077CEDF48CF50" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_CBC8354E06EDAAA5983077CEDF48CF50" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquity_CBC8354E06EDAAA5983077CEDF48CF50" xlink:to="lab_us-gaap_StockholdersEquity_CBC8354E06EDAAA5983077CEDF48CF50" xlink:type="arc" />
    <link:label id="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_211C969C8F1C0AB83462A35942492AE9_label_en-US" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_211C969C8F1C0AB83462A35942492AE9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill and Intangible Assets Disclosure [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_211C969C8F1C0AB83462A35942492AE9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_211C969C8F1C0AB83462A35942492AE9" xlink:to="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_211C969C8F1C0AB83462A35942492AE9" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfGoodwillTextBlock_7E0C440EE4BB22243FCCA3594249979F_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfGoodwillTextBlock_7E0C440EE4BB22243FCCA3594249979F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of goodwill</link:label>
    <link:label id="lab_us-gaap_ScheduleOfGoodwillTextBlock_7E0C440EE4BB22243FCCA3594249979F_label_en-US" xlink:label="lab_us-gaap_ScheduleOfGoodwillTextBlock_7E0C440EE4BB22243FCCA3594249979F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Goodwill [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfGoodwillTextBlock" xlink:label="loc_us-gaap_ScheduleOfGoodwillTextBlock_7E0C440EE4BB22243FCCA3594249979F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfGoodwillTextBlock_7E0C440EE4BB22243FCCA3594249979F" xlink:to="lab_us-gaap_ScheduleOfGoodwillTextBlock_7E0C440EE4BB22243FCCA3594249979F" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_FCD484FEA17BA2ABA59EA359424A6AF1_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_FCD484FEA17BA2ABA59EA359424A6AF1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying value of intangible assets</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_FCD484FEA17BA2ABA59EA359424A6AF1_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_FCD484FEA17BA2ABA59EA359424A6AF1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Finite-Lived Intangible Assets [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_FCD484FEA17BA2ABA59EA359424A6AF1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_FCD484FEA17BA2ABA59EA359424A6AF1" xlink:to="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_FCD484FEA17BA2ABA59EA359424A6AF1" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_E8EEF3E173868D5FC7E6A359424A0539_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_E8EEF3E173868D5FC7E6A359424A0539" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Intangible assets future amortization expense</link:label>
    <link:label id="lab_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_E8EEF3E173868D5FC7E6A359424A0539_label_en-US" xlink:label="lab_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_E8EEF3E173868D5FC7E6A359424A0539" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xlink:label="loc_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_E8EEF3E173868D5FC7E6A359424A0539" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_E8EEF3E173868D5FC7E6A359424A0539" xlink:to="lab_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_E8EEF3E173868D5FC7E6A359424A0539" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_13634076C0E2EC9BE746CA2B231851A5_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_13634076C0E2EC9BE746CA2B231851A5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Hedging Relationship [Axis]</link:label>
    <link:label id="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_13634076C0E2EC9BE746CA2B231851A5_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_13634076C0E2EC9BE746CA2B231851A5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hedging Relationship [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_13634076C0E2EC9BE746CA2B231851A5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_13634076C0E2EC9BE746CA2B231851A5" xlink:to="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_13634076C0E2EC9BE746CA2B231851A5" xlink:type="arc" />
    <link:label id="lab_us-gaap_HedgingRelationshipDomain_7A0C7EA95F505E6C2043CA2B23181835_terseLabel_en-US" xlink:label="lab_us-gaap_HedgingRelationshipDomain_7A0C7EA95F505E6C2043CA2B23181835" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Hedging Relationship [Domain]</link:label>
    <link:label id="lab_us-gaap_HedgingRelationshipDomain_7A0C7EA95F505E6C2043CA2B23181835_label_en-US" xlink:label="lab_us-gaap_HedgingRelationshipDomain_7A0C7EA95F505E6C2043CA2B23181835" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hedging Relationship [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingRelationshipDomain" xlink:label="loc_us-gaap_HedgingRelationshipDomain_7A0C7EA95F505E6C2043CA2B23181835" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HedgingRelationshipDomain_7A0C7EA95F505E6C2043CA2B23181835" xlink:to="lab_us-gaap_HedgingRelationshipDomain_7A0C7EA95F505E6C2043CA2B23181835" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueHedgingMember_7F4CAEB550573269099ACA2B231896AE_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueHedgingMember_7F4CAEB550573269099ACA2B231896AE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Economic hedges</link:label>
    <link:label id="lab_us-gaap_FairValueHedgingMember_7F4CAEB550573269099ACA2B231896AE_label_en-US" xlink:label="lab_us-gaap_FairValueHedgingMember_7F4CAEB550573269099ACA2B231896AE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Hedging [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueHedgingMember" xlink:label="loc_us-gaap_FairValueHedgingMember_7F4CAEB550573269099ACA2B231896AE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueHedgingMember_7F4CAEB550573269099ACA2B231896AE" xlink:to="lab_us-gaap_FairValueHedgingMember_7F4CAEB550573269099ACA2B231896AE" xlink:type="arc" />
    <link:label id="lab_cfg_ForeignExchangeandTradeFinanceFeesMember_A03F1AED7AF80CB72884CA2B2319EB93_terseLabel_en-US" xlink:label="lab_cfg_ForeignExchangeandTradeFinanceFeesMember_A03F1AED7AF80CB72884CA2B2319EB93" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign exchange and interest rate products</link:label>
    <link:label id="lab_cfg_ForeignExchangeandTradeFinanceFeesMember_A03F1AED7AF80CB72884CA2B2319EB93_label_en-US" xlink:label="lab_cfg_ForeignExchangeandTradeFinanceFeesMember_A03F1AED7AF80CB72884CA2B2319EB93" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Foreign Exchange and Trade Finance Fees [Member]</link:label>
    <link:label id="lab_cfg_ForeignExchangeandTradeFinanceFeesMember_A03F1AED7AF80CB72884CA2B2319EB93_documentation_en-US" xlink:label="lab_cfg_ForeignExchangeandTradeFinanceFeesMember_A03F1AED7AF80CB72884CA2B2319EB93" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Foreign Exchange and Trade Finance Fees [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ForeignExchangeandTradeFinanceFeesMember" xlink:label="loc_cfg_ForeignExchangeandTradeFinanceFeesMember_A03F1AED7AF80CB72884CA2B2319EB93" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ForeignExchangeandTradeFinanceFeesMember_A03F1AED7AF80CB72884CA2B2319EB93" xlink:to="lab_cfg_ForeignExchangeandTradeFinanceFeesMember_A03F1AED7AF80CB72884CA2B2319EB93" xlink:type="arc" />
    <link:label id="lab_cfg_InterestRateContractCustomerMember_A51CD786D1927C7A6309CA2B231ADFD6_terseLabel_en-US" xlink:label="lab_cfg_InterestRateContractCustomerMember_A51CD786D1927C7A6309CA2B231ADFD6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Customer interest rate contracts</link:label>
    <link:label id="lab_cfg_InterestRateContractCustomerMember_A51CD786D1927C7A6309CA2B231ADFD6_label_en-US" xlink:label="lab_cfg_InterestRateContractCustomerMember_A51CD786D1927C7A6309CA2B231ADFD6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Rate Contract, Customer [Member]</link:label>
    <link:label id="lab_cfg_InterestRateContractCustomerMember_A51CD786D1927C7A6309CA2B231ADFD6_documentation_en-US" xlink:label="lab_cfg_InterestRateContractCustomerMember_A51CD786D1927C7A6309CA2B231ADFD6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest Rate Contract, Customer [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestRateContractCustomerMember" xlink:label="loc_cfg_InterestRateContractCustomerMember_A51CD786D1927C7A6309CA2B231ADFD6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_InterestRateContractCustomerMember_A51CD786D1927C7A6309CA2B231ADFD6" xlink:to="lab_cfg_InterestRateContractCustomerMember_A51CD786D1927C7A6309CA2B231ADFD6" xlink:type="arc" />
    <link:label id="lab_cfg_ForeignExchangeContractCustomerMember_5A4AA555497F541CBF08CA2B231A4347_terseLabel_en-US" xlink:label="lab_cfg_ForeignExchangeContractCustomerMember_5A4AA555497F541CBF08CA2B231A4347" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Customer foreign exchange contracts</link:label>
    <link:label id="lab_cfg_ForeignExchangeContractCustomerMember_5A4AA555497F541CBF08CA2B231A4347_label_en-US" xlink:label="lab_cfg_ForeignExchangeContractCustomerMember_5A4AA555497F541CBF08CA2B231A4347" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Foreign Exchange Contract, Customer [Member]</link:label>
    <link:label id="lab_cfg_ForeignExchangeContractCustomerMember_5A4AA555497F541CBF08CA2B231A4347_documentation_en-US" xlink:label="lab_cfg_ForeignExchangeContractCustomerMember_5A4AA555497F541CBF08CA2B231A4347" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Foreign Exchange Contract, Customer [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ForeignExchangeContractCustomerMember" xlink:label="loc_cfg_ForeignExchangeContractCustomerMember_5A4AA555497F541CBF08CA2B231A4347" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ForeignExchangeContractCustomerMember_5A4AA555497F541CBF08CA2B231A4347" xlink:to="lab_cfg_ForeignExchangeContractCustomerMember_5A4AA555497F541CBF08CA2B231A4347" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestRateContractMember_29551DFD0CFACC66EBB1CA2B231AE30D_terseLabel_en-US" xlink:label="lab_us-gaap_InterestRateContractMember_29551DFD0CFACC66EBB1CA2B231AE30D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivatives transactions to hedge interest rate risk</link:label>
    <link:label id="lab_us-gaap_InterestRateContractMember_29551DFD0CFACC66EBB1CA2B231AE30D_label_en-US" xlink:label="lab_us-gaap_InterestRateContractMember_29551DFD0CFACC66EBB1CA2B231AE30D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Rate Contract [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestRateContractMember" xlink:label="loc_us-gaap_InterestRateContractMember_29551DFD0CFACC66EBB1CA2B231AE30D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestRateContractMember_29551DFD0CFACC66EBB1CA2B231AE30D" xlink:to="lab_us-gaap_InterestRateContractMember_29551DFD0CFACC66EBB1CA2B231AE30D" xlink:type="arc" />
    <link:label id="lab_us-gaap_ForeignExchangeContractMember_2EEE9D4B66A4CA2DF3BBCA2B231A2538_verboseLabel_en-US" xlink:label="lab_us-gaap_ForeignExchangeContractMember_2EEE9D4B66A4CA2DF3BBCA2B231A2538" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Derivatives transactions to hedge foreign exchange risk</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ForeignExchangeContractMember" xlink:label="loc_us-gaap_ForeignExchangeContractMember_2EEE9D4B66A4CA2DF3BBCA2B231A2538" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ForeignExchangeContractMember_2EEE9D4B66A4CA2DF3BBCA2B231A2538" xlink:to="lab_us-gaap_ForeignExchangeContractMember_2EEE9D4B66A4CA2DF3BBCA2B231A2538" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommitmentsToExtendCreditMember_2363DCA601F7282DC1B0CA2B231B4FDD_terseLabel_en-US" xlink:label="lab_us-gaap_CommitmentsToExtendCreditMember_2363DCA601F7282DC1B0CA2B231B4FDD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Residential loan commitments</link:label>
    <link:label id="lab_us-gaap_CommitmentsToExtendCreditMember_2363DCA601F7282DC1B0CA2B231B4FDD_label_en-US" xlink:label="lab_us-gaap_CommitmentsToExtendCreditMember_2363DCA601F7282DC1B0CA2B231B4FDD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commitments to Extend Credit [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsToExtendCreditMember" xlink:label="loc_us-gaap_CommitmentsToExtendCreditMember_2363DCA601F7282DC1B0CA2B231B4FDD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommitmentsToExtendCreditMember_2363DCA601F7282DC1B0CA2B231B4FDD" xlink:to="lab_us-gaap_CommitmentsToExtendCreditMember_2363DCA601F7282DC1B0CA2B231B4FDD" xlink:type="arc" />
    <link:label id="lab_us-gaap_ForwardContractsMember_00A90015FE2F348C64B6CA2B231BBFD6_terseLabel_en-US" xlink:label="lab_us-gaap_ForwardContractsMember_00A90015FE2F348C64B6CA2B231BBFD6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Forward sale contracts</link:label>
    <link:label id="lab_us-gaap_ForwardContractsMember_00A90015FE2F348C64B6CA2B231BBFD6_label_en-US" xlink:label="lab_us-gaap_ForwardContractsMember_00A90015FE2F348C64B6CA2B231BBFD6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Forward Contracts [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ForwardContractsMember" xlink:label="loc_us-gaap_ForwardContractsMember_00A90015FE2F348C64B6CA2B231BBFD6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ForwardContractsMember_00A90015FE2F348C64B6CA2B231BBFD6" xlink:to="lab_us-gaap_ForwardContractsMember_00A90015FE2F348C64B6CA2B231BBFD6" xlink:type="arc" />
    <link:label id="lab_cfg_InterestRateContractMortgageServicingRightsMember_A20C9C75B4972ADBD0D2CA2B231B17D4_terseLabel_en-US" xlink:label="lab_cfg_InterestRateContractMortgageServicingRightsMember_A20C9C75B4972ADBD0D2CA2B231B17D4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate derivative contracts used to hedge residential MSRs</link:label>
    <link:label id="lab_cfg_InterestRateContractMortgageServicingRightsMember_A20C9C75B4972ADBD0D2CA2B231B17D4_label_en-US" xlink:label="lab_cfg_InterestRateContractMortgageServicingRightsMember_A20C9C75B4972ADBD0D2CA2B231B17D4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Rate Contract, Mortgage Servicing Rights [Member]</link:label>
    <link:label id="lab_cfg_InterestRateContractMortgageServicingRightsMember_A20C9C75B4972ADBD0D2CA2B231B17D4_documentation_en-US" xlink:label="lab_cfg_InterestRateContractMortgageServicingRightsMember_A20C9C75B4972ADBD0D2CA2B231B17D4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest Rate Contract, Mortgage Servicing Rights [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestRateContractMortgageServicingRightsMember" xlink:label="loc_cfg_InterestRateContractMortgageServicingRightsMember_A20C9C75B4972ADBD0D2CA2B231B17D4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_InterestRateContractMortgageServicingRightsMember_A20C9C75B4972ADBD0D2CA2B231B17D4" xlink:to="lab_cfg_InterestRateContractMortgageServicingRightsMember_A20C9C75B4972ADBD0D2CA2B231B17D4" xlink:type="arc" />
    <link:label id="lab_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_E64C95474B83A40F1435CAA3350F9A2D_terseLabel_en-US" xlink:label="lab_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_E64C95474B83A40F1435CAA3350F9A2D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate derivative contracts used to hedge residential MSRs, at LOCOM</link:label>
    <link:label id="lab_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_E64C95474B83A40F1435CAA3350F9A2D_label_en-US" xlink:label="lab_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_E64C95474B83A40F1435CAA3350F9A2D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Rate Contract, Mortgage Servicing Rights, Lower Of Cost Or Market [Member]</link:label>
    <link:label id="lab_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_E64C95474B83A40F1435CAA3350F9A2D_documentation_en-US" xlink:label="lab_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_E64C95474B83A40F1435CAA3350F9A2D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest Rate Contract, Mortgage Servicing Rights, Lower Of Cost Or Market [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember" xlink:label="loc_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_E64C95474B83A40F1435CAA3350F9A2D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_E64C95474B83A40F1435CAA3350F9A2D" xlink:to="lab_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_E64C95474B83A40F1435CAA3350F9A2D" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeGainLossOnDerivativeNet_239E5A3F7B3C122FB42BCA2B231B5FCA_netLabel_en-US" xlink:label="lab_us-gaap_DerivativeGainLossOnDerivativeNet_239E5A3F7B3C122FB42BCA2B231B5FCA" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Amounts Recognized in Noninterest Income</link:label>
    <link:label id="lab_us-gaap_DerivativeGainLossOnDerivativeNet_239E5A3F7B3C122FB42BCA2B231B5FCA_label_en-US" xlink:label="lab_us-gaap_DerivativeGainLossOnDerivativeNet_239E5A3F7B3C122FB42BCA2B231B5FCA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative, Gain (Loss) on Derivative, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNet" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_239E5A3F7B3C122FB42BCA2B231B5FCA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeGainLossOnDerivativeNet_239E5A3F7B3C122FB42BCA2B231B5FCA" xlink:to="lab_us-gaap_DerivativeGainLossOnDerivativeNet_239E5A3F7B3C122FB42BCA2B231B5FCA" xlink:type="arc" />
    <link:label id="lab_us-gaap_CapitalLeasesOfLesseeAbstract_05F9F69EA9F9FF683C3ECF6B6F09317E_terseLabel_en-US" xlink:label="lab_us-gaap_CapitalLeasesOfLesseeAbstract_05F9F69EA9F9FF683C3ECF6B6F09317E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital Leases of Lessee [Abstract]</link:label>
    <link:label id="lab_us-gaap_CapitalLeasesOfLesseeAbstract_05F9F69EA9F9FF683C3ECF6B6F09317E_label_en-US" xlink:label="lab_us-gaap_CapitalLeasesOfLesseeAbstract_05F9F69EA9F9FF683C3ECF6B6F09317E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital Leases of Lessee [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalLeasesOfLesseeAbstract" xlink:label="loc_us-gaap_CapitalLeasesOfLesseeAbstract_05F9F69EA9F9FF683C3ECF6B6F09317E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalLeasesOfLesseeAbstract_05F9F69EA9F9FF683C3ECF6B6F09317E" xlink:to="lab_us-gaap_CapitalLeasesOfLesseeAbstract_05F9F69EA9F9FF683C3ECF6B6F09317E" xlink:type="arc" />
    <link:label id="lab_us-gaap_Depreciation_2BF72896C2BE9FA92989CF6B6F09122D_terseLabel_en-US" xlink:label="lab_us-gaap_Depreciation_2BF72896C2BE9FA92989CF6B6F09122D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Depreciation expense</link:label>
    <link:label id="lab_us-gaap_Depreciation_2BF72896C2BE9FA92989CF6B6F09122D_label_en-US" xlink:label="lab_us-gaap_Depreciation_2BF72896C2BE9FA92989CF6B6F09122D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Depreciation</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Depreciation" xlink:label="loc_us-gaap_Depreciation_2BF72896C2BE9FA92989CF6B6F09122D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Depreciation_2BF72896C2BE9FA92989CF6B6F09122D" xlink:to="lab_us-gaap_Depreciation_2BF72896C2BE9FA92989CF6B6F09122D" xlink:type="arc" />
    <link:label id="lab_us-gaap_CapitalizedComputerSoftwareNetAbstract_EE568D0BC84C6BB89F88CF6B6F0ABCAF_terseLabel_en-US" xlink:label="lab_us-gaap_CapitalizedComputerSoftwareNetAbstract_EE568D0BC84C6BB89F88CF6B6F0ABCAF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capitalized Software</link:label>
    <link:label id="lab_us-gaap_CapitalizedComputerSoftwareNetAbstract_EE568D0BC84C6BB89F88CF6B6F0ABCAF_label_en-US" xlink:label="lab_us-gaap_CapitalizedComputerSoftwareNetAbstract_EE568D0BC84C6BB89F88CF6B6F0ABCAF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capitalized Computer Software, Net [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalizedComputerSoftwareNetAbstract" xlink:label="loc_us-gaap_CapitalizedComputerSoftwareNetAbstract_EE568D0BC84C6BB89F88CF6B6F0ABCAF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalizedComputerSoftwareNetAbstract_EE568D0BC84C6BB89F88CF6B6F0ABCAF" xlink:to="lab_us-gaap_CapitalizedComputerSoftwareNetAbstract_EE568D0BC84C6BB89F88CF6B6F0ABCAF" xlink:type="arc" />
    <link:label id="lab_us-gaap_CapitalizedComputerSoftwareGross_58B65AFB89B982D41CB8CF6B6F0A31E2_terseLabel_en-US" xlink:label="lab_us-gaap_CapitalizedComputerSoftwareGross_58B65AFB89B982D41CB8CF6B6F0A31E2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capitalized software, gross</link:label>
    <link:label id="lab_us-gaap_CapitalizedComputerSoftwareGross_58B65AFB89B982D41CB8CF6B6F0A31E2_label_en-US" xlink:label="lab_us-gaap_CapitalizedComputerSoftwareGross_58B65AFB89B982D41CB8CF6B6F0A31E2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capitalized Computer Software, Gross</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalizedComputerSoftwareGross" xlink:label="loc_us-gaap_CapitalizedComputerSoftwareGross_58B65AFB89B982D41CB8CF6B6F0A31E2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalizedComputerSoftwareGross_58B65AFB89B982D41CB8CF6B6F0A31E2" xlink:to="lab_us-gaap_CapitalizedComputerSoftwareGross_58B65AFB89B982D41CB8CF6B6F0A31E2" xlink:type="arc" />
    <link:label id="lab_us-gaap_CapitalizedComputerSoftwareAccumulatedAmortization_B77122DC68D33925D82ECF6B6F0AAB9D_terseLabel_en-US" xlink:label="lab_us-gaap_CapitalizedComputerSoftwareAccumulatedAmortization_B77122DC68D33925D82ECF6B6F0AAB9D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capitalized software, accumulated amortization</link:label>
    <link:label id="lab_us-gaap_CapitalizedComputerSoftwareAccumulatedAmortization_B77122DC68D33925D82ECF6B6F0AAB9D_label_en-US" xlink:label="lab_us-gaap_CapitalizedComputerSoftwareAccumulatedAmortization_B77122DC68D33925D82ECF6B6F0AAB9D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capitalized Computer Software, Accumulated Amortization</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalizedComputerSoftwareAccumulatedAmortization" xlink:label="loc_us-gaap_CapitalizedComputerSoftwareAccumulatedAmortization_B77122DC68D33925D82ECF6B6F0AAB9D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalizedComputerSoftwareAccumulatedAmortization_B77122DC68D33925D82ECF6B6F0AAB9D" xlink:to="lab_us-gaap_CapitalizedComputerSoftwareAccumulatedAmortization_B77122DC68D33925D82ECF6B6F0AAB9D" xlink:type="arc" />
    <link:label id="lab_us-gaap_CapitalizedComputerSoftwareAmortization1_C1D6472953F405B92B8ACF6B6F0A81B6_terseLabel_en-US" xlink:label="lab_us-gaap_CapitalizedComputerSoftwareAmortization1_C1D6472953F405B92B8ACF6B6F0A81B6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortization of software</link:label>
    <link:label id="lab_us-gaap_CapitalizedComputerSoftwareAmortization1_C1D6472953F405B92B8ACF6B6F0A81B6_label_en-US" xlink:label="lab_us-gaap_CapitalizedComputerSoftwareAmortization1_C1D6472953F405B92B8ACF6B6F0A81B6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capitalized Computer Software, Amortization</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalizedComputerSoftwareAmortization1" xlink:label="loc_us-gaap_CapitalizedComputerSoftwareAmortization1_C1D6472953F405B92B8ACF6B6F0A81B6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalizedComputerSoftwareAmortization1_C1D6472953F405B92B8ACF6B6F0A81B6" xlink:to="lab_us-gaap_CapitalizedComputerSoftwareAmortization1_C1D6472953F405B92B8ACF6B6F0A81B6" xlink:type="arc" />
    <link:label id="lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_DC9D9580EFD42348B4B7355EE574CA42_terseLabel_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_DC9D9580EFD42348B4B7355EE574CA42" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Impaired Loans With a Related Allowance</link:label>
    <link:label id="lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_DC9D9580EFD42348B4B7355EE574CA42_label_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_DC9D9580EFD42348B4B7355EE574CA42" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impaired Financing Receivable, with Related Allowance, Recorded Investment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_DC9D9580EFD42348B4B7355EE574CA42" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_DC9D9580EFD42348B4B7355EE574CA42" xlink:to="lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_DC9D9580EFD42348B4B7355EE574CA42" xlink:type="arc" />
    <link:label id="lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance_305F0CD359D1E859EFEF355EE574E64D_terseLabel_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance_305F0CD359D1E859EFEF355EE574E64D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance on Impaired Loans</link:label>
    <link:label id="lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance_305F0CD359D1E859EFEF355EE574E64D_label_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance_305F0CD359D1E859EFEF355EE574E64D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impaired Financing Receivable, Related Allowance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableRelatedAllowance_305F0CD359D1E859EFEF355EE574E64D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairedFinancingReceivableRelatedAllowance_305F0CD359D1E859EFEF355EE574E64D" xlink:to="lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance_305F0CD359D1E859EFEF355EE574E64D" xlink:type="arc" />
    <link:label id="lab_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_070885D713FC4E9DE111355EE575B788_terseLabel_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_070885D713FC4E9DE111355EE575B788" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Impaired Loans Without a Related Allowance</link:label>
    <link:label id="lab_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_070885D713FC4E9DE111355EE575B788_label_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_070885D713FC4E9DE111355EE575B788" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_070885D713FC4E9DE111355EE575B788" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_070885D713FC4E9DE111355EE575B788" xlink:to="lab_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_070885D713FC4E9DE111355EE575B788" xlink:type="arc" />
    <link:label id="lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_ADB18B8AC3396D0BDE48355EE575AB71_terseLabel_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_ADB18B8AC3396D0BDE48355EE575AB71" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unpaid Contractual Balance</link:label>
    <link:label id="lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_ADB18B8AC3396D0BDE48355EE575AB71_label_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_ADB18B8AC3396D0BDE48355EE575AB71" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impaired Financing Receivable, Unpaid Principal Balance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_ADB18B8AC3396D0BDE48355EE575AB71" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_ADB18B8AC3396D0BDE48355EE575AB71" xlink:to="lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_ADB18B8AC3396D0BDE48355EE575AB71" xlink:type="arc" />
    <link:label id="lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment_BC43E424D466EC92B0D6355EE5752CB2_totalLabel_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment_BC43E424D466EC92B0D6355EE5752CB2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total Recorded Investment in Impaired Loans</link:label>
    <link:label id="lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment_BC43E424D466EC92B0D6355EE5752CB2_label_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment_BC43E424D466EC92B0D6355EE5752CB2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impaired Financing Receivable, Recorded Investment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableRecordedInvestment_BC43E424D466EC92B0D6355EE5752CB2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairedFinancingReceivableRecordedInvestment_BC43E424D466EC92B0D6355EE5752CB2" xlink:to="lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment_BC43E424D466EC92B0D6355EE5752CB2" xlink:type="arc" />
    <link:label id="lab_us-gaap_MortgageBankingAbstract_7F347F97BEB5AD5426B5CA2B2400C262_label_en-US" xlink:label="lab_us-gaap_MortgageBankingAbstract_7F347F97BEB5AD5426B5CA2B2400C262" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Banking [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBankingAbstract" xlink:label="loc_us-gaap_MortgageBankingAbstract_7F347F97BEB5AD5426B5CA2B2400C262" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MortgageBankingAbstract_7F347F97BEB5AD5426B5CA2B2400C262" xlink:to="lab_us-gaap_MortgageBankingAbstract_7F347F97BEB5AD5426B5CA2B2400C262" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_E32AC256525CA9CC85F8CA2B2400CEEA_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_E32AC256525CA9CC85F8CA2B2400CEEA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Accounts, Notes, Loans and Financing Receivable [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_E32AC256525CA9CC85F8CA2B2400CEEA_label_en-US" xlink:label="lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_E32AC256525CA9CC85F8CA2B2400CEEA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Accounts, Notes, Loans and Financing Receivable [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_E32AC256525CA9CC85F8CA2B2400CEEA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_E32AC256525CA9CC85F8CA2B2400CEEA" xlink:to="lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_E32AC256525CA9CC85F8CA2B2400CEEA" xlink:type="arc" />
    <link:label id="lab_cfg_MortgageLoansServicedForOthersMember_FA0933D9BAD0CD2FC113CA2B24022650_terseLabel_en-US" xlink:label="lab_cfg_MortgageLoansServicedForOthersMember_FA0933D9BAD0CD2FC113CA2B24022650" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage loans serviced for others</link:label>
    <link:label id="lab_cfg_MortgageLoansServicedForOthersMember_FA0933D9BAD0CD2FC113CA2B24022650_label_en-US" xlink:label="lab_cfg_MortgageLoansServicedForOthersMember_FA0933D9BAD0CD2FC113CA2B24022650" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Loans Serviced For Others [Member]</link:label>
    <link:label id="lab_cfg_MortgageLoansServicedForOthersMember_FA0933D9BAD0CD2FC113CA2B24022650_documentation_en-US" xlink:label="lab_cfg_MortgageLoansServicedForOthersMember_FA0933D9BAD0CD2FC113CA2B24022650" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgage Loans Serviced For Others [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageLoansServicedForOthersMember" xlink:label="loc_cfg_MortgageLoansServicedForOthersMember_FA0933D9BAD0CD2FC113CA2B24022650" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_MortgageLoansServicedForOthersMember_FA0933D9BAD0CD2FC113CA2B24022650" xlink:to="lab_cfg_MortgageLoansServicedForOthersMember_FA0933D9BAD0CD2FC113CA2B24022650" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccountsNotesAndLoansReceivableLineItems_7ADFA62FB6F487174143CA2B2402D2D7_terseLabel_en-US" xlink:label="lab_us-gaap_AccountsNotesAndLoansReceivableLineItems_7ADFA62FB6F487174143CA2B2402D2D7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivable [Line Items]</link:label>
    <link:label id="lab_us-gaap_AccountsNotesAndLoansReceivableLineItems_7ADFA62FB6F487174143CA2B2402D2D7_label_en-US" xlink:label="lab_us-gaap_AccountsNotesAndLoansReceivableLineItems_7ADFA62FB6F487174143CA2B2402D2D7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivable [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_7ADFA62FB6F487174143CA2B2402D2D7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_7ADFA62FB6F487174143CA2B2402D2D7" xlink:to="lab_us-gaap_AccountsNotesAndLoansReceivableLineItems_7ADFA62FB6F487174143CA2B2402D2D7" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_0BE92397719A34B89DD5CA2B24021B72_terseLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_0BE92397719A34B89DD5CA2B24021B72" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and leases</link:label>
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_0BE92397719A34B89DD5CA2B24021B72_label_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_0BE92397719A34B89DD5CA2B24021B72" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and Leases Receivable, Gross</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_0BE92397719A34B89DD5CA2B24021B72" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_0BE92397719A34B89DD5CA2B24021B72" xlink:to="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_0BE92397719A34B89DD5CA2B24021B72" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfStockByClassTable_64346483CC67625D4B3F1D46CB51008B_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfStockByClassTable_64346483CC67625D4B3F1D46CB51008B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Stock by Class [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfStockByClassTable_64346483CC67625D4B3F1D46CB51008B_label_en-US" xlink:label="lab_us-gaap_ScheduleOfStockByClassTable_64346483CC67625D4B3F1D46CB51008B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Stock by Class [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="loc_us-gaap_ScheduleOfStockByClassTable_64346483CC67625D4B3F1D46CB51008B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_64346483CC67625D4B3F1D46CB51008B" xlink:to="lab_us-gaap_ScheduleOfStockByClassTable_64346483CC67625D4B3F1D46CB51008B" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementClassOfStockAxis_52CCCA51658AE51C06F41D46CB51AAB3_terseLabel_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis_52CCCA51658AE51C06F41D46CB51AAB3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of Stock [Axis]</link:label>
    <link:label id="lab_us-gaap_StatementClassOfStockAxis_52CCCA51658AE51C06F41D46CB51AAB3_label_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis_52CCCA51658AE51C06F41D46CB51AAB3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Stock [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaap_StatementClassOfStockAxis_52CCCA51658AE51C06F41D46CB51AAB3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementClassOfStockAxis_52CCCA51658AE51C06F41D46CB51AAB3" xlink:to="lab_us-gaap_StatementClassOfStockAxis_52CCCA51658AE51C06F41D46CB51AAB3" xlink:type="arc" />
    <link:label id="lab_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18_terseLabel_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of Stock [Domain]</link:label>
    <link:label id="lab_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18_label_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Stock [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:to="lab_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:type="arc" />
    <link:label id="lab_us-gaap_SeriesAPreferredStockMember_51998B97DBA54808A2F71D46CB523865_terseLabel_en-US" xlink:label="lab_us-gaap_SeriesAPreferredStockMember_51998B97DBA54808A2F71D46CB523865" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series A Preferred Stock</link:label>
    <link:label id="lab_us-gaap_SeriesAPreferredStockMember_51998B97DBA54808A2F71D46CB523865_label_en-US" xlink:label="lab_us-gaap_SeriesAPreferredStockMember_51998B97DBA54808A2F71D46CB523865" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Series A Preferred Stock [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="loc_us-gaap_SeriesAPreferredStockMember_51998B97DBA54808A2F71D46CB523865" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeriesAPreferredStockMember_51998B97DBA54808A2F71D46CB523865" xlink:to="lab_us-gaap_SeriesAPreferredStockMember_51998B97DBA54808A2F71D46CB523865" xlink:type="arc" />
    <link:label id="lab_us-gaap_SeriesBPreferredStockMember_A93BD486F045FF924EA01D46CB531220_terseLabel_en-US" xlink:label="lab_us-gaap_SeriesBPreferredStockMember_A93BD486F045FF924EA01D46CB531220" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series B Preferred Stock</link:label>
    <link:label id="lab_us-gaap_SeriesBPreferredStockMember_A93BD486F045FF924EA01D46CB531220_label_en-US" xlink:label="lab_us-gaap_SeriesBPreferredStockMember_A93BD486F045FF924EA01D46CB531220" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Series B Preferred Stock [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="loc_us-gaap_SeriesBPreferredStockMember_A93BD486F045FF924EA01D46CB531220" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeriesBPreferredStockMember_A93BD486F045FF924EA01D46CB531220" xlink:to="lab_us-gaap_SeriesBPreferredStockMember_A93BD486F045FF924EA01D46CB531220" xlink:type="arc" />
    <link:label id="lab_us-gaap_SeriesCPreferredStockMember_F7EDA91BF5CB9197D98D1D46CB534ECB_terseLabel_en-US" xlink:label="lab_us-gaap_SeriesCPreferredStockMember_F7EDA91BF5CB9197D98D1D46CB534ECB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series C Preferred Stock</link:label>
    <link:label id="lab_us-gaap_SeriesCPreferredStockMember_F7EDA91BF5CB9197D98D1D46CB534ECB_label_en-US" xlink:label="lab_us-gaap_SeriesCPreferredStockMember_F7EDA91BF5CB9197D98D1D46CB534ECB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Series C Preferred Stock [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="loc_us-gaap_SeriesCPreferredStockMember_F7EDA91BF5CB9197D98D1D46CB534ECB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeriesCPreferredStockMember_F7EDA91BF5CB9197D98D1D46CB534ECB" xlink:to="lab_us-gaap_SeriesCPreferredStockMember_F7EDA91BF5CB9197D98D1D46CB534ECB" xlink:type="arc" />
    <link:label id="lab_us-gaap_SeriesDPreferredStockMember_0105BB81BA16B16DCED91D46CB53F5DE_terseLabel_en-US" xlink:label="lab_us-gaap_SeriesDPreferredStockMember_0105BB81BA16B16DCED91D46CB53F5DE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series D Preferred Stock</link:label>
    <link:label id="lab_us-gaap_SeriesDPreferredStockMember_0105BB81BA16B16DCED91D46CB53F5DE_label_en-US" xlink:label="lab_us-gaap_SeriesDPreferredStockMember_0105BB81BA16B16DCED91D46CB53F5DE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Series D Preferred Stock [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesDPreferredStockMember" xlink:label="loc_us-gaap_SeriesDPreferredStockMember_0105BB81BA16B16DCED91D46CB53F5DE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeriesDPreferredStockMember_0105BB81BA16B16DCED91D46CB53F5DE" xlink:to="lab_us-gaap_SeriesDPreferredStockMember_0105BB81BA16B16DCED91D46CB53F5DE" xlink:type="arc" />
    <link:label id="lab_us-gaap_SeriesEPreferredStockMember_1A284FA351BCE1C009551D46CB53BD69_terseLabel_en-US" xlink:label="lab_us-gaap_SeriesEPreferredStockMember_1A284FA351BCE1C009551D46CB53BD69" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series E Preferred Stock</link:label>
    <link:label id="lab_us-gaap_SeriesEPreferredStockMember_1A284FA351BCE1C009551D46CB53BD69_label_en-US" xlink:label="lab_us-gaap_SeriesEPreferredStockMember_1A284FA351BCE1C009551D46CB53BD69" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Series E Preferred Stock [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesEPreferredStockMember" xlink:label="loc_us-gaap_SeriesEPreferredStockMember_1A284FA351BCE1C009551D46CB53BD69" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeriesEPreferredStockMember_1A284FA351BCE1C009551D46CB53BD69" xlink:to="lab_us-gaap_SeriesEPreferredStockMember_1A284FA351BCE1C009551D46CB53BD69" xlink:type="arc" />
    <link:label id="lab_us-gaap_ClassOfStockLineItems_BFF927D49A14F767C4071D46CB534A93_terseLabel_en-US" xlink:label="lab_us-gaap_ClassOfStockLineItems_BFF927D49A14F767C4071D46CB534A93" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of Stock [Line Items]</link:label>
    <link:label id="lab_us-gaap_ClassOfStockLineItems_BFF927D49A14F767C4071D46CB534A93_label_en-US" xlink:label="lab_us-gaap_ClassOfStockLineItems_BFF927D49A14F767C4071D46CB534A93" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Stock [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockLineItems" xlink:label="loc_us-gaap_ClassOfStockLineItems_BFF927D49A14F767C4071D46CB534A93" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ClassOfStockLineItems_BFF927D49A14F767C4071D46CB534A93" xlink:to="lab_us-gaap_ClassOfStockLineItems_BFF927D49A14F767C4071D46CB534A93" xlink:type="arc" />
    <link:label id="lab_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred Stock</link:label>
    <link:label id="lab_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84_label_en-US" xlink:label="lab_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Shares Subscribed but Unissued, Value [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract" xlink:label="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="lab_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:type="arc" />
    <link:label id="lab_us-gaap_PreferredStockSharesAuthorized_6FD29F360301643EB1E31D46CB546201_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockSharesAuthorized_6FD29F360301643EB1E31D46CB546201" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred stock, authorized (in shares)</link:label>
    <link:label id="lab_us-gaap_PreferredStockSharesAuthorized_6FD29F360301643EB1E31D46CB546201_label_en-US" xlink:label="lab_us-gaap_PreferredStockSharesAuthorized_6FD29F360301643EB1E31D46CB546201" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Shares Authorized</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_6FD29F360301643EB1E31D46CB546201" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockSharesAuthorized_6FD29F360301643EB1E31D46CB546201" xlink:to="lab_us-gaap_PreferredStockSharesAuthorized_6FD29F360301643EB1E31D46CB546201" xlink:type="arc" />
    <link:label id="lab_us-gaap_PreferredStockParOrStatedValuePerShare_129CE146E06178B44DE21D46CB54128E_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockParOrStatedValuePerShare_129CE146E06178B44DE21D46CB54128E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred stock, par value (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_PreferredStockParOrStatedValuePerShare_129CE146E06178B44DE21D46CB54128E_label_en-US" xlink:label="lab_us-gaap_PreferredStockParOrStatedValuePerShare_129CE146E06178B44DE21D46CB54128E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Par or Stated Value Per Share</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare_129CE146E06178B44DE21D46CB54128E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockParOrStatedValuePerShare_129CE146E06178B44DE21D46CB54128E" xlink:to="lab_us-gaap_PreferredStockParOrStatedValuePerShare_129CE146E06178B44DE21D46CB54128E" xlink:type="arc" />
    <link:label id="lab_us-gaap_PreferredStockLiquidationPreference_22959856E624FB0B86EC1D46CB545572_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockLiquidationPreference_22959856E624FB0B86EC1D46CB545572" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred stock, liquidation preference (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_PreferredStockLiquidationPreference_22959856E624FB0B86EC1D46CB545572_label_en-US" xlink:label="lab_us-gaap_PreferredStockLiquidationPreference_22959856E624FB0B86EC1D46CB545572" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Liquidation Preference Per Share</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:label="loc_us-gaap_PreferredStockLiquidationPreference_22959856E624FB0B86EC1D46CB545572" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockLiquidationPreference_22959856E624FB0B86EC1D46CB545572" xlink:to="lab_us-gaap_PreferredStockLiquidationPreference_22959856E624FB0B86EC1D46CB545572" xlink:type="arc" />
    <link:label id="lab_us-gaap_PreferredStockSharesIssued_9FFCE95A66D53CAD7D911D46CB545918_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockSharesIssued_9FFCE95A66D53CAD7D911D46CB545918" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred stock, issued (in shares)</link:label>
    <link:label id="lab_us-gaap_PreferredStockSharesIssued_9FFCE95A66D53CAD7D911D46CB545918_label_en-US" xlink:label="lab_us-gaap_PreferredStockSharesIssued_9FFCE95A66D53CAD7D911D46CB545918" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Shares Issued</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued_9FFCE95A66D53CAD7D911D46CB545918" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockSharesIssued_9FFCE95A66D53CAD7D911D46CB545918" xlink:to="lab_us-gaap_PreferredStockSharesIssued_9FFCE95A66D53CAD7D911D46CB545918" xlink:type="arc" />
    <link:label id="lab_us-gaap_PreferredStockValue_F6C6066E49B89B74A60D1D46CB54B1CC_verboseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockValue_F6C6066E49B89B74A60D1D46CB54B1CC" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Preferred stock, issued</link:label>
    <link:label id="lab_us-gaap_PreferredStockValue_F6C6066E49B89B74A60D1D46CB54B1CC_label_en-US" xlink:label="lab_us-gaap_PreferredStockValue_F6C6066E49B89B74A60D1D46CB54B1CC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Value, Issued</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaap_PreferredStockValue_F6C6066E49B89B74A60D1D46CB54B1CC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockValue_F6C6066E49B89B74A60D1D46CB54B1CC" xlink:to="lab_us-gaap_PreferredStockValue_F6C6066E49B89B74A60D1D46CB54B1CC" xlink:type="arc" />
    <link:label id="lab_us-gaap_PreferredStockSharesOutstanding_22E9FA912B643E1B6DC51D46CB55D004_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockSharesOutstanding_22E9FA912B643E1B6DC51D46CB55D004" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred stock, outstanding (in shares)</link:label>
    <link:label id="lab_us-gaap_PreferredStockSharesOutstanding_22E9FA912B643E1B6DC51D46CB55D004_label_en-US" xlink:label="lab_us-gaap_PreferredStockSharesOutstanding_22E9FA912B643E1B6DC51D46CB55D004" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Shares Outstanding</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding_22E9FA912B643E1B6DC51D46CB55D004" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockSharesOutstanding_22E9FA912B643E1B6DC51D46CB55D004" xlink:to="lab_us-gaap_PreferredStockSharesOutstanding_22E9FA912B643E1B6DC51D46CB55D004" xlink:type="arc" />
    <link:label id="lab_us-gaap_PreferredStockValueOutstanding_11E9F5996445A9C8C5B41D46CB552FAA_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockValueOutstanding_11E9F5996445A9C8C5B41D46CB552FAA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred stock, outstanding</link:label>
    <link:label id="lab_us-gaap_PreferredStockValueOutstanding_11E9F5996445A9C8C5B41D46CB552FAA_label_en-US" xlink:label="lab_us-gaap_PreferredStockValueOutstanding_11E9F5996445A9C8C5B41D46CB552FAA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Value, Outstanding</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockValueOutstanding" xlink:label="loc_us-gaap_PreferredStockValueOutstanding_11E9F5996445A9C8C5B41D46CB552FAA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockValueOutstanding_11E9F5996445A9C8C5B41D46CB552FAA" xlink:to="lab_us-gaap_PreferredStockValueOutstanding_11E9F5996445A9C8C5B41D46CB552FAA" xlink:type="arc" />
    <link:label id="lab_cfg_PreferredStockDepositarySharesIssued_9BBA44B1CDAA14D296391D46CB553BD6_terseLabel_en-US" xlink:label="lab_cfg_PreferredStockDepositarySharesIssued_9BBA44B1CDAA14D296391D46CB553BD6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Depositary shares issued (in shares)</link:label>
    <link:label id="lab_cfg_PreferredStockDepositarySharesIssued_9BBA44B1CDAA14D296391D46CB553BD6_label_en-US" xlink:label="lab_cfg_PreferredStockDepositarySharesIssued_9BBA44B1CDAA14D296391D46CB553BD6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Depositary Shares Issued</link:label>
    <link:label id="lab_cfg_PreferredStockDepositarySharesIssued_9BBA44B1CDAA14D296391D46CB553BD6_documentation_en-US" xlink:label="lab_cfg_PreferredStockDepositarySharesIssued_9BBA44B1CDAA14D296391D46CB553BD6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preferred Stock, Depositary Shares Issued</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockDepositarySharesIssued" xlink:label="loc_cfg_PreferredStockDepositarySharesIssued_9BBA44B1CDAA14D296391D46CB553BD6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_PreferredStockDepositarySharesIssued_9BBA44B1CDAA14D296391D46CB553BD6" xlink:to="lab_cfg_PreferredStockDepositarySharesIssued_9BBA44B1CDAA14D296391D46CB553BD6" xlink:type="arc" />
    <link:label id="lab_cfg_PreferredStockLiquidationPreferencePerDepositoryShare_B738FA43A19BCC160C341D46CB550012_terseLabel_en-US" xlink:label="lab_cfg_PreferredStockLiquidationPreferencePerDepositoryShare_B738FA43A19BCC160C341D46CB550012" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shares issued (in dollars per share)</link:label>
    <link:label id="lab_cfg_PreferredStockLiquidationPreferencePerDepositoryShare_B738FA43A19BCC160C341D46CB550012_label_en-US" xlink:label="lab_cfg_PreferredStockLiquidationPreferencePerDepositoryShare_B738FA43A19BCC160C341D46CB550012" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Liquidation Preference Per Depository Share</link:label>
    <link:label id="lab_cfg_PreferredStockLiquidationPreferencePerDepositoryShare_B738FA43A19BCC160C341D46CB550012_documentation_en-US" xlink:label="lab_cfg_PreferredStockLiquidationPreferencePerDepositoryShare_B738FA43A19BCC160C341D46CB550012" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preferred Stock, Liquidation Preference Per Depository Share</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockLiquidationPreferencePerDepositoryShare" xlink:label="loc_cfg_PreferredStockLiquidationPreferencePerDepositoryShare_B738FA43A19BCC160C341D46CB550012" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_PreferredStockLiquidationPreferencePerDepositoryShare_B738FA43A19BCC160C341D46CB550012" xlink:to="lab_cfg_PreferredStockLiquidationPreferencePerDepositoryShare_B738FA43A19BCC160C341D46CB550012" xlink:type="arc" />
    <link:label id="lab_cfg_PreferredStockDepositaryShareInterestPercentage_EA885E25CA6D833C07351D46CB55075C_terseLabel_en-US" xlink:label="lab_cfg_PreferredStockDepositaryShareInterestPercentage_EA885E25CA6D833C07351D46CB55075C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Depository share interest percentage</link:label>
    <link:label id="lab_cfg_PreferredStockDepositaryShareInterestPercentage_EA885E25CA6D833C07351D46CB55075C_label_en-US" xlink:label="lab_cfg_PreferredStockDepositaryShareInterestPercentage_EA885E25CA6D833C07351D46CB55075C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Depositary Share Interest Percentage</link:label>
    <link:label id="lab_cfg_PreferredStockDepositaryShareInterestPercentage_EA885E25CA6D833C07351D46CB55075C_documentation_en-US" xlink:label="lab_cfg_PreferredStockDepositaryShareInterestPercentage_EA885E25CA6D833C07351D46CB55075C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preferred Stock, Depositary Share Interest Percentage</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockDepositaryShareInterestPercentage" xlink:label="loc_cfg_PreferredStockDepositaryShareInterestPercentage_EA885E25CA6D833C07351D46CB55075C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_PreferredStockDepositaryShareInterestPercentage_EA885E25CA6D833C07351D46CB55075C" xlink:to="lab_cfg_PreferredStockDepositaryShareInterestPercentage_EA885E25CA6D833C07351D46CB55075C" xlink:type="arc" />
    <link:label id="lab_us-gaap_VariableRateAxis_A7E778B502C6EACC1E95D8694430E925_terseLabel_en-US" xlink:label="lab_us-gaap_VariableRateAxis_A7E778B502C6EACC1E95D8694430E925" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Variable Rate [Axis]</link:label>
    <link:label id="lab_us-gaap_VariableRateAxis_A7E778B502C6EACC1E95D8694430E925_label_en-US" xlink:label="lab_us-gaap_VariableRateAxis_A7E778B502C6EACC1E95D8694430E925" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Variable Rate [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableRateAxis" xlink:label="loc_us-gaap_VariableRateAxis_A7E778B502C6EACC1E95D8694430E925" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_VariableRateAxis_A7E778B502C6EACC1E95D8694430E925" xlink:to="lab_us-gaap_VariableRateAxis_A7E778B502C6EACC1E95D8694430E925" xlink:type="arc" />
    <link:label id="lab_us-gaap_VariableRateDomain_221BA5D6CFF165DA65A2D8694430EA4E_terseLabel_en-US" xlink:label="lab_us-gaap_VariableRateDomain_221BA5D6CFF165DA65A2D8694430EA4E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Variable Rate [Domain]</link:label>
    <link:label id="lab_us-gaap_VariableRateDomain_221BA5D6CFF165DA65A2D8694430EA4E_label_en-US" xlink:label="lab_us-gaap_VariableRateDomain_221BA5D6CFF165DA65A2D8694430EA4E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Variable Rate [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableRateDomain" xlink:label="loc_us-gaap_VariableRateDomain_221BA5D6CFF165DA65A2D8694430EA4E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_VariableRateDomain_221BA5D6CFF165DA65A2D8694430EA4E" xlink:to="lab_us-gaap_VariableRateDomain_221BA5D6CFF165DA65A2D8694430EA4E" xlink:type="arc" />
    <link:label id="lab_us-gaap_LondonInterbankOfferedRateLIBORMember_9F80F803D56AF247346AD86944309091_verboseLabel_en-US" xlink:label="lab_us-gaap_LondonInterbankOfferedRateLIBORMember_9F80F803D56AF247346AD86944309091" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">LIBOR</link:label>
    <link:label id="lab_us-gaap_LondonInterbankOfferedRateLIBORMember_9F80F803D56AF247346AD86944309091_label_en-US" xlink:label="lab_us-gaap_LondonInterbankOfferedRateLIBORMember_9F80F803D56AF247346AD86944309091" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">London Interbank Offered Rate (LIBOR) [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LondonInterbankOfferedRateLIBORMember" xlink:label="loc_us-gaap_LondonInterbankOfferedRateLIBORMember_9F80F803D56AF247346AD86944309091" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LondonInterbankOfferedRateLIBORMember_9F80F803D56AF247346AD86944309091" xlink:to="lab_us-gaap_LondonInterbankOfferedRateLIBORMember_9F80F803D56AF247346AD86944309091" xlink:type="arc" />
    <link:label id="lab_us-gaap_PreferredStockSharesIssued_0740645902868FF548B7D86944329FF9_verboseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockSharesIssued_0740645902868FF548B7D86944329FF9" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Number of shares issued (in shares)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued_0740645902868FF548B7D86944329FF9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockSharesIssued_0740645902868FF548B7D86944329FF9" xlink:to="lab_us-gaap_PreferredStockSharesIssued_0740645902868FF548B7D86944329FF9" xlink:type="arc" />
    <link:label id="lab_us-gaap_PreferredStockDividendRatePercentage_ED6A6AAEBDA35FFDBD9FD8694432BA13_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockDividendRatePercentage_ED6A6AAEBDA35FFDBD9FD8694432BA13" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred stock, dividend rate</link:label>
    <link:label id="lab_us-gaap_PreferredStockDividendRatePercentage_ED6A6AAEBDA35FFDBD9FD8694432BA13_label_en-US" xlink:label="lab_us-gaap_PreferredStockDividendRatePercentage_ED6A6AAEBDA35FFDBD9FD8694432BA13" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Dividend Rate, Percentage</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockDividendRatePercentage" xlink:label="loc_us-gaap_PreferredStockDividendRatePercentage_ED6A6AAEBDA35FFDBD9FD8694432BA13" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockDividendRatePercentage_ED6A6AAEBDA35FFDBD9FD8694432BA13" xlink:to="lab_us-gaap_PreferredStockDividendRatePercentage_ED6A6AAEBDA35FFDBD9FD8694432BA13" xlink:type="arc" />
    <link:label id="lab_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate_F52F69D8D470F6757DE0D8694433EACB_terseLabel_en-US" xlink:label="lab_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate_F52F69D8D470F6757DE0D8694433EACB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred stock, dividend payment rate</link:label>
    <link:label id="lab_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate_F52F69D8D470F6757DE0D8694433EACB_label_en-US" xlink:label="lab_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate_F52F69D8D470F6757DE0D8694433EACB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Dividend Payment Rate, Basis Spread on Variable Rate</link:label>
    <link:label id="lab_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate_F52F69D8D470F6757DE0D8694433EACB_documentation_en-US" xlink:label="lab_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate_F52F69D8D470F6757DE0D8694433EACB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This element represents the dividend yield of a class of preferred stock.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate" xlink:label="loc_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate_F52F69D8D470F6757DE0D8694433EACB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate_F52F69D8D470F6757DE0D8694433EACB" xlink:to="lab_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate_F52F69D8D470F6757DE0D8694433EACB" xlink:type="arc" />
    <link:label id="lab_cfg_PreferredStockRedemptionNoticePeriod_B15D010CA6E5ABFD3C1CD8694433A355_terseLabel_en-US" xlink:label="lab_cfg_PreferredStockRedemptionNoticePeriod_B15D010CA6E5ABFD3C1CD8694433A355" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Redemption period</link:label>
    <link:label id="lab_cfg_PreferredStockRedemptionNoticePeriod_B15D010CA6E5ABFD3C1CD8694433A355_label_en-US" xlink:label="lab_cfg_PreferredStockRedemptionNoticePeriod_B15D010CA6E5ABFD3C1CD8694433A355" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Redemption Notice Period</link:label>
    <link:label id="lab_cfg_PreferredStockRedemptionNoticePeriod_B15D010CA6E5ABFD3C1CD8694433A355_documentation_en-US" xlink:label="lab_cfg_PreferredStockRedemptionNoticePeriod_B15D010CA6E5ABFD3C1CD8694433A355" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Period which shares may be redeemed following a regulatory capital treatment event, in &#8216;PnYnMnDTnHnMnS&#8217; format, for example, &#8216;P0Y0M90D&#8217; represents the reported fact of 90 days.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockRedemptionNoticePeriod" xlink:label="loc_cfg_PreferredStockRedemptionNoticePeriod_B15D010CA6E5ABFD3C1CD8694433A355" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_PreferredStockRedemptionNoticePeriod_B15D010CA6E5ABFD3C1CD8694433A355" xlink:to="lab_cfg_PreferredStockRedemptionNoticePeriod_B15D010CA6E5ABFD3C1CD8694433A355" xlink:type="arc" />
    <link:label id="lab_us-gaap_PreferredStockRedemptionPricePerShare_FA754168EBE0A34CAC9AD8694433C6DB_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockRedemptionPricePerShare_FA754168EBE0A34CAC9AD8694433C6DB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Redemption price per share (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_PreferredStockRedemptionPricePerShare_FA754168EBE0A34CAC9AD8694433C6DB_label_en-US" xlink:label="lab_us-gaap_PreferredStockRedemptionPricePerShare_FA754168EBE0A34CAC9AD8694433C6DB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Redemption Price Per Share</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockRedemptionPricePerShare" xlink:label="loc_us-gaap_PreferredStockRedemptionPricePerShare_FA754168EBE0A34CAC9AD8694433C6DB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockRedemptionPricePerShare_FA754168EBE0A34CAC9AD8694433C6DB" xlink:to="lab_us-gaap_PreferredStockRedemptionPricePerShare_FA754168EBE0A34CAC9AD8694433C6DB" xlink:type="arc" />
    <link:label id="lab_cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance_C522B093FBF6AEFA03C3355F1A890C9E_terseLabel_en-US" xlink:label="lab_cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance_C522B093FBF6AEFA03C3355F1A890C9E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Minimum qualifying balance</link:label>
    <link:label id="lab_cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance_C522B093FBF6AEFA03C3355F1A890C9E_label_en-US" xlink:label="lab_cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance_C522B093FBF6AEFA03C3355F1A890C9E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commercial Loans, Large Balance, Minimum Qualifying Balance</link:label>
    <link:label id="lab_cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance_C522B093FBF6AEFA03C3355F1A890C9E_documentation_en-US" xlink:label="lab_cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance_C522B093FBF6AEFA03C3355F1A890C9E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Minimum qualifying carrying balance of commercial loans.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance" xlink:label="loc_cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance_C522B093FBF6AEFA03C3355F1A890C9E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance_C522B093FBF6AEFA03C3355F1A890C9E" xlink:to="lab_cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance_C522B093FBF6AEFA03C3355F1A890C9E" xlink:type="arc" />
    <link:label id="lab_cfg_ImpairedFinancingReceivableNetofValuationAllowance_4736BD0F9FF17EBF59F0355F1A89B380_terseLabel_en-US" xlink:label="lab_cfg_ImpairedFinancingReceivableNetofValuationAllowance_4736BD0F9FF17EBF59F0355F1A89B380" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Nonperforming assets, net of valuation allowance</link:label>
    <link:label id="lab_cfg_ImpairedFinancingReceivableNetofValuationAllowance_4736BD0F9FF17EBF59F0355F1A89B380_label_en-US" xlink:label="lab_cfg_ImpairedFinancingReceivableNetofValuationAllowance_4736BD0F9FF17EBF59F0355F1A89B380" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impaired Financing Receivable, Net of Valuation Allowance</link:label>
    <link:label id="lab_cfg_ImpairedFinancingReceivableNetofValuationAllowance_4736BD0F9FF17EBF59F0355F1A89B380_documentation_en-US" xlink:label="lab_cfg_ImpairedFinancingReceivableNetofValuationAllowance_4736BD0F9FF17EBF59F0355F1A89B380" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Recorded investment in non performing assets receivable net of valuation allowance as of the balance sheet date.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ImpairedFinancingReceivableNetofValuationAllowance" xlink:label="loc_cfg_ImpairedFinancingReceivableNetofValuationAllowance_4736BD0F9FF17EBF59F0355F1A89B380" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ImpairedFinancingReceivableNetofValuationAllowance_4736BD0F9FF17EBF59F0355F1A89B380" xlink:to="lab_cfg_ImpairedFinancingReceivableNetofValuationAllowance_4736BD0F9FF17EBF59F0355F1A89B380" xlink:type="arc" />
    <link:label id="lab_cfg_MortgageLoansCollateralizedByOREO_13889A4611D111E2C4C7355F1A8AA977_terseLabel_en-US" xlink:label="lab_cfg_MortgageLoansCollateralizedByOREO_13889A4611D111E2C4C7355F1A8AA977" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage loans collateralized by residential real estate property</link:label>
    <link:label id="lab_cfg_MortgageLoansCollateralizedByOREO_13889A4611D111E2C4C7355F1A8AA977_label_en-US" xlink:label="lab_cfg_MortgageLoansCollateralizedByOREO_13889A4611D111E2C4C7355F1A8AA977" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Loans Collateralized By OREO</link:label>
    <link:label id="lab_cfg_MortgageLoansCollateralizedByOREO_13889A4611D111E2C4C7355F1A8AA977_documentation_en-US" xlink:label="lab_cfg_MortgageLoansCollateralizedByOREO_13889A4611D111E2C4C7355F1A8AA977" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Recorded investment in financing receivables that are on nonaccrual status and are collateralized by land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangement as of the balance sheet date.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageLoansCollateralizedByOREO" xlink:label="loc_cfg_MortgageLoansCollateralizedByOREO_13889A4611D111E2C4C7355F1A8AA977" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_MortgageLoansCollateralizedByOREO_13889A4611D111E2C4C7355F1A8AA977" xlink:to="lab_cfg_MortgageLoansCollateralizedByOREO_13889A4611D111E2C4C7355F1A8AA977" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod_96238399A1C81154D505355F1A8A7D16_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod_96238399A1C81154D505355F1A8A7D16" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net change to ALLL resulting from modifications</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod_96238399A1C81154D505355F1A8A7D16_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod_96238399A1C81154D505355F1A8A7D16" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Effect of Change in Method</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod_96238399A1C81154D505355F1A8A7D16" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod_96238399A1C81154D505355F1A8A7D16" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod_96238399A1C81154D505355F1A8A7D16" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_4A54344ABBDBC2DE463F355F1A8A9EF1_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_4A54344ABBDBC2DE463F355F1A8A9EF1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Charge-offs resulting from modification</link:label>
    <link:label id="lab_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_4A54344ABBDBC2DE463F355F1A8A9EF1_label_en-US" xlink:label="lab_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_4A54344ABBDBC2DE463F355F1A8A9EF1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" xlink:label="loc_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_4A54344ABBDBC2DE463F355F1A8A9EF1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_4A54344ABBDBC2DE463F355F1A8A9EF1" xlink:to="lab_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_4A54344ABBDBC2DE463F355F1A8A9EF1" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_A4691953079F9AFBBA8A355F1A8FDE6C_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_A4691953079F9AFBBA8A355F1A8FDE6C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Balance Defaulted</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_A4691953079F9AFBBA8A355F1A8FDE6C_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_A4691953079F9AFBBA8A355F1A8FDE6C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Troubled Debt Restructuring, Subsequent Default</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" xlink:label="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_A4691953079F9AFBBA8A355F1A8FDE6C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_A4691953079F9AFBBA8A355F1A8FDE6C" xlink:to="lab_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_A4691953079F9AFBBA8A355F1A8FDE6C" xlink:type="arc" />
    <link:label id="lab_cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral_9742E254008F7821C43F355F1A8FE568_terseLabel_en-US" xlink:label="lab_cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral_9742E254008F7821C43F355F1A8FE568" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">High loan to value criteria (exceeds)</link:label>
    <link:label id="lab_cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral_9742E254008F7821C43F355F1A8FE568_label_en-US" xlink:label="lab_cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral_9742E254008F7821C43F355F1A8FE568" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Risk High Loan to Value Loans Percent Exceeding Value Of Underlying Collateral</link:label>
    <link:label id="lab_cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral_9742E254008F7821C43F355F1A8FE568_documentation_en-US" xlink:label="lab_cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral_9742E254008F7821C43F355F1A8FE568" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">An entity's internal risk assessment as having high risk defined as certain loans with outstanding balances exceeding a percentage of the value of underlying collateral.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral" xlink:label="loc_cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral_9742E254008F7821C43F355F1A8FE568" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral_9742E254008F7821C43F355F1A8FE568" xlink:to="lab_cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral_9742E254008F7821C43F355F1A8FE568" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueByMeasurementFrequencyAxis_E34FFD13435DCFA6EE4AB0759D853990_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByMeasurementFrequencyAxis_E34FFD13435DCFA6EE4AB0759D853990" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Measurement Frequency [Axis]</link:label>
    <link:label id="lab_us-gaap_FairValueByMeasurementFrequencyAxis_E34FFD13435DCFA6EE4AB0759D853990_label_en-US" xlink:label="lab_us-gaap_FairValueByMeasurementFrequencyAxis_E34FFD13435DCFA6EE4AB0759D853990" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Measurement Frequency [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_E34FFD13435DCFA6EE4AB0759D853990" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_E34FFD13435DCFA6EE4AB0759D853990" xlink:to="lab_us-gaap_FairValueByMeasurementFrequencyAxis_E34FFD13435DCFA6EE4AB0759D853990" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementFrequencyDomain_BAEAFEDFD27757FE6CD8B0759D85C750_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementFrequencyDomain_BAEAFEDFD27757FE6CD8B0759D85C750" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Measurement Frequency [Domain]</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementFrequencyDomain_BAEAFEDFD27757FE6CD8B0759D85C750_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementFrequencyDomain_BAEAFEDFD27757FE6CD8B0759D85C750" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Measurement Frequency [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_BAEAFEDFD27757FE6CD8B0759D85C750" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_BAEAFEDFD27757FE6CD8B0759D85C750" xlink:to="lab_us-gaap_FairValueMeasurementFrequencyDomain_BAEAFEDFD27757FE6CD8B0759D85C750" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementsNonrecurringMember_A5D7560661E02326152DB0759D85ABF1_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsNonrecurringMember_A5D7560661E02326152DB0759D85ABF1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Nonrecurring measurement basis</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementsNonrecurringMember_A5D7560661E02326152DB0759D85ABF1_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsNonrecurringMember_A5D7560661E02326152DB0759D85ABF1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Nonrecurring [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsNonrecurringMember_A5D7560661E02326152DB0759D85ABF1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementsNonrecurringMember_A5D7560661E02326152DB0759D85ABF1" xlink:to="lab_us-gaap_FairValueMeasurementsNonrecurringMember_A5D7560661E02326152DB0759D85ABF1" xlink:type="arc" />
    <link:label id="lab_cfg_LoansCollateralDependentImpairedMember_337F200F3EA190B3A818B0759D86A38B_terseLabel_en-US" xlink:label="lab_cfg_LoansCollateralDependentImpairedMember_337F200F3EA190B3A818B0759D86A38B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Impaired collateral-dependent loans</link:label>
    <link:label id="lab_cfg_LoansCollateralDependentImpairedMember_337F200F3EA190B3A818B0759D86A38B_label_en-US" xlink:label="lab_cfg_LoansCollateralDependentImpairedMember_337F200F3EA190B3A818B0759D86A38B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans, Collateral Dependent, Impaired [Member]</link:label>
    <link:label id="lab_cfg_LoansCollateralDependentImpairedMember_337F200F3EA190B3A818B0759D86A38B_documentation_en-US" xlink:label="lab_cfg_LoansCollateralDependentImpairedMember_337F200F3EA190B3A818B0759D86A38B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loans, Collateral Dependent, Impaired [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoansCollateralDependentImpairedMember" xlink:label="loc_cfg_LoansCollateralDependentImpairedMember_337F200F3EA190B3A818B0759D86A38B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_LoansCollateralDependentImpairedMember_337F200F3EA190B3A818B0759D86A38B" xlink:to="lab_cfg_LoansCollateralDependentImpairedMember_337F200F3EA190B3A818B0759D86A38B" xlink:type="arc" />
    <link:label id="lab_cfg_MortgageServicingRightsMember_0AB673C4EBFE3132589FB0759D8615D2_terseLabel_en-US" xlink:label="lab_cfg_MortgageServicingRightsMember_0AB673C4EBFE3132589FB0759D8615D2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">MSRs</link:label>
    <link:label id="lab_cfg_MortgageServicingRightsMember_0AB673C4EBFE3132589FB0759D8615D2_label_en-US" xlink:label="lab_cfg_MortgageServicingRightsMember_0AB673C4EBFE3132589FB0759D8615D2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Servicing Rights [Member]</link:label>
    <link:label id="lab_cfg_MortgageServicingRightsMember_0AB673C4EBFE3132589FB0759D8615D2_documentation_en-US" xlink:label="lab_cfg_MortgageServicingRightsMember_0AB673C4EBFE3132589FB0759D8615D2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgage Servicing Rights [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageServicingRightsMember" xlink:label="loc_cfg_MortgageServicingRightsMember_0AB673C4EBFE3132589FB0759D8615D2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_MortgageServicingRightsMember_0AB673C4EBFE3132589FB0759D8615D2" xlink:to="lab_cfg_MortgageServicingRightsMember_0AB673C4EBFE3132589FB0759D8615D2" xlink:type="arc" />
    <link:label id="lab_cfg_LeasedAssetsMember_6D2A5EB7CB254E18ED9DB0759D87232E_terseLabel_en-US" xlink:label="lab_cfg_LeasedAssetsMember_6D2A5EB7CB254E18ED9DB0759D87232E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Leased assets</link:label>
    <link:label id="lab_cfg_LeasedAssetsMember_6D2A5EB7CB254E18ED9DB0759D87232E_label_en-US" xlink:label="lab_cfg_LeasedAssetsMember_6D2A5EB7CB254E18ED9DB0759D87232E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Leased Assets [Member]</link:label>
    <link:label id="lab_cfg_LeasedAssetsMember_6D2A5EB7CB254E18ED9DB0759D87232E_documentation_en-US" xlink:label="lab_cfg_LeasedAssetsMember_6D2A5EB7CB254E18ED9DB0759D87232E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Leased Assets [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LeasedAssetsMember" xlink:label="loc_cfg_LeasedAssetsMember_6D2A5EB7CB254E18ED9DB0759D87232E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_LeasedAssetsMember_6D2A5EB7CB254E18ED9DB0759D87232E" xlink:to="lab_cfg_LeasedAssetsMember_6D2A5EB7CB254E18ED9DB0759D87232E" xlink:type="arc" />
    <link:label id="lab_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings_C3A1E23199EF13A69ED4B0759D87303D_terseLabel_en-US" xlink:label="lab_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings_C3A1E23199EF13A69ED4B0759D87303D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gain (loss) included in earnings on assets measured on a nonrecurring basis</link:label>
    <link:label id="lab_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings_C3A1E23199EF13A69ED4B0759D87303D_label_en-US" xlink:label="lab_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings_C3A1E23199EF13A69ED4B0759D87303D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Nonrecurring Basis, Asset, Gain (Loss) Included in Earnings</link:label>
    <link:label id="lab_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings_C3A1E23199EF13A69ED4B0759D87303D_documentation_en-US" xlink:label="lab_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings_C3A1E23199EF13A69ED4B0759D87303D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount of unrealized (holding) gain (loss) which is included in the statement of income (or changes in net assets) related to those assets still held at the reporting date for which fair value is measured on a nonrecurring basis.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings" xlink:label="loc_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings_C3A1E23199EF13A69ED4B0759D87303D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings_C3A1E23199EF13A69ED4B0759D87303D" xlink:to="lab_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings_C3A1E23199EF13A69ED4B0759D87303D" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetsAtFairValueTable_2D57F02E8B7651CDAFC6D3435A1873BA_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetsAtFairValueTable_2D57F02E8B7651CDAFC6D3435A1873BA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Servicing Assets at Fair Value [Table]</link:label>
    <link:label id="lab_us-gaap_ServicingAssetsAtFairValueTable_2D57F02E8B7651CDAFC6D3435A1873BA_label_en-US" xlink:label="lab_us-gaap_ServicingAssetsAtFairValueTable_2D57F02E8B7651CDAFC6D3435A1873BA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Servicing Assets at Fair Value [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueTable_2D57F02E8B7651CDAFC6D3435A1873BA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_2D57F02E8B7651CDAFC6D3435A1873BA" xlink:to="lab_us-gaap_ServicingAssetsAtFairValueTable_2D57F02E8B7651CDAFC6D3435A1873BA" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Servicing Assets at Fair Value [Line Items]</link:label>
    <link:label id="lab_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F_label_en-US" xlink:label="lab_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Assets at Fair Value [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F" xlink:to="lab_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F" xlink:type="arc" />
    <link:label id="lab_cfg_SensitivityAnalysisofFairValueInputsBasisSpread_9D69277CE403B0C76511D3435A1900BE_verboseLabel_en-US" xlink:label="lab_cfg_SensitivityAnalysisofFairValueInputsBasisSpread_9D69277CE403B0C76511D3435A1900BE" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Sensitivity analysis, basis spread</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisofFairValueInputsBasisSpread_9D69277CE403B0C76511D3435A1900BE_label_en-US" xlink:label="lab_cfg_SensitivityAnalysisofFairValueInputsBasisSpread_9D69277CE403B0C76511D3435A1900BE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis of Fair Value Inputs, Basis Spread</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisofFairValueInputsBasisSpread_9D69277CE403B0C76511D3435A1900BE_documentation_en-US" xlink:label="lab_cfg_SensitivityAnalysisofFairValueInputsBasisSpread_9D69277CE403B0C76511D3435A1900BE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis of Fair Value Inputs, Basis Spread</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisofFairValueInputsBasisSpread" xlink:label="loc_cfg_SensitivityAnalysisofFairValueInputsBasisSpread_9D69277CE403B0C76511D3435A1900BE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_SensitivityAnalysisofFairValueInputsBasisSpread_9D69277CE403B0C76511D3435A1900BE" xlink:to="lab_cfg_SensitivityAnalysisofFairValueInputsBasisSpread_9D69277CE403B0C76511D3435A1900BE" xlink:type="arc" />
    <link:label id="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F_terseLabel_en-US" xlink:label="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value [Abstract]</link:label>
    <link:label id="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F_label_en-US" xlink:label="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value [Abstract]</link:label>
    <link:label id="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F_documentation_en-US" xlink:label="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value [Abstract]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract" xlink:label="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetAtAmortizedValueFairValue_0441622019CA41249D76D3435A1A263D_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetAtAmortizedValueFairValue_0441622019CA41249D76D3435A1A263D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">MSR portfolio fair value</link:label>
    <link:label id="lab_us-gaap_ServicingAssetAtAmortizedValueFairValue_0441622019CA41249D76D3435A1A263D_label_en-US" xlink:label="lab_us-gaap_ServicingAssetAtAmortizedValueFairValue_0441622019CA41249D76D3435A1A263D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset at Amortized Cost, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValueFairValue" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValueFairValue_0441622019CA41249D76D3435A1A263D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueFairValue_0441622019CA41249D76D3435A1A263D" xlink:to="lab_us-gaap_ServicingAssetAtAmortizedValueFairValue_0441622019CA41249D76D3435A1A263D" xlink:type="arc" />
    <link:label id="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife_AD7396E3EF7015E80C22D3435A1AFA93_terseLabel_en-US" xlink:label="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife_AD7396E3EF7015E80C22D3435A1AFA93" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average life (in years)</link:label>
    <link:label id="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife_AD7396E3EF7015E80C22D3435A1AFA93_label_en-US" xlink:label="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife_AD7396E3EF7015E80C22D3435A1AFA93" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value, Weighted Average Life</link:label>
    <link:label id="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife_AD7396E3EF7015E80C22D3435A1AFA93_documentation_en-US" xlink:label="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife_AD7396E3EF7015E80C22D3435A1AFA93" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value, Weighted Average Life</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife" xlink:label="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife_AD7396E3EF7015E80C22D3435A1AFA93" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife_AD7396E3EF7015E80C22D3435A1AFA93" xlink:to="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife_AD7396E3EF7015E80C22D3435A1AFA93" xlink:type="arc" />
    <link:label id="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed_48B315E6A9858C059F9ED3435A1A4DE0_terseLabel_en-US" xlink:label="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed_48B315E6A9858C059F9ED3435A1A4DE0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average constant prepayment rate</link:label>
    <link:label id="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed_48B315E6A9858C059F9ED3435A1A4DE0_label_en-US" xlink:label="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed_48B315E6A9858C059F9ED3435A1A4DE0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value, Prepayment Speed</link:label>
    <link:label id="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed_48B315E6A9858C059F9ED3435A1A4DE0_documentation_en-US" xlink:label="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed_48B315E6A9858C059F9ED3435A1A4DE0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value, Prepayment Speed</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed" xlink:label="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed_48B315E6A9858C059F9ED3435A1A4DE0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed_48B315E6A9858C059F9ED3435A1A4DE0" xlink:to="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed_48B315E6A9858C059F9ED3435A1A4DE0" xlink:type="arc" />
    <link:label id="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed_0A2293EE076CA5A9C3C8D3435A1AB752_terseLabel_en-US" xlink:label="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed_0A2293EE076CA5A9C3C8D3435A1AB752" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decline in fair value due to 50 bps decrease in prepayment rate</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed_0A2293EE076CA5A9C3C8D3435A1AB752_label_en-US" xlink:label="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed_0A2293EE076CA5A9C3C8D3435A1AB752" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis of Fair Value, Amortization Method, Transferor's Interests in Transferred Financial Assets, Impact of 0.5 Percent Adverse Change in Prepayment Speed</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed_0A2293EE076CA5A9C3C8D3435A1AB752_documentation_en-US" xlink:label="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed_0A2293EE076CA5A9C3C8D3435A1AB752" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The hypothetical financial impact of a 0.5 percent (50 basis points) adverse change of prepayment speed on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date under the amortization method.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed" xlink:label="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed_0A2293EE076CA5A9C3C8D3435A1AB752" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed_0A2293EE076CA5A9C3C8D3435A1AB752" xlink:to="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed_0A2293EE076CA5A9C3C8D3435A1AB752" xlink:type="arc" />
    <link:label id="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed_B4D3193922C02765D3BCD3435A1A14A5_terseLabel_en-US" xlink:label="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed_B4D3193922C02765D3BCD3435A1A14A5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decline in fair value due to 100 bps decrease in prepayment rate</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed_B4D3193922C02765D3BCD3435A1A14A5_label_en-US" xlink:label="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed_B4D3193922C02765D3BCD3435A1A14A5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis of Fair Value, Amortization Method, Transferor's Interests in Transferred Financial Assets, Impact of 1 Percent Adverse Change in Prepayment Speed</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed_B4D3193922C02765D3BCD3435A1A14A5_documentation_en-US" xlink:label="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed_B4D3193922C02765D3BCD3435A1A14A5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The hypothetical financial impact of a 1 percent (100 basis points) adverse change of prepayment speed on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date under the amortization method.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed" xlink:label="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed_B4D3193922C02765D3BCD3435A1A14A5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed_B4D3193922C02765D3BCD3435A1A14A5" xlink:to="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed_B4D3193922C02765D3BCD3435A1A14A5" xlink:type="arc" />
    <link:label id="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate_952463366A943DECD0F2D3435A1BE8FF_terseLabel_en-US" xlink:label="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate_952463366A943DECD0F2D3435A1BE8FF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average discount rate</link:label>
    <link:label id="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate_952463366A943DECD0F2D3435A1BE8FF_label_en-US" xlink:label="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate_952463366A943DECD0F2D3435A1BE8FF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value, Discount Rate</link:label>
    <link:label id="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate_952463366A943DECD0F2D3435A1BE8FF_documentation_en-US" xlink:label="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate_952463366A943DECD0F2D3435A1BE8FF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value, Discount Rate</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate" xlink:label="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate_952463366A943DECD0F2D3435A1BE8FF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate_952463366A943DECD0F2D3435A1BE8FF" xlink:to="lab_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate_952463366A943DECD0F2D3435A1BE8FF" xlink:type="arc" />
    <link:label id="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate_6380CFB9140FF1E5D237D3435A1B18CB_terseLabel_en-US" xlink:label="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate_6380CFB9140FF1E5D237D3435A1B18CB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decline in fair value due to 50 bps decrease in discount rate</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate_6380CFB9140FF1E5D237D3435A1B18CB_label_en-US" xlink:label="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate_6380CFB9140FF1E5D237D3435A1B18CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis of Fair Value, Amortization Method, Transferor's Interests in Transferred Financial Assets, Impact of 0.5 Percent Adverse Change in Discount Rate</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate_6380CFB9140FF1E5D237D3435A1B18CB_documentation_en-US" xlink:label="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate_6380CFB9140FF1E5D237D3435A1B18CB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The hypothetical financial impact of a 0.5 percent adverse change of the discount rate on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date under the amortization method.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate" xlink:label="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate_6380CFB9140FF1E5D237D3435A1B18CB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate_6380CFB9140FF1E5D237D3435A1B18CB" xlink:to="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate_6380CFB9140FF1E5D237D3435A1B18CB" xlink:type="arc" />
    <link:label id="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate_2DE6B62C014356AFDCAED3435A1BF552_terseLabel_en-US" xlink:label="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate_2DE6B62C014356AFDCAED3435A1BF552" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decline in fair value due to 100 bps decrease in discount rate</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate_2DE6B62C014356AFDCAED3435A1BF552_label_en-US" xlink:label="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate_2DE6B62C014356AFDCAED3435A1BF552" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis of Fair Value, Amortization Method, Transferor's Interests in Transferred Financial Assets, Impact of 1 Percent Adverse Change in Discount Rate</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate_2DE6B62C014356AFDCAED3435A1BF552_documentation_en-US" xlink:label="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate_2DE6B62C014356AFDCAED3435A1BF552" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The hypothetical financial impact of a 1 percent adverse change of the discount rate on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date under the amortization method.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate" xlink:label="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate_2DE6B62C014356AFDCAED3435A1BF552" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate_2DE6B62C014356AFDCAED3435A1BF552" xlink:to="lab_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate_2DE6B62C014356AFDCAED3435A1BF552" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value [Abstract]</link:label>
    <link:label id="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965_label_en-US" xlink:label="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract" xlink:label="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetAtFairValueAmount_53A64D6C85404B133CB4D3435A1B0A65_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetAtFairValueAmount_53A64D6C85404B133CB4D3435A1B0A65" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_53A64D6C85404B133CB4D3435A1B0A65" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmount_53A64D6C85404B133CB4D3435A1B0A65" xlink:to="lab_us-gaap_ServicingAssetAtFairValueAmount_53A64D6C85404B133CB4D3435A1B0A65" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1_EBC1D1D4088A9659B7FCD3435A1CDAEF_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1_EBC1D1D4088A9659B7FCD3435A1CDAEF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted-average life (in years)</link:label>
    <link:label id="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1_EBC1D1D4088A9659B7FCD3435A1CDAEF_label_en-US" xlink:label="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1_EBC1D1D4088A9659B7FCD3435A1CDAEF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Weighted Average Life</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1" xlink:label="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1_EBC1D1D4088A9659B7FCD3435A1CDAEF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1_EBC1D1D4088A9659B7FCD3435A1CDAEF" xlink:to="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1_EBC1D1D4088A9659B7FCD3435A1CDAEF" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_1BFC86FB9B0CF6D62191D3435A1C8B89_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_1BFC86FB9B0CF6D62191D3435A1C8B89" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted-average constant prepayment rate</link:label>
    <link:label id="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_1BFC86FB9B0CF6D62191D3435A1C8B89_label_en-US" xlink:label="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_1BFC86FB9B0CF6D62191D3435A1C8B89" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Prepayment Speed</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed" xlink:label="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_1BFC86FB9B0CF6D62191D3435A1C8B89" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_1BFC86FB9B0CF6D62191D3435A1C8B89" xlink:to="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_1BFC86FB9B0CF6D62191D3435A1C8B89" xlink:type="arc" />
    <link:label id="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed_207B1BF324FD9484FB5ED3435A1C41A3_terseLabel_en-US" xlink:label="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed_207B1BF324FD9484FB5ED3435A1C41A3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decline in fair value due to 50 bps decrease in prepayment rate</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed_207B1BF324FD9484FB5ED3435A1C41A3_label_en-US" xlink:label="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed_207B1BF324FD9484FB5ED3435A1C41A3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis Of Fair Value, Fair Value Method, Transferor's Interests In Transferred Financial Assets, Impact of 0.5 Percent Adverse Change In Prepayment Speed</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed_207B1BF324FD9484FB5ED3435A1C41A3_documentation_en-US" xlink:label="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed_207B1BF324FD9484FB5ED3435A1C41A3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis Of Fair Value, Fair Value Method, Transferor's Interests In Transferred Financial Assets, Impact of 0.5 Percent Adverse Change In Prepayment Speed</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed" xlink:label="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed_207B1BF324FD9484FB5ED3435A1C41A3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed_207B1BF324FD9484FB5ED3435A1C41A3" xlink:to="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed_207B1BF324FD9484FB5ED3435A1C41A3" xlink:type="arc" />
    <link:label id="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed_78684CF5FA0B83793B5AD3435A1C9BB1_terseLabel_en-US" xlink:label="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed_78684CF5FA0B83793B5AD3435A1C9BB1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decline in fair value due to 100 bps decrease in prepayment rate</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed_78684CF5FA0B83793B5AD3435A1C9BB1_label_en-US" xlink:label="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed_78684CF5FA0B83793B5AD3435A1C9BB1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis Of Fair Value, Fair Value Method, Transferor's Interests In Transferred Financial Assets, Impact Of 1 Percent Averse Change In Prepayment Speed</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed_78684CF5FA0B83793B5AD3435A1C9BB1_documentation_en-US" xlink:label="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed_78684CF5FA0B83793B5AD3435A1C9BB1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis Of Fair Value, Fair Value Method, Transferor's Interests In Transferred Financial Assets, Impact Of 1 Percent Averse Change In Prepayment Speed</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed" xlink:label="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed_78684CF5FA0B83793B5AD3435A1C9BB1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed_78684CF5FA0B83793B5AD3435A1C9BB1" xlink:to="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed_78684CF5FA0B83793B5AD3435A1C9BB1" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate_114560F2CAD1974E232FD3435A1CE1AB_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate_114560F2CAD1974E232FD3435A1CE1AB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average option adjusted spread</link:label>
    <link:label id="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate_114560F2CAD1974E232FD3435A1CE1AB_label_en-US" xlink:label="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate_114560F2CAD1974E232FD3435A1CE1AB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Discount Rate</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate" xlink:label="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate_114560F2CAD1974E232FD3435A1CE1AB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate_114560F2CAD1974E232FD3435A1CE1AB" xlink:to="lab_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate_114560F2CAD1974E232FD3435A1CE1AB" xlink:type="arc" />
    <link:label id="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread_80FB7EC05CF50722CE75D3435A1C6D94_terseLabel_en-US" xlink:label="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread_80FB7EC05CF50722CE75D3435A1C6D94" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decline in fair value due to 50 bps decrease in option adjusted spread</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread_80FB7EC05CF50722CE75D3435A1C6D94_label_en-US" xlink:label="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread_80FB7EC05CF50722CE75D3435A1C6D94" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis Of Fair Value, Fair Value Method, Transferor's Interests In Transferred Financial Assets, Impact of 0.5 Percent Adverse Change Option Adjusted Spread</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread_80FB7EC05CF50722CE75D3435A1C6D94_documentation_en-US" xlink:label="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread_80FB7EC05CF50722CE75D3435A1C6D94" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis Of Fair Value, Fair Value Method, Transferor's Interests In Transferred Financial Assets, Impact of 0.5 Percent Adverse Change Option Adjusted Spread</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread" xlink:label="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread_80FB7EC05CF50722CE75D3435A1C6D94" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread_80FB7EC05CF50722CE75D3435A1C6D94" xlink:to="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread_80FB7EC05CF50722CE75D3435A1C6D94" xlink:type="arc" />
    <link:label id="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread_4D0DA890D6D49609F14DD3435A1CB7BB_terseLabel_en-US" xlink:label="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread_4D0DA890D6D49609F14DD3435A1CB7BB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decline in fair value due to 100 bps decrease in option adjusted spread</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread_4D0DA890D6D49609F14DD3435A1CB7BB_label_en-US" xlink:label="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread_4D0DA890D6D49609F14DD3435A1CB7BB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis Of Fair Value, Fair Value Method, Transferor's Interests In Transferred Financial Assets, Impact Of 1 Percent Adverse Change In Option Adjusted Spread</link:label>
    <link:label id="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread_4D0DA890D6D49609F14DD3435A1CB7BB_documentation_en-US" xlink:label="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread_4D0DA890D6D49609F14DD3435A1CB7BB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis Of Fair Value, Fair Value Method, Transferor's Interests In Transferred Financial Assets, Impact Of 1 Percent Adverse Change In Option Adjusted Spread</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread" xlink:label="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread_4D0DA890D6D49609F14DD3435A1CB7BB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread_4D0DA890D6D49609F14DD3435A1CB7BB" xlink:to="lab_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread_4D0DA890D6D49609F14DD3435A1CB7BB" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1B8BAF01DCAB0FA37AF9A3594526EEDC_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1B8BAF01DCAB0FA37AF9A3594526EEDC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1B8BAF01DCAB0FA37AF9A3594526EEDC_label_en-US" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1B8BAF01DCAB0FA37AF9A3594526EEDC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1B8BAF01DCAB0FA37AF9A3594526EEDC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1B8BAF01DCAB0FA37AF9A3594526EEDC" xlink:to="lab_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1B8BAF01DCAB0FA37AF9A3594526EEDC" xlink:type="arc" />
    <link:label id="lab_us-gaap_PlanNameAxis_DE13389965FA0E59B437A35945263B6B_terseLabel_en-US" xlink:label="lab_us-gaap_PlanNameAxis_DE13389965FA0E59B437A35945263B6B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Plan Name [Axis]</link:label>
    <link:label id="lab_us-gaap_PlanNameAxis_DE13389965FA0E59B437A35945263B6B_label_en-US" xlink:label="lab_us-gaap_PlanNameAxis_DE13389965FA0E59B437A35945263B6B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Plan Name [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="loc_us-gaap_PlanNameAxis_DE13389965FA0E59B437A35945263B6B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PlanNameAxis_DE13389965FA0E59B437A35945263B6B" xlink:to="lab_us-gaap_PlanNameAxis_DE13389965FA0E59B437A35945263B6B" xlink:type="arc" />
    <link:label id="lab_us-gaap_PlanNameDomain_F6B6D2F00FAEF21AB75AA35945265713_terseLabel_en-US" xlink:label="lab_us-gaap_PlanNameDomain_F6B6D2F00FAEF21AB75AA35945265713" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Plan Name [Domain]</link:label>
    <link:label id="lab_us-gaap_PlanNameDomain_F6B6D2F00FAEF21AB75AA35945265713_label_en-US" xlink:label="lab_us-gaap_PlanNameDomain_F6B6D2F00FAEF21AB75AA35945265713" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Plan Name [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_us-gaap_PlanNameDomain_F6B6D2F00FAEF21AB75AA35945265713" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PlanNameDomain_F6B6D2F00FAEF21AB75AA35945265713" xlink:to="lab_us-gaap_PlanNameDomain_F6B6D2F00FAEF21AB75AA35945265713" xlink:type="arc" />
    <link:label id="lab_cfg_CitizensShareAwardsMember_60D8E1F2F942B7C94174A3594526BB3F_terseLabel_en-US" xlink:label="lab_cfg_CitizensShareAwardsMember_60D8E1F2F942B7C94174A3594526BB3F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Citizens Share Awards</link:label>
    <link:label id="lab_cfg_CitizensShareAwardsMember_60D8E1F2F942B7C94174A3594526BB3F_label_en-US" xlink:label="lab_cfg_CitizensShareAwardsMember_60D8E1F2F942B7C94174A3594526BB3F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Citizens Share Awards [Member]</link:label>
    <link:label id="lab_cfg_CitizensShareAwardsMember_60D8E1F2F942B7C94174A3594526BB3F_documentation_en-US" xlink:label="lab_cfg_CitizensShareAwardsMember_60D8E1F2F942B7C94174A3594526BB3F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Citizens Share Awards [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CitizensShareAwardsMember" xlink:label="loc_cfg_CitizensShareAwardsMember_60D8E1F2F942B7C94174A3594526BB3F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CitizensShareAwardsMember_60D8E1F2F942B7C94174A3594526BB3F" xlink:to="lab_cfg_CitizensShareAwardsMember_60D8E1F2F942B7C94174A3594526BB3F" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6946A07220DB876ADD43A35945277828_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6946A07220DB876ADD43A35945277828" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6946A07220DB876ADD43A35945277828_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6946A07220DB876ADD43A35945277828" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6946A07220DB876ADD43A35945277828" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6946A07220DB876ADD43A35945277828" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6946A07220DB876ADD43A35945277828" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shares Underlying Awards</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_287DBD8A9876C9B974D5A3594527475E_periodStartLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_287DBD8A9876C9B974D5A3594527475E" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Nonvested, Beginning of period (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_287DBD8A9876C9B974D5A3594527475E_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_287DBD8A9876C9B974D5A3594527475E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_287DBD8A9876C9B974D5A3594527475E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_287DBD8A9876C9B974D5A3594527475E" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_287DBD8A9876C9B974D5A3594527475E" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_3F3FBBE5E829E0FCBEBAA3594528955F_verboseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_3F3FBBE5E829E0FCBEBAA3594528955F" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Granted (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_3F3FBBE5E829E0FCBEBAA3594528955F_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_3F3FBBE5E829E0FCBEBAA3594528955F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_3F3FBBE5E829E0FCBEBAA3594528955F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_3F3FBBE5E829E0FCBEBAA3594528955F" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_3F3FBBE5E829E0FCBEBAA3594528955F" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_19D9396DD060A969B7A6A35945285079_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_19D9396DD060A969B7A6A35945285079" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Vested (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_19D9396DD060A969B7A6A35945285079_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_19D9396DD060A969B7A6A35945285079" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_19D9396DD060A969B7A6A35945285079" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_19D9396DD060A969B7A6A35945285079" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_19D9396DD060A969B7A6A35945285079" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_12935848C9CB6B4E4951A3594528A5A5_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_12935848C9CB6B4E4951A3594528A5A5" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Forfeited (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_12935848C9CB6B4E4951A3594528A5A5_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_12935848C9CB6B4E4951A3594528A5A5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_12935848C9CB6B4E4951A3594528A5A5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_12935848C9CB6B4E4951A3594528A5A5" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_12935848C9CB6B4E4951A3594528A5A5" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_F01D85F9995231C79FE6A359452888FE_periodEndLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_F01D85F9995231C79FE6A359452888FE" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Nonvested, End of period (in shares)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_F01D85F9995231C79FE6A359452888FE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_F01D85F9995231C79FE6A359452888FE" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_F01D85F9995231C79FE6A359452888FE" xlink:type="arc" />
    <link:label id="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB_terseLabel_en-US" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted Average Grant Price</link:label>
    <link:label id="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB_label_en-US" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:to="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2C636741BEC925D28BECA35945285360_periodStartLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2C636741BEC925D28BECA35945285360" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Nonvested, Beginning of period (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2C636741BEC925D28BECA35945285360_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2C636741BEC925D28BECA35945285360" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2C636741BEC925D28BECA35945285360" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2C636741BEC925D28BECA35945285360" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2C636741BEC925D28BECA35945285360" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_949E3864E32E2B2AB7ABA35945297F86_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_949E3864E32E2B2AB7ABA35945297F86" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Granted (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_949E3864E32E2B2AB7ABA35945297F86_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_949E3864E32E2B2AB7ABA35945297F86" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_949E3864E32E2B2AB7ABA35945297F86" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_949E3864E32E2B2AB7ABA35945297F86" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_949E3864E32E2B2AB7ABA35945297F86" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_322FAED2AB0D529BFD7DA35945291AF5_verboseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_322FAED2AB0D529BFD7DA35945291AF5" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Vested (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_322FAED2AB0D529BFD7DA35945291AF5_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_322FAED2AB0D529BFD7DA35945291AF5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_322FAED2AB0D529BFD7DA35945291AF5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_322FAED2AB0D529BFD7DA35945291AF5" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_322FAED2AB0D529BFD7DA35945291AF5" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_8DF681B84B2DEDF27511A35945295A4C_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_8DF681B84B2DEDF27511A35945295A4C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Forfeited (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_8DF681B84B2DEDF27511A35945295A4C_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_8DF681B84B2DEDF27511A35945295A4C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_8DF681B84B2DEDF27511A35945295A4C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_8DF681B84B2DEDF27511A35945295A4C" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_8DF681B84B2DEDF27511A35945295A4C" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_51C0C0ED92A17EA05B0FA35945291B24_periodEndLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_51C0C0ED92A17EA05B0FA35945291B24" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Nonvested, End of period (in dollars per share)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_51C0C0ED92A17EA05B0FA35945291B24" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_51C0C0ED92A17EA05B0FA35945291B24" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_51C0C0ED92A17EA05B0FA35945291B24" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_DF4F5E5620F397ED0CA160148F1D595E_label_en-US" xlink:label="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_DF4F5E5620F397ED0CA160148F1D595E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of Comprehensive Income [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_DF4F5E5620F397ED0CA160148F1D595E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_DF4F5E5620F397ED0CA160148F1D595E" xlink:to="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_DF4F5E5620F397ED0CA160148F1D595E" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other comprehensive income (loss):</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax_BEE7F54EFDEDE28C79CB60148F1E3493_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax_BEE7F54EFDEDE28C79CB60148F1E3493" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net unrealized derivative instruments gains (losses) arising during the periods, net of income taxes of $35, ($11) and ($9), respectively</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax_BEE7F54EFDEDE28C79CB60148F1E3493_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax_BEE7F54EFDEDE28C79CB60148F1E3493" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, after Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax_BEE7F54EFDEDE28C79CB60148F1E3493" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax_BEE7F54EFDEDE28C79CB60148F1E3493" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax_BEE7F54EFDEDE28C79CB60148F1E3493" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_98CD8B4ACF36577BFBE160148F1E4945_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_98CD8B4ACF36577BFBE160148F1E4945" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net unrealized derivative instruments gains (losses) arising during the periods, net of income taxes of $35, ($11) and ($9), respectively, before 2017-12 adoption</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_98CD8B4ACF36577BFBE160148F1E4945_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_98CD8B4ACF36577BFBE160148F1E4945" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Derivatives Qualifying as Hedges, Net of Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_98CD8B4ACF36577BFBE160148F1E4945" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_98CD8B4ACF36577BFBE160148F1E4945" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_98CD8B4ACF36577BFBE160148F1E4945" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax_A366BA17DD1A6FF46A5560148F1ECD87_negatedLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax_A366BA17DD1A6FF46A5560148F1ECD87" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Reclassification adjustment for net derivative losses (gains) included in net income, net of income taxes of $14, $10 and ($9), respectively</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax_A366BA17DD1A6FF46A5560148F1ECD87_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax_A366BA17DD1A6FF46A5560148F1ECD87" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, after Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax_A366BA17DD1A6FF46A5560148F1ECD87" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax_A366BA17DD1A6FF46A5560148F1ECD87" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax_A366BA17DD1A6FF46A5560148F1ECD87" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_311E0C1FD228BBD15D3860148F1E007A_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_311E0C1FD228BBD15D3860148F1E007A" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Reclassification adjustment for net derivative losses (gains) included in net income, net of income taxes of $14, $10 and ($9), respectively, before 2017-12 adoption</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_311E0C1FD228BBD15D3860148F1E007A_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_311E0C1FD228BBD15D3860148F1E007A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI on Derivatives, Net of Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_311E0C1FD228BBD15D3860148F1E007A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_311E0C1FD228BBD15D3860148F1E007A" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_311E0C1FD228BBD15D3860148F1E007A" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_CB2E23C3702D1D1EAF6060148F1F0396_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_CB2E23C3702D1D1EAF6060148F1F0396" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net unrealized debt securities gains (losses) arising during the periods, net of income taxes of $165, ($79) and ($4), respectively</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_CB2E23C3702D1D1EAF6060148F1F0396_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_CB2E23C3702D1D1EAF6060148F1F0396" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, after Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_CB2E23C3702D1D1EAF6060148F1F0396" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_CB2E23C3702D1D1EAF6060148F1F0396" xlink:to="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_CB2E23C3702D1D1EAF6060148F1F0396" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_6E49DA0E5A933A7F9DB160148F1F3D4C_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_6E49DA0E5A933A7F9DB160148F1F3D4C" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Other-than-temporary impairment not recognized in earnings on debt securities, net of income taxes of $0, ($1) and $0, respectively</link:label>
    <link:label id="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_6E49DA0E5A933A7F9DB160148F1F3D4C_label_en-US" xlink:label="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_6E49DA0E5A933A7F9DB160148F1F3D4C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other than Temporary Impairment Losses, Investments, Portion in Other Comprehensive Loss, Net of Tax, Portion Attributable to Parent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_6E49DA0E5A933A7F9DB160148F1F3D4C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_6E49DA0E5A933A7F9DB160148F1F3D4C" xlink:to="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_6E49DA0E5A933A7F9DB160148F1F3D4C" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_36F4575DDDCF930F2EDB60148F1FBFA2_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_36F4575DDDCF930F2EDB60148F1FBFA2" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Reclassification of net debt securities gains to net income, net of income taxes of ($8), ($4) and ($2), respectively</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_36F4575DDDCF930F2EDB60148F1FBFA2_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_36F4575DDDCF930F2EDB60148F1FBFA2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_36F4575DDDCF930F2EDB60148F1FBFA2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_36F4575DDDCF930F2EDB60148F1FBFA2" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_36F4575DDDCF930F2EDB60148F1FBFA2" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParentAbstract_8B0FC3C792542A7A4BF160148F1F90E7_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParentAbstract_8B0FC3C792542A7A4BF160148F1F90E7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee benefit plans:</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParentAbstract_8B0FC3C792542A7A4BF160148F1F90E7_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParentAbstract_8B0FC3C792542A7A4BF160148F1F90E7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax and Reclassification Adjustment, Attributable to Parent [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParentAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParentAbstract_8B0FC3C792542A7A4BF160148F1F90E7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParentAbstract_8B0FC3C792542A7A4BF160148F1F90E7" xlink:to="lab_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParentAbstract_8B0FC3C792542A7A4BF160148F1F90E7" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax_EF753CA1DB747EF0286860148F1FE2CB_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax_EF753CA1DB747EF0286860148F1FE2CB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actuarial gain (loss), net of income taxes of $12, ($14) and $12, respectively</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax_EF753CA1DB747EF0286860148F1FE2CB_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax_EF753CA1DB747EF0286860148F1FE2CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, after Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax_EF753CA1DB747EF0286860148F1FE2CB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax_EF753CA1DB747EF0286860148F1FE2CB" xlink:to="lab_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax_EF753CA1DB747EF0286860148F1FE2CB" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_86A30E72D57B3642629060148F2020BC_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_86A30E72D57B3642629060148F2020BC" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Amortization of actuarial loss, net of income taxes of $6, $3 and $5, respectively</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_86A30E72D57B3642629060148F2020BC_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_86A30E72D57B3642629060148F2020BC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss), Reclassification Adjustment from AOCI, after Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_86A30E72D57B3642629060148F2020BC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_86A30E72D57B3642629060148F2020BC" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_86A30E72D57B3642629060148F2020BC" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax_6088D74367E7744AC26260148F20E191_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax_6088D74367E7744AC26260148F20E191" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortization of prior service cost, net of income taxes of $0, $0 and $0, respectively</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax_6088D74367E7744AC26260148F20E191_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax_6088D74367E7744AC26260148F20E191" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), Reclassification Adjustment from AOCI, after Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax_6088D74367E7744AC26260148F20E191" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax_6088D74367E7744AC26260148F20E191" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax_6088D74367E7744AC26260148F20E191" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetIncomeLossAbstract_553150C7F635EF563368CDF5C046F9EF_terseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLossAbstract_553150C7F635EF563368CDF5C046F9EF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Numerator (basic and diluted):</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLossAbstract" xlink:label="loc_us-gaap_NetIncomeLossAbstract_553150C7F635EF563368CDF5C046F9EF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLossAbstract_553150C7F635EF563368CDF5C046F9EF" xlink:to="lab_us-gaap_NetIncomeLossAbstract_553150C7F635EF563368CDF5C046F9EF" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetIncomeLoss_A6F9D5206E2C26BDCB0DCDF5C04617CA_verboseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLoss_A6F9D5206E2C26BDCB0DCDF5C04617CA" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Net income</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_A6F9D5206E2C26BDCB0DCDF5C04617CA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLoss_A6F9D5206E2C26BDCB0DCDF5C04617CA" xlink:to="lab_us-gaap_NetIncomeLoss_A6F9D5206E2C26BDCB0DCDF5C04617CA" xlink:type="arc" />
    <link:label id="lab_us-gaap_PreferredStockDividendsIncomeStatementImpact_85BB405586827737FDEDCDF5C047D1D0_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockDividendsIncomeStatementImpact_85BB405586827737FDEDCDF5C047D1D0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Less: Preferred stock dividends</link:label>
    <link:label id="lab_us-gaap_PreferredStockDividendsIncomeStatementImpact_85BB405586827737FDEDCDF5C047D1D0_label_en-US" xlink:label="lab_us-gaap_PreferredStockDividendsIncomeStatementImpact_85BB405586827737FDEDCDF5C047D1D0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock Dividends, Income Statement Impact</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockDividendsIncomeStatementImpact" xlink:label="loc_us-gaap_PreferredStockDividendsIncomeStatementImpact_85BB405586827737FDEDCDF5C047D1D0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockDividendsIncomeStatementImpact_85BB405586827737FDEDCDF5C047D1D0" xlink:to="lab_us-gaap_PreferredStockDividendsIncomeStatementImpact_85BB405586827737FDEDCDF5C047D1D0" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_CB215C2BD5F186B2F156CDF5C0474EA2_totalLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_CB215C2BD5F186B2F156CDF5C0474EA2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net income available to common stockholders</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_CB215C2BD5F186B2F156CDF5C0474EA2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_CB215C2BD5F186B2F156CDF5C0474EA2" xlink:to="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_CB215C2BD5F186B2F156CDF5C0474EA2" xlink:type="arc" />
    <link:label id="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_C71E9E892CCC93E0FBC2CDF5C0470CD4_verboseLabel_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_C71E9E892CCC93E0FBC2CDF5C0470CD4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Denominator:</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_C71E9E892CCC93E0FBC2CDF5C0470CD4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_C71E9E892CCC93E0FBC2CDF5C0470CD4" xlink:to="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_C71E9E892CCC93E0FBC2CDF5C0470CD4" xlink:type="arc" />
    <link:label id="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_DD35014BF95B47EA06A7CDF5C047A527_verboseLabel_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_DD35014BF95B47EA06A7CDF5C047A527" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Weighted-average common shares outstanding - basic (in shares)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_DD35014BF95B47EA06A7CDF5C047A527" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_DD35014BF95B47EA06A7CDF5C047A527" xlink:to="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_DD35014BF95B47EA06A7CDF5C047A527" xlink:type="arc" />
    <link:label id="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_6BB4759BB24FED348937CDF5C047D97E_terseLabel_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_6BB4759BB24FED348937CDF5C047D97E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dilutive common shares: share-based awards (in shares)</link:label>
    <link:label id="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_6BB4759BB24FED348937CDF5C047D97E_label_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_6BB4759BB24FED348937CDF5C047D97E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted Average Number Diluted Shares Outstanding Adjustment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xlink:label="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_6BB4759BB24FED348937CDF5C047D97E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_6BB4759BB24FED348937CDF5C047D97E" xlink:to="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_6BB4759BB24FED348937CDF5C047D97E" xlink:type="arc" />
    <link:label id="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_F00F4235B131245B30C4CDF5C048B903_totalLabel_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_F00F4235B131245B30C4CDF5C048B903" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Weighted-average common shares outstanding - diluted (in shares)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_F00F4235B131245B30C4CDF5C048B903" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_F00F4235B131245B30C4CDF5C048B903" xlink:to="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_F00F4235B131245B30C4CDF5C048B903" xlink:type="arc" />
    <link:label id="lab_us-gaap_EarningsPerShareBasicAndDilutedAbstract_90F9962B4A49B84D350FCDF5C048E582_terseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerShareBasicAndDilutedAbstract_90F9962B4A49B84D350FCDF5C048E582" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Earnings per common share:</link:label>
    <link:label id="lab_us-gaap_EarningsPerShareBasicAndDilutedAbstract_90F9962B4A49B84D350FCDF5C048E582_label_en-US" xlink:label="lab_us-gaap_EarningsPerShareBasicAndDilutedAbstract_90F9962B4A49B84D350FCDF5C048E582" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings Per Share, Basic and Diluted [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareBasicAndDilutedAbstract" xlink:label="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract_90F9962B4A49B84D350FCDF5C048E582" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract_90F9962B4A49B84D350FCDF5C048E582" xlink:to="lab_us-gaap_EarningsPerShareBasicAndDilutedAbstract_90F9962B4A49B84D350FCDF5C048E582" xlink:type="arc" />
    <link:label id="lab_us-gaap_EarningsPerShareBasic_875641A340EC92F4F593CDF5C048BD50_verboseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerShareBasic_875641A340EC92F4F593CDF5C048BD50" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Basic (in dollars per share)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_875641A340EC92F4F593CDF5C048BD50" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareBasic_875641A340EC92F4F593CDF5C048BD50" xlink:to="lab_us-gaap_EarningsPerShareBasic_875641A340EC92F4F593CDF5C048BD50" xlink:type="arc" />
    <link:label id="lab_us-gaap_EarningsPerShareDiluted_93EDF8B34360CD5384F5CDF5C048CF11_verboseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerShareDiluted_93EDF8B34360CD5384F5CDF5C048CF11" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Diluted (in dollars per share)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_93EDF8B34360CD5384F5CDF5C048CF11" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareDiluted_93EDF8B34360CD5384F5CDF5C048CF11" xlink:to="lab_us-gaap_EarningsPerShareDiluted_93EDF8B34360CD5384F5CDF5C048CF11" xlink:type="arc" />
    <link:label id="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_099A08E18F0F37E3F5F3CDF5C0485B82_terseLabel_en-US" xlink:label="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_099A08E18F0F37E3F5F3CDF5C0485B82" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Antidilutive securities (in shares)</link:label>
    <link:label id="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_099A08E18F0F37E3F5F3CDF5C0485B82_label_en-US" xlink:label="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_099A08E18F0F37E3F5F3CDF5C0485B82" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_099A08E18F0F37E3F5F3CDF5C0485B82" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_099A08E18F0F37E3F5F3CDF5C0485B82" xlink:to="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_099A08E18F0F37E3F5F3CDF5C0485B82" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CF672045B2471D9168E0A35941A77DBB_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CF672045B2471D9168E0A35941A77DBB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Credit Quality Indicator [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CF672045B2471D9168E0A35941A77DBB_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CF672045B2471D9168E0A35941A77DBB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Credit Quality Indicator [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CF672045B2471D9168E0A35941A77DBB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CF672045B2471D9168E0A35941A77DBB" xlink:to="lab_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CF672045B2471D9168E0A35941A77DBB" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Credit Quality Indicator [Line Items]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Credit Quality Indicator [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4744DB058FBB3C7B8079A35941A8FDF3_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4744DB058FBB3C7B8079A35941A8FDF3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Individually evaluated</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4744DB058FBB3C7B8079A35941A8FDF3_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4744DB058FBB3C7B8079A35941A8FDF3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Individually Evaluated for Impairment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4744DB058FBB3C7B8079A35941A8FDF3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4744DB058FBB3C7B8079A35941A8FDF3" xlink:to="lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4744DB058FBB3C7B8079A35941A8FDF3" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_5358D1989566936FFFCCA35941A98568_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_5358D1989566936FFFCCA35941A98568" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Formula-based evaluation</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_5358D1989566936FFFCCA35941A98568_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_5358D1989566936FFFCCA35941A98568" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Collectively Evaluated for Impairment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_5358D1989566936FFFCCA35941A98568" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_5358D1989566936FFFCCA35941A98568" xlink:to="lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_5358D1989566936FFFCCA35941A98568" xlink:type="arc" />
    <link:label id="lab_us-gaap_NotesReceivableNet_B9A73C2D54C4CDD55501A35941A94326_totalLabel_en-US" xlink:label="lab_us-gaap_NotesReceivableNet_B9A73C2D54C4CDD55501A35941A94326" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total loans and leases</link:label>
    <link:label id="lab_us-gaap_NotesReceivableNet_B9A73C2D54C4CDD55501A35941A94326_label_en-US" xlink:label="lab_us-gaap_NotesReceivableNet_B9A73C2D54C4CDD55501A35941A94326" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, after Allowance for Credit Loss</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_B9A73C2D54C4CDD55501A35941A94326" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NotesReceivableNet_B9A73C2D54C4CDD55501A35941A94326" xlink:to="lab_us-gaap_NotesReceivableNet_B9A73C2D54C4CDD55501A35941A94326" xlink:type="arc" />
    <link:label id="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_6C5FF1B3888776125FDFCA2DF08EA793_label_en-US" xlink:label="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_6C5FF1B3888776125FDFCA2DF08EA793" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Organization, Consolidation and Presentation of Financial Statements [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_6C5FF1B3888776125FDFCA2DF08EA793" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_6C5FF1B3888776125FDFCA2DF08EA793" xlink:to="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_6C5FF1B3888776125FDFCA2DF08EA793" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_292960479B621ED42C6BCA2DF09214D8_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_292960479B621ED42C6BCA2DF09214D8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of New Accounting Pronouncements and Changes in Accounting Principles [Table Text Block]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_292960479B621ED42C6BCA2DF09214D8_label_en-US" xlink:label="lab_us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_292960479B621ED42C6BCA2DF09214D8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of New Accounting Pronouncements and Changes in Accounting Principles [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:label="loc_us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_292960479B621ED42C6BCA2DF09214D8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_292960479B621ED42C6BCA2DF09214D8" xlink:to="lab_us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_292960479B621ED42C6BCA2DF09214D8" xlink:type="arc" />
    <link:label id="lab_us-gaap_BankOwnedLifeInsuranceIncome_27B6A79F952D483BE373A359430554EA_terseLabel_en-US" xlink:label="lab_us-gaap_BankOwnedLifeInsuranceIncome_27B6A79F952D483BE373A359430554EA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Bank-owned life insurance</link:label>
    <link:label id="lab_us-gaap_BankOwnedLifeInsuranceIncome_27B6A79F952D483BE373A359430554EA_label_en-US" xlink:label="lab_us-gaap_BankOwnedLifeInsuranceIncome_27B6A79F952D483BE373A359430554EA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Bank Owned Life Insurance Income</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="loc_us-gaap_BankOwnedLifeInsuranceIncome_27B6A79F952D483BE373A359430554EA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BankOwnedLifeInsuranceIncome_27B6A79F952D483BE373A359430554EA" xlink:to="lab_us-gaap_BankOwnedLifeInsuranceIncome_27B6A79F952D483BE373A359430554EA" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementOfFinancialPositionAbstract_CEDFED0ED43DDCC997B011E955758EFD_label_en-US" xlink:label="lab_us-gaap_StatementOfFinancialPositionAbstract_CEDFED0ED43DDCC997B011E955758EFD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of Financial Position [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_CEDFED0ED43DDCC997B011E955758EFD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_CEDFED0ED43DDCC997B011E955758EFD" xlink:to="lab_us-gaap_StatementOfFinancialPositionAbstract_CEDFED0ED43DDCC997B011E955758EFD" xlink:type="arc" />
    <link:label id="lab_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">ASSETS:</link:label>
    <link:label id="lab_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E_label_en-US" xlink:label="lab_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="lab_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:type="arc" />
    <link:label id="lab_us-gaap_CashAndDueFromBanks_61BCF67C97189C32BD3211E9557556E2_terseLabel_en-US" xlink:label="lab_us-gaap_CashAndDueFromBanks_61BCF67C97189C32BD3211E9557556E2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash and due from banks</link:label>
    <link:label id="lab_us-gaap_CashAndDueFromBanks_61BCF67C97189C32BD3211E9557556E2_label_en-US" xlink:label="lab_us-gaap_CashAndDueFromBanks_61BCF67C97189C32BD3211E9557556E2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and Due from Banks</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks_61BCF67C97189C32BD3211E9557556E2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndDueFromBanks_61BCF67C97189C32BD3211E9557556E2" xlink:to="lab_us-gaap_CashAndDueFromBanks_61BCF67C97189C32BD3211E9557556E2" xlink:type="arc" />
    <link:label id="lab_cfg_InterestbearingCashandDuefromBanks_E5DCE40B5E327731CF9F11E955759AF8_terseLabel_en-US" xlink:label="lab_cfg_InterestbearingCashandDuefromBanks_E5DCE40B5E327731CF9F11E955759AF8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest-bearing cash and due from banks</link:label>
    <link:label id="lab_cfg_InterestbearingCashandDuefromBanks_E5DCE40B5E327731CF9F11E955759AF8_label_en-US" xlink:label="lab_cfg_InterestbearingCashandDuefromBanks_E5DCE40B5E327731CF9F11E955759AF8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest-bearing Cash and Due from Banks</link:label>
    <link:label id="lab_cfg_InterestbearingCashandDuefromBanks_E5DCE40B5E327731CF9F11E955759AF8_documentation_en-US" xlink:label="lab_cfg_InterestbearingCashandDuefromBanks_E5DCE40B5E327731CF9F11E955759AF8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing cash in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestbearingCashandDuefromBanks" xlink:label="loc_cfg_InterestbearingCashandDuefromBanks_E5DCE40B5E327731CF9F11E955759AF8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_InterestbearingCashandDuefromBanks_E5DCE40B5E327731CF9F11E955759AF8" xlink:to="lab_cfg_InterestbearingCashandDuefromBanks_E5DCE40B5E327731CF9F11E955759AF8" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestBearingDepositsInBanks_5AEE2AD1883C93B6BEDB11E95576E379_terseLabel_en-US" xlink:label="lab_us-gaap_InterestBearingDepositsInBanks_5AEE2AD1883C93B6BEDB11E95576E379" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest-bearing deposits in banks</link:label>
    <link:label id="lab_us-gaap_InterestBearingDepositsInBanks_5AEE2AD1883C93B6BEDB11E95576E379_label_en-US" xlink:label="lab_us-gaap_InterestBearingDepositsInBanks_5AEE2AD1883C93B6BEDB11E95576E379" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest-bearing Deposits in Banks and Other Financial Institutions</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks_5AEE2AD1883C93B6BEDB11E95576E379" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestBearingDepositsInBanks_5AEE2AD1883C93B6BEDB11E95576E379" xlink:to="lab_us-gaap_InterestBearingDepositsInBanks_5AEE2AD1883C93B6BEDB11E95576E379" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_63752C4DCFCB7D90BA2311E95576A534_verboseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_63752C4DCFCB7D90BA2311E95576A534" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Debt securities available for sale, at fair value (including $363 and $91 pledged to creditors, respectively)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_63752C4DCFCB7D90BA2311E95576A534" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_63752C4DCFCB7D90BA2311E95576A534" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_63752C4DCFCB7D90BA2311E95576A534" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecurities_7A6C8AE58549EFC9787C11E95576E190_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecurities_7A6C8AE58549EFC9787C11E95576E190" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities held to maturity (fair value of $3,242 and $4,041, respectively, and including $249 and $0 pledged to creditors, respectively)</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecurities_7A6C8AE58549EFC9787C11E95576E190_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecurities_7A6C8AE58549EFC9787C11E95576E190" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-maturity</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_7A6C8AE58549EFC9787C11E95576E190" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecurities_7A6C8AE58549EFC9787C11E95576E190" xlink:to="lab_us-gaap_HeldToMaturitySecurities_7A6C8AE58549EFC9787C11E95576E190" xlink:type="arc" />
    <link:label id="lab_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_3D7A02A05A5359A277D511E955769F6A_terseLabel_en-US" xlink:label="lab_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_3D7A02A05A5359A277D511E955769F6A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity investment securities, at cost</link:label>
    <link:label id="lab_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_3D7A02A05A5359A277D511E955769F6A_label_en-US" xlink:label="lab_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_3D7A02A05A5359A277D511E955769F6A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Securities without Readily Determinable Fair Value, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount" xlink:label="loc_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_3D7A02A05A5359A277D511E955769F6A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_3D7A02A05A5359A277D511E955769F6A" xlink:to="lab_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_3D7A02A05A5359A277D511E955769F6A" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansReceivableHeldForSaleAmount_EC6288DA532A47638C6211E95576B2D3_terseLabel_en-US" xlink:label="lab_us-gaap_LoansReceivableHeldForSaleAmount_EC6288DA532A47638C6211E95576B2D3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans held for sale, at fair value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleAmount_EC6288DA532A47638C6211E95576B2D3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleAmount_EC6288DA532A47638C6211E95576B2D3" xlink:to="lab_us-gaap_LoansReceivableHeldForSaleAmount_EC6288DA532A47638C6211E95576B2D3" xlink:type="arc" />
    <link:label id="lab_cfg_OtherLoansReceivableHeldforsaleAmount_EB7C8F3E585BC3FE73D211E95577BD3D_terseLabel_en-US" xlink:label="lab_cfg_OtherLoansReceivableHeldforsaleAmount_EB7C8F3E585BC3FE73D211E95577BD3D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other loans held for sale</link:label>
    <link:label id="lab_cfg_OtherLoansReceivableHeldforsaleAmount_EB7C8F3E585BC3FE73D211E95577BD3D_label_en-US" xlink:label="lab_cfg_OtherLoansReceivableHeldforsaleAmount_EB7C8F3E585BC3FE73D211E95577BD3D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Loans Receivable Held-for-sale, Amount</link:label>
    <link:label id="lab_cfg_OtherLoansReceivableHeldforsaleAmount_EB7C8F3E585BC3FE73D211E95577BD3D_documentation_en-US" xlink:label="lab_cfg_OtherLoansReceivableHeldforsaleAmount_EB7C8F3E585BC3FE73D211E95577BD3D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of other loans receivable that will be sold to other entities.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLoansReceivableHeldforsaleAmount" xlink:label="loc_cfg_OtherLoansReceivableHeldforsaleAmount_EB7C8F3E585BC3FE73D211E95577BD3D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_OtherLoansReceivableHeldforsaleAmount_EB7C8F3E585BC3FE73D211E95577BD3D" xlink:to="lab_cfg_OtherLoansReceivableHeldforsaleAmount_EB7C8F3E585BC3FE73D211E95577BD3D" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableAllowance_88B5FC3D8790F240115411E9557759F8_negatedLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance_88B5FC3D8790F240115411E9557759F8" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Less: Allowance for loan and lease losses</link:label>
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableAllowance_88B5FC3D8790F240115411E9557759F8_label_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance_88B5FC3D8790F240115411E9557759F8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and Leases Receivable, Allowance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_88B5FC3D8790F240115411E9557759F8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowance_88B5FC3D8790F240115411E9557759F8" xlink:to="lab_us-gaap_LoansAndLeasesReceivableAllowance_88B5FC3D8790F240115411E9557759F8" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount_A57898FEB019561A819E11E9557777B9_totalLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount_A57898FEB019561A819E11E9557777B9" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net loans and leases</link:label>
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount_A57898FEB019561A819E11E9557777B9_label_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount_A57898FEB019561A819E11E9557777B9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and Leases Receivable, Net Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_A57898FEB019561A819E11E9557777B9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_A57898FEB019561A819E11E9557777B9" xlink:to="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount_A57898FEB019561A819E11E9557777B9" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeAssets_5235A060B72AE7B6D40A11E95577AFB5_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssets_5235A060B72AE7B6D40A11E95577AFB5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative assets</link:label>
    <link:label id="lab_us-gaap_DerivativeAssets_5235A060B72AE7B6D40A11E95577AFB5_label_en-US" xlink:label="lab_us-gaap_DerivativeAssets_5235A060B72AE7B6D40A11E95577AFB5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Asset</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_us-gaap_DerivativeAssets_5235A060B72AE7B6D40A11E95577AFB5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssets_5235A060B72AE7B6D40A11E95577AFB5" xlink:to="lab_us-gaap_DerivativeAssets_5235A060B72AE7B6D40A11E95577AFB5" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_0D4D30615C41BD30FE9711E955777902_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet_0D4D30615C41BD30FE9711E955777902" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premises and equipment, net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_0D4D30615C41BD30FE9711E955777902" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_0D4D30615C41BD30FE9711E955777902" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentNet_0D4D30615C41BD30FE9711E955777902" xlink:type="arc" />
    <link:label id="lab_us-gaap_BankOwnedLifeInsurance_18FEC6FED117AD5EBF5D11E95578622C_terseLabel_en-US" xlink:label="lab_us-gaap_BankOwnedLifeInsurance_18FEC6FED117AD5EBF5D11E95578622C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Bank-owned life insurance</link:label>
    <link:label id="lab_us-gaap_BankOwnedLifeInsurance_18FEC6FED117AD5EBF5D11E95578622C_label_en-US" xlink:label="lab_us-gaap_BankOwnedLifeInsurance_18FEC6FED117AD5EBF5D11E95578622C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Bank Owned Life Insurance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_us-gaap_BankOwnedLifeInsurance_18FEC6FED117AD5EBF5D11E95578622C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BankOwnedLifeInsurance_18FEC6FED117AD5EBF5D11E95578622C" xlink:to="lab_us-gaap_BankOwnedLifeInsurance_18FEC6FED117AD5EBF5D11E95578622C" xlink:type="arc" />
    <link:label id="lab_us-gaap_Goodwill_48D60B65CE23099C4F2F11E95578360B_terseLabel_en-US" xlink:label="lab_us-gaap_Goodwill_48D60B65CE23099C4F2F11E95578360B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill</link:label>
    <link:label id="lab_us-gaap_Goodwill_48D60B65CE23099C4F2F11E95578360B_label_en-US" xlink:label="lab_us-gaap_Goodwill_48D60B65CE23099C4F2F11E95578360B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_48D60B65CE23099C4F2F11E95578360B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Goodwill_48D60B65CE23099C4F2F11E95578360B" xlink:to="lab_us-gaap_Goodwill_48D60B65CE23099C4F2F11E95578360B" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherAssets_22812A38E7E46D4A74ED11E95578E39C_terseLabel_en-US" xlink:label="lab_us-gaap_OtherAssets_22812A38E7E46D4A74ED11E95578E39C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other assets</link:label>
    <link:label id="lab_us-gaap_OtherAssets_22812A38E7E46D4A74ED11E95578E39C_label_en-US" xlink:label="lab_us-gaap_OtherAssets_22812A38E7E46D4A74ED11E95578E39C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_22812A38E7E46D4A74ED11E95578E39C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherAssets_22812A38E7E46D4A74ED11E95578E39C" xlink:to="lab_us-gaap_OtherAssets_22812A38E7E46D4A74ED11E95578E39C" xlink:type="arc" />
    <link:label id="lab_us-gaap_Assets_520732F8534F5E2A30ED11E95578E90C_totalLabel_en-US" xlink:label="lab_us-gaap_Assets_520732F8534F5E2A30ED11E95578E90C" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">TOTAL ASSETS</link:label>
    <link:label id="lab_us-gaap_Assets_520732F8534F5E2A30ED11E95578E90C_label_en-US" xlink:label="lab_us-gaap_Assets_520732F8534F5E2A30ED11E95578E90C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_520732F8534F5E2A30ED11E95578E90C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Assets_520732F8534F5E2A30ED11E95578E90C" xlink:to="lab_us-gaap_Assets_520732F8534F5E2A30ED11E95578E90C" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_29712B93E0008188514011E95578CC3E_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_29712B93E0008188514011E95578CC3E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">LIABILITIES AND STOCKHOLDERS&#8217; EQUITY:</link:label>
    <link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_29712B93E0008188514011E95578CC3E_label_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_29712B93E0008188514011E95578CC3E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities and Equity [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_29712B93E0008188514011E95578CC3E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_29712B93E0008188514011E95578CC3E" xlink:to="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_29712B93E0008188514011E95578CC3E" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">LIABILITIES:</link:label>
    <link:label id="lab_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A_label_en-US" xlink:label="lab_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A" xlink:to="lab_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A" xlink:type="arc" />
    <link:label id="lab_us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract_50B3826DA4BE16708C3E11E9557953F3_terseLabel_en-US" xlink:label="lab_us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract_50B3826DA4BE16708C3E11E9557953F3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits:</link:label>
    <link:label id="lab_us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract_50B3826DA4BE16708C3E11E9557953F3_label_en-US" xlink:label="lab_us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract_50B3826DA4BE16708C3E11E9557953F3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits, Interest-bearing and Noninterest-bearing, Alternative [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract" xlink:label="loc_us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract_50B3826DA4BE16708C3E11E9557953F3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract_50B3826DA4BE16708C3E11E9557953F3" xlink:to="lab_us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract_50B3826DA4BE16708C3E11E9557953F3" xlink:type="arc" />
    <link:label id="lab_us-gaap_NoninterestBearingDepositLiabilities_429B159CD1CC1D64ACC811E95579DB1F_terseLabel_en-US" xlink:label="lab_us-gaap_NoninterestBearingDepositLiabilities_429B159CD1CC1D64ACC811E95579DB1F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Noninterest-bearing</link:label>
    <link:label id="lab_us-gaap_NoninterestBearingDepositLiabilities_429B159CD1CC1D64ACC811E95579DB1F_label_en-US" xlink:label="lab_us-gaap_NoninterestBearingDepositLiabilities_429B159CD1CC1D64ACC811E95579DB1F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noninterest-bearing Deposit Liabilities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities_429B159CD1CC1D64ACC811E95579DB1F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestBearingDepositLiabilities_429B159CD1CC1D64ACC811E95579DB1F" xlink:to="lab_us-gaap_NoninterestBearingDepositLiabilities_429B159CD1CC1D64ACC811E95579DB1F" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestBearingDepositLiabilities_1BCFF1D029D69E6D536711E95579F066_terseLabel_en-US" xlink:label="lab_us-gaap_InterestBearingDepositLiabilities_1BCFF1D029D69E6D536711E95579F066" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest-bearing</link:label>
    <link:label id="lab_us-gaap_InterestBearingDepositLiabilities_1BCFF1D029D69E6D536711E95579F066_label_en-US" xlink:label="lab_us-gaap_InterestBearingDepositLiabilities_1BCFF1D029D69E6D536711E95579F066" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest-bearing Deposit Liabilities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities_1BCFF1D029D69E6D536711E95579F066" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestBearingDepositLiabilities_1BCFF1D029D69E6D536711E95579F066" xlink:to="lab_us-gaap_InterestBearingDepositLiabilities_1BCFF1D029D69E6D536711E95579F066" xlink:type="arc" />
    <link:label id="lab_us-gaap_Deposits_C702D338A2C912B1D30211E955798458_totalLabel_en-US" xlink:label="lab_us-gaap_Deposits_C702D338A2C912B1D30211E955798458" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total deposits</link:label>
    <link:label id="lab_us-gaap_Deposits_C702D338A2C912B1D30211E955798458_label_en-US" xlink:label="lab_us-gaap_Deposits_C702D338A2C912B1D30211E955798458" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits_C702D338A2C912B1D30211E955798458" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Deposits_C702D338A2C912B1D30211E955798458" xlink:to="lab_us-gaap_Deposits_C702D338A2C912B1D30211E955798458" xlink:type="arc" />
    <link:label id="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_4E23F909A1944E6DC19311E9557A57DB_terseLabel_en-US" xlink:label="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_4E23F909A1944E6DC19311E9557A57DB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal funds purchased and securities sold under agreements to repurchase</link:label>
    <link:label id="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_4E23F909A1944E6DC19311E9557A57DB_label_en-US" xlink:label="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_4E23F909A1944E6DC19311E9557A57DB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Funds Purchased and Securities Sold under Agreements to Repurchase</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_4E23F909A1944E6DC19311E9557A57DB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_4E23F909A1944E6DC19311E9557A57DB" xlink:to="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_4E23F909A1944E6DC19311E9557A57DB" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherShortTermBorrowings_C10B7FB1393ABA98FC2C11E9557AFC19_terseLabel_en-US" xlink:label="lab_us-gaap_OtherShortTermBorrowings_C10B7FB1393ABA98FC2C11E9557AFC19" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other short-term borrowed funds</link:label>
    <link:label id="lab_us-gaap_OtherShortTermBorrowings_C10B7FB1393ABA98FC2C11E9557AFC19_label_en-US" xlink:label="lab_us-gaap_OtherShortTermBorrowings_C10B7FB1393ABA98FC2C11E9557AFC19" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Short-term Borrowings</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherShortTermBorrowings" xlink:label="loc_us-gaap_OtherShortTermBorrowings_C10B7FB1393ABA98FC2C11E9557AFC19" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherShortTermBorrowings_C10B7FB1393ABA98FC2C11E9557AFC19" xlink:to="lab_us-gaap_OtherShortTermBorrowings_C10B7FB1393ABA98FC2C11E9557AFC19" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeLiabilities_3FB16AC745BC4B18DC6111E9557ACDE0_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilities_3FB16AC745BC4B18DC6111E9557ACDE0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative liabilities</link:label>
    <link:label id="lab_us-gaap_DerivativeLiabilities_3FB16AC745BC4B18DC6111E9557ACDE0_label_en-US" xlink:label="lab_us-gaap_DerivativeLiabilities_3FB16AC745BC4B18DC6111E9557ACDE0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Liability</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="loc_us-gaap_DerivativeLiabilities_3FB16AC745BC4B18DC6111E9557ACDE0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilities_3FB16AC745BC4B18DC6111E9557ACDE0" xlink:to="lab_us-gaap_DerivativeLiabilities_3FB16AC745BC4B18DC6111E9557ACDE0" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredIncomeTaxLiabilitiesNet_E5AFDBDFF19490D6238D11E9557A8AA4_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxLiabilitiesNet_E5AFDBDFF19490D6238D11E9557A8AA4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred taxes, net</link:label>
    <link:label id="lab_us-gaap_DeferredIncomeTaxLiabilitiesNet_E5AFDBDFF19490D6238D11E9557A8AA4_label_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxLiabilitiesNet_E5AFDBDFF19490D6238D11E9557A8AA4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Income Tax Liabilities, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilitiesNet" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilitiesNet_E5AFDBDFF19490D6238D11E9557A8AA4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilitiesNet_E5AFDBDFF19490D6238D11E9557A8AA4" xlink:to="lab_us-gaap_DeferredIncomeTaxLiabilitiesNet_E5AFDBDFF19490D6238D11E9557A8AA4" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebt_A07C95729DF0DAF932B911E9557A4263_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebt_A07C95729DF0DAF932B911E9557A4263" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Long-term borrowed funds</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_A07C95729DF0DAF932B911E9557A4263" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebt_A07C95729DF0DAF932B911E9557A4263" xlink:to="lab_us-gaap_LongTermDebt_A07C95729DF0DAF932B911E9557A4263" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherLiabilities_EE212843E3A0255AB7F611E9557A4813_terseLabel_en-US" xlink:label="lab_us-gaap_OtherLiabilities_EE212843E3A0255AB7F611E9557A4813" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other liabilities</link:label>
    <link:label id="lab_us-gaap_OtherLiabilities_EE212843E3A0255AB7F611E9557A4813_label_en-US" xlink:label="lab_us-gaap_OtherLiabilities_EE212843E3A0255AB7F611E9557A4813" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Liabilities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_EE212843E3A0255AB7F611E9557A4813" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLiabilities_EE212843E3A0255AB7F611E9557A4813" xlink:to="lab_us-gaap_OtherLiabilities_EE212843E3A0255AB7F611E9557A4813" xlink:type="arc" />
    <link:label id="lab_us-gaap_Liabilities_C99A318AC22B9998A87E11E9557A727C_totalLabel_en-US" xlink:label="lab_us-gaap_Liabilities_C99A318AC22B9998A87E11E9557A727C" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">TOTAL LIABILITIES</link:label>
    <link:label id="lab_us-gaap_Liabilities_C99A318AC22B9998A87E11E9557A727C_label_en-US" xlink:label="lab_us-gaap_Liabilities_C99A318AC22B9998A87E11E9557A727C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_C99A318AC22B9998A87E11E9557A727C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Liabilities_C99A318AC22B9998A87E11E9557A727C" xlink:to="lab_us-gaap_Liabilities_C99A318AC22B9998A87E11E9557A727C" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommitmentsAndContingencies_957412CE8820EF3A730411E9557BEBAC_terseLabel_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingencies_957412CE8820EF3A730411E9557BEBAC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Contingencies (refer to Note 18)</link:label>
    <link:label id="lab_us-gaap_CommitmentsAndContingencies_957412CE8820EF3A730411E9557BEBAC_label_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingencies_957412CE8820EF3A730411E9557BEBAC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commitments and Contingencies</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="loc_us-gaap_CommitmentsAndContingencies_957412CE8820EF3A730411E9557BEBAC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommitmentsAndContingencies_957412CE8820EF3A730411E9557BEBAC" xlink:to="lab_us-gaap_CommitmentsAndContingencies_957412CE8820EF3A730411E9557BEBAC" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockholdersEquityAbstract_A11B4E19B5E1B0C48C4D11E9557B9D02_terseLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquityAbstract_A11B4E19B5E1B0C48C4D11E9557B9D02" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">STOCKHOLDERS&#8217; EQUITY:</link:label>
    <link:label id="lab_us-gaap_StockholdersEquityAbstract_A11B4E19B5E1B0C48C4D11E9557B9D02_label_en-US" xlink:label="lab_us-gaap_StockholdersEquityAbstract_A11B4E19B5E1B0C48C4D11E9557B9D02" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stockholders' Equity Attributable to Parent [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract_A11B4E19B5E1B0C48C4D11E9557B9D02" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquityAbstract_A11B4E19B5E1B0C48C4D11E9557B9D02" xlink:to="lab_us-gaap_StockholdersEquityAbstract_A11B4E19B5E1B0C48C4D11E9557B9D02" xlink:type="arc" />
    <link:label id="lab_us-gaap_PreferredStockValue_E54DAAEB985142BE47D911E9557B3B73_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockValue_E54DAAEB985142BE47D911E9557B3B73" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">$25.00 par value,100,000,000 shares authorized; 1,600,000 shares issued and outstanding at December 31, 2019 and 850,000 shares issued and outstanding at December 31, 2018</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaap_PreferredStockValue_E54DAAEB985142BE47D911E9557B3B73" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockValue_E54DAAEB985142BE47D911E9557B3B73" xlink:to="lab_us-gaap_PreferredStockValue_E54DAAEB985142BE47D911E9557B3B73" xlink:type="arc" />
    <link:label id="lab_cfg_CommonStockAbstract_688776E41C9373A86AC011E9557B44B0_terseLabel_en-US" xlink:label="lab_cfg_CommonStockAbstract_688776E41C9373A86AC011E9557B44B0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock:</link:label>
    <link:label id="lab_cfg_CommonStockAbstract_688776E41C9373A86AC011E9557B44B0_label_en-US" xlink:label="lab_cfg_CommonStockAbstract_688776E41C9373A86AC011E9557B44B0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock [Abstract]</link:label>
    <link:label id="lab_cfg_CommonStockAbstract_688776E41C9373A86AC011E9557B44B0_documentation_en-US" xlink:label="lab_cfg_CommonStockAbstract_688776E41C9373A86AC011E9557B44B0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Common Stock [Abstract]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommonStockAbstract" xlink:label="loc_cfg_CommonStockAbstract_688776E41C9373A86AC011E9557B44B0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CommonStockAbstract_688776E41C9373A86AC011E9557B44B0" xlink:to="lab_cfg_CommonStockAbstract_688776E41C9373A86AC011E9557B44B0" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonStockValue_7DDBCB204242D3C107E911E9557BEDB8_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockValue_7DDBCB204242D3C107E911E9557BEDB8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">$0.01 par value, 1,000,000,000 shares authorized; 568,238,730 shares issued and 433,121,083 shares outstanding at December 31, 2019 and 566,819,863 shares issued and 466,007,984 shares outstanding at December 31, 2018</link:label>
    <link:label id="lab_us-gaap_CommonStockValue_7DDBCB204242D3C107E911E9557BEDB8_label_en-US" xlink:label="lab_us-gaap_CommonStockValue_7DDBCB204242D3C107E911E9557BEDB8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Value, Issued</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaap_CommonStockValue_7DDBCB204242D3C107E911E9557BEDB8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockValue_7DDBCB204242D3C107E911E9557BEDB8" xlink:to="lab_us-gaap_CommonStockValue_7DDBCB204242D3C107E911E9557BEDB8" xlink:type="arc" />
    <link:label id="lab_us-gaap_AdditionalPaidInCapital_2F86124407022C1606F111E9557CE9B7_terseLabel_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapital_2F86124407022C1606F111E9557CE9B7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additional paid-in capital</link:label>
    <link:label id="lab_us-gaap_AdditionalPaidInCapital_2F86124407022C1606F111E9557CE9B7_label_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapital_2F86124407022C1606F111E9557CE9B7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Additional Paid in Capital</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="loc_us-gaap_AdditionalPaidInCapital_2F86124407022C1606F111E9557CE9B7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdditionalPaidInCapital_2F86124407022C1606F111E9557CE9B7" xlink:to="lab_us-gaap_AdditionalPaidInCapital_2F86124407022C1606F111E9557CE9B7" xlink:type="arc" />
    <link:label id="lab_us-gaap_RetainedEarningsAccumulatedDeficit_3D547885118FF22DB9B211E9557C92DE_terseLabel_en-US" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit_3D547885118FF22DB9B211E9557C92DE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retained earnings</link:label>
    <link:label id="lab_us-gaap_RetainedEarningsAccumulatedDeficit_3D547885118FF22DB9B211E9557C92DE_label_en-US" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit_3D547885118FF22DB9B211E9557C92DE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retained Earnings (Accumulated Deficit)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_3D547885118FF22DB9B211E9557C92DE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RetainedEarningsAccumulatedDeficit_3D547885118FF22DB9B211E9557C92DE" xlink:to="lab_us-gaap_RetainedEarningsAccumulatedDeficit_3D547885118FF22DB9B211E9557C92DE" xlink:type="arc" />
    <link:label id="lab_us-gaap_TreasuryStockValue_3D7CCE9D59A80E60EEA811E9557C1DE2_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_TreasuryStockValue_3D7CCE9D59A80E60EEA811E9557C1DE2" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Treasury stock, at cost, 135,117,647 and 100,811,879 shares at December 31, 2019 and December 31, 2018, respectively</link:label>
    <link:label id="lab_us-gaap_TreasuryStockValue_3D7CCE9D59A80E60EEA811E9557C1DE2_label_en-US" xlink:label="lab_us-gaap_TreasuryStockValue_3D7CCE9D59A80E60EEA811E9557C1DE2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Treasury Stock, Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="loc_us-gaap_TreasuryStockValue_3D7CCE9D59A80E60EEA811E9557C1DE2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TreasuryStockValue_3D7CCE9D59A80E60EEA811E9557C1DE2" xlink:to="lab_us-gaap_TreasuryStockValue_3D7CCE9D59A80E60EEA811E9557C1DE2" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_A0E792DB1CAFAC6F362111E9557C0289_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_A0E792DB1CAFAC6F362111E9557C0289" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated other comprehensive loss</link:label>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_A0E792DB1CAFAC6F362111E9557C0289_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_A0E792DB1CAFAC6F362111E9557C0289" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net of Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_A0E792DB1CAFAC6F362111E9557C0289" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_A0E792DB1CAFAC6F362111E9557C0289" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_A0E792DB1CAFAC6F362111E9557C0289" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockholdersEquity_D31D8362854527C648C411E9557CF4CC_totalLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquity_D31D8362854527C648C411E9557CF4CC" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">TOTAL STOCKHOLDERS&#8217; EQUITY</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_D31D8362854527C648C411E9557CF4CC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquity_D31D8362854527C648C411E9557CF4CC" xlink:to="lab_us-gaap_StockholdersEquity_D31D8362854527C648C411E9557CF4CC" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquity_1AD50DBDA9D9CC94375511E9557DBDBC_totalLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity_1AD50DBDA9D9CC94375511E9557DBDBC" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">TOTAL LIABILITIES AND STOCKHOLDERS&#8217; EQUITY</link:label>
    <link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquity_1AD50DBDA9D9CC94375511E9557DBDBC_label_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity_1AD50DBDA9D9CC94375511E9557DBDBC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities and Equity</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_1AD50DBDA9D9CC94375511E9557DBDBC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_1AD50DBDA9D9CC94375511E9557DBDBC" xlink:to="lab_us-gaap_LiabilitiesAndStockholdersEquity_1AD50DBDA9D9CC94375511E9557DBDBC" xlink:type="arc" />
    <link:label id="lab_us-gaap_TimeDeposits100000OrMore_342857B108C0CCA2E4CFCEFEDE97C886_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDeposits100000OrMore_342857B108C0CCA2E4CFCEFEDE97C886" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Time deposits of $100,000 or more</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDeposits100000OrMore" xlink:label="loc_us-gaap_TimeDeposits100000OrMore_342857B108C0CCA2E4CFCEFEDE97C886" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDeposits100000OrMore_342857B108C0CCA2E4CFCEFEDE97C886" xlink:to="lab_us-gaap_TimeDeposits100000OrMore_342857B108C0CCA2E4CFCEFEDE97C886" xlink:type="arc" />
    <link:label id="lab_us-gaap_InternalCreditAssessmentAxis_45B5B0C45B3891C976BA20E262046B22_terseLabel_en-US" xlink:label="lab_us-gaap_InternalCreditAssessmentAxis_45B5B0C45B3891C976BA20E262046B22" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Internal Credit Assessment [Axis]</link:label>
    <link:label id="lab_us-gaap_InternalCreditAssessmentAxis_45B5B0C45B3891C976BA20E262046B22_label_en-US" xlink:label="lab_us-gaap_InternalCreditAssessmentAxis_45B5B0C45B3891C976BA20E262046B22" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Internal Credit Assessment [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_45B5B0C45B3891C976BA20E262046B22" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_45B5B0C45B3891C976BA20E262046B22" xlink:to="lab_us-gaap_InternalCreditAssessmentAxis_45B5B0C45B3891C976BA20E262046B22" xlink:type="arc" />
    <link:label id="lab_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05_terseLabel_en-US" xlink:label="lab_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Internal Credit Assessment [Domain]</link:label>
    <link:label id="lab_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05_label_en-US" xlink:label="lab_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Internal Credit Assessment [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:to="lab_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:type="arc" />
    <link:label id="lab_us-gaap_PassMember_9559813015C3535EEE3720E2620407CE_terseLabel_en-US" xlink:label="lab_us-gaap_PassMember_9559813015C3535EEE3720E2620407CE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pass</link:label>
    <link:label id="lab_us-gaap_PassMember_9559813015C3535EEE3720E2620407CE_label_en-US" xlink:label="lab_us-gaap_PassMember_9559813015C3535EEE3720E2620407CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pass [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PassMember" xlink:label="loc_us-gaap_PassMember_9559813015C3535EEE3720E2620407CE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PassMember_9559813015C3535EEE3720E2620407CE" xlink:to="lab_us-gaap_PassMember_9559813015C3535EEE3720E2620407CE" xlink:type="arc" />
    <link:label id="lab_us-gaap_SpecialMentionMember_E043378523A5C05D0DCA20E26204E5E6_terseLabel_en-US" xlink:label="lab_us-gaap_SpecialMentionMember_E043378523A5C05D0DCA20E26204E5E6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Special Mention</link:label>
    <link:label id="lab_us-gaap_SpecialMentionMember_E043378523A5C05D0DCA20E26204E5E6_label_en-US" xlink:label="lab_us-gaap_SpecialMentionMember_E043378523A5C05D0DCA20E26204E5E6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Special Mention [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SpecialMentionMember" xlink:label="loc_us-gaap_SpecialMentionMember_E043378523A5C05D0DCA20E26204E5E6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SpecialMentionMember_E043378523A5C05D0DCA20E26204E5E6" xlink:to="lab_us-gaap_SpecialMentionMember_E043378523A5C05D0DCA20E26204E5E6" xlink:type="arc" />
    <link:label id="lab_us-gaap_SubstandardMember_05AA65296563848D907420E262052DE0_terseLabel_en-US" xlink:label="lab_us-gaap_SubstandardMember_05AA65296563848D907420E262052DE0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Substandard</link:label>
    <link:label id="lab_us-gaap_SubstandardMember_05AA65296563848D907420E262052DE0_label_en-US" xlink:label="lab_us-gaap_SubstandardMember_05AA65296563848D907420E262052DE0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Substandard [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubstandardMember" xlink:label="loc_us-gaap_SubstandardMember_05AA65296563848D907420E262052DE0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubstandardMember_05AA65296563848D907420E262052DE0" xlink:to="lab_us-gaap_SubstandardMember_05AA65296563848D907420E262052DE0" xlink:type="arc" />
    <link:label id="lab_us-gaap_DoubtfulMember_972B6106CEFBDA4718AE20E26205F014_terseLabel_en-US" xlink:label="lab_us-gaap_DoubtfulMember_972B6106CEFBDA4718AE20E26205F014" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Doubtful</link:label>
    <link:label id="lab_us-gaap_DoubtfulMember_972B6106CEFBDA4718AE20E26205F014_label_en-US" xlink:label="lab_us-gaap_DoubtfulMember_972B6106CEFBDA4718AE20E26205F014" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Doubtful [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DoubtfulMember" xlink:label="loc_us-gaap_DoubtfulMember_972B6106CEFBDA4718AE20E26205F014" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DoubtfulMember_972B6106CEFBDA4718AE20E26205F014" xlink:to="lab_us-gaap_DoubtfulMember_972B6106CEFBDA4718AE20E26205F014" xlink:type="arc" />
    <link:label id="lab_us-gaap_NotesReceivableNet_25205B08B001EF747F8520E2620736DA_terseLabel_en-US" xlink:label="lab_us-gaap_NotesReceivableNet_25205B08B001EF747F8520E2620736DA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_25205B08B001EF747F8520E2620736DA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NotesReceivableNet_25205B08B001EF747F8520E2620736DA" xlink:to="lab_us-gaap_NotesReceivableNet_25205B08B001EF747F8520E2620736DA" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_5D50670B7B83CBDE4F20A35942FF94E5_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_5D50670B7B83CBDE4F20A35942FF94E5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of segment reporting information</link:label>
    <link:label id="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_5D50670B7B83CBDE4F20A35942FF94E5_label_en-US" xlink:label="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_5D50670B7B83CBDE4F20A35942FF94E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Segment Reporting Information, by Segment [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_5D50670B7B83CBDE4F20A35942FF94E5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_5D50670B7B83CBDE4F20A35942FF94E5" xlink:to="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_5D50670B7B83CBDE4F20A35942FF94E5" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfShortTermDebtTable_8F166DCB430524736D64D81DDEA59BA8_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfShortTermDebtTable_8F166DCB430524736D64D81DDEA59BA8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Short-term Debt [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfShortTermDebtTable_8F166DCB430524736D64D81DDEA59BA8_label_en-US" xlink:label="lab_us-gaap_ScheduleOfShortTermDebtTable_8F166DCB430524736D64D81DDEA59BA8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Short-term Debt [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShortTermDebtTable" xlink:label="loc_us-gaap_ScheduleOfShortTermDebtTable_8F166DCB430524736D64D81DDEA59BA8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_8F166DCB430524736D64D81DDEA59BA8" xlink:to="lab_us-gaap_ScheduleOfShortTermDebtTable_8F166DCB430524736D64D81DDEA59BA8" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentAxis_5F9B0C8B4825A74B82DFD81DDEA5D8FE_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentAxis_5F9B0C8B4825A74B82DFD81DDEA5D8FE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Instrument [Axis]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentAxis_5F9B0C8B4825A74B82DFD81DDEA5D8FE_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentAxis_5F9B0C8B4825A74B82DFD81DDEA5D8FE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="loc_us-gaap_DebtInstrumentAxis_5F9B0C8B4825A74B82DFD81DDEA5D8FE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentAxis_5F9B0C8B4825A74B82DFD81DDEA5D8FE" xlink:to="lab_us-gaap_DebtInstrumentAxis_5F9B0C8B4825A74B82DFD81DDEA5D8FE" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Instrument, Name [Domain]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Name [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9" xlink:to="lab_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9" xlink:type="arc" />
    <link:label id="lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_A54B3ACEBF88D4F0E852D81DDEA6320C_terseLabel_en-US" xlink:label="lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_A54B3ACEBF88D4F0E852D81DDEA6320C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securities sold under agreements to repurchase</link:label>
    <link:label id="lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_A54B3ACEBF88D4F0E852D81DDEA6320C_label_en-US" xlink:label="lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_A54B3ACEBF88D4F0E852D81DDEA6320C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Securities Sold under Agreements to Repurchase [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="loc_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_A54B3ACEBF88D4F0E852D81DDEA6320C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_A54B3ACEBF88D4F0E852D81DDEA6320C" xlink:to="lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_A54B3ACEBF88D4F0E852D81DDEA6320C" xlink:type="arc" />
    <link:label id="lab_us-gaap_FederalFundsPurchasedMember_7EABD0416BB0446B2969D81DDEA60AAC_terseLabel_en-US" xlink:label="lab_us-gaap_FederalFundsPurchasedMember_7EABD0416BB0446B2969D81DDEA60AAC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal funds purchased</link:label>
    <link:label id="lab_us-gaap_FederalFundsPurchasedMember_7EABD0416BB0446B2969D81DDEA60AAC_label_en-US" xlink:label="lab_us-gaap_FederalFundsPurchasedMember_7EABD0416BB0446B2969D81DDEA60AAC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Funds Purchased [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalFundsPurchasedMember" xlink:label="loc_us-gaap_FederalFundsPurchasedMember_7EABD0416BB0446B2969D81DDEA60AAC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalFundsPurchasedMember_7EABD0416BB0446B2969D81DDEA60AAC" xlink:to="lab_us-gaap_FederalFundsPurchasedMember_7EABD0416BB0446B2969D81DDEA60AAC" xlink:type="arc" />
    <link:label id="lab_cfg_OtherShorttermDebtMember_38B9A258E0E678DFB3E9D81DDEA77530_terseLabel_en-US" xlink:label="lab_cfg_OtherShorttermDebtMember_38B9A258E0E678DFB3E9D81DDEA77530" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other short-term borrowed funds</link:label>
    <link:label id="lab_cfg_OtherShorttermDebtMember_38B9A258E0E678DFB3E9D81DDEA77530_label_en-US" xlink:label="lab_cfg_OtherShorttermDebtMember_38B9A258E0E678DFB3E9D81DDEA77530" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Short-term Debt [Member]</link:label>
    <link:label id="lab_cfg_OtherShorttermDebtMember_38B9A258E0E678DFB3E9D81DDEA77530_documentation_en-US" xlink:label="lab_cfg_OtherShorttermDebtMember_38B9A258E0E678DFB3E9D81DDEA77530" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Short-term Debt [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherShorttermDebtMember" xlink:label="loc_cfg_OtherShorttermDebtMember_38B9A258E0E678DFB3E9D81DDEA77530" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_OtherShorttermDebtMember_38B9A258E0E678DFB3E9D81DDEA77530" xlink:to="lab_cfg_OtherShorttermDebtMember_38B9A258E0E678DFB3E9D81DDEA77530" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShortTermDebtLineItems_52BB4C385BA37BB06A9ED81DDEA73434_terseLabel_en-US" xlink:label="lab_us-gaap_ShortTermDebtLineItems_52BB4C385BA37BB06A9ED81DDEA73434" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Short-term Debt [Line Items]</link:label>
    <link:label id="lab_us-gaap_ShortTermDebtLineItems_52BB4C385BA37BB06A9ED81DDEA73434_label_en-US" xlink:label="lab_us-gaap_ShortTermDebtLineItems_52BB4C385BA37BB06A9ED81DDEA73434" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Short-term Debt [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermDebtLineItems" xlink:label="loc_us-gaap_ShortTermDebtLineItems_52BB4C385BA37BB06A9ED81DDEA73434" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermDebtLineItems_52BB4C385BA37BB06A9ED81DDEA73434" xlink:to="lab_us-gaap_ShortTermDebtLineItems_52BB4C385BA37BB06A9ED81DDEA73434" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShortTermBorrowings_C3E8DCA923DFFC0AD436D81DDEA70793_terseLabel_en-US" xlink:label="lab_us-gaap_ShortTermBorrowings_C3E8DCA923DFFC0AD436D81DDEA70793" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total short-term borrowed funds</link:label>
    <link:label id="lab_us-gaap_ShortTermBorrowings_C3E8DCA923DFFC0AD436D81DDEA70793_label_en-US" xlink:label="lab_us-gaap_ShortTermBorrowings_C3E8DCA923DFFC0AD436D81DDEA70793" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Short-term Debt</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="loc_us-gaap_ShortTermBorrowings_C3E8DCA923DFFC0AD436D81DDEA70793" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermBorrowings_C3E8DCA923DFFC0AD436D81DDEA70793" xlink:to="lab_us-gaap_ShortTermBorrowings_C3E8DCA923DFFC0AD436D81DDEA70793" xlink:type="arc" />
    <link:label id="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_F7C6CE8B0F502B5166F5A359437A4BE1_terseLabel_en-US" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_F7C6CE8B0F502B5166F5A359437A4BE1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">GOODWILL AND INTANGIBLE ASSETS</link:label>
    <link:label id="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_F7C6CE8B0F502B5166F5A359437A4BE1_label_en-US" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_F7C6CE8B0F502B5166F5A359437A4BE1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill and Intangible Assets Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_F7C6CE8B0F502B5166F5A359437A4BE1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_F7C6CE8B0F502B5166F5A359437A4BE1" xlink:to="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_F7C6CE8B0F502B5166F5A359437A4BE1" xlink:type="arc" />
    <link:label id="lab_srt_ConsolidationItemsAxis_0A19C8740E796D545A22CDD482553D49_terseLabel_en-US" xlink:label="lab_srt_ConsolidationItemsAxis_0A19C8740E796D545A22CDD482553D49" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidation Items [Axis]</link:label>
    <link:label id="lab_srt_ConsolidationItemsAxis_0A19C8740E796D545A22CDD482553D49_label_en-US" xlink:label="lab_srt_ConsolidationItemsAxis_0A19C8740E796D545A22CDD482553D49" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consolidation Items [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidationItemsAxis" xlink:label="loc_srt_ConsolidationItemsAxis_0A19C8740E796D545A22CDD482553D49" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ConsolidationItemsAxis_0A19C8740E796D545A22CDD482553D49" xlink:to="lab_srt_ConsolidationItemsAxis_0A19C8740E796D545A22CDD482553D49" xlink:type="arc" />
    <link:label id="lab_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44_terseLabel_en-US" xlink:label="lab_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidation Items [Domain]</link:label>
    <link:label id="lab_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44_label_en-US" xlink:label="lab_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consolidation Items [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidationItemsDomain" xlink:label="loc_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44" xlink:to="lab_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingSegmentsMember_0C0A1BCF86B1AA211312CDD48256776D_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingSegmentsMember_0C0A1BCF86B1AA211312CDD48256776D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Operating Segments</link:label>
    <link:label id="lab_us-gaap_OperatingSegmentsMember_0C0A1BCF86B1AA211312CDD48256776D_label_en-US" xlink:label="lab_us-gaap_OperatingSegmentsMember_0C0A1BCF86B1AA211312CDD48256776D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Segments [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingSegmentsMember" xlink:label="loc_us-gaap_OperatingSegmentsMember_0C0A1BCF86B1AA211312CDD48256776D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingSegmentsMember_0C0A1BCF86B1AA211312CDD48256776D" xlink:to="lab_us-gaap_OperatingSegmentsMember_0C0A1BCF86B1AA211312CDD48256776D" xlink:type="arc" />
    <link:label id="lab_us-gaap_CorporateNonSegmentMember_AE649AEBD0E61E2165BCCDD48256E1F8_terseLabel_en-US" xlink:label="lab_us-gaap_CorporateNonSegmentMember_AE649AEBD0E61E2165BCCDD48256E1F8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_us-gaap_CorporateNonSegmentMember_AE649AEBD0E61E2165BCCDD48256E1F8_label_en-US" xlink:label="lab_us-gaap_CorporateNonSegmentMember_AE649AEBD0E61E2165BCCDD48256E1F8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Corporate, Non-Segment [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CorporateNonSegmentMember" xlink:label="loc_us-gaap_CorporateNonSegmentMember_AE649AEBD0E61E2165BCCDD48256E1F8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CorporateNonSegmentMember_AE649AEBD0E61E2165BCCDD48256E1F8" xlink:to="lab_us-gaap_CorporateNonSegmentMember_AE649AEBD0E61E2165BCCDD48256E1F8" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestIncomeExpenseNet_47B7E6A2792C7DF7CC72CDD4825840E5_terseLabel_en-US" xlink:label="lab_us-gaap_InterestIncomeExpenseNet_47B7E6A2792C7DF7CC72CDD4825840E5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net interest income</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_47B7E6A2792C7DF7CC72CDD4825840E5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeExpenseNet_47B7E6A2792C7DF7CC72CDD4825840E5" xlink:to="lab_us-gaap_InterestIncomeExpenseNet_47B7E6A2792C7DF7CC72CDD4825840E5" xlink:type="arc" />
    <link:label id="lab_us-gaap_NoninterestIncome_58A355EE121A7AFB4CF6CDD48258F462_terseLabel_en-US" xlink:label="lab_us-gaap_NoninterestIncome_58A355EE121A7AFB4CF6CDD48258F462" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Noninterest income</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_58A355EE121A7AFB4CF6CDD48258F462" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestIncome_58A355EE121A7AFB4CF6CDD48258F462" xlink:to="lab_us-gaap_NoninterestIncome_58A355EE121A7AFB4CF6CDD48258F462" xlink:type="arc" />
    <link:label id="lab_us-gaap_Revenues_D36FC2B06D73CA9D2AB1CDD48258E4F0_totalLabel_en-US" xlink:label="lab_us-gaap_Revenues_D36FC2B06D73CA9D2AB1CDD48258E4F0" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total revenue</link:label>
    <link:label id="lab_us-gaap_Revenues_D36FC2B06D73CA9D2AB1CDD48258E4F0_label_en-US" xlink:label="lab_us-gaap_Revenues_D36FC2B06D73CA9D2AB1CDD48258E4F0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revenues</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Revenues" xlink:label="loc_us-gaap_Revenues_D36FC2B06D73CA9D2AB1CDD48258E4F0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Revenues_D36FC2B06D73CA9D2AB1CDD48258E4F0" xlink:to="lab_us-gaap_Revenues_D36FC2B06D73CA9D2AB1CDD48258E4F0" xlink:type="arc" />
    <link:label id="lab_us-gaap_NoninterestExpense_2FD42767591EB1FCE78BCDD482582B63_terseLabel_en-US" xlink:label="lab_us-gaap_NoninterestExpense_2FD42767591EB1FCE78BCDD482582B63" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Noninterest expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_2FD42767591EB1FCE78BCDD482582B63" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestExpense_2FD42767591EB1FCE78BCDD482582B63" xlink:to="lab_us-gaap_NoninterestExpense_2FD42767591EB1FCE78BCDD482582B63" xlink:type="arc" />
    <link:label id="lab_cfg_ProfitLossBeforeProvisionforCreditLosses_02B552DF8B63300985AECDD482587CF6_totalLabel_en-US" xlink:label="lab_cfg_ProfitLossBeforeProvisionforCreditLosses_02B552DF8B63300985AECDD482587CF6" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Profit (loss) before provision for credit losses</link:label>
    <link:label id="lab_cfg_ProfitLossBeforeProvisionforCreditLosses_02B552DF8B63300985AECDD482587CF6_label_en-US" xlink:label="lab_cfg_ProfitLossBeforeProvisionforCreditLosses_02B552DF8B63300985AECDD482587CF6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit (Loss) Before Provision for Credit Losses</link:label>
    <link:label id="lab_cfg_ProfitLossBeforeProvisionforCreditLosses_02B552DF8B63300985AECDD482587CF6_documentation_en-US" xlink:label="lab_cfg_ProfitLossBeforeProvisionforCreditLosses_02B552DF8B63300985AECDD482587CF6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sum of net interest income (expense) and nonoperating income or expense before provision for credit losses, income or loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ProfitLossBeforeProvisionforCreditLosses" xlink:label="loc_cfg_ProfitLossBeforeProvisionforCreditLosses_02B552DF8B63300985AECDD482587CF6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ProfitLossBeforeProvisionforCreditLosses_02B552DF8B63300985AECDD482587CF6" xlink:to="lab_cfg_ProfitLossBeforeProvisionforCreditLosses_02B552DF8B63300985AECDD482587CF6" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefit_D9A9033FFE7B23BAD185CDD48259952A_netLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit_D9A9033FFE7B23BAD185CDD48259952A" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Income tax expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_D9A9033FFE7B23BAD185CDD48259952A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_D9A9033FFE7B23BAD185CDD48259952A" xlink:to="lab_us-gaap_IncomeTaxExpenseBenefit_D9A9033FFE7B23BAD185CDD48259952A" xlink:type="arc" />
    <link:label id="lab_cfg_AverageAssets_DEB9593C38EA5CF809C3CDD482590EA4_terseLabel_en-US" xlink:label="lab_cfg_AverageAssets_DEB9593C38EA5CF809C3CDD482590EA4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total average assets</link:label>
    <link:label id="lab_cfg_AverageAssets_DEB9593C38EA5CF809C3CDD482590EA4_label_en-US" xlink:label="lab_cfg_AverageAssets_DEB9593C38EA5CF809C3CDD482590EA4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Average Assets</link:label>
    <link:label id="lab_cfg_AverageAssets_DEB9593C38EA5CF809C3CDD482590EA4_documentation_en-US" xlink:label="lab_cfg_AverageAssets_DEB9593C38EA5CF809C3CDD482590EA4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount of average assets attributable to the reporting period.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AverageAssets" xlink:label="loc_cfg_AverageAssets_DEB9593C38EA5CF809C3CDD482590EA4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AverageAssets_DEB9593C38EA5CF809C3CDD482590EA4" xlink:to="lab_cfg_AverageAssets_DEB9593C38EA5CF809C3CDD482590EA4" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_CCFC2D9B0058B03B190CA359426D775B_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_CCFC2D9B0058B03B190CA359426D775B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of Share-Based Plans Activity</link:label>
    <link:label id="lab_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_CCFC2D9B0058B03B190CA359426D775B_label_en-US" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_CCFC2D9B0058B03B190CA359426D775B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Payment Arrangement, Activity [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_CCFC2D9B0058B03B190CA359426D775B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_CCFC2D9B0058B03B190CA359426D775B" xlink:to="lab_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_CCFC2D9B0058B03B190CA359426D775B" xlink:type="arc" />
    <link:label id="lab_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_339FA59BB5FE194CFBC3A359468DD53E_terseLabel_en-US" xlink:label="lab_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_339FA59BB5FE194CFBC3A359468DD53E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current</link:label>
    <link:label id="lab_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_339FA59BB5FE194CFBC3A359468DD53E_label_en-US" xlink:label="lab_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_339FA59BB5FE194CFBC3A359468DD53E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current Income Tax Expense (Benefit), Continuing Operations [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_339FA59BB5FE194CFBC3A359468DD53E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_339FA59BB5FE194CFBC3A359468DD53E" xlink:to="lab_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_339FA59BB5FE194CFBC3A359468DD53E" xlink:type="arc" />
    <link:label id="lab_us-gaap_CurrentFederalTaxExpenseBenefit_1DFE033B60C9D29540FBA359468D806C_terseLabel_en-US" xlink:label="lab_us-gaap_CurrentFederalTaxExpenseBenefit_1DFE033B60C9D29540FBA359468D806C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">U.S. federal</link:label>
    <link:label id="lab_us-gaap_CurrentFederalTaxExpenseBenefit_1DFE033B60C9D29540FBA359468D806C_label_en-US" xlink:label="lab_us-gaap_CurrentFederalTaxExpenseBenefit_1DFE033B60C9D29540FBA359468D806C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current Federal Tax Expense (Benefit)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentFederalTaxExpenseBenefit_1DFE033B60C9D29540FBA359468D806C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CurrentFederalTaxExpenseBenefit_1DFE033B60C9D29540FBA359468D806C" xlink:to="lab_us-gaap_CurrentFederalTaxExpenseBenefit_1DFE033B60C9D29540FBA359468D806C" xlink:type="arc" />
    <link:label id="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_81E28F8FB03EF9FCFBDFA359468D373E_terseLabel_en-US" xlink:label="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_81E28F8FB03EF9FCFBDFA359468D373E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">State and local</link:label>
    <link:label id="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_81E28F8FB03EF9FCFBDFA359468D373E_label_en-US" xlink:label="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_81E28F8FB03EF9FCFBDFA359468D373E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current State and Local Tax Expense (Benefit)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_81E28F8FB03EF9FCFBDFA359468D373E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_81E28F8FB03EF9FCFBDFA359468D373E" xlink:to="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_81E28F8FB03EF9FCFBDFA359468D373E" xlink:type="arc" />
    <link:label id="lab_us-gaap_CurrentIncomeTaxExpenseBenefit_C17DF0D87C43C495326DA359468D2977_totalLabel_en-US" xlink:label="lab_us-gaap_CurrentIncomeTaxExpenseBenefit_C17DF0D87C43C495326DA359468D2977" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total</link:label>
    <link:label id="lab_us-gaap_CurrentIncomeTaxExpenseBenefit_C17DF0D87C43C495326DA359468D2977_label_en-US" xlink:label="lab_us-gaap_CurrentIncomeTaxExpenseBenefit_C17DF0D87C43C495326DA359468D2977" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current Income Tax Expense (Benefit)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_C17DF0D87C43C495326DA359468D2977" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_C17DF0D87C43C495326DA359468D2977" xlink:to="lab_us-gaap_CurrentIncomeTaxExpenseBenefit_C17DF0D87C43C495326DA359468D2977" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_A3D45C7E693D5BE5EAA4A359468D59DE_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_A3D45C7E693D5BE5EAA4A359468D59DE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred</link:label>
    <link:label id="lab_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_A3D45C7E693D5BE5EAA4A359468D59DE_label_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_A3D45C7E693D5BE5EAA4A359468D59DE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Income Tax Expense (Benefit), Continuing Operations [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_A3D45C7E693D5BE5EAA4A359468D59DE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_A3D45C7E693D5BE5EAA4A359468D59DE" xlink:to="lab_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_A3D45C7E693D5BE5EAA4A359468D59DE" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_22E850D52FC08FC04E9FA359468E49C0_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_22E850D52FC08FC04E9FA359468E49C0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">U.S. federal</link:label>
    <link:label id="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_22E850D52FC08FC04E9FA359468E49C0_label_en-US" xlink:label="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_22E850D52FC08FC04E9FA359468E49C0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Federal Income Tax Expense (Benefit)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_22E850D52FC08FC04E9FA359468E49C0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_22E850D52FC08FC04E9FA359468E49C0" xlink:to="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_22E850D52FC08FC04E9FA359468E49C0" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_E0D25E85DEB1891A8D6BA359468ED841_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_E0D25E85DEB1891A8D6BA359468ED841" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">State and local</link:label>
    <link:label id="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_E0D25E85DEB1891A8D6BA359468ED841_label_en-US" xlink:label="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_E0D25E85DEB1891A8D6BA359468ED841" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred State and Local Income Tax Expense (Benefit)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_E0D25E85DEB1891A8D6BA359468ED841" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_E0D25E85DEB1891A8D6BA359468ED841" xlink:to="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_E0D25E85DEB1891A8D6BA359468ED841" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_E5BF05C147DA30AFAF06A359468E0339_totalLabel_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_E5BF05C147DA30AFAF06A359468E0339" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_E5BF05C147DA30AFAF06A359468E0339" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_E5BF05C147DA30AFAF06A359468E0339" xlink:to="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_E5BF05C147DA30AFAF06A359468E0339" xlink:type="arc" />
    <link:label id="lab_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_C8EBBC2367459F047771A359468EAE26_totalLabel_en-US" xlink:label="lab_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_C8EBBC2367459F047771A359468EAE26" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">U.S. federal</link:label>
    <link:label id="lab_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_C8EBBC2367459F047771A359468EAE26_label_en-US" xlink:label="lab_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_C8EBBC2367459F047771A359468EAE26" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Income Tax Expense (Benefit), Continuing Operations</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations" xlink:label="loc_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_C8EBBC2367459F047771A359468EAE26" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_C8EBBC2367459F047771A359468EAE26" xlink:to="lab_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_C8EBBC2367459F047771A359468EAE26" xlink:type="arc" />
    <link:label id="lab_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_F40A5EA2645A8DF83B45A359468EF117_totalLabel_en-US" xlink:label="lab_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_F40A5EA2645A8DF83B45A359468EF117" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">State and local</link:label>
    <link:label id="lab_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_F40A5EA2645A8DF83B45A359468EF117_label_en-US" xlink:label="lab_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_F40A5EA2645A8DF83B45A359468EF117" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">State and Local Income Tax Expense (Benefit), Continuing Operations</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations" xlink:label="loc_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_F40A5EA2645A8DF83B45A359468EF117" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_F40A5EA2645A8DF83B45A359468EF117" xlink:to="lab_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_F40A5EA2645A8DF83B45A359468EF117" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefit_A8F9AFC855D367DF3163A359468FA75D_totalLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit_A8F9AFC855D367DF3163A359468FA75D" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Income tax expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_A8F9AFC855D367DF3163A359468FA75D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_A8F9AFC855D367DF3163A359468FA75D" xlink:to="lab_us-gaap_IncomeTaxExpenseBenefit_A8F9AFC855D367DF3163A359468FA75D" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_ED022E1502DFE25A2000CDF5C1D58D4B_label_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_ED022E1502DFE25A2000CDF5C1D58D4B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commitments and Contingencies Disclosure [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_ED022E1502DFE25A2000CDF5C1D58D4B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_ED022E1502DFE25A2000CDF5C1D58D4B" xlink:to="lab_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_ED022E1502DFE25A2000CDF5C1D58D4B" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Long-term Purchase Commitment [Table]</link:label>
    <link:label id="lab_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29_label_en-US" xlink:label="lab_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Purchase Commitment [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermPurchaseCommitmentTable" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:to="lab_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:type="arc" />
    <link:label id="lab_us-gaap_LossContingenciesByNatureOfContingencyAxis_C910BF18512DFC647B97CDF5C1D5A447_terseLabel_en-US" xlink:label="lab_us-gaap_LossContingenciesByNatureOfContingencyAxis_C910BF18512DFC647B97CDF5C1D5A447" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loss Contingency Nature [Axis]</link:label>
    <link:label id="lab_us-gaap_LossContingenciesByNatureOfContingencyAxis_C910BF18512DFC647B97CDF5C1D5A447_label_en-US" xlink:label="lab_us-gaap_LossContingenciesByNatureOfContingencyAxis_C910BF18512DFC647B97CDF5C1D5A447" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loss Contingency Nature [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LossContingenciesByNatureOfContingencyAxis" xlink:label="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_C910BF18512DFC647B97CDF5C1D5A447" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_C910BF18512DFC647B97CDF5C1D5A447" xlink:to="lab_us-gaap_LossContingenciesByNatureOfContingencyAxis_C910BF18512DFC647B97CDF5C1D5A447" xlink:type="arc" />
    <link:label id="lab_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230_terseLabel_en-US" xlink:label="lab_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loss Contingency, Nature [Domain]</link:label>
    <link:label id="lab_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230_label_en-US" xlink:label="lab_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loss Contingency, Nature [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LossContingencyNatureDomain" xlink:label="loc_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230" xlink:to="lab_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancialStandbyLetterOfCreditMember_FA6A3C38D46910522EF5CDF5C1D643F8_terseLabel_en-US" xlink:label="lab_us-gaap_FinancialStandbyLetterOfCreditMember_FA6A3C38D46910522EF5CDF5C1D643F8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial standby letters of credit</link:label>
    <link:label id="lab_us-gaap_FinancialStandbyLetterOfCreditMember_FA6A3C38D46910522EF5CDF5C1D643F8_label_en-US" xlink:label="lab_us-gaap_FinancialStandbyLetterOfCreditMember_FA6A3C38D46910522EF5CDF5C1D643F8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Standby Letter of Credit [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialStandbyLetterOfCreditMember" xlink:label="loc_us-gaap_FinancialStandbyLetterOfCreditMember_FA6A3C38D46910522EF5CDF5C1D643F8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialStandbyLetterOfCreditMember_FA6A3C38D46910522EF5CDF5C1D643F8" xlink:to="lab_us-gaap_FinancialStandbyLetterOfCreditMember_FA6A3C38D46910522EF5CDF5C1D643F8" xlink:type="arc" />
    <link:label id="lab_cfg_CommercialLetterofCreditMember_3A0138E2EE6D5F06B7C7CDF5C1D6681F_terseLabel_en-US" xlink:label="lab_cfg_CommercialLetterofCreditMember_3A0138E2EE6D5F06B7C7CDF5C1D6681F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commercial letters of credit</link:label>
    <link:label id="lab_cfg_CommercialLetterofCreditMember_3A0138E2EE6D5F06B7C7CDF5C1D6681F_label_en-US" xlink:label="lab_cfg_CommercialLetterofCreditMember_3A0138E2EE6D5F06B7C7CDF5C1D6681F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commercial Letter of Credit [Member]</link:label>
    <link:label id="lab_cfg_CommercialLetterofCreditMember_3A0138E2EE6D5F06B7C7CDF5C1D6681F_documentation_en-US" xlink:label="lab_cfg_CommercialLetterofCreditMember_3A0138E2EE6D5F06B7C7CDF5C1D6681F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">A document typically issued by a financial institution which acts as a guarantee of payment to a beneficiary, or as the source of payment for a commercial transaction (for example, wiring funds to a foreign exporter if and when specified merchandise is accepted pursuant to the terms of the letter of credit).</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialLetterofCreditMember" xlink:label="loc_cfg_CommercialLetterofCreditMember_3A0138E2EE6D5F06B7C7CDF5C1D6681F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CommercialLetterofCreditMember_3A0138E2EE6D5F06B7C7CDF5C1D6681F" xlink:to="lab_cfg_CommercialLetterofCreditMember_3A0138E2EE6D5F06B7C7CDF5C1D6681F" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_DFE56915F6D77E876CC8CDF5C1D61628_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_DFE56915F6D77E876CC8CDF5C1D61628" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Category of Item Purchased [Axis]</link:label>
    <link:label id="lab_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_DFE56915F6D77E876CC8CDF5C1D61628_label_en-US" xlink:label="lab_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_DFE56915F6D77E876CC8CDF5C1D61628" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Category of Item Purchased [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_DFE56915F6D77E876CC8CDF5C1D61628" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_DFE56915F6D77E876CC8CDF5C1D61628" xlink:to="lab_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_DFE56915F6D77E876CC8CDF5C1D61628" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_B75FB333C6F5DFDD31C9CDF5C1D6B466_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_B75FB333C6F5DFDD31C9CDF5C1D6B466" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Long-term Purchase Commitment, Category of Item Purchased [Domain]</link:label>
    <link:label id="lab_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_B75FB333C6F5DFDD31C9CDF5C1D6B466_label_en-US" xlink:label="lab_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_B75FB333C6F5DFDD31C9CDF5C1D6B466" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Purchase Commitment, Category of Item Purchased [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_B75FB333C6F5DFDD31C9CDF5C1D6B466" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_B75FB333C6F5DFDD31C9CDF5C1D6B466" xlink:to="lab_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_B75FB333C6F5DFDD31C9CDF5C1D6B466" xlink:type="arc" />
    <link:label id="lab_cfg_NamingRightsMember_33D7EDDA4AAA787E6BADCDF5C1D76F3B_terseLabel_en-US" xlink:label="lab_cfg_NamingRightsMember_33D7EDDA4AAA787E6BADCDF5C1D76F3B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Marketing rights</link:label>
    <link:label id="lab_cfg_NamingRightsMember_33D7EDDA4AAA787E6BADCDF5C1D76F3B_label_en-US" xlink:label="lab_cfg_NamingRightsMember_33D7EDDA4AAA787E6BADCDF5C1D76F3B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Naming Rights [Member]</link:label>
    <link:label id="lab_cfg_NamingRightsMember_33D7EDDA4AAA787E6BADCDF5C1D76F3B_documentation_en-US" xlink:label="lab_cfg_NamingRightsMember_33D7EDDA4AAA787E6BADCDF5C1D76F3B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Naming Rights [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NamingRightsMember" xlink:label="loc_cfg_NamingRightsMember_33D7EDDA4AAA787E6BADCDF5C1D76F3B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_NamingRightsMember_33D7EDDA4AAA787E6BADCDF5C1D76F3B" xlink:to="lab_cfg_NamingRightsMember_33D7EDDA4AAA787E6BADCDF5C1D76F3B" xlink:type="arc" />
    <link:label id="lab_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_A773AD89079082D54FA0CDF5C1D9C343_terseLabel_en-US" xlink:label="lab_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_A773AD89079082D54FA0CDF5C1D9C343" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchase Commitment, Excluding Long-term Commitment [Axis]</link:label>
    <link:label id="lab_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_A773AD89079082D54FA0CDF5C1D9C343_label_en-US" xlink:label="lab_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_A773AD89079082D54FA0CDF5C1D9C343" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchase Commitment, Excluding Long-term Commitment [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis" xlink:label="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_A773AD89079082D54FA0CDF5C1D9C343" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_A773AD89079082D54FA0CDF5C1D9C343" xlink:to="lab_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_A773AD89079082D54FA0CDF5C1D9C343" xlink:type="arc" />
    <link:label id="lab_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain_0E330F95A92887FA737FCDF5C1D9C1D0_terseLabel_en-US" xlink:label="lab_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain_0E330F95A92887FA737FCDF5C1D9C1D0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchase Commitment, Excluding Long-term Commitment [Domain]</link:label>
    <link:label id="lab_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain_0E330F95A92887FA737FCDF5C1D9C1D0_label_en-US" xlink:label="lab_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain_0E330F95A92887FA737FCDF5C1D9C1D0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchase Commitment, Excluding Long-term Commitment [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain" xlink:label="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain_0E330F95A92887FA737FCDF5C1D9C1D0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain_0E330F95A92887FA737FCDF5C1D9C1D0" xlink:to="lab_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain_0E330F95A92887FA737FCDF5C1D9C1D0" xlink:type="arc" />
    <link:label id="lab_us-gaap_PurchaseCommitmentMember_143E4D2D965DE1817B2DCDF5C1D95C3A_terseLabel_en-US" xlink:label="lab_us-gaap_PurchaseCommitmentMember_143E4D2D965DE1817B2DCDF5C1D95C3A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchase commitment</link:label>
    <link:label id="lab_us-gaap_PurchaseCommitmentMember_143E4D2D965DE1817B2DCDF5C1D95C3A_label_en-US" xlink:label="lab_us-gaap_PurchaseCommitmentMember_143E4D2D965DE1817B2DCDF5C1D95C3A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchase Commitment [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PurchaseCommitmentMember" xlink:label="loc_us-gaap_PurchaseCommitmentMember_143E4D2D965DE1817B2DCDF5C1D95C3A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PurchaseCommitmentMember_143E4D2D965DE1817B2DCDF5C1D95C3A" xlink:to="lab_us-gaap_PurchaseCommitmentMember_143E4D2D965DE1817B2DCDF5C1D95C3A" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Long-term Purchase Commitment [Line Items]</link:label>
    <link:label id="lab_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6_label_en-US" xlink:label="lab_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Purchase Commitment [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermPurchaseCommitmentLineItems" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:to="lab_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:type="arc" />
    <link:label id="lab_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3_terseLabel_en-US" xlink:label="lab_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commitments [Abstract]</link:label>
    <link:label id="lab_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3_label_en-US" xlink:label="lab_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commitments [Abstract]</link:label>
    <link:label id="lab_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3_documentation_en-US" xlink:label="lab_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Commitments [Abstract]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommitmentsAbstract" xlink:label="loc_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3" xlink:to="lab_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3" xlink:type="arc" />
    <link:label id="lab_cfg_UnsettledReceivableHeldForSaleAmount_22BB9A187C4516455939CDF5C1DC3B52_terseLabel_en-US" xlink:label="lab_cfg_UnsettledReceivableHeldForSaleAmount_22BB9A187C4516455939CDF5C1DC3B52" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unsettled commercial loan trade purchases</link:label>
    <link:label id="lab_cfg_UnsettledReceivableHeldForSaleAmount_22BB9A187C4516455939CDF5C1DC3B52_label_en-US" xlink:label="lab_cfg_UnsettledReceivableHeldForSaleAmount_22BB9A187C4516455939CDF5C1DC3B52" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unsettled Receivable Held For Sale Amount</link:label>
    <link:label id="lab_cfg_UnsettledReceivableHeldForSaleAmount_22BB9A187C4516455939CDF5C1DC3B52_documentation_en-US" xlink:label="lab_cfg_UnsettledReceivableHeldForSaleAmount_22BB9A187C4516455939CDF5C1DC3B52" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The face amount of commercial and commercial real estate loans committed to purchase, but unsettled as of the balance sheet date.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_UnsettledReceivableHeldForSaleAmount" xlink:label="loc_cfg_UnsettledReceivableHeldForSaleAmount_22BB9A187C4516455939CDF5C1DC3B52" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_UnsettledReceivableHeldForSaleAmount_22BB9A187C4516455939CDF5C1DC3B52" xlink:to="lab_cfg_UnsettledReceivableHeldForSaleAmount_22BB9A187C4516455939CDF5C1DC3B52" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell_D8E6E46DA771293E8D86CDF5C1DCE366_terseLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell_D8E6E46DA771293E8D86CDF5C1DCE366" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unsettled commercial loan trade sales</link:label>
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell_D8E6E46DA771293E8D86CDF5C1DCE366_label_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell_D8E6E46DA771293E8D86CDF5C1DCE366" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and Leases Receivable, Commitments to Purchase or Sell</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell" xlink:label="loc_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell_D8E6E46DA771293E8D86CDF5C1DCE366" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell_D8E6E46DA771293E8D86CDF5C1DCE366" xlink:to="lab_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell_D8E6E46DA771293E8D86CDF5C1DCE366" xlink:type="arc" />
    <link:label id="lab_cfg_LettersofCreditAbstract_FF5064C765A9D39027C5CDF5C1DAD3FB_terseLabel_en-US" xlink:label="lab_cfg_LettersofCreditAbstract_FF5064C765A9D39027C5CDF5C1DAD3FB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Letters of Credit [Abstract]</link:label>
    <link:label id="lab_cfg_LettersofCreditAbstract_FF5064C765A9D39027C5CDF5C1DAD3FB_label_en-US" xlink:label="lab_cfg_LettersofCreditAbstract_FF5064C765A9D39027C5CDF5C1DAD3FB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Letters of Credit [Abstract]</link:label>
    <link:label id="lab_cfg_LettersofCreditAbstract_FF5064C765A9D39027C5CDF5C1DAD3FB_documentation_en-US" xlink:label="lab_cfg_LettersofCreditAbstract_FF5064C765A9D39027C5CDF5C1DAD3FB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Letters of Credit [Abstract]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LettersofCreditAbstract" xlink:label="loc_cfg_LettersofCreditAbstract_FF5064C765A9D39027C5CDF5C1DAD3FB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_LettersofCreditAbstract_FF5064C765A9D39027C5CDF5C1DAD3FB" xlink:to="lab_cfg_LettersofCreditAbstract_FF5064C765A9D39027C5CDF5C1DAD3FB" xlink:type="arc" />
    <link:label id="lab_cfg_GuarantorObligationTerm_7FF9BE2EBCD8A5AD8944CDF5C1DAB25F_terseLabel_en-US" xlink:label="lab_cfg_GuarantorObligationTerm_7FF9BE2EBCD8A5AD8944CDF5C1DAB25F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Letters of credit terms</link:label>
    <link:label id="lab_cfg_GuarantorObligationTerm_7FF9BE2EBCD8A5AD8944CDF5C1DAB25F_label_en-US" xlink:label="lab_cfg_GuarantorObligationTerm_7FF9BE2EBCD8A5AD8944CDF5C1DAB25F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Guarantor Obligation, Term</link:label>
    <link:label id="lab_cfg_GuarantorObligationTerm_7FF9BE2EBCD8A5AD8944CDF5C1DAB25F_documentation_en-US" xlink:label="lab_cfg_GuarantorObligationTerm_7FF9BE2EBCD8A5AD8944CDF5C1DAB25F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Describe the approximate term of the guarantee or each group of similar guarantees.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_GuarantorObligationTerm" xlink:label="loc_cfg_GuarantorObligationTerm_7FF9BE2EBCD8A5AD8944CDF5C1DAB25F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_GuarantorObligationTerm_7FF9BE2EBCD8A5AD8944CDF5C1DAB25F" xlink:to="lab_cfg_GuarantorObligationTerm_7FF9BE2EBCD8A5AD8944CDF5C1DAB25F" xlink:type="arc" />
    <link:label id="lab_cfg_MarketingRightsAbstract_1A6A4508DA0496A4D8C9CDF5C1DA19CE_terseLabel_en-US" xlink:label="lab_cfg_MarketingRightsAbstract_1A6A4508DA0496A4D8C9CDF5C1DA19CE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Marketing Rights [Abstract]</link:label>
    <link:label id="lab_cfg_MarketingRightsAbstract_1A6A4508DA0496A4D8C9CDF5C1DA19CE_label_en-US" xlink:label="lab_cfg_MarketingRightsAbstract_1A6A4508DA0496A4D8C9CDF5C1DA19CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Marketing Rights [Abstract]</link:label>
    <link:label id="lab_cfg_MarketingRightsAbstract_1A6A4508DA0496A4D8C9CDF5C1DA19CE_documentation_en-US" xlink:label="lab_cfg_MarketingRightsAbstract_1A6A4508DA0496A4D8C9CDF5C1DA19CE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Marketing Rights [Abstract]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MarketingRightsAbstract" xlink:label="loc_cfg_MarketingRightsAbstract_1A6A4508DA0496A4D8C9CDF5C1DA19CE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_MarketingRightsAbstract_1A6A4508DA0496A4D8C9CDF5C1DA19CE" xlink:to="lab_cfg_MarketingRightsAbstract_1A6A4508DA0496A4D8C9CDF5C1DA19CE" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongtermPurchaseCommitmentPeriod_7DD681BA335B7D32EE63CDF5C1DA60A4_terseLabel_en-US" xlink:label="lab_us-gaap_LongtermPurchaseCommitmentPeriod_7DD681BA335B7D32EE63CDF5C1DA60A4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commitment period</link:label>
    <link:label id="lab_us-gaap_LongtermPurchaseCommitmentPeriod_7DD681BA335B7D32EE63CDF5C1DA60A4_label_en-US" xlink:label="lab_us-gaap_LongtermPurchaseCommitmentPeriod_7DD681BA335B7D32EE63CDF5C1DA60A4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Purchase Commitment, Period</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermPurchaseCommitmentPeriod" xlink:label="loc_us-gaap_LongtermPurchaseCommitmentPeriod_7DD681BA335B7D32EE63CDF5C1DA60A4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongtermPurchaseCommitmentPeriod_7DD681BA335B7D32EE63CDF5C1DA60A4" xlink:to="lab_us-gaap_LongtermPurchaseCommitmentPeriod_7DD681BA335B7D32EE63CDF5C1DA60A4" xlink:type="arc" />
    <link:label id="lab_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0_terseLabel_en-US" xlink:label="lab_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Risk Participation Agreements [Abstract]</link:label>
    <link:label id="lab_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0_label_en-US" xlink:label="lab_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Risk Participation Agreements [Abstract]</link:label>
    <link:label id="lab_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0_documentation_en-US" xlink:label="lab_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Risk Participation Agreements [Abstract]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RiskParticipationAgreementsAbstract" xlink:label="loc_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0" xlink:to="lab_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0" xlink:type="arc" />
    <link:label id="lab_cfg_RiskParticipationAgreementsCounterpartiesNumber_245E8D0D6EDF22424B0ACDF5C1DCEAE7_terseLabel_en-US" xlink:label="lab_cfg_RiskParticipationAgreementsCounterpartiesNumber_245E8D0D6EDF22424B0ACDF5C1DCEAE7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Risk participation agreements number of counterparties</link:label>
    <link:label id="lab_cfg_RiskParticipationAgreementsCounterpartiesNumber_245E8D0D6EDF22424B0ACDF5C1DCEAE7_label_en-US" xlink:label="lab_cfg_RiskParticipationAgreementsCounterpartiesNumber_245E8D0D6EDF22424B0ACDF5C1DCEAE7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Risk Participation Agreements, Counterparties, Number</link:label>
    <link:label id="lab_cfg_RiskParticipationAgreementsCounterpartiesNumber_245E8D0D6EDF22424B0ACDF5C1DCEAE7_documentation_en-US" xlink:label="lab_cfg_RiskParticipationAgreementsCounterpartiesNumber_245E8D0D6EDF22424B0ACDF5C1DCEAE7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the number of risk participation agreement counterparties.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RiskParticipationAgreementsCounterpartiesNumber" xlink:label="loc_cfg_RiskParticipationAgreementsCounterpartiesNumber_245E8D0D6EDF22424B0ACDF5C1DCEAE7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_RiskParticipationAgreementsCounterpartiesNumber_245E8D0D6EDF22424B0ACDF5C1DCEAE7" xlink:to="lab_cfg_RiskParticipationAgreementsCounterpartiesNumber_245E8D0D6EDF22424B0ACDF5C1DCEAE7" xlink:type="arc" />
    <link:label id="lab_cfg_RiskParticipationAgreementsAverageTerm_9E13089DFE78501A7A43CDF5C1DC97A3_terseLabel_en-US" xlink:label="lab_cfg_RiskParticipationAgreementsAverageTerm_9E13089DFE78501A7A43CDF5C1DC97A3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Risk participation agreements, Average term</link:label>
    <link:label id="lab_cfg_RiskParticipationAgreementsAverageTerm_9E13089DFE78501A7A43CDF5C1DC97A3_label_en-US" xlink:label="lab_cfg_RiskParticipationAgreementsAverageTerm_9E13089DFE78501A7A43CDF5C1DC97A3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Risk Participation Agreements, Average Term</link:label>
    <link:label id="lab_cfg_RiskParticipationAgreementsAverageTerm_9E13089DFE78501A7A43CDF5C1DC97A3_documentation_en-US" xlink:label="lab_cfg_RiskParticipationAgreementsAverageTerm_9E13089DFE78501A7A43CDF5C1DC97A3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Average period covered by risk participation contracts in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RiskParticipationAgreementsAverageTerm" xlink:label="loc_cfg_RiskParticipationAgreementsAverageTerm_9E13089DFE78501A7A43CDF5C1DC97A3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_RiskParticipationAgreementsAverageTerm_9E13089DFE78501A7A43CDF5C1DC97A3" xlink:to="lab_cfg_RiskParticipationAgreementsAverageTerm_9E13089DFE78501A7A43CDF5C1DC97A3" xlink:type="arc" />
    <link:label id="lab_cfg_RiskParticipationAgreementsMaximumTerm_79F1A607B97C428AF395CDF5C1DCAC96_terseLabel_en-US" xlink:label="lab_cfg_RiskParticipationAgreementsMaximumTerm_79F1A607B97C428AF395CDF5C1DCAC96" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Risk participation agreements, Maximum term</link:label>
    <link:label id="lab_cfg_RiskParticipationAgreementsMaximumTerm_79F1A607B97C428AF395CDF5C1DCAC96_label_en-US" xlink:label="lab_cfg_RiskParticipationAgreementsMaximumTerm_79F1A607B97C428AF395CDF5C1DCAC96" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Risk Participation Agreements, Maximum Term</link:label>
    <link:label id="lab_cfg_RiskParticipationAgreementsMaximumTerm_79F1A607B97C428AF395CDF5C1DCAC96_documentation_en-US" xlink:label="lab_cfg_RiskParticipationAgreementsMaximumTerm_79F1A607B97C428AF395CDF5C1DCAC96" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Maximum period covered by risk participation contracts in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RiskParticipationAgreementsMaximumTerm" xlink:label="loc_cfg_RiskParticipationAgreementsMaximumTerm_79F1A607B97C428AF395CDF5C1DCAC96" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_RiskParticipationAgreementsMaximumTerm_79F1A607B97C428AF395CDF5C1DCAC96" xlink:to="lab_cfg_RiskParticipationAgreementsMaximumTerm_79F1A607B97C428AF395CDF5C1DCAC96" xlink:type="arc" />
    <link:label id="lab_cfg_ScheduleofDepositLiabilitiesTableTextBlock_15DF6DA4A26199060EE6A35946664A9C_terseLabel_en-US" xlink:label="lab_cfg_ScheduleofDepositLiabilitiesTableTextBlock_15DF6DA4A26199060EE6A35946664A9C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of the major components of deposits</link:label>
    <link:label id="lab_cfg_ScheduleofDepositLiabilitiesTableTextBlock_15DF6DA4A26199060EE6A35946664A9C_label_en-US" xlink:label="lab_cfg_ScheduleofDepositLiabilitiesTableTextBlock_15DF6DA4A26199060EE6A35946664A9C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Deposit Liabilities [Table Text Block]</link:label>
    <link:label id="lab_cfg_ScheduleofDepositLiabilitiesTableTextBlock_15DF6DA4A26199060EE6A35946664A9C_documentation_en-US" xlink:label="lab_cfg_ScheduleofDepositLiabilitiesTableTextBlock_15DF6DA4A26199060EE6A35946664A9C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule of Deposit Liabilities [Table Text Block]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofDepositLiabilitiesTableTextBlock" xlink:label="loc_cfg_ScheduleofDepositLiabilitiesTableTextBlock_15DF6DA4A26199060EE6A35946664A9C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ScheduleofDepositLiabilitiesTableTextBlock_15DF6DA4A26199060EE6A35946664A9C" xlink:to="lab_cfg_ScheduleofDepositLiabilitiesTableTextBlock_15DF6DA4A26199060EE6A35946664A9C" xlink:type="arc" />
    <link:label id="lab_cfg_ScheduleofMaturitiesofTimeDepositsTableTextBlock_D79193B058898213C431A35946673579_terseLabel_en-US" xlink:label="lab_cfg_ScheduleofMaturitiesofTimeDepositsTableTextBlock_D79193B058898213C431A35946673579" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of maturity distribution of term deposits</link:label>
    <link:label id="lab_cfg_ScheduleofMaturitiesofTimeDepositsTableTextBlock_D79193B058898213C431A35946673579_label_en-US" xlink:label="lab_cfg_ScheduleofMaturitiesofTimeDepositsTableTextBlock_D79193B058898213C431A35946673579" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Maturities of Time Deposits [Table Text Block]</link:label>
    <link:label id="lab_cfg_ScheduleofMaturitiesofTimeDepositsTableTextBlock_D79193B058898213C431A35946673579_documentation_en-US" xlink:label="lab_cfg_ScheduleofMaturitiesofTimeDepositsTableTextBlock_D79193B058898213C431A35946673579" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule of Maturities of Time Deposits [Table Text Block]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofMaturitiesofTimeDepositsTableTextBlock" xlink:label="loc_cfg_ScheduleofMaturitiesofTimeDepositsTableTextBlock_D79193B058898213C431A35946673579" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ScheduleofMaturitiesofTimeDepositsTableTextBlock_D79193B058898213C431A35946673579" xlink:to="lab_cfg_ScheduleofMaturitiesofTimeDepositsTableTextBlock_D79193B058898213C431A35946673579" xlink:type="arc" />
    <link:label id="lab_cfg_ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock_253D9CAF93323A6C3572A359466739BB_terseLabel_en-US" xlink:label="lab_cfg_ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock_253D9CAF93323A6C3572A359466739BB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of maturities of term deposits greater than $100,000</link:label>
    <link:label id="lab_cfg_ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock_253D9CAF93323A6C3572A359466739BB_label_en-US" xlink:label="lab_cfg_ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock_253D9CAF93323A6C3572A359466739BB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Maturities of Time Deposits Greater than $100,000 [Table Text Block]</link:label>
    <link:label id="lab_cfg_ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock_253D9CAF93323A6C3572A359466739BB_documentation_en-US" xlink:label="lab_cfg_ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock_253D9CAF93323A6C3572A359466739BB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tabular disclosure of amounts of contractual maturities of domestic and foreign time deposits (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $100,000 or more, for three months or less from the balance sheet date.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock" xlink:label="loc_cfg_ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock_253D9CAF93323A6C3572A359466739BB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock_253D9CAF93323A6C3572A359466739BB" xlink:to="lab_cfg_ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock_253D9CAF93323A6C3572A359466739BB" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestIncomeSecuritiesTaxable_A2576020041486CBBCE3CE525A36C38F_terseLabel_en-US" xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxable_A2576020041486CBBCE3CE525A36C38F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Taxable interest income from investment securities</link:label>
    <link:label id="lab_us-gaap_InterestIncomeSecuritiesTaxable_A2576020041486CBBCE3CE525A36C38F_label_en-US" xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxable_A2576020041486CBBCE3CE525A36C38F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income, Securities, Operating, Taxable</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxable_A2576020041486CBBCE3CE525A36C38F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeSecuritiesTaxable_A2576020041486CBBCE3CE525A36C38F" xlink:to="lab_us-gaap_InterestIncomeSecuritiesTaxable_A2576020041486CBBCE3CE525A36C38F" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale_BBFECABD41A524FCAA32CE525A36D8BF_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale_BBFECABD41A524FCAA32CE525A36D8BF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securitizations of mortgage loans</link:label>
    <link:label id="lab_us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale_BBFECABD41A524FCAA32CE525A36D8BF_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale_BBFECABD41A524FCAA32CE525A36D8BF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Securitizations of Loans Held-for-sale</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale" xlink:label="loc_us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale_BBFECABD41A524FCAA32CE525A36D8BF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale_BBFECABD41A524FCAA32CE525A36D8BF" xlink:to="lab_us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale_BBFECABD41A524FCAA32CE525A36D8BF" xlink:type="arc" />
    <link:label id="lab_cfg_ConsumerOtherSecuredRetailMember_F06CB2F10D637E574E03CF4054836392_verboseLabel_en-US" xlink:label="lab_cfg_ConsumerOtherSecuredRetailMember_F06CB2F10D637E574E03CF4054836392" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other retail</link:label>
    <link:label id="lab_cfg_ConsumerOtherSecuredRetailMember_F06CB2F10D637E574E03CF4054836392_label_en-US" xlink:label="lab_cfg_ConsumerOtherSecuredRetailMember_F06CB2F10D637E574E03CF4054836392" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consumer, Other Secured Retail [Member]</link:label>
    <link:label id="lab_cfg_ConsumerOtherSecuredRetailMember_F06CB2F10D637E574E03CF4054836392_documentation_en-US" xlink:label="lab_cfg_ConsumerOtherSecuredRetailMember_F06CB2F10D637E574E03CF4054836392" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Consumer, Other Secured Retail [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerOtherSecuredRetailMember" xlink:label="loc_cfg_ConsumerOtherSecuredRetailMember_F06CB2F10D637E574E03CF4054836392" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ConsumerOtherSecuredRetailMember_F06CB2F10D637E574E03CF4054836392" xlink:to="lab_cfg_ConsumerOtherSecuredRetailMember_F06CB2F10D637E574E03CF4054836392" xlink:type="arc" />
    <link:label id="lab_cfg_SBALoansServicedForOthersMember_56BE3A389A9C49BFD488CF405484C9A9_terseLabel_en-US" xlink:label="lab_cfg_SBALoansServicedForOthersMember_56BE3A389A9C49BFD488CF405484C9A9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SBA Loans Serviced For Others</link:label>
    <link:label id="lab_cfg_SBALoansServicedForOthersMember_56BE3A389A9C49BFD488CF405484C9A9_label_en-US" xlink:label="lab_cfg_SBALoansServicedForOthersMember_56BE3A389A9C49BFD488CF405484C9A9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SBA Loans Serviced For Others [Member]</link:label>
    <link:label id="lab_cfg_SBALoansServicedForOthersMember_56BE3A389A9C49BFD488CF405484C9A9_documentation_en-US" xlink:label="lab_cfg_SBALoansServicedForOthersMember_56BE3A389A9C49BFD488CF405484C9A9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">SBA Loans Serviced For Others [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SBALoansServicedForOthersMember" xlink:label="loc_cfg_SBALoansServicedForOthersMember_56BE3A389A9C49BFD488CF405484C9A9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_SBALoansServicedForOthersMember_56BE3A389A9C49BFD488CF405484C9A9" xlink:to="lab_cfg_SBALoansServicedForOthersMember_56BE3A389A9C49BFD488CF405484C9A9" xlink:type="arc" />
    <link:label id="lab_cfg_TotalLoansReceivableHeldForSale_E9A9C7560297F2F8D105CF405485E363_terseLabel_en-US" xlink:label="lab_cfg_TotalLoansReceivableHeldForSale_E9A9C7560297F2F8D105CF405485E363" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans held for sale</link:label>
    <link:label id="lab_cfg_TotalLoansReceivableHeldForSale_E9A9C7560297F2F8D105CF405485E363_label_en-US" xlink:label="lab_cfg_TotalLoansReceivableHeldForSale_E9A9C7560297F2F8D105CF405485E363" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Total Loans Receivable Held For Sale</link:label>
    <link:label id="lab_cfg_TotalLoansReceivableHeldForSale_E9A9C7560297F2F8D105CF405485E363_documentation_en-US" xlink:label="lab_cfg_TotalLoansReceivableHeldForSale_E9A9C7560297F2F8D105CF405485E363" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of all loans, held at fair value and otherwise, that will be sold to other entities.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalLoansReceivableHeldForSale" xlink:label="loc_cfg_TotalLoansReceivableHeldForSale_E9A9C7560297F2F8D105CF405485E363" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_TotalLoansReceivableHeldForSale_E9A9C7560297F2F8D105CF405485E363" xlink:to="lab_cfg_TotalLoansReceivableHeldForSale_E9A9C7560297F2F8D105CF405485E363" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_2CB43996842D73ECDACEB075A03F644C_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_2CB43996842D73ECDACEB075A03F644C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of loans and leases</link:label>
    <link:label id="lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_2CB43996842D73ECDACEB075A03F644C_label_en-US" xlink:label="lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_2CB43996842D73ECDACEB075A03F644C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_2CB43996842D73ECDACEB075A03F644C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_2CB43996842D73ECDACEB075A03F644C" xlink:to="lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_2CB43996842D73ECDACEB075A03F644C" xlink:type="arc" />
    <link:label id="lab_cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock_749F18643798D74688FEB075A03FB740_terseLabel_en-US" xlink:label="lab_cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock_749F18643798D74688FEB075A03FB740" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of investment in leases, before the ALLL</link:label>
    <link:label id="lab_cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock_749F18643798D74688FEB075A03FB740_label_en-US" xlink:label="lab_cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock_749F18643798D74688FEB075A03FB740" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Net Investment In Lease [Table Text Block]</link:label>
    <link:label id="lab_cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock_749F18643798D74688FEB075A03FB740_documentation_en-US" xlink:label="lab_cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock_749F18643798D74688FEB075A03FB740" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule detailing information related to financing receivables before the allowance for credit losses.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock" xlink:label="loc_cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock_749F18643798D74688FEB075A03FB740" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock_749F18643798D74688FEB075A03FB740" xlink:to="lab_cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock_749F18643798D74688FEB075A03FB740" xlink:type="arc" />
    <link:label id="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock_B5AE38F659199AC5EA2AB08E4F02F5F4_terseLabel_en-US" xlink:label="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock_B5AE38F659199AC5EA2AB08E4F02F5F4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maturity analysis of direct financing lease receivables</link:label>
    <link:label id="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock_B5AE38F659199AC5EA2AB08E4F02F5F4_label_en-US" xlink:label="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock_B5AE38F659199AC5EA2AB08E4F02F5F4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sales-type and Direct Financing Leases, Lease Receivable, Maturity [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock_B5AE38F659199AC5EA2AB08E4F02F5F4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock_B5AE38F659199AC5EA2AB08E4F02F5F4" xlink:to="lab_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock_B5AE38F659199AC5EA2AB08E4F02F5F4" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract_999A8F5E87AA3D4CB4E9F802244E612D_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract_999A8F5E87AA3D4CB4E9F802244E612D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expected benefit payments by fiscal year ended</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract_999A8F5E87AA3D4CB4E9F802244E612D_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract_999A8F5E87AA3D4CB4E9F802244E612D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Expected Future Benefit Payment [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract" xlink:label="loc_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract_999A8F5E87AA3D4CB4E9F802244E612D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract_999A8F5E87AA3D4CB4E9F802244E612D" xlink:to="lab_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract_999A8F5E87AA3D4CB4E9F802244E612D" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_3066DF9DC49B4E2F6929F802244ED648_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_3066DF9DC49B4E2F6929F802244ED648" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">December 31, 2020</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_3066DF9DC49B4E2F6929F802244ED648_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_3066DF9DC49B4E2F6929F802244ED648" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Expected Future Benefit Payment, Next Twelve Months</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_3066DF9DC49B4E2F6929F802244ED648" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_3066DF9DC49B4E2F6929F802244ED648" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_3066DF9DC49B4E2F6929F802244ED648" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_150D2348848643DCEC61F802244ECB97_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_150D2348848643DCEC61F802244ECB97" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">December 31, 2021</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_150D2348848643DCEC61F802244ECB97_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_150D2348848643DCEC61F802244ECB97" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Expected Future Benefit Payment, Year Two</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_150D2348848643DCEC61F802244ECB97" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_150D2348848643DCEC61F802244ECB97" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_150D2348848643DCEC61F802244ECB97" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_98E752E07C73ACFCE33CF802244FC399_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_98E752E07C73ACFCE33CF802244FC399" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">December 31, 2022</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_98E752E07C73ACFCE33CF802244FC399_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_98E752E07C73ACFCE33CF802244FC399" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Expected Future Benefit Payment, Year Three</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_98E752E07C73ACFCE33CF802244FC399" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_98E752E07C73ACFCE33CF802244FC399" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_98E752E07C73ACFCE33CF802244FC399" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_74B2DB028E5717F99D0CF802244F16C4_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_74B2DB028E5717F99D0CF802244F16C4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">December 31, 2023</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_74B2DB028E5717F99D0CF802244F16C4_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_74B2DB028E5717F99D0CF802244F16C4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Expected Future Benefit Payment, Year Four</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_74B2DB028E5717F99D0CF802244F16C4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_74B2DB028E5717F99D0CF802244F16C4" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_74B2DB028E5717F99D0CF802244F16C4" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_4BE6450F209BF6599DA5F802244F0F36_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_4BE6450F209BF6599DA5F802244F0F36" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">December 31, 2024</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_4BE6450F209BF6599DA5F802244F0F36_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_4BE6450F209BF6599DA5F802244F0F36" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Expected Future Benefit Payment, Year Five</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_4BE6450F209BF6599DA5F802244F0F36" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_4BE6450F209BF6599DA5F802244F0F36" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_4BE6450F209BF6599DA5F802244F0F36" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_C3493E70228FDAF63E15F802244F7313_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_C3493E70228FDAF63E15F802244F7313" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">December 31, 2025 - 2029</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_C3493E70228FDAF63E15F802244F7313_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_C3493E70228FDAF63E15F802244F7313" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Expected Future Benefit Payment, Five Fiscal Years Thereafter</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_C3493E70228FDAF63E15F802244F7313" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_C3493E70228FDAF63E15F802244F7313" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_C3493E70228FDAF63E15F802244F7313" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_F5B0C82BE78661E2D64BA359439D4399_terseLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_F5B0C82BE78661E2D64BA359439D4399" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Nonperforming loans and leases as a percentage of total loans and leases</link:label>
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_F5B0C82BE78661E2D64BA359439D4399_label_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_F5B0C82BE78661E2D64BA359439D4399" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and Leases Receivable, Ratio of Nonperforming Loans to All Loans</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans" xlink:label="loc_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_F5B0C82BE78661E2D64BA359439D4399" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_F5B0C82BE78661E2D64BA359439D4399" xlink:to="lab_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_F5B0C82BE78661E2D64BA359439D4399" xlink:type="arc" />
    <link:label id="lab_cfg_AssetsRatioofNonperformingAssetstoAllAssets_04FA2B713A0ADC158BDCA359439EAA99_terseLabel_en-US" xlink:label="lab_cfg_AssetsRatioofNonperformingAssetstoAllAssets_04FA2B713A0ADC158BDCA359439EAA99" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Nonperforming assets as a percentage of total assets</link:label>
    <link:label id="lab_cfg_AssetsRatioofNonperformingAssetstoAllAssets_04FA2B713A0ADC158BDCA359439EAA99_label_en-US" xlink:label="lab_cfg_AssetsRatioofNonperformingAssetstoAllAssets_04FA2B713A0ADC158BDCA359439EAA99" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets, Ratio of Nonperforming Assets to All Assets</link:label>
    <link:label id="lab_cfg_AssetsRatioofNonperformingAssetstoAllAssets_04FA2B713A0ADC158BDCA359439EAA99_documentation_en-US" xlink:label="lab_cfg_AssetsRatioofNonperformingAssetstoAllAssets_04FA2B713A0ADC158BDCA359439EAA99" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reflects the percentage derived from dividing impaired loans on which interest has ceased to be accrued by total assets.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AssetsRatioofNonperformingAssetstoAllAssets" xlink:label="loc_cfg_AssetsRatioofNonperformingAssetstoAllAssets_04FA2B713A0ADC158BDCA359439EAA99" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AssetsRatioofNonperformingAssetstoAllAssets_04FA2B713A0ADC158BDCA359439EAA99" xlink:to="lab_cfg_AssetsRatioofNonperformingAssetstoAllAssets_04FA2B713A0ADC158BDCA359439EAA99" xlink:type="arc" />
    <link:label id="lab_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_9E65431969B4E7D808DC355F2381B85B_terseLabel_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_9E65431969B4E7D808DC355F2381B85B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest Income Recognized</link:label>
    <link:label id="lab_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_9E65431969B4E7D808DC355F2381B85B_label_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_9E65431969B4E7D808DC355F2381B85B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impaired Financing Receivable, Interest Income, Accrual Method</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="loc_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_9E65431969B4E7D808DC355F2381B85B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_9E65431969B4E7D808DC355F2381B85B" xlink:to="lab_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_9E65431969B4E7D808DC355F2381B85B" xlink:type="arc" />
    <link:label id="lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_B3144CF5DDF8461E5505355F2382852E_terseLabel_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_B3144CF5DDF8461E5505355F2382852E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Average Recorded Investment</link:label>
    <link:label id="lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_B3144CF5DDF8461E5505355F2382852E_label_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_B3144CF5DDF8461E5505355F2382852E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impaired Financing Receivable, Average Recorded Investment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_B3144CF5DDF8461E5505355F2382852E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_B3144CF5DDF8461E5505355F2382852E" xlink:to="lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_B3144CF5DDF8461E5505355F2382852E" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongtermDebtTypeAxis_CA90C3FB0EA95B9E9C00C97A52FD1F0D_terseLabel_en-US" xlink:label="lab_us-gaap_LongtermDebtTypeAxis_CA90C3FB0EA95B9E9C00C97A52FD1F0D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Long-term Debt, Type [Axis]</link:label>
    <link:label id="lab_us-gaap_LongtermDebtTypeAxis_CA90C3FB0EA95B9E9C00C97A52FD1F0D_label_en-US" xlink:label="lab_us-gaap_LongtermDebtTypeAxis_CA90C3FB0EA95B9E9C00C97A52FD1F0D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt, Type [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_CA90C3FB0EA95B9E9C00C97A52FD1F0D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_CA90C3FB0EA95B9E9C00C97A52FD1F0D" xlink:to="lab_us-gaap_LongtermDebtTypeAxis_CA90C3FB0EA95B9E9C00C97A52FD1F0D" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9_terseLabel_en-US" xlink:label="lab_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Long-term Debt, Type [Domain]</link:label>
    <link:label id="lab_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9_label_en-US" xlink:label="lab_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt, Type [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9" xlink:to="lab_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9" xlink:type="arc" />
    <link:label id="lab_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember_A166AAC5B70AB96B8B22C97A52FD1E35_terseLabel_en-US" xlink:label="lab_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember_A166AAC5B70AB96B8B22C97A52FD1E35" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">FHLB advances and letters of credit</link:label>
    <link:label id="lab_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember_A166AAC5B70AB96B8B22C97A52FD1E35_label_en-US" xlink:label="lab_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember_A166AAC5B70AB96B8B22C97A52FD1E35" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank Advances and Letters of Credit [Member]</link:label>
    <link:label id="lab_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember_A166AAC5B70AB96B8B22C97A52FD1E35_documentation_en-US" xlink:label="lab_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember_A166AAC5B70AB96B8B22C97A52FD1E35" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Borrowings from letters of credit and the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and also in times of liquidity shortages. The member institution executes a promissory note, which is generally collateralized by government securities to the Federal Reserve or loans.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember" xlink:label="loc_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember_A166AAC5B70AB96B8B22C97A52FD1E35" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember_A166AAC5B70AB96B8B22C97A52FD1E35" xlink:to="lab_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember_A166AAC5B70AB96B8B22C97A52FD1E35" xlink:type="arc" />
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesMember_70B96FB22C8AC2448770C97A52FDFCB4_terseLabel_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesMember_70B96FB22C8AC2448770C97A52FDFCB4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">FHLB advances</link:label>
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesMember_70B96FB22C8AC2448770C97A52FDFCB4_label_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesMember_70B96FB22C8AC2448770C97A52FDFCB4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank Advances [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesMember_70B96FB22C8AC2448770C97A52FDFCB4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesMember_70B96FB22C8AC2448770C97A52FDFCB4" xlink:to="lab_us-gaap_FederalHomeLoanBankAdvancesMember_70B96FB22C8AC2448770C97A52FDFCB4" xlink:type="arc" />
    <link:label id="lab_us-gaap_CreditFacilityAxis_8B781AF0837DFE887D32C97A52FDAEB0_terseLabel_en-US" xlink:label="lab_us-gaap_CreditFacilityAxis_8B781AF0837DFE887D32C97A52FDAEB0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit Facility [Axis]</link:label>
    <link:label id="lab_us-gaap_CreditFacilityAxis_8B781AF0837DFE887D32C97A52FDAEB0_label_en-US" xlink:label="lab_us-gaap_CreditFacilityAxis_8B781AF0837DFE887D32C97A52FDAEB0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Facility [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="loc_us-gaap_CreditFacilityAxis_8B781AF0837DFE887D32C97A52FDAEB0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CreditFacilityAxis_8B781AF0837DFE887D32C97A52FDAEB0" xlink:to="lab_us-gaap_CreditFacilityAxis_8B781AF0837DFE887D32C97A52FDAEB0" xlink:type="arc" />
    <link:label id="lab_us-gaap_CreditFacilityDomain_B716A27262F2781FA078C97A52FD6D25_terseLabel_en-US" xlink:label="lab_us-gaap_CreditFacilityDomain_B716A27262F2781FA078C97A52FD6D25" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit Facility [Domain]</link:label>
    <link:label id="lab_us-gaap_CreditFacilityDomain_B716A27262F2781FA078C97A52FD6D25_label_en-US" xlink:label="lab_us-gaap_CreditFacilityDomain_B716A27262F2781FA078C97A52FD6D25" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Facility [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_us-gaap_CreditFacilityDomain_B716A27262F2781FA078C97A52FD6D25" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CreditFacilityDomain_B716A27262F2781FA078C97A52FD6D25" xlink:to="lab_us-gaap_CreditFacilityDomain_B716A27262F2781FA078C97A52FD6D25" xlink:type="arc" />
    <link:label id="lab_us-gaap_SecuredDebtMember_F8BA8984296BD36F89BDC97A52FEAA73_terseLabel_en-US" xlink:label="lab_us-gaap_SecuredDebtMember_F8BA8984296BD36F89BDC97A52FEAA73" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Secured Debt</link:label>
    <link:label id="lab_us-gaap_SecuredDebtMember_F8BA8984296BD36F89BDC97A52FEAA73_label_en-US" xlink:label="lab_us-gaap_SecuredDebtMember_F8BA8984296BD36F89BDC97A52FEAA73" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Secured Debt [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SecuredDebtMember" xlink:label="loc_us-gaap_SecuredDebtMember_F8BA8984296BD36F89BDC97A52FEAA73" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SecuredDebtMember_F8BA8984296BD36F89BDC97A52FEAA73" xlink:to="lab_us-gaap_SecuredDebtMember_F8BA8984296BD36F89BDC97A52FEAA73" xlink:type="arc" />
    <link:label id="lab_us-gaap_UnsecuredDebt_32F876A3372C95897FFAC97A52FE3B96_terseLabel_en-US" xlink:label="lab_us-gaap_UnsecuredDebt_32F876A3372C95897FFAC97A52FE3B96" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Principal balance</link:label>
    <link:label id="lab_us-gaap_UnsecuredDebt_32F876A3372C95897FFAC97A52FE3B96_label_en-US" xlink:label="lab_us-gaap_UnsecuredDebt_32F876A3372C95897FFAC97A52FE3B96" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unsecured Debt</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnsecuredDebt" xlink:label="loc_us-gaap_UnsecuredDebt_32F876A3372C95897FFAC97A52FE3B96" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UnsecuredDebt_32F876A3372C95897FFAC97A52FE3B96" xlink:to="lab_us-gaap_UnsecuredDebt_32F876A3372C95897FFAC97A52FE3B96" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_C1B4F88721F8ACB215BDC97A52FEE211_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_C1B4F88721F8ACB215BDC97A52FEE211" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Unamortized deferred issuance costs and or discounts</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_C1B4F88721F8ACB215BDC97A52FEE211_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_C1B4F88721F8ACB215BDC97A52FEE211" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Unamortized Discount (Premium) and Debt Issuance Costs, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_C1B4F88721F8ACB215BDC97A52FEE211" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_C1B4F88721F8ACB215BDC97A52FEE211" xlink:to="lab_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_C1B4F88721F8ACB215BDC97A52FEE211" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeAsset_4EB0A2591E74E2C9BEE4C97A52FF9412_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeAsset_4EB0A2591E74E2C9BEE4C97A52FF9412" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Hedging basis adjustments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_4EB0A2591E74E2C9BEE4C97A52FF9412" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_4EB0A2591E74E2C9BEE4C97A52FF9412" xlink:to="lab_us-gaap_DerivativeFairValueOfDerivativeAsset_4EB0A2591E74E2C9BEE4C97A52FF9412" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShortTermBorrowings_365ACA2F2C9319A44B65C97A52FF6051_verboseLabel_en-US" xlink:label="lab_us-gaap_ShortTermBorrowings_365ACA2F2C9319A44B65C97A52FF6051" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Short-term borrowed funds</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="loc_us-gaap_ShortTermBorrowings_365ACA2F2C9319A44B65C97A52FF6051" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermBorrowings_365ACA2F2C9319A44B65C97A52FF6051" xlink:to="lab_us-gaap_ShortTermBorrowings_365ACA2F2C9319A44B65C97A52FF6051" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount_AE137936ED2191582544C97A52FF9491_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount_AE137936ED2191582544C97A52FF9491" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available borrowing capacity</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount_AE137936ED2191582544C97A52FF9491_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount_AE137936ED2191582544C97A52FF9491" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Unused Borrowing Capacity, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount" xlink:label="loc_us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount_AE137936ED2191582544C97A52FF9491" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount_AE137936ED2191582544C97A52FF9491" xlink:to="lab_us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount_AE137936ED2191582544C97A52FF9491" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Business Acquisitions, by Acquisition [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028_label_en-US" xlink:label="lab_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Business Acquisitions, by Acquisition [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:to="lab_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:type="arc" />
    <link:label id="lab_us-gaap_SubsequentEventTypeAxis_490ACF0C8175316FA45777CEDECAA426_terseLabel_en-US" xlink:label="lab_us-gaap_SubsequentEventTypeAxis_490ACF0C8175316FA45777CEDECAA426" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsequent Event Type [Axis]</link:label>
    <link:label id="lab_us-gaap_SubsequentEventTypeAxis_490ACF0C8175316FA45777CEDECAA426_label_en-US" xlink:label="lab_us-gaap_SubsequentEventTypeAxis_490ACF0C8175316FA45777CEDECAA426" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsequent Event Type [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventTypeAxis" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_490ACF0C8175316FA45777CEDECAA426" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_490ACF0C8175316FA45777CEDECAA426" xlink:to="lab_us-gaap_SubsequentEventTypeAxis_490ACF0C8175316FA45777CEDECAA426" xlink:type="arc" />
    <link:label id="lab_us-gaap_SubsequentEventTypeDomain_6EBE8936C99FE533660277CEDECA226C_terseLabel_en-US" xlink:label="lab_us-gaap_SubsequentEventTypeDomain_6EBE8936C99FE533660277CEDECA226C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsequent Event Type [Domain]</link:label>
    <link:label id="lab_us-gaap_SubsequentEventTypeDomain_6EBE8936C99FE533660277CEDECA226C_label_en-US" xlink:label="lab_us-gaap_SubsequentEventTypeDomain_6EBE8936C99FE533660277CEDECA226C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsequent Event Type [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_6EBE8936C99FE533660277CEDECA226C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_6EBE8936C99FE533660277CEDECA226C" xlink:to="lab_us-gaap_SubsequentEventTypeDomain_6EBE8936C99FE533660277CEDECA226C" xlink:type="arc" />
    <link:label id="lab_us-gaap_SubsequentEventMember_FC09844355FBF910C0FE77CEDECAF594_terseLabel_en-US" xlink:label="lab_us-gaap_SubsequentEventMember_FC09844355FBF910C0FE77CEDECAF594" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsequent Event</link:label>
    <link:label id="lab_us-gaap_SubsequentEventMember_FC09844355FBF910C0FE77CEDECAF594_label_en-US" xlink:label="lab_us-gaap_SubsequentEventMember_FC09844355FBF910C0FE77CEDECAF594" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsequent Event [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventMember" xlink:label="loc_us-gaap_SubsequentEventMember_FC09844355FBF910C0FE77CEDECAF594" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubsequentEventMember_FC09844355FBF910C0FE77CEDECAF594" xlink:to="lab_us-gaap_SubsequentEventMember_FC09844355FBF910C0FE77CEDECAF594" xlink:type="arc" />
    <link:label id="lab_srt_StatementScenarioAxis_87B61B1028515C3E362377CEDECCA304_terseLabel_en-US" xlink:label="lab_srt_StatementScenarioAxis_87B61B1028515C3E362377CEDECCA304" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Scenario [Axis]</link:label>
    <link:label id="lab_srt_StatementScenarioAxis_87B61B1028515C3E362377CEDECCA304_label_en-US" xlink:label="lab_srt_StatementScenarioAxis_87B61B1028515C3E362377CEDECCA304" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Scenario [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StatementScenarioAxis" xlink:label="loc_srt_StatementScenarioAxis_87B61B1028515C3E362377CEDECCA304" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_StatementScenarioAxis_87B61B1028515C3E362377CEDECCA304" xlink:to="lab_srt_StatementScenarioAxis_87B61B1028515C3E362377CEDECCA304" xlink:type="arc" />
    <link:label id="lab_srt_ScenarioUnspecifiedDomain_7E553724F00A3F9FB0EB77CEDECC80E3_terseLabel_en-US" xlink:label="lab_srt_ScenarioUnspecifiedDomain_7E553724F00A3F9FB0EB77CEDECC80E3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Scenario [Domain]</link:label>
    <link:label id="lab_srt_ScenarioUnspecifiedDomain_7E553724F00A3F9FB0EB77CEDECC80E3_label_en-US" xlink:label="lab_srt_ScenarioUnspecifiedDomain_7E553724F00A3F9FB0EB77CEDECC80E3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Scenario [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScenarioUnspecifiedDomain" xlink:label="loc_srt_ScenarioUnspecifiedDomain_7E553724F00A3F9FB0EB77CEDECC80E3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ScenarioUnspecifiedDomain_7E553724F00A3F9FB0EB77CEDECC80E3" xlink:to="lab_srt_ScenarioUnspecifiedDomain_7E553724F00A3F9FB0EB77CEDECC80E3" xlink:type="arc" />
    <link:label id="lab_srt_ScenarioForecastMember_00A5E0C1CEF21181368377CEDECC2FFB_terseLabel_en-US" xlink:label="lab_srt_ScenarioForecastMember_00A5E0C1CEF21181368377CEDECC2FFB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Forecast</link:label>
    <link:label id="lab_srt_ScenarioForecastMember_00A5E0C1CEF21181368377CEDECC2FFB_label_en-US" xlink:label="lab_srt_ScenarioForecastMember_00A5E0C1CEF21181368377CEDECC2FFB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Forecast [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScenarioForecastMember" xlink:label="loc_srt_ScenarioForecastMember_00A5E0C1CEF21181368377CEDECC2FFB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ScenarioForecastMember_00A5E0C1CEF21181368377CEDECC2FFB" xlink:to="lab_srt_ScenarioForecastMember_00A5E0C1CEF21181368377CEDECC2FFB" xlink:type="arc" />
    <link:label id="lab_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_F9F21796696407810ADD77CEDECCEF3D_terseLabel_en-US" xlink:label="lab_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_F9F21796696407810ADD77CEDECCEF3D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustments for New Accounting Pronouncements [Axis]</link:label>
    <link:label id="lab_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_F9F21796696407810ADD77CEDECCEF3D_label_en-US" xlink:label="lab_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_F9F21796696407810ADD77CEDECCEF3D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments for New Accounting Pronouncements [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdjustmentsForNewAccountingPronouncementsAxis" xlink:label="loc_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_F9F21796696407810ADD77CEDECCEF3D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_F9F21796696407810ADD77CEDECCEF3D" xlink:to="lab_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_F9F21796696407810ADD77CEDECCEF3D" xlink:type="arc" />
    <link:label id="lab_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C_terseLabel_en-US" xlink:label="lab_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Type of Adoption [Domain]</link:label>
    <link:label id="lab_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C_label_en-US" xlink:label="lab_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Type of Adoption [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TypeOfAdoptionMember" xlink:label="loc_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C" xlink:to="lab_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccountingStandardsUpdate201602Member_A449719D8D42560E6B1277CEDECD12E3_terseLabel_en-US" xlink:label="lab_us-gaap_AccountingStandardsUpdate201602Member_A449719D8D42560E6B1277CEDECD12E3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accounting Standards Update 2016-02</link:label>
    <link:label id="lab_us-gaap_AccountingStandardsUpdate201602Member_A449719D8D42560E6B1277CEDECD12E3_label_en-US" xlink:label="lab_us-gaap_AccountingStandardsUpdate201602Member_A449719D8D42560E6B1277CEDECD12E3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accounting Standards Update 2016-02 [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountingStandardsUpdate201602Member" xlink:label="loc_us-gaap_AccountingStandardsUpdate201602Member_A449719D8D42560E6B1277CEDECD12E3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccountingStandardsUpdate201602Member_A449719D8D42560E6B1277CEDECD12E3" xlink:to="lab_us-gaap_AccountingStandardsUpdate201602Member_A449719D8D42560E6B1277CEDECD12E3" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccountingStandardsUpdate201613Member_4EF4D3ED7E7A0F5E0E5A77CEDECD10A3_terseLabel_en-US" xlink:label="lab_us-gaap_AccountingStandardsUpdate201613Member_4EF4D3ED7E7A0F5E0E5A77CEDECD10A3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accounting Standards Update 2016-13</link:label>
    <link:label id="lab_us-gaap_AccountingStandardsUpdate201613Member_4EF4D3ED7E7A0F5E0E5A77CEDECD10A3_label_en-US" xlink:label="lab_us-gaap_AccountingStandardsUpdate201613Member_4EF4D3ED7E7A0F5E0E5A77CEDECD10A3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accounting Standards Update 2016-13 [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountingStandardsUpdate201613Member" xlink:label="loc_us-gaap_AccountingStandardsUpdate201613Member_4EF4D3ED7E7A0F5E0E5A77CEDECD10A3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccountingStandardsUpdate201613Member_4EF4D3ED7E7A0F5E0E5A77CEDECD10A3" xlink:to="lab_us-gaap_AccountingStandardsUpdate201613Member_4EF4D3ED7E7A0F5E0E5A77CEDECD10A3" xlink:type="arc" />
    <link:label id="lab_us-gaap_BusinessAcquisitionAxis_D75FA66BD1F25C73151577CEDECDFCF4_terseLabel_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionAxis_D75FA66BD1F25C73151577CEDECDFCF4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Business Acquisition [Axis]</link:label>
    <link:label id="lab_us-gaap_BusinessAcquisitionAxis_D75FA66BD1F25C73151577CEDECDFCF4_label_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionAxis_D75FA66BD1F25C73151577CEDECDFCF4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Acquisition [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_D75FA66BD1F25C73151577CEDECDFCF4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_D75FA66BD1F25C73151577CEDECDFCF4" xlink:to="lab_us-gaap_BusinessAcquisitionAxis_D75FA66BD1F25C73151577CEDECDFCF4" xlink:type="arc" />
    <link:label id="lab_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126_terseLabel_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Business Acquisition, Acquiree [Domain]</link:label>
    <link:label id="lab_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126_label_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Acquisition, Acquiree [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126" xlink:to="lab_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126" xlink:type="arc" />
    <link:label id="lab_cfg_ClarfeldFinancialAdvisorsLLCMember_9E701B2C9BD511A3A6B577CEDECE3D3B_terseLabel_en-US" xlink:label="lab_cfg_ClarfeldFinancialAdvisorsLLCMember_9E701B2C9BD511A3A6B577CEDECE3D3B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Clarfeld</link:label>
    <link:label id="lab_cfg_ClarfeldFinancialAdvisorsLLCMember_9E701B2C9BD511A3A6B577CEDECE3D3B_label_en-US" xlink:label="lab_cfg_ClarfeldFinancialAdvisorsLLCMember_9E701B2C9BD511A3A6B577CEDECE3D3B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Clarfeld Financial Advisors, LLC [Member]</link:label>
    <link:label id="lab_cfg_ClarfeldFinancialAdvisorsLLCMember_9E701B2C9BD511A3A6B577CEDECE3D3B_documentation_en-US" xlink:label="lab_cfg_ClarfeldFinancialAdvisorsLLCMember_9E701B2C9BD511A3A6B577CEDECE3D3B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Clarfeld Financial Advisors, LLC [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ClarfeldFinancialAdvisorsLLCMember" xlink:label="loc_cfg_ClarfeldFinancialAdvisorsLLCMember_9E701B2C9BD511A3A6B577CEDECE3D3B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ClarfeldFinancialAdvisorsLLCMember_9E701B2C9BD511A3A6B577CEDECE3D3B" xlink:to="lab_cfg_ClarfeldFinancialAdvisorsLLCMember_9E701B2C9BD511A3A6B577CEDECE3D3B" xlink:type="arc" />
    <link:label id="lab_cfg_BowstringAdvisorsLLCMember_ACFC04D08283DCB5377A77CEDECE4731_terseLabel_en-US" xlink:label="lab_cfg_BowstringAdvisorsLLCMember_ACFC04D08283DCB5377A77CEDECE4731" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Bowstring</link:label>
    <link:label id="lab_cfg_BowstringAdvisorsLLCMember_ACFC04D08283DCB5377A77CEDECE4731_label_en-US" xlink:label="lab_cfg_BowstringAdvisorsLLCMember_ACFC04D08283DCB5377A77CEDECE4731" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Bowstring Advisors, LLC [Member]</link:label>
    <link:label id="lab_cfg_BowstringAdvisorsLLCMember_ACFC04D08283DCB5377A77CEDECE4731_documentation_en-US" xlink:label="lab_cfg_BowstringAdvisorsLLCMember_ACFC04D08283DCB5377A77CEDECE4731" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Bowstring Advisors, LLC [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_BowstringAdvisorsLLCMember" xlink:label="loc_cfg_BowstringAdvisorsLLCMember_ACFC04D08283DCB5377A77CEDECE4731" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_BowstringAdvisorsLLCMember_ACFC04D08283DCB5377A77CEDECE4731" xlink:to="lab_cfg_BowstringAdvisorsLLCMember_ACFC04D08283DCB5377A77CEDECE4731" xlink:type="arc" />
    <link:label id="lab_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39_terseLabel_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Business Acquisition [Line Items]</link:label>
    <link:label id="lab_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39_label_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Acquisition [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessAcquisitionLineItems" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="lab_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:type="arc" />
    <link:label id="lab_us-gaap_BusinessCombinationConsiderationTransferred1_D0F79EA2DCB02C95408D77CEDECE0407_terseLabel_en-US" xlink:label="lab_us-gaap_BusinessCombinationConsiderationTransferred1_D0F79EA2DCB02C95408D77CEDECE0407" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consideration transferred</link:label>
    <link:label id="lab_us-gaap_BusinessCombinationConsiderationTransferred1_D0F79EA2DCB02C95408D77CEDECE0407_label_en-US" xlink:label="lab_us-gaap_BusinessCombinationConsiderationTransferred1_D0F79EA2DCB02C95408D77CEDECE0407" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Combination, Consideration Transferred</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessCombinationConsiderationTransferred1" xlink:label="loc_us-gaap_BusinessCombinationConsiderationTransferred1_D0F79EA2DCB02C95408D77CEDECE0407" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BusinessCombinationConsiderationTransferred1_D0F79EA2DCB02C95408D77CEDECE0407" xlink:to="lab_us-gaap_BusinessCombinationConsiderationTransferred1_D0F79EA2DCB02C95408D77CEDECE0407" xlink:type="arc" />
    <link:label id="lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_26C5FA23D74A3920A15977CEDECFBA62_terseLabel_en-US" xlink:label="lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_26C5FA23D74A3920A15977CEDECFBA62" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Intangible assets acquired</link:label>
    <link:label id="lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_26C5FA23D74A3920A15977CEDECFBA62_label_en-US" xlink:label="lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_26C5FA23D74A3920A15977CEDECFBA62" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_26C5FA23D74A3920A15977CEDECFBA62" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_26C5FA23D74A3920A15977CEDECFBA62" xlink:to="lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_26C5FA23D74A3920A15977CEDECFBA62" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeaseRightOfUseAsset_2EFF3D62E231BCDD814077CEDED4BC55_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeaseRightOfUseAsset_2EFF3D62E231BCDD814077CEDED4BC55" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Right-of-use asset</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseRightOfUseAsset" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAsset_2EFF3D62E231BCDD814077CEDED4BC55" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeaseRightOfUseAsset_2EFF3D62E231BCDD814077CEDED4BC55" xlink:to="lab_us-gaap_OperatingLeaseRightOfUseAsset_2EFF3D62E231BCDD814077CEDED4BC55" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_46DC332CB98B1C8E672F77CEDED4B85B_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_46DC332CB98B1C8E672F77CEDED4B85B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for credit losses</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_46DC332CB98B1C8E672F77CEDED4B85B_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_46DC332CB98B1C8E672F77CEDED4B85B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_46DC332CB98B1C8E672F77CEDED4B85B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_46DC332CB98B1C8E672F77CEDED4B85B" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_46DC332CB98B1C8E672F77CEDED4B85B" xlink:type="arc" />
    <link:label id="lab_cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease_F089C6D03BB6B2451C7477CEDED56698_terseLabel_en-US" xlink:label="lab_cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease_F089C6D03BB6B2451C7477CEDED56698" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basis point change in CET1</link:label>
    <link:label id="lab_cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease_F089C6D03BB6B2451C7477CEDED56698_label_en-US" xlink:label="lab_cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease_F089C6D03BB6B2451C7477CEDED56698" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Equity Tier One Capital, Percentage, Increase (Decrease)</link:label>
    <link:label id="lab_cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease_F089C6D03BB6B2451C7477CEDED56698_documentation_en-US" xlink:label="lab_cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease_F089C6D03BB6B2451C7477CEDED56698" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Common Equity Tier One Capital, Percentage, Increase (Decrease)</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease" xlink:label="loc_cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease_F089C6D03BB6B2451C7477CEDED56698" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease_F089C6D03BB6B2451C7477CEDED56698" xlink:to="lab_cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease_F089C6D03BB6B2451C7477CEDED56698" xlink:type="arc" />
    <link:label id="lab_cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage_3B83363D765FBADAF3F977CEDED5F578_terseLabel_en-US" xlink:label="lab_cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage_3B83363D765FBADAF3F977CEDED5F578" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital impact phase in percentage</link:label>
    <link:label id="lab_cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage_3B83363D765FBADAF3F977CEDED5F578_label_en-US" xlink:label="lab_cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage_3B83363D765FBADAF3F977CEDED5F578" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Equity Tier One Capital, Annual Phase In Percentage</link:label>
    <link:label id="lab_cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage_3B83363D765FBADAF3F977CEDED5F578_documentation_en-US" xlink:label="lab_cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage_3B83363D765FBADAF3F977CEDED5F578" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Common Equity Tier One Capital, Annual Phase In Percentage</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage" xlink:label="loc_cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage_3B83363D765FBADAF3F977CEDED5F578" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage_3B83363D765FBADAF3F977CEDED5F578" xlink:to="lab_cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage_3B83363D765FBADAF3F977CEDED5F578" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet_33DEFC28D226A7EB0FE5A35942B0B59F_terseLabel_en-US" xlink:label="lab_us-gaap_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet_33DEFC28D226A7EB0FE5A35942B0B59F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net gain (pre-tax) on derivatives expected to be reclassified in next 12 months</link:label>
    <link:label id="lab_us-gaap_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet_33DEFC28D226A7EB0FE5A35942B0B59F_label_en-US" xlink:label="lab_us-gaap_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet_33DEFC28D226A7EB0FE5A35942B0B59F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Rate Cash Flow Hedge Gain (Loss) to be Reclassified During Next 12 Months, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet" xlink:label="loc_us-gaap_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet_33DEFC28D226A7EB0FE5A35942B0B59F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet_33DEFC28D226A7EB0FE5A35942B0B59F" xlink:to="lab_us-gaap_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet_33DEFC28D226A7EB0FE5A35942B0B59F" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_FEFCE40AD78895B4B2B0A3594232D04F_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_FEFCE40AD78895B4B2B0A3594232D04F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of outstanding off balance sheet arrangements</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_FEFCE40AD78895B4B2B0A3594232D04F_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_FEFCE40AD78895B4B2B0A3594232D04F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock" xlink:label="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_FEFCE40AD78895B4B2B0A3594232D04F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_FEFCE40AD78895B4B2B0A3594232D04F" xlink:to="lab_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_FEFCE40AD78895B4B2B0A3594232D04F" xlink:type="arc" />
    <link:label id="lab_us-gaap_SeniorNotesMember_3ADFC369E350DAEFEEE3174E499AE4B7_terseLabel_en-US" xlink:label="lab_us-gaap_SeniorNotesMember_3ADFC369E350DAEFEEE3174E499AE4B7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Senior Unsecured Notes</link:label>
    <link:label id="lab_us-gaap_SeniorNotesMember_3ADFC369E350DAEFEEE3174E499AE4B7_label_en-US" xlink:label="lab_us-gaap_SeniorNotesMember_3ADFC369E350DAEFEEE3174E499AE4B7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Notes [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeniorNotesMember" xlink:label="loc_us-gaap_SeniorNotesMember_3ADFC369E350DAEFEEE3174E499AE4B7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeniorNotesMember_3ADFC369E350DAEFEEE3174E499AE4B7" xlink:to="lab_us-gaap_SeniorNotesMember_3ADFC369E350DAEFEEE3174E499AE4B7" xlink:type="arc" />
    <link:label id="lab_us-gaap_SubordinatedDebtMember_BB2D968C94FFF18A067A174E499B27D6_terseLabel_en-US" xlink:label="lab_us-gaap_SubordinatedDebtMember_BB2D968C94FFF18A067A174E499B27D6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated Debt</link:label>
    <link:label id="lab_us-gaap_SubordinatedDebtMember_BB2D968C94FFF18A067A174E499B27D6_label_en-US" xlink:label="lab_us-gaap_SubordinatedDebtMember_BB2D968C94FFF18A067A174E499B27D6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subordinated Debt [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubordinatedDebtMember" xlink:label="loc_us-gaap_SubordinatedDebtMember_BB2D968C94FFF18A067A174E499B27D6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubordinatedDebtMember_BB2D968C94FFF18A067A174E499B27D6" xlink:to="lab_us-gaap_SubordinatedDebtMember_BB2D968C94FFF18A067A174E499B27D6" xlink:type="arc" />
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesMember_784639A992D2C17D28E5174E499B2EDE_verboseLabel_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesMember_784639A992D2C17D28E5174E499B2EDE" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Federal Home Loan advances</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesMember_784639A992D2C17D28E5174E499B2EDE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesMember_784639A992D2C17D28E5174E499B2EDE" xlink:to="lab_us-gaap_FederalHomeLoanBankAdvancesMember_784639A992D2C17D28E5174E499B2EDE" xlink:type="arc" />
    <link:label id="lab_cfg_OtherLongtermDebtMember_F07164068728BA2CEA1D174E499B5FBA_terseLabel_en-US" xlink:label="lab_cfg_OtherLongtermDebtMember_F07164068728BA2CEA1D174E499B5FBA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_cfg_OtherLongtermDebtMember_F07164068728BA2CEA1D174E499B5FBA_label_en-US" xlink:label="lab_cfg_OtherLongtermDebtMember_F07164068728BA2CEA1D174E499B5FBA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Long-term Debt [Member]</link:label>
    <link:label id="lab_cfg_OtherLongtermDebtMember_F07164068728BA2CEA1D174E499B5FBA_documentation_en-US" xlink:label="lab_cfg_OtherLongtermDebtMember_F07164068728BA2CEA1D174E499B5FBA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Long-term Debt [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLongtermDebtMember" xlink:label="loc_cfg_OtherLongtermDebtMember_F07164068728BA2CEA1D174E499B5FBA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_OtherLongtermDebtMember_F07164068728BA2CEA1D174E499B5FBA" xlink:to="lab_cfg_OtherLongtermDebtMember_F07164068728BA2CEA1D174E499B5FBA" xlink:type="arc" />
    <link:label id="lab_cfg_A2.375SeniorUnsecuredDebtDue2021Member_4110AF1F1B15350B944F174E499D2085_terseLabel_en-US" xlink:label="lab_cfg_A2.375SeniorUnsecuredDebtDue2021Member_4110AF1F1B15350B944F174E499D2085" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.375% fixed rate senior unsecured debt, due 2021</link:label>
    <link:label id="lab_cfg_A2.375SeniorUnsecuredDebtDue2021Member_4110AF1F1B15350B944F174E499D2085_label_en-US" xlink:label="lab_cfg_A2.375SeniorUnsecuredDebtDue2021Member_4110AF1F1B15350B944F174E499D2085" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">2.375% Senior Unsecured Debt, Due 2021 [Member]</link:label>
    <link:label id="lab_cfg_A2.375SeniorUnsecuredDebtDue2021Member_4110AF1F1B15350B944F174E499D2085_documentation_en-US" xlink:label="lab_cfg_A2.375SeniorUnsecuredDebtDue2021Member_4110AF1F1B15350B944F174E499D2085" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">2.375% Senior Unsecured Debt, Due 2021 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.375SeniorUnsecuredDebtDue2021Member" xlink:label="loc_cfg_A2.375SeniorUnsecuredDebtDue2021Member_4110AF1F1B15350B944F174E499D2085" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A2.375SeniorUnsecuredDebtDue2021Member_4110AF1F1B15350B944F174E499D2085" xlink:to="lab_cfg_A2.375SeniorUnsecuredDebtDue2021Member_4110AF1F1B15350B944F174E499D2085" xlink:type="arc" />
    <link:label id="lab_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_773A89F12582192F9CAC174E499DB039_terseLabel_en-US" xlink:label="lab_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_773A89F12582192F9CAC174E499DB039" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">4.150% fixed rate subordinated debt, due 2022</link:label>
    <link:label id="lab_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_773A89F12582192F9CAC174E499DB039_label_en-US" xlink:label="lab_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_773A89F12582192F9CAC174E499DB039" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">4.150% Fixed Rate Subordinated Debt, Due 2022 [Member]</link:label>
    <link:label id="lab_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_773A89F12582192F9CAC174E499DB039_documentation_en-US" xlink:label="lab_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_773A89F12582192F9CAC174E499DB039" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">4.150% Fixed Rate Subordinated Debt, Due 2022 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A4.150FixedRateSubordinatedDebtDue2022Member" xlink:label="loc_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_773A89F12582192F9CAC174E499DB039" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_773A89F12582192F9CAC174E499DB039" xlink:to="lab_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_773A89F12582192F9CAC174E499DB039" xlink:type="arc" />
    <link:label id="lab_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_7785C1CF3EF64BA869ED174E499EC80E_terseLabel_en-US" xlink:label="lab_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_7785C1CF3EF64BA869ED174E499EC80E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">3.750% fixed rate subordinated debt due 2024</link:label>
    <link:label id="lab_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_7785C1CF3EF64BA869ED174E499EC80E_label_en-US" xlink:label="lab_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_7785C1CF3EF64BA869ED174E499EC80E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">3.750% Fixed Rate Subordinated Debt Due 2024 [Member]</link:label>
    <link:label id="lab_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_7785C1CF3EF64BA869ED174E499EC80E_documentation_en-US" xlink:label="lab_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_7785C1CF3EF64BA869ED174E499EC80E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">3.750% Fixed Rate Subordinated Debt Due 2024 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A3.750FixedRateSubordinatedDebtDue2024Member" xlink:label="loc_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_7785C1CF3EF64BA869ED174E499EC80E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_7785C1CF3EF64BA869ED174E499EC80E" xlink:to="lab_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_7785C1CF3EF64BA869ED174E499EC80E" xlink:type="arc" />
    <link:label id="lab_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_9489A2C2B7E6E4FCFFAA174E499E226C_terseLabel_en-US" xlink:label="lab_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_9489A2C2B7E6E4FCFFAA174E499E226C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">4.023% fixed rate subordinated debt, due 2024</link:label>
    <link:label id="lab_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_9489A2C2B7E6E4FCFFAA174E499E226C_label_en-US" xlink:label="lab_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_9489A2C2B7E6E4FCFFAA174E499E226C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">4.023% Fixed Rate Subordinated Debt Due 2024 [Member]</link:label>
    <link:label id="lab_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_9489A2C2B7E6E4FCFFAA174E499E226C_documentation_en-US" xlink:label="lab_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_9489A2C2B7E6E4FCFFAA174E499E226C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">4.023% Fixed Rate Subordinated Debt Due 2024 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A4.023FixedRateSubordinatedDebtDue2024Member" xlink:label="loc_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_9489A2C2B7E6E4FCFFAA174E499E226C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_9489A2C2B7E6E4FCFFAA174E499E226C" xlink:to="lab_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_9489A2C2B7E6E4FCFFAA174E499E226C" xlink:type="arc" />
    <link:label id="lab_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_8C9063436581C79DDD4D174E499E493B_terseLabel_en-US" xlink:label="lab_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_8C9063436581C79DDD4D174E499E493B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">4.350% fixed rate subordinated debt, due 2025</link:label>
    <link:label id="lab_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_8C9063436581C79DDD4D174E499E493B_label_en-US" xlink:label="lab_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_8C9063436581C79DDD4D174E499E493B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">4.350% Fixed Rate Subordinated Debt, Due 2025 [Member]</link:label>
    <link:label id="lab_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_8C9063436581C79DDD4D174E499E493B_documentation_en-US" xlink:label="lab_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_8C9063436581C79DDD4D174E499E493B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">4.350% Fixed Rate Subordinated Debt, Due 2025 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A4.350FixedRateSubordinatedDebtDue2025Member" xlink:label="loc_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_8C9063436581C79DDD4D174E499E493B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_8C9063436581C79DDD4D174E499E493B" xlink:to="lab_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_8C9063436581C79DDD4D174E499E493B" xlink:type="arc" />
    <link:label id="lab_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_10D11C627A39C8C965D2174E499F1923_terseLabel_en-US" xlink:label="lab_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_10D11C627A39C8C965D2174E499F1923" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">4.300% fixed rate subordinated debt, due 2025</link:label>
    <link:label id="lab_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_10D11C627A39C8C965D2174E499F1923_label_en-US" xlink:label="lab_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_10D11C627A39C8C965D2174E499F1923" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">4.300% Fixed Rate Subordinated Debt, Due 2025 [Member]</link:label>
    <link:label id="lab_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_10D11C627A39C8C965D2174E499F1923_documentation_en-US" xlink:label="lab_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_10D11C627A39C8C965D2174E499F1923" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">4.300% Fixed Rate Subordinated Debt, Due 2025 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A4.300FixedRateSubordinatedDebtDue2025Member" xlink:label="loc_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_10D11C627A39C8C965D2174E499F1923" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_10D11C627A39C8C965D2174E499F1923" xlink:to="lab_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_10D11C627A39C8C965D2174E499F1923" xlink:type="arc" />
    <link:label id="lab_cfg_A2.850SeniorUnsecuredNotesDue2026Member_F321ABB74265F701317D174E499FE96F_terseLabel_en-US" xlink:label="lab_cfg_A2.850SeniorUnsecuredNotesDue2026Member_F321ABB74265F701317D174E499FE96F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.850% fixed-rate senior unsecured notes, due July 2026</link:label>
    <link:label id="lab_cfg_A2.850SeniorUnsecuredNotesDue2026Member_F321ABB74265F701317D174E499FE96F_label_en-US" xlink:label="lab_cfg_A2.850SeniorUnsecuredNotesDue2026Member_F321ABB74265F701317D174E499FE96F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">2.850% Senior Unsecured Notes, Due 2026 [Member]</link:label>
    <link:label id="lab_cfg_A2.850SeniorUnsecuredNotesDue2026Member_F321ABB74265F701317D174E499FE96F_documentation_en-US" xlink:label="lab_cfg_A2.850SeniorUnsecuredNotesDue2026Member_F321ABB74265F701317D174E499FE96F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">2.850% Senior Unsecured Notes, Due 2026 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.850SeniorUnsecuredNotesDue2026Member" xlink:label="loc_cfg_A2.850SeniorUnsecuredNotesDue2026Member_F321ABB74265F701317D174E499FE96F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A2.850SeniorUnsecuredNotesDue2026Member_F321ABB74265F701317D174E499FE96F" xlink:to="lab_cfg_A2.850SeniorUnsecuredNotesDue2026Member_F321ABB74265F701317D174E499FE96F" xlink:type="arc" />
    <link:label id="lab_cfg_A2.500SeniorUnsecuredNotesDue2019Member_A5DBE971A0B0E3B4D863174E499F868B_terseLabel_en-US" xlink:label="lab_cfg_A2.500SeniorUnsecuredNotesDue2019Member_A5DBE971A0B0E3B4D863174E499F868B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.500% senior unsecured notes, due 2019</link:label>
    <link:label id="lab_cfg_A2.500SeniorUnsecuredNotesDue2019Member_A5DBE971A0B0E3B4D863174E499F868B_label_en-US" xlink:label="lab_cfg_A2.500SeniorUnsecuredNotesDue2019Member_A5DBE971A0B0E3B4D863174E499F868B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">2.500% Senior Unsecured Notes, Due 2019 [Member]</link:label>
    <link:label id="lab_cfg_A2.500SeniorUnsecuredNotesDue2019Member_A5DBE971A0B0E3B4D863174E499F868B_documentation_en-US" xlink:label="lab_cfg_A2.500SeniorUnsecuredNotesDue2019Member_A5DBE971A0B0E3B4D863174E499F868B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">2.500% Senior Unsecured Notes, Due 2019 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.500SeniorUnsecuredNotesDue2019Member" xlink:label="loc_cfg_A2.500SeniorUnsecuredNotesDue2019Member_A5DBE971A0B0E3B4D863174E499F868B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A2.500SeniorUnsecuredNotesDue2019Member_A5DBE971A0B0E3B4D863174E499F868B" xlink:to="lab_cfg_A2.500SeniorUnsecuredNotesDue2019Member_A5DBE971A0B0E3B4D863174E499F868B" xlink:type="arc" />
    <link:label id="lab_cfg_A2.450SeniorUnsecuredNotesDue2019Member_3154062F42ED00CFDD72174E499F6FD7_terseLabel_en-US" xlink:label="lab_cfg_A2.450SeniorUnsecuredNotesDue2019Member_3154062F42ED00CFDD72174E499F6FD7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.450% senior unsecured notes, due 2019</link:label>
    <link:label id="lab_cfg_A2.450SeniorUnsecuredNotesDue2019Member_3154062F42ED00CFDD72174E499F6FD7_label_en-US" xlink:label="lab_cfg_A2.450SeniorUnsecuredNotesDue2019Member_3154062F42ED00CFDD72174E499F6FD7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">2.450% Senior Unsecured Notes, Due 2019 [Member]</link:label>
    <link:label id="lab_cfg_A2.450SeniorUnsecuredNotesDue2019Member_3154062F42ED00CFDD72174E499F6FD7_documentation_en-US" xlink:label="lab_cfg_A2.450SeniorUnsecuredNotesDue2019Member_3154062F42ED00CFDD72174E499F6FD7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">2.450% Senior Unsecured Notes, Due 2019 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.450SeniorUnsecuredNotesDue2019Member" xlink:label="loc_cfg_A2.450SeniorUnsecuredNotesDue2019Member_3154062F42ED00CFDD72174E499F6FD7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A2.450SeniorUnsecuredNotesDue2019Member_3154062F42ED00CFDD72174E499F6FD7" xlink:to="lab_cfg_A2.450SeniorUnsecuredNotesDue2019Member_3154062F42ED00CFDD72174E499F6FD7" xlink:type="arc" />
    <link:label id="lab_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_A0C21E2EDDCD9A3A7F2F174E499F0A7B_terseLabel_en-US" xlink:label="lab_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_A0C21E2EDDCD9A3A7F2F174E499F0A7B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.250% senior unsecured notes, due 2020</link:label>
    <link:label id="lab_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_A0C21E2EDDCD9A3A7F2F174E499F0A7B_label_en-US" xlink:label="lab_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_A0C21E2EDDCD9A3A7F2F174E499F0A7B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">2.25% Senior Unsecured Notes, Due 2020, Settlement Date of March 02, 2017 [Member]</link:label>
    <link:label id="lab_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_A0C21E2EDDCD9A3A7F2F174E499F0A7B_documentation_en-US" xlink:label="lab_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_A0C21E2EDDCD9A3A7F2F174E499F0A7B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">2.25% Senior Unsecured Notes, Due 2020, Settlement Date of March 02, 2017 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member" xlink:label="loc_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_A0C21E2EDDCD9A3A7F2F174E499F0A7B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_A0C21E2EDDCD9A3A7F2F174E499F0A7B" xlink:to="lab_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_A0C21E2EDDCD9A3A7F2F174E499F0A7B" xlink:type="arc" />
    <link:label id="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_EFB3AAB4487698C0E887174E49A0BD61_terseLabel_en-US" xlink:label="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_EFB3AAB4487698C0E887174E49A0BD61" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.447% floating-rate senior unsecured notes, due March 2020</link:label>
    <link:label id="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_EFB3AAB4487698C0E887174E49A0BD61_label_en-US" xlink:label="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_EFB3AAB4487698C0E887174E49A0BD61" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Floating Rate Senior Unsecured Notes, Due 2020 [Member]</link:label>
    <link:label id="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_EFB3AAB4487698C0E887174E49A0BD61_documentation_en-US" xlink:label="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_EFB3AAB4487698C0E887174E49A0BD61" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Floating Rate Senior Unsecured Notes, Due 2020 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FloatingRateSeniorUnsecuredNotesDue2020Member" xlink:label="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_EFB3AAB4487698C0E887174E49A0BD61" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_EFB3AAB4487698C0E887174E49A0BD61" xlink:to="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_EFB3AAB4487698C0E887174E49A0BD61" xlink:type="arc" />
    <link:label id="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_761458E0CE50A94D1907174E49A03E09_terseLabel_en-US" xlink:label="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_761458E0CE50A94D1907174E49A03E09" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.487% floating-rate senior unsecured notes, due May 2020</link:label>
    <link:label id="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_761458E0CE50A94D1907174E49A03E09_label_en-US" xlink:label="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_761458E0CE50A94D1907174E49A03E09" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Floating Rate Senior Unsecured Notes, Due 2020 Number 2 [Member]</link:label>
    <link:label id="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_761458E0CE50A94D1907174E49A03E09_documentation_en-US" xlink:label="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_761458E0CE50A94D1907174E49A03E09" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Floating Rate Senior Unsecured Notes, Due 2020 Number 2 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member" xlink:label="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_761458E0CE50A94D1907174E49A03E09" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_761458E0CE50A94D1907174E49A03E09" xlink:to="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_761458E0CE50A94D1907174E49A03E09" xlink:type="arc" />
    <link:label id="lab_cfg_A2.200SeniorUnsecuredNotesDue2020Member_AADE01453EFEAECCC352174E49A09C44_terseLabel_en-US" xlink:label="lab_cfg_A2.200SeniorUnsecuredNotesDue2020Member_AADE01453EFEAECCC352174E49A09C44" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.200% senior unsecured notes, due 2020</link:label>
    <link:label id="lab_cfg_A2.200SeniorUnsecuredNotesDue2020Member_AADE01453EFEAECCC352174E49A09C44_label_en-US" xlink:label="lab_cfg_A2.200SeniorUnsecuredNotesDue2020Member_AADE01453EFEAECCC352174E49A09C44" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">2.200% Senior Unsecured Notes, Due 2020 [Member]</link:label>
    <link:label id="lab_cfg_A2.200SeniorUnsecuredNotesDue2020Member_AADE01453EFEAECCC352174E49A09C44_documentation_en-US" xlink:label="lab_cfg_A2.200SeniorUnsecuredNotesDue2020Member_AADE01453EFEAECCC352174E49A09C44" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">2.200% Senior Unsecured Notes, Due 2020 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.200SeniorUnsecuredNotesDue2020Member" xlink:label="loc_cfg_A2.200SeniorUnsecuredNotesDue2020Member_AADE01453EFEAECCC352174E49A09C44" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A2.200SeniorUnsecuredNotesDue2020Member_AADE01453EFEAECCC352174E49A09C44" xlink:to="lab_cfg_A2.200SeniorUnsecuredNotesDue2020Member_AADE01453EFEAECCC352174E49A09C44" xlink:type="arc" />
    <link:label id="lab_cfg_A2.25SeniorUnsecuredNotesDue2020Member_AE73050C957BEEAD07F8174E49A0A5A5_terseLabel_en-US" xlink:label="lab_cfg_A2.25SeniorUnsecuredNotesDue2020Member_AE73050C957BEEAD07F8174E49A0A5A5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.250% senior unsecured notes, due 2020</link:label>
    <link:label id="lab_cfg_A2.25SeniorUnsecuredNotesDue2020Member_AE73050C957BEEAD07F8174E49A0A5A5_label_en-US" xlink:label="lab_cfg_A2.25SeniorUnsecuredNotesDue2020Member_AE73050C957BEEAD07F8174E49A0A5A5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">2.25% Senior Unsecured Notes, Due 2020 [Member]</link:label>
    <link:label id="lab_cfg_A2.25SeniorUnsecuredNotesDue2020Member_AE73050C957BEEAD07F8174E49A0A5A5_documentation_en-US" xlink:label="lab_cfg_A2.25SeniorUnsecuredNotesDue2020Member_AE73050C957BEEAD07F8174E49A0A5A5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">2.25% Senior Unsecured Notes, Due 2020 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.25SeniorUnsecuredNotesDue2020Member" xlink:label="loc_cfg_A2.25SeniorUnsecuredNotesDue2020Member_AE73050C957BEEAD07F8174E49A0A5A5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A2.25SeniorUnsecuredNotesDue2020Member_AE73050C957BEEAD07F8174E49A0A5A5" xlink:to="lab_cfg_A2.25SeniorUnsecuredNotesDue2020Member_AE73050C957BEEAD07F8174E49A0A5A5" xlink:type="arc" />
    <link:label id="lab_cfg_A2.550SeniorUnsecuredNotesDue2021Member_8773694E2D23A27884DF174E49A08CD2_terseLabel_en-US" xlink:label="lab_cfg_A2.550SeniorUnsecuredNotesDue2021Member_8773694E2D23A27884DF174E49A08CD2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.550% senior unsecured notes, due May 2021</link:label>
    <link:label id="lab_cfg_A2.550SeniorUnsecuredNotesDue2021Member_8773694E2D23A27884DF174E49A08CD2_label_en-US" xlink:label="lab_cfg_A2.550SeniorUnsecuredNotesDue2021Member_8773694E2D23A27884DF174E49A08CD2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">2.550% Senior Unsecured Notes, Due 2021 [Member]</link:label>
    <link:label id="lab_cfg_A2.550SeniorUnsecuredNotesDue2021Member_8773694E2D23A27884DF174E49A08CD2_documentation_en-US" xlink:label="lab_cfg_A2.550SeniorUnsecuredNotesDue2021Member_8773694E2D23A27884DF174E49A08CD2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">2.550% Senior Unsecured Notes, Due 2021 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.550SeniorUnsecuredNotesDue2021Member" xlink:label="loc_cfg_A2.550SeniorUnsecuredNotesDue2021Member_8773694E2D23A27884DF174E49A08CD2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A2.550SeniorUnsecuredNotesDue2021Member_8773694E2D23A27884DF174E49A08CD2" xlink:to="lab_cfg_A2.550SeniorUnsecuredNotesDue2021Member_8773694E2D23A27884DF174E49A08CD2" xlink:type="arc" />
    <link:label id="lab_cfg_A3.250SeniorUnsecuredNotesDue2022Member_EC8A240CEAB44CB37D92174E49A1900A_terseLabel_en-US" xlink:label="lab_cfg_A3.250SeniorUnsecuredNotesDue2022Member_EC8A240CEAB44CB37D92174E49A1900A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">3.250% senior unsecured notes, due February 2022</link:label>
    <link:label id="lab_cfg_A3.250SeniorUnsecuredNotesDue2022Member_EC8A240CEAB44CB37D92174E49A1900A_label_en-US" xlink:label="lab_cfg_A3.250SeniorUnsecuredNotesDue2022Member_EC8A240CEAB44CB37D92174E49A1900A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">3.250% Senior Unsecured Notes, Due 2022 [Member]</link:label>
    <link:label id="lab_cfg_A3.250SeniorUnsecuredNotesDue2022Member_EC8A240CEAB44CB37D92174E49A1900A_documentation_en-US" xlink:label="lab_cfg_A3.250SeniorUnsecuredNotesDue2022Member_EC8A240CEAB44CB37D92174E49A1900A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">3.250% Senior Unsecured Notes, Due 2022 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A3.250SeniorUnsecuredNotesDue2022Member" xlink:label="loc_cfg_A3.250SeniorUnsecuredNotesDue2022Member_EC8A240CEAB44CB37D92174E49A1900A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A3.250SeniorUnsecuredNotesDue2022Member_EC8A240CEAB44CB37D92174E49A1900A" xlink:to="lab_cfg_A3.250SeniorUnsecuredNotesDue2022Member_EC8A240CEAB44CB37D92174E49A1900A" xlink:type="arc" />
    <link:label id="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_4830F716B38F79C30B9D174E49A1FE23_terseLabel_en-US" xlink:label="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_4830F716B38F79C30B9D174E49A1FE23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.629% floating-rate senior unsecured notes, due February 2022</link:label>
    <link:label id="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_4830F716B38F79C30B9D174E49A1FE23_label_en-US" xlink:label="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_4830F716B38F79C30B9D174E49A1FE23" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Floating Rate Senior Unsecured Notes, Due 2022 Number 2 [Member]</link:label>
    <link:label id="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_4830F716B38F79C30B9D174E49A1FE23_documentation_en-US" xlink:label="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_4830F716B38F79C30B9D174E49A1FE23" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Floating Rate Senior Unsecured Notes, Due 2022 Number 2 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member" xlink:label="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_4830F716B38F79C30B9D174E49A1FE23" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_4830F716B38F79C30B9D174E49A1FE23" xlink:to="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_4830F716B38F79C30B9D174E49A1FE23" xlink:type="arc" />
    <link:label id="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_3AA0A1BD08E166D4F4F5174E49A1CB39_terseLabel_en-US" xlink:label="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_3AA0A1BD08E166D4F4F5174E49A1CB39" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.727% floating-rate senior unsecured notes, due May 2022</link:label>
    <link:label id="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_3AA0A1BD08E166D4F4F5174E49A1CB39_label_en-US" xlink:label="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_3AA0A1BD08E166D4F4F5174E49A1CB39" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Floating Rate Senior Unsecured Notes, Due 2022 [Member]</link:label>
    <link:label id="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_3AA0A1BD08E166D4F4F5174E49A1CB39_documentation_en-US" xlink:label="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_3AA0A1BD08E166D4F4F5174E49A1CB39" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Floating Rate Senior Unsecured Notes, Due 2022 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FloatingRateSeniorUnsecuredNotesDue2022Member" xlink:label="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_3AA0A1BD08E166D4F4F5174E49A1CB39" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_3AA0A1BD08E166D4F4F5174E49A1CB39" xlink:to="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_3AA0A1BD08E166D4F4F5174E49A1CB39" xlink:type="arc" />
    <link:label id="lab_cfg_A2.650SeniorUnsecuredNotesDue2022Member_3787BF115CCD98968691174E49A11E3C_terseLabel_en-US" xlink:label="lab_cfg_A2.650SeniorUnsecuredNotesDue2022Member_3787BF115CCD98968691174E49A11E3C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.650% senior unsecured notes, due May 2022</link:label>
    <link:label id="lab_cfg_A2.650SeniorUnsecuredNotesDue2022Member_3787BF115CCD98968691174E49A11E3C_label_en-US" xlink:label="lab_cfg_A2.650SeniorUnsecuredNotesDue2022Member_3787BF115CCD98968691174E49A11E3C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">2.650% Senior Unsecured Notes, Due 2022 [Member]</link:label>
    <link:label id="lab_cfg_A2.650SeniorUnsecuredNotesDue2022Member_3787BF115CCD98968691174E49A11E3C_documentation_en-US" xlink:label="lab_cfg_A2.650SeniorUnsecuredNotesDue2022Member_3787BF115CCD98968691174E49A11E3C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">2.650% Senior Unsecured Notes, Due 2022 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.650SeniorUnsecuredNotesDue2022Member" xlink:label="loc_cfg_A2.650SeniorUnsecuredNotesDue2022Member_3787BF115CCD98968691174E49A11E3C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A2.650SeniorUnsecuredNotesDue2022Member_3787BF115CCD98968691174E49A11E3C" xlink:to="lab_cfg_A2.650SeniorUnsecuredNotesDue2022Member_3787BF115CCD98968691174E49A11E3C" xlink:type="arc" />
    <link:label id="lab_cfg_A3.700seniorunsecurednotesdue2023Member_EE13E72701AC40E2A630174E49A10783_terseLabel_en-US" xlink:label="lab_cfg_A3.700seniorunsecurednotesdue2023Member_EE13E72701AC40E2A630174E49A10783" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">3.700% senior unsecured notes, due March 2023</link:label>
    <link:label id="lab_cfg_A3.700seniorunsecurednotesdue2023Member_EE13E72701AC40E2A630174E49A10783_label_en-US" xlink:label="lab_cfg_A3.700seniorunsecurednotesdue2023Member_EE13E72701AC40E2A630174E49A10783" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">3.700% senior unsecured notes, due 2023 [Member]</link:label>
    <link:label id="lab_cfg_A3.700seniorunsecurednotesdue2023Member_EE13E72701AC40E2A630174E49A10783_documentation_en-US" xlink:label="lab_cfg_A3.700seniorunsecurednotesdue2023Member_EE13E72701AC40E2A630174E49A10783" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">3.700% senior unsecured notes, due 2023 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A3.700seniorunsecurednotesdue2023Member" xlink:label="loc_cfg_A3.700seniorunsecurednotesdue2023Member_EE13E72701AC40E2A630174E49A10783" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A3.700seniorunsecurednotesdue2023Member_EE13E72701AC40E2A630174E49A10783" xlink:to="lab_cfg_A3.700seniorunsecurednotesdue2023Member_EE13E72701AC40E2A630174E49A10783" xlink:type="arc" />
    <link:label id="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_4D67E6DADB58DAE7337C174E49A22151_terseLabel_en-US" xlink:label="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_4D67E6DADB58DAE7337C174E49A22151" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.911% floating-rate senior unsecured notes, due March 2023</link:label>
    <link:label id="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_4D67E6DADB58DAE7337C174E49A22151_label_en-US" xlink:label="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_4D67E6DADB58DAE7337C174E49A22151" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Floating-Rate Senior Unsecured Notes, Due 2023 [Member]</link:label>
    <link:label id="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_4D67E6DADB58DAE7337C174E49A22151_documentation_en-US" xlink:label="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_4D67E6DADB58DAE7337C174E49A22151" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Floating-Rate Senior Unsecured Notes, Due 2023 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FloatingRateSeniorUnsecuredNotesDue2023Member" xlink:label="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_4D67E6DADB58DAE7337C174E49A22151" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_4D67E6DADB58DAE7337C174E49A22151" xlink:to="lab_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_4D67E6DADB58DAE7337C174E49A22151" xlink:type="arc" />
    <link:label id="lab_cfg_A3.750SeniorUnsecuredNotesDue2026Member_F5C1D0F6710457AA80B7174E49A24D44_terseLabel_en-US" xlink:label="lab_cfg_A3.750SeniorUnsecuredNotesDue2026Member_F5C1D0F6710457AA80B7174E49A24D44" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">3.750% senior unsecured notes, due February 2026</link:label>
    <link:label id="lab_cfg_A3.750SeniorUnsecuredNotesDue2026Member_F5C1D0F6710457AA80B7174E49A24D44_label_en-US" xlink:label="lab_cfg_A3.750SeniorUnsecuredNotesDue2026Member_F5C1D0F6710457AA80B7174E49A24D44" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">3.750% Senior Unsecured Notes, Due 2026 [Member]</link:label>
    <link:label id="lab_cfg_A3.750SeniorUnsecuredNotesDue2026Member_F5C1D0F6710457AA80B7174E49A24D44_documentation_en-US" xlink:label="lab_cfg_A3.750SeniorUnsecuredNotesDue2026Member_F5C1D0F6710457AA80B7174E49A24D44" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">3.750% Senior Unsecured Notes, Due 2026 [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A3.750SeniorUnsecuredNotesDue2026Member" xlink:label="loc_cfg_A3.750SeniorUnsecuredNotesDue2026Member_F5C1D0F6710457AA80B7174E49A24D44" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A3.750SeniorUnsecuredNotesDue2026Member_F5C1D0F6710457AA80B7174E49A24D44" xlink:to="lab_cfg_A3.750SeniorUnsecuredNotesDue2026Member_F5C1D0F6710457AA80B7174E49A24D44" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_A6D01EC51BB0C808E85C174E49A2328D_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_A6D01EC51BB0C808E85C174E49A2328D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_A6D01EC51BB0C808E85C174E49A2328D_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_A6D01EC51BB0C808E85C174E49A2328D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Interest Rate, Stated Percentage</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_A6D01EC51BB0C808E85C174E49A2328D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_A6D01EC51BB0C808E85C174E49A2328D" xlink:to="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_A6D01EC51BB0C808E85C174E49A2328D" xlink:type="arc" />
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_D084DD9F060A75CB0C13174E49A32951_terseLabel_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_D084DD9F060A75CB0C13174E49A32951" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average interest rate</link:label>
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_D084DD9F060A75CB0C13174E49A32951_label_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_D084DD9F060A75CB0C13174E49A32951" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank, Advances, Weighted Average Interest Rate</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_D084DD9F060A75CB0C13174E49A32951" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_D084DD9F060A75CB0C13174E49A32951" xlink:to="lab_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_D084DD9F060A75CB0C13174E49A32951" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebt_94ADA63E84EE8F6DB98E174E49A319CD_verboseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebt_94ADA63E84EE8F6DB98E174E49A319CD" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Long-term borrowed funds</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_94ADA63E84EE8F6DB98E174E49A319CD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebt_94ADA63E84EE8F6DB98E174E49A319CD" xlink:to="lab_us-gaap_LongTermDebt_94ADA63E84EE8F6DB98E174E49A319CD" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherCommitmentsTable_FDD3BC26EF902B834105205BB576FE0F_terseLabel_en-US" xlink:label="lab_us-gaap_OtherCommitmentsTable_FDD3BC26EF902B834105205BB576FE0F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Commitments [Table]</link:label>
    <link:label id="lab_us-gaap_OtherCommitmentsTable_FDD3BC26EF902B834105205BB576FE0F_label_en-US" xlink:label="lab_us-gaap_OtherCommitmentsTable_FDD3BC26EF902B834105205BB576FE0F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Commitments [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCommitmentsTable" xlink:label="loc_us-gaap_OtherCommitmentsTable_FDD3BC26EF902B834105205BB576FE0F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherCommitmentsTable_FDD3BC26EF902B834105205BB576FE0F" xlink:to="lab_us-gaap_OtherCommitmentsTable_FDD3BC26EF902B834105205BB576FE0F" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommitmentsToExtendCreditMember_1AED0EC83D18D848F7CF205BB5778BC4_verboseLabel_en-US" xlink:label="lab_us-gaap_CommitmentsToExtendCreditMember_1AED0EC83D18D848F7CF205BB5778BC4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Undrawn commitments to extend credit</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsToExtendCreditMember" xlink:label="loc_us-gaap_CommitmentsToExtendCreditMember_1AED0EC83D18D848F7CF205BB5778BC4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommitmentsToExtendCreditMember_1AED0EC83D18D848F7CF205BB5778BC4" xlink:to="lab_us-gaap_CommitmentsToExtendCreditMember_1AED0EC83D18D848F7CF205BB5778BC4" xlink:type="arc" />
    <link:label id="lab_us-gaap_LetterOfCreditMember_1672075697E97A0F1B43205BB57AFED7_terseLabel_en-US" xlink:label="lab_us-gaap_LetterOfCreditMember_1672075697E97A0F1B43205BB57AFED7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Letters of credit</link:label>
    <link:label id="lab_us-gaap_LetterOfCreditMember_1672075697E97A0F1B43205BB57AFED7_label_en-US" xlink:label="lab_us-gaap_LetterOfCreditMember_1672075697E97A0F1B43205BB57AFED7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Letter of Credit [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LetterOfCreditMember" xlink:label="loc_us-gaap_LetterOfCreditMember_1672075697E97A0F1B43205BB57AFED7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LetterOfCreditMember_1672075697E97A0F1B43205BB57AFED7" xlink:to="lab_us-gaap_LetterOfCreditMember_1672075697E97A0F1B43205BB57AFED7" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoanParticipationsAndAssignmentsMember_D56089DD0998C89A6205205BB57AB85A_terseLabel_en-US" xlink:label="lab_us-gaap_LoanParticipationsAndAssignmentsMember_D56089DD0998C89A6205205BB57AB85A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Risk participation agreements</link:label>
    <link:label id="lab_us-gaap_LoanParticipationsAndAssignmentsMember_D56089DD0998C89A6205205BB57AB85A_label_en-US" xlink:label="lab_us-gaap_LoanParticipationsAndAssignmentsMember_D56089DD0998C89A6205205BB57AB85A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Participations and Assignments [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoanParticipationsAndAssignmentsMember" xlink:label="loc_us-gaap_LoanParticipationsAndAssignmentsMember_D56089DD0998C89A6205205BB57AB85A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoanParticipationsAndAssignmentsMember_D56089DD0998C89A6205205BB57AB85A" xlink:to="lab_us-gaap_LoanParticipationsAndAssignmentsMember_D56089DD0998C89A6205205BB57AB85A" xlink:type="arc" />
    <link:label id="lab_us-gaap_ObligationToRepurchaseReceivablesSoldMember_9C3398635F43367779DE205BB57A81C6_terseLabel_en-US" xlink:label="lab_us-gaap_ObligationToRepurchaseReceivablesSoldMember_9C3398635F43367779DE205BB57A81C6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans sold with recourse</link:label>
    <link:label id="lab_us-gaap_ObligationToRepurchaseReceivablesSoldMember_9C3398635F43367779DE205BB57A81C6_label_en-US" xlink:label="lab_us-gaap_ObligationToRepurchaseReceivablesSoldMember_9C3398635F43367779DE205BB57A81C6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Obligation to Repurchase Receivables Sold [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ObligationToRepurchaseReceivablesSoldMember" xlink:label="loc_us-gaap_ObligationToRepurchaseReceivablesSoldMember_9C3398635F43367779DE205BB57A81C6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ObligationToRepurchaseReceivablesSoldMember_9C3398635F43367779DE205BB57A81C6" xlink:to="lab_us-gaap_ObligationToRepurchaseReceivablesSoldMember_9C3398635F43367779DE205BB57A81C6" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherCommitmentsLineItems_A63E19242567521121D8205BB57BD5F2_terseLabel_en-US" xlink:label="lab_us-gaap_OtherCommitmentsLineItems_A63E19242567521121D8205BB57BD5F2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Commitments [Line Items]</link:label>
    <link:label id="lab_us-gaap_OtherCommitmentsLineItems_A63E19242567521121D8205BB57BD5F2_label_en-US" xlink:label="lab_us-gaap_OtherCommitmentsLineItems_A63E19242567521121D8205BB57BD5F2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Commitments [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCommitmentsLineItems" xlink:label="loc_us-gaap_OtherCommitmentsLineItems_A63E19242567521121D8205BB57BD5F2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_A63E19242567521121D8205BB57BD5F2" xlink:to="lab_us-gaap_OtherCommitmentsLineItems_A63E19242567521121D8205BB57BD5F2" xlink:type="arc" />
    <link:label id="lab_us-gaap_ContractualObligation_32B5386685E9B5092A69205BB57B3816_terseLabel_en-US" xlink:label="lab_us-gaap_ContractualObligation_32B5386685E9B5092A69205BB57B3816" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commitment amount</link:label>
    <link:label id="lab_us-gaap_ContractualObligation_32B5386685E9B5092A69205BB57B3816_label_en-US" xlink:label="lab_us-gaap_ContractualObligation_32B5386685E9B5092A69205BB57B3816" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contractual Obligation</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualObligation" xlink:label="loc_us-gaap_ContractualObligation_32B5386685E9B5092A69205BB57B3816" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ContractualObligation_32B5386685E9B5092A69205BB57B3816" xlink:to="lab_us-gaap_ContractualObligation_32B5386685E9B5092A69205BB57B3816" xlink:type="arc" />
    <link:label id="lab_cfg_OmnibusIncentivePlanMember_9E645953B353C81AF32ECEDDE9F852E9_terseLabel_en-US" xlink:label="lab_cfg_OmnibusIncentivePlanMember_9E645953B353C81AF32ECEDDE9F852E9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2014 Omnibus Incentive Plan</link:label>
    <link:label id="lab_cfg_OmnibusIncentivePlanMember_9E645953B353C81AF32ECEDDE9F852E9_label_en-US" xlink:label="lab_cfg_OmnibusIncentivePlanMember_9E645953B353C81AF32ECEDDE9F852E9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Omnibus Incentive Plan [Member]</link:label>
    <link:label id="lab_cfg_OmnibusIncentivePlanMember_9E645953B353C81AF32ECEDDE9F852E9_documentation_en-US" xlink:label="lab_cfg_OmnibusIncentivePlanMember_9E645953B353C81AF32ECEDDE9F852E9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Omnibus Incentive Plan [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OmnibusIncentivePlanMember" xlink:label="loc_cfg_OmnibusIncentivePlanMember_9E645953B353C81AF32ECEDDE9F852E9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_OmnibusIncentivePlanMember_9E645953B353C81AF32ECEDDE9F852E9" xlink:to="lab_cfg_OmnibusIncentivePlanMember_9E645953B353C81AF32ECEDDE9F852E9" xlink:type="arc" />
    <link:label id="lab_cfg_OmnibusIncentivePlanAndDirectorsPlanMember_CA23A6A1CB2A4F2F3A59CEDDE9F86AAD_terseLabel_en-US" xlink:label="lab_cfg_OmnibusIncentivePlanAndDirectorsPlanMember_CA23A6A1CB2A4F2F3A59CEDDE9F86AAD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Omnibus Incentive Plan And Directors Plan</link:label>
    <link:label id="lab_cfg_OmnibusIncentivePlanAndDirectorsPlanMember_CA23A6A1CB2A4F2F3A59CEDDE9F86AAD_label_en-US" xlink:label="lab_cfg_OmnibusIncentivePlanAndDirectorsPlanMember_CA23A6A1CB2A4F2F3A59CEDDE9F86AAD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Omnibus Incentive Plan And Directors Plan [Member]</link:label>
    <link:label id="lab_cfg_OmnibusIncentivePlanAndDirectorsPlanMember_CA23A6A1CB2A4F2F3A59CEDDE9F86AAD_documentation_en-US" xlink:label="lab_cfg_OmnibusIncentivePlanAndDirectorsPlanMember_CA23A6A1CB2A4F2F3A59CEDDE9F86AAD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Omnibus Incentive Plan And Directors Plan [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OmnibusIncentivePlanAndDirectorsPlanMember" xlink:label="loc_cfg_OmnibusIncentivePlanAndDirectorsPlanMember_CA23A6A1CB2A4F2F3A59CEDDE9F86AAD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_OmnibusIncentivePlanAndDirectorsPlanMember_CA23A6A1CB2A4F2F3A59CEDDE9F86AAD" xlink:to="lab_cfg_OmnibusIncentivePlanAndDirectorsPlanMember_CA23A6A1CB2A4F2F3A59CEDDE9F86AAD" xlink:type="arc" />
    <link:label id="lab_cfg_A2014EmployeeStockPurchasePlanMember_6C66618B8EF81AD397C3CEDDE9F81D35_terseLabel_en-US" xlink:label="lab_cfg_A2014EmployeeStockPurchasePlanMember_6C66618B8EF81AD397C3CEDDE9F81D35" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2014 Employee Stock Purchase Plan</link:label>
    <link:label id="lab_cfg_A2014EmployeeStockPurchasePlanMember_6C66618B8EF81AD397C3CEDDE9F81D35_label_en-US" xlink:label="lab_cfg_A2014EmployeeStockPurchasePlanMember_6C66618B8EF81AD397C3CEDDE9F81D35" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">2014 Employee Stock Purchase Plan [Member]</link:label>
    <link:label id="lab_cfg_A2014EmployeeStockPurchasePlanMember_6C66618B8EF81AD397C3CEDDE9F81D35_documentation_en-US" xlink:label="lab_cfg_A2014EmployeeStockPurchasePlanMember_6C66618B8EF81AD397C3CEDDE9F81D35" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">2014 Employee Stock Purchase Plan [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2014EmployeeStockPurchasePlanMember" xlink:label="loc_cfg_A2014EmployeeStockPurchasePlanMember_6C66618B8EF81AD397C3CEDDE9F81D35" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_A2014EmployeeStockPurchasePlanMember_6C66618B8EF81AD397C3CEDDE9F81D35" xlink:to="lab_cfg_A2014EmployeeStockPurchasePlanMember_6C66618B8EF81AD397C3CEDDE9F81D35" xlink:type="arc" />
    <link:label id="lab_us-gaap_AwardTypeAxis_3AE4577D8AA4596D2FDDCEDDE9F9C1EB_terseLabel_en-US" xlink:label="lab_us-gaap_AwardTypeAxis_3AE4577D8AA4596D2FDDCEDDE9F9C1EB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Award Type [Axis]</link:label>
    <link:label id="lab_us-gaap_AwardTypeAxis_3AE4577D8AA4596D2FDDCEDDE9F9C1EB_label_en-US" xlink:label="lab_us-gaap_AwardTypeAxis_3AE4577D8AA4596D2FDDCEDDE9F9C1EB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Award Type [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_us-gaap_AwardTypeAxis_3AE4577D8AA4596D2FDDCEDDE9F9C1EB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AwardTypeAxis_3AE4577D8AA4596D2FDDCEDDE9F9C1EB" xlink:to="lab_us-gaap_AwardTypeAxis_3AE4577D8AA4596D2FDDCEDDE9F9C1EB" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Award Type [Domain]</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Award Type [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC" xlink:type="arc" />
    <link:label id="lab_cfg_RestrictedStockUnitsTimeBasedVestingMember_2C7B6BE158285A6E81AACEDDE9F91036_terseLabel_en-US" xlink:label="lab_cfg_RestrictedStockUnitsTimeBasedVestingMember_2C7B6BE158285A6E81AACEDDE9F91036" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Time-based restricted stock units</link:label>
    <link:label id="lab_cfg_RestrictedStockUnitsTimeBasedVestingMember_2C7B6BE158285A6E81AACEDDE9F91036_label_en-US" xlink:label="lab_cfg_RestrictedStockUnitsTimeBasedVestingMember_2C7B6BE158285A6E81AACEDDE9F91036" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Restricted Stock Units, Time-Based Vesting [Member]</link:label>
    <link:label id="lab_cfg_RestrictedStockUnitsTimeBasedVestingMember_2C7B6BE158285A6E81AACEDDE9F91036_documentation_en-US" xlink:label="lab_cfg_RestrictedStockUnitsTimeBasedVestingMember_2C7B6BE158285A6E81AACEDDE9F91036" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Restricted Stock Units, Time-Based Vesting [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RestrictedStockUnitsTimeBasedVestingMember" xlink:label="loc_cfg_RestrictedStockUnitsTimeBasedVestingMember_2C7B6BE158285A6E81AACEDDE9F91036" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_RestrictedStockUnitsTimeBasedVestingMember_2C7B6BE158285A6E81AACEDDE9F91036" xlink:to="lab_cfg_RestrictedStockUnitsTimeBasedVestingMember_2C7B6BE158285A6E81AACEDDE9F91036" xlink:type="arc" />
    <link:label id="lab_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_D129489B2E5143BCC947CEDDE9F96B16_terseLabel_en-US" xlink:label="lab_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_D129489B2E5143BCC947CEDDE9F96B16" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Performance-based restricted stock units</link:label>
    <link:label id="lab_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_D129489B2E5143BCC947CEDDE9F96B16_label_en-US" xlink:label="lab_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_D129489B2E5143BCC947CEDDE9F96B16" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Restricted Stock Units, Performance-Based Vesting [Member]</link:label>
    <link:label id="lab_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_D129489B2E5143BCC947CEDDE9F96B16_documentation_en-US" xlink:label="lab_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_D129489B2E5143BCC947CEDDE9F96B16" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Restricted Stock Units, Performance-Based Vesting [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RestrictedStockUnitsPerformanceBasedVestingMember" xlink:label="loc_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_D129489B2E5143BCC947CEDDE9F96B16" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_D129489B2E5143BCC947CEDDE9F96B16" xlink:to="lab_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_D129489B2E5143BCC947CEDDE9F96B16" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_89AFE2633F786C7724D2CEDDE9FAAB92_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_89AFE2633F786C7724D2CEDDE9FAAB92" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting period</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_89AFE2633F786C7724D2CEDDE9FAAB92_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_89AFE2633F786C7724D2CEDDE9FAAB92" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_89AFE2633F786C7724D2CEDDE9FAAB92" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_89AFE2633F786C7724D2CEDDE9FAAB92" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_89AFE2633F786C7724D2CEDDE9FAAB92" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate_6B3F9C278FFE76716B74CEDDE9FA54D8_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate_6B3F9C278FFE76716B74CEDDE9FA54D8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee discount on company stock</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate_6B3F9C278FFE76716B74CEDDE9FA54D8_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate_6B3F9C278FFE76716B74CEDDE9FA54D8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Discount from Market Price, Purchase Date</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate_6B3F9C278FFE76716B74CEDDE9FA54D8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate_6B3F9C278FFE76716B74CEDDE9FA54D8" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate_6B3F9C278FFE76716B74CEDDE9FA54D8" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate_4FB478545C1F8AAAE130CEDDE9FAE332_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate_4FB478545C1F8AAAE130CEDDE9FAE332" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum employee salary contribution percentage - ESPP</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate_4FB478545C1F8AAAE130CEDDE9FAE332_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate_4FB478545C1F8AAAE130CEDDE9FAE332" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate_4FB478545C1F8AAAE130CEDDE9FAE332" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate_4FB478545C1F8AAAE130CEDDE9FAE332" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate_4FB478545C1F8AAAE130CEDDE9FAE332" xlink:type="arc" />
    <link:label id="lab_cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue_8E4CD556C3F93652AACBCEDDE9FA1584_terseLabel_en-US" xlink:label="lab_cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue_8E4CD556C3F93652AACBCEDDE9FA1584" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum employee contribution amount - ESPP</link:label>
    <link:label id="lab_cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue_8E4CD556C3F93652AACBCEDDE9FA1584_label_en-US" xlink:label="lab_cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue_8E4CD556C3F93652AACBCEDDE9FA1584" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Maximum Amount of Compensation Eligible to be Contributed, Value</link:label>
    <link:label id="lab_cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue_8E4CD556C3F93652AACBCEDDE9FA1584_documentation_en-US" xlink:label="lab_cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue_8E4CD556C3F93652AACBCEDDE9FA1584" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The maximum amount that an employee may utilize with respect to the plan on an annual basis.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue" xlink:label="loc_cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue_8E4CD556C3F93652AACBCEDDE9FA1584" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue_8E4CD556C3F93652AACBCEDDE9FA1584" xlink:to="lab_cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue_8E4CD556C3F93652AACBCEDDE9FA1584" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_525CB3169CA29911BCB6CEDDE9FB34D6_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_525CB3169CA29911BCB6CEDDE9FB34D6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Awards granted (in shares)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_525CB3169CA29911BCB6CEDDE9FB34D6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_525CB3169CA29911BCB6CEDDE9FB34D6" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_525CB3169CA29911BCB6CEDDE9FB34D6" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_1959497C8484B488E3E5CEDDE9FB2CE0_verboseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_1959497C8484B488E3E5CEDDE9FB2CE0" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Weighted average grant price (in dollars per share)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_1959497C8484B488E3E5CEDDE9FB2CE0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_1959497C8484B488E3E5CEDDE9FB2CE0" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_1959497C8484B488E3E5CEDDE9FB2CE0" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_A0761E7497D13D0E8270CEDDE9FBF4C5_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_A0761E7497D13D0E8270CEDDE9FBF4C5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Awards vested (in shares)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_A0761E7497D13D0E8270CEDDE9FBF4C5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_A0761E7497D13D0E8270CEDDE9FBF4C5" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_A0761E7497D13D0E8270CEDDE9FBF4C5" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_C3EC7CA3F978AFB4CDA7CEDDE9FB5705_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_C3EC7CA3F978AFB4CDA7CEDDE9FB5705" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average grant price of awards vested (in dollars per share)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_C3EC7CA3F978AFB4CDA7CEDDE9FB5705" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_C3EC7CA3F978AFB4CDA7CEDDE9FB5705" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_C3EC7CA3F978AFB4CDA7CEDDE9FB5705" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_6A4859A79E74FD22F3AACEDDE9FBE1B1_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_6A4859A79E74FD22F3AACEDDE9FBE1B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of shares available for grant (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_6A4859A79E74FD22F3AACEDDE9FBE1B1_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_6A4859A79E74FD22F3AACEDDE9FBE1B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_6A4859A79E74FD22F3AACEDDE9FBE1B1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_6A4859A79E74FD22F3AACEDDE9FBE1B1" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_6A4859A79E74FD22F3AACEDDE9FBE1B1" xlink:type="arc" />
    <link:label id="lab_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_328BDF73742EFDC8F4A2CEDDE9FB4D1E_verboseLabel_en-US" xlink:label="lab_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_328BDF73742EFDC8F4A2CEDDE9FB4D1E" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Compensation expense related to share-based plans</link:label>
    <link:label id="lab_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_328BDF73742EFDC8F4A2CEDDE9FB4D1E_label_en-US" xlink:label="lab_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_328BDF73742EFDC8F4A2CEDDE9FB4D1E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Payment Arrangement, Expense, after Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_328BDF73742EFDC8F4A2CEDDE9FB4D1E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_328BDF73742EFDC8F4A2CEDDE9FB4D1E" xlink:to="lab_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_328BDF73742EFDC8F4A2CEDDE9FB4D1E" xlink:type="arc" />
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_E89494D4334E50FC460ECEDDE9FD975A_terseLabel_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_E89494D4334E50FC460ECEDDE9FD975A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-based compensation not yet recognized</link:label>
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_E89494D4334E50FC460ECEDDE9FD975A_label_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_E89494D4334E50FC460ECEDDE9FD975A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_E89494D4334E50FC460ECEDDE9FD975A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_E89494D4334E50FC460ECEDDE9FD975A" xlink:to="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_E89494D4334E50FC460ECEDDE9FD975A" xlink:type="arc" />
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_42137B943DB2CD9100A3CEDDE9FDCF71_terseLabel_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_42137B943DB2CD9100A3CEDDE9FDCF71" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrecognized compensation expense, weighted-average period of recognition</link:label>
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_42137B943DB2CD9100A3CEDDE9FDCF71_label_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_42137B943DB2CD9100A3CEDDE9FDCF71" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_42137B943DB2CD9100A3CEDDE9FDCF71" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_42137B943DB2CD9100A3CEDDE9FDCF71" xlink:to="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_42137B943DB2CD9100A3CEDDE9FDCF71" xlink:type="arc" />
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_0DCEF9C985BC55D0DFFDCEDDE9FD3822_terseLabel_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_0DCEF9C985BC55D0DFFDCEDDE9FD3822" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax benefit recognized in earnings for share-based compensation arrangements</link:label>
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_0DCEF9C985BC55D0DFFDCEDDE9FD3822_label_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_0DCEF9C985BC55D0DFFDCEDDE9FD3822" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Payment Arrangement, Expense, Tax Benefit</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_0DCEF9C985BC55D0DFFDCEDDE9FD3822" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_0DCEF9C985BC55D0DFFDCEDDE9FD3822" xlink:to="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_0DCEF9C985BC55D0DFFDCEDDE9FD3822" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">MSRs:</link:label>
    <link:label id="lab_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0_label_en-US" xlink:label="lab_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset at Amortized Cost, Balance [Roll Forward]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:to="lab_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetAtFairValueAmount_B0DC25A71F05712346E8C97A546DC448_periodStartLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetAtFairValueAmount_B0DC25A71F05712346E8C97A546DC448" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Fair value as of beginning of the period</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_B0DC25A71F05712346E8C97A546DC448" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmount_B0DC25A71F05712346E8C97A546DC448" xlink:to="lab_us-gaap_ServicingAssetAtFairValueAmount_B0DC25A71F05712346E8C97A546DC448" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetAtFairValueAdditions_526FA7A132621A99F317C97A546D1B48_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetAtFairValueAdditions_526FA7A132621A99F317C97A546D1B48" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Acquired MSRs</link:label>
    <link:label id="lab_us-gaap_ServicingAssetAtFairValueAdditions_526FA7A132621A99F317C97A546D1B48_label_en-US" xlink:label="lab_us-gaap_ServicingAssetAtFairValueAdditions_526FA7A132621A99F317C97A546D1B48" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset at Fair Value, Additions</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueAdditions" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAdditions_526FA7A132621A99F317C97A546D1B48" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAdditions_526FA7A132621A99F317C97A546D1B48" xlink:to="lab_us-gaap_ServicingAssetAtFairValueAdditions_526FA7A132621A99F317C97A546D1B48" xlink:type="arc" />
    <link:label id="lab_cfg_ServicingAssetAtFairValueAmountCapitalized_E270641B1A8E07996A17C97A546EF4E4_terseLabel_en-US" xlink:label="lab_cfg_ServicingAssetAtFairValueAmountCapitalized_E270641B1A8E07996A17C97A546EF4E4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amounts capitalized</link:label>
    <link:label id="lab_cfg_ServicingAssetAtFairValueAmountCapitalized_E270641B1A8E07996A17C97A546EF4E4_label_en-US" xlink:label="lab_cfg_ServicingAssetAtFairValueAmountCapitalized_E270641B1A8E07996A17C97A546EF4E4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset At Fair Value, Amount Capitalized</link:label>
    <link:label id="lab_cfg_ServicingAssetAtFairValueAmountCapitalized_E270641B1A8E07996A17C97A546EF4E4_documentation_en-US" xlink:label="lab_cfg_ServicingAssetAtFairValueAmountCapitalized_E270641B1A8E07996A17C97A546EF4E4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Servicing Asset At Fair Value, Amount Capitalized</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetAtFairValueAmountCapitalized" xlink:label="loc_cfg_ServicingAssetAtFairValueAmountCapitalized_E270641B1A8E07996A17C97A546EF4E4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ServicingAssetAtFairValueAmountCapitalized_E270641B1A8E07996A17C97A546EF4E4" xlink:to="lab_cfg_ServicingAssetAtFairValueAmountCapitalized_E270641B1A8E07996A17C97A546EF4E4" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_2E3C165CBCA98EBFA1EDC97A546E51E4_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_2E3C165CBCA98EBFA1EDC97A546E51E4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in unpaid principal balance during the period</link:label>
    <link:label id="lab_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_2E3C165CBCA98EBFA1EDC97A546E51E4_label_en-US" xlink:label="lab_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_2E3C165CBCA98EBFA1EDC97A546E51E4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset at Fair Value, Other Changes that Affect Balance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance" xlink:label="loc_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_2E3C165CBCA98EBFA1EDC97A546E51E4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_2E3C165CBCA98EBFA1EDC97A546E51E4" xlink:to="lab_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_2E3C165CBCA98EBFA1EDC97A546E51E4" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_FB8362EFD1AC51AF4622C97A546E40EA_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_FB8362EFD1AC51AF4622C97A546E40EA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in fair value during the period</link:label>
    <link:label id="lab_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_FB8362EFD1AC51AF4622C97A546E40EA_label_en-US" xlink:label="lab_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_FB8362EFD1AC51AF4622C97A546E40EA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset at Fair Value, Other Changes in Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue" xlink:label="loc_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_FB8362EFD1AC51AF4622C97A546E40EA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_FB8362EFD1AC51AF4622C97A546E40EA" xlink:to="lab_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_FB8362EFD1AC51AF4622C97A546E40EA" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetAtFairValueAmount_2091D0FF1DD900B144A7C97A546E76B6_periodEndLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetAtFairValueAmount_2091D0FF1DD900B144A7C97A546E76B6" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Fair value at end of the period</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_2091D0FF1DD900B144A7C97A546E76B6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmount_2091D0FF1DD900B144A7C97A546E76B6" xlink:to="lab_us-gaap_ServicingAssetAtFairValueAmount_2091D0FF1DD900B144A7C97A546E76B6" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Goodwill [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24_label_en-US" xlink:label="lab_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Goodwill [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfGoodwillTable" xlink:label="loc_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24" xlink:to="lab_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24" xlink:type="arc" />
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_50FE628F8BD140E481A9F217BE678F79_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_50FE628F8BD140E481A9F217BE678F79" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets by Major Class [Axis]</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_50FE628F8BD140E481A9F217BE678F79_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_50FE628F8BD140E481A9F217BE678F79" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets by Major Class [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_50FE628F8BD140E481A9F217BE678F79" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_50FE628F8BD140E481A9F217BE678F79" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_50FE628F8BD140E481A9F217BE678F79" xlink:type="arc" />
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Major Class Name [Domain]</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Major Class Name [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherIntangibleAssetsMember_DA0C2CEADE7AED567BB6F217BE68D895_terseLabel_en-US" xlink:label="lab_us-gaap_OtherIntangibleAssetsMember_DA0C2CEADE7AED567BB6F217BE68D895" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_us-gaap_OtherIntangibleAssetsMember_DA0C2CEADE7AED567BB6F217BE68D895_label_en-US" xlink:label="lab_us-gaap_OtherIntangibleAssetsMember_DA0C2CEADE7AED567BB6F217BE68D895" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Intangible Assets [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIntangibleAssetsMember" xlink:label="loc_us-gaap_OtherIntangibleAssetsMember_DA0C2CEADE7AED567BB6F217BE68D895" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherIntangibleAssetsMember_DA0C2CEADE7AED567BB6F217BE68D895" xlink:to="lab_us-gaap_OtherIntangibleAssetsMember_DA0C2CEADE7AED567BB6F217BE68D895" xlink:type="arc" />
    <link:label id="lab_cfg_NamingRightsMember_4F1D681926533D8B9A21F217BE684CE9_verboseLabel_en-US" xlink:label="lab_cfg_NamingRightsMember_4F1D681926533D8B9A21F217BE684CE9" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Naming Rights</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NamingRightsMember" xlink:label="loc_cfg_NamingRightsMember_4F1D681926533D8B9A21F217BE684CE9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_NamingRightsMember_4F1D681926533D8B9A21F217BE684CE9" xlink:to="lab_cfg_NamingRightsMember_4F1D681926533D8B9A21F217BE684CE9" xlink:type="arc" />
    <link:label id="lab_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C_terseLabel_en-US" xlink:label="lab_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill [Line Items]</link:label>
    <link:label id="lab_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C_label_en-US" xlink:label="lab_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillLineItems" xlink:label="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:to="lab_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:type="arc" />
    <link:label id="lab_us-gaap_NumberOfReportingUnits_2034D55D640FC16ADBD1F217BE6A434C_terseLabel_en-US" xlink:label="lab_us-gaap_NumberOfReportingUnits_2034D55D640FC16ADBD1F217BE6A434C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of reporting units</link:label>
    <link:label id="lab_us-gaap_NumberOfReportingUnits_2034D55D640FC16ADBD1F217BE6A434C_label_en-US" xlink:label="lab_us-gaap_NumberOfReportingUnits_2034D55D640FC16ADBD1F217BE6A434C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of Reporting Units</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NumberOfReportingUnits" xlink:label="loc_us-gaap_NumberOfReportingUnits_2034D55D640FC16ADBD1F217BE6A434C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NumberOfReportingUnits_2034D55D640FC16ADBD1F217BE6A434C" xlink:to="lab_us-gaap_NumberOfReportingUnits_2034D55D640FC16ADBD1F217BE6A434C" xlink:type="arc" />
    <link:label id="lab_us-gaap_GoodwillImpairmentLoss_232692074787C23B0B69F217BE6B2B25_terseLabel_en-US" xlink:label="lab_us-gaap_GoodwillImpairmentLoss_232692074787C23B0B69F217BE6B2B25" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill impairment</link:label>
    <link:label id="lab_us-gaap_GoodwillImpairmentLoss_232692074787C23B0B69F217BE6B2B25_label_en-US" xlink:label="lab_us-gaap_GoodwillImpairmentLoss_232692074787C23B0B69F217BE6B2B25" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill, Impairment Loss</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillImpairmentLoss" xlink:label="loc_us-gaap_GoodwillImpairmentLoss_232692074787C23B0B69F217BE6B2B25" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillImpairmentLoss_232692074787C23B0B69F217BE6B2B25" xlink:to="lab_us-gaap_GoodwillImpairmentLoss_232692074787C23B0B69F217BE6B2B25" xlink:type="arc" />
    <link:label id="lab_us-gaap_GoodwillPeriodIncreaseDecrease_977B8D705A5FE5A195D1F217BE6A1524_verboseLabel_en-US" xlink:label="lab_us-gaap_GoodwillPeriodIncreaseDecrease_977B8D705A5FE5A195D1F217BE6A1524" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Goodwill acquired during period</link:label>
    <link:label id="lab_us-gaap_GoodwillPeriodIncreaseDecrease_977B8D705A5FE5A195D1F217BE6A1524_label_en-US" xlink:label="lab_us-gaap_GoodwillPeriodIncreaseDecrease_977B8D705A5FE5A195D1F217BE6A1524" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill, Period Increase (Decrease)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillPeriodIncreaseDecrease" xlink:label="loc_us-gaap_GoodwillPeriodIncreaseDecrease_977B8D705A5FE5A195D1F217BE6A1524" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillPeriodIncreaseDecrease_977B8D705A5FE5A195D1F217BE6A1524" xlink:to="lab_us-gaap_GoodwillPeriodIncreaseDecrease_977B8D705A5FE5A195D1F217BE6A1524" xlink:type="arc" />
    <link:label id="lab_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_77067485CE9585D0067DF217BE6B9859_terseLabel_en-US" xlink:label="lab_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_77067485CE9585D0067DF217BE6B9859" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill accumulated impairment loss</link:label>
    <link:label id="lab_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_77067485CE9585D0067DF217BE6B9859_label_en-US" xlink:label="lab_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_77067485CE9585D0067DF217BE6B9859" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill, Impaired, Accumulated Impairment Loss</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillImpairedAccumulatedImpairmentLoss" xlink:label="loc_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_77067485CE9585D0067DF217BE6B9859" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_77067485CE9585D0067DF217BE6B9859" xlink:to="lab_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_77067485CE9585D0067DF217BE6B9859" xlink:type="arc" />
    <link:label id="lab_us-gaap_AmortizationOfIntangibleAssets_F2B0BCBFF2476AE7E8DFF217BE6B873A_terseLabel_en-US" xlink:label="lab_us-gaap_AmortizationOfIntangibleAssets_F2B0BCBFF2476AE7E8DFF217BE6B873A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortization of intangible assets</link:label>
    <link:label id="lab_us-gaap_AmortizationOfIntangibleAssets_F2B0BCBFF2476AE7E8DFF217BE6B873A_label_en-US" xlink:label="lab_us-gaap_AmortizationOfIntangibleAssets_F2B0BCBFF2476AE7E8DFF217BE6B873A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amortization of Intangible Assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_F2B0BCBFF2476AE7E8DFF217BE6B873A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AmortizationOfIntangibleAssets_F2B0BCBFF2476AE7E8DFF217BE6B873A" xlink:to="lab_us-gaap_AmortizationOfIntangibleAssets_F2B0BCBFF2476AE7E8DFF217BE6B873A" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxDisclosureTextBlock_146328EDB174FC47E16FA35943B7CC14_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxDisclosureTextBlock_146328EDB174FC47E16FA35943B7CC14" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">INCOME TAXES</link:label>
    <link:label id="lab_us-gaap_IncomeTaxDisclosureTextBlock_146328EDB174FC47E16FA35943B7CC14_label_en-US" xlink:label="lab_us-gaap_IncomeTaxDisclosureTextBlock_146328EDB174FC47E16FA35943B7CC14" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_146328EDB174FC47E16FA35943B7CC14" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxDisclosureTextBlock_146328EDB174FC47E16FA35943B7CC14" xlink:to="lab_us-gaap_IncomeTaxDisclosureTextBlock_146328EDB174FC47E16FA35943B7CC14" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock_BF2821696A70A96941DBA35943BB64FB_terseLabel_en-US" xlink:label="lab_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock_BF2821696A70A96941DBA35943BB64FB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">LOANS AND LEASES</link:label>
    <link:label id="lab_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock_BF2821696A70A96941DBA35943BB64FB_label_en-US" xlink:label="lab_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock_BF2821696A70A96941DBA35943BB64FB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans, Notes, Trade and Other Receivables, Excluding Allowance for Credit Losses [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock" xlink:label="loc_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock_BF2821696A70A96941DBA35943BB64FB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock_BF2821696A70A96941DBA35943BB64FB" xlink:to="lab_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock_BF2821696A70A96941DBA35943BB64FB" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleTable_ED1D0BAB76C2EB6C9AB2CA2665129F0D_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleTable_ED1D0BAB76C2EB6C9AB2CA2665129F0D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale [Table]</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleTable_ED1D0BAB76C2EB6C9AB2CA2665129F0D_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleTable_ED1D0BAB76C2EB6C9AB2CA2665129F0D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_ED1D0BAB76C2EB6C9AB2CA2665129F0D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_ED1D0BAB76C2EB6C9AB2CA2665129F0D" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleTable_ED1D0BAB76C2EB6C9AB2CA2665129F0D" xlink:type="arc" />
    <link:label id="lab_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615_terseLabel_en-US" xlink:label="lab_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gain (Loss) on Sale of Investments [Abstract]</link:label>
    <link:label id="lab_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615_label_en-US" xlink:label="lab_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (Loss) on Sale of Investments [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnSaleOfInvestmentsAbstract" xlink:label="loc_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:to="lab_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_0FD45A78604C580FDEC8C9EBF56E9C97_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_0FD45A78604C580FDEC8C9EBF56E9C97" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gains on sale of debt securities</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_0FD45A78604C580FDEC8C9EBF56E9C97_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_0FD45A78604C580FDEC8C9EBF56E9C97" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Realized Gain</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGain" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_0FD45A78604C580FDEC8C9EBF56E9C97" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_0FD45A78604C580FDEC8C9EBF56E9C97" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_0FD45A78604C580FDEC8C9EBF56E9C97" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_494D1769293F8DE1B5BDC9EBF56EB711_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_494D1769293F8DE1B5BDC9EBF56EB711" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Losses on sale of debt securities</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_494D1769293F8DE1B5BDC9EBF56EB711_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_494D1769293F8DE1B5BDC9EBF56EB711" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Realized Loss</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_494D1769293F8DE1B5BDC9EBF56EB711" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_494D1769293F8DE1B5BDC9EBF56EB711" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_494D1769293F8DE1B5BDC9EBF56EB711" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_C091A3AC0CCDC4FD0081C9EBF56E73B5_totalLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_C091A3AC0CCDC4FD0081C9EBF56E73B5" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Debt securities gains, net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_C091A3AC0CCDC4FD0081C9EBF56E73B5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_C091A3AC0CCDC4FD0081C9EBF56E73B5" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_C091A3AC0CCDC4FD0081C9EBF56E73B5" xlink:type="arc" />
    <link:label id="lab_cfg_MortgageServicingRightsTextBlock_7256494D8967221BA0C0A35942F5451F_terseLabel_en-US" xlink:label="lab_cfg_MortgageServicingRightsTextBlock_7256494D8967221BA0C0A35942F5451F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">MORTGAGE BANKING</link:label>
    <link:label id="lab_cfg_MortgageServicingRightsTextBlock_7256494D8967221BA0C0A35942F5451F_label_en-US" xlink:label="lab_cfg_MortgageServicingRightsTextBlock_7256494D8967221BA0C0A35942F5451F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Servicing Rights [Text Block]</link:label>
    <link:label id="lab_cfg_MortgageServicingRightsTextBlock_7256494D8967221BA0C0A35942F5451F_documentation_en-US" xlink:label="lab_cfg_MortgageServicingRightsTextBlock_7256494D8967221BA0C0A35942F5451F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The entire disclosure for an entity&#8217;s mortgage banking operations.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageServicingRightsTextBlock" xlink:label="loc_cfg_MortgageServicingRightsTextBlock_7256494D8967221BA0C0A35942F5451F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_MortgageServicingRightsTextBlock_7256494D8967221BA0C0A35942F5451F" xlink:to="lab_cfg_MortgageServicingRightsTextBlock_7256494D8967221BA0C0A35942F5451F" xlink:type="arc" />
    <link:label id="lab_us-gaap_ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock_6A795B00D11EF8349FB6F254410EDBD5_terseLabel_en-US" xlink:label="lab_us-gaap_ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock_6A795B00D11EF8349FB6F254410EDBD5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in Projected Benefit Obligations, Fair Value of Plan Assets, and Funded Status of Plan</link:label>
    <link:label id="lab_us-gaap_ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock_6A795B00D11EF8349FB6F254410EDBD5_label_en-US" xlink:label="lab_us-gaap_ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock_6A795B00D11EF8349FB6F254410EDBD5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Changes in Projected Benefit Obligations, Fair Value of Plan Assets, and Funded Status of Plan [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock" xlink:label="loc_us-gaap_ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock_6A795B00D11EF8349FB6F254410EDBD5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock_6A795B00D11EF8349FB6F254410EDBD5" xlink:to="lab_us-gaap_ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock_6A795B00D11EF8349FB6F254410EDBD5" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_A2005BE5A401664C75FAF254410E6ECC_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_A2005BE5A401664C75FAF254410E6ECC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Amounts Recognized in Other Comprehensive Income (Loss)</link:label>
    <link:label id="lab_us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_A2005BE5A401664C75FAF254410E6ECC_label_en-US" xlink:label="lab_us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_A2005BE5A401664C75FAF254410E6ECC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Amounts Recognized in Other Comprehensive Income (Loss) [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_A2005BE5A401664C75FAF254410E6ECC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_A2005BE5A401664C75FAF254410E6ECC" xlink:to="lab_us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_A2005BE5A401664C75FAF254410E6ECC" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_351DEF92E86D7B99AD88F254410EA5F6_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_351DEF92E86D7B99AD88F254410EA5F6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Net Periodic (Income) Cost</link:label>
    <link:label id="lab_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_351DEF92E86D7B99AD88F254410EA5F6_label_en-US" xlink:label="lab_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_351DEF92E86D7B99AD88F254410EA5F6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Net Benefit Costs [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfNetBenefitCostsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_351DEF92E86D7B99AD88F254410EA5F6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_351DEF92E86D7B99AD88F254410EA5F6" xlink:to="lab_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_351DEF92E86D7B99AD88F254410EA5F6" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock_E2E099090A844A4BEEDDF261C7EFAA0F_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock_E2E099090A844A4BEEDDF261C7EFAA0F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Expected Benefit Payments</link:label>
    <link:label id="lab_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock_E2E099090A844A4BEEDDF261C7EFAA0F_label_en-US" xlink:label="lab_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock_E2E099090A844A4BEEDDF261C7EFAA0F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Expected Benefit Payments [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock_E2E099090A844A4BEEDDF261C7EFAA0F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock_E2E099090A844A4BEEDDF261C7EFAA0F" xlink:to="lab_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock_E2E099090A844A4BEEDDF261C7EFAA0F" xlink:type="arc" />
    <link:label id="lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock_788ABB23D8F6E95FE40FA35945C02EF7_terseLabel_en-US" xlink:label="lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock_788ABB23D8F6E95FE40FA35945C02EF7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">DEPOSITS</link:label>
    <link:label id="lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock_788ABB23D8F6E95FE40FA35945C02EF7_label_en-US" xlink:label="lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock_788ABB23D8F6E95FE40FA35945C02EF7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposit Liabilities Disclosures [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:label="loc_us-gaap_DepositLiabilitiesDisclosuresTextBlock_788ABB23D8F6E95FE40FA35945C02EF7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositLiabilitiesDisclosuresTextBlock_788ABB23D8F6E95FE40FA35945C02EF7" xlink:to="lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock_788ABB23D8F6E95FE40FA35945C02EF7" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueDisclosuresTextBlock_B787CBE61B0F9081FE61A359446CFD24_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueDisclosuresTextBlock_B787CBE61B0F9081FE61A359446CFD24" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">FAIR VALUE MEASUREMENTS</link:label>
    <link:label id="lab_us-gaap_FairValueDisclosuresTextBlock_B787CBE61B0F9081FE61A359446CFD24_label_en-US" xlink:label="lab_us-gaap_FairValueDisclosuresTextBlock_B787CBE61B0F9081FE61A359446CFD24" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Disclosures [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_B787CBE61B0F9081FE61A359446CFD24" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueDisclosuresTextBlock_B787CBE61B0F9081FE61A359446CFD24" xlink:to="lab_us-gaap_FairValueDisclosuresTextBlock_B787CBE61B0F9081FE61A359446CFD24" xlink:type="arc" />
    <link:label id="lab_cfg_VariableInterestEntitiesAbstract_DEBED3125A33229565C8A35942BC62FC_label_en-US" xlink:label="lab_cfg_VariableInterestEntitiesAbstract_DEBED3125A33229565C8A35942BC62FC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Variable Interest Entities [Abstract]</link:label>
    <link:label id="lab_cfg_VariableInterestEntitiesAbstract_DEBED3125A33229565C8A35942BC62FC_documentation_en-US" xlink:label="lab_cfg_VariableInterestEntitiesAbstract_DEBED3125A33229565C8A35942BC62FC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Variable Interest Entities [Abstract]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_VariableInterestEntitiesAbstract" xlink:label="loc_cfg_VariableInterestEntitiesAbstract_DEBED3125A33229565C8A35942BC62FC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_VariableInterestEntitiesAbstract_DEBED3125A33229565C8A35942BC62FC" xlink:to="lab_cfg_VariableInterestEntitiesAbstract_DEBED3125A33229565C8A35942BC62FC" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_1CADF5713C1D06987672A35942BC47F6_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_1CADF5713C1D06987672A35942BC47F6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Variable Interest Entities</link:label>
    <link:label id="lab_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_1CADF5713C1D06987672A35942BC47F6_label_en-US" xlink:label="lab_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_1CADF5713C1D06987672A35942BC47F6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Variable Interest Entities [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTextBlock" xlink:label="loc_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_1CADF5713C1D06987672A35942BC47F6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_1CADF5713C1D06987672A35942BC47F6" xlink:to="lab_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_1CADF5713C1D06987672A35942BC47F6" xlink:type="arc" />
    <link:label id="lab_cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock_330D6982E0D726BB30CFA35942BD6109_terseLabel_en-US" xlink:label="lab_cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock_330D6982E0D726BB30CFA35942BD6109" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Affordable Housing Tax Credit Investments</link:label>
    <link:label id="lab_cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock_330D6982E0D726BB30CFA35942BD6109_label_en-US" xlink:label="lab_cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock_330D6982E0D726BB30CFA35942BD6109" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Affordable Housing Tax Credit Investments [Table Text Block]</link:label>
    <link:label id="lab_cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock_330D6982E0D726BB30CFA35942BD6109_documentation_en-US" xlink:label="lab_cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock_330D6982E0D726BB30CFA35942BD6109" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Table Text Block] for Tabular disclosure of affordable housing tax credit investments.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock" xlink:label="loc_cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock_330D6982E0D726BB30CFA35942BD6109" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock_330D6982E0D726BB30CFA35942BD6109" xlink:to="lab_cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock_330D6982E0D726BB30CFA35942BD6109" xlink:type="arc" />
    <link:label id="lab_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_E57C5054D93E7EAAFF93A3594253C129_verboseLabel_en-US" xlink:label="lab_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_E57C5054D93E7EAAFF93A3594253C129" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">BASIS OF PRESENTATION</link:label>
    <link:label id="lab_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_E57C5054D93E7EAAFF93A3594253C129_label_en-US" xlink:label="lab_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_E57C5054D93E7EAAFF93A3594253C129" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Basis of Presentation and Significant Accounting Policies [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:label="loc_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_E57C5054D93E7EAAFF93A3594253C129" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_E57C5054D93E7EAAFF93A3594253C129" xlink:to="lab_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_E57C5054D93E7EAAFF93A3594253C129" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_CBE65B270821F66E7CFAF217BDA91DEA_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_CBE65B270821F66E7CFAF217BDA91DEA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Defined Benefit Plans and Other Postretirement Benefit Plans Disclosures [Table]</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_CBE65B270821F66E7CFAF217BDA91DEA_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_CBE65B270821F66E7CFAF217BDA91DEA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plans and Other Postretirement Benefit Plans Disclosures [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable" xlink:label="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_CBE65B270821F66E7CFAF217BDA91DEA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_CBE65B270821F66E7CFAF217BDA91DEA" xlink:to="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_CBE65B270821F66E7CFAF217BDA91DEA" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems" xlink:label="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:to="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:type="arc" />
    <link:label id="lab_cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation_9E43BA7CA637BBA63B31F217BDABE9EC_terseLabel_en-US" xlink:label="lab_cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation_9E43BA7CA637BBA63B31F217BDABE9EC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Years of service used in determining benefits</link:label>
    <link:label id="lab_cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation_9E43BA7CA637BBA63B31F217BDABE9EC_label_en-US" xlink:label="lab_cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation_9E43BA7CA637BBA63B31F217BDABE9EC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Benefit Calculation Years of Compensation</link:label>
    <link:label id="lab_cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation_9E43BA7CA637BBA63B31F217BDABE9EC_documentation_en-US" xlink:label="lab_cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation_9E43BA7CA637BBA63B31F217BDABE9EC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Years of service used in calculating average eligible compensation for defined benefit plan participants.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation" xlink:label="loc_cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation_9E43BA7CA637BBA63B31F217BDABE9EC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation_9E43BA7CA637BBA63B31F217BDABE9EC" xlink:to="lab_cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation_9E43BA7CA637BBA63B31F217BDABE9EC" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_760D1C52D451221108E9F217BDAC34ED_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_760D1C52D451221108E9F217BDAC34ED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net actuarial losses</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_760D1C52D451221108E9F217BDAC34ED_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_760D1C52D451221108E9F217BDAC34ED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Accumulated Other Comprehensive (Income) Loss, before Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" xlink:label="loc_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_760D1C52D451221108E9F217BDAC34ED" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_760D1C52D451221108E9F217BDAC34ED" xlink:to="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_760D1C52D451221108E9F217BDAC34ED" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear_46DD71C4DEDB12D9BF4AF217BDACDADD_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear_46DD71C4DEDB12D9BF4AF217BDACDADD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expected contribution</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear_46DD71C4DEDB12D9BF4AF217BDACDADD_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear_46DD71C4DEDB12D9BF4AF217BDACDADD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Expected Future Employer Contributions, Next Fiscal Year</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear_46DD71C4DEDB12D9BF4AF217BDACDADD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear_46DD71C4DEDB12D9BF4AF217BDACDADD" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear_46DD71C4DEDB12D9BF4AF217BDACDADD" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">401(k) Plan</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract" xlink:label="loc_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:to="lab_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_97FBDC2FAEE4CE95A2DDF217BDADC168_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_97FBDC2FAEE4CE95A2DDF217BDADC168" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employer matching contribution percentage</link:label>
    <link:label id="lab_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_97FBDC2FAEE4CE95A2DDF217BDADC168_label_en-US" xlink:label="lab_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_97FBDC2FAEE4CE95A2DDF217BDADC168" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Contribution Plan, Employer Matching Contribution, Percent of Match</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_97FBDC2FAEE4CE95A2DDF217BDADC168" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_97FBDC2FAEE4CE95A2DDF217BDADC168" xlink:to="lab_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_97FBDC2FAEE4CE95A2DDF217BDADC168" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_F9CF7A4F8233BC42B77FF217BDAD336E_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_F9CF7A4F8233BC42B77FF217BDAD336E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employer matching contribution, Percent of employees' pay</link:label>
    <link:label id="lab_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_F9CF7A4F8233BC42B77FF217BDAD336E_label_en-US" xlink:label="lab_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_F9CF7A4F8233BC42B77FF217BDAD336E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_F9CF7A4F8233BC42B77FF217BDAD336E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_F9CF7A4F8233BC42B77FF217BDAD336E" xlink:to="lab_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_F9CF7A4F8233BC42B77FF217BDAD336E" xlink:type="arc" />
    <link:label id="lab_cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay_23268068650574CE522AF217BDAE2D45_terseLabel_en-US" xlink:label="lab_cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay_23268068650574CE522AF217BDAE2D45" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employer matching contribution, addition</link:label>
    <link:label id="lab_cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay_23268068650574CE522AF217BDAE2D45_label_en-US" xlink:label="lab_cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay_23268068650574CE522AF217BDAE2D45" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Contribution Plan, Employer Matching Contribution, Change in Period, Percent of Employees' Gross Pay</link:label>
    <link:label id="lab_cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay_23268068650574CE522AF217BDAE2D45_documentation_en-US" xlink:label="lab_cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay_23268068650574CE522AF217BDAE2D45" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Incremental Percentage of employees' gross pay for which the employer contributes a matching contribution to a defined contribution plan. Subject to limits set by the Internal Revenue Service.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay" xlink:label="loc_cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay_23268068650574CE522AF217BDAE2D45" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay_23268068650574CE522AF217BDAE2D45" xlink:to="lab_cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay_23268068650574CE522AF217BDAE2D45" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedContributionPlanCostRecognized_C071FD88A020811A9F6EF217BDAE3D2D_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedContributionPlanCostRecognized_C071FD88A020811A9F6EF217BDAE3D2D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employer contribution amount</link:label>
    <link:label id="lab_us-gaap_DefinedContributionPlanCostRecognized_C071FD88A020811A9F6EF217BDAE3D2D_label_en-US" xlink:label="lab_us-gaap_DefinedContributionPlanCostRecognized_C071FD88A020811A9F6EF217BDAE3D2D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Contribution Plan, Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedContributionPlanCostRecognized" xlink:label="loc_us-gaap_DefinedContributionPlanCostRecognized_C071FD88A020811A9F6EF217BDAE3D2D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedContributionPlanCostRecognized_C071FD88A020811A9F6EF217BDAE3D2D" xlink:to="lab_us-gaap_DefinedContributionPlanCostRecognized_C071FD88A020811A9F6EF217BDAE3D2D" xlink:type="arc" />
    <link:label id="lab_us-gaap_AssetsLeasedToOthersMember_D5EC500AECDAA8D58EDF205BEAA42113_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsLeasedToOthersMember_D5EC500AECDAA8D58EDF205BEAA42113" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Leased assets</link:label>
    <link:label id="lab_us-gaap_AssetsLeasedToOthersMember_D5EC500AECDAA8D58EDF205BEAA42113_label_en-US" xlink:label="lab_us-gaap_AssetsLeasedToOthersMember_D5EC500AECDAA8D58EDF205BEAA42113" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets Leased to Others [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsLeasedToOthersMember" xlink:label="loc_us-gaap_AssetsLeasedToOthersMember_D5EC500AECDAA8D58EDF205BEAA42113" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsLeasedToOthersMember_D5EC500AECDAA8D58EDF205BEAA42113" xlink:to="lab_us-gaap_AssetsLeasedToOthersMember_D5EC500AECDAA8D58EDF205BEAA42113" xlink:type="arc" />
    <link:label id="lab_cfg_LoansCollateralDependentImpaired_37AEEC94EFABEF69E9DD205BEAA79FED_terseLabel_en-US" xlink:label="lab_cfg_LoansCollateralDependentImpaired_37AEEC94EFABEF69E9DD205BEAA79FED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Impaired collateral-dependent loans</link:label>
    <link:label id="lab_cfg_LoansCollateralDependentImpaired_37AEEC94EFABEF69E9DD205BEAA79FED_label_en-US" xlink:label="lab_cfg_LoansCollateralDependentImpaired_37AEEC94EFABEF69E9DD205BEAA79FED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans, Collateral Dependent, Impaired</link:label>
    <link:label id="lab_cfg_LoansCollateralDependentImpaired_37AEEC94EFABEF69E9DD205BEAA79FED_documentation_en-US" xlink:label="lab_cfg_LoansCollateralDependentImpaired_37AEEC94EFABEF69E9DD205BEAA79FED" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair value of impaired collateral-dependent loans net of impairments.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoansCollateralDependentImpaired" xlink:label="loc_cfg_LoansCollateralDependentImpaired_37AEEC94EFABEF69E9DD205BEAA79FED" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_LoansCollateralDependentImpaired_37AEEC94EFABEF69E9DD205BEAA79FED" xlink:to="lab_cfg_LoansCollateralDependentImpaired_37AEEC94EFABEF69E9DD205BEAA79FED" xlink:type="arc" />
    <link:label id="lab_cfg_MortgageServicingRights_57EA269F0753496C5258205BEAA78501_terseLabel_en-US" xlink:label="lab_cfg_MortgageServicingRights_57EA269F0753496C5258205BEAA78501" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">MSRs</link:label>
    <link:label id="lab_cfg_MortgageServicingRights_57EA269F0753496C5258205BEAA78501_label_en-US" xlink:label="lab_cfg_MortgageServicingRights_57EA269F0753496C5258205BEAA78501" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Servicing Rights</link:label>
    <link:label id="lab_cfg_MortgageServicingRights_57EA269F0753496C5258205BEAA78501_documentation_en-US" xlink:label="lab_cfg_MortgageServicingRights_57EA269F0753496C5258205BEAA78501" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgage servicing rights</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageServicingRights" xlink:label="loc_cfg_MortgageServicingRights_57EA269F0753496C5258205BEAA78501" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_MortgageServicingRights_57EA269F0753496C5258205BEAA78501" xlink:to="lab_cfg_MortgageServicingRights_57EA269F0753496C5258205BEAA78501" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_8EFEFE721EA645D940C3205BEAA71C51_verboseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet_8EFEFE721EA645D940C3205BEAA71C51" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Lessor operating lease assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_8EFEFE721EA645D940C3205BEAA71C51" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_8EFEFE721EA645D940C3205BEAA71C51" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentNet_8EFEFE721EA645D940C3205BEAA71C51" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet_9FFCFDE0579A65F816F6205BEAA7647C_terseLabel_en-US" xlink:label="lab_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet_9FFCFDE0579A65F816F6205BEAA7647C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Lessor operating lease assets</link:label>
    <link:label id="lab_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet_9FFCFDE0579A65F816F6205BEAA7647C_label_en-US" xlink:label="lab_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet_9FFCFDE0579A65F816F6205BEAA7647C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property Subject to or Available for Operating Lease, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet" xlink:label="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet_9FFCFDE0579A65F816F6205BEAA7647C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet_9FFCFDE0579A65F816F6205BEAA7647C" xlink:to="lab_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet_9FFCFDE0579A65F816F6205BEAA7647C" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_6B86562A569DEF6B405ECEBDEB392877_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_6B86562A569DEF6B405ECEBDEB392877" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Finite-Lived Intangible Assets [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_6B86562A569DEF6B405ECEBDEB392877_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_6B86562A569DEF6B405ECEBDEB392877" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Finite-Lived Intangible Assets [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:label="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_6B86562A569DEF6B405ECEBDEB392877" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_6B86562A569DEF6B405ECEBDEB392877" xlink:to="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_6B86562A569DEF6B405ECEBDEB392877" xlink:type="arc" />
    <link:label id="lab_us-gaap_TechnologyBasedIntangibleAssetsMember_3A0B7D22F692C5649A3CCEBDEB3B8BCC_terseLabel_en-US" xlink:label="lab_us-gaap_TechnologyBasedIntangibleAssetsMember_3A0B7D22F692C5649A3CCEBDEB3B8BCC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Acquired technology</link:label>
    <link:label id="lab_us-gaap_TechnologyBasedIntangibleAssetsMember_3A0B7D22F692C5649A3CCEBDEB3B8BCC_label_en-US" xlink:label="lab_us-gaap_TechnologyBasedIntangibleAssetsMember_3A0B7D22F692C5649A3CCEBDEB3B8BCC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Technology-Based Intangible Assets [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TechnologyBasedIntangibleAssetsMember" xlink:label="loc_us-gaap_TechnologyBasedIntangibleAssetsMember_3A0B7D22F692C5649A3CCEBDEB3B8BCC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TechnologyBasedIntangibleAssetsMember_3A0B7D22F692C5649A3CCEBDEB3B8BCC" xlink:to="lab_us-gaap_TechnologyBasedIntangibleAssetsMember_3A0B7D22F692C5649A3CCEBDEB3B8BCC" xlink:type="arc" />
    <link:label id="lab_us-gaap_CustomerRelationshipsMember_0A25CBEC435FF3A34D70CEBDEB3B7BA7_terseLabel_en-US" xlink:label="lab_us-gaap_CustomerRelationshipsMember_0A25CBEC435FF3A34D70CEBDEB3B7BA7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Acquired relationships</link:label>
    <link:label id="lab_us-gaap_CustomerRelationshipsMember_0A25CBEC435FF3A34D70CEBDEB3B7BA7_label_en-US" xlink:label="lab_us-gaap_CustomerRelationshipsMember_0A25CBEC435FF3A34D70CEBDEB3B7BA7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Customer Relationships [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CustomerRelationshipsMember" xlink:label="loc_us-gaap_CustomerRelationshipsMember_0A25CBEC435FF3A34D70CEBDEB3B7BA7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CustomerRelationshipsMember_0A25CBEC435FF3A34D70CEBDEB3B7BA7" xlink:to="lab_us-gaap_CustomerRelationshipsMember_0A25CBEC435FF3A34D70CEBDEB3B7BA7" xlink:type="arc" />
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets [Line Items]</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:type="arc" />
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife_830DCA9CA446E708B3BCCEBDEB3CB369_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife_830DCA9CA446E708B3BCCEBDEB3CB369" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Useful life</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife_830DCA9CA446E708B3BCCEBDEB3CB369_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife_830DCA9CA446E708B3BCCEBDEB3CB369" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Asset, Useful Life</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_830DCA9CA446E708B3BCCEBDEB3CB369" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_830DCA9CA446E708B3BCCEBDEB3CB369" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife_830DCA9CA446E708B3BCCEBDEB3CB369" xlink:type="arc" />
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsGross_643C4213CECE6826F4CDCEBDEB3EDA8B_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsGross_643C4213CECE6826F4CDCEBDEB3EDA8B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsGross_643C4213CECE6826F4CDCEBDEB3EDA8B_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsGross_643C4213CECE6826F4CDCEBDEB3EDA8B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Gross</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsGross_643C4213CECE6826F4CDCEBDEB3EDA8B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsGross_643C4213CECE6826F4CDCEBDEB3EDA8B" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsGross_643C4213CECE6826F4CDCEBDEB3EDA8B" xlink:type="arc" />
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_DB108F6A5E8ED8F42763CEBDEB3E79FD_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_DB108F6A5E8ED8F42763CEBDEB3E79FD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated Amortization</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_DB108F6A5E8ED8F42763CEBDEB3E79FD_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_DB108F6A5E8ED8F42763CEBDEB3E79FD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Accumulated Amortization</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_DB108F6A5E8ED8F42763CEBDEB3E79FD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_DB108F6A5E8ED8F42763CEBDEB3E79FD" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_DB108F6A5E8ED8F42763CEBDEB3E79FD" xlink:type="arc" />
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsNet_65CDD166DBCB6866D031CEBDEB3EA07B_totalLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsNet_65CDD166DBCB6866D031CEBDEB3EA07B" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsNet_65CDD166DBCB6866D031CEBDEB3EA07B_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsNet_65CDD166DBCB6866D031CEBDEB3EA07B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_65CDD166DBCB6866D031CEBDEB3EA07B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_65CDD166DBCB6866D031CEBDEB3EA07B" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsNet_65CDD166DBCB6866D031CEBDEB3EA07B" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax_1298772B98DF3EBA9B52CF2292E71324_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax_1298772B98DF3EBA9B52CF2292E71324" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net unrealized derivative instrument losses arising during the periods, tax</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax_1298772B98DF3EBA9B52CF2292E71324_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax_1298772B98DF3EBA9B52CF2292E71324" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax_1298772B98DF3EBA9B52CF2292E71324" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax_1298772B98DF3EBA9B52CF2292E71324" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax_1298772B98DF3EBA9B52CF2292E71324" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_33919DCA573CB0AEEABECF2292E79A0F_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_33919DCA573CB0AEEABECF2292E79A0F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net unrealized derivative instrument losses arising during the periods, tax, before 2017-12 adoption</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_33919DCA573CB0AEEABECF2292E79A0F_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_33919DCA573CB0AEEABECF2292E79A0F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_33919DCA573CB0AEEABECF2292E79A0F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_33919DCA573CB0AEEABECF2292E79A0F" xlink:to="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_33919DCA573CB0AEEABECF2292E79A0F" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax_26D07ACCBBCCCDA02B76CF2292E7E8B0_negatedLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax_26D07ACCBBCCCDA02B76CF2292E7E8B0" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Reclassification adjustment for net derivative losses (gains) included in net income, tax</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax_26D07ACCBBCCCDA02B76CF2292E7E8B0_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax_26D07ACCBBCCCDA02B76CF2292E7E8B0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax_26D07ACCBBCCCDA02B76CF2292E7E8B0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax_26D07ACCBBCCCDA02B76CF2292E7E8B0" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax_26D07ACCBBCCCDA02B76CF2292E7E8B0" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax_B48CCA075C43CF6AF019CF2292E778EA_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax_B48CCA075C43CF6AF019CF2292E778EA" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Reclassification adjustment for net derivative losses (gains) included in net income, tax, before 2017-12 adoption</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax_B48CCA075C43CF6AF019CF2292E778EA_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax_B48CCA075C43CF6AF019CF2292E778EA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI on Derivatives, Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax_B48CCA075C43CF6AF019CF2292E778EA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax_B48CCA075C43CF6AF019CF2292E778EA" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax_B48CCA075C43CF6AF019CF2292E778EA" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_243AAC55EE1B2CEEE3D0CF2292E775B4_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_243AAC55EE1B2CEEE3D0CF2292E775B4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net unrealized debt securities losses arising during the periods, tax</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_243AAC55EE1B2CEEE3D0CF2292E775B4_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_243AAC55EE1B2CEEE3D0CF2292E775B4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_243AAC55EE1B2CEEE3D0CF2292E775B4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_243AAC55EE1B2CEEE3D0CF2292E775B4" xlink:to="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_243AAC55EE1B2CEEE3D0CF2292E775B4" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent_9ED3C0B092C6E7475CAACF2292E7335F_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent_9ED3C0B092C6E7475CAACF2292E7335F" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Other-than-temporary impairment not recognized in earnings on debt securities, tax</link:label>
    <link:label id="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent_9ED3C0B092C6E7475CAACF2292E7335F_label_en-US" xlink:label="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent_9ED3C0B092C6E7475CAACF2292E7335F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other than Temporary Impairment Losses, Investments, Portion in Other Comprehensive Loss, Tax, Portion Attributable to Parent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent_9ED3C0B092C6E7475CAACF2292E7335F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent_9ED3C0B092C6E7475CAACF2292E7335F" xlink:to="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent_9ED3C0B092C6E7475CAACF2292E7335F" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_789FCC51A042DD01A703CF2292E7E9E2_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_789FCC51A042DD01A703CF2292E7E9E2" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Reclassification of net debt securities gains to net income, tax</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_789FCC51A042DD01A703CF2292E7E9E2_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_789FCC51A042DD01A703CF2292E7E9E2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_789FCC51A042DD01A703CF2292E7E9E2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_789FCC51A042DD01A703CF2292E7E9E2" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_789FCC51A042DD01A703CF2292E7E9E2" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_8CCFF4D3D8EEDCBF2D78CF2292E7A494_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_8CCFF4D3D8EEDCBF2D78CF2292E7A494" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actuarial (loss) gain, tax</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_8CCFF4D3D8EEDCBF2D78CF2292E7A494_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_8CCFF4D3D8EEDCBF2D78CF2292E7A494" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_8CCFF4D3D8EEDCBF2D78CF2292E7A494" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_8CCFF4D3D8EEDCBF2D78CF2292E7A494" xlink:to="lab_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_8CCFF4D3D8EEDCBF2D78CF2292E7A494" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_F0C362488FC7B226AE9ECF2292E76F7A_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_F0C362488FC7B226AE9ECF2292E76F7A" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Amortization of actuarial loss, tax</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_F0C362488FC7B226AE9ECF2292E76F7A_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_F0C362488FC7B226AE9ECF2292E76F7A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss), Reclassification Adjustment from AOCI, Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_F0C362488FC7B226AE9ECF2292E76F7A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_F0C362488FC7B226AE9ECF2292E76F7A" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_F0C362488FC7B226AE9ECF2292E76F7A" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax_E01AB73035B7DCE21686CF2292EBFEF2_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax_E01AB73035B7DCE21686CF2292EBFEF2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortization of prior service credit, tax</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax_E01AB73035B7DCE21686CF2292EBFEF2_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax_E01AB73035B7DCE21686CF2292EBFEF2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), Reclassification Adjustment from AOCI, Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax_E01AB73035B7DCE21686CF2292EBFEF2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax_E01AB73035B7DCE21686CF2292EBFEF2" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax_E01AB73035B7DCE21686CF2292EBFEF2" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_C66B4CC8B936D74AE7C7A35943030222_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_C66B4CC8B936D74AE7C7A35943030222" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of earnings per share</link:label>
    <link:label id="lab_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_C66B4CC8B936D74AE7C7A35943030222_label_en-US" xlink:label="lab_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_C66B4CC8B936D74AE7C7A35943030222" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_C66B4CC8B936D74AE7C7A35943030222" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_C66B4CC8B936D74AE7C7A35943030222" xlink:to="lab_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_C66B4CC8B936D74AE7C7A35943030222" xlink:type="arc" />
    <link:label id="lab_us-gaap_MarketingAndAdvertisingExpense_935CE2E8FAC71464BE8DB0759D5537CF_terseLabel_en-US" xlink:label="lab_us-gaap_MarketingAndAdvertisingExpense_935CE2E8FAC71464BE8DB0759D5537CF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Promotional expense</link:label>
    <link:label id="lab_us-gaap_MarketingAndAdvertisingExpense_935CE2E8FAC71464BE8DB0759D5537CF_label_en-US" xlink:label="lab_us-gaap_MarketingAndAdvertisingExpense_935CE2E8FAC71464BE8DB0759D5537CF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Marketing and Advertising Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:label="loc_us-gaap_MarketingAndAdvertisingExpense_935CE2E8FAC71464BE8DB0759D5537CF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MarketingAndAdvertisingExpense_935CE2E8FAC71464BE8DB0759D5537CF" xlink:to="lab_us-gaap_MarketingAndAdvertisingExpense_935CE2E8FAC71464BE8DB0759D5537CF" xlink:type="arc" />
    <link:label id="lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_20DBB06B193B50EC6216B0759D552FB1_terseLabel_en-US" xlink:label="lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_20DBB06B193B50EC6216B0759D552FB1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposit insurance</link:label>
    <link:label id="lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_20DBB06B193B50EC6216B0759D552FB1_label_en-US" xlink:label="lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_20DBB06B193B50EC6216B0759D552FB1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Deposit Insurance Corporation Premium Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_20DBB06B193B50EC6216B0759D552FB1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_20DBB06B193B50EC6216B0759D552FB1" xlink:to="lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_20DBB06B193B50EC6216B0759D552FB1" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherExpenses_F982CEC2C84127945114B0759D5506DD_terseLabel_en-US" xlink:label="lab_us-gaap_OtherExpenses_F982CEC2C84127945114B0759D5506DD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_us-gaap_OtherExpenses_F982CEC2C84127945114B0759D5506DD_label_en-US" xlink:label="lab_us-gaap_OtherExpenses_F982CEC2C84127945114B0759D5506DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Expenses</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherExpenses" xlink:label="loc_us-gaap_OtherExpenses_F982CEC2C84127945114B0759D5506DD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherExpenses_F982CEC2C84127945114B0759D5506DD" xlink:to="lab_us-gaap_OtherExpenses_F982CEC2C84127945114B0759D5506DD" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherCostAndExpenseOperating_25EAF0739203374B695AB0759D552ADA_totalLabel_en-US" xlink:label="lab_us-gaap_OtherCostAndExpenseOperating_25EAF0739203374B695AB0759D552ADA" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Other operating expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="loc_us-gaap_OtherCostAndExpenseOperating_25EAF0739203374B695AB0759D552ADA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherCostAndExpenseOperating_25EAF0739203374B695AB0759D552ADA" xlink:to="lab_us-gaap_OtherCostAndExpenseOperating_25EAF0739203374B695AB0759D552ADA" xlink:type="arc" />
    <link:label id="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements_9F03D350992A235467A4A359463F7090_terseLabel_en-US" xlink:label="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements_9F03D350992A235467A4A359463F7090" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pledged against repurchase agreements, Amortized Cost</link:label>
    <link:label id="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements_9F03D350992A235467A4A359463F7090_label_en-US" xlink:label="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements_9F03D350992A235467A4A359463F7090" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pledged Financial Instruments, Not Separately Reported, Securities for Repurchase Agreements</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements" xlink:label="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements_9F03D350992A235467A4A359463F7090" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements_9F03D350992A235467A4A359463F7090" xlink:to="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements_9F03D350992A235467A4A359463F7090" xlink:type="arc" />
    <link:label id="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank_349060049AB0622AD8F3A359463F815C_terseLabel_en-US" xlink:label="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank_349060049AB0622AD8F3A359463F815C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pledged against FHLB borrowed funds, Amortized Cost</link:label>
    <link:label id="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank_349060049AB0622AD8F3A359463F815C_label_en-US" xlink:label="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank_349060049AB0622AD8F3A359463F815C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pledged Financial Instruments, Not Separately Reported, Securities for Federal Home Loan Bank</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank" xlink:label="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank_349060049AB0622AD8F3A359463F815C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank_349060049AB0622AD8F3A359463F815C" xlink:to="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank_349060049AB0622AD8F3A359463F815C" xlink:type="arc" />
    <link:label id="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities_DD1D27B6DEE5AB5CBCFDA359463FF072_terseLabel_en-US" xlink:label="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities_DD1D27B6DEE5AB5CBCFDA359463FF072" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pledged against derivatives, to qualify for fiduciary powers, and to secure public and other deposits as required by law, Amortized Cost</link:label>
    <link:label id="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities_DD1D27B6DEE5AB5CBCFDA359463FF072_label_en-US" xlink:label="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities_DD1D27B6DEE5AB5CBCFDA359463FF072" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pledged Financial Instruments, Not Separately Reported, Securities for Other Debt Facilities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities" xlink:label="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities_DD1D27B6DEE5AB5CBCFDA359463FF072" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities_DD1D27B6DEE5AB5CBCFDA359463FF072" xlink:to="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities_DD1D27B6DEE5AB5CBCFDA359463FF072" xlink:type="arc" />
    <link:label id="lab_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue_CDC2089E5E0FDD330B8AA359463FB9D8_terseLabel_en-US" xlink:label="lab_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue_CDC2089E5E0FDD330B8AA359463FB9D8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pledged against repurchase agreements, Fair Value</link:label>
    <link:label id="lab_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue_CDC2089E5E0FDD330B8AA359463FB9D8_label_en-US" xlink:label="lab_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue_CDC2089E5E0FDD330B8AA359463FB9D8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pledged Assets Separately Reported, Securities Pledged for Repurchase Agreements, at Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue" xlink:label="loc_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue_CDC2089E5E0FDD330B8AA359463FB9D8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue_CDC2089E5E0FDD330B8AA359463FB9D8" xlink:to="lab_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue_CDC2089E5E0FDD330B8AA359463FB9D8" xlink:type="arc" />
    <link:label id="lab_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue_88BC945228A28559D084A35946406752_terseLabel_en-US" xlink:label="lab_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue_88BC945228A28559D084A35946406752" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pledged against FHLB borrowed funds, Fair Value</link:label>
    <link:label id="lab_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue_88BC945228A28559D084A35946406752_label_en-US" xlink:label="lab_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue_88BC945228A28559D084A35946406752" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pledged Assets Separately Reported, Securities Pledged for Federal Home Loan Bank, at Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue" xlink:label="loc_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue_88BC945228A28559D084A35946406752" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue_88BC945228A28559D084A35946406752" xlink:to="lab_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue_88BC945228A28559D084A35946406752" xlink:type="arc" />
    <link:label id="lab_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue_070C2C9B0BBDA89D9B29A35946405C89_terseLabel_en-US" xlink:label="lab_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue_070C2C9B0BBDA89D9B29A35946405C89" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pledged against derivatives, to qualify for fiduciary powers, and to secure public and other deposits as required by law, Fair Value</link:label>
    <link:label id="lab_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue_070C2C9B0BBDA89D9B29A35946405C89_label_en-US" xlink:label="lab_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue_070C2C9B0BBDA89D9B29A35946405C89" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pledged Assets Separately Reported, Securities Pledged for Other Debt Obligations, at Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue" xlink:label="loc_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue_070C2C9B0BBDA89D9B29A35946405C89" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue_070C2C9B0BBDA89D9B29A35946405C89" xlink:to="lab_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue_070C2C9B0BBDA89D9B29A35946405C89" xlink:type="arc" />
    <link:label id="lab_cfg_LoanPortfolioTransfersAxis_3CDB92BB41F7C87C5BC8D3435AF8B9A4_terseLabel_en-US" xlink:label="lab_cfg_LoanPortfolioTransfersAxis_3CDB92BB41F7C87C5BC8D3435AF8B9A4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan Portfolio Transfers [Axis]</link:label>
    <link:label id="lab_cfg_LoanPortfolioTransfersAxis_3CDB92BB41F7C87C5BC8D3435AF8B9A4_label_en-US" xlink:label="lab_cfg_LoanPortfolioTransfersAxis_3CDB92BB41F7C87C5BC8D3435AF8B9A4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Portfolio Transfers [Axis]</link:label>
    <link:label id="lab_cfg_LoanPortfolioTransfersAxis_3CDB92BB41F7C87C5BC8D3435AF8B9A4_documentation_en-US" xlink:label="lab_cfg_LoanPortfolioTransfersAxis_3CDB92BB41F7C87C5BC8D3435AF8B9A4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loan Portfolio Transfers [Axis]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoanPortfolioTransfersAxis" xlink:label="loc_cfg_LoanPortfolioTransfersAxis_3CDB92BB41F7C87C5BC8D3435AF8B9A4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_LoanPortfolioTransfersAxis_3CDB92BB41F7C87C5BC8D3435AF8B9A4" xlink:to="lab_cfg_LoanPortfolioTransfersAxis_3CDB92BB41F7C87C5BC8D3435AF8B9A4" xlink:type="arc" />
    <link:label id="lab_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB_terseLabel_en-US" xlink:label="lab_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan Portfolio Transfers [Domain]</link:label>
    <link:label id="lab_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB_label_en-US" xlink:label="lab_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Portfolio Transfers [Domain]</link:label>
    <link:label id="lab_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB_documentation_en-US" xlink:label="lab_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Domain] for Loan Portfolio Transfers [Axis]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoanPortfolioTransfersDomain" xlink:label="loc_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB" xlink:to="lab_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB" xlink:type="arc" />
    <link:label id="lab_cfg_LoanPortfolioTransferOneMember_0A5B2B4B0AFAAA48C50CD3435AF9BB8F_terseLabel_en-US" xlink:label="lab_cfg_LoanPortfolioTransferOneMember_0A5B2B4B0AFAAA48C50CD3435AF9BB8F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan Portfolio Transfer, One</link:label>
    <link:label id="lab_cfg_LoanPortfolioTransferOneMember_0A5B2B4B0AFAAA48C50CD3435AF9BB8F_label_en-US" xlink:label="lab_cfg_LoanPortfolioTransferOneMember_0A5B2B4B0AFAAA48C50CD3435AF9BB8F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Portfolio Transfer, One [Member]</link:label>
    <link:label id="lab_cfg_LoanPortfolioTransferOneMember_0A5B2B4B0AFAAA48C50CD3435AF9BB8F_documentation_en-US" xlink:label="lab_cfg_LoanPortfolioTransferOneMember_0A5B2B4B0AFAAA48C50CD3435AF9BB8F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loan Portfolio Transfer, One [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoanPortfolioTransferOneMember" xlink:label="loc_cfg_LoanPortfolioTransferOneMember_0A5B2B4B0AFAAA48C50CD3435AF9BB8F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_LoanPortfolioTransferOneMember_0A5B2B4B0AFAAA48C50CD3435AF9BB8F" xlink:to="lab_cfg_LoanPortfolioTransferOneMember_0A5B2B4B0AFAAA48C50CD3435AF9BB8F" xlink:type="arc" />
    <link:label id="lab_cfg_LoanPortfolioTransferTwoMember_DBD54041DDFCD85C499FD3435AF9F099_terseLabel_en-US" xlink:label="lab_cfg_LoanPortfolioTransferTwoMember_DBD54041DDFCD85C499FD3435AF9F099" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan Portfolio Transfer, Two</link:label>
    <link:label id="lab_cfg_LoanPortfolioTransferTwoMember_DBD54041DDFCD85C499FD3435AF9F099_label_en-US" xlink:label="lab_cfg_LoanPortfolioTransferTwoMember_DBD54041DDFCD85C499FD3435AF9F099" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Portfolio Transfer, Two [Member]</link:label>
    <link:label id="lab_cfg_LoanPortfolioTransferTwoMember_DBD54041DDFCD85C499FD3435AF9F099_documentation_en-US" xlink:label="lab_cfg_LoanPortfolioTransferTwoMember_DBD54041DDFCD85C499FD3435AF9F099" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loan Portfolio Transfer, Two [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoanPortfolioTransferTwoMember" xlink:label="loc_cfg_LoanPortfolioTransferTwoMember_DBD54041DDFCD85C499FD3435AF9F099" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_LoanPortfolioTransferTwoMember_DBD54041DDFCD85C499FD3435AF9F099" xlink:to="lab_cfg_LoanPortfolioTransferTwoMember_DBD54041DDFCD85C499FD3435AF9F099" xlink:type="arc" />
    <link:label id="lab_cfg_CommercialLoansHeldForSaleMember_601D0FB1FB2009A1D7AAD3435AFA9EB0_terseLabel_en-US" xlink:label="lab_cfg_CommercialLoansHeldForSaleMember_601D0FB1FB2009A1D7AAD3435AFA9EB0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commercial loans held for sale</link:label>
    <link:label id="lab_cfg_CommercialLoansHeldForSaleMember_601D0FB1FB2009A1D7AAD3435AFA9EB0_label_en-US" xlink:label="lab_cfg_CommercialLoansHeldForSaleMember_601D0FB1FB2009A1D7AAD3435AFA9EB0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commercial Loans Held For Sale [Member]</link:label>
    <link:label id="lab_cfg_CommercialLoansHeldForSaleMember_601D0FB1FB2009A1D7AAD3435AFA9EB0_documentation_en-US" xlink:label="lab_cfg_CommercialLoansHeldForSaleMember_601D0FB1FB2009A1D7AAD3435AFA9EB0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Commercial Loans Held For Sale [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialLoansHeldForSaleMember" xlink:label="loc_cfg_CommercialLoansHeldForSaleMember_601D0FB1FB2009A1D7AAD3435AFA9EB0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CommercialLoansHeldForSaleMember_601D0FB1FB2009A1D7AAD3435AFA9EB0" xlink:to="lab_cfg_CommercialLoansHeldForSaleMember_601D0FB1FB2009A1D7AAD3435AFA9EB0" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfEquityMethodInvestmentsTable_6B7E41AF4B35050CCB3FA35943E62CB3_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfEquityMethodInvestmentsTable_6B7E41AF4B35050CCB3FA35943E62CB3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Equity Method Investments [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfEquityMethodInvestmentsTable_6B7E41AF4B35050CCB3FA35943E62CB3_label_en-US" xlink:label="lab_us-gaap_ScheduleOfEquityMethodInvestmentsTable_6B7E41AF4B35050CCB3FA35943E62CB3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Equity Method Investments [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfEquityMethodInvestmentsTable" xlink:label="loc_us-gaap_ScheduleOfEquityMethodInvestmentsTable_6B7E41AF4B35050CCB3FA35943E62CB3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentsTable_6B7E41AF4B35050CCB3FA35943E62CB3" xlink:to="lab_us-gaap_ScheduleOfEquityMethodInvestmentsTable_6B7E41AF4B35050CCB3FA35943E62CB3" xlink:type="arc" />
    <link:label id="lab_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_A477A8F429138C954B3BA35943E6A22B_terseLabel_en-US" xlink:label="lab_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_A477A8F429138C954B3BA35943E6A22B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Variable Interest Entities [Axis]</link:label>
    <link:label id="lab_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_A477A8F429138C954B3BA35943E6A22B_label_en-US" xlink:label="lab_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_A477A8F429138C954B3BA35943E6A22B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Variable Interest Entities [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis" xlink:label="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_A477A8F429138C954B3BA35943E6A22B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_A477A8F429138C954B3BA35943E6A22B" xlink:to="lab_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_A477A8F429138C954B3BA35943E6A22B" xlink:type="arc" />
    <link:label id="lab_us-gaap_ClassificationOfVariableInterestEntityDomain_5393B724F792E8645B71A35943E696E9_terseLabel_en-US" xlink:label="lab_us-gaap_ClassificationOfVariableInterestEntityDomain_5393B724F792E8645B71A35943E696E9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Variable Interest Entity, Classification [Domain]</link:label>
    <link:label id="lab_us-gaap_ClassificationOfVariableInterestEntityDomain_5393B724F792E8645B71A35943E696E9_label_en-US" xlink:label="lab_us-gaap_ClassificationOfVariableInterestEntityDomain_5393B724F792E8645B71A35943E696E9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Variable Interest Entity, Classification [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassificationOfVariableInterestEntityDomain" xlink:label="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_5393B724F792E8645B71A35943E696E9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_5393B724F792E8645B71A35943E696E9" xlink:to="lab_us-gaap_ClassificationOfVariableInterestEntityDomain_5393B724F792E8645B71A35943E696E9" xlink:type="arc" />
    <link:label id="lab_cfg_QualifiedAffordableHousingInvestmentMember_FDA08F18C035F5277851A35943E69DC1_terseLabel_en-US" xlink:label="lab_cfg_QualifiedAffordableHousingInvestmentMember_FDA08F18C035F5277851A35943E69DC1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">LIHTC Investments</link:label>
    <link:label id="lab_cfg_QualifiedAffordableHousingInvestmentMember_FDA08F18C035F5277851A35943E69DC1_label_en-US" xlink:label="lab_cfg_QualifiedAffordableHousingInvestmentMember_FDA08F18C035F5277851A35943E69DC1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Qualified Affordable Housing Investment [Member]</link:label>
    <link:label id="lab_cfg_QualifiedAffordableHousingInvestmentMember_FDA08F18C035F5277851A35943E69DC1_documentation_en-US" xlink:label="lab_cfg_QualifiedAffordableHousingInvestmentMember_FDA08F18C035F5277851A35943E69DC1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Qualified Affordable Housing Investment [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_QualifiedAffordableHousingInvestmentMember" xlink:label="loc_cfg_QualifiedAffordableHousingInvestmentMember_FDA08F18C035F5277851A35943E69DC1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_QualifiedAffordableHousingInvestmentMember_FDA08F18C035F5277851A35943E69DC1" xlink:to="lab_cfg_QualifiedAffordableHousingInvestmentMember_FDA08F18C035F5277851A35943E69DC1" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Equity Method Investments [Line Items]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95_label_en-US" xlink:label="lab_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Equity Method Investments [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfEquityMethodInvestmentsLineItems" xlink:label="loc_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95" xlink:to="lab_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95" xlink:type="arc" />
    <link:label id="lab_us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount_5211D2426C09AC0F5118A35943E78000_terseLabel_en-US" xlink:label="lab_us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount_5211D2426C09AC0F5118A35943E78000" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax credits included in income tax expense</link:label>
    <link:label id="lab_us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount_5211D2426C09AC0F5118A35943E78000_label_en-US" xlink:label="lab_us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount_5211D2426C09AC0F5118A35943E78000" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Affordable Housing Tax Credits and Other Tax Benefits, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount" xlink:label="loc_us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount_5211D2426C09AC0F5118A35943E78000" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount_5211D2426C09AC0F5118A35943E78000" xlink:to="lab_us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount_5211D2426C09AC0F5118A35943E78000" xlink:type="arc" />
    <link:label id="lab_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization_32C7369E1168EDD626D7A35943E7E1AA_terseLabel_en-US" xlink:label="lab_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization_32C7369E1168EDD626D7A35943E7E1AA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortization expense included in income tax expense</link:label>
    <link:label id="lab_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization_32C7369E1168EDD626D7A35943E7E1AA_label_en-US" xlink:label="lab_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization_32C7369E1168EDD626D7A35943E7E1AA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amortization Method Qualified Affordable Housing Project Investments, Amortization</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization" xlink:label="loc_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization_32C7369E1168EDD626D7A35943E7E1AA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization_32C7369E1168EDD626D7A35943E7E1AA" xlink:to="lab_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization_32C7369E1168EDD626D7A35943E7E1AA" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherTaxExpenseBenefit_13312D16BEAC1E9CC795A35943E7E1C4_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherTaxExpenseBenefit_13312D16BEAC1E9CC795A35943E7E1C4" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Other tax benefits included in income tax expense</link:label>
    <link:label id="lab_us-gaap_OtherTaxExpenseBenefit_13312D16BEAC1E9CC795A35943E7E1C4_label_en-US" xlink:label="lab_us-gaap_OtherTaxExpenseBenefit_13312D16BEAC1E9CC795A35943E7E1C4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Tax Expense (Benefit)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherTaxExpenseBenefit" xlink:label="loc_us-gaap_OtherTaxExpenseBenefit_13312D16BEAC1E9CC795A35943E7E1C4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherTaxExpenseBenefit_13312D16BEAC1E9CC795A35943E7E1C4" xlink:to="lab_us-gaap_OtherTaxExpenseBenefit_13312D16BEAC1E9CC795A35943E7E1C4" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_36CEB7718771987E5508CAAD21A10CB0_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_36CEB7718771987E5508CAAD21A10CB0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity-Based Arrangements, Individual Contracts, Type of Deferred Compensation [Axis]</link:label>
    <link:label id="lab_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_36CEB7718771987E5508CAAD21A10CB0_label_en-US" xlink:label="lab_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_36CEB7718771987E5508CAAD21A10CB0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity-Based Arrangements, Individual Contracts, Type of Deferred Compensation [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis" xlink:label="loc_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_36CEB7718771987E5508CAAD21A10CB0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_36CEB7718771987E5508CAAD21A10CB0" xlink:to="lab_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_36CEB7718771987E5508CAAD21A10CB0" xlink:type="arc" />
    <link:label id="lab_us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain_1DF7C23912B723AC3055CAAD21A2C9DE_terseLabel_en-US" xlink:label="lab_us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain_1DF7C23912B723AC3055CAAD21A2C9DE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity-Based Arrangements, Individual Contracts, Type of Deferred Compensation [Domain]</link:label>
    <link:label id="lab_us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain_1DF7C23912B723AC3055CAAD21A2C9DE_label_en-US" xlink:label="lab_us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain_1DF7C23912B723AC3055CAAD21A2C9DE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity-Based Arrangements, Individual Contracts, Type of Deferred Compensation [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain" xlink:label="loc_us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain_1DF7C23912B723AC3055CAAD21A2C9DE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain_1DF7C23912B723AC3055CAAD21A2C9DE" xlink:to="lab_us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain_1DF7C23912B723AC3055CAAD21A2C9DE" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredCompensationShareBasedPaymentsMember_96727769001218225A89CAAD21A26A77_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredCompensationShareBasedPaymentsMember_96727769001218225A89CAAD21A26A77" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred compensation, share-based payments</link:label>
    <link:label id="lab_us-gaap_DeferredCompensationShareBasedPaymentsMember_96727769001218225A89CAAD21A26A77_label_en-US" xlink:label="lab_us-gaap_DeferredCompensationShareBasedPaymentsMember_96727769001218225A89CAAD21A26A77" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Compensation, Share-based Payments [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredCompensationShareBasedPaymentsMember" xlink:label="loc_us-gaap_DeferredCompensationShareBasedPaymentsMember_96727769001218225A89CAAD21A26A77" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredCompensationShareBasedPaymentsMember_96727769001218225A89CAAD21A26A77" xlink:to="lab_us-gaap_DeferredCompensationShareBasedPaymentsMember_96727769001218225A89CAAD21A26A77" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_07EF864D6EB89D6CA968CAAD21AACFC7_verboseLabel_en-US" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_07EF864D6EB89D6CA968CAAD21AACFC7" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Cost of stock repurchase</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_07EF864D6EB89D6CA968CAAD21AACFC7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_07EF864D6EB89D6CA968CAAD21AACFC7" xlink:to="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_07EF864D6EB89D6CA968CAAD21AACFC7" xlink:type="arc" />
    <link:label id="lab_us-gaap_TreasuryStockSharesAcquired_916AFE922309E3083E1ECAAD21AB4E0D_terseLabel_en-US" xlink:label="lab_us-gaap_TreasuryStockSharesAcquired_916AFE922309E3083E1ECAAD21AB4E0D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Treasury stock purchased (in shares)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockSharesAcquired" xlink:label="loc_us-gaap_TreasuryStockSharesAcquired_916AFE922309E3083E1ECAAD21AB4E0D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TreasuryStockSharesAcquired_916AFE922309E3083E1ECAAD21AB4E0D" xlink:to="lab_us-gaap_TreasuryStockSharesAcquired_916AFE922309E3083E1ECAAD21AB4E0D" xlink:type="arc" />
    <link:label id="lab_us-gaap_TreasuryStockAcquiredAverageCostPerShare_EA9B02936A07922DAD6DCAAD21AB8E11_terseLabel_en-US" xlink:label="lab_us-gaap_TreasuryStockAcquiredAverageCostPerShare_EA9B02936A07922DAD6DCAAD21AB8E11" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Treasury stock purchased, price per share (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_TreasuryStockAcquiredAverageCostPerShare_EA9B02936A07922DAD6DCAAD21AB8E11_label_en-US" xlink:label="lab_us-gaap_TreasuryStockAcquiredAverageCostPerShare_EA9B02936A07922DAD6DCAAD21AB8E11" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Treasury Stock Acquired, Average Cost Per Share</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:label="loc_us-gaap_TreasuryStockAcquiredAverageCostPerShare_EA9B02936A07922DAD6DCAAD21AB8E11" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TreasuryStockAcquiredAverageCostPerShare_EA9B02936A07922DAD6DCAAD21AB8E11" xlink:to="lab_us-gaap_TreasuryStockAcquiredAverageCostPerShare_EA9B02936A07922DAD6DCAAD21AB8E11" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockRepurchasedDuringPeriodShares_C97C1A1A6EEE9AA92E00CAAD21AB1359_terseLabel_en-US" xlink:label="lab_us-gaap_StockRepurchasedDuringPeriodShares_C97C1A1A6EEE9AA92E00CAAD21AB1359" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shares repurchased (in shares)</link:label>
    <link:label id="lab_us-gaap_StockRepurchasedDuringPeriodShares_C97C1A1A6EEE9AA92E00CAAD21AB1359_label_en-US" xlink:label="lab_us-gaap_StockRepurchasedDuringPeriodShares_C97C1A1A6EEE9AA92E00CAAD21AB1359" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stock Repurchased During Period, Shares</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockRepurchasedDuringPeriodShares" xlink:label="loc_us-gaap_StockRepurchasedDuringPeriodShares_C97C1A1A6EEE9AA92E00CAAD21AB1359" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockRepurchasedDuringPeriodShares_C97C1A1A6EEE9AA92E00CAAD21AB1359" xlink:to="lab_us-gaap_StockRepurchasedDuringPeriodShares_C97C1A1A6EEE9AA92E00CAAD21AB1359" xlink:type="arc" />
    <link:label id="lab_us-gaap_LeaseCostTableTextBlock_3F099CA4422099D4AE6ACDF39149DA7C_terseLabel_en-US" xlink:label="lab_us-gaap_LeaseCostTableTextBlock_3F099CA4422099D4AE6ACDF39149DA7C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Components of operating lease cost</link:label>
    <link:label id="lab_us-gaap_LeaseCostTableTextBlock_3F099CA4422099D4AE6ACDF39149DA7C_label_en-US" xlink:label="lab_us-gaap_LeaseCostTableTextBlock_3F099CA4422099D4AE6ACDF39149DA7C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lease, Cost [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeaseCostTableTextBlock" xlink:label="loc_us-gaap_LeaseCostTableTextBlock_3F099CA4422099D4AE6ACDF39149DA7C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LeaseCostTableTextBlock_3F099CA4422099D4AE6ACDF39149DA7C" xlink:to="lab_us-gaap_LeaseCostTableTextBlock_3F099CA4422099D4AE6ACDF39149DA7C" xlink:type="arc" />
    <link:label id="lab_cfg_AssetsAndLiabilitiesLesseeTableTextBlock_869AC00E1903BFC9B1E0CDF39149F36E_terseLabel_en-US" xlink:label="lab_cfg_AssetsAndLiabilitiesLesseeTableTextBlock_869AC00E1903BFC9B1E0CDF39149F36E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Supplemental consolidated balance sheet information</link:label>
    <link:label id="lab_cfg_AssetsAndLiabilitiesLesseeTableTextBlock_869AC00E1903BFC9B1E0CDF39149F36E_label_en-US" xlink:label="lab_cfg_AssetsAndLiabilitiesLesseeTableTextBlock_869AC00E1903BFC9B1E0CDF39149F36E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets And Liabilities, Lessee [Table Text Block]</link:label>
    <link:label id="lab_cfg_AssetsAndLiabilitiesLesseeTableTextBlock_869AC00E1903BFC9B1E0CDF39149F36E_documentation_en-US" xlink:label="lab_cfg_AssetsAndLiabilitiesLesseeTableTextBlock_869AC00E1903BFC9B1E0CDF39149F36E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Assets And Liabilities, Lessee [Table Text Block]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AssetsAndLiabilitiesLesseeTableTextBlock" xlink:label="loc_cfg_AssetsAndLiabilitiesLesseeTableTextBlock_869AC00E1903BFC9B1E0CDF39149F36E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AssetsAndLiabilitiesLesseeTableTextBlock_869AC00E1903BFC9B1E0CDF39149F36E" xlink:to="lab_cfg_AssetsAndLiabilitiesLesseeTableTextBlock_869AC00E1903BFC9B1E0CDF39149F36E" xlink:type="arc" />
    <link:label id="lab_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_B6C07A0F826AA96C7382CDF391493C2A_terseLabel_en-US" xlink:label="lab_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_B6C07A0F826AA96C7382CDF391493C2A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Lease liability maturity schedule</link:label>
    <link:label id="lab_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_B6C07A0F826AA96C7382CDF391493C2A_label_en-US" xlink:label="lab_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_B6C07A0F826AA96C7382CDF391493C2A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lessee, Operating Lease, Liability, Maturity [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_B6C07A0F826AA96C7382CDF391493C2A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_B6C07A0F826AA96C7382CDF391493C2A" xlink:to="lab_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_B6C07A0F826AA96C7382CDF391493C2A" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_9DA3BEB1814F629733DA60148AC53285_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_9DA3BEB1814F629733DA60148AC53285" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss) [Table]</link:label>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_9DA3BEB1814F629733DA60148AC53285_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_9DA3BEB1814F629733DA60148AC53285" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss) [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_9DA3BEB1814F629733DA60148AC53285" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_9DA3BEB1814F629733DA60148AC53285" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_9DA3BEB1814F629733DA60148AC53285" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_CAADF60491CCBE5E117560148AC6DFCD_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_CAADF60491CCBE5E117560148AC6DFCD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net Unrealized (Losses) Gains on Derivatives before 2017-12 adoption</link:label>
    <link:label id="lab_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_CAADF60491CCBE5E117560148AC6DFCD_label_en-US" xlink:label="lab_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_CAADF60491CCBE5E117560148AC6DFCD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Net Gain (Loss) from Cash Flow Hedges Attributable to Parent [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" xlink:label="loc_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_CAADF60491CCBE5E117560148AC6DFCD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_CAADF60491CCBE5E117560148AC6DFCD" xlink:to="lab_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_CAADF60491CCBE5E117560148AC6DFCD" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_D4C05F54E98BD02E6F8960148AC672AB_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_D4C05F54E98BD02E6F8960148AC672AB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net Unrealized (Losses) Gains on Derivatives</link:label>
    <link:label id="lab_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_D4C05F54E98BD02E6F8960148AC672AB_label_en-US" xlink:label="lab_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_D4C05F54E98BD02E6F8960148AC672AB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember" xlink:label="loc_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_D4C05F54E98BD02E6F8960148AC672AB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_D4C05F54E98BD02E6F8960148AC672AB" xlink:to="lab_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_D4C05F54E98BD02E6F8960148AC672AB" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_E638FAF8739ABA65C72660148AC66AC3_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_E638FAF8739ABA65C72660148AC66AC3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net Unrealized (Losses) Gains on Securities</link:label>
    <link:label id="lab_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_E638FAF8739ABA65C72660148AC66AC3_label_en-US" xlink:label="lab_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_E638FAF8739ABA65C72660148AC66AC3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:label="loc_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_E638FAF8739ABA65C72660148AC66AC3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_E638FAF8739ABA65C72660148AC66AC3" xlink:to="lab_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_E638FAF8739ABA65C72660148AC66AC3" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_976666F2875F713A065160148AC6277F_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_976666F2875F713A065160148AC6277F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee Benefit Plans</link:label>
    <link:label id="lab_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_976666F2875F713A065160148AC6277F_label_en-US" xlink:label="lab_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_976666F2875F713A065160148AC6277F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" xlink:label="loc_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_976666F2875F713A065160148AC6277F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_976666F2875F713A065160148AC6277F" xlink:to="lab_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_976666F2875F713A065160148AC6277F" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_A206EED9229EBAC3157B60148AC72BC5_verboseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_A206EED9229EBAC3157B60148AC72BC5" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Total AOCI</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_A206EED9229EBAC3157B60148AC72BC5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_A206EED9229EBAC3157B60148AC72BC5" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_A206EED9229EBAC3157B60148AC72BC5" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_E602F6A09B82D95D48D060148AC7F81D_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_E602F6A09B82D95D48D060148AC7F81D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss) [Line Items]</link:label>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_E602F6A09B82D95D48D060148AC7F81D_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_E602F6A09B82D95D48D060148AC7F81D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss) [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_E602F6A09B82D95D48D060148AC7F81D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_E602F6A09B82D95D48D060148AC7F81D" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_E602F6A09B82D95D48D060148AC7F81D" xlink:type="arc" />
    <link:label id="lab_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B_terseLabel_en-US" xlink:label="lab_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]</link:label>
    <link:label id="lab_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B_label_en-US" xlink:label="lab_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">AOCI Attributable to Parent, Net of Tax [Roll Forward]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AOCIAttributableToParentNetOfTaxRollForward" xlink:label="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:to="lab_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:type="arc" />
    <link:label id="lab_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_B27466ABB40C8D42925660148AC77E54_terseLabel_en-US" xlink:label="lab_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_B27466ABB40C8D42925660148AC77E54" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other comprehensive loss before reclassifications</link:label>
    <link:label id="lab_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_B27466ABB40C8D42925660148AC77E54_label_en-US" xlink:label="lab_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_B27466ABB40C8D42925660148AC77E54" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">OCI, before Reclassifications, Net of Tax, Attributable to Parent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent" xlink:label="loc_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_B27466ABB40C8D42925660148AC77E54" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_B27466ABB40C8D42925660148AC77E54" xlink:to="lab_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_B27466ABB40C8D42925660148AC77E54" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E10C7362B7D3EC258C9460148AC84488_negatedLabel_en-US" xlink:label="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E10C7362B7D3EC258C9460148AC84488" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Other-than-temporary impairment not recognized in earnings on debt securities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E10C7362B7D3EC258C9460148AC84488" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E10C7362B7D3EC258C9460148AC84488" xlink:to="lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E10C7362B7D3EC258C9460148AC84488" xlink:type="arc" />
    <link:label id="lab_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_0C6F0DED4C2417689D9560148AC8A0D9_negatedLabel_en-US" xlink:label="lab_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_0C6F0DED4C2417689D9560148AC8A0D9" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Amounts reclassified to the Consolidated Statements of Operations</link:label>
    <link:label id="lab_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_0C6F0DED4C2417689D9560148AC8A0D9_label_en-US" xlink:label="lab_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_0C6F0DED4C2417689D9560148AC8A0D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reclassification from AOCI, Current Period, Net of Tax, Attributable to Parent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent" xlink:label="loc_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_0C6F0DED4C2417689D9560148AC8A0D9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_0C6F0DED4C2417689D9560148AC8A0D9" xlink:to="lab_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_0C6F0DED4C2417689D9560148AC8A0D9" xlink:type="arc" />
    <link:label id="lab_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_03142C5AFB54CBEBDB5160148AC80253_verboseLabel_en-US" xlink:label="lab_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_03142C5AFB54CBEBDB5160148AC80253" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Reclassification of tax effects resulting from the 2017 Tax Legislation</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings" xlink:label="loc_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_03142C5AFB54CBEBDB5160148AC80253" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_03142C5AFB54CBEBDB5160148AC80253" xlink:to="lab_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_03142C5AFB54CBEBDB5160148AC80253" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_3817E88442818E73710FCE52543467EC_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_3817E88442818E73710FCE52543467EC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of other comprehensive income</link:label>
    <link:label id="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_3817E88442818E73710FCE52543467EC_label_en-US" xlink:label="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_3817E88442818E73710FCE52543467EC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_3817E88442818E73710FCE52543467EC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_3817E88442818E73710FCE52543467EC" xlink:to="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_3817E88442818E73710FCE52543467EC" xlink:type="arc" />
    <link:label id="lab_cfg_TDRBalanceIncludedinImpairedLoans_5149D6FEC1B9FADB50D0355F22E47FB9_terseLabel_en-US" xlink:label="lab_cfg_TDRBalanceIncludedinImpairedLoans_5149D6FEC1B9FADB50D0355F22E47FB9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">TDR balance included in impaired loans</link:label>
    <link:label id="lab_cfg_TDRBalanceIncludedinImpairedLoans_5149D6FEC1B9FADB50D0355F22E47FB9_label_en-US" xlink:label="lab_cfg_TDRBalanceIncludedinImpairedLoans_5149D6FEC1B9FADB50D0355F22E47FB9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">TDR Balance Included in Impaired Loans</link:label>
    <link:label id="lab_cfg_TDRBalanceIncludedinImpairedLoans_5149D6FEC1B9FADB50D0355F22E47FB9_documentation_en-US" xlink:label="lab_cfg_TDRBalanceIncludedinImpairedLoans_5149D6FEC1B9FADB50D0355F22E47FB9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">TDR balance included in impaired loans.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TDRBalanceIncludedinImpairedLoans" xlink:label="loc_cfg_TDRBalanceIncludedinImpairedLoans_5149D6FEC1B9FADB50D0355F22E47FB9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_TDRBalanceIncludedinImpairedLoans_5149D6FEC1B9FADB50D0355F22E47FB9" xlink:to="lab_cfg_TDRBalanceIncludedinImpairedLoans_5149D6FEC1B9FADB50D0355F22E47FB9" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_E8D296250D8BFDF570CC355F22E7864E_terseLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_E8D296250D8BFDF570CC355F22E7864E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unfunded commitments related to TDRs</link:label>
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_E8D296250D8BFDF570CC355F22E7864E_label_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_E8D296250D8BFDF570CC355F22E7864E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Troubled Debt Restructuring, Commitment to Lend</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend" xlink:label="loc_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_E8D296250D8BFDF570CC355F22E7864E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_E8D296250D8BFDF570CC355F22E7864E" xlink:to="lab_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_E8D296250D8BFDF570CC355F22E7864E" xlink:type="arc" />
    <link:label id="lab_us-gaap_EquityMethodInvestmentsDisclosureTextBlock_2B3F06D7E254266D2205A35945E65CDA_terseLabel_en-US" xlink:label="lab_us-gaap_EquityMethodInvestmentsDisclosureTextBlock_2B3F06D7E254266D2205A35945E65CDA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">VARIABLE INTEREST ENTITIES</link:label>
    <link:label id="lab_us-gaap_EquityMethodInvestmentsDisclosureTextBlock_2B3F06D7E254266D2205A35945E65CDA_label_en-US" xlink:label="lab_us-gaap_EquityMethodInvestmentsDisclosureTextBlock_2B3F06D7E254266D2205A35945E65CDA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Method Investments and Joint Ventures Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityMethodInvestmentsDisclosureTextBlock" xlink:label="loc_us-gaap_EquityMethodInvestmentsDisclosureTextBlock_2B3F06D7E254266D2205A35945E65CDA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityMethodInvestmentsDisclosureTextBlock_2B3F06D7E254266D2205A35945E65CDA" xlink:to="lab_us-gaap_EquityMethodInvestmentsDisclosureTextBlock_2B3F06D7E254266D2205A35945E65CDA" xlink:type="arc" />
    <link:label id="lab_us-gaap_DividendsAxis_211A081AF8834AE99FABCAAD215D837B_terseLabel_en-US" xlink:label="lab_us-gaap_DividendsAxis_211A081AF8834AE99FABCAAD215D837B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends [Axis]</link:label>
    <link:label id="lab_us-gaap_DividendsAxis_211A081AF8834AE99FABCAAD215D837B_label_en-US" xlink:label="lab_us-gaap_DividendsAxis_211A081AF8834AE99FABCAAD215D837B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsAxis" xlink:label="loc_us-gaap_DividendsAxis_211A081AF8834AE99FABCAAD215D837B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendsAxis_211A081AF8834AE99FABCAAD215D837B" xlink:to="lab_us-gaap_DividendsAxis_211A081AF8834AE99FABCAAD215D837B" xlink:type="arc" />
    <link:label id="lab_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63_terseLabel_en-US" xlink:label="lab_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends [Domain]</link:label>
    <link:label id="lab_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63_label_en-US" xlink:label="lab_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsDomain" xlink:label="loc_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63" xlink:to="lab_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63" xlink:type="arc" />
    <link:label id="lab_us-gaap_DividendDeclaredMember_4E1D64CDA1E6DFB0E29DCAAD215E4FFC_terseLabel_en-US" xlink:label="lab_us-gaap_DividendDeclaredMember_4E1D64CDA1E6DFB0E29DCAAD215E4FFC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends Declared</link:label>
    <link:label id="lab_us-gaap_DividendDeclaredMember_4E1D64CDA1E6DFB0E29DCAAD215E4FFC_label_en-US" xlink:label="lab_us-gaap_DividendDeclaredMember_4E1D64CDA1E6DFB0E29DCAAD215E4FFC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividend Declared [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendDeclaredMember" xlink:label="loc_us-gaap_DividendDeclaredMember_4E1D64CDA1E6DFB0E29DCAAD215E4FFC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendDeclaredMember_4E1D64CDA1E6DFB0E29DCAAD215E4FFC" xlink:to="lab_us-gaap_DividendDeclaredMember_4E1D64CDA1E6DFB0E29DCAAD215E4FFC" xlink:type="arc" />
    <link:label id="lab_us-gaap_DividendPaidMember_4EED56F51DF61410233BCAAD215E0C5D_terseLabel_en-US" xlink:label="lab_us-gaap_DividendPaidMember_4EED56F51DF61410233BCAAD215E0C5D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends Paid</link:label>
    <link:label id="lab_us-gaap_DividendPaidMember_4EED56F51DF61410233BCAAD215E0C5D_label_en-US" xlink:label="lab_us-gaap_DividendPaidMember_4EED56F51DF61410233BCAAD215E0C5D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividend Paid [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendPaidMember" xlink:label="loc_us-gaap_DividendPaidMember_4EED56F51DF61410233BCAAD215E0C5D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendPaidMember_4EED56F51DF61410233BCAAD215E0C5D" xlink:to="lab_us-gaap_DividendPaidMember_4EED56F51DF61410233BCAAD215E0C5D" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonStockDividendsPerShareDeclared_699B8435A530556208C0CAF6D10CC135_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockDividendsPerShareDeclared_699B8435A530556208C0CAF6D10CC135" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends declared per share of common stock (in usd per share)</link:label>
    <link:label id="lab_us-gaap_CommonStockDividendsPerShareDeclared_699B8435A530556208C0CAF6D10CC135_label_en-US" xlink:label="lab_us-gaap_CommonStockDividendsPerShareDeclared_699B8435A530556208C0CAF6D10CC135" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Dividends, Per Share, Declared</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="loc_us-gaap_CommonStockDividendsPerShareDeclared_699B8435A530556208C0CAF6D10CC135" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockDividendsPerShareDeclared_699B8435A530556208C0CAF6D10CC135" xlink:to="lab_us-gaap_CommonStockDividendsPerShareDeclared_699B8435A530556208C0CAF6D10CC135" xlink:type="arc" />
    <link:label id="lab_us-gaap_DividendsCommonStockCash_06CB9E888EA1F7A6FAC1CAAD215F48B0_terseLabel_en-US" xlink:label="lab_us-gaap_DividendsCommonStockCash_06CB9E888EA1F7A6FAC1CAAD215F48B0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock dividends declared and paid</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="loc_us-gaap_DividendsCommonStockCash_06CB9E888EA1F7A6FAC1CAAD215F48B0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendsCommonStockCash_06CB9E888EA1F7A6FAC1CAAD215F48B0" xlink:to="lab_us-gaap_DividendsCommonStockCash_06CB9E888EA1F7A6FAC1CAAD215F48B0" xlink:type="arc" />
    <link:label id="lab_us-gaap_PreferredStockDividendsPerShareDeclared_FCABBE806AEE2E438E8ECAF6D1D1AFD7_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockDividendsPerShareDeclared_FCABBE806AEE2E438E8ECAF6D1D1AFD7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends declared per share of preferred stock (in usd per share)</link:label>
    <link:label id="lab_us-gaap_PreferredStockDividendsPerShareDeclared_FCABBE806AEE2E438E8ECAF6D1D1AFD7_label_en-US" xlink:label="lab_us-gaap_PreferredStockDividendsPerShareDeclared_FCABBE806AEE2E438E8ECAF6D1D1AFD7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Dividends Per Share, Declared</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockDividendsPerShareDeclared" xlink:label="loc_us-gaap_PreferredStockDividendsPerShareDeclared_FCABBE806AEE2E438E8ECAF6D1D1AFD7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockDividendsPerShareDeclared_FCABBE806AEE2E438E8ECAF6D1D1AFD7" xlink:to="lab_us-gaap_PreferredStockDividendsPerShareDeclared_FCABBE806AEE2E438E8ECAF6D1D1AFD7" xlink:type="arc" />
    <link:label id="lab_us-gaap_DividendsPreferredStockCash_CCD28CEBC3F4B5364C62CAAD215FD4E0_terseLabel_en-US" xlink:label="lab_us-gaap_DividendsPreferredStockCash_CCD28CEBC3F4B5364C62CAAD215FD4E0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred stock dividends declared and paid</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="loc_us-gaap_DividendsPreferredStockCash_CCD28CEBC3F4B5364C62CAAD215FD4E0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendsPreferredStockCash_CCD28CEBC3F4B5364C62CAAD215FD4E0" xlink:to="lab_us-gaap_DividendsPreferredStockCash_CCD28CEBC3F4B5364C62CAAD215FD4E0" xlink:type="arc" />
    <link:label id="lab_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A_terseLabel_en-US" xlink:label="lab_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capitalized Software, Expected Future Amortization Expense [Abstract]</link:label>
    <link:label id="lab_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A_label_en-US" xlink:label="lab_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capitalized Software, Expected Future Amortization Expense [Abstract]</link:label>
    <link:label id="lab_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A_documentation_en-US" xlink:label="lab_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Capitalized Software, Expected Future Amortization Expense [Abstract]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract" xlink:label="loc_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A" xlink:to="lab_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A" xlink:type="arc" />
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne_604B594A7EFAF6BC84C2F8808E391A3D_terseLabel_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne_604B594A7EFAF6BC84C2F8808E391A3D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2020</link:label>
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne_604B594A7EFAF6BC84C2F8808E391A3D_label_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne_604B594A7EFAF6BC84C2F8808E391A3D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capitalized Computer Software, Amortization Expense, Year One</link:label>
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne_604B594A7EFAF6BC84C2F8808E391A3D_documentation_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne_604B594A7EFAF6BC84C2F8808E391A3D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of capitalized computer software amortization expense expected to be recognized during the succeeding fiscal year.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne_604B594A7EFAF6BC84C2F8808E391A3D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne_604B594A7EFAF6BC84C2F8808E391A3D" xlink:to="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne_604B594A7EFAF6BC84C2F8808E391A3D" xlink:type="arc" />
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo_761F7AFB89C468439A45F8808E39D1CD_terseLabel_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo_761F7AFB89C468439A45F8808E39D1CD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2021</link:label>
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo_761F7AFB89C468439A45F8808E39D1CD_label_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo_761F7AFB89C468439A45F8808E39D1CD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capitalized Computer Software, Amortization Expense, Year Two</link:label>
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo_761F7AFB89C468439A45F8808E39D1CD_documentation_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo_761F7AFB89C468439A45F8808E39D1CD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of capitalized computer software amortization expense expected to be recognized during year two of the succeeding fiscal years.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo_761F7AFB89C468439A45F8808E39D1CD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo_761F7AFB89C468439A45F8808E39D1CD" xlink:to="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo_761F7AFB89C468439A45F8808E39D1CD" xlink:type="arc" />
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree_2CA0D168C24A626A907FF8808E39E4AB_terseLabel_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree_2CA0D168C24A626A907FF8808E39E4AB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2022</link:label>
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree_2CA0D168C24A626A907FF8808E39E4AB_label_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree_2CA0D168C24A626A907FF8808E39E4AB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capitalized Computer Software, Amortization Expense, Year Three</link:label>
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree_2CA0D168C24A626A907FF8808E39E4AB_documentation_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree_2CA0D168C24A626A907FF8808E39E4AB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of capitalized computer software amortization expense expected to be recognized during year three of the succeeding fiscal years.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree_2CA0D168C24A626A907FF8808E39E4AB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree_2CA0D168C24A626A907FF8808E39E4AB" xlink:to="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree_2CA0D168C24A626A907FF8808E39E4AB" xlink:type="arc" />
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour_C994D7B3728BE4AAB0C8F8808E3AA378_terseLabel_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour_C994D7B3728BE4AAB0C8F8808E3AA378" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2023</link:label>
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour_C994D7B3728BE4AAB0C8F8808E3AA378_label_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour_C994D7B3728BE4AAB0C8F8808E3AA378" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capitalized Computer Software, Amortization Expense, Year Four</link:label>
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour_C994D7B3728BE4AAB0C8F8808E3AA378_documentation_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour_C994D7B3728BE4AAB0C8F8808E3AA378" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of capitalized computer software amortization expense expected to be recognized during year four of the succeeding fiscal years.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour_C994D7B3728BE4AAB0C8F8808E3AA378" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour_C994D7B3728BE4AAB0C8F8808E3AA378" xlink:to="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour_C994D7B3728BE4AAB0C8F8808E3AA378" xlink:type="arc" />
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive_7244BCA818569DA8BFB1F8808E3A2348_terseLabel_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive_7244BCA818569DA8BFB1F8808E3A2348" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2024</link:label>
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive_7244BCA818569DA8BFB1F8808E3A2348_label_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive_7244BCA818569DA8BFB1F8808E3A2348" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capitalized Computer Software, Amortization Expense, Year Five</link:label>
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive_7244BCA818569DA8BFB1F8808E3A2348_documentation_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive_7244BCA818569DA8BFB1F8808E3A2348" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of capitalized computer software amortization expense expected to be recognized during year five of the succeeding fiscal years.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive_7244BCA818569DA8BFB1F8808E3A2348" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive_7244BCA818569DA8BFB1F8808E3A2348" xlink:to="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive_7244BCA818569DA8BFB1F8808E3A2348" xlink:type="arc" />
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter_822E6D67EE0246BEBF0AF8808E3A7484_terseLabel_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter_822E6D67EE0246BEBF0AF8808E3A7484" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Thereafter</link:label>
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter_822E6D67EE0246BEBF0AF8808E3A7484_label_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter_822E6D67EE0246BEBF0AF8808E3A7484" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capitalized Computer Software, Amortization Expense, Thereafter</link:label>
    <link:label id="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter_822E6D67EE0246BEBF0AF8808E3A7484_documentation_en-US" xlink:label="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter_822E6D67EE0246BEBF0AF8808E3A7484" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of capitalized computer software amortization expense expected to be recognized after the fifth fiscal year following the latest fiscal year.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter_822E6D67EE0246BEBF0AF8808E3A7484" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter_822E6D67EE0246BEBF0AF8808E3A7484" xlink:to="lab_cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter_822E6D67EE0246BEBF0AF8808E3A7484" xlink:type="arc" />
    <link:label id="lab_cfg_CapitalizedSoftwareAmortizationExpenseTotal_EBE1DFD4A0C09E48B7F8F8808E3A6BAF_totalLabel_en-US" xlink:label="lab_cfg_CapitalizedSoftwareAmortizationExpenseTotal_EBE1DFD4A0C09E48B7F8F8808E3A6BAF" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total</link:label>
    <link:label id="lab_cfg_CapitalizedSoftwareAmortizationExpenseTotal_EBE1DFD4A0C09E48B7F8F8808E3A6BAF_label_en-US" xlink:label="lab_cfg_CapitalizedSoftwareAmortizationExpenseTotal_EBE1DFD4A0C09E48B7F8F8808E3A6BAF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capitalized Software, Amortization Expense, Total</link:label>
    <link:label id="lab_cfg_CapitalizedSoftwareAmortizationExpenseTotal_EBE1DFD4A0C09E48B7F8F8808E3A6BAF_documentation_en-US" xlink:label="lab_cfg_CapitalizedSoftwareAmortizationExpenseTotal_EBE1DFD4A0C09E48B7F8F8808E3A6BAF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of capitalized computer software amortization expense to be recognized.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedSoftwareAmortizationExpenseTotal" xlink:label="loc_cfg_CapitalizedSoftwareAmortizationExpenseTotal_EBE1DFD4A0C09E48B7F8F8808E3A6BAF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CapitalizedSoftwareAmortizationExpenseTotal_EBE1DFD4A0C09E48B7F8F8808E3A6BAF" xlink:to="lab_cfg_CapitalizedSoftwareAmortizationExpenseTotal_EBE1DFD4A0C09E48B7F8F8808E3A6BAF" xlink:type="arc" />
    <link:label id="lab_cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware_7B643965F39ADF15F604F8808E3AE678_terseLabel_en-US" xlink:label="lab_cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware_7B643965F39ADF15F604F8808E3AE678" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">In-process software</link:label>
    <link:label id="lab_cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware_7B643965F39ADF15F604F8808E3AE678_label_en-US" xlink:label="lab_cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware_7B643965F39ADF15F604F8808E3AE678" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capitalized Software Development Costs for Internal Use Software</link:label>
    <link:label id="lab_cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware_7B643965F39ADF15F604F8808E3AE678_documentation_en-US" xlink:label="lab_cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware_7B643965F39ADF15F604F8808E3AE678" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Capitalized Software Development Costs for Internal Use Software</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware" xlink:label="loc_cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware_7B643965F39ADF15F604F8808E3AE678" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware_7B643965F39ADF15F604F8808E3AE678" xlink:to="lab_cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware_7B643965F39ADF15F604F8808E3AE678" xlink:type="arc" />
    <link:label id="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_F186F65E2A9B4AAF2D63208426931AA1_terseLabel_en-US" xlink:label="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_F186F65E2A9B4AAF2D63208426931AA1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basis of Presentation</link:label>
    <link:label id="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_F186F65E2A9B4AAF2D63208426931AA1_label_en-US" xlink:label="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_F186F65E2A9B4AAF2D63208426931AA1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Basis of Accounting, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock" xlink:label="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_F186F65E2A9B4AAF2D63208426931AA1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_F186F65E2A9B4AAF2D63208426931AA1" xlink:to="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_F186F65E2A9B4AAF2D63208426931AA1" xlink:type="arc" />
    <link:label id="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_16E2069CA0361FA8C56820842694D6B5_terseLabel_en-US" xlink:label="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_16E2069CA0361FA8C56820842694D6B5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accounting and Reporting Developments</link:label>
    <link:label id="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_16E2069CA0361FA8C56820842694D6B5_label_en-US" xlink:label="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_16E2069CA0361FA8C56820842694D6B5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">New Accounting Pronouncements, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_16E2069CA0361FA8C56820842694D6B5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_16E2069CA0361FA8C56820842694D6B5" xlink:to="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_16E2069CA0361FA8C56820842694D6B5" xlink:type="arc" />
    <link:label id="lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock_B769C815D8B7C4B41939208426947881_terseLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock_B769C815D8B7C4B41939208426947881" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents</link:label>
    <link:label id="lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock_B769C815D8B7C4B41939208426947881_label_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock_B769C815D8B7C4B41939208426947881" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:label="loc_us-gaap_CashAndCashEquivalentsPolicyTextBlock_B769C815D8B7C4B41939208426947881" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsPolicyTextBlock_B769C815D8B7C4B41939208426947881" xlink:to="lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock_B769C815D8B7C4B41939208426947881" xlink:type="arc" />
    <link:label id="lab_us-gaap_MarketableSecuritiesPolicy_17ADF6801E13139F240B20842694B66B_terseLabel_en-US" xlink:label="lab_us-gaap_MarketableSecuritiesPolicy_17ADF6801E13139F240B20842694B66B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securities</link:label>
    <link:label id="lab_us-gaap_MarketableSecuritiesPolicy_17ADF6801E13139F240B20842694B66B_label_en-US" xlink:label="lab_us-gaap_MarketableSecuritiesPolicy_17ADF6801E13139F240B20842694B66B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Marketable Securities, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MarketableSecuritiesPolicy" xlink:label="loc_us-gaap_MarketableSecuritiesPolicy_17ADF6801E13139F240B20842694B66B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MarketableSecuritiesPolicy_17ADF6801E13139F240B20842694B66B" xlink:to="lab_us-gaap_MarketableSecuritiesPolicy_17ADF6801E13139F240B20842694B66B" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableLeaseFinancingPolicy_B423F67059367D25AE0D20842694DB40_terseLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableLeaseFinancingPolicy_B423F67059367D25AE0D20842694DB40" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and Leases</link:label>
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableLeaseFinancingPolicy_B423F67059367D25AE0D20842694DB40_label_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableLeaseFinancingPolicy_B423F67059367D25AE0D20842694DB40" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and Leases Receivable, Lease Financing, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableLeaseFinancingPolicy" xlink:label="loc_us-gaap_LoansAndLeasesReceivableLeaseFinancingPolicy_B423F67059367D25AE0D20842694DB40" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableLeaseFinancingPolicy_B423F67059367D25AE0D20842694DB40" xlink:to="lab_us-gaap_LoansAndLeasesReceivableLeaseFinancingPolicy_B423F67059367D25AE0D20842694DB40" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_F9A4DB8D6C100C9B4E5520842694358D_terseLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_F9A4DB8D6C100C9B4E5520842694358D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for Credit Losses</link:label>
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_F9A4DB8D6C100C9B4E5520842694358D_label_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_F9A4DB8D6C100C9B4E5520842694358D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_F9A4DB8D6C100C9B4E5520842694358D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_F9A4DB8D6C100C9B4E5520842694358D" xlink:to="lab_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_F9A4DB8D6C100C9B4E5520842694358D" xlink:type="arc" />
    <link:label id="lab_cfg_LoanChargeOffsPolicyPolicyTextBlock_305E7620F66C0F2F5E44208426945C5D_terseLabel_en-US" xlink:label="lab_cfg_LoanChargeOffsPolicyPolicyTextBlock_305E7620F66C0F2F5E44208426945C5D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan Charge-Offs</link:label>
    <link:label id="lab_cfg_LoanChargeOffsPolicyPolicyTextBlock_305E7620F66C0F2F5E44208426945C5D_label_en-US" xlink:label="lab_cfg_LoanChargeOffsPolicyPolicyTextBlock_305E7620F66C0F2F5E44208426945C5D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Charge-Offs Policy [Policy Text Block]</link:label>
    <link:label id="lab_cfg_LoanChargeOffsPolicyPolicyTextBlock_305E7620F66C0F2F5E44208426945C5D_documentation_en-US" xlink:label="lab_cfg_LoanChargeOffsPolicyPolicyTextBlock_305E7620F66C0F2F5E44208426945C5D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of accounting policy for valuing, recording, and reporting of charge-offs of loans receivable.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoanChargeOffsPolicyPolicyTextBlock" xlink:label="loc_cfg_LoanChargeOffsPolicyPolicyTextBlock_305E7620F66C0F2F5E44208426945C5D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_LoanChargeOffsPolicyPolicyTextBlock_305E7620F66C0F2F5E44208426945C5D" xlink:to="lab_cfg_LoanChargeOffsPolicyPolicyTextBlock_305E7620F66C0F2F5E44208426945C5D" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy_9EE3602337AE2FBFEAC52084269544B7_terseLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy_9EE3602337AE2FBFEAC52084269544B7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Nonperforming Loans and Leases</link:label>
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy_9EE3602337AE2FBFEAC52084269544B7_label_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy_9EE3602337AE2FBFEAC52084269544B7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and Leases Receivable, Nonperforming Loan and Lease, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy_9EE3602337AE2FBFEAC52084269544B7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy_9EE3602337AE2FBFEAC52084269544B7" xlink:to="lab_us-gaap_LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy_9EE3602337AE2FBFEAC52084269544B7" xlink:type="arc" />
    <link:label id="lab_us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock_A62917E5FEC907E0B10E208426952CB0_terseLabel_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock_A62917E5FEC907E0B10E208426952CB0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Impaired Loans</link:label>
    <link:label id="lab_us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock_A62917E5FEC907E0B10E208426952CB0_label_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock_A62917E5FEC907E0B10E208426952CB0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impaired Financing Receivable, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock" xlink:label="loc_us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock_A62917E5FEC907E0B10E208426952CB0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock_A62917E5FEC907E0B10E208426952CB0" xlink:to="lab_us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock_A62917E5FEC907E0B10E208426952CB0" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy_334AA46B603A6AC45ABF208426956A84_terseLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy_334AA46B603A6AC45ABF208426956A84" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Troubled Debt Restructuring</link:label>
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy_334AA46B603A6AC45ABF208426956A84_label_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy_334AA46B603A6AC45ABF208426956A84" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Troubled Debt Restructuring [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy" xlink:label="loc_us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy_334AA46B603A6AC45ABF208426956A84" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy_334AA46B603A6AC45ABF208426956A84" xlink:to="lab_us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy_334AA46B603A6AC45ABF208426956A84" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_A361ADE4AD170B67F08120842695A7B2_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_A361ADE4AD170B67F08120842695A7B2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premises and Equipment</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_A361ADE4AD170B67F08120842695A7B2_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_A361ADE4AD170B67F08120842695A7B2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_A361ADE4AD170B67F08120842695A7B2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_A361ADE4AD170B67F08120842695A7B2" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_A361ADE4AD170B67F08120842695A7B2" xlink:type="arc" />
    <link:label id="lab_us-gaap_InternalUseSoftwarePolicy_5ED983639BCBD3A230B0208426952833_terseLabel_en-US" xlink:label="lab_us-gaap_InternalUseSoftwarePolicy_5ED983639BCBD3A230B0208426952833" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Software</link:label>
    <link:label id="lab_us-gaap_InternalUseSoftwarePolicy_5ED983639BCBD3A230B0208426952833_label_en-US" xlink:label="lab_us-gaap_InternalUseSoftwarePolicy_5ED983639BCBD3A230B0208426952833" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Internal Use Software, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InternalUseSoftwarePolicy" xlink:label="loc_us-gaap_InternalUseSoftwarePolicy_5ED983639BCBD3A230B0208426952833" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InternalUseSoftwarePolicy_5ED983639BCBD3A230B0208426952833" xlink:to="lab_us-gaap_InternalUseSoftwarePolicy_5ED983639BCBD3A230B0208426952833" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy_B5FA5CC12ADFBD45BDDF20842695C1C8_terseLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy_B5FA5CC12ADFBD45BDDF20842695C1C8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage Banking</link:label>
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy_B5FA5CC12ADFBD45BDDF20842695C1C8_label_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy_B5FA5CC12ADFBD45BDDF20842695C1C8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Banking Activity [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy" xlink:label="loc_us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy_B5FA5CC12ADFBD45BDDF20842695C1C8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy_B5FA5CC12ADFBD45BDDF20842695C1C8" xlink:to="lab_us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy_B5FA5CC12ADFBD45BDDF20842695C1C8" xlink:type="arc" />
    <link:label id="lab_us-gaap_LesseeLeasesPolicyTextBlock_9F9456F0460E259BAC562084A0AD7309_terseLabel_en-US" xlink:label="lab_us-gaap_LesseeLeasesPolicyTextBlock_9F9456F0460E259BAC562084A0AD7309" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Leases</link:label>
    <link:label id="lab_us-gaap_LesseeLeasesPolicyTextBlock_9F9456F0460E259BAC562084A0AD7309_label_en-US" xlink:label="lab_us-gaap_LesseeLeasesPolicyTextBlock_9F9456F0460E259BAC562084A0AD7309" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lessee, Leases [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeLeasesPolicyTextBlock" xlink:label="loc_us-gaap_LesseeLeasesPolicyTextBlock_9F9456F0460E259BAC562084A0AD7309" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LesseeLeasesPolicyTextBlock_9F9456F0460E259BAC562084A0AD7309" xlink:to="lab_us-gaap_LesseeLeasesPolicyTextBlock_9F9456F0460E259BAC562084A0AD7309" xlink:type="arc" />
    <link:label id="lab_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_E8857DA344984DAA1F97208426969B41_terseLabel_en-US" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_E8857DA344984DAA1F97208426969B41" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill</link:label>
    <link:label id="lab_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_E8857DA344984DAA1F97208426969B41_label_en-US" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_E8857DA344984DAA1F97208426969B41" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_E8857DA344984DAA1F97208426969B41" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_E8857DA344984DAA1F97208426969B41" xlink:to="lab_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_E8857DA344984DAA1F97208426969B41" xlink:type="arc" />
    <link:label id="lab_us-gaap_ConsolidationVariableInterestEntityPolicy_F0AA8B3ED6626CF0ED7720842696380D_terseLabel_en-US" xlink:label="lab_us-gaap_ConsolidationVariableInterestEntityPolicy_F0AA8B3ED6626CF0ED7720842696380D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Variable Interest Entities</link:label>
    <link:label id="lab_us-gaap_ConsolidationVariableInterestEntityPolicy_F0AA8B3ED6626CF0ED7720842696380D_label_en-US" xlink:label="lab_us-gaap_ConsolidationVariableInterestEntityPolicy_F0AA8B3ED6626CF0ED7720842696380D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consolidation, Variable Interest Entity, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsolidationVariableInterestEntityPolicy" xlink:label="loc_us-gaap_ConsolidationVariableInterestEntityPolicy_F0AA8B3ED6626CF0ED7720842696380D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ConsolidationVariableInterestEntityPolicy_F0AA8B3ED6626CF0ED7720842696380D" xlink:to="lab_us-gaap_ConsolidationVariableInterestEntityPolicy_F0AA8B3ED6626CF0ED7720842696380D" xlink:type="arc" />
    <link:label id="lab_cfg_InterestbearingDepositsPolicyPolicyTextBlock_657A5D306352F71775F9208426960777_terseLabel_en-US" xlink:label="lab_cfg_InterestbearingDepositsPolicyPolicyTextBlock_657A5D306352F71775F9208426960777" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest-Bearing Deposits in Banks</link:label>
    <link:label id="lab_cfg_InterestbearingDepositsPolicyPolicyTextBlock_657A5D306352F71775F9208426960777_label_en-US" xlink:label="lab_cfg_InterestbearingDepositsPolicyPolicyTextBlock_657A5D306352F71775F9208426960777" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest-bearing Deposits, Policy [Policy Text Block]</link:label>
    <link:label id="lab_cfg_InterestbearingDepositsPolicyPolicyTextBlock_657A5D306352F71775F9208426960777_documentation_en-US" xlink:label="lab_cfg_InterestbearingDepositsPolicyPolicyTextBlock_657A5D306352F71775F9208426960777" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of accounting policy for interest-bearing deposits.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestbearingDepositsPolicyPolicyTextBlock" xlink:label="loc_cfg_InterestbearingDepositsPolicyPolicyTextBlock_657A5D306352F71775F9208426960777" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_InterestbearingDepositsPolicyPolicyTextBlock_657A5D306352F71775F9208426960777" xlink:to="lab_cfg_InterestbearingDepositsPolicyPolicyTextBlock_657A5D306352F71775F9208426960777" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativesPolicyTextBlock_91A64F88E97DFADA04B020842696558F_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativesPolicyTextBlock_91A64F88E97DFADA04B020842696558F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivatives</link:label>
    <link:label id="lab_us-gaap_DerivativesPolicyTextBlock_91A64F88E97DFADA04B020842696558F_label_en-US" xlink:label="lab_us-gaap_DerivativesPolicyTextBlock_91A64F88E97DFADA04B020842696558F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivatives, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativesPolicyTextBlock" xlink:label="loc_us-gaap_DerivativesPolicyTextBlock_91A64F88E97DFADA04B020842696558F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativesPolicyTextBlock_91A64F88E97DFADA04B020842696558F" xlink:to="lab_us-gaap_DerivativesPolicyTextBlock_91A64F88E97DFADA04B020842696558F" xlink:type="arc" />
    <link:label id="lab_us-gaap_PostemploymentBenefitPlansPolicy_3689C1B679A97B50B36F20842696BD6A_terseLabel_en-US" xlink:label="lab_us-gaap_PostemploymentBenefitPlansPolicy_3689C1B679A97B50B36F20842696BD6A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee Benefits</link:label>
    <link:label id="lab_us-gaap_PostemploymentBenefitPlansPolicy_3689C1B679A97B50B36F20842696BD6A_label_en-US" xlink:label="lab_us-gaap_PostemploymentBenefitPlansPolicy_3689C1B679A97B50B36F20842696BD6A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Postemployment Benefit Plans, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PostemploymentBenefitPlansPolicy" xlink:label="loc_us-gaap_PostemploymentBenefitPlansPolicy_3689C1B679A97B50B36F20842696BD6A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PostemploymentBenefitPlansPolicy_3689C1B679A97B50B36F20842696BD6A" xlink:to="lab_us-gaap_PostemploymentBenefitPlansPolicy_3689C1B679A97B50B36F20842696BD6A" xlink:type="arc" />
    <link:label id="lab_cfg_TreasuryStockPolicyPolicyTextBlock_7CDF85F5530054CB6A4820842696AD16_terseLabel_en-US" xlink:label="lab_cfg_TreasuryStockPolicyPolicyTextBlock_7CDF85F5530054CB6A4820842696AD16" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Treasury Stock</link:label>
    <link:label id="lab_cfg_TreasuryStockPolicyPolicyTextBlock_7CDF85F5530054CB6A4820842696AD16_label_en-US" xlink:label="lab_cfg_TreasuryStockPolicyPolicyTextBlock_7CDF85F5530054CB6A4820842696AD16" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Treasury Stock, Policy [Policy Text Block]</link:label>
    <link:label id="lab_cfg_TreasuryStockPolicyPolicyTextBlock_7CDF85F5530054CB6A4820842696AD16_documentation_en-US" xlink:label="lab_cfg_TreasuryStockPolicyPolicyTextBlock_7CDF85F5530054CB6A4820842696AD16" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of accounting policy for treasury stock.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TreasuryStockPolicyPolicyTextBlock" xlink:label="loc_cfg_TreasuryStockPolicyPolicyTextBlock_7CDF85F5530054CB6A4820842696AD16" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_TreasuryStockPolicyPolicyTextBlock_7CDF85F5530054CB6A4820842696AD16" xlink:to="lab_cfg_TreasuryStockPolicyPolicyTextBlock_7CDF85F5530054CB6A4820842696AD16" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_90752CCFC86A6765082B2084269693CF_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_90752CCFC86A6765082B2084269693CF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-Based Compensation</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_90752CCFC86A6765082B2084269693CF_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_90752CCFC86A6765082B2084269693CF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Payment Arrangement [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:label="loc_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_90752CCFC86A6765082B2084269693CF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_90752CCFC86A6765082B2084269693CF" xlink:to="lab_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_90752CCFC86A6765082B2084269693CF" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_824FEEBF68C5FB19345B208426973B6E_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_824FEEBF68C5FB19345B208426973B6E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_824FEEBF68C5FB19345B208426973B6E_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_824FEEBF68C5FB19345B208426973B6E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Measurement, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:label="loc_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_824FEEBF68C5FB19345B208426973B6E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_824FEEBF68C5FB19345B208426973B6E" xlink:to="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_824FEEBF68C5FB19345B208426973B6E" xlink:type="arc" />
    <link:label id="lab_us-gaap_RevenueFromContractWithCustomerPolicyTextBlock_9D9BDA5338FFEE2067F82084269706B4_terseLabel_en-US" xlink:label="lab_us-gaap_RevenueFromContractWithCustomerPolicyTextBlock_9D9BDA5338FFEE2067F82084269706B4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revenue from Contract with Customer</link:label>
    <link:label id="lab_us-gaap_RevenueFromContractWithCustomerPolicyTextBlock_9D9BDA5338FFEE2067F82084269706B4_label_en-US" xlink:label="lab_us-gaap_RevenueFromContractWithCustomerPolicyTextBlock_9D9BDA5338FFEE2067F82084269706B4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revenue from Contract with Customer [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RevenueFromContractWithCustomerPolicyTextBlock" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerPolicyTextBlock_9D9BDA5338FFEE2067F82084269706B4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RevenueFromContractWithCustomerPolicyTextBlock_9D9BDA5338FFEE2067F82084269706B4" xlink:to="lab_us-gaap_RevenueFromContractWithCustomerPolicyTextBlock_9D9BDA5338FFEE2067F82084269706B4" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxPolicyTextBlock_F7C2E01F59A42CA4AFE520842697BC3B_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxPolicyTextBlock_F7C2E01F59A42CA4AFE520842697BC3B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Taxes</link:label>
    <link:label id="lab_us-gaap_IncomeTaxPolicyTextBlock_F7C2E01F59A42CA4AFE520842697BC3B_label_en-US" xlink:label="lab_us-gaap_IncomeTaxPolicyTextBlock_F7C2E01F59A42CA4AFE520842697BC3B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:label="loc_us-gaap_IncomeTaxPolicyTextBlock_F7C2E01F59A42CA4AFE520842697BC3B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxPolicyTextBlock_F7C2E01F59A42CA4AFE520842697BC3B" xlink:to="lab_us-gaap_IncomeTaxPolicyTextBlock_F7C2E01F59A42CA4AFE520842697BC3B" xlink:type="arc" />
    <link:label id="lab_us-gaap_EarningsPerSharePolicyTextBlock_EA4947A4CD228988A26C208426970A8C_terseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerSharePolicyTextBlock_EA4947A4CD228988A26C208426970A8C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Earnings Per Share</link:label>
    <link:label id="lab_us-gaap_EarningsPerSharePolicyTextBlock_EA4947A4CD228988A26C208426970A8C_label_en-US" xlink:label="lab_us-gaap_EarningsPerSharePolicyTextBlock_EA4947A4CD228988A26C208426970A8C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings Per Share, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="loc_us-gaap_EarningsPerSharePolicyTextBlock_EA4947A4CD228988A26C208426970A8C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerSharePolicyTextBlock_EA4947A4CD228988A26C208426970A8C" xlink:to="lab_us-gaap_EarningsPerSharePolicyTextBlock_EA4947A4CD228988A26C208426970A8C" xlink:type="arc" />
    <link:label id="lab_us-gaap_LesseeOperatingLeasesTextBlock_F5F73F5BEEB905483581CDF390FB2E89_terseLabel_en-US" xlink:label="lab_us-gaap_LesseeOperatingLeasesTextBlock_F5F73F5BEEB905483581CDF390FB2E89" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Leases</link:label>
    <link:label id="lab_us-gaap_LesseeOperatingLeasesTextBlock_F5F73F5BEEB905483581CDF390FB2E89_label_en-US" xlink:label="lab_us-gaap_LesseeOperatingLeasesTextBlock_F5F73F5BEEB905483581CDF390FB2E89" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lessee, Operating Leases [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeasesTextBlock" xlink:label="loc_us-gaap_LesseeOperatingLeasesTextBlock_F5F73F5BEEB905483581CDF390FB2E89" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LesseeOperatingLeasesTextBlock_F5F73F5BEEB905483581CDF390FB2E89" xlink:to="lab_us-gaap_LesseeOperatingLeasesTextBlock_F5F73F5BEEB905483581CDF390FB2E89" xlink:type="arc" />
    <link:label id="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_7EC7BAFBF38658D20BB3A3594325C1BE_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_7EC7BAFBF38658D20BB3A3594325C1BE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">DERIVATIVES</link:label>
    <link:label id="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_7EC7BAFBF38658D20BB3A3594325C1BE_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_7EC7BAFBF38658D20BB3A3594325C1BE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_7EC7BAFBF38658D20BB3A3594325C1BE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_7EC7BAFBF38658D20BB3A3594325C1BE" xlink:to="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_7EC7BAFBF38658D20BB3A3594325C1BE" xlink:type="arc" />
    <link:label id="lab_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_0B66FA3C1059DB18C848A35944378486_terseLabel_en-US" xlink:label="lab_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_0B66FA3C1059DB18C848A35944378486" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Statements of Operations</link:label>
    <link:label id="lab_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_0B66FA3C1059DB18C848A35944378486_label_en-US" xlink:label="lab_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_0B66FA3C1059DB18C848A35944378486" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Income Statement [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:label="loc_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_0B66FA3C1059DB18C848A35944378486" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_0B66FA3C1059DB18C848A35944378486" xlink:to="lab_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_0B66FA3C1059DB18C848A35944378486" xlink:type="arc" />
    <link:label id="lab_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_C73A395E8DEEEEE64CAEA3594437B53E_terseLabel_en-US" xlink:label="lab_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_C73A395E8DEEEEE64CAEA3594437B53E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Balance Sheets</link:label>
    <link:label id="lab_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_C73A395E8DEEEEE64CAEA3594437B53E_label_en-US" xlink:label="lab_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_C73A395E8DEEEEE64CAEA3594437B53E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Balance Sheet [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:label="loc_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_C73A395E8DEEEEE64CAEA3594437B53E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_C73A395E8DEEEEE64CAEA3594437B53E" xlink:to="lab_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_C73A395E8DEEEEE64CAEA3594437B53E" xlink:type="arc" />
    <link:label id="lab_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_D98C3D04843F57ADE9F1A35944376EC9_terseLabel_en-US" xlink:label="lab_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_D98C3D04843F57ADE9F1A35944376EC9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Cash Flow Statements</link:label>
    <link:label id="lab_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_D98C3D04843F57ADE9F1A35944376EC9_label_en-US" xlink:label="lab_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_D98C3D04843F57ADE9F1A35944376EC9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Cash Flow Statement [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:label="loc_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_D98C3D04843F57ADE9F1A35944376EC9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_D98C3D04843F57ADE9F1A35944376EC9" xlink:to="lab_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_D98C3D04843F57ADE9F1A35944376EC9" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_80B394273513FEA55918F24777EA769A_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_80B394273513FEA55918F24777EA769A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net periodic pension income</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_80B394273513FEA55918F24777EA769A_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_80B394273513FEA55918F24777EA769A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, before Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_80B394273513FEA55918F24777EA769A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_80B394273513FEA55918F24777EA769A" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_80B394273513FEA55918F24777EA769A" xlink:type="arc" />
    <link:label id="lab_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax_0152E03B0248B6615A56F24777EADC86_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax_0152E03B0248B6615A56F24777EADC86" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net actuarial (gain) loss</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax_0152E03B0248B6615A56F24777EADC86_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax_0152E03B0248B6615A56F24777EADC86" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss), after Reclassification Adjustment, before Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax" xlink:label="loc_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax_0152E03B0248B6615A56F24777EADC86" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax_0152E03B0248B6615A56F24777EADC86" xlink:to="lab_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax_0152E03B0248B6615A56F24777EADC86" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax_0EB94B6DD80300EC71A7F24777EAB419_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax_0EB94B6DD80300EC71A7F24777EAB419" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortization of prior service credit</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax_0EB94B6DD80300EC71A7F24777EAB419_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax_0EB94B6DD80300EC71A7F24777EAB419" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), Reclassification Adjustment from AOCI, before Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax_0EB94B6DD80300EC71A7F24777EAB419" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax_0EB94B6DD80300EC71A7F24777EAB419" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax_0EB94B6DD80300EC71A7F24777EAB419" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax_1F96F689F5DC3E926F9BF24777EA6259_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax_1F96F689F5DC3E926F9BF24777EA6259" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Amortization of net actuarial loss</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax_1F96F689F5DC3E926F9BF24777EA6259_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax_1F96F689F5DC3E926F9BF24777EA6259" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss), Reclassification Adjustment from AOCI, before Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax_1F96F689F5DC3E926F9BF24777EA6259" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax_1F96F689F5DC3E926F9BF24777EA6259" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax_1F96F689F5DC3E926F9BF24777EA6259" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_25EB27D9F7E50A7E9856F24777EB9D71_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_25EB27D9F7E50A7E9856F24777EB9D71" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Total (loss) gain recognized in other comprehensive loss</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_25EB27D9F7E50A7E9856F24777EB9D71_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_25EB27D9F7E50A7E9856F24777EB9D71" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive (Income) Loss, Defined Benefit Plan, after Reclassification Adjustment, before Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_25EB27D9F7E50A7E9856F24777EB9D71" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_25EB27D9F7E50A7E9856F24777EB9D71" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_25EB27D9F7E50A7E9856F24777EB9D71" xlink:type="arc" />
    <link:label id="lab_cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome_BBF5E55626AD1C228DACF24777EB6007_negatedTotalLabel_en-US" xlink:label="lab_cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome_BBF5E55626AD1C228DACF24777EB6007" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Total (loss) gain recognized in net periodic pension (income) cost and other comprehensive loss</link:label>
    <link:label id="lab_cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome_BBF5E55626AD1C228DACF24777EB6007_label_en-US" xlink:label="lab_cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome_BBF5E55626AD1C228DACF24777EB6007" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Periodic Benefit Cost and Other Comprehensive Income</link:label>
    <link:label id="lab_cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome_BBF5E55626AD1C228DACF24777EB6007_documentation_en-US" xlink:label="lab_cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome_BBF5E55626AD1C228DACF24777EB6007" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount before tax, after reclassification adjustments, of (increase) decrease in net periodic benefit cost and other comprehensive (income) loss related to pension and other postretirement defined benefit plans.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome" xlink:label="loc_cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome_BBF5E55626AD1C228DACF24777EB6007" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome_BBF5E55626AD1C228DACF24777EB6007" xlink:to="lab_cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome_BBF5E55626AD1C228DACF24777EB6007" xlink:type="arc" />
    <link:label id="lab_srt_CondensedCashFlowStatementTable_79DCE576793B8E5E571B44EA6F6F40C7_terseLabel_en-US" xlink:label="lab_srt_CondensedCashFlowStatementTable_79DCE576793B8E5E571B44EA6F6F40C7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Cash Flow Statement [Table]</link:label>
    <link:label id="lab_srt_CondensedCashFlowStatementTable_79DCE576793B8E5E571B44EA6F6F40C7_label_en-US" xlink:label="lab_srt_CondensedCashFlowStatementTable_79DCE576793B8E5E571B44EA6F6F40C7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Cash Flow Statement [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedCashFlowStatementTable" xlink:label="loc_srt_CondensedCashFlowStatementTable_79DCE576793B8E5E571B44EA6F6F40C7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CondensedCashFlowStatementTable_79DCE576793B8E5E571B44EA6F6F40C7" xlink:to="lab_srt_CondensedCashFlowStatementTable_79DCE576793B8E5E571B44EA6F6F40C7" xlink:type="arc" />
    <link:label id="lab_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020_terseLabel_en-US" xlink:label="lab_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Cash Flow Statements, Captions [Line Items]</link:label>
    <link:label id="lab_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020_label_en-US" xlink:label="lab_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Cash Flow Statements, Captions [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedCashFlowStatementsCaptionsLineItems" xlink:label="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:to="lab_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:type="arc" />
    <link:label id="lab_us-gaap_GainLossOnDispositionOfAssets1_ADC08DDEB16344B6CCA844EA6F731542_negatedLabel_en-US" xlink:label="lab_us-gaap_GainLossOnDispositionOfAssets1_ADC08DDEB16344B6CCA844EA6F731542" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Gain on sales of assets</link:label>
    <link:label id="lab_us-gaap_GainLossOnDispositionOfAssets1_ADC08DDEB16344B6CCA844EA6F731542_label_en-US" xlink:label="lab_us-gaap_GainLossOnDispositionOfAssets1_ADC08DDEB16344B6CCA844EA6F731542" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (Loss) on Disposition of Assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnDispositionOfAssets1" xlink:label="loc_us-gaap_GainLossOnDispositionOfAssets1_ADC08DDEB16344B6CCA844EA6F731542" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainLossOnDispositionOfAssets1_ADC08DDEB16344B6CCA844EA6F731542" xlink:to="lab_us-gaap_GainLossOnDispositionOfAssets1_ADC08DDEB16344B6CCA844EA6F731542" xlink:type="arc" />
    <link:label id="lab_cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries_A7BE7B94D981EB5DAC6744EA6F76CD35_negatedTerseLabel_en-US" xlink:label="lab_cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries_A7BE7B94D981EB5DAC6744EA6F76CD35" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Equity in undistributed earnings of subsidiaries</link:label>
    <link:label id="lab_cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries_A7BE7B94D981EB5DAC6744EA6F76CD35_label_en-US" xlink:label="lab_cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries_A7BE7B94D981EB5DAC6744EA6F76CD35" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income (Loss) From Equity In Undistributed Earnings Of Subsidiaries</link:label>
    <link:label id="lab_cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries_A7BE7B94D981EB5DAC6744EA6F76CD35_documentation_en-US" xlink:label="lab_cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries_A7BE7B94D981EB5DAC6744EA6F76CD35" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income (Loss) From Equity In Undistributed Earnings Of Subsidiaries</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries" xlink:label="loc_cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries_A7BE7B94D981EB5DAC6744EA6F76CD35" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries_A7BE7B94D981EB5DAC6744EA6F76CD35" xlink:to="lab_cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries_A7BE7B94D981EB5DAC6744EA6F76CD35" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_058A1F86B7BD313BD11B44EA6F7654CC_netLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_058A1F86B7BD313BD11B44EA6F7654CC" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Increase in other liabilities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_058A1F86B7BD313BD11B44EA6F7654CC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_058A1F86B7BD313BD11B44EA6F7654CC" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_058A1F86B7BD313BD11B44EA6F7654CC" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_633EE56DD94F5B8FC76244EA6F76931F_negatedNetLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_633EE56DD94F5B8FC76244EA6F76931F" xlink:role="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="resource" xml:lang="en-US">Decrease (increase) in other assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_633EE56DD94F5B8FC76244EA6F76931F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_633EE56DD94F5B8FC76244EA6F76931F" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_633EE56DD94F5B8FC76244EA6F76931F" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_88B22F54A4ACE972A8AC44EA6F7758FC_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_88B22F54A4ACE972A8AC44EA6F7758FC" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Other operating, net</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_88B22F54A4ACE972A8AC44EA6F7758FC_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_88B22F54A4ACE972A8AC44EA6F7758FC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Other Operating Assets and Liabilities, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_88B22F54A4ACE972A8AC44EA6F7758FC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_88B22F54A4ACE972A8AC44EA6F7758FC" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_88B22F54A4ACE972A8AC44EA6F7758FC" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_40B3146EB7A22E7D22FE44EA6F786C04_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_40B3146EB7A22E7D22FE44EA6F786C04" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Investments in and advances to subsidiaries</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_40B3146EB7A22E7D22FE44EA6F786C04_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_40B3146EB7A22E7D22FE44EA6F786C04" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Interest in Subsidiaries and Affiliates</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xlink:label="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_40B3146EB7A22E7D22FE44EA6F786C04" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_40B3146EB7A22E7D22FE44EA6F786C04" xlink:to="lab_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_40B3146EB7A22E7D22FE44EA6F786C04" xlink:type="arc" />
    <link:label id="lab_cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet_60F65D1123ECC137C35744EA6F782C0E_terseLabel_en-US" xlink:label="lab_cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet_60F65D1123ECC137C35744EA6F782C0E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Repayment of investments in and advances to subsidiaries</link:label>
    <link:label id="lab_cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet_60F65D1123ECC137C35744EA6F782C0E_label_en-US" xlink:label="lab_cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet_60F65D1123ECC137C35744EA6F782C0E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Sale or Repayment of Investments in and Advances to Subsidiaries and Affiliates, net</link:label>
    <link:label id="lab_cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet_60F65D1123ECC137C35744EA6F782C0E_documentation_en-US" xlink:label="lab_cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet_60F65D1123ECC137C35744EA6F782C0E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Proceeds from Sale or Repayment of Investments in and Advances to Subsidiaries and Affiliates, net</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet" xlink:label="loc_cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet_60F65D1123ECC137C35744EA6F782C0E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet_60F65D1123ECC137C35744EA6F782C0E" xlink:to="lab_cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet_60F65D1123ECC137C35744EA6F782C0E" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_905A8870DF6193F3779244EA6F78968C_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_905A8870DF6193F3779244EA6F78968C" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Other investing, net</link:label>
    <link:label id="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_905A8870DF6193F3779244EA6F78968C_label_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_905A8870DF6193F3779244EA6F78968C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments for (Proceeds from) Other Investing Activities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_905A8870DF6193F3779244EA6F78968C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_905A8870DF6193F3779244EA6F78968C" xlink:to="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_905A8870DF6193F3779244EA6F78968C" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39_verboseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">FINANCING ACTIVITIES</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_FC3D2B4BC824ACE4973A44EA6F79EB47_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_FC3D2B4BC824ACE4973A44EA6F79EB47" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from issuance of common stock</link:label>
    <link:label id="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_FC3D2B4BC824ACE4973A44EA6F79EB47_label_en-US" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_FC3D2B4BC824ACE4973A44EA6F79EB47" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Issuance of Common Stock</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_FC3D2B4BC824ACE4973A44EA6F79EB47" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_FC3D2B4BC824ACE4973A44EA6F79EB47" xlink:to="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_FC3D2B4BC824ACE4973A44EA6F79EB47" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsOfOrdinaryDividends_E9CD9853C55C115915DF44EA6F7A1BF7_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsOfOrdinaryDividends_E9CD9853C55C115915DF44EA6F7A1BF7" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Dividends declared and paid to common stockholders</link:label>
    <link:label id="lab_us-gaap_PaymentsOfOrdinaryDividends_E9CD9853C55C115915DF44EA6F7A1BF7_label_en-US" xlink:label="lab_us-gaap_PaymentsOfOrdinaryDividends_E9CD9853C55C115915DF44EA6F7A1BF7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments of Ordinary Dividends</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsOfOrdinaryDividends" xlink:label="loc_us-gaap_PaymentsOfOrdinaryDividends_E9CD9853C55C115915DF44EA6F7A1BF7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsOfOrdinaryDividends_E9CD9853C55C115915DF44EA6F7A1BF7" xlink:to="lab_us-gaap_PaymentsOfOrdinaryDividends_E9CD9853C55C115915DF44EA6F7A1BF7" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_BA61BA787ACDC4A6948944EA6F7A1A7F_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_BA61BA787ACDC4A6948944EA6F7A1A7F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other financing, net</link:label>
    <link:label id="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_BA61BA787ACDC4A6948944EA6F7A1A7F_label_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_BA61BA787ACDC4A6948944EA6F7A1A7F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from (Payments for) Other Financing Activities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:label="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_BA61BA787ACDC4A6948944EA6F7A1A7F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_BA61BA787ACDC4A6948944EA6F7A1A7F" xlink:to="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_BA61BA787ACDC4A6948944EA6F7A1A7F" xlink:type="arc" />
    <link:label id="lab_cfg_CreditRiskHighLoantovalueLoansMember_E5BE1053E0C2BEFE69D3F8808E56CABF_terseLabel_en-US" xlink:label="lab_cfg_CreditRiskHighLoantovalueLoansMember_E5BE1053E0C2BEFE69D3F8808E56CABF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">High loan-to-value</link:label>
    <link:label id="lab_cfg_CreditRiskHighLoantovalueLoansMember_E5BE1053E0C2BEFE69D3F8808E56CABF_label_en-US" xlink:label="lab_cfg_CreditRiskHighLoantovalueLoansMember_E5BE1053E0C2BEFE69D3F8808E56CABF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Risk, High Loan-to-value Loans [Member]</link:label>
    <link:label id="lab_cfg_CreditRiskHighLoantovalueLoansMember_E5BE1053E0C2BEFE69D3F8808E56CABF_documentation_en-US" xlink:label="lab_cfg_CreditRiskHighLoantovalueLoansMember_E5BE1053E0C2BEFE69D3F8808E56CABF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Credit Risk, High Loan-to-value Loans [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskHighLoantovalueLoansMember" xlink:label="loc_cfg_CreditRiskHighLoantovalueLoansMember_E5BE1053E0C2BEFE69D3F8808E56CABF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CreditRiskHighLoantovalueLoansMember_E5BE1053E0C2BEFE69D3F8808E56CABF" xlink:to="lab_cfg_CreditRiskHighLoantovalueLoansMember_E5BE1053E0C2BEFE69D3F8808E56CABF" xlink:type="arc" />
    <link:label id="lab_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember_ADDED31932F933699344F8808E566B3C_terseLabel_en-US" xlink:label="lab_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember_ADDED31932F933699344F8808E566B3C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest only/negative amortization</link:label>
    <link:label id="lab_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember_ADDED31932F933699344F8808E566B3C_label_en-US" xlink:label="lab_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember_ADDED31932F933699344F8808E566B3C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Risk, Interest-only and Negative Amortization Residential Mortgages [Member]</link:label>
    <link:label id="lab_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember_ADDED31932F933699344F8808E566B3C_documentation_en-US" xlink:label="lab_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember_ADDED31932F933699344F8808E566B3C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Credit Risk, Interest-only and Negative Amortization Residential Mortgages [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember" xlink:label="loc_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember_ADDED31932F933699344F8808E566B3C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember_ADDED31932F933699344F8808E566B3C" xlink:to="lab_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember_ADDED31932F933699344F8808E566B3C" xlink:type="arc" />
    <link:label id="lab_cfg_CreditRiskLowIntroductoryRateLoansMember_D6B70AC0530B69BE4036F8808E568545_terseLabel_en-US" xlink:label="lab_cfg_CreditRiskLowIntroductoryRateLoansMember_D6B70AC0530B69BE4036F8808E568545" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Low introductory rate</link:label>
    <link:label id="lab_cfg_CreditRiskLowIntroductoryRateLoansMember_D6B70AC0530B69BE4036F8808E568545_label_en-US" xlink:label="lab_cfg_CreditRiskLowIntroductoryRateLoansMember_D6B70AC0530B69BE4036F8808E568545" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Risk, Low Introductory Rate Loans [Member]</link:label>
    <link:label id="lab_cfg_CreditRiskLowIntroductoryRateLoansMember_D6B70AC0530B69BE4036F8808E568545_documentation_en-US" xlink:label="lab_cfg_CreditRiskLowIntroductoryRateLoansMember_D6B70AC0530B69BE4036F8808E568545" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Credit Risk, Low Introductory Rate Loans [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskLowIntroductoryRateLoansMember" xlink:label="loc_cfg_CreditRiskLowIntroductoryRateLoansMember_D6B70AC0530B69BE4036F8808E568545" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CreditRiskLowIntroductoryRateLoansMember_D6B70AC0530B69BE4036F8808E568545" xlink:to="lab_cfg_CreditRiskLowIntroductoryRateLoansMember_D6B70AC0530B69BE4036F8808E568545" xlink:type="arc" />
    <link:label id="lab_cfg_CreditRiskMultipleIndicatorsMember_855A416F06300A5CC8A4F8808E57248F_terseLabel_en-US" xlink:label="lab_cfg_CreditRiskMultipleIndicatorsMember_855A416F06300A5CC8A4F8808E57248F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Multiple characteristics and other</link:label>
    <link:label id="lab_cfg_CreditRiskMultipleIndicatorsMember_855A416F06300A5CC8A4F8808E57248F_label_en-US" xlink:label="lab_cfg_CreditRiskMultipleIndicatorsMember_855A416F06300A5CC8A4F8808E57248F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Risk, Multiple Indicators [Member]</link:label>
    <link:label id="lab_cfg_CreditRiskMultipleIndicatorsMember_855A416F06300A5CC8A4F8808E57248F_documentation_en-US" xlink:label="lab_cfg_CreditRiskMultipleIndicatorsMember_855A416F06300A5CC8A4F8808E57248F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Credit Risk, Multiple Indicators [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskMultipleIndicatorsMember" xlink:label="loc_cfg_CreditRiskMultipleIndicatorsMember_855A416F06300A5CC8A4F8808E57248F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CreditRiskMultipleIndicatorsMember_855A416F06300A5CC8A4F8808E57248F" xlink:to="lab_cfg_CreditRiskMultipleIndicatorsMember_855A416F06300A5CC8A4F8808E57248F" xlink:type="arc" />
    <link:label id="lab_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember_F890912DBAD0D07DA928F8808E572113_terseLabel_en-US" xlink:label="lab_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember_F890912DBAD0D07DA928F8808E572113" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit risk, loans with increased credit exposure</link:label>
    <link:label id="lab_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember_F890912DBAD0D07DA928F8808E572113_label_en-US" xlink:label="lab_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember_F890912DBAD0D07DA928F8808E572113" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Risk, Loan Products with Increased Credit Exposure [Member]</link:label>
    <link:label id="lab_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember_F890912DBAD0D07DA928F8808E572113_documentation_en-US" xlink:label="lab_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember_F890912DBAD0D07DA928F8808E572113" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Credit Risk, Loan Products with Increased Credit Exposure [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember" xlink:label="loc_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember_F890912DBAD0D07DA928F8808E572113" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember_F890912DBAD0D07DA928F8808E572113" xlink:to="lab_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember_F890912DBAD0D07DA928F8808E572113" xlink:type="arc" />
    <link:label id="lab_us-gaap_HomeEquityMember_40B9DDE02641680DA303F8808E5861A4_verboseLabel_en-US" xlink:label="lab_us-gaap_HomeEquityMember_40B9DDE02641680DA303F8808E5861A4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Home Equity Loans and Lines of Credit</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_40B9DDE02641680DA303F8808E5861A4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HomeEquityMember_40B9DDE02641680DA303F8808E5861A4" xlink:to="lab_us-gaap_HomeEquityMember_40B9DDE02641680DA303F8808E5861A4" xlink:type="arc" />
    <link:label id="lab_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_A21D4BD7EB70106AB3FEF8808E585A23_terseLabel_en-US" xlink:label="lab_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_A21D4BD7EB70106AB3FEF8808E585A23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Home Equity Products Serviced by Others</link:label>
    <link:label id="lab_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_A21D4BD7EB70106AB3FEF8808E585A23_label_en-US" xlink:label="lab_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_A21D4BD7EB70106AB3FEF8808E585A23" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consumer, Home Equity Products Serviced by Others [Member]</link:label>
    <link:label id="lab_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_A21D4BD7EB70106AB3FEF8808E585A23_documentation_en-US" xlink:label="lab_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_A21D4BD7EB70106AB3FEF8808E585A23" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Consumer, Home Equity Products Serviced by Others [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerHomeEquityProductsServicedbyOthersMember" xlink:label="loc_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_A21D4BD7EB70106AB3FEF8808E585A23" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_A21D4BD7EB70106AB3FEF8808E585A23" xlink:to="lab_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_A21D4BD7EB70106AB3FEF8808E585A23" xlink:type="arc" />
    <link:label id="lab_us-gaap_CreditCardReceivablesMember_574DF07E037D84CFFC45F8808E58C457_verboseLabel_en-US" xlink:label="lab_us-gaap_CreditCardReceivablesMember_574DF07E037D84CFFC45F8808E58C457" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Credit Cards</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_574DF07E037D84CFFC45F8808E58C457" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CreditCardReceivablesMember_574DF07E037D84CFFC45F8808E58C457" xlink:to="lab_us-gaap_CreditCardReceivablesMember_574DF07E037D84CFFC45F8808E58C457" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_E511366E3D4151DC8FF6A35945EFFD6D_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_E511366E3D4151DC8FF6A35945EFFD6D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_E511366E3D4151DC8FF6A35945EFFD6D_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_E511366E3D4151DC8FF6A35945EFFD6D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_E511366E3D4151DC8FF6A35945EFFD6D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_E511366E3D4151DC8FF6A35945EFFD6D" xlink:to="lab_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_E511366E3D4151DC8FF6A35945EFFD6D" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss [Line Items]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_143F4DCECC7F99F1B03CA35945F015B1_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_143F4DCECC7F99F1B03CA35945F015B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Individually evaluated</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_143F4DCECC7F99F1B03CA35945F015B1_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_143F4DCECC7F99F1B03CA35945F015B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_143F4DCECC7F99F1B03CA35945F015B1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_143F4DCECC7F99F1B03CA35945F015B1" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_143F4DCECC7F99F1B03CA35945F015B1" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_A448854AB2E14811A51EA35945F04018_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_A448854AB2E14811A51EA35945F04018" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Formula-based evaluation</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_A448854AB2E14811A51EA35945F04018_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_A448854AB2E14811A51EA35945F04018" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_A448854AB2E14811A51EA35945F04018" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_A448854AB2E14811A51EA35945F04018" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_A448854AB2E14811A51EA35945F04018" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_7BA6BB5B49304AD99A24A35945F1EB8F_totalLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_7BA6BB5B49304AD99A24A35945F1EB8F" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Allowance for credit losses</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_7BA6BB5B49304AD99A24A35945F1EB8F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_7BA6BB5B49304AD99A24A35945F1EB8F" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_7BA6BB5B49304AD99A24A35945F1EB8F" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetsAtAmortizedValueTable_E41D6FF18A6293FA8BF9F8808E1E1AAC_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetsAtAmortizedValueTable_E41D6FF18A6293FA8BF9F8808E1E1AAC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Servicing Asset at Amortized Cost [Table]</link:label>
    <link:label id="lab_us-gaap_ServicingAssetsAtAmortizedValueTable_E41D6FF18A6293FA8BF9F8808E1E1AAC_label_en-US" xlink:label="lab_us-gaap_ServicingAssetsAtAmortizedValueTable_E41D6FF18A6293FA8BF9F8808E1E1AAC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset at Amortized Cost [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAtAmortizedValueTable" xlink:label="loc_us-gaap_ServicingAssetsAtAmortizedValueTable_E41D6FF18A6293FA8BF9F8808E1E1AAC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetsAtAmortizedValueTable_E41D6FF18A6293FA8BF9F8808E1E1AAC" xlink:to="lab_us-gaap_ServicingAssetsAtAmortizedValueTable_E41D6FF18A6293FA8BF9F8808E1E1AAC" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Servicing Asset at Amortized Cost [Line Items]</link:label>
    <link:label id="lab_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207_label_en-US" xlink:label="lab_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset at Amortized Cost [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAtAmortizedValueLineItems" xlink:label="loc_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207" xlink:to="lab_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetAtAmortizedValue_CC829437185176D4290BF8808E1FBDF5_periodStartLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetAtAmortizedValue_CC829437185176D4290BF8808E1FBDF5" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Balance as of beginning of period</link:label>
    <link:label id="lab_us-gaap_ServicingAssetAtAmortizedValue_CC829437185176D4290BF8808E1FBDF5_label_en-US" xlink:label="lab_us-gaap_ServicingAssetAtAmortizedValue_CC829437185176D4290BF8808E1FBDF5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset at Amortized Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValue" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValue_CC829437185176D4290BF8808E1FBDF5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValue_CC829437185176D4290BF8808E1FBDF5" xlink:to="lab_us-gaap_ServicingAssetAtAmortizedValue_CC829437185176D4290BF8808E1FBDF5" xlink:type="arc" />
    <link:label id="lab_cfg_ServicingAssetatAmortizedCostAmountCapitalized_12DC1FF2621D24578186F8808E20F101_terseLabel_en-US" xlink:label="lab_cfg_ServicingAssetatAmortizedCostAmountCapitalized_12DC1FF2621D24578186F8808E20F101" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amount capitalized</link:label>
    <link:label id="lab_cfg_ServicingAssetatAmortizedCostAmountCapitalized_12DC1FF2621D24578186F8808E20F101_label_en-US" xlink:label="lab_cfg_ServicingAssetatAmortizedCostAmountCapitalized_12DC1FF2621D24578186F8808E20F101" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset at Amortized Cost, Amount Capitalized</link:label>
    <link:label id="lab_cfg_ServicingAssetatAmortizedCostAmountCapitalized_12DC1FF2621D24578186F8808E20F101_documentation_en-US" xlink:label="lab_cfg_ServicingAssetatAmortizedCostAmountCapitalized_12DC1FF2621D24578186F8808E20F101" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Servicing Asset at Amortized Cost, Amount Capitalized</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetatAmortizedCostAmountCapitalized" xlink:label="loc_cfg_ServicingAssetatAmortizedCostAmountCapitalized_12DC1FF2621D24578186F8808E20F101" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ServicingAssetatAmortizedCostAmountCapitalized_12DC1FF2621D24578186F8808E20F101" xlink:to="lab_cfg_ServicingAssetatAmortizedCostAmountCapitalized_12DC1FF2621D24578186F8808E20F101" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetAtAmortizedValueAdditions_2EC40D5D72F544E2DF39F8808E20BEB8_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetAtAmortizedValueAdditions_2EC40D5D72F544E2DF39F8808E20BEB8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchases</link:label>
    <link:label id="lab_us-gaap_ServicingAssetAtAmortizedValueAdditions_2EC40D5D72F544E2DF39F8808E20BEB8_label_en-US" xlink:label="lab_us-gaap_ServicingAssetAtAmortizedValueAdditions_2EC40D5D72F544E2DF39F8808E20BEB8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset at Amortized Cost, Additions</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValueAdditions" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValueAdditions_2EC40D5D72F544E2DF39F8808E20BEB8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueAdditions_2EC40D5D72F544E2DF39F8808E20BEB8" xlink:to="lab_us-gaap_ServicingAssetAtAmortizedValueAdditions_2EC40D5D72F544E2DF39F8808E20BEB8" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetAtAmortizedValueAmortization1_03964C0211F77D47DADDF8808E208656_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetAtAmortizedValueAmortization1_03964C0211F77D47DADDF8808E208656" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Amortization</link:label>
    <link:label id="lab_us-gaap_ServicingAssetAtAmortizedValueAmortization1_03964C0211F77D47DADDF8808E208656_label_en-US" xlink:label="lab_us-gaap_ServicingAssetAtAmortizedValueAmortization1_03964C0211F77D47DADDF8808E208656" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset at Amortized Cost, Amortization</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValueAmortization1" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValueAmortization1_03964C0211F77D47DADDF8808E208656" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueAmortization1_03964C0211F77D47DADDF8808E208656" xlink:to="lab_us-gaap_ServicingAssetAtAmortizedValueAmortization1_03964C0211F77D47DADDF8808E208656" xlink:type="arc" />
    <link:label id="lab_us-gaap_ServicingAssetAtAmortizedValue_6EBA8A8033F639509443F8808E20D9DB_periodEndLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetAtAmortizedValue_6EBA8A8033F639509443F8808E20D9DB" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Carrying amount before valuation allowance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValue" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValue_6EBA8A8033F639509443F8808E20D9DB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValue_6EBA8A8033F639509443F8808E20D9DB" xlink:to="lab_us-gaap_ServicingAssetAtAmortizedValue_6EBA8A8033F639509443F8808E20D9DB" xlink:type="arc" />
    <link:label id="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward_C88B4401399604DD3789F8808E203B35_terseLabel_en-US" xlink:label="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward_C88B4401399604DD3789F8808E203B35" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Valuation allowance for servicing assets</link:label>
    <link:label id="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward_C88B4401399604DD3789F8808E203B35_label_en-US" xlink:label="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward_C88B4401399604DD3789F8808E203B35" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Valuation Allowance for Impairment of Recognized Servicing Assets [Roll Forward]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward" xlink:label="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward_C88B4401399604DD3789F8808E203B35" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward_C88B4401399604DD3789F8808E203B35" xlink:to="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward_C88B4401399604DD3789F8808E203B35" xlink:type="arc" />
    <link:label id="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_30F57DF3E133265A0EDEF8808E21AAF6_periodStartLabel_en-US" xlink:label="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_30F57DF3E133265A0EDEF8808E21AAF6" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Balance as of beginning of period</link:label>
    <link:label id="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_30F57DF3E133265A0EDEF8808E21AAF6_label_en-US" xlink:label="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_30F57DF3E133265A0EDEF8808E21AAF6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Valuation Allowance for Impairment of Recognized Servicing Assets, Balance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance" xlink:label="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_30F57DF3E133265A0EDEF8808E21AAF6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_30F57DF3E133265A0EDEF8808E21AAF6" xlink:to="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_30F57DF3E133265A0EDEF8808E21AAF6" xlink:type="arc" />
    <link:label id="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries_BEDD41EB0B50C84FC231F8808E211DE3_verboseLabel_en-US" xlink:label="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries_BEDD41EB0B50C84FC231F8808E211DE3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Valuation charge-offs (recoveries)</link:label>
    <link:label id="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries_BEDD41EB0B50C84FC231F8808E211DE3_label_en-US" xlink:label="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries_BEDD41EB0B50C84FC231F8808E211DE3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Valuation Allowance for Impairment of Recognized Servicing Assets, Additions (Deductions) for Expenses (Recoveries)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries" xlink:label="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries_BEDD41EB0B50C84FC231F8808E211DE3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries_BEDD41EB0B50C84FC231F8808E211DE3" xlink:to="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries_BEDD41EB0B50C84FC231F8808E211DE3" xlink:type="arc" />
    <link:label id="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_61ED83FAEC2EE7100161F8808E219B0F_periodEndLabel_en-US" xlink:label="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_61ED83FAEC2EE7100161F8808E219B0F" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Balance at end of period</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance" xlink:label="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_61ED83FAEC2EE7100161F8808E219B0F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_61ED83FAEC2EE7100161F8808E219B0F" xlink:to="lab_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_61ED83FAEC2EE7100161F8808E219B0F" xlink:type="arc" />
    <link:label id="lab_cfg_ServicingAssetatAmortizedCostNet_6A2C0AD080A18369F8A5F8808E214790_totalLabel_en-US" xlink:label="lab_cfg_ServicingAssetatAmortizedCostNet_6A2C0AD080A18369F8A5F8808E214790" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net carrying value of MSRs</link:label>
    <link:label id="lab_cfg_ServicingAssetatAmortizedCostNet_6A2C0AD080A18369F8A5F8808E214790_label_en-US" xlink:label="lab_cfg_ServicingAssetatAmortizedCostNet_6A2C0AD080A18369F8A5F8808E214790" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset at Amortized Cost, Net</link:label>
    <link:label id="lab_cfg_ServicingAssetatAmortizedCostNet_6A2C0AD080A18369F8A5F8808E214790_documentation_en-US" xlink:label="lab_cfg_ServicingAssetatAmortizedCostNet_6A2C0AD080A18369F8A5F8808E214790" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amortized amount after valuation allowance of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetatAmortizedCostNet" xlink:label="loc_cfg_ServicingAssetatAmortizedCostNet_6A2C0AD080A18369F8A5F8808E214790" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ServicingAssetatAmortizedCostNet_6A2C0AD080A18369F8A5F8808E214790" xlink:to="lab_cfg_ServicingAssetatAmortizedCostNet_6A2C0AD080A18369F8A5F8808E214790" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_4EECBBF9D7DD796EE71CA359440F2E2F_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_4EECBBF9D7DD796EE71CA359440F2E2F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations</link:label>
    <link:label id="lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_4EECBBF9D7DD796EE71CA359440F2E2F_label_en-US" xlink:label="lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_4EECBBF9D7DD796EE71CA359440F2E2F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_4EECBBF9D7DD796EE71CA359440F2E2F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_4EECBBF9D7DD796EE71CA359440F2E2F" xlink:to="lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_4EECBBF9D7DD796EE71CA359440F2E2F" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivablesPeriodPastDueAxis_E56D73C8DDAF75229153F2805673FE58_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivablesPeriodPastDueAxis_E56D73C8DDAF75229153F2805673FE58" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Asset, Period Past Due [Axis]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivablesPeriodPastDueAxis_E56D73C8DDAF75229153F2805673FE58_label_en-US" xlink:label="lab_us-gaap_FinancingReceivablesPeriodPastDueAxis_E56D73C8DDAF75229153F2805673FE58" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Asset, Period Past Due [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_E56D73C8DDAF75229153F2805673FE58" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_E56D73C8DDAF75229153F2805673FE58" xlink:to="lab_us-gaap_FinancingReceivablesPeriodPastDueAxis_E56D73C8DDAF75229153F2805673FE58" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Asset, Period Past Due [Domain]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75_label_en-US" xlink:label="lab_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Asset, Period Past Due [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:to="lab_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivables1To29DaysPastDueMember_542487D10EE780802A3BF2805674C628_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivables1To29DaysPastDueMember_542487D10EE780802A3BF2805674C628" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivables, 1 to 29 Days Past Due</link:label>
    <link:label id="lab_us-gaap_FinancingReceivables1To29DaysPastDueMember_542487D10EE780802A3BF2805674C628_label_en-US" xlink:label="lab_us-gaap_FinancingReceivables1To29DaysPastDueMember_542487D10EE780802A3BF2805674C628" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Asset, 1 to 29 Days Past Due [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables1To29DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables1To29DaysPastDueMember_542487D10EE780802A3BF2805674C628" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivables1To29DaysPastDueMember_542487D10EE780802A3BF2805674C628" xlink:to="lab_us-gaap_FinancingReceivables1To29DaysPastDueMember_542487D10EE780802A3BF2805674C628" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivables30To59DaysPastDueMember_74C6CFFD235B7C443D01F28056745C11_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivables30To59DaysPastDueMember_74C6CFFD235B7C443D01F28056745C11" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivables, 30 to 59 Days Past Due</link:label>
    <link:label id="lab_us-gaap_FinancingReceivables30To59DaysPastDueMember_74C6CFFD235B7C443D01F28056745C11_label_en-US" xlink:label="lab_us-gaap_FinancingReceivables30To59DaysPastDueMember_74C6CFFD235B7C443D01F28056745C11" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Asset, 30 to 59 Days Past Due [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_74C6CFFD235B7C443D01F28056745C11" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_74C6CFFD235B7C443D01F28056745C11" xlink:to="lab_us-gaap_FinancingReceivables30To59DaysPastDueMember_74C6CFFD235B7C443D01F28056745C11" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivables60To89DaysPastDueMember_60B887F94392570B1BDCF2805674619D_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivables60To89DaysPastDueMember_60B887F94392570B1BDCF2805674619D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivables, 60 to 89 Days Past Due</link:label>
    <link:label id="lab_us-gaap_FinancingReceivables60To89DaysPastDueMember_60B887F94392570B1BDCF2805674619D_label_en-US" xlink:label="lab_us-gaap_FinancingReceivables60To89DaysPastDueMember_60B887F94392570B1BDCF2805674619D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Asset, 60 to 89 Days Past Due [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_60B887F94392570B1BDCF2805674619D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_60B887F94392570B1BDCF2805674619D" xlink:to="lab_us-gaap_FinancingReceivables60To89DaysPastDueMember_60B887F94392570B1BDCF2805674619D" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_654D791CB19D4B7CF24FF28056747A76_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_654D791CB19D4B7CF24FF28056747A76" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivables, 90 Days or More Past Due</link:label>
    <link:label id="lab_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_654D791CB19D4B7CF24FF28056747A76_label_en-US" xlink:label="lab_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_654D791CB19D4B7CF24FF28056747A76" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Asset, Equal to or Greater than 90 Days Past Due [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_654D791CB19D4B7CF24FF28056747A76" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_654D791CB19D4B7CF24FF28056747A76" xlink:to="lab_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_654D791CB19D4B7CF24FF28056747A76" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent_DB07671ADD2EAA56BB0DF2805677DD42_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent_DB07671ADD2EAA56BB0DF2805677DD42" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent_DB07671ADD2EAA56BB0DF2805677DD42_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent_DB07671ADD2EAA56BB0DF2805677DD42" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Not Past Due</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_DB07671ADD2EAA56BB0DF2805677DD42" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_DB07671ADD2EAA56BB0DF2805677DD42" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent_DB07671ADD2EAA56BB0DF2805677DD42" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue_60DDBB034DC235399B61F280567734B8_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue_60DDBB034DC235399B61F280567734B8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Past Due</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue_60DDBB034DC235399B61F280567734B8_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue_60DDBB034DC235399B61F280567734B8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Past Due</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_60DDBB034DC235399B61F280567734B8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_60DDBB034DC235399B61F280567734B8" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue_60DDBB034DC235399B61F280567734B8" xlink:type="arc" />
    <link:label id="lab_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_466A116AD95B074E5FA4F813B3CD3903_terseLabel_en-US" xlink:label="lab_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_466A116AD95B074E5FA4F813B3CD3903" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revenue from contracts with customers</link:label>
    <link:label id="lab_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_466A116AD95B074E5FA4F813B3CD3903_label_en-US" xlink:label="lab_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_466A116AD95B074E5FA4F813B3CD3903" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revenue from Contract with Customer, Excluding Assessed Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_466A116AD95B074E5FA4F813B3CD3903" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_466A116AD95B074E5FA4F813B3CD3903" xlink:to="lab_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_466A116AD95B074E5FA4F813B3CD3903" xlink:type="arc" />
    <link:label id="lab_cfg_NoninterestIncomeMiscellaneous_E8234B33FC24C2483C64F8022344CD61_terseLabel_en-US" xlink:label="lab_cfg_NoninterestIncomeMiscellaneous_E8234B33FC24C2483C64F8022344CD61" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revenue from other sources</link:label>
    <link:label id="lab_cfg_NoninterestIncomeMiscellaneous_E8234B33FC24C2483C64F8022344CD61_label_en-US" xlink:label="lab_cfg_NoninterestIncomeMiscellaneous_E8234B33FC24C2483C64F8022344CD61" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noninterest Income, Miscellaneous</link:label>
    <link:label id="lab_cfg_NoninterestIncomeMiscellaneous_E8234B33FC24C2483C64F8022344CD61_documentation_en-US" xlink:label="lab_cfg_NoninterestIncomeMiscellaneous_E8234B33FC24C2483C64F8022344CD61" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Noninterest Income, Miscellaneous</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NoninterestIncomeMiscellaneous" xlink:label="loc_cfg_NoninterestIncomeMiscellaneous_E8234B33FC24C2483C64F8022344CD61" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_NoninterestIncomeMiscellaneous_E8234B33FC24C2483C64F8022344CD61" xlink:to="lab_cfg_NoninterestIncomeMiscellaneous_E8234B33FC24C2483C64F8022344CD61" xlink:type="arc" />
    <link:label id="lab_us-gaap_DepositsByTypeAbstract_13153FE1E6CC67793623A3594397C23F_terseLabel_en-US" xlink:label="lab_us-gaap_DepositsByTypeAbstract_13153FE1E6CC67793623A3594397C23F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits, by Type [Abstract]</link:label>
    <link:label id="lab_us-gaap_DepositsByTypeAbstract_13153FE1E6CC67793623A3594397C23F_label_en-US" xlink:label="lab_us-gaap_DepositsByTypeAbstract_13153FE1E6CC67793623A3594397C23F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits, by Type [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositsByTypeAbstract" xlink:label="loc_us-gaap_DepositsByTypeAbstract_13153FE1E6CC67793623A3594397C23F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositsByTypeAbstract_13153FE1E6CC67793623A3594397C23F" xlink:to="lab_us-gaap_DepositsByTypeAbstract_13153FE1E6CC67793623A3594397C23F" xlink:type="arc" />
    <link:label id="lab_us-gaap_DemandDepositAccounts_4D8CF60AD8174ABED898A3594397C943_terseLabel_en-US" xlink:label="lab_us-gaap_DemandDepositAccounts_4D8CF60AD8174ABED898A3594397C943" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Demand</link:label>
    <link:label id="lab_us-gaap_DemandDepositAccounts_4D8CF60AD8174ABED898A3594397C943_label_en-US" xlink:label="lab_us-gaap_DemandDepositAccounts_4D8CF60AD8174ABED898A3594397C943" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Demand Deposit Accounts</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DemandDepositAccounts" xlink:label="loc_us-gaap_DemandDepositAccounts_4D8CF60AD8174ABED898A3594397C943" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DemandDepositAccounts_4D8CF60AD8174ABED898A3594397C943" xlink:to="lab_us-gaap_DemandDepositAccounts_4D8CF60AD8174ABED898A3594397C943" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestBearingDomesticDepositChecking_F8A13D1629F9FFA53496A3594398E678_terseLabel_en-US" xlink:label="lab_us-gaap_InterestBearingDomesticDepositChecking_F8A13D1629F9FFA53496A3594398E678" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Checking with interest</link:label>
    <link:label id="lab_us-gaap_InterestBearingDomesticDepositChecking_F8A13D1629F9FFA53496A3594398E678_label_en-US" xlink:label="lab_us-gaap_InterestBearingDomesticDepositChecking_F8A13D1629F9FFA53496A3594398E678" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest-bearing Domestic Deposit, Checking</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestBearingDomesticDepositChecking" xlink:label="loc_us-gaap_InterestBearingDomesticDepositChecking_F8A13D1629F9FFA53496A3594398E678" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestBearingDomesticDepositChecking_F8A13D1629F9FFA53496A3594398E678" xlink:to="lab_us-gaap_InterestBearingDomesticDepositChecking_F8A13D1629F9FFA53496A3594398E678" xlink:type="arc" />
    <link:label id="lab_us-gaap_DepositsSavingsDeposits_0F024D7C44722F4BCAEFA35943983F50_terseLabel_en-US" xlink:label="lab_us-gaap_DepositsSavingsDeposits_0F024D7C44722F4BCAEFA35943983F50" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Regular savings</link:label>
    <link:label id="lab_us-gaap_DepositsSavingsDeposits_0F024D7C44722F4BCAEFA35943983F50_label_en-US" xlink:label="lab_us-gaap_DepositsSavingsDeposits_0F024D7C44722F4BCAEFA35943983F50" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits, Savings Deposits</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="loc_us-gaap_DepositsSavingsDeposits_0F024D7C44722F4BCAEFA35943983F50" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositsSavingsDeposits_0F024D7C44722F4BCAEFA35943983F50" xlink:to="lab_us-gaap_DepositsSavingsDeposits_0F024D7C44722F4BCAEFA35943983F50" xlink:type="arc" />
    <link:label id="lab_us-gaap_DepositsMoneyMarketDeposits_AA695854332E17B18339A3594398DE06_terseLabel_en-US" xlink:label="lab_us-gaap_DepositsMoneyMarketDeposits_AA695854332E17B18339A3594398DE06" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Money market accounts</link:label>
    <link:label id="lab_us-gaap_DepositsMoneyMarketDeposits_AA695854332E17B18339A3594398DE06_label_en-US" xlink:label="lab_us-gaap_DepositsMoneyMarketDeposits_AA695854332E17B18339A3594398DE06" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits, Money Market Deposits</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="loc_us-gaap_DepositsMoneyMarketDeposits_AA695854332E17B18339A3594398DE06" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositsMoneyMarketDeposits_AA695854332E17B18339A3594398DE06" xlink:to="lab_us-gaap_DepositsMoneyMarketDeposits_AA695854332E17B18339A3594398DE06" xlink:type="arc" />
    <link:label id="lab_us-gaap_TimeDeposits_4106FD6E8FA45EF69964A35943980197_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDeposits_4106FD6E8FA45EF69964A35943980197" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Term deposits</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_us-gaap_TimeDeposits_4106FD6E8FA45EF69964A35943980197" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDeposits_4106FD6E8FA45EF69964A35943980197" xlink:to="lab_us-gaap_TimeDeposits_4106FD6E8FA45EF69964A35943980197" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtDisclosureTextBlock_C543EE2568BE9977081AA359452B417C_terseLabel_en-US" xlink:label="lab_us-gaap_DebtDisclosureTextBlock_C543EE2568BE9977081AA359452B417C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">BORROWED FUNDS</link:label>
    <link:label id="lab_us-gaap_DebtDisclosureTextBlock_C543EE2568BE9977081AA359452B417C_label_en-US" xlink:label="lab_us-gaap_DebtDisclosureTextBlock_C543EE2568BE9977081AA359452B417C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtDisclosureTextBlock" xlink:label="loc_us-gaap_DebtDisclosureTextBlock_C543EE2568BE9977081AA359452B417C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtDisclosureTextBlock_C543EE2568BE9977081AA359452B417C" xlink:to="lab_us-gaap_DebtDisclosureTextBlock_C543EE2568BE9977081AA359452B417C" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfVariableInterestEntitiesTable_82FC887F6AB8F4F48A93F8808DB1BBA5_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfVariableInterestEntitiesTable_82FC887F6AB8F4F48A93F8808DB1BBA5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Variable Interest Entities [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfVariableInterestEntitiesTable_82FC887F6AB8F4F48A93F8808DB1BBA5_label_en-US" xlink:label="lab_us-gaap_ScheduleOfVariableInterestEntitiesTable_82FC887F6AB8F4F48A93F8808DB1BBA5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Variable Interest Entities [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTable" xlink:label="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_82FC887F6AB8F4F48A93F8808DB1BBA5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_82FC887F6AB8F4F48A93F8808DB1BBA5" xlink:to="lab_us-gaap_ScheduleOfVariableInterestEntitiesTable_82FC887F6AB8F4F48A93F8808DB1BBA5" xlink:type="arc" />
    <link:label id="lab_cfg_SpecialPurposeEntitiesMember_5EEDA508E270EB315360F8808DB3394D_terseLabel_en-US" xlink:label="lab_cfg_SpecialPurposeEntitiesMember_5EEDA508E270EB315360F8808DB3394D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Special Purpose Entities</link:label>
    <link:label id="lab_cfg_SpecialPurposeEntitiesMember_5EEDA508E270EB315360F8808DB3394D_label_en-US" xlink:label="lab_cfg_SpecialPurposeEntitiesMember_5EEDA508E270EB315360F8808DB3394D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Special Purpose Entities [Member]</link:label>
    <link:label id="lab_cfg_SpecialPurposeEntitiesMember_5EEDA508E270EB315360F8808DB3394D_documentation_en-US" xlink:label="lab_cfg_SpecialPurposeEntitiesMember_5EEDA508E270EB315360F8808DB3394D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Special Purpose Entities [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SpecialPurposeEntitiesMember" xlink:label="loc_cfg_SpecialPurposeEntitiesMember_5EEDA508E270EB315360F8808DB3394D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_SpecialPurposeEntitiesMember_5EEDA508E270EB315360F8808DB3394D" xlink:to="lab_cfg_SpecialPurposeEntitiesMember_5EEDA508E270EB315360F8808DB3394D" xlink:type="arc" />
    <link:label id="lab_cfg_RenewableEnergyMember_C1FF21ED86A14EB3CC3FF8808DB31C06_terseLabel_en-US" xlink:label="lab_cfg_RenewableEnergyMember_C1FF21ED86A14EB3CC3FF8808DB31C06" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Renewable Energy</link:label>
    <link:label id="lab_cfg_RenewableEnergyMember_C1FF21ED86A14EB3CC3FF8808DB31C06_label_en-US" xlink:label="lab_cfg_RenewableEnergyMember_C1FF21ED86A14EB3CC3FF8808DB31C06" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Renewable Energy [Member]</link:label>
    <link:label id="lab_cfg_RenewableEnergyMember_C1FF21ED86A14EB3CC3FF8808DB31C06_documentation_en-US" xlink:label="lab_cfg_RenewableEnergyMember_C1FF21ED86A14EB3CC3FF8808DB31C06" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Renewable Energy Investments</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RenewableEnergyMember" xlink:label="loc_cfg_RenewableEnergyMember_C1FF21ED86A14EB3CC3FF8808DB31C06" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_RenewableEnergyMember_C1FF21ED86A14EB3CC3FF8808DB31C06" xlink:to="lab_cfg_RenewableEnergyMember_C1FF21ED86A14EB3CC3FF8808DB31C06" xlink:type="arc" />
    <link:label id="lab_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8_terseLabel_en-US" xlink:label="lab_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Variable Interest Entity [Line Items]</link:label>
    <link:label id="lab_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8_label_en-US" xlink:label="lab_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Variable Interest Entity [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityLineItems" xlink:label="loc_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:to="lab_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:type="arc" />
    <link:label id="lab_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments_7C77C8CFABB0575E1CD8F8808DB4C605_terseLabel_en-US" xlink:label="lab_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments_7C77C8CFABB0575E1CD8F8808DB4C605" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">LIHTC investment included in other assets</link:label>
    <link:label id="lab_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments_7C77C8CFABB0575E1CD8F8808DB4C605_label_en-US" xlink:label="lab_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments_7C77C8CFABB0575E1CD8F8808DB4C605" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amortization Method Qualified Affordable Housing Project Investments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments" xlink:label="loc_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments_7C77C8CFABB0575E1CD8F8808DB4C605" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments_7C77C8CFABB0575E1CD8F8808DB4C605" xlink:to="lab_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments_7C77C8CFABB0575E1CD8F8808DB4C605" xlink:type="arc" />
    <link:label id="lab_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_3FF0F3456B6191FE01A7F8808DB49153_terseLabel_en-US" xlink:label="lab_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_3FF0F3456B6191FE01A7F8808DB49153" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">LIHTC unfunded commitments included in other liabilities</link:label>
    <link:label id="lab_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_3FF0F3456B6191FE01A7F8808DB49153_label_en-US" xlink:label="lab_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_3FF0F3456B6191FE01A7F8808DB49153" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Qualified Affordable Housing Project Investments, Commitment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment" xlink:label="loc_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_3FF0F3456B6191FE01A7F8808DB49153" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_3FF0F3456B6191FE01A7F8808DB49153" xlink:to="lab_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_3FF0F3456B6191FE01A7F8808DB49153" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_13FA7D5E06CAA16AB13EF8808DB4908A_verboseLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_13FA7D5E06CAA16AB13EF8808DB4908A" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Lending to special purpose entities included in loans and leases</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_13FA7D5E06CAA16AB13EF8808DB4908A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_13FA7D5E06CAA16AB13EF8808DB4908A" xlink:to="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_13FA7D5E06CAA16AB13EF8808DB4908A" xlink:type="arc" />
    <link:label id="lab_cfg_RenewableEnergyInvestments_DEB8C4BE0AA81F8EFAA8F8808DB476F2_terseLabel_en-US" xlink:label="lab_cfg_RenewableEnergyInvestments_DEB8C4BE0AA81F8EFAA8F8808DB476F2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Renewable energy investments included in other assets</link:label>
    <link:label id="lab_cfg_RenewableEnergyInvestments_DEB8C4BE0AA81F8EFAA8F8808DB476F2_label_en-US" xlink:label="lab_cfg_RenewableEnergyInvestments_DEB8C4BE0AA81F8EFAA8F8808DB476F2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Renewable Energy Investments</link:label>
    <link:label id="lab_cfg_RenewableEnergyInvestments_DEB8C4BE0AA81F8EFAA8F8808DB476F2_documentation_en-US" xlink:label="lab_cfg_RenewableEnergyInvestments_DEB8C4BE0AA81F8EFAA8F8808DB476F2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount of investment in renewable energy projects.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RenewableEnergyInvestments" xlink:label="loc_cfg_RenewableEnergyInvestments_DEB8C4BE0AA81F8EFAA8F8808DB476F2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_RenewableEnergyInvestments_DEB8C4BE0AA81F8EFAA8F8808DB476F2" xlink:to="lab_cfg_RenewableEnergyInvestments_DEB8C4BE0AA81F8EFAA8F8808DB476F2" xlink:type="arc" />
    <link:label id="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember_B27E759A67D3E5497E34A35942D32EE7_verboseLabel_en-US" xlink:label="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember_B27E759A67D3E5497E34A35942D32EE7" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Federal funds purchased and securities sold under agreements to repurchase</link:label>
    <link:label id="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember_B27E759A67D3E5497E34A35942D32EE7_label_en-US" xlink:label="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember_B27E759A67D3E5497E34A35942D32EE7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember_B27E759A67D3E5497E34A35942D32EE7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember_B27E759A67D3E5497E34A35942D32EE7" xlink:to="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember_B27E759A67D3E5497E34A35942D32EE7" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate_EC39091C6D56A7565D60A35942D4F848_terseLabel_en-US" xlink:label="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate_EC39091C6D56A7565D60A35942D4F848" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted-average interest rate at period end</link:label>
    <link:label id="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate_EC39091C6D56A7565D60A35942D4F848_label_en-US" xlink:label="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate_EC39091C6D56A7565D60A35942D4F848" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Short-term Debt, Weighted Average Interest Rate, at Point in Time</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermDebtWeightedAverageInterestRate" xlink:label="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate_EC39091C6D56A7565D60A35942D4F848" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate_EC39091C6D56A7565D60A35942D4F848" xlink:to="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate_EC39091C6D56A7565D60A35942D4F848" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount_386B480DCAB793D3CF6AA35942D416E6_terseLabel_en-US" xlink:label="lab_us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount_386B480DCAB793D3CF6AA35942D416E6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum amount outstanding at month-end during the period</link:label>
    <link:label id="lab_us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount_386B480DCAB793D3CF6AA35942D416E6_label_en-US" xlink:label="lab_us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount_386B480DCAB793D3CF6AA35942D416E6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Short-term Debt, Maximum Month-end Outstanding Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount" xlink:label="loc_us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount_386B480DCAB793D3CF6AA35942D416E6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount_386B480DCAB793D3CF6AA35942D416E6" xlink:to="lab_us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount_386B480DCAB793D3CF6AA35942D416E6" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShorttermDebtAverageOutstandingAmount_C1E309EBF0822CB50916A35942D400F8_terseLabel_en-US" xlink:label="lab_us-gaap_ShorttermDebtAverageOutstandingAmount_C1E309EBF0822CB50916A35942D400F8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Average amount outstanding during the period</link:label>
    <link:label id="lab_us-gaap_ShorttermDebtAverageOutstandingAmount_C1E309EBF0822CB50916A35942D400F8_label_en-US" xlink:label="lab_us-gaap_ShorttermDebtAverageOutstandingAmount_C1E309EBF0822CB50916A35942D400F8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Short-term Debt, Average Outstanding Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShorttermDebtAverageOutstandingAmount" xlink:label="loc_us-gaap_ShorttermDebtAverageOutstandingAmount_C1E309EBF0822CB50916A35942D400F8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShorttermDebtAverageOutstandingAmount_C1E309EBF0822CB50916A35942D400F8" xlink:to="lab_us-gaap_ShorttermDebtAverageOutstandingAmount_C1E309EBF0822CB50916A35942D400F8" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentInterestRateDuringPeriod_83601B7B460EA60E8AD7A35942D5C54F_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentInterestRateDuringPeriod_83601B7B460EA60E8AD7A35942D5C54F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted-average interest rate during the period</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentInterestRateDuringPeriod_83601B7B460EA60E8AD7A35942D5C54F_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentInterestRateDuringPeriod_83601B7B460EA60E8AD7A35942D5C54F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Interest Rate During Period</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentInterestRateDuringPeriod" xlink:label="loc_us-gaap_DebtInstrumentInterestRateDuringPeriod_83601B7B460EA60E8AD7A35942D5C54F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentInterestRateDuringPeriod_83601B7B460EA60E8AD7A35942D5C54F" xlink:to="lab_us-gaap_DebtInstrumentInterestRateDuringPeriod_83601B7B460EA60E8AD7A35942D5C54F" xlink:type="arc" />
    <link:label id="lab_cfg_LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock_A723C96DA496601BE283A35942A24A3D_terseLabel_en-US" xlink:label="lab_cfg_LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock_A723C96DA496601BE283A35942A24A3D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of mortgage banking activities</link:label>
    <link:label id="lab_cfg_LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock_A723C96DA496601BE283A35942A24A3D_label_en-US" xlink:label="lab_cfg_LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock_A723C96DA496601BE283A35942A24A3D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and Leases Receivable, Mortgage Banking Activities [Table Text Block]</link:label>
    <link:label id="lab_cfg_LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock_A723C96DA496601BE283A35942A24A3D_documentation_en-US" xlink:label="lab_cfg_LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock_A723C96DA496601BE283A35942A24A3D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loans and Leases Receivable, Mortgage Banking Activities [Table Text Block]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock" xlink:label="loc_cfg_LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock_A723C96DA496601BE283A35942A24A3D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock_A723C96DA496601BE283A35942A24A3D" xlink:to="lab_cfg_LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock_A723C96DA496601BE283A35942A24A3D" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock_427C9771F4BFA0B7EE27A35942A2DEA5_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock_427C9771F4BFA0B7EE27A35942A2DEA5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of valuation allowance for impairment of recognized servicing assets</link:label>
    <link:label id="lab_us-gaap_ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock_427C9771F4BFA0B7EE27A35942A2DEA5_label_en-US" xlink:label="lab_us-gaap_ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock_427C9771F4BFA0B7EE27A35942A2DEA5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Valuation Allowance for Impairment of Recognized Servicing Assets [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock" xlink:label="loc_us-gaap_ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock_427C9771F4BFA0B7EE27A35942A2DEA5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock_427C9771F4BFA0B7EE27A35942A2DEA5" xlink:to="lab_us-gaap_ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock_427C9771F4BFA0B7EE27A35942A2DEA5" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfServicingAssetsAtAmortizedValueTextBlock_BC7D7239C03C1F079549A35942A358D8_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfServicingAssetsAtAmortizedValueTextBlock_BC7D7239C03C1F079549A35942A358D8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Servicing asset at amortized cost</link:label>
    <link:label id="lab_us-gaap_ScheduleOfServicingAssetsAtAmortizedValueTextBlock_BC7D7239C03C1F079549A35942A358D8_label_en-US" xlink:label="lab_us-gaap_ScheduleOfServicingAssetsAtAmortizedValueTextBlock_BC7D7239C03C1F079549A35942A358D8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset at Amortized Cost [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfServicingAssetsAtAmortizedValueTextBlock" xlink:label="loc_us-gaap_ScheduleOfServicingAssetsAtAmortizedValueTextBlock_BC7D7239C03C1F079549A35942A358D8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfServicingAssetsAtAmortizedValueTextBlock_BC7D7239C03C1F079549A35942A358D8" xlink:to="lab_us-gaap_ScheduleOfServicingAssetsAtAmortizedValueTextBlock_BC7D7239C03C1F079549A35942A358D8" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_E45ED971D42CB45F4E7AA35942A3515B_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_E45ED971D42CB45F4E7AA35942A3515B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Servicing asset at fair value</link:label>
    <link:label id="lab_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_E45ED971D42CB45F4E7AA35942A3515B_label_en-US" xlink:label="lab_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_E45ED971D42CB45F4E7AA35942A3515B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Servicing Assets at Fair Value [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock" xlink:label="loc_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_E45ED971D42CB45F4E7AA35942A3515B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_E45ED971D42CB45F4E7AA35942A3515B" xlink:to="lab_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_E45ED971D42CB45F4E7AA35942A3515B" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_5D71E8FA1789401120B2A35942A36217_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_5D71E8FA1789401120B2A35942A36217" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of fair value assumptions used to estimate the value of Mortgage Servicing Rights</link:label>
    <link:label id="lab_us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_5D71E8FA1789401120B2A35942A36217_label_en-US" xlink:label="lab_us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_5D71E8FA1789401120B2A35942A36217" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock" xlink:label="loc_us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_5D71E8FA1789401120B2A35942A36217" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_5D71E8FA1789401120B2A35942A36217" xlink:to="lab_us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_5D71E8FA1789401120B2A35942A36217" xlink:type="arc" />
    <link:label id="lab_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_3EBE78081DAC91CAE4EAD993D3DF31C2_terseLabel_en-US" xlink:label="lab_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_3EBE78081DAC91CAE4EAD993D3DF31C2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation of Unrecognized Tax Benefits, Excluding Amounts Pertaining to Examined Tax Returns [Roll Forward]</link:label>
    <link:label id="lab_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_3EBE78081DAC91CAE4EAD993D3DF31C2_label_en-US" xlink:label="lab_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_3EBE78081DAC91CAE4EAD993D3DF31C2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reconciliation of Unrecognized Tax Benefits, Excluding Amounts Pertaining to Examined Tax Returns [Roll Forward]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward" xlink:label="loc_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_3EBE78081DAC91CAE4EAD993D3DF31C2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_3EBE78081DAC91CAE4EAD993D3DF31C2" xlink:to="lab_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_3EBE78081DAC91CAE4EAD993D3DF31C2" xlink:type="arc" />
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefits_334962834944EF0A1E1AD993D3DF6CB8_periodStartLabel_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefits_334962834944EF0A1E1AD993D3DF6CB8" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Balance at the beginning of the year</link:label>
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefits_334962834944EF0A1E1AD993D3DF6CB8_label_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefits_334962834944EF0A1E1AD993D3DF6CB8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unrecognized Tax Benefits</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefits" xlink:label="loc_us-gaap_UnrecognizedTaxBenefits_334962834944EF0A1E1AD993D3DF6CB8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UnrecognizedTaxBenefits_334962834944EF0A1E1AD993D3DF6CB8" xlink:to="lab_us-gaap_UnrecognizedTaxBenefits_334962834944EF0A1E1AD993D3DF6CB8" xlink:type="arc" />
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions_09CF4B0A3C46341EC9BDD993D3E049A2_terseLabel_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions_09CF4B0A3C46341EC9BDD993D3E049A2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross increase for tax positions related to current year</link:label>
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions_09CF4B0A3C46341EC9BDD993D3E049A2_label_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions_09CF4B0A3C46341EC9BDD993D3E049A2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unrecognized Tax Benefits, Increase Resulting from Current Period Tax Positions</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions_09CF4B0A3C46341EC9BDD993D3E049A2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions_09CF4B0A3C46341EC9BDD993D3E049A2" xlink:to="lab_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions_09CF4B0A3C46341EC9BDD993D3E049A2" xlink:type="arc" />
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions_D9FD68428CD509952AADD993D3E09F20_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions_D9FD68428CD509952AADD993D3E09F20" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Gross decrease for tax positions related to prior years</link:label>
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions_D9FD68428CD509952AADD993D3E09F20_label_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions_D9FD68428CD509952AADD993D3E09F20" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unrecognized Tax Benefits, Decrease Resulting from Prior Period Tax Positions</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions_D9FD68428CD509952AADD993D3E09F20" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions_D9FD68428CD509952AADD993D3E09F20" xlink:to="lab_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions_D9FD68428CD509952AADD993D3E09F20" xlink:type="arc" />
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_9511193F1421C6202FA1D993D3E0A1D9_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_9511193F1421C6202FA1D993D3E0A1D9" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Decrease for tax positions as a result of the lapse of the statutes of limitations</link:label>
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_9511193F1421C6202FA1D993D3E0A1D9_label_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_9511193F1421C6202FA1D993D3E0A1D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unrecognized Tax Benefits, Reduction Resulting from Lapse of Applicable Statute of Limitations</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_9511193F1421C6202FA1D993D3E0A1D9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_9511193F1421C6202FA1D993D3E0A1D9" xlink:to="lab_us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_9511193F1421C6202FA1D993D3E0A1D9" xlink:type="arc" />
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities_DC5DE49C4C31EEDED67FD993D3E08AE7_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities_DC5DE49C4C31EEDED67FD993D3E08AE7" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Decrease for tax positions related to settlements with taxing authorities</link:label>
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities_DC5DE49C4C31EEDED67FD993D3E08AE7_label_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities_DC5DE49C4C31EEDED67FD993D3E08AE7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unrecognized Tax Benefits, Decrease Resulting from Settlements with Taxing Authorities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities_DC5DE49C4C31EEDED67FD993D3E08AE7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities_DC5DE49C4C31EEDED67FD993D3E08AE7" xlink:to="lab_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities_DC5DE49C4C31EEDED67FD993D3E08AE7" xlink:type="arc" />
    <link:label id="lab_us-gaap_UnrecognizedTaxBenefits_9CB8BEAED4C56C366BAED993D3E1B286_periodEndLabel_en-US" xlink:label="lab_us-gaap_UnrecognizedTaxBenefits_9CB8BEAED4C56C366BAED993D3E1B286" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Balance at end of year</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefits" xlink:label="loc_us-gaap_UnrecognizedTaxBenefits_9CB8BEAED4C56C366BAED993D3E1B286" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UnrecognizedTaxBenefits_9CB8BEAED4C56C366BAED993D3E1B286" xlink:to="lab_us-gaap_UnrecognizedTaxBenefits_9CB8BEAED4C56C366BAED993D3E1B286" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_5ED42AACF1677A00E92CA35941AB2C5B_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_5ED42AACF1677A00E92CA35941AB2C5B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of derivative instruments in consolidated balance sheets</link:label>
    <link:label id="lab_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_5ED42AACF1677A00E92CA35941AB2C5B_label_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_5ED42AACF1677A00E92CA35941AB2C5B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_5ED42AACF1677A00E92CA35941AB2C5B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_5ED42AACF1677A00E92CA35941AB2C5B" xlink:to="lab_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_5ED42AACF1677A00E92CA35941AB2C5B" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock_04B5829D8497AB310073A35941AC930A_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock_04B5829D8497AB310073A35941AC930A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of fair value hedges</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock_04B5829D8497AB310073A35941AC930A_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock_04B5829D8497AB310073A35941AC930A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock_04B5829D8497AB310073A35941AC930A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock_04B5829D8497AB310073A35941AC930A" xlink:to="lab_us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock_04B5829D8497AB310073A35941AC930A" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock_DBDA72A93759EFD43213A35941ACA550_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock_DBDA72A93759EFD43213A35941ACA550" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of effect of cash flow hedges on net income and stockholders' equity</link:label>
    <link:label id="lab_us-gaap_ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock_DBDA72A93759EFD43213A35941ACA550_label_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock_DBDA72A93759EFD43213A35941ACA550" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock_DBDA72A93759EFD43213A35941ACA550" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock_DBDA72A93759EFD43213A35941ACA550" xlink:to="lab_us-gaap_ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock_DBDA72A93759EFD43213A35941ACA550" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_3217545D7978FAC7B068A35941AC0E73_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_3217545D7978FAC7B068A35941AC0E73" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of effect of derivative Instruments on net income</link:label>
    <link:label id="lab_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_3217545D7978FAC7B068A35941AC0E73_label_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_3217545D7978FAC7B068A35941AC0E73" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Gain (Loss) [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_3217545D7978FAC7B068A35941AC0E73" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_3217545D7978FAC7B068A35941AC0E73" xlink:to="lab_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_3217545D7978FAC7B068A35941AC0E73" xlink:type="arc" />
    <link:label id="lab_us-gaap_MortgageBackedSecuritiesMember_FD8A89FFFF950B3F7A46CF40555A5441_verboseLabel_en-US" xlink:label="lab_us-gaap_MortgageBackedSecuritiesMember_FD8A89FFFF950B3F7A46CF40555A5441" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Total mortgage-backed securities, at fair value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesMember_FD8A89FFFF950B3F7A46CF40555A5441" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MortgageBackedSecuritiesMember_FD8A89FFFF950B3F7A46CF40555A5441" xlink:to="lab_us-gaap_MortgageBackedSecuritiesMember_FD8A89FFFF950B3F7A46CF40555A5441" xlink:type="arc" />
    <link:label id="lab_cfg_FederalReserveBankStockMember_E796E3DDB22BAAC4246ACF40555A1072_terseLabel_en-US" xlink:label="lab_cfg_FederalReserveBankStockMember_E796E3DDB22BAAC4246ACF40555A1072" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal Reserve Bank stock</link:label>
    <link:label id="lab_cfg_FederalReserveBankStockMember_E796E3DDB22BAAC4246ACF40555A1072_label_en-US" xlink:label="lab_cfg_FederalReserveBankStockMember_E796E3DDB22BAAC4246ACF40555A1072" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Reserve Bank Stock [Member]</link:label>
    <link:label id="lab_cfg_FederalReserveBankStockMember_E796E3DDB22BAAC4246ACF40555A1072_documentation_en-US" xlink:label="lab_cfg_FederalReserveBankStockMember_E796E3DDB22BAAC4246ACF40555A1072" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Federal Reserve Bank Stock [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FederalReserveBankStockMember" xlink:label="loc_cfg_FederalReserveBankStockMember_E796E3DDB22BAAC4246ACF40555A1072" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FederalReserveBankStockMember_E796E3DDB22BAAC4246ACF40555A1072" xlink:to="lab_cfg_FederalReserveBankStockMember_E796E3DDB22BAAC4246ACF40555A1072" xlink:type="arc" />
    <link:label id="lab_us-gaap_InvestmentInFederalHomeLoanBankStockMember_B452359DC152933BA19CCF40555A7B3E_terseLabel_en-US" xlink:label="lab_us-gaap_InvestmentInFederalHomeLoanBankStockMember_B452359DC152933BA19CCF40555A7B3E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank stock</link:label>
    <link:label id="lab_us-gaap_InvestmentInFederalHomeLoanBankStockMember_B452359DC152933BA19CCF40555A7B3E_label_en-US" xlink:label="lab_us-gaap_InvestmentInFederalHomeLoanBankStockMember_B452359DC152933BA19CCF40555A7B3E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment in Federal Home Loan Bank Stock [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentInFederalHomeLoanBankStockMember" xlink:label="loc_us-gaap_InvestmentInFederalHomeLoanBankStockMember_B452359DC152933BA19CCF40555A7B3E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentInFederalHomeLoanBankStockMember_B452359DC152933BA19CCF40555A7B3E" xlink:to="lab_us-gaap_InvestmentInFederalHomeLoanBankStockMember_B452359DC152933BA19CCF40555A7B3E" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_AAB431C40A31D6419375CF40555BC864_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_AAB431C40A31D6419375CF40555BC864" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Debt Securities Available-for-Sale, Amortized Cost</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_AAB431C40A31D6419375CF40555BC864_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_AAB431C40A31D6419375CF40555BC864" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Amortized Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_AAB431C40A31D6419375CF40555BC864" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_AAB431C40A31D6419375CF40555BC864" xlink:to="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_AAB431C40A31D6419375CF40555BC864" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_E7955E4A651A3A830839CF40555B0F04_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_E7955E4A651A3A830839CF40555B0F04" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Securities Available-for-Sale, Gross Unrealized Gains</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_E7955E4A651A3A830839CF40555B0F04_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_E7955E4A651A3A830839CF40555B0F04" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_E7955E4A651A3A830839CF40555B0F04" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_E7955E4A651A3A830839CF40555B0F04" xlink:to="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_E7955E4A651A3A830839CF40555B0F04" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_FC169CC2A51169D288A5CF40555B9763_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_FC169CC2A51169D288A5CF40555B9763" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Debt Securities Available-for-Sale, Gross Unrealized Losses</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_FC169CC2A51169D288A5CF40555B9763_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_FC169CC2A51169D288A5CF40555B9763" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_FC169CC2A51169D288A5CF40555B9763" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_FC169CC2A51169D288A5CF40555B9763" xlink:to="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_FC169CC2A51169D288A5CF40555B9763" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecurities_9DB2D1D06237772539C8CF40555CEBF9_totalLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecurities_9DB2D1D06237772539C8CF40555CEBF9" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Debt Securities Held-to-Maturity, Amortized Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_9DB2D1D06237772539C8CF40555CEBF9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecurities_9DB2D1D06237772539C8CF40555CEBF9" xlink:to="lab_us-gaap_HeldToMaturitySecurities_9DB2D1D06237772539C8CF40555CEBF9" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_F0F034C5341D2D42A80DCF40555C8E95_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_F0F034C5341D2D42A80DCF40555C8E95" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Securities Held-to-Maturity, Gross Unrealized Gain</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_F0F034C5341D2D42A80DCF40555C8E95_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_F0F034C5341D2D42A80DCF40555C8E95" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_F0F034C5341D2D42A80DCF40555C8E95" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_F0F034C5341D2D42A80DCF40555C8E95" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_F0F034C5341D2D42A80DCF40555C8E95" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_7BEFD8833F9E77AA8D75CF40555C5616_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_7BEFD8833F9E77AA8D75CF40555C5616" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Debt Securities Held-to-Maturity, Gross Unrealized Losses</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_7BEFD8833F9E77AA8D75CF40555C5616_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_7BEFD8833F9E77AA8D75CF40555C5616" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_7BEFD8833F9E77AA8D75CF40555C5616" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_7BEFD8833F9E77AA8D75CF40555C5616" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_7BEFD8833F9E77AA8D75CF40555C5616" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesFairValue_496C52B036475EFA9BEDCF40555CB7CF_verboseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesFairValue_496C52B036475EFA9BEDCF40555CB7CF" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Debt Securities Held-to-Maturity, Fair Value</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesFairValue_496C52B036475EFA9BEDCF40555CB7CF_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesFairValue_496C52B036475EFA9BEDCF40555CB7CF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-maturity, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_496C52B036475EFA9BEDCF40555CB7CF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesFairValue_496C52B036475EFA9BEDCF40555CB7CF" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesFairValue_496C52B036475EFA9BEDCF40555CB7CF" xlink:type="arc" />
    <link:label id="lab_us-gaap_EquitySecuritiesFvNiCost_386ECE61D79B2BC96F93CF40555CA0C2_totalLabel_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNiCost_386ECE61D79B2BC96F93CF40555CA0C2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Equity Securities, at Fair Value, Amortized Cost</link:label>
    <link:label id="lab_us-gaap_EquitySecuritiesFvNiCost_386ECE61D79B2BC96F93CF40555CA0C2_label_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNiCost_386ECE61D79B2BC96F93CF40555CA0C2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Securities, FV-NI, Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiCost" xlink:label="loc_us-gaap_EquitySecuritiesFvNiCost_386ECE61D79B2BC96F93CF40555CA0C2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquitySecuritiesFvNiCost_386ECE61D79B2BC96F93CF40555CA0C2" xlink:to="lab_us-gaap_EquitySecuritiesFvNiCost_386ECE61D79B2BC96F93CF40555CA0C2" xlink:type="arc" />
    <link:label id="lab_us-gaap_FederalReserveBankStock_30CB26869635B5E56678CF40555C06C4_totalLabel_en-US" xlink:label="lab_us-gaap_FederalReserveBankStock_30CB26869635B5E56678CF40555C06C4" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Federal Reserve Bank stock, Amortized Cost</link:label>
    <link:label id="lab_us-gaap_FederalReserveBankStock_30CB26869635B5E56678CF40555C06C4_label_en-US" xlink:label="lab_us-gaap_FederalReserveBankStock_30CB26869635B5E56678CF40555C06C4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Reserve Bank Stock</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalReserveBankStock" xlink:label="loc_us-gaap_FederalReserveBankStock_30CB26869635B5E56678CF40555C06C4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalReserveBankStock_30CB26869635B5E56678CF40555C06C4" xlink:to="lab_us-gaap_FederalReserveBankStock_30CB26869635B5E56678CF40555C06C4" xlink:type="arc" />
    <link:label id="lab_cfg_FederalReserveBankStockFairValue_4ECFDCF4CE2696FAC27CCF40555D482E_terseLabel_en-US" xlink:label="lab_cfg_FederalReserveBankStockFairValue_4ECFDCF4CE2696FAC27CCF40555D482E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal Reserve Bank stock, Fair Value</link:label>
    <link:label id="lab_cfg_FederalReserveBankStockFairValue_4ECFDCF4CE2696FAC27CCF40555D482E_label_en-US" xlink:label="lab_cfg_FederalReserveBankStockFairValue_4ECFDCF4CE2696FAC27CCF40555D482E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Reserve Bank Stock Fair Value</link:label>
    <link:label id="lab_cfg_FederalReserveBankStockFairValue_4ECFDCF4CE2696FAC27CCF40555D482E_documentation_en-US" xlink:label="lab_cfg_FederalReserveBankStockFairValue_4ECFDCF4CE2696FAC27CCF40555D482E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair value of Federal Reserve Bank stock.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FederalReserveBankStockFairValue" xlink:label="loc_cfg_FederalReserveBankStockFairValue_4ECFDCF4CE2696FAC27CCF40555D482E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FederalReserveBankStockFairValue_4ECFDCF4CE2696FAC27CCF40555D482E" xlink:to="lab_cfg_FederalReserveBankStockFairValue_4ECFDCF4CE2696FAC27CCF40555D482E" xlink:type="arc" />
    <link:label id="lab_us-gaap_FederalHomeLoanBankStock_86803329114F3B21DC5FCF40555DD97F_totalLabel_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankStock_86803329114F3B21DC5FCF40555DD97F" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank stock, Amortized Cost</link:label>
    <link:label id="lab_us-gaap_FederalHomeLoanBankStock_86803329114F3B21DC5FCF40555DD97F_label_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankStock_86803329114F3B21DC5FCF40555DD97F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank Stock</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="loc_us-gaap_FederalHomeLoanBankStock_86803329114F3B21DC5FCF40555DD97F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankStock_86803329114F3B21DC5FCF40555DD97F" xlink:to="lab_us-gaap_FederalHomeLoanBankStock_86803329114F3B21DC5FCF40555DD97F" xlink:type="arc" />
    <link:label id="lab_cfg_FederalHomeLoanBankStockFairValue_2E4D3D88C918661AAF60CF40555DDF0C_terseLabel_en-US" xlink:label="lab_cfg_FederalHomeLoanBankStockFairValue_2E4D3D88C918661AAF60CF40555DDF0C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank stock, Fair Value</link:label>
    <link:label id="lab_cfg_FederalHomeLoanBankStockFairValue_2E4D3D88C918661AAF60CF40555DDF0C_label_en-US" xlink:label="lab_cfg_FederalHomeLoanBankStockFairValue_2E4D3D88C918661AAF60CF40555DDF0C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank Stock, Fair Value</link:label>
    <link:label id="lab_cfg_FederalHomeLoanBankStockFairValue_2E4D3D88C918661AAF60CF40555DDF0C_documentation_en-US" xlink:label="lab_cfg_FederalHomeLoanBankStockFairValue_2E4D3D88C918661AAF60CF40555DDF0C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair value of Federal Home Loan Bank (FHLB) stock.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FederalHomeLoanBankStockFairValue" xlink:label="loc_cfg_FederalHomeLoanBankStockFairValue_2E4D3D88C918661AAF60CF40555DDF0C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FederalHomeLoanBankStockFairValue_2E4D3D88C918661AAF60CF40555DDF0C" xlink:to="lab_cfg_FederalHomeLoanBankStockFairValue_2E4D3D88C918661AAF60CF40555DDF0C" xlink:type="arc" />
    <link:label id="lab_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis_E38E33EF108052D84832CF40555D8816_totalLabel_en-US" xlink:label="lab_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis_E38E33EF108052D84832CF40555D8816" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Other equity securities, Amortized Cost</link:label>
    <link:label id="lab_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis_E38E33EF108052D84832CF40555D8816_label_en-US" xlink:label="lab_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis_E38E33EF108052D84832CF40555D8816" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Investment Securities, at Cost, Amortized Cost Basis</link:label>
    <link:label id="lab_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis_E38E33EF108052D84832CF40555D8816_documentation_en-US" xlink:label="lab_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis_E38E33EF108052D84832CF40555D8816" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Investment Securities, at Cost, Amortized Cost Basis</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis" xlink:label="loc_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis_E38E33EF108052D84832CF40555D8816" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis_E38E33EF108052D84832CF40555D8816" xlink:to="lab_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis_E38E33EF108052D84832CF40555D8816" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherInvestmentsAndSecuritiesAtCost_D6710DAD13E8A009EDF7CF640CC14593_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherInvestmentsAndSecuritiesAtCost_D6710DAD13E8A009EDF7CF640CC14593" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other equity securities, Fair Value</link:label>
    <link:label id="lab_us-gaap_OtherInvestmentsAndSecuritiesAtCost_D6710DAD13E8A009EDF7CF640CC14593_label_en-US" xlink:label="lab_us-gaap_OtherInvestmentsAndSecuritiesAtCost_D6710DAD13E8A009EDF7CF640CC14593" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Investments and Securities, at Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherInvestmentsAndSecuritiesAtCost" xlink:label="loc_us-gaap_OtherInvestmentsAndSecuritiesAtCost_D6710DAD13E8A009EDF7CF640CC14593" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherInvestmentsAndSecuritiesAtCost_D6710DAD13E8A009EDF7CF640CC14593" xlink:to="lab_us-gaap_OtherInvestmentsAndSecuritiesAtCost_D6710DAD13E8A009EDF7CF640CC14593" xlink:type="arc" />
    <link:label id="lab_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_5190165D9027891C6CABCF40555DA47E_totalLabel_en-US" xlink:label="lab_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_5190165D9027891C6CABCF40555DA47E" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total equity securities, at cost, Amortized Cost</link:label>
    <link:label id="lab_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_5190165D9027891C6CABCF40555DA47E_label_en-US" xlink:label="lab_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_5190165D9027891C6CABCF40555DA47E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Total Other Investment Securities At Cost, Amortized Cost Basis</link:label>
    <link:label id="lab_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_5190165D9027891C6CABCF40555DA47E_documentation_en-US" xlink:label="lab_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_5190165D9027891C6CABCF40555DA47E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Total Other Investment Securities At Cost, Amortized Cost Basis</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" xlink:label="loc_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_5190165D9027891C6CABCF40555DA47E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_5190165D9027891C6CABCF40555DA47E" xlink:to="lab_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_5190165D9027891C6CABCF40555DA47E" xlink:type="arc" />
    <link:label id="lab_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_484E6A3E5C6209AEAF8DCF40555E2D77_totalLabel_en-US" xlink:label="lab_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_484E6A3E5C6209AEAF8DCF40555E2D77" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total equity securities, at cost, Fair Value</link:label>
    <link:label id="lab_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_484E6A3E5C6209AEAF8DCF40555E2D77_label_en-US" xlink:label="lab_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_484E6A3E5C6209AEAF8DCF40555E2D77" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Total Other Investment Securities At Cost, Fair Value</link:label>
    <link:label id="lab_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_484E6A3E5C6209AEAF8DCF40555E2D77_documentation_en-US" xlink:label="lab_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_484E6A3E5C6209AEAF8DCF40555E2D77" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Total Other Investment Securities At Cost, Fair Value</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalOtherInvestmentSecuritiesAtCostFairValue" xlink:label="loc_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_484E6A3E5C6209AEAF8DCF40555E2D77" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_484E6A3E5C6209AEAF8DCF40555E2D77" xlink:to="lab_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_484E6A3E5C6209AEAF8DCF40555E2D77" xlink:type="arc" />
    <link:label id="lab_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_A84D08D600A766D9F1A2A359430F5391_terseLabel_en-US" xlink:label="lab_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_A84D08D600A766D9F1A2A359430F5391" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">EMPLOYEE BENEFITS</link:label>
    <link:label id="lab_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_A84D08D600A766D9F1A2A359430F5391_label_en-US" xlink:label="lab_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_A84D08D600A766D9F1A2A359430F5391" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pension and Other Postretirement Benefits Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" xlink:label="loc_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_A84D08D600A766D9F1A2A359430F5391" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_A84D08D600A766D9F1A2A359430F5391" xlink:to="lab_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_A84D08D600A766D9F1A2A359430F5391" xlink:type="arc" />
    <link:label id="lab_us-gaap_LesseeLeaseDescriptionTable_9041487C6B091CA22055205BEC4894BA_terseLabel_en-US" xlink:label="lab_us-gaap_LesseeLeaseDescriptionTable_9041487C6B091CA22055205BEC4894BA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Lessee, Lease, Description [Table]</link:label>
    <link:label id="lab_us-gaap_LesseeLeaseDescriptionTable_9041487C6B091CA22055205BEC4894BA_label_en-US" xlink:label="lab_us-gaap_LesseeLeaseDescriptionTable_9041487C6B091CA22055205BEC4894BA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lessee, Lease, Description [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeLeaseDescriptionTable" xlink:label="loc_us-gaap_LesseeLeaseDescriptionTable_9041487C6B091CA22055205BEC4894BA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LesseeLeaseDescriptionTable_9041487C6B091CA22055205BEC4894BA" xlink:to="lab_us-gaap_LesseeLeaseDescriptionTable_9041487C6B091CA22055205BEC4894BA" xlink:type="arc" />
    <link:label id="lab_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE_terseLabel_en-US" xlink:label="lab_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Lessee, Lease, Description [Line Items]</link:label>
    <link:label id="lab_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE_label_en-US" xlink:label="lab_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lessee, Lease, Description [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeLeaseDescriptionLineItems" xlink:label="loc_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:to="lab_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:type="arc" />
    <link:label id="lab_us-gaap_LessorOperatingLeaseTermOfContract_AE5A7741F998003AB25E205BEC4A272A_terseLabel_en-US" xlink:label="lab_us-gaap_LessorOperatingLeaseTermOfContract_AE5A7741F998003AB25E205BEC4A272A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Lease term</link:label>
    <link:label id="lab_us-gaap_LessorOperatingLeaseTermOfContract_AE5A7741F998003AB25E205BEC4A272A_label_en-US" xlink:label="lab_us-gaap_LessorOperatingLeaseTermOfContract_AE5A7741F998003AB25E205BEC4A272A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lessor, Operating Lease, Term of Contract</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LessorOperatingLeaseTermOfContract" xlink:label="loc_us-gaap_LessorOperatingLeaseTermOfContract_AE5A7741F998003AB25E205BEC4A272A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LessorOperatingLeaseTermOfContract_AE5A7741F998003AB25E205BEC4A272A" xlink:to="lab_us-gaap_LessorOperatingLeaseTermOfContract_AE5A7741F998003AB25E205BEC4A272A" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_FC64E5D13BD7A206F3BE205BEC4BA032_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_FC64E5D13BD7A206F3BE205BEC4BA032" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average lease term</link:label>
    <link:label id="lab_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_FC64E5D13BD7A206F3BE205BEC4BA032_label_en-US" xlink:label="lab_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_FC64E5D13BD7A206F3BE205BEC4BA032" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Lease, Weighted Average Remaining Lease Term</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:label="loc_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_FC64E5D13BD7A206F3BE205BEC4BA032" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_FC64E5D13BD7A206F3BE205BEC4BA032" xlink:to="lab_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_FC64E5D13BD7A206F3BE205BEC4BA032" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_54AF3C299079F693FEDF205BEC4BCCEE_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_54AF3C299079F693FEDF205BEC4BCCEE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average discount rate</link:label>
    <link:label id="lab_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_54AF3C299079F693FEDF205BEC4BCCEE_label_en-US" xlink:label="lab_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_54AF3C299079F693FEDF205BEC4BCCEE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Lease, Weighted Average Discount Rate, Percent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:label="loc_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_54AF3C299079F693FEDF205BEC4BCCEE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_54AF3C299079F693FEDF205BEC4BCCEE" xlink:to="lab_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_54AF3C299079F693FEDF205BEC4BCCEE" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfStockByClassTextBlock_888F1558FA6CC14D5867A35941684006_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfStockByClassTextBlock_888F1558FA6CC14D5867A35941684006" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of preferred stock</link:label>
    <link:label id="lab_us-gaap_ScheduleOfStockByClassTextBlock_888F1558FA6CC14D5867A35941684006_label_en-US" xlink:label="lab_us-gaap_ScheduleOfStockByClassTextBlock_888F1558FA6CC14D5867A35941684006" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Stock by Class [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfStockByClassTextBlock" xlink:label="loc_us-gaap_ScheduleOfStockByClassTextBlock_888F1558FA6CC14D5867A35941684006" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfStockByClassTextBlock_888F1558FA6CC14D5867A35941684006" xlink:to="lab_us-gaap_ScheduleOfStockByClassTextBlock_888F1558FA6CC14D5867A35941684006" xlink:type="arc" />
    <link:label id="lab_us-gaap_DividendsDeclaredTableTextBlock_3E111D55127774EFCF8DA35941685674_terseLabel_en-US" xlink:label="lab_us-gaap_DividendsDeclaredTableTextBlock_3E111D55127774EFCF8DA35941685674" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of dividends</link:label>
    <link:label id="lab_us-gaap_DividendsDeclaredTableTextBlock_3E111D55127774EFCF8DA35941685674_label_en-US" xlink:label="lab_us-gaap_DividendsDeclaredTableTextBlock_3E111D55127774EFCF8DA35941685674" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends Declared [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsDeclaredTableTextBlock" xlink:label="loc_us-gaap_DividendsDeclaredTableTextBlock_3E111D55127774EFCF8DA35941685674" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendsDeclaredTableTextBlock_3E111D55127774EFCF8DA35941685674" xlink:to="lab_us-gaap_DividendsDeclaredTableTextBlock_3E111D55127774EFCF8DA35941685674" xlink:type="arc" />
    <link:label id="lab_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322_terseLabel_en-US" xlink:label="lab_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill [Roll Forward]</link:label>
    <link:label id="lab_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322_label_en-US" xlink:label="lab_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill [Roll Forward]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillRollForward" xlink:label="loc_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322" xlink:to="lab_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322" xlink:type="arc" />
    <link:label id="lab_us-gaap_Goodwill_287D7EDA6C1CC71AF6F9A3594211B152_periodStartLabel_en-US" xlink:label="lab_us-gaap_Goodwill_287D7EDA6C1CC71AF6F9A3594211B152" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_287D7EDA6C1CC71AF6F9A3594211B152" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Goodwill_287D7EDA6C1CC71AF6F9A3594211B152" xlink:to="lab_us-gaap_Goodwill_287D7EDA6C1CC71AF6F9A3594211B152" xlink:type="arc" />
    <link:label id="lab_us-gaap_GoodwillAcquiredDuringPeriod_8C7D4314003B70682AA5A3594211196C_terseLabel_en-US" xlink:label="lab_us-gaap_GoodwillAcquiredDuringPeriod_8C7D4314003B70682AA5A3594211196C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Business acquisitions</link:label>
    <link:label id="lab_us-gaap_GoodwillAcquiredDuringPeriod_8C7D4314003B70682AA5A3594211196C_label_en-US" xlink:label="lab_us-gaap_GoodwillAcquiredDuringPeriod_8C7D4314003B70682AA5A3594211196C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill, Acquired During Period</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillAcquiredDuringPeriod" xlink:label="loc_us-gaap_GoodwillAcquiredDuringPeriod_8C7D4314003B70682AA5A3594211196C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillAcquiredDuringPeriod_8C7D4314003B70682AA5A3594211196C" xlink:to="lab_us-gaap_GoodwillAcquiredDuringPeriod_8C7D4314003B70682AA5A3594211196C" xlink:type="arc" />
    <link:label id="lab_us-gaap_GoodwillPurchaseAccountingAdjustments_0EDAB01BE53B466CF3A2A3594211A8B0_terseLabel_en-US" xlink:label="lab_us-gaap_GoodwillPurchaseAccountingAdjustments_0EDAB01BE53B466CF3A2A3594211A8B0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustments</link:label>
    <link:label id="lab_us-gaap_GoodwillPurchaseAccountingAdjustments_0EDAB01BE53B466CF3A2A3594211A8B0_label_en-US" xlink:label="lab_us-gaap_GoodwillPurchaseAccountingAdjustments_0EDAB01BE53B466CF3A2A3594211A8B0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill, Purchase Accounting Adjustments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillPurchaseAccountingAdjustments" xlink:label="loc_us-gaap_GoodwillPurchaseAccountingAdjustments_0EDAB01BE53B466CF3A2A3594211A8B0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillPurchaseAccountingAdjustments_0EDAB01BE53B466CF3A2A3594211A8B0" xlink:to="lab_us-gaap_GoodwillPurchaseAccountingAdjustments_0EDAB01BE53B466CF3A2A3594211A8B0" xlink:type="arc" />
    <link:label id="lab_us-gaap_Goodwill_2A339126ACCD295C1689A35942116BA2_periodEndLabel_en-US" xlink:label="lab_us-gaap_Goodwill_2A339126ACCD295C1689A35942116BA2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_2A339126ACCD295C1689A35942116BA2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Goodwill_2A339126ACCD295C1689A35942116BA2" xlink:to="lab_us-gaap_Goodwill_2A339126ACCD295C1689A35942116BA2" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherCommitmentsAxis_2B3680332A35275A7E2FF217BE48CEA5_terseLabel_en-US" xlink:label="lab_us-gaap_OtherCommitmentsAxis_2B3680332A35275A7E2FF217BE48CEA5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Commitments [Axis]</link:label>
    <link:label id="lab_us-gaap_OtherCommitmentsAxis_2B3680332A35275A7E2FF217BE48CEA5_label_en-US" xlink:label="lab_us-gaap_OtherCommitmentsAxis_2B3680332A35275A7E2FF217BE48CEA5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Commitments [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCommitmentsAxis" xlink:label="loc_us-gaap_OtherCommitmentsAxis_2B3680332A35275A7E2FF217BE48CEA5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherCommitmentsAxis_2B3680332A35275A7E2FF217BE48CEA5" xlink:to="lab_us-gaap_OtherCommitmentsAxis_2B3680332A35275A7E2FF217BE48CEA5" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherCommitmentsDomain_76E61D9B4B3A1D30004AF217BE48EC8F_terseLabel_en-US" xlink:label="lab_us-gaap_OtherCommitmentsDomain_76E61D9B4B3A1D30004AF217BE48EC8F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Commitments [Domain]</link:label>
    <link:label id="lab_us-gaap_OtherCommitmentsDomain_76E61D9B4B3A1D30004AF217BE48EC8F_label_en-US" xlink:label="lab_us-gaap_OtherCommitmentsDomain_76E61D9B4B3A1D30004AF217BE48EC8F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Commitments [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCommitmentsDomain" xlink:label="loc_us-gaap_OtherCommitmentsDomain_76E61D9B4B3A1D30004AF217BE48EC8F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherCommitmentsDomain_76E61D9B4B3A1D30004AF217BE48EC8F" xlink:to="lab_us-gaap_OtherCommitmentsDomain_76E61D9B4B3A1D30004AF217BE48EC8F" xlink:type="arc" />
    <link:label id="lab_us-gaap_AffordableHousingProjectInvestmentWriteDownAmount_D1D5BEFDCC1F8898F27EF217BE4B643A_netLabel_en-US" xlink:label="lab_us-gaap_AffordableHousingProjectInvestmentWriteDownAmount_D1D5BEFDCC1F8898F27EF217BE4B643A" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Net impairment losses recognized in earnings</link:label>
    <link:label id="lab_us-gaap_AffordableHousingProjectInvestmentWriteDownAmount_D1D5BEFDCC1F8898F27EF217BE4B643A_label_en-US" xlink:label="lab_us-gaap_AffordableHousingProjectInvestmentWriteDownAmount_D1D5BEFDCC1F8898F27EF217BE4B643A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Affordable Housing Project Investment, Write-down, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AffordableHousingProjectInvestmentWriteDownAmount" xlink:label="loc_us-gaap_AffordableHousingProjectInvestmentWriteDownAmount_D1D5BEFDCC1F8898F27EF217BE4B643A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AffordableHousingProjectInvestmentWriteDownAmount_D1D5BEFDCC1F8898F27EF217BE4B643A" xlink:to="lab_us-gaap_AffordableHousingProjectInvestmentWriteDownAmount_D1D5BEFDCC1F8898F27EF217BE4B643A" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherCommitment_14EF9DA895E0281C2D7DF217BE4B841E_terseLabel_en-US" xlink:label="lab_us-gaap_OtherCommitment_14EF9DA895E0281C2D7DF217BE4B841E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Undrawn commitments to extend credit</link:label>
    <link:label id="lab_us-gaap_OtherCommitment_14EF9DA895E0281C2D7DF217BE4B841E_label_en-US" xlink:label="lab_us-gaap_OtherCommitment_14EF9DA895E0281C2D7DF217BE4B841E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Commitment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCommitment" xlink:label="loc_us-gaap_OtherCommitment_14EF9DA895E0281C2D7DF217BE4B841E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherCommitment_14EF9DA895E0281C2D7DF217BE4B841E" xlink:to="lab_us-gaap_OtherCommitment_14EF9DA895E0281C2D7DF217BE4B841E" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossTax_C297B4E03381DEC339E0A35944CB8150_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossTax_C297B4E03381DEC339E0A35944CB8150" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax effect of changes in OCI</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossTax_C297B4E03381DEC339E0A35944CB8150_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossTax_C297B4E03381DEC339E0A35944CB8150" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossTax_C297B4E03381DEC339E0A35944CB8150" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossTax_C297B4E03381DEC339E0A35944CB8150" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossTax_C297B4E03381DEC339E0A35944CB8150" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation_E3A574F9DD0441CBA05AA35944CB049C_totalLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation_E3A574F9DD0441CBA05AA35944CB049C" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total comprehensive income tax expense</link:label>
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation_E3A574F9DD0441CBA05AA35944CB049C_label_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation_E3A574F9DD0441CBA05AA35944CB049C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Expense (Benefit), Intraperiod Tax Allocation</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation_E3A574F9DD0441CBA05AA35944CB049C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation_E3A574F9DD0441CBA05AA35944CB049C" xlink:to="lab_us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation_E3A574F9DD0441CBA05AA35944CB049C" xlink:type="arc" />
    <link:label id="lab_srt_CondensedBalanceSheetStatementTable_E8EBC200C6FD20C103F4A35942590976_terseLabel_en-US" xlink:label="lab_srt_CondensedBalanceSheetStatementTable_E8EBC200C6FD20C103F4A35942590976" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Balance Sheet Statement [Table]</link:label>
    <link:label id="lab_srt_CondensedBalanceSheetStatementTable_E8EBC200C6FD20C103F4A35942590976_label_en-US" xlink:label="lab_srt_CondensedBalanceSheetStatementTable_E8EBC200C6FD20C103F4A35942590976" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Balance Sheet Statement [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedBalanceSheetStatementTable" xlink:label="loc_srt_CondensedBalanceSheetStatementTable_E8EBC200C6FD20C103F4A35942590976" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CondensedBalanceSheetStatementTable_E8EBC200C6FD20C103F4A35942590976" xlink:to="lab_srt_CondensedBalanceSheetStatementTable_E8EBC200C6FD20C103F4A35942590976" xlink:type="arc" />
    <link:label id="lab_cfg_BankSubsidiariesMember_E27694E4A3D97D1716C4A359425A779E_terseLabel_en-US" xlink:label="lab_cfg_BankSubsidiariesMember_E27694E4A3D97D1716C4A359425A779E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Bank subsidiaries</link:label>
    <link:label id="lab_cfg_BankSubsidiariesMember_E27694E4A3D97D1716C4A359425A779E_label_en-US" xlink:label="lab_cfg_BankSubsidiariesMember_E27694E4A3D97D1716C4A359425A779E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Bank Subsidiaries [Member]</link:label>
    <link:label id="lab_cfg_BankSubsidiariesMember_E27694E4A3D97D1716C4A359425A779E_documentation_en-US" xlink:label="lab_cfg_BankSubsidiariesMember_E27694E4A3D97D1716C4A359425A779E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Bank Subsidiaries [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_BankSubsidiariesMember" xlink:label="loc_cfg_BankSubsidiariesMember_E27694E4A3D97D1716C4A359425A779E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_BankSubsidiariesMember_E27694E4A3D97D1716C4A359425A779E" xlink:to="lab_cfg_BankSubsidiariesMember_E27694E4A3D97D1716C4A359425A779E" xlink:type="arc" />
    <link:label id="lab_cfg_UnaffiliatedCompaniesMember_FC6A128CE4627EE9221AA359425AA76F_terseLabel_en-US" xlink:label="lab_cfg_UnaffiliatedCompaniesMember_FC6A128CE4627EE9221AA359425AA76F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unaffiliated companies</link:label>
    <link:label id="lab_cfg_UnaffiliatedCompaniesMember_FC6A128CE4627EE9221AA359425AA76F_label_en-US" xlink:label="lab_cfg_UnaffiliatedCompaniesMember_FC6A128CE4627EE9221AA359425AA76F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unaffiliated Companies [Member]</link:label>
    <link:label id="lab_cfg_UnaffiliatedCompaniesMember_FC6A128CE4627EE9221AA359425AA76F_documentation_en-US" xlink:label="lab_cfg_UnaffiliatedCompaniesMember_FC6A128CE4627EE9221AA359425AA76F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Unaffiliated Companies [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_UnaffiliatedCompaniesMember" xlink:label="loc_cfg_UnaffiliatedCompaniesMember_FC6A128CE4627EE9221AA359425AA76F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_UnaffiliatedCompaniesMember_FC6A128CE4627EE9221AA359425AA76F" xlink:to="lab_cfg_UnaffiliatedCompaniesMember_FC6A128CE4627EE9221AA359425AA76F" xlink:type="arc" />
    <link:label id="lab_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF_terseLabel_en-US" xlink:label="lab_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Balance Sheet Statements, Captions [Line Items]</link:label>
    <link:label id="lab_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF_label_en-US" xlink:label="lab_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Balance Sheet Statements, Captions [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:label="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:to="lab_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:type="arc" />
    <link:label id="lab_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223_verboseLabel_en-US" xlink:label="lab_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">ASSETS:</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:to="lab_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:type="arc" />
    <link:label id="lab_cfg_LoansandAdvances_FEE1735B6571CBB790EEA359425C51B7_terseLabel_en-US" xlink:label="lab_cfg_LoansandAdvances_FEE1735B6571CBB790EEA359425C51B7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances</link:label>
    <link:label id="lab_cfg_LoansandAdvances_FEE1735B6571CBB790EEA359425C51B7_label_en-US" xlink:label="lab_cfg_LoansandAdvances_FEE1735B6571CBB790EEA359425C51B7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and Advances</link:label>
    <link:label id="lab_cfg_LoansandAdvances_FEE1735B6571CBB790EEA359425C51B7_documentation_en-US" xlink:label="lab_cfg_LoansandAdvances_FEE1735B6571CBB790EEA359425C51B7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loans and Advances</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoansandAdvances" xlink:label="loc_cfg_LoansandAdvances_FEE1735B6571CBB790EEA359425C51B7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_LoansandAdvances_FEE1735B6571CBB790EEA359425C51B7" xlink:to="lab_cfg_LoansandAdvances_FEE1735B6571CBB790EEA359425C51B7" xlink:type="arc" />
    <link:label id="lab_us-gaap_EquityMethodInvestments_F1DB3FEE119ADAB89C43A359425CEE23_terseLabel_en-US" xlink:label="lab_us-gaap_EquityMethodInvestments_F1DB3FEE119ADAB89C43A359425CEE23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investments in subsidiaries</link:label>
    <link:label id="lab_us-gaap_EquityMethodInvestments_F1DB3FEE119ADAB89C43A359425CEE23_label_en-US" xlink:label="lab_us-gaap_EquityMethodInvestments_F1DB3FEE119ADAB89C43A359425CEE23" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Method Investments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="loc_us-gaap_EquityMethodInvestments_F1DB3FEE119ADAB89C43A359425CEE23" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityMethodInvestments_F1DB3FEE119ADAB89C43A359425CEE23" xlink:to="lab_us-gaap_EquityMethodInvestments_F1DB3FEE119ADAB89C43A359425CEE23" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherAssets_F701FAB8F73454B5AE1DA359425CAB32_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherAssets_F701FAB8F73454B5AE1DA359425CAB32" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_F701FAB8F73454B5AE1DA359425CAB32" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherAssets_F701FAB8F73454B5AE1DA359425CAB32" xlink:to="lab_us-gaap_OtherAssets_F701FAB8F73454B5AE1DA359425CAB32" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherLiabilities_F0A30DFF8AAD41C71BC4A359425DB99D_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherLiabilities_F0A30DFF8AAD41C71BC4A359425DB99D" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other liabilities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_F0A30DFF8AAD41C71BC4A359425DB99D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLiabilities_F0A30DFF8AAD41C71BC4A359425DB99D" xlink:to="lab_us-gaap_OtherLiabilities_F0A30DFF8AAD41C71BC4A359425DB99D" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockholdersEquity_F6E68F4E7C1C120BFE5BA359425D4ACE_terseLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquity_F6E68F4E7C1C120BFE5BA359425D4ACE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">TOTAL STOCKHOLDERS&#8217; EQUITY</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_F6E68F4E7C1C120BFE5BA359425D4ACE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquity_F6E68F4E7C1C120BFE5BA359425D4ACE" xlink:to="lab_us-gaap_StockholdersEquity_F6E68F4E7C1C120BFE5BA359425D4ACE" xlink:type="arc" />
    <link:label id="lab_us-gaap_RevenueFromContractWithCustomerTextBlock_F4B3799CF6E8581428CDA35943F73542_verboseLabel_en-US" xlink:label="lab_us-gaap_RevenueFromContractWithCustomerTextBlock_F4B3799CF6E8581428CDA35943F73542" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">NONINTEREST INCOME</link:label>
    <link:label id="lab_us-gaap_RevenueFromContractWithCustomerTextBlock_F4B3799CF6E8581428CDA35943F73542_label_en-US" xlink:label="lab_us-gaap_RevenueFromContractWithCustomerTextBlock_F4B3799CF6E8581428CDA35943F73542" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revenue from Contract with Customer [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RevenueFromContractWithCustomerTextBlock" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerTextBlock_F4B3799CF6E8581428CDA35943F73542" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RevenueFromContractWithCustomerTextBlock_F4B3799CF6E8581428CDA35943F73542" xlink:to="lab_us-gaap_RevenueFromContractWithCustomerTextBlock_F4B3799CF6E8581428CDA35943F73542" xlink:type="arc" />
    <link:label id="lab_cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock_CB5C721E0D7F4945064AA359440B8F57_terseLabel_en-US" xlink:label="lab_cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock_CB5C721E0D7F4945064AA359440B8F57" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Comprehensive Income Tax</link:label>
    <link:label id="lab_cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock_CB5C721E0D7F4945064AA359440B8F57_label_en-US" xlink:label="lab_cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock_CB5C721E0D7F4945064AA359440B8F57" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Comprehensive Income Tax [Table Text Block]</link:label>
    <link:label id="lab_cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock_CB5C721E0D7F4945064AA359440B8F57_documentation_en-US" xlink:label="lab_cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock_CB5C721E0D7F4945064AA359440B8F57" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule of Comprehensive Income Tax [Table Text Block]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock" xlink:label="loc_cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock_CB5C721E0D7F4945064AA359440B8F57" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock_CB5C721E0D7F4945064AA359440B8F57" xlink:to="lab_cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock_CB5C721E0D7F4945064AA359440B8F57" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_79DA8F911DF2EF74D814A359440B97E5_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_79DA8F911DF2EF74D814A359440B97E5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Components of Income Tax Expense</link:label>
    <link:label id="lab_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_79DA8F911DF2EF74D814A359440B97E5_label_en-US" xlink:label="lab_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_79DA8F911DF2EF74D814A359440B97E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_79DA8F911DF2EF74D814A359440B97E5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_79DA8F911DF2EF74D814A359440B97E5" xlink:to="lab_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_79DA8F911DF2EF74D814A359440B97E5" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_50DEE4C453496260D542A359440BCAF1_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_50DEE4C453496260D542A359440BCAF1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Effective Income Tax Rate Reconciliation</link:label>
    <link:label id="lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_50DEE4C453496260D542A359440BCAF1_label_en-US" xlink:label="lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_50DEE4C453496260D542A359440BCAF1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_50DEE4C453496260D542A359440BCAF1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_50DEE4C453496260D542A359440BCAF1" xlink:to="lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_50DEE4C453496260D542A359440BCAF1" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_9C3F6C7F166099D2F6EFA359440BF152_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_9C3F6C7F166099D2F6EFA359440BF152" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Deferred Tax Assets and Liabilities</link:label>
    <link:label id="lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_9C3F6C7F166099D2F6EFA359440BF152_label_en-US" xlink:label="lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_9C3F6C7F166099D2F6EFA359440BF152" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Deferred Tax Assets and Liabilities [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_9C3F6C7F166099D2F6EFA359440BF152" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_9C3F6C7F166099D2F6EFA359440BF152" xlink:to="lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_9C3F6C7F166099D2F6EFA359440BF152" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock_4739A3F36D0D58E24098A359440B6788_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock_4739A3F36D0D58E24098A359440B6788" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Unrecognized Tax Benefits Roll Forward</link:label>
    <link:label id="lab_us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock_4739A3F36D0D58E24098A359440B6788_label_en-US" xlink:label="lab_us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock_4739A3F36D0D58E24098A359440B6788" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Unrecognized Tax Benefits Roll Forward [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock_4739A3F36D0D58E24098A359440B6788" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock_4739A3F36D0D58E24098A359440B6788" xlink:to="lab_us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock_4739A3F36D0D58E24098A359440B6788" xlink:type="arc" />
    <link:label id="lab_us-gaap_DisaggregationOfRevenueTable_BAC0A1D65F131796B05AC974F73AA00F_terseLabel_en-US" xlink:label="lab_us-gaap_DisaggregationOfRevenueTable_BAC0A1D65F131796B05AC974F73AA00F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disaggregation of Revenue [Table]</link:label>
    <link:label id="lab_us-gaap_DisaggregationOfRevenueTable_BAC0A1D65F131796B05AC974F73AA00F_label_en-US" xlink:label="lab_us-gaap_DisaggregationOfRevenueTable_BAC0A1D65F131796B05AC974F73AA00F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disaggregation of Revenue [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisaggregationOfRevenueTable" xlink:label="loc_us-gaap_DisaggregationOfRevenueTable_BAC0A1D65F131796B05AC974F73AA00F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DisaggregationOfRevenueTable_BAC0A1D65F131796B05AC974F73AA00F" xlink:to="lab_us-gaap_DisaggregationOfRevenueTable_BAC0A1D65F131796B05AC974F73AA00F" xlink:type="arc" />
    <link:label id="lab_srt_ProductOrServiceAxis_F96BB9B91F2E42B34037C974F73A59E9_terseLabel_en-US" xlink:label="lab_srt_ProductOrServiceAxis_F96BB9B91F2E42B34037C974F73A59E9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Product and Service [Axis]</link:label>
    <link:label id="lab_srt_ProductOrServiceAxis_F96BB9B91F2E42B34037C974F73A59E9_label_en-US" xlink:label="lab_srt_ProductOrServiceAxis_F96BB9B91F2E42B34037C974F73A59E9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Product and Service [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ProductOrServiceAxis" xlink:label="loc_srt_ProductOrServiceAxis_F96BB9B91F2E42B34037C974F73A59E9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ProductOrServiceAxis_F96BB9B91F2E42B34037C974F73A59E9" xlink:to="lab_srt_ProductOrServiceAxis_F96BB9B91F2E42B34037C974F73A59E9" xlink:type="arc" />
    <link:label id="lab_srt_ProductsAndServicesDomain_61634E7820817FEC9A1EC974F73AB3AE_terseLabel_en-US" xlink:label="lab_srt_ProductsAndServicesDomain_61634E7820817FEC9A1EC974F73AB3AE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Product and Service [Domain]</link:label>
    <link:label id="lab_srt_ProductsAndServicesDomain_61634E7820817FEC9A1EC974F73AB3AE_label_en-US" xlink:label="lab_srt_ProductsAndServicesDomain_61634E7820817FEC9A1EC974F73AB3AE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Product and Service [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ProductsAndServicesDomain" xlink:label="loc_srt_ProductsAndServicesDomain_61634E7820817FEC9A1EC974F73AB3AE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ProductsAndServicesDomain_61634E7820817FEC9A1EC974F73AB3AE" xlink:to="lab_srt_ProductsAndServicesDomain_61634E7820817FEC9A1EC974F73AB3AE" xlink:type="arc" />
    <link:label id="lab_cfg_TrustandInvestmentServicesFeesMember_E54DD5918EB545CB1DAAC974F73B2BB3_terseLabel_en-US" xlink:label="lab_cfg_TrustandInvestmentServicesFeesMember_E54DD5918EB545CB1DAAC974F73B2BB3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trust and investment services fees</link:label>
    <link:label id="lab_cfg_TrustandInvestmentServicesFeesMember_E54DD5918EB545CB1DAAC974F73B2BB3_label_en-US" xlink:label="lab_cfg_TrustandInvestmentServicesFeesMember_E54DD5918EB545CB1DAAC974F73B2BB3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trust and Investment Services Fees [Member]</link:label>
    <link:label id="lab_cfg_TrustandInvestmentServicesFeesMember_E54DD5918EB545CB1DAAC974F73B2BB3_documentation_en-US" xlink:label="lab_cfg_TrustandInvestmentServicesFeesMember_E54DD5918EB545CB1DAAC974F73B2BB3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Trust and Investment Services Fees [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TrustandInvestmentServicesFeesMember" xlink:label="loc_cfg_TrustandInvestmentServicesFeesMember_E54DD5918EB545CB1DAAC974F73B2BB3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_TrustandInvestmentServicesFeesMember_E54DD5918EB545CB1DAAC974F73B2BB3" xlink:to="lab_cfg_TrustandInvestmentServicesFeesMember_E54DD5918EB545CB1DAAC974F73B2BB3" xlink:type="arc" />
    <link:label id="lab_us-gaap_DisaggregationOfRevenueLineItems_F88BD9A57844B211F7E0C974F73B1CEC_terseLabel_en-US" xlink:label="lab_us-gaap_DisaggregationOfRevenueLineItems_F88BD9A57844B211F7E0C974F73B1CEC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disaggregation of Revenue [Line Items]</link:label>
    <link:label id="lab_us-gaap_DisaggregationOfRevenueLineItems_F88BD9A57844B211F7E0C974F73B1CEC_label_en-US" xlink:label="lab_us-gaap_DisaggregationOfRevenueLineItems_F88BD9A57844B211F7E0C974F73B1CEC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disaggregation of Revenue [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisaggregationOfRevenueLineItems" xlink:label="loc_us-gaap_DisaggregationOfRevenueLineItems_F88BD9A57844B211F7E0C974F73B1CEC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DisaggregationOfRevenueLineItems_F88BD9A57844B211F7E0C974F73B1CEC" xlink:to="lab_us-gaap_DisaggregationOfRevenueLineItems_F88BD9A57844B211F7E0C974F73B1CEC" xlink:type="arc" />
    <link:label id="lab_us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized_4D0A813A33341DCA364CC974F73B3B13_terseLabel_en-US" xlink:label="lab_us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized_4D0A813A33341DCA364CC974F73B3B13" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trailing commission income</link:label>
    <link:label id="lab_us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized_4D0A813A33341DCA364CC974F73B3B13_label_en-US" xlink:label="lab_us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized_4D0A813A33341DCA364CC974F73B3B13" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contract with Customer, Liability, Change in Timeframe, Performance Obligation Satisfied, Revenue Recognized</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized" xlink:label="loc_us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized_4D0A813A33341DCA364CC974F73B3B13" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized_4D0A813A33341DCA364CC974F73B3B13" xlink:to="lab_us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized_4D0A813A33341DCA364CC974F73B3B13" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock_08145FBA88365761CEECA35942E74EEA_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock_08145FBA88365761CEECA35942E74EEA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of other operating expense</link:label>
    <link:label id="lab_us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock_08145FBA88365761CEECA35942E74EEA_label_en-US" xlink:label="lab_us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock_08145FBA88365761CEECA35942E74EEA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Other Operating Cost and Expense, by Component [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock" xlink:label="loc_us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock_08145FBA88365761CEECA35942E74EEA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock_08145FBA88365761CEECA35942E74EEA" xlink:to="lab_us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock_08145FBA88365761CEECA35942E74EEA" xlink:type="arc" />
    <link:label id="lab_us-gaap_EarningsPerShareTextBlock_DFFB3B15923AB22F59A0A35943E2A7F3_terseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerShareTextBlock_DFFB3B15923AB22F59A0A35943E2A7F3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">EARNINGS PER SHARE</link:label>
    <link:label id="lab_us-gaap_EarningsPerShareTextBlock_DFFB3B15923AB22F59A0A35943E2A7F3_label_en-US" xlink:label="lab_us-gaap_EarningsPerShareTextBlock_DFFB3B15923AB22F59A0A35943E2A7F3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings Per Share [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="loc_us-gaap_EarningsPerShareTextBlock_DFFB3B15923AB22F59A0A35943E2A7F3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareTextBlock_DFFB3B15923AB22F59A0A35943E2A7F3" xlink:to="lab_us-gaap_EarningsPerShareTextBlock_DFFB3B15923AB22F59A0A35943E2A7F3" xlink:type="arc" />
    <link:label id="lab_cfg_CashFlowLesseeAbstract_55A869C03D2E4F1A3DB2CDF3934F4C0C_terseLabel_en-US" xlink:label="lab_cfg_CashFlowLesseeAbstract_55A869C03D2E4F1A3DB2CDF3934F4C0C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash paid for amounts included in measurement of liabilities:</link:label>
    <link:label id="lab_cfg_CashFlowLesseeAbstract_55A869C03D2E4F1A3DB2CDF3934F4C0C_label_en-US" xlink:label="lab_cfg_CashFlowLesseeAbstract_55A869C03D2E4F1A3DB2CDF3934F4C0C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash Flow, Lessee [Abstract]</link:label>
    <link:label id="lab_cfg_CashFlowLesseeAbstract_55A869C03D2E4F1A3DB2CDF3934F4C0C_documentation_en-US" xlink:label="lab_cfg_CashFlowLesseeAbstract_55A869C03D2E4F1A3DB2CDF3934F4C0C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Cash Flow, Lessee [Abstract]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CashFlowLesseeAbstract" xlink:label="loc_cfg_CashFlowLesseeAbstract_55A869C03D2E4F1A3DB2CDF3934F4C0C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CashFlowLesseeAbstract_55A869C03D2E4F1A3DB2CDF3934F4C0C" xlink:to="lab_cfg_CashFlowLesseeAbstract_55A869C03D2E4F1A3DB2CDF3934F4C0C" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeasePayments_FC9ADB395CC1F17019BACDF3934F29C4_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeasePayments_FC9ADB395CC1F17019BACDF3934F29C4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Operating cash flows from operating leases</link:label>
    <link:label id="lab_us-gaap_OperatingLeasePayments_FC9ADB395CC1F17019BACDF3934F29C4_label_en-US" xlink:label="lab_us-gaap_OperatingLeasePayments_FC9ADB395CC1F17019BACDF3934F29C4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Lease, Payments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeasePayments" xlink:label="loc_us-gaap_OperatingLeasePayments_FC9ADB395CC1F17019BACDF3934F29C4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasePayments_FC9ADB395CC1F17019BACDF3934F29C4" xlink:to="lab_us-gaap_OperatingLeasePayments_FC9ADB395CC1F17019BACDF3934F29C4" xlink:type="arc" />
    <link:label id="lab_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_FC58B88D9D82BEB2C865CDF39350C9C0_terseLabel_en-US" xlink:label="lab_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_FC58B88D9D82BEB2C865CDF39350C9C0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Right-of-use assets in exchange for new operating lease liabilities</link:label>
    <link:label id="lab_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_FC58B88D9D82BEB2C865CDF39350C9C0_label_en-US" xlink:label="lab_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_FC58B88D9D82BEB2C865CDF39350C9C0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Right-of-Use Asset Obtained in Exchange for Operating Lease Liability</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:label="loc_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_FC58B88D9D82BEB2C865CDF39350C9C0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_FC58B88D9D82BEB2C865CDF39350C9C0" xlink:to="lab_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_FC58B88D9D82BEB2C865CDF39350C9C0" xlink:type="arc" />
    <link:label id="lab_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember_93DCEC2F2393056F1972355F269EBD23_terseLabel_en-US" xlink:label="lab_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember_93DCEC2F2393056F1972355F269EBD23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivables, Equal To Or Greater Than 30 Days Past Due</link:label>
    <link:label id="lab_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember_93DCEC2F2393056F1972355F269EBD23_label_en-US" xlink:label="lab_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember_93DCEC2F2393056F1972355F269EBD23" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivables, Equal To Or Greater Than 30 Days Past Due [Member]</link:label>
    <link:label id="lab_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember_93DCEC2F2393056F1972355F269EBD23_documentation_en-US" xlink:label="lab_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember_93DCEC2F2393056F1972355F269EBD23" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financing Receivables, Equal To Or Greater Than 30 Days Past Due [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" xlink:label="loc_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember_93DCEC2F2393056F1972355F269EBD23" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember_93DCEC2F2393056F1972355F269EBD23" xlink:to="lab_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember_93DCEC2F2393056F1972355F269EBD23" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue_C3B8250714A7A135C547355F26A29840_verboseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue_C3B8250714A7A135C547355F26A29840" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Past Due</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_C3B8250714A7A135C547355F26A29840" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_C3B8250714A7A135C547355F26A29840" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue_C3B8250714A7A135C547355F26A29840" xlink:type="arc" />
    <link:label id="lab_cfg_ServiceChargesandFeesMember_5B2458970EA72172B519C974F34027A3_terseLabel_en-US" xlink:label="lab_cfg_ServiceChargesandFeesMember_5B2458970EA72172B519C974F34027A3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Service charges and fees</link:label>
    <link:label id="lab_cfg_ServiceChargesandFeesMember_5B2458970EA72172B519C974F34027A3_label_en-US" xlink:label="lab_cfg_ServiceChargesandFeesMember_5B2458970EA72172B519C974F34027A3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Service Charges and Fees [Member]</link:label>
    <link:label id="lab_cfg_ServiceChargesandFeesMember_5B2458970EA72172B519C974F34027A3_documentation_en-US" xlink:label="lab_cfg_ServiceChargesandFeesMember_5B2458970EA72172B519C974F34027A3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Service Charges and Fees [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServiceChargesandFeesMember" xlink:label="loc_cfg_ServiceChargesandFeesMember_5B2458970EA72172B519C974F34027A3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ServiceChargesandFeesMember_5B2458970EA72172B519C974F34027A3" xlink:to="lab_cfg_ServiceChargesandFeesMember_5B2458970EA72172B519C974F34027A3" xlink:type="arc" />
    <link:label id="lab_cfg_CardFeesMember_E3701CD92795BC2BF9DCC974F3412D2D_terseLabel_en-US" xlink:label="lab_cfg_CardFeesMember_E3701CD92795BC2BF9DCC974F3412D2D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Card fees</link:label>
    <link:label id="lab_cfg_CardFeesMember_E3701CD92795BC2BF9DCC974F3412D2D_label_en-US" xlink:label="lab_cfg_CardFeesMember_E3701CD92795BC2BF9DCC974F3412D2D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Card Fees [Member]</link:label>
    <link:label id="lab_cfg_CardFeesMember_E3701CD92795BC2BF9DCC974F3412D2D_documentation_en-US" xlink:label="lab_cfg_CardFeesMember_E3701CD92795BC2BF9DCC974F3412D2D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Card Fees [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CardFeesMember" xlink:label="loc_cfg_CardFeesMember_E3701CD92795BC2BF9DCC974F3412D2D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CardFeesMember_E3701CD92795BC2BF9DCC974F3412D2D" xlink:to="lab_cfg_CardFeesMember_E3701CD92795BC2BF9DCC974F3412D2D" xlink:type="arc" />
    <link:label id="lab_cfg_CapitalMarketsFeesMember_EF2FD0B152240E9679FFC974F341C514_terseLabel_en-US" xlink:label="lab_cfg_CapitalMarketsFeesMember_EF2FD0B152240E9679FFC974F341C514" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital markets fees</link:label>
    <link:label id="lab_cfg_CapitalMarketsFeesMember_EF2FD0B152240E9679FFC974F341C514_label_en-US" xlink:label="lab_cfg_CapitalMarketsFeesMember_EF2FD0B152240E9679FFC974F341C514" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital Markets Fees [Member]</link:label>
    <link:label id="lab_cfg_CapitalMarketsFeesMember_EF2FD0B152240E9679FFC974F341C514_documentation_en-US" xlink:label="lab_cfg_CapitalMarketsFeesMember_EF2FD0B152240E9679FFC974F341C514" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Capital Markets Fees [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalMarketsFeesMember" xlink:label="loc_cfg_CapitalMarketsFeesMember_EF2FD0B152240E9679FFC974F341C514" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_CapitalMarketsFeesMember_EF2FD0B152240E9679FFC974F341C514" xlink:to="lab_cfg_CapitalMarketsFeesMember_EF2FD0B152240E9679FFC974F341C514" xlink:type="arc" />
    <link:label id="lab_cfg_OtherBankingFeesMember_09ABD9A709A725DA1A58C974F3418A32_terseLabel_en-US" xlink:label="lab_cfg_OtherBankingFeesMember_09ABD9A709A725DA1A58C974F3418A32" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other banking fees</link:label>
    <link:label id="lab_cfg_OtherBankingFeesMember_09ABD9A709A725DA1A58C974F3418A32_label_en-US" xlink:label="lab_cfg_OtherBankingFeesMember_09ABD9A709A725DA1A58C974F3418A32" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Banking Fees [Member]</link:label>
    <link:label id="lab_cfg_OtherBankingFeesMember_09ABD9A709A725DA1A58C974F3418A32_documentation_en-US" xlink:label="lab_cfg_OtherBankingFeesMember_09ABD9A709A725DA1A58C974F3418A32" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Banking Fees [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherBankingFeesMember" xlink:label="loc_cfg_OtherBankingFeesMember_09ABD9A709A725DA1A58C974F3418A32" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_OtherBankingFeesMember_09ABD9A709A725DA1A58C974F3418A32" xlink:to="lab_cfg_OtherBankingFeesMember_09ABD9A709A725DA1A58C974F3418A32" xlink:type="arc" />
    <link:label id="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_A9BB8706D52396F07913A359423D90E2_verboseLabel_en-US" xlink:label="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_A9BB8706D52396F07913A359423D90E2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">PARENT COMPANY FINANCIALS</link:label>
    <link:label id="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_A9BB8706D52396F07913A359423D90E2_label_en-US" xlink:label="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_A9BB8706D52396F07913A359423D90E2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Financial Information of Parent Company Only Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:label="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_A9BB8706D52396F07913A359423D90E2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_A9BB8706D52396F07913A359423D90E2" xlink:to="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_A9BB8706D52396F07913A359423D90E2" xlink:type="arc" />
    <link:label id="lab_dei_CoverAbstract_206E9528D6EE7CBD6049209A094A9C61_label_en-US" xlink:label="lab_dei_CoverAbstract_206E9528D6EE7CBD6049209A094A9C61" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cover page.</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CoverAbstract" xlink:label="loc_dei_CoverAbstract_206E9528D6EE7CBD6049209A094A9C61" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract_206E9528D6EE7CBD6049209A094A9C61" xlink:to="lab_dei_CoverAbstract_206E9528D6EE7CBD6049209A094A9C61" xlink:type="arc" />
    <link:label id="lab_dei_DocumentInformationTable_25D4F54999CBFC42E9F9209A094F3B96_terseLabel_en-US" xlink:label="lab_dei_DocumentInformationTable_25D4F54999CBFC42E9F9209A094F3B96" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Information [Table]</link:label>
    <link:label id="lab_dei_DocumentInformationTable_25D4F54999CBFC42E9F9209A094F3B96_label_en-US" xlink:label="lab_dei_DocumentInformationTable_25D4F54999CBFC42E9F9209A094F3B96" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Information [Table]</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentInformationTable" xlink:label="loc_dei_DocumentInformationTable_25D4F54999CBFC42E9F9209A094F3B96" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentInformationTable_25D4F54999CBFC42E9F9209A094F3B96" xlink:to="lab_dei_DocumentInformationTable_25D4F54999CBFC42E9F9209A094F3B96" xlink:type="arc" />
    <link:label id="lab_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7_terseLabel_en-US" xlink:label="lab_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Information [Line Items]</link:label>
    <link:label id="lab_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7_label_en-US" xlink:label="lab_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Information [Line Items]</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentInformationLineItems" xlink:label="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="lab_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:type="arc" />
    <link:label id="lab_dei_DocumentType_0B968F4901AF92255A28209A0953E2E2_terseLabel_en-US" xlink:label="lab_dei_DocumentType_0B968F4901AF92255A28209A0953E2E2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_0B968F4901AF92255A28209A0953E2E2_label_en-US" xlink:label="lab_dei_DocumentType_0B968F4901AF92255A28209A0953E2E2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType_0B968F4901AF92255A28209A0953E2E2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType_0B968F4901AF92255A28209A0953E2E2" xlink:to="lab_dei_DocumentType_0B968F4901AF92255A28209A0953E2E2" xlink:type="arc" />
    <link:label id="lab_dei_DocumentAnnualReport_A576E2A5FEE642042883209A0953A112_terseLabel_en-US" xlink:label="lab_dei_DocumentAnnualReport_A576E2A5FEE642042883209A0953A112" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Annual Report</link:label>
    <link:label id="lab_dei_DocumentAnnualReport_A576E2A5FEE642042883209A0953A112_label_en-US" xlink:label="lab_dei_DocumentAnnualReport_A576E2A5FEE642042883209A0953A112" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Annual Report</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentAnnualReport" xlink:label="loc_dei_DocumentAnnualReport_A576E2A5FEE642042883209A0953A112" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentAnnualReport_A576E2A5FEE642042883209A0953A112" xlink:to="lab_dei_DocumentAnnualReport_A576E2A5FEE642042883209A0953A112" xlink:type="arc" />
    <link:label id="lab_dei_DocumentPeriodEndDate_EAF404F4108AEBD92064209A09540B89_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate_EAF404F4108AEBD92064209A09540B89" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_EAF404F4108AEBD92064209A09540B89_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate_EAF404F4108AEBD92064209A09540B89" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate_EAF404F4108AEBD92064209A09540B89" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate_EAF404F4108AEBD92064209A09540B89" xlink:to="lab_dei_DocumentPeriodEndDate_EAF404F4108AEBD92064209A09540B89" xlink:type="arc" />
    <link:label id="lab_dei_DocumentTransitionReport_BA27572E2342B6F358AD209A095475F5_terseLabel_en-US" xlink:label="lab_dei_DocumentTransitionReport_BA27572E2342B6F358AD209A095475F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Transition Report</link:label>
    <link:label id="lab_dei_DocumentTransitionReport_BA27572E2342B6F358AD209A095475F5_label_en-US" xlink:label="lab_dei_DocumentTransitionReport_BA27572E2342B6F358AD209A095475F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Transition Report</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentTransitionReport" xlink:label="loc_dei_DocumentTransitionReport_BA27572E2342B6F358AD209A095475F5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentTransitionReport_BA27572E2342B6F358AD209A095475F5" xlink:to="lab_dei_DocumentTransitionReport_BA27572E2342B6F358AD209A095475F5" xlink:type="arc" />
    <link:label id="lab_dei_EntityFileNumber_67E54383DE71FC671657209A09544A54_terseLabel_en-US" xlink:label="lab_dei_EntityFileNumber_67E54383DE71FC671657209A09544A54" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity File Number</link:label>
    <link:label id="lab_dei_EntityFileNumber_67E54383DE71FC671657209A09544A54_label_en-US" xlink:label="lab_dei_EntityFileNumber_67E54383DE71FC671657209A09544A54" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity File Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber" xlink:label="loc_dei_EntityFileNumber_67E54383DE71FC671657209A09544A54" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber_67E54383DE71FC671657209A09544A54" xlink:to="lab_dei_EntityFileNumber_67E54383DE71FC671657209A09544A54" xlink:type="arc" />
    <link:label id="lab_dei_EntityRegistrantName_2939901FEAD4BB380797209A0955F41E_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName_2939901FEAD4BB380797209A0955F41E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_2939901FEAD4BB380797209A0955F41E_label_en-US" xlink:label="lab_dei_EntityRegistrantName_2939901FEAD4BB380797209A0955F41E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName_2939901FEAD4BB380797209A0955F41E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName_2939901FEAD4BB380797209A0955F41E" xlink:to="lab_dei_EntityRegistrantName_2939901FEAD4BB380797209A0955F41E" xlink:type="arc" />
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_35070061436BDF3FED52209A0955CE6B_terseLabel_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode_35070061436BDF3FED52209A0955CE6B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_35070061436BDF3FED52209A0955CE6B_label_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode_35070061436BDF3FED52209A0955CE6B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_dei_EntityIncorporationStateCountryCode_35070061436BDF3FED52209A0955CE6B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode_35070061436BDF3FED52209A0955CE6B" xlink:to="lab_dei_EntityIncorporationStateCountryCode_35070061436BDF3FED52209A0955CE6B" xlink:type="arc" />
    <link:label id="lab_dei_EntityTaxIdentificationNumber_5BA7635C630A5BE979D7209A0955B8AF_terseLabel_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber_5BA7635C630A5BE979D7209A0955B8AF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_5BA7635C630A5BE979D7209A0955B8AF_label_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber_5BA7635C630A5BE979D7209A0955B8AF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_dei_EntityTaxIdentificationNumber_5BA7635C630A5BE979D7209A0955B8AF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber_5BA7635C630A5BE979D7209A0955B8AF" xlink:to="lab_dei_EntityTaxIdentificationNumber_5BA7635C630A5BE979D7209A0955B8AF" xlink:type="arc" />
    <link:label id="lab_dei_EntityAddressAddressLine1_E3B7A953C41E05456DDA209A0955D939_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine1_E3B7A953C41E05456DDA209A0955D939" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:label id="lab_dei_EntityAddressAddressLine1_E3B7A953C41E05456DDA209A0955D939_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine1_E3B7A953C41E05456DDA209A0955D939" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_dei_EntityAddressAddressLine1_E3B7A953C41E05456DDA209A0955D939" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1_E3B7A953C41E05456DDA209A0955D939" xlink:to="lab_dei_EntityAddressAddressLine1_E3B7A953C41E05456DDA209A0955D939" xlink:type="arc" />
    <link:label id="lab_dei_EntityAddressCityOrTown_AAAF21F93A65A8C53D96209A09556218_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCityOrTown_AAAF21F93A65A8C53D96209A09556218" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:label id="lab_dei_EntityAddressCityOrTown_AAAF21F93A65A8C53D96209A09556218_label_en-US" xlink:label="lab_dei_EntityAddressCityOrTown_AAAF21F93A65A8C53D96209A09556218" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_dei_EntityAddressCityOrTown_AAAF21F93A65A8C53D96209A09556218" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown_AAAF21F93A65A8C53D96209A09556218" xlink:to="lab_dei_EntityAddressCityOrTown_AAAF21F93A65A8C53D96209A09556218" xlink:type="arc" />
    <link:label id="lab_dei_EntityAddressStateOrProvince_472A703B3A0CB591AA3F209A095624BF_terseLabel_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince_472A703B3A0CB591AA3F209A095624BF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:label id="lab_dei_EntityAddressStateOrProvince_472A703B3A0CB591AA3F209A095624BF_label_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince_472A703B3A0CB591AA3F209A095624BF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_dei_EntityAddressStateOrProvince_472A703B3A0CB591AA3F209A095624BF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressStateOrProvince_472A703B3A0CB591AA3F209A095624BF" xlink:to="lab_dei_EntityAddressStateOrProvince_472A703B3A0CB591AA3F209A095624BF" xlink:type="arc" />
    <link:label id="lab_dei_EntityAddressPostalZipCode_7D4980BAC476576445B5209A0956EA4F_terseLabel_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode_7D4980BAC476576445B5209A0956EA4F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:label id="lab_dei_EntityAddressPostalZipCode_7D4980BAC476576445B5209A0956EA4F_label_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode_7D4980BAC476576445B5209A0956EA4F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_dei_EntityAddressPostalZipCode_7D4980BAC476576445B5209A0956EA4F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode_7D4980BAC476576445B5209A0956EA4F" xlink:to="lab_dei_EntityAddressPostalZipCode_7D4980BAC476576445B5209A0956EA4F" xlink:type="arc" />
    <link:label id="lab_dei_CityAreaCode_FE6CA36E2D9D87C88669209A0956AE34_terseLabel_en-US" xlink:label="lab_dei_CityAreaCode_FE6CA36E2D9D87C88669209A0956AE34" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">City Area Code</link:label>
    <link:label id="lab_dei_CityAreaCode_FE6CA36E2D9D87C88669209A0956AE34_label_en-US" xlink:label="lab_dei_CityAreaCode_FE6CA36E2D9D87C88669209A0956AE34" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">City Area Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode" xlink:label="loc_dei_CityAreaCode_FE6CA36E2D9D87C88669209A0956AE34" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode_FE6CA36E2D9D87C88669209A0956AE34" xlink:to="lab_dei_CityAreaCode_FE6CA36E2D9D87C88669209A0956AE34" xlink:type="arc" />
    <link:label id="lab_dei_LocalPhoneNumber_1D141114D7A094BC53C1209A0957B499_terseLabel_en-US" xlink:label="lab_dei_LocalPhoneNumber_1D141114D7A094BC53C1209A0957B499" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Local Phone Number</link:label>
    <link:label id="lab_dei_LocalPhoneNumber_1D141114D7A094BC53C1209A0957B499_label_en-US" xlink:label="lab_dei_LocalPhoneNumber_1D141114D7A094BC53C1209A0957B499" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Local Phone Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber" xlink:label="loc_dei_LocalPhoneNumber_1D141114D7A094BC53C1209A0957B499" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber_1D141114D7A094BC53C1209A0957B499" xlink:to="lab_dei_LocalPhoneNumber_1D141114D7A094BC53C1209A0957B499" xlink:type="arc" />
    <link:label id="lab_dei_Security12bTitle_DB584FF6D153CB9D3AC0209A09579913_terseLabel_en-US" xlink:label="lab_dei_Security12bTitle_DB584FF6D153CB9D3AC0209A09579913" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:label id="lab_dei_Security12bTitle_DB584FF6D153CB9D3AC0209A09579913_label_en-US" xlink:label="lab_dei_Security12bTitle_DB584FF6D153CB9D3AC0209A09579913" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle" xlink:label="loc_dei_Security12bTitle_DB584FF6D153CB9D3AC0209A09579913" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle_DB584FF6D153CB9D3AC0209A09579913" xlink:to="lab_dei_Security12bTitle_DB584FF6D153CB9D3AC0209A09579913" xlink:type="arc" />
    <link:label id="lab_dei_TradingSymbol_7CB56BC86815866418BA209A0957C899_terseLabel_en-US" xlink:label="lab_dei_TradingSymbol_7CB56BC86815866418BA209A0957C899" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trading Symbol</link:label>
    <link:label id="lab_dei_TradingSymbol_7CB56BC86815866418BA209A0957C899_label_en-US" xlink:label="lab_dei_TradingSymbol_7CB56BC86815866418BA209A0957C899" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Symbol</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol_7CB56BC86815866418BA209A0957C899" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol_7CB56BC86815866418BA209A0957C899" xlink:to="lab_dei_TradingSymbol_7CB56BC86815866418BA209A0957C899" xlink:type="arc" />
    <link:label id="lab_dei_SecurityExchangeName_21BB053FEBCC79989D42209A0957C162_terseLabel_en-US" xlink:label="lab_dei_SecurityExchangeName_21BB053FEBCC79989D42209A0957C162" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Security Exchange Name</link:label>
    <link:label id="lab_dei_SecurityExchangeName_21BB053FEBCC79989D42209A0957C162_label_en-US" xlink:label="lab_dei_SecurityExchangeName_21BB053FEBCC79989D42209A0957C162" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Security Exchange Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName" xlink:label="loc_dei_SecurityExchangeName_21BB053FEBCC79989D42209A0957C162" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName_21BB053FEBCC79989D42209A0957C162" xlink:to="lab_dei_SecurityExchangeName_21BB053FEBCC79989D42209A0957C162" xlink:type="arc" />
    <link:label id="lab_dei_EntityWellKnownSeasonedIssuer_D1B21FAB740172948490209A095840CD_terseLabel_en-US" xlink:label="lab_dei_EntityWellKnownSeasonedIssuer_D1B21FAB740172948490209A095840CD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Well-known Seasoned Issuer</link:label>
    <link:label id="lab_dei_EntityWellKnownSeasonedIssuer_D1B21FAB740172948490209A095840CD_label_en-US" xlink:label="lab_dei_EntityWellKnownSeasonedIssuer_D1B21FAB740172948490209A095840CD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Well-known Seasoned Issuer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_dei_EntityWellKnownSeasonedIssuer_D1B21FAB740172948490209A095840CD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityWellKnownSeasonedIssuer_D1B21FAB740172948490209A095840CD" xlink:to="lab_dei_EntityWellKnownSeasonedIssuer_D1B21FAB740172948490209A095840CD" xlink:type="arc" />
    <link:label id="lab_dei_EntityVoluntaryFilers_86A65DE0D36BA4AE1F0B209A09583BD3_terseLabel_en-US" xlink:label="lab_dei_EntityVoluntaryFilers_86A65DE0D36BA4AE1F0B209A09583BD3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Voluntary Filers</link:label>
    <link:label id="lab_dei_EntityVoluntaryFilers_86A65DE0D36BA4AE1F0B209A09583BD3_label_en-US" xlink:label="lab_dei_EntityVoluntaryFilers_86A65DE0D36BA4AE1F0B209A09583BD3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Voluntary Filers</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_dei_EntityVoluntaryFilers_86A65DE0D36BA4AE1F0B209A09583BD3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityVoluntaryFilers_86A65DE0D36BA4AE1F0B209A09583BD3" xlink:to="lab_dei_EntityVoluntaryFilers_86A65DE0D36BA4AE1F0B209A09583BD3" xlink:type="arc" />
    <link:label id="lab_dei_EntityCurrentReportingStatus_5D62F5603B3F8BD8ABDA209A095870D2_terseLabel_en-US" xlink:label="lab_dei_EntityCurrentReportingStatus_5D62F5603B3F8BD8ABDA209A095870D2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Current Reporting Status</link:label>
    <link:label id="lab_dei_EntityCurrentReportingStatus_5D62F5603B3F8BD8ABDA209A095870D2_label_en-US" xlink:label="lab_dei_EntityCurrentReportingStatus_5D62F5603B3F8BD8ABDA209A095870D2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Current Reporting Status</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_dei_EntityCurrentReportingStatus_5D62F5603B3F8BD8ABDA209A095870D2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCurrentReportingStatus_5D62F5603B3F8BD8ABDA209A095870D2" xlink:to="lab_dei_EntityCurrentReportingStatus_5D62F5603B3F8BD8ABDA209A095870D2" xlink:type="arc" />
    <link:label id="lab_dei_EntityInteractiveDataCurrent_0B0AD53E7C9F9F898E00209A09599E7E_terseLabel_en-US" xlink:label="lab_dei_EntityInteractiveDataCurrent_0B0AD53E7C9F9F898E00209A09599E7E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Interactive Data Current</link:label>
    <link:label id="lab_dei_EntityInteractiveDataCurrent_0B0AD53E7C9F9F898E00209A09599E7E_label_en-US" xlink:label="lab_dei_EntityInteractiveDataCurrent_0B0AD53E7C9F9F898E00209A09599E7E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Interactive Data Current</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_dei_EntityInteractiveDataCurrent_0B0AD53E7C9F9F898E00209A09599E7E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityInteractiveDataCurrent_0B0AD53E7C9F9F898E00209A09599E7E" xlink:to="lab_dei_EntityInteractiveDataCurrent_0B0AD53E7C9F9F898E00209A09599E7E" xlink:type="arc" />
    <link:label id="lab_dei_EntityFilerCategory_36EF53CC68C508EA02DE209A0959860A_terseLabel_en-US" xlink:label="lab_dei_EntityFilerCategory_36EF53CC68C508EA02DE209A0959860A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Filer Category</link:label>
    <link:label id="lab_dei_EntityFilerCategory_36EF53CC68C508EA02DE209A0959860A_label_en-US" xlink:label="lab_dei_EntityFilerCategory_36EF53CC68C508EA02DE209A0959860A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Filer Category</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_dei_EntityFilerCategory_36EF53CC68C508EA02DE209A0959860A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFilerCategory_36EF53CC68C508EA02DE209A0959860A" xlink:to="lab_dei_EntityFilerCategory_36EF53CC68C508EA02DE209A0959860A" xlink:type="arc" />
    <link:label id="lab_dei_EntitySmallBusiness_0B1F5680A9AA4F27F5C4209A09593698_terseLabel_en-US" xlink:label="lab_dei_EntitySmallBusiness_0B1F5680A9AA4F27F5C4209A09593698" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Small Business</link:label>
    <link:label id="lab_dei_EntitySmallBusiness_0B1F5680A9AA4F27F5C4209A09593698_label_en-US" xlink:label="lab_dei_EntitySmallBusiness_0B1F5680A9AA4F27F5C4209A09593698" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Small Business</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntitySmallBusiness" xlink:label="loc_dei_EntitySmallBusiness_0B1F5680A9AA4F27F5C4209A09593698" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntitySmallBusiness_0B1F5680A9AA4F27F5C4209A09593698" xlink:to="lab_dei_EntitySmallBusiness_0B1F5680A9AA4F27F5C4209A09593698" xlink:type="arc" />
    <link:label id="lab_dei_EntityEmergingGrowthCompany_DD55EE1FC366F91B2EE0209A09597ED2_terseLabel_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany_DD55EE1FC366F91B2EE0209A09597ED2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_DD55EE1FC366F91B2EE0209A09597ED2_label_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany_DD55EE1FC366F91B2EE0209A09597ED2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_dei_EntityEmergingGrowthCompany_DD55EE1FC366F91B2EE0209A09597ED2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany_DD55EE1FC366F91B2EE0209A09597ED2" xlink:to="lab_dei_EntityEmergingGrowthCompany_DD55EE1FC366F91B2EE0209A09597ED2" xlink:type="arc" />
    <link:label id="lab_dei_EntityShellCompany_F4092307664564348D93209A095A7B08_terseLabel_en-US" xlink:label="lab_dei_EntityShellCompany_F4092307664564348D93209A095A7B08" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Shell Company</link:label>
    <link:label id="lab_dei_EntityShellCompany_F4092307664564348D93209A095A7B08_label_en-US" xlink:label="lab_dei_EntityShellCompany_F4092307664564348D93209A095A7B08" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Shell Company</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityShellCompany" xlink:label="loc_dei_EntityShellCompany_F4092307664564348D93209A095A7B08" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityShellCompany_F4092307664564348D93209A095A7B08" xlink:to="lab_dei_EntityShellCompany_F4092307664564348D93209A095A7B08" xlink:type="arc" />
    <link:label id="lab_dei_EntityPublicFloat_3FB5A45E078FEC34CF69209A095AE717_terseLabel_en-US" xlink:label="lab_dei_EntityPublicFloat_3FB5A45E078FEC34CF69209A095AE717" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Public Float</link:label>
    <link:label id="lab_dei_EntityPublicFloat_3FB5A45E078FEC34CF69209A095AE717_label_en-US" xlink:label="lab_dei_EntityPublicFloat_3FB5A45E078FEC34CF69209A095AE717" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Public Float</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityPublicFloat" xlink:label="loc_dei_EntityPublicFloat_3FB5A45E078FEC34CF69209A095AE717" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityPublicFloat_3FB5A45E078FEC34CF69209A095AE717" xlink:to="lab_dei_EntityPublicFloat_3FB5A45E078FEC34CF69209A095AE717" xlink:type="arc" />
    <link:label id="lab_dei_EntityCommonStockSharesOutstanding_DC716C2D8DCB4BB6B492209A095AC6B2_terseLabel_en-US" xlink:label="lab_dei_EntityCommonStockSharesOutstanding_DC716C2D8DCB4BB6B492209A095AC6B2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
    <link:label id="lab_dei_EntityCommonStockSharesOutstanding_DC716C2D8DCB4BB6B492209A095AC6B2_label_en-US" xlink:label="lab_dei_EntityCommonStockSharesOutstanding_DC716C2D8DCB4BB6B492209A095AC6B2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_DC716C2D8DCB4BB6B492209A095AC6B2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCommonStockSharesOutstanding_DC716C2D8DCB4BB6B492209A095AC6B2" xlink:to="lab_dei_EntityCommonStockSharesOutstanding_DC716C2D8DCB4BB6B492209A095AC6B2" xlink:type="arc" />
    <link:label id="lab_dei_DocumentsIncorporatedByReferenceTextBlock_BE853C6F29573C8BF981209A095A99E1_terseLabel_en-US" xlink:label="lab_dei_DocumentsIncorporatedByReferenceTextBlock_BE853C6F29573C8BF981209A095A99E1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Documents Incorporated by Reference</link:label>
    <link:label id="lab_dei_DocumentsIncorporatedByReferenceTextBlock_BE853C6F29573C8BF981209A095A99E1_label_en-US" xlink:label="lab_dei_DocumentsIncorporatedByReferenceTextBlock_BE853C6F29573C8BF981209A095A99E1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Documents Incorporated by Reference [Text Block]</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="loc_dei_DocumentsIncorporatedByReferenceTextBlock_BE853C6F29573C8BF981209A095A99E1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentsIncorporatedByReferenceTextBlock_BE853C6F29573C8BF981209A095A99E1" xlink:to="lab_dei_DocumentsIncorporatedByReferenceTextBlock_BE853C6F29573C8BF981209A095A99E1" xlink:type="arc" />
    <link:label id="lab_dei_EntityCentralIndexKey_B63325CAA6274EB27FF0209A095BE39D_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey_B63325CAA6274EB27FF0209A095BE39D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_B63325CAA6274EB27FF0209A095BE39D_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey_B63325CAA6274EB27FF0209A095BE39D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey_B63325CAA6274EB27FF0209A095BE39D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey_B63325CAA6274EB27FF0209A095BE39D" xlink:to="lab_dei_EntityCentralIndexKey_B63325CAA6274EB27FF0209A095BE39D" xlink:type="arc" />
    <link:label id="lab_dei_AmendmentFlag_F0D9DAD03FC4F8E890F6209A095B66E4_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag_F0D9DAD03FC4F8E890F6209A095B66E4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_F0D9DAD03FC4F8E890F6209A095B66E4_label_en-US" xlink:label="lab_dei_AmendmentFlag_F0D9DAD03FC4F8E890F6209A095B66E4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag_F0D9DAD03FC4F8E890F6209A095B66E4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag_F0D9DAD03FC4F8E890F6209A095B66E4" xlink:to="lab_dei_AmendmentFlag_F0D9DAD03FC4F8E890F6209A095B66E4" xlink:type="arc" />
    <link:label id="lab_dei_DocumentFiscalYearFocus_1F5538C4CFAEA89F256C209A095BDADC_terseLabel_en-US" xlink:label="lab_dei_DocumentFiscalYearFocus_1F5538C4CFAEA89F256C209A095BDADC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Fiscal Year Focus</link:label>
    <link:label id="lab_dei_DocumentFiscalYearFocus_1F5538C4CFAEA89F256C209A095BDADC_label_en-US" xlink:label="lab_dei_DocumentFiscalYearFocus_1F5538C4CFAEA89F256C209A095BDADC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Fiscal Year Focus</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus_1F5538C4CFAEA89F256C209A095BDADC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalYearFocus_1F5538C4CFAEA89F256C209A095BDADC" xlink:to="lab_dei_DocumentFiscalYearFocus_1F5538C4CFAEA89F256C209A095BDADC" xlink:type="arc" />
    <link:label id="lab_dei_DocumentFiscalPeriodFocus_07E0A3DEC75B88229A36209A095BE44E_terseLabel_en-US" xlink:label="lab_dei_DocumentFiscalPeriodFocus_07E0A3DEC75B88229A36209A095BE44E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Fiscal Period Focus</link:label>
    <link:label id="lab_dei_DocumentFiscalPeriodFocus_07E0A3DEC75B88229A36209A095BE44E_label_en-US" xlink:label="lab_dei_DocumentFiscalPeriodFocus_07E0A3DEC75B88229A36209A095BE44E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Fiscal Period Focus</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus_07E0A3DEC75B88229A36209A095BE44E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalPeriodFocus_07E0A3DEC75B88229A36209A095BE44E" xlink:to="lab_dei_DocumentFiscalPeriodFocus_07E0A3DEC75B88229A36209A095BE44E" xlink:type="arc" />
    <link:label id="lab_dei_CurrentFiscalYearEndDate_D67D459C84705D704DF7209A095C36B6_terseLabel_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate_D67D459C84705D704DF7209A095C36B6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current Fiscal Year End Date</link:label>
    <link:label id="lab_dei_CurrentFiscalYearEndDate_D67D459C84705D704DF7209A095C36B6_label_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate_D67D459C84705D704DF7209A095C36B6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current Fiscal Year End Date</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate_D67D459C84705D704DF7209A095C36B6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CurrentFiscalYearEndDate_D67D459C84705D704DF7209A095C36B6" xlink:to="lab_dei_CurrentFiscalYearEndDate_D67D459C84705D704DF7209A095C36B6" xlink:type="arc" />
    <link:label id="lab_us-gaap_SegmentReportingDisclosureTextBlock_99139ADEFA75F71E1037A35943255BC4_terseLabel_en-US" xlink:label="lab_us-gaap_SegmentReportingDisclosureTextBlock_99139ADEFA75F71E1037A35943255BC4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">BUSINESS OPERATING SEGMENTS</link:label>
    <link:label id="lab_us-gaap_SegmentReportingDisclosureTextBlock_99139ADEFA75F71E1037A35943255BC4_label_en-US" xlink:label="lab_us-gaap_SegmentReportingDisclosureTextBlock_99139ADEFA75F71E1037A35943255BC4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Segment Reporting Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock" xlink:label="loc_us-gaap_SegmentReportingDisclosureTextBlock_99139ADEFA75F71E1037A35943255BC4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SegmentReportingDisclosureTextBlock_99139ADEFA75F71E1037A35943255BC4" xlink:to="lab_us-gaap_SegmentReportingDisclosureTextBlock_99139ADEFA75F71E1037A35943255BC4" xlink:type="arc" />
    <link:label id="lab_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE_verboseLabel_en-US" xlink:label="lab_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Financial assets:</link:label>
    <link:label id="lab_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE_label_en-US" xlink:label="lab_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets, Fair Value Disclosure [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="lab_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecurities_41F4B5FA0DFB54B1FF797BA880988A54_verboseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecurities_41F4B5FA0DFB54B1FF797BA880988A54" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Securities held to maturity, carrying value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_41F4B5FA0DFB54B1FF797BA880988A54" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecurities_41F4B5FA0DFB54B1FF797BA880988A54" xlink:to="lab_us-gaap_HeldToMaturitySecurities_41F4B5FA0DFB54B1FF797BA880988A54" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesFairValue_DD28D0CFE8899C0742CC7BA88099C0CC_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesFairValue_DD28D0CFE8899C0742CC7BA88099C0CC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securities held-to-maturity, fair value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_DD28D0CFE8899C0742CC7BA88099C0CC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesFairValue_DD28D0CFE8899C0742CC7BA88099C0CC" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesFairValue_DD28D0CFE8899C0742CC7BA88099C0CC" xlink:type="arc" />
    <link:label id="lab_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_DD3D6190789BA2D45A667BA880994DA6_terseLabel_en-US" xlink:label="lab_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_DD3D6190789BA2D45A667BA880994DA6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other investment securities, at cost, carrying value</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" xlink:label="loc_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_DD3D6190789BA2D45A667BA880994DA6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_DD3D6190789BA2D45A667BA880994DA6" xlink:to="lab_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_DD3D6190789BA2D45A667BA880994DA6" xlink:type="arc" />
    <link:label id="lab_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_FD140AC69A9CF7A99B527BA880995335_terseLabel_en-US" xlink:label="lab_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_FD140AC69A9CF7A99B527BA880995335" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other investment securities, at cost, estimated fair value</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalOtherInvestmentSecuritiesAtCostFairValue" xlink:label="loc_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_FD140AC69A9CF7A99B527BA880995335" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_FD140AC69A9CF7A99B527BA880995335" xlink:to="lab_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_FD140AC69A9CF7A99B527BA880995335" xlink:type="arc" />
    <link:label id="lab_cfg_OtherLoansReceivableHeldforsaleAmount_313A3AACCB1B0B77A0F17BA8809914FC_netLabel_en-US" xlink:label="lab_cfg_OtherLoansReceivableHeldforsaleAmount_313A3AACCB1B0B77A0F17BA8809914FC" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Other loans held for sale, carrying value</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLoansReceivableHeldforsaleAmount" xlink:label="loc_cfg_OtherLoansReceivableHeldforsaleAmount_313A3AACCB1B0B77A0F17BA8809914FC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_OtherLoansReceivableHeldforsaleAmount_313A3AACCB1B0B77A0F17BA8809914FC" xlink:to="lab_cfg_OtherLoansReceivableHeldforsaleAmount_313A3AACCB1B0B77A0F17BA8809914FC" xlink:type="arc" />
    <link:label id="lab_cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure_6FD526A62C4E530A60107BA88099BE60_terseLabel_en-US" xlink:label="lab_cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure_6FD526A62C4E530A60107BA88099BE60" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other loans held for sale, fair value</link:label>
    <link:label id="lab_cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure_6FD526A62C4E530A60107BA88099BE60_label_en-US" xlink:label="lab_cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure_6FD526A62C4E530A60107BA88099BE60" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Loans Receivable Held-for-sale, Fair Value Disclosure</link:label>
    <link:label id="lab_cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure_6FD526A62C4E530A60107BA88099BE60_documentation_en-US" xlink:label="lab_cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure_6FD526A62C4E530A60107BA88099BE60" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair value portion of other loans receivable held-for-sale.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure" xlink:label="loc_cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure_6FD526A62C4E530A60107BA88099BE60" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure_6FD526A62C4E530A60107BA88099BE60" xlink:to="lab_cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure_6FD526A62C4E530A60107BA88099BE60" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_37F2100D3D9B58785E127BA880993104_netLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_37F2100D3D9B58785E127BA880993104" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Loans and leases, carrying value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_37F2100D3D9B58785E127BA880993104" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_37F2100D3D9B58785E127BA880993104" xlink:to="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_37F2100D3D9B58785E127BA880993104" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansReceivableFairValueDisclosure_D4C984F4C6108FB15CA57BA88099A2DF_terseLabel_en-US" xlink:label="lab_us-gaap_LoansReceivableFairValueDisclosure_D4C984F4C6108FB15CA57BA88099A2DF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and leases, fair value</link:label>
    <link:label id="lab_us-gaap_LoansReceivableFairValueDisclosure_D4C984F4C6108FB15CA57BA88099A2DF_label_en-US" xlink:label="lab_us-gaap_LoansReceivableFairValueDisclosure_D4C984F4C6108FB15CA57BA88099A2DF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans Receivable, Fair Value Disclosure</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="loc_us-gaap_LoansReceivableFairValueDisclosure_D4C984F4C6108FB15CA57BA88099A2DF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansReceivableFairValueDisclosure_D4C984F4C6108FB15CA57BA88099A2DF" xlink:to="lab_us-gaap_LoansReceivableFairValueDisclosure_D4C984F4C6108FB15CA57BA88099A2DF" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711_terseLabel_en-US" xlink:label="lab_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities:</link:label>
    <link:label id="lab_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711_label_en-US" xlink:label="lab_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Liabilities Fair Value Disclosure [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="lab_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:type="arc" />
    <link:label id="lab_us-gaap_Deposits_6140B9F2D5D0129B373C7BA8809A5918_terseLabel_en-US" xlink:label="lab_us-gaap_Deposits_6140B9F2D5D0129B373C7BA8809A5918" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits, carrying value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits_6140B9F2D5D0129B373C7BA8809A5918" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Deposits_6140B9F2D5D0129B373C7BA8809A5918" xlink:to="lab_us-gaap_Deposits_6140B9F2D5D0129B373C7BA8809A5918" xlink:type="arc" />
    <link:label id="lab_us-gaap_DepositsFairValueDisclosure_DB9A247BFD64905206F47BA8809AFC4E_terseLabel_en-US" xlink:label="lab_us-gaap_DepositsFairValueDisclosure_DB9A247BFD64905206F47BA8809AFC4E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits, fair value</link:label>
    <link:label id="lab_us-gaap_DepositsFairValueDisclosure_DB9A247BFD64905206F47BA8809AFC4E_label_en-US" xlink:label="lab_us-gaap_DepositsFairValueDisclosure_DB9A247BFD64905206F47BA8809AFC4E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits, Fair Value Disclosure</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="loc_us-gaap_DepositsFairValueDisclosure_DB9A247BFD64905206F47BA8809AFC4E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositsFairValueDisclosure_DB9A247BFD64905206F47BA8809AFC4E" xlink:to="lab_us-gaap_DepositsFairValueDisclosure_DB9A247BFD64905206F47BA8809AFC4E" xlink:type="arc" />
    <link:label id="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_CD4DA6D3CB49B6588CEE7BA8809A73CA_verboseLabel_en-US" xlink:label="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_CD4DA6D3CB49B6588CEE7BA8809A73CA" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Federal funds purchased and securities sold under agreements to repurchase, carrying value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_CD4DA6D3CB49B6588CEE7BA8809A73CA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_CD4DA6D3CB49B6588CEE7BA8809A73CA" xlink:to="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_CD4DA6D3CB49B6588CEE7BA8809A73CA" xlink:type="arc" />
    <link:label id="lab_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_2AFEF36853A6BF56F9527BA8809BCBE9_terseLabel_en-US" xlink:label="lab_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_2AFEF36853A6BF56F9527BA8809BCBE9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal funds purchased and securities sold under agreements to repurchase, fair value</link:label>
    <link:label id="lab_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_2AFEF36853A6BF56F9527BA8809BCBE9_label_en-US" xlink:label="lab_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_2AFEF36853A6BF56F9527BA8809BCBE9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Funds Purchased and Securities Loaned or Sold under Agreements to Repurchase, Fair Value Disclosure</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" xlink:label="loc_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_2AFEF36853A6BF56F9527BA8809BCBE9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_2AFEF36853A6BF56F9527BA8809BCBE9" xlink:to="lab_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_2AFEF36853A6BF56F9527BA8809BCBE9" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherShortTermBorrowings_C41AC216D0E5CC826FD37BA8809B3742_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherShortTermBorrowings_C41AC216D0E5CC826FD37BA8809B3742" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other short-term borrowed funds, carrying value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherShortTermBorrowings" xlink:label="loc_us-gaap_OtherShortTermBorrowings_C41AC216D0E5CC826FD37BA8809B3742" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherShortTermBorrowings_C41AC216D0E5CC826FD37BA8809B3742" xlink:to="lab_us-gaap_OtherShortTermBorrowings_C41AC216D0E5CC826FD37BA8809B3742" xlink:type="arc" />
    <link:label id="lab_cfg_OtherShorttermBorrowingsFairValueDisclosure_224E5C5DBC7EE2D82A447BA8809B889C_terseLabel_en-US" xlink:label="lab_cfg_OtherShorttermBorrowingsFairValueDisclosure_224E5C5DBC7EE2D82A447BA8809B889C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other short-term borrowed funds, fair value</link:label>
    <link:label id="lab_cfg_OtherShorttermBorrowingsFairValueDisclosure_224E5C5DBC7EE2D82A447BA8809B889C_label_en-US" xlink:label="lab_cfg_OtherShorttermBorrowingsFairValueDisclosure_224E5C5DBC7EE2D82A447BA8809B889C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Short-term Borrowings, Fair Value Disclosure</link:label>
    <link:label id="lab_cfg_OtherShorttermBorrowingsFairValueDisclosure_224E5C5DBC7EE2D82A447BA8809B889C_documentation_en-US" xlink:label="lab_cfg_OtherShorttermBorrowingsFairValueDisclosure_224E5C5DBC7EE2D82A447BA8809B889C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair value portion of short-term borrowings not otherwise specified in the taxonomy having initial terms less than one year or the normal operating cycle, if longer.</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherShorttermBorrowingsFairValueDisclosure" xlink:label="loc_cfg_OtherShorttermBorrowingsFairValueDisclosure_224E5C5DBC7EE2D82A447BA8809B889C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_OtherShorttermBorrowingsFairValueDisclosure_224E5C5DBC7EE2D82A447BA8809B889C" xlink:to="lab_cfg_OtherShorttermBorrowingsFairValueDisclosure_224E5C5DBC7EE2D82A447BA8809B889C" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebt_076A260C73F4FDF1A88B7BA8809BDB2E_netLabel_en-US" xlink:label="lab_us-gaap_LongTermDebt_076A260C73F4FDF1A88B7BA8809BDB2E" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Long-term borrowed funds, carrying value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_076A260C73F4FDF1A88B7BA8809BDB2E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebt_076A260C73F4FDF1A88B7BA8809BDB2E" xlink:to="lab_us-gaap_LongTermDebt_076A260C73F4FDF1A88B7BA8809BDB2E" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebtFairValue_1080DC54F241958DCAA67BA8809BC6FE_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtFairValue_1080DC54F241958DCAA67BA8809BC6FE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Long-term borrowed funds, fair value</link:label>
    <link:label id="lab_us-gaap_LongTermDebtFairValue_1080DC54F241958DCAA67BA8809BC6FE_label_en-US" xlink:label="lab_us-gaap_LongTermDebtFairValue_1080DC54F241958DCAA67BA8809BC6FE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtFairValue" xlink:label="loc_us-gaap_LongTermDebtFairValue_1080DC54F241958DCAA67BA8809BC6FE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtFairValue_1080DC54F241958DCAA67BA8809BC6FE" xlink:to="lab_us-gaap_LongTermDebtFairValue_1080DC54F241958DCAA67BA8809BC6FE" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScenarioAdjustmentMember_ABEE421B3AB203357A6FCE7CDAEA0316_terseLabel_en-US" xlink:label="lab_us-gaap_ScenarioAdjustmentMember_ABEE421B3AB203357A6FCE7CDAEA0316" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Scenario, Adjustment</link:label>
    <link:label id="lab_us-gaap_ScenarioAdjustmentMember_ABEE421B3AB203357A6FCE7CDAEA0316_label_en-US" xlink:label="lab_us-gaap_ScenarioAdjustmentMember_ABEE421B3AB203357A6FCE7CDAEA0316" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Scenario, Adjustment [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScenarioAdjustmentMember" xlink:label="loc_us-gaap_ScenarioAdjustmentMember_ABEE421B3AB203357A6FCE7CDAEA0316" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScenarioAdjustmentMember_ABEE421B3AB203357A6FCE7CDAEA0316" xlink:to="lab_us-gaap_ScenarioAdjustmentMember_ABEE421B3AB203357A6FCE7CDAEA0316" xlink:type="arc" />
    <link:label id="lab_us-gaap_ValuationAllowancesAndReservesTypeAxis_DA17181432F67FE0EFDCCE7CDAEB648D_terseLabel_en-US" xlink:label="lab_us-gaap_ValuationAllowancesAndReservesTypeAxis_DA17181432F67FE0EFDCCE7CDAEB648D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SEC Schedule, 12-09, Valuation Allowances and Reserves Type [Axis]</link:label>
    <link:label id="lab_us-gaap_ValuationAllowancesAndReservesTypeAxis_DA17181432F67FE0EFDCCE7CDAEB648D_label_en-US" xlink:label="lab_us-gaap_ValuationAllowancesAndReservesTypeAxis_DA17181432F67FE0EFDCCE7CDAEB648D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SEC Schedule, 12-09, Valuation Allowances and Reserves Type [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowancesAndReservesTypeAxis" xlink:label="loc_us-gaap_ValuationAllowancesAndReservesTypeAxis_DA17181432F67FE0EFDCCE7CDAEB648D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ValuationAllowancesAndReservesTypeAxis_DA17181432F67FE0EFDCCE7CDAEB648D" xlink:to="lab_us-gaap_ValuationAllowancesAndReservesTypeAxis_DA17181432F67FE0EFDCCE7CDAEB648D" xlink:type="arc" />
    <link:label id="lab_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A_terseLabel_en-US" xlink:label="lab_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SEC Schedule, 12-09, Valuation Allowances and Reserves [Domain]</link:label>
    <link:label id="lab_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A_label_en-US" xlink:label="lab_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SEC Schedule, 12-09, Valuation Allowances and Reserves [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowancesAndReservesDomain" xlink:label="loc_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A" xlink:to="lab_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A" xlink:type="arc" />
    <link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesMember_89CBC9B84F57A10324B2CE7CDAEC2302_terseLabel_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesMember_89CBC9B84F57A10324B2CE7CDAEC2302" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for loan and lease losses</link:label>
    <link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesMember_89CBC9B84F57A10324B2CE7CDAEC2302_label_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesMember_89CBC9B84F57A10324B2CE7CDAEC2302" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SEC Schedule, 12-09, Allowance, Loan and Lease Loss [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesMember" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesMember_89CBC9B84F57A10324B2CE7CDAEC2302" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesMember_89CBC9B84F57A10324B2CE7CDAEC2302" xlink:to="lab_us-gaap_AllowanceForLoanAndLeaseLossesMember_89CBC9B84F57A10324B2CE7CDAEC2302" xlink:type="arc" />
    <link:label id="lab_us-gaap_ReserveForOffBalanceSheetActivitiesMember_A755CCE27FAA23166E6BCE7CDAEC94C9_terseLabel_en-US" xlink:label="lab_us-gaap_ReserveForOffBalanceSheetActivitiesMember_A755CCE27FAA23166E6BCE7CDAEC94C9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reserve for unfunded lending commitments</link:label>
    <link:label id="lab_us-gaap_ReserveForOffBalanceSheetActivitiesMember_A755CCE27FAA23166E6BCE7CDAEC94C9_label_en-US" xlink:label="lab_us-gaap_ReserveForOffBalanceSheetActivitiesMember_A755CCE27FAA23166E6BCE7CDAEC94C9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SEC Schedule, 12-09, Reserve, Off-balance Sheet Activity [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReserveForOffBalanceSheetActivitiesMember" xlink:label="loc_us-gaap_ReserveForOffBalanceSheetActivitiesMember_A755CCE27FAA23166E6BCE7CDAEC94C9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ReserveForOffBalanceSheetActivitiesMember_A755CCE27FAA23166E6BCE7CDAEC94C9" xlink:to="lab_us-gaap_ReserveForOffBalanceSheetActivitiesMember_A755CCE27FAA23166E6BCE7CDAEC94C9" xlink:type="arc" />
    <link:label id="lab_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember_BD5868068CDF08694164CE7CDAEC99CC_terseLabel_en-US" xlink:label="lab_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember_BD5868068CDF08694164CE7CDAEC99CC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for loan and lease losses and reserve for off-balance sheet activities, total</link:label>
    <link:label id="lab_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember_BD5868068CDF08694164CE7CDAEC99CC_label_en-US" xlink:label="lab_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember_BD5868068CDF08694164CE7CDAEC99CC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Allowance for Loan and Lease Losses and Reserve for Off-balance Sheet Activities. Total [Member]</link:label>
    <link:label id="lab_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember_BD5868068CDF08694164CE7CDAEC99CC_documentation_en-US" xlink:label="lab_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember_BD5868068CDF08694164CE7CDAEC99CC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Allowance for Loan and Lease Losses and Reserve for Off-balance Sheet Activities. Total [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember" xlink:label="loc_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember_BD5868068CDF08694164CE7CDAEC99CC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember_BD5868068CDF08694164CE7CDAEC99CC" xlink:to="lab_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember_BD5868068CDF08694164CE7CDAEC99CC" xlink:type="arc" />
    <link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2_terseLabel_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for Loan and Lease Losses [Roll Forward]</link:label>
    <link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2_label_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Allowance for Loan and Lease Losses [Roll Forward]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:to="lab_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableAllowance_EF5805BFA8F7982D01D7CE7CDAED4AB8_periodStartLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance_EF5805BFA8F7982D01D7CE7CDAED4AB8" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_EF5805BFA8F7982D01D7CE7CDAED4AB8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowance_EF5805BFA8F7982D01D7CE7CDAED4AB8" xlink:to="lab_us-gaap_LoansAndLeasesReceivableAllowance_EF5805BFA8F7982D01D7CE7CDAED4AB8" xlink:type="arc" />
    <link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_8FC3CC710B9BE0C531C7CE7CDAED5ADD_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_8FC3CC710B9BE0C531C7CE7CDAED5ADD" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Charge-offs</link:label>
    <link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_8FC3CC710B9BE0C531C7CE7CDAED5ADD_label_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_8FC3CC710B9BE0C531C7CE7CDAED5ADD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Allowance for Loan and Lease Losses, Write-offs</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_8FC3CC710B9BE0C531C7CE7CDAED5ADD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_8FC3CC710B9BE0C531C7CE7CDAED5ADD" xlink:to="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_8FC3CC710B9BE0C531C7CE7CDAED5ADD" xlink:type="arc" />
    <link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_46DAAAA2328809A62F38CE7CDAEDAB34_terseLabel_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_46DAAAA2328809A62F38CE7CDAEDAB34" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Recoveries</link:label>
    <link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_46DAAAA2328809A62F38CE7CDAEDAB34_label_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_46DAAAA2328809A62F38CE7CDAEDAB34" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Allowance for Loan and Lease Loss, Recovery of Bad Debts</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_46DAAAA2328809A62F38CE7CDAEDAB34" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_46DAAAA2328809A62F38CE7CDAEDAB34" xlink:to="lab_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_46DAAAA2328809A62F38CE7CDAEDAB34" xlink:type="arc" />
    <link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_E420DB3C649633DF2B86CE7CDAEEC2D9_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_E420DB3C649633DF2B86CE7CDAEEC2D9" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Net charge-offs</link:label>
    <link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_E420DB3C649633DF2B86CE7CDAEEC2D9_label_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_E420DB3C649633DF2B86CE7CDAEEC2D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Allowance for Loan and Lease Losses Write-offs, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_E420DB3C649633DF2B86CE7CDAEEC2D9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_E420DB3C649633DF2B86CE7CDAEEC2D9" xlink:to="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_E420DB3C649633DF2B86CE7CDAEEC2D9" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProvisionForLoanAndLeaseLosses_C851EA022678BD8E0E8CCE7CDAEE93DB_verboseLabel_en-US" xlink:label="lab_us-gaap_ProvisionForLoanAndLeaseLosses_C851EA022678BD8E0E8CCE7CDAEE93DB" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Provision charged to income</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_us-gaap_ProvisionForLoanAndLeaseLosses_C851EA022678BD8E0E8CCE7CDAEE93DB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProvisionForLoanAndLeaseLosses_C851EA022678BD8E0E8CCE7CDAEE93DB" xlink:to="lab_us-gaap_ProvisionForLoanAndLeaseLosses_C851EA022678BD8E0E8CCE7CDAEE93DB" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProvisionForOtherCreditLosses_13CCE2DAF7D0DA0B3043CE9035F97E43_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_ProvisionForOtherCreditLosses_13CCE2DAF7D0DA0B3043CE9035F97E43" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Provision for unfunded lending commitments</link:label>
    <link:label id="lab_us-gaap_ProvisionForOtherCreditLosses_13CCE2DAF7D0DA0B3043CE9035F97E43_label_en-US" xlink:label="lab_us-gaap_ProvisionForOtherCreditLosses_13CCE2DAF7D0DA0B3043CE9035F97E43" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Provision for Other Credit Losses</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForOtherCreditLosses" xlink:label="loc_us-gaap_ProvisionForOtherCreditLosses_13CCE2DAF7D0DA0B3043CE9035F97E43" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProvisionForOtherCreditLosses_13CCE2DAF7D0DA0B3043CE9035F97E43" xlink:to="lab_us-gaap_ProvisionForOtherCreditLosses_13CCE2DAF7D0DA0B3043CE9035F97E43" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableAllowance_7C302A466F75065D4DDDCE7CDAEEE6D5_periodEndLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance_7C302A466F75065D4DDDCE7CDAEEE6D5" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_7C302A466F75065D4DDDCE7CDAEEE6D5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowance_7C302A466F75065D4DDDCE7CDAEEE6D5" xlink:to="lab_us-gaap_LoansAndLeasesReceivableAllowance_7C302A466F75065D4DDDCE7CDAEEE6D5" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_5D8933A95C0E42BB2A42A3594328621F_terseLabel_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_5D8933A95C0E42BB2A42A3594328621F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">COMMITMENTS AND CONTINGENCIES</link:label>
    <link:label id="lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_5D8933A95C0E42BB2A42A3594328621F_label_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_5D8933A95C0E42BB2A42A3594328621F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commitments and Contingencies Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_5D8933A95C0E42BB2A42A3594328621F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_5D8933A95C0E42BB2A42A3594328621F" xlink:to="lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_5D8933A95C0E42BB2A42A3594328621F" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentTextBlock_AD0BE4CA31408126BF73A359429CBB0E_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTextBlock_AD0BE4CA31408126BF73A359429CBB0E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of the carrying value of premises and equipment</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentTextBlock_AD0BE4CA31408126BF73A359429CBB0E_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTextBlock_AD0BE4CA31408126BF73A359429CBB0E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTextBlock_AD0BE4CA31408126BF73A359429CBB0E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTextBlock_AD0BE4CA31408126BF73A359429CBB0E" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentTextBlock_AD0BE4CA31408126BF73A359429CBB0E" xlink:type="arc" />
    <link:label id="lab_cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock_4A0272787C96F1EF5121A359429C792D_terseLabel_en-US" xlink:label="lab_cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock_4A0272787C96F1EF5121A359429C792D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of estimated future amortization expense for capitalized software assets</link:label>
    <link:label id="lab_cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock_4A0272787C96F1EF5121A359429C792D_label_en-US" xlink:label="lab_cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock_4A0272787C96F1EF5121A359429C792D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Capitalized Computer Software, Future Amortization Expense [Table Text Block]</link:label>
    <link:label id="lab_cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock_4A0272787C96F1EF5121A359429C792D_documentation_en-US" xlink:label="lab_cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock_4A0272787C96F1EF5121A359429C792D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule of Capitalized Computer Software, Future Amortization Expense [Table Text Block]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock" xlink:label="loc_cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock_4A0272787C96F1EF5121A359429C792D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock_4A0272787C96F1EF5121A359429C792D" xlink:to="lab_cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock_4A0272787C96F1EF5121A359429C792D" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_F50B12F69688DA27D29ACDD482A52D34_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_F50B12F69688DA27D29ACDD482A52D34" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amount</link:label>
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_F50B12F69688DA27D29ACDD482A52D34_label_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_F50B12F69688DA27D29ACDD482A52D34" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Amount [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_F50B12F69688DA27D29ACDD482A52D34" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_F50B12F69688DA27D29ACDD482A52D34" xlink:to="lab_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_F50B12F69688DA27D29ACDD482A52D34" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_9718236BE8019DB5A87CCDD482A621DC_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_9718236BE8019DB5A87CCDD482A621DC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">U.S. Federal income tax expense</link:label>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_9718236BE8019DB5A87CCDD482A621DC_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_9718236BE8019DB5A87CCDD482A621DC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_9718236BE8019DB5A87CCDD482A621DC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_9718236BE8019DB5A87CCDD482A621DC" xlink:to="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_9718236BE8019DB5A87CCDD482A621DC" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) resulting from:</link:label>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Nondeductible Expense, Amount [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract" xlink:label="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:to="lab_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_2689154A20D52FF6031BCDD482A675F8_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_2689154A20D52FF6031BCDD482A675F8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal rate change</link:label>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_2689154A20D52FF6031BCDD482A675F8_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_2689154A20D52FF6031BCDD482A675F8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Change in Enacted Tax Rate, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate" xlink:label="loc_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_2689154A20D52FF6031BCDD482A675F8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_2689154A20D52FF6031BCDD482A675F8" xlink:to="lab_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_2689154A20D52FF6031BCDD482A675F8" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_CAD0EECDEADD2EF7206FCDD482A6F1C0_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_CAD0EECDEADD2EF7206FCDD482A6F1C0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">State and local income taxes (net of federal benefit)</link:label>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_CAD0EECDEADD2EF7206FCDD482A6F1C0_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_CAD0EECDEADD2EF7206FCDD482A6F1C0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:label="loc_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_CAD0EECDEADD2EF7206FCDD482A6F1C0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_CAD0EECDEADD2EF7206FCDD482A6F1C0" xlink:to="lab_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_CAD0EECDEADD2EF7206FCDD482A6F1C0" xlink:type="arc" />
    <link:label id="lab_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount_08E499FF3DBEB6E23C71CDD482A7CE6A_negatedTerseLabel_en-US" xlink:label="lab_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount_08E499FF3DBEB6E23C71CDD482A7CE6A" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Bank-owned life insurance</link:label>
    <link:label id="lab_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount_08E499FF3DBEB6E23C71CDD482A7CE6A_label_en-US" xlink:label="lab_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount_08E499FF3DBEB6E23C71CDD482A7CE6A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Deduction, Life Insurance, Amount</link:label>
    <link:label id="lab_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount_08E499FF3DBEB6E23C71CDD482A7CE6A_documentation_en-US" xlink:label="lab_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount_08E499FF3DBEB6E23C71CDD482A7CE6A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Deduction, Life Insurance, Amount</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount" xlink:label="loc_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount_08E499FF3DBEB6E23C71CDD482A7CE6A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount_08E499FF3DBEB6E23C71CDD482A7CE6A" xlink:to="lab_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount_08E499FF3DBEB6E23C71CDD482A7CE6A" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome_816032CD9FEC88FB38A7CDD482A7FB37_negatedLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome_816032CD9FEC88FB38A7CDD482A7FB37" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Tax-exempt interest</link:label>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome_816032CD9FEC88FB38A7CDD482A7FB37_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome_816032CD9FEC88FB38A7CDD482A7FB37" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Tax Exempt Income, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxExemptIncome_816032CD9FEC88FB38A7CDD482A7FB37" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationTaxExemptIncome_816032CD9FEC88FB38A7CDD482A7FB37" xlink:to="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome_816032CD9FEC88FB38A7CDD482A7FB37" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxReconciliationTaxCredits_DFFB84290EBA7374BAFDCDD482A77096_negatedLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxCredits_DFFB84290EBA7374BAFDCDD482A77096" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Tax advantaged investments (including related credits)</link:label>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationTaxCredits_DFFB84290EBA7374BAFDCDD482A77096_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxCredits_DFFB84290EBA7374BAFDCDD482A77096" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Tax Credit, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxCredits" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxCredits_DFFB84290EBA7374BAFDCDD482A77096" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationTaxCredits_DFFB84290EBA7374BAFDCDD482A77096" xlink:to="lab_us-gaap_IncomeTaxReconciliationTaxCredits_DFFB84290EBA7374BAFDCDD482A77096" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxReconciliationTaxCreditsOther_266FE986EE2AB92319D2CDD482A7490D_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxCreditsOther_266FE986EE2AB92319D2CDD482A7490D" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Other tax credits</link:label>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationTaxCreditsOther_266FE986EE2AB92319D2CDD482A7490D_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxCreditsOther_266FE986EE2AB92319D2CDD482A7490D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Tax Credit, Other, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxCreditsOther" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxCreditsOther_266FE986EE2AB92319D2CDD482A7490D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationTaxCreditsOther_266FE986EE2AB92319D2CDD482A7490D" xlink:to="lab_us-gaap_IncomeTaxReconciliationTaxCreditsOther_266FE986EE2AB92319D2CDD482A7490D" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxReconciliationTaxContingencies_FFBFA5B1D79561B3A061CDD482A7F974_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxContingencies_FFBFA5B1D79561B3A061CDD482A7F974" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustments for uncertain tax positions</link:label>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationTaxContingencies_FFBFA5B1D79561B3A061CDD482A7F974_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxContingencies_FFBFA5B1D79561B3A061CDD482A7F974" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Tax Contingency, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxContingencies" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxContingencies_FFBFA5B1D79561B3A061CDD482A7F974" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationTaxContingencies_FFBFA5B1D79561B3A061CDD482A7F974" xlink:to="lab_us-gaap_IncomeTaxReconciliationTaxContingencies_FFBFA5B1D79561B3A061CDD482A7F974" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxReconciliationNondeductibleExpense_AD6685EE503A9492F78FCDD482A7A9F5_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationNondeductibleExpense_AD6685EE503A9492F78FCDD482A7A9F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-deductible FDIC premiums</link:label>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationNondeductibleExpense_AD6685EE503A9492F78FCDD482A7A9F5_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationNondeductibleExpense_AD6685EE503A9492F78FCDD482A7A9F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Nondeductible Expense, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationNondeductibleExpense" xlink:label="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpense_AD6685EE503A9492F78FCDD482A7A9F5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpense_AD6685EE503A9492F78FCDD482A7A9F5" xlink:to="lab_us-gaap_IncomeTaxReconciliationNondeductibleExpense_AD6685EE503A9492F78FCDD482A7A9F5" xlink:type="arc" />
    <link:label id="lab_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount_C1E625CE8CBC0DCE5B11CDEB279CBACC_negatedLabel_en-US" xlink:label="lab_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount_C1E625CE8CBC0DCE5B11CDEB279CBACC" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Legacy tax matters</link:label>
    <link:label id="lab_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount_C1E625CE8CBC0DCE5B11CDEB279CBACC_label_en-US" xlink:label="lab_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount_C1E625CE8CBC0DCE5B11CDEB279CBACC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Legacy Tax Matters, Amount</link:label>
    <link:label id="lab_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount_C1E625CE8CBC0DCE5B11CDEB279CBACC_documentation_en-US" xlink:label="lab_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount_C1E625CE8CBC0DCE5B11CDEB279CBACC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Legacy Tax Matters, Amount</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount" xlink:label="loc_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount_C1E625CE8CBC0DCE5B11CDEB279CBACC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount_C1E625CE8CBC0DCE5B11CDEB279CBACC" xlink:to="lab_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount_C1E625CE8CBC0DCE5B11CDEB279CBACC" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxReconciliationOtherReconcilingItems_502DBB725551E8D52B32CDD482A7F0E8_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationOtherReconcilingItems_502DBB725551E8D52B32CDD482A7F0E8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationOtherReconcilingItems_502DBB725551E8D52B32CDD482A7F0E8_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationOtherReconcilingItems_502DBB725551E8D52B32CDD482A7F0E8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Other Reconciling Items, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationOtherReconcilingItems" xlink:label="loc_us-gaap_IncomeTaxReconciliationOtherReconcilingItems_502DBB725551E8D52B32CDD482A7F0E8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationOtherReconcilingItems_502DBB725551E8D52B32CDD482A7F0E8" xlink:to="lab_us-gaap_IncomeTaxReconciliationOtherReconcilingItems_502DBB725551E8D52B32CDD482A7F0E8" xlink:type="arc" />
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6AD6BF9D67FE2BB94C7FCDD482A8536D_terseLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6AD6BF9D67FE2BB94C7FCDD482A8536D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Rate</link:label>
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6AD6BF9D67FE2BB94C7FCDD482A8536D_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6AD6BF9D67FE2BB94C7FCDD482A8536D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Percent [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6AD6BF9D67FE2BB94C7FCDD482A8536D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6AD6BF9D67FE2BB94C7FCDD482A8536D" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6AD6BF9D67FE2BB94C7FCDD482A8536D" xlink:type="arc" />
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_C474092052927A5996EBCDD482A88111_terseLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_C474092052927A5996EBCDD482A88111" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">U.S. Federal income tax rate</link:label>
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_C474092052927A5996EBCDD482A88111_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_C474092052927A5996EBCDD482A88111" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_C474092052927A5996EBCDD482A88111" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_C474092052927A5996EBCDD482A88111" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_C474092052927A5996EBCDD482A88111" xlink:type="arc" />
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40_terseLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) resulting from:</link:label>
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Nondeductible Expense, Percent [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:type="arc" />
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_034EE7200CB0E01DC78CCDD482A93771_terseLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_034EE7200CB0E01DC78CCDD482A93771" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal rate change</link:label>
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_034EE7200CB0E01DC78CCDD482A93771_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_034EE7200CB0E01DC78CCDD482A93771" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Change in Enacted Tax Rate, Percent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_034EE7200CB0E01DC78CCDD482A93771" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_034EE7200CB0E01DC78CCDD482A93771" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_034EE7200CB0E01DC78CCDD482A93771" xlink:type="arc" />
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_E9A9F0444C2F857C837DCDD482A97DD8_terseLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_E9A9F0444C2F857C837DCDD482A97DD8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">State and local income taxes (net of federal benefit)</link:label>
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_E9A9F0444C2F857C837DCDD482A97DD8_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_E9A9F0444C2F857C837DCDD482A97DD8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_E9A9F0444C2F857C837DCDD482A97DD8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_E9A9F0444C2F857C837DCDD482A97DD8" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_E9A9F0444C2F857C837DCDD482A97DD8" xlink:type="arc" />
    <link:label id="lab_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent_2144796CC8F4148431E7CDD482A9C22F_negatedTerseLabel_en-US" xlink:label="lab_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent_2144796CC8F4148431E7CDD482A9C22F" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Bank-owned life insurance</link:label>
    <link:label id="lab_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent_2144796CC8F4148431E7CDD482A9C22F_label_en-US" xlink:label="lab_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent_2144796CC8F4148431E7CDD482A9C22F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Deduction, Life Insurance, Percent</link:label>
    <link:label id="lab_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent_2144796CC8F4148431E7CDD482A9C22F_documentation_en-US" xlink:label="lab_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent_2144796CC8F4148431E7CDD482A9C22F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Deduction, Life Insurance, Percent</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent" xlink:label="loc_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent_2144796CC8F4148431E7CDD482A9C22F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent_2144796CC8F4148431E7CDD482A9C22F" xlink:to="lab_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent_2144796CC8F4148431E7CDD482A9C22F" xlink:type="arc" />
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_9F9D4CB60EFBEAF71286CDD482A9049E_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_9F9D4CB60EFBEAF71286CDD482A9049E" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Tax-exempt interest</link:label>
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_9F9D4CB60EFBEAF71286CDD482A9049E_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_9F9D4CB60EFBEAF71286CDD482A9049E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Tax Exempt Income, Percent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_9F9D4CB60EFBEAF71286CDD482A9049E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_9F9D4CB60EFBEAF71286CDD482A9049E" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_9F9D4CB60EFBEAF71286CDD482A9049E" xlink:type="arc" />
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_089043FFE38D393B69B1CDD482A99F5D_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_089043FFE38D393B69B1CDD482A99F5D" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Tax advantaged investments (including related credits)</link:label>
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_089043FFE38D393B69B1CDD482A99F5D_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_089043FFE38D393B69B1CDD482A99F5D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Tax Credit, Percent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_089043FFE38D393B69B1CDD482A99F5D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_089043FFE38D393B69B1CDD482A99F5D" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_089043FFE38D393B69B1CDD482A99F5D" xlink:type="arc" />
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther_B8023E13D94472EE7201CDD482A9042F_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther_B8023E13D94472EE7201CDD482A9042F" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Other tax credits</link:label>
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther_B8023E13D94472EE7201CDD482A9042F_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther_B8023E13D94472EE7201CDD482A9042F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Tax Credit, Other, Percent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther_B8023E13D94472EE7201CDD482A9042F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther_B8023E13D94472EE7201CDD482A9042F" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther_B8023E13D94472EE7201CDD482A9042F" xlink:type="arc" />
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_E895ADBAF392C466C6DDCDD482AAAB68_terseLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_E895ADBAF392C466C6DDCDD482AAAB68" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustments for uncertain tax positions</link:label>
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_E895ADBAF392C466C6DDCDD482AAAB68_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_E895ADBAF392C466C6DDCDD482AAAB68" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Tax Contingency, Percent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_E895ADBAF392C466C6DDCDD482AAAB68" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_E895ADBAF392C466C6DDCDD482AAAB68" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_E895ADBAF392C466C6DDCDD482AAAB68" xlink:type="arc" />
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense_2B5ECF5A722F2BB74E70CDD482AA5D72_terseLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense_2B5ECF5A722F2BB74E70CDD482AA5D72" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-deductible FDIC premiums</link:label>
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense_2B5ECF5A722F2BB74E70CDD482AA5D72_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense_2B5ECF5A722F2BB74E70CDD482AA5D72" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Nondeductible Expense, Percent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense_2B5ECF5A722F2BB74E70CDD482AA5D72" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense_2B5ECF5A722F2BB74E70CDD482AA5D72" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense_2B5ECF5A722F2BB74E70CDD482AA5D72" xlink:type="arc" />
    <link:label id="lab_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent_8507E4F9877810BDC875CDEBF630CBCF_negatedLabel_en-US" xlink:label="lab_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent_8507E4F9877810BDC875CDEBF630CBCF" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Legacy tax matters</link:label>
    <link:label id="lab_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent_8507E4F9877810BDC875CDEBF630CBCF_label_en-US" xlink:label="lab_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent_8507E4F9877810BDC875CDEBF630CBCF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Legacy Tax Matters, Percent</link:label>
    <link:label id="lab_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent_8507E4F9877810BDC875CDEBF630CBCF_documentation_en-US" xlink:label="lab_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent_8507E4F9877810BDC875CDEBF630CBCF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Legacy Tax Matters, Percent</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent" xlink:label="loc_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent_8507E4F9877810BDC875CDEBF630CBCF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent_8507E4F9877810BDC875CDEBF630CBCF" xlink:to="lab_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent_8507E4F9877810BDC875CDEBF630CBCF" xlink:type="arc" />
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent_2438F4740F73E8D7AEA7CDD482AAABB0_terseLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent_2438F4740F73E8D7AEA7CDD482AAABB0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent_2438F4740F73E8D7AEA7CDD482AAABB0_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent_2438F4740F73E8D7AEA7CDD482AAABB0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation,Other Reconciling Items, Percent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent_2438F4740F73E8D7AEA7CDD482AAABB0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent_2438F4740F73E8D7AEA7CDD482AAABB0" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent_2438F4740F73E8D7AEA7CDD482AAABB0" xlink:type="arc" />
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperations_D9EC9BBD7A92771740C9CDD482AA8E21_totalLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperations_D9EC9BBD7A92771740C9CDD482AA8E21" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total income tax expense and tax rate</link:label>
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperations_D9EC9BBD7A92771740C9CDD482AA8E21_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperations_D9EC9BBD7A92771740C9CDD482AA8E21" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Percent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_D9EC9BBD7A92771740C9CDD482AA8E21" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_D9EC9BBD7A92771740C9CDD482AA8E21" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperations_D9EC9BBD7A92771740C9CDD482AA8E21" xlink:type="arc" />
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_627C03A27A3BE94217D0C97A5392FAC4_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_627C03A27A3BE94217D0C97A5392FAC4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Maturity Schedule [Abstract]</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_627C03A27A3BE94217D0C97A5392FAC4_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_627C03A27A3BE94217D0C97A5392FAC4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Maturity Schedule [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_627C03A27A3BE94217D0C97A5392FAC4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_627C03A27A3BE94217D0C97A5392FAC4" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_627C03A27A3BE94217D0C97A5392FAC4" xlink:type="arc" />
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_B372EB590B57BCA082B9C97A53924D54_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_B372EB590B57BCA082B9C97A53924D54" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2020</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_B372EB590B57BCA082B9C97A53924D54_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_B372EB590B57BCA082B9C97A53924D54" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_B372EB590B57BCA082B9C97A53924D54" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_B372EB590B57BCA082B9C97A53924D54" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_B372EB590B57BCA082B9C97A53924D54" xlink:type="arc" />
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_E3741C307A9FD9FAD2FBC97A5392A378_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_E3741C307A9FD9FAD2FBC97A5392A378" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2021</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_E3741C307A9FD9FAD2FBC97A5392A378_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_E3741C307A9FD9FAD2FBC97A5392A378" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Two</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_E3741C307A9FD9FAD2FBC97A5392A378" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_E3741C307A9FD9FAD2FBC97A5392A378" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_E3741C307A9FD9FAD2FBC97A5392A378" xlink:type="arc" />
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_4BD746B97FFAC3310A68C97A53925A67_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_4BD746B97FFAC3310A68C97A53925A67" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2022</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_4BD746B97FFAC3310A68C97A53925A67_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_4BD746B97FFAC3310A68C97A53925A67" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Three</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_4BD746B97FFAC3310A68C97A53925A67" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_4BD746B97FFAC3310A68C97A53925A67" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_4BD746B97FFAC3310A68C97A53925A67" xlink:type="arc" />
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_E802500C524838F11AA7C97A5393A746_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_E802500C524838F11AA7C97A5393A746" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2023</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_E802500C524838F11AA7C97A5393A746_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_E802500C524838F11AA7C97A5393A746" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Four</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_E802500C524838F11AA7C97A5393A746" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_E802500C524838F11AA7C97A5393A746" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_E802500C524838F11AA7C97A5393A746" xlink:type="arc" />
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_06083E1D7C19F60714BBC97A5393CDB1_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_06083E1D7C19F60714BBC97A5393CDB1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2024</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_06083E1D7C19F60714BBC97A5393CDB1_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_06083E1D7C19F60714BBC97A5393CDB1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Five</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_06083E1D7C19F60714BBC97A5393CDB1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_06083E1D7C19F60714BBC97A5393CDB1" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_06083E1D7C19F60714BBC97A5393CDB1" xlink:type="arc" />
    <link:label id="lab_cfg_MortgageBankingFeesMember_407EFEFFA002ECB5A2C7F8808E2796AF_verboseLabel_en-US" xlink:label="lab_cfg_MortgageBankingFeesMember_407EFEFFA002ECB5A2C7F8808E2796AF" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Mortgage Banking Fees</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageBankingFeesMember" xlink:label="loc_cfg_MortgageBankingFeesMember_407EFEFFA002ECB5A2C7F8808E2796AF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_MortgageBankingFeesMember_407EFEFFA002ECB5A2C7F8808E2796AF" xlink:to="lab_cfg_MortgageBankingFeesMember_407EFEFFA002ECB5A2C7F8808E2796AF" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_7F8CFF66AB32669E089EF8808E27650B_verboseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_7F8CFF66AB32669E089EF8808E27650B" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Residential mortgage loan sold with servicing retained</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:label="loc_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_7F8CFF66AB32669E089EF8808E27650B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_7F8CFF66AB32669E089EF8808E27650B" xlink:to="lab_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_7F8CFF66AB32669E089EF8808E27650B" xlink:type="arc" />
    <link:label id="lab_us-gaap_GainLossOnSaleOfMortgageLoans_64A3C7C05E55F0F45358F8808E27E724_terseLabel_en-US" xlink:label="lab_us-gaap_GainLossOnSaleOfMortgageLoans_64A3C7C05E55F0F45358F8808E27E724" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gain on sales</link:label>
    <link:label id="lab_us-gaap_GainLossOnSaleOfMortgageLoans_64A3C7C05E55F0F45358F8808E27E724_label_en-US" xlink:label="lab_us-gaap_GainLossOnSaleOfMortgageLoans_64A3C7C05E55F0F45358F8808E27E724" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (Loss) on Sale of Mortgage Loans</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnSaleOfMortgageLoans" xlink:label="loc_us-gaap_GainLossOnSaleOfMortgageLoans_64A3C7C05E55F0F45358F8808E27E724" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainLossOnSaleOfMortgageLoans_64A3C7C05E55F0F45358F8808E27E724" xlink:to="lab_us-gaap_GainLossOnSaleOfMortgageLoans_64A3C7C05E55F0F45358F8808E27E724" xlink:type="arc" />
    <link:label id="lab_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_1F2249EAF9BAF493D7F6F8808E2837E8_terseLabel_en-US" xlink:label="lab_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_1F2249EAF9BAF493D7F6F8808E2837E8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Contractually specified servicing, late and other ancillary fees</link:label>
    <link:label id="lab_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_1F2249EAF9BAF493D7F6F8808E2837E8_label_en-US" xlink:label="lab_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_1F2249EAF9BAF493D7F6F8808E2837E8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contractually Specified Servicing Fee, Late Fee, and Ancillary Fee Earned in Exchange for Servicing Financial Asset</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets" xlink:label="loc_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_1F2249EAF9BAF493D7F6F8808E2837E8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_1F2249EAF9BAF493D7F6F8808E2837E8" xlink:to="lab_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_1F2249EAF9BAF493D7F6F8808E2837E8" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfShortTermDebtTextBlock_F8BD2E9364C8C47BC42FA35943A983DB_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfShortTermDebtTextBlock_F8BD2E9364C8C47BC42FA35943A983DB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of short-term borrowed funds</link:label>
    <link:label id="lab_us-gaap_ScheduleOfShortTermDebtTextBlock_F8BD2E9364C8C47BC42FA35943A983DB_label_en-US" xlink:label="lab_us-gaap_ScheduleOfShortTermDebtTextBlock_F8BD2E9364C8C47BC42FA35943A983DB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Short-term Debt [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShortTermDebtTextBlock" xlink:label="loc_us-gaap_ScheduleOfShortTermDebtTextBlock_F8BD2E9364C8C47BC42FA35943A983DB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTextBlock_F8BD2E9364C8C47BC42FA35943A983DB" xlink:to="lab_us-gaap_ScheduleOfShortTermDebtTextBlock_F8BD2E9364C8C47BC42FA35943A983DB" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfDebtInstrumentsTextBlock_0E645D931C9410934607A35943A9C306_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfDebtInstrumentsTextBlock_0E645D931C9410934607A35943A9C306" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of long-term borrowed funds</link:label>
    <link:label id="lab_us-gaap_ScheduleOfDebtInstrumentsTextBlock_0E645D931C9410934607A35943A9C306_label_en-US" xlink:label="lab_us-gaap_ScheduleOfDebtInstrumentsTextBlock_0E645D931C9410934607A35943A9C306" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Long-term Debt Instruments [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDebtInstrumentsTextBlock" xlink:label="loc_us-gaap_ScheduleOfDebtInstrumentsTextBlock_0E645D931C9410934607A35943A9C306" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfDebtInstrumentsTextBlock_0E645D931C9410934607A35943A9C306" xlink:to="lab_us-gaap_ScheduleOfDebtInstrumentsTextBlock_0E645D931C9410934607A35943A9C306" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_72E6166348E96E066907A35943A910B0_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_72E6166348E96E066907A35943A910B0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of maturities of long-term borrowed funds</link:label>
    <link:label id="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_72E6166348E96E066907A35943A910B0_label_en-US" xlink:label="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_72E6166348E96E066907A35943A910B0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Maturities of Long-term Debt [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_72E6166348E96E066907A35943A910B0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_72E6166348E96E066907A35943A910B0" xlink:to="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_72E6166348E96E066907A35943A910B0" xlink:type="arc" />
    <link:label id="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_6B011A24E34136809A39CF405439DFB2_terseLabel_en-US" xlink:label="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_6B011A24E34136809A39CF405439DFB2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of changes in the allowance for credit losses</link:label>
    <link:label id="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_6B011A24E34136809A39CF405439DFB2_label_en-US" xlink:label="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_6B011A24E34136809A39CF405439DFB2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_6B011A24E34136809A39CF405439DFB2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_6B011A24E34136809A39CF405439DFB2" xlink:to="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_6B011A24E34136809A39CF405439DFB2" xlink:type="arc" />
    <link:label id="lab_cfg_ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock_C12996A370A2B36A7F4DCF4054391AEF_terseLabel_en-US" xlink:label="lab_cfg_ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock_C12996A370A2B36A7F4DCF4054391AEF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of loans and leases based on evaluation method</link:label>
    <link:label id="lab_cfg_ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock_C12996A370A2B36A7F4DCF4054391AEF_label_en-US" xlink:label="lab_cfg_ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock_C12996A370A2B36A7F4DCF4054391AEF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Loans and Leases Based on Evaluation Method [Table Text Block]</link:label>
    <link:label id="lab_cfg_ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock_C12996A370A2B36A7F4DCF4054391AEF_documentation_en-US" xlink:label="lab_cfg_ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock_C12996A370A2B36A7F4DCF4054391AEF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule of Loans and Leases Based on Evaluation Method [Table Text Block]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock" xlink:label="loc_cfg_ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock_C12996A370A2B36A7F4DCF4054391AEF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock_C12996A370A2B36A7F4DCF4054391AEF" xlink:to="lab_cfg_ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock_C12996A370A2B36A7F4DCF4054391AEF" xlink:type="arc" />
    <link:label id="lab_cfg_ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock_8DAC2061E747359E8EBBCF405439491B_terseLabel_en-US" xlink:label="lab_cfg_ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock_8DAC2061E747359E8EBBCF405439491B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of allowance for credit losses by evaluation method</link:label>
    <link:label id="lab_cfg_ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock_8DAC2061E747359E8EBBCF405439491B_label_en-US" xlink:label="lab_cfg_ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock_8DAC2061E747359E8EBBCF405439491B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Allowance for Credit Losses by Evaluation Method [Table Text Block]</link:label>
    <link:label id="lab_cfg_ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock_8DAC2061E747359E8EBBCF405439491B_documentation_en-US" xlink:label="lab_cfg_ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock_8DAC2061E747359E8EBBCF405439491B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule of Allowance for Credit Losses by Evaluation Method [Table Text Block]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock" xlink:label="loc_cfg_ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock_8DAC2061E747359E8EBBCF405439491B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock_8DAC2061E747359E8EBBCF405439491B" xlink:to="lab_cfg_ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock_8DAC2061E747359E8EBBCF405439491B" xlink:type="arc" />
    <link:label id="lab_cfg_ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock_F47A6D50F56523C51EE0CF405439FE73_terseLabel_en-US" xlink:label="lab_cfg_ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock_F47A6D50F56523C51EE0CF405439FE73" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of classes of commercial loans and leases based on regulatory classifications</link:label>
    <link:label id="lab_cfg_ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock_F47A6D50F56523C51EE0CF405439FE73_label_en-US" xlink:label="lab_cfg_ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock_F47A6D50F56523C51EE0CF405439FE73" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Classes of Commercial Loans and Leases Based on Regulatory Classifications [Table Text Block]</link:label>
    <link:label id="lab_cfg_ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock_F47A6D50F56523C51EE0CF405439FE73_documentation_en-US" xlink:label="lab_cfg_ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock_F47A6D50F56523C51EE0CF405439FE73" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule of Classes of Commercial Loans and Leases Based on Regulatory Classifications [Table Text Block]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock" xlink:label="loc_cfg_ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock_F47A6D50F56523C51EE0CF405439FE73" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock_F47A6D50F56523C51EE0CF405439FE73" xlink:to="lab_cfg_ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock_F47A6D50F56523C51EE0CF405439FE73" xlink:type="arc" />
    <link:label id="lab_cfg_ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock_8DD84BBB79813ECF2C31CF405439FB1A_terseLabel_en-US" xlink:label="lab_cfg_ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock_8DD84BBB79813ECF2C31CF405439FB1A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of retail loan investments categorized by delinquency status</link:label>
    <link:label id="lab_cfg_ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock_8DD84BBB79813ECF2C31CF405439FB1A_label_en-US" xlink:label="lab_cfg_ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock_8DD84BBB79813ECF2C31CF405439FB1A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Retail Loan Investments Categorized by Delinquency Status [Table Text Block]</link:label>
    <link:label id="lab_cfg_ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock_8DD84BBB79813ECF2C31CF405439FB1A_documentation_en-US" xlink:label="lab_cfg_ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock_8DD84BBB79813ECF2C31CF405439FB1A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule of Retail Loan Investments Categorized by Delinquency Status [Table Text Block]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock" xlink:label="loc_cfg_ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock_8DD84BBB79813ECF2C31CF405439FB1A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock_8DD84BBB79813ECF2C31CF405439FB1A" xlink:to="lab_cfg_ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock_8DD84BBB79813ECF2C31CF405439FB1A" xlink:type="arc" />
    <link:label id="lab_cfg_ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock_A64B73FF0B01CAA886BFCF40543AA42D_terseLabel_en-US" xlink:label="lab_cfg_ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock_A64B73FF0B01CAA886BFCF40543AA42D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of nonperforming loans and leases by class</link:label>
    <link:label id="lab_cfg_ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock_A64B73FF0B01CAA886BFCF40543AA42D_label_en-US" xlink:label="lab_cfg_ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock_A64B73FF0B01CAA886BFCF40543AA42D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Nonperforming Loans and Leases by Class [Table Text Block]</link:label>
    <link:label id="lab_cfg_ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock_A64B73FF0B01CAA886BFCF40543AA42D_documentation_en-US" xlink:label="lab_cfg_ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock_A64B73FF0B01CAA886BFCF40543AA42D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule of Nonperforming Loans and Leases by Class [Table Text Block]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock" xlink:label="loc_cfg_ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock_A64B73FF0B01CAA886BFCF40543AA42D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock_A64B73FF0B01CAA886BFCF40543AA42D" xlink:to="lab_cfg_ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock_A64B73FF0B01CAA886BFCF40543AA42D" xlink:type="arc" />
    <link:label id="lab_cfg_SummaryofKeyPerformanceIndicatorsTableTextBlock_453626D719D14EED879BCF40543A29B7_terseLabel_en-US" xlink:label="lab_cfg_SummaryofKeyPerformanceIndicatorsTableTextBlock_453626D719D14EED879BCF40543A29B7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of key performance indicators</link:label>
    <link:label id="lab_cfg_SummaryofKeyPerformanceIndicatorsTableTextBlock_453626D719D14EED879BCF40543A29B7_label_en-US" xlink:label="lab_cfg_SummaryofKeyPerformanceIndicatorsTableTextBlock_453626D719D14EED879BCF40543A29B7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Summary of Key Performance Indicators [Table Text Block]</link:label>
    <link:label id="lab_cfg_SummaryofKeyPerformanceIndicatorsTableTextBlock_453626D719D14EED879BCF40543A29B7_documentation_en-US" xlink:label="lab_cfg_SummaryofKeyPerformanceIndicatorsTableTextBlock_453626D719D14EED879BCF40543A29B7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Summary of Key Performance Indicators [Table Text Block]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SummaryofKeyPerformanceIndicatorsTableTextBlock" xlink:label="loc_cfg_SummaryofKeyPerformanceIndicatorsTableTextBlock_453626D719D14EED879BCF40543A29B7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_SummaryofKeyPerformanceIndicatorsTableTextBlock_453626D719D14EED879BCF40543A29B7" xlink:to="lab_cfg_SummaryofKeyPerformanceIndicatorsTableTextBlock_453626D719D14EED879BCF40543A29B7" xlink:type="arc" />
    <link:label id="lab_cfg_AnalysisofAgeofPastDueAmountsTableTextBlock_3AB1F2CCDE6776AC0781CF40543A5DF2_terseLabel_en-US" xlink:label="lab_cfg_AnalysisofAgeofPastDueAmountsTableTextBlock_3AB1F2CCDE6776AC0781CF40543A5DF2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Analysis of age of past due amounts</link:label>
    <link:label id="lab_cfg_AnalysisofAgeofPastDueAmountsTableTextBlock_3AB1F2CCDE6776AC0781CF40543A5DF2_label_en-US" xlink:label="lab_cfg_AnalysisofAgeofPastDueAmountsTableTextBlock_3AB1F2CCDE6776AC0781CF40543A5DF2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Analysis of Age of Past Due Amounts [Table Text Block]</link:label>
    <link:label id="lab_cfg_AnalysisofAgeofPastDueAmountsTableTextBlock_3AB1F2CCDE6776AC0781CF40543A5DF2_documentation_en-US" xlink:label="lab_cfg_AnalysisofAgeofPastDueAmountsTableTextBlock_3AB1F2CCDE6776AC0781CF40543A5DF2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Analysis of Age of Past Due Amounts [Table Text Block]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AnalysisofAgeofPastDueAmountsTableTextBlock" xlink:label="loc_cfg_AnalysisofAgeofPastDueAmountsTableTextBlock_3AB1F2CCDE6776AC0781CF40543A5DF2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AnalysisofAgeofPastDueAmountsTableTextBlock_3AB1F2CCDE6776AC0781CF40543A5DF2" xlink:to="lab_cfg_AnalysisofAgeofPastDueAmountsTableTextBlock_3AB1F2CCDE6776AC0781CF40543A5DF2" xlink:type="arc" />
    <link:label id="lab_us-gaap_ImpairedFinancingReceivablesTableTextBlock_BD26F66C3AD04C6F5A1ACF40543A4BB5_terseLabel_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivablesTableTextBlock_BD26F66C3AD04C6F5A1ACF40543A4BB5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of impaired loans by class</link:label>
    <link:label id="lab_us-gaap_ImpairedFinancingReceivablesTableTextBlock_BD26F66C3AD04C6F5A1ACF40543A4BB5_label_en-US" xlink:label="lab_us-gaap_ImpairedFinancingReceivablesTableTextBlock_BD26F66C3AD04C6F5A1ACF40543A4BB5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impaired Financing Receivables [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_ImpairedFinancingReceivablesTableTextBlock_BD26F66C3AD04C6F5A1ACF40543A4BB5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairedFinancingReceivablesTableTextBlock_BD26F66C3AD04C6F5A1ACF40543A4BB5" xlink:to="lab_us-gaap_ImpairedFinancingReceivablesTableTextBlock_BD26F66C3AD04C6F5A1ACF40543A4BB5" xlink:type="arc" />
    <link:label id="lab_cfg_ScheduleofAdditionalInformationonImpairedLoansTableTextBlock_B0FEEEF162595675D8CBCF40543A9F24_terseLabel_en-US" xlink:label="lab_cfg_ScheduleofAdditionalInformationonImpairedLoansTableTextBlock_B0FEEEF162595675D8CBCF40543A9F24" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of additional information on impaired loans</link:label>
    <link:label id="lab_cfg_ScheduleofAdditionalInformationonImpairedLoansTableTextBlock_B0FEEEF162595675D8CBCF40543A9F24_label_en-US" xlink:label="lab_cfg_ScheduleofAdditionalInformationonImpairedLoansTableTextBlock_B0FEEEF162595675D8CBCF40543A9F24" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Additional Information on Impaired Loans [Table Text Block]</link:label>
    <link:label id="lab_cfg_ScheduleofAdditionalInformationonImpairedLoansTableTextBlock_B0FEEEF162595675D8CBCF40543A9F24_documentation_en-US" xlink:label="lab_cfg_ScheduleofAdditionalInformationonImpairedLoansTableTextBlock_B0FEEEF162595675D8CBCF40543A9F24" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule of Additional Information on Impaired Loans [Table Text Block]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofAdditionalInformationonImpairedLoansTableTextBlock" xlink:label="loc_cfg_ScheduleofAdditionalInformationonImpairedLoansTableTextBlock_B0FEEEF162595675D8CBCF40543A9F24" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ScheduleofAdditionalInformationonImpairedLoansTableTextBlock_B0FEEEF162595675D8CBCF40543A9F24" xlink:to="lab_cfg_ScheduleofAdditionalInformationonImpairedLoansTableTextBlock_B0FEEEF162595675D8CBCF40543A9F24" xlink:type="arc" />
    <link:label id="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_EC3A9BB3133F43345BE3CF40543A838D_terseLabel_en-US" xlink:label="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_EC3A9BB3133F43345BE3CF40543A838D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Troubled debt restructurings on financing receivables</link:label>
    <link:label id="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_EC3A9BB3133F43345BE3CF40543A838D_label_en-US" xlink:label="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_EC3A9BB3133F43345BE3CF40543A838D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Troubled Debt Restructuring [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_EC3A9BB3133F43345BE3CF40543A838D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_EC3A9BB3133F43345BE3CF40543A838D" xlink:to="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_EC3A9BB3133F43345BE3CF40543A838D" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_FB1312EC8650DE7A25A0CF40543B6C4B_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_FB1312EC8650DE7A25A0CF40543B6C4B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of loans that may increase credit exposure</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_FB1312EC8650DE7A25A0CF40543B6C4B_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_FB1312EC8650DE7A25A0CF40543B6C4B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable Credit Quality Indicators [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:label="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_FB1312EC8650DE7A25A0CF40543B6C4B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_FB1312EC8650DE7A25A0CF40543B6C4B" xlink:to="lab_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_FB1312EC8650DE7A25A0CF40543B6C4B" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Troubled Debt Restructuring [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Troubled Debt Restructuring [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F" xlink:to="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoanRestructuringModificationAxis_9B762ACCF3A3ED364451C9EBF487F9D6_terseLabel_en-US" xlink:label="lab_us-gaap_LoanRestructuringModificationAxis_9B762ACCF3A3ED364451C9EBF487F9D6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan Restructuring Modification [Axis]</link:label>
    <link:label id="lab_us-gaap_LoanRestructuringModificationAxis_9B762ACCF3A3ED364451C9EBF487F9D6_label_en-US" xlink:label="lab_us-gaap_LoanRestructuringModificationAxis_9B762ACCF3A3ED364451C9EBF487F9D6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Restructuring Modification [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoanRestructuringModificationAxis" xlink:label="loc_us-gaap_LoanRestructuringModificationAxis_9B762ACCF3A3ED364451C9EBF487F9D6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoanRestructuringModificationAxis_9B762ACCF3A3ED364451C9EBF487F9D6" xlink:to="lab_us-gaap_LoanRestructuringModificationAxis_9B762ACCF3A3ED364451C9EBF487F9D6" xlink:type="arc" />
    <link:label id="lab_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7_terseLabel_en-US" xlink:label="lab_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan Restructuring Modification [Domain]</link:label>
    <link:label id="lab_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7_label_en-US" xlink:label="lab_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Restructuring Modification [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoanRestructuringModificationDomain" xlink:label="loc_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7" xlink:to="lab_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7" xlink:type="arc" />
    <link:label id="lab_us-gaap_ContractualInterestRateReductionMember_4A1E4A2D5318FD5B3CC9C9EBF4884F98_terseLabel_en-US" xlink:label="lab_us-gaap_ContractualInterestRateReductionMember_4A1E4A2D5318FD5B3CC9C9EBF4884F98" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest Rate Reduction</link:label>
    <link:label id="lab_us-gaap_ContractualInterestRateReductionMember_4A1E4A2D5318FD5B3CC9C9EBF4884F98_label_en-US" xlink:label="lab_us-gaap_ContractualInterestRateReductionMember_4A1E4A2D5318FD5B3CC9C9EBF4884F98" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contractual Interest Rate Reduction [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualInterestRateReductionMember" xlink:label="loc_us-gaap_ContractualInterestRateReductionMember_4A1E4A2D5318FD5B3CC9C9EBF4884F98" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ContractualInterestRateReductionMember_4A1E4A2D5318FD5B3CC9C9EBF4884F98" xlink:to="lab_us-gaap_ContractualInterestRateReductionMember_4A1E4A2D5318FD5B3CC9C9EBF4884F98" xlink:type="arc" />
    <link:label id="lab_us-gaap_ExtendedMaturityMember_E609FD43E403D8E2E4FAC9EBF488D21C_terseLabel_en-US" xlink:label="lab_us-gaap_ExtendedMaturityMember_E609FD43E403D8E2E4FAC9EBF488D21C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maturity Extension</link:label>
    <link:label id="lab_us-gaap_ExtendedMaturityMember_E609FD43E403D8E2E4FAC9EBF488D21C_label_en-US" xlink:label="lab_us-gaap_ExtendedMaturityMember_E609FD43E403D8E2E4FAC9EBF488D21C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Extended Maturity [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ExtendedMaturityMember" xlink:label="loc_us-gaap_ExtendedMaturityMember_E609FD43E403D8E2E4FAC9EBF488D21C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ExtendedMaturityMember_E609FD43E403D8E2E4FAC9EBF488D21C" xlink:to="lab_us-gaap_ExtendedMaturityMember_E609FD43E403D8E2E4FAC9EBF488D21C" xlink:type="arc" />
    <link:label id="lab_cfg_DebtModificationOtherMember_9CE0A5EAAA636E502C24C9EBF4884148_terseLabel_en-US" xlink:label="lab_cfg_DebtModificationOtherMember_9CE0A5EAAA636E502C24C9EBF4884148" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_cfg_DebtModificationOtherMember_9CE0A5EAAA636E502C24C9EBF4884148_label_en-US" xlink:label="lab_cfg_DebtModificationOtherMember_9CE0A5EAAA636E502C24C9EBF4884148" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Modification, Other [Member]</link:label>
    <link:label id="lab_cfg_DebtModificationOtherMember_9CE0A5EAAA636E502C24C9EBF4884148_documentation_en-US" xlink:label="lab_cfg_DebtModificationOtherMember_9CE0A5EAAA636E502C24C9EBF4884148" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt Modification, Other [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DebtModificationOtherMember" xlink:label="loc_cfg_DebtModificationOtherMember_9CE0A5EAAA636E502C24C9EBF4884148" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_DebtModificationOtherMember_9CE0A5EAAA636E502C24C9EBF4884148" xlink:to="lab_cfg_DebtModificationOtherMember_9CE0A5EAAA636E502C24C9EBF4884148" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableModificationsLineItems_6D4884E49A4992DC04E8C9EBF48AFDCF_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableModificationsLineItems_6D4884E49A4992DC04E8C9EBF48AFDCF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Troubled Debt Restructuring [Line Items]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableModificationsLineItems_6D4884E49A4992DC04E8C9EBF48AFDCF_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableModificationsLineItems_6D4884E49A4992DC04E8C9EBF48AFDCF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Troubled Debt Restructuring [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="loc_us-gaap_FinancingReceivableModificationsLineItems_6D4884E49A4992DC04E8C9EBF48AFDCF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_6D4884E49A4992DC04E8C9EBF48AFDCF" xlink:to="lab_us-gaap_FinancingReceivableModificationsLineItems_6D4884E49A4992DC04E8C9EBF48AFDCF" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableModificationsNumberOfContracts2_00B5C9E60856E6FF1680C9EBF48B9362_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableModificationsNumberOfContracts2_00B5C9E60856E6FF1680C9EBF48B9362" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of Contracts</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableModificationsNumberOfContracts2_00B5C9E60856E6FF1680C9EBF48B9362_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableModificationsNumberOfContracts2_00B5C9E60856E6FF1680C9EBF48B9362" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Modifications, Number of Contracts</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsNumberOfContracts2" xlink:label="loc_us-gaap_FinancingReceivableModificationsNumberOfContracts2_00B5C9E60856E6FF1680C9EBF48B9362" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableModificationsNumberOfContracts2_00B5C9E60856E6FF1680C9EBF48B9362" xlink:to="lab_us-gaap_FinancingReceivableModificationsNumberOfContracts2_00B5C9E60856E6FF1680C9EBF48B9362" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_11A9B6DD034E5928D6B3C9EBF48BFB4B_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_11A9B6DD034E5928D6B3C9EBF48BFB4B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Recorded Investment</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_11A9B6DD034E5928D6B3C9EBF48BFB4B_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_11A9B6DD034E5928D6B3C9EBF48BFB4B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Troubled Debt Restructuring, Postmodification</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:label="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_11A9B6DD034E5928D6B3C9EBF48BFB4B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_11A9B6DD034E5928D6B3C9EBF48BFB4B" xlink:to="lab_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_11A9B6DD034E5928D6B3C9EBF48BFB4B" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock_F16F66FB41B2092A1E29A359440D930B_terseLabel_en-US" xlink:label="lab_us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock_F16F66FB41B2092A1E29A359440D930B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">OTHER OPERATING EXPENSE</link:label>
    <link:label id="lab_us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock_F16F66FB41B2092A1E29A359440D930B_label_en-US" xlink:label="lab_us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock_F16F66FB41B2092A1E29A359440D930B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Income and Other Expense Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock" xlink:label="loc_us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock_F16F66FB41B2092A1E29A359440D930B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock_F16F66FB41B2092A1E29A359440D930B" xlink:to="lab_us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock_F16F66FB41B2092A1E29A359440D930B" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestRateSwapMember_9FA684DD9B74844B91F7F802248A35CE_verboseLabel_en-US" xlink:label="lab_us-gaap_InterestRateSwapMember_9FA684DD9B74844B91F7F802248A35CE" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Hedge of interest rate risk</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember_9FA684DD9B74844B91F7F802248A35CE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestRateSwapMember_9FA684DD9B74844B91F7F802248A35CE" xlink:to="lab_us-gaap_InterestRateSwapMember_9FA684DD9B74844B91F7F802248A35CE" xlink:type="arc" />
    <link:label id="lab_cfg_InterestAndFeeIncomeLoansMember_A92C410D0532DBC37CF4F802248B9826_terseLabel_en-US" xlink:label="lab_cfg_InterestAndFeeIncomeLoansMember_A92C410D0532DBC37CF4F802248B9826" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest and fees on loans and leases</link:label>
    <link:label id="lab_cfg_InterestAndFeeIncomeLoansMember_A92C410D0532DBC37CF4F802248B9826_label_en-US" xlink:label="lab_cfg_InterestAndFeeIncomeLoansMember_A92C410D0532DBC37CF4F802248B9826" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest And Fee Income, Loans [Member]</link:label>
    <link:label id="lab_cfg_InterestAndFeeIncomeLoansMember_A92C410D0532DBC37CF4F802248B9826_documentation_en-US" xlink:label="lab_cfg_InterestAndFeeIncomeLoansMember_A92C410D0532DBC37CF4F802248B9826" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest And Fee Income, Loans [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestAndFeeIncomeLoansMember" xlink:label="loc_cfg_InterestAndFeeIncomeLoansMember_A92C410D0532DBC37CF4F802248B9826" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_InterestAndFeeIncomeLoansMember_A92C410D0532DBC37CF4F802248B9826" xlink:to="lab_cfg_InterestAndFeeIncomeLoansMember_A92C410D0532DBC37CF4F802248B9826" xlink:type="arc" />
    <link:label id="lab_cfg_InterestAndDividendIncomeSecuritiesMember_968E2FD6ADACBA956F38F802248BB2D6_terseLabel_en-US" xlink:label="lab_cfg_InterestAndDividendIncomeSecuritiesMember_968E2FD6ADACBA956F38F802248BB2D6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest income - investment securities</link:label>
    <link:label id="lab_cfg_InterestAndDividendIncomeSecuritiesMember_968E2FD6ADACBA956F38F802248BB2D6_label_en-US" xlink:label="lab_cfg_InterestAndDividendIncomeSecuritiesMember_968E2FD6ADACBA956F38F802248BB2D6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest And Dividend Income, Securities [Member]</link:label>
    <link:label id="lab_cfg_InterestAndDividendIncomeSecuritiesMember_968E2FD6ADACBA956F38F802248BB2D6_documentation_en-US" xlink:label="lab_cfg_InterestAndDividendIncomeSecuritiesMember_968E2FD6ADACBA956F38F802248BB2D6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest And Dividend Income, Securities [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestAndDividendIncomeSecuritiesMember" xlink:label="loc_cfg_InterestAndDividendIncomeSecuritiesMember_968E2FD6ADACBA956F38F802248BB2D6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_InterestAndDividendIncomeSecuritiesMember_968E2FD6ADACBA956F38F802248BB2D6" xlink:to="lab_cfg_InterestAndDividendIncomeSecuritiesMember_968E2FD6ADACBA956F38F802248BB2D6" xlink:type="arc" />
    <link:label id="lab_us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1_A731C9727FAB3534C7ECF802248CA561_terseLabel_en-US" xlink:label="lab_us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1_A731C9727FAB3534C7ECF802248CA561" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative</link:label>
    <link:label id="lab_us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1_A731C9727FAB3534C7ECF802248CA561_label_en-US" xlink:label="lab_us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1_A731C9727FAB3534C7ECF802248CA561" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1" xlink:label="loc_us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1_A731C9727FAB3534C7ECF802248CA561" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1_A731C9727FAB3534C7ECF802248CA561" xlink:to="lab_us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1_A731C9727FAB3534C7ECF802248CA561" xlink:type="arc" />
    <link:label id="lab_us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1_B631F47D69E6F52E939AF802248CFD2B_terseLabel_en-US" xlink:label="lab_us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1_B631F47D69E6F52E939AF802248CFD2B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Hedged Item</link:label>
    <link:label id="lab_us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1_B631F47D69E6F52E939AF802248CFD2B_label_en-US" xlink:label="lab_us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1_B631F47D69E6F52E939AF802248CFD2B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Change in Unrealized Gain (Loss) on Hedged Item in Fair Value Hedge</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1" xlink:label="loc_us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1_B631F47D69E6F52E939AF802248CFD2B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1_B631F47D69E6F52E939AF802248CFD2B" xlink:to="lab_us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1_B631F47D69E6F52E939AF802248CFD2B" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockholdersEquityNoteDisclosureTextBlock_6F2DADEF96DAD194B18BA359445DFC26_terseLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquityNoteDisclosureTextBlock_6F2DADEF96DAD194B18BA359445DFC26" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">STOCKHOLDERS' EQUITY</link:label>
    <link:label id="lab_us-gaap_StockholdersEquityNoteDisclosureTextBlock_6F2DADEF96DAD194B18BA359445DFC26_label_en-US" xlink:label="lab_us-gaap_StockholdersEquityNoteDisclosureTextBlock_6F2DADEF96DAD194B18BA359445DFC26" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stockholders' Equity Note Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:label="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock_6F2DADEF96DAD194B18BA359445DFC26" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock_6F2DADEF96DAD194B18BA359445DFC26" xlink:to="lab_us-gaap_StockholdersEquityNoteDisclosureTextBlock_6F2DADEF96DAD194B18BA359445DFC26" xlink:type="arc" />
    <link:label id="lab_us-gaap_CashAndCashEquivalentsDisclosureTextBlock_0BD94D50D52CA81DBA00A359441193AA_terseLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsDisclosureTextBlock_0BD94D50D52CA81DBA00A359441193AA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">CASH AND DUE FROM BANKS</link:label>
    <link:label id="lab_us-gaap_CashAndCashEquivalentsDisclosureTextBlock_0BD94D50D52CA81DBA00A359441193AA_label_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsDisclosureTextBlock_0BD94D50D52CA81DBA00A359441193AA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndCashEquivalentsDisclosureTextBlock" xlink:label="loc_us-gaap_CashAndCashEquivalentsDisclosureTextBlock_0BD94D50D52CA81DBA00A359441193AA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsDisclosureTextBlock_0BD94D50D52CA81DBA00A359441193AA" xlink:to="lab_us-gaap_CashAndCashEquivalentsDisclosureTextBlock_0BD94D50D52CA81DBA00A359441193AA" xlink:type="arc" />
    <link:label id="lab_us-gaap_InformationByCategoryOfDebtSecurityAxis_0A0BAA748FD9C4F810D2F2170DAC5BFD_terseLabel_en-US" xlink:label="lab_us-gaap_InformationByCategoryOfDebtSecurityAxis_0A0BAA748FD9C4F810D2F2170DAC5BFD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Security Category [Axis]</link:label>
    <link:label id="lab_us-gaap_InformationByCategoryOfDebtSecurityAxis_0A0BAA748FD9C4F810D2F2170DAC5BFD_label_en-US" xlink:label="lab_us-gaap_InformationByCategoryOfDebtSecurityAxis_0A0BAA748FD9C4F810D2F2170DAC5BFD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Security Category [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InformationByCategoryOfDebtSecurityAxis" xlink:label="loc_us-gaap_InformationByCategoryOfDebtSecurityAxis_0A0BAA748FD9C4F810D2F2170DAC5BFD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InformationByCategoryOfDebtSecurityAxis_0A0BAA748FD9C4F810D2F2170DAC5BFD" xlink:to="lab_us-gaap_InformationByCategoryOfDebtSecurityAxis_0A0BAA748FD9C4F810D2F2170DAC5BFD" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663_terseLabel_en-US" xlink:label="lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other than Temporary Impairment, Credit Losses Recognized in Earnings, Categories of Investments [Domain]</link:label>
    <link:label id="lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663_label_en-US" xlink:label="lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other than Temporary Impairment, Credit Losses Recognized in Earnings, Categories of Investments [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663" xlink:to="lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableforsaleSecuritiesMember_D7B71FDB182268CAAD8CF2170DAC7360_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesMember_D7B71FDB182268CAAD8CF2170DAC7360" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesMember_D7B71FDB182268CAAD8CF2170DAC7360" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableforsaleSecuritiesMember_D7B71FDB182268CAAD8CF2170DAC7360" xlink:to="lab_us-gaap_AvailableforsaleSecuritiesMember_D7B71FDB182268CAAD8CF2170DAC7360" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldtomaturitySecuritiesMember_6C9E9006D2C420446975F2170DACC9A9_terseLabel_en-US" xlink:label="lab_us-gaap_HeldtomaturitySecuritiesMember_6C9E9006D2C420446975F2170DACC9A9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities</link:label>
    <link:label id="lab_us-gaap_HeldtomaturitySecuritiesMember_6C9E9006D2C420446975F2170DACC9A9_label_en-US" xlink:label="lab_us-gaap_HeldtomaturitySecuritiesMember_6C9E9006D2C420446975F2170DACC9A9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldtomaturitySecuritiesMember" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesMember_6C9E9006D2C420446975F2170DACC9A9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesMember_6C9E9006D2C420446975F2170DACC9A9" xlink:to="lab_us-gaap_HeldtomaturitySecuritiesMember_6C9E9006D2C420446975F2170DACC9A9" xlink:type="arc" />
    <link:label id="lab_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty_884B046CF9251FFB082BF2170DAD19A6_terseLabel_en-US" xlink:label="lab_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty_884B046CF9251FFB082BF2170DAD19A6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securities, pledged to creditors</link:label>
    <link:label id="lab_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty_884B046CF9251FFB082BF2170DAD19A6_label_en-US" xlink:label="lab_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty_884B046CF9251FFB082BF2170DAD19A6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Instruments Owned and Pledged as Collateral, Amount Eligible to be Repledged by Counterparty</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty" xlink:label="loc_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty_884B046CF9251FFB082BF2170DAD19A6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty_884B046CF9251FFB082BF2170DAD19A6" xlink:to="lab_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty_884B046CF9251FFB082BF2170DAD19A6" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonStockParOrStatedValuePerShare_2FD14F4104B761C470DEF2170DAE3937_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockParOrStatedValuePerShare_2FD14F4104B761C470DEF2170DAE3937" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock, par value (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_CommonStockParOrStatedValuePerShare_2FD14F4104B761C470DEF2170DAE3937_label_en-US" xlink:label="lab_us-gaap_CommonStockParOrStatedValuePerShare_2FD14F4104B761C470DEF2170DAE3937" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Par or Stated Value Per Share</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_2FD14F4104B761C470DEF2170DAE3937" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockParOrStatedValuePerShare_2FD14F4104B761C470DEF2170DAE3937" xlink:to="lab_us-gaap_CommonStockParOrStatedValuePerShare_2FD14F4104B761C470DEF2170DAE3937" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonStockSharesAuthorized_F5820C1B0729C78433B1F2170DAF56F7_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesAuthorized_F5820C1B0729C78433B1F2170DAF56F7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock, authorized (in shares)</link:label>
    <link:label id="lab_us-gaap_CommonStockSharesAuthorized_F5820C1B0729C78433B1F2170DAF56F7_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesAuthorized_F5820C1B0729C78433B1F2170DAF56F7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Shares Authorized</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_F5820C1B0729C78433B1F2170DAF56F7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesAuthorized_F5820C1B0729C78433B1F2170DAF56F7" xlink:to="lab_us-gaap_CommonStockSharesAuthorized_F5820C1B0729C78433B1F2170DAF56F7" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonStockSharesIssued_F5CE3EE0C82F520E1DF9F2170DAF7321_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesIssued_F5CE3EE0C82F520E1DF9F2170DAF7321" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock, issued (in shares)</link:label>
    <link:label id="lab_us-gaap_CommonStockSharesIssued_F5CE3EE0C82F520E1DF9F2170DAF7321_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesIssued_F5CE3EE0C82F520E1DF9F2170DAF7321" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Shares, Issued</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_F5CE3EE0C82F520E1DF9F2170DAF7321" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesIssued_F5CE3EE0C82F520E1DF9F2170DAF7321" xlink:to="lab_us-gaap_CommonStockSharesIssued_F5CE3EE0C82F520E1DF9F2170DAF7321" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonStockSharesOutstanding_DC4FB1D9566A8D493D87F2170DAFA7D1_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesOutstanding_DC4FB1D9566A8D493D87F2170DAFA7D1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock, outstanding (in shares)</link:label>
    <link:label id="lab_us-gaap_CommonStockSharesOutstanding_DC4FB1D9566A8D493D87F2170DAFA7D1_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesOutstanding_DC4FB1D9566A8D493D87F2170DAFA7D1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Shares, Outstanding</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_DC4FB1D9566A8D493D87F2170DAFA7D1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesOutstanding_DC4FB1D9566A8D493D87F2170DAFA7D1" xlink:to="lab_us-gaap_CommonStockSharesOutstanding_DC4FB1D9566A8D493D87F2170DAFA7D1" xlink:type="arc" />
    <link:label id="lab_us-gaap_TreasuryStockShares_6F5FC7ECB67CD79FA742F2170DAFC224_terseLabel_en-US" xlink:label="lab_us-gaap_TreasuryStockShares_6F5FC7ECB67CD79FA742F2170DAFC224" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Treasury stock (in shares)</link:label>
    <link:label id="lab_us-gaap_TreasuryStockShares_6F5FC7ECB67CD79FA742F2170DAFC224_label_en-US" xlink:label="lab_us-gaap_TreasuryStockShares_6F5FC7ECB67CD79FA742F2170DAFC224" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Treasury Stock, Shares</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="loc_us-gaap_TreasuryStockShares_6F5FC7ECB67CD79FA742F2170DAFC224" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TreasuryStockShares_6F5FC7ECB67CD79FA742F2170DAFC224" xlink:to="lab_us-gaap_TreasuryStockShares_6F5FC7ECB67CD79FA742F2170DAFC224" xlink:type="arc" />
    <link:label id="lab_cfg_ConsumerAndCommercialPortfolioSegmentMember_355C3DF9EC8F9BA0B56E172124DFEEDB_terseLabel_en-US" xlink:label="lab_cfg_ConsumerAndCommercialPortfolioSegmentMember_355C3DF9EC8F9BA0B56E172124DFEEDB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail and Commercial</link:label>
    <link:label id="lab_cfg_ConsumerAndCommercialPortfolioSegmentMember_355C3DF9EC8F9BA0B56E172124DFEEDB_label_en-US" xlink:label="lab_cfg_ConsumerAndCommercialPortfolioSegmentMember_355C3DF9EC8F9BA0B56E172124DFEEDB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consumer And Commercial Portfolio Segment [Member]</link:label>
    <link:label id="lab_cfg_ConsumerAndCommercialPortfolioSegmentMember_355C3DF9EC8F9BA0B56E172124DFEEDB_documentation_en-US" xlink:label="lab_cfg_ConsumerAndCommercialPortfolioSegmentMember_355C3DF9EC8F9BA0B56E172124DFEEDB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Consumer And Commercial Portfolio Segment [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerAndCommercialPortfolioSegmentMember" xlink:label="loc_cfg_ConsumerAndCommercialPortfolioSegmentMember_355C3DF9EC8F9BA0B56E172124DFEEDB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ConsumerAndCommercialPortfolioSegmentMember_355C3DF9EC8F9BA0B56E172124DFEEDB" xlink:to="lab_cfg_ConsumerAndCommercialPortfolioSegmentMember_355C3DF9EC8F9BA0B56E172124DFEEDB" xlink:type="arc" />
    <link:label id="lab_us-gaap_StudentLoanMember_1BE60FB4F325375401AC172124E3D241_verboseLabel_en-US" xlink:label="lab_us-gaap_StudentLoanMember_1BE60FB4F325375401AC172124E3D241" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Education loans</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_1BE60FB4F325375401AC172124E3D241" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StudentLoanMember_1BE60FB4F325375401AC172124E3D241" xlink:to="lab_us-gaap_StudentLoanMember_1BE60FB4F325375401AC172124E3D241" xlink:type="arc" />
    <link:label id="lab_cfg_OtherLoansMember_051070E2F986036D6739172124E3BD22_terseLabel_en-US" xlink:label="lab_cfg_OtherLoansMember_051070E2F986036D6739172124E3BD22" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other loans</link:label>
    <link:label id="lab_cfg_OtherLoansMember_051070E2F986036D6739172124E3BD22_label_en-US" xlink:label="lab_cfg_OtherLoansMember_051070E2F986036D6739172124E3BD22" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Loans [Member]</link:label>
    <link:label id="lab_cfg_OtherLoansMember_051070E2F986036D6739172124E3BD22_documentation_en-US" xlink:label="lab_cfg_OtherLoansMember_051070E2F986036D6739172124E3BD22" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Loans [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLoansMember" xlink:label="loc_cfg_OtherLoansMember_051070E2F986036D6739172124E3BD22" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_OtherLoansMember_051070E2F986036D6739172124E3BD22" xlink:to="lab_cfg_OtherLoansMember_051070E2F986036D6739172124E3BD22" xlink:type="arc" />
    <link:label id="lab_us-gaap_ConsumerLoanMember_DCE1A21605A8BC7995A5172124E377D6_terseLabel_en-US" xlink:label="lab_us-gaap_ConsumerLoanMember_DCE1A21605A8BC7995A5172124E377D6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail</link:label>
    <link:label id="lab_us-gaap_ConsumerLoanMember_DCE1A21605A8BC7995A5172124E377D6_label_en-US" xlink:label="lab_us-gaap_ConsumerLoanMember_DCE1A21605A8BC7995A5172124E377D6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consumer Loan [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_DCE1A21605A8BC7995A5172124E377D6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ConsumerLoanMember_DCE1A21605A8BC7995A5172124E377D6" xlink:to="lab_us-gaap_ConsumerLoanMember_DCE1A21605A8BC7995A5172124E377D6" xlink:type="arc" />
    <link:label id="lab_cfg_ConsumerLoanTroubledDebtRestructuringMember_FA0021D17B88758CAE4517270D6800EA_terseLabel_en-US" xlink:label="lab_cfg_ConsumerLoanTroubledDebtRestructuringMember_FA0021D17B88758CAE4517270D6800EA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail ,TDRs</link:label>
    <link:label id="lab_cfg_ConsumerLoanTroubledDebtRestructuringMember_FA0021D17B88758CAE4517270D6800EA_label_en-US" xlink:label="lab_cfg_ConsumerLoanTroubledDebtRestructuringMember_FA0021D17B88758CAE4517270D6800EA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consumer Loan, Troubled Debt Restructuring [Member]</link:label>
    <link:label id="lab_cfg_ConsumerLoanTroubledDebtRestructuringMember_FA0021D17B88758CAE4517270D6800EA_documentation_en-US" xlink:label="lab_cfg_ConsumerLoanTroubledDebtRestructuringMember_FA0021D17B88758CAE4517270D6800EA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Consumer Loan, Troubled Debt Restructuring [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerLoanTroubledDebtRestructuringMember" xlink:label="loc_cfg_ConsumerLoanTroubledDebtRestructuringMember_FA0021D17B88758CAE4517270D6800EA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_ConsumerLoanTroubledDebtRestructuringMember_FA0021D17B88758CAE4517270D6800EA" xlink:to="lab_cfg_ConsumerLoanTroubledDebtRestructuringMember_FA0021D17B88758CAE4517270D6800EA" xlink:type="arc" />
    <link:label id="lab_cfg_AutoCommercialAndCommercialRealEstateLoansMember_7C45D5ED10D25BC6BD71172124E315D4_terseLabel_en-US" xlink:label="lab_cfg_AutoCommercialAndCommercialRealEstateLoansMember_7C45D5ED10D25BC6BD71172124E315D4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Auto, commercial and commercial real estate loans</link:label>
    <link:label id="lab_cfg_AutoCommercialAndCommercialRealEstateLoansMember_7C45D5ED10D25BC6BD71172124E315D4_label_en-US" xlink:label="lab_cfg_AutoCommercialAndCommercialRealEstateLoansMember_7C45D5ED10D25BC6BD71172124E315D4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Auto, Commercial And Commercial Real Estate Loans [Member]</link:label>
    <link:label id="lab_cfg_AutoCommercialAndCommercialRealEstateLoansMember_7C45D5ED10D25BC6BD71172124E315D4_documentation_en-US" xlink:label="lab_cfg_AutoCommercialAndCommercialRealEstateLoansMember_7C45D5ED10D25BC6BD71172124E315D4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Auto, Commercial And Commercial Real Estate Loans [Member]</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AutoCommercialAndCommercialRealEstateLoansMember" xlink:label="loc_cfg_AutoCommercialAndCommercialRealEstateLoansMember_7C45D5ED10D25BC6BD71172124E315D4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_AutoCommercialAndCommercialRealEstateLoansMember_7C45D5ED10D25BC6BD71172124E315D4" xlink:to="lab_cfg_AutoCommercialAndCommercialRealEstateLoansMember_7C45D5ED10D25BC6BD71172124E315D4" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsToAcquireFinanceReceivables_24FDC2BBAE2B43725721172124E3E015_verboseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireFinanceReceivables_24FDC2BBAE2B43725721172124E3E015" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Purchases</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireFinanceReceivables_24FDC2BBAE2B43725721172124E3E015_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireFinanceReceivables_24FDC2BBAE2B43725721172124E3E015" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Finance Receivables</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireFinanceReceivables" xlink:label="loc_us-gaap_PaymentsToAcquireFinanceReceivables_24FDC2BBAE2B43725721172124E3E015" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireFinanceReceivables_24FDC2BBAE2B43725721172124E3E015" xlink:to="lab_us-gaap_PaymentsToAcquireFinanceReceivables_24FDC2BBAE2B43725721172124E3E015" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromSaleOfFinanceReceivables_C91381DFA7E3D7852951172124E38052_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfFinanceReceivables_C91381DFA7E3D7852951172124E38052" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sales</link:label>
    <link:label id="lab_us-gaap_ProceedsFromSaleOfFinanceReceivables_C91381DFA7E3D7852951172124E38052_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfFinanceReceivables_C91381DFA7E3D7852951172124E38052" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Sale of Finance Receivables</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfFinanceReceivables" xlink:label="loc_us-gaap_ProceedsFromSaleOfFinanceReceivables_C91381DFA7E3D7852951172124E38052" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfFinanceReceivables_C91381DFA7E3D7852951172124E38052" xlink:to="lab_us-gaap_ProceedsFromSaleOfFinanceReceivables_C91381DFA7E3D7852951172124E38052" xlink:type="arc" />
    <link:label id="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt_BB65F2C5D1AF199249FE172124E3DC3E_terseLabel_en-US" xlink:label="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt_BB65F2C5D1AF199249FE172124E3DC3E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans pledged as collateral for FHLB borrowed funds</link:label>
    <link:label id="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt_BB65F2C5D1AF199249FE172124E3DC3E_label_en-US" xlink:label="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt_BB65F2C5D1AF199249FE172124E3DC3E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pledged Financial Instruments, Not Separately Reported, Loans Receivable, for Federal Home Loan Bank Debt</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt" xlink:label="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt_BB65F2C5D1AF199249FE172124E3DC3E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt_BB65F2C5D1AF199249FE172124E3DC3E" xlink:to="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt_BB65F2C5D1AF199249FE172124E3DC3E" xlink:type="arc" />
    <link:label id="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements_436E9507E1245C2C2C11172124E3133C_terseLabel_en-US" xlink:label="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements_436E9507E1245C2C2C11172124E3133C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans pledged as collateral to support the contingent ability to borrow at the FRB discount window</link:label>
    <link:label id="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements_436E9507E1245C2C2C11172124E3133C_label_en-US" xlink:label="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements_436E9507E1245C2C2C11172124E3133C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pledged Financial Instruments, Not Separately Reported, Loans Receivable, for Other Arrangements</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements" xlink:label="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements_436E9507E1245C2C2C11172124E3133C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements_436E9507E1245C2C2C11172124E3133C" xlink:to="lab_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements_436E9507E1245C2C2C11172124E3133C" xlink:type="arc" />
    <link:label id="lab_cfg_LesseeTermOfContract_3B715408E26AC0998F9B172124E39EC2_terseLabel_en-US" xlink:label="lab_cfg_LesseeTermOfContract_3B715408E26AC0998F9B172124E39EC2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Term of contract</link:label>
    <link:label id="lab_cfg_LesseeTermOfContract_3B715408E26AC0998F9B172124E39EC2_label_en-US" xlink:label="lab_cfg_LesseeTermOfContract_3B715408E26AC0998F9B172124E39EC2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lessee, Term Of Contract</link:label>
    <link:label id="lab_cfg_LesseeTermOfContract_3B715408E26AC0998F9B172124E39EC2_documentation_en-US" xlink:label="lab_cfg_LesseeTermOfContract_3B715408E26AC0998F9B172124E39EC2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Lessee, Term Of Contract</link:label>
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LesseeTermOfContract" xlink:label="loc_cfg_LesseeTermOfContract_3B715408E26AC0998F9B172124E39EC2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cfg_LesseeTermOfContract_3B715408E26AC0998F9B172124E39EC2" xlink:to="lab_cfg_LesseeTermOfContract_3B715408E26AC0998F9B172124E39EC2" xlink:type="arc" />
    <link:label id="lab_us-gaap_DirectFinancingLeaseInterestIncome_2E594FB80E26D223A4E6172124E34F13_terseLabel_en-US" xlink:label="lab_us-gaap_DirectFinancingLeaseInterestIncome_2E594FB80E26D223A4E6172124E34F13" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest income on direct financing and sales-type leases</link:label>
    <link:label id="lab_us-gaap_DirectFinancingLeaseInterestIncome_2E594FB80E26D223A4E6172124E34F13_label_en-US" xlink:label="lab_us-gaap_DirectFinancingLeaseInterestIncome_2E594FB80E26D223A4E6172124E34F13" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Direct Financing Lease, Interest Income</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DirectFinancingLeaseInterestIncome" xlink:label="loc_us-gaap_DirectFinancingLeaseInterestIncome_2E594FB80E26D223A4E6172124E34F13" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DirectFinancingLeaseInterestIncome_2E594FB80E26D223A4E6172124E34F13" xlink:to="lab_us-gaap_DirectFinancingLeaseInterestIncome_2E594FB80E26D223A4E6172124E34F13" xlink:type="arc" />
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>15
<FILENAME>cfg-20191231_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!-- -->
<link:linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <link:roleRef roleURI="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLoss" xlink:href="cfg-20191231.xsd#AccumulatedOtherComprehensiveIncomeLoss" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails" xlink:href="cfg-20191231.xsd#AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossTables" xlink:href="cfg-20191231.xsd#AccumulatedOtherComprehensiveIncomeLossTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRisk" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRisk" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails" xlink:href="cfg-20191231.xsd#AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BasisOfPresentation" xlink:href="cfg-20191231.xsd#BasisOfPresentation" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails" xlink:href="cfg-20191231.xsd#BasisOfPresentationNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BasisOfPresentationPolicies" xlink:href="cfg-20191231.xsd#BasisOfPresentationPolicies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BasisOfPresentationTables" xlink:href="cfg-20191231.xsd#BasisOfPresentationTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFunds" xlink:href="cfg-20191231.xsd#BorrowedFunds" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails" xlink:href="cfg-20191231.xsd#BorrowedFundsLongTermDebtDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails" xlink:href="cfg-20191231.xsd#BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails" xlink:href="cfg-20191231.xsd#BorrowedFundsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails" xlink:href="cfg-20191231.xsd#BorrowedFundsShortTermBorrowedDebtKeyDataDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsShortTermDebtDetails" xlink:href="cfg-20191231.xsd#BorrowedFundsShortTermDebtDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BorrowedFundsTables" xlink:href="cfg-20191231.xsd#BorrowedFundsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BusinessOperatingSegments" xlink:href="cfg-20191231.xsd#BusinessOperatingSegments" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails" xlink:href="cfg-20191231.xsd#BusinessOperatingSegmentsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails" xlink:href="cfg-20191231.xsd#BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/BusinessOperatingSegmentsTables" xlink:href="cfg-20191231.xsd#BusinessOperatingSegmentsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CashAndDueFromBanks" xlink:href="cfg-20191231.xsd#CashAndDueFromBanks" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CashAndDueFromBanksDetails" xlink:href="cfg-20191231.xsd#CashAndDueFromBanksDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CommitmentsAndContingencies" xlink:href="cfg-20191231.xsd#CommitmentsAndContingencies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails" xlink:href="cfg-20191231.xsd#CommitmentsAndContingenciesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails" xlink:href="cfg-20191231.xsd#CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CommitmentsAndContingenciesTables" xlink:href="cfg-20191231.xsd#CommitmentsAndContingenciesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedBalanceSheets" xlink:href="cfg-20191231.xsd#ConsolidatedBalanceSheets" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical" xlink:href="cfg-20191231.xsd#ConsolidatedBalanceSheetsParenthetical" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows" xlink:href="cfg-20191231.xsd#ConsolidatedStatementsOfCashFlows" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity" xlink:href="cfg-20191231.xsd#ConsolidatedStatementsOfChangesInStockholdersEquity" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome" xlink:href="cfg-20191231.xsd#ConsolidatedStatementsOfComprehensiveIncome" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical" xlink:href="cfg-20191231.xsd#ConsolidatedStatementsOfComprehensiveIncomeParenthetical" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations" xlink:href="cfg-20191231.xsd#ConsolidatedStatementsOfOperations" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/CoverPage" xlink:href="cfg-20191231.xsd#CoverPage" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/Deposits" xlink:href="cfg-20191231.xsd#Deposits" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails" xlink:href="cfg-20191231.xsd#DepositsMajorComponentsOfDepositsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails" xlink:href="cfg-20191231.xsd#DepositsMaturitiesOfTermDepositsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details" xlink:href="cfg-20191231.xsd#DepositsMaturitiesOfTermDepositsGreaterThan100000Details" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DepositsNarrativeDetails" xlink:href="cfg-20191231.xsd#DepositsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DepositsTables" xlink:href="cfg-20191231.xsd#DepositsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/Derivatives" xlink:href="cfg-20191231.xsd#Derivatives" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails" xlink:href="cfg-20191231.xsd#DerivativesAmountsRecordedInBalanceSheetDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails" xlink:href="cfg-20191231.xsd#DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails" xlink:href="cfg-20191231.xsd#DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesNarrativeDetails" xlink:href="cfg-20191231.xsd#DerivativesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails" xlink:href="cfg-20191231.xsd#DerivativesScheduleOfDerivativeInstrumentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails" xlink:href="cfg-20191231.xsd#DerivativesScheduleOfFairValueHedgesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/DerivativesTables" xlink:href="cfg-20191231.xsd#DerivativesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EarningsPerShare" xlink:href="cfg-20191231.xsd#EarningsPerShare" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EarningsPerShareDetails" xlink:href="cfg-20191231.xsd#EarningsPerShareDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EarningsPerShareTables" xlink:href="cfg-20191231.xsd#EarningsPerShareTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefits" xlink:href="cfg-20191231.xsd#EmployeeBenefits" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails" xlink:href="cfg-20191231.xsd#EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsExpectedFutureBenefitPaymentsDetails" xlink:href="cfg-20191231.xsd#EmployeeBenefitsExpectedFutureBenefitPaymentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails" xlink:href="cfg-20191231.xsd#EmployeeBenefitsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails" xlink:href="cfg-20191231.xsd#EmployeeBenefitsPlanAmountsRecognizedInOciDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails" xlink:href="cfg-20191231.xsd#EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/EmployeeBenefitsTables" xlink:href="cfg-20191231.xsd#EmployeeBenefitsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurements" xlink:href="cfg-20191231.xsd#FairValueMeasurements" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsScheduleOfFairValueMeasurementsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails" xlink:href="cfg-20191231.xsd#FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/FairValueMeasurementsTables" xlink:href="cfg-20191231.xsd#FairValueMeasurementsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssets" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssets" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssetsGoodwillRollforwardDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssetsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssetsOtherIntangiblesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsTables" xlink:href="cfg-20191231.xsd#GoodwillAndIntangibleAssetsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxes" xlink:href="cfg-20191231.xsd#IncomeTaxes" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesEffectiveIncomeTaxReconciliationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesIncomeTaxExpenseBenefitDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesIncomeTaxExpenseBenefitDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesTables" xlink:href="cfg-20191231.xsd#IncomeTaxesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails" xlink:href="cfg-20191231.xsd#IncomeTaxesUnrecognizedTaxBenefitsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/Leases" xlink:href="cfg-20191231.xsd#Leases" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails" xlink:href="cfg-20191231.xsd#LeasesComponentsOfOperatingLeaseCostDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails" xlink:href="cfg-20191231.xsd#LeasesLiabilityMaturityScheduleDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesNarrativeDetails" xlink:href="cfg-20191231.xsd#LeasesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesSupplementalBalanceSheetInformationDetails" xlink:href="cfg-20191231.xsd#LeasesSupplementalBalanceSheetInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesSupplementalLeaseInformationDetails" xlink:href="cfg-20191231.xsd#LeasesSupplementalLeaseInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LeasesTables" xlink:href="cfg-20191231.xsd#LeasesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeases" xlink:href="cfg-20191231.xsd#LoansAndLeases" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails" xlink:href="cfg-20191231.xsd#LoansAndLeasesComponentsOfInvestmentsInLeasesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails" xlink:href="cfg-20191231.xsd#LoansAndLeasesLoansHeldForSaleDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails" xlink:href="cfg-20191231.xsd#LoansAndLeasesMaturityOfDirectFinanceLeaseDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails" xlink:href="cfg-20191231.xsd#LoansAndLeasesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails" xlink:href="cfg-20191231.xsd#LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/LoansAndLeasesTables" xlink:href="cfg-20191231.xsd#LoansAndLeasesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBanking" xlink:href="cfg-20191231.xsd#MortgageBanking" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails" xlink:href="cfg-20191231.xsd#MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails" xlink:href="cfg-20191231.xsd#MortgageBankingChangesRelatedToMsrsFairValueMethodDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails" xlink:href="cfg-20191231.xsd#MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingNarrativeDetails" xlink:href="cfg-20191231.xsd#MortgageBankingNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails" xlink:href="cfg-20191231.xsd#MortgageBankingResidentialMortgageLoansDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/MortgageBankingTables" xlink:href="cfg-20191231.xsd#MortgageBankingTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncome" xlink:href="cfg-20191231.xsd#NoninterestIncome" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails" xlink:href="cfg-20191231.xsd#NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncomeNarrativeDetails" xlink:href="cfg-20191231.xsd#NoninterestIncomeNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncomeNoninterestIncomeDetails" xlink:href="cfg-20191231.xsd#NoninterestIncomeNoninterestIncomeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncomeOtherIncomeDetails" xlink:href="cfg-20191231.xsd#NoninterestIncomeOtherIncomeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/NoninterestIncomeTables" xlink:href="cfg-20191231.xsd#NoninterestIncomeTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/OtherOperatingExpense" xlink:href="cfg-20191231.xsd#OtherOperatingExpense" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/OtherOperatingExpenseDetails" xlink:href="cfg-20191231.xsd#OtherOperatingExpenseDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/OtherOperatingExpenseTables" xlink:href="cfg-20191231.xsd#OtherOperatingExpenseTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ParentCompanyFinancials" xlink:href="cfg-20191231.xsd#ParentCompanyFinancials" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails" xlink:href="cfg-20191231.xsd#ParentCompanyFinancialsCondensedBalanceSheetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails" xlink:href="cfg-20191231.xsd#ParentCompanyFinancialsCondensedCashFlowStatementsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails" xlink:href="cfg-20191231.xsd#ParentCompanyFinancialsCondensedStatementsOfOperationsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ParentCompanyFinancialsTables" xlink:href="cfg-20191231.xsd#ParentCompanyFinancialsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftware" xlink:href="cfg-20191231.xsd#PremisesEquipmentAndSoftware" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareNarrativeDetails" xlink:href="cfg-20191231.xsd#PremisesEquipmentAndSoftwareNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails" xlink:href="cfg-20191231.xsd#PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails" xlink:href="cfg-20191231.xsd#PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareTables" xlink:href="cfg-20191231.xsd#PremisesEquipmentAndSoftwareTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/RegulatoryMatters" xlink:href="cfg-20191231.xsd#RegulatoryMatters" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails" xlink:href="cfg-20191231.xsd#RegulatoryMattersCapitalAndCapitalRatioInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/RegulatoryMattersNarrativeDetails" xlink:href="cfg-20191231.xsd#RegulatoryMattersNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/RegulatoryMattersTables" xlink:href="cfg-20191231.xsd#RegulatoryMattersTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/Securities" xlink:href="cfg-20191231.xsd#Securities" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails" xlink:href="cfg-20191231.xsd#SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesNarrativeDetails" xlink:href="cfg-20191231.xsd#SecuritiesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails" xlink:href="cfg-20191231.xsd#SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails" xlink:href="cfg-20191231.xsd#SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails" xlink:href="cfg-20191231.xsd#SecuritiesScheduleOfInvestmentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails" xlink:href="cfg-20191231.xsd#SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesScheduleOfSecuritiesPledgedDetails" xlink:href="cfg-20191231.xsd#SecuritiesScheduleOfSecuritiesPledgedDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/SecuritiesTables" xlink:href="cfg-20191231.xsd#SecuritiesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ShareBasedCompensation" xlink:href="cfg-20191231.xsd#ShareBasedCompensation" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails" xlink:href="cfg-20191231.xsd#ShareBasedCompensationNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails" xlink:href="cfg-20191231.xsd#ShareBasedCompensationShareBasedCompensationActivityDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/ShareBasedCompensationTables" xlink:href="cfg-20191231.xsd#ShareBasedCompensationTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquity" xlink:href="cfg-20191231.xsd#StockholdersEquity" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquityDividendsDetails" xlink:href="cfg-20191231.xsd#StockholdersEquityDividendsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails" xlink:href="cfg-20191231.xsd#StockholdersEquityNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails" xlink:href="cfg-20191231.xsd#StockholdersEquityPreferredStockDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails" xlink:href="cfg-20191231.xsd#StockholdersEquityPreferredStockOutstandingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/StockholdersEquityTables" xlink:href="cfg-20191231.xsd#StockholdersEquityTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/VariableInterestEntities" xlink:href="cfg-20191231.xsd#VariableInterestEntities" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails" xlink:href="cfg-20191231.xsd#VariableInterestEntitiesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails" xlink:href="cfg-20191231.xsd#VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails" xlink:href="cfg-20191231.xsd#VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.citizensbank.com/role/VariableInterestEntitiesVariableInterestEntitiesTables" xlink:href="cfg-20191231.xsd#VariableInterestEntitiesVariableInterestEntitiesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" xlink:type="simple" />
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLoss" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_AE3EF3B8CD4D59017C8BCE52543C668A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisclosureOfReclassificationAmountTextBlock" xlink:label="loc_us-gaap_DisclosureOfReclassificationAmountTextBlock_128B6C699D4CE2731CE7CE52543CAE13" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_AE3EF3B8CD4D59017C8BCE52543C668A" xlink:to="loc_us-gaap_DisclosureOfReclassificationAmountTextBlock_128B6C699D4CE2731CE7CE52543CAE13" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_E5C54C24CF5273FAA7BD60148AC5E946" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_9DA3BEB1814F629733DA60148AC53285" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_E5C54C24CF5273FAA7BD60148AC5E946" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_9DA3BEB1814F629733DA60148AC53285" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_F754DE58AD63D8C37F5960148AC5BE79" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_9DA3BEB1814F629733DA60148AC53285" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_F754DE58AD63D8C37F5960148AC5BE79" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_01DFC591CDC2918B64CC60148AC59286" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_F754DE58AD63D8C37F5960148AC5BE79" xlink:to="loc_us-gaap_EquityComponentDomain_01DFC591CDC2918B64CC60148AC59286" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" xlink:label="loc_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_CAADF60491CCBE5E117560148AC6DFCD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_01DFC591CDC2918B64CC60148AC59286" xlink:to="loc_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_CAADF60491CCBE5E117560148AC6DFCD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember" xlink:label="loc_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_D4C05F54E98BD02E6F8960148AC672AB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_01DFC591CDC2918B64CC60148AC59286" xlink:to="loc_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_D4C05F54E98BD02E6F8960148AC672AB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:label="loc_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_E638FAF8739ABA65C72660148AC66AC3" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_01DFC591CDC2918B64CC60148AC59286" xlink:to="loc_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_E638FAF8739ABA65C72660148AC66AC3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" xlink:label="loc_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_976666F2875F713A065160148AC6277F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_01DFC591CDC2918B64CC60148AC59286" xlink:to="loc_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_976666F2875F713A065160148AC6277F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_A206EED9229EBAC3157B60148AC72BC5" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_01DFC591CDC2918B64CC60148AC59286" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_A206EED9229EBAC3157B60148AC72BC5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_E602F6A09B82D95D48D060148AC7F81D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_9DA3BEB1814F629733DA60148AC53285" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_E602F6A09B82D95D48D060148AC7F81D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AOCIAttributableToParentNetOfTaxRollForward" xlink:label="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_E602F6A09B82D95D48D060148AC7F81D" xlink:to="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_9C67DCF834B45DC76B1D60148AC7C645" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:to="loc_us-gaap_StockholdersEquity_9C67DCF834B45DC76B1D60148AC7C645" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent" xlink:label="loc_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_B27466ABB40C8D42925660148AC77E54" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:to="loc_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_B27466ABB40C8D42925660148AC77E54" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E10C7362B7D3EC258C9460148AC84488" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E10C7362B7D3EC258C9460148AC84488" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent" xlink:label="loc_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_0C6F0DED4C2417689D9560148AC8A0D9" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:to="loc_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_0C6F0DED4C2417689D9560148AC8A0D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_93F46FA162695911557D60148AC852AF" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_93F46FA162695911557D60148AC852AF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings" xlink:label="loc_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_03142C5AFB54CBEBDB5160148AC80253" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:to="loc_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_03142C5AFB54CBEBDB5160148AC80253" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xlink:label="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_C9094A5A536B45EDF6FA60148AC8A875" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:to="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_C9094A5A536B45EDF6FA60148AC8A875" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_BCF336C69B04194E35F460148AC8D16E" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_BD20409120A3DCC6645A60148AC7B56B" xlink:to="loc_us-gaap_StockholdersEquity_BCF336C69B04194E35F460148AC8D16E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_8786F6CCE9863A734042CE525434FE23" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_3817E88442818E73710FCE52543467EC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_8786F6CCE9863A734042CE525434FE23" xlink:to="loc_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_3817E88442818E73710FCE52543467EC" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRisk" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_E80E5C0D7FD8705CC265A35942BE6B35" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForCreditLossesTextBlock" xlink:label="loc_us-gaap_AllowanceForCreditLossesTextBlock_66BE741DD70B682D1D86A35942BE7B33" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_E80E5C0D7FD8705CC265A35942BE6B35" xlink:to="loc_us-gaap_AllowanceForCreditLossesTextBlock_66BE741DD70B682D1D86A35942BE7B33" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_E32B10EEEA3C221CA3E8355F269A24C0" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_DA105ED39D071244CF8D355F269CBCAD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_E32B10EEEA3C221CA3E8355F269A24C0" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_DA105ED39D071244CF8D355F269CBCAD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_0642BA7FA423B2431C16355F269C128F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_DA105ED39D071244CF8D355F269CBCAD" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_0642BA7FA423B2431C16355F269C128F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3B1C3F84E0AEE64DE5EF355F269C07E1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_0642BA7FA423B2431C16355F269C128F" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3B1C3F84E0AEE64DE5EF355F269C07E1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_207E352494536783561C355F269D8FD0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3B1C3F84E0AEE64DE5EF355F269C07E1" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_207E352494536783561C355F269D8FD0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_DC1E8E3174D23AD384AA355F269D1E71" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3B1C3F84E0AEE64DE5EF355F269C07E1" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_DC1E8E3174D23AD384AA355F269D1E71" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_BF419234DBED7CB41E40355F269D871B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_DA105ED39D071244CF8D355F269CBCAD" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_BF419234DBED7CB41E40355F269D871B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_B41A612C4D7AE58E6A0D355F269DA3DD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_BF419234DBED7CB41E40355F269D871B" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_B41A612C4D7AE58E6A0D355F269DA3DD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_54CB754466EAE69D9D0C355F269DF875" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_B41A612C4D7AE58E6A0D355F269DA3DD" xlink:to="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_54CB754466EAE69D9D0C355F269DF875" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_E7DC59D0BA41C84D4225355F269E5BBE" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_B41A612C4D7AE58E6A0D355F269DA3DD" xlink:to="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_E7DC59D0BA41C84D4225355F269E5BBE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_25C30528BD4F12E7616C355F269E119A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_B41A612C4D7AE58E6A0D355F269DA3DD" xlink:to="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_25C30528BD4F12E7616C355F269E119A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember" xlink:label="loc_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember_93DCEC2F2393056F1972355F269EBD23" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_B41A612C4D7AE58E6A0D355F269DA3DD" xlink:to="loc_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember_93DCEC2F2393056F1972355F269EBD23" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_83F09B7A3884F8D9469A355F269EC566" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_DA105ED39D071244CF8D355F269CBCAD" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_83F09B7A3884F8D9469A355F269EC566" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_83F09B7A3884F8D9469A355F269EC566" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_C0F0B885C4CB50E30BA8355F269FC477" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_us-gaap_CommercialLoanMember_C0F0B885C4CB50E30BA8355F269FC477" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_9B6020B421C579EFE05D355F269FBC5C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_us-gaap_CommercialRealEstateMember_9B6020B421C579EFE05D355F269FBC5C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FinanceLeasesMember" xlink:label="loc_cfg_FinanceLeasesMember_7B3B6ED214B481379087355F269FD988" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_cfg_FinanceLeasesMember_7B3B6ED214B481379087355F269FD988" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_13DABD58905B562F093E355F26A00C51" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_us-gaap_ResidentialMortgageMember_13DABD58905B562F093E355F26A00C51" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_9854078D8C27F885DD19355F26A0AF19" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_us-gaap_HomeEquityLoanMember_9854078D8C27F885DD19355F26A0AF19" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_A218A5EB717AB8B38537355F26A000EF" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_us-gaap_HomeEquityMember_A218A5EB717AB8B38537355F26A000EF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLoanServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLoanServicedbyOthersMember_9D312E7E5B1AE9E08B4C355F26A09F64" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_cfg_HomeEquityLoanServicedbyOthersMember_9D312E7E5B1AE9E08B4C355F26A09F64" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLineofCreditServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_B2D42EB8B78DBCFF1C5F355F26A15A98" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_B2D42EB8B78DBCFF1C5F355F26A15A98" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_3BCB83B88856E484BC01355F26A1264F" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_us-gaap_AutomobileLoanMember_3BCB83B88856E484BC01355F26A1264F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_9EA77132A889F0F68DD6355F26A169BA" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_us-gaap_StudentLoanMember_9EA77132A889F0F68DD6355F26A169BA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_30C64D87291C01D930B5355F26A18C20" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_us-gaap_CreditCardReceivablesMember_30C64D87291C01D930B5355F26A18C20" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherRetailMember" xlink:label="loc_cfg_OtherRetailMember_8A5FD28557D5460EC41A355F26A147B5" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_744A219C5D91F13FEE79355F269E7857" xlink:to="loc_cfg_OtherRetailMember_8A5FD28557D5460EC41A355F26A147B5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_CA5BE03C00AB123CDC07355F26A1631D" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_DA105ED39D071244CF8D355F269CBCAD" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_CA5BE03C00AB123CDC07355F26A1631D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_C3B8250714A7A135C547355F26A29840" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_CA5BE03C00AB123CDC07355F26A1631D" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_C3B8250714A7A135C547355F26A29840" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_37FBE1D447C69244273A355F237B1B92" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_D1D99D6E153BEC275DF6355F237D43A1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_37FBE1D447C69244273A355F237B1B92" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_D1D99D6E153BEC275DF6355F237D43A1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_7A77A01E246B7067B5C2355F237DCA72" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_D1D99D6E153BEC275DF6355F237D43A1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_7A77A01E246B7067B5C2355F237DCA72" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8D1640A628BC82F2B217355F237D0A14" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_7A77A01E246B7067B5C2355F237DCA72" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8D1640A628BC82F2B217355F237D0A14" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_5B4D139BF25D60208EFC355F237E85A7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8D1640A628BC82F2B217355F237D0A14" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_5B4D139BF25D60208EFC355F237E85A7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_4C30780C2794AD119B56355F237E25E6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8D1640A628BC82F2B217355F237D0A14" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_4C30780C2794AD119B56355F237E25E6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7D428C24CE3FE00A0AD0355F237EEB43" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_D1D99D6E153BEC275DF6355F237D43A1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7D428C24CE3FE00A0AD0355F237EEB43" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7D428C24CE3FE00A0AD0355F237EEB43" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_F93A5568CE288EC6EC0C355F237F7D4F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_us-gaap_CommercialLoanMember_F93A5568CE288EC6EC0C355F237F7D4F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_F5A701A8DB28415923CD355F237F4AB6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_us-gaap_CommercialRealEstateMember_F5A701A8DB28415923CD355F237F4AB6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_C6B846FD5E8E44F4CF80355F237F84F8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_us-gaap_ResidentialMortgageMember_C6B846FD5E8E44F4CF80355F237F84F8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_68A96BFA39FEE83D91EB355F23801280" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_us-gaap_HomeEquityLoanMember_68A96BFA39FEE83D91EB355F23801280" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_61AF887870496F2DBD53355F23800EA8" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_us-gaap_HomeEquityMember_61AF887870496F2DBD53355F23800EA8" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLoanServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLoanServicedbyOthersMember_80995237990339502D2E355F238056DF" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_cfg_HomeEquityLoanServicedbyOthersMember_80995237990339502D2E355F238056DF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLineofCreditServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_07E2974B313B573B5961355F23803517" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_07E2974B313B573B5961355F23803517" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_8B07AA476D02899E4C00355F23800B1E" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_us-gaap_AutomobileLoanMember_8B07AA476D02899E4C00355F23800B1E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_7E5936B23180F017798E355F23819745" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_us-gaap_StudentLoanMember_7E5936B23180F017798E355F23819745" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_38C5A1881B0E54A10CDC355F238150A7" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_us-gaap_CreditCardReceivablesMember_38C5A1881B0E54A10CDC355F238150A7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherRetailMember" xlink:label="loc_cfg_OtherRetailMember_1A3D8A07C871DB5C187B355F2381B53A" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6A32924180DB1A3BFF61355F237E829C" xlink:to="loc_cfg_OtherRetailMember_1A3D8A07C871DB5C187B355F2381B53A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_4E5EA9A7EB63EF12DEBA355F238188FC" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_D1D99D6E153BEC275DF6355F237D43A1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_4E5EA9A7EB63EF12DEBA355F238188FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="loc_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_9E65431969B4E7D808DC355F2381B85B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_4E5EA9A7EB63EF12DEBA355F238188FC" xlink:to="loc_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_9E65431969B4E7D808DC355F2381B85B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_B3144CF5DDF8461E5505355F2382852E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_4E5EA9A7EB63EF12DEBA355F238188FC" xlink:to="loc_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_B3144CF5DDF8461E5505355F2382852E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_2AFCCACBE74B18442C37355EE56FFD40" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_1A89D7B207A082C26617355EE570F861" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_2AFCCACBE74B18442C37355EE56FFD40" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_1A89D7B207A082C26617355EE570F861" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_337B30B6482E0B7DEA5A355EE5703DE8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_1A89D7B207A082C26617355EE570F861" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_337B30B6482E0B7DEA5A355EE5703DE8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_115BE37C0DAFE35A9289355EE5703929" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_337B30B6482E0B7DEA5A355EE5703DE8" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_115BE37C0DAFE35A9289355EE5703929" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_0D13E072883E499A2E05355EE5716699" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_115BE37C0DAFE35A9289355EE5703929" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_0D13E072883E499A2E05355EE5716699" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_54E062376E56E8C4906B355EE571940A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_115BE37C0DAFE35A9289355EE5703929" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_54E062376E56E8C4906B355EE571940A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3F1D0046E3CC24CBCA31355EE571B845" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_1A89D7B207A082C26617355EE570F861" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3F1D0046E3CC24CBCA31355EE571B845" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3F1D0046E3CC24CBCA31355EE571B845" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_6170944D24E99E6831F7355EE57221D4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_us-gaap_CommercialLoanMember_6170944D24E99E6831F7355EE57221D4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_E98A21762408F28015F0355EE57219A7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_us-gaap_CommercialRealEstateMember_E98A21762408F28015F0355EE57219A7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_038C12FB735DE9764F55355EE5728C8F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_us-gaap_ResidentialMortgageMember_038C12FB735DE9764F55355EE5728C8F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_5ECADC7DF878E9350099355EE5737FD1" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_us-gaap_HomeEquityLoanMember_5ECADC7DF878E9350099355EE5737FD1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_1D5832A7B855B78C66D0355EE57363AA" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_us-gaap_HomeEquityMember_1D5832A7B855B78C66D0355EE57363AA" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLoanServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLoanServicedbyOthersMember_BF674F5F363B28B9D1EF355EE573DBD3" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_cfg_HomeEquityLoanServicedbyOthersMember_BF674F5F363B28B9D1EF355EE573DBD3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLineofCreditServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_86CDCA7E03B299B30AE0355EE573A8C4" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_86CDCA7E03B299B30AE0355EE573A8C4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_A59072B2EB66D8CA4D5B355EE573C061" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_us-gaap_AutomobileLoanMember_A59072B2EB66D8CA4D5B355EE573C061" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_80319FFC66EF98E7391C355EE573DF9C" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_us-gaap_StudentLoanMember_80319FFC66EF98E7391C355EE573DF9C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_D982F45281DDD91CFA91355EE5745BFF" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_us-gaap_CreditCardReceivablesMember_D982F45281DDD91CFA91355EE5745BFF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherRetailMember" xlink:label="loc_cfg_OtherRetailMember_0A0CBDF57BDB2A48F1AD355EE5740FB0" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4CEF74E0F79C4265BF81355EE57125FC" xlink:to="loc_cfg_OtherRetailMember_0A0CBDF57BDB2A48F1AD355EE5740FB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_92A3DF50F474224710E2355EE574736F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_1A89D7B207A082C26617355EE570F861" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_92A3DF50F474224710E2355EE574736F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_DC9D9580EFD42348B4B7355EE574CA42" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_92A3DF50F474224710E2355EE574736F" xlink:to="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_DC9D9580EFD42348B4B7355EE574CA42" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableRelatedAllowance_305F0CD359D1E859EFEF355EE574E64D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_92A3DF50F474224710E2355EE574736F" xlink:to="loc_us-gaap_ImpairedFinancingReceivableRelatedAllowance_305F0CD359D1E859EFEF355EE574E64D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_070885D713FC4E9DE111355EE575B788" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_92A3DF50F474224710E2355EE574736F" xlink:to="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_070885D713FC4E9DE111355EE575B788" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_ADB18B8AC3396D0BDE48355EE575AB71" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_92A3DF50F474224710E2355EE574736F" xlink:to="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_ADB18B8AC3396D0BDE48355EE575AB71" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableRecordedInvestment_BC43E424D466EC92B0D6355EE5752CB2" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_92A3DF50F474224710E2355EE574736F" xlink:to="loc_us-gaap_ImpairedFinancingReceivableRecordedInvestment_BC43E424D466EC92B0D6355EE5752CB2" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_77BE1FA8A3C84D454175F8808E55C37A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_40BAC4F44293A52C43A8F8808E5589B3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_77BE1FA8A3C84D454175F8808E55C37A" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_40BAC4F44293A52C43A8F8808E5589B3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_E05CC5A33965E0C9A7A3F8808E55767D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_40BAC4F44293A52C43A8F8808E5589B3" xlink:to="loc_us-gaap_InternalCreditAssessmentAxis_E05CC5A33965E0C9A7A3F8808E55767D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_709CDE22A65611B9AAB6F8808E56033C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_E05CC5A33965E0C9A7A3F8808E55767D" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_709CDE22A65611B9AAB6F8808E56033C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskHighLoantovalueLoansMember" xlink:label="loc_cfg_CreditRiskHighLoantovalueLoansMember_E5BE1053E0C2BEFE69D3F8808E56CABF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_709CDE22A65611B9AAB6F8808E56033C" xlink:to="loc_cfg_CreditRiskHighLoantovalueLoansMember_E5BE1053E0C2BEFE69D3F8808E56CABF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember" xlink:label="loc_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember_ADDED31932F933699344F8808E566B3C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_709CDE22A65611B9AAB6F8808E56033C" xlink:to="loc_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember_ADDED31932F933699344F8808E566B3C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskLowIntroductoryRateLoansMember" xlink:label="loc_cfg_CreditRiskLowIntroductoryRateLoansMember_D6B70AC0530B69BE4036F8808E568545" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_709CDE22A65611B9AAB6F8808E56033C" xlink:to="loc_cfg_CreditRiskLowIntroductoryRateLoansMember_D6B70AC0530B69BE4036F8808E568545" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskMultipleIndicatorsMember" xlink:label="loc_cfg_CreditRiskMultipleIndicatorsMember_855A416F06300A5CC8A4F8808E57248F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_709CDE22A65611B9AAB6F8808E56033C" xlink:to="loc_cfg_CreditRiskMultipleIndicatorsMember_855A416F06300A5CC8A4F8808E57248F" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember" xlink:label="loc_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember_F890912DBAD0D07DA928F8808E572113" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_709CDE22A65611B9AAB6F8808E56033C" xlink:to="loc_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember_F890912DBAD0D07DA928F8808E572113" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5D69880EEC1298121C5AF8808E576208" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_40BAC4F44293A52C43A8F8808E5589B3" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5D69880EEC1298121C5AF8808E576208" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5377360029D7F5785A38F8808E575F8C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5D69880EEC1298121C5AF8808E576208" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5377360029D7F5785A38F8808E575F8C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_8528E40B901CE99F1D97F8808E574E1A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5377360029D7F5785A38F8808E575F8C" xlink:to="loc_us-gaap_ResidentialMortgageMember_8528E40B901CE99F1D97F8808E574E1A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_40B9DDE02641680DA303F8808E5861A4" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5377360029D7F5785A38F8808E575F8C" xlink:to="loc_us-gaap_HomeEquityMember_40B9DDE02641680DA303F8808E5861A4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerHomeEquityProductsServicedbyOthersMember" xlink:label="loc_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_A21D4BD7EB70106AB3FEF8808E585A23" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5377360029D7F5785A38F8808E575F8C" xlink:to="loc_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_A21D4BD7EB70106AB3FEF8808E585A23" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_574DF07E037D84CFFC45F8808E58C457" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5377360029D7F5785A38F8808E575F8C" xlink:to="loc_us-gaap_CreditCardReceivablesMember_574DF07E037D84CFFC45F8808E58C457" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_08C8D897D33A2C9BC8A3F8808E582992" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5377360029D7F5785A38F8808E575F8C" xlink:to="loc_us-gaap_StudentLoanMember_08C8D897D33A2C9BC8A3F8808E582992" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_2959521B15FD20095532F8808E581586" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_40BAC4F44293A52C43A8F8808E5589B3" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_2959521B15FD20095532F8808E581586" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_6A55AB22569C4B47D658F8808E586FC8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_2959521B15FD20095532F8808E581586" xlink:to="loc_us-gaap_NotesReceivableNet_6A55AB22569C4B47D658F8808E586FC8" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_4351CE1209DA0DF0B8DD355F1A85BD6E" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9683CC9F1114F6FCC4CB355F1A86E7FF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_4351CE1209DA0DF0B8DD355F1A85BD6E" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9683CC9F1114F6FCC4CB355F1A86E7FF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_8AD437015C5E8468CDD8355F1A88B3D0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9683CC9F1114F6FCC4CB355F1A86E7FF" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_8AD437015C5E8468CDD8355F1A88B3D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_75172A8C9B427501EFE9355F1A88AE8D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_8AD437015C5E8468CDD8355F1A88B3D0" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_75172A8C9B427501EFE9355F1A88AE8D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_552BE2232250D70FC270355F1A888FCD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_75172A8C9B427501EFE9355F1A88AE8D" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_552BE2232250D70FC270355F1A888FCD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_752CBAE6E27668123326355F1A89DE3B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_75172A8C9B427501EFE9355F1A88AE8D" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_752CBAE6E27668123326355F1A89DE3B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9683CC9F1114F6FCC4CB355F1A86E7FF" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance" xlink:label="loc_cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance_C522B093FBF6AEFA03C3355F1A890C9E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:to="loc_cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance_C522B093FBF6AEFA03C3355F1A890C9E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ImpairedFinancingReceivableNetofValuationAllowance" xlink:label="loc_cfg_ImpairedFinancingReceivableNetofValuationAllowance_4736BD0F9FF17EBF59F0355F1A89B380" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:to="loc_cfg_ImpairedFinancingReceivableNetofValuationAllowance_4736BD0F9FF17EBF59F0355F1A89B380" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageLoansCollateralizedByOREO" xlink:label="loc_cfg_MortgageLoansCollateralizedByOREO_13889A4611D111E2C4C7355F1A8AA977" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:to="loc_cfg_MortgageLoansCollateralizedByOREO_13889A4611D111E2C4C7355F1A8AA977" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod_96238399A1C81154D505355F1A8A7D16" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod_96238399A1C81154D505355F1A8A7D16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" xlink:label="loc_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_4A54344ABBDBC2DE463F355F1A8A9EF1" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:to="loc_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_4A54344ABBDBC2DE463F355F1A8A9EF1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" xlink:label="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_A4691953079F9AFBBA8A355F1A8FDE6C" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:to="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_A4691953079F9AFBBA8A355F1A8FDE6C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral" xlink:label="loc_cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral_9742E254008F7821C43F355F1A8FE568" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_659E85F38B362BF2DB15355F1A898A16" xlink:to="loc_cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral_9742E254008F7821C43F355F1A8FE568" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_849BCDD0205FFCE760D0355F27E57232" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_0FEBF2507995F4D1FFF3355F27E82055" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_849BCDD0205FFCE760D0355F27E57232" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_0FEBF2507995F4D1FFF3355F27E82055" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_164BF5CB3704DC421D14355F27E80705" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_0FEBF2507995F4D1FFF3355F27E82055" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_164BF5CB3704DC421D14355F27E80705" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_164BF5CB3704DC421D14355F27E80705" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_C9C7638F5041EDD0E5F4355F27E945B9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_C9C7638F5041EDD0E5F4355F27E945B9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_3CB59A182DEEBBCD452F355F27E9EBF3" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_6F11750D366069FFEFCC355F27E9A113" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_3CB59A182DEEBBCD452F355F27E9EBF3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E19F5B06C50F86643039355F27E948B1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_0FEBF2507995F4D1FFF3355F27E82055" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E19F5B06C50F86643039355F27E948B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E19F5B06C50F86643039355F27E948B1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_B054A947BD36F5011620355F27EA4858" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_us-gaap_CommercialLoanMember_B054A947BD36F5011620355F27EA4858" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_B2CED446B3E7ED462359355F27EAC65A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_us-gaap_CommercialRealEstateMember_B2CED446B3E7ED462359355F27EAC65A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FinanceLeasesMember" xlink:label="loc_cfg_FinanceLeasesMember_AB7FFFCCEE4570CED895355F27EB5ADE" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_cfg_FinanceLeasesMember_AB7FFFCCEE4570CED895355F27EB5ADE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_44439EC53241175D6953355F27EB62DC" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_us-gaap_ResidentialMortgageMember_44439EC53241175D6953355F27EB62DC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_8310AD97C9C426683C33355F27EB5609" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_us-gaap_HomeEquityLoanMember_8310AD97C9C426683C33355F27EB5609" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_1402B33DA96EE282931A355F27EBD460" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_us-gaap_HomeEquityMember_1402B33DA96EE282931A355F27EBD460" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLoanServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLoanServicedbyOthersMember_4CC73D2C37953CEE5D44355F27EC7E66" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_cfg_HomeEquityLoanServicedbyOthersMember_4CC73D2C37953CEE5D44355F27EC7E66" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLineofCreditServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_87D291C1C8450C2BFF83355F27EC5BF1" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_87D291C1C8450C2BFF83355F27EC5BF1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_636D4AE661DB24CFB6AF355F27ECEEE1" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_us-gaap_AutomobileLoanMember_636D4AE661DB24CFB6AF355F27ECEEE1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_2B89EC22131A225B759F355F27ECB386" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_us-gaap_StudentLoanMember_2B89EC22131A225B759F355F27ECB386" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_2005D5BAF8C6E1690A74355F27ECCE6E" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_us-gaap_CreditCardReceivablesMember_2005D5BAF8C6E1690A74355F27ECCE6E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherRetailMember" xlink:label="loc_cfg_OtherRetailMember_28A2856B78576577558E355F27EC7CB1" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_E203792566028EB882A9355F27EA6E94" xlink:to="loc_cfg_OtherRetailMember_28A2856B78576577558E355F27EC7CB1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_ACA5C44AE25F69A3EBCC355F27EDA491" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_0FEBF2507995F4D1FFF3355F27E82055" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_ACA5C44AE25F69A3EBCC355F27EDA491" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_3C5B0121B3D2FA68D6B7355F27ED2371" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_ACA5C44AE25F69A3EBCC355F27EDA491" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_3C5B0121B3D2FA68D6B7355F27ED2371" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_A40A8F7EE7491F6F4564355F27EDFFBF" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_ACA5C44AE25F69A3EBCC355F27EDA491" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_A40A8F7EE7491F6F4564355F27EDFFBF" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_D8FB0488219104DCC54CA359439BD12D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_766B16C2DCE0695B75DFA359439CDCAD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_D8FB0488219104DCC54CA359439BD12D" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_766B16C2DCE0695B75DFA359439CDCAD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_596E018E1465CCDD5E78A359439C2020" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_766B16C2DCE0695B75DFA359439CDCAD" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_596E018E1465CCDD5E78A359439C2020" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C922EC8923B2CE747C80A359439C4313" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_596E018E1465CCDD5E78A359439C2020" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C922EC8923B2CE747C80A359439C4313" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_AF952824EF81703C935EA359439D53AB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C922EC8923B2CE747C80A359439C4313" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_AF952824EF81703C935EA359439D53AB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_D510045112ABFC21A995A359439DDAE2" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C922EC8923B2CE747C80A359439C4313" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_D510045112ABFC21A995A359439DDAE2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_5868BA0338404C77A2E1A359439D6B3D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_766B16C2DCE0695B75DFA359439CDCAD" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_5868BA0338404C77A2E1A359439D6B3D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans" xlink:label="loc_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_F5B0C82BE78661E2D64BA359439D4399" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_5868BA0338404C77A2E1A359439D6B3D" xlink:to="loc_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_F5B0C82BE78661E2D64BA359439D4399" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AssetsRatioofNonperformingAssetstoAllAssets" xlink:label="loc_cfg_AssetsRatioofNonperformingAssetstoAllAssets_04FA2B713A0ADC158BDCA359439EAA99" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_5868BA0338404C77A2E1A359439D6B3D" xlink:to="loc_cfg_AssetsRatioofNonperformingAssetstoAllAssets_04FA2B713A0ADC158BDCA359439EAA99" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_4E579EBC8866673F7BB520E26202FF62" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CB0218544C0BAD768FFE20E262027973" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_4E579EBC8866673F7BB520E26202FF62" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CB0218544C0BAD768FFE20E262027973" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_F2EDE08B4CEB7FBE723D20E2620347DC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CB0218544C0BAD768FFE20E262027973" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_F2EDE08B4CEB7FBE723D20E2620347DC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3D57D50F25D812C6E57F20E26203D72F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_F2EDE08B4CEB7FBE723D20E2620347DC" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3D57D50F25D812C6E57F20E26203D72F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_AC30AC476D9849E5946220E2620397D0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3D57D50F25D812C6E57F20E26203D72F" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_AC30AC476D9849E5946220E2620397D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_45B5B0C45B3891C976BA20E262046B22" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CB0218544C0BAD768FFE20E262027973" xlink:to="loc_us-gaap_InternalCreditAssessmentAxis_45B5B0C45B3891C976BA20E262046B22" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_45B5B0C45B3891C976BA20E262046B22" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PassMember" xlink:label="loc_us-gaap_PassMember_9559813015C3535EEE3720E2620407CE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:to="loc_us-gaap_PassMember_9559813015C3535EEE3720E2620407CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SpecialMentionMember" xlink:label="loc_us-gaap_SpecialMentionMember_E043378523A5C05D0DCA20E26204E5E6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:to="loc_us-gaap_SpecialMentionMember_E043378523A5C05D0DCA20E26204E5E6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubstandardMember" xlink:label="loc_us-gaap_SubstandardMember_05AA65296563848D907420E262052DE0" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:to="loc_us-gaap_SubstandardMember_05AA65296563848D907420E262052DE0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DoubtfulMember" xlink:label="loc_us-gaap_DoubtfulMember_972B6106CEFBDA4718AE20E26205F014" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_746950E121177B1A7B8420E26204AC05" xlink:to="loc_us-gaap_DoubtfulMember_972B6106CEFBDA4718AE20E26205F014" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5E09128EE0F4AC39F2AE20E262059882" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CB0218544C0BAD768FFE20E262027973" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5E09128EE0F4AC39F2AE20E262059882" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8FCF97B8B8EDC6FCA98F20E262059661" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5E09128EE0F4AC39F2AE20E262059882" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8FCF97B8B8EDC6FCA98F20E262059661" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_D2E22BDFF8637B4424F220E26206DEA9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8FCF97B8B8EDC6FCA98F20E262059661" xlink:to="loc_us-gaap_CommercialLoanMember_D2E22BDFF8637B4424F220E26206DEA9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_E1BC7B45C7AE2517207520E2620662CE" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8FCF97B8B8EDC6FCA98F20E262059661" xlink:to="loc_us-gaap_CommercialRealEstateMember_E1BC7B45C7AE2517207520E2620662CE" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FinanceLeasesMember" xlink:label="loc_cfg_FinanceLeasesMember_0B7DD337272A265C0C0D20E262066E60" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8FCF97B8B8EDC6FCA98F20E262059661" xlink:to="loc_cfg_FinanceLeasesMember_0B7DD337272A265C0C0D20E262066E60" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_38E3478C7C1D6607753820E262068012" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CB0218544C0BAD768FFE20E262027973" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_38E3478C7C1D6607753820E262068012" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_25205B08B001EF747F8520E2620736DA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_38E3478C7C1D6607753820E262068012" xlink:to="loc_us-gaap_NotesReceivableNet_25205B08B001EF747F8520E2620736DA" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_5840DFF3E5F736668E50A35941A79B50" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CF672045B2471D9168E0A35941A77DBB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_5840DFF3E5F736668E50A35941A79B50" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CF672045B2471D9168E0A35941A77DBB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_367FCB7F529FAF06248EA35941A714BF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CF672045B2471D9168E0A35941A77DBB" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_367FCB7F529FAF06248EA35941A714BF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C56BF2EC6B88FE21ECF2A35941A7C539" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_367FCB7F529FAF06248EA35941A714BF" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C56BF2EC6B88FE21ECF2A35941A7C539" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_8A57AC3B603160364496A35941A8646C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C56BF2EC6B88FE21ECF2A35941A7C539" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_8A57AC3B603160364496A35941A8646C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_133936CC652A5F4DD0E2A35941A8D571" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_C56BF2EC6B88FE21ECF2A35941A7C539" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_133936CC652A5F4DD0E2A35941A8D571" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_CF672045B2471D9168E0A35941A77DBB" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4744DB058FBB3C7B8079A35941A8FDF3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80" xlink:to="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4744DB058FBB3C7B8079A35941A8FDF3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_5358D1989566936FFFCCA35941A98568" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80" xlink:to="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_5358D1989566936FFFCCA35941A98568" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_B9A73C2D54C4CDD55501A35941A94326" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_17F9A8A64456F4FC3B74A35941A8AC80" xlink:to="loc_us-gaap_NotesReceivableNet_B9A73C2D54C4CDD55501A35941A94326" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_A8F3EED066731948D6F7F280567223A7" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_6530354BBACEB0445900F280567217D2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_A8F3EED066731948D6F7F280567223A7" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_6530354BBACEB0445900F280567217D2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_82B77807ADBCF8835831F280567262FB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_6530354BBACEB0445900F280567217D2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_82B77807ADBCF8835831F280567262FB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D1782F2B83A260516AFAF28056730C4D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_82B77807ADBCF8835831F280567262FB" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D1782F2B83A260516AFAF28056730C4D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_080AC6B2D0E00103B0D2F2805673B8A5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D1782F2B83A260516AFAF28056730C4D" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_080AC6B2D0E00103B0D2F2805673B8A5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_E56D73C8DDAF75229153F2805673FE58" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_6530354BBACEB0445900F280567217D2" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_E56D73C8DDAF75229153F2805673FE58" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_E56D73C8DDAF75229153F2805673FE58" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables1To29DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables1To29DaysPastDueMember_542487D10EE780802A3BF2805674C628" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:to="loc_us-gaap_FinancingReceivables1To29DaysPastDueMember_542487D10EE780802A3BF2805674C628" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_74C6CFFD235B7C443D01F28056745C11" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:to="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_74C6CFFD235B7C443D01F28056745C11" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_60B887F94392570B1BDCF2805674619D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:to="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_60B887F94392570B1BDCF2805674619D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_654D791CB19D4B7CF24FF28056747A76" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_06F7B1DCC77DD91CD00EF2805673CC75" xlink:to="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_654D791CB19D4B7CF24FF28056747A76" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_297930E44F3B07B5EC2DF28056757CB6" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_6530354BBACEB0445900F280567217D2" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_297930E44F3B07B5EC2DF28056757CB6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_297930E44F3B07B5EC2DF28056757CB6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_1E91B1BA0C572238BCB1F2805675D145" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_us-gaap_ResidentialMortgageMember_1E91B1BA0C572238BCB1F2805675D145" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_35037D313309A6E4A4B7F28056750D5C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_us-gaap_HomeEquityLoanMember_35037D313309A6E4A4B7F28056750D5C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_F593D79BE0BA69CA3AE7F28056751486" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_us-gaap_HomeEquityMember_F593D79BE0BA69CA3AE7F28056751486" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLoanServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLoanServicedbyOthersMember_BC299B0CA50496BEDBC2F2805675A0DB" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_cfg_HomeEquityLoanServicedbyOthersMember_BC299B0CA50496BEDBC2F2805675A0DB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLineofCreditServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_F7A08DF7E911CB97D3D9F28056766F98" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_F7A08DF7E911CB97D3D9F28056766F98" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_011B1A91D5F8183EB954F2805676FAE9" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_us-gaap_AutomobileLoanMember_011B1A91D5F8183EB954F2805676FAE9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_F062EC043FE92D2AACE5F2805676E9C4" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_us-gaap_StudentLoanMember_F062EC043FE92D2AACE5F2805676E9C4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_8F3381C6FEB2AA778B66F280567612C3" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_us-gaap_CreditCardReceivablesMember_8F3381C6FEB2AA778B66F280567612C3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherRetailMember" xlink:label="loc_cfg_OtherRetailMember_BF25DAD11E4D59D079F5F28056766B2D" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_A3821C2109A64B1C4AD9F2805675A317" xlink:to="loc_cfg_OtherRetailMember_BF25DAD11E4D59D079F5F28056766B2D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_7741BDB97B782DCCA34BF280567768FC" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_6530354BBACEB0445900F280567217D2" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_7741BDB97B782DCCA34BF280567768FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_DB07671ADD2EAA56BB0DF2805677DD42" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_7741BDB97B782DCCA34BF280567768FC" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_DB07671ADD2EAA56BB0DF2805677DD42" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_60DDBB034DC235399B61F280567734B8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_7741BDB97B782DCCA34BF280567768FC" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_60DDBB034DC235399B61F280567734B8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_EAD68E66AC8304C36CC5F2805677C3AA" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_7741BDB97B782DCCA34BF280567768FC" xlink:to="loc_us-gaap_NotesReceivableNet_EAD68E66AC8304C36CC5F2805677C3AA" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_7740FC2837E549619337A35945EECAB2" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_E511366E3D4151DC8FF6A35945EFFD6D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_7740FC2837E549619337A35945EECAB2" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_E511366E3D4151DC8FF6A35945EFFD6D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_8A0D94F399E204507A40A35945EFC7C0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_E511366E3D4151DC8FF6A35945EFFD6D" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_8A0D94F399E204507A40A35945EFC7C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_DE5B0941144405C4675EA35945EFA477" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_8A0D94F399E204507A40A35945EFC7C0" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_DE5B0941144405C4675EA35945EFA477" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_FBA2EB5F8BAF08035414A35945F06A42" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_DE5B0941144405C4675EA35945EFA477" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_FBA2EB5F8BAF08035414A35945F06A42" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_B5E5A0C3253DAEE8D790A35945F0D6A4" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_DE5B0941144405C4675EA35945EFA477" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_B5E5A0C3253DAEE8D790A35945F0D6A4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_E511366E3D4151DC8FF6A35945EFFD6D" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_143F4DCECC7F99F1B03CA35945F015B1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_143F4DCECC7F99F1B03CA35945F015B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_A448854AB2E14811A51EA35945F04018" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_A448854AB2E14811A51EA35945F04018" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_7BA6BB5B49304AD99A24A35945F1EB8F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_FB6DEB680FE0631B3C7AA35945F0F075" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_7BA6BB5B49304AD99A24A35945F1EB8F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_266309FD33F601598DEBCE7CDAE9289B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_AD744C61E8FB5D2AC62ACE7CDAE9A1D1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_266309FD33F601598DEBCE7CDAE9289B" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_AD744C61E8FB5D2AC62ACE7CDAE9A1D1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StatementScenarioAxis" xlink:label="loc_srt_StatementScenarioAxis_C674A02023DD2330115DCE7CDAEA9018" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_AD744C61E8FB5D2AC62ACE7CDAE9A1D1" xlink:to="loc_srt_StatementScenarioAxis_C674A02023DD2330115DCE7CDAEA9018" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScenarioUnspecifiedDomain" xlink:label="loc_srt_ScenarioUnspecifiedDomain_68FD1AC14BC984A8BB76CE7CDAEAD6DA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatementScenarioAxis_C674A02023DD2330115DCE7CDAEA9018" xlink:to="loc_srt_ScenarioUnspecifiedDomain_68FD1AC14BC984A8BB76CE7CDAEAD6DA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScenarioAdjustmentMember" xlink:label="loc_us-gaap_ScenarioAdjustmentMember_ABEE421B3AB203357A6FCE7CDAEA0316" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScenarioUnspecifiedDomain_68FD1AC14BC984A8BB76CE7CDAEAD6DA" xlink:to="loc_us-gaap_ScenarioAdjustmentMember_ABEE421B3AB203357A6FCE7CDAEA0316" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2935BD2AAD9E53BAFAB8CE7CDAEA811A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_AD744C61E8FB5D2AC62ACE7CDAE9A1D1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2935BD2AAD9E53BAFAB8CE7CDAEA811A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_30365107560FAF7B7DF1CE7CDAEB466C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2935BD2AAD9E53BAFAB8CE7CDAEA811A" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_30365107560FAF7B7DF1CE7CDAEB466C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_5A45505B071EC425A5A3CE7CDAEB3710" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_30365107560FAF7B7DF1CE7CDAEB466C" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_5A45505B071EC425A5A3CE7CDAEB3710" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_AEBAA5F27F7AAA72550CCE7CDAEB700B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_30365107560FAF7B7DF1CE7CDAEB466C" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_AEBAA5F27F7AAA72550CCE7CDAEB700B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowancesAndReservesTypeAxis" xlink:label="loc_us-gaap_ValuationAllowancesAndReservesTypeAxis_DA17181432F67FE0EFDCCE7CDAEB648D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_AD744C61E8FB5D2AC62ACE7CDAE9A1D1" xlink:to="loc_us-gaap_ValuationAllowancesAndReservesTypeAxis_DA17181432F67FE0EFDCCE7CDAEB648D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowancesAndReservesDomain" xlink:label="loc_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ValuationAllowancesAndReservesTypeAxis_DA17181432F67FE0EFDCCE7CDAEB648D" xlink:to="loc_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesMember" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesMember_89CBC9B84F57A10324B2CE7CDAEC2302" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossesMember_89CBC9B84F57A10324B2CE7CDAEC2302" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReserveForOffBalanceSheetActivitiesMember" xlink:label="loc_us-gaap_ReserveForOffBalanceSheetActivitiesMember_A755CCE27FAA23166E6BCE7CDAEC94C9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A" xlink:to="loc_us-gaap_ReserveForOffBalanceSheetActivitiesMember_A755CCE27FAA23166E6BCE7CDAEC94C9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember" xlink:label="loc_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember_BD5868068CDF08694164CE7CDAEC99CC" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ValuationAllowancesAndReservesDomain_CA06D5F3682300BEF173CE7CDAEC077A" xlink:to="loc_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember_BD5868068CDF08694164CE7CDAEC99CC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_95A459A34C82ED540F42CE7CDAEC7B31" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_AD744C61E8FB5D2AC62ACE7CDAE9A1D1" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_95A459A34C82ED540F42CE7CDAEC7B31" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_95A459A34C82ED540F42CE7CDAEC7B31" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_EF5805BFA8F7982D01D7CE7CDAED4AB8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_EF5805BFA8F7982D01D7CE7CDAED4AB8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_8FC3CC710B9BE0C531C7CE7CDAED5ADD" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_8FC3CC710B9BE0C531C7CE7CDAED5ADD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_46DAAAA2328809A62F38CE7CDAEDAB34" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_46DAAAA2328809A62F38CE7CDAEDAB34" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_E420DB3C649633DF2B86CE7CDAEEC2D9" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_E420DB3C649633DF2B86CE7CDAEEC2D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_us-gaap_ProvisionForLoanAndLeaseLosses_C851EA022678BD8E0E8CCE7CDAEE93DB" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:to="loc_us-gaap_ProvisionForLoanAndLeaseLosses_C851EA022678BD8E0E8CCE7CDAEE93DB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForOtherCreditLosses" xlink:label="loc_us-gaap_ProvisionForOtherCreditLosses_13CCE2DAF7D0DA0B3043CE9035F97E43" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:to="loc_us-gaap_ProvisionForOtherCreditLosses_13CCE2DAF7D0DA0B3043CE9035F97E43" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_7C302A466F75065D4DDDCE7CDAEEE6D5" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_FDB32D7A649599891889CE7CDAEDD4A2" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_7C302A466F75065D4DDDCE7CDAEEE6D5" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_F80EA3EB7B642DA216D5CF405438B5E9" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_6B011A24E34136809A39CF405439DFB2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_F80EA3EB7B642DA216D5CF405438B5E9" xlink:to="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_6B011A24E34136809A39CF405439DFB2" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock" xlink:label="loc_cfg_ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock_C12996A370A2B36A7F4DCF4054391AEF" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_F80EA3EB7B642DA216D5CF405438B5E9" xlink:to="loc_cfg_ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock_C12996A370A2B36A7F4DCF4054391AEF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock" xlink:label="loc_cfg_ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock_8DAC2061E747359E8EBBCF405439491B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_F80EA3EB7B642DA216D5CF405438B5E9" xlink:to="loc_cfg_ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock_8DAC2061E747359E8EBBCF405439491B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock" xlink:label="loc_cfg_ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock_F47A6D50F56523C51EE0CF405439FE73" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_F80EA3EB7B642DA216D5CF405438B5E9" xlink:to="loc_cfg_ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock_F47A6D50F56523C51EE0CF405439FE73" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock" xlink:label="loc_cfg_ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock_8DD84BBB79813ECF2C31CF405439FB1A" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_F80EA3EB7B642DA216D5CF405438B5E9" xlink:to="loc_cfg_ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock_8DD84BBB79813ECF2C31CF405439FB1A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock" xlink:label="loc_cfg_ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock_A64B73FF0B01CAA886BFCF40543AA42D" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_F80EA3EB7B642DA216D5CF405438B5E9" xlink:to="loc_cfg_ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock_A64B73FF0B01CAA886BFCF40543AA42D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SummaryofKeyPerformanceIndicatorsTableTextBlock" xlink:label="loc_cfg_SummaryofKeyPerformanceIndicatorsTableTextBlock_453626D719D14EED879BCF40543A29B7" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_F80EA3EB7B642DA216D5CF405438B5E9" xlink:to="loc_cfg_SummaryofKeyPerformanceIndicatorsTableTextBlock_453626D719D14EED879BCF40543A29B7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AnalysisofAgeofPastDueAmountsTableTextBlock" xlink:label="loc_cfg_AnalysisofAgeofPastDueAmountsTableTextBlock_3AB1F2CCDE6776AC0781CF40543A5DF2" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_F80EA3EB7B642DA216D5CF405438B5E9" xlink:to="loc_cfg_AnalysisofAgeofPastDueAmountsTableTextBlock_3AB1F2CCDE6776AC0781CF40543A5DF2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_ImpairedFinancingReceivablesTableTextBlock_BD26F66C3AD04C6F5A1ACF40543A4BB5" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_F80EA3EB7B642DA216D5CF405438B5E9" xlink:to="loc_us-gaap_ImpairedFinancingReceivablesTableTextBlock_BD26F66C3AD04C6F5A1ACF40543A4BB5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofAdditionalInformationonImpairedLoansTableTextBlock" xlink:label="loc_cfg_ScheduleofAdditionalInformationonImpairedLoansTableTextBlock_B0FEEEF162595675D8CBCF40543A9F24" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_F80EA3EB7B642DA216D5CF405438B5E9" xlink:to="loc_cfg_ScheduleofAdditionalInformationonImpairedLoansTableTextBlock_B0FEEEF162595675D8CBCF40543A9F24" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_EC3A9BB3133F43345BE3CF40543A838D" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_F80EA3EB7B642DA216D5CF405438B5E9" xlink:to="loc_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_EC3A9BB3133F43345BE3CF40543A838D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:label="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_FB1312EC8650DE7A25A0CF40543B6C4B" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_F80EA3EB7B642DA216D5CF405438B5E9" xlink:to="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_FB1312EC8650DE7A25A0CF40543B6C4B" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_F4672C52A88735B6A6B6355F22E01E2E" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_5DED33485C4FFD5665AD355F22E2A6DA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_F4672C52A88735B6A6B6355F22E01E2E" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_5DED33485C4FFD5665AD355F22E2A6DA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_0CBAC7F90FB10F673CF0355F22E231D0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_5DED33485C4FFD5665AD355F22E2A6DA" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_0CBAC7F90FB10F673CF0355F22E231D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_070531B720DCFB3E8378355F22E34B50" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_0CBAC7F90FB10F673CF0355F22E231D0" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_070531B720DCFB3E8378355F22E34B50" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_0BB8C600ABFE1BBA6A5F355F22E341D7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_070531B720DCFB3E8378355F22E34B50" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_0BB8C600ABFE1BBA6A5F355F22E341D7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_638A036395055D8E2CF9355F22E4C416" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_070531B720DCFB3E8378355F22E34B50" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_638A036395055D8E2CF9355F22E4C416" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_36B7515E24E3BBA910E8355F22E4869E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_5DED33485C4FFD5665AD355F22E2A6DA" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_36B7515E24E3BBA910E8355F22E4869E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TDRBalanceIncludedinImpairedLoans" xlink:label="loc_cfg_TDRBalanceIncludedinImpairedLoans_5149D6FEC1B9FADB50D0355F22E47FB9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_36B7515E24E3BBA910E8355F22E4869E" xlink:to="loc_cfg_TDRBalanceIncludedinImpairedLoans_5149D6FEC1B9FADB50D0355F22E47FB9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend" xlink:label="loc_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_E8D296250D8BFDF570CC355F22E7864E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_36B7515E24E3BBA910E8355F22E4869E" xlink:to="loc_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_E8D296250D8BFDF570CC355F22E7864E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_E8553EEE14B8BF2D4B59C9EBF486AE1D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_E8553EEE14B8BF2D4B59C9EBF486AE1D" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_526869DC8F9EABCF2125C9EBF486EF04" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_526869DC8F9EABCF2125C9EBF486EF04" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_126C416ACD70A21CCC85C9EBF486D8D3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_526869DC8F9EABCF2125C9EBF486EF04" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_126C416ACD70A21CCC85C9EBF486D8D3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_CDF4DDADCEE855232193C9EBF4871FF5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_126C416ACD70A21CCC85C9EBF486D8D3" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_CDF4DDADCEE855232193C9EBF4871FF5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_CF4A8E1A226B63C1971DC9EBF487CC05" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_126C416ACD70A21CCC85C9EBF486D8D3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_CF4A8E1A226B63C1971DC9EBF487CC05" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoanRestructuringModificationAxis" xlink:label="loc_us-gaap_LoanRestructuringModificationAxis_9B762ACCF3A3ED364451C9EBF487F9D6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F" xlink:to="loc_us-gaap_LoanRestructuringModificationAxis_9B762ACCF3A3ED364451C9EBF487F9D6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoanRestructuringModificationDomain" xlink:label="loc_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanRestructuringModificationAxis_9B762ACCF3A3ED364451C9EBF487F9D6" xlink:to="loc_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualInterestRateReductionMember" xlink:label="loc_us-gaap_ContractualInterestRateReductionMember_4A1E4A2D5318FD5B3CC9C9EBF4884F98" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7" xlink:to="loc_us-gaap_ContractualInterestRateReductionMember_4A1E4A2D5318FD5B3CC9C9EBF4884F98" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ExtendedMaturityMember" xlink:label="loc_us-gaap_ExtendedMaturityMember_E609FD43E403D8E2E4FAC9EBF488D21C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7" xlink:to="loc_us-gaap_ExtendedMaturityMember_E609FD43E403D8E2E4FAC9EBF488D21C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DebtModificationOtherMember" xlink:label="loc_cfg_DebtModificationOtherMember_9CE0A5EAAA636E502C24C9EBF4884148" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_0B15786C9B3AFCADEA0CC9EBF487F3B7" xlink:to="loc_cfg_DebtModificationOtherMember_9CE0A5EAAA636E502C24C9EBF4884148" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5B6706559E9740D2888CC9EBF488AE56" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5B6706559E9740D2888CC9EBF488AE56" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5B6706559E9740D2888CC9EBF488AE56" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_F5F227345D43FBEA85E7C9EBF489977A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_us-gaap_CommercialLoanMember_F5F227345D43FBEA85E7C9EBF489977A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_7CA746023118B0DFBCE7C9EBF4894090" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_us-gaap_CommercialRealEstateMember_7CA746023118B0DFBCE7C9EBF4894090" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_DFA7129E22F4662532B2C9EBF489D349" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_us-gaap_ResidentialMortgageMember_DFA7129E22F4662532B2C9EBF489D349" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_014D162B1F7374A7DB5CC9EBF4895C9E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_us-gaap_HomeEquityLoanMember_014D162B1F7374A7DB5CC9EBF4895C9E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_0E8641DD794B78EBC7EDC9EBF4890CA6" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_us-gaap_HomeEquityMember_0E8641DD794B78EBC7EDC9EBF4890CA6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLoanServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLoanServicedbyOthersMember_EDE2E687157BB5A52F79C9EBF48AE615" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_cfg_HomeEquityLoanServicedbyOthersMember_EDE2E687157BB5A52F79C9EBF48AE615" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLineofCreditServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_04B908403BF70D59F41EC9EBF48AE7EF" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_04B908403BF70D59F41EC9EBF48AE7EF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_ABFAB39841B41E91CF5EC9EBF48A7FA1" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_us-gaap_AutomobileLoanMember_ABFAB39841B41E91CF5EC9EBF48A7FA1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_696CA6556B1647344780C9EBF48A3284" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_us-gaap_StudentLoanMember_696CA6556B1647344780C9EBF48A3284" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_2EBE64A8CFE72980738BC9EBF48A131A" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_us-gaap_CreditCardReceivablesMember_2EBE64A8CFE72980738BC9EBF48A131A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherRetailMember" xlink:label="loc_cfg_OtherRetailMember_2431FE08727FBC030769C9EBF48A9306" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_D1BA42D437BA924F5C0DC9EBF4882D5A" xlink:to="loc_cfg_OtherRetailMember_2431FE08727FBC030769C9EBF48A9306" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="loc_us-gaap_FinancingReceivableModificationsLineItems_6D4884E49A4992DC04E8C9EBF48AFDCF" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_395D6DD96C24F0503C4AC9EBF4867B1F" xlink:to="loc_us-gaap_FinancingReceivableModificationsLineItems_6D4884E49A4992DC04E8C9EBF48AFDCF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsNumberOfContracts2" xlink:label="loc_us-gaap_FinancingReceivableModificationsNumberOfContracts2_00B5C9E60856E6FF1680C9EBF48B9362" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_6D4884E49A4992DC04E8C9EBF48AFDCF" xlink:to="loc_us-gaap_FinancingReceivableModificationsNumberOfContracts2_00B5C9E60856E6FF1680C9EBF48B9362" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:label="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_11A9B6DD034E5928D6B3C9EBF48BFB4B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_6D4884E49A4992DC04E8C9EBF48AFDCF" xlink:to="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_11A9B6DD034E5928D6B3C9EBF48BFB4B" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/BasisOfPresentation" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_70EC94A91ACA01310608A35942537F22" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:label="loc_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_E57C5054D93E7EAAFF93A3594253C129" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_70EC94A91ACA01310608A35942537F22" xlink:to="loc_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_E57C5054D93E7EAAFF93A3594253C129" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_88E64945603DEDC65DA877CEDECA4169" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_88E64945603DEDC65DA877CEDECA4169" xlink:to="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventTypeAxis" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_490ACF0C8175316FA45777CEDECAA426" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_490ACF0C8175316FA45777CEDECAA426" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_6EBE8936C99FE533660277CEDECA226C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_490ACF0C8175316FA45777CEDECAA426" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_6EBE8936C99FE533660277CEDECA226C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventMember" xlink:label="loc_us-gaap_SubsequentEventMember_FC09844355FBF910C0FE77CEDECAF594" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_6EBE8936C99FE533660277CEDECA226C" xlink:to="loc_us-gaap_SubsequentEventMember_FC09844355FBF910C0FE77CEDECAF594" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_11F04DA8A082D124B94477CEDECB560F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_11F04DA8A082D124B94477CEDECB560F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_F961A0F6E95663D82B6B77CEDECBC639" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_11F04DA8A082D124B94477CEDECB560F" xlink:to="loc_us-gaap_EquityComponentDomain_F961A0F6E95663D82B6B77CEDECBC639" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember_B25A2A759CA74771176277CEDECB74EC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_F961A0F6E95663D82B6B77CEDECBC639" xlink:to="loc_us-gaap_RetainedEarningsMember_B25A2A759CA74771176277CEDECB74EC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StatementScenarioAxis" xlink:label="loc_srt_StatementScenarioAxis_87B61B1028515C3E362377CEDECCA304" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:to="loc_srt_StatementScenarioAxis_87B61B1028515C3E362377CEDECCA304" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScenarioUnspecifiedDomain" xlink:label="loc_srt_ScenarioUnspecifiedDomain_7E553724F00A3F9FB0EB77CEDECC80E3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatementScenarioAxis_87B61B1028515C3E362377CEDECCA304" xlink:to="loc_srt_ScenarioUnspecifiedDomain_7E553724F00A3F9FB0EB77CEDECC80E3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScenarioForecastMember" xlink:label="loc_srt_ScenarioForecastMember_00A5E0C1CEF21181368377CEDECC2FFB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScenarioUnspecifiedDomain_7E553724F00A3F9FB0EB77CEDECC80E3" xlink:to="loc_srt_ScenarioForecastMember_00A5E0C1CEF21181368377CEDECC2FFB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdjustmentsForNewAccountingPronouncementsAxis" xlink:label="loc_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_F9F21796696407810ADD77CEDECCEF3D" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:to="loc_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_F9F21796696407810ADD77CEDECCEF3D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TypeOfAdoptionMember" xlink:label="loc_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_F9F21796696407810ADD77CEDECCEF3D" xlink:to="loc_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountingStandardsUpdate201602Member" xlink:label="loc_us-gaap_AccountingStandardsUpdate201602Member_A449719D8D42560E6B1277CEDECD12E3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C" xlink:to="loc_us-gaap_AccountingStandardsUpdate201602Member_A449719D8D42560E6B1277CEDECD12E3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountingStandardsUpdate201613Member" xlink:label="loc_us-gaap_AccountingStandardsUpdate201613Member_4EF4D3ED7E7A0F5E0E5A77CEDECD10A3" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TypeOfAdoptionMember_63ECF428446FB028D2C877CEDECC9E4C" xlink:to="loc_us-gaap_AccountingStandardsUpdate201613Member_4EF4D3ED7E7A0F5E0E5A77CEDECD10A3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_D75FA66BD1F25C73151577CEDECDFCF4" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_D75FA66BD1F25C73151577CEDECDFCF4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_D75FA66BD1F25C73151577CEDECDFCF4" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ClarfeldFinancialAdvisorsLLCMember" xlink:label="loc_cfg_ClarfeldFinancialAdvisorsLLCMember_9E701B2C9BD511A3A6B577CEDECE3D3B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126" xlink:to="loc_cfg_ClarfeldFinancialAdvisorsLLCMember_9E701B2C9BD511A3A6B577CEDECE3D3B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_BowstringAdvisorsLLCMember" xlink:label="loc_cfg_BowstringAdvisorsLLCMember_ACFC04D08283DCB5377A77CEDECE4731" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3A0948E778B4148C1CF377CEDECD1126" xlink:to="loc_cfg_BowstringAdvisorsLLCMember_ACFC04D08283DCB5377A77CEDECE4731" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessAcquisitionLineItems" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_3343E159F064763D6F0777CEDECA3028" xlink:to="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessCombinationConsiderationTransferred1" xlink:label="loc_us-gaap_BusinessCombinationConsiderationTransferred1_D0F79EA2DCB02C95408D77CEDECE0407" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_us-gaap_BusinessCombinationConsiderationTransferred1_D0F79EA2DCB02C95408D77CEDECE0407" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_B60F7D153F30A12FD3FE77CEDECE3F2D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_us-gaap_Goodwill_B60F7D153F30A12FD3FE77CEDECE3F2D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_26C5FA23D74A3920A15977CEDECFBA62" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_26C5FA23D74A3920A15977CEDECFBA62" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xlink:label="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_622AFC129E36DEF1F81577CEDECF229B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_622AFC129E36DEF1F81577CEDECF229B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseRightOfUseAsset" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAsset_2EFF3D62E231BCDD814077CEDED4BC55" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_us-gaap_OperatingLeaseRightOfUseAsset_2EFF3D62E231BCDD814077CEDED4BC55" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseLiability" xlink:label="loc_us-gaap_OperatingLeaseLiability_3C79D66B82465F31F2D977CEDED4B33F" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_us-gaap_OperatingLeaseLiability_3C79D66B82465F31F2D977CEDED4B33F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_46DC332CB98B1C8E672F77CEDED4B85B" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_46DC332CB98B1C8E672F77CEDED4B85B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease" xlink:label="loc_cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease_F089C6D03BB6B2451C7477CEDED56698" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease_F089C6D03BB6B2451C7477CEDED56698" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage" xlink:label="loc_cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage_3B83363D765FBADAF3F977CEDED5F578" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_E3A2D95614B96AEE1A2477CEDECE5F39" xlink:to="loc_cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage_3B83363D765FBADAF3F977CEDED5F578" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/BasisOfPresentationPolicies" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock" xlink:label="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_F186F65E2A9B4AAF2D63208426931AA1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_F186F65E2A9B4AAF2D63208426931AA1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_16E2069CA0361FA8C56820842694D6B5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_16E2069CA0361FA8C56820842694D6B5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:label="loc_us-gaap_CashAndCashEquivalentsPolicyTextBlock_B769C815D8B7C4B41939208426947881" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_CashAndCashEquivalentsPolicyTextBlock_B769C815D8B7C4B41939208426947881" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MarketableSecuritiesPolicy" xlink:label="loc_us-gaap_MarketableSecuritiesPolicy_17ADF6801E13139F240B20842694B66B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_MarketableSecuritiesPolicy_17ADF6801E13139F240B20842694B66B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableLeaseFinancingPolicy" xlink:label="loc_us-gaap_LoansAndLeasesReceivableLeaseFinancingPolicy_B423F67059367D25AE0D20842694DB40" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_LoansAndLeasesReceivableLeaseFinancingPolicy_B423F67059367D25AE0D20842694DB40" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_F9A4DB8D6C100C9B4E5520842694358D" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_F9A4DB8D6C100C9B4E5520842694358D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoanChargeOffsPolicyPolicyTextBlock" xlink:label="loc_cfg_LoanChargeOffsPolicyPolicyTextBlock_305E7620F66C0F2F5E44208426945C5D" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_cfg_LoanChargeOffsPolicyPolicyTextBlock_305E7620F66C0F2F5E44208426945C5D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy_9EE3602337AE2FBFEAC52084269544B7" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy_9EE3602337AE2FBFEAC52084269544B7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock" xlink:label="loc_us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock_A62917E5FEC907E0B10E208426952CB0" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock_A62917E5FEC907E0B10E208426952CB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy" xlink:label="loc_us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy_334AA46B603A6AC45ABF208426956A84" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy_334AA46B603A6AC45ABF208426956A84" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_A361ADE4AD170B67F08120842695A7B2" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_A361ADE4AD170B67F08120842695A7B2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InternalUseSoftwarePolicy" xlink:label="loc_us-gaap_InternalUseSoftwarePolicy_5ED983639BCBD3A230B0208426952833" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_InternalUseSoftwarePolicy_5ED983639BCBD3A230B0208426952833" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy" xlink:label="loc_us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy_B5FA5CC12ADFBD45BDDF20842695C1C8" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy_B5FA5CC12ADFBD45BDDF20842695C1C8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeLeasesPolicyTextBlock" xlink:label="loc_us-gaap_LesseeLeasesPolicyTextBlock_9F9456F0460E259BAC562084A0AD7309" xlink:type="locator" />
    <link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_LesseeLeasesPolicyTextBlock_9F9456F0460E259BAC562084A0AD7309" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_E8857DA344984DAA1F97208426969B41" xlink:type="locator" />
    <link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_E8857DA344984DAA1F97208426969B41" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsolidationVariableInterestEntityPolicy" xlink:label="loc_us-gaap_ConsolidationVariableInterestEntityPolicy_F0AA8B3ED6626CF0ED7720842696380D" xlink:type="locator" />
    <link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_ConsolidationVariableInterestEntityPolicy_F0AA8B3ED6626CF0ED7720842696380D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestbearingDepositsPolicyPolicyTextBlock" xlink:label="loc_cfg_InterestbearingDepositsPolicyPolicyTextBlock_657A5D306352F71775F9208426960777" xlink:type="locator" />
    <link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_cfg_InterestbearingDepositsPolicyPolicyTextBlock_657A5D306352F71775F9208426960777" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativesPolicyTextBlock" xlink:label="loc_us-gaap_DerivativesPolicyTextBlock_91A64F88E97DFADA04B020842696558F" xlink:type="locator" />
    <link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_DerivativesPolicyTextBlock_91A64F88E97DFADA04B020842696558F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PostemploymentBenefitPlansPolicy" xlink:label="loc_us-gaap_PostemploymentBenefitPlansPolicy_3689C1B679A97B50B36F20842696BD6A" xlink:type="locator" />
    <link:presentationArc order="19" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_PostemploymentBenefitPlansPolicy_3689C1B679A97B50B36F20842696BD6A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TreasuryStockPolicyPolicyTextBlock" xlink:label="loc_cfg_TreasuryStockPolicyPolicyTextBlock_7CDF85F5530054CB6A4820842696AD16" xlink:type="locator" />
    <link:presentationArc order="20" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_cfg_TreasuryStockPolicyPolicyTextBlock_7CDF85F5530054CB6A4820842696AD16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:label="loc_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_90752CCFC86A6765082B2084269693CF" xlink:type="locator" />
    <link:presentationArc order="21" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_90752CCFC86A6765082B2084269693CF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:label="loc_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_824FEEBF68C5FB19345B208426973B6E" xlink:type="locator" />
    <link:presentationArc order="22" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_824FEEBF68C5FB19345B208426973B6E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RevenueFromContractWithCustomerPolicyTextBlock" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerPolicyTextBlock_9D9BDA5338FFEE2067F82084269706B4" xlink:type="locator" />
    <link:presentationArc order="23" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerPolicyTextBlock_9D9BDA5338FFEE2067F82084269706B4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:label="loc_us-gaap_IncomeTaxPolicyTextBlock_F7C2E01F59A42CA4AFE520842697BC3B" xlink:type="locator" />
    <link:presentationArc order="24" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_IncomeTaxPolicyTextBlock_F7C2E01F59A42CA4AFE520842697BC3B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="loc_us-gaap_EarningsPerSharePolicyTextBlock_EA4947A4CD228988A26C208426970A8C" xlink:type="locator" />
    <link:presentationArc order="25" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_71C1876B1B80D4CCC33120842693E255" xlink:to="loc_us-gaap_EarningsPerSharePolicyTextBlock_EA4947A4CD228988A26C208426970A8C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/BasisOfPresentationTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_6C5FF1B3888776125FDFCA2DF08EA793" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:label="loc_us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_292960479B621ED42C6BCA2DF09214D8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_6C5FF1B3888776125FDFCA2DF08EA793" xlink:to="loc_us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_292960479B621ED42C6BCA2DF09214D8" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/BorrowedFunds" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_A8DF3EBC9E631F28B268A359452B0135" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtDisclosureTextBlock" xlink:label="loc_us-gaap_DebtDisclosureTextBlock_C543EE2568BE9977081AA359452B417C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_A8DF3EBC9E631F28B268A359452B0135" xlink:to="loc_us-gaap_DebtDisclosureTextBlock_C543EE2568BE9977081AA359452B417C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_2AFD2403C1B9B711B453174E4952EE94" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="loc_us-gaap_DebtInstrumentTable_B02D5A3283066AF49525174E495286B3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_2AFD2403C1B9B711B453174E4952EE94" xlink:to="loc_us-gaap_DebtInstrumentTable_B02D5A3283066AF49525174E495286B3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_78066651132CC50E8B42174E4952D346" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_B02D5A3283066AF49525174E495286B3" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_78066651132CC50E8B42174E4952D346" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_64264484C169DDB15117174E499ABDC8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_78066651132CC50E8B42174E4952D346" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_64264484C169DDB15117174E499ABDC8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeniorNotesMember" xlink:label="loc_us-gaap_SeniorNotesMember_3ADFC369E350DAEFEEE3174E499AE4B7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_64264484C169DDB15117174E499ABDC8" xlink:to="loc_us-gaap_SeniorNotesMember_3ADFC369E350DAEFEEE3174E499AE4B7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubordinatedDebtMember" xlink:label="loc_us-gaap_SubordinatedDebtMember_BB2D968C94FFF18A067A174E499B27D6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_64264484C169DDB15117174E499ABDC8" xlink:to="loc_us-gaap_SubordinatedDebtMember_BB2D968C94FFF18A067A174E499B27D6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesMember_784639A992D2C17D28E5174E499B2EDE" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_64264484C169DDB15117174E499ABDC8" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesMember_784639A992D2C17D28E5174E499B2EDE" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLongtermDebtMember" xlink:label="loc_cfg_OtherLongtermDebtMember_F07164068728BA2CEA1D174E499B5FBA" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_64264484C169DDB15117174E499ABDC8" xlink:to="loc_cfg_OtherLongtermDebtMember_F07164068728BA2CEA1D174E499B5FBA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_07D1A995E5E06DCFF512174E499BA82E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_B02D5A3283066AF49525174E495286B3" xlink:to="loc_srt_ConsolidatedEntitiesAxis_07D1A995E5E06DCFF512174E499BA82E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_D3863F3CF92D3648C9AE174E499C0104" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_07D1A995E5E06DCFF512174E499BA82E" xlink:to="loc_srt_ConsolidatedEntitiesDomain_D3863F3CF92D3648C9AE174E499C0104" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_62413CF770D4D4282F24174E499C578D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_D3863F3CF92D3648C9AE174E499C0104" xlink:to="loc_srt_ParentCompanyMember_62413CF770D4D4282F24174E499C578D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_SubsidiariesMember" xlink:label="loc_srt_SubsidiariesMember_FC58A924591C6EA30F8E174E499C8A50" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_D3863F3CF92D3648C9AE174E499C0104" xlink:to="loc_srt_SubsidiariesMember_FC58A924591C6EA30F8E174E499C8A50" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="loc_us-gaap_DebtInstrumentAxis_9FF381A158DD2E1B5708174E499D339F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_B02D5A3283066AF49525174E495286B3" xlink:to="loc_us-gaap_DebtInstrumentAxis_9FF381A158DD2E1B5708174E499D339F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_9FF381A158DD2E1B5708174E499D339F" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.375SeniorUnsecuredDebtDue2021Member" xlink:label="loc_cfg_A2.375SeniorUnsecuredDebtDue2021Member_4110AF1F1B15350B944F174E499D2085" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.375SeniorUnsecuredDebtDue2021Member_4110AF1F1B15350B944F174E499D2085" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A4.150FixedRateSubordinatedDebtDue2022Member" xlink:label="loc_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_773A89F12582192F9CAC174E499DB039" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_773A89F12582192F9CAC174E499DB039" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A3.750FixedRateSubordinatedDebtDue2024Member" xlink:label="loc_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_7785C1CF3EF64BA869ED174E499EC80E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_7785C1CF3EF64BA869ED174E499EC80E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A4.023FixedRateSubordinatedDebtDue2024Member" xlink:label="loc_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_9489A2C2B7E6E4FCFFAA174E499E226C" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_9489A2C2B7E6E4FCFFAA174E499E226C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A4.350FixedRateSubordinatedDebtDue2025Member" xlink:label="loc_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_8C9063436581C79DDD4D174E499E493B" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_8C9063436581C79DDD4D174E499E493B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A4.300FixedRateSubordinatedDebtDue2025Member" xlink:label="loc_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_10D11C627A39C8C965D2174E499F1923" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_10D11C627A39C8C965D2174E499F1923" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.850SeniorUnsecuredNotesDue2026Member" xlink:label="loc_cfg_A2.850SeniorUnsecuredNotesDue2026Member_F321ABB74265F701317D174E499FE96F" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.850SeniorUnsecuredNotesDue2026Member_F321ABB74265F701317D174E499FE96F" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.500SeniorUnsecuredNotesDue2019Member" xlink:label="loc_cfg_A2.500SeniorUnsecuredNotesDue2019Member_A5DBE971A0B0E3B4D863174E499F868B" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.500SeniorUnsecuredNotesDue2019Member_A5DBE971A0B0E3B4D863174E499F868B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.450SeniorUnsecuredNotesDue2019Member" xlink:label="loc_cfg_A2.450SeniorUnsecuredNotesDue2019Member_3154062F42ED00CFDD72174E499F6FD7" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.450SeniorUnsecuredNotesDue2019Member_3154062F42ED00CFDD72174E499F6FD7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member" xlink:label="loc_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_A0C21E2EDDCD9A3A7F2F174E499F0A7B" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_A0C21E2EDDCD9A3A7F2F174E499F0A7B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FloatingRateSeniorUnsecuredNotesDue2020Member" xlink:label="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_EFB3AAB4487698C0E887174E49A0BD61" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_EFB3AAB4487698C0E887174E49A0BD61" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member" xlink:label="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_761458E0CE50A94D1907174E49A03E09" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_761458E0CE50A94D1907174E49A03E09" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.200SeniorUnsecuredNotesDue2020Member" xlink:label="loc_cfg_A2.200SeniorUnsecuredNotesDue2020Member_AADE01453EFEAECCC352174E49A09C44" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.200SeniorUnsecuredNotesDue2020Member_AADE01453EFEAECCC352174E49A09C44" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.25SeniorUnsecuredNotesDue2020Member" xlink:label="loc_cfg_A2.25SeniorUnsecuredNotesDue2020Member_AE73050C957BEEAD07F8174E49A0A5A5" xlink:type="locator" />
    <link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.25SeniorUnsecuredNotesDue2020Member_AE73050C957BEEAD07F8174E49A0A5A5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.550SeniorUnsecuredNotesDue2021Member" xlink:label="loc_cfg_A2.550SeniorUnsecuredNotesDue2021Member_8773694E2D23A27884DF174E49A08CD2" xlink:type="locator" />
    <link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.550SeniorUnsecuredNotesDue2021Member_8773694E2D23A27884DF174E49A08CD2" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A3.250SeniorUnsecuredNotesDue2022Member" xlink:label="loc_cfg_A3.250SeniorUnsecuredNotesDue2022Member_EC8A240CEAB44CB37D92174E49A1900A" xlink:type="locator" />
    <link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A3.250SeniorUnsecuredNotesDue2022Member_EC8A240CEAB44CB37D92174E49A1900A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member" xlink:label="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_4830F716B38F79C30B9D174E49A1FE23" xlink:type="locator" />
    <link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_4830F716B38F79C30B9D174E49A1FE23" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FloatingRateSeniorUnsecuredNotesDue2022Member" xlink:label="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_3AA0A1BD08E166D4F4F5174E49A1CB39" xlink:type="locator" />
    <link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_3AA0A1BD08E166D4F4F5174E49A1CB39" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2.650SeniorUnsecuredNotesDue2022Member" xlink:label="loc_cfg_A2.650SeniorUnsecuredNotesDue2022Member_3787BF115CCD98968691174E49A11E3C" xlink:type="locator" />
    <link:presentationArc order="19" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A2.650SeniorUnsecuredNotesDue2022Member_3787BF115CCD98968691174E49A11E3C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A3.700seniorunsecurednotesdue2023Member" xlink:label="loc_cfg_A3.700seniorunsecurednotesdue2023Member_EE13E72701AC40E2A630174E49A10783" xlink:type="locator" />
    <link:presentationArc order="20" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A3.700seniorunsecurednotesdue2023Member_EE13E72701AC40E2A630174E49A10783" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FloatingRateSeniorUnsecuredNotesDue2023Member" xlink:label="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_4D67E6DADB58DAE7337C174E49A22151" xlink:type="locator" />
    <link:presentationArc order="21" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_4D67E6DADB58DAE7337C174E49A22151" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A3.750SeniorUnsecuredNotesDue2026Member" xlink:label="loc_cfg_A3.750SeniorUnsecuredNotesDue2026Member_F5C1D0F6710457AA80B7174E49A24D44" xlink:type="locator" />
    <link:presentationArc order="22" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_BEFD411D5F8DC775C918174E499D73FF" xlink:to="loc_cfg_A3.750SeniorUnsecuredNotesDue2026Member_F5C1D0F6710457AA80B7174E49A24D44" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_51FF45E215E6AD1C2015174E49A2DC6B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_B02D5A3283066AF49525174E495286B3" xlink:to="loc_us-gaap_DebtInstrumentLineItems_51FF45E215E6AD1C2015174E49A2DC6B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_A6D01EC51BB0C808E85C174E49A2328D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_51FF45E215E6AD1C2015174E49A2DC6B" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_A6D01EC51BB0C808E85C174E49A2328D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_D084DD9F060A75CB0C13174E49A32951" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_51FF45E215E6AD1C2015174E49A2DC6B" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_D084DD9F060A75CB0C13174E49A32951" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_94ADA63E84EE8F6DB98E174E49A319CD" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_51FF45E215E6AD1C2015174E49A2DC6B" xlink:to="loc_us-gaap_LongTermDebt_94ADA63E84EE8F6DB98E174E49A319CD" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_3E6BBADC5E3AA51D8894F8808D5CB90A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="loc_us-gaap_DebtInstrumentTable_DACED625683EA4FB5F30F8808D5C0DA5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_3E6BBADC5E3AA51D8894F8808D5CB90A" xlink:to="loc_us-gaap_DebtInstrumentTable_DACED625683EA4FB5F30F8808D5C0DA5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_4B9B72366B28A72594F9F8808D5C6EF8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_DACED625683EA4FB5F30F8808D5C0DA5" xlink:to="loc_srt_ConsolidatedEntitiesAxis_4B9B72366B28A72594F9F8808D5C6EF8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_4B9B72366B28A72594F9F8808D5C6EF8" xlink:to="loc_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_1AA946B45D9F09392BD8F8808D5D250A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4" xlink:to="loc_srt_ParentCompanyMember_1AA946B45D9F09392BD8F8808D5D250A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_SubsidiariesMember" xlink:label="loc_srt_SubsidiariesMember_D9F0A746D82E3DD78CAEF8808D5D17A4" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_FFE08CF2F97B558FA19BF8808D5DE9E4" xlink:to="loc_srt_SubsidiariesMember_D9F0A746D82E3DD78CAEF8808D5D17A4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_DACED625683EA4FB5F30F8808D5C0DA5" xlink:to="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_FB3FD8332658DD730446F8808D5EB914" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_FB3FD8332658DD730446F8808D5EB914" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_968B55D774DE8B603593F8808D5EAE03" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_968B55D774DE8B603593F8808D5EAE03" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_3CB271DB4544DA8E3A4BF8808D5EA96D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_3CB271DB4544DA8E3A4BF8808D5EA96D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_1D95F014C5D209C901F2F8808D5EC044" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_1D95F014C5D209C901F2F8808D5EC044" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_47986E4AF2C41E8BC51AF8808D5E48A0" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_47986E4AF2C41E8BC51AF8808D5E48A0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_8F10BF5377A3AD972B11F8808D5F3C11" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_8F10BF5377A3AD972B11F8808D5F3C11" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_618C13FEFB282D2C71B7F8808D5F8D06" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_FCEFE34F908C31B73450F8808D5D1394" xlink:to="loc_us-gaap_LongTermDebt_618C13FEFB282D2C71B7F8808D5F8D06" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_F918FADBB984FCE73854C97A52FB6B43" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="loc_us-gaap_DebtInstrumentTable_C37BB5000ECBCB40D58AC97A52FB6C5E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_F918FADBB984FCE73854C97A52FB6B43" xlink:to="loc_us-gaap_DebtInstrumentTable_C37BB5000ECBCB40D58AC97A52FB6C5E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_6E494F69405DE52034AEC97A52FCE829" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_C37BB5000ECBCB40D58AC97A52FB6C5E" xlink:to="loc_srt_ConsolidatedEntitiesAxis_6E494F69405DE52034AEC97A52FCE829" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_CBE23DDE1813B5EC7BF8C97A52FC0B01" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_6E494F69405DE52034AEC97A52FCE829" xlink:to="loc_srt_ConsolidatedEntitiesDomain_CBE23DDE1813B5EC7BF8C97A52FC0B01" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_305793CA8BA01DF0C23DC97A52FCDAFC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_CBE23DDE1813B5EC7BF8C97A52FC0B01" xlink:to="loc_srt_ParentCompanyMember_305793CA8BA01DF0C23DC97A52FCDAFC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_SubsidiariesMember" xlink:label="loc_srt_SubsidiariesMember_8A46276D5A17892B2B1AC97A52FCA4E8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_CBE23DDE1813B5EC7BF8C97A52FC0B01" xlink:to="loc_srt_SubsidiariesMember_8A46276D5A17892B2B1AC97A52FCA4E8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_CA90C3FB0EA95B9E9C00C97A52FD1F0D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_C37BB5000ECBCB40D58AC97A52FB6C5E" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_CA90C3FB0EA95B9E9C00C97A52FD1F0D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_CA90C3FB0EA95B9E9C00C97A52FD1F0D" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember" xlink:label="loc_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember_A166AAC5B70AB96B8B22C97A52FD1E35" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9" xlink:to="loc_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember_A166AAC5B70AB96B8B22C97A52FD1E35" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesMember_70B96FB22C8AC2448770C97A52FDFCB4" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_F00A74B9825BD74B4639C97A52FDF0C9" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesMember_70B96FB22C8AC2448770C97A52FDFCB4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="loc_us-gaap_CreditFacilityAxis_8B781AF0837DFE887D32C97A52FDAEB0" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_C37BB5000ECBCB40D58AC97A52FB6C5E" xlink:to="loc_us-gaap_CreditFacilityAxis_8B781AF0837DFE887D32C97A52FDAEB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_us-gaap_CreditFacilityDomain_B716A27262F2781FA078C97A52FD6D25" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_8B781AF0837DFE887D32C97A52FDAEB0" xlink:to="loc_us-gaap_CreditFacilityDomain_B716A27262F2781FA078C97A52FD6D25" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SecuredDebtMember" xlink:label="loc_us-gaap_SecuredDebtMember_F8BA8984296BD36F89BDC97A52FEAA73" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_B716A27262F2781FA078C97A52FD6D25" xlink:to="loc_us-gaap_SecuredDebtMember_F8BA8984296BD36F89BDC97A52FEAA73" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_106C95BBEAA432F3BEF3C97A52FE8329" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_C37BB5000ECBCB40D58AC97A52FB6C5E" xlink:to="loc_us-gaap_DebtInstrumentLineItems_106C95BBEAA432F3BEF3C97A52FE8329" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnsecuredDebt" xlink:label="loc_us-gaap_UnsecuredDebt_32F876A3372C95897FFAC97A52FE3B96" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_106C95BBEAA432F3BEF3C97A52FE8329" xlink:to="loc_us-gaap_UnsecuredDebt_32F876A3372C95897FFAC97A52FE3B96" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_C1B4F88721F8ACB215BDC97A52FEE211" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_106C95BBEAA432F3BEF3C97A52FE8329" xlink:to="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_C1B4F88721F8ACB215BDC97A52FEE211" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_4EB0A2591E74E2C9BEE4C97A52FF9412" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_106C95BBEAA432F3BEF3C97A52FE8329" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_4EB0A2591E74E2C9BEE4C97A52FF9412" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="loc_us-gaap_ShortTermBorrowings_365ACA2F2C9319A44B65C97A52FF6051" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_106C95BBEAA432F3BEF3C97A52FE8329" xlink:to="loc_us-gaap_ShortTermBorrowings_365ACA2F2C9319A44B65C97A52FF6051" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount" xlink:label="loc_us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount_AE137936ED2191582544C97A52FF9491" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_106C95BBEAA432F3BEF3C97A52FE8329" xlink:to="loc_us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount_AE137936ED2191582544C97A52FF9491" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_12105EBD175A5A78259CA35942D297B9" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShortTermDebtTable" xlink:label="loc_us-gaap_ScheduleOfShortTermDebtTable_19BEBB4A6B86DEF562BEA35942D25668" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_12105EBD175A5A78259CA35942D297B9" xlink:to="loc_us-gaap_ScheduleOfShortTermDebtTable_19BEBB4A6B86DEF562BEA35942D25668" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="loc_us-gaap_DebtInstrumentAxis_2013191A24DFCEBF1DFDA35942D36DD7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_19BEBB4A6B86DEF562BEA35942D25668" xlink:to="loc_us-gaap_DebtInstrumentAxis_2013191A24DFCEBF1DFDA35942D36DD7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_1C8697DE96EF7AA5DFD2A35942D35658" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_2013191A24DFCEBF1DFDA35942D36DD7" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_1C8697DE96EF7AA5DFD2A35942D35658" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember_B27E759A67D3E5497E34A35942D32EE7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_1C8697DE96EF7AA5DFD2A35942D35658" xlink:to="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember_B27E759A67D3E5497E34A35942D32EE7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherShorttermDebtMember" xlink:label="loc_cfg_OtherShorttermDebtMember_8E6ED46A9E78829B87C4A35942D4FF1F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_1C8697DE96EF7AA5DFD2A35942D35658" xlink:to="loc_cfg_OtherShorttermDebtMember_8E6ED46A9E78829B87C4A35942D4FF1F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermDebtLineItems" xlink:label="loc_us-gaap_ShortTermDebtLineItems_E8AA6DBABAA01EBA84D8A35942D414F9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_19BEBB4A6B86DEF562BEA35942D25668" xlink:to="loc_us-gaap_ShortTermDebtLineItems_E8AA6DBABAA01EBA84D8A35942D414F9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermDebtWeightedAverageInterestRate" xlink:label="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate_EC39091C6D56A7565D60A35942D4F848" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_E8AA6DBABAA01EBA84D8A35942D414F9" xlink:to="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate_EC39091C6D56A7565D60A35942D4F848" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount" xlink:label="loc_us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount_386B480DCAB793D3CF6AA35942D416E6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_E8AA6DBABAA01EBA84D8A35942D414F9" xlink:to="loc_us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount_386B480DCAB793D3CF6AA35942D416E6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShorttermDebtAverageOutstandingAmount" xlink:label="loc_us-gaap_ShorttermDebtAverageOutstandingAmount_C1E309EBF0822CB50916A35942D400F8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_E8AA6DBABAA01EBA84D8A35942D414F9" xlink:to="loc_us-gaap_ShorttermDebtAverageOutstandingAmount_C1E309EBF0822CB50916A35942D400F8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentInterestRateDuringPeriod" xlink:label="loc_us-gaap_DebtInstrumentInterestRateDuringPeriod_83601B7B460EA60E8AD7A35942D5C54F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_E8AA6DBABAA01EBA84D8A35942D414F9" xlink:to="loc_us-gaap_DebtInstrumentInterestRateDuringPeriod_83601B7B460EA60E8AD7A35942D5C54F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsShortTermDebtDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_98F13B9AEB42EF44C9EDD81DDEA5B001" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShortTermDebtTable" xlink:label="loc_us-gaap_ScheduleOfShortTermDebtTable_8F166DCB430524736D64D81DDEA59BA8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_98F13B9AEB42EF44C9EDD81DDEA5B001" xlink:to="loc_us-gaap_ScheduleOfShortTermDebtTable_8F166DCB430524736D64D81DDEA59BA8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="loc_us-gaap_DebtInstrumentAxis_5F9B0C8B4825A74B82DFD81DDEA5D8FE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_8F166DCB430524736D64D81DDEA59BA8" xlink:to="loc_us-gaap_DebtInstrumentAxis_5F9B0C8B4825A74B82DFD81DDEA5D8FE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_5F9B0C8B4825A74B82DFD81DDEA5D8FE" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="loc_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_A54B3ACEBF88D4F0E852D81DDEA6320C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9" xlink:to="loc_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_A54B3ACEBF88D4F0E852D81DDEA6320C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalFundsPurchasedMember" xlink:label="loc_us-gaap_FederalFundsPurchasedMember_7EABD0416BB0446B2969D81DDEA60AAC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9" xlink:to="loc_us-gaap_FederalFundsPurchasedMember_7EABD0416BB0446B2969D81DDEA60AAC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherShorttermDebtMember" xlink:label="loc_cfg_OtherShorttermDebtMember_38B9A258E0E678DFB3E9D81DDEA77530" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_A054742CBD456A7418BED81DDEA6B0E9" xlink:to="loc_cfg_OtherShorttermDebtMember_38B9A258E0E678DFB3E9D81DDEA77530" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermDebtLineItems" xlink:label="loc_us-gaap_ShortTermDebtLineItems_52BB4C385BA37BB06A9ED81DDEA73434" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_8F166DCB430524736D64D81DDEA59BA8" xlink:to="loc_us-gaap_ShortTermDebtLineItems_52BB4C385BA37BB06A9ED81DDEA73434" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="loc_us-gaap_ShortTermBorrowings_C3E8DCA923DFFC0AD436D81DDEA70793" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_52BB4C385BA37BB06A9ED81DDEA73434" xlink:to="loc_us-gaap_ShortTermBorrowings_C3E8DCA923DFFC0AD436D81DDEA70793" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/BorrowedFundsTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_68C6F00A4824C8F4B77CA35943A986E2" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShortTermDebtTextBlock" xlink:label="loc_us-gaap_ScheduleOfShortTermDebtTextBlock_F8BD2E9364C8C47BC42FA35943A983DB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_68C6F00A4824C8F4B77CA35943A986E2" xlink:to="loc_us-gaap_ScheduleOfShortTermDebtTextBlock_F8BD2E9364C8C47BC42FA35943A983DB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDebtInstrumentsTextBlock" xlink:label="loc_us-gaap_ScheduleOfDebtInstrumentsTextBlock_0E645D931C9410934607A35943A9C306" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_68C6F00A4824C8F4B77CA35943A986E2" xlink:to="loc_us-gaap_ScheduleOfDebtInstrumentsTextBlock_0E645D931C9410934607A35943A9C306" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_72E6166348E96E066907A35943A910B0" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_68C6F00A4824C8F4B77CA35943A986E2" xlink:to="loc_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_72E6166348E96E066907A35943A910B0" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/BusinessOperatingSegments" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="loc_us-gaap_SegmentReportingAbstract_2C3950F1411C4E171EF6A359432568CE" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock" xlink:label="loc_us-gaap_SegmentReportingDisclosureTextBlock_99139ADEFA75F71E1037A35943255BC4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_2C3950F1411C4E171EF6A359432568CE" xlink:to="loc_us-gaap_SegmentReportingDisclosureTextBlock_99139ADEFA75F71E1037A35943255BC4" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="loc_us-gaap_SegmentReportingAbstract_AA2A34052980004B47F7A35942615235" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_EFA9A0663AD6DC81C1D0A3594261429E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_AA2A34052980004B47F7A35942615235" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_EFA9A0663AD6DC81C1D0A3594261429E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_DDECE6A73983A709640BA35942628F8C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_EFA9A0663AD6DC81C1D0A3594261429E" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_DDECE6A73983A709640BA35942628F8C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_DDECE6A73983A709640BA35942628F8C" xlink:to="loc_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerBankingMember" xlink:label="loc_cfg_ConsumerBankingMember_D79E151A14238CCEEECDA35942624364" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D" xlink:to="loc_cfg_ConsumerBankingMember_D79E151A14238CCEEECDA35942624364" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialBankingMember" xlink:label="loc_cfg_CommercialBankingMember_7AC4B093761195548D0EA359426215AA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_1C60F9694E7039D0CC5FA3594262610D" xlink:to="loc_cfg_CommercialBankingMember_7AC4B093761195548D0EA359426215AA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_43A68CE4419DE1A143F5A359426319CA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_EFA9A0663AD6DC81C1D0A3594261429E" xlink:to="loc_srt_RangeAxis_43A68CE4419DE1A143F5A359426319CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_367FC9C1EEDB3A2E19B1A3594263FA6E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_43A68CE4419DE1A143F5A359426319CA" xlink:to="loc_srt_RangeMember_367FC9C1EEDB3A2E19B1A3594263FA6E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_6B911229D8495841DE4BA359426363AD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_367FC9C1EEDB3A2E19B1A3594263FA6E" xlink:to="loc_srt_MinimumMember_6B911229D8495841DE4BA359426363AD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_78EAB2F535EB9F561482A35942631860" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_367FC9C1EEDB3A2E19B1A3594263FA6E" xlink:to="loc_srt_MaximumMember_78EAB2F535EB9F561482A35942631860" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="loc_us-gaap_SegmentReportingInformationLineItems_11A5B8924FA3D6685DC0A359426352D5" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_EFA9A0663AD6DC81C1D0A3594261429E" xlink:to="loc_us-gaap_SegmentReportingInformationLineItems_11A5B8924FA3D6685DC0A359426352D5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NumberOfOperatingSegments" xlink:label="loc_us-gaap_NumberOfOperatingSegments_D64DAD7E6A252DE68D45A3594264977B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_11A5B8924FA3D6685DC0A359426352D5" xlink:to="loc_us-gaap_NumberOfOperatingSegments_D64DAD7E6A252DE68D45A3594264977B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount" xlink:label="loc_cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount_7B53BF2F9BD1236123F7A35942646A10" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_11A5B8924FA3D6685DC0A359426352D5" xlink:to="loc_cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount_7B53BF2F9BD1236123F7A35942646A10" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="loc_us-gaap_SegmentReportingAbstract_2CAE428EB0050DDEB94CCDD48255C6FF" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_A3C2A1817730CB811AB6CDD48255FF9E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_2CAE428EB0050DDEB94CCDD48255C6FF" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_A3C2A1817730CB811AB6CDD48255FF9E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidationItemsAxis" xlink:label="loc_srt_ConsolidationItemsAxis_0A19C8740E796D545A22CDD482553D49" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_A3C2A1817730CB811AB6CDD48255FF9E" xlink:to="loc_srt_ConsolidationItemsAxis_0A19C8740E796D545A22CDD482553D49" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidationItemsDomain" xlink:label="loc_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsAxis_0A19C8740E796D545A22CDD482553D49" xlink:to="loc_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingSegmentsMember" xlink:label="loc_us-gaap_OperatingSegmentsMember_0C0A1BCF86B1AA211312CDD48256776D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44" xlink:to="loc_us-gaap_OperatingSegmentsMember_0C0A1BCF86B1AA211312CDD48256776D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CorporateNonSegmentMember" xlink:label="loc_us-gaap_CorporateNonSegmentMember_AE649AEBD0E61E2165BCCDD48256E1F8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_AA8FEB750570DC390231CDD482562D44" xlink:to="loc_us-gaap_CorporateNonSegmentMember_AE649AEBD0E61E2165BCCDD48256E1F8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_AC23FEA0335089C78F07CDD482575246" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_A3C2A1817730CB811AB6CDD48255FF9E" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_AC23FEA0335089C78F07CDD482575246" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_22D840B3A4CB5D1B7D09CDD48257B2D8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_AC23FEA0335089C78F07CDD482575246" xlink:to="loc_us-gaap_SegmentDomain_22D840B3A4CB5D1B7D09CDD48257B2D8" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerBankingMember" xlink:label="loc_cfg_ConsumerBankingMember_BDFDA8CDEB09427C61D1CDD48257AA3E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_22D840B3A4CB5D1B7D09CDD48257B2D8" xlink:to="loc_cfg_ConsumerBankingMember_BDFDA8CDEB09427C61D1CDD48257AA3E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialBankingMember" xlink:label="loc_cfg_CommercialBankingMember_E2F4DC0E40D96081A766CDD48257D69D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_22D840B3A4CB5D1B7D09CDD48257B2D8" xlink:to="loc_cfg_CommercialBankingMember_E2F4DC0E40D96081A766CDD48257D69D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_A3C2A1817730CB811AB6CDD48255FF9E" xlink:to="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_47B7E6A2792C7DF7CC72CDD4825840E5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_47B7E6A2792C7DF7CC72CDD4825840E5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_58A355EE121A7AFB4CF6CDD48258F462" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_NoninterestIncome_58A355EE121A7AFB4CF6CDD48258F462" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Revenues" xlink:label="loc_us-gaap_Revenues_D36FC2B06D73CA9D2AB1CDD48258E4F0" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_Revenues_D36FC2B06D73CA9D2AB1CDD48258E4F0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_2FD42767591EB1FCE78BCDD482582B63" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_NoninterestExpense_2FD42767591EB1FCE78BCDD482582B63" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ProfitLossBeforeProvisionforCreditLosses" xlink:label="loc_cfg_ProfitLossBeforeProvisionforCreditLosses_02B552DF8B63300985AECDD482587CF6" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_cfg_ProfitLossBeforeProvisionforCreditLosses_02B552DF8B63300985AECDD482587CF6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_479B206EFF42CF9EBF88CDD48258387B" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_479B206EFF42CF9EBF88CDD48258387B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_FD76CC2452F92D71DBA7CDD48259FC11" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_FD76CC2452F92D71DBA7CDD48259FC11" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_D9A9033FFE7B23BAD185CDD48259952A" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2009/role/netLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_D9A9033FFE7B23BAD185CDD48259952A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_44455B8CE6A5B1966F76CDD48259D754" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_us-gaap_NetIncomeLoss_44455B8CE6A5B1966F76CDD48259D754" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AverageAssets" xlink:label="loc_cfg_AverageAssets_DEB9593C38EA5CF809C3CDD482590EA4" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_0FD76F46BBFE726B30EDCDD48257AA96" xlink:to="loc_cfg_AverageAssets_DEB9593C38EA5CF809C3CDD482590EA4" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/BusinessOperatingSegmentsTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="loc_us-gaap_SegmentReportingAbstract_362EBE23530D77DBE9A2A35942FF6DCD" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_5D50670B7B83CBDE4F20A35942FF94E5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_362EBE23530D77DBE9A2A35942FF6DCD" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_5D50670B7B83CBDE4F20A35942FF94E5" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/CashAndDueFromBanks" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndCashEquivalentsAbstract" xlink:label="loc_us-gaap_CashAndCashEquivalentsAbstract_6EE903109740EC86E52DA35944110B02" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndCashEquivalentsDisclosureTextBlock" xlink:label="loc_us-gaap_CashAndCashEquivalentsDisclosureTextBlock_0BD94D50D52CA81DBA00A359441193AA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashAndCashEquivalentsAbstract_6EE903109740EC86E52DA35944110B02" xlink:to="loc_us-gaap_CashAndCashEquivalentsDisclosureTextBlock_0BD94D50D52CA81DBA00A359441193AA" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/CashAndDueFromBanksDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndCashEquivalentsAbstract" xlink:label="loc_us-gaap_CashAndCashEquivalentsAbstract_1586FD1D6AAF00E7E5EBD49C849F39AE" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestBearingCashandDuefromBanksFederalReserveBankBalances" xlink:label="loc_cfg_InterestBearingCashandDuefromBanksFederalReserveBankBalances_F18B41222F99F0164623D4A08FFD2413" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashAndCashEquivalentsAbstract_1586FD1D6AAF00E7E5EBD49C849F39AE" xlink:to="loc_cfg_InterestBearingCashandDuefromBanksFederalReserveBankBalances_F18B41222F99F0164623D4A08FFD2413" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FederalReserveBankDepositsInterestRate" xlink:label="loc_cfg_FederalReserveBankDepositsInterestRate_E54A25136D17E094BB21D49C849F45D8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashAndCashEquivalentsAbstract_1586FD1D6AAF00E7E5EBD49C849F39AE" xlink:to="loc_cfg_FederalReserveBankDepositsInterestRate_E54A25136D17E094BB21D49C849F45D8" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestIncomeFederalReserveBankBalances" xlink:label="loc_cfg_InterestIncomeFederalReserveBankBalances_C0ED5F15A30CDBD6DDACD49C849FB0E2" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashAndCashEquivalentsAbstract_1586FD1D6AAF00E7E5EBD49C849F39AE" xlink:to="loc_cfg_InterestIncomeFederalReserveBankBalances_C0ED5F15A30CDBD6DDACD49C849FB0E2" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/CommitmentsAndContingencies" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_E6DD4D947C727B403AB7A35943272719" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_5D8933A95C0E42BB2A42A3594328621F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_E6DD4D947C727B403AB7A35943272719" xlink:to="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_5D8933A95C0E42BB2A42A3594328621F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_ED022E1502DFE25A2000CDF5C1D58D4B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermPurchaseCommitmentTable" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_ED022E1502DFE25A2000CDF5C1D58D4B" xlink:to="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LossContingenciesByNatureOfContingencyAxis" xlink:label="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_C910BF18512DFC647B97CDF5C1D5A447" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:to="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_C910BF18512DFC647B97CDF5C1D5A447" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LossContingencyNatureDomain" xlink:label="loc_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_C910BF18512DFC647B97CDF5C1D5A447" xlink:to="loc_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialStandbyLetterOfCreditMember" xlink:label="loc_us-gaap_FinancialStandbyLetterOfCreditMember_FA6A3C38D46910522EF5CDF5C1D643F8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230" xlink:to="loc_us-gaap_FinancialStandbyLetterOfCreditMember_FA6A3C38D46910522EF5CDF5C1D643F8" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialLetterofCreditMember" xlink:label="loc_cfg_CommercialLetterofCreditMember_3A0138E2EE6D5F06B7C7CDF5C1D6681F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingencyNatureDomain_D7DA5B03425225420080CDF5C1D6C230" xlink:to="loc_cfg_CommercialLetterofCreditMember_3A0138E2EE6D5F06B7C7CDF5C1D6681F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_DFE56915F6D77E876CC8CDF5C1D61628" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:to="loc_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_DFE56915F6D77E876CC8CDF5C1D61628" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_B75FB333C6F5DFDD31C9CDF5C1D6B466" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_DFE56915F6D77E876CC8CDF5C1D61628" xlink:to="loc_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_B75FB333C6F5DFDD31C9CDF5C1D6B466" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NamingRightsMember" xlink:label="loc_cfg_NamingRightsMember_33D7EDDA4AAA787E6BADCDF5C1D76F3B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_B75FB333C6F5DFDD31C9CDF5C1D6B466" xlink:to="loc_cfg_NamingRightsMember_33D7EDDA4AAA787E6BADCDF5C1D76F3B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_1BE609A580B0C37E9EA8CDF5C1D77CF8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:to="loc_srt_RangeAxis_1BE609A580B0C37E9EA8CDF5C1D77CF8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_21F35D87AFB963BF3EC0CDF5C1D73ABB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_1BE609A580B0C37E9EA8CDF5C1D77CF8" xlink:to="loc_srt_RangeMember_21F35D87AFB963BF3EC0CDF5C1D73ABB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_722A41370A38EDCAB4E1CDF5C1D7F2A2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_21F35D87AFB963BF3EC0CDF5C1D73ABB" xlink:to="loc_srt_MinimumMember_722A41370A38EDCAB4E1CDF5C1D7F2A2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_38730AD469495A765B98CDF5C1D8CBE5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_21F35D87AFB963BF3EC0CDF5C1D73ABB" xlink:to="loc_srt_MaximumMember_38730AD469495A765B98CDF5C1D8CBE5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_629AB07171E4BCFEFAEACDF5C1D8C4F2" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:to="loc_us-gaap_FinancialInstrumentAxis_629AB07171E4BCFEFAEACDF5C1D8C4F2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_96F651B30CAD6C9D50BACDF5C1D87C57" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_629AB07171E4BCFEFAEACDF5C1D8C4F2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_96F651B30CAD6C9D50BACDF5C1D87C57" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialRealEstateLoansHeldforsaleMember" xlink:label="loc_cfg_CommercialRealEstateLoansHeldforsaleMember_495F7A1A7A9E8AC1AFAECDF5C1D8D790" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_96F651B30CAD6C9D50BACDF5C1D87C57" xlink:to="loc_cfg_CommercialRealEstateLoansHeldforsaleMember_495F7A1A7A9E8AC1AFAECDF5C1D8D790" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis" xlink:label="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_A773AD89079082D54FA0CDF5C1D9C343" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:to="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_A773AD89079082D54FA0CDF5C1D9C343" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain" xlink:label="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain_0E330F95A92887FA737FCDF5C1D9C1D0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_A773AD89079082D54FA0CDF5C1D9C343" xlink:to="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain_0E330F95A92887FA737FCDF5C1D9C1D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PurchaseCommitmentMember" xlink:label="loc_us-gaap_PurchaseCommitmentMember_143E4D2D965DE1817B2DCDF5C1D95C3A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain_0E330F95A92887FA737FCDF5C1D9C1D0" xlink:to="loc_us-gaap_PurchaseCommitmentMember_143E4D2D965DE1817B2DCDF5C1D95C3A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermPurchaseCommitmentLineItems" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentTable_0E4413F7AF04E52CD368CDF5C1D59D29" xlink:to="loc_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommitmentsAbstract" xlink:label="loc_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:to="loc_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_UnsettledReceivableHeldForSaleAmount" xlink:label="loc_cfg_UnsettledReceivableHeldForSaleAmount_22BB9A187C4516455939CDF5C1DC3B52" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3" xlink:to="loc_cfg_UnsettledReceivableHeldForSaleAmount_22BB9A187C4516455939CDF5C1DC3B52" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell" xlink:label="loc_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell_D8E6E46DA771293E8D86CDF5C1DCE366" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CommitmentsAbstract_83B3CCDC4243FA1CEC7BCDF5C1DCC8C3" xlink:to="loc_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell_D8E6E46DA771293E8D86CDF5C1DCE366" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LettersofCreditAbstract" xlink:label="loc_cfg_LettersofCreditAbstract_FF5064C765A9D39027C5CDF5C1DAD3FB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:to="loc_cfg_LettersofCreditAbstract_FF5064C765A9D39027C5CDF5C1DAD3FB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_GuarantorObligationTerm" xlink:label="loc_cfg_GuarantorObligationTerm_7FF9BE2EBCD8A5AD8944CDF5C1DAB25F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_LettersofCreditAbstract_FF5064C765A9D39027C5CDF5C1DAD3FB" xlink:to="loc_cfg_GuarantorObligationTerm_7FF9BE2EBCD8A5AD8944CDF5C1DAB25F" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MarketingRightsAbstract" xlink:label="loc_cfg_MarketingRightsAbstract_1A6A4508DA0496A4D8C9CDF5C1DA19CE" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:to="loc_cfg_MarketingRightsAbstract_1A6A4508DA0496A4D8C9CDF5C1DA19CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermPurchaseCommitmentPeriod" xlink:label="loc_us-gaap_LongtermPurchaseCommitmentPeriod_7DD681BA335B7D32EE63CDF5C1DA60A4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_MarketingRightsAbstract_1A6A4508DA0496A4D8C9CDF5C1DA19CE" xlink:to="loc_us-gaap_LongtermPurchaseCommitmentPeriod_7DD681BA335B7D32EE63CDF5C1DA60A4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RiskParticipationAgreementsAbstract" xlink:label="loc_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentLineItems_2F3775AEC2912687E957CDF5C1D963B6" xlink:to="loc_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RiskParticipationAgreementsCounterpartiesNumber" xlink:label="loc_cfg_RiskParticipationAgreementsCounterpartiesNumber_245E8D0D6EDF22424B0ACDF5C1DCEAE7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0" xlink:to="loc_cfg_RiskParticipationAgreementsCounterpartiesNumber_245E8D0D6EDF22424B0ACDF5C1DCEAE7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RiskParticipationAgreementsAverageTerm" xlink:label="loc_cfg_RiskParticipationAgreementsAverageTerm_9E13089DFE78501A7A43CDF5C1DC97A3" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0" xlink:to="loc_cfg_RiskParticipationAgreementsAverageTerm_9E13089DFE78501A7A43CDF5C1DC97A3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RiskParticipationAgreementsMaximumTerm" xlink:label="loc_cfg_RiskParticipationAgreementsMaximumTerm_79F1A607B97C428AF395CDF5C1DCAC96" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_RiskParticipationAgreementsAbstract_A1813BEB63B24A99D38CCDF5C1DBBDF0" xlink:to="loc_cfg_RiskParticipationAgreementsMaximumTerm_79F1A607B97C428AF395CDF5C1DCAC96" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_3FFB54D90DFBB4AA3803205BB5750B6A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCommitmentsTable" xlink:label="loc_us-gaap_OtherCommitmentsTable_FDD3BC26EF902B834105205BB576FE0F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_3FFB54D90DFBB4AA3803205BB5750B6A" xlink:to="loc_us-gaap_OtherCommitmentsTable_FDD3BC26EF902B834105205BB576FE0F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LossContingenciesByNatureOfContingencyAxis" xlink:label="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_64FA2F2B1A44C3A2455D205BB577074E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsTable_FDD3BC26EF902B834105205BB576FE0F" xlink:to="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_64FA2F2B1A44C3A2455D205BB577074E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LossContingencyNatureDomain" xlink:label="loc_us-gaap_LossContingencyNatureDomain_B54B2CE853BAA84671C2205BB577ED76" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_64FA2F2B1A44C3A2455D205BB577074E" xlink:to="loc_us-gaap_LossContingencyNatureDomain_B54B2CE853BAA84671C2205BB577ED76" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsToExtendCreditMember" xlink:label="loc_us-gaap_CommitmentsToExtendCreditMember_1AED0EC83D18D848F7CF205BB5778BC4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingencyNatureDomain_B54B2CE853BAA84671C2205BB577ED76" xlink:to="loc_us-gaap_CommitmentsToExtendCreditMember_1AED0EC83D18D848F7CF205BB5778BC4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LetterOfCreditMember" xlink:label="loc_us-gaap_LetterOfCreditMember_1672075697E97A0F1B43205BB57AFED7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingencyNatureDomain_B54B2CE853BAA84671C2205BB577ED76" xlink:to="loc_us-gaap_LetterOfCreditMember_1672075697E97A0F1B43205BB57AFED7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoanParticipationsAndAssignmentsMember" xlink:label="loc_us-gaap_LoanParticipationsAndAssignmentsMember_D56089DD0998C89A6205205BB57AB85A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingencyNatureDomain_B54B2CE853BAA84671C2205BB577ED76" xlink:to="loc_us-gaap_LoanParticipationsAndAssignmentsMember_D56089DD0998C89A6205205BB57AB85A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ObligationToRepurchaseReceivablesSoldMember" xlink:label="loc_us-gaap_ObligationToRepurchaseReceivablesSoldMember_9C3398635F43367779DE205BB57A81C6" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingencyNatureDomain_B54B2CE853BAA84671C2205BB577ED76" xlink:to="loc_us-gaap_ObligationToRepurchaseReceivablesSoldMember_9C3398635F43367779DE205BB57A81C6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NamingRightsMember" xlink:label="loc_cfg_NamingRightsMember_0CD7C3C49140BA1E7040205BB57AD1B8" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingencyNatureDomain_B54B2CE853BAA84671C2205BB577ED76" xlink:to="loc_cfg_NamingRightsMember_0CD7C3C49140BA1E7040205BB57AD1B8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCommitmentsLineItems" xlink:label="loc_us-gaap_OtherCommitmentsLineItems_A63E19242567521121D8205BB57BD5F2" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsTable_FDD3BC26EF902B834105205BB576FE0F" xlink:to="loc_us-gaap_OtherCommitmentsLineItems_A63E19242567521121D8205BB57BD5F2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualObligation" xlink:label="loc_us-gaap_ContractualObligation_32B5386685E9B5092A69205BB57B3816" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_A63E19242567521121D8205BB57BD5F2" xlink:to="loc_us-gaap_ContractualObligation_32B5386685E9B5092A69205BB57B3816" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/CommitmentsAndContingenciesTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_BBC741A6B9D6749A2329A35942320B15" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock" xlink:label="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_FEFCE40AD78895B4B2B0A3594232D04F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_BBC741A6B9D6749A2329A35942320B15" xlink:to="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_FEFCE40AD78895B4B2B0A3594232D04F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/ConsolidatedBalanceSheets" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_CEDFED0ED43DDCC997B011E955758EFD" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_CEDFED0ED43DDCC997B011E955758EFD" xlink:to="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks_61BCF67C97189C32BD3211E9557556E2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_us-gaap_CashAndDueFromBanks_61BCF67C97189C32BD3211E9557556E2" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestbearingCashandDuefromBanks" xlink:label="loc_cfg_InterestbearingCashandDuefromBanks_E5DCE40B5E327731CF9F11E955759AF8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_cfg_InterestbearingCashandDuefromBanks_E5DCE40B5E327731CF9F11E955759AF8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks_5AEE2AD1883C93B6BEDB11E95576E379" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_us-gaap_InterestBearingDepositsInBanks_5AEE2AD1883C93B6BEDB11E95576E379" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_63752C4DCFCB7D90BA2311E95576A534" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_63752C4DCFCB7D90BA2311E95576A534" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_7A6C8AE58549EFC9787C11E95576E190" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_us-gaap_HeldToMaturitySecurities_7A6C8AE58549EFC9787C11E95576E190" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNi" xlink:label="loc_us-gaap_EquitySecuritiesFvNi_17C2244DAC459ACA938D11E955763F74" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_us-gaap_EquitySecuritiesFvNi_17C2244DAC459ACA938D11E955763F74" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount" xlink:label="loc_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_3D7A02A05A5359A277D511E955769F6A" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_3D7A02A05A5359A277D511E955769F6A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleAmount_EC6288DA532A47638C6211E95576B2D3" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleAmount_EC6288DA532A47638C6211E95576B2D3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLoansReceivableHeldforsaleAmount" xlink:label="loc_cfg_OtherLoansReceivableHeldforsaleAmount_EB7C8F3E585BC3FE73D211E95577BD3D" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_cfg_OtherLoansReceivableHeldforsaleAmount_EB7C8F3E585BC3FE73D211E95577BD3D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_C4A6CCF74F53589094BF11E95577CC5D" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_C4A6CCF74F53589094BF11E95577CC5D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_88B5FC3D8790F240115411E9557759F8" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_88B5FC3D8790F240115411E9557759F8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_A57898FEB019561A819E11E9557777B9" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_A57898FEB019561A819E11E9557777B9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_us-gaap_DerivativeAssets_5235A060B72AE7B6D40A11E95577AFB5" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_us-gaap_DerivativeAssets_5235A060B72AE7B6D40A11E95577AFB5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_0D4D30615C41BD30FE9711E955777902" xlink:type="locator" />
    <link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_0D4D30615C41BD30FE9711E955777902" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_us-gaap_BankOwnedLifeInsurance_18FEC6FED117AD5EBF5D11E95578622C" xlink:type="locator" />
    <link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_us-gaap_BankOwnedLifeInsurance_18FEC6FED117AD5EBF5D11E95578622C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_48D60B65CE23099C4F2F11E95578360B" xlink:type="locator" />
    <link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_us-gaap_Goodwill_48D60B65CE23099C4F2F11E95578360B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_22812A38E7E46D4A74ED11E95578E39C" xlink:type="locator" />
    <link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_us-gaap_OtherAssets_22812A38E7E46D4A74ED11E95578E39C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_520732F8534F5E2A30ED11E95578E90C" xlink:type="locator" />
    <link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_878BA7673BBBDB4B1E4511E95575BD4E" xlink:to="loc_us-gaap_Assets_520732F8534F5E2A30ED11E95578E90C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_29712B93E0008188514011E95578CC3E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_CEDFED0ED43DDCC997B011E955758EFD" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_29712B93E0008188514011E95578CC3E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_29712B93E0008188514011E95578CC3E" xlink:to="loc_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract" xlink:label="loc_us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract_50B3826DA4BE16708C3E11E9557953F3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A" xlink:to="loc_us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract_50B3826DA4BE16708C3E11E9557953F3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities_429B159CD1CC1D64ACC811E95579DB1F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract_50B3826DA4BE16708C3E11E9557953F3" xlink:to="loc_us-gaap_NoninterestBearingDepositLiabilities_429B159CD1CC1D64ACC811E95579DB1F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities_1BCFF1D029D69E6D536711E95579F066" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract_50B3826DA4BE16708C3E11E9557953F3" xlink:to="loc_us-gaap_InterestBearingDepositLiabilities_1BCFF1D029D69E6D536711E95579F066" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits_C702D338A2C912B1D30211E955798458" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract_50B3826DA4BE16708C3E11E9557953F3" xlink:to="loc_us-gaap_Deposits_C702D338A2C912B1D30211E955798458" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_4E23F909A1944E6DC19311E9557A57DB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A" xlink:to="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_4E23F909A1944E6DC19311E9557A57DB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherShortTermBorrowings" xlink:label="loc_us-gaap_OtherShortTermBorrowings_C10B7FB1393ABA98FC2C11E9557AFC19" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A" xlink:to="loc_us-gaap_OtherShortTermBorrowings_C10B7FB1393ABA98FC2C11E9557AFC19" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="loc_us-gaap_DerivativeLiabilities_3FB16AC745BC4B18DC6111E9557ACDE0" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A" xlink:to="loc_us-gaap_DerivativeLiabilities_3FB16AC745BC4B18DC6111E9557ACDE0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilitiesNet" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilitiesNet_E5AFDBDFF19490D6238D11E9557A8AA4" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A" xlink:to="loc_us-gaap_DeferredIncomeTaxLiabilitiesNet_E5AFDBDFF19490D6238D11E9557A8AA4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_A07C95729DF0DAF932B911E9557A4263" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A" xlink:to="loc_us-gaap_LongTermDebt_A07C95729DF0DAF932B911E9557A4263" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_EE212843E3A0255AB7F611E9557A4813" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A" xlink:to="loc_us-gaap_OtherLiabilities_EE212843E3A0255AB7F611E9557A4813" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_C99A318AC22B9998A87E11E9557A727C" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_C4FA0E6132C71F7B273211E955782E5A" xlink:to="loc_us-gaap_Liabilities_C99A318AC22B9998A87E11E9557A727C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="loc_us-gaap_CommitmentsAndContingencies_957412CE8820EF3A730411E9557BEBAC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_29712B93E0008188514011E95578CC3E" xlink:to="loc_us-gaap_CommitmentsAndContingencies_957412CE8820EF3A730411E9557BEBAC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract_A11B4E19B5E1B0C48C4D11E9557B9D02" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_29712B93E0008188514011E95578CC3E" xlink:to="loc_us-gaap_StockholdersEquityAbstract_A11B4E19B5E1B0C48C4D11E9557B9D02" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaap_PreferredStockValue_E54DAAEB985142BE47D911E9557B3B73" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_A11B4E19B5E1B0C48C4D11E9557B9D02" xlink:to="loc_us-gaap_PreferredStockValue_E54DAAEB985142BE47D911E9557B3B73" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommonStockAbstract" xlink:label="loc_cfg_CommonStockAbstract_688776E41C9373A86AC011E9557B44B0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_A11B4E19B5E1B0C48C4D11E9557B9D02" xlink:to="loc_cfg_CommonStockAbstract_688776E41C9373A86AC011E9557B44B0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaap_CommonStockValue_7DDBCB204242D3C107E911E9557BEDB8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CommonStockAbstract_688776E41C9373A86AC011E9557B44B0" xlink:to="loc_us-gaap_CommonStockValue_7DDBCB204242D3C107E911E9557BEDB8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="loc_us-gaap_AdditionalPaidInCapital_2F86124407022C1606F111E9557CE9B7" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_A11B4E19B5E1B0C48C4D11E9557B9D02" xlink:to="loc_us-gaap_AdditionalPaidInCapital_2F86124407022C1606F111E9557CE9B7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_3D547885118FF22DB9B211E9557C92DE" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_A11B4E19B5E1B0C48C4D11E9557B9D02" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_3D547885118FF22DB9B211E9557C92DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="loc_us-gaap_TreasuryStockValue_3D7CCE9D59A80E60EEA811E9557C1DE2" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_A11B4E19B5E1B0C48C4D11E9557B9D02" xlink:to="loc_us-gaap_TreasuryStockValue_3D7CCE9D59A80E60EEA811E9557C1DE2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_A0E792DB1CAFAC6F362111E9557C0289" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_A11B4E19B5E1B0C48C4D11E9557B9D02" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_A0E792DB1CAFAC6F362111E9557C0289" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_D31D8362854527C648C411E9557CF4CC" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_A11B4E19B5E1B0C48C4D11E9557B9D02" xlink:to="loc_us-gaap_StockholdersEquity_D31D8362854527C648C411E9557CF4CC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_1AD50DBDA9D9CC94375511E9557DBDBC" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_29712B93E0008188514011E95578CC3E" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_1AD50DBDA9D9CC94375511E9557DBDBC" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_AFF885DC2D88DE3B0B66F2170DABC2B0" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_8B121E348E6F5EFBB8FFF2170DAB864E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_AFF885DC2D88DE3B0B66F2170DABC2B0" xlink:to="loc_us-gaap_StatementTable_8B121E348E6F5EFBB8FFF2170DAB864E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InformationByCategoryOfDebtSecurityAxis" xlink:label="loc_us-gaap_InformationByCategoryOfDebtSecurityAxis_0A0BAA748FD9C4F810D2F2170DAC5BFD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_8B121E348E6F5EFBB8FFF2170DAB864E" xlink:to="loc_us-gaap_InformationByCategoryOfDebtSecurityAxis_0A0BAA748FD9C4F810D2F2170DAC5BFD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InformationByCategoryOfDebtSecurityAxis_0A0BAA748FD9C4F810D2F2170DAC5BFD" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesMember_D7B71FDB182268CAAD8CF2170DAC7360" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesMember_D7B71FDB182268CAAD8CF2170DAC7360" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldtomaturitySecuritiesMember" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesMember_6C9E9006D2C420446975F2170DACC9A9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_4DD2E7B62903569EAD25F2170DAC6663" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesMember_6C9E9006D2C420446975F2170DACC9A9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_EF30B8012EF71271C91EF2170DAD56A8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_8B121E348E6F5EFBB8FFF2170DAB864E" xlink:to="loc_us-gaap_StatementLineItems_EF30B8012EF71271C91EF2170DAD56A8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_D59A66D0D7111219F85BF2170DAD943B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_EF30B8012EF71271C91EF2170DAD56A8" xlink:to="loc_us-gaap_AssetsAbstract_D59A66D0D7111219F85BF2170DAD943B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty" xlink:label="loc_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty_884B046CF9251FFB082BF2170DAD19A6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_D59A66D0D7111219F85BF2170DAD943B" xlink:to="loc_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty_884B046CF9251FFB082BF2170DAD19A6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_C3CBE2F7975A3B1948A9F2170DAE8D1F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_D59A66D0D7111219F85BF2170DAD943B" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_C3CBE2F7975A3B1948A9F2170DAE8D1F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_EF30B8012EF71271C91EF2170DAD56A8" xlink:to="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare_7A2D267BD05E8C6037CDF2170DAE4CDD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_PreferredStockParOrStatedValuePerShare_7A2D267BD05E8C6037CDF2170DAE4CDD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_A57999C8DDE432238D85F2170DAE7869" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_PreferredStockSharesAuthorized_A57999C8DDE432238D85F2170DAE7869" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued_2D38CFC9AE706E394BE0F2176C2EC135" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_PreferredStockSharesIssued_2D38CFC9AE706E394BE0F2176C2EC135" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding_AA9FB3E21937CD775886F217A36A6482" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_PreferredStockSharesOutstanding_AA9FB3E21937CD775886F217A36A6482" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_2FD14F4104B761C470DEF2170DAE3937" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_2FD14F4104B761C470DEF2170DAE3937" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_F5820C1B0729C78433B1F2170DAF56F7" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_F5820C1B0729C78433B1F2170DAF56F7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_F5CE3EE0C82F520E1DF9F2170DAF7321" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_CommonStockSharesIssued_F5CE3EE0C82F520E1DF9F2170DAF7321" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_DC4FB1D9566A8D493D87F2170DAFA7D1" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_DC4FB1D9566A8D493D87F2170DAFA7D1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="loc_us-gaap_TreasuryStockShares_6F5FC7ECB67CD79FA742F2170DAFC224" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FAB43F1318DC46FF0748F2170DAE016B" xlink:to="loc_us-gaap_TreasuryStockShares_6F5FC7ECB67CD79FA742F2170DAFC224" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_FE06F5F69174E590C6C9F802285E213D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_88E4B75D7F953338AEF5F802285E3167" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_FE06F5F69174E590C6C9F802285E213D" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_88E4B75D7F953338AEF5F802285E3167" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaap_ProfitLoss_D756A429DFA21483A7E0F802285F4F1D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_88E4B75D7F953338AEF5F802285E3167" xlink:to="loc_us-gaap_ProfitLoss_D756A429DFA21483A7E0F802285F4F1D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_88E4B75D7F953338AEF5F802285E3167" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_us-gaap_ProvisionForLoanAndLeaseLosses_C43231B6C655E5378DEEF802285F707A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:to="loc_us-gaap_ProvisionForLoanAndLeaseLosses_C43231B6C655E5378DEEF802285F707A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:label="loc_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_D1678D2B8A9E2B2A87D4F8022860EF20" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:to="loc_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_D1678D2B8A9E2B2A87D4F8022860EF20" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:label="loc_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_C8F10B8EF921FD2956DBF8022860AE98" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:to="loc_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_C8F10B8EF921FD2956DBF8022860AE98" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToPurchaseOtherLoansHeldForSale" xlink:label="loc_us-gaap_PaymentsToPurchaseOtherLoansHeldForSale_723DAAB9BDE751F71B6FF8022860ECF0" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:to="loc_us-gaap_PaymentsToPurchaseOtherLoansHeldForSale_723DAAB9BDE751F71B6FF8022860ECF0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale" xlink:label="loc_us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale_6289847B6613D8793E38F80228603603" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:to="loc_us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale_6289847B6613D8793E38F80228603603" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNet" xlink:label="loc_us-gaap_DepreciationAmortizationAndAccretionNet_BD145C36B9B1C976A64AF8022861E858" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:to="loc_us-gaap_DepreciationAmortizationAndAccretionNet_BD145C36B9B1C976A64AF8022861E858" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageServicingRightsMSRImpairmentRecovery" xlink:label="loc_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_96C851DD127FDD1D2D90F8022861EFBB" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:to="loc_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_96C851DD127FDD1D2D90F8022861EFBB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_A2AC45E5296A87D1140BF80228613DDB" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_A2AC45E5296A87D1140BF80228613DDB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_13194F83F67C25543D1CF8022861FC27" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_13194F83F67C25543D1CF8022861FC27" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_BC9788A6B69A2B7187E8F8022861FDC6" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpense_BC9788A6B69A2B7187E8F8022861FDC6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract" xlink:label="loc_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract_0161DE79D6BDDC96A31EF802286215EC" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_CC0AC4E17FC8B9B9EFDDF802285F56FF" xlink:to="loc_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract_0161DE79D6BDDC96A31EF802286215EC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_793EE88D91075461DBB9F80228620A44" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract_0161DE79D6BDDC96A31EF802286215EC" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_793EE88D91075461DBB9F80228620A44" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiRealizedGainLoss" xlink:label="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_80E49CC37D76816854A2F80228628966" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract_0161DE79D6BDDC96A31EF802286215EC" xlink:to="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_80E49CC37D76816854A2F80228628966" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnDispositionOfAssets" xlink:label="loc_us-gaap_GainLossOnDispositionOfAssets_81B474BB32414485867DF80228625C24" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract_0161DE79D6BDDC96A31EF802286215EC" xlink:to="loc_us-gaap_GainLossOnDispositionOfAssets_81B474BB32414485867DF80228625C24" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnSaleOfOtherLoansAndLeases" xlink:label="loc_us-gaap_GainLossOnSaleOfOtherLoansAndLeases_3CCA5AC917B980383197F8022862C5EA" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract_0161DE79D6BDDC96A31EF802286215EC" xlink:to="loc_us-gaap_GainLossOnSaleOfOtherLoansAndLeases_3CCA5AC917B980383197F8022862C5EA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_C478BD6C0C154B804184F80228639EFA" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_88E4B75D7F953338AEF5F802285E3167" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_C478BD6C0C154B804184F80228639EFA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_38EFCFD99DC6256A9005F802286332D1" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_88E4B75D7F953338AEF5F802285E3167" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_38EFCFD99DC6256A9005F802286332D1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_19A5ACF572B7C43D25FAF8022863CCEA" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_88E4B75D7F953338AEF5F802285E3167" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_19A5ACF572B7C43D25FAF8022863CCEA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_FE06F5F69174E590C6C9F802285E213D" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireInvestmentsAbstract" xlink:label="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8" xlink:to="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_5423D6498B56E3DA3667F80228642DF0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_5423D6498B56E3DA3667F80228642DF0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_C8E50D547FC0D98F7C73F802286492A9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_C8E50D547FC0D98F7C73F802286492A9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_11FDCECD1297BD4D7285F8022864A3F2" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_11FDCECD1297BD4D7285F8022864A3F2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_F6B068D7F23A458FA9FBF8022864AE3D" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D" xlink:to="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_F6B068D7F23A458FA9FBF8022864AE3D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_4AE33D6E0CE0419DF07DF8022865A6BE" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_4AE33D6E0CE0419DF07DF8022865A6BE" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PaymentsToAcquireEquitySecuritiesFVNI" xlink:label="loc_cfg_PaymentsToAcquireEquitySecuritiesFVNI_E9CA24ED0B35D604004CF852D5B0E7C1" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D" xlink:to="loc_cfg_PaymentsToAcquireEquitySecuritiesFVNI_E9CA24ED0B35D604004CF852D5B0E7C1" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ProceedsFromSalesOfEquitySecuritiesFVNI" xlink:label="loc_cfg_ProceedsFromSalesOfEquitySecuritiesFVNI_C3269DD8B4AA73640E59F82DB6ADCF13" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D" xlink:to="loc_cfg_ProceedsFromSalesOfEquitySecuritiesFVNI_C3269DD8B4AA73640E59F82DB6ADCF13" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireOtherInvestments" xlink:label="loc_us-gaap_PaymentsToAcquireOtherInvestments_1ECEE4A727154BAA7D00F802286576DD" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D" xlink:to="loc_us-gaap_PaymentsToAcquireOtherInvestments_1ECEE4A727154BAA7D00F802286576DD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherInvestments" xlink:label="loc_us-gaap_ProceedsFromSaleOfOtherInvestments_177F4AECB536C3BF111AF80228653B96" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_8798607FDAEA0D6A4043F8022863D98D" xlink:to="loc_us-gaap_ProceedsFromSaleOfOtherInvestments_177F4AECB536C3BF111AF80228653B96" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks" xlink:label="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_380EE050B55BC9711BACF802286582B1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8" xlink:to="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_380EE050B55BC9711BACF802286582B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireMortgageServicingRightsMSR" xlink:label="loc_us-gaap_PaymentsToAcquireMortgageServicingRightsMSR_686052E6D298FD865227F8022865D2C9" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8" xlink:to="loc_us-gaap_PaymentsToAcquireMortgageServicingRightsMSR_686052E6D298FD865227F8022865D2C9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_C1194779E699C96036AFF802286604D3" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_C1194779E699C96036AFF802286604D3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases_9255830B04A1C154FB82F80228664F4B" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8" xlink:to="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases_9255830B04A1C154FB82F80228664F4B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromLifeInsurancePolicies" xlink:label="loc_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_0D1A542CD7170F4C388CF80228660C40" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8" xlink:to="loc_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_0D1A542CD7170F4C388CF80228660C40" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract" xlink:label="loc_us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract_EB746A5D4C487E6E2009F8022866891C" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8" xlink:to="loc_us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract_EB746A5D4C487E6E2009F8022866891C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_ABE4D6C466DED352EE6CF80228661B06" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract_EB746A5D4C487E6E2009F8022866891C" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_ABE4D6C466DED352EE6CF80228661B06" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_71FD9259811B95FB672CF80228679E14" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract_EB746A5D4C487E6E2009F8022866891C" xlink:to="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_71FD9259811B95FB672CF80228679E14" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForSoftware" xlink:label="loc_us-gaap_PaymentsForSoftware_408F9A2BBCC00C5C0496F8022867C5FF" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8" xlink:to="loc_us-gaap_PaymentsForSoftware_408F9A2BBCC00C5C0496F8022867C5FF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_FB9D5728BFA6EF8A32CEF80228675BAD" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_6E7BC4D4B3293E03A38AF802286332A8" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_FB9D5728BFA6EF8A32CEF80228675BAD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_FE06F5F69174E590C6C9F802285E213D" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="loc_us-gaap_IncreaseDecreaseInDeposits_0D00FC41280E5E6FD671F80228674471" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:to="loc_us-gaap_IncreaseDecreaseInDeposits_0D00FC41280E5E6FD671F80228674471" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="loc_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_74DCCEE1FCFBBBB38B62F80228683E07" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:to="loc_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_74DCCEE1FCFBBBB38B62F80228683E07" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ProceedsFromRepaymentsOfShortTermDebtOther" xlink:label="loc_cfg_ProceedsFromRepaymentsOfShortTermDebtOther_E1E013005B86CF2DE42CF8022868822C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:to="loc_cfg_ProceedsFromRepaymentsOfShortTermDebtOther_E1E013005B86CF2DE42CF8022868822C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_2E0B447D8C6B9E5F444DF802286816DD" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_2E0B447D8C6B9E5F444DF802286816DD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt_7C8906237F4A8FBA8FDAF8022868382E" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:to="loc_us-gaap_RepaymentsOfLongTermDebt_7C8906237F4A8FBA8FDAF8022868382E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_DCEF8A5EDB73EED48493F80228681155" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_DCEF8A5EDB73EED48493F80228681155" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPrivatePlacement" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_A8AA5895E56EB3CEA52AF8022868F311" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_A8AA5895E56EB3CEA52AF8022868F311" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_CD9CA88C93424A518B9CF80228699D9E" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:to="loc_us-gaap_PaymentsOfDividendsCommonStock_CD9CA88C93424A518B9CF80228699D9E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_7F4352FD1A749AABC953F8022869C1CF" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:to="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_7F4352FD1A749AABC953F8022869C1CF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:label="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_F71E642168714A454CF4F80228693471" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:to="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_F71E642168714A454CF4F80228693471" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_D3032B2ADEDF2CFBB5C8F8022869B3B2" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AFB84F96265E46922596F80228679FA1" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_D3032B2ADEDF2CFBB5C8F8022869B3B2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_2411621453ADE1D67B1FF8022869DD16" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_FE06F5F69174E590C6C9F802285E213D" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_2411621453ADE1D67B1FF8022869DD16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_13C80AACDCD1FAC60611F802286A121C" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_FE06F5F69174E590C6C9F802285E213D" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_13C80AACDCD1FAC60611F802286A121C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_8A0203441819CA1C7B94F802286AADE7" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_FE06F5F69174E590C6C9F802285E213D" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_8A0203441819CA1C7B94F802286AADE7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract_83510A58B60D620CD827F802286F158A" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_FE06F5F69174E590C6C9F802285E213D" xlink:to="loc_us-gaap_SupplementalCashFlowInformationAbstract_83510A58B60D620CD827F802286F158A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestPaidNet" xlink:label="loc_us-gaap_InterestPaidNet_964C7C4C62FF1D31BD14F802286F00B0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_83510A58B60D620CD827F802286F158A" xlink:to="loc_us-gaap_InterestPaidNet_964C7C4C62FF1D31BD14F802286F00B0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="loc_us-gaap_IncomeTaxesPaid_7432B40BA26DB8F1F8B7F8022870948E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_83510A58B60D620CD827F802286F158A" xlink:to="loc_us-gaap_IncomeTaxesPaid_7432B40BA26DB8F1F8B7F8022870948E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract" xlink:label="loc_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract_1E440779226BF837FCE2F802287036DF" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_FE06F5F69174E590C6C9F802285E213D" xlink:to="loc_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract_1E440779226BF837FCE2F802287036DF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity" xlink:label="loc_cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity_B569A8A2A070B0DA7131F80228706948" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract_1E440779226BF837FCE2F802287036DF" xlink:to="loc_cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity_B569A8A2A070B0DA7131F80228706948" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale" xlink:label="loc_cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale_5782781CEECD8E3CEF60F80228700C33" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract_1E440779226BF837FCE2F802287036DF" xlink:to="loc_cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale_5782781CEECD8E3CEF60F80228700C33" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransferToInvestments" xlink:label="loc_us-gaap_TransferToInvestments_477C5BF19E0F4DDAA2ABF8022870BED7" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract_1E440779226BF837FCE2F802287036DF" xlink:to="loc_us-gaap_TransferToInvestments_477C5BF19E0F4DDAA2ABF8022870BED7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_3BDD109C86D3F92F817CF80228714AB7" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract_1E440779226BF837FCE2F802287036DF" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_3BDD109C86D3F92F817CF80228714AB7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_5F55D56848919F348BF0F802287175BE" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract_1E440779226BF837FCE2F802287036DF" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_5F55D56848919F348BF0F802287175BE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInBrokerageReceivables" xlink:label="loc_us-gaap_IncreaseDecreaseInBrokerageReceivables_28AF4DBB88439A1E4AE9F80228711F8E" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract_1E440779226BF837FCE2F802287036DF" xlink:to="loc_us-gaap_IncreaseDecreaseInBrokerageReceivables_28AF4DBB88439A1E4AE9F80228711F8E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_242BE048AA3310C41C5577CEDF4216A6" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_9F8752D3AB8172F2162D77CEDF423E29" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_242BE048AA3310C41C5577CEDF4216A6" xlink:to="loc_us-gaap_StatementTable_9F8752D3AB8172F2162D77CEDF423E29" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_EDC6CF365A9ABEBCF3CB77CEDF439C5F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_9F8752D3AB8172F2162D77CEDF423E29" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_EDC6CF365A9ABEBCF3CB77CEDF439C5F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_EDC6CF365A9ABEBCF3CB77CEDF439C5F" xlink:to="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="loc_us-gaap_PreferredStockMember_715850FF906E06D13A7277CEDF432C92" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:to="loc_us-gaap_PreferredStockMember_715850FF906E06D13A7277CEDF432C92" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember_B8F3CCED972A04221B7477CEDF43B852" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:to="loc_us-gaap_CommonStockMember_B8F3CCED972A04221B7477CEDF43B852" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_E8B9BA29D2FC213E322577CEDF43B4DE" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_E8B9BA29D2FC213E322577CEDF43B4DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember_31013104DB24A63A14C477CEDF44CC7E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:to="loc_us-gaap_RetainedEarningsMember_31013104DB24A63A14C477CEDF44CC7E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockMember" xlink:label="loc_us-gaap_TreasuryStockMember_F2020E68F8377FF3BFBB77CEDF448207" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:to="loc_us-gaap_TreasuryStockMember_F2020E68F8377FF3BFBB77CEDF448207" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_82AC5392035F7F11462077CEDF4480C6" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_1B2A5AF0E7D6584A306F77CEDF438AC3" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_82AC5392035F7F11462077CEDF4480C6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_B3B7B5124CB6054B4E8377CEDF44DDCA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_9F8752D3AB8172F2162D77CEDF423E29" xlink:to="loc_us-gaap_StatementLineItems_B3B7B5124CB6054B4E8377CEDF44DDCA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_B3B7B5124CB6054B4E8377CEDF44DDCA" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SharesOutstanding" xlink:label="loc_us-gaap_SharesOutstanding_B8A8BB82AC8CD2B732E277CEDF45E91D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_SharesOutstanding_B8A8BB82AC8CD2B732E277CEDF45E91D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_1D30D0A3E164AF61884177CEDF451B0D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_StockholdersEquity_1D30D0A3E164AF61884177CEDF451B0D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="loc_us-gaap_DividendsCommonStockCash_1EAA388E2E9DD8153E1E77CEDF453AD7" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_DividendsCommonStockCash_1EAA388E2E9DD8153E1E77CEDF453AD7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="loc_us-gaap_DividendsPreferredStockCash_DB36BE33766DF0BC1C0F77CEDF45A9C6" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_DividendsPreferredStockCash_DB36BE33766DF0BC1C0F77CEDF45A9C6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesNewIssues" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesNewIssues_DCE32D889C9363377FF677CEDF456DCB" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesNewIssues_DCE32D889C9363377FF677CEDF456DCB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues_5055B921940BDDF18E5377CEDF469811" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues_5055B921940BDDF18E5377CEDF469811" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockSharesAcquired" xlink:label="loc_us-gaap_TreasuryStockSharesAcquired_42812539A8EA26A5D0F277CEDF463402" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_TreasuryStockSharesAcquired_42812539A8EA26A5D0F277CEDF463402" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="loc_us-gaap_TreasuryStockValueAcquiredCostMethod_BD30D066257C1916B34077CEDF460DDA" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_TreasuryStockValueAcquiredCostMethod_BD30D066257C1916B34077CEDF460DDA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_93504A798674DC5384E077CEDF46B5E5" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_93504A798674DC5384E077CEDF46B5E5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_3AFD55758602DD419EF277CEDF46217E" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_3AFD55758602DD419EF277CEDF46217E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_424B9DF483156F7EED0477CEDF46BC99" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_424B9DF483156F7EED0477CEDF46BC99" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xlink:label="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_F4637234358E580C713077CEDF47CF8F" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_F4637234358E580C713077CEDF47CF8F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_3263FA090DDE4F222BD777CEDF47A0E6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A" xlink:to="loc_us-gaap_NetIncomeLoss_3263FA090DDE4F222BD777CEDF47A0E6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_BC6E2F37743A17150F9B77CEDF47493E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_BC6E2F37743A17150F9B77CEDF47493E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_C2ABE5251097B1A8F94D77CEDF47EA85" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_EAF01ACCDC890E7EB2D477CEDF47C12A" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_C2ABE5251097B1A8F94D77CEDF47EA85" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings" xlink:label="loc_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_3C0A654E8E1DDF46A87377CEDF485F3F" xlink:type="locator" />
    <link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings_3C0A654E8E1DDF46A87377CEDF485F3F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SharesOutstanding" xlink:label="loc_us-gaap_SharesOutstanding_1CEEF741F970A06AE59877CEDF4801FA" xlink:type="locator" />
    <link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_SharesOutstanding_1CEEF741F970A06AE59877CEDF4801FA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_CBC8354E06EDAAA5983077CEDF48CF50" xlink:type="locator" />
    <link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_76A1D421D29A0EDC85E377CEDF44ABA8" xlink:to="loc_us-gaap_StockholdersEquity_CBC8354E06EDAAA5983077CEDF48CF50" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_DF4F5E5620F397ED0CA160148F1D595E" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_09F15B09566EDD86A15C60148F1D4F74" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_DF4F5E5620F397ED0CA160148F1D595E" xlink:to="loc_us-gaap_NetIncomeLoss_09F15B09566EDD86A15C60148F1D4F74" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_DF4F5E5620F397ED0CA160148F1D595E" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax_BEE7F54EFDEDE28C79CB60148F1E3493" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax_BEE7F54EFDEDE28C79CB60148F1E3493" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_98CD8B4ACF36577BFBE160148F1E4945" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_98CD8B4ACF36577BFBE160148F1E4945" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax_A366BA17DD1A6FF46A5560148F1ECD87" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax_A366BA17DD1A6FF46A5560148F1ECD87" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_311E0C1FD228BBD15D3860148F1E007A" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_311E0C1FD228BBD15D3860148F1E007A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_CB2E23C3702D1D1EAF6060148F1F0396" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_CB2E23C3702D1D1EAF6060148F1F0396" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_6E49DA0E5A933A7F9DB160148F1F3D4C" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_6E49DA0E5A933A7F9DB160148F1F3D4C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_36F4575DDDCF930F2EDB60148F1FBFA2" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_36F4575DDDCF930F2EDB60148F1FBFA2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParentAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParentAbstract_8B0FC3C792542A7A4BF160148F1F90E7" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParentAbstract_8B0FC3C792542A7A4BF160148F1F90E7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax_EF753CA1DB747EF0286860148F1FE2CB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParentAbstract_8B0FC3C792542A7A4BF160148F1F90E7" xlink:to="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax_EF753CA1DB747EF0286860148F1FE2CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_86A30E72D57B3642629060148F2020BC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParentAbstract_8B0FC3C792542A7A4BF160148F1F90E7" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_86A30E72D57B3642629060148F2020BC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax_6088D74367E7744AC26260148F20E191" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParentAbstract_8B0FC3C792542A7A4BF160148F1F90E7" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax_6088D74367E7744AC26260148F20E191" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_9A141A59B8DAAA226A0B60148F20CCA1" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_9A463C4756855B94634960148F1E77C0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_9A141A59B8DAAA226A0B60148F20CCA1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_9D494D52B7EBFFB4250660148F203663" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_DF4F5E5620F397ED0CA160148F1D595E" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_9D494D52B7EBFFB4250660148F203663" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_B5DFA0089A29A4F942BFCF2292E7BE53" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax_1298772B98DF3EBA9B52CF2292E71324" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_B5DFA0089A29A4F942BFCF2292E7BE53" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax_1298772B98DF3EBA9B52CF2292E71324" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_33919DCA573CB0AEEABECF2292E79A0F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_B5DFA0089A29A4F942BFCF2292E7BE53" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_33919DCA573CB0AEEABECF2292E79A0F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax_26D07ACCBBCCCDA02B76CF2292E7E8B0" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_B5DFA0089A29A4F942BFCF2292E7BE53" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax_26D07ACCBBCCCDA02B76CF2292E7E8B0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax_B48CCA075C43CF6AF019CF2292E778EA" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_B5DFA0089A29A4F942BFCF2292E7BE53" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax_B48CCA075C43CF6AF019CF2292E778EA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_243AAC55EE1B2CEEE3D0CF2292E775B4" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_B5DFA0089A29A4F942BFCF2292E7BE53" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_243AAC55EE1B2CEEE3D0CF2292E775B4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent_9ED3C0B092C6E7475CAACF2292E7335F" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_B5DFA0089A29A4F942BFCF2292E7BE53" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent_9ED3C0B092C6E7475CAACF2292E7335F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_789FCC51A042DD01A703CF2292E7E9E2" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_B5DFA0089A29A4F942BFCF2292E7BE53" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_789FCC51A042DD01A703CF2292E7E9E2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_8CCFF4D3D8EEDCBF2D78CF2292E7A494" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_B5DFA0089A29A4F942BFCF2292E7BE53" xlink:to="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_8CCFF4D3D8EEDCBF2D78CF2292E7A494" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_F0C362488FC7B226AE9ECF2292E76F7A" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_B5DFA0089A29A4F942BFCF2292E7BE53" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_F0C362488FC7B226AE9ECF2292E76F7A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax_E01AB73035B7DCE21686CF2292EBFEF2" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_B5DFA0089A29A4F942BFCF2292E7BE53" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax_E01AB73035B7DCE21686CF2292EBFEF2" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_23E3E6BA27A8996EAD47D817ED94F880" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_23E3E6BA27A8996EAD47D817ED94F880" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio_CF4B4BD130226806C8A3D817F1C7EE61" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_23E3E6BA27A8996EAD47D817ED94F880" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio_CF4B4BD130226806C8A3D817F1C7EE61" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages_F8384E82EFCE060BC951D817ED94CCFB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_23E3E6BA27A8996EAD47D817ED94F880" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages_F8384E82EFCE060BC951D817ED94CCFB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale" xlink:label="loc_us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale_EA18E89F5E991D38FCB8D817ED9409A5" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_23E3E6BA27A8996EAD47D817ED94F880" xlink:to="loc_us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale_EA18E89F5E991D38FCB8D817ED9409A5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="loc_us-gaap_InterestAndDividendIncomeSecurities_17035AA2E537CBADFCA1D817ED94BCDC" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_23E3E6BA27A8996EAD47D817ED94F880" xlink:to="loc_us-gaap_InterestAndDividendIncomeSecurities_17035AA2E537CBADFCA1D817ED94BCDC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeDepositsWithFinancialInstitutions" xlink:label="loc_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_C122223AD2ED68D1A066D817ED95FCA4" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_23E3E6BA27A8996EAD47D817ED94F880" xlink:to="loc_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_C122223AD2ED68D1A066D817ED95FCA4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_7A2495EB46F6D74FD0E0D817ED95988D" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_23E3E6BA27A8996EAD47D817ED94F880" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_7A2495EB46F6D74FD0E0D817ED95988D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="loc_us-gaap_InterestExpenseAbstract_0F3B7494CD7CA4296E4CD817ED95C8F5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:to="loc_us-gaap_InterestExpenseAbstract_0F3B7494CD7CA4296E4CD817ED95C8F5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="loc_us-gaap_InterestExpenseDeposits_9083C4B0862F44691DCFD817ED96EBA3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_0F3B7494CD7CA4296E4CD817ED95C8F5" xlink:to="loc_us-gaap_InterestExpenseDeposits_9083C4B0862F44691DCFD817ED96EBA3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_76F6F3B1E00B3BF45023D817ED963FB1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_0F3B7494CD7CA4296E4CD817ED95C8F5" xlink:to="loc_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_76F6F3B1E00B3BF45023D817ED963FB1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseOtherShortTermBorrowings" xlink:label="loc_us-gaap_InterestExpenseOtherShortTermBorrowings_64B1292D78B16A1E99D3D817ED96A446" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_0F3B7494CD7CA4296E4CD817ED95C8F5" xlink:to="loc_us-gaap_InterestExpenseOtherShortTermBorrowings_64B1292D78B16A1E99D3D817ED96A446" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseLongTermDebt" xlink:label="loc_us-gaap_InterestExpenseLongTermDebt_0664CC1A0FE4D535FD69D817ED96008B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_0F3B7494CD7CA4296E4CD817ED95C8F5" xlink:to="loc_us-gaap_InterestExpenseLongTermDebt_0664CC1A0FE4D535FD69D817ED96008B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_9A5B6053D37225AE8BE4D817ED967DDF" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_0F3B7494CD7CA4296E4CD817ED95C8F5" xlink:to="loc_us-gaap_InterestExpense_9A5B6053D37225AE8BE4D817ED967DDF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_DC735070ECC95D2ABAB0D817ED97C218" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_DC735070ECC95D2ABAB0D817ED97C218" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EB60E9C7ADCEBD0ABADAD817ED977ECD" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EB60E9C7ADCEBD0ABADAD817ED977ECD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_8ACD5C757477E21EC531D817ED97EB5A" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:to="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_8ACD5C757477E21EC531D817ED97EB5A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="loc_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:to="loc_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServiceChargesandFees" xlink:label="loc_cfg_ServiceChargesandFees_0155397B41BD36775EE8D817ED9774CE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:to="loc_cfg_ServiceChargesandFees_0155397B41BD36775EE8D817ED9774CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FeesAndCommissionsMortgageBankingAndServicing" xlink:label="loc_us-gaap_FeesAndCommissionsMortgageBankingAndServicing_DDD84740CFA5316B09DBD817ED985C57" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:to="loc_us-gaap_FeesAndCommissionsMortgageBankingAndServicing_DDD84740CFA5316B09DBD817ED985C57" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FeesAndCommissionsCreditAndDebitCards1" xlink:label="loc_cfg_FeesAndCommissionsCreditAndDebitCards1_1CE97D28F2180644D075D817ED9885D4" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:to="loc_cfg_FeesAndCommissionsCreditAndDebitCards1_1CE97D28F2180644D075D817ED9885D4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalMarketsFees" xlink:label="loc_cfg_CapitalMarketsFees_6E2BABDD87077CEE27D4D817ED984305" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:to="loc_cfg_CapitalMarketsFees_6E2BABDD87077CEE27D4D817ED984305" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TrustandInvestmentServiceFees" xlink:label="loc_cfg_TrustandInvestmentServiceFees_0B1676B90213E9E67C49D817ED98E3F5" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:to="loc_cfg_TrustandInvestmentServiceFees_0B1676B90213E9E67C49D817ED98E3F5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ForeignExchangeandTradeFinanceFees" xlink:label="loc_cfg_ForeignExchangeandTradeFinanceFees_E10EC4EF0D2D630E9C7ED817ED98824D" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:to="loc_cfg_ForeignExchangeandTradeFinanceFees_E10EC4EF0D2D630E9C7ED817ED98824D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LetterofCreditandLoanFees" xlink:label="loc_cfg_LetterofCreditandLoanFees_036086102370FBD78940D817ED9870B1" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:to="loc_cfg_LetterofCreditandLoanFees_036086102370FBD78940D817ED9870B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesRealizedGainLoss" xlink:label="loc_us-gaap_DebtSecuritiesRealizedGainLoss_03CE1189F68851D0DA78D817ED9974E8" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:to="loc_us-gaap_DebtSecuritiesRealizedGainLoss_03CE1189F68851D0DA78D817ED9974E8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_4FC3016183F7480D5F2DD817ED99AB15" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_4FC3016183F7480D5F2DD817ED99AB15" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="loc_us-gaap_NoninterestIncomeOther_641FF50660DAC92AA701D817ED99FB67" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:to="loc_us-gaap_NoninterestIncomeOther_641FF50660DAC92AA701D817ED99FB67" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_94AA6F586646B918ED72D817ED9950DC" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_23C52ACFDC64372F4171D817ED97C54B" xlink:to="loc_us-gaap_NoninterestIncome_94AA6F586646B918ED72D817ED9950DC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_us-gaap_NoninterestExpenseAbstract_6FB2BD22F296078980A1D817ED99EB17" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:to="loc_us-gaap_NoninterestExpenseAbstract_6FB2BD22F296078980A1D817ED99EB17" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense_FF3CCEE1E2E694F3DCECD817ED99EC96" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_6FB2BD22F296078980A1D817ED99EB17" xlink:to="loc_us-gaap_LaborAndRelatedExpense_FF3CCEE1E2E694F3DCECD817ED99EC96" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquipmentExpense" xlink:label="loc_us-gaap_EquipmentExpense_94C993EED1AAAE9213B3D817ED9A5FC9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_6FB2BD22F296078980A1D817ED99EB17" xlink:to="loc_us-gaap_EquipmentExpense_94C993EED1AAAE9213B3D817ED9A5FC9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="loc_us-gaap_ProfessionalFees_FE8B9C1A7849A386ED8BD817ED9ABBD4" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_6FB2BD22F296078980A1D817ED99EB17" xlink:to="loc_us-gaap_ProfessionalFees_FE8B9C1A7849A386ED8BD817ED9ABBD4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_us-gaap_OccupancyNet_ECDE5C6913C4AD46DF45D817ED9AFABC" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_6FB2BD22F296078980A1D817ED99EB17" xlink:to="loc_us-gaap_OccupancyNet_ECDE5C6913C4AD46DF45D817ED9AFABC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_us-gaap_OtherNoninterestExpense_8FD381CBA62D617E81BDD817ED9AB7A2" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_6FB2BD22F296078980A1D817ED99EB17" xlink:to="loc_us-gaap_OtherNoninterestExpense_8FD381CBA62D617E81BDD817ED9AB7A2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_8E018E1EF18756A7638ED817ED9A788A" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_6FB2BD22F296078980A1D817ED99EB17" xlink:to="loc_us-gaap_NoninterestExpense_8E018E1EF18756A7638ED817ED9A788A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_919F92BC811F9F1C5BACD817ED9BE535" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_919F92BC811F9F1C5BACD817ED9BE535" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_D6425F66AE64496B3B0BD817ED9B96EE" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_D6425F66AE64496B3B0BD817ED9B96EE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_2A0B3A074FB642AE61FFD817ED9B6F83" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:to="loc_us-gaap_NetIncomeLoss_2A0B3A074FB642AE61FFD817ED9B6F83" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_E6341E006EF5951F1C4BD817ED9B5D93" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_E6341E006EF5951F1C4BD817ED9B5D93" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_955B04B814BDDF73E137D817ED9B1E4F" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_955B04B814BDDF73E137D817ED9B1E4F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_508B11910FE094F8CC3BD817ED9B4279" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_955B04B814BDDF73E137D817ED9B1E4F" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_508B11910FE094F8CC3BD817ED9B4279" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_4F3BD4019F52F2F0F888D817ED9C346E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_955B04B814BDDF73E137D817ED9B1E4F" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_4F3BD4019F52F2F0F888D817ED9C346E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_988E4EBB53B3E5766400D817ED9CE989" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_C9963A0ABF72EE715B6BD817ED93E6DF" xlink:to="loc_us-gaap_EarningsPerShareAbstract_988E4EBB53B3E5766400D817ED9CE989" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_30F1C0FCC9D9D3D0D371D817ED9C3A8A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_988E4EBB53B3E5766400D817ED9CE989" xlink:to="loc_us-gaap_EarningsPerShareBasic_30F1C0FCC9D9D3D0D371D817ED9C3A8A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_09F5EA5F75D5B3B0CBE9D817ED9CB5A1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_988E4EBB53B3E5766400D817ED9CE989" xlink:to="loc_us-gaap_EarningsPerShareDiluted_09F5EA5F75D5B3B0CBE9D817ED9CB5A1" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/CoverPage" xlink:type="extended">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CoverAbstract" xlink:label="loc_dei_CoverAbstract_206E9528D6EE7CBD6049209A094A9C61" xlink:type="locator" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentInformationTable" xlink:label="loc_dei_DocumentInformationTable_25D4F54999CBFC42E9F9209A094F3B96" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_206E9528D6EE7CBD6049209A094A9C61" xlink:to="loc_dei_DocumentInformationTable_25D4F54999CBFC42E9F9209A094F3B96" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaap_StatementClassOfStockAxis_8E04F063323435F048C2209A0951F584" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationTable_25D4F54999CBFC42E9F9209A094F3B96" xlink:to="loc_us-gaap_StatementClassOfStockAxis_8E04F063323435F048C2209A0951F584" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_49447373619451801F65209A0951BE91" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_8E04F063323435F048C2209A0951F584" xlink:to="loc_us-gaap_ClassOfStockDomain_49447373619451801F65209A0951BE91" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember_0B6940AC206A9556E812209A0952BA2D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_49447373619451801F65209A0951BE91" xlink:to="loc_us-gaap_CommonStockMember_0B6940AC206A9556E812209A0952BA2D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesDPreferredStockMember" xlink:label="loc_us-gaap_SeriesDPreferredStockMember_DCB1BB11D0AF19029866209A09524D72" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_49447373619451801F65209A0951BE91" xlink:to="loc_us-gaap_SeriesDPreferredStockMember_DCB1BB11D0AF19029866209A09524D72" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesEPreferredStockMember" xlink:label="loc_us-gaap_SeriesEPreferredStockMember_750593E0F46BB398F2E1209A0953F47C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_49447373619451801F65209A0951BE91" xlink:to="loc_us-gaap_SeriesEPreferredStockMember_750593E0F46BB398F2E1209A0953F47C" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentInformationLineItems" xlink:label="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationTable_25D4F54999CBFC42E9F9209A094F3B96" xlink:to="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType_0B968F4901AF92255A28209A0953E2E2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_DocumentType_0B968F4901AF92255A28209A0953E2E2" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentAnnualReport" xlink:label="loc_dei_DocumentAnnualReport_A576E2A5FEE642042883209A0953A112" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_DocumentAnnualReport_A576E2A5FEE642042883209A0953A112" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate_EAF404F4108AEBD92064209A09540B89" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_DocumentPeriodEndDate_EAF404F4108AEBD92064209A09540B89" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentTransitionReport" xlink:label="loc_dei_DocumentTransitionReport_BA27572E2342B6F358AD209A095475F5" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_DocumentTransitionReport_BA27572E2342B6F358AD209A095475F5" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber" xlink:label="loc_dei_EntityFileNumber_67E54383DE71FC671657209A09544A54" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityFileNumber_67E54383DE71FC671657209A09544A54" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName_2939901FEAD4BB380797209A0955F41E" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityRegistrantName_2939901FEAD4BB380797209A0955F41E" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_dei_EntityIncorporationStateCountryCode_35070061436BDF3FED52209A0955CE6B" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityIncorporationStateCountryCode_35070061436BDF3FED52209A0955CE6B" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_dei_EntityTaxIdentificationNumber_5BA7635C630A5BE979D7209A0955B8AF" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityTaxIdentificationNumber_5BA7635C630A5BE979D7209A0955B8AF" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_dei_EntityAddressAddressLine1_E3B7A953C41E05456DDA209A0955D939" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityAddressAddressLine1_E3B7A953C41E05456DDA209A0955D939" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_dei_EntityAddressCityOrTown_AAAF21F93A65A8C53D96209A09556218" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityAddressCityOrTown_AAAF21F93A65A8C53D96209A09556218" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_dei_EntityAddressStateOrProvince_472A703B3A0CB591AA3F209A095624BF" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityAddressStateOrProvince_472A703B3A0CB591AA3F209A095624BF" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_dei_EntityAddressPostalZipCode_7D4980BAC476576445B5209A0956EA4F" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityAddressPostalZipCode_7D4980BAC476576445B5209A0956EA4F" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode" xlink:label="loc_dei_CityAreaCode_FE6CA36E2D9D87C88669209A0956AE34" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_CityAreaCode_FE6CA36E2D9D87C88669209A0956AE34" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber" xlink:label="loc_dei_LocalPhoneNumber_1D141114D7A094BC53C1209A0957B499" xlink:type="locator" />
    <link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_LocalPhoneNumber_1D141114D7A094BC53C1209A0957B499" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle" xlink:label="loc_dei_Security12bTitle_DB584FF6D153CB9D3AC0209A09579913" xlink:type="locator" />
    <link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_Security12bTitle_DB584FF6D153CB9D3AC0209A09579913" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol_7CB56BC86815866418BA209A0957C899" xlink:type="locator" />
    <link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_TradingSymbol_7CB56BC86815866418BA209A0957C899" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName" xlink:label="loc_dei_SecurityExchangeName_21BB053FEBCC79989D42209A0957C162" xlink:type="locator" />
    <link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_SecurityExchangeName_21BB053FEBCC79989D42209A0957C162" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_dei_EntityWellKnownSeasonedIssuer_D1B21FAB740172948490209A095840CD" xlink:type="locator" />
    <link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityWellKnownSeasonedIssuer_D1B21FAB740172948490209A095840CD" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_dei_EntityVoluntaryFilers_86A65DE0D36BA4AE1F0B209A09583BD3" xlink:type="locator" />
    <link:presentationArc order="19" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityVoluntaryFilers_86A65DE0D36BA4AE1F0B209A09583BD3" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_dei_EntityCurrentReportingStatus_5D62F5603B3F8BD8ABDA209A095870D2" xlink:type="locator" />
    <link:presentationArc order="20" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityCurrentReportingStatus_5D62F5603B3F8BD8ABDA209A095870D2" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_dei_EntityInteractiveDataCurrent_0B0AD53E7C9F9F898E00209A09599E7E" xlink:type="locator" />
    <link:presentationArc order="21" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityInteractiveDataCurrent_0B0AD53E7C9F9F898E00209A09599E7E" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_dei_EntityFilerCategory_36EF53CC68C508EA02DE209A0959860A" xlink:type="locator" />
    <link:presentationArc order="22" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityFilerCategory_36EF53CC68C508EA02DE209A0959860A" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntitySmallBusiness" xlink:label="loc_dei_EntitySmallBusiness_0B1F5680A9AA4F27F5C4209A09593698" xlink:type="locator" />
    <link:presentationArc order="23" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntitySmallBusiness_0B1F5680A9AA4F27F5C4209A09593698" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_dei_EntityEmergingGrowthCompany_DD55EE1FC366F91B2EE0209A09597ED2" xlink:type="locator" />
    <link:presentationArc order="24" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityEmergingGrowthCompany_DD55EE1FC366F91B2EE0209A09597ED2" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityShellCompany" xlink:label="loc_dei_EntityShellCompany_F4092307664564348D93209A095A7B08" xlink:type="locator" />
    <link:presentationArc order="25" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityShellCompany_F4092307664564348D93209A095A7B08" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityPublicFloat" xlink:label="loc_dei_EntityPublicFloat_3FB5A45E078FEC34CF69209A095AE717" xlink:type="locator" />
    <link:presentationArc order="26" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityPublicFloat_3FB5A45E078FEC34CF69209A095AE717" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_DC716C2D8DCB4BB6B492209A095AC6B2" xlink:type="locator" />
    <link:presentationArc order="27" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_DC716C2D8DCB4BB6B492209A095AC6B2" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="loc_dei_DocumentsIncorporatedByReferenceTextBlock_BE853C6F29573C8BF981209A095A99E1" xlink:type="locator" />
    <link:presentationArc order="28" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_DocumentsIncorporatedByReferenceTextBlock_BE853C6F29573C8BF981209A095A99E1" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey_B63325CAA6274EB27FF0209A095BE39D" xlink:type="locator" />
    <link:presentationArc order="29" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_EntityCentralIndexKey_B63325CAA6274EB27FF0209A095BE39D" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag_F0D9DAD03FC4F8E890F6209A095B66E4" xlink:type="locator" />
    <link:presentationArc order="30" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_AmendmentFlag_F0D9DAD03FC4F8E890F6209A095B66E4" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus_1F5538C4CFAEA89F256C209A095BDADC" xlink:type="locator" />
    <link:presentationArc order="31" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_DocumentFiscalYearFocus_1F5538C4CFAEA89F256C209A095BDADC" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus_07E0A3DEC75B88229A36209A095BE44E" xlink:type="locator" />
    <link:presentationArc order="32" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_DocumentFiscalPeriodFocus_07E0A3DEC75B88229A36209A095BE44E" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate_D67D459C84705D704DF7209A095C36B6" xlink:type="locator" />
    <link:presentationArc order="33" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_C416BC9BD1C6C8CE44AC209A0953CCF7" xlink:to="loc_dei_CurrentFiscalYearEndDate_D67D459C84705D704DF7209A095C36B6" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/Deposits" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="loc_us-gaap_BankingAndThriftAbstract_2CBD6855F9101D52C937A35945C0FA53" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:label="loc_us-gaap_DepositLiabilitiesDisclosuresTextBlock_788ABB23D8F6E95FE40FA35945C02EF7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_2CBD6855F9101D52C937A35945C0FA53" xlink:to="loc_us-gaap_DepositLiabilitiesDisclosuresTextBlock_788ABB23D8F6E95FE40FA35945C02EF7" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="loc_us-gaap_BankingAndThriftAbstract_61D5B980F6EAEEDF65D9A3594397F04C" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositsByTypeAbstract" xlink:label="loc_us-gaap_DepositsByTypeAbstract_13153FE1E6CC67793623A3594397C23F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_61D5B980F6EAEEDF65D9A3594397F04C" xlink:to="loc_us-gaap_DepositsByTypeAbstract_13153FE1E6CC67793623A3594397C23F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DemandDepositAccounts" xlink:label="loc_us-gaap_DemandDepositAccounts_4D8CF60AD8174ABED898A3594397C943" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsByTypeAbstract_13153FE1E6CC67793623A3594397C23F" xlink:to="loc_us-gaap_DemandDepositAccounts_4D8CF60AD8174ABED898A3594397C943" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestBearingDomesticDepositChecking" xlink:label="loc_us-gaap_InterestBearingDomesticDepositChecking_F8A13D1629F9FFA53496A3594398E678" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsByTypeAbstract_13153FE1E6CC67793623A3594397C23F" xlink:to="loc_us-gaap_InterestBearingDomesticDepositChecking_F8A13D1629F9FFA53496A3594398E678" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="loc_us-gaap_DepositsSavingsDeposits_0F024D7C44722F4BCAEFA35943983F50" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsByTypeAbstract_13153FE1E6CC67793623A3594397C23F" xlink:to="loc_us-gaap_DepositsSavingsDeposits_0F024D7C44722F4BCAEFA35943983F50" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="loc_us-gaap_DepositsMoneyMarketDeposits_AA695854332E17B18339A3594398DE06" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsByTypeAbstract_13153FE1E6CC67793623A3594397C23F" xlink:to="loc_us-gaap_DepositsMoneyMarketDeposits_AA695854332E17B18339A3594398DE06" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_us-gaap_TimeDeposits_4106FD6E8FA45EF69964A35943980197" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsByTypeAbstract_13153FE1E6CC67793623A3594397C23F" xlink:to="loc_us-gaap_TimeDeposits_4106FD6E8FA45EF69964A35943980197" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits_24F6130FBC228D29D3F1A3594398CD1F" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsByTypeAbstract_13153FE1E6CC67793623A3594397C23F" xlink:to="loc_us-gaap_Deposits_24F6130FBC228D29D3F1A3594398CD1F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="loc_us-gaap_BankingAndThriftAbstract_8E8E761DF681542EDDC8F8808D97EC9C" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositsByMaturityAbstract" xlink:label="loc_us-gaap_TimeDepositsByMaturityAbstract_ACB3EBC7A8C77677E0B4F8808D979237" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_8E8E761DF681542EDDC8F8808D97EC9C" xlink:to="loc_us-gaap_TimeDepositsByMaturityAbstract_ACB3EBC7A8C77677E0B4F8808D979237" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearOne_6AA723C719FA56704D87F8808D98352D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TimeDepositsByMaturityAbstract_ACB3EBC7A8C77677E0B4F8808D979237" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearOne_6AA723C719FA56704D87F8808D98352D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearTwo_81A5E05AD020FC394A6CF8808D9820D3" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TimeDepositsByMaturityAbstract_ACB3EBC7A8C77677E0B4F8808D979237" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearTwo_81A5E05AD020FC394A6CF8808D9820D3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearThree_3B905D8D071F91DA6D5CF8808D9895F3" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TimeDepositsByMaturityAbstract_ACB3EBC7A8C77677E0B4F8808D979237" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearThree_3B905D8D071F91DA6D5CF8808D9895F3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFour_C82FA53C4D157A466455F8808D98BEC1" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TimeDepositsByMaturityAbstract_ACB3EBC7A8C77677E0B4F8808D979237" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearFour_C82FA53C4D157A466455F8808D98BEC1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFive_1A1711C2B8DAF560C930F8808D98E1C4" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TimeDepositsByMaturityAbstract_ACB3EBC7A8C77677E0B4F8808D979237" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearFive_1A1711C2B8DAF560C930F8808D98E1C4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:label="loc_us-gaap_TimeDepositMaturitiesAfterYearFive_3314E9AA083F7B91A2D6F8808D9992E0" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TimeDepositsByMaturityAbstract_ACB3EBC7A8C77677E0B4F8808D979237" xlink:to="loc_us-gaap_TimeDepositMaturitiesAfterYearFive_3314E9AA083F7B91A2D6F8808D9992E0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_us-gaap_TimeDeposits_985549856B24D05BC1C9F8808D99E34D" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TimeDepositsByMaturityAbstract_ACB3EBC7A8C77677E0B4F8808D979237" xlink:to="loc_us-gaap_TimeDeposits_985549856B24D05BC1C9F8808D99E34D" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="loc_us-gaap_BankingAndThriftAbstract_16892D61EB3042485EC6A359416BF3A1" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract" xlink:label="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract_F10E2750B2BD85C8F7CFA359416B0F83" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_16892D61EB3042485EC6A359416BF3A1" xlink:to="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract_F10E2750B2BD85C8F7CFA359416B0F83" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess" xlink:label="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess_223D6D54BB8715498D25A359416BE23E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract_F10E2750B2BD85C8F7CFA359416B0F83" xlink:to="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess_223D6D54BB8715498D25A359416BE23E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths" xlink:label="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths_B95CF4033219D6B821C2A359416C8804" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract_F10E2750B2BD85C8F7CFA359416B0F83" xlink:to="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths_B95CF4033219D6B821C2A359416C8804" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months" xlink:label="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months_34BB447B1BBAA68B7431A359416C8610" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract_F10E2750B2BD85C8F7CFA359416B0F83" xlink:to="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months_34BB447B1BBAA68B7431A359416C8610" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months" xlink:label="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months_F8F8A59391C91A29A4FCA359416C8500" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract_F10E2750B2BD85C8F7CFA359416B0F83" xlink:to="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months_F8F8A59391C91A29A4FCA359416C8500" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDeposits100000OrMore" xlink:label="loc_us-gaap_TimeDeposits100000OrMore_CF97AA1BE366C1D1702AA359416C0E13" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract_F10E2750B2BD85C8F7CFA359416B0F83" xlink:to="loc_us-gaap_TimeDeposits100000OrMore_CF97AA1BE366C1D1702AA359416C0E13" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/DepositsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="loc_us-gaap_BankingAndThriftAbstract_5E99A84AB2CEC93F0D37CEFEDE971611" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TimeDeposits100000OrMore" xlink:label="loc_us-gaap_TimeDeposits100000OrMore_342857B108C0CCA2E4CFCEFEDE97C886" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_5E99A84AB2CEC93F0D37CEFEDE971611" xlink:to="loc_us-gaap_TimeDeposits100000OrMore_342857B108C0CCA2E4CFCEFEDE97C886" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/DepositsTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="loc_us-gaap_BankingAndThriftAbstract_0DD24DBC7E3B35ADD4A7A35946661305" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofDepositLiabilitiesTableTextBlock" xlink:label="loc_cfg_ScheduleofDepositLiabilitiesTableTextBlock_15DF6DA4A26199060EE6A35946664A9C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_0DD24DBC7E3B35ADD4A7A35946661305" xlink:to="loc_cfg_ScheduleofDepositLiabilitiesTableTextBlock_15DF6DA4A26199060EE6A35946664A9C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofMaturitiesofTimeDepositsTableTextBlock" xlink:label="loc_cfg_ScheduleofMaturitiesofTimeDepositsTableTextBlock_D79193B058898213C431A35946673579" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_0DD24DBC7E3B35ADD4A7A35946661305" xlink:to="loc_cfg_ScheduleofMaturitiesofTimeDepositsTableTextBlock_D79193B058898213C431A35946673579" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock" xlink:label="loc_cfg_ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock_253D9CAF93323A6C3572A359466739BB" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_0DD24DBC7E3B35ADD4A7A35946661305" xlink:to="loc_cfg_ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock_253D9CAF93323A6C3572A359466739BB" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/Derivatives" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_6FD68DA08AE8C83566E8A35943258451" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_7EC7BAFBF38658D20BB3A3594325C1BE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_6FD68DA08AE8C83566E8A35943258451" xlink:to="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_7EC7BAFBF38658D20BB3A3594325C1BE" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_C27709485DD9A4171429CA8D68973655" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeTable" xlink:label="loc_us-gaap_DerivativeTable_39947AAC928905EC9738CA8D6B7F573C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_C27709485DD9A4171429CA8D68973655" xlink:to="loc_us-gaap_DerivativeTable_39947AAC928905EC9738CA8D6B7F573C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByLiabilityClassAxis" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_C422378494149AC5FA6CCA8D6BDC5444" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_39947AAC928905EC9738CA8D6B7F573C" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_C422378494149AC5FA6CCA8D6BDC5444" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_C422378494149AC5FA6CCA8D6BDC5444" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesMember_E7420ABD7FF355594099CA8D6BF95C18" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesMember_E7420ABD7FF355594099CA8D6BF95C18" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_E01A614CBC74FED0850BCA8D6C06D501" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490" xlink:to="loc_us-gaap_ResidentialMortgageMember_E01A614CBC74FED0850BCA8D6C06D501" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMember" xlink:label="loc_us-gaap_LongTermDebtMember_319F2E0967FF85A0875CCA8D6C2F846B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6C21A5105BFE08B1FFF5CA8D6BDE4490" xlink:to="loc_us-gaap_LongTermDebtMember_319F2E0967FF85A0875CCA8D6C2F846B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_E9AABF686F640FE179B7CA8D6BC42F5D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_39947AAC928905EC9738CA8D6B7F573C" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_E9AABF686F640FE179B7CA8D6BC42F5D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4DD5560774B1B68D8CD3CA8D6BC542EA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_E9AABF686F640FE179B7CA8D6BC42F5D" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4DD5560774B1B68D8CD3CA8D6BC542EA" xlink:type="arc" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4DD5560774B1B68D8CD3CA8D6BC542EA" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesMember_E7420ABD7FF355594099CA8D6BF95C18" xlink:type="arc" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4DD5560774B1B68D8CD3CA8D6BC542EA" xlink:to="loc_us-gaap_ResidentialMortgageMember_E01A614CBC74FED0850BCA8D6C06D501" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtMember" xlink:label="loc_us-gaap_LongTermDebtMember_FD6D2BF52AAC931FC7E1CA95D87E04AE" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4DD5560774B1B68D8CD3CA8D6BC542EA" xlink:to="loc_us-gaap_LongTermDebtMember_FD6D2BF52AAC931FC7E1CA95D87E04AE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_39947AAC928905EC9738CA8D6B7F573C" xlink:to="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgedAssetFairValueHedge" xlink:label="loc_us-gaap_HedgedAssetFairValueHedge_82A7851439B661C1C7A2CA8D6B95C7F6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:to="loc_us-gaap_HedgedAssetFairValueHedge_82A7851439B661C1C7A2CA8D6B95C7F6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgedLiabilityFairValueHedge" xlink:label="loc_us-gaap_HedgedLiabilityFairValueHedge_35D68E6A234341D0F514CA8D6BA2D108" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:to="loc_us-gaap_HedgedLiabilityFairValueHedge_35D68E6A234341D0F514CA8D6BA2D108" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease" xlink:label="loc_us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease_72EA1B3D0C03B8D509FFCA8D6BAD02C7" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:to="loc_us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease_72EA1B3D0C03B8D509FFCA8D6BAD02C7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease" xlink:label="loc_us-gaap_HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease_ED8954412C389EF255B3CA8D6BB89AB8" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:to="loc_us-gaap_HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease_ED8954412C389EF255B3CA8D6BB89AB8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgedAssetFairValueHedgeLastOfLayerAmount" xlink:label="loc_us-gaap_HedgedAssetFairValueHedgeLastOfLayerAmount_0F2EAE065F919EA33676CA8F16A0A41C" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:to="loc_us-gaap_HedgedAssetFairValueHedgeLastOfLayerAmount_0F2EAE065F919EA33676CA8F16A0A41C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost" xlink:label="loc_us-gaap_ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost_C6FCEEF2E150257445C8CA8F16CA0F76" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_09F53E7F649EEBB4C774CA8D6B86C83C" xlink:to="loc_us-gaap_ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost_C6FCEEF2E150257445C8CA8F16CA0F76" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_31DC2FF95E9E94008657CA2B2317957D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_E02B21536AF45A364DEACA2B2317F2D4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_31DC2FF95E9E94008657CA2B2317957D" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_E02B21536AF45A364DEACA2B2317F2D4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_13634076C0E2EC9BE746CA2B231851A5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_E02B21536AF45A364DEACA2B2317F2D4" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_13634076C0E2EC9BE746CA2B231851A5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingRelationshipDomain" xlink:label="loc_us-gaap_HedgingRelationshipDomain_7A0C7EA95F505E6C2043CA2B23181835" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_13634076C0E2EC9BE746CA2B231851A5" xlink:to="loc_us-gaap_HedgingRelationshipDomain_7A0C7EA95F505E6C2043CA2B23181835" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueHedgingMember" xlink:label="loc_us-gaap_FairValueHedgingMember_7F4CAEB550573269099ACA2B231896AE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingRelationshipDomain_7A0C7EA95F505E6C2043CA2B23181835" xlink:to="loc_us-gaap_FairValueHedgingMember_7F4CAEB550573269099ACA2B231896AE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_600FC7B21D8E1E73FC3ACA2B23192F03" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_E02B21536AF45A364DEACA2B2317F2D4" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_600FC7B21D8E1E73FC3ACA2B23192F03" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_EE266A7BC9349BD96312CA2B2319BA71" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_600FC7B21D8E1E73FC3ACA2B23192F03" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_EE266A7BC9349BD96312CA2B2319BA71" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ForeignExchangeandTradeFinanceFeesMember" xlink:label="loc_cfg_ForeignExchangeandTradeFinanceFeesMember_A03F1AED7AF80CB72884CA2B2319EB93" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_EE266A7BC9349BD96312CA2B2319BA71" xlink:to="loc_cfg_ForeignExchangeandTradeFinanceFeesMember_A03F1AED7AF80CB72884CA2B2319EB93" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageBankingFeesMember" xlink:label="loc_cfg_MortgageBankingFeesMember_FBEB3AFE49B8F774982ACA2B23196D54" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_EE266A7BC9349BD96312CA2B2319BA71" xlink:to="loc_cfg_MortgageBankingFeesMember_FBEB3AFE49B8F774982ACA2B23196D54" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_A47699B6A28FFE54B980CA2B23194DFE" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_E02B21536AF45A364DEACA2B2317F2D4" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_A47699B6A28FFE54B980CA2B23194DFE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_A47699B6A28FFE54B980CA2B23194DFE" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestRateContractCustomerMember" xlink:label="loc_cfg_InterestRateContractCustomerMember_A51CD786D1927C7A6309CA2B231ADFD6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:to="loc_cfg_InterestRateContractCustomerMember_A51CD786D1927C7A6309CA2B231ADFD6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ForeignExchangeContractCustomerMember" xlink:label="loc_cfg_ForeignExchangeContractCustomerMember_5A4AA555497F541CBF08CA2B231A4347" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:to="loc_cfg_ForeignExchangeContractCustomerMember_5A4AA555497F541CBF08CA2B231A4347" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestRateContractMember" xlink:label="loc_us-gaap_InterestRateContractMember_29551DFD0CFACC66EBB1CA2B231AE30D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:to="loc_us-gaap_InterestRateContractMember_29551DFD0CFACC66EBB1CA2B231AE30D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ForeignExchangeContractMember" xlink:label="loc_us-gaap_ForeignExchangeContractMember_2EEE9D4B66A4CA2DF3BBCA2B231A2538" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:to="loc_us-gaap_ForeignExchangeContractMember_2EEE9D4B66A4CA2DF3BBCA2B231A2538" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsToExtendCreditMember" xlink:label="loc_us-gaap_CommitmentsToExtendCreditMember_2363DCA601F7282DC1B0CA2B231B4FDD" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:to="loc_us-gaap_CommitmentsToExtendCreditMember_2363DCA601F7282DC1B0CA2B231B4FDD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ForwardContractsMember" xlink:label="loc_us-gaap_ForwardContractsMember_00A90015FE2F348C64B6CA2B231BBFD6" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:to="loc_us-gaap_ForwardContractsMember_00A90015FE2F348C64B6CA2B231BBFD6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestRateContractMortgageServicingRightsMember" xlink:label="loc_cfg_InterestRateContractMortgageServicingRightsMember_A20C9C75B4972ADBD0D2CA2B231B17D4" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:to="loc_cfg_InterestRateContractMortgageServicingRightsMember_A20C9C75B4972ADBD0D2CA2B231B17D4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember" xlink:label="loc_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_E64C95474B83A40F1435CAA3350F9A2D" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3CB4DF7A0B97BC7526BECA2B231AFDF5" xlink:to="loc_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_E64C95474B83A40F1435CAA3350F9A2D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_73F7DBE7826B35E36847CA2B231BBB4E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_E02B21536AF45A364DEACA2B2317F2D4" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_73F7DBE7826B35E36847CA2B231BBB4E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNet" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_239E5A3F7B3C122FB42BCA2B231B5FCA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/netLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_73F7DBE7826B35E36847CA2B231BBB4E" xlink:to="loc_us-gaap_DerivativeGainLossOnDerivativeNet_239E5A3F7B3C122FB42BCA2B231B5FCA" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0AC6819DF507E609D468F802247A21D8" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_5206EE0E07BF01EE6509F802247A621B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0AC6819DF507E609D468F802247A21D8" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_5206EE0E07BF01EE6509F802247A621B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_F9BB1D885AD157F1CF5EF802247B1CFF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_5206EE0E07BF01EE6509F802247A621B" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_F9BB1D885AD157F1CF5EF802247B1CFF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_F9BB1D885AD157F1CF5EF802247B1CFF" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeMember" xlink:label="loc_us-gaap_InterestIncomeMember_CE33D55FD86ABAC388E7F802247B76B9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C" xlink:to="loc_us-gaap_InterestIncomeMember_CE33D55FD86ABAC388E7F802247B76B9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseMember" xlink:label="loc_us-gaap_InterestExpenseMember_4E92B0D93C11BE32D886F802247BE1E8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_65E403C0AD5294919829F802247B834C" xlink:to="loc_us-gaap_InterestExpenseMember_4E92B0D93C11BE32D886F802247BE1E8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_5206EE0E07BF01EE6509F802247A621B" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_2AFF7547AC5AFC0B1E98F802247C57B6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_2AFF7547AC5AFC0B1E98F802247C57B6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_5241F6FBCC5C4FE01E0AF802247C92C8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_5241F6FBCC5C4FE01E0AF802247C92C8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_26F3FD244B4ABABC2FADF802247C3C4A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_26F3FD244B4ABABC2FADF802247C3C4A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet_77A802CC7ECDE054FC42F802247C3D4B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_DCA992CD47822748360AF802247B13DB" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet_77A802CC7ECDE054FC42F802247C3D4B" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/DerivativesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_B64D8B3DB72517239096A35942B0A1E7" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet" xlink:label="loc_us-gaap_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet_33DEFC28D226A7EB0FE5A35942B0B59F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_B64D8B3DB72517239096A35942B0A1E7" xlink:to="loc_us-gaap_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet_33DEFC28D226A7EB0FE5A35942B0B59F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_4713B21E004390634F69F8808D486315" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:label="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_0F590C3B907CEE20CF7FF8808D483732" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_4713B21E004390634F69F8808D486315" xlink:to="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_0F590C3B907CEE20CF7FF8808D483732" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_DA392CAAA43F05FA65EEF8808D48121E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_0F590C3B907CEE20CF7FF8808D483732" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_DA392CAAA43F05FA65EEF8808D48121E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_E461972F5119D1B8896EF8808D48DD3A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_DA392CAAA43F05FA65EEF8808D48121E" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_E461972F5119D1B8896EF8808D48DD3A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember_8ACD1350A46B6FE87052F8808D49DE3C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_E461972F5119D1B8896EF8808D48DD3A" xlink:to="loc_us-gaap_InterestRateSwapMember_8ACD1350A46B6FE87052F8808D49DE3C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ForeignExchangeContractMember" xlink:label="loc_us-gaap_ForeignExchangeContractMember_212D4AEB03E3AAC2AF24F8808D491C5B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_E461972F5119D1B8896EF8808D48DD3A" xlink:to="loc_us-gaap_ForeignExchangeContractMember_212D4AEB03E3AAC2AF24F8808D491C5B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherContractMember" xlink:label="loc_us-gaap_OtherContractMember_E737A889502CC0B46723F8808D4926C3" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_E461972F5119D1B8896EF8808D48DD3A" xlink:to="loc_us-gaap_OtherContractMember_E737A889502CC0B46723F8808D4926C3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingDesignationAxis" xlink:label="loc_us-gaap_HedgingDesignationAxis_7E0E9CAF85A8303011F7F8808D495C76" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_0F590C3B907CEE20CF7FF8808D483732" xlink:to="loc_us-gaap_HedgingDesignationAxis_7E0E9CAF85A8303011F7F8808D495C76" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingDesignationDomain" xlink:label="loc_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingDesignationAxis_7E0E9CAF85A8303011F7F8808D495C76" xlink:to="loc_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DesignatedAsHedgingInstrumentMember" xlink:label="loc_us-gaap_DesignatedAsHedgingInstrumentMember_B5E0212689B5F25C4002F8808D4AC663" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E" xlink:to="loc_us-gaap_DesignatedAsHedgingInstrumentMember_B5E0212689B5F25C4002F8808D4AC663" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NondesignatedMember" xlink:label="loc_us-gaap_NondesignatedMember_D7AF5B0FE41755DB6310F8808D4A947E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingDesignationDomain_AAFA98BEAA40145CA8D9F8808D4ABC8E" xlink:to="loc_us-gaap_NondesignatedMember_D7AF5B0FE41755DB6310F8808D4A947E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativesFairValueLineItems" xlink:label="loc_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_0F590C3B907CEE20CF7FF8808D483732" xlink:to="loc_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeNotionalAmount" xlink:label="loc_us-gaap_DerivativeNotionalAmount_9E3E233C9458620028A7F8808D4A75BC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7" xlink:to="loc_us-gaap_DerivativeNotionalAmount_9E3E233C9458620028A7F8808D4A75BC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract" xlink:label="loc_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7" xlink:to="loc_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_A4683855BB457DCA31DDF8808D4B9B72" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_A4683855BB457DCA31DDF8808D4B9B72" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssetFairValueGrossLiability" xlink:label="loc_us-gaap_DerivativeAssetFairValueGrossLiability_DD8445B069DE103D7F21F8808D4B99ED" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:to="loc_us-gaap_DerivativeAssetFairValueGrossLiability_DD8445B069DE103D7F21F8808D4B99ED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset" xlink:label="loc_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_C3C819BA7AFC443F1533F8808D4BDBB6" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:to="loc_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_C3C819BA7AFC443F1533F8808D4BDBB6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_EECE260065EFC268D906F8808D4C63B8" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract_7B3224FB7A2B98C7C0A9F8808D4B9114" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_EECE260065EFC268D906F8808D4C63B8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract" xlink:label="loc_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_8256F3E9A1D2F9CACBDFF8808D4A18E7" xlink:to="loc_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_CF653EFA10C94A32B4FCF8808D4CCA34" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_CF653EFA10C94A32B4FCF8808D4CCA34" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilityFairValueGrossAsset" xlink:label="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_EFE00D999435512C1CF2F8808D4C486E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:to="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_EFE00D999435512C1CF2F8808D4C486E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset" xlink:label="loc_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_8C5F913CA0F646572122F8808D4C8456" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:to="loc_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_8C5F913CA0F646572122F8808D4C8456" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_2B1E3EBC880A7B7D6925F8808D4DE243" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract_234CE08D89CFA130C828F8808D4C8AD9" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_2B1E3EBC880A7B7D6925F8808D4DE243" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_D9DCA577F6D8906B83A7F80224899CFF" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_2CE97762AABDD19CF708F80224893B96" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_D9DCA577F6D8906B83A7F80224899CFF" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_2CE97762AABDD19CF708F80224893B96" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_DD0A759B9F3D7BEC94CDF802248A91AE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_2CE97762AABDD19CF708F80224893B96" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_DD0A759B9F3D7BEC94CDF802248A91AE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_C666F26BBFD005434DF2F802248A5509" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_DD0A759B9F3D7BEC94CDF802248A91AE" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_C666F26BBFD005434DF2F802248A5509" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember_9FA684DD9B74844B91F7F802248A35CE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_C666F26BBFD005434DF2F802248A5509" xlink:to="loc_us-gaap_InterestRateSwapMember_9FA684DD9B74844B91F7F802248A35CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_85CC5E36ADFA4A5554F8F802248B2325" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_2CE97762AABDD19CF708F80224893B96" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_85CC5E36ADFA4A5554F8F802248B2325" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_C0F5F19EAA51C0B00318F802248B6C62" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_85CC5E36ADFA4A5554F8F802248B2325" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_C0F5F19EAA51C0B00318F802248B6C62" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpenseMember" xlink:label="loc_us-gaap_InterestExpenseMember_2AAA771AE42F8C6BCA6AF802248B7DD5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_C0F5F19EAA51C0B00318F802248B6C62" xlink:to="loc_us-gaap_InterestExpenseMember_2AAA771AE42F8C6BCA6AF802248B7DD5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestAndFeeIncomeLoansMember" xlink:label="loc_cfg_InterestAndFeeIncomeLoansMember_A92C410D0532DBC37CF4F802248B9826" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_C0F5F19EAA51C0B00318F802248B6C62" xlink:to="loc_cfg_InterestAndFeeIncomeLoansMember_A92C410D0532DBC37CF4F802248B9826" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_InterestAndDividendIncomeSecuritiesMember" xlink:label="loc_cfg_InterestAndDividendIncomeSecuritiesMember_968E2FD6ADACBA956F38F802248BB2D6" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_C0F5F19EAA51C0B00318F802248B6C62" xlink:to="loc_cfg_InterestAndDividendIncomeSecuritiesMember_968E2FD6ADACBA956F38F802248BB2D6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_22B6CAD944FFDE1B4CC4F802248B28DF" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_2CE97762AABDD19CF708F80224893B96" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_22B6CAD944FFDE1B4CC4F802248B28DF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1" xlink:label="loc_us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1_A731C9727FAB3534C7ECF802248CA561" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_22B6CAD944FFDE1B4CC4F802248B28DF" xlink:to="loc_us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1_A731C9727FAB3534C7ECF802248CA561" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1" xlink:label="loc_us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1_B631F47D69E6F52E939AF802248CFD2B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_22B6CAD944FFDE1B4CC4F802248B28DF" xlink:to="loc_us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1_B631F47D69E6F52E939AF802248CFD2B" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/DerivativesTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_79FFB595446338CE3327A35941ABEFCA" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_5ED42AACF1677A00E92CA35941AB2C5B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_79FFB595446338CE3327A35941ABEFCA" xlink:to="loc_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_5ED42AACF1677A00E92CA35941AB2C5B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock_04B5829D8497AB310073A35941AC930A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_79FFB595446338CE3327A35941ABEFCA" xlink:to="loc_us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock_04B5829D8497AB310073A35941AC930A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock_DBDA72A93759EFD43213A35941ACA550" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_79FFB595446338CE3327A35941ABEFCA" xlink:to="loc_us-gaap_ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock_DBDA72A93759EFD43213A35941ACA550" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_3217545D7978FAC7B068A35941AC0E73" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_79FFB595446338CE3327A35941ABEFCA" xlink:to="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_3217545D7978FAC7B068A35941AC0E73" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/EarningsPerShare" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_09854508031E57066075A35943E22F62" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="loc_us-gaap_EarningsPerShareTextBlock_DFFB3B15923AB22F59A0A35943E2A7F3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_09854508031E57066075A35943E22F62" xlink:to="loc_us-gaap_EarningsPerShareTextBlock_DFFB3B15923AB22F59A0A35943E2A7F3" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/EarningsPerShareDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_9DB6992C075D68DF9939CDF5C046E09D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLossAbstract" xlink:label="loc_us-gaap_NetIncomeLossAbstract_553150C7F635EF563368CDF5C046F9EF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_9DB6992C075D68DF9939CDF5C046E09D" xlink:to="loc_us-gaap_NetIncomeLossAbstract_553150C7F635EF563368CDF5C046F9EF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_A6F9D5206E2C26BDCB0DCDF5C04617CA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAbstract_553150C7F635EF563368CDF5C046F9EF" xlink:to="loc_us-gaap_NetIncomeLoss_A6F9D5206E2C26BDCB0DCDF5C04617CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockDividendsIncomeStatementImpact" xlink:label="loc_us-gaap_PreferredStockDividendsIncomeStatementImpact_85BB405586827737FDEDCDF5C047D1D0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAbstract_553150C7F635EF563368CDF5C046F9EF" xlink:to="loc_us-gaap_PreferredStockDividendsIncomeStatementImpact_85BB405586827737FDEDCDF5C047D1D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_CB215C2BD5F186B2F156CDF5C0474EA2" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAbstract_553150C7F635EF563368CDF5C046F9EF" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_CB215C2BD5F186B2F156CDF5C0474EA2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_C71E9E892CCC93E0FBC2CDF5C0470CD4" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_9DB6992C075D68DF9939CDF5C046E09D" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_C71E9E892CCC93E0FBC2CDF5C0470CD4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_DD35014BF95B47EA06A7CDF5C047A527" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_C71E9E892CCC93E0FBC2CDF5C0470CD4" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_DD35014BF95B47EA06A7CDF5C047A527" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xlink:label="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_6BB4759BB24FED348937CDF5C047D97E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_C71E9E892CCC93E0FBC2CDF5C0470CD4" xlink:to="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_6BB4759BB24FED348937CDF5C047D97E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_F00F4235B131245B30C4CDF5C048B903" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_C71E9E892CCC93E0FBC2CDF5C0470CD4" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_F00F4235B131245B30C4CDF5C048B903" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareBasicAndDilutedAbstract" xlink:label="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract_90F9962B4A49B84D350FCDF5C048E582" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_9DB6992C075D68DF9939CDF5C046E09D" xlink:to="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract_90F9962B4A49B84D350FCDF5C048E582" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_875641A340EC92F4F593CDF5C048BD50" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract_90F9962B4A49B84D350FCDF5C048E582" xlink:to="loc_us-gaap_EarningsPerShareBasic_875641A340EC92F4F593CDF5C048BD50" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_93EDF8B34360CD5384F5CDF5C048CF11" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract_90F9962B4A49B84D350FCDF5C048E582" xlink:to="loc_us-gaap_EarningsPerShareDiluted_93EDF8B34360CD5384F5CDF5C048CF11" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_099A08E18F0F37E3F5F3CDF5C0485B82" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_9DB6992C075D68DF9939CDF5C046E09D" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_099A08E18F0F37E3F5F3CDF5C0485B82" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/EarningsPerShareTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_EE4A3A06C09C773E09C9A359430344F9" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_C66B4CC8B936D74AE7C7A35943030222" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_EE4A3A06C09C773E09C9A359430344F9" xlink:to="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_C66B4CC8B936D74AE7C7A35943030222" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefits" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_9FA5F5412E2738CBEFD4A359430FDAD1" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" xlink:label="loc_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_A84D08D600A766D9F1A2A359430F5391" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_9FA5F5412E2738CBEFD4A359430FDAD1" xlink:to="loc_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_A84D08D600A766D9F1A2A359430F5391" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_86942C1E5F266E76C475A359429628CE" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable" xlink:label="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_AE68AEE3FDE9B1F2BF74A3594296ED9E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_86942C1E5F266E76C475A359429628CE" xlink:to="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_AE68AEE3FDE9B1F2BF74A3594296ED9E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeAxis" xlink:label="loc_us-gaap_RetirementPlanTypeAxis_74000E472C4F2CF03F1CA35942970D61" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_AE68AEE3FDE9B1F2BF74A3594296ED9E" xlink:to="loc_us-gaap_RetirementPlanTypeAxis_74000E472C4F2CF03F1CA35942970D61" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="loc_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RetirementPlanTypeAxis_74000E472C4F2CF03F1CA35942970D61" xlink:to="loc_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="loc_us-gaap_PensionPlansDefinedBenefitMember_4529DFE4D4F270B39711A35942973813" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5" xlink:to="loc_us-gaap_PensionPlansDefinedBenefitMember_4529DFE4D4F270B39711A35942973813" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" xlink:label="loc_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_3D0E47614913E2F1D72DA35942979473" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RetirementPlanTypeDomain_B1158EB265452292FA56A359429791D5" xlink:to="loc_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_3D0E47614913E2F1D72DA35942979473" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanDisclosureLineItems" xlink:label="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_AE68AEE3FDE9B1F2BF74A3594296ED9E" xlink:to="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward" xlink:label="loc_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:to="loc_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:label="loc_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_B33E6595CA932C808C47A3594298A9CE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:to="loc_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_B33E6595CA932C808C47A3594298A9CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets" xlink:label="loc_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets_D204FB0B71A04307F5C3A3594298FACA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:to="loc_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets_D204FB0B71A04307F5C3A3594298FACA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanContributionsByEmployer" xlink:label="loc_us-gaap_DefinedBenefitPlanContributionsByEmployer_CBFCC7F5329C100FE4D4A3594298F3FC" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:to="loc_us-gaap_DefinedBenefitPlanContributionsByEmployer_CBFCC7F5329C100FE4D4A3594298F3FC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses" xlink:label="loc_cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses_ECF261D450FEDEC2F9C5A3594299EE52" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:to="loc_cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses_ECF261D450FEDEC2F9C5A3594299EE52" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:label="loc_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_2AC6414AAD33C8BA2D52A3594299CE6D" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward_2F6F8BC7A3859BA957FDA35942982BFA" xlink:to="loc_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_2AC6414AAD33C8BA2D52A3594299CE6D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligation" xlink:label="loc_us-gaap_DefinedBenefitPlanBenefitObligation_F821101D1361F19CAA1DA35942992427" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:to="loc_us-gaap_DefinedBenefitPlanBenefitObligation_F821101D1361F19CAA1DA35942992427" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet" xlink:label="loc_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet_3223F75CA05221D69CC2A3594299B620" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:to="loc_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet_3223F75CA05221D69CC2A3594299B620" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation" xlink:label="loc_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation_C3C650CFC20D5C2471CDA3594299BB46" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_FCDB4AF9C6AA264BBCAAA35942983EC7" xlink:to="loc_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation_C3C650CFC20D5C2471CDA3594299BB46" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsExpectedFutureBenefitPaymentsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_C3646BC0B4E72A5631C6F802244EC374" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract" xlink:label="loc_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract_999A8F5E87AA3D4CB4E9F802244E612D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_C3646BC0B4E72A5631C6F802244EC374" xlink:to="loc_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract_999A8F5E87AA3D4CB4E9F802244E612D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_3066DF9DC49B4E2F6929F802244ED648" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract_999A8F5E87AA3D4CB4E9F802244E612D" xlink:to="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_3066DF9DC49B4E2F6929F802244ED648" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_150D2348848643DCEC61F802244ECB97" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract_999A8F5E87AA3D4CB4E9F802244E612D" xlink:to="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_150D2348848643DCEC61F802244ECB97" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_98E752E07C73ACFCE33CF802244FC399" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract_999A8F5E87AA3D4CB4E9F802244E612D" xlink:to="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_98E752E07C73ACFCE33CF802244FC399" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_74B2DB028E5717F99D0CF802244F16C4" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract_999A8F5E87AA3D4CB4E9F802244E612D" xlink:to="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_74B2DB028E5717F99D0CF802244F16C4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_4BE6450F209BF6599DA5F802244F0F36" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract_999A8F5E87AA3D4CB4E9F802244E612D" xlink:to="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_4BE6450F209BF6599DA5F802244F0F36" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_C3493E70228FDAF63E15F802244F7313" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract_999A8F5E87AA3D4CB4E9F802244E612D" xlink:to="loc_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_C3493E70228FDAF63E15F802244F7313" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_8EDD38BE413508BD29BBF217BDA92E3D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable" xlink:label="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_CBE65B270821F66E7CFAF217BDA91DEA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_8EDD38BE413508BD29BBF217BDA92E3D" xlink:to="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_CBE65B270821F66E7CFAF217BDA91DEA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeAxis" xlink:label="loc_us-gaap_RetirementPlanTypeAxis_A0B378126233233771AEF217BDAA161D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_CBE65B270821F66E7CFAF217BDA91DEA" xlink:to="loc_us-gaap_RetirementPlanTypeAxis_A0B378126233233771AEF217BDAA161D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="loc_us-gaap_RetirementPlanTypeDomain_3C02112EA0171B67772AF217BDAAF575" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RetirementPlanTypeAxis_A0B378126233233771AEF217BDAA161D" xlink:to="loc_us-gaap_RetirementPlanTypeDomain_3C02112EA0171B67772AF217BDAAF575" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="loc_us-gaap_PensionPlansDefinedBenefitMember_3C3C2247362A034AFD03F217BDAA30F2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RetirementPlanTypeDomain_3C02112EA0171B67772AF217BDAAF575" xlink:to="loc_us-gaap_PensionPlansDefinedBenefitMember_3C3C2247362A034AFD03F217BDAA30F2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" xlink:label="loc_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_98A99354178D76D2C0CCF217BDAB2F9A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RetirementPlanTypeDomain_3C02112EA0171B67772AF217BDAAF575" xlink:to="loc_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_98A99354178D76D2C0CCF217BDAB2F9A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems" xlink:label="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_CBE65B270821F66E7CFAF217BDA91DEA" xlink:to="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation" xlink:label="loc_cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation_9E43BA7CA637BBA63B31F217BDABE9EC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:to="loc_cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation_9E43BA7CA637BBA63B31F217BDABE9EC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" xlink:label="loc_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_760D1C52D451221108E9F217BDAC34ED" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:to="loc_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_760D1C52D451221108E9F217BDAC34ED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanContributionsByEmployer" xlink:label="loc_us-gaap_DefinedBenefitPlanContributionsByEmployer_E940621C6D4C0A7E2AEEF217BDAC9426" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:to="loc_us-gaap_DefinedBenefitPlanContributionsByEmployer_E940621C6D4C0A7E2AEEF217BDAC9426" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear_46DD71C4DEDB12D9BF4AF217BDACDADD" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:to="loc_us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear_46DD71C4DEDB12D9BF4AF217BDACDADD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract" xlink:label="loc_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_B97150BA02649F389DF6F217BDAB4019" xlink:to="loc_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_97FBDC2FAEE4CE95A2DDF217BDADC168" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_97FBDC2FAEE4CE95A2DDF217BDADC168" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_F9CF7A4F8233BC42B77FF217BDAD336E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_F9CF7A4F8233BC42B77FF217BDAD336E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay" xlink:label="loc_cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay_23268068650574CE522AF217BDAE2D45" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:to="loc_cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay_23268068650574CE522AF217BDAE2D45" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedContributionPlanCostRecognized" xlink:label="loc_us-gaap_DefinedContributionPlanCostRecognized_C071FD88A020811A9F6EF217BDAE3D2D" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract_92DA38A9BFBD46C8EE2BF217BDAD78E8" xlink:to="loc_us-gaap_DefinedContributionPlanCostRecognized_C071FD88A020811A9F6EF217BDAE3D2D" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_ED77DB072E27F35AF748F24777EAC0C5" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_80B394273513FEA55918F24777EA769A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_ED77DB072E27F35AF748F24777EAC0C5" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_80B394273513FEA55918F24777EA769A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax" xlink:label="loc_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax_0152E03B0248B6615A56F24777EADC86" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_ED77DB072E27F35AF748F24777EAC0C5" xlink:to="loc_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax_0152E03B0248B6615A56F24777EADC86" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax_0EB94B6DD80300EC71A7F24777EAB419" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_ED77DB072E27F35AF748F24777EAC0C5" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax_0EB94B6DD80300EC71A7F24777EAB419" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax_1F96F689F5DC3E926F9BF24777EA6259" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_ED77DB072E27F35AF748F24777EAC0C5" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax_1F96F689F5DC3E926F9BF24777EA6259" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_25EB27D9F7E50A7E9856F24777EB9D71" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_ED77DB072E27F35AF748F24777EAC0C5" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_25EB27D9F7E50A7E9856F24777EB9D71" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome" xlink:label="loc_cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome_BBF5E55626AD1C228DACF24777EB6007" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_ED77DB072E27F35AF748F24777EAC0C5" xlink:to="loc_cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome_BBF5E55626AD1C228DACF24777EB6007" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_3CCCA175DBBEEDC759D6A3594581522D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable" xlink:label="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_F30827BDA4B042C70D2EA3594581E76A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_3CCCA175DBBEEDC759D6A3594581522D" xlink:to="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_F30827BDA4B042C70D2EA3594581E76A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeAxis" xlink:label="loc_us-gaap_RetirementPlanTypeAxis_DBE4982BA86962B64D3AA35945811402" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_F30827BDA4B042C70D2EA3594581E76A" xlink:to="loc_us-gaap_RetirementPlanTypeAxis_DBE4982BA86962B64D3AA35945811402" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="loc_us-gaap_RetirementPlanTypeDomain_5B5782435CDDC83FA488A35945820DA0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RetirementPlanTypeAxis_DBE4982BA86962B64D3AA35945811402" xlink:to="loc_us-gaap_RetirementPlanTypeDomain_5B5782435CDDC83FA488A35945820DA0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="loc_us-gaap_PensionPlansDefinedBenefitMember_C0D2546E5C4389AA90D8A35945829FAF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RetirementPlanTypeDomain_5B5782435CDDC83FA488A35945820DA0" xlink:to="loc_us-gaap_PensionPlansDefinedBenefitMember_C0D2546E5C4389AA90D8A35945829FAF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember" xlink:label="loc_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_6A6A64301F88593D5764A359458255B6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RetirementPlanTypeDomain_5B5782435CDDC83FA488A35945820DA0" xlink:to="loc_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember_6A6A64301F88593D5764A359458255B6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanDisclosureLineItems" xlink:label="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_C331C28F566DDD55E0ECA35945829278" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_F30827BDA4B042C70D2EA3594581E76A" xlink:to="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_C331C28F566DDD55E0ECA35945829278" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:label="loc_us-gaap_DefinedBenefitPlanServiceCost_CB1213565FF4EFC6FB7BA35945830453" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_C331C28F566DDD55E0ECA35945829278" xlink:to="loc_us-gaap_DefinedBenefitPlanServiceCost_CB1213565FF4EFC6FB7BA35945830453" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="loc_us-gaap_DefinedBenefitPlanInterestCost_9F5AEC93FFD3198C8486A35945835BE6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_C331C28F566DDD55E0ECA35945829278" xlink:to="loc_us-gaap_DefinedBenefitPlanInterestCost_9F5AEC93FFD3198C8486A35945835BE6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_D0C667C2E66A93491423A35945830790" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_C331C28F566DDD55E0ECA35945829278" xlink:to="loc_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_D0C667C2E66A93491423A35945830790" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:label="loc_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_DA8837748F782C0E55C7A35945835A03" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_C331C28F566DDD55E0ECA35945829278" xlink:to="loc_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_DA8837748F782C0E55C7A35945835A03" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:label="loc_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_CC1ABD62D747F1262464A35945849B17" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_C331C28F566DDD55E0ECA35945829278" xlink:to="loc_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_CC1ABD62D747F1262464A35945849B17" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/EmployeeBenefitsTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_B16E384AA852DF87A4EEF254410DF5DD" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock" xlink:label="loc_us-gaap_ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock_6A795B00D11EF8349FB6F254410EDBD5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_B16E384AA852DF87A4EEF254410DF5DD" xlink:to="loc_us-gaap_ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock_6A795B00D11EF8349FB6F254410EDBD5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_A2005BE5A401664C75FAF254410E6ECC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_B16E384AA852DF87A4EEF254410DF5DD" xlink:to="loc_us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_A2005BE5A401664C75FAF254410E6ECC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfNetBenefitCostsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_351DEF92E86D7B99AD88F254410EA5F6" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_B16E384AA852DF87A4EEF254410DF5DD" xlink:to="loc_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_351DEF92E86D7B99AD88F254410EA5F6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock_E2E099090A844A4BEEDDF261C7EFAA0F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_B16E384AA852DF87A4EEF254410DF5DD" xlink:to="loc_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock_E2E099090A844A4BEEDDF261C7EFAA0F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurements" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_205D2C20853BAEFF2116A359446C7743" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_B787CBE61B0F9081FE61A359446CFD24" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_205D2C20853BAEFF2116A359446C7743" xlink:to="loc_us-gaap_FairValueDisclosuresTextBlock_B787CBE61B0F9081FE61A359446CFD24" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_2E71FA188BA1F7C2448CCDF5C1C0E08C" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_E556B1968168EEEB0FBDCDF5C1C070E3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_2E71FA188BA1F7C2448CCDF5C1C0E08C" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_E556B1968168EEEB0FBDCDF5C1C070E3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_5C610EB5C87F253DEEABCDF5C1C0C450" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_E556B1968168EEEB0FBDCDF5C1C070E3" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_5C610EB5C87F253DEEABCDF5C1C0C450" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_D4366DCD7488B8738577CDF5C1C0D4A4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_5C610EB5C87F253DEEABCDF5C1C0C450" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_D4366DCD7488B8738577CDF5C1C0D4A4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageBankingFeesMember" xlink:label="loc_cfg_MortgageBankingFeesMember_587060780F5FF3723794CDF5C1C1A96F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_D4366DCD7488B8738577CDF5C1C0D4A4" xlink:to="loc_cfg_MortgageBankingFeesMember_587060780F5FF3723794CDF5C1C1A96F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_49E2871EE972BD3192CCCDF5C1C1E8E7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_E556B1968168EEEB0FBDCDF5C1C070E3" xlink:to="loc_us-gaap_FinancialInstrumentAxis_49E2871EE972BD3192CCCDF5C1C1E8E7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B908C6021A3895FC113ECDF5C1C1E3B3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_49E2871EE972BD3192CCCDF5C1C1E8E7" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B908C6021A3895FC113ECDF5C1C1E3B3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ResidentialLoansHeldforsaleMember" xlink:label="loc_cfg_ResidentialLoansHeldforsaleMember_1FA5F0E40BC611DF0EE5CDF5C1C1A8E8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B908C6021A3895FC113ECDF5C1C1E3B3" xlink:to="loc_cfg_ResidentialLoansHeldforsaleMember_1FA5F0E40BC611DF0EE5CDF5C1C1A8E8" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialRealEstateLoansHeldforsaleMember" xlink:label="loc_cfg_CommercialRealEstateLoansHeldforsaleMember_8EA332F8765A05AE4124CDF5C1C2ADD7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B908C6021A3895FC113ECDF5C1C1E3B3" xlink:to="loc_cfg_CommercialRealEstateLoansHeldforsaleMember_8EA332F8765A05AE4124CDF5C1C2ADD7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_B88BAC6C3867F81B1668CDF5C1C2C037" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_E556B1968168EEEB0FBDCDF5C1C070E3" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_B88BAC6C3867F81B1668CDF5C1C2C037" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueOptionChangesInFairValueGainLoss1" xlink:label="loc_us-gaap_FairValueOptionChangesInFairValueGainLoss1_1606FD212C88116C1711CDF5C1C29187" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_B88BAC6C3867F81B1668CDF5C1C2C037" xlink:to="loc_us-gaap_FairValueOptionChangesInFairValueGainLoss1_1606FD212C88116C1711CDF5C1C29187" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="loc_us-gaap_NoninterestIncomeOther_0B62E5694AF4CEE3DE5ACDF5C1C2409F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_B88BAC6C3867F81B1668CDF5C1C2C037" xlink:to="loc_us-gaap_NoninterestIncomeOther_0B62E5694AF4CEE3DE5ACDF5C1C2409F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_F557420A28853DB3C019CEFEDBDFE395" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_29D198605CE3BE8ACCE7CEFEDBDFC949" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_F557420A28853DB3C019CEFEDBDFE395" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_29D198605CE3BE8ACCE7CEFEDBDFC949" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_EFD62821ED7D9C1DD34CCEFEDBDFE41A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_29D198605CE3BE8ACCE7CEFEDBDFC949" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_EFD62821ED7D9C1DD34CCEFEDBDFE41A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_56221F7FB9E00D5241C9CEFEDBE4BDAC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_EFD62821ED7D9C1DD34CCEFEDBDFE41A" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_56221F7FB9E00D5241C9CEFEDBE4BDAC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_B201E2C11D9866F6C178CEFEDBE5793C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_56221F7FB9E00D5241C9CEFEDBE4BDAC" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_B201E2C11D9866F6C178CEFEDBE5793C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_F7EDF1ABD9D0FCB3BE26CEFEDBE5F124" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_29D198605CE3BE8ACCE7CEFEDBDFC949" xlink:to="loc_us-gaap_FinancialInstrumentAxis_F7EDF1ABD9D0FCB3BE26CEFEDBE5F124" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_40DA8F30BEB1F346C876CEFEDBE584D2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_F7EDF1ABD9D0FCB3BE26CEFEDBE5F124" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_40DA8F30BEB1F346C876CEFEDBE584D2" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ResidentialLoansHeldforsaleMember" xlink:label="loc_cfg_ResidentialLoansHeldforsaleMember_677E3F41BB2568A00BD3CEFEDBE6E856" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_40DA8F30BEB1F346C876CEFEDBE584D2" xlink:to="loc_cfg_ResidentialLoansHeldforsaleMember_677E3F41BB2568A00BD3CEFEDBE6E856" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember" xlink:label="loc_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember_A2590D19A0F209BC66EECEFEDBE6E22A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_40DA8F30BEB1F346C876CEFEDBE584D2" xlink:to="loc_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember_A2590D19A0F209BC66EECEFEDBE6E22A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_77A2782BFCA7A6F048F0CEFEDBE64CF8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_29D198605CE3BE8ACCE7CEFEDBDFC949" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_77A2782BFCA7A6F048F0CEFEDBE64CF8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleAmount_0B345116D76205630E63CEFEDBE69BE1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/netLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_77A2782BFCA7A6F048F0CEFEDBE64CF8" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleAmount_0B345116D76205630E63CEFEDBE69BE1" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal" xlink:label="loc_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal_94310AA283ABF4F1D63ECEFEDBE7C328" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_77A2782BFCA7A6F048F0CEFEDBE64CF8" xlink:to="loc_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal_94310AA283ABF4F1D63ECEFEDBE7C328" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables" xlink:label="loc_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables_20FEF70644B0B9C462C1CEFEDBE7CD00" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_77A2782BFCA7A6F048F0CEFEDBE64CF8" xlink:to="loc_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables_20FEF70644B0B9C462C1CEFEDBE7CD00" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_E0110F2671B4C2284A01F8808C233B13" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_B8695EF1E30BA1DFF64EF8808C23ECE7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_E0110F2671B4C2284A01F8808C233B13" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_B8695EF1E30BA1DFF64EF8808C23ECE7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_47229086E6682A5CE28FF8808C234751" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_B8695EF1E30BA1DFF64EF8808C23ECE7" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_47229086E6682A5CE28FF8808C234751" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_47229086E6682A5CE28FF8808C234751" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_36969996C6FAC3D9F3F2F8808C245B28" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8" xlink:to="loc_us-gaap_ResidentialMortgageMember_36969996C6FAC3D9F3F2F8808C245B28" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherContractMember" xlink:label="loc_us-gaap_OtherContractMember_877DF205F75723543F0BF8808C244CE7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_085968D82BA98D32D510F8808C24C1C8" xlink:to="loc_us-gaap_OtherContractMember_877DF205F75723543F0BF8808C244CE7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_29EC46AA44A4D933F3AAF8808C2537D0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_B8695EF1E30BA1DFF64EF8808C23ECE7" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_29EC46AA44A4D933F3AAF8808C2537D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_29EC46AA44A4D933F3AAF8808C2537D0" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_374BC52F69FA35ACCB79F8808C25F948" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_374BC52F69FA35ACCB79F8808C25F948" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_48BCCE31ACC0277BBC66F8808C25EE7D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_48BCCE31ACC0277BBC66F8808C25EE7D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues_4303994FC0D8FEC59B58F8808C25378B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues_4303994FC0D8FEC59B58F8808C25378B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_487E5A7B7C93F3E724D3F8808C261EB0" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_487E5A7B7C93F3E724D3F8808C261EB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_F99DF9F3E7527877E252F8808C2693FA" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_F99DF9F3E7527877E252F8808C2693FA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_94E9859EB070A22ACFA4F8808C2676D3" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_94E9859EB070A22ACFA4F8808C2676D3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_DC8F4B95DDC6AC79A72BF8808C263D28" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_9B4F1208B2600329A111F8808C252A58" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_DC8F4B95DDC6AC79A72BF8808C263D28" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_DAAC7A2169214C31B1BFF8808C2F4147" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_DAAC7A2169214C31B1BFF8808C2F4147" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_CAB224191B356D7FC201F8808C2F4F06" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:to="loc_us-gaap_FinancialInstrumentAxis_CAB224191B356D7FC201F8808C2F4F06" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C84EA3A0E27DEBF21475F8808C30CABB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_CAB224191B356D7FC201F8808C2F4F06" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C84EA3A0E27DEBF21475F8808C30CABB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MoneyMarketFundsMember" xlink:label="loc_us-gaap_MoneyMarketFundsMember_B793AC95834624BBF2E9F8808C30A505" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C84EA3A0E27DEBF21475F8808C30CABB" xlink:to="loc_us-gaap_MoneyMarketFundsMember_B793AC95834624BBF2E9F8808C30A505" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_E25D61543A004AB568D3F8808C301F6C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_E25D61543A004AB568D3F8808C301F6C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_E25D61543A004AB568D3F8808C301F6C" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesMember_11DC9C34D8C670FA26CDF8808C310625" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3" xlink:to="loc_us-gaap_MortgageBackedSecuritiesMember_11DC9C34D8C670FA26CDF8808C310625" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_B3DBCF358A2A0400D52AF8808C314444" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_B3DBCF358A2A0400D52AF8808C314444" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="loc_us-gaap_USTreasurySecuritiesMember_141F820D7AE2106D3D85F8808C313D09" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3" xlink:to="loc_us-gaap_USTreasurySecuritiesMember_141F820D7AE2106D3D85F8808C313D09" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ResidentialLoansHeldforsaleMember" xlink:label="loc_cfg_ResidentialLoansHeldforsaleMember_98256B78F3F42E9C57E6F8808C31FA69" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3" xlink:to="loc_cfg_ResidentialLoansHeldforsaleMember_98256B78F3F42E9C57E6F8808C31FA69" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialRealEstateLoansHeldforsaleMember" xlink:label="loc_cfg_CommercialRealEstateLoansHeldforsaleMember_844B44711F44EDF80CD9F8808C314873" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3" xlink:to="loc_cfg_CommercialRealEstateLoansHeldforsaleMember_844B44711F44EDF80CD9F8808C314873" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_E0DB0583F0FEAB826618F8808C320B47" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4ED08BDD5D43853555D1F8808C3032A3" xlink:to="loc_us-gaap_ResidentialMortgageMember_E0DB0583F0FEAB826618F8808C320B47" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_CB5F9714BA975D04F780F8808C3240A0" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_CB5F9714BA975D04F780F8808C3240A0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_CB5F9714BA975D04F780F8808C3240A0" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_A7F3BD5BC09E35EAE5E4F8808C32E7FF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_A7F3BD5BC09E35EAE5E4F8808C32E7FF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_8B8D1A0C476D5F9001EDF8808C32F704" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_8B8D1A0C476D5F9001EDF8808C32F704" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_26B1D247DC495474CC59F8808C33CD2B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_82E35BA578A7660282E2F8808C32D0B3" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_26B1D247DC495474CC59F8808C33CD2B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_77899951E582BD14A5F5F8808C3389F7" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_77899951E582BD14A5F5F8808C3389F7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_77899951E582BD14A5F5F8808C3389F7" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember_9BB69EE3820CCFA6602EF8808C33C835" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269" xlink:to="loc_us-gaap_InterestRateSwapMember_9BB69EE3820CCFA6602EF8808C33C835" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ForeignExchangeContractMember" xlink:label="loc_us-gaap_ForeignExchangeContractMember_65EBD29B1E0F127078F6F8808C335131" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269" xlink:to="loc_us-gaap_ForeignExchangeContractMember_65EBD29B1E0F127078F6F8808C335131" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherContractMember" xlink:label="loc_us-gaap_OtherContractMember_05C0BB17055D59284CEAF8808C34CFAD" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_81F476E75BF0C3B44FD7F8808C332269" xlink:to="loc_us-gaap_OtherContractMember_05C0BB17055D59284CEAF8808C34CFAD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_58B93081D094311D8BB6F8808C344212" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_767A87FEDE36A820EB72F8808C2F9D3C" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_58B93081D094311D8BB6F8808C344212" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:label="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_58B93081D094311D8BB6F8808C344212" xlink:to="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_294CF0CD2220673E76D3F8808C343DB8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_294CF0CD2220673E76D3F8808C343DB8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleAmount_5057C9972505D6988933F8808C35F501" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleAmount_5057C9972505D6988933F8808C35F501" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_3D16868AD3EC02F7D739F8808C3504AB" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_3D16868AD3EC02F7D739F8808C3504AB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_621F0E49A6CB2A0A0247F8808C35909F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_621F0E49A6CB2A0A0247F8808C35909F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNi" xlink:label="loc_us-gaap_EquitySecuritiesFvNi_24947D589DFC86446B19F8808C35F6F6" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:to="loc_us-gaap_EquitySecuritiesFvNi_24947D589DFC86446B19F8808C35F6F6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_B71079B04CA5AF8535E2F8808C359A24" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_3248F87921418443921BF8808C345171" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_B71079B04CA5AF8535E2F8808C359A24" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_71DD3B66499C88C8D112F8808C35E623" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_58B93081D094311D8BB6F8808C344212" xlink:to="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_71DD3B66499C88C8D112F8808C35E623" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_D4780B715106A89F62BFF8808C367020" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/netLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_71DD3B66499C88C8D112F8808C35E623" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_D4780B715106A89F62BFF8808C367020" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_07753BA7DD637410129EF8808C36850E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_71DD3B66499C88C8D112F8808C35E623" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_07753BA7DD637410129EF8808C36850E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_5C8C6D8EAE7F81E58828205BEAA39667" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_4807E0F68266E6012FED205BEAA4A66A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_5C8C6D8EAE7F81E58828205BEAA39667" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_4807E0F68266E6012FED205BEAA4A66A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2DAE28CAB44F21345801205BEAA4B606" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_4807E0F68266E6012FED205BEAA4A66A" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2DAE28CAB44F21345801205BEAA4B606" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_B14D4D7CABCA202A9C21205BEAA4EE85" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2DAE28CAB44F21345801205BEAA4B606" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_B14D4D7CABCA202A9C21205BEAA4EE85" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsLeasedToOthersMember" xlink:label="loc_us-gaap_AssetsLeasedToOthersMember_D5EC500AECDAA8D58EDF205BEAA42113" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_B14D4D7CABCA202A9C21205BEAA4EE85" xlink:to="loc_us-gaap_AssetsLeasedToOthersMember_D5EC500AECDAA8D58EDF205BEAA42113" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_C17CCF620A649802A63F205BEAA54BDB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_4807E0F68266E6012FED205BEAA4A66A" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_C17CCF620A649802A63F205BEAA54BDB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_624ABC9B0478D35F686B205BEAA50B38" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_C17CCF620A649802A63F205BEAA54BDB" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_624ABC9B0478D35F686B205BEAA50B38" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_21169851B898E1DF6176205BEAA54993" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_624ABC9B0478D35F686B205BEAA50B38" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_21169851B898E1DF6176205BEAA54993" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_901D21EF23E7BEA2F36E205BEAA53257" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_624ABC9B0478D35F686B205BEAA50B38" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_901D21EF23E7BEA2F36E205BEAA53257" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_DA38A7294ECDE770EF3D205BEAA6131C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_624ABC9B0478D35F686B205BEAA50B38" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_DA38A7294ECDE770EF3D205BEAA6131C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_57839F646926B141D27E205BEAA6470A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_4807E0F68266E6012FED205BEAA4A66A" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_57839F646926B141D27E205BEAA6470A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_648A1E7C45BA94C9DD7D205BEAA63752" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_57839F646926B141D27E205BEAA6470A" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_648A1E7C45BA94C9DD7D205BEAA63752" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsNonrecurringMember_3FBBD632F59F7CE6BE49205BEAA67B1F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_648A1E7C45BA94C9DD7D205BEAA63752" xlink:to="loc_us-gaap_FairValueMeasurementsNonrecurringMember_3FBBD632F59F7CE6BE49205BEAA67B1F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2000AC909CE3B55993BD205BEAA6B4CC" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_4807E0F68266E6012FED205BEAA4A66A" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2000AC909CE3B55993BD205BEAA6B4CC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoansCollateralDependentImpaired" xlink:label="loc_cfg_LoansCollateralDependentImpaired_37AEEC94EFABEF69E9DD205BEAA79FED" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2000AC909CE3B55993BD205BEAA6B4CC" xlink:to="loc_cfg_LoansCollateralDependentImpaired_37AEEC94EFABEF69E9DD205BEAA79FED" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageServicingRights" xlink:label="loc_cfg_MortgageServicingRights_57EA269F0753496C5258205BEAA78501" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2000AC909CE3B55993BD205BEAA6B4CC" xlink:to="loc_cfg_MortgageServicingRights_57EA269F0753496C5258205BEAA78501" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_8EFEFE721EA645D940C3205BEAA71C51" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2000AC909CE3B55993BD205BEAA6B4CC" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_8EFEFE721EA645D940C3205BEAA71C51" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet" xlink:label="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet_9FFCFDE0579A65F816F6205BEAA7647C" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2000AC909CE3B55993BD205BEAA6B4CC" xlink:to="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet_9FFCFDE0579A65F816F6205BEAA7647C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_4188DC49A37CFE2202857BA880963E59" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9F14A2CF77AFA90087957BA880966648" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_4188DC49A37CFE2202857BA880963E59" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9F14A2CF77AFA90087957BA880966648" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_4435F8B37448250FE2C77BA88097C744" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9F14A2CF77AFA90087957BA880966648" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_4435F8B37448250FE2C77BA88097C744" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3A8C7A4557817A1D7A487BA880971612" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_4435F8B37448250FE2C77BA88097C744" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3A8C7A4557817A1D7A487BA880971612" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_8CADBE0627433C1B41137BA8809737DC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3A8C7A4557817A1D7A487BA880971612" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_8CADBE0627433C1B41137BA8809737DC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_25E842C0D15D30749D9F7BA880970EFB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3A8C7A4557817A1D7A487BA880971612" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_25E842C0D15D30749D9F7BA880970EFB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_2CFCB45C0F5288AFA46C7BA880988F8F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3A8C7A4557817A1D7A487BA880971612" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_2CFCB45C0F5288AFA46C7BA880988F8F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_39E42E93452724567B647BA880983586" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9F14A2CF77AFA90087957BA880966648" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_39E42E93452724567B647BA880983586" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_39E42E93452724567B647BA880983586" xlink:to="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_41F4B5FA0DFB54B1FF797BA880988A54" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="loc_us-gaap_HeldToMaturitySecurities_41F4B5FA0DFB54B1FF797BA880988A54" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_DD28D0CFE8899C0742CC7BA88099C0CC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_DD28D0CFE8899C0742CC7BA88099C0CC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" xlink:label="loc_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_DD3D6190789BA2D45A667BA880994DA6" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="loc_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_DD3D6190789BA2D45A667BA880994DA6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalOtherInvestmentSecuritiesAtCostFairValue" xlink:label="loc_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_FD140AC69A9CF7A99B527BA880995335" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="loc_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_FD140AC69A9CF7A99B527BA880995335" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLoansReceivableHeldforsaleAmount" xlink:label="loc_cfg_OtherLoansReceivableHeldforsaleAmount_313A3AACCB1B0B77A0F17BA8809914FC" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/netLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="loc_cfg_OtherLoansReceivableHeldforsaleAmount_313A3AACCB1B0B77A0F17BA8809914FC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure" xlink:label="loc_cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure_6FD526A62C4E530A60107BA88099BE60" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="loc_cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure_6FD526A62C4E530A60107BA88099BE60" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_37F2100D3D9B58785E127BA880993104" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/netLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_37F2100D3D9B58785E127BA880993104" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="loc_us-gaap_LoansReceivableFairValueDisclosure_D4C984F4C6108FB15CA57BA88099A2DF" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_EE7A4CC104E805ED75167BA880980EFE" xlink:to="loc_us-gaap_LoansReceivableFairValueDisclosure_D4C984F4C6108FB15CA57BA88099A2DF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_39E42E93452724567B647BA880983586" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits_6140B9F2D5D0129B373C7BA8809A5918" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="loc_us-gaap_Deposits_6140B9F2D5D0129B373C7BA8809A5918" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="loc_us-gaap_DepositsFairValueDisclosure_DB9A247BFD64905206F47BA8809AFC4E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="loc_us-gaap_DepositsFairValueDisclosure_DB9A247BFD64905206F47BA8809AFC4E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_CD4DA6D3CB49B6588CEE7BA8809A73CA" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_CD4DA6D3CB49B6588CEE7BA8809A73CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" xlink:label="loc_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_2AFEF36853A6BF56F9527BA8809BCBE9" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="loc_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_2AFEF36853A6BF56F9527BA8809BCBE9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherShortTermBorrowings" xlink:label="loc_us-gaap_OtherShortTermBorrowings_C41AC216D0E5CC826FD37BA8809B3742" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="loc_us-gaap_OtherShortTermBorrowings_C41AC216D0E5CC826FD37BA8809B3742" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherShorttermBorrowingsFairValueDisclosure" xlink:label="loc_cfg_OtherShorttermBorrowingsFairValueDisclosure_224E5C5DBC7EE2D82A447BA8809B889C" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="loc_cfg_OtherShorttermBorrowingsFairValueDisclosure_224E5C5DBC7EE2D82A447BA8809B889C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_076A260C73F4FDF1A88B7BA8809BDB2E" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/netLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="loc_us-gaap_LongTermDebt_076A260C73F4FDF1A88B7BA8809BDB2E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtFairValue" xlink:label="loc_us-gaap_LongTermDebtFairValue_1080DC54F241958DCAA67BA8809BC6FE" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract_A0E0AE2C05900B073DF27BA8809AE711" xlink:to="loc_us-gaap_LongTermDebtFairValue_1080DC54F241958DCAA67BA8809BC6FE" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_DF6FBB6721448BAA865BB0759D84E8EF" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_0CD3554372253B6E692AB0759D840A0E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_DF6FBB6721448BAA865BB0759D84E8EF" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_0CD3554372253B6E692AB0759D840A0E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_E34FFD13435DCFA6EE4AB0759D853990" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_0CD3554372253B6E692AB0759D840A0E" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_E34FFD13435DCFA6EE4AB0759D853990" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_BAEAFEDFD27757FE6CD8B0759D85C750" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_E34FFD13435DCFA6EE4AB0759D853990" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_BAEAFEDFD27757FE6CD8B0759D85C750" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsNonrecurringMember_A5D7560661E02326152DB0759D85ABF1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_BAEAFEDFD27757FE6CD8B0759D85C750" xlink:to="loc_us-gaap_FairValueMeasurementsNonrecurringMember_A5D7560661E02326152DB0759D85ABF1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_D0C31037836C03DA0047B0759D852E19" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_0CD3554372253B6E692AB0759D840A0E" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_D0C31037836C03DA0047B0759D852E19" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_F0C335E7A5B8B135499BB0759D86A224" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_D0C31037836C03DA0047B0759D852E19" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_F0C335E7A5B8B135499BB0759D86A224" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoansCollateralDependentImpairedMember" xlink:label="loc_cfg_LoansCollateralDependentImpairedMember_337F200F3EA190B3A818B0759D86A38B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_F0C335E7A5B8B135499BB0759D86A224" xlink:to="loc_cfg_LoansCollateralDependentImpairedMember_337F200F3EA190B3A818B0759D86A38B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageServicingRightsMember" xlink:label="loc_cfg_MortgageServicingRightsMember_0AB673C4EBFE3132589FB0759D8615D2" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_F0C335E7A5B8B135499BB0759D86A224" xlink:to="loc_cfg_MortgageServicingRightsMember_0AB673C4EBFE3132589FB0759D8615D2" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LeasedAssetsMember" xlink:label="loc_cfg_LeasedAssetsMember_6D2A5EB7CB254E18ED9DB0759D87232E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_F0C335E7A5B8B135499BB0759D86A224" xlink:to="loc_cfg_LeasedAssetsMember_6D2A5EB7CB254E18ED9DB0759D87232E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_3D664F1B029D65488DA7B0759D87C81B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_0CD3554372253B6E692AB0759D840A0E" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_3D664F1B029D65488DA7B0759D87C81B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings" xlink:label="loc_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings_C3A1E23199EF13A69ED4B0759D87303D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_3D664F1B029D65488DA7B0759D87C81B" xlink:to="loc_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings_C3A1E23199EF13A69ED4B0759D87303D" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/FairValueMeasurementsTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_B6DDCCC51E0D0CDD690BCEFEDBFDE56B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock" xlink:label="loc_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock_8749FE0CD7E4E86DB4CECF02C6A43BDD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_B6DDCCC51E0D0CDD690BCEFEDBFDE56B" xlink:to="loc_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock_8749FE0CD7E4E86DB4CECF02C6A43BDD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_F83656008FF98AB0F9CFCEFEDBFD83CB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_B6DDCCC51E0D0CDD690BCEFEDBFDE56B" xlink:to="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_F83656008FF98AB0F9CFCEFEDBFD83CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_DF34CA1527EE543BE65DCEFEDBFD4C2A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_B6DDCCC51E0D0CDD690BCEFEDBFDE56B" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_DF34CA1527EE543BE65DCEFEDBFD4C2A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock" xlink:label="loc_cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock_3F09CED0EE4629BD4E1DCEFEDBFECF4F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_B6DDCCC51E0D0CDD690BCEFEDBFDE56B" xlink:to="loc_cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock_3F09CED0EE4629BD4E1DCEFEDBFECF4F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_130F97DBB2E6E12B665BCEFEDBFE44AC" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_B6DDCCC51E0D0CDD690BCEFEDBFDE56B" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_130F97DBB2E6E12B665BCEFEDBFE44AC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_CF5425B81732A362B7F1CEFEDBFEC55E" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_B6DDCCC51E0D0CDD690BCEFEDBFDE56B" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_CF5425B81732A362B7F1CEFEDBFEC55E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssets" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_A6406FE7159847F97482A359437A708D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_F7C6CE8B0F502B5166F5A359437A4BE1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_A6406FE7159847F97482A359437A708D" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_F7C6CE8B0F502B5166F5A359437A4BE1" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_A8A373E03A8856164816A359420F5FA3" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfGoodwillTable" xlink:label="loc_us-gaap_ScheduleOfGoodwillTable_82DDBBC1169AAE9317DDA359420F60D1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_A8A373E03A8856164816A359420F5FA3" xlink:to="loc_us-gaap_ScheduleOfGoodwillTable_82DDBBC1169AAE9317DDA359420F60D1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_39FA41573C43551F0F99A359420F86E2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_82DDBBC1169AAE9317DDA359420F60D1" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_39FA41573C43551F0F99A359420F86E2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_9D480C5A708932F26885A359421000CF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_39FA41573C43551F0F99A359420F86E2" xlink:to="loc_us-gaap_SegmentDomain_9D480C5A708932F26885A359421000CF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerBankingMember" xlink:label="loc_cfg_ConsumerBankingMember_BCE90A4B91CA919671B3A359421017BE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_9D480C5A708932F26885A359421000CF" xlink:to="loc_cfg_ConsumerBankingMember_BCE90A4B91CA919671B3A359421017BE" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialBankingMember" xlink:label="loc_cfg_CommercialBankingMember_A9EB9FD427ED511CB5F7A3594210E11E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_9D480C5A708932F26885A359421000CF" xlink:to="loc_cfg_CommercialBankingMember_A9EB9FD427ED511CB5F7A3594210E11E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillLineItems" xlink:label="loc_us-gaap_GoodwillLineItems_1CDBED8E1B8CA73E6764A35942105BCD" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_82DDBBC1169AAE9317DDA359420F60D1" xlink:to="loc_us-gaap_GoodwillLineItems_1CDBED8E1B8CA73E6764A35942105BCD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillRollForward" xlink:label="loc_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillLineItems_1CDBED8E1B8CA73E6764A35942105BCD" xlink:to="loc_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_287D7EDA6C1CC71AF6F9A3594211B152" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322" xlink:to="loc_us-gaap_Goodwill_287D7EDA6C1CC71AF6F9A3594211B152" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillAcquiredDuringPeriod" xlink:label="loc_us-gaap_GoodwillAcquiredDuringPeriod_8C7D4314003B70682AA5A3594211196C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322" xlink:to="loc_us-gaap_GoodwillAcquiredDuringPeriod_8C7D4314003B70682AA5A3594211196C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillPurchaseAccountingAdjustments" xlink:label="loc_us-gaap_GoodwillPurchaseAccountingAdjustments_0EDAB01BE53B466CF3A2A3594211A8B0" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322" xlink:to="loc_us-gaap_GoodwillPurchaseAccountingAdjustments_0EDAB01BE53B466CF3A2A3594211A8B0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_2A339126ACCD295C1689A35942116BA2" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillRollForward_B61E77B5F4C62BAA3CFAA3594211F322" xlink:to="loc_us-gaap_Goodwill_2A339126ACCD295C1689A35942116BA2" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_7DB70DDF7E1396E56C2CC97A539146E5" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_627C03A27A3BE94217D0C97A5392FAC4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_7DB70DDF7E1396E56C2CC97A539146E5" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_627C03A27A3BE94217D0C97A5392FAC4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_B372EB590B57BCA082B9C97A53924D54" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_627C03A27A3BE94217D0C97A5392FAC4" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_B372EB590B57BCA082B9C97A53924D54" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_E3741C307A9FD9FAD2FBC97A5392A378" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_627C03A27A3BE94217D0C97A5392FAC4" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_E3741C307A9FD9FAD2FBC97A5392A378" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_4BD746B97FFAC3310A68C97A53925A67" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_627C03A27A3BE94217D0C97A5392FAC4" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_4BD746B97FFAC3310A68C97A53925A67" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_E802500C524838F11AA7C97A5393A746" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_627C03A27A3BE94217D0C97A5392FAC4" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_E802500C524838F11AA7C97A5393A746" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_06083E1D7C19F60714BBC97A5393CDB1" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_627C03A27A3BE94217D0C97A5392FAC4" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_06083E1D7C19F60714BBC97A5393CDB1" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_888AA16B1AC7BBD382A0F217BE673D84" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfGoodwillTable" xlink:label="loc_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_888AA16B1AC7BBD382A0F217BE673D84" xlink:to="loc_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_50FE628F8BD140E481A9F217BE678F79" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_50FE628F8BD140E481A9F217BE678F79" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_50FE628F8BD140E481A9F217BE678F79" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIntangibleAssetsMember" xlink:label="loc_us-gaap_OtherIntangibleAssetsMember_DA0C2CEADE7AED567BB6F217BE68D895" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A" xlink:to="loc_us-gaap_OtherIntangibleAssetsMember_DA0C2CEADE7AED567BB6F217BE68D895" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NamingRightsMember" xlink:label="loc_cfg_NamingRightsMember_4F1D681926533D8B9A21F217BE684CE9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_81BA5CFAEFC6BAE36C66F217BE67622A" xlink:to="loc_cfg_NamingRightsMember_4F1D681926533D8B9A21F217BE684CE9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_9F8BF41A9AC51DF0BE3CF217BE68351B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_9F8BF41A9AC51DF0BE3CF217BE68351B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_16A489D101C79CE22523F217BE68569A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_9F8BF41A9AC51DF0BE3CF217BE68351B" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_16A489D101C79CE22523F217BE68569A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ClarfeldFinancialAdvisorsLLCMember" xlink:label="loc_cfg_ClarfeldFinancialAdvisorsLLCMember_5870B2448F8EC3D790AFF217BE696154" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_16A489D101C79CE22523F217BE68569A" xlink:to="loc_cfg_ClarfeldFinancialAdvisorsLLCMember_5870B2448F8EC3D790AFF217BE696154" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_BowstringAdvisorsLLCMember" xlink:label="loc_cfg_BowstringAdvisorsLLCMember_04AE0E94BC5D88E75BA3F217BE69B3BF" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_16A489D101C79CE22523F217BE68569A" xlink:to="loc_cfg_BowstringAdvisorsLLCMember_04AE0E94BC5D88E75BA3F217BE69B3BF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_98FFAEC600684419B00EF217BE696C36" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_98FFAEC600684419B00EF217BE696C36" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_D96B7C62F399D9F12A72F217BE692ACA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_98FFAEC600684419B00EF217BE696C36" xlink:to="loc_us-gaap_SegmentDomain_D96B7C62F399D9F12A72F217BE692ACA" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerBankingMember" xlink:label="loc_cfg_ConsumerBankingMember_D33550C398B5714562E9F217BE6AB073" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_D96B7C62F399D9F12A72F217BE692ACA" xlink:to="loc_cfg_ConsumerBankingMember_D33550C398B5714562E9F217BE6AB073" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialBankingMember" xlink:label="loc_cfg_CommercialBankingMember_CAD73C9546DFC2EA3349F217BE6A9900" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_D96B7C62F399D9F12A72F217BE692ACA" xlink:to="loc_cfg_CommercialBankingMember_CAD73C9546DFC2EA3349F217BE6A9900" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillLineItems" xlink:label="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_6616C4A049D7441BB8A6F217BE673C24" xlink:to="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NumberOfReportingUnits" xlink:label="loc_us-gaap_NumberOfReportingUnits_2034D55D640FC16ADBD1F217BE6A434C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:to="loc_us-gaap_NumberOfReportingUnits_2034D55D640FC16ADBD1F217BE6A434C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillImpairmentLoss" xlink:label="loc_us-gaap_GoodwillImpairmentLoss_232692074787C23B0B69F217BE6B2B25" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:to="loc_us-gaap_GoodwillImpairmentLoss_232692074787C23B0B69F217BE6B2B25" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillPeriodIncreaseDecrease" xlink:label="loc_us-gaap_GoodwillPeriodIncreaseDecrease_977B8D705A5FE5A195D1F217BE6A1524" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:to="loc_us-gaap_GoodwillPeriodIncreaseDecrease_977B8D705A5FE5A195D1F217BE6A1524" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillImpairedAccumulatedImpairmentLoss" xlink:label="loc_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_77067485CE9585D0067DF217BE6B9859" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:to="loc_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_77067485CE9585D0067DF217BE6B9859" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_C84873FA5850743E9ACAF217BE6BDCDD" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_C84873FA5850743E9ACAF217BE6BDCDD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_F2B0BCBFF2476AE7E8DFF217BE6B873A" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillLineItems_8FCB6174DF4C187EEE26F217BE6A1B3C" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_F2B0BCBFF2476AE7E8DFF217BE6B873A" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_BF1B901B4F50B46AFF21CEBDEB391B5F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:label="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_6B86562A569DEF6B405ECEBDEB392877" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_BF1B901B4F50B46AFF21CEBDEB391B5F" xlink:to="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_6B86562A569DEF6B405ECEBDEB392877" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_AE342F969A9A26BA58A3CEBDEB3A6F48" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_6B86562A569DEF6B405ECEBDEB392877" xlink:to="loc_srt_RangeAxis_AE342F969A9A26BA58A3CEBDEB3A6F48" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_9F0C49EA128A6C9F4896CEBDEB3A371E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_AE342F969A9A26BA58A3CEBDEB3A6F48" xlink:to="loc_srt_RangeMember_9F0C49EA128A6C9F4896CEBDEB3A371E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_74AE04D104396F42C40ACEBDEB3AC19F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_9F0C49EA128A6C9F4896CEBDEB3A371E" xlink:to="loc_srt_MinimumMember_74AE04D104396F42C40ACEBDEB3AC19F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_93FA6CA1C3845F756688CEBDEB3BCDB8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_9F0C49EA128A6C9F4896CEBDEB3A371E" xlink:to="loc_srt_MaximumMember_93FA6CA1C3845F756688CEBDEB3BCDB8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_082D1B9101604A32E328CEBDEB3B0BBD" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_6B86562A569DEF6B405ECEBDEB392877" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_082D1B9101604A32E328CEBDEB3B0BBD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_E441D698DEA0C386BE84CEBDEB3BF7D6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_082D1B9101604A32E328CEBDEB3B0BBD" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_E441D698DEA0C386BE84CEBDEB3BF7D6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TechnologyBasedIntangibleAssetsMember" xlink:label="loc_us-gaap_TechnologyBasedIntangibleAssetsMember_3A0B7D22F692C5649A3CCEBDEB3B8BCC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_E441D698DEA0C386BE84CEBDEB3BF7D6" xlink:to="loc_us-gaap_TechnologyBasedIntangibleAssetsMember_3A0B7D22F692C5649A3CCEBDEB3B8BCC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CustomerRelationshipsMember" xlink:label="loc_us-gaap_CustomerRelationshipsMember_0A25CBEC435FF3A34D70CEBDEB3B7BA7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_E441D698DEA0C386BE84CEBDEB3BF7D6" xlink:to="loc_us-gaap_CustomerRelationshipsMember_0A25CBEC435FF3A34D70CEBDEB3B7BA7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NamingRightsMember" xlink:label="loc_cfg_NamingRightsMember_6C46CBF93647D269643DCEBDEB3CECA6" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_E441D698DEA0C386BE84CEBDEB3BF7D6" xlink:to="loc_cfg_NamingRightsMember_6C46CBF93647D269643DCEBDEB3CECA6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIntangibleAssetsMember" xlink:label="loc_us-gaap_OtherIntangibleAssetsMember_1DB19A13E545F14D59E1CEBDEB3CF199" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_E441D698DEA0C386BE84CEBDEB3BF7D6" xlink:to="loc_us-gaap_OtherIntangibleAssetsMember_1DB19A13E545F14D59E1CEBDEB3CF199" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_6B86562A569DEF6B405ECEBDEB392877" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_830DCA9CA446E708B3BCCEBDEB3CB369" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_830DCA9CA446E708B3BCCEBDEB3CB369" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsGross_643C4213CECE6826F4CDCEBDEB3EDA8B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsGross_643C4213CECE6826F4CDCEBDEB3EDA8B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_DB108F6A5E8ED8F42763CEBDEB3E79FD" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_DB108F6A5E8ED8F42763CEBDEB3E79FD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_65CDD166DBCB6866D031CEBDEB3EA07B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_4182162ADDD873BD6E4FCEBDEB3C3123" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsNet_65CDD166DBCB6866D031CEBDEB3EA07B" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_211C969C8F1C0AB83462A35942492AE9" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfGoodwillTextBlock" xlink:label="loc_us-gaap_ScheduleOfGoodwillTextBlock_7E0C440EE4BB22243FCCA3594249979F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_211C969C8F1C0AB83462A35942492AE9" xlink:to="loc_us-gaap_ScheduleOfGoodwillTextBlock_7E0C440EE4BB22243FCCA3594249979F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_FCD484FEA17BA2ABA59EA359424A6AF1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_211C969C8F1C0AB83462A35942492AE9" xlink:to="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_FCD484FEA17BA2ABA59EA359424A6AF1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xlink:label="loc_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_E8EEF3E173868D5FC7E6A359424A0539" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_211C969C8F1C0AB83462A35942492AE9" xlink:to="loc_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_E8EEF3E173868D5FC7E6A359424A0539" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxes" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_3E35B97658952B27D79CA35943B7CCDA" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_146328EDB174FC47E16FA35943B7CC14" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_3E35B97658952B27D79CA35943B7CCDA" xlink:to="loc_us-gaap_IncomeTaxDisclosureTextBlock_146328EDB174FC47E16FA35943B7CC14" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_6C1CE26EA05922F963A3A359468C66E8" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_339FA59BB5FE194CFBC3A359468DD53E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_6C1CE26EA05922F963A3A359468C66E8" xlink:to="loc_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_339FA59BB5FE194CFBC3A359468DD53E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentFederalTaxExpenseBenefit_1DFE033B60C9D29540FBA359468D806C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_339FA59BB5FE194CFBC3A359468DD53E" xlink:to="loc_us-gaap_CurrentFederalTaxExpenseBenefit_1DFE033B60C9D29540FBA359468D806C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_81E28F8FB03EF9FCFBDFA359468D373E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_339FA59BB5FE194CFBC3A359468DD53E" xlink:to="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_81E28F8FB03EF9FCFBDFA359468D373E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_C17DF0D87C43C495326DA359468D2977" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_339FA59BB5FE194CFBC3A359468DD53E" xlink:to="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_C17DF0D87C43C495326DA359468D2977" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_A3D45C7E693D5BE5EAA4A359468D59DE" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_6C1CE26EA05922F963A3A359468C66E8" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_A3D45C7E693D5BE5EAA4A359468D59DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_22E850D52FC08FC04E9FA359468E49C0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_A3D45C7E693D5BE5EAA4A359468D59DE" xlink:to="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_22E850D52FC08FC04E9FA359468E49C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_E0D25E85DEB1891A8D6BA359468ED841" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_A3D45C7E693D5BE5EAA4A359468D59DE" xlink:to="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_E0D25E85DEB1891A8D6BA359468ED841" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_E5BF05C147DA30AFAF06A359468E0339" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_A3D45C7E693D5BE5EAA4A359468D59DE" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_E5BF05C147DA30AFAF06A359468E0339" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations" xlink:label="loc_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_C8EBBC2367459F047771A359468EAE26" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_6C1CE26EA05922F963A3A359468C66E8" xlink:to="loc_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_C8EBBC2367459F047771A359468EAE26" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations" xlink:label="loc_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_F40A5EA2645A8DF83B45A359468EF117" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_6C1CE26EA05922F963A3A359468C66E8" xlink:to="loc_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_F40A5EA2645A8DF83B45A359468EF117" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_A8F9AFC855D367DF3163A359468FA75D" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_6C1CE26EA05922F963A3A359468C66E8" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_A8F9AFC855D367DF3163A359468FA75D" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_3C0691723A89C0B128C5A3594492447B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesNetAbstract" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_670958FF30E38563FC8BA35944934507" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_3C0691723A89C0B128C5A3594492447B" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_670958FF30E38563FC8BA35944934507" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsNetAbstract" xlink:label="loc_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_670958FF30E38563FC8BA35944934507" xlink:to="loc_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives" xlink:label="loc_cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives_81F01E10B44D0749CC01A359449375F3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE" xlink:to="loc_cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives_81F01E10B44D0749CC01A359449375F3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_FC3A0E83F11933715A1FA359449392E2" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_FC3A0E83F11933715A1FA359449392E2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:label="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_BF4EB28E3148AD85B4F0A3594494128A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE" xlink:to="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_BF4EB28E3148AD85B4F0A3594494128A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxAssetsAccruedExpenses" xlink:label="loc_cfg_DeferredTaxAssetsAccruedExpenses_B4EAB521AB4662B849DFA3594494F19C" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE" xlink:to="loc_cfg_DeferredTaxAssetsAccruedExpenses_B4EAB521AB4662B849DFA3594494F19C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther" xlink:label="loc_cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther_781F63D04077325D435AA35944946D24" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE" xlink:to="loc_cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther_781F63D04077325D435AA35944946D24" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxAssetsFairValueAdjustment" xlink:label="loc_cfg_DeferredTaxAssetsFairValueAdjustment_A98D9A20AD52B830E98DA3594494A48E" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE" xlink:to="loc_cfg_DeferredTaxAssetsFairValueAdjustment_A98D9A20AD52B830E98DA3594494A48E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="loc_us-gaap_DeferredTaxAssetsGross_21B36F90929B0AD82CC2A3594494CE03" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE" xlink:to="loc_us-gaap_DeferredTaxAssetsGross_21B36F90929B0AD82CC2A3594494CE03" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="loc_us-gaap_DeferredTaxAssetsValuationAllowance_364F8C6A4C859FD847E9A359449403C8" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE" xlink:to="loc_us-gaap_DeferredTaxAssetsValuationAllowance_364F8C6A4C859FD847E9A359449403C8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="loc_us-gaap_DeferredTaxAssetsNet_6477E4E2A1FE18400635A35944953C12" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_40B4D7CE4B35759DECAFA3594493EAAE" xlink:to="loc_us-gaap_DeferredTaxAssetsNet_6477E4E2A1FE18400635A35944953C12" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesAbstract" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_670958FF30E38563FC8BA35944934507" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesLeasingArrangements" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesLeasingArrangements_547B155AC81441EDED48A3594495375A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesLeasingArrangements_547B155AC81441EDED48A3594495375A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_7166D277CA6CA369A324A3594495A51E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_7166D277CA6CA369A324A3594495A51E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_FFD37E6833A3430068C4A3594495C74D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_FFD37E6833A3430068C4A3594495C74D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits" xlink:label="loc_cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits_36A8DD5F998697593ED5A3594495D316" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142" xlink:to="loc_cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits_36A8DD5F998697593ED5A3594495D316" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesInvestments" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesInvestments_89712559904C2ADA6278A35944964F92" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesInvestments_89712559904C2ADA6278A35944964F92" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome_F93F170DFBCA17533F31A3594496A5E8" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome_F93F170DFBCA17533F31A3594496A5E8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesMortgageServicingRights" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_F931EAFAA077F4CD6D3CA35944965CE2" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_F931EAFAA077F4CD6D3CA35944965CE2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilities_0878DF4DF8FB048C2CC1A3594496174D" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_3FDB848F27388A124B5DA35944955142" xlink:to="loc_us-gaap_DeferredIncomeTaxLiabilities_0878DF4DF8FB048C2CC1A3594496174D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="loc_us-gaap_DeferredTaxLiabilities_4B584D128EAD5CFFA522A35944963820" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_670958FF30E38563FC8BA35944934507" xlink:to="loc_us-gaap_DeferredTaxLiabilities_4B584D128EAD5CFFA522A35944963820" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_DE28227AB316B3372D2ACDD482A53CE5" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_F50B12F69688DA27D29ACDD482A52D34" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_DE28227AB316B3372D2ACDD482A53CE5" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_F50B12F69688DA27D29ACDD482A52D34" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_9718236BE8019DB5A87CCDD482A621DC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_F50B12F69688DA27D29ACDD482A52D34" xlink:to="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_9718236BE8019DB5A87CCDD482A621DC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract" xlink:label="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_F50B12F69688DA27D29ACDD482A52D34" xlink:to="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate" xlink:label="loc_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_2689154A20D52FF6031BCDD482A675F8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:to="loc_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_2689154A20D52FF6031BCDD482A675F8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:label="loc_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_CAD0EECDEADD2EF7206FCDD482A6F1C0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:to="loc_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_CAD0EECDEADD2EF7206FCDD482A6F1C0" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount" xlink:label="loc_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount_08E499FF3DBEB6E23C71CDD482A7CE6A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:to="loc_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount_08E499FF3DBEB6E23C71CDD482A7CE6A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxExemptIncome_816032CD9FEC88FB38A7CDD482A7FB37" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxExemptIncome_816032CD9FEC88FB38A7CDD482A7FB37" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxCredits" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxCredits_DFFB84290EBA7374BAFDCDD482A77096" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxCredits_DFFB84290EBA7374BAFDCDD482A77096" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxCreditsOther" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxCreditsOther_266FE986EE2AB92319D2CDD482A7490D" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxCreditsOther_266FE986EE2AB92319D2CDD482A7490D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxContingencies" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxContingencies_FFBFA5B1D79561B3A061CDD482A7F974" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxContingencies_FFBFA5B1D79561B3A061CDD482A7F974" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationNondeductibleExpense" xlink:label="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpense_AD6685EE503A9492F78FCDD482A7A9F5" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:to="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpense_AD6685EE503A9492F78FCDD482A7A9F5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount" xlink:label="loc_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount_C1E625CE8CBC0DCE5B11CDEB279CBACC" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:to="loc_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount_C1E625CE8CBC0DCE5B11CDEB279CBACC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationOtherReconcilingItems" xlink:label="loc_us-gaap_IncomeTaxReconciliationOtherReconcilingItems_502DBB725551E8D52B32CDD482A7F0E8" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:to="loc_us-gaap_IncomeTaxReconciliationOtherReconcilingItems_502DBB725551E8D52B32CDD482A7F0E8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_8ED12C0330BB63D70A77CDD482A87DC8" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract_8FDF538DD685551E9F50CDD482A69BFA" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_8ED12C0330BB63D70A77CDD482A87DC8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6AD6BF9D67FE2BB94C7FCDD482A8536D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_DE28227AB316B3372D2ACDD482A53CE5" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6AD6BF9D67FE2BB94C7FCDD482A8536D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_C474092052927A5996EBCDD482A88111" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6AD6BF9D67FE2BB94C7FCDD482A8536D" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_C474092052927A5996EBCDD482A88111" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6AD6BF9D67FE2BB94C7FCDD482A8536D" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_034EE7200CB0E01DC78CCDD482A93771" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_034EE7200CB0E01DC78CCDD482A93771" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_E9A9F0444C2F857C837DCDD482A97DD8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_E9A9F0444C2F857C837DCDD482A97DD8" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent" xlink:label="loc_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent_2144796CC8F4148431E7CDD482A9C22F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:to="loc_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent_2144796CC8F4148431E7CDD482A9C22F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_9F9D4CB60EFBEAF71286CDD482A9049E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_9F9D4CB60EFBEAF71286CDD482A9049E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_089043FFE38D393B69B1CDD482A99F5D" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_089043FFE38D393B69B1CDD482A99F5D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther_B8023E13D94472EE7201CDD482A9042F" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther_B8023E13D94472EE7201CDD482A9042F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_E895ADBAF392C466C6DDCDD482AAAB68" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_E895ADBAF392C466C6DDCDD482AAAB68" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense_2B5ECF5A722F2BB74E70CDD482AA5D72" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense_2B5ECF5A722F2BB74E70CDD482AA5D72" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent" xlink:label="loc_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent_8507E4F9877810BDC875CDEBF630CBCF" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:to="loc_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent_8507E4F9877810BDC875CDEBF630CBCF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent_2438F4740F73E8D7AEA7CDD482AAABB0" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent_2438F4740F73E8D7AEA7CDD482AAABB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_D9EC9BBD7A92771740C9CDD482AA8E21" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract_F3336DE0BB781C8378A7CDD482A8BE40" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_D9EC9BBD7A92771740C9CDD482AA8E21" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesIncomeTaxExpenseBenefitDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_D038C033BB123B0954B8A35944CAB9B0" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_9208E496F324738B5E07A35944CB12A4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D038C033BB123B0954B8A35944CAB9B0" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_9208E496F324738B5E07A35944CB12A4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossTax_C297B4E03381DEC339E0A35944CB8150" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D038C033BB123B0954B8A35944CAB9B0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossTax_C297B4E03381DEC339E0A35944CB8150" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation_E3A574F9DD0441CBA05AA35944CB049C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D038C033BB123B0954B8A35944CAB9B0" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation_E3A574F9DD0441CBA05AA35944CB049C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_7D12AAA3425C6DBA65791BD9A75BDA32" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable" xlink:label="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable_6A37E2B5094729E480CD1BD9A75D25C3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_7D12AAA3425C6DBA65791BD9A75BDA32" xlink:to="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable_6A37E2B5094729E480CD1BD9A75D25C3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TaxPeriodAxis" xlink:label="loc_us-gaap_TaxPeriodAxis_2F572F82E1391012E8CF1BD9A75EB849" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable_6A37E2B5094729E480CD1BD9A75D25C3" xlink:to="loc_us-gaap_TaxPeriodAxis_2F572F82E1391012E8CF1BD9A75EB849" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TaxPeriodDomain" xlink:label="loc_us-gaap_TaxPeriodDomain_62050E5493AC65280CD91BD9A75E34AA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TaxPeriodAxis_2F572F82E1391012E8CF1BD9A75EB849" xlink:to="loc_us-gaap_TaxPeriodDomain_62050E5493AC65280CD91BD9A75E34AA" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TaxYearsEndedPriorto1988Member" xlink:label="loc_cfg_TaxYearsEndedPriorto1988Member_CD92443B5A72D839EE041BD9A75EE6BC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TaxPeriodDomain_62050E5493AC65280CD91BD9A75E34AA" xlink:to="loc_cfg_TaxYearsEndedPriorto1988Member_CD92443B5A72D839EE041BD9A75EE6BC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems" xlink:label="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable_6A37E2B5094729E480CD1BD9A75D25C3" xlink:to="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState" xlink:label="loc_cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState_011A7AA10BC07D7F6B361BD9A75F0B90" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState_011A7AA10BC07D7F6B361BD9A75F0B90" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="loc_us-gaap_DeferredTaxAssetsValuationAllowance_E4E73306FA6C0E6E2E251BD9A75FC473" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_DeferredTaxAssetsValuationAllowance_E4E73306FA6C0E6E2E251BD9A75FC473" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount" xlink:label="loc_us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount_A99BE502DBA93604D84B1BD9A7601AF0" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount_A99BE502DBA93604D84B1BD9A7601AF0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_2875A5818311CCA209C91BD9A76029F3" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_2875A5818311CCA209C91BD9A76029F3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate_ACBC97249731A9183C951BD9A7601614" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate_ACBC97249731A9183C951BD9A7601614" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense_AC3313E8A5990EB72A9E1BD9A7604E01" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense_AC3313E8A5990EB72A9E1BD9A7604E01" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued_6FC812823D4A34882D441BD9A760C166" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued_6FC812823D4A34882D441BD9A760C166" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExaminationPenaltiesAccrued" xlink:label="loc_us-gaap_IncomeTaxExaminationPenaltiesAccrued_BEFFE7C21068F79B1AEC1BD9A7604198" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_IncomeTaxExaminationPenaltiesAccrued_BEFFE7C21068F79B1AEC1BD9A7604198" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExaminationPenaltiesExpense" xlink:label="loc_us-gaap_IncomeTaxExaminationPenaltiesExpense_5583B525C01944C510171BD9A7619D1C" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems_5F1B801FBF31B0F5C43F1BD9A75FB39C" xlink:to="loc_us-gaap_IncomeTaxExaminationPenaltiesExpense_5583B525C01944C510171BD9A7619D1C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_2D6A206C74E66FA6D4C5A359440BA8CD" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock" xlink:label="loc_cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock_CB5C721E0D7F4945064AA359440B8F57" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_2D6A206C74E66FA6D4C5A359440BA8CD" xlink:to="loc_cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock_CB5C721E0D7F4945064AA359440B8F57" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_79DA8F911DF2EF74D814A359440B97E5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_2D6A206C74E66FA6D4C5A359440BA8CD" xlink:to="loc_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_79DA8F911DF2EF74D814A359440B97E5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_50DEE4C453496260D542A359440BCAF1" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_2D6A206C74E66FA6D4C5A359440BA8CD" xlink:to="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_50DEE4C453496260D542A359440BCAF1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_9C3F6C7F166099D2F6EFA359440BF152" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_2D6A206C74E66FA6D4C5A359440BA8CD" xlink:to="loc_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_9C3F6C7F166099D2F6EFA359440BF152" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock_4739A3F36D0D58E24098A359440B6788" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_2D6A206C74E66FA6D4C5A359440BA8CD" xlink:to="loc_us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock_4739A3F36D0D58E24098A359440B6788" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_DC960626470601417020D993D3DF164A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward" xlink:label="loc_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_3EBE78081DAC91CAE4EAD993D3DF31C2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_DC960626470601417020D993D3DF164A" xlink:to="loc_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_3EBE78081DAC91CAE4EAD993D3DF31C2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefits" xlink:label="loc_us-gaap_UnrecognizedTaxBenefits_334962834944EF0A1E1AD993D3DF6CB8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_3EBE78081DAC91CAE4EAD993D3DF31C2" xlink:to="loc_us-gaap_UnrecognizedTaxBenefits_334962834944EF0A1E1AD993D3DF6CB8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions_09CF4B0A3C46341EC9BDD993D3E049A2" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_3EBE78081DAC91CAE4EAD993D3DF31C2" xlink:to="loc_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions_09CF4B0A3C46341EC9BDD993D3E049A2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions_D9FD68428CD509952AADD993D3E09F20" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_3EBE78081DAC91CAE4EAD993D3DF31C2" xlink:to="loc_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions_D9FD68428CD509952AADD993D3E09F20" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_9511193F1421C6202FA1D993D3E0A1D9" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_3EBE78081DAC91CAE4EAD993D3DF31C2" xlink:to="loc_us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_9511193F1421C6202FA1D993D3E0A1D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities" xlink:label="loc_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities_DC5DE49C4C31EEDED67FD993D3E08AE7" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_3EBE78081DAC91CAE4EAD993D3DF31C2" xlink:to="loc_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities_DC5DE49C4C31EEDED67FD993D3E08AE7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrecognizedTaxBenefits" xlink:label="loc_us-gaap_UnrecognizedTaxBenefits_9CB8BEAED4C56C366BAED993D3E1B286" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_3EBE78081DAC91CAE4EAD993D3DF31C2" xlink:to="loc_us-gaap_UnrecognizedTaxBenefits_9CB8BEAED4C56C366BAED993D3E1B286" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/Leases" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeasesAbstract" xlink:label="loc_us-gaap_LeasesAbstract_B04629C9FC1BEE130663CDF390FB8A65" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeasesTextBlock" xlink:label="loc_us-gaap_LesseeOperatingLeasesTextBlock_F5F73F5BEEB905483581CDF390FB2E89" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_B04629C9FC1BEE130663CDF390FB8A65" xlink:to="loc_us-gaap_LesseeOperatingLeasesTextBlock_F5F73F5BEEB905483581CDF390FB2E89" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeasesAbstract" xlink:label="loc_us-gaap_LeasesAbstract_847C4F909C58423AB2B3CDF391D2D96C" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseCost" xlink:label="loc_us-gaap_OperatingLeaseCost_96E26ABEEF92A1466164CDF391D26822" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_847C4F909C58423AB2B3CDF391D2D96C" xlink:to="loc_us-gaap_OperatingLeaseCost_96E26ABEEF92A1466164CDF391D26822" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermLeaseCost" xlink:label="loc_us-gaap_ShortTermLeaseCost_33C1CD36836CAF78E753CDF391D217FC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_847C4F909C58423AB2B3CDF391D2D96C" xlink:to="loc_us-gaap_ShortTermLeaseCost_33C1CD36836CAF78E753CDF391D217FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableLeaseCost" xlink:label="loc_us-gaap_VariableLeaseCost_4697E99CF4BF50A708CBCDF391D26CD3" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_847C4F909C58423AB2B3CDF391D2D96C" xlink:to="loc_us-gaap_VariableLeaseCost_4697E99CF4BF50A708CBCDF391D26CD3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubleaseIncome" xlink:label="loc_us-gaap_SubleaseIncome_F9988EF615B5404DB841CDF391D27981" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_847C4F909C58423AB2B3CDF391D2D96C" xlink:to="loc_us-gaap_SubleaseIncome_F9988EF615B5404DB841CDF391D27981" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeaseCost" xlink:label="loc_us-gaap_LeaseCost_E90BC480A4448A352D76CDF391D3B242" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_847C4F909C58423AB2B3CDF391D2D96C" xlink:to="loc_us-gaap_LeaseCost_E90BC480A4448A352D76CDF391D3B242" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeasesAbstract" xlink:label="loc_us-gaap_LeasesAbstract_6C71E9DBABBA0C7E22ABC97A53F762AD" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:label="loc_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_6C71E9DBABBA0C7E22ABC97A53F762AD" xlink:to="loc_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_663268A2B39662628118C997F3493EC5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_663268A2B39662628118C997F3493EC5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_E514DA68B9D478A11A58C97A53F78F5D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_E514DA68B9D478A11A58C97A53F78F5D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_093373FDC5D6D472AF1FC995F9F7F555" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_093373FDC5D6D472AF1FC995F9F7F555" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_17CF0F20532A179A35DFC995FA2D5B67" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_17CF0F20532A179A35DFC995FA2D5B67" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour" xlink:label="loc_cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour_D466F75B0BE889813FEAC99953F6BADD" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3" xlink:to="loc_cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour_D466F75B0BE889813FEAC99953F6BADD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_262A7AFFCFB28C2E82BEC97A53FDF06E" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_262A7AFFCFB28C2E82BEC97A53FDF06E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_831A4D13753FB4AE466AC97A53FDA56C" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_831A4D13753FB4AE466AC97A53FDA56C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseLiability" xlink:label="loc_us-gaap_OperatingLeaseLiability_29B3A4BF159AA2FD810BC97A53FE4CD1" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_18DB5D423120CB2DA183C97A53F7F4E3" xlink:to="loc_us-gaap_OperatingLeaseLiability_29B3A4BF159AA2FD810BC97A53FE4CD1" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/LeasesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeasesAbstract" xlink:label="loc_us-gaap_LeasesAbstract_B8C160FBD764EE041F4D205BEC488C4B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeLeaseDescriptionTable" xlink:label="loc_us-gaap_LesseeLeaseDescriptionTable_9041487C6B091CA22055205BEC4894BA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_B8C160FBD764EE041F4D205BEC488C4B" xlink:to="loc_us-gaap_LesseeLeaseDescriptionTable_9041487C6B091CA22055205BEC4894BA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_DA712058F87AEFC60A67205BEC48FC88" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LesseeLeaseDescriptionTable_9041487C6B091CA22055205BEC4894BA" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_DA712058F87AEFC60A67205BEC48FC88" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_06D747D10E804B76C138205BEC49B6BE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_DA712058F87AEFC60A67205BEC48FC88" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_06D747D10E804B76C138205BEC49B6BE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsLeasedToOthersMember" xlink:label="loc_us-gaap_AssetsLeasedToOthersMember_7E50AF881DAB3780C3A1205BEC49C676" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_06D747D10E804B76C138205BEC49B6BE" xlink:to="loc_us-gaap_AssetsLeasedToOthersMember_7E50AF881DAB3780C3A1205BEC49C676" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_D0EC362CB8A33EE224E0205BEC49C0F1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LesseeLeaseDescriptionTable_9041487C6B091CA22055205BEC4894BA" xlink:to="loc_srt_RangeAxis_D0EC362CB8A33EE224E0205BEC49C0F1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_CB7EA805A0758A6A09C4205BEC4919BC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_D0EC362CB8A33EE224E0205BEC49C0F1" xlink:to="loc_srt_RangeMember_CB7EA805A0758A6A09C4205BEC4919BC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_3E9324EC429FED6ABBC8205BEC4AF7BB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_CB7EA805A0758A6A09C4205BEC4919BC" xlink:to="loc_srt_MinimumMember_3E9324EC429FED6ABBC8205BEC4AF7BB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_D4FD472CDD75EA116339205BEC4AF267" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_CB7EA805A0758A6A09C4205BEC4919BC" xlink:to="loc_srt_MaximumMember_D4FD472CDD75EA116339205BEC4AF267" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeLeaseDescriptionLineItems" xlink:label="loc_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LesseeLeaseDescriptionTable_9041487C6B091CA22055205BEC4894BA" xlink:to="loc_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LessorOperatingLeaseTermOfContract" xlink:label="loc_us-gaap_LessorOperatingLeaseTermOfContract_AE5A7741F998003AB25E205BEC4A272A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:to="loc_us-gaap_LessorOperatingLeaseTermOfContract_AE5A7741F998003AB25E205BEC4A272A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:label="loc_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_FC64E5D13BD7A206F3BE205BEC4BA032" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:to="loc_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_FC64E5D13BD7A206F3BE205BEC4BA032" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:label="loc_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_54AF3C299079F693FEDF205BEC4BCCEE" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:to="loc_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_54AF3C299079F693FEDF205BEC4BCCEE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_836B0000BDD9428676F6205BEC4BCDD3" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_836B0000BDD9428676F6205BEC4BCDD3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet" xlink:label="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet_4C87F77DEF80AAF57A1F205BEC4B4A02" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LesseeLeaseDescriptionLineItems_16F857BD74190B2D3EC4205BEC4A29AE" xlink:to="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet_4C87F77DEF80AAF57A1F205BEC4B4A02" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/LeasesSupplementalBalanceSheetInformationDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeasesAbstract" xlink:label="loc_us-gaap_LeasesAbstract_98B15FECFED57C06EB05CDF3925CB3E2" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseRightOfUseAsset" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAsset_C15986A690F790C22257CDF3925CED75" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_98B15FECFED57C06EB05CDF3925CB3E2" xlink:to="loc_us-gaap_OperatingLeaseRightOfUseAsset_C15986A690F790C22257CDF3925CED75" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseLiability" xlink:label="loc_us-gaap_OperatingLeaseLiability_90A5287F784462EC4299CDF3925CE6F0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_98B15FECFED57C06EB05CDF3925CB3E2" xlink:to="loc_us-gaap_OperatingLeaseLiability_90A5287F784462EC4299CDF3925CE6F0" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/LeasesSupplementalLeaseInformationDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeasesAbstract" xlink:label="loc_us-gaap_LeasesAbstract_090597528F0118E14D56CDF3934F38F8" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CashFlowLesseeAbstract" xlink:label="loc_cfg_CashFlowLesseeAbstract_55A869C03D2E4F1A3DB2CDF3934F4C0C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_090597528F0118E14D56CDF3934F38F8" xlink:to="loc_cfg_CashFlowLesseeAbstract_55A869C03D2E4F1A3DB2CDF3934F4C0C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeasePayments" xlink:label="loc_us-gaap_OperatingLeasePayments_FC9ADB395CC1F17019BACDF3934F29C4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CashFlowLesseeAbstract_55A869C03D2E4F1A3DB2CDF3934F4C0C" xlink:to="loc_us-gaap_OperatingLeasePayments_FC9ADB395CC1F17019BACDF3934F29C4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:label="loc_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_FC58B88D9D82BEB2C865CDF39350C9C0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CashFlowLesseeAbstract_55A869C03D2E4F1A3DB2CDF3934F4C0C" xlink:to="loc_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_FC58B88D9D82BEB2C865CDF39350C9C0" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/LeasesTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeasesAbstract" xlink:label="loc_us-gaap_LeasesAbstract_0430F14934532683EBECCDF391490C99" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeaseCostTableTextBlock" xlink:label="loc_us-gaap_LeaseCostTableTextBlock_3F099CA4422099D4AE6ACDF39149DA7C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_0430F14934532683EBECCDF391490C99" xlink:to="loc_us-gaap_LeaseCostTableTextBlock_3F099CA4422099D4AE6ACDF39149DA7C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AssetsAndLiabilitiesLesseeTableTextBlock" xlink:label="loc_cfg_AssetsAndLiabilitiesLesseeTableTextBlock_869AC00E1903BFC9B1E0CDF39149F36E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_0430F14934532683EBECCDF391490C99" xlink:to="loc_cfg_AssetsAndLiabilitiesLesseeTableTextBlock_869AC00E1903BFC9B1E0CDF39149F36E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_B6C07A0F826AA96C7382CDF391493C2A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_0430F14934532683EBECCDF391490C99" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_B6C07A0F826AA96C7382CDF391493C2A" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/LoansAndLeases" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_4CA330DE94F6853B0342A35943BBD13C" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock" xlink:label="loc_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock_BF2821696A70A96941DBA35943BB64FB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_4CA330DE94F6853B0342A35943BBD13C" xlink:to="loc_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock_BF2821696A70A96941DBA35943BB64FB" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_6A199D8A37FEB04EAD09D869465CB536" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DirectFinancingLeaseLeaseReceivable" xlink:label="loc_us-gaap_DirectFinancingLeaseLeaseReceivable_0F26AD465FD12D5D6B3BD869465CFC67" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_6A199D8A37FEB04EAD09D869465CB536" xlink:to="loc_us-gaap_DirectFinancingLeaseLeaseReceivable_0F26AD465FD12D5D6B3BD869465CFC67" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset" xlink:label="loc_us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset_37A34A1B017705C5E072D869465C8CE9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_6A199D8A37FEB04EAD09D869465CB536" xlink:to="loc_us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset_37A34A1B017705C5E072D869465C8CE9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DirectFinancingLeaseInitialIndirectCosts" xlink:label="loc_cfg_DirectFinancingLeaseInitialIndirectCosts_81BC23A13CF396E869E4D869465C9D37" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_6A199D8A37FEB04EAD09D869465CB536" xlink:to="loc_cfg_DirectFinancingLeaseInitialIndirectCosts_81BC23A13CF396E869E4D869465C9D37" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DirectFinancingLeaseDeferredSellingProfit" xlink:label="loc_us-gaap_DirectFinancingLeaseDeferredSellingProfit_12C467723BF5478B284FD869465C1939" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_6A199D8A37FEB04EAD09D869465CB536" xlink:to="loc_us-gaap_DirectFinancingLeaseDeferredSellingProfit_12C467723BF5478B284FD869465C1939" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DirectFinancingLeaseNetInvestmentInLease" xlink:label="loc_us-gaap_DirectFinancingLeaseNetInvestmentInLease_A8A3D44683C6C413C402D869465D5968" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_6A199D8A37FEB04EAD09D869465CB536" xlink:to="loc_us-gaap_DirectFinancingLeaseNetInvestmentInLease_A8A3D44683C6C413C402D869465D5968" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_F130479551EA5C1A3DF1D3435AF8043F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9EE99A46756134F8E2EAD3435AF8F3B1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_F130479551EA5C1A3DF1D3435AF8043F" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9EE99A46756134F8E2EAD3435AF8F3B1" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoanPortfolioTransfersAxis" xlink:label="loc_cfg_LoanPortfolioTransfersAxis_3CDB92BB41F7C87C5BC8D3435AF8B9A4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9EE99A46756134F8E2EAD3435AF8F3B1" xlink:to="loc_cfg_LoanPortfolioTransfersAxis_3CDB92BB41F7C87C5BC8D3435AF8B9A4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoanPortfolioTransfersDomain" xlink:label="loc_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_LoanPortfolioTransfersAxis_3CDB92BB41F7C87C5BC8D3435AF8B9A4" xlink:to="loc_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoanPortfolioTransferOneMember" xlink:label="loc_cfg_LoanPortfolioTransferOneMember_0A5B2B4B0AFAAA48C50CD3435AF9BB8F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB" xlink:to="loc_cfg_LoanPortfolioTransferOneMember_0A5B2B4B0AFAAA48C50CD3435AF9BB8F" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoanPortfolioTransferTwoMember" xlink:label="loc_cfg_LoanPortfolioTransferTwoMember_DBD54041DDFCD85C499FD3435AF9F099" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_LoanPortfolioTransfersDomain_3CF15D07096916837752D3435AF8F3FB" xlink:to="loc_cfg_LoanPortfolioTransferTwoMember_DBD54041DDFCD85C499FD3435AF9F099" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_C3A5F47CD6F33C16DBD0D3435AF9ADA2" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9EE99A46756134F8E2EAD3435AF8F3B1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_C3A5F47CD6F33C16DBD0D3435AF9ADA2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6E4723A6AE20595066F6D3435AF9B10F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_C3A5F47CD6F33C16DBD0D3435AF9ADA2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6E4723A6AE20595066F6D3435AF9B10F" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ResidentialLoansHeldforsaleMember" xlink:label="loc_cfg_ResidentialLoansHeldforsaleMember_5C31A48F88A9ACCE2BFDD3435AFA68A9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6E4723A6AE20595066F6D3435AF9B10F" xlink:to="loc_cfg_ResidentialLoansHeldforsaleMember_5C31A48F88A9ACCE2BFDD3435AFA68A9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialLoansHeldForSaleMember" xlink:label="loc_cfg_CommercialLoansHeldForSaleMember_601D0FB1FB2009A1D7AAD3435AFA9EB0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6E4723A6AE20595066F6D3435AF9B10F" xlink:to="loc_cfg_CommercialLoansHeldForSaleMember_601D0FB1FB2009A1D7AAD3435AFA9EB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_1FECB5F60BCB041C441CD3435AFAB970" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9EE99A46756134F8E2EAD3435AF8F3B1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_1FECB5F60BCB041C441CD3435AFAB970" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleAmount_738718E2A78EB91436CBD3435AFAC376" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_1FECB5F60BCB041C441CD3435AFAB970" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleAmount_738718E2A78EB91436CBD3435AFAC376" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLoansReceivableHeldforsaleAmount" xlink:label="loc_cfg_OtherLoansReceivableHeldforsaleAmount_766A7ABB33BAB255D95DD3435AFB996F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_1FECB5F60BCB041C441CD3435AFAB970" xlink:to="loc_cfg_OtherLoansReceivableHeldforsaleAmount_766A7ABB33BAB255D95DD3435AFB996F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_14D97E25759EDCB96B1AB075A0169840" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths_02F27746AADF3F9120E0B08D55510F62" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_14D97E25759EDCB96B1AB075A0169840" xlink:to="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths_02F27746AADF3F9120E0B08D55510F62" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears_0E5A50965E9F236CFAD3B08B13B10A57" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_14D97E25759EDCB96B1AB075A0169840" xlink:to="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears_0E5A50965E9F236CFAD3B08B13B10A57" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears_E50F3061D862CB8B6283B08B14141FF3" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_14D97E25759EDCB96B1AB075A0169840" xlink:to="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears_E50F3061D862CB8B6283B08B14141FF3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears_DE8F6C4D54FBE26DBE2DB08B14499F7E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_14D97E25759EDCB96B1AB075A0169840" xlink:to="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears_DE8F6C4D54FBE26DBE2DB08B14499F7E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears_2DDBB77499F864E9B516B08B149B3C88" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_14D97E25759EDCB96B1AB075A0169840" xlink:to="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears_2DDBB77499F864E9B516B08B149B3C88" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter_DF71A118D2161624DC52B08B15000A1C" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_14D97E25759EDCB96B1AB075A0169840" xlink:to="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter_DF71A118D2161624DC52B08B15000A1C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived_85C6C85AD781DA8E23A0B08CA2ABE0F1" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_14D97E25759EDCB96B1AB075A0169840" xlink:to="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived_85C6C85AD781DA8E23A0B08CA2ABE0F1" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_95F8C5C08A57B537A42C172124DB1FBF" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1D9710E3BA1FA9986B51172124DF79E3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_95F8C5C08A57B537A42C172124DB1FBF" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1D9710E3BA1FA9986B51172124DF79E3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_60D648F5DA5D8B0E8BEC172124DF2F38" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1D9710E3BA1FA9986B51172124DF79E3" xlink:to="loc_srt_RangeAxis_60D648F5DA5D8B0E8BEC172124DF2F38" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_E6837ED59704BA0757A1172124DF1207" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_60D648F5DA5D8B0E8BEC172124DF2F38" xlink:to="loc_srt_RangeMember_E6837ED59704BA0757A1172124DF1207" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_7AD52525CC3E3E78C6CF172124DFA973" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_E6837ED59704BA0757A1172124DF1207" xlink:to="loc_srt_MinimumMember_7AD52525CC3E3E78C6CF172124DFA973" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_23D1FE4A776312F16585172124DFD76B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_E6837ED59704BA0757A1172124DF1207" xlink:to="loc_srt_MaximumMember_23D1FE4A776312F16585172124DFD76B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_C86D45EEC2647FF251D2172124DF1A91" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1D9710E3BA1FA9986B51172124DF79E3" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_C86D45EEC2647FF251D2172124DF1A91" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D99348149A8374F3B0F1172124DF408E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_C86D45EEC2647FF251D2172124DF1A91" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D99348149A8374F3B0F1172124DF408E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_9AB6E6DAAA3B7466E154172124DF0736" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D99348149A8374F3B0F1172124DF408E" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_9AB6E6DAAA3B7466E154172124DF0736" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_0365987825C367E4ADFA172124DFD13D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D99348149A8374F3B0F1172124DF408E" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_0365987825C367E4ADFA172124DFD13D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerAndCommercialPortfolioSegmentMember" xlink:label="loc_cfg_ConsumerAndCommercialPortfolioSegmentMember_355C3DF9EC8F9BA0B56E172124DFEEDB" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_D99348149A8374F3B0F1172124DF408E" xlink:to="loc_cfg_ConsumerAndCommercialPortfolioSegmentMember_355C3DF9EC8F9BA0B56E172124DFEEDB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E366C4C24BCE2DCC4734172124DF95DB" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1D9710E3BA1FA9986B51172124DF79E3" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E366C4C24BCE2DCC4734172124DF95DB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_E366C4C24BCE2DCC4734172124DF95DB" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_1BE60FB4F325375401AC172124E3D241" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:to="loc_us-gaap_StudentLoanMember_1BE60FB4F325375401AC172124E3D241" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherLoansMember" xlink:label="loc_cfg_OtherLoansMember_051070E2F986036D6739172124E3BD22" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:to="loc_cfg_OtherLoansMember_051070E2F986036D6739172124E3BD22" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_9F1EB33F47DE10967E42172124E3D75B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:to="loc_us-gaap_ResidentialMortgageMember_9F1EB33F47DE10967E42172124E3D75B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_FB1E5DD0991BFB671F92172124E343A8" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:to="loc_us-gaap_HomeEquityLoanMember_FB1E5DD0991BFB671F92172124E343A8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_C29F4D2B48D744580EE5172124E3138E" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:to="loc_us-gaap_CommercialLoanMember_C29F4D2B48D744580EE5172124E3138E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_DCE1A21605A8BC7995A5172124E377D6" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:to="loc_us-gaap_ConsumerLoanMember_DCE1A21605A8BC7995A5172124E377D6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerLoanTroubledDebtRestructuringMember" xlink:label="loc_cfg_ConsumerLoanTroubledDebtRestructuringMember_FA0021D17B88758CAE4517270D6800EA" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:to="loc_cfg_ConsumerLoanTroubledDebtRestructuringMember_FA0021D17B88758CAE4517270D6800EA" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AutoCommercialAndCommercialRealEstateLoansMember" xlink:label="loc_cfg_AutoCommercialAndCommercialRealEstateLoansMember_7C45D5ED10D25BC6BD71172124E315D4" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_F9EF482F9CB8F5D4E575172124E3A151" xlink:to="loc_cfg_AutoCommercialAndCommercialRealEstateLoansMember_7C45D5ED10D25BC6BD71172124E315D4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_5DF8254D889E74E84076172124E3B8C0" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1D9710E3BA1FA9986B51172124DF79E3" xlink:to="loc_us-gaap_FinancialInstrumentAxis_5DF8254D889E74E84076172124E3B8C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6A08ACEEEED341F95940172124E399B3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_5DF8254D889E74E84076172124E3B8C0" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6A08ACEEEED341F95940172124E399B3" xlink:type="arc" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6A08ACEEEED341F95940172124E399B3" xlink:to="loc_us-gaap_ResidentialMortgageMember_9F1EB33F47DE10967E42172124E3D75B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_FBDBC89D4C0C936CEB74172124E3B7E4" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1D9710E3BA1FA9986B51172124DF79E3" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_FBDBC89D4C0C936CEB74172124E3B7E4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireFinanceReceivables" xlink:label="loc_us-gaap_PaymentsToAcquireFinanceReceivables_24FDC2BBAE2B43725721172124E3E015" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_FBDBC89D4C0C936CEB74172124E3B7E4" xlink:to="loc_us-gaap_PaymentsToAcquireFinanceReceivables_24FDC2BBAE2B43725721172124E3E015" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfFinanceReceivables" xlink:label="loc_us-gaap_ProceedsFromSaleOfFinanceReceivables_C91381DFA7E3D7852951172124E38052" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_FBDBC89D4C0C936CEB74172124E3B7E4" xlink:to="loc_us-gaap_ProceedsFromSaleOfFinanceReceivables_C91381DFA7E3D7852951172124E38052" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt" xlink:label="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt_BB65F2C5D1AF199249FE172124E3DC3E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_FBDBC89D4C0C936CEB74172124E3B7E4" xlink:to="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt_BB65F2C5D1AF199249FE172124E3DC3E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements" xlink:label="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements_436E9507E1245C2C2C11172124E3133C" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_FBDBC89D4C0C936CEB74172124E3B7E4" xlink:to="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements_436E9507E1245C2C2C11172124E3133C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LesseeTermOfContract" xlink:label="loc_cfg_LesseeTermOfContract_3B715408E26AC0998F9B172124E39EC2" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_FBDBC89D4C0C936CEB74172124E3B7E4" xlink:to="loc_cfg_LesseeTermOfContract_3B715408E26AC0998F9B172124E39EC2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DirectFinancingLeaseInterestIncome" xlink:label="loc_us-gaap_DirectFinancingLeaseInterestIncome_2E594FB80E26D223A4E6172124E34F13" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_FBDBC89D4C0C936CEB74172124E3B7E4" xlink:to="loc_us-gaap_DirectFinancingLeaseInterestIncome_2E594FB80E26D223A4E6172124E34F13" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_3ED6B70DE1A6906FD570CF40547AE26B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_76C1E0E8A4418EA3157ACF40547A0FCF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_3ED6B70DE1A6906FD570CF40547AE26B" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_76C1E0E8A4418EA3157ACF40547A0FCF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_9AFE6837887EEF0DEAECCF40547B99A6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_76C1E0E8A4418EA3157ACF40547A0FCF" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_9AFE6837887EEF0DEAECCF40547B99A6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_2F0BADD45E838A0E133ECF40547B82CA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_9AFE6837887EEF0DEAECCF40547B99A6" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_2F0BADD45E838A0E133ECF40547B82CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_A5F36001EDB4AA5F0E8FCF40547B49C2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_2F0BADD45E838A0E133ECF40547B82CA" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_A5F36001EDB4AA5F0E8FCF40547B49C2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_6344DB26406078A33836CF40547B17CE" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_2F0BADD45E838A0E133ECF40547B82CA" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_6344DB26406078A33836CF40547B17CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_DDE56793EA85842D9560CF40547C0E4F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_76C1E0E8A4418EA3157ACF40547A0FCF" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_DDE56793EA85842D9560CF40547C0E4F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_DDE56793EA85842D9560CF40547C0E4F" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_487C8F6D923ED289F1A9CF40547C07FD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_us-gaap_CommercialLoanMember_487C8F6D923ED289F1A9CF40547C07FD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_EF0272B04505487A2592CF40547D5FB5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_us-gaap_CommercialRealEstateMember_EF0272B04505487A2592CF40547D5FB5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FinanceLeasesMember" xlink:label="loc_cfg_FinanceLeasesMember_82CDEC0E58D0A06D4B44CF40547D931C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_cfg_FinanceLeasesMember_82CDEC0E58D0A06D4B44CF40547D931C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_873623E43C16C03E60ADCF40547D3727" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_us-gaap_ResidentialMortgageMember_873623E43C16C03E60ADCF40547D3727" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityLoanMember" xlink:label="loc_us-gaap_HomeEquityLoanMember_34B5BAB21FB209717A62CF40547DEA03" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_us-gaap_HomeEquityLoanMember_34B5BAB21FB209717A62CF40547DEA03" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_us-gaap_HomeEquityMember_5BF5FD322C13560B4502CF40547DAEEC" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_us-gaap_HomeEquityMember_5BF5FD322C13560B4502CF40547DAEEC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLoanServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLoanServicedbyOthersMember_A4908D8EFEEF9E5853F4CF40547D991D" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_cfg_HomeEquityLoanServicedbyOthersMember_A4908D8EFEEF9E5853F4CF40547D991D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_HomeEquityLineofCreditServicedbyOthersMember" xlink:label="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_6E870C9F5EE2DC04069FCF40547E0C40" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_cfg_HomeEquityLineofCreditServicedbyOthersMember_6E870C9F5EE2DC04069FCF40547E0C40" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_2FA18D0A04D26FD01411CF40548305CD" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_us-gaap_AutomobileLoanMember_2FA18D0A04D26FD01411CF40548305CD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StudentLoanMember" xlink:label="loc_us-gaap_StudentLoanMember_1CBF553ECB5B76694C11CF405483A1DF" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_us-gaap_StudentLoanMember_1CBF553ECB5B76694C11CF405483A1DF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="loc_us-gaap_CreditCardReceivablesMember_3CE6C8A0C0F944995690CF4054834282" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_us-gaap_CreditCardReceivablesMember_3CE6C8A0C0F944995690CF4054834282" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerOtherSecuredRetailMember" xlink:label="loc_cfg_ConsumerOtherSecuredRetailMember_F06CB2F10D637E574E03CF4054836392" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_cfg_ConsumerOtherSecuredRetailMember_F06CB2F10D637E574E03CF4054836392" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageLoansServicedForOthersMember" xlink:label="loc_cfg_MortgageLoansServicedForOthersMember_E797860549BED0BDFFA3CF405484BEFC" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_cfg_MortgageLoansServicedForOthersMember_E797860549BED0BDFFA3CF405484BEFC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SBALoansServicedForOthersMember" xlink:label="loc_cfg_SBALoansServicedForOthersMember_56BE3A389A9C49BFD488CF405484C9A9" xlink:type="locator" />
    <link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2D73FE41776B59F11228CF40547C7435" xlink:to="loc_cfg_SBALoansServicedForOthersMember_56BE3A389A9C49BFD488CF405484C9A9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_9351D1A1F1D42209EE2ACF4054843365" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_76C1E0E8A4418EA3157ACF40547A0FCF" xlink:to="loc_srt_ConsolidatedEntitiesAxis_9351D1A1F1D42209EE2ACF4054843365" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_E1325334B81BE776CA77CF4054843E11" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_9351D1A1F1D42209EE2ACF4054843365" xlink:to="loc_srt_ConsolidatedEntitiesDomain_E1325334B81BE776CA77CF4054843E11" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_SubsidiariesMember" xlink:label="loc_srt_SubsidiariesMember_4BB4ECF0BA10C5DA89EDCF4054844A34" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_E1325334B81BE776CA77CF4054843E11" xlink:to="loc_srt_SubsidiariesMember_4BB4ECF0BA10C5DA89EDCF4054844A34" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_2C57BACC6FB225D68E22CF405485080A" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_76C1E0E8A4418EA3157ACF40547A0FCF" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_2C57BACC6FB225D68E22CF405485080A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_72F02BED9EDEABB190A6CF405485863B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_2C57BACC6FB225D68E22CF405485080A" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_72F02BED9EDEABB190A6CF405485863B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalLoansReceivableHeldForSale" xlink:label="loc_cfg_TotalLoansReceivableHeldForSale_E9A9C7560297F2F8D105CF405485E363" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_2C57BACC6FB225D68E22CF405485080A" xlink:to="loc_cfg_TotalLoansReceivableHeldForSale_E9A9C7560297F2F8D105CF405485E363" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/LoansAndLeasesTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_4B8916129CD109C0E739B075A03FEDED" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_2CB43996842D73ECDACEB075A03F644C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_4B8916129CD109C0E739B075A03FEDED" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_2CB43996842D73ECDACEB075A03F644C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock" xlink:label="loc_cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock_749F18643798D74688FEB075A03FB740" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_4B8916129CD109C0E739B075A03FEDED" xlink:to="loc_cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock_749F18643798D74688FEB075A03FB740" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock_B5AE38F659199AC5EA2AB08E4F02F5F4" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_4B8916129CD109C0E739B075A03FEDED" xlink:to="loc_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock_B5AE38F659199AC5EA2AB08E4F02F5F4" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/MortgageBanking" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBankingAbstract" xlink:label="loc_us-gaap_MortgageBankingAbstract_DCBFE588ADCE18F76070A35942F572AD" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageServicingRightsTextBlock" xlink:label="loc_cfg_MortgageServicingRightsTextBlock_7256494D8967221BA0C0A35942F5451F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MortgageBankingAbstract_DCBFE588ADCE18F76070A35942F572AD" xlink:to="loc_cfg_MortgageServicingRightsTextBlock_7256494D8967221BA0C0A35942F5451F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBankingAbstract" xlink:label="loc_us-gaap_MortgageBankingAbstract_71F85AAAA7475145F9A6F8808E1E6761" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAtAmortizedValueTable" xlink:label="loc_us-gaap_ServicingAssetsAtAmortizedValueTable_E41D6FF18A6293FA8BF9F8808E1E1AAC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MortgageBankingAbstract_71F85AAAA7475145F9A6F8808E1E6761" xlink:to="loc_us-gaap_ServicingAssetsAtAmortizedValueTable_E41D6FF18A6293FA8BF9F8808E1E1AAC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_A14EEF4E55657E677CF1F8808E1E1C0A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtAmortizedValueTable_E41D6FF18A6293FA8BF9F8808E1E1AAC" xlink:to="loc_us-gaap_FinancialInstrumentAxis_A14EEF4E55657E677CF1F8808E1E1C0A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4F86A440DFBB894B5F5EF8808E1EF1A3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_A14EEF4E55657E677CF1F8808E1E1C0A" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4F86A440DFBB894B5F5EF8808E1EF1A3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_56273109BF04B9684E7FF8808E1FD4EB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4F86A440DFBB894B5F5EF8808E1EF1A3" xlink:to="loc_us-gaap_ResidentialMortgageMember_56273109BF04B9684E7FF8808E1FD4EB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAtAmortizedValueLineItems" xlink:label="loc_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtAmortizedValueTable_E41D6FF18A6293FA8BF9F8808E1E1AAC" xlink:to="loc_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_246DD9C4F3EEA4781D81F8808E1FBE40" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207" xlink:to="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_246DD9C4F3EEA4781D81F8808E1FBE40" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValue" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValue_CC829437185176D4290BF8808E1FBDF5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_246DD9C4F3EEA4781D81F8808E1FBE40" xlink:to="loc_us-gaap_ServicingAssetAtAmortizedValue_CC829437185176D4290BF8808E1FBDF5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetatAmortizedCostAmountCapitalized" xlink:label="loc_cfg_ServicingAssetatAmortizedCostAmountCapitalized_12DC1FF2621D24578186F8808E20F101" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_246DD9C4F3EEA4781D81F8808E1FBE40" xlink:to="loc_cfg_ServicingAssetatAmortizedCostAmountCapitalized_12DC1FF2621D24578186F8808E20F101" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValueAdditions" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValueAdditions_2EC40D5D72F544E2DF39F8808E20BEB8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_246DD9C4F3EEA4781D81F8808E1FBE40" xlink:to="loc_us-gaap_ServicingAssetAtAmortizedValueAdditions_2EC40D5D72F544E2DF39F8808E20BEB8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValueAmortization1" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValueAmortization1_03964C0211F77D47DADDF8808E208656" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_246DD9C4F3EEA4781D81F8808E1FBE40" xlink:to="loc_us-gaap_ServicingAssetAtAmortizedValueAmortization1_03964C0211F77D47DADDF8808E208656" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValue" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValue_6EBA8A8033F639509443F8808E20D9DB" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_246DD9C4F3EEA4781D81F8808E1FBE40" xlink:to="loc_us-gaap_ServicingAssetAtAmortizedValue_6EBA8A8033F639509443F8808E20D9DB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward" xlink:label="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward_C88B4401399604DD3789F8808E203B35" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207" xlink:to="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward_C88B4401399604DD3789F8808E203B35" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance" xlink:label="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_30F57DF3E133265A0EDEF8808E21AAF6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward_C88B4401399604DD3789F8808E203B35" xlink:to="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_30F57DF3E133265A0EDEF8808E21AAF6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries" xlink:label="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries_BEDD41EB0B50C84FC231F8808E211DE3" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward_C88B4401399604DD3789F8808E203B35" xlink:to="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries_BEDD41EB0B50C84FC231F8808E211DE3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance" xlink:label="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_61ED83FAEC2EE7100161F8808E219B0F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward_C88B4401399604DD3789F8808E203B35" xlink:to="loc_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance_61ED83FAEC2EE7100161F8808E219B0F" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetatAmortizedCostNet" xlink:label="loc_cfg_ServicingAssetatAmortizedCostNet_6A2C0AD080A18369F8A5F8808E214790" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtAmortizedValueLineItems_F4FD18439443B6624DE0F8808E1FA207" xlink:to="loc_cfg_ServicingAssetatAmortizedCostNet_6A2C0AD080A18369F8A5F8808E214790" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBankingAbstract" xlink:label="loc_us-gaap_MortgageBankingAbstract_C158DC1AD5044D0FC0F7C97A546BFDE2" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueTable_E7E4C3724D8EE27D75BBC97A546B1A96" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MortgageBankingAbstract_C158DC1AD5044D0FC0F7C97A546BFDE2" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueTable_E7E4C3724D8EE27D75BBC97A546B1A96" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_B5FFE08F88F889E57174C97A546C1B79" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_E7E4C3724D8EE27D75BBC97A546B1A96" xlink:to="loc_us-gaap_FinancialInstrumentAxis_B5FFE08F88F889E57174C97A546C1B79" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_280C1AC3205C0CFB28CBC97A546C934B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_B5FFE08F88F889E57174C97A546C1B79" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_280C1AC3205C0CFB28CBC97A546C934B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_DC6D44B6CA9BBD02F04CC97A546CDC01" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_280C1AC3205C0CFB28CBC97A546C934B" xlink:to="loc_us-gaap_ResidentialMortgageMember_DC6D44B6CA9BBD02F04CC97A546CDC01" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueLineItems_2D75225C1EBA4C443617C97A546D75C5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_E7E4C3724D8EE27D75BBC97A546B1A96" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueLineItems_2D75225C1EBA4C443617C97A546D75C5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_2D75225C1EBA4C443617C97A546D75C5" xlink:to="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_B0DC25A71F05712346E8C97A546DC448" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_B0DC25A71F05712346E8C97A546DC448" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueAdditions" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAdditions_526FA7A132621A99F317C97A546D1B48" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAdditions_526FA7A132621A99F317C97A546D1B48" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetAtFairValueAmountCapitalized" xlink:label="loc_cfg_ServicingAssetAtFairValueAmountCapitalized_E270641B1A8E07996A17C97A546EF4E4" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:to="loc_cfg_ServicingAssetAtFairValueAmountCapitalized_E270641B1A8E07996A17C97A546EF4E4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance" xlink:label="loc_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_2E3C165CBCA98EBFA1EDC97A546E51E4" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:to="loc_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_2E3C165CBCA98EBFA1EDC97A546E51E4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue" xlink:label="loc_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_FB8362EFD1AC51AF4622C97A546E40EA" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:to="loc_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_FB8362EFD1AC51AF4622C97A546E40EA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_2091D0FF1DD900B144A7C97A546E76B6" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward_AEEDB216F6DDD3526023C97A546D7CA0" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_2091D0FF1DD900B144A7C97A546E76B6" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBankingAbstract" xlink:label="loc_us-gaap_MortgageBankingAbstract_DFA068F5EE394BC9D190D3435A18FC5F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueTable_2D57F02E8B7651CDAFC6D3435A1873BA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MortgageBankingAbstract_DFA068F5EE394BC9D190D3435A18FC5F" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueTable_2D57F02E8B7651CDAFC6D3435A1873BA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_FC31F675E3AF6C5AE5AAD3435A18AE42" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_2D57F02E8B7651CDAFC6D3435A1873BA" xlink:to="loc_srt_RangeAxis_FC31F675E3AF6C5AE5AAD3435A18AE42" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_71869DC27D0B3F47868AD3435A1804D3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_FC31F675E3AF6C5AE5AAD3435A18AE42" xlink:to="loc_srt_RangeMember_71869DC27D0B3F47868AD3435A1804D3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_C3DA6AB8C8CA6258C913D3435A197FAF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_71869DC27D0B3F47868AD3435A1804D3" xlink:to="loc_srt_MinimumMember_C3DA6AB8C8CA6258C913D3435A197FAF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_25F275F64663B10D44E4D3435A195549" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_71869DC27D0B3F47868AD3435A1804D3" xlink:to="loc_srt_MaximumMember_25F275F64663B10D44E4D3435A195549" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_2D57F02E8B7651CDAFC6D3435A1873BA" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisofFairValueInputsBasisSpread" xlink:label="loc_cfg_SensitivityAnalysisofFairValueInputsBasisSpread_9D69277CE403B0C76511D3435A1900BE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F" xlink:to="loc_cfg_SensitivityAnalysisofFairValueInputsBasisSpread_9D69277CE403B0C76511D3435A1900BE" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract" xlink:label="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F" xlink:to="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValueFairValue" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValueFairValue_0441622019CA41249D76D3435A1A263D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="loc_us-gaap_ServicingAssetAtAmortizedValueFairValue_0441622019CA41249D76D3435A1A263D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife" xlink:label="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife_AD7396E3EF7015E80C22D3435A1AFA93" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife_AD7396E3EF7015E80C22D3435A1AFA93" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed" xlink:label="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed_48B315E6A9858C059F9ED3435A1A4DE0" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed_48B315E6A9858C059F9ED3435A1A4DE0" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed" xlink:label="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed_0A2293EE076CA5A9C3C8D3435A1AB752" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed_0A2293EE076CA5A9C3C8D3435A1AB752" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed" xlink:label="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed_B4D3193922C02765D3BCD3435A1A14A5" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed_B4D3193922C02765D3BCD3435A1A14A5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate" xlink:label="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate_952463366A943DECD0F2D3435A1BE8FF" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate_952463366A943DECD0F2D3435A1BE8FF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate" xlink:label="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate_6380CFB9140FF1E5D237D3435A1B18CB" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate_6380CFB9140FF1E5D237D3435A1B18CB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate" xlink:label="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate_2DE6B62C014356AFDCAED3435A1BF552" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract_80726F344FB5FCA26F71D3435A1A5E7F" xlink:to="loc_cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate_2DE6B62C014356AFDCAED3435A1BF552" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract" xlink:label="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_9B8A5FC2CC11E7E57B79D3435A19C00F" xlink:to="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_53A64D6C85404B133CB4D3435A1B0A65" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_53A64D6C85404B133CB4D3435A1B0A65" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1" xlink:label="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1_EBC1D1D4088A9659B7FCD3435A1CDAEF" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1_EBC1D1D4088A9659B7FCD3435A1CDAEF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed" xlink:label="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_1BFC86FB9B0CF6D62191D3435A1C8B89" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_1BFC86FB9B0CF6D62191D3435A1C8B89" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed" xlink:label="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed_207B1BF324FD9484FB5ED3435A1C41A3" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed_207B1BF324FD9484FB5ED3435A1C41A3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed" xlink:label="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed_78684CF5FA0B83793B5AD3435A1C9BB1" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed_78684CF5FA0B83793B5AD3435A1C9BB1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate" xlink:label="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate_114560F2CAD1974E232FD3435A1CE1AB" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate_114560F2CAD1974E232FD3435A1CE1AB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread" xlink:label="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread_80FB7EC05CF50722CE75D3435A1C6D94" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread_80FB7EC05CF50722CE75D3435A1C6D94" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread" xlink:label="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread_4D0DA890D6D49609F14DD3435A1CB7BB" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract_B928B4F67B76964C605FD3435A1B6965" xlink:to="loc_cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread_4D0DA890D6D49609F14DD3435A1CB7BB" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/MortgageBankingNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBankingAbstract" xlink:label="loc_us-gaap_MortgageBankingAbstract_7F347F97BEB5AD5426B5CA2B2400C262" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_E32AC256525CA9CC85F8CA2B2400CEEA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MortgageBankingAbstract_7F347F97BEB5AD5426B5CA2B2400C262" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_E32AC256525CA9CC85F8CA2B2400CEEA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_106C5D543F46004FBE74CA2B2400CA6A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_E32AC256525CA9CC85F8CA2B2400CEEA" xlink:to="loc_srt_ConsolidatedEntitiesAxis_106C5D543F46004FBE74CA2B2400CA6A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_2873E6CE86329A9AD16CCA2B2401EA8A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_106C5D543F46004FBE74CA2B2400CA6A" xlink:to="loc_srt_ConsolidatedEntitiesDomain_2873E6CE86329A9AD16CCA2B2401EA8A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_SubsidiariesMember" xlink:label="loc_srt_SubsidiariesMember_722722242E237CBB586FCA2B2401E2F8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_2873E6CE86329A9AD16CCA2B2401EA8A" xlink:to="loc_srt_SubsidiariesMember_722722242E237CBB586FCA2B2401E2F8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3091F1BDDD3BEA7379A7CA2B24017DA1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_E32AC256525CA9CC85F8CA2B2400CEEA" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3091F1BDDD3BEA7379A7CA2B24017DA1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_B24B786B50B1D798AE35CA2B24016A16" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3091F1BDDD3BEA7379A7CA2B24017DA1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_B24B786B50B1D798AE35CA2B24016A16" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageLoansServicedForOthersMember" xlink:label="loc_cfg_MortgageLoansServicedForOthersMember_FA0933D9BAD0CD2FC113CA2B24022650" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_B24B786B50B1D798AE35CA2B24016A16" xlink:to="loc_cfg_MortgageLoansServicedForOthersMember_FA0933D9BAD0CD2FC113CA2B24022650" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_7ADFA62FB6F487174143CA2B2402D2D7" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_E32AC256525CA9CC85F8CA2B2400CEEA" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_7ADFA62FB6F487174143CA2B2402D2D7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_0BE92397719A34B89DD5CA2B24021B72" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_7ADFA62FB6F487174143CA2B2402D2D7" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_0BE92397719A34B89DD5CA2B24021B72" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBankingAbstract" xlink:label="loc_us-gaap_MortgageBankingAbstract_2403C2BD38584F5CE39FF8808E2566C1" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9A8EFA933EA8EA4C322AF8808E26DF9A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MortgageBankingAbstract_2403C2BD38584F5CE39FF8808E2566C1" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9A8EFA933EA8EA4C322AF8808E26DF9A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_64669E65C320F6372771F8808E260B23" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9A8EFA933EA8EA4C322AF8808E26DF9A" xlink:to="loc_us-gaap_FinancialInstrumentAxis_64669E65C320F6372771F8808E260B23" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_46626115899D69F65108F8808E263931" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_64669E65C320F6372771F8808E260B23" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_46626115899D69F65108F8808E263931" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="loc_us-gaap_ResidentialMortgageMember_D82EDD2E91CB34559F2CF8808E2788EC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_46626115899D69F65108F8808E263931" xlink:to="loc_us-gaap_ResidentialMortgageMember_D82EDD2E91CB34559F2CF8808E2788EC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageBankingFeesMember" xlink:label="loc_cfg_MortgageBankingFeesMember_407EFEFFA002ECB5A2C7F8808E2796AF" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_46626115899D69F65108F8808E263931" xlink:to="loc_cfg_MortgageBankingFeesMember_407EFEFFA002ECB5A2C7F8808E2796AF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_DA6B9FC5CA48AD6C54B9F8808E278DC0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_9A8EFA933EA8EA4C322AF8808E26DF9A" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_DA6B9FC5CA48AD6C54B9F8808E278DC0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:label="loc_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_7F8CFF66AB32669E089EF8808E27650B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_DA6B9FC5CA48AD6C54B9F8808E278DC0" xlink:to="loc_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_7F8CFF66AB32669E089EF8808E27650B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnSaleOfMortgageLoans" xlink:label="loc_us-gaap_GainLossOnSaleOfMortgageLoans_64A3C7C05E55F0F45358F8808E27E724" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_DA6B9FC5CA48AD6C54B9F8808E278DC0" xlink:to="loc_us-gaap_GainLossOnSaleOfMortgageLoans_64A3C7C05E55F0F45358F8808E27E724" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets" xlink:label="loc_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_1F2249EAF9BAF493D7F6F8808E2837E8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_DA6B9FC5CA48AD6C54B9F8808E278DC0" xlink:to="loc_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_1F2249EAF9BAF493D7F6F8808E2837E8" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/MortgageBankingTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBankingAbstract" xlink:label="loc_us-gaap_MortgageBankingAbstract_9877C2ECE1633EBA1CB6A35942A21CA7" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock" xlink:label="loc_cfg_LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock_A723C96DA496601BE283A35942A24A3D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MortgageBankingAbstract_9877C2ECE1633EBA1CB6A35942A21CA7" xlink:to="loc_cfg_LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock_A723C96DA496601BE283A35942A24A3D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock" xlink:label="loc_us-gaap_ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock_427C9771F4BFA0B7EE27A35942A2DEA5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MortgageBankingAbstract_9877C2ECE1633EBA1CB6A35942A21CA7" xlink:to="loc_us-gaap_ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock_427C9771F4BFA0B7EE27A35942A2DEA5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfServicingAssetsAtAmortizedValueTextBlock" xlink:label="loc_us-gaap_ScheduleOfServicingAssetsAtAmortizedValueTextBlock_BC7D7239C03C1F079549A35942A358D8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MortgageBankingAbstract_9877C2ECE1633EBA1CB6A35942A21CA7" xlink:to="loc_us-gaap_ScheduleOfServicingAssetsAtAmortizedValueTextBlock_BC7D7239C03C1F079549A35942A358D8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock" xlink:label="loc_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_E45ED971D42CB45F4E7AA35942A3515B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MortgageBankingAbstract_9877C2ECE1633EBA1CB6A35942A21CA7" xlink:to="loc_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_E45ED971D42CB45F4E7AA35942A3515B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock" xlink:label="loc_us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_5D71E8FA1789401120B2A35942A36217" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MortgageBankingAbstract_9877C2ECE1633EBA1CB6A35942A21CA7" xlink:to="loc_us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_5D71E8FA1789401120B2A35942A36217" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/NoninterestIncome" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIncomeAndExpensesAbstract" xlink:label="loc_us-gaap_OtherIncomeAndExpensesAbstract_D208ED3A02C55E6B7138A35943F724F3" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RevenueFromContractWithCustomerTextBlock" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerTextBlock_F4B3799CF6E8581428CDA35943F73542" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_D208ED3A02C55E6B7138A35943F724F3" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerTextBlock_F4B3799CF6E8581428CDA35943F73542" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIncomeAndExpensesAbstract" xlink:label="loc_us-gaap_OtherIncomeAndExpensesAbstract_40F42CC54542EE4216E5C974F33F41A0" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisaggregationOfRevenueTable" xlink:label="loc_us-gaap_DisaggregationOfRevenueTable_E6CBB8B9D4E5053ABABDC974F34030C5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_40F42CC54542EE4216E5C974F33F41A0" xlink:to="loc_us-gaap_DisaggregationOfRevenueTable_E6CBB8B9D4E5053ABABDC974F34030C5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ProductOrServiceAxis" xlink:label="loc_srt_ProductOrServiceAxis_61994C5626A4837FDC4AC974F340844A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueTable_E6CBB8B9D4E5053ABABDC974F34030C5" xlink:to="loc_srt_ProductOrServiceAxis_61994C5626A4837FDC4AC974F340844A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ProductsAndServicesDomain" xlink:label="loc_srt_ProductsAndServicesDomain_C9EEEAC663659EB17D9AC974F340A0B3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductOrServiceAxis_61994C5626A4837FDC4AC974F340844A" xlink:to="loc_srt_ProductsAndServicesDomain_C9EEEAC663659EB17D9AC974F340A0B3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ServiceChargesandFeesMember" xlink:label="loc_cfg_ServiceChargesandFeesMember_5B2458970EA72172B519C974F34027A3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_C9EEEAC663659EB17D9AC974F340A0B3" xlink:to="loc_cfg_ServiceChargesandFeesMember_5B2458970EA72172B519C974F34027A3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CardFeesMember" xlink:label="loc_cfg_CardFeesMember_E3701CD92795BC2BF9DCC974F3412D2D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_C9EEEAC663659EB17D9AC974F340A0B3" xlink:to="loc_cfg_CardFeesMember_E3701CD92795BC2BF9DCC974F3412D2D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalMarketsFeesMember" xlink:label="loc_cfg_CapitalMarketsFeesMember_EF2FD0B152240E9679FFC974F341C514" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_C9EEEAC663659EB17D9AC974F340A0B3" xlink:to="loc_cfg_CapitalMarketsFeesMember_EF2FD0B152240E9679FFC974F341C514" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TrustandInvestmentServicesFeesMember" xlink:label="loc_cfg_TrustandInvestmentServicesFeesMember_152800313E11274105CBC974F341846A" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_C9EEEAC663659EB17D9AC974F340A0B3" xlink:to="loc_cfg_TrustandInvestmentServicesFeesMember_152800313E11274105CBC974F341846A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherBankingFeesMember" xlink:label="loc_cfg_OtherBankingFeesMember_09ABD9A709A725DA1A58C974F3418A32" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_C9EEEAC663659EB17D9AC974F340A0B3" xlink:to="loc_cfg_OtherBankingFeesMember_09ABD9A709A725DA1A58C974F3418A32" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_CDB7C17B52420A7F7F26C974F341FF5A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueTable_E6CBB8B9D4E5053ABABDC974F34030C5" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_CDB7C17B52420A7F7F26C974F341FF5A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_372534BA6C84AD4A87F8C974F34113CB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_CDB7C17B52420A7F7F26C974F341FF5A" xlink:to="loc_us-gaap_SegmentDomain_372534BA6C84AD4A87F8C974F34113CB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ConsumerBankingMember" xlink:label="loc_cfg_ConsumerBankingMember_26027C0EBF11C1EDFCF0C974F34295FC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_372534BA6C84AD4A87F8C974F34113CB" xlink:to="loc_cfg_ConsumerBankingMember_26027C0EBF11C1EDFCF0C974F34295FC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommercialBankingMember" xlink:label="loc_cfg_CommercialBankingMember_569F914E6C73E9FC0435C974F3425F47" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_372534BA6C84AD4A87F8C974F34113CB" xlink:to="loc_cfg_CommercialBankingMember_569F914E6C73E9FC0435C974F3425F47" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisaggregationOfRevenueLineItems" xlink:label="loc_us-gaap_DisaggregationOfRevenueLineItems_7CB104D67A1944F7BBFAC974F3423CC4" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueTable_E6CBB8B9D4E5053ABABDC974F34030C5" xlink:to="loc_us-gaap_DisaggregationOfRevenueLineItems_7CB104D67A1944F7BBFAC974F3423CC4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_545A9682DC1B2A013B69C97AE660330A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueLineItems_7CB104D67A1944F7BBFAC974F3423CC4" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_545A9682DC1B2A013B69C97AE660330A" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/NoninterestIncomeNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIncomeAndExpensesAbstract" xlink:label="loc_us-gaap_OtherIncomeAndExpensesAbstract_495624F418FDCB55D563C974F73A2D3D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisaggregationOfRevenueTable" xlink:label="loc_us-gaap_DisaggregationOfRevenueTable_BAC0A1D65F131796B05AC974F73AA00F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_495624F418FDCB55D563C974F73A2D3D" xlink:to="loc_us-gaap_DisaggregationOfRevenueTable_BAC0A1D65F131796B05AC974F73AA00F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ProductOrServiceAxis" xlink:label="loc_srt_ProductOrServiceAxis_F96BB9B91F2E42B34037C974F73A59E9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueTable_BAC0A1D65F131796B05AC974F73AA00F" xlink:to="loc_srt_ProductOrServiceAxis_F96BB9B91F2E42B34037C974F73A59E9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ProductsAndServicesDomain" xlink:label="loc_srt_ProductsAndServicesDomain_61634E7820817FEC9A1EC974F73AB3AE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductOrServiceAxis_F96BB9B91F2E42B34037C974F73A59E9" xlink:to="loc_srt_ProductsAndServicesDomain_61634E7820817FEC9A1EC974F73AB3AE" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TrustandInvestmentServicesFeesMember" xlink:label="loc_cfg_TrustandInvestmentServicesFeesMember_E54DD5918EB545CB1DAAC974F73B2BB3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_61634E7820817FEC9A1EC974F73AB3AE" xlink:to="loc_cfg_TrustandInvestmentServicesFeesMember_E54DD5918EB545CB1DAAC974F73B2BB3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisaggregationOfRevenueLineItems" xlink:label="loc_us-gaap_DisaggregationOfRevenueLineItems_F88BD9A57844B211F7E0C974F73B1CEC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueTable_BAC0A1D65F131796B05AC974F73AA00F" xlink:to="loc_us-gaap_DisaggregationOfRevenueLineItems_F88BD9A57844B211F7E0C974F73B1CEC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized" xlink:label="loc_us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized_4D0A813A33341DCA364CC974F73B3B13" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueLineItems_F88BD9A57844B211F7E0C974F73B1CEC" xlink:to="loc_us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized_4D0A813A33341DCA364CC974F73B3B13" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/NoninterestIncomeNoninterestIncomeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIncomeAndExpensesAbstract" xlink:label="loc_us-gaap_OtherIncomeAndExpensesAbstract_4C34B8BEBC2DBD92A9D5F8022344FA41" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_466A116AD95B074E5FA4F813B3CD3903" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_4C34B8BEBC2DBD92A9D5F8022344FA41" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_466A116AD95B074E5FA4F813B3CD3903" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NoninterestIncomeMiscellaneous" xlink:label="loc_cfg_NoninterestIncomeMiscellaneous_E8234B33FC24C2483C64F8022344CD61" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_4C34B8BEBC2DBD92A9D5F8022344FA41" xlink:to="loc_cfg_NoninterestIncomeMiscellaneous_E8234B33FC24C2483C64F8022344CD61" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_B4176CC58A723D8A7359F80223450CAB" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_4C34B8BEBC2DBD92A9D5F8022344FA41" xlink:to="loc_us-gaap_NoninterestIncome_B4176CC58A723D8A7359F80223450CAB" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/NoninterestIncomeOtherIncomeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIncomeAndExpensesAbstract" xlink:label="loc_us-gaap_OtherIncomeAndExpensesAbstract_7631F2CD9A6940F40254A359430442E8" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="loc_us-gaap_BankOwnedLifeInsuranceIncome_27B6A79F952D483BE373A359430554EA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_7631F2CD9A6940F40254A359430442E8" xlink:to="loc_us-gaap_BankOwnedLifeInsuranceIncome_27B6A79F952D483BE373A359430554EA" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/NoninterestIncomeTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIncomeAndExpensesAbstract" xlink:label="loc_us-gaap_OtherIncomeAndExpensesAbstract_F7C318FD6702B72A0A8EA359430CE215" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NoninterestIncomeTableTextBlock" xlink:label="loc_cfg_NoninterestIncomeTableTextBlock_47D21B05A42EB5A10C09A359430D0E71" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_F7C318FD6702B72A0A8EA359430CE215" xlink:to="loc_cfg_NoninterestIncomeTableTextBlock_47D21B05A42EB5A10C09A359430D0E71" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisaggregationOfRevenueTableTextBlock" xlink:label="loc_us-gaap_DisaggregationOfRevenueTableTextBlock_13321F3EEA260A832C12A359430D040B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_F7C318FD6702B72A0A8EA359430CE215" xlink:to="loc_us-gaap_DisaggregationOfRevenueTableTextBlock_13321F3EEA260A832C12A359430D040B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_BankOwnedLifeInsuranceTableTextBlock" xlink:label="loc_cfg_BankOwnedLifeInsuranceTableTextBlock_857BF63B4CFDBB593C28A359430D928F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_F7C318FD6702B72A0A8EA359430CE215" xlink:to="loc_cfg_BankOwnedLifeInsuranceTableTextBlock_857BF63B4CFDBB593C28A359430D928F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/OtherOperatingExpense" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIncomeAndExpensesAbstract" xlink:label="loc_us-gaap_OtherIncomeAndExpensesAbstract_CD1A310999429B079991A359440DCE07" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock" xlink:label="loc_us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock_F16F66FB41B2092A1E29A359440D930B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_CD1A310999429B079991A359440DCE07" xlink:to="loc_us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock_F16F66FB41B2092A1E29A359440D930B" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/OtherOperatingExpenseDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIncomeAndExpensesAbstract" xlink:label="loc_us-gaap_OtherIncomeAndExpensesAbstract_E5D617B7E320C67CB8D4B0759D54B9A3" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:label="loc_us-gaap_MarketingAndAdvertisingExpense_935CE2E8FAC71464BE8DB0759D5537CF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_E5D617B7E320C67CB8D4B0759D54B9A3" xlink:to="loc_us-gaap_MarketingAndAdvertisingExpense_935CE2E8FAC71464BE8DB0759D5537CF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_20DBB06B193B50EC6216B0759D552FB1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_E5D617B7E320C67CB8D4B0759D54B9A3" xlink:to="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_20DBB06B193B50EC6216B0759D552FB1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherExpenses" xlink:label="loc_us-gaap_OtherExpenses_F982CEC2C84127945114B0759D5506DD" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_E5D617B7E320C67CB8D4B0759D54B9A3" xlink:to="loc_us-gaap_OtherExpenses_F982CEC2C84127945114B0759D5506DD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="loc_us-gaap_OtherCostAndExpenseOperating_25EAF0739203374B695AB0759D552ADA" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_E5D617B7E320C67CB8D4B0759D54B9A3" xlink:to="loc_us-gaap_OtherCostAndExpenseOperating_25EAF0739203374B695AB0759D552ADA" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/OtherOperatingExpenseTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIncomeAndExpensesAbstract" xlink:label="loc_us-gaap_OtherIncomeAndExpensesAbstract_56DB14760CBC6BA0A0A1A35942E6225B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock" xlink:label="loc_us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock_08145FBA88365761CEECA35942E74EEA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_56DB14760CBC6BA0A0A1A35942E6225B" xlink:to="loc_us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock_08145FBA88365761CEECA35942E74EEA" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/ParentCompanyFinancials" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_AE9A7D025E9337D46601A359423DB042" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:label="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_A9BB8706D52396F07913A359423D90E2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_AE9A7D025E9337D46601A359423DB042" xlink:to="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_A9BB8706D52396F07913A359423D90E2" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_959A4AAA1DA31593F7D3A3594259A8DE" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedBalanceSheetStatementTable" xlink:label="loc_srt_CondensedBalanceSheetStatementTable_E8EBC200C6FD20C103F4A35942590976" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_959A4AAA1DA31593F7D3A3594259A8DE" xlink:to="loc_srt_CondensedBalanceSheetStatementTable_E8EBC200C6FD20C103F4A35942590976" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_89420576236EAA04E0DEA35942597806" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementTable_E8EBC200C6FD20C103F4A35942590976" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_89420576236EAA04E0DEA35942597806" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="loc_us-gaap_RelatedPartyDomain_601B04B89889D1745344A359425A9CBB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_89420576236EAA04E0DEA35942597806" xlink:to="loc_us-gaap_RelatedPartyDomain_601B04B89889D1745344A359425A9CBB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_BankSubsidiariesMember" xlink:label="loc_cfg_BankSubsidiariesMember_E27694E4A3D97D1716C4A359425A779E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_601B04B89889D1745344A359425A9CBB" xlink:to="loc_cfg_BankSubsidiariesMember_E27694E4A3D97D1716C4A359425A779E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NonbankSubsidiariesMember" xlink:label="loc_cfg_NonbankSubsidiariesMember_AF3D5EF2DF1709455D47A359425A70B4" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_601B04B89889D1745344A359425A9CBB" xlink:to="loc_cfg_NonbankSubsidiariesMember_AF3D5EF2DF1709455D47A359425A70B4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_UnaffiliatedCompaniesMember" xlink:label="loc_cfg_UnaffiliatedCompaniesMember_FC6A128CE4627EE9221AA359425AA76F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_601B04B89889D1745344A359425A9CBB" xlink:to="loc_cfg_UnaffiliatedCompaniesMember_FC6A128CE4627EE9221AA359425AA76F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_A875E4EBA8456BD4C0B6A359425A2A6E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementTable_E8EBC200C6FD20C103F4A35942590976" xlink:to="loc_srt_ConsolidatedEntitiesAxis_A875E4EBA8456BD4C0B6A359425A2A6E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_25CE365161792B434223A359425B8CDB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_A875E4EBA8456BD4C0B6A359425A2A6E" xlink:to="loc_srt_ConsolidatedEntitiesDomain_25CE365161792B434223A359425B8CDB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_068175ED45464F2A12B8A359425B673E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_25CE365161792B434223A359425B8CDB" xlink:to="loc_srt_ParentCompanyMember_068175ED45464F2A12B8A359425B673E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:label="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementTable_E8EBC200C6FD20C103F4A35942590976" xlink:to="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:to="loc_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks_DCB4EBB363BCF30F2F42A359425C5A1E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:to="loc_us-gaap_CashAndDueFromBanks_DCB4EBB363BCF30F2F42A359425C5A1E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_LoansandAdvances" xlink:label="loc_cfg_LoansandAdvances_FEE1735B6571CBB790EEA359425C51B7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:to="loc_cfg_LoansandAdvances_FEE1735B6571CBB790EEA359425C51B7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="loc_us-gaap_EquityMethodInvestments_F1DB3FEE119ADAB89C43A359425CEE23" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:to="loc_us-gaap_EquityMethodInvestments_F1DB3FEE119ADAB89C43A359425CEE23" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_F701FAB8F73454B5AE1DA359425CAB32" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:to="loc_us-gaap_OtherAssets_F701FAB8F73454B5AE1DA359425CAB32" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_7136A744A20B50AF0EC5A359425C5025" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_5A8CAB2E4A403DC62378A359425B5223" xlink:to="loc_us-gaap_Assets_7136A744A20B50AF0EC5A359425C5025" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_us-gaap_LiabilitiesAbstract_FD7FBE863E1512DCE234A359425D0C0A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:to="loc_us-gaap_LiabilitiesAbstract_FD7FBE863E1512DCE234A359425D0C0A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_C93695D1F745032B9BC2A359425D4BA1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_FD7FBE863E1512DCE234A359425D0C0A" xlink:to="loc_us-gaap_LongTermDebt_C93695D1F745032B9BC2A359425D4BA1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_F0A30DFF8AAD41C71BC4A359425DB99D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_FD7FBE863E1512DCE234A359425D0C0A" xlink:to="loc_us-gaap_OtherLiabilities_F0A30DFF8AAD41C71BC4A359425DB99D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_15899CB886E5B9CCA0E7A359425D8B23" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_FD7FBE863E1512DCE234A359425D0C0A" xlink:to="loc_us-gaap_Liabilities_15899CB886E5B9CCA0E7A359425D8B23" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_F6E68F4E7C1C120BFE5BA359425D4ACE" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:to="loc_us-gaap_StockholdersEquity_F6E68F4E7C1C120BFE5BA359425D4ACE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_AB412DFD094A7068A013A359425DE1C9" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_14EBFFF406D3791269A1A359425B8ECF" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_AB412DFD094A7068A013A359425DE1C9" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_376EA73B1C95FB60E51144EA6F6B5AD0" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedCashFlowStatementTable" xlink:label="loc_srt_CondensedCashFlowStatementTable_79DCE576793B8E5E571B44EA6F6F40C7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_376EA73B1C95FB60E51144EA6F6B5AD0" xlink:to="loc_srt_CondensedCashFlowStatementTable_79DCE576793B8E5E571B44EA6F6F40C7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_DF3BCC84086D7214984144EA6F704DB2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementTable_79DCE576793B8E5E571B44EA6F6F40C7" xlink:to="loc_srt_ConsolidatedEntitiesAxis_DF3BCC84086D7214984144EA6F704DB2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_0BB9E016BE9B5C23061B44EA6F713EE7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_DF3BCC84086D7214984144EA6F704DB2" xlink:to="loc_srt_ConsolidatedEntitiesDomain_0BB9E016BE9B5C23061B44EA6F713EE7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_D6DF0E2EDD4F775CDC6F44EA6F71A07E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_0BB9E016BE9B5C23061B44EA6F713EE7" xlink:to="loc_srt_ParentCompanyMember_D6DF0E2EDD4F775CDC6F44EA6F71A07E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedCashFlowStatementsCaptionsLineItems" xlink:label="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementTable_79DCE576793B8E5E571B44EA6F6F40C7" xlink:to="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_FA814CFB3EB85D32C53A44EA6F72D9E7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:to="loc_us-gaap_NetIncomeLoss_FA814CFB3EB85D32C53A44EA6F72D9E7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_392C2B7C70CE3CDCF23744EA6F7320B6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_392C2B7C70CE3CDCF23744EA6F7320B6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnDispositionOfAssets1" xlink:label="loc_us-gaap_GainLossOnDispositionOfAssets1_ADC08DDEB16344B6CCA844EA6F731542" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:to="loc_us-gaap_GainLossOnDispositionOfAssets1_ADC08DDEB16344B6CCA844EA6F731542" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries" xlink:label="loc_cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries_A7BE7B94D981EB5DAC6744EA6F76CD35" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:to="loc_cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries_A7BE7B94D981EB5DAC6744EA6F76CD35" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_058A1F86B7BD313BD11B44EA6F7654CC" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/netLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_058A1F86B7BD313BD11B44EA6F7654CC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_633EE56DD94F5B8FC76244EA6F76931F" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_633EE56DD94F5B8FC76244EA6F76931F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_88B22F54A4ACE972A8AC44EA6F7758FC" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_88B22F54A4ACE972A8AC44EA6F7758FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_86870D6CBD7B5C2C261044EA6F77E0ED" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_8D56E5B7F0C384F400A844EA6F7237D0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_86870D6CBD7B5C2C261044EA6F77E0ED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_FCA1A55DFB1C13ACEA3444EA6F776F20" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_FCA1A55DFB1C13ACEA3444EA6F776F20" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xlink:label="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_40B3146EB7A22E7D22FE44EA6F786C04" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_FCA1A55DFB1C13ACEA3444EA6F776F20" xlink:to="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_40B3146EB7A22E7D22FE44EA6F786C04" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet" xlink:label="loc_cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet_60F65D1123ECC137C35744EA6F782C0E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_FCA1A55DFB1C13ACEA3444EA6F776F20" xlink:to="loc_cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet_60F65D1123ECC137C35744EA6F782C0E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_905A8870DF6193F3779244EA6F78968C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_FCA1A55DFB1C13ACEA3444EA6F776F20" xlink:to="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_905A8870DF6193F3779244EA6F78968C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_A859DFD81EAA0F558DB844EA6F78864E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_FCA1A55DFB1C13ACEA3444EA6F776F20" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_A859DFD81EAA0F558DB844EA6F78864E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_6A9FC8E660EAE6B1062744EC1026D394" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_6A9FC8E660EAE6B1062744EC1026D394" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt_F25C99811E755E02949244EA6F796F92" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_RepaymentsOfLongTermDebt_F25C99811E755E02949244EA6F796F92" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_FC3D2B4BC824ACE4973A44EA6F79EB47" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_FC3D2B4BC824ACE4973A44EA6F79EB47" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_F2E4DBF0C8B53264368F44EA6F7976B0" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_F2E4DBF0C8B53264368F44EA6F7976B0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPrivatePlacement" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_158A689DDC032FB6DA5A44EA6F794FE0" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfPrivatePlacement_158A689DDC032FB6DA5A44EA6F794FE0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsOfOrdinaryDividends" xlink:label="loc_us-gaap_PaymentsOfOrdinaryDividends_E9CD9853C55C115915DF44EA6F7A1BF7" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_PaymentsOfOrdinaryDividends_E9CD9853C55C115915DF44EA6F7A1BF7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_417B5494AC8FDC777FA344EA6F7A1336" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_417B5494AC8FDC777FA344EA6F7A1336" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:label="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_BA61BA787ACDC4A6948944EA6F7A1A7F" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_BA61BA787ACDC4A6948944EA6F7A1A7F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_4B6B149D5C287742B9B644EA6F7AEAF2" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_48184C8B55133562686444EA6F790F39" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_4B6B149D5C287742B9B644EA6F7AEAF2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_233D7E655036A1D0570244EA6F7A5F60" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_233D7E655036A1D0570244EA6F7A5F60" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_95E56E7B6F62150C898444EA6F7AD8DD" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_95E56E7B6F62150C898444EA6F7AD8DD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_908ED5C5101E1EEC8A2544EA6F7BF92D" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_365D2EBB93281C40B69444EA6F71D020" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_908ED5C5101E1EEC8A2544EA6F7BF92D" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_58D662F7C31918DD2F7960148981E938" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedIncomeStatementTable" xlink:label="loc_srt_CondensedIncomeStatementTable_98BA44B6BEE7C618B3C7601489814CCA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_58D662F7C31918DD2F7960148981E938" xlink:to="loc_srt_CondensedIncomeStatementTable_98BA44B6BEE7C618B3C7601489814CCA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_AA69983E6722EEE3792D6014898150E2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementTable_98BA44B6BEE7C618B3C7601489814CCA" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_AA69983E6722EEE3792D6014898150E2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="loc_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_AA69983E6722EEE3792D6014898150E2" xlink:to="loc_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_NonbankSubsidiariesMember" xlink:label="loc_cfg_NonbankSubsidiariesMember_1D5E1BC30489F4319EC1601489820DF5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE" xlink:to="loc_cfg_NonbankSubsidiariesMember_1D5E1BC30489F4319EC1601489820DF5" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_BankSubsidiariesandAssociatedBanksMember" xlink:label="loc_cfg_BankSubsidiariesandAssociatedBanksMember_3157D5F2F8F3F2BBD5ED60148982F154" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_149C3633A580D47AC8E2601489817AEE" xlink:to="loc_cfg_BankSubsidiariesandAssociatedBanksMember_3157D5F2F8F3F2BBD5ED60148982F154" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_49EDD9248A349EC02D36601489823FC3" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementTable_98BA44B6BEE7C618B3C7601489814CCA" xlink:to="loc_srt_ConsolidatedEntitiesAxis_49EDD9248A349EC02D36601489823FC3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_46EC18BD2FE4C8A9B38D601489820FB2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_49EDD9248A349EC02D36601489823FC3" xlink:to="loc_srt_ConsolidatedEntitiesDomain_46EC18BD2FE4C8A9B38D601489820FB2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_9A107C521FCAFFC0349160148983120F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_46EC18BD2FE4C8A9B38D601489820FB2" xlink:to="loc_srt_ParentCompanyMember_9A107C521FCAFFC0349160148983120F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedIncomeStatementsCaptionsLineItems" xlink:label="loc_srt_CondensedIncomeStatementsCaptionsLineItems_1CAF6DCCD22920EDA30760148983E26C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementTable_98BA44B6BEE7C618B3C7601489814CCA" xlink:to="loc_srt_CondensedIncomeStatementsCaptionsLineItems_1CAF6DCCD22920EDA30760148983E26C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLossAbstract" xlink:label="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_1CAF6DCCD22920EDA30760148983E26C" xlink:to="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingIncomeLossAbstract" xlink:label="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:to="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendIncomeOperating" xlink:label="loc_us-gaap_DividendIncomeOperating_CD59F7D84A6E0D74BD31601489840CF2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:to="loc_us-gaap_DividendIncomeOperating_CD59F7D84A6E0D74BD31601489840CF2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeOperating" xlink:label="loc_us-gaap_InterestIncomeOperating_FB127EFEEE00282660A1601489840813" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:to="loc_us-gaap_InterestIncomeOperating_FB127EFEEE00282660A1601489840813" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ManagementandServiceFeeIncome" xlink:label="loc_cfg_ManagementandServiceFeeIncome_5E9EC1BE2676B7A5283F601489846AF6" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:to="loc_cfg_ManagementandServiceFeeIncome_5E9EC1BE2676B7A5283F601489846AF6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_DividendFromNonBankSubsidiaries" xlink:label="loc_cfg_DividendFromNonBankSubsidiaries_C1E54C06290A8819765260148984E5F1" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:to="loc_cfg_DividendFromNonBankSubsidiaries_C1E54C06290A8819765260148984E5F1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiRealizedGainLoss" xlink:label="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_C960C330786CE9D1E8AF60148984F497" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:to="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_C960C330786CE9D1E8AF60148984F497" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherOperatingIncome" xlink:label="loc_us-gaap_OtherOperatingIncome_92F09777A0C6CC73D331601489843843" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:to="loc_us-gaap_OtherOperatingIncome_92F09777A0C6CC73D331601489843843" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_D3EEC630F3E78E13F06E60148985D1FB" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_D4E063FFC4DF6377F1BA601489831857" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_D3EEC630F3E78E13F06E60148985D1FB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingExpensesAbstract" xlink:label="loc_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:to="loc_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense_D0FBFBFFC80ED728457A60148985D671" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:to="loc_us-gaap_LaborAndRelatedExpense_D0FBFBFFC80ED728457A60148985D671" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_33957466B12755C376666014898579EF" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:to="loc_us-gaap_InterestExpense_33957466B12755C376666014898579EF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="loc_us-gaap_OtherCostAndExpenseOperating_01E64219D22357D57D2860148985D1A8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:to="loc_us-gaap_OtherCostAndExpenseOperating_01E64219D22357D57D2860148985D1A8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingExpenses" xlink:label="loc_us-gaap_OperatingExpenses_2C4FB07A93CD6F8EA67A601489869A55" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_B34F6E2E007979578301601489857826" xlink:to="loc_us-gaap_OperatingExpenses_2C4FB07A93CD6F8EA67A601489869A55" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C3EF51CC7F47E9066CB60148986262C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C3EF51CC7F47E9066CB60148986262C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_A884A1BBD21942D46D6860148986F09C" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_A884A1BBD21942D46D6860148986F09C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_6D9575DD55E44AEC028F6014898655F5" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_6D9575DD55E44AEC028F6014898655F5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromSubsidiariesNetOfTax" xlink:label="loc_us-gaap_IncomeLossFromSubsidiariesNetOfTax_CED00DA790759218355860148986F835" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:to="loc_us-gaap_IncomeLossFromSubsidiariesNetOfTax_CED00DA790759218355860148986F835" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_4D65B2DA7EC18CF4B79860148987E744" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAbstract_4493DB6A8413EE5AE63A6014898369D3" xlink:to="loc_us-gaap_NetIncomeLoss_4D65B2DA7EC18CF4B79860148987E744" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_1CAF6DCCD22920EDA30760148983E26C" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_75413B22C14FCEE831BD601489877452" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_75413B22C14FCEE831BD601489877452" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_65DA1913E0EC20AEC8B660148987393E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_65DA1913E0EC20AEC8B660148987393E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1F2CE0E5ECA66AA25368601489874085" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1F2CE0E5ECA66AA25368601489874085" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries" xlink:label="loc_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries_A0203B1FE3B23E882815601489876436" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:to="loc_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries_A0203B1FE3B23E882815601489876436" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E79F532EE7D3F02FA2D3601489883D6C" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_E79F532EE7D3F02FA2D3601489883D6C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_A1A55D5ABF66A7236C1D60148988BCE8" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_025DD75890A29AE4E0DA601489875D42" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_A1A55D5ABF66A7236C1D60148988BCE8" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/ParentCompanyFinancialsTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_D1A1B06500B81A03163FA35944376B92" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:label="loc_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_0B66FA3C1059DB18C848A35944378486" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_D1A1B06500B81A03163FA35944376B92" xlink:to="loc_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_0B66FA3C1059DB18C848A35944378486" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:label="loc_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_C73A395E8DEEEEE64CAEA3594437B53E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_D1A1B06500B81A03163FA35944376B92" xlink:to="loc_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_C73A395E8DEEEEE64CAEA3594437B53E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:label="loc_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_D98C3D04843F57ADE9F1A35944376EC9" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_D1A1B06500B81A03163FA35944376B92" xlink:to="loc_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_D98C3D04843F57ADE9F1A35944376EC9" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/PremisesEquipmentAndSoftware" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_5A36A3764C9C2FB58F52A35943B9826B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_8473A191BDA3BF6F5032A35943B90F2F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_5A36A3764C9C2FB58F52A35943B9826B" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_8473A191BDA3BF6F5032A35943B90F2F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_08EDFEE2343CBA2656BCCF6B6F098AC5" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalLeasesOfLesseeAbstract" xlink:label="loc_us-gaap_CapitalLeasesOfLesseeAbstract_05F9F69EA9F9FF683C3ECF6B6F09317E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_08EDFEE2343CBA2656BCCF6B6F098AC5" xlink:to="loc_us-gaap_CapitalLeasesOfLesseeAbstract_05F9F69EA9F9FF683C3ECF6B6F09317E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Depreciation" xlink:label="loc_us-gaap_Depreciation_2BF72896C2BE9FA92989CF6B6F09122D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalLeasesOfLesseeAbstract_05F9F69EA9F9FF683C3ECF6B6F09317E" xlink:to="loc_us-gaap_Depreciation_2BF72896C2BE9FA92989CF6B6F09122D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalizedComputerSoftwareNetAbstract" xlink:label="loc_us-gaap_CapitalizedComputerSoftwareNetAbstract_EE568D0BC84C6BB89F88CF6B6F0ABCAF" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_08EDFEE2343CBA2656BCCF6B6F098AC5" xlink:to="loc_us-gaap_CapitalizedComputerSoftwareNetAbstract_EE568D0BC84C6BB89F88CF6B6F0ABCAF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalizedComputerSoftwareGross" xlink:label="loc_us-gaap_CapitalizedComputerSoftwareGross_58B65AFB89B982D41CB8CF6B6F0A31E2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalizedComputerSoftwareNetAbstract_EE568D0BC84C6BB89F88CF6B6F0ABCAF" xlink:to="loc_us-gaap_CapitalizedComputerSoftwareGross_58B65AFB89B982D41CB8CF6B6F0A31E2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalizedComputerSoftwareAccumulatedAmortization" xlink:label="loc_us-gaap_CapitalizedComputerSoftwareAccumulatedAmortization_B77122DC68D33925D82ECF6B6F0AAB9D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalizedComputerSoftwareNetAbstract_EE568D0BC84C6BB89F88CF6B6F0ABCAF" xlink:to="loc_us-gaap_CapitalizedComputerSoftwareAccumulatedAmortization_B77122DC68D33925D82ECF6B6F0AAB9D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalizedComputerSoftwareAmortization1" xlink:label="loc_us-gaap_CapitalizedComputerSoftwareAmortization1_C1D6472953F405B92B8ACF6B6F0A81B6" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalizedComputerSoftwareNetAbstract_EE568D0BC84C6BB89F88CF6B6F0ABCAF" xlink:to="loc_us-gaap_CapitalizedComputerSoftwareAmortization1_C1D6472953F405B92B8ACF6B6F0A81B6" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_BEAC8EA2CDA15FED1801F8808E38F1F3" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract" xlink:label="loc_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_BEAC8EA2CDA15FED1801F8808E38F1F3" xlink:to="loc_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne_604B594A7EFAF6BC84C2F8808E391A3D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A" xlink:to="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne_604B594A7EFAF6BC84C2F8808E391A3D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo_761F7AFB89C468439A45F8808E39D1CD" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A" xlink:to="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo_761F7AFB89C468439A45F8808E39D1CD" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree_2CA0D168C24A626A907FF8808E39E4AB" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A" xlink:to="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree_2CA0D168C24A626A907FF8808E39E4AB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour_C994D7B3728BE4AAB0C8F8808E3AA378" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A" xlink:to="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour_C994D7B3728BE4AAB0C8F8808E3AA378" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive_7244BCA818569DA8BFB1F8808E3A2348" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A" xlink:to="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive_7244BCA818569DA8BFB1F8808E3A2348" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter" xlink:label="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter_822E6D67EE0246BEBF0AF8808E3A7484" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A" xlink:to="loc_cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter_822E6D67EE0246BEBF0AF8808E3A7484" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedSoftwareAmortizationExpenseTotal" xlink:label="loc_cfg_CapitalizedSoftwareAmortizationExpenseTotal_EBE1DFD4A0C09E48B7F8F8808E3A6BAF" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract_7CD49008AAB7E0F83B51F8808E39687A" xlink:to="loc_cfg_CapitalizedSoftwareAmortizationExpenseTotal_EBE1DFD4A0C09E48B7F8F8808E3A6BAF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware" xlink:label="loc_cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware_7B643965F39ADF15F604F8808E3AE678" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_BEAC8EA2CDA15FED1801F8808E38F1F3" xlink:to="loc_cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware_7B643965F39ADF15F604F8808E3AE678" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_EAF9FF968E0ECDF8B422A359456B4705" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_446D74B6863988FDC283A359456CADDE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_EAF9FF968E0ECDF8B422A359456B4705" xlink:to="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_446D74B6863988FDC283A359456CADDE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5B6286E2FF2C43F3B9C6A359456CE6F1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_446D74B6863988FDC283A359456CADDE" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5B6286E2FF2C43F3B9C6A359456CE6F1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5B6286E2FF2C43F3B9C6A359456CE6F1" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LandAndLandImprovementsMember" xlink:label="loc_us-gaap_LandAndLandImprovementsMember_D11672504CA632BC3547A359456D831B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:to="loc_us-gaap_LandAndLandImprovementsMember_D11672504CA632BC3547A359456D831B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_BuildingsandLeaseholdImprovementsMember" xlink:label="loc_cfg_BuildingsandLeaseholdImprovementsMember_9BAEF0169C33C1389429A359456DA46A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:to="loc_cfg_BuildingsandLeaseholdImprovementsMember_9BAEF0169C33C1389429A359456DA46A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FurnitureFixturesandEquipmentMember" xlink:label="loc_cfg_FurnitureFixturesandEquipmentMember_6474DAF36A4DA5EFBDE0A359456DFB62" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:to="loc_cfg_FurnitureFixturesandEquipmentMember_6474DAF36A4DA5EFBDE0A359456DFB62" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConstructionInProgressMember" xlink:label="loc_us-gaap_ConstructionInProgressMember_12DCE5246874CBE63A81A359456D2650" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_207E594FF89DCD0F67A9A359456CF17E" xlink:to="loc_us-gaap_ConstructionInProgressMember_12DCE5246874CBE63A81A359456D2650" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_72ACC7ED4DB66203A682A359456D5C52" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_446D74B6863988FDC283A359456CADDE" xlink:to="loc_srt_RangeAxis_72ACC7ED4DB66203A682A359456D5C52" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_72ACC7ED4DB66203A682A359456D5C52" xlink:to="loc_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_8E97E748CDAB52BEA44EA359456EC1CB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA" xlink:to="loc_srt_MinimumMember_8E97E748CDAB52BEA44EA359456EC1CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_A7CC3493A81A35562FCBA359456EF9CB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_0B9F9FB07BC55C834623A359456D51EA" xlink:to="loc_srt_MaximumMember_A7CC3493A81A35562FCBA359456EF9CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_446D74B6863988FDC283A359456CADDE" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_BB7F3D782B446C08F798A359456E547E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_BB7F3D782B446C08F798A359456E547E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross_6535B7F363EBD313ED17A359456FB168" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentGross_6535B7F363EBD313ED17A359456FB168" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_3E2C9D89EBD04F42999CA359456FFFFC" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_3E2C9D89EBD04F42999CA359456FFFFC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_E0FD40F9D203CFC7C36EA359456F37EC" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_40D7756AA411321921E6A359456E45B5" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_E0FD40F9D203CFC7C36EA359456F37EC" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_D98F0D9AA23E95C93BA9A359429B2F6D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTextBlock_AD0BE4CA31408126BF73A359429CBB0E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_D98F0D9AA23E95C93BA9A359429B2F6D" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTextBlock_AD0BE4CA31408126BF73A359429CBB0E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock" xlink:label="loc_cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock_4A0272787C96F1EF5121A359429C792D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_D98F0D9AA23E95C93BA9A359429B2F6D" xlink:to="loc_cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock_4A0272787C96F1EF5121A359429C792D" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/RegulatoryMatters" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="loc_us-gaap_BankingAndThriftAbstract_64139CBA54420B4878D2A3594683B19E" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="loc_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_B53F769EA28D915F6EC4A3594683866D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_64139CBA54420B4878D2A3594683B19E" xlink:to="loc_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_B53F769EA28D915F6EC4A3594683866D" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="loc_us-gaap_BankingAndThriftAbstract_246DC94B735309D859C4B0211F5E2107" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract" xlink:label="loc_cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract_E7669B1955D98EB28456B0211F5E9988" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_246DC94B735309D859C4B0211F5E2107" xlink:to="loc_cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract_E7669B1955D98EB28456B0211F5E9988" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonEquityTierOneCapital" xlink:label="loc_us-gaap_CommonEquityTierOneCapital_2B4AFF9629794D19D62FB0211F5FCDD0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract_E7669B1955D98EB28456B0211F5E9988" xlink:to="loc_us-gaap_CommonEquityTierOneCapital_2B4AFF9629794D19D62FB0211F5FCDD0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy" xlink:label="loc_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy_9248149C24FD489F3375B0211F5F219A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract_E7669B1955D98EB28456B0211F5E9988" xlink:to="loc_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy_9248149C24FD489F3375B0211F5F219A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract" xlink:label="loc_cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract_B7FC32733EA67C0974B6B0211F5FEACA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_246DC94B735309D859C4B0211F5E2107" xlink:to="loc_cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract_B7FC32733EA67C0974B6B0211F5FEACA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonEquityTierOneCapitalRatio" xlink:label="loc_us-gaap_CommonEquityTierOneCapitalRatio_4BF8E67476630AEC56E0B0211F5FD6C8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract_B7FC32733EA67C0974B6B0211F5FEACA" xlink:to="loc_us-gaap_CommonEquityTierOneCapitalRatio_4BF8E67476630AEC56E0B0211F5FD6C8" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets_ABE6721A289246590E2DB0211F5F40AD" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract_B7FC32733EA67C0974B6B0211F5FEACA" xlink:to="loc_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets_ABE6721A289246590E2DB0211F5F40AD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneRiskBasedCapitalAbstract" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalAbstract_6644EDD4B0859859A97AB0211F6079C1" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_246DC94B735309D859C4B0211F5E2107" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalAbstract_6644EDD4B0859859A97AB0211F6079C1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:label="loc_us-gaap_TierOneRiskBasedCapital_0955886F5C710E1C41A3B0211F60C248" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TierOneRiskBasedCapitalAbstract_6644EDD4B0859859A97AB0211F6079C1" xlink:to="loc_us-gaap_TierOneRiskBasedCapital_0955886F5C710E1C41A3B0211F60C248" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_BE48D09C612E40103706B0211F60CDDA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TierOneRiskBasedCapitalAbstract_6644EDD4B0859859A97AB0211F6079C1" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_BE48D09C612E40103706B0211F60CDDA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="loc_us-gaap_RiskBasedRatiosAbstract_A5AF77C1542AC9353372B0211F600B94" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_246DC94B735309D859C4B0211F5E2107" xlink:to="loc_us-gaap_RiskBasedRatiosAbstract_A5AF77C1542AC9353372B0211F600B94" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_107D701A46DE806F9523B0211F60F734" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RiskBasedRatiosAbstract_A5AF77C1542AC9353372B0211F600B94" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_107D701A46DE806F9523B0211F60F734" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_0D2E5758E39BB9D59263B0211F612EFD" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RiskBasedRatiosAbstract_A5AF77C1542AC9353372B0211F600B94" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_0D2E5758E39BB9D59263B0211F612EFD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="loc_us-gaap_CapitalAbstract_D486B55BFF2FEA641CF3B0211F61E3FE" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_246DC94B735309D859C4B0211F5E2107" xlink:to="loc_us-gaap_CapitalAbstract_D486B55BFF2FEA641CF3B0211F61E3FE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Capital" xlink:label="loc_us-gaap_Capital_2CA6AE58F5BCDCC018EDB0211F61E69F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalAbstract_D486B55BFF2FEA641CF3B0211F61E3FE" xlink:to="loc_us-gaap_Capital_2CA6AE58F5BCDCC018EDB0211F61E69F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:label="loc_us-gaap_CapitalRequiredForCapitalAdequacy_D811EB9DCF7454CEFD9BB0211F61BF11" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalAbstract_D486B55BFF2FEA641CF3B0211F61E3FE" xlink:to="loc_us-gaap_CapitalRequiredForCapitalAdequacy_D811EB9DCF7454CEFD9BB0211F61BF11" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalRatiosAbstract" xlink:label="loc_cfg_CapitalRatiosAbstract_316FE5335467691ED2DFB0211F62772B" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_246DC94B735309D859C4B0211F5E2107" xlink:to="loc_cfg_CapitalRatiosAbstract_316FE5335467691ED2DFB0211F62772B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="loc_us-gaap_CapitalToRiskWeightedAssets_CE10631EE33F4EFA3847B0211F62834D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CapitalRatiosAbstract_316FE5335467691ED2DFB0211F62772B" xlink:to="loc_us-gaap_CapitalToRiskWeightedAssets_CE10631EE33F4EFA3847B0211F62834D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_65A06120AACC1D583B72B0211F626D99" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_CapitalRatiosAbstract_316FE5335467691ED2DFB0211F62772B" xlink:to="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_65A06120AACC1D583B72B0211F626D99" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneLeverageCapitalAbstract" xlink:label="loc_us-gaap_TierOneLeverageCapitalAbstract_A67F0DB0CA399EDF1A11B0211F6259FF" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_246DC94B735309D859C4B0211F5E2107" xlink:to="loc_us-gaap_TierOneLeverageCapitalAbstract_A67F0DB0CA399EDF1A11B0211F6259FF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:label="loc_us-gaap_TierOneLeverageCapital_04E20B3EE8E46BE064C9B0211F62EC86" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TierOneLeverageCapitalAbstract_A67F0DB0CA399EDF1A11B0211F6259FF" xlink:to="loc_us-gaap_TierOneLeverageCapital_04E20B3EE8E46BE064C9B0211F62EC86" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_7602D2AEB4060186B37DB0211F62F245" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TierOneLeverageCapitalAbstract_A67F0DB0CA399EDF1A11B0211F6259FF" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_7602D2AEB4060186B37DB0211F62F245" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeverageRatiosAbstract" xlink:label="loc_us-gaap_LeverageRatiosAbstract_4CA1A0AB548B8EFBCC70B0211F63DFD3" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_246DC94B735309D859C4B0211F5E2107" xlink:to="loc_us-gaap_LeverageRatiosAbstract_4CA1A0AB548B8EFBCC70B0211F63DFD3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:label="loc_us-gaap_TierOneLeverageCapitalToAverageAssets_71F37E3A516B607A41ADB0211F631C5D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeverageRatiosAbstract_4CA1A0AB548B8EFBCC70B0211F63DFD3" xlink:to="loc_us-gaap_TierOneLeverageCapitalToAverageAssets_71F37E3A516B607A41ADB0211F631C5D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_B5992CE14C896065AE8DB0211F639282" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeverageRatiosAbstract_4CA1A0AB548B8EFBCC70B0211F63DFD3" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_B5992CE14C896065AE8DB0211F639282" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CapitalConservationBuffer" xlink:label="loc_cfg_CapitalConservationBuffer_462A99E601284C9F1D99B0211F63BEB4" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_246DC94B735309D859C4B0211F5E2107" xlink:to="loc_cfg_CapitalConservationBuffer_462A99E601284C9F1D99B0211F63BEB4" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/RegulatoryMattersNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="loc_us-gaap_BankingAndThriftAbstract_E9D5B631719AB1FD2153208502547977" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets_EC7C9F70158A3519733220C5DB504F27" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_E9D5B631719AB1FD2153208502547977" xlink:to="loc_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets_EC7C9F70158A3519733220C5DB504F27" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/RegulatoryMattersTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="loc_us-gaap_BankingAndThriftAbstract_0337044B9D3099D5E1DAA359440F57DC" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_4EECBBF9D7DD796EE71CA359440F2E2F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BankingAndThriftAbstract_0337044B9D3099D5E1DAA359440F57DC" xlink:to="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_4EECBBF9D7DD796EE71CA359440F2E2F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/Securities" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_CCABC2800D8894776D01A35945C77AC5" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_6E4A42AAA0BC9A3B0CE7A35945C7852C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_CCABC2800D8894776D01A35945C77AC5" xlink:to="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_6E4A42AAA0BC9A3B0CE7A35945C7852C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_E388081AE4CFD8257FD4C9EBF56D454B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_ED1D0BAB76C2EB6C9AB2CA2665129F0D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_E388081AE4CFD8257FD4C9EBF56D454B" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_ED1D0BAB76C2EB6C9AB2CA2665129F0D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_3702EBE847077A55B5AFCA26654C88F1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_ED1D0BAB76C2EB6C9AB2CA2665129F0D" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_3702EBE847077A55B5AFCA26654C88F1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_3061D8FD96BA816A1A96CA26654D64B9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_3702EBE847077A55B5AFCA26654C88F1" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_3061D8FD96BA816A1A96CA26654D64B9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_MortgageBankingFeesMember" xlink:label="loc_cfg_MortgageBankingFeesMember_B034CF191D5FD95CBF14CA26658418FA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_3061D8FD96BA816A1A96CA26654D64B9" xlink:to="loc_cfg_MortgageBankingFeesMember_B034CF191D5FD95CBF14CA26658418FA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_2F49A922B7B47E4BACA0CA266526540E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_ED1D0BAB76C2EB6C9AB2CA2665129F0D" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_2F49A922B7B47E4BACA0CA266526540E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnSaleOfInvestmentsAbstract" xlink:label="loc_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_2F49A922B7B47E4BACA0CA266526540E" xlink:to="loc_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGain" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_0FD45A78604C580FDEC8C9EBF56E9C97" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_0FD45A78604C580FDEC8C9EBF56E9C97" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_494D1769293F8DE1B5BDC9EBF56EB711" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_494D1769293F8DE1B5BDC9EBF56EB711" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_C091A3AC0CCDC4FD0081C9EBF56E73B5" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_C091A3AC0CCDC4FD0081C9EBF56E73B5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiRealizedGainLoss" xlink:label="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_192C5A088AFF928CFE22C9EBF56F6453" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GainLossOnSaleOfInvestmentsAbstract_D7342AB09A8C2A6A8D8AC9EBF56DC615" xlink:to="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_192C5A088AFF928CFE22C9EBF56F6453" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/SecuritiesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_E667D93C80D23D909674CE525A3364E1" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_57E9B98C4715B4EF767BCE525A3375DC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_E667D93C80D23D909674CE525A3364E1" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_57E9B98C4715B4EF767BCE525A3375DC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_81C4C4B708AFB95E2B40CE525A3528C0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_57E9B98C4715B4EF767BCE525A3375DC" xlink:to="loc_us-gaap_FinancialInstrumentAxis_81C4C4B708AFB95E2B40CE525A3528C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_997A961D87EE444B358ECE525A35085A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_81C4C4B708AFB95E2B40CE525A3528C0" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_997A961D87EE444B358ECE525A35085A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesMember_047FA28BC5DFBD02C95BCE525A35B6D3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_997A961D87EE444B358ECE525A35085A" xlink:to="loc_us-gaap_MortgageBackedSecuritiesMember_047FA28BC5DFBD02C95BCE525A35B6D3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_24CA6236A484663C95DFCE525A369217" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_57E9B98C4715B4EF767BCE525A3375DC" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_24CA6236A484663C95DFCE525A369217" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxable_A2576020041486CBBCE3CE525A36C38F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_24CA6236A484663C95DFCE525A369217" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxable_A2576020041486CBBCE3CE525A36C38F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale" xlink:label="loc_us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale_BBFECABD41A524FCAA32CE525A36D8BF" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_24CA6236A484663C95DFCE525A369217" xlink:to="loc_us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale_BBFECABD41A524FCAA32CE525A36D8BF" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0DB6DFD6A4D605A3CCE8CDF37146897A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairmentOfInvestments" xlink:label="loc_us-gaap_ImpairmentOfInvestments_DC99993AA59F0168948FCDF3714676C1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0DB6DFD6A4D605A3CCE8CDF37146897A" xlink:to="loc_us-gaap_ImpairmentOfInvestments_DC99993AA59F0168948FCDF3714676C1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_5C29586D2F562ADDA7AACDF371471B97" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0DB6DFD6A4D605A3CCE8CDF37146897A" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_5C29586D2F562ADDA7AACDF371471B97" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_93B2FA6AFDAEE5E316EFCDF371475ED3" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0DB6DFD6A4D605A3CCE8CDF37146897A" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_93B2FA6AFDAEE5E316EFCDF371475ED3" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FC06945F4353CE683900A35945A3F72B" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable" xlink:label="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_76BACC1EB40A89269CE2A35945A34817" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FC06945F4353CE683900A35945A3F72B" xlink:to="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_76BACC1EB40A89269CE2A35945A34817" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_EA0453FC583D1FC7C6A4A35945A3EBEC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_76BACC1EB40A89269CE2A35945A34817" xlink:to="loc_us-gaap_FinancialInstrumentAxis_EA0453FC583D1FC7C6A4A35945A3EBEC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9D4921EC780B000B4E85A35945A36C39" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_EA0453FC583D1FC7C6A4A35945A3EBEC" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9D4921EC780B000B4E85A35945A36C39" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_DC4C2BE8244A0E473805A35945A41F67" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9D4921EC780B000B4E85A35945A36C39" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_DC4C2BE8244A0E473805A35945A41F67" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_E75EC99CFB1B2458C638A35945A4D0D9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9D4921EC780B000B4E85A35945A36C39" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_E75EC99CFB1B2458C638A35945A4D0D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_AE655A0349F2861D1407A35945A4C2A4" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9D4921EC780B000B4E85A35945A36C39" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_AE655A0349F2861D1407A35945A4C2A4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_1B940BC56B29E6EBC121A35945A4B746" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9D4921EC780B000B4E85A35945A36C39" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_1B940BC56B29E6EBC121A35945A4B746" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems" xlink:label="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_42EDB002DDFC260DD412A35945A4FF83" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_76BACC1EB40A89269CE2A35945A34817" xlink:to="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_42EDB002DDFC260DD412A35945A4FF83" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_42EDB002DDFC260DD412A35945A4FF83" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_34400915202E3C0AFB46A35945A505AD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_34400915202E3C0AFB46A35945A505AD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_F87BAB6469DC0EA659A6A35945A5B60C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_F87BAB6469DC0EA659A6A35945A5B60C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BDE169C7F4D936F561FBA35945A633FC" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BDE169C7F4D936F561FBA35945A633FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_8E7EEBDFD13CFEBF0CFBA35945A67956" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_8E7EEBDFD13CFEBF0CFBA35945A67956" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_347AD30D0936D18ADAA4A35945A610C7" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_347AD30D0936D18ADAA4A35945A610C7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_4F67354DD759B0C93F65A35945A63D58" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_4F67354DD759B0C93F65A35945A63D58" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_A3D30B118602201555BCA35945A62A3A" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_A3D30B118602201555BCA35945A62A3A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_1A30CA2F526F0EA10A38A35945A6D9A8" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_1A30CA2F526F0EA10A38A35945A6D9A8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_83C2377E3A4F078895F2A35945A7302F" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_83C2377E3A4F078895F2A35945A7302F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_D88C49999CAC7DFC9468A35945A77E55" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_D88C49999CAC7DFC9468A35945A77E55" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_9E20A905274A1CB0355EA35945A7C3C7" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost_9E20A905274A1CB0355EA35945A7C3C7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_C08B754F6DE96ECB00BFA35945A7F121" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_C08B754F6DE96ECB00BFA35945A7F121" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_DFFA843656B020842008A35945A74AF7" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_DFFA843656B020842008A35945A74AF7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_F7728F44D76668765804A35945A7CF59" xlink:type="locator" />
    <link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_F7728F44D76668765804A35945A7CF59" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_6CB3702959D17130952AA35945A8F57A" xlink:type="locator" />
    <link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract_B6312DC1004B881138BAA35945A572AB" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost_6CB3702959D17130952AA35945A8F57A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract_E0143BCF33CAE1F66803A35945A5A7EB" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_579BFA39B216F514569AA35945A89034" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_579BFA39B216F514569AA35945A89034" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_1CA31A6B2E0495F45344A35945A8CF91" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_1CA31A6B2E0495F45344A35945A8CF91" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_201EFF403D80FB0A5B51A35945A8D25C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_201EFF403D80FB0A5B51A35945A8D25C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_02808B6E412B4203F380A35945A94922" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_02808B6E412B4203F380A35945A94922" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_7924C17431710170A2BCA35945A94864" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_7924C17431710170A2BCA35945A94864" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_83BD6F5FD9CAB0DCC359A35945A9473E" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_83BD6F5FD9CAB0DCC359A35945A9473E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_2046D6FF8AC243A5C627A35945A947C2" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_2046D6FF8AC243A5C627A35945A947C2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_EBA263B4035B3D431417A35945A932FB" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_EBA263B4035B3D431417A35945A932FB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_6A15E4631BA4C5D050A1A35945A9DDE7" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_6A15E4631BA4C5D050A1A35945A9DDE7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_029B366A0AF5DB6B4314A35945A9FC47" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_029B366A0AF5DB6B4314A35945A9FC47" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_921CEB998ECD31CC8D54A35945AA778B" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue_921CEB998ECD31CC8D54A35945AA778B" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_1B7B79A71D22D08F39B3A35945AA63A3" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears_1B7B79A71D22D08F39B3A35945AA63A3" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_DA6FE06B359A180F5FE4A35945AAB120" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_DA6FE06B359A180F5FE4A35945AAB120" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_52C6952C79D5C3374B1AA35945AAD0D9" xlink:type="locator" />
    <link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_52C6952C79D5C3374B1AA35945AAD0D9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue" xlink:label="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_471CD5D51C528F03B63EA35945AA56F9" xlink:type="locator" />
    <link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract_54D18A768E8B5835919CA35945A8197A" xlink:to="loc_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue_471CD5D51C528F03B63EA35945AA56F9" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_916493AD02C1B0063B9FCF4055588181" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable" xlink:label="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_767324233F0C6FED94BFCF405558D87C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_916493AD02C1B0063B9FCF4055588181" xlink:to="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_767324233F0C6FED94BFCF405558D87C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_3BE96E8938398C3FE092CF4055587180" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_767324233F0C6FED94BFCF405558D87C" xlink:to="loc_us-gaap_FinancialInstrumentAxis_3BE96E8938398C3FE092CF4055587180" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_3BE96E8938398C3FE092CF4055587180" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_0E83BCE905AD59ABEF9FCF4055591686" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_0E83BCE905AD59ABEF9FCF4055591686" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_12A3E5CF5EA94728F4C6CF405559FB84" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_12A3E5CF5EA94728F4C6CF405559FB84" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_5EBEED3E1AFDC9963950CF40555948FC" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_5EBEED3E1AFDC9963950CF40555948FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_8ACB86EA47BACE715F74CF40555947EE" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_8ACB86EA47BACE715F74CF40555947EE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesMember_FD8A89FFFF950B3F7A46CF40555A5441" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:to="loc_us-gaap_MortgageBackedSecuritiesMember_FD8A89FFFF950B3F7A46CF40555A5441" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MoneyMarketFundsMember" xlink:label="loc_us-gaap_MoneyMarketFundsMember_32E45F331260EC5BE171CF40555A4839" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:to="loc_us-gaap_MoneyMarketFundsMember_32E45F331260EC5BE171CF40555A4839" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FederalReserveBankStockMember" xlink:label="loc_cfg_FederalReserveBankStockMember_E796E3DDB22BAAC4246ACF40555A1072" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:to="loc_cfg_FederalReserveBankStockMember_E796E3DDB22BAAC4246ACF40555A1072" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentInFederalHomeLoanBankStockMember" xlink:label="loc_us-gaap_InvestmentInFederalHomeLoanBankStockMember_B452359DC152933BA19CCF40555A7B3E" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_BBF7D921558A5FCD9253CF405559181F" xlink:to="loc_us-gaap_InvestmentInFederalHomeLoanBankStockMember_B452359DC152933BA19CCF40555A7B3E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems" xlink:label="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable_767324233F0C6FED94BFCF405558D87C" xlink:to="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_AAB431C40A31D6419375CF40555BC864" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_AAB431C40A31D6419375CF40555BC864" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_E7955E4A651A3A830839CF40555B0F04" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_E7955E4A651A3A830839CF40555B0F04" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_FC169CC2A51169D288A5CF40555B9763" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_FC169CC2A51169D288A5CF40555B9763" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_7224451C4E4297DBC836CF40555B06E1" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_7224451C4E4297DBC836CF40555B06E1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_9DB2D1D06237772539C8CF40555CEBF9" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_HeldToMaturitySecurities_9DB2D1D06237772539C8CF40555CEBF9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_F0F034C5341D2D42A80DCF40555C8E95" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_F0F034C5341D2D42A80DCF40555C8E95" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_7BEFD8833F9E77AA8D75CF40555C5616" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_7BEFD8833F9E77AA8D75CF40555C5616" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_496C52B036475EFA9BEDCF40555CB7CF" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_496C52B036475EFA9BEDCF40555CB7CF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiCost" xlink:label="loc_us-gaap_EquitySecuritiesFvNiCost_386ECE61D79B2BC96F93CF40555CA0C2" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_EquitySecuritiesFvNiCost_386ECE61D79B2BC96F93CF40555CA0C2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNi" xlink:label="loc_us-gaap_EquitySecuritiesFvNi_ABB2FD9122E554BB39FCCF40555C957F" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_EquitySecuritiesFvNi_ABB2FD9122E554BB39FCCF40555C957F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalReserveBankStock" xlink:label="loc_us-gaap_FederalReserveBankStock_30CB26869635B5E56678CF40555C06C4" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_FederalReserveBankStock_30CB26869635B5E56678CF40555C06C4" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FederalReserveBankStockFairValue" xlink:label="loc_cfg_FederalReserveBankStockFairValue_4ECFDCF4CE2696FAC27CCF40555D482E" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_cfg_FederalReserveBankStockFairValue_4ECFDCF4CE2696FAC27CCF40555D482E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="loc_us-gaap_FederalHomeLoanBankStock_86803329114F3B21DC5FCF40555DD97F" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_FederalHomeLoanBankStock_86803329114F3B21DC5FCF40555DD97F" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_FederalHomeLoanBankStockFairValue" xlink:label="loc_cfg_FederalHomeLoanBankStockFairValue_2E4D3D88C918661AAF60CF40555DDF0C" xlink:type="locator" />
    <link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_cfg_FederalHomeLoanBankStockFairValue_2E4D3D88C918661AAF60CF40555DDF0C" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis" xlink:label="loc_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis_E38E33EF108052D84832CF40555D8816" xlink:type="locator" />
    <link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis_E38E33EF108052D84832CF40555D8816" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherInvestmentsAndSecuritiesAtCost" xlink:label="loc_us-gaap_OtherInvestmentsAndSecuritiesAtCost_D6710DAD13E8A009EDF7CF640CC14593" xlink:type="locator" />
    <link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_us-gaap_OtherInvestmentsAndSecuritiesAtCost_D6710DAD13E8A009EDF7CF640CC14593" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis" xlink:label="loc_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_5190165D9027891C6CABCF40555DA47E" xlink:type="locator" />
    <link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis_5190165D9027891C6CABCF40555DA47E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_TotalOtherInvestmentSecuritiesAtCostFairValue" xlink:label="loc_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_484E6A3E5C6209AEAF8DCF40555E2D77" xlink:type="locator" />
    <link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems_C8EC02F9C102136569DACF40555B9B69" xlink:to="loc_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue_484E6A3E5C6209AEAF8DCF40555E2D77" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_E8AD5537D4F4903CFB87A62032512EC2" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_82FA3D86A11031B835F8A6203251C8C9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_E8AD5537D4F4903CFB87A62032512EC2" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_82FA3D86A11031B835F8A6203251C8C9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_62F16518468EEC44A846A62032512D01" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_82FA3D86A11031B835F8A6203251C8C9" xlink:to="loc_us-gaap_FinancialInstrumentAxis_62F16518468EEC44A846A62032512D01" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_62F16518468EEC44A846A62032512D01" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_5EC496EC006E4419CF17A620325208A7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_5EC496EC006E4419CF17A620325208A7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_7AD82DD15DD6CEC27F4EA6203252871C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_984B8E40161D1AE21C2AA62032525A7F" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_7AD82DD15DD6CEC27F4EA6203252871C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_82FA3D86A11031B835F8A6203251C8C9" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract" xlink:label="loc_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F" xlink:to="loc_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_49CF760312D6B4C055EEA6203253ED0B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_49CF760312D6B4C055EEA6203253ED0B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_C4C60214156B8BD3F1E0A6203253F51D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_C4C60214156B8BD3F1E0A6203253F51D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_F2512FC80CD66B366414A6203253828E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract_4D0655785EC45F00FAF5A6203252D18B" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_F2512FC80CD66B366414A6203253828E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_9BB20D5589020E96C8FDA6203254B5F0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_9BB20D5589020E96C8FDA6203254B5F0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_FFA1AED3A72E7315BBAEA620325444DE" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_FFA1AED3A72E7315BBAEA620325444DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_0CBA3B4F129E99AC7344A62032549033" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract_E0E46A9BE5C58F0D8BFAA64AA5F713B1" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_0CBA3B4F129E99AC7344A62032549033" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_F13144966BBCB7AC8101A6203252FF3F" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_3839174D05C1071CB023A62032540700" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_3839174D05C1071CB023A62032540700" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_6AA22EEE8702DE3D4189A62032558EE9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_6AA22EEE8702DE3D4189A62032558EE9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_793D1C7E53FFFD8C7A4DA6203255260E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_C0034F0A3A5C3A6CB00DA6203254B9B1" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_793D1C7E53FFFD8C7A4DA6203255260E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/SecuritiesScheduleOfSecuritiesPledgedDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_347EEFD85B9AC7540D79A359463F580F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements" xlink:label="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements_9F03D350992A235467A4A359463F7090" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_347EEFD85B9AC7540D79A359463F580F" xlink:to="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements_9F03D350992A235467A4A359463F7090" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank" xlink:label="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank_349060049AB0622AD8F3A359463F815C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_347EEFD85B9AC7540D79A359463F580F" xlink:to="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank_349060049AB0622AD8F3A359463F815C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities" xlink:label="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities_DD1D27B6DEE5AB5CBCFDA359463FF072" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_347EEFD85B9AC7540D79A359463F580F" xlink:to="loc_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities_DD1D27B6DEE5AB5CBCFDA359463FF072" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue" xlink:label="loc_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue_CDC2089E5E0FDD330B8AA359463FB9D8" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_347EEFD85B9AC7540D79A359463F580F" xlink:to="loc_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue_CDC2089E5E0FDD330B8AA359463FB9D8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue" xlink:label="loc_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue_88BC945228A28559D084A35946406752" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_347EEFD85B9AC7540D79A359463F580F" xlink:to="loc_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue_88BC945228A28559D084A35946406752" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue" xlink:label="loc_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue_070C2C9B0BBDA89D9B29A35946405C89" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_347EEFD85B9AC7540D79A359463F580F" xlink:to="loc_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue_070C2C9B0BBDA89D9B29A35946405C89" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/SecuritiesTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_63C539264B6C840AFEAFCF40556AC507" xlink:type="locator" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SecuritiesTableTextBlock" xlink:label="loc_cfg_SecuritiesTableTextBlock_F77F62C975A7F6671A92CF40556A1AFB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_63C539264B6C840AFEAFCF40556AC507" xlink:to="loc_cfg_SecuritiesTableTextBlock_F77F62C975A7F6671A92CF40556A1AFB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:label="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_05DFBD11F0522A0047EECF40556AFB91" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_63C539264B6C840AFEAFCF40556AC507" xlink:to="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_05DFBD11F0522A0047EECF40556AFB91" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnInvestmentsTextBlock" xlink:label="loc_us-gaap_GainLossOnInvestmentsTextBlock_0C0952CBE7DD0A0EB541CF40556A7BB8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_63C539264B6C840AFEAFCF40556AC507" xlink:to="loc_us-gaap_GainLossOnInvestmentsTextBlock_0C0952CBE7DD0A0EB541CF40556A7BB8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock" xlink:label="loc_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock_00754ED4A4A8553EBECECF40556A1611" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_63C539264B6C840AFEAFCF40556AC507" xlink:to="loc_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock_00754ED4A4A8553EBECECF40556A1611" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock" xlink:label="loc_cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock_EB84E5E74F63E384EFBBCF40556B0A91" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_63C539264B6C840AFEAFCF40556AC507" xlink:to="loc_cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock_EB84E5E74F63E384EFBBCF40556B0A91" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_BB6825EACBDC73908EB3CF40556B02D8" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_63C539264B6C840AFEAFCF40556AC507" xlink:to="loc_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_BB6825EACBDC73908EB3CF40556B02D8" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/ShareBasedCompensation" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_7DCCABDAAFD4D600E858A35942C80415" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_31C17D8AD77B5E34652EA35942C8FA23" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_7DCCABDAAFD4D600E858A35942C80415" xlink:to="loc_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_31C17D8AD77B5E34652EA35942C8FA23" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_44B73F7ACC06BF699224CEDDE9F28832" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_BBAC33EEC74F87E688E0CEDDE9F2C417" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_44B73F7ACC06BF699224CEDDE9F28832" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_BBAC33EEC74F87E688E0CEDDE9F2C417" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="loc_us-gaap_PlanNameAxis_F6C7FFBED49DC32FD4B2CEDDE9F221AD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_BBAC33EEC74F87E688E0CEDDE9F2C417" xlink:to="loc_us-gaap_PlanNameAxis_F6C7FFBED49DC32FD4B2CEDDE9F221AD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_us-gaap_PlanNameDomain_0FED6071D7A9607C86D3CEDDE9F7C215" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameAxis_F6C7FFBED49DC32FD4B2CEDDE9F221AD" xlink:to="loc_us-gaap_PlanNameDomain_0FED6071D7A9607C86D3CEDDE9F7C215" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OmnibusIncentivePlanMember" xlink:label="loc_cfg_OmnibusIncentivePlanMember_9E645953B353C81AF32ECEDDE9F852E9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_0FED6071D7A9607C86D3CEDDE9F7C215" xlink:to="loc_cfg_OmnibusIncentivePlanMember_9E645953B353C81AF32ECEDDE9F852E9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CitizensShareAwardsMember" xlink:label="loc_cfg_CitizensShareAwardsMember_D65D42506370FE9CCE01CEDDE9F81FAC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_0FED6071D7A9607C86D3CEDDE9F7C215" xlink:to="loc_cfg_CitizensShareAwardsMember_D65D42506370FE9CCE01CEDDE9F81FAC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_OmnibusIncentivePlanAndDirectorsPlanMember" xlink:label="loc_cfg_OmnibusIncentivePlanAndDirectorsPlanMember_CA23A6A1CB2A4F2F3A59CEDDE9F86AAD" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_0FED6071D7A9607C86D3CEDDE9F7C215" xlink:to="loc_cfg_OmnibusIncentivePlanAndDirectorsPlanMember_CA23A6A1CB2A4F2F3A59CEDDE9F86AAD" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_A2014EmployeeStockPurchasePlanMember" xlink:label="loc_cfg_A2014EmployeeStockPurchasePlanMember_6C66618B8EF81AD397C3CEDDE9F81D35" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_0FED6071D7A9607C86D3CEDDE9F7C215" xlink:to="loc_cfg_A2014EmployeeStockPurchasePlanMember_6C66618B8EF81AD397C3CEDDE9F81D35" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_us-gaap_AwardTypeAxis_3AE4577D8AA4596D2FDDCEDDE9F9C1EB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_BBAC33EEC74F87E688E0CEDDE9F2C417" xlink:to="loc_us-gaap_AwardTypeAxis_3AE4577D8AA4596D2FDDCEDDE9F9C1EB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_3AE4577D8AA4596D2FDDCEDDE9F9C1EB" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RestrictedStockUnitsTimeBasedVestingMember" xlink:label="loc_cfg_RestrictedStockUnitsTimeBasedVestingMember_2C7B6BE158285A6E81AACEDDE9F91036" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC" xlink:to="loc_cfg_RestrictedStockUnitsTimeBasedVestingMember_2C7B6BE158285A6E81AACEDDE9F91036" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RestrictedStockUnitsPerformanceBasedVestingMember" xlink:label="loc_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_D129489B2E5143BCC947CEDDE9F96B16" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E53847F36FE28BDDD5A5CEDDE9F9A7FC" xlink:to="loc_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_D129489B2E5143BCC947CEDDE9F96B16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_BBAC33EEC74F87E688E0CEDDE9F2C417" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_89AFE2633F786C7724D2CEDDE9FAAB92" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_89AFE2633F786C7724D2CEDDE9FAAB92" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate_6B3F9C278FFE76716B74CEDDE9FA54D8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate_6B3F9C278FFE76716B74CEDDE9FA54D8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate_4FB478545C1F8AAAE130CEDDE9FAE332" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate_4FB478545C1F8AAAE130CEDDE9FAE332" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue" xlink:label="loc_cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue_8E4CD556C3F93652AACBCEDDE9FA1584" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue_8E4CD556C3F93652AACBCEDDE9FA1584" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_525CB3169CA29911BCB6CEDDE9FB34D6" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_525CB3169CA29911BCB6CEDDE9FB34D6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_1959497C8484B488E3E5CEDDE9FB2CE0" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_1959497C8484B488E3E5CEDDE9FB2CE0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_A0761E7497D13D0E8270CEDDE9FBF4C5" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_A0761E7497D13D0E8270CEDDE9FBF4C5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_C3EC7CA3F978AFB4CDA7CEDDE9FB5705" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_C3EC7CA3F978AFB4CDA7CEDDE9FB5705" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_6A4859A79E74FD22F3AACEDDE9FBE1B1" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_6A4859A79E74FD22F3AACEDDE9FBE1B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_328BDF73742EFDC8F4A2CEDDE9FB4D1E" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_328BDF73742EFDC8F4A2CEDDE9FB4D1E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_E89494D4334E50FC460ECEDDE9FD975A" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_E89494D4334E50FC460ECEDDE9FD975A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_42137B943DB2CD9100A3CEDDE9FDCF71" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_42137B943DB2CD9100A3CEDDE9FDCF71" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_0DCEF9C985BC55D0DFFDCEDDE9FD3822" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_969EE8972AA759710F4ACEDDE9FAB2D0" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_0DCEF9C985BC55D0DFFDCEDDE9FD3822" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_BB49FC260F4A479F575AA359452587C9" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1B8BAF01DCAB0FA37AF9A3594526EEDC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_BB49FC260F4A479F575AA359452587C9" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1B8BAF01DCAB0FA37AF9A3594526EEDC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="loc_us-gaap_PlanNameAxis_DE13389965FA0E59B437A35945263B6B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1B8BAF01DCAB0FA37AF9A3594526EEDC" xlink:to="loc_us-gaap_PlanNameAxis_DE13389965FA0E59B437A35945263B6B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_us-gaap_PlanNameDomain_F6B6D2F00FAEF21AB75AA35945265713" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameAxis_DE13389965FA0E59B437A35945263B6B" xlink:to="loc_us-gaap_PlanNameDomain_F6B6D2F00FAEF21AB75AA35945265713" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_CitizensShareAwardsMember" xlink:label="loc_cfg_CitizensShareAwardsMember_60D8E1F2F942B7C94174A3594526BB3F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_F6B6D2F00FAEF21AB75AA35945265713" xlink:to="loc_cfg_CitizensShareAwardsMember_60D8E1F2F942B7C94174A3594526BB3F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6946A07220DB876ADD43A35945277828" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1B8BAF01DCAB0FA37AF9A3594526EEDC" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6946A07220DB876ADD43A35945277828" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6946A07220DB876ADD43A35945277828" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_287DBD8A9876C9B974D5A3594527475E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_287DBD8A9876C9B974D5A3594527475E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_3F3FBBE5E829E0FCBEBAA3594528955F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_3F3FBBE5E829E0FCBEBAA3594528955F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_19D9396DD060A969B7A6A35945285079" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_19D9396DD060A969B7A6A35945285079" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_12935848C9CB6B4E4951A3594528A5A5" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_12935848C9CB6B4E4951A3594528A5A5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_F01D85F9995231C79FE6A359452888FE" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_C48427E6EE8C5751E400A35945279E61" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_F01D85F9995231C79FE6A359452888FE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6946A07220DB876ADD43A35945277828" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2C636741BEC925D28BECA35945285360" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2C636741BEC925D28BECA35945285360" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_949E3864E32E2B2AB7ABA35945297F86" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_949E3864E32E2B2AB7ABA35945297F86" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_322FAED2AB0D529BFD7DA35945291AF5" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_322FAED2AB0D529BFD7DA35945291AF5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_8DF681B84B2DEDF27511A35945295A4C" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_8DF681B84B2DEDF27511A35945295A4C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_51C0C0ED92A17EA05B0FA35945291B24" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract_4B91F79E90EE199360B8A359452872CB" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_51C0C0ED92A17EA05B0FA35945291B24" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/ShareBasedCompensationTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_7FC0F05B30C55B36BD09A359426C4113" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_CCFC2D9B0058B03B190CA359426D775B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_7FC0F05B30C55B36BD09A359426C4113" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_CCFC2D9B0058B03B190CA359426D775B" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/StockholdersEquity" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_7AB52490E88DDF341B31A359445DC69F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:label="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock_6F2DADEF96DAD194B18BA359445DFC26" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_7AB52490E88DDF341B31A359445DC69F" xlink:to="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock_6F2DADEF96DAD194B18BA359445DFC26" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/StockholdersEquityDividendsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_A5AE5713E32C865407CDCAAD215C9D24" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="loc_us-gaap_ScheduleOfStockByClassTable_4A21F6705E2A52E663D3CAAD215C503A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_A5AE5713E32C865407CDCAAD215C9D24" xlink:to="loc_us-gaap_ScheduleOfStockByClassTable_4A21F6705E2A52E663D3CAAD215C503A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaap_StatementClassOfStockAxis_A11591C55ABF180A1CF5CAAD215CBCAA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_4A21F6705E2A52E663D3CAAD215C503A" xlink:to="loc_us-gaap_StatementClassOfStockAxis_A11591C55ABF180A1CF5CAAD215CBCAA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_6C226228B32381A85AF5CAAD215C320A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_A11591C55ABF180A1CF5CAAD215CBCAA" xlink:to="loc_us-gaap_ClassOfStockDomain_6C226228B32381A85AF5CAAD215C320A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="loc_us-gaap_SeriesAPreferredStockMember_7E9D38EC1CC23C5769ABCAAD215DA288" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_6C226228B32381A85AF5CAAD215C320A" xlink:to="loc_us-gaap_SeriesAPreferredStockMember_7E9D38EC1CC23C5769ABCAAD215DA288" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="loc_us-gaap_SeriesBPreferredStockMember_F1613F009FBEC84DD73FCAAD215D1214" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_6C226228B32381A85AF5CAAD215C320A" xlink:to="loc_us-gaap_SeriesBPreferredStockMember_F1613F009FBEC84DD73FCAAD215D1214" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="loc_us-gaap_SeriesCPreferredStockMember_B7C401DB3D225233E1D2CAAD215DA2D1" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_6C226228B32381A85AF5CAAD215C320A" xlink:to="loc_us-gaap_SeriesCPreferredStockMember_B7C401DB3D225233E1D2CAAD215DA2D1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesDPreferredStockMember" xlink:label="loc_us-gaap_SeriesDPreferredStockMember_0EFE429CE0ABCE486177CAF6DE10A5A0" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_6C226228B32381A85AF5CAAD215C320A" xlink:to="loc_us-gaap_SeriesDPreferredStockMember_0EFE429CE0ABCE486177CAF6DE10A5A0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesEPreferredStockMember" xlink:label="loc_us-gaap_SeriesEPreferredStockMember_5343A32D139591C68401CAF8253A3A16" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_6C226228B32381A85AF5CAAD215C320A" xlink:to="loc_us-gaap_SeriesEPreferredStockMember_5343A32D139591C68401CAF8253A3A16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsAxis" xlink:label="loc_us-gaap_DividendsAxis_211A081AF8834AE99FABCAAD215D837B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_4A21F6705E2A52E663D3CAAD215C503A" xlink:to="loc_us-gaap_DividendsAxis_211A081AF8834AE99FABCAAD215D837B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsDomain" xlink:label="loc_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DividendsAxis_211A081AF8834AE99FABCAAD215D837B" xlink:to="loc_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendDeclaredMember" xlink:label="loc_us-gaap_DividendDeclaredMember_4E1D64CDA1E6DFB0E29DCAAD215E4FFC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63" xlink:to="loc_us-gaap_DividendDeclaredMember_4E1D64CDA1E6DFB0E29DCAAD215E4FFC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendPaidMember" xlink:label="loc_us-gaap_DividendPaidMember_4EED56F51DF61410233BCAAD215E0C5D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DividendsDomain_3433E557A7D2DBE271F2CAAD215E4D63" xlink:to="loc_us-gaap_DividendPaidMember_4EED56F51DF61410233BCAAD215E0C5D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockLineItems" xlink:label="loc_us-gaap_ClassOfStockLineItems_A6DE902E3F4937E7FCAACAAD215EBDA7" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_4A21F6705E2A52E663D3CAAD215C503A" xlink:to="loc_us-gaap_ClassOfStockLineItems_A6DE902E3F4937E7FCAACAAD215EBDA7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="loc_us-gaap_CommonStockDividendsPerShareDeclared_699B8435A530556208C0CAF6D10CC135" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_A6DE902E3F4937E7FCAACAAD215EBDA7" xlink:to="loc_us-gaap_CommonStockDividendsPerShareDeclared_699B8435A530556208C0CAF6D10CC135" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="loc_us-gaap_DividendsCommonStockCash_06CB9E888EA1F7A6FAC1CAAD215F48B0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_A6DE902E3F4937E7FCAACAAD215EBDA7" xlink:to="loc_us-gaap_DividendsCommonStockCash_06CB9E888EA1F7A6FAC1CAAD215F48B0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockDividendsPerShareDeclared" xlink:label="loc_us-gaap_PreferredStockDividendsPerShareDeclared_FCABBE806AEE2E438E8ECAF6D1D1AFD7" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_A6DE902E3F4937E7FCAACAAD215EBDA7" xlink:to="loc_us-gaap_PreferredStockDividendsPerShareDeclared_FCABBE806AEE2E438E8ECAF6D1D1AFD7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="loc_us-gaap_DividendsPreferredStockCash_CCD28CEBC3F4B5364C62CAAD215FD4E0" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_A6DE902E3F4937E7FCAACAAD215EBDA7" xlink:to="loc_us-gaap_DividendsPreferredStockCash_CCD28CEBC3F4B5364C62CAAD215FD4E0" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_13B15AF72D5B2751C6B6CAAD219FE93D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="loc_us-gaap_ScheduleOfStockByClassTable_5E07BE29EA0D18B37A62CAAD219F1E79" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_13B15AF72D5B2751C6B6CAAD219FE93D" xlink:to="loc_us-gaap_ScheduleOfStockByClassTable_5E07BE29EA0D18B37A62CAAD219F1E79" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis" xlink:label="loc_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_36CEB7718771987E5508CAAD21A10CB0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_5E07BE29EA0D18B37A62CAAD219F1E79" xlink:to="loc_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_36CEB7718771987E5508CAAD21A10CB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain" xlink:label="loc_us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain_1DF7C23912B723AC3055CAAD21A2C9DE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_36CEB7718771987E5508CAAD21A10CB0" xlink:to="loc_us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain_1DF7C23912B723AC3055CAAD21A2C9DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredCompensationShareBasedPaymentsMember" xlink:label="loc_us-gaap_DeferredCompensationShareBasedPaymentsMember_96727769001218225A89CAAD21A26A77" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain_1DF7C23912B723AC3055CAAD21A2C9DE" xlink:to="loc_us-gaap_DeferredCompensationShareBasedPaymentsMember_96727769001218225A89CAAD21A26A77" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockLineItems" xlink:label="loc_us-gaap_ClassOfStockLineItems_A48DFBF179BF96941A38CAAD21A8033E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_5E07BE29EA0D18B37A62CAAD219F1E79" xlink:to="loc_us-gaap_ClassOfStockLineItems_A48DFBF179BF96941A38CAAD21A8033E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_07EF864D6EB89D6CA968CAAD21AACFC7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_A48DFBF179BF96941A38CAAD21A8033E" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_07EF864D6EB89D6CA968CAAD21AACFC7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockSharesAcquired" xlink:label="loc_us-gaap_TreasuryStockSharesAcquired_916AFE922309E3083E1ECAAD21AB4E0D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_A48DFBF179BF96941A38CAAD21A8033E" xlink:to="loc_us-gaap_TreasuryStockSharesAcquired_916AFE922309E3083E1ECAAD21AB4E0D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:label="loc_us-gaap_TreasuryStockAcquiredAverageCostPerShare_EA9B02936A07922DAD6DCAAD21AB8E11" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_A48DFBF179BF96941A38CAAD21A8033E" xlink:to="loc_us-gaap_TreasuryStockAcquiredAverageCostPerShare_EA9B02936A07922DAD6DCAAD21AB8E11" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockRepurchasedDuringPeriodShares" xlink:label="loc_us-gaap_StockRepurchasedDuringPeriodShares_C97C1A1A6EEE9AA92E00CAAD21AB1359" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_A48DFBF179BF96941A38CAAD21A8033E" xlink:to="loc_us-gaap_StockRepurchasedDuringPeriodShares_C97C1A1A6EEE9AA92E00CAAD21AB1359" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_440028457233D08A5C2E1D46CB51B63E" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="loc_us-gaap_ScheduleOfStockByClassTable_64346483CC67625D4B3F1D46CB51008B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_440028457233D08A5C2E1D46CB51B63E" xlink:to="loc_us-gaap_ScheduleOfStockByClassTable_64346483CC67625D4B3F1D46CB51008B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaap_StatementClassOfStockAxis_52CCCA51658AE51C06F41D46CB51AAB3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_64346483CC67625D4B3F1D46CB51008B" xlink:to="loc_us-gaap_StatementClassOfStockAxis_52CCCA51658AE51C06F41D46CB51AAB3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_52CCCA51658AE51C06F41D46CB51AAB3" xlink:to="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="loc_us-gaap_SeriesAPreferredStockMember_51998B97DBA54808A2F71D46CB523865" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:to="loc_us-gaap_SeriesAPreferredStockMember_51998B97DBA54808A2F71D46CB523865" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="loc_us-gaap_SeriesBPreferredStockMember_A93BD486F045FF924EA01D46CB531220" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:to="loc_us-gaap_SeriesBPreferredStockMember_A93BD486F045FF924EA01D46CB531220" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="loc_us-gaap_SeriesCPreferredStockMember_F7EDA91BF5CB9197D98D1D46CB534ECB" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:to="loc_us-gaap_SeriesCPreferredStockMember_F7EDA91BF5CB9197D98D1D46CB534ECB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesDPreferredStockMember" xlink:label="loc_us-gaap_SeriesDPreferredStockMember_0105BB81BA16B16DCED91D46CB53F5DE" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:to="loc_us-gaap_SeriesDPreferredStockMember_0105BB81BA16B16DCED91D46CB53F5DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesEPreferredStockMember" xlink:label="loc_us-gaap_SeriesEPreferredStockMember_1A284FA351BCE1C009551D46CB53BD69" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_507C98FBE77A3E0272CE1D46CB523A18" xlink:to="loc_us-gaap_SeriesEPreferredStockMember_1A284FA351BCE1C009551D46CB53BD69" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockLineItems" xlink:label="loc_us-gaap_ClassOfStockLineItems_BFF927D49A14F767C4071D46CB534A93" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_64346483CC67625D4B3F1D46CB51008B" xlink:to="loc_us-gaap_ClassOfStockLineItems_BFF927D49A14F767C4071D46CB534A93" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract" xlink:label="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_BFF927D49A14F767C4071D46CB534A93" xlink:to="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_6FD29F360301643EB1E31D46CB546201" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_us-gaap_PreferredStockSharesAuthorized_6FD29F360301643EB1E31D46CB546201" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare_129CE146E06178B44DE21D46CB54128E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_us-gaap_PreferredStockParOrStatedValuePerShare_129CE146E06178B44DE21D46CB54128E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:label="loc_us-gaap_PreferredStockLiquidationPreference_22959856E624FB0B86EC1D46CB545572" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_us-gaap_PreferredStockLiquidationPreference_22959856E624FB0B86EC1D46CB545572" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued_9FFCE95A66D53CAD7D911D46CB545918" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_us-gaap_PreferredStockSharesIssued_9FFCE95A66D53CAD7D911D46CB545918" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaap_PreferredStockValue_F6C6066E49B89B74A60D1D46CB54B1CC" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_us-gaap_PreferredStockValue_F6C6066E49B89B74A60D1D46CB54B1CC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding_22E9FA912B643E1B6DC51D46CB55D004" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_us-gaap_PreferredStockSharesOutstanding_22E9FA912B643E1B6DC51D46CB55D004" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockValueOutstanding" xlink:label="loc_us-gaap_PreferredStockValueOutstanding_11E9F5996445A9C8C5B41D46CB552FAA" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_us-gaap_PreferredStockValueOutstanding_11E9F5996445A9C8C5B41D46CB552FAA" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockDepositarySharesIssued" xlink:label="loc_cfg_PreferredStockDepositarySharesIssued_9BBA44B1CDAA14D296391D46CB553BD6" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_cfg_PreferredStockDepositarySharesIssued_9BBA44B1CDAA14D296391D46CB553BD6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockLiquidationPreferencePerDepositoryShare" xlink:label="loc_cfg_PreferredStockLiquidationPreferencePerDepositoryShare_B738FA43A19BCC160C341D46CB550012" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_cfg_PreferredStockLiquidationPreferencePerDepositoryShare_B738FA43A19BCC160C341D46CB550012" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockDepositaryShareInterestPercentage" xlink:label="loc_cfg_PreferredStockDepositaryShareInterestPercentage_EA885E25CA6D833C07351D46CB55075C" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract_EA2D9A1A5FD72789FE111D46CB537C84" xlink:to="loc_cfg_PreferredStockDepositaryShareInterestPercentage_EA885E25CA6D833C07351D46CB55075C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_1805682BA45B235B64F6D869442F6577" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="loc_us-gaap_ScheduleOfStockByClassTable_DBE3438EF3BAC691764BD869442F67DB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_1805682BA45B235B64F6D869442F6577" xlink:to="loc_us-gaap_ScheduleOfStockByClassTable_DBE3438EF3BAC691764BD869442F67DB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableRateAxis" xlink:label="loc_us-gaap_VariableRateAxis_A7E778B502C6EACC1E95D8694430E925" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_DBE3438EF3BAC691764BD869442F67DB" xlink:to="loc_us-gaap_VariableRateAxis_A7E778B502C6EACC1E95D8694430E925" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableRateDomain" xlink:label="loc_us-gaap_VariableRateDomain_221BA5D6CFF165DA65A2D8694430EA4E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableRateAxis_A7E778B502C6EACC1E95D8694430E925" xlink:to="loc_us-gaap_VariableRateDomain_221BA5D6CFF165DA65A2D8694430EA4E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LondonInterbankOfferedRateLIBORMember" xlink:label="loc_us-gaap_LondonInterbankOfferedRateLIBORMember_9F80F803D56AF247346AD86944309091" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableRateDomain_221BA5D6CFF165DA65A2D8694430EA4E" xlink:to="loc_us-gaap_LondonInterbankOfferedRateLIBORMember_9F80F803D56AF247346AD86944309091" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaap_StatementClassOfStockAxis_E86F659D3E67F55C401BD86944300C95" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_DBE3438EF3BAC691764BD869442F67DB" xlink:to="loc_us-gaap_StatementClassOfStockAxis_E86F659D3E67F55C401BD86944300C95" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_7CAB5FF1F0DEC6EBA0F3D8694431C15B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_E86F659D3E67F55C401BD86944300C95" xlink:to="loc_us-gaap_ClassOfStockDomain_7CAB5FF1F0DEC6EBA0F3D8694431C15B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="loc_us-gaap_SeriesAPreferredStockMember_241377E0545E76A2DAA2D8694431BA2B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_7CAB5FF1F0DEC6EBA0F3D8694431C15B" xlink:to="loc_us-gaap_SeriesAPreferredStockMember_241377E0545E76A2DAA2D8694431BA2B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="loc_us-gaap_SeriesBPreferredStockMember_16ED94E85CC41804C6B5D86944310E06" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_7CAB5FF1F0DEC6EBA0F3D8694431C15B" xlink:to="loc_us-gaap_SeriesBPreferredStockMember_16ED94E85CC41804C6B5D86944310E06" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="loc_us-gaap_SeriesCPreferredStockMember_351367193A2A8F255E4AD86944319E1B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_7CAB5FF1F0DEC6EBA0F3D8694431C15B" xlink:to="loc_us-gaap_SeriesCPreferredStockMember_351367193A2A8F255E4AD86944319E1B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesDPreferredStockMember" xlink:label="loc_us-gaap_SeriesDPreferredStockMember_012D8B9F1E60D87CC141D8694432AEE0" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_7CAB5FF1F0DEC6EBA0F3D8694431C15B" xlink:to="loc_us-gaap_SeriesDPreferredStockMember_012D8B9F1E60D87CC141D8694432AEE0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesEPreferredStockMember" xlink:label="loc_us-gaap_SeriesEPreferredStockMember_012475F1AB1FC97991A4D869443214D1" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_7CAB5FF1F0DEC6EBA0F3D8694431C15B" xlink:to="loc_us-gaap_SeriesEPreferredStockMember_012475F1AB1FC97991A4D869443214D1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockLineItems" xlink:label="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_DBE3438EF3BAC691764BD869442F67DB" xlink:to="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued_0740645902868FF548B7D86944329FF9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:to="loc_us-gaap_PreferredStockSharesIssued_0740645902868FF548B7D86944329FF9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockDividendRatePercentage" xlink:label="loc_us-gaap_PreferredStockDividendRatePercentage_ED6A6AAEBDA35FFDBD9FD8694432BA13" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:to="loc_us-gaap_PreferredStockDividendRatePercentage_ED6A6AAEBDA35FFDBD9FD8694432BA13" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate" xlink:label="loc_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate_F52F69D8D470F6757DE0D8694433EACB" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:to="loc_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate_F52F69D8D470F6757DE0D8694433EACB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockRedemptionNoticePeriod" xlink:label="loc_cfg_PreferredStockRedemptionNoticePeriod_B15D010CA6E5ABFD3C1CD8694433A355" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:to="loc_cfg_PreferredStockRedemptionNoticePeriod_B15D010CA6E5ABFD3C1CD8694433A355" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockRedemptionPricePerShare" xlink:label="loc_us-gaap_PreferredStockRedemptionPricePerShare_FA754168EBE0A34CAC9AD8694433C6DB" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:to="loc_us-gaap_PreferredStockRedemptionPricePerShare_FA754168EBE0A34CAC9AD8694433C6DB" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockDepositarySharesIssued" xlink:label="loc_cfg_PreferredStockDepositarySharesIssued_42AED7300DFF9BE523D3D8694433B87E" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:to="loc_cfg_PreferredStockDepositarySharesIssued_42AED7300DFF9BE523D3D8694433B87E" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_PreferredStockDepositaryShareInterestPercentage" xlink:label="loc_cfg_PreferredStockDepositaryShareInterestPercentage_259A1B029FFB66C9A88BD8694433734C" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_9F6401B007ADD55995D3D869443266B7" xlink:to="loc_cfg_PreferredStockDepositaryShareInterestPercentage_259A1B029FFB66C9A88BD8694433734C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/StockholdersEquityTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_E477581676D864291F89A359416837BC" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfStockByClassTextBlock" xlink:label="loc_us-gaap_ScheduleOfStockByClassTextBlock_888F1558FA6CC14D5867A35941684006" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_E477581676D864291F89A359416837BC" xlink:to="loc_us-gaap_ScheduleOfStockByClassTextBlock_888F1558FA6CC14D5867A35941684006" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsDeclaredTableTextBlock" xlink:label="loc_us-gaap_DividendsDeclaredTableTextBlock_3E111D55127774EFCF8DA35941685674" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_E477581676D864291F89A359416837BC" xlink:to="loc_us-gaap_DividendsDeclaredTableTextBlock_3E111D55127774EFCF8DA35941685674" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/VariableInterestEntities" xlink:type="extended">
    <link:loc xlink:href="cfg-20191231.xsd#cfg_VariableInterestEntitiesAbstract" xlink:label="loc_cfg_VariableInterestEntitiesAbstract_114238BA206C20D150AAA35945E6905F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityMethodInvestmentsDisclosureTextBlock" xlink:label="loc_us-gaap_EquityMethodInvestmentsDisclosureTextBlock_2B3F06D7E254266D2205A35945E65CDA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_VariableInterestEntitiesAbstract_114238BA206C20D150AAA35945E6905F" xlink:to="loc_us-gaap_EquityMethodInvestmentsDisclosureTextBlock_2B3F06D7E254266D2205A35945E65CDA" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="cfg-20191231.xsd#cfg_VariableInterestEntitiesAbstract" xlink:label="loc_cfg_VariableInterestEntitiesAbstract_0D9BF57C235EC7434F38F217BE481D53" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTable" xlink:label="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_A303975B3AB5B5A2DE30F217BE4870ED" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_VariableInterestEntitiesAbstract_0D9BF57C235EC7434F38F217BE481D53" xlink:to="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_A303975B3AB5B5A2DE30F217BE4870ED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCommitmentsAxis" xlink:label="loc_us-gaap_OtherCommitmentsAxis_2B3680332A35275A7E2FF217BE48CEA5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_A303975B3AB5B5A2DE30F217BE4870ED" xlink:to="loc_us-gaap_OtherCommitmentsAxis_2B3680332A35275A7E2FF217BE48CEA5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCommitmentsDomain" xlink:label="loc_us-gaap_OtherCommitmentsDomain_76E61D9B4B3A1D30004AF217BE48EC8F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsAxis_2B3680332A35275A7E2FF217BE48CEA5" xlink:to="loc_us-gaap_OtherCommitmentsDomain_76E61D9B4B3A1D30004AF217BE48EC8F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsToExtendCreditMember" xlink:label="loc_us-gaap_CommitmentsToExtendCreditMember_F7FCE6180C1EF314CB32F217BE49CE91" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsDomain_76E61D9B4B3A1D30004AF217BE48EC8F" xlink:to="loc_us-gaap_CommitmentsToExtendCreditMember_F7FCE6180C1EF314CB32F217BE49CE91" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3E0D39B43B86E07BE23CF217BE4908AD" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_A303975B3AB5B5A2DE30F217BE4870ED" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3E0D39B43B86E07BE23CF217BE4908AD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_FEC8A034612EC96DE595F217BE49FEDC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3E0D39B43B86E07BE23CF217BE4908AD" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_FEC8A034612EC96DE595F217BE49FEDC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_137535841CC22369BF37F217BE49A33F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_FEC8A034612EC96DE595F217BE49FEDC" xlink:to="loc_us-gaap_CommercialLoanMember_137535841CC22369BF37F217BE49A33F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis" xlink:label="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_86F560AAA93DB926F939F217BE4A1407" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_A303975B3AB5B5A2DE30F217BE4870ED" xlink:to="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_86F560AAA93DB926F939F217BE4A1407" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassificationOfVariableInterestEntityDomain" xlink:label="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_DCF187A89E93E665EA0AF217BE4AB86D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_86F560AAA93DB926F939F217BE4A1407" xlink:to="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_DCF187A89E93E665EA0AF217BE4AB86D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_QualifiedAffordableHousingInvestmentMember" xlink:label="loc_cfg_QualifiedAffordableHousingInvestmentMember_103F99781ABF827571C3F217BE4AB1FF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_DCF187A89E93E665EA0AF217BE4AB86D" xlink:to="loc_cfg_QualifiedAffordableHousingInvestmentMember_103F99781ABF827571C3F217BE4AB1FF" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SpecialPurposeEntitiesMember" xlink:label="loc_cfg_SpecialPurposeEntitiesMember_3DA3C24355566E9E872DF217BE4B88C9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_DCF187A89E93E665EA0AF217BE4AB86D" xlink:to="loc_cfg_SpecialPurposeEntitiesMember_3DA3C24355566E9E872DF217BE4B88C9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityLineItems" xlink:label="loc_us-gaap_VariableInterestEntityLineItems_9C1FF8C9F15BC9A91210F217BE4B41C8" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_A303975B3AB5B5A2DE30F217BE4870ED" xlink:to="loc_us-gaap_VariableInterestEntityLineItems_9C1FF8C9F15BC9A91210F217BE4B41C8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AffordableHousingProjectInvestmentWriteDownAmount" xlink:label="loc_us-gaap_AffordableHousingProjectInvestmentWriteDownAmount_D1D5BEFDCC1F8898F27EF217BE4B643A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/netLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_9C1FF8C9F15BC9A91210F217BE4B41C8" xlink:to="loc_us-gaap_AffordableHousingProjectInvestmentWriteDownAmount_D1D5BEFDCC1F8898F27EF217BE4B643A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_6AAFAE19A25982650035F217BE4BF9B5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_9C1FF8C9F15BC9A91210F217BE4B41C8" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_6AAFAE19A25982650035F217BE4BF9B5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCommitment" xlink:label="loc_us-gaap_OtherCommitment_14EF9DA895E0281C2D7DF217BE4B841E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_9C1FF8C9F15BC9A91210F217BE4B41C8" xlink:to="loc_us-gaap_OtherCommitment_14EF9DA895E0281C2D7DF217BE4B841E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:href="cfg-20191231.xsd#cfg_VariableInterestEntitiesAbstract" xlink:label="loc_cfg_VariableInterestEntitiesAbstract_00B1D1F7C762A344504FA35943E5EE46" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfEquityMethodInvestmentsTable" xlink:label="loc_us-gaap_ScheduleOfEquityMethodInvestmentsTable_6B7E41AF4B35050CCB3FA35943E62CB3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_VariableInterestEntitiesAbstract_00B1D1F7C762A344504FA35943E5EE46" xlink:to="loc_us-gaap_ScheduleOfEquityMethodInvestmentsTable_6B7E41AF4B35050CCB3FA35943E62CB3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis" xlink:label="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_A477A8F429138C954B3BA35943E6A22B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentsTable_6B7E41AF4B35050CCB3FA35943E62CB3" xlink:to="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_A477A8F429138C954B3BA35943E6A22B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassificationOfVariableInterestEntityDomain" xlink:label="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_5393B724F792E8645B71A35943E696E9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_A477A8F429138C954B3BA35943E6A22B" xlink:to="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_5393B724F792E8645B71A35943E696E9" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_QualifiedAffordableHousingInvestmentMember" xlink:label="loc_cfg_QualifiedAffordableHousingInvestmentMember_FDA08F18C035F5277851A35943E69DC1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_5393B724F792E8645B71A35943E696E9" xlink:to="loc_cfg_QualifiedAffordableHousingInvestmentMember_FDA08F18C035F5277851A35943E69DC1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfEquityMethodInvestmentsLineItems" xlink:label="loc_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentsTable_6B7E41AF4B35050CCB3FA35943E62CB3" xlink:to="loc_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount" xlink:label="loc_us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount_5211D2426C09AC0F5118A35943E78000" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95" xlink:to="loc_us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount_5211D2426C09AC0F5118A35943E78000" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization" xlink:label="loc_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization_32C7369E1168EDD626D7A35943E7E1AA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95" xlink:to="loc_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization_32C7369E1168EDD626D7A35943E7E1AA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherTaxExpenseBenefit" xlink:label="loc_us-gaap_OtherTaxExpenseBenefit_13312D16BEAC1E9CC795A35943E7E1C4" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems_6036D0E5A4A0B55957BCA35943E76C95" xlink:to="loc_us-gaap_OtherTaxExpenseBenefit_13312D16BEAC1E9CC795A35943E7E1C4" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails" xlink:type="extended">
    <link:loc xlink:href="cfg-20191231.xsd#cfg_VariableInterestEntitiesAbstract" xlink:label="loc_cfg_VariableInterestEntitiesAbstract_C602D3BC88223D70C4DDF8808DB1C28B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTable" xlink:label="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_82FC887F6AB8F4F48A93F8808DB1BBA5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_VariableInterestEntitiesAbstract_C602D3BC88223D70C4DDF8808DB1C28B" xlink:to="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_82FC887F6AB8F4F48A93F8808DB1BBA5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_BAC847C1E2753EF94BD5F8808DB1801C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_82FC887F6AB8F4F48A93F8808DB1BBA5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_BAC847C1E2753EF94BD5F8808DB1801C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_99B13E4F5EC58151EF6DF8808DB227E0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_BAC847C1E2753EF94BD5F8808DB1801C" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_99B13E4F5EC58151EF6DF8808DB227E0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_47808F8254B11A9F2B32F8808DB2896B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_99B13E4F5EC58151EF6DF8808DB227E0" xlink:to="loc_us-gaap_CommercialLoanMember_47808F8254B11A9F2B32F8808DB2896B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis" xlink:label="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_B7AB039D257A0827D948F8808DB2E8A0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_82FC887F6AB8F4F48A93F8808DB1BBA5" xlink:to="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_B7AB039D257A0827D948F8808DB2E8A0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassificationOfVariableInterestEntityDomain" xlink:label="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_845C630B5A7CDB778495F8808DB2555D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_B7AB039D257A0827D948F8808DB2E8A0" xlink:to="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_845C630B5A7CDB778495F8808DB2555D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_QualifiedAffordableHousingInvestmentMember" xlink:label="loc_cfg_QualifiedAffordableHousingInvestmentMember_7425EE642727E72D68C1F8808DB39AE7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_845C630B5A7CDB778495F8808DB2555D" xlink:to="loc_cfg_QualifiedAffordableHousingInvestmentMember_7425EE642727E72D68C1F8808DB39AE7" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_SpecialPurposeEntitiesMember" xlink:label="loc_cfg_SpecialPurposeEntitiesMember_5EEDA508E270EB315360F8808DB3394D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_845C630B5A7CDB778495F8808DB2555D" xlink:to="loc_cfg_SpecialPurposeEntitiesMember_5EEDA508E270EB315360F8808DB3394D" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RenewableEnergyMember" xlink:label="loc_cfg_RenewableEnergyMember_C1FF21ED86A14EB3CC3FF8808DB31C06" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_845C630B5A7CDB778495F8808DB2555D" xlink:to="loc_cfg_RenewableEnergyMember_C1FF21ED86A14EB3CC3FF8808DB31C06" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityLineItems" xlink:label="loc_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_82FC887F6AB8F4F48A93F8808DB1BBA5" xlink:to="loc_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments" xlink:label="loc_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments_7C77C8CFABB0575E1CD8F8808DB4C605" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:to="loc_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments_7C77C8CFABB0575E1CD8F8808DB4C605" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment" xlink:label="loc_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_3FF0F3456B6191FE01A7F8808DB49153" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:to="loc_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_3FF0F3456B6191FE01A7F8808DB49153" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_13FA7D5E06CAA16AB13EF8808DB4908A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_13FA7D5E06CAA16AB13EF8808DB4908A" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_RenewableEnergyInvestments" xlink:label="loc_cfg_RenewableEnergyInvestments_DEB8C4BE0AA81F8EFAA8F8808DB476F2" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_744A5A287A3A88CC024EF8808DB3BDF8" xlink:to="loc_cfg_RenewableEnergyInvestments_DEB8C4BE0AA81F8EFAA8F8808DB476F2" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.citizensbank.com/role/VariableInterestEntitiesVariableInterestEntitiesTables" xlink:type="extended">
    <link:loc xlink:href="cfg-20191231.xsd#cfg_VariableInterestEntitiesAbstract" xlink:label="loc_cfg_VariableInterestEntitiesAbstract_DEBED3125A33229565C8A35942BC62FC" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTextBlock" xlink:label="loc_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_1CADF5713C1D06987672A35942BC47F6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_VariableInterestEntitiesAbstract_DEBED3125A33229565C8A35942BC62FC" xlink:to="loc_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_1CADF5713C1D06987672A35942BC47F6" xlink:type="arc" />
    <link:loc xlink:href="cfg-20191231.xsd#cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock" xlink:label="loc_cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock_330D6982E0D726BB30CFA35942BD6109" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cfg_VariableInterestEntitiesAbstract_DEBED3125A33229565C8A35942BC62FC" xlink:to="loc_cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock_330D6982E0D726BB30CFA35942BD6109" xlink:type="arc" />
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>chart-0f1a29832a8d5423bee.jpg
<TEXT>
begin 644 chart-0f1a29832a8d5423bee.jpg
M_]C_X  02D9)1@ ! 0   0 !  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" #I 9 # 2(  A$! Q$!_\0
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M*^#/VGOV\O ?[-OCKQ%X U#3(-6U/P'^RA\:_P!L+XE:KJ&HZ[IN@> /A5\*
MKS2?#&@76O/X9\&>//$D\OQ!\=ZM<:38'0O#&LW.D>'/!_CSQ1+I^HR:%8Z+
MK'WG7YM_M _L5Z[\5OVG_&'Q:TG75L/"OQY_8#^,G[#/Q2G4VSZMX)CUKQ1/
MXW^&'Q#T#3+F2WB\016<_BWXF:%K^CB^T^X-W?\ A"]226Q@U66Q .@\&_\
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MTC4?&WB=M.:QT'6KO1/&?ASS;]L3XJ?":_\ V_/^"4_CWX6^/=2\(_'CQ/\
M$OX(:1\8/@-#\9OB[IO[6D7P)^+/@?Q5)X'T>;]FO_A,+[X4W7P:T;5M8UCQ
M#^UMXK\5>%'US1-%\%6-YIGB2;Q-H>EH #^D8D 9/ %,+J#@A^QXCD(Y]PI
M]P3D=Z_%/_@J3^U?\9+[]E;XA:9^Q!X9^(OQBT.\TS]I_P"'G[0GQ_\ V8/&
MGP)O/&/[,$_P3\$>(;+Q;H=FOQ0^)O@>WT?XG7/CF&+POJ>K:7:>*?$?PO\
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M^"N^J:M^S5^SA\8_!?[.5KI7Q)_:E_:L^/'[+/@#X8?'CXY>%_@WX1\$Z]\
M_$7[0%AXFU+XR_&;2?"_Q,\/^%-3O-%_9\\1#3O#7A'0O'O]H>-M7TSPCH^M
M:K817'B<_HC^QI^T_P"%/VS_ -EWX(?M1>"M&U/P[X=^-/@/2_&5KX>UBYL;
M^_T&[GENM/UC19=4TMWTW6(]*UO3M2L+76].*V&MV=O;ZM9QQ6]Y'$GS-/\
M\$TO ]_^PUX]_8?U?QPFL^'/'OQ7^-WQ-G\>:]\*OAEXSU?PW-\<_P!I3QW^
MT#K@\+>#_B3I'CGP%9^*O#%O\0=8\(^"?&^IZ'J][X<O8-/\<66EIK=G!91_
M<WP7^#OPZ_9\^$OPW^!WPC\-6GA#X9?";P5X<^'_ (%\-63331:1X8\+:9;Z
M3I-K)=W+RWNH7?V:W6;4-4U">XU+5=0ENM2U&YN+VZGF< ].HHHH *_-G_@I
MY^RI\=OVR/@58? WX0ZW^S98^&?&FOIX;^+EC^T?\%-5^+T.F>"?$RP:'<_%
MCX/W6D>/_!,_@SX[?!"VNM3^(/PGU&1;R#5/&MEHEI)J_A);8ZU7Z35Q_C[Q
M]X/^%W@[Q#\0/'^O67ACP=X4TV75_$.OZCY_V'2M.A>..6[N?LT-Q/Y2/+&I
M\J&1\N,(:$FW9*[>B2W;[&.(Q%#"4*V*Q5>CAL-AJ52OB,1B*D*-"A0HP=2K
M6K5JDHTZ5*E3C*=2I.480A%RE)139^;_ ,6?^"?OQ7^+7QD_8\\2:[^T3X4N
M/A7^R!XD^$7C[PO=ZI\#'U;]KC6_&/PRT<Z/XIT\_M3/\4K:RT'P#\?8X=,'
MQV\.Z?\ "&34O&6CV%_X8DUDZ7KLTEEX]^TO^P5^U#^WGX1\&ZO\9/'GP$\!
M>*OA;\:OVN;?P%\-OB3^S]+^T!\$O%/[/?Q@L];^%OPQU7XL_"2/XV>&]/G_
M &A? 7PX>/Q'X.\>:%\0+K1]%U'6]9L[[PQ:KXHU[1=*^OC_ ,%//V"P2#^T
MW\.<@X/[SQ!U'_<!I/\ AY[^P7_T<W\.?^_GB#_Y0UK["O\ \^:O_@N?^1\5
M_P 11\,_^CB<"_\ B6Y!_P#/#S_/LSX^^)/_  1*^$?CRR_9VUMOCK^TJ_Q<
M^"]U^POI7C'XGZE^T%\=[9/B_P""_P!BC5=#O-(M_$OP_P#"?Q.\.> ['QOX
MH2S\1:Q9^.K?1KC5?"GCWQAK_CW3GF\1:EJ5YJ'WS\$OV8;WX<_M&_M8_M,^
M-O&=MX[\>?M%Z_\ #?0/"BPZ'-I-K\*/@#\'O!L>E> ?A%ICWFJZO-?M_P )
M_P"(OBM\4O$VMVC:1::SXC^(DD*Z+;Q:):32\/\ \//?V"_^CF_AS_W\\0?_
M "AKZ0^"W[07P:_:(T+5O$OP6^(&A?$+0M#UC^P-6U+06O6M['6/L-KJ?V"8
MWUG92>?]AO;6Y^2-T\N9?GW!E52I58*\J=2*[RA)+[VDCTLJXYX)SW&0R[).
M,.%LXS"I"I4IX'*^(,IS#&3ITH\]6<,-A,76K2A3C[U22@U"*;DTDSV2BBBL
MSZD**** "BBB@ HHHH **** "OP9_P""YVB?"O2_"'[.7QG\5:)K'B_XN_"_
MQ;\2M"_9[^&GB7]D#Q=^V=^SO\<OB/\ %OP?IG@O3OV=OC5\/O"GAS5+KP=J
M_P ==73P[\/_ (0_$^UU_P ):YX5\6ZG?C3[W7M&O/$WA36OWFJ"XMK:Y6,7
M,,,RPS0W,8GCCE6.>WD66"=!(K!)8)562&50)(I%#QLK $ '\\G[8'A:Y^*_
M[;'_  2V\7^&_P!E7QYH_P ?_AM\6_@9\1/CAHVC?LIZW<Z#IOPX\0>!_$^B
MZK/JG_!0[1_"-IX1\+^'?V29_$WC"^U;X-6GC5[;XR:KJ^E^#IO# M=<M+E.
MF_X*K?'_ /9O^.W[(GB71]"_9ZU?]I+QM>_'[XL?L7>']=U_]C+XL_M 0?LP
M>/;=]6^$GQ__ &@-1\":+\,?%OBRXT/X3^"Y]=U3PQJ?A#2+D_%/7KCPGX9\
M-ZF^D:WJ^KZ5^_&Z$X^>/C&!N7&1C!QG&1@8.,C'%8GA[P[X9\):5%H7A;1M
M&\.:+!=:G?0Z3H5C9Z3IT5[K6IWFMZQ=I96$=O;K=:KK.HW^K:E<>7YU]J5]
M=WUT\MU<S2N"NNZ_K_AU]Y_,)\8/@OIN@_M+_L(_%O\ 9+\*_M.?$?XD1?"K
M_@F]\+?AWX2^-7_!/R'QG\*[S]G'X4_%SQE:_$+QU\7_ -I?XS?!27Q]^R_\
M:/AW\+O%7B/QSKEII_CGX(_$:S\9Z=\/Q>>%/B%)XCLM,T;U?]DO]@#XT?!K
M_@K3XA\7:#;^&KKX!_![3?VQ?B'XO_:"?X">(?A3\8?CCX\_;Q^*'A[XM>'_
M ($_$KXQ:OXKOK3]K'3?@1:65QJUC\0/"WA?0_!WP\L[+P/X#N9K_P =+KNF
M>$_Z/]T7'SH<>K@].03D\D$ @G)':G*5;)4J>@)!!Z=!D>F3Q[D]S0.Z[_U_
M30ZBBB@ I#G!VXSVST..WMD<9YQG.#C%+10!^./P#_82_:Y\"?&W]M3]HSQ5
M\<OV;_!_QD^-OA;3OA/\+M8^"W[-6K>&?AWXLT;PKK-WXS\*?M#_ +57PON/
MC 9?BI^T!#<^*]<^%,\FC^-/#*6_PQ\,Z<R>)[JX\11:5X2Z_P#9I_9(_:1_
M8K\&?#?X:_";Q;\)?&MO\4_VS_'/QR_:8DTWX2CX1? _X8?!_P <>!];N?$W
MPY_9E^$NG_%'Q%J?PKME\<Z+X(O/"EF=3^(T.K^*]>^(7BGQ;#IB^*+S4=.^
MM/BU^V]^RI\"O&,_P_\ BU\:_"/@?QC;:=IVK3Z!K(UG[;'IVK)+)IUTWV+2
M;R#R[I()6C G+@(=Z)E<^9_\/0/V"?\ HYKX>?\ ER?_ #/UHJ-623C2J-/5
M-0DTUW32LSXW&>(OA]EV+Q& S#CK@[ X["5IX?%8/&<39+AL5AJ].7)4HXC#
MU\;"K1JTY>[.G4A&<))J2331X=X>_P"">7QHD^//[4?[1OCS]H+X+:I\1OCG
M^SYXC_9T\+6W@O\ 9%T_PMX(ET2\\4MXD\%_$#]ISP?K_P 9?&MM^U%\0/AY
MIL.F_#_PW)?WWP]T*S\ +XHT6QT_3QXTO_[/\9\9?\$LOVE-7_9@_:B^%/AG
M]K#X4^&/C)^V[^T1H/Q@_:;\;Z%^S?XD\(?![6/AOIOP[\ _#'Q!\"/A[\(O
M"?QWL_%WA#P]\1_!/PR\/>%/B7XSN?C!JOC7Q5HWB'X@NFHZ7J?B#2;[P]]K
M_P##T#]@G_HYKX>?^7)_\S]:V@?\%)/V'_%&NZ)X9T#]HSP%J>N^(]8TS0-$
MTVV_X2'[1J.L:S?0:;IEA!YF@QQ^=>7UU!;1>9)'&'D4NZ+E@_85EO1J_P#@
MN?\ D8T_$[PVK5(4J7B#P15JU9QITZ=/BO(9U*DYN,80A"./<ISG*48QC%-R
M;22;/H?X%>%OB)X)^$?@7PC\5M8^&6N^._#NBKH^L:A\&OAUJGPE^%WV:PNK
MFWT&P\$_#C6?&?Q"U'PEHFC^&TTC1X-*G\8ZTBR6$L]M+:VL\%A:>M49ST]Q
M^1P?UHK(^X"BBB@#D/&7P_\  _Q#M=$L?'7A+P[XOL_#7B[PKX^\/VOB32++
M6+?1?&W@;6;;Q%X-\6:7%?0S)8^(?"VO65IK&@ZM;B.]TO4K:&\M)8IHU<=,
MUG:M<)=M;PFZCA>V2Y,2&X6WD>.62 3E?.$$DD4<DD(<12.B,Z,R@CYE_;6^
M*7C#X*?LK_'#XJ> +NRL/&/@?P)J&N^'KO4-/@U6RM]1@NK&&*2YTZZ_T>[C
M"3R PR_(Q()!QBOY7&_X+3?MY!F \:_#W 8@?\6K\-] ?^NE=F&P-?%QE.ER
M6C+E?-+E=[7TT?1GX'XL_2-X \&LYR[(N+</Q%6QN:98LUPTLGR_!XR@L*\7
M7P=JL\1F6"G&JJN'J-QC3E'DY7SW;4?[ _A]\*/A]\+M!UCPWX'\,V.C:7XB
M\5>,O''B-6:YU*]\1^+_ (@:Y?>(_&/B/Q#JFJSWVI:YJ^O:KJ-S+>7>IW=T
MXM5M=,@\G3+"QL[?MH=-T^WG2Y@L;.&XCLH=.CGBM8(IDT^W=I(+%)4C61;.
M&1F>*U5A!$[,T<:LQ)_C$_X?3_MY_P#0Z_#W_P -7X;_ /CE'_#Z?]O/_H=?
MA[_X:OPW_P#'*Z?['QG_ $Z_\#_^U/RK_B>[P5_Z >.NG_,CRSR_ZGWF_N9_
M: UI:M<Q7C6T#7<$4T$-T88C<107#PO/#%.5,L<4SV\#S1HZI*T,32*QC0K8
MK\IO^"3'[5OQD_:T^#GQ*\9_&C5M$U?7/#?Q1/A;29M#\.6'ANWAT<>#O#FL
M>3-:Z>3'<3?;]1NY/M$A\SRW6+A$4#]6:\ZK2E1J3I3MS0?+*SNK[Z/2Y_4W
M!'&.4\?\*9+QCD<,93RG/<++%X*&/HT\/C(THUJM!JO1I5L13A/GHSLHUJBY
M;.]VTBBBBLSZL*^"OV@?^"DW[*O[,GQ&NOA7\6?%7B?2?&-GHVC:[/9Z7X#\
M3^(+1=.UV*>;3I%U'2[.:T>21+:4R0J^^$@*X!(%?>M?QC?\%L_^3Z_$'_9+
MOA?_ .F_5:[<!AH8K$>RJ.2CR2E>-D[Q:TU3WN?SU])CQ3XC\(/#JCQ7PO0R
MO$9E4XCRS*94\WPV(Q6$^K8O#9A6JR5+#8O!5/:J6%IJ$O;<J3DG"5U;]U_^
M'U/[!7_0^^./_#4^./\ Y6T?\/J?V"O^A]\<?^&I\<?_ "MK^+FBO;_L7#?S
MU?OCY?W?)_?Y'\ _\3X^,W_0KX#_ /#-F_\ ]$'E^?=G]LWA/_@L%^Q!XU\5
M>&/!N@>-_&=QKOB[Q%H?A?18)_ACXRM()]7\0ZI::/ID,UU<:>D%M%+?7L"2
M7$S+%"C-+(0B,:_4($'IZD?B#@_J*_SQ/V:/^3C_ -GW_LN/PC_]6#X=K_0Y
M7H?]Y_\ T-J\G,<)3P<Z4:;E)3@Y/F:>J:6EDO-_,_M3Z*OC;Q=XU9/Q=C^+
M<-DF&K9%F6683!K)<)B\)3E2Q>%Q%:JZZQ6/QTIS4J45!PE327-=2;NG4445
MYI_5X5\,?\%+?^3$OVGO^R6:M_Z7Z77W/7PQ_P %+O\ DQ+]I[_LEFK?^E^E
MUK0_CT?^OM/_ -+B?#^)W_)MO$'_ +(GBK_U18\_A"=WWM\[?>;^(^I]Z;O?
M^\W_ 'T?\:'^^W^\W\S3:^[/^>"[[O[_ .NR^X=O?^\W_?1_QK^K[_@@&2?V
M<OC0223_ ,+S;DG)_P"2=^#O6OY/Z_J__P"" 7_)N/QH_P"RYM_ZKOP=7EYQ
M_N4O^OE/\V?UC]"G_D_61_\ 8CXD_P#59,_>FBBBODS_ &F"BBB@ HHHH **
M** "BBB@ KX__;[\:>+/AW^QS^T)XU\#>(-3\*^+?#GPZU/4M!\0Z-<?9=4T
MG4(KS3XX[RRN-K^5.B2R*K[3@.V.N:^P*^&/^"EW_)B7[3W_ &2S5O\ TOTN
MM:*3K4D]4ZM--=TYJY\9XCUZV&\/>.\3AJU7#XC#\'<35J%>C4E2K4:U+)<;
M.E5I58.,Z=2G.,9PG"2E"24HM-)G\AK_ /!1#]N+<V/VI/C"!N.!_P ))'P,
MG_IQIO\ P\1_;C_Z.D^,/_A21_\ R#7QH_WV_P!YOYFFU]I]6P__ #YI_P#@
M*\O\D?X(?\1+\1?^B]XR_P#$FSK_ .;3[-_X>(_MQ_\ 1TGQA_\ "DC_ /D&
MOZ1O^"+/QP^+OQT^!7Q7\0_&'XB>*/B-K>D?%\Z+I>I^*K]=0O+#21X&\+7_
M /9]M(L,(2U^VW=S=>7M/[Z>1L_-7\=E?U?_ /! +_DW'XT?]ES;_P!5WX.K
MS<UH4:>$E*%.$9<\%>*2=F[6_!?<?U%]#SC3C#._&_)L!G/%?$>;8&>3<0U)
MX/,L[S+'86<Z>73E3G+#XG$U:4I4Y>]"3@W%ZQ:9^]-%%%?,'^P 4444 ?QC
M_P#!;)F'[=7B !B!_P *N^%_ )'_ ##]5]/J:_)'>_\ >;_OH_XU^MO_  6S
M_P"3Z_$'_9+OA?\ ^F_5:_)"OM<!_N>&_P"O4?R/\!?'YO\ XC7XHZO_ )+;
M/_\ U.JCM[_WF_[Z/^->V_LT,Q_:._9]!9B#\<?A'D9//_%PO#O7FO$*]M_9
MH_Y./_9]_P"RX_"/_P!6#X=K>M_"J_\ 7N?_ *2S\^X7;_UFX=U_YGN4?^K#
M#_Y+[C_0Y7H?]Y__ $-J=35Z'_>?_P!#:G5\&?\ 1U'9>B_(****!GPQ_P %
M+O\ DQ+]I[_LEFK?^E^EU_" _P!]O]YOYFO[O_\ @I=_R8E^T]_V2S5O_2_2
MZ_A ?[[?[S?S-?2Y'_ K?]?5_P"D(_R;_: ?\G)X,_[(E?\ J]S4;1117MG\
M%G]7_P#P0"_Y-Q^-'_9<V_\ 5=^#J_>FOP6_X(!?\FX_&C_LN;?^J[\'5^]-
M?%YA_ON(_P"OC_)'^[WT8/\ DPOAK_V(ZO\ ZLL<%%%%<9^]!7\8W_!;/_D^
MOQ!_V2[X7_\ IOU6O[.:_C&_X+9_\GU^(/\ LEWPO_\ 3?JM>KDW^^?]PJGY
MQ/XQ^G9_R9/"_P#9;9%_Z@YR?DA1117U9_CJ>V_LT?\ )Q_[/O\ V7'X1_\
MJP?#M?Z'*]#_ +S_ /H;5_GC?LT?\G'_ +/O_9<?A'_ZL'P[7^ARO0_[S_\
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M?"__ --^JU^2%?:X#_<\-_UZC^1_@+X_?\GL\4O^RVS_ /\ 4ZJ%>V_LT?\
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MM_U]7_I"/\F_V@'_ "<G@S_LB5_ZO<U&T445[9_!9_5__P $ O\ DW'XT?\
M9<V_]5WX.K]Z:_!;_@@%_P FX_&C_LN;?^J[\'5^]-?%YA_ON(_Z^/\ )'^[
MWT8/^3"^&O\ V(ZO_JRQP4445QG[T%?QC?\ !;/_ )/K\0?]DN^%_P#Z;]5K
M^SFOXQO^"V?_ "?7X@_[)=\+_P#TWZK7JY-_OG_<*I^<3^,?IV?\F3PO_9;9
M%_Z@YR?DA1117U9_CJ>V_LT?\G'_ +/O_9<?A'_ZL'P[7^ARO0_[S_\ H;5_
MGC?LT?\ )Q_[/O\ V7'X1_\ JP?#M?Z'*]#_ +S_ /H;5\WGG\6A_P!>Y?\
MI1_J1^SW_P"2:\2/^QYD7_J!C1U%%%>&?Z(!7PQ_P4N_Y,2_:>_[)9JW_I?I
M=?<]?#'_  4N_P"3$OVGO^R6:M_Z7Z76M#^/1_Z^T_\ TN)\/XG?\FV\0?\
MLB>*O_5%CS^$!_OM_O-_,TVG/]]O]YOYFFU]V?\ .^%?U?\ _! +_DW'XT?]
MES;_ -5WX.K^4"OZO_\ @@%_R;C\:/\ LN;?^J[\'5Y><?[E+_KY3_-G]9?0
MI_Y/UD?_ &(^)/\ U6S/WIHHHKY,_P!I@HHHH **** "BBB@ HHHH *^&/\
M@I=_R8E^T]_V2S5O_2_2Z^YZ^&/^"EW_ "8E^T]_V2S5O_2_2ZUH?QZ/_7VG
M_P"EQ/A_$[_DVWB#_P!D3Q5_ZHL>?P@/]]O]YOYFFTY_OM_O-_,TVONS_G?"
MOZO_ /@@%_R;C\:/^RYM_P"J[\'5_*!7]7__  0"_P"3<?C1_P!ES;_U7?@Z
MO+SC_<I?]?*?YL_K+Z%/_)^LC_[$?$G_ *K9G[TT445\F?[3!1110!_&-_P6
MS_Y/K\0?]DN^%_\ Z;]5K\D*_6__ (+9_P#)]?B#_LEWPO\ _3?JM?DA7VN
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M^!1/\SO^*?'&'_1Q>&?_  TYKY?W_7\/,_E_P?0_D:_J^_X(!\?LX_&C(/\
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M?\.8? W_ $D(_P""P?\ XLR_:%_^6% SZM_X*6G/["7[3W7_ ))9JW8_\_\
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M^(&B^%K_ ,%?"*;XM>*K2\\-?#ZT^(^N^'+GQ)K5I-96D0/EO)]> @\C_/\
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0H **** "BBB@ HHHH __V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>chart-7d94fd3469ef65314c0.jpg
<TEXT>
begin 644 chart-7d94fd3469ef65314c0.jpg
M_]C_X  02D9)1@ ! 0   0 !  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" %4 JP# 2(  A$! Q$!_\0
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !7YB>,O /[2?@/]IGXZ
M^.?V?O@Y:ZMX \6_#K7?B#X[\,>/OB?X27X:?M%?'2V^&GA_P;\)T\):;>Z#
MJ7BWX.^.K2]\!>'?"OQ8\37=^/AW??#72O#VL1>%O%7CNZL[SPU^G='^?\_F
M: /P-T#]BO\ :=UKPWHUAJ_PTT#2-9^+_@:/P9\:_$_BWXA^"9_$OP\^)^I_
MM;7O[5'Q=^/7A/3_  58:[H&HZ5\2/$'B[Q'J7@KP7X?U*PUWPEXC\"?"W1]
M:NO[)AF\4^'?K7]C+]F#XQ_"GXE6?B'XF:%X,\,Z;\+O@CJ_P"T'4O"?B0:_
M<_&-]5^-NO?%67XG:S9C1M+NO#D:6$]A+%I.NW6IZY_PF?C/XDNVW3H;+7?%
M?Z>T4 !&01Z\5\0?M8_ _P #)\'/VA?B=:7/Q#TKQK8_"CXH^*]/UC0?C-\9
M_#B:;K^C^ ]<U'3-1TO2] ^(.F:+IDEE>V-K<V\5AIMO;1S1"18 Y8G[?KY^
M_:Q_Y->_:._[(-\8_P#U6WB>@#YP_P""2?C_ ,;_ !4_X)D_L'_$?XE>+?$/
MCSQ]XW_96^#'B;QAXS\6ZM>:[XF\3^(=7\':?=:IK>NZSJ$DU]JFJZA<N\][
M?WDTMS=3,TL\CR,SG]$*_,#_ ((J_P#*)7_@G-_V9U\"/_4&TVOT_H ****
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MYN,?\8=? C_U!]-Y_'K7Z?U^8'_!%7_E$K_P3F_[,Z^!'_J#:;7Z?T %%%%
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MQD2]^-&N?$__ (6?KEJ-'TNZ\/!=,?3I5TO7;K4]=;QMXS^)4CD:=%9:]XK
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MKEO;7QQXITN8,))M!UBUMX=6N?M<41:&W^']GI]A Y:TO?B%+'+S]S?LL?\
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M6K0:A\4?& MM;\=7K3J5NULK\V\-CX9LKC)1]-\+V.D6TL2H+TWLP>XD^V
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MY^_:Q_Y->_:._P"R#?&/_P!5MXGKZ!KY^_:Q_P"37OVCO^R#?&/_ -5MXGH
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MI(]0A_38$'I@]C_4'W]0:_-[]NK_ ()]^'/VH;>Q^)OPYU<_"G]IWP,D&H>
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M/A_I+Z/\7_B-I-Q</XJ?X>Z3=W-OXK_J5\ ?#_P-\*O!GAGX=?#3PAX:\ ^
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MNJ5'MO[2[?4^)#^V?!I0/_":_ 7XX>%BJDR.WA9;Z!!L1SF:233=R!3([$H
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M=Z /D'_@BK_RB5_X)S?]F=? C_U!M-K]/Z_,#_@BK_RB5_X)S?\ 9G7P(_\
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M3[5!%;6.G:=910VEG:01@)%!!$D: <+DDG8  X'^?\2>YZDTA( R3CH/J3P
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MD0R+):L))-WW?7S]^UC_ ,FO?M'?]D&^,?\ ZK;Q/0!\@_\ !%08_P""2O\
MP3F_[,Z^!!_/P/IIK]/Z_,#_ ((J_P#*)7_@G-_V9U\"/_4&TVOT_H ****
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M7CG^8Q_YE^7U94\KH3T?+B\QBE4Q3C?WJ6!2AS1<)8BQ]%[/"87^--8NLO\
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M\(_#[5[^VO;.^U/0+6ZAOKVTO[N.]N+6\N9[RXDNK9+B&$6<$YDCT^W@@M+
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M:/[1L/\ G]M/_ JW_P#CM?D+_P . ?\ @CA_TC[^ '_@I\2__-/36_X(!?\
M!' #C_@GU\ #\R#_ )!/B7H6 )X\3]@2?3UXH _7L:EIY&1?69'J+JW(]/\
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M"K?_ ..T?VC8?\_MI_X%6_\ \=K\A?\ AP#_ ,$</^D??P _\%/B7_YIZ/\
MAP#_ ,$</^D??P _\%/B7_YIZ /UZ_M&P_Y_;3_P*M__ ([1_:-A_P _MI_X
M%6__ ,=K\A?^' /_  1P_P"D??P _P#!3XE_^:>C_AP#_P $</\ I'W\ /\
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M1L/^?VT_\"K?_P".T?VC8?\ /[:?^!5O_P#':_(7_AP#_P $</\ I'W\ /\
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M110 444UF"*S')"@L<=< 9/Y#GCGT!/% #J*_-3Q?^W+\1;7]GCXT?'SPO\
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M9O?#FE:QK'PZ\:>"/!6F^-OAK-J>@Z1=ZI:_$CP!I^JM9OJ;W; 'VS_G_/\
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MIEWXB^)W@R^\'Z7HOA[PWXN\5^+YO"/A&32/%FM:C<ZEX?N+LP7MM-KL7@T
M^M*/\^O\Z_/[Q]^V)XR\)?"SX'?&O3/AYX8U/P3\8/C9X;^'EGH^J^*]=T+Q
M1J/@CXG_ !*A\%?"?QMX<OO^$2U#PA976L^$+J'XI:S9^/M<\'^'K;2_LWA.
MS\42:]JVGSMZ7H?[5EE/'^V%?>+_  %K/@?2OV1_&$_AO4I;[6]"UC4?'>D1
M?!?P-\9;3Q3I-CHL]U;Z/%K]AXXM=(\/>'KZ_N/$,\D%M<:K9Z3?ZG_8EB ?
M6U%?%VN?M3^,/!_CK2?AOXM^#%QI^O2_L??$O]IO5=9/Q#\&Z?X5_P"$I^%5
M_P##'2/%/PETK4-8NK6>W%IJ7Q*LUO/B'XQA\*^%;"VMX)U^WQR:Q)H47["G
M[5^I?M??";7?B%JWA#3?!M[H7C4^%#9:;>>+S'?PS^!_ _CF*[N- ^(O@KX=
M_$3PK>:<?&TGA:ZT_P 7>#]*.NS^')/''A&;6?A_XK\)ZU?@'VM1110 4444
M %%%% !15'4[R73].OKZWT^\U:>TM+BX@TK3VLDO]2GAB=X;"R?4KS3].2[O
M9%6VMGO[^QLEFE1KN\M;<23Q_G':_MQ_$77?@I^RK\?M!^#?A&#PU^T!XQ^'
MO@C6OASK/Q4NF^+-AXD^)7Q%M_ ]MH7P]LM%\#:CX0\;WO@;08O%7Q-\;7U[
MXDT'2D\(^!?$4NG2G3(;KQ+I@!^E5&,?SZD_S_ETKY.^('Q\\6:;H_[2VJ>!
MM!\'2V/[/=CH$-QXC\::MXS&@ZIXAM?"\?Q$^).G3:=\._!GCCQC+;>$? NM
M>$7L!X;\/>(-8UGQ/JNIZ"NDQ3:.%N^?^#_[6^I?%3QY\ O!=W\(=6\'P?'+
M]D2Z_:DA\177C?P?XBTK1+_3]8^#FCZO\+;-?#MS=W7B#4=%D^,&FS:AXQ,&
MC^'+D64,.@KK$EWJ']B 'VC17P[XA_;#U'0M!^&?BZU^%E[XB\)?%K]K'2OV
M=/#7B#2_%>C6EEI7A/5?'-W\-M/^+&N)J2PZA?V>N^*=(U27PQX>\+6&LRZG
MH5WH>LWVIZ3I]Q>W5KR/[/?[=3_&?]IOX@?LYZUX-T'PEKOA_2OC3XCTK0X/
M%.LZC\1/#7A[X)_&?P_\&);SXN^%-3\(:'I_A23XLMXFT;XE_"-_#VO^)[+7
M/ -S<7-S<KY%CJ.K 'Z(4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 5C>(M TSQ5H&M^&=9A>XTCQ#I&IZ'JD$4\MM)-IVKV-QIU]%'<0,
MD\#R6ES,B30NDL3,)(V5U4C9HH ^0K?]BOX3Z;\1_@I\3O#_ (@^,'AC6/@)
M\*O#?P4\!Z-X>^+WC73_  <?AGX;U'2-47PQXB\)?;Y='\1Q:]=>'/#(\7ZA
MJ,+:IXMM_#'ARTUV]O+;0]-BM^R\6?LN?"[Q=\'-*^ ]S+X^T+X<:=#-97VF
M^#/B;X[\%ZKXHTK4[?5;7Q+I'C#Q-X:US3O$'B;3O%Z:YK$_BF/4]0EGU;4;
M^76&N(=7CM[^#Z+HH \%NOV:?A!<2>+G@\.7&DQ>-?@7X6_9OUBTT/6M7T:R
MA^$'@R?QS-X<\+Z+:6%W##H+::OQ%\4VT6K:2MKJQM+NUMS>;-,T_P CL_$/
MPG\"^)M:^%.O:IHP^W?!7Q'J?BGX=QV5U<Z=8:+JNK?#KQ?\*KOS--LI(;'4
M+'_A"?'/B+2K?3;Z">RM7N;>]@A2\L+26+T>B@#PWX;?LU_ KX.^./&OQ#^%
MGPN\%?#WQ/\ $+P]X,\,>+;CP9X:T7PO9:KI7@*^\7ZCX;272]!L-/L!=6US
MXXUYKJ_$!O-0C?3X+R::'2=-2V]RHHH **** "BBB@ I& 92IZ,"#]",']*6
MB@#XW^(G[#7P5^(GAR+PU-?_ !2\(6D/[0.M?M/)>?#WXK>,O!NJ-\8]<DU.
MXG\13WVEW^Z[LK#4-5N-9T3P[=QSZ#H>O6^E:_I=A;:SHFCWUC[9;_!;PC9Z
M/\0],LKWQA8:A\4$TS_A+O%^G>,_$6G>.KFZT;P5X?\  >EZCIWC"QO;?6]$
MO[+1/#6GRPSZ3<V@&L3:MK31MJ.M:K-=^N44 ?.7@O\ 94^"_@&R^%MIX>T'
M5Q/\(_B1\0/C#X<U?5?%GB77->U3XH_%7P_\0?#OQ&\<>,M:U?4[S4/&6N>+
MK7XH^-KK4Y-?GN[6+4-5ANM/MK)=*TF&RVO$'[.GPK\4?![Q=\"];T?4;SX>
M^.KGQ3?>*K'_ (2#6HM5U?4/&OB^^\=^)]0G\0Q7::RM[JOBC4KW49;B*[1H
MA,+2W\JSBB@3W.B@#Q._^ /@'5OC+HOQRUJ3QCK?C#PM;7J^#M+U?Q[XOU#P
M%X,U35O#]WX2UGQ-X3^'<^KMX.T/Q5J_A:^O_#]]X@M-)%^=,U37(K:2UE\0
MZ_-JGME%% !1110 4444 %%%% 'SS\5?V8OA;\8!\7G\4Q>++*^^.'P7TGX
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M"]N9+_3/"<VHIX@O[)+?3M0G>[M-.FMUAL;R5I!':SM&_P#X69\.O[%/B/\
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M)-#N+^W0RQP_VA'%YIGBN(X?4O-7TD_[\R__ !% $E%,$BD@ /D^L<BC\2R
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MWKVH =13=RY W+DC(&1DC&<CGI@$Y]!FE!#<@@CU!!]^WL0: %HHHH ****
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M>D?V-X@TO7C_ &=,9H GV[^S/[/NLRINM+J=?FSM/Y<'_@C8^3_QFQ^U /\
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M3;3?A;X3@T;XC?'O5?$W_"P]5\0?$71/''BGX<>#_$+?!+3/"GA/3OB?\)/
MOB2U_: _:*^V?%3XTZ\CZA\!OB1JOC#PO8?"#7-$\;:A;W_PP\)>*='T?5?W
MLP/048'I_D]?SH AMV+01,R21EHU;RY2#*FX A),/(-Z [7'F288$>8_WVFH
MHH **** "OCO]OC]DH_MR_LI_$_]F ?&#XB_ 8_$A_!;CXI_"B[%EX[\-?\
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M7VF:=']VF*(RK,8T\Y$>-9=H\Q8Y&1GC#XW"-VC1G0'8S(C,"RJ1)0 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
#?__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>chart-71af2eecf63e577cb52.jpg
<TEXT>
begin 644 chart-71af2eecf63e577cb52.jpg
M_]C_X  02D9)1@ ! 0   0 !  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" $L 9 # 2(  A$! Q$!_\0
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MTKX10W*:EIIDM;.;XDP^5YB>"//(ASO$O_!'70O$>KZKJS_M ^)K5M3^//\
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M--?51:_8%U!TLFN!=.L1V\CGGIR?0?4].G.,YQSTH 6BF[QC=AL=/N/GC/\
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M%!K7C/Q-J_C/Q7JD.EZ?##:17WB'Q7K^M>(=7N$B$E]J^J7U[,6FN')_)?\
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M (:_3_\ Y:TJ_P#!;+]NHLH/B#X78) /_%K]/[G_ +"P_G6W]CXSM2_\&?\
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MK<A%N+>"<(<H)H8Y0AP!E!(C!. /N@=*ECC2)%CC18XT&%1%5$4>BJH"J/8
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MW[4YP3CX%?$8X R3CP_=< <9)Z#) SU(ZUI1_BTO^OD/_2D?(>(/_)!<;?\
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M8C^S#_V2W2O_ $X:K7W17P=;^+5_Z^3_ /2F?]$'AG_R;?P^_P"R(X4_]4.
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M^3<>'_\ V1'"G_JAP'K^;"BBBLS[<*8\B1@&1U0%E0%V506=@B*"Q +,S!5
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M9A_[);I7_IPU6ONBO@ZW\6K_ -?)_P#I3/\ H@\,_P#DV_A]_P!D1PI_ZH<
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M,?'FF^$/#MAXS\5Z5IBHNFZ;XE\4VNFPZ[KVGZ>L:+8V6K:A=VUH%4011A5
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M]7#,<1@)QH9Q&*@VH4<TI1Y<+5>B2Q,%=X2L[J_-^XE)ODG%*Q_4%)_JY/\
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MR:L]K._;\?RU/KK]@;_D]?\ 96_[+K\/?_3S'7]]R]!]!_*OX$/V!B#^VO\
MLK8(/_%]/A\>"#Q_;,8SQV!X/H>#S7]]Z]!]!_*OF<[_ (]+_KV_S/\ 5O\
M9^_\D%QQ_P!E;0_]5&$%HHHKQ3^_0KX__P""@.?^&)OVJ,<'_A17Q&P2,@'_
M (1^ZP2,C(!P2,@D< C.1]@5\>?\% I8T_8D_:H=G547X%?$8M(S!8U \/W6
M2\C$1H!@_>8=/6M*/\6E_P!?(?\ I2/D?$!-\!\:I*[_ -4N([)*]_\ A(QG
M3J?QJ?&3XM_!7Q-X<^"NB?#'1_BSH=I\((-(L(/#'BV7P'-X8NWFNUU_X@>,
MEN="+:U>^//'WBR"VO[^^U,?8K'1+/1_#=H(],\-Z-$G#_$GX@_"[XH_$_XR
M?$G7-#^(>EWWQ(^-]YX[T*'2-9\,&'0O 7B?Q3XBUSQCI.JVMYI<C:GXT6RU
M#2(/#&IV6I6&@VE[:ZA)JMG>V]Q;"'XV\1_%WX=>&#*FI>*M-DN8RP:RTMVU
M>\W XV&/3Q-%&V<C$\\(!QD\U\=>-_CEXTU;Q-=7WAW7]7\/Z%;2J='T^(16
M;&S0*8[O5(&69+J>[(>:59WFMEB9((@(XV+?J>5<*X_,&_9PJ8:DH3E'$XI5
MJ<*G-.,N2G)4VZDI2:;:32CS.4KN*?\ C5P9X;>*GBOC<94>3X'A[**N'P>-
M^O9_D.,R[(L76RO+IY)EF'RNE' UI5IT<%C7"C'!0CA,'0H4YQ=.=#"4:G]
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M_P#LF_7XT_\ H/PPK^:ZOZ4?^#AG[_[)OU^-/_H/PPK^:ZOL,J_W"A_W%_\
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MFOL"OC__ (* ?\F3?M3_ /9"_B+_ .H_<UI1_BTO^OD/_2D?(>(/_)!<;?\
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M^$%HHHKQ3^_0KX__ ."@'_)DW[4__9"_B+_ZC]S7V!7Q_P#\% /^3)OVI_\
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M.I>';Z\M5O;2RUVPL[F>\T>\NK-UN[:UU*&UN)[9EGAC>(AZZ?KN+_Z":_\
MX-J>7][R_JRM^4?\0!\$O^C4\ _^(OD__P R>2^X_DI_XAJ?VLO^DH_P]_\
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M1\G?\0U/[67_ $E'^'O_ (@#H_\ ]$G7]>U<38_$KX>:GHGB3Q+IWCKP;?\
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M:E'$8;$4Y4J]"M3FG&I2JTIRIU(23C.$G%IIL_D)_P"(:K]K,_\ .4?X>_\
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M48.<G.;C2I1A"+E.4I2:BN:3<G=ML****1T!@>G^3UHP/2BB@ HHHH ****
M&LBN,,JL,AL, 1E6#J<$$9#*&!ZA@",$ TZBB@ P/3_(Z?E1110 4444 %%%
M% !1110 4F!Z#\J6B@ HHHH **** # ]/;\/2BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
7"BBB@ HHHH **** "BBB@ HHHH __]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>chart-32383d56e17d5b688bb.jpg
<TEXT>
begin 644 chart-32383d56e17d5b688bb.jpg
M_]C_X  02D9)1@ ! 0   0 !  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" $Y 9 # 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#^_BBBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@!"< GD
MX&<#DGV [D]AW-?GL_\ P4K_ &;?#OAWXR?$/XG^+-.^&7PL^&G[4GB']D/P
MEXIUAM9UO7/B_P#%[P)8V5M\0])^'W@/PMX?UCQ5K[^&_&D7C'P=#8:%9:YJ
MU\?AQXT\37-EIGAO3X[Z3]"2"0<8![9Y&1R,CC(SU&1QW%?BK8?\$P?B';:C
MJNI>!_CCJ?P.^(WP=_;W_:;_ &OOV7_C#HGA+PC\3M._X17]LW2/$&I?&KX;
M?$7X7>,Y8+#4X[?7/B;\2O#6F:C!JFF:O86.G^"O$^B:\CSZ_P"'2 >C_L__
M /!8W]CSXI?#G]FOQ#\3?B;X(^"OQ%_:>\/6/BKP/\-=5US7=?6RT#Q5\3?%
M7PQ^&>I^)?&$?A+2]"\&6/Q0UOPRVG^!+KXA'P7'XK\137/ACPX-5U;3[B*L
M[X;_ /!4Z#QS^T7X<^!>H?!Y/#^FZS\?O^"CGP7O?&<?C:[UJ72]/_X)^KX!
M^T^*T\-V?@V.YU"?XE_\)K),-!MKT3>%4TH007GB>XOD$'S]X:_X(90>'?!F
MB_"^/]L#XD-\+_'/@7X%^!OVN_"5I\*_AI:S_M)V_P"SQ\3_ !A\3_ 6IZ5X
MCO&U76/@=>:O=>,;OPQX^A\%2:M9ZUX;LK0^&8?!GB!KC79?:-2_X)#:#<^-
M/%/C71?VC/B=X-U?Q#\1/^"DGCS3M9\':-H^A^+_  ;-_P %'_!'AGP]XKE\
M'^*X-2-SH_BKX0>)_#%EXP^&WB]+)IF8KI>K:0]Q;PZX #W*]_X*U_\ !/G3
MOAKI/Q8O_P!H6RL_"&M_$^Z^"]A'<?#GXQQ>,%^*UKX%D^)B> -0^&K_  Z'
MQ*T?Q/J?@&-?%GA[3-7\(V,WB?1KG3[GP[_:@U+3UN?H[X5_M:_L^_&[XG?%
M;X/?"KXB6OC/X@?!&_32/B?I.FZ!XOATWPKKOG):WGAR?Q7J'AZS\(:EXET*
M]D33O%?AO1->U37?!^IL-,\4Z=I%_FWK\N_V1/\ @B9X>_97^*/P[^*X_:!U
M3QKK?@[]HG3?VD=:TN#X6:/X0T/Q'XRL?V//BM^Q[<VMI#%XT\1:EI%MK'AW
MXCV7CS6-2U/4O%&N:AXQT/47N+^2T\2 :)]L_!C]BOQ#\*/VP?CW^U)/\<]4
MO_#GQDT34-'LO@+X/^'GAKX8?#FSU'5-=T#6IOB-\2D\-ZE=)\9/C1IEOH"^
M%?#_ ,6];TCP_P"+K;P1JNJ^&_$%UXGB.EW&E '"7W_!5[]D?P+:_$C4OC3\
M3_"WPZTWPE^TQ\8OV:/"2Z99_%?QSK_C'Q;\#?"7A;Q/\0;"\\)Z9\(=.\0Z
M'XOT)-<U.>[\+:58^+]*N?#&E6?B_0/&6O:9JDT6D_4_C3]KC]F[X??L]:5^
MU;XJ^+WA*S_9VUW2OA]K>B?%NQGOM?\ ".L:1\5=8T#P_P##S4M,N_#MCJUS
M?67BS6?%/A_3]*N+6TE1Y]4MO.,*>8T?RQX:_P"";>A^'/VI_#7[3R_%C6;R
M_P##G[5_[1W[4R>$)/"EC'97=_\ M#?LP>!OV:+SP8^L#7)+B*P\+:?X)B\6
M6>L+827&IW>H2:/-I]E;VR7TMM_^"<VAO^P%\$_V#Q\4M6CT;X,:Q^R]JUG\
M14\*6":EKG_#,WQY^'/QRT^VF\-+K8LM-C\5W/P]@\-W;0:O<_V-::G+J-LE
M]+:1V<P!S*?\%E_^"?/B7PG\4-8^&/[1/@OQKXE^&GP=^+GQBN_"FH:/\5O"
M<T^F?!;1I=5^(&BW\E[\+M0UJQ\0^"$-E=?$?P?I7AGQ'\2/A_X<O!XJUOP"
MVDQHT_GNI_\ !6*33_&?B;PA'\%=)U/_ (1[XA_\$H/ $>M:-\4;C4=)U5_^
M"FOC&W\+RZ[I<\_P^TR>ZTSX1PW":EI8EM+*;XCQ&(3IX&,Q6&KXE_X(]>&O
M$6K:QJK_ !U\0VCZO\=O^"CWQP:)/ NF2BWN_P#@H?\ "#Q3\)M:\/I(WB:-
MFM_A;;>)Y-:TC4MJ3>*+BS2QO;31(IVN8]F'_@D?X4M;[4=3MOC7XF6]O-7_
M ."6/B6$R^#=$EMK;Q%_P2_\66OB+PM.T/\ ;$<MQI/Q;L[.WTSQ'IC7,5WX
M7G$FI:1JVIJXT] #TC3/^"M?[&6A_"+P)\7_ (S_ !K^&_PLT'XI>-_CSX>^
M'BQ:GX^\3'6/"?P(^+/B+X7^)?'VNV=S\+_"WBGP-H.@2Z/ITWQ3U;QEX3T7
MP9\)_$6K'PQK?C;4HH++7]6]>M_^"CO[$MS\?G_9A3]H3P9%\;(];G\,MX2O
M+7Q/I]G_ ,))#X!L_BE%X>7QG?>'[?P#)KNI_#J^B\:^'](C\5-J'B7PU#J&
MK>'[?4[72M3>T^+O'G_!'V^U:PN'^%W[6OC_ .#WB?Q5H?[;'PI^*/B32?A=
M\.?&G_";_L\_MO?M.^,_VGO&WPZL=(\=-JUIX0\:>!_$OC*]T3P3\4M,EO':
MR:[NO$?@S63-IMCHWJGA#_@E=X%\!O':>&/B7K=EX>TS]NCX&?MG^&M$N/#=
MM?OH5O\  ;]F;X7_ +,OAGX4_P!J76O-=:A97WAOX7Z?K-_XTG2+5'N]2N[&
M31KB!?M$P!Z<W_!2K]G/7_A?\+OCU\*]>E^*/P&\=_M(_#7]FW7_ (H:5IOB
M7PQI'A+6_C#J6G>$/AQXSM(/&_ASP\_C#P#KOQ%\7?#3PX/%OA^63PW/HGCN
MV\8Z)K>MZ7I=W!+^A0.1GZ\<<$'!!P2,@Y!P2,U^'^F?\$K?B-X3^!=G^SO/
M\=[WXG>$/B'^VI^S5\?O'MK%X/\ #?P:^$WP6^%?[-WC7P-\7T\ _L^?!'PG
M?:YH7@)?B-XR^$'A6Q\2:5X7OK#PQ+XH\<>+/']EH7AN""71-0_<!1@8]R3]
M6)8X]LDX]J %HHHH **** "BBB@ HHHH **** "BO@K]M3]N&7]DW7?@'\/_
M  =\!OB;^TO\8?C_ .+O$%OX6^$GPIN/"VG>*'^&?PML]&\2_';X@V>H>.-;
M\->%[_4/A]X+UFSU'P_X'EUVQUOX@^(K[3/#FDRV-O)JFMZ1Z9\<_P!L?X*?
ML\^+_P!G3X>?$;5=2MOB%^U)\4O#WPG^%'@?3+&&_P#$E[K6MQ--?:[K5FMY
M'%H?@[PJGDP^)?$EY<?8;?5;_1_#^G'4_$&MZ1IEX ?5-%?FYX@_X*?_  .^
M'7Q"_:(^'WQR\ ?'#X 2?L\?!3QY^T;<^*OBCX/\,'PM\5?@?\./&L?P\\2_
M$'X3R> O'7CG7M2MG\7W>D:3X=\,>,] \#^./%W_  D&A7GACPUJEG?-+;^Q
M_LJ?ME^#?VJ;OXI^&;?X:?&3X&?%7X*ZQX1TWXF?!3X^>&?#GAGXE>%M/^(G
MA6'QK\.O$]Q!X,\8>/\ PE?^'/&_AYKR;2;K2_%E[>Z?JNB^(O#7B33]$\2:
M#J>EP 'V!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%&1G&>>
MN.^/6@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M[^SUJ.L0PZ#X=_:7_9\\<^ -?\.>(?"_Q,^"<VH:GXQ>ST75M(\1>,M,M/\
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MGG/;'7M0 ZBDW*3M#*6'5<C/&,\=>,C\QZT @YP0<'!P0<'T/H?8T +1110
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MB9\4OA]X5\7?$WXQ_LPW.B73?M;_ !'\7+-=?"G4O#^AZ_I5M8ZSXHUCXA^
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M?$3_ .;:K'_!?S_DY7X,?]D+;_U87BBOP=KZG X+"U<+2G.E&4I1NV]V[_\
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M>E?GF8_[]BO^OLOT/]JO S_DS_AU_P!DKE?_ *9%KWS]G3_D=]3_ .Q9N_\
MTY:77@=>^?LZ?\COJ?\ V+-W_P"G+2ZY:?QQ]3]FRK_D8X/_ *_1_)GVI111
M7:?I 4444 %%%% !1110!_)S_P %_/\ DY7X,?\ 9"V_]6%XHK\':_>+_@OY
M_P G*_!C_LA;?^K"\45^#Z*SND:#+2.D:C( +.P502> ,D9)X Y-?99;_N5#
M_#^K/\(?I/\ _)^?$G_L=4/_ %5X ;7Z3_\ !*S_ ).<O_\ LE'C?_TN\,U^
M1OA+XFZ?XMU:'38M"UO1[;6-$U'Q1X-U?5)=&:S\:>&=(U:QT34]8TZTL-2N
M]5T<07NJ:5<P6'B"SL+V\T;5=/U6)$$MQ:6GZ%_\$]/CAX;^$O[5M]_PGFDZ
MYI7A)?@!\;?%=QX[LWTC6=*TW2_ASX2A^(WC"[UGP_IVHR^+])TG3/#?AK48
M+?Q!<:*VD:CXFETOPO!.FHZQI37F>95(3R[%.+;3IN*:C+=V:NK72:LTW:+3
MBT[239X(\+9[@O'#@++L7@HT,;@\\PF95L/4QN 4GA<)5J1Q;H-8IPQ>)PDZ
M.(I8O 825;'X6OA,=0Q&&I5L!C:=#^IBBOS^T[_@H%X7@GNM)^(GP9^)GP=\
M666F>"O&]SX4^(/B3X5"]'P@^(>B:WX@\*?$B#5?#7C+7M$N-1O+3PSXETV\
M^%(O8_B#8>)?#>O:(;6XBL$U2Y^W?"/B+_A+?#FE>)4TG4M%MM:AEO\ 3K+6
M$2'4Y-&FNKC^P]5NK1/GT_\ X2#1EL?$-KIMUMU#3[#5;2TU..#4HKNVA^":
M:W1_L74H5:23J0Y4W9.\6GI?1Q;3TUNM/O.VT;_D,Z-_V&-)_P#3E:U^GHZ?
MBW\S7YA:-_R&=&_[#&D_^G*UK]/1T_%OYFNBAM+U7Y'U7#'\/&?XZ/\ Z34$
M;H/]Y/\ T-:_SQOVE_\ DX_]H+_LN/Q<_P#5@^(J_P!#EN@_WD_]#6O\\;]I
M?_DX_P#:"_[+C\7/_5@^(J^CR/\ BU_^O<?_ $H_AG]H1_R3/AM_V/<^_P#5
M?@3Q+_\ 5^)X _$\4?TSGVQP0?0@\$'H>M>;?%;4?[-\*6IEUBZ\/:9J?C/P
M%X>\0:Y9WLFE7.E^&_$/BO3=*UF:/6HI;>301=Q7$6DRZ['<VDNDP:E+=V]W
M:W*0W$69\*=9BDT76-,N-?74K.Q\=?$S2_!5YJ'B5=;U/5/ GA76K>RM[^#6
M[V_N=2\06/A^XNY]'DU^6>\DM8+73X]0U&>417EU[[JI5/9VUY>:[=EOHK=N
ME^^EC_..CPEBJ_"KXHIUI3I_VK4R[ZI3PM6I>G0P].O7K+%1?LOK%.-3VCP"
M@ZJP=.MC9SA2@E+^I'_@E<"?V8KM0"6'Q5\;DJ 2P TGP@Q) &<!?F)Q@+\Q
M..:_20 D @$AB0I )#$ $A2!R0&4D#) 921@C/\ +3^Q3XV\ :?^Q5^U'X7\
M7_%#XM)-X*_:;\.:+\!_#?@']J/Q=X"T_P 5_%;XY_"*PTSX->$-.^-.D>,]
M"\4W\MUXL@N?BI\3?"?BOQ /!GPI72'\92P^(/!MANNOTZ\0>)?%GPG\;?#0
M^//C[K/Q=\.7?PN\%ZC\8/%7P\U*YF?Q%I_@3X8^$M;O[JUF'B[2OA[INE>.
M_$OP6^+/Q9LK[P/%;_$?Q3X%\6?$OP\EKJD^K>#K2^^!QR<\9B7L_:S5M7M9
M:.RT?2Z73N?[->$.2_V=X7\!8*&(E6C2X6RF5.I4H1HSJ4JF!H8J'/3I8C%T
MJ=:-*O"-6$,36I1K7A2Q%>'[P_5NO?/V=/\ D=]3_P"Q9N__ $Y:77@K9WON
M(+;WW$#:"VXY*KM7:I.2%V)M&%V+C:/>OV=/^1WU/_L6;O\ ].6EURT_CCZG
MZ3E7_(QP?_7Z/Y,^U*_-+_@K]_RCS^/OT^&W_JV/ U?I;7YI?\%?O^4>?Q]^
MGPV_]6QX&KU<)_O>%_["*/\ Z<B1XT?\F?\ %3_LW7&O_K.9D?Q"444X([!F
M5'94&YV5&98U/ 9V4$(#S@L0#@X/!K[@_P"?%M+5M)=WIN[+[WIZDEM_Q\VW
M_7Q!_P"C4K^TNV_X]X/^N$'_ *(CK^+:TCDDN;<1QR2$3PL1&C.0HE3+$("0
M!W.,5_:;:PSM90SK!.T CMHVN%AE:!9&ABVQM,$,2R-D;8RX=LC"G(KY;B3?
M!^E?\Z)_H#]!AK_C9^NW^IM_*_\ K3:_:_0?13F21"0\<D94A6$B.A5B-P5@
MP!5BHW!3@E?F QS3:^8/] #[N^ __)-M)_Z_M;_].UW7L5>._ ?_ ))MI/\
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M>5::J:WNE"E-V3=MD_V7^+O[6/[,7P%M[R;XT?M!?!OX7FP"O<6GC;XC^$M
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M% !1110 4444 ?R<_P#!?S_DY7X,?]D+;_U87BBOP=K]XO\ @OY_R<K\&/\
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MN/Q<_P#5@^(J_P!#EN@_WD_]#6O\\;]I?_DX_P#:"_[+C\7/_5@^(J^CR/\
MBU_^O<?_ $H_AG]H1_R3/AM_V/<^_P#5?@3Q*BBBOI#_ "V/Z-/^"5__ ";#
M=_\ 95O&W_IJ\'U^DE?FW_P2O_Y-AN_^RK>-O_35X/K])*_/,Q_W[%?]?9?H
M?[5>!G_)G_#K_LE<K_\ 3(5[Y^SI_P COJ?_ &+-W_Z<M+KP.O?/V=/^1WU/
M_L6;O_TY:77+3^./J?LV5?\ (QP?_7Z/Y,^TBB'DHI/J5!_F*_-3_@KX2O\
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MZD4D\EN8659K:XMH6VLTZS1R"4/'^Z7[,_\ P00^!N@>"KV3]K'6;KXM>/\
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MG-RFW*3N]DVW[L;16R222/\ 6",5%*,4HI*R2T5E_P ,:6C?\AG1O^PQI/\
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M3_[%F[_].6EURT_CCZG[-E7_ ",<'_U^C^3/M2OS2_X*_?\ *//X^_3X;?\
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M_P!.5K7Z>CI^+?S-=-#:7JOR/K^&/X>,_P ='_TFH(W0?[R?^AK7^>-^TO\
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MA3B^6[CS-M_PB_\ #G'_ (+$?]$'_9!_\2Y\2_\ SBJ^C_V6_P#@GM_P6/\
MV9OB9/\ $>W_ &6OV.?&;S^%=;\,'1[G]M+Q7H<:KK,^F3F]%]!^SWJ3EK8Z
M<%$'V8++YQ)E38 W]E18 @'.3T.#C\6QM!/8$@GM2;EYYX'4D$# Y)!( ('<
M@D#H:57,,76ISI5:W-3FN64?9THW7:\8*2^33,,B^C#X&<-9QEV?Y)P+3P.;
MY3BJ>-R_&+B'BO$/#XFB[TZJHXK/:^&J\K^Q6HU*<MI0:/YX_L7_  6>_P"C
M"/V*_P#Q8!XV_P#H7:/L7_!9[_HPC]BO_P 6 >-O_H7:_H<+@8^\<],([?GM
M4XZ]3C/;H:=7G^RI_P OXR_S/V;^Q,K_ .@5?^#:_P#\M/YZK.'_ (+/VEW:
M78_8&_8K<VEW:W03_AX%XU7>;:XBN N[_AEM@NXQ[=Q5@N<E6 VGZ0/[0?\
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M2_\ $FXS_P#HB/X28_\ @CI_P6(CDCD_X4-^R"?+DCDQ_P -=>)1G8X;&?\
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M\"^-O$?[4WQ"UZP^#NF^'[3P/J^O^*-,M?%/C"6ZENOA+X;CC^7/^"?.NO\
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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1%% !1110 4444 %%%% '_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>20
<FILENAME>chart-59710b024fad5e9c8eb.jpg
<TEXT>
begin 644 chart-59710b024fad5e9c8eb.jpg
M_]C_X  02D9)1@ ! 0   0 !  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" $Y 6X# 2(  A$! Q$!_\0
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M.68CB# 5,75P%"M/$4<-*&+Q.&Y(5JD*<YIJ@IWE"+O)JUD%%%%8'Z(%%%%
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M)+Z.&VCO)+!;\6KW26\"7#1&988E<(N-;"XC#J+K4W!2;46W%W:U?PR9^@<
M^,WAKXH8K,,%P)Q-3S[%95AZ.*Q]*&69U@/J]"O4=*E4<\TRW TZG/4C*/+2
MG4FK7E%1LWW]%%%<Y^GB-T/T/\J_AH_X*P?\I!OVC_\ L->"/_56>!:_N7;H
M?H?Y5_#1_P %8/\ E(-^T?\ ]AKP1_ZJSP+7L9)_O=3_ +!Y_P#IRD?PO]/W
M_DTW"O\ V<3+_P#UFN*#\[Z***^H/\CSOOA3_P E1^&G_91/ G_J6:/7^C/'
M]T_[\G_HQJ_SF/A3_P E1^&G_91/ G_J6:/7^C/']T_[\G_HQJ^<SS^)A_\
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MZ?H/CJU\80/$]_I7P\\+Q_ ZXM?#UKKMIHOAK3]-\$:Y=>/=9\5^')M %[K
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M_P#.#H6FMPZ"VL7+@L'M((INF^9R-U?YZ?C3CQCXN   'BSQ0  , #^W]1Z
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MHH *_DR_X+]_\G/_  >_[():_P#JP_&E?UFU_)M_P7VAEG_:B^#D4$4LTK?
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MR33_  W9W-VN?]/U8'5KLM_?5KWS(8'[YMH(>>G KT]550%4!54 *H "J ,
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M_P"G_4J_T@&Z#_>3_P!#6O\ -_\ &O\ R.7B_P#[&SQ1_P"G_4J][(OCQ/\
MAI?G,_S>_:&_[CX4?]A?&?\ Z9X8.9HHHKZ(_P R#]+/^"07_*0OX#?]<?B=
M_P"JH\:U_;Y7\0?_  2"_P"4A?P&_P"N/Q._]51XUK^WROELZ_WN'_7B'_I=
M0_UX^@-_R9[B+_LXV;_^LWPF%%%%>0?W ?+O[;G_ "9U^U+_ -F^_%W_ -0;
M6J_S^%Z#Z#^5?Z _[;G_ "9U^U+_ -F^_%W_ -0;6J_S^%Z#Z#^5?2Y'_ K?
M]?5_Z0C_ "I_:"?\EMP#_P!DOC__ %:R%HHHKVS_ #]/WO\ ^" '_)P7QS_[
M(UI/_J>:;7]7-?RC?\$ /^3@OCG_ -D:TG_U/--K^KFOD,U_WVKZ0_\ 24?[
M5_0M_P"3!\._]C?B3_U;5PHHHKSC^K3\D_\ @M?_ ,F(>,O^R@?"K_U+8:_C
M#K^SS_@M?_R8AXR_[*!\*O\ U+8:_C#KZC)?]UG_ -?I?^D0/\>_IX?\GHR[
M_LA<E_\ 5IGP4445[!_%9_5M_P &_P#_ ,F^_'#_ ++9;?\ JN_"U?OE7X&_
M\&__ /R;[\</^RV6W_JN_"U?OE7Q>8?[[B/^OC_)'^[GT7O^3!^&O_8EK_\
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MNI_V#S_].4C^%_I^_P#)IN%?^SB9?_ZS7%!^=]%%%?4'^1YWWPI_Y*C\-/\
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M\@_N ^7?VW/^3.OVI?\ LWWXN_\ J#:U7^?PO0?0?RK_ $!_VW/^3.OVI?\
MLWWXN_\ J#:U7^?PO0?0?RKZ7(_X%;_KZO\ TA'^5/[03_DMN ?^R7Q__JUD
M+1117MG^?I^]_P#P0 _Y."^.?_9&M)_]3S3:_JYK^4;_ (( ?\G!?'/_ +(U
MI/\ ZGFFU_5S7R&:_P"^U?2'_I*/]J_H6_\ )@^'?^QOQ)_ZMJX4445YQ_5I
M^2?_  6O_P"3$/&7_90/A5_ZEL-?QAU_9Y_P6O\ ^3$/&7_90/A5_P"I;#7\
M8=?49+_NL_\ K]+_ -(@?X]_3P_Y/1EW_9"Y+_ZM,^"BBBO8/XK/ZMO^#?\
M_P"3??CA_P!ELMO_ %7?A:OWRK\#?^#?_P#Y-]^.'_9;+;_U7?A:OWRKXO,/
M]]Q'_7Q_DC_=SZ+W_)@_#7_L2U__ %:Y@%%%%<9^^!1110 4444 %%%% !7\
MF7_!?O\ Y.?^#W_9!+7_ -6'XTK^LVOY,O\ @OW_ ,G/_![_ +():_\ JP_&
ME>GE'^^1_P $OSB?R9]-?_DPN=?]CWAO_P!6,3\)****^M/\6A&^Z_\ N/\
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MX7,*L<USS,?K%"A4E5I4W#-LSQ].GR5)2ES48TYRO:4G&R/QZ_X:#_X+6?\
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MY\2__.*H_P"'./\ P6(_Z(/^R#_XESXE_P#G%5_=QN7(&>O< D=L98#:"<C
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MR<<*Q_/ .![G K?^U<?_ ,__ /RE1_\ E9\#_P 2B_1W_P"C=4O_ !)N,_\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MVJW%Y9J&Y"P $5V] !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 44TN <$-^".P_,*1^M)YB^C_]^Y/_ (F@
M+KO_ %_37WCZ*** #_/I_*D(!&.><="0>/<$'Z^HX/%+10 F.<_U./RZ9]\9
M[=*,#W_,^N?7_(XZ<4M% #=H]^N?O-^0YX''W1\OM2D \<_@2#USU!!Q[9QC
MCI2T4 )@'/7GKR1^6#Q^&*,?7ICJ>_X]??J.QI:* $VCW_[Z8?R/Y#MR1R37
MF'Q+^"OPH^,<6A6_Q3\ >&/'MMX;U&34]'M?%&F1:K:6MS.L274;VLY-O=V-
M_'!!%J6E7T5UI>I10017]E<QPQJOJ%% #0BJH51M51M55)4*HP % ("@  *!
M@*.!@56GT^QNKFRO+FRM9[O37GET^ZFMXI+FPEN;=[2XDLYW0RVLD]K));3/
M \;2P2/$Y9&*U;HH ,9_GU(_E_+I5*_TW3]5M+BPU.SMM1L;M/+NK&^A2[L[
MB/<K^7/:W DMYH]RJ2DD;(<<@CBKM%  !CI_G_/>BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH _CG_X+
M$_$KXC>&OVZ/'>E>'/B#X[\/Z5%X(^&$L6EZ%XS\3:/IL4L_A:-YY8M/TW5;
M6SBDF?YYGC@5I7)>0L[%C^7J_&GXQEE!^+?Q2Y8?\U&\:CN/3717[N?\%/?^
M">_[7O[0?[7?B_XF_"'X2/XM\$:IX2^'^F6.MCQIX T83WVB>'TLM3A^P:_X
MHTO4H_LUR#%YDMHD4N-\#R)\P_/M?^"1?_!0H,"?V?Y."#_R4CX3]B/^IX/;
M_/8_682K@UA<.IU,,IJE!24IT^9225T[NZ=[:/R/\4O&7@+QIQWBQXBXS)N#
M/$W%Y3BN,L_Q&78K+.'N**^7XC!U<RKSP];!U\+A)X:KAJE-PE1J492IS@TX
M-Q9_;?HC,^CZ4S,S,VFV#,S$LS,UI"269B222222222222:TZS]*@EMM,TZW
MF79-!8V<,J9#;9(K:*.1<J2IVNK#()!QD$C!K0KY,_VIHIJC23335.":>C34
M5=-/5-/>YY]\6?B-H_P>^%GQ)^+7B&RU;4M!^%_@'QE\1-;T[0;>"[UR_P!(
M\$>&]3\3ZG9:-:W5S96MSJUU8Z7/!IUO<WEI!/>20Q37-O&[2I\VZ)^WU^SC
MJ]K/K4_BN?0O"<G@#X1>/=$\1:WI]W!)XA_X6[J'Q=TZT\'Z=X3LX;[QO'X\
M\%3_  5\;+\1?"EYX<M]4\&OI>I1ZU!:MH'B(Z7]&?&+X:Z7\9OA)\4?A#KE
M_J&E:+\5/AUXX^&^KZGI(M#JFG:7XZ\+ZKX6U"_TT7T%U9&_L[35IKFS%Y;7
M%J;F.(7$$T.^-O@WXK?\$IOV</B9XS\0_$Q#JVC>/O$GB+X>>,M2N-5TGP?\
M1? ]UXQ\"?#[Q_\ "R\\47/PP^(WA_Q)X+.K^-?!?Q$U!?%ES9V%@]YXJT+P
MYXU@:'Q /$EQXE#0^L?AG^U3\$?C!\5/B1\'?AWXLE\2^,/A9H?P\\3>)9;'
M0]<;PK<^'?BGX4TGQIX(UOPQXX^P'PCXLT_6?#VMZ9?1RZ#K-ZT2W*[X]BR2
M)R&@?MP_LTZO<^$M,O\ XI^$_#^N>/?%_B+PAX-T34]55M0URZT3XP^)O@79
MW6RV@D31XM=^)?ABZ\'6%OX@;2;N'Q?=67@V^BM_%-U;Z5-N?"#]F+PY\#_B
M'XE\6> ?$>IZ3X.\4?#SX7^!Y_A+::#X-TOP)HEW\(O#-CX&\(:]X1@T/P_I
M5]X6MX/ ^FV/AR3P;I,\/@JVCM8KW2=%TRX,BR>8C]A#P*+KQ-=CQWX[:;Q-
MJ,FIW)?_ (1Z1;>Y;]L+Q=^V2AA5](/FK#XU\7WOA./[3YK#PC;6WS?VXT^J
M2@&WX/\ ^"@?[)WC+X<:3\5K7XJ6N@>#=:\9^.O MA>>-/#_ (I\'7[ZO\-=
M8DT7QQ?SZ-KNBVNJ6GA3PS<"WGUSQO=6T/@[1;/4-/GUG7=.:Z$2==>_MH?L
MP6%OXSN9OC'X4EB\ >-KGX;^*OL/]KZG)8>/K"[\1VFK>#K:'3=*O)]9\1Z%
M_P (CXEO/$6E:#'JEUX=TK1K[6M=33]&C6_?Y=\6?\$L_A#XV3PG'XL\5:AX
MSA\!^+?CM=>$++XC?#CX-_$O2-*^&?[17CC0?B1\0_A;-H?C?P)K.D:E;1>,
M-"2Z\->.KRS/CG3M)N[G0=5U37M-FE27L/B7_P $W?@[\2O WAKPCJ>JW[77
M@?X[_&OX]>"M0UWPE\._'.BZ+K'QWU_QWJGB[PO<^ /&GA?6?!.K>&=.TWX@
M:GI/A5KG28M<T)]*T'4HM7EFM]2M]5 /2_'O[?7[*?P]T3Q!XBU'XJV'B+2?
M"OC7X1_#_P 0WGP^T7Q)\1;?3/$OQNU3P[IG@&SDN/!>CZU:W:WJ>*M"U74F
MTN?4)M%T;4]/OM1MX6U/2X+[U+XH?M$?#'X/>(?#FB?$#Q)I'ABUUSP-\4OB
M7>:YKNK6&C:7H/@/X/Z5H&K>./%&I/J$D+R:9HD'B;1VU,V8FNM.MKHZE=VR
MZ7;7MW:_,>I_\$[_  >VH>,KSPC\3_&/PSL-3L/@*G@'PG\-O"7PJ\'^!?AY
MKG[.?C3P'X]^''B@>"M'\%6OASQMKFF:O\.]#\/1WWB[3[N[M/AO<ZG\/+&Z
MM]!71!H?M_[0'[+7AO\ :(L["T\5>+?%.D/9_#+XR?#-[C04T6-KJR^-'A31
M?"FO:S+#?:;=P)JNE6^C)>:,L4:6,=U=7*7=M<6QCA4 GL?VROV8]3M/!]UI
M_P 9/"%\WCSQ9KG@CPQI]I-J5QK=]XF\,:SI?A_Q+IUSX?BTUM>T=?#VLZ[X
M>L-<U#7--TS2])G\2>&_M]]!'XAT5[ZE)^VY^RA'%XRF_P"%[_#Z1/ .N:?X
M:\2BWU:6ZEMM;U?6-8\-Z1I^G0VMK--XBEU;Q1X?UWPEI;^&H]9M]1\7Z-J?
MA.RFG\1V5QIB<NW['5KI/QNU/X^^ _B_\0? GCCQ)XGUV]\7I8Z5X U_1?$O
M@CQ)#\,6U+P#<6/BGPKK$NG6\%_\+=-O-(\3:5=6GB.QB\0^)K&XN;^"30&T
M#SKP5_P3E\!>#O$/@K6?^%I_$_7K#X4ZGX$M?A!X?U=?!*:=\._AWX"\?7?Q
M*L/AQ9W6E>%=-U7Q%I]]XCGTVSOO$WBF^U7Q9_PCGA?PWIEOJ<5\OB'6/$0!
M[7I?[;_[)VN^%]<\9:!\=_A]K_A[P^?!OVR]T'5)]:ENU^(=OJ-SX'?0=.TN
MSN]5\4Q>*UT7Q!%H,OA:QUJ/4KOPSXJL;=FO?"WB&WTST37OC[\+]%\(?#CQ
MQ:^)]/\ $GAWXN^+? '@OX:ZAX9N[75[7QAK/Q(U&*S\.MHUU!-]FNK!;+[?
MX@U*[24BST#1M7OMDDEF;=_AC7?^"4?P7U_PCX)\.:AXO\4ZO>?#;P=\&?#'
M@K4O%?AOX=>-=-L[WX+:G^T7<Z1K>N>#?%'A74?"7BA]?TG]IGQYH.N:7JVF
MM96L%GX>U?PVVA^(-.;5)OIKQ/\ LJ>&9/A]^SCX&\!G1_!]G^S5\4OA;\1O
M"-CHWAS0/#&@7J>"8-9\/^)--;PYX3TG2O#VBCQ+X6\7^,'A@T'1].TK3_$-
M_:7-O96UG$\2@$7AG]N/]F;Q#-X,T^?XK^$-%UOXA^(M7\/^#-$U#5E-]K1L
M_BQXN^"^BWK>3 \6C1>*/B!X.U'PKH]IXA?2+\>+I;;P1>6\'B^5-&D[;XH_
MM5?L\_!;Q/9^"_BC\6?"/@SQ7J%AI&I6GA_5[NY&J36GB.X\06'A=UM+2TNG
M67Q;JWA;Q!H/A"VDV77BSQ'I=SX<\.0:GKWE:=)XG9_L%> K,>)!_P )WX\G
M_P"$FO\ P]J-X9F\/-Y<_AS]L'QW^V/:>4/[)^?S/&GC[4O"<CW'FR1^$K2S
M:!H]=-SJDWJ'Q,_9<\*_$[QY?^/M3\3>*-,U#4-7_92U>>PTLZ2M@9/V3/C/
MXU^-G@^W/VJPGN7M_$VO^-KS3/$RR3,\>EV-A)HC:9J(GO)0#A-1_;N^#,^O
M>"-)\!7T/Q-L/'.M?LVZ?IVO^$-9TJ;38=)_:=U[XE:'X&\32)=217<VC12?
M"_Q%)<S0PDSW-O>Z-"4UO1M7T^TS_AS_ ,% /@AXQ\#:#X\\4ZC;_#+3=5^"
MOPT^-6HVGBO6])GU+1=*^+?C7Q)X!\ Z =.TA[O4M=UWQ/XE\+:II&A6WARQ
MU1]6UA(]$M(6U:XM;2XP/#?_  3P^'OA>R\,6^G?$3XB?:O"&M?!#Q#HM_*/
M"DDJZK\#OCM\<?CEI4EY;R>'Y+.\M_%%Y\??&7A#Q-$\,<W_  C]OH]_HMUI
M/B:S.LOFZ;_P3B\#^'O#?@W1?#'Q9^*.C:K\+O#?P\T#X5>*&A\":CJG@Y_A
M)\5?B)\2OAYJ$]E>>$SH7B>73]/^(VI_#W7XM;TN3_A)_"=M#?WD]MXRD?Q.
M@![U;?MJ?LI7FN>#_#MO\>_AI+JGCSP]I_BOPL@\10BTU/P_JVE^*M8TK4VU
M1HUTG3X-4L? OC9M-35;ZPN+ZX\(>)["UAEU#0=4M+79\'_M2?!GQ_JGPGLO
M!WBN'7M.^-VB^.]8^&?B*UMKRVT;Q,?AVFBWFOZ?:'4[>PU WDNB:R/$>CO]
M@-EK&@:;JNJ6=W):PVLEYX+X4_X)[?#OPEIKV%G\0/B%J%Q=>(?A)XOU;5=8
M7PC>WFM^+OAA\1OBG\6+WQ#J=JOANWT62;Q[X[^+OBG5_$^EV^D6^@6L L-(
MT#2=,TJ![25OPO\ V$=,^&WBO]G;6)OB-XE\9:=^SYKOQ]\;:!%KL&CZ5!9>
M)OC9X=L?!,'AWP5X3\+:9I'A'P!\,/"'A.\\70:#X'\/V,&DZ/=ZK:)H]K9V
M,<EO" ?H'1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
E44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110!__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>21
<FILENAME>chart-eb8adc3749c15d13897.jpg
<TEXT>
begin 644 chart-eb8adc3749c15d13897.jpg
M_]C_X  02D9)1@ ! 0   0 !  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" #I 6X# 2(  A$! Q$!_\0
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MM= ^*>K:5J\/A]]'\<6WPPUV]M-$^)(\ :AXIF\!:Q<1Z9XJBTJ\)A&=;_\
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MX(VGA3]ASPI^TQXIN/AM\-_VE-9\:_M4>*;']GOXR>(OA):ZKXJ^"OB;X&^
M/#/@7P9XTF\-SZQ-XZT+XI_$;0?!0U;0+'Q*89M0=K;H=4_X+B_#GX:? OX]
M>.?CWX \ ^ _C#\$_C[\(OV:K+P'X+_:.\(_$/X*_$3XF_'[X:^'?BM\*I-
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MEX$\(>)WU7P;\/;+Q%:G4;+P+H'AVTFN+HP?:) #]&**** /D#]O?QE^T7X
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M3!X8UW0/->YU_5G?QCXG\8?#WQQXS^(EOX4M/&GPS\)V/] =(% )( !( )
M.!D@9QG R>.@R<=32T %(P)!P0#[C(Z]#['H>X!R.:6@D $GH!D_04 ?FA^S
M9^PU\4?AO^V%\>?VP/CS^T%;_&KQMXT\(6?P2^%4>@?"KP%\)AIWP(MM<T'X
MBVEI\8/^$+T>RD^)_P 2?#/C==:\)^"?$NHWDVG^&/AK:J=*L[/7_'?C6)-+
MX9_LJ_&_]E_X1?L]_ O]G;XJZ;<Z'H7[7GQ3^,/QP\7^-_"6@O+X@^"/QA^+
M_P <_CWX^^&NDZ$DMY-9:[<>(OB7H7@_PIXHT6^L]0T\:)#XDU9C8OJFAWW2
M?%;_ (*<?L7?!3XA^*/A9\2/BQ=Z!XX\&WT&G>(M'3X?_$75DL;NYT^SU2&)
M=1T?PO?:;=A[*_M9O,M+N>-3(8V82I(B^>_\/BO^">__ $7"]_\ #7?%?_YC
M*W6%Q,DI1P]:2DDTU2FTT[6::5FG=:^9^<8SQA\)LOQ>*P&/\3> <%CL%B*V
M$QF#Q7%^08?%83%8>JZ.(PV)H5<PA5H5Z%:,J5:E4A&I3J0E"<5*+1U7@3]A
M/Q#;_M-^(_VE/CI^T3XE_:#NM.^&WQG^#/P0^'GB+X4?!_P/X,^%'PM^/GC;
MP;XW^(^@:U#X$\.Z9<?%G4K^;X=^"/#5EJ_C'R((O"NC7$.HZ1JGB37M?\3:
MA\]^'_\ @C3\(OAK\!?"'P_^"'Q#O?A%\;O!/[4L_P"VGHWQ]\.?"7X.BRD_
M:%U'P/XE^%6H7UU\!K+PQH_P?LOAE:_"7Q;JOPV\+?#/PSI/AZV\(Z+9Z'KF
MDZ\?'5GJ/BS6/6O^'Q7_  3W_P"BX7O_ (:[XK__ #&4A_X+%_\ !/<!F/QP
MO<*K,?\ BUWQ7Z*"Q./^$,YP >!R>W-/ZIBO^@>O_P""I^7]WS1S_P#$;?!Q
M_P#-UO#K6W_-:<.=;?\ 4R_O(^IOV/\ ]F/PG^QQ^SG\-?V<_!>O:]XJT;X?
MVGB&>Y\4>)HM&M=:\3>)_&WC#Q%\0_&_B*ZTWPYIVD>'=$CUSQKXM\0:I8^'
M/#NEZ?X?\-:?=6F@Z'96VEZ=:QCZ6K%\-^(=)\6^'M!\5:!<F]T/Q+HVE^(-
M&O&@GMFNM*UJPM]2TZY:VNHX;FW,]G=02F"XABGB+^7-&DBL@VJY]MS],I5:
M=:G3K4:D*M*K"%6E5IR4Z=2G4BI0J0G%N,H3BU*,HMJ46FFTPKY0_;M_Y,O_
M &J?^R ?%;_U#M5KZOKY0_;M_P"3+_VJ?^R ?%;_ -0[5:UH?QZ/_7VG_P"E
MQ/E>/O\ DA>-/^R4XA_]5&+/X!J***^[/^=0*_4;_@C7_P I!O@__P!B_P#%
M;_U6OB.ORYK]1O\ @C7_ ,I!O@__ -B_\5O_ %6OB.N7'?[GB?\ KS4_])9^
MJ>!O_)YO"K_LX7!__K09>?VQ4445\2?] @4444 %%%% !1110 4444 %8UAH
M.@:3J&N:KIND:3IVJ^)KVUU'Q'J5E865IJ&OZA8Z79:)97VMWL$,=UJMY9Z-
MIVGZ1:7.H2W$]MI=C9:?!)'9VMO#'L'@'Z&OY+_^"DG[>/[7GP=_;4^-7PX^
M&?QU\6^$/!'ANX\$KH?AW3;+PM+9:<NI_#CPCK%\L$FH>';V\87&I7]Y=OYU
MU*1)<.$*QA$7IPN%GBZDJ=-Q4HP<VY7M92C%[)Z^\G\F?DOC'XP9!X*\-8#B
M?B++LWS/!9AGF'R&E0R:G@ZF)AB<1@,QS"%6I'&XS!4E05++:T).-6515)TK
M4W%SE'^J/Q/X(\&^-+CPM<^+- TGQ%)X*\4V7C;PL-7@2^AT7Q;IEGJ-CI7B
M&TMYF:W_ +5TF+5;V72;J:*5]+O7BU+3_LVHVEG=V_5YCZ;E QMP'P /8 @
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M4J56GBJ\L/"%#ZEF.-FYJ<'*7/&$5&UI-Z'M-%%%<1_09Q'Q,\<67PR^''Q
M^).I65YJ6G?#[P3XJ\;W^G:>UNE_?V7A30K_ %ZZLK%KN2&U6[NH+!X+9KF6
M*W6:1#-(D89A^'__ !$ _ ,@$? OXS\@'_C_ /A]W /_ $,7O7Z[?M9_\FK_
M +2W_9 /C'_ZKOQ'7^>NOW4_W$_] %>QEF"H8J%2552;C))<LN72R>I_"?TN
M?';Q%\(L_P"#\!P3F.!P.&SC*,QQ>.AB\KP682J5\-C*%*E*$\52J2II4YR3
MC!J+=FTW>_\ 5E_Q$ _ 3_HA?QG_ / _X??_ #14?\1 /P$_Z(7\9_\ P/\
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M?^SC97_ZS7%9^<-%%%?4'^18C?=?_<?_ - -?Z$W[)7_ ":K^S1_V0#X.?\
MJO/#M?Y[+?=?_<?_ - -?Z$W[)7_ ":K^S1_V0#X.?\ JO/#M>%GG\/#_P".
M?_I,3_0S]GQ_R57B+_V3^3_^K&N?0=%%%?.'^IA\_?M9_P#)J_[2W_9 /C'_
M .J[\1U_GKK]U/\ <3_T 5_H4?M9_P#)J_[2W_9 /C'_ .J[\1U_GKK]U/\
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M?XU_Z2C_ "Q_:#?\E9X=_P#9/YS_ .K'"BT445[I_GJ?HY_P22_Y2$_L\_\
M7Y\0O_54^.:_N+7H/H/Y5_#I_P $DO\ E(3^SS_U^?$+_P!53XYK^XM>@^@_
ME7S&=_[S2_Z\1_\ 3E0_UR^@'_R:/B?_ +.-FO\ ZS/"(M%%%>,?W,?SZ?\
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MH=JM70_CT?\ K[3_ /2XGE\??\D+QI_V2G$/_JHQ9_ -1117W9_SJ!7ZC?\
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M *KSP[7^>RWW7_W'_P#0#7^A-^R5_P FJ_LT?]D ^#G_ *KSP[7A9Y_#P_\
MCG_Z3$_T,_9\?\E5XB_]D_D__JQKGT'1117SA_J8?/W[6?\ R:O^TM_V0#XQ
M_P#JN_$=?YZZ_=3_ '$_] %?Z%'[6?\ R:O^TM_V0#XQ_P#JN_$=?YZZ_=3_
M '$_] %?1Y'_  ZW^-?^DH_RQ_:#?\E9X=_]D_G/_JQPHM%%%>Z?YZGZ.?\
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MJ?\ I+/U3P-_Y/-X5?\ 9PN#_P#UH,O/[8J***^)/^@0**** "BBB@ HHHH
M**** $;H?H?Y5_#M_P %;_\ E(5^T-_U]?#K_P!5-X%K^XENA^A_E7\.W_!6
M_P#Y2%?M#?\ 7U\.O_53>!:]C)/][J?]@\__ $Y2/X;^GY_R:+AG_LXV5_\
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MO'/V=_\ D@/P0_[)!\,O_4(T*O8Z^"G\<O\ %+\V?]'O#G_)/9#_ -B;*_\
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M9I_;*^+'P(^'3Q:3<:C<)J\G@CP7=PZ._B*^.I/%JNMLGVS4(+33X9V*64.
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MO;"^M)IK6\M+B.2"YMY9(94>-V4_/O\ Q#*_L"_]%:_;UX  _P",ROB)P ,
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M<I5:$U2DJDJ$IP22<5)*6J;/Y?\ !]#^1HP?0_D:_J _XAE?V!?^BM?MZ_\
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MEE.O4C*5.C4Q^"KX6%6<8^]*%.553E&/O.*:6K1_(%@^A_(T8/H?R-?U ?\
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M8]/_ &9O DW[0FA6O[67A#XY>'OB/^T+X)@N?C!XW_:YC^"'C?7?VB]&\>>
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
@B@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH _]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>22
<FILENAME>graphv4.jpg
<TEXT>
begin 644 graphv4.jpg
M_]C_X  02D9)1@ ! 0$ > !X  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" (=!8<# 2(  A$! Q$!_\0
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M #ZZY_X(;W_XS0!T%%<__P )EI?_ #ZZY_X(;W_XS1_PF6E_\^NN?^"&]_\
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M_P#PF6E_\^NN?^"&]_\ C-'_  F6E_\ /KKG_@AO?_C- '045S__  F6E_\
M/KKG_@AO?_C-'_"9:7_SZZY_X(;W_P",T =!17/_ /"9:7_SZZY_X(;W_P",
MT?\ "9:7_P ^NN?^"&]_^,T =!17/_\ "9:7_P ^NN?^"&]_^,T?\)EI?_/K
MKG_@AO?_ (S0!T%%<_\ \)EI?_/KKG_@AO?_ (S1_P )EI?_ #ZZY_X(;W_X
MS0!T%%<__P )EI?_ #ZZY_X(;W_XS1_PF6E_\^NN?^"&]_\ C- '045S_P#P
MF6E_\^NN?^"&]_\ C-'_  F6E_\ /KKG_@AO?_C- '045S__  F6E_\ /KKG
M_@AO?_C-'_"9:7_SZZY_X(;W_P",T =!17/_ /"9:7_SZZY_X(;W_P",T?\
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M2R:)>JJ*!DDDQ8  YR:Z2@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M* "BBB@#G[/_ )*'K/\ V"K#_P!&W==!7/V?_)0]9_[!5A_Z-NZZ"@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH Y_QW_P D\\3?
M]@JZ_P#135T%<_X[_P"2>>)O^P5=?^BFKH* "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH Y^S_Y*'K/_8*L/_1MW705S]G_ ,E#UG_L
M%6'_ *-NZZ"@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH Y_QW_R3SQ-_P!@JZ_]%-705S_CO_DGGB;_ +!5U_Z*:N@H **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@#G[/_ )*'K/\ V"K#
M_P!&W==!7.V[K'X_UN1V"HNDV)8GH );RN>T#Q]/J/BI[2YV+8W#%+?Y<%#_
M  Y/?/3ZD5,IJ+2?4VI4)U8RE'H>AT4451B%%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 <_P"._P#DGGB;_L%77_HIJZ"N?\=_\D\\3?\
M8*NO_135T% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 >:>-]0DL-8UU8N&NM.T^ GT!DO2?S"X_&LC5_#T6E^"-'U6-BMY)('=U[A
MQN7\@H_,U:^(Q_XJ"_'K:Z<?_'KZM7Q:G_%LM) Y"K;_ /HO%<]17;OV/7PD
MG"G3MUEJ=MH]U)?:)8W<N/,F@21\=,E035VLCPL=WA72SG/^C(/TK7K>.QY=
M16FTNX4444R HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** .?\=_\
MD\\3?]@JZ_\ 135T%<_X[_Y)YXF_[!5U_P"BFKH* "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MA\*//K_Q9>K"BBBJ,@HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\
M8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P3
M3?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?
M]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_
M "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\
M8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P3
M3?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?
M]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_
M "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\
M8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P3
M3?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?
M]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_
M "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\
M8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P3
M3?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?
M]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_
M "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\
M8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P3
M3?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?
M]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_
M "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\
M8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P3
M3?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?
M]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_
M "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\
M8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P3
M3?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?
M]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_
M "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\
M8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P3
M3?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?
M]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_
M "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\
M8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P3
M3?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?
M]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_
M "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\
M8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P3
M3?\ R51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?
M]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_
M "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <_\
M8_&'_0=T/_P33?\ R51]C\8?]!W0_P#P33?_ "57044 <'XSM?%2^!?$+7&L
MZ-) -,N3(D>DRHS+Y39 8W) ..^#CT-=Y7/^._\ DGGB;_L%77_HIJZ"@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** /%_B8?\ BX#K
MZZ5;'_R+<5Z/XT3_ (HO4%ZXC7]&%>=_$E0?B(O'73+8?^19Z])\8C/A#4Q_
MTQS^HK#K,]+:G0]7^92^'9SX-M1Z/(/_ !XUU-<E\.#GPA$/29Q^M=;6E/X4
M<N*_CS]6%%%%6<X4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !115:_U"TTRU-S>SI#""!N;U/:@:3;LBS138Y$FB26-@\;J
M&5@<@@]#3J!!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110!S_CO_DGGB;_ +!5
MU_Z*:N@KG_'?_)//$W_8*NO_ $4U=!0 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% 'D'Q$4GXBV^.]A; ?]_IJ]'\5C=X4U0?\ 3NQ_
M2O/?'Z@_$>R][.W'_D:6O1?$HW>%]5&,_P"B2'_QTUBMY'HRTA0^?YF'\-#G
MPH1Z7#C]!78UQ?PP.?"\PSTNW'_CJUVE73^!'/C/X\_4****LY@HHHH ****
M "BBB@ HHKS3QCJT]OX_TQ8YW2.W\K<H; Y8Y_,8%3.7*KF^'H.M+E78]*8A
M5+,0 !DD]J\O\%:Y<7_CN[>2:1H[M9"J,QP,'*\>P&*[?Q;??V?X5U"<'#&(
MQK]6^7^N:\J\&F2R\7:3*XVK,3M]PP9/YUE4E:<4=F#HJ5"I)]K?J>URSQ0[
M?-E2/<VU=[ 9/H/>I*\S^*LY^T:7"&(VK(_!]2H'\C7HME-]HL+>?.?,B5_S
M -:*=Y./8Y*E#DI0J7^*Y/1115G.%%%% !1110 4444 %>?^*_$=]I_C?3;6
MWN62V41F:,='W,<Y_#%>@5XEXZN3)XUO74_ZHHJ^V%']<UE6DU'0[\NI*I5:
M:Z,]MKA/BG+C0;.+^]<[OR5O\:VO%/B5M!T.&_@A262=U5%<\<@G/'L/UKC_
M (AZD-1T;0+A5VBX1YBN<[>%X_4TJLERM!@J,O:PFUI=_@CN/"<GF^$]+;TM
MU7\N/Z5LUS?@*3S/!=AZKO4_@[5TE:0^%'+75JLEYL****HR"BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BHW
MGBCE2-Y461_N*6 +?0=ZDH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH Y;1_%S:GXLO\ 1VMT2.WWB.0'EBC8.?KU
MKJ:\:\(WP'Q!6=CA9I)MQ^H8_P \5V?@;Q1>^(9M02]\O]T5>/:N, YX]\8%
M8TZE]&>CB\'R-R@M$E?YZ'94445L><<_X[_Y)YXF_P"P5=?^BFKH*Y_QW_R3
MSQ-_V"KK_P!%-704 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110!Y5XZ7/Q)TWC.;>W'U_?25Z)KXW>'-47UM)1_XX:X'QJN?B5H_O';
MC_R,]>A:P-VB7Z^MM(/_ !TUC'>1Z%72%'^NIRGPM/\ Q3ETOI=L?_'$KN*X
M/X6'_B27J^ESG_QT5WE52^!&.-_WB045G:WJ\&A:3-?SJ66/ 5%/+,3@"ET3
M5HM<TB#4(49%E!RC'E2"01^E7=7L8>SER<]M-C0HHHID!1110 4R600PR2MT
M12Q_"GUF^()OL_AS4I<X*VLF/KM.*3=D5!<TDCB_AA?W%U<ZJEQ/)(6V2?.V
M><MD_P JY;QO<F3QI?2*?]6ZJOMM4#^=;/PLDQK=['_>MMWY,/\ &N7UK?>:
MOJEZ.4^U-GZ,S8_E7')_NTCZ&E!+&3?DOT/0?B;>@^';&)#@7$P?Z@*?_BA6
M)KML-'UKPI*!M\NW@#>Y5\M_Z%2>*)O[5D\*6(.3+:Q$CWD*K_[+6K\5(2+?
M2[A>-CNF1[A2/Y5<M>:7H<]!<GLZ7?F,;XGS;_$T,8Z1VJC\2S'_  KT;PM-
MY_A72WSG%LB_D,?TKRKQ?*VJ>*KN6/E5@1_P$:D_J:]%^'\WF^#;,9R8RZ'_
M +[)_D154W>HS/%PMA*?E;\4=/11170>0%%%% !1110 4444 %>!ZZ7O-<U:
M[7E%N6R?8L0/Y5[S+((HGD;[J*6/X5XKI=F]YX2\17A4LZM"PP/]HEOT-<]?
M6R/5RQ\G--^2^]FKXVOO/\+^&DSDR6_F-]0JC^IK"UJ[^T:%X?CSS';R C_M
MHP_DM0:A>G4K/2;:++-:VK(PQT.]C_Z#MJM9HU_=6UJW(5651[?,W]:PE*[]
M3U*5)4X*_1M_F>K?#63?X2"_\\YW7^1_K77UPGPLDSH-Y%_=N=WYJO\ A7=U
MV4_@1\_C%;$3]0HHHJSF"BBB@ HHHH **** "O./&>I7%KX]T98YY$CC6)BH
M8@<R$'\P *]'KR#XB3;/&:./^644?\R:RK.T3ORZ"E6L^S/7Z* <C(Z&BM3@
M"BBB@ HHHH **** "BBB@ HK*L_$.GW^LW6E02,;JV!W@K@'!P<'O@FJWASQ
M5:^)'NUMX7B-NP^^0=RG.#^G2IYEL:NC42;:VM^.QO45E:-XAT_76N5L9&8V
M[!7W+C.<X(]N#6K333U1$HR@^62LPHHHIDA1110 4444 %%%% !115/5KK[%
MHU[=9P88'<?4*<4,<4V[(\\\'ZU/=_$"^+3NT5UYNU2V1@'*X^@%>GUX7X+G
M^S^,--?IND*?]] K_6O=*QH.\3T,SIJ%56[!1116QYP4444 %%%1+=6[V[7"
M3QM"H),BL"H Z\T#LR6BJNGZE9ZI;?:+&X2>+<5W+V([5:H!IIV8445R_C#Q
M6_AG[$(K=)VG9BP9L85<9_$Y_2E*2BKLNG3E5DH1W9RWC#7)X/']FL4[I'9F
M(,H; R3N;\P0*]1KY^UJ].J:S?:@@;RY)R5)'0'.T'WP/TKWJRG^TV%O<=?-
MB5_S -8TI7E([\?1]G3I^A/1116YYAY?XSNR/B+I>&($'D=^GSD_UKU"O%?&
M=UGQ[<RYXBDC ]L*O]<U[56-)WE(]#&PY:5+T_R"BBBMCSPHHHH ***P=-\5
M6NI>([W1HX762UW?O"1ARI ;Z<FDVEN7&G*2;2V-ZBD) !)X Y-<;X&\57GB
M"YOXKW9F/$D6U<84D@CWQQ2<DFEW*A2E.$IK9?J=G37=(T9Y&5$49+,< "G5
MRWQ#N##X/N5!P971/_'@?Z4Y.RN*E#VDU#N=.DB2QK)&ZNC#*LIR"*=7*_#N
M8R^#[=2<^7(Z?^/$_P!:ZJB+NKA5A[.HX=F%%%%,S"BBB@ HJ.6>&#;YLJ1[
MCM7>P&3Z#WJ2@"AK.JPZ+I,^H3JSI$!\J]6)( 'YFDT35HM;TB#4(49%E!^1
MNJD$@C]*YCXGW7E>'8+<'F>X&1[*"?YXJQ\-I?,\)*O_ #SG=?Y'^M9\[]IR
MG8Z"6%]KUO\ @=5=3BUM)KAONQ1LY_ 9KRKP!XDF@U][2\G=X[X]7;.)>Q_'
MI^5=[XRN?LGA'4I,X+1>7_WT0O\ 6O,9=#>'P-8:[ "LRW+EV'4*3A3^!7_Q
MZHJMJ2MT.C!4X2HR4_M.WSW/3_%VLR:'X>GNX"HN"5CBW#(W$_T&3^%>>Z?X
MIU^QUFSGU6\E:"ZBWA&P%*MD X' Y%3^,=?3Q#I>AVUJZM-/^\EC4_=D^Z ?
MQ+59^).DI9Z=H\L2_) GV4GV !7^35,Y-MR3V-<-2A",:=2.LK_@<'97+6=Y
M'<+U0G'Y8_K7:?"R7&N7L7]ZVW?DP_QKE;BS\OP[8W>.9;B92?8"/']:W?AK
M+L\6!?\ GI Z_P C_2LJ>DT=^*M/#S:_JQ['1117<?+G/^._^2>>)O\ L%77
M_HIJZ"N?\=_\D\\3?]@JZ_\ 135T% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 >:^,5!^)FA9[BW!_P"_S5Z!J0W:7=KZPN/_ !TU
MP?BL9^)^@X_NP?\ HUJ] NQNLYU]8V'Z5E#>1W8A^Y2]/U.&^%1_XE>H+Z3*
M?_':[+5[PZ=H]Y>* 6@A=U!Z$@<?K7$_"D_Z'J8])$/Z&N@\=S^1X-OR.KA4
M'XL,_IFE!VI7*Q,.;&./=K]#S#5O%&J^([*WL;H*[12-)F-<;^.,CV&[\Z[_
M .&4_F>%WCSS%<NN/8A3_4U#X+\-:?)X:MM0DM5-]-%*OFDGA6++TSCIWQ53
MX52G[/JEL>"CH^/J"#_*H@FI)OJ=6)G3G1G"FK*+7YGHE%<7H/BN\U+QKJ.E
MS>7]EC,@APN"-C8Z]\C)KM*WC)25T>55I2I/ED-=TC1GD9411EF8X %5K75=
M.OI#':7]K<.!DK%,KD#Z US/Q)OOLOA?[.K8:ZE5,?[(^8_R'YUQ5SI=QX0;
M0M<@+MYJ+)(K'HQ&2GT*G'X&HG4<7:QU4,&JM/F;LW>WR/6H-5L+J_GL8+J-
M[J#F2('E:RO',WD>#=0;/+*J#\6 KSOP+J#GQS'-*WS7?F!SZD@M_,"NT^)<
MWE>% G_/6X1/T)_I2]IS4VRGA?8XJ$-]F<;\.;D6OB*XD;H+.0G\"I_I5+3[
M0S>#-=O&Y99H.?\ @1S_ .A"H+63^Q=1F!.#)IY ^LD (_5J[[X?Z5!<^"YX
MKN(20WDS%E/&5&!V]P:Q@N;W?4]'$S5*]7H^7\'<Y3PFEQK?BK2W\EC#81J'
M;LH0$C/U-=K\2;-KGPH95&3;3)(?H<K_ .S"NET_3;/2K46UC;I!".=J]SZD
MGDGZTFJ62ZCI5W9-C]_$R#/8D<'\ZW5.T&CS*F+4\1&HE9(\=\-0OJESJ[R?
M,Z:7+@^X55%=A\.]0CM?!M]-,3LM)9)& Z[0@/\ C6=\,]/<W&KF>-D C$#;
MEQR2<CZC%9.@79M/!_BB!CA@L8 _WF*'^E8P]VS]3T,0E5<Z:Z./XGI7AKQ'
M;^)+&2XAB:%HY-CQL<D=P?\ /I6U7DOPQU'[-KLUD[82ZB^4>KKR/T+5ZU6]
M.7-&[/*QE!4:SBMN@5S7C+Q2?#5E#Y,2R75P6$>[[J@8R3Z]1Q72UYKX\4:A
MXUT733\RL$##_??!_045&U'0,'3C.JE/9:G0^!=?N]?TJ>2]9&GAFV[E7;E2
M 1Q^==37F_PQ8VVH:Q8.?F4J?^^2P/\ ,4D'BZ\NOB.L"73?V<9C;K$#\K<$
M9^I;G-3&I:*N;5\(Y5IJGHDKGI-%%%;'GF5XFNA9^&=2GS@BW91]2,#]2*YW
MX9V87PO/)(@9;B=N"."H '\\U+\2[OR/"P@!YN)U0CV&6_F!6SX3M/L7A338
M<8/DAR/=OF/\ZRWJ>B.U>YA/\3_(YJ+X=?9?$C7D$T?]G[7*PG.\%E(QZ8!/
M7/\ C7%^";;[3XNLXF'&),^WR-7N5>4>"[3ROB+>18Q]G\\?3#;?ZU$X)2C;
MN=6'Q,ZE*ISO9?YD?@W5_P"R/#?B*0.%GB1&C!Z[CE0<>QQ6AX5\=O!I&HC5
MKAIYK=?-@+GYI,\;<_7'X$^E97CWP])IFM?:;2-OLM^>%0<"3/*_B>1_]:KN
MH?#B\;4+!;-5%L\4:W,A<#RW  8X)R<]>.]0N=.RZ&\_JU2//-_'KZ6MH9NF
M^(-5'BS3]8U"600W4FT<X3RR=I 'H/Z5ZS!JMA=7\]C!=1R74'^LC4\K7&?$
M71HH/#-C):Q[4L'$8 [(PQ_,+^=<5X<U672/$=IJET7\F9V$LA&=ZGAC[X//
MX52DZ<N5F<Z$,72]K#1JZMZ;?@>Z45YMX/\ %E_JOC&:*YN'-O<JYBA/1,<C
M'X UVFM>(M/T 6YOY'7SV*IM7/3&2?89%;1FFKGFU<+4IU%3W;-%YX8Y4B>5
M%DD^XA8 M]!WK#/BVS_X2P:!Y3F7&/-R-N[;NV_E^M<!X[U5U\;I+"^39+'L
MP>,_?_K6/IVJ/+XTMM3D)!EO1(WL&;D?D:RE6ULNYW4LN3I\\NJO\^A[O111
M70>2%>*_$)]WC.[']Q(Q_P". _UKVJO#O'#[_&>I'T=1^2**PQ'PGIY4OWS]
M/U1[1I\GG:;:R_WX4;\P*LUE^&I/-\,:6_\ TZQ@_@H%21ZYI<NHR:>E]";M
M#AHMW.?0>I]A6R:LC@E!\TDEL:%%0W=REG93W4N?+AC:1L>@&3_*LKPUXEMO
M$MG+-#&T,D3[7B9LD9Z'Z'^AHNKV$J<G%S2T1MU%=7,=G:37,S;8H4+N?0 9
M-2UQWQ*OWM/#*V\;8:ZF"-_NC)/Z@?G2E+E395&G[6HH=SFO!.O75[XYE>XF
M<B^63Y"Q*@CY@!] "!76^,/%K>&FLTBMTG>8EG#'&%&/U.?TKA8[ >&_$OAN
M89'GQ0RRD]BY(8?@#1\1KLW7BN2)<E;6%8^/^^C_ .A5SJ;C!]SV)8>G6Q,6
ME[MORT/8(I%FA25#E74,I]C3ZX'0_'EE#::)ICQO)+)&D,L@.!&<[1GUZ GV
M-=]71&2DM#R*U&=*5I(\?T6_^S_$#4YLX\PW?/T#-_[+4OPXN_LUUJW.,69E
M_P"^3_\ 7KE9+MHM5N;A/O.THS_O C^M7O#=W]DEU,YQYFG3QCZD?_6KCC+5
M'T-6A>G+S2_ Z;X528U'48O[T2M^1/\ C7J->1_"^3;XEG3L]JWYAE_^O6I-
MJ=PGQ?6,3OY.Y8=FX[<&,<8_WCFMJ<^6"/.QE!U,1.W17^X](HHHKH/)"BBN
M*\7>,K[1=6AT[3;6*>9HP[;U9NI.  I'/&?QJ9245=FM&C*K+E@=K3)I4@@D
MFD;;'&I9CZ #)KG_  =XE?Q)ILLL\4<=Q"^UUCS@@C((ST[_ )5#\0=1-AX4
MF13A[IA /H<D_H"/QI<ZY>9%*A+VRI2WN<OX&UNZU#QO=R332%;N-V\LMD#!
M! _ <5Z#KMXVGZ#?W<;;9(H'9#Z-CC]<5Y5X.@ETSQOIB2\>=%O_  >(D?S%
M=]\0)_(\'7@S@RLB#_OH$_H#65.3]FVSNQ=.+Q4(QV=OS*WP[UB[U71[D7L[
M3S0S8#N<G:0"/US5KQ]<_9O!UX <-*4C'XL,_H#7'?#K5[?2;;69KMRL,<<<
MAP,GJ5X^I85=^(&N6VJ>&-,DLY"T-S,SC(P?D&""/JU"G^Z\QRP[^NZ+2Z_*
MYSCVW]E)X7U#&UG_ 'C'_=E)'Z$5[;7F7Q T_P"R>%]!&,&V40GZE!_\3787
MGBG3]*T[3KB_D8?;$5DVKGL"2?89%.G:+:?D1BN:O"$HJ[;E^9NT4@(8 @Y!
MY!I:W/,"BJU_J%IIEJ;F]G2&$$#<WJ>U<9\2M5*:'8Q6LY"W4GF!XV^\@'\L
ML#4RDHJYM1H2JS45U-CQWJ?]F^%;G:V);C$"?\"Z_P#CH-<1X:U$P_#_ ,1P
M[ON 8'IY@V?TJE)J5WXQFT+1B7W1+LE<G))SRWOA #]<UG7<ATF36])7(1YA
M&![(YQ7-*=Y<RV/9H890I^R?Q73^5SL_A5=9AU*S)^ZR2J/KD'^0KT:O(OAZ
M\FG>+Q:R_*;FUX'U59!^E>NUM1?N'G9C&U=M=;,*\L^)"S:AXIL-/MUWR^0
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M;OEQNQYF,\XW8[TX)W<GU)Q4X<L:4'=1Z^;.WJC;:/I]IJ-QJ$%JB75Q_K9
M3EN_T'X5F_\ "">#_P#H5-#_ /!=#_\ $T?\()X/_P"A4T/_ ,%T/_Q-:6.1
M2:T3.@HKG_\ A!/!_P#T*FA_^"Z'_P")H_X03P?_ -"IH?\ X+H?_B:!&S>6
M=OJ%G):7<0E@E&'0]ZY#Q?X.^V:'96^BVJ![-R$B#@91NO+'KG!Y/K6M_P (
M)X/_ .A4T/\ \%T/_P 31_P@G@__ *%30_\ P70__$U,HJ2LS6E7G2DG%['
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M<%"O&]NJW1J6.J6&IH7L;R&X Z^6X)'U'45P'@W_ $[XAZS>]57S=I^K@#]
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MFU22YMN8I"3\O.?H>?6KU%%58S<FU9O8****!!7F'C;3)+CQ]IH2)F6Z$0)
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M0YJ=D7+$*EC'-[)L\\UF(:?X]\-CH!#;(?;YBM<7=H9Y+V\S\HN,'_@6X_\
MLM>@_%&T9$TW4XOE:-S$6'_?2_R:N-M+?S/!NJ3GG;=P'/X./_9JPJ+WFCT<
M+-.E&IZ+\3HO&+C5-3\,VI.1/!&>/^FC ?TK&\*:2TOCB"TD7/V69GD]MF?Z
M@5<TZ8:GXP\-H"&\BW@0\]-@+5ZE;:-IUGJ5QJ%O:HEW<?ZV0$Y;N>.@Y]*N
M,.>7,<]7$?5J?LNZ?YLN2Q)-"\4JAXW4JRGH0>HJMIFE6.CVIMK"W$,)8N5!
M)R3WR>:N45U6ZGB\SM:^@5R&A^#9-)\67FJM-$UO)O,"+G<NXYYXQP,BNOHJ
M7%-ILN%64$XQZG/>*/"L7B=;027+0&W9CE4W;E;&1UXZ#FMZ&)+>".&)0L<:
MA%4=@!@"GT4U%)W$ZDI14&]$<EX@\(2ZSXHT_5$FB2&$()D;.Y@K%N/KG%=;
M110HI-M#G5E.*C+H%4-.T;3M(:<V%JD!G;=)M).3^/0<G@<5?HIV(4FDTGN>
M;>*? =Y?^)/M6GQJ+6Y.^=MP'EM_$<=3GKQWS7%)<?\ %*S6V?\ E]CDQ_P!
MQ7OU?.DX:*>>V'02XQ[C('\ZY*T5%W74]W+ZTZT7"7V;%_1K-QXKL+1Q\PNX
MU;Z!AG]*]\KSE/#=[%\3H[A;63["I$OG;?DX3U]=W:O1JUHQY4SBS&LJC@UV
M"BBBMCS@HHHH \?^(B/9^+WFC)4SVRDD=P04/Z UV_P]M/LWA"W8C#3N\I_/
M _117,_%6W(O=-N<??C>//T(/_LU>A:/:?8=%L;7&#% B'Z@#/ZUA"/[QGJ8
MFI?!TUW_ $+M%%%;GEA1110!S_C=/,\&ZDOHBM^3 _TKC_A3%F^U*;'W8T7\
MR3_2NY\4IYGA75%]+9V_(9_I7*?"F+%CJ4V/O2(OY G^M8R7[U'I496P51>?
M^1Z%7FNH?\2OXO6LW1;HI^.Y=G\Q7I5>:_$^.2VU#2M2A.V10RAO0J0R_P S
M3J_#?L98#6JX?S)H@M(O^$F^).H2GYH+=)%7TPHV+^IS6-I5UY?@+Q!;YP3+
M!Q]6Y_\ 0:Z[X7Z>8M)NM0<?/<R[%)[JO?\ ,G\J\_OI?L4FL:?TW76W'^XS
M5A+1*7>YZE.TZDJ2VCR_@]3I?!TVSP5XG'I"?U1A71_#%-OA:5O[]TY_\=4?
MTKC?#4OE^#_%(_Z90X_$L*[OX=)L\'P-_?ED;_Q[']*NENO0Y\<K0J><E^1Q
MOQ.M?)\217 '$]NI)]P2/Y8KU+2XO(TBRB_N0(OY*!6/XJ\)Q^)_LA:Z-NUN
M6Y$>[<#C(ZC'2NB4!5"CH!@5K&#4VSBKUXSH4X+=7O\ H4-<TI-;T:XTZ20Q
MB8##@9VD$$''U%1^']$B\/Z1'81/YA!+/(5QO8]\?D/PK4HJ^57N<WM)<GL[
MZ;A1113("BBB@ HHHH Y'XD+N\(N?[LR'^G]:XWX:J9/%A8_P6S'_P!!']:[
MCXA+N\&79_NO&?\ Q\#^M<?\+4SX@NY/[MJ1^;+_ (5S3_BH]C#O_89_/]#U
MBBBBND\<**** "BBB@ HHHH SM>M'O\ 0-0M8UW22P.$'JV./UQ7%>%/",UU
MX3U*TU&*6TDNY5VETPR[.0<'W)KT:BH<$W=G13Q,Z=-PCW3^XX/Q+X:@TOX8
MW< F:1M+AEO@^W'F,BLQ'L"..^..M=Y7/^._^2>>)O\ L%77_HIJZ"J44MC.
M=6<_B?=_>%%%%,S"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M*KP7]G=7%Q;V]W!-/;,%GCCD#-$2,@,!RI(]: +%%%% !15>>_L[:ZM[6XNX
M(KBY)$$4D@5Y2!DA0>6P/2K% !145Q<P6=M)<W4T<$$2EY)97"JBCJ23P!2V
M]Q#=V\=Q;31S02J'CDC8,KJ>A!'!% $E%5X+^SNKBXM[>[@FGMF"SQQR!FB)
M&0& Y4D>M6* "BBB@ HHHH ***I6&L:9JK3+IVHVEXT#;)A;SK)Y;>C;2<'@
M]?2@"[14%I>VM_!Y]G<PW,.XKYD,@==P.",CN""#4] !1110 4444 %%5K/4
M;+4!,;*\M[D0R&*7R95?RW'56P>"/0\U9H **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@#F!9Q7GQ+N9Y@2]AIEL\.#QF62Y
M5L^O"#'U-=/7/V?_ "4/6?\ L%6'_HV[KH*2214I.5K]#QSXDQ>7XM9_^>L"
M/_,?TKU#PZGE^&M+3TM(L_7:*\^^*D6-7L9L??@*9^C$_P#LU>EZ<GE:7:1_
MW(47\E%8TU^\D>CBI7PM+^MBS45Q;07<)AN88YHCU21 RG\#4M%;GF)VV$4!
M5"J % P !TI:** "BBB@ HHHH **** "BBB@ HHHH **** .<TOPC;Z9XEO-
M96X9VN-Q6(I@1ECD\YY_3K71T44DDMBYU)5'>3N%%%%,@\U^*\/S:7..XD0_
M^.D?UKI? 47E>#+#CE]['\7;^F*S/BA;-+X?MIT4MY5P-V!T!4\_GBNB\,6[
M6OAC3874JPMU+*1R"1G^M8Q7[UL]&I.^"A'S_P _\S6HHHK8\X**** "BBB@
M HHHH **** "BBB@ KB_B;;^;X8CE YAN58GV((_J*[2L#QM;_:/!VHKCE4$
M@_X"P/\ 2HJ*\6;X67+6B_,\9G9]1DGN>288(RW_  $(E>A?"E,6>IOZR(/R
M!_QKCO#=K]IM]<XSLTV1OQ#*?Z5W'PL3&B7K^MSC\E'^-<U)>^F>UCY+V$H+
MI8[RBBBNP^>/&_B3#Y7BUWQ_K8$?^:_^RUTWBV#'PRL%Q_J4MS_X[C^M9?Q5
MAVZII\^/OPLF?]UL_P#LU=1XOM_^+?7$6.8X8OT9:YK:S/9]I[F']?\ @'E%
MI:^=H6I3X_U#PG/U+"O3/AC!Y?AF64CF6Y8CZ */YYKG? >C)K6A:[92.8Q/
MY*AP,[2I9@<?7%>BZ#I$>A:/!I\<AE$>29",;B22>/QHHP=U(,PQ$>65+K=?
M=9?J:5%%%=)XP5B>+=*FUGPW=6=LH:X.UHP3C)!!QGZ9K;HI-75BH3<)*2W1
MB>$=,N-'\-6MG=J%G7<SJ#G!+$XR/;%;=%%"5E8)S<Y.3ZG/>-['[?X2OE R
M\2B9?;:<G],UQ7AC2)]6^'VL6]L@:>6X7RP3C)7:<9/XUZJ0&!! (/!!J.WM
M;>SB\JV@B@C!R$B0*/R%1*FG*YTTL4Z=+D7=,X_P5X*.C$:CJ(!OR"$0'(B!
MX/(ZDUVM%%5&*BK(QK5IUI\\]PHHHJC(**** "BBB@ HHHH **** "O!+NW_
M .*QGML?\Q!H_P#R)BO>Z\:N+?/Q2\K'74E<CVW!JPKJ]CU,LE9S]#V6BBBM
MSRPHHHH **** (9[2VN@@N+>*;8VY/,0-M/J,]#4U%% [L****!!1110!!>6
MR7MC<6DA(2>-HV(Z@,,'^=9GACP['X;TU[1)S.SRF1I"NWL!C&3Z5M44K*]R
MU4DHN">C"N=\8^'9?$>DQV]O)''/%*)%:3.",$$< ^OZ5T5%#2:LPIU)4Y*<
M=T4-%TU=(T:UL%(;R8P&8#[S=2?Q)->+^+X?(\7:FF,9G+_]]?-_6O=Z\=\=
MVF[QXR8_X^/*/UR O]*QKKW58]++*C=>3EU1F:;*;?PYX@@;AG$"D?23FO5/
M T7D^#=.7U5F_-V/]:\CU&7R+O5[<?QW1&/HS5[3X;B\GPSI:8P1:QD_4J":
MBA\1KF7\->;O^!J4445U'BA1110 4444 %%%% !1110!SOCM=_@O41_LH?R=
M37(_"I,W^I2?W8D7\R?\*[3QBN_PAJ8_Z99_(@UR?PH3Y-6D]3$H_P#'ZPDO
MWJ/3HNV!J>O^1Z11116YY@4444 %%%% !1110 4444 <_P"._P#DGGB;_L%7
M7_HIJZ"N?\=_\D\\3?\ 8*NO_135T% !1110 4444 %<1K'Q#&E:K/8C2GD\
MEMI=YMF?<#:>*[>BKIRC%^\KD34FO==CSK_A:?\ U!O_ ":_^PH_X6G_ -0;
M_P FO_L*]%HK;VM'_GW^+,_9U?Y_P/.O^%I_]0;_ ,FO_L*M+JT/Q%T+6-!E
ML&MO/M&4.7WJ">%.<#!!P?PKNZ*F52DU:,+/U*C"HG=RO\CPMO$%WXG^&'AK
MPBK,NJZC>#2KU<_/'' 096/OM"$_[QK1\=?$S4/ ^L2:5IEYX7%K9P1B*QE6
MZDN2 H^4E%\M#Z!CTP3UKM-+^&^A:1XVO/%=M]I^W7)=C$[J88V?&]E&,@G'
M<GJ:JZW\*]'US5=0OFU36[,:BFV\MK*\\N&<A=H9EP<G&.^..G7.!J>=^/KG
M1=7^(>@W^NZ!J.JZ?/H N6L[ ,\B$L6W':RG:N3DYKN_@O%<I\/89);@RVLU
MQ))8QM,)3!;Y 6,D=Q@\=LXXZ5OVO@K3;3Q!IVLQS71N+#3AIT2,R[&C'=AM
MSN^A ]JF\,^%;'PI%>P:=-<FVNKEKD02LI2%FZB/ !"^Q)H \S\0_&'5-"\7
M36"WGAB\M8KQ83:6XNFN=A8#F3:(MP!Y&3@Y')%:.DZCXSE^..M6'VRQ?388
MHGDMY)9BJ0'&TQKG:)2,;CTZUK7GP?T.[N;MO[5UV&UNKC[4UA%>XMEEW!BP
M0J>21WSU^F-RX\$6$WC2+Q3%?:E:WJHL<T5M<;(;@+G D7&6'3C(' H N>*]
M*36/#MU;2W5W!$$+O]FF,9D !^1B.=I[@$9]:XCX;:U_8'P1T2^_LS4M1P9%
M^SZ=!YTIS,_.W(X'>NZ\1Z"OB323I[ZEJ6GJSAC-IT_E2$8(VDX/RG/(K.\&
M>![3P1:RVMAJNK7=LX 2&^N!(D."2?+4* N2QSZT 8FM^/-:F;PY8>'-&^S:
MKK;3,L6NQM%]G2+[V]%.<GJ,'IVYKF?#NM:MHLOQ'U2^?1['58+BW\QKF60V
M@<)@D;1O((Y50-Q) ZUZ+XK\$Z=XN-E+<W-]97EBY>WO+";RIH\C! ;!X/';
MM63%\*/#\>D:OIS7&IRIJKQ2SS2W.Z42Q])%<C.XG+'.1D] .* .7\+?%+Q#
MXDB\06EJNAW^H6-A]LM);**X6&1@>8V67:Q)[$8'UK>TGXBS^(M4\*66D16K
MMJ-FU[J98%OLT:C:0N&&"9 5YS6QX;\ V/AO6)=635=8U&]FMOLTDNI70F+*
M&W#G:#QT],=L\UA?##P+-X9U?Q-JMYIXLI+^]86D.]'*6X8L,%20,ENG^R*
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M*Q-15:LIQV844459@%%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M* "BBB@#G_'?_)//$W_8*NO_ $4U=!7/^._^2>>)O^P5=?\ HIJZ"@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** .?L_P#DH>L_]@JP
M_P#1MW705S]G_P E#UG_ +!5A_Z-NZZ"@ HHHH **** "BBB@ HHHH ****
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MRR#H=6E"A?-NMI#?9LDD[LC Q@<G/&Y]L\8?] +0_P#P<S?_ "+0!T%%<_\
M;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<
MS?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?
M] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_
M "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\
M;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<
MS?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?
M] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_
M "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\
M;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<
MS?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?
M] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_
M "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\
M;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<
MS?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?
M] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_
M "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\
M;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<
MS?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?
M] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_
M "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\
M;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<
MS?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?
M] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_
M "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\
M;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<
MS?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?
M] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_
M "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\
M;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<
MS?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?
M] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_
M "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\
M;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<
MS?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?
M] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_
M "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\
M;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<
MS?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?
M] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_
M "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\
M;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<
MS?\ R+1]L\8?] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?
M] +0_P#P<S?_ "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_
M "+0!T%%<_\ ;/&'_0"T/_P<S?\ R+1]L\8?] +0_P#P<S?_ "+0 >._^2>>
M)O\ L%77_HIJZ"N#\9W7BIO OB%;C1M&C@.F7(D>/5I795\ILD*;8 G';(SZ
MBN\H **** "BBB@ HHHH **** "BBJ6KZ@-)T6^U$QF46EO)/Y8.-VU2<9[9
MQ0!=HKS3P_\ %34-2U/0H-6\)R:99ZX&^P727Z7&\@ \H%!48[G\NI';'Q-H
M"ZG_ &8VN::-0W^7]E-W'YN[^[LSG/MB@#5HJA?:[I&F7,-MJ&JV-I<3_P"I
MBN+A(VDYQ\H)R>>.*P+#Q=+)XX\3Z3?M9V^FZ1!;S+<,2A =2S%V+;<#'H*
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MBN/M/FY\S?CC;CC&>N3724 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M5CP5_P 33QKJVJ'E%WE3Z;FX_P#'0:WO%WAW3;S3+_4FM0;Z. L)0S#[HSR
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** .?L_P#DH>L_]@JP_P#1MW6[+-%;QF2:1(T'5G8
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MUA9FUT%%%%( HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M$#CS'8@*,]AD\^U &_17F>E^.O%&E^*M,T;QK8Z3#'JULTUK/IQDQ$RJ69)
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MV9%^[.1AFY^O//XYK=  & , 444I3E+=W*44MD%%%%2,**** "BBB@ HHHH
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110!YE\1?W7Q'^'=S+_P >XOIHCGIO8(%_6N%^(C:!J?Q UVW\>3W.
MF1VMJBZ,]O:\S@C)8N$)?YN "=HRPX.:]B\:^$5\7:;:0I>FQO+*[CN[:Y$7
MF;'4_P!W(R"#Z^E=(,X&3D]Z /GZ*^U?26^'?C'Q59SV]K9QSVMU*MN5\F,Y
M6)F11\N0>P[>^*T+/3[CQQ'\2O$&EP3/9:K;);Z<QC*&Y,28)4-S@E0/Q(Z@
MX]RHH ^?DUNV\::+X"\'Z5'<OJFFW<$FI1- Z_9%@&UBQ(QW_D#@\5T_Q,U)
M?&G@[Q/HVD6=[+?:%=0&9/+&).<G9@DG"Y/0'CI7K59/A_P[9>'+2>&T,LCW
M-P]S<3SL&DFD<Y)8@ >@''0"@#R>XU:R^*?CCPR/#YFEM-+L[B2]G,+(L+R1
M[50EAC=D=N#S@G!QS$>L+-\(D^&:6MT/%;7OV=K$V[[E'G>;O)QC;CW]^G-?
M2M% 'AUKK=C\+O'GBU==\^*+4;>&73Y?)9EN61,%05'7+8YP/7'%9FIZ+?:+
M^SSH^GW<,D-_=ZG&ZPL"'0O(S*".H.,<=:^A*YCQ-X1_X2;6= NY[[R[/2KK
M[4UIY.[SY!]S+;AC!]CG- '3#H*JZCIT&J6WV>X>Z1 P;-M=2V[9'^U&RMCV
MSBK=% 'D?B3PQ##X\L[.TEO'6\MX4?[3=RW##$DG.Z1F( #'C..OJ:[L>#-*
M50JW.MJH& !KMZ /_(M,B@BN/B/?R2H':TTNT: G^ R27(<_B$7\O<UTE:U*
MBE&,5T,X0M)R?4Y__A#=+_Y^M<_\'U[_ /'J/^$-TO\ Y^M<_P#!]>__ !ZN
M@HK(T.?_ .$-TO\ Y^M<_P#!]>__ !ZC_A#=+_Y^M<_\'U[_ /'JZ"B@#G_^
M$-TO_GZUS_P?7O\ \>H_X0W2_P#GZUS_ ,'U[_\ 'JZ"B@#G_P#A#=+_ .?K
M7/\ P?7O_P >H_X0W2_^?K7/_!]>_P#QZN@HH Y__A#=+_Y^M<_\'U[_ /'J
M/^$-TO\ Y^M<_P#!]>__ !ZN@HH Y_\ X0W2_P#GZUS_ ,'U[_\ 'J/^$-TO
M_GZUS_P?7O\ \>KH** .?_X0W2_^?K7/_!]>_P#QZC_A#=+_ .?K7/\ P?7O
M_P >KH** .?_ .$-TO\ Y^M<_P#!]>__ !ZC_A#=+_Y^M<_\'U[_ /'JZ"B@
M#G_^$-TO_GZUS_P?7O\ \>H_X0W2_P#GZUS_ ,'U[_\ 'JZ"B@#G_P#A#=+_
M .?K7/\ P?7O_P >H_X0W2_^?K7/_!]>_P#QZN@HH Y__A#=+_Y^M<_\'U[_
M /'J/^$-TO\ Y^M<_P#!]>__ !ZN@HH Y_\ X0W2_P#GZUS_ ,'U[_\ 'J/^
M$-TO_GZUS_P?7O\ \>KH** .?_X0W2_^?K7/_!]>_P#QZC_A#=+_ .?K7/\
MP?7O_P >KH** .?_ .$-TO\ Y^M<_P#!]>__ !ZC_A#=+_Y^M<_\'U[_ /'J
MZ"B@#G_^$-TO_GZUS_P?7O\ \>H_X0W2_P#GZUS_ ,'U[_\ 'JZ"B@#G_P#A
M#=+_ .?K7/\ P?7O_P >H_X0W2_^?K7/_!]>_P#QZN@HH Y__A#=+_Y^M<_\
M'U[_ /'J/^$-TO\ Y^M<_P#!]>__ !ZN@HH Y_\ X0W2_P#GZUS_ ,'U[_\
M'J/^$-TO_GZUS_P?7O\ \>KH** .?_X0W2_^?K7/_!]>_P#QZC_A#=+_ .?K
M7/\ P?7O_P >KH** .?_ .$-TO\ Y^M<_P#!]>__ !ZC_A#=+_Y^M<_\'U[_
M /'JZ"B@#G_^$-TO_GZUS_P?7O\ \>H_X0W2_P#GZUS_ ,'U[_\ 'JZ"B@#G
M_P#A#=+_ .?K7/\ P?7O_P >H_X0W2_^?K7/_!]>_P#QZN@HH Y__A#=+_Y^
MM<_\'U[_ /'J/^$-TO\ Y^M<_P#!]>__ !ZN@HH Y_\ X0W2_P#GZUS_ ,'U
M[_\ 'J/^$-TO_GZUS_P?7O\ \>KH** .?_X0W2_^?K7/_!]>_P#QZC_A#=+_
M .?K7/\ P?7O_P >KH** .?_ .$-TO\ Y^M<_P#!]>__ !ZC_A#=+_Y^M<_\
M'U[_ /'JZ"B@#G_^$-TO_GZUS_P?7O\ \>H_X0W2_P#GZUS_ ,'U[_\ 'JZ"
MB@#G_P#A#=+_ .?K7/\ P?7O_P >H_X0W2_^?K7/_!]>_P#QZN@HH Y__A#=
M+_Y^M<_\'U[_ /'J/^$-TO\ Y^M<_P#!]>__ !ZN@HH Y_\ X0W2_P#GZUS_
M ,'U[_\ 'J/^$-TO_GZUS_P?7O\ \>KH** .?_X0W2_^?K7/_!]>_P#QZC_A
M#=+_ .?K7/\ P?7O_P >KH** .?_ .$-TO\ Y^M<_P#!]>__ !ZC_A#=+_Y^
MM<_\'U[_ /'JZ"B@#G_^$-TO_GZUS_P?7O\ \>H_X0W2_P#GZUS_ ,'U[_\
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MR7CTRY=1)K5XZDB)CRK2D,/8@@]Z[RN?\=_\D\\3?]@JZ_\ 135T% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 <_9_P#)0]9_[!5A
M_P"C;NN@KG[/_DH>L_\ 8*L/_1MW704 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% '$_$Y,Z!:O_ ';H#\U;_"L+PE(+
M[QY'< AMML#D>T:K7H^J:7::Q8M:7L>^)CD8."I'0@^M8?A[P7#X>U6:]CNW
MF5XS&B,@!4$@G)[GCT%=E.M!47![Z_B<TZ4G54EL=11117&=(4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 <_X[_Y)YXF_P"P5=?^BFKH*Y_QW_R3
MSQ-_V"KK_P!%-704 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110!S]G_ ,E#UG_L%6'_ *-NZZ"N?L_^2AZS_P!@JP_]&W==!0 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 <_X[_P"2>>)O
M^P5=?^BFKH*Y_P =_P#)//$W_8*NO_135T% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 <_9_\E#UG_L%6'_HV[KH*Y^S_ .2AZS_V
M"K#_ -&W==!0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 <_X[_Y)YXF_P"P5=?^BFKH*Y_QW_R3SQ-_V"KK_P!%-704 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !15:^U&QTNU-UJ%Y;VENI ,MQ*L: GH,D@58!! (.0>A% "T444 %%
M%% !1110 4444 %%%5?[2L?[2_LW[;;?;_+\W[+YJ^;LSC=LSG&>^* +5%%%
M '/V?_)0]9_[!5A_Z-NZZ"N?L_\ DH>L_P#8*L/_ $;=UT% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M_P#QFN@HH Y__A,M+_Y]=<_\$-[_ /&:/^$RTO\ Y]=<_P#!#>__ !FN@HH
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M?_X3+2_^?77/_!#>_P#QFC_A,M+_ .?77/\ P0WO_P 9KH** .?_ .$RTO\
MY]=<_P#!#>__ !FC_A,M+_Y]=<_\$-[_ /&:Z"B@#G_^$RTO_GUUS_P0WO\
M\9H_X3+2_P#GUUS_ ,$-[_\ &:Z"B@#G_P#A,M+_ .?77/\ P0WO_P 9H_X3
M+2_^?77/_!#>_P#QFN@HH Y__A,M+_Y]=<_\$-[_ /&:/^$RTO\ Y]=<_P#!
M#>__ !FN@HH Y_\ X3+2_P#GUUS_ ,$-[_\ &:/^$RTO_GUUS_P0WO\ \9KH
M** .?_X3+2_^?77/_!#>_P#QFC_A,M+_ .?77/\ P0WO_P 9KH** .?_ .$R
MTO\ Y]=<_P#!#>__ !FC_A,M+_Y]=<_\$-[_ /&:Z"B@#G_^$RTO_GUUS_P0
MWO\ \9H_X3+2_P#GUUS_ ,$-[_\ &:Z"B@#G_P#A,M+_ .?77/\ P0WO_P 9
MH_X3+2_^?77/_!#>_P#QFN@HH Y__A,M+_Y]=<_\$-[_ /&:/^$RTO\ Y]=<
M_P#!#>__ !FN@HH Y_\ X3+2_P#GUUS_ ,$-[_\ &:/^$RTO_GUUS_P0WO\
M\9KH** .?_X3+2_^?77/_!#>_P#QFC_A,M+_ .?77/\ P0WO_P 9KH** .?_
M .$RTO\ Y]=<_P#!#>__ !FC_A,M+_Y]=<_\$-[_ /&:Z"B@#G_^$RTO_GUU
MS_P0WO\ \9H_X3+2_P#GUUS_ ,$-[_\ &:Z"B@#G_P#A,M+_ .?77/\ P0WO
M_P 9H_X3+2_^?77/_!#>_P#QFN@HH Y__A,M+_Y]=<_\$-[_ /&:/^$RTO\
MY]=<_P#!#>__ !FN@HH Y_\ X3+2_P#GUUS_ ,$-[_\ &:/^$RTO_GUUS_P0
MWO\ \9KH** .?_X3+2_^?77/_!#>_P#QFC_A,M+_ .?77/\ P0WO_P 9KH**
M .?_ .$RTO\ Y]=<_P#!#>__ !FC_A,M+_Y]=<_\$-[_ /&:Z"B@#G_^$RTO
M_GUUS_P0WO\ \9H_X3+2_P#GUUS_ ,$-[_\ &:Z"B@#G_P#A,M+_ .?77/\
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M$RTO_GUUS_P0WO\ \9KH** .?_X3+2_^?77/_!#>_P#QFC_A,M+_ .?77/\
MP0WO_P 9KH** .?_ .$RTO\ Y]=<_P#!#>__ !FC_A,M+_Y]=<_\$-[_ /&:
MZ"B@#G_^$RTO_GUUS_P0WO\ \9H_X3+2_P#GUUS_ ,$-[_\ &:Z"B@#G_P#A
M,M+_ .?77/\ P0WO_P 9H_X3+2_^?77/_!#>_P#QFN@HH Y__A,M+_Y]=<_\
M$-[_ /&:/^$RTO\ Y]=<_P#!#>__ !FN@HH X?Q9XDM-3\&ZY86=CKDEU=:?
M/#"G]AWB[G:-@HR8L#)(ZUW%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110!6OM/LM3M6M=0M+>[MV(
M+0W$8D0D'(R",=:L    # '0"EHH **** "BBB@ HHHH **** "JO]FV/]I?
MVE]BMOM_E^5]J\I?-V9SMWXSC/;-6J* "BBO/O%'B;Q)=^,?^$3\(MIUO?06
M?VVXN+_)# G"H@&>>02<=_S /0:*X#X=?$?_ (2R:]T;588;/Q#I[,EQ#$VZ
M.0*VTLAR> >",GJ.3FN_H **** "BBB@ HHHH **\_\ %GB;Q'-XNB\)>$AI
M\6HBR-]/<7^=H3=M5$ ZDGJ<<"E^'GQ'_P"$JN;W0]7@BLO$6G,R7$$;;HY-
MK;69#D]#P1D]N3V ._HHHH **** "BBB@ HHK@_&'B;71XJL/"/A=K"#5+FU
M:]DN;_)18P2 J@9RQ(/T _( [RBO.O 'Q&FUS6+[POXAAM[3Q%8.R,(&S%<!
M>I7DX([C\?4#T6@ HHHH **** "BBB@ HKA?&7B;7(O$FF^%/# LH]6O8'N6
MN+[/EQQKG@ <EB0>W 'Y5/ 7Q&GUK6KSPKXC@@M/$EBS*P@;,5P%ZE>3@CJ1
MZ<^H !Z+1110 4444 %%%% !117$>-?$^LVFN:3X7\-BS35]36247%[GRHHT
M&3P.2QP?7I0!V]%>;^!_B-=:CXBN_"'BF&WM?$5H2 UNV8K@ 9^7GAL<X],]
M,$5Z10 4444 %%%% !1110 45Q7CCQ/JNG:IHOASP^MH-8U=I/+GO"?*A2-<
ML2!R6/85E>#/B+>S^*;GP7XNAM;;Q!;G]W+;-F*Y&W=QZ-M.<=_0$8H ]*HH
MHH **** "BBB@ HHKC/'7BC4M(NM%T/0TM?[8UJ9XX);LGR8E0 LQQR3R,#O
M^A .SHKS+PE\1=07Q=-X*\916D&N1D>1<6K?NK@$;@/]EB.1TSTP#U]-H **
M** "BBB@ HHHH **X_QYXIO]"_LC2]&CMFU?6+G[/;/=$B&+ RS-CD]1@=\_
M@<#PQ\1-3M/&3^"O&T=G%JQP;6[M&_=3Y&0I!^ZQ[=,], XR >GT444 %%%%
M !1110 445R/CWQ3>>';33;32HH'U75KM;.U:Y)$4;'JS8YX]!US^% '745Y
M=H'Q$U;2O&G_  AGCE+)-0F"M9WMF?W4V[.U6!^Z3@@=/3'()]1H **** "B
MBB@ HHHH **Y/Q]XJNO#&E62Z=##+J>IWD=C:?:&Q$CO_$Y]!BN8T?XAZSH/
MC6/PAX\6Q6YN@K65_9G$;[B0H93R,D$ X'(Z<YH ]3HHHH **** "BBB@ HH
MKEO'GBJ;PKHUL]G!%-J.H7<=C9I,VV,2OG#.>RC!)_IUH ZFBO+-+^(FN>'_
M !C!X5\?PZ?%->*&L[^Q8^4^3@!@>1D@C.!SVQS7J= !1110 4444 %%%% !
M17,>._%3>$?#RWD$"3WMS<1VEI'*VV,ROG!<]E !)^G;K7(V7Q$U_P +^+;;
MP[\08M-07P#6FH6#'R\DXPX;D#/&<#'N.0 >JT444 %%%% !1110 445S7CK
MQ4/!_AB74U@6>X:1(+>-VVJTCG W'LHY)^E '2T5Y1#\1/$7A#Q3::+\0H=,
M6WU 9MM0L&.Q#G&'#<X!(&<#'OR1ZO0 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !117GGQ>U>\TOP_IJ1WEQ8:=>:A%;:C>VW^LA@
M;.XJ?X<XZ_AWH E^)?B#Q3I#Z/:>$[/[3>W$DL\JF/<&BA4,R>V[...3CBLB
M&P\+_&6RM=?@N[[2=9L5\FX-I,(YX,YRC$CE?O8/'?W%9[RZQ\)M0L[]-6N=
M;\#7SJCO/)YLEF6^ZX;NISG(X/3&<$VM?^%[^)/B5+>PQ/IFA3VRG4)K6XP=
M2).2FU?NC@;B>O!Z\T 2>'_"RK\2=.ETC1KK3-&\-VTUHUS<KM:^D?/3/+*"
MQ;=W)KU>F11)#"D48VHBA5&>@'2GT %%%% !1110 5PGQ*\0^)='CTBT\*6B
MW&I7<TCE6CW!HXDWLOH"W3U/..:@^+>MWFE>&+(VE[+96EUJ,5K?WUMS);0G
M.]E(Z'C&?P[USLT^M_"B_M=3_MB\\0>";UD6:6YE\Z6T+='#=U.<\<'I@'!(
M!>@M/#GQEL[37+:\OM'U_3OW,S6LOEW%OURA]5Y;!XZGW%,T+PJD?Q*TI=%T
M>[T_2/#,$\$U[=(5:_DD!& 3]\ DMNZ<G&.*3Q%\,W\3?$C[?:1R:7HT]H/[
M1NK6XVG4=Q_U85>G &YCUX[UZO#"EO!'#$-L<:A%&2< # Y- #Z*** "BBB@
M HHKA/BYK&H:)X'-Q83S6R2744-W=0#,D$#'#.OH>@S_ +5 $GQ*UKQ)I>FZ
M;;>%+<2ZM>W>Q=R!EV(C2,.> 2%QSVSCGD<_;)X=^,^FV]U/)>:/XCTEBDPM
MY/+N+9NC#D<H3G!ZCGIR*S)UU?X6_9?$>CZQ=^(/!5R5-U%<2^;) K8Q(C="
M.>V/0^HT/%?P\?QCX\L-3TL-IVEW-ENU#4[6?:UXC=(@@[E<?,>"#WP!0 W3
M_!Z)\0="L]%TF\L].\-M-+=:I=C#7LDJCY5;^/.<D]!DCCC/KE065G!I]C;V
M5JFRWMXUBB7).U5& ,GD\"IZ "BBB@ HHHH *XOXDZYX@TC1["#PO LNKWUX
ML,09 P"A6=NO R$QSZGZU#\6-<U#1/ =Q=:7</ QN(H;BZA&7MHF;#,/?H/^
M!5R-R=;^&8M?$NE:W?>)?!UP$-W'=3>=+"K8Q*C=,<^WH?4 &A:?V#\9M.@E
MN)+O1?$^D.5E%N_EW%LV<'&>2A(^H/''.8;/P>D7C[0--T32[Z"S\/RRW5]K
M%VI#7DLJC*JQ'[PGN>@''UE\6> 7\9^-M+U;1M^G:?<V1>_U:UGVM=1N,"((
M.22O\1XP><X KU&QLH--T^WL;5"EO;QK%$I8G"J, 9/)X% %BBBB@ HHHH *
M**XKXJ:WJ.B?#[4;W2)3'<(T<<DT8W- C, S >H!_#.: )?B/K6NZ/X?MD\-
M1"35[Z\CM8-R!@N06).>!PN,GUKEK.31/C)ID4&I?:M&\5:,Y\Q8'\N>V?(!
M*YY*$@>X/YG.G77/AY;6OBW0->O_ !/X4F57O8+R?S9$0X_>HW_UACOGJ-'Q
M=X)?QSXIT+6= WZ?:W-H9+S6K:?8\L+  1A!R6*G[QXP<'. * *Z>#$A\;>'
M]'T73;]8=%NVU+4=<O <W+N!E0Y'[PM@ XX&/K7L-5-,TZVTC2[73K-"EM:Q
M+%$I8L0H&!R>35N@ HHHH **** "N2^(FLZSH_AE/^$>C#ZM>W<5G:ED#!&<
M]3G@< \GCI3/B=K6I:)\/=8O]&;%[ BC>O+1*S ,V/4*<^W6N"DAUWP/IMIX
MS\,^(=0\3^'9(Q)J%K?3^8VP]9$/;'.1U7'.1G !I65QI'QATM=+UQ+C1_%>
MCR%G6%O+F@<8!>//520,CL<>Q->;P4L/BSP_H6C6&HNVFZ@NKZEK]Z"3,< [
M!(1\Y; ! X&._-6O%_A)O'^M>&]<\.![%+B RW.MP3;'$)4 1[1R7(8@'MR#
M7IFD:5:Z'H]II=BK+:VL8BC#,6.!ZDT 7:*** "BBB@ HHKEOB+K&H:+X UO
M4-'(-_;0 J0,F,%@&?'^RI9N?2@ ^(.L:KHOA.230T#:M<SPVEH2FX+)(X4$
MYX[G&>,XSZ5QEC=Z7\6],;P]XFAFTGQ7I,FYEB;RY8W''F1D]5/&1SV]C66M
MOK_A30[+QQX6\2:AXDTEX1+J5E?S^867J[I_=(.<CJN.<C(K7\7^&F^(MUX6
MU[PRC63SJ99=;BF\N2"''^K*@Y9N2!Z8(Z&@"G?^!EAU[0_#VCV6I3W%OJ46
MKZEXAO026"Y^42'[S'I@=,#.>2/9:S]#T:T\/:)::38AQ;6J;$\QRS'N22>Y
M))K0H **** "BBB@ KFO'VLZCH?@Z[NM(CWZF[QV]J"FX"21U0$CIQNSSQG%
M.\=:K?Z1X'UJ^TD!K^VM2Z#&2GJV/89;\*\OMK7Q%H7ANP\=^%/$VH>(;5H1
M-J=A?3^8)!C,A3^Z5.>.HQU/0@&MI]]I_P 4]-D\)>,+>73/%6F/O(C8)('7
M_EK$>F".HY'((XP14U?P&(-0TKPUI%IJ=Y?R:A#J>H^(;W+;5CR /,/5NP4=
M._7(O>+="/Q,M_"FO>%X6M;B9O,?64F\N2TB Y0J#EVW9 P>"IY )KT?P_H=
MIX;T.UTFQ,A@MU(#2N69B226)]223^- &G1110 4444 %%%87C#4KW2_"&LW
MNEJLE_;6CRQ+C)! /..^,$X[XH B\=:S>Z!X,U'4--C\R^15CMUV;OWCN$4X
M]BV?PKA-.U&R^)6GS^"/'-L^G^)[!MWR$(SLHXEB/3.#DCD$'(XZ8VGV?B2P
M\+6'CSPGXHU#7G,(EU33;Z;S$D.,R*@_A*G/'7T)Z';\5Z5_PM+1?"VO>&;8
MV][+*&_M43!'L47.Y2!RY# @ =".H!- &?KW@ 6YLO#&DVVJ:CJM]=PWM[X@
MO<L(8XB0/WAXW 9 4<\U[765X;T"U\,:%;Z59O-)'%DM),Y9Y'8Y9B3W))/X
MUJT %%%% !1110 5@^-=9N?#W@W5-4LHO-NH(<PKL+?.2%7('4 D&K'B:_N]
M.\,ZM=Z<BRW]O9R30QGDE@I(X[\CIWKQW2+'Q-_PB5AX[\)^*]1UJ_$?F:GI
MEY-YD<C8S(BK_"5YP.I'(/0$ V=,U2W^(%C<> /B#:M9>([8AU92$,Q4'$L1
MZ;L$\#@@DCC(%'Q+\/%MK&/POI=OJNJZSJTT,UQKM[EUM8XFZ^9V(&0%'.#]
M!6AXHL1\6/"GAS6_#EEY6HR7"XU#SA&^GA2=^['+X88 '?!&,UZ+X8\.VWA;
M0H=,MIII]K-)+/.Y9Y9&.6<Y[D\T ; Z=<T444 %%%% !116=K][<Z?X>U.\
ML81/>6]I)+##C.]PI*C'N10!4\8ZU+X=\':MJUO&'GM;=GB4J2"_1<@=LD9K
MSS2]7@^(6G7/@#X@6C6'B*##C&$,I R)8CTW8SD#@@G'&0,71K3Q3<^$K3QY
MX7\67VL:EM+ZEI=V^^*1A]^-4'W2!T'4C!4C(%;/BFV'Q6\&>']=\-Z<RZPU
MRJI>"<1MI^"=^\]64$< <\@CT(!G^*_AZMII?_"-Z?%JVN>(-9DA9M8OLNEI
M%$XY,G10!D;1R=WT%>W1J4C52Q8J "QZGWK%\)^&HO"NA)IZ75Q=RL[37%S.
MY9II6Y9N3QD]OYG).Y0 4444 %%%% !61XIU=] \*:KJT:!Y+2UDFC4@D%@I
MVYQVSC-6]5N9[32+ZXM(?/NH;>22*'^^P4E1^)&*\0T&T\5:OX4@\=>&?%U]
MJ6MJ6;4-+N7W0.0>8EC'"D#&!W!R"O% &UHVO1^.["X\ ?$2S-EKC('C; 3S
MQU62,] X]!P>?<"CXJ^'D6F:))H%C!J_B#7]:$<,>HWN72SAC=6YDZ(H].IS
M^%7_ !*B_%GX>Z3J^A:4W]MBZ2-)A.(GTYP?WA9NI48' YY!QD5Z#X0\,)X5
MT3[&;RXO;J:0W%W=3N2TTS8W-@G@<=/YGF@#9M(6M[."%Y#*\<:HSGJQ QG\
M:FHHH **** "BBJ][-+!97$EO'YUPD3/'%W=@.!^)P* *WB#4SHOAS4]45/,
M:SM9)U3!.XJI(''J17EN@^)AXTL9? ?Q'LOLFJW<2RV\F @N%/S(R'H''MUP
M1UR*Q_#]KXJ\2>&%\:^'O%U[=>(XY'-[I4[_ .CG!_U0CZ+\N,9ZYXVGFMKQ
M R_%OX9V>HZ7HS/KT5TL _?")]/F!&\ECR5'!QUP0< C@ I>)OAY!HF@S:/9
MP:QXCUW68UL[:ZN\O'9Q(ZMR_2-1@'WQV%>QZ9:R6.DV=I+*99(($B:0_P 9
M50"?QQ6/X,\+?\(IHS6\U]<7]_<R&XO+N=RQEE( ) )X'  ^E='0 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%<''\8/!\OBP>'4OI&N&
ME\E;D1_N#)G&T/GUXSC'O0!D7NOZS\2]&MM/\.?:-'5M1EL]8E+CS[-(P2!@
M$'+C'3H>,]36;X+TV32_$/BOX>>([TZKHD=HMU%)=MPL1QNY)^7J.AX*DC%:
ME[GP+\8K>^4!-%\5 07'98[Q?NM_P+./<LQ[4_Q-\,;SQ+\16U.74?(T&YLX
MX;V"%BLL^QLB,^BGY23GMT[T 9>F?"^XU'2X=-LO&KWW@.>19ULQ&K.ZAMPC
M$G9=PYQCD=,U["JA5"J,*!@ =JBM+2WL+2&TM(4@MX4"1Q1KA54= !4U !11
M10 4444 %>;W^MZC\1O"EYI_AMI--NX]4_L_4A)(%FMX Q#LON1CC_> )(KK
M],\5Z)K&MZCH]C?QRW^G-MN(>05/?&>H!X..AX-<1J>? WQ@M-57$>C>)P+2
M[[+'=K]QCZ;NGXL: .>T;P=9>#/B9<>#WN);SPUK>DO-+#>," RGDD@ 9&TD
M,,8S[9J;0?A_+KVC2:7H_CA[WP+)=$/:FWS+\CY,:R'HN0#N& >H'//5>._A
MJ_C7Q+I-\VIM:6<$+P7D<61)+&3G:&]#R#GMZUW&GZ?::5I\%A86\=O:P($B
MBC& H% $\<:0Q)%&H5$4*H'8#I3J** "BBB@ HHK%L?%FB:CXCOM M;^-]3L
M@#-!R#SZ?WL<9QTS0!Q>J^)M9\<:;>Z+X72;3+ZWU;^S]1E=AYMK;\YF4 _Q
M8P,'L?K61X/TJ[\,_$'6/ .KZA+J^B7VF?;(_M9SQN"L"">,_/G'H#6IXGSX
M'^*>E^*4 32M<VZ=J9Z*LO\ RSD/Y 9]%/K4_C;X<:AXL\=V6I1:E]CTM]/-
ME?\ E,1-)&)"^Q>.C;L$^@/7." 8NG_#*:^TZ73_  YXX:3P1?2$RVB*LK !
MOF2.3G R,'I[@]_7[:WBM+6&V@0)#"BQQJ/X5 P!^51:;IMGI&G0:?I]NEO:
M0($CB08"C_/?O5J@ HHHH **** "O/=1\1ZEXST/Q)HOAD-8:U8WHL9C+(%=
M(BP!F7'JH;'.>..<59UCXM^%-#UR32[RXN2T,@BN+B* O# Y_A9AW]@#^AK#
M\27$7A3XB:+XWLY8VT36T6PU&6-LIDC,4N1QT Y]%]Z ,+3_  7;^ /BII.A
MP7=Q>Z)XCLKB&[AO"&#NB%B3@ ?W<<9&X\U+H_@%]5LM3TGPGXZ+^#Y;EH+J
MT,'F/$1@LD;MV.1\PX.>_?L?B'\/9O'&H:'-%JC6$=BTR7#1@^8\4JJ&"GL<
M*1SQAC]#UVD:18:#I5OIFF6R6]I NV.-?YGU)ZDGK0!/96<&GV%O96R;+>WB
M6*)<YVJH  _(5/110 4444 %%%<X/%]M/XU/AFRL[F[F@C\R]N8P/*M,C**Y
M)Y9O0?XX ,/4O$VH^*=,\5Z#X:1K/Q!ITXM1YT@4^6Q'[U#VRN_'T![XKB[;
MP5%\.OB?X?L;:^N;W2O$4$]K?PW9#"5E3)) &,$LIYR?O<\UT?C@-X,^(&C>
M-X1LT^[(TW5\= K?ZN0_3'7_ &0.]:WQ$\!7'CF317MM4-A]BFD,LB [S%(H
M#;".AP,>G/MR <;I?@-M036=(\%^.=GA>6X:WOK(P>:820-Z1NW!!!QD?F2*
M]BTW3[?2=+M-.M%*VUK"L,2DY(50 .?H*@T/0].\.:1;Z7I=LMO:0+A5'4GN
M2>Y/<UHT %%%% !1110 5PFI^*K_ %^W\7>'?#D1M?$6FA8H1.X7>K@?O5/;
M@MCWVYQGBYKGQ+\.>'?%MGX=U&X>*YN5#-,5_=0Y^Z';MG].^*Y_X@J_A'QC
MHGCZV7%KN&GZOMZ&!S\KG']T_J%% ',KX*'PV^(WAC[+J-U?6FO>;9ZG'=$,
M)F*\DC'();.#DC'4YJWI_@4W5SKND^!?&XM]!EE:WU&P:#SO(+#YEC8\'()&
M1Z8))''9?$/P1<>.K;1_L.JBQ:TN?-,Z EO+9<$H1WQC%=+X?\/Z;X8T:#2M
M*MQ#:PC@=6<]V8]V/K0!-H^E6VAZ-9Z79JPMK2%88PQR< 8Y/K5VBB@ HHHH
M ***Y#Q%\2O#OA;Q-8:%JD\D5Q=KN,NW]W""2%+MV!((XSC&3@4 5]2\67FK
M3>*_#6@P&#Q%IL"FV$[A1,'4'>O88SWXR5SC/'GS^"7^&OCGPE?6VJ7=Z-9N
M#8ZJ+EMRS.X&3TY4DDX.3\HY-=3\2$D\,^(-#^(5DN8K5Q9ZH$Y\RUD/#''7
M:3^97TK9^(/@Z?QYI.DKINJK926UVETETH).S:1E"._((^GXT <;9>!S)J^O
MZ9X \:K9Z8\GDZGIY@\Y;=G'(C8\9QN''(Q@GCCU?0M&M?#VA66D60;[/:1"
M-"QR3CJ3[DY/XU%X;\-Z9X4T6'2M*@\J"/EF/+2-W=CW8_\ UNE:U !1110
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !117G7CWXF3^#/$EA91Z4][9+!]JU*2,$O!"7V*P
M[#YO7KTXZT 2^)M<U'1/B+I-K?W)'AK6[9K !1M\FY)X.[KE@0!^/I7,_%3P
M;I/AKX-1P:=;JKZ5/"\5P5'F%BX5F+ #D[N?P]!79^+=*L/B1\.YETRY2?SH
MQ<V%Q&>DJ\K]#G*GN,GO47A6_L/B;\-XX]:MA,9%^S:A;ME2)HR,],$'(##T
MR* ,/5;B?XNZ/K>GZ98!-&MUSIVJR.4::\0Y!0?W.JEO?\!Z+HJZ@NAV"ZL8
MSJ*VZ"Y,9RIDVC<1^.:LVEI;V%I#:6D*06\*!(XHUPJJ.@ J:@ HHHH ****
M "O-]>^,FD:'KDEF--O[NPM9Q;7VI01YAMY3_!GN1W&1[9J?XG7^J^''T/Q5
M9W$YT_3;K9J5JA.V2&3"ER.Y7MZ%A3_$O@FPUCPC%I>FZC!I?AZXN3?:A(O)
ME0GS,J['"_-@Y/  '88(!BZ]\)Q:6IU[PMJ,EOXFMKB:]6[D8 7(=BY1^W0X
M!/![\'BC:ZOJ7QJ\&:AI\F@BTCAM]T=^9OE-^A^41_[..ISP&(YZE/ACI$5Q
MXE\766GWUUJO@N6,6X>[D+K-,0-^UN,@ L"1URO7@UZ]I^GVFE6$%A86\=O:
MP($BBC& HH KZ -37P]IZZR$&IBW07/EMN'F8YY^M:-%% !1110 445Y]XS\
M4^*/[;?P]X,L+>:_M[47EW<71PD:$D*B\C+-@_YR0 2^,?$6I^%O&GAR]FN
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M/ORJDA<GN=H&?>MBPTZQTJU%KIUE;V=N"2(K>)8T!/7A0!5F@ HHHH ****
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M:?:WDZC[3+:6ZQ^8W?ISC/.":U* "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH *@ELK2=Y'FM89&EB\EV>,$M'_ '3ZKR>.G-3T4 >,
M>'? FLVOCO5;'1K[5=&\'6]VD[0L=AGE7!VQ'KY?3)[@ <XR/3-$\+:?H&J:
MQ?V/FJ^JW N)XRWR*X&"5';)))]2?85MT4 %%%% !1110 5P7Q+\2>)=%_L>
MS\*VBW.H7<LDK(T>X-%"N]U^IR!Z^G-=[10!Q_A[Q'H?Q0\(746S FB-O?63
MG]Y Q&"#_,-[=B"!C?"N]E72M4\#ZRJR7N@RFU*R#(GMFSY;8/48XQZ;?6LS
MQ)\,9_$/Q-DN;.*;2-'GM1_:ES;S[?MY)YC"#H>/F)Z]<9Z^C6OAK2;+76UJ
M"VVW[6B69E+L28E.0#D\G@<GG@4 :%K:6UC;1VUI;Q6]O&,)%"@15'H .!4U
M%% !1110 4444 %4-7TFWUG2KRPF>:%+N$PR2V[[)-O/1OQ/YGUJ_10!XS!X
M+L[_ .).BKX>\,S:+IGAR1C=7\L)B-VXQM1<\R#CESGAC[9]+TWPOI^D^(]6
MURU\U+C5/+^T1[OW>4!&X+ZG/)_Q.=NB@ HHHH **** "N-\;7_B:2^TWP_X
M6V6MW?+)+-J4\>Y+:--N<#!!8E@/_P!>1V5,EB2>%X9%W1R*589Z@\&@#Q_P
M=\3].N;.Z\*>.-5MKC4C>S:=YJQ'R[F/[H+,HV@$EAGCC!/K6O\ "ZXET2]U
MKX?Z@Q:32)3+9,_6:TD.5/O@GG_>QVJGXB\!-K5YIGA'2_#<&E^&]/G2YFU(
MLI:4 'Y(^2V3D@LWIGTSZ*^@:9)XDC\0-; ZG';&U6;<>(R<XQTZ]_>@"U8:
M=9:59I9Z?:06MLF2L,"!%&3DX ]ZLT44 %%%% !1110!R?Q+U#5=*^'FL7VB
MR^5>PQ!A(%R53<-Y'N%R<^U<9X;^)0TVW;PU\0CMN6A3[->^4TD>HP28"G@'
M)(//'/.<$&O5M0LH=2TVZL+@9AN87AD'JK @_H:\IT[X+S:EI@B\7ZU-=7-I
M$MIIC6;E%M(D(VL,CES@9SG _ @ T?AG+)X:UW6_A]=LQ6PD-WIK.?\ 66KG
M./?:3S[D^E>B:?IMCI5J+73[."TMPQ8101A%R3DG ]ZI_P#"-Z8=:L=9DA:7
M4;*V-K%<2.2VP]<^IZ\GU/K6M0 4444 %%%% !7 ?%3Q9J?AO2K&UTP+:R:G
M/]F;59A^YL@<?,W7GDX[<$]J[^JNI:;9ZOIT^GZA;I<6DZ%)(G&0P_SW[4 >
M>6?Q/\(Z)+:>%+[6KK5)8U%K/J<T>^%Y.A#OW^O(]3U--^'3MX3\6ZWX N"1
M;Q,=0TEF/WK=S\RCUVG]=U,\7>#+K4M,T_P#H.A1V7A\-'-<:D[J1&JMDA!G
M<9#W)]?0DCOIO#NEW&N:?K,MMNO]/B>*WEW'Y5<8/UXSU]30!:L--L=+@:#3
M[."UA9VD9(8P@+,<DX'<U:HHH **** "BBB@#C?BAXBOO#'@>YOM.=8KF26.
MW6=AD0;S@OCV'ZXKGT^)?A_P>(] NI]9U>VLW%O>:U)'YT22MR5=\\]>@S@<
M<XKT75])LM=TFZTO481-:7*%)$/<>WH0>0>Q%>1)\-?&FF:/?>"M.O-*G\+W
MTF[[7<(?M$"%@2-HP&;@<\_5>P!K_#^5?"7C?6/!)8?V==#^U-&?.5:)_O(I
M[@=O]UCWKTFQTVQTR.6.PLX+5)9&ED6&,(&=NK''4GUK.3PGI"W.B73VYDN=
M%A,%G*S'**5"'..O [^IK;H **** "BBB@ KD/'FNZ]IMK9Z9X:TR6ZU;4W:
M*&X*?N;4 <NYZ# / /7!ZXP>OHH \I^&5UJOA_Q;KO@;7]1DO[F,+?VMS*Q/
MFJX'F8R<XW$<>NZI?!W_ !1/Q*U?P8PV:9J6=3TKT!/^LC'TP<#T3/>M;Q;X
M3U.]\?>%?$VB^6L]E*T%\SM@&V()/UZN /5P>@)KJ-0T#3-4U73=3O+827>F
MN[VLFXC86&#TZ]NOI0!9LM-L=.\_[%9P6WVB4S3>3&%\QSU8XZD^M6J** "B
MBB@ HHHH Y#XE^*+OPCX-FU"Q5!<R31VZ32*62#><>8P[@#]<?2O/O#_ ,3[
M3PGXGU+2_$7C1-=TQH8Y;:^BAWD2'[R_N\\?CZ>]>TW=G;:A:26EY;Q7%M*-
MLD4R!E8>A!X->/WG@7Q9I6M>(])\-Z5HZ:!X@14-T^U19ILVL/+!!)Y)& 1G
M!)ZT 7_!UW;^%OB3>:';2*V@^)(_[5TF1#\F\C,B+]1SCL OK7IUIIMC827,
MEG9P6[W,IFG:*,*97/5FQU/O6)9>!M&M=.\/6DL+7#:" ;25V(8-MP6./4\X
MZ9 ]*Z6@ HHHH **** "N4^(WB>X\(^"KS5;2-&N0R11-("4C9V"[F]AG/Y5
MU=5M0T^TU;3Y["_MTN+6="DL3CA@: /')_&_B+X=>(M.B\1>(+?Q)HNHPB=Y
MX(%22V7*CS,)P4RPQR<\XP>NQH4D?@OXLW6DQD#0_%*?;[!U/R+< 9=1V^8<
M_B@J+6_AM;:#H-SH?@SP\);C7 ;>YU"YGW+:19!).3D^P Z@$YP >Z7P?I4F
MG>'[2\B-RVA^4UI*Q((>--H8X//0''J!0!M1VMO#<33Q01)-/CS9%0!I,# W
M'J<#@9J6BB@ HHHH ***JZG<36FDWES;PO--# \D<2#+.P4D*!W)/% &)X_\
M27'A+P1J6M6L GN+=%$:L/E#,P4$^PW9_"N"F\0>-_ :6>O:QJ</BCPQ=JCW
M$]O L;VN_&&7;U3G@G@_[.15?P_XMUC2C%X8^*,(DL];@WVU],N$_>#+0R<#
M:06QVVGVP0Y?"'C?0;74_"OAF^TO5_#MT'@VW\F9=/#KR"![-G&#GK@9Y -#
M0;N'PI\57MK:1&\/>,(OM]A(O"+< 98#_>!S_P "05ZE':6T5S-<QV\23S[?
M-E5 &DVC W'J<#IFN;L? >DQ>'O#VEWR&[;0VCEMYB2I\U1UX[9YQ[#KBNJH
M **** "BBB@ K'\5ZP_A_P )ZKJ\:!Y;2U>6-2"07 ^7..V<9]JTKN9[>SGF
MCB:5XXV=8T&2Y R /<UX]X4\=^)/"]Y96'Q&5A9ZPHGL]1==HA9^3%)P-N,X
MP?N_3H =!X!^(5YJ-\WA?Q=;_P!G^)H%W!64*MTF,AE[9QU ^H[@58O^*%^,
MC0A=FC>+%WJ>BQWB]1_P+/XEQZ5:^*?AK_A+=/LTT6U2?7K:[C6*\AN%C:Q!
M^8NYZ[< ' YY!'OL:;\.]*M] L].U.2?4YH+T:B]S/*V][GJ7Z\#V'XYY- '
M4I:6T=U+=);Q+<3!5DE5 '<+T!/4@9./K4U%% !1110 444R5S'$[A&<JI.U
M1R?84 8GC/7KCPUX3OM5M+-[RZB55AA52=SLP5<X[ G)^E<!X<\0>//#_P 1
M-.T#QI<VMY;ZW"\EN\"*!!(JEBH(4=,8(YZ@@]:I^&?'WBCPM?6B?$*)TTW6
MCYUK?,NW[([<^5(,#:!Z'I],XV/B=8:[JOB'PK>^$XX+N_TZ:4.Q<,MOYJ+L
M=QGA<*3[X'7.* "X_P"*%^,D5PJ[-&\6*(Y>RQWB]#_P+/XECZ5Z6MI;)=O=
MK;Q+<R($>8(-[*,X!;J0,GCW-<CI?PWTN#PXFFZQ)-JMP]XNH7-S-(VZ2Y'\
M0Y^4=L#MUKM* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M':NKHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
J*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** /__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>23
<FILENAME>image0a18.jpg
<TEXT>
begin 644 image0a18.jpg
M_]C_X  02D9)1@ ! 0$!+ $L  #_X@Q824-#7U!23T9)3$4  0$   Q(3&EN
M;P(0  !M;G1R4D="(%A96B 'S@ "  D !@ Q  !A8W-P35-&5     !)14,@
M<U)'0@                  ]M8  0    #3+4A0("
M                                             !%C<')T   !4
M #-D97-C   !A    &QW='!T   !\    !1B:W!T   "!    !1R6%E:   "
M&    !1G6%E:   "+    !1B6%E:   "0    !1D;6YD   "5    '!D;61D
M   "Q    (AV=65D   #3    (9V:65W   #U    "1L=6UI   #^    !1M
M96%S   $#    "1T96-H   $,     QR5%)#   $/   " QG5%)#   $/
M" QB5%)#   $/   " QT97AT     $-O<'ER:6=H=" H8RD@,3DY."!(97=L
M971T+5!A8VMA<F0@0V]M<&%N>0  9&5S8P         2<U)'0B!)14,V,3DV
M-BTR+C$              !)S4D="($E%0S8Q.38V+3(N,0
M                                                    6%E:(
M     /-1  $    !%LQ865H@                     %A96B        !O
MH@  ./4   .06%E:(        &*9  "WA0  &-I865H@        )*    ^$
M  "VSV1E<V,         %DE%0R!H='1P.B\O=W=W+FEE8RYC:
M    %DE%0R!H='1P.B\O=W=W+FEE8RYC:
M                                  !D97-C         "Y)14,@-C$Y
M-C8M,BXQ($1E9F%U;'0@4D="(&-O;&]U<B!S<&%C92 M('-21T(
M     "Y)14,@-C$Y-C8M,BXQ($1E9F%U;'0@4D="(&-O;&]U<B!S<&%C92 M
M('-21T(                             9&5S8P         L4F5F97)E
M;F-E(%9I97=I;F<@0V]N9&ET:6]N(&EN($E%0S8Q.38V+3(N,0
M    +%)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,V,3DV-BTR
M+C$                                  '9I97<      !.D_@ 47RX
M$,\4  /MS  $$PL  UR>     5A96B       $P)5@!0    5Q_G;65A<P
M       !                         H\    "<VEG(     !#4E0@8W5R
M=@        0     !0 *  \ %  9 !X (P H "T ,@ W #L 0 !% $H 3P!4
M %D 7@!C &@ ;0!R '< ? "! (8 BP"0 )4 F@"? *0 J0"N +( MP"\ ,$
MQ@#+ -  U0#; .  Y0#K /  ]@#[ 0$!!P$- 1,!&0$? 24!*P$R 3@!/@%%
M 4P!4@%9 6 !9P%N 74!? &# 8L!D@&: :$!J0&Q ;D!P0') =$!V0'A >D!
M\@'Z @,"# (4 AT")@(O C@"00)+ E0"70)G G$">@*$ HX"F *B JP"M@+!
M LL"U0+@ NL"]0,  PL#%@,A RT#. -# T\#6@-F W(#?@.* Y8#H@.N [H#
MQP/3 ^ #[ /Y! 8$$P0@!"T$.P1(!%4$8P1Q!'X$C 2:!*@$M@3$!-,$X03P
M!/X%#04<!2L%.@5)!5@%9P5W!88%E@6F!;4%Q075!>4%]@8&!A8&)P8W!D@&
M609J!GL&C :=!J\&P ;1!N,&]0<'!QD'*P<]!T\'80=T!X8'F0>L![\'T@?E
M!_@("P@?"#((1@A:"&X(@@B6"*H(O@C2".<(^PD0"24).@E/"60)>0F/":0)
MN@G/">4)^PH1"B<*/0I4"FH*@0J8"JX*Q0K<"O,+"PLB"SD+40MI"X +F NP
M"\@+X0OY#!(,*@Q##%P,=0R.#*<,P S9#/,-#0TF#4 -6@UT#8X-J0W##=X-
M^ X3#BX.20YD#G\.FPZV#M(.[@\)#R4/00]>#WH/E@^S#\\/[! )$"800Q!A
M$'X0FQ"Y$-<0]1$3$3$13Q%M$8P1JA')$>@2!Q(F$D429!*$$J,2PQ+C$P,3
M(Q-#$V,3@Q.D$\43Y10&%"<4211J%(L4K13.%/ 5$A4T%585>!6;%;T5X!8#
M%B86219L%H\6LA;6%OH7'1=!%V47B1>N%](7]Q@;&$ 891B*&*\8U1CZ&2 9
M11EK&9$9MQG=&@0:*AI1&G<:GAK%&NP;%!L[&V,;BANR&]H< APJ'%(<>QRC
M',P<]1T>'4<=<!V9'<,=[!X6'D >:AZ4'KX>Z1\3'SX?:1^4'[\?ZB 5($$@
M;""8(,0@\"$<(4@A=2&A(<XA^R(G(E4B@B*O(MTC"B,X(V8CE"/"(_ D'R1-
M)'PDJR3:)0DE."5H)9<EQR7W)B<F5R:')K<FZ"<8)TDG>B>K)]PH#2@_*'$H
MHBC4*08I."EK*9TIT"H"*C4J:"J;*L\K BLV*VDKG2O1+ 4L.2QN+*(LURT,
M+4$M=BVK+>$N%BY,+H(NMR[N+R0O6B^1+\<O_C U,&PPI##;,1(Q2C&",;HQ
M\C(J,F,RFS+4,PTS1C-_,[@S\30K-&4TGC38-1,U336'-<(U_38W-G(VKC;I
M-R0W8#><-]<X%#A0.(PXR#D%.4(Y?SF\.?DZ-CIT.K(Z[SLM.VL[JCOH/"<\
M93RD/.,](CUA/:$]X#X@/F ^H#[@/R$_83^B/^) (T!D0*9 YT$I06I!K$'N
M0C!"<D*U0O=#.D-]0\!$ T1'1(I$SD42155%FD7>1B)&9T:K1O!'-4=[1\!(
M!4A+2)%(UTD=26-)J4GP2C=*?4K$2PQ+4TN:2^),*DQR3+I- DU*39--W$XE
M3FY.MT\ 3TE/DT_=4"=0<5"[40914%&;4>92,5)\4L=3$U-?4ZI3]E1"5(]4
MVU4H5755PE8/5EQ6J5;W5T17DE?@6"]8?5C+61I9:5FX6@=:5EJF6O5;15N5
M6^5<-5R&7-9=)UUX7<E>&EYL7KU?#U]A7[-@!6!78*I@_&%/8:)A]6))8IQB
M\&-#8Y=CZV1 9)1DZ64]99)EYV8]9I)FZ&<]9Y-GZ6@_:)9H[&E#:9II\6I(
M:I]J]VM/:Z=K_VQ7;*]M"&U@;;EN$FYK;L1O'F]X;]%P*W"&<.!Q.G&5<?!R
M2W*F<P%S77.X=!1T<'3,=2AUA77A=CYVFW;X=U9WLW@1>&YXS'DJ>8EYYWI&
M>J5[!'MC>\)\(7R!?.%]07VA?@%^8G["?R-_A'_E@$> J($*@6N!S8(P@I*"
M](-7@[J$'82 A..%1X6KA@Z&<H;7ASN'GX@$B&F(SHDSB9F)_HIDBLJ+,(N6
MB_R,8XS*C3&-F(W_CF:.SH\VCYZ0!I!ND-:1/Y&HDA&2>I+CDTV3MI0@E(J4
M])5?E<F6-):?EPJ7=9?@F$R8N)DDF9"9_)IHFM6;0INOG!R<B9SWG62=TIY
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M 2(  A$! Q$!_\0 'P   @(" P$! 0            H("0<+! 4& 0,"_\0
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M.[@/,1L7*D$.3)E/P #E'K,?>[\X?]>QE^M"H:1MTHX^C%9C:60O]F0ITJ0
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M&Z(Y0P\T/R'-/BXL'I?)0X&I-7K2PUM038FI6J1R^4:Z"DN3BW"1",I 4C5
M5VG;UF '^#OSCZ>Y]C(1_('[J-/#D?\ :(!_.(:1MUEVU;@<\WJ#=UB[9MR[
M<:W(&;F?UZU9)N5A@WIFCA)VU,[B9>:>,')FSM!%TW%9N<47"*2Z?:JF0P8B
MTY*59JL31LP8M(7W V[%47;U/]SQDOX@>;E'G/K/'ZIH8:W@X:6G*>#:I<M0
MVY7DJY'*WFL++#'$@1UR*1A"O4&B9B=F %]'P?(!_?59?]/=@&0$?R!^Z'1
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MNO6ZUE;999DNDZ9K+,W*)RJ(N6BJC9PBH4>2G270,15,Y1]2F(<I@'U >=7
M;"^K?FW;A;Z_4,SVRQ99P$_=MHV99V9ZYG[=062ZI$OC!4)UZHM+.FD4407=
MU1^Z=Q[QBFLC$EC'YDUS^Y<1(B%HI!(0-^@KTD_N3U$$[>QV[]N&WH7QTZ;S
M>8JXO6>DY]*5+DR0)G*F7&8HU7E9523(UI,?C[%:HK']5LP/<:-=G: ('975
M-&NMAIF*L4/%6""D&LK"3L:QF(>48JE<,I*+DVJ3V/?LUR")%FKQHNBX;JD$
M2J)*$.4>!#79:2.+XHZ2(DD;K)'(JNCHP9'1@&5T925964@JP)!!!!(/!HU
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M>MTV:KKFO(*X^U[4_$(V'2646CZK660G1KU4B0/QVL(5@)$15 A#OWQWLJY
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MP[UINA+44 GJM.M1TM:S<;/OWVX$I:#T[J!NHVBP.695 3CZ9#1C]2U.'ZQ
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M$=B-B/7MK2]&MEI\3:A_FK6_]QQ?_=='Q-J'^:M;_P!QQ?\ W70_+)_Y./\
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ME J:**)"II))E#T*1,A2D*4/0"@ ![M?KHT:9?'Z%@         -@ .P  [
M >@X64^$6?Q-IG^MS+_R\;Z62TS;\(L_B;3/];F7_EXWTLEITXS]A1??)_WC
M\8L>+?\ X0&N_P!SIC_RA@>'%>@+\R^Y?T@;I]3L=ZO#U1YT!?F7W+^D#=/J
M=CO5X>F_<_94W[L_R#C4+P\?M(\M/X+TOYTO"C75YZ:M\Q_DRY[HL+5A_:<3
MWV0=VK(D+7V2CV4QM;7ZAG%@F%HMH0[E:F3[TRTT:3:I*(P$B[?M)$C..&.<
M*T%@("'(" @/N$!Y ?\ :&MFP( 8!*8 ,4P"!BB " @(<" @/H("'H(#Z"&J
MW-Q?2@V8;C5Y&:E<<!C:[2(JK+77$RZ%/D'#Q0HB+N3@TVKJHRZYU>%7+E]7
MU)!R/=WORF.)P4*F4\M5BG4D* HD7N=AL!U ^NP]P=S\M^YK%SJ\&$NH\WE-
M6<M,G0H6<K8FR%_2^6,E>D;L[M+9EP^0ACF%9;,K-(N/MP+6AE=Q%=@K&*O
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MY6?3>GYIJ/+[%VV6M C-'-J2S7D*IELD!L?ANI?,QE!ATP(5LV%-ME6L"(
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MF/X;=ND998_80#'-V)D,;M(4QC<<% 1$ U6C_#$=.[_U_%_JYRG^Q6K%+?\
M:E:/S=F_T8ZT@WT_=N--W8;J:+@V_2UDA*O:(J[/WTE4W$<UG$5:W4Y:>9$:
MKRL;+,2)K.V"23GQ6"IC-S*%3,F<2J%/TZT,R3R3,ZK"H8]&WILQ;L5._9>V
MVWO[[;5AY_<W=?<O-2\L=+Z!Q>F<EDN8-[)8M%U'%?:);T5O!4\<D4U/*8Y*
M\<LN5D%AYA, %C9>@(X=M >L3T[0 1'/Y> #D?\ S<Y3]P?_  5KYU"NI'7-
MD%)QG+0]'4R=;LO!)/JA%+RRU:A&M>AFT0ZD9V8D?9DB] QO;L4WCXI!@1PY
M47<*N'#--F8J\6!^#[[2! 0_=0W ^H"'VP4'\/\ \O-2<ZBN/=A+[$F*:SO8
ML\A38&&D%(3%USBPL9;8SDF,(T2EVC-[6:[8$00DHMBS4E6LM$*1;E5JT712
M3>-6JB(Z:(EA$?GSH682(1LQ[#HZ0H4G[6Y8 [[>GRX\3YCQ&_U!:^LZNGY7
M\O<W5HXAM)Z@@O=&)K2R9#HS!R]G,7\M2JL]/R:V,FG@$*W;2F59  T>;=AN
M\ZO;XL(FRM$U5Y1YF%LTA2[A574@680C+!',(R4\6*F"-(_VE$OXV88.VJRS
M%FY04.X9.$!.V!PO-74+M@\#M1KVW>%9;-GI9C#XS\\)K$LG/A*V*V(+HL[!
M*3KFRQT5*O903MFS0RPL6[%)JU:M(U%%BV013_G&'40V;9DOQ<88YS;#S]V%
MK87IHA2OW.%219U-@\E+$[<R\_6XN%:MHJ/8/'3E=Q(I)^$@<4S''M 2TD?5
M)+Y,4@C0D])5BR+[=?8]/H?4_CVXEK26IX\=I/0L6NM::1N:GU!C:D461IY7
M&UJ&J<D4@\R33REZT>4\PV:H)QL BEDGC>&O#'/#$)IZ-5B7#K$=/VFV=>K.
M<U*SR[1R9H]F*A2[E9ZTV6(<4U!3GXJ%682:!# /+J%4DVIR_*26.7UU/O%^
M5<=9JI,-D;%5PA;S29]-12+L$$Y%=HN9!0R+ELLFH1)TQ?LUR&0?1K]NU?LE
MRF1=MD52B0/+PRQJ&>-T4^C,K '<;CN1MZ=_NX7,'KO16IKUS%Z<U;IO.Y&@
MK/=HXC-8[(VZR(XB>26"I8EE6))66)Y.GRTE(C9@Y"\9 T:A;GGJ&[/=M=AD
M*;EK,\+#76+(U/(TR(B[#:K*P!\T1?LRR$;68F5-&'=,G+9VW))J,S*MG""Y
M %)4AQCS7^M-T^9Z40C%<K6&O@Y4*D22L6-[PRBB&,;M*+AXWA7OE4Q'@3+.
M4TD4RCW**$*!A+Z6O.RAEAE92-P1&Q!'S! [CZCA,R7-7EEA\C)B,KS!T9C\
MI#,U>>A<U+AZ]JM81S&\%J&2VKUI5<%&CG$;JP((!!XM8T:\[4K=5K[6X:XT
MFPPUKJEB8I24%8J_(M96'EF*W/ANF+]FHLV<)"8IDS"FH(IJD424 BJ9R%BM
M;>H+M HV8%<"6K,D?%9:0LL%3U:>>KWARX+8[+[-&$C/:3*LN84QWWMB.[%R
MR0M4O,E\PNEX:O9S5'8D*C,5!+!5)*@=B2 -P ?4GTX<>3U+IS"U:5[,9_"X
MJEDIH*V.N9+*4:-6_8LQM-6@I6+,\45J:Q$K2P10/(\L:L\:LH)XF7HU7[G+
MJA[)MOEM?4.]Y@;OKE$N3LYR I,#/W9Q NTQ JS.:>5Z/>1,?(-S<D=1B\@$
MFU4*9-RS24 "C(+;UNDP/NHJ[RVX+R%%W>-BG"+.<:(H/XJ=K[QPF=5NWG:]
M,M(^9C!<D35,S7<LBM'P(+F9.'!4%1)Z:*54$C1NJ-Z.48*?ELQ&W?V[]_;A
M/H:\T3E,Y/IK&ZNTUD-0UO.%C"4\WCK.4B-<;V%>C#8>P'K@$V$\OJ@V/FA-
MCQ(#1KI[!88&IPLG9+1-Q-<KT*T5D)B=G9!I$P\6Q0#N6>2$D^509LVR0>IU
MW"R:9>0Y,'(:K5M'61Z?%7F5H0V:G<^HW6%!>1JM"O<["$.4W:<49=K7P9OD
MBCSPXC5'C=0H=R2JA1 1"122?K<;OMZ]"EMOOV!VXZ:BUKH_2(@.JM4Z>TY\
M5O\ "KF\Q0QCV0IV8P)<GA>94/9VC5E3^V(XF_N#S76]N>%<CYNMS20D8#'-
M;<SSR-BBIC(RBX*HLHV*9F6,5!)>3E';)@1PN8$&OF!<+_8DCZK$Z?O5VC=Z
M&897"UFQ$.,K(X@IBSTQ_&6H]KC)9C!F0/)1$J*\'".(^608KB^;ND2.&#U-
ML[2,5DL1N1U.QQFG:QN:VL7[)3ZP1MZVSRM1N+>^RK^%L[%F%<@&C@;:1S%N
M(MC9D7,.FW64!2/8@_0=MB+QB@NDD5 @7TV<?]+>LY6NCG9C>);(V5SU%V]D
M7EK^.CR1J]&4EXIK(-8!:PU.LQC5FYE',.@\5_NZ?<D*@DH].T!R4QB-(Q!/
MYD$QF4[*X5NB,C;L_H%(.Y8-[$#B*=59[5]SF7RNDTAS&T%2T+F*IMY3 V\E
MB9<SJNM))+(+. 1HI[63KST_*CH38JU#'!9CFGLM/"53BZ;1J(^?]]FU#;!+
M?%S-68H&JVHT>WE25%LQG+':#1[L5 9NU(2M1<L]:-W?@K>57?)M45P24%-0
MP$'B*\7UKNGS)224>KE"TQ*:RH)!)RN,;VE&I\F[0465:PKQRDE^$3G:@!2^
MI^W@=<5KSNO4D,K*?0JC$'T]-AW]1Z;\2#EN:7+7 Y"3$YK7^CL5DX9/*GH7
M]1XFK;KR;[=%F"6VLE9P?59UC(]?3BV#5 N_KK Y3V@;E;7@VK8@Q_;X:O0%
M0F$)R?FK$RDW"MC@6TNX16;QP@U*FV57,BB)/E'3*!C_ "A'5XN/,CT/+-1B
M+[C2VP-XIL\B9>)L=<D4).,>%(<4UDRKH&-X3ELL4Z#QFN5)VS<$4;ND$5TS
MIE2_ZV_WP7)?YD8N^I4?HUCH$FL-',FX$;'I.XV8,@^A]SQ#/BIY@:BT7RKQ
M>IM"Y\XVW=U5AJL>4QXI7([6,NXS,62L3SQ6JTD$[05Y4EC!ZE12C]#'J==K
MLDI,U^#F%DB(JRT/&22J*8F,FBH^9(.CI)F-\HQ$S*B0HF^4)0 1]>==QKRM
M%^TBF_FK7OT0SUZ%Z\:1S-W(/W"+-BQ;+O'KMPH5)NU:-4CKN'"ZIQ B2*")
M#JJJ'$"D(4QC"  (Z($=R!\R!^GBS-60M3KRRL-VK122.Q &YB5G9CV &^Y)
M[ ?0<<&?L$#5(:1L5HFXFN5^(;'>2LY.R+.(B(QHGQXCJ0DGZS=FS;DY #+.
M%DTRB( )N1#5:M]ZQO3_ *'(KQ0YD<W-XV.=-<U IUJLT:!R")1!&<2BVT$]
M((A\E9A).D3AZE4$/72WV]S>'FGJ1;C&&)\6!./\8.+FG4<*8NBUCM&UG=^;
M.R:WBU(BHDW=2TL4JLL#F5,+"GP BDF9OX$M(O;4\)?!\\8-:S'O-PN8+Q.7
M%TU26DH3%IH6NUB&=*% RC!O+6"#L$M/ W-\CVD+2"(N(&$L<F3M$5+X.O B
M-<E97<;B*,;L!L#]H['\?0;^A/?BGLG/KFIS-U#F\1R T9A,EI_3UIJ-_6VK
M)Y8\=;L D XZ&.[CPJ2])DKIU9"U+5,=JQ5I+*J"=])ZQW3[NKQ)@.:'%0=+
MF*1+X\4FY5]D)C"  "LN:%<PS8H<\F5=R""10Y$R@ &K.FSE!XW;NVJI%VSI
M%)RW73,!DUD%R%5153,'H8BB9BG*8/02B ZH&GO@_&!$IROS-#S/DV+:Q5@A
M).4@;JPK-N83,4PE&CN2B"/(EC3WL<I(,DEVB;T_M$C=14BAF:Q2F(:\?(N0
MZ5B"AV7(^0)E&LT:E1*DO8II1F^>(144V%-,[@644T>OUB)BHF4$F;1=7@0[
M4Q !X*SK6W3X5I7ZMPRN.X/8  !1OU;GY_+OQ,W+',<WS6U)+SIQ6D,!#BTJ
M3XK)X"WM4MU!%=ERUF^\^5O+4BH)#6;S)HZ0Z)97962,L/<:-0II_46V77RE
MY$R'6L\5MQ3,4-X-Q?9Z1B;7 M80+,K(H5]LFG/0$8YEY&9<13]O'1<(A(R+
MI=#P46IE%$BGR?MKW28?W:4F8R'A.9E9ZIPMJ?TUU(RM?EJX=69C6$7)N2M6
M<RV:/%FOE)AB<CD4"%,=0Z0E*HDH4O)HI5!+1NH4@,65E ) (!W V)!! ]=B
M#Z</[':VT;F+6/I8C5>G,K;RM6U>QE;&YK'7YK]*C/)5N7*D=2Q,T]6M9BFK
M33QAHH[$4L+,)(W59#Z-06SSU)]F.W"?=U#).9HH;E'J"C)5*H1DS=YR)7#^
M,VF4JPPDFD(\)Z"HQEWC%Z0#%,9N!3 .N/@GJ7[+=Q5C8TS'>9HQ*YRBQ6\5
M5;C$SE(EY=R?GPV<,-FCXZ/F'RH@((Q\8^=OEA ?";'U]\B;HZ_*DZ-M^KH;
MIV[=]]MMNX[^G!$\R>7@S7]39USI(9_S_A?R,=0XD9+XOJZ/A/A/B_.^+ZOL
M_"]'G[]O+WXGCHUYJYV^N8^J-GO=PDB0U4IL#+6>R2ZB#IRG&04&Q7DI5^=N
MQ0<O%R-&399<R+5NNX4 @E1244$I1CG@3?)M8W/6B5I>"\KL;[9H2!5L\I%M
M:[<8<[6#1D&$6H_,XL5>B&BA"/Y-BW%%%=1P)G!3@B*9%#D\!'92P1BJ_G,%
M)5?O(&P_'A=N:BP&/R=#"W\YB*.8RH8XO$V\E3K9+)!"0YH49IDM7 A5@QKQ
M2=)!WVV/$L=&L&9[W*83VPU>)N>=+RVH5:G)Y*LQ<FZB;!,$=SB[!_)I,"MZ
M[%2[M,QF,8^7\99!-N ("0504.F0_-P5N#P_N6I;C(>$;FWO5.:SS^LKS+:+
MG(E-.<C&S!X^8"UL$9$OA.@VE&*HK%:BW.#@I4UCF(H4@Z'Z>OH;HWVZ^D].
M_P NK;;?Z;\ :BT^V:;3:YS#G4*5_BWP(R5(YE:A57%EL8)OC17*NK><8/+Z
M64]6Q!XS-HU#.N=0;9_;<OGP-7\S1C_*Z=CL525J@UNZM#I3]3+*'L3%67>U
MIM I%BR0LHHN\4E"L3)M#G1<J%,F)\*77K![ *-:G-2>YJ4G7C%VHQD):GTV
MWVJM-'"2@I*@6P1$,XC9-),Y1[G,*M)MC '<14X:]B"=CL(92=@VP1M^DG8'
MT]">P/H3Z<-VWS0Y;4:GQUS7^C*]/XZ;&?%2:FPP@_*-=(I+%'S/C"OQ=:.:
M&2Q7W\V".6.2541U)LWT:QOB?,&,<YTJ-R+B*[0-^I<L95)I.P#OS"!7+<2@
MY8/FZA4GL7)M!,0'D7)M6<BT$Y <-4N\O.2-<R""0000=B"-B#\B#W!X>52W
M4OU:]VC9KW:=N&.Q5MU)H[-6S!*H>*>O8A9XIH9$(:.2-V1U(96((/!KP&4L
MH4?"^/[1E+),T%=HU,C@E;)-BQD9((YB+E!H"_D8EH^D7/+AR@GX;1HNI\ON
M[.TIC![_ % 3JD_>_MT'T?)?62!UZC4/)&AWV=T4[>NS, =M]QOL>W8\(FL,
MO9T_I'5.?II#+<PFG,WEZL=E7>O)9QN,M78$L)%)%(T+RP*LJQRQ.T98)(C$
M,,G[=][.VC=;+6:#P/D8+Q)T^.CY6PM@K-N@!8,)1RNT8K^+98*(1<^,X;+)
M^&U4643[.Y0A"F*896:51^#O?=6W+?1[0OK).ZODS+U ]H6W[(#K%N7LQL*=
M?6;.*D'-?7K%XE%DVDXB#B+6\Y!UF3CC>;1,!RD(\,HGSPL1,WIHQ9K>59>"
M$22=(4CMU,=T5B2%'IN?EQ%7*#G!%JWE/@N8?,#(Z7TM+E<AE*$DSW$PN&\^
MID[U2K!!)F,A.?B)J]-I#$UR1Y&25XU5%*K,K1J#.X'J0[.MLU@-3\HY;9I7
M1%-%5[3ZM#3EPL$41PD59$)QK7V#U"!741.FL1E-.6#XZ*B:Q6PI*$..1MMN
M\O;ANU82SO!62(^V/:^1!6P5URQE*_:85!T<R3=V^KT\SCY(8]94@HIR;5!S
M&F7X;@[\?['K@890GF&.0)V^V48+W].^VVQ]CZ<297UYHBWGI-+5=7Z:LZEB
M:1),#!F\;+ETDA4O-$:"66L^="BL\T/E^;$BEY$503Q*#1KBOGS*,9.Y*2>-
M8^.CVR[U^_?.$6C)DS:I&6<NW;IP=-!LV;HD.JNNLH1))(AE%#E(41"M>]]7
M_I_4*;<0#K."=F>M%CMW;BBU&WV^'153.)#@G/Q$*M"/R (#PM&/WR)@]2J#
MKXD4DI(CC=R/7H4MM]^P.WX\&-1:QTGI&*"?56IL#IR*RS)6?-Y:CC!99=NM
M:XN3PF=DZ@7$0<H""VP[\69:CIF_=7A?;L]B&66):V0@SJ;$8U[$8RR5<8=5
MQ*2OL2+C5ING5.=B&DS)RHILHZ%=O4)5\LNV*U9J@Y0%3LMO6YG"NZBEO+_@
MRXA<ZQ&S*M=DW8PL_!+QLZ@R92*T6[8V&,BW97";&18N3&225;BFY3[%C&[@
M+BK?74K7=,.5")IU>FK+*--Q&VF?=1\$P<R+QO"5W-U)FIV660:$45)'PT6R
M<R<B[,4$6;-LLY7.1)(QR^D3:54E5EW8*P)Z&&Y'KU [; [[$=_IZ\)VH-0V
M)=$Y#4^B;^(RSIC)LGB;<<+Y_&9-($=Q' ,7D:;61.4:)):]P^6^Y\N0J4XR
M=3]T.$[Q?ZUBR#M;Q'(MNQNKEJ#IEAJEOJ=@7HB$ZZK:LLZCK/!1#B+=%E6;
MDGL23(SG!:)#)%CACA*Z-R*/N;P9D<]U3IF08R9''M]L.,K:8C64:)QMUJQ6
M1IV(35?,6R<B1D$BT#VC&F=Q;@RABM7BPI*@2JW=!C7<+'[A,Z[Q,/8MMUGR
M7@R[X.I^)(=*%D3*Y*QI,8CL]=RBQKB*:!C3<.QMV56<P]<-"KMFSND/3'X4
M:*BE7_GC;SN^VN7MKC_ V&\N9'K$K1,:VJTVVCU&P6**ELGK4*O5G(S]W)1C
M99 TM+6:KO)QZF=05P"514/R50AA-)5ADVVEZ2R(P#,O9ME:0$[#LJNFW8$G
MJ]>DCB$M1<Z==Z7>W)<T7+E:.+U#E,?<M8O"YGS+F'-BYB=/9&E MBV!->RV
M!U#+?A62RM3'##2A@,E%,[96C1HT0XM%P:-&C0X'!HT:-#@<&C1HT.!P:-&C
M0X'!HT:-#@<&C1HT.!QYVW_:E:/S=F_T8ZUKS-KVX'(6U_-5;S/BV'@YZZUM
ME8F,9%V.+E)F)70L,(^A)$[B/AI&*D%3HL7JZJ!T7R14EBD45*HF4R9MAG;_
M +4K1^;LW^C'6DG.BX #U$<0 ( (#7<K\@( (?<WL?X!]/\ ^^NE;',%@NLR
MAU6,$H3L& 5R5)[[ ^A['BB7BTQ][+<SO#EB\7EIL#D<CJ3*4J&;K0BQ8Q%N
MUF-'0U\E# TL"S2TY76PD1FB$C1A3(@/4)0U_KD;ZY2?@HQUBG#J;62FHF/<
MJ)8YR010C=[(-VRYTSGOAR$.5)4YB'.0Y2F #&*8 $HS#^$/_<;VY_2C:?JC
MIA[PT_\ $)_])?\ \:7A^$/_ '&]N?THVGZHZ\0312W*OEUU@Z7._2W5U;CM
MO]D;;;']/"[S3T-K'17('F\FKN9N6YCMD:&GFH293%QXTXA:N=J"RD 3(Y#S
MA>-B R$F+H^$3L_6>B470W^8)5/I)RA]8ATI+B^D9"RIN 0Q#C&07C;5EZ[3
M&-2KIN%FK<T19YM="<+++-P\<(%*,1<.YY)/GS$2V>-U"*HJJ(J-M=#?Y@E4
M^DG*'UB'2\'2[*4W4YPL!B@8 ON53 !@ >#%HV0!*8.?<8H^H"'J ^H#HY78
MI+E& !*CJ (W!*B4C<?AQ"7-#$PY_17@KP-F6>"MG(:&&LS5I#%8CK94:%H6
M&AD'=)!#8?I/S]>W%@V^;H\8(VR;,+5F"DW+(,SD_&2=3?3\M/2$8->MJ$Q9
M8:M3*"-;:QB8P)$CS)9"(\O)NUVX- 9OW$CXYG*>4/@[5GF7-/W04U=ZLK7X
M6S8TL<6P.H<R+*5L<7;8Z:<()B/8F9^VK,*5<2@ G%DD(^H"(V4=7/[W=N1_
M]RTK]9U)U5Q\'2_]'W:?]9PQ_P C)>N EDFQ=EI6+LLR!2WJ!U0]A]!U';Y;
MD>FW$DSZ,TQR^\8?*G$:,P];3V,OZ#RL]RE0\Q(;,R8O6U?SIP\CM+*\>/I&
M5W9FEEKI/(6F+2-8_N5Z7.U7/^=+%N6SO/VEN@[K-;B9>OM+/'TJH>)6FRT>
M2<G)PK<DP=5Q&^SV D1F(I!!./3,)EC*B!*5.I-M9Z:6,\,N;;M3RS24LMUN
MQ0#-SCRMYG0R3\:(*3?%C98_LQ[.V"39R$+YA"6%XQ?(-B,VCY)VS5,LDNVQ
M!N-RGE;J0=0Q+;O8\E.Z+B];-,[BJC0+A98U8JT15I&4C7$\I7BNV;.=N]B+
M".5VZL@MYEQ+R,?!MG;2-2;I)9JZDW3HV=['-NT-*5J[9&L&=[;986'J3*SV
MB!41DHYJMYNXSJE6AZ[&"C#L(U$61'(N3D:RLI%HF<.#G[#=*Z/#)626S*7<
M(4@C!,83ML'._21MON0-P/0^_#%YC9C3O,#3O.+4&B>3NA(M/86]FJ^=YE:G
MR$-;4EO4#'S9;F!K1P-D(+DUN>"7'UY;@K79+$$,T4;335$F[\'MNT]+X'SE
M19!\X=05)R;"R5=:KJF43C N%>46EVC,IA'P&BSZ$"0%NGVI>=>O7 %\5RJ8
MU)O4[EIB!ZD6X6<KSQY'S\/D*H2<&_CS&)(,I=C1Z4YC7; Y>3IO6SQ-%9HH
M3[(FX(F=,0.4HA<)\':^YUN?_/G'7U>L.JF.HF4INJ5EXIB@8ILS8Q*8I@ 2
MF*->Q\ E, \@(" B @(<"'H.NL "Y.YL!^M;[>VY\HG\-SPW.8DEBYX0^0O7
M9F\\ZQ%:.P78RPI!)K*K5\MPP916ABBCA"LOEI$BJ5"C:U6F="K&3;:[-6K+
MMVOBFXN1H$K=%745*LF]4I]G-"KSC6O.8IS&.G=C(S> 5C99-[)IKR:_G5HP
M8THH*#!/H.VF;B=[B\ Q>JHQ%QP_=6T^P Y_+/0A74%,Q:RB7/89PQ=I* V6
M, G11=O$R"!7*@&<"R5]SJ_?F5:OT$_TFYT+_GZ5WZ)\D_\ V<1HM#/+/5O>
M:W5L@8 @;+OOV ]@-AL/;;?UXDSF)RXT?RPYU^&:KHO$Q88V\W-1R5J"24V\
MJM.YA8%L9&9G8V;4Z7[BV9FV:9)VB;]12.-)']>O=-:)[+T#M5@I9VPH5!KT
M)<;W&M%SHI6:[6-%22A4)<B9@!XPK5=-'/8UJKRB$G-NW:J9UVC!1O);:]T)
M,(6'"%,M>X.V9,<Y+NU;B[,_BZ9-Q%=A:82<8I2#."11>5Z8<RLI&MG**4L^
M>+^44D".$6C%-LF19>JWK25N5@>H/EM\_15(WM==QI98-50IBINXPM$A*\91
M$QO0Z24Q7I5H<2CV@LW5+Z" Z;^VQYXQQGS!F.\E4.S0TI%2=1@CRK9M(M3N
MZS-(1C9&9KTZV!7QHR4AI!-PR=-W9$C"*17"/B-ED%E/L[R5Z5/R"45UZY&4
M=RY53W/IW);Z_9 /RX^<N-.Z4YJ>(GGL_,ZG4SV1T_DI,7I?"YF5GKQ86ED\
MAC6GK46D1)%ITZF+Z7"-&C9.:UTB:QYO$7\B;=ZEM4Z8N>,%TB1EIFNTW .=
MSM9>>!E[:DE9^,M]C<.),T<V9LE'*:LJ9J"C=JW(=%ND;PB"(E"C+X/E\ZS+
M?]'^2_6#0],=;SIF'G]DNZ63@I6-FHU7 F8D$I")?-9)BHNRJ4^R>HINV:JS
M<ZK1XW7:.DRJ"=NY0605 BJ9R%7%^#Y?.LRW_1_DOU@T/7FNS-0OLQ)9FW8G
MU).Q)_3PX^9V/QN)\1_AIQ>'@AJXG&XB2AC*U9BU>#'U#9@IPPL6<M%'7CC1
M&+N64!BS$DF\W=GTT-N6Z[,,)G7-T[:X]M5*"UJ$A!P4W'5:$E6D7,S$RVEK
M'/*LUY),K0DRY9@1D\BP*@1(YW8]@$"G#J![0NEKCW EVG]O&7*+!YPI:48^
M@Z=!9R0R YN8#,Q["6@WL!(V*P/"O2QCIX_;N(L[)PV<L2^936:BLF&#NHWG
MO+>[W?NYVFFOZU$Q-!9CK^$*]".7KAG4F\TXF(^O3-]M[-NNV3GW@S#QXLP!
M\<R;*)09,H\&JZ[UTYSCOMZ7NS;9)M/G[XZR%DJR9KD%H:O8Y3F[%7HZ/LMI
M=R; 991K3XR!1<>R(JOEEI1[WRCWR1$FJ2\@=PY;^8Z0K)":HEM3!I.@QP1
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M;,GC2",W?GDH]P=DK(/I0A'"2U5>'2%/UAH(#E P!OJM)P P ( 9/*M@.0W
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M        #@ XTE%TZ/OJ.*?IARQ]6LB:X5IY)X[XE;J41,RKL.E?LOL%&W8
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/"W55)@X-&C1HKQ-/'__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>24
<FILENAME>R47.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6661977600">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>DERIVATIVES (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract', window );"><strong>Derivative Instruments and Hedging Activities Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock', window );">Schedule of derivative instruments in consolidated balance sheets</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents derivative instruments included on the Consolidated Balance Sheets:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20"/></tr><tr><td style="width:43%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Notional Amount </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative Assets</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative Liabilities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Notional Amount </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative Assets</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative Liabilities</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivatives designated as hedging instruments:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$29,846</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$12,050</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivatives not designated as hedging instruments:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>142,386</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>772</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>133</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>117,076</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>301</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>277</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15,101</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>174</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>166</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9,866</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>129</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>113</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6,868</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,555</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total derivatives not designated as hedging instruments</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>983</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>322</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>444</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>415</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gross derivative fair values</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>984</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>322</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>449</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>415</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Less: Gross amounts offset in the Consolidated Balance Sheets </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(107</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(107</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(87</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(87</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Less: Cash collateral applied </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(70</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(95</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(45</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(36</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total net derivative fair values presented in the Consolidated Balance Sheets</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$807</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$120</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$317</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$292</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">The notional or contractual amount of interest rate derivatives and foreign exchange contracts is the amount upon which interest and other payments under the contract are based. For interest rate contracts, the notional amount is typically not exchanged. Therefore, notional amounts should not be taken as the measure of credit or market risk, as they do not measure the true economic risk of these contracts.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Amounts represent the impact of enforceable master netting agreements that allow the Company to net settle positive and negative positions as well as collateral paid and received.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock', window );">Schedule of fair value hedges</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:17px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the change in fair value of interest rate contracts designated as fair value hedges, as well as the change in fair value of the related hedged items attributable to the risk being hedged, included in the Consolidated Statements of Operations:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:38%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:33%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Affected Line Item in the Consolidated Statements of Operations</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of interest rate swaps hedging borrowed funds</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$107</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($26</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest expense - long-term borrowed funds</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of hedged long-term debt attributable to the risk being hedged</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(107</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(9</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>27</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest expense - long-term borrowed funds</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of interest rate swaps hedging fixed rate loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(17</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest and fees on loans and leases</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of hedged fixed rate loans attributable to the risk being hedged</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest and fees on loans and leases</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of interest rate swaps hedging debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest income - investment securities</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of hedged debt securities available for sale attributable to risk being hedged</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest income - investment securities</span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table reflects amounts recorded on the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges:</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">&#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="10"/></tr><tr><td style="width:389px;"/><td style="width:5px;"/><td style="width:98px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:82px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:84px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Debt securities available for sale</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Residential mortgages</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Long-term borrowed funds</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Carrying amount of hedged assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$15,798</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$976</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Carrying amount of hedged liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4,689</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Cumulative amount of fair value hedging adjustments included in the carrying amount of the hedged items</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>50</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">The Company designated </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$2.0 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> as the hedged amount (from a closed portfolio of prepayable financial assets with a carrying value of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$15.8 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> as of December 31, 2019) in a last-of-layer hedging relationship, which commenced in the third quarter of 2019.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock', window );">Schedule of effect of cash flow hedges on net income and stockholders' equity</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the pre-tax net gains (losses) recorded in the Consolidated Statements of Operations and in the Consolidated Statements of Comprehensive Income relating to derivative instruments designated as cash flow hedges:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:393px;"/><td style="width:5px;"/><td style="width:85px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:84px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:82px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amounts Recognized for the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amount of pre-tax net gains (losses) recognized in OCI</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$138</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($44</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amount of pre-tax net losses reclassified from OCI into interest income</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(68</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(55</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amount of pre-tax net gains reclassified from OCI into interest expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock', window );">Schedule of effect of derivative Instruments on net income</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the effect of economic hedges on noninterest income:</span></div><div style="line-height:120%;padding-top:2px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:51%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:22%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amounts Recognized in Noninterest Income for the Year Ended December 31,</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Affected Line Item in the Consolidated Statements of Operations</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Economic hedge type:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Customer interest rate contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$687</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange and interest rate products</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Customer foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(166</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(54</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>172</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange and interest rate products</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivatives transactions to hedge interest rate risk</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(620</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>43</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>46</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange and interest rate products</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivatives transactions to hedge foreign exchange risk</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>200</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>158</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(151</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange and interest rate products</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential loan commitments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage banking fees</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Forward sale contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage banking fees</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate derivative contracts used to hedge residential MSRs</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>134</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>35</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage banking fees</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$263</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$205</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$66</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Includes </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>($5) million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> related to interest rate derivative contracts used to hedge residential MSRs valued at LOCOM for the year ended December 31, 2019.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the effective portion of the gains and losses on derivative instruments designated (and non-derivative instruments) designated and qualifying in cash flow hedges and net investment hedges that was recognized in other comprehensive income (loss) during the current period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4C<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5624171-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the location and amount of derivative instruments and nonderivative instruments designated as hedging instruments reported before netting adjustments, and the amount of gain (loss) on derivative instruments and nonderivative instruments designated and qualified as hedging instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4E<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5624181-113959<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5618551-113959<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4C<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5624171-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the location and fair value amounts of derivative instruments (and nonderivative instruments that are designated and qualify as hedging instruments) reported in the statement of financial position.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4B<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5624163-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure for fair value hedging instruments of (a) the location and amount of gains and losses reported in the statement of financial performance and (b) the location and fair value amounts of the instruments reported in the statement of financial position.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4C<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5624171-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>25
<FILENAME>R123.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6936616752">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>DERIVATIVES - Effect of Customer Derivatives and Economic Hedges on Net Income (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amounts Recognized in Noninterest Income</a></td>
<td class="nump">$ 263<span></span>
</td>
<td class="nump">$ 205<span></span>
</td>
<td class="nump">$ 66<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_FairValueHedgingMember', window );">Economic hedges | Foreign exchange and interest rate products | Customer interest rate contracts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amounts Recognized in Noninterest Income</a></td>
<td class="nump">687<span></span>
</td>
<td class="nump">5<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_FairValueHedgingMember', window );">Economic hedges | Foreign exchange and interest rate products | Customer foreign exchange contracts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amounts Recognized in Noninterest Income</a></td>
<td class="num">(166)<span></span>
</td>
<td class="num">(54)<span></span>
</td>
<td class="nump">172<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_FairValueHedgingMember', window );">Economic hedges | Foreign exchange and interest rate products | Derivatives transactions to hedge interest rate risk</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amounts Recognized in Noninterest Income</a></td>
<td class="num">(620)<span></span>
</td>
<td class="nump">43<span></span>
</td>
<td class="nump">46<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_FairValueHedgingMember', window );">Economic hedges | Foreign exchange and interest rate products | Derivatives transactions to hedge foreign exchange risk</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amounts Recognized in Noninterest Income</a></td>
<td class="nump">200<span></span>
</td>
<td class="nump">158<span></span>
</td>
<td class="num">(151)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_FairValueHedgingMember', window );">Economic hedges | Mortgage banking fees | Residential loan commitments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amounts Recognized in Noninterest Income</a></td>
<td class="nump">8<span></span>
</td>
<td class="num">(3)<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_FairValueHedgingMember', window );">Economic hedges | Mortgage banking fees | Forward sale contracts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amounts Recognized in Noninterest Income</a></td>
<td class="nump">20<span></span>
</td>
<td class="nump">21<span></span>
</td>
<td class="num">(8)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_FairValueHedgingMember', window );">Economic hedges | Mortgage banking fees | Interest rate derivative contracts used to hedge residential MSRs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amounts Recognized in Noninterest Income</a></td>
<td class="nump">134<span></span>
</td>
<td class="nump">$ 35<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_FairValueHedgingMember', window );">Economic hedges | Mortgage banking fees | Interest rate derivative contracts used to hedge residential MSRs, at LOCOM</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amounts Recognized in Noninterest Income</a></td>
<td class="num">$ (5)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeGainLossOnDerivativeNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in the fair value of derivatives recognized in the income statement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4A<br> -Subparagraph (b)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5618551-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeGainLossOnDerivativeNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsGainLossLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsGainLossLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_FairValueHedgingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_FairValueHedgingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=cfg_ForeignExchangeandTradeFinanceFeesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=cfg_ForeignExchangeandTradeFinanceFeesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=cfg_InterestRateContractCustomerMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=cfg_InterestRateContractCustomerMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=cfg_ForeignExchangeContractCustomerMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=cfg_ForeignExchangeContractCustomerMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_ForeignExchangeContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=us-gaap_ForeignExchangeContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=cfg_MortgageBankingFeesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=cfg_MortgageBankingFeesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_CommitmentsToExtendCreditMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=us-gaap_CommitmentsToExtendCreditMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_ForwardContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=us-gaap_ForwardContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=cfg_InterestRateContractMortgageServicingRightsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=cfg_InterestRateContractMortgageServicingRightsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>26
<FILENAME>R43.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6682976704">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>GOODWILL AND INTANGIBLE ASSETS (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill and Intangible Assets Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfGoodwillTextBlock', window );">Schedule of goodwill</a></td>
<td class="text">Changes in the carrying value of goodwill for the years ended <span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> are presented below:</span><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:65%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at December 31, 2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,136</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,751</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$6,887</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Business acquisition</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>59</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>59</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adjustments </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at December 31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,172</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,751</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$6,923</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Business acquisitions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>83</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>35</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>118</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adjustments</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,258</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,786</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$7,044</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Adjustments to goodwill are the result of an update to the purchase price allocation for the FAMC acquisition, given higher value attributed to purchased net assets.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock', window );">Carrying value of intangible assets</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A summary of the carrying value of intangible assets is presented below. Included in the carrying value at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$19 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$5 million</span></span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">in other intangibles related to the Clarfeld and Bowstring acquisitions, respectively. Additionally, included in the carrying value at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$18 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> related to the March 2019 purchase of naming rights for a theater in Boston, Massachusetts, and a sponsorship and promotion arrangement.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:22%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortizable Lives (years)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Accumulated Amortization</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Accumulated Amortization</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Acquired technology</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$21</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$17</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Acquired relationships</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5 - 15</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>32</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Naming Rights</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2 - 7</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$82</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$14</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$68</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$34</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$31</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock', window );">Intangible assets future amortization expense</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Estimated intangible asset amortization expense for the next five years is as follows:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:86%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$11</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2021</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2024</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of assets, excluding financial assets and goodwill, lacking physical substance with a finite life, by either major class or business segment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16265-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfGoodwillTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of goodwill by reportable segment and in total which includes a rollforward schedule.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=108376223&amp;loc=d3e13816-109267<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=108376223&amp;loc=d3e13854-109267<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfGoodwillTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the amount of amortization expense expected to be recorded in succeeding fiscal years for finite-lived intangible assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>27
<FILENAME>R127.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7043867696">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFITS - Schedule of Net Periodic (Income) Cost (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanDisclosureLineItems', window );"><strong>Defined Benefit Plan Disclosure [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost</a></td>
<td class="nump">$ 3<span></span>
</td>
<td class="nump">$ 3<span></span>
</td>
<td class="nump">$ 3<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost</a></td>
<td class="nump">45<span></span>
</td>
<td class="nump">43<span></span>
</td>
<td class="nump">46<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets', window );">Expected return on plan assets</a></td>
<td class="num">(72)<span></span>
</td>
<td class="num">(79)<span></span>
</td>
<td class="num">(69)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses', window );">Amortization of actuarial loss</a></td>
<td class="nump">19<span></span>
</td>
<td class="nump">17<span></span>
</td>
<td class="nump">18<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost', window );">Net periodic pension (income) cost</a></td>
<td class="num">(5)<span></span>
</td>
<td class="num">(16)<span></span>
</td>
<td class="num">(2)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetirementPlanTypeAxis=us-gaap_PensionPlansDefinedBenefitMember', window );">Qualified Plan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanDisclosureLineItems', window );"><strong>Defined Benefit Plan Disclosure [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost</a></td>
<td class="nump">41<span></span>
</td>
<td class="nump">39<span></span>
</td>
<td class="nump">42<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets', window );">Expected return on plan assets</a></td>
<td class="num">(72)<span></span>
</td>
<td class="num">(79)<span></span>
</td>
<td class="num">(69)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses', window );">Amortization of actuarial loss</a></td>
<td class="nump">17<span></span>
</td>
<td class="nump">15<span></span>
</td>
<td class="nump">16<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost', window );">Net periodic pension (income) cost</a></td>
<td class="num">(11)<span></span>
</td>
<td class="num">(22)<span></span>
</td>
<td class="num">(8)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetirementPlanTypeAxis=us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember', window );">Non-Qualified Plan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanDisclosureLineItems', window );"><strong>Defined Benefit Plan Disclosure [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets', window );">Expected return on plan assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses', window );">Amortization of actuarial loss</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost', window );">Net periodic pension (income) cost</a></td>
<td class="nump">$ 6<span></span>
</td>
<td class="nump">$ 6<span></span>
</td>
<td class="nump">$ 6<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) recognized in net periodic benefit (cost) credit of defined benefit plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 55<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=118257860&amp;loc=d3e4179-114921<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e2709-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanDisclosureLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanDisclosureLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expected return (loss) recognized in net periodic benefit (cost) credit, calculated based on expected long-term rate of return and market-related value of plan assets of defined benefit plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 55<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=118257860&amp;loc=d3e4179-114921<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e2709-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanInterestCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cost recognized for passage of time related to defined benefit plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 55<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=118257860&amp;loc=d3e4179-114921<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e2709-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanInterestCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of net periodic benefit cost (credit) for defined benefit plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e2709-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 55<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=118257860&amp;loc=d3e4179-114921<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanServiceCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cost for actuarial present value of benefits attributed to service rendered by employee for defined benefit plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 55<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=118257860&amp;loc=d3e4179-114921<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e2709-114920<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanServiceCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetirementPlanTypeAxis=us-gaap_PensionPlansDefinedBenefitMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetirementPlanTypeAxis=us-gaap_PensionPlansDefinedBenefitMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetirementPlanTypeAxis=us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetirementPlanTypeAxis=us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>29
<FILENAME>R104.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7035022704">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>GOODWILL AND INTANGIBLE ASSETS - Other Intangibles (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsLineItems', window );"><strong>Finite-Lived Intangible Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross</a></td>
<td class="nump">$ 82<span></span>
</td>
<td class="nump">$ 34<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
<td class="nump">14<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net</a></td>
<td class="nump">$ 68<span></span>
</td>
<td class="nump">31<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_TechnologyBasedIntangibleAssetsMember', window );">Acquired technology</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsLineItems', window );"><strong>Finite-Lived Intangible Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife', window );">Useful life</a></td>
<td class="text">7 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross</a></td>
<td class="nump">$ 21<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net</a></td>
<td class="nump">17<span></span>
</td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CustomerRelationshipsMember', window );">Acquired relationships</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsLineItems', window );"><strong>Finite-Lived Intangible Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross</a></td>
<td class="nump">37<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net</a></td>
<td class="nump">$ 32<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=cfg_NamingRightsMember', window );">Naming Rights</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsLineItems', window );"><strong>Finite-Lived Intangible Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife', window );">Useful life</a></td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross</a></td>
<td class="nump">$ 11<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net</a></td>
<td class="nump">10<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_OtherIntangibleAssetsMember', window );">Other</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsLineItems', window );"><strong>Finite-Lived Intangible Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net</a></td>
<td class="nump">$ 9<span></span>
</td>
<td class="nump">$ 2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum | Acquired relationships</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsLineItems', window );"><strong>Finite-Lived Intangible Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife', window );">Useful life</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum | Other</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsLineItems', window );"><strong>Finite-Lived Intangible Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife', window );">Useful life</a></td>
<td class="text">2 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum | Acquired relationships</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsLineItems', window );"><strong>Finite-Lived Intangible Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife', window );">Useful life</a></td>
<td class="text">15 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum | Other</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsLineItems', window );"><strong>Finite-Lived Intangible Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife', window );">Useful life</a></td>
<td class="text">7 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Useful life of finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetUsefulLife</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 928<br> -SubTopic 340<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6473545&amp;loc=d3e61844-108004<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_TechnologyBasedIntangibleAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_TechnologyBasedIntangibleAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CustomerRelationshipsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CustomerRelationshipsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=cfg_NamingRightsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=cfg_NamingRightsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_OtherIntangibleAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_OtherIntangibleAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>30
<FILENAME>R60.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034229744">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>PARENT COMPANY FINANCIALS (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract', window );"><strong>Condensed Financial Information Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ScheduleOfCondensedIncomeStatementTableTextBlock', window );">Condensed Statements of Operations</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Condensed Statements of Operations </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:74%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">OPERATING INCOME:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income from consolidated subsidiaries and excluding equity in undistributed earnings:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Dividends from banking subsidiaries</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,130</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,650</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,055</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Interest</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>48</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>46</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>43</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Management and service fees</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>42</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income from nonbank subsidiaries and excluding equity in undistributed earnings:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Dividends from nonbank subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Interest</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Equity securities gains</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;All other operating income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;&#160;Total operating income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,233</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,726</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,136</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">OPERATING EXPENSE:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Salaries and employee benefits</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>35</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>40</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Interest expense</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>87</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>89</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>97</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;All other expenses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>27</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;&#160;Total operating expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>149</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>137</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>159</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Income before taxes and undistributed income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,084</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,589</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>977</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(10</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(13</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(10</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Income before undistributed earnings of subsidiaries </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,094</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,602</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>987</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Equity in undistributed earnings of subsidiaries:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Bank</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>682</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>109</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>655</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Nonbank</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,791</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,721</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,652</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other comprehensive income (loss), net of income taxes:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net pension plan activity arising during the period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net unrealized derivative instrument gains arising during the period</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive (loss) income activity of the Parent Company, net of income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive income (loss) activity of Bank subsidiaries, net of income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>683</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(283</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total other comprehensive income (loss), net of income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>680</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(276</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total comprehensive income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,471</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,445</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,645</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ScheduleOfCondensedBalanceSheetTableTextBlock', window );">Condensed Balance Sheets</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Condensed Balance Sheets </span></div><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:75%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">ASSETS:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Cash and due from banks</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,418</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$961</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Loans and advances to:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Bank subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,146</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,158</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Nonbank subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>120</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>70</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Investments in subsidiaries:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Bank subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21,973</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,590</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Nonbank subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>99</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>83</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Other assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>127</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>117</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">TOTAL ASSETS</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$24,883</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$22,979</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">LIABILITIES:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Long-term borrowed funds due to unaffiliated companies</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,485</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,987</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>197</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>175</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">TOTAL LIABILITIES</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,682</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,162</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">TOTAL STOCKHOLDERS&#8217; EQUITY</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22,201</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,817</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">TOTAL LIABILITIES AND STOCKHOLDERS&#8217; EQUITY</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$24,883</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$22,979</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock', window );">Condensed Cash Flow Statements</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Condensed Cash Flow Statements </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:80%;"/><td style="width:1%;"/><td style="width:4%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:4%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:4%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">OPERATING ACTIVITIES</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,791</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,721</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,652</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adjustments to reconcile net income to net cash provided by operating activities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(11</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gain on sales of assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity in undistributed earnings of subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(697</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(120</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(665</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Increase in other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>50</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>99</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Decrease (increase) in other assets</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other operating, net</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>58</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>40</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net cash provided by operating activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,201</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,662</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,078</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">INVESTING ACTIVITIES</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Investments in and advances to subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(105</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(230</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Repayment of investments in and advances to subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>55</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>167</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other investing, net</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net cash used by investing activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(51</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(64</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">FINANCING ACTIVITIES</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Proceeds from issuance of long-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>500</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Repayments of long-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(333</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Proceeds from issuance of common stock</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>34</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Treasury stock purchased</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1,220</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1,025</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(820</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net proceeds from issuance of preferred stock</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>730</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>593</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dividends declared and paid to common stockholders</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(617</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(471</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(322</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dividends declared and paid to preferred stockholders</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(65</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other financing, net</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(21</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(13</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net cash used by financing activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(693</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1,263</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1,122</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Increase (decrease) in cash and due from banks</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>457</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>398</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(108</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Cash and due from banks at beginning of year</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>961</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>563</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>671</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Cash and due from banks at end of year</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,418</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$961</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$563</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ScheduleOfCondensedBalanceSheetTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 3<br> -Paragraph i<br> -Subsection 10<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ScheduleOfCondensedBalanceSheetTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 3<br> -Paragraph i<br> -Subsection 10<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ScheduleOfCondensedCashFlowStatementTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ScheduleOfCondensedIncomeStatementTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed income statement, including, but not limited to, income statements of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 3<br> -Paragraph i<br> -Subsection 10<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ScheduleOfCondensedIncomeStatementTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>31
<FILENAME>R90.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7035039040">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>PREMISES, EQUIPMENT, AND SOFTWARE - Schedule of Premises and Equipment (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total premises and equipment, gross</a></td>
<td class="nump">$ 1,853<span></span>
</td>
<td class="nump">$ 2,275<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment', window );">Less: accumulated depreciation</a></td>
<td class="num">(1,092)<span></span>
</td>
<td class="num">(1,484)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Total premises and equipment, net</a></td>
<td class="nump">761<span></span>
</td>
<td class="nump">791<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandAndLandImprovementsMember', window );">Land and land improvements</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total premises and equipment, gross</a></td>
<td class="nump">$ 102<span></span>
</td>
<td class="nump">112<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandAndLandImprovementsMember', window );">Land and land improvements | Minimum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Useful life</a></td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandAndLandImprovementsMember', window );">Land and land improvements | Maximum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Useful life</a></td>
<td class="text">75 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=cfg_BuildingsandLeaseholdImprovementsMember', window );">Buildings and leasehold improvements</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total premises and equipment, gross</a></td>
<td class="nump">$ 848<span></span>
</td>
<td class="nump">852<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=cfg_BuildingsandLeaseholdImprovementsMember', window );">Buildings and leasehold improvements | Minimum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Useful life</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=cfg_BuildingsandLeaseholdImprovementsMember', window );">Buildings and leasehold improvements | Maximum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Useful life</a></td>
<td class="text">60 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=cfg_FurnitureFixturesandEquipmentMember', window );">Furniture, fixtures and equipment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total premises and equipment, gross</a></td>
<td class="nump">$ 535<span></span>
</td>
<td class="nump">1,019<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=cfg_FurnitureFixturesandEquipmentMember', window );">Furniture, fixtures and equipment | Minimum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Useful life</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=cfg_FurnitureFixturesandEquipmentMember', window );">Furniture, fixtures and equipment | Maximum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Useful life</a></td>
<td class="text">20 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_ConstructionInProgressMember', window );">Construction in progress</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total premises and equipment, gross</a></td>
<td class="nump">$ 368<span></span>
</td>
<td class="nump">$ 292<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(14))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(13))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentUsefulLife">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentUsefulLife</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandAndLandImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandAndLandImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=cfg_BuildingsandLeaseholdImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=cfg_BuildingsandLeaseholdImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=cfg_FurnitureFixturesandEquipmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=cfg_FurnitureFixturesandEquipmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_ConstructionInProgressMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_ConstructionInProgressMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>32
<FILENAME>R94.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6942674848">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>MORTGAGE BANKING - Changes Related to MSRs - Amortization Method (Details) - Residential mortgages - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward', window );"><strong>MSRs:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtAmortizedValue', window );">Balance as of beginning of period</a></td>
<td class="nump">$ 221<span></span>
</td>
<td class="nump">$ 201<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ServicingAssetatAmortizedCostAmountCapitalized', window );">Amount capitalized</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">36<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtAmortizedValueAdditions', window );">Purchases</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">16<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtAmortizedValueAmortization1', window );">Amortization</a></td>
<td class="num">(38)<span></span>
</td>
<td class="num">(32)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtAmortizedValue', window );">Carrying amount before valuation allowance</a></td>
<td class="nump">183<span></span>
</td>
<td class="nump">221<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward', window );"><strong>Valuation allowance for servicing assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance', window );">Balance as of beginning of period</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries', window );">Valuation charge-offs (recoveries)</a></td>
<td class="nump">1<span></span>
</td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance', window );">Balance at end of period</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ServicingAssetatAmortizedCostNet', window );">Net carrying value of MSRs</a></td>
<td class="nump">$ 182<span></span>
</td>
<td class="nump">$ 221<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_ServicingAssetatAmortizedCostAmountCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Servicing Asset at Amortized Cost, Amount Capitalized</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_ServicingAssetatAmortizedCostAmountCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_ServicingAssetatAmortizedCostNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized amount after valuation allowance of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_ServicingAssetatAmortizedCostNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtAmortizedValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized amount of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=116651436&amp;loc=d3e122739-111746<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6469459&amp;loc=d3e122501-111745<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 25<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=7524895&amp;loc=d3e120260-111741<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6469459&amp;loc=d3e122492-111745<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingAssetAtAmortizedValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtAmortizedValueAdditions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of additions from purchases, assumption or transfer to contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=116651436&amp;loc=d3e122739-111746<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingAssetAtAmortizedValueAdditions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtAmortizedValueAmortization1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=116651436&amp;loc=d3e122739-111746<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingAssetAtAmortizedValueAmortization1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the estimated amount of impairment as of the balance sheet date of recognized servicing assets that are being amortized in proportion to and over the period of estimated net servicing income or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (e)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=116651436&amp;loc=d3e122739-111746<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in the valuation allowance for impairment of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer from expenses (recoveries) recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (e)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=116651436&amp;loc=d3e122739-111746<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>33
<FILENAME>R100.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6935724496">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>LEASES - Supplemental Lease Information (Details)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2019 </div>
<div>USD ($)</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CashFlowLesseeAbstract', window );"><strong>Cash paid for amounts included in measurement of liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasePayments', window );">Operating cash flows from operating leases</a></td>
<td class="nump">$ 164<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability', window );">Right-of-use assets in exchange for new operating lease liabilities</a></td>
<td class="nump">$ 117<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CashFlowLesseeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cash Flow, Lessee [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CashFlowLesseeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasePayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow from operating lease, excluding payments to bring another asset to condition and location necessary for its intended use.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 45<br> -Paragraph 5<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=77888419&amp;loc=SL77918643-209977<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (g)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918686-209980<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasePayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase in right-of-use asset obtained in exchange for operating lease liability.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 55<br> -Paragraph 53<br> -URI http://asc.fasb.org/extlink&amp;oid=77888399&amp;loc=SL77918982-209971<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (g)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918686-209980<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>34
<FILENAME>R64.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6936959632">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>SECURITIES - Schedule of Investments (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems', window );"><strong>Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Debt Securities Available-for-Sale, Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 20,517<span></span>
</td>
<td class="nump">$ 20,476<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Debt Securities Available-for-Sale, Gross Unrealized Gains</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">167<span></span>
</td>
<td class="nump">31<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Debt Securities Available-for-Sale, Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(71)<span></span>
</td>
<td class="num">(612)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Debt securities available for sale:</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">20,613<span></span>
</td>
<td class="nump">19,895<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Debt Securities Held-to-Maturity, Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3,202<span></span>
</td>
<td class="nump">4,165<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Debt Securities Held-to-Maturity, Gross Unrealized Gain</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">45<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Debt Securities Held-to-Maturity, Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5)<span></span>
</td>
<td class="num">(132)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Debt Securities Held-to-Maturity, Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,242<span></span>
</td>
<td class="nump">4,041<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquitySecuritiesFvNiCost', window );">Equity Securities, at Fair Value, Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47<span></span>
</td>
<td class="nump">181<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquitySecuritiesFvNi', window );">Equity investment securities, at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47<span></span>
</td>
<td class="nump">181<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis', window );">Other equity securities, Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherInvestmentsAndSecuritiesAtCost', window );">Other equity securities, Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis', window );">Total equity securities, at cost, Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">807<span></span>
</td>
<td class="nump">834<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue', window );">Total equity securities, at cost, Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">807<span></span>
</td>
<td class="nump">834<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember', window );">U.S. Treasury and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems', window );"><strong>Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Debt Securities Available-for-Sale, Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">71<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Debt Securities Available-for-Sale, Gross Unrealized Gains</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Debt Securities Available-for-Sale, Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Debt securities available for sale:</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">71<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember', window );">State and political subdivisions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems', window );"><strong>Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Debt Securities Available-for-Sale, Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Debt Securities Available-for-Sale, Gross Unrealized Gains</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Debt Securities Available-for-Sale, Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Debt securities available for sale:</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">Federal agencies and U.S. government sponsored entities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems', window );"><strong>Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Debt Securities Available-for-Sale, Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">19,803<span></span>
</td>
<td class="nump">20,211<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Debt Securities Available-for-Sale, Gross Unrealized Gains</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">143<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Debt Securities Available-for-Sale, Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(71)<span></span>
</td>
<td class="num">(605)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Debt securities available for sale:</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">19,875<span></span>
</td>
<td class="nump">19,634<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Debt Securities Held-to-Maturity, Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,202<span></span>
</td>
<td class="nump">3,425<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Debt Securities Held-to-Maturity, Gross Unrealized Gain</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">45<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Debt Securities Held-to-Maturity, Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5)<span></span>
</td>
<td class="num">(132)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Debt Securities Held-to-Maturity, Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,242<span></span>
</td>
<td class="nump">3,293<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember', window );">Other/non-agency</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems', window );"><strong>Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Debt Securities Available-for-Sale, Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">638<span></span>
</td>
<td class="nump">236<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Debt Securities Available-for-Sale, Gross Unrealized Gains</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Debt Securities Available-for-Sale, Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Debt securities available for sale:</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">662<span></span>
</td>
<td class="nump">232<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Debt Securities Held-to-Maturity, Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">740<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Debt Securities Held-to-Maturity, Gross Unrealized Gain</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Debt Securities Held-to-Maturity, Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Debt Securities Held-to-Maturity, Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">748<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Total mortgage-backed securities, at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems', window );"><strong>Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Debt Securities Available-for-Sale, Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">20,441<span></span>
</td>
<td class="nump">20,447<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Debt Securities Available-for-Sale, Gross Unrealized Gains</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">167<span></span>
</td>
<td class="nump">31<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Debt Securities Available-for-Sale, Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(71)<span></span>
</td>
<td class="num">(612)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Debt securities available for sale:</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">20,537<span></span>
</td>
<td class="nump">19,866<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Debt Securities Held-to-Maturity, Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,202<span></span>
</td>
<td class="nump">4,165<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Debt Securities Held-to-Maturity, Gross Unrealized Gain</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">45<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Debt Securities Held-to-Maturity, Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5)<span></span>
</td>
<td class="num">(132)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Debt Securities Held-to-Maturity, Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,242<span></span>
</td>
<td class="nump">4,041<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MoneyMarketFundsMember', window );">Money market mutual fund investments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems', window );"><strong>Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquitySecuritiesFvNiCost', window );">Equity Securities, at Fair Value, Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47<span></span>
</td>
<td class="nump">181<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquitySecuritiesFvNi', window );">Equity investment securities, at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47<span></span>
</td>
<td class="nump">181<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=cfg_FederalReserveBankStockMember', window );">Federal Reserve Bank stock</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems', window );"><strong>Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalReserveBankStock', window );">Federal Reserve Bank stock, Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">577<span></span>
</td>
<td class="nump">463<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_FederalReserveBankStockFairValue', window );">Federal Reserve Bank stock, Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">577<span></span>
</td>
<td class="nump">463<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_InvestmentInFederalHomeLoanBankStockMember', window );">Federal Home Loan Bank stock</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems', window );"><strong>Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Federal Home Loan Bank stock, Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">222<span></span>
</td>
<td class="nump">364<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_FederalHomeLoanBankStockFairValue', window );">Federal Home Loan Bank stock, Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 222<span></span>
</td>
<td class="nump">$ 364<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Includes only collateral pledged by the Company where counterparties have the right to sell or pledge the collateral.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_FederalHomeLoanBankStockFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of Federal Home Loan Bank (FHLB) stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_FederalHomeLoanBankStockFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_FederalReserveBankStockFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of Federal Reserve Bank stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_FederalReserveBankStockFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other Investment Securities, at Cost, Amortized Cost Basis</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>[Line Items] for Schedule of Available-for-sale and Held-to-maturity Securities [Table]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total Other Investment Securities At Cost, Amortized Cost Basis</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_TotalOtherInvestmentSecuritiesAtCostFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total Other Investment Securities At Cost, Fair Value</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_TotalOtherInvestmentSecuritiesAtCostFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27161-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=118942338&amp;loc=SL82898722-210454<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=118942338&amp;loc=SL82898722-210454<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118954083&amp;loc=d3e26610-111562<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aa)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquitySecuritiesFvNi">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -URI http://asc.fasb.org/extlink&amp;oid=99377092&amp;loc=SL75136599-209740<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquitySecuritiesFvNi</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquitySecuritiesFvNiCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cost of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI). Excludes equity method investment and investment in equity security without readily determinable fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquitySecuritiesFvNiCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 325<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=75031641&amp;loc=d3e63345-112809<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalReserveBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Federal Reserve Bank stock represents an equity interest in the Federal Reserve Bank. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 325<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=75031641&amp;loc=d3e63345-112809<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalReserveBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118954083&amp;loc=d3e26610-111562<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrecognized gain on investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aa)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherInvestmentsAndSecuritiesAtCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Includes other investments and securities that are not at fair value as of the balance sheet date and those that are not accounted for under the equity method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(5))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(6))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(12))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherInvestmentsAndSecuritiesAtCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MoneyMarketFundsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MoneyMarketFundsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=cfg_FederalReserveBankStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=cfg_FederalReserveBankStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_InvestmentInFederalHomeLoanBankStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_InvestmentInFederalHomeLoanBankStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>35
<FILENAME>R108.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6621362624">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>VARIABLE INTEREST ENTITIES - Schedule of Affordable Housing Tax Credit Investments (Details) - LIHTC Investments - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount', window );">Tax credits included in income tax expense</a></td>
<td class="nump">$ 128<span></span>
</td>
<td class="nump">$ 101<span></span>
</td>
<td class="nump">$ 83<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization', window );">Amortization expense included in income tax expense</a></td>
<td class="nump">137<span></span>
</td>
<td class="nump">110<span></span>
</td>
<td class="nump">94<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherTaxExpenseBenefit', window );">Other tax benefits included in income tax expense</a></td>
<td class="nump">$ 32<span></span>
</td>
<td class="nump">$ 25<span></span>
</td>
<td class="nump">$ 31<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of affordable housing tax credits and other tax benefits recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 323<br> -SubTopic 740<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=116633289&amp;loc=SL49122993-202985<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense of investment in qualified affordable housing projects.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 323<br> -SubTopic 740<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=116633289&amp;loc=SL49122993-202985<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of other income tax expense (benefit).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32639-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32672-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfEquityMethodInvestmentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis=cfg_QualifiedAffordableHousingInvestmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis=cfg_QualifiedAffordableHousingInvestmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>36
<FILENAME>R68.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6839503952">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SECURITIES - Other than temporary impairment recognized in earnings (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investments, Debt and Equity Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairmentOfInvestments', window );">Total other-than-temporary impairment losses</a></td>
<td class="num">$ (2)<span></span>
</td>
<td class="num">$ (7)<span></span>
</td>
<td class="num">$ (7)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent', window );">Portions of loss recognized in other comprehensive income (before taxes)</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings', window );">Net securities impairment losses recognized in earnings on debt securities</a></td>
<td class="num">$ (2)<span></span>
</td>
<td class="num">$ (3)<span></span>
</td>
<td class="num">$ (7)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairmentOfInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount by which the fair value of an investment is less than the amortized cost basis or carrying amount of that investment at the balance sheet date and the decline in fair value is deemed to be other than temporary, before considering whether or not such amount is recognized in earnings or other comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8A<br> -URI http://asc.fasb.org/extlink&amp;oid=118954083&amp;loc=SL6284422-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairmentOfInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of other-than-temporary impairment (OTTI) on investment in debt security, recognized in earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8A<br> -URI http://asc.fasb.org/extlink&amp;oid=118954083&amp;loc=SL6284422-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of other than temporary impairment loss (OTTI) on investments in available-for-sale and held-to-maturity debt securities, recognized in other comprehensive loss and attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=108774443&amp;loc=SL4569643-111683<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669646-108580<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e637-108580<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=109239629&amp;loc=SL4573702-111684<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14A<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669686-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>37
<FILENAME>R98.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6684977776">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>LEASES - Components of Operating Lease Cost (Details)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2019 </div>
<div>USD ($)</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeasesAbstract', window );"><strong>Leases [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeaseCost', window );">Operating lease cost</a></td>
<td class="nump">$ 165<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermLeaseCost', window );">Short-term lease cost</a></td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_VariableLeaseCost', window );">Variable lease cost</a></td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SubleaseIncome', window );">Sublease income</a></td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeaseCost', window );">Total</a></td>
<td class="nump">$ 179<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeaseCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of lease cost recognized by lessee for lease contract.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918686-209980<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 55<br> -Paragraph 53<br> -URI http://asc.fasb.org/extlink&amp;oid=77888399&amp;loc=SL77918982-209971<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LeaseCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeasesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LeasesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of single lease cost, calculated by allocation of remaining cost of lease over remaining lease term. Includes, but is not limited to, single lease cost, after impairment of right-of-use asset, calculated by amortization of remaining right-of-use asset and accretion of lease liability.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 55<br> -Paragraph 53<br> -URI http://asc.fasb.org/extlink&amp;oid=77888399&amp;loc=SL77918982-209971<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918686-209980<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermLeaseCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of short-term lease cost, excluding expense for lease with term of one month or less.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918686-209980<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 55<br> -Paragraph 53<br> -URI http://asc.fasb.org/extlink&amp;oid=77888399&amp;loc=SL77918982-209971<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShortTermLeaseCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubleaseIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of sublease income excluding finance and operating lease expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918686-209980<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 55<br> -Paragraph 53<br> -URI http://asc.fasb.org/extlink&amp;oid=77888399&amp;loc=SL77918982-209971<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SubleaseIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VariableLeaseCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of variable lease cost, excluded from lease liability, recognized when obligation for payment is incurred for finance and operating leases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918686-209980<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 55<br> -Paragraph 53<br> -URI http://asc.fasb.org/extlink&amp;oid=77888399&amp;loc=SL77918982-209971<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VariableLeaseCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>38
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
M4$L#!!0    ( ):%6% ?(\\#P    !,"   +    7W)E;',O+G)E;'.MDD^+
MPD ,Q;]*F?L:5\'#8CUYZ6U9_ )Q)OU#.Y,A$[%^>X>];+=44/ 87O+>CT?V
M/S2@=AQ2V\54C'X(J32M:OP"2+8ECVG%D4)6:A:/FD=I(*+ML2'8K-<[D*F'
M.>RGGD7E2B.5^S3%":4A+<TXP)6E/S/WJVR;A5ND9T*YKCM+1[873T$7LF<;
M!I99-G\LCNVW<+ZT+/0:S>,*P).B0\5?UX^8 TBTH_0(:+L A#&^NQT:E8(C
M-R."?S]PN -02P,$%     @ EH584"?HAPZ"    L0   !    !D;V-0<F]P
M<R]A<' N>&UL38Y-"\(P$$3_2NG=;BGH06) L$?!D_>0;FP@R8;-"OGYIH(?
MMWF\81AU8\K(XK%T-8943OTJDH\ Q:X831F:3LTXXFBD(3^ G/,6+V2?$9/
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MUQ]^=V'?67=T_]CX)JAJ^'47Z@M02P,$%     @ EH584)E<G",0!@  G"<
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M.AQG0GS/]O:1I24RS^_Y"NM./&<?5I:P7<_/Y)Z,<B.[W?98??9/1VXCUZG
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MW;7]X:P[KB\;=I>3UAW'S<AHVA%=_P902P,$%     @ EH584/D;R1$8!0
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M BKBSTM.:,$C$@.(^'P70K$%//80 0]9[B&2]E!\@OX33(F86%PL(0(2XF-
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M:08/0DBN1 8/2MY)?5",@Y(?I+Y-U'W;=]7]0(IF^&+PQ\^6U3]02P,$%
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M&;KCAU N':Q?0O/BTK4]ZT'.RF6=T8MQJ6 E%%P*1<JH<)D3D6;M'J%H_58
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M;!Z4G"EP2 4"*8.0"A12%KN<RC+<^*V9+%DE\@>.J4 PA=&Q#)(ON3A/)**
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MOMU?4=]_Z-KGP_7[^?'_ %S_#U!+ P04    " "6A5A0IJ5=T[$!  #2 P
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MZ_#=JL)=@N_^4'A<)]BO$NP3P?Z_):[%W/^5A"UZJL$U:9H\*6UOTB0OO//
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M-QOGWR Z\%*2&[]"G7]@BR.A<<&\][:9UFQR'/;S"V++,R[_ %!+ P04
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M/_BSF<9L,ASV\P]BRS<N?@-02P,$%     @ EH584%#)7_JU 0  T@,  !D
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M=SSM0WP,^"%AM*LS"95<$)^"\;G*:1($@8+2!0;AMRO<@U*!R,OX.7/2)64
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M-RYX;6Q]4]MNW" 0_17$!P0O=M+MRK:4356U4BNM4C5Y9NVQC<+% ;Q._[Z
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M_F5C_QNM'7@IR94?H<Y_L,40T+AP_.3/9AJSR7"ZGW\06;YQ^1=02P,$%
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M3\E<_!>X@O3A08G/4:&T<2758!VJF<5+4?QMVH6.^SC=9#?8-B"= >D">(@
M-B6*RC]PQ\O<X$C,U/N>AR?>'5/?FRHX8ROBG1=OO?=:9O?O<W8-1'/,:8I)
M5S&[)8)Y]B5%NI7BE/X#3[?AV:;"+,*SM<)#LDVPWR381X+]?TO<B#G\721;
M]52!:>,T65+AH.,DK[S+P#ZF\4W^A$_3_I6;5FA++NC\R\;^-X@.O)3DSH]0
MYS_88DAH7#B^\V<SC=ED..SG'\26;US^!E!+ P04    " "6A5A0>O)/+K0!
M  #2 P  &0   'AL+W=O<FMS:&5E=',O<VAE970S,BYX;6Q]4]MNVS ,_15!
M'U E<MH5@6V@Z3!LP 8$';8]*S9M"]7%D^2X^_M1LN,9F[$72:1X#@\I*A^M
M>_4=0"!O6AE?T"Z$_LB8KSK0PM_9'@S>--9I$=!T+?.] U$GD%:,[W8/3 MI
M:)DGW]F5N1V"D@;.COA!:^%^G4#9L:![>G.\R+8+T<'*O!<M?(7PK3\[M-C"
M4DL-QDMKB(.FH$_[X^D0XU/ =PFC7YU)K.1B[6LT/M4%W45!H* *D4'@=H5G
M4"H2H8R?,R==4D;@^GQC_Y!JQUHNPL.S53]D';J"/E)20R,&%5[L^!'F>NXI
MF8O_#%=0&!Z58([**I]64@T^6#VSH!0MWJ9=FK2/TTUV@VT#^ S@"^ Q =B4
M*"E_+X(H<V='XJ;>]R(^\?[(L3=5=*96I#L4[]%[+;,'GK-K))IC3E,,7\7L
MEPB&[$L*OI7BQ/^!\VUXMJDP2_!LK9#?;Q,<-@D.B>#PWQ*W8K*_DK!53S6X
M-DV3)Y4=3)KDE7<9V">>WN1/^#3M7X1KI?'D8@.^;.I_8VT E+*[PQ'J\(,M
MAH(FQ.,[/+MIS"8CV'[^06SYQN5O4$L#!!0    ( ):%6%!W;-2+M0$  -(#
M   9    >&PO=V]R:W-H965T<R]S:&5E=#,S+GAM;'U386_;(!#]*X@?4!+B
M9EUD6VHZ39NT2E&GK9^)?;91P7B X_;?[\"NY[;6O@!WW'OW[CC2P=@GUP!X
M\JQ5ZS+:>-\=&'-% UJX*]-!BS>5L5IX-&W-7&=!E!&D%>.;S9YI(5N:I]%W
MLGEJ>J]D"R=+7*^UL"]'4&;(Z):^.AYDW?C@8'G:B1I^@O_5G2Q:;&8II8;6
M2=,2"U5&;[>'8Q+B8\!O"8-;G$FHY&S,4S"^EQG=!$&@H/"!0>!V@3M0*A"A
MC#\3)YU3!N#R_,K^-=:.M9R%@SNC'F7IFXS>4%)")7KE'\SP#:9ZKBF9BO\!
M%U 8'I1@CL(H%U=2],X;/;&@%"V>QUVV<1_&&_YY@JT#^ 3@,^ FYF%CHJC\
MB_ B3ZT9B!U[WXGPQ-L#Q]X4P1E;$>]0O$/O)=_MDY1= M$4<QQC^")F.T<P
M9)]3\+441_X!SM?ANU6%NPC?O5%XO4Z0K!(DD2#Y;XEK,?MW2=BBIQIL':?)
MD<+T;9SDA7<>V%L>W^1?^#CM]\+6LG7D;#R^;.Q_98P'E+*YPA%J\(/-AH+*
MA^,G/-MQS$;#FV[Z06S^QOE?4$L#!!0    ( ):%6%"+(R,+M@$  -(#   9
M    >&PO=V]R:W-H965T<R]S:&5E=#,T+GAM;'U3VV[;, S]%4$?4"6.VV:!
M;:#I,'3 "@0=UCTK-FT+U<65Y+C]^U&RZWF;L1=)I'@.#RDJ&XQ]<2V )V]*
M:I?3UOONP)@K6U#<79D.--[4QBKNT;0-<YT%7D60DBS9;&Z8XD+3(HN^DRTR
MTWLI-)PL<;U2W+X?09HAIUOZX7@23>N#@Q59QQOX#OY'=[)HL9FE$@JT$T83
M"W5.[[:'8QKB8\"S@,$MSB14<C;F)1A?JYQN@B"04/K P'&[P#U(&8A0QNO$
M2>>4 ;@\?[!_B;5C+6?NX-[(GZ+R;4[WE%10\U[Z)S,\P%3/-253\=_@ A+#
M@Q+,41KIXDK*WGFC)A:4HOC;N L=]V&\N4XGV#H@F0#)#-C'/&Q,%)5_YIX7
MF34#L6/O.QZ>>'M(L#=E<,96Q#L4[]![*78WMQF[!*(IYCC&)(N8[1S!D'U.
MD:RE.";_P)-U^&Y5X2["=W\HW*\3I*L$:21(_UOB6LRGOY*P14\5V"9.DR.E
MZ76<Y(5W'MB[)+[)[_!QVA^Y;81VY&P\OFSL?VV,!Y2RN<(1:O&#S8:$VH?C
M+9[M.&:CX4TW_2 V?^/B%U!+ P04    " "6A5A0C)"OW_ "  !>#0  &0
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M" 44O@$@*.( @G--"D#A>P"!JH@)"(X_ =FN?!M 4,P'> 4@(-Y5X ,$BOD
M+P($)+P*?(! ,1_@=8" D).YKP- U2*B@Y<"$N:\"KY 8"VH8G;#BP$!2:\J
M3$%QTFD88I;[786@V/<2)YV&(68Y]740J(CHX*33,,0L9[X. D6^OQ0GG88A
M9KGO) B*.(GBI-,PQ"PO?1T$BOD )YV&(68D\ $"Q7R DT[#$#,2^ "!8C[
M2:=AB!D)?(! ,1_@I-,PQ2Q842#(]T%VL[UMA3JXC;U.MO+4N5/%3>OU\/!
MW?;X'WP\>7SGZE!W.GF5QFZRW59X+Z41MB_YG9W#HSWL7!\:L3?#[<+>JW''
M/SX8V4^GF>QZI%K_!5!+ P04    " "6A5A0KG-WH;4!  #2 P  &0   'AL
M+W=O<FMS:&5E=',O<VAE970S-BYX;6QM4]MNG# 0_17+'Q O7G); 5(V4=1*
MK;1*U>;9"P-8\8789DG_OK9A*=GP@F>&<\Y</,X&;=YL"^#0AQ3*YKAUKML1
M8LL6)+-7N@/E_]3:2.:\:QIB.P.LBB0I"-UL;HAD7.$BB[&#*3+=.\$5' RR
MO93,_-V#T$..$WP.O/"F=2% BJQC#?P"][L[&.^16:7B$I3E6B$#=8X?DMT^
M#?@(^,-AL L;A4Z.6K\%YWN5XTTH" 24+B@P?YS@$80(0KZ,]TD3SRD#<6F?
MU9]C[[Z7([/PJ,4KKUR;XSN,*JA9+]R+'K[!U,\U1E/S/^ $PL-#)3Y'J86-
M7U3VUFDYJ?A2)/L83Z[B.4SZ9]HZ@4X$>D$@8Z)8^1-SK,B,'I 99]^Q<,7)
MCOK9E"$81Q'_^>*MCYZ*-+G+R"D(39C]B*$+3#(CB%>?4]"U%'OZA4[7Z=O5
M"K>1OEW2[Z_7!=)5@30*I)]:O+]H\2MF>YM>)"&+F4HP3=PFBTK=J[C)B^B\
ML \TWLE_^+CM/YEIN++HJ)V_V3C_6FL'OI3-E5^AUC^PV1%0NV#>>MN,:S8Z
M3G?3"R+S,R[^ 5!+ P04    " "6A5A0*:=]>/D!  #+!0  &0   'AL+W=O
M<FMS:&5E=',O<VAE970S-RYX;6QU5&V/G" 0_BN&'W"XZKHO49/;:YHV:9/-
M-6T_LSJKYD LL.OUWQ?0L];.?1$8GI<9D,D&J5YT V""5\$[G9/&F/Y(J2X;
M$$P_R!XZNW.52C!CEZJFNE? *D\2G$9AF%+!VHX4F8^=59')F^%M!V<5Z)L0
M3/T^ 9=#3C;D+?#<UHUQ 5ID/:OA&YCO_5G9%9U5JE9 IUO9!0JN.7G<'$\'
MA_> 'RT,>C$/7"47*5_<XG.5D] E!!Q*XQ28'>[P!)P[(9O&KTF3S):.N)R_
MJ7_TM=M:+DS#D^0_V\HT.=F3H((KNW'S+(=/,-6S)<%4_!>X [=PEXGU*"77
M_AN4-VVDF%1L*H*]CF/;^7$8=])THN&$:")$,V'O?>AHY#/_P PK,B6'0(UG
MWS-WQ9MC9,^F=$%_%'[/)J]M]%XD49C1NQ.:,*<1$RTPFQE!K?IL$6$6I^@_
M>H338S3#V-/C!3T.W_%/4('$"R3_E+A9E8AAWLERBYIL$8%X98)A$MPD14U2
M1&"[,L$P*6ZR0TUVB,!N98)A]KC)'C79(P*'E0F"B4/<Y(":'!"!]<5CF/7%
MT\5C$J!JWT9T4,I;YUO8(CIWJL?(/\:_\+'-?66J;CL=7*2Q3]H_O*N4!FPJ
MX8/]/QK;6><%AZMQTYV=J[&_C LC^ZEUTKE_%W\ 4$L#!!0    ( ):%6%!6
M@A5(T@$  )P$   9    >&PO=V]R:W-H965T<R]S:&5E=#,X+GAM;&U4VV[<
M(!#]%<0'!*]OV:YL2]E$42JUTBI5TV?6'E\4, [@=?KW!>RXSH87PPSG,H.!
M;!+R5;4 &KUSUJL<MUH/!T)4V0*GZD8,T)N56DA.M0EE0]0@@5:.Q!D)@R E
MG'8]+C*7.\DB$Z-F70\GB=3(.95_C\#$E.,=_D@\=TVK;8(4V4 ;^ 7Z]W"2
M)B*K2M5QZ%4G>B2ASO'=[G!,+=X!7CJ8U&:.;"=G(5YM\+W*<6 + @:EM@K4
M#!>X!\:LD"GC;='$JZ4E;N<?ZH^N=]/+F2JX%^Q/5^DVQWN,*JCIR/2SF)Y@
MZ2?!:&G^!UR &;BMQ'B4@BGW1>6HM."+BBF%T_=Y['HW3O-*DBXT/R%<".%*
MV#L?,ANYRA^HID4FQ83DO/<#M;]X=PC-WI0VZ;;"K9GBE<E>BCB*,G*Q0@OF
M.&/"#6:W(HA17RU"G\4Q_$(/_?3(6V'DZ-&&'@6Q7R#V"L1.(/[48GS5H@^3
M^$T2KTGB$4BO3'R86[])ZC5)/0+[*Q,?YMN5"=F<#@ZR<?="H5*,O;N3F^QZ
M]>Y"=[K^P^=[^Y/*INL5.@MMSJ@[2;40&DPIP8UIN#5/Q1HPJ+6=WIJYG"_,
M'&@Q+&\!61^DXA]02P,$%     @ EH584!WL$6M( @  / @  !D   !X;"]W
M;W)K<VAE971S+W-H965T,SDN>&UL=5;;CILP$/T5Q <LF%LN(DC)5E4KM5*T
M5;?/#ID$M 93VPG;OZ]M"*7>X278YLPY,\R,)WG/Q9NL )3WWK!6[OQ*J6X;
M!+*LH*'RB7?0ZC<7+AJJ]%9< ]D)H&=KU+ @"L,L:&C=^D5NSXZBR/E-L;J%
MH_#DK6FH^', QON=3_S'P4M]K90Y"(J\HU?X >IG=Q1Z%TPLY[J!5M:\]01<
M=OZ>; \D-086\5I#+V=KSX1RXOS-;+Z>=WYH/ (&I3(45#_N\ R,&2;MQ^^1
MU)\TC>%\_6#_;(/7P9RHA&?.?M5G5>W\M>^=X4)O3+WP_@N, :6^-T;_#>[
M--QXHC5*SJ3]]<J;5+P96;0K#7T?GG5KG_W(_S###:+1('(,@D'(>OZ)*EKD
M@O>>&#Y^1TV.R3;2WZ8TA_93V'?:>:E/[T62A'EP-T0CYC!@HAF&3(A LT\2
M$29QB#Z81[AYC'H86_-X9AZ'"4Z0H 2))4C^"Y$X(6*8!2]35"1%"&)'!,,L
M1)*A(AE"D#HB&";#15:HR HA6#DB&&:-BZQ1D35"L'%$$$P:XB(;5&2#$+B)
MQS +B2<AWD$A0N&F'@4MY)XL="I!*-SLHZ"%]!.T7?<D0BC< D!!"Q5 \+XF
M,4+AU@ &RA:*@.#M3Y#>SMPR0$%+=8#?  1I[^Q#'6 @MPZ"V>7=@+C:L26]
MDM]:.S-GI]-HW$?V\O\''^;J=RJN=2N]$U=ZA-B+_L*Y NU+^*1]J?0HGS8,
M+LHL5WHMAGDV;!3OQED=3'\8BK]02P,$%     @ EH584"CB-GC# 0  -P0
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M1OU):J0T8$N)[FS#G7TJMH!#8]ST@YVKY<(L@9'C^A:0[4$J_P!02P,$%
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M:N.F]W:NY@LS!T8.RUM U@>I^ M02P,$%     @ EH584#J5!UGA 0   04
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M,Y?3K9P"+?KYP2'+JY?_ 5!+ P04    " "6A5A0(0G;3=T!   !!0  &0
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M.X(R0T:W],/Q).O&!P?+TT[4\ S^5W>R:+%9I90:6B=-2RQ4&;W='HZ[@(^
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M   9    >&PO=V]R:W-H965T<R]S:&5E=#4Q+GAM;&U3VVZ<,!#]%<L?$+-
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MH77A^-&?S3QFL^%P6'X06[]Q]1=02P,$%     @ EH584#'C?;NX 0  T@,
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M:A^.G_!LIS&;#&_Z^0>QY1L7?P%02P,$%     @ EH584*>L6E3V 0  RP4
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MW<.KA-!@2@D>S/^C,9-U#AA4VFYW9B_'^3(&6O33Z"3S_,[_ E!+ P04
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MVDYOS5S.%V8.M!B6MX"L#U+Q%U!+ P04    " "6A5A0QJ@31K@!  #2 P
M&0   'AL+W=O<FMS:&5E=',O<VAE970U-2YX;6QU4]MNW" 0_17$!X1=>R_1
MRK:4356U4BNM4K5]9NVQC0*,"WB=_GT!.XZ;NB_ #.><N3!D YIGVP(X\J*D
MMCEMG>M.C-FR!<7M'7:@_4V-1G'G3=,PVQG@520IR9+-YL 4%YH66?1=3)%A
M[Z30<#'$]DIQ\_L,$H><;NFKXTDTK0L.5F0=;^ ;N._=Q7B+S2J54*"M0$T,
MU#E]V)[.NX"/@!\"!KLXDU#)%?$Y&)^KG&Y"0B"A=$&!^^T&CR!E$/)I_)HT
MZ1PR$)?G5_6/L79?RY5;>$3Y4U2NS>D])174O)?N"8=/,-6SIV0J_@O<0'IX
MR,3'*%':N)*RMP[5I.)34?QEW(6.^S#>I,>)MDY()D(R$^YC'#8&BIE_X(X7
MF<&!F+'W'0]/O#TEOC=E<,96Q#N?O/7>6[$_[#-V"T(3YCQBD@5F.R.85Y]#
M)&LASLD_]&2=GJYFF$9ZNJ"G^_\([%8%=E%@]U>)AW<EKF&.[X*P14\5F"9.
MDR4E]CI.\L([#^Q#$M_D#3Y.^U=N&J$MN:+S+QO[7R,Z\*EL[OP(M?Z#S8:$
MVH7CT9_-.&:CX;";?A";OW'Q!U!+ P04    " "6A5A0P^4H)NX!  !F!0
M&0   'AL+W=O<FMS:&5E=',O<VAE970U-BYX;6QU5-N.FS 0_17D#U@G$"Z-
M"-)FJZJ56BG:JNVS T- :V-JF[#]^]J&I91.7V)[?"XS)C/Y*-6+;@!,\"IX
MIT^D,:8_4JK+!@33#[*'SM[44@EF[%'=J.X5L,J3!*?A;I=0P=J.%+F/7521
MR\'PMH.+"O0@!%._SL#E>")[\A9X;F^-<0%:Y#V[P5<PW_J+LB>ZJ%2M@$ZW
ML@L4U"?RN#^>,X?W@.\MC'JU#UPE5RE?W.%3=2([EQ!P*(U38':YPQ-P[H1L
M&C]G3;)8.N)Z_Z;^P==N:[DR#4^2_V@KTYQ(1H(*:C9P\RS'CS#7$Y-@+OXS
MW(%;N,O$>I22:_\;E(,V4LPJ-A7!7J>U[?PZ3C=Q---P0C@3PH60>1\Z&?G,
MWS/#BES),5#3V_?,?>+],;1O4[J@?PI_9Y/7-GHOXB3+Z=T)S9CSA E7F/V"
MH%9]L0@QBW/X#SW$Z1&:8>3IT8H>Q2DN<$ %#E[@\%>)[S8E(IATAYO$J$F,
M".PW)ACF/T^1H"8)(A!M3##, 3=)49,4$8@W)A@FP4TRU"1#!-*-"8;)-B9T
M]3\7H&Z^PW50RJ'STV4578;(8^C[Y ]\FD!?F+JUG0ZNTMAN\SU12VG IK)[
ML)^NL4-O.7"HC=NF=J^FUI\.1O;S5*/+:"U^ U!+ P04    " "6A5A0JFG/
MQ;@!  #2 P  &0   'AL+W=O<FMS:&5E=',O<VAE970U-RYX;6QM4]MNG# 0
M_17+'Q"#V22;%2!E$T6MU$JK1&F?O3" %5^H;9;T[V,;0E'*B^T9GW/FXG$^
M:O-F.P"'WJ50ML"=<_V!$%MU()F]TCTH?]-H(YGSIFF)[0VP.I*D(#1);HAD
M7.$RC[Z3*7,].,$5G RR@Y3,_#V"T&.!4_SI>.9MYX*#E'G/6G@!]]J?C+?(
MHE)S"<IRK9"!IL#WZ>&X"_@(^,5AM*LS"I6<M7X+QO>ZP$E(" 14+B@POUW@
M 80(0CZ-/[,F7D(&XOK\J?X4:_>UG)F%!RU^\]IU!=YC5$/#!N&>]?@-YGJN
M,9J+_P$7$!X>,O$Q*BUL7%$U6*?EK.)3D>Q]VKF*^SC=9.E,VR;0F4 7PC[&
M(5.@F/DC<ZS,C1Z1F7K?L_#$Z8'ZWE3!&5L1[WSRUGLOY?7M74XN06C&'"<,
M76'2!4&\^A*";H4XTO_H=)N>;6:817JVHF<WR;; ;E-@%P5VZQ+WR9<2MS!?
MBR2KGDHP;9PFBRH]J#C)*^\RL/<TOLD_^#3M/YEIN;+HK)U_V=C_1FL'/I7D
MRH]0YS_88@AH7#C>^K.9QFPRG.[G'T26;UQ^ %!+ P04    " "6A5A0SIKB
MT+,!  #2 P  &0   'AL+W=O<FMS:&5E=',O<VAE970U."YX;6QM4]N.FS 0
M_17+'[!.#&E7$2!MMJI:J96BK=H^.S" M39#;1.V?U_;$$I37O#,<,Z9B\?9
MB.;5M@".O&G5V9RVSO5'QFS9@A;V 7OH_)\:C1;.NZ9AMC<@JDC2BO'=[AW3
M0G:TR&+L;(H,!Z=D!V=#[*"U,+]/H'#,Z9[> B^R:5T(L"+K10/?P'WOS\9[
M;%&II(;.2NR(@3JG3_OC*0WX"/@A8;0KFX1.+HBOP?E<Y707"@(%I0L*PA]7
M> :E@I OX]>L29>4@;BV;^H?8^^^EXNP\(SJIZQ<F]-'2BJHQ:#<"XZ?8.[G
M0,G<_!>X@O+P4(G/4:*R\4O*P3K4LXHO18NWZ91=/,=9_T;;)O"9P.\(;$H4
M*_\@G"@R@R,QT^Q[$:YX?^1^-F4(QE'$?[YXZZ/7XO#(,W8-0C/F-&'X"K-?
M$,RK+RGX5HH3_X_.M^G)9H5)I"<K>L(/VP+IID :!=)_6DSN6MS"I'=)V&JF
M&DP3M\F2$H<N;O(JNBSL$X]W\A<^;?M781K967)!YV\VSK]&=.!+V3WX%6K]
M UL<!;4+YGMOFVG-)L=A/[\@MCSCX@]02P,$%     @ EH584&#DU8^X 0
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M!YL-";4/QWL\VW',1L.;;OI!;/[&Q1]02P,$%     @ EH584(:!1@O3 0
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M\.7>?J.R[0>%+D*;,^I.4B.$!E-*<&<:[LQ3L04,&FVG'\Q<+A=F";08U[>
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MLXT :9.H:J56BK9J^^R0":"U,;6=L/W[^L*RA%BKOF![?,[QF3&>8F3\1;0
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MV5< _D#A/S?R!?0KC+\"_ ?*O[K" !1V  4L(% +4-=X@,(FH( +!.H"BMN
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M3!?KOAAOQ7&@>#]=^&#^ZI1_ 5!+ P04    " "6A5A0J:<M(AP"   I!@
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ML>O*1>[;PG-Y*J1>\/*L)2?ZG<H?[9:KF=>S',J:-J)DC</I<>5^0,L-2G6
M0?PLZ54,QHY.9<?8BYY\.:Q<7RNB%=U+34'4XT(WM*HTD]+QVY*Z_9XZ<#A^
M8_]DDE?)[(B@&U;]*@^R6+FIZQSHD9PK^<RNGZE-*'8=F_U7>J&5@FLE:H\]
MJX3Y=?9G(5EM6924FKQVS[(QSVOW!H<V# X(;$#0!Z#HOP&A#0A' 5ZGS*3Z
MD4B29YQ='=ZYU1+]IT#+4!5SKQ=-[<P[E:U0JY<<QRCS+IK(8M8=)AA@@EO$
M9HK _R">$M"K"$ 5@8D/A_$HA0E"D" T!-& (!UI7'>0V$ : T&+*!DE H "
MM("51*"2:*HD'"GI(,EPDS"-1DH D(]@(3$H))X(P?&,*0E(D#QN"@8)\'U3
M\#1+C--1*::@18)A(2DH)+WO23H5,JQW)V0*\F$9"U#& G DA F0#W>K_[@G
M:*;AT7U7+.:F&LG8%0 4S/W!$-SV*+AOC,7<;#,&;2PH?J1;$/P%0=-/"(ZC
M&0JX]5'T#G?@ID73KIU6))Y4) [FE,*MC1(@V7B& FYNA-^1+-R6Z(&^M)BA
MLS$>*_4&IYV^?GPC_%0VPMDQJ0Y.<[P=&9-4$?I/BJI0-YY^4M&CU$.LQKP[
M]KN)9*V]TGC]O2K_"U!+ P04    " "6A5A0:O+B&.$!  #Q!   &0   'AL
M+W=O<FMS:&5E=',O<VAE970W,RYX;6QME-V.FS 0A5\%^;YK, &2")":K:I6
M:J5HJ[;7#@P!K<'4=L+V[>L?%E'BF]ACGSG?C'&<3UR\RA9 !6\]&V2!6J7&
M(\:R:J&G\HF/,.B=AHN>*AV**Y:C %K;I)YA$H8I[FDWH#*W:V=1YORF6#?
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MGNOV8]Q\+ONW#?HO=7$<WJ0(SJ]S+/X'4$L#!!0    ( ):%6%!C%<(KBP(
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M4@\3->;]-[R?2-8.YQ/O?DC*_@!02P,$%     @ EH584,M<>#-F!   5QD
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MJM&M22M25]Z W .098?*"3,X 08[HEH3YEUJ4*V)'$W7J-:D!:GU948 AI2
MA/F; '\=6<$SYEUNT*P9\R[7:-:L]:B4NUL(0P1GQOS-@+_L3")CWN4&S9HQ
M[W*-9LU:CD9E/M"80,1$QOS-@+_L9#!CUN4&Q9HQZW*-8LU:C995]4/(=2"8
MNQEPEYW#96(L:="KDYZ";9S>_[]NC$[+4>7!^A!3!$/,)1W@+SOTDH[82[H&
MU3H)2-)(C6Y]0UUUV913!:(ZZMPA)I,.,)F=-TE';"9=@W:5CEA#NAKU^H:Z
M6E*4,P2 >#C$&-(!1K.S'NF(-:1K\89TQ!S2U6C8-Q2YLWM+# "1XB#,[(7<
M7NQP1:C=J\7OQ0Q?=8XOX.;2,P: F)U/F.4+>+X2.\\09OIJ<GTQVQ?T?>G$
M@&W65-[W0!1ULC';%_)]L6,$858M:5"VPLQ:4J-MWU#7IDB5&;0ER\(AW$;.
M+T_TK1"SEI@&A2O$8"7 887LD^"0I<P+P-!@F)43,-NS24?,6F(:=*X0DY4@
MEQ5("]AY54(&@ SM$V$VL%DEM@\AQ&<E+48K(4XK@58KG1BM9\L]VH\Q13"$
MU<AFY=G"1IQ18EIT+_%&B:W2O19LPY9I^1!3!$,XC6Q6[!Q-B#M*;(ON):XF
M ;8FE!;@<M!YT2"V-2G$(246L-JS]9YXI,2VJ%[B;A)D;P*)0?NQ*C$ 1,,A
MK 8.I^2I]9VPL<7C),3D)-#EI!,#!*V>,<CD1,(A%B=!'B?/5"^Q)8EK4;W$
MF"2N2O4Z(&B5Z@4@H7TBS$8N)\I'XDP2UZ)ZB9U(@)\()0;LTNIG"P#*,[.@
M$'.2.,!M]L"5$'N2N!;52TQ%@EQ%(#5:T.K[ >0J8B?$0EQ% FQ%*;#5C?B*
MI,58),19)-!:I#(#7$-&/R #="]C$W$6";(6!282B1](?(OP)8X@\57"UP.[
MH/(E0%1F.H3XBP09C +M%:&D;Y&^Q!<DODKZ>O3\@,H, -%P"+F1R8@][R/$
M&R2^1?P2=Y"$*O$;@+#5#W=I$),AQ&@DR&G$#A>$6(0DM*A?8A*24*5^ ]C/
M5>47@-@SR4(,1X(<1X&I7V(4DM"B?HE52$*5^@U V"HF(1!;48CM2)#O*-!I
M1^@86M0OL0Q)J%*_ 3S?JQ,#0$R$$/N1(/]18&L;,0Y);%&_Q#HDL4K]GE%7
M3[NKIWP1J"P/BXLO'#A\!<2OR]W7U78_^S*,X["Y/7S#P-,PC/W48/?#U-)S
MOWQ\?['NG\;#GP=KS^[TS0NG%^/P<GOZ6HG%^W=;W/T%4$L#!!0    ( ):%
M6%#VYCKT:P0  +X:   9    >&PO=V]R:W-H965T<R]S:&5E=#@Q+GAM;)59
M[8Z;.!1]%<0#%/P%9)1$VLZJVI5::=35=G\SB3-!!9P",VG?OGQ-%NQC8OXD
M0(XOQ[Z^YQ["]JJJ[_59RL;[6>1EO?//37-Y"(+Z<)9%6G]0%UFVOYQ45:1-
M>UJ]!/6EDNFQ'U3D 0W#*"C2K/3WV_[:4[7?JM<FSTKY5'GU:U&DU:^/,E?7
MG4_\]PM?LY=STUT(]MM+^B+_D<V_EZ>J/0MN48Y9(<LZ4Z57R=/._X,\/$9A
M-Z!'?,ODM9X<>]U4GI7ZWIW\?=SY8<=(YO+0="'2]NM-/LH\[R*U/'Z,0?W;
M/;N!T^/WZ)_ZR;>3>4YK^:CR_[)C<][YB>\=Y2E]S9NOZOJ7'"<D?&^<_6?Y
M)O,6WC%I[W%0>=U_>H?7NE'%&*6E4J0_A^^L[+^O8_SW87@ '0?0VP#"%P>P
M<0#3!@0#LWZJ?Z9-NM]6ZNI50[8N:;<IR -K%_/07>S7KO^MG6W=7GW;)]%F
M&[QU@4;,QP%#)Q@Z1SR:B/A_2- 2N+&@D 7MQ[,I"\IP  8#L#X GP:(0VT:
M T;TF'(@&3)M(@ 319@(AT0X($(T(@,FFMR$"HW'(F1&0T :PJ 1LPT.$,$
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M."G3375?]/=#/U"\'>X^,E[ Q5]02P,$%     @ EH584'E+ TX+"0  UT,
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M+H%U,V%4ASWG&AC58<^Y&D9UFC]+PP )F0P==J[3SLV,<1WVG&L 5(<]YVH
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M).HCKHI^'0!;Y20D8BL*B0T)R@T%>ML1.[H6^B6A'W%5].M _$ 7!H@8A)
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MPT4R:+=<XXW"1CPTXH&11(QX/B Z$K>W0&2\<&\"M!*X%4W&_4/@G[+U=%"
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MD$B:<!AP#@".Y<=Q>NDMK6RA2*@2'(:<XY +5GB".0PG%R\($$:*0T43"Q#
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MEHO,;26L6FF"Y4I829+'<B5@E9)Y+&>A.NE. [Z,G!:)/$-T/42T3DGT,T_
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M,-=Q0)EYC2RC2B8*YUH (&@%@"G8,>F6953!1$W1(H":N56R"D"F+ ,0L@Y
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M//2W)+R499.WZ=(O;:)=GFTO+XK\I>F>=D>NZGRKQOE%4YZ&VU"2R[TPZ_\
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M7\6S*#2\9:+GV,BB,;_.YM0H6?99-)4R>^FN>66NYS[_:Q@.H#Z +@$L^F\
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M2B4T%_]&LSCHGO?R4(B=:F]C?5]WC5_WH.2Q;VJ]2V>]^@=02P,$%     @
MEH584#4D<$\. @  (08  !D   !X;"]W;W)K<VAE971S+W-H965T.3$N>&UL
M=97A;ILP$,=?!?$ -3%@2$20ED[5)FU2U&G=9P<N =5@:CNA>_O9AB &SI?8
M9^[^O[L+/K*>BW=9 2COLV&MW/N54MT.(5E4T%#YQ#MH]9,S%PU5VA07)#L!
MM+1!#4,X" AJ:-WZ>6;/CB+/^%6QNH6C\.2U::CX>P#&^[V_\>\'K_6E4N8
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M7&?,_BM_X:6"=TK4'%M1MOU?9WMNI:A&%B6ERE^':U'WU\O(_Q:& V@,H"F
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M\<#ODX$,V:U/@O%DQT'0S'82#-<;!KR&,Q0S)4L><$O@>B/!/7XA% YFCI;
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M/0)78X%3_!IXZMO.^@ I\X&U\ /LS^&DW8K,+'4O0)I>2:2A*?!#>CAF'A\
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M/2\HU%)/$S7GMG'9A63#U)31_&<H_@)02P,$%     @ EH584'>8)XTO P
M,PX  !H   !X;"]W;W)K<VAE971S+W-H965T,3 R+GAM;)57[6[:,!1]E2@/
MT,0WQ! $2 6*-FF3JD[;?@<P$#6)66*@>_O9CIL1^Z:%/TGLG'ONAWW\,;GP
MZK4^,":\MR(OZZE_$.(X#H)Z<V!%6C_P(ROEGQVOBE3(9K4/ZF/%TJTV*O(
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M^FR\XUPP&6+X((,[R!M<V\C93JC/H?RNFFM,TQ#\:*YH07M/G/T#4$L#!!0
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M"[7,Y9KU$V&_$;0STVXPC-RK?U!+ P04    " "6A5A0BM<N[Z@#  "0$@
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M2,5B7GC!C=DH2>:U!X#PG9.&[]P"&%*#[W# )8P?J6$,%S'^KRK&4'W>'%D
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M>+08L86EE1H&)\U +'05_9+M#WG 1\!O"9-;^21,<C+F+03?VHIN@B!0T/C
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MUQQ;&4Z<*ZHMHR?M5NNW8AXP>E*FBW5?C!5S'"C>3X\!F%^D\B]02P,$%
M  @ EH584%G"!0L5 @  -@8  !H   !X;"]W;W)K<VAE971S+W-H965T,3$Q
M+GAM;'V5[6Z;,!2&;P5Q 77 ?$: U%)-F[1)4:=MOYWD$% -9K83NKN?;2BC
MX.Q/_/6>\YS7L4TV,/XJ:@#IO+6T$[E;2]GO$1*G&EHB'E@/G5JI&&^)5$-^
M0:+G0,XFJ*7(W^TBU)*F<XO,S!UXD;&KI$T'!^Z(:]L2_N<)*!MRUW/?)UZ:
M2RWU!"JRGES@.\@?_8&K$9JSG)L6.M&PSN%0Y>ZCMR]3K3>"GPT,8M%WM),C
M8Z]Z\.6<NSM=$% X29V!J.8&)5"J$ZDR?D\YW1FI Y?]]^R?C'?EY4@$E(S^
M:LZRSMW$=<Y0D2N5+VSX#).?T'4F\U_A!E3)=26*<6)4F%_G=!62M5,654I+
MWL:VZ4P[C"LQGL+L ?X4X,\!7O#? #P%X%4 &BLS5I^))$7&V>#P\<_JB3X3
MWAZKS3SI2;-W9DVY%6KV5GA>$F3HIC--HJ=1Y"]$_D=%N57$_R1(53"7X5O+
M\$T\_EA&:,^ K1FPR1 L*XCPRL>H"8VF&RF1%WIV3&#%!!;,>KM&3;3$I.D=
M,Z&5$EHHX8H2;BC8B^R0R J)+)!H!8FV5H+ #HFMD-@"B5>0> OQ[SA)K)!D
M U&G9VTEV5#N&$FMC'3#\'?K\Y5NSU<2XU4AI465XF!]7=#B!NL7]1OAEZ83
MSI%)]1B8*ULQ)D%EW#VH9+5ZQ.<!A4KJ;JSZ?'S*QH%D_?1*H_E34?P%4$L#
M!!0    ( ):%6%"'K WGY $  /L$   :    >&PO=V]R:W-H965T<R]S:&5E
M=#$Q,BYX;6QUE-V.FS 0A5\%\0!K, &2")":K5:MU$K15MU>.S $M :SMA.V
M;U__$$2(>X/MX<SY9@QV-C+^+AH Z7UVM!>YWT@Y[!$290,=$4]L@%Z]J1GO
MB%1+?D9BX$ JD]11A(,@01UI>[_(3.S(BXQ=)&U[.')/7+J.\+\'H&S,_="_
M!5[;<R-U !790,[P"^3OX<C5"LTN5=M!+UK6>QSJW/\2[@^IUAO!6PNC6,P]
MW<F)L7>]^%[E?J + @JEU Y$#5=X!DJUD2KC8_+T9Z1.7,YO[B^F=]7+B0AX
M9O1/6\DF][>^5T%-+E2^LO$;3/W$OC<U_P.N0)5<5Z(8):/"/+WR(B3K)A=5
M2D<^[=CV9APG_UN:.P%/"7A.P+87"S*5?R62%!EGH\?MW@]$?^)PC]7>E#IH
MML*\4\4+%;T68;A-,W353I/H8$5X(4KB[:Q!"C!3L)."C4%T3_F/0^1TB(S#
MYMYAMZK3BF(CZFV=NT4S=YB-$[-Q8';!"F-%R0(38;QQ8V(G)G9APA4F?L#@
M((S=F,2)25P8O,(D#Y@0!XD;DSHQJ0L3K3#IP[<)HTV$5QRT^&_UM?"3\'/;
M"^_$I#H"YD>M&9.@'(,G9=:HFVA>4*BEGJ9JSNUYM O)ANFJ0?-]5_P#4$L#
M!!0    ( ):%6%!GOR3-J@(  ,<*   :    >&PO=V]R:W-H965T<R]S:&5E
M=#$Q,RYX;6R55EV/VC 0_"M1WN_B=;X1(/6HJE9JI=-5;9\-&(@NB5/;P/7?
MUW9R-"2;"EZ([<R.9]<>LO.SD*_JP+GVWJJR5@O_H'4S"P*U.?"*J4?1\-J\
MV0E9,6VF<A^H1G*V=4%5&5!"DJ!B1>TOYV[M62[GXJC+HN;/TE/'JF+RSQ,O
MQ7GA@_^^\%+L#]HN!,MYP_;\.]<_FF=I9L&%95M4O%:%J#W)=PO_ \Q6E-@
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M;%NK=J)%T[6-P:5W7?X%4$L#!!0    ( ):%6%#51?QZ(P(   $'   :
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M.!AEJ5**CPF4B$!:?,@I=R7,J30QQ3?_7WP#BL\5#N,N(<B6R8%!EBZE^)A
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M-.! $6ZR!S;B49P[=&C$@6+<;%FP(7>M&HTX4(R;^($-.1:.?V^@*0<;<X)
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M,V/+F1A+K@)>7P"K+V [RO%\!S)!-<#S'> 6U7K4]8[3^P8$0S39$,S,4I\
MKRV U1:P:8]G.X13=,.S'= SW= M,I,P"'7A(J.]"/0C%<%8,@SPR@)898'
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MY*_IQ%6$5I=VH#"*@8T>AZ[R/X6'8Z'U1O TP"PV<T]W<F;L60??VLH/=$%
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M.!2&_TJ4^P[XBX\JC=3"5+O2KE3-:'>O:>(VT4#( FUF__T"H9GDG->M>],
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M2V#O.>@]A[Q[4NM\+I6AE#%8B(%"#!+R-OR:S832)$DP)EZ-YK@/-UP!.BJ
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MY\+J<S'WB9>Q76%I55A^H%:J15IOH6=SD4ROH3<_.9-Z_1NRNPOIS*)1]ZB
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M',SE!( </YG+L5'+<N FQG87*SGA7$YHO2C"<S$VQEN0 F\'.(*D1 L<\(:
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M'48514)=$IMZ8A+KD@A[8ET9D++0BD(HJB@2$A.0$@N>[H3($L:[>'&(+$'
M2\5E!&2WU'?Y$(A^F4](Q$M@QLNQSH^$O*0IY24DYB4@YP5*HYM=4!KPN2TM
M#0E["4Q[L2=>" EJ26IJBDG&2FI"5E*1LBIC,BY$WC!H18>@)!\E,"#%ZT(T
M"2)2H"XGD"_6I83)N.3*SOY,E :22_EM[E<$$O6UO-FGQS,MA\W3\=%7V\G]
M^L=J=ZCHIU<_GJ_U]?@P+/5Z"E]N#PO2?SMP.?SM^%2NV9]O<WJHUS_GFZ>7
MU7;R?;W;K9?7AT= /:[7NV&_B.Z7?1&?A_G#QR^+X7%W^._!0#>G9VF=?MFM
M7Z]/#PJ;?3RM[.;_4$L#!!0    ( ):%6%!CP*VUW@(  &D+   :    >&PO
M=V]R:W-H965T<R]S:&5E=#$T,2YX;6R55EUOVR 4_2N6WUMS\5=2)9&:3-,F
M;5*U:=LS34ABU3:>(4GW[P?8=1VX[KJ7&/"YYYY+X/@N+J)]DD?.5?!<E;5<
MAD>EFKLHDMLCKYB\%0VO]9N]:"NF]+0]1+)I.=O9H*J,*"%95+&B#E<+N_;0
MKA;BI,JBY@]M($]5Q=H_:UZ*RS*$\&7A6W$X*K,0K18-._#O7/UH'EH]BP:6
M75'Q6A:B#EJ^7X;W<+>AQ 18Q,^"7^1H')A2'H5X,I//NV5(C")>\JTR%$P_
MSGS#R](P:1V_>])PR&D"Q^,7]H^V>%W,(Y-\(\I?Q4X=E^$L#'9\STZE^B8N
MGWA?4!H&??5?^)F7&FZ4Z!Q;44K[&VQ/4HFJ9]%2*O;</8O:/B\]_TL8'D#[
M #H$0/9F0-P'Q*\!B2V^4V9+_< 46RU:<0G:[M]JF#D4<!?KS=R:1;MW]IVN
M5NK5\PK2)%M$9\/4@]8=B(Y! R+2]$,.BN584R^<7B?8^(B<XAEBM(K8QB?7
M5>0X0X(R))8AOF:8X0PIRI#Z&B">.3O9@5(+JBTH(\39#!]#<!T9JB/S=9!T
M[NCH0!F:HU/A(]+YA(X<U9%C_XFK(_>RT-Q5XF/R&!<R0X7,$"&IDV0]\Y+<
M #AJ-P@HGCBG<U3*'),"CI0Y(H6X4A!0/'$I@> WGV!BJ'OUR3]/RIN0:R43
M'@3(U4G<;>E1XS19XAH)!B)3:E"WN@>*[<O$B0/<CR#^#SL!W)$@>8^A]*CW
M;#YN6X#XEN\7/>H]:7!7 L26?#L WW4@2282X;8#F.]XUQU\4[F!;.H"X;X"
MJ+%XQ]8W#9CX,@%N&H"ZAG=1?4> B0-'<4.@B"'XU[!'C3]/GD\B&/>T1*,&
MI>+MP?9R,MB*4ZU,)S!:'?K%>VH:'&=]K?O(KNM[I>F:T*^L/12U#!Z%TNV3
M;7+V0BBN%9);K>VH^]YA4O*],L-<C]NN^>LF2C1]8QL-W?7J+U!+ P04
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MHI0(A>QE5?*]B#(OR(M[C6+6VASSB!S;*T=$ANHK1TBN9!)#.6NEBS!%C"J
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MQ6_SVC.[3O/)-G,T/R%QA&0AQ-O_$E)'2#\(&UO\G)DM]0DK7.:"3X&8?]:
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MPSEGS@QF*&Z4O?(&0'AO'>GYQF^$&-8(\;J!#O,'.D OGYPHZ["06W9&?&"
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M(CTO3I0*D!:#!^FND;^<:4/@)-0REVMF!J_9"#J,_Q0T_=C*?U!+ P04
M" "7A5A0O3K'_I,"  "%"0  &@   'AL+W=O<FMS:&5E=',O<VAE970Q-3 N
M>&ULE5;;CMHP$/V5*!^PB7,'!20NJEJIE=!6W3X;,!!M$J>V(=N_K^V$;+ '
M4%^([9PYY\PXC)VWE+WS$R'"^:C*FL_<DQ#-U//X[D0JS%]H0VKYYD!9A86<
MLJ/'&T;P7@=5I1?X?N)5N*C=>:[7-FR>T[,HBYILF,//5879WR4I:3MSD7M=
M>"V.)Z$6O'G>X"/Y2<2O9L/DS!M8]D5%:E[0VF'D,',7:+I&D0K0B+>"M'PT
M=E0J6TK?U>3;?N;ZRA$IR4XH"BP?%[(B9:F8I(\_/:D[:*K \?C*_D4G+Y/9
M8DY6M/Q=[,5IYF:NLR<'?"[%*VV_DCZAV'7Z[+^3"RDE7#F1&CM:<OWK[,Y<
MT*IGD58J_-$]BUH_VY[_&@8'!'U , 2@Y&% V >$GP'1PX"H#XB, *]+1==F
MC06>YXRV#NNVM\'J*T+32%9_IQ9UL?4[61XN5R]SE/AI[ET44P]:=J!@#!H0
MGJ0?- )(8QE8X<&MP,I&I 9D;4-0&, N0C#34!.$MYEF,$,$,D2:(;IEF!BU
MZD"Q!M4="/D^+!.#,C$@@WQ#I@,E(YG4<+**(2>PD00TDD!&D&$DL8R$=SZ.
M%!1)(1%C\Y>I)1+#&AFHD4$:H:&161I&S5=/$>O,*OF=#VP"^IQ /B/#Y\1R
M86S)RD:8?Z9''#<^D0]W#1]R&IMMPW]:TN>0]4/(K=D[+0Y!9A/3+'IN%EG;
M:YE]!+DU"_;*!0H@L^D=#KC3H?]I=0CN=0AJ=B@SBV9WNS@VS7JCLZ@B[*C/
M>>[LZ+D6JJ./5H>[Q")09YFQOE1W#'W&?=)T%Y0?F!V+FCM;*N1)J<^S Z6"
M2(_^BW1WDG>B85*2@U##5(Y9=S'H)H(V_:7'&VY>\W]02P,$%     @ EX58
M4$FZ@9$I @  -P8  !H   !X;"]W;W)K<VAE971S+W-H965T,34Q+GAM;'U5
MT8Z;,!#\%<1[S\& DXL(TB51U4JM%%W5]MDAFX#.8&H[X?KWM0W'$>/>2VPO
M,[.S&[QD'1<OL@10P6O-&KD)2Z7:-4*R**&F\H&WT.@G9RYJJO117)!L!="3
M)=4,X<6"H)I639AG-G80><:OBE4-'$0@KW5-Q=\M,-YMPBA\"SQ7EU*9 ,JS
MEE[@!ZB?[4'H$QI53E4-C:QX$P@X;\*G:+TG!F\!ORKHY&0?F$J.G+^8P]?3
M)EP80\"@4$:!ZN4&.V#,"&D;?P;-<$QIB-/]F_IG6[NNY4@E[#C[79U4N0E7
M87"",[TR]<R[+S#4DX;!4/PWN '3<.-$YR@XD_8W**Y2\7I0T59J^MJO56/7
MKG^R7 TT/P$/!#P2(O(A(1X(\3LA^9"0#(3$(:"^%-N;/54TSP3O M'_NRTU
M+U&T3G3W"Q.TS;;/='NDCM[RB$2/&;H9I0&T[4%X"AH12,N/.; OQQ;/Z/@^
MP6Z.6#J0_1P2Q=CO(O96&EN!>"(0ITN_0.(52*Q <M>JU.E4CTDMIK&8A"R<
M8GT8M]HY!D]T[LRF7K.IQRQVG&Q[$)EFP4Y%NSGFTR-QW'HP_^DL\9HE/K.1
M8Y;,6D)6KMDY)B:NV3D&I['C%DVN3PWB8D>3# I^;91Y"2?1<?H]87/]G/A6
M3\5^B+W+]"/U.Q67JI'!D2M]N>T5/'.N0%M</&AWI9[BXX'!69GM4N]%/\OZ
M@^+M,*;1^*W(_P%02P,$%     @ EX584)ZI<BS" @  E H  !H   !X;"]W
M;W)K<VAE971S+W-H965T,34R+GAM;(U646^;,!#^*XCW%FR#@2J)U"2:-FF3
MJD[;GMW$25 !,^,DW;^?;2BE]B7*2[#-=]]]=US.-SL+^=H=.%?!6UTUW3P\
M*-4^1%&W.?":=?>BY8U^LQ.R9DIOY3[J6LG9UAK5583CF$8U*YMP,;-G3W(Q
M$T=5E0U_DD%WK&LF_RUY)<[S$(7O!\_E_J#,0;28M6S/?W+UJWV2>A>-+-NR
MYDU7BB:0?#</']'#&A%C8!&_2W[N)NO A/(BQ*O9?-O.P]@HXA7?*$/!]./$
M5[RJ#)/6\7<@#4>?QG"Z?F?_8H/7P;RPCJ]$]:?<JL,\S,-@RW?L6*EG<?[*
MAX#2,!BB_\Y/O-)PHT3[V(BJL[_!YM@I40\L6DK-WOIGV=CG>>!_-X,-\&"
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MK597CIL"'B,]F;NQT\R=^4U7.^C>RP:2)%D%ES'3+-I.(K80L7M%82O2?Y)
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M@<MA+,9T[%WCA)-^:LM@_F^0_P-02P,$%     @ EX584)P:<MOZ @  '@L
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MK)MN<:ZGBS855@WA#;'Y(9=_ %!+ P04    " "7A5A00M\XS1P#  "K#@
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MS7!\&@9:'<:C870YGR[_ E!+ P04    " "7A5A0]5TY(1L"  ">!@  &@
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MWD_@K3CCYB5K^2&RQ;DUU_%DR#/UHN=33,5L>_)FNUZOB,XQ(3BK%F#U;<N
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M#7Q4DM8D$,UAG-GH[3!& ZT4<?S]:#3HZO3 PI'KH:^?UMJ1J D,01MX;)W
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M")C2Q#B9] ;1&-%)HB$"PR%PRA[(%*3; >PS=NX JH:_"8[*80 J<''@B"=
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M6(A!#<G1D9$2G@L#DF3YB7%N$ /LC>H]DR?]WXD%DO_J7O+MB.X\];WN=].
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M!?H+F;<4&P)9 AM9KPBE,HWLH#'ZFQ'[G$!/\A,RN#G HK]"X!P6#"ZGL-"
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M-1U*)0@&RK=52>/]-EOR2R]L,RR=>]O,9#=:RH-H)_MR)%WB^+PHOOB';-B
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MIDU?R(/&D11" R%.8.(G'+N2UG@"8J3 BVKAE7H[/N-*\Z(5LTET-.@.C5Z
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M=)L.EUETT#WR6$MAKX+&%7;YB1\-!F(3O[5VLN>M+>5X)F)E(F'N9Y1YM;6
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M?6PHW7X2)6>;)OI"<98CN0TX>(2I6=*JB=#,@6NDOJZSRER5J'E4?AD=A\Q
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M9HW6C&Z;=7>3H,8JW8ON.#>8'O/.T^PP1[-^U?E]1)S&$XH(.PO0I#H;1F#
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MRR1MR"#+JI)WOX>=A^_+<56X/]RPU?094VX% =D2[+K$Y"<Z3DM^0&\,79S
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M5"6H<2(T5SR9S*)>/^YV)]%'F-.SR=FQ"M!@&D^0\8WB";#>6\RFLIO1@^]
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MUG%4=N8KTP9 T]MMDK+#?(+EXM$\D#T/04C$2C>UYIP4].AD)K?-1NJJA:A
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M6,%M#0<Y4F>WU]=Q5I3JC9H19N^PI,3R+[#FF-NMT@;6J+"R+TIDO>Y/FFL
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M-<<LZ,N,KD8W;?2O(@U1'<\EEB?5F4C>,K:,)Q.C]RNJ\*$)&F2=9FPWM]S
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M93Z67%/E$]Z[;@K>D:7I9( LPIDKO5$C.C@P<[AD6J:]1>.WZEQ(+*17\FZ
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M7N!*O#T]H"@"RR$E848ZY:#@AXG$B30;BK5PSO_3T7ML&>$IS,EM31>&C'
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MS1+NH*6S3"EV3%VG9T@K%V1XYHK4;'TJE++AN-3U1.TIF)/>E[3D@DN/> C
M=B+XUMGGK(\3Z!];OK:\K 5,+4KQ[\;.(@Y'4DL,H>7* K"WG1'35!L/\8T&
MOZL5+,07VM:[F5CM]#LT-,V&FX&&(0BN])V%KUNX:O>&O5)1=+9L&_V]JS0
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M[\&I,RQ8>WF=AYHF+KEI:C^D9?48CF*)].=,3[@L*-JRVQLLD_5*G7XP2R%
M?RA"227F[=/?67MFE!2@VGF/G'IY1?:]?U#%U!(1(B,;W?+>@[680;'U>G[B
MR5F$N)7/E@^AU2;R0U&UQ/1I7VK>6JM0KJ_6AR^^'20XJ?W@/"2H"5NK]:+9
MSW7L[*UE%NM2CP]2LY"'R"V@)FZ?O;K5@:&V7\Y@%Z!?8'O!T&LYGMU"[R^$
MH965G 5$:5LP?/UMMKQCC"L'O7YK22XZ:$Y1C7!F0Y5[7H 9"<3UN_OGQ>).
MZAK)557',VVD*C,;N:7SOC*"3R@W+&A6,+]_G8<XBV;*O2L;M)ESU8AUHUT1
M#$]KCXH(X;L+Y7(U]59<B9&VLNUQHR'A2-F I?E=F,57MTB8SO=%8_@G3#=<
M=TQ5 (%-"XXW]_&)U?4,S)WJD>*XZKH1I[]/;S=296\Z>52LIR<W%*?Q2AJN
M1 $AF]='5WCI0$*]?"U%"<E&+N G'"0_61]^;7>S-G6.]PMD)M4=I>:,(YR@
MQ0DI XAU:;=:/;<A^F^"H"<13DQDM>TW]0H*M[-4J\'RZV2NS!,@7G,%N_*7
M.Q\Q7K"F,.BFW4OLD> Z&D[G)T5]LU:5U^6^"TBSO;,!OK-JJ</CU[5VQWN8
M9U&1/MVN%S<TL2)+-.;10:[/'GWYC4ZYP(L!;1( KE 7S%LGX2Z9H'[KH.50
MKLYDRVR#>+/G)XA/;@NWEJ51SA ;Q1E<L,D80K1M<_Y<C>K GF XG]ZM6EKC
MRQ$O^L!?![D$FG&P9G\-ED'KN=I(E42&\)/BBG3W/T75)CO6SU 5]FOZH$1X
M\_PTT82CCDTP4 9[].E"0) Y@^> 03W5ZIO,(9]-U2>+3.ZSP8,?KF6O0E15
M6&L-$:PO<Y >PQIH6;&8).H<PF]>6ZL!1#^0)D<C&">^&H+9^^C[K)TIUX=5
MP7UL@RKP(;TO.O,BF*Y@R;OC-59@$NR0C$$]G,(1/9Y0:$0V*6K!K[["76OT
M$"M,D-BB%8OX4=N)BE.R C5X-G/7&,V.GF)\ EOG_)&X(-O@:M/UK\;RG+G3
MB=)N%+' %$83IZ#U>S6C*NI7RJ1M=/80!)NNXK?95MN*H;A8KDC=!D>WIE6@
M:<V_2DZ*DMF.9>SF2]%C=2&L/E]/J?-%M)'MM-[5<N?!ZYZ(O6[3Q%=,E*P=
M]HQ$B,4N>EGV$U[K1JE#";>-G+&W1%$+-YHNJMHVD9!')V Q$7X7:K2Z4CXU
M\>'*PF]*R>WX$#1+;XN<\0326W.4TA<?SQ1Q:,M!/+.N!RELP;FJ"=UQ"KPX
M-";V0$FNKD\&E2A*#3#D, GB&M-8UN$2SJJWN5?UR>38Q+M[)[HZ3%XUL&AM
MG;*/$K_)&X(:31-Q#H0Q2%BS6O]OIO/;;Q@L1B+)Y3 =+FZD5GH0_<SLU6^R
M982MT^0Z@7+2/>JH"&>*.SIO(OG?:S'">#>"/VGK&*Y9*;?=>6A;\ZJ:QDQ1
M0_64N$!S095T(8R3WR50T%7<G?+=#@T%AJI>\LXV*VL=_,&1;5#=+<DIFTX^
M+V>WF-5'( 4Z[ASGY2'^]N0>A5]K,= N9!?QN:J+IG#X3N1<,IBWUU%-!10/
MR\1'VF@<\8(KX$US8JR3TP4ZNY&HQ$7PB\7Y/QA9(Z$@++.-R6F56#7FCG=7
M7XOV,X"(X63\H?W[B#!?J<,=-$!7L;L.)M<E#MP$*$W1H(7R?YT^A\N845F7
M :>,V:3[4@Q [+]) U1K&*Q'^/";O_JFSO+Y5X'*#M#J'N;G;LKN*(_:3,/_
MCJ3'>KU! _YE DTU4FU^1\/1] ;O7!6XKQ3W!JR7ZJN4%7"5CZZ_68>RC$'L
MS!LMX%"'UU8CY,-.;:;EA+44F&S2)?IZI$,1 (=<CW9X[?U&+..&>"NN(0N-
M9B;O-_GG=Y]U%9VMLFYD^IL6<P_0 &>XU-JJ*[LRSF^TC/,[V5Z^9V%$Z7[#
M%7Z^,V]H?>BVDDOS4%?:OZ%9(FR#4<N#,SLWYO0N>"/WJO%PK@5DNHWK(>AC
MSJ!^4FZ8\?"G#DK7>V+--;@2;4%]DGK $9O+8IA>-^Z\:1Z\#[[%=\C5\BB\
M@$QX@!TJU(%K*?@&YD&2DT9T"O8Y'U/'<N2>BD;IECN.:U]]GSQYAYB-KQ<R
M=7CJKD/?CWG%5ABIEVI92B[C[:^-IEWL9&@'0PG=,1>I^9>E#.Z":.T$XN6&
M\7Z\F]24^CIF]);^7Z_?G'*@;)[]]55HE7W OF-1SIW==?%D6$LCT!*N(NL'
M9X\RG7/6]GX+M=G;7>J&?NIPCG%0\Z[8 N9K]=@"X<9MP06Q=QN.IN!Z$_Q=
MQQU#N+$M4R"']6G#8I*&35G(X:9ZL>?,62%=W2YG-\*L+Y"?DXT3A $>,CU.
M2%N[VH,LO"TA>CSOM9BP7BB]B-L9P5?3]>+^7DDGF&+K-4.(6ZW@/D#O++X[
M=U"4&^O!256AL2/4Y&@=?GU7V3?CW=H.]YK-&Y"3]"V'(--BEIDK6IW%V79E
MLGE&3P_3NZ]BOW6H*6UA^MTSW4GJ$1,2L':))0*,_$S"IIC7KK]!#EUM;D[H
MIMP\K5XSK<S6&PD.,T*+9D5'7"<X!+OZUBM%_&JA&Y6_H(E*Z&ID&.,T.2<G
M?L-:K=14X>B6RXJ_-A2[HM]]:Z>KY!=Z"TMV;BB_;<VBV49LAJV*]^*2Y#$X
M/R"?6R2ZA9V0$FDN9U^2$5;B<*_S_96=-I/SUHG'>:8,,<4Y\.W%P5IJV?F/
MG!?0F6S6TT=:1DR&.[J+N2\S*Z8638Q8U<)7X"S1-;9#7$7B5*WJ3;)@'P(O
M+RLT4J?:>?I<BJX88*0BCEES(81Z=0)[UA776$UA+I-\KA:Q&=?*K*_I"J7N
MO1I:JWHOCSM8&ZR/L.@07<\JE]2%D(?C;G^+*GV$)N-=K:'T^&FHM&H>Q2TP
M5Q-I5'S'$+2XG+46M28N2T4=E(]%'1MX^VJ7+91"]V0WM5L@5POS(B"N]L*Q
M.1+.OLR!!V""M^+*U0]#RC^[UK7W^5T,J*(EA5;U<E?->S"Z]T(5(4&B:ZEK
MTMR17O(>K?Z-6_V%R8Z1L&UG_%:Z?30<)](8DF-(?M_E_+5=/I/UFOC=9NT\
M>4X'CPYNB^_?VYB5#ZR<5Y\+Q,G9/P@QV,?*MI>&51S#R+%L*QFTB+\FB,.>
M):%H-:79E[RPOI"(G:"!^F"G58ATO)_]/M6\Z-9:?+SV*&=>*QH>+K3Z5MM4
MT?CBFB0/=$TCJ.EA\CQ=.LI0!$# $-Q%(7%B6]$=YJ =N+BG+>05S.MV)01$
MO!:B,#'HT1"E-+M;ZI]*E)>(=)Q I):_!TX_AY2R=);BH(&SOO0H=>C$SF,[
MT-8:B">&GD%E32SIL\>GA\4SR1QO-(Z[/6X^9+?6;^S/1& XO9\?'%H21Q4N
M0RPVIZA89=?EX&DU1(-QTBS3S0AJT7,A)XT-:[,G0&&X3, )+$)?O68%F&:.
M@)G=3Y$<I,7 W0!%#]=P^2YK"80)7['U26?++[IX%6\78[N)FDF;H"+L3'NF
M0TVJX/9O>91!'>L*%7U\9),57K#."I_)<JHAPA-?_G6VG/KBN]9',%NM-F*+
M6KN!F':AI7OSM$N-8=.+/,2Q2.RE.IG-4_T-V>CBGN #$2!SXD*0IJH0TF]/
M$%>H-D27LH8KS5T;KLR@^DZ;V1\PUYV\X?L,"T;;Q<34&0_ODSAOS=->.#.F
M5:T7_IWQ?VO9$LU+3Y_3[QF=0\.)WK;U V7&!>!!]*+_[J>S-0],3O&S8^K7
MW\*PS.LVG<==L?O$B$D(S-2?,07D4-S@WS2D0#Y]%<VNE_Q=DI=7+O&R"0%A
M%RUM7V([]<T3VR;@A5E\GW\7X+AHI6O(: JZXB%!P@"(^F4+?$@BA"F,\C=6
M"A0'UY^(*'W#KX^FD_F$S BM1()"P][ZY'FQK>K2W2FZA$?*:;[ OTOB+ZV+
M8\A\]/SXI@\S==#JO!SB"S9<7Q$P:!$_&B^Z #?3?9P5[V<_>WR<WN$NHP]Y
MX?F5QE$+,MGNPV4.B"T4,[M5P5DPBB3P1_1O9^E2W#-F69R?CS6#1GO/D )!
M-IOQZC&0$/QMQD7GS!"NQH^Y-MRBZ$!]D+5*G#YWV5#A?VX66'9;,&BEG4]$
M;):O4E<7P85^L5=;W];77+2I?R9MUB32DZ2V)]8@/:(#8$@YRHY#-$G 9*.M
M]T-RJ!/[5*+P$% :YTL"FUEHB@M5:A<VEEG':228D,039>Y(A7)B4+]-ZU9.
M%$ -.&#$+*9WFN72,*BJX?:TGF+<*)3:G49@C.QVSJ9P1;"0AJB\D)O399_T
M23DFL=G*J5']6"M=3D5-$LP#ENE<,IKB2]8DQ]8DK"BX5>)MH,D*Z-)R<B=.
M!\BAL973GT0/1^$#(]L6,&!;M*UBFTV,W4FP69T(0%XPGA)C7DY(@GDV:/C\
M2-9+_CTZ!<>;N;L!7DD?YAAI/@(+M;<^GJ5&?[U:%WDO^13.D3LZ:X\*I0/1
M :3>C12?3B8*)7M#"VGML=G<#S4JH"732 -TG8[#/V2..AN:Y@+<XJ,$6.12
M/D-,:2(#BE(=^;H!^HS%_&DJKO7U*1#>L6BLD!]9A,A!#:QEB%SNE(=31]X,
M;UJHK0:6C&&S1)M1O22GU7BRJ;%="8+Y#J8BE,9C]E$W>_>[;9'>+Z*-MA@N
M,R6:%5$-)IPK=]>5BPN#FF$W2\QA)TW@$P>,_F-S)Z'C#IF&T<27"JU5-VKO
M-="D2*VES_?@@D_M@BDPEJB@D.?O.\;=$E+,R)1/=Q-7#=#JS'XK:Z6Q1#"M
M%6L/284^UT:?")4C?E_7@QW<.+U$J!L26PS,_CNL9U<;"R%7\? BMT7K=!Z$
M$EKR/+QI423%$V3L..CCNDS!WHN-2\=!CDQ IQ Q':*=IFIY2TI[DI:H#&PV
M?!"S3/#"G0G0%]_B42<;!0:,.+S<^Q^O+E>U/!N7U6TU=-6<)W.''>E'5,L5
MJ>%M:W"OKYX2;@U3()G%&&N*TF!42[EF-4*8J,_$DY=C5T;[4K\.Z+>"FGQM
MHP]#U-[VHI"*/M4L:X@@L<D,6]V!J55#0*%]Q.:Y5)882\I?<3%\3V.T/E*T
MUGFL+.()@8CQV<)7K JBJ4LHCBN^/++\KZ@-'O;^H^P]4XHF2$(2F;;)P@[F
MB@05.NZ&M\@5VE-Z:\!F*2=#>M=M")IK.F?]3EO:V#1ON$9=QN^3$*ELX@_;
MP]]L!)G&^?D0."MA?I]BV:9W)\X8I3@E]8\1RX*KW(K'2U=)I_%T%"<&$+E[
MX8SL+Q[R$1 $^G U:_[;G3LFM<D'LZ%8]T)JDF: Q5X%61Q#LZ'ZH,;8W<VX
MII#@E#!<AM(>L;H4L3R_<B^SN4L1NF4IFG/!1< !Y_>14"&C\VY*SRQ5:VC;
M''6V3DTM^GJRLO76(NVW+E?%^DTH.&B3*JW*P!??*MCW/66ZK$774@=5YUV"
M45V;OD22S4:M#6\U8D-.U%MU!G>\LHK?6<4OK>QEKC>8E&3QO=W&;X8 'E>I
MT3!&$Y>5S)RK::5E^Z#3!SG.Z^_RXGJY>)#\B:^,]>L-OG)< PZG#M.Y_P,'
MKJ%%N O .==6,3RIS7>_>?:C60IY^^&HN8G+=!LC- =$>2^\<-F9^';9Z_:T
MF"GL-]N;_U4%+R&$1V608GL+LPE!SG'5PC!WF8M:-&)3EYF/"Q%I<:M9BXB6
M.;[2*;U5Q&R\^QYF)/?%K?E"JNRH?,!_P,[H3IP+@=0%8PHA278C6^S,?G-?
M1!M*5ZT3CK&WL0HA%84I1[M8!-@_6"\9BM:XN!LC,_EAS"Z,4!R2_'J-*8<.
MPYSJ04K>$2%FP:B.G9-3W2QG 2 G-3#:G'Z,0J6N?QY_$P^A1E>R(@IT8S99
M5\3T:U:T)YO+^/SQ0FR?(?H[;@SY%5<]D%Z< B3S0U3Q4BF)?XM(AVU#:N]1
MFA=>(]5"A'YO7-V0.'"F*7!W+0VQ7E):'22C*GP^%W1.$OYB^:O6B;+&IYI-
M%#IB]_M&W'>^FM\6#YM'"^VEY4BUK!-/ZL31QA_;ZVAGF^A66+WE5&S%M#-?
MEY/'1F>S@(<9_/(:%*^OLEU<CI-S -D()-EWQI]PWE?V%SDPD5N__VU1:%W^
M;8^9I%D7*T=,\J&W##58DC<?,TD]3,4RQJ9C-?I*AJ3#WGGVV7&K5"0&U+83
M,Z&C;,SR[K?9"O"LZ$0*J]AWM3R#>;MU9\/EVK+)W^N5UK[Q\W.IAS+AJFTZ
MHO4B=9H!K&+K!]UQA;UDM74JITI,D1XFV*$ZD]P*['\->%A.7::^#S#')*2
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M$"Z7]]LHB]_,A\S^"HX:W$99D'%+:@I**CW\$NHBPL0!D5G\,>H:AG@J^O4
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MP]?DY!?'O<%/":+BQKWB)XXG;2&$!LO\/Y\,*@XI/X0,P/!^+!F41 *C7O\
M,L@*IH.,H9E) 1KU\I\ KB4FAT8[4LF>QO6/S0J?KZB]R1TCK&&\2#$H24<>
MRU\DM33L%#MPG=]&^)&F5+!8-MN$@<W3DU1:KL4Q[E!3ZFUSN=2O*D/O1C7<
M&A+Y=K+Z)I<$V\;U9K:9<XK5XV1L4]7\M9/>D3:%=NZI=ZUN6QLS9*IJ(.R9
MI+83%$9S>C!49B4;*;S\O3%C6TH]([6IB=_9MO[[8'%N79Q/;8T>H>#AU3>Z
M/D[HTGNT7V5]$E&7,Q;<S,=#(%O(WPXRJ_!F#E+M&R"0$:'<6N7)R4 K9"E:
M&MK:1'>BXS^1#)O+>WI_+\7U8*%-SDDK!#%LR<IL;,BRA9Z.JK%#[=5/ZF]9
M:AKF+EK&?-K@!-%KIFRA$](:%L8V*TG:TKVT1".3"PEXK;>8L!3?:ARB%H+V
M8GU')&)]&\)B..03&)BRLJ_V)?E%DDC8O@0.;Z%.?05.E\*GXNBH7W&E@]?!
MQCTJ$1O(WIH8I#9:@Z-A4]'Z^=.G=W\___"![<+G%]>G%S^?O_EPIIBG>YF3
MOBX6=]]IV@V^'8.0-E5 ]^*NE:T!:N_#;4#;FT=Z^XU:24Q(@OM(%M<HL,U@
M#MC;.= W'0)P Q@*P^0-U$#8ZB90O!20NQP;S2LYY<M0X3JA,^6%A>S,:YIS
M4T9!Q\/<=#RF=]HZYL1$&),AV)A>+83CEIX0-)7F2**BGN!:'Z;]@9@P;6O$
MJ/QF.<>K>#1%YTTV3W<LH@E#\S692+&Y%8A;]>FXG7Y_^O&MG4::L!/8.3Z=
M8B@5-X53ND;OV# M'*>AZKQM$!EI3$2&,YSR=@/5'DZ*1ALM7+CG7.UW'03?
MNOKPX:/"6@S([?_T]8C""%:-VX-DT'LN3D;OOB&Y8+T4>VF@D1B"OD=;Z[(\
M $A?S][??]PC/]#:F#Y.:*_D24\+2+&?/ 8SF\8(T..H58;.W] =#E+X"%7^
M]AM=->NU*MH35]9D]6WVI&KOXG$ADF>X'E^"A^^L<=C=V'$D95BL/R6RW,&N
MM<<CWCRSGMY^FS.B'6*F8#\<"+(2^QV8#/RSO)X8'TU7O$Q =T&$<,$ANASH
M="'+*:HX!P7K%]LC=7)XNB")(XNBX)0EE9!@C$.=1<CZ'.$&5VO]O)PW#L,6
MYTS]Y8"J7C]3W;X=08S_';CDO[D[8L;I^6+#6]69O\8,B3\GT^M6;]NQW+5C
M<>6,ZN/[V^GE^2GN/[H*SR[/KJZ3LXOK\^MS4D^V?+7/+>GE57]IGVEYGET,
M:>6J<G0+@'N9%S^<_W+]-@8E"P=_8>6XHRP=]#V,LKS7EDO2TD(D\I$&60V!
M_"8)%2B&ITATQ!6>%JMI*%%D6VKDWDOQ!U1 O9R2UL++2+\LOS['*],U'T28
M%EE3^C?;0R+R8GG'+3O4D^O)[RXTX?R@:FHAG<XQ[[U%_TD8QC<=QIJ&H>$[
M9K(O=(-=^\;BY5)U"7VYHW>4,:X8Z(!$C-.VT[FC!61H(R]T[!+U\>4-;=S]
M'MT7;#=HLI]W9Y\_79WO*9HRY.WD'XME38EUM1</1M_8UMB>Q_#=])%O^7Q,
MIZO@G\@)??MM>LMB*;LBO9TW'Z2C ?&N(NU7\&*RU3I937[CR(2L2(=2>*G?
M1SWK^?39V8XGM[=B8BA&Z1 K6:9#VLMK:-*^]"3*"],)S\9I8<K\ZI=$ &5:
M,(X;/5 .MQ;>#07F:W72U[;#%ZQW6[,WSU)5MMY\9W64]OH3695FI;L?TO%8
MBU 46:4*F:0J#SC]DGXIG9_:J6@>JDG6<8_UF4F 5#SJKTL1@3C<CTX<2K U
M\PAW0RH_3F;L+*KUQ3=((-+:7?EM.47"G:N0QV&GT#=(T9$J]6O[!/VQV'S]
MEJQFO[N/BC2G)9)GS<?NR?7WZ<-O_GT4<BY=P]$W=-?T7=YTO#Q'1.6#(J\O
MR)M/EY>?_G[V+GG_Y>+=?NQ@%8Q)<>77/X9>7&?BG=WLR2&N0C%,#DX0DX6I
M;\M@XEZPEFJW"/EVN%U2S38H3"$-K*^<N'.(2*RMG.&A^ZFC?#C@5'6U$78N
M%LS[I!I.=EU\6];L ,=JBT4^A=%S^L2V[=F"Q]*X%9U-^\39M..8:-* P&Y.
M2(QY+:6M.]:9R^4<MGG]W@"(7EF/M'U@2=&R_K1SCXH>"N;TD.C0HRODX^1W
M+GNC40,VAQ5^\_FSG#&,OYY1^_I'S@5N3HB.X[$ =3"&<38<[)P/4': =]!'
MH#_,)[H-+1/ZT\=?,H1[.4"%@&KGR*LJ&53 BBV'V2XR:@S]!Y,2T4+%-#06
M4N*_=DT@!WI9WH/RV.N/Q=G.KF6'*.B"YE'N7&#;5@ZU[XT+#.>2=E.V!;G'
M38]1O:C5:H%XQ*F&7"VGXLUJK>/-9=DG3T\/LUN\O2/P??[US^?L7;WLR=@_
M3Y::/(567].Z%\/R)X2*$M$PC= X9EP(0ZJ&"VI RA['?]T\/(NL0KKY6/X9
M]+*R'S>PH9'=:66[\/(5<4 9GX@X*"&"_WK#_=YWG0\8;0S_#7HD(NWSZJ?;
M]4(['@ - /_O%?MU>[KYNH$0#-D+ .@YS[GH[_6RWQ)^G2::#-$$\<[^]C6?
M+]9(#+'SIF,^#L 5;]]<G'J:^/EA<4,'^()>0I3[U^7D\34?*^IE6]/&1N8Q
M*6A+\MZ@W/&FF5CT,FU.+]_ULNN61(%AOY]4XPQ=#H8_P:G(_HK=JV+: ,,H
M@(;7!QL9C YLYSFTX@B+YK![Z?0]6N0$U\T>\S9DV!=B (QKK]R]7GKJ +\\
MK@9T9G;V]7YZL]R C?!A&V8FV[!7Y>-#EBANBM=I/#;-#?.7K'@>5IR/1+7G
M*B"<(4L&R)/M#?<E<-*D2B#Q(8ZZ-\ZR%U&:!,(Z'J!\:]^%JY+2  ,$ZW?R
MAKDXJ]*D4^)8\\4KER:J),SN9I,E>^ #)N[CE'->V(^$< R^ TG1[/7[U4_)
M]WI\!.8H0W(J4=X'O",I>:-DF)9]!Y1&%X3+^.^Z9V">3?N#(=?1'BLD,&<3
M(R#G8;%BT_']P_16E4*WTBK(MJO'6R_66)G\\=>L:=^)]_O>NNVNB;J&&U^Z
MVS8Y]HBSDB&& I]8E*<,ERX_I'0E42-MQ7B45(S\[Z_7+!VB[!=)M>K>]7R:
MM#7\)[?I.&>XO*+5O@!9F@X.H-BXA$;(YN)B#"1U,E(8DT333G9Y_K?3Z_._
M[6F?)NHF(8USI&:<D>)LJEOB(@[;]LX>U ZX:(EAC\,27E()Z&*A9UT#M7%B
MWH61G(J%V'SRP5BP_]#+X6/,?37[*@+*9.5E:;,,QIG/1_76I]_#0#CBHB>&
M$&'Q QI@&3ZSW:'ZUQ_H,AN@=DV5#($' \S:;,@U+ J@Q0^'B.XC+F?"B<RK
M)=OJH?4!L9>&7@&/;)P@;^V3RV'6AROZ=@2W%BK"I&4)B#-8?9TA\L ))6/X
MPH$2"T U.G?BG3-T%X+X\/! 'Q[SPQ)2(:^X\"R$O7/LSB[*= '.7 -0?XS"
MO](VAX#=PD2QYJN$59NI!D=+$<"QU!+D?XO*QRY!N>J81O %[3'*HU$?=P=X
M6L&>Q[%( CBW<T?KB[!%B(%T2OA]79TUVZ/&F2ZBF*U<*#!:VCS12=?\=]=B
MR(;Q82XA<M0UQ'HF5X_J<8#IK)U\):[43T=[Q1B>GTB31%H.R,F-\TX+VF/\
M:?TU-DQM'NY</;WUY-<I%^%FX[0$[!GL!DZ99_,[2O2E^N!S<K?@!MP+>)F(
M=AH"7_%X,-;ZJ8B>[<+X8_"R4#]P"O_2[92Y[>-DA9N#"(:O?6LL8-!_\&9[
MR<*& .J"K_V!0<)FDB<+/'&7-.O*SK.!_?L402 K2\@<UH@W1-6G)=TS!!V'
M>+^DL\C4K0061^4V"#307\PY&OVG=EK;VA<SN]@Q^54Z=*16KWRD"@]5+9R\
MI9K.S\\V(RWV2M=ZH:>O/>9O[UXULV/7&J^^3YX"+VX(J^ V="$#LLJ ?SH7
MWTFW9-?5NZYZ>(]1%?=:?L^7D822#W_(<+8M!EL8Y MQ:!]GMFZS^WEN62#G
M\BU:/. [UJ/1UWXKTE).Y8\-9]MZ\$X9D^;DM\E,HB\Y7VU"OS11UOQPU$-\
M8N,73&,[UF>/ONLKUD(_HVW;MV. ;3S-:VH3S^ UT6RW*&S]*1I\!$Y-MR-"
M8TSH'B;8X'B[83K>[5XQ2<QJPV'ZT'F.:@F.88=\Y$F9#E%B<$SBIA=MNU^S
MX2;UK1FDU6B<O V+$]ZN+0@W;=:L,R(NM("/HRN J8,.5-GW$I6[8LWU<Y3W
M^LF-"_9;V6:T[6..ZI\DJLTC\9?H9K90L 02CV07!#8V5"/Y+NCFS>!%6M+>
MR/;99@)XA:E.D@>2'A#E_3!YIB_=TMA@M%0E-T;HFM^&-5I_FRWO4*5XN18
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MB"BJ)TG\,YSZ/=NU9@89.,+QE9@<><':TJC?,%U/9@^K@%?0RIO:H5Q>9BD
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M&F24%.EHP,X;, F%WV4TFY6[XV)K <2E(6<GE5KF)$^KP0 M=+X#0AT/2;^
M;%Z,"P_3*G#2VFN+]>C8FQII_O 5I4AJE'9(9J-IM#A*PDOY",Y7>F'(&+]5
M/Y*"<:KH'W:J.)E8<WF<%*(Y/55%\B$*B)?IF!;KJ!BGXQ%\6A7QH&%U&$V]
MQ+6]/TWU*W;*#K#<1[Q.1%-ED;?1U)@HI1R4)$\E')30(*@^G-=I'Z4:QLQD
M1AT$-<R)YC+Z#Z7)*SHVA]!3P02=YV.U4.=IV1]OI2?$$N4(]"/*JEY$3,"F
MHS[[A=8/IWT<%3N(B8@=\-=270+62TM,0T8D #Y!/G2:50<QY2E*KA^5>5K
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MRI9IO*LL\VX>[(CZ/DH-5>Z*"BB#84&3V&&)=0C!P_ZT]#6RPN[@,4*V7]F
MT8FH)PH3/AK<E+Z*X*0TBR51N6;^PJ[+<YB#H]$7IGUA"0H''/"%XUQ"9575
M$OGO=ALT$N0>L,$<TSS2WJ2U9IC"ZC,A^/Q@7S02$T[<!ACTPNPE0.D.Y/50
MB(6Z@^8KUNC%@3"==WY1&OI*/ITE@%TS52#C68M+#&EJH>;$L9#.=Y%$&9#;
M1M\,QM:PL1)*7NUON7N$,E%X4DGNYA(WMW+8D!/LC5OV^DY90$M-'HB3TF)G
ME&^#ILDSRF QBAG67:3X-)GT?QN.1FBI&8X7W?&GX=UH(%[S+0==;>]7=O*#
M/+Q]_M_#UGR3H'Q@76UN+6T>PO0B:+OKZ_X]W%:V^90DJV]L=IZ^KFIR 4P.
M+#GNZ2KP>=FF*M-ZS';R]CF&<XK>^F"D.[PR?(3]Q#JF;J$NE8TR82HWRVJH
M0J$4ZANMNBGOE$V8KJ.-]?<[=C;L4V*\<8B1VW@BU.=DA2TD\%[S_-T-:N\I
MYG#F :_,VWUWR."E+N.T$^6P##Y0.7^-G]S)MRN)P6D]5'S5+ P[WD?G(W8V
MK#1(4@1W;9Y/U!-*5V--ERUJ;#Z/*(/&/EJ^;)--\FRDW5=-,!@!YO,2[TR+
MCZ@K\".HVY[TDKMTU@SR'J5C>:_(X9"C5S)!>=$:V>3=;- BK?$MXKZUWXM?
MNK-A%Q!G<QC,!O-%,!@O9-4YIR!NE?:4<\U@NP<L7,PZ&GY>]/2R*91!T2C!
M9ZG[YSAD\VRVTT.Z2]B]C<@1E_;C=I6&W[:%&!NFUD3@V:E>P4\+KM::Z,\\
M%I(WJGLZ$OG9H2Z8F-M.S"V20'7YM"IU"%_96 ]#RSN+1P):TL:.!RK6R03A
MD+YF$9-<D3J#;92:AU;^>X2_:[A2(UDLZ;Y+U5VS6W&%PWU.X'IZ#A;A=^F3
MH=<-TE?.V![>%E5M:.%=(NSFA4*VKG=ZAAUGSR(U1*7 /?O9XDA1.)1$FYH@
M1-U/UN")+<ZZ/@[]P70R'S83LA<Q@ZVJES("_JG3;K?:[;9,$^08["'\/\C5
M7M#%^Q)4[3TI>[; $6@!U1==+BZO;#.:#P'1$M_\A#</K=KP-.U0\^HK=8X^
ML+F\!:]A^@=65>#E)PVJ@2U 4LU)H;VL*\QH@[V:$PB7*J?2?9PMV;F%1;;5
M)6@GV67[\CVO8FLM[N2)N R/QHJBBEU\;0%:<&\^2"LH34[G0DRWX5!V7](H
MDF\.4+:"<"G@I;KW>DOVC^3P_!)D\7>+G9MWRG]77?;?HLW7R-G+V82KYWL7
M#]U-9K/);X-^</\X[A]I)L38RR'Z7E0Z+'V.5L]<&P"S=6C7&C2;F+MV:?<K
M0Q:O MZ.6VYVX9(H5(NE4,/55U!$Y'6[WT>I'AGQ@Q?K%C&E3@B&42.$U.)8
MGCC<&H-/RR^/IG03JL>X5;2.4D BSK(#VN>PA!QW"DB51=G+8Z-R[9'6<A,^
M-7!@TQ8+ 52[K&6^RZM53D=?#I!C4JV@-XA8>:5O8[FB%:^#"Z #V<HXV%T4
MN9/HX<S^P<[N?K@/Z]/(>+Z2]P?WW@[WPA8!C^+EONV+:S-#6^?B]I)(G'9[
M;7R4VI=PB4@.>ZS;@"X->WZ&G(, 7?FD+9, $( J^U;,O[)_Y^+*3)37OOA(
MT8!H>77QP7QIN+RX-5/7L8',CY?4,^_E1<?\V*&>_0P&@Q+81^VX:!NS<^!Q
MFXG#"LM7!U [13^#V(?+BZO;]W\&)SM0WH'4&>][4'U7#(46/CE1A1Z'^CJ9
M) #HQV#W@1&68W=.8[?EA;D!O;\?-F^ XXV)!K&Z5BPL;FVPQ@P7%P)@BSU^
MF.OW#8:YI/(YUA_[LGILHOXGZW:"L:^O;_\,#RKX^E"]V@\A.ZXM^ "H$R#T
MH29";S9T/IP"G<MJ]B/7ACJ9WI]D/U0QBZ"(<6;4'>JJFB_OHZ?T #Z05.'9
MJ],PZ,WEQSK\X$2)0SL>I]O+)CQ*H . 3D B3Y:@Z''\$EU=W%;M$75J7)E,
M<DNY5-6EP,=.I]$I9N##09V )'6VCG%U0G\3B0.3RIE<AT\<**$0=_?U14?=
MW4*RT+L5I J#':XISP^O8<6$7</*48W"TY[S8HOE.2]C!-ZYX;A7WO1\;XY[
MU7@9K]K'#&ON*:EU83@>+ZDI=6Z:C6VZ0D#J"N8^:K=-@5^]T3;1B(OF*1#6
MN:ZJE,%[5"CK1WIQXO=H"T%_,!M^Z2Z&7ZSO1>ZL[=$^>(;(@[-=&IWOP^_O
M( :!+47\%>%D:-]="F?P)RBBOA1U)+DE>!M]WP>=2XM5J8B=;A/OJR$T,U C
M"ZV"TR4?"+CM()^1U2<,7$_PZ59Y X%3?H3I^T#%!"^$9!.OD,,+'E 68.AB
ME)=4#\+=;A.;A@2.(-1LUY#,W?HR<"T$OQ=.[YJ8:.09V5]J^MIZLSN (9+%
MSWPKAUGP(NQO<;Y.A@=40>%32='L8?_%9FS+Z2C4'U[KW?+UC65W),^-R)>[
M&:K-J'6?I.RTTMR\K 2SMSP)(OS LXY>^ODD0]J/!&W=P.1;>D/%3\)=2%L8
M")BNG;E2OHF=!QMU3+M-BO1QU0HP:NL,:@*_<S);WI^R;H-O >MFQ5<\MYWK
MK[F9,G*Z*2PC7E1"0H9PT7_3V_7M21^5W;/2B(X13Z&9XT<CFHLVY? KML8O
MG"@6=S#N2"/RA8@>FA^TY$+MI:#P> E'Z-(<$SZ+<6/ TSC4PPP]-3?A&]L4
M:A#R\.@9$5CZC/#U/GPS@>E^,OY4<CS!%UEAL%ZSJ]QQ^[*K?QRIQ*X8*+)/
MEG] F'"49G^1#]FU+^FN0EE(&7C=@=S!]CCW*'E7<BF9](:G@=*2X7SA2GC!
M,P#@9WG>,12,4FI;/P1RCQ@E&#7N6 =9V]KV&-,GX"VIG]68'D!&DHG3M;C:
M#1<UT_+_0NMQLHW=5%1HO' T?@3&)8=1]X5C?B<S<_S(YQ?[R1PG&V_M?6L?
M.Z2^<FR$;18N>1@6D\$1)'$)_GH<#'KXH:&BH9^$E@4!RJ54,AB'K3D>-8<J
M7%CQ?JJS8#9X1;%0D]AS*>D@8N4XE5(]9IV(2/V%0[?@Z6XTZ4T>#"0>IJ/)
M[X-!<#<8#^[M;CN>1X/NAVZH__UH#9'TP1UW+,+\)?R XN+F-&$74K2/1>A%
ML=D"!8X%*)UW&W8U.06+WS%D$)*W\&P#G#P07!6!R!=S#V;AWT1IQN@3DG*&
MS @7N^MVY^R/=XB:0='7W2:!N_TUW"]?T,$ 5BE^.N"QGM?D,MX"VVTJ(,T-
MKP65S)8B4B7B32-V8>]"PV!PW01Z*#+)4V84.[#"C&E!Z9^'<,-M"4XBZI#,
M'20M%'HK4]O;GE<,1NP!+8P;Q$--0X%4/B+3* !3#L'3-/D_CHUDW,G3)GX.
M.1WON4OE?!_N#[ =&=/KCN%FER8&$7-[M<1$H%]I#CGN%3[_6A0^R#'0+R\R
MQ[ZP/8_V8N-=I\L=J]B6/J28X4+K:QC5I+,A)N!9P18%#RL\A832EF'45EWL
M^M$RPI"6*P._?,7$41 DBOQ&6['D7(P_RQL:SMCZLE;#I7B/+PTI9#&QMD&!
MQDBZB[#+9B<F0D?]%<^^,Q"QWY%1-.50GET:J^P7D<6YNMQG:QRTM(4,1?QW
MW%I9E/(38:9X9=+U"TSL:]0(SI:BT!DGT3MTIM(2K%0/1RVJ;N\ *D_E<&=#
M,4PI4/2(71_TXVRYX<GBW$'B8KF(\% E<U _JH/7:V^7U]V]YB2W%M;"A]SE
MY$F*/"( T=?VH>#(K2PC&,$O>,V=7B&(!1RQ3/5/.WQ:Y'M\N8%Q1I4;F,I@
MJ8'Q<%AN8#Q"E1N\9^1C_V?XE'1[O<>'QU%W,>@'D\7GP2Q@\N1T-O@\&,^9
M+AH,Q^S?@^ ,\BB_*_O@:X<B%_9ZA5TD#&GU5=$*N%+%1? MW'C@0<ST</>=
M-['L=*FEYZH[S\-(&U#/P2GYG&V]79+"#:E%TX )E0ZEX<\P3RX[G[P;"D\R
M3/@WG@A W!">CWEDNN6&>-Q"U0G$!LD%-I5/:&)A".DZH2"!,$XH@\4Q,&OW
MG5MI(R3'J*@^T!="E[ US1>3WC\^3T;]P6S^%\SYMOC=0R?Z:Y"]A"D7&!^W
MW&O<Z7F.!;/8HJ"=S6TEA7L!=!EL:7=?7:08M_XF&BK_U19<SDOTE.1(8K:5
M%3Q/,25)?25BDX57,6P#M@>$)(N-SY\P,8(MG'O.:9'CNL(Q.8F,@2PDGZ82
M 4ZCTQ ^AXID:J'/M'ER&\TT]U7B&L7\2&6,*V%NXO\<8*>B7H@_1F"<]UL>
M,>I=U:BB7:^JG0AW@'-*4A0IXUPYHZ$/6^$XB1PG-T3956-/#IEH+L8ZM^1<
M8APT*MS=>\ZS:!7QY$@6WV-1V=S5K]%^--AG%7\%*\^*]'-X3_D@WU!:^PWI
ME7M#N8B\I_J/AG>3&49"--P&:AZN/#I7%Q]-MXW2T)5[X8KA;_K;E*!4[A3(
M0V-ZQY6@]*NAW%R;[N@63N\+$MG\).J>@CF\%<@0@&3.CA#>DKR^0DI*?O!"
M0KQLY6#-GMY\9<(.<7%-Y;W$"G6ZYC/HBZ;V%E-G?YH"NQ)JU42P\3^8U"N1
M]>I,S</&^G5&=7=VC&ILE3JCNCL[1C6V5IU1W9T=HPZ.&=7=F1SU<W<V.+_K
MS@=]U+.8DH5E9^KF!IAKXEI/$^2"+@.R?>:F=J;+ZNV$DAQT\0'%)9LJ:5ME
M+4NVRELPHXZ]#FGDED%'TH(-KS8@B5A,YZ#@SZ?32BB$'=K2M4 :Z26B%?@L
M2+V41J'33Q>84=-[BW1MK]P5-!VE"2X)1%K!MW(\E C_PCP]V)?,QYY'<=N4
M3?3@L*$>YBQBS)>I?]?!Y'7+J)N!F@VO38PCT?ST P-H!400[9B\LU<G*:83
M*H/[PEK94^RX!YM&*68!8]]KC=F+(7R2*92X=IS;35T;OP;/C!)[MV!H^*%B
M'R'L^8EX8C!P]3EB+#"Q&8"J![?0%Q+"]F/&/EC,BGH_,83HHH,01\TQ&5Q=
M=9+PXW$J%$=R0,?9:#_NEB(;IGYFDAS@5!B$QO,(@:4;],JAV6:<;#GQ6\&=
MF<7:18U/U9SVI9(_[I-T'<45C30<!WIF:2_&D]&=B"Z[W6(S1-F#!M5<J9.C
MNO67.@Q?)%)U>R>]JKLS3GT8+J" P%Q6DUL,QY\&XYX]Y4^#@LP'4*=W86H&
MM&OMVX:9&,O235FW&,+.^9;)XZ;M"0^PWZ[03XNWWJJC04.,AZ*X,'4";<E2
M#V0B3RWS$,^3\Q)M5LI1$6X+>;+D7B84#)GXQCYS"+K9[S?\TM3'!*^95:0,
M<$1B(G='LA! !4GD=J1(\H#I0]#-D$PQE__.4] YYIQ3QG936W)ZB8K<$,P/
M%AHF<!K)% R%.F\@<O78\1H9F1F $*ZT5)7#5VU7_7E#-SQ-UNMSF2T^0S=;
M3=)N$.>@GC5REG0:B]4"T7X7!J5J,9H!C=?T4'4S0,H\I$1JA>YP%GSICAX'
MP<.@.W^<#3AACW(V*J4LERG.]<3F#SR5ZPK4DAF\&6#> &C%#O-4?;C#!",N
MNOKZKI7.&V-YR.H T%HD]>(I?B(.@:>OT!K2+RUVXNK8P:0U_B]54?D,6+,+
M,9B'FR.7HNAC_BE-#CNL4Y(? >I9*NB%(LV\B_;=9\9_S\7<\R9;?XTV@?$Z
M*C[77ZA\S$=>"D(E9/'!#LNB!?XP<C2U%8(%6Y(UX:D)H(N?O7Z"G4<L@1@/
M>1+D!H<6'9$UJD3;"!I1;*I5Y"$O,?ZB9PGQLOO)&T%B#I]ZD<C8D8 9E]%X
MPQ>?#4=.JU-JWL$_7BCO4Q':D_-:+6PN&V!SZ8N-(8V*SW61O&J Y%4UDI()
MV;V^_ -L"GDLS(_ LN@>?8S3RJ./02D\2[F5/ &N!(>4[/ $EO0,3U8KAMX]
M#3R]>QK8/E[,+P+U4*U7-[4@6=7!P*VJ@ZGXN"\&.VJ^'0T4?3L:J%;J-A9,
M/?L9B'KV<Y(TKPOF14BSN9-\9G,#F4(*Q=<#NJ1"I%\AZ:AC&]?H36SH&KT-
MS/WN;"'Y*DFW6".F(/=R,;?V9:[NX+P>#9VKG!#(:0$<$6DQL2AY@GM=)-+=
M'?;H[@H%[&+A;=(+-\L#CXVK<-D:BMQW1/8K4+9)]<6S6)=GTN,%!,NL0;G"
M"A#R#MPGM@7FUXX6DM>S1@-[L8(>DYIL?70B0@L::@&3 _E,H/-,H8]>*X.G
M:?0-R45?.+2!R#CY\U6T S=*3#9-/+'PZ7$G7CVL4_><$[[?K]H<PV"K8XQ8
M&BQ.Q.<<)S+CP 1YZWMO.\EM%P.;]+MLV.^J03^MLL[1O9O/FH+3A H4G/I4
M\60YI4CK(;SPSJA"O8N70),:"&($/B5#+=,2;:),P,ZX5Y'UMU6J0DD?>F0\
M.RJ#2ZPL> H8D2A9MW+HQ1P2J4_[H$!VM(\V*F5NKQK$;._0\-6:N0H6Y4F-
MW2/G[1PCTOE2$5]-=?'(Q%J%S2E'JN(%:[)9/XYP='?Q!9V,HIH_;/WL8XTG
M8Y4Q7[CL'Y?0.<Y"8>@2\1TS=OIM*W*P,%F)L2B&&[Z^QIDK)(G$UP@V;U('
MFJ.)PEH>28MV[*4(_79WXIIEEC#>(EQ+*;R+Z>D+P'I%#&3P>>.:KI&H,,S/
M#V&NKBJHY.Q:53>I!]Y"G@,5VU9#QJ*]0I/*_ >Q=*L:;Y$>1,A7X8Y!VGB/
M[@FD"A=^K.C/#M4M/+"S=*K"AN1J676IV3[DL423Z6#6A0>V8/ O<.@8-,B7
MQK:13.UD*T[!KS7(4W1(J;3J8DZ+[K^.K8<YCYG&"/%!\,RA@G +OE[@GZ4"
M7V.(]0PSAOW3Y@UBX3.L-^2,WT,[G%8A$"*4\,80=<"H:$'NA BI2'@LJT>Q
M\[Y>GK01A,*T"\5%]B],7ON6'#:\<-MR'T28T 1H#@TI7W!E$TZ@4K<-<KA<
MINC+GT8H/:W>N>NX=47[V >ZP7L1XSJ>'4F!T2JE0(4W6URQZ*>5:_'H!ZS#
MLQP,,+!\BO&W4 3VXX</Y<9WL'88I8A>!L@FD%HNQ00Q>^XBB488!H!'\I*/
M^*7-(38\H"(*8 5G@IT;A/(!F$CELEGFEADB2(N_Q!3#\ZHKTY30+][%IYT,
M6J'77&JU6\\WR=+\66[1"NP':I=HF!>M9TTS^Y"3D2*X!YFWXK0XDX6((3E3
M=MC@&06RCID63P#G;SRX]!54T_" ='%;'M@I*"YWJ>&"Q6AT'GV',!QK01X@
M(R8@!3_CHJ'VC!N=5+ZN2%81,]WD\BI*HH5!:2U%&7_J7T;I'@Q<T DO*8LQ
MZ)QM]P-;>=BN]_UA#R(57N,#D;:,B>3+-X3'M. ])<P29ZMML<E<JF0%[2LR
M2HAT^S[K7-RT_VQ0[ZQS"YEBC>]75/;R:ZJNPB558_VL#3%1Q&B FOFY#1F@
MJ=8=ZO,EB?'9)0W[DH;=!K2IS]20;6KB#+U+LNT-28\/9%N"ROS$-3<_+^)D
MXX\VM0R7'6J SA6%8NG04^*+=N99K-Q-$BF4!!M[UDSSWJ&/*SR6:HAG4@11
M&4_ J ?60W9.,*$PW_GFF:LTC/S),S]^W*-J*50<-9:DIX1!I7+#+SX"I0&E
M%8@SW$L>U;J[K%U@E\6G'"V-&7'G68H2$RS"UGT9NQ/$*/)K42B:'SH9/ )^
MMUMV0%-54DL\[[$L#@^5,28;)MH:+KBEG6?76QK870I""B.Y%7B+R6+RRI5)
M#Z;\GA0%,P<H(HMN,\Q&4I7/2/JG,;T#GOB>=-=T^ "B;[D/3P\=2\D&;NS"
M/:V'"HG]ZH CY2(W'(<@WK<#"-G_A+@E)[0)=UDD_P$.9(<]3U6^B5_C/9T1
MPC&"'A65/ZURJQ5KB0Z6A_U+0N=GT*@?<2=ZBDZ#[FP\''^:!]/!+,!PCQ,%
MOH[!)A+NV:3.X 5FB?MU%6\825;OB/,#TGE;HU1-HD%"ORV -T 9%:UDB"U'
M7Z^.=1YPU!QA&'W F&< U*#\K1#*)6* /((YO' 21'+!4\_%.WY+*E@&->[4
M!#T2!F@#>X10;??Q2E)'>QMP1?0//D%:F\GL]^"ANU@,9A;+3[F?K)(MS8S=
M5?2? Q.YR^UN*=&7'%1"0E]=\?<,-B@[_#'$K9E:)\*S11+?1<R(UX'M"Z[>
MYWE$#Q>DSOA!2^0U _>5XT#C7 S('5(Z%; D&>JBZ]O=@E*'K-;6H0I8W%Y\
M(/(G\'NY,?9^O2W(7U$,Q[X2R'?:5)Z(C_24#)+*J!.)#[Q[PX=W-9;% 8.>
MGNS+I AT'L(]\718K\T:LAUR'G>/\^%X,)]K-N?YX),K(*%V&%86/5.!17/^
MF0DJ.Q ZV;FJ[VN7J?<."E>#4WFN3H@QP&YO&:[\!@ I9GGHE"F3X4N4*V!&
M@\'//;^V]'CN)="='=3$)VKB<SGQ^C9&W%8IGRQA6XE+=0(,.3U-()9:^"")
M1%B[-.%^KR@K"86+3ALKG-1E84Q2?2+FZ?&:0W>J>LV9,L%JO, 8VN[X]^!^
M..Z.>\/NB)M'P14KB^Q9Q!H\]:C5YNJ%J6"77X'L]49L)="9Y"_T+Z%$$_9)
M93GT5_#%HBLU5;<_FEX6*K4#/NW*5[;,455H:+%'/H3;4&1IX-X._(&6>@?,
MIYX?$K1U@O-AWLINR84Y"C[GIE9 XL!DPHR_&JB'#G=?J@<&C.OER3#U:Y8E
MH&&+5 3AUJ+$RL20/.VDC.UF<#*O^K( XI GF-/B/_(*)J+ 0"V8OAE"*_DL
MGQ.<@8Q_"J0BN9 XSY[*'8V27A6<NR5@&%(_E_T@/PZURJI 0]/E-F9?.0F_
M8ZU8/ZF)P3"_]XU">:-A]VXX&BZ&@[FI52JO+EMM\*'VZ@!ZBX/ZC]MPO49C
MBD[#$Y$("UG=;Y)O^AU0FU#J04AE['45+I&&AS-I;7F7]Z-OS.'XRV".ET:W
MMQA^0:(;AA=X6@%U%&*K,4,&"<K&R[F+\=JY&I/B\8O[M&)Q=3Y FXH#/),;
M16H>W/N-X>C^DS8TF:RSC")Y$*C*\J7D8#3D-?=%-"#_-<OV__/_4$L#!!0
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M_C"S70WH380WMWT#L@,@.V>#''FSN0'9!9#=,T+>MPS('H#LG0_RQG(-R#Z
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MOLTRO/U\]__AMZO^LV*XG+%^^AM02P,$%     @ EX584"B<D3PG P  05L
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M'1_78]-/_QKEYSS?/)T?'0YTE[\!4$L! A0#%     @ EH584!\CSP/
M$P(   L              ( !     %]R96QS+RYR96QS4$L! A0#%     @
MEH584"?HAPZ"    L0   !               ( !Z0   &1O8U!R;W!S+V%P
M<"YX;6Q02P$"% ,4    " "6A5A0L='5C>\    K @  $0
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M965T-"YX;6Q02P$"% ,4    " "6A5A0*0L6M!<#  #"#   &
M    @ 'V&P  >&PO=V]R:W-H965T<R]S:&5E=#4N>&UL4$L! A0#%     @
MEH584#9K.R*O @  $0H  !@              ( !0Q\  'AL+W=O<FMS:&5E
M=',O<VAE970V+GAM;%!+ 0(4 Q0    ( ):%6%!D?\Z:X04  $\A   8
M          "  2@B  !X;"]W;W)K<VAE971S+W-H965T-RYX;6Q02P$"% ,4
M    " "6A5A03DZYSO4'   /,   &               @ $_*   >&PO=V]R
M:W-H965T<R]S:&5E=#@N>&UL4$L! A0#%     @ EH584*:E7=.Q 0  T@,
M !@              ( !:C   'AL+W=O<FMS:&5E=',O<VAE970Y+GAM;%!+
M 0(4 Q0    ( ):%6%":>R3\M0$  -(#   9              "  5$R  !X
M;"]W;W)K<VAE971S+W-H965T,3 N>&UL4$L! A0#%     @ EH584$0<%^2S
M 0  T@,  !D              ( !/30  'AL+W=O<FMS:&5E=',O<VAE970Q
M,2YX;6Q02P$"% ,4    " "6A5A0[<AH++0!  #2 P  &0
M@ $G-@  >&PO=V]R:W-H965T<R]S:&5E=#$R+GAM;%!+ 0(4 Q0    ( ):%
M6%#E@WY'L0$  -(#   9              "  1(X  !X;"]W;W)K<VAE971S
M+W-H965T,3,N>&UL4$L! A0#%     @ EH584'(U[1.U 0  T@,  !D
M         ( !^CD  'AL+W=O<FMS:&5E=',O<VAE970Q-"YX;6Q02P$"% ,4
M    " "6A5A05&P5,;,!  #2 P  &0              @ 'F.P  >&PO=V]R
M:W-H965T<R]S:&5E=#$U+GAM;%!+ 0(4 Q0    ( ):%6%!G4OW:M@$  -(#
M   9              "  = ]  !X;"]W;W)K<VAE971S+W-H965T,38N>&UL
M4$L! A0#%     @ EH584.2'36.V 0  T@,  !D              ( !O3\
M 'AL+W=O<FMS:&5E=',O<VAE970Q-RYX;6Q02P$"% ,4    " "6A5A0&+N^
M([0!  #2 P  &0              @ &J00  >&PO=V]R:W-H965T<R]S:&5E
M=#$X+GAM;%!+ 0(4 Q0    ( ):%6%"DJ&4>M $  -(#   9
M  "  95#  !X;"]W;W)K<VAE971S+W-H965T,3DN>&UL4$L! A0#%     @
MEH584%#)7_JU 0  T@,  !D              ( !@$4  'AL+W=O<FMS:&5E
M=',O<VAE970R,"YX;6Q02P$"% ,4    " "6A5A0)TK=4+0!  #2 P  &0
M            @ %L1P  >&PO=V]R:W-H965T<R]S:&5E=#(Q+GAM;%!+ 0(4
M Q0    ( ):%6%#$H'!9M $  -(#   9              "  5=)  !X;"]W
M;W)K<VAE971S+W-H965T,C(N>&UL4$L! A0#%     @ EH584')!#/FX 0
MT@,  !D              ( !0DL  'AL+W=O<FMS:&5E=',O<VAE970R,RYX
M;6Q02P$"% ,4    " "6A5A0DW$CX[0!  #2 P  &0              @ $Q
M30  >&PO=V]R:W-H965T<R]S:&5E=#(T+GAM;%!+ 0(4 Q0    ( ):%6%"M
M&&YXM $  -(#   9              "  1Q/  !X;"]W;W)K<VAE971S+W-H
M965T,C4N>&UL4$L! A0#%     @ EH584'KG$36U 0  T@,  !D
M     ( !!U$  'AL+W=O<FMS:&5E=',O<VAE970R-BYX;6Q02P$"% ,4
M" "6A5A0!AY%2K8!  #2 P  &0              @ 'S4@  >&PO=V]R:W-H
M965T<R]S:&5E=#(W+GAM;%!+ 0(4 Q0    ( ):%6% H:7 ,M $  -(#   9
M              "  >!4  !X;"]W;W)K<VAE971S+W-H965T,C@N>&UL4$L!
M A0#%     @ EH584$K;%]6U 0  T@,  !D              ( !RU8  'AL
M+W=O<FMS:&5E=',O<VAE970R.2YX;6Q02P$"% ,4    " "6A5A0>&MF%+4!
M  #2 P  &0              @ &W6   >&PO=V]R:W-H965T<R]S:&5E=#,P
M+GAM;%!+ 0(4 Q0    ( ):%6%").PEJM0$  -(#   9              "
M :-:  !X;"]W;W)K<VAE971S+W-H965T,S$N>&UL4$L! A0#%     @ EH58
M4'KR3RZT 0  T@,  !D              ( !CUP  'AL+W=O<FMS:&5E=',O
M<VAE970S,BYX;6Q02P$"% ,4    " "6A5A0=VS4B[4!  #2 P  &0
M        @ %Z7@  >&PO=V]R:W-H965T<R]S:&5E=#,S+GAM;%!+ 0(4 Q0
M   ( ):%6%"+(R,+M@$  -(#   9              "  69@  !X;"]W;W)K
M<VAE971S+W-H965T,S0N>&UL4$L! A0#%     @ EH584(R0K]_P @  7@T
M !D              ( !4V(  'AL+W=O<FMS:&5E=',O<VAE970S-2YX;6Q0
M2P$"% ,4    " "6A5A0KG-WH;4!  #2 P  &0              @ %Z90
M>&PO=V]R:W-H965T<R]S:&5E=#,V+GAM;%!+ 0(4 Q0    ( ):%6% IIWUX
M^0$  ,L%   9              "  69G  !X;"]W;W)K<VAE971S+W-H965T
M,S<N>&UL4$L! A0#%     @ EH584%:"%4C2 0  G 0  !D
M ( !EFD  'AL+W=O<FMS:&5E=',O<VAE970S."YX;6Q02P$"% ,4    " "6
MA5A0'>P1:T@"   \"   &0              @ &?:P  >&PO=V]R:W-H965T
M<R]S:&5E=#,Y+GAM;%!+ 0(4 Q0    ( ):%6% HXC9XPP$  #<$   9
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M970T-"YX;6Q02P$"% ,4    " "6A5A0)V['*],!  "<!   &0
M    @ %'>   >&PO=V]R:W-H965T<R]S:&5E=#0U+GAM;%!+ 0(4 Q0    (
M ):%6% 33O^?TP$  )P$   9              "  5%Z  !X;"]W;W)K<VAE
M971S+W-H965T-#8N>&UL4$L! A0#%     @ EH584#J5!UGA 0   04  !D
M             ( !6WP  'AL+W=O<FMS:&5E=',O<VAE970T-RYX;6Q02P$"
M% ,4    " "6A5A0(0G;3=T!   !!0  &0              @ %S?@  >&PO
M=V]R:W-H965T<R]S:&5E=#0X+GAM;%!+ 0(4 Q0    ( ):%6%#!EOJVMP$
M -(#   9              "  8>   !X;"]W;W)K<VAE971S+W-H965T-#DN
M>&UL4$L! A0#%     @ EH584(89W_;& 0  -P0  !D              ( !
M=8(  'AL+W=O<FMS:&5E=',O<VAE970U,"YX;6Q02P$"% ,4    " "6A5A0
M$!$6S+<!  #2 P  &0              @ %RA   >&PO=V]R:W-H965T<R]S
M:&5E=#4Q+GAM;%!+ 0(4 Q0    ( ):%6% QXWV[N $  -(#   9
M      "  6"&  !X;"]W;W)K<VAE971S+W-H965T-3(N>&UL4$L! A0#%
M  @ EH584*>L6E3V 0  RP4  !D              ( !3X@  'AL+W=O<FMS
M:&5E=',O<VAE970U,RYX;6Q02P$"% ,4    " "6A5A0!S [)-,!  "<!
M&0              @ %\B@  >&PO=V]R:W-H965T<R]S:&5E=#4T+GAM;%!+
M 0(4 Q0    ( ):%6%#&J!-&N $  -(#   9              "  8:,  !X
M;"]W;W)K<VAE971S+W-H965T-34N>&UL4$L! A0#%     @ EH584,/E*";N
M 0  9@4  !D              ( !=8X  'AL+W=O<FMS:&5E=',O<VAE970U
M-BYX;6Q02P$"% ,4    " "6A5A0JFG/Q;@!  #2 P  &0
M@ &:D   >&PO=V]R:W-H965T<R]S:&5E=#4W+GAM;%!+ 0(4 Q0    ( ):%
M6%#.FN+0LP$  -(#   9              "  8F2  !X;"]W;W)K<VAE971S
M+W-H965T-3@N>&UL4$L! A0#%     @ EH584&#DU8^X 0  T@,  !D
M         ( !<Y0  'AL+W=O<FMS:&5E=',O<VAE970U.2YX;6Q02P$"% ,4
M    " "6A5A0AH%&"],!  "<!   &0              @ %BE@  >&PO=V]R
M:W-H965T<R]S:&5E=#8P+GAM;%!+ 0(4 Q0    ( ):%6%![M-STBP,  %(1
M   9              "  6R8  !X;"]W;W)K<VAE971S+W-H965T-C$N>&UL
M4$L! A0#%     @ EH584.;Z<SL2 @  R 4  !D              ( !+IP
M 'AL+W=O<FMS:&5E=',O<VAE970V,BYX;6Q02P$"% ,4    " "6A5A0B_&C
MN1<"   *!@  &0              @ %WG@  >&PO=V]R:W-H965T<R]S:&5E
M=#8S+GAM;%!+ 0(4 Q0    ( ):%6% ")R^T^04  $HE   9
M  "  <6@  !X;"]W;W)K<VAE971S+W-H965T-C0N>&UL4$L! A0#%     @
MEH584+L,R3X\!@  H"@  !D              ( !]:8  'AL+W=O<FMS:&5E
M=',O<VAE970V-2YX;6Q02P$"% ,4    " "6A5A08I0&!E<"  "[!P  &0
M            @ %HK0  >&PO=V]R:W-H965T<R]S:&5E=#8V+GAM;%!+ 0(4
M Q0    ( ):%6%"1VD30) (  ($&   9              "  ?:O  !X;"]W
M;W)K<VAE971S+W-H965T-C<N>&UL4$L! A0#%     @ EH584*FG+2(< @
M*08  !D              ( !4;(  'AL+W=O<FMS:&5E=',O<VAE970V."YX
M;6Q02P$"% ,4    " "6A5A0E)AT,O #  "I%   &0              @ &D
MM   >&PO=V]R:W-H965T<R]S:&5E=#8Y+GAM;%!+ 0(4 Q0    ( ):%6%#M
MDX^U!@,  "P-   9              "  <NX  !X;"]W;W)K<VAE971S+W-H
M965T-S N>&UL4$L! A0#%     @ EH584'I](I8.!   FQ4  !D
M     ( !"+P  'AL+W=O<FMS:&5E=',O<VAE970W,2YX;6Q02P$"% ,4
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M+GAM;%!+ 0(4 Q0    ( ):%6% LN'VKK04  -HA   9              "
M 2?*  !X;"]W;W)K<VAE971S+W-H965T-S8N>&UL4$L! A0#%     @ EH58
M4&,5PBN+ @  3PD  !D              ( !"]   'AL+W=O<FMS:&5E=',O
M<VAE970W-RYX;6Q02P$"% ,4    " "6A5A0F[ Z^78"   P"0  &0
M        @ '-T@  >&PO=V]R:W-H965T<R]S:&5E=#<X+GAM;%!+ 0(4 Q0
M   ( ):%6%#+7'@S9@0  %<9   9              "  7K5  !X;"]W;W)K
M<VAE971S+W-H965T-SDN>&UL4$L! A0#%     @ EH584!L/;>Q)"0  YT(
M !D              ( !%]H  'AL+W=O<FMS:&5E=',O<VAE970X,"YX;6Q0
M2P$"% ,4    " "6A5A0]N8Z]&L$  "^&@  &0              @ &7XP
M>&PO=V]R:W-H965T<R]S:&5E=#@Q+GAM;%!+ 0(4 Q0    ( ):%6%#H@N;:
M(@(  (P'   9              "  3GH  !X;"]W;W)K<VAE971S+W-H965T
M.#(N>&UL4$L! A0#%     @ EH584'E+ TX+"0  UT,  !D
M ( !DNH  'AL+W=O<FMS:&5E=',O<VAE970X,RYX;6Q02P$"% ,4    " "6
MA5A0/!2AK3$'   2,   &0              @ '4\P  >&PO=V]R:W-H965T
M<R]S:&5E=#@T+GAM;%!+ 0(4 Q0    ( ):%6% ,-(GI]P0  /L=   9
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M970X.2YX;6Q02P$"% ,4    " "6A5A0NL<LX4,#  !E#P  &0
M    @ &\%0$ >&PO=V]R:W-H965T<R]S:&5E=#DP+GAM;%!+ 0(4 Q0    (
M ):%6% U)'!/#@(  "$&   9              "  389 0!X;"]W;W)K<VAE
M971S+W-H965T.3$N>&UL4$L! A0#%     @ EH584/[(4HG@ 0  Y00  !D
M             ( !>QL! 'AL+W=O<FMS:&5E=',O<VAE970Y,BYX;6Q02P$"
M% ,4    " "6A5A0?ZG"_%L"  #]!P  &0              @ &2'0$ >&PO
M=V]R:W-H965T<R]S:&5E=#DS+GAM;%!+ 0(4 Q0    ( ):%6%"^SK%2AP(
M /8(   9              "  20@ 0!X;"]W;W)K<VAE971S+W-H965T.30N
M>&UL4$L! A0#%     @ EH584-GR F9X @  F0@  !D              ( !
MXB(! 'AL+W=O<FMS:&5E=',O<VAE970Y-2YX;6Q02P$"% ,4    " "6A5A0
MP7TC,7(#   A$   &0              @ &1)0$ >&PO=V]R:W-H965T<R]S
M:&5E=#DV+GAM;%!+ 0(4 Q0    ( ):%6%#$1\8X.0(  -$'   9
M      "  3HI 0!X;"]W;W)K<VAE971S+W-H965T.3<N>&UL4$L! A0#%
M  @ EH584"HB.+'\ 0  :04  !D              ( !JBL! 'AL+W=O<FMS
M:&5E=',O<VAE970Y."YX;6Q02P$"% ,4    " "6A5A0;_^Z4+(!  #! P
M&0              @ '=+0$ >&PO=V]R:W-H965T<R]S:&5E=#DY+GAM;%!+
M 0(4 Q0    ( ):%6%!L P9<S0$  #T$   :              "  <8O 0!X
M;"]W;W)K<VAE971S+W-H965T,3 P+GAM;%!+ 0(4 Q0    ( ):%6%"!:]0,
M# (  "4&   :              "  <LQ 0!X;"]W;W)K<VAE971S+W-H965T
M,3 Q+GAM;%!+ 0(4 Q0    ( ):%6%!WF">-+P,  #,.   :
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M,3 V+GAM;%!+ 0(4 Q0    ( ):%6% KAC>9/0(  )T'   :
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M,3$Q+GAM;%!+ 0(4 Q0    ( ):%6%"'K WGY $  /L$   :
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M,3$V+GAM;%!+ 0(4 Q0    ( ):%6%!A#C-0 P,  /T,   :
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M,3(Q+GAM;%!+ 0(4 Q0    ( ):%6%#PZZL99P(   \(   :
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M,3(V+GAM;%!+ 0(4 Q0    ( ):%6%"G1MK,10,  &H/   :
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M,3,Q+GAM;%!+ 0(4 Q0    ( ):%6%":A:1G@0,  ",2   :
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M,3,V+GAM;%!+ 0(4 Q0    ( ):%6% FP%-/9 (  #4)   :
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M,30Q+GAM;%!+ 0(4 Q0    ( ):%6%"HBL*P1P(  (8'   :
M  "  1*W 0!X;"]W;W)K<VAE971S+W-H965T,30R+GAM;%!+ 0(4 Q0    (
M ):%6%"X4N2K0 ,  /80   :              "  9&Y 0!X;"]W;W)K<VAE
M971S+W-H965T,30S+GAM;%!+ 0(4 Q0    ( )>%6%#RRMR4@ 8  &HJ   :
M              "  0F] 0!X;"]W;W)K<VAE971S+W-H965T,30T+GAM;%!+
M 0(4 Q0    ( )>%6%"8OSNYX@$  *0$   :              "  <'# 0!X
M;"]W;W)K<VAE971S+W-H965T,30U+GAM;%!+ 0(4 Q0    ( )>%6%"I6%+1
M'P(  /4%   :              "  =O% 0!X;"]W;W)K<VAE971S+W-H965T
M,30V+GAM;%!+ 0(4 Q0    ( )>%6%"*TDS8#@0  +P6   :
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M,34Q+GAM;%!+ 0(4 Q0    ( )>%6%">J7(LP@(  )0*   :
M  "  4+6 0!X;"]W;W)K<VAE971S+W-H965T,34R+GAM;%!+ 0(4 Q0    (
M )>%6%!*Y_L/$P0  *\5   :              "  3S9 0!X;"]W;W)K<VAE
M971S+W-H965T,34S+GAM;%!+ 0(4 Q0    ( )>%6%!-_\K7( ,  &$-   :
M              "  8?= 0!X;"]W;W)K<VAE971S+W-H965T,34T+GAM;%!+
M 0(4 Q0    ( )>%6% (M/@ 8P(  "<(   :              "  =_@ 0!X
M;"]W;W)K<VAE971S+W-H965T,34U+GAM;%!+ 0(4 Q0    ( )>%6%"<&G+;
M^@(  !X+   :              "  7KC 0!X;"]W;W)K<VAE971S+W-H965T
M,34V+GAM;%!+ 0(4 Q0    ( )>%6%!^JG:5K@$  -0#   :
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M,38Q+GAM;%!+ 0(4 Q0    ( )>%6% 9,O%NU0,  &@2   :
M  "  ?_Y 0!X;"]W;W)K<VAE971S+W-H965T,38R+GAM;%!+ 0(4 Q0    (
M )>%6%"C(T8F&P8  (\B   :              "  0S^ 0!X;"]W;W)K<VAE
M971S+W-H965T,38S+GAM;%!+ 0(4 Q0    ( )>%6%"W2EZ[3XH! 'Y&!@ 4
M              "  5\$ @!X;"]S:&%R9613=')I;F=S+GAM;%!+ 0(4 Q0
M   ( )>%6%" -[[@,@(  'T)   -              "  >". P!X;"]S='EL
M97,N>&UL4$L! A0#%     @ EX584#&LEAFN"@  O6H   \
M ( !/9$# 'AL+W=O<FMB;V]K+GAM;%!+ 0(4 Q0    ( )>%6%"G*SCB:P0
M  %@   :              "  1B< P!X;"]?<F5L<R]W;W)K8F]O:RYX;6PN
M<F5L<U!+ 0(4 Q0    ( )>%6% HG)$\)P,  $%;   3              "
M ;N@ P!;0V]N=&5N=%]4>7!E<UTN>&UL4$L%!@    "L *P IB\  !.D P
!  $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>39
<FILENAME>R3.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6945969248">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held-to-maturity, fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3,242<span></span>
</td>
<td class="nump">$ 4,041<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>STOCKHOLDERS&#8217; EQUITY:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockParOrStatedValuePerShare', window );">Preferred stock, par value (in dollars per share)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 25.00<span></span>
</td>
<td class="nump">$ 25.00<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, authorized (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">100,000,000<span></span>
</td>
<td class="nump">100,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, issued (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,600,000<span></span>
</td>
<td class="nump">850,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, outstanding (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,600,000<span></span>
</td>
<td class="nump">850,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in dollars per share)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, authorized (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,000,000,000<span></span>
</td>
<td class="nump">1,000,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, issued (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">568,238,730<span></span>
</td>
<td class="nump">566,819,863<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, outstanding (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">433,121,083<span></span>
</td>
<td class="nump">466,007,984<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockShares', window );">Treasury stock (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">135,117,647<span></span>
</td>
<td class="nump">100,811,879<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InformationByCategoryOfDebtSecurityAxis=us-gaap_AvailableforsaleSecuritiesMember', window );">Available-for-sale Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty', window );">Securities, pledged to creditors</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 359<span></span>
</td>
<td class="nump">$ 363<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InformationByCategoryOfDebtSecurityAxis=us-gaap_HeldtomaturitySecuritiesMember', window );">Held-to-maturity Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty', window );">Securities, pledged to creditors</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">249<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held-to-maturity, fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 3,242<span></span>
</td>
<td class="nump">$ 4,041<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Includes only collateral pledged by the Company where counterparties have the right to sell or pledge the collateral.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of common stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21463-112644<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of financial instrument held by the entity for its own account (proprietary securities) for trading or investment purposes that are carried at fair value and pledged to counterparties as collateral for financing transactions where counterparty has the right to re-pledge such.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=66007379&amp;loc=d3e113888-111728<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aa)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29,30)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6405813&amp;loc=d3e23239-112655<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationByCategoryOfDebtSecurityAxis=us-gaap_AvailableforsaleSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InformationByCategoryOfDebtSecurityAxis=us-gaap_AvailableforsaleSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationByCategoryOfDebtSecurityAxis=us-gaap_HeldtomaturitySecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InformationByCategoryOfDebtSecurityAxis=us-gaap_HeldtomaturitySecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>40
<FILENAME>R161.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7043971280">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>PARENT COMPANY FINANCIALS - Condensed Statements of Operations (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingIncomeLossAbstract', window );"><strong>OPERATING INCOME:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquitySecuritiesFvNiRealizedGainLoss', window );">Equity securities gains</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 1<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest income</a></td>
<td class="nump">6,189<span></span>
</td>
<td class="nump">5,758<span></span>
</td>
<td class="nump">4,920<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingExpensesAbstract', window );"><strong>OPERATING EXPENSE:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
<td class="nump">2,026<span></span>
</td>
<td class="nump">1,880<span></span>
</td>
<td class="nump">1,766<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
<td class="nump">1,575<span></span>
</td>
<td class="nump">1,226<span></span>
</td>
<td class="nump">747<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherCostAndExpenseOperating', window );">All other expenses</a></td>
<td class="nump">476<span></span>
</td>
<td class="nump">495<span></span>
</td>
<td class="nump">542<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income taxes</a></td>
<td class="nump">460<span></span>
</td>
<td class="nump">462<span></span>
</td>
<td class="nump">260<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
<td class="nump">1,791<span></span>
</td>
<td class="nump">1,721<span></span>
</td>
<td class="nump">1,652<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Other comprehensive income (loss), net of income taxes:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Total other comprehensive income (loss), net of income taxes</a></td>
<td class="nump">680<span></span>
</td>
<td class="num">(276)<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Total comprehensive income</a></td>
<td class="nump">2,471<span></span>
</td>
<td class="nump">1,445<span></span>
</td>
<td class="nump">1,645<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember', window );">Parent company</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingIncomeLossAbstract', window );"><strong>OPERATING INCOME:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendIncomeOperating', window );">Dividends from banking subsidiaries</a></td>
<td class="nump">1,130<span></span>
</td>
<td class="nump">1,650<span></span>
</td>
<td class="nump">1,055<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeOperating', window );">Interest</a></td>
<td class="nump">48<span></span>
</td>
<td class="nump">46<span></span>
</td>
<td class="nump">43<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ManagementandServiceFeeIncome', window );">Management and service fees</a></td>
<td class="nump">42<span></span>
</td>
<td class="nump">22<span></span>
</td>
<td class="nump">31<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquitySecuritiesFvNiRealizedGainLoss', window );">Equity securities gains</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherOperatingIncome', window );">All other operating income</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest income</a></td>
<td class="nump">1,233<span></span>
</td>
<td class="nump">1,726<span></span>
</td>
<td class="nump">1,136<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingExpensesAbstract', window );"><strong>OPERATING EXPENSE:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
<td class="nump">35<span></span>
</td>
<td class="nump">25<span></span>
</td>
<td class="nump">40<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
<td class="nump">87<span></span>
</td>
<td class="nump">89<span></span>
</td>
<td class="nump">97<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherCostAndExpenseOperating', window );">All other expenses</a></td>
<td class="nump">27<span></span>
</td>
<td class="nump">23<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingExpenses', window );">Total operating expense</a></td>
<td class="nump">149<span></span>
</td>
<td class="nump">137<span></span>
</td>
<td class="nump">159<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before taxes and undistributed income</a></td>
<td class="nump">1,084<span></span>
</td>
<td class="nump">1,589<span></span>
</td>
<td class="nump">977<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income taxes</a></td>
<td class="num">(10)<span></span>
</td>
<td class="num">(13)<span></span>
</td>
<td class="num">(10)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest', window );">Income before undistributed income of subsidiaries and associated companies</a></td>
<td class="nump">1,094<span></span>
</td>
<td class="nump">1,602<span></span>
</td>
<td class="nump">987<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
<td class="nump">1,791<span></span>
</td>
<td class="nump">1,721<span></span>
</td>
<td class="nump">1,652<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Other comprehensive income (loss), net of income taxes:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax', window );">Net pension plan activity arising during the period</a></td>
<td class="num">(5)<span></span>
</td>
<td class="nump">5<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax', window );">Net unrealized derivative instrument gains arising during the period</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Net other comprehensive loss</a></td>
<td class="num">(3)<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries', window );">Other comprehensive income (loss) activity of Bank subsidiaries, net of income taxes</a></td>
<td class="nump">683<span></span>
</td>
<td class="num">(283)<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Total other comprehensive income (loss), net of income taxes</a></td>
<td class="nump">680<span></span>
</td>
<td class="num">(276)<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Total comprehensive income</a></td>
<td class="nump">2,471<span></span>
</td>
<td class="nump">1,445<span></span>
</td>
<td class="nump">1,645<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=cfg_NonbankSubsidiariesMember', window );">Nonbank subsidiaries | Parent company</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingIncomeLossAbstract', window );"><strong>OPERATING INCOME:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeOperating', window );">Interest</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_DividendFromNonBankSubsidiaries', window );">Dividends from nonbank subsidiaries</a></td>
<td class="nump">8<span></span>
</td>
<td class="nump">5<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingExpensesAbstract', window );"><strong>OPERATING EXPENSE:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromSubsidiariesNetOfTax', window );">Equity in undistributed income (losses) of subsidiaries and associated companies</a></td>
<td class="nump">15<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=cfg_BankSubsidiariesandAssociatedBanksMember', window );">Bank subsidiaries | Parent company</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingExpensesAbstract', window );"><strong>OPERATING EXPENSE:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromSubsidiariesNetOfTax', window );">Equity in undistributed income (losses) of subsidiaries and associated companies</a></td>
<td class="nump">$ 682<span></span>
</td>
<td class="nump">$ 109<span></span>
</td>
<td class="nump">$ 655<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_DividendFromNonBankSubsidiaries">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Dividend from non bank subsidiaries</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_DividendFromNonBankSubsidiaries</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_ManagementandServiceFeeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of management and service fee income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_ManagementandServiceFeeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of other comprehensive income (loss) attributable to Bank subsidiaries.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e557-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669625-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669619-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ComprehensiveIncomeNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendIncomeOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of operating dividend income on securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendIncomeOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquitySecuritiesFvNiRealizedGainLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of realized gain (loss) from sale of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 321<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=116654751&amp;loc=SL75117546-209714<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquitySecuritiesFvNiRealizedGainLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 940<br> -SubTopic 20<br> -Section 25<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=68072869&amp;loc=d3e41242-110953<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(10))<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(8))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637232&amp;loc=SL114874131-224263<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109234566&amp;loc=d3e22694-107794<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(15))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of income (loss) from continuing operations including portion attributable to the noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=108774443&amp;loc=SL4569616-111683<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromSubsidiariesNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of income (loss) of subsidiary attributable to the parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromSubsidiariesNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109238882&amp;loc=d3e38679-109324<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1-5)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the cost of borrowed funds accounted for as interest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 30<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=114775744&amp;loc=d3e28555-108399<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (210.5-03(11))<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.9)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of operating interest income, including, but not limited to, amortization and accretion of premiums and discounts on securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.1(e))<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(b)(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LaborAndRelatedExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669619-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669625-108580<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637232&amp;loc=SL114874131-224263<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Generally recurring costs associated with normal operations except for the portion of these expenses which can be clearly related to production and included in cost of sales or services. Includes selling, general and administrative expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingExpensesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingExpensesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingIncomeLossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingIncomeLossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax and reclassification adjustments of other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669619-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21463-112644<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 55<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=118951672&amp;loc=d3e1436-108581<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669625-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of other comprehensive income (loss) attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669625-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=109239629&amp;loc=SL4573702-111684<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=108774443&amp;loc=SL4569643-111683<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669619-108580<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=108774443&amp;loc=SL4569616-111683<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after tax and reclassification adjustment, of (increase) decrease in accumulated other comprehensive income for defined benefit plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e637-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (i-k)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669646-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of increase (decrease) in accumulated gain (loss) from derivative instruments designated and qualifying as the effective portion of cash flow hedges and an entity's share of an equity investee's increase (decrease) in deferred hedging gain (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669646-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=109978405&amp;loc=d3e80720-113993<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e637-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherCostAndExpenseOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of other operating cost and expense items that are associated with the entity's normal revenue producing operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherCostAndExpenseOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherOperatingIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of other operating income, the components of which are not separately disclosed on the income statement, from items that are associated with the entity's normal revenue producing operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherOperatingIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=cfg_NonbankSubsidiariesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=cfg_NonbankSubsidiariesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=cfg_BankSubsidiariesandAssociatedBanksMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=cfg_BankSubsidiariesandAssociatedBanksMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>41
<FILENAME>R7.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6932717104">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Total</div></th>
<th class="th"><div>Preferred Stock</div></th>
<th class="th"><div>Common Stock</div></th>
<th class="th"><div>Additional Paid-in Capital</div></th>
<th class="th"><div>Retained Earnings</div></th>
<th class="th"><div>Treasury Stock, at Cost</div></th>
<th class="th"><div>Accumulated Other Comprehensive Loss</div></th>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Beginning balance (in shares) at Dec. 31, 2016</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">512,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Beginning balance at Dec. 31, 2016</a></td>
<td class="nump">$ 19,747<span></span>
</td>
<td class="nump">$ 247<span></span>
</td>
<td class="nump">$ 6<span></span>
</td>
<td class="nump">$ 18,722<span></span>
</td>
<td class="nump">$ 2,703<span></span>
</td>
<td class="num">$ (1,263)<span></span>
</td>
<td class="num">$ (668)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward', window );"><strong>Increase (Decrease) in Stockholders' Equity [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Dividends to common stockholders</a></td>
<td class="num">(322)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(322)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Dividends to preferred stockholders</a></td>
<td class="num">(14)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(14)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Treasury stock purchased (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(22,000,000)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Treasury stock purchased</a></td>
<td class="num">(820)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">25<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(845)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation', window );">Share-based compensation plans (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue', window );">Share-based compensation plans</a></td>
<td class="nump">22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan', window );">Employee stock purchase plan shares purchased</a></td>
<td class="nump">12<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">12<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTaxAbstract', window );"><strong>Total comprehensive income:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">1,652<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,652<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income (loss)</a></td>
<td class="num">(7)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Total comprehensive income</a></td>
<td class="nump">1,645<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,652<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings', window );">Reclassification of tax effects resulting from the 2017 Tax Legislation</a></td>
<td class="num">(145)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">145<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(145)<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Ending balance (in shares) at Dec. 31, 2017</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">491,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Ending balance at Dec. 31, 2017</a></td>
<td class="nump">20,270<span></span>
</td>
<td class="nump">$ 247<span></span>
</td>
<td class="nump">$ 6<span></span>
</td>
<td class="nump">18,781<span></span>
</td>
<td class="nump">4,164<span></span>
</td>
<td class="num">(2,108)<span></span>
</td>
<td class="num">(820)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward', window );"><strong>Increase (Decrease) in Stockholders' Equity [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Dividends to common stockholders</a></td>
<td class="num">(471)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(471)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Dividends to preferred stockholders</a></td>
<td class="num">(29)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(29)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesNewIssues', window );">Preferred stock issued (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueNewIssues', window );">Preferred stock issued</a></td>
<td class="nump">$ 593<span></span>
</td>
<td class="nump">$ 593<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Treasury stock purchased (in shares)</a></td>
<td class="num">(25,773,807)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(26,000,000)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Treasury stock purchased</a></td>
<td class="num">$ (1,025)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,025)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation', window );">Share-based compensation plans (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue', window );">Share-based compensation plans</a></td>
<td class="nump">20<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">20<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan', window );">Employee stock purchase plan shares purchased</a></td>
<td class="nump">14<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">14<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTaxAbstract', window );"><strong>Total comprehensive income:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">1,721<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,721<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income (loss)</a></td>
<td class="num">(276)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(276)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Total comprehensive income</a></td>
<td class="nump">1,445<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,721<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(276)<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Ending balance (in shares) at Dec. 31, 2018</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,000,000<span></span>
</td>
<td class="nump">466,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Ending balance at Dec. 31, 2018</a></td>
<td class="nump">20,817<span></span>
</td>
<td class="nump">$ 840<span></span>
</td>
<td class="nump">$ 6<span></span>
</td>
<td class="nump">18,815<span></span>
</td>
<td class="nump">5,385<span></span>
</td>
<td class="num">(3,133)<span></span>
</td>
<td class="num">(1,096)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward', window );"><strong>Increase (Decrease) in Stockholders' Equity [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Dividends to common stockholders</a></td>
<td class="num">(617)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(617)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Dividends to preferred stockholders</a></td>
<td class="num">(73)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(73)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesNewIssues', window );">Preferred stock issued (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueNewIssues', window );">Preferred stock issued</a></td>
<td class="nump">$ 730<span></span>
</td>
<td class="nump">$ 730<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Treasury stock purchased (in shares)</a></td>
<td class="num">(34,305,768)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(34,000,000)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Treasury stock purchased</a></td>
<td class="num">$ (1,220)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,220)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation', window );">Share-based compensation plans (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue', window );">Share-based compensation plans</a></td>
<td class="nump">59<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">59<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan', window );">Employee stock purchase plan shares purchased</a></td>
<td class="nump">17<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">17<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTaxAbstract', window );"><strong>Total comprehensive income:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">1,791<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,791<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income (loss)</a></td>
<td class="nump">680<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">680<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Total comprehensive income</a></td>
<td class="nump">2,471<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,791<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">680<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Ending balance (in shares) at Dec. 31, 2019</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,000,000<span></span>
</td>
<td class="nump">433,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Ending balance at Dec. 31, 2019</a></td>
<td class="nump">$ 22,201<span></span>
</td>
<td class="nump">$ 1,570<span></span>
</td>
<td class="nump">$ 6<span></span>
</td>
<td class="nump">$ 18,891<span></span>
</td>
<td class="nump">$ 6,498<span></span>
</td>
<td class="num">$ (4,353)<span></span>
</td>
<td class="num">$ (411)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in accumulated other comprehensive income (AOCI) for reclassification to retained earnings of tax effect from remeasurement of deferred tax pursuant to Tax Cuts and Jobs Act of 2017.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase to additional paid-in capital (APIC) for recognition of cost for award under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 20<br> -Section 55<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=118258462&amp;loc=d3e11149-113907<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=116856206&amp;loc=d3e5047-113901<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 20<br> -Section 55<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=118258462&amp;loc=d3e11178-113907<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 35<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=116855982&amp;loc=d3e4534-113899<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e557-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669625-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669619-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ComprehensiveIncomeNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTaxAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ComprehensiveIncomeNetOfTaxAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStockCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid common stock dividends declared with the form of settlement in cash.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsCommonStockCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStockCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPreferredStockCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInStockholdersEquityRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669619-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669625-108580<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637232&amp;loc=SL114874131-224263<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of other comprehensive income (loss) attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669625-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=109239629&amp;loc=SL4573702-111684<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=108774443&amp;loc=SL4569643-111683<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669619-108580<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=108774443&amp;loc=SL4569616-111683<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued which are neither cancelled nor held in the treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesNewIssues">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of new stock issued during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21463-112644<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesNewIssues</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number, after forfeiture, of shares or units issued under share-based payment arrangement. Excludes shares or units issued under employee stock ownership plan (ESOP).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21463-112644<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate change in value for stock issued during the period as a result of employee stock purchase plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21463-112644<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueNewIssues">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Equity impact of the value of new stock issued during the period. Includes shares issued in an initial public offering or a secondary public offering.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21463-112644<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueNewIssues</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(31))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockSharesAcquired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares that have been repurchased during the period and are being held in treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21463-112644<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockSharesAcquired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValueAcquiredCostMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21463-112644<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6405813&amp;loc=d3e23239-112655<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockValueAcquiredCostMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>42
<FILENAME>R22.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6673463616">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFITS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CompensationAndRetirementDisclosureAbstract', window );"><strong>Retirement Benefits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock', window );">EMPLOYEE BENEFITS</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 14 - EMPLOYEE BENEFITS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Pension Plans</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens maintains a non-contributory pension plan (the &#8220;Qualified Plan&#8221;) that was closed to new hires and re-hires effective January 1, 2009, and frozen to all participants effective December 31, 2012. Benefits under the Qualified Plan are based on employees&#8217; years of service and highest </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">5</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">-year average of eligible compensation. The Qualified Plan is funded on a current basis, in compliance with the requirements of ERISA. Citizens also provides an unfunded, non-qualified supplemental retirement plan (the &#8220;Non-Qualified Plan&#8221;), which was closed and frozen effective December 31, 2012. The Company&#8217;s Qualified Plan and Non-Qualified Plan are collectively referred to as the Company&#8217;s &#8220;Pension Plans&#8221;. The Pension Plans&#8217; investments include equity-oriented and fixed income-oriented investments, including but not limited to government obligations, corporate bonds, and common and collective equity and fixed income funds.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents changes in the fair value of the Company&#8217;s Pension Plans&#8217; assets, projected benefit obligation, funded status, and accumulated benefit obligation: </span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90243902439025%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:65%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Qualified Plan</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Non-Qualified Plan</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value of plan assets as of January 1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,050</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,139</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Actual return on plan assets </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>259</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(81</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Employer contributions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>50</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Benefits and administrative expenses paid</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(63</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(58</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value of plan assets as of December 31</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,246</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,050</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Projected benefit obligation</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,075</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>972</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>102</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>95</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Pension asset (obligation)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$171</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$78</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($102</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($95</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Accumulated benefit obligation</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,075</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$972</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$102</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$95</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company&#8217;s projected benefit obligation increased for the year ending </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, due to the decrease in the discount rate assumption, partially offset by updated mortality assumptions. Citizens recognized actuarial gains and losses on the Pension Plans in AOCI resulting in an ending balance of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$551 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$618 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>No</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> contributions were made to the Qualified Plan in 2019 and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>no</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> contribution is planned for 2020. Citizens contributed </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$50 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> to the qualified plan in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Citizens contributed </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$8 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> to the Non-Qualified Plan in 2019 and expects to contribute </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$8 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in 2020.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents other changes in plan assets and benefit obligations recognized in OCI for the Company&#8217;s Pension Plans: </span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:77%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net periodic pension income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($16</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net actuarial (gain) loss</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(49</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>49</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(31</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization of prior service credit</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization of net actuarial loss</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(19</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(17</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(18</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total (loss) gain recognized in other comprehensive loss</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(68</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>33</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(48</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total (loss) gain recognized in net periodic pension (income) cost and other comprehensive loss</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($73</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$17</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($50</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Costs under the Company&#8217;s Pension Plans are actuarially computed and include current service costs and amortization of prior service costs over the participants&#8217; average future working lifetime. The actuarial cost method used in determining the net periodic pension cost is the projected unit method.&#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the components of net periodic pension (income) cost for the Company&#8217;s Pension Plans:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:678px;border-collapse:collapse;text-align:left;"><tr><td colspan="36"/></tr><tr><td style="width:273px;"/><td style="width:5px;"/><td style="width:28px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:32px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:32px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:32px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:32px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:32px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:32px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:32px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:32px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="35" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Qualified Plan</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Non-Qualified Plan</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Service cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest cost</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>41</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>39</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>42</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>45</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>43</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>46</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Expected return on plan assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(72</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(79</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(69</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(72</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(79</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(69</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization of actuarial loss</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>16</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net periodic pension (income) cost</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($11</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($22</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($16</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">In the Consolidated Statements of Operations, service cost is presented in salaries and employee benefits, and all other components of net periodic pension (income) cost are presented in other operating expense. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the expected future benefit payments for the Company&#8217;s Pension Plans:</span></div><div style="line-height:120%;padding-bottom:20px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90243902439025%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:89%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Expected benefit payments by fiscal year ending:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December&#160;31, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$67</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December&#160;31, 2021</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>68</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December&#160;31, 2022</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>68</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December&#160;31, 2023</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>68</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December&#160;31, 2024</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>69</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December 31, 2025 - 2029</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>348</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">401(k) Plan</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens sponsors a 401(k) Plan under which employee tax-deferred/Roth after-tax contributions to the 401(k) Plan are matched by the Company after completion of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">one</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> year of service. Contributions are matched at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>100%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> up to an overall limitation of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>4%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> on a pay period basis. Substantially all employees will receive an additional </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>2%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of earnings after completion of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">one</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> year of service, subject to limits set by the Internal Revenue Service. Amounts contributed and expensed by the Company were </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$72 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> compared to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$68 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$61 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CompensationAndRetirementDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CompensationAndRetirementDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for pension and other postretirement benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -URI http://asc.fasb.org/topic&amp;trid=2235017<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>43
<FILENAME>R146.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7089860160">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>NONINTEREST INCOME - Noninterest Income (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIncomeAndExpensesAbstract', window );"><strong>Other Income and Expenses [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">$ 1,172<span></span>
</td>
<td class="nump">$ 1,119<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_NoninterestIncomeMiscellaneous', window );">Revenue from other sources</a></td>
<td class="nump">705<span></span>
</td>
<td class="nump">477<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total noninterest income</a></td>
<td class="nump">$ 1,877<span></span>
</td>
<td class="nump">$ 1,596<span></span>
</td>
<td class="nump">$ 1,534<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_NoninterestIncomeMiscellaneous">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Noninterest Income, Miscellaneous</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_NoninterestIncomeMiscellaneous</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherIncomeAndExpensesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherIncomeAndExpensesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value added and excise.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 606<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118956577&amp;loc=SL49130543-203045<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 606<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=118956577&amp;loc=SL49130545-203045<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>44
<FILENAME>R26.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7031270272">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>COMMITMENTS AND CONTINGENCIES<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock', window );">COMMITMENTS AND CONTINGENCIES</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 18 - COMMITMENTS AND CONTINGENCIES</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A summary of outstanding off-balance sheet arrangements is presented below: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;padding-left:24px;text-indent:-24px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:540px;"/><td style="width:5px;"/><td style="width:60px;"/><td style="width:4px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:58px;"/><td style="width:4px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commitments to extend credit</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$72,743</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$69,553</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Letters of credit</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,190</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,125</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Risk participation agreements</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans sold with recourse</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Marketing rights</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>33</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$75,040</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71,739</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Commitments to Extend Credit</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Commitments to extend credit are agreements to lend to customers in accordance with conditions contractually agreed upon in advance. Generally, the commitments have fixed expiration dates or termination clauses and may require payment of a fee. Since many of these commitments are expected to expire without being drawn upon, the contract amounts are not necessarily indicative of future cash requirements.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company&#8217;s commercial loan trading desk provides ongoing secondary market support and liquidity to its clients. Unsettled loan trades (i.e., loan purchase contracts) represent firm commitments to purchase loans from a third party at an agreed-upon price. Principal amounts associated with unsettled commercial loan trades are off-balance sheet commitments until delivery of the loans has taken place. The principal balances of unsettled commercial loan trade purchases and sales were </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$183 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$236 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$68 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$161 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Letters of Credit </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Letters of credit in the table above reflect commercial, standby financial and standby performance letters of credit. Standby letters of credit, both financial and performance, are issued by the Company for its customers. They are used as conditional guarantees of payment to a third party in the event the customer either fails to make specific payments (financial) or fails to complete a specific project (performance). The Company&#8217;s exposure to credit loss in the event of counterparty nonperformance in connection with the above instruments is represented by the contractual amount of those instruments, net of the value of collateral held. Generally, letters of credit are collateralized by cash, accounts receivable, inventory or investment securities. Credit risk associated with letters of credit is considered in determining the appropriate amounts of reserves for unfunded commitments. Standby letters of credit and commercial letters of credit are issued for terms of up to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>ten years</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>one year</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Other Commitments</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens has additional off-balance sheet arrangements that are summarized below:</span></div><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Marketing Rights - During 2003, Citizens entered into a </span><span style="font-family:Trebuchet;font-size:10pt;"><span>25</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">-year agreement to acquire the naming and marketing rights of a baseball stadium in Pennsylvania. </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Loans sold with recourse - Citizens is an originator and servicer of residential mortgages and routinely sells such mortgage loans in the secondary market and to GSEs. In the context of such sales, the Company makes certain representations and warranties regarding the characteristics of the underlying loans and, as a result, may be contractually required to repurchase such loans or indemnify certain parties against losses for certain breaches of those representations and warranties. The Company also sells the government guaranteed portion of certain SBA loans to outside investors, for which it retains the servicing rights.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Risk Participation Agreements - RPAs are guarantees issued by the Company to other parties for a fee, whereby the Company agrees to participate in the credit risk of a derivative customer of the other party. The current amount of credit exposure is spread out over </span><span style="font-family:Trebuchet;font-size:10pt;"><span>89</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> counterparties. RPAs generally have terms ranging from </span><span style="font-family:Trebuchet;font-size:10pt;"><span>one year</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> to </span><span style="font-family:Trebuchet;font-size:10pt;"><span>five years</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">; however, certain outstanding agreements have terms as long as </span><span style="font-family:Trebuchet;font-size:10pt;"><span>ten years</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div></td></tr></table><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Contingencies</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company operates in a legal and regulatory environment that exposes it to potentially significant risks. A certain amount of litigation ordinarily results from the nature of the Company&#8217;s banking and other businesses. The Company is a party to legal proceedings, including class actions. The Company is also the subject of investigations, reviews, subpoenas, and regulatory matters arising out of its normal business operations, which, in some instances, relate to concerns about fair lending, unfair and/or deceptive practices, mortgage-related issues, and mis-selling of certain products. In addition, the Company engages in discussions with relevant governmental and regulatory authorities on a regular and ongoing basis regarding various issues, and any issues discussed or identified may result in investigatory or other action being taken. Litigation and regulatory matters may result in settlements, damages, fines, penalties, public or private censure, increased costs, required remediation, restrictions on business activities, or other impacts on the Company.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In these disputes and proceedings, the Company contests liability and the amount of damages as appropriate. Given their complex nature, and based on the Company's experience, it may be years before some of these matters are finally resolved. Moreover, before liability can be reasonably estimated for a claim, numerous legal and factual issues may need to be examined, including through potentially lengthy discovery and determination of important </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">factual matters, and by addressing novel or unsettled legal issues relevant to the proceedings in question. The Company cannot predict with certainty if, how, or when such claims will be resolved or what the eventual settlement, fine, penalty or other relief, if any, may be, particularly for claims that are at an early stage in their development or where claimants seek substantial or indeterminate damages. The Company recognizes a provision for a claim when, in the opinion of management after seeking legal advice, it is probable that a liability exists and the amount of loss can be reasonably estimated. In many proceedings, however, it is not possible to determine whether any loss is probable or to estimate the amount of any loss. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Based on information currently available, the advice of legal counsel and other advisers, and established reserves, management believes that the aggregate liabilities, if any, potentially arising from these proceedings will not have a materially adverse effect on the Company&#8217;s Consolidated Financial Statements.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for commitments and contingencies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 450<br> -URI http://asc.fasb.org/topic&amp;trid=2127136<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 440<br> -URI http://asc.fasb.org/topic&amp;trid=2144648<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>45
<FILENAME>R142.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6937670128">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS - Schedule of Gain (Loss) on Assets and Liabilities Measured on Nonrecurring Basis Included in Earnings (Details) - Nonrecurring measurement basis - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Impaired collateral-dependent loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings', window );">Gain (loss) included in earnings on assets measured on a nonrecurring basis</a></td>
<td class="num">$ (34)<span></span>
</td>
<td class="num">$ (13)<span></span>
</td>
<td class="num">$ (35)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">MSRs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings', window );">Gain (loss) included in earnings on assets measured on a nonrecurring basis</a></td>
<td class="num">(1)<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Leased assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings', window );">Gain (loss) included in earnings on assets measured on a nonrecurring basis</a></td>
<td class="num">$ (12)<span></span>
</td>
<td class="num">$ (7)<span></span>
</td>
<td class="num">$ (15)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of unrealized (holding) gain (loss) which is included in the statement of income (or changes in net assets) related to those assets still held at the reporting date for which fair value is measured on a nonrecurring basis.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=cfg_LoansCollateralDependentImpairedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=cfg_LoansCollateralDependentImpairedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=cfg_MortgageServicingRightsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=cfg_MortgageServicingRightsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=cfg_LeasedAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=cfg_LeasedAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>46
<FILENAME>R10.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034469184">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>CASH AND DUE FROM BANKS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAbstract', window );"><strong>Cash and Cash Equivalents [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsDisclosureTextBlock', window );">CASH AND DUE FROM BANKS</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 2 - CASH AND DUE FROM BANKS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For the purposes of reporting cash flows, cash and cash equivalents have original maturities of three months or less and include cash and due from banks and interest-bearing cash and due from banks, primarily at the FRB.</span></div><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens maintains certain average reserve balances and compensating balances for check clearing and other services with the FRB. At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the balance of deposits at the FRB amounted to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$2.1 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$3.0 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. Average balances maintained with the FRB during the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> exceeded amounts required by law for the FRB&#8217;s requirements. All amounts, both required and excess reserves, held at the FRB currently earn interest at a fixed rate of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">155 basis points</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Citizens recorded interest income on FRB deposits of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$28 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$28 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$16 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span>, respectively, in interest-bearing deposits in banks in the Consolidated Statements of Operations.<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for cash and cash equivalent footnotes,  which may include the types of deposits and money market instruments, applicable carrying amounts, restricted amounts and compensating balance arrangements. Cash and equivalents include: (1) currency on hand (2) demand deposits with banks or financial institutions (3) other kinds of accounts that have the general characteristics of demand deposits (4) short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Generally, only investments maturing within three months from the date of acquisition qualify.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>47
<FILENAME>R14.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034340912">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>PREMISES, EQUIPMENT, AND SOFTWARE<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Property, Plant and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock', window );">PREMISES, EQUIPMENT, AND SOFTWARE</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 6 - PREMISES, EQUIPMENT AND SOFTWARE</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Premises and Equipment</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation and amortization have been computed using the straight-line method over the estimated useful lives of the assets. Leasehold improvements are amortized over the life of the lease (including renewal options if exercise of those options is reasonably assured) or their estimated useful life, whichever is shorter.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Additions to premises and equipment are recorded at cost. The cost of major additions, improvements and betterments is capitalized. Normal repairs and maintenance and other costs that do not improve the property, extend the useful life or otherwise do not meet capitalization criteria are charged to expense as incurred. Citizens evaluates premises and equipment for impairment when events or changes in circumstances indicate that the carrying value of such assets may not be recoverable.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A summary of the carrying value of premises and equipment is presented below: </span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="10"/></tr><tr><td style="width:73%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Useful Lives (years)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Land and land improvements</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10 - 75</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$102</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$112</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Buildings and leasehold improvements</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5 - 60</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>848</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>852</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Furniture, fixtures and equipment</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5 - 20</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>535</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,019</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Construction in progress</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>368</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>292</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total premises and equipment, gross</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,853</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,275</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Accumulated depreciation</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1,092</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1,484</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total premises and equipment, net</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$761</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$791</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Depreciation charged to noninterest expense totaled </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$116 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$117 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$124 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, and is presented in the Consolidated Statements of Operations in both occupancy and equipment expense. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Software</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Costs related to computer software developed or obtained for internal use are capitalized if the projects improve functionality and provide long-term future operational benefits. Capitalized costs are amortized using the straight-line method over the asset&#8217;s expected useful life, based upon the basic pattern of consumption and economic benefits provided by the asset. Citizens begins to amortize the software when the asset (or identifiable component of the asset) is substantially complete and ready for its intended use. All other costs incurred in connection with an internal-use software project are expensed as incurred. Capitalized software is included in other assets on the Consolidated Balance Sheets.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens had capitalized software assets of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$2.0 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$1.8 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and related accumulated amortization of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$1.1 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$948 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. Amortization expense was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$194 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$189 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$180 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The estimated future amortization expense for capitalized software assets is presented below: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:81%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$175</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2021</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>136</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>102</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2024</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>46</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Thereafter</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>62</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$594</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Excluded from this balance is </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$296 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of in-process software at </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, accounting policies and methodology, roll forwards, depreciation, depletion and amortization expense, including composite depreciation, accumulated depreciation, depletion and amortization expense, useful lives and method used, income statement disclosures, assets held for sale and public utility disclosures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -URI http://asc.fasb.org/topic&amp;trid=2155823<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>48
<FILENAME>R18.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6674506640">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>VARIABLE INTEREST ENTITIES<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_VariableInterestEntitiesAbstract', window );"><strong>Variable Interest Entities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentsDisclosureTextBlock', window );">VARIABLE INTEREST ENTITIES</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 10 - VARIABLE INTEREST ENTITIES</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens makes equity investments in various entities that are considered VIEs, as defined by GAAP. A VIE typically does not have sufficient equity at risk to finance its activities without additional subordinated financial support from other parties. The Company&#8217;s variable interest arises from contractual, ownership or other monetary interests in the entity, which change with fluctuations in the fair value of the entity's net assets. Citizens consolidates a VIE if it is the primary beneficiary of the entity. Citizens is the primary beneficiary of a VIE if its variable interest provides it with the power to direct the activities that most significantly impact the VIE and the right to receive benefits (or the obligation to absorb losses) that could potentially be significant to the VIE. To determine whether or not a variable interest held could potentially be significant to the VIE, the company considers both qualitative and quantitative factors regarding the nature, size and form of its involvement with the VIE. Citizens assesses whether or not it is the primary beneficiary of a VIE on an ongoing basis. </span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:9px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens is involved in various entities that are considered VIEs, including investments in limited partnerships that sponsor affordable housing projects, limited liability companies that sponsor renewable energy projects and lending to special purpose entities. Citizens&#8217; maximum exposure to loss as a result of its involvement with these entities is limited to the balance sheet carrying amount of its equity investment and outstanding principal balance of loans to special purpose entities. </span></div><div style="line-height:120%;padding-bottom:9px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A summary of these investments is presented below:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:75%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">LIHTC investment included in other assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,401</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,236</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">LIHTC unfunded commitments included in other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>716</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>673</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Lending to special purpose entities included in loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,101</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>613</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Renewable energy investments included in other assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>355</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>319</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Low Income Housing Tax Credit Partnerships </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The purpose of the Company&#8217;s equity investments is to assist in achieving the goals of the Community Reinvestment Act and to earn an adequate return of capital. LIHTC partnerships are managed by unrelated general partners that have the power to direct the activities which most significantly affect the performance of the partnerships. Citizens is therefore not the primary beneficiary of any LIHTC partnerships. Accordingly, Citizens does not consolidate these VIEs and accounts for these investments in other assets on the Consolidated Balance Sheets.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens applies the proportional amortization method to account for its LIHTC investments. Under the proportional amortization method, the Company applies a practical expedient and amortizes the initial cost of the investment in proportion to the tax credits received in the current period as compared to the total tax credits expected to be received over the life of the investment. The amortization and tax benefits are included as a component of income tax expense. The tax credits received are reported as a reduction of income tax expense (or an increase to income tax benefit) related to these transactions.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents other information related to the Company&#8217;s affordable housing tax credit investments: </span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:469px;"/><td style="width:5px;"/><td style="width:58px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:58px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:58px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tax credits included in income tax expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$128</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$101</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$83</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization expense included in income tax expense</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>137</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>110</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>94</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other tax benefits included in income tax expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>32</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> &#160;&#160;&#160;&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>No</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> LIHTC investment impairment losses were recognized during the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and 2017.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Lending to Special Purpose Entities</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens provides lending facilities to third-party sponsored special purpose entities. Because the sponsor for each respective entity has the power to direct how proceeds from the Company are utilized, as well as maintains responsibility for any associated servicing commitments, Citizens is not the primary beneficiary of these entities. Accordingly, Citizens does not consolidate these VIEs on the Consolidated Balance Sheets. As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the lending facilities had aggregate unpaid principal balances of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$1.1 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$613 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, and undrawn commitments to extend credit of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$1.2 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$584 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Renewable Energy Entities</span></div>The Company&#8217;s investments in renewable energy entities provide benefits from a return generated by government incentives plus other tax attributes that are associated with tax ownership (e.g., tax depreciation). As a tax equity investor, Citizens does not have the power to direct the activities which most significantly affect the performance of these entities and therefore is not the primary beneficiary of any renewable energy entities. Accordingly, Citizens does not consolidate these VIEs and accounts for these investments in other assets on the Consolidated Balance Sheets.<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_VariableInterestEntitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Variable Interest Entities [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_VariableInterestEntitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestmentsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for equity method investments and joint ventures. Equity method investments are investments that give the investor the ability to exercise significant influence over the operating and financial policies of an investee. Joint ventures are entities owned and operated by a small group of businesses as a separate and specific business or project for the mutual benefit of the members of the group.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SX 210.3A-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=116822174&amp;loc=d3e355119-122828<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 323<br> -URI http://asc.fasb.org/topic&amp;trid=2196965<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquityMethodInvestmentsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>49
<FILENAME>R37.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7041239200">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SECURITIES (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investments, Debt and Equity Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_SecuritiesTableTextBlock', window );">Schedule of securities held</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the major components of securities at amortized cost and fair value:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:680px;border-collapse:collapse;text-align:left;"><tr><td colspan="26"/></tr><tr><td style="width:206px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:53px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:53px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:41px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:53px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:53px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:41px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized Cost</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Gains</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized Cost</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Gains</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$24</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$24</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities, at fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,803</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>143</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(71</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,875</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,211</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>28</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(605</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,634</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>638</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>24</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>662</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>236</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>232</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total mortgage-backed </span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">securities, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,441</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>167</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(71</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,537</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,447</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(612</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,866</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale, at fair value</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20,517</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$167</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($71</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20,613</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20,476</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$31</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($612</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$19,895</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,202</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$45</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($5</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,242</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,425</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($132</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,293</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>740</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>748</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total mortgage-backed </span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">securities, at cost</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,202</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>45</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,242</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4,165</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(132</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4,041</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities held to maturity</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,202</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$45</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,242</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,165</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($132</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,041</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Money market mutual fund investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$47</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$47</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$181</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$181</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total equity securities, at fair value</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$47</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$47</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$181</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$181</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal Reserve Bank stock</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$577</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$577</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$463</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$463</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal Home Loan Bank stock</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>222</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>222</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>364</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>364</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other equity securities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total equity securities, at cost</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$807</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$807</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$834</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$834</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock', window );">Schedule of investments classified by maturity date</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the amortized cost and fair value of debt securities by contractual maturity as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without incurring penalties.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:354px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:57px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:56px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:56px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Distribution of Maturities</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">1 Year                or Less</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">1-5                Years</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">5-10             Years</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">After 10       Years</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized cost:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>215</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,534</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18,054</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,803</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>638</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>638</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>215</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,534</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18,697</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,517</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:0px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,202</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,202</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities held to maturity</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,202</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,202</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total amortized cost of debt securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$215</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,534</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$21,899</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$23,719</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>217</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,553</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18,105</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,875</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>662</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>662</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>217</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,553</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18,772</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,613</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:0px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,242</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,242</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities held to maturity</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,242</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,242</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total fair value of debt securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$217</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,553</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$22,014</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$23,855</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnInvestmentsTextBlock', window );">Schedule of income recognized on investment securities</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents realized gains and losses on securities:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:520px;"/><td style="width:5px;"/><td style="width:40px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:41px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:42px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gains on sale of debt securities</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$41</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$11</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Losses on sale of debt securities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(16</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Debt securities gains, net</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$25</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$19</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$11</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity securities gains</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> For the </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">year ended December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$6 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of gains on sale of debt securities were recognized in mortgage banking fees in the Consolidated Statements of Operations, as they related to AFS securities held as economic hedges of the value of the MSR portfolio recognized using the amortization method.&#160;&#160;&#160;&#160;</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock', window );">Schedule of financial instruments owned and pledged as collateral</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the amortized cost and fair value of debt securities pledged:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="14"/></tr><tr><td style="width:410px;"/><td style="width:5px;"/><td style="width:68px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:48px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:68px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized Cost</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized Cost</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Pledged against repurchase agreements</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$265</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$266</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$344</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$338</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Pledged against FHLB borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>638</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>662</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>745</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>752</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Pledged against derivatives, to qualify for fiduciary powers, and to secure public and other deposits as required by law</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,670</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,672</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,592</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,460</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock', window );">Other than temporary impairment recognized in earnings</a></td>
<td class="text"><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the net securities impairment losses recognized in earnings:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:74%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other-than-temporary impairment:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total other-than-temporary impairment losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($2</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;Portions of loss recognized in other comprehensive income (before taxes)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net securities impairment losses recognized in earnings on debt securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock', window );">Schedule of unrealized loss on investments</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following tables present mortgage-backed debt securities with fair values below their respective carrying values, separated by the duration the securities have been in a continuous unrealized loss position:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="27"/></tr><tr><td style="width:120px;"/><td style="width:57px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:49px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:57px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:49px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:57px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:49px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="26" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Less than 12 Months</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">12 Months or Longer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>106</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5,135</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($24</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>120</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,748</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($52</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>226</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$8,883</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($76</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>106</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5,135</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($24</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>120</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,748</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($52</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>226</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$8,883</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($76</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="27"/></tr><tr><td style="width:120px;"/><td style="width:57px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:49px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:57px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:49px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:57px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:49px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="26" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Less than 12 Months</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">12 Months or Longer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>166</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,881</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($89</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>429</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$15,124</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($648</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>595</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20,005</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($737</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>139</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>72</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>211</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>176</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5,020</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($90</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>440</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$15,196</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($654</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>616</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20,216</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($744</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the amount of other than temporary impairment (OTTI) related to losses recognized in earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_SecuritiesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of available-for-sale, held to maturity, and other investment securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, and amortized cost basis.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_SecuritiesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnInvestmentsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of realized and unrealized gain (loss) on investment in security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnInvestmentsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financial instruments held by the entity for its own account for trading or investment purposes that are carried at fair value and pledged to counterparties as collateral for financing transactions. Description may include equity, fixed income, debt or other securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=66007379&amp;loc=d3e113888-111728<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1A<br> -URI http://asc.fasb.org/extlink&amp;oid=109249958&amp;loc=SL6224234-111729<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27290-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>50
<FILENAME>R153.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7047270112">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INCOME TAXES - Effective Income Tax Reconciliation (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract', window );"><strong>Amount</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate', window );">U.S. Federal income tax expense</a></td>
<td class="nump">$ 473<span></span>
</td>
<td class="nump">$ 459<span></span>
</td>
<td class="nump">$ 669<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract', window );"><strong>Increase (decrease) resulting from:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate', window );">Federal rate change</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(34)<span></span>
</td>
<td class="num">(331)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes', window );">State and local income taxes (net of federal benefit)</a></td>
<td class="nump">73<span></span>
</td>
<td class="nump">89<span></span>
</td>
<td class="nump">46<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount', window );">Bank-owned life insurance</a></td>
<td class="num">(12)<span></span>
</td>
<td class="num">(12)<span></span>
</td>
<td class="num">(19)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationTaxExemptIncome', window );">Tax-exempt interest</a></td>
<td class="num">(15)<span></span>
</td>
<td class="num">(15)<span></span>
</td>
<td class="num">(21)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationTaxCredits', window );">Tax advantaged investments (including related credits)</a></td>
<td class="num">(50)<span></span>
</td>
<td class="num">(44)<span></span>
</td>
<td class="num">(51)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationTaxCreditsOther', window );">Other tax credits</a></td>
<td class="num">(10)<span></span>
</td>
<td class="num">(8)<span></span>
</td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationTaxContingencies', window );">Adjustments for uncertain tax positions</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="num">(23)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationNondeductibleExpense', window );">Non-deductible FDIC premiums</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">21<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount', window );">Legacy tax matters</a></td>
<td class="num">(19)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationOtherReconcilingItems', window );">Other</a></td>
<td class="nump">7<span></span>
</td>
<td class="nump">5<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
<td class="nump">$ 460<span></span>
</td>
<td class="nump">$ 462<span></span>
</td>
<td class="nump">$ 260<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract', window );"><strong>Rate</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate', window );">U.S. Federal income tax rate</a></td>
<td class="nump">21.00%<span></span>
</td>
<td class="nump">21.00%<span></span>
</td>
<td class="nump">35.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract', window );"><strong>Increase (decrease) resulting from:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate', window );">Federal rate change</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="num">(1.60%)<span></span>
</td>
<td class="num">(17.30%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes', window );">State and local income taxes (net of federal benefit)</a></td>
<td class="nump">3.20%<span></span>
</td>
<td class="nump">4.10%<span></span>
</td>
<td class="nump">2.40%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent', window );">Bank-owned life insurance</a></td>
<td class="num">(0.50%)<span></span>
</td>
<td class="num">(0.50%)<span></span>
</td>
<td class="num">(1.00%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome', window );">Tax-exempt interest</a></td>
<td class="num">(0.70%)<span></span>
</td>
<td class="num">(0.70%)<span></span>
</td>
<td class="num">(1.10%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits', window );">Tax advantaged investments (including related credits)</a></td>
<td class="num">(2.30%)<span></span>
</td>
<td class="num">(2.00%)<span></span>
</td>
<td class="num">(2.70%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther', window );">Other tax credits</a></td>
<td class="num">(0.40%)<span></span>
</td>
<td class="num">(0.40%)<span></span>
</td>
<td class="num">(0.10%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies', window );">Adjustments for uncertain tax positions</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.10%<span></span>
</td>
<td class="num">(1.20%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense', window );">Non-deductible FDIC premiums</a></td>
<td class="nump">0.60%<span></span>
</td>
<td class="nump">1.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent', window );">Legacy tax matters</a></td>
<td class="num">(0.80%)<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent', window );">Other</a></td>
<td class="nump">0.30%<span></span>
</td>
<td class="nump">0.20%<span></span>
</td>
<td class="num">(0.40%)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateContinuingOperations', window );">Total income tax expense and tax rate</a></td>
<td class="nump">20.40%<span></span>
</td>
<td class="nump">21.20%<span></span>
</td>
<td class="nump">13.60%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Effective Income Tax Rate Reconciliation, Deduction, Life Insurance, Amount</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Effective Income Tax Rate Reconciliation, Deduction, Life Insurance, Percent</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Effective Income Tax Rate Reconciliation, Legacy Tax Matters, Amount</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Effective Income Tax Rate Reconciliation, Legacy Tax Matters, Percent</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of domestic federal statutory tax rate applicable to pretax income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=116825942&amp;loc=d3e330036-122817<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to changes in the income tax rates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=116825942&amp;loc=d3e330036-122817<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to nondeductible expenses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=116825942&amp;loc=d3e330036-122817<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference, between reported income tax expense (benefit) and the expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations, that is attributable to tax exempt income, equity in earnings (loss) of an unconsolidated subsidiary, minority interest income (expense), tax holiday, disposition of a business, disposition of an asset, repatriation of foreign earnings, repatriation of foreign earnings jobs creation act of 2004, change in enacted tax rate, prior year income taxes, change in deferred tax asset valuation allowance, and other adjustments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations applicable to state and local income tax expense (benefit), net of federal tax expense (benefit).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=116825942&amp;loc=d3e330036-122817<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to income tax contingencies. Includes, but not limited to, domestic tax contingency, foreign tax contingency, state and local tax contingency, and other contingencies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=116825942&amp;loc=d3e330036-122817<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to tax credits. Including, but not limited to, research credit, foreign tax credit, investment tax credit, and other tax credits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=116825942&amp;loc=d3e330036-122817<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other tax credits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=116825942&amp;loc=d3e330036-122817<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to income (loss) exempt from income taxes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=116825942&amp;loc=d3e330036-122817<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109238882&amp;loc=d3e38679-109324<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations, attributable to increase (decrease) in the income tax rates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=116821951&amp;loc=d3e32059-109318<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationNondeductibleExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to nondeductible expenses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationNondeductibleExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationOtherReconcilingItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to tax exempt income, equity in earnings (loss) of an unconsolidated subsidiary, minority noncontrolling interest income (loss), tax holiday, disposition of a business, disposition of an asset, repatriation of foreign earnings, repatriation of foreign earnings jobs creation act of 2004, increase (decrease) in enacted tax rate, prior year income taxes, increase (decrease) in deferred tax asset valuation allowance, and other adjustments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationOtherReconcilingItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to state and local income tax expense (benefit).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationTaxContingencies">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to increase (decrease) in income tax contingencies. Including, but not limited to, domestic tax contingency, foreign tax contingency, state and local tax contingency, and other contingencies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationTaxContingencies</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationTaxCredits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to tax credits. Including, but not limited to, research credit, foreign tax credit, investment tax credit, and other tax credits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationTaxCredits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationTaxCreditsOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other tax credits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationTaxCreditsOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationTaxExemptIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to income (loss) exempt from income taxes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationTaxExemptIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>51
<FILENAME>R33.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034221600">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BUSINESS OPERATING SEGMENTS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Segment Reporting [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingDisclosureTextBlock', window );">BUSINESS OPERATING SEGMENTS</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 25 - BUSINESS OPERATING SEGMENTS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens is managed by its Chief Executive Officer on a segment basis. The Company&#8217;s </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>two</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> business operating segments are Consumer Banking and Commercial Banking. The business segments are determined based on the products and services provided, or the type of customer served. Each segment has a segment head who reports directly to the Chief Executive Officer. The Chief Executive Officer has final authority over resource allocation decisions and performance assessment. The business segments reflect this management structure and the manner in which financial information is currently evaluated by the Chief Executive Officer.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Reportable Segments</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Segment results are determined based upon the Company&#8217;s management reporting system, which assigns balance sheet and statement of operations items to each of the business segments. The process is designed around the Company&#8217;s organizational and management structure and accordingly, the results derived are not necessarily comparable with similar information published by other financial institutions. A description of each reportable segment and table of financial results is presented below:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Consumer Banking</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Consumer Banking segment focuses on retail customers and small businesses with annual revenues of up to $</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>25 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. It offers traditional banking products and services, including checking, savings, home loans, education loans, credit cards, business loans, and unsecured product finance and personal loans in addition to financial management services. It also operates an indirect auto financing business, providing financing for both new and used vehicles through auto dealerships. The segment&#8217;s distribution channels include a branch network, ATMs and a work force of experienced specialists ranging from financial consultants, mortgage loan officers and business banking officers to private bankers. The Company&#8217;s Consumer Banking value proposition is based on providing simple, easy to understand product offerings and a convenient banking experience with a more personalized approach.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Commercial Banking</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Commercial Banking segment primarily targets companies with annual revenues from </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$25 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$2.5 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and provides a full complement of financial products and solutions, including loans, leases, trade financing, deposits, cash management, commercial cards, foreign exchange, interest rate risk management, corporate finance and capital markets advisory capabilities. It focuses on middle-market companies, large corporations and institutions and has dedicated teams with industry expertise in government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity and sponsor finance. While the segment&#8217;s business development efforts are predominantly focused in the Company&#8217;s footprint, some of its specialized industry businesses also operate selectively on a national basis (such as healthcare, asset finance and franchise finance). A key component of Commercial Banking&#8217;s growth strategy is to bring ideas to clients that help their businesses thrive, and in doing so, expand the loan portfolio and ancillary product sales.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Non-segment Operations</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Other</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Non-segment operations are classified as Other, which includes corporate functions, the Treasury function, the securities portfolio, wholesale funding activities, intangible assets, community development, non-core assets, and other unallocated assets, liabilities, capital, revenues, provision for credit losses, and expenses including income tax expense. In addition to non-segment operations, Other includes goodwill and any associated goodwill impairment </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">charges. For impairment testing purposes, the Company assigns goodwill to its Consumer Banking and Commercial Banking reporting units. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:674px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:370px;"/><td style="width:5px;"/><td style="width:56px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:66px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:56px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:73px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consolidated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,182</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,466</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($34</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,614</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest income</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,156</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>607</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>114</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,877</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total revenue </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4,338</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,073</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>80</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6,491</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest expense</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,851</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>858</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>138</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,847</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Profit before provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,487</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,215</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(58</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,644</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>325</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>97</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(29</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>393</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income (loss) before income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,162</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,118</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(29</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,251</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>287</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>248</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(75</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>460</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$875</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$870</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$46</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,791</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total average assets </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$66,240</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$55,947</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$39,989</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$162,176</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:55%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consolidated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,064</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,497</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($29</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,532</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>973</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>545</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>78</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,596</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total revenue </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4,037</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,042</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>49</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6,128</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,723</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>813</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>83</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,619</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Profit before provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,314</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,229</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(34</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,509</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>289</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>26</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>326</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income (loss) before income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,025</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,203</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(45</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,183</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>258</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>276</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(72</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>462</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$767</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$927</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$27</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,721</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total average assets </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$62,444</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$52,362</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$39,747</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$154,553</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:55%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31, 2017</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consolidated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,651</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,411</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$111</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,173</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>905</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>538</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>91</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,534</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total revenue </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,556</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,949</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>202</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5,707</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,593</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>772</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>109</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,474</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Profit before provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>963</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,177</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>93</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,233</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for credit losses </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>265</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>321</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income before income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>698</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,158</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>56</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,912</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>246</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>384</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(370</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>260</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$452</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$774</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$426</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,652</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total average assets </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$59,714</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$49,747</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$40,492</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$149,953</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Management accounting practices utilized by the Company as the basis of presentation for segment results include the following:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">FTP adjustments</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens utilizes an FTP system to eliminate the effect of interest rate risk from the segments&#8217; net interest income because such risk is centrally managed within the Treasury function. The FTP system credits (or charges) the segments with the economic value of the funds created (or used) by the segments. The FTP system provides a funds credit for sources of funds and a funds charge for the use of funds by each segment. The sum of the interest income/expense and FTP charges/credits for each segment is its designated net interest income. The variance between the Company&#8217;s cumulative FTP charges and cumulative FTP credits is offset in Other. Citizens periodically evaluates and refines its methodologies used to measure financial performance of its business operating segments. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Provision for credit losses allocations</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Provision for credit losses is allocated to each business segment based on actual net charge-offs recognized by the business segment. The difference between the consolidated provision for credit losses and the business segments&#8217; net charge-offs is reflected in Other.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Income tax allocations</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Income taxes are assessed to each line of business at a standard tax rate with the residual tax expense or benefit to arrive at the consolidated effective tax rate included in Other.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Expense allocations</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Noninterest expenses incurred by centrally managed operations or business lines that directly support another business line&#8217;s operations are charged to the applicable business line based on its utilization of those services.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Goodwill</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For impairment testing purposes, the Company assigns goodwill to its Consumer Banking and Commercial Banking reporting units. For management reporting purposes, the Company presents the goodwill balance (and any related impairment charges) in Other.</span></div>Substantially all revenues generated and long-lived assets held by the Company&#8217;s business segments are derived from clients that reside in the United States. Neither business segment earns revenue from a single external customer that represents ten percent or more of the Company&#8217;s total revenues.<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -URI http://asc.fasb.org/topic&amp;trid=2134510<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>52
<FILENAME>R157.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6946607584">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>REGULATORY MATTERS - Narrative (Details)<br></strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankingAndThriftAbstract', window );"><strong>Banking and Thrift [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets', window );">Minimum Capital Adequacy</a></td>
<td class="nump">7.00%<span></span>
</td>
<td class="nump">6.375%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum common equity tier 1 ratio (CET1 divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankingAndThriftAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankingAndThriftAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>53
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "citizens10-kx2019.htm": {
   "axisCustom": 1,
   "axisStandard": 45,
   "contextCount": 1084,
   "dts": {
    "calculationLink": {
     "local": [
      "cfg-20191231_cal.xml"
     ]
    },
    "definitionLink": {
     "local": [
      "cfg-20191231_def.xml"
     ],
     "remote": [
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-eedm-def-2019-01-31.xml",
      "http://xbrl.fasb.org/srt/2019/elts/srt-eedm1-def-2019-01-31.xml"
     ]
    },
    "inline": {
     "local": [
      "citizens10-kx2019.htm"
     ]
    },
    "labelLink": {
     "local": [
      "cfg-20191231_lab.xml"
     ],
     "remote": [
      "http://xbrl.fasb.org/srt/2019/elts/srt-doc-2019-01-31.xml",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-doc-2019-01-31.xml",
      "https://xbrl.sec.gov/dei/2019/dei-doc-2019-01-31.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "cfg-20191231_pre.xml"
     ]
    },
    "referenceLink": {
     "remote": [
      "https://xbrl.sec.gov/dei/2019/dei-ref-2019-01-31.xml",
      "http://xbrl.fasb.org/srt/2019/elts/srt-ref-2019-01-31.xml",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-ref-2019-01-31.xml"
     ]
    },
    "schema": {
     "local": [
      "cfg-20191231.xsd"
     ],
     "remote": [
      "http://xbrl.fasb.org/srt/2019/elts/srt-types-2019-01-31.xsd",
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-roles-2019-01-31.xsd",
      "http://xbrl.fasb.org/srt/2019/elts/srt-roles-2019-01-31.xsd",
      "https://xbrl.sec.gov/country/2017/country-2017-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-types-2019-01-31.xsd",
      "http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://xbrl.sec.gov/currency/2019/currency-2019-01-31.xsd",
      "https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd",
      "https://xbrl.sec.gov/exch/2019/exch-2019-01-31.xsd",
      "http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd",
      "http://xbrl.sec.gov/naics/2017/naics-2017-01-31.xsd",
      "http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd",
      "https://xbrl.sec.gov/stpr/2018/stpr-2018-01-31.xsd",
      "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/reference-2009-12-16.xsd",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-parts-codification-2019-01-31.xsd"
     ]
    }
   },
   "elementCount": 1290,
   "entityCount": 1,
   "hidden": {
    "http://fasb.org/us-gaap/2019-01-31": 132,
    "http://www.citizensbank.com/20191231": 18,
    "http://xbrl.sec.gov/dei/2019-01-31": 6,
    "total": 156
   },
   "keyCustom": 137,
   "keyStandard": 742,
   "memberCustom": 90,
   "memberStandard": 99,
   "nsprefix": "cfg",
   "nsuri": "http://www.citizensbank.com/20191231",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "0001000 - Document - Cover Page",
     "role": "http://www.citizensbank.com/role/CoverPage",
     "shortName": "Cover Page",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R10": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:CashAndCashEquivalentsDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2102100 - Disclosure - CASH AND DUE FROM BANKS",
     "role": "http://www.citizensbank.com/role/CashAndDueFromBanks",
     "shortName": "CASH AND DUE FROM BANKS",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:CashAndCashEquivalentsDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R100": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:LeaseCostTableTextBlock",
       "us-gaap:LesseeOperatingLeasesTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:OperatingLeasePayments",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2408405 - Disclosure - LEASES - Supplemental Lease Information (Details)",
     "role": "http://www.citizensbank.com/role/LeasesSupplementalLeaseInformationDetails",
     "shortName": "LEASES - Supplemental Lease Information (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:LeaseCostTableTextBlock",
       "us-gaap:LesseeOperatingLeasesTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:OperatingLeasePayments",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R101": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2408406 - Disclosure - LEASES - Liability Maturity Schedule (Details)",
     "role": "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails",
     "shortName": "LEASES - Liability Maturity Schedule (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R102": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "us-gaap:GoodwillAndIntangibleAssetsGoodwillPolicy",
       "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "us-gaap:NumberOfReportingUnits",
      "reportCount": 1,
      "unique": true,
      "unitRef": "reporting_unit",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2409402 - Disclosure - GOODWILL AND INTANGIBLE ASSETS - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails",
     "shortName": "GOODWILL AND INTANGIBLE ASSETS - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "us-gaap:GoodwillAndIntangibleAssetsGoodwillPolicy",
       "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "us-gaap:NumberOfReportingUnits",
      "reportCount": 1,
      "unique": true,
      "unitRef": "reporting_unit",
      "xsiNil": "false"
     }
    },
    "R103": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2018Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:Goodwill",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2409403 - Disclosure - GOODWILL AND INTANGIBLE ASSETS - Goodwill Rollforward (Details)",
     "role": "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails",
     "shortName": "GOODWILL AND INTANGIBLE ASSETS - Goodwill Rollforward (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:GoodwillAcquiredDuringPeriod",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R104": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:FiniteLivedIntangibleAssetsGross",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2409404 - Disclosure - GOODWILL AND INTANGIBLE ASSETS - Other Intangibles (Details)",
     "role": "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails",
     "shortName": "GOODWILL AND INTANGIBLE ASSETS - Other Intangibles (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:FiniteLivedIntangibleAssetsGross",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R105": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2409405 - Disclosure - GOODWILL AND INTANGIBLE ASSETS - Intangible Asset Amortization (Details)",
     "role": "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails",
     "shortName": "GOODWILL AND INTANGIBLE ASSETS - Intangible Asset Amortization (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R106": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:LoansAndLeasesReceivableGrossCarryingAmount",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2410402 - Disclosure - VARIABLE INTEREST ENTITIES - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails",
     "shortName": "VARIABLE INTEREST ENTITIES - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:AffordableHousingProjectInvestmentWriteDownAmount",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R107": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:LoansAndLeasesReceivableGrossCarryingAmount",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2410403 - Disclosure - VARIABLE INTEREST ENTITIES - Schedule of Variable Interest Entities (Details)",
     "role": "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails",
     "shortName": "VARIABLE INTEREST ENTITIES - Schedule of Variable Interest Entities (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfVariableInterestEntitiesTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestments",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R108": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2410404 - Disclosure - VARIABLE INTEREST ENTITIES - Schedule of Affordable Housing Tax Credit Investments (Details)",
     "role": "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails",
     "shortName": "VARIABLE INTEREST ENTITIES - Schedule of Affordable Housing Tax Credit Investments (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R109": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "us-gaap:DepositLiabilitiesDisclosuresTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:TimeDeposits100000OrMore",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2411402 - Disclosure - DEPOSITS - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/DepositsNarrativeDetails",
     "shortName": "DEPOSITS - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": null
    },
    "R11": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2103100 - Disclosure - SECURITIES",
     "role": "http://www.citizensbank.com/role/Securities",
     "shortName": "SECURITIES",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R110": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofDepositLiabilitiesTableTextBlock",
       "us-gaap:DepositLiabilitiesDisclosuresTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DemandDepositAccounts",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2411403 - Disclosure - DEPOSITS - Major Components of Deposits (Details)",
     "role": "http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails",
     "shortName": "DEPOSITS - Major Components of Deposits (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofDepositLiabilitiesTableTextBlock",
       "us-gaap:DepositLiabilitiesDisclosuresTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DemandDepositAccounts",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R111": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofMaturitiesofTimeDepositsTableTextBlock",
       "us-gaap:DepositLiabilitiesDisclosuresTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:TimeDepositMaturitiesYearOne",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2411404 - Disclosure - DEPOSITS - Maturities of Term Deposits (Details)",
     "role": "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails",
     "shortName": "DEPOSITS - Maturities of Term Deposits (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofMaturitiesofTimeDepositsTableTextBlock",
       "us-gaap:DepositLiabilitiesDisclosuresTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:TimeDepositMaturitiesYearOne",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R112": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "us-gaap:DepositLiabilitiesDisclosuresTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2411405 - Disclosure - DEPOSITS - Maturities of Term Deposits Greater than $100,000 (Details)",
     "role": "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details",
     "shortName": "DEPOSITS - Maturities of Term Deposits Greater than $100,000 (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "us-gaap:DepositLiabilitiesDisclosuresTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R113": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DerivativeFairValueOfDerivativeAsset",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2412402 - Disclosure - BORROWED FUNDS - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails",
     "shortName": "BORROWED FUNDS - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-8",
      "lang": null,
      "name": "us-gaap:DebtInstrumentUnusedBorrowingCapacityAmount",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R114": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfShortTermDebtTextBlock",
       "us-gaap:DebtDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ShortTermBorrowings",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2412403 - Disclosure - BORROWED FUNDS - Short Term Debt (Details)",
     "role": "http://www.citizensbank.com/role/BorrowedFundsShortTermDebtDetails",
     "shortName": "BORROWED FUNDS - Short Term Debt (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfShortTermDebtTextBlock",
       "us-gaap:DebtDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:ShortTermBorrowings",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R115": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfShortTermDebtTextBlock",
       "us-gaap:DebtDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember",
      "decimals": "4",
      "first": true,
      "lang": null,
      "name": "us-gaap:ShortTermDebtWeightedAverageInterestRate",
      "reportCount": 1,
      "unique": true,
      "unitRef": "number",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2412404 - Disclosure - BORROWED FUNDS - Short Term Borrowed Debt Key Data (Details)",
     "role": "http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails",
     "shortName": "BORROWED FUNDS - Short Term Borrowed Debt Key Data (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfShortTermDebtTextBlock",
       "us-gaap:DebtDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember",
      "decimals": "4",
      "first": true,
      "lang": null,
      "name": "us-gaap:ShortTermDebtWeightedAverageInterestRate",
      "reportCount": 1,
      "unique": true,
      "unitRef": "number",
      "xsiNil": "false"
     }
    },
    "R116": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:LongTermDebt",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2412405 - Disclosure - BORROWED FUNDS - Long Term Debt (Details)",
     "role": "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails",
     "shortName": "BORROWED FUNDS - Long Term Debt (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfDebtInstrumentsTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.375SeniorUnsecuredDebtDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:LongTermDebt",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R117": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "us-gaap:ScheduleOfMaturitiesOfLongTermDebtTableTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2412406 - Disclosure - BORROWED FUNDS - Maturities of Long-term Borrowed Funds (Details)",
     "role": "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails",
     "shortName": "BORROWED FUNDS - Maturities of Long-term Borrowed Funds (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "us-gaap:ScheduleOfMaturitiesOfLongTermDebtTableTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R118": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2413402 - Disclosure - DERIVATIVES - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/DerivativesNarrativeDetails",
     "shortName": "DERIVATIVES - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R119": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DerivativeFairValueOfDerivativeAsset",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2413403 - Disclosure - DERIVATIVES - Schedule of Derivative Instruments (Details)",
     "role": "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails",
     "shortName": "DERIVATIVES - Schedule of Derivative Instruments (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:DerivativeAssetFairValueGrossLiability",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R12": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2104100 - Disclosure - LOANS AND LEASES",
     "role": "http://www.citizensbank.com/role/LoansAndLeases",
     "shortName": "LOANS AND LEASES",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R120": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2413404 - Disclosure - DERIVATIVES - Schedule of Fair Value Hedges (Details)",
     "role": "http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails",
     "shortName": "DERIVATIVES - Schedule of Fair Value Hedges (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R121": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:HedgedAssetFairValueHedge",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2413405 - Disclosure - DERIVATIVES - Amounts Recorded in Balance Sheet (Details)",
     "role": "http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails",
     "shortName": "DERIVATIVES - Amounts Recorded in Balance Sheet (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:HedgedAssetFairValueHedge",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R122": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2413406 - Disclosure - DERIVATIVES - Effect of Derivative Instruments on Net Income and Stockholders' Equity (Details)",
     "role": "http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails",
     "shortName": "DERIVATIVES - Effect of Derivative Instruments on Net Income and Stockholders' Equity (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R123": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DerivativeGainLossOnDerivativeNet",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2413407 - Disclosure - DERIVATIVES - Effect of Customer Derivatives and Economic Hedges on Net Income (Details)",
     "role": "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails",
     "shortName": "DERIVATIVES - Effect of Customer Derivatives and Economic Hedges on Net Income (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DerivativeGainLossOnDerivativeNet",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R124": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2414402 - Disclosure - EMPLOYEE BENEFITS - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails",
     "shortName": "EMPLOYEE BENEFITS - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R125": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DefinedBenefitPlanFairValueOfPlanAssets",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2414403 - Disclosure - EMPLOYEE BENEFITS - Changes in the Fair Value of Pension Plan Assets, Projected Benefit Obligation, Funded Status, and Accumulated Benefit Obligation (Details)",
     "role": "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails",
     "shortName": "EMPLOYEE BENEFITS - Changes in the Fair Value of Pension Plan Assets, Projected Benefit Obligation, Funded Status, and Accumulated Benefit Obligation (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2017Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:DefinedBenefitPlanFairValueOfPlanAssets",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R126": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2414404 - Disclosure - EMPLOYEE BENEFITS - Plan Amounts Recognized in OCI (Details)",
     "role": "http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails",
     "shortName": "EMPLOYEE BENEFITS - Plan Amounts Recognized in OCI (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R127": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfNetBenefitCostsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DefinedBenefitPlanServiceCost",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2414405 - Disclosure - EMPLOYEE BENEFITS - Schedule of Net Periodic (Income) Cost (Details)",
     "role": "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails",
     "shortName": "EMPLOYEE BENEFITS - Schedule of Net Periodic (Income) Cost (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfNetBenefitCostsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DefinedBenefitPlanServiceCost",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R128": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2414406 - Disclosure - EMPLOYEE BENEFITS - Expected Future Benefit Payments (Details)",
     "role": "http://www.citizensbank.com/role/EmployeeBenefitsExpectedFutureBenefitPaymentsDetails",
     "shortName": "EMPLOYEE BENEFITS - Expected Future Benefit Payments (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R129": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2018Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:StockholdersEquity",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2415402 - Disclosure - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) - Schedule of Accumulated Other Comprehensive (Loss) (Details)",
     "role": "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails",
     "shortName": "ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) - Schedule of Accumulated Other Comprehensive (Loss) (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock",
       "us-gaap:DisclosureOfReclassificationAmountTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R13": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:AllowanceForCreditLossesTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2105100 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK",
     "role": "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRisk",
     "shortName": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:AllowanceForCreditLossesTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R130": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:PaymentsForRepurchaseOfCommonStock",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2416402 - Disclosure - STOCKHOLDERS' EQUITY - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails",
     "shortName": "STOCKHOLDERS' EQUITY - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "2",
      "lang": null,
      "name": "us-gaap:TreasuryStockAcquiredAverageCostPerShare",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usdPerShare",
      "xsiNil": "false"
     }
    },
    "R131": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfStockByClassTextBlock",
       "us-gaap:StockholdersEquityNoteDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "us-gaap:PreferredStockSharesAuthorized",
      "reportCount": 1,
      "unitRef": "shares",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2416403 - Disclosure - STOCKHOLDERS' EQUITY - Preferred Stock (Details)",
     "role": "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails",
     "shortName": "STOCKHOLDERS' EQUITY - Preferred Stock (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfStockByClassTextBlock",
       "us-gaap:StockholdersEquityNoteDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember",
      "decimals": "INF",
      "lang": null,
      "name": "us-gaap:PreferredStockLiquidationPreference",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usdPerShare",
      "xsiNil": "false"
     }
    },
    "R132": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfStockByClassTextBlock",
       "us-gaap:StockholdersEquityNoteDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "us-gaap:PreferredStockSharesIssued",
      "reportCount": 1,
      "unitRef": "shares",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2416404 - Disclosure - STOCKHOLDERS' EQUITY - Preferred Stock Outstanding (Details)",
     "role": "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails",
     "shortName": "STOCKHOLDERS' EQUITY - Preferred Stock Outstanding (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "us-gaap:ScheduleOfStockByClassTextBlock",
       "us-gaap:StockholdersEquityNoteDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "lang": "en-US",
      "name": "cfg:PreferredStockRedemptionNoticePeriod",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R133": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:DividendsDeclaredTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "us-gaap:CommonStockDividendsPerShareDeclared",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usdPerShare",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2416405 - Disclosure - STOCKHOLDERS' EQUITY - Dividends (Details)",
     "role": "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails",
     "shortName": "STOCKHOLDERS' EQUITY - Dividends (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:DividendsDeclaredTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "us-gaap:CommonStockDividendsPerShareDeclared",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usdPerShare",
      "xsiNil": "false"
     }
    },
    "R134": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate",
      "reportCount": 1,
      "unique": true,
      "unitRef": "number",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2417402 - Disclosure - SHARE-BASED COMPENSATION - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails",
     "shortName": "SHARE-BASED COMPENSATION - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate",
      "reportCount": 1,
      "unique": true,
      "unitRef": "number",
      "xsiNil": "false"
     }
    },
    "R135": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfShareBasedCompensationActivityTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2018Q4_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber",
      "reportCount": 1,
      "unitRef": "shares",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2417403 - Disclosure - SHARE-BASED COMPENSATION - Share-based Compensation Activity (Details)",
     "role": "http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails",
     "shortName": "SHARE-BASED COMPENSATION - Share-based Compensation Activity (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfShareBasedCompensationActivityTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember",
      "decimals": "INF",
      "lang": null,
      "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod",
      "reportCount": 1,
      "unique": true,
      "unitRef": "shares",
      "xsiNil": "false"
     }
    },
    "R136": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "cfg:RiskParticipationAgreementsCounterpartiesNumber",
      "reportCount": 1,
      "unique": true,
      "unitRef": "counterparty",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2418402 - Disclosure - COMMITMENTS AND CONTINGENCIES - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails",
     "shortName": "COMMITMENTS AND CONTINGENCIES - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "cfg:RiskParticipationAgreementsCounterpartiesNumber",
      "reportCount": 1,
      "unique": true,
      "unitRef": "counterparty",
      "xsiNil": "false"
     }
    },
    "R137": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock",
       "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ContractualObligation",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2418403 - Disclosure - COMMITMENTS AND CONTINGENCIES - Schedule of Outstanding Off-balance sheet Arrangements (Details)",
     "role": "http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails",
     "shortName": "COMMITMENTS AND CONTINGENCIES - Schedule of Outstanding Off-balance sheet Arrangements (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock",
       "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ContractualObligation",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R138": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:NoninterestIncomeOther",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2420402 - Disclosure - FAIR VALUE MEASUREMENTS - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails",
     "shortName": "FAIR VALUE MEASUREMENTS - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:NoninterestIncomeOther",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R139": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:LoansReceivableHeldForSaleAmount",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2420403 - Disclosure - FAIR VALUE MEASUREMENTS - Residential and Commercial Mortgage Loans Held For Sale (Details)",
     "role": "http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails",
     "shortName": "FAIR VALUE MEASUREMENTS - Residential and Commercial Mortgage Loans Held For Sale (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock",
       "us-gaap:FairValueDisclosuresTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:LoansReceivableHeldForSaleAmount",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R14": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2106100 - Disclosure - PREMISES, EQUIPMENT, AND SOFTWARE",
     "role": "http://www.citizensbank.com/role/PremisesEquipmentAndSoftware",
     "shortName": "PREMISES, EQUIPMENT, AND SOFTWARE",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R140": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2420404 - Disclosure - FAIR VALUE MEASUREMENTS - Schedule of Fair Value Measurements (Details)",
     "role": "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
     "shortName": "FAIR VALUE MEASUREMENTS - Schedule of Fair Value Measurements (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:AssetsFairValueDisclosure",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R141": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2420405 - Disclosure - FAIR VALUE MEASUREMENTS - Schedule of Assets Measured at Fair Value on Recurring Basis (Details)",
     "role": "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails",
     "shortName": "FAIR VALUE MEASUREMENTS - Schedule of Assets Measured at Fair Value on Recurring Basis (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2017Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R142": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LoansCollateralDependentImpairedMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "cfg:FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2420406 - Disclosure - FAIR VALUE MEASUREMENTS - Schedule of Gain (Loss) on Assets and Liabilities Measured on Nonrecurring Basis Included in Earnings (Details)",
     "role": "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails",
     "shortName": "FAIR VALUE MEASUREMENTS - Schedule of Gain (Loss) on Assets and Liabilities Measured on Nonrecurring Basis Included in Earnings (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LoansCollateralDependentImpairedMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "cfg:FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R143": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:PropertyPlantAndEquipmentTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:PropertyPlantAndEquipmentNet",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2420407 - Disclosure - FAIR VALUE MEASUREMENTS - Schedule of Fair Value Measurements on a Nonrecurring Basis (Details)",
     "role": "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails",
     "shortName": "FAIR VALUE MEASUREMENTS - Schedule of Fair Value Measurements on a Nonrecurring Basis (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember",
      "decimals": "-6",
      "lang": null,
      "name": "cfg:LoansCollateralDependentImpaired",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R144": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "cfg:SecuritiesTableTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:HeldToMaturitySecurities",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2420408 - Disclosure - FAIR VALUE MEASUREMENTS - Schedule of Financial Instruments not Recorded at Fair Value (Details)",
     "role": "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails",
     "shortName": "FAIR VALUE MEASUREMENTS - Schedule of Financial Instruments not Recorded at Fair Value (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:FairValueByBalanceSheetGroupingTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "lang": null,
      "name": "cfg:OtherLoansReceivableHeldforsaleFairValueDisclosure",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R145": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2421402 - Disclosure - NONINTEREST INCOME - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/NoninterestIncomeNarrativeDetails",
     "shortName": "NONINTEREST INCOME - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R146": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:NoninterestIncomeTableTextBlock",
       "us-gaap:RevenueFromContractWithCustomerTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2421403 - Disclosure - NONINTEREST INCOME - Noninterest Income (Details)",
     "role": "http://www.citizensbank.com/role/NoninterestIncomeNoninterestIncomeDetails",
     "shortName": "NONINTEREST INCOME - Noninterest Income (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:NoninterestIncomeTableTextBlock",
       "us-gaap:RevenueFromContractWithCustomerTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "lang": null,
      "name": "cfg:NoninterestIncomeMiscellaneous",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R147": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:NoninterestIncomeTableTextBlock",
       "us-gaap:RevenueFromContractWithCustomerTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2421404 - Disclosure - NONINTEREST INCOME - Components of Revenue from Contracts with Customers (Details)",
     "role": "http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails",
     "shortName": "NONINTEREST INCOME - Components of Revenue from Contracts with Customers (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:DisaggregationOfRevenueTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R148": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:BankOwnedLifeInsuranceTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:BankOwnedLifeInsuranceIncome",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2421405 - Disclosure - NONINTEREST INCOME - Other Income (Details)",
     "role": "http://www.citizensbank.com/role/NoninterestIncomeOtherIncomeDetails",
     "shortName": "NONINTEREST INCOME - Other Income (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:BankOwnedLifeInsuranceTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:BankOwnedLifeInsuranceIncome",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R149": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock",
       "us-gaap:OtherIncomeAndOtherExpenseDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:MarketingAndAdvertisingExpense",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2422402 - Disclosure - OTHER OPERATING EXPENSE (Details)",
     "role": "http://www.citizensbank.com/role/OtherOperatingExpenseDetails",
     "shortName": "OTHER OPERATING EXPENSE (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock",
       "us-gaap:OtherIncomeAndOtherExpenseDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:MarketingAndAdvertisingExpense",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R15": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "cfg:MortgageServicingRightsTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2107100 - Disclosure - MORTGAGE BANKING",
     "role": "http://www.citizensbank.com/role/MortgageBanking",
     "shortName": "MORTGAGE BANKING",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "cfg:MortgageServicingRightsTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R150": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-8",
      "first": true,
      "lang": null,
      "name": "cfg:DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2423402 - Disclosure - INCOME TAXES - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails",
     "shortName": "INCOME TAXES - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-8",
      "first": true,
      "lang": null,
      "name": "cfg:DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R151": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:IncomeTaxExpenseBenefit",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2423403 - Disclosure - INCOME TAXES - Income Tax Expense (Benefit) (Details)",
     "role": "http://www.citizensbank.com/role/IncomeTaxesIncomeTaxExpenseBenefitDetails",
     "shortName": "INCOME TAXES - Income Tax Expense (Benefit) (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofComprehensiveIncomeTaxTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:OtherComprehensiveIncomeLossTax",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R152": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:CurrentFederalTaxExpenseBenefit",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2423404 - Disclosure - INCOME TAXES - Components of Income Tax Expense (Benefit) (Details)",
     "role": "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails",
     "shortName": "INCOME TAXES - Components of Income Tax Expense (Benefit) (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:CurrentFederalTaxExpenseBenefit",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R153": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2423405 - Disclosure - INCOME TAXES - Effective Income Tax Reconciliation (Details)",
     "role": "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails",
     "shortName": "INCOME TAXES - Effective Income Tax Reconciliation (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R154": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "cfg:DeferredTaxAssetsNetLossonSecuritiesandDerivatives",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2423406 - Disclosure - INCOME TAXES - Deferred Income Tax Assets and Liabilities (Details)",
     "role": "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails",
     "shortName": "INCOME TAXES - Deferred Income Tax Assets and Liabilities (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "cfg:DeferredTaxAssetsNetLossonSecuritiesandDerivatives",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R155": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2018Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:UnrecognizedTaxBenefits",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2423407 - Disclosure - INCOME TAXES - Unrecognized Tax Benefits (Details)",
     "role": "http://www.citizensbank.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails",
     "shortName": "INCOME TAXES - Unrecognized Tax Benefits (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2016Q4",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:UnrecognizedTaxBenefits",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R156": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:NetIncomeLoss",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2424402 - Disclosure - EARNINGS PER SHARE (Details)",
     "role": "http://www.citizensbank.com/role/EarningsPerShareDetails",
     "shortName": "EARNINGS PER SHARE (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:PreferredStockDividendsIncomeStatementImpact",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R157": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
       "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "cfg:CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets",
      "reportCount": 1,
      "unitRef": "number",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2425402 - Disclosure - REGULATORY MATTERS - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/RegulatoryMattersNarrativeDetails",
     "shortName": "REGULATORY MATTERS - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": null
    },
    "R158": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
       "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:CommonEquityTierOneCapital",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2425403 - Disclosure - REGULATORY MATTERS - Capital and Capital Ratio Information (Details)",
     "role": "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails",
     "shortName": "REGULATORY MATTERS - Capital and Capital Ratio Information (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
       "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:CommonEquityTierOneCapital",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R159": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "us-gaap:SegmentReportingDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "us-gaap:NumberOfOperatingSegments",
      "reportCount": 1,
      "unique": true,
      "unitRef": "segment",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2426402 - Disclosure - BUSINESS OPERATING SEGMENTS - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails",
     "shortName": "BUSINESS OPERATING SEGMENTS - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "us-gaap:SegmentReportingDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "us-gaap:NumberOfOperatingSegments",
      "reportCount": 1,
      "unique": true,
      "unitRef": "segment",
      "xsiNil": "false"
     }
    },
    "R16": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:LesseeOperatingLeasesTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2108100 - Disclosure - LEASES",
     "role": "http://www.citizensbank.com/role/Leases",
     "shortName": "LEASES",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:LesseeOperatingLeasesTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R160": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:InterestIncomeExpenseNet",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2426403 - Disclosure - BUSINESS OPERATING SEGMENTS - Schedule of Business Operating Segments (Details)",
     "role": "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails",
     "shortName": "BUSINESS OPERATING SEGMENTS - Schedule of Business Operating Segments (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:Revenues",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R161": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:GainLossOnInvestmentsTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:EquitySecuritiesFvNiRealizedGainLoss",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2427402 - Disclosure - PARENT COMPANY FINANCIALS - Condensed Statements of Operations (Details)",
     "role": "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails",
     "shortName": "PARENT COMPANY FINANCIALS - Condensed Statements of Operations (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "srt:ScheduleOfCondensedIncomeStatementTableTextBlock",
       "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:DividendIncomeOperating",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R162": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:CashAndDueFromBanks",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2427403 - Disclosure - PARENT COMPANY FINANCIALS - Condensed Balance Sheets (Details)",
     "role": "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails",
     "shortName": "PARENT COMPANY FINANCIALS - Condensed Balance Sheets (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:CashAndDueFromBanks",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R163": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:NetIncomeLoss",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2427404 - Disclosure - PARENT COMPANY FINANCIALS - Condensed Cash Flow Statements (Details)",
     "role": "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails",
     "shortName": "PARENT COMPANY FINANCIALS - Condensed Cash Flow Statements (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "srt:ScheduleOfCondensedCashFlowStatementTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:DeferredIncomeTaxExpenseBenefit",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R17": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2109100 - Disclosure - GOODWILL AND INTANGIBLE ASSETS",
     "role": "http://www.citizensbank.com/role/GoodwillAndIntangibleAssets",
     "shortName": "GOODWILL AND INTANGIBLE ASSETS",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R18": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:EquityMethodInvestmentsDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2110100 - Disclosure - VARIABLE INTEREST ENTITIES",
     "role": "http://www.citizensbank.com/role/VariableInterestEntities",
     "shortName": "VARIABLE INTEREST ENTITIES",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:EquityMethodInvestmentsDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R19": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2111100 - Disclosure - DEPOSITS",
     "role": "http://www.citizensbank.com/role/Deposits",
     "shortName": "DEPOSITS",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R2": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:CashAndDueFromBanks",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "statement",
     "isDefault": "false",
     "longName": "1001000 - Statement - CONSOLIDATED BALANCE SHEETS",
     "role": "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
     "shortName": "CONSOLIDATED BALANCE SHEETS",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "lang": null,
      "name": "cfg:InterestbearingCashandDuefromBanks",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R20": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:DebtDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2112100 - Disclosure - BORROWED FUNDS",
     "role": "http://www.citizensbank.com/role/BorrowedFunds",
     "shortName": "BORROWED FUNDS",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:DebtDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R21": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2113100 - Disclosure - DERIVATIVES",
     "role": "http://www.citizensbank.com/role/Derivatives",
     "shortName": "DERIVATIVES",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R22": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2114100 - Disclosure - EMPLOYEE BENEFITS",
     "role": "http://www.citizensbank.com/role/EmployeeBenefits",
     "shortName": "EMPLOYEE BENEFITS",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R23": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:DisclosureOfReclassificationAmountTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2115100 - Disclosure - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)",
     "role": "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLoss",
     "shortName": "ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:DisclosureOfReclassificationAmountTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R24": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:StockholdersEquityNoteDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2116100 - Disclosure - STOCKHOLDERS' EQUITY",
     "role": "http://www.citizensbank.com/role/StockholdersEquity",
     "shortName": "STOCKHOLDERS' EQUITY",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:StockholdersEquityNoteDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R25": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2117100 - Disclosure - SHARE-BASED COMPENSATION",
     "role": "http://www.citizensbank.com/role/ShareBasedCompensation",
     "shortName": "SHARE-BASED COMPENSATION",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R26": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2118100 - Disclosure - COMMITMENTS AND CONTINGENCIES",
     "role": "http://www.citizensbank.com/role/CommitmentsAndContingencies",
     "shortName": "COMMITMENTS AND CONTINGENCIES",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R27": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:FairValueDisclosuresTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2120100 - Disclosure - FAIR VALUE MEASUREMENTS",
     "role": "http://www.citizensbank.com/role/FairValueMeasurements",
     "shortName": "FAIR VALUE MEASUREMENTS",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:FairValueDisclosuresTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R28": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:RevenueFromContractWithCustomerTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2121100 - Disclosure - NONINTEREST INCOME",
     "role": "http://www.citizensbank.com/role/NoninterestIncome",
     "shortName": "NONINTEREST INCOME",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:RevenueFromContractWithCustomerTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R29": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:OtherIncomeAndOtherExpenseDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2122100 - Disclosure - OTHER OPERATING EXPENSE",
     "role": "http://www.citizensbank.com/role/OtherOperatingExpense",
     "shortName": "OTHER OPERATING EXPENSE",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:OtherIncomeAndOtherExpenseDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R3": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:FairValueByBalanceSheetGroupingTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:HeldToMaturitySecuritiesFairValue",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "statement",
     "isDefault": "false",
     "longName": "1001001 - Statement - CONSOLIDATED BALANCE SHEETS (Parenthetical)",
     "role": "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical",
     "shortName": "CONSOLIDATED BALANCE SHEETS (Parenthetical)",
     "subGroupType": "parenthetical",
     "uniqueAnchor": null
    },
    "R30": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:IncomeTaxDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2123100 - Disclosure - INCOME TAXES",
     "role": "http://www.citizensbank.com/role/IncomeTaxes",
     "shortName": "INCOME TAXES",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:IncomeTaxDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R31": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:EarningsPerShareTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2124100 - Disclosure - EARNINGS PER SHARE",
     "role": "http://www.citizensbank.com/role/EarningsPerShare",
     "shortName": "EARNINGS PER SHARE",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:EarningsPerShareTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R32": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2125100 - Disclosure - REGULATORY MATTERS",
     "role": "http://www.citizensbank.com/role/RegulatoryMatters",
     "shortName": "REGULATORY MATTERS",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R33": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:SegmentReportingDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2126100 - Disclosure - BUSINESS OPERATING SEGMENTS",
     "role": "http://www.citizensbank.com/role/BusinessOperatingSegments",
     "shortName": "BUSINESS OPERATING SEGMENTS",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:SegmentReportingDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R34": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2127100 - Disclosure - PARENT COMPANY FINANCIALS",
     "role": "http://www.citizensbank.com/role/ParentCompanyFinancials",
     "shortName": "PARENT COMPANY FINANCIALS",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R35": {
     "firstAnchor": {
      "ancestors": [
       "us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:BasisOfAccountingPolicyPolicyTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2201201 - Disclosure - BASIS OF PRESENTATION (Policies)",
     "role": "http://www.citizensbank.com/role/BasisOfPresentationPolicies",
     "shortName": "BASIS OF PRESENTATION (Policies)",
     "subGroupType": "policies",
     "uniqueAnchor": {
      "ancestors": [
       "us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:BasisOfAccountingPolicyPolicyTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R36": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2301302 - Disclosure - BASIS OF PRESENTATION (Tables)",
     "role": "http://www.citizensbank.com/role/BasisOfPresentationTables",
     "shortName": "BASIS OF PRESENTATION (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R37": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "cfg:SecuritiesTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2303301 - Disclosure - SECURITIES (Tables)",
     "role": "http://www.citizensbank.com/role/SecuritiesTables",
     "shortName": "SECURITIES (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "cfg:SecuritiesTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R38": {
     "firstAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2304301 - Disclosure - LOANS AND LEASES (Tables)",
     "role": "http://www.citizensbank.com/role/LoansAndLeasesTables",
     "shortName": "LOANS AND LEASES (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R39": {
     "firstAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2305301 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK (Tables)",
     "role": "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables",
     "shortName": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R4": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "statement",
     "isDefault": "false",
     "longName": "1002000 - Statement - CONSOLIDATED STATEMENTS OF OPERATIONS",
     "role": "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations",
     "shortName": "CONSOLIDATED STATEMENTS OF OPERATIONS",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R40": {
     "firstAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:PropertyPlantAndEquipmentTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2306301 - Disclosure - PREMISES, EQUIPMENT, AND SOFTWARE (Tables)",
     "role": "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareTables",
     "shortName": "PREMISES, EQUIPMENT, AND SOFTWARE (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:PropertyPlantAndEquipmentTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R41": {
     "firstAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "cfg:LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2307301 - Disclosure - MORTGAGE BANKING (Tables)",
     "role": "http://www.citizensbank.com/role/MortgageBankingTables",
     "shortName": "MORTGAGE BANKING (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "cfg:LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R42": {
     "firstAnchor": {
      "ancestors": [
       "us-gaap:LesseeOperatingLeasesTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:LeaseCostTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2308301 - Disclosure - LEASES (Tables)",
     "role": "http://www.citizensbank.com/role/LeasesTables",
     "shortName": "LEASES (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "us-gaap:LesseeOperatingLeasesTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:LeaseCostTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R43": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfGoodwillTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2309301 - Disclosure - GOODWILL AND INTANGIBLE ASSETS (Tables)",
     "role": "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsTables",
     "shortName": "GOODWILL AND INTANGIBLE ASSETS (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfGoodwillTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R44": {
     "firstAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfVariableInterestEntitiesTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2310301 - Disclosure - VARIABLE INTEREST ENTITIES VARIABLE INTEREST ENTITIES (Tables)",
     "role": "http://www.citizensbank.com/role/VariableInterestEntitiesVariableInterestEntitiesTables",
     "shortName": "VARIABLE INTEREST ENTITIES VARIABLE INTEREST ENTITIES (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfVariableInterestEntitiesTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R45": {
     "firstAnchor": {
      "ancestors": [
       "us-gaap:DepositLiabilitiesDisclosuresTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "cfg:ScheduleofDepositLiabilitiesTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2311301 - Disclosure - DEPOSITS (Tables)",
     "role": "http://www.citizensbank.com/role/DepositsTables",
     "shortName": "DEPOSITS (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "us-gaap:DepositLiabilitiesDisclosuresTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "cfg:ScheduleofDepositLiabilitiesTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R46": {
     "firstAnchor": {
      "ancestors": [
       "us-gaap:DebtDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfShortTermDebtTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2312301 - Disclosure - BORROWED FUNDS (Tables)",
     "role": "http://www.citizensbank.com/role/BorrowedFundsTables",
     "shortName": "BORROWED FUNDS (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "us-gaap:DebtDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfShortTermDebtTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R47": {
     "firstAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2313301 - Disclosure - DERIVATIVES (Tables)",
     "role": "http://www.citizensbank.com/role/DerivativesTables",
     "shortName": "DERIVATIVES (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R48": {
     "firstAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2314301 - Disclosure - EMPLOYEE BENEFITS (Tables)",
     "role": "http://www.citizensbank.com/role/EmployeeBenefitsTables",
     "shortName": "EMPLOYEE BENEFITS (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R49": {
     "firstAnchor": {
      "ancestors": [
       "us-gaap:DisclosureOfReclassificationAmountTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2315301 - Disclosure - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Tables)",
     "role": "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossTables",
     "shortName": "ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "us-gaap:DisclosureOfReclassificationAmountTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R5": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:NetIncomeLoss",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "statement",
     "isDefault": "false",
     "longName": "1003000 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME",
     "role": "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome",
     "shortName": "CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R50": {
     "firstAnchor": {
      "ancestors": [
       "us-gaap:StockholdersEquityNoteDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfStockByClassTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2316301 - Disclosure - STOCKHOLDERS' EQUITY (Tables)",
     "role": "http://www.citizensbank.com/role/StockholdersEquityTables",
     "shortName": "STOCKHOLDERS' EQUITY (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "us-gaap:StockholdersEquityNoteDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfStockByClassTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R51": {
     "firstAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfShareBasedCompensationActivityTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2317301 - Disclosure - SHARE-BASED COMPENSATION (Tables)",
     "role": "http://www.citizensbank.com/role/ShareBasedCompensationTables",
     "shortName": "SHARE-BASED COMPENSATION (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfShareBasedCompensationActivityTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R52": {
     "firstAnchor": {
      "ancestors": [
       "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2318301 - Disclosure - COMMITMENTS AND CONTINGENCIES (Tables)",
     "role": "http://www.citizensbank.com/role/CommitmentsAndContingenciesTables",
     "shortName": "COMMITMENTS AND CONTINGENCIES (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R53": {
     "firstAnchor": {
      "ancestors": [
       "us-gaap:FairValueDisclosuresTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2320301 - Disclosure - FAIR VALUE MEASUREMENTS (Tables)",
     "role": "http://www.citizensbank.com/role/FairValueMeasurementsTables",
     "shortName": "FAIR VALUE MEASUREMENTS (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "us-gaap:FairValueDisclosuresTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R54": {
     "firstAnchor": {
      "ancestors": [
       "us-gaap:RevenueFromContractWithCustomerTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "cfg:NoninterestIncomeTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2321301 - Disclosure - NONINTEREST INCOME (Tables)",
     "role": "http://www.citizensbank.com/role/NoninterestIncomeTables",
     "shortName": "NONINTEREST INCOME (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "us-gaap:RevenueFromContractWithCustomerTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "cfg:NoninterestIncomeTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R55": {
     "firstAnchor": {
      "ancestors": [
       "us-gaap:OtherIncomeAndOtherExpenseDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2322301 - Disclosure - OTHER OPERATING EXPENSE (Tables)",
     "role": "http://www.citizensbank.com/role/OtherOperatingExpenseTables",
     "shortName": "OTHER OPERATING EXPENSE (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "us-gaap:OtherIncomeAndOtherExpenseDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R56": {
     "firstAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "cfg:ScheduleofComprehensiveIncomeTaxTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2323301 - Disclosure - INCOME TAXES (Tables)",
     "role": "http://www.citizensbank.com/role/IncomeTaxesTables",
     "shortName": "INCOME TAXES (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "cfg:ScheduleofComprehensiveIncomeTaxTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R57": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2324301 - Disclosure - EARNINGS PER SHARE (Tables)",
     "role": "http://www.citizensbank.com/role/EarningsPerShareTables",
     "shortName": "EARNINGS PER SHARE (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R58": {
     "firstAnchor": {
      "ancestors": [
       "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2325301 - Disclosure - REGULATORY MATTERS (Tables)",
     "role": "http://www.citizensbank.com/role/RegulatoryMattersTables",
     "shortName": "REGULATORY MATTERS (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R59": {
     "firstAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2326301 - Disclosure - BUSINESS OPERATING SEGMENTS (Tables)",
     "role": "http://www.citizensbank.com/role/BusinessOperatingSegmentsTables",
     "shortName": "BUSINESS OPERATING SEGMENTS (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R6": {
     "firstAnchor": null,
     "groupType": "statement",
     "isDefault": "false",
     "longName": "1003001 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical)",
     "role": "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical",
     "shortName": "CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical)",
     "subGroupType": "parenthetical",
     "uniqueAnchor": null
    },
    "R60": {
     "firstAnchor": {
      "ancestors": [
       "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "srt:ScheduleOfCondensedIncomeStatementTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2327301 - Disclosure - PARENT COMPANY FINANCIALS (Tables)",
     "role": "http://www.citizensbank.com/role/ParentCompanyFinancialsTables",
     "shortName": "PARENT COMPANY FINANCIALS (Tables)",
     "subGroupType": "tables",
     "uniqueAnchor": {
      "ancestors": [
       "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "srt:ScheduleOfCondensedIncomeStatementTableTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R61": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:Goodwill",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2401403 - Disclosure - BASIS OF PRESENTATION - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails",
     "shortName": "BASIS OF PRESENTATION - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "D2019Q1Jan01-Jan01_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:BusinessCombinationConsiderationTransferred1",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R62": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "ix:continuation",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-8",
      "first": true,
      "lang": null,
      "name": "cfg:InterestBearingCashandDuefromBanksFederalReserveBankBalances",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2402401 - Disclosure - CASH AND DUE FROM BANKS (Details)",
     "role": "http://www.citizensbank.com/role/CashAndDueFromBanksDetails",
     "shortName": "CASH AND DUE FROM BANKS (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "ix:continuation",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-8",
      "first": true,
      "lang": null,
      "name": "cfg:InterestBearingCashandDuefromBanksFederalReserveBankBalances",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R63": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:InterestIncomeSecuritiesTaxable",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2403402 - Disclosure - SECURITIES - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/SecuritiesNarrativeDetails",
     "shortName": "SECURITIES - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:InterestIncomeSecuritiesTaxable",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R64": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "cfg:SecuritiesTableTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2403403 - Disclosure - SECURITIES - Schedule of Investments (Details)",
     "role": "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails",
     "shortName": "SECURITIES - Schedule of Investments (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "cfg:SecuritiesTableTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R65": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2403404 - Disclosure - SECURITIES - Schedule of Available for Sale Securities Debt Maturities (Details)",
     "role": "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails",
     "shortName": "SECURITIES - Schedule of Available for Sale Securities Debt Maturities (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R66": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:GainLossOnInvestmentsTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DebtSecuritiesAvailableForSaleRealizedGain",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2403405 - Disclosure - SECURITIES - Income Recognized from Investment Securities (Details)",
     "role": "http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails",
     "shortName": "SECURITIES - Income Recognized from Investment Securities (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:GainLossOnInvestmentsTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DebtSecuritiesAvailableForSaleRealizedGain",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R67": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2403406 - Disclosure - SECURITIES - Schedule of Securities Pledged (Details)",
     "role": "http://www.citizensbank.com/role/SecuritiesScheduleOfSecuritiesPledgedDetails",
     "shortName": "SECURITIES - Schedule of Securities Pledged (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R68": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ImpairmentOfInvestments",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2403407 - Disclosure - SECURITIES - Other than temporary impairment recognized in earnings (Details)",
     "role": "http://www.citizensbank.com/role/SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails",
     "shortName": "SECURITIES - Other than temporary impairment recognized in earnings (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ImpairmentOfInvestments",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R69": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions",
      "reportCount": 1,
      "unique": true,
      "unitRef": "security",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2403408 - Disclosure - SECURITIES - Schedule of Investments in Continuous Loss Positions (Details)",
     "role": "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails",
     "shortName": "SECURITIES - Schedule of Investments in Continuous Loss Positions (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions",
      "reportCount": 1,
      "unique": true,
      "unitRef": "security",
      "xsiNil": "false"
     }
    },
    "R7": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:SharesOutstanding",
      "reportCount": 1,
      "unique": true,
      "unitRef": "shares",
      "xsiNil": "false"
     },
     "groupType": "statement",
     "isDefault": "false",
     "longName": "1004000 - Statement - CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY",
     "role": "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
     "shortName": "CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:SharesOutstanding",
      "reportCount": 1,
      "unique": true,
      "unitRef": "shares",
      "xsiNil": "false"
     }
    },
    "R70": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DirectFinancingLeaseInterestIncome",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2404402 - Disclosure - LOANS AND LEASES - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
     "shortName": "LOANS AND LEASES - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DirectFinancingLeaseInterestIncome",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R71": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:LoansAndLeasesReceivableGrossCarryingAmount",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2404403 - Disclosure - LOANS AND LEASES - Summary of Loans and Leases Portfolio (Details)",
     "role": "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails",
     "shortName": "LOANS AND LEASES - Summary of Loans and Leases Portfolio (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_SBALoansServicedForOthersMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:LoansAndLeasesReceivableGrossCarryingAmount",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R72": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:LoansReceivableHeldForSaleAmount",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2404404 - Disclosure - LOANS AND LEASES - Loans Held For Sale (Details)",
     "role": "http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails",
     "shortName": "LOANS AND LEASES - Loans Held For Sale (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember",
      "decimals": "-6",
      "lang": null,
      "name": "cfg:OtherLoansReceivableHeldforsaleAmount",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R73": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleOfNetInvestmentInLeaseTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DirectFinancingLeaseLeaseReceivable",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2404405 - Disclosure - LOANS AND LEASES - Components of Investments in Leases (Details)",
     "role": "http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails",
     "shortName": "LOANS AND LEASES - Components of Investments in Leases (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleOfNetInvestmentInLeaseTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:DirectFinancingLeaseLeaseReceivable",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R74": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2404406 - Disclosure - LOANS AND LEASES - Maturity of Direct Finance Lease (Details)",
     "role": "http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails",
     "shortName": "LOANS AND LEASES - Maturity of Direct Finance Lease (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R75": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "cfg:CommercialLoansLargeBalanceMinimumQualifyingBalance",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2405402 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails",
     "shortName": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "cfg:CommercialLoansLargeBalanceMinimumQualifyingBalance",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R76": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2018Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:LoansAndLeasesReceivableAllowance",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2405403 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Summary of Changes in Allowance for Credit Losses (Details)",
     "role": "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails",
     "shortName": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Summary of Changes in Allowance for Credit Losses (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2016Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:LoansAndLeasesReceivableAllowance",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R77": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2405404 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Recorded Investment in Loan and Leases (Details)",
     "role": "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails",
     "shortName": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Recorded Investment in Loan and Leases (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R78": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2405405 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Summary of Allowance for Credit Losses by Evaluation Method (Details)",
     "role": "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails",
     "shortName": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Summary of Allowance for Credit Losses by Evaluation Method (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R79": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:NotesReceivableNet",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2405406 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Recorded Investment in Commercial Loans and Leases by Regulatory Classification Ratings (Details)",
     "role": "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails",
     "shortName": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Recorded Investment in Commercial Loans and Leases by Regulatory Classification Ratings (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:NotesReceivableNet",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R8": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ProfitLoss",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "statement",
     "isDefault": "false",
     "longName": "1005000 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS",
     "role": "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
     "shortName": "CONSOLIDATED STATEMENTS OF CASH FLOWS",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ProfitLoss",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R80": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:NotesReceivableNet",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2405407 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Recorded Investment in Retail Loans by Delinquency Status (Details)",
     "role": "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails",
     "shortName": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Recorded Investment in Retail Loans by Delinquency Status (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:FinancingReceivableRecordedInvestmentCurrent",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R81": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2405408 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Nonperforming Loans and Leases by Class (Details)",
     "role": "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
     "shortName": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Nonperforming Loans and Leases by Class (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R82": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:SummaryofKeyPerformanceIndicatorsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "4",
      "first": true,
      "lang": null,
      "name": "us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans",
      "reportCount": 1,
      "unique": true,
      "unitRef": "number",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2405409 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Performance Indicators for Nonperforming Assets (Details)",
     "role": "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails",
     "shortName": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Performance Indicators for Nonperforming Assets (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:SummaryofKeyPerformanceIndicatorsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "4",
      "first": true,
      "lang": null,
      "name": "us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans",
      "reportCount": 1,
      "unique": true,
      "unitRef": "number",
      "xsiNil": "false"
     }
    },
    "R83": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:AnalysisofAgeofPastDueAmountsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:FinancingReceivableRecordedInvestmentPastDue",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2405410 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Accruing and Nonaccruing Past Due Amounts (Details)",
     "role": "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
     "shortName": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Accruing and Nonaccruing Past Due Amounts (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:AnalysisofAgeofPastDueAmountsTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:FinancingReceivableRecordedInvestmentPastDue",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R84": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "us-gaap:ImpairedFinancingReceivablesTableTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2405411 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Impaired Loans by Class (Details)",
     "role": "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
     "shortName": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Impaired Loans by Class (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "us-gaap:ImpairedFinancingReceivablesTableTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R85": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofAdditionalInformationonImpairedLoansTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2405412 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Additional Impaired Loan Information (Details)",
     "role": "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
     "shortName": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Additional Impaired Loan Information (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofAdditionalInformationonImpairedLoansTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R86": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:LoansAndLeasesReceivableImpairedCommitmentToLend",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2405413 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - TDRs and Unfunded Commitments (Details)",
     "role": "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails",
     "shortName": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - TDRs and Unfunded Commitments (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:LoansAndLeasesReceivableImpairedCommitmentToLend",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R87": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "us-gaap:FinancingReceivableModificationsNumberOfContracts2",
      "reportCount": 1,
      "unique": true,
      "unitRef": "contract",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2405414 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Troubled Debt Restructuring (Details)",
     "role": "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
     "shortName": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Troubled Debt Restructuring (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember",
      "decimals": "INF",
      "first": true,
      "lang": null,
      "name": "us-gaap:FinancingReceivableModificationsNumberOfContracts2",
      "reportCount": 1,
      "unique": true,
      "unitRef": "contract",
      "xsiNil": "false"
     }
    },
    "R88": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:NotesReceivableNet",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2405415 - Disclosure - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Loans with Indicators of High Credit Risk (Details)",
     "role": "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails",
     "shortName": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Loans with Indicators of High Credit Risk (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:NotesReceivableNet",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R89": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:Depreciation",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2406402 - Disclosure - PREMISES, EQUIPMENT, AND SOFTWARE - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareNarrativeDetails",
     "shortName": "PREMISES, EQUIPMENT, AND SOFTWARE - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:Depreciation",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R9": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2101100 - Disclosure - BASIS OF PRESENTATION",
     "role": "http://www.citizensbank.com/role/BasisOfPresentation",
     "shortName": "BASIS OF PRESENTATION",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R90": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:PropertyPlantAndEquipmentTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:PropertyPlantAndEquipmentGross",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2406403 - Disclosure - PREMISES, EQUIPMENT, AND SOFTWARE - Schedule of Premises and Equipment (Details)",
     "role": "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails",
     "shortName": "PREMISES, EQUIPMENT, AND SOFTWARE - Schedule of Premises and Equipment (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:PropertyPlantAndEquipmentTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:PropertyPlantAndEquipmentGross",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R91": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "cfg:CapitalizedComputerSoftwareAmortizationExpenseYearOne",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2406404 - Disclosure - PREMISES, EQUIPMENT, AND SOFTWARE - Schedule of Amortization (Details)",
     "role": "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails",
     "shortName": "PREMISES, EQUIPMENT, AND SOFTWARE - Schedule of Amortization (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "cfg:CapitalizedComputerSoftwareAmortizationExpenseYearOne",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R92": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:LoansAndLeasesReceivableGrossCarryingAmount",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2407402 - Disclosure - MORTGAGE BANKING - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/MortgageBankingNarrativeDetails",
     "shortName": "MORTGAGE BANKING - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": null
    },
    "R93": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2407403 - Disclosure - MORTGAGE BANKING - Residential Mortgage Loans (Details)",
     "role": "http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails",
     "shortName": "MORTGAGE BANKING - Residential Mortgage Loans (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R94": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock",
       "us-gaap:ScheduleOfServicingAssetsAtAmortizedValueTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ServicingAssetAtAmortizedValue",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2407404 - Disclosure - MORTGAGE BANKING - Changes Related to MSRs - Amortization Method (Details)",
     "role": "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails",
     "shortName": "MORTGAGE BANKING - Changes Related to MSRs - Amortization Method (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock",
       "us-gaap:ScheduleOfServicingAssetsAtAmortizedValueTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2017Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:ServicingAssetAtAmortizedValue",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R95": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2018Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ServicingAssetAtFairValueAmount",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2407405 - Disclosure - MORTGAGE BANKING - Changes Related to MSR's - Fair Value Method (Details)",
     "role": "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails",
     "shortName": "MORTGAGE BANKING - Changes Related to MSR's - Fair Value Method (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfServicingAssetsAtFairValueTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2017Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember",
      "decimals": "-6",
      "lang": null,
      "name": "us-gaap:ServicingAssetAtFairValueAmount",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R96": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ServicingAssetAtAmortizedValueFairValue",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2407406 - Disclosure - MORTGAGE BANKING - Economic Assumptions Used to Estimate Value of MSRs (Details)",
     "role": "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails",
     "shortName": "MORTGAGE BANKING - Economic Assumptions Used to Estimate Value of MSRs (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "us-gaap:ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:ServicingAssetAtAmortizedValueFairValue",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R97": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "us-gaap:LesseeOperatingLeasesTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2408402 - Disclosure - LEASES - Narrative (Details)",
     "role": "http://www.citizensbank.com/role/LeasesNarrativeDetails",
     "shortName": "LEASES - Narrative (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "us-gaap:LesseeOperatingLeasesTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    },
    "R98": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "us-gaap:LesseeOperatingLeasesTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:OperatingLeaseCost",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2408403 - Disclosure - LEASES - Components of Operating Lease Cost (Details)",
     "role": "http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails",
     "shortName": "LEASES - Components of Operating Lease Cost (Details)",
     "subGroupType": "details",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "ix:continuation",
       "us-gaap:LesseeOperatingLeasesTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FD2019Q4YTD",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:OperatingLeaseCost",
      "reportCount": 1,
      "unique": true,
      "unitRef": "usd",
      "xsiNil": "false"
     }
    },
    "R99": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "cfg:AssetsAndLiabilitiesLesseeTableTextBlock",
       "us-gaap:LesseeOperatingLeasesTextBlock",
       "div",
       "body",
       "html"
      ],
      "baseRef": "citizens10-kx2019.htm",
      "contextRef": "FI2019Q4",
      "decimals": "-6",
      "first": true,
      "lang": null,
      "name": "us-gaap:OperatingLeaseRightOfUseAsset",
      "reportCount": 1,
      "unitRef": "usd",
      "xsiNil": "false"
     },
     "groupType": "disclosure",
     "isDefault": "false",
     "longName": "2408404 - Disclosure - LEASES - Supplemental Balance Sheet Information (Details)",
     "role": "http://www.citizensbank.com/role/LeasesSupplementalBalanceSheetInformationDetails",
     "shortName": "LEASES - Supplemental Balance Sheet Information (Details)",
     "subGroupType": "details",
     "uniqueAnchor": null
    }
   },
   "segmentCount": 206,
   "tag": {
    "cfg_A2.200SeniorUnsecuredNotesDue2020Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "2.200% Senior Unsecured Notes, Due 2020 [Member]",
        "label": "2.200% Senior Unsecured Notes, Due 2020 [Member]",
        "terseLabel": "2.200% senior unsecured notes, due 2020"
       }
      }
     },
     "localname": "A2.200SeniorUnsecuredNotesDue2020Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A2.25SeniorUnsecuredNotesDue2020Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "2.25% Senior Unsecured Notes, Due 2020 [Member]",
        "label": "2.25% Senior Unsecured Notes, Due 2020 [Member]",
        "terseLabel": "2.250% senior unsecured notes, due 2020"
       }
      }
     },
     "localname": "A2.25SeniorUnsecuredNotesDue2020Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "2.25% Senior Unsecured Notes, Due 2020, Settlement Date of March 02, 2017 [Member]",
        "label": "2.25% Senior Unsecured Notes, Due 2020, Settlement Date of March 02, 2017 [Member]",
        "terseLabel": "2.250% senior unsecured notes, due 2020"
       }
      }
     },
     "localname": "A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A2.375SeniorUnsecuredDebtDue2021Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "2.375% Senior Unsecured Debt, Due 2021 [Member]",
        "label": "2.375% Senior Unsecured Debt, Due 2021 [Member]",
        "terseLabel": "2.375% fixed rate senior unsecured debt, due 2021"
       }
      }
     },
     "localname": "A2.375SeniorUnsecuredDebtDue2021Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A2.450SeniorUnsecuredNotesDue2019Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "2.450% Senior Unsecured Notes, Due 2019 [Member]",
        "label": "2.450% Senior Unsecured Notes, Due 2019 [Member]",
        "terseLabel": "2.450% senior unsecured notes, due 2019"
       }
      }
     },
     "localname": "A2.450SeniorUnsecuredNotesDue2019Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A2.500SeniorUnsecuredNotesDue2019Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "2.500% Senior Unsecured Notes, Due 2019 [Member]",
        "label": "2.500% Senior Unsecured Notes, Due 2019 [Member]",
        "terseLabel": "2.500% senior unsecured notes, due 2019"
       }
      }
     },
     "localname": "A2.500SeniorUnsecuredNotesDue2019Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A2.550SeniorUnsecuredNotesDue2021Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "2.550% Senior Unsecured Notes, Due 2021 [Member]",
        "label": "2.550% Senior Unsecured Notes, Due 2021 [Member]",
        "terseLabel": "2.550% senior unsecured notes, due May 2021"
       }
      }
     },
     "localname": "A2.550SeniorUnsecuredNotesDue2021Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A2.650SeniorUnsecuredNotesDue2022Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "2.650% Senior Unsecured Notes, Due 2022 [Member]",
        "label": "2.650% Senior Unsecured Notes, Due 2022 [Member]",
        "terseLabel": "2.650% senior unsecured notes, due May 2022"
       }
      }
     },
     "localname": "A2.650SeniorUnsecuredNotesDue2022Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A2.850SeniorUnsecuredNotesDue2026Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "2.850% Senior Unsecured Notes, Due 2026 [Member]",
        "label": "2.850% Senior Unsecured Notes, Due 2026 [Member]",
        "terseLabel": "2.850% fixed-rate senior unsecured notes, due July 2026"
       }
      }
     },
     "localname": "A2.850SeniorUnsecuredNotesDue2026Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A2014EmployeeStockPurchasePlanMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "2014 Employee Stock Purchase Plan [Member]",
        "label": "2014 Employee Stock Purchase Plan [Member]",
        "terseLabel": "2014 Employee Stock Purchase Plan"
       }
      }
     },
     "localname": "A2014EmployeeStockPurchasePlanMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A3.250SeniorUnsecuredNotesDue2022Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "3.250% Senior Unsecured Notes, Due 2022 [Member]",
        "label": "3.250% Senior Unsecured Notes, Due 2022 [Member]",
        "terseLabel": "3.250% senior unsecured notes, due February 2022"
       }
      }
     },
     "localname": "A3.250SeniorUnsecuredNotesDue2022Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A3.700seniorunsecurednotesdue2023Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "3.700% senior unsecured notes, due 2023 [Member]",
        "label": "3.700% senior unsecured notes, due 2023 [Member]",
        "terseLabel": "3.700% senior unsecured notes, due March 2023"
       }
      }
     },
     "localname": "A3.700seniorunsecurednotesdue2023Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A3.750FixedRateSubordinatedDebtDue2024Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "3.750% Fixed Rate Subordinated Debt Due 2024 [Member]",
        "label": "3.750% Fixed Rate Subordinated Debt Due 2024 [Member]",
        "terseLabel": "3.750% fixed rate subordinated debt due 2024"
       }
      }
     },
     "localname": "A3.750FixedRateSubordinatedDebtDue2024Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A3.750SeniorUnsecuredNotesDue2026Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "3.750% Senior Unsecured Notes, Due 2026 [Member]",
        "label": "3.750% Senior Unsecured Notes, Due 2026 [Member]",
        "terseLabel": "3.750% senior unsecured notes, due February 2026"
       }
      }
     },
     "localname": "A3.750SeniorUnsecuredNotesDue2026Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A4.023FixedRateSubordinatedDebtDue2024Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "4.023% Fixed Rate Subordinated Debt Due 2024 [Member]",
        "label": "4.023% Fixed Rate Subordinated Debt Due 2024 [Member]",
        "terseLabel": "4.023% fixed rate subordinated debt, due 2024"
       }
      }
     },
     "localname": "A4.023FixedRateSubordinatedDebtDue2024Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A4.150FixedRateSubordinatedDebtDue2022Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "4.150% Fixed Rate Subordinated Debt, Due 2022 [Member]",
        "label": "4.150% Fixed Rate Subordinated Debt, Due 2022 [Member]",
        "terseLabel": "4.150% fixed rate subordinated debt, due 2022"
       }
      }
     },
     "localname": "A4.150FixedRateSubordinatedDebtDue2022Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A4.300FixedRateSubordinatedDebtDue2025Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "4.300% Fixed Rate Subordinated Debt, Due 2025 [Member]",
        "label": "4.300% Fixed Rate Subordinated Debt, Due 2025 [Member]",
        "terseLabel": "4.300% fixed rate subordinated debt, due 2025"
       }
      }
     },
     "localname": "A4.300FixedRateSubordinatedDebtDue2025Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_A4.350FixedRateSubordinatedDebtDue2025Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "4.350% Fixed Rate Subordinated Debt, Due 2025 [Member]",
        "label": "4.350% Fixed Rate Subordinated Debt, Due 2025 [Member]",
        "terseLabel": "4.350% fixed rate subordinated debt, due 2025"
       }
      }
     },
     "localname": "A4.350FixedRateSubordinatedDebtDue2025Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Allowance for Loan and Lease Losses and Reserve for Off-balance Sheet Activities. Total [Member]",
        "label": "Allowance for Loan and Lease Losses and Reserve for Off-balance Sheet Activities. Total [Member]",
        "terseLabel": "Allowance for loan and lease losses and reserve for off-balance sheet activities, total"
       }
      }
     },
     "localname": "AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_AnalysisofAgeofPastDueAmountsTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Analysis of Age of Past Due Amounts [Table Text Block]",
        "label": "Analysis of Age of Past Due Amounts [Table Text Block]",
        "terseLabel": "Analysis of age of past due amounts"
       }
      }
     },
     "localname": "AnalysisofAgeofPastDueAmountsTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_AssetsAndLiabilitiesLesseeTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Assets And Liabilities, Lessee [Table Text Block]",
        "label": "Assets And Liabilities, Lessee [Table Text Block]",
        "terseLabel": "Supplemental consolidated balance sheet information"
       }
      }
     },
     "localname": "AssetsAndLiabilitiesLesseeTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_AssetsRatioofNonperformingAssetstoAllAssets": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Reflects the percentage derived from dividing impaired loans on which interest has ceased to be accrued by total assets.",
        "label": "Assets, Ratio of Nonperforming Assets to All Assets",
        "terseLabel": "Nonperforming assets as a percentage of total assets"
       }
      }
     },
     "localname": "AssetsRatioofNonperformingAssetstoAllAssets",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "cfg_AutoCommercialAndCommercialRealEstateLoansMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Auto, Commercial And Commercial Real Estate Loans [Member]",
        "label": "Auto, Commercial And Commercial Real Estate Loans [Member]",
        "terseLabel": "Auto, commercial and commercial real estate loans"
       }
      }
     },
     "localname": "AutoCommercialAndCommercialRealEstateLoansMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities [Abstract] [Abstract]",
        "label": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities [Abstract] [Abstract]",
        "terseLabel": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities [Abstract] [Abstract]"
       }
      }
     },
     "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAbstractAbstract",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 3.0,
       "parentTag": "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in available for sale and held-to-maturity debt securities maturing in the fifth through tenth fiscal year following the latest fiscal year.",
        "label": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, After Five Through Ten Years, Amortized Cost",
        "totalLabel": "Total amortized cost of debt securities, Maturity of 5-10 Years"
       }
      }
     },
     "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 3.0,
       "parentTag": "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of available for sale and held-to-maturity debt securities maturing in the sixth through tenth rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, After Five Through Ten Years, Fair Value",
        "totalLabel": "Total fair value of debt securities, Maturity of 5-10 Years"
       }
      }
     },
     "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 2.0,
       "parentTag": "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of available for sale and held-to-maturity debt securities maturing in the second through fifth rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, After One Through Five Years,",
        "totalLabel": "Total fair value of debt securities, Maturity of 1-5 Years"
       }
      }
     },
     "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 2.0,
       "parentTag": "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in available for sale and held-to-maturity debt securities maturing in the next fiscal year through the fifth fiscal year following the latest fiscal year.",
        "label": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, After One Through Five Years, Amortized Cost",
        "totalLabel": "Total amortized cost of debt securities, Maturity of 1-5 Years"
       }
      }
     },
     "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 4.0,
       "parentTag": "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in available for sale and held-to-maturity debt securities maturing after the tenth fiscal year following the latest fiscal year.",
        "label": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, After Ten Years, Amortized Cost",
        "totalLabel": "Total amortized cost of debt securities, Maturity After 10 Years"
       }
      }
     },
     "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 4.0,
       "parentTag": "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of available for sale and held-to-maturity debt securities maturing after the tenth rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, After Ten Years, Fair Value",
        "totalLabel": "Total fair value of debt securities, Maturity After 10 Years"
       }
      }
     },
     "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetailsCalc2": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in available for sale and held-to-maturity debt securities with a single maturity date, after other than temporary (OTTI) accretion.",
        "label": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Amortized Cost",
        "totalLabel": "Total amortized cost of debt securities, Total"
       }
      }
     },
     "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Amortized Cost Basis [Abstract]",
        "label": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Amortized Cost Basis [Abstract]",
        "terseLabel": "Amortized Cost:"
       }
      }
     },
     "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetailsCalc2": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of investment in held-to-maturity and available for sale debt securities with a single maturity date.",
        "label": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Fair Value",
        "totalLabel": "Total fair value of debt securities, Total"
       }
      }
     },
     "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Fair Value [Abstract]",
        "label": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Fair Value [Abstract]",
        "terseLabel": "Fair Value:"
       }
      }
     },
     "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 1.0,
       "parentTag": "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of available for sale and held-to-maturity debt securities maturing in the next rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Maturity Within One Year, Fair Value",
        "totalLabel": "Total fair value of debt securities, Maturity of 1 Year or Less"
       }
      }
     },
     "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 1.0,
       "parentTag": "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in available for sale and held-to-maturity debt securities maturing in the next fiscal year following the latest fiscal year.",
        "label": "Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Within One Year, Amortized Cost",
        "totalLabel": "Total amortized cost of debt securities, Maturity of 1 Year or Less"
       }
      }
     },
     "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_AverageAssets": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of average assets attributable to the reporting period.",
        "label": "Average Assets",
        "terseLabel": "Total average assets"
       }
      }
     },
     "localname": "AverageAssets",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_BankOwnedLifeInsuranceTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Bank Owned Life Insurance [Table Text Block]",
        "label": "Bank Owned Life Insurance [Table Text Block]",
        "terseLabel": "Details of other income"
       }
      }
     },
     "localname": "BankOwnedLifeInsuranceTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncomeTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_BankSubsidiariesMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Bank Subsidiaries [Member]",
        "label": "Bank Subsidiaries [Member]",
        "terseLabel": "Bank subsidiaries"
       }
      }
     },
     "localname": "BankSubsidiariesMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_BankSubsidiariesandAssociatedBanksMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Bank Subsidiaries and Associated Banks [Member]",
        "label": "Bank Subsidiaries and Associated Banks [Member]",
        "terseLabel": "Bank subsidiaries"
       }
      }
     },
     "localname": "BankSubsidiariesandAssociatedBanksMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_BowstringAdvisorsLLCMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Bowstring Advisors, LLC [Member]",
        "label": "Bowstring Advisors, LLC [Member]",
        "terseLabel": "Bowstring"
       }
      }
     },
     "localname": "BowstringAdvisorsLLCMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_BuildingsandLeaseholdImprovementsMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Buildings and Leasehold Improvements [Member]",
        "label": "Buildings and Leasehold Improvements [Member]",
        "terseLabel": "Buildings and leasehold improvements"
       }
      }
     },
     "localname": "BuildingsandLeaseholdImprovementsMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_CapitalConservationBuffer": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Capital Conservation Buffer",
        "label": "Capital Conservation Buffer",
        "terseLabel": "Capital conservation buffer"
       }
      }
     },
     "localname": "CapitalConservationBuffer",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "cfg_CapitalMarketsFees": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 3.0,
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Capital market fee income earned including (for example): corporate syndication, referral, merger and acquisition fees, and other capital market fee income",
        "label": "Capital Markets Fees",
        "terseLabel": "Capital markets fees"
       }
      }
     },
     "localname": "CapitalMarketsFees",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_CapitalMarketsFeesMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Capital Markets Fees [Member]",
        "label": "Capital Markets Fees [Member]",
        "terseLabel": "Capital markets fees"
       }
      }
     },
     "localname": "CapitalMarketsFeesMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_CapitalRatiosAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Capital Ratios [Abstract]",
        "label": "Capital Ratios [Abstract]",
        "terseLabel": "Total Capital to Risk-Weighted Assets (Ratio)"
       }
      }
     },
     "localname": "CapitalRatiosAbstract",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails": {
       "order": 6.0,
       "parentTag": "cfg_CapitalizedSoftwareAmortizationExpenseTotal",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of capitalized computer software amortization expense expected to be recognized after the fifth fiscal year following the latest fiscal year.",
        "label": "Capitalized Computer Software, Amortization Expense, Thereafter",
        "terseLabel": "Thereafter"
       }
      }
     },
     "localname": "CapitalizedComputerSoftwareAmortizationExpenseThereafter",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails": {
       "order": 5.0,
       "parentTag": "cfg_CapitalizedSoftwareAmortizationExpenseTotal",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of capitalized computer software amortization expense expected to be recognized during year five of the succeeding fiscal years.",
        "label": "Capitalized Computer Software, Amortization Expense, Year Five",
        "terseLabel": "2024"
       }
      }
     },
     "localname": "CapitalizedComputerSoftwareAmortizationExpenseYearFive",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails": {
       "order": 4.0,
       "parentTag": "cfg_CapitalizedSoftwareAmortizationExpenseTotal",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of capitalized computer software amortization expense expected to be recognized during year four of the succeeding fiscal years.",
        "label": "Capitalized Computer Software, Amortization Expense, Year Four",
        "terseLabel": "2023"
       }
      }
     },
     "localname": "CapitalizedComputerSoftwareAmortizationExpenseYearFour",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails": {
       "order": 1.0,
       "parentTag": "cfg_CapitalizedSoftwareAmortizationExpenseTotal",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of capitalized computer software amortization expense expected to be recognized during the succeeding fiscal year.",
        "label": "Capitalized Computer Software, Amortization Expense, Year One",
        "terseLabel": "2020"
       }
      }
     },
     "localname": "CapitalizedComputerSoftwareAmortizationExpenseYearOne",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails": {
       "order": 3.0,
       "parentTag": "cfg_CapitalizedSoftwareAmortizationExpenseTotal",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of capitalized computer software amortization expense expected to be recognized during year three of the succeeding fiscal years.",
        "label": "Capitalized Computer Software, Amortization Expense, Year Three",
        "terseLabel": "2022"
       }
      }
     },
     "localname": "CapitalizedComputerSoftwareAmortizationExpenseYearThree",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails": {
       "order": 2.0,
       "parentTag": "cfg_CapitalizedSoftwareAmortizationExpenseTotal",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of capitalized computer software amortization expense expected to be recognized during year two of the succeeding fiscal years.",
        "label": "Capitalized Computer Software, Amortization Expense, Year Two",
        "terseLabel": "2021"
       }
      }
     },
     "localname": "CapitalizedComputerSoftwareAmortizationExpenseYearTwo",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_CapitalizedSoftwareAmortizationExpenseTotal": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of capitalized computer software amortization expense to be recognized.",
        "label": "Capitalized Software, Amortization Expense, Total",
        "totalLabel": "Total"
       }
      }
     },
     "localname": "CapitalizedSoftwareAmortizationExpenseTotal",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Capitalized Software Development Costs for Internal Use Software",
        "label": "Capitalized Software Development Costs for Internal Use Software",
        "terseLabel": "In-process software"
       }
      }
     },
     "localname": "CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Capitalized Software, Expected Future Amortization Expense [Abstract]",
        "label": "Capitalized Software, Expected Future Amortization Expense [Abstract]",
        "terseLabel": "Capitalized Software, Expected Future Amortization Expense [Abstract]"
       }
      }
     },
     "localname": "CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfAmortizationDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_CardFeesMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Card Fees [Member]",
        "label": "Card Fees [Member]",
        "terseLabel": "Card fees"
       }
      }
     },
     "localname": "CardFeesMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_CashFlowLesseeAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Cash Flow, Lessee [Abstract]",
        "label": "Cash Flow, Lessee [Abstract]",
        "terseLabel": "Cash paid for amounts included in measurement of liabilities:"
       }
      }
     },
     "localname": "CashFlowLesseeAbstract",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesSupplementalLeaseInformationDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_CitizensShareAwardsMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Citizens Share Awards [Member]",
        "label": "Citizens Share Awards [Member]",
        "terseLabel": "Citizens Share Awards"
       }
      }
     },
     "localname": "CitizensShareAwardsMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails",
      "http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_ClarfeldFinancialAdvisorsLLCMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Clarfeld Financial Advisors, LLC [Member]",
        "label": "Clarfeld Financial Advisors, LLC [Member]",
        "terseLabel": "Clarfeld"
       }
      }
     },
     "localname": "ClarfeldFinancialAdvisorsLLCMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_CommercialBankingMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Commercial Banking [Member]",
        "label": "Commercial Banking [Member]",
        "terseLabel": "Commercial Banking"
       }
      }
     },
     "localname": "CommercialBankingMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails",
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails",
      "http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_CommercialLetterofCreditMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A document typically issued by a financial institution which acts as a guarantee of payment to a beneficiary, or as the source of payment for a commercial transaction (for example, wiring funds to a foreign exporter if and when specified merchandise is accepted pursuant to the terms of the letter of credit).",
        "label": "Commercial Letter of Credit [Member]",
        "terseLabel": "Commercial letters of credit"
       }
      }
     },
     "localname": "CommercialLetterofCreditMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_CommercialLoansHeldForSaleMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Commercial Loans Held For Sale [Member]",
        "label": "Commercial Loans Held For Sale [Member]",
        "terseLabel": "Commercial loans held for sale"
       }
      }
     },
     "localname": "CommercialLoansHeldForSaleMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Minimum qualifying carrying balance of commercial loans.",
        "label": "Commercial Loans, Large Balance, Minimum Qualifying Balance",
        "terseLabel": "Minimum qualifying balance"
       }
      }
     },
     "localname": "CommercialLoansLargeBalanceMinimumQualifyingBalance",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_CommercialRealEstateLoansHeldforsaleMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Commercial Real Estate Loans Held-for-sale [Member]",
        "label": "Commercial Real Estate Loans Held-for-sale [Member]",
        "terseLabel": "Commercial loans held for sale"
       }
      }
     },
     "localname": "CommercialRealEstateLoansHeldforsaleMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Commercial and Commercial Real Estate Loans Held-for-sale [Member]",
        "label": "Commercial and Commercial Real Estate Loans Held-for-sale [Member]",
        "terseLabel": "Commercial and commercial real estate loans held for sale, at fair value"
       }
      }
     },
     "localname": "CommercialandCommercialRealEstateLoansHeldforsaleMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_CommitmentsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Commitments [Abstract]",
        "label": "Commitments [Abstract]",
        "terseLabel": "Commitments [Abstract]"
       }
      }
     },
     "localname": "CommitmentsAbstract",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The minimum common equity tier 1 ratio (CET1 divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.",
        "label": "Common Equity Tier1 Required For Capital Adequacy To Risk Weighted Assets",
        "terseLabel": "Minimum Capital Adequacy"
       }
      }
     },
     "localname": "CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails",
      "http://www.citizensbank.com/role/RegulatoryMattersNarrativeDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Common Equity Tier 1 to Risk-Weighted Assets (Amount) [Abstract]",
        "label": "Common Equity Tier 1 to Risk-Weighted Assets (Amount) [Abstract]",
        "terseLabel": "Common Equity Tier 1 to Risk-Weighted Assets (Amount)"
       }
      }
     },
     "localname": "CommonEquityTier1toRiskWeightedAssetsAmountAbstract",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Common Equity Tier 1 to Risk-Weighted Assets (Ratio) [Abstract]",
        "label": "Common Equity Tier 1 to Risk-Weighted Assets (Ratio) [Abstract]",
        "terseLabel": "Common Equity Tier 1 to Risk-Weighted Assets (Ratio)"
       }
      }
     },
     "localname": "CommonEquityTier1toRiskWeightedAssetsRatioAbstract",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Common Equity Tier One Capital, Annual Phase In Percentage",
        "label": "Common Equity Tier One Capital, Annual Phase In Percentage",
        "terseLabel": "Capital impact phase in percentage"
       }
      }
     },
     "localname": "CommonEquityTierOneCapitalAnnualPhaseInPercentage",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Common Equity Tier One Capital, Percentage, Increase (Decrease)",
        "label": "Common Equity Tier One Capital, Percentage, Increase (Decrease)",
        "terseLabel": "Basis point change in CET1"
       }
      }
     },
     "localname": "CommonEquityTierOneCapitalPercentageIncreaseDecrease",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "cfg_CommonStockAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Common Stock [Abstract]",
        "label": "Common Stock [Abstract]",
        "terseLabel": "Common stock:"
       }
      }
     },
     "localname": "CommonStockAbstract",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_ConsumerAndCommercialPortfolioSegmentMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Consumer And Commercial Portfolio Segment [Member]",
        "label": "Consumer And Commercial Portfolio Segment [Member]",
        "terseLabel": "Retail and Commercial"
       }
      }
     },
     "localname": "ConsumerAndCommercialPortfolioSegmentMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_ConsumerBankingMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Consumer Banking [Member]",
        "label": "Consumer Banking [Member]",
        "terseLabel": "Consumer Banking"
       }
      }
     },
     "localname": "ConsumerBankingMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails",
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails",
      "http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_ConsumerHomeEquityProductsServicedbyOthersMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Consumer, Home Equity Products Serviced by Others [Member]",
        "label": "Consumer, Home Equity Products Serviced by Others [Member]",
        "terseLabel": "Home Equity Products Serviced by Others"
       }
      }
     },
     "localname": "ConsumerHomeEquityProductsServicedbyOthersMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_ConsumerLoanTroubledDebtRestructuringMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Consumer Loan, Troubled Debt Restructuring [Member]",
        "label": "Consumer Loan, Troubled Debt Restructuring [Member]",
        "terseLabel": "Retail ,TDRs"
       }
      }
     },
     "localname": "ConsumerLoanTroubledDebtRestructuringMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_ConsumerOtherSecuredRetailMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Consumer, Other Secured Retail [Member]",
        "label": "Consumer, Other Secured Retail [Member]",
        "verboseLabel": "Other retail"
       }
      }
     },
     "localname": "ConsumerOtherSecuredRetailMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "An entity's internal risk assessment as having high risk defined as certain loans with outstanding balances exceeding a percentage of the value of underlying collateral.",
        "label": "Credit Risk High Loan to Value Loans Percent Exceeding Value Of Underlying Collateral",
        "terseLabel": "High loan to value criteria (exceeds)"
       }
      }
     },
     "localname": "CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "cfg_CreditRiskHighLoantovalueLoansMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Credit Risk, High Loan-to-value Loans [Member]",
        "label": "Credit Risk, High Loan-to-value Loans [Member]",
        "terseLabel": "High loan-to-value"
       }
      }
     },
     "localname": "CreditRiskHighLoantovalueLoansMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Credit Risk, Interest-only and Negative Amortization Residential Mortgages [Member]",
        "label": "Credit Risk, Interest-only and Negative Amortization Residential Mortgages [Member]",
        "terseLabel": "Interest only/negative amortization"
       }
      }
     },
     "localname": "CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Credit Risk, Loan Products with Increased Credit Exposure [Member]",
        "label": "Credit Risk, Loan Products with Increased Credit Exposure [Member]",
        "terseLabel": "Credit risk, loans with increased credit exposure"
       }
      }
     },
     "localname": "CreditRiskLoanProductswithIncreasedCreditExposureMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_CreditRiskLowIntroductoryRateLoansMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Credit Risk, Low Introductory Rate Loans [Member]",
        "label": "Credit Risk, Low Introductory Rate Loans [Member]",
        "terseLabel": "Low introductory rate"
       }
      }
     },
     "localname": "CreditRiskLowIntroductoryRateLoansMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_CreditRiskMultipleIndicatorsMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Credit Risk, Multiple Indicators [Member]",
        "label": "Credit Risk, Multiple Indicators [Member]",
        "terseLabel": "Multiple characteristics and other"
       }
      }
     },
     "localname": "CreditRiskMultipleIndicatorsMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_DebtModificationOtherMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Debt Modification, Other [Member]",
        "label": "Debt Modification, Other [Member]",
        "terseLabel": "Other"
       }
      }
     },
     "localname": "DebtModificationOtherMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_DeferredTaxAssetsAccruedExpenses": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Deferred Tax Assets, Accrued Expenses",
        "label": "Deferred Tax Assets, Accrued Expenses",
        "terseLabel": "Accrued expenses not currently deductible"
       }
      }
     },
     "localname": "DeferredTaxAssetsAccruedExpenses",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_DeferredTaxAssetsFairValueAdjustment": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 6.0,
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Deferred Tax Assets, Fair Value Adjustment",
        "label": "Deferred Tax Assets, Fair Value Adjustment",
        "terseLabel": "Fair value adjustments"
       }
      }
     },
     "localname": "DeferredTaxAssetsFairValueAdjustment",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Deferred Tax Assets, Net Loss on Securities and Derivatives",
        "label": "Deferred Tax Assets, Net Loss on Securities and Derivatives",
        "terseLabel": "Other comprehensive income"
       }
      }
     },
     "localname": "DeferredTaxAssetsNetLossonSecuritiesandDerivatives",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Deferred Tax Assets, Operating Loss Carryforwards, Domestic and State",
        "label": "Deferred Tax Assets, Operating Loss Carryforwards, Domestic and State",
        "terseLabel": "State operating loss carryforwards"
       }
      }
     },
     "localname": "DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 5.0,
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Deferred Tax Assets, Tax Credit Carryforwards, Investments and Other",
        "label": "Deferred Tax Assets, Tax Credit Carryforwards, Investments and Other",
        "terseLabel": "Investment and other tax credit carryforwards"
       }
      }
     },
     "localname": "DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Deferred Tax Liabilities, Compensation and Benefits, Postretirement Benefits",
        "label": "Deferred Tax Liabilities, Compensation and Benefits, Postretirement Benefits",
        "terseLabel": "Pension and other employee compensation plans"
       }
      }
     },
     "localname": "DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Years of service used in calculating average eligible compensation for defined benefit plan participants.",
        "label": "Defined Benefit Plan, Benefit Calculation Years of Compensation",
        "terseLabel": "Years of service used in determining benefits"
       }
      }
     },
     "localname": "DefinedBenefitPlanBenefitCalculationYearsofCompensation",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails"
     ],
     "xbrltype": "durationItemType"
    },
    "cfg_DefinedBenefitPlanBenefitsPaidandAdministrationExpenses": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of payments made for which participants are entitled under a pension plan,including pension benefits, death benefits, benefits due on termination of employment, and plan administration expenses. Also includes payments made under a postretirement benefit plan, including prescription drug benefits, health care benefits, life insurance benefits, and legal, educational and advisory services. This item represents a periodic decrease to the plan obligations and a decrease to plan assets.",
        "label": "Defined Benefit Plan, Benefits Paid and Administration Expenses",
        "negatedTerseLabel": "Benefits and administrative expenses paid"
       }
      }
     },
     "localname": "DefinedBenefitPlanBenefitsPaidandAdministrationExpenses",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Incremental Percentage of employees' gross pay for which the employer contributes a matching contribution to a defined contribution plan. Subject to limits set by the Internal Revenue Service.",
        "label": "Defined Contribution Plan, Employer Matching Contribution, Change in Period, Percent of Employees' Gross Pay",
        "terseLabel": "Employer matching contribution, addition"
       }
      }
     },
     "localname": "DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "cfg_DirectFinancingLeaseInitialIndirectCosts": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_DirectFinancingLeaseNetInvestmentInLease",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Costs that are essential to acquiring the lease and would not otherwise have been incurred without the lease agreement, including evaluating the lessee's credit condition, guarantees, and collateral and costs incurred negotiating, processing, and closing the lease agreement.",
        "label": "Direct Financing Lease, Initial Indirect Costs",
        "terseLabel": "Initial direct costs"
       }
      }
     },
     "localname": "DirectFinancingLeaseInitialIndirectCosts",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_DividendFromNonBankSubsidiaries": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Dividend from non bank subsidiaries",
        "label": "Dividend From NonBank Subsidiaries",
        "terseLabel": "Dividends from nonbank subsidiaries"
       }
      }
     },
     "localname": "DividendFromNonBankSubsidiaries",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Effective Income Tax Rate Reconciliation, Deduction, Life Insurance, Amount",
        "label": "Effective Income Tax Rate Reconciliation, Deduction, Life Insurance, Amount",
        "negatedTerseLabel": "Bank-owned life insurance"
       }
      }
     },
     "localname": "EffectiveIncomeTaxRateReconciliationDeductionLifeInsuranceAmount",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations",
       "weight": -1.0
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Effective Income Tax Rate Reconciliation, Deduction, Life Insurance, Percent",
        "label": "Effective Income Tax Rate Reconciliation, Deduction, Life Insurance, Percent",
        "negatedTerseLabel": "Bank-owned life insurance"
       }
      }
     },
     "localname": "EffectiveIncomeTaxRateReconciliationDeductionLifeInsurancePercent",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 11.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Effective Income Tax Rate Reconciliation, Legacy Tax Matters, Amount",
        "label": "Effective Income Tax Rate Reconciliation, Legacy Tax Matters, Amount",
        "negatedLabel": "Legacy tax matters"
       }
      }
     },
     "localname": "EffectiveIncomeTaxRateReconciliationLegacyTaxMattersAmount",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 11.0,
       "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations",
       "weight": -1.0
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Effective Income Tax Rate Reconciliation, Legacy Tax Matters, Percent",
        "label": "Effective Income Tax Rate Reconciliation, Legacy Tax Matters, Percent",
        "negatedLabel": "Legacy tax matters"
       }
      }
     },
     "localname": "EffectiveIncomeTaxRateReconciliationLegacyTaxMattersPercent",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of gains (losses) on assets and liabilities measured at fair value on a nonrecurring basis and recorded in earnings.",
        "label": "Fair Value, Measured on Nonrecurring Basis, Gain (Loss) Included in Earnings [Table Text Block]",
        "terseLabel": "Gains (losses) on assets and liabilities measured on a nonrecurring basis included in earnings"
       }
      }
     },
     "localname": "FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of unrealized (holding) gain (loss) which is included in the statement of income (or changes in net assets) related to those assets still held at the reporting date for which fair value is measured on a nonrecurring basis.",
        "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Nonrecurring Basis, Asset, Gain (Loss) Included in Earnings",
        "terseLabel": "Gain (loss) included in earnings on assets measured on a nonrecurring basis"
       }
      }
     },
     "localname": "FairValueMeasurementwithUnobservableInputsReconciliationNonrecurringBasisAssetGainLossIncludedinEarnings",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The aggregate unpaid principal balance of loans measured at fair value.",
        "label": "Fair Value, Option, Loans Held as Assets, Aggregate Unpaid Principal",
        "terseLabel": "Aggregate Unpaid Principal"
       }
      }
     },
     "localname": "FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Borrowings from letters of credit and the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and also in times of liquidity shortages. The member institution executes a promissory note, which is generally collateralized by government securities to the Federal Reserve or loans.",
        "label": "Federal Home Loan Bank Advances and Letters of Credit [Member]",
        "terseLabel": "FHLB advances and letters of credit"
       }
      }
     },
     "localname": "FederalHomeLoanBankAdvancesandLettersofCreditMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_FederalHomeLoanBankStockFairValue": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": 2.0,
       "parentTag": "cfg_TotalOtherInvestmentSecuritiesAtCostFairValue",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of Federal Home Loan Bank (FHLB) stock.",
        "label": "Federal Home Loan Bank Stock, Fair Value",
        "terseLabel": "Federal Home Loan Bank stock, Fair Value"
       }
      }
     },
     "localname": "FederalHomeLoanBankStockFairValue",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_FederalReserveBankDepositsInterestRate": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The fixed interest rate for investments held at the Federal Reserve Bank.",
        "label": "Federal Reserve Bank, Deposits, Interest Rate",
        "terseLabel": "Interest rate on FRB balances"
       }
      }
     },
     "localname": "FederalReserveBankDepositsInterestRate",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/CashAndDueFromBanksDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "cfg_FederalReserveBankStockFairValue": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": 1.0,
       "parentTag": "cfg_TotalOtherInvestmentSecuritiesAtCostFairValue",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of Federal Reserve Bank stock.",
        "label": "Federal Reserve Bank Stock Fair Value",
        "terseLabel": "Federal Reserve Bank stock, Fair Value"
       }
      }
     },
     "localname": "FederalReserveBankStockFairValue",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_FederalReserveBankStockMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Federal Reserve Bank Stock [Member]",
        "label": "Federal Reserve Bank Stock [Member]",
        "terseLabel": "Federal Reserve Bank stock"
       }
      }
     },
     "localname": "FederalReserveBankStockMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_FeesAndCommissionsCreditAndDebitCards1": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 2.0,
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fees And Commissions, Credit And Debit Cards1",
        "label": "Fees And Commissions, Credit And Debit Cards1",
        "terseLabel": "Card fees"
       }
      }
     },
     "localname": "FeesAndCommissionsCreditAndDebitCards1",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_FinanceLeasesMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Finance Leases [Member]",
        "label": "Finance Leases [Member]",
        "terseLabel": "Leases"
       }
      }
     },
     "localname": "FinanceLeasesMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Financing Receivables, Equal To Or Greater Than 30 Days Past Due [Member]",
        "label": "Financing Receivables, Equal To Or Greater Than 30 Days Past Due [Member]",
        "terseLabel": "Financing Receivables, Equal To Or Greater Than 30 Days Past Due"
       }
      }
     },
     "localname": "FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_FloatingRateSeniorUnsecuredNotesDue2020Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Floating Rate Senior Unsecured Notes, Due 2020 [Member]",
        "label": "Floating Rate Senior Unsecured Notes, Due 2020 [Member]",
        "terseLabel": "2.447% floating-rate senior unsecured notes, due March 2020"
       }
      }
     },
     "localname": "FloatingRateSeniorUnsecuredNotesDue2020Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Floating Rate Senior Unsecured Notes, Due 2020 Number 2 [Member]",
        "label": "Floating Rate Senior Unsecured Notes, Due 2020 Number 2 [Member]",
        "terseLabel": "2.487% floating-rate senior unsecured notes, due May 2020"
       }
      }
     },
     "localname": "FloatingRateSeniorUnsecuredNotesDue2020Number2Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_FloatingRateSeniorUnsecuredNotesDue2022Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Floating Rate Senior Unsecured Notes, Due 2022 [Member]",
        "label": "Floating Rate Senior Unsecured Notes, Due 2022 [Member]",
        "terseLabel": "2.727% floating-rate senior unsecured notes, due May 2022"
       }
      }
     },
     "localname": "FloatingRateSeniorUnsecuredNotesDue2022Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Floating Rate Senior Unsecured Notes, Due 2022 Number 2 [Member]",
        "label": "Floating Rate Senior Unsecured Notes, Due 2022 Number 2 [Member]",
        "terseLabel": "2.629% floating-rate senior unsecured notes, due February 2022"
       }
      }
     },
     "localname": "FloatingRateSeniorUnsecuredNotesDue2022Number2Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_FloatingRateSeniorUnsecuredNotesDue2023Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Floating-Rate Senior Unsecured Notes, Due 2023 [Member]",
        "label": "Floating-Rate Senior Unsecured Notes, Due 2023 [Member]",
        "terseLabel": "2.911% floating-rate senior unsecured notes, due March 2023"
       }
      }
     },
     "localname": "FloatingRateSeniorUnsecuredNotesDue2023Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_ForeignExchangeContractCustomerMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Foreign Exchange Contract, Customer [Member]",
        "label": "Foreign Exchange Contract, Customer [Member]",
        "terseLabel": "Customer foreign exchange contracts"
       }
      }
     },
     "localname": "ForeignExchangeContractCustomerMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_ForeignExchangeandTradeFinanceFees": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 6.0,
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fee income earned related to foreign exchange, trade finance fees and other related income.",
        "label": "Foreign Exchange and Trade Finance Fees",
        "terseLabel": "Foreign exchange and interest rate products"
       }
      }
     },
     "localname": "ForeignExchangeandTradeFinanceFees",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_ForeignExchangeandTradeFinanceFeesMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Foreign Exchange and Trade Finance Fees [Member]",
        "label": "Foreign Exchange and Trade Finance Fees [Member]",
        "terseLabel": "Foreign exchange and interest rate products"
       }
      }
     },
     "localname": "ForeignExchangeandTradeFinanceFeesMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_FurnitureFixturesandEquipmentMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Furniture, Fixtures, and Equipment [Member]",
        "label": "Furniture, Fixtures, and Equipment [Member]",
        "terseLabel": "Furniture, fixtures and equipment"
       }
      }
     },
     "localname": "FurnitureFixturesandEquipmentMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_GuarantorObligationTerm": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Describe the approximate term of the guarantee or each group of similar guarantees.",
        "label": "Guarantor Obligation, Term",
        "terseLabel": "Letters of credit terms"
       }
      }
     },
     "localname": "GuarantorObligationTerm",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "durationItemType"
    },
    "cfg_HomeEquityLineofCreditServicedbyOthersMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Home Equity Line of Credit Serviced by Others [Member]",
        "label": "Home Equity Line of Credit Serviced by Others [Member]",
        "terseLabel": "Home equity lines of credit serviced by others"
       }
      }
     },
     "localname": "HomeEquityLineofCreditServicedbyOthersMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_HomeEquityLoanServicedbyOthersMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Home Equity Loan Serviced by Others [Member]",
        "label": "Home Equity Loan Serviced by Others [Member]",
        "terseLabel": "Home equity loans serviced by others"
       }
      }
     },
     "localname": "HomeEquityLoanServicedbyOthersMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_ImpairedFinancingReceivableNetofValuationAllowance": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Recorded investment in non performing assets receivable net of valuation allowance as of the balance sheet date.",
        "label": "Impaired Financing Receivable, Net of Valuation Allowance",
        "terseLabel": "Nonperforming assets, net of valuation allowance"
       }
      }
     },
     "localname": "ImpairedFinancingReceivableNetofValuationAllowance",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Income (Loss) From Equity In Undistributed Earnings Of Subsidiaries",
        "label": "Income (Loss) From Equity In Undistributed Earnings Of Subsidiaries",
        "negatedTerseLabel": "Equity in undistributed earnings of subsidiaries"
       }
      }
     },
     "localname": "IncomeLossFromEquityInUndistributedEarningsOfSubsidiaries",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_InterestAndDividendIncomeSecuritiesMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Interest And Dividend Income, Securities [Member]",
        "label": "Interest And Dividend Income, Securities [Member]",
        "terseLabel": "Interest income - investment securities"
       }
      }
     },
     "localname": "InterestAndDividendIncomeSecuritiesMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_InterestAndFeeIncomeLoansMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Interest And Fee Income, Loans [Member]",
        "label": "Interest And Fee Income, Loans [Member]",
        "terseLabel": "Interest and fees on loans and leases"
       }
      }
     },
     "localname": "InterestAndFeeIncomeLoansMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_InterestBearingCashandDuefromBanksFederalReserveBankBalances": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Interest-Bearing Cash and Due from Banks, Federal Reserve Bank Balances",
        "label": "Interest-Bearing Cash and Due from Banks, Federal Reserve Bank Balances",
        "terseLabel": "Deposits on FRB balances"
       }
      }
     },
     "localname": "InterestBearingCashandDuefromBanksFederalReserveBankBalances",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/CashAndDueFromBanksDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_InterestIncomeFederalReserveBankBalances": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Interest earned on balances in Federal Reserve Bank interest earning accounts.",
        "label": "Interest Income, Federal Reserve Bank Balances",
        "terseLabel": "Interest earned on FRB balances"
       }
      }
     },
     "localname": "InterestIncomeFederalReserveBankBalances",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/CashAndDueFromBanksDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_InterestRateContractCustomerMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Interest Rate Contract, Customer [Member]",
        "label": "Interest Rate Contract, Customer [Member]",
        "terseLabel": "Customer interest rate contracts"
       }
      }
     },
     "localname": "InterestRateContractCustomerMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Interest Rate Contract, Mortgage Servicing Rights, Lower Of Cost Or Market [Member]",
        "label": "Interest Rate Contract, Mortgage Servicing Rights, Lower Of Cost Or Market [Member]",
        "terseLabel": "Interest rate derivative contracts used to hedge residential MSRs, at LOCOM"
       }
      }
     },
     "localname": "InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_InterestRateContractMortgageServicingRightsMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Interest Rate Contract, Mortgage Servicing Rights [Member]",
        "label": "Interest Rate Contract, Mortgage Servicing Rights [Member]",
        "terseLabel": "Interest rate derivative contracts used to hedge residential MSRs"
       }
      }
     },
     "localname": "InterestRateContractMortgageServicingRightsMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_InterestbearingCashandDuefromBanks": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 2.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing cash in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.",
        "label": "Interest-bearing Cash and Due from Banks",
        "terseLabel": "Interest-bearing cash and due from banks"
       }
      }
     },
     "localname": "InterestbearingCashandDuefromBanks",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_InterestbearingDepositsPolicyPolicyTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for interest-bearing deposits.",
        "label": "Interest-bearing Deposits, Policy [Policy Text Block]",
        "terseLabel": "Interest-Bearing Deposits in Banks"
       }
      }
     },
     "localname": "InterestbearingDepositsPolicyPolicyTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_LeasedAssetsMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Leased Assets [Member]",
        "label": "Leased Assets [Member]",
        "terseLabel": "Leased assets"
       }
      }
     },
     "localname": "LeasedAssetsMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Lessee, Operating Lease, Liability, Payments, Due After Year Four",
        "label": "Lessee, Operating Lease, Liability, Payments, Due After Year Four",
        "terseLabel": "Thereafter"
       }
      }
     },
     "localname": "LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_LesseeTermOfContract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Lessee, Term Of Contract",
        "label": "Lessee, Term Of Contract",
        "terseLabel": "Term of contract"
       }
      }
     },
     "localname": "LesseeTermOfContract",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails"
     ],
     "xbrltype": "durationItemType"
    },
    "cfg_LetterofCreditandLoanFees": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 5.0,
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Letter of Credit and Loan Fees",
        "label": "Letter of Credit and Loan Fees",
        "terseLabel": "Letter of credit and loan fees"
       }
      }
     },
     "localname": "LetterofCreditandLoanFees",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_LettersofCreditAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Letters of Credit [Abstract]",
        "label": "Letters of Credit [Abstract]",
        "terseLabel": "Letters of Credit [Abstract]"
       }
      }
     },
     "localname": "LettersofCreditAbstract",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_LoanChargeOffsPolicyPolicyTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for valuing, recording, and reporting of charge-offs of loans receivable.",
        "label": "Loan Charge-Offs Policy [Policy Text Block]",
        "terseLabel": "Loan Charge-Offs"
       }
      }
     },
     "localname": "LoanChargeOffsPolicyPolicyTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_LoanPortfolioTransferOneMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Loan Portfolio Transfer, One [Member]",
        "label": "Loan Portfolio Transfer, One [Member]",
        "terseLabel": "Loan Portfolio Transfer, One"
       }
      }
     },
     "localname": "LoanPortfolioTransferOneMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_LoanPortfolioTransferTwoMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Loan Portfolio Transfer, Two [Member]",
        "label": "Loan Portfolio Transfer, Two [Member]",
        "terseLabel": "Loan Portfolio Transfer, Two"
       }
      }
     },
     "localname": "LoanPortfolioTransferTwoMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_LoanPortfolioTransfersAxis": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Loan Portfolio Transfers [Axis]",
        "label": "Loan Portfolio Transfers [Axis]",
        "terseLabel": "Loan Portfolio Transfers [Axis]"
       }
      }
     },
     "localname": "LoanPortfolioTransfersAxis",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_LoanPortfolioTransfersDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "[Domain] for Loan Portfolio Transfers [Axis]",
        "label": "Loan Portfolio Transfers [Domain]",
        "terseLabel": "Loan Portfolio Transfers [Domain]"
       }
      }
     },
     "localname": "LoanPortfolioTransfersDomain",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_LoansCollateralDependentImpaired": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of impaired collateral-dependent loans net of impairments.",
        "label": "Loans, Collateral Dependent, Impaired",
        "terseLabel": "Impaired collateral-dependent loans"
       }
      }
     },
     "localname": "LoansCollateralDependentImpaired",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_LoansCollateralDependentImpairedMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Loans, Collateral Dependent, Impaired [Member]",
        "label": "Loans, Collateral Dependent, Impaired [Member]",
        "terseLabel": "Impaired collateral-dependent loans"
       }
      }
     },
     "localname": "LoansCollateralDependentImpairedMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_LoansandAdvances": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Loans and Advances",
        "label": "Loans and Advances",
        "terseLabel": "Loans and advances"
       }
      }
     },
     "localname": "LoansandAdvances",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Loans and Leases Receivable, Mortgage Banking Activities [Table Text Block]",
        "label": "Loans and Leases Receivable, Mortgage Banking Activities [Table Text Block]",
        "terseLabel": "Schedule of mortgage banking activities"
       }
      }
     },
     "localname": "LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_ManagementandServiceFeeIncome": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of management and service fee income.",
        "label": "Management and Service Fee Income",
        "terseLabel": "Management and service fees"
       }
      }
     },
     "localname": "ManagementandServiceFeeIncome",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_MarketingRightsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Marketing Rights [Abstract]",
        "label": "Marketing Rights [Abstract]",
        "terseLabel": "Marketing Rights [Abstract]"
       }
      }
     },
     "localname": "MarketingRightsAbstract",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_MortgageBankingFeesMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Mortgage Banking Fees [Member]",
        "label": "Mortgage Banking Fees [Member]",
        "terseLabel": "Mortgage banking fees",
        "verboseLabel": "Mortgage Banking Fees"
       }
      }
     },
     "localname": "MortgageBankingFeesMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails",
      "http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails",
      "http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_MortgageLoansCollateralizedByOREO": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Recorded investment in financing receivables that are on nonaccrual status and are collateralized by land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangement as of the balance sheet date.",
        "label": "Mortgage Loans Collateralized By OREO",
        "terseLabel": "Mortgage loans collateralized by residential real estate property"
       }
      }
     },
     "localname": "MortgageLoansCollateralizedByOREO",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_MortgageLoansServicedForOthersMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Mortgage Loans Serviced For Others [Member]",
        "label": "Mortgage Loans Serviced For Others [Member]",
        "terseLabel": "Mortgage loans serviced for others"
       }
      }
     },
     "localname": "MortgageLoansServicedForOthersMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails",
      "http://www.citizensbank.com/role/MortgageBankingNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_MortgageServicingRights": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Mortgage servicing rights",
        "label": "Mortgage Servicing Rights",
        "terseLabel": "MSRs"
       }
      }
     },
     "localname": "MortgageServicingRights",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_MortgageServicingRightsMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Mortgage Servicing Rights [Member]",
        "label": "Mortgage Servicing Rights [Member]",
        "terseLabel": "MSRs"
       }
      }
     },
     "localname": "MortgageServicingRightsMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_MortgageServicingRightsTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for an entity\u2019s mortgage banking operations.",
        "label": "Mortgage Servicing Rights [Text Block]",
        "terseLabel": "MORTGAGE BANKING"
       }
      }
     },
     "localname": "MortgageServicingRightsTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBanking"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_NamingRightsMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Naming Rights [Member]",
        "label": "Naming Rights [Member]",
        "terseLabel": "Marketing rights",
        "verboseLabel": "Naming Rights"
       }
      }
     },
     "localname": "NamingRightsMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails",
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount before tax, after reclassification adjustments, of (increase) decrease in net periodic benefit cost and other comprehensive (income) loss related to pension and other postretirement defined benefit plans.",
        "label": "Net Periodic Benefit Cost and Other Comprehensive Income",
        "negatedTotalLabel": "Total (loss) gain recognized in net periodic pension (income) cost and other comprehensive loss"
       }
      }
     },
     "localname": "NetPeriodicBenefitCostandOtherComprehensiveIncome",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_NonbankSubsidiariesMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Nonbank Subsidiaries [Member]",
        "label": "Nonbank Subsidiaries [Member]",
        "terseLabel": "Nonbank subsidiaries"
       }
      }
     },
     "localname": "NonbankSubsidiariesMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_NoninterestIncomeMiscellaneous": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/NoninterestIncomeNoninterestIncomeDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Noninterest Income, Miscellaneous",
        "label": "Noninterest Income, Miscellaneous",
        "terseLabel": "Revenue from other sources"
       }
      }
     },
     "localname": "NoninterestIncomeMiscellaneous",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncomeNoninterestIncomeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_NoninterestIncomeTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Noninterest Income [Table Text Block]",
        "label": "Noninterest Income [Table Text Block]",
        "terseLabel": "Noninterest income"
       }
      }
     },
     "localname": "NoninterestIncomeTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncomeTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_OmnibusIncentivePlanAndDirectorsPlanMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Omnibus Incentive Plan And Directors Plan [Member]",
        "label": "Omnibus Incentive Plan And Directors Plan [Member]",
        "terseLabel": "Omnibus Incentive Plan And Directors Plan"
       }
      }
     },
     "localname": "OmnibusIncentivePlanAndDirectorsPlanMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_OmnibusIncentivePlanMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Omnibus Incentive Plan [Member]",
        "label": "Omnibus Incentive Plan [Member]",
        "terseLabel": "2014 Omnibus Incentive Plan"
       }
      }
     },
     "localname": "OmnibusIncentivePlanMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_OtherBankingFeesMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Other Banking Fees [Member]",
        "label": "Other Banking Fees [Member]",
        "terseLabel": "Other banking fees"
       }
      }
     },
     "localname": "OtherBankingFeesMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after tax of other comprehensive income (loss) attributable to Bank subsidiaries.",
        "label": "Other Comprehensive Income (Loss), Net of Tax, Portion Attributable Bank Subsidiaries",
        "terseLabel": "Other comprehensive income (loss) activity of Bank subsidiaries, net of income taxes"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossNetofTaxPortionAttributableBankSubsidiaries",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": 3.0,
       "parentTag": "cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Other Investment Securities, at Cost, Amortized Cost Basis",
        "label": "Other Investment Securities, at Cost, Amortized Cost Basis",
        "totalLabel": "Other equity securities, Amortized Cost"
       }
      }
     },
     "localname": "OtherInvestmentSecuritiesatCostAmortizedCostBasis",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_OtherLoansMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Other Loans [Member]",
        "label": "Other Loans [Member]",
        "terseLabel": "Other loans"
       }
      }
     },
     "localname": "OtherLoansMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_OtherLoansReceivableHeldforsaleAmount": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 11.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of other loans receivable that will be sold to other entities.",
        "label": "Other Loans Receivable Held-for-sale, Amount",
        "netLabel": "Other loans held for sale, carrying value",
        "terseLabel": "Other loans held for sale"
       }
      }
     },
     "localname": "OtherLoansReceivableHeldforsaleAmount",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_OtherLoansReceivableHeldforsaleFairValueDisclosure": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value portion of other loans receivable held-for-sale.",
        "label": "Other Loans Receivable Held-for-sale, Fair Value Disclosure",
        "terseLabel": "Other loans held for sale, fair value"
       }
      }
     },
     "localname": "OtherLoansReceivableHeldforsaleFairValueDisclosure",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_OtherLongtermDebtMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Other Long-term Debt [Member]",
        "label": "Other Long-term Debt [Member]",
        "terseLabel": "Other"
       }
      }
     },
     "localname": "OtherLongtermDebtMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_OtherRetailMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Other Retail [Member]",
        "label": "Other Retail [Member]",
        "terseLabel": "Other retail"
       }
      }
     },
     "localname": "OtherRetailMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_OtherShorttermBorrowingsFairValueDisclosure": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value portion of short-term borrowings not otherwise specified in the taxonomy having initial terms less than one year or the normal operating cycle, if longer.",
        "label": "Other Short-term Borrowings, Fair Value Disclosure",
        "terseLabel": "Other short-term borrowed funds, fair value"
       }
      }
     },
     "localname": "OtherShorttermBorrowingsFairValueDisclosure",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_OtherShorttermDebtMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Other Short-term Debt [Member]",
        "label": "Other Short-term Debt [Member]",
        "terseLabel": "Other short-term borrowed funds"
       }
      }
     },
     "localname": "OtherShorttermDebtMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails",
      "http://www.citizensbank.com/role/BorrowedFundsShortTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the amount of other than temporary impairment (OTTI) related to losses recognized in earnings.",
        "label": "Other than Temporary Impairment Recognized in Earnings [Table Text Block]",
        "terseLabel": "Other than temporary impairment recognized in earnings"
       }
      }
     },
     "localname": "OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_PaymentsToAcquireEquitySecuritiesFVNI": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 16.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Payments To Acquire Equity Securities, FV-NI",
        "label": "Payments To Acquire Equity Securities, FV-NI",
        "negatedLabel": "Purchases of equity securities, at fair value"
       }
      }
     },
     "localname": "PaymentsToAcquireEquitySecuritiesFVNI",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_PreferredStockDepositaryShareInterestPercentage": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Preferred Stock, Depositary Share Interest Percentage",
        "label": "Preferred Stock, Depositary Share Interest Percentage",
        "terseLabel": "Depository share interest percentage"
       }
      }
     },
     "localname": "PreferredStockDepositaryShareInterestPercentage",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "cfg_PreferredStockDepositarySharesIssued": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Preferred Stock, Depositary Shares Issued",
        "label": "Preferred Stock, Depositary Shares Issued",
        "terseLabel": "Depositary shares issued (in shares)"
       }
      }
     },
     "localname": "PreferredStockDepositarySharesIssued",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "sharesItemType"
    },
    "cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "This element represents the dividend yield of a class of preferred stock.",
        "label": "Preferred Stock, Dividend Payment Rate, Basis Spread on Variable Rate",
        "terseLabel": "Preferred stock, dividend payment rate"
       }
      }
     },
     "localname": "PreferredStockDividendPaymentRateBasisSpreadonVariableRate",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "cfg_PreferredStockLiquidationPreferencePerDepositoryShare": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Preferred Stock, Liquidation Preference Per Depository Share",
        "label": "Preferred Stock, Liquidation Preference Per Depository Share",
        "terseLabel": "Shares issued (in dollars per share)"
       }
      }
     },
     "localname": "PreferredStockLiquidationPreferencePerDepositoryShare",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails"
     ],
     "xbrltype": "perShareItemType"
    },
    "cfg_PreferredStockRedemptionNoticePeriod": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Period which shares may be redeemed following a regulatory capital treatment event, in \u2018PnYnMnDTnHnMnS\u2019 format, for example, \u2018P0Y0M90D\u2019 represents the reported fact of 90 days.",
        "label": "Preferred Stock, Redemption Notice Period",
        "terseLabel": "Redemption period"
       }
      }
     },
     "localname": "PreferredStockRedemptionNoticePeriod",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "durationItemType"
    },
    "cfg_ProceedsFromRepaymentsOfShortTermDebtOther": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 3.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Proceeds From (Repayments Of) Short Term Debt, Other",
        "label": "Proceeds From (Repayments Of) Short Term Debt, Other",
        "terseLabel": "Net decrease in other short-term borrowed funds"
       }
      }
     },
     "localname": "ProceedsFromRepaymentsOfShortTermDebtOther",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_ProceedsFromSalesOfEquitySecuritiesFVNI": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 17.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Proceeds From Sales Of Equity Securities, FV-NI",
        "label": "Proceeds From Sales Of Equity Securities, FV-NI",
        "terseLabel": "Proceeds from sales of equity securities, at fair value"
       }
      }
     },
     "localname": "ProceedsFromSalesOfEquitySecuritiesFVNI",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Proceeds from Sale or Repayment of Investments in and Advances to Subsidiaries and Affiliates, net",
        "label": "Proceeds from Sale or Repayment of Investments in and Advances to Subsidiaries and Affiliates, net",
        "terseLabel": "Repayment of investments in and advances to subsidiaries"
       }
      }
     },
     "localname": "ProceedsfromSaleorRepaymentofInvestmentsinandAdvancestoSubsidiariesandAffiliatesnet",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_ProfitLossBeforeProvisionforCreditLosses": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Sum of net interest income (expense) and nonoperating income or expense before provision for credit losses, income or loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.",
        "label": "Profit (Loss) Before Provision for Credit Losses",
        "totalLabel": "Profit (loss) before provision for credit losses"
       }
      }
     },
     "localname": "ProfitLossBeforeProvisionforCreditLosses",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_QualifiedAffordableHousingInvestmentMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Qualified Affordable Housing Investment [Member]",
        "label": "Qualified Affordable Housing Investment [Member]",
        "terseLabel": "LIHTC Investments"
       }
      }
     },
     "localname": "QualifiedAffordableHousingInvestmentMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_RenewableEnergyInvestments": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in renewable energy projects.",
        "label": "Renewable Energy Investments",
        "terseLabel": "Renewable energy investments included in other assets"
       }
      }
     },
     "localname": "RenewableEnergyInvestments",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_RenewableEnergyMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Renewable Energy Investments",
        "label": "Renewable Energy [Member]",
        "terseLabel": "Renewable Energy"
       }
      }
     },
     "localname": "RenewableEnergyMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_ResidentialLoansHeldforsaleMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Residential Loans Held-for-sale [Member]",
        "label": "Residential Loans Held-for-sale [Member]",
        "terseLabel": "Residential loans held for sale"
       }
      }
     },
     "localname": "ResidentialLoansHeldforsaleMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_RestrictedStockUnitsPerformanceBasedVestingMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Restricted Stock Units, Performance-Based Vesting [Member]",
        "label": "Restricted Stock Units, Performance-Based Vesting [Member]",
        "terseLabel": "Performance-based restricted stock units"
       }
      }
     },
     "localname": "RestrictedStockUnitsPerformanceBasedVestingMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_RestrictedStockUnitsTimeBasedVestingMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Restricted Stock Units, Time-Based Vesting [Member]",
        "label": "Restricted Stock Units, Time-Based Vesting [Member]",
        "terseLabel": "Time-based restricted stock units"
       }
      }
     },
     "localname": "RestrictedStockUnitsTimeBasedVestingMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Revenue From Contract With Customer, Customer Revenue Target, Annual Amount",
        "label": "Revenue From Contract With Customer, Customer Revenue Target, Annual Amount",
        "terseLabel": "Revenues"
       }
      }
     },
     "localname": "RevenueFromContractWithCustomerCustomerRevenueTargetAnnualAmount",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_RiskParticipationAgreementsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Risk Participation Agreements [Abstract]",
        "label": "Risk Participation Agreements [Abstract]",
        "terseLabel": "Risk Participation Agreements [Abstract]"
       }
      }
     },
     "localname": "RiskParticipationAgreementsAbstract",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_RiskParticipationAgreementsAverageTerm": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Average period covered by risk participation contracts in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.",
        "label": "Risk Participation Agreements, Average Term",
        "terseLabel": "Risk participation agreements, Average term"
       }
      }
     },
     "localname": "RiskParticipationAgreementsAverageTerm",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "durationItemType"
    },
    "cfg_RiskParticipationAgreementsCounterpartiesNumber": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Represents the number of risk participation agreement counterparties.",
        "label": "Risk Participation Agreements, Counterparties, Number",
        "terseLabel": "Risk participation agreements number of counterparties"
       }
      }
     },
     "localname": "RiskParticipationAgreementsCounterpartiesNumber",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "integerItemType"
    },
    "cfg_RiskParticipationAgreementsMaximumTerm": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Maximum period covered by risk participation contracts in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.",
        "label": "Risk Participation Agreements, Maximum Term",
        "terseLabel": "Risk participation agreements, Maximum term"
       }
      }
     },
     "localname": "RiskParticipationAgreementsMaximumTerm",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "durationItemType"
    },
    "cfg_SBALoansServicedForOthersMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "SBA Loans Serviced For Others [Member]",
        "label": "SBA Loans Serviced For Others [Member]",
        "terseLabel": "SBA Loans Serviced For Others"
       }
      }
     },
     "localname": "SBALoansServicedForOthersMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule detailing information related to financing receivables before the allowance for credit losses.",
        "label": "Schedule Of Net Investment In Lease [Table Text Block]",
        "terseLabel": "Schedule of investment in leases, before the ALLL"
       }
      }
     },
     "localname": "ScheduleOfNetInvestmentInLeaseTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_ScheduleofAdditionalInformationonImpairedLoansTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule of Additional Information on Impaired Loans [Table Text Block]",
        "label": "Schedule of Additional Information on Impaired Loans [Table Text Block]",
        "terseLabel": "Schedule of additional information on impaired loans"
       }
      }
     },
     "localname": "ScheduleofAdditionalInformationonImpairedLoansTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "[Table Text Block] for Tabular disclosure of affordable housing tax credit investments.",
        "label": "Schedule of Affordable Housing Tax Credit Investments [Table Text Block]",
        "terseLabel": "Schedule of Affordable Housing Tax Credit Investments"
       }
      }
     },
     "localname": "ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesVariableInterestEntitiesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule of Allowance for Credit Losses by Evaluation Method [Table Text Block]",
        "label": "Schedule of Allowance for Credit Losses by Evaluation Method [Table Text Block]",
        "terseLabel": "Schedule of allowance for credit losses by evaluation method"
       }
      }
     },
     "localname": "ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "[Line Items] for Schedule of Available-for-sale and Held-to-maturity Securities [Table]",
        "label": "Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]",
        "terseLabel": "Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]"
       }
      }
     },
     "localname": "ScheduleofAvailableforsaleandHeldtomaturitySecuritiesLineItems",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule of Available-for-sale and Held-to-maturity Securities [Table]",
        "label": "Schedule of Available-for-sale and Held-to-maturity Securities [Table]",
        "terseLabel": "Schedule of Available-for-sale and Held-to-maturity Securities [Table]"
       }
      }
     },
     "localname": "ScheduleofAvailableforsaleandHeldtomaturitySecuritiesTable",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule of Capitalized Computer Software, Future Amortization Expense [Table Text Block]",
        "label": "Schedule of Capitalized Computer Software, Future Amortization Expense [Table Text Block]",
        "terseLabel": "Schedule of estimated future amortization expense for capitalized software assets"
       }
      }
     },
     "localname": "ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule of Classes of Commercial Loans and Leases Based on Regulatory Classifications [Table Text Block]",
        "label": "Schedule of Classes of Commercial Loans and Leases Based on Regulatory Classifications [Table Text Block]",
        "terseLabel": "Schedule of classes of commercial loans and leases based on regulatory classifications"
       }
      }
     },
     "localname": "ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule of Comprehensive Income Tax [Table Text Block]",
        "label": "Schedule of Comprehensive Income Tax [Table Text Block]",
        "terseLabel": "Schedule of Comprehensive Income Tax"
       }
      }
     },
     "localname": "ScheduleofComprehensiveIncomeTaxTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_ScheduleofDepositLiabilitiesTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule of Deposit Liabilities [Table Text Block]",
        "label": "Schedule of Deposit Liabilities [Table Text Block]",
        "terseLabel": "Schedule of the major components of deposits"
       }
      }
     },
     "localname": "ScheduleofDepositLiabilitiesTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule of Loans and Leases Based on Evaluation Method [Table Text Block]",
        "label": "Schedule of Loans and Leases Based on Evaluation Method [Table Text Block]",
        "terseLabel": "Schedule of loans and leases based on evaluation method"
       }
      }
     },
     "localname": "ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of amounts of contractual maturities of domestic and foreign time deposits (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $100,000 or more, for three months or less from the balance sheet date.",
        "label": "Schedule of Maturities of Time Deposits Greater than $100,000 [Table Text Block]",
        "terseLabel": "Schedule of maturities of term deposits greater than $100,000"
       }
      }
     },
     "localname": "ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_ScheduleofMaturitiesofTimeDepositsTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule of Maturities of Time Deposits [Table Text Block]",
        "label": "Schedule of Maturities of Time Deposits [Table Text Block]",
        "terseLabel": "Schedule of maturity distribution of term deposits"
       }
      }
     },
     "localname": "ScheduleofMaturitiesofTimeDepositsTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule of Nonperforming Loans and Leases by Class [Table Text Block]",
        "label": "Schedule of Nonperforming Loans and Leases by Class [Table Text Block]",
        "terseLabel": "Schedule of nonperforming loans and leases by class"
       }
      }
     },
     "localname": "ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule of Retail Loan Investments Categorized by Delinquency Status [Table Text Block]",
        "label": "Schedule of Retail Loan Investments Categorized by Delinquency Status [Table Text Block]",
        "terseLabel": "Schedule of retail loan investments categorized by delinquency status"
       }
      }
     },
     "localname": "ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_SecuritiesTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of available-for-sale, held to maturity, and other investment securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, and amortized cost basis.",
        "label": "Securities [Table Text Block]",
        "terseLabel": "Schedule of securities held"
       }
      }
     },
     "localname": "SecuritiesTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Sensitivity Analysis Of Fair Value, Fair Value Method, Transferor's Interests In Transferred Financial Assets, Impact Of 1 Percent Adverse Change In Option Adjusted Spread",
        "label": "Sensitivity Analysis Of Fair Value, Fair Value Method, Transferor's Interests In Transferred Financial Assets, Impact Of 1 Percent Adverse Change In Option Adjusted Spread",
        "terseLabel": "Decline in fair value due to 100 bps decrease in option adjusted spread"
       }
      }
     },
     "localname": "SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Sensitivity Analysis Of Fair Value, Fair Value Method, Transferor's Interests In Transferred Financial Assets, Impact Of 1 Percent Averse Change In Prepayment Speed",
        "label": "Sensitivity Analysis Of Fair Value, Fair Value Method, Transferor's Interests In Transferred Financial Assets, Impact Of 1 Percent Averse Change In Prepayment Speed",
        "terseLabel": "Decline in fair value due to 100 bps decrease in prepayment rate"
       }
      }
     },
     "localname": "SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Sensitivity Analysis Of Fair Value, Fair Value Method, Transferor's Interests In Transferred Financial Assets, Impact of 0.5 Percent Adverse Change In Prepayment Speed",
        "label": "Sensitivity Analysis Of Fair Value, Fair Value Method, Transferor's Interests In Transferred Financial Assets, Impact of 0.5 Percent Adverse Change In Prepayment Speed",
        "terseLabel": "Decline in fair value due to 50 bps decrease in prepayment rate"
       }
      }
     },
     "localname": "SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Sensitivity Analysis Of Fair Value, Fair Value Method, Transferor's Interests In Transferred Financial Assets, Impact of 0.5 Percent Adverse Change Option Adjusted Spread",
        "label": "Sensitivity Analysis Of Fair Value, Fair Value Method, Transferor's Interests In Transferred Financial Assets, Impact of 0.5 Percent Adverse Change Option Adjusted Spread",
        "terseLabel": "Decline in fair value due to 50 bps decrease in option adjusted spread"
       }
      }
     },
     "localname": "SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The hypothetical financial impact of a 0.5 percent adverse change of the discount rate on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date under the amortization method.",
        "label": "Sensitivity Analysis of Fair Value, Amortization Method, Transferor's Interests in Transferred Financial Assets, Impact of 0.5 Percent Adverse Change in Discount Rate",
        "terseLabel": "Decline in fair value due to 50 bps decrease in discount rate"
       }
      }
     },
     "localname": "SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The hypothetical financial impact of a 0.5 percent (50 basis points) adverse change of prepayment speed on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date under the amortization method.",
        "label": "Sensitivity Analysis of Fair Value, Amortization Method, Transferor's Interests in Transferred Financial Assets, Impact of 0.5 Percent Adverse Change in Prepayment Speed",
        "terseLabel": "Decline in fair value due to 50 bps decrease in prepayment rate"
       }
      }
     },
     "localname": "SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The hypothetical financial impact of a 1 percent adverse change of the discount rate on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date under the amortization method.",
        "label": "Sensitivity Analysis of Fair Value, Amortization Method, Transferor's Interests in Transferred Financial Assets, Impact of 1 Percent Adverse Change in Discount Rate",
        "terseLabel": "Decline in fair value due to 100 bps decrease in discount rate"
       }
      }
     },
     "localname": "SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The hypothetical financial impact of a 1 percent (100 basis points) adverse change of prepayment speed on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date under the amortization method.",
        "label": "Sensitivity Analysis of Fair Value, Amortization Method, Transferor's Interests in Transferred Financial Assets, Impact of 1 Percent Adverse Change in Prepayment Speed",
        "terseLabel": "Decline in fair value due to 100 bps decrease in prepayment rate"
       }
      }
     },
     "localname": "SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_SensitivityAnalysisofFairValueInputsBasisSpread": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Sensitivity Analysis of Fair Value Inputs, Basis Spread",
        "label": "Sensitivity Analysis of Fair Value Inputs, Basis Spread",
        "verboseLabel": "Sensitivity analysis, basis spread"
       }
      }
     },
     "localname": "SensitivityAnalysisofFairValueInputsBasisSpread",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "cfg_ServiceChargesandFees": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 1.0,
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of revenue from servicing real estate mortgages, credit cards, and other financial assets held by others.",
        "label": "Service Charges and Fees",
        "terseLabel": "Service charges and fees"
       }
      }
     },
     "localname": "ServiceChargesandFees",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_ServiceChargesandFeesMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Service Charges and Fees [Member]",
        "label": "Service Charges and Fees [Member]",
        "terseLabel": "Service charges and fees"
       }
      }
     },
     "localname": "ServiceChargesandFeesMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_ServicingAssetAtFairValueAmountCapitalized": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Servicing Asset At Fair Value, Amount Capitalized",
        "label": "Servicing Asset At Fair Value, Amount Capitalized",
        "terseLabel": "Amounts capitalized"
       }
      }
     },
     "localname": "ServicingAssetAtFairValueAmountCapitalized",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_ServicingAssetatAmortizedCostAmountCapitalized": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Servicing Asset at Amortized Cost, Amount Capitalized",
        "label": "Servicing Asset at Amortized Cost, Amount Capitalized",
        "terseLabel": "Amount capitalized"
       }
      }
     },
     "localname": "ServicingAssetatAmortizedCostAmountCapitalized",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_ServicingAssetatAmortizedCostNet": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amortized amount after valuation allowance of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.",
        "label": "Servicing Asset at Amortized Cost, Net",
        "totalLabel": "Net carrying value of MSRs"
       }
      }
     },
     "localname": "ServicingAssetatAmortizedCostNet",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value [Abstract]",
        "label": "Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value [Abstract]",
        "terseLabel": "Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value [Abstract]"
       }
      }
     },
     "localname": "ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueAbstract",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value, Discount Rate",
        "label": "Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value, Discount Rate",
        "terseLabel": "Weighted average discount rate"
       }
      }
     },
     "localname": "ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value, Prepayment Speed",
        "label": "Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value, Prepayment Speed",
        "terseLabel": "Weighted average constant prepayment rate"
       }
      }
     },
     "localname": "ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "cfg_ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value, Weighted Average Life",
        "label": "Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value, Weighted Average Life",
        "terseLabel": "Weighted average life (in years)"
       }
      }
     },
     "localname": "ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "durationItemType"
    },
    "cfg_SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The maximum amount that an employee may utilize with respect to the plan on an annual basis.",
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Maximum Amount of Compensation Eligible to be Contributed, Value",
        "terseLabel": "Maximum employee contribution amount - ESPP"
       }
      }
     },
     "localname": "SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_SpecialPurposeEntitiesMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Special Purpose Entities [Member]",
        "label": "Special Purpose Entities [Member]",
        "terseLabel": "Special Purpose Entities"
       }
      }
     },
     "localname": "SpecialPurposeEntitiesMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_SummaryofKeyPerformanceIndicatorsTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Summary of Key Performance Indicators [Table Text Block]",
        "label": "Summary of Key Performance Indicators [Table Text Block]",
        "terseLabel": "Summary of key performance indicators"
       }
      }
     },
     "localname": "SummaryofKeyPerformanceIndicatorsTableTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_TDRBalanceIncludedinImpairedLoans": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "TDR balance included in impaired loans.",
        "label": "TDR Balance Included in Impaired Loans",
        "terseLabel": "TDR balance included in impaired loans"
       }
      }
     },
     "localname": "TDRBalanceIncludedinImpairedLoans",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase (decrease) in accumulated other comprehensive income (AOCI) for reclassification to retained earnings of tax effect from remeasurement of deferred tax pursuant to Tax Cuts and Jobs Act of 2017.",
        "label": "Tax Cuts and Jobs Act of 2017, Reclassification from AOCI to Retained Earnings",
        "terseLabel": "Reclassification of tax effects resulting from the 2017 Tax Legislation",
        "verboseLabel": "Reclassification of tax effects resulting from the 2017 Tax Legislation"
       }
      }
     },
     "localname": "TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_TaxYearsEndedPriorto1988Member": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tax Years Ended Prior to 1988 [Member]",
        "label": "Tax Years Ended Prior to 1988 [Member]",
        "terseLabel": "Tax Years Ended Prior to 1988"
       }
      }
     },
     "localname": "TaxYearsEndedPriorto1988Member",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_TotalLoansReceivableHeldForSale": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of all loans, held at fair value and otherwise, that will be sold to other entities.",
        "label": "Total Loans Receivable Held For Sale",
        "terseLabel": "Loans held for sale"
       }
      }
     },
     "localname": "TotalLoansReceivableHeldForSale",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Total Other Investment Securities At Cost, Amortized Cost Basis",
        "label": "Total Other Investment Securities At Cost, Amortized Cost Basis",
        "terseLabel": "Other investment securities, at cost, carrying value",
        "totalLabel": "Total equity securities, at cost, Amortized Cost"
       }
      }
     },
     "localname": "TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_TotalOtherInvestmentSecuritiesAtCostFairValue": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Total Other Investment Securities At Cost, Fair Value",
        "label": "Total Other Investment Securities At Cost, Fair Value",
        "terseLabel": "Other investment securities, at cost, estimated fair value",
        "totalLabel": "Total equity securities, at cost, Fair Value"
       }
      }
     },
     "localname": "TotalOtherInvestmentSecuritiesAtCostFairValue",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Transfer Of Securities From Available For Sale To Held To Maturity",
        "label": "Transfer Of Securities From Available For Sale To Held To Maturity",
        "terseLabel": "Transfer of securities from available for sale to held to maturity"
       }
      }
     },
     "localname": "TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Transfer Of Securities From Held To Maturity To Available For Sale",
        "label": "Transfer Of Securities From Held To Maturity To Available For Sale",
        "terseLabel": "Transfer of securities from held to maturity to available for sale"
       }
      }
     },
     "localname": "TransferOfSecuritiesFromHeldToMaturityToAvailableForSale",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_TreasuryStockPolicyPolicyTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for treasury stock.",
        "label": "Treasury Stock, Policy [Policy Text Block]",
        "terseLabel": "Treasury Stock"
       }
      }
     },
     "localname": "TreasuryStockPolicyPolicyTextBlock",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "cfg_TrustandInvestmentServiceFees": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 4.0,
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Income from services rendered by trust or wealth management departments acting in a fiduciary capacity. This may include fees earned for (1) acting as an agent for fiduciary placement and loans and (2) custody or investment advisory services. This item excludes commissions and fees received for the accumulation or disbursement of funds deposited to Individual Retirement or Keogh plan accounts when such are not handled by the reporting entity's trust department",
        "label": "Trust and Investment Service Fees",
        "terseLabel": "Trust and investment services fees"
       }
      }
     },
     "localname": "TrustandInvestmentServiceFees",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_TrustandInvestmentServicesFeesMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Trust and Investment Services Fees [Member]",
        "label": "Trust and Investment Services Fees [Member]",
        "terseLabel": "Trust and investment services fees"
       }
      }
     },
     "localname": "TrustandInvestmentServicesFeesMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails",
      "http://www.citizensbank.com/role/NoninterestIncomeNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_UnaffiliatedCompaniesMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Unaffiliated Companies [Member]",
        "label": "Unaffiliated Companies [Member]",
        "terseLabel": "Unaffiliated companies"
       }
      }
     },
     "localname": "UnaffiliatedCompaniesMember",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "cfg_UnsettledReceivableHeldForSaleAmount": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The face amount of commercial and commercial real estate loans committed to purchase, but unsettled as of the balance sheet date.",
        "label": "Unsettled Receivable Held For Sale Amount",
        "terseLabel": "Unsettled commercial loan trade purchases"
       }
      }
     },
     "localname": "UnsettledReceivableHeldForSaleAmount",
     "nsuri": "http://www.citizensbank.com/20191231",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "cfg_VariableInterestEntitiesAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Variable Interest Entities [Abstract]",
        "label": "Variable Interest Entities [Abstract]"
       }
      }
     },
     "localname": "VariableInterestEntitiesAbstract",
     "nsuri": "http://www.citizensbank.com/20191231",
     "xbrltype": "stringItemType"
    },
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code",
        "terseLabel": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover page."
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "dei_CurrentFiscalYearEndDate": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "End date of current fiscal year in the format --MM-DD.",
        "label": "Current Fiscal Year End Date",
        "terseLabel": "Current Fiscal Year End Date"
       }
      }
     },
     "localname": "CurrentFiscalYearEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "gMonthDayItemType"
    },
    "dei_DocumentAnnualReport": {
     "auth_ref": [
      "r748"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as an annual report.",
        "label": "Document Annual Report",
        "terseLabel": "Document Annual Report"
       }
      }
     },
     "localname": "DocumentAnnualReport",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentFiscalPeriodFocus": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fiscal period values are FY, Q1, Q2, and Q3.  1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.",
        "label": "Document Fiscal Period Focus",
        "terseLabel": "Document Fiscal Period Focus"
       }
      }
     },
     "localname": "DocumentFiscalPeriodFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "fiscalPeriodItemType"
    },
    "dei_DocumentFiscalYearFocus": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.",
        "label": "Document Fiscal Year Focus",
        "terseLabel": "Document Fiscal Year Focus"
       }
      }
     },
     "localname": "DocumentFiscalYearFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "gYearItemType"
    },
    "dei_DocumentInformationLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Document Information [Line Items]",
        "terseLabel": "Document Information [Line Items]"
       }
      }
     },
     "localname": "DocumentInformationLineItems",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_DocumentInformationTable": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Container to support the formal attachment of each official or unofficial, public or private document as part of a submission package.",
        "label": "Document Information [Table]",
        "terseLabel": "Document Information [Table]"
       }
      }
     },
     "localname": "DocumentInformationTable",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.",
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentTransitionReport": {
     "auth_ref": [
      "r747"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as a transition report.",
        "label": "Document Transition Report",
        "terseLabel": "Document Transition Report"
       }
      }
     },
     "localname": "DocumentTransitionReport",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type",
        "terseLabel": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_DocumentsIncorporatedByReferenceTextBlock": {
     "auth_ref": [
      "r745"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Documents incorporated by reference.",
        "label": "Documents Incorporated by Reference [Text Block]",
        "terseLabel": "Documents Incorporated by Reference"
       }
      }
     },
     "localname": "DocumentsIncorporatedByReferenceTextBlock",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "textBlockItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r750"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityCommonStockSharesOutstanding": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.",
        "label": "Entity Common Stock, Shares Outstanding",
        "terseLabel": "Entity Common Stock, Shares Outstanding"
       }
      }
     },
     "localname": "EntityCommonStockSharesOutstanding",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "sharesItemType"
    },
    "dei_EntityCurrentReportingStatus": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Entity Current Reporting Status",
        "terseLabel": "Entity Current Reporting Status"
       }
      }
     },
     "localname": "EntityCurrentReportingStatus",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r750"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number",
        "terseLabel": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityFilerCategory": {
     "auth_ref": [
      "r750"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Entity Filer Category",
        "terseLabel": "Entity Filer Category"
       }
      }
     },
     "localname": "EntityFilerCategory",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "filerCategoryItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code",
        "terseLabel": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityInteractiveDataCurrent": {
     "auth_ref": [
      "r751"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).",
        "label": "Entity Interactive Data Current",
        "terseLabel": "Entity Interactive Data Current"
       }
      }
     },
     "localname": "EntityInteractiveDataCurrent",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityPublicFloat": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.",
        "label": "Entity Public Float",
        "terseLabel": "Entity Public Float"
       }
      }
     },
     "localname": "EntityPublicFloat",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "monetaryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r750"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityShellCompany": {
     "auth_ref": [
      "r750"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.",
        "label": "Entity Shell Company",
        "terseLabel": "Entity Shell Company"
       }
      }
     },
     "localname": "EntityShellCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntitySmallBusiness": {
     "auth_ref": [
      "r750"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).",
        "label": "Entity Small Business",
        "terseLabel": "Entity Small Business"
       }
      }
     },
     "localname": "EntitySmallBusiness",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r750"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_EntityVoluntaryFilers": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.",
        "label": "Entity Voluntary Filers",
        "terseLabel": "Entity Voluntary Filers"
       }
      }
     },
     "localname": "EntityVoluntaryFilers",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityWellKnownSeasonedIssuer": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.",
        "label": "Entity Well-known Seasoned Issuer",
        "terseLabel": "Entity Well-known Seasoned Issuer"
       }
      }
     },
     "localname": "EntityWellKnownSeasonedIssuer",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r744"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security",
        "terseLabel": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r746"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "srt_CondensedBalanceSheetStatementTable": {
     "auth_ref": [
      "r133",
      "r473",
      "r754"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations.",
        "label": "Condensed Balance Sheet Statement [Table]",
        "terseLabel": "Condensed Balance Sheet Statement [Table]"
       }
      }
     },
     "localname": "CondensedBalanceSheetStatementTable",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "srt_CondensedBalanceSheetStatementsCaptionsLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Condensed Balance Sheet Statements, Captions [Line Items]",
        "terseLabel": "Condensed Balance Sheet Statements, Captions [Line Items]"
       }
      }
     },
     "localname": "CondensedBalanceSheetStatementsCaptionsLineItems",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "srt_CondensedCashFlowStatementTable": {
     "auth_ref": [
      "r133",
      "r473",
      "r755"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations.",
        "label": "Condensed Cash Flow Statement [Table]",
        "terseLabel": "Condensed Cash Flow Statement [Table]"
       }
      }
     },
     "localname": "CondensedCashFlowStatementTable",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "srt_CondensedCashFlowStatementsCaptionsLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Condensed Cash Flow Statements, Captions [Line Items]",
        "terseLabel": "Condensed Cash Flow Statements, Captions [Line Items]"
       }
      }
     },
     "localname": "CondensedCashFlowStatementsCaptionsLineItems",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Condensed Financial Information Disclosure [Abstract]"
       }
      }
     },
     "localname": "CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "srt_CondensedIncomeStatementTable": {
     "auth_ref": [
      "r133",
      "r473",
      "r755"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about condensed income statement including, but not limited to, income statements of consolidated entities and consolidation eliminations.",
        "label": "Condensed Income Statement [Table]",
        "terseLabel": "Condensed Income Statement [Table]"
       }
      }
     },
     "localname": "CondensedIncomeStatementTable",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "srt_CondensedIncomeStatementsCaptionsLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Condensed Income Statements, Captions [Line Items]",
        "terseLabel": "Condensed Income Statements, Captions [Line Items]"
       }
      }
     },
     "localname": "CondensedIncomeStatementsCaptionsLineItems",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "srt_ConsolidatedEntitiesAxis": {
     "auth_ref": [
      "r740",
      "r753"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by consolidated entity or group of entities.",
        "label": "Consolidated Entities [Axis]",
        "terseLabel": "Consolidated Entities [Axis]"
       }
      }
     },
     "localname": "ConsolidatedEntitiesAxis",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails",
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails",
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails",
      "http://www.citizensbank.com/role/MortgageBankingNarrativeDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "srt_ConsolidatedEntitiesDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Entity or group of entities consolidated into reporting entity.",
        "label": "Consolidated Entities [Domain]",
        "terseLabel": "Consolidated Entities [Domain]"
       }
      }
     },
     "localname": "ConsolidatedEntitiesDomain",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails",
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails",
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails",
      "http://www.citizensbank.com/role/MortgageBankingNarrativeDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "srt_ConsolidationItemsAxis": {
     "auth_ref": [
      "r160",
      "r168"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by components, eliminations, non-segment corporate-level activity and reconciling items used in consolidating a parent entity and its subsidiaries or its operating segments.",
        "label": "Consolidation Items [Axis]",
        "terseLabel": "Consolidation Items [Axis]"
       }
      }
     },
     "localname": "ConsolidationItemsAxis",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "srt_ConsolidationItemsDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Components, elimination, non-segment corporate-level activity and reconciling items used in consolidating a parent entity and its subsidiaries or its operating segments.",
        "label": "Consolidation Items [Domain]",
        "terseLabel": "Consolidation Items [Domain]"
       }
      }
     },
     "localname": "ConsolidationItemsDomain",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "srt_MaximumMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Upper limit of the provided range.",
        "label": "Maximum [Member]",
        "terseLabel": "Maximum"
       }
      }
     },
     "localname": "MaximumMember",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails",
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails",
      "http://www.citizensbank.com/role/LeasesNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails",
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "srt_MinimumMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Lower limit of the provided range.",
        "label": "Minimum [Member]",
        "terseLabel": "Minimum"
       }
      }
     },
     "localname": "MinimumMember",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails",
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails",
      "http://www.citizensbank.com/role/LeasesNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails",
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "srt_ParentCompanyMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The registrant that controls, directly or indirectly, another entity (or entities). The usual condition for control is ownership of a majority (over 50%) of the outstanding voting stock. The power to control may also exist with a lesser percentage of ownership, for example, by contract, lease, agreement with other stockholders or by court decree.",
        "label": "Parent Company [Member]",
        "terseLabel": "Parent company",
        "verboseLabel": "Parent Company"
       }
      }
     },
     "localname": "ParentCompanyMember",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails",
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails",
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "srt_ProductOrServiceAxis": {
     "auth_ref": [
      "r171",
      "r353",
      "r354",
      "r730",
      "r731"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by product and service, or group of similar products and similar services.",
        "label": "Product and Service [Axis]",
        "terseLabel": "Product and Service [Axis]"
       }
      }
     },
     "localname": "ProductOrServiceAxis",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails",
      "http://www.citizensbank.com/role/NoninterestIncomeNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "srt_ProductsAndServicesDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Product or service, or a group of similar products or similar services.",
        "label": "Product and Service [Domain]",
        "terseLabel": "Product and Service [Domain]"
       }
      }
     },
     "localname": "ProductsAndServicesDomain",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails",
      "http://www.citizensbank.com/role/NoninterestIncomeNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "srt_RangeAxis": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median.",
        "label": "Statistical Measurement [Axis]",
        "terseLabel": "Statistical Measurement [Axis]"
       }
      }
     },
     "localname": "RangeAxis",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails",
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails",
      "http://www.citizensbank.com/role/LeasesNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails",
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "srt_RangeMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median.",
        "label": "Statistical Measurement [Domain]",
        "terseLabel": "Statistical Measurement [Domain]"
       }
      }
     },
     "localname": "RangeMember",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails",
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails",
      "http://www.citizensbank.com/role/LeasesNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails",
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "srt_ScenarioForecastMember": {
     "auth_ref": [
      "r752"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information reported for future period.",
        "label": "Forecast [Member]",
        "terseLabel": "Forecast"
       }
      }
     },
     "localname": "ScenarioForecastMember",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "srt_ScenarioUnspecifiedDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Scenario reported, distinguishing information from actual fact. Includes, but is not limited to, pro forma and forecast. Excludes actual facts.",
        "label": "Scenario [Domain]",
        "terseLabel": "Scenario [Domain]"
       }
      }
     },
     "localname": "ScenarioUnspecifiedDomain",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails",
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "srt_ScheduleOfCondensedBalanceSheetTableTextBlock": {
     "auth_ref": [
      "r756"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations.",
        "label": "Condensed Balance Sheet [Table Text Block]",
        "terseLabel": "Condensed Balance Sheets"
       }
      }
     },
     "localname": "ScheduleOfCondensedBalanceSheetTableTextBlock",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "srt_ScheduleOfCondensedCashFlowStatementTableTextBlock": {
     "auth_ref": [
      "r756"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations.",
        "label": "Condensed Cash Flow Statement [Table Text Block]",
        "terseLabel": "Condensed Cash Flow Statements"
       }
      }
     },
     "localname": "ScheduleOfCondensedCashFlowStatementTableTextBlock",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "srt_ScheduleOfCondensedIncomeStatementTableTextBlock": {
     "auth_ref": [
      "r756"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of condensed income statement, including, but not limited to, income statements of consolidated entities and consolidation eliminations.",
        "label": "Condensed Income Statement [Table Text Block]",
        "terseLabel": "Condensed Statements of Operations"
       }
      }
     },
     "localname": "ScheduleOfCondensedIncomeStatementTableTextBlock",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "srt_StatementScenarioAxis": {
     "auth_ref": [
      "r316",
      "r597"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by scenario reported, distinguishing information from actual fact. Includes, but is not limited to, pro forma and forecast. Excludes actual facts.",
        "label": "Scenario [Axis]",
        "terseLabel": "Scenario [Axis]"
       }
      }
     },
     "localname": "StatementScenarioAxis",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails",
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "srt_SubsidiariesMember": {
     "auth_ref": [
      "r381",
      "r593",
      "r594"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Entity owned or controlled by another entity.",
        "label": "Subsidiaries [Member]",
        "terseLabel": "Banking Subsidiaries"
       }
      }
     },
     "localname": "SubsidiariesMember",
     "nsuri": "http://fasb.org/srt/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails",
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails",
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails",
      "http://www.citizensbank.com/role/MortgageBankingNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_AOCIAttributableToParentNetOfTaxRollForward": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.",
        "label": "AOCI Attributable to Parent, Net of Tax [Roll Forward]",
        "terseLabel": "Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]"
       }
      }
     },
     "localname": "AOCIAttributableToParentNetOfTaxRollForward",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_AccountingStandardsUpdate201602Member": {
     "auth_ref": [
      "r570"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Accounting Standards Update 2016-02 Leases (Topic 842).",
        "label": "Accounting Standards Update 2016-02 [Member]",
        "terseLabel": "Accounting Standards Update 2016-02"
       }
      }
     },
     "localname": "AccountingStandardsUpdate201602Member",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_AccountingStandardsUpdate201613Member": {
     "auth_ref": [
      "r253"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Accounting Standards Update 2016-13 Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.",
        "label": "Accounting Standards Update 2016-13 [Member]",
        "terseLabel": "Accounting Standards Update 2016-13"
       }
      }
     },
     "localname": "AccountingStandardsUpdate201613Member",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_AccountsNotesAndLoansReceivableLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Accounts, Notes, Loans and Financing Receivable [Line Items]",
        "terseLabel": "Accounts, Notes, Loans and Financing Receivable [Line Items]"
       }
      }
     },
     "localname": "AccountsNotesAndLoansReceivableLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails",
      "http://www.citizensbank.com/role/MortgageBankingNarrativeDetails",
      "http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember": {
     "auth_ref": [
      "r52",
      "r58",
      "r61",
      "r380",
      "r479"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Accumulated other comprehensive (income) loss related to defined benefit plans attributable to the parent.",
        "label": "Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]",
        "terseLabel": "Employee Benefit Plans"
       }
      }
     },
     "localname": "AccumulatedDefinedBenefitPlansAdjustmentMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment": {
     "auth_ref": [
      "r26",
      "r306"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_PropertyPlantAndEquipmentNet",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services.",
        "label": "Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment",
        "negatedTerseLabel": "Less: accumulated depreciation"
       }
      }
     },
     "localname": "AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember": {
     "auth_ref": [
      "r58",
      "r69",
      "r478"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Accumulated other comprehensive income (loss) from gain (loss) of derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness, attributable to parent.",
        "label": "Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member]",
        "terseLabel": "Net Unrealized (Losses) Gains on Derivatives"
       }
      }
     },
     "localname": "AccumulatedGainLossNetCashFlowHedgeParentMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember": {
     "auth_ref": [
      "r46",
      "r58",
      "r61",
      "r478"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Accumulated other comprehensive income (loss) resulting from gain (loss) from derivative instruments designated and qualifying as the effective portion of cash flow hedges, attributable to the parent.",
        "label": "Accumulated Net Gain (Loss) from Cash Flow Hedges Attributable to Parent [Member]",
        "terseLabel": "Net Unrealized (Losses) Gains on Derivatives before 2017-12 adoption"
       }
      }
     },
     "localname": "AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember": {
     "auth_ref": [
      "r47",
      "r48",
      "r50",
      "r58",
      "r61"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Accumulated unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), attributable to parent.",
        "label": "AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]",
        "terseLabel": "Net Unrealized (Losses) Gains on Securities"
       }
      }
     },
     "localname": "AccumulatedNetUnrealizedInvestmentGainLossMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Accumulated Other Comprehensive Income (Loss) [Line Items]",
        "terseLabel": "Accumulated Other Comprehensive Income (Loss) [Line Items]"
       }
      }
     },
     "localname": "AccumulatedOtherComprehensiveIncomeLossLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax": {
     "auth_ref": [
      "r55",
      "r57",
      "r58"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 6.0,
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.",
        "label": "Accumulated Other Comprehensive Income (Loss), Net of Tax",
        "terseLabel": "Accumulated other comprehensive loss"
       }
      }
     },
     "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AccumulatedOtherComprehensiveIncomeLossTable": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about components of accumulated other comprehensive income (loss).",
        "label": "Accumulated Other Comprehensive Income (Loss) [Table]",
        "terseLabel": "Accumulated Other Comprehensive Income (Loss) [Table]"
       }
      }
     },
     "localname": "AccumulatedOtherComprehensiveIncomeLossTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_AccumulatedOtherComprehensiveIncomeMember": {
     "auth_ref": [
      "r54",
      "r58",
      "r61",
      "r479"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Accumulated increase (decrease) in equity from transactions and other events and circumstances from non-owner sources, attributable to the parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners.",
        "label": "AOCI Attributable to Parent [Member]",
        "terseLabel": "Accumulated Other Comprehensive Loss",
        "verboseLabel": "Total AOCI"
       }
      }
     },
     "localname": "AccumulatedOtherComprehensiveIncomeMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_AdditionalPaidInCapital": {
     "auth_ref": [
      "r18"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 3.0,
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.",
        "label": "Additional Paid in Capital",
        "terseLabel": "Additional paid-in capital"
       }
      }
     },
     "localname": "AdditionalPaidInCapital",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AdditionalPaidInCapitalMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders.",
        "label": "Additional Paid-in Capital [Member]",
        "terseLabel": "Additional Paid-in Capital"
       }
      }
     },
     "localname": "AdditionalPaidInCapitalMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_AdjustmentsForNewAccountingPronouncementsAxis": {
     "auth_ref": [
      "r139"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by new accounting pronouncement.",
        "label": "Adjustments for New Accounting Pronouncements [Axis]",
        "terseLabel": "Adjustments for New Accounting Pronouncements [Axis]"
       }
      }
     },
     "localname": "AdjustmentsForNewAccountingPronouncementsAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue": {
     "auth_ref": [
      "r395",
      "r397",
      "r416",
      "r417"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase to additional paid-in capital (APIC) for recognition of cost for award under share-based payment arrangement.",
        "label": "APIC, Share-based Payment Arrangement, Increase for Cost Recognition",
        "terseLabel": "Share-based compensation plans"
       }
      }
     },
     "localname": "AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]",
        "terseLabel": "Adjustments to reconcile net income to net cash provided by operating activities:"
       }
      }
     },
     "localname": "AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_AffordableHousingProjectInvestmentWriteDownAmount": {
     "auth_ref": [
      "r251"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of write-down from impairment of an investment in a qualified affordable housing project.",
        "label": "Affordable Housing Project Investment, Write-down, Amount",
        "netLabel": "Net impairment losses recognized in earnings"
       }
      }
     },
     "localname": "AffordableHousingProjectInvestmentWriteDownAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount": {
     "auth_ref": [
      "r247"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of affordable housing tax credits and other tax benefits recognized.",
        "label": "Affordable Housing Tax Credits and Other Tax Benefits, Amount",
        "terseLabel": "Tax credits included in income tax expense"
       }
      }
     },
     "localname": "AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AllocatedShareBasedCompensationExpense": {
     "auth_ref": [
      "r397",
      "r412",
      "r415"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 11.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of expense for award under share-based payment arrangement. Excludes amount capitalized.",
        "label": "Share-based Payment Arrangement, Expense",
        "terseLabel": "Share-based compensation"
       }
      }
     },
     "localname": "AllocatedShareBasedCompensationExpense",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax": {
     "auth_ref": [],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, after tax, of expense for award under share-based payment arrangement.",
        "label": "Share-based Payment Arrangement, Expense, after Tax",
        "verboseLabel": "Compensation expense related to share-based plans"
       }
      }
     },
     "localname": "AllocatedShareBasedCompensationExpenseNetOfTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock": {
     "auth_ref": [
      "r181",
      "r258"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of allowance for credit loss on financing receivable.",
        "label": "Financing Receivable, Allowance for Credit Loss [Table Text Block]",
        "terseLabel": "Schedule of changes in the allowance for credit losses"
       }
      }
     },
     "localname": "AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_AllowanceForCreditLossesTextBlock": {
     "auth_ref": [
      "r208"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for allowance for credit losses.",
        "label": "Allowance for Credit Losses [Text Block]",
        "terseLabel": "ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK"
       }
      }
     },
     "localname": "AllowanceForCreditLossesTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRisk"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts": {
     "auth_ref": [
      "r177"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts.",
        "label": "Allowance for Loan and Lease Loss, Recovery of Bad Debts",
        "terseLabel": "Recoveries"
       }
      }
     },
     "localname": "AllowanceForLoanAndLeaseLossRecoveryOfBadDebts",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AllowanceForLoanAndLeaseLossesMember": {
     "auth_ref": [
      "r136"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Allowance for portion expected to be uncollectible of receivable from loan and lease portfolio.",
        "label": "SEC Schedule, 12-09, Allowance, Loan and Lease Loss [Member]",
        "terseLabel": "Allowance for loan and lease losses"
       }
      }
     },
     "localname": "AllowanceForLoanAndLeaseLossesMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_AllowanceForLoanAndLeaseLossesRollForward": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.",
        "label": "Allowance for Loan and Lease Losses [Roll Forward]",
        "terseLabel": "Allowance for Loan and Lease Losses [Roll Forward]"
       }
      }
     },
     "localname": "AllowanceForLoanAndLeaseLossesRollForward",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs": {
     "auth_ref": [
      "r176",
      "r663"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss.",
        "label": "Allowance for Loan and Lease Losses, Write-offs",
        "negatedTerseLabel": "Charge-offs"
       }
      }
     },
     "localname": "AllowanceForLoanAndLeaseLossesWriteOffs",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, after recoveries, of loans and leases that have been written-off.",
        "label": "Allowance for Loan and Lease Losses Write-offs, Net",
        "negatedTotalLabel": "Net charge-offs"
       }
      }
     },
     "localname": "AllowanceForLoanAndLeaseLossesWriteoffsNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments": {
     "auth_ref": [
      "r248"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in qualified affordable housing projects.",
        "label": "Amortization Method Qualified Affordable Housing Project Investments",
        "terseLabel": "LIHTC investment included in other assets"
       }
      }
     },
     "localname": "AmortizationMethodQualifiedAffordableHousingProjectInvestments",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization": {
     "auth_ref": [
      "r249"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of amortization expense of investment in qualified affordable housing projects.",
        "label": "Amortization Method Qualified Affordable Housing Project Investments, Amortization",
        "terseLabel": "Amortization expense included in income tax expense"
       }
      }
     },
     "localname": "AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AmortizationOfIntangibleAssets": {
     "auth_ref": [
      "r108",
      "r292",
      "r297"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.",
        "label": "Amortization of Intangible Assets",
        "terseLabel": "Amortization of intangible assets"
       }
      }
     },
     "localname": "AmortizationOfIntangibleAssets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount": {
     "auth_ref": [
      "r149"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.",
        "label": "Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount",
        "terseLabel": "Antidilutive securities (in shares)"
       }
      }
     },
     "localname": "AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EarningsPerShareDetails"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_Assets": {
     "auth_ref": [
      "r163",
      "r646",
      "r715"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.",
        "label": "Assets",
        "totalLabel": "TOTAL ASSETS"
       }
      }
     },
     "localname": "Assets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AssetsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Assets [Abstract]",
        "terseLabel": "ASSETS:",
        "verboseLabel": "ASSETS:"
       }
      }
     },
     "localname": "AssetsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_AssetsFairValueDisclosure": {
     "auth_ref": [
      "r535"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value portion of probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.",
        "label": "Assets, Fair Value Disclosure",
        "totalLabel": "Total assets"
       }
      }
     },
     "localname": "AssetsFairValueDisclosure",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AssetsFairValueDisclosureAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Assets, Fair Value Disclosure [Abstract]",
        "verboseLabel": "Financial assets:"
       }
      }
     },
     "localname": "AssetsFairValueDisclosureAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_AssetsLeasedToOthersMember": {
     "auth_ref": [
      "r589"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Long lived, depreciable property, plant or equipment held for lease to others under contractual agreements meeting the criteria for operating lease classification.",
        "label": "Assets Leased to Others [Member]",
        "terseLabel": "Leased assets"
       }
      }
     },
     "localname": "AssetsLeasedToOthersMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails",
      "http://www.citizensbank.com/role/LeasesNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_AutomobileLoanMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Loan to finance the purchase of a vehicle.",
        "label": "Automobile Loan [Member]",
        "terseLabel": "Automobile"
       }
      }
     },
     "localname": "AutomobileLoanMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax": {
     "auth_ref": [
      "r216"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).",
        "label": "Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax",
        "terseLabel": "Debt Securities Available-for-Sale, Gross Unrealized Gains"
       }
      }
     },
     "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax": {
     "auth_ref": [
      "r217"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).",
        "label": "Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax",
        "negatedTerseLabel": "Debt Securities Available-for-Sale, Gross Unrealized Losses"
       }
      }
     },
     "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis": {
     "auth_ref": [
      "r214",
      "r272"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).",
        "label": "Debt Securities, Available-for-sale, Amortized Cost",
        "totalLabel": "Debt Securities Available-for-Sale, Amortized Cost"
       }
      }
     },
     "localname": "AvailableForSaleDebtSecuritiesAmortizedCostBasis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]",
        "terseLabel": "Gross Unrealized Losses"
       }
      }
     },
     "localname": "AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Available-for-sale Securities, Continuous Unrealized Loss Position, Qualitative Disclosure [Abstract]",
        "terseLabel": "Fair Value"
       }
      }
     },
     "localname": "AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue": {
     "auth_ref": [
      "r218",
      "r221",
      "r689"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.",
        "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after 10 Years, Fair Value",
        "terseLabel": "Fair Value, Debt securities available for sale, Maturity After 10 Years"
       }
      }
     },
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.",
        "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Amortized Cost",
        "verboseLabel": "Amortized Cost, Debt securities available for sale, Maturity of 1 Year or Less"
       }
      }
     },
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after rolling tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.",
        "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Amortized Cost",
        "terseLabel": "Amortized Cost, Debt securities available for sale, Maturity After 10 Years"
       }
      }
     },
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amortized cost of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in rolling sixth through tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.",
        "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after Five Through Ten Years, Amortized Cost",
        "verboseLabel": "Amortized Cost, Debt securities available for sale, Maturity of 5-10 Years"
       }
      }
     },
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in rolling sixth through tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.",
        "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after Five Through Ten Years, Fair Value",
        "verboseLabel": "Fair Value, Debt securities available for sale, Maturity of 5-10 Years"
       }
      }
     },
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year through fifth year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.",
        "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Amortized Cost",
        "verboseLabel": "Amortized Cost, Debt securities available for sale, Maturity of 1-5 Years"
       }
      }
     },
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year through fifth year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.",
        "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value",
        "terseLabel": "Fair Value, Debt securities available for sale, Maturity of 1-5 Years"
       }
      }
     },
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate": {
     "auth_ref": [
      "r218",
      "r222",
      "r690"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetailsCalc2": {
       "order": 2.0,
       "parentTag": "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date.",
        "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Fair Value",
        "totalLabel": "Fair Value, Debt securities available for sale, Total"
       }
      }
     },
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis": {
     "auth_ref": [
      "r218",
      "r222",
      "r690"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetailsCalc2": {
       "order": 2.0,
       "parentTag": "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date.",
        "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Amortized Cost",
        "totalLabel": "Amortized Cost, Debt securities available for sale, Total"
       }
      }
     },
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue": {
     "auth_ref": [
      "r218",
      "r220",
      "r686"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), maturing in next fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.",
        "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Fair Value",
        "verboseLabel": "Fair Value, Debt securities available for sale, Maturity of 1 Year or Less"
       }
      }
     },
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AvailableForSaleSecuritiesDebtSecurities": {
     "auth_ref": [
      "r210",
      "r215",
      "r272"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 3.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_AssetsFairValueDisclosure",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).",
        "label": "Debt Securities, Available-for-sale",
        "terseLabel": "Debt securities available for sale:",
        "verboseLabel": "Debt securities available for sale, at fair value (including $363 and $91 pledged to creditors, respectively)"
       }
      }
     },
     "localname": "AvailableForSaleSecuritiesDebtSecurities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]",
        "terseLabel": "Number of Issues"
       }
      }
     },
     "localname": "AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_AvailableforsaleSecuritiesMember": {
     "auth_ref": [
      "r238"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).",
        "label": "Available-for-sale Securities [Member]",
        "terseLabel": "Available-for-sale Securities",
        "verboseLabel": "Debt securities available for sale"
       }
      }
     },
     "localname": "AvailableforsaleSecuritiesMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical",
      "http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_AwardTypeAxis": {
     "auth_ref": [
      "r399",
      "r414"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by type of award under share-based payment arrangement.",
        "label": "Award Type [Axis]",
        "terseLabel": "Award Type [Axis]"
       }
      }
     },
     "localname": "AwardTypeAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_BankOwnedLifeInsurance": {
     "auth_ref": [
      "r656"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 14.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.",
        "label": "Bank Owned Life Insurance",
        "terseLabel": "Bank-owned life insurance"
       }
      }
     },
     "localname": "BankOwnedLifeInsurance",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_BankOwnedLifeInsuranceIncome": {
     "auth_ref": [
      "r674"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.",
        "label": "Bank Owned Life Insurance Income",
        "terseLabel": "Bank-owned life insurance"
       }
      }
     },
     "localname": "BankOwnedLifeInsuranceIncome",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncomeOtherIncomeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_BankingAndThriftAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Banking and Thrift [Abstract]"
       }
      }
     },
     "localname": "BankingAndThriftAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_BasisOfAccountingPolicyPolicyTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).",
        "label": "Basis of Accounting, Policy [Policy Text Block]",
        "terseLabel": "Basis of Presentation"
       }
      }
     },
     "localname": "BasisOfAccountingPolicyPolicyTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock": {
     "auth_ref": [
      "r138"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for the basis of presentation and significant accounting policies concepts. Basis of presentation describes the underlying basis used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).  Accounting policies describe all significant accounting policies of the reporting entity.",
        "label": "Basis of Presentation and Significant Accounting Policies [Text Block]",
        "verboseLabel": "BASIS OF PRESENTATION"
       }
      }
     },
     "localname": "BasisOfPresentationAndSignificantAccountingPoliciesTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentation"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_BusinessAcquisitionAcquireeDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Identification of the acquiree in a material business combination (or series of individually immaterial business combinations), which may include the name or other type of identification of the acquiree.",
        "label": "Business Acquisition, Acquiree [Domain]",
        "terseLabel": "Business Acquisition, Acquiree [Domain]"
       }
      }
     },
     "localname": "BusinessAcquisitionAcquireeDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_BusinessAcquisitionAxis": {
     "auth_ref": [
      "r465",
      "r466"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by business combination or series of individually immaterial business combinations.",
        "label": "Business Acquisition [Axis]",
        "terseLabel": "Business Acquisition [Axis]"
       }
      }
     },
     "localname": "BusinessAcquisitionAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_BusinessAcquisitionLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Business Acquisition [Line Items]",
        "terseLabel": "Business Acquisition [Line Items]"
       }
      }
     },
     "localname": "BusinessAcquisitionLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_BusinessCombinationConsiderationTransferred1": {
     "auth_ref": [
      "r470",
      "r471",
      "r472"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of consideration transferred, consisting of acquisition-date fair value of assets transferred by the acquirer, liabilities incurred by the acquirer, and equity interest issued by the acquirer.",
        "label": "Business Combination, Consideration Transferred",
        "terseLabel": "Consideration transferred"
       }
      }
     },
     "localname": "BusinessCombinationConsiderationTransferred1",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill": {
     "auth_ref": [
      "r467"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of intangible assets, excluding goodwill, acquired at the acquisition date.",
        "label": "Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill",
        "terseLabel": "Intangible assets acquired"
       }
      }
     },
     "localname": "BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_Capital": {
     "auth_ref": [
      "r706",
      "r707",
      "r736",
      "r737"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of total capital as defined in the regulations.",
        "label": "Capital",
        "terseLabel": "Actual"
       }
      }
     },
     "localname": "Capital",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CapitalAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Capital [Abstract]",
        "terseLabel": "Total Capital to Risk-Weighted Assets (Amount)"
       }
      }
     },
     "localname": "CapitalAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_CapitalLeasesOfLesseeAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Capital Leases of Lessee [Abstract]",
        "terseLabel": "Capital Leases of Lessee [Abstract]"
       }
      }
     },
     "localname": "CapitalLeasesOfLesseeAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_CapitalRequiredForCapitalAdequacy": {
     "auth_ref": [
      "r697",
      "r707"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The minimum amount of Total Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.",
        "label": "Capital Required for Capital Adequacy",
        "terseLabel": "Minimum Capital Adequacy"
       }
      }
     },
     "localname": "CapitalRequiredForCapitalAdequacy",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets": {
     "auth_ref": [
      "r697",
      "r700",
      "r707"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The minimum Total risk based capital ratio (total capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.",
        "label": "Capital Required for Capital Adequacy to Risk Weighted Assets",
        "terseLabel": "Minimum Capital Adequacy"
       }
      }
     },
     "localname": "CapitalRequiredForCapitalAdequacyToRiskWeightedAssets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_CapitalToRiskWeightedAssets": {
     "auth_ref": [
      "r697",
      "r707"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Total Capital divided by risk weighted assets as defined in the regulations.",
        "label": "Capital to Risk Weighted Assets",
        "terseLabel": "Actual"
       }
      }
     },
     "localname": "CapitalToRiskWeightedAssets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_CapitalizedComputerSoftwareAccumulatedAmortization": {
     "auth_ref": [
      "r742"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "For each balance sheet presented, the amount of accumulated amortization for capitalized computer software costs.",
        "label": "Capitalized Computer Software, Accumulated Amortization",
        "terseLabel": "Capitalized software, accumulated amortization"
       }
      }
     },
     "localname": "CapitalizedComputerSoftwareAccumulatedAmortization",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CapitalizedComputerSoftwareAmortization1": {
     "auth_ref": [
      "r741",
      "r743"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of expense for amortization of capitalized computer software costs.",
        "label": "Capitalized Computer Software, Amortization",
        "terseLabel": "Amortization of software"
       }
      }
     },
     "localname": "CapitalizedComputerSoftwareAmortization1",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CapitalizedComputerSoftwareGross": {
     "auth_ref": [
      "r742"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount before accumulated amortization of capitalized costs for computer software, including but not limited to, acquired and internally developed computer software.",
        "label": "Capitalized Computer Software, Gross",
        "terseLabel": "Capitalized software, gross"
       }
      }
     },
     "localname": "CapitalizedComputerSoftwareGross",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CapitalizedComputerSoftwareNetAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Capitalized Computer Software, Net [Abstract]",
        "terseLabel": "Capitalized Software"
       }
      }
     },
     "localname": "CapitalizedComputerSoftwareNetAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_CashAndCashEquivalentsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Cash and Cash Equivalents [Abstract]"
       }
      }
     },
     "localname": "CashAndCashEquivalentsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_CashAndCashEquivalentsDisclosureTextBlock": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for cash and cash equivalent footnotes,  which may include the types of deposits and money market instruments, applicable carrying amounts, restricted amounts and compensating balance arrangements. Cash and equivalents include: (1) currency on hand (2) demand deposits with banks or financial institutions (3) other kinds of accounts that have the general characteristics of demand deposits (4) short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Generally, only investments maturing within three months from the date of acquisition qualify.",
        "label": "Cash and Cash Equivalents Disclosure [Text Block]",
        "terseLabel": "CASH AND DUE FROM BANKS"
       }
      }
     },
     "localname": "CashAndCashEquivalentsDisclosureTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CashAndDueFromBanks"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_CashAndCashEquivalentsPolicyTextBlock": {
     "auth_ref": [
      "r2",
      "r113",
      "r119"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value.",
        "label": "Cash and Cash Equivalents, Policy [Policy Text Block]",
        "terseLabel": "Cash and Cash Equivalents"
       }
      }
     },
     "localname": "CashAndCashEquivalentsPolicyTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_CashAndDueFromBanks": {
     "auth_ref": [
      "r644"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 1.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.",
        "label": "Cash and Due from Banks",
        "terseLabel": "Cash and due from banks"
       }
      }
     },
     "localname": "CashAndDueFromBanks",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents": {
     "auth_ref": [
      "r101",
      "r110",
      "r118"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage. Excludes amount for disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.",
        "label": "Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents",
        "periodEndLabel": "Cash and cash equivalents at end of period",
        "periodStartLabel": "Cash and cash equivalents at beginning of period"
       }
      }
     },
     "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect": {
     "auth_ref": [
      "r101",
      "r559"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.",
        "label": "Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect",
        "totalLabel": "(Decrease) increase in cash and cash equivalents"
       }
      }
     },
     "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1": {
     "auth_ref": [
      "r530"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of gain (loss) from the increase (decrease) in fair value of derivative and nonderivative instruments designated as fair value hedging instruments recognized in the income statement.",
        "label": "Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments",
        "terseLabel": "Derivative"
       }
      }
     },
     "localname": "ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1": {
     "auth_ref": [
      "r530"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of the increase (decrease) in fair value of the hedged item in a fair value hedge recognized in the income statement.",
        "label": "Change in Unrealized Gain (Loss) on Hedged Item in Fair Value Hedge",
        "terseLabel": "Hedged Item"
       }
      }
     },
     "localname": "ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock": {
     "auth_ref": [
      "r364"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the change in the benefit obligation, fair value of plan assets, and funded status of pension plans or other employee benefit plans.",
        "label": "Changes in Projected Benefit Obligations, Fair Value of Plan Assets, and Funded Status of Plan [Table Text Block]",
        "terseLabel": "Changes in Projected Benefit Obligations, Fair Value of Plan Assets, and Funded Status of Plan"
       }
      }
     },
     "localname": "ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ClassOfStockDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Share of stock differentiated by the voting rights the holder receives. Examples include, but are not limited to, common stock, redeemable preferred stock, nonredeemable preferred stock, and convertible stock.",
        "label": "Class of Stock [Domain]",
        "terseLabel": "Class of Stock [Domain]"
       }
      }
     },
     "localname": "ClassOfStockDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage",
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_ClassOfStockLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Class of Stock [Line Items]",
        "terseLabel": "Class of Stock [Line Items]"
       }
      }
     },
     "localname": "ClassOfStockLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails",
      "http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ClassificationOfVariableInterestEntityDomain": {
     "auth_ref": [
      "r481",
      "r483",
      "r485",
      "r486"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Categorization of Variable Interest Entities (VIE) for consolidation and (or) disclosure purposes, whether individually or in aggregate, by: (1) VIEs consolidated because the entity is the primary beneficiary, (2) VIEs not consolidated because the entity is not the primary beneficiary, and (3) VIEs or potential VIEs that are not consolidated because necessary information is not available. In general, a VIE is a corporation, partnership, trust, or any other legal structure used for business purposes that either (a) does not have equity investors with voting rights or (b) has equity investors that do not provide sufficient financial resources for the entity to support its activities. A VIE often holds financial assets, including loans or receivables, real estate or other property. A VIE may be essentially passive or it may engage in research and development or other activities on behalf of another company.",
        "label": "Variable Interest Entity, Classification [Domain]",
        "terseLabel": "Variable Interest Entity, Classification [Domain]"
       }
      }
     },
     "localname": "ClassificationOfVariableInterestEntityDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost": {
     "auth_ref": [
      "r520"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amortized cost of closed portfolio of prepayable financial asset and beneficial interest secured by prepayable financial instrument, used to designate hedging relationship in which hedged item is last layer expected to be remaining at end of hedging relationship.",
        "label": "Closed Portfolio and Beneficial Interest, Last-of-Layer, Amortized Cost",
        "terseLabel": "Carrying value of hedged asset in lay-of-layer hedging relationship"
       }
      }
     },
     "localname": "ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CommercialLoanMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A loan, whether secured or unsecured, to a company for purposes such as seasonal working capital needs, inventory financing, equipment purchases and acquisitions.",
        "label": "Commercial Loan [Member]",
        "terseLabel": "Commercial"
       }
      }
     },
     "localname": "CommercialLoanMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_CommercialPortfolioSegmentMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Portfolio segment of the company's total financing receivables related to commercial receivables.",
        "label": "Commercial Portfolio Segment [Member]",
        "terseLabel": "Commercial"
       }
      }
     },
     "localname": "CommercialPortfolioSegmentMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_CommercialRealEstateMember": {
     "auth_ref": [
      "r268",
      "r369"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Property that is solely used for business purposes.",
        "label": "Commercial Real Estate [Member]",
        "terseLabel": "Commercial real estate"
       }
      }
     },
     "localname": "CommercialRealEstateMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_CommitmentsAndContingencies": {
     "auth_ref": [
      "r34",
      "r315",
      "r661",
      "r722"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 2.0,
       "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur.",
        "label": "Commitments and Contingencies",
        "terseLabel": "Contingencies (refer to Note 18)"
       }
      }
     },
     "localname": "CommitmentsAndContingencies",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CommitmentsAndContingenciesDisclosureAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Commitments and Contingencies Disclosure [Abstract]"
       }
      }
     },
     "localname": "CommitmentsAndContingenciesDisclosureAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_CommitmentsAndContingenciesDisclosureTextBlock": {
     "auth_ref": [
      "r314",
      "r322"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for commitments and contingencies.",
        "label": "Commitments and Contingencies Disclosure [Text Block]",
        "terseLabel": "COMMITMENTS AND CONTINGENCIES"
       }
      }
     },
     "localname": "CommitmentsAndContingenciesDisclosureTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingencies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_CommitmentsToExtendCreditMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Loan commitments are legally binding commitments to extend credit to a counterparty under certain terms and conditions.",
        "label": "Commitments to Extend Credit [Member]",
        "terseLabel": "Residential loan commitments",
        "verboseLabel": "Undrawn commitments to extend credit"
       }
      }
     },
     "localname": "CommitmentsToExtendCreditMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails",
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_CommonEquityTierOneCapital": {
     "auth_ref": [
      "r697"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of Common Equity Tier One Risk-based Capital, as defined by regulatory framework.",
        "label": "Common Equity Tier One Capital",
        "terseLabel": "Actual"
       }
      }
     },
     "localname": "CommonEquityTierOneCapital",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CommonEquityTierOneCapitalRatio": {
     "auth_ref": [
      "r697"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Percentage of Common Equity Tier One Risk-based Capital to total risk-weighted assets, as defined by regulatory framework.",
        "label": "Common Equity Tier One Capital Ratio",
        "terseLabel": "Actual"
       }
      }
     },
     "localname": "CommonEquityTierOneCapitalRatio",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy": {
     "auth_ref": [
      "r697"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of Common Equity Tier 1 Risk-based Capital required to be categorized as adequately capitalized under regulatory framework for prompt corrective action.",
        "label": "Common Equity Tier One Capital Required for Capital Adequacy",
        "terseLabel": "Minimum Capital Adequacy"
       }
      }
     },
     "localname": "CommonEquityTierOneCapitalRequiredForCapitalAdequacy",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CommonStockDividendsPerShareDeclared": {
     "auth_ref": [
      "r347"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Aggregate dividends declared during the period for each share of common stock outstanding.",
        "label": "Common Stock, Dividends, Per Share, Declared",
        "terseLabel": "Dividends declared per share of common stock (in usd per share)"
       }
      }
     },
     "localname": "CommonStockDividendsPerShareDeclared",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails"
     ],
     "xbrltype": "perShareItemType"
    },
    "us-gaap_CommonStockMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Stock that is subordinate to all other stock of the issuer.",
        "label": "Common Stock [Member]",
        "terseLabel": "Common Stock"
       }
      }
     },
     "localname": "CommonStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://www.citizensbank.com/role/CoverPage"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_CommonStockParOrStatedValuePerShare": {
     "auth_ref": [
      "r16"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Face amount or stated value per share of common stock.",
        "label": "Common Stock, Par or Stated Value Per Share",
        "terseLabel": "Common stock, par value (in dollars per share)"
       }
      }
     },
     "localname": "CommonStockParOrStatedValuePerShare",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical"
     ],
     "xbrltype": "perShareItemType"
    },
    "us-gaap_CommonStockSharesAuthorized": {
     "auth_ref": [
      "r16"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The maximum number of common shares permitted to be issued by an entity's charter and bylaws.",
        "label": "Common Stock, Shares Authorized",
        "terseLabel": "Common stock, authorized (in shares)"
       }
      }
     },
     "localname": "CommonStockSharesAuthorized",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_CommonStockSharesIssued": {
     "auth_ref": [
      "r16"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.",
        "label": "Common Stock, Shares, Issued",
        "terseLabel": "Common stock, issued (in shares)"
       }
      }
     },
     "localname": "CommonStockSharesIssued",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_CommonStockSharesOutstanding": {
     "auth_ref": [
      "r16",
      "r339"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.",
        "label": "Common Stock, Shares, Outstanding",
        "terseLabel": "Common stock, outstanding (in shares)"
       }
      }
     },
     "localname": "CommonStockSharesOutstanding",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_CommonStockValue": {
     "auth_ref": [
      "r16"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 2.0,
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.",
        "label": "Common Stock, Value, Issued",
        "terseLabel": "$0.01 par value, 1,000,000,000 shares authorized; 568,238,730 shares issued and 433,121,083 shares outstanding at December 31, 2019 and 566,819,863 shares issued and 466,007,984 shares outstanding at December 31, 2018"
       }
      }
     },
     "localname": "CommonStockValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CompensationAndRetirementDisclosureAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Retirement Benefits [Abstract]"
       }
      }
     },
     "localname": "CompensationAndRetirementDisclosureAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_ComprehensiveIncomeNetOfTax": {
     "auth_ref": [
      "r64",
      "r66",
      "r67"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.",
        "label": "Comprehensive Income (Loss), Net of Tax, Attributable to Parent",
        "totalLabel": "Total comprehensive income"
       }
      }
     },
     "localname": "ComprehensiveIncomeNetOfTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ComprehensiveIncomeNetOfTaxAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Comprehensive Income (Loss), Net of Tax, Attributable to Parent [Abstract]",
        "terseLabel": "Total comprehensive income:"
       }
      }
     },
     "localname": "ComprehensiveIncomeNetOfTaxAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock": {
     "auth_ref": [
      "r134",
      "r473"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document.",
        "label": "Condensed Financial Information of Parent Company Only Disclosure [Text Block]",
        "verboseLabel": "PARENT COMPANY FINANCIALS"
       }
      }
     },
     "localname": "CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancials"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ConsolidationVariableInterestEntityPolicy": {
     "auth_ref": [
      "r119",
      "r480",
      "r482",
      "r484"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for consolidation to describe the significant judgments and assumptions made in determining whether a variable interest held by the entity requires the variable interest entity to be consolidated and (or) disclose information about its involvement with the variable interest entity; the methodology used by the entity for determining whether or not it is the primary beneficiary of the variable interest entity; and the significant factors considered and judgments made in determining that the power to direct the activities that significantly impact the economic performance of the variable interest entity are shared (as defined).",
        "label": "Consolidation, Variable Interest Entity, Policy [Policy Text Block]",
        "terseLabel": "Variable Interest Entities"
       }
      }
     },
     "localname": "ConsolidationVariableInterestEntityPolicy",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ConstructionInProgressMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Structure or a modification to a structure under construction. Includes recently completed structures or modifications to structures that have not been placed into service.",
        "label": "Construction in Progress [Member]",
        "terseLabel": "Construction in progress"
       }
      }
     },
     "localname": "ConstructionInProgressMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_ConsumerLoanMember": {
     "auth_ref": [
      "r270"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Loan or extension of credit for personal, family, or household use excluding real estate.",
        "label": "Consumer Loan [Member]",
        "terseLabel": "Retail"
       }
      }
     },
     "localname": "ConsumerLoanMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_ConsumerPortfolioSegmentMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Portfolio segment of the company's total financing receivables related to consumer receivables.",
        "label": "Consumer Portfolio Segment [Member]",
        "terseLabel": "Retail"
       }
      }
     },
     "localname": "ConsumerPortfolioSegmentMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized": {
     "auth_ref": [
      "r351"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of revenue recognized arising from contract liability from change in timeframe for performance obligation to be satisfied.",
        "label": "Contract with Customer, Liability, Change in Timeframe, Performance Obligation Satisfied, Revenue Recognized",
        "terseLabel": "Trailing commission income"
       }
      }
     },
     "localname": "ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncomeNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ContractualInterestRateReductionMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Loan modification for a reduction of contractual interest rate.",
        "label": "Contractual Interest Rate Reduction [Member]",
        "terseLabel": "Interest Rate Reduction"
       }
      }
     },
     "localname": "ContractualInterestRateReductionMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Contractual Maturities, Time Deposits, $100,000 or More [Abstract]",
        "terseLabel": "Contractual Maturities, Time Deposits, $100,000 or More [Abstract]"
       }
      }
     },
     "localname": "ContractualMaturitiesTimeDeposits100000OrMoreAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months": {
     "auth_ref": [
      "r749"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details": {
       "order": 4.0,
       "parentTag": "us-gaap_TimeDeposits100000OrMore",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of time deposit liabilities, including certificates of deposit, in denominations of $100,000 or more, maturing after twelve months from the balance sheet date.",
        "label": "Contractual Maturities, Time Deposits, $100,000 or More, after 12 Months",
        "terseLabel": "After twelve months"
       }
      }
     },
     "localname": "ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months": {
     "auth_ref": [
      "r749"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details": {
       "order": 3.0,
       "parentTag": "us-gaap_TimeDeposits100000OrMore",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of time deposit liabilities, including certificates of deposit, in denominations of $100,000 or more, maturing within six to twelve months after the balance sheet date.",
        "label": "Contractual Maturities, Time Deposits, $100,000 or More, Six Months Through 12 Months",
        "terseLabel": "After six months through twelve months"
       }
      }
     },
     "localname": "ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess": {
     "auth_ref": [
      "r749"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details": {
       "order": 1.0,
       "parentTag": "us-gaap_TimeDeposits100000OrMore",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of time deposit liabilities, including certificates of deposit, in denominations of $100,000 or more, maturing within three months or fewer from the balance sheet date.",
        "label": "Contractual Maturities, Time Deposits, $100,000 or More, Three Months or Less",
        "terseLabel": "Three months or less"
       }
      }
     },
     "localname": "ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths": {
     "auth_ref": [
      "r749"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details": {
       "order": 2.0,
       "parentTag": "us-gaap_TimeDeposits100000OrMore",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of time deposit liabilities, including certificates of deposit, in denominations of $100,000 or more, maturing within three to six months after the balance sheet date.",
        "label": "Contractual Maturities, Time Deposits, $100,000 or More, Three Months Through Six Months",
        "terseLabel": "After three months through six months"
       }
      }
     },
     "localname": "ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ContractualObligation": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of contractual obligation, including but not limited to, long-term debt, capital lease obligations, operating lease obligations, purchase obligations, and other commitments.",
        "label": "Contractual Obligation",
        "terseLabel": "Commitment amount"
       }
      }
     },
     "localname": "ContractualObligation",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets": {
     "auth_ref": [
      "r611"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of contractually specified servicing fee, late fee, and ancillary fee recognized as income for servicing asset and servicing liability.",
        "label": "Contractually Specified Servicing Fee, Late Fee, and Ancillary Fee Earned in Exchange for Servicing Financial Asset",
        "terseLabel": "Contractually specified servicing, late and other ancillary fees"
       }
      }
     },
     "localname": "ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CorporateNonSegmentMember": {
     "auth_ref": [
      "r170"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Corporate headquarters or functional department that may not earn revenues or may earn revenues that are only incidental to the activities of the entity and is not considered an operating segment.",
        "label": "Corporate, Non-Segment [Member]",
        "terseLabel": "Other"
       }
      }
     },
     "localname": "CorporateNonSegmentMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_CreditCardReceivablesMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amounts receivable from issuing a card to individuals or businesses that allows someone to make a purchase on borrowed money.",
        "label": "Credit Card Receivable [Member]",
        "terseLabel": "Credit cards",
        "verboseLabel": "Credit Cards"
       }
      }
     },
     "localname": "CreditCardReceivablesMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_CreditFacilityAxis": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by type of credit facility. Credit facilities provide capital to borrowers without the need to structure a loan for each borrowing.",
        "label": "Credit Facility [Axis]",
        "terseLabel": "Credit Facility [Axis]"
       }
      }
     },
     "localname": "CreditFacilityAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_CreditFacilityDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Type of credit facility. Credit facilities provide capital to borrowers without the need to structure a loan for each borrowing.",
        "label": "Credit Facility [Domain]",
        "terseLabel": "Credit Facility [Domain]"
       }
      }
     },
     "localname": "CreditFacilityDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after tax of increase (decrease) to equity or (increase) decrease to net assets, resulting from the cumulative effect adjustment of a new accounting principle applied in the period of adoption.",
        "label": "Cumulative Effect of New Accounting Principle in Period of Adoption",
        "terseLabel": "Cumulative effect of change in accounting standards"
       }
      }
     },
     "localname": "CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails",
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CurrentFederalTaxExpenseBenefit": {
     "auth_ref": [
      "r124",
      "r450",
      "r457"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of current federal tax expense (benefit) pertaining to income (loss) from continuing operations.",
        "label": "Current Federal Tax Expense (Benefit)",
        "terseLabel": "U.S. federal"
       }
      }
     },
     "localname": "CurrentFederalTaxExpenseBenefit",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CurrentIncomeTaxExpenseBenefit": {
     "auth_ref": [
      "r124",
      "r450",
      "r457"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of current income tax expense (benefit) pertaining to taxable income (loss) from continuing operations.",
        "label": "Current Income Tax Expense (Benefit)",
        "totalLabel": "Total"
       }
      }
     },
     "localname": "CurrentIncomeTaxExpenseBenefit",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Current Income Tax Expense (Benefit), Continuing Operations [Abstract]",
        "terseLabel": "Current"
       }
      }
     },
     "localname": "CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_CurrentStateAndLocalTaxExpenseBenefit": {
     "auth_ref": [
      "r124",
      "r450",
      "r457"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_CurrentIncomeTaxExpenseBenefit",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of current state and local tax expense (benefit) pertaining to income (loss) from continuing operations.",
        "label": "Current State and Local Tax Expense (Benefit)",
        "terseLabel": "State and local"
       }
      }
     },
     "localname": "CurrentStateAndLocalTaxExpenseBenefit",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_CustomerRelationshipsMember": {
     "auth_ref": [
      "r469"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Customer relationship that exists between an entity and its customer, for example, but not limited to, tenant relationships.",
        "label": "Customer Relationships [Member]",
        "terseLabel": "Acquired relationships"
       }
      }
     },
     "localname": "CustomerRelationshipsMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_DebtDisclosureAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Debt Disclosure [Abstract]"
       }
      }
     },
     "localname": "DebtDisclosureAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_DebtDisclosureTextBlock": {
     "auth_ref": [
      "r333"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.",
        "label": "Debt Disclosure [Text Block]",
        "terseLabel": "BORROWED FUNDS"
       }
      }
     },
     "localname": "DebtDisclosureTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFunds"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_DebtInstrumentAxis": {
     "auth_ref": [
      "r8",
      "r9",
      "r10",
      "r647",
      "r649",
      "r712"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by type of debt instrument, including, but not limited to, draws against credit facilities.",
        "label": "Debt Instrument [Axis]",
        "terseLabel": "Debt Instrument [Axis]"
       }
      }
     },
     "localname": "DebtInstrumentAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails",
      "http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails",
      "http://www.citizensbank.com/role/BorrowedFundsShortTermDebtDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DebtInstrumentInterestRateDuringPeriod": {
     "auth_ref": [
      "r31",
      "r562"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The average effective interest rate during the reporting period.",
        "label": "Debt Instrument, Interest Rate During Period",
        "terseLabel": "Weighted-average interest rate during the period"
       }
      }
     },
     "localname": "DebtInstrumentInterestRateDuringPeriod",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_DebtInstrumentInterestRateStatedPercentage": {
     "auth_ref": [
      "r31"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Contractual interest rate for funds borrowed, under the debt agreement.",
        "label": "Debt Instrument, Interest Rate, Stated Percentage",
        "terseLabel": "Interest rate"
       }
      }
     },
     "localname": "DebtInstrumentInterestRateStatedPercentage",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_DebtInstrumentLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Debt Instrument [Line Items]",
        "terseLabel": "Debt Instrument [Line Items]"
       }
      }
     },
     "localname": "DebtInstrumentLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails",
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails",
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DebtInstrumentNameDomain": {
     "auth_ref": [
      "r33"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The name for the particular debt instrument or borrowing that distinguishes it from other debt instruments or borrowings, including draws against credit facilities.",
        "label": "Debt Instrument, Name [Domain]",
        "terseLabel": "Debt Instrument, Name [Domain]"
       }
      }
     },
     "localname": "DebtInstrumentNameDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails",
      "http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails",
      "http://www.citizensbank.com/role/BorrowedFundsShortTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_DebtInstrumentTable": {
     "auth_ref": [
      "r33",
      "r127",
      "r340",
      "r344",
      "r345",
      "r346",
      "r561",
      "r562",
      "r564",
      "r696"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A table or schedule providing information pertaining to long-term debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer.",
        "label": "Schedule of Long-term Debt Instruments [Table]",
        "terseLabel": "Schedule of Long-term Debt Instruments [Table]"
       }
      }
     },
     "localname": "DebtInstrumentTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails",
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails",
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet": {
     "auth_ref": [
      "r331",
      "r563"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of unamortized debt discount (premium) and debt issuance costs.",
        "label": "Debt Instrument, Unamortized Discount (Premium) and Debt Issuance Costs, Net",
        "negatedTerseLabel": "Unamortized deferred issuance costs and or discounts"
       }
      }
     },
     "localname": "DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount": {
     "auth_ref": [
      "r32"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of unused borrowing capacity under the long-term financing arrangement that is available to the entity as of the balance sheet date.",
        "label": "Debt Instrument, Unused Borrowing Capacity, Amount",
        "terseLabel": "Available borrowing capacity"
       }
      }
     },
     "localname": "DebtInstrumentUnusedBorrowingCapacityAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger": {
     "auth_ref": [
      "r236",
      "r277",
      "r280"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.",
        "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer",
        "terseLabel": "12 Months or Longer"
       }
      }
     },
     "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": {
     "auth_ref": [
      "r236",
      "r277"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset.",
        "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss",
        "negatedLabel": "12 Months or Longer"
       }
      }
     },
     "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions": {
     "auth_ref": [
      "r275"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions",
       "weight": 1.0
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without an allowance for credit loss. Includes beneficial interest in securitized financial asset.",
        "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions",
        "terseLabel": "12 Months or Longer"
       }
      }
     },
     "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "integerItemType"
    },
    "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months": {
     "auth_ref": [
      "r236",
      "r277",
      "r280"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.",
        "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months",
        "terseLabel": "Less than 12 Months"
       }
      }
     },
     "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": {
     "auth_ref": [
      "r236",
      "r277"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.",
        "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss",
        "negatedLabel": "Less than 12 Months"
       }
      }
     },
     "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions": {
     "auth_ref": [
      "r275"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions",
       "weight": 1.0
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without an allowance for credit loss. Includes beneficial interest in securitized financial asset.",
        "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions",
        "terseLabel": "Less than 12 Months"
       }
      }
     },
     "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "integerItemType"
    },
    "us-gaap_DebtSecuritiesAvailableForSaleRealizedGain": {
     "auth_ref": [
      "r239"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of realized gain on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).",
        "label": "Debt Securities, Available-for-sale, Realized Gain",
        "terseLabel": "Gains on sale of debt securities"
       }
      }
     },
     "localname": "DebtSecuritiesAvailableForSaleRealizedGain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss": {
     "auth_ref": [
      "r239"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 17.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0
      },
      "http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of realized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).",
        "label": "Debt Securities, Available-for-sale, Realized Gain (Loss)",
        "negatedLabel": "Debt securities",
        "totalLabel": "Debt securities gains, net"
       }
      }
     },
     "localname": "DebtSecuritiesAvailableForSaleRealizedGainLoss",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss": {
     "auth_ref": [
      "r239"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of realized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).",
        "label": "Debt Securities, Available-for-sale, Realized Loss",
        "negatedTerseLabel": "Losses on sale of debt securities"
       }
      }
     },
     "localname": "DebtSecuritiesAvailableForSaleRealizedLoss",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DebtSecuritiesAvailableForSaleTable": {
     "auth_ref": [
      "r242"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).",
        "label": "Debt Securities, Available-for-sale [Table]",
        "terseLabel": "Debt Securities, Available-for-sale [Table]"
       }
      }
     },
     "localname": "DebtSecuritiesAvailableForSaleTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition": {
     "auth_ref": [
      "r232",
      "r273",
      "r280"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position without allowance for credit loss.",
        "label": "Debt Securities, Available-for-sale, Unrealized Loss Position",
        "totalLabel": "Total"
       }
      }
     },
     "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPosition",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss": {
     "auth_ref": [
      "r233",
      "r274"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset.",
        "label": "Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss",
        "negatedTotalLabel": "Total"
       }
      }
     },
     "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions": {
     "auth_ref": [
      "r234",
      "r275"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset.",
        "label": "Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions",
        "totalLabel": "Total"
       }
      }
     },
     "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "integerItemType"
    },
    "us-gaap_DebtSecuritiesRealizedGainLoss": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 8.0,
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of realized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), investment in debt security measured at amortized cost (held-to-maturity) and investment in debt security measured at fair value with change in fair value recognized in net income (trading).",
        "label": "Debt Securities, Realized Gain (Loss)",
        "verboseLabel": "Securities gains, net"
       }
      }
     },
     "localname": "DebtSecuritiesRealizedGainLoss",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis": {
     "auth_ref": [
      "r414"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by type of deferred compensation related to equity-based payment arrangements. Includes, but is not limited to, employment contracts with one or more selected officers or key employees. Excludes broad group equity-based compensation plans, defined benefit pension plans, defined benefit other postretirement benefit plans and other deferred compensation that is not equivalent to a defined benefit pension plan or a defined benefit other postretirement benefit plan.",
        "label": "Equity-Based Arrangements, Individual Contracts, Type of Deferred Compensation [Axis]",
        "terseLabel": "Equity-Based Arrangements, Individual Contracts, Type of Deferred Compensation [Axis]"
       }
      }
     },
     "localname": "DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DeferredCompensationShareBasedPaymentsMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Deferred compensation arrangements (such as stock or unit options and share or unit awards) that are equity-based payments with individual employees. The arrangements are generally based on employment contracts between the entity and one or more selected officers or key employees, and contain a promise by the employer to pay certain amounts or benefits at designated future dates, upon compliance with stipulated requirements. This type of arrangement is distinguished from broader based employee benefit plans as it is usually tailored to the employee. Other \"sub-members\" can be added as necessary.",
        "label": "Deferred Compensation, Share-based Payments [Member]",
        "terseLabel": "Deferred compensation, share-based payments"
       }
      }
     },
     "localname": "DeferredCompensationShareBasedPaymentsMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_DeferredFederalIncomeTaxExpenseBenefit": {
     "auth_ref": [
      "r124",
      "r452",
      "r457"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of deferred federal income tax expense (benefit) pertaining to income (loss) from continuing operations.",
        "label": "Deferred Federal Income Tax Expense (Benefit)",
        "terseLabel": "U.S. federal"
       }
      }
     },
     "localname": "DeferredFederalIncomeTaxExpenseBenefit",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredIncomeTaxExpenseBenefit": {
     "auth_ref": [
      "r108",
      "r124",
      "r452",
      "r457"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 10.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.",
        "label": "Deferred Income Tax Expense (Benefit)",
        "terseLabel": "Deferred income taxes",
        "totalLabel": "Total"
       }
      }
     },
     "localname": "DeferredIncomeTaxExpenseBenefit",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Deferred Income Tax Expense (Benefit), Continuing Operations [Abstract]",
        "terseLabel": "Deferred"
       }
      }
     },
     "localname": "DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DeferredIncomeTaxLiabilities": {
     "auth_ref": [
      "r12",
      "r13",
      "r442",
      "r648",
      "r711"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_DeferredTaxLiabilities",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences.",
        "label": "Deferred Tax Liabilities, Gross",
        "totalLabel": "Total deferred tax liabilities"
       }
      }
     },
     "localname": "DeferredIncomeTaxLiabilities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredIncomeTaxLiabilitiesNet": {
     "auth_ref": [
      "r427",
      "r446"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 5.0,
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, after deferred tax asset, of deferred tax liability attributable to taxable differences with jurisdictional netting.",
        "label": "Deferred Income Tax Liabilities, Net",
        "terseLabel": "Deferred taxes, net"
       }
      }
     },
     "localname": "DeferredIncomeTaxLiabilitiesNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit": {
     "auth_ref": [
      "r124",
      "r452",
      "r457"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of deferred state and local tax expense (benefit) pertaining to income (loss) from continuing operations.",
        "label": "Deferred State and Local Income Tax Expense (Benefit)",
        "terseLabel": "State and local"
       }
      }
     },
     "localname": "DeferredStateAndLocalIncomeTaxExpenseBenefit",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredTaxAssetsGross": {
     "auth_ref": [
      "r443"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_DeferredTaxAssetsNet",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.",
        "label": "Deferred Tax Assets, Gross",
        "totalLabel": "Total deferred tax assets"
       }
      }
     },
     "localname": "DeferredTaxAssetsGross",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredTaxAssetsNet": {
     "auth_ref": [
      "r444"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_DeferredTaxLiabilities",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.",
        "label": "Deferred Tax Assets, Net of Valuation Allowance",
        "totalLabel": "Deferred tax assets, net of valuation allowance"
       }
      }
     },
     "localname": "DeferredTaxAssetsNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredTaxAssetsNetAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Deferred Tax Assets, Net [Abstract]",
        "terseLabel": "Deferred tax assets:"
       }
      }
     },
     "localname": "DeferredTaxAssetsNetAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DeferredTaxAssetsOperatingLossCarryforwards": {
     "auth_ref": [
      "r420",
      "r448",
      "r449"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards.",
        "label": "Deferred Tax Assets, Operating Loss Carryforwards",
        "terseLabel": "State net operating loss carryforwards"
       }
      }
     },
     "localname": "DeferredTaxAssetsOperatingLossCarryforwards",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts": {
     "auth_ref": [
      "r420",
      "r448",
      "r449"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the allowance for doubtful accounts.",
        "label": "Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Allowance for Doubtful Accounts",
        "terseLabel": "Allowance for credit losses"
       }
      }
     },
     "localname": "DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses": {
     "auth_ref": [
      "r420",
      "r448",
      "r449"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the provision for loan losses.",
        "label": "Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Provision for Loan Losses",
        "terseLabel": "Base year loan loss reserves attributable to prior years"
       }
      }
     },
     "localname": "DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredTaxAssetsValuationAllowance": {
     "auth_ref": [
      "r445"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_DeferredTaxAssetsNet",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized.",
        "label": "Deferred Tax Assets, Valuation Allowance",
        "negatedTerseLabel": "Valuation allowance",
        "terseLabel": "Deferred tax asset valuation allowance"
       }
      }
     },
     "localname": "DeferredTaxAssetsValuationAllowance",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails",
      "http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredTaxLiabilities": {
     "auth_ref": [
      "r427",
      "r446"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, after deferred tax asset, of deferred tax liability attributable to taxable differences without jurisdictional netting.",
        "label": "Deferred Tax Liabilities, Net",
        "totalLabel": "Net deferred tax liability"
       }
      }
     },
     "localname": "DeferredTaxLiabilities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredTaxLiabilitiesAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Deferred Tax Liabilities, Gross [Abstract]",
        "terseLabel": "Deferred tax liabilities:"
       }
      }
     },
     "localname": "DeferredTaxLiabilitiesAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets": {
     "auth_ref": [
      "r421",
      "r448",
      "r449"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from intangible assets other than goodwill.",
        "label": "Deferred Tax Liabilities, Intangible Assets",
        "terseLabel": "Amortization of intangibles"
       }
      }
     },
     "localname": "DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredTaxLiabilitiesInvestments": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 5.0,
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from investments (excludes investments in subsidiaries and equity method investments).",
        "label": "Deferred Tax Liabilities, Investments",
        "terseLabel": "Partnerships"
       }
      }
     },
     "localname": "DeferredTaxLiabilitiesInvestments",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredTaxLiabilitiesLeasingArrangements": {
     "auth_ref": [
      "r421",
      "r448",
      "r449"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from leasing arrangements.",
        "label": "Deferred Tax Liabilities, Leasing Arrangements",
        "terseLabel": "Leasing transactions"
       }
      }
     },
     "localname": "DeferredTaxLiabilitiesLeasingArrangements",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredTaxLiabilitiesMortgageServicingRights": {
     "auth_ref": [
      "r421",
      "r448",
      "r449"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 7.0,
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from mortgage servicing rights.",
        "label": "Deferred Tax Liabilities, Mortgage Servicing Rights",
        "terseLabel": "MSRs"
       }
      }
     },
     "localname": "DeferredTaxLiabilitiesMortgageServicingRights",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredTaxLiabilitiesNetAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Deferred Tax Liabilities, Net [Abstract]",
        "terseLabel": "Deferred Tax Liabilities, Net [Abstract]"
       }
      }
     },
     "localname": "DeferredTaxLiabilitiesNetAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment": {
     "auth_ref": [
      "r421",
      "r448",
      "r449"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from property, plant, and equipment.",
        "label": "Deferred Tax Liabilities, Property, Plant and Equipment",
        "terseLabel": "Depreciation"
       }
      }
     },
     "localname": "DeferredTaxLiabilitiesPropertyPlantAndEquipment",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome": {
     "auth_ref": [
      "r421",
      "r448",
      "r449"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails": {
       "order": 6.0,
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from tax deferred revenue or income classified as other.",
        "label": "Deferred Tax Liabilities, Tax Deferred Income",
        "terseLabel": "Deferred Income"
       }
      }
     },
     "localname": "DeferredTaxLiabilitiesTaxDeferredIncome",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesDeferredIncomeTaxAssetsAndLiabilitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Defined Benefit Plan [Abstract]",
        "terseLabel": "401(k) Plan"
       }
      }
     },
     "localname": "DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation": {
     "auth_ref": [
      "r371"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of actuarial present value of benefits attributed to employee service rendered, excluding assumptions about future compensation level.",
        "label": "Defined Benefit Plan, Accumulated Benefit Obligation",
        "terseLabel": "Accumulated benefit obligation"
       }
      }
     },
     "localname": "DefinedBenefitPlanAccumulatedBenefitObligation",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax": {
     "auth_ref": [
      "r53",
      "r58"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, before tax, of accumulated other comprehensive (income) loss for defined benefit plan, that has not been recognized in net periodic benefit cost (credit).",
        "label": "Defined Benefit Plan, Accumulated Other Comprehensive (Income) Loss, before Tax",
        "terseLabel": "Net actuarial losses"
       }
      }
     },
     "localname": "DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets": {
     "auth_ref": [
      "r366",
      "r392"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase (decrease) in plan assets of defined benefit plan from actual return (loss) determined by change in fair value of plan assets adjusted for contributions, benefit payments, and other expenses.",
        "label": "Defined Benefit Plan, Plan Assets, Increase (Decrease) for Actual Return (Loss)",
        "terseLabel": "Actual return on plan assets"
       }
      }
     },
     "localname": "DefinedBenefitPlanActualReturnOnPlanAssets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses": {
     "auth_ref": [
      "r378",
      "r390",
      "r392"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of gain (loss) recognized in net periodic benefit (cost) credit of defined benefit plan.",
        "label": "Defined Benefit Plan, Amortization of Gain (Loss)",
        "negatedTerseLabel": "Amortization of actuarial loss"
       }
      }
     },
     "localname": "DefinedBenefitPlanAmortizationOfGainsLosses",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet": {
     "auth_ref": [
      "r360",
      "r368"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of asset (liability), recognized in statement of financial position, for defined benefit pension and other postretirement plans.",
        "label": "Defined Benefit Plan, Amounts for Asset (Liability) Recognized in Statement of Financial Position",
        "totalLabel": "Pension asset (obligation)"
       }
      }
     },
     "localname": "DefinedBenefitPlanAmountsRecognizedInBalanceSheet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax": {
     "auth_ref": [
      "r51",
      "r55",
      "r379"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, before tax, after reclassification adjustment, of increase (decrease) in accumulated other comprehensive income from gain (loss) of defined benefit plan.",
        "label": "Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss), after Reclassification Adjustment, before Tax",
        "terseLabel": "Net actuarial (gain) loss"
       }
      }
     },
     "localname": "DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanBenefitObligation": {
     "auth_ref": [
      "r361"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of actuarial present value of benefits attributed to service rendered by employee for defined benefit plan.",
        "label": "Defined Benefit Plan, Benefit Obligation",
        "terseLabel": "Projected benefit obligation"
       }
      }
     },
     "localname": "DefinedBenefitPlanBenefitObligation",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.",
        "label": "Defined Benefit Plan, Change in Fair Value of Plan Assets [Roll Forward]",
        "terseLabel": "Defined Benefit Plan, Change in Fair Value of Plan Assets [Roll Forward]"
       }
      }
     },
     "localname": "DefinedBenefitPlanChangeInFairValueOfPlanAssetsRollForward",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DefinedBenefitPlanContributionsByEmployer": {
     "auth_ref": [
      "r367",
      "r369",
      "r370",
      "r391",
      "r392"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of contribution received by defined benefit plan from employer which increases plan assets.",
        "label": "Defined Benefit Plan, Plan Assets, Contributions by Employer",
        "terseLabel": "Employer contributions"
       }
      }
     },
     "localname": "DefinedBenefitPlanContributionsByEmployer",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails",
      "http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanDisclosureLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Defined Benefit Plan Disclosure [Line Items]",
        "terseLabel": "Defined Benefit Plan Disclosure [Line Items]"
       }
      }
     },
     "localname": "DefinedBenefitPlanDisclosureLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails",
      "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Defined Benefit Plan, Expected Future Benefit Payment [Abstract]",
        "terseLabel": "Expected benefit payments by fiscal year ended"
       }
      }
     },
     "localname": "DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsExpectedFutureBenefitPaymentsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter": {
     "auth_ref": [
      "r372"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of benefits for defined benefit plan expected to be paid in five fiscal years after fifth fiscal year following latest fiscal year.",
        "label": "Defined Benefit Plan, Expected Future Benefit Payment, Five Fiscal Years Thereafter",
        "terseLabel": "December 31, 2025 - 2029"
       }
      }
     },
     "localname": "DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsExpectedFutureBenefitPaymentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths": {
     "auth_ref": [
      "r372"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of benefits for defined benefit plan expected to be paid in next fiscal year following latest fiscal year.",
        "label": "Defined Benefit Plan, Expected Future Benefit Payment, Next Twelve Months",
        "terseLabel": "December 31, 2020"
       }
      }
     },
     "localname": "DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsExpectedFutureBenefitPaymentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive": {
     "auth_ref": [
      "r372"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of benefits for defined benefit plan expected to be paid in fifth fiscal year following latest fiscal year.",
        "label": "Defined Benefit Plan, Expected Future Benefit Payment, Year Five",
        "terseLabel": "December 31, 2024"
       }
      }
     },
     "localname": "DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsExpectedFutureBenefitPaymentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour": {
     "auth_ref": [
      "r372"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of benefits for defined benefit plan expected to be paid in fourth fiscal year following latest fiscal year.",
        "label": "Defined Benefit Plan, Expected Future Benefit Payment, Year Four",
        "terseLabel": "December 31, 2023"
       }
      }
     },
     "localname": "DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsExpectedFutureBenefitPaymentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree": {
     "auth_ref": [
      "r372"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of benefits for defined benefit plan expected to be paid in third fiscal year following latest fiscal year.",
        "label": "Defined Benefit Plan, Expected Future Benefit Payment, Year Three",
        "terseLabel": "December 31, 2022"
       }
      }
     },
     "localname": "DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsExpectedFutureBenefitPaymentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo": {
     "auth_ref": [
      "r372"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of benefits for defined benefit plan expected to be paid in second fiscal year following latest fiscal year.",
        "label": "Defined Benefit Plan, Expected Future Benefit Payment, Year Two",
        "terseLabel": "December 31, 2021"
       }
      }
     },
     "localname": "DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsExpectedFutureBenefitPaymentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear": {
     "auth_ref": [
      "r373"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of contributions expected to be received by defined benefit plan from employer in next fiscal year following latest fiscal year.",
        "label": "Defined Benefit Plan, Expected Future Employer Contributions, Next Fiscal Year",
        "terseLabel": "Expected contribution"
       }
      }
     },
     "localname": "DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets": {
     "auth_ref": [
      "r377",
      "r389",
      "r392"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of expected return (loss) recognized in net periodic benefit (cost) credit, calculated based on expected long-term rate of return and market-related value of plan assets of defined benefit plan.",
        "label": "Defined Benefit Plan, Expected Return (Loss) on Plan Assets",
        "negatedTerseLabel": "Expected return on plan assets"
       }
      }
     },
     "localname": "DefinedBenefitPlanExpectedReturnOnPlanAssets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanFairValueOfPlanAssets": {
     "auth_ref": [
      "r365",
      "r369",
      "r370",
      "r392"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of asset segregated and restricted to provide benefit under defined benefit plan. Asset includes, but is not limited to, stock, bond, other investment, earning from investment, and contribution by employer and employee.",
        "label": "Defined Benefit Plan, Plan Assets, Amount",
        "periodEndLabel": "Fair value of plan assets as of December 31",
        "periodStartLabel": "Fair value of plan assets as of January 1"
       }
      }
     },
     "localname": "DefinedBenefitPlanFairValueOfPlanAssets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanInterestCost": {
     "auth_ref": [
      "r363",
      "r376",
      "r388",
      "r392"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cost recognized for passage of time related to defined benefit plan.",
        "label": "Defined Benefit Plan, Interest Cost",
        "terseLabel": "Interest cost"
       }
      }
     },
     "localname": "DefinedBenefitPlanInterestCost",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost": {
     "auth_ref": [
      "r374",
      "r386",
      "r392"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of net periodic benefit cost (credit) for defined benefit plan.",
        "label": "Defined Benefit Plan, Net Periodic Benefit Cost (Credit)",
        "totalLabel": "Net periodic pension (income) cost"
       }
      }
     },
     "localname": "DefinedBenefitPlanNetPeriodicBenefitCost",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlanServiceCost": {
     "auth_ref": [
      "r362",
      "r375",
      "r387",
      "r392"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cost for actuarial present value of benefits attributed to service rendered by employee for defined benefit plan.",
        "label": "Defined Benefit Plan, Service Cost",
        "terseLabel": "Service cost"
       }
      }
     },
     "localname": "DefinedBenefitPlanServiceCost",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable": {
     "auth_ref": [
      "r382",
      "r383",
      "r384",
      "r385",
      "r392"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosures and provisions pertaining to defined benefit pension plans or other postretirement defined benefit plans. The arrangements are generally based on terms and conditions stipulated by the entity, and which contain a promise by the employer to pay certain amounts or awards at designated future dates, including a period after retirement, upon compliance with stipulated requirements. Excludes disclosures pertaining to defined contribution plans.",
        "label": "Defined Benefit Plans and Other Postretirement Benefit Plans Disclosures [Table]",
        "terseLabel": "Defined Benefit Plans and Other Postretirement Benefit Plans Disclosures [Table]"
       }
      }
     },
     "localname": "DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]",
        "terseLabel": "Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]"
       }
      }
     },
     "localname": "DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DefinedContributionPlanCostRecognized": {
     "auth_ref": [
      "r393"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cost for defined contribution plan.",
        "label": "Defined Contribution Plan, Cost",
        "terseLabel": "Employer contribution amount"
       }
      }
     },
     "localname": "DefinedContributionPlanCostRecognized",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Percentage of employees' gross pay for which the employer contributes a matching contribution to a defined contribution plan.",
        "label": "Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay",
        "terseLabel": "Employer matching contribution, Percent of employees' pay"
       }
      }
     },
     "localname": "DefinedContributionPlanEmployerMatchingContributionPercent",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Percentage employer matches of the employee's percentage contribution matched.",
        "label": "Defined Contribution Plan, Employer Matching Contribution, Percent of Match",
        "terseLabel": "Employer matching contribution percentage"
       }
      }
     },
     "localname": "DefinedContributionPlanEmployerMatchingContributionPercentOfMatch",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_DemandDepositAccounts": {
     "auth_ref": [
      "r657"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_Deposits",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of money in accounts that may bear interest and that the depositor is entitled to withdraw at any time without prior notice.",
        "label": "Demand Deposit Accounts",
        "terseLabel": "Demand"
       }
      }
     },
     "localname": "DemandDepositAccounts",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DepositLiabilitiesDisclosuresTextBlock": {
     "auth_ref": [
      "r657",
      "r695"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.",
        "label": "Deposit Liabilities Disclosures [Text Block]",
        "terseLabel": "DEPOSITS"
       }
      }
     },
     "localname": "DepositLiabilitiesDisclosuresTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/Deposits"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_Deposits": {
     "auth_ref": [
      "r657"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 1.0,
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.",
        "label": "Deposits",
        "terseLabel": "Deposits, carrying value",
        "totalLabel": "Total deposits"
       }
      }
     },
     "localname": "Deposits",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DepositsByTypeAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Deposits, by Type [Abstract]",
        "terseLabel": "Deposits, by Type [Abstract]"
       }
      }
     },
     "localname": "DepositsByTypeAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DepositsFairValueDisclosure": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value portion of deposit liabilities held by the entity, including, but not limited to, foreign and domestic, interest and noninterest bearing, demand deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits.",
        "label": "Deposits, Fair Value Disclosure",
        "terseLabel": "Deposits, fair value"
       }
      }
     },
     "localname": "DepositsFairValueDisclosure",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Deposits, Interest-bearing and Noninterest-bearing, Alternative [Abstract]",
        "terseLabel": "Deposits:"
       }
      }
     },
     "localname": "DepositsInterestBearingAndNoninterestBearingAlternativeAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DepositsMoneyMarketDeposits": {
     "auth_ref": [
      "r657"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_Deposits",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts.",
        "label": "Deposits, Money Market Deposits",
        "terseLabel": "Money market accounts"
       }
      }
     },
     "localname": "DepositsMoneyMarketDeposits",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DepositsSavingsDeposits": {
     "auth_ref": [
      "r657"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_Deposits",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs).",
        "label": "Deposits, Savings Deposits",
        "terseLabel": "Regular savings"
       }
      }
     },
     "localname": "DepositsSavingsDeposits",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_Depreciation": {
     "auth_ref": [
      "r108",
      "r304"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation.",
        "label": "Depreciation",
        "terseLabel": "Depreciation expense"
       }
      }
     },
     "localname": "Depreciation",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DepreciationAmortizationAndAccretionNet": {
     "auth_ref": [
      "r108"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 7.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The aggregate net amount of depreciation, amortization, and accretion recognized during an accounting period. As a noncash item, the net amount is added back to net income when calculating cash provided by or used in operations using the indirect method.",
        "label": "Depreciation, Amortization and Accretion, Net",
        "terseLabel": "Depreciation, amortization and accretion"
       }
      }
     },
     "localname": "DepreciationAmortizationAndAccretionNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset": {
     "auth_ref": [
      "r40",
      "r491"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of obligation to return cash collateral under master netting arrangements offset against derivative assets.",
        "label": "Derivative Asset, Collateral, Obligation to Return Cash, Offset",
        "negatedLabel": "Less: Cash collateral applied"
       }
      }
     },
     "localname": "DerivativeAssetCollateralObligationToReturnCashOffset",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Derivative Asset, Fair Value, Amount Offset Against Collateral [Abstract]",
        "terseLabel": "Derivative Assets"
       }
      }
     },
     "localname": "DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DerivativeAssetFairValueGrossLiability": {
     "auth_ref": [
      "r40",
      "r44",
      "r504"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of liability associated with financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset.",
        "label": "Derivative Asset, Fair Value, Gross Liability",
        "negatedTerseLabel": "Less: Gross amounts offset in the Consolidated Balance Sheets"
       }
      }
     },
     "localname": "DerivativeAssetFairValueGrossLiability",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DerivativeAssets": {
     "auth_ref": [
      "r41",
      "r42",
      "r550"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 12.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value, after the effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset.",
        "label": "Derivative Asset",
        "terseLabel": "Derivative assets"
       }
      }
     },
     "localname": "DerivativeAssets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DerivativeContractTypeDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Financial instrument or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset.",
        "label": "Derivative Contract [Domain]",
        "terseLabel": "Derivative Contract [Domain]"
       }
      }
     },
     "localname": "DerivativeContractTypeDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails",
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails",
      "http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_DerivativeFairValueOfDerivativeAsset": {
     "auth_ref": [
      "r39",
      "r43",
      "r504",
      "r604"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_AssetsFairValueDisclosure",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value, before effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets elected not to be offset. Excludes assets not subject to a master netting arrangement.",
        "label": "Derivative Asset, Fair Value, Gross Asset",
        "terseLabel": "Hedging basis adjustments",
        "verboseLabel": "Total derivative assets"
       }
      }
     },
     "localname": "DerivativeFairValueOfDerivativeAsset",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails",
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral": {
     "auth_ref": [
      "r41",
      "r42",
      "r45",
      "r525"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value, after offset of derivative liability, of financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset, before offset against an obligation to return collateral under a master netting arrangement. Includes assets elected not to be offset. Excludes assets not subject to a master netting arrangement.",
        "label": "Derivative Asset, Fair Value, Amount Not Offset Against Collateral",
        "totalLabel": "Total net derivative fair values presented in the Consolidated Balance Sheets"
       }
      }
     },
     "localname": "DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DerivativeFairValueOfDerivativeLiability": {
     "auth_ref": [
      "r39",
      "r43",
      "r504",
      "r604"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_FinancialLiabilitiesFairValueDisclosure",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value, before effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities elected not to be offset. Excludes liabilities not subject to a master netting arrangement.",
        "label": "Derivative Liability, Fair Value, Gross Liability",
        "netLabel": "Total derivative liabilities",
        "terseLabel": "Derivative Liabilities"
       }
      }
     },
     "localname": "DerivativeFairValueOfDerivativeLiability",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral": {
     "auth_ref": [
      "r41",
      "r42",
      "r45",
      "r525"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value, after offset of derivative asset, of financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset, elected not to be and before offset against a right to receive collateral under a master netting arrangement. Includes liabilities elected not to be offset. Excludes liabilities not subject to a master netting arrangement.",
        "label": "Derivative Liability, Fair Value, Amount Not Offset Against Collateral",
        "totalLabel": "Total net derivative fair values presented in the Consolidated Balance Sheets"
       }
      }
     },
     "localname": "DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DerivativeGainLossOnDerivativeNet": {
     "auth_ref": [
      "r502"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase (decrease) in the fair value of derivatives recognized in the income statement.",
        "label": "Derivative, Gain (Loss) on Derivative, Net",
        "netLabel": "Amounts Recognized in Noninterest Income"
       }
      }
     },
     "localname": "DerivativeGainLossOnDerivativeNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DerivativeInstrumentRiskAxis": {
     "auth_ref": [
      "r501",
      "r505",
      "r510",
      "r516"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by type of derivative contract.",
        "label": "Derivative Instrument [Axis]",
        "terseLabel": "Derivative Instrument [Axis]"
       }
      }
     },
     "localname": "DerivativeInstrumentRiskAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails",
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails",
      "http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Derivative Instruments and Hedging Activities Disclosure [Abstract]"
       }
      }
     },
     "localname": "DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock": {
     "auth_ref": [
      "r534"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.",
        "label": "Derivative Instruments and Hedging Activities Disclosure [Text Block]",
        "terseLabel": "DERIVATIVES"
       }
      }
     },
     "localname": "DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/Derivatives"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis": {
     "auth_ref": [
      "r497",
      "r501",
      "r510"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by type of hedging relationship.",
        "label": "Hedging Relationship [Axis]",
        "terseLabel": "Hedging Relationship [Axis]"
       }
      }
     },
     "localname": "DerivativeInstrumentsGainLossByHedgingRelationshipAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable": {
     "auth_ref": [
      "r497",
      "r501",
      "r510",
      "r516",
      "r517",
      "r527",
      "r531"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about the location and amount of derivative instruments and nonderivative instruments designated as hedging instruments reported before netting adjustments, and the amount of gain (loss) on derivative instruments and nonderivative instruments designated and qualified as hedging instruments.",
        "label": "Derivative Instruments, Gain (Loss) [Table]",
        "terseLabel": "Derivative Instruments, Gain (Loss) [Table]"
       }
      }
     },
     "localname": "DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails",
      "http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails",
      "http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DerivativeInstrumentsGainLossLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Derivative Instruments, Gain (Loss) [Line Items]",
        "terseLabel": "Derivative Instruments, Gain (Loss) [Line Items]"
       }
      }
     },
     "localname": "DerivativeInstrumentsGainLossLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails",
      "http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails",
      "http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet": {
     "auth_ref": [
      "r509",
      "r515"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The effective portion of net gain (loss) reclassified from accumulated other comprehensive income into income on derivative instruments designated and qualifying as hedging instruments.",
        "label": "Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net",
        "terseLabel": "Amount of pre-tax net losses reclassified, before adoption of 2017-12"
       }
      }
     },
     "localname": "DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DerivativeLiabilities": {
     "auth_ref": [
      "r41",
      "r42",
      "r550"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 4.0,
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value, after the effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities not subject to a master netting arrangement and not elected to be offset.",
        "label": "Derivative Liability",
        "terseLabel": "Derivative liabilities"
       }
      }
     },
     "localname": "DerivativeLiabilities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset": {
     "auth_ref": [
      "r40",
      "r491"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of right to receive cash collateral under master netting arrangements offset against derivative liabilities.",
        "label": "Derivative Liability, Collateral, Right to Reclaim Cash, Offset",
        "negatedTerseLabel": "Less: Cash collateral applied"
       }
      }
     },
     "localname": "DerivativeLiabilityCollateralRightToReclaimCashOffset",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Derivative Liability, Fair Value, Amount Offset Against Collateral [Abstract]",
        "terseLabel": "Derivative Liabilities"
       }
      }
     },
     "localname": "DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DerivativeLiabilityFairValueGrossAsset": {
     "auth_ref": [
      "r40",
      "r44",
      "r504"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of asset associated with financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset.",
        "label": "Derivative Liability, Fair Value, Gross Asset",
        "negatedTerseLabel": "Less: Gross amounts offset in the Consolidated Balance Sheets"
       }
      }
     },
     "localname": "DerivativeLiabilityFairValueGrossAsset",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DerivativeLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Derivative [Line Items]",
        "terseLabel": "Derivative [Line Items]"
       }
      }
     },
     "localname": "DerivativeLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DerivativeNotionalAmount": {
     "auth_ref": [
      "r493",
      "r495"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Nominal or face amount used to calculate payment on derivative.",
        "label": "Derivative, Notional Amount",
        "terseLabel": "Notional amount"
       }
      }
     },
     "localname": "DerivativeNotionalAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DerivativeTable": {
     "auth_ref": [
      "r131",
      "r492",
      "r494",
      "r495",
      "r497",
      "r499",
      "r506",
      "r510",
      "r523",
      "r526",
      "r531"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule that describes and identifies a derivative or group of derivatives on a disaggregated basis, such as for individual instruments, or small groups of similar instruments. May include a combination of the type of instrument, risks being hedged, notional amount, hedge designation, related hedged item, inception date, maturity date, or other relevant item.",
        "label": "Derivative [Table]",
        "terseLabel": "Derivative [Table]"
       }
      }
     },
     "localname": "DerivativeTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DerivativesFairValueLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Derivatives, Fair Value [Line Items]",
        "terseLabel": "Derivatives, Fair Value [Line Items]"
       }
      }
     },
     "localname": "DerivativesFairValueLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DerivativesPolicyTextBlock": {
     "auth_ref": [
      "r119",
      "r132",
      "r492",
      "r494",
      "r497",
      "r499",
      "r524"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for its derivative instruments and hedging activities.",
        "label": "Derivatives, Policy [Policy Text Block]",
        "terseLabel": "Derivatives"
       }
      }
     },
     "localname": "DerivativesPolicyTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_DesignatedAsHedgingInstrumentMember": {
     "auth_ref": [
      "r497"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Derivative instrument designated as hedging instrument under Generally Accepted Accounting Principles (GAAP).",
        "label": "Designated as Hedging Instrument [Member]",
        "terseLabel": "Derivatives designated as hedging instruments:"
       }
      }
     },
     "localname": "DesignatedAsHedgingInstrumentMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_DirectFinancingLeaseDeferredSellingProfit": {
     "auth_ref": [
      "r592"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_DirectFinancingLeaseNetInvestmentInLease",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of deferred selling profit from direct financing lease.",
        "label": "Direct Financing Lease, Deferred Selling Profit",
        "negatedLabel": "Unearned income"
       }
      }
     },
     "localname": "DirectFinancingLeaseDeferredSellingProfit",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DirectFinancingLeaseInterestIncome": {
     "auth_ref": [
      "r156",
      "r591"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of interest income from net investment in direct financing lease.",
        "label": "Direct Financing Lease, Interest Income",
        "terseLabel": "Interest income on direct financing and sales-type leases"
       }
      }
     },
     "localname": "DirectFinancingLeaseInterestIncome",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DirectFinancingLeaseLeaseReceivable": {
     "auth_ref": [
      "r592"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_DirectFinancingLeaseNetInvestmentInLease",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Present value of lease payments not yet received by lessor and amount expected to be derived from underlying asset, following end of lease term, guaranteed by lessee or other third party unrelated to lessor, from direct financing lease.",
        "label": "Direct Financing Lease, Lease Receivable",
        "terseLabel": "Total future minimum lease rentals"
       }
      }
     },
     "localname": "DirectFinancingLeaseLeaseReceivable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DirectFinancingLeaseNetInvestmentInLease": {
     "auth_ref": [
      "r592"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of net investment in direct financing lease.",
        "label": "Direct Financing Lease, Net Investment in Lease",
        "totalLabel": "Total leases"
       }
      }
     },
     "localname": "DirectFinancingLeaseNetInvestmentInLease",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset": {
     "auth_ref": [
      "r592"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_DirectFinancingLeaseNetInvestmentInLease",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Present value expected to be derived from underlying asset, following end of lease term, not guaranteed by lessee or other third party unrelated to lessor.",
        "label": "Direct Financing Lease, Unguaranteed Residual Asset",
        "terseLabel": "Estimated residual value of leased equipment (non-guaranteed)"
       }
      }
     },
     "localname": "DirectFinancingLeaseUnguaranteedResidualAsset",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesComponentsOfInvestmentsInLeasesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DisaggregationOfRevenueLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Disaggregation of Revenue [Line Items]",
        "terseLabel": "Disaggregation of Revenue [Line Items]"
       }
      }
     },
     "localname": "DisaggregationOfRevenueLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails",
      "http://www.citizensbank.com/role/NoninterestIncomeNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DisaggregationOfRevenueTable": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor.",
        "label": "Disaggregation of Revenue [Table]",
        "terseLabel": "Disaggregation of Revenue [Table]"
       }
      }
     },
     "localname": "DisaggregationOfRevenueTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails",
      "http://www.citizensbank.com/role/NoninterestIncomeNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DisaggregationOfRevenueTableTextBlock": {
     "auth_ref": [
      "r353"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor.",
        "label": "Disaggregation of Revenue [Table Text Block]",
        "terseLabel": "Components of revenue from contracts with customers"
       }
      }
     },
     "localname": "DisaggregationOfRevenueTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncomeTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock": {
     "auth_ref": [
      "r418"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for share-based payment arrangement.",
        "label": "Share-based Payment Arrangement [Text Block]",
        "terseLabel": "SHARE-BASED COMPENSATION"
       }
      }
     },
     "localname": "DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensation"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Share-based Payment Arrangement [Abstract]"
       }
      }
     },
     "localname": "DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_DisclosureOfReclassificationAmountTextBlock": {
     "auth_ref": [
      "r82"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for any adjustments made during the period to avoid double counting in comprehensive income items displayed as part of net income that also had been displayed as part of other comprehensive income in that period or earlier periods. These adjustments include reclassifications to net income of items in accumulated comprehensive income, such as deferred gains or losses on qualifying hedges when hedged item reported in net income, holding gains or losses on available-for-sale securities transferred into trading category, unrealized holding gains or losses on debt securities transferred from held-to-maturity category into available-for-sale category and accumulated translation adjustment attributable to foreign subsidiary or investment in foreign entity upon sale or liquidation.",
        "label": "Disclosure of Reclassification Amount [Text Block]",
        "verboseLabel": "RECLASSIFICATIONS OUT OF ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)"
       }
      }
     },
     "localname": "DisclosureOfReclassificationAmountTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLoss"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_DividendDeclaredMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Distribution of earnings in the form of cash, property or capital stock declared by the board of directors to be distributed to shareholders.",
        "label": "Dividend Declared [Member]",
        "terseLabel": "Dividends Declared"
       }
      }
     },
     "localname": "DividendDeclaredMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_DividendIncomeOperating": {
     "auth_ref": [
      "r677"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of operating dividend income on securities.",
        "label": "Dividend Income, Operating",
        "terseLabel": "Dividends from banking subsidiaries"
       }
      }
     },
     "localname": "DividendIncomeOperating",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DividendPaidMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Distribution of earnings to shareholders either in cash, property, or capital stock.",
        "label": "Dividend Paid [Member]",
        "terseLabel": "Dividends Paid"
       }
      }
     },
     "localname": "DividendPaidMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_DividendsAxis": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information about distribution of earnings to shareholders including, but not limited to, cash, property or capital stock.",
        "label": "Dividends [Axis]",
        "terseLabel": "Dividends [Axis]"
       }
      }
     },
     "localname": "DividendsAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_DividendsCommonStockCash": {
     "auth_ref": [
      "r347"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of paid and unpaid common stock dividends declared with the form of settlement in cash.",
        "label": "Dividends, Common Stock, Cash",
        "negatedTerseLabel": "Dividends to common stockholders",
        "terseLabel": "Common stock dividends declared and paid"
       }
      }
     },
     "localname": "DividendsCommonStockCash",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DividendsDeclaredTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of information related to dividends declared, including paid and unpaid dividends.",
        "label": "Dividends Declared [Table Text Block]",
        "terseLabel": "Schedule of dividends"
       }
      }
     },
     "localname": "DividendsDeclaredTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_DividendsDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Distributions of earnings to shareholders including but not limited to cash, property or capital stock.",
        "label": "Dividends [Domain]",
        "terseLabel": "Dividends [Domain]"
       }
      }
     },
     "localname": "DividendsDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_DividendsPreferredStockCash": {
     "auth_ref": [
      "r347",
      "r694"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash.",
        "label": "Dividends, Preferred Stock, Cash",
        "negatedTerseLabel": "Dividends to preferred stockholders",
        "terseLabel": "Preferred stock dividends declared and paid"
       }
      }
     },
     "localname": "DividendsPreferredStockCash",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_DoubtfulMember": {
     "auth_ref": [
      "r191",
      "r264"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A category of financing receivables that have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.",
        "label": "Doubtful [Member]",
        "terseLabel": "Doubtful"
       }
      }
     },
     "localname": "DoubtfulMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_EarningsPerShareAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Earnings Per Share [Abstract]",
        "terseLabel": "Per common share information:"
       }
      }
     },
     "localname": "EarningsPerShareAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_EarningsPerShareBasic": {
     "auth_ref": [
      "r74",
      "r140",
      "r145",
      "r146",
      "r147",
      "r148",
      "r152",
      "r668",
      "r724"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.",
        "label": "Earnings Per Share, Basic",
        "terseLabel": "Basic earnings (in dollars per share)",
        "verboseLabel": "Basic (in dollars per share)"
       }
      }
     },
     "localname": "EarningsPerShareBasic",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations",
      "http://www.citizensbank.com/role/EarningsPerShareDetails"
     ],
     "xbrltype": "perShareItemType"
    },
    "us-gaap_EarningsPerShareBasicAndDilutedAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Earnings Per Share, Basic and Diluted [Abstract]",
        "terseLabel": "Earnings per common share:"
       }
      }
     },
     "localname": "EarningsPerShareBasicAndDilutedAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EarningsPerShareDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_EarningsPerShareDiluted": {
     "auth_ref": [
      "r74",
      "r140",
      "r145",
      "r146",
      "r147",
      "r148",
      "r152",
      "r668",
      "r724"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.",
        "label": "Earnings Per Share, Diluted",
        "terseLabel": "Diluted earnings (in dollars per share)",
        "verboseLabel": "Diluted (in dollars per share)"
       }
      }
     },
     "localname": "EarningsPerShareDiluted",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations",
      "http://www.citizensbank.com/role/EarningsPerShareDetails"
     ],
     "xbrltype": "perShareItemType"
    },
    "us-gaap_EarningsPerSharePolicyTextBlock": {
     "auth_ref": [
      "r119",
      "r149",
      "r150",
      "r151"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.",
        "label": "Earnings Per Share, Policy [Policy Text Block]",
        "terseLabel": "Earnings Per Share"
       }
      }
     },
     "localname": "EarningsPerSharePolicyTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_EarningsPerShareTextBlock": {
     "auth_ref": [
      "r153"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for earnings per share.",
        "label": "Earnings Per Share [Text Block]",
        "terseLabel": "EARNINGS PER SHARE"
       }
      }
     },
     "localname": "EarningsPerShareTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EarningsPerShare"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_EffectiveIncomeTaxRateContinuingOperations": {
     "auth_ref": [
      "r130",
      "r429",
      "r430"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Percentage of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.",
        "label": "Effective Income Tax Rate Reconciliation, Percent",
        "totalLabel": "Total income tax expense and tax rate"
       }
      }
     },
     "localname": "EffectiveIncomeTaxRateContinuingOperations",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Effective Income Tax Rate Reconciliation, Percent [Abstract]",
        "terseLabel": "Rate"
       }
      }
     },
     "localname": "EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate": {
     "auth_ref": [
      "r429",
      "r430",
      "r455"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations",
       "weight": 1.0
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Percentage of domestic federal statutory tax rate applicable to pretax income (loss).",
        "label": "Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent",
        "terseLabel": "U.S. Federal income tax rate"
       }
      }
     },
     "localname": "EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate": {
     "auth_ref": [
      "r429",
      "r430",
      "r455"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations",
       "weight": 1.0
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to changes in the income tax rates.",
        "label": "Effective Income Tax Rate Reconciliation, Change in Enacted Tax Rate, Percent",
        "terseLabel": "Federal rate change"
       }
      }
     },
     "localname": "EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense": {
     "auth_ref": [
      "r429",
      "r430",
      "r455"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 9.0,
       "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations",
       "weight": 1.0
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to nondeductible expenses.",
        "label": "Effective Income Tax Rate Reconciliation, Nondeductible Expense, Percent",
        "terseLabel": "Non-deductible FDIC premiums"
       }
      }
     },
     "localname": "EffectiveIncomeTaxRateReconciliationNondeductibleExpense",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Effective Income Tax Rate Reconciliation, Nondeductible Expense, Percent [Abstract]",
        "terseLabel": "Increase (decrease) resulting from:"
       }
      }
     },
     "localname": "EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 10.0,
       "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations",
       "weight": 1.0
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Percentage of the difference, between reported income tax expense (benefit) and the expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations, that is attributable to tax exempt income, equity in earnings (loss) of an unconsolidated subsidiary, minority interest income (expense), tax holiday, disposition of a business, disposition of an asset, repatriation of foreign earnings, repatriation of foreign earnings jobs creation act of 2004, change in enacted tax rate, prior year income taxes, change in deferred tax asset valuation allowance, and other adjustments.",
        "label": "Effective Income Tax Rate Reconciliation,Other Reconciling Items, Percent",
        "terseLabel": "Other"
       }
      }
     },
     "localname": "EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes": {
     "auth_ref": [
      "r429",
      "r430",
      "r455"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations",
       "weight": 1.0
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations applicable to state and local income tax expense (benefit), net of federal tax expense (benefit).",
        "label": "Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent",
        "terseLabel": "State and local income taxes (net of federal benefit)"
       }
      }
     },
     "localname": "EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies": {
     "auth_ref": [
      "r429",
      "r430",
      "r455"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 8.0,
       "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations",
       "weight": 1.0
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to income tax contingencies. Includes, but not limited to, domestic tax contingency, foreign tax contingency, state and local tax contingency, and other contingencies.",
        "label": "Effective Income Tax Rate Reconciliation, Tax Contingency, Percent",
        "terseLabel": "Adjustments for uncertain tax positions"
       }
      }
     },
     "localname": "EffectiveIncomeTaxRateReconciliationTaxContingencies",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits": {
     "auth_ref": [
      "r429",
      "r430",
      "r455"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 6.0,
       "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations",
       "weight": -1.0
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to tax credits. Including, but not limited to, research credit, foreign tax credit, investment tax credit, and other tax credits.",
        "label": "Effective Income Tax Rate Reconciliation, Tax Credit, Percent",
        "negatedTerseLabel": "Tax advantaged investments (including related credits)"
       }
      }
     },
     "localname": "EffectiveIncomeTaxRateReconciliationTaxCredits",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsOther": {
     "auth_ref": [
      "r429",
      "r430",
      "r455"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 7.0,
       "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations",
       "weight": -1.0
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other tax credits.",
        "label": "Effective Income Tax Rate Reconciliation, Tax Credit, Other, Percent",
        "negatedTerseLabel": "Other tax credits"
       }
      }
     },
     "localname": "EffectiveIncomeTaxRateReconciliationTaxCreditsOther",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome": {
     "auth_ref": [
      "r429",
      "r430",
      "r455"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 5.0,
       "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations",
       "weight": -1.0
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to income (loss) exempt from income taxes.",
        "label": "Effective Income Tax Rate Reconciliation, Tax Exempt Income, Percent",
        "negatedTerseLabel": "Tax-exempt interest"
       }
      }
     },
     "localname": "EffectiveIncomeTaxRateReconciliationTaxExemptIncome",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1": {
     "auth_ref": [
      "r413"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Weighted-average period over which cost not yet recognized is expected to be recognized for award under share-based payment arrangement, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.",
        "label": "Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition",
        "terseLabel": "Unrecognized compensation expense, weighted-average period of recognition"
       }
      }
     },
     "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails"
     ],
     "xbrltype": "durationItemType"
    },
    "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions": {
     "auth_ref": [
      "r413"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cost to be recognized for nonvested award under share-based payment arrangement. Excludes share and unit options.",
        "label": "Share-based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount",
        "terseLabel": "Share-based compensation not yet recognized"
       }
      }
     },
     "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense": {
     "auth_ref": [
      "r412"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of tax benefit for recognition of expense of award under share-based payment arrangement.",
        "label": "Share-based Payment Arrangement, Expense, Tax Benefit",
        "terseLabel": "Tax benefit recognized in earnings for share-based compensation arrangements"
       }
      }
     },
     "localname": "EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_EquipmentExpense": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 4.0,
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "This element represents equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. This item may also include furniture expenses.",
        "label": "Equipment Expense",
        "terseLabel": "Equipment and software expense"
       }
      }
     },
     "localname": "EquipmentExpense",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_EquityAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Equity [Abstract]"
       }
      }
     },
     "localname": "EquityAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain": {
     "auth_ref": [
      "r414"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Deferred compensation related to equity-based payment arrangements. Includes, but is not limited to, employment contracts with one or more selected officers or key employees. Excludes broad group equity-based compensation plans, defined benefit pension plans, defined benefit other postretirement benefit plans and other deferred compensation that is not equivalent to a defined benefit pension plan or a defined benefit other postretirement benefit plan.",
        "label": "Equity-Based Arrangements, Individual Contracts, Type of Deferred Compensation [Domain]",
        "terseLabel": "Equity-Based Arrangements, Individual Contracts, Type of Deferred Compensation [Domain]"
       }
      }
     },
     "localname": "EquityBasedArrangementsIndividualContractsTypeOfDeferredCompensationDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_EquityComponentDomain": {
     "auth_ref": [
      "r339"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Components of equity are the parts of the total Equity balance including that which is allocated to common, preferred, treasury stock, retained earnings, etc.",
        "label": "Equity Component [Domain]",
        "terseLabel": "Equity Component [Domain]"
       }
      }
     },
     "localname": "EquityComponentDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails",
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_EquityMethodInvestments": {
     "auth_ref": [
      "r23",
      "r164",
      "r245"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "This item represents the carrying amount on the entity's balance sheet of its investment in common stock of an equity method investee. This is not an indicator of the fair value of the investment, rather it is the initial cost adjusted for the entity's share of earnings and losses of the investee, adjusted for any distributions (dividends) and other than temporary impairment (OTTI) losses recognized.",
        "label": "Equity Method Investments",
        "terseLabel": "Investments in subsidiaries"
       }
      }
     },
     "localname": "EquityMethodInvestments",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_EquityMethodInvestmentsDisclosureTextBlock": {
     "auth_ref": [
      "r252",
      "r490"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for equity method investments and joint ventures. Equity method investments are investments that give the investor the ability to exercise significant influence over the operating and financial policies of an investee. Joint ventures are entities owned and operated by a small group of businesses as a separate and specific business or project for the mutual benefit of the members of the group.",
        "label": "Equity Method Investments and Joint Ventures Disclosure [Text Block]",
        "terseLabel": "VARIABLE INTEREST ENTITIES"
       }
      }
     },
     "localname": "EquityMethodInvestmentsDisclosureTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntities"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_EquitySecuritiesFvNi": {
     "auth_ref": [
      "r549"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 4.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_AssetsFairValueDisclosure",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_EquitySecuritiesFvNiCost",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).",
        "label": "Equity Securities, FV-NI",
        "terseLabel": "Equity investment securities, at fair value"
       }
      }
     },
     "localname": "EquitySecuritiesFvNi",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_EquitySecuritiesFvNiCost": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Cost of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI). Excludes equity method investment and investment in equity security without readily determinable fair value.",
        "label": "Equity Securities, FV-NI, Cost",
        "totalLabel": "Equity Securities, at Fair Value, Amortized Cost"
       }
      }
     },
     "localname": "EquitySecuritiesFvNiCost",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_EquitySecuritiesFvNiRealizedGainLoss": {
     "auth_ref": [
      "r244"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 12.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of realized gain (loss) from sale of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).",
        "label": "Equity Securities, FV-NI, Realized Gain (Loss)",
        "negatedLabel": "Equity securities",
        "terseLabel": "Equity securities gains"
       }
      }
     },
     "localname": "EquitySecuritiesFvNiRealizedGainLoss",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails",
      "http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount": {
     "auth_ref": [
      "r243"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 5.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in equity security without readily determinable fair value.",
        "label": "Equity Securities without Readily Determinable Fair Value, Amount",
        "terseLabel": "Equity investment securities, at cost"
       }
      }
     },
     "localname": "EquitySecuritiesWithoutReadilyDeterminableFairValueAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ExtendedMaturityMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Loan modification for an extension of the term of a loan in which it must be paid.",
        "label": "Extended Maturity [Member]",
        "terseLabel": "Maturity Extension"
       }
      }
     },
     "localname": "ExtendedMaturityMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]",
        "terseLabel": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]"
       }
      }
     },
     "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable": {
     "auth_ref": [
      "r535",
      "r536",
      "r537",
      "r547"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about asset and liability measured at fair value on recurring and nonrecurring basis.",
        "label": "Fair Value, Recurring and Nonrecurring [Table]",
        "terseLabel": "Fair Value, Recurring and Nonrecurring [Table]"
       }
      }
     },
     "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock": {
     "auth_ref": [
      "r535",
      "r536",
      "r538"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).",
        "label": "Fair Value Measurements, Nonrecurring [Table Text Block]",
        "terseLabel": "Fair value of assets and liabilities measured on a nonrecurring basis"
       }
      }
     },
     "localname": "FairValueAssetsMeasuredOnNonrecurringBasisTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain": {
     "auth_ref": [
      "r541"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Class of asset.",
        "label": "Asset Class [Domain]",
        "terseLabel": "Asset Class [Domain]"
       }
      }
     },
     "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.",
        "label": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]",
        "terseLabel": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]"
       }
      }
     },
     "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock": {
     "auth_ref": [
      "r541",
      "r547"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset.",
        "label": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]",
        "terseLabel": "Assets measured at fair value on recurring basis"
       }
      }
     },
     "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]",
        "terseLabel": "Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]"
       }
      }
     },
     "localname": "FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FairValueByAssetClassAxis": {
     "auth_ref": [
      "r535",
      "r547"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by class of asset.",
        "label": "Asset Class [Axis]",
        "terseLabel": "Asset Class [Axis]"
       }
      }
     },
     "localname": "FairValueByAssetClassAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FairValueByBalanceSheetGroupingTable": {
     "auth_ref": [
      "r535",
      "r551",
      "r552"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.",
        "label": "Fair Value, by Balance Sheet Grouping [Table]",
        "terseLabel": "Fair Value, by Balance Sheet Grouping [Table]"
       }
      }
     },
     "localname": "FairValueByBalanceSheetGroupingTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FairValueByBalanceSheetGroupingTextBlock": {
     "auth_ref": [
      "r535",
      "r551"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.",
        "label": "Fair Value, by Balance Sheet Grouping [Table Text Block]",
        "terseLabel": "Assets and liabilities measured at fair value"
       }
      }
     },
     "localname": "FairValueByBalanceSheetGroupingTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_FairValueByFairValueHierarchyLevelAxis": {
     "auth_ref": [
      "r369",
      "r370",
      "r392",
      "r536",
      "r598"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by level within fair value hierarchy and fair value measured at net asset value per share as practical expedient.",
        "label": "Fair Value Hierarchy and NAV [Axis]",
        "terseLabel": "Fair Value Hierarchy and NAV [Axis]"
       }
      }
     },
     "localname": "FairValueByFairValueHierarchyLevelAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FairValueByLiabilityClassAxis": {
     "auth_ref": [
      "r546",
      "r547"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by class of liability.",
        "label": "Liability Class [Axis]",
        "terseLabel": "Liability Class [Axis]"
       }
      }
     },
     "localname": "FairValueByLiabilityClassAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FairValueByMeasurementFrequencyAxis": {
     "auth_ref": [
      "r535",
      "r536",
      "r539",
      "r540",
      "r548"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by measurement frequency.",
        "label": "Measurement Frequency [Axis]",
        "terseLabel": "Measurement Frequency [Axis]"
       }
      }
     },
     "localname": "FairValueByMeasurementFrequencyAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FairValueDisclosuresAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Fair Value Disclosures [Abstract]"
       }
      }
     },
     "localname": "FairValueDisclosuresAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_FairValueDisclosuresTextBlock": {
     "auth_ref": [
      "r546"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.",
        "label": "Fair Value Disclosures [Text Block]",
        "terseLabel": "FAIR VALUE MEASUREMENTS"
       }
      }
     },
     "localname": "FairValueDisclosuresTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurements"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_FairValueHedgingMember": {
     "auth_ref": [
      "r496"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A hedge of the exposure to changes in the fair value of a recognized asset or liability, or of an unrecognized firm commitment, that are attributable to a particular risk.",
        "label": "Fair Value Hedging [Member]",
        "terseLabel": "Economic hedges"
       }
      }
     },
     "localname": "FairValueHedgingMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FairValueInputsLevel1Member": {
     "auth_ref": [
      "r369",
      "r370",
      "r392",
      "r536",
      "r599"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date.",
        "label": "Fair Value, Inputs, Level 1 [Member]",
        "terseLabel": "Level 1"
       }
      }
     },
     "localname": "FairValueInputsLevel1Member",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FairValueInputsLevel2Member": {
     "auth_ref": [
      "r369",
      "r370",
      "r392",
      "r536",
      "r600"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Inputs other than quoted prices included within level 1 that are observable for an asset or liability, either directly or indirectly, including, but not limited to, quoted prices for similar assets or liabilities in active markets, or quoted prices for identical or similar assets or liabilities in inactive markets.",
        "label": "Fair Value, Inputs, Level 2 [Member]",
        "terseLabel": "Level 2"
       }
      }
     },
     "localname": "FairValueInputsLevel2Member",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FairValueInputsLevel3Member": {
     "auth_ref": [
      "r369",
      "r370",
      "r392",
      "r536",
      "r601"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.",
        "label": "Fair Value, Inputs, Level 3 [Member]",
        "terseLabel": "Level 3"
       }
      }
     },
     "localname": "FairValueInputsLevel3Member",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain": {
     "auth_ref": [
      "r541"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Represents classes of liabilities measured and disclosed at fair value.",
        "label": "Fair Value by Liability Class [Domain]",
        "terseLabel": "Fair Value by Liability Class [Domain]"
       }
      }
     },
     "localname": "FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FairValueMeasurementFrequencyDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Measurement frequency.",
        "label": "Measurement Frequency [Domain]",
        "terseLabel": "Measurement Frequency [Domain]"
       }
      }
     },
     "localname": "FairValueMeasurementFrequencyDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FairValueMeasurementPolicyPolicyTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for fair value measurements of financial and non-financial assets, liabilities and instruments classified in shareholders' equity. Disclosures include, but are not limited to, how an entity that manages a group of financial assets and liabilities on the basis of its net exposure measures the fair value of those assets and liabilities.",
        "label": "Fair Value Measurement, Policy [Policy Text Block]",
        "terseLabel": "Fair Value"
       }
      }
     },
     "localname": "FairValueMeasurementPolicyPolicyTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1": {
     "auth_ref": [
      "r542"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of gain (loss) recognized in income from asset measured at fair value on recurring basis using unobservable input (level 3).",
        "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings",
        "terseLabel": "Changes in fair value during the period recognized in earnings"
       }
      }
     },
     "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues": {
     "auth_ref": [
      "r543"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of issuances of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.",
        "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Issuances",
        "terseLabel": "Issuances"
       }
      }
     },
     "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases": {
     "auth_ref": [
      "r543"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of purchases of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.",
        "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases",
        "terseLabel": "Acquired MSRs"
       }
      }
     },
     "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements": {
     "auth_ref": [
      "r543"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of settlement of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.",
        "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements",
        "negatedTerseLabel": "Settlements"
       }
      }
     },
     "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3": {
     "auth_ref": [
      "r544"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of transfer of financial instrument classified as an asset into level 3 of the fair value hierarchy.",
        "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Transfers Into Level 3",
        "terseLabel": "Transfers from Level 2 to Level 3"
       }
      }
     },
     "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue": {
     "auth_ref": [
      "r541"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.",
        "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value",
        "periodEndLabel": "Ending balance",
        "periodStartLabel": "Beginning balance"
       }
      }
     },
     "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FairValueMeasurementsFairValueHierarchyDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Categories used to prioritize the inputs to valuation techniques to measure fair value.",
        "label": "Fair Value Hierarchy and NAV [Domain]",
        "terseLabel": "Fair Value Hierarchy and NAV [Domain]"
       }
      }
     },
     "localname": "FairValueMeasurementsFairValueHierarchyDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FairValueMeasurementsNonrecurringMember": {
     "auth_ref": [
      "r535",
      "r536",
      "r539",
      "r540",
      "r545",
      "r548"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Infrequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, not frequently measured at fair value.",
        "label": "Fair Value, Nonrecurring [Member]",
        "terseLabel": "Nonrecurring measurement basis"
       }
      }
     },
     "localname": "FairValueMeasurementsNonrecurringMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfGainLossOnAssetsAndLiabilitiesMeasuredOnNonrecurringBasisIncludedInEarningsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables": {
     "auth_ref": [
      "r553"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "This item represents the difference between the aggregate fair value and the aggregate unpaid principal balance of loans and long-term receivables (other than securities categorized as trading, available-for-sale or held-to-maturity) that have contractual principal amounts and for which the fair value option has been elected.",
        "label": "Fair Value, Option, Aggregate Differences, Loans and Long-term Receivables",
        "totalLabel": "Aggregate Fair Value Less Aggregate Unpaid Principal"
       }
      }
     },
     "localname": "FairValueOptionAggregateDifferencesLoansAndLongTermReceivables",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FairValueOptionChangesInFairValueGainLoss1": {
     "auth_ref": [
      "r555"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "For each line item in the statement of financial position, the amounts of gains and losses from fair value changes included in earnings.",
        "label": "Fair Value, Option, Changes in Fair Value, Gain (Loss)",
        "verboseLabel": "Changes in fair value for loans accounted for under fair value option"
       }
      }
     },
     "localname": "FairValueOptionChangesInFairValueGainLoss1",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock": {
     "auth_ref": [
      "r554",
      "r556",
      "r557",
      "r558"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of information about asset and liability measured at fair value under fair value option.",
        "label": "Fair Value Option, Disclosures [Table Text Block]",
        "terseLabel": "Summary of difference between aggregated fair value and unpaid principal balance of loans held for sale"
       }
      }
     },
     "localname": "FairValueOptionQuantitativeDisclosuresTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable": {
     "auth_ref": [
      "r500",
      "r506",
      "r527"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule that discloses the location and fair value amounts of derivative instruments (and nonderivative instruments that are designated and qualify as hedging instruments) reported in the statement of financial position.",
        "label": "Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table]",
        "terseLabel": "Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table]"
       }
      }
     },
     "localname": "FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FederalDepositInsuranceCorporationPremiumExpense": {
     "auth_ref": [
      "r676"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/OtherOperatingExpenseDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_OtherCostAndExpenseOperating",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance.",
        "label": "Federal Deposit Insurance Corporation Premium Expense",
        "terseLabel": "Deposit insurance"
       }
      }
     },
     "localname": "FederalDepositInsuranceCorporationPremiumExpense",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/OtherOperatingExpenseDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value portion of short term borrowing where a bank borrows, at the federal funds rate, from another bank and securities that an entity sells and agrees to repurchase at a specified date for a specified price.",
        "label": "Federal Funds Purchased and Securities Loaned or Sold under Agreements to Repurchase, Fair Value Disclosure",
        "terseLabel": "Federal funds purchased and securities sold under agreements to repurchase, fair value"
       }
      }
     },
     "localname": "FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase": {
     "auth_ref": [
      "r658"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 2.0,
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after offset of short term borrowing where a bank borrows, at the federal funds rate, from another bank and securities that an entity sells and agrees to repurchase at a specified date for a specified price.",
        "label": "Federal Funds Purchased and Securities Sold under Agreements to Repurchase",
        "terseLabel": "Federal funds purchased and securities sold under agreements to repurchase",
        "verboseLabel": "Federal funds purchased and securities sold under agreements to repurchase, carrying value"
       }
      }
     },
     "localname": "FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember": {
     "auth_ref": [
      "r658"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Short term borrowing where a bank borrows, at the federal funds rate, from another bank and securities that an entity sells and agrees to repurchase at a specified date for a specified price.",
        "label": "Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Member]",
        "verboseLabel": "Federal funds purchased and securities sold under agreements to repurchase"
       }
      }
     },
     "localname": "FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FederalFundsPurchasedMember": {
     "auth_ref": [
      "r659"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Short term borrowing where a bank borrows, at the federal funds rate, from another bank.",
        "label": "Federal Funds Purchased [Member]",
        "terseLabel": "Federal funds purchased"
       }
      }
     },
     "localname": "FederalFundsPurchasedMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsShortTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FederalHomeLoanBankAdvancesMember": {
     "auth_ref": [
      "r659"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Borrowings from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and also in times of liquidity shortages. The member institution executes a promissory note, which is generally collateralized by government securities to the Federal Reserve or loans.",
        "label": "Federal Home Loan Bank Advances [Member]",
        "terseLabel": "FHLB advances",
        "verboseLabel": "Federal Home Loan advances"
       }
      }
     },
     "localname": "FederalHomeLoanBankAdvancesMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails",
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Weighted average interest rate on advances made and reported by Federal Home Loan Bank (FHLBank).",
        "label": "Federal Home Loan Bank, Advances, Weighted Average Interest Rate",
        "terseLabel": "Weighted average interest rate"
       }
      }
     },
     "localname": "FederalHomeLoanBankAdvancesWeightedAverageInterestRate",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_FederalHomeLoanBankStock": {
     "auth_ref": [
      "r693"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": 2.0,
       "parentTag": "cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).",
        "label": "Federal Home Loan Bank Stock",
        "totalLabel": "Federal Home Loan Bank stock, Amortized Cost"
       }
      }
     },
     "localname": "FederalHomeLoanBankStock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations": {
     "auth_ref": [
      "r129",
      "r428"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetailsCalc2": {
       "order": 1.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of current and deferred federal income tax expense (benefit) attributable to income (loss) from continuing operations.",
        "label": "Federal Income Tax Expense (Benefit), Continuing Operations",
        "totalLabel": "U.S. federal"
       }
      }
     },
     "localname": "FederalIncomeTaxExpenseBenefitContinuingOperations",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FederalReserveBankStock": {
     "auth_ref": [
      "r693"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": 1.0,
       "parentTag": "cfg_TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Federal Reserve Bank stock represents an equity interest in the Federal Reserve Bank. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).",
        "label": "Federal Reserve Bank Stock",
        "totalLabel": "Federal Reserve Bank stock, Amortized Cost"
       }
      }
     },
     "localname": "FederalReserveBankStock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FeesAndCommissionsMortgageBankingAndServicing": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 7.0,
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Income from mortgage banking activities (fees and commissions) and servicing real estate mortgages, credit cards, and other financial assets held by others net of any related impairment of capitalized service costs. Also includes any premiums received in lieu of regular servicing fees on such loans only as earned over the life of the loans.",
        "label": "Fees and Commissions, Mortgage Banking and Servicing",
        "verboseLabel": "Mortgage banking fees"
       }
      }
     },
     "localname": "FeesAndCommissionsMortgageBankingAndServicing",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FinancialInstrumentAxis": {
     "auth_ref": [
      "r255",
      "r258",
      "r259",
      "r262",
      "r264",
      "r276",
      "r278",
      "r279",
      "r280"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by type of financial instrument.",
        "label": "Financial Instrument [Axis]",
        "terseLabel": "Financial Instrument [Axis]"
       }
      }
     },
     "localname": "FinancialInstrumentAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails",
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails",
      "http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails",
      "http://www.citizensbank.com/role/SecuritiesNarrativeDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]",
        "terseLabel": "Assets"
       }
      }
     },
     "localname": "FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]",
        "terseLabel": "Liabilities"
       }
      }
     },
     "localname": "FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty": {
     "auth_ref": [
      "r605"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of financial instrument held by the entity for its own account (proprietary securities) for trading or investment purposes that are carried at fair value and pledged to counterparties as collateral for financing transactions where counterparty has the right to re-pledge such.",
        "label": "Financial Instruments Owned and Pledged as Collateral, Amount Eligible to be Repledged by Counterparty",
        "terseLabel": "Securities, pledged to creditors"
       }
      }
     },
     "localname": "FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FinancialLiabilitiesFairValueDisclosure": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of financial obligations, including, but not limited to, debt instruments, derivative liabilities, federal funds purchased and sold under agreements to repurchase, securities loaned or sold under agreements to repurchase, financial instruments sold not yet purchased, guarantees, line of credit, loans and notes payable, servicing liability, and trading liabilities.",
        "label": "Financial Liabilities Fair Value Disclosure",
        "totalLabel": "Total liabilities"
       }
      }
     },
     "localname": "FinancialLiabilitiesFairValueDisclosure",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FinancialLiabilitiesFairValueDisclosureAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Financial Liabilities Fair Value Disclosure [Abstract]",
        "terseLabel": "Financial liabilities:"
       }
      }
     },
     "localname": "FinancialLiabilitiesFairValueDisclosureAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FinancialStandbyLetterOfCreditMember": {
     "auth_ref": [
      "r323",
      "r328"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "An irrevocable undertaking (typically by a financial institution) to guarantee payment of a specified financial obligation if defined events occur or fail to occur.",
        "label": "Financial Standby Letter of Credit [Member]",
        "terseLabel": "Financial standby letters of credit"
       }
      }
     },
     "localname": "FinancialStandbyLetterOfCreditMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FinancingReceivableAllowanceForCreditLosses": {
     "auth_ref": [
      "r174",
      "r254",
      "r256",
      "r257",
      "r655"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.",
        "label": "Financing Receivable, Allowance for Credit Loss",
        "terseLabel": "Allowance for credit losses",
        "totalLabel": "Allowance for credit losses"
       }
      }
     },
     "localname": "FinancingReceivableAllowanceForCreditLosses",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails",
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment": {
     "auth_ref": [
      "r179"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_FinancingReceivableAllowanceForCreditLosses",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.",
        "label": "Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment",
        "terseLabel": "Formula-based evaluation"
       }
      }
     },
     "localname": "FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod": {
     "auth_ref": [
      "r178"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The effect of a change in method or methods for calculating the allowance for credit losses on the current period provision.",
        "label": "Financing Receivable, Allowance for Credit Losses, Effect of Change in Method",
        "terseLabel": "Net change to ALLL resulting from modifications"
       }
      }
     },
     "localname": "FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1": {
     "auth_ref": [
      "r179"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_FinancingReceivableAllowanceForCreditLosses",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.",
        "label": "Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment",
        "terseLabel": "Individually evaluated"
       }
      }
     },
     "localname": "FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Financing Receivable, Allowance for Credit Loss [Line Items]",
        "terseLabel": "Financing Receivable, Allowance for Credit Loss [Line Items]"
       }
      }
     },
     "localname": "FinancingReceivableAllowanceForCreditLossesLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment": {
     "auth_ref": [
      "r180"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_NotesReceivableNet",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The balance of financing receivables that were collectively evaluated for impairment.",
        "label": "Financing Receivable, Collectively Evaluated for Impairment",
        "terseLabel": "Formula-based evaluation"
       }
      }
     },
     "localname": "FinancingReceivableCollectivelyEvaluatedForImpairment",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock": {
     "auth_ref": [
      "r191",
      "r264"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.",
        "label": "Financing Receivable Credit Quality Indicators [Table Text Block]",
        "terseLabel": "Schedule of loans that may increase credit exposure"
       }
      }
     },
     "localname": "FinancingReceivableCreditQualityIndicatorsTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment": {
     "auth_ref": [
      "r180"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_NotesReceivableNet",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The balance of financing receivables that were individually evaluated for impairment.",
        "label": "Financing Receivable, Individually Evaluated for Impairment",
        "terseLabel": "Individually evaluated"
       }
      }
     },
     "localname": "FinancingReceivableIndividuallyEvaluatedForImpairment",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FinancingReceivableModificationsLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Financing Receivable, Troubled Debt Restructuring [Line Items]",
        "terseLabel": "Financing Receivable, Troubled Debt Restructuring [Line Items]"
       }
      }
     },
     "localname": "FinancingReceivableModificationsLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FinancingReceivableModificationsNumberOfContracts2": {
     "auth_ref": [
      "r193"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Number of financing receivables that have been modified by troubled debt restructurings.",
        "label": "Financing Receivable, Modifications, Number of Contracts",
        "terseLabel": "Number of Contracts"
       }
      }
     },
     "localname": "FinancingReceivableModificationsNumberOfContracts2",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails"
     ],
     "xbrltype": "integerItemType"
    },
    "us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2": {
     "auth_ref": [
      "r193"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, after troubled debt restructuring, of modified financing receivable.",
        "label": "Financing Receivable, Troubled Debt Restructuring, Postmodification",
        "terseLabel": "Recorded Investment"
       }
      }
     },
     "localname": "FinancingReceivableModificationsPostModificationRecordedInvestment2",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1": {
     "auth_ref": [
      "r194"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of financing receivable modified as troubled debt restructuring within previous 12 months, with subsequent payment default.",
        "label": "Financing Receivable, Troubled Debt Restructuring, Subsequent Default",
        "terseLabel": "Balance Defaulted"
       }
      }
     },
     "localname": "FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FinancingReceivablePortfolioSegmentAxis": {
     "auth_ref": [
      "r255",
      "r258",
      "r265"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by the level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses.",
        "label": "Financing Receivable Portfolio Segment [Axis]",
        "terseLabel": "Financing Receivable Portfolio Segment [Axis]"
       }
      }
     },
     "localname": "FinancingReceivablePortfolioSegmentAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FinancingReceivablePortfolioSegmentDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses.",
        "label": "Financing Receivable Portfolio Segment [Domain]",
        "terseLabel": "Financing Receivable Portfolio Segment [Domain]"
       }
      }
     },
     "localname": "FinancingReceivablePortfolioSegmentDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing": {
     "auth_ref": [
      "r197",
      "r261",
      "r271"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of financing receivable 90 days or more past due and still accruing.",
        "label": "Financing Receivable, 90 Days or More Past Due, Still Accruing",
        "terseLabel": "Loans accruing and 90 days or more past due"
       }
      }
     },
     "localname": "FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis": {
     "auth_ref": [
      "r192",
      "r198",
      "r199",
      "r259",
      "r262",
      "r264",
      "r266",
      "r267",
      "r270",
      "r271"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by class of financing receivable determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk.",
        "label": "Class of Financing Receivable [Axis]",
        "terseLabel": "Class of Financing Receivable"
       }
      }
     },
     "localname": "FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails",
      "http://www.citizensbank.com/role/MortgageBankingNarrativeDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Financing receivables determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk.",
        "label": "Class of Financing Receivable [Domain]",
        "terseLabel": "Class of Financing Receivable"
       }
      }
     },
     "localname": "FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails",
      "http://www.citizensbank.com/role/MortgageBankingNarrativeDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FinancingReceivableRecordedInvestmentCurrent": {
     "auth_ref": [
      "r259",
      "r271"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_NotesReceivableNet",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of financing receivable not past due.",
        "label": "Financing Receivable, Not Past Due",
        "terseLabel": "Current"
       }
      }
     },
     "localname": "FinancingReceivableRecordedInvestmentCurrent",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FinancingReceivableRecordedInvestmentLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Financing Receivable, Credit Quality Indicator [Line Items]",
        "terseLabel": "Financing Receivable, Credit Quality Indicator [Line Items]"
       }
      }
     },
     "localname": "FinancingReceivableRecordedInvestmentLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus": {
     "auth_ref": [
      "r196",
      "r260"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of financing receivable on nonaccrual status.",
        "label": "Financing Receivable, Nonaccrual",
        "terseLabel": "Nonperforming loans"
       }
      }
     },
     "localname": "FinancingReceivableRecordedInvestmentNonaccrualStatus",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FinancingReceivableRecordedInvestmentPastDue": {
     "auth_ref": [
      "r199",
      "r259",
      "r271"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_NotesReceivableNet",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of financing receivable past due.",
        "label": "Financing Receivable, Past Due",
        "terseLabel": "Past Due",
        "verboseLabel": "Past Due"
       }
      }
     },
     "localname": "FinancingReceivableRecordedInvestmentPastDue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Financing Receivable, Past Due [Line Items]",
        "terseLabel": "Financing Receivable, Past Due [Line Items]"
       }
      }
     },
     "localname": "FinancingReceivableRecordedInvestmentPastDueLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FinancingReceivables1To29DaysPastDueMember": {
     "auth_ref": [
      "r271"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Financial asset fewer than 30 days past due.",
        "label": "Financial Asset, 1 to 29 Days Past Due [Member]",
        "terseLabel": "Financing Receivables, 1 to 29 Days Past Due"
       }
      }
     },
     "localname": "FinancingReceivables1To29DaysPastDueMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FinancingReceivables30To59DaysPastDueMember": {
     "auth_ref": [
      "r271"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Financial asset more than 29 days past due but fewer than 60 days past due.",
        "label": "Financial Asset, 30 to 59 Days Past Due [Member]",
        "terseLabel": "Financing Receivables, 30 to 59 Days Past Due"
       }
      }
     },
     "localname": "FinancingReceivables30To59DaysPastDueMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FinancingReceivables60To89DaysPastDueMember": {
     "auth_ref": [
      "r271"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Financial asset more than 59 days past due but fewer than 90 days past due.",
        "label": "Financial Asset, 60 to 89 Days Past Due [Member]",
        "terseLabel": "Financing Receivables, 60 to 89 Days Past Due"
       }
      }
     },
     "localname": "FinancingReceivables60To89DaysPastDueMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember": {
     "auth_ref": [
      "r271"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Financial asset equal to or greater than 90 days past due.",
        "label": "Financial Asset, Equal to or Greater than 90 Days Past Due [Member]",
        "terseLabel": "Financing Receivables, 90 Days or More Past Due"
       }
      }
     },
     "localname": "FinancingReceivablesEqualToGreaterThan90DaysPastDueMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown": {
     "auth_ref": [
      "r206"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Reflects the amount of the write-down related to a troubled debt restructuring.",
        "label": "Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down",
        "terseLabel": "Charge-offs resulting from modification"
       }
      }
     },
     "localname": "FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FinancingReceivablesPeriodPastDueAxis": {
     "auth_ref": [
      "r259",
      "r271"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by time period financial asset is past due.",
        "label": "Financial Asset, Period Past Due [Axis]",
        "terseLabel": "Financial Asset, Period Past Due [Axis]"
       }
      }
     },
     "localname": "FinancingReceivablesPeriodPastDueAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FinancingReceivablesPeriodPastDueDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Period in which financial asset is past due. Element name and standard label in Financial Asset, [numeric lower end] to [numeric higher end] [date measure] Past Due [Member] or Financial Asset, Greater Than [low end numeric value] [date measure] Past Due [Member] or Financial Asset, Less Than [high end numeric value] [date measure] Past Due [Member] formats.",
        "label": "Financial Asset, Period Past Due [Domain]",
        "terseLabel": "Financial Asset, Period Past Due [Domain]"
       }
      }
     },
     "localname": "FinancingReceivablesPeriodPastDueDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FiniteLivedIntangibleAssetUsefulLife": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Useful life of finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.",
        "label": "Finite-Lived Intangible Asset, Useful Life",
        "terseLabel": "Useful life"
       }
      }
     },
     "localname": "FiniteLivedIntangibleAssetUsefulLife",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails"
     ],
     "xbrltype": "durationItemType"
    },
    "us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization": {
     "auth_ref": [
      "r296"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.",
        "label": "Finite-Lived Intangible Assets, Accumulated Amortization",
        "terseLabel": "Accumulated Amortization"
       }
      }
     },
     "localname": "FiniteLivedIntangibleAssetsAccumulatedAmortization",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths": {
     "auth_ref": [
      "r298"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months",
        "terseLabel": "2020"
       }
      }
     },
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive": {
     "auth_ref": [
      "r298"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Finite-Lived Intangible Assets, Amortization Expense, Year Five",
        "terseLabel": "2024"
       }
      }
     },
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearFive",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour": {
     "auth_ref": [
      "r298"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Finite-Lived Intangible Assets, Amortization Expense, Year Four",
        "terseLabel": "2023"
       }
      }
     },
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearFour",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree": {
     "auth_ref": [
      "r298"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Finite-Lived Intangible Assets, Amortization Expense, Year Three",
        "terseLabel": "2022"
       }
      }
     },
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearThree",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo": {
     "auth_ref": [
      "r298"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Finite-Lived Intangible Assets, Amortization Expense, Year Two",
        "terseLabel": "2021"
       }
      }
     },
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis": {
     "auth_ref": [
      "r293",
      "r294",
      "r296",
      "r299",
      "r628"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by major type or class of finite-lived intangible assets.",
        "label": "Finite-Lived Intangible Assets by Major Class [Axis]",
        "terseLabel": "Finite-Lived Intangible Assets by Major Class [Axis]"
       }
      }
     },
     "localname": "FiniteLivedIntangibleAssetsByMajorClassAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Finite-Lived Intangible Assets, Amortization Expense, Maturity Schedule [Abstract]",
        "terseLabel": "Finite-Lived Intangible Assets, Amortization Expense, Maturity Schedule [Abstract]"
       }
      }
     },
     "localname": "FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsIntangibleAssetAmortizationDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FiniteLivedIntangibleAssetsGross": {
     "auth_ref": [
      "r296",
      "r628"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount before amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.",
        "label": "Finite-Lived Intangible Assets, Gross",
        "terseLabel": "Gross"
       }
      }
     },
     "localname": "FiniteLivedIntangibleAssetsGross",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_FiniteLivedIntangibleAssetsLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Finite-Lived Intangible Assets [Line Items]",
        "terseLabel": "Finite-Lived Intangible Assets [Line Items]"
       }
      }
     },
     "localname": "FiniteLivedIntangibleAssetsLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain": {
     "auth_ref": [
      "r293",
      "r295"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The major class of finite-lived intangible asset (for example, patents, trademarks, copyrights, etc.) A major class is composed of intangible assets that can be grouped together because they are similar, either by their nature or by their use in the operations of a company.",
        "label": "Finite-Lived Intangible Assets, Major Class Name [Domain]",
        "terseLabel": "Finite-Lived Intangible Assets, Major Class Name [Domain]"
       }
      }
     },
     "localname": "FiniteLivedIntangibleAssetsMajorClassNameDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_FiniteLivedIntangibleAssetsNet": {
     "auth_ref": [
      "r296"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.",
        "label": "Finite-Lived Intangible Assets, Net",
        "totalLabel": "Net"
       }
      }
     },
     "localname": "FiniteLivedIntangibleAssetsNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ForeignExchangeContractMember": {
     "auth_ref": [
      "r369",
      "r513"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Derivative instrument whose primary underlying risk is tied to foreign exchange rates.",
        "label": "Foreign Exchange Contract [Member]",
        "terseLabel": "Foreign exchange contracts",
        "verboseLabel": "Derivatives transactions to hedge foreign exchange risk"
       }
      }
     },
     "localname": "ForeignExchangeContractMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails",
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_ForwardContractsMember": {
     "auth_ref": [
      "r511"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Contracts negotiated between two parties to purchase and sell a specific quantity of a financial instrument, foreign currency, or commodity at a price specified at origination of the contract, with delivery and settlement at a specified future date.",
        "label": "Forward Contracts [Member]",
        "terseLabel": "Forward sale contracts"
       }
      }
     },
     "localname": "ForwardContractsMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_GainLossOnDispositionOfAssets": {
     "auth_ref": [
      "r108",
      "r303",
      "r308"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 13.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of gain (loss) on sale or disposal of property, plant and equipment assets, excluding oil and gas property and timber property.",
        "label": "Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber Property",
        "negatedTerseLabel": "Premises and equipment"
       }
      }
     },
     "localname": "GainLossOnDispositionOfAssets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_GainLossOnDispositionOfAssets1": {
     "auth_ref": [
      "r108"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of gain (loss) on sale or disposal of assets, including but not limited to property plant and equipment, intangible assets and equity in securities of subsidiaries or equity method investee.",
        "label": "Gain (Loss) on Disposition of Assets",
        "negatedLabel": "Gain on sales of assets"
       }
      }
     },
     "localname": "GainLossOnDispositionOfAssets1",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Gain (Loss) on Investments, Excluding Other than Temporary Impairments [Abstract]",
        "terseLabel": "Net gain on sales of:"
       }
      }
     },
     "localname": "GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_GainLossOnInvestmentsTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of realized and unrealized gain (loss) on investment in security.",
        "label": "Gain (Loss) on Securities [Table Text Block]",
        "terseLabel": "Schedule of income recognized on investment securities"
       }
      }
     },
     "localname": "GainLossOnInvestmentsTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_GainLossOnSaleOfInvestmentsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Gain (Loss) on Sale of Investments [Abstract]",
        "terseLabel": "Gain (Loss) on Sale of Investments [Abstract]"
       }
      }
     },
     "localname": "GainLossOnSaleOfInvestmentsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_GainLossOnSaleOfMortgageLoans": {
     "auth_ref": [
      "r108",
      "r727",
      "r728",
      "r729"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of loans made to finance real estate acquisitions. This element refers to the gain (loss) and not to the cash proceeds of the sale. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.",
        "label": "Gain (Loss) on Sale of Mortgage Loans",
        "terseLabel": "Gain on sales"
       }
      }
     },
     "localname": "GainLossOnSaleOfMortgageLoans",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_GainLossOnSaleOfOtherLoansAndLeases": {
     "auth_ref": [
      "r108"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 16.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of other loans and leases that were sold during the reporting period; excludes gains (losses) on sales of consumer and mortgage loans. This element refers to the gain (loss) and not to the cash proceeds of the sales. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.",
        "label": "Gain (Loss) on Sale of Other Loans and Leases",
        "negatedTerseLabel": "Other loans held for sale"
       }
      }
     },
     "localname": "GainLossOnSaleOfOtherLoansAndLeases",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_Goodwill": {
     "auth_ref": [
      "r281",
      "r283"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 15.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.",
        "label": "Goodwill",
        "periodEndLabel": "Ending balance",
        "periodStartLabel": "Beginning balance",
        "terseLabel": "Goodwill"
       }
      }
     },
     "localname": "Goodwill",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails",
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_GoodwillAcquiredDuringPeriod": {
     "auth_ref": [
      "r285"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase in asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized resulting from a business combination.",
        "label": "Goodwill, Acquired During Period",
        "terseLabel": "Business acquisitions"
       }
      }
     },
     "localname": "GoodwillAcquiredDuringPeriod",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Goodwill and Intangible Assets Disclosure [Abstract]"
       }
      }
     },
     "localname": "GoodwillAndIntangibleAssetsDisclosureAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock": {
     "auth_ref": [
      "r302"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for goodwill and intangible assets.",
        "label": "Goodwill and Intangible Assets Disclosure [Text Block]",
        "terseLabel": "GOODWILL AND INTANGIBLE ASSETS"
       }
      }
     },
     "localname": "GoodwillAndIntangibleAssetsDisclosureTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssets"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy": {
     "auth_ref": [
      "r119",
      "r289"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for goodwill. This accounting policy also may address how an entity assesses and measures impairment of goodwill, how reporting units are determined, how goodwill is allocated to such units, and how the fair values of the reporting units are determined.",
        "label": "Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]",
        "terseLabel": "Goodwill"
       }
      }
     },
     "localname": "GoodwillAndIntangibleAssetsGoodwillPolicy",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_GoodwillImpairedAccumulatedImpairmentLoss": {
     "auth_ref": [
      "r284",
      "r288"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of accumulated impairment loss for an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.",
        "label": "Goodwill, Impaired, Accumulated Impairment Loss",
        "terseLabel": "Goodwill accumulated impairment loss"
       }
      }
     },
     "localname": "GoodwillImpairedAccumulatedImpairmentLoss",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_GoodwillImpairmentLoss": {
     "auth_ref": [
      "r108",
      "r282",
      "r286",
      "r290"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of loss from the write-down of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.",
        "label": "Goodwill, Impairment Loss",
        "terseLabel": "Goodwill impairment"
       }
      }
     },
     "localname": "GoodwillImpairmentLoss",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_GoodwillLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Goodwill [Line Items]",
        "terseLabel": "Goodwill [Line Items]"
       }
      }
     },
     "localname": "GoodwillLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_GoodwillPeriodIncreaseDecrease": {
     "auth_ref": [
      "r289"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase (decrease) of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.",
        "label": "Goodwill, Period Increase (Decrease)",
        "verboseLabel": "Goodwill acquired during period"
       }
      }
     },
     "localname": "GoodwillPeriodIncreaseDecrease",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_GoodwillPurchaseAccountingAdjustments": {
     "auth_ref": [
      "r287",
      "r464"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase (decrease) from adjustments after acquisition date under purchase accounting of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.",
        "label": "Goodwill, Purchase Accounting Adjustments",
        "terseLabel": "Adjustments"
       }
      }
     },
     "localname": "GoodwillPurchaseAccountingAdjustments",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_GoodwillRollForward": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.",
        "label": "Goodwill [Roll Forward]",
        "terseLabel": "Goodwill [Roll Forward]"
       }
      }
     },
     "localname": "GoodwillRollForward",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_HedgedAssetFairValueHedge": {
     "auth_ref": [
      "r518"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of asset hedged in fair value hedging relationship.",
        "label": "Hedged Asset, Fair Value Hedge",
        "terseLabel": "Carrying amount of hedged assets"
       }
      }
     },
     "localname": "HedgedAssetFairValueHedge",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease": {
     "auth_ref": [
      "r519"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cumulative increase (decrease) in fair value of hedged asset in fair value hedge, attributable to hedged risk.",
        "label": "Hedged Asset, Fair Value Hedge, Cumulative Increase (Decrease)",
        "terseLabel": "Cumulative amount of fair value hedging adjustments included in the carrying amount of the hedged items"
       }
      }
     },
     "localname": "HedgedAssetFairValueHedgeCumulativeIncreaseDecrease",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HedgedAssetFairValueHedgeLastOfLayerAmount": {
     "auth_ref": [
      "r521"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of asset hedged in last of layer, expected to be remaining at end of hedging relationship.",
        "label": "Hedged Asset, Fair Value Hedge, Last-of-Layer, Amount",
        "terseLabel": "Last-of-layer hedging amount"
       }
      }
     },
     "localname": "HedgedAssetFairValueHedgeLastOfLayerAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HedgedLiabilityFairValueHedge": {
     "auth_ref": [
      "r518"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of liability hedged in fair value hedging relationship.",
        "label": "Hedged Liability, Fair Value Hedge",
        "terseLabel": "Carrying amount of hedged liabilities"
       }
      }
     },
     "localname": "HedgedLiabilityFairValueHedge",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease": {
     "auth_ref": [
      "r519"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cumulative increase (decrease) in fair value of hedged liability in fair value hedge, attributable to hedged risk.",
        "label": "Hedged Liability, Fair Value Hedge, Cumulative Increase (Decrease)",
        "terseLabel": "Cumulative amount of fair value hedging adjustments included in the carrying amount of the hedged items"
       }
      }
     },
     "localname": "HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HedgingDesignationAxis": {
     "auth_ref": [
      "r497",
      "r517"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by designation of purpose of derivative instrument.",
        "label": "Hedging Designation [Axis]",
        "terseLabel": "Hedging Designation [Axis]"
       }
      }
     },
     "localname": "HedgingDesignationAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_HedgingDesignationDomain": {
     "auth_ref": [
      "r497"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Designation of purpose of derivative instrument.",
        "label": "Hedging Designation [Domain]",
        "terseLabel": "Hedging Designation [Domain]"
       }
      }
     },
     "localname": "HedgingDesignationDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_HedgingRelationshipDomain": {
     "auth_ref": [
      "r497"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Nature or intent of a hedge.",
        "label": "Hedging Relationship [Domain]",
        "terseLabel": "Hedging Relationship [Domain]"
       }
      }
     },
     "localname": "HedgingRelationshipDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_HeldToMaturitySecurities": {
     "auth_ref": [
      "r210",
      "r223"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 9.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in debt security measured at amortized cost (held-to-maturity).",
        "label": "Debt Securities, Held-to-maturity",
        "terseLabel": "Debt securities held to maturity (fair value of $3,242 and $4,041, respectively, and including $249 and $0 pledged to creditors, respectively)",
        "totalLabel": "Debt Securities Held-to-Maturity, Amortized Cost",
        "verboseLabel": "Securities held to maturity, carrying value"
       }
      }
     },
     "localname": "HeldToMaturitySecurities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain": {
     "auth_ref": [
      "r225"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_HeldToMaturitySecurities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of accumulated unrecognized gain on investment in debt security measured at amortized cost (held-to-maturity).",
        "label": "Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain",
        "terseLabel": "Debt Securities Held-to-Maturity, Gross Unrealized Gain"
       }
      }
     },
     "localname": "HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss": {
     "auth_ref": [
      "r226"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_HeldToMaturitySecurities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity).",
        "label": "Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss",
        "negatedTerseLabel": "Debt Securities Held-to-Maturity, Gross Unrealized Losses"
       }
      }
     },
     "localname": "HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount": {
     "auth_ref": [
      "r230",
      "r688"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.",
        "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Amortized Cost",
        "terseLabel": "Amortized Cost, Debt securities held to maturity, Maturity of 5-10 Years"
       }
      }
     },
     "localname": "HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount": {
     "auth_ref": [
      "r229",
      "r687"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 2.0,
       "parentTag": "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next fiscal year through fifth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.",
        "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Amortized Cost",
        "verboseLabel": "Amortized Cost, Debt securities held to maturity, Maturity of 1-5 Years"
       }
      }
     },
     "localname": "HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount": {
     "auth_ref": [
      "r231",
      "r689"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in debt security, measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.",
        "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after 10 Years, Amortized Cost",
        "terseLabel": "Amortized Cost, Debt securities held to maturity, Maturity After 10 Years"
       }
      }
     },
     "localname": "HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 2.0,
       "parentTag": "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.",
        "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value",
        "terseLabel": "Fair Value, Debt securities held to maturity, Maturity of 1 Year or Less"
       }
      }
     },
     "localname": "HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing after tenth rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.",
        "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Fair Value",
        "terseLabel": "Fair Value, Debt securities held to maturity, Maturity After 10 Years"
       }
      }
     },
     "localname": "HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in sixth through tenth rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.",
        "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Rolling after Five Through Ten Years, Fair Value",
        "terseLabel": "Fair Value, Debt securities held to maturity, Maturity of 5-10 Years"
       }
      }
     },
     "localname": "HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 2.0,
       "parentTag": "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in second through fifth rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.",
        "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value",
        "terseLabel": "Fair Value, Debt securities held to maturity, Maturity of 1-5 Years"
       }
      }
     },
     "localname": "HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis": {
     "auth_ref": [
      "r227",
      "r690"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetailsCalc2": {
       "order": 1.0,
       "parentTag": "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amortized cost of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date.",
        "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Amortized Cost",
        "totalLabel": "Amortized Cost, Debt securities held to maturity, Total"
       }
      }
     },
     "localname": "HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue": {
     "auth_ref": [
      "r227",
      "r690"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetailsCalc2": {
       "order": 1.0,
       "parentTag": "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date.",
        "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Fair Value",
        "totalLabel": "Fair Value, Debt securities held to maturity, Total"
       }
      }
     },
     "localname": "HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount": {
     "auth_ref": [
      "r228",
      "r686"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails": {
       "order": 2.0,
       "parentTag": "cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.",
        "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, within One Year, Amortized Cost",
        "verboseLabel": "Amortized Cost, Debt securities held to maturity, Maturity of 1 Year or Less"
       }
      }
     },
     "localname": "HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HeldToMaturitySecuritiesFairValue": {
     "auth_ref": [
      "r224"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_HeldToMaturitySecurities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity).",
        "label": "Debt Securities, Held-to-maturity, Fair Value",
        "terseLabel": "Securities held-to-maturity, fair value",
        "verboseLabel": "Debt Securities Held-to-Maturity, Fair Value"
       }
      }
     },
     "localname": "HeldToMaturitySecuritiesFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_HeldtomaturitySecuritiesMember": {
     "auth_ref": [
      "r238"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Investments in debt securities classified as held-to-maturity.",
        "label": "Held-to-maturity Securities [Member]",
        "terseLabel": "Held-to-maturity Securities"
       }
      }
     },
     "localname": "HeldtomaturitySecuritiesMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_HomeEquityLoanMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Loan based on the equity of the borrower's residential property in which the borrower receives the loan amount upfront. Excludes home equity lines of credit.",
        "label": "Home Equity Loan [Member]",
        "terseLabel": "Home equity loans"
       }
      }
     },
     "localname": "HomeEquityLoanMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_HomeEquityMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Revolving, open-end loan extended under a line of credit and secured by the borrower's residential property.",
        "label": "Home Equity Line of Credit [Member]",
        "terseLabel": "Home equity lines of credit",
        "verboseLabel": "Home Equity Loans and Lines of Credit"
       }
      }
     },
     "localname": "HomeEquityMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment": {
     "auth_ref": [
      "r187",
      "r190"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.",
        "label": "Impaired Financing Receivable, Average Recorded Investment",
        "terseLabel": "Average Recorded Investment"
       }
      }
     },
     "localname": "ImpairedFinancingReceivableAverageRecordedInvestment",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod": {
     "auth_ref": [
      "r188"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of interest income recognized that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired.",
        "label": "Impaired Financing Receivable, Interest Income, Accrual Method",
        "terseLabel": "Interest Income Recognized"
       }
      }
     },
     "localname": "ImpairedFinancingReceivableInterestIncomeAccrualMethod",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock": {
     "auth_ref": [
      "r182",
      "r186"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for recognizing interest income on impaired financing receivables, including how cash receipts are recorded, the policy for determining which loans the entity assess for impairment, and the factors the creditor considered in determining that the financing receivable is impaired.",
        "label": "Impaired Financing Receivable, Policy [Policy Text Block]",
        "terseLabel": "Impaired Loans"
       }
      }
     },
     "localname": "ImpairedFinancingReceivablePolicyPolicyTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ImpairedFinancingReceivableRecordedInvestment": {
     "auth_ref": [
      "r183"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.",
        "label": "Impaired Financing Receivable, Recorded Investment",
        "totalLabel": "Total Recorded Investment in Impaired Loans"
       }
      }
     },
     "localname": "ImpairedFinancingReceivableRecordedInvestment",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ImpairedFinancingReceivableRelatedAllowance": {
     "auth_ref": [
      "r184"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of allowance for credit losses related to recorded investment.",
        "label": "Impaired Financing Receivable, Related Allowance",
        "terseLabel": "Allowance on Impaired Loans"
       }
      }
     },
     "localname": "ImpairedFinancingReceivableRelatedAllowance",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance": {
     "auth_ref": [
      "r185"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.",
        "label": "Impaired Financing Receivable, Unpaid Principal Balance",
        "terseLabel": "Unpaid Contractual Balance"
       }
      }
     },
     "localname": "ImpairedFinancingReceivableUnpaidPrincipalBalance",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment": {
     "auth_ref": [
      "r183"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_ImpairedFinancingReceivableRecordedInvestment",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.",
        "label": "Impaired Financing Receivable, with No Related Allowance, Recorded Investment",
        "terseLabel": "Impaired Loans Without a Related Allowance"
       }
      }
     },
     "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment": {
     "auth_ref": [
      "r183"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_ImpairedFinancingReceivableRecordedInvestment",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.",
        "label": "Impaired Financing Receivable, with Related Allowance, Recorded Investment",
        "terseLabel": "Impaired Loans With a Related Allowance"
       }
      }
     },
     "localname": "ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ImpairedFinancingReceivablesTableTextBlock": {
     "auth_ref": [
      "r189"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of impaired financing receivables.",
        "label": "Impaired Financing Receivables [Table Text Block]",
        "terseLabel": "Schedule of impaired loans by class"
       }
      }
     },
     "localname": "ImpairedFinancingReceivablesTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ImpairmentOfInvestments": {
     "auth_ref": [
      "r212"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount by which the fair value of an investment is less than the amortized cost basis or carrying amount of that investment at the balance sheet date and the decline in fair value is deemed to be other than temporary, before considering whether or not such amount is recognized in earnings or other comprehensive income.",
        "label": "Other than Temporary Impairment Losses, Investments",
        "negatedTotalLabel": "Total other-than-temporary impairment losses"
       }
      }
     },
     "localname": "ImpairmentOfInvestments",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest": {
     "auth_ref": [
      "r72",
      "r140",
      "r641",
      "r666",
      "r725"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest.",
        "label": "Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest",
        "totalLabel": "Income before taxes and undistributed income"
       }
      }
     },
     "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments": {
     "auth_ref": [
      "r128"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 1.0,
       "parentTag": "us-gaap_NetIncomeLoss",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments.",
        "label": "Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest",
        "totalLabel": "Income before income tax expense"
       }
      }
     },
     "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest": {
     "auth_ref": [
      "r474"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_NetIncomeLoss",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after tax of income (loss) from continuing operations including portion attributable to the noncontrolling interest.",
        "label": "Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest",
        "totalLabel": "Income before undistributed income of subsidiaries and associated companies"
       }
      }
     },
     "localname": "IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeLossFromSubsidiariesNetOfTax": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_NetIncomeLoss",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after tax of income (loss) of subsidiary attributable to the parent entity.",
        "label": "Income (Loss) from Subsidiaries, Net of Tax",
        "terseLabel": "Equity in undistributed income (losses) of subsidiaries and associated companies"
       }
      }
     },
     "localname": "IncomeLossFromSubsidiariesNetOfTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeStatementAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Income Statement [Abstract]"
       }
      }
     },
     "localname": "IncomeStatementAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_IncomeStatementLocationAxis": {
     "auth_ref": [
      "r309"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by location in the income statement.",
        "label": "Income Statement Location [Axis]",
        "terseLabel": "Income Statement Location [Axis]"
       }
      }
     },
     "localname": "IncomeStatementLocationAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails",
      "http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails",
      "http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails",
      "http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_IncomeStatementLocationDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Location in the income statement.",
        "label": "Income Statement Location [Domain]",
        "terseLabel": "Income Statement Location [Domain]"
       }
      }
     },
     "localname": "IncomeStatementLocationDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails",
      "http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails",
      "http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails",
      "http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_IncomeTaxDisclosureAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Income Tax Disclosure [Abstract]"
       }
      }
     },
     "localname": "IncomeTaxDisclosureAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_IncomeTaxDisclosureTextBlock": {
     "auth_ref": [
      "r463"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.",
        "label": "Income Tax Disclosure [Text Block]",
        "terseLabel": "INCOME TAXES"
       }
      }
     },
     "localname": "IncomeTaxDisclosureTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxes"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_IncomeTaxExaminationPenaltiesAccrued": {
     "auth_ref": [
      "r431"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of estimated penalties accrued as of the balance sheet date arising from income tax examinations.",
        "label": "Income Tax Examination, Penalties Accrued",
        "terseLabel": "Penalties accrued income tax examination"
       }
      }
     },
     "localname": "IncomeTaxExaminationPenaltiesAccrued",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeTaxExaminationPenaltiesExpense": {
     "auth_ref": [
      "r431"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of estimated penalties recognized in the period arising from income tax examinations.",
        "label": "Income Tax Examination, Penalties Expense",
        "terseLabel": "Penalties expense income tax examination"
       }
      }
     },
     "localname": "IncomeTaxExaminationPenaltiesExpense",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeTaxExpenseBenefit": {
     "auth_ref": [
      "r124",
      "r162",
      "r459"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 2.0,
       "parentTag": "us-gaap_NetIncomeLoss",
       "weight": -1.0
      },
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetailsCalc2": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/IncomeTaxesIncomeTaxExpenseBenefitDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.",
        "label": "Income Tax Expense (Benefit)",
        "netLabel": "Income tax expense",
        "terseLabel": "Income tax expense",
        "totalLabel": "Income tax expense",
        "verboseLabel": "Income taxes"
       }
      }
     },
     "localname": "IncomeTaxExpenseBenefit",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations",
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails",
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails",
      "http://www.citizensbank.com/role/IncomeTaxesIncomeTaxExpenseBenefitDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Effective Income Tax Rate Reconciliation, Amount [Abstract]",
        "terseLabel": "Amount"
       }
      }
     },
     "localname": "IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation": {
     "auth_ref": [
      "r461"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesIncomeTaxExpenseBenefitDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of income tax expense (benefit) for continuing operations, discontinued operations, other comprehensive income, and items charged (credited) directly to shareholders' equity.",
        "label": "Income Tax Expense (Benefit), Intraperiod Tax Allocation",
        "totalLabel": "Total comprehensive income tax expense"
       }
      }
     },
     "localname": "IncomeTaxExpenseBenefitIntraperiodTaxAllocation",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesIncomeTaxExpenseBenefitDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeTaxPolicyTextBlock": {
     "auth_ref": [
      "r68",
      "r119",
      "r425",
      "r426",
      "r440",
      "r441",
      "r447",
      "r462",
      "r739"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.",
        "label": "Income Tax, Policy [Policy Text Block]",
        "terseLabel": "Income Taxes"
       }
      }
     },
     "localname": "IncomeTaxPolicyTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate": {
     "auth_ref": [
      "r423",
      "r429",
      "r430"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations, attributable to increase (decrease) in the income tax rates.",
        "label": "Effective Income Tax Rate Reconciliation, Change in Enacted Tax Rate, Amount",
        "terseLabel": "Federal rate change"
       }
      }
     },
     "localname": "IncomeTaxReconciliationChangeInEnactedTaxRate",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate": {
     "auth_ref": [
      "r123",
      "r429",
      "r430"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations.",
        "label": "Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount",
        "terseLabel": "U.S. Federal income tax expense"
       }
      }
     },
     "localname": "IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeTaxReconciliationNondeductibleExpense": {
     "auth_ref": [
      "r429",
      "r430"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 9.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to nondeductible expenses.",
        "label": "Effective Income Tax Rate Reconciliation, Nondeductible Expense, Amount",
        "terseLabel": "Non-deductible FDIC premiums"
       }
      }
     },
     "localname": "IncomeTaxReconciliationNondeductibleExpense",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeTaxReconciliationNondeductibleExpenseAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Effective Income Tax Rate Reconciliation, Nondeductible Expense, Amount [Abstract]",
        "terseLabel": "Increase (decrease) resulting from:"
       }
      }
     },
     "localname": "IncomeTaxReconciliationNondeductibleExpenseAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_IncomeTaxReconciliationOtherReconcilingItems": {
     "auth_ref": [
      "r429",
      "r430"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 10.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to tax exempt income, equity in earnings (loss) of an unconsolidated subsidiary, minority noncontrolling interest income (loss), tax holiday, disposition of a business, disposition of an asset, repatriation of foreign earnings, repatriation of foreign earnings jobs creation act of 2004, increase (decrease) in enacted tax rate, prior year income taxes, increase (decrease) in deferred tax asset valuation allowance, and other adjustments.",
        "label": "Effective Income Tax Rate Reconciliation, Other Reconciling Items, Amount",
        "terseLabel": "Other"
       }
      }
     },
     "localname": "IncomeTaxReconciliationOtherReconcilingItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes": {
     "auth_ref": [
      "r123",
      "r429",
      "r430"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to state and local income tax expense (benefit).",
        "label": "Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount",
        "terseLabel": "State and local income taxes (net of federal benefit)"
       }
      }
     },
     "localname": "IncomeTaxReconciliationStateAndLocalIncomeTaxes",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeTaxReconciliationTaxContingencies": {
     "auth_ref": [
      "r429",
      "r430"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 8.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to increase (decrease) in income tax contingencies. Including, but not limited to, domestic tax contingency, foreign tax contingency, state and local tax contingency, and other contingencies.",
        "label": "Effective Income Tax Rate Reconciliation, Tax Contingency, Amount",
        "terseLabel": "Adjustments for uncertain tax positions"
       }
      }
     },
     "localname": "IncomeTaxReconciliationTaxContingencies",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeTaxReconciliationTaxCredits": {
     "auth_ref": [
      "r429",
      "r430"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 6.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to tax credits. Including, but not limited to, research credit, foreign tax credit, investment tax credit, and other tax credits.",
        "label": "Effective Income Tax Rate Reconciliation, Tax Credit, Amount",
        "negatedLabel": "Tax advantaged investments (including related credits)"
       }
      }
     },
     "localname": "IncomeTaxReconciliationTaxCredits",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeTaxReconciliationTaxCreditsOther": {
     "auth_ref": [
      "r429",
      "r430"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 7.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other tax credits.",
        "label": "Effective Income Tax Rate Reconciliation, Tax Credit, Other, Amount",
        "negatedTerseLabel": "Other tax credits"
       }
      }
     },
     "localname": "IncomeTaxReconciliationTaxCreditsOther",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeTaxReconciliationTaxExemptIncome": {
     "auth_ref": [
      "r429",
      "r430"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": {
       "order": 5.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to income (loss) exempt from income taxes.",
        "label": "Effective Income Tax Rate Reconciliation, Tax Exempt Income, Amount",
        "negatedLabel": "Tax-exempt interest"
       }
      }
     },
     "localname": "IncomeTaxReconciliationTaxExemptIncome",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncomeTaxesPaid": {
     "auth_ref": [
      "r104",
      "r114"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.",
        "label": "Income Taxes Paid",
        "terseLabel": "Income taxes paid"
       }
      }
     },
     "localname": "IncomeTaxesPaid",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncreaseDecreaseInBrokerageReceivables": {
     "auth_ref": [
      "r107"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The increase (decrease) during the reporting period in the total amount due to the entity related to activities and operations with other broker dealers, and clearing organizations, including deposits.",
        "label": "Increase (Decrease) in Receivables from Brokers-Dealers and Clearing Organizations",
        "terseLabel": "Due from broker for securities sold but not settled"
       }
      }
     },
     "localname": "IncreaseDecreaseInBrokerageReceivables",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncreaseDecreaseInDeposits": {
     "auth_ref": [
      "r111",
      "r683"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 1.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.",
        "label": "Increase (Decrease) in Deposits",
        "terseLabel": "Net increase in deposits"
       }
      }
     },
     "localname": "IncreaseDecreaseInDeposits",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet": {
     "auth_ref": [
      "r111",
      "r112"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 2.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The net cash inflow or outflow from the fund lent to other financial institution arising from the excess in reserve deposited at Federal Reserve Bank to meet legal requirement. This borrowing is usually contracted on an overnight basis at an agreed rate of interest. Also include cash inflow or outflow from investment sold under the agreement to reacquire such investment.",
        "label": "Increase (Decrease) in Federal Funds Purchased and Securities Sold under Agreements to Repurchase, Net",
        "terseLabel": "Net (decrease) increase in federal funds purchased and securities sold under agreements to repurchase"
       }
      }
     },
     "localname": "IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncreaseDecreaseInOtherOperatingAssets": {
     "auth_ref": [
      "r107"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 14.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 5.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase (decrease) in operating assets classified as other.",
        "label": "Increase (Decrease) in Other Operating Assets",
        "negatedNetLabel": "Decrease (increase) in other assets",
        "negatedTerseLabel": "Increase in other assets"
       }
      }
     },
     "localname": "IncreaseDecreaseInOtherOperatingAssets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet": {
     "auth_ref": [
      "r107"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 6.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase (decrease) in operating assets after deduction of operating liabilities classified as other.",
        "label": "Increase (Decrease) in Other Operating Assets and Liabilities, Net",
        "negatedTerseLabel": "Other operating, net"
       }
      }
     },
     "localname": "IncreaseDecreaseInOtherOperatingCapitalNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncreaseDecreaseInOtherOperatingLiabilities": {
     "auth_ref": [
      "r107"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 15.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase (decrease) in operating liabilities classified as other.",
        "label": "Increase (Decrease) in Other Operating Liabilities",
        "netLabel": "Increase in other liabilities",
        "terseLabel": "Increase (decrease) in other liabilities"
       }
      }
     },
     "localname": "IncreaseDecreaseInOtherOperatingLiabilities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_IncreaseDecreaseInStockholdersEquityRollForward": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.",
        "label": "Increase (Decrease) in Stockholders' Equity [Roll Forward]",
        "terseLabel": "Increase (Decrease) in Stockholders' Equity [Roll Forward]"
       }
      }
     },
     "localname": "IncreaseDecreaseInStockholdersEquityRollForward",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_InformationByCategoryOfDebtSecurityAxis": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by category of debt security, either available-for-sale or held-to-maturity.",
        "label": "Debt Security Category [Axis]",
        "terseLabel": "Debt Security Category [Axis]"
       }
      }
     },
     "localname": "InformationByCategoryOfDebtSecurityAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_InterestAndDividendIncomeOperating": {
     "auth_ref": [
      "r670"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 1.0,
       "parentTag": "us-gaap_InterestIncomeExpenseNet",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.",
        "label": "Interest and Dividend Income, Operating",
        "totalLabel": "Total interest income"
       }
      }
     },
     "localname": "InterestAndDividendIncomeOperating",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestAndDividendIncomeOperatingAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Interest and Dividend Income, Operating [Abstract]",
        "terseLabel": "INTEREST INCOME:"
       }
      }
     },
     "localname": "InterestAndDividendIncomeOperatingAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_InterestAndDividendIncomeSecurities": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 4.0,
       "parentTag": "us-gaap_InterestAndDividendIncomeOperating",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of operating dividend and interest income, including amortization and accretion of premiums and discounts, on securities.",
        "label": "Interest and Dividend Income, Securities, Operating",
        "terseLabel": "Investment securities"
       }
      }
     },
     "localname": "InterestAndDividendIncomeSecurities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio": {
     "auth_ref": [
      "r669"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 1.0,
       "parentTag": "us-gaap_InterestAndDividendIncomeOperating",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Interest and fee income generated by loans the Entity intends and has the ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (1) industrial and agricultural; (2) real estate; and (3) real estate construction loans; (4) trade financing; (5) lease financing; (6) home equity lines-of-credit; (7) automobile and other vehicle loans; and (8) credit card and other revolving-type loans. Also includes interest income for leases held by the Entity.",
        "label": "Interest and Fee Income, Loans and Leases Held-in-portfolio",
        "terseLabel": "Interest and fees on loans and leases"
       }
      }
     },
     "localname": "InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages": {
     "auth_ref": [
      "r669"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 2.0,
       "parentTag": "us-gaap_InterestAndDividendIncomeOperating",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Interest and fee income from mortgage loans considered to be held-for-sale.",
        "label": "Interest and Fee Income, Loans Held-for-sale, Mortgages",
        "terseLabel": "Interest and fees on loans held for sale, at fair value"
       }
      }
     },
     "localname": "InterestAndFeeIncomeLoansHeldForSaleMortgages",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale": {
     "auth_ref": [
      "r669"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 3.0,
       "parentTag": "us-gaap_InterestAndDividendIncomeOperating",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of interest and fee income from loans held-for-sale and classified as other.",
        "label": "Interest and Fee Income, Other Loans Held-for-sale",
        "terseLabel": "Interest and fees on other loans held for sale"
       }
      }
     },
     "localname": "InterestAndFeeIncomeOtherLoansHeldForSale",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestBearingDepositLiabilities": {
     "auth_ref": [
      "r657"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 2.0,
       "parentTag": "us-gaap_Deposits",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The aggregate of all domestic and foreign interest-bearing deposit liabilities.",
        "label": "Interest-bearing Deposit Liabilities",
        "terseLabel": "Interest-bearing"
       }
      }
     },
     "localname": "InterestBearingDepositLiabilities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestBearingDepositsInBanks": {
     "auth_ref": [
      "r643",
      "r662"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 8.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.",
        "label": "Interest-bearing Deposits in Banks and Other Financial Institutions",
        "terseLabel": "Interest-bearing deposits in banks"
       }
      }
     },
     "localname": "InterestBearingDepositsInBanks",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestBearingDomesticDepositChecking": {
     "auth_ref": [
      "r657"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_Deposits",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of interest-bearing domestic checking deposit liabilities.",
        "label": "Interest-bearing Domestic Deposit, Checking",
        "terseLabel": "Checking with interest"
       }
      }
     },
     "localname": "InterestBearingDomesticDepositChecking",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestExpense": {
     "auth_ref": [
      "r70",
      "r161",
      "r560",
      "r563",
      "r682"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 2.0,
       "parentTag": "us-gaap_InterestIncomeExpenseNet",
       "weight": -1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_OperatingExpenses",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of the cost of borrowed funds accounted for as interest expense.",
        "label": "Interest Expense",
        "terseLabel": "Interest expense",
        "totalLabel": "Total interest expense"
       }
      }
     },
     "localname": "InterestExpense",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestExpenseAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Interest Expense [Abstract]",
        "terseLabel": "INTEREST EXPENSE:"
       }
      }
     },
     "localname": "InterestExpenseAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_InterestExpenseDeposits": {
     "auth_ref": [
      "r679"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 1.0,
       "parentTag": "us-gaap_InterestExpense",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Aggregate amount of interest expense on all deposits.",
        "label": "Interest Expense, Deposits",
        "terseLabel": "Deposits"
       }
      }
     },
     "localname": "InterestExpenseDeposits",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 2.0,
       "parentTag": "us-gaap_InterestExpense",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The aggregate expense incurred on federal funds purchased and securities sold under agreements to repurchase. If amounts recognized as payables under repurchase agreements have been offset against amounts recognized as receivables under reverse repurchase agreements and reported as a net amount on the balance sheet, the income and expense from these agreements may be reported on a net basis.",
        "label": "Interest Expense, Federal Funds Purchased and Securities Sold under Agreements to Repurchase",
        "terseLabel": "Federal funds purchased and securities sold under agreements to repurchase"
       }
      }
     },
     "localname": "InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestExpenseLongTermDebt": {
     "auth_ref": [
      "r681"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 4.0,
       "parentTag": "us-gaap_InterestExpense",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Aggregate amount of interest paid or due on all long-term debt.",
        "label": "Interest Expense, Long-term Debt",
        "terseLabel": "Long-term borrowed funds"
       }
      }
     },
     "localname": "InterestExpenseLongTermDebt",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestExpenseMember": {
     "auth_ref": [
      "r515"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Primary financial statement caption encompassing interest expense.",
        "label": "Interest Expense [Member]",
        "terseLabel": "Interest expense - long-term borrowed funds"
       }
      }
     },
     "localname": "InterestExpenseMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails",
      "http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_InterestExpenseOtherShortTermBorrowings": {
     "auth_ref": [
      "r680"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 3.0,
       "parentTag": "us-gaap_InterestExpense",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Interest expense incurred during the reporting period on other short-term borrowings.",
        "label": "Interest Expense, Other Short-term Borrowings",
        "terseLabel": "Other short-term borrowed funds"
       }
      }
     },
     "localname": "InterestExpenseOtherShortTermBorrowings",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestIncomeDepositsWithFinancialInstitutions": {
     "auth_ref": [
      "r678"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 5.0,
       "parentTag": "us-gaap_InterestAndDividendIncomeOperating",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Interest income derived from funds deposited with both domestic and foreign financial institutions including funds in money market and other accounts.",
        "label": "Interest Income, Deposits with Financial Institutions",
        "terseLabel": "Interest-bearing deposits in banks"
       }
      }
     },
     "localname": "InterestIncomeDepositsWithFinancialInstitutions",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss": {
     "auth_ref": [
      "r673"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 1.0,
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.",
        "label": "Interest Income (Expense), after Provision for Loan Loss",
        "totalLabel": "Net interest income after provision for credit losses"
       }
      }
     },
     "localname": "InterestIncomeExpenseAfterProvisionForLoanLoss",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestIncomeExpenseNet": {
     "auth_ref": [
      "r671"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_Revenues",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 1.0,
       "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The net amount of operating interest income (expense).",
        "label": "Interest Income (Expense), Net",
        "terseLabel": "Net interest income",
        "totalLabel": "Net interest income"
       }
      }
     },
     "localname": "InterestIncomeExpenseNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestIncomeMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Primary financial statement caption in which reported facts about interest income have been included.",
        "label": "Interest Income [Member]",
        "terseLabel": "Interest Income"
       }
      }
     },
     "localname": "InterestIncomeMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_InterestIncomeOperating": {
     "auth_ref": [
      "r76"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of operating interest income, including, but not limited to, amortization and accretion of premiums and discounts on securities.",
        "label": "Interest Income, Operating",
        "terseLabel": "Interest"
       }
      }
     },
     "localname": "InterestIncomeOperating",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestIncomeSecuritiesTaxable": {
     "auth_ref": [
      "r677"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities subject to state, federal and other income tax.",
        "label": "Interest Income, Securities, Operating, Taxable",
        "terseLabel": "Taxable interest income from investment securities"
       }
      }
     },
     "localname": "InterestIncomeSecuritiesTaxable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestPaidNet": {
     "auth_ref": [
      "r98",
      "r103",
      "r114"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount.",
        "label": "Interest Paid, Excluding Capitalized Interest, Operating Activities",
        "terseLabel": "Interest paid"
       }
      }
     },
     "localname": "InterestPaidNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet": {
     "auth_ref": [
      "r533"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The estimated net amount of unrealized gains or losses on interest rate cash flow hedges as of the balance sheet date expected to be reclassified to earnings within the next twelve months.",
        "label": "Interest Rate Cash Flow Hedge Gain (Loss) to be Reclassified During Next 12 Months, Net",
        "terseLabel": "Net gain (pre-tax) on derivatives expected to be reclassified in next 12 months"
       }
      }
     },
     "localname": "InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_InterestRateContractMember": {
     "auth_ref": [
      "r369",
      "r512"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Derivative instrument whose primary underlying risk is tied to the right to receive or pay a sum of money at a given interest rate.",
        "label": "Interest Rate Contract [Member]",
        "terseLabel": "Derivatives transactions to hedge interest rate risk"
       }
      }
     },
     "localname": "InterestRateContractMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfCustomerDerivativesAndEconomicHedgesOnNetIncomeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_InterestRateSwapMember": {
     "auth_ref": [
      "r512"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Forward based contracts in which two parties agree to swap periodic payments that are fixed at the outset of the swap contract with variable payments based on a market interest rate (index rate) over a specified period.",
        "label": "Interest Rate Swap [Member]",
        "terseLabel": "Interest rate contracts",
        "verboseLabel": "Hedge of interest rate risk"
       }
      }
     },
     "localname": "InterestRateSwapMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails",
      "http://www.citizensbank.com/role/DerivativesScheduleOfFairValueHedgesDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_InternalCreditAssessmentAxis": {
     "auth_ref": [
      "r191",
      "r264",
      "r269",
      "r270",
      "r327",
      "r522"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by entity-defined rating.",
        "label": "Internal Credit Assessment [Axis]",
        "terseLabel": "Internal Credit Assessment [Axis]"
       }
      }
     },
     "localname": "InternalCreditAssessmentAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_InternalCreditAssessmentDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Entity defined credit risk rating.",
        "label": "Internal Credit Assessment [Domain]",
        "terseLabel": "Internal Credit Assessment [Domain]"
       }
      }
     },
     "localname": "InternalCreditAssessmentDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_InternalUseSoftwarePolicy": {
     "auth_ref": [
      "r119",
      "r300",
      "r301"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for costs incurred when both (1) the software is acquired, internally developed, or modified solely to meet the entity's internal needs, and (2) during the software's development or modification, no substantive plan exists or is being developed to market the software externally.",
        "label": "Internal Use Software, Policy [Policy Text Block]",
        "terseLabel": "Software"
       }
      }
     },
     "localname": "InternalUseSoftwarePolicy",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_InvestmentInFederalHomeLoanBankStockMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "This item represents the amount shown on an entity's books for investments in Federal Home Loan Bank stock.",
        "label": "Investment in Federal Home Loan Bank Stock [Member]",
        "terseLabel": "Federal Home Loan Bank stock"
       }
      }
     },
     "localname": "InvestmentInFederalHomeLoanBankStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.",
        "label": "Investments Classified by Contractual Maturity Date [Table Text Block]",
        "terseLabel": "Schedule of investments classified by maturity date"
       }
      }
     },
     "localname": "InvestmentsClassifiedByContractualMaturityDateTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Investments, Debt and Equity Securities [Abstract]"
       }
      }
     },
     "localname": "InvestmentsDebtAndEquitySecuritiesAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock": {
     "auth_ref": [
      "r242",
      "r642",
      "r692",
      "r735"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for  investments in certain debt and equity securities.",
        "label": "Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]",
        "terseLabel": "SECURITIES"
       }
      }
     },
     "localname": "InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/Securities"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_LaborAndRelatedExpense": {
     "auth_ref": [
      "r75"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 1.0,
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_OperatingExpenses",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit.",
        "label": "Labor and Related Expense",
        "terseLabel": "Salaries and employee benefits"
       }
      }
     },
     "localname": "LaborAndRelatedExpense",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LandAndLandImprovementsMember": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Real estate held and assets that are an addition or improvement to real estate held.",
        "label": "Land and Land Improvements [Member]",
        "terseLabel": "Land and land improvements"
       }
      }
     },
     "localname": "LandAndLandImprovementsMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_LeaseCost": {
     "auth_ref": [
      "r584",
      "r586"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of lease cost recognized by lessee for lease contract.",
        "label": "Lease, Cost",
        "totalLabel": "Total"
       }
      }
     },
     "localname": "LeaseCost",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LeaseCostTableTextBlock": {
     "auth_ref": [
      "r584"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of lessee's lease cost. Includes, but is not limited to, interest expense for finance lease, amortization of right-of-use asset for finance lease, operating lease cost, short-term lease cost, variable lease cost and sublease income.",
        "label": "Lease, Cost [Table Text Block]",
        "terseLabel": "Components of operating lease cost"
       }
      }
     },
     "localname": "LeaseCostTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_LeasesAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Leases [Abstract]"
       }
      }
     },
     "localname": "LeasesAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_LesseeLeaseDescriptionLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Lessee, Lease, Description [Line Items]",
        "terseLabel": "Lessee, Lease, Description [Line Items]"
       }
      }
     },
     "localname": "LesseeLeaseDescriptionLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_LesseeLeaseDescriptionTable": {
     "auth_ref": [
      "r575"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about lessee's leases.",
        "label": "Lessee, Lease, Description [Table]",
        "terseLabel": "Lessee, Lease, Description [Table]"
       }
      }
     },
     "localname": "LesseeLeaseDescriptionTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_LesseeLeasesPolicyTextBlock": {
     "auth_ref": [
      "r574"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for leasing arrangement entered into by lessee.",
        "label": "Lessee, Leases [Policy Text Block]",
        "terseLabel": "Leases"
       }
      }
     },
     "localname": "LesseeLeasesPolicyTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock": {
     "auth_ref": [
      "r585"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of undiscounted cash flows of lessee's operating lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to operating lease liability recognized in statement of financial position.",
        "label": "Lessee, Operating Lease, Liability, Maturity [Table Text Block]",
        "terseLabel": "Lease liability maturity schedule"
       }
      }
     },
     "localname": "LesseeOperatingLeaseLiabilityMaturityTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue": {
     "auth_ref": [
      "r585"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetailsCalc2": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of lessee's undiscounted obligation for lease payments for operating lease.",
        "label": "Lessee, Operating Lease, Liability, Payments, Due",
        "totalLabel": "Total lease payments"
       }
      }
     },
     "localname": "LesseeOperatingLeaseLiabilityPaymentsDue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths": {
     "auth_ref": [
      "r585"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails": {
       "order": 5.0,
       "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of lessee's undiscounted obligation for lease payments for operating lease, due in next fiscal year following latest fiscal year.",
        "label": "Lessee, Operating Lease, Liability, Payments, Due Next Twelve Months",
        "terseLabel": "2020"
       }
      }
     },
     "localname": "LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour": {
     "auth_ref": [
      "r585"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of lessee's undiscounted obligation for lease payments for operating lease, due in fourth fiscal year following latest fiscal year.",
        "label": "Lessee, Operating Lease, Liability, Payments, Due Year Four",
        "terseLabel": "2023"
       }
      }
     },
     "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearFour",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree": {
     "auth_ref": [
      "r585"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of lessee's undiscounted obligation for lease payments for operating lease, due in third fiscal year following latest fiscal year.",
        "label": "Lessee, Operating Lease, Liability, Payments, Due Year Three",
        "terseLabel": "2022"
       }
      }
     },
     "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearThree",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo": {
     "auth_ref": [
      "r585"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of lessee's undiscounted obligation for lease payments for operating lease, due in second fiscal year following latest fiscal year.",
        "label": "Lessee, Operating Lease, Liability, Payments, Due Year Two",
        "terseLabel": "2021"
       }
      }
     },
     "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearTwo",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount": {
     "auth_ref": [
      "r585"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetailsCalc2": {
       "order": 1.0,
       "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of lessee's undiscounted obligation for lease payments in excess of discounted obligation for lease payments for operating lease.",
        "label": "Lessee, Operating Lease, Liability, Undiscounted Excess Amount",
        "terseLabel": "Less: Interest"
       }
      }
     },
     "localname": "LesseeOperatingLeaseLiabilityUndiscountedExcessAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LesseeOperatingLeasesTextBlock": {
     "auth_ref": [
      "r587"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for operating leases of lessee. Includes, but is not limited to, description of operating lease and maturity analysis of operating lease liability.",
        "label": "Lessee, Operating Leases [Text Block]",
        "terseLabel": "Leases"
       }
      }
     },
     "localname": "LesseeOperatingLeasesTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/Leases"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_LessorOperatingLeaseTermOfContract": {
     "auth_ref": [
      "r590"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Term of lessor's operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.",
        "label": "Lessor, Operating Lease, Term of Contract",
        "terseLabel": "Lease term"
       }
      }
     },
     "localname": "LessorOperatingLeaseTermOfContract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesNarrativeDetails"
     ],
     "xbrltype": "durationItemType"
    },
    "us-gaap_LetterOfCreditMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A document typically issued by a financial institution which acts as a guarantee of payment to a beneficiary, or as the source of payment for a specific transaction (for example, wiring funds to a foreign exporter if and when specified merchandise is accepted pursuant to the terms of the letter of credit).",
        "label": "Letter of Credit [Member]",
        "terseLabel": "Letters of credit"
       }
      }
     },
     "localname": "LetterOfCreditMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_LeverageRatiosAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Leverage Ratios [Abstract]",
        "terseLabel": "Tier 1 Capital to Average Assets (Leverage) (Ratio)"
       }
      }
     },
     "localname": "LeverageRatiosAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_Liabilities": {
     "auth_ref": [
      "r30"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 1.0,
       "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.",
        "label": "Liabilities",
        "totalLabel": "TOTAL LIABILITIES"
       }
      }
     },
     "localname": "Liabilities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LiabilitiesAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Liabilities [Abstract]",
        "terseLabel": "LIABILITIES:"
       }
      }
     },
     "localname": "LiabilitiesAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_LiabilitiesAndStockholdersEquity": {
     "auth_ref": [
      "r22",
      "r651",
      "r720"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.",
        "label": "Liabilities and Equity",
        "totalLabel": "TOTAL LIABILITIES AND STOCKHOLDERS\u2019 EQUITY"
       }
      }
     },
     "localname": "LiabilitiesAndStockholdersEquity",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LiabilitiesAndStockholdersEquityAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Liabilities and Equity [Abstract]",
        "terseLabel": "LIABILITIES AND STOCKHOLDERS\u2019 EQUITY:"
       }
      }
     },
     "localname": "LiabilitiesAndStockholdersEquityAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_LoanParticipationsAndAssignmentsMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Investments consisting of the rights in and risks associated with loans shared among a number of (unrelated) parties which may or may not include an assignment of the underlying instrument.",
        "label": "Loan Participations and Assignments [Member]",
        "terseLabel": "Risk participation agreements"
       }
      }
     },
     "localname": "LoanParticipationsAndAssignmentsMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_LoanRestructuringModificationAxis": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by concessions made to the terms of loan contracts.",
        "label": "Loan Restructuring Modification [Axis]",
        "terseLabel": "Loan Restructuring Modification [Axis]"
       }
      }
     },
     "localname": "LoanRestructuringModificationAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_LoanRestructuringModificationDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Concessions made to the terms of loan contracts, including but not limited to, interest rate reductions, maturity extensions, principal forgiveness, and payment deferral.",
        "label": "Loan Restructuring Modification [Domain]",
        "terseLabel": "Loan Restructuring Modification [Domain]"
       }
      }
     },
     "localname": "LoanRestructuringModificationDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_LoansAndLeasesReceivableAllowance": {
     "auth_ref": [
      "r174",
      "r179",
      "r202",
      "r204",
      "r663"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 7.0,
       "parentTag": "us-gaap_Assets",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.",
        "label": "Loans and Leases Receivable, Allowance",
        "negatedLabel": "Less: Allowance for loan and lease losses",
        "periodEndLabel": "Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance",
        "periodStartLabel": "Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance"
       }
      }
     },
     "localname": "LoansAndLeasesReceivableAllowance",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails",
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy": {
     "auth_ref": [
      "r119",
      "r200"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for estimating the allowance for losses on loans and lease receivables. The disclosure may include (a) how the entity determines each element of the allowance, (b) which loans are evaluated individually and which loans are evaluated as a group, (c) how the entity determines both the allocated and unallocated portions of the allowance, (d) how the entity determines the loss factors applied to graded loans in order to develop a general allowance, and (e) what self-correcting mechanism the entity uses to reduce differences between estimated and actual losses.",
        "label": "Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]",
        "terseLabel": "Allowance for Credit Losses"
       }
      }
     },
     "localname": "LoansAndLeasesReceivableAllowanceForLoanLossesPolicy",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell": {
     "auth_ref": [
      "r709",
      "r710"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Reflects the carrying amount of loans and leases for which agreements to acquire or dispose exist.",
        "label": "Loans and Leases Receivable, Commitments to Purchase or Sell",
        "terseLabel": "Unsettled commercial loan trade sales"
       }
      }
     },
     "localname": "LoansAndLeasesReceivableCommitmentsToPurchaseOrSell",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LoansAndLeasesReceivableGrossCarryingAmount": {
     "auth_ref": [
      "r173"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 6.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.",
        "label": "Loans and Leases Receivable, Gross",
        "netLabel": "Loans and leases, carrying value",
        "terseLabel": "Loans and leases",
        "verboseLabel": "Lending to special purpose entities included in loans and leases"
       }
      }
     },
     "localname": "LoansAndLeasesReceivableGrossCarryingAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails",
      "http://www.citizensbank.com/role/MortgageBankingNarrativeDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend": {
     "auth_ref": [
      "r205"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of unfunded portion of contractual agreement to lend funds to borrower for financing receivable modified as troubled debt restructuring.",
        "label": "Financing Receivable, Troubled Debt Restructuring, Commitment to Lend",
        "terseLabel": "Unfunded commitments related to TDRs"
       }
      }
     },
     "localname": "LoansAndLeasesReceivableImpairedCommitmentToLend",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LoansAndLeasesReceivableLeaseFinancingPolicy": {
     "auth_ref": [
      "r119",
      "r565",
      "r567",
      "r569"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for recording, valuing, and reporting amounts due from lessees pursuant to contractual arrangements, which are secured, at a minimum, by the asset being rented, and in measuring certain revenues, expenses and gains and losses arising from creating, acquiring, collecting, terminating, modifying and holding lease agreements.",
        "label": "Loans and Leases Receivable, Lease Financing, Policy [Policy Text Block]",
        "terseLabel": "Loans and Leases"
       }
      }
     },
     "localname": "LoansAndLeasesReceivableLeaseFinancingPolicy",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy": {
     "auth_ref": [
      "r738"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for the lending, securitization, sales, transfers and servicing practices for mortgage banking activities.",
        "label": "Mortgage Banking Activity [Policy Text Block]",
        "terseLabel": "Mortgage Banking"
       }
      }
     },
     "localname": "LoansAndLeasesReceivableMortgageBankingActivitiesPolicy",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_LoansAndLeasesReceivableNetReportedAmount": {
     "auth_ref": [
      "r173",
      "r664"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.",
        "label": "Loans and Leases Receivable, Net Amount",
        "totalLabel": "Net loans and leases"
       }
      }
     },
     "localname": "LoansAndLeasesReceivableNetReportedAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy": {
     "auth_ref": [
      "r119"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for deeming amounts due from a borrower as not being in compliance with principal and interest payment terms, describes the method for valuing a loan in such status, and indicates whether interest contractually accruing thereon is being recognized as income.",
        "label": "Loans and Leases Receivable, Nonperforming Loan and Lease, Policy [Policy Text Block]",
        "terseLabel": "Nonperforming Loans and Leases"
       }
      }
     },
     "localname": "LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Reflects the percentage derived from dividing impaired loans on which interest has ceased to be accrued by total loans.",
        "label": "Loans and Leases Receivable, Ratio of Nonperforming Loans to All Loans",
        "terseLabel": "Nonperforming loans and leases as a percentage of total loans and leases"
       }
      }
     },
     "localname": "LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy": {
     "auth_ref": [
      "r207"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for troubled debt restructuring.",
        "label": "Troubled Debt Restructuring [Policy Text Block]",
        "terseLabel": "Troubled Debt Restructuring"
       }
      }
     },
     "localname": "LoansAndLeasesReceivableTroubledDebtRestructuringPolicy",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock": {
     "auth_ref": [
      "r203"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for claims held for amounts due a company, excluding disclosure for allowance for credit losses. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Also excludes disclosure for financing receivables.",
        "label": "Loans, Notes, Trade and Other Receivables, Excluding Allowance for Credit Losses [Text Block]",
        "terseLabel": "LOANS AND LEASES"
       }
      }
     },
     "localname": "LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeases"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_LoansReceivableFairValueDisclosure": {
     "auth_ref": [
      "r203"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts.",
        "label": "Loans Receivable, Fair Value Disclosure",
        "terseLabel": "Loans and leases, fair value"
       }
      }
     },
     "localname": "LoansReceivableFairValueDisclosure",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LoansReceivableHeldForSaleAmount": {
     "auth_ref": [
      "r173"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 10.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_AssetsFairValueDisclosure",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The face amount of loans that will be sold to other entities.",
        "label": "Loans Receivable Held-for-sale, Amount",
        "netLabel": "Aggregate Fair Value",
        "terseLabel": "Loans held for sale, at fair value",
        "verboseLabel": "Loans held for sale, at fair value:"
       }
      }
     },
     "localname": "LoansReceivableHeldForSaleAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LondonInterbankOfferedRateLIBORMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Interest rate at which a bank borrows funds from other banks in the London interbank market.",
        "label": "London Interbank Offered Rate (LIBOR) [Member]",
        "verboseLabel": "LIBOR"
       }
      }
     },
     "localname": "LondonInterbankOfferedRateLIBORMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_LongTermDebt": {
     "auth_ref": [
      "r10",
      "r332",
      "r649",
      "r717"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 6.0,
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, after unamortized (discount) premium and debt issuance costs, of long-term debt. Includes, but not limited to, notes payable, bonds payable, debentures, mortgage loans and commercial paper. Excludes capital lease obligations.",
        "label": "Long-term Debt",
        "netLabel": "Long-term borrowed funds, carrying value",
        "terseLabel": "Long-term borrowed funds",
        "totalLabel": "Total",
        "verboseLabel": "Long-term borrowed funds"
       }
      }
     },
     "localname": "LongTermDebt",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails",
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails",
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LongTermDebtFairValue": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The fair value amount of long-term debt whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission.",
        "label": "Long-term Debt, Fair Value",
        "terseLabel": "Long-term borrowed funds, fair value"
       }
      }
     },
     "localname": "LongTermDebtFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive": {
     "auth_ref": [
      "r135",
      "r329"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails": {
       "order": 6.0,
       "parentTag": "us-gaap_LongTermDebt",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of long-term debt payable, sinking fund requirements, and other securities issued that are redeemable by holder at fixed or determinable prices and dates maturing after the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Long-term Debt, Maturities, Repayments of Principal after Year Five",
        "terseLabel": "2025 and thereafter"
       }
      }
     },
     "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths": {
     "auth_ref": [
      "r135",
      "r329"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_LongTermDebt",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of long-term debt payable, sinking fund requirements, and other securities issued that are redeemable by holder at fixed or determinable prices and dates maturing in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Long-term Debt, Maturities, Repayments of Principal in Next Twelve Months",
        "terseLabel": "2020"
       }
      }
     },
     "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive": {
     "auth_ref": [
      "r135",
      "r329"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails": {
       "order": 5.0,
       "parentTag": "us-gaap_LongTermDebt",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of long-term debt payable, sinking fund requirements, and other securities issued that are redeemable by holder at fixed or determinable prices and dates maturing in the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Long-term Debt, Maturities, Repayments of Principal in Year Five",
        "terseLabel": "2024"
       }
      }
     },
     "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour": {
     "auth_ref": [
      "r135",
      "r329"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_LongTermDebt",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of long-term debt payable, sinking fund requirements, and other securities issued that are redeemable by holder at fixed or determinable prices and dates maturing in the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Long-term Debt, Maturities, Repayments of Principal in Year Four",
        "terseLabel": "2023"
       }
      }
     },
     "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree": {
     "auth_ref": [
      "r135",
      "r329"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_LongTermDebt",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of long-term debt payable, sinking fund requirements, and other securities issued that are redeemable by holder at fixed or determinable prices and dates maturing in the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Long-term Debt, Maturities, Repayments of Principal in Year Three",
        "terseLabel": "2022"
       }
      }
     },
     "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo": {
     "auth_ref": [
      "r135",
      "r329"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_LongTermDebt",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of long-term debt payable, sinking fund requirements, and other securities issued that are redeemable by holder at fixed or determinable prices and dates maturing in the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Long-term Debt, Maturities, Repayments of Principal in Year Two",
        "terseLabel": "2021"
       }
      }
     },
     "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsMaturitiesOfLongTermBorrowedFundsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_LongTermDebtMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Debt arrangement having an initial term longer than one year or beyond the normal operating cycle, if longer.",
        "label": "Long-term Debt [Member]",
        "terseLabel": "Long-term borrowed funds",
        "verboseLabel": "Long-term borrowed funds"
       }
      }
     },
     "localname": "LongTermDebtMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by category of items purchased under a long-term purchase commitment.",
        "label": "Category of Item Purchased [Axis]",
        "terseLabel": "Category of Item Purchased [Axis]"
       }
      }
     },
     "localname": "LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "General description of the goods or services to be purchased from the counterparty to the long-term purchase commitment.",
        "label": "Long-term Purchase Commitment, Category of Item Purchased [Domain]",
        "terseLabel": "Long-term Purchase Commitment, Category of Item Purchased [Domain]"
       }
      }
     },
     "localname": "LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_LongTermPurchaseCommitmentLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Long-term Purchase Commitment [Line Items]",
        "terseLabel": "Long-term Purchase Commitment [Line Items]"
       }
      }
     },
     "localname": "LongTermPurchaseCommitmentLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_LongTermPurchaseCommitmentTable": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule setting forth key provisions of an arrangement under which the entity has agreed to purchase goods or services over a period of time greater than one year or the normal operating cycle, if longer, including the item for which expenditures will be made, minimum quantities, milestones, time period and committed amount.",
        "label": "Long-term Purchase Commitment [Table]",
        "terseLabel": "Long-term Purchase Commitment [Table]"
       }
      }
     },
     "localname": "LongTermPurchaseCommitmentTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_LongtermDebtTypeAxis": {
     "auth_ref": [
      "r33"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by type of long-term debt.",
        "label": "Long-term Debt, Type [Axis]",
        "terseLabel": "Long-term Debt, Type [Axis]"
       }
      }
     },
     "localname": "LongtermDebtTypeAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails",
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_LongtermDebtTypeDomain": {
     "auth_ref": [
      "r33",
      "r330"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Type of long-term debt arrangement, such as notes, line of credit, commercial paper, asset-based financing, project financing, letter of credit financing. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer.",
        "label": "Long-term Debt, Type [Domain]",
        "terseLabel": "Long-term Debt, Type [Domain]"
       }
      }
     },
     "localname": "LongtermDebtTypeDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails",
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_LongtermPurchaseCommitmentPeriod": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Period covered by the long-term purchase commitment, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.",
        "label": "Long-term Purchase Commitment, Period",
        "terseLabel": "Commitment period"
       }
      }
     },
     "localname": "LongtermPurchaseCommitmentPeriod",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "durationItemType"
    },
    "us-gaap_LossContingenciesByNatureOfContingencyAxis": {
     "auth_ref": [
      "r315",
      "r316",
      "r317",
      "r318",
      "r319",
      "r320",
      "r321",
      "r325",
      "r326"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by type of existing condition, situation, or set of circumstances involving uncertainty as to possible loss to an enterprise that will ultimately be resolved when one or more future events occur or fail to occur.",
        "label": "Loss Contingency Nature [Axis]",
        "terseLabel": "Loss Contingency Nature [Axis]"
       }
      }
     },
     "localname": "LossContingenciesByNatureOfContingencyAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails",
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_LossContingencyNatureDomain": {
     "auth_ref": [
      "r315",
      "r316",
      "r317",
      "r318",
      "r319",
      "r320",
      "r321",
      "r325",
      "r326"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "An existing condition, situation, or set of circumstances involving uncertainty as to possible loss to an enterprise that will ultimately be resolved when one or more future events occur or fail to occur. Resolution of the uncertainty may confirm the incurrence of a loss or impairment of an asset or the incurrence of a liability.",
        "label": "Loss Contingency, Nature [Domain]",
        "terseLabel": "Loss Contingency, Nature [Domain]"
       }
      }
     },
     "localname": "LossContingencyNatureDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails",
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_MarketableSecuritiesPolicy": {
     "auth_ref": [
      "r691"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for investment classified as marketable security.",
        "label": "Marketable Securities, Policy [Policy Text Block]",
        "terseLabel": "Securities"
       }
      }
     },
     "localname": "MarketableSecuritiesPolicy",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_MarketingAndAdvertisingExpense": {
     "auth_ref": [
      "r79"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/OtherOperatingExpenseDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_OtherCostAndExpenseOperating",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The total expense recognized in the period for promotion, public relations, and brand or product advertising.",
        "label": "Marketing and Advertising Expense",
        "terseLabel": "Promotional expense"
       }
      }
     },
     "localname": "MarketingAndAdvertisingExpense",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/OtherOperatingExpenseDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_MoneyMarketFundsMember": {
     "auth_ref": [
      "r369"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fund that invests in short-term money-market instruments, for example, but not limited to, commercial paper, banker's acceptances, repurchase agreements, government securities, certificates of deposit, and other highly liquid securities.",
        "label": "Money Market Funds [Member]",
        "terseLabel": "Money market mutual fund investments"
       }
      }
     },
     "localname": "MoneyMarketFundsMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember": {
     "auth_ref": [
      "r213",
      "r369"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Debt securities collateralized by real estate mortgage loans (mortgages), issued by non-governmental sponsored enterprises.",
        "label": "Mortgage-backed Securities, Issued by Private Enterprises [Member]",
        "terseLabel": "Other/non-agency"
       }
      }
     },
     "localname": "MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember": {
     "auth_ref": [
      "r369"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Debt securities collateralized by real estate mortgage loans (mortgages), issued by US Government Sponsored Enterprises, such as Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac).",
        "label": "Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]",
        "terseLabel": "Federal agencies and U.S. government sponsored entities"
       }
      }
     },
     "localname": "MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_MortgageBackedSecuritiesMember": {
     "auth_ref": [
      "r213",
      "r369",
      "r370",
      "r392",
      "r732"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Securities collateralized by mortgage loans.",
        "label": "Collateralized Mortgage Backed Securities [Member]",
        "terseLabel": "Mortgage-backed securities",
        "verboseLabel": "Total mortgage-backed securities, at fair value"
       }
      }
     },
     "localname": "MortgageBackedSecuritiesMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/SecuritiesNarrativeDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_MortgageBankingAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Mortgage Banking [Abstract]"
       }
      }
     },
     "localname": "MortgageBankingAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_MortgageServicingRightsMSRImpairmentRecovery": {
     "auth_ref": [
      "r108",
      "r623"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 8.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The adjustment to the carrying value of the rights retained or purchased to service mortgages. These adjustments are made when the estimate of the fair value is changed. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.",
        "label": "Mortgage Servicing Rights (MSR) Impairment (Recovery)",
        "terseLabel": "Mortgage servicing rights valuation charge-off (recovery)"
       }
      }
     },
     "localname": "MortgageServicingRightsMSRImpairmentRecovery",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_NetCashProvidedByUsedInFinancingActivities": {
     "auth_ref": [
      "r101"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 1.0,
       "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.",
        "label": "Net Cash Provided by (Used in) Financing Activities",
        "totalLabel": "Net cash provided by financing activities"
       }
      }
     },
     "localname": "NetCashProvidedByUsedInFinancingActivities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Net Cash Provided by (Used in) Financing Activities [Abstract]",
        "terseLabel": "FINANCING ACTIVITIES",
        "verboseLabel": "FINANCING ACTIVITIES"
       }
      }
     },
     "localname": "NetCashProvidedByUsedInFinancingActivitiesAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_NetCashProvidedByUsedInInvestingActivities": {
     "auth_ref": [
      "r101"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 2.0,
       "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.",
        "label": "Net Cash Provided by (Used in) Investing Activities",
        "totalLabel": "Net cash used in investing activities"
       }
      }
     },
     "localname": "NetCashProvidedByUsedInInvestingActivities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Net Cash Provided by (Used in) Investing Activities [Abstract]",
        "terseLabel": "INVESTING ACTIVITIES"
       }
      }
     },
     "localname": "NetCashProvidedByUsedInInvestingActivitiesAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_NetCashProvidedByUsedInOperatingActivities": {
     "auth_ref": [
      "r101",
      "r106",
      "r109"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 3.0,
       "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.",
        "label": "Net Cash Provided by (Used in) Operating Activities",
        "totalLabel": "Net cash provided by operating activities"
       }
      }
     },
     "localname": "NetCashProvidedByUsedInOperatingActivities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Net Cash Provided by (Used in) Operating Activities [Abstract]",
        "terseLabel": "OPERATING ACTIVITIES"
       }
      }
     },
     "localname": "NetCashProvidedByUsedInOperatingActivitiesAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_NetIncomeLoss": {
     "auth_ref": [
      "r62",
      "r65",
      "r73",
      "r109",
      "r150",
      "r667",
      "r723"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome": {
       "order": 1.0,
       "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/EarningsPerShareDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 7.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.",
        "label": "Net Income (Loss) Attributable to Parent",
        "terseLabel": "Net income",
        "totalLabel": "NET INCOME",
        "verboseLabel": "Net income"
       }
      }
     },
     "localname": "NetIncomeLoss",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations",
      "http://www.citizensbank.com/role/EarningsPerShareDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_NetIncomeLossAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Net Income (Loss) Attributable to Parent [Abstract]",
        "terseLabel": "Numerator (basic and diluted):",
        "verboseLabel": "Net Income (Loss)"
       }
      }
     },
     "localname": "NetIncomeLossAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EarningsPerShareDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic": {
     "auth_ref": [
      "r140",
      "r143"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EarningsPerShareDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders.",
        "label": "Net Income (Loss) Available to Common Stockholders, Basic",
        "terseLabel": "Net income available to common stockholders",
        "totalLabel": "Net income available to common stockholders"
       }
      }
     },
     "localname": "NetIncomeLossAvailableToCommonStockholdersBasic",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations",
      "http://www.citizensbank.com/role/EarningsPerShareDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact.",
        "label": "New Accounting Pronouncements, Policy [Policy Text Block]",
        "terseLabel": "Accounting and Reporting Developments"
       }
      }
     },
     "localname": "NewAccountingPronouncementsPolicyPolicyTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_NondesignatedMember": {
     "auth_ref": [
      "r497"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Derivative instrument not designated as hedging instrument under Generally Accepted Accounting Principles (GAAP).",
        "label": "Not Designated as Hedging Instrument [Member]",
        "terseLabel": "Derivatives not designated as hedging instruments:"
       }
      }
     },
     "localname": "NondesignatedMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_NoninterestBearingDepositLiabilities": {
     "auth_ref": [
      "r657"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 1.0,
       "parentTag": "us-gaap_Deposits",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.",
        "label": "Noninterest-bearing Deposit Liabilities",
        "terseLabel": "Noninterest-bearing"
       }
      }
     },
     "localname": "NoninterestBearingDepositLiabilities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_NoninterestExpense": {
     "auth_ref": [
      "r676"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails": {
       "order": 2.0,
       "parentTag": "cfg_ProfitLossBeforeProvisionforCreditLosses",
       "weight": -1.0
      },
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 3.0,
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Total aggregate amount of all noninterest expense.",
        "label": "Noninterest Expense",
        "terseLabel": "Noninterest expense",
        "totalLabel": "Total noninterest expense"
       }
      }
     },
     "localname": "NoninterestExpense",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_NoninterestExpenseAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Noninterest Expense [Abstract]",
        "terseLabel": "NONINTEREST EXPENSE:"
       }
      }
     },
     "localname": "NoninterestExpenseAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_NoninterestIncome": {
     "auth_ref": [
      "r674"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_Revenues",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 2.0,
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/NoninterestIncomeNoninterestIncomeDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.",
        "label": "Noninterest Income",
        "terseLabel": "Noninterest income",
        "totalLabel": "Total noninterest income"
       }
      }
     },
     "localname": "NoninterestIncome",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations",
      "http://www.citizensbank.com/role/NoninterestIncomeNoninterestIncomeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_NoninterestIncomeAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Noninterest Income [Abstract]",
        "terseLabel": "NONINTEREST INCOME:"
       }
      }
     },
     "localname": "NoninterestIncomeAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_NoninterestIncomeOther": {
     "auth_ref": [
      "r674"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 10.0,
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Represents the total of noninterest income derived from certain activities and assets including (for example): (1) venture capital investments; (2) bank owned life insurance; (3) foreign currency transactions; and (4) mortgage servicing rights.",
        "label": "Noninterest Income, Other",
        "terseLabel": "Other income"
       }
      }
     },
     "localname": "NoninterestIncomeOther",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations",
      "http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_NotesReceivableNet": {
     "auth_ref": [
      "r17",
      "r173",
      "r263"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement.",
        "label": "Financing Receivable, after Allowance for Credit Loss",
        "terseLabel": "Total",
        "totalLabel": "Total loans and leases"
       }
      }
     },
     "localname": "NotesReceivableNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_NumberOfOperatingSegments": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Number of operating segments. An operating segment is a component of an enterprise: (a) that engages in business activities from which it may earn revenues and incur expenses (including revenues and expenses relating to transactions with other components of the same enterprise), (b) whose operating results are regularly reviewed by the enterprise's chief operating decision maker to make decisions about resources to be allocated to the segment and assess its performance, and (c) for which discrete financial information is available. An operating segment may engage in business activities for which it has yet to earn revenues, for example, start-up operations may be operating segments before earning revenues.",
        "label": "Number of Operating Segments",
        "terseLabel": "Business operating segments"
       }
      }
     },
     "localname": "NumberOfOperatingSegments",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails"
     ],
     "xbrltype": "integerItemType"
    },
    "us-gaap_NumberOfReportingUnits": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Number of reporting units tested for impairment of goodwill. A reporting unit is an operating segment or one level below an operating segment.",
        "label": "Number of Reporting Units",
        "terseLabel": "Number of reporting units"
       }
      }
     },
     "localname": "NumberOfReportingUnits",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails"
     ],
     "xbrltype": "integerItemType"
    },
    "us-gaap_ObligationToRepurchaseReceivablesSoldMember": {
     "auth_ref": [
      "r324"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "An agreement to repurchase receivables that have been sold to a third party, which exposes the entity to collection loss.",
        "label": "Obligation to Repurchase Receivables Sold [Member]",
        "terseLabel": "Loans sold with recourse"
       }
      }
     },
     "localname": "ObligationToRepurchaseReceivablesSoldMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_OccupancyNet": {
     "auth_ref": [
      "r81",
      "r568",
      "r675"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 3.0,
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.",
        "label": "Occupancy, Net",
        "terseLabel": "Occupancy"
       }
      }
     },
     "localname": "OccupancyNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent": {
     "auth_ref": [
      "r58",
      "r69"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after tax, before reclassification adjustments, of other comprehensive income (loss), attributable to parent.",
        "label": "OCI, before Reclassifications, Net of Tax, Attributable to Parent",
        "terseLabel": "Other comprehensive loss before reclassifications"
       }
      }
     },
     "localname": "OciBeforeReclassificationsNetOfTaxAttributableToParent",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OperatingExpenses": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Generally recurring costs associated with normal operations except for the portion of these expenses which can be clearly related to production and included in cost of sales or services. Includes selling, general and administrative expense.",
        "label": "Operating Expenses",
        "totalLabel": "Total operating expense"
       }
      }
     },
     "localname": "OperatingExpenses",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OperatingExpensesAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Operating Expenses [Abstract]",
        "terseLabel": "OPERATING EXPENSE:"
       }
      }
     },
     "localname": "OperatingExpensesAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_OperatingIncomeLossAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Operating Income (Loss) [Abstract]",
        "terseLabel": "OPERATING INCOME:"
       }
      }
     },
     "localname": "OperatingIncomeLossAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_OperatingLeaseCost": {
     "auth_ref": [
      "r576",
      "r586"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_LeaseCost",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of single lease cost, calculated by allocation of remaining cost of lease over remaining lease term. Includes, but is not limited to, single lease cost, after impairment of right-of-use asset, calculated by amortization of remaining right-of-use asset and accretion of lease liability.",
        "label": "Operating Lease, Cost",
        "terseLabel": "Operating lease cost"
       }
      }
     },
     "localname": "OperatingLeaseCost",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Lessee, Operating Lease, Liability, Payment, Due [Abstract]",
        "terseLabel": "Lessee, Operating Lease, Liability, Payment, Due [Abstract]"
       }
      }
     },
     "localname": "OperatingLeaseLiabilitiesPaymentsDueAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_OperatingLeaseLiability": {
     "auth_ref": [
      "r572"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetailsCalc2": {
       "order": 2.0,
       "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Present value of lessee's discounted obligation for lease payments from operating lease.",
        "label": "Operating Lease, Liability",
        "terseLabel": "Lease liability",
        "verboseLabel": "Present value of lease liabilities"
       }
      }
     },
     "localname": "OperatingLeaseLiability",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails",
      "http://www.citizensbank.com/role/LeasesLiabilityMaturityScheduleDetails",
      "http://www.citizensbank.com/role/LeasesSupplementalBalanceSheetInformationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OperatingLeasePayments": {
     "auth_ref": [
      "r573",
      "r580"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash outflow from operating lease, excluding payments to bring another asset to condition and location necessary for its intended use.",
        "label": "Operating Lease, Payments",
        "terseLabel": "Operating cash flows from operating leases"
       }
      }
     },
     "localname": "OperatingLeasePayments",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesSupplementalLeaseInformationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OperatingLeaseRightOfUseAsset": {
     "auth_ref": [
      "r571"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of lessee's right to use underlying asset under operating lease.",
        "label": "Operating Lease, Right-of-Use Asset",
        "terseLabel": "Right-of-use asset",
        "verboseLabel": "Operating lease right-of-use assets"
       }
      }
     },
     "localname": "OperatingLeaseRightOfUseAsset",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails",
      "http://www.citizensbank.com/role/LeasesSupplementalBalanceSheetInformationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent": {
     "auth_ref": [
      "r583",
      "r586"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Weighted average discount rate for operating lease calculated at point in time.",
        "label": "Operating Lease, Weighted Average Discount Rate, Percent",
        "terseLabel": "Weighted average discount rate"
       }
      }
     },
     "localname": "OperatingLeaseWeightedAverageDiscountRatePercent",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesNarrativeDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1": {
     "auth_ref": [
      "r582",
      "r586"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Weighted average remaining lease term for operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.",
        "label": "Operating Lease, Weighted Average Remaining Lease Term",
        "terseLabel": "Weighted average lease term"
       }
      }
     },
     "localname": "OperatingLeaseWeightedAverageRemainingLeaseTerm1",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesNarrativeDetails"
     ],
     "xbrltype": "durationItemType"
    },
    "us-gaap_OperatingSegmentsMember": {
     "auth_ref": [
      "r160",
      "r168"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Identifies components of an entity that engage in business activities from which they may earn revenue and incur expenses, including transactions with other components of the same entity.",
        "label": "Operating Segments [Member]",
        "terseLabel": "Operating Segments"
       }
      }
     },
     "localname": "OperatingSegmentsMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Organization, Consolidation and Presentation of Financial Statements [Abstract]"
       }
      }
     },
     "localname": "OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_OtherAssets": {
     "auth_ref": [
      "r6",
      "r645",
      "r714"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 16.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of assets classified as other.",
        "label": "Other Assets",
        "terseLabel": "Other assets",
        "verboseLabel": "Other assets"
       }
      }
     },
     "localname": "OtherAssets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherCommitment": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Minimum amount of other commitment not otherwise specified in the taxonomy. Excludes commitments explicitly modeled in the taxonomy, including but not limited to, long-term and short-term purchase commitments, recorded and unrecorded purchase obligations, supply commitments, registration payment arrangements, leases, debt, product warranties, guarantees, environmental remediation obligations, and pensions.",
        "label": "Other Commitment",
        "terseLabel": "Undrawn commitments to extend credit"
       }
      }
     },
     "localname": "OtherCommitment",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherCommitmentsAxis": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by type of other commitment.",
        "label": "Other Commitments [Axis]",
        "terseLabel": "Other Commitments [Axis]"
       }
      }
     },
     "localname": "OtherCommitmentsAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_OtherCommitmentsDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Other future obligation.",
        "label": "Other Commitments [Domain]",
        "terseLabel": "Other Commitments [Domain]"
       }
      }
     },
     "localname": "OtherCommitmentsDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_OtherCommitmentsLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Other Commitments [Line Items]",
        "terseLabel": "Other Commitments [Line Items]"
       }
      }
     },
     "localname": "OtherCommitmentsLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_OtherCommitmentsTable": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about obligations resulting from other commitments.",
        "label": "Other Commitments [Table]",
        "terseLabel": "Other Commitments [Table]"
       }
      }
     },
     "localname": "OtherCommitmentsTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesScheduleOfOutstandingOffBalanceSheetArrangementsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParentAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax and Reclassification Adjustment, Attributable to Parent [Abstract]",
        "terseLabel": "Employee benefit plans:"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParentAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax": {
     "auth_ref": [
      "r51",
      "r55",
      "r379"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome": {
       "order": 6.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, after tax, of gain (loss) for (increase) decrease in value of benefit obligation for change in actuarial assumptions and increase (decrease) in value of plan assets from experience different from that assumed of defined benefit plan, that has not been recognized in net periodic benefit (cost) credit.",
        "label": "Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, after Tax",
        "terseLabel": "Actuarial gain (loss), net of income taxes of $12, ($14) and $12, respectively"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax": {
     "auth_ref": [
      "r56"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of tax expense (benefit) for (increase) decrease in value of benefit obligation for change in actuarial assumptions and increase (decrease) in value of plan assets from experience different from that assumed of defined benefit plan, that has not been recognized in net periodic benefit (cost) credit.",
        "label": "Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, Tax",
        "terseLabel": "Actuarial (loss) gain, tax"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax": {
     "auth_ref": [
      "r55",
      "r59",
      "r60",
      "r379"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, before tax, of reclassification adjustment from accumulated other comprehensive (income) loss for prior service cost (credit) of defined benefit plan.",
        "label": "Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), Reclassification Adjustment from AOCI, before Tax",
        "terseLabel": "Amortization of prior service credit"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax": {
     "auth_ref": [
      "r55",
      "r59",
      "r60",
      "r379"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome": {
       "order": 4.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, after tax, of reclassification adjustment from accumulated other comprehensive (income) loss for prior service cost (credit) of defined benefit plan.",
        "label": "Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), Reclassification Adjustment from AOCI, after Tax",
        "terseLabel": "Amortization of prior service cost, net of income taxes of $0, $0 and $0, respectively"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax": {
     "auth_ref": [
      "r56"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of tax (expense) benefit of reclassification adjustment from accumulated other comprehensive (income) loss for prior service cost (credit) of defined benefit plan.",
        "label": "Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), Reclassification Adjustment from AOCI, Tax",
        "terseLabel": "Amortization of prior service credit, tax"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax": {
     "auth_ref": [
      "r46",
      "r55"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome": {
       "order": 7.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, after tax and before reclassification, of gain (loss) from derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness.",
        "label": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, after Tax",
        "terseLabel": "Net unrealized derivative instruments gains (losses) arising during the periods, net of income taxes of $35, ($11) and ($9), respectively"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax": {
     "auth_ref": [
      "r46",
      "r55",
      "r503",
      "r508",
      "r528"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, before tax and reclassification, of gain (loss) from derivative instrument designated and qualifying cash flow hedge included in assessment of hedge effectiveness.",
        "label": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification and Tax",
        "terseLabel": "Amount of pre-tax net gains (losses) recognized in OCI"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax": {
     "auth_ref": [
      "r56"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, before reclassification, of tax expense (benefit) for gain (loss) from derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness.",
        "label": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, Tax",
        "terseLabel": "Net unrealized derivative instrument losses arising during the periods, tax"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax": {
     "auth_ref": [
      "r55",
      "r59"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome": {
       "order": 8.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, after tax, of reclassification of gain (loss) from accumulated other comprehensive income (AOCI) for derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness.",
        "label": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, after Tax",
        "negatedLabel": "Reclassification adjustment for net derivative losses (gains) included in net income, net of income taxes of $14, $10 and ($9), respectively"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax": {
     "auth_ref": [
      "r55",
      "r59",
      "r509"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, before tax, of reclassification of gain (loss) from accumulated other comprehensive income (AOCI) for derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness.",
        "label": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, before Tax",
        "terseLabel": "Amount of pre-tax net losses reclassified"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax": {
     "auth_ref": [
      "r56"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of tax expense (benefit) for reclassification of gain (loss) from accumulated other comprehensive income (AOCI) for derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness.",
        "label": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, Tax",
        "negatedLabel": "Reclassification adjustment for net derivative losses (gains) included in net income, tax"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax": {
     "auth_ref": [
      "r46"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome": {
       "order": 9.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after tax and reclassification adjustments, of increase (decrease) in accumulated gain (loss) from derivative instruments designated and qualifying as the effective portion of cash flow hedges and an entity's share of an equity investee's increase (decrease) in deferred hedging gain (loss).",
        "label": "Other Comprehensive Income (Loss), Derivatives Qualifying as Hedges, Net of Tax",
        "terseLabel": "Net unrealized derivative instruments gains (losses) arising during the periods, net of income taxes of $35, ($11) and ($9), respectively, before 2017-12 adoption"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossNetOfTax": {
     "auth_ref": [
      "r63",
      "r66",
      "r69",
      "r339"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after tax and reclassification adjustments of other comprehensive income (loss).",
        "label": "Other Comprehensive Income (Loss), Net of Tax",
        "totalLabel": "Net other comprehensive loss"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossNetOfTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Other Comprehensive Income (Loss), Net of Tax [Abstract]",
        "terseLabel": "Other comprehensive income (loss), net of income taxes:"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent": {
     "auth_ref": [
      "r63",
      "r66",
      "r474",
      "r475",
      "r478"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome": {
       "order": 2.0,
       "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after tax of other comprehensive income (loss) attributable to parent entity.",
        "label": "Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent",
        "totalLabel": "Total other comprehensive income (loss), net of income taxes",
        "verboseLabel": "Other comprehensive income (loss)"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent [Abstract]",
        "terseLabel": "Other comprehensive income (loss):"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax": {
     "auth_ref": [
      "r53",
      "r55"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails": {
       "order": 2.0,
       "parentTag": "cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, before tax, after reclassification adjustment, of (increase) decrease in accumulated other comprehensive income for defined benefit plan.",
        "label": "Other Comprehensive (Income) Loss, Defined Benefit Plan, after Reclassification Adjustment, before Tax",
        "negatedTotalLabel": "Total (loss) gain recognized in other comprehensive loss"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax": {
     "auth_ref": [
      "r53",
      "r55"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTax",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, after tax and reclassification adjustment, of (increase) decrease in accumulated other comprehensive income for defined benefit plan.",
        "label": "Other Comprehensive (Income) Loss, Defined Benefit Plan, after Reclassification Adjustment, after Tax",
        "negatedTerseLabel": "Net pension plan activity arising during the period"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax": {
     "auth_ref": [
      "r51",
      "r55",
      "r379"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails": {
       "order": 1.0,
       "parentTag": "cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, before tax, of gain (loss) for (increase) decrease in value of benefit obligation for change in actuarial assumptions and increase (decrease) in value of plan assets from experience different from that assumed of defined benefit plan, that has not been recognized in net periodic benefit (cost) credit.",
        "label": "Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, before Tax",
        "terseLabel": "Net periodic pension income"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax": {
     "auth_ref": [
      "r55",
      "r59",
      "r60",
      "r241"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome": {
       "order": 3.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.",
        "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax",
        "negatedTerseLabel": "Reclassification of net debt securities gains to net income, net of income taxes of ($8), ($4) and ($2), respectively"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax": {
     "auth_ref": [
      "r56",
      "r241"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.",
        "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax",
        "negatedTerseLabel": "Reclassification of net debt securities gains to net income, tax"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax": {
     "auth_ref": [
      "r55",
      "r59",
      "r60",
      "r498"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome": {
       "order": 10.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after tax of reclassification adjustment from accumulated other comprehensive income of accumulated gain (loss) realized from derivative instruments designated and qualifying as the effective portion of cash flow hedges and an entity's share of an equity investee's deferred hedging gain (loss).",
        "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI on Derivatives, Net of Tax",
        "negatedTerseLabel": "Reclassification adjustment for net derivative losses (gains) included in net income, net of income taxes of $14, $10 and ($9), respectively, before 2017-12 adoption"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax": {
     "auth_ref": [
      "r56"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income of accumulated gain (loss) realized from derivative instruments designated and qualifying as the effective portion of cash flow hedges and an entity's share of an equity investee's deferred hedging gain (loss).",
        "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI on Derivatives, Tax",
        "negatedTerseLabel": "Reclassification adjustment for net derivative losses (gains) included in net income, tax, before 2017-12 adoption"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax": {
     "auth_ref": [
      "r55",
      "r59",
      "r60",
      "r379"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, before tax, of reclassification adjustment from accumulated other comprehensive income (loss) for gain (loss) of defined benefit plan.",
        "label": "Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss), Reclassification Adjustment from AOCI, before Tax",
        "negatedTerseLabel": "Amortization of net actuarial loss"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsPlanAmountsRecognizedInOciDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax": {
     "auth_ref": [
      "r55",
      "r59",
      "r60",
      "r379"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome": {
       "order": 5.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, after tax, of reclassification adjustment from accumulated other comprehensive income (loss) for gain (loss) of defined benefit plan.",
        "label": "Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss), Reclassification Adjustment from AOCI, after Tax",
        "negatedTerseLabel": "Amortization of actuarial loss, net of income taxes of $6, $3 and $5, respectively"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax": {
     "auth_ref": [
      "r56"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income (loss) for gain (loss) of defined benefit plan.",
        "label": "Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss), Reclassification Adjustment from AOCI, Tax",
        "negatedTerseLabel": "Amortization of actuarial loss, tax"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeLossTax": {
     "auth_ref": [
      "r56",
      "r458",
      "r460"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesIncomeTaxExpenseBenefitDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of tax expense (benefit) allocated to other comprehensive income (loss).",
        "label": "Other Comprehensive Income (Loss), Tax",
        "terseLabel": "Tax effect of changes in OCI"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeLossTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesIncomeTaxExpenseBenefitDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax": {
     "auth_ref": [
      "r46",
      "r55",
      "r532"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount before tax of increase (decrease) in accumulated gain (loss) from derivative instruments designated and qualifying as the effective portion of cash flow hedges and an entity's share of an equity investee's increase (decrease) in deferred hedging gain (loss).",
        "label": "Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, before Tax",
        "terseLabel": "Amount of pre-tax net gains (losses) recognized in OCI, before adoption of 2017-12"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesEffectOfDerivativeInstrumentsOnNetIncomeAndStockholdersEquityDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax": {
     "auth_ref": [
      "r46",
      "r55",
      "r532"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTax",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after tax of increase (decrease) in accumulated gain (loss) from derivative instruments designated and qualifying as the effective portion of cash flow hedges and an entity's share of an equity investee's increase (decrease) in deferred hedging gain (loss).",
        "label": "Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, Net of Tax",
        "verboseLabel": "Net unrealized derivative instrument gains arising during the period"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax": {
     "auth_ref": [
      "r46",
      "r56"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of tax expense (benefit), before reclassification adjustments, related to increase (decrease) in accumulated gain (loss) from derivative instruments designated and qualifying as the effective portion of cash flow hedges and an entity's share of an equity investee's increase (decrease) in deferred hedging gain (loss).",
        "label": "Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, Tax",
        "terseLabel": "Net unrealized derivative instrument losses arising during the periods, tax, before 2017-12 adoption"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax": {
     "auth_ref": [
      "r47",
      "r55"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome": {
       "order": 1.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after tax, before reclassification adjustments, of unrealized holding gain (loss) on available-for-sale securities.",
        "label": "Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, after Tax",
        "terseLabel": "Net unrealized debt securities gains (losses) arising during the periods, net of income taxes of $165, ($79) and ($4), respectively"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax": {
     "auth_ref": [
      "r48",
      "r56"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of tax expense (benefit) before reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities.",
        "label": "Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, Tax",
        "terseLabel": "Net unrealized debt securities losses arising during the periods, tax"
       }
      }
     },
     "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherContractMember": {
     "auth_ref": [
      "r369",
      "r514"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Derivative instrument whose primary underlying risk is classified as other.",
        "label": "Other Contract [Member]",
        "terseLabel": "Other contracts",
        "verboseLabel": "Other Derivative Contracts"
       }
      }
     },
     "localname": "OtherContractMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesScheduleOfDerivativeInstrumentsDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_OtherCostAndExpenseOperating": {
     "auth_ref": [
      "r78"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/OtherOperatingExpenseDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_OperatingExpenses",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The total amount of other operating cost and expense items that are associated with the entity's normal revenue producing operation.",
        "label": "Other Cost and Expense, Operating",
        "terseLabel": "All other expenses",
        "totalLabel": "Other operating expense"
       }
      }
     },
     "localname": "OtherCostAndExpenseOperating",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/OtherOperatingExpenseDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherExpenses": {
     "auth_ref": [
      "r80",
      "r726"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/OtherOperatingExpenseDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_OtherCostAndExpenseOperating",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of expense classified as other.",
        "label": "Other Expenses",
        "terseLabel": "Other"
       }
      }
     },
     "localname": "OtherExpenses",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/OtherOperatingExpenseDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherIncomeAndExpensesAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Other Income and Expenses [Abstract]"
       }
      }
     },
     "localname": "OtherIncomeAndExpensesAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock": {
     "auth_ref": [
      "r356",
      "r419"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for other income or other expense items (both operating and nonoperating). Sources of nonoperating income or nonoperating expense that may be disclosed, include amounts earned from dividends, interest on securities, profits (losses) on securities, net and miscellaneous other income or income deductions.",
        "label": "Other Income and Other Expense Disclosure [Text Block]",
        "terseLabel": "OTHER OPERATING EXPENSE"
       }
      }
     },
     "localname": "OtherIncomeAndOtherExpenseDisclosureTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/OtherOperatingExpense"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_OtherIntangibleAssetsMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Intangible assets classified as other.",
        "label": "Other Intangible Assets [Member]",
        "terseLabel": "Other"
       }
      }
     },
     "localname": "OtherIntangibleAssetsMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_OtherInvestmentsAndSecuritiesAtCost": {
     "auth_ref": [
      "r3",
      "r652",
      "r654",
      "r713"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails": {
       "order": 1.0,
       "parentTag": "cfg_OtherInvestmentSecuritiesatCostAmortizedCostBasis",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Includes other investments and securities that are not at fair value as of the balance sheet date and those that are not accounted for under the equity method.",
        "label": "Other Investments and Securities, at Cost",
        "verboseLabel": "Other equity securities, Fair Value"
       }
      }
     },
     "localname": "OtherInvestmentsAndSecuritiesAtCost",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherLiabilities": {
     "auth_ref": [
      "r660"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 7.0,
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of liabilities classified as other.",
        "label": "Other Liabilities",
        "terseLabel": "Other liabilities",
        "verboseLabel": "Other liabilities"
       }
      }
     },
     "localname": "OtherLiabilities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Other Noncash Investing and Financing Items [Abstract]",
        "terseLabel": "Non-cash items:"
       }
      }
     },
     "localname": "OtherNoncashInvestingAndFinancingItemsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_OtherNoninterestExpense": {
     "auth_ref": [
      "r676"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 5.0,
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of noninterest expense classified as other.",
        "label": "Other Noninterest Expense",
        "terseLabel": "Other operating expense"
       }
      }
     },
     "localname": "OtherNoninterestExpense",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherOperatingIncome": {
     "auth_ref": [
      "r77"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The total amount of other operating income, the components of which are not separately disclosed on the income statement, from items that are associated with the entity's normal revenue producing operation.",
        "label": "Other Operating Income",
        "terseLabel": "All other operating income"
       }
      }
     },
     "localname": "OtherOperatingIncome",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherShortTermBorrowings": {
     "auth_ref": [
      "r27"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 3.0,
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of borrowings classified as other, maturing within one year or the normal operating cycle, if longer.",
        "label": "Other Short-term Borrowings",
        "terseLabel": "Other short-term borrowed funds",
        "verboseLabel": "Other short-term borrowed funds, carrying value"
       }
      }
     },
     "localname": "OtherShortTermBorrowings",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFinancialInstrumentsNotRecordedAtFairValueDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherTaxExpenseBenefit": {
     "auth_ref": [
      "r129",
      "r428",
      "r453"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of other income tax expense (benefit).",
        "label": "Other Tax Expense (Benefit)",
        "negatedTerseLabel": "Other tax benefits included in income tax expense"
       }
      }
     },
     "localname": "OtherTaxExpenseBenefit",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain": {
     "auth_ref": [
      "r237"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Provides the categories of debt securities, available-for-sale or held-to-maturity, on which an entity may recognize other than temporary impairments (OTTI) for which a portion related to credit losses has been recognized in earnings and a portion related to all other factors has been recognized in other comprehensive income.",
        "label": "Other than Temporary Impairment, Credit Losses Recognized in Earnings, Categories of Investments [Domain]",
        "terseLabel": "Other than Temporary Impairment, Credit Losses Recognized in Earnings, Categories of Investments [Domain]"
       }
      }
     },
     "localname": "OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings": {
     "auth_ref": [
      "r212"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 9.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 9.0,
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": -1.0
      },
      "http://www.citizensbank.com/role/SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_ImpairmentOfInvestments",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of other-than-temporary impairment (OTTI) on investment in debt security, recognized in earnings.",
        "label": "Other-than-temporary Impairment Loss, Debt Securities, Portion Recognized in Earnings",
        "negatedLabel": "Net securities impairment losses recognized in earnings on debt securities",
        "terseLabel": "Debt securities impairment"
       }
      }
     },
     "localname": "OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations",
      "http://www.citizensbank.com/role/SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent": {
     "auth_ref": [
      "r49",
      "r55",
      "r58",
      "r475",
      "r478"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_ImpairmentOfInvestments",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount before tax of other than temporary impairment loss (OTTI) on investments in available-for-sale and held-to-maturity debt securities, recognized in other comprehensive loss and attributable to parent entity.",
        "label": "Other than Temporary Impairment Losses, Investments, Portion in Other Comprehensive Loss, before Tax, Portion Attributable to Parent",
        "terseLabel": "Portions of loss recognized in other comprehensive income (before taxes)"
       }
      }
     },
     "localname": "OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesOtherThanTemporaryImpairmentRecognizedInEarningsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent": {
     "auth_ref": [
      "r209"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": -1.0
      },
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome": {
       "order": 2.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after tax of other than temporary impairment loss (OTTI) on investments in available-for-sale and held-to-maturity debt securities, recognized in other comprehensive loss and attributable to parent entity.",
        "label": "Other than Temporary Impairment Losses, Investments, Portion in Other Comprehensive Loss, Net of Tax, Portion Attributable to Parent",
        "negatedLabel": "Other-than-temporary impairment not recognized in earnings on debt securities",
        "negatedTerseLabel": "Other-than-temporary impairment not recognized in earnings on debt securities, net of income taxes of $0, ($1) and $0, respectively"
       }
      }
     },
     "localname": "OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncome"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent": {
     "auth_ref": [
      "r49",
      "r56",
      "r475",
      "r478"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of tax (expense) benefit of other than temporary impairment loss (OTTI) on investments in available-for-sale and held-to-maturity debt securities, recognized in other comprehensive loss and attributable to parent entity.",
        "label": "Other than Temporary Impairment Losses, Investments, Portion in Other Comprehensive Loss, Tax, Portion Attributable to Parent",
        "negatedTerseLabel": "Other-than-temporary impairment not recognized in earnings on debt securities, tax"
       }
      }
     },
     "localname": "OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PassMember": {
     "auth_ref": [
      "r191",
      "r264"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A category of financing receivables not considered to be special mention, substandard, doubtful, and loss receivables.",
        "label": "Pass [Member]",
        "terseLabel": "Pass"
       }
      }
     },
     "localname": "PassMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale": {
     "auth_ref": [
      "r100",
      "r105"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 3.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of cash paid for the origination of mortgages that are held for sale.",
        "label": "Payments for Origination of Mortgage Loans Held-for-sale",
        "negatedTerseLabel": "Originations of mortgage loans held for sale"
       }
      }
     },
     "localname": "PaymentsForOriginationOfMortgageLoansHeldForSale",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsForProceedsFromLifeInsurancePolicies": {
     "auth_ref": [
      "r133"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 12.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The net cash outflow or inflow for net proceeds and payments derived from carrying life insurance policies for which the entity is the beneficiary.",
        "label": "Payments for (Proceeds from) Life Insurance Policies",
        "negatedTerseLabel": "Net increase in bank-owned life insurance"
       }
      }
     },
     "localname": "PaymentsForProceedsFromLifeInsurancePolicies",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsForProceedsFromLoansAndLeases": {
     "auth_ref": [
      "r133"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 11.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.",
        "label": "Payments for (Proceeds from) Loans and Leases",
        "negatedTerseLabel": "Net increase in loans and leases"
       }
      }
     },
     "localname": "PaymentsForProceedsFromLoansAndLeases",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsForProceedsFromOtherInvestingActivities": {
     "auth_ref": [
      "r86",
      "r90",
      "r133"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash (inflow) outflow from investing activities classified as other.",
        "label": "Payments for (Proceeds from) Other Investing Activities",
        "negatedTerseLabel": "Other investing, net"
       }
      }
     },
     "localname": "PaymentsForProceedsFromOtherInvestingActivities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Payments for (Proceeds from) Productive Assets [Abstract]",
        "terseLabel": "Premises and equipment:"
       }
      }
     },
     "localname": "PaymentsForProceedsFromProductiveAssetsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_PaymentsForRepurchaseOfCommonStock": {
     "auth_ref": [
      "r94"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 6.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash outflow to reacquire common stock during the period.",
        "label": "Payments for Repurchase of Common Stock",
        "negatedLabel": "Treasury stock purchased",
        "verboseLabel": "Cost of stock repurchase"
       }
      }
     },
     "localname": "PaymentsForRepurchaseOfCommonStock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails",
      "http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsForSoftware": {
     "auth_ref": [
      "r89"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 15.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash outflow associated with the development, modification or acquisition of software programs or applications for internal use (that is, not to be sold, leased or otherwise marketed to others) that qualify for capitalization.",
        "label": "Payments for Software",
        "negatedTerseLabel": "Capitalization of software"
       }
      }
     },
     "localname": "PaymentsForSoftware",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsOfDividendsCommonStock": {
     "auth_ref": [
      "r94"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 8.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity.",
        "label": "Payments of Ordinary Dividends, Common Stock",
        "negatedTerseLabel": "Dividends declared and paid to common stockholders"
       }
      }
     },
     "localname": "PaymentsOfDividendsCommonStock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock": {
     "auth_ref": [
      "r94"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 9.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 7.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash outflow in the form of ordinary dividends to preferred shareholders of the parent entity.",
        "label": "Payments of Ordinary Dividends, Preferred Stock and Preference Stock",
        "negatedTerseLabel": "Dividends declared and paid to preferred stockholders"
       }
      }
     },
     "localname": "PaymentsOfDividendsPreferredStockAndPreferenceStock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsOfOrdinaryDividends": {
     "auth_ref": [
      "r94"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 6.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Cash outflow in the form of ordinary dividends to common shareholders, preferred shareholders and noncontrolling interests, generally out of earnings.",
        "label": "Payments of Ordinary Dividends",
        "negatedTerseLabel": "Dividends declared and paid to common stockholders"
       }
      }
     },
     "localname": "PaymentsOfOrdinaryDividends",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation": {
     "auth_ref": [
      "r94"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 10.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash outflow to satisfy grantee's tax withholding obligation for award under share-based payment arrangement.",
        "label": "Payment, Tax Withholding, Share-based Payment Arrangement",
        "negatedTerseLabel": "Payments of employee tax withholding for share-based compensation"
       }
      }
     },
     "localname": "PaymentsRelatedToTaxWithholdingForShareBasedCompensation",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt": {
     "auth_ref": [
      "r83",
      "r87",
      "r211"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 1.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).",
        "label": "Payments to Acquire Debt Securities, Available-for-sale",
        "negatedTerseLabel": "Purchases of securities available for sale"
       }
      }
     },
     "localname": "PaymentsToAcquireAvailableForSaleSecuritiesDebt",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired": {
     "auth_ref": [
      "r88"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 3.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash outflow associated with the acquisition of a business, net of the cash acquired from the purchase.",
        "label": "Payments to Acquire Businesses, Net of Cash Acquired",
        "negatedTerseLabel": "Acquisitions, net of cash acquired"
       }
      }
     },
     "localname": "PaymentsToAcquireBusinessesNetOfCashAcquired",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsToAcquireFinanceReceivables": {
     "auth_ref": [
      "r90"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash outflow for the purchase of amounts due from customers, clients, lessees, borrowers, or others under the terms of its agreements therewith.",
        "label": "Payments to Acquire Finance Receivables",
        "verboseLabel": "Purchases"
       }
      }
     },
     "localname": "PaymentsToAcquireFinanceReceivables",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsToAcquireHeldToMaturitySecurities": {
     "auth_ref": [
      "r87",
      "r211"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 5.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash outflow through purchase of long-term held-to-maturity securities.",
        "label": "Payments to Acquire Held-to-maturity Securities",
        "negatedTerseLabel": "Purchases of debt securities held to maturity"
       }
      }
     },
     "localname": "PaymentsToAcquireHeldToMaturitySecurities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates": {
     "auth_ref": [
      "r88"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash outflow associated with the acquisition of or advances to an entity that is related to it but not strictly controlled (for example, an unconsolidated subsidiary, affiliate, and joint venture or equity method investment) or the acquisition of an additional interest in a subsidiary (controlled entity).",
        "label": "Payments to Acquire Interest in Subsidiaries and Affiliates",
        "negatedTerseLabel": "Investments in and advances to subsidiaries"
       }
      }
     },
     "localname": "PaymentsToAcquireInterestInSubsidiariesAndAffiliates",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsToAcquireInvestmentsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Payments to Acquire Investments [Abstract]",
        "terseLabel": "Investment securities:"
       }
      }
     },
     "localname": "PaymentsToAcquireInvestmentsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_PaymentsToAcquireMortgageServicingRightsMSR": {
     "auth_ref": [
      "r90",
      "r608"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 7.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash outflow to obtain servicing rights, which contractually entitle the servicer to receive fees and ancillary revenues for performing billing, collection, disbursement and recordkeeping services in connection with a mortgage portfolio. Rights may be obtained via (1) acquisition or assumption of a servicing obligation that does not relate to financial assets of the servicer or its consolidated affiliates; or (2) by originating mortgage loans and then (a) transferring the loans to a Variable Interest Entity (VIE) in a transaction that meets the necessary transfer and classification requirements, or (b) transferring the loans in a transaction that meets the requirements for sale accounting.",
        "label": "Payments to Acquire Mortgage Servicing Rights (MSR)",
        "negatedTerseLabel": "Purchases of mortgage servicing rights"
       }
      }
     },
     "localname": "PaymentsToAcquireMortgageServicingRightsMSR",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsToAcquireOtherInvestments": {
     "auth_ref": [
      "r90"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 8.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash outflow to acquire investments classified as other.",
        "label": "Payments to Acquire Other Investments",
        "negatedTerseLabel": "Purchases of equity securities, at cost"
       }
      }
     },
     "localname": "PaymentsToAcquireOtherInvestments",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsToAcquirePropertyPlantAndEquipment": {
     "auth_ref": [
      "r89"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 13.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.",
        "label": "Payments to Acquire Property, Plant, and Equipment",
        "negatedTerseLabel": "Purchases"
       }
      }
     },
     "localname": "PaymentsToAcquirePropertyPlantAndEquipment",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PaymentsToPurchaseOtherLoansHeldForSale": {
     "auth_ref": [
      "r100"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 5.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash outflow used to purchase loans (other than mortgage loans) that are held with the intention to resell in the near future.",
        "label": "Payments to Purchase Other Loans Held-for-sale",
        "negatedTerseLabel": "Purchases of commercial loans held for sale"
       }
      }
     },
     "localname": "PaymentsToPurchaseOtherLoansHeldForSale",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock": {
     "auth_ref": [
      "r394"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for pension and other postretirement benefits.",
        "label": "Pension and Other Postretirement Benefits Disclosure [Text Block]",
        "terseLabel": "EMPLOYEE BENEFITS"
       }
      }
     },
     "localname": "PensionAndOtherPostretirementBenefitsDisclosureTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefits"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_PensionPlansDefinedBenefitMember": {
     "auth_ref": [
      "r357",
      "r382",
      "r383",
      "r393"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Plan designed to provide participant with pension benefits. Includes, but is not limited to, defined benefit and defined contribution plans. Excludes other postretirement benefits.",
        "label": "Pension Plan [Member]",
        "terseLabel": "Qualified Plan"
       }
      }
     },
     "localname": "PensionPlansDefinedBenefitMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails",
      "http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails",
      "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_PlanNameAxis": {
     "auth_ref": [
      "r399",
      "r414"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by plan name for share-based payment arrangement.",
        "label": "Plan Name [Axis]",
        "terseLabel": "Plan Name [Axis]"
       }
      }
     },
     "localname": "PlanNameAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails",
      "http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_PlanNameDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Plan name for share-based payment arrangement.",
        "label": "Plan Name [Domain]",
        "terseLabel": "Plan Name [Domain]"
       }
      }
     },
     "localname": "PlanNameDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails",
      "http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue": {
     "auth_ref": [
      "r605"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The fair value, as of the date of each statement of financial position presented, of securities which are owned but transferred to serve as collateral for the payment of the FHLB debt obligations, and that are reclassified and separately reported in the statement of financial position because the transferee has the right by contract or custom to sell or re-pledge them.",
        "label": "Pledged Assets Separately Reported, Securities Pledged for Federal Home Loan Bank, at Fair Value",
        "terseLabel": "Pledged against FHLB borrowed funds, Fair Value"
       }
      }
     },
     "localname": "PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfSecuritiesPledgedDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue": {
     "auth_ref": [
      "r605"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The fair value, as of the date of each statement of financial position presented, of securities that are restricted as collateral for the payment of other debt obligations, and that are reclassified and separately reported in the statement of financial position because the transferee has the right by contract or custom to sell or re-pledge them.",
        "label": "Pledged Assets Separately Reported, Securities Pledged for Other Debt Obligations, at Fair Value",
        "terseLabel": "Pledged against derivatives, to qualify for fiduciary powers, and to secure public and other deposits as required by law, Fair Value"
       }
      }
     },
     "localname": "PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfSecuritiesPledgedDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue": {
     "auth_ref": [
      "r605"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The fair value, as of the date of each statement of financial position presented, of securities which are owned but transferred to serve as collateral for the payment of repurchase agreements, and that are reclassified and separately reported in the statement of financial position because the transferee has the right by contract or custom to sell or re-pledge them.",
        "label": "Pledged Assets Separately Reported, Securities Pledged for Repurchase Agreements, at Fair Value",
        "terseLabel": "Pledged against repurchase agreements, Fair Value"
       }
      }
     },
     "localname": "PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfSecuritiesPledgedDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt": {
     "auth_ref": [
      "r606"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The carrying amount, as of the date of the latest financial statement presented, of loans receivable which are owned but transferred to serve as collateral for the payment of FHLB debt obligations, and for which the transferee is not permitted to sell or re-pledge them to an unrelated party.",
        "label": "Pledged Financial Instruments, Not Separately Reported, Loans Receivable, for Federal Home Loan Bank Debt",
        "terseLabel": "Loans pledged as collateral for FHLB borrowed funds"
       }
      }
     },
     "localname": "PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements": {
     "auth_ref": [
      "r606"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The carrying amount, as of the date of the latest financial statement presented, of loans receivable which are owned but transferred to serve as collateral for the payment of other debt obligations, and for which the transferee is not permitted to sell or re-pledge them to an unrelated party.",
        "label": "Pledged Financial Instruments, Not Separately Reported, Loans Receivable, for Other Arrangements",
        "terseLabel": "Loans pledged as collateral to support the contingent ability to borrow at the FRB discount window"
       }
      }
     },
     "localname": "PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank": {
     "auth_ref": [
      "r606"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The carrying amount as of the date of the latest financial statement presented of securities which are owned but transferred to serve as collateral for FHLB debt obligations, and for which the transferee does not have the right by contract or custom to sell or re-pledge them to an unrelated party.",
        "label": "Pledged Financial Instruments, Not Separately Reported, Securities for Federal Home Loan Bank",
        "terseLabel": "Pledged against FHLB borrowed funds, Amortized Cost"
       }
      }
     },
     "localname": "PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfSecuritiesPledgedDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities": {
     "auth_ref": [
      "r606"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The carrying amount as of the date of the latest financial statement presented of securities which are owned but transferred to serve as collateral for debt facilities other than FHLB loans, repurchase agreements and letter of credit arrangements, and for which the transferee does not have the right by contract or custom to sell or re-pledge them to an unrelated party.",
        "label": "Pledged Financial Instruments, Not Separately Reported, Securities for Other Debt Facilities",
        "terseLabel": "Pledged against derivatives, to qualify for fiduciary powers, and to secure public and other deposits as required by law, Amortized Cost"
       }
      }
     },
     "localname": "PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfSecuritiesPledgedDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements": {
     "auth_ref": [
      "r606"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The carrying amount as of the date of the latest financial statement presented of securities which are owned but transferred to serve as collateral for repurchase agreements, and for which the transferee does not have the right by contract or custom to sell or re-pledge them to an unrelated party.",
        "label": "Pledged Financial Instruments, Not Separately Reported, Securities for Repurchase Agreements",
        "terseLabel": "Pledged against repurchase agreements, Amortized Cost"
       }
      }
     },
     "localname": "PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfSecuritiesPledgedDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PostemploymentBenefitPlansPolicy": {
     "auth_ref": [
      "r119",
      "r359"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for postemployment benefits. Postemployment benefits are benefits provided to former or inactive employees, their beneficiaries, and covered dependents after employment but before retirement, except for: a) benefits provided through a pension or postretirement benefit plan, b) individual deferred compensation arrangements, c) special or contractual termination benefits, and d) stock compensation plans.",
        "label": "Postemployment Benefit Plans, Policy [Policy Text Block]",
        "terseLabel": "Employee Benefits"
       }
      }
     },
     "localname": "PostemploymentBenefitPlansPolicy",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_PreferredStockDividendRatePercentage": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The percentage rate used to calculate dividend payments on preferred stock.",
        "label": "Preferred Stock, Dividend Rate, Percentage",
        "terseLabel": "Preferred stock, dividend rate"
       }
      }
     },
     "localname": "PreferredStockDividendRatePercentage",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_PreferredStockDividendsIncomeStatementImpact": {
     "auth_ref": [],
     "calculation": {
      "http://www.citizensbank.com/role/EarningsPerShareDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of preferred stock dividends that is an adjustment to net income apportioned to common stockholders.",
        "label": "Preferred Stock Dividends, Income Statement Impact",
        "terseLabel": "Less: Preferred stock dividends"
       }
      }
     },
     "localname": "PreferredStockDividendsIncomeStatementImpact",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EarningsPerShareDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PreferredStockDividendsPerShareDeclared": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Aggregate dividends declared during the period for each share of preferred stock outstanding.",
        "label": "Preferred Stock, Dividends Per Share, Declared",
        "terseLabel": "Dividends declared per share of preferred stock (in usd per share)"
       }
      }
     },
     "localname": "PreferredStockDividendsPerShareDeclared",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails"
     ],
     "xbrltype": "perShareItemType"
    },
    "us-gaap_PreferredStockLiquidationPreference": {
     "auth_ref": [
      "r15",
      "r121",
      "r125",
      "r340",
      "r341"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The per share liquidation preference (or restrictions) of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) that has a preference in involuntary liquidation considerably in excess of the par or stated value of the shares. The liquidation preference is the difference between the preference in liquidation and the par or stated values of the share.",
        "label": "Preferred Stock, Liquidation Preference Per Share",
        "terseLabel": "Preferred stock, liquidation preference (in dollars per share)"
       }
      }
     },
     "localname": "PreferredStockLiquidationPreference",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails"
     ],
     "xbrltype": "perShareItemType"
    },
    "us-gaap_PreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Preferred shares may provide a preferential dividend to the dividend on common stock and may take precedence over common stock in the event of a liquidation. Preferred shares typically represent an ownership interest in the company.",
        "label": "Preferred Stock [Member]",
        "terseLabel": "Preferred Stock"
       }
      }
     },
     "localname": "PreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_PreferredStockParOrStatedValuePerShare": {
     "auth_ref": [
      "r15"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer.",
        "label": "Preferred Stock, Par or Stated Value Per Share",
        "terseLabel": "Preferred stock, par value (in dollars per share)"
       }
      }
     },
     "localname": "PreferredStockParOrStatedValuePerShare",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails"
     ],
     "xbrltype": "perShareItemType"
    },
    "us-gaap_PreferredStockRedemptionPricePerShare": {
     "auth_ref": [
      "r338",
      "r340",
      "r342"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The price per share at which the preferred stock of an entity that has priority over common stock in the distribution of dividends and in the event of liquidation of the entity is redeemed or may be called at. The redemption features of this preferred stock are solely within the control of the issuer.",
        "label": "Preferred Stock, Redemption Price Per Share",
        "terseLabel": "Redemption price per share (in dollars per share)"
       }
      }
     },
     "localname": "PreferredStockRedemptionPricePerShare",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "perShareItemType"
    },
    "us-gaap_PreferredStockSharesAuthorized": {
     "auth_ref": [
      "r15"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.",
        "label": "Preferred Stock, Shares Authorized",
        "terseLabel": "Preferred stock, authorized (in shares)"
       }
      }
     },
     "localname": "PreferredStockSharesAuthorized",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_PreferredStockSharesIssued": {
     "auth_ref": [
      "r15"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.",
        "label": "Preferred Stock, Shares Issued",
        "terseLabel": "Preferred stock, issued (in shares)",
        "verboseLabel": "Number of shares issued (in shares)"
       }
      }
     },
     "localname": "PreferredStockSharesIssued",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_PreferredStockSharesOutstanding": {
     "auth_ref": [
      "r15"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased.",
        "label": "Preferred Stock, Shares Outstanding",
        "terseLabel": "Preferred stock, outstanding (in shares)"
       }
      }
     },
     "localname": "PreferredStockSharesOutstanding",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Preferred Stock, Shares Subscribed but Unissued, Value [Abstract]",
        "terseLabel": "Preferred Stock"
       }
      }
     },
     "localname": "PreferredStockSharesSubscribedButUnissuedValueAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_PreferredStockValue": {
     "auth_ref": [
      "r15"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 1.0,
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.",
        "label": "Preferred Stock, Value, Issued",
        "terseLabel": "$25.00 par value,100,000,000 shares authorized; 1,600,000 shares issued and outstanding at December 31, 2019 and 850,000 shares issued and outstanding at December 31, 2018",
        "verboseLabel": "Preferred stock, issued"
       }
      }
     },
     "localname": "PreferredStockValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PreferredStockValueOutstanding": {
     "auth_ref": [
      "r15"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Value of all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by shareholders, which is net of related treasury stock. May be all or a portion of the number of preferred shares authorized. These shares represent the ownership interest of the preferred shareholders.",
        "label": "Preferred Stock, Value, Outstanding",
        "terseLabel": "Preferred stock, outstanding"
       }
      }
     },
     "localname": "PreferredStockValueOutstanding",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProceedsFromIssuanceOfCommonStock": {
     "auth_ref": [
      "r91"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash inflow from the additional capital contribution to the entity.",
        "label": "Proceeds from Issuance of Common Stock",
        "terseLabel": "Proceeds from issuance of common stock"
       }
      }
     },
     "localname": "ProceedsFromIssuanceOfCommonStock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProceedsFromIssuanceOfLongTermDebt": {
     "auth_ref": [
      "r92"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 4.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash inflow from a debt initially having maturity due after one year or beyond the operating cycle, if longer.",
        "label": "Proceeds from Issuance of Long-term Debt",
        "terseLabel": "Proceeds from issuance of long-term borrowed funds"
       }
      }
     },
     "localname": "ProceedsFromIssuanceOfLongTermDebt",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProceedsFromIssuanceOfPrivatePlacement": {
     "auth_ref": [
      "r91"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 7.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 5.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash inflow associated with the amount received from entity's raising of capital via private rather than public placement.",
        "label": "Proceeds from Issuance of Private Placement",
        "terseLabel": "Net proceeds from issuance of preferred stock"
       }
      }
     },
     "localname": "ProceedsFromIssuanceOfPrivatePlacement",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities": {
     "auth_ref": [
      "r83",
      "r84",
      "r211"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 2.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).",
        "label": "Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale",
        "terseLabel": "Proceeds from maturities and paydowns of debt securities available for sale"
       }
      }
     },
     "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities": {
     "auth_ref": [
      "r84",
      "r211"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 6.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity.",
        "label": "Proceeds from Maturities, Prepayments and Calls of Held-to-maturity Securities",
        "terseLabel": "Proceeds from maturities and paydowns of debt securities held to maturity"
       }
      }
     },
     "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks": {
     "auth_ref": [
      "r112",
      "r684"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 10.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The net cash inflow or outflow in Interest-bearing Deposits by banks in other financial institutions for relatively short periods of time including, for example, certificates of deposits.",
        "label": "Proceeds from (Payments for) in Interest-bearing Deposits in Banks",
        "terseLabel": "Net (increase) decrease in interest-bearing deposits in banks"
       }
      }
     },
     "localname": "ProceedsFromPaymentsForInInterestBearingDepositsInBanks",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProceedsFromPaymentsForOtherFinancingActivities": {
     "auth_ref": [
      "r93",
      "r96",
      "r133"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 8.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash inflow (outflow) from financing activities classified as other.",
        "label": "Proceeds from (Payments for) Other Financing Activities",
        "terseLabel": "Other financing, net"
       }
      }
     },
     "localname": "ProceedsFromPaymentsForOtherFinancingActivities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt": {
     "auth_ref": [
      "r83",
      "r84",
      "r211"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 4.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash inflow from sale of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).",
        "label": "Proceeds from Sale of Debt Securities, Available-for-sale",
        "terseLabel": "Proceeds from sales of debt securities available for sale"
       }
      }
     },
     "localname": "ProceedsFromSaleOfAvailableForSaleSecuritiesDebt",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProceedsFromSaleOfFinanceReceivables": {
     "auth_ref": [
      "r84"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash inflow associated with the sale of receivables arising from the financing of goods and services.",
        "label": "Proceeds from Sale of Finance Receivables",
        "terseLabel": "Sales"
       }
      }
     },
     "localname": "ProceedsFromSaleOfFinanceReceivables",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale": {
     "auth_ref": [
      "r100",
      "r102"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 4.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash inflow from sales of loans that are secured with real estate mortgages and are held with the intention to resell in the near future.",
        "label": "Proceeds from Sale of Mortgage Loans Held-for-sale",
        "terseLabel": "Proceeds from sales of mortgage loans held for sale",
        "verboseLabel": "Residential mortgage loan sold with servicing retained"
       }
      }
     },
     "localname": "ProceedsFromSaleOfMortgageLoansHeldForSale",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProceedsFromSaleOfOtherInvestments": {
     "auth_ref": [
      "r86"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 9.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of cash inflow from the sale of investments classified as other.",
        "label": "Proceeds from Sale of Other Investments",
        "terseLabel": "Proceeds from sales of equity securities, at cost"
       }
      }
     },
     "localname": "ProceedsFromSaleOfOtherInvestments",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale": {
     "auth_ref": [
      "r97",
      "r100"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 6.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash inflow resulting from the sale of loans (other than mortgage loans) that are held with the intention to resell in the near future.",
        "label": "Proceeds from Sale of Other Loans Held-for-sale",
        "terseLabel": "Proceeds from sales of commercial loans held for sale"
       }
      }
     },
     "localname": "ProceedsFromSaleOfOtherLoansHeldForSale",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment": {
     "auth_ref": [
      "r85"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 14.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale.",
        "label": "Proceeds from Sale of Property, Plant, and Equipment",
        "terseLabel": "Proceeds from sales"
       }
      }
     },
     "localname": "ProceedsFromSaleOfPropertyPlantAndEquipment",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale": {
     "auth_ref": [
      "r97",
      "r100"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash inflow from securitizing loans held with the intention to resell in the near future.",
        "label": "Proceeds from Securitizations of Loans Held-for-sale",
        "terseLabel": "Securitizations of mortgage loans"
       }
      }
     },
     "localname": "ProceedsFromSecuritizationsOfLoansHeldForSale",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProfessionalFees": {
     "auth_ref": [
      "r733",
      "r734"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 2.0,
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.",
        "label": "Professional Fees",
        "terseLabel": "Outside services"
       }
      }
     },
     "localname": "ProfessionalFees",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProfitLoss": {
     "auth_ref": [
      "r62",
      "r65",
      "r99",
      "r163",
      "r169",
      "r474",
      "r476",
      "r477",
      "r488",
      "r489"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 1.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.",
        "label": "Net Income (Loss), Including Portion Attributable to Noncontrolling Interest",
        "terseLabel": "Net income"
       }
      }
     },
     "localname": "ProfitLoss",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PropertyPlantAndEquipmentAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Property, Plant and Equipment [Abstract]"
       }
      }
     },
     "localname": "PropertyPlantAndEquipmentAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_PropertyPlantAndEquipmentByTypeAxis": {
     "auth_ref": [
      "r26",
      "r307"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by type of long-lived, physical assets used to produce goods and services and not intended for resale.",
        "label": "Property, Plant and Equipment, Type [Axis]",
        "terseLabel": "Property, Plant and Equipment, Type [Axis]"
       }
      }
     },
     "localname": "PropertyPlantAndEquipmentByTypeAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails",
      "http://www.citizensbank.com/role/LeasesNarrativeDetails",
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock": {
     "auth_ref": [
      "r311"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, accounting policies and methodology, roll forwards, depreciation, depletion and amortization expense, including composite depreciation, accumulated depreciation, depletion and amortization expense, useful lives and method used, income statement disclosures, assets held for sale and public utility disclosures.",
        "label": "Property, Plant and Equipment Disclosure [Text Block]",
        "terseLabel": "PREMISES, EQUIPMENT, AND SOFTWARE"
       }
      }
     },
     "localname": "PropertyPlantAndEquipmentDisclosureTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftware"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_PropertyPlantAndEquipmentGross": {
     "auth_ref": [
      "r25",
      "r305"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_PropertyPlantAndEquipmentNet",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.",
        "label": "Property, Plant and Equipment, Gross",
        "terseLabel": "Total premises and equipment, gross"
       }
      }
     },
     "localname": "PropertyPlantAndEquipmentGross",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PropertyPlantAndEquipmentLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Property, Plant and Equipment [Line Items]",
        "terseLabel": "Property, Plant and Equipment [Line Items]"
       }
      }
     },
     "localname": "PropertyPlantAndEquipmentLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_PropertyPlantAndEquipmentNet": {
     "auth_ref": [
      "r4",
      "r5",
      "r307",
      "r721"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 13.0,
       "parentTag": "us-gaap_Assets",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.",
        "label": "Property, Plant and Equipment, Net",
        "terseLabel": "Premises and equipment, net",
        "totalLabel": "Total premises and equipment, net",
        "verboseLabel": "Lessor operating lease assets"
       }
      }
     },
     "localname": "PropertyPlantAndEquipmentNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails",
      "http://www.citizensbank.com/role/LeasesNarrativeDetails",
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PropertyPlantAndEquipmentPolicyTextBlock": {
     "auth_ref": [
      "r24",
      "r119",
      "r307"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, basis of assets, depreciation and depletion methods used, including composite deprecation, estimated useful lives, capitalization policy, accounting treatment for costs incurred for repairs and maintenance, capitalized interest and the method it is calculated, disposals and impairments.",
        "label": "Property, Plant and Equipment, Policy [Policy Text Block]",
        "terseLabel": "Premises and Equipment"
       }
      }
     },
     "localname": "PropertyPlantAndEquipmentPolicyTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_PropertyPlantAndEquipmentTextBlock": {
     "auth_ref": [
      "r4",
      "r307"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.",
        "label": "Property, Plant and Equipment [Table Text Block]",
        "terseLabel": "Summary of the carrying value of premises and equipment"
       }
      }
     },
     "localname": "PropertyPlantAndEquipmentTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_PropertyPlantAndEquipmentTypeDomain": {
     "auth_ref": [
      "r4",
      "r305"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Listing of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.",
        "label": "Property, Plant and Equipment, Type [Domain]",
        "terseLabel": "Property, Plant and Equipment, Type [Domain]"
       }
      }
     },
     "localname": "PropertyPlantAndEquipmentTypeDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails",
      "http://www.citizensbank.com/role/LeasesNarrativeDetails",
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_PropertyPlantAndEquipmentUsefulLife": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.",
        "label": "Property, Plant and Equipment, Useful Life",
        "terseLabel": "Useful life"
       }
      }
     },
     "localname": "PropertyPlantAndEquipmentUsefulLife",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails"
     ],
     "xbrltype": "durationItemType"
    },
    "us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet": {
     "auth_ref": [
      "r566"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount of property, by major property class, net of accumulated depreciation, subject to or available for lease as of the balance sheet date.",
        "label": "Property Subject to or Available for Operating Lease, Net",
        "terseLabel": "Lessor operating lease assets"
       }
      }
     },
     "localname": "PropertySubjectToOrAvailableForOperatingLeaseNet",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsOnNonrecurringBasisDetails",
      "http://www.citizensbank.com/role/LeasesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProvisionForLoanAndLeaseLosses": {
     "auth_ref": [
      "r107",
      "r175",
      "r672"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 2.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of expense related to estimated loss from loan and lease transactions.",
        "label": "Provision for Loan and Lease Losses",
        "terseLabel": "Provision for credit losses",
        "verboseLabel": "Provision charged to income"
       }
      }
     },
     "localname": "ProvisionForLoanAndLeaseLosses",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProvisionForLoanLeaseAndOtherLosses": {
     "auth_ref": [
      "r107",
      "r175",
      "r672"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments",
       "weight": -1.0
      },
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations": {
       "order": 2.0,
       "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.",
        "label": "Provision for Loan, Lease, and Other Losses",
        "terseLabel": "Provision for credit losses"
       }
      }
     },
     "localname": "ProvisionForLoanLeaseAndOtherLosses",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ProvisionForOtherCreditLosses": {
     "auth_ref": [
      "r107",
      "r665"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of expense related to credit loss from transactions other than loan and lease transactions.",
        "label": "Provision for Other Credit Losses",
        "negatedTerseLabel": "Provision for unfunded lending commitments"
       }
      }
     },
     "localname": "ProvisionForOtherCreditLosses",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis": {
     "auth_ref": [
      "r11",
      "r650",
      "r718"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by arrangement, in which the entity has agreed to expend funds to procure goods or services from one or more suppliers.",
        "label": "Purchase Commitment, Excluding Long-term Commitment [Axis]",
        "terseLabel": "Purchase Commitment, Excluding Long-term Commitment [Axis]"
       }
      }
     },
     "localname": "PurchaseCommitmentExcludingLongtermCommitmentAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_PurchaseCommitmentExcludingLongtermCommitmentDomain": {
     "auth_ref": [
      "r11",
      "r650",
      "r718"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "This item is intended to be populated, by the entity, with Members identifying each purchase commitment about which information required or determined to be disclosed is being provided. If only one such commitment exists, this item may be used to capture such information; if multiple commitments exist, this item is the dimensional default, which will aggregate such information, as appropriate.",
        "label": "Purchase Commitment, Excluding Long-term Commitment [Domain]",
        "terseLabel": "Purchase Commitment, Excluding Long-term Commitment [Domain]"
       }
      }
     },
     "localname": "PurchaseCommitmentExcludingLongtermCommitmentDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_PurchaseCommitmentMember": {
     "auth_ref": [
      "r11",
      "r650",
      "r718"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Purchase arrangement in which the entity has agreed to expend funds to procure goods or services from a supplier. Excludes long-term commitments.",
        "label": "Purchase Commitment [Member]",
        "terseLabel": "Purchase commitment"
       }
      }
     },
     "localname": "PurchaseCommitmentMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment": {
     "auth_ref": [
      "r250"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of commitment or contingent commitments to qualified affordable housing project investments.",
        "label": "Qualified Affordable Housing Project Investments, Commitment",
        "terseLabel": "LIHTC unfunded commitments included in other liabilities"
       }
      }
     },
     "localname": "QualifiedAffordableHousingProjectInvestmentsCommitment",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ReceivablesAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Receivables [Abstract]"
       }
      }
     },
     "localname": "ReceivablesAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent": {
     "auth_ref": [
      "r58",
      "r69"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount after tax of reclassification adjustments of other comprehensive income (loss) attributable to parent.",
        "label": "Reclassification from AOCI, Current Period, Net of Tax, Attributable to Parent",
        "negatedLabel": "Amounts reclassified to the Consolidated Statements of Operations"
       }
      }
     },
     "localname": "ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.",
        "label": "Reconciliation of Unrecognized Tax Benefits, Excluding Amounts Pertaining to Examined Tax Returns [Roll Forward]",
        "terseLabel": "Reconciliation of Unrecognized Tax Benefits, Excluding Amounts Pertaining to Examined Tax Returns [Roll Forward]"
       }
      }
     },
     "localname": "ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": {
     "auth_ref": [
      "r698",
      "r699",
      "r700",
      "r701",
      "r702",
      "r703",
      "r704",
      "r705",
      "r708"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union.",
        "label": "Regulatory Capital Requirements under Banking Regulations [Text Block]",
        "terseLabel": "REGULATORY MATTERS"
       }
      }
     },
     "localname": "RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMatters"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_RelatedPartyDomain": {
     "auth_ref": [
      "r595"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Related parties include affiliates; other entities for which investments are accounted for by the equity method by the entity; trusts for benefit of employees; and principal owners, management, and members of immediate families. It also may include other parties with which the entity may control or can significantly influence the management or operating policies of the other to an extent that one of the transacting parties might be prevented from fully pursuing its own separate interests.",
        "label": "Related Party [Domain]",
        "terseLabel": "Related Party [Domain]"
       }
      }
     },
     "localname": "RelatedPartyDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_RelatedPartyTransactionsByRelatedPartyAxis": {
     "auth_ref": [
      "r381",
      "r593",
      "r594",
      "r629",
      "r630",
      "r631",
      "r632",
      "r633",
      "r634",
      "r635",
      "r636",
      "r637",
      "r638",
      "r639",
      "r640"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by type of related party. Related parties include, but not limited to, affiliates; other entities for which investments are accounted for by the equity method by the entity; trusts for benefit of employees; and principal owners, management, and members of immediate families. It also may include other parties with which the entity may control or can significantly influence the management or operating policies of the other to an extent that one of the transacting parties might be prevented from fully pursuing its own separate interests.",
        "label": "Related Party [Axis]",
        "terseLabel": "Related Party [Axis]"
       }
      }
     },
     "localname": "RelatedPartyTransactionsByRelatedPartyAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedStatementsOfOperationsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_RepaymentsOfLongTermDebt": {
     "auth_ref": [
      "r95"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows": {
       "order": 5.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0
      },
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cash outflow for debt initially having maturity due after one year or beyond the normal operating cycle, if longer.",
        "label": "Repayments of Long-term Debt",
        "negatedTerseLabel": "Repayments of long-term borrowed funds"
       }
      }
     },
     "localname": "RepaymentsOfLongTermDebt",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedCashFlowStatementsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ReserveForOffBalanceSheetActivitiesMember": {
     "auth_ref": [
      "r136"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Reserve for obligation, contingent liability, and other exposure related to off-balance sheet arrangement, including, but not limited to, unfunded loan commitment, contractual obligation, recourse from loan securitized, and variable interest entity.",
        "label": "SEC Schedule, 12-09, Reserve, Off-balance Sheet Activity [Member]",
        "terseLabel": "Reserve for unfunded lending commitments"
       }
      }
     },
     "localname": "ReserveForOffBalanceSheetActivitiesMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_ResidentialMortgageMember": {
     "auth_ref": [
      "r270"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Loan to purchase or refinance residential real estate for example, but not limited to, a home, in which the real estate itself serves as collateral for the loan.",
        "label": "Residential Mortgage [Member]",
        "terseLabel": "Residential mortgages",
        "verboseLabel": "Mortgage Servicing Rights"
       }
      }
     },
     "localname": "ResidentialMortgageMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
      "http://www.citizensbank.com/role/DerivativesAmountsRecordedInBalanceSheetDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfAssetsMeasuredAtFairValueOnRecurringBasisDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails",
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails",
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails",
      "http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_RetainedEarningsAccumulatedDeficit": {
     "auth_ref": [
      "r19",
      "r347",
      "r719"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 5.0,
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cumulative amount of the reporting entity's undistributed earnings or deficit.",
        "label": "Retained Earnings (Accumulated Deficit)",
        "terseLabel": "Retained earnings"
       }
      }
     },
     "localname": "RetainedEarningsAccumulatedDeficit",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_RetainedEarningsMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The cumulative amount of the reporting entity's undistributed earnings or deficit.",
        "label": "Retained Earnings [Member]",
        "terseLabel": "Retained Earnings"
       }
      }
     },
     "localname": "RetainedEarningsMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_RetirementPlanTypeAxis": {
     "auth_ref": [
      "r357",
      "r358",
      "r382",
      "r383",
      "r393"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by type of retirement benefit plan. Includes, but is not limited to, retirement benefit arrangement for defined benefit pension and other postretirement plans, retirement benefit arrangement for defined contribution pension and other postretirement plans, and special and contractual termination benefits payable upon retirement.",
        "label": "Retirement Plan Type [Axis]",
        "terseLabel": "Retirement Plan Type [Axis]"
       }
      }
     },
     "localname": "RetirementPlanTypeAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails",
      "http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails",
      "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_RetirementPlanTypeDomain": {
     "auth_ref": [
      "r357",
      "r358",
      "r382",
      "r383",
      "r393"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Type of plan designed to provide participants with retirement benefits. Includes, but is not limited to, retirement benefit arrangement for defined benefit pension and other postretirement plans, retirement benefit arrangement for defined contribution pension and other postretirement plans, and special and contractual termination benefits payable upon retirement.",
        "label": "Retirement Plan Type [Domain]",
        "terseLabel": "Retirement Plan Type [Domain]"
       }
      }
     },
     "localname": "RetirementPlanTypeDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails",
      "http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails",
      "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax": {
     "auth_ref": [
      "r352",
      "r353"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/NoninterestIncomeNoninterestIncomeDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount, excluding tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value added and excise.",
        "label": "Revenue from Contract with Customer, Excluding Assessed Tax",
        "terseLabel": "Revenue from contracts with customers"
       }
      }
     },
     "localname": "RevenueFromContractWithCustomerExcludingAssessedTax",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails",
      "http://www.citizensbank.com/role/NoninterestIncomeNoninterestIncomeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_RevenueFromContractWithCustomerPolicyTextBlock": {
     "auth_ref": [
      "r120",
      "r355"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for revenue from contract with customer.",
        "label": "Revenue from Contract with Customer [Policy Text Block]",
        "terseLabel": "Revenue from Contract with Customer"
       }
      }
     },
     "localname": "RevenueFromContractWithCustomerPolicyTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_RevenueFromContractWithCustomerTextBlock": {
     "auth_ref": [
      "r355"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure of revenue from contract with customer to transfer good or service and to transfer nonfinancial asset. Includes, but is not limited to, disaggregation of revenue, credit loss recognized from contract with customer, judgment and change in judgment related to contract with customer, and asset recognized from cost incurred to obtain or fulfill contract with customer. Excludes insurance and lease contracts.",
        "label": "Revenue from Contract with Customer [Text Block]",
        "verboseLabel": "NONINTEREST INCOME"
       }
      }
     },
     "localname": "RevenueFromContractWithCustomerTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/NoninterestIncome"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_Revenues": {
     "auth_ref": [
      "r71",
      "r159",
      "r160",
      "r167"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails": {
       "order": 1.0,
       "parentTag": "cfg_ProfitLossBeforeProvisionforCreditLosses",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).",
        "label": "Revenues",
        "totalLabel": "Total revenue"
       }
      }
     },
     "localname": "Revenues",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability": {
     "auth_ref": [
      "r581",
      "r586"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase in right-of-use asset obtained in exchange for operating lease liability.",
        "label": "Right-of-Use Asset Obtained in Exchange for Operating Lease Liability",
        "terseLabel": "Right-of-use assets in exchange for new operating lease liabilities"
       }
      }
     },
     "localname": "RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesSupplementalLeaseInformationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_RiskBasedRatiosAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Risk Based Ratios [Abstract]",
        "terseLabel": "Tier 1 Capital to Risk-Weighted Assets (Ratio)"
       }
      }
     },
     "localname": "RiskBasedRatiosAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock": {
     "auth_ref": [
      "r588"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of maturity of undiscounted cash flows to be received on annual basis for sales-type and direct financing leases receivable. Includes, but is not limited to, reconciliation to lease receivable recognized in statement of financial position.",
        "label": "Sales-type and Direct Financing Leases, Lease Receivable, Maturity [Table Text Block]",
        "terseLabel": "Maturity analysis of direct financing lease receivables"
       }
      }
     },
     "localname": "SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived": {
     "auth_ref": [
      "r588"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of undiscounted cash flows to be received by lessor for sales-type and direct financing leases.",
        "label": "Sales-type and Direct Financing Leases, Lease Receivable, Payments to be Received",
        "totalLabel": "Total undiscounted future minimum lease rentals"
       }
      }
     },
     "localname": "SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears": {
     "auth_ref": [
      "r588"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails": {
       "order": 5.0,
       "parentTag": "us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of undiscounted cash flows to be received by lessor for sales-type and direct financing leases in fifth fiscal year following latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest statement of financial position date.",
        "label": "Sales-type and Direct Financing Leases, Lease Receivable, Payments to be Received, Five Years",
        "terseLabel": "2024"
       }
      }
     },
     "localname": "SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears": {
     "auth_ref": [
      "r588"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of undiscounted cash flows to be received by lessor for sales-type and direct financing leases in fourth fiscal year following latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Sales-type and Direct Financing Leases, Lease Receivable, Payments to be Received, Four Years",
        "terseLabel": "2023"
       }
      }
     },
     "localname": "SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths": {
     "auth_ref": [
      "r588"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of undiscounted cash flows to be received by lessor for sales-type and direct financing leases in the next fiscal year following latest fiscal year. Excludes interim and annual periods when interim periods are reported on rolling approach, from latest statement of financial position date.",
        "label": "Sales-type and Direct Financing Leases, Lease Receivable, Payments to be Received, Next Twelve Months",
        "terseLabel": "2020"
       }
      }
     },
     "localname": "SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter": {
     "auth_ref": [
      "r588"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails": {
       "order": 6.0,
       "parentTag": "us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of undiscounted cash flows to be received by lessor for sales-type and direct financing leases after fifth fiscal year following latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest statement of financial position date.",
        "label": "Sales-type and Direct Financing Leases, Lease Receivable, Payments to be Received, Thereafter",
        "terseLabel": "Thereafter"
       }
      }
     },
     "localname": "SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears": {
     "auth_ref": [
      "r588"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of undiscounted cash flows to be received by lessor for sales-type and direct financing leases in third fiscal year following latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest statement of financial position date.",
        "label": "Sales-type and Direct Financing Leases, Lease Receivable, Payments to be Received, Three Years",
        "terseLabel": "2022"
       }
      }
     },
     "localname": "SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears": {
     "auth_ref": [
      "r588"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of undiscounted cash flows to be received by lessor for sales-type and direct financing leases in second fiscal year following latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest statement of financial position date.",
        "label": "Sales-type and Direct Financing Leases, Lease Receivable, Payments to be Received, Two Years",
        "terseLabel": "2021"
       }
      }
     },
     "localname": "SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesMaturityOfDirectFinanceLeaseDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ScenarioAdjustmentMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Domain member used to indicate figures that are adjustments during a period or as of a point in time. This domain member would never be expected to appear in a relationship group without the \"Scenario, Previously Reported\" Member with the same parent.",
        "label": "Scenario, Adjustment [Member]",
        "terseLabel": "Scenario, Adjustment"
       }
      }
     },
     "localname": "ScenarioAdjustmentMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable": {
     "auth_ref": [
      "r38"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule itemizing specific types of trade accounts and notes receivable, and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.",
        "label": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table]",
        "terseLabel": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table]"
       }
      }
     },
     "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNarrativeDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTdrsAndUnfundedCommitmentsDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails",
      "http://www.citizensbank.com/role/MortgageBankingNarrativeDetails",
      "http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock": {
     "auth_ref": [
      "r38"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.",
        "label": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]",
        "terseLabel": "Schedule of loans and leases"
       }
      }
     },
     "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LoansAndLeasesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock": {
     "auth_ref": [
      "r58"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the components of accumulated other comprehensive income (loss).",
        "label": "Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]",
        "terseLabel": "Schedule of other comprehensive income"
       }
      }
     },
     "localname": "ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock": {
     "auth_ref": [
      "r379"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the net gain (loss) and net prior service cost or credit recognized in other comprehensive income (loss) for the period for pension plans and/or other employee benefit plans, and reclassification adjustments of other comprehensive income (loss) for the period, as those amounts, including amortization of the net transition asset or obligation, are recognized as components of net periodic benefit cost.",
        "label": "Schedule of Amounts Recognized in Other Comprehensive Income (Loss) [Table Text Block]",
        "terseLabel": "Schedule of Amounts Recognized in Other Comprehensive Income (Loss)"
       }
      }
     },
     "localname": "ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Debt Securities, Available-for-sale [Line Items]",
        "terseLabel": "Debt Securities, Available-for-sale [Line Items]"
       }
      }
     },
     "localname": "ScheduleOfAvailableForSaleSecuritiesLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesIncomeRecognizedFromInvestmentSecuritiesDetails",
      "http://www.citizensbank.com/role/SecuritiesNarrativeDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfAvailableForSaleSecuritiesTable": {
     "auth_ref": [
      "r219",
      "r222",
      "r235",
      "r236",
      "r237",
      "r240",
      "r685",
      "r690"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule of available-for-sale securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, amortized cost basis, contracts to acquire securities to be accounted for as available-for-sale, debt maturities, transfers to trading, change in net unrealized holding gain (loss) net of tax, continuous unrealized loss position fair value, aggregate losses qualitative disclosures, other than temporary impairment (OTTI) losses or other disclosures related to available for sale securities.",
        "label": "Schedule of Available-for-sale Securities [Table]",
        "terseLabel": "Schedule of Available-for-sale Securities [Table]"
       }
      }
     },
     "localname": "ScheduleOfAvailableForSaleSecuritiesTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesNarrativeDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable": {
     "auth_ref": [
      "r465",
      "r466"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule reflecting each material business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities.",
        "label": "Schedule of Business Acquisitions, by Acquisition [Table]",
        "terseLabel": "Schedule of Business Acquisitions, by Acquisition [Table]"
       }
      }
     },
     "localname": "ScheduleOfBusinessAcquisitionsByAcquisitionTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": {
     "auth_ref": [
      "r697",
      "r700",
      "r705",
      "r707"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.",
        "label": "Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]",
        "terseLabel": "Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations"
       }
      }
     },
     "localname": "ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock": {
     "auth_ref": [
      "r453"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.",
        "label": "Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]",
        "terseLabel": "Schedule of Components of Income Tax Expense"
       }
      }
     },
     "localname": "ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfDebtInstrumentsTextBlock": {
     "auth_ref": [
      "r33",
      "r127",
      "r340",
      "r344",
      "r345",
      "r346",
      "r561",
      "r562",
      "r564",
      "r696"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of long-debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the entity, if longer.",
        "label": "Schedule of Long-term Debt Instruments [Table Text Block]",
        "terseLabel": "Schedule of long-term borrowed funds"
       }
      }
     },
     "localname": "ScheduleOfDebtInstrumentsTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock": {
     "auth_ref": [
      "r446"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.",
        "label": "Schedule of Deferred Tax Assets and Liabilities [Table Text Block]",
        "terseLabel": "Schedule of Deferred Tax Assets and Liabilities"
       }
      }
     },
     "localname": "ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable": {
     "auth_ref": [
      "r382",
      "r383",
      "r384",
      "r385",
      "r392"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosures about an individual defined benefit pension plan or an other postretirement defined benefit plan. It may be appropriate to group certain similar plans.  Also includes schedule for fair value of plan assets by major categories of plan assets by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets or liabilities (Level 1), Significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).",
        "label": "Schedule of Defined Benefit Plans Disclosures [Table]",
        "terseLabel": "Schedule of Defined Benefit Plans Disclosures [Table]"
       }
      }
     },
     "localname": "ScheduleOfDefinedBenefitPlansDisclosuresTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails",
      "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock": {
     "auth_ref": [
      "r508"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the effective portion of the gains and losses on derivative instruments designated (and non-derivative instruments) designated and qualifying in cash flow hedges and net investment hedges that was recognized in other comprehensive income (loss) during the current period.",
        "label": "Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) [Table Text Block]",
        "terseLabel": "Schedule of effect of cash flow hedges on net income and stockholders' equity"
       }
      }
     },
     "localname": "ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock": {
     "auth_ref": [
      "r501",
      "r510",
      "r517"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the location and amount of derivative instruments and nonderivative instruments designated as hedging instruments reported before netting adjustments, and the amount of gain (loss) on derivative instruments and nonderivative instruments designated and qualified as hedging instruments.",
        "label": "Derivative Instruments, Gain (Loss) [Table Text Block]",
        "terseLabel": "Schedule of effect of derivative Instruments on net income"
       }
      }
     },
     "localname": "ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock": {
     "auth_ref": [
      "r506"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the location and fair value amounts of derivative instruments (and nonderivative instruments that are designated and qualify as hedging instruments) reported in the statement of financial position.",
        "label": "Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]",
        "terseLabel": "Schedule of derivative instruments in consolidated balance sheets"
       }
      }
     },
     "localname": "ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock": {
     "auth_ref": [
      "r150"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.",
        "label": "Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]",
        "terseLabel": "Schedule of earnings per share"
       }
      }
     },
     "localname": "ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EarningsPerShareTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock": {
     "auth_ref": [
      "r429"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.",
        "label": "Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]",
        "terseLabel": "Schedule of Effective Income Tax Rate Reconciliation"
       }
      }
     },
     "localname": "ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfEquityMethodInvestmentsLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Schedule of Equity Method Investments [Line Items]",
        "terseLabel": "Schedule of Equity Method Investments [Line Items]"
       }
      }
     },
     "localname": "ScheduleOfEquityMethodInvestmentsLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfEquityMethodInvestmentsTable": {
     "auth_ref": [
      "r246"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Summarization of information required and determined to be disclosed concerning equity method investments in common stock. The summarized information includes: (a) the name of each investee or group of investees for which combined disclosure is appropriate, (2) the percentage ownership of common stock, (3) the difference, if any, between the carrying amount of an investment and the value of the underlying equity in the net assets and the accounting treatment of difference, if any, and (4) the aggregate value of each identified investment based on its quoted market price, if available.",
        "label": "Schedule of Equity Method Investments [Table]",
        "terseLabel": "Schedule of Equity Method Investments [Table]"
       }
      }
     },
     "localname": "ScheduleOfEquityMethodInvestmentsTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock": {
     "auth_ref": [
      "r372"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of benefits expected to be paid by pension plans and/or other employee benefit plans in each of the next five fiscal years and in the aggregate for the five fiscal years thereafter.",
        "label": "Schedule of Expected Benefit Payments [Table Text Block]",
        "terseLabel": "Schedule of Expected Benefit Payments"
       }
      }
     },
     "localname": "ScheduleOfExpectedBenefitPaymentsTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock": {
     "auth_ref": [
      "r535",
      "r536"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).",
        "label": "Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]",
        "terseLabel": "Assets and liabilities measured on recurring basis"
       }
      }
     },
     "localname": "ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock": {
     "auth_ref": [
      "r507"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure for fair value hedging instruments of (a) the location and amount of gains and losses reported in the statement of financial performance and (b) the location and fair value amounts of the instruments reported in the statement of financial position.",
        "label": "Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location [Table Text Block]",
        "terseLabel": "Schedule of fair value hedges"
       }
      }
     },
     "localname": "ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DerivativesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock": {
     "auth_ref": [
      "r550",
      "r551"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.",
        "label": "Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]",
        "terseLabel": "Schedule of outstanding off balance sheet arrangements"
       }
      }
     },
     "localname": "ScheduleOfFairValueOffBalanceSheetRisksTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock": {
     "auth_ref": [
      "r605",
      "r607"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of financial instruments held by the entity for its own account for trading or investment purposes that are carried at fair value and pledged to counterparties as collateral for financing transactions. Description may include equity, fixed income, debt or other securities.",
        "label": "Schedule of Financial Instruments Owned and Pledged as Collateral [Table Text Block]",
        "terseLabel": "Schedule of financial instruments owned and pledged as collateral"
       }
      }
     },
     "localname": "ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable": {
     "auth_ref": [
      "r258"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about allowance for credit loss on financing receivable.",
        "label": "Financing Receivable, Allowance for Credit Loss [Table]",
        "terseLabel": "Financing Receivable, Allowance for Credit Loss [Table]"
       }
      }
     },
     "localname": "ScheduleOfFinancingReceivableAllowanceForCreditLossesTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfAllowanceForCreditLossesByEvaluationMethodDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable": {
     "auth_ref": [
      "r264",
      "r270"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about credit quality indicator for financing receivable.",
        "label": "Financing Receivable, Credit Quality Indicator [Table]",
        "terseLabel": "Financing Receivable, Credit Quality Indicator [Table]"
       }
      }
     },
     "localname": "ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInLoanAndLeasesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable": {
     "auth_ref": [
      "r193",
      "r195"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about financing receivable modified as troubled debt restructuring.",
        "label": "Financing Receivable, Troubled Debt Restructuring [Table]",
        "terseLabel": "Financing Receivable, Troubled Debt Restructuring [Table]"
       }
      }
     },
     "localname": "ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfFinancingReceivablesPastDueTable": {
     "auth_ref": [
      "r259",
      "r271"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about aging analysis for financing receivable.",
        "label": "Financing Receivable, Past Due [Table]",
        "terseLabel": "Financing Receivable, Past Due [Table]"
       }
      }
     },
     "localname": "ScheduleOfFinancingReceivablesPastDueTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskPerformanceIndicatorsForNonperformingAssetsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable": {
     "auth_ref": [
      "r293",
      "r295"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.",
        "label": "Schedule of Finite-Lived Intangible Assets [Table]",
        "terseLabel": "Schedule of Finite-Lived Intangible Assets [Table]"
       }
      }
     },
     "localname": "ScheduleOfFiniteLivedIntangibleAssetsTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock": {
     "auth_ref": [
      "r293",
      "r295"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of assets, excluding financial assets and goodwill, lacking physical substance with a finite life, by either major class or business segment.",
        "label": "Schedule of Finite-Lived Intangible Assets [Table Text Block]",
        "terseLabel": "Carrying value of intangible assets"
       }
      }
     },
     "localname": "ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfGoodwillTable": {
     "auth_ref": [
      "r289",
      "r291"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule of goodwill and the changes during the year due to acquisition, sale, impairment or for other reasons.",
        "label": "Schedule of Goodwill [Table]",
        "terseLabel": "Schedule of Goodwill [Table]"
       }
      }
     },
     "localname": "ScheduleOfGoodwillTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfGoodwillTextBlock": {
     "auth_ref": [
      "r289",
      "r291"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of goodwill by reportable segment and in total which includes a rollforward schedule.",
        "label": "Schedule of Goodwill [Table Text Block]",
        "terseLabel": "Schedule of goodwill"
       }
      }
     },
     "localname": "ScheduleOfGoodwillTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock": {
     "auth_ref": [
      "r329"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the combined aggregate amount of maturities and sinking fund requirements for all long-term borrowings for each of the five years following the date of the latest balance sheet date presented.",
        "label": "Schedule of Maturities of Long-term Debt [Table Text Block]",
        "terseLabel": "Schedule of maturities of long-term borrowed funds"
       }
      }
     },
     "localname": "ScheduleOfMaturitiesOfLongTermDebtTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfNetBenefitCostsTableTextBlock": {
     "auth_ref": [
      "r374"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the components of net benefit costs for pension plans and/or other employee benefit plans including service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) recognized due to settlements or curtailments.",
        "label": "Schedule of Net Benefit Costs [Table Text Block]",
        "terseLabel": "Schedule of Net Periodic (Income) Cost"
       }
      }
     },
     "localname": "ScheduleOfNetBenefitCostsTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock": {
     "auth_ref": [
      "r139",
      "r141",
      "r154",
      "r155",
      "r157"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of changes in accounting principles, including adoption of new accounting pronouncements, that describes the new methods, amount and effects on financial statement line items.",
        "label": "Schedule of New Accounting Pronouncements and Changes in Accounting Principles [Table Text Block]",
        "terseLabel": "Schedule of New Accounting Pronouncements and Changes in Accounting Principles [Table Text Block]"
       }
      }
     },
     "localname": "ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock": {
     "auth_ref": [
      "r78"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of each detailed component of other operating costs and expenses that are applicable to sales and revenues, but not included in the cost of sales in the income statement.",
        "label": "Schedule of Other Operating Cost and Expense, by Component [Table Text Block]",
        "terseLabel": "Schedule of other operating expense"
       }
      }
     },
     "localname": "ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/OtherOperatingExpenseTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfPropertyPlantAndEquipmentTable": {
     "auth_ref": [
      "r26",
      "r307"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.",
        "label": "Property, Plant and Equipment [Table]",
        "terseLabel": "Property, Plant and Equipment [Table]"
       }
      }
     },
     "localname": "ScheduleOfPropertyPlantAndEquipmentTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/PremisesEquipmentAndSoftwareScheduleOfPremisesAndEquipmentDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable": {
     "auth_ref": [
      "r158",
      "r163",
      "r165",
      "r166",
      "r289"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A table disclosing the profit or loss and total assets for each reportable segment of the entity. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.",
        "label": "Schedule of Segment Reporting Information, by Segment [Table]",
        "terseLabel": "Schedule of Segment Reporting Information, by Segment [Table]"
       }
      }
     },
     "localname": "ScheduleOfSegmentReportingInformationBySegmentTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails",
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock": {
     "auth_ref": [
      "r158",
      "r163",
      "r165",
      "r166",
      "r289"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.",
        "label": "Schedule of Segment Reporting Information, by Segment [Table Text Block]",
        "terseLabel": "Schedule of segment reporting information"
       }
      }
     },
     "localname": "ScheduleOfSegmentReportingInformationBySegmentTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock": {
     "auth_ref": [
      "r602",
      "r603"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of a sensitivity analysis or stress test showing the hypothetical effect on the fair value of the transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) of two or more unfavorable variations from the expected levels for each key assumption that is reported, independently determined from any change in another key assumption, and a description of the objectives, methodology, and limitations of the sensitivity analysis or stress test.",
        "label": "Schedule of Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets [Table Text Block]",
        "terseLabel": "Schedule of fair value assumptions used to estimate the value of Mortgage Servicing Rights"
       }
      }
     },
     "localname": "ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfServicingAssetsAtAmortizedValueTextBlock": {
     "auth_ref": [
      "r619"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of activity in the balance of servicing assets subsequently measured at amortized cost. Includes, but is not limited to, beginning and ending balances, additions, disposals, and amortization.",
        "label": "Servicing Asset at Amortized Cost [Table Text Block]",
        "terseLabel": "Servicing asset at amortized cost"
       }
      }
     },
     "localname": "ScheduleOfServicingAssetsAtAmortizedValueTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock": {
     "auth_ref": [
      "r613"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the activity in the balance of servicing assets (including a description of where changes in fair value are reported in the statement of income for each period for which results of operations are presented), including but not limited to, the following: beginning and ending balances, additions (for instance, through purchases of servicing assets), disposals, changes in fair value during the period resulting from changes in inputs or assumptions used in the valuation model, other changes in fair value along with a description of those changes, and other changes that affect the balance along with a description of those changes.",
        "label": "Schedule of Servicing Assets at Fair Value [Table Text Block]",
        "terseLabel": "Servicing asset at fair value"
       }
      }
     },
     "localname": "ScheduleOfServicingAssetsAtFairValueTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock": {
     "auth_ref": [
      "r404",
      "r409",
      "r411"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of activity for award under share-based payment arrangement. Includes, but is not limited to, outstanding award at beginning and end of year, granted, exercised, forfeited, and weighted-average grant date fair value.",
        "label": "Share-based Payment Arrangement, Activity [Table Text Block]",
        "terseLabel": "Summary of Share-Based Plans Activity"
       }
      }
     },
     "localname": "ScheduleOfShareBasedCompensationActivityTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable": {
     "auth_ref": [
      "r399",
      "r414"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about share-based payment arrangement.",
        "label": "Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]",
        "terseLabel": "Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]"
       }
      }
     },
     "localname": "ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails",
      "http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfShortTermDebtTable": {
     "auth_ref": [
      "r29"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A table or schedule providing information pertaining to borrowings under which repayment was required in less than twelve months (or normal operating cycle, if longer) after its issuance. It may include: (1) description of the short-term debt arrangement; (2) identification of the lender or type of lender; (3) repayment terms; (4) weighted average interest rate; (5) carrying amount of funds borrowed under the specified short-term debt arrangement as of the balance sheet date and measures of the maximum and average amount outstanding during the period; (6) description of the refinancing of a short-term obligation when that obligation is excluded from current liabilities in the balance sheet; and (7) amount of a short-term obligation that has been excluded from current liabilities in the balance sheet because of a refinancing of the obligation.",
        "label": "Schedule of Short-term Debt [Table]",
        "terseLabel": "Schedule of Short-term Debt [Table]"
       }
      }
     },
     "localname": "ScheduleOfShortTermDebtTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails",
      "http://www.citizensbank.com/role/BorrowedFundsShortTermDebtDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfShortTermDebtTextBlock": {
     "auth_ref": [
      "r29"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of short-term debt arrangements (having initial terms of repayment within one year or the normal operating cycle, if longer) including: (1) description of the short-term debt arrangement; (2) identification of the lender or type of lender; (3) repayment terms; (4) weighted average interest rate; (5) carrying amount of funds borrowed under the specified short-term debt arrangement as of the balance sheet date; (6) description of the refinancing of a short-term obligation when that obligation is excluded from current liabilities in the balance sheet; and (7) amount of a short-term obligation that has been excluded from current liabilities in the balance sheet because of a refinancing of the obligation.",
        "label": "Schedule of Short-term Debt [Table Text Block]",
        "terseLabel": "Schedule of short-term borrowed funds"
       }
      }
     },
     "localname": "ScheduleOfShortTermDebtTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfStockByClassTable": {
     "auth_ref": [
      "r35",
      "r126",
      "r334",
      "r336",
      "r337",
      "r340",
      "r341",
      "r343",
      "r344",
      "r345",
      "r346",
      "r347"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule detailing information related to equity by class of stock. Class of stock includes common, convertible, and preferred stocks which are not redeemable or redeemable solely at the option of the issuer. It also includes preferred stock with redemption features that are solely within the control of the issuer and mandatorily redeemable stock if redemption is required to occur only upon liquidation or termination of the reporting entity.",
        "label": "Schedule of Stock by Class [Table]",
        "terseLabel": "Schedule of Stock by Class [Table]"
       }
      }
     },
     "localname": "ScheduleOfStockByClassTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails",
      "http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfStockByClassTextBlock": {
     "auth_ref": [
      "r14",
      "r15",
      "r16",
      "r122",
      "r335",
      "r336",
      "r337",
      "r340",
      "r341",
      "r343",
      "r344",
      "r345",
      "r346",
      "r347"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of an entity's stock, including par or stated value per share, number and dollar amount of share subscriptions, shares authorized, shares issued, shares outstanding, number and dollar amount of shares held in an employee trust, dividend per share, total dividends, share conversion features, par value plus additional paid in capital, the value of treasury stock and other information necessary to a fair presentation, and EPS information.  Stock by class includes common, convertible, and preferred stocks which are not redeemable or redeemable solely at the option of the issuer. Includes preferred stock with redemption features that are solely within the control of the issuer and mandatorily redeemable stock if redemption is required to occur only upon liquidation or termination of the reporting entity. If more than one issue is outstanding, state the title of each issue and the corresponding dollar amount; dollar amount of any shares subscribed but unissued and the deduction of subscriptions receivable there from; number of shares authorized, issued, and outstanding.",
        "label": "Schedule of Stock by Class [Table Text Block]",
        "terseLabel": "Schedule of preferred stock"
       }
      }
     },
     "localname": "ScheduleOfStockByClassTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock": {
     "auth_ref": [
      "r235"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value).",
        "label": "Schedule of Unrealized Loss on Investments [Table Text Block]",
        "terseLabel": "Schedule of unrealized loss on investments"
       }
      }
     },
     "localname": "ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock": {
     "auth_ref": [
      "r439",
      "r454"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the change in unrecognized tax benefits.",
        "label": "Schedule of Unrecognized Tax Benefits Roll Forward [Table Text Block]",
        "terseLabel": "Schedule of Unrecognized Tax Benefits Roll Forward"
       }
      }
     },
     "localname": "ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock": {
     "auth_ref": [
      "r625"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the activity by class in any valuation allowance for impairment of recognized servicing assets - including beginning and ending balances, aggregate additions charged and recoveries credited to operations, and aggregate write-downs charged against allowance.",
        "label": "Schedule of Valuation Allowance for Impairment of Recognized Servicing Assets [Table Text Block]",
        "terseLabel": "Schedule of valuation allowance for impairment of recognized servicing assets"
       }
      }
     },
     "localname": "ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleOfVariableInterestEntitiesTable": {
     "auth_ref": [
      "r481",
      "r483",
      "r485",
      "r486",
      "r487"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of qualitative and quantitative information related to variable interests the entity holds, whether or not such variable interest entity (VIE) is included in the reporting entity's consolidated financial statements. Includes, but is not limited to, description of the significant judgments and assumptions made in determining whether a variable interest (as defined) held by the entity requires the variable interest entity (VIE) (as defined) to be consolidated and (or) disclose information about its involvement with the VIE, individually or in aggregate (as applicable); the nature of restrictions, if any, on the consolidated VIE's assets and on the settlement of its liabilities reported by an entity in its statement of financial position, including the carrying amounts of such assets and liabilities; the nature of, and changes in, the risks associated with involvement in the VIE; how involvement with the VIE affects the entity's financial position, financial performance, and cash flows; the lack of recourse if creditors (or beneficial interest holders) of the consolidated VIE have no recourse to the general credit of the primary beneficiary (if applicable); the terms of arrangements, giving consideration to both explicit arrangements and implicit variable interests, if any, that could require the entity to provide financial support to the VIE, including events or circumstances that could expose the entity to a loss; the methodology used by the entity for determining whether or not it is the primary beneficiary of the variable interest entity; the significant factors considered and judgments made in determining that the power to direct the activities of a VIE that most significantly impact the VIE's economic performance are shared (as defined); the carrying amounts and classification of assets and liabilities of the VIE included in the statement of financial position; the entity's maximum exposure to loss, if any, as a result of its involvement with the VIE, including how the maximum exposure is determined and significant sources of the entity's exposure to the VIE; a tabular comparison of the carrying amounts of the assets and liabilities and the entity's maximum exposure to loss; information about any liquidity arrangements, guarantees, and (or) other commitments by third parties that may affect the fair value or risk of the entity's variable interest in the VIE; whether or not the entity has provided financial support or other support (explicitly or implicitly) to the VIE that it was not previously contractually required to provide or whether the entity intends to provide that support, including the type and amount of the support and the primary reasons for providing the support; and supplemental information the entity determines necessary to provide.",
        "label": "Schedule of Variable Interest Entities [Table]",
        "terseLabel": "Schedule of Variable Interest Entities [Table]"
       }
      }
     },
     "localname": "ScheduleOfVariableInterestEntitiesTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ScheduleOfVariableInterestEntitiesTextBlock": {
     "auth_ref": [
      "r481",
      "r483",
      "r485",
      "r486",
      "r487"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the significant judgments and assumptions made in determining whether a variable interest (as defined) held by the entity requires the variable interest entity (VIE) (as defined) to be consolidated and (or) disclose information about its involvement with the VIE, individually or in aggregate (as applicable); the nature of restrictions, if any, on the consolidated VIE's assets and on the settlement of its liabilities reported by an entity in its statement of financial position, including the carrying amounts of such assets and liabilities; the nature of, and changes in, the risks associated with involvement in the VIE; how involvement with the VIE affects the entity's financial position, financial performance, and cash flows; the lack of recourse if creditors (or beneficial interest holders) of the consolidated VIE have no recourse to the general credit of the primary beneficiary (if applicable); the terms of arrangements, giving consideration to both explicit arrangements and implicit variable interests, if any, that could require the entity to provide financial support to the VIE, including events or circumstances that could expose the entity to a loss; the methodology used by the entity for determining whether or not it is the primary beneficiary of the variable interest entity; the significant factors considered and judgments made in determining that the power to direct the activities of a VIE that most significantly impact the VIE's economic performance are shared (as defined); the carrying amounts and classification of assets and liabilities of the VIE included in the statement of financial position; the entity's maximum exposure to loss, if any, as a result of its involvement with the VIE, including how the maximum exposure is determined and significant sources of the entity's exposure to the VIE; a comparison of the carrying amounts of the assets and liabilities and the entity's maximum exposure to loss; information about any liquidity arrangements, guarantees, and (or) other commitments by third parties that may affect the fair value or risk of the entity's variable interest in the VIE; whether or not the entity has provided financial support or other support (explicitly or implicitly) to the VIE that it was not previously contractually required to provide or whether the entity intends to provide that support, including the type and amount of the support and the primary reasons for providing the support; and supplemental information the entity determines necessary to provide.",
        "label": "Schedule of Variable Interest Entities [Table Text Block]",
        "terseLabel": "Schedule of Variable Interest Entities"
       }
      }
     },
     "localname": "ScheduleOfVariableInterestEntitiesTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesVariableInterestEntitiesTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock": {
     "auth_ref": [
      "r295"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of the amount of amortization expense expected to be recorded in succeeding fiscal years for finite-lived intangible assets.",
        "label": "Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]",
        "terseLabel": "Intangible assets future amortization expense"
       }
      }
     },
     "localname": "ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_SecuredDebtMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Collateralized debt obligation backed by, for example, but not limited to, pledge, mortgage or other lien on the entity's assets.",
        "label": "Secured Debt [Member]",
        "terseLabel": "Secured Debt"
       }
      }
     },
     "localname": "SecuredDebtMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember": {
     "auth_ref": [
      "r550"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The securities that an institution sells and agrees to repurchase (the identical or substantially the same securities) as a seller-borrower at a specified date for a specified price, also known as a repurchase agreement, or repo. Most repos involve obligations of the federal government or its agencies, but other financial instruments, such as commercial paper, banker's acceptances, and negotiable certificates of deposit, are sometimes used in repos.",
        "label": "Securities Sold under Agreements to Repurchase [Member]",
        "terseLabel": "Securities sold under agreements to repurchase"
       }
      }
     },
     "localname": "SecuritiesSoldUnderAgreementsToRepurchaseMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsShortTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SegmentDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Components of an entity that engage in business activities from which they may earn revenue and incur expenses, including transactions with other components of the same entity.",
        "label": "Segments [Domain]",
        "terseLabel": "Segments [Domain]"
       }
      }
     },
     "localname": "SegmentDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails",
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails",
      "http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SegmentReportingAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Segment Reporting [Abstract]"
       }
      }
     },
     "localname": "SegmentReportingAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_SegmentReportingDisclosureTextBlock": {
     "auth_ref": [
      "r172"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.",
        "label": "Segment Reporting Disclosure [Text Block]",
        "terseLabel": "BUSINESS OPERATING SEGMENTS"
       }
      }
     },
     "localname": "SegmentReportingDisclosureTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegments"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_SegmentReportingInformationLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Segment Reporting Information [Line Items]",
        "terseLabel": "Segment Reporting Information [Line Items]"
       }
      }
     },
     "localname": "SegmentReportingInformationLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails",
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_SeniorNotesMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Bond that takes priority over other debt securities sold by the issuer. In the event the issuer goes bankrupt, senior debt holders receive priority for (must receive) repayment prior to (relative to) junior and unsecured (general) creditors.",
        "label": "Senior Notes [Member]",
        "terseLabel": "Senior Unsecured Notes"
       }
      }
     },
     "localname": "SeniorNotesMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesAPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Outstanding nonredeemable series A preferred stock or outstanding series A preferred stock. Classified within stockholders' equity if nonredeemable or redeemable solely at the option of the issuer. Classified within temporary equity if redemption is outside the control of the issuer.",
        "label": "Series A Preferred Stock [Member]",
        "terseLabel": "Series A Preferred Stock"
       }
      }
     },
     "localname": "SeriesAPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesBPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Outstanding nonredeemable series B preferred stock or outstanding series B preferred stock. Classified within stockholders' equity if nonredeemable or redeemable solely at the option of the issuer. Classified within temporary equity if redemption is outside the control of the issuer.",
        "label": "Series B Preferred Stock [Member]",
        "terseLabel": "Series B Preferred Stock"
       }
      }
     },
     "localname": "SeriesBPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesCPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Outstanding nonredeemable series C preferred stock or outstanding series C preferred stock. Classified within stockholders' equity if nonredeemable or redeemable solely at the option of the issuer. Classified within temporary equity if redemption is outside the control of the issuer.",
        "label": "Series C Preferred Stock [Member]",
        "terseLabel": "Series C Preferred Stock"
       }
      }
     },
     "localname": "SeriesCPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesDPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Outstanding nonredeemable series D preferred stock or outstanding series D preferred stock. Classified within stockholders' equity if nonredeemable or redeemable solely at the option of the issuer. Classified within temporary equity if redemption is outside the control of the issuer.",
        "label": "Series D Preferred Stock [Member]",
        "terseLabel": "Series D Preferred Stock"
       }
      }
     },
     "localname": "SeriesDPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage",
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesEPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Outstanding nonredeemable series E preferred stock or outstanding series E preferred stock. Classified within stockholders' equity if nonredeemable or redeemable solely at the option of the issuer. Classified within temporary equity if redemption is outside the control of the issuer.",
        "label": "Series E Preferred Stock [Member]",
        "terseLabel": "Series E Preferred Stock"
       }
      }
     },
     "localname": "SeriesEPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage",
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_ServicingAssetAtAmortizedValue": {
     "auth_ref": [
      "r608",
      "r609",
      "r610",
      "r620"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails": {
       "order": 1.0,
       "parentTag": "cfg_ServicingAssetatAmortizedCostNet",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amortized amount of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.",
        "label": "Servicing Asset at Amortized Cost",
        "periodEndLabel": "Carrying amount before valuation allowance",
        "periodStartLabel": "Balance as of beginning of period"
       }
      }
     },
     "localname": "ServicingAssetAtAmortizedValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ServicingAssetAtAmortizedValueAdditions": {
     "auth_ref": [
      "r621"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of additions from purchases, assumption or transfer to contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.",
        "label": "Servicing Asset at Amortized Cost, Additions",
        "terseLabel": "Purchases"
       }
      }
     },
     "localname": "ServicingAssetAtAmortizedValueAdditions",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ServicingAssetAtAmortizedValueAmortization1": {
     "auth_ref": [
      "r622"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of amortization of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.",
        "label": "Servicing Asset at Amortized Cost, Amortization",
        "negatedTerseLabel": "Amortization"
       }
      }
     },
     "localname": "ServicingAssetAtAmortizedValueAmortization1",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.",
        "label": "Servicing Asset at Amortized Cost, Balance [Roll Forward]",
        "terseLabel": "MSRs:"
       }
      }
     },
     "localname": "ServicingAssetAtAmortizedValueBalanceRollForward",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails",
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ServicingAssetAtAmortizedValueFairValue": {
     "auth_ref": [
      "r529",
      "r624"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.",
        "label": "Servicing Asset at Amortized Cost, Fair Value",
        "terseLabel": "MSR portfolio fair value"
       }
      }
     },
     "localname": "ServicingAssetAtAmortizedValueFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ServicingAssetAtFairValueAdditions": {
     "auth_ref": [
      "r615"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The value of new servicing assets, subsequently measured at fair value, acquired or created during the current period through purchases or from transfers of financial assets.",
        "label": "Servicing Asset at Fair Value, Additions",
        "terseLabel": "Acquired MSRs"
       }
      }
     },
     "localname": "ServicingAssetAtFairValueAdditions",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ServicingAssetAtFairValueAmount": {
     "auth_ref": [
      "r610",
      "r614"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails": {
       "order": 5.0,
       "parentTag": "us-gaap_AssetsFairValueDisclosure",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Fair value of an asset representing net future revenue from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements.",
        "label": "Servicing Asset at Fair Value, Amount",
        "periodEndLabel": "Fair value at end of the period",
        "periodStartLabel": "Fair value as of beginning of the period",
        "terseLabel": "Fair value",
        "verboseLabel": "Mortgage servicing rights"
       }
      }
     },
     "localname": "ServicingAssetAtFairValueAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails",
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue": {
     "auth_ref": [
      "r616"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase (decrease) from changes in fair value classified as other for a contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.",
        "label": "Servicing Asset at Fair Value, Other Changes in Fair Value",
        "terseLabel": "Changes in fair value during the period"
       }
      }
     },
     "localname": "ServicingAssetAtFairValueOtherChangesInFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance": {
     "auth_ref": [
      "r617"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase (decrease) in fair value from changes classified as other for a contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.",
        "label": "Servicing Asset at Fair Value, Other Changes that Affect Balance",
        "terseLabel": "Changes in unpaid principal balance during the period"
       }
      }
     },
     "localname": "ServicingAssetAtFairValueOtherChangesThatAffectBalance",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value [Abstract]",
        "terseLabel": "Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value [Abstract]"
       }
      }
     },
     "localname": "ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate": {
     "auth_ref": [
      "r612"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Discount rate used to estimate the fair value of servicing assets and servicing liabilities.",
        "label": "Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Discount Rate",
        "terseLabel": "Weighted average option adjusted spread"
       }
      }
     },
     "localname": "ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed": {
     "auth_ref": [
      "r612"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Estimated rate of prepayments of principal on servicing assets and servicing liabilities.",
        "label": "Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Prepayment Speed",
        "terseLabel": "Weighted-average constant prepayment rate"
       }
      }
     },
     "localname": "ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1": {
     "auth_ref": [
      "r612"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Weighted average life of financial assets and financial liabilities, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.",
        "label": "Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Weighted Average Life",
        "terseLabel": "Weighted-average life (in years)"
       }
      }
     },
     "localname": "ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "durationItemType"
    },
    "us-gaap_ServicingAssetsAtAmortizedValueLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Servicing Asset at Amortized Cost [Line Items]",
        "terseLabel": "Servicing Asset at Amortized Cost [Line Items]"
       }
      }
     },
     "localname": "ServicingAssetsAtAmortizedValueLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ServicingAssetsAtAmortizedValueTable": {
     "auth_ref": [
      "r619"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of information about activity in the balance of servicing assets subsequently measured at amortized cost. Includes, but is not limited to, beginning and ending balances, additions, disposals, and amortization.",
        "label": "Servicing Asset at Amortized Cost [Table]",
        "terseLabel": "Servicing Asset at Amortized Cost [Table]"
       }
      }
     },
     "localname": "ServicingAssetsAtAmortizedValueTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ServicingAssetsAtFairValueLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Servicing Assets at Fair Value [Line Items]",
        "terseLabel": "Servicing Assets at Fair Value [Line Items]"
       }
      }
     },
     "localname": "ServicingAssetsAtFairValueLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails",
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ServicingAssetsAtFairValueTable": {
     "auth_ref": [
      "r613"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Activity in the balance of servicing assets subsequently measured at fair value (including a description of where changes in fair value are reported in the statement of income for each period for which results of operations are presented), including but not limited to, the following: beginning and ending balances, additions (through purchases of servicing assets and servicing assets that result from transfers of financial assets), disposals, changes in fair value during the period resulting from changes in valuations inputs or assumptions used in the valuation model, other changes in fair value along with a description of those changes, and other changes that affect the balance along with a description of those changes.",
        "label": "Schedule of Servicing Assets at Fair Value [Table]",
        "terseLabel": "Schedule of Servicing Assets at Fair Value [Table]"
       }
      }
     },
     "localname": "ServicingAssetsAtFairValueTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails",
      "http://www.citizensbank.com/role/MortgageBankingEconomicAssumptionsUsedToEstimateValueOfMsrsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1": {
     "auth_ref": [
      "r400"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Period over which grantee's right to exercise award under share-based payment arrangement is no longer contingent on satisfaction of service or performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. Includes, but is not limited to, combination of market, performance or service condition.",
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period",
        "terseLabel": "Vesting period"
       }
      }
     },
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails"
     ],
     "xbrltype": "durationItemType"
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate": {
     "auth_ref": [
      "r414"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Discount rate from fair value on purchase date that participants pay for shares.",
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Discount from Market Price, Purchase Date",
        "terseLabel": "Employee discount on company stock"
       }
      }
     },
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod": {
     "auth_ref": [
      "r403"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period.",
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period",
        "negatedTerseLabel": "Forfeited (in shares)"
       }
      }
     },
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue": {
     "auth_ref": [
      "r408"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event.",
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value",
        "terseLabel": "Forfeited (in dollars per share)"
       }
      }
     },
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails"
     ],
     "xbrltype": "perShareItemType"
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod": {
     "auth_ref": [
      "r406"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).",
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period",
        "terseLabel": "Awards granted (in shares)",
        "verboseLabel": "Granted (in shares)"
       }
      }
     },
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails",
      "http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue": {
     "auth_ref": [
      "r406"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).",
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value",
        "terseLabel": "Granted (in dollars per share)",
        "verboseLabel": "Weighted average grant price (in dollars per share)"
       }
      }
     },
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails",
      "http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails"
     ],
     "xbrltype": "perShareItemType"
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber": {
     "auth_ref": [
      "r405"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date.",
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number",
        "periodEndLabel": "Nonvested, End of period (in shares)",
        "periodStartLabel": "Nonvested, Beginning of period (in shares)"
       }
      }
     },
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.",
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]",
        "terseLabel": "Shares Underlying Awards"
       }
      }
     },
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue": {
     "auth_ref": [
      "r405"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Per share or unit weighted-average fair value of nonvested award under share-based payment arrangement. Excludes share and unit options.",
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value",
        "periodEndLabel": "Nonvested, End of period (in dollars per share)",
        "periodStartLabel": "Nonvested, Beginning of period (in dollars per share)"
       }
      }
     },
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails"
     ],
     "xbrltype": "perShareItemType"
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod": {
     "auth_ref": [
      "r407"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period.",
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period",
        "negatedTerseLabel": "Vested (in shares)",
        "terseLabel": "Awards vested (in shares)"
       }
      }
     },
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails",
      "http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue": {
     "auth_ref": [
      "r407"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement.",
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value",
        "terseLabel": "Weighted average grant price of awards vested (in dollars per share)",
        "verboseLabel": "Vested (in dollars per share)"
       }
      }
     },
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails",
      "http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails"
     ],
     "xbrltype": "perShareItemType"
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Share-based Compensation Arrangement by Share-based Payment Award [Line Items]",
        "terseLabel": "Share-based Compensation Arrangement by Share-based Payment Award [Line Items]"
       }
      }
     },
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails",
      "http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate": {
     "auth_ref": [
      "r414"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The highest percentage of annual salary that an employee is permitted to utilize with respect to the plan.",
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate",
        "terseLabel": "Maximum employee salary contribution percentage - ESPP"
       }
      }
     },
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant": {
     "auth_ref": [
      "r414"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The difference between the maximum number of shares (or other type of equity) authorized for issuance under the plan (including the effects of amendments and adjustments), and the sum of: 1) the number of shares (or other type of equity) already issued upon exercise of options or other equity-based awards under the plan; and 2) shares (or other type of equity) reserved for issuance on granting of outstanding awards, net of cancellations and forfeitures, if applicable.",
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant",
        "terseLabel": "Number of shares available for grant (in shares)"
       }
      }
     },
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain": {
     "auth_ref": [
      "r396",
      "r401"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Award under share-based payment arrangement.",
        "label": "Award Type [Domain]",
        "terseLabel": "Award Type [Domain]"
       }
      }
     },
     "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy": {
     "auth_ref": [
      "r119",
      "r399",
      "r402"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Disclosure of accounting policy for award under share-based payment arrangement. Includes, but is not limited to, methodology and assumption used in measuring cost.",
        "label": "Share-based Payment Arrangement [Policy Text Block]",
        "terseLabel": "Share-Based Compensation"
       }
      }
     },
     "localname": "ShareBasedCompensationOptionAndIncentivePlansPolicy",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationPolicies"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]",
        "terseLabel": "Weighted Average Grant Price"
       }
      }
     },
     "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ShareBasedCompensationShareBasedCompensationActivityDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_SharesOutstanding": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Number of shares issued which are neither cancelled nor held in the treasury.",
        "label": "Shares, Outstanding",
        "periodEndLabel": "Ending balance (in shares)",
        "periodStartLabel": "Beginning balance (in shares)"
       }
      }
     },
     "localname": "SharesOutstanding",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_ShortTermBorrowings": {
     "auth_ref": [
      "r7",
      "r647",
      "r716"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Reflects the total carrying amount as of the balance sheet date of debt having initial terms less than one year or the normal operating cycle, if longer.",
        "label": "Short-term Debt",
        "terseLabel": "Total short-term borrowed funds",
        "verboseLabel": "Short-term borrowed funds"
       }
      }
     },
     "localname": "ShortTermBorrowings",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails",
      "http://www.citizensbank.com/role/BorrowedFundsShortTermDebtDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ShortTermDebtLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Short-term Debt [Line Items]",
        "terseLabel": "Short-term Debt [Line Items]"
       }
      }
     },
     "localname": "ShortTermDebtLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails",
      "http://www.citizensbank.com/role/BorrowedFundsShortTermDebtDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ShortTermDebtWeightedAverageInterestRate": {
     "auth_ref": [
      "r28"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Weighted average interest rate of short-term debt outstanding calculated at point in time.",
        "label": "Short-term Debt, Weighted Average Interest Rate, at Point in Time",
        "terseLabel": "Weighted-average interest rate at period end"
       }
      }
     },
     "localname": "ShortTermDebtWeightedAverageInterestRate",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_ShortTermLeaseCost": {
     "auth_ref": [
      "r577",
      "r586"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_LeaseCost",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of short-term lease cost, excluding expense for lease with term of one month or less.",
        "label": "Short-term Lease, Cost",
        "terseLabel": "Short-term lease cost"
       }
      }
     },
     "localname": "ShortTermLeaseCost",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ShorttermDebtAverageOutstandingAmount": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "For the form of debt having an initial term of less than one year or less than the normal operating cycle, if longer, average borrowings during the period.",
        "label": "Short-term Debt, Average Outstanding Amount",
        "terseLabel": "Average amount outstanding during the period"
       }
      }
     },
     "localname": "ShorttermDebtAverageOutstandingAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount": {
     "auth_ref": [
      "r8"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "For the form of debt having an initial term of less than one year or less than the normal operating cycle, if longer, maximum month-end borrowings during the period.",
        "label": "Short-term Debt, Maximum Month-end Outstanding Amount",
        "terseLabel": "Maximum amount outstanding at month-end during the period"
       }
      }
     },
     "localname": "ShorttermDebtMaximumMonthendOutstandingAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsShortTermBorrowedDebtKeyDataDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Significant Change in Unrecognized Tax Benefits is Reasonably Possible [Line Items]",
        "terseLabel": "Significant Change in Unrecognized Tax Benefits is Reasonably Possible [Line Items]"
       }
      }
     },
     "localname": "SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable": {
     "auth_ref": [
      "r432"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A summary of unrecognized tax benefits for which a material change is reasonably possible in the next twelve months, typically including the nature of the uncertainty, the event(s) that could cause a material change, and an estimate of the range of the reasonably possible change or a statement that an estimate of the range cannot be made. An unrecognized tax benefit is the difference between a tax position taken in a tax return for which the resultant tax benefit has not been recognized in the financial statements because it is more likely than not, based on the technical merits of the position, that the tax position will not be sustained upon examination.",
        "label": "Significant Change in Unrecognized Tax Benefits is Reasonably Possible [Table]",
        "terseLabel": "Significant Change in Unrecognized Tax Benefits is Reasonably Possible [Table]"
       }
      }
     },
     "localname": "SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_SpecialMentionMember": {
     "auth_ref": [
      "r191",
      "r264"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A category of financing receivables considered to have potential weaknesses that deserve management's close attention. If left uncorrected, those potential weaknesses may result in a deterioration of the repayment prospects for the asset or of the creditor's position at some future date.",
        "label": "Special Mention [Member]",
        "terseLabel": "Special Mention"
       }
      }
     },
     "localname": "SpecialMentionMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations": {
     "auth_ref": [
      "r129",
      "r451",
      "r456"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      },
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetailsCalc2": {
       "order": 2.0,
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of state and local current and deferred income tax expense (benefit) attributable to continuing operations.",
        "label": "State and Local Income Tax Expense (Benefit), Continuing Operations",
        "totalLabel": "State and local"
       }
      }
     },
     "localname": "StateAndLocalIncomeTaxExpenseBenefitContinuingOperations",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_StatementBusinessSegmentsAxis": {
     "auth_ref": [
      "r0",
      "r163",
      "r289",
      "r310",
      "r312",
      "r313",
      "r730"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by business segments.",
        "label": "Segments [Axis]",
        "terseLabel": "Segments [Axis]"
       }
      }
     },
     "localname": "StatementBusinessSegmentsAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsNarrativeDetails",
      "http://www.citizensbank.com/role/BusinessOperatingSegmentsScheduleOfBusinessOperatingSegmentsDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsGoodwillRollforwardDetails",
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsNarrativeDetails",
      "http://www.citizensbank.com/role/NoninterestIncomeComponentsOfRevenueFromContractsWithCustomersDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_StatementClassOfStockAxis": {
     "auth_ref": [
      "r14",
      "r15",
      "r16",
      "r339"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by the different classes of stock of the entity.",
        "label": "Class of Stock [Axis]",
        "terseLabel": "Class of Stock [Axis]"
       }
      }
     },
     "localname": "StatementClassOfStockAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CoverPage",
      "http://www.citizensbank.com/role/StockholdersEquityDividendsDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockDetails",
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_StatementEquityComponentsAxis": {
     "auth_ref": [
      "r37",
      "r339"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by component of equity.",
        "label": "Equity Components [Axis]",
        "terseLabel": "Equity Components [Axis]"
       }
      }
     },
     "localname": "StatementEquityComponentsAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails",
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_StatementLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Statement [Line Items]",
        "terseLabel": "Statement [Line Items]"
       }
      }
     },
     "localname": "StatementLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_StatementOfCashFlowsAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Statement of Cash Flows [Abstract]"
       }
      }
     },
     "localname": "StatementOfCashFlowsAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_StatementOfFinancialPositionAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Statement of Financial Position [Abstract]"
       }
      }
     },
     "localname": "StatementOfFinancialPositionAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Statement of Comprehensive Income [Abstract]"
       }
      }
     },
     "localname": "StatementOfIncomeAndComprehensiveIncomeAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_StatementOfStockholdersEquityAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Statement of Stockholders' Equity [Abstract]"
       }
      }
     },
     "localname": "StatementOfStockholdersEquityAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "us-gaap_StatementTable": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Schedule reflecting a Statement of Income, Statement of Cash Flows, Statement of Financial Position, Statement of Shareholders' Equity and Other Comprehensive Income, or other statement as needed.",
        "label": "Statement [Table]",
        "terseLabel": "Statement [Table]"
       }
      }
     },
     "localname": "StatementTable",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_StockIssuedDuringPeriodSharesNewIssues": {
     "auth_ref": [
      "r15",
      "r16",
      "r339",
      "r347"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Number of new stock issued during the period.",
        "label": "Stock Issued During Period, Shares, New Issues",
        "terseLabel": "Preferred stock issued (in shares)"
       }
      }
     },
     "localname": "StockIssuedDuringPeriodSharesNewIssues",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation": {
     "auth_ref": [
      "r15",
      "r16",
      "r339",
      "r347"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Number, after forfeiture, of shares or units issued under share-based payment arrangement. Excludes shares or units issued under employee stock ownership plan (ESOP).",
        "label": "Shares Issued, Shares, Share-based Payment Arrangement, after Forfeiture",
        "terseLabel": "Share-based compensation plans (in shares)"
       }
      }
     },
     "localname": "StockIssuedDuringPeriodSharesShareBasedCompensation",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan": {
     "auth_ref": [
      "r15",
      "r16",
      "r339",
      "r347"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Aggregate change in value for stock issued during the period as a result of employee stock purchase plan.",
        "label": "Stock Issued During Period, Value, Employee Stock Purchase Plan",
        "terseLabel": "Employee stock purchase plan shares purchased",
        "verboseLabel": "Stock issued for Employee Stock Purchase Plan"
       }
      }
     },
     "localname": "StockIssuedDuringPeriodValueEmployeeStockPurchasePlan",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_StockIssuedDuringPeriodValueNewIssues": {
     "auth_ref": [
      "r15",
      "r16",
      "r339",
      "r347"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Equity impact of the value of new stock issued during the period. Includes shares issued in an initial public offering or a secondary public offering.",
        "label": "Stock Issued During Period, Value, New Issues",
        "terseLabel": "Preferred stock issued"
       }
      }
     },
     "localname": "StockIssuedDuringPeriodValueNewIssues",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation": {
     "auth_ref": [
      "r15",
      "r16",
      "r347",
      "r398",
      "r410"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Value, after forfeiture, of shares issued under share-based payment arrangement. Excludes employee stock ownership plan (ESOP).",
        "label": "Shares Issued, Value, Share-based Payment Arrangement, after Forfeiture",
        "terseLabel": "Stock issued for share-based compensation plans"
       }
      }
     },
     "localname": "StockIssuedDuringPeriodValueShareBasedCompensation",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_StockRepurchasedDuringPeriodShares": {
     "auth_ref": [
      "r15",
      "r16",
      "r339",
      "r347"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Number of shares that have been repurchased during the period and have not been retired and are not held in treasury. Some state laws may govern the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock.",
        "label": "Stock Repurchased During Period, Shares",
        "terseLabel": "Shares repurchased (in shares)"
       }
      }
     },
     "localname": "StockRepurchasedDuringPeriodShares",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_StockholdersEquity": {
     "auth_ref": [
      "r16",
      "r20",
      "r21",
      "r201"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 3.0,
       "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.",
        "label": "Stockholders' Equity Attributable to Parent",
        "periodEndLabel": "Ending balance",
        "periodStartLabel": "Beginning balance",
        "terseLabel": "TOTAL STOCKHOLDERS\u2019 EQUITY",
        "totalLabel": "TOTAL STOCKHOLDERS\u2019 EQUITY"
       }
      }
     },
     "localname": "StockholdersEquity",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AccumulatedOtherComprehensiveIncomeLossScheduleOfAccumulatedOtherComprehensiveLossDetails",
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://www.citizensbank.com/role/ParentCompanyFinancialsCondensedBalanceSheetsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_StockholdersEquityAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Stockholders' Equity Attributable to Parent [Abstract]",
        "terseLabel": "STOCKHOLDERS\u2019 EQUITY:"
       }
      }
     },
     "localname": "StockholdersEquityAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets",
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_StockholdersEquityNoteDisclosureTextBlock": {
     "auth_ref": [
      "r350"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The entire disclosure for shareholders' equity comprised of portions attributable to the parent entity and noncontrolling interest, including other comprehensive income. Includes, but is not limited to, balances of common stock, preferred stock, additional paid-in capital, other capital and retained earnings, accumulated balance for each classification of other comprehensive income and amount of comprehensive income.",
        "label": "Stockholders' Equity Note Disclosure [Text Block]",
        "terseLabel": "STOCKHOLDERS' EQUITY"
       }
      }
     },
     "localname": "StockholdersEquityNoteDisclosureTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquity"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_StudentLoanMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Loan to finance tuition costs.",
        "label": "Student Loan [Member]",
        "terseLabel": "Education",
        "verboseLabel": "Education loans"
       }
      }
     },
     "localname": "StudentLoanMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAccruingAndNonaccruingPastDueAmountsDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskAdditionalImpairedLoanInformationDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskImpairedLoansByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskLoansWithIndicatorsOfHighCreditRiskDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskNonperformingLoansAndLeasesByClassDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInRetailLoansByDelinquencyStatusDetails",
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTroubledDebtRestructuringDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesSummaryOfLoansAndLeasesPortfolioDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SubleaseIncome": {
     "auth_ref": [
      "r579",
      "r586"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_LeaseCost",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of sublease income excluding finance and operating lease expense.",
        "label": "Sublease Income",
        "negatedTerseLabel": "Sublease income"
       }
      }
     },
     "localname": "SubleaseIncome",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_SubordinatedDebtMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "This element represents domestic or foreign subordinated debt. Subordinated debt has a lower priority of repayment in liquidation of the entity's assets.",
        "label": "Subordinated Debt [Member]",
        "terseLabel": "Subordinated Debt"
       }
      }
     },
     "localname": "SubordinatedDebtMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsLongTermDebtDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SubsequentEventMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Identifies event that occurred after the balance sheet date but before financial statements are issued or available to be issued.",
        "label": "Subsequent Event [Member]",
        "terseLabel": "Subsequent Event"
       }
      }
     },
     "localname": "SubsequentEventMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SubsequentEventTypeAxis": {
     "auth_ref": [
      "r596"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by event that occurred after the balance sheet date but before financial statements are issued or available to be issued.",
        "label": "Subsequent Event Type [Axis]",
        "terseLabel": "Subsequent Event Type [Axis]"
       }
      }
     },
     "localname": "SubsequentEventTypeAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_SubsequentEventTypeDomain": {
     "auth_ref": [
      "r596"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Event that occurred after the balance sheet date but before financial statements are issued or available to be issued.",
        "label": "Subsequent Event Type [Domain]",
        "terseLabel": "Subsequent Event Type [Domain]"
       }
      }
     },
     "localname": "SubsequentEventTypeDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SubstandardMember": {
     "auth_ref": [
      "r191",
      "r264"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A category of financing receivables that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the creditor will sustain some loss if the deficiencies are not corrected.",
        "label": "Substandard [Member]",
        "terseLabel": "Substandard"
       }
      }
     },
     "localname": "SubstandardMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskRecordedInvestmentInCommercialLoansAndLeasesByRegulatoryClassificationRatingsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SupplementalCashFlowInformationAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Supplemental Cash Flow Information [Abstract]",
        "terseLabel": "Supplemental disclosures:"
       }
      }
     },
     "localname": "SupplementalCashFlowInformationAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Plan designed to provide limited group of employees with supplemental retirement benefits, in addition to other pension benefits. Includes, but is not limited to, defined benefit and defined contribution plans.",
        "label": "Supplemental Employee Retirement Plan [Member]",
        "terseLabel": "Non-Qualified Plan"
       }
      }
     },
     "localname": "SupplementalEmployeeRetirementPlanDefinedBenefitMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EmployeeBenefitsChangesInFairValueOfPensionPlanAssetsProjectedBenefitObligationFundedStatusAndAccumulatedBenefitObligationDetails",
      "http://www.citizensbank.com/role/EmployeeBenefitsNarrativeDetails",
      "http://www.citizensbank.com/role/EmployeeBenefitsScheduleOfNetPeriodicIncomeCostDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_TaxPeriodAxis": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information about the period subject to enacted tax laws.",
        "label": "Tax Period [Axis]",
        "terseLabel": "Tax Period [Axis]"
       }
      }
     },
     "localname": "TaxPeriodAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_TaxPeriodDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Identified tax period.",
        "label": "Tax Period [Domain]",
        "terseLabel": "Tax Period [Domain]"
       }
      }
     },
     "localname": "TaxPeriodDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_TechnologyBasedIntangibleAssetsMember": {
     "auth_ref": [
      "r468"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Technology-based intangible assets, including, but not limited to, patented technology, unpatented technology, and developed technology rights.",
        "label": "Technology-Based Intangible Assets [Member]",
        "terseLabel": "Acquired technology"
       }
      }
     },
     "localname": "TechnologyBasedIntangibleAssetsMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/GoodwillAndIntangibleAssetsOtherIntangiblesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_TierOneLeverageCapital": {
     "auth_ref": [
      "r697",
      "r707"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tier 1 Leverage Capital as defined in the regulations. Also called Core Capital.",
        "label": "Tier One Leverage Capital",
        "terseLabel": "Actual"
       }
      }
     },
     "localname": "TierOneLeverageCapital",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_TierOneLeverageCapitalAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Tier One Leverage Capital [Abstract]",
        "terseLabel": "Tier 1 Capital to Average Assets (Leverage) (Amount)"
       }
      }
     },
     "localname": "TierOneLeverageCapitalAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy": {
     "auth_ref": [
      "r697",
      "r707"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The minimum amount of Tier 1 Leverage Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.",
        "label": "Tier One Leverage Capital Required for Capital Adequacy",
        "terseLabel": "Minimum Capital Adequacy"
       }
      }
     },
     "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacy",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets": {
     "auth_ref": [
      "r697",
      "r700",
      "r707"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The minimum amount of Tier 1 Leverage Capital for capital adequacy purposes divided by average assets as defined in the regulations.",
        "label": "Tier One Leverage Capital Required for Capital Adequacy to Average Assets",
        "terseLabel": "Minimum Capital Adequacy"
       }
      }
     },
     "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_TierOneLeverageCapitalToAverageAssets": {
     "auth_ref": [
      "r697",
      "r707"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tier 1 Leverage Capital divided by average assets as defined in the regulations.",
        "label": "Tier One Leverage Capital to Average Assets",
        "terseLabel": "Actual"
       }
      }
     },
     "localname": "TierOneLeverageCapitalToAverageAssets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_TierOneRiskBasedCapital": {
     "auth_ref": [
      "r697",
      "r707"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tier 1 Risk Based Capital as defined in the regulations.",
        "label": "Tier One Risk Based Capital",
        "terseLabel": "Actual"
       }
      }
     },
     "localname": "TierOneRiskBasedCapital",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_TierOneRiskBasedCapitalAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Tier One Risk Based Capital [Abstract]",
        "terseLabel": "Tier 1 Capital to Risk-Weighted Assets (Amount)"
       }
      }
     },
     "localname": "TierOneRiskBasedCapitalAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy": {
     "auth_ref": [
      "r697",
      "r707"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The minimum amount of Tier 1 Risk Based Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.",
        "label": "Tier One Risk Based Capital Required for Capital Adequacy",
        "terseLabel": "Minimum Capital Adequacy"
       }
      }
     },
     "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacy",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets": {
     "auth_ref": [
      "r697",
      "r700",
      "r707"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The minimum Tier One Capital Ratio (Tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.",
        "label": "Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets",
        "terseLabel": "Minimum Capital Adequacy"
       }
      }
     },
     "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets": {
     "auth_ref": [
      "r697",
      "r707"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tier 1 capital divided by risk weighted assets as defined by regulations.",
        "label": "Tier One Risk Based Capital to Risk Weighted Assets",
        "terseLabel": "Actual"
       }
      }
     },
     "localname": "TierOneRiskBasedCapitalToRiskWeightedAssets",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/RegulatoryMattersCapitalAndCapitalRatioInformationDetails"
     ],
     "xbrltype": "percentItemType"
    },
    "us-gaap_TimeDepositMaturitiesAfterYearFive": {
     "auth_ref": [
      "r329"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails": {
       "order": 6.0,
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of time deposits maturing after the fifth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Time Deposit Maturities, after Year Five",
        "terseLabel": "2025 and thereafter"
       }
      }
     },
     "localname": "TimeDepositMaturitiesAfterYearFive",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_TimeDepositMaturitiesYearFive": {
     "auth_ref": [
      "r329"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails": {
       "order": 5.0,
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of time deposits maturing in the fifth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Time Deposit Maturities, Year Five",
        "terseLabel": "2024"
       }
      }
     },
     "localname": "TimeDepositMaturitiesYearFive",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_TimeDepositMaturitiesYearFour": {
     "auth_ref": [
      "r329"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails": {
       "order": 4.0,
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of time deposits maturing in the fourth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Time Deposit Maturities, Year Four",
        "terseLabel": "2023"
       }
      }
     },
     "localname": "TimeDepositMaturitiesYearFour",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_TimeDepositMaturitiesYearOne": {
     "auth_ref": [
      "r329"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of time deposits maturing in the next fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Time Deposit Maturities, Next Twelve Months",
        "terseLabel": "2020"
       }
      }
     },
     "localname": "TimeDepositMaturitiesYearOne",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_TimeDepositMaturitiesYearThree": {
     "auth_ref": [
      "r329"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of time deposits maturing in the third fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Time Deposit Maturities, Year Three",
        "terseLabel": "2022"
       }
      }
     },
     "localname": "TimeDepositMaturitiesYearThree",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_TimeDepositMaturitiesYearTwo": {
     "auth_ref": [
      "r329"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of time deposits maturing in the second fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.",
        "label": "Time Deposit Maturities, Year Two",
        "terseLabel": "2021"
       }
      }
     },
     "localname": "TimeDepositMaturitiesYearTwo",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_TimeDeposits": {
     "auth_ref": [
      "r657",
      "r695"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails": {
       "order": 5.0,
       "parentTag": "us-gaap_Deposits",
       "weight": 1.0
      },
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of time deposit liabilities, including certificates of deposit.",
        "label": "Time Deposits",
        "terseLabel": "Term deposits",
        "totalLabel": "Total"
       }
      }
     },
     "localname": "TimeDeposits",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMajorComponentsOfDepositsDetails",
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_TimeDeposits100000OrMore": {
     "auth_ref": [
      "r749"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of time deposit liabilities, including certificates of deposit, in denominations of $100,000 or more.",
        "label": "Time Deposits, $100,000 or More",
        "terseLabel": "Time deposits of $100,000 or more",
        "totalLabel": "Total term deposits"
       }
      }
     },
     "localname": "TimeDeposits100000OrMore",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsGreaterThan100000Details",
      "http://www.citizensbank.com/role/DepositsNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_TimeDepositsByMaturityAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Time Deposits, Fiscal Year Maturity [Abstract]",
        "terseLabel": "Time Deposits, Fiscal Year Maturity [Abstract]"
       }
      }
     },
     "localname": "TimeDepositsByMaturityAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/DepositsMaturitiesOfTermDepositsDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_TransferToInvestments": {
     "auth_ref": [
      "r115",
      "r116",
      "r117"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Value of investments transferred to the entity's investments in noncash transactions.",
        "label": "Transfer to Investments",
        "terseLabel": "Loans securitized and transferred to securities available for sale"
       }
      }
     },
     "localname": "TransferToInvestments",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain": {
     "auth_ref": [
      "r618"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Instrument or contract that imposes a contractual obligation to deliver cash or another financial instrument or to exchange other financial instruments on potentially unfavorable terms and conveys a contractual right to receive cash or another financial instrument or to exchange other financial instruments on potentially favorable terms.",
        "label": "Financial Instruments [Domain]",
        "terseLabel": "Financial Instruments [Domain]"
       }
      }
     },
     "localname": "TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/CommitmentsAndContingenciesNarrativeDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsNarrativeDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsResidentialAndCommercialMortgageLoansHeldForSaleDetails",
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesLoansHeldForSaleDetails",
      "http://www.citizensbank.com/role/LoansAndLeasesNarrativeDetails",
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails",
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsFairValueMethodDetails",
      "http://www.citizensbank.com/role/MortgageBankingResidentialMortgageLoansDetails",
      "http://www.citizensbank.com/role/SecuritiesNarrativeDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsInContinuousLossPositionsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_TreasuryStockAcquiredAverageCostPerShare": {
     "auth_ref": [
      "r348"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Total cost of shares repurchased divided by the total number of shares repurchased.",
        "label": "Treasury Stock Acquired, Average Cost Per Share",
        "terseLabel": "Treasury stock purchased, price per share (in dollars per share)"
       }
      }
     },
     "localname": "TreasuryStockAcquiredAverageCostPerShare",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails"
     ],
     "xbrltype": "perShareItemType"
    },
    "us-gaap_TreasuryStockMember": {
     "auth_ref": [
      "r36",
      "r348"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Shares of an entity that have been repurchased by the entity. This stock has no voting rights and receives no dividends. Note that treasury stock may be recorded at its total cost or separately as par (or stated) value and additional paid in capital. Classified within stockholders' equity if nonredeemable or redeemable solely at the option of the issuer. Classified within temporary equity if redemption is outside the control of the issuer.",
        "label": "Treasury Stock [Member]",
        "terseLabel": "Treasury Stock, at Cost"
       }
      }
     },
     "localname": "TreasuryStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_TreasuryStockShares": {
     "auth_ref": [
      "r36",
      "r348"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.",
        "label": "Treasury Stock, Shares",
        "terseLabel": "Treasury stock (in shares)"
       }
      }
     },
     "localname": "TreasuryStockShares",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheetsParenthetical"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_TreasuryStockSharesAcquired": {
     "auth_ref": [
      "r16",
      "r339",
      "r347"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Number of shares that have been repurchased during the period and are being held in treasury.",
        "label": "Treasury Stock, Shares, Acquired",
        "negatedTerseLabel": "Treasury stock purchased (in shares)",
        "terseLabel": "Treasury stock purchased (in shares)"
       }
      }
     },
     "localname": "TreasuryStockSharesAcquired",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://www.citizensbank.com/role/StockholdersEquityNarrativeDetails"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_TreasuryStockValue": {
     "auth_ref": [
      "r36",
      "r348",
      "r349"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets": {
       "order": 4.0,
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": -1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.",
        "label": "Treasury Stock, Value",
        "negatedTerseLabel": "Treasury stock, at cost, 135,117,647 and 100,811,879 shares at December 31, 2019 and December 31, 2018, respectively"
       }
      }
     },
     "localname": "TreasuryStockValue",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedBalanceSheets"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_TreasuryStockValueAcquiredCostMethod": {
     "auth_ref": [
      "r339",
      "r347",
      "r348"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method.",
        "label": "Treasury Stock, Value, Acquired, Cost Method",
        "negatedTerseLabel": "Treasury stock purchased"
       }
      }
     },
     "localname": "TreasuryStockValueAcquiredCostMethod",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock": {
     "auth_ref": [
      "r193",
      "r195"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Tabular disclosure of financing receivable modified as troubled debt restructuring.",
        "label": "Financing Receivable, Troubled Debt Restructuring [Table Text Block]",
        "terseLabel": "Troubled debt restructurings on financing receivables"
       }
      }
     },
     "localname": "TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskTables"
     ],
     "xbrltype": "textBlockItemType"
    },
    "us-gaap_TypeOfAdoptionMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Adoption and early adoption of sources of change to generally accepted accounting principles (GAAP) in the United States. The FASB released the FASB Accounting Standards Codification as the authoritative source of literature effective for interim and annual periods ending after September 15, 2009. As part of the Codification process, the FASB issues Accounting Standards Updates to amend the Codification but otherwise the Accounting Standards Updates are not authoritative in their own right. All previous accounting standards (such as FASB Statements of Financial Accounting Standards, FASB Interpretations, FASB Staff Positions, Emerging Issues Task Force Consensuses, other pronouncements of the FASB or other designated bodies, or other forms of GAAP are considered accounting pronouncements) were superseded upon the adoption of the Codification. For an interim period, references to the superseded standards are included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.",
        "label": "Type of Adoption [Domain]",
        "terseLabel": "Type of Adoption [Domain]"
       }
      }
     },
     "localname": "TypeOfAdoptionMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BasisOfPresentationNarrativeDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_USStatesAndPoliticalSubdivisionsMember": {
     "auth_ref": [
      "r369",
      "r732"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Bonds or similar securities issued by state, city, or local US governments or the agencies operated by state, city, or local governments. Debt securities issued by state governments may include bond issuances of US state authorities including, for example, but not limited to, housing authorities, dormitory authorities, and general obligations while debt securities issued by political subdivisions of US states would include, for example, debt issuances by county, borough, city, or municipal governments.",
        "label": "US States and Political Subdivisions Debt Securities [Member]",
        "terseLabel": "State and political subdivisions"
       }
      }
     },
     "localname": "USStatesAndPoliticalSubdivisionsMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_USTreasuryAndGovernmentMember": {
     "auth_ref": [
      "r369",
      "r653",
      "r732"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "This category includes investments in debt securities issued by the United States Department of the Treasury, US Government Agencies and US Government-sponsored Enterprises. Such securities may include treasury bills (short-term maturities - one year or less), treasury notes (intermediate term maturities - two to ten years), and treasury bonds (long-term maturities - ten to thirty years), debt securities issued by the Government National Mortgage Association (Ginnie Mae) and debt securities issued by the Federal National Mortgage Association (Fannie Mae) or the Federal Home Loan Mortgage Corporation (Freddie Mac).",
        "label": "US Treasury and Government [Member]",
        "terseLabel": "U.S. Treasury and other"
       }
      }
     },
     "localname": "USTreasuryAndGovernmentMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/SecuritiesScheduleOfAvailableForSaleSecuritiesDebtMaturitiesDetails",
      "http://www.citizensbank.com/role/SecuritiesScheduleOfInvestmentsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_USTreasurySecuritiesMember": {
     "auth_ref": [
      "r369",
      "r392",
      "r653"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "This category includes information about debt securities issued by the United States Department of the Treasury and backed by the United States government. Such securities primarily consist of treasury bills (short-term maturities - one year or less), treasury notes (intermediate term maturities - two to ten years), and treasury bonds (long-term maturities - ten to thirty years).",
        "label": "US Treasury Securities [Member]",
        "terseLabel": "U.S. Treasury and other"
       }
      }
     },
     "localname": "USTreasurySecuritiesMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/FairValueMeasurementsScheduleOfFairValueMeasurementsDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_UnrecognizedTaxBenefits": {
     "auth_ref": [
      "r422",
      "r433"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of unrecognized tax benefits.",
        "label": "Unrecognized Tax Benefits",
        "periodEndLabel": "Balance at end of year",
        "periodStartLabel": "Balance at the beginning of the year"
       }
      }
     },
     "localname": "UnrecognizedTaxBenefits",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions": {
     "auth_ref": [
      "r434"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of decrease in unrecognized tax benefits resulting from tax positions taken in prior period tax returns.",
        "label": "Unrecognized Tax Benefits, Decrease Resulting from Prior Period Tax Positions",
        "negatedTerseLabel": "Gross decrease for tax positions related to prior years"
       }
      }
     },
     "localname": "UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities": {
     "auth_ref": [
      "r436"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of decrease in unrecognized tax benefits resulting from settlements with taxing authorities.",
        "label": "Unrecognized Tax Benefits, Decrease Resulting from Settlements with Taxing Authorities",
        "negatedTerseLabel": "Decrease for tax positions related to settlements with taxing authorities"
       }
      }
     },
     "localname": "UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions": {
     "auth_ref": [
      "r435"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase in unrecognized tax benefits resulting from tax positions that have been or will be taken in current period tax return.",
        "label": "Unrecognized Tax Benefits, Increase Resulting from Current Period Tax Positions",
        "terseLabel": "Gross increase for tax positions related to current year"
       }
      }
     },
     "localname": "UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued": {
     "auth_ref": [
      "r431"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of interest expense accrued for an underpayment of income taxes.",
        "label": "Unrecognized Tax Benefits, Interest on Income Taxes Accrued",
        "terseLabel": "Accrued interest on unrecognized tax benefits"
       }
      }
     },
     "localname": "UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense": {
     "auth_ref": [
      "r431"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of interest expense for an underpayment of income taxes.",
        "label": "Unrecognized Tax Benefits, Interest on Income Taxes Expense",
        "terseLabel": "Interest on unrecognized tax benefits accrued (released) during period"
       }
      }
     },
     "localname": "UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations": {
     "auth_ref": [
      "r437"
     ],
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of decrease in unrecognized tax benefits resulting from lapses of applicable statutes of limitations.",
        "label": "Unrecognized Tax Benefits, Reduction Resulting from Lapse of Applicable Statute of Limitations",
        "negatedTerseLabel": "Decrease for tax positions as a result of the lapse of the statutes of limitations"
       }
      }
     },
     "localname": "UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate": {
     "auth_ref": [
      "r438"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The total amount of unrecognized tax benefits that, if recognized, would affect the effective tax rate.",
        "label": "Unrecognized Tax Benefits that Would Impact Effective Tax Rate",
        "terseLabel": "Unrecognized tax benefits that would impact effective tax rate"
       }
      }
     },
     "localname": "UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_UnsecuredDebt": {
     "auth_ref": [
      "r10",
      "r649",
      "r717"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Including the current and noncurrent portions, carrying value as of the balance sheet date of uncollateralized debt obligations (with maturities initially due after one year or beyond the operating cycle if longer).",
        "label": "Unsecured Debt",
        "terseLabel": "Principal balance"
       }
      }
     },
     "localname": "UnsecuredDebt",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/BorrowedFundsNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount": {
     "auth_ref": [
      "r424"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase (decrease) in the valuation allowance for a specified deferred tax asset.",
        "label": "Valuation Allowance, Deferred Tax Asset, Increase (Decrease), Amount",
        "terseLabel": "Decrease in deferred tax asset valuation allowance"
       }
      }
     },
     "localname": "ValuationAllowanceDeferredTaxAssetChangeInAmount",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/IncomeTaxesNarrativeDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance": {
     "auth_ref": [
      "r626"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails": {
       "order": 2.0,
       "parentTag": "cfg_ServicingAssetatAmortizedCostNet",
       "weight": -1.0
      }
     },
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Reflects the estimated amount of impairment as of the balance sheet date of recognized servicing assets that are being amortized in proportion to and over the period of estimated net servicing income or loss.",
        "label": "Valuation Allowance for Impairment of Recognized Servicing Assets, Balance",
        "periodEndLabel": "Balance at end of period",
        "periodStartLabel": "Balance as of beginning of period"
       }
      }
     },
     "localname": "ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries": {
     "auth_ref": [
      "r627"
     ],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of increase (decrease) in the valuation allowance for impairment of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer from expenses (recoveries) recognized.",
        "label": "Valuation Allowance for Impairment of Recognized Servicing Assets, Additions (Deductions) for Expenses (Recoveries)",
        "verboseLabel": "Valuation charge-offs (recoveries)"
       }
      }
     },
     "localname": "ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.",
        "label": "Valuation Allowance for Impairment of Recognized Servicing Assets [Roll Forward]",
        "terseLabel": "Valuation allowance for servicing assets"
       }
      }
     },
     "localname": "ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRollForward",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/MortgageBankingChangesRelatedToMsrsAmortizationMethodDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_ValuationAllowancesAndReservesDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Valuation and qualifying accounts and reserves.",
        "label": "SEC Schedule, 12-09, Valuation Allowances and Reserves [Domain]",
        "terseLabel": "SEC Schedule, 12-09, Valuation Allowances and Reserves [Domain]"
       }
      }
     },
     "localname": "ValuationAllowancesAndReservesDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_ValuationAllowancesAndReservesTypeAxis": {
     "auth_ref": [
      "r137"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by valuation and qualifying accounts and reserves.",
        "label": "SEC Schedule, 12-09, Valuation Allowances and Reserves Type [Axis]",
        "terseLabel": "SEC Schedule, 12-09, Valuation Allowances and Reserves Type [Axis]"
       }
      }
     },
     "localname": "ValuationAllowancesAndReservesTypeAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/AllowanceForCreditLossesNonperformingAssetsAndConcentrationsOfCreditRiskSummaryOfChangesInAllowanceForCreditLossesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis": {
     "auth_ref": [
      "r481",
      "r483",
      "r486"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by category of Variable Interest Entity (VIE).",
        "label": "Variable Interest Entities [Axis]",
        "terseLabel": "Variable Interest Entities [Axis]"
       }
      }
     },
     "localname": "VariableInterestEntitiesByClassificationOfEntityAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfAffordableHousingTaxCreditInvestmentsDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_VariableInterestEntityLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Variable Interest Entity [Line Items]",
        "terseLabel": "Variable Interest Entity [Line Items]"
       }
      }
     },
     "localname": "VariableInterestEntityLineItems",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/VariableInterestEntitiesNarrativeDetails",
      "http://www.citizensbank.com/role/VariableInterestEntitiesScheduleOfVariableInterestEntitiesDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_VariableLeaseCost": {
     "auth_ref": [
      "r578",
      "r586"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails": {
       "order": 3.0,
       "parentTag": "us-gaap_LeaseCost",
       "weight": 1.0
      }
     },
     "crdr": "debit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Amount of variable lease cost, excluded from lease liability, recognized when obligation for payment is incurred for finance and operating leases.",
        "label": "Variable Lease, Cost",
        "terseLabel": "Variable lease cost"
       }
      }
     },
     "localname": "VariableLeaseCost",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/LeasesComponentsOfOperatingLeaseCostDetails"
     ],
     "xbrltype": "monetaryItemType"
    },
    "us-gaap_VariableRateAxis": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Information by type of variable rate.",
        "label": "Variable Rate [Axis]",
        "terseLabel": "Variable Rate [Axis]"
       }
      }
     },
     "localname": "VariableRateAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_VariableRateDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Interest rate that fluctuates over time as a result of an underlying benchmark interest rate or index.",
        "label": "Variable Rate [Domain]",
        "terseLabel": "Variable Rate [Domain]"
       }
      }
     },
     "localname": "VariableRateDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/StockholdersEquityPreferredStockOutstandingDetails"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment": {
     "auth_ref": [
      "r148"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EarningsPerShareDetails": {
       "order": 2.0,
       "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding",
       "weight": 1.0
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The sum of dilutive potential common shares or units used in the calculation of the diluted per-share or per-unit computation.",
        "label": "Weighted Average Number Diluted Shares Outstanding Adjustment",
        "terseLabel": "Dilutive common shares: share-based awards (in shares)"
       }
      }
     },
     "localname": "WeightedAverageNumberDilutedSharesOutstandingAdjustment",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/EarningsPerShareDetails"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding": {
     "auth_ref": [
      "r144",
      "r148"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EarningsPerShareDetails": {
       "order": null,
       "parentTag": null,
       "root": true,
       "weight": null
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.",
        "label": "Weighted Average Number of Shares Outstanding, Diluted",
        "terseLabel": "Diluted (in shares)",
        "totalLabel": "Weighted-average common shares outstanding - diluted (in shares)"
       }
      }
     },
     "localname": "WeightedAverageNumberOfDilutedSharesOutstanding",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations",
      "http://www.citizensbank.com/role/EarningsPerShareDetails"
     ],
     "xbrltype": "sharesItemType"
    },
    "us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Weighted Average Number of Shares Outstanding, Diluted [Abstract]",
        "terseLabel": "Weighted-average common shares outstanding:",
        "verboseLabel": "Denominator:"
       }
      }
     },
     "localname": "WeightedAverageNumberOfSharesOutstandingAbstract",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations",
      "http://www.citizensbank.com/role/EarningsPerShareDetails"
     ],
     "xbrltype": "stringItemType"
    },
    "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic": {
     "auth_ref": [
      "r142",
      "r148"
     ],
     "calculation": {
      "http://www.citizensbank.com/role/EarningsPerShareDetails": {
       "order": 1.0,
       "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding",
       "weight": 1.0
      }
     },
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.",
        "label": "Weighted Average Number of Shares Outstanding, Basic",
        "terseLabel": "Basic (in shares)",
        "verboseLabel": "Weighted-average common shares outstanding - basic (in shares)"
       }
      }
     },
     "localname": "WeightedAverageNumberOfSharesOutstandingBasic",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.citizensbank.com/role/ConsolidatedStatementsOfOperations",
      "http://www.citizensbank.com/role/EarningsPerShareDetails"
     ],
     "xbrltype": "sharesItemType"
    }
   },
   "unitCount": 9
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(d)",
   "Topic": "205",
   "URI": "http://asc.fasb.org/extlink&oid=109222650&loc=d3e1361-107760"
  },
  "r1": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(e)",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=118951113&loc=d3e6812-107765"
  },
  "r10": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(22))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r100": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "21",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3461-108585"
  },
  "r101": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "24",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3521-108585"
  },
  "r102": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "25",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3536-108585"
  },
  "r103": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "25",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(e)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3536-108585"
  },
  "r104": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "25",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(f)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3536-108585"
  },
  "r105": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "25",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(g)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3536-108585"
  },
  "r106": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "25",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3536-108585"
  },
  "r107": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "28",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3602-108585"
  },
  "r108": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "28",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3602-108585"
  },
  "r109": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "28",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3602-108585"
  },
  "r11": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(25))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r110": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3044-108585"
  },
  "r111": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "8",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3095-108585"
  },
  "r112": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "9",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3098-108585"
  },
  "r113": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=d3e4273-108586"
  },
  "r114": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=d3e4297-108586"
  },
  "r115": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=d3e4304-108586"
  },
  "r116": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=d3e4313-108586"
  },
  "r117": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=d3e4332-108586"
  },
  "r118": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "8",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=SL98516268-108586"
  },
  "r119": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=84158767&loc=d3e18780-107790"
  },
  "r12": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(26)(a))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r120": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(e)",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=84158767&loc=d3e18823-107790"
  },
  "r121": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.4-08(d)(1))",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690"
  },
  "r122": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.4-08(d))",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690"
  },
  "r123": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.4-08(h)(2))",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690"
  },
  "r124": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.4-08(h))",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690"
  },
  "r125": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.4-08.(d)(1))",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690"
  },
  "r126": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.4-08.(d),(e))",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690"
  },
  "r127": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.4-08.(e),(f))",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690"
  },
  "r128": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.4-08.(h)(1)(i))",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690"
  },
  "r129": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.4-08.(h)(1))",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690"
  },
  "r13": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(26)(b))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r130": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.4-08.(h)(2))",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690"
  },
  "r131": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.4-08.(n)(2))",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690"
  },
  "r132": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.4-08.(n))",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690"
  },
  "r133": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.12-04(a))",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e24072-122690"
  },
  "r134": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.12-04)",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e24072-122690"
  },
  "r135": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.12-04.(a))",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e24072-122690"
  },
  "r136": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.12-09(ColumnA))",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e24092-122690"
  },
  "r137": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.12-09)",
   "Topic": "235",
   "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e24092-122690"
  },
  "r138": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "235",
   "URI": "http://asc.fasb.org/topic&trid=2122369"
  },
  "r139": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "250",
   "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22499-107794"
  },
  "r14": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(27))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r140": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "250",
   "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22694-107794"
  },
  "r141": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "250",
   "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22583-107794"
  },
  "r142": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "260",
   "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=d3e1448-109256"
  },
  "r143": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "260",
   "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=d3e1377-109256"
  },
  "r144": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "16",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "260",
   "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=d3e1505-109256"
  },
  "r145": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "260",
   "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=d3e1252-109256"
  },
  "r146": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "60B",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(d)",
   "Topic": "260",
   "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=SL5780133-109256"
  },
  "r147": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "7",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "260",
   "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=d3e1337-109256"
  },
  "r148": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "260",
   "URI": "http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257"
  },
  "r149": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "260",
   "URI": "http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257"
  },
  "r15": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(28))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r150": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "260",
   "URI": "http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257"
  },
  "r151": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "260",
   "URI": "http://asc.fasb.org/extlink&oid=6371337&loc=d3e3630-109257"
  },
  "r152": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "52",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "10",
   "Topic": "260",
   "URI": "http://asc.fasb.org/extlink&oid=117327953&loc=d3e4984-109258"
  },
  "r153": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "260",
   "URI": "http://asc.fasb.org/topic&trid=2144383"
  },
  "r154": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "12",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "270",
   "URI": "http://asc.fasb.org/extlink&oid=116846552&loc=d3e725-108305"
  },
  "r155": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "13",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "270",
   "URI": "http://asc.fasb.org/extlink&oid=116846552&loc=d3e765-108305"
  },
  "r156": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "270",
   "URI": "http://asc.fasb.org/extlink&oid=118952077&loc=SL77927221-108306"
  },
  "r157": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.10-01.(b)(6))",
   "Topic": "270",
   "URI": "http://asc.fasb.org/extlink&oid=27015980&loc=d3e46468-122699"
  },
  "r158": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "21",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "280",
   "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8721-108599"
  },
  "r159": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "22",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "280",
   "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599"
  },
  "r16": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(29))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r160": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "22",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "280",
   "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599"
  },
  "r161": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "22",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(d)",
   "Topic": "280",
   "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599"
  },
  "r162": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "22",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(h)",
   "Topic": "280",
   "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599"
  },
  "r163": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "22",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "280",
   "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599"
  },
  "r164": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "25",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "280",
   "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8813-108599"
  },
  "r165": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "25",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "280",
   "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8813-108599"
  },
  "r166": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "30",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "280",
   "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8906-108599"
  },
  "r167": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "32",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "280",
   "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8933-108599"
  },
  "r168": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "32",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "280",
   "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8933-108599"
  },
  "r169": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "32",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "280",
   "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8933-108599"
  },
  "r17": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(3))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r170": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "280",
   "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8475-108599"
  },
  "r171": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "40",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "280",
   "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e9031-108599"
  },
  "r172": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "280",
   "URI": "http://asc.fasb.org/topic&trid=2134510"
  },
  "r173": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118952595&loc=d3e4428-111522"
  },
  "r174": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11B",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(1)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524"
  },
  "r175": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11B",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(2)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524"
  },
  "r176": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11B",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(3)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524"
  },
  "r177": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11B",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(4)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524"
  },
  "r178": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11B",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(d)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524"
  },
  "r179": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11B",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(g)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524"
  },
  "r18": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(30)(a)(1))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r180": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11B",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(h)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524"
  },
  "r181": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11B",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524"
  },
  "r182": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "14A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953550-111524"
  },
  "r183": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "14A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953550-111524"
  },
  "r184": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(3)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5212-111524"
  },
  "r185": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(4)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5212-111524"
  },
  "r186": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b,d,e)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5212-111524"
  },
  "r187": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(1)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5212-111524"
  },
  "r188": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(2)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5212-111524"
  },
  "r189": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5212-111524"
  },
  "r19": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(30)(a)(3))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r190": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "17",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5258-111524"
  },
  "r191": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "29",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953659-111524"
  },
  "r192": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5066-111524"
  },
  "r193": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "33",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953676-111524"
  },
  "r194": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "34",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(2)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953682-111524"
  },
  "r195": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "34",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953682-111524"
  },
  "r196": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "7",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5111-111524"
  },
  "r197": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "7",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(d)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5111-111524"
  },
  "r198": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "7",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5111-111524"
  },
  "r199": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "7A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953401-111524"
  },
  "r2": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(1))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r20": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(30))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r200": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "9",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5144-111524"
  },
  "r201": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SAB Topic 4.E)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=27010918&loc=d3e74512-122707"
  },
  "r202": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SAB Topic 6.L.1)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707"
  },
  "r203": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "SubTopic": "10",
   "Topic": "310",
   "URI": "http://asc.fasb.org/subtopic&trid=2196772"
  },
  "r204": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Subparagraph": "(b)(1)(ii)",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118939070&loc=d3e15032-111544"
  },
  "r205": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "40",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118939409&loc=d3e18794-111554"
  },
  "r206": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "40",
   "Topic": "310",
   "URI": "http://asc.fasb.org/extlink&oid=118939409&loc=d3e18845-111554"
  },
  "r207": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "SubTopic": "40",
   "Topic": "310",
   "URI": "http://asc.fasb.org/subtopic&trid=2196892"
  },
  "r208": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "310",
   "URI": "http://asc.fasb.org/topic&trid=2196771"
  },
  "r209": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "34D",
   "Publisher": "FASB",
   "Section": "35",
   "SubTopic": "10",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118985780&loc=SL6284304-111560"
  },
  "r21": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(31))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r210": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118954083&loc=d3e26610-111562"
  },
  "r211": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118954083&loc=d3e26853-111562"
  },
  "r212": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "8A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118954083&loc=SL6284422-111562"
  },
  "r213": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1B",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=SL6283291-111563"
  },
  "r214": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563"
  },
  "r215": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(aa)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563"
  },
  "r216": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563"
  },
  "r217": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563"
  },
  "r218": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(d)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563"
  },
  "r219": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563"
  },
  "r22": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(32))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r220": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27198-111563"
  },
  "r221": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(d)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27198-111563"
  },
  "r222": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27198-111563"
  },
  "r223": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563"
  },
  "r224": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(aa)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563"
  },
  "r225": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563"
  },
  "r226": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563"
  },
  "r227": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(f)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563"
  },
  "r228": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(f)(1)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563"
  },
  "r229": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(f)(2)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563"
  },
  "r23": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02.12)",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r230": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(f)(3)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563"
  },
  "r231": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(f)(4)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563"
  },
  "r232": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(1)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27290-111563"
  },
  "r233": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(2)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27290-111563"
  },
  "r234": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)(3)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27290-111563"
  },
  "r235": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27290-111563"
  },
  "r236": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "7",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27337-111563"
  },
  "r237": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "8",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27340-111563"
  },
  "r238": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "8B",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=SL6284393-111563"
  },
  "r239": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "9",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27357-111563"
  },
  "r24": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02.13(a))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r240": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "9",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)-(d)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27357-111563"
  },
  "r241": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "9",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(d)",
   "Topic": "320",
   "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27357-111563"
  },
  "r242": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "320",
   "URI": "http://asc.fasb.org/topic&trid=2196928"
  },
  "r243": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "321",
   "URI": "http://asc.fasb.org/extlink&oid=116654751&loc=SL75117539-209714"
  },
  "r244": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "321",
   "URI": "http://asc.fasb.org/extlink&oid=116654751&loc=SL75117546-209714"
  },
  "r245": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "323",
   "URI": "http://asc.fasb.org/extlink&oid=109237563&loc=d3e33749-111570"
  },
  "r246": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(b)",
   "Topic": "323",
   "URI": "http://asc.fasb.org/extlink&oid=114001798&loc=d3e33918-111571"
  },
  "r247": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "740",
   "Subparagraph": "(a)",
   "Topic": "323",
   "URI": "http://asc.fasb.org/extlink&oid=116633289&loc=SL49122993-202985"
  },
  "r248": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "740",
   "Subparagraph": "(b)",
   "Topic": "323",
   "URI": "http://asc.fasb.org/extlink&oid=116633289&loc=SL49122993-202985"
  },
  "r249": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "740",
   "Subparagraph": "(c)",
   "Topic": "323",
   "URI": "http://asc.fasb.org/extlink&oid=116633289&loc=SL49122993-202985"
  },
  "r25": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02.13)",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r250": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "740",
   "Subparagraph": "(e)",
   "Topic": "323",
   "URI": "http://asc.fasb.org/extlink&oid=116633289&loc=SL49122993-202985"
  },
  "r251": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "740",
   "Subparagraph": "(f)",
   "Topic": "323",
   "URI": "http://asc.fasb.org/extlink&oid=116633289&loc=SL49122993-202985"
  },
  "r252": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "323",
   "URI": "http://asc.fasb.org/topic&trid=2196965"
  },
  "r253": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "65",
   "SubTopic": "10",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118950378&loc=SL82887624-210437"
  },
  "r254": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "20",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118955202&loc=SL82895884-210446"
  },
  "r255": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919244-210447"
  },
  "r256": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "13",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(a)",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447"
  },
  "r257": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "13",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(f)",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447"
  },
  "r258": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "13",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447"
  },
  "r259": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "14",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919253-210447"
  },
  "r26": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02.14)",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r260": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "16",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(a)",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919258-210447"
  },
  "r261": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "16",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(c)",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919258-210447"
  },
  "r262": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "16",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919258-210447"
  },
  "r263": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(b)",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919230-210447"
  },
  "r264": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919230-210447"
  },
  "r265": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118955255&loc=SL82921830-210448"
  },
  "r266": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118955255&loc=SL82921833-210448"
  },
  "r267": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "12",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Subparagraph": "(b)",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118955255&loc=SL82921835-210448"
  },
  "r268": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "12",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Subparagraph": "(d)(2)",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118955255&loc=SL82921835-210448"
  },
  "r269": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Subparagraph": "(c)",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118955255&loc=SL82921842-210448"
  },
  "r27": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02.19(a)(7))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r270": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "79",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118955255&loc=SL82922352-210448"
  },
  "r271": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "80",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118955255&loc=SL82922355-210448"
  },
  "r272": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "30",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118942338&loc=SL82898722-210454"
  },
  "r273": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Subparagraph": "(a)(1)",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922888-210455"
  },
  "r274": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Subparagraph": "(a)(2)",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922888-210455"
  },
  "r275": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Subparagraph": "(b)(3)",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922888-210455"
  },
  "r276": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922888-210455"
  },
  "r277": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922890-210455"
  },
  "r278": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "7",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922895-210455"
  },
  "r279": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "9",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922900-210455"
  },
  "r28": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02.19(b))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r280": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "8",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "30",
   "Topic": "326",
   "URI": "http://asc.fasb.org/extlink&oid=118942371&loc=SL82922954-210456"
  },
  "r281": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "20",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=99380562&loc=d3e13770-109266"
  },
  "r282": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "20",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=99380562&loc=d3e13777-109266"
  },
  "r283": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "20",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=77989000&loc=SL49117168-202975"
  },
  "r284": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(a)",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=108376223&loc=d3e13816-109267"
  },
  "r285": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(b)",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=108376223&loc=d3e13816-109267"
  },
  "r286": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(e)",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=108376223&loc=d3e13816-109267"
  },
  "r287": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(g)",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=108376223&loc=d3e13816-109267"
  },
  "r288": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(h)",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=108376223&loc=d3e13816-109267"
  },
  "r289": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=108376223&loc=d3e13816-109267"
  },
  "r29": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02.19)",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r290": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(b)",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=108376223&loc=d3e13854-109267"
  },
  "r291": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=108376223&loc=d3e13854-109267"
  },
  "r292": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "30",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=6388964&loc=d3e16225-109274"
  },
  "r293": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Subparagraph": "(a)",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275"
  },
  "r294": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Subparagraph": "(d)",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275"
  },
  "r295": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Subparagraph": "(a)",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275"
  },
  "r296": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Subparagraph": "(a)(1)",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275"
  },
  "r297": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Subparagraph": "(a)(2)",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275"
  },
  "r298": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Subparagraph": "(a)(3)",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275"
  },
  "r299": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Subparagraph": "(d)",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275"
  },
  "r3": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(12))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r30": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02.19-26)",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r300": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "30",
   "SubTopic": "40",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=118172244&loc=d3e17916-109280"
  },
  "r301": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "25",
   "SubTopic": "50",
   "Topic": "350",
   "URI": "http://asc.fasb.org/extlink&oid=16397303&loc=d3e19379-109286"
  },
  "r302": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "350",
   "URI": "http://asc.fasb.org/topic&trid=2144416"
  },
  "r303": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "360",
   "URI": "http://asc.fasb.org/extlink&oid=109226348&loc=d3e2443-110228"
  },
  "r304": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "360",
   "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229"
  },
  "r305": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "360",
   "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229"
  },
  "r306": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "360",
   "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229"
  },
  "r307": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "360",
   "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229"
  },
  "r308": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "360",
   "URI": "http://asc.fasb.org/extlink&oid=109226691&loc=d3e2941-110230"
  },
  "r309": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(d)",
   "Topic": "360",
   "URI": "http://asc.fasb.org/extlink&oid=109226691&loc=d3e2941-110230"
  },
  "r31": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02.22(a)(1))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r310": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(f)",
   "Topic": "360",
   "URI": "http://asc.fasb.org/extlink&oid=109226691&loc=d3e2941-110230"
  },
  "r311": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "360",
   "URI": "http://asc.fasb.org/topic&trid=2155823"
  },
  "r312": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(d)",
   "Topic": "420",
   "URI": "http://asc.fasb.org/extlink&oid=6394359&loc=d3e17939-110869"
  },
  "r313": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SAB Topic 5.P.4(d))",
   "Topic": "420",
   "URI": "http://asc.fasb.org/extlink&oid=115931487&loc=d3e140904-122747"
  },
  "r314": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "440",
   "URI": "http://asc.fasb.org/topic&trid=2144648"
  },
  "r315": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "450",
   "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14326-108349"
  },
  "r316": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "450",
   "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14615-108349"
  },
  "r317": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "450",
   "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14394-108349"
  },
  "r318": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "450",
   "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14435-108349"
  },
  "r319": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "450",
   "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14453-108349"
  },
  "r32": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02.22(b))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r320": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "450",
   "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14472-108349"
  },
  "r321": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "9",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "450",
   "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14557-108349"
  },
  "r322": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "450",
   "URI": "http://asc.fasb.org/topic&trid=2127136"
  },
  "r323": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "15",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "460",
   "URI": "http://asc.fasb.org/extlink&oid=99404985&loc=d3e10037-110241"
  },
  "r324": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "460",
   "URI": "http://asc.fasb.org/extlink&oid=118943654&loc=d3e12021-110248"
  },
  "r325": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "460",
   "URI": "http://asc.fasb.org/extlink&oid=118943654&loc=d3e12021-110248"
  },
  "r326": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "460",
   "URI": "http://asc.fasb.org/extlink&oid=118943654&loc=d3e12053-110248"
  },
  "r327": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(4)",
   "Topic": "460",
   "URI": "http://asc.fasb.org/extlink&oid=118943654&loc=d3e12069-110248"
  },
  "r328": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "460",
   "URI": "http://asc.fasb.org/extlink&oid=118956092&loc=d3e12803-110250"
  },
  "r329": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "470",
   "URI": "http://asc.fasb.org/extlink&oid=6802200&loc=d3e1835-112601"
  },
  "r33": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02.22)",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r330": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "470",
   "URI": "http://asc.fasb.org/extlink&oid=6802200&loc=SL6230698-112601"
  },
  "r331": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(b)(2)",
   "Topic": "470",
   "URI": "http://asc.fasb.org/extlink&oid=109500613&loc=SL6031897-161870"
  },
  "r332": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(b)(3)",
   "Topic": "470",
   "URI": "http://asc.fasb.org/extlink&oid=109500613&loc=SL6031897-161870"
  },
  "r333": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "470",
   "URI": "http://asc.fasb.org/topic&trid=2208564"
  },
  "r334": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(CFRR 211.02)",
   "Topic": "480",
   "URI": "http://asc.fasb.org/extlink&oid=65877616&loc=d3e177068-122764"
  },
  "r335": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Topic": "480",
   "URI": "http://asc.fasb.org/extlink&oid=65877616&loc=d3e177068-122764"
  },
  "r336": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "505",
   "URI": "http://asc.fasb.org/extlink&oid=65888546&loc=d3e21300-112643"
  },
  "r337": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "505",
   "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21553-112644"
  },
  "r338": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "505",
   "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21564-112644"
  },
  "r339": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "505",
   "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21463-112644"
  },
  "r34": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02.25)",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r340": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "505",
   "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21475-112644"
  },
  "r341": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "505",
   "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21484-112644"
  },
  "r342": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "505",
   "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21488-112644"
  },
  "r343": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "505",
   "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21488-112644"
  },
  "r344": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "505",
   "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21506-112644"
  },
  "r345": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "7",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "505",
   "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21521-112644"
  },
  "r346": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "8",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "505",
   "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21538-112644"
  },
  "r347": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.3-04)",
   "Topic": "505",
   "URI": "http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770"
  },
  "r348": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "30",
   "Topic": "505",
   "URI": "http://asc.fasb.org/extlink&oid=6405813&loc=d3e23239-112655"
  },
  "r349": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Topic": "505",
   "URI": "http://asc.fasb.org/extlink&oid=6405834&loc=d3e23315-112656"
  },
  "r35": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02.28,29)",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r350": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "505",
   "URI": "http://asc.fasb.org/topic&trid=2208762"
  },
  "r351": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(e)",
   "Topic": "606",
   "URI": "http://asc.fasb.org/extlink&oid=118956577&loc=SL49130551-203045"
  },
  "r352": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "606",
   "URI": "http://asc.fasb.org/extlink&oid=118956577&loc=SL49130543-203045"
  },
  "r353": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "606",
   "URI": "http://asc.fasb.org/extlink&oid=118956577&loc=SL49130545-203045"
  },
  "r354": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "91",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "606",
   "URI": "http://asc.fasb.org/extlink&oid=118944142&loc=SL49130690-203046-203046"
  },
  "r355": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "606",
   "URI": "http://asc.fasb.org/topic&trid=49130388"
  },
  "r356": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "610",
   "URI": "http://asc.fasb.org/topic&trid=49130413"
  },
  "r357": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "15",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "712",
   "URI": "http://asc.fasb.org/extlink&oid=6410066&loc=d3e79218-111664"
  },
  "r358": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "15",
   "SubTopic": "10",
   "Subparagraph": "(d)",
   "Topic": "712",
   "URI": "http://asc.fasb.org/extlink&oid=6410066&loc=d3e79218-111664"
  },
  "r359": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "712",
   "URI": "http://asc.fasb.org/extlink&oid=6410195&loc=d3e80090-111668"
  },
  "r36": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02.29,30)",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r360": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "20",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=109237824&loc=d3e1703-114919"
  },
  "r361": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(a)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r362": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(a)(1)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r363": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(a)(2)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r364": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(a)(b)(c)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r365": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(b)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r366": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(b)(1)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r367": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(b)(3)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r368": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(c)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r369": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(d)(ii)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r37": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02.29-31)",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r370": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(d)(iv)(01)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r371": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(e)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r372": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(f)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r373": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(g)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r374": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(h)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r375": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(h)(1)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r376": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(h)(2)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r377": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(h)(3)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r378": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(h)(4)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r379": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(i)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r38": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02.3,4)",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r380": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(j)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r381": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(n)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r382": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920"
  },
  "r383": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e2410-114920"
  },
  "r384": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e2417-114920"
  },
  "r385": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e2439-114920"
  },
  "r386": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(a)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e2709-114920"
  },
  "r387": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(a)(1)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e2709-114920"
  },
  "r388": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(a)(2)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e2709-114920"
  },
  "r389": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(a)(3)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e2709-114920"
  },
  "r39": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(a)",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=51824906&loc=SL20225862-175312"
  },
  "r390": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(a)(4)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e2709-114920"
  },
  "r391": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(b)",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e2709-114920"
  },
  "r392": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "17",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=118257860&loc=d3e4179-114921"
  },
  "r393": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "70",
   "Topic": "715",
   "URI": "http://asc.fasb.org/extlink&oid=49170846&loc=d3e28014-114942"
  },
  "r394": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "715",
   "URI": "http://asc.fasb.org/topic&trid=2235017"
  },
  "r395": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "35",
   "SubTopic": "10",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116855982&loc=d3e4534-113899"
  },
  "r396": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5047-113901"
  },
  "r397": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5047-113901"
  },
  "r398": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5047-113901"
  },
  "r399": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5047-113901"
  },
  "r4": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(13))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r40": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(b)",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=51824906&loc=SL20225862-175312"
  },
  "r400": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(1)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901"
  },
  "r401": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a),(g)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901"
  },
  "r402": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b),(f)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901"
  },
  "r403": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(1)(iv)(3)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901"
  },
  "r404": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(2)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901"
  },
  "r405": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(2)(i)-(ii)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901"
  },
  "r406": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(2)(iii)(1)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901"
  },
  "r407": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(2)(iii)(2)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901"
  },
  "r408": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(2)(iii)(3)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901"
  },
  "r409": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(d)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901"
  },
  "r41": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(c)",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=51824906&loc=SL20225862-175312"
  },
  "r410": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(d)(1)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901"
  },
  "r411": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(e)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901"
  },
  "r412": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(h)(1)(i)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901"
  },
  "r413": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(i)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901"
  },
  "r414": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901"
  },
  "r415": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SAB Topic 14.F)",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=115993241&loc=d3e301413-122809"
  },
  "r416": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "12",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=118258462&loc=d3e11149-113907"
  },
  "r417": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "13",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Topic": "718",
   "URI": "http://asc.fasb.org/extlink&oid=118258462&loc=d3e11178-113907"
  },
  "r418": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "718",
   "URI": "http://asc.fasb.org/topic&trid=2228938"
  },
  "r419": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "720",
   "URI": "http://asc.fasb.org/topic&trid=2122503"
  },
  "r42": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=99393222&loc=SL20226008-175313"
  },
  "r420": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "20",
   "Publisher": "FASB",
   "Section": "25",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=117330534&loc=d3e28680-109314"
  },
  "r421": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "20",
   "Publisher": "FASB",
   "Section": "25",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=117330534&loc=d3e28680-109314"
  },
  "r422": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10B",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=116821951&loc=SL37586934-109318"
  },
  "r423": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=116821951&loc=d3e32059-109318"
  },
  "r424": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "20",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=116821951&loc=d3e32123-109318"
  },
  "r425": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "25",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=116821951&loc=d3e32247-109318"
  },
  "r426": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "28",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=116821951&loc=d3e32280-109318"
  },
  "r427": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=116821951&loc=d3e31931-109318"
  },
  "r428": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32672-109319"
  },
  "r429": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "12",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32687-109319"
  },
  "r43": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "7",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=99393222&loc=SL20226000-175313"
  },
  "r430": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "13",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32698-109319"
  },
  "r431": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32718-109319"
  },
  "r432": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(d)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32718-109319"
  },
  "r433": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=SL6600010-109319"
  },
  "r434": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(1)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=SL6600010-109319"
  },
  "r435": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(2)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=SL6600010-109319"
  },
  "r436": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(3)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=SL6600010-109319"
  },
  "r437": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(4)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=SL6600010-109319"
  },
  "r438": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=SL6600010-109319"
  },
  "r439": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=SL6600010-109319"
  },
  "r44": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "8",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=99393222&loc=SL20226003-175313"
  },
  "r440": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "17",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32809-109319"
  },
  "r441": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "19",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32840-109319"
  },
  "r442": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32537-109319"
  },
  "r443": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32537-109319"
  },
  "r444": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b),(c)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32537-109319"
  },
  "r445": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32537-109319"
  },
  "r446": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32537-109319"
  },
  "r447": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "20",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32847-109319"
  },
  "r448": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32621-109319"
  },
  "r449": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "8",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32632-109319"
  },
  "r45": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "9",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=99393222&loc=SL20226006-175313"
  },
  "r450": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "9",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32639-109319"
  },
  "r451": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "9",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)-(b)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32639-109319"
  },
  "r452": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "9",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32639-109319"
  },
  "r453": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "9",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32639-109319"
  },
  "r454": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "217",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "10",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=117331294&loc=d3e36027-109320"
  },
  "r455": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SAB TOPIC 6.I)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=116825942&loc=d3e330036-122817"
  },
  "r456": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SAB TOPIC 6.I.7)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=116825942&loc=d3e330036-122817"
  },
  "r457": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SAB Topic 6.I.7)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=116825942&loc=d3e330036-122817"
  },
  "r458": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "20",
   "Subparagraph": "(b)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=109238882&loc=d3e39076-109324"
  },
  "r459": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "20",
   "Subparagraph": "(a)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=109238882&loc=d3e38679-109324"
  },
  "r46": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(d)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669646-108580"
  },
  "r460": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "20",
   "Subparagraph": "(d)",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=109238882&loc=d3e38679-109324"
  },
  "r461": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "20",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=109238882&loc=d3e38679-109324"
  },
  "r462": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "05",
   "SubTopic": "30",
   "Topic": "740",
   "URI": "http://asc.fasb.org/extlink&oid=65884525&loc=d3e40913-109327"
  },
  "r463": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "740",
   "URI": "http://asc.fasb.org/topic&trid=2144680"
  },
  "r464": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "16",
   "Publisher": "FASB",
   "Section": "25",
   "SubTopic": "10",
   "Topic": "805",
   "URI": "http://asc.fasb.org/extlink&oid=116868678&loc=d3e961-128460"
  },
  "r465": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "805",
   "URI": "http://asc.fasb.org/extlink&oid=79982066&loc=d3e1392-128463"
  },
  "r466": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "805",
   "URI": "http://asc.fasb.org/extlink&oid=79982066&loc=d3e1486-128463"
  },
  "r467": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(c)",
   "Topic": "805",
   "URI": "http://asc.fasb.org/extlink&oid=116869197&loc=d3e4845-128472"
  },
  "r468": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "13",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Topic": "805",
   "URI": "http://asc.fasb.org/extlink&oid=77890550&loc=d3e5227-128473"
  },
  "r469": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "20",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Subparagraph": "(c)",
   "Topic": "805",
   "URI": "http://asc.fasb.org/extlink&oid=77890550&loc=d3e5333-128473"
  },
  "r47": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(e)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669646-108580"
  },
  "r470": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "7",
   "Publisher": "FASB",
   "Section": "30",
   "SubTopic": "30",
   "Topic": "805",
   "URI": "http://asc.fasb.org/extlink&oid=116859721&loc=d3e6578-128477"
  },
  "r471": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "8",
   "Publisher": "FASB",
   "Section": "30",
   "SubTopic": "30",
   "Topic": "805",
   "URI": "http://asc.fasb.org/extlink&oid=116859721&loc=d3e6613-128477"
  },
  "r472": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Subparagraph": "(b)",
   "Topic": "805",
   "URI": "http://asc.fasb.org/extlink&oid=35744584&loc=d3e6927-128479"
  },
  "r473": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=108774443&loc=d3e5283-111683"
  },
  "r474": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "19",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=108774443&loc=SL4569616-111683"
  },
  "r475": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "20",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=108774443&loc=SL4569643-111683"
  },
  "r476": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(1)",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684"
  },
  "r477": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(1)",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684"
  },
  "r478": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(3)",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684"
  },
  "r479": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c),(3)",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684"
  },
  "r48": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(f)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669646-108580"
  },
  "r480": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2AA",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "a",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=118582676&loc=SL6759068-111685"
  },
  "r481": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=118582676&loc=d3e5710-111685"
  },
  "r482": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(e)",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=118582676&loc=d3e5728-111685"
  },
  "r483": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=118582676&loc=d3e5728-111685"
  },
  "r484": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=118582676&loc=SL6759159-111685"
  },
  "r485": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=118582676&loc=SL6759159-111685"
  },
  "r486": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=118582676&loc=d3e5747-111685"
  },
  "r487": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "9",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=118582676&loc=SL6228884-111685"
  },
  "r488": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4J",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "10",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=116874947&loc=SL4591551-111686"
  },
  "r489": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4K",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "10",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=116874947&loc=SL4591552-111686"
  },
  "r49": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(g)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669646-108580"
  },
  "r490": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.3A-04)",
   "Topic": "810",
   "URI": "http://asc.fasb.org/extlink&oid=116822174&loc=d3e355119-122828"
  },
  "r491": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=117331979&loc=d3e41228-113958"
  },
  "r492": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5579240-113959"
  },
  "r493": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(d)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5579245-113959"
  },
  "r494": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5579245-113959"
  },
  "r495": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1B",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5580258-113959"
  },
  "r496": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(1)(i)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=d3e41620-113959"
  },
  "r497": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=d3e41620-113959"
  },
  "r498": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "c",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=d3e41638-113959"
  },
  "r499": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=d3e41638-113959"
  },
  "r5": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(14))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r50": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(h)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669646-108580"
  },
  "r500": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5618551-113959"
  },
  "r501": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5618551-113959"
  },
  "r502": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)(1)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5618551-113959"
  },
  "r503": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)(2)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5618551-113959"
  },
  "r504": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4B",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a),(c)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624163-113959"
  },
  "r505": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4B",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(1)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624163-113959"
  },
  "r506": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4B",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624163-113959"
  },
  "r507": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4C",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624171-113959"
  },
  "r508": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4C",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624171-113959"
  },
  "r509": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4C",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624171-113959"
  },
  "r51": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(i)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669646-108580"
  },
  "r510": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4C",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624171-113959"
  },
  "r511": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4D",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624177-113959"
  },
  "r512": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4D",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(1)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624177-113959"
  },
  "r513": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4D",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(2)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624177-113959"
  },
  "r514": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4D",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(6)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624177-113959"
  },
  "r515": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4D",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624177-113959"
  },
  "r516": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4D",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624177-113959"
  },
  "r517": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4E",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624181-113959"
  },
  "r518": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4EE",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL109999712-113959"
  },
  "r519": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4EE",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL109999712-113959"
  },
  "r52": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(i),(j),(k)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669646-108580"
  },
  "r520": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4EEE",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL109999718-113959"
  },
  "r521": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4EEE",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL109999718-113959"
  },
  "r522": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4K",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)(4)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5708775-113959"
  },
  "r523": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=d3e41641-113959"
  },
  "r524": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "7",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=d3e41675-113959"
  },
  "r525": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "8",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=d3e41678-113959"
  },
  "r526": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "8",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=d3e41678-113959"
  },
  "r527": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "182",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "10",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=116861445&loc=SL5629052-113961"
  },
  "r528": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "20",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109974929&loc=SL110061190-113977"
  },
  "r529": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=7516967&loc=d3e66267-113978"
  },
  "r53": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(i-k)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669646-108580"
  },
  "r530": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "25",
   "Subparagraph": "(a)(1)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109977999&loc=d3e76258-113986"
  },
  "r531": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "25",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109977999&loc=d3e76258-113986"
  },
  "r532": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "30",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=109978405&loc=d3e80720-113993"
  },
  "r533": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Subparagraph": "(c)",
   "Topic": "815",
   "URI": "http://asc.fasb.org/extlink&oid=112277219&loc=d3e80748-113994"
  },
  "r534": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "815",
   "URI": "http://asc.fasb.org/topic&trid=2229140"
  },
  "r535": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "820",
   "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258"
  },
  "r536": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "820",
   "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258"
  },
  "r537": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(bb)",
   "Topic": "820",
   "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258"
  },
  "r538": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(bbb)",
   "Topic": "820",
   "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258"
  },
  "r539": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(bbb)(1)",
   "Topic": "820",
   "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258"
  },
  "r54": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669646-108580"
  },
  "r540": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(bbb)(2)",
   "Topic": "820",
   "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258"
  },
  "r541": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "820",
   "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258"
  },
  "r542": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(1)",
   "Topic": "820",
   "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258"
  },
  "r543": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(2)",
   "Topic": "820",
   "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258"
  },
  "r544": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(3)",
   "Topic": "820",
   "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258"
  },
  "r545": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(h)",
   "Topic": "820",
   "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258"
  },
  "r546": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "820",
   "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258"
  },
  "r547": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "820",
   "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19279-110258"
  },
  "r548": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "820",
   "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=SL6742756-110258"
  },
  "r549": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "825",
   "URI": "http://asc.fasb.org/extlink&oid=99377092&loc=SL75136599-209740"
  },
  "r55": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=d3e637-108580"
  },
  "r550": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "825",
   "URI": "http://asc.fasb.org/extlink&oid=118260190&loc=d3e13433-108611"
  },
  "r551": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "825",
   "URI": "http://asc.fasb.org/extlink&oid=118260190&loc=d3e13467-108611"
  },
  "r552": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "12",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "825",
   "URI": "http://asc.fasb.org/extlink&oid=118260190&loc=d3e13476-108611"
  },
  "r553": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "28",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(d)(1)",
   "Topic": "825",
   "URI": "http://asc.fasb.org/extlink&oid=75031198&loc=d3e14064-108612"
  },
  "r554": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "28",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "825",
   "URI": "http://asc.fasb.org/extlink&oid=75031198&loc=d3e14064-108612"
  },
  "r555": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "30",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "825",
   "URI": "http://asc.fasb.org/extlink&oid=75031198&loc=d3e14172-108612"
  },
  "r556": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "30",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "825",
   "URI": "http://asc.fasb.org/extlink&oid=75031198&loc=d3e14172-108612"
  },
  "r557": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "31",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "825",
   "URI": "http://asc.fasb.org/extlink&oid=75031198&loc=d3e14210-108612"
  },
  "r558": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "32",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "825",
   "URI": "http://asc.fasb.org/extlink&oid=75031198&loc=d3e14217-108612"
  },
  "r559": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "230",
   "Topic": "830",
   "URI": "http://asc.fasb.org/extlink&oid=98513438&loc=d3e33268-110906"
  },
  "r56": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "12",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=d3e640-108580"
  },
  "r560": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(a)",
   "Topic": "835",
   "URI": "http://asc.fasb.org/extlink&oid=6450988&loc=d3e26243-108391"
  },
  "r561": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "30",
   "Topic": "835",
   "URI": "http://asc.fasb.org/extlink&oid=114775744&loc=d3e28541-108399"
  },
  "r562": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "30",
   "Topic": "835",
   "URI": "http://asc.fasb.org/extlink&oid=114775744&loc=d3e28551-108399"
  },
  "r563": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "30",
   "Topic": "835",
   "URI": "http://asc.fasb.org/extlink&oid=114775744&loc=d3e28555-108399"
  },
  "r564": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "8",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "30",
   "Topic": "835",
   "URI": "http://asc.fasb.org/extlink&oid=114775985&loc=d3e28878-108400"
  },
  "r565": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "840",
   "URI": "http://asc.fasb.org/extlink&oid=77911099&loc=d3e36975-112693"
  },
  "r566": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(a)",
   "Topic": "840",
   "URI": "http://asc.fasb.org/extlink&oid=84164653&loc=d3e41551-112718"
  },
  "r567": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "840",
   "URI": "http://asc.fasb.org/extlink&oid=84164653&loc=d3e41551-112718"
  },
  "r568": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Topic": "840",
   "URI": "http://asc.fasb.org/extlink&oid=84164817&loc=d3e45280-112737"
  },
  "r569": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Topic": "840",
   "URI": "http://asc.fasb.org/extlink&oid=84165051&loc=d3e45377-112738"
  },
  "r57": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "14",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=d3e681-108580"
  },
  "r570": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "65",
   "SubTopic": "10",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=119364159&loc=SL77916155-209984"
  },
  "r571": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "20",
   "Subparagraph": "(a)",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=77888419&loc=SL77918627-209977"
  },
  "r572": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "20",
   "Subparagraph": "(b)",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=77888419&loc=SL77918627-209977"
  },
  "r573": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "20",
   "Subparagraph": "(c)",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=77888419&loc=SL77918643-209977"
  },
  "r574": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(b)",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918666-209980"
  },
  "r575": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918673-209980"
  },
  "r576": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(b)",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980"
  },
  "r577": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(c)",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980"
  },
  "r578": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(d)",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980"
  },
  "r579": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(e)",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980"
  },
  "r58": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "14A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669686-108580"
  },
  "r580": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(g)(1)",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980"
  },
  "r581": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(g)(2)",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980"
  },
  "r582": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(g)(3)",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980"
  },
  "r583": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(g)(4)",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980"
  },
  "r584": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980"
  },
  "r585": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918701-209980"
  },
  "r586": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "53",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "20",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=77888399&loc=SL77918982-209971"
  },
  "r587": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "SubTopic": "20",
   "Topic": "842",
   "URI": "http://asc.fasb.org/subtopic&trid=77888251"
  },
  "r588": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "10",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=119202524&loc=SL77919391-209981"
  },
  "r589": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "13",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=119202524&loc=SL77919398-209981"
  },
  "r59": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=d3e689-108580"
  },
  "r590": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Subparagraph": "(a)(3)",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=119202524&loc=SL77919359-209981"
  },
  "r591": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Subparagraph": "(a)(2)",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=119202524&loc=SL77919372-209981"
  },
  "r592": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "6",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Topic": "842",
   "URI": "http://asc.fasb.org/extlink&oid=119202524&loc=SL77919379-209981"
  },
  "r593": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "850",
   "URI": "http://asc.fasb.org/extlink&oid=6457730&loc=d3e39549-107864"
  },
  "r594": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "850",
   "URI": "http://asc.fasb.org/extlink&oid=6457730&loc=d3e39603-107864"
  },
  "r595": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "850",
   "URI": "http://asc.fasb.org/topic&trid=2122745"
  },
  "r596": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "855",
   "URI": "http://asc.fasb.org/extlink&oid=6842918&loc=SL6314017-165662"
  },
  "r597": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "855",
   "URI": "http://asc.fasb.org/extlink&oid=6842918&loc=SL6314020-165662"
  },
  "r598": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(bb)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=d3e107207-111719"
  },
  "r599": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(bb)(1)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=d3e107207-111719"
  },
  "r6": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(17))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r60": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "17A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL34724391-108580"
  },
  "r600": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(bb)(2)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=d3e107207-111719"
  },
  "r601": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(bb)(3)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=d3e107207-111719"
  },
  "r602": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(c)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=d3e107314-111719"
  },
  "r603": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(d)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=d3e107314-111719"
  },
  "r604": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4D",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(c)(2)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=SL51823488-111719"
  },
  "r605": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "30",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=66007379&loc=d3e113888-111728"
  },
  "r606": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Subparagraph": "(b)(1)(i)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729"
  },
  "r607": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "30",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729"
  },
  "r608": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "25",
   "SubTopic": "50",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=7524895&loc=d3e120260-111741"
  },
  "r609": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "50",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=6469459&loc=d3e122492-111745"
  },
  "r61": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "17B",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL34724394-108580"
  },
  "r610": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "50",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=6469459&loc=d3e122501-111745"
  },
  "r611": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Subparagraph": "(c)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122596-111746"
  },
  "r612": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Subparagraph": "(d)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122596-111746"
  },
  "r613": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Subparagraph": "(a)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746"
  },
  "r614": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Subparagraph": "(a)(1)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746"
  },
  "r615": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Subparagraph": "(a)(2)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746"
  },
  "r616": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Subparagraph": "(a)(4)(ii)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746"
  },
  "r617": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Subparagraph": "(a)(5)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746"
  },
  "r618": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746"
  },
  "r619": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Subparagraph": "(a)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746"
  },
  "r62": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669619-108580"
  },
  "r620": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Subparagraph": "(a)(1)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746"
  },
  "r621": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Subparagraph": "(a)(2)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746"
  },
  "r622": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Subparagraph": "(a)(4)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746"
  },
  "r623": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Subparagraph": "(a)(6)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746"
  },
  "r624": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Subparagraph": "(b)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746"
  },
  "r625": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Subparagraph": "(e)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746"
  },
  "r626": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Subparagraph": "(e)(1)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746"
  },
  "r627": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "50",
   "Subparagraph": "(e)(2)",
   "Topic": "860",
   "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746"
  },
  "r628": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "340",
   "Topic": "928",
   "URI": "http://asc.fasb.org/extlink&oid=6473545&loc=d3e61844-108004"
  },
  "r629": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "235",
   "Subparagraph": "(a)",
   "Topic": "932",
   "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e61929-109447"
  },
  "r63": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669619-108580"
  },
  "r630": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "235",
   "Subparagraph": "(b)",
   "Topic": "932",
   "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e61929-109447"
  },
  "r631": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "20",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "235",
   "Subparagraph": "(a)",
   "Topic": "932",
   "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e62059-109447"
  },
  "r632": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "20",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "235",
   "Subparagraph": "(b)",
   "Topic": "932",
   "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e62059-109447"
  },
  "r633": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "28",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "235",
   "Subparagraph": "(a)",
   "Topic": "932",
   "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e62395-109447"
  },
  "r634": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "28",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "235",
   "Subparagraph": "(b)",
   "Topic": "932",
   "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e62395-109447"
  },
  "r635": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "33",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "235",
   "Subparagraph": "(a)",
   "Topic": "932",
   "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e62479-109447"
  },
  "r636": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "33",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "235",
   "Subparagraph": "(b)",
   "Topic": "932",
   "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e62479-109447"
  },
  "r637": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "35A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "235",
   "Subparagraph": "(a)",
   "Topic": "932",
   "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=SL6807758-109447"
  },
  "r638": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "35A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "235",
   "Subparagraph": "(b)",
   "Topic": "932",
   "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=SL6807758-109447"
  },
  "r639": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "8",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "235",
   "Subparagraph": "(c)(1)",
   "Topic": "932",
   "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e61872-109447"
  },
  "r64": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669619-108580"
  },
  "r640": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "8",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "235",
   "Subparagraph": "(c)(2)",
   "Topic": "932",
   "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e61872-109447"
  },
  "r641": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "25",
   "SubTopic": "20",
   "Topic": "940",
   "URI": "http://asc.fasb.org/extlink&oid=68072869&loc=d3e41242-110953"
  },
  "r642": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "SubTopic": "320",
   "Topic": "940",
   "URI": "http://asc.fasb.org/subtopic&trid=2176304"
  },
  "r643": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "210",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=117340910&loc=d3e59706-112781"
  },
  "r644": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03(1))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r645": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03(10))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r646": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03(11))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r647": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03(13))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r648": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03(15)(2))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r649": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03(16))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r65": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1B",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669625-108580"
  },
  "r650": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03(17))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r651": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03(23))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r652": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03(5))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r653": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03(6)(a)(1))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r654": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03(6))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r655": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03(7)(d))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r656": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03.10)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r657": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03.12)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r658": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03.13(1))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r659": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03.13(3)(a))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r66": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1B",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669625-108580"
  },
  "r660": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03.15)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r661": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03.17)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r662": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03.2)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r663": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03.7(d))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r664": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.9-03.7)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878"
  },
  "r665": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04(11))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r666": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04(15))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r667": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04(22))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r668": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04(23))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r669": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04.1)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r67": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=d3e557-108580"
  },
  "r670": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04.1-5)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r671": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04.10)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r672": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04.11)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r673": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04.12)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r674": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04.13)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r675": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04.14(b))",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r676": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04.14)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r677": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04.2)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r678": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04.4)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r679": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04.6)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r68": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=116657188&loc=SL116659661-227067"
  },
  "r680": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04.7)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r681": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04.8)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r682": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.9-04.9)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260"
  },
  "r683": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "230",
   "Subparagraph": "(b)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6477933&loc=d3e60009-112784"
  },
  "r684": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "230",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6477933&loc=d3e60009-112784"
  },
  "r685": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "320",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62557-112803"
  },
  "r686": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "320",
   "Subparagraph": "(a)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62586-112803"
  },
  "r687": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "320",
   "Subparagraph": "(b)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62586-112803"
  },
  "r688": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "320",
   "Subparagraph": "(c)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62586-112803"
  },
  "r689": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "320",
   "Subparagraph": "(d)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62586-112803"
  },
  "r69": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "10",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=118951672&loc=d3e1436-108581"
  },
  "r690": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "320",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62586-112803"
  },
  "r691": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "320",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62652-112803"
  },
  "r692": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "SubTopic": "320",
   "Topic": "942",
   "URI": "http://asc.fasb.org/subtopic&trid=2209399"
  },
  "r693": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "325",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=75031641&loc=d3e63345-112809"
  },
  "r694": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "405",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=6957935&loc=d3e64057-112817"
  },
  "r695": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "405",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=116652737&loc=d3e64164-112818"
  },
  "r696": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "470",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=75038535&loc=d3e64711-112823"
  },
  "r697": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "505",
   "Subparagraph": "(c)(1)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826"
  },
  "r698": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "505",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826"
  },
  "r699": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "505",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958569-112826"
  },
  "r7": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(19)(a))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r70": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(210.5-03(11))",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227"
  },
  "r700": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1B",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "505",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826"
  },
  "r701": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1C",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "505",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958572-112826"
  },
  "r702": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1D",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "505",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958573-112826"
  },
  "r703": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1E",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "505",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958574-112826"
  },
  "r704": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1F",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "505",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958575-112826"
  },
  "r705": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1G",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "505",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958577-112826"
  },
  "r706": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1H",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "505",
   "Subparagraph": "(c)(1)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=d3e65071-112826"
  },
  "r707": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1H",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "505",
   "Subparagraph": "(c)(2)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=d3e65071-112826"
  },
  "r708": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1H",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "505",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=d3e65071-112826"
  },
  "r709": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "825",
   "Subparagraph": "(a)",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=108315417&loc=d3e61044-112788"
  },
  "r71": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-03(1))",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227"
  },
  "r710": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "825",
   "Topic": "942",
   "URI": "http://asc.fasb.org/extlink&oid=108315417&loc=d3e61082-112788"
  },
  "r711": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.7-03(15)(b)(2))",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910"
  },
  "r712": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.7-03(16))",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910"
  },
  "r713": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.7-03(a)(1))",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910"
  },
  "r714": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.7-03(a)(10))",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910"
  },
  "r715": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.7-03(a)(12))",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910"
  },
  "r716": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.7-03(a)(16)(a)(1))",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910"
  },
  "r717": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.7-03(a)(16))",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910"
  },
  "r718": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.7-03(a)(19))",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910"
  },
  "r719": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.7-03(a)(23)(a)(4))",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910"
  },
  "r72": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-03(10))",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227"
  },
  "r720": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.7-03(a)(25))",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910"
  },
  "r721": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.7-03(a)(8))",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910"
  },
  "r722": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "210",
   "Subparagraph": "(SX 210.7-03.(a),19)",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910"
  },
  "r723": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.7-04(18))",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263"
  },
  "r724": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.7-04(19))",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263"
  },
  "r725": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.7-04(8))",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263"
  },
  "r726": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.7-04.7)",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263"
  },
  "r727": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "310",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=118959141&loc=d3e21286-158488"
  },
  "r728": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "310",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=118959141&loc=d3e21310-158488"
  },
  "r729": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "310",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=117337389&loc=d3e21493-158490"
  },
  "r73": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-03(20))",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227"
  },
  "r730": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "4H",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "40",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=116884468&loc=SL65671331-158438"
  },
  "r731": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "13H",
   "Publisher": "FASB",
   "Section": "55",
   "SubTopic": "40",
   "Subparagraph": "(a)",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=117419784&loc=SL117783719-158441"
  },
  "r732": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "80",
   "Subparagraph": "(e)",
   "Topic": "944",
   "URI": "http://asc.fasb.org/extlink&oid=117420044&loc=d3e19393-158473"
  },
  "r733": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "220",
   "Subparagraph": "(k)",
   "Topic": "946",
   "URI": "http://asc.fasb.org/extlink&oid=118262090&loc=SL114874205-224268"
  },
  "r734": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "220",
   "Subparagraph": "(SX 210.6-07.2(a),(b),(c),(d))",
   "Topic": "946",
   "URI": "http://asc.fasb.org/extlink&oid=116637345&loc=SL114874292-224272"
  },
  "r735": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "SubTopic": "320",
   "Topic": "946",
   "URI": "http://asc.fasb.org/subtopic&trid=2324412"
  },
  "r736": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "3",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Subparagraph": "(c)(1)",
   "Topic": "948",
   "URI": "http://asc.fasb.org/extlink&oid=6490092&loc=d3e47080-110998"
  },
  "r737": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "5",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "10",
   "Topic": "948",
   "URI": "http://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998"
  },
  "r738": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "310",
   "Topic": "948",
   "URI": "http://asc.fasb.org/extlink&oid=118959295&loc=d3e48700-111005"
  },
  "r739": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "740",
   "Topic": "954",
   "URI": "http://asc.fasb.org/extlink&oid=6491622&loc=d3e9504-115650"
  },
  "r74": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-03(21))",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227"
  },
  "r740": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "360",
   "Subparagraph": "(SX 210.12-28(Footnote 4))",
   "Topic": "970",
   "URI": "http://asc.fasb.org/extlink&oid=6590653&loc=d3e638233-123024"
  },
  "r741": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Subparagraph": "(b)(1)",
   "Topic": "985",
   "URI": "http://asc.fasb.org/extlink&oid=6501960&loc=d3e128462-111756"
  },
  "r742": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "985",
   "URI": "http://asc.fasb.org/extlink&oid=6501960&loc=d3e128462-111756"
  },
  "r743": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "50",
   "SubTopic": "20",
   "Topic": "985",
   "URI": "http://asc.fasb.org/extlink&oid=6501960&loc=d3e128487-111756"
  },
  "r744": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r745": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-23"
  },
  "r746": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r747": {
   "Name": "Forms 10-K, 10-Q, 20-F",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13",
   "Subsection": "a-1-"
  },
  "r748": {
   "Name": "Forms 10-K, 20-F, 40-F",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "15",
   "Subsection": "d-1"
  },
  "r749": {
   "Name": "Industry Guide",
   "Number": "3",
   "Paragraph": "D-E",
   "Publisher": "SEC",
   "Section": "V"
  },
  "r75": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-03(b)(4))",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227"
  },
  "r750": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r751": {
   "Name": "Regulation S-T",
   "Number": "232",
   "Publisher": "SEC",
   "Section": "405"
  },
  "r752": {
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Publisher": "SEC",
   "Section": "11",
   "Subsection": "03"
  },
  "r753": {
   "Footnote": "4",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "28"
  },
  "r754": {
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Paragraph": "(a)",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "04"
  },
  "r755": {
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Paragraph": "a",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "04"
  },
  "r756": {
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Paragraph": "i",
   "Publisher": "SEC",
   "Section": "3",
   "Subsection": "10"
  },
  "r76": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-03.1(e))",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227"
  },
  "r77": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-03.1)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227"
  },
  "r78": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-03.3)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227"
  },
  "r79": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-03.4)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227"
  },
  "r8": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(19))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r80": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-03.4,6)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227"
  },
  "r81": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-03.6)",
   "Topic": "220",
   "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227"
  },
  "r82": {
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "Topic": "220",
   "URI": "http://asc.fasb.org/topic&trid=2134417"
  },
  "r83": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "11",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3151-108585"
  },
  "r84": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "12",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3179-108585"
  },
  "r85": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "12",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3179-108585"
  },
  "r86": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "12",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3179-108585"
  },
  "r87": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "13",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3213-108585"
  },
  "r88": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "13",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3213-108585"
  },
  "r89": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "13",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(c)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3213-108585"
  },
  "r9": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "1",
   "Publisher": "FASB",
   "Section": "S99",
   "SubTopic": "10",
   "Subparagraph": "(SX 210.5-02(20))",
   "Topic": "210",
   "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682"
  },
  "r90": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "13",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3213-108585"
  },
  "r91": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "14",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3255-108585"
  },
  "r92": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "14",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3255-108585"
  },
  "r93": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "14",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3255-108585"
  },
  "r94": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3291-108585"
  },
  "r95": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(b)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3291-108585"
  },
  "r96": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "15",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3291-108585"
  },
  "r97": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "16",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(a)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3337-108585"
  },
  "r98": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "17",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Subparagraph": "(d)",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3367-108585"
  },
  "r99": {
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Publisher": "FASB",
   "Section": "45",
   "SubTopic": "10",
   "Topic": "230",
   "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3000-108585"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>54
<FILENAME>R52.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034405632">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>COMMITMENTS AND CONTINGENCIES (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock', window );">Schedule of outstanding off balance sheet arrangements</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A summary of outstanding off-balance sheet arrangements is presented below: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;padding-left:24px;text-indent:-24px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:540px;"/><td style="width:5px;"/><td style="width:60px;"/><td style="width:4px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:58px;"/><td style="width:4px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commitments to extend credit</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$72,743</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$69,553</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Letters of credit</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,190</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,125</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Risk participation agreements</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans sold with recourse</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Marketing rights</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>33</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$75,040</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71,739</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118260190&amp;loc=d3e13467-108611<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=118260190&amp;loc=d3e13433-108611<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>55
<FILENAME>R136.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7046943776">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>COMMITMENTS AND CONTINGENCIES - Narrative (Details)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2019 </div>
<div>USD ($) </div>
<div>counterparty</div>
</th>
<th class="th">
<div>Dec. 31, 2018 </div>
<div>USD ($)</div>
</th>
<th class="th"><div>Dec. 31, 2003</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_RiskParticipationAgreementsAbstract', window );"><strong>Risk Participation Agreements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_RiskParticipationAgreementsCounterpartiesNumber', window );">Risk participation agreements number of counterparties | counterparty</a></td>
<td class="nump">89<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_RiskParticipationAgreementsMaximumTerm', window );">Risk participation agreements, Maximum term</a></td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=cfg_CommercialRealEstateLoansHeldforsaleMember', window );">Commercial loans held for sale | Purchase commitment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CommitmentsAbstract', window );"><strong>Commitments [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_UnsettledReceivableHeldForSaleAmount', window );">Unsettled commercial loan trade purchases</a></td>
<td class="nump">$ 183<span></span>
</td>
<td class="nump">$ 68<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell', window );">Unsettled commercial loan trade sales</a></td>
<td class="nump">$ 236<span></span>
</td>
<td class="nump">$ 161<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_RiskParticipationAgreementsAbstract', window );"><strong>Risk Participation Agreements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_RiskParticipationAgreementsAverageTerm', window );">Risk participation agreements, Average term</a></td>
<td class="text">1 year<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_RiskParticipationAgreementsAbstract', window );"><strong>Risk Participation Agreements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_RiskParticipationAgreementsAverageTerm', window );">Risk participation agreements, Average term</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis=cfg_NamingRightsMember', window );">Marketing rights</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_MarketingRightsAbstract', window );"><strong>Marketing Rights [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermPurchaseCommitmentPeriod', window );">Commitment period</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">25 years<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingenciesByNatureOfContingencyAxis=us-gaap_FinancialStandbyLetterOfCreditMember', window );">Financial standby letters of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_LettersofCreditAbstract', window );"><strong>Letters of Credit [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_GuarantorObligationTerm', window );">Letters of credit terms</a></td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingenciesByNatureOfContingencyAxis=cfg_CommercialLetterofCreditMember', window );">Commercial letters of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_LettersofCreditAbstract', window );"><strong>Letters of Credit [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_GuarantorObligationTerm', window );">Letters of credit terms</a></td>
<td class="text">1 year<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CommitmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commitments [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CommitmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_GuarantorObligationTerm">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Describe the approximate term of the guarantee or each group of similar guarantees.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_GuarantorObligationTerm</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_LettersofCreditAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Letters of Credit [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_LettersofCreditAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_MarketingRightsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Marketing Rights [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_MarketingRightsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_RiskParticipationAgreementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Risk Participation Agreements [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_RiskParticipationAgreementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_RiskParticipationAgreementsAverageTerm">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Average period covered by risk participation contracts in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_RiskParticipationAgreementsAverageTerm</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_RiskParticipationAgreementsCounterpartiesNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the number of risk participation agreement counterparties.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_RiskParticipationAgreementsCounterpartiesNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_RiskParticipationAgreementsMaximumTerm">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Maximum period covered by risk participation contracts in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_RiskParticipationAgreementsMaximumTerm</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_UnsettledReceivableHeldForSaleAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The face amount of commercial and commercial real estate loans committed to purchase, but unsettled as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_UnsettledReceivableHeldForSaleAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the carrying amount of loans and leases for which agreements to acquire or dispose exist.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 825<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=108315417&amp;loc=d3e61044-112788<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 825<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=108315417&amp;loc=d3e61082-112788<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermPurchaseCommitmentPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Period covered by the long-term purchase commitment, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermPurchaseCommitmentPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=cfg_CommercialRealEstateLoansHeldforsaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=cfg_CommercialRealEstateLoansHeldforsaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis=us-gaap_PurchaseCommitmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis=us-gaap_PurchaseCommitmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis=cfg_NamingRightsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis=cfg_NamingRightsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingenciesByNatureOfContingencyAxis=us-gaap_FinancialStandbyLetterOfCreditMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LossContingenciesByNatureOfContingencyAxis=us-gaap_FinancialStandbyLetterOfCreditMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingenciesByNatureOfContingencyAxis=cfg_CommercialLetterofCreditMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LossContingenciesByNatureOfContingencyAxis=cfg_CommercialLetterofCreditMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>56
<FILENAME>R56.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6843327664">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INCOME TAXES (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock', window );">Schedule of Comprehensive Income Tax</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents total income tax expense: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:77%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income tax expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$460</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$462</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$260</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tax effect of changes in OCI</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>225</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(96</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total comprehensive income tax expense</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$685</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$366</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$253</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock', window );">Schedule of Components of Income Tax Expense</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the components of income tax expense: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="10"/></tr><tr><td style="width:78%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Current</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Deferred</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;text-decoration:underline;">Year Ended December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. federal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$323</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$64</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$387</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and local</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$396</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$64</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$460</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;text-decoration:underline;">Year Ended December 31, 2018</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. federal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$271</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$90</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$361</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and local</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>94</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>101</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$365</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$97</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$462</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;text-decoration:underline;">Year Ended December 31, 2017</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. federal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$376</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($142</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$234</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and local</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>26</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$396</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($136</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$260</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock', window );">Schedule of Effective Income Tax Rate Reconciliation</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a reconciliation between the U.S. federal income tax rate and the Company&#8217;s  effective income tax rate:</span></div><div style="line-height:120%;padding-bottom:16px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="18"/></tr><tr><td style="width:38%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions, except ratio data)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;Rate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;Rate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;Rate</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. federal income tax expense and tax rate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$473</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$459</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$669</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>35.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Increase (decrease) resulting from:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal rate change</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(34</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(331</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(17.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and local income taxes (net of federal benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>89</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>46</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Bank-owned life insurance</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(12</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(12</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tax-exempt interest</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(15</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(15</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(21</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1.1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tax advantaged investments (including related credits)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(50</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(2.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(44</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(2.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(51</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(2.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other tax credits</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(10</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adjustments for uncertain tax positions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Non-deductible FDIC premiums</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Legacy tax matters</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total income tax expense and tax rate</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$460</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$462</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$260</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock', window );">Schedule of Deferred Tax Assets and Liabilities</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the tax effects of temporary differences that give rise to significant portions of the Company&#8217;s deferred tax assets and liabilities: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:85%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred tax assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive income </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$141</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$366</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>315</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>308</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State net operating loss carryforwards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>62</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>90</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Accrued expenses not currently deductible</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>24</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>36</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Investment and other tax credit carryforwards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>89</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>74</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value adjustments</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>28</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total deferred tax assets</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>631</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>902</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Valuation allowance</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(79</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(110</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred tax assets, net of valuation allowance</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>552</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>792</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred tax liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leasing transactions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>513</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>527</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization of intangibles</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>370</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>364</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Depreciation</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>186</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>195</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Pension and other employee compensation plans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>124</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>127</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;Partnerships</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>51</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred Income</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>79</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>50</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">MSRs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>75</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>51</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total deferred tax liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,418</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,365</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net deferred tax liability</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$866</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$573</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock', window );">Schedule of Unrecognized Tax Benefits Roll Forward</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a reconciliation of the beginning and ending amount of unrecognized tax benefits: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:77%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at the beginning of the year</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$42</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gross increase for tax positions related to current year</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gross decrease for tax positions related to prior years</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(27</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Decrease for tax positions as a result of the lapse of the statutes of limitations </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Decrease for tax positions related to settlements with taxing authorities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at end of year</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Schedule of Comprehensive Income Tax [Table Text Block]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_ScheduleofComprehensiveIncomeTaxTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32639-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the change in unrecognized tax benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 55<br> -Paragraph 217<br> -URI http://asc.fasb.org/extlink&amp;oid=117331294&amp;loc=d3e36027-109320<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15A<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=SL6600010-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>57
<FILENAME>R132.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7046216512">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>STOCKHOLDERS' EQUITY - Preferred Stock Outstanding (Details) - $ / shares<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Number of shares issued (in shares)</a></td>
<td class="nump">1,600,000<span></span>
</td>
<td class="nump">850,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_PreferredStockRedemptionNoticePeriod', window );">Redemption period</a></td>
<td class="text">90 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockRedemptionPricePerShare', window );">Redemption price per share (in dollars per share)</a></td>
<td class="nump">$ 1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember', window );">Series A Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Number of shares issued (in shares)</a></td>
<td class="nump">250,000<span></span>
</td>
<td class="nump">250,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Preferred stock, dividend rate</a></td>
<td class="nump">5.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember', window );">Series B Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Number of shares issued (in shares)</a></td>
<td class="nump">300,000<span></span>
</td>
<td class="nump">300,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Preferred stock, dividend rate</a></td>
<td class="nump">6.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember', window );">Series C Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Number of shares issued (in shares)</a></td>
<td class="nump">300,000<span></span>
</td>
<td class="nump">300,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Preferred stock, dividend rate</a></td>
<td class="nump">6.375%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember', window );">Series D Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Number of shares issued (in shares)</a></td>
<td class="nump">300,000<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Preferred stock, dividend rate</a></td>
<td class="nump">6.35%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_PreferredStockDepositarySharesIssued', window );">Depositary shares issued (in shares)</a></td>
<td class="nump">12,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_PreferredStockDepositaryShareInterestPercentage', window );">Depository share interest percentage</a></td>
<td class="nump">2.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember', window );">Series E Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Number of shares issued (in shares)</a></td>
<td class="nump">450,000<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Preferred stock, dividend rate</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_PreferredStockDepositarySharesIssued', window );">Depositary shares issued (in shares)</a></td>
<td class="nump">18,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_PreferredStockDepositaryShareInterestPercentage', window );">Depository share interest percentage</a></td>
<td class="nump">2.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_VariableRateAxis=us-gaap_LondonInterbankOfferedRateLIBORMember', window );">LIBOR | Series A Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate', window );">Preferred stock, dividend payment rate</a></td>
<td class="nump">3.96%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_VariableRateAxis=us-gaap_LondonInterbankOfferedRateLIBORMember', window );">LIBOR | Series B Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate', window );">Preferred stock, dividend payment rate</a></td>
<td class="nump">3.003%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_VariableRateAxis=us-gaap_LondonInterbankOfferedRateLIBORMember', window );">LIBOR | Series C Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate', window );">Preferred stock, dividend payment rate</a></td>
<td class="nump">3.157%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_VariableRateAxis=us-gaap_LondonInterbankOfferedRateLIBORMember', window );">LIBOR | Series D Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate', window );">Preferred stock, dividend payment rate</a></td>
<td class="nump">3.642%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_PreferredStockDepositaryShareInterestPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Preferred Stock, Depositary Share Interest Percentage</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_PreferredStockDepositaryShareInterestPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_PreferredStockDepositarySharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Preferred Stock, Depositary Shares Issued</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_PreferredStockDepositarySharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the dividend yield of a class of preferred stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_PreferredStockDividendPaymentRateBasisSpreadonVariableRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_PreferredStockRedemptionNoticePeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Period which shares may be redeemed following a regulatory capital treatment event, in &#8216;PnYnMnDTnHnMnS&#8217; format, for example, &#8216;P0Y0M90D&#8217; represents the reported fact of 90 days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_PreferredStockRedemptionNoticePeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ClassOfStockLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ClassOfStockLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockDividendRatePercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage rate used to calculate dividend payments on preferred stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockDividendRatePercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockRedemptionPricePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The price per share at which the preferred stock of an entity that has priority over common stock in the distribution of dividends and in the event of liquidation of the entity is redeemed or may be called at. The redemption features of this preferred stock are solely within the control of the issuer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21488-112644<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21475-112644<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21564-112644<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockRedemptionPricePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VariableRateAxis=us-gaap_LondonInterbankOfferedRateLIBORMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VariableRateAxis=us-gaap_LondonInterbankOfferedRateLIBORMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>58
<FILENAME>R89.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6825920704">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>PREMISES, EQUIPMENT, AND SOFTWARE - Narrative (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesOfLesseeAbstract', window );"><strong>Capital Leases of Lessee [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Depreciation', window );">Depreciation expense</a></td>
<td class="nump">$ 116<span></span>
</td>
<td class="nump">$ 117<span></span>
</td>
<td class="nump">$ 124<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalizedComputerSoftwareNetAbstract', window );"><strong>Capitalized Software</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalizedComputerSoftwareGross', window );">Capitalized software, gross</a></td>
<td class="nump">2,000<span></span>
</td>
<td class="nump">1,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalizedComputerSoftwareAccumulatedAmortization', window );">Capitalized software, accumulated amortization</a></td>
<td class="nump">1,100<span></span>
</td>
<td class="nump">948<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalizedComputerSoftwareAmortization1', window );">Amortization of software</a></td>
<td class="nump">$ 194<span></span>
</td>
<td class="nump">$ 189<span></span>
</td>
<td class="nump">$ 180<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesOfLesseeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesOfLesseeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalizedComputerSoftwareAccumulatedAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For each balance sheet presented, the amount of accumulated amortization for capitalized computer software costs.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 985<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6501960&amp;loc=d3e128462-111756<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalizedComputerSoftwareAccumulatedAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalizedComputerSoftwareAmortization1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for amortization of capitalized computer software costs.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 985<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6501960&amp;loc=d3e128462-111756<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 985<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6501960&amp;loc=d3e128487-111756<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalizedComputerSoftwareAmortization1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalizedComputerSoftwareGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before accumulated amortization of capitalized costs for computer software, including but not limited to, acquired and internally developed computer software.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 985<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6501960&amp;loc=d3e128462-111756<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalizedComputerSoftwareGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalizedComputerSoftwareNetAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalizedComputerSoftwareNetAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Depreciation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Depreciation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>59
<FILENAME>R79.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6931416448">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Recorded Investment in Commercial Loans and Leases by Regulatory Classification Ratings (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">$ 119,088<span></span>
</td>
<td class="nump">$ 116,660<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">57,538<span></span>
</td>
<td class="nump">56,783<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">41,479<span></span>
</td>
<td class="nump">40,857<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">13,522<span></span>
</td>
<td class="nump">13,023<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Leases</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">2,537<span></span>
</td>
<td class="nump">2,903<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">54,502<span></span>
</td>
<td class="nump">53,946<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Pass | Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">38,950<span></span>
</td>
<td class="nump">38,600<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Pass | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">13,169<span></span>
</td>
<td class="nump">12,523<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Pass | Leases</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">2,383<span></span>
</td>
<td class="nump">2,823<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">1,778<span></span>
</td>
<td class="nump">1,682<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Special Mention | Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">1,351<span></span>
</td>
<td class="nump">1,231<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Special Mention | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">318<span></span>
</td>
<td class="nump">412<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Special Mention | Leases</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">109<span></span>
</td>
<td class="nump">39<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">1,009<span></span>
</td>
<td class="nump">951<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Substandard | Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">934<span></span>
</td>
<td class="nump">828<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Substandard | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">33<span></span>
</td>
<td class="nump">82<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Substandard | Leases</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">42<span></span>
</td>
<td class="nump">41<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">249<span></span>
</td>
<td class="nump">204<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Doubtful | Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">244<span></span>
</td>
<td class="nump">198<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Doubtful | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Doubtful | Leases</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">$ 3<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 20<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=119407570&amp;loc=SL82919230-210447<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(3))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=118952595&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_FinanceLeasesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_FinanceLeasesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>60
<FILENAME>R119.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6927673872">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>DERIVATIVES - Schedule of Derivative Instruments (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Total derivative assets</a></td>
<td class="nump">$ 984<span></span>
</td>
<td class="nump">$ 449<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetFairValueGrossLiability', window );">Less: Gross amounts offset in the Consolidated Balance Sheets</a></td>
<td class="num">(107)<span></span>
</td>
<td class="num">(87)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset', window );">Less: Cash collateral applied</a></td>
<td class="num">(70)<span></span>
</td>
<td class="num">(45)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral', window );">Total net derivative fair values presented in the Consolidated Balance Sheets</a></td>
<td class="nump">807<span></span>
</td>
<td class="nump">317<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Derivative Liabilities</a></td>
<td class="nump">322<span></span>
</td>
<td class="nump">415<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityFairValueGrossAsset', window );">Less: Gross amounts offset in the Consolidated Balance Sheets</a></td>
<td class="num">(107)<span></span>
</td>
<td class="num">(87)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset', window );">Less: Cash collateral applied</a></td>
<td class="num">(95)<span></span>
</td>
<td class="num">(36)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral', window );">Total net derivative fair values presented in the Consolidated Balance Sheets</a></td>
<td class="nump">120<span></span>
</td>
<td class="nump">292<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember', window );">Derivatives not designated as hedging instruments:</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Total derivative assets</a></td>
<td class="nump">983<span></span>
</td>
<td class="nump">444<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Derivative Liabilities</a></td>
<td class="nump">322<span></span>
</td>
<td class="nump">415<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember', window );">Interest rate contracts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Total derivative assets</a></td>
<td class="nump">773<span></span>
</td>
<td class="nump">306<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Derivative Liabilities</a></td>
<td class="nump">133<span></span>
</td>
<td class="nump">277<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember', window );">Interest rate contracts | Derivatives designated as hedging instruments:</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativesFairValueLineItems', window );"><strong>Derivatives, Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeNotionalAmount', window );">Notional amount</a></td>
<td class="nump">29,846<span></span>
</td>
<td class="nump">12,050<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Total derivative assets</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Derivative Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember', window );">Interest rate contracts | Derivatives not designated as hedging instruments:</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativesFairValueLineItems', window );"><strong>Derivatives, Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeNotionalAmount', window );">Notional amount</a></td>
<td class="nump">142,386<span></span>
</td>
<td class="nump">117,076<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Total derivative assets</a></td>
<td class="nump">772<span></span>
</td>
<td class="nump">301<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Derivative Liabilities</a></td>
<td class="nump">133<span></span>
</td>
<td class="nump">277<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_ForeignExchangeContractMember', window );">Foreign exchange contracts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Total derivative assets</a></td>
<td class="nump">174<span></span>
</td>
<td class="nump">129<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Derivative Liabilities</a></td>
<td class="nump">166<span></span>
</td>
<td class="nump">113<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_ForeignExchangeContractMember', window );">Foreign exchange contracts | Derivatives not designated as hedging instruments:</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativesFairValueLineItems', window );"><strong>Derivatives, Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeNotionalAmount', window );">Notional amount</a></td>
<td class="nump">15,101<span></span>
</td>
<td class="nump">9,866<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Total derivative assets</a></td>
<td class="nump">174<span></span>
</td>
<td class="nump">129<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Derivative Liabilities</a></td>
<td class="nump">166<span></span>
</td>
<td class="nump">113<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_OtherContractMember', window );">Other contracts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Total derivative assets</a></td>
<td class="nump">37<span></span>
</td>
<td class="nump">14<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Derivative Liabilities</a></td>
<td class="nump">23<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_OtherContractMember', window );">Other contracts | Derivatives not designated as hedging instruments:</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativesFairValueLineItems', window );"><strong>Derivatives, Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeNotionalAmount', window );">Notional amount</a></td>
<td class="nump">6,868<span></span>
</td>
<td class="nump">3,555<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Total derivative assets</a></td>
<td class="nump">37<span></span>
</td>
<td class="nump">14<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract', window );"><strong>Derivative Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Derivative Liabilities</a></td>
<td class="nump">$ 23<span></span>
</td>
<td class="nump">$ 25<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of obligation to return cash collateral under master netting arrangements offset against derivative assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=117331979&amp;loc=d3e41228-113958<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeAssetFairValueAmountOffsetAgainstCollateralAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssetFairValueGrossLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of liability associated with financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4B<br> -Subparagraph (a),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5624163-113959<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=99393222&amp;loc=SL20226003-175313<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeAssetFairValueGrossLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeFairValueOfDerivativeAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value, before effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets elected not to be offset. Excludes assets not subject to a master netting arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=99393222&amp;loc=SL20226000-175313<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4D<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=118948506&amp;loc=SL51823488-111719<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4B<br> -Subparagraph (a),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5624163-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeFairValueOfDerivativeAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value, after offset of derivative liability, of financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset, before offset against an obligation to return collateral under a master netting arrangement. Includes assets elected not to be offset. Excludes assets not subject to a master netting arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=99393222&amp;loc=SL20226008-175313<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=99393222&amp;loc=SL20226006-175313<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=d3e41678-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeFairValueOfDerivativeLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value, before effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities elected not to be offset. Excludes liabilities not subject to a master netting arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4D<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=118948506&amp;loc=SL51823488-111719<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4B<br> -Subparagraph (a),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5624163-113959<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=99393222&amp;loc=SL20226000-175313<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeFairValueOfDerivativeLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value, after offset of derivative asset, of financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset, elected not to be and before offset against a right to receive collateral under a master netting arrangement. Includes liabilities elected not to be offset. Excludes liabilities not subject to a master netting arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=d3e41678-113959<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=99393222&amp;loc=SL20226006-175313<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=99393222&amp;loc=SL20226008-175313<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of right to receive cash collateral under master netting arrangements offset against derivative liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=117331979&amp;loc=d3e41228-113958<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeLiabilityFairValueAmountOffsetAgainstCollateralAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeLiabilityFairValueGrossAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of asset associated with financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=99393222&amp;loc=SL20226003-175313<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4B<br> -Subparagraph (a),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5624163-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeLiabilityFairValueGrossAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeNotionalAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Nominal or face amount used to calculate payment on derivative.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5580258-113959<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5579245-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeNotionalAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativesFairValueLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativesFairValueLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HedgingDesignationAxis=us-gaap_DesignatedAsHedgingInstrumentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HedgingDesignationAxis=us-gaap_DesignatedAsHedgingInstrumentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_ForeignExchangeContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=us-gaap_ForeignExchangeContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_OtherContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=us-gaap_OtherContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>61
<FILENAME>R111.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7040786880">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>DEPOSITS - Maturities of Term Deposits (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositsByMaturityAbstract', window );"><strong>Time Deposits, Fiscal Year Maturity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearOne', window );">2020</a></td>
<td class="nump">$ 16,151<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearTwo', window );">2021</a></td>
<td class="nump">1,995<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearThree', window );">2022</a></td>
<td class="nump">316<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFour', window );">2023</a></td>
<td class="nump">144<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFive', window );">2024</a></td>
<td class="nump">126<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesAfterYearFive', window );">2025 and thereafter</a></td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Total</a></td>
<td class="nump">$ 18,736<span></span>
</td>
<td class="nump">$ 19,342<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesAfterYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing after the fifth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesAfterYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the fifth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the fourth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearOne">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the next fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearOne</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the third fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the second fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit liabilities, including certificates of deposit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=116652737&amp;loc=d3e64164-112818<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositsByMaturityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositsByMaturityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>62
<FILENAME>R75.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7042279744">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Narrative (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance', window );">Minimum qualifying balance</a></td>
<td class="nump">$ 3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ImpairedFinancingReceivableNetofValuationAllowance', window );">Nonperforming assets, net of valuation allowance</a></td>
<td class="nump">45<span></span>
</td>
<td class="nump">$ 34<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_MortgageLoansCollateralizedByOREO', window );">Mortgage loans collateralized by residential real estate property</a></td>
<td class="nump">152<span></span>
</td>
<td class="nump">172<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod', window );">Net change to ALLL resulting from modifications</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">$ 1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown', window );">Charge-offs resulting from modification</a></td>
<td class="nump">$ 7<span></span>
</td>
<td class="nump">5<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral', window );">High loan to value criteria (exceeds)</a></td>
<td class="nump">90.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1', window );">Balance Defaulted</a></td>
<td class="nump">$ 1<span></span>
</td>
<td class="nump">63<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1', window );">Balance Defaulted</a></td>
<td class="nump">$ 37<span></span>
</td>
<td class="nump">$ 40<span></span>
</td>
<td class="nump">$ 41<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Minimum qualifying carrying balance of commercial loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CommercialLoansLargeBalanceMinimumQualifyingBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>An entity's internal risk assessment as having high risk defined as certain loans with outstanding balances exceeding a percentage of the value of underlying collateral.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_ImpairedFinancingReceivableNetofValuationAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Recorded investment in non performing assets receivable net of valuation allowance as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_ImpairedFinancingReceivableNetofValuationAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_MortgageLoansCollateralizedByOREO">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Recorded investment in financing receivables that are on nonaccrual status and are collateralized by land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangement as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_MortgageLoansCollateralizedByOREO</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The effect of a change in method or methods for calculating the allowance for credit losses on the current period provision.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of financing receivable modified as troubled debt restructuring within previous 12 months, with subsequent payment default.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 34<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953682-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the amount of the write-down related to a troubled debt restructuring.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 40<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=118939409&amp;loc=d3e18845-111554<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>63
<FILENAME>R85.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7043264944">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Additional Impaired Loan Information (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Income Recognized</a></td>
<td class="nump">$ 42<span></span>
</td>
<td class="nump">$ 41<span></span>
</td>
<td class="nump">$ 35<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">936<span></span>
</td>
<td class="nump">1,031<span></span>
</td>
<td class="nump">1,130<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Income Recognized</a></td>
<td class="nump">12<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">350<span></span>
</td>
<td class="nump">344<span></span>
</td>
<td class="nump">417<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Income Recognized</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">9<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">311<span></span>
</td>
<td class="nump">312<span></span>
</td>
<td class="nump">380<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Income Recognized</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">39<span></span>
</td>
<td class="nump">32<span></span>
</td>
<td class="nump">37<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Income Recognized</a></td>
<td class="nump">30<span></span>
</td>
<td class="nump">31<span></span>
</td>
<td class="nump">31<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">586<span></span>
</td>
<td class="nump">687<span></span>
</td>
<td class="nump">713<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Income Recognized</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">5<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">126<span></span>
</td>
<td class="nump">146<span></span>
</td>
<td class="nump">136<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Income Recognized</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">84<span></span>
</td>
<td class="nump">107<span></span>
</td>
<td class="nump">121<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity lines of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Income Recognized</a></td>
<td class="nump">7<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">172<span></span>
</td>
<td class="nump">181<span></span>
</td>
<td class="nump">176<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity loans serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Income Recognized</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">30<span></span>
</td>
<td class="nump">42<span></span>
</td>
<td class="nump">49<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity lines of credit serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Income Recognized</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">9<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Automobile</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Income Recognized</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">17<span></span>
</td>
<td class="nump">20<span></span>
</td>
<td class="nump">18<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Education</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Income Recognized</a></td>
<td class="nump">8<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">125<span></span>
</td>
<td class="nump">154<span></span>
</td>
<td class="nump">173<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Credit cards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Income Recognized</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">21<span></span>
</td>
<td class="nump">21<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Other retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Income Recognized</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">$ 5<span></span>
</td>
<td class="nump">$ 7<span></span>
</td>
<td class="nump">$ 9<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=d3e5212-111524<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=d3e5258-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income recognized that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLoanServicedbyOthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLoanServicedbyOthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLineofCreditServicedbyOthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLineofCreditServicedbyOthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_StudentLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_StudentLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CreditCardReceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CreditCardReceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_OtherRetailMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_OtherRetailMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>64
<FILENAME>R81.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6932129360">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Nonperforming Loans and Leases by Class (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonperforming loans</a></td>
<td class="nump">$ 703<span></span>
</td>
<td class="nump">$ 766<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans accruing and 90 days or more past due</a></td>
<td class="nump">25<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonperforming loans</a></td>
<td class="nump">245<span></span>
</td>
<td class="nump">201<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans accruing and 90 days or more past due</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonperforming loans</a></td>
<td class="nump">240<span></span>
</td>
<td class="nump">194<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans accruing and 90 days or more past due</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonperforming loans</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans accruing and 90 days or more past due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Leases</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonperforming loans</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans accruing and 90 days or more past due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonperforming loans</a></td>
<td class="nump">458<span></span>
</td>
<td class="nump">565<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans accruing and 90 days or more past due</a></td>
<td class="nump">23<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonperforming loans</a></td>
<td class="nump">93<span></span>
</td>
<td class="nump">105<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans accruing and 90 days or more past due</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonperforming loans</a></td>
<td class="nump">33<span></span>
</td>
<td class="nump">50<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans accruing and 90 days or more past due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity lines of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonperforming loans</a></td>
<td class="nump">187<span></span>
</td>
<td class="nump">231<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans accruing and 90 days or more past due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity loans serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonperforming loans</a></td>
<td class="nump">14<span></span>
</td>
<td class="nump">17<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans accruing and 90 days or more past due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity lines of credit serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonperforming loans</a></td>
<td class="nump">12<span></span>
</td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans accruing and 90 days or more past due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Automobile</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonperforming loans</a></td>
<td class="nump">67<span></span>
</td>
<td class="nump">81<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans accruing and 90 days or more past due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Education</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonperforming loans</a></td>
<td class="nump">18<span></span>
</td>
<td class="nump">38<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans accruing and 90 days or more past due</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Credit cards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonperforming loans</a></td>
<td class="nump">22<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans accruing and 90 days or more past due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Other retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonperforming loans</a></td>
<td class="nump">12<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans accruing and 90 days or more past due</a></td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 7<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of financing receivable 90 days or more past due and still accruing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 20<br> -Section 50<br> -Paragraph 16<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=119407570&amp;loc=SL82919258-210447<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=d3e5111-111524<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 20<br> -Section 55<br> -Paragraph 80<br> -URI http://asc.fasb.org/extlink&amp;oid=118955255&amp;loc=SL82922355-210448<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of financing receivable on nonaccrual status.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=d3e5111-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 20<br> -Section 50<br> -Paragraph 16<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=119407570&amp;loc=SL82919258-210447<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_FinanceLeasesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_FinanceLeasesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLoanServicedbyOthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLoanServicedbyOthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLineofCreditServicedbyOthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLineofCreditServicedbyOthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_StudentLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_StudentLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CreditCardReceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CreditCardReceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_OtherRetailMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_OtherRetailMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>65
<FILENAME>R115.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6943332992">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BORROWED FUNDS - Short Term Borrowed Debt Key Data (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember', window );">Federal funds purchased and securities sold under agreements to repurchase</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtLineItems', window );"><strong>Short-term Debt [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtWeightedAverageInterestRate', window );">Weighted-average interest rate at period end</a></td>
<td class="nump">0.41%<span></span>
</td>
<td class="nump">1.72%<span></span>
</td>
<td class="nump">0.74%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount', window );">Maximum amount outstanding at month-end during the period</a></td>
<td class="nump">$ 1,499<span></span>
</td>
<td class="nump">$ 1,282<span></span>
</td>
<td class="nump">$ 1,174<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShorttermDebtAverageOutstandingAmount', window );">Average amount outstanding during the period</a></td>
<td class="nump">$ 599<span></span>
</td>
<td class="nump">$ 654<span></span>
</td>
<td class="nump">$ 776<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateDuringPeriod', window );">Weighted-average interest rate during the period</a></td>
<td class="nump">1.36%<span></span>
</td>
<td class="nump">0.92%<span></span>
</td>
<td class="nump">0.36%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=cfg_OtherShorttermDebtMember', window );">Other short-term borrowed funds</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtLineItems', window );"><strong>Short-term Debt [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtWeightedAverageInterestRate', window );">Weighted-average interest rate at period end</a></td>
<td class="nump">3.85%<span></span>
</td>
<td class="nump">2.73%<span></span>
</td>
<td class="nump">1.33%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount', window );">Maximum amount outstanding at month-end during the period</a></td>
<td class="nump">$ 511<span></span>
</td>
<td class="nump">$ 1,110<span></span>
</td>
<td class="nump">$ 2,759<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShorttermDebtAverageOutstandingAmount', window );">Average amount outstanding during the period</a></td>
<td class="nump">$ 66<span></span>
</td>
<td class="nump">$ 467<span></span>
</td>
<td class="nump">$ 1,571<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateDuringPeriod', window );">Weighted-average interest rate during the period</a></td>
<td class="nump">2.50%<span></span>
</td>
<td class="nump">2.10%<span></span>
</td>
<td class="nump">1.09%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateDuringPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average effective interest rate during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 30<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=114775744&amp;loc=d3e28551-108399<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateDuringPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermDebtLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShortTermDebtLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermDebtWeightedAverageInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average interest rate of short-term debt outstanding calculated at point in time.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShortTermDebtWeightedAverageInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShorttermDebtAverageOutstandingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For the form of debt having an initial term of less than one year or less than the normal operating cycle, if longer, average borrowings during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShorttermDebtAverageOutstandingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For the form of debt having an initial term of less than one year or less than the normal operating cycle, if longer, maximum month-end borrowings during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShorttermDebtMaximumMonthendOutstandingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_OtherShorttermDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_OtherShorttermDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>66
<FILENAME>R71.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7040595776">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>LOANS AND LEASES - Summary of Loans and Leases Portfolio (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">$ 119,088<span></span>
</td>
<td class="nump">$ 116,660<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_TotalLoansReceivableHeldForSale', window );">Loans held for sale</a></td>
<td class="nump">3,300<span></span>
</td>
<td class="nump">1,300<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_MortgageLoansServicedForOthersMember', window );">Mortgage loans serviced for others | Banking Subsidiaries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">77,500<span></span>
</td>
<td class="nump">69,600<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_SBALoansServicedForOthersMember', window );">SBA Loans Serviced For Others | Banking Subsidiaries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">33<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">57,538<span></span>
</td>
<td class="nump">56,783<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">41,479<span></span>
</td>
<td class="nump">40,857<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">13,522<span></span>
</td>
<td class="nump">13,023<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Leases</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">2,537<span></span>
</td>
<td class="nump">2,903<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">61,550<span></span>
</td>
<td class="nump">59,877<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">19,083<span></span>
</td>
<td class="nump">18,978<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">812<span></span>
</td>
<td class="nump">1,073<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity lines of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">11,979<span></span>
</td>
<td class="nump">12,710<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity loans serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">289<span></span>
</td>
<td class="nump">399<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity lines of credit serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">74<span></span>
</td>
<td class="nump">104<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Automobile</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">12,120<span></span>
</td>
<td class="nump">12,106<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Education</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">10,347<span></span>
</td>
<td class="nump">8,900<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Credit cards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">2,198<span></span>
</td>
<td class="nump">1,991<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Other retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="nump">$ 4,648<span></span>
</td>
<td class="nump">$ 3,616<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_TotalLoansReceivableHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of all loans, held at fair value and otherwise, that will be sold to other entities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_TotalLoansReceivableHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=118952595&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_MortgageLoansServicedForOthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_MortgageLoansServicedForOthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=srt_SubsidiariesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=srt_SubsidiariesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_SBALoansServicedForOthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_SBALoansServicedForOthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_FinanceLeasesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_FinanceLeasesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLoanServicedbyOthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLoanServicedbyOthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLineofCreditServicedbyOthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLineofCreditServicedbyOthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_StudentLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_StudentLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CreditCardReceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CreditCardReceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_ConsumerOtherSecuredRetailMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_ConsumerOtherSecuredRetailMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>68
<FILENAME>R19.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6674050544">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>DEPOSITS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankingAndThriftAbstract', window );"><strong>Banking and Thrift [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesDisclosuresTextBlock', window );">DEPOSITS</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 11 - DEPOSITS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Interest-bearing deposits in banks are carried at cost and include deposits that mature within one year.</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the major components of deposits: </span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:79%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Demand</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$29,233</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$29,458</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Checking with interest</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>24,840</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23,067</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Regular savings</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13,779</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12,007</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Money market accounts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>38,725</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>35,701</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Term deposits</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18,736</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,342</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total deposits</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$125,313</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$119,575</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the maturity distribution by year of term deposits as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:81%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$16,151</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2021</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,995</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>316</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>144</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2024</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>126</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2025 and thereafter</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Trebuchet,sans-serif;font-size:9pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$18,736</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Of these deposits, the amount of term deposits with a denomination of $100,000 or more was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$13.4 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The following table presents the remaining maturities of these deposits:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:81%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Three months or less</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$6,987</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">After three months through six months</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,224</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">After six months through twelve months</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,015</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">After twelve months </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,206</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total term deposits</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$13,432</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankingAndThriftAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankingAndThriftAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositLiabilitiesDisclosuresTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=116652737&amp;loc=d3e64164-112818<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositLiabilitiesDisclosuresTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>69
<FILENAME>R11.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6686010128">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SECURITIES<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investments, Debt and Equity Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">SECURITIES</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 3 - SECURITIES</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Investments include debt and equity securities and other investment securities. Citizens classifies debt securities as AFS, HTM, or trading based on management&#8217;s intent to hold to maturity at the time of purchase. Equity securities are recorded at fair value or at cost if there is not a readily determinable fair value.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Debt securities that will be held for indefinite periods of time and may be sold in response to changes in interest rates, changes in prepayment risk, or other factors considered in managing the Company&#8217;s asset/liability strategy are classified as AFS and reported at fair value, with unrealized gains and losses reported in OCI, net of taxes, as a separate component of stockholders&#8217; equity. Gains and losses on the sales of securities are recognized in noninterest income and are computed using the specific identification method.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Debt securities for which the Company has the ability and intent to hold to maturity are classified as HTM and reported at amortized cost. Transfers of debt securities to the HTM classification are recognized at fair value at the date of transfer. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For debt securities classified as AFS or HTM, interest income is recorded on the accrual basis including the amortization of premiums and the accretion of discounts. Premiums and discounts on debt securities are amortized or accreted using the effective interest method over the estimated lives of the individual securities. Citizens uses actual prepayment experience and estimates of future prepayments to determine the constant effective yield necessary to apply the effective interest method of income recognition. Estimates of future prepayments are based on the underlying collateral characteristics of each security and are derived from market sources. Judgment is involved in making determinations about prepayment expectations and in changing those expectations in response to changes in interest rates and macroeconomic conditions. The amortization of premiums and discounts associated with mortgage-backed securities may be significantly impacted by changes in prepayment assumptions.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Securities classified as trading are bought and held principally for selling them in the near term and carried at fair value, with changes in fair value recognized in earnings. When applicable, realized and unrealized gains and losses on such assets are reported in noninterest income in the Consolidated Statements of Operations.</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Equity securities are primarily composed of FHLB stock and FRB stock (which are carried at cost) and money market mutual fund investments held by the Company&#8217;s broker-dealers (which are carried at fair value, with changes in fair value recognized in noninterest income). Equity securities that are carried at cost are reviewed at least annually for impairment, with valuation adjustments recognized in noninterest income.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the major components of securities at amortized cost and fair value:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:680px;border-collapse:collapse;text-align:left;"><tr><td colspan="26"/></tr><tr><td style="width:206px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:53px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:53px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:41px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:53px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:53px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:41px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized Cost</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Gains</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized Cost</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Gains</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$24</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$24</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities, at fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,803</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>143</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(71</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,875</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,211</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>28</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(605</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,634</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>638</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>24</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>662</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>236</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>232</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total mortgage-backed </span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">securities, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,441</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>167</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(71</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,537</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,447</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(612</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,866</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale, at fair value</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20,517</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$167</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($71</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20,613</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20,476</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$31</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($612</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$19,895</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,202</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$45</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($5</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,242</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,425</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($132</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,293</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>740</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>748</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total mortgage-backed </span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">securities, at cost</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,202</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>45</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,242</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4,165</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(132</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4,041</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities held to maturity</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,202</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$45</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,242</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,165</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($132</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,041</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Money market mutual fund investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$47</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$47</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$181</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$181</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total equity securities, at fair value</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$47</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$47</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$181</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$181</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal Reserve Bank stock</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$577</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$577</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$463</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$463</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal Home Loan Bank stock</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>222</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>222</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>364</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>364</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other equity securities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total equity securities, at cost</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$807</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$807</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$834</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">$&#8212;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$834</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the amortized cost and fair value of debt securities by contractual maturity as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without incurring penalties.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:354px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:57px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:56px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:56px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Distribution of Maturities</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">1 Year                or Less</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">1-5                Years</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">5-10             Years</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">After 10       Years</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized cost:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>215</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,534</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18,054</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,803</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>638</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>638</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>215</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,534</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18,697</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,517</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:0px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,202</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,202</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities held to maturity</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,202</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,202</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total amortized cost of debt securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$215</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,534</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$21,899</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$23,719</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>217</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,553</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18,105</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,875</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>662</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>662</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>217</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,553</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18,772</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,613</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:0px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,242</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,242</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities held to maturity</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,242</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,242</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total fair value of debt securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$217</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,553</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$22,014</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$23,855</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Taxable interest income from investment securities as presented on the Consolidated Statements of Operations was&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$642 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$672 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$625 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents realized gains and losses on securities:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:520px;"/><td style="width:5px;"/><td style="width:40px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:41px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:42px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gains on sale of debt securities</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$41</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$11</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Losses on sale of debt securities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(16</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Debt securities gains, net</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$25</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$19</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$11</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity securities gains</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> For the </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">year ended December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$6 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of gains on sale of debt securities were recognized in mortgage banking fees in the Consolidated Statements of Operations, as they related to AFS securities held as economic hedges of the value of the MSR portfolio recognized using the amortization method.&#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the amortized cost and fair value of debt securities pledged:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="14"/></tr><tr><td style="width:410px;"/><td style="width:5px;"/><td style="width:68px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:48px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:68px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized Cost</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortized Cost</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Pledged against repurchase agreements</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$265</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$266</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$344</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$338</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Pledged against FHLB borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>638</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>662</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>745</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>752</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Pledged against derivatives, to qualify for fiduciary powers, and to secure public and other deposits as required by law</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,670</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,672</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,592</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,460</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens regularly enters into security repurchase agreements with unrelated counterparties, which involve the transfer of a security from one party to another, and a subsequent transfer of substantially the same security back to the original party. The Company&#8217;s repurchase agreements are typically short-term in nature and are accounted for as secured borrowed funds on the Company&#8217;s Consolidated Balance Sheets. Citizens recognized </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">no</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> offsetting of short-term receivables or payables as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> or </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Citizens offsets certain derivative assets and derivative liabilities on the Consolidated Balance Sheets. For further information see </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 13</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Securitizations of mortgage loans retained in the investment portfolio for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, were </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$150 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$142 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$134 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. These securitizations include a substantive guarantee by a third party. In </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> the guarantors were FNMA, FHLMC, and GNMA. The debt securities received from the guarantors are classified as AFS.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Impairment</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens reviews its securities for other-than-temporary impairment on a quarterly basis or more frequently if a potential loss triggering event occurs. The initial indicator of other-than-temporary impairment for both debt and equity securities is a decline in fair value below its recorded investment amount, as well as the severity and duration of the decline. For a security that has declined in fair value below the cost basis, the Company recognizes other-than-temporary impairment if management has the intent to sell the security, it is more likely than not the Company will be required to sell the security before recovery of its amortized cost basis, or the Company does not expect to recover the entire cost basis of the security.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Estimating the recovery of the amortized cost basis of a debt security is based upon an assessment of the cash flows expected to be collected. If the present value of cash flows expected to be collected, discounted at the security&#8217;s original effective yield, exceeds the amortized cost, no credit impairment has occurred. If this amount is less than the amortized cost, other-than-temporary impairment is considered to have occurred. In addition to these cash flow projections, several other characteristics of each debt security are reviewed when determining whether a credit loss exists and the period over which the debt security is expected to recover. These characteristics include: (i) the type of investment, (ii) various market factors affecting the fair value of the security (e.g., interest rates, spread levels, liquidity in the sector, etc.), (iii) the length and severity of impairment, and (iv) the public credit rating of the instrument.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens estimates the portion of loss attributable to credit using a collateral loss model and integrated cash flow engine. The model calculates prepayment, default and loss severity assumptions using collateral performance data. These assumptions are used to produce cash flows that generate loss projections. These loss projections are reviewed on a quarterly basis by a cross-functional governance committee to determine whether security impairments are other-than-temporary.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">If the Company intends to sell an impaired security, or if it is more likely than not Citizens will be required to sell the security before recovery, the impairment loss recognized in current period earnings equals the difference between the amortized cost basis and the fair value of the security. If the Company does not intend to sell the impaired security, and it is not likely that the Company will be required to sell the impaired security, the other-than-temporary impairment write-down is separated into an amount representing the credit loss, which is recognized in current period earnings and the amount related to all other factors, which is recognized in OCI.</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the net securities impairment losses recognized in earnings:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:74%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other-than-temporary impairment:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total other-than-temporary impairment losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($2</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;Portions of loss recognized in other comprehensive income (before taxes)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net securities impairment losses recognized in earnings on debt securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following tables present mortgage-backed debt securities with fair values below their respective carrying values, separated by the duration the securities have been in a continuous unrealized loss position:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="27"/></tr><tr><td style="width:120px;"/><td style="width:57px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:49px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:57px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:49px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:57px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:49px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="26" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Less than 12 Months</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">12 Months or Longer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>106</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5,135</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($24</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>120</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,748</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($52</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>226</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$8,883</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($76</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>106</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5,135</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($24</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>120</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,748</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($52</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>226</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$8,883</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($76</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="27"/></tr><tr><td style="width:120px;"/><td style="width:57px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:49px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:57px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:49px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:57px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:49px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="26" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Less than 12 Months</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">12 Months or Longer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Issues</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross Unrealized Losses</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal agencies and U.S. government sponsored entities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>166</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,881</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($89</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>429</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$15,124</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($648</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>595</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20,005</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($737</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other/non-agency</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>139</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>72</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>211</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>176</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5,020</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($90</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>440</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$15,196</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($654</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>616</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20,216</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($744</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for  investments in certain debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -URI http://asc.fasb.org/subtopic&amp;trid=2209399<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 946<br> -SubTopic 320<br> -URI http://asc.fasb.org/subtopic&amp;trid=2324412<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -URI http://asc.fasb.org/topic&amp;trid=2196928<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 940<br> -SubTopic 320<br> -URI http://asc.fasb.org/subtopic&amp;trid=2176304<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>70
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>71
<FILENAME>R15.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034255008">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>MORTGAGE BANKING<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageBankingAbstract', window );"><strong>Mortgage Banking [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_MortgageServicingRightsTextBlock', window );">MORTGAGE BANKING</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 7 - MORTGAGE BANKING</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company sells residential mortgages to GSEs and other parties, who may issue securities backed by pools of such loans. The Company retains no beneficial interests in these sales, but may retain the servicing rights for the loans sold. The Company is obligated to subsequently repurchase a loan if the purchaser discovers a representation or warranty violation such as noncompliance with eligibility or servicing requirements, or customer fraud, that should have been identified in a loan file review.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Mortgage loans held for sale are accounted for at fair value on an individual loan basis. Changes in the fair value, and realized gains and losses on the sales of mortgage loans, are reported in mortgage banking income.</span></div><div style="line-height:120%;padding-bottom:8px;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table summarizes activity related to the Company&#8217;s residential mortgage loan sales and the Company's mortgage banking activity:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.61013645224172%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:74%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgage loan sold with servicing retained</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20,430</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$8,149</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,161</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gain on sales</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>251</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>89</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>35</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Contractually specified servicing, late and other ancillary fees</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>208</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>118</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>53</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Reported in mortgage banking fees in the Consolidated Statements of Operations.</span></div><div style="line-height:120%;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company recognizes the right to service residential mortgage loans for others, or MSRs, as separate assets, which are presented in other assets on the Consolidated Balance Sheets, when purchased, or when servicing is contractually separated from the underlying mortgage loans by sale with servicing rights retained. MSRs are initially recorded at fair value. Subsequent to the initial recognition, MSRs are measured using either the fair value method or the amortization method. MSRs accounted for under the amortization method are subsequently accounted for at lower of cost or fair value, net of accumulated amortization, which is recorded in proportion to, and over the period of, net servicing income. The unpaid principal balance of the related residential mortgage loans was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$77.5 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$69.6 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and 2018, respectively. &#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In connection with the August 1, 2018 acquisition of FAMC, the Company began maintaining two separate classes of MSRs which, at the time of initial capitalization, were differentiated by how the risk associated with valuation changes of the MSRs was being managed. The acquired FAMC portfolio is accounted for under the fair value method while the Company&#8217;s MSR portfolio held before the FAMC acquisition is accounted for under the amortization method. Beginning January 1, 2019, all of the Company&#8217;s newly originated MSRs are accounted for under the fair value method. The Company implemented an active hedging strategy to manage the risk associated with changes in the value of the MSR portfolio accounted for under the fair value method, which includes the purchase of freestanding derivatives. Depending on the interest rate environment, economic hedges may be used to protect the market value of MSRs accounted for under the amortization method. Any changes in fair value during the period for MSRs carried under the fair value method, as well as amortization and impairment of MSRs under the amortization method, are recorded in mortgage banking fees in the Consolidated Statements of Operations.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table summarizes changes in MSRs recorded using the amortization method:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:556px;"/><td style="width:5px;"/><td style="width:52px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:52px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Mortgage servicing rights:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance as of beginning of period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$221</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$201</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amount capitalized</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>36</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Purchases</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>16</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(38</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(32</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Carrying amount before valuation allowance</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>183</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>221</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Valuation allowance for servicing assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance as of beginning of period</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Valuation charge-offs (recoveries)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at end of period</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net carrying value of MSRs</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$182</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$221</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table summarizes changes in MSRs recorded using the fair value method:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:553px;"/><td style="width:5px;"/><td style="width:53px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:53px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value as of beginning of the period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$600</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Acquired MSRs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>590</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amounts capitalized</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>270</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Changes in unpaid principal balance during the period </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(119</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(32</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Changes in fair value during the period </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(109</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(31</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value at end of the period</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$642</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$600</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;Represents changes in value due to passage of time including the impact from both regularly scheduled loan principal payments and partial paydowns, and </span></div><div style="line-height:120%;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">    loans that paid off during the period. </span></div><div style="line-height:120%;padding-bottom:12px;text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Represents changes in value primarily due to market driven changes in interest rates and prepayment speeds.</span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The fair value of MSRs is estimated by using the present value of estimated future net servicing cash flows, taking into consideration actual and expected mortgage loan prepayment rates, discount rates, contractual servicing fee income, servicing costs, default rates, ancillary income, and other economic factors, which are determined based on current market interest rates. The valuation does not attempt to forecast or predict the future direction of interest rates.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The sensitivity analyses below present the impact to current fair value of an immediate 50 basis point and 100 basis point adverse change in key economic assumptions and the decline in fair value if the respective adverse change was realized. These sensitivities are hypothetical, with the effect of a variation in a particular assumption on the fair value of the MSRs calculated independently without changing any other assumption. In reality, changes in one factor may result in changes in another (e.g., changes in interest rates, which drive changes in prepayment rates, could result in changes in the discount rates), which may amplify or counteract the sensitivities. The primary risk inherent in the Company&#8217;s MSRs is an increase in prepayments of the underlying mortgage loans serviced, which is dependent upon movements in market interest rates.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For MSRs under the amortization method, the key economic assumptions used to estimate the fair value are presented below:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:344px;"/><td style="width:60px;"/><td style="width:53px;"/><td style="width:53px;"/><td style="width:5px;"/><td style="width:60px;"/><td style="width:53px;"/><td style="width:53px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Actual</span></div></td><td colspan="2" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Decline in fair value due to</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Actual</span></div></td><td colspan="2" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Decline in fair value due to</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$193</span></span></div></td><td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">50 bps adverse change</span></div></td><td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">100 bps adverse change</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$243</span></span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">50 bps adverse change</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">100 bps adverse change</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted average life (in years)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6.4</span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6.5</span></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted average constant prepayment rate</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8.9%</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$28</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$53</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8.5%</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$24</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$56</span></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted average discount rate</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9.4%</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9.3%</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td></tr></table></div></div><div style="line-height:120%;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For MSRs under the fair value method, the key economic assumptions used to estimate the fair value are presented below:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:684px;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:342px;"/><td style="width:60px;"/><td style="width:54px;"/><td style="width:54px;"/><td style="width:5px;"/><td style="width:60px;"/><td style="width:53px;"/><td style="width:53px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Actual</span></div></td><td colspan="2" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Decline in fair value due to</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Actual</span></div></td><td colspan="2" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Decline in fair value due to</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$642</span></span></div></td><td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">50 bps adverse change</span></div></td><td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">100 bps adverse change</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$600</span></span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">50 bps adverse change</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">100 bps adverse change</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted average life (in years)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5.5</span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8.0</span></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted average constant prepayment rate</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13.9%</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$116</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$222</span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8.2%</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$68</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$148</span></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted average option adjusted spread</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">440 bps</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">609 bps</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>26</span></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens accounts for derivatives in its mortgage banking operations at fair value on the Consolidated Balance Sheets as derivative assets or derivative liabilities, depending on whether the derivative had a positive (asset) or negative (liability) fair value as of the balance sheet date. The Company&#8217;s mortgage banking derivatives include commitments to originate mortgages held for sale, certain loan sale agreements, and other financial instruments that meet the definition of a derivative. Refer to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 13</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for additional information.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_MortgageServicingRightsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for an entity&#8217;s mortgage banking operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_MortgageServicingRightsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageBankingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MortgageBankingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>72
<FILENAME>R36.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034587552">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BASIS OF PRESENTATION (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract', window );"><strong>Organization, Consolidation and Presentation of Financial Statements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock', window );">Schedule of New Accounting Pronouncements and Changes in Accounting Principles [Table Text Block]</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;font-weight:bold;">Accounting Pronouncements Adopted in</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;background-color:#ffffff;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;font-weight:bold;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"> </span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"/></tr><tr><td style="width:19%;"/><td style="width:48%;"/><td style="width:33%;"/></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Pronouncement</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Summary of Guidance</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Effects on Financial Statements</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivatives and Hedging</span></div><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-style:italic;">Issued August 2017</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reduces the complexity and operational burdens of the current hedge accounting model and portrays more clearly the effects of hedge accounting in the financial statements.</span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Modifies current requirements to facilitate the application of hedge accounting to partial-term hedges, hedges of prepayable financial instruments, and other strategies. Adoption of these optional changes would occur on a prospective basis.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires the effects of fair value hedges to be classified in the same income statement line as the earnings effect of the hedged item. Adoption of this change will occur on a prospective basis.</span></span></div><div style="text-align:left;padding-left:42px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires all effects of cash flow hedges to be deferred in other comprehensive income until the hedged cash flows affect earnings. Periodic hedge ineffectiveness will no longer be recognized in earnings. Adoption of this change will occur on a modified retrospective basis through a cumulative-effect adjustment directly to retained earnings as of the beginning of the period of adoption.</span></span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">The Company adopted the new standard on January 1, 2019 under the modified retrospective method.</span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adoption did not have a material impact on the Company&#8217;s Consolidated Financial Statements. </span></span></div><div style="text-align:left;padding-left:48px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Required disclosures are included in Note 13.</span></span></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"><div style="padding-top:1px;padding-left:1px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div><div style="padding-top:0px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-style:italic;">Issued February 2016</span></div><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires lessees to recognize a right-of-use asset and corresponding lease liability for all leases with a lease term of greater than one year.</span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires lessees and lessors to classify most leases using principles similar to existing lease accounting, but eliminates the &#8220;bright line&#8221; classification tests.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires that for finance leases, a lessee recognize interest expense on the lease liability separately from the amortization of the right-of-use asset in the Consolidated Statements of Operations, while for operating leases, such amounts should be recognized as a combined expense.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires expanded disclosures about the nature and terms of lease agreements.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provides the option to adopt using either a modified cumulative-effect approach wherein the guidance is applied to all periods presented, or through a cumulative-effect adjustment beginning in the period of adoption.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires companies with land easements to assess whether the easement meets the definition of a lease before applying other accounting guidance. </span></span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">The Company adopted the new standard under the modified retrospective approach on January 1, 2019, which is applicable to both its leasing finance business as well as property and equipment leases in which Citizens is lessee.</span></span></div><div style="text-align:left;padding-left:48px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adoption resulted in a cumulative-effect adjustment of $12 million, net of taxes, to retained earnings related to leases in which Citizens is lessee. </span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adoption resulted in the recognition of a right-of-use asset and corresponding lease liability of $734 million and $749 million, respectively in its Consolidated Balance Sheet for non-cancelable operating lease agreements.</span></span></div><div style="text-align:left;padding-left:48px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:inherit;font-size:10pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Required lessor disclosures are included in Note 4 and required lessee disclosures are included in Note 8.</span></span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Implementation Costs Incurred in a Cloud Computing Arrangement</span></div><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-style:italic;">Issued August 2018</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires implementation costs incurred in a cloud computing arrangement that is a service contract be deferred and recognized over the term of the arrangement if those costs would be capitalized in a software licensing arrangement.</span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Requires amortization expense be presented in the same income statement line item as the related hosting service arrangement expense.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Permits adoption prospectively for all implementation costs incurred after adoption or retrospectively through a cumulative-effect adjustment as of the beginning of the first period presented.</span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">The Company prospectively adopted the new standard on January 1, 2019. </span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adoption did not have a material impact on the Company&#8217;s Consolidated Financial Statements.</span></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;font-weight:bold;">Accounting Pronouncements Pending Adoption</span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"/></tr><tr><td style="width:19%;"/><td style="width:48%;"/><td style="width:33%;"/></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;">Pronouncement</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;">Summary of Guidance</span></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;">Effects on Financial Statements</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Financial Instruments - Credit Losses</span></div><div style="font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div style="font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-style:italic;">Issued June 2016</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Required effective date: January 1, 2020.</span></span></div><div style="text-align:left;padding-left:30px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Replaces existing incurred loss impairment guidance and establishes a single allowance framework for financial assets carried at amortized cost (including securities HTM), which will reflect management&#8217;s estimate of credit losses over the full remaining expected life of the financial assets.</span></span></div><div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:19px; padding-left:10px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Amends existing impairment guidance for securities AFS to incorporate an allowance, which will allow for reversals of impairment losses in the event that the credit of an issuer improves.</span></span></div><div style="text-align:left;padding-left:29px;text-indent:-19px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:19px; padding-left:10px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Requires a cumulative-effect adjustment to retained earnings, net of taxes, as of the beginning of the reporting period of adoption.</span></span></div><div style="text-align:left;padding-left:48px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:19px; padding-left:10px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Requires enhanced credit quality disclosures including disaggregation of credit quality indicators by vintage.</span></span></div><div style="text-align:left;padding-left:48px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div><div style="float:left; width:19px; padding-left:10px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">The Company adopted the new standard on January 1, 2020, retrospectively for loans and leases and HTM securities and prospectively for AFS securities.</span></span></div><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div><div style="float:left; width:19px; padding-left:10px;"><span style="font-family:inherit;font-size:10pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">To estimate the ACL under CECL, Citizens uses models and other estimation techniques that are sensitive to changes in forecasted economic conditions. The Company applies qualitative factors related to idiosyncratic risk factors, changes in current economic conditions that may not be adequately reflected in quantitatively derived results, or other relevant factors to ensure the ACL reflects the Company&#8217;s best estimate of current expected credit losses.</span></span></div><div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">The Company recognized an increase in the ACL upon adoption of approximately $450 million, based on a two-year reasonable and supportable forecast period, and a one-year reversion to long-term historical macroeconomic variables. The increase in ACL is primarily related to consumer loans, such as residential mortgage, unsecured and education, due to the requirement to estimate credit losses over the full remaining expected life of the asset. </span></span></div><div style="text-align:left;padding-left:30px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Adoption of the new standard could produce higher volatility in the quarterly provision for credit losses than our current reserve process and could adversely impact the Company&#8217;s ongoing earnings.</span></span></div><div style="text-align:left;padding-left:30px;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">The increase in ACL upon adoption reduced the Company&#8217;s CET1 capital ratio by 24 basis points on a fully-phased in basis. This capital impact will be phased in by 25% per year through January 1, 2023, which will impact 2020 by 6 basis points.</span></span></div><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div><div style="float:left; width:18px; padding-left:12px;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">&#8226;</span></div><span style=""><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;">Based on the credit quality of our existing debt securities portfolio, the Company did not recognize an ACL for HTM and AFS debt securities upon adoption.</span></span></div><div style="text-align:left;font-size:7.5pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of changes in accounting principles, including adoption of new accounting pronouncements, that describes the new methods, amount and effects on financial statement line items.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=109234566&amp;loc=d3e22499-107794<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 270<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=116846552&amp;loc=d3e765-108305<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 270<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.10-01.(b)(6))<br> -URI http://asc.fasb.org/extlink&amp;oid=27015980&amp;loc=d3e46468-122699<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 270<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=116846552&amp;loc=d3e725-108305<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=109234566&amp;loc=d3e22583-107794<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>73
<FILENAME>R152.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6780347984">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INCOME TAXES - Components of Income Tax Expense (Benefit) (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract', window );"><strong>Current</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentFederalTaxExpenseBenefit', window );">U.S. federal</a></td>
<td class="nump">$ 323<span></span>
</td>
<td class="nump">$ 271<span></span>
</td>
<td class="nump">$ 376<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit', window );">State and local</a></td>
<td class="nump">73<span></span>
</td>
<td class="nump">94<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentIncomeTaxExpenseBenefit', window );">Total</a></td>
<td class="nump">396<span></span>
</td>
<td class="nump">365<span></span>
</td>
<td class="nump">396<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract', window );"><strong>Deferred</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit', window );">U.S. federal</a></td>
<td class="nump">64<span></span>
</td>
<td class="nump">90<span></span>
</td>
<td class="num">(142)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit', window );">State and local</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Total</a></td>
<td class="nump">64<span></span>
</td>
<td class="nump">97<span></span>
</td>
<td class="num">(136)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations', window );">U.S. federal</a></td>
<td class="nump">387<span></span>
</td>
<td class="nump">361<span></span>
</td>
<td class="nump">234<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations', window );">State and local</a></td>
<td class="nump">73<span></span>
</td>
<td class="nump">101<span></span>
</td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
<td class="nump">$ 460<span></span>
</td>
<td class="nump">$ 462<span></span>
</td>
<td class="nump">$ 260<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentFederalTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current federal tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=116825942&amp;loc=d3e330036-122817<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32639-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentFederalTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) pertaining to taxable income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=116825942&amp;loc=d3e330036-122817<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32639-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current state and local tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=116825942&amp;loc=d3e330036-122817<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32639-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentStateAndLocalTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred federal income tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32639-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=116825942&amp;loc=d3e330036-122817<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredFederalIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=116825942&amp;loc=d3e330036-122817<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32639-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred state and local tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=116825942&amp;loc=d3e330036-122817<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32639-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current and deferred federal income tax expense (benefit) attributable to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32672-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109238882&amp;loc=d3e38679-109324<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of state and local current and deferred income tax expense (benefit) attributable to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)-(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32639-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=116825942&amp;loc=d3e330036-122817<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>74
<FILENAME>R32.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034489472">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>REGULATORY MATTERS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankingAndThriftAbstract', window );"><strong>Banking and Thrift [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock', window );">REGULATORY MATTERS</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 24 - REGULATORY MATTERS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">As a bank holding company, Citizens is subject to regulation and supervision by the FRB. Our banking subsidiary, CBNA, is a national banking association whose primary federal regulator is the OCC.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Under the U.S. Basel III capital framework, the Company and CBNA must meet the following specific minimum requirements: CET1 capital ratio of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4.5%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, tier 1 capital ratio of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">6.0%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, total capital ratio of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">8.0%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and tier 1 leverage ratio of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">4.0%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. A CCB of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2.5%</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> is imposed on top of each of the three minimum risk-weighted capital ratios listed above. In addition, the Company must not be subject to a written agreement, order or capital directive with any of its regulators. Failure to meet minimum capital requirements can result in the initiation of certain actions that, if undertaken, could have a material effect on the Company&#8217;s Consolidated Financial Statements.</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the Company&#8217;s capital and capital ratios under U.S. Basel III Standardized rules. The Company has declared itself as an &#8220;AOCI opt-out&#8221; institution, which means the Company is not required to recognize in regulatory capital the impacts of net unrealized gains and losses included within AOCI for debt securities that are available for sale or held to maturity, accumulated net gains and losses on cash flow hedges and certain defined benefit pension plan assets.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:432px;"/><td style="width:5px;"/><td style="width:52px;"/><td style="width:3px;"/><td style="width:54px;"/><td style="width:6px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:52px;"/><td style="width:3px;"/><td style="width:54px;"/><td style="width:6px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Actual</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Minimum Capital Adequacy</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions, except ratio data)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Ratio</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of December&#160;31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">CET1 capital</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$14,304</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$10,004</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tier 1 capital</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15,874</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12,148</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8.500</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total capital</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18,542</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15,006</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10.500</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tier 1 leverage</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15,874</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6,351</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of December&#160;31, 2018</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">CET1 capital</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$14,485</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$8,683</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6.375</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tier 1 capital</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15,325</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10,726</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7.875</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total capital</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18,157</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13,450</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9.875</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tier 1 leverage</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15,325</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6,121</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4.000</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#8220;</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Minimum Capital ratio&#8221; includes capital conservation buffer of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>2.500%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> for 2019 and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>1.875%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> for 2018; N/A to Tier 1 leverage.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Under the FRB&#8217;s Capital Plan Rule, the Company may only make capital distributions, including payment of dividends and share repurchases, in accordance with a capital plan that has been reviewed by the FRB with no objection or as otherwise authorized by the FRB. The timing and exact amount of future dividends and share repurchases will depend on various factors, including the Company&#8217;s capital position, financial performance and market conditions. All future capital distributions are subject to consideration and approval by the Board of Directors prior to execution. See Note 16 for more information regarding the Company&#8217;s preferred stock issuances, common stock repurchases, and dividends.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> &#160;&#160;&#160;&#160;Dividends payable by CBNA, as a national bank subsidiary, are limited to the lesser of the amount calculated under a &#8220;recent earnings&#8221; test and an &#8220;undivided profits&#8221; test. Under the recent earnings test, a dividend may not be paid if the total of all dividends declared by a bank in any calendar year is in excess of the current year&#8217;s net income combined with the retained net income of the two preceding years, less any required transfers to surplus, unless the national bank obtains the approval of the OCC. Under the undivided profits test, a dividend may not be paid in excess of the entity&#8217;s &#8220;undivided profits&#8221; (generally, accumulated net profits that have not been paid out as dividends or transferred to surplus). Federal bank regulatory agencies have issued policy statements which provide that FDIC-insured depository institutions and their holding companies should generally pay dividends only out of their current operating earnings.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankingAndThriftAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankingAndThriftAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1C<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958572-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1D<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958573-112826<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958570-112826<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1A<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958569-112826<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1G<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958577-112826<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1F<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958575-112826<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1E<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958574-112826<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958568-112826<br><br>Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>75
<FILENAME>R156.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6946496192">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EARNINGS PER SHARE (Details) - USD ($)<br> $ / shares in Units, $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAbstract', window );"><strong>Numerator (basic and diluted):</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 1,791<span></span>
</td>
<td class="nump">$ 1,721<span></span>
</td>
<td class="nump">$ 1,652<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendsIncomeStatementImpact', window );">Less: Preferred stock dividends</a></td>
<td class="nump">73<span></span>
</td>
<td class="nump">29<span></span>
</td>
<td class="nump">14<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net income available to common stockholders</a></td>
<td class="nump">$ 1,718<span></span>
</td>
<td class="nump">$ 1,692<span></span>
</td>
<td class="nump">$ 1,638<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract', window );"><strong>Denominator:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted-average common shares outstanding - basic (in shares)</a></td>
<td class="nump">449,731,453<span></span>
</td>
<td class="nump">478,822,072<span></span>
</td>
<td class="nump">502,157,440<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment', window );">Dilutive common shares: share-based awards (in shares)</a></td>
<td class="nump">1,482,248<span></span>
</td>
<td class="nump">1,608,669<span></span>
</td>
<td class="nump">1,527,651<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted-average common shares outstanding - diluted (in shares)</a></td>
<td class="nump">451,213,701<span></span>
</td>
<td class="nump">480,430,741<span></span>
</td>
<td class="nump">503,685,091<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasicAndDilutedAbstract', window );"><strong>Earnings per common share:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic (in dollars per share)</a></td>
<td class="nump">$ 3.82<span></span>
</td>
<td class="nump">$ 3.54<span></span>
</td>
<td class="nump">$ 3.26<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted (in dollars per share)</a></td>
<td class="nump">$ 3.81<span></span>
</td>
<td class="nump">$ 3.52<span></span>
</td>
<td class="nump">$ 3.25<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount', window );">Antidilutive securities (in shares)</a></td>
<td class="nump">783<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">533<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637232&amp;loc=SL114874131-224263<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=d3e1337-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=117327953&amp;loc=d3e4984-109258<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(21))<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109234566&amp;loc=d3e22694-107794<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=d3e1252-109256<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=SL5780133-109256<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasicAndDilutedAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasicAndDilutedAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=117327953&amp;loc=d3e4984-109258<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=d3e1252-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109234566&amp;loc=d3e22694-107794<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=d3e1337-109256<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(21))<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=SL5780133-109256<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637232&amp;loc=SL114874131-224263<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669619-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669625-108580<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637232&amp;loc=SL114874131-224263<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109234566&amp;loc=d3e22694-107794<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=d3e1377-109256<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockDividendsIncomeStatementImpact">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of preferred stock dividends that is an adjustment to net income apportioned to common stockholders.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockDividendsIncomeStatementImpact</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The sum of dilutive potential common shares or units used in the calculation of the diluted per-share or per-unit computation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=d3e1505-109256<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=d3e1448-109256<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>76
<FILENAME>R53.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7041634672">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock', window );">Summary of difference between aggregated fair value and unpaid principal balance of loans held for sale</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the difference between the aggregate fair value and the aggregate unpaid principal balance of LHFS measured at fair value:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20"/></tr><tr><td style="width:38%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Unpaid Principal</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Fair Value Less Aggregate Unpaid Principal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Unpaid Principal</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Fair Value Less Aggregate Unpaid Principal</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgage loans held for sale, at fair value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,778</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,727</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$51</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$967</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$967</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial and commercial real estate loans held for sale, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>168</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>175</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>252</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>252</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock', window );">Assets and liabilities measured on recurring basis</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents assets and liabilities measured at fair value, including gross derivative assets and liabilities on a recurring basis at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:401px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Debt securities available for sale:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20,537</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20,537</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,613</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,542</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Loans held for sale, at fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,778</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,778</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>168</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>168</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total loans held for sale, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,946</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,946</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage servicing rights</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>642</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>642</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>773</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>773</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>174</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>174</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other contracts</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total derivative assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>984</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>965</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Equity securities, at fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Money market mutual fund investments</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>47</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>47</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total equity securities, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>47</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>47</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total assets</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$24,232</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$118</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$23,453</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$661</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$133</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$133</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>166</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>166</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total derivative liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>322</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>322</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total liabilities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$322</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$322</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:12px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents assets and liabilities measured at fair value including gross derivative assets and liabilities on a recurring basis at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">:</span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:401px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Debt securities available for sale:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$19,866</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$19,866</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>24</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>24</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,895</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>24</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,871</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Loans held for sale, at fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>967</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>967</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>252</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>252</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total loans held for sale, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,219</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,219</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage servicing rights</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>600</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>600</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>306</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>306</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>129</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>129</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total derivative assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>449</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>449</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Equity securities, at fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Money market mutual fund investments</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>181</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>181</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total equity securities, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>181</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>181</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total assets</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$22,344</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$205</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$21,539</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$600</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$277</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$277</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>113</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>113</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other contracts</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total derivative liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>415</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>415</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total liabilities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$415</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$415</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock', window );">Assets measured at fair value on recurring basis</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table present a rollforward of the balance sheet amounts for assets measured at fair value on a recurring basis and classified as Level 3 for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. There were no other derivative contracts measured at fair value on a recurring basis and classified as Level 3 for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:360px;"/><td style="width:5px;"/><td style="width:100px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:92px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:93px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">For the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Mortgage Servicing Rights</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other Derivative Contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Mortgage Servicing Rights</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Beginning balance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$600</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Acquired MSRs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>590</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Issuances</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>270</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>144</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Settlements </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(119</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(161</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(32</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Changes in fair value during the period recognized in earnings</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(109</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(31</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Transfers from Level 2 to Level 3</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(3)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Ending balance</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$642</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$19</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$600</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;Represents changes in value of the MSRs due to i) passage of time including the impact from both regularly scheduled loan principal payments and partial</span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">    paydowns, and ii) loans that paid off during the period. </span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Represents changes in value primarily driven by market conditions. These changes are recorded in mortgage banking fees in the Consolidated Statements of Operations.</span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Reflects changes in the significance of unobservable inputs on derivative contracts associated with mortgage origination costs.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock', window );">Gains (losses) on assets and liabilities measured on a nonrecurring basis included in earnings</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents gains (losses) on assets and liabilities measured at fair value on a nonrecurring basis and recorded in earnings:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:502px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:48px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:48px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Impaired collateral-dependent loans </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($34</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($13</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($35</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">MSRs </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leased assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(12</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(15</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock', window );">Fair value of assets and liabilities measured on a nonrecurring basis</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents assets and liabilities measured at fair value on a nonrecurring basis:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:684px;border-collapse:collapse;text-align:left;"><tr><td colspan="26"/></tr><tr><td style="width:294px;"/><td style="width:5px;"/><td style="width:38px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:38px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:38px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:38px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:38px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:38px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:38px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:38px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Impaired collateral-dependent loans </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$312</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$312</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$338</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$338</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">MSRs </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>193</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>193</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>243</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>243</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leased assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>57</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>57</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>92</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>92</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock', window );">Assets and liabilities measured at fair value</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the estimated fair value for financial instruments not recorded at fair value in the Consolidated Financial Statements. The carrying amounts are recorded in the Consolidated Balance Sheets under the indicated captions:</span></div><div style="line-height:120%;padding-bottom:16px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="28"/></tr><tr><td style="width:184px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="27" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Financial assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Securities held to maturity</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,202</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,242</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,202</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,242</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity securities, at cost</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>807</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>807</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>807</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>807</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,384</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,384</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,384</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,384</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>119,088</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>119,792</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>312</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>312</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>118,776</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>119,480</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Financial liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deposits</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>125,313</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>125,340</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>125,313</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>125,340</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>265</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>265</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>265</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>265</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Long-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14,047</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14,228</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14,047</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14,228</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:675px;border-collapse:collapse;text-align:left;"><tr><td colspan="28"/></tr><tr><td style="width:184px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:53px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:53px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="27" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Financial assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Securities held to maturity </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,165</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,041</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,165</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,041</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity securities, at cost</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>834</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>834</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>834</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>834</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>101</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>101</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>101</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>101</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>116,660</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>116,627</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>338</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>338</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>116,322</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>116,289</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Financial liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deposits</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>119,575</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>119,503</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>119,575</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>119,503</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,156</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,156</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,156</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,156</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Long-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15,925</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15,877</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15,925</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15,877</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of gains (losses) on assets and liabilities measured at fair value on a nonrecurring basis and recorded in earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_FairValueMeasuredonNonrecurringBasisGainLossIncludedinEarningsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=117815213&amp;loc=d3e19207-110258<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)<br> -URI http://asc.fasb.org/extlink&amp;oid=117815213&amp;loc=d3e19207-110258<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=117815213&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=117815213&amp;loc=d3e19279-110258<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=117815213&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118260190&amp;loc=d3e13467-108611<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=117815213&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByBalanceSheetGroupingTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of information about asset and liability measured at fair value under fair value option.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 31<br> -URI http://asc.fasb.org/extlink&amp;oid=75031198&amp;loc=d3e14210-108612<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -URI http://asc.fasb.org/extlink&amp;oid=75031198&amp;loc=d3e14172-108612<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 32<br> -URI http://asc.fasb.org/extlink&amp;oid=75031198&amp;loc=d3e14217-108612<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=75031198&amp;loc=d3e14064-108612<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=117815213&amp;loc=d3e19207-110258<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=117815213&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>77
<FILENAME>R137.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7046271568">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>COMMITMENTS AND CONTINGENCIES - Schedule of Outstanding Off-balance sheet Arrangements (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherCommitmentsLineItems', window );"><strong>Other Commitments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractualObligation', window );">Commitment amount</a></td>
<td class="nump">$ 75,040<span></span>
</td>
<td class="nump">$ 71,739<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingenciesByNatureOfContingencyAxis=us-gaap_CommitmentsToExtendCreditMember', window );">Undrawn commitments to extend credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherCommitmentsLineItems', window );"><strong>Other Commitments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractualObligation', window );">Commitment amount</a></td>
<td class="nump">72,743<span></span>
</td>
<td class="nump">69,553<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingenciesByNatureOfContingencyAxis=us-gaap_LetterOfCreditMember', window );">Letters of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherCommitmentsLineItems', window );"><strong>Other Commitments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractualObligation', window );">Commitment amount</a></td>
<td class="nump">2,190<span></span>
</td>
<td class="nump">2,125<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingenciesByNatureOfContingencyAxis=us-gaap_LoanParticipationsAndAssignmentsMember', window );">Risk participation agreements</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherCommitmentsLineItems', window );"><strong>Other Commitments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractualObligation', window );">Commitment amount</a></td>
<td class="nump">37<span></span>
</td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingenciesByNatureOfContingencyAxis=us-gaap_ObligationToRepurchaseReceivablesSoldMember', window );">Loans sold with recourse</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherCommitmentsLineItems', window );"><strong>Other Commitments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractualObligation', window );">Commitment amount</a></td>
<td class="nump">37<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingenciesByNatureOfContingencyAxis=cfg_NamingRightsMember', window );">Marketing rights</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherCommitmentsLineItems', window );"><strong>Other Commitments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractualObligation', window );">Commitment amount</a></td>
<td class="nump">$ 33<span></span>
</td>
<td class="nump">$ 37<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ContractualObligation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of contractual obligation, including but not limited to, long-term debt, capital lease obligations, operating lease obligations, purchase obligations, and other commitments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ContractualObligation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherCommitmentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherCommitmentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingenciesByNatureOfContingencyAxis=us-gaap_CommitmentsToExtendCreditMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LossContingenciesByNatureOfContingencyAxis=us-gaap_CommitmentsToExtendCreditMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingenciesByNatureOfContingencyAxis=us-gaap_LetterOfCreditMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LossContingenciesByNatureOfContingencyAxis=us-gaap_LetterOfCreditMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingenciesByNatureOfContingencyAxis=us-gaap_LoanParticipationsAndAssignmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LossContingenciesByNatureOfContingencyAxis=us-gaap_LoanParticipationsAndAssignmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingenciesByNatureOfContingencyAxis=us-gaap_ObligationToRepurchaseReceivablesSoldMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LossContingenciesByNatureOfContingencyAxis=us-gaap_ObligationToRepurchaseReceivablesSoldMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingenciesByNatureOfContingencyAxis=cfg_NamingRightsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LossContingenciesByNatureOfContingencyAxis=cfg_NamingRightsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>78
<FILENAME>R57.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6676720064">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EARNINGS PER SHARE (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock', window );">Schedule of earnings per share</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:433px;"/><td style="width:5px;"/><td style="width:70px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:70px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:70px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions, except share and per-share data)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Numerator (basic and diluted):</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,791</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,721</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,652</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Less: Preferred stock dividends</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>29</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income available to common stockholders</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,718</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,692</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,638</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Denominator:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted-average common shares outstanding - basic</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>449,731,453</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>478,822,072</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>502,157,440</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dilutive common shares: share-based awards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,482,248</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,608,669</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,527,651</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Weighted-average common shares outstanding - diluted</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>451,213,701</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>480,430,741</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>503,685,091</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Earnings per common share:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Basic</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3.82</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3.54</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3.26</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Diluted</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3.81</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3.52</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3.25</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160; Potential dilutive common shares are excluded from the computation of diluted EPS in the periods where the effect would be antidilutive. Excluded from the computation of diluted EPS were weighted average antidilutive shares totaling </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>783</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>533</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> for the years ended December 31, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">. There were </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>no</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> potentially dilutive shares to exclude from the calculation for the year ended December 31, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>79
<FILENAME>R133.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7046001712">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>STOCKHOLDERS' EQUITY - Dividends (Details) - USD ($)<br> $ / shares in Units, $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareDeclared', window );">Dividends declared per share of common stock (in usd per share)</a></td>
<td class="nump">$ 1.36<span></span>
</td>
<td class="nump">$ 0.98<span></span>
</td>
<td class="nump">$ 0.64<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Common stock dividends declared and paid</a></td>
<td class="nump">$ 617<span></span>
</td>
<td class="nump">$ 471<span></span>
</td>
<td class="nump">$ 322<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred stock dividends declared and paid</a></td>
<td class="nump">73<span></span>
</td>
<td class="nump">29<span></span>
</td>
<td class="nump">14<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsAxis=us-gaap_DividendDeclaredMember', window );">Dividends Declared</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Common stock dividends declared and paid</a></td>
<td class="nump">617<span></span>
</td>
<td class="nump">471<span></span>
</td>
<td class="nump">322<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred stock dividends declared and paid</a></td>
<td class="nump">73<span></span>
</td>
<td class="nump">29<span></span>
</td>
<td class="nump">14<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsAxis=us-gaap_DividendPaidMember', window );">Dividends Paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Common stock dividends declared and paid</a></td>
<td class="nump">617<span></span>
</td>
<td class="nump">471<span></span>
</td>
<td class="nump">322<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred stock dividends declared and paid</a></td>
<td class="nump">$ 65<span></span>
</td>
<td class="nump">$ 14<span></span>
</td>
<td class="nump">$ 14<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember', window );">Series A Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendsPerShareDeclared', window );">Dividends declared per share of preferred stock (in usd per share)</a></td>
<td class="nump">$ 55.00<span></span>
</td>
<td class="nump">$ 55.00<span></span>
</td>
<td class="nump">$ 55.00<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember', window );">Series A Preferred Stock | Dividends Declared</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred stock dividends declared and paid</a></td>
<td class="nump">$ 14<span></span>
</td>
<td class="nump">$ 14<span></span>
</td>
<td class="nump">$ 14<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember', window );">Series A Preferred Stock | Dividends Paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred stock dividends declared and paid</a></td>
<td class="nump">$ 14<span></span>
</td>
<td class="nump">$ 14<span></span>
</td>
<td class="nump">$ 14<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember', window );">Series B Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendsPerShareDeclared', window );">Dividends declared per share of preferred stock (in usd per share)</a></td>
<td class="nump">$ 60.00<span></span>
</td>
<td class="nump">$ 37.00<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember', window );">Series B Preferred Stock | Dividends Declared</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred stock dividends declared and paid</a></td>
<td class="nump">$ 18<span></span>
</td>
<td class="nump">$ 11<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember', window );">Series B Preferred Stock | Dividends Paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred stock dividends declared and paid</a></td>
<td class="nump">$ 20<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember', window );">Series C Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendsPerShareDeclared', window );">Dividends declared per share of preferred stock (in usd per share)</a></td>
<td class="nump">$ 63.75<span></span>
</td>
<td class="nump">$ 12.57<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember', window );">Series C Preferred Stock | Dividends Declared</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred stock dividends declared and paid</a></td>
<td class="nump">$ 19<span></span>
</td>
<td class="nump">$ 4<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember', window );">Series C Preferred Stock | Dividends Paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred stock dividends declared and paid</a></td>
<td class="nump">$ 18<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember', window );">Series D Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendsPerShareDeclared', window );">Dividends declared per share of preferred stock (in usd per share)</a></td>
<td class="nump">$ 59.45<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember', window );">Series D Preferred Stock | Dividends Declared</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred stock dividends declared and paid</a></td>
<td class="nump">$ 18<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember', window );">Series D Preferred Stock | Dividends Paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred stock dividends declared and paid</a></td>
<td class="nump">$ 13<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember', window );">Series E Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendsPerShareDeclared', window );">Dividends declared per share of preferred stock (in usd per share)</a></td>
<td class="nump">$ 9.44<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember', window );">Series E Preferred Stock | Dividends Declared</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred stock dividends declared and paid</a></td>
<td class="nump">$ 4<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember', window );">Series E Preferred Stock | Dividends Paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred stock dividends declared and paid</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ClassOfStockLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ClassOfStockLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareDeclared">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate dividends declared during the period for each share of common stock outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockDividendsPerShareDeclared</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStockCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid common stock dividends declared with the form of settlement in cash.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsCommonStockCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStockCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPreferredStockCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockDividendsPerShareDeclared">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate dividends declared during the period for each share of preferred stock outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockDividendsPerShareDeclared</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsAxis=us-gaap_DividendDeclaredMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsAxis=us-gaap_DividendDeclaredMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsAxis=us-gaap_DividendPaidMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsAxis=us-gaap_DividendPaidMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>80
<FILENAME>R110.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6660839680">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>DEPOSITS - Major Components of Deposits (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsByTypeAbstract', window );"><strong>Deposits, by Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DemandDepositAccounts', window );">Demand</a></td>
<td class="nump">$ 29,233<span></span>
</td>
<td class="nump">$ 29,458<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDomesticDepositChecking', window );">Checking with interest</a></td>
<td class="nump">24,840<span></span>
</td>
<td class="nump">23,067<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsSavingsDeposits', window );">Regular savings</a></td>
<td class="nump">13,779<span></span>
</td>
<td class="nump">12,007<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsMoneyMarketDeposits', window );">Money market accounts</a></td>
<td class="nump">38,725<span></span>
</td>
<td class="nump">35,701<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Term deposits</a></td>
<td class="nump">18,736<span></span>
</td>
<td class="nump">19,342<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
<td class="nump">$ 125,313<span></span>
</td>
<td class="nump">$ 119,575<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DemandDepositAccounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of money in accounts that may bear interest and that the depositor is entitled to withdraw at any time without prior notice.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DemandDepositAccounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsByTypeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsByTypeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsMoneyMarketDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsMoneyMarketDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsSavingsDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsSavingsDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDomesticDepositChecking">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest-bearing domestic checking deposit liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDomesticDepositChecking</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit liabilities, including certificates of deposit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=116652737&amp;loc=d3e64164-112818<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>81
<FILENAME>R74.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6840054656">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>LOANS AND LEASES - Maturity of Direct Finance Lease (Details)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2019 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths', window );">2020</a></td>
<td class="nump">$ 496<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears', window );">2021</a></td>
<td class="nump">385<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears', window );">2022</a></td>
<td class="nump">288<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears', window );">2023</a></td>
<td class="nump">220<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears', window );">2024</a></td>
<td class="nump">145<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter', window );">Thereafter</a></td>
<td class="nump">205<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived', window );">Total undiscounted future minimum lease rentals</a></td>
<td class="nump">$ 1,739<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ReceivablesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of undiscounted cash flows to be received by lessor for sales-type and direct financing leases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 30<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=119202524&amp;loc=SL77919391-209981<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of undiscounted cash flows to be received by lessor for sales-type and direct financing leases in fifth fiscal year following latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 30<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=119202524&amp;loc=SL77919391-209981<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of undiscounted cash flows to be received by lessor for sales-type and direct financing leases in fourth fiscal year following latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 30<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=119202524&amp;loc=SL77919391-209981<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of undiscounted cash flows to be received by lessor for sales-type and direct financing leases in the next fiscal year following latest fiscal year. Excludes interim and annual periods when interim periods are reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 30<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=119202524&amp;loc=SL77919391-209981<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of undiscounted cash flows to be received by lessor for sales-type and direct financing leases after fifth fiscal year following latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 30<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=119202524&amp;loc=SL77919391-209981<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of undiscounted cash flows to be received by lessor for sales-type and direct financing leases in third fiscal year following latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 30<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=119202524&amp;loc=SL77919391-209981<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of undiscounted cash flows to be received by lessor for sales-type and direct financing leases in second fiscal year following latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 30<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=119202524&amp;loc=SL77919391-209981<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>82
<FILENAME>R84.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6938379472">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Impaired Loans by Class (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Loans With a Related Allowance</a></td>
<td class="nump">$ 480<span></span>
</td>
<td class="nump">$ 483<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance on Impaired Loans</a></td>
<td class="nump">110<span></span>
</td>
<td class="nump">64<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Loans Without a Related Allowance</a></td>
<td class="nump">586<span></span>
</td>
<td class="nump">631<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Contractual Balance</a></td>
<td class="nump">1,288<span></span>
</td>
<td class="nump">1,363<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment in Impaired Loans</a></td>
<td class="nump">1,066<span></span>
</td>
<td class="nump">1,114<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Loans With a Related Allowance</a></td>
<td class="nump">243<span></span>
</td>
<td class="nump">218<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance on Impaired Loans</a></td>
<td class="nump">85<span></span>
</td>
<td class="nump">38<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Loans Without a Related Allowance</a></td>
<td class="nump">156<span></span>
</td>
<td class="nump">173<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Contractual Balance</a></td>
<td class="nump">477<span></span>
</td>
<td class="nump">488<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment in Impaired Loans</a></td>
<td class="nump">399<span></span>
</td>
<td class="nump">391<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Loans With a Related Allowance</a></td>
<td class="nump">243<span></span>
</td>
<td class="nump">186<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance on Impaired Loans</a></td>
<td class="nump">85<span></span>
</td>
<td class="nump">31<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Loans Without a Related Allowance</a></td>
<td class="nump">137<span></span>
</td>
<td class="nump">167<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Contractual Balance</a></td>
<td class="nump">458<span></span>
</td>
<td class="nump">450<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment in Impaired Loans</a></td>
<td class="nump">380<span></span>
</td>
<td class="nump">353<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Loans With a Related Allowance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">32<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance on Impaired Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Loans Without a Related Allowance</a></td>
<td class="nump">19<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Contractual Balance</a></td>
<td class="nump">19<span></span>
</td>
<td class="nump">38<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment in Impaired Loans</a></td>
<td class="nump">19<span></span>
</td>
<td class="nump">38<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Loans With a Related Allowance</a></td>
<td class="nump">237<span></span>
</td>
<td class="nump">265<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance on Impaired Loans</a></td>
<td class="nump">25<span></span>
</td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Loans Without a Related Allowance</a></td>
<td class="nump">430<span></span>
</td>
<td class="nump">458<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Contractual Balance</a></td>
<td class="nump">811<span></span>
</td>
<td class="nump">875<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment in Impaired Loans</a></td>
<td class="nump">667<span></span>
</td>
<td class="nump">723<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Loans With a Related Allowance</a></td>
<td class="nump">29<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance on Impaired Loans</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Loans Without a Related Allowance</a></td>
<td class="nump">125<span></span>
</td>
<td class="nump">127<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Contractual Balance</a></td>
<td class="nump">196<span></span>
</td>
<td class="nump">201<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment in Impaired Loans</a></td>
<td class="nump">154<span></span>
</td>
<td class="nump">155<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Loans With a Related Allowance</a></td>
<td class="nump">22<span></span>
</td>
<td class="nump">34<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance on Impaired Loans</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Loans Without a Related Allowance</a></td>
<td class="nump">65<span></span>
</td>
<td class="nump">76<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Contractual Balance</a></td>
<td class="nump">121<span></span>
</td>
<td class="nump">148<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment in Impaired Loans</a></td>
<td class="nump">87<span></span>
</td>
<td class="nump">110<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity lines of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Loans With a Related Allowance</a></td>
<td class="nump">27<span></span>
</td>
<td class="nump">21<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance on Impaired Loans</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Loans Without a Related Allowance</a></td>
<td class="nump">173<span></span>
</td>
<td class="nump">181<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Contractual Balance</a></td>
<td class="nump">242<span></span>
</td>
<td class="nump">244<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment in Impaired Loans</a></td>
<td class="nump">200<span></span>
</td>
<td class="nump">202<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity loans serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Loans With a Related Allowance</a></td>
<td class="nump">15<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance on Impaired Loans</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Loans Without a Related Allowance</a></td>
<td class="nump">16<span></span>
</td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Contractual Balance</a></td>
<td class="nump">41<span></span>
</td>
<td class="nump">54<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment in Impaired Loans</a></td>
<td class="nump">31<span></span>
</td>
<td class="nump">41<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity lines of credit serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Loans With a Related Allowance</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance on Impaired Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Loans Without a Related Allowance</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Contractual Balance</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment in Impaired Loans</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Automobile</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Loans With a Related Allowance</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance on Impaired Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Loans Without a Related Allowance</a></td>
<td class="nump">20<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Contractual Balance</a></td>
<td class="nump">30<span></span>
</td>
<td class="nump">31<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment in Impaired Loans</a></td>
<td class="nump">21<span></span>
</td>
<td class="nump">23<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Education</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Loans With a Related Allowance</a></td>
<td class="nump">112<span></span>
</td>
<td class="nump">130<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance on Impaired Loans</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Loans Without a Related Allowance</a></td>
<td class="nump">22<span></span>
</td>
<td class="nump">23<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Contractual Balance</a></td>
<td class="nump">135<span></span>
</td>
<td class="nump">153<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment in Impaired Loans</a></td>
<td class="nump">134<span></span>
</td>
<td class="nump">153<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Credit cards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Loans With a Related Allowance</a></td>
<td class="nump">27<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance on Impaired Loans</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Loans Without a Related Allowance</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Contractual Balance</a></td>
<td class="nump">29<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment in Impaired Loans</a></td>
<td class="nump">28<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Other retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Loans With a Related Allowance</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance on Impaired Loans</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Loans Without a Related Allowance</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Contractual Balance</a></td>
<td class="nump">8<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment in Impaired Loans</a></td>
<td class="nump">$ 6<span></span>
</td>
<td class="nump">$ 6<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 14A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953550-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit losses related to recorded investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableRelatedAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 14A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953550-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 14A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953550-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLoanServicedbyOthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLoanServicedbyOthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLineofCreditServicedbyOthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLineofCreditServicedbyOthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_StudentLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_StudentLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CreditCardReceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CreditCardReceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_OtherRetailMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_OtherRetailMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>83
<FILENAME>R80.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6931529056">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Recorded Investment in Retail Loans by Delinquency Status (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total loans and leases</a></td>
<td class="nump">$ 119,088<span></span>
</td>
<td class="nump">$ 116,660<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember', window );">Financing Receivables, 30 to 59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">511<span></span>
</td>
<td class="nump">493<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember', window );">Financing Receivables, 60 to 89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">212<span></span>
</td>
<td class="nump">177<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember', window );">Financing Receivables, 90 Days or More Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">419<span></span>
</td>
<td class="nump">587<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">58,651<span></span>
</td>
<td class="nump">56,883<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total loans and leases</a></td>
<td class="nump">61,550<span></span>
</td>
<td class="nump">59,877<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">18,818<span></span>
</td>
<td class="nump">18,664<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total loans and leases</a></td>
<td class="nump">19,083<span></span>
</td>
<td class="nump">18,978<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">713<span></span>
</td>
<td class="nump">945<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total loans and leases</a></td>
<td class="nump">812<span></span>
</td>
<td class="nump">1,073<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity lines of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">11,383<span></span>
</td>
<td class="nump">12,042<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total loans and leases</a></td>
<td class="nump">11,979<span></span>
</td>
<td class="nump">12,710<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity loans serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">244<span></span>
</td>
<td class="nump">355<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total loans and leases</a></td>
<td class="nump">289<span></span>
</td>
<td class="nump">399<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Home equity lines of credit serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">50<span></span>
</td>
<td class="nump">79<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total loans and leases</a></td>
<td class="nump">74<span></span>
</td>
<td class="nump">104<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Automobile</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">10,787<span></span>
</td>
<td class="nump">10,729<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total loans and leases</a></td>
<td class="nump">12,120<span></span>
</td>
<td class="nump">12,106<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Education</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">10,088<span></span>
</td>
<td class="nump">8,694<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total loans and leases</a></td>
<td class="nump">10,347<span></span>
</td>
<td class="nump">8,900<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Credit cards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">2,076<span></span>
</td>
<td class="nump">1,894<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total loans and leases</a></td>
<td class="nump">2,198<span></span>
</td>
<td class="nump">1,991<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Other retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">4,492<span></span>
</td>
<td class="nump">3,481<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total loans and leases</a></td>
<td class="nump">4,648<span></span>
</td>
<td class="nump">3,616<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 1 to 29 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">1,937<span></span>
</td>
<td class="nump">1,955<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 1 to 29 Days Past Due | Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">129<span></span>
</td>
<td class="nump">131<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 1 to 29 Days Past Due | Home equity loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">64<span></span>
</td>
<td class="nump">75<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 1 to 29 Days Past Due | Home equity lines of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">346<span></span>
</td>
<td class="nump">386<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 1 to 29 Days Past Due | Home equity loans serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">23<span></span>
</td>
<td class="nump">21<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 1 to 29 Days Past Due | Home equity lines of credit serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 1 to 29 Days Past Due | Automobile</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">1,001<span></span>
</td>
<td class="nump">1,039<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 1 to 29 Days Past Due | Education</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">202<span></span>
</td>
<td class="nump">159<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 1 to 29 Days Past Due | Credit cards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">74<span></span>
</td>
<td class="nump">53<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 1 to 29 Days Past Due | Other retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">87<span></span>
</td>
<td class="nump">76<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 30 to 59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">428<span></span>
</td>
<td class="nump">393<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 30 to 59 Days Past Due | Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">35<span></span>
</td>
<td class="nump">37<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 30 to 59 Days Past Due | Home equity loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">10<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 30 to 59 Days Past Due | Home equity lines of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">72<span></span>
</td>
<td class="nump">65<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 30 to 59 Days Past Due | Home equity loans serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">7<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 30 to 59 Days Past Due | Home equity lines of credit serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 30 to 59 Days Past Due | Automobile</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">227<span></span>
</td>
<td class="nump">207<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 30 to 59 Days Past Due | Education</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">30<span></span>
</td>
<td class="nump">23<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 30 to 59 Days Past Due | Credit cards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">15<span></span>
</td>
<td class="nump">14<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 30 to 59 Days Past Due | Other retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">30<span></span>
</td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 60 to 89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">184<span></span>
</td>
<td class="nump">142<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 60 to 89 Days Past Due | Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">17<span></span>
</td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 60 to 89 Days Past Due | Home equity loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 60 to 89 Days Past Due | Home equity lines of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">32<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 60 to 89 Days Past Due | Home equity loans serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 60 to 89 Days Past Due | Home equity lines of credit serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 60 to 89 Days Past Due | Automobile</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">81<span></span>
</td>
<td class="nump">59<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 60 to 89 Days Past Due | Education</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">15<span></span>
</td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 60 to 89 Days Past Due | Credit cards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 60 to 89 Days Past Due | Other retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">20<span></span>
</td>
<td class="nump">18<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 90 Days or More Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">350<span></span>
</td>
<td class="nump">504<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 90 Days or More Past Due | Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">84<span></span>
</td>
<td class="nump">133<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 90 Days or More Past Due | Home equity loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">21<span></span>
</td>
<td class="nump">38<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 90 Days or More Past Due | Home equity lines of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">146<span></span>
</td>
<td class="nump">195<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 90 Days or More Past Due | Home equity loans serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">12<span></span>
</td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 90 Days or More Past Due | Home equity lines of credit serviced by others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">10<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 90 Days or More Past Due | Automobile</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">24<span></span>
</td>
<td class="nump">72<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 90 Days or More Past Due | Education</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">12<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 90 Days or More Past Due | Credit cards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">22<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Financing Receivables, 90 Days or More Past Due | Other retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">$ 19<span></span>
</td>
<td class="nump">$ 15<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of financing receivable not past due.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 20<br> -Section 55<br> -Paragraph 80<br> -URI http://asc.fasb.org/extlink&amp;oid=118955255&amp;loc=SL82922355-210448<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 20<br> -Section 50<br> -Paragraph 14<br> -URI http://asc.fasb.org/extlink&amp;oid=119407570&amp;loc=SL82919253-210447<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentCurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of financing receivable past due.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 20<br> -Section 55<br> -Paragraph 80<br> -URI http://asc.fasb.org/extlink&amp;oid=118955255&amp;loc=SL82922355-210448<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 20<br> -Section 50<br> -Paragraph 14<br> -URI http://asc.fasb.org/extlink&amp;oid=119407570&amp;loc=SL82919253-210447<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7A<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953401-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentPastDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 20<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=119407570&amp;loc=SL82919230-210447<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(3))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=118952595&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLoanServicedbyOthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLoanServicedbyOthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLineofCreditServicedbyOthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_HomeEquityLineofCreditServicedbyOthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_StudentLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_StudentLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CreditCardReceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CreditCardReceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_OtherRetailMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_OtherRetailMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables1To29DaysPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables1To29DaysPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>84
<FILENAME>R114.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6947128176">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>BORROWED FUNDS - Short Term Debt (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtLineItems', window );"><strong>Short-term Debt [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Total short-term borrowed funds</a></td>
<td class="nump">$ 274<span></span>
</td>
<td class="nump">$ 1,317<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember', window );">Securities sold under agreements to repurchase</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtLineItems', window );"><strong>Short-term Debt [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Total short-term borrowed funds</a></td>
<td class="nump">265<span></span>
</td>
<td class="nump">336<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=us-gaap_FederalFundsPurchasedMember', window );">Federal funds purchased</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtLineItems', window );"><strong>Short-term Debt [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Total short-term borrowed funds</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">820<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=cfg_OtherShorttermDebtMember', window );">Other short-term borrowed funds</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtLineItems', window );"><strong>Short-term Debt [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Total short-term borrowed funds</a></td>
<td class="nump">$ 9<span></span>
</td>
<td class="nump">$ 161<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the total carrying amount as of the balance sheet date of debt having initial terms less than one year or the normal operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(19)(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(13))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShortTermBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermDebtLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShortTermDebtLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=us-gaap_FederalFundsPurchasedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=us-gaap_FederalFundsPurchasedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_OtherShorttermDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_OtherShorttermDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>85
<FILENAME>R70.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6947146224">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>LOANS AND LEASES - Narrative (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DirectFinancingLeaseInterestIncome', window );">Interest income on direct financing and sales-type leases</a></td>
<td class="nump">$ 77<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt', window );">Loans pledged as collateral for FHLB borrowed funds</a></td>
<td class="nump">25,300<span></span>
</td>
<td class="nump">$ 25,600<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Education loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireFinanceReceivables', window );">Purchases</a></td>
<td class="nump">1,100<span></span>
</td>
<td class="nump">457<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Other loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireFinanceReceivables', window );">Purchases</a></td>
<td class="nump">530<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfFinanceReceivables', window );">Sales</a></td>
<td class="nump">628<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Retail ,TDRs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfFinanceReceivables', window );">Sales</a></td>
<td class="nump">22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfFinanceReceivables', window );">Sales</a></td>
<td class="nump">454<span></span>
</td>
<td class="nump">553<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=cfg_ConsumerAndCommercialPortfolioSegmentMember', window );">Retail and Commercial | Auto, commercial and commercial real estate loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements', window );">Loans pledged as collateral to support the contingent ability to borrow at the FRB discount window</a></td>
<td class="nump">$ 17,400<span></span>
</td>
<td class="nump">$ 16,800<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_LesseeTermOfContract', window );">Term of contract</a></td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_LesseeTermOfContract', window );">Term of contract</a></td>
<td class="text">7 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_LesseeTermOfContract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Lessee, Term Of Contract</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_LesseeTermOfContract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DirectFinancingLeaseInterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income from net investment in direct financing lease.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 270<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6A<br> -URI http://asc.fasb.org/extlink&amp;oid=118952077&amp;loc=SL77927221-108306<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 30<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=119202524&amp;loc=SL77919372-209981<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DirectFinancingLeaseInterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireFinanceReceivables">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for the purchase of amounts due from customers, clients, lessees, borrowers, or others under the terms of its agreements therewith.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireFinanceReceivables</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount, as of the date of the latest financial statement presented, of loans receivable which are owned but transferred to serve as collateral for the payment of FHLB debt obligations, and for which the transferee is not permitted to sell or re-pledge them to an unrelated party.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (b)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=109249958&amp;loc=SL6224234-111729<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount, as of the date of the latest financial statement presented, of loans receivable which are owned but transferred to serve as collateral for the payment of other debt obligations, and for which the transferee is not permitted to sell or re-pledge them to an unrelated party.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (b)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=109249958&amp;loc=SL6224234-111729<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfFinanceReceivables">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the sale of receivables arising from the financing of goods and services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfFinanceReceivables</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_StudentLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_StudentLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_OtherLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_OtherLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_ConsumerLoanTroubledDebtRestructuringMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_ConsumerLoanTroubledDebtRestructuringMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=cfg_ConsumerAndCommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=cfg_ConsumerAndCommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_AutoCommercialAndCommercialRealEstateLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_AutoCommercialAndCommercialRealEstateLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>86
<FILENAME>R88.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7042243824">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Loans with Indicators of High Credit Risk (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">$ 119,088<span></span>
</td>
<td class="nump">$ 116,660<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskHighLoantovalueLoansMember', window );">High loan-to-value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">553<span></span>
</td>
<td class="nump">553<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskHighLoantovalueLoansMember', window );">High loan-to-value | Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">402<span></span>
</td>
<td class="nump">318<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskHighLoantovalueLoansMember', window );">High loan-to-value | Home Equity Loans and Lines of Credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">61<span></span>
</td>
<td class="nump">87<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskHighLoantovalueLoansMember', window );">High loan-to-value | Home Equity Products Serviced by Others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">90<span></span>
</td>
<td class="nump">148<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskHighLoantovalueLoansMember', window );">High loan-to-value | Credit Cards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskHighLoantovalueLoansMember', window );">High loan-to-value | Education</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember', window );">Interest only/negative amortization</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">2,043<span></span>
</td>
<td class="nump">1,795<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember', window );">Interest only/negative amortization | Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">2,043<span></span>
</td>
<td class="nump">1,794<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember', window );">Interest only/negative amortization | Home Equity Loans and Lines of Credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember', window );">Interest only/negative amortization | Home Equity Products Serviced by Others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember', window );">Interest only/negative amortization | Credit Cards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember', window );">Interest only/negative amortization | Education</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskLowIntroductoryRateLoansMember', window );">Low introductory rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">235<span></span>
</td>
<td class="nump">217<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskLowIntroductoryRateLoansMember', window );">Low introductory rate | Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskLowIntroductoryRateLoansMember', window );">Low introductory rate | Home Equity Loans and Lines of Credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskLowIntroductoryRateLoansMember', window );">Low introductory rate | Home Equity Products Serviced by Others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskLowIntroductoryRateLoansMember', window );">Low introductory rate | Credit Cards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">235<span></span>
</td>
<td class="nump">217<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskLowIntroductoryRateLoansMember', window );">Low introductory rate | Education</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskMultipleIndicatorsMember', window );">Multiple characteristics and other</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskMultipleIndicatorsMember', window );">Multiple characteristics and other | Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskMultipleIndicatorsMember', window );">Multiple characteristics and other | Home Equity Loans and Lines of Credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskMultipleIndicatorsMember', window );">Multiple characteristics and other | Home Equity Products Serviced by Others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskMultipleIndicatorsMember', window );">Multiple characteristics and other | Credit Cards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskMultipleIndicatorsMember', window );">Multiple characteristics and other | Education</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember', window );">Credit risk, loans with increased credit exposure</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">2,831<span></span>
</td>
<td class="nump">2,566<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember', window );">Credit risk, loans with increased credit exposure | Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">2,445<span></span>
</td>
<td class="nump">2,113<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember', window );">Credit risk, loans with increased credit exposure | Home Equity Loans and Lines of Credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">61<span></span>
</td>
<td class="nump">87<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember', window );">Credit risk, loans with increased credit exposure | Home Equity Products Serviced by Others</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">90<span></span>
</td>
<td class="nump">148<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember', window );">Credit risk, loans with increased credit exposure | Credit Cards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="nump">$ 235<span></span>
</td>
<td class="nump">217<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember', window );">Credit risk, loans with increased credit exposure | Education</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Total</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 20<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=119407570&amp;loc=SL82919230-210447<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(3))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=118952595&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskHighLoantovalueLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskHighLoantovalueLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_ConsumerHomeEquityProductsServicedbyOthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cfg_ConsumerHomeEquityProductsServicedbyOthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CreditCardReceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CreditCardReceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_StudentLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_StudentLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskLowIntroductoryRateLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskLowIntroductoryRateLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskMultipleIndicatorsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskMultipleIndicatorsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>87
<FILENAME>R78.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7041518528">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Summary of Allowance for Credit Losses by Evaluation Method (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated</a></td>
<td class="nump">$ 110<span></span>
</td>
<td class="nump">$ 64<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Formula-based evaluation</a></td>
<td class="nump">1,186<span></span>
</td>
<td class="nump">1,269<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses</a></td>
<td class="nump">1,296<span></span>
</td>
<td class="nump">1,333<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated</a></td>
<td class="nump">85<span></span>
</td>
<td class="nump">38<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Formula-based evaluation</a></td>
<td class="nump">633<span></span>
</td>
<td class="nump">743<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses</a></td>
<td class="nump">718<span></span>
</td>
<td class="nump">781<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated</a></td>
<td class="nump">25<span></span>
</td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Formula-based evaluation</a></td>
<td class="nump">553<span></span>
</td>
<td class="nump">526<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses</a></td>
<td class="nump">$ 578<span></span>
</td>
<td class="nump">$ 552<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953423-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=118955202&amp;loc=SL82895884-210446<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 20<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=119407570&amp;loc=SL82919249-210447<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(7)(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 20<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=119407570&amp;loc=SL82919249-210447<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>88
<FILENAME>R118.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7088956000">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>DERIVATIVES - Narrative (Details)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2019 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract', window );"><strong>Derivative Instruments and Hedging Activities Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet', window );">Net gain (pre-tax) on derivatives expected to be reclassified in next 12 months</a></td>
<td class="nump">$ 4<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The estimated net amount of unrealized gains or losses on interest rate cash flow hedges as of the balance sheet date expected to be reclassified to earnings within the next twelve months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=112277219&amp;loc=d3e80748-113994<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>89
<FILENAME>0000759944-20-000030-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0000759944-20-000030-xbrl.zip
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M,,44UTO"]]VFN>Z@]P.=C#< M+5-/2@E-P;AB*VK$22R3JE)EY<WW_&M] :
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M6E7<<)]79'>RZ-$ZV#G8>]?<W\VO^S]WQA#4F:[Y2@B:&-8N?MQ8@]<!"41
M7_FAXE5NCS]9AUX#)N +4BM./WM[?R7]@[$K#V:YG+_M7[Z5V9Q'R=(<HL_$
MEY#:$0]@WCK%"FG<B29P"1Z=K_ED9=VBW#PT%[-0?+V07!%WUDI>-=R_1QF1
MQW4R=5-?^6[@WH.S?<8_6</[$6<A&5XQ/\5S W*6[TU\C9=\^?.L^P9+S[LS
MFKU;R(J[OB@*[O.ZEUWWW=_AWU!+ P04    " "7A5A0XA619ZH(  #1-P
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M?<_II3?KCXJ$SKZ->-S/OB89_ -02P,$%     @ EX584&XNBU*0!0  6QL
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M!/W]K!SH]TS/N_H%6.\_4$L#!!0    ( )>%6%!L),Q*Q@4  (LG   :
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M$F#NES;/9H"SWZ4];V8_F#O\#U!+ P04    " "7A5A0V)8&"6HM  #K/ (
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MIG?D0YY .:7:+!=D&T)(W;]>(5>RO'+'CQDE>1SK;(VNO&'Q%A.\=;?_<OE
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MXWP2X)>)G:Z.;V[NB;RKF\65O8JKD/J_Q6FXJ)M/=MJEBQU?-302]V[HKU;
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M#*'+#D 9(_QX(:C'A;*4\7U0O_YOM,WG[W5?$K<A5_G(K#?"(24)_$C.(Z;
M6B0N)'!,I%>DE=<[YE;3.()V/(*G*U_P]EUGA<<1K (SSA'@+RF3D"62(F-H
MYAAK%DV0W/5SH^_GE+$C,3Q9*;NHETV?0I;I58I1I@U32$L+T! JD30)(Z^P
M!!]8B.CB\3+&?W(9.Q+"TQ4Q<-!Z%3&@5UFB,)4\(8&=198[!X8$I2AZ+9V@
MW,#0'"]BXF<7L>,@/$$1.TN+V/0K90](5L%JFKBG2$:9D/<A(BM=0DD(PRBU
MC,H.)]GRIQ6TKB@6V@=]X- 7WT^Z__)/7^IF<7^/(8/\O^./UW9A1^5GK/V7
M0OM;.:-<G,]OBU9]BE<K61[MQ<6E\#E&[K*-/?O(V%M@=VDF;JHG3F8Y$<)=
MS:1U$J:;LG-_Q/F[R:S.I:AOLLV=S<)#*NL$ENMXN'NY:';=G2W'1144D=Q$
MAX22!AG& E)&4T0MM<&::*EHM1X]'H\GV?K@@^I#4Z?U$<6Z _#WM\D<.I3V
MQN(=TKS*SA1G^:IU(APQ 0,=B-6P,,F8HF0DI7#J.VPG*P1UD0$IER]I52QU
MUW2\>:3B5  <S""P>#BR5!G$5[?Z S8^:6.2.]EK8,,-UY,,14>C52SSP8/B
MH9NJDKMCC9YK4A$59'+9Z-7>(D)MWGRV%GGCP!VB1'MR\IOYQPW9X_0#_2%4
M2@Z>K0:]]4+2HV<K1D1T)B1DM1$H*<+ ^Y$:&2\U89Q))4X^.T4O(]\'-",,
M^:/*O+O'?/-PI2-/40F);$H2L00K900)1M8(+(0C5N(.EL7 L4W%UH!>@"LE
M$K<(;$*P5O%78#JMDM#MO1O2HG65G $T'0#(@T8N"8*PH!PE&E.PE#O#.N2^
M+100=^KVZ+ #4FK[Z#G'N,SF12Z'#%"]7L8\.J_@NS%>66B?XEZTWCHV+N,=
M9R6BKW:\NO1NS0Y6[O9K[M4*N4SI?DWP,^ 6GB\9\[B#XT*S!'1=/9V$?,/D
M07WT\2*W)M9-IJO-\UPO]]G:1ML.,O8T!5V<B V8(1D#1PI+L.%%\BC:J P/
M,;)VB]?@/6_7R8IS+5?91[SS'#D+/R)6&&%+P/9EA O=ZH+FJ-%7O0[:XT.9
M3F"5LMI>QZ^Y0.&N4;]YI,+@8I(H.0H*+$X2<K9CER_[$XPEID%%TR%^H/B0
M'S8J=6^@C."CO8IV'86^8KK=9&_3O"*$ VS)@G%)P*=10B%F'5B87'!K,//@
MJIRZ2!PWE,^[:GVB57HK[QA!V=NV<LGI))+* 3,",2H=LE$GY(*1RB4<E3SY
M=$R]2,D04!6[)AX!;3M=G0%_6#;^2ZY*F9?-NY*QL';^#J9:<W;5Q+4M^[G^
M&+]N'MXA0IUI5TYYZC1.*+$ W+M@$=91H\23B,PDK-GIQ^CVM#:-@6;1<C>/
M8C)R.LP=PO5<D\HDXXB(! 6O =D0 G+&8F0",S0DHVF7G>=",;<]R4R/()4S
M79O)MY6/WVZ=VOI\Y;G1 4L!4&&*O'8866<UDKF.AV:8.MLAD*Q04&QO1FT_
M")63@'4AUMN]TGML[SZ'W-.RDMP89I5 QF&/&#?@^&%"D/?":N(!0T)//HZU
M-ZGH&ZLQ E9;!J'V=A-OU,#2GD:^(S!%;8)V:\#C1ZL$)C5VQ*&<RA1IG6OZ
M.:^03#A7^1-$='%@U8L:[A[ *37D+0X=MHS^CE85#X9QAP,2QGGPN81'*3F#
MG/0Q:)J221T*NA1W(/K?S^P7O%*"<M F_A;$N#,&Y]--+2D'\]>!/VZX0=2D
M1'W26-L.8E'<1^A?+'K!K%R,PL:667']=SO=F?9UR].5H3I2;!.*BFG$+0T(
M"Z<1=$NG& @QHL,%IS(;GEV'[$FD0!\PE5PYZEFK\7_\:)6PL(YR@:@+!,$J
M"SZ1B@$1+HD55L)Z>/*;3#T/?@\8%<OC=5O(\(.=@#=S;K].%G:Z0P">:9%S
M(5OLK40X"8.DBA+9X 1XQ-$'2ITT73)SE5D4>I:#_J J)0Z?FVCGR^9'*U7P
M].$J2BR-UP&%%#WB(B7$'4M(<A8(%4$XVB%K/"\3C=:S%/0"4[DK"PL[F<7P
MQC:SO-5YKW#NZY@F?K*[AO.^QI6D#(N@$PH:*Y#_J%' UB% D3H&YA;ND@B^
MS!Y2S_(Q"&K%UH]VA95OJD;O6E<.HU09K3UA7"+'.4=62X4 %XP2 RU*.,PD
MT2'6ILR>5-_KS> 0%A.K55K!7=*R>J B*B:6.$&<)H4$]1AY9PDR#.PK' DA
M<L0 LATAK]LLZZ=/5]9IRZG"2#/&D=0F(:R\@;%2.5NZ3DQTB.XNE%/WB*%Z
M;%#W LU^X=UZL?0F/L&MXQ,R+W;%2]HQJ.T:5EQ:J9D)B 5/D2/:H<#!,+RY
M",%5EX.V,LY3A_$=#*5B>NJ;G4QS8/!%W7RRTW@739"/!^[^VJ7)6I*HHI#4
M<^@[BP;6 R\4TM%(Y)G3! OIA.YP"%/&P>I!%PR(5RFI62_U=ZQ>?'L_V2$A
MVQZOO-8@^0*C2&5$1AJ':&(2)2>U)C& >NRP!UOFB+X':>@)F[%&/E>+KI>+
MC]&&R?3'ZPBJ\'HR6TFWG30K9_'LNE[N+"%R-,U*Z*B)=Q1AB@VP*CT*BA$D
MB0=]F^MI^@X7#LLX8P/(T)  ECOEOU\X^:[$R5\;< #.;=/\R,F[]XG6 50J
MJ;#-]=!RS&= $E.5O1>+!,GG*#P)R3L(4QE_K =A&A:RL<7G-B?\$4)SV[8B
MS')+ D7,6H8<+,B(YY!OHHURP1CN9(<C U5FEW! 6>F"U+C!\?.WLWUN[NZ&
M%:A30RW8^C[_<#$F%$G2R.-@"#>&"-?!RM4O18WTCE(IN?A;G(;/]2;AWH]6
M'M!S32JI)2ROT:$8A4'<4X:XTQ$Q9HF4W@O'.]RM,B]%%GK$I^CZ<:?0<@\V
M[EH[FV-'T\I)IHA6 HPN@U%*T2)JA$><.:NH\#+:#A=G"'XI8C$ 4$?ND&W2
M'SQA)]7-?->0MVY;):$M2T$CHVA T4F%F+9ILP.DF'*^RYB?_$;HD$B5OYJP
M=W?_\:,5%H%8DP3BV DDM,JY7KQ%CH*^4PDK[;M4(S_YC=(>@2F8^N9K;!8_
M/DSM+&=GR5[VUQPIN?L2PJYF%:<@Q9YR1"SWB)B<02CO^3,:N-41 XY=CD->
MS!YHSR"5$HELNUY^G\7PVR3%M[/YLMGC2FYO4$4>9!1@Z.0JP2A2'L$U4@H1
M$G2B-)^<=MC[)"]F\[,W>$H)P%_K.GR?3'>%E]T\4L%*Q3F.%$DA/7*KTW"I
M-7+*)S![73*Z2T+,%[,[V0&0HG=-]B[J]YZJ!+.,1R)08&"?>AX!$.$3DJ"?
MA(C@S\0N]MR+V2WLALG8NX&PVGR,7^MF$</16\E/:%3!6V49<*&<<0C$.B&M
M&04Y%RDXYH+TIY]199C>CKS7/&J.P'$A[6=+=M#\?L^F#OM@&S -O\3%Q-]%
M=I=(8/9I 3\WQ39R7,<%8#A>(K/,0?XO&\O?P&$&ME;E:"<>6-U$&#W\X-Z3
M'\#QRGDD?0[FC:_C^O_P]W29,]>]^<-_R;GJ/D*'WZ04_2Y56):12F#*""8,
M)<PUTB;"S(\4(UBCF*&4>Y&.RL+?4T*FN,@]7&76!#EX]>/W>;Y5?3&9@0!G
M]>7!V]V;EJDUD8K$% R#-=HY@Q&UDB-K3,XY! HRP91.G5S((JO+*0O0XQ10
M0XY,N;.NQV"UR!#W?*-*!4W!F)?(4H?!0P=H=:[Q+I7T$JQ(BTV'1 IE9'"H
M@7UR#M8CBN/)2^?L0_LJ" SQPDH2YG"TX(S8Z%"0V;U1)" =A(])<"=HAWN=
M939=1Y/3D4;@R",<P,?'&%:9L^_72'M066OEK3YSCM.>0'5V3I1\]>9,G3%&
MSSC\*LQK?B%>TPLASEB'6QME-G '%JE!T2RX^W_;@;?S^3)[(W>EZ??DGMG?
M.!]S.:=E1!JF /(,)_#V&+BS@@<6%1.Z2PA1F1W@0JII$#3+W4>\$_Z6TO-<
M$[!CO9&!&22% #/!Y?3\+$BD8B >/M)8==A8$F6V00H)38\@%E,Y&X8OZN9N
M$;U,]R[C[U(Y>QM7+&G,J<E92"V\W  &@L-:;)EQDFKM3>IP!BU_*O$9!,YQ
MUZX/JY/W^&%J_<I6.WC]>DR@<C:&?-L344I UTHCD%.,(P(6GP[*1]HE=7B9
M-%NCKF$](%I:.5VFUY.,%#@%ARFF[0TKF#&*QH"1 2\87IH<,DE'9 -C241O
M:;L+L'O#97\BI=0;E",*S\/\0N!6KC^(>=/_<(G:1ZTB@D;*G$/.Y"!3E@B2
M8"$B[*.1X.C23LG*S<\N9@/@6UKV/L957H'/]6?[1[X@E;,6 &8YXO2+;>*K
MO+N1\PW$V7PU%BT$\%"2%9B6 N>3RT2#0S(0EP_9 W*4!K!$P88074)"\$\I
MA@50+B6+SR"WKN[6\:QH"Y$*)ZRLQGF'.=B,A$9669/O^/%D TG,G7P5SI=_
M5M3/R)36EY_K,P] -G'W??46:K(EI4H[06P4">E<5--&'!'&@+]./"HB$TVF
MG[(S(RC'SC+PC'(<#MLQG-7-%2%@&NR+F_V;G)?63J=@CCS?QY:^[-'TJ\B2
MH41X1!*L85$RB;P'^\9X00(6#EO93VG;GT T1P)\- 5Y4Y<TKA-3K=:D]3?A
M$.VX@TPEK7.$!X.441HQ3 .R23H47/):)R5=ZG#@SGYNU=@OL&/HQ3PW=LV6
M XZCVI"J @D4^Q3!"&)@!%%N$9A%$E&N/+6$TMCE#O.HAU-#:KN!L!U-L1UQ
M%;HUC8ICGJCV'@4&#IK6CB :A48IYQX1UA%).UA[XQYF#:[2>D3U!.V\8^2N
M._4*U+U3@8)1+&R$8?(:40M+@^0"2YBSGO@.6]%EKG2<GHW7(]RC*<)W=;.X
MLE>@RIMOD[S%]3$/Y/S=IX^'J,+GJ53<"RNC#(BE(% B  -CFB&BF3:*AYA,
MA^WI0@EEQE*&O>(ZFHRM@J'66*V^.$2R'K>MN&:*L*!1W@E%+IJ  E$,22<B
ME1P<_M@ANFC<4[7!Y:D'-,=S$@X1H[V-JZ )=UP*A)T!8Y4%@D*D"4E+!)@4
MUG'580.Y3 *;T1R!'M <0X[NA;YDE([,DG4DQ4H0;AD+X!XE'! !>Q4YE5)6
MX$0&K90@'1(*%TJ.,X+(#8OQ""%P]SOW\%)CNRBXY]M7D7/*?!+(>B$05=@A
MH;5&1@<E.";1=XF])3_G24/?D(XM4O<S3GRHIY,]508/(5-IB2VG22)'N4,)
M6XV\E [02#XR<')XIVQ/A2XLCRQ@/2$[FD'_;(Z;0RS[9XD Y#HD"?-,<P(F
M1("YIYEG*'+,36 2W.@N&:5^\C.!/G$=S]@_2L3:4ZED4%91[Y$C(B#.E4?,
MT9R!/F=;\,)AUR5>Z2<_".@3UQ%6RT]U6GRWS<Y:FD^?KI2DU)A$$'7*(LJQ
M08Y;@B)C3FKXSY .9?3(S[FQWPW 8Z],/E:*3VH1_/W]VRVCW[IM]4;DY$%G
MKR[.^)MSA=7K<WI^H04]UP)K^>I5!SD8][I)7W(P%)0]7*+-.FQ^F0Z1B7:M
M*ZW%V>LWRJA7Y\1(JL_.I;[0]/49IF\(UEVLEE'OC/0J%(-@.7*<ZR4LA[9K
MG.L6(I6/."@G&;)@GR'GC4/*Q%RH%AM-(J<Z=;B(5.92]LN/<^UG9 I:TVFR
MR.4$=QO+FX=R!*6F#+"RDD;D0W+0'<%0$-IPQVG$IHLM/*;BZCQP3TWAXU$K
M./[?)G/ #&ROO)EULY>5V=X7:K"C825XM"DEC["C'EFO*$J<1Q0244P[)FR[
M;%4G&"DZ@)STB^0(7M)E,[F:S%:@7J:;D^C5YNB]?/;M7*A6I"IC#76,@WN@
MG$)>$8R\!.UM<RWV9"AFJH,>&G?;IW<!&Q[<\39_CA&VUD0JBW.*GD 1-]ZB
MP)6! > Y\::F,EBIG.T0\#[JSL\ :FPX5,MO7]_D>KHKUW"8)MM#H8+W<RY<
M1 :T.1("7"*7\T+Y(, 9LMK(T.'T;=S]H:$46/^8CARATDEI;<<@X2B9@9XK
M0<#?)BRBY*- T0EJ55"6NG[2F_P$8C48I*7$ZG7\VD0_68_2-:C;R7^N?Y^%
M,P_>;_Y]=\K!EA2JI -C!GM$M #W6,F$%)84&1.$E);;P#M$!8^Z8=6W6 T'
M:2FQ>CZ4].WU5SMILC+^&'W]+38_=LC6(60J*9B0D1 4#;5()VV0TY@A[R3V
MA@K'PLD7#"PD8 /C6DK*5LKV\Q<[^QROO]:-;7[<L9]]WX=UP#_DB53/<K^N
M9I/_S+B^L<T,>K^W6$4?[P"?"$94Q0@=P0ZEO)F3C-#("I&<PY3RU$$!CAH#
MVK=\C@EZN95WG0GF[<S7U_&S_>/-'SGU1GP59S%-=J^X.UM6C%/B8I"(&AE1
ML#S?D8O@(5&KDR5)!M+E;&C4T,_^E]J^L2PE/[D0A5\55]B:O673CQUBU(Y
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M>N9P!]NK3-S^6$+6$Z!C"MBA22Q;TZB2%CZ9F%#(4=O)PFQ+UH><V=-ZZ73
MOI_\SC^78/4%YNB&5:MR]RU:5\1X+(S&B'.:<ID'@[A, 446(S&<:M(ESVZ9
M +]R@M0CC.-X<C=%7O\Q67RYF,SLS$_L].ULOI@LE@\V/O<Z>'LI55(%+"+C
MR'N=P 0("H44.!+64:6-(XIV.,TMDQJBD&@-!VEI,=N?F>W1DQ61T21I)1*"
M<F25(TCE?!<*IHY1DN#H.QCBA2ZX#.K='8_42*-_(\CMI>"F!?11,.A(0&#?
M212A8\A8EE-7,%BA0<95EX#SLF[94>.V6P8ZX#22+%Q$0-Y.+Y:S,+])3Q]
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M=<Y 1J#?7%!\\GLL?0YN/3A^I:S<':S?RP=S7_4=)T?/$*ND(!Q[)Q"A%OQ
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M&P%9GPQE[N0+%@PE+H_+8(X"][@3M^-9U?%$JQ"B3DDQQ!3FB 9@&IS!'(0
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M[((GD]VW79ZA6.G7%PQ?2'HAJ*#GPI#7V.3CM#>O7QG,NH2RESJ;/)'=EGX
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MR'0.Y5"+Z9=P-:M/AU[.7ETMU\=P!.IEN76J^![V[/]B8V4*ZUK=27$#/*@
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M8C?4"=!%2C>?;];9FZ_PRP+3U2;Z]>4:5[<'7MM[ULYY[N%55UTT-MH@@\N
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MZB0TI%0LU"=[Z^OA<B/<(#+#%I<$^J\/]NP4> \2>WX*O%N0?N:THA,VZ$=
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MK=.CTDW*FUK W8^/9?SC8SG_:U'>_39;K'Z;SNY_VSWSVV3^0W7G1Z#L&R$
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M@CIVH$$DXO<UB>-D4_"B& +"H2S.!J,_&S79N(\,:VBP%\0!Y1RK(A"=KS$
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M2\>AJIN;8KU8+3?PAR%OSJ,>U/"R001JTRXR1J43U&.A,4.ZNA,9;J[HJ8K
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MQO=Y^65VDT\_?GNS^I27IZO<-&F::8.DU, H"HADVMGPP1X-8.-#YX9T1 S
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M;Y-_E\M]N^/5S5WU!YL* \[SO<8ZA0',XE[H[DNQ_#ZNM_C7LHAL67[Y-EE
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M]N[6^R=_OOU63!_GQ9'#K/$<5JV>M6VZY(SJP+@@$(U3FY,*6N2E449;[X4
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MWV<'!BHXT(B0:%D[@RV70/F= )+!,?:YZU I98]0-=2U+O]<K3=QXS5U?'Q
M $0YX"31AEHA'*=:53A(C77SJ*+>C,%^=-L91-F"R'H))I7"1[/9, "BB4N@
MU "X/7\-SMFB;E"3L$N4QAU6:"73W##DL4SMGR%2'%6R(&5&;O!UI*>3\87-
M$+INK8_2=!N#LD<23&HQIA08+(6F'!+*D*M<G:D*"1Z?2=80YK/!I)<A,6@P
MJ5$V+CJ2$F:]04YA3/:O*B5H'HZ2*9BTF=*ZP"+79/KA,;W<S=VGXB$%EBSN
M?U^<;G9T>$!  !-+J64$>!/-4:MMY3E4!)/F\6@90TJ;1AIT DGN.+1M&8?$
M]93G6B->YN6 D.I\200XX8(;A#70K**S1AHU/RKI/0"QO<([@21[X.$F.O+=
MXG:9LO=ML?UGG8C#@P.#Y%P+RP%5U#NJH*1/](:T1411[Z&&W1&@$VB&^?*+
MJ;J]??S^F,J[3!M.!B?N$3@'C!-!C9-44!MM5&ZKCT$*.L*&/GW-#]VAE-N)
M'DV9K[/%)M8T%4VX7Z3V].]2$:#9W6RR/Y&LHK!?5GV(?XNVZYOCR\U!\I=O
MDT6-](:L[Q&,(()CKZ(BXAR.G8P&7J4+:VSSJAN]=0KJCK%C1CH7ZY^'5M_<
M'2MG<8"FIP<&CZ(E8+3WB'"F''?"5AYR'6%H[GGHK?=0=[SJ%)JA0_%?Q< ,
MWQCD>)#(^QJ!\'6&!P(%@@PI:U-Y&VV9(]XX;5U4.H:HEMNE[]CX$X+4#Y<_
M=Y,0&<EH1((R:9UGF@#J=DA()#AO_!EWW8BC4[4>#:KO&*^<<?:KY?H9S>*_
MO:98_%7X%$4JCIPLO?A[4 X3Y"632BK$=%S5%-X)JI@G.;L^-SQ!ZDZ797N
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MM%[]M)2LO8XQV (RF.B' BW/V?VSD],ZQ<"'&SM=5%>KS1):ASWD/\DM)NU
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MQ<&D(#/CB>:R'@MWG+0/>!\R:TZ/XNZ"1F;#^N['HOJ>(D5_5H]=KDFY/T=
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M+TR ;:HS115W!277&\D-.#[H(_)RDQ"HNC;SY4I/EM-CM\(&_V;0#*>,P!
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MS 7?1H: :BV@5I!IR%+%<5F/T],.QYXY;R-W(T ?P%SN;62HD"!>80IU!,T
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MX=G+6HRA.A4!V"8B1<H.Y"?3Y$^;MHQ[5X[S"(LEN2ZG[B.Y*C*</N6LFEW
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M5./L=\YPC"Q,A]3;KY4)I;=^DE?]_"LN3,RL7FUQU(=?:4FO)5_E$\L&20@
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M4XH>?.7YK[.?\7SYZK7_ZZ#-@#I#<F3_X"11GW[+X31NEQ._;9K&OV^ ;I$
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MH\5+5MV6(B*C\NTR;\<N$.&7I %EM:C$]42)JO-"8IHC.05Y38Z>2XV$I.,
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MNI@\3<2WG&H-I-J(BHD3=T+<#+ _#\TSX5AI_,F54\@#9C^7U>:^7.7E=?;
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ML>,D*/()@2&,'( Z,VRD*=553?K+Q]21O,CJ%:R[*EOFQWLN:&)-5DT,$#9
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M])2"FHK-3#35F'O[*FN61XE:\2[+EFO*F.!F3@# (05V'!(:04 3&'E^$G<
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MGX<D:O>J-/O0RDEB-Y!OKD/B?63RAZ^;]<?K+]L#,WP)_B6K?BPB'X<>2!(
M \K^?P*3R.XAT#B6T46MA@V+8S\5MN[ 6E6-UGI)5\_-Z\O*_>HA>U_>WUOO
MJA:W9&,!O;$0D\S)PB"GFWT$>IQ6 ]1ZQZ#^LGOV\-V7L^P;T4\9)D^(J)&
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M8\&:EX:;<_.(D!OF5?\AV47BV Z,(4I(0B'?L^KAL ,0.S'4T%) Q:S45.N
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MX7#XEJULK:0HDDR)*HHYDF05I>:GAE*KRNC=^W:).*D/:I3-11\4T;]M=#>
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M-@ZYWRJHRJ>\VCZSYK=PLTK_O2N>6 HPO+.70A(3$@=1:J<(DR@!;JO??I"
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M?,![80<!0,B!-DD!]CV?X"#N6[3M2.K(I$P[AA5/3_$*)2*EY,T8AZJ2]K+
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MZP#OA86+]8[]]E1G1$69/2&WQIPT#[TU9UXY4F<WH[BMZOMVE#A.[-@DM6-
M(H2\0?6!&PH=3-7;LF&M;4!8OQ6]NAZ_#CL&RWKE5#_!1K5T@F15B$D-VBGF
MD8\EG(*V2:JF#(.*DMG%^#=0%H#05@'M6<1WB4ML$D7]?6KD@4!H/4UWVX9E
ML\][= NG/-=*TCD*S6,DHK.0SV-LB@NHLE]F+:'JUO&)J"86N6\]9=6&?GK]
M+:^:)O>);A2E($T2WTN\U ^# -C]FSDHC2.QVT^RC1@6QF_L1?.#Z;I5;.[*
MZK'9.!*<K<OSR*>%HU H)GH])(O1V(":;&9]C)T3(J9,Z#S42MV,UQ>G]/ B
MJS]MRNC9Q$$V02C&,?:PC;VATBKR(#NQ*"\^?"V,,I/-^Q'$,K-5N5YG56T]
MT='4J)%@DB;)I)S\Z"=157LFF9*^2XN Z(C1.$_%$;3AC-S(,"*K-5VJM;!I
M2I5"GX0^]MDF-4K2_EUOE/B0Z^%4U39&F@(:51QN/N4TQP25ZJHSR5SN"#4"
MRB-*YCRU1]B*,^HCQXK("Q/;YR&A@JF7TCE=A## ?FP[(8H2E/JN#SP4!/RA
M6>Q3#8Z.]O3I9'. %SR<&@IRA,UD!$B"?^=Y!&D.N!_(+>KENJQW57YU]SU?
MKK.Z+NZZVF-M@?:;_-<VH>;]N7#<* E0$,<8H-0-/0>E88\ IHXG^%JNQI9%
M!HS4T[G?4W0)KZ\_D\\(WGR^^GIM7?U^8UT1"R+T^Y??+^%-BJVKFW^EWRUT
M]>7;]_1?Z=?KS_^16I^_TG^GUF^75]?7@J%;JVOX=&HJGXB)V!XE6[Q]C=-J
M@5I_,*A6@W5DE1-@\80$FO#%//31B&6O7^XUQAY/ 8C]F\$WS>&PH2D2AB1P
M41SZD'X1A Z,742 [?L!="!)>.L_2#=@> YSO7S(5[MU,S#K_7/C#_GZ>/:M
MD;W3*C<:<6)R=O L^Q\-*(M'N32RQE_W813VY,H^4$ [.E-FU>,.@L-PI/K3
M75E]JK,UG0VRSL@.^#YF6V;,\V'MU!=E) >W_'PHE@]]B;WZPKK=;:VB;DK)
MK8O'KBC=A=66F*E9M3Y65FY9UEOK-JN+KOA=5E36CVR]HQ#V7S<_NJ_*NK9V
MFZI_3?Z^>4U^S0XE'_YRW52LHTP<#"\*O[DF1E/$75/TM36J^=R7LM?:F3VR
M6G>LD3T^M?I%QSK%.[%-2Q^:OB:&N@FEQC$E>I=IN"V%NNZ1KY)GM.]#7[HN
MA+-M_@J2[6.28,<AMN^ZT+9!F*8]))+$0JMP1H&,&.;VDE$/ ZZM+3F,Q14U
M0/2ZKTDO\4T&9N,@L7!Z -M"+_QQ@-SJH5L,NTC<-73+39[J$U.(43PXCSG%
M.*:^N50W&K^\\M[7)KG:'( [:!39L>^B) TQMJ&=)CYP^D;#)(E$!%RQJ5$E
MNKGE5>7+\G[3Y#[EYOU43TRE5<GFT^$1>193VH.:1XQ0N7F,$3T]3=D)Q=3$
M]3PT49<QI9'^**9K_7"^NFM+=Q;9^O.FWE;-3+&^^KG)5W"S^K;.5_?TJQJQ
M;5.J&MGZ )@=^B#%  (8^;Z7)BD:!-<)'*'D=00X(^KC76\#%<7!"*MD5C1S
MQJ?6#E9!?CE8(B:58_B/3TYGYCK!M:(#KPWPK0/\UM7@M6][K^V-F%R:U>D_
M(=\C^G8>$C^FP>5DXXA_X;UYQW'[D&UN\L>GLLJJY\^/3UE1,4S?A_2OV/2'
M"E[EY&D2@=1/0T "+_7HUR1).D")#?G6-T: 83@TM&^;,OC6ML=O%8,!AWDT
M30#[XTK\*]6FG71^%V!&_A'3_P/7#-"M/7;K^PO7#&>A5/853'N+?_=A1E[3
MN4?!]@JR=L^:_JL\,_A^N[JY^?PW.@:9FC;[&&R;@,ZYWA^5:DO[:HP?V0 8
MR8W3;Q.,96@Y^A"1G;O]/FQQO9U OD22)$'D^BE$"4:A%]M1FG@#$A<++529
M:'_$V=G!OB ;ZB_7K@17K(RX0G3>-8T7Y"=:>[S69>> PTV&^<RHN(GEFD+I
M=]/<YDP&+#PZ23+%)J\(HZQ^H/,Q]C_L8.F/;,V:'DZ7.GX4$.S@ $)BVVE(
MHT""08PB$!,OAKS7P15;,3>>&:)F5:3YX@#;9&>A3U-U8H1JXG@>@U&7,:61
M?LB_\-"_5)O0Q)LF5JQAVMOP+F<F)]GFSYKD*[;Z\3UGI=ER]JTDHUUTR0I:
M.5$"'-=U21P3VPE X'H80#LB!+O X7K^TC@(PQD/SI_*NM@VT95\3ZS;#A?_
M1-6L"\XO*LR&?='S$BWL3QUN:Y!*"KU]T+P!?V%U\*T.?_-M*YF9G_B7$V;C
M+[G%!--^XUD?4*'PR.K *%Z9?FU@'#/+D7L[?[Q\VU@? 'J@W[-MODA] %W?
M\0+LA.QEJB1QG3Y0L[IOO)%14W.&8V"/Q:K8H33I0*B+V_,A;P):Q8+;>])W
M8?4@+X:J&M9W[B.:.AGF#U83,"VYQOU @T_QJUF%/NS-=V7UXJAL<PH_VS:K
MW^]Y26WAFH^N(R%(,]?3!QO=!I7&^J7XA*M]B_M$[$)VBGWB^-"S$4YP@#%$
M?=.)G7*5\-3:X%A!A&T!M4<=U>93Z@SSSYU&)5=NGM35#- ^'5*G67SJ,RK=
M:M.<@^[<=V6VS_FN$XK#OV%3HVRY9/NKBKNAO*R=F=EH(WWZP*+?I'=F+)KY
MXETPO\RS.M\O&08H=-(8)S!)H(W"U'5A@N(0^AX) Q=BS@5RP4\U)V<MD,E6
MOU_R<&*U6Y*P>:QNRX(OM70:P1+H?07PIK7+(KLMULUI_F_9<Y.RX]W^H4$G
MPHF/ 55'UT:)BZ$3>3T$ E*A@DU:&S:<7%WF=9W3V#]@MAK0%U8/^_G"ZF!?
M-.MP'.-K!&_P:=-DCA!5+OT^,%.<78#/$PIHQ"WST$<SIKVN[6Z./_Y<@G79
M]X$\'\#XFO_:WOS,US_R+^5F^U O@L!S@PBZB1<'@1NXD>-$*(Y#XH'82Y$O
MHK/&0!C67-=V;3'Q-$<W;Y(W Z:-B6K=JBH#;[7HK1;^V!FD',DG<TW#?IN'
MZIHW\TW^.@JONM7XO_*LNOE9+E+? 1@&41)C$$;0<: ?]3$A(CXV(<*\;9O7
M7L>,]G*3JU=R3?!J6FD99JJTY3SUM6-4@ZR*^N9CJ:FP=9(B*L>B$>VDW3%?
MV+'GA1[!R,<!1>)"XA"JX3Z):4;M^T926/[6S>NG:U _^0@VH*#:N1U'0QGL
M&:LH@Z=+1X4\] &55,P^%2V58-*$FA(Z&!9.B(A-7-OW7.B$,?1\W,* +O:3
M(#0EIER-F]=2SYR6\M&K7TJU,SN*DC+4\Q52ADZ3C@JYY^/)J)AY"BHJP2//
M*2!>"/"."LZ  X,@(*&?V$D:17'D>"2%%$=,4^,@@9AK0F^N=<,R>O.05WG&
M$/&?43%$\_ES0=,S;%I.&^0<HCJ63_@/$4WO&[D31>9\Q'.(2(JU(R>*S'I@
M^N-%ANTKQ^K+9B8%"S=P80@)021Q(^2FD9NDW0H/)C8KEUUNL[7>R<#91H6B
MUX"//WJQ/['6#)[UU,$R,RDX3Z_>R8!69@U'K7FF_AI2?FXG?*Q4G]\LR11?
MD#<M4OC[AKVCQ,[UYJOTUY+^:EO891%Y#@38\4+:> )@2E4:]EB@'R!MBR32
M"$8XI?:/X6Z31GF4IUR#5H["MG[A/(1MM;B[$E4S4M%CW,I*JK*O/H"^JMLH
M(K::&%4[#?R\<./$@R ACA]#Z!(<.79_]C@%"#MB-0!E6Q$9T5+U_K[1G['7
M]MH:/>5=EW&N]X<'=1SGY:"33S?'X%%,&8\KXAS.X#X+'[?EYW(>RJ5L!=<A
M6E%6N*N2YG?%)E\E^89^L?U&>]9U7OTHECDJZ^T")8[K>'[@$P)2@@*2A GT
M_!CXD6<#7^CR@5I+AO.X#DI3J4NP=J@:@7RJ,QYW8MK3X;(Z8!9#=F'U9*)3
M9)JI!WJ*IQ-*I(??>>B1)EM>5_G4R)"\-O43K:;1F/B0SGP]0K#GQ!&*0!3T
MC?I)&JB)DU!3AM5IN)FK0Y[$.)35)V/TZ1"H@<\Y*-0A4T(2)47Q7#5*SIBS
M(J7 D;Q*I;^>\B6=/'[/M[MJ<[5AWX-TPKFM%]A&01 B-Z53Q]@#L0-<;Q#*
M,+87F_R>O39^HR)="NUSC<2X'8EOH'*/RAZ@534(V4L#3_07K*P!J2IP*O3+
MRIUIRC6*WT!^B_6@K!C[N05/^V D43S.IY!$:G#+7 53AVEGY5,;?_)B"MLJ
MRLW!@ZL[5A&MOFS*,"PPC"(O#$%$PLA%=NK[*!SD'-J>%BV5;WX<*3W$UY3A
M9L4P*U:JBKU@KRJE"N3+*JEAPC4*Z6OJ#XHT3BV?1TD44D]U5\Q5/#58=E8[
M=;$G+YU?\^VWO"K*5;'LOMM.UI$#$QRX. 0A<=S !0'HF@=QXH0BAUFT-6KX
M, M%93UUL.@7FYJ-V=_::K5_TS*MEB5;5B='X%F'2#+B>YS#CQA2ZS=4Y:MB
M.[E6OD^DD% J^F*N*JEJUEF)U,(;KSY^S^]W:\;P,\J>BBU[X.S?NZ+*FX,U
MOV\HN^RILV)SW_TB58B#6KM)\^13G$(WPK'CDR!%+:8@\J(@$+J9;A:)X;7(
M[^D_?[^$-U??_\OZ F]NTN_78LIIV U\<CH?#XAI[!ZWU0&W#I%;.P;=ZK!;
M!^"M/R8KFJ3$]0D9'L>'\]#FD6PMIQ@E8BI.LJ+Z#W94)'GN7J6\?LCS[3^K
M<O=$D30%GA9A$,(H)"E.O0!&KITFH4NBR(Z02V+L"1U+U-*@84UF&*T&Y(5U
M^]R_C&LU0*T>:5<]3?!U/#U\\ZGRZ%2+B:\>EHUH+ ]S)Z14*_'S4$R])I4&
M.ZJ8_GTI-_GSEZSZ,]\2&NWK+_GC;5XMDC#V((K]R ,T74X2XJ9QVYAG0]\6
M>OI#L@G#&M>@LAX;6-;C;KNCN<\=A2=?H5.62CXQ&X%%,?EJ"6P160TDZX\6
MU,AB]3XS)^1)D<IY")*J$:76[B4J.M7V/KO/DVSY9[ZZSI>[JCF9VS7J.!C%
MR ,X0D%H$^@&"'>-.G;@"HJ/4E/&1:A%]^FV@6?5 SY1Z5$CE%>"1N-23(I0
MN68UU:NNU&^/TVJ!6GNDDRG4*>).*I46QN>B6'J,>:-<&CGB5;#?KZ^WM,?5
M<+/Z5K)K!<ML?;V[714_"K85,,BGAQ-$/#^"+K2!;6/?A7WC@/Y'1,DT-6GZ
MX#/#V-0R?.I!6O4!2C%=TT4SG[Y-P+"8SOU^;;4(&X('C-8A2 OGM]OI)8^/
MRQ/2I]D9\Y! W4:51CNPJ"3>5'E6[ZKGMQH,'$)GK#B$J4M%%WLX\OL&/6S'
M8C(HW8QAZ?O][]=_MWIPS0@MMP^\;_7H8)%7Y48A4%C9!N9FH%W'&#JI5\JT
MSD6CU UYHTN:N.%Y6.Q[7A>K?+,MLO5EF6WJ?^7KU5U9U=DZ[]J,(]</DC B
M'@%T/HO\, WZ-@D,N.1(3TNF]U;W *TU0]C6[F0%/1E(_A>K-'!Z6IS&IU-T
MHW3/9 /.8N@^47B?&+[S0F6"4OX'O\:E5NYQ+V6*>=[P.DO$.PJOE\#IW^;2
M:$MIHHOQ2STJ'Q_S:EFPG>1LG=8L^3W2> 1  D#H. 2 %)/(1C@><MXHY+IY
MK+E)P^*_1ZJF_3I)/A\$)N)7=+UQH):AM%J8F@*#3K[Y(\1$O,N%"IW\\T0-
M?G*.A \#[$X?1TP851KMD=)'@X8O_U7D%?W[A^?+_ >E^%=1+U#BDSAT0 +C
MT,<V(&%D=XV[P(:VY.$@E29'.QYD#>":]8ZO\#^L/QA"^4-!2DSS+8!,0+)8
M>%'AU_1QH!.,\1T(TD'Y/!9*=!MU_%"0/LZ$M>]+LV[3'M%\"P.7CUFQ641N
MZOD)],,(AD%@N_3?;H\!VXG0LSYZ6YY4"5N,LEJHAWE!21R==)W*>(YOL]K(
M0QV/1&IUP<R44J]MQP33 (/"NOEY\[3;UHU,.UV6"D/B)=A/D!W3IE.8^BGH
M6TQ#0J144J(=PYK88+$$:T\J\2:H<88IDU4T]HP0 W9A=0Q.M/MU@B<>^5)@
M=V9BI6+),6E29D=%B-Q^NIQ$V($V F& :?)HVT[:'XER26@+G4I2:6<4(1(L
MXJC$F[P0F:!,EQ"Y,Q(B5TJ(1-F=KQ )6\(A1'+LJ B1U[7H!HF#71!B!&(?
MA  AOU^W\Q!V$U4AXFUG%"$2K("HQ)N\$)F@3)<0>3,2(D]*B$39G:\0"5O"
M(41R[/"_9U,5/[)M\8,V66^K9MOI>U'_V:RBA6'$JC\YJ1^Y"78 ]$E_#,F+
M8B)4G56I(<-2M,=F[<%)K=FKT<DG4*,Q*:904B0:>GWF.$$GI$D+K_/0)CVF
MO'E91AL_XNJ$RLVVRI;;&_KW_5J50VA2EH9^0FSD)0 0'/9-NB[?@44M#8VG
M3CTXR55T-3I%U<DPD]+JQ$^B875Z2Q"7.BGP.C=U4C'EJ#HI\\.K3OVSU]^S
M;7[],WOJ3_0E21"GJ1>Y-D($LF7T=$C4(D_HHJYD$X85:7C9O6('C)8=WX*W
MV&39XY.A$8@3$Z"!,X;(8I FFK>]S\P)Y5&D<AZ:HVI$J;5["2X6E55>W&_2
M7\L'VJ,&?>O:#/PTP6Z<.*E-'#>TPXCT!X@]W_$<H>4BI99,'RMHP5EYATY6
M>!3IY%Q%&HU)P76DCL0>V$$V-,TJTBF>3JTC:>%W'MJDR9;7:TD:&>*NLLBN
M=KYJR?:1G21.:/L^]F,W BCM[]4"JI%";WK*?+YA56H@<4B1F6J ;_DX,694
MV)O'2%&RX'4%0&4VQ(],O_.,&2DV]'M%MFXNJ;,U%90]-8\\7A:;_#/]5KWP
MHR3V[,C!=@P\Q\$133-Z6,!U7+G#U(; C':X\.+(XX 7UF"&-=AA]898?S!3
MK,86Z0/9IOPHN$,U!Q?*;V.9\Y[AX]YRK/-LBIEVZ#Q4?#QSCQX>'X5G[OC0
MM[Q?5Z^'[[6%@-X#7,/;N@E>"\\%$8G"V'6 $P'@T2^2'I;OA&)30--@#,>'
M,Y6U)G( I[#/B7M!81]$^P#[H9:W\(^I/A7VWHBQ95V1\U.R/I8[9R+KHYG[
M6M;'Y9E7UN&/K%BS1XKI3/PZ6^?[5U[88V3[?RW<F$XN;(1=U[6#T$O# 'M]
M\QY.(A'YUM:H\4W-V^W!PYY6UN,>[N+_0TS#];'-I]63$"VZY_GBS;L+:\ \
MW 0?5VMY.3NAJ=IIGX=VZC>K--Q=Q;2PN:+^/5_FQ0\&@EU6[X# QW*WV2Y\
MVP]1'(<N_0('<13%7M^L3WS;6?S(J]N25P65FQ,9E(?(^$^_OGU\Y,+*MM8=
MFR#_8',40?U39YA/]T:E5DSO6D[WV%X^>M&4DJ0 QY6\<W2=D#IM3,]#XO29
M4QKJD6*2=IU7/XHES2.;#!-NA\6%KE4/.T$41!![*;)=$N+0Z\_K^C: B9BB
MJ;9F7-"&Y\7K'JE5%?</HE-Q95;Y5&Q,.L5$;$#6SIA93#A<-)U"P\Z0=4+"
M=-$\#P739DUIIC/*GJT=VKNZVW^SP;((7(?8*8AA@!(7VM!V07]PSH_MF(B)
MF)8FC2O9#2M\:ZWV!T8SB25%/>SRB=GHM(I.0P<F&R@7+P3MGU59U^T/ICJ'
M>YPUKO.X&DB?A[[I->GH^5QM?/$J7?KO7;$]>&29_/A:+%P0@Q#[48P)B@(
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M;9H:1%_S+<JJZIF%S$=6>F !2!!Z/L X]./$1K%' G^8S&$_$EL.' 72Y N
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MT65T!TX<8^8?4Q2/+TS@]H\47_0:+A5E#' _TA-;+[;!7H!>Q*EKP]CVW1!
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ME%J#*V8JP3HL.Z>MVMB36GQJQ'M0==HD2&'BNPY,0!"X201BW.LT($[,]0Z
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M,\P)81J>CNZ?(:D/:W-<6)UU5F.>U=MW8=T^'_S>OM0H,]+ZHS%)L/[@E%V
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M;U<_-L7J8WE;7&Z:7<WOC#PS&\.(9*%/@B2CA$#D)UX\F$5>G(EFM5J,&99
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M)F@PD?H!E;FI*?7%4B*E>!M3_>C V[S('Q302LF(8P'S[?H+[O$+$V6=1DA
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M:9&FT*S"G&)'1'!&L6J9_HSSY34YTL"0J#H],T6K^[S<+%SB88@S)XUH".,
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M!FY",B<>[ 9^$"G.(!2M3:7^M\_G$0H!0!._TG.&":@=.6'0$@DTT:L\4YB
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MH3MCG7B9*XWG1'6+]9>JWG[+O_4O9?&3B>6WNST&[#D)2B)( A1YF!+J4&_
MX$8T&+/C.LZR84VZ?+*>LMI/9@[Z!';\F;W];*8^RKA^^?IEY [MR%91V["=
MKD'T[-\.>,$>,.@0:]K0'=D(X_9WIVL,O=N](QI%=?_W+%42V\%Z*)]_$\"@
M;V]L%NMD4'- ^UC]*.JK6_[HZ57]2U[_5@S9?!H&"8)!%)#8QX&3N8$/$XQ]
MG]<'QY[0LL!D8&P/>Q<@WX*/5\G5+T:T=T0K:HV)TS2@X3!Y 5HWP-5M]Q;P
M50TZ5\S&SQ%M:"2D3M.6$T79$6VJ.?R^2NOXB#R^Q=Y5D-;@KEK<UL6S?'V"
MX=;NU>;PLT_%=N'Y*(78SR+B)Z[G923PAHT# K,$+S;%5FPI;+PMH=&/NM$_
MP!(>^%U)_F9XG_V?!;\_ CY5F_U&_^7YQZI,$2RV8#81NTIQ\H#C G!T_5-[
MH-J XU\QD'/5&'B%LS/+:OKXMF.%3:,_KQ8)T,.4\.9D]U[]1_ZF1G-U^[%H
MFN)0<]:!&<I"E&+$_C<+8S_QTR0+29@YR'<CJ>NXXRR9/MK:@0,=.E[:J<,G
M4J79!*^"NY.342JY-SF"33,[D^>(.K<OJ85@.[1+DR_/]R0U,B2>CSW4Q;+L
M9EL>X9N=*$P\DJ(,(P_%:##!9%+J](34%QL_6WG HE8#4(XFT03*$$.RN=(!
MQM39T,'RV<1'@2<[=$(-^HMT1ME_R<R%ST'XVXL[-L:^5K?;'WG-TZ7#Z\,I
M#&/JD"0.DI"0&&5QW!O'+'^2*F*OR>0TN4P[.1O@*24OHZF5RF*F9%4IG6D)
M'1#NF>V>0I\YL7F#N[<S'%WDVR%ANITZG?/HY4R#[/VUYB]0PYB$$&?,'D&Q
M1_EME[U9WTT]38(G9FQ"J6OV _(;AZ9-\019':UU^@G5JG)_/4OJU.+6HE&3
M-3F>K1<T27?$I4R%)PTBA@]ONA[7(UZ0*.*Y8L(DU?>1!VGL#5-)C F2.R6O
MW_PL0G?\_NUQS7AMVJ?<&*/5<(IVT*J/1X"?U'NW1C)?851-1,<VC_6R.MI!
M<:'5PZ4.Z3VR[BX2EX9!Y"'H9X$#"?)(C ?SL4ND#OAK,VI89I\\U%#=[J56
MGZ#*43Q>1HVQJU<\K13,8^X495*)?OO%4<TM"4D<P9MP]8;[A[RLBU571*ZM
M?;PLRN_\P8O_*K=W;25DILCK=?6#%YGC)QX8Y:O+S?>B:2]A+6B"*(*QDV8T
M\/P@)@&)? C9O#\*$AQ(S;3-HS%]1+-W 'RL\DT#.&B0@QXWV .7+/]@OHW$
M)-:NYI'3WGW+[,&# _H+\(.WU(MVN@"##^#@Q,1U)\9R?D:SIVM/.\1\0G^?
M%[N8F&D-\O\<T\)W8.8DU(>(NFD,49JEV8 @#0.Y:CX:[9K.A@<@_ S:4WW7
M)N/R7(\6;*,T:Y5F\>@YM0 _YU!-:I5;PGI15?=,7#Y'LJ<I3_Y4"4BX$SEQ
M#&GD^ED2I(BFKNOVR"")XEACIJP%S_2Y<K7;&D^7]325EH1Y\E;2GS)_JMYC
MUBQ"O'K>K+59K1=Y_1[+Y<X&V-80%/Z^8;]:?:Y+]O.'?$WR=1N<,"5NS!=N
M?!^%U"$T#>(!!R:1JRD$*%HW+/@=JOU%N5V^!CTR;0*O2OMH.9^ <:WBW;?%
M'O";+3&U3)\F5$V41S:.]1(\UC]QP=7"I);%B1<23Y+ 3P,OH$$8I@GRB$/#
M 8.7$&^QK?@1_?'S9FG+4K*Z!RD\TJ_Y/SF5<O%+B<86+.3YU[!D891ZS8L6
M]F; NG+=$>UAO:2.\4UF\6(D@Z)2.MPA)_GF-X9@?SHWROP@RE!$4@(QA8$7
M$MA>IPP<)_%"T4&K^O7FAN>^!D,/:;:SZ:]0<V;$C273CK$UVHM*;Q>3&R]?
MEW?%:K<NKF[Q<ME>]O]4;8NF#:)X<VHH7_/_+%+?PXD'0^@Q$"A)8IC%>S1I
MBF7F=Z8P&)[E#;#YR:$!^ 5HH5_T2WW\3<)381/\VGH@><G86%N):9\-S22G
MC29;R(B&*E)\1F---YH=&FS<RVK:H2!>>VZ(%JWIKG .2\"J^FI[QQ2MKY.3
M80?Y/D4$4R>A7I:XKM^;];P0.J*UY;08,ZS*^WQHW8[OID?)WWD 58M3O)R8
M'G+/J^LLO"JFF)UD#@ !0P@ZB JEVO1P*UZ*;7*.U4JMZ>!:I(2:"!TGPHIV
M)N<O@:;7G<I0CY/+ZI]$)1:06@B'8/2QW!27V^*^64289CCT,A)F01RY4> &
M>_/4HT(/6FHW:OJ<DVPFR)&#%KIDPJZO&<0R]%E:0"Z6&"'?2"XN2N:9Y%M[
M>]B1;>MWJS+<C^74<TCCNRI'![OM%=DDK^M'OB[3ED9<."1%GH^BR$78#TB,
M*!U693R71%*7 G3:-:RAAU&[;L'*Z:)6@L6D<2YNY=3Q0&M?2^UXIV6&*_D2
MK)V101/<VZ&$1CRKS/=<U37BK]MJ^1MY3-9YTW0K&F'@!V$0^TD21J$':4#\
MS*5!F!#H.DY,U-:!Y>U,N-;;@@,WCZ"%-W8I5X%2V>5:LVRJ+\E*$FEXQ?4%
M2T*KJNK<VJ%@6CQY=75T+#O""K7-63Y8;+:MI=XN_KUL%M!+D@1#-X0Q3J&;
M."Q3'.QA3'PI?5*V8EB=NO&S'U&_<DRR@J3.H* <34*>G!C)\69&?UZCY9SZ
MC*;2$NT9[\=SY='$C'!UC2,SM+K/R\T".E&"XHRD483]U/$B+TE[0YZ/7:F[
M+PI?/['2=*ADBV4KL"8F,H8)&Z<N;W%EIN#%"T;.",L(^NQ0E#$./"]7,98+
MX=REJ,NBP9]9HQ=U7:Q:B_WN '01B@F**,$PB)T8>UFTMQB'4"I[&6''].RJ
MA08PV(/KQHQD"C.&2,$D9B(.)>=4K] WTVN\9T@ZE]1HH-8.$=+BR?/$1AL[
M<K)$3EK$R"<TB,/,"6"6(2](L=-;]%W/$SI/HL/.-+)$=,B2(I$RLF2>0R59
M>D'?K+)TDJ0W96D<M3;)TDA/3LJ2#G;D9"DY:3&+4HJ12S*8$.0R040Q'2P&
M:2*W%CW"SC2RE.B0)44B963)/(=*LO2"OEEEZ21);\K2.&IMDJ61GIR4)1WL
MR,D2/6G1<1U(2.P2[(;$#6F24C18S""5>E5MC)UI9(GJD"5%(F5DR3R'2K+T
M@KY99>DD26_*TCAJ;9*ED9Z<E"4=[,C)4GK2HHN].,BP#UV2I&[B. C"P2*A
M(9*7)34[T\A2JD.6%(F4D27S'"K)T@OZ9I6EDR2]*4OCJ+5)ED9Z<E*6=+"C
MLFWV<7^8D_!98D0#A-T@B\(H"9QHGYFQV:3JSIFXA8DWSSZJGBM7Y$]^#\T,
M=>.VT418,[Z5]E'@]/<X(NW0FY$^G-E34V5$5&.>RMG7NYQUL:^[FV99ES?%
MBNRV?]^43;,K5O^9KW>')VQ3[%$&!,.,1EX4HXP74.O!1$D<R(B0(0B&56I4
MGF2*=3'ILH!P.6U[QO4%Z#"# VAPL]N" ?8%:('/5N)#C=\S$FFXP>S04--.
M5I,.@O$JC'?;NZKF[X LPHQZ*/-#QW?<,/!3XJ9^;S0(62<<J[82IB93U:8;
MZ?D>&OA0;D#3XOUIO-K*L*NNJH:(U:.>!W#SR^,!BZ0,*C!LK]RI.",@:\H<
MJ<G7Y[R^JMLCIIUV?B[J%L?"]1";'0=AZH1N%),@H*DW&'>]6&J%7Y/)J>7L
M(:_!]S8YX6JVJM;KO&[ 0U%WRC9*V-1Y5Q&X22@?*70,(QO(H$/9)X6?^1-K
M=^=>KYM ]%XC3UC\1K-OHPB.=^JL&&KB3$T4/Y;_V)6KMLA)]XN"U\GU/ 11
M#,,T](*,."0.TV2P#*'<M6@=]J:6P_4!)7C8PS2@C8KTJPBC>>9'JN(10'!
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MD6'UY_#;K1&^XO.]?<=]R:-X7>;@0]$Z(/.,Q80M)7"NS<I&DCSMUBWF<"=
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M*W[&(,WK#;^#O$A\[*:L+R!^SMS'(4II,$#W'9^*BJXU@ U+.4<&/JP9MI]
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MLZWSY781.Y$79GX09(0%5<S^' V(,4PCH3S>!IQ3Y__,P:,9^9&+ &_!WDG
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M*_V(/GTB _PZ,##'H=1)F_BM\&QG?[,H3EM*T*F ;2E4VR8\;[JX\)+0#Z/
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MVE='^US4PQ/DY1)O5CV,PZ.13H90Z)$ !XC$ <\5L\%Z"F-/)A_39=-P_C7
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M841STQF)%OJ(/A,R9FA-.^+&'(Y7LX\DN0@B!.MCN2DNM\5]LW"C#.$8AT$
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MB$JHEL8,:^H>X_&9[FV9%OQ@]R;C9Z[;@":Q'ZZ'X\NZ.SF]<D)\8/: #W"
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M0YFWRS([!65R,KM'! Z0K@ '-0%AXB([!7%J(HNS>EWE-UF;AT@?'ZOR>_[
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M/'2(?X!-7C=5?M/5 N2AB)\C&A-W=#E!)OK,P+]Z##J Y7_B< ==U!6+=+E
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M\8?/'8DCK+KXOJS7,U M)]\]RZ\27[BE%O?4*@BZ+H[%]7T&KM7D7A?G(@%
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MC>V:GGPQ_]2@9GC M[RY!U6V9A^M);=EM!(MF&:9B6/)Y,L>)5\O'G""(Z"
M(YU)$R58/)>K,>"+9:BC$<M>YG6,L:>:3?Z0%]G[)GNH5SQS;<>.Y_A!Z#NV
M[=@XZMM+L$^%WML=W\KT666.#;3@1J:6):A42R^;87%TBEF$P$GRS'M^)'+-
M\IPN1*W&VW$AYZS*C'C>N6BJ=-WLTNU!%E>ND_AN% 213^+$MV('!O'0EAO9
M4G,SM18,*]"!89 ^E+M",@6FR)J8X)@G3$YLCO"  Z"IL^]O<'(VYSZ&PV6(
MRT@;7N77QS,B<BOFTT.1W^SJ]P4_')@_99]97QKF4B3P_-AW$]=W461#ZCH$
M$8Q)3"/?(<)/F(UHPK"LL-[K@1X>V.,#'*#X_8LQ#)Y7F G)DYS/O$F9PMV5
M,=R)7U>9B$.U&RJJ7(I<2#EM^!M:K(FI^:^=Z#"BU-I[QLDQ+#8XK[(UX[,^
M:AQ!QX4!?S+,@1YUJ O]>&@\@%#H8HGF)DVO0]\>*@PLV*/5(-ZJ?*N)^014
M:Q'WURQKTGM5NL?I_P2T:XT'*O2KAHBWN9$(&2/)768(&6O4A9"BA3.QQR+9
MK)<\/&[+'UGVM2G7?WWN4ZI'S08H" ([2B)"65S#;APB=VC6QJY$[4D-C4VQ
M"A@P@A8D&%!*AA,]W%X.))/3*A="+C*J]""D#FIE7H.<F&+%IR#'4RWV".1E
M-DX$"*U$SA\:])I3&NIP<EEE^"VM-M?LG\#O>;UR(?'\,,01A&QU$V"'8MRW
M$2.;)#+99+EO-BST+1C T8 _.1[)K2M)EL2RQ^8(DI-L<6Z,)(R?T7 F4:Q&
MUS(2Q(K82QT=1DX/OMZG598PY=F@\N$Q*^HV)L&J8CVF.P*8_#A\YG/Z@_]=
M"^R KMAPV?J8/F2X?$CS8D5\-_)"Z@:4.%&",?:A/T"%(15Z?'Q6@!.J4X=(
M4I_F\9J8S"W>8>IJ><E71O32!)]G9'=6]RU#O>>EH%S0<!)/-7S)ZJ;*UTVV
M:>>S?Q1Y4U_G#QVJ_V _S(N[?F+KH# )$F+[D1/Y,"!L=@N'QFW+%3K"H+E)
MPWK/4;V[X;! M0<-ZG8%M^.PQ=?&.GF^G'R8B6(YA3Z [!?%+<PKT++>(@4]
M5(5<A$Z^Q3,2,_&NEI?0R;](@D*<G!-I"@/LSI^L,&%4:;1'C@LNG[/JMJP>
M^&LK;V# MA-[49PXQ+<]-T$H]L(!0Y"('9,ST[+A4',$SF#$&4F^6N"9CG<]
M\>?8%2;"T$@GC(M&TSE#;U :X135V'26*HD0I8?R948J3;9="%@Z&=268#N[
M?.L1,N!YN;%740S9BBUP71I& 0I#Q\-.#Q'")):Z@S(I,,-1;QC#CRT<S;DT
MK0[2E$.;RS=RD;'%V$]#C@T!1Y: FQ_@^'.]-:"UY*K[9:_1G\_[=Y[\FX0O
MQN3=3+C\)\FW&3%=-L]FCG_CH03G]9I?I:&,^M_3ZJ^L^<Q"8S9L.F/^*F60
MN#1&3AA12L* EU,/O0&R[^%HDM"B ZCA4+,_@+'IL8*R?0SK,2U^= NLB<*/
M%J<:#D=3^W/R\#08"+BJ@<Y$T-IX=3B;@R=_/MBDPTS$,)W]Y">/:5JIT!7C
M]/O'>,S[/?V>/^P>]J>L=C?UNLH?^;]N7V'V:.*%D>_YR*81A)#8KC7 ):X[
MS5)J+$C#L:Z'![(AYM7IEA>'6O,;B_G-KA7+QWVU ? .D*^?/T\4_T8[V'#L
MF]*WD\>]H6<<CJ,>F3?#>_FFO&0BV.GJ&#]YH--&@ZX@I]<O(OM:+8Z;,U!O
M?AP^\@94V#Z04-X>_VNRS>_RFVW6E#<9&G0ZV_Q'NMUEJXAX"/M^@%BH=@/?
M@1 E@PFV'PD7/%P<\*D#X;,(V+U3(17]%DFBP+[<XC#_%%&RL[I]K/;XBP;#
M^7MH-QDXLOT*M-;_S'U)?'MQ<=C-[TY>WV?@H>\<O7HT]VD#TN(@,0_I#\#T
M99O_5S:\1U@_9NN&]Y:&_?M'?N.'JP__7\&?@&$$Y?7?1^U?3NV+$]N?B^T2
M\^^>+I>:\B<8TA,E'\B_=GGSXU"CKVX?#[N^3XM/[7RR_HU]15._+[H-@Y7O
M^"AQ[2!&T(ECVTY0$O3P$]?#4J]Z+0;T%)<H:G#'0;'0^TM>@)K;5?_ZDRP]
M)?DVL10UY?*??&EJC!9=2U6S?EN:/+XHIM?^D*><:9I7G?S;L1][<8@B+_(2
M+XJ(2X;[#(F#B"57@^?GL4M&8I6J_;PJ6-K*+7CDV?]6<C?E=IM6-<\"=_+[
M;ZJ^%WVU 'G6UY_^]])OC;S-)/"Z/3]_!. ':K+-/H!!*PQL$C(+L.UBBT1.
M..1>$^HAH4=J%@=ZF@GR4POJWW%^_)SN6018T>/_[OJJ2LMD\CG*;TM3Q\OJ
MCUR"0@1=&H<1I(F',!R.MB=^:"U2/L=;95A?S\Z-RUN0OM+??]_)LJ3K%J#5
M^KK7_UYBKI&WF=1>M^>-AX./.WX_Z=-M^],:/J7YEA?#H6758E\%T(O\&(8Q
MBV 4._SER.'";4+LQ)Y$W<>"-"S6'3PNR]TDF(EVCQ#<EE4OW2)SY(6YUO A
MMBF].OGV_*%/=.8!^*Q/M!;^) 'Z@I],Q%M=7>,G#Y_::- 5#?7Z1?A=R6WK
MP6SS-F[RG?\V^Y@UGVZOT^\KES\[1$,W]!Q",8JH!X<+4HF';2*7L-?<N/&L
M^C.]RCITH,JVW 1^O*,^TBQ^S$.R#*]N7XC%F!F=H!XY]A'A,*ZN0 _U"J2W
MO,8X0SOQ"YE23)[1=D,N689BFS+NY2.<)CD45=?]F>2L>LK7V=M0/I9%EVOH
M$K_799-NCW^.RKKY6#;_S)HOV;J\*_+_.C:J^T<O5TXK$L5>[&'/=3WB6Q1Y
M@374/<%Q*%</?;E6&%Y\'"O.^EC[B[(!/[*F+37<F2*G],ME5#!H+-> &>//
MWMYAH4*^K[>[#7\ H4-_!;C)['-=[SE8?=4?-9XV7LWFQ#.A;_D=:QE1]"?@
MJ?S9)&,AL;W+=K)U7_]7_'/VRG-L-TQBS\6)@W!L6Q8<R@I@1$.I9.'"H!N.
MXG\4AS#]/(QGPX+A6Y]:?C=L"74/$O$44W6P9"$Q7K%_S!S8S7<-T]'\9.SN
M3&MSCU\$>LO/%<O?]-L< 7Q<!_HWC]HCR9DJ5.OPH=;XS);^259DMWG[1,8;
M"8*5A1&A,8HC/T&^CRU,Z5"^ [N1(_7>Q$20#,=3!A#<= B/%L @9_$TK0JV
MVJE;*:Q/+9[3HS?P#814#2[5&"JG]::IA"IW>6_& L/:18['ABM]3OR)PI!&
MHU7"BV[.A4][M*"8BL&ZSAK8P(>R:KC M4=,DG3+7Z']4FZW+(KQP+>"A+"X
M90<TP!B[OA-8CHOB$/I>@$,$+:E3'+H;-_V^PM<O]?^4/'*AG5_!HQ1S4BNI
MRP-4T&(%:0/V:-M5R!7H\8(_.6+00YZZP)$DH^<.,YARSC+TUIQY+P\?F.51
M54/W)_2Z+/<J8=+M^#"TJ>6'MN-Z 8F&5I'G1:LN_?*U2:M&33AE6Y09S"_!
M"8]K#@H\<50@K7ENZ2:[RPL^8^9_:-^&F..=Y//428Q:5=*7.4B5K;DP)L>Q
M-'X(;C9YEQ9GHYW"$-JN$S@VC&/JVN'0L)UX<B\'CV_.]*VJ];]V><4"*)^S
MC)NRJ'"I-DDQ3./H:4FK:"W *["'N!3Y&O H*9@TWTL7,7F#A'5,D2NAE_;.
MBR=*'_,FY4\M;5;$":W LQ,;1L0*XSB ^\8)]8CX&WGZFC0M:2V@&JP/D"1>
M'M/(['EQFY'4<0('7PA<]^ 7FIMMB1?:YF%=[6TU?>P+/9@F3,T;X<,0MPMX
MI,R 4:71_JAI5MR>&4'W//5=7]^G#;R]S=9-OV!>.<1%=N"C!,$X(@F%-L$#
M&-\6"RV&(1@.-3TNOLFS*Q[3?,.ORQ;K_+%]OK#+16UV%1^] NO827TS<N8]
MG5NTSL9;V&!P6_M(98=\2!TN9)9^EEZ5F;L>?RU\-J_)2-$9ODY.M4KU^^)P
M^9<FD1OPP_LV1+X-J1<XS@##LXC4B7?MC4\GS[>').,4@BSE 8U2;(I\@R+,
MG'/XX0+E]XC2L<*KXIV?2'*5S%,16W4>=6W5.%9L8XM2&^/8LA+;\^!^'AX&
M2=!OU9!BHV>CYE)[\ALU S2E;9H&9,7FWW-W1I3IA8]+66LD=V?D6!(>=>O[
M;+/;9I]N?RO+S;=\N[WF=[U706 'R(.6%^/08ZO?)((!=>PP(4'H(D=NH:G8
MAN&IR@"+#ZH!&/BSA2985WTTB8+3D GXDYQMJ%!G1I7>YN:<&HUD<R$J--:*
ME^JCA151U:%YD3?9A_R)OZG4L)[%G^5O=:].?OR>_F=9H6U:U_![7J]\BY+
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M6^^JO,F?E[G^FFZS[OHCP3:V$IB$ 7)($J 8)@Z"3A#XMA-3"\M$"AWM&0X
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MY"3IS*SOP_YQ:\^.')O-_##&4>@F." >[9M&KNU(':;3TJ!AD;JT4OJ@6GQ
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MR-[GHNKNU6:#!Q=19$>VEP1.'+HN@8%E>Q'$ONM$4O<[:35L6&\/L'8W7[Q
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MY\;0\WL<Q,8&,Z"(=?,9T#:IN$($F\B NKD=*P,RW)/'PV0&U!V7N69 GNM
M_;-H+GL[F0T'7KN@1+^V="@3RH^8#J7\&Y0.Y9DTE Y96\L6#H86L8,(.QX,
MG #&5ICT2*@'A4[2F;1O/B4Z1B58C&0C25$[OZ.E18Y\!E$QFAJU1V?>R9&[
M.[?TR#'I2Y!2 ?V0*5+.PV%)4H%-,VDR83UG@>/8(R%R0R="S#!$%HXZ(!"Z
M860N2PJ9-Y\D79-R+$:QB1RIG=VQ4B0'/GU(3"9([:&9=7Z\8_9GEAYY +1E
M1ZEH?L3D*.?@H-RHP*6AU)@_98O0\3R$861'?A 3&*$$]6N;T'$]DZE1Q+SY
MU.@9U6$ABHVD1MWLCI8:&?#I0V(T->H.S;Q3([]T?6:ID4'2EQIEHODA4Z.4
M@\-2HSR7^E,CZQ=EEMZQ#RTBQZ$!"4)*69X($$6)!7LHH1<)/4=L%(#A]+A'
M8DJ19<C6G28-\3Q"HIQ77$SE2D/QF5VV;%QL\N-=?E??'Z9&-K!<KXN?_38=
M?DEU54^U16<?#RW)4R&\'RU]JKBHG$"5^50\"7(,0L$^LZ"(VB0A'K2P%5,O
M0F&R&]L&"":+FG],*FL.MBF5*'?PQ-6!_RN#3@"HLRF5%D<E4CT3OIL )^1[
MT &+47B?*,.]3FS:<M-[Y(F?I1A,_ZPRD#ZOSI^4T,2:8IXAV5.V+AYY@\9%
M55=W17FY8:UQDZ[_J++^4XL0!9X;!W[BQI DMI\$EM=CH8'2&I]F!(8':Y>;
M3X]EL<RJ:M=/!RFD+MZ5\M,$E _/5N  -6A@L_J]!#UPP)#O/CN+T Q*91.$
M2-]!02VA4DQC8L2))S7-@9AEBM/MX_F$9X11T2LM4%KE5?.>)*_%V-#_6['.
ME\_M_^_?:4CL*$@"GSHP1AZ$B4,"U[$BSPEBUX;0EKG=0I-)PPFN0<EKTV_L
M0[T*R-WHHXO;\SEM0EKEDMB.T3W$"]#" W]U_YSLT1@Q]H[(I"'ZYW&IB&ZG
M"J--5D[YOF8_#PR7Q8;]N,R:EVJ.P[ #ZEA!C*'E!G8"(^P'40?#(P&2NF15
MNW'#:K@'VUSO\SU[Y(,T]J>#Y"7YD*%^_L5T<E+JY12303T02_ 2['RT4Y;1
M,RIJ+#CST%-S[A4C-7+)RZO3ZAYN5OP?_%&PIW2]1["WC4)F..)O_* 0>\BS
M8S?N;8=1)%5<ZK%H6$TYND9'FQ\.<$I>3*V'73'9')]8V2F2$YS.1R>%*#PC
MCGI#, ]%U.S3ZVNJ#3 FJGU?TO)?6<U?C+W.EMLRK_.LL[RP0S:"#R++IK9K
MNW'B>!;J#:(@D'J1<( 9PRJWQR,G:T.($].RD3B3$[ ]*+!'-1_Q.LW9&<72
M0/0\9$J'(X7V1B@G2*<>M&[^O'LSO8. /,=-@M#R8S<(B>-#:I%=/8@\J>ML
MM1HV+%H-UJ:.:-'*29=>BL7$;#)VY>3M-;%@C_2B_178@9V/ZLF0>T8'C<1H
M'LIHQK5BA#:N1STAWS+)[&=)4?+/?"ZJ:B?D20R9R8@$V+8L'"./^GX/Q?4C
MJ3?>C  P/6W88VO6.W&9K?(:M #U".LP]H<)[&C$:Q3:EP'A'^W",7O%/<>V
M@O)J"=Z\%5B/BX)*K)%/D9U;W 2^3\L?V=7=W8DI3=?R:1@X5A($V$J<Q*>>
MUUOU!1_8U&5KA*H5M!@_<9#B^WVT$'E>1Z?@4%XR#^E3$4,SS(KOF1J;8;7=
M422OENNBVK9/**7[M:W'EFF>E9[2];89!/#-O>6J^9&GLW*WZ,AW#+?1*GBT
MV!_73=(K=W(T;#>P )<G-DSIC,+T6Z.T>E.8::MZJOBOQ>8Q*UGK>V#MBW^H
M_TR7P6)*W8"_Z!I"ZB0HH1#W&<SW/"3U_IDI#(9SS MXP,P\R> P#*OHQXR
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MA%SH^K'G.CZVD=0:@E$@AL6-T.^7?\*;RS_IM>HN:1/LB^G?;(B74\<];'"
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M("9N$D561/T 0R2DG-J,&99*C@RL&9Y/=?&I 2>^"JR'S/?7\4?G44X*6WB
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M=N#$29PDT'>]..B,1S0(I98]-)DTO?[;X6AGD_J*4DY\=)$KID83\"HG3SW
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M-?//>7J;KYO'S!>)!5V+)$D$(?%L'-IHMSY%4!P3A;8N\_4C-?CU'M($K?Z
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M5H^DK-=H->^N/[SL+D?L-^B]S(]BCE&6A4F<)B+O,M(6FV!IQ!@R.]QD'<:
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M+GRZR9?%U4.'X'.9K^I?B^6<EY7\FYFP1CA/$H3#($D@\S+(.@!)[&&U/N'
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M,:_#RED:ZJ?MH1$.N1S:NM;\<N?<F<ETM7.Q_:=['TURQ>"AUTG_4XZZ^:B
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MKX+>;O/7Q6(11K;^@B_S_/JOOUY=WP1,H(1H@\C_6[.7Y?U=_M=?%Y/;NVF
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M\A[U<+^$\AY4$PNQU!Y1&R/0A/-F*[$35%U^E&DJ$^J6]Z@'^+F7]R & RY
M6"8D419"J6FY6#A$74J.R'DXREJG5XMP#\KU</)TIF"](&$0,0Y[%_;B0%E0
M8N<T24G(&R!53V/P=:Z605'ZY.E,3&$4MH=0 *NAPMI[!G=K#9(75CF[9[YU
MDLY43V/GE,[D)5:4,F$<$L(9Y@PH[1X?,+^P<ID]LZ%*.E,]!9QK.I,/)C2
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MNMA$JZ:D2D7_?!.MK!3($XH$M-8&&;V2)6(DP)=4N^IB$ZT:.[M:4T3OB59
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M(I(Y^;KX%L8[+\:KJZ#0^P^C9:TI['#SS,;KD)4)KQC03&I' -X!*6A20O4
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MSP,,#.F#7BW"W5NIR\?V13 MUB;& T15_%Q5N\@8E4Y0C\."P)#VR(:-=8F
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M"B%FS&%+((76"._9%BGO+;NP[-4DKM3)SV\3] &E3;>5KZ^ E<2'!=O%6F>
M*P)*^0TW%W8K?!]$:9J_7TL1 R)BF_G[CFH@"82$$$ -89RZ$@-%^.5',:8Q
MHWG^?BW<^\O?[Z[@K]<*.4V]T,H#$;U)<%,SBGK U _@RDAE0MV"O_4 /_<2
M$9HZJH#!B&*KG!.62U!*:X.X%^^6:)U>+<)]PK5SGXG1\!#A:'?AM6/6:2:
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M#E89:?MK,FVI8 (P8:P'@DD"&=F!(TV*IV2 -E\GC!R 7@88W_.ZJ^!C&3T
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MBG<]@#"S L]X6.-!*3^&]L)J;G7.DH9U!NMI84 L;+'.(." 8J@Y M9XC9W
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MET_#7D#OBY*/"[4>(-KCQS))E T[#">(<\(SJV69;*TPE"9E%AMDY:2V"90
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MQRK9 <@J]#S :%B;-&L(XGY\#B^781L/%=/;K\5L7%[OX5>]%P2!&8"::\*
M4_$?H2Q?2T\-)3EV_ #SD!HF6"L8]QS16+J&SR2$(86'6$OE-$'.IS"2LU9
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M/#I(";%4UGG%J8^20X!Y)3N-F^IY&2GY%'CG&6T:XO[G]&#Z/S0YQY5""A-
MD10  *()]^N4"08IJE<JLO4CR)N/_S2]*6?W2_7J7^L?'A'0K_NV$)DI5=QK
ML++,&@$-M*#"AB!Y;G';;(KL/JJT!'EG=F;4WS*H4ZT-U9)P(!=@[[A@K3..
M*8[CN4QQ(!D!>BTK$EZ<6?"M53:\95Z#N'<7!%Y^XL%L@5?/!6@8\)))XCC
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M7&B%68N@M<WJ!/*A4@?R5IOFD6Z>+"8=QHK90_II,?_RN"?L>N1; B(TVM3
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M6+VE(9XT@&1?'/GW>'%7/BZ^%:/K\>27+=+MNWB.3&MFY<W96>8C^YT!6ZX
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M(J.UK-  BN1D7-8G\VOG;JMT[I1![TR&%E73%5%7B:HO"B<\?1D?0<\ZPX,
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MBJ-"H&5<P^I&AK06YF0V'N^V;'U&M!+;'K3&/L3\:6LZ!(B- $H9:RSTRC#
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MGA!@_"<>WQ%1#"M(3#5'B#$\AS<#=#,WRYM&(.TN+%:,YH^S7_6VIBU/!X\
M HZ)Y$'BWF/M=67I$8&RZEP-L.5JLU3)Q[.S[>GJZO'^<7G;;NEE3 C,BKMB
M.A\_%:M\J\-;5=UW!(&4H5@B@*GG'D+"HN 5!L#DW,89H-NVX6VK)90[=^7\
M$1?1I<.ZCO]F\W#06'--(2)&,T"))BY-I)54UIJ<G.T!&LM-.VU.Q;&_P-%[
ME^>W<C+QY>SOT>Q "NXQ;PJ<*6@)@A9)!9PU@KH-'DJK,\MKRR'$P7!1DT!W
MMBRE/(#YQ>-BOAA-TY7$?:O2VV?CF5,)K=."*XQ%FF/D*J\$=1+F5,4[FCQ=
M7<!K3>]OUZY,M#M-SM@:5]R5>?'JX0 M!A8H[" CRC,H!(&55%"#' X=O;&=
M'8=RX>Z*1-NJ!Z6\]CU4VC4D0*<4%L(AEWJF0QI%=96$6'64S-AUE9*N&-40
MZIWSZK53O2ZUWH\*5F.F'<:<,>N!-M" ZOQ"E<PZPPVWX6CG[,H&ON?4Q-7F
M_:7X>_FC_4>].B](12,QLD)((S'#2Q<*JZ1GUG337K0S,[W3_;%I\(>0%9O!
MO-?C P64:HF@)$!;ZZ%PM(*6I?98Y^6SZIEX6=CWXEM?394:7;WWC H$"8@H
MEDHXA5)K-^"K@PW#!.0$@NO7(SC7/;4YX'LAV')*5!]LROGB<[&X*VLS;<?P
MH)?'(,80Y09*R#0FE9.8 6MSW*G#+0S;"^6:T< @[+FF;D+M>UN0F *BN$S=
MBJRA6!"WP453EU.<_?A&>6=#R?8UT5U&S7\^KB\37I8[DCF6 OUX*]"W(L(Y
M'R^*[\7L:7Q5K"#X5ER5M]/E6Y93=6]23KN_.F#E+:6<"@:0M01*][P?(9B5
MGW%$A=FS(__ ]#:$ U)WUP8)(EI&( 2&E'GNG 5DLXH8F75I8X 1MB&<H)I2
M1F=IM*O,AO'3N@CHQ4T\ ZJKJ_)QFJZZ?8WB78T?)A'+E9 7-^JZ?#A@>YS^
MTI"L?XXPP32>. 4P'.)JXTO7@;,NB PPV: KRG:FD0[3O]_FX'PIHEB7HY\U
M;O'5&!V<\@ J8VSJT^2XT\B2C=P0Y1S3X  S?3MC8N/0=T6Y^)FK[_VCG!\H
M&__\7,"(8:^ C.=*1SQ"2%M>R1*!RPG:#' +;E2[[RO!GXQKIQ7HMH"0/KD"
MXFLY6RIRL9B-?SPN4I;99?EU">\>5F6^.6C#'/)QBA*L((<4>%DEP7(B<:?U
M$+LH(=$F$[O5Q0"VU-.VTF"0THXB"H'D&BKA):ER)[E3(L>?=/P.VGH+@#89
MUQS*IQ:E&_TTCXOY:'K]O\L?<W6U*&_B,SP>QR>C^7Q\,[Y::BBAHB[,IT7Y
M]L[&%@HU\MZ #5",$B<<M.DLI02O#!%!/<XZ,0SP9DW;=EH?2OD8&:>I_I[G
M!'K)@0),.2I%)1. /NM <&+/A[8+Z/>7<'H<V!\EX=1H(W"<%H YJY2*,FW.
MTL)XFE7"?* ]&'K,-ST.[?[+);W?XU]_83]EDE9?HJ;76[[ON())==X4HG)\
MZA"+@,>2.PN,@@Q (CRT5-):YY0AG?^!])!J("F+++2I+0TUE3PDKG#G=?YO
M3=M[?0''8?Q!? %UR]3G_X8@%6'8$$Z92%E?*0%'KO%+B=0YV]( ?>Y=<;0?
M[0R!W55;@'\6U[?%/^+)(/VE+F[*6?'V#*%NHL+W>Q@:_DU!.\=]- N\==8A
M8;A,U^]6>$9HSZRH5.<L/&(6M*^](<P&&^WLIV7L;?[_/HXFXYM?J8;H?"GT
MO(:'+?O=00ICA29J63Z,<^VUJU8P1R3)\<,-<'T?,N/;T-<0.+YU)G>QUN]<
M)Q1F3"O(K86*^>2"HK3",*+;QU6\WY;U;6IN".Q_)\HFZ<VO7:07TQ<S/W/-
M/_&W!0RA P9ZBY#0VD)JL:AP!8#G^"^'>WUPR-.B&T7V/4'^G,Z*N-/]5W']
MSW*2?+O5 G Q?6Z#HV;C>?S1RW2ZC%F2^RN#T<@A;# 'R$(+G?(,K!'V ,N<
MI(T!7GD<ZASI6(V=3I3+N]'TLKA_*&>CV:]/]P^C\6Q9&R9*ERKF;YKVK''_
M-&TYLZ3K[PDL6K)6 4>5Q%AQ+ZVN;%R/+<EIH%X_$O);[D8#5W7?^U6]G7G=
MFNUE*[?6S;H]OS-@Y@GEU%IKO,3 (V<KMXC77IWG/=9!3*<!J+/O*6.+FY3]
MH8MI_,,BW7:8/XO;;JBCJ5\=A ;>8,,EH@0IKHCVFT4JI6IE3* !]O =ZLSI
M29T#G$!1V#^GH_LD:C2 *\NWV7-2$[\V.,\I-@K:5/3=>8 $JTZCWJ&L\C ?
M*)S2/7%/GU%MZ[COV51O^_V:AL0?3%=%?;^640'%8CQ;AH9?PA7WZ0A$!5/K
M5E[F=P7!%(X\099RC1E!#,GUH3>5P=8Y!ZOZP9ZA6(*#G99#Y,(0YJU:+4O-
MX/$U+F*S]?7Q5/[#1-Z.%YDSN,,O# P(83G!C$=KBA!EH@8K_3DH<RI@#? *
MXH><Q,.EPQ"F<[]WWJ2"!"HJM4CYOP@Q!72%EXGF3,;T.;Z>3>OWCX9ZIFM'
M6Q_W5IRT1!)+D>9.>Z\)HH!5<F+&<O+/!G@KKJMLR^80'^)%@-44N8M;Q]5H
M\OIS?XM; 9I:KP 04J&X/'E)D/;&(R21X]K16G-F(%E1V_,;.TF!37,!HG21
M"FDIK,=.*ZDIJI"$&/WF]Q%J\ZR=+-?C%=2WD?<<HW\.SK_(6=GB5,I-Z3CB
M]P2,)936*,JQT4 YI[2KL)0*Y-P-'F#B:]]D[T)'??.]=CICRWFN"3G$+.#*
M&*V-,5:!:-^P"CD7S[KGEN+:-[];5,X0:'UD.F)G":S+6Q]$Q",@X-00;#Q+
M531DA287[CQS5X? ]]9UU3?S3TTR[#8S=;FB$*R4H=0YJ)%QSN%X.*YPI3K'
M<A]@4FK?Y.].4Q\W[W1 *:>'?(O.8@,TD,@PQTE<FZ*"UAK!F.8<!(:;;=KI
M%!JN-OO>84[.!NPXES2M7%Q(;PR%"A!D+8"* [RQ6J4[SS32OK>:#C76]US(
MR4;J/L=MF4)AC/?$8BN<LT9[9+FH\%5$YEA= \P+[7LJ=*NMOF=#JTE  \Q1
M2QKRP&"&B!#><)V"O'&1JC3$?-8MU/HQ^?_>87K5ZA#F70=Y.X/.,5NF]49S
M07,,,-7<&H<@$Y6/4GOG<ZR](?:\&<(L'*1F>\]XN'@H9LM7SE]_6(>Y#2L5
M;3ZJ1@[#CA'!2,FP DI[CISCD&JFK8#<68D=L[5\#6W)&"=9/(A'?E7MCE="
MK/&?WM82N^Y+ L(N2JP5XDI$4)RRA*^1(%Z(K'*GPUM>LOE0=@1T5]OO"P%\
ML5D#4_;N]/J/5 MV_L]B$F5*KIZ;N"R4]5A7[UW!>**)MA"#:(\(P(Q0.&'B
MH>'.L9SDST&2KWFR[.9C*RKHG9;I\]=>EL]1AMO1[=XFUD>])WB1FC@*Y+QQ
M@ %M)(45ZO'0FG--;H"I*'W2L0'X^Z3BTO)[*\B1--SZCN 4%$Y(3YV4T.)X
M5M.BP@!(U6T[CG.E8!/0]T"_UQ ]NYA/,02?1P?(XQ%$*92ZQQNMK$^72-=R
M:V-S+B,.LC='EY1K"/2NR58Y>A_*^7@Q__=X<>?'T]'T:CR:?)K.%^/%XZN#
MX![BU7Q3,!#%_V%ED;-,6*@ 8VL\:,3FS!(G.B1A.PKH??7; )5U"@Y<(2*I
MTX1Y9CGQ%CA022V%L)WD''1VSZ?/M>]4S+MFFON9NEO7N1^S8T0 'FM.HLEJ
M>9PW*((7_[B6SPA_9I6<V_*HY*':$VNJ9;8^:ZH100*!#=% ,.0)8=$"-7XM
M'W-:G5G%^VPM[V?-B:CVQ!I?1#6-)OYQ>CVOVI%?QP7TV5S\7DZN_YS&I]3M
MK%@YY"_+;\7#^N'Z=,O^58''53LJ*56QU5A[0@'"%:+8ZQR7W2!7MU9YVK4Z
M>B+X\KS]_:Z<+2Z+V;TN9[/R[QW])H]\0V!$0R13"HF&3,%X=+<;^56<\>?I
M+VF)C@VAW!/+_BBGM^F[;?'C"+/MY:@0SSS$F'CV\8Y8BJFW3%9R B!R', #
M=H6TQ*8,9'MB4'W6!*FB00LHMI@C1)43.LJUEH?;>@'DQOP5G1T<6V+*D6CV
MXPU;?^N7HL[B\G9(L(9C"CAPQDAJD=)*5X=>;A 4G>Y3'?"EG4-A)JQ=$>?K
MK'P:IR0A7R[##,O(:Y4PM+IML8=#-48'%Z>+DX8K:YRV$5!E524W=R;';S7(
MC:I9.C6/<*]+TK(KSSN9]C= />Y%02ACJ>&4DR@\@LY07(4KN-,T)R-XD-M=
M!\M74V!W1;TOY73\2HX:+M*=8P+"AB)EO#6,Q$W?$\@W,AI*<BSMXQWO'VX!
M:PK7P]RYNKE=$@*B-1WB7X0JG?5N-+LMYJ-E9'W;8K/SV0 @I5AR3:"VF'%.
MG1.;U9686AVD/XZWLP%UE<TBVM6BD3YME<%]/YZG=6Y>I?OHT?2O%'!*SJXD
MS_Y0WE'O"=9:03@!QJNX=#(-I*VFE:"&YO0).-I'^53,?I0?AE]=X'WBHO/^
MDU:I]"G26/P8+\QH=CV'.U:A>H,#-$YRBX2/1P? "+& TTH006U.%L( O8G-
M+DNM0'PB5\SH81R-Q,^CV5_%8KYG=WK_8& .Q5-D9#0'G!OG$+>5+T(0#'+"
MMP,\6C7+@6PX3]3WY>QQOABE5(.JAL%ZD]RC^KUC M"0<:8E0! [Z1@WI/)7
M"H>S@O@#S$=JE@5-(GOJ9E'.BO'MU/V\NAM-;XOX,9>ST76Q2GW:QXK# X.#
MP!GB/+#(,KQT$KC-"H9(MSE#'XP:C<-[(C_^*!91IO)FM47%STB'[SVTV/E\
M )@!P2! F .O+1>25![(N.1EQ</K5^/XH&QH"M6N3C,IDO4<FO_VII#FGN/+
M_H%16N,@%-*S: )!"ZSBU=E-<N)R@@-'UZ_XF.>51@$>2K&OUT*MBRU]*Z[*
MVVF2[M/4C6;3 WD4C?V.0+S! #(HL.=$ $L]LA6&2L,<B^C4HA ?C*1]Z:(W
M#_%2X&/<P\L!@1'H_;+\OU5&(J4XJ/"57K,<]\T02QXT3[1&<.V--<<0)DBB
M%/-4,$;BF0(*9SFJ9*(@Z_(2/-Z3W'IDJ@.N' EI#S2IGZ*_>U!@7B-M$?)(
M,A#M2P$V%["DTS!GD1F@W=YB "H/V*[H$]$M9VIZ_:V8),OA<,+7]@'!>VR,
M<] AQR3QV!IG-M(9F9-O.NS U<EJ+EO M2O6N/_S.'Y($^8P7]X^&I?1.+FP
M<Q8JI9Q$$.LJ9U91;^1Y)<JWP)1,1#M,]KHIE@&/T62'!VG7H\$[H:6!\31*
MI,*".2NJY5=I?<;QIJ8XDHEH9R?]JZO'A]'TZM?^[-&7CX6X_CEJF(38$&5)
MW(Q)%2A37F7U"!YV'*HI;F2@V:D'Z+WHA_PY[T<$X2T6T&C%D&51+ &UW?">
MJYPR@<..5S7&ED: [>\T=-0I* @'XL$..@\%ITQQAD459(E+I\C)YQS@O?<6
MZ)*-:7<9PU59RU3 TI33Q7CZ.)[>/I=S7+6Y6SUW.?I9S#^/I^5LO/CUXB[_
MZ[<DRVSQZW.QN"M?!'GWIQMW]A5!0NDETD9 Z*6'AFI5'2521= <1_7QU< _
M8*[R4#75[8R)DJTG]KJFZT%VOQL1+".(>L:48X1(IK$&E0ZT9"XGR_7XWM8?
MSL?4#*J=[<C%XIGT^S;CE\\%I(".V'#B=90J2@1]59] ,R^RJCX<'^KX<(M5
M#IB]$$,]C<:359^<E"A93K\ORJN_[LI)5-E<C^;CJ[K4.?RFX!@FJ3  <YY*
M"N,"2S83A49DNXV-?+CUIUVXNZ+?OXOQ[=VBN%9/<?^^+;X\WO\H9A<WW^\B
MIO.+Q\4R4Z]>5>EC7Q4DI1H0+6 $PGJ.'<15$2D-'<FY) T'Z -MFH MXSTT
M!AY:_HYZ3Z! : @E!-Z!5++,&+R9C03Q'/?[ ->^]JAR(B=/44+/A+3CR6/J
M>?!6E.,IN>M-@?@H/XE?Y2GRR ,O1)6'9C!A.0>" :Z'?9.R(35T%FQ<9W=]
M335XXB?7V)%W#0E2"$><UA1K["AGC( J?]8X*;)6OP%&EIK>>1O"M2_F'-I)
MMSX?,(@F*_#&2)O*.P&+-QE$!JLLG_  =\Q\%1_@S"F@]D68]4IY!&76(P)(
M]=(5]9Q:FCPQ1KOJ-H_15)U9.<#627,:K,^T:;TW5-QAO\8M]O7OK]T":EY1
M=UY<_8_;\NE_7A?C%6OC']Z2-?Y56/["/1OANV<"BN=O29&P+"[X1EL&B$1
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M1=I35.RL&'K#'31*4BNX T0E=27ZO1A4(%RR3OHK!UK:8Z_+1CV5[G^.GPY
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MD3%]T 1#,*5TY:BOA3KD['#)(?64>;MAJEYJ'1$75%E(N8?&4W>04\<?_"]
MVH$)5"-,M9ZR;CM,E5%' #9 68HDD5 *5.(7/3XRL6XFK6B]5IAJ/7S[OC;=
MOWOE"]/G'P_&86PI]58PI97!0CA>2L:93FD'>3O,J:OE,W>E"<#V31GWSY?H
M=E3GS ^?#\1)I(&5T6LJFH^C.-]8*9N#;F*EK+HE30JR4SNHLT9)B8PET=='
MG C,@#HNWMBF. 4CY-4-V%>=Z*TOUK[=?,Y6)G^,>O\<I]B^1E)$KWAW,UM_
M]HO\VZZ@QA'SH@!R]CZ[*\JHSA_F![-B>?]Q]L\%<K?Z/0$I[SF->C%4>0,T
M=+)T]PSE>K+QDNT0+!^/:H:F^9_+539;%"5P3AU_KM5JOH[+B]T6-8;?Q=_G
M]WOAFY$]X=OBZD2@9UX;0PWQ+BY01^V:J/6)F1,#4;X_!0U-_+.3^^=IG<+W
M^E\2$//86T2()M$CT 9Y94L4L2$I5SNCCDH=Q\K>EEY&87,_"9/=^PB]NKO;
M%X+,[M^:5]&UR/=H[*^/XAA%W;0H=-7;R7:_,G"N(I[&<&>L Y3XHLM(B; E
M*7;]K5W IS-_)%H:XC;TS6RUVOWK]\WFS[=$FA$K=*0-1Q1RA"60;-=T'6F@
MH*N4/=-#<L>IE?ECKK/GO-W;(&^B.B'Z(U]N/J\O+UOM?$' V#IOD+ (,<6=
M!KZ(#=@CJ*G\%2YWVN;:I9R2OA0UQ#KUX>YS=K]=9&?B-GZO7C\SBG"(-8IN
M!2"130P3SZ07 @A+!,.P4A9Q1T'[96&F]3/]ZMFBJ$CQX7.6G3R">Q[Z>3S(
ML]EZ_FFY^^RU.(SNOC0 3R4P6$O C7,(&%\TJ-PCC3E&OU>YVIP\5\IK:.7=
M<KD+JW"TC952!'M0M%JGSI62PJB4:=%T#)2I4]ZBGG9NN;R%(PQ*CCR%4%JH
MA9#L**FU>&(-0]M1>IWR%O7P'2(?_<.WV9=:N>A/#P2AC(68 D689MX)#B@Z
M2">M2VHP-VKVI"CZ@L_0&-D;ST&'R!(5_1SLL%(&*8](*2LT=+*WXBVRJ$V
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MKW8P>4M1L8D:O<2/FECVQ8MWI0X^;.(F4T87K'^Z)W[U^.7R^E)GF""*2G"
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M !UM#&CC/QT]KOUIE?Q'R*1A-)]WIY"&?#+YXV.V*L1ZG\T6;EV8&;6(57V
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M,*$L=@8@SRW'Y2DW+=)0^G1V)LV\=A71_^'P4VN_AZ=?[F2I=$A\_O' $/3
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MB8/"65D:L3P:M2FG=B-,#AT5<Y*U,9"1=R.]-+!EC'BH 9*642*$5:49PXV
M*9OM^)D]I.LR@/8:+IRG//UO\\WG%_-__>,"\.*]=R*7]VSEM=G\>&UV9CGN
MZ^N#P0JZ*+B4SD.LF'26E&#B:.)/VN[LBXCYZ!4[[(7T;G69UM6Q9M8:8RAT
M(#K-UK+H,ACGG=7>.LHJ;3$=2_MVEZCT_[:SY69>J//K<T$^1OQU?(&_JP!0
M;:0@.)'>132X(TXPJXEQQ@-DF")8VZFN-4GT.+>3=@)Y7U;CLV8%-1?D)V.D
M"D%;_9[@!6:4 2"\ER+:/5X:7^I,8#/5ZJUMTG=(A=S6N7>M];>=;PK68V(4
MI(@[%ZU\[1BU)9[$H*FV!NYD?1Y$)2WY.O<GS,WSEN;5U;CMKPC8%[U_+'".
M,"2U)0Z6H,3-C:24/AACUE";/!U8%X.OP2\/-E+6V?.C!8CC=L2MUL@Q!Y%F
MC):*<82H?LI9W29'^X-]@,"+D_6@ZW#PRA#!>$H0U0)RC!1F2',/CQ.2TI13
M^S%F'G5*O':Q[NV,Y5]Y?O]MOEA$H_I5'&3Y:1Z7[/TD&NR,Y<([U:I54VN<
MH!@!S#L.J12$QY6!B*@H*@GFB@-1Z<1A0#RJ+ SU!@J>&V:<B,X2!4A3R)BG
M)2)$NXG% G;$EKQ'%8QAU2C_]#Y?+![RU;?9ZG[H=)^!UA.A,,<.8"4$99 1
M =E.=2@JTRL\W'KR+*?K(-&U])XS3P2!;+2?#(1,*N4DAMS:4D8&[*^]0E35
M_]ESKQ2L>SN>+6N9Z>UZOLS6ZP_9I]T]S958X8O/!2R](I 6(2^84NBCH2Y+
M605S$^O;EZSQGQG4(K:]\6C_BE?#=G_X7)"6"&!HL>-*C#QB<:KM98$  )-R
MNC-&GK2CUY_9DH!HPT-$DR_7V\=LI:-1<2EYY>QG0_3-)(@6D(1&22@9AQJ7
MKPFYGEB6:$,5Y>VBV%C9C_&+BV3[:NH^^>F@I-/26X*XLQ1"HZGGY:LZ""=6
MIZ\-A;>!8U^K?[GOO:X0WO?BLP$:JYT5#FIA5#2Y&&>DE(EJDQ(K,$9NM&PM
MI.+9-T<*Q]+O'<L*+'GVZ: 9=)Q'QA/#D%8*&Z\.<D&/T<2LR@2]GF%(<RS[
MYD@%8@0DN(V+H&(&&L.A\LS+4@(-::]L^)*MYOE]M.]6W99-2M+D&5;4!+)O
M*JB[_VR+S!R[+:Z WNV KG+&<^*Q( RW!$,2@=<<,(&4*C=B&,VGB755ZX(L
M+<#:-X'*JICJ[JYH(5%$^M[_>[OOM%3%3KGX? !QXF@ M:-8$\:,QPJ5LBNA
M4ZH[C#".I@M*M8GO*/<IA7'TJ)@RQB))#63BN+PRK5+VJ=H1+/M]RBWO;XXE
M-6$<PTW*3S\?^@+NON?7O%'A-FX/UGKN();,46:0,9(K&A5+XL\#QLG/E_--
M]GK^-7LAA]]N"AF>*<_]\R72(#/;53$9HN@^/O=A>W>7%;%3GWP4?+;XWVRV
MJI18T.TW!X:X 7'-Y IK5TP6;L$!<^25F5@U@X[X^+)9RXATUEM@TWFI3\C[
M)JYF'[]EBZ_9'_ER\_EBOF?2P$%CCIRF$FC*M5% ("U+M(CMMP-W+Y5/Q\&]
MZG.B?26.D_(%D!^_Y:TQ_3!><)@3:##@2GHKO;+(ZQ(;A7E*IZ01>JW3('@S
MW8V8U_'K+]:/;39B(-IRPK3D/F*/,02*B1(?JAB?EOL\(6XWT-YXV>WS[<7:
MBXT&#$X 1 $P%!&!A8=0*7Y !ZN(V\125R;#[0;*&S&UXV?;I7;\;  ,".R@
MY09*SP"'1)?;&C96I\0-CC'C93K4KJ^\,9RDO9FM5ON\]U_RW$P(H11D&BK#
MM;98( 4\*@)\&,=65/)PQQZ)S!ADABA 9#0I"-1:*':4T4RMZF9'^J\8B5P/
MZQ'L;?K['[-_YZM*-8RKCQ(H\(XAX86VD !'!(Q>V@$'X7E*5>,1<BZ9#=5W
MGT2D1\"XI_=_,WO,KA<CKC=2$% K:KQRWC"M'&:&'3%G**GZP@B9UPE3JK.Q
M!0WTQ<A=X[L7[W^M-\"%IX)5P"#CE'5<.5LTI->EG,(*6>G.;1),2V/!J?:6
MK2#>,"@[RE"M8/#+#P;BH64"2L0HCN9#T<X;EB](3%(CWMKGR3WU/.V4%*W
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M;!RM0OE>D_5.I1N>T58=:)*_)'A:I,1X)ID05B%ND3PBB2S^A2JJ5N94M93
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M*+TSKB+HO48G_ I,;$$+'?K(K^.F=/<]_NF/V:901[)W?'K 8*!CB!HGC#;
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MV?;AP'KYJ3B;,-'G^OZ0K[[-5O?K.+>S]::0ZWX7+7]F84P8,0 (%5<* FT
MM]PSC5DI,M RZ9)M:B1M0)33/1 [UE)?2_$+B?Y[MMCN6;!8Y-^*0/D+RVR%
MIX,CCF,,F%?, ,<<<HB6<AO"4US-R2VAS=G9G4;Z8N++%_U9EA+0LW65F@X5
ME)3:[2JF*(D9(%80O4>$ :A\OVVB)L_1CM4SV-+Y\:E/Y.'\^'VDQ.IKME;+
M>W5WM]K.%D63YJ_S=13>YZO7^6Q9;!Q5.YLE?TU @E-%!1080F,4 M+($DDD
M?<IB/,(NR$,3?4#5]34)SN#Y\?-L\S_Y=G'_ZO'+[&YSC/>XGN3>;,"@C#:2
M(R(YADI&D(RDQR6"P91[^Q%V61Z:V+TH:6 *OUI&/483_NWRV77:]8#T!J-%
M7#"&V(FB/@MPFB,E78D+<2 E[&R$O9M'2MX6-31&YNYVE^R^)>8>1@O,&P&1
M0-@2A8D0R!)2XF(@2ZE'/\(<H%MB;C,-#1 D,WN<+W>Z?Y<M9XM=P^.K5*WR
M>-#.>\<-@H )SZ6&RIGCG(4R)3]MA!D^0W.S Y6,@HPU*H9?>#Q0*K"FB)KX
M"H08"@'D!\FAM+"?FLV_R=A<)4,$;^UN5*84LH4LBXXK,YPX5AP_V@C[/EX.
M:"5,I1H-E2YH/MQ]SNZWBRQ_.!$_&M]MA^S'B*6.P_U]YDZFWB#!:&HX@@Y8
M[HDD%#"B2N&$IRDMH49X#=.*FO.>P.[M8OL@Q-N=$/DRXKA^^W FJO0J!UL8
M-7!IE? 20NN+_H'$"DA*G"2OU@W^=FY?VB1E_^CWS])JM05JT[3^L($"ZQPQ
MA&(B&6+ 4H)*I(SR*4<@([R!Z9:GG</?/U%?G*0710?GL[^B.(5)UX"CM48,
MTF ?5>*CPPRDM,@SYTM\/*0IU2)&>&_2+3V[1+Y_9I[Q:][GBX7?AX(T(&?=
M00/A6"KL,;-QZ@J'")"B1(EQD7+6,<+KCV[YV3'X0SB29T2:7DZ0-9*!N($1
M#AB !'* @)426VSC"D(J18]W(^M/M1C.L<S]<[?8WL^7G_:A#T5]AJBC9?S%
MQWQ_F+$O&9UMMJOE<TY> *SKKP[8:<<%$- J(Z%1CCA5HHZA2=D=;\SSK<R_
M?-0J&O@"J_XE5< [PU7$_R3$>:"@@T?YF-%)[:#J4G"?*?IA,UMM.B7B>$A3
M[9ZJII(&OT6]6V6S=;9^GZVWBR+&UT<-F.VJ4,V[,AGX7;Z>7RM T\X7!""-
M)QHH_/_9>]<EMVVE7?B.=N%\^(GC6JYR8I?M[%7?+Y0RP['U+HWH5](X\;[Z
M#Y!$S5$229 41<=.;,\,0:&??M!H (UN0Q@F,*5%L3OT'"!2Y5C9$6[E7!NY
M^]7FA<>"+=X2;GO=J(N1T.CUP4IOF2 H.O,T+@DI4NJ G/1HF&#=H7/F7MMP
MZ%.E%QX,GZIR L]E>S_[OHZK1_7]^V)^DQ:(NXI<\5OOY_?SS=DT93U\6I 4
M0BBQAP1!PQ! 7L$*U_2O0;:M_ADJH]'P**>1S\5FLRCNT[G*?^:;;_'YI)2'
MS;=RM=T0[&H^.?<Y<?%&K2/2$(.A<]:E8F85ED*YG /<\580N+;1,HANKV_]
M*^/R23OETG8G,Y@Q'?^]DP]J)'(",1N'$._6OV[9;_;@:R-N0Q4-MDW\?CN:
M+K8'O/OX&MN^SQ\,&A"&I)'>0.T<Q( Q;*)B)/!:*%8KL*$OB=;KHGB\&;SM
M=YWSG],-@Z>>8T^CM%H"2@2F E82(R<FEF&GK;K+'C$=>$P^C3=Y+H$IUQ?/
M+]MVX K"#?$22$/CB@\KC?1.D] B*UFM2-A^)'J-\0FI7C\<)'.(J<@E+Y&"
MA#'(2"49$VABQR!MU?HRR6<NCH,=^4=?<A/]\?LZ['C]<,#81-."F<#,*,^%
MX_0 $.1^8JED.F)'-H[#92]8S=,BO0XY7CT;")/<R>V.L*= <2",/C ^"CNM
MZ+>.N)$+XV"&XR%V,G;Q;)7.YP\&+Z40SC-(-26 6"T(K*3A4N2$1(YW\ZXK
MNY$#Y5#$J&,K'LGM)-"&"* ((2F\"%G.]C)@C4B.=]$\Q*OW[,X=\: M? -[
M^E7XX\_?9IN'5?R[BD:[5B>?&0Z=M%IIK8#A#B&5KOXKBCUG2+6ZZ-.'D_\D
M[O3C[.=V_] ^U E":_*: (75U$;>0@2,1E9M4Q_LT/#$32S;<ELJG%P8=(KP
M< ;^]>;#8:@_$>/W.**__%4L?A2_E<O-MU/[OVU?&1C#<?&DHMV4C"&&!(3"
M2,D])A([DW,1:(0<[(<\-?:6>M#%V-B:\LU^^:OL@*3[-P5'(;&*"2TMX4)!
MJ*BH%"#R2G>/<&D\*FZV4\$H*1D_^-3JJO&[ I 8<^S3T2&+J"#EH8_#E'H9
ML:<TQV2.<%4^/EJV4,(8B>G+AU-EXYN^*D!N// (4(P4Y#*N9>P.$84LU2PG
M3&&$=]%&1\L6.FB99;INK]1=5,,)IK5^5["$,<^I!MH)(07$WJDHIHQX,JUL
MSL0\PFMEO5)M*"6,S0)V8/E"=)$55]X;KY$PR FDW1YKZP%S0P:W]+_U-2J+
MUQ#[4;#OC^7M?'V3HGU2FM6;^.C9C-&MWA<$AHI8B'D$0Q/EXD!5%3:*UCO*
MOI[L=Y?G94>*&(JD1Z1HO*OX,R"IL2+IOKM4"GF;JL_OY7/$V)RCH,:I['X4
MJS_+*5"M&[ '/BD833W'UG%[PD &O+:<D6TU(D]L]*/CI$*$,$1?.FYOVUU;
MK&]6\^^'1"EG9XXW6P49Q2."&Z9!"B!%44Y:R2J)GE@ML[:*?G,&Z +0H>S\
MQU4934ETFQ:SY48M;]W_/LR_)S.E?WZ)'3E31K%&ZV 5C\:-"B^X<MXPH!BO
MY/8F*[W'*(G4 0/*OE&^.+M2O\^65ZS1.@!F.>$6 B< T9P9B,5>;JF9SEE>
MC9!=G3*A+LM:HST4RW:9F+9C[O9+N:V\OCY:R?%\H\ =!<J+='E"8RZ P0I6
M4AK&<^ZC7!.GVNB][ GDEE1:KS9/:!2_>DFA^*WP*27Y/3+1/?MYL, 9S)!)
M!=FQ<P@1!PY]!EF)_D9XUM?E5):#8^^Z/VHK7CP1C.9."4 5X%0HIH TI.HW
ME%,I\=I25R\UW0JS/G7]VWPYOW^X/ZGM9\\$["2.\L8.2^\L4UJ;RNPISW6M
M]=X5Z;NIQLIN<.M5Y[._S^O\Z3/!$I^.:HVUG#H%(<-8'OJ.LDXH1V3C.]%Y
M!F[#[K6_G,/>UZC"?*9E@,P+RG7TBZ $&EGL#H@I)%7.PF.$ 19]+&N[17A(
M1I6KY_NOZ9)/2K&]/+^?>*YQ4(XJ'D5.8?]13THCZ@Y2<S2Y?;>../ &MSH%
M^C+G+O\IYE^_;8I;]2-^]VOQJ;C?7?\_R -/D*WIJX(WC#AJ(8YXISRT'NL*
M$:T GEB2MKZHUS/LHR"BW1]EIMSL'XO537'R@+KIJP*-+@,V2$K I6<21R?2
M5X@8XWZ)N;5G(N;#?O$]Y-^+4Z0[U2P(')V5^"NE+21(,,X\.TAJL^ZL-@Y#
M'.),NB^*=0CRT'3Z_/#G_Q0WFR_EAY7Z,9LODBOK7[H,]2A6]U6!&,$]Y]9Y
M 93RE"MX&&!$@6&O05ZM7>L9]H&#(CX_?/^^R_XU6^C9(E64__RM*#;OEG?E
MZG[[ZFL-EY!"0^J=B?,(Y08PIP'=7EM%U&CL:M%]".?F4YH9/]S]L2ZVYQ6U
M/9D7[8*!5 JFF 2>2V 00E'LO;S.\D&OJ0TSJ[13]TD_)0_4ZPN/DT!1E.R3
M((2A[9ZI/,C'?$Y&X%$NNGJ@3%LP+VCIW^\2/%R]B0<24,DCYAY *!PDENXR
M$V#BL?"U@GMJW2<QL_4WORC_VCD5)SIZ_.% J1),&H M<L1#A:U&56>) 1,Y
MOLO55-DQCI<QR56P;6V+7#4(WDAE-9;4&.@ACQ^F524=DH9,@R5=J/>D46Z)
MYU!L>>%F?/@S)58M;M\MW=\WVZK/KU82=2;YC+=&G*C00EAITS65"+E@N[D0
M4V"B.J;A"/3 N^% ']AAN' )[=8^ <' 0Q+51E.JB)2*V.RR%9'HP,M:N5Y[
ME"AE5*I=UO!(BX ]B)ZE(@2A5-F1*,=4):-5?.*N1%T%'TMHE05FRPO);Y7K
MW!F@6O74ZS8/T80I X"#$F =YSX-':B$\3CKON>(S'A'S.@1V5'<YJQ2HC6P
M-XW?%C0S@"O@!6)*268X%JC"!9NLB(%1GI9U9(OZ!GHX9Z&<+;?C9XO,Q=R%
M3\5-,?^Q=5EJ^ QO/!V(41@#ZR3Q3%"L =X7\L9:6X@OF%U["_'OY2;Z9*O9
M;1'!WL:R/Q'BL53#(GJV:1<_>ITF#IOYYGVYKIM$O\./"=HC@2"33'$0V2H)
MM+I"DQ$_D>#53OCTTC9<3@T7,AI/L_6_6_XHUIOMVOW=<O?C2^].YIL6IF#T
M+(7"W#L-4C$4$+^,VHC+/4UQK2L]_<AFYZOB9N/GR\BBPT2T/0@YB'%"UAJM
M _!QOK)14F\ALM0RC74ENS=9$<U78@AJ:[_L&]VAO-*W>O['\NO#;#5;;HKB
M]E.QGM\^S!;G#CP;O2=@KC!14 /(.:"&.L!1A84P+J?*RPC7/GTSK2N<6RZ8
MW^K2NV6<3&:+=\O;[0_36OZM'?8FS8. VB"LXGP</6GFHAB.5,)(BW/,TPB7
M+UV0ID=X+VF?[%Y3GXM%_+RO'U?EW;RI;7KS'0$B0QCG"&M/"1<:">(K#*#$
MER@E.GJ2]8WR)9GV>PJOJKS<O9/;D&AOO2*H"*\EA ELF"%QR!%0V65+)<M)
M=3'",@=]LZP#B"^TG-I^]>]B<1M7A9]GEZ^$D+]^\A #PB6ET*DXFJ,./+28
M8*J\  3[RZV?JFH3'^[4S3:B?;=RKQ1RH-2C5.>R(K5\8Y#.2:FB":0,8N*%
M0Y'^>XP\UCG9 :YDG56;)2\KW@R">$L_./7B8[G:W)6+>?DE^N/KJ(?UD7P1
MIQL$;*R62&L"/3>"&ZJ-J#JLHR33HDCO:BU[ +U3EAQ-<72N2>RTA]0"#B23
M,,YVG%/TB,%4=F^[TMQ9(K1"M4LJ?%@>3S-ROE$ BFJDB0;**Z6(,!28?<>E
MUJ+6_'O-=&BJOW.$:(MLEY3X\E?9G!*'1L%JF^K!06N]L8(:(J6O.IX"*J:Q
MV38<)=HB.]1"=C]=IOV=Z&X]I$71F>R,1UH$@Q7UA!O+?"I(RJ*\H))/636Q
M>]Y#>2'=HCX4JQXGW.7MYV+U8YZ@^'#WAA#KE ]N_?:/SJ9R[/)C G.$(ZR8
M2M?D)06,>78PV1!,9#+LC$_E:%31<O;<'G[$#XT]..RLW)6K]6QQVJ<ZVRY0
MDY*O"R^$DLH8A[2W^^XK%K\W+29=1O-E?PIIR2=3WM\7JYNGO=AOU)VDT[EF
M@0%H@=?0Z[3=KZ#EJIHQE'1Z(A'\HV%3Q_H8:L9]YH6D+>/4^4?GXWV-W&1U
M7Q&@=T93SX V.CJTAJ32T7L$M.0YC!SAV>K0GEY/:A@L<OEY=Y^,G_,E9\XT
M#1P+#B.0B@NG)228&5U);/#44BAW3X2W(A*[P[OEO+F-@GRC*_LI_"AK:K<-
MG#'%E=88ZY2/C5I)J^E?2\ER//L1SJ"]T:8OP"]TG%J%XW^X>WI,7&66N?:C
M54BLY Y13J6S1DNFH=* 4P4@DX+4FJ-[.EJ-/-GZ;E$3;QW0KU_$0E97?K^4
M>O_=XK9!>? ^/BX Y!'GA$7/SV,?[1EP0 -A*:71K60Y>UTCG(BR^/7R4/;R
MZAC*$^I"U"]_E:GJ9=\$KSXF $<5!9)1)SV*T[V/+FM$4L/HL )%)Y*G>JS$
M;JF&JR)T*F$]"*4/'Q0<!1X#!JW85AS0#(D=FB3^]CXG+^,(UZNC(W5;15P3
MK5-9XB%8??B<8)WPS!!+B=<.,1O_L#LLT\$BS[D1/L*:YV,C=5L]7!6GXQ^#
M<+KZG("LU3HZ<A$XP8B3FD*VPU)JG%?4;X293$?'Z99ZN"9.?_E6K(I9*B;?
MN_M1?5"PGD,%H; (,L@0L8:B+9H4 *!@3E:7YK7:?SE6MU;$-=&Z9S('00TS
M@BK+4V4]X1!6:8%M%%+:Y96H:U[6_2)74"Y)X8;P7V@_=31UN/,W3R7UPE #
M1%QJ:XJY(LA CF T&>G<]Y][*8LBP#@>('!8*^B5E()%)V&/D>?2Y2RJKV0+
MM#9+.KJ7T@SQEM-7Q[5-&;","$^MHE9HX(1V%48>>3RQ,MV]:_;-NJ?-,.Z=
M%[7KGKH45^TLE1RDDD0\55"H^@T1F$@&D9:Z.E+WM!EF?>JZ>=U3KBQ%\;<Q
MV&''1?1I?-5W)?E$9HS6&CM:][09;KWJO''=4X0M](XHSAF&R$-&!:WZ;CG+
MN7 VHO.D3G2>@=O ET6>3F"'"R^?BZ_U+X^<>T,P@EE"G3.($>X]HC NVBL$
ME9Q83?2A_(9^M3 B%IZ].5+['<%*B8F 1*HXIHG'.JZW*PP($#GG+".:M7IC
M1G/FM<)]*.Z9<KE^N"]6+SM]=$JLUS!(I9EC5BF%-2>,.4A))2W@]3()3HIE
M35E0]@CW<.2JKAZTH-?II@%@1J7@(KJ1F/'H643?\>!00&RG-:$.0;!. 6]]
MYVA'\^@DM"!/PS<$3*,LUDMGA)?1K]4T#IR]2,[9'&=^A'$T_7&H7]POZ(;%
M?R5]WCXFV-(_S6*V?KRE]?3IYDN%YN\/#C-FB$%$&X>L,83C@Z67=&J<'<%"
MHG<=C8K?QR5KLP1I_OX0K8(G GEI=-I6)([R_4:!PPK2B:4'&YAO;=C>L<8&
MBT+8/*0[U,E2G'4V7ST;H'8,>!WG/D0QIP1 92J9+"*#LG"(&K4#,^'E 6(F
M_MD7]4YZE"\?"X!"P(&+<@H6O6++.)95Y[1%$TL,<QEJ= #\4);F2;J&WZ*_
M^W5VXLCP;)L@/70:8T^X=1#(M-)"!^9S.C'_[K)VIRLM#,6T?Y?WA?O?A_GF
M9ZUI[:W'@]?046N!E%![S3CT\B 9P2HG@&&$8?:7Y5<'"AA^JZX6M=YZ/!@D
M/;%($V$Y(50 YPXP09QULC#":/?+4JL#!0Q]Q%"36"\?#M8XJ!!D@"JA#9>2
MJH-4G-N<HX01AIM?FE:9\&?N^Z;/_;(J'Z(DM[;X<Q-GZ,WJX28E-EA^K;7O
M6^,-P2L $+20:R$X%48YDD3BP#(!@,LI!=D\^GNBC.I7)RUIIAXVY:/E?+95
M_:F8+=PZZK,XOR)L^IK #:&6.@N!150;IBV'!\,<P<P@G/B'<(,I9N"=V@YR
MV%+K!:+$"B$=)TX0P-EAQ2Q>%FZ_=F__0J<%F:@/Q:JKS&&K@%#&Q5\6D[A2
MHI* "DDI]41";#OC4Z\Y;!NIXC6IKT<-EX'MRO>FALS7Z;751DA+## 2,^,T
M)X?Q$.&8UD;#T+-:3VH8BHB/%T[5S?\^S%?%/@_>DQMO)SA8HW5 Q%N#M%8.
M:8(YHE'F2FX'()W:X6#WA"C[!GTPLJW*FZ*X7?L(6KH974T%==E6HWDP$F(!
MK5<\V7=!D:0'R06@$SMN[)]LW6,^&-L6Q>W7XO8M;R/"];F(",?U[>+GI^)[
M=!F*E]A5S<N5+Z+Z9XMT/I&>T;/E?].^S"FF]OS106M&/3+40N6AE(A([PY>
MC<$YAP<C//?LG^7CTM?5C9!M[(%:K=(EN&WS(<;&JP\-!#,G*> NXDH-BK_A
MX_X4QCFI=D:X?W,]HR)74RWWK]\7ZW51?"E6]Q_N3+D\E@KDV*,A@@-IBN!&
M3!D0UP2I;$2U&'4FQY48X<*I-SIUA.]01O&M-#WOEA'_8KUYM[R)EOV$<3O?
M."!')?%:@)0N$"&LB#ML3Q$/<S;I1GA V[N1ZASQ"^5/^OQP?S];_?QP]_S;
MASLAUY]6"3O+- ?60<4D8-Y2#HPG@!(>EZGUD@'T%/T\FK1*G!GH@!.*$"B<
MPI!R56$$O)E8%;HLEG245JD9XB.ZY-Y1J@6I_#9?A1#<.1]Q5\[LY==2JHE=
M/>Z=)2U3+333PHA8V&&J!>2!5C;E%1!8*.#B.L!5& AD<N*,1LC$SIG1.M5"
M,]RG<!M>48\9 -!9353\(@YL7TE,9-;"[CJ9UI0)36_#-P/\VK-Y,$R(U8@1
MP  7"F.1:GCLI(7<Y&S.CO (8@AZ=0CWJ.X/7_Q^O+6.,BZQ4X(*@JRDK/*V
M#7!D8K7Q1N#]]:ZC4?'[XO?CD>78.P(Y9YI*#R%"HL*.$SQH\,%(0HF[XULO
M]^.;:>R:+GP1P8WPS$J$G45"IDQI!URYS\G!=*U<[(X-=2Y\-5/ \-1Z#+IO
M0+"7C4)<)"*.-" T"B:X0E2BO926>IUC\D8XI8^%9IEJ:'G"N8_%V5>T/74)
MYXTG0_2YK8LFG0H+%&"6:$*J+DJ<59EFA$$DEV%*-]A?9W(&P3&+II9@ YD!
MV#&@;"4CYB@GP_L(PS$N:XFZTL(U)6? 1--481QZC8#DD"MV,+%.@9R3]!'&
M9UR67QTH8'AJ-:#57B*J/?46(V0@CLL>'6?O@T3*N8D5:QL+I5J!W])E>D[D
MW86EXO;/G]L8M=,^5)VF01$)A!7..^=EG-XI]H\3NX0YJ[S)WI9OXU3UH(Q\
M1LV717EGHGKFF[;,.ON*P)S@P$A/74I?" A@LCI,<<"0G%O*D[T>G\FPKI4R
MV#7#ATUY7_XY7Q2UO*RW'@_(*[A=I!"+F+< $@AWD@D,J,DQ:/(?NG6N@*&H
ME9DQU,2YGF)GH@/)&9/$/,JDH,V*<P/_L*I;^ ?;"=T:6#-;W3X)##R_%7J\
M5<#&,2,4,,#+5)"=,@DJ.0D268$>_^RYO]P,[4P1F6FQMA/SY^+F(7;HTS9L
MNE8NK&/-@@?,:.0AL QS1SEQ %>=9UAFL:CQEOKUY#=NXW-UK(N61*IVT+:!
M 97#5]UC.NW)UVD:')=<L-AGJ9T%VGJO*B&(=CYGEP'^L_->]JJ-EI3ZK%4+
M-IUI%2C3#BLLI)(F=M];(D35=1._F4.D?[;8R[X4T=*AJE6D,UG0<C&_G6V*
M6[?<S#?S8GVB5O.QQX/$%%JHH(>6( 1D7->J2B*,6<XQ\@A-U%"181U"/C2)
MCD9LG6X0'$Q5"3#1 FH7QYQ1G!^D<G B)4JZ4>P9EK1"M$^>?'[X<SV_G<]6
M\Q,+M;<?#$1KXDP*"8; 4*N$=+:2@BB<DY;J"GC15)5EAUA.,<D9,I1K90SS
M&B%JF7!H?W8D*! @Y_+0"!VAH0.9>U+#4$1\?J7ZL=__6I7KM9FM5C\C5NH^
MB7B"BPW>$CCR ,7E1!R'3FD-)5"LPD$PG%.79$3&K3]ZE$-!WW(Y]Z7<[$)+
MGW3FW\4BK0M2EJPCR[DSK8)+RP=.&4"2>^2%A8!677>8Y02TC#!TLS?6= _U
MA7)"?'F6$>\*4SY$OT9"!I$T$5]I@.-8:L"I G$%;EVML\.>CJ^:SZ 1>1T[
M\]]3!UWMWQI9K@F6DJ4K%QP[8Y5Q%5:,D*Q-P?$-_BRVY*=^:(EZV\V_0P=_
M+S:/.U7OEMMA_N4<NYJ^(G B/12,8"Y3;1LFA#\(I7E6A,@(YY$NJ-0SQ(,=
MRL>I;9ME.]+^K<1(Z^V?CX#]-DM5138_SU*PVP\(FBJ'A6=40BF5H4XAI8%P
M)+INGOJ<M?\(-Q<[M7674,!@[D]U7I/R9D:)+N;YO.A'#>_G2(M@C?:."J%2
M82CA.0,<*$PEB3!SI%IY0"?/+ \I^#_-OW[;K,_-*^>:Q>449402*R3C"$&=
MSO K 0B%$\M(E:W&-PX?.X+V4H/0?$MI.^,R:I'V+[^4OZU7Z[C47L6FVP_X
MK=A\*V\OG9ZNNQ'+H1=4Q5^<< H)]5(Q+T0TCM QSFJ=5_0TNU=$4NMUL5FK
MS5X-Q>W_G2T>SN>DJ]$\. (M\]&U40Q)[)707E;20Z4FM@K)YL#+V;E[B ?.
MY]!!%2T%B7.>.$H9Y1$N;CP\R&>RMN)'2*%N55ZS9%8SB(>BT#66S")>,$4(
ML%Y'CYQHZJFKD/10_2(ELVKSJ<^26<U4<9U7HBE#',<%G_: Z+3KY+C?R^@M
M<1,[%[H,/6K?C&ZFC,'V<$Y/*.]KG)K7?47PQ%LH"):$8,T8(M:!"@&%0,X-
M_1%N%/8Z5?>$^658][+W>K;8UOPI%PM?KOZ:K6YKL^_\JP(BS%IIB,?.*<(%
MM**:?;QV6=O5(S2*W1/E)!,[QW\<C&S-OV",0))@#@6%G%F")- '::T?-"7<
M]V(U+V\_;V:KS8"<ZY(2C;C7$/NVIVW/^C![[(,IUYM=D(B9?9]O9HOTS6/G
M;8U>$B"R!GJ/&((6$1H!$_L- P0\!#E!KJ.?2'N@4^\:&(<14[>W\Z3M^K[<
MT3<$Y$STC:GE:?.8.&0]EI7\VFDQK2.UD1BTMO"/A'Y/=O%A>PH^?4L 6#)B
M (+0<VY3XA9K*QP$HSGE).K'X<H=#9?%U^V1Q2_#Q@Q-C(.1[;TZYK022@",
M/<.2@N0T5])::7,V5AKG MMY=6YY^RN0KB'R0_$L]6VGR,6B_"M!$6%X=_]]
M-E^E3:4/=^GBX-=E$N/%@JS>(K>3]P<CA"8$P!2!!HBUF(O#K(%U5GKJT;N-
M/:Q\+Z&4\1-Z;PIZ(?/^W0$#3WGT>5)-!\2H L[N-V<15,H/6D5JJ$7UP&SK
MC.OM=#9^GG]<E3_FZ^2-IT=^%.E^7"^D?^N#@G;6$N@TT!080;Q!&%9H0NL&
MO;LQ1(Z0:V5_!\H;_U 8PN0SZ*S 7CF#G.,0 ,@.F$D-<@(#&V\X#.-Q7ROE
MVVFLC]W7WXMC!;C/-0M,(0.43?>]H, L0J9HU7G"9<XA4?/]K>WELJMTE7O
M>DR!J3Z.ABU"4XM*-9 *:Z"R%!!B@3? <R.YHH1I;UVM'&0#Q2L<=- X(/5Y
MR^"X(P;SR&GA'.*64ZTKF:&2$RM-FZWY<P$)6>A>7QBJIMX[(*+=BO])1SGD
M9"^?@9IGY<8:'WLZTW;-"-1FZ/X3@7H\K@T)$$>WP0A0 XS72)A*,T9B,K&0
MP&P^]1F!VDP5UQF!:@VSA&AFE-3: N0!,96,UF1%*HR0;I>A1^T(U&;*N%@$
MZF$N>=\F^/1UZY2"D2)$#71:$1.7+@Q6/DW\B9GZN4='<W/W2(_C%+C?:%/E
MG-4(,L^LM9@B!A ^(&+4U*--<SB2&VC:#/I+D?& T-F,8&=:!@VL051QZ$%T
M:! FS(E*WHAS3DS6:$_%^B/%&?;E@7]YLK6(!7S=.$3\O.(*XA0(J:3T^'$L
M0YU%N='/K!<A6TOD.]E=?T7ZIG'-IUX0HBL"&('1!1$.<"F9.@B4[@I.+$E+
M[U3J%?V+FZ]M-O3]COR7;[.-NKLK;C;GSR';O3 @E\J9TKC^4E(X[15TMD*'
MPBQNCC'=Z\7-7)?:&!57WRT/W\YEZ9-7!:\%9LAY"Y6A4'G"$*H0(<#EY$ 8
M86G:<?&SO1XNSLSL%0<"$EK@/;16 J A(>HP:W"F<X[,&M>O'6D8=%_KC6;0
M7^K0W-V4R_)^?A.%>+C_OO5<_UBGTW.WWLSO9YMB-YSNTF'Z=$[/K5> B52<
M$TNBC;10 HL)I@H*;VBM6*5K.SU'EG(/D!.:,PJ-5=ZP2F:.]<32\&1KON'I
M>3-T6TXLM6IP?$J3WHD*/X>?!V\P](Q3AY5GABI'E:KZK!S)JF,W/D9TIL$R
M'\O>]7^R^,J3)P*'@DEK$+= 8T^X8.+0;T#L1/(=M=352TVWPJQ/7?\V7\[O
M'^Y/:OO9,\%@JYC2P@BC&*+"2(CW?9?<JXFD[VRML;(;W'K5^>SO\SI_^DQ
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M_>'N<$LZ+7?FRX=T?UL7:;=(_WR\3/T"B0^KMZZ$-R7R\!T+U'+HA%>0"TD
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M3BC 2,NXOJ\D(5H-FL-DB%DD2YLOF=$>R$'=BB<RG_,MGCP:/% 86.^%4I9
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M5VL#(1C),:<CNG]P 3KVIH,+,W$?C-W-XNG$RP(14! C-*408\H0BU#L49'
MXYR;,8UO7 V67.H"RZ?N=##8'/[$O+];KQ^2-_+AKN8-\?.- U/2&^$8 TXY
MIB%@*'DN!@+$+);#+(TN[6)V0HN74W37V _%N(,WO*[-LV--@D?42"D@=)Q2
M!Y D![]#,B]S0BKJ+V!&X@?V0;*.@+^L,3/E_7VYW-Y=;&S+GK2-W@NV2!-M
M!$IG!$3R0UB<=)KD1!^.Z-KR:$Q9>^@OL/Z- ^5A=?-MMJ[/M[.-XR!SQ&H/
M$J08,8+3?>Z]U)SIG"WOMG$\DZ%<U^A?UL1]7,U_1/5\7,QNMIYN8SOW\@4I
M\X1B0EIK $9>,ZOH8<01[W*XUSQIV/2-72;^0UN\#W<?5K<1G-5/.T^(+6_K
M[.Z]T2HX::P4%!M*#8140FJK4::@]CF3:MM@G$EY<-UA/SS'#CW]6*EQ:YG5
M\G;WC2)EOJ@YS39X6R"0:TID]#2$MX9S[M,^U1X7C'/N UQ=5$Z_G.Q+)Y>8
MC9^X%-M]\C>0JSDMUWA3T(I!K;C@REA#%)-$R ,>BN<$,38/U)D4.7M5Q/@V
MG#O9: Y$,PV)M-0@P3E):0U9A8)3/F<C1E[-T4<?=.Q-!T,Q,?4^_9^N2OR8
M+=)P^E2DNQ(WF]T6?33VS[_QY,F/Q6J>LG*_C.*\63Q$9^:K^SNNVY9?BT]Q
MBG1W=\7)8Y-A.Q(0QI8[1BG 3$$+* ?5#IFBG@VS>!\V&5F?!RZCUMY5C*6^
MAD:0U%'FN&:>(4B!$5)4*E56V)R8X<9;!=^WFHX$7/5SH>(Z^-Y0);\X?8%P
M-M7_ -!!YXQ0B.ZQTEZB'/K6WX%X1E^W[&>?]5K(VT@AHTDI^0CDA[M]6'\$
M\Y^TDL^S"%)A&4.>&PPEC)8(I0-# ..B24 GL:@SVGI :G>MMUE2R;?:!"FT
M2E?,M7/<,"@T-KR2CQB34UAA1/$.0Y/AK:1,'< _7,C#8ZWG+ZM4E.IF:QST
MSZ<_.9)NLOE+@E),2H$=XP@YYS"/5K-"@0(WQ224>6QX%?;0$]27(-S1Y)3'
M'PZ02(,9QHH*D K'&^%0)157;B+I!_M4]PE&M<*XY?V4W\ME\F*>7BXXFHOR
MY/,!6NJ@-AC$#GH2#;8S<-]=!*S/22HR<DHTU5?9/9PMM:]??':Z5[)>ES?I
M7LGMMN+E23+4;1XPI-Q2C[SPV".MHVS5J$ >TIP@SQ'>(^J(&SVAVW**&31)
M-I'.6HF(4#C^TP!D,:LDPM[D%(<9$5^Z]T\Z!'5HFK1-D4U8-(Q"VW1YTP@E
M-18'\@,_L7SJF8JMER*[&:)]\B0O1;94$'!#$?1&>6] !*>:03&,DDR;&4V5
M>29%=C,P>S8>;UK,Y@FRS[X@P"@LL\98A"0"SBH,*ON+XP0^S#72ZYV'^H%Y
MP!")QV1^]:[=O7X^$"*QU4P)DE+24^485I5L3-H<5V94=3'[4OFI1,0M01Z*
M0(?</8UH=*)5L,0!AJ/])=8SS+F'^B G%'1Z^:US=/VRDF9GN [%GRKX<=?A
M0_]/<.=(BV LE9Y;011SP'*2LCKNY2/ 9$5?C9 WG6CZ9:;J3I =+DUAE?ZF
M+G..M A>0\2==\X!@ 2*ZPKU*)^ $UF)]\F<;I!MN<'WVVPY^[J=@V?+V\_%
MZL?\IO!%L>O+D5V]DVT"=6DG4L<YFC/-%44"^ZK;+,[ITW")^R!$U]BVI$1E
MR5+\\N_E\N4NXQ%2G&D5#'24&,"0!$H(*#FCU08G<=3GE']O'LUX=;3H%MVA
M9IE=<O//Q<W#:KOEX'_\/O]4S!;S_U?<5@GW3TPY=9H'(QDP."X.!#-.6NB$
M.@P)3V2.QSO":X9]S#\]P#S8 NI9+MZCD]:IQX-$'DC.N0*&&<.QQ8\.&H[_
M#1F]=YT$Z@#6H?U>M;QMOG@ZWSC8N.(T# ./'1<.8@^8VTM-+?0Z@TSU+_X-
M=HNE3V^X,Y 'W\S9ERAJM)7SLDW0F'CF4'3]N>22<H%!-7SB%VAZ%:7ZV,C)
M1'4HYD1HR]4VH'D;%K#O]0G:O-T@6.!U_.V- ,YR) CEZC N&,]QL<>\B=->
MRV4/L X]DYUGRXLG \81$\)8VEZ@U&#.&#O (UW.L><(34OW-,G#<U#7V)3;
MB73?TSH^SJEF 4#'"(+2(H131!&W2#Q.O*I6Z/T5;NUTQIP.P;V85]/$FPG(
M$*\!5Q(;R[QPBAU,)Y.*#E-';GAWN#O"9"(ZW&3TM*:=*9>QSP^QVX^WF'1Q
M5ZZ*0QG/8NW^CM"4^XPRVR/?W\OXT^4F K[8+BEV5O;DQ-;;IT:<L?,4QI6K
M)]Q)P)C1%<Z(H6$#.X9(1]"A_ST>O0S+_R85A8\5M%5"$ 6UMG$F(,@29EDU
M"S /9 [O&EO,/J-!^F1>+JKCL9J'! ,?R]56FYM=B= 4<_6E[,%@MOG P&R<
MTJBUE#I"5(HO%=7>,*,TZV)'\RWXR=G* 51R&<(_/<"*H'ZXB^.V-GG?:AR,
MLP!8Q27@5"(H,*6/PUQDE2T>X59^GT3L -Z+1&'6C;X,Q#*J410F13\;3S27
ME2S<<9)SX6B$&_7=4B4'R8&W/^ZC)KY%3V#^HWCL<D7HMY/ZU-FVSWYY "A:
M9TZ%! I)Y8B+ ZM"C=J7!>6O=1-NH)C?P?4Q!A9_3-^(BE_>;I_Z6$9)BLU\
MM05W[_A^7,R6:W7[/P^[BF$U9MF>/C%P&HV,1LA XHUS D-=73/AG-!A DR'
MSH@Z)"\;#(GA]'CI<?+'<O4BD.7#TA;;3-GQF;5:S=?1:[8/J^1>;Q61,43:
M?UA@U"HHXRP,G$$@^NM"5T<('$L\:!G%(5;](QP8@VGOTF/B*<:9/DZ 'IDH
M-75&,:84HOBPK\()$#D+KA'NDHZ0M1G::!D=?*8GY1:$USL5-:.(.WI[4  !
MK*%W<:["3@@D(*V@2(4X)A9M/#PQ+Z>L,=G/-[?D=K>C<Y>/Q]\<')>>8N0<
MM]@#Y%6ZS[_#2V";=>EXA/NM([>ZW2EJ*&*_(5 -?^!$J["KR4J5]G'>X0@S
M ZM%@=#&Y<2%--]WG3(ANU/"(]DND_1TFS;@GZ2FAVAIJ* &C *@!50 0X:]
MPE02@CG3]<I0=H?4YYMOQ>W#8EO.[$36AR]187KQ=O6<-J\)(*Z;HM@& BJM
MAL*(E+)FAT+\9X[7-J( UJ$I4PZFD3ZSNKS1=3U;I-IGG[\516M"'G]',!PK
M+*D3UJ5?C!CE*MDU'793YE=A8V?J&)B*KW*AM^7CF1<%*X7!%A!!L*=<62<]
M/.#LS*!UV'\54G:KD^$\KU5Q/U\7ZW2_\WOJMEK>?B[O-G]%Y+IRO!HO/CZN
MRN_%:O,SG2]LPZ /G3M_['JV;: *,Q5!)T8:Y#45GJ*M)K"6 K%:U^\&EON1
MMJ>L19O7!$&BR802:JMP7!5X"O !#>#11/+;]<".UP7=^@)]%,;@]]EJM3WE
MZ+C4Q,B,0RH*XIU#F&"C%6*4:6,\TRD"5"A3Z["BIQV9V?=YVK5(>P3K#W?O
MB_6ZJ!.'<K)= -1+SZ13,O[MF< &NTI>#/G$4K!WJ/]7M6BZ0WFPS&!%U$]*
M!!WU=H) 3Q\+2'N.A&0&Z>C!*(FDD)4D$&65,1HA7SK2ZLLL8.T!'6S[=R=X
M.NE.WO-#A/HP$11U+&V]%P3G*!,6:".(85H+Z8782Z^T41.[9MJ[^>D6[A&0
M[5^KT_&ZYYH&*C2CRD=1D_MF"33Z(#&&4ZE1TQ<-ZK.L#=HCX)>ZN7FX?]C>
MY%?WZ9#N_YV;#9N_+&C.DR4W$7.,):)6H&J>4$K+G#ESA$;N<ASL!O\QL/))
M[V%++CY]14BG?(0C2;$G@&J)=)Q,]@@(J">6;O&"#,Q ?12K_,>-S:>B3'O)
MKUTJI*.0L0I2[RP4 $8J1%<,"P]]K=QNM:+BGA"GPCM=04W%2?W#YN$Y??:7
M4T](F/O*P(TE$@ 1C2!WP NL:26X9()/I(AD#T0H+Z* EK&8-<W5OF__7S%;
M?5@>2^K;ZEV! :*I)(H[KZ+Y2_8656)"A2>R9S <&]ZF7V\*&8QW7_XJ.^-=
M?%?@#'J^78T8P@3!4A%:B6FAF8C??26\:ZZ0X7@7W]:=Q=N^+2"C@(5,&$04
M0TQ)P'TEJB,J)\?GB#SN:^%>"Y4,QCY?/ARKC-GN9<%(22S7F".AHV!* R/V
M@BJ%>4ZD[8CN-5P)]UIH9#CJS7]T9_?2RP)'A,2ULX"",FF5T%Y7F"J$20[U
M1I1H_5JHUUPC@U#OR[=B5<SN-D<K K=]71 (.689=PX@PK33'JA*6$Y$3L*.
M$>5VN0+ZM=9)/@%/]2I=^ZB_DW+L#<%I!ZVW1 $#HNL@-/<'<\YTUJGEB/+"
M7)IF':NA.V;9XD>Q*+=[1RE/Z_JN7&US:BUGBS_6Q<OHR?,\J_>^P#6+2R9&
M?5PW60^IC\OX2ES'LMRZ$2UG!]^NZP7]D6WF5T\]BTN<]*:^4RDF)YJ9E&_!
M>J$)VD584J8)!Q>,XWNJE2-2;$/'3XA?]Q6!$):J"3+!L!3"6X,$WJ-@E+6_
M7'1?;5:4@P ^U%'ST4[KGU]B1U+Y]S:#[;%UH)HAP1SR'AF"/=;2L$INQ[(*
MMXV0:-W3H6XP>6O(+TZUU.]=-?DV5'ML'1#@+DKIO9#66. 95[*2V_\Z$<MM
MF%"79:W1'HIE[V?+V]CA]->[^^^K\L<N6>!OQ?V?;VXJU&H7+(2,(PJ(40PC
M;3 E?"^K33G,?A%FM='^JR(YW>'<<MVF'Z+T\^77=>S#-G[[6[FH1Y8&K8/4
MRGD F308&XB%)*@"R"K"<D(HKFE-ED&9_M!N21S_L%K.T]:&G_^=_DJ=.@AZ
MDC0U6@9&.+'*8Z;B7]1Y;1VH1/#1CD_C7+!OPG2/]'!Y=99Q+?)PDW3W;AGQ
M^1I[?W[B.M4L0&2-HX@PP8G1*4&S@)6DB%$PC?.^(>:M#F'N,[? I]GRZ[%5
MV[.?!XZ4,=Q98C5C"&#%1+7@M=1D9=0=X?S4V[HL!]3>B7#4>+QX(@"=+JII
MP+6AU A,&,*'?D,WD7C/EKIZJ>E6F/6IZ]_FR_G]P_U);3][)@@G4W)]8:S2
M%&FG"''[OCL#S436,ZTU5G:#6Z\ZG_U]7N=/GPF*&X.)W,]-E"%O=-5W+[-T
M/B*#WXG.,W"[^&[:^ZH<0IO-M$/C0(#EG#*E"(0808F@JW:.'*%ZV-3,U^L>
M](;XQ7GVQ[JX>UB\G]^=.HZJT3IHS3VV7" =P35 >"Y%)3<EO\RN;0LBU.58
M:[ O3K)SE[Q/-PR,8IH$9MAIBR%V%E;;B5Y#]JO$1?1(K38X#\6J)Y=^G^;5
MB/]>%)M= 9.G 41'93S!OZX^(F"'C+1"1OP \01)*4V%8/PU3+W8H>O;]$C8
M"RGFX@;S]Z)5<$QL%ASPE@ O;5P+&V^XP:Q:VWC,W:"E8_O/PGT)8]D<Y5$$
MBW6;:WMDT6!6"@^L5 IA)ZF16._W@Y'4R+-:-P&'CI?(2?3XF&E06: =B<8,
M$B @8MISO)?<: U^%;^[.1-JQTJTA+KEZ62UABWO3@3D'PW-/IMPN.N/"$0!
MQ!$7W$CF8:K*CF %"I=9^>*NR3EOS;\+*V2PJ>E3\34Y<N7JYV^S35+4Q6:B
M5'EHOOP:M??EVVI^5V<".M8D, )Q'/R*$H* )H(+NSM]8 )K*&M9WWZD?,1[
MSZE/1>3JKKKC^H\(]6HOU/[!5(.USI24]=Z@*?8\951$PLH48^\,J? 2K-X\
M?3VS53YMRLN!?SG+L)<MPE9)F=[\)._[I6\V=&E!$&'62*(YIAC$)2J5AFB
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M-</.)\)N8+VP":OI^+=X2XC060Z@BO Z 9B7%!U,N><XAUXCG"BSV5#/7'6
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M4T+;&1D6 T<'!N?+B8!\.K/[B1R8X^-0=1VU.W*Y9 ]O*CS"C!H;*+7:1Q>
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M4[FU[(&6)S+?;HW?C6K;J+.76\D?_'[A.#A& '$J(B&4M1[A>KHXZ(DEHG?
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MY0M5[LM-$Y'R[@QYO;F+Z>'OJWK<=\N;_RX?],2Y'^GNH:=[X0',CS:G(L*
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M*T6_XF-&GST:\_<F_MJDXM^ZK_@+D\+MNR@1/I'V?25\5&[U/U!+ P04
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M7!3GD!ZI.)FY ":F6,)/.&$/PKM7\A/MIU;);"@S0NB"P%97%^EUJA<TENS
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MB'%:BITMPL5F.,Z^#35[0YXI[DX15P^7W,2$XD<] P<+D*1:\63&(MAE2Z)
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MC?PDI.,4,ZN1,AG=CM\GE6&*[+[)?.445,[B69!E_"Z76OZD2CMH6"I 0A*
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M"3S% \#7 [ W]A:_7DWPOY<\,4YD.P?Y)9[H-7! J28<K).2L/NDV6VC_.1
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MX=3@X0WYC(>/U.<Y@-O5\U0A6VE^@#)^.M,,GW<*>'/2!!7X/V4%_AE]GT)
M3!O+^7$U*@'G&A<I!1<KZ!PMS*=.[JG*7HT3<JRD#]LV8?_YCT(_^S\+_=_^
M>T)_@B+\%H>$_HVTB\-!<[8JH1"/AQ !=?F?NNA).(#(^F!?AOF_X)7C^V\M
M7UF"Q59/V-+1&Q,S3F6E7/6&,OJ=\T74;Y]'1CGWV9B0X85?U,%YX>#GP;B"
M-4_5\UM'FL#X<E_/5-$F(O ?"RA4O(T?$X#M=S!/1$L^AN:*]/@#3W @C#K?
MF:C^0A;]E+;_E;!IP<A.L/\#CL#+S 1\\._^1X94[*-LU:Y]HG]WG-=]_O6)
M,@UL;#D1DO%]YI*;ISE_!PHZ_Y_)QH9P.OFO](C-(?W%< G+/-&9XM%1L'<Z
MGA U(5P3O98["T_[(K!OS-$4!^(3<"IG(J"H>KE5M+]%7]E,,?P#Y,F ?CEN
MA(82C(!/U0@5AXHS?_QQ'1[?/6%#ZR?:6^ .?.&?I?U-B80\\,%^J E'[C&C
M@;/,ZYSO!R"^(ABODJ1KG/.X"D[8C3GG3A#/?V^ &%W\WVV?3KF@ 4L5GXU=
M!.^22L28%W<N,' 2U\73'&)PV6Z,I4Z=T!=\&)U F@0U8&ZD<249#W(:A%F!
MKY_ FMBKW*5XR Q<_Q7TU=?^3?F5C86A0\D3*KL?ZR9L.R=/UBDO\OL_ _6<
M-LH&S@]@-TF5^O,QW\X2("[\9OJ/5:J"OSVCFJ#@N,_Z)[31>6@<,*K@8-FZ
M4M077W*4C*@ZY[H3SZ[MR7]A*FKM?]A'$$_8R;^?GI!>O@^SQZS!]C=@#G"?
MEPQ\9SX&E#JP%59TB#F"\__W,.56/*N$"8V-I<TH?P*^_I2<\$!#)=+&Z33_
M!TEBSQ9_CW?%1?WCOQQEWD3E1K\TL81]09/B2^4>PV.Q^\<8?H/7/@*^PNT-
M,+J/]7\<Y/]QD/\;'*3U*C;E%>>3-758]'/VB2<0JN(F<HDHK ]6X'64>(IA
M5,&J'O=,KDOB'V)WV<CX+]DLHL&YV'L?"\KL$UT-8V:?LT_C=@70':-B+G9'
MKG[BO+>RY^ 9ATGCAN>&?I"@?\CA0N A7M?MF->AXO=J@@C+'J18@X(_&'B5
M>.%,GUBE)LC^Y(=3L%T!I#1 PJ),9X3E1>8:P.S!>AS"X7!8BN-;SX=MJ).,
MC"P9J[M.W=!F>^#XN8$R'YMM%;EOL,9/64[Q\7\<2,MUV'_KSL+>UQMN+6YM
ML3)V*(]<Z2L^+8D.\?%/?1J<MH:9&4F/[/BR\=J!D4?ZH=9->?XKW\)&2P+N
M3H__7KAEY\4>(^6[%9'.I>""P\4OG@(GGY/\?:I&@'/</MQK5CT6/[2VY&2
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MEU?P#(ZL#U_V);/'H*$&+_MECGX?U80),Q68G':OJ+UHMY7^]CVOW8(:PP?
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M,NX_P['GO,8G4;#JG9AKWR@G/@R,5BEQS>Y*W!GA,CA::MY"3D*W]#09,+?
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M]4&NQ!V%=5J>/$J>=T9JR?D4V Q <K2$B@RZ$3!6TCP[[T;- ?['N@6#G V
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M7J/R 0("T@6$J*@($2+2(H9$07J)@H#2\B$B4B-=)1 @%!41Z0(*) A(":P
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MI/BSUP>S@7=!?@[K"LI/#J1&89?Z>%\WI:TU/X#H! ##B8JK*E,9 BJ[2GW
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M?&D@%G:=:>C$1"<V07F#_ XHQQ/%^#2WKC>;F! [Y7>"8DR%LQGX4<-FD[U
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M%SD%,9J+/0(NP327 TR,,$D\@6KK5*+J6"SE4KC;*H=.T\JYEN4/RQ'D[14
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MZCNJ."K1X$];,#3\'L%1SI-'B_\<GB#CJY=30M#Q^.U-$IA5KU[.]7]07JH
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M]Z ^7%A,DQPJWOFD,= _^#'# 6*L@[@")(E_%UE3)V19K._[EV2;1_2#).1
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MKD8Y+GB)=MOJ/EX"F+?C"-\76=26W="""/0BR-RR!3/82XMC6\;\0=1>,O_
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MT0A[KC5HN1[QVBLF'5/IQ,FO])HPQUUJDJO]?KI5X7?KYYO:DV?S/N0%/!;
M>B,[EM))8HCH0CP*0*#W$ Z1=G U ?F.?)$VXU9-L*X,E\+:33C*J9XJJV"6
MC33;R=-XINWSS S:NWF%PJ](E:!-HX+EL1_SNG+4TN]SR_=1Y7V@AD1BLPH
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MZ13' %@6J4L7[N,EL;>GA"0Y0U5 2#"H0L&;JD_# GRUUQ/"TXS/ ;\J0\O
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M\:0 =J^N4^3?UP?\TB]:XSVS6Z[W4S+3\G=Y>_ 7R@]1+HX&8=[R8WBGPGH
M+N)$UT ;LR:K1@$MN=P4VMDT^?%>V#5R8NV"Y<'CQ0Z9%2X*7K:X@31KT^ P
MYWU>A=(KQHP][X#*]T:J*@"!LO4WU_3K-"B[=05_BE>T*B$;1 *>]15R'0#Y
MA&9Y7VR8/"VH&$@U+7C'UMT3?#O\5UH)+K)#"9LX^1LK/R=O9%SSS?REEW$)
M]RPX"$AT(V& 3O5S#.12O&35K*H<: :!I$OVY#[.Q4(.G%FE5((\&K=6WL\W
MF#7->MPJRM&EJ=SLZ^#K-0VL3 BWD+H\NN_7!_1S4R;(DGWR]_A=U!KGQ$5X
M(2ZCBZ_'\:EC4G<%F;X%?N5AF1,8#<.8,)?D+Y,"V#]OC)NJY(V,FGSRQ7^4
MMLY4ZQYI;LD.=*XNKG]8LDI7XG]"U>HNE%<B2SFC+)%4_F$?GTYD)8,4GXM\
M?"N:9W<^?:JZB.33-*BKEHSK_"DOE^EM705B+CPM>J!=S=ZE/;JH 63[HL5L
M]"M,<=?$W?\TNVA)GDF3A2<6V(]4IEE[.Z9J##U;3=W//D1?CK#(8#\!"&)R
M;R+C3J1+=_IBOB9@\Z^^235X_08;_&(*K#@?E7\A7/'2L*A]KPLZP>W[1?_X
MWKKDQQR%[T9*S:UQO =<-/"GB]38MS#/Z:9YK-41RV8W)=*K\;[;.M8W76E]
M8MV *6N4-M*T6);"K$;9 I9OP]D_ CH)^_+^EF]ZS]$IOX;P]@N7455KC$7/
MO"2F^NAQ/M5"\;83#P\+NZY@H9O2;*Y &=3N<7!GW1V[]/W)]R+,TU>BJX,*
MB^+<W_PV.*6$JBB 7<N(I6^#8*W[/01@2&&?7G;%*X1T65!$HVO3QT#BGF;[
MREG=:K25>&EJR([R<C=ZSYX\WWTY4N]?H^=,L]X^L.&YMV&%J_0\/<UE6YIW
MUM"V2Y8<[U1*U;20":[I2CXIFOQ2!";DXV)*E?BY>JF">83T:V^I[,4&%$G\
ML;W7G]#'-PR^A[J-:9A85-D&R^QS\J1]6>#/;!X[0Y:Z82=SN=;G2!J"K-B-
MVQS[HJ_Q4=,??';U)AB9H,%6RQK^5,F:8YX8LT^0J])SOO'ZDR;KY>7Q!-5G
M@1^)9D'$OPZ-D"^/\+5P)'M.65EI_JT/OX]0OE:+[7M2Y+0<$-B]KNTWN/_Z
MMHD/.^Q:9G,O/BT:ZRR?58HIR/.#B<F6IC6[?-T/VWV?>=:AX^CW!;&:J2>9
MN5^+6L-.].E?F'AT\KM3Z9GLQ\=O%>]&BHBK/J0Q9BP+5+.RG_67E8UV:IC9
MS5^H3%Q^EC-N(W0O-526TN%7^05719/5UCUV\92DYI.7HYB\['"O@Q,_4YT?
M;42N?1? ,DUY%<0%.D%' )L3KW;=X.J>7H%_I'Z%__>=[Y91#!<!C%PI@)VS
MVHC?.HWZV<" ;ZES!+!-RH-Z>XOH@(U-POI_*>;(4\K\G4("V!%A3A__PTBF
M %;Q*P\]_!F?@.%ON0[ -\^CQJF%6.X3I(H 5D.5(LZ-O[&WD)V&#Y?_)''E
MJ/P+YEWHM7^0LL0Y3W&B0CBO@-@&586?'0A_ <Q_&].57_IZE).(MG\D@#7U
M\:D003IWEV_&0Z!^KOC3U\[\I&[6]Z6_&NTN,*D%IKKCJIJ#6+VHG3\VJ!B
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M'7^9/4.D0\7#TA!G\HGMX!9EN3;U@F(;7*J\-('U),WT?356_W1BMW&R>T3
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M'OQ\R+\XJ?CA%?^C3.+7Q+7ST$X[\W)1"W?P^R 2$,4<AS1+/L(LG[?!/R>
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MHO<,%)G8<\W+(4A+)BD13G -AY'JX* ;1\\NB;"SH->FP!?#Y&F4<*X_S!I
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MP\@A@Q_*VJ^/:47D2[O7?#ZY;/OOS/3+*3MMYL4XV5JA\$:J/%&!6%:64+E
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MO>!7V^\(:_>B\94BGU"CRCT_>A@=WG8-'LU;S;I^"5 _FLY?-[63?E3.;3B
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M]5%B1#,FK/G_6U,\H.;UBA'G&YQ*J%J!(ZN@8O I^P*)BVPU8])-^HU3_;W
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MLJ88<2'5$812V/DSP9PG<_78$L^!Y@7F,#[JRXXM5.Z3REO[=A&<6'K=:,.
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MF=+'Q>NPW>%A-,Y 7@S5E\>Z8-QEG<*I+L7XG4X&-N8G1-@W!)A,TQ(!A?J
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MYUDJ,@:4 6^M^6II?67\Q)C+S@HMXV.-0:K?IG_O]@1%NYJX3JR/A#] ]9B
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M+\2J[T]KF%:F=L.&XCR%!F))>3&;CJ;LHM5B%%[@M(6R R(#\=/IV00C M3
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MBEFAG#=Y;ND\"!6J*M0QP'G;W5MO/$M8\=D%LB5"VOF0K5MW:2YDQQF2\DD
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M,"YJ<&?DNW=44]W7+AI%141$I$J+"D@3D-Z)J(" @(#T$ALE1$":! B)THO
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M[B.P;K[1N'D?FR^?/^072)L 6,I :Z9$UYT_=WXE-*D+S/>[SB/0?>*PEHE
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M)&8(L B_0.^6GMQ^;#B_")O>VY )Q#VR'C"NMKR_<A,HBA$J#,K@!1PDWF?
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M8)=[?T8]NXEMW$Q/5,!$-M6L)!)!P<<7RM9/AGM<,!_&[T$:#2V\J!K6ZB5
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M<;1I^\T!1.EB1"G-?FSM6\J035UK:[XR_%?D;@64_'8/4J^T*EIF#6#9W(G
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M"P C_?[]T)?(P&N3.LL>6I?IBNTO%ELC:JD:DI<^UQ?<W%@C6C;&0=#7%^<
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MD-L,7X*CZW V0/5-@?!,4NBPCM6)'L<*C.;8_-<["850%-LB_/#'65NJ<OW
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M,3G'2=LER.5)G&"$X#*^+\0<^!=(?O2,-U!&C5)L%[=Z7Y7]&'3K^J-FHB%
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MB\3F8MWDGZK517L"P3GJ+'(Q$7&B!^48._P%+RA>#<5'5]2DS"#6X$/T&[F
MK(09B%L_[^U\HE=Z??*;^G+03]O3155T'BTM$,O+,>,E&$Q6%P)^!\%+F<!8
M[P(LI#<V8F87"F]7-5YS2V?_#\JD7: 7\9+#N!WVN-Q=55@Z5O"A*-3!L*YQ
M)CJQ2#W=I[,H%Q I0SM?08U/(>K>;B1K.G<(!<6#<$E1NL+:Y1_#XBU]:!,<
M994#9E7_9_[2"3Q!W,K0%V-OQ%#TH M=;SM(?J7\YY_&J_.KYV5,"]''M;!M
MFIKJ\;)6#YNWW;^'UPC%$&U(=)9B^5P#A1V44O9YK%@'?'HOAK(:)TNXJZ)%
MQ_YQ*>K%^V-C@>=E?;*HD0'>4!0+?)MJ6X_?AMY<3F[AZJ@A< &FK]K5*N%F
MRU0V$'^XU0<&S>U_"0FEB<A%8\7&G0U6+R#,_K]? >=-DT==E@&3S"R4%^/[
MC@@W'Q="-FD?@]C\&Q73_1JXA6/SFS1&N&K$K8+S"-0ZF^ND=5)MA#X"1ES.
MNE$%13TD2H5#AE"\Q!8.#XX(3$^/(9A#;OP!#KT$ZG/[R$:L_!Z7</6F9)G]
MQ-V+7_]^G2L]U!T;[+( ^^.G+!$*?A:B\.(T=!#LK:%&T$PL$F(R5K]E1#+"
MF<0J\:6;P,_]0/:M0#-FU2#.<)[ F]8<'$M8^MS]"9YZ+L8QT8O=PW:LD[W;
MI-&L6JM8#/F#?D'U?22*^"YH/9_?),K"+G(,LFWS\*,>ZB$;DBXT +'3 NS*
M,=.PTB^-;!Z4[+.8F+"QV_-I66C4TB\<>ER4Y:.K&YB CXP")0+P(Z!=?C)&
MO+4[%FDZ+ANR >E45)*4;D@Z"-9DS19A^ 6(% =\49R0L[,G-N>"S!7>-&0,
M3*?%4+&L%CSN*6ZU\^T-R@\E28F3=_[M3]#%JXW/SKRC"T]O4^YE9C&Y9[G)
M5Y 3ORQ3*DEG@0.8*G/+3=70<<(P+1OM#,Q6T^$Y]I/VJ".Q@T3DUW2A4>!=
M1F7!VNY85FUW)6G/<V+*WB["UAFN[GC>0/I ]S&M[$CZX@:+Q&'L:DCK< \J
M;K@>K@^U"$)0/;'3,*)<B%X)/BBV ?VIA(;P%R)WB5+[&+M7FCQWHMN&[7*Y
M-LG%8KF=PS*[T,[*K0S&CP8+^0Z%*715G<,6O@DQHO.VD]9!2(G/-<PJQDQ4
M7' N0H>T SQ5HC:>DYT/Y4<?Q3K*G@_0^)AE0_LD2;[X:5VWRZ&Q&-GMMN>1
MOF?D:B^5U-$FY$"-'X#A,=/]OCOK0A[#W R.,50FGKJ/KXRL+O/H4:T^$_"%
M:(B;$M<%-9ZR<$K4#J^O[OY6E^Z_9>1$4,G6TCI7;;'S=9(K:-3,-=SJ4)A)
M7DN4'P:XZ;'3NF,)G)>59X1BFJ9'T@)LV4@J"4-X+OKR"?+GR9SGJ]DOWCZ$
M(OL\NV+A>N,%[1FSMHEMX<>+9^9=_^],>OS04<VC%-AAQ35KU>+";\B2!9BH
M%@,5P)(,J!*X[G>T_D<V31\J//7W1]0>L=+IY^G>V;8_OKGN\>R,:40OMV>R
M=?;/?Q<2\#@\8<UM']2K+>LW6\]H?1-=7X!5STU4R3V@PA, H8E.G8=G-_@]
M"?P<:>2RXA,QQ:U[BC48$)HF]>V8;/ H&86_&)7]\%K]NJY#-6CQRFM-C>4)
MW^9)3WW<VX-'MT-/'@_0*CQ;OQ$_#5F))VIVM%ZYV.+Z%C#A_#EB7K*E^1MQ
MJWUH@<M5&=7^31]SY5''KKJ1TY$GXY'3I^=?987?X] 68.1_%F 2G%ORGQKD
M3</DL+V(S')7ZHOQ^058.I8XMHEIWXMV5I@"RIK,:<=I*F;EC)?/TLA>%WCV
MI5@*@NAQI 9X6EO^B]L_@,F\P.E=2]W70U!D<H1ED6WAB7'_M,J(UC]$$3N[
M(YAH%E0%U*F0FNVA(.*-_U\D]QUPF#=>BM0YXRY-,9H706[_I)^( 3'Y"S [
MS-\%"[!P\(]&S?]>=&;S#E<U ZL,<B0(W8CB-1VQ2%V(>KRFT\'5LF<ZUO4H
MT'"U^M3+NW#4U#.AE2_?!M><M//DLJ-/I,L.^CWX:KQ_-?7.R&Z'$F/AQJ^;
MG>[\<3N*=:MVYX/-S7X/I,OVVT<_^*?$>/^6'W>>#!S//O7"^TD>X]/ XX9"
M'L*"K$N<"Z3QBU>!<^D*MQ=>4='QEO>??O9R[!KHO^'L]]QAV<H_EX<.Q5UN
MO'P+W_N?O_*%E4XFS]M7>&Y<_'Q7^7-BULE-;4W5=^YL.;CC:Y1#*=ZIP.=@
M6+KPW,L_9:_/N*_T1H?#<?L9+A]]#SL;;;ERY\2M.T$Y4[5W>Y\%;MXYJZ!!
MOKV:8O?XU+EF44K"A72C3#:2BM!QF%[E(^%"^];V33<DBFV]]0AF)B&+AB%V
MP&S&A#7HY6/^%PV^@8_7C!C"O"0<U"BM!?N2)Q1!99#FM'#(F TV5SP]S, 5
MKWH-:M*TLM@6ZXU>9T6=:N'?&GK*CG\JW%#:Z944%6KWA!#U9\ZVB+!EBWJ.
MG[$;$<+3!BBY,>UISNIL :4;!B("7R;Y> !+1522:Y0T*NAHKO;@?>1,^_*V
M9V49R(E;HJ/=-HGUWB[XV+3F'Z?^\L#O.;@ @P+HJ[@O?3(68&(4$*ZPDH:H
M7>GT.!VX&X'X)!5P!Q#]&(!FX2?WF$ ,T@?HH)WJ7W(/&6UP ?91U2:C?SFF
M17 _1C_99<>L9+7F'&P6^78_;J3[=(W4UV3-SULX1@T>R_O0>=A0,K;'H*X:
M_W9M[@&VT6J3]W]$S+DQ\'4V:3,Y7@++=;T.C5K[.R9>Q-IA WMCM5V1ASMG
MQC<5X%N5'KZ< FU;,]M#QTMKZ^J*-ZW-"3Q\_H#O7DW&FL)\ZTLFYKHW_XK.
MUIU=F^2]:>V/51[/_K,JP?X_=T2W/+16[=6C+/+^:=2Q )O^3%=XP]!9%;&)
M^+"HRXGQJ*MY>7]YQ\;&QO &U*\AI[Q$*C53\?ILLO'-)P6X)X<>YP3\$^MN
M3>H'-&0\)7T!AFOT;ZFS:9HV'R3FGX3B*EN?XIV\"8XY0M6#5UL-A^R ?_R-
M;X< %QX1-[Y\"5ID.3ZI.35Q:^OFZ',;1MQ1]AO9IE#6Z82>;=!);PE^_X.O
MGLD5]I[D7MRNKI'\>LL+M<49[*-7LD>,/8^578K?5&,<O<?C?FE8W&/.Q/S5
M_Z89T6.Y6M].+((*1M;&KM&#6?\%,[$&8!:'7:^]L.)S]506$*>YZP101D.9
M2**<Y&=J >%=M;(H3C[$7_4G6U=5O>Y&.F@'-2*/U]>\[IV\&&7/M(^Y=_[V
ML>3. <FWH//))M;'5@UE?:U$10\W^GZP</,&"6F.VMHYGOR#R;(6@:GKER<#
MG H==O/]4F$T(=%ZQYC+#:.\Z-.?FB=CXPUZ6'D=GK<%[56:C-+/0R)<]?S=
M&_.Y]ZH)Y:?=$J/L)I,CM[<ZIH0,M-B>";2;.-9F5W+&P[@V=[.EQOKF?V 1
MQP,2TFH?CSJ;NC\MK\0E1/5E."(GHC0'CW7;;9UR;,3*G8_W4EZQ,BY=R/+V
M\E7]JV,VRF_"R<NU3W8U_YDH'AOVLB[/;NV[@VZ;+1\F[[%\.+^:HKMWU?_<
MT+=_?_+1/UT7A8YV[+,!+)6;%D4\4_3,W%8I6A=@@F-AQY8+'D0+=NK_6O)V
M?E7$8D_;=V03TF7("RP8D033>2*+[R&[:Z'=H)L NY2SR?VAM^L@T5;"O#$S
M"3\)VEQG\\[N(S CJBVM/TXA)S^VFF,&=(7?[DM>YR)\?_IW^LA_(A=@NGOU
MCA_1V[P6]@O]\E\EX-9K<$'76YC>(=C*6T38JB?%;]0D<X6CJY:+!DHINGZ8
M8$3$-@=:Q^6;1O\N=K:*)G&U0TXZ*9\+V3J&LODV@EU-V8!=P3G4GOSW.7$K
M9\WRY:UOWO[SY_8'LZ/)JY)612SJ]D=*ILT@YS<NGN-#N\'P-)+9(_;7%\5U
M+5ELI16_P \KVFE7=&O,I>=KSLWZ^O-AU=7Z]Z=,3KN;W=TUJG>Z] 3QG]P#
M-PT/G%?'3-BJ%Y5/TD[YF@0<]GVRS7KU[YMD+SW3$17KNL>]KM>A/BG\=/JQ
MUYTQ]V>U#\6Z^HH.!QWL">^JM+Y_:?I1E]&QOZ/V!YT.\]K0R'*V6UU[H_&7
M39J^7NO6RZP?R\[I'<H(NWOWL[OQ5<W#*ZS^/O#YZ_%[B]?\M<A.'?,FG[>W
M[#8>N?ZKN)A5J+["P=?375SR4..S1=U^<?9[/]=:K3U_/CO<JOC>DI&/%^ZL
M_IR\;'8)@CPD,/WWYR?_FP/E++L)V:I)3 <(%ZK)QB,7Y0=(57K<"21423+:
M50UNO*FD2NQL!,9=3W<&W3 2]5/Z^\Z^+ZQ\,:5?-.CS-4ZQ^SKWNXR+6X I
MS%L68*W/E?S'U64AC$T_>*=R/C-:C2I>$8:HB>[Q21,*$55A!<S1HEU,6@P
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MP0JZ%+M?=:V%;HKAJZMO*[GAT?'2/7'*YV]F'K]>]?-'J.R9,D]E0^R2I3>
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MR'$;UZ5E?)DRNWHF:H6\@*D->:O@XSPI59T174\I)]3G!DJ[:GAL[W?%TE
MW0N;7Z>D_@YQ4OD[9-3Y35(S%U=H5ER0-,;5I_S&K_#VZ:R+TQ1:!I<(2G)%
MS8W<9&)E:84@E7,),P%KMZB  $(<<3;?7_9\=NDX.!^U0SB0\6'D2D%W<%1D
MPNBGMA&[$>TF"@%;Y;W]SS1WPU8[#A#\F_)W=H/1BGF$ CY!!6@8*%,P"];[
M'-[74LDH)T^_ R,/]%G!*N#B:+5Y#+O!.V:8(9?^'NE%F<<W*!KVKF2'JP#M
M8?-UT-T; 9&\X#Q\U-Z1\TZD4,OD_+8OD$P%!'M21]3PH4E*-AC 2WR$0S&E
MV(($2BLY-N4<+7J7:$U%/O)ER&S]+OACXXL 28F2YM/BM+*$ ;I4PL<+I6FA
M.R%Y<$YI =U!F<, J;O';[PV->4Z0 34 -P!D=)12WDB9D//N5-MB*.?Q&H1
M0_LWVO9RY@SN=S[[@/5>K,5:PUS#1V@3ESH"HGV)=4]4@!')+IHRO\$@N*I<
M]*NG?51(Q0ME_?LFQ1:PUCZ<PR'J44Y0$]>C-%@S?@6B"%4!,X=C1UW;T+7^
M,80$'VS.#\5>I& BX_W=BF<91QZ'N%.3O+ 5V7555Y[%=O!7!@575>>(*MXT
MOOI%B[427U0QJ[DRBBH4SV,28-)%;-V 8!XVG]4I-A@K#S5 7M=4+[N&O?0S
MO'$ YL;;J@!=.E$[-)9Q^W7#/(XV0R[T6]_!UY2-JFU=[?T=H==#YSOW(]PZ
M ;)Z9[R\LVTQ;%DW2F"2JV"=;%2_JK=.#%UFNL!V[W)E!&,54.O*7!LM>P[.
MWEK,B)02$W=FWV=N^K,M= S?N;<\T: )H8&@UU3$8"GJB;K?(CZ2@X>7X$O>
MQ?#"]%7 /"1G5!Z9_.4)3&JD(%9-#:7.OSZ!$N+I2XF(%2WN =^T;&##]*6J
MPFXB5+)ZQ+M?*'K1D%G?MS3'S:@DP']F].]%T ]LCH%4!;"CMIN<XL*C#=EM
MVB1DV2>O;"^_.1"Z\NP]L-;:R2N?P1;:7Q&)@A^NWB!86,K<='<0LVP[GC/B
M9!%NV6%KFK;%R9NYF+C[+9Y,VY47;W55VR&GJ*)0?.2)RJ\_I#PB0R"KVT%,
M*GKTWLD>*O"L>$]>.23RY!'88A>XH5*H<VZB;3MRU4GM'N-NJ!K=6&\P;U7*
M'OX*O5Q\?S4\E1=&G=0(]25$D;W0"UOT%'D@F!DRLMII+6RN:/1@4C/J2N5/
M^6N)0CI5@PHO$=%F6" 3-L>8RY@4TH46E&[^ %NPLT-3F&>#H[=PT/P7B%A/
MC!/Q1FCPTG[)V\JZT5YU:='7!HDV+T$%$.8H<S,FNCMX$=04[R\%LA=X,1@P
M@YZUA(S[^@O%A-6H;\SMAML,\& 5)K[10%["IN+;RV>U@9"KZRC'NWE$3T;5
MPEJ\N76A!MC[:C)B)G?D+AP4S^&OE(F)Z$HPCC83=89^V^POJ4P;#P'W=K$6
M,3T%Y5WB>M8BI%8Z7$+21^SW/W%8*J)CQNWCN2M0]6^D2RJ@/.LB["B/'%D.
MS? U&A9B%.5-.UI"I,,#?5]E55,#39>UGK&.9HCS2]*=?2>_YHE>>[6'4XD,
MDEMKF<55^:\P13@2YO[EQ[ZJME/]T_NJYRMO@L=)1LSURB(50*>(3!L=E'T\
MRT;"7.R-0(.O;51RKY=.7EJ%!"K6(J3&.0%RVL*A<YX3YSAR"I&Y WD.6[JW
MVX2,Q&[-'^PSJ[KQM5*4]BW[KK)KB\9\M_]_CG6[]9<%+8M(MW5_]^U5XOU;
M5]^\V78/T-^]6.WEQJ*N_B[4T+2FV@+)5NBA-(B4@*UE$"5W\BRY4NP*;UBL
MAZW8"WG55MM!.\3UH-8.N3C6I+G1VC3Z8Z TF E"=#HXRX9_7CI"\8"-V:?0
M$(V^M,(AX^<VRP&ENJ?GP8BCKVK6/;K\JB8U]H[^[,70UL43;S=>WN0$CK\#
MIC-JS)H-T79T*])?]@$O]D75<U!OY=5J&Y2.Z$BIEP3EG!J<OJMMH-$DLL4
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M*1ZS@^Y6*HZC1LH;K$7>/>BVI\@SV&8%O.*AA)! T2_HM.7-9B3Q76YWQZ3
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MME3.^&_OMOH?.N$P*^,>/:?LQIT@AW,E,GJOKTM]5&9F?.;=?-Z0D8-O5E)
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MR.-F1JI)RKD0>YP(/6GP/$(-=7H)N% %X&X1WWO; V#]%HH:92 >#50!-2J
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M-/177B(7O>CR#_8YAC#QF30%XRWDC"3L=["!O%&(I9/FJ@!ID=UWW'[SI%]
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MYYUTWWJ4'^?WSN&Q^<EQ7^.4F</]\OM%ZL11J;TTR*._Q 45Q=W#E*&26SQ
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M5 3@F QP0+<FX 9T;G(%&T.>GPBU$4;1A*'C%*%F0B'(#,%- %P8!1<&J J
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ML0,;]%46H"K)'GBLWW;FQEF(6IC#C_7KQMU'"P$+-Q!RSO84(!SL ,:(^U.
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MC-T0= )&X!^=)0$>%2PN\7(D^$/7>!VOT1Q_% _F'C/8X1='=QKU Q*':0R
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M*."R\@G! KAZFBP8G"C=UD)]?PH8*5-NELY^%8 69J&EX^Y8@!-FX(2N;EF
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M L "P,+@-Y] RP3]$,'$S2?0.<'OH3< $O2#!,6'W@ T3(%)0&6#-<A@@E=
M;8,F*.DQ5P'XP1I^T)NZ -"@ 31&. P'&KSIA0WVCK^!9N\I!"Y0)*$6,IB*
M5*!>PFMH JR"?HB@-Q@!%L%O9022%JSA!,5U$LA:T 0;/;=Q Z>@'ROH[N,&
M7C&9M":D**C%"O:RFI"GH $VACR<%Z(41M&$H:-Z(7@9^SI0B"B&L6O@Z>PX
MW#XW7(*]T>U'*=YQ"9 P.0X.(3S58,$FZ>8KE-?ZAY&_!XMED&$Q6(M%_ M_
M TJM:'Z-4BQHE-Z^/>\<&+<>Y<<)2>W@L5]1D**O<9JN&U# A,\Q@L,$4CG
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M,I!G -@[8Q[R48<B@+T,\4RC!V(%>0+Q,5[PK@0$!0Z<]U20 )S!N,Z  C0
M9S">,Z $ < 9C.\,>NY:AK"0YK"P8^&[A?#_<>O^,TVR?UX'T4,A8?*G;V$4
M/BV?=E)U$R(+>!%^VRS)Q1?RQZTUZ2AEQ087P8J69&Z0H4(-!1'_=_/&S;/*
M!U T+X=O:>WZ23]:&[R>H;6<.+@ZS:VNR]":.[K_Y%][N6#G-.GMR.2?&8T]
MF25PJ[%C<030V $8 J>\=DQV +RV]VB,8UX[9D0&O'9;>XV#,)=%+3L4'SL4
MIW&<.(TAQ5DU.A;%>2AH<"5.O1#G3M-=L+C,DYKO>@2O45JL?[#X%B?90_#
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M-$=)L/@]?D+DM%4[B'Y:\Y<@FH$1G*E_K2L+/.A=266?VYWZ&0"CE%0.$ B
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M9_Y58_<^TCX#)*;UB>H :4P='O_DU1-9,.COT5R:-]T='W^'TEVF4]34ZN[
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M[Q;7M/SCUFWU)\>%#)?1+'Y"^;*1-WR-9YB$Q-'F364%(/H91@\^8@XGFMS
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MM*CJ0X&%;],*HS +%-B)91' (@9#W'R'._*:T:\6]]2V0DLN(C]4,N*SK2B
MPF4A:95VR:8AVJ;O.Y;J^H9M6);MHI (KF9JIK$FV>UKV8^CD!5(+<G()9,1
MZ8R42<2_*O/!&8A[&('+DO.X-UA8E/W5/L8B*2>#M*@N//M%U'JBHO9@!#T5
MF^<O3F?9%G@9][WK!ZAI@$JX*/\J$TID@9^;0<(XS7$UIR!^;'6;QG=^HYC
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M2+-3UPR?-LGN.&K./[R%;1D_-:=_"K)OM,A?&#0](A!8Q_S>1F5'G3XX<%:
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MZ4KJV  CU!VHUYS@T2"2\*%/XXC>TKS'/HL?ZN_I]RF%]RU_S4ZXP+J/-7<
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M?9Y(R2TABEXX2RB;GUY3I5#T2+T'-T\DB.DHRN,FO:!R;E@2Q'RS?!S<@CX
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M@Y("L:=OEIW9"4(G",<D"+JVB^8/G1AT8G!08F!*G1AT8G#R8M!)02<%G12
M<R"=AG-PQ)FSO/M  -,)1I3$*5Q)@F1 8AKDM/J3?3FF\8 ,TXSD0?QJ1T-R
M3L$K]JB1Q5-GNO6)[:03LR;WY)<T&CG0Q7F9A#YC[@??!?V@E_DP9%!5>K+Z
M@MW' UV<3@8[&=P;&91Z@K%10>)!KTTG@IT([HT(BJ+9,Y07I!\<Z.IT0M@)
MX=X(H2;TM)?L^1[HXG0RV,G@WLB@*O9DY05G81SHXG0RV,G@WLB@U%->D@-X
MH&O3B6 G@GLC@J*H]!3C>&S1IQ<>[=/&^FON/P[H-,VC(M_!KO)&0KYW.]$[
MYYQ]22[XP5!ZAMQ59.T='.R3XNYD_KAD7A9[@M')?"?SG<R?C,SK/?DE)GXG
M\IW(=R)_6"(O2G)/%CJA[X2^$_J3$7I=[ZF;G4O0R7PG\YW,'Z+,RT)/%UZP
MC]W)?"?SG<P?ELSK/4WL3/M.Y#N1/QF1%T6U9ZBG41//]O!_*H)^3)OOV;^M
MX<110L_'E$FB* E_7UXA98FEFU/&^13^+/,B&LZ>,8M'EHG=SC_BO>^C EX4
M\F_N^##[:3R -SAIDI<3FA$[2+[!\,@U'4UH4I!%2CQCKO?,K7VHNK)XIOHV
M)KMF)G#=+<U)1HL@BDD(XTCA9U[AG$^".";],H?)Y%CV?!<58_@E*><GL^<D
M'9)R2HJ4_""I!(821VG2XY=.LW10AD7U-'A3%,(-Q3A@75?C<M"D-C27]L@D
MS8H19CW@36,8#:%_E5$Q(S%-D(0]$F9T +>$03: Z^OQ\8)L>#,-8GCW)$C@
M(6R5\$%1 M,LV,=F('&0C6@\(T&8I7!_6F9$%($9@H*2(@O@'3 5F&J_HM4P
M38MI%B7%!?D#AA?G*4Q^",0,2IA^]7H*TPCPQOJ+,LEI6,*06V7DU6S),$J"
M),1G1PE!#F$WPL-R&E/X?1"-D"M7J$02]HJ[:$ O#I\'TRG-@.9 &C(IXR(Z
M#\? 9!2F'>5%%O5+1I6$%G=I]JUB0H)_#],LI,B P10H\SV:P%-@/55PKP32
MSX"T8^Q($=-@!)S:6[I,[(G-9?@K9TD<4-!/RX)(I@#? 3^D&;8 X*N*3X$%
M7'R2Q%YHW7S*+\@7X*)ZJ!63YRLOED%4\BD-(R!]#LL9HAV";VYX/ ]NX;_Y
M,N\FE [@2Q!%"J(9(,GZ61H,",QBQ$BQ*+3K19#Q+Y/\EL0#B8.*KQC/YQ&*
M*FB9T9C L.ETG":T?@0)*1XLMC"4^F*4HS1![F,OG:3]**9D&@<%K-<$K@?=
M0N&N2GCF(RC&\-P4)IM$-.$+6S$^DSY0=T#]:3##3_#,F$\*)#7)X4&,?A,8
MXXST@?Z4PGS"$)1D-?EAEDX(<%K.)8S_U5NDY3C-"WQM"D/)""!<-AL$,_Z*
M(&3K_T1YTY6GRMO6Q*LV6@"-UUL7H%0_K(#"_/YI<?;+._%'5&KEM%'R+QJ,
M!0N0,9$"BE]__DA\#G@!HS<0^II."SKI [%EH4<D030O-GKQV2]D*P.V@QR
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MMMT,8AC#OK?'WD[/\0/IV+ZJJ;H^X%T?\)WGBAQ[2\=CG]^Q] &_M]9XW_N
M;YO> PR>HM]5&SP\[C^W4C*:9B.PT?X;S,VI)HP%]EL_XJ?,@%FU:+ZW/+%G
MQ"W1?EJ)7-8'W1RD=[4FX+;@*!'0]FC=YF1-K)&1!J0[P,C69.$LH(4PR]K
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MVC#@("@"N#>(9YB56.\+SM>F:/;BV#X8WSS.D0//F4T,[Y^G#7"#?9W1LF#
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M(/>F(>/3AQ&(6<Q) H2S,>DNXWIC3SW6H_A "(7CECMH+$R(U9;-[*W!V>6
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M*MV83)T*8X:_QBR*%,;^;:N?I1PL'L#H2?SZ/%89]ENNO_-?Q(:1O/F'V-D
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M4A/+R)?)4)4_'T2ZV"P]J[[(0T8XC;)"D/PBI8H\R8/0.ER5.#=EN27@2KC
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M9FW>]L_44R/49G8_&/WPANB];A9ZM1M4,#5.6W! T32O#R:#7.2K D>"#:C
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MLEZD;A=H)ZWDA$O[KTC(,S?%,WCZ>YZ*WJ5P]):E$7Z9I)JXDY&:Q#N"UL:
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M>N;IO$406S'!+]B0F2D-+DA;(%SV0"AB.CN736\C^,\<7LRUE2\+)K(RJ8G
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M=43']IS&T%TPV$Q@I1GO^A_; R"LB*9P$F@(D8.PT?7IF,Y'0!Z&^+&U/=Z
M3ETZ%O@,:!3XX0(^.H _>^(O&$0890V[M]>D>_L'>T3[2M65 I9/?&*WOF<#
M<L:PH.3&@Q6C;!4B.H=EN_I&%T" ;+%ZL)0!G0$79Z.++WQWYR^<,=%U]9?W
MY!M-./O83D;> Y#8L$QW]@\RF$YA;B&9!OZ<=,?CY7SI\EWZ K,/]KZ@$)@T
MR.E4=KK,<N35AP48_H_X>GLX&1H?4W9T;DE83S&%^(;=$63NWV 8ZA:_8)^S
M+_" B=GNAM2DJ4)PY8(7&5/7C7_]YQOU#?\,$QTGG_<MFC.'L^ S?23?_+F]
M(^#/[0!.&3$\>QGYR1="7^#?/#J3: 97P^1CZ12D>-=>A/1]\L>.8/<FM?]G
M<O</>P?$*PSSYP]O=N3D^#?CM-]>M<P1EGTH]_R>4 F+X4T])X)/(%0-0?+V
MQDS:^BWPEPN%,=\&^5]R)O>-7V/LTSP/*G#BWUFP9EGW]&H44/O[E3T%!O?>
M=A_M5<@H;!;$S-0FSN2?;\*^T=5Z6K?3,CIM:S#L7@^NS5:[W=7Z@Z':[K;8
M/?8)7/@I+OM,Q?:4%>(?'\7K1B#>PO-N[@:?2*M!/G4_=W\;?!I\OOO;3VU=
M:WVX)?V;V]X?M[<W7SZ3[N<^_%_WXW]N;V[)ER$9WGSN?N[==#^2WI?/_9N[
MY)IO@]L_/M[Q2[Y\'7SKLA]N<PF>%YC]H2/RJ!:?&"6:FYH\'H/%'H/MUN&C
M3GOB)QU/09Q?L:?@#FEWSF(_[&[^] D=^UP=\]XO@0<$C/KAN5_AY"DT</\B
MZ[.S&G;.I=@]AL@,M--_OODI[ W-7K?3Z:M]:V"U^[U.LW6M=CN:VE6-H=;K
MGK<'^\X_#S3AR7+,]B3= OO5L8BTEAM=SP&3T=K>[!K2G*J;EF%<=SMJMVF9
MYK!M:-IPV.R;EJ[WK[OMPFENK01\%>9;9K=%XJL6\1U'E=%&XH-E&IC]7D_M
MM*Z!1S6'G>&@-]1:@^' T+K]3O'$]XV&2S<*F<7TRX(*820D5]R>S(W8W&K-
M/0K,!(QD636R/(8W4[T461K-2P<R7XY.^^UNJ]M6.T-UV+6N!]=MK:->-P?]
MUK4V,*R.6CB=?J81N4E\VILN"J3%:M#B<4PA+>ZCQ8[6MJQFW^JK0\-2K<ZU
MVNE<#WMZO]/L&KK9+)X6?<]!4JPR*1Z'E&DB*>Z28G-@JJ;5ZG>L7L=JM<RV
M;O0'717T:W-@- WCHJ0X$)%>2(O5HL7CF#(MI,5=6KQ6^YK>[:G M*ZM 4@6
MW:':A%5L#X?]ZV&_5S@M?@W\!R=DX3<L,*X'>J,3D8]^F.DQBS19#9H\CBVS
MB32YQ[RC:JUNO]4>Z"#B@WS?&0Z-KFEUN]W.4&MV6A?P9_!H.1X$A\=C%4GQ
M.*20%/=KC9U>I]T"O;K7M+J&V>[ _]2FV6H-3=TR!X63XC4+_:5AF-A9O7MR
M2^]9K"L>CQ6CR>/8,M'3^%.H==JJV;^^;G=;FC7L#$"UMCK:<-B];JO:8-A_
M26='>]?9T4*RK!99'L>;B3Y()MQK5N=:[S3;UYIUK;<[/:-I-G70O/N69;2M
MPLFRZ]GN*G0X7:Z# 7J^!PHDQN%4C@R/X\OLH,2Z1WDTKH>=EMXUC>[0ZL'?
MUYU>OZM=7QMMO:7JQ?LY;NF89<0Z:+^I&@D>AQ*2X#X2;%FM%BR2VE8'':ME
MJ->]'BQ8U^B 9*]?F\/"2? CSSUF6: ?J8V&U,H1XG% 6>CSWZ<Z]HUN9] ;
M6,-^VQI>J]<=K=GM=X:]_N!:,Z^+C[_IN@!U%IBZZ]S@Y/EYH_A %[Y'LT[5
MB/4XZ"P=B76?0MEJMBS-,LP^*-SM[O5UL]W6^F;;Z#95O5]\%D>?+OS000*L
M&@$>!U(33\M]8JMA#H<MPU!;@Z;5[VO=0=NX[O?5:R9K]$VM>%]'4JAIR HU
M(1E6BPR/PZFIH1TUM%1@3UJSI1J]:\N\[G3[K:9ZW>T.C8YNM?K%NS?^CZB(
MY:[(7D<'DF&UR/ XOIH7$T=+1(;-WF#8M3H#O=/6+%BKMJ4-ALWNM66US%[7
M+%Y5[,6%MIA:^(W>LU)3?K BG^P(@(!46#$J/ ZOYL7"4TM$A2VSW[&8R7G(
M4C[;K8[>'*I&4V,1]?J@V2G><NK\M70F3K1"@JL6P1U'4O-BOHL2$5Q/9?9C
M$,VMOFJUAX/VH#/4KO7A8#BX[C1;Q8>:]N"KP!Y'2SCZOJ0%3_&\JQCY'<=5
M"Z5.6":MU>E9K9ZEP?^[[K>OC5['&O2T9M\8ZOIU\<K?E^GTZEK4/":W,THC
MT@T"V[NG&&%:12H\"B_IJ? U#*%=RVA?]WJ:V@3Y?- !*;W;,G2C-S!ZW8XZ
MN,"AR.)G8(%9U6%6IYLY!P=AY,SM")WY52/*X^A"HMR7B='J#C2MVS8THV==
M:YVVV5&;@UZ[;[2N>WJG^$3%#"T*&TU2:;Q/'ZCK+_#$K"!QZB.=VD;;F(XF
MU#1:VFC4-#N:UC3HI$-ULPW$*;N=YC6(4S>:1L^TAM9@T+/,9JO3:AK]CLX"
M!=5>\P+%-;XYX7?R&X.\AW7@*DB&1_'4NEBZ8HG)4#6'+;77-K7.8&BUK'Z[
MI?=:G>M!DY6R[%C%JY.?[. [Z)",&I$$JT6"Q['4DCT-ZC5(T.IV!\S@W%3U
M@37H#[I=M6U9[=ZUVNWWACVS<!+\%UUE*Z*23S0*G'&HL%C3J]^ZW:^99*E/
MU Z701R+^HV.??C:== "6T7Z/0[$]GY)-F_;PG@!MAL>O&!/!FQ;)'^_!FQ;
M)#ESJOK\*M.VJ/E";8M.Z*Z0KVW1UN:UM_9WJSWDI5H9?;[[]J7_1X\U'<K=
MY*>]>>0E_2^SQX#9+GPV;W[-A:2C"&4I]AYE4:&LZZ/'Q<.XOQ/\XDY8%44F
M0+IPBK"_I^E3' \F'BU%P0Q>(*,8K+_5FE:C14:.ZV8R_<][9KZAO?G5\5@#
M3\HZ=O+(V6)&DS3B%*PR[L;9*>;9C;Q3_;(,R-P)>;$^A_>.G5%W0<8 ;W].
M ] QF&Q [?MEK%*,_?E\Z?%<<$)98]* _PLP<@*R\*.X9^YH15PGA$_,F@Y/
MA=_G_'[>WB9D+4X=T?X4;O,HG82LJ2\72]CE_G3*_K =4!Q9%]3)@S.F"C K
MT&[X8T+?%1ALD-^I/8E; /-VSX27'P2*9'=\F_D32FY"%VY26'=>\62;C +?
MGA#N%V=;'%#VLG2&-.!@']G>=S;,A6@%$[^:!FPT?+& \AUXU])V8:5"$/K@
MGKBZ$X5OYG"^NO1J+DPHO*Z,Y[ ?.%W!%\'"3XK/L$=GB:M!@%19[8MP"<,A
MUV(H? X+,4&XA7>WO@]X"U/6WSIPV+1A6>T(?N+-@D,R]X&J*'^![S$^E\Q+
M@770S;^WTNUFC8,C>PQ#Y2(Q@_\CB*;LO[R+L.\]P([R5\":\=ZT/[@'TUV]
M)L7N/$976JKZNCRD>_>)[ZE4ZZ(IVFNORPA(#KYEY"[7TFBONRXAZW<<)IW-
MF9XW\.X%U_KD3*ZZ$?P-XK/"R1B^>63'<D#O!:O89A,'.%;,$H#L60_I-?=+
M^8%+.5\&7F8_P']#QFYL%PYY4#EM$4$DGKC!Z@139=<W!,]*&6B6:PG.F_ \
MQLW7W"X.DO=\6"8_N(+13QW@0JXC^F9O#?=QYKLTM%UZA$&+Z;+?XWGQGR=Q
M3JB2-L(6_!F^B )N/5NECU!8DC<(A1YKO3[C[Q=\.JXTS2:2OEQ)6G_31&"B
M#?()[H?KN>TNBD]9^P'.&FX( #;]^/C8&,?2&IM. XZ)1L%8+(VTRQJ63WV6
M8<]VZU/_;_9\\:'+UHPM.;QXPDY=UN&;H]]FLD1,,R!'V)GR48R*[+$X<E<.
M;Q[N@=#@3/A9N9:*TS[C,7:6BX7+/\-O6:DWW4" >$3"F;]T64-V/@@V C@;
M_UQZO%V<$(O9 $Y[YV<_$M+$:;? RV[@;])6LN>SSQN89X'&SW+8YXE8(%B6
MB3]>LF<T3L-%RSP5%Q=7X0Y8P,D?(4QOQ%)J-MC3$W;QTI%$E_&_A,]E6";G
MJ8(M\SG3!]M=,G;T8 >.OV2ZRX+WN@=B\$'*#]:9@/ZZY"$7"N'7-=3'2;6U
M#/MDP'192(RX =BD-TFIC$N4#B R/5\XXMA31W$8:LC#4#E])3C>'(="EJ&X
M;6R[8Y8HQ5Z;S.0[[/XBL_OS>/>9I X2[2J]F;T3]@*V)E@U"&,FBP#DTV"5
M'20L&UR__2YVZZ'W &GN6VAVRX'YI">M1Z/U:>'P&LP*''/>SG>1SSA. (OL
M+>'C8J.$^EA4&7%]H59D[Z>BF+,2OXD7>>9':>9C>MS 1,2:P;C]\?<9T_2#
M\&56:A,+P-_L=)'<M+:1RVL;@?B1%AP#)K=1<&5K*=:'^2C)-)^R3//XI ^<
M!QCT X4Y_IN*\^&_3#VB,*U#<V!WKLDAQKI];S/:XS/Q'ST"[#3R Q[0F7F&
M(F:ZG-Q3QKZS3^=TPTZW/83&?LM>"U 2-4CYINVA_3 !NQ  Q8;;0I!R5XWR
MG?O_YLIEZ'#U?T,&.+1+CS/J)0!+4+F]WG.;+]S$7EU%_A7\)Z%0]B4=<_H*
M-T[1S ,3X1 6W'7^:Z<;!3+'7TM[O%+6_/']YGH_R\>3-8>F*WO YT-VEWV?
M_X7OT-K)<K)'!89PQ&FV]?Y-V[TIWGH>$)@14F\^RY$ PWZ&L^\R(@NK*!PM
M R!*  F,CW' "-0%AR-!L%R C1,!;!YGSGC&>.N$3AFOY18M;PG#^R]]%M\F
MW/8D!*#DI1OO8DI+?((GO]_[_N31 ;"_8R_BAB^7BYHP&!HP UID_X SP!X!
MZJ/5+P+R\<V)C)G,+/Q CCDHD!9J2 N#Z=09,S/ABG!Y:"_F&9OGOW(YDDL_
M>^2:1"T*EW-VW1YQ2IRL._>+'X5H0[?&PVW<(<@V[.FID!)M7AF+S5E9&8[=
M:'TOT)D#,@"9^8] =B%3YD#5YU8"?GXD5<2YF5@,ILN.'69CH(FA9V=H 5W
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M;<X/5B2R?S#F<<7JU#_8+MNF=ZQVO:Y^&-X-^%_:AU\8)AQV[C(@<A124!X
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MB[\5\JK?+L7".%SR0:(UZ+B7;@O4MK3MU\%E5S*Y%+6\UG:%2R%D.;?XGGY
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MO!8_R 1;7ZT#2BUA?N64@N "ZM*I^7'.VF;+W3IK$ON+'JD924B:T7]X\>S
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MN8D_R2-N^)6^P'=FR^7)X_+SXN.4>'G")[3:W&0/C4.2XI _Q>>497Y$.?&
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M$U=65QFP'+4'G:.!"]@$;"J)S7Y'R%8 ; (V:\=F;V_+)VVQJ<J^4).F:G$
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MA[DK%)W5$N; [39Q&Y1:>V'>=3L <[V/LP]%MA74XY#@D?2.J.8I,<S[T.T
MN,E0V?<XPR&:'9L?7[,J4Q[O3L?J"H7;GYNY$0:7#NSKN4(E4A1F'^S4&03/
MKE@%'X7AV1[VL7W^?AVQ1] NH%VD:!=W8!H\6\4^VQ7ID:HR^T"[F +/OECA
M_C9AL]D0LIE92AMX<2E>_#@?A^2%P5#Q-";% C<^&6=KT1J$[W$08D:029R@
M%(?DJ !.-9J+R,)!/DDA</,1W,JX?(I60B2IIVQ_Q^H)-686)Y"A@ "A:9/0
M]&V1]1B$1FAUU]-5 '5R<O1HHTZZ$N(XH$Y :-HC-"PV/Q+*50"A@348U FH
MD^TUV!T)M; #=0)"TUZAL7L0/((U&-9@M=&CASH9V-4/+[= EVB;6RZU0_"N
MDJLR76B45G6ZSU1D]^(TJUJ+W8"UL$US-7U^;>)EF^9J^OS:Q,LVS=7T^;6)
ME[46LU-IKJTL9R:U(KET>*AWF+<R-E3Q@%^YEM,1*F^C'4\ ><HAK]L.Y+4V
ME@XBIYK(=1TSJFD \G1#GC,2RD\VCR>@[$'DFA&Y8:\=(@?(4PYYMM2M57UY
M LH>1*X!D3M_U1,Z&Z]M+L,OIQ;69MDK-4ZB/'-?[^.NR0U!&^XFHCS>?_YI
MZ-A.]>Q-M9+H@']Z\\_H;<]6X7/0K:,J-.B69GA71T,IT"N@5ZIC<UA+IQC0
M*XWPKE?]L*5:O .]8@HVS^M9])0/!(A$>=1GIMT1L3ZU9);D9,JV=,-@9Y-J
ME'?#@_95FQFIHBC$<S/-:U\$R#8-V6*YG^8ANZT[R"#29HETU[+[U:N?&2'2
M@&S#D-VII2&;ACR%Q0I$V@R1[HNU%35/I '9IB&[7T>L6$.>PF(%(FV 2)^_
M&HSJ:,JF;WYHVY)_A9*5M.5NM>S?EY7O-+9+UY2$/LIB-,,9^^A 1K%$2DH&
MDGHE3553"Y)VA_;,5'\> 2(UWM5I/2+U]35 )%4323F[,JT72?UGJQ B9>RF
MM!Z1L$AHSVZ%1%+&;DCK15+_V:J$2 F[&*U')"P2VK-;%9&4LPOQQ$25C4>;
M>0A%:%-!>5[5O'=@4LGO_?L&^!X'(69SGL0)2C']!RL%KNIV@N[;TI);IS5K
MI#FN-;!K61,,9"N@6S]T#WO-MO,VF*W@M8#<:R+W7:M?3X#:0+8"NG5#MVN-
MW#Z@&U8UD/M6R7W/Z@S 5P-TFXGNKC44:VS30G3#J@9R;X;<G[\:-NNH*;__
MT:Z3,17*3&O+X=?22N-KL4OUX:\\R!ZWZZ--<)"@>QSFY-1[LZ=6YJJ)Y*ON
M0& 6RI,7L )8:4%%79"%D\F"+63**D]?  N !30G"$.=PM 7B6LK3U\ "X %
M-"<(0YWA4]L5Z7FB?(S,S(S]@9&\JIBQW^1>UC8A=I/^^2^"B&K-[.J"?])$
M-/1PMPAI'7+TW2,8=D2"3%I60P1NMXG;ZNA%7=M^:0QS(;M-2Y@#M]O$;5!J
M[87YP&E-1R#@=INX#4JMO3 _=QIU2)0/][0K0?'<;55N(A3N?GD!#K(=TE,E
ML5W=%5.WTDFO9+26;WTM,_UG"WA4G4,:V]H@D!H+I&UU;"C "H@$1&K (U@D
M0"1/8K6-H&P^X!'PJ#R'8($ @3Q-.F^_%HG4,NZL?[ZO+5*F37E>'<[W_35C
M=:>7G_._:\,*@XA<3 F?E^UT7K]Y,AW7Z6ZGX_)/Y,YECVIY:L!;E!\N1EC,
MX3]YF@63QXU!=X<;8WY.!SXSZ/+V+WFR7O%['B?9) Z#& 4IFN$(WY&RU'<0
M9?3_T3S)V6!02.Y)F*)X@L+@KSSP@^S10EY"Z#_07SF=1/;(:X7/</*#9"@)
MTA_H81JP"N+>-"#W=.H(S^=)/$\"G!&4D"Q/HA1E4YPA3@/T$&13%-/QL64/
MA^':X(J1S=A TBRA]]\]7J+O4[(^_L@+Z5!3-*4T7PS)XE?A8SEH^J-[DF;L
M.2D=P20D7L8&QE\:W<7LWUX\FP7\)XP.ZT/V*"WI+S@U%C18T(5-?1X2_XX_
M L^Q1[^\1/^Z_':)[MA\(O;$B[L<)SC*""5R%&>DN._W;Q\N@C3-Z8<S.IT[
M.M,+M@U(K]<XE9!Y0E+V\M'@->-#1J>_*H7!/F'3V"[IOB+0- X9 --+]$?Y
M+U2^9?RX?'%*U?\LB-ATV=-6=[.!3NBL*%477^)QP-E.R<2G3NB0XI2LOYU^
MQ89Y^\>G=[RDO!>'(;V=<A?-\V1.?YU>:B="WW<(S^9X??OM">+3'RWF6>WE
MKYS.91]1RM.G1G(>R4X1R'G2>^*1V9@DR+4MY'16Y>$K#E#.8ZB&2 A.B:_4
MJ%X-["&:2>7G)(EGLD9GCRY'NL!M*&F (4[N"%TTUE8()N'!C*KU;"'O=!F*
MT@E].;W&**)KWJM!M[/@)%UIUA4!Y\@?W__)%")3%/F<_H0]!?OQ/&._IT^Y
M_O8O-HL!+VQEO[$=2PJ=BDMV[Q75W6'@,17&9IA1U?]Q1M>W>U*LB&QPGA?G
M?)GC^OJ/<D6[IE2XWTA0J$9BBZ\GU+.E] MC9I^29(;8PIX6Z_JN?F74.ZQ?
M?5+*MC2I'(TD2^4!5#'D'$"6'Z1>GK))X3%ETB6ZI2R9Y G]44(!1ADTPPP\
M%J4)D33QS]0L0;:D*5,A^)B1&1KJM\A?I_+6[)J618NC92D#7&T,WK N/M3
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M X *0.7YQ:=C]6R BF(AS(V7L%)@VV7M('4(TBY@KC!7F"ND#D'J$*0. <>
M8\ QX%@%CKF6TW& 7\ O=7WO%]4?U,-VDYQ>U&@%9,76C6>FKH<Z OX!_X!_
MP#_@'_#/$/ZUKQ#.T9E64Q+ZK./2HOU3:YT9"!< QX!CP#'@F)DA'N"77OP2
M#,FYU.KTXYRECLOM"?*"I*%&#+G-9J"L,=>V:5>Q:>N!M_\CS><'&$)I\V:G
MP^;J@?/L[.VYS5IBY?,#$MH\H]7,!9-&"BTR ,7*JCY+ \-9"RC7#.4R3ED
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MT#_[XK+UE&?08-N5^AM!A.BO0]:[_I=V'TW=@Z#UR($)!U7;I.Y:B=8Z=IT
MK8:B594,L/U0KJ5DLY+I8(!SP[5R'[0RH%4;M-:1( 5H;0"MSY6^/K'WVDS
MYU7+07 *E:4<" ZF8+2J2-/9VYMX-B.)%^"P(:G0K"=*92AHX%U1E=BUK>Y
M*)#5,G9JO " *+=#E#O6L"<4&FD9.T&40935%F5W8/7Z4HMI&<I.$&409>5%
MV1D(%25I&3M!E$&4%1=EUW+Z(,H@RB#*NHMRWP'KNKUR;&H[\SI((7K25EP.
MY)1[9]"HM->C\Y8.2@C]0](,9Z3BIJ#B>0IG;VW7Z@EI<V7UL@'JURAX=1R1
M^E, +X#7$?"R+;<CDIH-\ )X'0&OCM5W1$(6 "^ U_/P&EHCH08*@"Y U_/H
MZ@J5N 9L:10=;19/.J$)"D'O,G!?T1NU2_4U&_^S>FXM1^.4Z]#6YL@V )T"
M?=1L27  .@#]%$!W+;O9,KX = #Z:8 ^Z(%&!Z"W .@CL>-6 '0 NDY /W?[
M==2VD)NOTF3PXD )M=;*2',3;Q;WMI =8Q2L:RJ:V!'%N3)I:=_C#(>L$O8B
M3VN["K:"%1S4R6_L#:Q>/<V3M$S?-6 - & 7P.Y;@V$M[B\ &X!]2F [5L>M
M)8 )P 9@GQ+8MM7O ; !V*8!N]NW'%OHC"L &X"M,+ 'O5JZ.P.J%8P>*A\D
MU"IG6I7JF,I$\;Z2-&"-XE@ ;Q8GV1V^JQZY,_-(LCVR.F*1#3AJKXLJ;CW&
MV2D8H; T8!PPK@G&!U:G*V1  \8!XYI@O&?98ATN .. <4TP[EJN6"<XP#A@
M7!.,=T")&PUP0S,'A;83E4O[-KB^VA_QC"#R5QYDCT7BGND%&(8VU%532_69
M@RW;Z@R@K!J@JRYTN2/078"NNM U[$'-/D!7;65<A-IX ;H 74><3W.$*DKL
M\J/*Q!0Y7FD ,'4'HTBJJ9985"6+ZF0!DR B*8HGR$N('V0JA:Z;M1UMT0H0
MRH7ZE$*RJ@:!QDAUK('= :0"4I5'JFMUY6:9 E(!J;4@M6O9'="I@%0=D-J7
MV[<6D I(K26(,! K,6!4R:4V8]Q47 O5SS,*U6U*)D+T=_>!1WPT?D1Q1N7
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M#*L;8"^A4%L18>KB!_H$],E*G_2M?K_ZI@GH$] GH$] G]AVQ^K;U?>J0)^
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M^Y?NYO/L2_O@\WB9O/?$([,Q?99K6\CIV*-+5!@GNW\WP7TD?+EXK2-UU-\
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MO\<9#A<;;S*Z;4JB['&$5:?G;$^L#KHHL=1L2@MA0!"0PP)2AQ$$ @("8HJ
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MF)JQWP P-1NF73.TZ?%.WX;;ZE*SQ8_S<4@.>.NF.'^46VE*74"/B5! #CB
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MODJFIE:=*0&7&N'2$2F4JKZ;8-"NZR?EB@LV:^[!-F5KM*6^*#V7BE(CEWU
MN-X(%[(4 .( <6T@[DIM_ RF!J"T#I2V<MOGN4-P^KEU_Y/31V<X"^Z7>T&5
MGE?MN%<A4^?V+VCSU)>H=-7 +EV$3%+]#@@7UZG] 9^ 3\ GX!/PV4Y\GCM"
M ;LCIVU44 -PK1&N[>H]SQ12N;*W^SJBZ%6DO,C9V^]QAD.*YV5*H>PF9,]
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M;O_"_)1\?D _J-F8N5'!^_FGH6,[!_1+/311=D6  !) ': .4 >H ]0!ZII
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M*.TJ7^JM\L-XHXA5\=+*FT5-=D]1IP1&?]!H<Q4U"V! U H$Y'!'\>KE;$%
M0$#,%9 JC6% 0$! C!>0?O4JQR @("#&"DAO5*$QB2D"TO"A+F7\^J\D#:@,
M9LREG\5)=H?O*OORR@>C7(AS:JJBU8>65G%.@)9&T.J*A H!6@"M(Z %I[T
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MU09OK'SP<P]G01R9[LM#5JZV"E!];'6T:F@-V-()6XZ(J0?8 FP=<703ED2
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MK$B[9/'$.AAGJR^Z=.<D@_*\M:?)EQ_>FA0GPH@OR@.4!R@/4!Z@/$!Y@/(
MY8'%\J G=5@<10&* A0%EHF"@=29<10%* J4=G$YS6GM2DL3;0ZO?Q--WX+'
M,]W;_=]J%DB6UD?H*>@;_XS%,K0V1C.Q(9<]T#!H8&B[L?S1&TH5=6X8@S03
M&QVILR0-@P;*SL;R1V]0ARO--@9I)C8Z,A6LF@8-E)V-Y8]>3RHALV$,TDQL
MX)X=92?*SL/\T1W6$;>QC4&:B0VT.ZU.PO_*\@@D<,&#1[,T*R9T<G;4R&S
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MQA?CO>AZ-[ZJ)7)R7<A"X_J2R]WXU49&KFO;UGAH772YC3J6T<0TQ/?58=Z
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MPU^]>ILTCW<V>3Q@?&1[ +KVR V5["SO7^";?UY_9P(\1N,-W>4ZE4E2+4[
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M+,@8,+2BIRFC:7NHF*3C+)W51-&!FL>VEIJ22W,UCZ1$+7T5<JW7[BJF,"C
M3__X_&XA:'BV18O,00U&-(X?8.3CG!4\_P)>$B75JO#YO.BY/IE5(^'/R$MN
M>8)>X\HJ9*-"Z,BM'#<)"^7*@O@;J-E?J="R[],9/.IAU>7XD#O,"#'(B:/F
M4>HXF>,K+D/&+1GX9S0'&VEE<>G,0NH6$P:G6"ES\9C/N7C\SN*'UH(KZ2P%
M#O]?P:ICEG$&C?*\Y$L-9F9>" OW![!)^7X$=IF%0@*\>C%XO90<VA'@U8NN
MXL%M$J#]F,>6BCRV?"V/;2%:4+(8*EE<5V?1HM[@WY8M8F-Z;>'B^CI+%[=3
MJWBIY/N4A1-N#8]H'N4+%\*,*5WG%UU'XU7N]6H6XK\QIFBP7\ N)JZOSIC_
MN6 S,B!CX*]QF0D=$PF_D? +$3I*RX*D9;9""6 B8%E!X=Y#BF?7;O_Q;Y1$
MX=]O\J[SKC=P>WW'?_^NVWDW?/NAWW/>O7W[R1]ZW?Z'#V"!_T E#?YU9_^C
MD_*0MTB%P2\^;B:D_^O_O?WZ[>/7S_\F7S_^]O\^?_N-_/*)_/+KQZ]OO_W\
MRY??C-S1C-,X%GL](ESR2\]ASH5W&49\"[=PA<(6\'V:B"B"V-G]5L#_K63)
M+W.6"5CE!"Y3P<,;/W]7*5GRVY3!+K+ZC;B3_Y)#5/A>.1H7[U,HHBRW:;9%
MTO^PRG$,M(3M.ZO\T\^DW1YRI95_/*<SMM0GN1 ?&X_^!!M_L*O K%I[R:,P
M@F>WEI[V=!XE7!#!$&8TH1/QXQ9A-)@>&.[6:'<'NK#N<K)'3%7NWVWF7&.\
M@'''_59H[)B?>G'#+E^NW;\17W&VPBO\\_H+$BZ<XTUIYU0Q[HH] Q;'BZM_
MOW%NQ&>8:+#\O ]#T0S6XPN[)U]36.;MT<YH!K*_&AXMBW3Y115@%]_<1V$Q
MA5_#Y!<QQ0"D!IWG[&[YCS?;$<2;56+5VNF+PVE7U2O\SLLW-SMQT<4U_[1K
M5ZT1J%/V <[OK-SF[2P -2KW?<2W0R"Z'L7D3UE:SEODYR1HD_\JTBV]?;4_
M#D;>J[_3[%%D3=CM*&/T]ULZ!@%W1^-[^I!S#IMF1X6II*6C>I5I'*_O=5H\
M7@KZ2L0%0*LPX<TFE; %W<F#I_S2QBT)"UB>\_/7*^.$1GR)UE01_Q94;QE7
M>C3=U$P+MP+)CU@\.5O&>MODVS3*-PST?)J6,3R'OX3RL#*?QW_*)!!7Q1;[
M-/7+7\AW%VN*N+VK(;4B8O61WWL7%?"B8)]!_ELYG\=BCIQ.OY6S&?__ ^OQ
M>&#T R?%JY6!^[K^E3#('E"E[+TGM;WG'M;H1RX-I.Z2NS2\X+NZ%WQ7[X+O
M0GI=BEY-,GT?!8U[R?H4.SN^\Q.3]NBU3PN+X]LT8XS\$WXPS<E'4!'A.471
M]3HLJ"*CZU7(-5(FS)J%DQ<L-_9GP.8B%0XL*)YZ1V<BM/#Z*21=X>R6JI,^
ME\'EP4#AQ;=MSU@E;8M--!Y.OP&;+O#D()X03^?BZ?^6"4,H(9040*FJO(IJ
M#K&DWFJ2*>Z <$(X';*:$$^()T56$T()H:3*:MJ')3U[N];II-JS2HL$EF0B
M E%8L10KEB+UD?I(?:0^4A^IC]1'ZB/U&SEQ/:E?;P@?@8! .+X>5\UJJG?.
M7\2)E46QJ"@)TAF[D /NU%E*P_O<8M JZAVK(-$+M^5V#C2B/3H1[5?88/F(
M['!5=L"FQ<@.R Y+=N@=:,Z([(#LT$1V<) =D!V0'1;LT-]W$A?9 =FAF>S0
MD<DPTGZ%D1V0':38 ;N>(SL@.RS9P1D:Q0[*#MY:%,7YDB9; 8US*]HHZ1G2
M/]H33EGWQNOTSE5!M\ZP(Q.#E5T/;:5B(Z+*38:Y3"@/88XP-POF>^N_(<P1
MYG;!W*NC3SK"'&&N&<QEML4(<X2Y63!W91(I$.8(<Z-@[@_0:$&8VP_S?C.,
M%HM/)WQ+"U$>_3M+R@/G$DX&NO9X=5L]OV]2]*D!P5B[T(69+XBNVM EY0E#
M="&Z3D%75VK+@NA"=)V$+JF8+*(+T742NGHRB2V(+D372>AR9&I#([H07:>@
M2RZ-0W]7V%7S73?>\=A*>M& [59\HY:0OV;I]RCG+?MXT[\@8V%4D#C-\YTV
MM<_W'QOK'W9=F7.B^OE_M<*ZKK+68)@Z4F$,A"G"])(P'<J$+A"EB-*+HG0@
M4S@(48HH190B2A&E&W?WI;+($*6(4I2EB%)$J86RM,&-P-?+#K _YRS)]:@[
MX+XFKSKPOR[\KP?_Z\/_!I>I1: ]UPT'=9SWT%9'-$H5&(_-?AUU A";B$T%
MV.S6<;("L8G85(!-J3,4B$W$)LI-Q&:#L2F7#8/81&S6[\/M2SEQ$9N(S?JQ
M.;!JGVY&!JU:$OY<58D=L7&:L67-V(+^N?+COAJQA(VCXG5CXQ/=#B8A-D<F
MFPM3J:-6"%.$Z65A.L"3!PA3_6$JU5<088HPO2Q,NWCT &&J/TS[*$T1IOK#
MM"-33P!ABC"]+$PM.17;X(S9GW<=K3HDS'J8,'LD2&Q3K /C<!9!TW4Q1HS8
MU!2;'N8D(C81FXA-Q.:SS,TZ>@@B-!&:"L2F;U7:%V+3)FQZ=7321FPB-E5L
MTZV2FY+N6Q]F$*;E*&;U]-FZKF/W"RN66;0Z.'3]9SMTSZ.D#,'T"TS4#VA=
M1-*+3O?\HT_/60!]:6IQ3!1YNED\+9?&@#R-/(T\K2M/=\_?.R!/(T\C3VO$
MTS[J:>1IY&FK>+IW?BH.\C3R-/*T1CS=0=L;>1IYVBJ>]E!/(T\C3]O$T_Y
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MIE28%LSFL UBLR0"KU$61CAV,H;?P!]Z%#%(LHH7VT?L./^4"WA8A N2&@6
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M)S'3*L1\#K]4)2<  C](O3Q-<:J"! '. UOJ;'-?=Y=[MS0P1FU?,0!$ACL
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MF I0(;*T0MCF&3#8_Q#78/<"2U_$. UL(T(]D23D^%++JJ-J9YFOA^JR4X!
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M^>'"2NI"**!I?EI$L=^)Z KUU51.M(\$=%9T"G%EA4GS5FX:.]M;^?>Y'J
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M#Z=+ %5,):PSQ;XPN@^&]*81S81RG5F #5)5Z.$-MB=2R5_%!O1F=?*7JCF
ME>!>8W3R2JYD@2N%&\;F,XG>M0F?I)@._3T?X7.818,$C?UD.)BS8/?L&#Y*
MB[ $F#JCP!A=7+7@5[[%*G4K.C:LGH 5;MPRV=2P([A #FIQ,CZ-2:I\= OM
MV-,5=_UR1<A( K]5=5@:O$OY".RJUH;3-L.@'')$:BRJ)2POO;:VK.0._+3D
M)5("",$V!A.D,!G=Y86%0S9TJ"QE78UHM>5FH[[D4=#17U/K39:\9A0FMF\V
M5_"S22)\'>M0383HX6_OZ8E/']X#A8=AT6-A:1 4F:.TM6+4G'H#Y06(Y:P
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M?'8+'_#-+/327^@:F\/#O3%[L,.IN!PAB>%DYDV.,^&?M&J;W=J. P\]SE+
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MY<0JX)]8SF(LYL,<>P9#AADMK!!=+2#(''_!5Z],'=]2$5_/O1"+]8!JCA?
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ML0([#-#\J'7UT"X#!1+O LZK]L:QX-RI*PSGQI$'MPYGZ3CR'Q;GJ)*$>0K
M?D1=)"DM\.W!0J >"EZ2>5-$WW2CX D*3["*<)HI3QLL=U32Z7 4-WWT*@.<
MNO!C@#RHL67\33K8"$!$9C4R F2D"OV&L0P7B=<%\!AP5>>^;?$-EVCBFS/^
MX/G?I9MHI\P%\!BL!?I)PK=-W9,LB7A8?!^8>^"B8Q!L&2P8\PGXQD(7B,?>
M/B8VAL_O\.&>CRY.(*_$*SC(L,/,B96LH;Y]O4\=&1+?/,AQWGK.&-[P#59=
MQH> :+G#[Q]<P$O$'67L(1TH FS!1QNCCU'D109HXZBO*>.$J3!R$O-)6ZJ1
MJPNS=Q'N,K@Q][WQ KP( 9,'#FX]_.]&_#D:S<P4X%J^J<J&J5"IA9$145.'
MH6(>+!S!0RE?>,4)ER.*;6H1@F+!')XQEK\L0U"5S7&+!TA5'<5;XUN1%."D
M8Q@'KA(!G,G:BS>?A[&OV<P;1^)A&5^_]=QH. &Z^F,,%SD8?@57(?07PEK'
MB!BJL3#"8&HEA-" VQ8RIA0M7[_WJ2N>V>]_?)\_Z[[_-/HB496"[?H"K,9S
M)G&2$JX,>!@Z?)RLQN-^!*<<88Q\KL63O,D$GRD#=R8*>"$^$2%S4V901*#.
MQPC7(QIUR8.796(HY],,&><'JE@QE]1]1M$N$T<XDZT%UK0.#,T37AT7 UC!
M4PP>&.+WI8CW;O^4BER,AHM2U>0V&WP!02,7-'L0A^?L(%C@@Z(DCM@YT7JW
MFNA!0MHND#3TEMD>S/.,/0P_  'O9-TD7/FX#=?) '%= 0LPNEON@I8)94@W
MF(+7>PUDG46:<6Q/)AB7MG)I7_R!OC\(A3BSM0[B?<@4*C@)W8@$511HL&4N
MRI8A 5R_E9! SW1$_N[K%-8>!4V\%-L?8:XZ+>F .BX8Z 5OQH7QP\?I3,!Z
MOFXE@.$"ZA+VE8^HLOZV *<($>X?H<\G49 =JQ8Q+1<]%N3Y:KK4]=RU-[\L
M<'(8TIYCZEPB*R8ED;!T?L-@O$CQ'LFQR1UK@NI=D<U1<CF2^7%>&DP+P)!Y
MZ]C!5.#N&N>S%&,341(G%0<(K" RY<WYG(=VR)?Y;8#S''!G/:+2AZ<F5T2@
ME@Y$E K!9#3<D'JJ3!IC>EX:_S*=[\VQ*'?A2A81W@&:4B)8"&+;FN*MDL,P
MM1TIFEM,M8."E7F_J?? 9I@921,#\V^@#I!A!QP6!OER :Y>E+_P.=A,@9#?
M\#Q9K  BRW/@1L^)L\TIWP3>L_+X*/?E/0216QE8DONC7,$J$2/SQUO(]RW)
M4F5=D(^KXQ.V@'RL%S,TK%!@P2<9D/4<CL2)M!$,-LJ0LML%.&71:KWQ_%75
M"FL&CQ,Y<B'Z(H4<N\DV4N7>Y@]2@CK<##!U[R[0/-E.111I23%#DO-$^T68
M%TMC:6F#X/BCHF4W\LI7:M(CL]^;V X0YXLPI!Z%6X^V552]@#CYSKDHG8@H
MD,9XBCY4IDIEJE3&2?,K:9GJMK,K+ERF^CSCZ=@$ET5%*>\MUI15]@]0_D+K
M8$&;%44.EW&D?YHW%525;N+E6 L?W;E',(?B6D(1)9'A4-><\:A\#]7C#.QX
M>*0HH@,%/38Q*B C/C(&A/8/:MP[3,&&:=VU'OA$%VG5K, G)"H_*4(!A0H.
M#K\WX<;D5V'TK=7DB8>E@@ 'IEN5=!JV!$R/P5O[O)./8#TM9# D=WX%N/P+
ML+H!^#*>&6"@*Q"BE\WDO(0%!B876&?2V4B*5)>[""<[<A+"L99.1_0MAG7L
MR&W]#/?@FY?Y WS5MHK2)-#_&'$1#B0J(PY,-/QOUN["Y\(%,B<BV!'<;6#)
M1W A','LT<YF-&19I_,SCFR"Q8A6Y+]49*3-#-)OWWPL$&/'8^/!;3QY(Z F
MY([KN==;R"\=?B2,_"*N<92A]-G<\1[Y>%DNEM[C#=1P'D7)XTI9FA!@H8^2
M(L1U=>]R&*OZO!:LG,,"H7LK:[^7-:<KI:@8;@<22(\4/!?N!'&R"X/ALJ(/
M?N*3B7!R3<OWT,%R'(%O##+JM7<6FD1\O%0)XGOMG7PU^HFR'/+NSL>:ZLC[
M71F(?.XR*R']3"QNK:R*\2BT!,\1;GN4COB#Q^BHQ$HGI6%67H4C@:6:/L%1
M<;GV?.%C8J:0\:0SJ@84$9_OL92;/YR2K4ZR!85)VWSS[WH *B6=)">MB,6I
MC3%W(<8">Q;%@$0"24C06+-$6B7*1\/<HN@+AN-3\=9EG5H<XUA:8R(X,P/Y
MZUE@J['Q0N00;GW/7.;S@%^E%'WU&W>QJA<'\3H1F:G,G:A_$<&K9V33XN_Y
M7PN4MB(#(/EUF=>17X+ E^GM*!LNB21,4V$=BDE(4S-,S0W("X:BG Q8D@L0
MYZ&0/$GS#C#H_$#H7Y/=V?>@BE;54/QB&1X;Q]2*=N1@1&<QF=@6QFZ<.-4B
M-**08FG;652*.U@]@3M1DC&"]8QUF[+.O1(':$*,&:Z/!&@>96F")(L2SQW^
M&<EA"848/VFI',AIIC;V]V*X25+,XE'%]L@N>5V)!?8#*$,G\(0))&P?C#2.
M@1W&J)ZO4;_'5?=Q8?]&%BN9T]=X9XXP16*A&I6E/ 'T"-UK0!;YI8EIH8L2
M90_@"G<'LB5KI="]'#C&A']@ #2(=M9P?Q:1<MTN6>)JCO% HU9;SA2<0?D2
MP15N]):8D5^)R@PS2&$ZBHT*!..E\9/D7J;7 I5;[:XX=;G=7JO@.\56"1F6
M%>1C=R(G'Y$HC*2,G'FRST'0M2*,-BSMQVPX0@6W.\6O@J%J:Y-FK^PJKU:8
M]G,\(UA)_EK0 N1!*&OB18D7LM/46XAZQGA@'+NOKPY/$./!DQ:BS^4#1;B6
M/7+3EU1.J>>8QO#Z:%9C'*^8_%/T XQ=;])//CXEGR,HC<W01- X=K0K)!95
M:7(NYN-8>)EB#HETP!<Y)AB2-WR"$_5BYDL[2C?+247[,F-&%!4[@L?&/ 2W
M.4GSQI.08 MAR$'"BG\MP(_%[7[<'?-C%:J5JS!QM81N&0B9@F%2P4K02LPL
M,B<D?1N@M_3;/'^MXF%K@CAI1[1:?B.W <!SMMB;%+FGR#U%MFE^Y8C<;SLK
M2[W(?=G]^J<MF?Q%T- ._+WZM;JEFCJNIMMFPRT<'EMMPK&*:R*<=*E'.E(0
M>4)5-HKLMCC.E.R/77M\10;<)JDF#5L*"U(QOJC&(-Y'#;8I%G.A19F$_<8>
MFHL.$%;8(+L\PVH\M7BLTD*? >VF^; S'[C<U!,L1$UE'(=>1LUQ1@'Z!%%U
M__85D&ZKK&Y>=F00!F)PG.Z?R;;3CG'D72M8C+T,M(BM$5)"Q(U0P9/]N_<
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M(FLRT[(6.'9\Z-C&.Y&TDT6(A(T>*UY395N714H<E,1RG#!<>$>D281B!*2
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MZ86/*8<V<OE%M"\2]PN44"A><0QS+@8";..+R>-/,/U@<?LG"%N$M.?>>5$
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M*)! AJ#OEU[/ID 7F8+59$)E-1T@K8>-?$+B7APFV_9P;%T_ <<B-(# CO>
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MG3R:F59J&G8$DV?((NV W#+)(N7-52HO5IK[]"RMB(G["&0O 5GK@ P*@8Q
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M;0[Z[:;1:S4Z>L>H]YKU5F/8Z79/4.,D.-( CNPZ@'E1X83AV;[/QW8(;!H
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M!*)2)"H$"7:^-B;:WAGL&5\E3<KU\2#%)=./)8O@RHAQ5=E7 $3ZXF1N_ >
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M>&T@*T=Y/+(@&=KV!Z"8<-.2<'.EO*A2 RYZC%9V4YQ090!5!E#FG.97BLJ
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MHFE04FTR!1:/4IL\V[*/*BY7ME#QO$@B[A2N$J]R4^/ZT].-GN2^I3&WQ#F
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M'P$*>@B"*Y$8@(G=\,DO5Z/W:'+];^.*+5Q;?K4(QE>B7P8X9\$O5]=-D!!
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M_:P8R5WL7%/3T7I&=R[\O0ZVDW$UT[%H*2E3K=++H)D 4>H%=11K:!! !#I
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M&E9!N1+M[')U4QODFK?R[IW-X-CHTTTM$V4:3VJ'"6'4*&HI@40JIZ#S@%C
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M.4*\F?2)E*SYXP_9L@SZ]CNFEN]QB/4#!]US_8U0[B64*PO?I/' 6H6)4UA
MPXVA8D-@C/'UH;W/0+G!D5:\T3W4$<H1RCV$<F7^-J):4H8QD,X9YAQ&>#U
MWD'+=:U.^3DH-YAO971_=:&=@7)S@<J^RT;?-DC)-OLEDO1+.IZD^2=?SH)^
M7E_/\M\S&_[C*CPUFS\W^>/9(;G-R+FA*;KML">RG*\:N#UAGE#LI;'.>VBT
M7=L3RRBOM5I^9T_4YN@N9J8XN//*N>ET,1[N.0Z +YPS$K5F=ZW!E7YQPR"@
MWD@(C.%42&^0WQ!*!D"]CNS56M,@Y63RH'YJ)V[6N@3<_MU9N]+#SZ(!T<J=
MFD8:*L&P\IZBH%^;I5^.$<6?SI3LA(8F61MN<E;3[FK0?L:V9\N^AXOR_RHX
M5S9ZEX9/E'[.[NC553K/%LGL=KE8IM/\#;YV*<4^9-/6M0OQLW;GLS9<'P,[
M ?O":\3KW2?==R4$TIQ*#1TT3D$*"='<&205#&$1DPK7"D,W5E6MC.J'V^M/
MV?ST\KPPJJ>E3=TZ %J9XZK_!G?N&SPS!T\..(:#$+_U^OHW:NZ=YA)0$D^'
M,#(&()WO_H8.:$\D@8X;9X%[8)7 :S6W%H2]0G.Y& B$!H#'DIICT5Q8#M='
M FIAN3)40Z@(9]BS31H[Q$ZUM--K-;<6,.VNN12@ :1\0$@LN7GYD(YN,"@[
MGMP&;8O32[:!-9:53 ADE!J /4944J&QQE)*!P3PALEMJ=1:_#5T[YE,43A
M$ \X..2*]&YXIN/09%J63$#$+,%*>(8-!4IH"*Q'C&BI-1*T-G?L]9K<)+D2
M8$ P&' 2-?DX-9F5&SJTU899R3#A!'DA#,&;[#30A&T;)+Q DQLE6WC !!V
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M>-8*= CTOWL.]:A296.YAAASJ36F"G#-"3?<(Q.^=MC5UI$4L+P*ACB;+U9
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M#9# ##NO+3<.PUTM2@-!! (# ?GQ1A$[+OIH?WG1#W^RXR_C438=+9+E+.\
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M73]ND;AX]RE/..=#\6ZRZ2(ME/MF$EX4BV%:<2W2J\NX;LH_%KBU6:>V2H]
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M8)4Z$*T&'U9:BAU0S ,J$!.$$*F5P$HR .$2C]$+XL,;L</N1X=[MWYW<2E
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M!*%?8LEZ0- _UT-=R+J:#,LOLN $KM]RZW*[9B=E_!#QBYNF<99Q!9G5!'%
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MD,XN8XY=T5$[.;M-SLM^E,$63A?MM/>VT\[&,E40;!*D/+.("T.@8=PZZQU
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M1))"$6R,#&)*%\K68H2]\,H93!3R5A.@*F4;ON.F7@ &YQ<_'U=J0I?XB8M
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M@]AQXX!PC I&M)048,V,IP12]%(H;VBO>5WX7J<EV@-\<P!'K>Y/E@FIG27
M>XJ%D$@(0##5PED.@-[.C=<>X#W GP(X;OIF.>8P"/Z'%$Q: )W4ONHEJ60
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M 6BT!$@Z(BT0KMW@B':,'P9;S28[-YWEA#.W$T\FGFR/)RFH4PTP$E  );7
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M(&#%M[<98@HG1 !,PT%>]$1,X$G@.7;P-,K@6L,HXSYL,810:) $A!JGN(
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MCSD,1I1@0D',M088>&V,,%N?PKZY5R$A)2%E9Z004,=4$LJD">\2AP&UT@O
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M F%LOL<_':+K*7"Q5GEF)@BAFFK.)'4 "P<D4DIRR3FC0'?O!#M7<(49&4:
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MX+*(0-(F\(^$H<XR;XVA7@EAD9'A,Y!",4IV]SX]#!$T5MR:!ZI+=\<#++%
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M-<N_DUN%5*@8#(?S5;TTV+.W:;GJ"S>?K99%=YUX_M?!I/#^!"$X1JT'AJA
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M[O=E)]2PD_),<>N00\);80%@NJJ.)H&U=,N,/Y?6R,?:+2O!Q3=V?VMT]A"
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M!( )4*5:4 C5EI?EE2!Z:VF_&-71%\=L;[(F]O?:=IHZ<;F]U%&@DU8O=<:
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M(XR#92T/8Q!1\B6=87[05YWW<]?^D?B%=UD@?AM/KQ'$U(+I8$!KM4*CS@D
M$$<X?"T!ELS("FA8.;YEV[\AT$[8R"?XXMLZ72+.6JW.N->>2T*]42C #2 @
M:W-60T#1P7#63T!0V&5JYTD"HK/\@SUC+"=A%%?]L\?Y:VWB"V_G(EI]SQR
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MX;3@+*:S*8@-DMIJ1>J5A]7;Q8-/?>71TT[6O-L6(J?9QSK15J*MQVBK%?V
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M6EPA+&_N/(?X"G9:'/0D M-G C+6%! 1U"$HH#%2(1K_ D>$QI1*PC6W6]W
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M_4LQ;Q+LA$$$&RP,180X8A$UKH[A".1>UD'U*,3_!JV"\)4D7<8M^ULR./'
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MJD1ZW9.>^]MJ,/DR^[=Y/ECF\R\W@ZD$AZ! T>G&RO/"?Z+ RZ) VBQVE<<
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M#3ADGA)"I230:>\(C^6"Y5;KEX3-D_2VHR[KF2:H'@^JK2Y-7K*P\N30 RX
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MR>__I5S-DA@WF\R++XOE^O/D<_F2%/\7K7U\:XR[*?V^VF2&LQ@B4*,2DF/
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MYWZ;G9;3XM-5L4@]U',^=,4EO+'ES.B0MIQI*0 H:,.%8]@*&R1!Q+_,2QB
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M3Y1PT4N5IMWYTW=>/GQM(/?C8CV9[V6HJGO:@;FL57'\9</XA@S(4:.?!95
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MO"+Q-DPG6KT 363.!8@DG66= B.UL=1%($J3B,6KUP?J>W&G0]II]?!I07[
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M@?O_V7OOYD:2+$_PJX3E7.]5FS$YKD7579NYK,F]$KV5.;.V?[6!0#")*1!
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M>XIA0I7H\FN;PJJ]-;<_H_3HVTIV:LB:DTE5 L0Z;05#DEJ$I"4A:E$8$TP
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M1C 0N/9[D&&7^6P&0NPL6\R&\.Q;<S[+^K 9O>$XN^B-?Y\MIXO^,(=/BQ1
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M3CN<%]I9UH?13:[3B=EH NIP<411/"%)H3#^.@*5XBS[>3CX:!;P.S!WH63
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MJ 1VDPX:YIL(L%08[3Z_XQ\;OV.# 8&-5DP\+G;K$.?$$(=6J4H,J]2HCM(
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MXMQ"'%(/SL.*(2:X3IUOH[5..*D0P0KPQZG7A:_L#G%:WX%2R0YG.ISI<*;
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M-".?-O"Z\H*"G/@1[.GI6?9IW#_/_CMK0N'_\#< JN>9P_6?5[,*L[[F'R]
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M()9K__ >]F\7>5N5A=ML8VTMGSW4C6HV+JK[SF]5&4S/OIR!>;8 MD^#A<<
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M@T!66LZ$TSABHD.*4D!&^/!F^)!M@0]T%/#1M(ES$&I,&>A2G; _5*7S^4Z
MXPZ*UTAM&)Q@:9W'G@=DN-%64T49Y]IKQC&5N-[9Y39S]RKF3GU7RTVH]6=M
M687*_\IGDT%O?I5DDR*8_+"/.D2ME4Q':ZYU;%ZQ.:D*T3H1N.8*!R<#YY+8
M&(02GB@LF*?6-<KF+2J^2+?C_HZ)S8_9.?'W50#3_(U<?B3,S"IFYB3&X#A5
M%D<NF%9*I+\"1@HKK[>BA1]7R@W,O@@\.B&!W5JY?$KB]T@84XBJXSJ3(&.9
ML$0%CI4R2F,4'5;!8AKC=CS;JQFS12(6-REBVR])C\QPWD3KG;@N_=U3;*XJ
M-C<4$6NHYI$0[ITT03/K.2.8:^RW$\F?8//:)N"6R>"[VG2C!2F>HIB*)QKT
M 3=!,0_$4G4&]XF#!$&H @E)E4+&>&X,XI8'Q;TAU/E(1%$&IUF0:)$^0$D'
M$@^ 1,MB41N)TFJD:N$J8S6E#R1/_BJ!K$IWZZVS/+KHOC?:*P35O((1&VLL
M\PA@B@M"#$$&6T:U5MY&IMY\NJ=;<KJ'U5YKV;0R^K%S/70X4,<!)KH@H5/$
M@2X*&A[W']NJ19%;5 5%ET6-NJ#H+BBZV_V3.G=\95#T:1U[$%SO<BLHMH0&
MK%CDC$83A-#4<*4])\QL^4-?G[R_VILV:1C=,>4!XM<)\BNIU'UF'<9*B&"U
MX!$%PUTT/EJM7>K/RO;!KVV)^VW2+W T*OU!R.G_J!?#FGW-/TXN+^?9=ZDH
M"4Q^F+\]Y?W 3RN>0H2: \"#_";>4!9MY X)XQE%$EOGE*/";#D"7X\(?Y]-
M_AC.4U3#;YN-:O>AYUX:EK96TA^M"7-*2/#4N2465<(@I\Q+';S!.G"IM>$A
MJ?*!"NU\4%O="'<.!?L^VIS#7L!G>],:NB/.4SCBW'@5%EF>:F0WY$SH#C((
M5I4G@C$%R$65(LYQ'87"#@P:ZZG7-.@JS6&7EDUKSCQ/_J2C\V)T0%$#"E*+
MSNI<EKM*A3Q(I'BEUD)A!H/),E4//<)>LK_DBZ*B<A&9=:N4\YOIXIZ%>Q4
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M&(6M%$Z@)VN%/(U1[Y8:>%HM E[GB\$'H629_C^7PUD^>"1:[<3R?QG653,
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M6R]5_2G#Q0H"F-<G/4P@ _MZ=3--!%= *-#8$$1>>FQ>'/46$X3WS8:K^E#
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M\F=M<UX<1MJ6G=-*.=1C6_&B%:\'EMZ@U*FTVPBJ[3;,-3(:&,H H%8(K:$
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MS\-QI:3._K(C(QKOH6GM^Q:(YW_=%1QT/AD-'LGU[$KKTU:F-+526@_0 \U
M6R>2 QM9U<]SJRT<T9CGIBAD7&JG@5)<(T4])H4Z0ACAX%DC(#?5H<]AN=_N
MLM'W[)?PIM?[RP=]FQZGW23M(Y:$ <]@W[4]LBRI0ZD $: M !8PRJ@PT)7%
MH)9P#>ES4K^VL.Q_!'7ZV]UD?YS:-UT_T(J;P(RH[U[V*)<V^B][:3AU'!@/
M,41"0JLJ+F42X>=,7W^(2Z^G6;8W/GV3\:;=Y]^#9%/<R\S(C:+F1B<U$]YQ
MS.*L..LU-::2F<"3%KC13Q;3@V#&[O/<KD+<XY*I9,\U[T<N<R6HN5QS"N(<
M2.F1M9($1E>LXG+K91M<'GZ[OZ+&-RQF[ZA(WG]V4OP[GM]PO$B+/<Y_EN9T
M-0-,!OT,6&(HH4HX@;P57C#!G);*B^A]3E\57W+_N1C.[W_)YM>30'3?L]G\
M)AO/9W8XNQA-9HOIX]$C;#6V-+P("/^?$,DQJJ)'ED$"&M$CC+PP$IFP%.0H
M0@9K5#*#L<CZ@HS#-F0#-7_V<^!K@D]B#6P@6HT^/9/4GA)IVN)5_OSEFTL@
M2#XD_Z9^^Z3TSR[Y]/F;^\U]_9:XS]\^??ODOK81V-SRZ.1% :IG!.5>1)IF
M,LY!(N>+?TNGP\B+GZ*#/U"I"[0RO_\U?']QOXTRJ71&&RTQ,8@PS:5#MJ(8
MBI5O4";C GL+N.!4<DHXX[+\*;&,(_8H9>Y\SB9EOOKP\FM_',[#,5QL.\[E
M::YAS2NS5=:0ZB6;#G_XJQG&I+_Q++E)?\]F29;C3S*LH2?\.P;5AY-%^#:>
M\C#\;'Z=SI-TFL6CF V#*,D&R;]]<K.S&&8=9)>!3 ?)^7WR-Z5^_9BH^%TR
MO[^-@FATGPPFX1;CR3RY3K]GR6QQ>3F\&(9[5T\/]YX.9[\G\TD2[A03%))A
M>)$H];X7S[\;!H!<A%<(*!&7FH[";:)0"S^/T>+BLF'^\>UMD-5%2L D=IM)
M;M-IO,GV!(KO)6''@'-.V6&9PUEX9'Z#N.%1^B[2T5DRN1MGTSAS,)E,RUO?
M3,;9/&8@5%?GVQ<CTOG6W9\E=]?#B^ODXCJH$UF^C.1RM(@WS%,4JE]?IL-I
M>)71(JMR.8OK_W?8MQC[SI60C\GR\"Z6O!ES.?+M'EZ&38N![WCU[33H$.&U
MSK-Q%C<[_GOEQHU[/7Y)X^;;-NMV.OD>Z&$6GYVO+K_5Y"[L33C-P7 :2#/_
MK'&8.3'=3,+5LX!CP_"P=#P/9#(,)U/^.CXS9G_$?^>Z9+Q;N%<60_S%&X;7
M^7,9_9^<!T LF"+\+#V?3:;G21"?X1C_4CSM8K(8#<)[S>/J<YH\SYI/C]>5
MSPUD$EX\"^N["50=SB_+3SH\*E)PNF4/KK/1X#E/.,O_<5$0XI*C9DD0A]?)
M?P92"] 2<][R'0A_QP,K/K@,^S,)OYQF5VFD_:LB^2&-Z2=G242+(F<F*)7Q
M[(8Y.7Z?C+YGD;7K \J7N22 2%WQ_];7NI.<"MH(NQYP;3*^FL07.D]GPYAY
MLZY7[5W&O1)=-U7%9V@P\IW299H\7![TX)GX/1Q?C!8Y*:W)@-'P9ABA-:)G
MB7OE?6:W$7VF27H9"&V0\T( YUF\1YE]%>Y;73X*S#(<190O"'[Y-M5=IH&F
M[O*;A'],K^Z7]\A)>92-"SJ?)#$5-"+\[6)Z.YEER\75E%R">A!M?PQO%C<Q
M2RC7H>/5$0ZBL$IC4NEB-'^,/QHWCSM;+:7DX#*'+IE=9P&:+]+I]+[,IU^,
ME[?=D*OY:H((FP7#<E!L5=CZX6U84'7#<.EH$D[[\<7NK+:H:'F=B#?S-':H
MZ7TRU N3H?#.9"A,'LYJPOAIW[VKT[I+O0'Z];W*C[GNJVM9-/FE:OZWZ61Q
M>Y9\&E]\3/Z[I=QCB+;-#MGB/&K^]WI:8]95]N%\FJ6_?T@O \+]F([NTOM9
M9+'KZ2::[C;!GN(I>8VC!;W4FJ\2F;]<;C7E@VAYW--$*=;446(1%4PKK Q9
MOA@"MF'/"VB51MI2@2R5 &FL>67/*T' :UQ%[Z5HJ6!7WMS45E1,JV^J2S$1
M/WPXCFK">19QX\6Z)%E=8B]YGR-YQ4[)R^G+TI#!RR[;Y\-.20%8GC#O4L_G
MM\EW;M;7]'/47IH:_Q[-PKN2"KR%J)IU6FT&$CN9$_LV /F,M9_2+)5N,X$X
M&28XQ235GS_]ZS?3],(5[L["2UJ$<(K82E\FTY?)/)19A $C&21,-%H18LLI
M-S &K8WPRF)JM3>.862P$H\U BAR/?Y?#/-<#K.!6CK1_[7PH?]:N+\;R2 [
M1K ]9,_K^WS\1AY_*CH0%$'[Y=#BA]^A?GA[PVG."#CAJIQ.8>ZA.S=/[>R/
M"44;6=C62"6!U4;'T43&*F YPQX3S0&2=J,E?>LH*@X011%FIXNB1URG46BJ
MB_'E(F]%<S&YN1DN@_'K.FL55 _T>>*U'06JT,9P3$^$0!AP)#RB!B,! ,7"
MQ]G0-/YK'56>@R%F>2I'H9-QV":6=%:^'H$*=6K\C.IP8ASD[@CS0AD;^-D)
M#B037$@!%?1.[HV?#T\[8+S-YM3=E_+'Y*C:G>>VH@<4B6)%AEPZ>[4:<+15
M826>D!I/--16< JL,) *2Q64B!LJA.88(K.A'_P<=UJ-!S_G^_Q;GH,<V3B?
M(6'*[#^5)__M4 K*3)CQ57V3\*^H:#=*?TI$^7*YY=<KDU0C=F732"GQ#0L,
M>3U>?2V([]>"]JK+6K1?X-MX@3JKC!RSHZ>'FQ)NJ&QD0WD, *8(*4&A DI;
MJ:U'CDAC^681ZNO@1O1PLZ(0P5:G=70.;$XX]>.W];*!U?*%YT3Y^GGRJ^C%
M:_2"GF@OF$'!ZJ(Z*$M.4(PT5Q *)MRR'US@Y1^7)^+R WF# -;:$UN##4SI
M*0R2[R)H=%9C.0W6EW6,FVN-$=(02,.H=EI#H[DFVA@/G$+TQ:S?BE]E;ZP/
M6^UTU576[][LG_=J I%?^T@Q_\^3NUBQ,KG)DM)QEWQ+_TC,-!L,Y\FOS>+(
M%Z?\OU>W]5@/7WF9'A@AM*T_0%Z@&+ES%O.IDO3B>IA]'Y;%R%>3P'"-N]U$
MEKQ/?LL:25CJHBB'#+?)TFE>/IP.PI/2>1PA,5],\V$&%^EM/):/21$:6ZE#
MC:6L-^DXO2K:#BS&TRR? )A<16TP.L_*7Q>UIGG?@2=4IA?%^EM*T]/+R^KG
MMT% 1?PH*S;SCQJOME%8/\W"S[.\H/JQ4NKQ_99U?@Q;=9%W.;@:W9_5=UXV
M5&CT 2C+4F)5;[ZY:;AR,:Z';JR7K*QJQK&*NSBQY0T'B2X+4[_&2M?U<0H'
M0-]UA?OM[:@H/,X'1,0&$443B96A C=Y3D%.W,7>Y5L7JWG7TPC#P?P]O/?T
M23<\:S+6\E72<%VDO" S\FD&@V%5)%P-YBI>-_:DBM[@BTB4);VMY#,VGE]5
M*,\#0%WD #6KFB8,JDX3%XOI-%X8R'@8%IO.BKKL:5W?/(_MU5?N$=_OHJR
M/L_J6T9E+;]D-+S,-E^N:+BQLB,YUX<[+ULX1$9>6FMY>79\G<DX*TNI"^2-
MEY0C'XJ;;EUAO-<TBWM1W2O\8K$<CK)YK[R!1!H'U81[I;.\3KSQJ_(E_Y)4
MX%)L4/S=-%!=^OHI(U%WJB>,;(2(@J IY$Q#H=H]4L1)1KS!W$BB'+96<$ZK
M4CWC(&^6ZDFIM8!40TZE\DP NFR]0R31K^WJ]%Y"K1C\D8NDW$50%N?-2L@;
MC@L-,!+&ZMENR+\M/0YJVFLBPH\O%__KJLY)E?PQ@>LTMA?5_$&TL^B/,%DL
M=VM)'7WL._'(E_BE-SW(!YYDN2&$77(,O$V]8>QLF;@\#:TO/>Q+#_O2P^XG
MI_6EAP?(!*=3>M@S0<\$#S#!MO8]Q\D$IYC6^*WAIVD&Y3=],7WI6%\Z]GAP
MDHLZ.(F=!U(H9!QF5#.H.94&"T>,)I*JS4G<#[K68J[5E^@5"I_HTBNY-;VJ
M]MX=6%8X1*U.$C@Q!CI@)T8/GCUX5N I&G-1#+.(4D@TLXX"J!5U@C.@,4?8
M0^WV!)[B(,&S;UK0@^=^P?-PC[=;N6T[(1"1N@A(8:*$C.-]L&*:6^Z*T5!&
M&BOUQM#4EB"0'R($BCZ'_D!["C0;9BQS'EYBAI]8^;%HE MB(@&15D)N +4>
M"JT \1I:#A5C!K3;I*1Y]='8GY@?0U7R*46]3X3-&V5ZFA&'$>+2$$B!TD(3
M)PG5CE-'\.84];VR^6%:2L<QRKUG\Z-C<U[[C15FRD"D"+*:<Z294<5L F.I
M5*CEEF,[V/P@K0%)CH'+^^'3F\R46[&KV=E[M15.=E)U"4NRT21 .VTU %#S
MH&M0*P!$(N@@/);<6H768:ER.)2CJ$N_PT$9#+&^)GSV>#$>.ND1V >%35W5
M84X<922LE1_"H5 *8$ MH^&?DG"*-;,$NJ"\8_QBE.FNO?(4E$%O6>S?HTR/
M,D>(,IC7)I852'&C@15.$4TL1JXTL0CBBKP89;IK+CU)EVDUCGQP*-/-A@-;
MZA.?O@=/*T=,"GS9_&\[\R^?QIZLCF=0SY!7VEGL&:4>"0<E=9Q+(S&6?*.=
MZFXWQ[^'P\KLY&Y\V&ES88<O(M/>A3O/LO$/?_T\V<6QKZ2,S>$T-[?I<)K_
MLYA>G]QE>4WSQ>1J'*X<)(/%M&JT<)^ETSCA.YKG[;Q05>Q5T">&9TFS4N=U
M]SYKZ1V;91.O?:-8C![ERNL:&SS6M&0_H%+\&:]]K&])W5"V;+*7E%WVDHK?
M]K[L/==Z/VD?VB&692>)V^GD^W 0.+,:3'^97I2=^(L2\N%T\"&V\+BO!MP'
M]GQXF+O.+M+%K.A-4OX^;SJ1I1?7<5!][+LP_%Y><9]<I[.M;4RN)W?QS8*,
M'\R2R^GD9K7E1,"0Q3R\94"0L]@8X2X;C>+_WJ3#\3S\_UG^J/#T83Y5X#Y_
MA?S*V6P2WCS6QX>-^3Z,!>'-T01G*\U.=K0X*5HGU&M_66N3)_0I253>@*;[
MH)@C4/=P,>_HL4G>U^D@2:^NIME5/)+%.,BJ03SK\<7P-A#W>7$(+6[]T]*Z
M9*,LP&D'-'+"FAC<-5H0*[64" G*I2.\[^W\@F:K8JDPR<<#P!\W39SDO"B1
M;E=Q:H]MGDAB$O7]?+O:S[>JPF^5Q,X:PC>*ITAQP9J>IG?CE=$\L8/9'_.
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M/+;&CO3S*-480QR%DGMK@[D>U% B<76:S$G>H!J$ 0&<$B*LL-0%G924+:&
MU,C(%OL\Y5+U?9L\I<EL<1/4@_LRVR<QDYOPM/O_]3\$@ORG63*+>_PA-Q*#
MHC"=W&6#Y#(HI[-E#Z4#4HQ:TGK$3JV'/Z+U/)8X\\)\FY=]!=K-TCD"Y61Y
MPKQ+!3X;)LGK;?4MT%RE:"88GO7U82]-UGJ/RK"N.("V$%4SR[?-3N>==(6<
M$D >>07D=E(6IUDA>#SY"E^SBRJY/9S"( EK"@(OO9IFV4V1"S])IMGM8GIQ
MG<ZR/N&R3[A\()0A&64\@X36<VBI05H[91!6D!H#E8%82&T0$HY[N9&9M31>
M=6Y6A9UX(,C[C_**?T0K]]-X%LS.2*SJC^%L^55-V%\#7?\]DK5:4O6WR6]+
MFOXEU_':2.Y@;Y+:<:0\<, J0(]_/?XM\8_7'3^!H! C*302BA*#E)9824*1
M@)X235^&?Z*K^(?;K9 ^+!XXXKPWGX7]3D>%CS.IR&9PVJEO%;N+NDS:4F \
MI=(;2ZCF5 "B/;>20.B-IB]D]R>J.^4A^7A&OU9']'+6_J]L.AFDL^LH^ 2"
MZ*=CR(?KO1''QGX4U.5=@JK ?L@89CB%%DB*K!(>Q="F5'1CZ%>KTK9E]EN3
MK"+VFC]\_CM%_\J7V$'MX9!A7PCR*'LCUFA" JS4V@LL'/7>"@AB"WW+.>'A
M [ 7Z7IQ>?6/_ 3SN\W+N'IK?"V/NA2D4US>53E\[!Q,ZLQFP 7&%@556%LJ
M*1&2,*6),E139]1&*5<K GK/' S9FPS+. "1?9+CBI\IU]]^![OI+.DG?VY!
M2B;KUK%<20F5@UI#JI32D/CP3^@H@M;)EWL2VHAR\/UUBSV8 : =0</N1CUZ
M,#MM,&NX10$'C'C+C?* &DP%@[$%-F$T_(S(C9$N3U;[6BGUQ;#57CJ'"6=[
MJEA[>1KXFW5K/<RW?C1__??L/AFD\S299J-T'A32^>29:>Q)6QO25PX^)X<>
MHIU)].QI">H;7Z'N)='W&?O[=CU!V*6,U+=)V5=YC]XXN21(_1SVXO",Q 4X
M&21]/O^#^?R#B%/36=+(ZS]+LC\NLMMY,HWEYKE(Z5/]^U3_/KC><O]A>NC.
MT/8J WH::9U&WIL,^,'D >QY+_X]_RL;?$C#6M.K+(C:H ]ELUR^9G&NQ'W0
M5#YDX\&/KVV/4+W_XO:![0V[]-.&*5=??SL/&@&,PGYQ^P#4/YW,CSC(>[(+
M[T^_/_U3/OW32_;.3>I9"[6")Y:@*F"=P6:=-MPS(BF'E"HKD(($(JB,)UYM
MMD9=Z>52J0^JT!X^E<K#;T%W:#EI7(T'+Z\=&2^*#^I8#%F&8CZ@1V,QX"-I
M,Y=FDXU>0T![X+0_G;B!="( T!A XJ2T$'J)L-142:TLA@!)R:UQCA+>(@"\
M)FW]O0  ?N1MMA7M : '@"X  &WDL,.8L*XU$RHV$32,LW*8 61<*=8B / #
M! #PL=7<LH,$@&[ZQOH:F>[B"Q=+? GF!>"4.:-U@!V'-/7*2L(HD-31M[0P
MGIAV_PJPP!_%<4]2Z10 =%5'.';FEHT\2D 5(9A3@" 5$ DO*>9*>X]9S+%\
M.^MA_\R-/G+<,W?/W$?-W++A&_1"<. XI@P+Q36%EHC2,E ,,?]VEL'^F1M^
MQ,?-W$<;'M@2UOXE_6-XL[A)TIMP O-DLIC/YNDXOF$,::?C^V)26HQK)X-@
M4L9\Y>LLCW7_^,KPTA% X;&OKS_+XUG?R9QE-UTP70WS=B)9"3V:K-0ZM79/
MY=AG"\;NU1>B8 O7 _,L)<8!08ECU$FOL/*&4!,[Q1ABMD?5EGIMH;[D$T6#
MBO*E5E]4KM"LZ<_U");W<:Z_O,Z1R+[9S+$:U#V^'1V^(5Q/7R*>6 &5H5)3
M")5@!"F.K9?" $2W._5?@6_B(/$-B59'DAX? _3XUN-;=_"-U!/C-6,H8!OP
M!$FN/-.*N'+@,0 8;F]V\PI\XP>);[#=MCN=8X"C]9GN.[WA*&(A"- ZT$E)
M0 &*/0$44^Z0#)(!.D2#">,PU=L[?>[5H-MS$\&@U1U#>]]3\H&>"%?R.D+)
M%& >0.PD\Y0!*Q"!SEC/#-/>LG<P0_;=VO,,PJ-HN]WSY='QI:S=GYI88Q &
M.$YOMA K9W"9.> 5UN3MU><]\R4ZX[1-7V;W5=ZC2?7=DC]0YJQLRQ]H.5W@
M9#TDQ[SP_O3[TS_ETW]7MTF?DM"=E(3.6Q?=4K!W.:BAJ,?80B4(5H8B@R55
MA"H?3&%$.? 8.F[=HQIVJ=\<:V(!;36MH/-$?*ABHD><SB,. O7@6.@ALXA2
M@H6EQA%!#-#*>VJ)9%8]'A)[!N(<8JB?T38#89TGXAYQ>L39%^(@4"..%%@P
M0R#D&&$)"1*DZDP@A+5M(<XA!M\Y;W.N=>]N/)K0^W'7)R+4:%VDO>*20,H)
M9I1Z(!F12"+(M$(,,_1V-M">HPOL36;8=U:2':VCK.?KFJ]I'3WTDG-HH.;
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MBAG70 D"!-,60*#V$Q$]!M38T$#(4</&NSHKVM9 T"X-I').H&U#+T[.8L&
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M"W4;8\8U0 1!@#C3@#*"E?8P6'P4&$DX-?CY:EH;FA,Y Z35HI==IWSDQ'O
MJE0/9#V0/01DO.%B#MAEB.(T8%"<[6>5QEP'W5%;QJ@6+R@H: /(Z)E$;5;C
M'"B0Y;K=O\S3\*;5YVW<N[&8C>SUQNK^N9C-A_\_>^_>I#:2[8M^%87OG1O=
M$65/OA_M<R8B'\HY/M%C][%]=L3\M4.F5"YV4U"#H-TUL3_\S90 B8(JJ$*
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MZ@O(??QI \R2AC$*00HM$E1(_X\T1C%G!".,0DZPP\_$\)4R?(&U)>_LWS"
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M2@N?*_6\4%9J%O@<IA2HOS?(^G<'(']YR(BT4R7_BSGICI(^0MUCJ*.U76:
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M:T9#73U.I<4:0R3]G]8B291Z44#%21WGV;(;Q_!Z=LN"FDXK)ZJSJ!U]ZA>
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ME:#W<OA\0I6@-Q2"QH35E1H4<VFJ+8 PA50P)V5PI_MOG32I0.RQAZOR8JE
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MV/;Z97N5\E)5@18J>J#-RH!\=9V,YRZ^]J&M%.9H[87;EA>Y)&VH)BYX>:5
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MH"A&=.RR(_+T_(VJ-YE6V5;3\3"9)_3-7(X7WFQV!@FP4?90*, 52E/GI+:
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MM0T'QS)"D8&[R,"T;JWGC*!"8X8U2&E*H&=H!@0S@J72:KR%AVI_BG%DX,C
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MBZ+FXV00*:6EU](X9Z%0U.4)CEH;A/%:@N/^<?%P_=4)/*BZ=Y*0^&,>TKL
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MR_W!0_(E^]H?#J-OZ4-O.HK*;LF,X6BF@35K#(I RW;R90RZARVE5Q2 /YW
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M*-V>-K:G<T=0MZ6-;>EO:?\E(Q4[5'N=Y-*A6H=J)["E':JUA%Q:0Q$=<'7
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M'J4UNL@/L?I%_[^+AXA>F(O<EY6;Z>.%H+H(]X\;,(JF]3A_,<F1/KHH9N-
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M"-*@DF-(@S0CB.I*/;?:H!UQ=DIAG0-C+_:Y#7^[%X2M^@P>2;VUPOH2\CV
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M(4&$"$<M<H)2")6&B$,!-%.2,N%\1R&W[T;K'_]2!3:3I;1QU_4U'U.H-5T
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MF<L=2K7%S]Z>-A"7"@YWNZ3O5$MTR3WUO,U[.WZ%9>V[<CQV;J'48$&=H0I
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M *I%&Z\746>**%Z7:P3QY*UFP0;TG$;91("DT!H)+9!>OJZSY&T0U57#KZN
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MA?[D =1BSG(O@LX&0;(N,944"\*<U!HIRAU2FFD$/#"0.4.1.7D$==1VZQZ
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MQSPW G/D;-40" HB#V',=<H6DXSV@.D!\P!@4!W<EAH))@)F( N0<<!0!DK
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M5QX;I9[:;N454-L1A_)YY3[W?. 4^8"L2QVL=D@A1#T@F'JL)5=*PL 8, ,
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MAL2RRHTI)=R9-]D9-G$4+IBCX!+)__+ORV%XR_7?T[\;KS.=S++W5T7'/(C
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MA'3%_I!N&@UGIL,\WXCB5D2G$\W5-VZOHYN\$"?3U*V'7,<A1^HF!X K(UB
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M"LP%<0A:[JA%3A$AM368>6:8(2TGG;:4HR)?Q8W8S:;+/9$_DLA1'0P6&#B
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M84Z5UQIB*(AAS#(HI'UJ#Y&?2^EXV^GA8(CSDTY/[%%[BJBEL#'$0A#MA*=
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ML=NUQY-U[?'O<;71"-'3^>B/=WML$JQ2Z9^-E7_,<B6=)Y5-8B0W[QLU@H8
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MZ;]^M]N*<4/MU,-I6''V^2K+EHF* [3BN>OI?/3'NSUD (T'RD%IM9+!.";
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MJH51U 'J&?8,00/X5N[FZTFRU"TW";&G(IN"IOJ,,0.EE)H[2:B'3 ),M>,
M0!-4-+15RWQ0(9; OM?,K'W%FF[<A(7#BP.F\R#,UA_>Q2^Z)0*?3P*L9ME9
MV)%5=G4= #9:Y9.BUT$SGS5;+6:3@*1P;#8Z7^9Y['N^RM:+;)G7YZ3F)Y%=
MM+L[&F%U$'Q06DTM$))KY[1A)OP/<+Z5U%EMA8\[\5N]$6H^:?K+?PZ[\&]Q
M$]1F#[XL?M_LP-X""HC1(;0N.4$X$MP:[FBLM(Q1@"%UE JIF#!( $:U%M ^
M'8XQ"SF??%H^ LO7#'T-!ZF#3OPX04IL]6'$5 EG@7$\D*$).B4!%ANBF<4
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MBIOX@'$(8R2LITQ0#*U4 CLH&<.<$>^V;*K'1<@I! %Z3.L)ZS>Q3IJHK\.
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MQ_,6I[47!YV%?3 MF_=)]=AB[WL9!&[S<2&URP7"\&T6% /1M^GHAT($.SU
M?%FL1[,3[[ER@MM>:/ 93!M_FAN/TL:?YL;C5\O6/(IDS9^F\RP</9LNYJN_
MOG#T]X%7YW509$;+Y8_P1%GA#4HK]OB*N=5Z>CE:YY,L.M$>6K>3X;X)%XF2
M$B4E2DJ4E"@I45*/<)$H:4^4U'$3R".PK>Y8*S^=C^;CZ6B6C5:K?+WZ\%*
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M!]*[2Z)+MG<2X'W=K"-C*K@Q"3Q71B@$I'6"$F=%,+BY%909XR5Q6_TU#B?
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M]5)I&@Y0$!ONM%%/@-N&^=OI:CQ;K*Z7^XMZ#0=[0T^*/#7:PHV;GBLC+4#
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MC#:LXJ+0!AIN5$N<^BT+KK#X-@T"ZVVV_G$5^?(L","P]!>S'\W]B^>_=:/
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MR9<QN]*'$*X5%G:>?9\NJ^#46;YL^U!NWJ#Q)GVYR%=W1ZRGA0ME-)\7'J%
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MWCYT0D:-.(8>66J,  @;ZC@1"EOBO#(840'9W24##Q!R9\HLZM1:3(2<"'F
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MNAPI[8T"E@G#I>(6:,%5@54(J63([T\ZO<A5EO":!,R)$:ULVC@AR#17#G@
M'9" >@]* 8,T QCKO0F8?CK=3IQ@^X=5UFH"*Z@0E@CJ@4$60R9Y^"MB%6L*
ME#?[$S"]]=+U#Z]#SL<J2G!?*EL6RTF^K-\)7OV9K1:SZ23[)U#\,Q2R;?6Y
M5<8Y0[&2FF O 6">U),'G# [!W.*Q=]\-3__99U?[G4(0:<M A_9]=Z*EX'
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MYPI66^&H\!9NU8KK"?E/MZW[5/.[%Z<:X'L$\'U0<]/6.K?'0BHA,! D6.M
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MY\#[B\MPV4VOEG#(YZ<T!WVZTNNGST\DBE%LU]"\_:AJLC MWKB0UVS3HJ9
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MG<>64^."+^PT1]Q3A 20DO:,WU[7LSN-I@_X&_#7%?YX@S^"/)'20 J!%C"
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M?BEL9?)EM4\_2.$M@4EQ /E'> 38$3<;W!^:W:6%GH%.CXM.F=S0*4580>\
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MD/^KNEYEX(OK5W'_7H>??\M6YXOPR[=P2&&SO[JGT%<Z0>#;@XXU#JL! \<
MW-2]%(8#SKD+CH*FD"#M+,**8B$8L@#C8^:8'K,20*<9RP/+#"RS<UD)&+1Z
M9GD+-)?"(A-_]%I[RA'D7C '"!);P<I]H9D726[HM@;GD-PP$,U^$<U#/,,;
M<X9:1JWRT"N%M76>>TZK71*26[*3YDPG.1*PVSU0.V=1''".Q/O^@B4' G#9
M %Q#K*FU+%;WI,&,UEP;HIFV6'G,MFOU;H!;;8+2Y<"^NF_14^(#[;+$R<ZZ
M#\>DO \#PA"V? $C$-40("H!=0))S#D1UFJ%.&5TJ\+GKD*XMV0%WN5*R@#B
M <1=>?00-W5Z@7?>*$&1!81JRA4A*!87D4@9P,T='GVW*'X1[YMW67OS()WL
M <D[A^2'@-P*S7%GK)=><*(#FDWX$V(LK0-0>F#\+:WM?@S(793/9%UB</=]
MV.O9#_CRCV2R6)_,LLT"_[$D%WS([F]H][Q1?,I@[5E3Q/XE[7 :?F+8VF9-
MA0,:>H>M#3\B+CTW()"B\$!H<DM/H&S51 %?W37I)[K 6:>=")XL>L<*M:-L
MNCRP^,#B/\;BK1Q:91U!3"BFO:.><>VAMR2XKIP2&XS;W6;QO@),$@T\/O#X
MP.,'*%H'Q..HM62@B1& 4. 0B8OY7#HCE(6&444(Y%M+!MWQ>)^[F 8:'FAX
MH.%#%*U#HN'6FH\T'EBK,'$*"VBX,;1JM>J1,?Z)09%.,JHYZF]+Z/Z3Z1,C
MS]ULLWS=[*JR#VL:7C<]RY(TS[-5?D<[UA<?F9:PW")C>\*/=P]%]V_^BC1(
M6RUJ@>&8 6PY8=11J+5"4#F"E(1:.="NH*5*P5.%W+UZ1*&?N#!#(T(Z+<#W
M@( =.&XZ,TP?')S=M4P'@CTV@F5-JS*@$.;&N?@+-48+8YEF'C+F;.QAM+L$
MVU?(EJ(1[C0)8J#8@6('BCTRBA5-CPF')7&.$"I0L&&%%\%ZA3)NI-#2 :S[
MH=@^HZE8CCCI+Z(Z4.1 D0-%'CI%8M"D@'$J+6$(80(5!5(IJQT@' $J#/3J
M"1391:23DA&E+]GO;D>EMPAI_F65AH>IO^_BVJV7F04C_^UY5E :1.!/-P5<
M! %OO? XBQN";[E)ZY+7V /4YT_G@?7*S^U[SJ,4S*[!#((R>EJ\=C+.9K/J
MU_]Z ]X4G\.[C.O/MT%E>I'ER8?L>_)Y<9%N4>U%NCR;SLO'2]>K1?U%R>O%
M-]^GD]5Y.#J,1R49X\5LEE[FV<_U'[_<%(,WF^#S)L\>LC=WQZ;+>U#ZIU_>
M; EQ=?^[?Q)/.NMI/\D7O!=_P7M!\*C37G53]FOM$(%TETI5;K'.\W5E\>E[
MR4$GB]DD7$[ER>(T2>>3HHS_ZCQ+_I&ER\0%XIHD-AL7-GR"X2@)NHX/"U#M
MLW^:SI-P]"P6DWAH/S]^!='Z@=%Y&6&KERF2*HBV(U;\KO+1(#.%S-21UT%J
MAGK+MXI(40?YD$H1#^)\S.+<1%JSR2%)]5!@^\;9Y1[8LM9875C[A3;I[UF6
MV[,EYH#2-FDK>UXACZ3 U'I%J<6,>XN+M$UCH1%,;N_P+Z6MS-VLMOD',;PE
MKLD/('T)C1CM-'GTR%!SE'GT YT>%YTBV2J8 @G TNG85M4"KK D%9T"@87=
M&SKMK[XYZ;9!TY'A9B#4@5 /GE )WQ JXX0KHP4P@AAM'&&6582*+).W%(3L
M@5#[;5<WT.% AP,=#G1X)QVR)C434.X4 @Q"1J0E4L*XY[*L82^!NJ7$]0_2
M81<5^4:0OTC!^=T4W2->S@[J\48T\KA#\S7"'P*X:.)Q!C,A@5.:(BZQ8LQ(
M6\?C($1;%3=;0UYB_-4]QWX"<1)TVNAF5U<XCBE9:@!_!#\#S>9A!Y$T7DON
M,<3&86;!)A@/'2"[#_[>]KCA+IM7#/ ?X+\K\(=-\-AJ9:&F-N!=:68@(1C6
M\&= T7[AWV>00_97@&5 [X#>UT,O;M ;;'7$G..>D5@JGQ.@2_1JHRC _.GH
M[639A>*7K,*Q!][WSH067Z+&T3+[ELW7=R4'#=TB*SC3!LX4,J>P#(8W9<9B
M[X6I5W*18!K=A//G<H1OV^!W"/XW'E':9>NIW>LB.;2+'0B \:;03+#,82PP
M0YGFTGJB+-A8XQ!KN+,$T%_JAB1RH("! @Z; F23?$"=MH!* AS"%$@BG-_$
MXZ2"6]E<G5! KU6E0:=UH@8 #P#>.0!SV !8(^JAD,!*CXE'DE*D2@ ;@8#:
MRAYZ$,!=A+)'''1:BFCG4'C _=C;*]Q50_8A4/884.(&E!9@:PF!REMF*0#4
M>[71JM#>%^:N$EA>W<3N:[,)E2]9O6=GU?11:>/CP#]M<MBL\X9PA;3"P!B"
M+"6556V4) SL ?[[<K%YIPVE!_P/^-\5_+?:IPHC&:+, \N#3^VLQU+6D76G
MMK><=HS_7I/Y0:<!L@&_ WYW!+^RP:]!W&LF@U_M-190$0Q*^UU;'2QY]PS\
M=K)01?BPTGV,*]V?EHO3Z2HYR8)T9,GE<O%MFD=1CF7IQLML$GZ;+?(\RX?X
MV7U0%["!.O&4 B-%7 4S0AKNB*GC9]1YWRYS6PY_[.:EBQGX5$] ^&"*X?^U
M&/U7-]Y[2E!G+[+G96=U_A!:/P)JP*1)=Z.2$(\<M<Q@++2T=!-:=TC:O:2&
M_I;.(3_LF/] #P,]A'\;RX$I#HAFE"',$=%6H#I]#EM S(O30Z_I[8/J'[!]
MX-CF#;:9)QQBSP43W"'&#<*;FAS<2=(IMCM95T/XL!%ZP"ONG^[VXY^=S7X4
MH3LA<2OT[IQ!C!$O&+14 *Q%O?0NE/0W0W>;P?>+Y:^+=/YKEN:9FD^*>LD[
M8K/WM!;/AOWF0R3_ .E 0M2DQU%J'00((.*)@8[0JII,\.$Q 5M[7/:!#GIS
MX8>5O8$/#I$/<%-\AFHE%!#2: T-X) ZI6NG74J[M;+7-Q_TVA+T)=N!#G@>
M\/Q2>*8-GKFAD&$D*1 !YPQ C66U4J\L(+I+/'<!270492*&A?L;9Y?E#^J%
M^ZJ-Q2K]H\ZP3WXZR>;9Z73U4(NT(X_12=Y WQ(.H35>.F2U!-2R"OK&* CQ
M+75SXZA'C/OEXB+HY6"&K\,;5R9YT--E_*X\[FOZ1Y;_-ITO@N!?U34F U%<
MOXK[]SK\_%NV.E^$7[Z%0PIC_=5=A'XB!DQV6J)JYV*,PRK P#!2-L7JM-?>
M(>.)1=9AJ!'531HO55O%ZHZ)87K,(Z #RPPL<] L0P!HRO 8;0@D5A(:^,4Z
M"4"]8F$D1&1KQ6)?6*;/T,90J&>@B$.GB%;/)4B!]T9 J+B%+C:Q,ZPJO"<,
M0UN%>G:!(KHIQP,/NYK' 6<UO.\OR'$@ "<-P+VVFGE&&,' ,:DQ$*!>EM#.
MX-L!'H!;;3?2Y<"^NE?04Z8"Z5+=[ZQ6/R;E?2 09DTQ/6EU^ Y8+</7A$-"
M):H@3 C4;%\@W)=CCT67>Q8'$ \@?BR(?WH(Q8*W=OX2 85W+"C@X'X#CFU=
MN0<IS;;6$_M \;,=YSR,9_CN@>0 T"$<MR7X.:+0@S5ZA\DY0'F_H/P DB%H
M]+%20"M+#1!6<DHY!;S*#/"($+-5@^='D=Q)!FZ7&-Q])_9ZO@*^_".9+-8G
MLVRS)'\LZ0 ?LON[QSUO%)\R6'O6@;!_23N<[IH$XB8?&AA/&/6><<XH1=A8
M77LI&$NS79DP6S5AP%?W3?H)+Q#:7TFR'Q&]8X7:478X'EA\8/$?8W':)*;$
MELA &Z"\%MP8*H6H6Z@"$WA]MUF\O]*2_57%&GA\X/&!QP<>[X#'6VL&(@B=
MA\(Z) S0*IKB]>Y$:0'=2F'NCL?[3,XAJ-/LG(&'!QX>>'@W1.N0>+BUZA,3
MNRG#&$CG#',.(UR6<M(.6JZW4C ?Q\.=9$"Q(3C1?>BYFYV1KYM?578]3</K
MIF=9DN9YMKJK7,R+CTQ+6&Z1L3WAQ[N'HOLW?ST:1*"A08@I-MPZ*YBP0CLF
MA*E36#A7HEWU2I6"IPJY>_600C^!82I''+YDI>T#QTUGANF#@[.[ENE L,=&
ML*@I-LX!0\A02V(](H:(A]YN2H9"A':78/N*V9) L>0EZY0<.'(&BATH]O@H
MEC3U'ZD4CF"L.-2&Q[XME-<V+.:>P'XHMM=P*A@1^9)-TPY<\@>*'"CR^"B2
M-3E@&,9265YQJ1"P+'C\P-79 ] !\N,4V46D,UB"DKYD;]@=E=XBI/F751H>
MIOZ^DVN7X_HAQDFFX_)SG,WI?)V6 UT<5IY8_'G[ZX^SN$'XQO#,@MOP]CPK
M2!(B\*=?MD_8?L;6^=?(!P1\%>=/YX$TR\_M&\RC$,VNH12",OA:C%HRSF:S
MZM?_>@/>%)_#4(SKS[<A;7J1Y<F'['OR>7&1;C'U1;H\F\[+QTO7JT7]1:D6
MBF^^3R>K\W!T>/E*L,:+V2R]S+.?ZS]^N2E%;S:QZTV>/GYS=V2[O 4F?_KE
MS18$JM_PXWY[U6W'NZ05A_=[UK+&37WVT L^H-"JT\UT%3[-\\1/Y^D\1AV2
MORT7Z\M1\GX^?I?\SV:5XWFW@;&(R&/HM_WO^;+AK+/L[<DR2W]_FYX&AOLY
MG7U/K_((L?/E-IO>H-M"/W\-(_DEFV6%IGNKK#(&0@J@LA1H1K@I/1?+A5)&
MO46E_@V7R"9J]<.GXP<X^X8HB)J&RZG^USI?34^OKC$SB<=T/?N_I?,PLM&#
M2M+Q>+&.+WR67!;VP#B0]'HUG87#)\G)5;(ZSQ*SN CWNTK2O/AXDN;3/%F<
MAC.R/%RD'.W86"$O_;(D?+^>K?*X 6.VGF3%6:>!HA??PXU^OBX2/SA>UW02
MNGT NQVO\F,\]^?I*MQH7'[SO7S.D\5L$N[@OWY*TDE\@"*L]ZQ7? V1V!!"
M-?=Y$JX67RJ_RH,KGJP623:;7@2V6)73F9V>!E1$*:C;LB;1.4^6T_SWY'2Y
MN"B.J@0B_S__2R#(?TGFQ:Z<ZOAI7;%SG*[S<&QXRO+T(%W1I%FFL]E5<E$(
MZR3Y/EV=3^?%5<,KI?EZ>96<KN<%,M\E7\/7K<<M.WSDR4^QV\=YL"2R_,_7
M'JBX7/DB ?"+B^DX^9;.UEE\H4):U_-)'B\3WFE27"8\XN3/-2+JRVS=N&@8
M.HG#UUPB]AHIT+%8+R.\PBW*W]+YI#FN>,KBN'B#."";X\)-LS0,3G77\J;Y
M_]_>FS8WCB1IPI_?]U? <K=MLL:4RKB/JNTVPYFE[BQ)(ZFZIO9+&T1"*711
M!!L@,U-M\^,W @<!BI1(B9 (@C$VG262..+PYPEW#P_WV5W5V <C^K%*!J*?
MK]M6CL#':E3T2YH/U .NOU?M5D*7]WC%1!6O_1JFL5HQ]+1-OT71N$D0Y2RK
MSLSN9B-%"U^CYOOS]CS\J6Q23B@W6?Y6*\\4?&S-97*B9#89ZJ57R4.DYTFU
ML7A<&MUH?WK>_+L\<4XR2K[$FL34?&FQO<ME18WL?*53C\NM)-T++;_JUNO2
M+6\EE2._,<5]Y*NG"N*H84X&10ZCO>.QI_H5S[M62$8.@?G,5UA0JYOZ63U
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M:573YYTN.U$:9 ^[,\T#B:N1.5Z6F&4;P^P3F'T"XT<W_3N0?0+^VOL$8;[
M98 22!V @.]0R@"5GH0">;9O2RFPE/J>\#$:7MC?7=ZHE^5&_>)!)J7?#+4R
M/IP/X<FXV*17Q']V<ZX6MO&T7##.QJ-[+\X&HT2[K/1J["B#Y(]W*Q9G0JE$
MQ".!RPAT;,R1%-7B3#@5'^I4!GX  \Q<1#TO< -UL81EC0UB>UB0)_<\UKX'
MOK.B;!!.M#BFL^CY.R!/:>7/C 386"5?5,!/SZY\"S'K@W5N7_BG5Y9[]LNY
M??J[%9R<VJ?NB?WYL@TY7_'F!^O^LP0L2Z<_7JI7#F>CZ.QF+F:%5V$><'RE
MX?.D)"%L,^D)!T,D&/$"SLO$R!Z7W*>@(4F"(HX%$![29U7LP/;FDN10 NBV
MHO &,[_.&)N/HS4?PMQC7^=UW\X?;-2Q%ZIC$*W5Q_@3^AA\_"?VHKM>]E/W
MWG5("F@M3+!+93Z7B&#[H,45S/:[,G<M?ZR=N5XTR$.G+0R/S)'?YMV%]+R/
MQY:Z9Z3I?ETE!;P#2=HJI<2;"Y[67#IB,.V*;XR0;" DP@B)$9)U0O*HHZ #
MM9#?;J%:,39GY_Z%?75R^LDZ.57VJ__CMM+6XP)H!]MQ,_MF]@]Y]OM?#*[8
M&VU&]62SZRP>QF$:EU%ET7<=TZ-WRJ.\X*#>-E53'6?3-+Z>Y8% 83I6OV?;
MKB'[+BY&^^Q57_O>OX.9R\-3^*O!V.1?+]9'$/3!@7PQN"X#J)KKP!OAHWO5
M8+<6F&X5:WKT3#JE'/,(,M2H2T(ID]3#GD<]R6R;>EYQ)MTC#L="/MRXKL2H
M4"SF&8Y6G%"7JY)X1$-_/(VG2MCR-![ZQX6][M:2=\ CB-LL\M1#H=U7GC><
MU$=.(G5  74=-V"N T @'.'Y7- RNH2X@01+%5TWYR2Q8TYBU'"2X23#27O"
M2;2N&,$P!1#;P/,<XA/;#AQ "TZ"/O"Q>#DGK4QV]H:<I#3 7G-2C[U[FUM_
M)^4AL,.N5EOAFI,Z>#% /O>9X %BP.,4N"XK<>VY2)#E:K7%0';=_B&B#Q5N
M#\D]=R#8DW7*4,PX(LQFGNLX3@ \S 6N]'SD"OAR[.U6SR=MEF$RV#/8:PE[
M'-9^/X)DP*0@'N,^)9['<&"7V*/,HTLV]N;8VZT^2]K,9-E]G?4@MS*:F<K&
MPRH-@'43/;:%L3'.6QW.#A( ;BR^0CHVL1F4+'"Y"(0K9$D TO<=VDQ&6P^X
M&N_+8KB#*"JXH'NJ;ZLYNSMGSW:*$KJZ8/<=R+1>R;D7<*'49\1L7Z'9Q1!6
M6C16RSK;!LB[U:.1 ;(!<L^!S&$-Y #Z@2]=0H#>Y@JHYY<J.92!J+?B7P+D
MW2KE&/8:R#WV,#?C1]7TZ:@A$SK:K6W"CO7/S&5_^G<P<VG\+<\('5VU#A@M
M[RDM3]!ZPS%@R%,JF>,@";A/ $%S+<\%T'&:6EXU\($:]M-DK),>7C8&O5W/
MR[RFVD61[%!=,KV_2E77BTYESGWSEWF-RM-"')H-:TUQ;',3LWMZ8Z?(QAB
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MSBD26!D1(D V$BRH=E(9J@O%O2[&.Q*QAEH%^XL<$QW)X&*JWAJB4$1!:J(
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ME(,JB2<+7+14EV(%?W?W]-,1X6^;TK/?$-AC[<_0H:'#1^F0U*?<*>!8$C?
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M NIZE'NPW ODB%*QE#\O'V4['^2.1?"C5K,Z=TXK[Q2JN[J"]QVXLCZ"0Z#
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MNHD?IC%\(W]2IL93??=T,;X6%<%ER6[1;&E##AX)A^J[J=DW(*_#,:YQ'/
M2,<) FX35SH!\BHOL#+F/+Q4;^_Y.-ZQQZ<7N4,-!O<.@VL74UH?27(X]]3"
MZ6/D01E@/_!9>4!#8]-UMP?A&SA4-EE,89O.U[U<30_1)?,IC,>60D"F1"6S
MDAM3%'>315K4I[($=V5 @("0,R_P?1)0I^0'AS&YI&SK =>>U;.Q%V>3)(OU
M"\YNBO)+</=[M_^.TF089K=Z11 (HI]ZG5&T4TCOZJK>=S3+6N7&ONOPP Z
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ML3@0+6<3VXHC>A1=OZT([97#H6-EC#I2;[K(T;Q18K,.UKOHH.HBZG ?X)"
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M&KT^(1["#@Q<!A&$7N"0ZD@&PP%>#E-Y%GIWJVX3WF8&+X->@]Y.H)?4Z'6
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M$$FY^$?T74K0GE'/-EV#_+O)*+F/JI7F?*9:'V8O.5\D96VCK\T%,\]7VTA
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M]]9$1[ZJ+\,TU=2:)Y#9NZ[_9YFL6CLFO\73V^UZ\#;BI.V4>/CG=QG'-B;
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M&=[_Y?__/Q]OIW>CO_P_4$L#!!0    ( )>%6%!)3)?$>04   $>   /
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MB.SQ8S*>EY0O>?ZG!^HG0(B#3H45BH%&"Z 3HF$0HJ&Z 1H 0,-"^\< _NM
M0\? Q'J C8.+]_">H?8)@(Z&@8&.B8&%A8EY?];O_CR 28A%]));ZL%3=3-L
M6F=BGH#8;!PZZ<H.$HVQ$WK>=RZ!N'BDS\C(*1@8F9A?L?#Q"P@*"8O(O):5
MDU=05-+4TM;1U=,W,+>PM+*VL;5S=7/W\/3R]@GZ'!P2&O8E/"X^(3$I^=OW
ME)S</&A^06%1<55U36U=?4-C4V=7=T]OWZ_^@?&)R:GIF=D_<ZMKZQN;6]L[
MNWNPT[/SB\LK^/7-7WJA 1AH_^?X[^I%>*\7.B8F!B;V7WJAH7O^Q4"(B?62
M^P&1E#JVF?-36IX '&+IV.S*#EPZ7HT3DG<N8WBD]'RK#+"_5/N'9O\QQ0+_
M'VGV?RGV?^LU!SS"0+M?/ Q"  1<W3#G?,(K@Q3.[NI$N1<NS?^9?X66WY!H
M+@E6U0O0L>]'\DA'%7EIK+X,U6P*//SM0UPX<GGQTO,MU@L2#&&S3[C[HY]\
M'**+"O:2(.\GC@\=#Z7HANN_6[R);N>B=U;;34%&E?%%0.TNGQT^>2!E[Q*7
M,/+FD(GJL>^N^-X<0@36?5F) BQ,ENW4>EQSNJ-H9FG9),E>^*U^_0 <]BD=
MB(&A>G#>-8+ HQ91R\<)\0;&LGP>L."S1-I?;-A+8A=B)^+,&-/MJR_'(+7M
M59 Z/A1PR+9^ +$%BPH-"UA[JOJXE;%<EZL\ T/^+".)0NHC[9??WZI/XE!_
M5' 4N$,V] E=D.^;2HDO[*[FM_8ZDHX,]8K4_3Z_&45# ;CX$7=E=_%WE04H
MP-::QOQ6R?M/KW.U:)/K!)2CH&)GCE6NJ;S,[*TE9B]'N08[?#^JVYJ<Y&PC
MA2,#!52W(Q@>.Y'-M/VYS"U\(G;Y=<'A]LXYVGF/=[JI M\VR80?MAT%A3&D
M"3HYV3LY$<P]X0HPX%&4]-_]-2Q/QS3]23SP2J-RHC3J\.*PMJQXG7>$)>?1
M^?67/KXZBN"D(IMZ'[_-UL7J.%)[;YW70D)";Q7V387@(O(PS,S'Y^S&_C/0
MDJ7V6*Z%N/?L/[C$N(S,J4-)=B $#N_&D*Q>^W(38V833^:'O\IQQ38SJHX*
M48$Q1GW4L(O59;4FW<GXFIUJC!@FLM\VU-4FK59!_D3I5QY'JF$UL:92"X\9
MK!Y.LUN,4+"VF+]N72CN#J;WU@<2WU/?@J&*][.6E(P"))JVD3A.$/@0X$:L
M"_KG@S0GWVTA9_OED)60*Q00.8HM)>N* O[MP;&_)?TMZ6])?TOZ6]+?DOZ6
M]+^9)%?XMFQM?=S:&KL5&:WTJ3+C%Y_B\ >*]#V?@&W&)B6 .2?\/X588V Q
M 5LPQ@*H/85C+4=,R6XP(B(QP,JXE.MG[A."[843KSXS6<![J+U36?$\W8?*
M4[=QBI_=R7JNXK,R_F+HJ\H'DKT/_)SG2KT@JT.;2>WVI?"([FK[&0&!WKE^
MDZFW>EJ1W"^>-H:M,V4:P:)OPH'37VV/F^129+SR#Q',R1 [8\IY1M>T0UYK
M!D_72/^6&:F<>7O!S">U=]*KQV:C.<%L#F5,;'2)/[$V7XMA(9]TE8.A'FYJ
MV$FR)P[C?.//>P2=5E\WWVKL;/WA3=NV315F;4XSO]BJJ3T.F:G/>#G)'T/@
ME>&';ZR*AH6PMZLNS7J<5:XPZ[S@NAOMNL.GAIVYC&"M0?:.LM>P:ZPKM8]&
M/!==9K<$"2XOA:+5^V-DJK*:=K0]1@&?#6^ECXXUDK6F:E^U[ _^H2,\IA.5
MSEJ5Q,Z'O/PDDL(,Y(0S8V16HX"XT%(4,,O2A0+D%F>DC.XR$0GBUL@.'9H;
M@:,FO/^TE?U7T#;"$P70GW4O7^(UH8 Q%6,L5Z3H_8QXKSG=8AE#=O++ S_A
M_55/_0M)^!9TS>PS<A=8"CIW6'0C&?F# OIEIB$')&8H(-=Q/RL+/9SY_[>$
M#^F#G(+%5%# VY**.^*I45W0>OLU4P8C"OBA/8,,M]OY!Y#_E?3?,Z+#YE)_
MT/2&!UY$WFP24Q:ZX<!V#0$-N!!>=,CAP1[515Q__4$-!>"#?<]O8C5?%=9D
M:MII,>GP)/A0A\H2:Y,%$ZM+8OW_D"A10#0*V,CP2D5VZ)K>O"K)*O_G!59#
MDR7^EQ)VBM>R6ER7WHP.!\6^ZL0*TR@YIR*B<QU6&F7:-6;KCS-VH3=;MA&'
M[6FRVKN)"(SY/541UH=D>0C;MR^@0?C<U/H:9,+>UWP5QJM# 3><)"/JQLV7
MXK[T::\FZO7M/.;$)Y/G&*(6&LX8 ^A]W?K55(Q+8QY2+9&,#[LB(X/.RWR6
M1*F-96UKFN]1\.;3OQC=_VLL!K:,B!]Y"IEEV4<!LOSW3@U^C%3<_M)^0.*.
M G)2_E/#3E6+8L6<EWG73%//KH1*S<= _"I!6?4C10Q8UF,#UA$^</CTS!+.
M%$*EQ-;%]DN^$7]+4J<3_Y^?1FBG%?1UW#<3YYQ?!)--:*O'?.57BVK(+QZZ
M.K\[]J@N+49CPP7>O\ /S31R_DH@F=-2B>3A8;IL1]!>R7="[&^9IV4'-C)2
M6](<YYLCMR^N[2=]NT\10UU6@HXC9!=9V.HF>BB G/SIK2F2\&/N*JCV+L&>
M=M,%K+*D*NBPV.MZ@Z@M6B,(N_(PV-Q*7!UY/%BA4C#_,.)*N3; 3(,GRX+J
M0%Z(\L8Z#? \U\U<]-6N2I8</783%_#35)M>C!L!GY$R#J0IMD9+!U]LG_93
M9#R"_8"]24F,VOK.D5AJ&Q=V=)"7H%@M/*?=BX$1W8#HQ07V_YJQ4W#8-I+%
MOB.CS@.;YD1T;AD6B )Z:JLPS>WF82@ K=QU31$%A-?M^,S.9B*^>!OK1JK%
MA'+''.61W[%F& Z.7MCLXH'6K&8^X_LRY-/<O,5RF,8.C/:ERL^\L9)'BMG[
MUX5VQDBTPRSW.L.9BWG^U0'X?TE01P%4]V%<#"9X%UC>?JZI*V7T[SSC?UZ<
M;5E?8P_]<HQ0S%+,AW^P-Q /2FUT0,Z3-,0Y?TV-R)"^V%UJI0X'KM]+5/J=
M5/3:W,C(..'77C9"]:<N^UME>FI</ +QCT*:*XCV!*@%X0$K^TX$)AU>EY>Z
MFB,,S:&GVKEH,N9':9%O3WE89P[=6B5Z7ZU5_ZBMC_:T950PTR+BWOM]K_G&
MI(%54.Y.O@S45D" VE%LI&J>WA V(2HYS ,1 :X/W5M%3/_,@1Y"?ZN4]WNQ
MZW1]. NZR_5<V(_TW(V/KCVBF?-XRC#R.;L%6S](9>'DLUFMTN'CM+>G\C(I
M$Z8$.R4E5-IN?F)VKS>6'EJ<54=:^PNZK9>IC_MR4Z>O&9N;9JPLFMJQ%99J
MV@1B 6SF\1DNBNM,E,Z2U,1-2^F<!X<TP>-;C#,6+:0E9@W>'<BQYB/W7M'S
M_CZ#/5_^XMTEO'OH1SM<W.XX&"A_],X^FWWQ78?WZ_?;OJ]</!"6"^@),KRI
M<DI7?J(W3U5EI0XL*M3KN>ZI*C)69$,A4 5K*\K3,Q63#)O;^\/ 3&#DB$V,
M=C;R^=U]'F^WOUI>7?*+G>\ZZOC8\EI#_'I6+P-X$10_U_I\]7QTGX:XQ;5"
M3T0E_]?TY1B8?$!A+U-@7$A<Y#;\_..A0)=FM8!/<&+M8M&+;XZT^D_6"P;D
MA KT9O5WD[[8FMEB0:NL+;CDZ&3[^SNCL?G0WA7;<>\1S3M,<)0YE NBFVS]
M*3!N[9UR$]X=AN#5RP)>H=%T4^]@[IU[GDF>/,\?RC3-C661G7%\X!H'@3ZF
MG<5.4%Z8,-?"T+U>S9UI3C!6:T5PRQ0H4GX;"#C[/NL#(9"8&D$HTR&?%LE#
M#@;!=\]=C:^B=)',K#UB[X3:Y0TZCD$R$R%?L_=0 "]OIYI7DNG#/^+1%7E=
M[V4PH_UX%(T_;%#^2)?:!G6"RAS\8GIISJE&[XM<%4$4P* %(ACV)7DK_B@(
M!=#RNTV52A [OX-$@72OT^Y3,\1]MBRU2( ","<@I]HTYK#0.VPW$.+I?>+1
MKSVJKO7NOEC^-P>U_DF\KI0L\#?/WSQ_\_S-\S?/WSQ_\_R_Y_G@SUL+TX _
MZV9W+MT9E^0;C*>5SQN('-P4D#1WD10Z#HJ1,=[\_UY+3LQT[3Z;B/BTOP\U
MI$%$.)O$K+^^KW@XU4P:HB!R)-L0(BV:L(@^8YY9R(;^_KCO.][5QV\@$Y3(
MG!_[O.-SZ02ZUPEM5&EP@4D?L?MDA9I_<H;A9&6[DY! ,<V_=GHZ 4GLLM8>
M ](A5I?5'[Y_ ?[CI%UQ\5"%9W)A:?AK)\[SU,G++%N!@P@^3?-8QB\,44&]
M>^1ZE($$,JI94O_B-LO_L WSSXT^UG_N&A #ZK+_4D+;H"$DS@RK@Q^;O<>^
M0Z:TTO28>P;S2Z$ U0.(TMDR32&(\*#UX+ /*9?4^JP[US/X0CT2!>0H0& 3
M>F4;/CSCQ!*0[Z$GH]N=GWV,A.ZP//A[$%S")RU=XAP+D/428Z@Q*( 2/K(^
M,GE?>%=_^[=]BY:)7I&:2R1H@E1XD:[^M)[Y/;[>]AD9"6\R2V,;=5 9A_;L
M>?Y+K>HG #G]907GB4ZC,V2]N3[.ED*T]FLQ+^4CR@KJG^^:(:3+$&NXKEH:
M)7=8;[O.-:3<?J"%PJ(*YA'/&E7"+>K7]0"\K:^56$#L\7:G2*V(:6ZYZ-!E
MA%C4]X^&^%"MYP]RB:"EO I>>(GPK5PRSCN!TIB."Q;L4_Z=.DV_G,XEW^W?
M7TS/@.EPS_@8\S@HOI):$21\X_R?D4VRC62%45UFKOL)3"]MQOUY;673)[_0
M)XS@-@DP85@OB6>*<C(&W^2$M\VJW[GJZ\2KCQX/%K$D&MCGBM<U@,-=UJ6J
M(VYG1-L9G&!E%<3PQ!HJ_.?PEXH6Z5/J1K!?3&(?":8;4$"8S]=)-P?T55V;
M!OEOY:[UP>L7?,7]+C5D+#R7/U(-C)$X1V),3*FKXNRM[%,0#A#T_8S@RBNQ
M$:Q9G_(+4%"M6V*>!+'+C$X)P]9_3G."13"#>5-A24N?YNC5VX=^V#YQ__/-
M!@>:GJ$B>!4*D+=W4SB\"MO 3F*>%;ZY*,]OL>\4_.DKI3^[:A7GT+='A@+$
M=*U7G(A-X"$.4IR^[8LD7I?E7/A>5[U8YJK0<^O<B(Y3069V(MWK'0\M==GW
MWGW_&UCIIHF($4)QPFO8X;!OYFI<-\=^W3.47_:B)@&R'M) 0U'NSV"#A,W'
M("(O=@Q^+N:85I35W+ME*OY(S]@=[7%B2'G!JY,:%- C[-:6_!X"ZRY?:P %
MAR+IDTMV73,1;KK>VLHK<D++5U^P2-++]DYL#-[,G!59QJ"I@]FZ5_",G^I$
M&(V_F'PI)YM F4NM%2A% S6>.C [V.P?<1#@NS=FBW^TQWGT,;GZ6=UDV2!X
M?E;P0*=JN*M&LA"K/:-$L^HK00NM9WQQ0NTASZZ>Z8H4&X'I@^L4S^J\!RU0
M ,MFBY.+!0QZ'@Z9:BJ^=5 #I;]'L,53+!Y ENH6K[E0 ,7F1=E52EN1CS"X
M5L _<BAFT\@%TJQP0Z&F3"ZXT2XSZL^X%+0Z3_9UQ>@-S1YZ)I)9A['Y/9^?
M?6=<0/U@_2?!1MU!R(Y6!G/JK0X83R\HGKWT=8PW7@5RT*"=Y"7MLG*#B8!H
MOGR#!BC1J'8K.7M$RN6CB/%UI-.7,R<8'W=T[%PA0ID;!>"=.SU4V8;K*OMN
MD_YJ_]IW7L$"\RTK]BH^TKO6#J Y(2P"%57(PB&"J2OSW&G?!K-10%L_\K6V
MIF?A;]B'.J+,Q'9BMWO7X48M^=\NLF[ /O28?\C@T%NV\7WFNVZ"39,SMD#F
M#+G;0FC,J@DK]$_K]N<662^MZA+I+HR[',-S_A%30[JI01HFON6XVS\EZ_;'
MH$XDQ9N-?J<MP4F6F#W[AP;-MW+!J_"SWQZGZ*##7(*-V@?9/NZLXHQS;-4&
M<U5<?3*M,<B@NA+]7--%0X/ZE]J)\O6_EZ=_))3?@342&53Q[IY#ON\M/[98
M7GW1?C;L:;H!*7._Z/1EBQ=YO&&ZV+AX78P"@CW=_X!7Y$?622J?7MR;:NG6
MO['=LQCR/5W2-O&Q).$-A76];X7OL'F>0+B "OF*%_ O B/DN3'7EL20WRD#
MU36JB"8\[=);WIF=+,K(Z)#PR95_YPI864:Z1?R0U>Y0*;KG)6\] QNP[T<;
M;O$2)4R[X@OUH<.J5U0S09O40H$0J$ IP[*R)%>=<6YN.;KW@B0QURL4/&.P
M^=["2N" Y(J#-VTEQO&QW82*N#I19-:U1>F].\Q7^+>FISE5WM:3:[)H_8",
MJF_R5<\C9Y5FNA$QFC*P)PP=7G,T9NS=K%4GAS:POH/EX^=E&KA]"XKDF]EM
MDLZ\&F6]LU]DI<"'B3\:3@G6=NR0)=;I2_LOT4*=?:IYOK83_%PZ*Y[V!PNP
M/X11S9!3O'N3F%'D<!GQ_',&>X\GYSM1[6*T_/1OZK(N2"Z8(=SZ0)K5+;W
MBHV\,MC(&B9\]TI)B>6@R6U31XEP,:T^DK]_!7:7TB.:YV'U8N Y!OV1T^\G
MK)/VVX=VYWLI0Y=9 2V-3 R*5&C#HWXG(*6KDE?("3,GYYFA?T0W/JBWPG'?
MV*7;[LW3,5F2QBUJTW71*@G:7:]WF-3R_IG"H.E6Z1;=7D]]V.'OQK57=!CS
M>.TS_(?:44S>"N?</S:ARA.(P'#FLABQ_Q+=?[@MDQCLF="UCN4&3RL;+[?0
MFPU\?;[;GS=GF$SA$N? 'K7W"A<@\L*(-W(*:-'V7GN8"J_PL!)3))WJ)8[#
MN>HC3HNS]60AA@HIV5O>I*?S+]+)>9.K$UM44P*OI@9]91JXX!*;4AV)8R#8
M"@0J+,H:GB">-RF:+J(0UULEM[?3Q3+@@E.@RWIR9,X9=#B9=NTB EGO1@$&
M>X4130W:H=6%JW_^VJ#Z_8_K+=S,(!.XKLK[&#VU]-/BAN ^3#';BY2*<,1+
M9(M4YTGZEDQ]>8%VG:)R[PP-_ZLSI(EM*L(,!"EM23 M>IM0!2Y06S>04P_@
M(KU*:!Y#S\3H2^[#T;8[4OYFVO=XSB4].E#/U'X:!01,&:NR.S V.#43O]\^
M(:]@.<'^PAAD^E&Y?W&]3=RX^LM'FKZ"3>/CR'+__E4JI3<K-2:F=^?2]Y=^
M1NXF&/ISFN( *!UTV9QUQU,E1F)!8'OA946L;B)<6JLL/)JWJLOB(V"81S5C
MZ.KNT0H+!Z[>V@*/X-.[!^!5DX\%\ +3RNGWVU-.##8<.4N$/XA++# "?FYH
M(;EG)KI%3$(=[/8FP+?]YII7%K=9--VU^O#X/&A&>NX@$>(KTQ_%2X $J:(I
M++ 0/SOS6.E)I.UD=%7[R@</779K;ZK."VGG:_.;&=N3*B/[Y$J(S[SG1A?"
M/K&A^A0A:NX9;=GP7?$270QBL BWYQ@AQ4(!&5]%4 #='2N+CPH5O 1,(-!>
M0MTG2ZSK?+K]OT%@WFKC5O-GM-$_8N]  >U#)@%%C^>,YVXZU_\*OAWP4NLU
M_Z"8H_MSN0:MZ >.U>E^YF8W.FI+\AXO;Q-:09HA<"W(FFXA9]X !#9W4/NQ
MJ\#F*CD<S>:EIYH/$39-F3,(#WQ#G2].+W-#L2/F"8I=F3\5:="BB7B$_ [%
MMM-E?8K_WCS&HUWF-[\3L5T;755]91/>(7$4H[F1TWIDC%GS63D*6$U 6@<O
MB9V1#):+AVG>J<BLM#^V/?6RFU>+FU(Y'U-JLV4*?C<X(;2[3**YJE5P< .M
M7,G-7=_# 0WDX!8QWJ3K?9]()^],J8HP_;Z3H/LL"UY^I@$KSX4.;=XE\;X(
M?1@H("!R]:N_?+P^,B%Q;%,;R@).DC$>Y[..3224T_^V@J9=YFXL<B-#!;TK
MZPJ(JWQ3+GF#8332G7I<!3<]V)NU+]+F1OZZCCFE27?6%3'N^_Q<>N8%QY(=
M6QPK=:2<DA]>FO^#''=*XU)WM8[BFNO4:L_Z7Q>%_(8/2ZX/WC9%'65M*01L
MVK/V\7I3/YY\+E953-#SJ4+TA"-KNX][B-5WQO^MZYX".^)G^<2:T9)N,#ID
MQ/ S>#1S5WG.5?-]0?"E4*&,W_=>A' C:1MM0VS30V%<!%[FKE;-K8Q@$/]\
M[V:2C?"]S5*B@!WIK-KXVV?JWYX&,69(WO0#=!=VQVTTNVI&< ZO\C4B&6]>
M4LU>K;<>5P\J [>N_,#R3_F5+GPD3#L6-L48DRF6PVOJ3_6ZS"A"'0>>$/%>
M\,\A%*OM,_'(M2SFW\319 ^@@(/.)F.02O5XF6QM5),4SK;=E41>AN+-N%V2
M<N&NKH=*S'+W+][9V [$OKOJJ,T9R[M)&&%A8IR89Y=:6Y%K24LF;WXR!T&#
MMKIQ:%>KM*CI@V45;E%VAC@YC/+13R@@RMJ7=V)AP6[+ZP\0*3F?3!GG(I%+
M$I]EG K&AN<\$'I;^0FT]"[T1H?KZOT=6.9)HJZ(?6[,FH]N2(N\TYHR.<?+
M+]DV&[.PRGZJ>U1+)-::*)_TJ=\*-//'UQ'M<2;X-)V"I*?VM5N%7>4.3BL3
M2"B&61T#C&8B6S1\^2T)XHGZW3_HR3<?%9+U2[3*DXS/I,!A<MGKQL]40#P_
M)+ONKCKNL$B>JX]RN:V+%($MBT;ASTR;9\Z+-EHM;%=3'3>-&S70*/W=)V=2
M$=SF#H7VI/C^EBR0X[B?*(!;$3NB@J.-KA37;?E/K[EC)<9I/:;UGF':9"\T
MI]S!%&?3P"[C"VM&_%]Q.,/2*V5''VZMD2E$NYC@I_#S3J'<<S7]F^G#$?HP
M<D<F1YR50@ B-ME.=(2(>8B#MK7F+BT>8G@=8"CQM.;V63#?K'/01BC=8ILY
M8I]]SX>N]N,W, ST:RL'[GYI2L2_\53^+K-VH-.UA52#>_<3V.A^YIW]<>MN
MP1&E:V:]]"/UOZ:.M#>I']:<MM$NR4;Z98[0O!%8WE<78F">;YP*[1Z&LJ0=
M6R(M_!]/H8 J,<&U5QC!&?1RD=3-T5J4'REU0H-]/4YL*<*FRBF\RV:&/C5>
MYXT\=[WH6P%#+;VNNL9M4V;F'.B<JI8S2+#1WYRV?]F 7!0?99^LP6H?8E5K
MDXX0V[N^_"!6#SP08F(2]SI6:YRHVG$"E6C%B"WW54#+LE/SX4':U&P3%U'2
M^IB"&@Z4JV)5'E^QLY")^UQV=<]TSV8[W"F3U2"E46!6(^MN8PIF,5YSAM*/
M&AW=;_%_=='\YMPVT@WEUW>+(9RS2Y9%?$__7$68ON=E?APTLJJ5MSN8^'WX
M,[=;:RF?W=Y2JC]VD[J)PPH*(#7=:^-.84T-%;ABV6(&O^ZCH_G$/V=O0CMQ
MCN;HM.%^-EOL8'3>JWA)3E)CE=*X-=4Y6:"NN5@MNQTBK,&42*HHL48*U(]Z
MEO*NS8/@R@\"-H63R<Y<!([FFYTV;V;0UENU9WIWV3CC+2H/.M9!D)MIB?1B
ML3:^NLD->G*GUU$'Y(TTL:500T..;7>V1A'?T[V*LYV/K<3JQMAQ)&OM3S(]
M(X_ZKHCN*X%HC#O[N9*NE@^W".LB&GGU:]KP+L*3C RM=M\[D-9'N4RF]/RY
MP3NX>CL7RY EW XLV$5AB (F2M\B\; 4J1NA@X7]!=!SQD-\"O:%[5&?3#-#
MQM)H7*DS18;*;%D93Y<D#\U%Y4P.LCFYOBQRT$!5"_^:H1/1GT$^[AJ>U[<F
MC.]C,T)W(-DY>Y=$!4S/^&KD%F7=7:G2\V9X!6:SI8_\ ')^=N=EHHJEB2Y6
MI^=FY?DXRT>1\3<!U^,)C9J6Z@6'=LR>PA68^S.Z;<*)1XPNG$G@KY4L.->?
M:"1Q2*;A73UEJ_G5"F7CGM^2/O21J<=,;I^7DXJBK;83P1W-8K=['E7%SS:^
M#%UY3$-8/C03OO'%16>:)";F=N?>3VH/YZ]C+UPRA!88/B5-;G8:E)FEC;4*
M9I!)=']4,#NQ'S"*\+9\G/\E7\R)ODKNZ^ +(<*T0_*+'=Q+_F7=UQ9Y-6+A
MD]9*.G%B$-GV6U#W8]7WZ[\%?>\P!)&#&@BAYEO^Z;)A;BO+^^(*C ),&O4Y
MYMAUME8ESFIR0<?HH#*3D\7E/PR3P\Y;MA.]$GF0BY)HGBD:&9W@W<$ASI^[
M;22*4?+J$;=CK/ZO[PW3)\J;IO-: )[D=G!9=AUBBFRU4RE:8.JYB%1%JFZ&
M6JW7/^#N!2T)EQ6-).&<5290O7E].&9Z)$X;SEP>U(_'7,[:L\33-N9NXW8H
M,/UJRZ:K[L)J3Q7 DQ>SAA4E)&C_*:/@*>'0HRKCL=7 H4^1FZ>TTX_)PF!L
M1 '87HD(Q?Q!-I@\53=G[;382B /SH@J"DB4@6&K"U 3?R=>/?HF*1%*C_P4
MTYLLLKDERT)T.9!0WS@(?V[8-"GFY$D_H:!S).C$5B?9@4GPT]DDJ'Q)(#-K
M>;%WWB(<VT(B*AIDI)OH)8+K-O)\]PLGM=L]!+'#8A$]GLM/F$[%J+QX@UAI
M"6YWGMY@Z&O&7SI4-S]3Y23!Z;-V^EUV<JS7/.7V,?:C*)B/]ZUH6GH>.LAH
MJH+&Z"ZU8^83)1^4[J\\Y-,,U<F^;OVX0^WW\H52[C[*4 RF(A,):+ Q/*#<
MT"Z#;(*^^FN-("]O9"3-U[>!$F72F4<M?6RB-T<1RA4#VT*7RW\45_UDGNNC
M *^^NS^*--DDA[5;ID_X[OV>EZD464>=.NY- @U"Q>-9QJN)\S)1U8;VV-!Y
M0GV!\H_H]WZ >'>.O6!#CC6EY25S2=WF=6J-!CH9.K[4!H7!PAEZ>!FDT, V
M*7_KTBWDB>3"4D&M<R91K48*5:1.]==Z#>^ =:>63Q"V'_P\<>&-M11$)?PD
MD[.PI8*[U%7#]+(OCMSHD)]-*& ]:X9PM>QUUPD*Z/YP=/OIK8]WD/5YL8:=
MKC]WJO38%[\QCGZCM#C7P8^K ,AHVGTA5#'><%SW);49&?6O;9*A5TM&@^9_
MLD/4"@XR>]R0NJ*@8%W]4(UJIJ,JI=S]KY"O%7(5M'"?4]LE3M(J1/[63,"%
M]E?_Q/W:VF='U![FSW4=W*OQ3D>^/!3(7DM]++'H.;@!%!/H6(GY![:JMDRU
M3R"Y Z;848!*)0J :6E/,2QP$23E%2"*JA_!_?<&?PK.Z":-2[UJ_A(X #6T
M"VSLN'(U8%]7+A(#Y=LTL?QRFB,)5R1V:5AAN87-U)^>IVNJ!.E.,/UH7-SX
M#;P+Q7P;B(.0+!9A"JXI QQK@MS@'1F:C2/K\R<]X"K;.4X9I_*)-,/B"M9%
MCE1*P1#ZR1H:ZBA1S09OZBWQ\C?! >^:$S8NA-?/*C0K!.#QC^HHVI)+YQ%5
MG(/-E ]D&EVO,P<JW40KGMF><)298?5LMDX(;+",A[PX58J6%^^#,H_$-B3K
M$EQ\DZNR%2@[XQ93%,Q<<U!5S5KXA3W*C7&MVVK8GNI G+DDN?RM K=MW!V'
M;_>"77K8WB-N5]MW=H!(P4,(.^T#ZY_SDGW(02IP1<@694L)?1@U[Q&4YJ.1
MV]QP1I\NY++O *)3#8=EPI6WG2@YRBV_&GC/"UBL]^].[(Y,MR8\D7RQ0?U9
M9S0E_>##.Z[Q[,&A28-_M#M.08^,S==\?X.?CGS(N_.DV6*=8>WD$ZW@[$W2
M)5^MD -7"Q"<E;**"F5DH%..%K>T_[Y<5#6E4VQ)OOTJZJ^DXBW?I1S#U"/'
MA@(JZMWZ&KH@,B:):]]],_'VHO;?[U]'0@Q..7%_74JPCC,YDNI+%UT\4H*(
MC1<?"B4'A@I0%&1>4Y<4P\LG%&=*W;Z_\XS;=S16Z'04E?/S)@F&J?HUL2>0
MHP!]YW;DM28*Z-%]M:Y\MR26\M;?T#I*'H&)#C&:WNX>FDEIBS$CO_Y&Z6?\
MB68@(7_!(CPW)$HD ;HH@%S77'5K;A%VI7%K<OI5C (N]NLK1.&:C [N"N"3
M%H>80K,[5M.>I7M[_>RR-S>'0^2=YI3 2U@KZL^4.5#S.2X_5;B2SUJ3A%G*
M'@4 ^S:%9=O1>].L8='FB1C9%Y@6.NCPX0Z$]MWGL(,_K[8#!8XQ&)QOK*=K
M7)1=X_@*1$_+ZD64HFW7ZB/[Q8J(S4M$L3!@_)D5]DE+-!,4IQN\OO-T43[-
MU,M0;\=*IC QS8(%>UUF\XFR'^8Q])ST! D00O*-.__$IT6#.0O+CS^[^^V*
MRK=?4[03'PON4;@7@PB[+>_S#J\5&H1'?8OBNN?)9:[Y^[H2,9>?U4K*3V;I
MHT%T)KH0",.MY#ADD(R(Y(:YQ\.@Q=G.1'3T<$N*'NR WI3QV47ASAY+8-Z^
M+$9#ST:.*UC6+2$<*3K#WB(KD9#B%B([V^?()<.-84O=SKEO8/)@YN <A+L$
M]AFF,_S-+!6G_&(%LLQT"JV$0SS-U\DV\&B4HB(C7CG'=G3&SKQ8GVL@6_+\
M;%LH@5A9OZMH J4S;I*[B@]\9IZ&'KP])K&&5T_XO]S[NN E,7681T"R,: 5
MO8<&&B%IAMH^&5F),.98>1(WQ^SKCA6B2+V2<D8E^GKJPD$#A*\Z_%5?:8A1
MGA C,O:BC\:T[*,&;6]X.%<Q%W:M@^JIXYN5'@;I-%NI91T4\&O#C2:TR3_&
M+=GSJ?AFMT,3CZ[=JP/G^/@+?NCZ8VICUZYJ@_E"^V#+N!>J/%*[F=G\K;*F
M]!J;\G3=4XFR&JJ'U-IK5 _VW\ ]\_N<23E>-%HEO%JLD3A:1Z*S5(24I2K#
M+I.?%LG0X^F#,4E#$?8S^P,(5Y<YW>A#IV31X*:&OHK?(*BE$/.<26AV</=
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M]SH^-YN!791:); SC!YW3;I?%ZGLLV>F\+;1&A'#TAQ;S4+$_#$S]PW:"<C
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MCUZ[P_" 9DK[18:%JJW_K"'#7[N:K'N9+6NAY,\);865N9^VH/J/H9'?J:1
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M-(?SK&;K@X[ACK\3KIA# <?R#2K7K;< 4N=Y;?!3MR#E\OHR>*@ ]RSFFSD
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MH.7,5*U#<CK==)VD P3/67T4)?HB]&VLGFCSAZ4 2O@I,$+U2+31^&A@SI6
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MQA??S+7RWB92=_7T4WI&[J3SC9?;X,ZB3+(9'N#Y?;UFWPQXW]Q:NL>"IK/
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M.>_T5KYZU(AUN \KUY5I_:HLEMB$DXB4H3K99+_IW0AS D>Q$+!P878I^9H
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M11A^BK%OR=)SD?^^CWF)H@R2U++)Q+P(?6WH(VLYKU%F5D[B%$H\A,5DA<V
MB=X^_L_>7;YMGAO=>R9'JLCKI.@E(SV;Z:0@G;G(O=J+OG<?]Y_YA8KNH#TR
M[OJRH@.[Q>4W3],>5EZJ[77%##_[?H871D[4O]<HBHB%<CZA)27$6%143Z\T
MMHRY)9,?VA-G=XBM##E'*/_V/26EO^JV:FKH[;![,70E!$IU:)L>RC^03/L8
M;]&R$[*?)]:W<MSCJ ;S6_5&Q\+?UI9U75@&2U6DO@ 91M KQ\8DZ^Y#\>!>
M2*\C63*P7\?/5C+7+==(FIW7HTTB=D)91@LE4RW11^.2%0'=M1YLS2:)CU2(
MGCXRLWT2K)GF[YKWIT<8L7>5WD<G*$4I5R%S,A=L=5V4?QM(M6=]$:FXN+,H
M!11=ST#7PI9L3*@JA!,J9@V,;?D,EI<-75BKV"5FE3?!/7XD)T.#TK7(S.MI
MK>N9)A1^@(,^A8V]Q5%.%==HIX=6"JI]R]]1&7>32U(,%3\T;E33U#)Z<B5Q
M)B!4W&+<W6KTX\3$$!^:MZ ER',OVX^L*F?4U;M91AGYZV&[T-X8.>B<!>?=
MP[,VEIK]E!2S,. #B(#?0XCRI4^VLXV7X&G@I>+V%,)FPH/QY+UN'L#>;!IZ
MLHWLB$<J$<E_=,I7H&8'$)&H :3_F%HX@]#UQ;8T[)\&NX..#%D2-.4]W "_
MOLKV$NUL>A'= *IER2"OIII4<K8:[&J#N;H:JO>6NA<^)7Q@5NY,PWKL-/P1
MD:8D\S&-'CV<.[\(9%V/@DNQAKWF6CO<YTK.(E'B4'?T@GHY<_*[35Y37"5T
M>4F7>\!)<8WB1#2-5-?[[]3P/1%Y(;87);\M**F+1&',$ /$0%7B/!L/8<-J
M8O4I'Q@X<HPIL-X(TAM "L&2)1[','Q!X;^H''5-'I"2Z+03K#7(F>DTZ7\6
M%6>(/DJ)'3&'B@Z7O*7X1[$.X5.=@HJE):$PUGX);45 _QKRF=>?'XT,1\>6
M@ .51W>9D$V$W*4^X+(N:FS #_WY4NS'?,,%%Q,R%$*#\B^1]-U3"8Y(OKHP
MVO!\19,YMH\"I+Z!U[A&D?U3U]3AIF1;!HMG7R#TCO<7>]U$4I\_F^G*7^0;
MKOUQ J"A2)^1H:[:9*V+.5! 27_];4%Q\'O!4-C1*>T5F70&JE<L9+A]BS*J
MBECDY=A!1B424[%H"J*TE3=1?1916,[8Q%Z_B<^H#]%?H42E1U8U&RHNY]F<
M"2L<G(#T3ZLG['F?$(BQE*(8>#V' *6:Y16!:N-[NW8:.<U-H$>O]%*>16#%
M]J]HX(;].8URPG-K\S?32:MI%Y]HT7<(.O4+FKG(1K0)8&UC8022  EPZ>J2
MS6O&&B#Q2Y;)@U+FZD!G/,*O>K%I^(01Z0:_B]=&I?EMHN4*?(H443H1&[_T
M& ?29@^Q.&\[A%\GDSB4ZC8<&C_5PC4BM',#>(A^8Z';''#H)_Q2/FHIR^\D
M1&(C?Q3E$6#:*_UTI#H5VS<=Y&)MWC0%RYLY[&C#HI+K_Y!WP,#KZ.+/<:<!
MS/<851MZ[$.IUJKG:E@S44WOC*1;:/P41Z)T0/@.&XHG7;TKI/5Z'%85R3VM
M7ODB?JK\N>;3#UT<5'1I:H9_+I_U/)^3ABJST!8RJPP1TC!O#_+4 G.B!RDG
M8BN.I.S0;\-?YJ9R,B%24SS'EMV[!%E>AZ.<O$0S)_=<]J;JGCZ>AI#FSH&'
M.Z4?3T@"5V>9R6PI:L?/(\M.HDD_ND1/.@TI.F+E6#AE0]Z/3:M.DR&44"91
MCZWT# >2\*EP$</:+$307H:NZ>1V5=)P29D?UE,TX37)^=RE!:"SC%B^-@F<
M(,CO,BSL3U#,9"DE6J7)#P9V,$*N>#^J\Q]P@;4+]]Z/ RA5.1N%,#$L!)HD
M9MOH-#!$V>3,%''!BC]P=/*9?=I6 QC_N?[^;GFR0Q,2OD+LH#':)W(Z<B>;
MZ'O[.VK4]<]X>Q\. #JPV+:!)V@M5EYVKOH7<LZ +#F@GSD89P.Z08T0'<YQ
MBA?Q,NUNYFN2@EM;CD%TL_OKX]D.?T?V,IB;GVCU*$DU1UK 6EI7U4@&>ADH
M4&P_X&JLJV3;.KI'Y\$)10U^KH$IT"*H,S^G:?<UC</G6A.*Z2;^2/.C@GAC
M^Z=-]4RAC-L_ ^/ME1F^,__(N.=QC:?GMD?:.2<5GR/5W9)#45H #CDFT^/V
MU7Q\^<OKG6O;D"?S+$A&?A0F*95I8"/\N+NZ\".0;X!O7X6]GB5IY)_,7,H(
M$H>&KNPTPIY(720WN9]FY*ZP1$]B,>?15@Y3=TOT&L"NHU=\;"]5L$KW8*H9
M/:^\:J1"#)&E/#75*(K@U492>K16UUSH9SN#!\)Y[WUDOK-0_0J6:7B[ <VB
M![[ @N4MW]*@1\>SDJP(0D_787*;J*;/,RR?IJ\-NKS>0;.B^Y@C'FCI(JD"
M-<::A+(-;#T2#FWO;WM%?79PGM>1])?LG&S$I9<XZ6N&+Q)@7M<B<YM7P093
M<,LC1GV5IGJN)]C?GI$8UYH3,=Q+DV5K9NR\H,\+.98P9NOJ>U?[!OO5[\0O
M+/'L$S% A"R-ZQ\T3L^$=Z+4M94 )-)@4)QP.A7U7#7BJZPDHH5770+N_P0U
M5>F= 1;0G!"<P0RL:4,7W>VO$'4*HJ=<Z1UU:A*:%>BXO.&5*+IYZ72X-][B
MX?V(W:PO'Z0$ F/$<.B@XK>\S9>E#%D=&B7)#H^4-W$A2'@[[I![1"8?T9<O
M$U0P3.]S=],=HYOCUS$V"N$J!5O.S"\-<#CL:?(JE2L,_69R7N-EPAJ!9CR4
MI;XX\\>MKT#VQ-H5VHK#3A9$:EN8F@<(S#Y_E0&#%_!D-8>%]MSB5IOO3'?2
MD+?$61ZIT.ESL0SIK[F+6;*<L<2BIV!_?GHL$&%LN=&Y1#PII,K1-)__^!=G
M6>V0LG8?O2P+33D<=-DLT2E>O902SG75G!(K3[T6?T\9T<J<YX5:?-+;M8S\
MH@<^Z/#EG' K0C$F%FPEQ'I&]\W\^ER$8?5LVU9B.L;!MGH]R77-I+< QH83
M%^F#H3.A.F_N_WI+I_I@JQ$'*<H4(]KW"***1-D5FR%;$AP*MQN&8(("1J#:
M>K=J*-O.NCN3.2[=RA6N-3BS"Z*'S L5:B71]S2(2"",E!]ZT)+V*/6R?& U
M!$"/5!0P"5^-(ID'&][RP)HDF]-*E>=']5;QBF)68OM 0:PR<;?!/^L^NK=Z
MN^2AO;6:RH. G@XV+&6=$0>.V?F]]8^PM'K$)UKHD>ZP(L,>!F]#=_"W J96
MA3[Z"D70L&"S">EG [=A?VDF Z'0SQF=$>^)LHEN+2UB)H8=<+>7&IM2L0JE
M-AP$D_1<]:,P!='$CUW$)[A?PJ-#ER,U?,;PY28BR)F9=(;#[$*['?# ?L;(
MI92!8J&?A29WN^SR5E(OAW4TE  N?<PC_E;HTM7M.1L_9.06RG9NX[-0XF/+
M*9Z*+9M'ZF+\KAIXBJ/]B\?D>Z,%RI.J%,\ S[W2O;J1Z2&9R)*@)"]C(^.?
MM[S(:.AWDHUAO#V06JHUL5_BVQ^,5$<IS,UC1/)IX?9HAB<7EWF2$--7O:?S
M*>Y# CHGAHE[@N$[X<J0RWR[M1@.OY9V%4UT=!B*&&^\VZ UF DU'0(Q]BD
MV>I7$W/_/I-=8_B@UWM/M@??T?D>2I;60+B9$;K++8F%(OLU"XKXA/B(<]2K
M'2,P(GI,Q^#3E@4O#8VV26))PHV@:?TL=&6M1.05N6_\?#5RLCXVD^-XVP6M
M?0,@R\3HH[VSMR\HOBW/?]AB5@F"LX^G,"Y1V.<HXF.GR?4H>)$&2?*FD8]*
M]SAP\]CG?ETP7E1?JQH7%A&^N^(T?IYFC6TY1E%;&4#Y]2>J)W_(JQR;&F-K
M^]\IV[/FW;%V"R?6)E^WCI?#=,:+_BN^['?\.<&!6N(\H4)2FEJ_0!+Z[&_;
M)<(*F)RV%3SM ^'O$:K4$'P4P\!N$FQ!E:OI.P'W(TQ?GQ<^PZ*CDE%8+_*J
M-*Q)934851K:9.SM!A==<_'.4;\!;&[@7VE$96+J>KPV(O.2YE#8/-VM(>Y>
MT(0L@9U1X^?89QWLX^LX#JQ1K$KX](YR;<S^]TS8T)YX7S(&LV;;B\%1QE-F
MAA*@HJ8F=R?F(N<K9DU_']2,;OE6?(7>EK![S$^+& (RMJ\W &IM0'HO>=3*
M,*%?Q],LH:;I:<JS,W[:\('ZA?+X-P"6.V Z@'3<Z,A_Y"[1_[B1M_>B ML/
MT65@-YYL4$A"OV$TXSY18L_(^0E"M+<98&ZR<S'<U4PS#T1NS FZV2D:2GUX
M@QBN5&YG>G??&4$OSB P,>40<#PKV'K_]B79^'R@7I2I9%VKJ>*^\%R)MI[]
M][8XP[T8/H.$>B1/#Z?W;RQ!4W(LW%X+*,IWQZ^M,LKYE[<61@W9<]35^L!0
M*T'S4) V672U.8""\_DE[1.!S;S?+!NUZL=8";D0GKH)USK7>1Z:YC/_C6@K
M0SZ:RH:0!68R=^/.%+/H<:'=9S_>/HO@H *XY\.XN':Y'E=5!3/5!M]1>@0*
MUJ8'D O].=NNGUTL9:%H.Q*2_$+FU(3WI;0N9=Z0*5. P-CW=UO6S*+._%G"
M=HZ'R3>3>F[YY:D(:L O3WC^LR<N$&*5CQ\(#0TT4LQ+QX:\JYK4?;"YQ'YG
M[*"BU[W5*2IW/SV<!K!1Y8"O#Q: 6_0&+L$-AXE!7JJ#ST4B"(CR8I0!YG8L
MO#T">TG)<F@_[N8LE9S-:U'OY3O]KO)SR9"!0^G7H,>;]8!]*OQ\NJ-)\,%J
M$7JZJT'MR-;.Q@J'!W?-R5SEN?F&M8-\G]C>CG%/>MZ<C0&$@H("-3_7]NE)
M&)]_A@8.JN=K5[3B#\U'SS[-D'S;_D,<4?1V)[%EP27V[DQ=BTSL^@O(]4E>
M^'G36=$+R-*9%,'MK'II[/;#5UV37[?43K96GE ;AR:#'(8L-4A19MCXY1=3
M2H''1:U$&+DI2>RB;;+M"];3Q-.^ZRF7GI5B O8(S'EOAE !'()FA*<EP+]A
M"<)<[%,+TL(J;@ #8J1K>#Z/+B:NA=%.^>#*7G>#;P8),\>UXX-Q-X!O76HL
M'UY<4D(C&W$NL*=%F:@:_#J?EE9MN=X 2,"KV4B%XZ !Z["*,JP6<ZBZ(S^O
MEW?@\O0>#%Y5'3*'<Y>(H[PG"_V6".O\K8%]LE6VS8C-A4^#X9SL)^8O>'>B
MCI:;#?XD5DUGFBB&'(04:5<23XB\'DA')+/'[/DGXR?/L1*=MG^4#X$1*=JI
M9O#E8$$I9S7N0_A:%3]!"?<3_R9>L6N*]\LSV!<TG2C6+I-'Z"^9Z*4AO?F7
M4Z,?A:C-/N8J_WJSYC1"XD.YY,];=0/ G4=CPW-C?[1[.'EG@J$_X;1U#@3O
M]C_KQ?KCGSGU*"(&5;/0N">&7$ 59#HT'"UM&!^P/=*^+OGR787BWLP:I#,P
M[>J2\;,?J26JY\>/08K\J0<S5?V.HX'KDF\*0^YYTSVE0X7(R$_;T"B$!.88
M;B595-QVNM$LTB_QA+V '08 6ECAI;]WL/B8S+4'U\LTVK#-!Y#VO3W^[\NO
MKJBDJ9U,)##D8_&^_7J #/_I.J]DT>N(S'KV> >Y:U% YT236CXZ[S7*)' U
M&R1SWV8\7'-#^='Y1Z4#C=.?![TC#.@2[OEV38@X.GWUDA:TD[S(V:4!!/D1
MSQ*Q6KR.D:5J?YZ7DMX\+#2*7A$)E&:R7A()^CB^WS?N!G&]M[R])O/:[09@
M3G("0SULTV40BU7PMM.8\0FS(:I@DOCUAH.X#!J*S9!RZ8S5L^6+;2<GE,K<
M[BLVN^II3[-TT=>^_ET%VTMQKQV'SMS7/.R42P18.^;:J"8^^FK>H*.L*WLM
M6 .PL?F,F%1^O$DLVW#+R[AB?DZV3IM>95]E'^AB(/C',JQ[MP!=> ,PK45Y
MA$+$'MPRZ"0*CI?[E%YUC,U:\P$S9_,I5N%)&UVM)&"/[AI?^@E[!L[D.*)Q
M\JL)L<L?\S5^ZN@2/_B]UB"(62;X8M8)5&=ST;(4@B_#F>+G>OU# >#"N?(#
M.0\7"9$>R%\T-0 MV:7ET8\2L7UHBN'K8ZT,C.&;6(=M7>.*Z(KOQZZ8TH;[
MX.D;+&N664L>,)6=QPM+T@4H*N7>97&:A<@C%7JAL"J_LNW,;A@W9%S\CN&
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M!EMDZ^-=2F6_$'SNK"X>NZ\.1&B"'3J]K((%]5QASTB?$9Q;2E9%+LZ<F=T
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M^D =R^4_W(NZH\N,[YT2N1N[X^=2A03&%XL7R*Y>/;#]*/O_-P%02P,$%
M  @ EX584/?P\Z5KLP  .;<   T   !I;6%G93!A,3@N:G!GI)D%5)S!LJ#_
M87!W=W=W=QC<W=W=29#@[F[!W=T2"*X)[H3@[B0A$++DWCWOW;?[UM[6F3/S
MG:[NZNZJ^GNJ9_ZL_MD!T!5D(;( Z%680<P \&<760\B)66JIJ$J"U&2>54
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M.?[%4?];Y?^E_(WM/^E._1\Q ^%._WO;?];/M00 ^!]>?9/\[VT6.0#0&0$
M^.O_WD;]'@#07N/6\?E?]H/[-U_LO+S<!-G8?'U]6>VM+5G_.O3?Y/_8X?]"
M_F4^UK_F_LT]Y-+6-N;>3E[D?_UFZ>KDZNU![NEF;FE-SO(_)O%_>>!_O@YF
M#6L;:P]KE]<1.J]99N]B^QIN%RM[+WM7%W)[E_]5$/^+P_X'^6=>OPI6V0N
M;<H*H'_&!L 7TP T%A( -BI\U8#^+6Y*"#K WR=/E^SHGWG_#P']SU:ADOZ^
M>=K;_F.<E(86N:6WA\\_=7\?2P &0 30 &R  " %J !Z@ 7@!/@ (4 <D $4
M %5 "] '3 !+P YP!CP 7^ -$ I$ G% ,I !Y )%0!E0#30 +4 GT <, J/
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M1LU#[4"=1[U$0T"C09- ,T$+0,M$:T7[C':.CH!.BRZ%;HX>A)Z'WHV^@OZ
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MZSOU%M[C6NU9$NI)>(Z,K/@R$1/ABW%)*<ALQ@(4K=WA#J)Q;>?45[]:AS_
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M7"3XG!,5RO YJZNGQ37Q?2*<&2#7\KF*Q9)_#T.!8M-)K/#WMR]J1ID=_GN
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M6%#<H3(^>S 9%F;->=@ZZS*::%Z6M&")NL?[@%.'X[E&U/-SX]56DDZZQ7.
MZ 5PZPU9^.G,$E,=NK!ZNIHO N*O3*HJ9]+!=9IQL8XAR*[IS\-2G$=3R**0
MK$)DV@O\S7=M\]- 5F$3Y[7P/[T#RXI;K9<H+68PZ]65OI/4V]U.F] W^^+1
M<FG :ZRC@7'6L&-IK4][L:OBZ(OWAK3.$L;!D2FS]:"(8BE'B/*P6L?^HDHN
M2X8J=')>9R"0)N>4!1> WDJEZ M<*+,,TZ=U\*G1LUU.$SI"#NS/0;R XSQP
M$'G3U4@FPHPC1K%1JW;@=[91:+UF26%#P FG\H;[V1>(BNV,5$4_/&?#X7DZ
M^Z'X7,[UXV$L1<SNOM.@?<A8N-<88[SX73ITE7.2S>70-=77SDJ"J9EMIUM,
M5+M3^@==JOU%PC250]O1S6F9? ><EKN]??3ZVM7)"QRA@W>,19/L!KX).@P&
M\@/J3=O%ZG5J#M?8N4;$WC:5.J\1- F)=I%-:>;@&,=HY55&IRO6E*'$AA[%
MHJ]^RM [9?3,WTY2*ZHDB1UT6KW<8/:I7HOCB30E:?=E$3%+"^3BH3^>?SU3
M<P@@.)L? G:&*1"9!(QE7@]7Z4UL@#&ML5!OTF_D;2,LSX0_F#1\TM]W R37
MK5=CSL@L1_*(D?H=.CZX$#?(>27]SH0MZXY5F/4S@<I^U7O[.G\2,PY;F'%J
MS-Y4U8]OD_ ,M>_DB$H$I-"XQ2AF1%F92;,FI$*K>0+FAPS5E&.J#<H\'F5[
M$!73XMQ2X"?%-7C$=>TWELW@?@K=)55V?^?$> Y]JEH82OD#V(4$\T>F=.K[
M+'41WP6$^>KUVFSVNM>/$W07K=3KTQZ8AP78)&+Z+,[N6A\6LGO8S'Z167#7
M[Q[!@R_K>5M3(05+N9":85.+)3N-WQ;Q ^PRHN[S(+9YD_I"[M\ME__K,UF-
MG7G]SK?R2H:=]?(IM8V,_=J4R6U')&:.X5 2#P9\R7Z)$ALZ&\!4;O 6]/M!
M/WAA*\0*.I@\Z-A+?#]XG9QLEJ+B>KD]5D=FG'\9LC@JT&]DAWFE3\BS7\_X
MF4\[U9?8>L[#!K5(0M3L9(A*P&5K,+>F^@O.%QEU)2WY2%;EWP]/Y2\:.4^_
M]L:+V@*87(F_VW#6Q;ZO28A-#1K?.!1]H761\VOX=)LEKCG7V1:DR6'1($7C
MW:@]L5B+5/]$ZO$^TN&6WV[T=+AC^BTO:1YNFT-6#X$5T7?Y];>WGI0F+#_6
M*M:V9PC734ZL<]HF^1)ETY+RJ4C#P_=69N>MTJ)4LI2K<1FA]:<B%+))K)$=
MB^>QY[*M_2:0U2ZZB,"K9*IC":Q?"#^@!)9Z?6^N5S#R(@PCS8&O5F54Y;'R
M38'V4"0L$4)C+BQ7$_KEKB(T=3SS^J7JES'9]F35@3[^G0]1I$,@(MS:LG*]
M''M')R^YMN$[@0_79Y3;_3(+&P,*ZJ:"O>,C3$7^-YVQZXU23@3O&M&[R1BW
MRSU'WK4]])4'?'CIFJV6M&2>T6B855"!;\F$6^99[5*F8]Z05Z1!1TI&OF6X
MQA!=6MH</?)E0.M&&1@>=B$2D!F1.3RO)R$@(,ETK;/<*UW=/LIM,1M,T[_/
MX[:9:X'P.2SUV+_?@AY/E::T8I#"7?;5[<&I:V_3V4P,U,:I0X]A3,T)HZ#/
MK6:@78RE+;%MQH^B&+?$WF='4%)_O5!"2RDJ:IR$D'?^RE'^%1!X+BX$^[76
MN;^3)*JRDV P[<@VJNT0IN]WHJ1( L24CS_SQ\% U^,M^Q9'AZP2F1-WVH0@
M$0IU.L&V#I?\#!<!_VIPJ2EXDVR:L,ZDR9?H+9(% >>,;+L^0R:OCY%5G"*,
MBH=*+^\27=9/V(9Y9R;4D[Q[+*\U;<-N2A5$[2_JTMI@6D]LM5TIYAA\(3QO
M<=5.=7#PWI["0V)IG+R],J2FLIYFU>L0C2XO,U^#66,]B4#%,0G:HZ=%]K9.
M!F=-7ZN)&IUW=_;>T9CMJG&+[3;]\]<54NG?I7/_\62K?R15O9IX@?P!''\Y
M!>7-BYW]6C#=N1)Z"2S^ YS\_@-\^;[:7FIP$OPVZ"0XO2+HI>N6[H(TZ:MI
MC^D!0]''!N&8)[GB_V@CZ3\U(7^U4.N^$=GA&NR<,:7B-[UL</]!1J*L#?E%
MK7=Z2($'W]X;IBW>*'XOD\TP-ISR75PZMI**)%%G:DC8L%U$3;WV$D$8KDG]
M )7+DY/OUSBN"5:/+T<Z19-'-S\5L^F;_<.B U98ACP@9=@UFW<9.[$T6B=M
M5">,AEXL'X8!NY5;SQ1. AED#?0(CEG/;$1)]/>T'/&6\*^%)P@+7QH H*7]
M4%@.7WYM)XAZ>&*<'U/8E%-F>N)9S&+6IV2_LZ<,G8[+S#XE,.-"6&C5JI#_
MGO.N)TQ;@UZOJEJG)+ZX>]#$$&T.\U+.0]5:_:27S'6/;I6DR^..+%>0+T-/
M;*IGB.XZ1>$SKFB$%ZY'MR-\<>X'P60O+DY83>[Y/AXFN/BU9O@4)(ZS2F=]
M\M+*!L,VIV1?QF_S$YT2G'^ ^)*:[)AD,89X4"-^H<:HH@ LQ,J!LA%Z0-RN
MX,,'7TIW#'IL=.:0VDU:$,!F2TE.,48NN!*8WGKH/#-?.WTPW?AV7#5+;1)>
M_WS> YGH!YHH%KPGJY[?Z,@/VF6!,)T);*"Z3",$MADM4L7_G$[T)5"J,)BL
M5Z$V4@BU>D#TFZ:;B,@4RN_?49W8E71[MS0=9Y$'96GJNI0"+0$YCH8Y?.>?
M#1H(%WFRD[1Q+P#5(Y+>\Q6(5I92'&6)(W6Q^$E-RF2) _I;\6$!: 6+Z,!X
M=72R <'?/ UI*"Y%[H9O,YQ9HEI)+E-M)E,TI9L+O&Z;?C2-L-,P:*9SG6[F
MPF*&$-#-.<(1?X^1"X4M.VE=FD3RQDSYJ2G0$E%RI)T7X\AY$RDDZ*/!I85<
MFCDW4\!<D_$4HPZ1DPWERF*V7J \DV2-+8/WBET;G8'*TJ 1Y[-X'ZE^Q_2U
M<_J=#\GLIM)SQ8WW^\>TC.I*SG3GXWZ9()DP,E,*!Z+5_(3*53F5"A/^FO1N
M+I<F"9\,F:8#\D;N9:M$W-ZWA-SV0G&6@Z4&#[>\)S\$%RA-U[DW7?P<ENIW
MU]=J;1X#R4NV6KV8,1G(MZ UFS*XU64H,;A3E<J5N2<UT-]KA$"7G'SN0ADU
M^3'8L=X>)V*31PR=*4'9RN[9+7O#AD)'1 #'Q7S1EF\5_EKKZ<<J*7FG>+V+
MCL9*PUM(UGZC%4<$.:Q&C/A^(AKB3?KT_*%P4_V9+:%>+'>)OYX%]=V,C"5+
M46EH[)3U<8\<SWFXWGU!B4%Q#LX!)K8.LO@)G&>7G[-W2QH'NG/$^6*=DQ#G
M+:PO_6-=H!DZJC2,KT-)LAMIZ<1OL*+FHEB]U3Y-XF"$C\<+#YE%MR^*XVQL
MASW'WOA[RXZW)/&KO<K#^AN<>M@N]:,R<"="1K&$'\83YAWY3]ROUOBH#B!9
MN,PY;[OV$<84"JP/6'D%')%:2:00XJ&%2SO)WYE1DDNK,<J7F<#G6I&#I [>
M&+72^^-+UO$!C9HIYPJ7_4)/+KZ/B=C^>7MRTL=]]76X&4.K*P*(G/V!G<7C
M,G$#(Q:\#-3:C<^LDF_B)+]ERC4J,W2#QWO9J1O&^ ,?<(?W)G4OVQG&C&+>
MM(DDDBJ/N<&G2PU:W7@+@(&0*%=R<G+1GH>>99TUZQS6M I'YIE).L;H;KN:
MA'S*8KG4 IHO'#A*!V0:V5$,(6_%_9<&G-AJ@YPW(CY\5)O^/H6K/Z"ZU9&0
M8VL3<!BT)6'54Z:X!R/I?1JG*&B/K0ZSM436XTMZ$^M(A:DW=JCL^92%04EA
M5X:)SG?,-*]ZJ:H.?7'N<[41N1UQLU!QYQ_;U6];=C2?P:J43.M1861#O^2O
MKTT]OIQ&EM1L4-+\6V<:S;W4N. ]/$G&$K=C?61.;+/4B!YY&>'D)Y71YNRH
M=(MJ(\[4N#2'M-4?YROD,;@.-R7'72[5T HE"N@'I- \:_94<;N)J900HKJ4
M\9KCX\&4N1!K+VL:?7UYQH%D"6A,--@$\=_?7>^PSQUBYPWF4S//T^QEOEB>
MF^/>T+9X5CJ1Y\7D1%52'C0NX3-[4-^:V\SB>NQ(Q&O27<9V&])_W^UY[TKG
M?LL)$L@X='^0F(\-,PJ.+10I6UEO$9BFMGN\=TQ=8S9"%Z^I%>/^S:,$Q<#K
ME/V.1L@@?%G.X#SEJM,PL"@H6:C@P]NHCJ?ON[UW@<.?V1[EG)LZ1;G4'3)B
M:-+ 4>Q7,M82U'!L03[H:ERCTBD#,2Y7F3=*]\L()1F%'38':@UY+8..]8-D
MSY"<U:ZA(+'=?J^0I_ZWZWO27ZO2CJ!W&MH9RE'&'-QY^?VQ\@KY=^JVF<V/
MDO="'O;YE]O'&K8F^-4WTRHY49?9"W15-YEO)BO9H[,G6?=/:XK#I:65/*-?
M)8FJ<9"* )RAA6R%0WXKH\Y>5@PM\DD;"S._A"R^!%RZAW+7_'4S^L<+:_/5
MPVXK7]*9J#_#Y+$H46T+;V/:9Z:/U<GVGYDYB KZ2D 7W0]"//<.J8*('_+3
MUV9&93UL3*R.9K^/*F%GI;VEM8G76ZB"8>*U??/-W>E+7%W/^S60,E1=S21(
M6 ;5TOA#*FW21,;>Z>FQD#>HXW=4\U<7MB0V;[>5'B;E,YRQ#PS>J+S,J7N%
MXQT/N#INS3P9[YKR6B+/T&6ZS 1A-PFY[59828T<Z[94X#XZ=PKO"ZNGY'W\
MOLA]]T/]+@E3KVK3\995VQO-)<&C&5'W_#"W2GM)GX*_,QDNGOBGJX& #/]#
M)=RIT**M5?;IL1-32L<33"_2%H_&4P"G#F?]34#XXR2$GUMNM/MG=Z?]YUA&
MRKIT*V*'*AXP1EO>OBEM+;?#V4^(X)L_P)Q<[!_@J]?'9YZ%0B0=4FI+#5D:
MN74=&9U[$G$A*-##_8:KI/C7>.M#.CI_T\J'PO?#<T>)F>4F#;*3K$(4$4LY
M3*NCG,UOG'M7A54TR1Q&H)3MRQ69F"!8;V0"%KR'VP(H0:=4 T$<"[3W9&O-
M915.@?WC[=ZAX1S*.H.5V38T+K?J$[@JWP)B(8/B.M26$K*M2(PI*JNSIOJ(
MF[LGH5IR4,,/S">GL\IQY0':>[@QG5ZQHQYK#[ 0+Q!7:)]6MLA80JZPNJA0
M]-90.*;: (Q@&>@2UG'=YK"IX;09659JL$&BW_I=J%%RM4"2(Q*7=&:BT^:0
M7F:X54G=WO1:[HR.F=U#OHQ0DG[/S:RVM#2\P>\\4@G5J%0<#[ 09^%VOYA9
MLF _ZK[K)NJSH@F^O]R4(?%8=:Z)G7V_<^I""B1]Y*0NB(XO,=4PI5%:7T"L
MAA%_C;F"9M]074:R/RIQ?:65NVD,3GK>43:!4&)/C9^[H-^%U\F)+1]]$P>V
MJ979,#=PRR SWH8"27\*@?[]=,7> 'TI?L;:^\ZFUIL(ZJ\JN#,[;C24XKL&
M87F76R];/J5QL15O8A1^%?PD'=9M)N3 X,7[,6 EK9T"I^X9R<R)\W-./WM2
M82HIW:4T,[H3LO>PP:VUQ5 >Z<W!D-QQ;$G:@!;<L.&\U'T.""7S"4L44G+3
MIJWDMTYI+^74&)A\(/DVK;Z$5ZI/\6DK(IS12O)F@IMOWF9L0H< >IET6%12
MT8:?BAZG5#>Q4\.E\$A?,ZV<E85#J7A:D] D.24>ECT:?X(N83I74OB6H<(2
MO6B$(?P]N''J?TJUN%VZ/T"*XA] '^TIV/2D>8\!C:7;"X'L\J[DM\_77UF'
M9 L?G5F#/APMG V;G_!%7NE;OL&WT*@D_GFM5S.[0K5]SD#9V6IF]C[5HP;%
MM(_A#77^&K5P'W8@%]F8#^LFHW3B4MX(1J"R%IZR\V]GL##!(=Z07BR;,Y_/
MA='GTGC]X>6]71:E-5KUY+1&%9VUT6*SU 3Q@;HT>[W5Q[+5]"NBDILPW43"
MC<MD3LP)YC] C;0%8[%D9\/69W6JYJ_'\A=G9Z-Y/W7F!"UE;]<VE$Y_&:P+
M7YJ,*E)DC\GP.*@;*2S5(#MQG]]OUBU11/*EF\8BI?8G\>Q$XK[CX=$H<'9E
M9=B _B#+JZ>F2['%<8$]2G]MV6'P)C-K/.3I2==2VR,VA/0^74 N-3IDPZ0J
M[!NTD#Y)^>YR. :TB0L4]!0 ?^W*(C$N)P_-OQ.D_Q16R(_YR[& !L4!>"L\
M(A;[N_C9S.W'T8NDD2U-=X8#KG5*6X5"D49!-BT$CX1UV$GB]D+,S9>T- )V
M*>2^=:S>0^>%]P#^-Y2 )8I+<*!7:@2X@BJI-@T/%LHC&[J"7G%8SD,3"(D.
M@0^(K'W2^3Q'?YQ5Q2O V.=;+3]IY?SYXRBBYP'*QBGI!Z-$D<WGPBL5$8D9
M^]CE@JBJF.]_ .J;A.>"4E.:F41#]8Z:A[JS C;BFRX8Z[C;&5Z_;'0)?<E'
M*XQ-WNUGH<0$0N[/>V_^]:^Z\+:SRKO;E%^4HW^ #;$:CZ71AX7'1_G?&);!
M%T5+ O9?5;^S!&^G/?)_4@D*VA*>?<$_#+Y1'KKW&GI\Y^QY/%-Y8F]LSEJQ
M)<3R=*^)4EB;6NMWSQ'*)O,&%YX!DI)!9+<$T]2&?Y0@T<7UL^]C(A)4(5N.
MXA#F3]O+F7[V%[,\HU]<]K\,=#6'E,.8AJSWX\_/J/,P00\V<,W0 :0\/U!*
MFPB?4GND(*<!J2:#!]PJL7P.(PXS?%D[[C_?1#C7+6828=P;5$-'3:4$?$IW
MGLM1,+L<*E6164^$Z;/-.=^"=,K,P_:A.L[QZ!^O(:#%\_HY?#(Q/AN[)*)D
MR<Q17B]DE$2D?!>3KE \+EAA+'RE=]6_5B2V,%I4'R";$J>"['2[&K&N<VJ=
M7"4$6J4DZ05$(&))!,&[C9F_Y#*>/PWM<-N(.KFP;B<79Q8B-!I]^!SP9M2G
MK"6F45FXIAZ&<>J@-GI0<E!*"(N7EZ4ECO;QUKB1<)E-30NOW4#PA_<!78D5
M+9&P4_@],WJ3#/P12@9D,"-7>8"Y>(1=&09A8]LCVL#U1>7%^$5#;^\%OC7X
MR=F/+>S@KF;J#R#.25;'R)HW)'VUU0P31NR"(UD,+E?U (F,TVW<8XU$7J]\
MV\L0'CFP$=,\G4:I?<PC,!K1=QK)G9J7C2QO9(3!.=F,A&$,LYC"M]G,I/ZQ
M^U'0[7QVK/F<QF:$-["/YN'^4B&KGXH-C/U"4>K3XKW>QT"UZ$I^,#_)#S'X
M-95CD5^=P\>0# ^K-,H3>CQ79D]2YN,KU$HRL8HRNQ& $M6)=Z5DWR>;-&!Q
M/PO;NSCTK:9>^*T_7>[4B+%^/I6J^7ZAYN)Y0)F/RY-K$^!8O*4Z&^9!IJH?
M]A!AL4Q5\[M=^P\@0!ZLR+5L]+]4+8R(&9ANKSR6QB/,!-L0N'YC^0/<E_4Y
M=;-UB66+M6I_71)"WI]^:D6.B&_&T9Z9?> R&VND8KH@DY%C/6GC6<?44=;H
MS7U+1)K-8[8T%(:C:U\@64$M7T-OD;Q,;NH6S!YL\^&D@"B[#((-I9XQ('2N
MD"PNA.YS<2Y'=%+3]B!B7-'ZRY"")_?>&Y>,*J);A#>&9<B01L<@#:)_%.NG
MXY6H8Y>K9QW/#[/GO:5 &@P]IO9U?T7L#X!O:;HA$E3ME7I*6I4-=EZ0OMA[
MNE@AH 9_%KU\>N]Y^;"W=?+YH^K;.L4"3VT\EY^Y%]FWPLFRB\?74PK"YYA(
M:W06-*XX,)@QTVJ>'$*TK7I5'5LC,"9"\MB"=N]B4]2LZYH1FR7UHP$8#PB=
M&=QI8>67MWZ5>&]0;\,(%+85J>J\EQ2PF50]+GH)6/B0<6J68RJ:+>P-E;W&
ML#FH)JB:U]0A=)U>2)NTBYX=2U^72SS[!<H)+39G[M.QV3<8<0ET.5+.4FIC
MZ)!KL=*8Y)J$2N-L$LM +:KYY!>T%LUK0M"6#:VSA[XH 5N\#CV'?>^ZGDP6
MGR5Y26C2#41K]:WH9/NU8L WZY]P0E(PM."E/K[Q;6D0_TS6+? ,RSFZPCR4
M[(#_D72H7L2K;[:E4;<48Q]DVZ@ZT'!B@JR3,DV488\@-WD=!G_84-A@41(Z
MC50U2X7"(1.4_'FA2T;(17PSK>DQ[>M*T\6H_=&IV85#[>IO!%2;0TRG[.)*
MJHDVWCM__'7I>AU(:H:@>IX^0G0F8_*23K@JB4GU?OP,3;Z7]8;W'L?E;7$Z
M9:KP6SB@GV;TJ[E^]Z)37^WX(_VO+4AH-P5V9K:Q]E>6V_ Z\SU30348:_R2
M@[5V7!_7]EB7SVX\BJA:@W"-V66</^(DT*^--ALY(91<RW" :TM&]R*$_J=-
M#?X0&?0GGI#L(Q=OK?1U1^/F&Z[6I&G3EB+.TLV7XQ^_4**(A+Y]3;^89#5>
M^&2<-K-(X @G5#4YL0)-(*1]]HGCH0<BA2O8[L?85Z6GWY+)S.2O,9KRY8<1
MR8G"MS>&"!WGWNQUQC]X1D4"O=+-=M13&G?+=(0]*YR7E!1J=76K,04CX:#9
M\9O<,['!S7()RY3A   '$ ,! %P7^,;AC;?(E,L=[>,/L'!ILR>!3A=;O.,P
M.";9&2T1BT5OWPF*$@:R/T408QGJ!^9/,581X(\>:-.DG**.C<-I<:C)51 0
M4+'@HXQB0.V>S%$JCHV1UN+09$@THP]%I$4'N<V%2!C#?K4?\!7RW0H1"G#]
M+COP=ONEDKE/Y@[QBJ.[L=I%)"L-(WQ<?R$WH#OM]Q4L'YZ-0L6P@JI"A\*B
MIY6-Y_>)IN96?[?A:C<1P1[E3;X,I*>Z?47J2,[!LF1/$O07CE14%P*8S8!1
M5[H;LU1H82\MXL 2QI&1E"=[3#;JN$B,.9?II;-,7QZ1+U+6\^B(8Q*K7,8!
M;D0QA&NB E)3-;HB?1B^S6P.!PE>6;Z3VKU:>^'?)C2-,78&4V[$-"]SLJ,(
MU-R=#479;4W?:YDYN-N5)G+F6G/YR1^>RTR&&/#[=ON5, K[-'>K^RK6]51P
MQA(/)0='8E6:WD8Z_S:Q-EU-H%86E84@4?M0B0=]JE/A)>G8O'>!G*L\)7PV
M[\1+RGKNO"ZN\"I -GF_F%^WN'9R_&EM\X.AGEG=#*^D7D8]#=KONNK$:NBZ
M&RWL84U_^B3A!143'0WGZ_-2RO-@YLJD!E7#M5H=7"85RXU[3QE]N0WR.3>4
M @P?A:H="R?TLZHX_W%SKW/"N$A5(D&O3Q)Y$938PL/M/B:,@V#J6U(?1$C\
M,'.?QRE/,!X+_@%=\SQS?IE%55B'RIS,D'<:.P&/)D.(/PK[D=[6D=.=]RH7
MH>PWI=SUNU0& >E4")=*N5>X?KFD33/_['"56/,*)4$L(Z2]#C%!P\,7B3'-
M&S$F34(*PZNM7?T@$\;^2UW!4AB#QH8/RKSX\[>O31MOO^^&W-4JG["03,>/
MH)H<V1UZ==S?^BEFU[6_Z?.*J-+PY]BCT? ?3K6LC[&(V;9I(3>X$.H[V'<.
M,T3?C/$U;J\SS"X@Z':Z=6<<^&K0P: )J3]MVKE>YJ"$!IAL;EWR<+W#W/8Q
M$C)LU#" ?>OO68$[-ULDX^9;0WL/60+KVAXR!O.#8'SIJH3EMEV!JW!U#*CD
M4XT4M1T 8"0>)=-$S8Y2CE./=E(D?''XN$9&+FXFNH,Z=#(ZXJ&H:[!B5/5E
MO>0YTBE2"H%8@&!BJ\[*/>USS$?K#ZHV6P259D*PR:&KJ#R-^U<]-K+/+]V_
MK=)6"%,"6BVKV^O2'VG,*Y/ -@V=F0Z6M+]$$GJ@))MYZP+V.;#M'OP$[&GI
M>Y4D= ;.S\BIC6+H5514GBJL7#^?%2U#1/S,T0$,,G$  ^,Y]%30IPJ6!QH*
M$9"XIW)YNHE8H2MLL-G*G9^ B>;4H7WGEUW6-$.2Y7<0LQ@)H7(C()&W,B.0
M)R?EO$0=)-!U[T:DPOW6$_84\4$/N=J !WNC*29>_"1E<_.Y-HWZ$R9&4FRV
M8$I0"P0JEG(-,-Z+G,GL^W4T^&U2Y4S:UV$S A=UO=2B^IS>@/DB%J$W#:O+
MD,725\@DH%H^"$LHW/$](#)&J9".M.7TFY8W"J6#I6&)&3.%GBZS54E)^^4/
MP-A"\SV.%[,^]$$V5T:)E,E'>U7.COXB&Q[;2?4PGZP+.52CS9G"8%+YL$67
M @--55>AV4-$=1T:YJL;[Z7<VZ=S[M[4%]0VI5PA@OQ#;Z&U HG"<EBY6P4K
M5XN3G5K#&)M:O1>5POI: IJ(I2N1F/4^38Y:$LM]D3C",U^)#N'BMOA.CJB6
M7EJ("KO#L@&M#8FW\<J%=C>857X#&ZG]BU-/G5'5VH)VBM=:ZR@F\C:[SSM'
M/@QN_P6Z9TH_6/HUGV8'9>@IVA<L1MT"?@#0MN%0K>9TPE#;]$5TSE>"D)!C
MH#,4U)$#=!@X3?,CD-R F\D-;W:*COLMB(;/]Z_.WS<OGHW427V.'80[#A,;
MYKJZ;?,(8KIUE#SUW6DBRM-&YZ=TWNE+OL\XD_%WY"[7FK2XPX>U'!JZMYZX
M%6 SYY]!\*7S^0,0*1NZ^W5K'0I&)C9 PG[]@L6"C\85[>1!(XQY.R*1*PX
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M^._*5D _S_U6%R4N?<ORVD/+,J"[>^>I.134#"^ROZ_28Q>,239)N*V4SZ^
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M)3*.NX',.!?XG(:.N":X3-%SDKH"114KO10*"@-CQ>*&N^#==OD#L.GRY<F
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MUVL5R;&P+[CK!]@X#2@!;,@>%X)L@X:R)M'_K$V$B\ES[$O>YCO=.H0N8Y+
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MOLOC2;>MG*HX6MJV4,\Q'=J[.NREUX!V:R[/DPFH=R<L72M1-BLS1=TP/RD
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M]+TWO2%LQ9M)L&^O[^0#\.K=GVFT%J*\RTAV*KEO=A1#R/E?2']@PA\XN^?
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M-N'8IV:D4N&;)X5(S9\/#@]U)?'/Y^J*;8P$QU'R5/L42?<J"Z:23<4'>0(
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MOT4'F@S#110QZU*)-C6L_(1[8C6O:P3[[Z\=N1^ :J3?%Z1QOS#6X/^X"7T
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M\4E3!?HK (!&%^E4P#U1=E1*DZ=HI=:;G9*0[@MY6K^UQMTL&L[C@\7F(I#
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MQ]<?3J-H>;P6,/PU?6TKSCCX.V51\<Y[BFJ[^:'8CQ9Q@#/1"&/H^.K\G9M
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M6)"RPQ&-K=+)\:Y@??X<X[9%A?+WP^M$5.[7^\:L'^Q@[\:+..\YQ\S.O O
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M7J3"&]JZU:J=6"G0[LT<7YBF@%#:K\2"97=\)=M8#^;7UD,:<AZMN"#<QLF
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MUD$N9@39"=L#S/2_)=NU[S5I_JW\+U!+ 0(4 Q0    ( )>%6%#?P(G0&@,
M $T.   :              "  0    !A,C,Q8V]N<V5N=&QE='1E<BTR,#$Y
M+FAT;5!+ 0(4 Q0    ( )>%6%"G3>>AJ@@  %(X   :              "
M 5(#  !A,S$Q8V5R=&5X:&EB:71C96\S,#(M+FAT;5!+ 0(4 Q0    ( )>%
M6%#B%9%GJ@@  -$W   :              "  30,  !A,S$R8V5R=&5X:&EB
M:71C9F\S,#(M+FAT;5!+ 0(4 Q0    ( )>%6%!=FMF%?@4  ($9   :
M          "  185  !A,S(Q8V5R=&5X:&EB:71C96\Y,#8M+FAT;5!+ 0(4
M Q0    ( )>%6%!N+HM2D 4  %L;   :              "  <P:  !A,S(R
M8V5R=&5X:&EB:71C9F\Y,#8M+FAT;5!+ 0(4 Q0    ( )>%6%!L),Q*Q@4
M (LG   :              "  90@  !A-#=A9W)E96UE;G1A;F1R:6=H='-O
M+FAT;5!+ 0(4 Q0    ( )>%6%#8E@8):BT  .L\ @ 0              "
M 9(F  !C9F<M,C Q.3$R,S$N>'-D4$L! A0#%     @ EX584'5L:G$?:@
M[\L$ !0              ( !*E0  &-F9RTR,#$Y,3(S,5]C86PN>&UL4$L!
M A0#%     @ EX584"IYR>Q/!0$ ZK(- !0              ( !>[X  &-F
M9RTR,#$Y,3(S,5]D968N>&UL4$L! A0#%     @ EX584._@GVQ1+@( 6'$=
M !0              ( !_,,! &-F9RTR,#$Y,3(S,5]L86(N>&UL4$L! A0#
M%     @ EX584'\X(R6*> $ ?_83 !0              ( !?_(# &-F9RTR
M,#$Y,3(S,5]P<F4N>&UL4$L! A0#%     @ EX584$+P\0!,!@  A7<  !@
M             ( !.VL% &-F9W-U8G-I9&EA<FEE<RTR,#$Y+FAT;5!+ 0(4
M Q0    ( )>%6% 4XB:&LT   /U.   =              "  ;UQ!0!C:&%R
M="TP9C%A,CDX,S)A.&0U-#(S8F5E+FIP9U!+ 0(4 Q0    ( )>%6% CR2W.
M+8L  #>=   =              "  :NR!0!C:&%R="TS,C,X,V0U-F4Q-V0U
M8C8X.&)B+FIP9U!+ 0(4 Q0    ( )>%6%!/HRXW^G<  '&&   =
M      "  1,^!@!C:&%R="TU.3<Q,&(P,C1F860U93EC.&5B+FIP9U!+ 0(4
M Q0    ( )>%6%"!4_V:@'(  /"    =              "  4BV!@!C:&%R
M="TW,6%F,F5E8V8V,V4U-S=C8C4R+FIP9U!+ 0(4 Q0    ( )>%6%#-:6>+
MF;   (;'   =              "  0,I!P!C:&%R="TW9#DT9F0S-#8Y968V
M-3,Q-&,P+FIP9U!+ 0(4 Q0    ( )>%6% :@:Y-:3X  %91   =
M      "  =?9!P!C:&%R="UE8CAA9&,S-S0Y8S$U9#$S.#DW+FIP9U!+ 0(4
M Q0    ( )>%6%#YK; 4%R$( (P/C@ 5              "  7L8" !C:71I
M>F5N<S$P+6MX,C Q.2YH=&U02P$"% ,4    " "7A5A024R7Q'D%   !'@
M#P              @ '%.1  97AH:6)I=#$P,C8N:'1M4$L! A0#%     @
MEX584#$([)E[!P  _2D   \              ( !:S\0 &5X:&EB:70Q,#(W
M+FAT;5!+ 0(4 Q0    ( )>%6%"J]A<5ZL4  "H. 0 +              "
M 1-'$ !G<F%P:'8T+FIP9U!+ 0(4 Q0    ( )>%6%#W\/.E:[,  #FW   -
M              "  28-$0!I;6%G93!A,3@N:G!G4$L%!@     7 !< +P8
' +S $0    $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>90
<FILENAME>R46.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034401984">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BORROWED FUNDS (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Debt Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShortTermDebtTextBlock', window );">Schedule of short-term borrowed funds</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a summary of the Company&#8217;s short-term borrowed funds:</span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:74%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Securities sold under agreements to repurchase</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$265</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$336</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>820</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total short-term borrowed funds</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$274</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,317</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents key data related to the Company&#8217;s short-term borrowed funds: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:60%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions, except ratio data)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Weighted-average interest rate at year-end: </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.41</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1.72</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.74</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3.85</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2.73</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1.33</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Maximum amount outstanding at any month-end during the year:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,499</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,282</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,174</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>511</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,110</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,759</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average amount outstanding during the year:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$599</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$654</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$776</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>66</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>467</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,571</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Weighted-average interest rate during the year:</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1.36</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.92</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.36</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2.50</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2.10</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1.09</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Rates exclude certain hedging costs.</span></div><div style="line-height:120%;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Balances are net of certain short-term receivables associated with reverse repurchase agreements, as applicable.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDebtInstrumentsTextBlock', window );">Schedule of long-term borrowed funds</a></td>
<td class="text"><div style="line-height:174%;padding-bottom:8px;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a summary of the Company&#8217;s long-term borrowed funds:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:73%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Parent Company:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.375% fixed-rate senior unsecured debt, due July 2021</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$349</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$349</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.150% fixed-rate subordinated debt, due September 2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>348</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>348</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.750% fixed-rate subordinated debt, due July 2024</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>250</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>250</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.023% fixed-rate subordinated debt, due October 2024</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>42</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>42</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.350% fixed-rate subordinated debt, due August 2025</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>249</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>249</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">4.300% fixed-rate subordinated debt, due December 2025</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>750</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>749</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.850% fixed-rate senior unsecured notes, due July 2026</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>496</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">CBNA&#8217;s Global Note Program:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.500% senior unsecured notes, due March 2019</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>748</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.450% senior unsecured notes, due December 2019</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>744</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.250% senior unsecured notes, due March 2020</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>700</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>691</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.447% floating-rate senior unsecured notes, due March 2020 </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>300</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>300</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.487% floating-rate senior unsecured notes, due May 2020 </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>250</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>250</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.200% senior unsecured notes, due May 2020</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>500</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>499</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.250% senior unsecured notes, due October 2020</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>750</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>738</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.550% senior unsecured notes, due May 2021</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>991</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>964</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.250% senior unsecured notes, due February 2022</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>711</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.629% floating-rate senior unsecured notes, due February 2022 </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>299</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.727% floating-rate senior unsecured notes, due May 2022</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>250</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>249</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.650% senior unsecured notes, due May 2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>501</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>487</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.700% senior unsecured notes, due March 2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>515</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>502</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2.911% floating-rate senior unsecured notes, due March 2023 </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>249</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>249</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">3.750% senior unsecured notes, due February 2026</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>521</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Additional Borrowings by CBNA and Other Subsidiaries:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal Home Loan Bank advances, 2.006% weighted average rate, due through 2038</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5,008</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7,508</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:middle;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total long-term borrowed funds</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$14,047</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$15,925</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Rate disclosed reflects the floating rate as of December 31, 2019.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock', window );">Schedule of maturities of long-term borrowed funds</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a summary of maturities for the Company&#8217;s long-term borrowed funds at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="10"/></tr><tr><td style="width:64%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Parent Company</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">CBNA and Other Subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consolidated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,504</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,504</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2021</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>349</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5,998</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6,347</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2022</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>348</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,767</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,115</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2023</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>765</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>765</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2024</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>292</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>293</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2025 and thereafter</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,495</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>528</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,023</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,484</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$11,563</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$14,047</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDebtInstrumentsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of long-debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the entity, if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1A<br> -URI http://asc.fasb.org/extlink&amp;oid=114775744&amp;loc=d3e28541-108399<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21506-112644<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(e),(f))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 30<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=114775744&amp;loc=d3e28551-108399<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21521-112644<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21538-112644<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=75038535&amp;loc=d3e64711-112823<br><br>Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 30<br> -Section 55<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=114775985&amp;loc=d3e28878-108400<br><br>Reference 10: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21475-112644<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfDebtInstrumentsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the combined aggregate amount of maturities and sinking fund requirements for all long-term borrowings for each of the five years following the date of the latest balance sheet date presented.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfShortTermDebtTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of short-term debt arrangements (having initial terms of repayment within one year or the normal operating cycle, if longer) including: (1) description of the short-term debt arrangement; (2) identification of the lender or type of lender; (3) repayment terms; (4) weighted average interest rate; (5) carrying amount of funds borrowed under the specified short-term debt arrangement as of the balance sheet date; (6) description of the refinancing of a short-term obligation when that obligation is excluded from current liabilities in the balance sheet; and (7) amount of a short-term obligation that has been excluded from current liabilities in the balance sheet because of a refinancing of the obligation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfShortTermDebtTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>91
<FILENAME>R122.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6946500688">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>DERIVATIVES - Effect of Derivative Instruments on Net Income and Stockholders' Equity (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax', window );">Amount of pre-tax net gains (losses) recognized in OCI</a></td>
<td class="nump">$ 138<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax', window );">Amount of pre-tax net gains (losses) recognized in OCI, before adoption of 2017-12</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (44)<span></span>
</td>
<td class="num">$ (23)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeStatementLocationAxis=us-gaap_InterestIncomeMember', window );">Interest Income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax', window );">Amount of pre-tax net losses reclassified</a></td>
<td class="num">(68)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet', window );">Amount of pre-tax net losses reclassified, before adoption of 2017-12</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(55)<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeStatementLocationAxis=us-gaap_InterestExpenseMember', window );">Interest expense - long-term borrowed funds</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax', window );">Amount of pre-tax net losses reclassified</a></td>
<td class="nump">$ 11<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet', window );">Amount of pre-tax net losses reclassified, before adoption of 2017-12</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 12<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsGainLossLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsGainLossLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The effective portion of net gain (loss) reclassified from accumulated other comprehensive income into income on derivative instruments designated and qualifying as hedging instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4D<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5624177-113959<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4C<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5624171-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax and reclassification, of gain (loss) from derivative instrument designated and qualifying cash flow hedge included in assessment of hedge effectiveness.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 20<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=109974929&amp;loc=SL110061190-113977<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4A<br> -Subparagraph (b)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5618551-113959<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4C<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5624171-113959<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e637-108580<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669646-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of reclassification of gain (loss) from accumulated other comprehensive income (AOCI) for derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e689-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e637-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4C<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=109980867&amp;loc=SL5624171-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of increase (decrease) in accumulated gain (loss) from derivative instruments designated and qualifying as the effective portion of cash flow hedges and an entity's share of an equity investee's increase (decrease) in deferred hedging gain (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e637-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=109978405&amp;loc=d3e80720-113993<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669646-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=us-gaap_InterestIncomeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=us-gaap_InterestIncomeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=us-gaap_InterestExpenseMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=us-gaap_InterestExpenseMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>92
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>93
<FILENAME>R42.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6676465024">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>LEASES (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeasesAbstract', window );"><strong>Leases [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeaseCostTableTextBlock', window );">Components of operating lease cost</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Supplemental information related to the Company&#8217;s operating lease arrangements is presented below:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:83%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Cash paid for amounts included in measurement of liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Operating cash flows from operating leases</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$164</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Right-of-use assets in exchange for new operating lease liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>117</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The components of operating lease cost are presented below:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:83%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Operating lease cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$165</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Short-term lease cost</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Variable lease cost</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Sublease income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$179</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AssetsAndLiabilitiesLesseeTableTextBlock', window );">Supplemental consolidated balance sheet information</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Supplemental Consolidated Balance Sheet information related to the Company&#8217;s operating lease arrangements is presented below:</span></div><div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"/></tr><tr><td style="width:64%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:24%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Affected Line Item in Consolidated Balance Sheets</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Operating lease right-of-use assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$699</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other assets</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Operating lease liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>721</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other liabilities</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock', window );">Lease liability maturity schedule</a></td>
<td class="text"><div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, lease liabilities maturing under non-cancelable operating leases are presented below for the years ended December 31:</span></div><div style="line-height:120%;padding-top:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:89%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Operating Leases</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2020</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>150</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2021</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>150</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>125</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>100</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Thereafter</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>281</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total lease payments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>806</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Less: Interest</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>85</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Present value of lease liabilities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$721</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_AssetsAndLiabilitiesLesseeTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Assets And Liabilities, Lessee [Table Text Block]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_AssetsAndLiabilitiesLesseeTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeaseCostTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of lessee's lease cost. Includes, but is not limited to, interest expense for finance lease, amortization of right-of-use asset for finance lease, operating lease cost, short-term lease cost, variable lease cost and sublease income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918686-209980<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LeaseCostTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeasesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LeasesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of undiscounted cash flows of lessee's operating lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to operating lease liability recognized in statement of financial position.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918701-209980<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>94
<FILENAME>R126.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034308976">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFITS - Plan Amounts Recognized in OCI (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CompensationAndRetirementDisclosureAbstract', window );"><strong>Retirement Benefits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax', window );">Net periodic pension income</a></td>
<td class="num">$ (5)<span></span>
</td>
<td class="num">$ (16)<span></span>
</td>
<td class="num">$ (2)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax', window );">Net actuarial (gain) loss</a></td>
<td class="num">(49)<span></span>
</td>
<td class="nump">49<span></span>
</td>
<td class="num">(31)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax', window );">Amortization of prior service credit</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax', window );">Amortization of net actuarial loss</a></td>
<td class="num">(19)<span></span>
</td>
<td class="num">(17)<span></span>
</td>
<td class="num">(18)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax', window );">Total (loss) gain recognized in other comprehensive loss</a></td>
<td class="num">(68)<span></span>
</td>
<td class="nump">33<span></span>
</td>
<td class="num">(48)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome', window );">Total (loss) gain recognized in net periodic pension (income) cost and other comprehensive loss</a></td>
<td class="num">$ (73)<span></span>
</td>
<td class="nump">$ 17<span></span>
</td>
<td class="num">$ (50)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax, after reclassification adjustments, of (increase) decrease in net periodic benefit cost and other comprehensive (income) loss related to pension and other postretirement defined benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_NetPeriodicBenefitCostandOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CompensationAndRetirementDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CompensationAndRetirementDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, after reclassification adjustment, of increase (decrease) in accumulated other comprehensive income from gain (loss) of defined benefit plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e637-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669646-108580<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of reclassification adjustment from accumulated other comprehensive (income) loss for prior service cost (credit) of defined benefit plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 17A<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL34724391-108580<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e689-108580<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e637-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, after reclassification adjustment, of (increase) decrease in accumulated other comprehensive income for defined benefit plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (i-k)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669646-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e637-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of gain (loss) for (increase) decrease in value of benefit obligation for change in actuarial assumptions and increase (decrease) in value of plan assets from experience different from that assumed of defined benefit plan, that has not been recognized in net periodic benefit (cost) credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669646-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e637-108580<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of reclassification adjustment from accumulated other comprehensive income (loss) for gain (loss) of defined benefit plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e637-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e689-108580<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 17A<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL34724391-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>95
<FILENAME>R109.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7088637472">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>DEPOSITS - Narrative (Details)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2019 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankingAndThriftAbstract', window );"><strong>Banking and Thrift [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits100000OrMore', window );">Time deposits of $100,000 or more</a></td>
<td class="nump">$ 13,432<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankingAndThriftAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankingAndThriftAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits100000OrMore">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit liabilities, including certificates of deposit, in denominations of $100,000 or more.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher SEC<br> -Name Industry Guide<br> -Number 3<br> -Section V<br> -Paragraph D-E<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDeposits100000OrMore</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>96
<FILENAME>R69.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7041038368">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>SECURITIES - Schedule of Investments in Continuous Loss Positions (Details)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2019 </div>
<div>USD ($) </div>
<div>security</div>
</th>
<th class="th">
<div>Dec. 31, 2018 </div>
<div>USD ($) </div>
<div>security</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract', window );"><strong>Number of Issues</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions', window );">Less than 12 Months | security</a></td>
<td class="nump">106<span></span>
</td>
<td class="nump">176<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions', window );">12 Months or Longer | security</a></td>
<td class="nump">120<span></span>
</td>
<td class="nump">440<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions', window );">Total | security</a></td>
<td class="nump">226<span></span>
</td>
<td class="nump">616<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract', window );"><strong>Fair Value</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Less than 12 Months</a></td>
<td class="nump">$ 5,135<span></span>
</td>
<td class="nump">$ 5,020<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">12 Months or Longer</a></td>
<td class="nump">3,748<span></span>
</td>
<td class="nump">15,196<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total</a></td>
<td class="nump">8,883<span></span>
</td>
<td class="nump">20,216<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract', window );"><strong>Gross Unrealized Losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 Months</a></td>
<td class="num">(24)<span></span>
</td>
<td class="num">(90)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">12 Months or Longer</a></td>
<td class="num">(52)<span></span>
</td>
<td class="num">(654)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total</a></td>
<td class="num">$ (76)<span></span>
</td>
<td class="num">$ (744)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">Federal agencies and U.S. government sponsored entities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract', window );"><strong>Number of Issues</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions', window );">Less than 12 Months | security</a></td>
<td class="nump">106<span></span>
</td>
<td class="nump">166<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions', window );">12 Months or Longer | security</a></td>
<td class="nump">120<span></span>
</td>
<td class="nump">429<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions', window );">Total | security</a></td>
<td class="nump">226<span></span>
</td>
<td class="nump">595<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract', window );"><strong>Fair Value</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Less than 12 Months</a></td>
<td class="nump">$ 5,135<span></span>
</td>
<td class="nump">$ 4,881<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">12 Months or Longer</a></td>
<td class="nump">3,748<span></span>
</td>
<td class="nump">15,124<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total</a></td>
<td class="nump">8,883<span></span>
</td>
<td class="nump">20,005<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract', window );"><strong>Gross Unrealized Losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 Months</a></td>
<td class="num">(24)<span></span>
</td>
<td class="num">(89)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">12 Months or Longer</a></td>
<td class="num">(52)<span></span>
</td>
<td class="num">(648)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total</a></td>
<td class="num">$ (76)<span></span>
</td>
<td class="num">$ (737)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember', window );">Other/non-agency</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract', window );"><strong>Number of Issues</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions', window );">Less than 12 Months | security</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions', window );">12 Months or Longer | security</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions', window );">Total | security</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">21<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract', window );"><strong>Fair Value</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Less than 12 Months</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 139<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">12 Months or Longer</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">72<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">211<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract', window );"><strong>Gross Unrealized Losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 Months</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">12 Months or Longer</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(6)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="num">$ (7)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 30<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=118955579&amp;loc=SL82922890-210455<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27337-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 30<br> -Section 55<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=118942371&amp;loc=SL82922954-210456<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27337-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 30<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=118955579&amp;loc=SL82922890-210455<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without an allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 30<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=118955579&amp;loc=SL82922888-210455<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27337-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 30<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=118955579&amp;loc=SL82922890-210455<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 30<br> -Section 55<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=118942371&amp;loc=SL82922954-210456<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 30<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=118955579&amp;loc=SL82922890-210455<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27337-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without an allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 30<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=118955579&amp;loc=SL82922888-210455<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position without allowance for credit loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27290-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 30<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=118955579&amp;loc=SL82922888-210455<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 30<br> -Section 55<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=118942371&amp;loc=SL82922954-210456<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27290-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 30<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=118955579&amp;loc=SL82922888-210455<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (b)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27290-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 30<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=118955579&amp;loc=SL82922888-210455<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>97
<FILENAME>R99.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6846340176">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>LEASES - Supplemental Balance Sheet Information (Details)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2019 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeasesAbstract', window );"><strong>Leases [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeaseRightOfUseAsset', window );">Operating lease right-of-use assets</a></td>
<td class="nump">$ 699<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeaseLiability', window );">Lease liability</a></td>
<td class="nump">$ 721<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeasesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LeasesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Present value of lessee's discounted obligation for lease payments from operating lease.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=77888419&amp;loc=SL77918627-209977<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseRightOfUseAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's right to use underlying asset under operating lease.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=77888419&amp;loc=SL77918627-209977<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseRightOfUseAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>98
<FILENAME>R105.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034277584">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>GOODWILL AND INTANGIBLE ASSETS - Intangible Asset Amortization (Details)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2019 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract', window );"><strong>Finite-Lived Intangible Assets, Amortization Expense, Maturity Schedule [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths', window );">2020</a></td>
<td class="nump">$ 11<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo', window );">2021</a></td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree', window );">2022</a></td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour', window );">2023</a></td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive', window );">2024</a></td>
<td class="nump">$ 8<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>99
<FILENAME>R61.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7106315856">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BASIS OF PRESENTATION - Narrative (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="2">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Jan. 01, 2020</div></th>
<th class="th"><div>Mar. 01, 2019</div></th>
<th class="th"><div>Jan. 01, 2019</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2020</div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Jan. 02, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 7,044<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 6,923<span></span>
</td>
<td class="nump">$ 6,887<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption', window );">Cumulative effect of change in accounting standards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 17<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeaseRightOfUseAsset', window );">Right-of-use asset</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">699<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeaseLiability', window );">Lease liability</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">721<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,296<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,333<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=cfg_ClarfeldFinancialAdvisorsLLCMember', window );">Clarfeld</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationConsiderationTransferred1', window );">Consideration transferred</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">110<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">83<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill', window );">Intangible assets acquired</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">21<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=cfg_BowstringAdvisorsLLCMember', window );">Bowstring</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationConsiderationTransferred1', window );">Consideration transferred</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 40<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">35<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill', window );">Intangible assets acquired</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 6<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis=us-gaap_AccountingStandardsUpdate201602Member', window );">Accounting Standards Update 2016-02</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeaseRightOfUseAsset', window );">Right-of-use asset</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">734<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeaseLiability', window );">Lease liability</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">749<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_StatementScenarioAxis=srt_ScenarioForecastMember', window );">Forecast | Accounting Standards Update 2016-13</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease', window );">Basis point change in CET1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(0.24%)<span></span>
</td>
<td class="num">(0.06%)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember', window );">Retained Earnings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption', window );">Cumulative effect of change in accounting standards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 12<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember', window );">Retained Earnings | Accounting Standards Update 2016-02</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption', window );">Cumulative effect of change in accounting standards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 12<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SubsequentEventTypeAxis=us-gaap_SubsequentEventMember', window );">Subsequent Event | Forecast | Accounting Standards Update 2016-13</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses</a></td>
<td class="nump">$ 450<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage', window );">Capital impact phase in percentage</a></td>
<td class="nump">25.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Common Equity Tier One Capital, Annual Phase In Percentage</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CommonEquityTierOneCapitalAnnualPhaseInPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Common Equity Tier One Capital, Percentage, Increase (Decrease)</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CommonEquityTierOneCapitalPercentageIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationConsiderationTransferred1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of consideration transferred, consisting of acquisition-date fair value of assets transferred by the acquirer, liabilities incurred by the acquirer, and equity interest issued by the acquirer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 30<br> -Section 30<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=116859721&amp;loc=d3e6613-128477<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=35744584&amp;loc=d3e6927-128479<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 30<br> -Section 30<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=116859721&amp;loc=d3e6578-128477<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationConsiderationTransferred1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of intangible assets, excluding goodwill, acquired at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=116869197&amp;loc=d3e4845-128472<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of increase (decrease) to equity or (increase) decrease to net assets, resulting from the cumulative effect adjustment of a new accounting principle applied in the period of adoption.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953423-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=118955202&amp;loc=SL82895884-210446<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 20<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=119407570&amp;loc=SL82919249-210447<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(7)(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 20<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=119407570&amp;loc=SL82919249-210447<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=77989000&amp;loc=SL49117168-202975<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=99380562&amp;loc=d3e13770-109266<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Present value of lessee's discounted obligation for lease payments from operating lease.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=77888419&amp;loc=SL77918627-209977<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseRightOfUseAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's right to use underlying asset under operating lease.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=77888419&amp;loc=SL77918627-209977<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseRightOfUseAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionAxis=cfg_ClarfeldFinancialAdvisorsLLCMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionAxis=cfg_ClarfeldFinancialAdvisorsLLCMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionAxis=cfg_BowstringAdvisorsLLCMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionAxis=cfg_BowstringAdvisorsLLCMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis=us-gaap_AccountingStandardsUpdate201602Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsForNewAccountingPronouncementsAxis=us-gaap_AccountingStandardsUpdate201602Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementScenarioAxis=srt_ScenarioForecastMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementScenarioAxis=srt_ScenarioForecastMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis=us-gaap_AccountingStandardsUpdate201613Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsForNewAccountingPronouncementsAxis=us-gaap_AccountingStandardsUpdate201613Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubsequentEventTypeAxis=us-gaap_SubsequentEventMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SubsequentEventTypeAxis=us-gaap_SubsequentEventMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>100
<FILENAME>R91.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6848573952">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>PREMISES, EQUIPMENT, AND SOFTWARE - Schedule of Amortization (Details)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2019 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract', window );"><strong>Capitalized Software, Expected Future Amortization Expense [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne', window );">2020</a></td>
<td class="nump">$ 175<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo', window );">2021</a></td>
<td class="nump">136<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree', window );">2022</a></td>
<td class="nump">102<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour', window );">2023</a></td>
<td class="nump">73<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive', window );">2024</a></td>
<td class="nump">46<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter', window );">Thereafter</a></td>
<td class="nump">62<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CapitalizedSoftwareAmortizationExpenseTotal', window );">Total</a></td>
<td class="nump">594<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware', window );">In-process software</a></td>
<td class="nump">$ 296<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of capitalized computer software amortization expense expected to be recognized after the fifth fiscal year following the latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CapitalizedComputerSoftwareAmortizationExpenseThereafter</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of capitalized computer software amortization expense expected to be recognized during year five of the succeeding fiscal years.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of capitalized computer software amortization expense expected to be recognized during year four of the succeeding fiscal years.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CapitalizedComputerSoftwareAmortizationExpenseYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of capitalized computer software amortization expense expected to be recognized during the succeeding fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CapitalizedComputerSoftwareAmortizationExpenseYearOne</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of capitalized computer software amortization expense expected to be recognized during year three of the succeeding fiscal years.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CapitalizedComputerSoftwareAmortizationExpenseYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of capitalized computer software amortization expense expected to be recognized during year two of the succeeding fiscal years.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CapitalizedComputerSoftwareAmortizationExpenseYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CapitalizedSoftwareAmortizationExpenseTotal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of capitalized computer software amortization expense to be recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CapitalizedSoftwareAmortizationExpenseTotal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Capitalized Software Development Costs for Internal Use Software</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Capitalized Software, Expected Future Amortization Expense [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CapitalizedSoftwareExpectedFutureAmortizationExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>101
<FILENAME>R95.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7032262688">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>MORTGAGE BANKING - Changes Related to MSR's - Fair Value Method (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward', window );"><strong>MSRs:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtFairValueAmount', window );">Fair value as of beginning of the period</a></td>
<td class="nump">$ 600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtFairValueAmount', window );">Fair value at end of the period</a></td>
<td class="nump">642<span></span>
</td>
<td class="nump">$ 600<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember', window );">Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward', window );"><strong>MSRs:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtFairValueAmount', window );">Fair value as of beginning of the period</a></td>
<td class="nump">600<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtFairValueAdditions', window );">Acquired MSRs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">590<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ServicingAssetAtFairValueAmountCapitalized', window );">Amounts capitalized</a></td>
<td class="nump">270<span></span>
</td>
<td class="nump">73<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance', window );">Changes in unpaid principal balance during the period</a></td>
<td class="num">(119)<span></span>
</td>
<td class="num">(32)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue', window );">Changes in fair value during the period</a></td>
<td class="num">(109)<span></span>
</td>
<td class="num">(31)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtFairValueAmount', window );">Fair value at end of the period</a></td>
<td class="nump">$ 642<span></span>
</td>
<td class="nump">$ 600<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_ServicingAssetAtFairValueAmountCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Servicing Asset At Fair Value, Amount Capitalized</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_ServicingAssetAtFairValueAmountCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingAssetAtAmortizedValueBalanceRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtFairValueAdditions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The value of new servicing assets, subsequently measured at fair value, acquired or created during the current period through purchases or from transfers of financial assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=116651436&amp;loc=d3e122625-111746<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingAssetAtFairValueAdditions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtFairValueAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of an asset representing net future revenue from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6469459&amp;loc=d3e122501-111745<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=116651436&amp;loc=d3e122625-111746<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingAssetAtFairValueAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) from changes in fair value classified as other for a contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(4)(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=116651436&amp;loc=d3e122625-111746<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in fair value from changes classified as other for a contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(5)<br> -URI http://asc.fasb.org/extlink&amp;oid=116651436&amp;loc=d3e122625-111746<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>102
<FILENAME>R101.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6935746288">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>LEASES - Liability Maturity Schedule (Details)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2019 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract', window );"><strong>Lessee, Operating Lease, Liability, Payment, Due [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths', window );">2020</a></td>
<td class="nump">$ 150<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo', window );">2021</a></td>
<td class="nump">150<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree', window );">2022</a></td>
<td class="nump">125<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour', window );">2023</a></td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour', window );">Thereafter</a></td>
<td class="nump">281<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue', window );">Total lease payments</a></td>
<td class="nump">806<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount', window );">Less: Interest</a></td>
<td class="nump">85<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeaseLiability', window );">Present value of lease liabilities</a></td>
<td class="nump">$ 721<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Lessee, Operating Lease, Liability, Payments, Due After Year Four</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payments for operating lease.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918701-209980<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payments for operating lease, due in next fiscal year following latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918701-209980<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payments for operating lease, due in fourth fiscal year following latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918701-209980<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payments for operating lease, due in third fiscal year following latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918701-209980<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payments for operating lease, due in second fiscal year following latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918701-209980<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payments in excess of discounted obligation for lease payments for operating lease.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918701-209980<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Present value of lessee's discounted obligation for lease payments from operating lease.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=77888419&amp;loc=SL77918627-209977<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>103
<FILENAME>R65.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6945362112">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>SECURITIES - Schedule of Available for Sale Securities Debt Maturities (Details)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2019 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract', window );"><strong>Amortized Cost:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity of 1 Year or Less</a></td>
<td class="nump">$ 71<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity of 1-5 Years</a></td>
<td class="nump">215<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity of 5-10 Years</a></td>
<td class="nump">1,534<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity After 10 Years</a></td>
<td class="nump">18,697<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Total</a></td>
<td class="nump">20,517<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount', window );">Amortized Cost, Debt securities held to maturity, Maturity of 1 Year or Less</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount', window );">Amortized Cost, Debt securities held to maturity, Maturity of 1-5 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount', window );">Amortized Cost, Debt securities held to maturity, Maturity of 5-10 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount', window );">Amortized Cost, Debt securities held to maturity, Maturity After 10 Years</a></td>
<td class="nump">3,202<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis', window );">Amortized Cost, Debt securities held to maturity, Total</a></td>
<td class="nump">3,202<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost', window );">Total amortized cost of debt securities, Maturity of 1 Year or Less</a></td>
<td class="nump">71<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Total amortized cost of debt securities, Maturity of 1-5 Years</a></td>
<td class="nump">215<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Total amortized cost of debt securities, Maturity of 5-10 Years</a></td>
<td class="nump">1,534<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost', window );">Total amortized cost of debt securities, Maturity After 10 Years</a></td>
<td class="nump">21,899<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost', window );">Total amortized cost of debt securities, Total</a></td>
<td class="nump">23,719<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract', window );"><strong>Fair Value:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Fair Value, Debt securities available for sale, Maturity of 1 Year or Less</a></td>
<td class="nump">71<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue', window );">Fair Value, Debt securities available for sale, Maturity of 1-5 Years</a></td>
<td class="nump">217<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue', window );">Fair Value, Debt securities available for sale, Maturity of 5-10 Years</a></td>
<td class="nump">1,553<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Fair Value, Debt securities available for sale, Maturity After 10 Years</a></td>
<td class="nump">18,772<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate', window );">Fair Value, Debt securities available for sale, Total</a></td>
<td class="nump">20,613<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue', window );">Fair Value, Debt securities held to maturity, Maturity of 1 Year or Less</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue', window );">Fair Value, Debt securities held to maturity, Maturity of 1-5 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue', window );">Fair Value, Debt securities held to maturity, Maturity of 5-10 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue', window );">Fair Value, Debt securities held to maturity, Maturity After 10 Years</a></td>
<td class="nump">3,242<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue', window );">Fair Value, Debt securities held to maturity, Total</a></td>
<td class="nump">3,242<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue', window );">Total fair value of debt securities, Maturity of 1 Year or Less</a></td>
<td class="nump">71<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears', window );">Total fair value of debt securities, Maturity of 1-5 Years</a></td>
<td class="nump">217<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Total fair value of debt securities, Maturity of 5-10 Years</a></td>
<td class="nump">1,553<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Total fair value of debt securities, Maturity After 10 Years</a></td>
<td class="nump">22,014<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue', window );">Total fair value of debt securities, Total</a></td>
<td class="nump">23,855<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember', window );">U.S. Treasury and other</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract', window );"><strong>Amortized Cost:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity of 1 Year or Less</a></td>
<td class="nump">71<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity of 1-5 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity of 5-10 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity After 10 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Total</a></td>
<td class="nump">71<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract', window );"><strong>Fair Value:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Fair Value, Debt securities available for sale, Maturity of 1 Year or Less</a></td>
<td class="nump">71<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue', window );">Fair Value, Debt securities available for sale, Maturity of 1-5 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue', window );">Fair Value, Debt securities available for sale, Maturity of 5-10 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Fair Value, Debt securities available for sale, Maturity After 10 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate', window );">Fair Value, Debt securities available for sale, Total</a></td>
<td class="nump">71<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember', window );">State and political subdivisions</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract', window );"><strong>Amortized Cost:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity of 1 Year or Less</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity of 1-5 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity of 5-10 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity After 10 Years</a></td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Total</a></td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract', window );"><strong>Fair Value:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Fair Value, Debt securities available for sale, Maturity of 1 Year or Less</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue', window );">Fair Value, Debt securities available for sale, Maturity of 1-5 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue', window );">Fair Value, Debt securities available for sale, Maturity of 5-10 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Fair Value, Debt securities available for sale, Maturity After 10 Years</a></td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate', window );">Fair Value, Debt securities available for sale, Total</a></td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">Federal agencies and U.S. government sponsored entities</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract', window );"><strong>Amortized Cost:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity of 1 Year or Less</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity of 1-5 Years</a></td>
<td class="nump">215<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity of 5-10 Years</a></td>
<td class="nump">1,534<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity After 10 Years</a></td>
<td class="nump">18,054<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Total</a></td>
<td class="nump">19,803<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount', window );">Amortized Cost, Debt securities held to maturity, Maturity of 1 Year or Less</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount', window );">Amortized Cost, Debt securities held to maturity, Maturity of 1-5 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount', window );">Amortized Cost, Debt securities held to maturity, Maturity of 5-10 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount', window );">Amortized Cost, Debt securities held to maturity, Maturity After 10 Years</a></td>
<td class="nump">3,202<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis', window );">Amortized Cost, Debt securities held to maturity, Total</a></td>
<td class="nump">3,202<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract', window );"><strong>Fair Value:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Fair Value, Debt securities available for sale, Maturity of 1 Year or Less</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue', window );">Fair Value, Debt securities available for sale, Maturity of 1-5 Years</a></td>
<td class="nump">217<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue', window );">Fair Value, Debt securities available for sale, Maturity of 5-10 Years</a></td>
<td class="nump">1,553<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Fair Value, Debt securities available for sale, Maturity After 10 Years</a></td>
<td class="nump">18,105<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate', window );">Fair Value, Debt securities available for sale, Total</a></td>
<td class="nump">19,875<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue', window );">Fair Value, Debt securities held to maturity, Maturity of 1 Year or Less</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue', window );">Fair Value, Debt securities held to maturity, Maturity of 1-5 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue', window );">Fair Value, Debt securities held to maturity, Maturity of 5-10 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue', window );">Fair Value, Debt securities held to maturity, Maturity After 10 Years</a></td>
<td class="nump">3,242<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue', window );">Fair Value, Debt securities held to maturity, Total</a></td>
<td class="nump">3,242<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember', window );">Other/non-agency</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract', window );"><strong>Amortized Cost:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity of 1 Year or Less</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity of 1-5 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity of 5-10 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Maturity After 10 Years</a></td>
<td class="nump">638<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis', window );">Amortized Cost, Debt securities available for sale, Total</a></td>
<td class="nump">638<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount', window );">Amortized Cost, Debt securities held to maturity, Maturity of 1 Year or Less</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount', window );">Amortized Cost, Debt securities held to maturity, Maturity of 1-5 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount', window );">Amortized Cost, Debt securities held to maturity, Maturity of 5-10 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount', window );">Amortized Cost, Debt securities held to maturity, Maturity After 10 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis', window );">Amortized Cost, Debt securities held to maturity, Total</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract', window );"><strong>Fair Value:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Fair Value, Debt securities available for sale, Maturity of 1 Year or Less</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue', window );">Fair Value, Debt securities available for sale, Maturity of 1-5 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue', window );">Fair Value, Debt securities available for sale, Maturity of 5-10 Years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Fair Value, Debt securities available for sale, Maturity After 10 Years</a></td>
<td class="nump">662<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate', window );">Fair Value, Debt securities available for sale, Total</a></td>
<td class="nump">$ 662<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in available for sale and held-to-maturity debt securities maturing in the fifth through tenth fiscal year following the latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of available for sale and held-to-maturity debt securities maturing in the sixth through tenth rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of available for sale and held-to-maturity debt securities maturing in the second through fifth rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in available for sale and held-to-maturity debt securities maturing in the next fiscal year through the fifth fiscal year following the latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in available for sale and held-to-maturity debt securities maturing after the tenth fiscal year following the latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of available for sale and held-to-maturity debt securities maturing after the tenth rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in available for sale and held-to-maturity debt securities with a single maturity date, after other than temporary (OTTI) accretion.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Amortized Cost Basis [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCostBasisAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in held-to-maturity and available for sale debt securities with a single maturity date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Available-for-sale Securities and Held-to-maturity Securities, Debt Maturities, Fair Value [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValueAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of available for sale and held-to-maturity debt securities maturing in the next rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in available for sale and held-to-maturity debt securities maturing in the next fiscal year following the latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27198-111563<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27161-111563<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after rolling tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in rolling sixth through tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in rolling sixth through tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year through fifth year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year through fifth year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27198-111563<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27161-111563<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27198-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), maturing in next fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27198-111563<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27161-111563<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27232-111563<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next fiscal year through fifth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27232-111563<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security, measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27232-111563<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing after tenth rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in sixth through tenth rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in second through fifth rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>104
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6937733216">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>CONSOLIDATED BALANCE SHEETS - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1,175<span></span>
</td>
<td class="nump">$ 1,081<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_InterestbearingCashandDuefromBanks', window );">Interest-bearing cash and due from banks</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,211<span></span>
</td>
<td class="nump">2,993<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest-bearing deposits in banks</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">297<span></span>
</td>
<td class="nump">148<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Debt securities available for sale, at fair value (including $363 and $91 pledged to creditors, respectively)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">20,613<span></span>
</td>
<td class="nump">19,895<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Debt securities held to maturity (fair value of $3,242 and $4,041, respectively, and including $249 and $0 pledged to creditors, respectively)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3,202<span></span>
</td>
<td class="nump">4,165<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquitySecuritiesFvNi', window );">Equity investment securities, at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47<span></span>
</td>
<td class="nump">181<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount', window );">Equity investment securities, at cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">807<span></span>
</td>
<td class="nump">834<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleAmount', window );">Loans held for sale, at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,946<span></span>
</td>
<td class="nump">1,219<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_OtherLoansReceivableHeldforsaleAmount', window );">Other loans held for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,384<span></span>
</td>
<td class="nump">101<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and leases</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">119,088<span></span>
</td>
<td class="nump">116,660<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Less: Allowance for loan and lease losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,252)<span></span>
</td>
<td class="num">(1,242)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Net loans and leases</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">117,836<span></span>
</td>
<td class="nump">115,418<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Derivative assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">807<span></span>
</td>
<td class="nump">317<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">761<span></span>
</td>
<td class="nump">791<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank-owned life insurance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,725<span></span>
</td>
<td class="nump">1,698<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,044<span></span>
</td>
<td class="nump">6,923<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,878<span></span>
</td>
<td class="nump">4,754<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">TOTAL ASSETS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">165,733<span></span>
</td>
<td class="nump">160,518<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract', window );"><strong>Deposits:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Noninterest-bearing</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">29,233<span></span>
</td>
<td class="nump">29,458<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilities', window );">Interest-bearing</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">96,080<span></span>
</td>
<td class="nump">90,117<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">125,313<span></span>
</td>
<td class="nump">119,575<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase', window );">Federal funds purchased and securities sold under agreements to repurchase</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">265<span></span>
</td>
<td class="nump">1,156<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherShortTermBorrowings', window );">Other short-term borrowed funds</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9<span></span>
</td>
<td class="nump">161<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilities', window );">Derivative liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">120<span></span>
</td>
<td class="nump">292<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxLiabilitiesNet', window );">Deferred taxes, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">866<span></span>
</td>
<td class="nump">573<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14,047<span></span>
</td>
<td class="nump">15,925<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,912<span></span>
</td>
<td class="nump">2,019<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">TOTAL LIABILITIES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">143,532<span></span>
</td>
<td class="nump">139,701<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingencies', window );">Contingencies (refer to Note 18)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>STOCKHOLDERS&#8217; EQUITY:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">$25.00 par value,100,000,000 shares authorized; 1,600,000 shares issued and outstanding at December 31, 2019 and 850,000 shares issued and outstanding at December 31, 2018</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,570<span></span>
</td>
<td class="nump">840<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CommonStockAbstract', window );"><strong>Common stock:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">$0.01 par value, 1,000,000,000 shares authorized; 568,238,730 shares issued and 433,121,083 shares outstanding at December 31, 2019 and 566,819,863 shares issued and 466,007,984 shares outstanding at December 31, 2018</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapital', window );">Additional paid-in capital</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18,891<span></span>
</td>
<td class="nump">18,815<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,498<span></span>
</td>
<td class="nump">5,385<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock, at cost, 135,117,647 and 100,811,879 shares at December 31, 2019 and December 31, 2018, respectively</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4,353)<span></span>
</td>
<td class="num">(3,133)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(411)<span></span>
</td>
<td class="num">(1,096)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">TOTAL STOCKHOLDERS&#8217; EQUITY</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,201<span></span>
</td>
<td class="nump">20,817<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">TOTAL LIABILITIES AND STOCKHOLDERS&#8217; EQUITY</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 165,733<span></span>
</td>
<td class="nump">$ 160,518<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Includes only collateral pledged by the Company where counterparties have the right to sell or pledge the collateral.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CommonStockAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Common Stock [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CommonStockAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_InterestbearingCashandDuefromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing cash in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_InterestbearingCashandDuefromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_OtherLoansReceivableHeldforsaleAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other loans receivable that will be sold to other entities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_OtherLoansReceivableHeldforsaleAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e637-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14A<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669686-108580<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e681-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdditionalPaidInCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(11))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(12))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 326<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=118942338&amp;loc=SL82898722-210454<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118954083&amp;loc=d3e26610-111562<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aa)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndDueFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingencies">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.25)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.(a),19)<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.17)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 450<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=118942415&amp;loc=d3e14326-108349<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingencies</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxLiabilitiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after deferred tax asset, of deferred tax liability attributable to taxable differences with jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32537-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=116821951&amp;loc=d3e31931-109318<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxLiabilitiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value, after the effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=99393222&amp;loc=SL20226008-175313<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=118260190&amp;loc=d3e13433-108611<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value, after the effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities not subject to a master netting arrangement and not elected to be offset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=118260190&amp;loc=d3e13433-108611<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=99393222&amp;loc=SL20226008-175313<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquitySecuritiesFvNi">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -URI http://asc.fasb.org/extlink&amp;oid=99377092&amp;loc=SL75136599-209740<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquitySecuritiesFvNi</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in equity security without readily determinable fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 321<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=116654751&amp;loc=SL75117539-209714<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after offset of short term borrowing where a bank borrows, at the federal funds rate, from another bank and securities that an entity sells and agrees to repurchase at a specified date for a specified price.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=77989000&amp;loc=SL49117168-202975<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=99380562&amp;loc=d3e13770-109266<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118954083&amp;loc=d3e26610-111562<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all domestic and foreign interest-bearing deposit liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDepositLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositsInBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=117340910&amp;loc=d3e59706-112781<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDepositsInBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19-26)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(25))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(32))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953423-111524<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)(1)(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939070&amp;loc=d3e15032-111544<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953423-111524<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SAB Topic 6.L.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74567-122707<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=118952595&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=118952595&amp;loc=d3e4428-111522<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableNetReportedAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableHeldForSaleAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The face amount of loans that will be sold to other entities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=118952595&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansReceivableHeldForSaleAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after unamortized (discount) premium and debt issuance costs, of long-term debt. Includes, but not limited to, notes payable, bonds payable, debentures, mortgage loans and commercial paper. Excludes capital lease obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=109500613&amp;loc=SL6031897-161870<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDepositLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestBearingDepositLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(17))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(10))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(10))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherShortTermBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of borrowings classified as other, maturing within one year or the normal operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19(a)(7))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherShortTermBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(14))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(13))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(3))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(23)(a)(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetainedEarningsAccumulatedDeficit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(31))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6405834&amp;loc=d3e23315-112656<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29,30)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6405813&amp;loc=d3e23239-112655<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>105
<FILENAME>R160.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7046726736">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BUSINESS OPERATING SEGMENTS - Schedule of Business Operating Segments (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="nump">$ 4,614<span></span>
</td>
<td class="nump">$ 4,532<span></span>
</td>
<td class="nump">$ 4,173<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Noninterest income</a></td>
<td class="nump">1,877<span></span>
</td>
<td class="nump">1,596<span></span>
</td>
<td class="nump">1,534<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Revenues', window );">Total revenue</a></td>
<td class="nump">6,491<span></span>
</td>
<td class="nump">6,128<span></span>
</td>
<td class="nump">5,707<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Noninterest expense</a></td>
<td class="nump">3,847<span></span>
</td>
<td class="nump">3,619<span></span>
</td>
<td class="nump">3,474<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ProfitLossBeforeProvisionforCreditLosses', window );">Profit (loss) before provision for credit losses</a></td>
<td class="nump">2,644<span></span>
</td>
<td class="nump">2,509<span></span>
</td>
<td class="nump">2,233<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision for credit losses</a></td>
<td class="nump">393<span></span>
</td>
<td class="nump">326<span></span>
</td>
<td class="nump">321<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income before income tax expense</a></td>
<td class="nump">2,251<span></span>
</td>
<td class="nump">2,183<span></span>
</td>
<td class="nump">1,912<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
<td class="nump">460<span></span>
</td>
<td class="nump">462<span></span>
</td>
<td class="nump">260<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
<td class="nump">1,791<span></span>
</td>
<td class="nump">1,721<span></span>
</td>
<td class="nump">1,652<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AverageAssets', window );">Total average assets</a></td>
<td class="nump">162,176<span></span>
</td>
<td class="nump">154,553<span></span>
</td>
<td class="nump">149,953<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ConsolidationItemsAxis=us-gaap_OperatingSegmentsMember', window );">Operating Segments | Consumer Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="nump">3,182<span></span>
</td>
<td class="nump">3,064<span></span>
</td>
<td class="nump">2,651<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Noninterest income</a></td>
<td class="nump">1,156<span></span>
</td>
<td class="nump">973<span></span>
</td>
<td class="nump">905<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Revenues', window );">Total revenue</a></td>
<td class="nump">4,338<span></span>
</td>
<td class="nump">4,037<span></span>
</td>
<td class="nump">3,556<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Noninterest expense</a></td>
<td class="nump">2,851<span></span>
</td>
<td class="nump">2,723<span></span>
</td>
<td class="nump">2,593<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ProfitLossBeforeProvisionforCreditLosses', window );">Profit (loss) before provision for credit losses</a></td>
<td class="nump">1,487<span></span>
</td>
<td class="nump">1,314<span></span>
</td>
<td class="nump">963<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision for credit losses</a></td>
<td class="nump">325<span></span>
</td>
<td class="nump">289<span></span>
</td>
<td class="nump">265<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income before income tax expense</a></td>
<td class="nump">1,162<span></span>
</td>
<td class="nump">1,025<span></span>
</td>
<td class="nump">698<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
<td class="nump">287<span></span>
</td>
<td class="nump">258<span></span>
</td>
<td class="nump">246<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
<td class="nump">875<span></span>
</td>
<td class="nump">767<span></span>
</td>
<td class="nump">452<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AverageAssets', window );">Total average assets</a></td>
<td class="nump">66,240<span></span>
</td>
<td class="nump">62,444<span></span>
</td>
<td class="nump">59,714<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ConsolidationItemsAxis=us-gaap_OperatingSegmentsMember', window );">Operating Segments | Commercial Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="nump">1,466<span></span>
</td>
<td class="nump">1,497<span></span>
</td>
<td class="nump">1,411<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Noninterest income</a></td>
<td class="nump">607<span></span>
</td>
<td class="nump">545<span></span>
</td>
<td class="nump">538<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Revenues', window );">Total revenue</a></td>
<td class="nump">2,073<span></span>
</td>
<td class="nump">2,042<span></span>
</td>
<td class="nump">1,949<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Noninterest expense</a></td>
<td class="nump">858<span></span>
</td>
<td class="nump">813<span></span>
</td>
<td class="nump">772<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ProfitLossBeforeProvisionforCreditLosses', window );">Profit (loss) before provision for credit losses</a></td>
<td class="nump">1,215<span></span>
</td>
<td class="nump">1,229<span></span>
</td>
<td class="nump">1,177<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision for credit losses</a></td>
<td class="nump">97<span></span>
</td>
<td class="nump">26<span></span>
</td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income before income tax expense</a></td>
<td class="nump">1,118<span></span>
</td>
<td class="nump">1,203<span></span>
</td>
<td class="nump">1,158<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
<td class="nump">248<span></span>
</td>
<td class="nump">276<span></span>
</td>
<td class="nump">384<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
<td class="nump">870<span></span>
</td>
<td class="nump">927<span></span>
</td>
<td class="nump">774<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AverageAssets', window );">Total average assets</a></td>
<td class="nump">55,947<span></span>
</td>
<td class="nump">52,362<span></span>
</td>
<td class="nump">49,747<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ConsolidationItemsAxis=us-gaap_CorporateNonSegmentMember', window );">Other</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="num">(34)<span></span>
</td>
<td class="num">(29)<span></span>
</td>
<td class="nump">111<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Noninterest income</a></td>
<td class="nump">114<span></span>
</td>
<td class="nump">78<span></span>
</td>
<td class="nump">91<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Revenues', window );">Total revenue</a></td>
<td class="nump">80<span></span>
</td>
<td class="nump">49<span></span>
</td>
<td class="nump">202<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Noninterest expense</a></td>
<td class="nump">138<span></span>
</td>
<td class="nump">83<span></span>
</td>
<td class="nump">109<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ProfitLossBeforeProvisionforCreditLosses', window );">Profit (loss) before provision for credit losses</a></td>
<td class="num">(58)<span></span>
</td>
<td class="num">(34)<span></span>
</td>
<td class="nump">93<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision for credit losses</a></td>
<td class="num">(29)<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="nump">37<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income before income tax expense</a></td>
<td class="num">(29)<span></span>
</td>
<td class="num">(45)<span></span>
</td>
<td class="nump">56<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
<td class="num">(75)<span></span>
</td>
<td class="num">(72)<span></span>
</td>
<td class="num">(370)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
<td class="nump">46<span></span>
</td>
<td class="nump">27<span></span>
</td>
<td class="nump">426<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AverageAssets', window );">Total average assets</a></td>
<td class="nump">$ 39,989<span></span>
</td>
<td class="nump">$ 39,747<span></span>
</td>
<td class="nump">$ 40,492<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_AverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of average assets attributable to the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_AverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_ProfitLossBeforeProvisionforCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of net interest income (expense) and nonoperating income or expense before provision for credit losses, income or loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_ProfitLossBeforeProvisionforCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109238882&amp;loc=d3e38679-109324<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of operating interest income (expense).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669619-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669625-108580<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637232&amp;loc=SL114874131-224263<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total aggregate amount of all noninterest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953423-111524<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanLeaseAndOtherLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Revenues">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8933-108599<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Revenues</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidationItemsAxis=us-gaap_OperatingSegmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidationItemsAxis=us-gaap_OperatingSegmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=cfg_ConsumerBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=cfg_ConsumerBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=cfg_CommercialBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=cfg_CommercialBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidationItemsAxis=us-gaap_CorporateNonSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidationItemsAxis=us-gaap_CorporateNonSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>106
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6936372048">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract', window );"><strong>Statement of Comprehensive Income [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax', window );">Net unrealized derivative instrument losses arising during the periods, tax</a></td>
<td class="nump">$ 35<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax', window );">Net unrealized derivative instrument losses arising during the periods, tax, before 2017-12 adoption</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (11)<span></span>
</td>
<td class="num">$ (9)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax', window );">Reclassification adjustment for net derivative losses (gains) included in net income, tax</a></td>
<td class="nump">14<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax', window );">Reclassification adjustment for net derivative losses (gains) included in net income, tax, before 2017-12 adoption</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax', window );">Net unrealized debt securities losses arising during the periods, tax</a></td>
<td class="nump">165<span></span>
</td>
<td class="num">(79)<span></span>
</td>
<td class="num">(4)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent', window );">Other-than-temporary impairment not recognized in earnings on debt securities, tax</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax', window );">Reclassification of net debt securities gains to net income, tax</a></td>
<td class="num">(8)<span></span>
</td>
<td class="num">(4)<span></span>
</td>
<td class="num">(2)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax', window );">Actuarial (loss) gain, tax</a></td>
<td class="nump">12<span></span>
</td>
<td class="num">(14)<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax', window );">Amortization of actuarial loss, tax</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax', window );">Amortization of prior service credit, tax</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) for (increase) decrease in value of benefit obligation for change in actuarial assumptions and increase (decrease) in value of plan assets from experience different from that assumed of defined benefit plan, that has not been recognized in net periodic benefit (cost) credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e640-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax (expense) benefit of reclassification adjustment from accumulated other comprehensive (income) loss for prior service cost (credit) of defined benefit plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e640-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before reclassification, of tax expense (benefit) for gain (loss) from derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e640-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) for reclassification of gain (loss) from accumulated other comprehensive income (AOCI) for derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e640-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e640-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27357-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income of accumulated gain (loss) realized from derivative instruments designated and qualifying as the effective portion of cash flow hedges and an entity's share of an equity investee's deferred hedging gain (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e640-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income (loss) for gain (loss) of defined benefit plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e640-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit), before reclassification adjustments, related to increase (decrease) in accumulated gain (loss) from derivative instruments designated and qualifying as the effective portion of cash flow hedges and an entity's share of an equity investee's increase (decrease) in deferred hedging gain (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e640-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669646-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) before reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e640-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669646-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax (expense) benefit of other than temporary impairment loss (OTTI) on investments in available-for-sale and held-to-maturity debt securities, recognized in other comprehensive loss and attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=109239629&amp;loc=SL4573702-111684<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=108774443&amp;loc=SL4569643-111683<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=d3e640-108580<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669646-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>107
<FILENAME>R23.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6676604448">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityAbstract', window );"><strong>Equity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfReclassificationAmountTextBlock', window );">RECLASSIFICATIONS OUT OF ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 15 - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:4px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the changes in the balances, net of income taxes, of each component of AOCI:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="18"/></tr><tr><td style="width:102px;"/><td style="width:309px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:56px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:53px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:52px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:52px;"/><td style="width:3px;"/></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net Unrealized (Losses) Gains on Derivatives</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net Unrealized (Losses) Gains on Securities</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Employee Benefit Plans</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total AOCI</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at January 1, 2017</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($88</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($186</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($394</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($668</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive loss before reclassifications</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(20</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amounts reclassified to the Consolidated Statements of Operations</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(16</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net other comprehensive (loss) income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(30</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reclassification of tax effects resulting from the 2017 Tax Legislation </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($25</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($42</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($78</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($145</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at December 31, 2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($143</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($236</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($441</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($820</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive loss before reclassifications</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(33</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(239</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(272</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other-than-temporary impairment not recognized in earnings on securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amounts reclassified to the Consolidated Statements of Operations</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>33</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(12</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(22</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net other comprehensive loss</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(254</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(22</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(276</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at December 31, 2018</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($143</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($490</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($463</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($1,096</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive income before reclassifications</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>103</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>501</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>604</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amounts reclassified to the Consolidated Statements of Operations</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>43</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(15</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>48</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>76</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net other comprehensive income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>146</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>486</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>48</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>680</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Cumulative effect of change in accounting standards</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($415</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($411</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Primary income statement location of amounts reclassified from AOCI</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Securities gains, net</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other operating expense</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> As of December 31, 2017, the balance of AOCI reflects the retrospective adoption of FASB ASU 2018-02, </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-style:italic;">Income Statement-Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfReclassificationAmountTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for any adjustments made during the period to avoid double counting in comprehensive income items displayed as part of net income that also had been displayed as part of other comprehensive income in that period or earlier periods. These adjustments include reclassifications to net income of items in accumulated comprehensive income, such as deferred gains or losses on qualifying hedges when hedged item reported in net income, holding gains or losses on available-for-sale securities transferred into trading category, unrealized holding gains or losses on debt securities transferred from held-to-maturity category into available-for-sale category and accumulated translation adjustment attributable to foreign subsidiary or investment in foreign entity upon sale or liquidation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -URI http://asc.fasb.org/topic&amp;trid=2134417<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfReclassificationAmountTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>108
<FILENAME>R147.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7048389424">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>NONINTEREST INCOME - Components of Revenue from Contracts with Customers (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">$ 1,172<span></span>
</td>
<td class="nump">$ 1,119<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=cfg_ConsumerBankingMember', window );">Consumer Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">818<span></span>
</td>
<td class="nump">786<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=cfg_CommercialBankingMember', window );">Commercial Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">354<span></span>
</td>
<td class="nump">333<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=cfg_ServiceChargesandFeesMember', window );">Service charges and fees</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">503<span></span>
</td>
<td class="nump">513<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=cfg_ServiceChargesandFeesMember', window );">Service charges and fees | Consumer Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">400<span></span>
</td>
<td class="nump">408<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=cfg_ServiceChargesandFeesMember', window );">Service charges and fees | Commercial Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">103<span></span>
</td>
<td class="nump">105<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=cfg_CardFeesMember', window );">Card fees</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">254<span></span>
</td>
<td class="nump">244<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=cfg_CardFeesMember', window );">Card fees | Consumer Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">215<span></span>
</td>
<td class="nump">207<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=cfg_CardFeesMember', window );">Card fees | Commercial Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">39<span></span>
</td>
<td class="nump">37<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=cfg_CapitalMarketsFeesMember', window );">Capital markets fees</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">202<span></span>
</td>
<td class="nump">181<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=cfg_CapitalMarketsFeesMember', window );">Capital markets fees | Consumer Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=cfg_CapitalMarketsFeesMember', window );">Capital markets fees | Commercial Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">202<span></span>
</td>
<td class="nump">181<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=cfg_TrustandInvestmentServicesFeesMember', window );">Trust and investment services fees</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">202<span></span>
</td>
<td class="nump">171<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=cfg_TrustandInvestmentServicesFeesMember', window );">Trust and investment services fees | Consumer Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">202<span></span>
</td>
<td class="nump">171<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=cfg_TrustandInvestmentServicesFeesMember', window );">Trust and investment services fees | Commercial Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=cfg_OtherBankingFeesMember', window );">Other banking fees</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=cfg_OtherBankingFeesMember', window );">Other banking fees | Consumer Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=cfg_OtherBankingFeesMember', window );">Other banking fees | Commercial Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Revenue from contracts with customers</a></td>
<td class="nump">$ 10<span></span>
</td>
<td class="nump">$ 10<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisaggregationOfRevenueLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisaggregationOfRevenueLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value added and excise.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 606<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118956577&amp;loc=SL49130543-203045<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 606<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=118956577&amp;loc=SL49130545-203045<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=cfg_ConsumerBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=cfg_ConsumerBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=cfg_CommercialBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=cfg_CommercialBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ProductOrServiceAxis=cfg_ServiceChargesandFeesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=cfg_ServiceChargesandFeesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ProductOrServiceAxis=cfg_CardFeesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=cfg_CardFeesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ProductOrServiceAxis=cfg_CapitalMarketsFeesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=cfg_CapitalMarketsFeesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ProductOrServiceAxis=cfg_TrustandInvestmentServicesFeesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=cfg_TrustandInvestmentServicesFeesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ProductOrServiceAxis=cfg_OtherBankingFeesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=cfg_OtherBankingFeesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>109
<FILENAME>R27.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034462352">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresTextBlock', window );">FAIR VALUE MEASUREMENTS</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 19 - FAIR VALUE MEASUREMENTS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities for which fair value is the required or elected measurement basis of accounting. Additionally, fair value is used on a nonrecurring basis to evaluate assets for impairment or for disclosure purposes. Nonrecurring fair value adjustments typically involve the application of lower of cost or market accounting or write-downs of individual assets. Citizens also applies the fair value measurement guidance to determine amounts reported for certain disclosures in this Note for assets and liabilities that are not required to be reported at fair value in the financial statements.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Fair Value Option</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens elected to account for residential mortgage LHFS and certain commercial and commercial real estate LHFS at fair value. The election of the fair value option for financial assets and financial liabilities is optional and irrevocable. Applying fair value accounting to the residential mortgage LHFS better aligns the reported results of the economic changes in the value of these loans and their related economic hedge instruments. Certain commercial and commercial real estate held for sale loans are managed by a commercial secondary loan desk that provides liquidity to banks, finance companies and institutional investors. Applying fair value accounting to this portfolio is appropriate because the Company holds these loans with the intent to sell within the near-term periods.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the difference between the aggregate fair value and the aggregate unpaid principal balance of LHFS measured at fair value:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20"/></tr><tr><td style="width:38%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Unpaid Principal</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Fair Value Less Aggregate Unpaid Principal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Fair Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Unpaid Principal</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Aggregate Fair Value Less Aggregate Unpaid Principal</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgage loans held for sale, at fair value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,778</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,727</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$51</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$967</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$967</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial and commercial real estate loans held for sale, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>168</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>175</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>252</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>252</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Residential Mortgage Loans Held for Sale</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The fair value of residential mortgage LHFS is derived from observable mortgage security prices and includes adjustments for loan servicing value, agency guarantee fees, and other loan level attributes which are mostly observable in the marketplace. Credit risk does not significantly impact the valuation since these loans are sold shortly after origination. Therefore, the Company classifies the residential mortgage LHFS in Level 2 of the fair value hierarchy.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> The residential mortgage loans accounted for under the fair value option are initially measured at fair value (i.e., acquisition cost) when the financial asset is acquired. Subsequent changes in fair value are recognized in mortgage banking fees on the Consolidated Statements of Operations. The Company recognized changes in fair value in mortgage banking income of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$6 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Interest income on residential mortgage loans held for sale is calculated based on the contractual interest rate of the loan and is recorded in interest income.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Commercial and Commercial Real Estate Loans Held for Sale</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The fair value of commercial and commercial real estate LHFS is estimated using observable prices of similar loans that transact in the marketplace. In addition, Citizens uses external pricing services that provide estimates of fair values based on quotes from various dealers transacting in the market, sector curves or benchmarking techniques. Therefore, the Company classifies the commercial and commercial real estate loans managed by the commercial secondary loan desk in Level 2 of the fair value hierarchy given the observable market inputs.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">There were no loans in this portfolio that were 90 days or more past due or nonaccruing as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The loans accounted for under the fair value option are initially measured at fair value when the financial asset is recognized. Subsequent changes in fair value are recognized in other noninterest income on the Consolidated Statements of Operations. Since all loans in the Company&#8217;s commercial trading portfolio consist of floating rate obligations, all changes in fair value are due to changes in credit risk. Such credit-related fair value changes may include observed changes in overall credit spreads and/or changes to the creditworthiness of an individual borrower. Unsettled trades within the commercial trading portfolio are not recognized on the Consolidated Balance Sheets and represent off-balance sheet commitments. Refer to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 18</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for further information.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Interest income on commercial and commercial real estate loans held for sale is calculated based on the contractual interest rate of the loan and is recorded in interest income. Citizens recognized </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$5 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>($2) million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$4 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively, in other noninterest income related to its commercial trading portfolio. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Recurring Fair Value Measurements</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens measures fair value using the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is based upon quoted market prices in an active market, where available. If quoted prices are not available, observable market-based inputs or independently sourced parameters are used to develop fair value, whenever possible. Such inputs may include prices of similar assets or liabilities, yield curves, interest rates, prepayment speeds, and foreign exchange rates.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A portion of the Company&#8217;s assets and liabilities are carried at fair value, including securities available for sale, derivative instruments and other investment securities. In addition, the Company elects to account for its loans associated with its mortgage banking business and secondary loan trading desk at fair value. Citizens classifies its assets and liabilities that are carried at fair value in accordance with the three-level valuation hierarchy:</span></div><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Level 1. Quoted prices (unadjusted) in active markets for identical assets or liabilities.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Level 2. Observable inputs other than Level 1 prices, such as quoted prices for similar instruments, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by market data for substantially the full term of the asset or liability. </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Level 3. Unobservable inputs that are supported by little or no market information and that are significant to the fair value measurement. </span></div></td></tr></table><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Classification in the hierarchy is based upon the lowest level input that is significant to the fair value measurement of the asset or liability. For instruments classified in Levels 1 and 2 where inputs are primarily based upon observable market data, there is less judgment applied in arriving at the fair value. For instruments classified in Level 3, management judgment is more significant due to the lack of observable market data.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens reviews and updates the fair value hierarchy classifications on a quarterly basis. Changes from one quarter to the next related to the observability of inputs in fair value measurements may result in a reclassification between the fair value hierarchy levels and are recognized based on period-end balances.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens utilizes a variety of valuation techniques to measure its assets and liabilities at fair value. The valuation methodologies used for significant assets and liabilities carried on the balance sheet at fair value on a recurring basis are presented below:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Debt securities available for sale </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The fair value of debt securities classified as AFS is based upon quoted prices, if available. Where observable quoted prices are available in an active market, the security is classified as Level 1 in the fair value hierarchy. Classes of instruments that are valued using this market approach include debt securities issued by the U.S. Treasury. If quoted market prices are not available, the fair value for the security is estimated under the market or income approach using pricing models. These instruments are classified as Level 2 because they currently trade in active markets and the inputs to the valuations are observable. The pricing models used to value securities generally begin with market prices (or rates) for similar instruments and make adjustments based on the characteristics of the instrument being valued. These adjustments reflect assumptions made regarding the sensitivity of each security&#8217;s value to changes in interest rates and prepayment speeds. Classes of instruments that are valued using this market approach include specified pool mortgage &#8220;pass-through&#8221; securities and other debt securities issued by U.S. government-sponsored entities and state and political subdivisions. The pricing models used to value securities under the income approach generally begin with the contractual cash flows of each security and make adjustments based on forecasted prepayment speeds, default rates, and other market-observable information. The adjusted cash flows are then discounted at a rate derived from observed rates of return for comparable assets or liabilities that are traded in the market. Classes of instruments that are valued using this market approach include residential and commercial CMOs. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A significant majority of the Company&#8217;s Level 1 and 2 debt securities are priced using an external pricing service. Citizens verifies the accuracy of the pricing provided by its primary outside pricing service on a quarterly basis. This process involves using a secondary external vendor to provide valuations for the Company&#8217;s securities portfolio for comparison purposes. Any valuation discrepancies beyond a certain threshold are researched and, if necessary, corroborated by an independent outside broker. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In certain cases where there is limited activity or less transparency around inputs to the valuation model, securities are classified as Level 3. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;padding-left:42px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Mortgage Servicing Rights </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8212;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"> Fair Value Method</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">MSRs do not trade in an active market with readily observable prices. MSRs are classified as Level 3 since the valuation methodology utilizes significant unobservable inputs. The fair value was calculated using a discounted cash flow model which used assumptions, including weighted-average life, prepayment assumptions and weighted-average option adjusted spread. The underlying assumptions and estimated values are corroborated by values received from independent third parties based on their review of the servicing portfolio, and comparisons to market transactions. In addition, the MSR Policy is approved by the Asset Liability Committee. Refer to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 7</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for more information.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;padding-left:42px;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Derivatives</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The vast majority of the Company&#8217;s derivatives portfolio is composed of &#8220;plain vanilla&#8221; interest rate swaps, which are traded in over-the-counter markets where quoted market prices are not readily available. For these interest rate derivatives, fair value is determined utilizing models that primarily use market observable inputs, such as swap rates and yield curves.&#160;The pricing models used to value interest rate swaps calculate the sum of each instrument&#8217;s fixed and variable cash flows, which are then discounted using an appropriate yield curve (i.e., LIBOR or Overnight Index Swap curve) to arrive at the fair value of each swap. The pricing models do not contain a high level of subjectivity as the methodologies used do not require significant judgment. Citizens also considers certain adjustments to the modeled price that market participants would make when pricing each instrument, including a credit valuation adjustment that reflects the credit quality of the swap counterparty. Citizens incorporates the effect of exposure to a particular counterparty&#8217;s credit by netting its derivative contracts with the available collateral and calculating a credit valuation adjustment on the basis of the net position with the counterparty where permitted. The determination of this adjustment requires judgment on behalf of Company management; however, the total amount of this portfolio-level adjustment is not material to the total fair value of the interest rate swaps in their entirety</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#000080;">.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> Therefore, interest rate swaps are classified as Level 2 in the valuation hierarchy. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company&#8217;s other derivatives include foreign exchange contracts. The fair value of foreign exchange derivatives uses the mid-point of daily quoted currency spot prices. A valuation model estimates fair value based </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">on the quoted spot rates together with interest rate yield curves and forward currency rates.&#160;Since all of these inputs are observable in the market, foreign exchange derivatives are classified as Level 2 in the fair value hierarchy.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Money Market Mutual Fund Investments</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Fair value is determined based upon unadjusted quoted market prices and is considered a Level 1 fair value measurement.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents assets and liabilities measured at fair value, including gross derivative assets and liabilities on a recurring basis at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:401px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Debt securities available for sale:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20,537</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20,537</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,613</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,542</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Loans held for sale, at fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,778</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,778</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>168</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>168</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total loans held for sale, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,946</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,946</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage servicing rights</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>642</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>642</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>773</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>773</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>174</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>174</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other contracts</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total derivative assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>984</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>965</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Equity securities, at fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Money market mutual fund investments</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>47</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>47</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total equity securities, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>47</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>47</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total assets</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$24,232</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$118</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$23,453</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$661</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$133</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$133</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>166</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>166</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total derivative liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>322</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>322</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total liabilities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$322</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$322</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:12px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents assets and liabilities measured at fair value including gross derivative assets and liabilities on a recurring basis at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">:</span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:401px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:61px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Debt securities available for sale:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$19,866</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$19,866</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. Treasury and other</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>24</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>24</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,895</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>24</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,871</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Loans held for sale, at fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>967</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>967</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>252</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>252</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total loans held for sale, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,219</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,219</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage servicing rights</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>600</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>600</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>306</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>306</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>129</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>129</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total derivative assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>449</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>449</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Equity securities, at fair value:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Money market mutual fund investments</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>181</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>181</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total equity securities, at fair value</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>181</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>181</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total assets</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$22,344</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$205</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$21,539</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$600</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$277</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$277</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>113</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>113</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other contracts</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total derivative liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>415</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>415</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total liabilities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$415</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$415</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table present a rollforward of the balance sheet amounts for assets measured at fair value on a recurring basis and classified as Level 3 for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. There were no other derivative contracts measured at fair value on a recurring basis and classified as Level 3 for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:360px;"/><td style="width:5px;"/><td style="width:100px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:92px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:93px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">For the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Mortgage Servicing Rights</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other Derivative Contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Mortgage Servicing Rights</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Beginning balance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$600</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Acquired MSRs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>590</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Issuances</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>270</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>144</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Settlements </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(119</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(161</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(32</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Changes in fair value during the period recognized in earnings</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(109</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(31</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Transfers from Level 2 to Level 3</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;(3)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Ending balance</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$642</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$19</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$600</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;Represents changes in value of the MSRs due to i) passage of time including the impact from both regularly scheduled loan principal payments and partial</span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">    paydowns, and ii) loans that paid off during the period. </span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Represents changes in value primarily driven by market conditions. These changes are recorded in mortgage banking fees in the Consolidated Statements of Operations.</span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Reflects changes in the significance of unobservable inputs on derivative contracts associated with mortgage origination costs.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Nonrecurring Fair Value Measurements</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Fair value is also used on a nonrecurring basis to evaluate certain assets for impairment or for disclosure purposes. Examples of nonrecurring uses of fair value include MSRs accounted for by the amortization method and loan impairments for certain loans and leases.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following valuation techniques are utilized to measure significant assets for which the Company utilizes fair value on a nonrecurring basis:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Impaired Loans</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The carrying amount of collateral-dependent impaired loans is compared to the appraised value of the collateral less costs to dispose and is classified as Level 2. Any excess of carrying amount over the appraised value is charged to the ALLL.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Mortgage Servicing Rights </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8212;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"> Amortization Method</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">MSRs do not trade in an active market with readily observable prices. MSRs are classified as Level 3 since the valuation methodology utilizes significant unobservable inputs. The fair value was calculated using a discounted cash flow model, which used assumptions, including weighted-average life, weighted-average constant prepayment rate and weighted-average discount rate. Refer to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 7</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for more information.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Leased assets</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The fair value of assets under operating leases is determined using collateral specific pricing digests, external appraisals, broker opinions, recent sales data from industry equipment dealers, and discounted cash flows derived from the underlying lease agreement.&#160; As market data for similar assets and lease agreements is available and used in the valuation, these assets are classified as Level 2 fair value measurement.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents gains (losses) on assets and liabilities measured at fair value on a nonrecurring basis and recorded in earnings:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:502px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:48px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:48px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Impaired collateral-dependent loans </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($34</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($13</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($35</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">MSRs </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leased assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(12</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(15</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents assets and liabilities measured at fair value on a nonrecurring basis:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:684px;border-collapse:collapse;text-align:left;"><tr><td colspan="26"/></tr><tr><td style="width:294px;"/><td style="width:5px;"/><td style="width:38px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:38px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:38px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:38px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:38px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:38px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:38px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:38px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Impaired collateral-dependent loans </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$312</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$312</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$338</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$338</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">MSRs </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>193</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>193</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>243</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>243</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leased assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>57</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>57</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>92</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>92</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Disclosures about Fair Value of Financial Instruments</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the estimated fair value for financial instruments not recorded at fair value in the Consolidated Financial Statements. The carrying amounts are recorded in the Consolidated Balance Sheets under the indicated captions:</span></div><div style="line-height:120%;padding-bottom:16px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="28"/></tr><tr><td style="width:184px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="27" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Financial assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Securities held to maturity</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,202</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,242</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,202</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,242</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity securities, at cost</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>807</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>807</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>807</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>807</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,384</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,384</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,384</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,384</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>119,088</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>119,792</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>312</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>312</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>118,776</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>119,480</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Financial liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deposits</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>125,313</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>125,340</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>125,313</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>125,340</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>265</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>265</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>265</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>265</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Long-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14,047</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14,228</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14,047</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14,228</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:675px;border-collapse:collapse;text-align:left;"><tr><td colspan="28"/></tr><tr><td style="width:184px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:53px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:53px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:54px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="27" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Level 3</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Carrying Value</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Estimated Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Financial assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Securities held to maturity </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,165</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,041</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,165</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,041</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity securities, at cost</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>834</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>834</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>834</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>834</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other loans held for sale</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>101</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>101</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>101</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>101</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>116,660</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>116,627</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>338</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>338</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>116,322</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>116,289</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Financial liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deposits</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>119,575</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>119,503</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>119,575</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>119,503</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal funds purchased and securities sold under agreements to repurchase</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,156</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,156</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,156</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,156</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other short-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Long-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15,925</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15,877</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15,925</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15,877</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=117815213&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosuresTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>110
<FILENAME>R143.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7048206800">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS - Schedule of Fair Value Measurements on a Nonrecurring Basis (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Lessor operating lease assets</a></td>
<td class="nump">$ 761<span></span>
</td>
<td class="nump">$ 791<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet', window );">Lessor operating lease assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">92<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Nonrecurring measurement basis</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_LoansCollateralDependentImpaired', window );">Impaired collateral-dependent loans</a></td>
<td class="nump">312<span></span>
</td>
<td class="nump">338<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_MortgageServicingRights', window );">MSRs</a></td>
<td class="nump">193<span></span>
</td>
<td class="nump">243<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet', window );">Lessor operating lease assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">92<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Level 1 | Nonrecurring measurement basis</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_LoansCollateralDependentImpaired', window );">Impaired collateral-dependent loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_MortgageServicingRights', window );">MSRs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet', window );">Lessor operating lease assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Nonrecurring measurement basis</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_LoansCollateralDependentImpaired', window );">Impaired collateral-dependent loans</a></td>
<td class="nump">312<span></span>
</td>
<td class="nump">338<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_MortgageServicingRights', window );">MSRs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet', window );">Lessor operating lease assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">92<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | Nonrecurring measurement basis</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_LoansCollateralDependentImpaired', window );">Impaired collateral-dependent loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_MortgageServicingRights', window );">MSRs</a></td>
<td class="nump">193<span></span>
</td>
<td class="nump">243<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet', window );">Lessor operating lease assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_AssetsLeasedToOthersMember', window );">Leased assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Lessor operating lease assets</a></td>
<td class="nump">57<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_AssetsLeasedToOthersMember', window );">Leased assets | Nonrecurring measurement basis</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Lessor operating lease assets</a></td>
<td class="nump">57<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_AssetsLeasedToOthersMember', window );">Leased assets | Level 1 | Nonrecurring measurement basis</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Lessor operating lease assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_AssetsLeasedToOthersMember', window );">Leased assets | Level 2 | Nonrecurring measurement basis</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Lessor operating lease assets</a></td>
<td class="nump">57<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_AssetsLeasedToOthersMember', window );">Leased assets | Level 3 | Nonrecurring measurement basis</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Lessor operating lease assets</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_LoansCollateralDependentImpaired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of impaired collateral-dependent loans net of impairments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_LoansCollateralDependentImpaired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_MortgageServicingRights">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Mortgage servicing rights</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_MortgageServicingRights</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(14))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(13))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of property, by major property class, net of accumulated depreciation, subject to or available for lease as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=84164653&amp;loc=d3e41551-112718<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_AssetsLeasedToOthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_AssetsLeasedToOthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>111
<FILENAME>R38.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034399728">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>LOANS AND LEASES (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock', window );">Schedule of loans and leases</a></td>
<td class="text"><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the composition of loans and leases:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:512px;"/><td style="width:5px;"/><td style="width:77px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:69px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$41,479</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$40,857</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13,522</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13,023</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,537</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,903</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>57,538</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>56,783</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19,083</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18,978</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>812</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,073</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11,979</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12,710</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>289</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>399</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>74</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>104</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12,120</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12,106</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10,347</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8,900</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,198</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,991</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4,648</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,616</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>61,550</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>59,877</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total loans and leases </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$119,088</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$116,660</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;SBA loans the Company services for others of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$33 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> are not included above. These loans represent the government guaranteed portion of SBA loans sold to outside investors as of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">. There were </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>no</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> SBA loans serviced for others as of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">.</span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">&#160;Mortgage loans the Company services for others of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$77.5 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$69.6 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and 2018, respectively, are not included above.</span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">LHFS totaling $3.3 billion and $1.3 billion at December 31, 2019 and 2018, respectively, are not included above.</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the composition of LHFS.</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90243902439025%;border-collapse:collapse;text-align:left;"><tr><td colspan="20"/></tr><tr><td style="width:27%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Residential Mortgages</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Residential Mortgages</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Loans held for sale at fair value</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,778</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$168</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,946</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$967</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$252</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,219</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other loans held for sale</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,101</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>283</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,384</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>101</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>101</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Residential mortgage LHFS at fair value are originated for sale. Commercial LHFS at fair value consist of loans managed by the Company&#8217;s commercial secondary loan desk.</span></div><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Residential mortgages other LHFS of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$1.1 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> as of December 31, 2019 comprised of two loan portfolio pools of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$524 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$575 million</span></span> representing loan sales expected to settle in first quarter 2020. Commercial other LHFS generally consist of commercial loans associated with the Company&#8217;s syndication business.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock', window );">Schedule of investment in leases, before the ALLL</a></td>
<td class="text"><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The components of the net investment in direct finance and sales-type leases, before ALLL, are presented below:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:88%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total future minimum lease rentals</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,739</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Estimated residual value of leased equipment (non-guaranteed)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,013</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Initial direct costs</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Unearned income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(225</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total leases</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,537</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock', window );">Maturity analysis of direct financing lease receivables</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A maturity analysis of direct financing and sales-type lease receivables at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> is presented below:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.70731707317073%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:87%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$496</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2021</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>385</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>288</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>220</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2024</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>145</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Thereafter</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>205</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total undiscounted future minimum lease rentals</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,739</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Schedule detailing information related to financing receivables before the allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_ScheduleOfNetInvestmentInLeaseTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ReceivablesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of maturity of undiscounted cash flows to be received on annual basis for sales-type and direct financing leases receivable. Includes, but is not limited to, reconciliation to lease receivable recognized in statement of financial position.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 30<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=119202524&amp;loc=SL77919391-209981<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3,4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>112
<FILENAME>R158.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7033118080">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>REGULATORY MATTERS - Capital and Capital Ratio Information (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract', window );"><strong>Common Equity Tier 1 to Risk-Weighted Assets (Amount)</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonEquityTierOneCapital', window );">Actual</a></td>
<td class="nump">$ 14,304<span></span>
</td>
<td class="nump">$ 14,485<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy', window );">Minimum Capital Adequacy</a></td>
<td class="nump">$ 10,004<span></span>
</td>
<td class="nump">$ 8,683<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract', window );"><strong>Common Equity Tier 1 to Risk-Weighted Assets (Ratio)</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonEquityTierOneCapitalRatio', window );">Actual</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">10.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets', window );">Minimum Capital Adequacy</a></td>
<td class="nump">7.00%<span></span>
</td>
<td class="nump">6.375%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalAbstract', window );"><strong>Tier 1 Capital to Risk-Weighted Assets (Amount)</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Actual</a></td>
<td class="nump">$ 15,874<span></span>
</td>
<td class="nump">$ 15,325<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy', window );">Minimum Capital Adequacy</a></td>
<td class="nump">$ 12,148<span></span>
</td>
<td class="nump">$ 10,726<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RiskBasedRatiosAbstract', window );"><strong>Tier 1 Capital to Risk-Weighted Assets (Ratio)</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Actual</a></td>
<td class="nump">11.10%<span></span>
</td>
<td class="nump">11.30%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Minimum Capital Adequacy</a></td>
<td class="nump">8.50%<span></span>
</td>
<td class="nump">7.875%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalAbstract', window );"><strong>Total Capital to Risk-Weighted Assets (Amount)</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Actual</a></td>
<td class="nump">$ 18,542<span></span>
</td>
<td class="nump">$ 18,157<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacy', window );">Minimum Capital Adequacy</a></td>
<td class="nump">$ 15,006<span></span>
</td>
<td class="nump">$ 13,450<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CapitalRatiosAbstract', window );"><strong>Total Capital to Risk-Weighted Assets (Ratio)</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Actual</a></td>
<td class="nump">13.00%<span></span>
</td>
<td class="nump">13.30%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Minimum Capital Adequacy</a></td>
<td class="nump">10.50%<span></span>
</td>
<td class="nump">9.875%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalAbstract', window );"><strong>Tier 1 Capital to Average Assets (Leverage) (Amount)</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Actual</a></td>
<td class="nump">$ 15,874<span></span>
</td>
<td class="nump">$ 15,325<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy', window );">Minimum Capital Adequacy</a></td>
<td class="nump">$ 6,351<span></span>
</td>
<td class="nump">$ 6,121<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeverageRatiosAbstract', window );"><strong>Tier 1 Capital to Average Assets (Leverage) (Ratio)</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Actual</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Minimum Capital Adequacy</a></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CapitalConservationBuffer', window );">Capital conservation buffer</a></td>
<td class="nump">2.50%<span></span>
</td>
<td class="nump">1.875%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CapitalConservationBuffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Capital Conservation Buffer</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CapitalConservationBuffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CapitalRatiosAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Capital Ratios [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CapitalRatiosAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum common equity tier 1 ratio (CET1 divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CommonEquityTier1RequiredForCapitalAdequacyToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Common Equity Tier 1 to Risk-Weighted Assets (Amount) [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CommonEquityTier1toRiskWeightedAssetsAmountAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Common Equity Tier 1 to Risk-Weighted Assets (Ratio) [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CommonEquityTier1toRiskWeightedAssetsRatioAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Capital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of total capital as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47304-110998<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=d3e65071-112826<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47080-110998<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Capital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum amount of Total Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=d3e65071-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredForCapitalAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum Total risk based capital ratio (total capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958568-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958570-112826<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total Capital divided by risk weighted assets as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958568-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonEquityTierOneCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of Common Equity Tier One Risk-based Capital, as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonEquityTierOneCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonEquityTierOneCapitalRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of Common Equity Tier One Risk-based Capital to total risk-weighted assets, as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonEquityTierOneCapitalRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of Common Equity Tier 1 Risk-based Capital required to be categorized as adequately capitalized under regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeverageRatiosAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LeverageRatiosAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RiskBasedRatiosAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RiskBasedRatiosAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tier 1 Leverage Capital as defined in the regulations. Also called Core Capital.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958568-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum amount of Tier 1 Leverage Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=d3e65071-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum amount of Tier 1 Leverage Capital for capital adequacy purposes divided by average assets as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=d3e65071-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958570-112826<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalToAverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tier 1 Leverage Capital divided by average assets as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958568-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalToAverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tier 1 Risk Based Capital as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958568-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum amount of Tier 1 Risk Based Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958568-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum Tier One Capital Ratio (Tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958570-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958568-112826<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tier 1 capital divided by risk weighted assets as defined by regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=d3e65071-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=117337116&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>113
<FILENAME>R150.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7035442720">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INCOME TAXES - Narrative (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems', window );"><strong>Significant Change in Unrecognized Tax Benefits is Reasonably Possible [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState', window );">State operating loss carryforwards</a></td>
<td class="nump">$ 1,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsValuationAllowance', window );">Deferred tax asset valuation allowance</a></td>
<td class="nump">79<span></span>
</td>
<td class="nump">$ 110<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount', window );">Decrease in deferred tax asset valuation allowance</a></td>
<td class="nump">31<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate', window );">Unrecognized tax benefits that would impact effective tax rate</a></td>
<td class="nump">5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense', window );">Interest on unrecognized tax benefits accrued (released) during period</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued', window );">Accrued interest on unrecognized tax benefits</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExaminationPenaltiesAccrued', window );">Penalties accrued income tax examination</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExaminationPenaltiesExpense', window );">Penalties expense income tax examination</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TaxPeriodAxis=cfg_TaxYearsEndedPriorto1988Member', window );">Tax Years Ended Prior to 1988</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems', window );"><strong>Significant Change in Unrecognized Tax Benefits is Reasonably Possible [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses', window );">Base year loan loss reserves attributable to prior years</a></td>
<td class="nump">$ 557<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Deferred Tax Assets, Operating Loss Carryforwards, Domestic and State</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_DeferredTaxAssetsOperatingLossCarryforwardsDomesticandState</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the provision for loan losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32632-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=117330534&amp;loc=d3e28680-109314<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32621-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsValuationAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsValuationAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExaminationPenaltiesAccrued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of estimated penalties accrued as of the balance sheet date arising from income tax examinations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32718-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExaminationPenaltiesAccrued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExaminationPenaltiesExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of estimated penalties recognized in the period arising from income tax examinations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32718-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExaminationPenaltiesExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest expense accrued for an underpayment of income taxes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32718-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest expense for an underpayment of income taxes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32718-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of unrecognized tax benefits that, if recognized, would affect the effective tax rate.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=SL6600010-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in the valuation allowance for a specified deferred tax asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=116821951&amp;loc=d3e32123-109318<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TaxPeriodAxis=cfg_TaxYearsEndedPriorto1988Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TaxPeriodAxis=cfg_TaxYearsEndedPriorto1988Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>114
<FILENAME>R34.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034250928">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>PARENT COMPANY FINANCIALS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract', window );"><strong>Condensed Financial Information Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock', window );">PARENT COMPANY FINANCIALS</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 26 - PARENT COMPANY FINANCIALS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Condensed Statements of Operations </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:74%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">OPERATING INCOME:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income from consolidated subsidiaries and excluding equity in undistributed earnings:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Dividends from banking subsidiaries</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,130</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,650</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,055</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Interest</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>48</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>46</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>43</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Management and service fees</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>42</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income from nonbank subsidiaries and excluding equity in undistributed earnings:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Dividends from nonbank subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Interest</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Equity securities gains</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;All other operating income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;&#160;Total operating income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,233</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,726</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,136</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">OPERATING EXPENSE:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Salaries and employee benefits</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>35</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>40</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Interest expense</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>87</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>89</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>97</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;All other expenses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>27</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;&#160;Total operating expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>149</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>137</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>159</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Income before taxes and undistributed income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,084</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,589</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>977</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(10</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(13</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(10</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Income before undistributed earnings of subsidiaries </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,094</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,602</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>987</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Equity in undistributed earnings of subsidiaries:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Bank</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>682</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>109</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>655</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Nonbank</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,791</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,721</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,652</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other comprehensive income (loss), net of income taxes:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net pension plan activity arising during the period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net unrealized derivative instrument gains arising during the period</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive (loss) income activity of the Parent Company, net of income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive income (loss) activity of Bank subsidiaries, net of income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>683</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(283</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total other comprehensive income (loss), net of income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>680</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(276</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total comprehensive income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,471</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,445</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,645</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In accordance with federal and state banking regulations, dividends paid by CBNA to the Company are subject to certain limitations, see Note 24 for more information. Additionally, see Note 16 for more information regarding the Company&#8217;s common and preferred stock dividends.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Condensed Balance Sheets </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:75%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">ASSETS:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Cash and due from banks</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,418</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$961</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Loans and advances to:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Bank subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,146</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,158</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Nonbank subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>120</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>70</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Investments in subsidiaries:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Bank subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21,973</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,590</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Nonbank subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>99</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>83</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Other assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>127</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>117</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">TOTAL ASSETS</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$24,883</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$22,979</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">LIABILITIES:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Long-term borrowed funds due to unaffiliated companies</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,485</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,987</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;Other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>197</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>175</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">TOTAL LIABILITIES</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,682</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,162</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">TOTAL STOCKHOLDERS&#8217; EQUITY</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22,201</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20,817</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">TOTAL LIABILITIES AND STOCKHOLDERS&#8217; EQUITY</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$24,883</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$22,979</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Condensed Cash Flow Statements </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:80%;"/><td style="width:1%;"/><td style="width:4%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:4%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:4%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">OPERATING ACTIVITIES</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,791</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,721</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,652</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adjustments to reconcile net income to net cash provided by operating activities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(11</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gain on sales of assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Equity in undistributed earnings of subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(697</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(120</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(665</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Increase in other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>50</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>99</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Decrease (increase) in other assets</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other operating, net</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>58</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>40</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net cash provided by operating activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,201</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,662</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,078</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">INVESTING ACTIVITIES</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Investments in and advances to subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(105</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(230</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Repayment of investments in and advances to subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>55</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>167</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other investing, net</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net cash used by investing activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(51</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(64</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">FINANCING ACTIVITIES</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Proceeds from issuance of long-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>500</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Repayments of long-term borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(333</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Proceeds from issuance of common stock</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>34</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Treasury stock purchased</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1,220</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1,025</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(820</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net proceeds from issuance of preferred stock</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>730</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>593</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dividends declared and paid to common stockholders</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(617</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(471</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(322</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Dividends declared and paid to preferred stockholders</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(65</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other financing, net</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(21</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(13</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net cash used by financing activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(693</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1,263</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1,122</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Increase (decrease) in cash and due from banks</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>457</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>398</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(108</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Cash and due from banks at beginning of year</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>961</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>563</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>671</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Cash and due from banks at end of year</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,418</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$961</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$563</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e24072-122690<br><br>Reference 2: http://www.xbrl.org/2003/role/recommendedDisclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=108774443&amp;loc=d3e5283-111683<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>115
<FILENAME>R154.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7045370096">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>INCOME TAXES - Deferred Income Tax Assets and Liabilities (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNetAbstract', window );"><strong>Deferred tax assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives', window );">Other comprehensive income</a></td>
<td class="nump">$ 141<span></span>
</td>
<td class="nump">$ 366<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts', window );">Allowance for credit losses</a></td>
<td class="nump">315<span></span>
</td>
<td class="nump">308<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards', window );">State net operating loss carryforwards</a></td>
<td class="nump">62<span></span>
</td>
<td class="nump">90<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_DeferredTaxAssetsAccruedExpenses', window );">Accrued expenses not currently deductible</a></td>
<td class="nump">24<span></span>
</td>
<td class="nump">36<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther', window );">Investment and other tax credit carryforwards</a></td>
<td class="nump">89<span></span>
</td>
<td class="nump">74<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_DeferredTaxAssetsFairValueAdjustment', window );">Fair value adjustments</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsGross', window );">Total deferred tax assets</a></td>
<td class="nump">631<span></span>
</td>
<td class="nump">902<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsValuationAllowance', window );">Valuation allowance</a></td>
<td class="num">(79)<span></span>
</td>
<td class="num">(110)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Deferred tax assets, net of valuation allowance</a></td>
<td class="nump">552<span></span>
</td>
<td class="nump">792<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesAbstract', window );"><strong>Deferred tax liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesLeasingArrangements', window );">Leasing transactions</a></td>
<td class="nump">513<span></span>
</td>
<td class="nump">527<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets', window );">Amortization of intangibles</a></td>
<td class="nump">370<span></span>
</td>
<td class="nump">364<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment', window );">Depreciation</a></td>
<td class="nump">186<span></span>
</td>
<td class="nump">195<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits', window );">Pension and other employee compensation plans</a></td>
<td class="nump">124<span></span>
</td>
<td class="nump">127<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesInvestments', window );">Partnerships</a></td>
<td class="nump">71<span></span>
</td>
<td class="nump">51<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome', window );">Deferred Income</a></td>
<td class="nump">79<span></span>
</td>
<td class="nump">50<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights', window );">MSRs</a></td>
<td class="nump">75<span></span>
</td>
<td class="nump">51<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxLiabilities', window );">Total deferred tax liabilities</a></td>
<td class="nump">1,418<span></span>
</td>
<td class="nump">1,365<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilities', window );">Net deferred tax liability</a></td>
<td class="nump">$ 866<span></span>
</td>
<td class="nump">$ 573<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_DeferredTaxAssetsAccruedExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Deferred Tax Assets, Accrued Expenses</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_DeferredTaxAssetsAccruedExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_DeferredTaxAssetsFairValueAdjustment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Deferred Tax Assets, Fair Value Adjustment</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_DeferredTaxAssetsFairValueAdjustment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Deferred Tax Assets, Net Loss on Securities and Derivatives</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_DeferredTaxAssetsNetLossonSecuritiesandDerivatives</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Deferred Tax Assets, Tax Credit Carryforwards, Investments and Other</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_DeferredTaxAssetsTaxCreditCarryforwardsInvestmentsandOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Deferred Tax Liabilities, Compensation and Benefits, Postretirement Benefits</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_DeferredTaxLiabilitiesCompensationandBenefitsPostretirementBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(26)(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(15)(b)(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(26)(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNetAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsNetAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32621-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32632-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=117330534&amp;loc=d3e28680-109314<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsOperatingLossCarryforwards</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the allowance for doubtful accounts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32632-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32621-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=117330534&amp;loc=d3e28680-109314<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsValuationAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsValuationAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after deferred tax asset, of deferred tax liability attributable to taxable differences without jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=116821951&amp;loc=d3e31931-109318<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences from intangible assets other than goodwill.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=117330534&amp;loc=d3e28680-109314<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32621-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32632-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences from investments (excludes investments in subsidiaries and equity method investments).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesLeasingArrangements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences from leasing arrangements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32621-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32632-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=117330534&amp;loc=d3e28680-109314<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesLeasingArrangements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences from mortgage servicing rights.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32621-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32632-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=117330534&amp;loc=d3e28680-109314<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesMortgageServicingRights</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences from property, plant, and equipment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=117330534&amp;loc=d3e28680-109314<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32621-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32632-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences from tax deferred revenue or income classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32621-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32632-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=117330534&amp;loc=d3e28680-109314<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>116
<FILENAME>R30.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6673617648">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INCOME TAXES<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureTextBlock', window );">INCOME TAXES</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 22 - INCOME TAXES</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens uses an asset and liability (balance sheet) approach for financial accounting and reporting of income taxes, resulting in two components of income tax expense: current and deferred. Current income tax expense approximates taxes to be paid or refunded for the current period. Deferred income tax expense results from changes in gross deferred tax assets and liabilities between periods. These gross deferred tax assets and liabilities represent changes in taxes expected to be paid in the future due to reversals of temporary differences between the bases of </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">the assets and liabilities as measured under tax laws, and their bases reported in the Consolidated Financial Statements as measured under GAAP.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens also assesses the probability that the positions taken, or expected to be taken, in its income tax returns will be sustained by taxing authorities. A &#8220;more likely than not&#8221; (more than 50&#160;percent) recognition threshold must be met before a tax benefit can be recognized. Tax positions that are more likely than not to be sustained are reflected in the Company&#8217;s Consolidated Financial Statements.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents total income tax expense: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:77%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income tax expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$460</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$462</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$260</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tax effect of changes in OCI</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>225</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(96</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total comprehensive income tax expense</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$685</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$366</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$253</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the components of income tax expense: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="10"/></tr><tr><td style="width:78%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Current</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Deferred</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;text-decoration:underline;">Year Ended December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. federal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$323</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$64</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$387</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and local</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$396</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$64</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$460</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;text-decoration:underline;">Year Ended December 31, 2018</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. federal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$271</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$90</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$361</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and local</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>94</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>101</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$365</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$97</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$462</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;text-decoration:underline;">Year Ended December 31, 2017</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. federal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$376</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($142</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$234</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and local</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>26</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$396</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($136</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$260</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a reconciliation between the U.S. federal income tax rate and the Company&#8217;s  effective income tax rate:</span></div><div style="line-height:120%;padding-bottom:16px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="18"/></tr><tr><td style="width:38%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions, except ratio data)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;Rate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;Rate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;Rate</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">U.S. federal income tax expense and tax rate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$473</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$459</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$669</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>35.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Increase (decrease) resulting from:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Federal rate change</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(34</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(331</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(17.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State and local income taxes (net of federal benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>89</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>46</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Bank-owned life insurance</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(12</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(12</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tax-exempt interest</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(15</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(15</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(21</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1.1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tax advantaged investments (including related credits)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(50</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(2.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(44</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(2.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(51</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(2.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other tax credits</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(10</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adjustments for uncertain tax positions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Non-deductible FDIC premiums</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Legacy tax matters</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total income tax expense and tax rate</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$460</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$462</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$260</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;%</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the tax effects of temporary differences that give rise to significant portions of the Company&#8217;s deferred tax assets and liabilities: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:85%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred tax assets:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other comprehensive income </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$141</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$366</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>315</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>308</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">State net operating loss carryforwards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>62</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>90</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Accrued expenses not currently deductible</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>24</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>36</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Investment and other tax credit carryforwards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>89</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>74</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value adjustments</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>28</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total deferred tax assets</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>631</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>902</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Valuation allowance</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(79</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(110</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred tax assets, net of valuation allowance</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>552</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>792</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred tax liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leasing transactions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>513</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>527</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization of intangibles</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>370</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>364</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Depreciation</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>186</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>195</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Pension and other employee compensation plans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>124</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>127</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">&#160;&#160;&#160;&#160;&#160;Partnerships</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>51</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deferred Income</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>79</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>50</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">MSRs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>75</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>51</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total deferred tax liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,418</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,365</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net deferred tax liability</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$866</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$573</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Deferred tax assets are recognized for net operating loss carryforwards and tax credit carryforwards. Valuation allowances are recorded as necessary to reduce deferred tax assets to the amounts that management concludes are more likely than not to be realized.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company had state tax net operating loss carryforwards of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$1.1 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Limitations on the ability to realize these carryforwards are reflected in the associated valuation allowance. At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company had a valuation allowance of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$79 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> against various deferred tax assets related to state net operating losses and state tax credits, as it is management&#8217;s current assessment that it is more likely than not that </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">the Company will not recognize a portion of the deferred tax assets related to these items. The valuation allowance decreased </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$31 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> during the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Effective with the fiscal year ended September 30, 1997, the reserve method for bad debts was no longer permitted for tax purposes. The repeal of the reserve method required the recapture of the reserve balance in excess of certain base year reserve amounts attributable to years ended prior to 1988. At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, the Company&#8217;s base year loan loss reserves attributable to years ended prior to 1988, for which no deferred income taxes have been provided, was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$557 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. This base year reserve may become taxable if certain distributions are made with respect to the stock of the Company or if the Company ceases to qualify as a bank for tax purposes. No actions are planned that would cause this reserve to become wholly or partially taxable. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens files income tax returns in the U.S. federal jurisdiction and in various state and local jurisdictions. With few exceptions, the Company is no longer subject to U.S. federal or state and local income tax examinations by major tax authorities for years before 2016. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a reconciliation of the beginning and ending amount of unrecognized tax benefits: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:77%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at the beginning of the year</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$42</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gross increase for tax positions related to current year</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gross decrease for tax positions related to prior years</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(27</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Decrease for tax positions as a result of the lapse of the statutes of limitations </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Decrease for tax positions related to settlements with taxing authorities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at end of year</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Tax positions are measured as the largest amount of tax benefit that is greater than 50 percent likely of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The difference between the benefit recognized for a position and the tax benefit claimed on a tax return is referred to as an unrecognized tax benefit.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Included in the total amount of unrecognized tax benefits at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, are potential benefits of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$5 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> that, if recognized, would impact the effective tax rate. </span></div><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens classifies interest and penalties related to unrecognized tax benefits as a component of income tax expense. There was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>no</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> interest accrued through income tax expense during the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The Company released </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$8 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of accrued interest through income tax expense during the year ended December 31, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. Citizens had approximately </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$1 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$2 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$1 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> accrued for the payment of interest at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. There were </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>no</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> amounts accrued for penalties as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and there were </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>no</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> penalties recognized during the years ended December 31, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span>.<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -URI http://asc.fasb.org/topic&amp;trid=2144680<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>117
<FILENAME>R13.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6672284896">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesTextBlock', window );">ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 5 - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Allowance for Credit Losses</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Management&#8217;s estimate of probable losses in the Company&#8217;s loan and lease portfolios is recorded in the ALLL and the reserve for unfunded lending commitments, collectively the ACL. On a quarterly basis, Citizens evaluates the adequacy of the ALLL by performing reviews of certain individual loans and leases, analyzing changes in the composition, size and delinquency of the portfolio, reviewing previous loss experience and considering current and anticipated economic factors. The ALLL is established in accordance with&#160;the Company&#8217;s credit reserve policies, as approved by the Audit Committee of the Board of Directors.&#160;The&#160;Chief Financial Officer and Chief Risk Officer&#160;review the adequacy of the&#160;ALLL each quarter, together with&#160;risk management. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company&#8217;s allowance for credit losses. The ALLL is maintained at a level that management considers reflective of probable losses, and is established through charges to earnings in the form of a provision for credit losses. The Company&#8217;s methodology for determining the qualitative component includes a statistical analysis of prior charge-off rates and a qualitative assessment of factors affecting the determination of incurred losses in the loan and lease portfolio. Such factors include trends in economic conditions, loan growth, back testing results, credit underwriting policy exceptions, regulatory and audit findings, and peer comparisons. Amounts determined to be uncollectible are deducted from the ALLL and subsequent recoveries, if any, are added to the ALLL. While management uses available information to estimate loan and lease losses, future additions to the ALLL may be necessary based on changes in economic conditions. There were no material changes in assumptions or estimation techniques compared with prior years that impacted the determination of the current year&#8217;s ALLL and the reserve for unfunded lending commitments.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The evaluation of the adequacy of the commercial, commercial real estate, and leases ALLL and reserve for unfunded lending commitments is primarily based on risk rating models that assess probability of default, loss given default and exposure at default on an individual loan basis. The models are primarily driven by individual customer financial characteristics and are validated against historical experience. Additionally, qualitative factors are included in the risk rating models. After the aggregation of individual borrower incurred loss, additional overlays can be made based on back-testing against historical losses.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For non-impaired retail loans, the ALLL is based upon&#160;an incurred loss model utilizing the probability of default, loss given default and exposure at default on an individual loan basis. When developing these factors, the Company may consider the loan product and collateral type, delinquency status, LTV ratio, lien position, borrower&#8217;s credit, age of the loan, geographic location and incurred loss period. Certain retail portfolios, including education, unsecured personal loans, SBO home equity loans and commercial credit card receivables utilize roll rate or vintage models to estimate the ALLL. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For nonaccruing commercial and commercial real estate loans with an outstanding balance of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$3 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> or greater and for all commercial and commercial real estate TDRs (regardless of size), the Company conducts further analysis to determine the probable amount of loss and establishes a specific allowance for the loan, if appropriate. Citizens estimates the impairment amount by comparing the loan&#8217;s carrying amount to the estimated present value of its future cash flows, the fair value of its underlying collateral, or the loan&#8217;s observable market price. For collateral-dependent impaired commercial and commercial real estate loans, the excess of the Company&#8217;s recorded investment in the loan over the fair value of the collateral, less cost to sell, is charged off to the ALLL. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For retail TDRs that are not collateral-dependent, allowances are developed using the present value of expected future cash flows compared to the recorded investment in the loans. Expected re-default factors are considered in this analysis. Retail TDRs that are deemed collateral-dependent are written down to fair market value less cost to sell. The fair value of collateral is periodically monitored subsequent to the modification.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In addition to the ALLL, the Company also estimates probable credit losses associated with off-balance sheet financial instruments such as standby letters of credit, financial guarantees and binding unfunded loan commitments. Off-balance sheet financial instruments are subject to individual reviews and are analyzed and segregated by risk according to the Company&#8217;s internal risk rating scale. These risk classifications, in conjunction with historical loss experience, economic conditions and performance trends within specific portfolio segments, result in the estimate of the reserve for unfunded lending commitments.</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The ALLL and the reserve for unfunded lending commitments are reported on the Consolidated Balance Sheets in the allowance for loan and lease losses and in other liabilities, respectively. Provision for credit losses related to the loans and leases portfolio and the unfunded lending commitments are reported in the Consolidated Statements of Operations as provision for credit losses. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Loan Charge-Offs</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Commercial loans are charged off when it is highly certain that a loss has been realized, including situations where a loan is determined to be both impaired and collateral-dependent. The determination of whether to recognize a charge-off involves many factors, including the prioritization of the Company&#8217;s claim in bankruptcy, expectations of the workout/restructuring of the loan and valuation of the borrower&#8217;s equity or the loan collateral. A loan is considered to be collateral-dependent when repayment of the loan is expected to be provided solely by the underlying collateral, rather than by cash flows from the borrower&#8217;s operations, income or other resources.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Retail loans are generally fully charged-off or written down to the net realizable value of the underlying collateral, with an offset to the ALLL, upon reaching specified stages of delinquency in accordance with standards established by the FFIEC. Residential real estate loans, credit card loans and unsecured open end loans are generally charged off in the month in which the account becomes 180 days past due. Auto loans, education loans and unsecured closed end loans are generally charged off in the month in which the account becomes 120 days past due. Certain retail loans will be charged off or charged down to their net realizable value earlier than the FFIEC charge-off standards in the following circumstances:</span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Loans modified in a TDR that are determined to be collateral-dependent.</span></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Loans to borrowers who have experienced an event (e.g., bankruptcy) that suggests a loss is either known or highly certain. </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:72px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#9702;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Residential real estate and auto loans are charged down to the net realizable value within 60 days of receiving notification of the bankruptcy filing, or when the loan becomes 60 days past due if repayment is likely to occur. </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:72px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#9702;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Credit card loans are fully charged off within 60 days of receiving notification of the bankruptcy filing or other event. </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:72px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#9702;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Education loans are generally charged off when the loan becomes 60 days past due after receiving notification of a bankruptcy.</span></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#8226;</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Auto loans are written down to net realizable value upon repossession of the collateral.</span></div></td></tr></table><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following tables present a summary of changes in the ACL:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="10"/></tr><tr><td style="width:465px;"/><td style="width:5px;"/><td style="width:74px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:60px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:56px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Retail</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses, beginning of period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$690</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$552</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,242</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Charge-offs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(140</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(475</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(615</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Recoveries</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>24</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>185</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net charge-offs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(116</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(314</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(430</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision charged to income</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>100</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>340</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>440</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses, end of period</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>674</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>578</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,252</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reserve for unfunded lending commitments, beginning of period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>91</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>91</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for unfunded lending commitments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(47</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(47</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reserve for unfunded lending commitments, end of period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>44</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>44</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total allowance for credit losses, end of period</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$718</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$578</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,296</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="10"/></tr><tr><td style="width:465px;"/><td style="width:5px;"/><td style="width:74px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:60px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:56px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Retail</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses, beginning of period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$685</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$551</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,236</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Charge-offs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(52</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(442</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(494</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Recoveries</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>158</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>177</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net charge-offs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(33</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(284</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(317</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision charged to income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>38</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>285</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>323</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses, end of period</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>690</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>552</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,242</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reserve for unfunded lending commitments, beginning of period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>88</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>88</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for unfunded lending commitments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reserve for unfunded lending commitments, end of period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>91</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>91</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total allowance for credit losses, end of period</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$781</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$552</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,333</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="10"/></tr><tr><td style="width:68%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31, 2017</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Retail</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses, beginning of period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$663</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$573</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,236</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Charge-offs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(75</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(437</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(512</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Recoveries</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>40</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>167</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>207</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net charge-offs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(35</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(270</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(305</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision charged to income</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>57</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>248</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>305</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for loan and lease losses, end of period</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>685</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>551</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,236</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reserve for unfunded lending commitments, beginning of period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>72</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>72</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for unfunded lending commitments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>16</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>16</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Reserve for unfunded lending commitments, end of period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>88</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>88</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total allowance for credit losses, end of period</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$773</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$551</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,324</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Includes an increase of approximately </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$50 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> to commercial and corresponding decrease to retail for the impact of the enhancement to the assessment of qualitative risks, factors and events that may not be measured in the modeled results.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the recorded investment in loans and leases based on the Company&#8217;s evaluation methodology:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:684px;border-collapse:collapse;text-align:left;"><tr><td colspan="20"/></tr><tr><td style="width:278px;"/><td style="width:5px;"/><td style="width:70px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:70px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Retail</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Retail</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Individually evaluated</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$399</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$667</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,066</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$391</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$723</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,114</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Formula-based evaluation</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>57,139</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>60,883</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>118,022</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>56,392</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>59,154</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>115,546</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total loans and leases</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$57,538</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$61,550</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$119,088</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$56,783</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$59,877</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$116,660</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a summary of the ACL by evaluation methodology:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="20"/></tr><tr><td style="width:277px;"/><td style="width:5px;"/><td style="width:70px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:72px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Retail</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Retail</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Individually evaluated</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$85</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$25</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$110</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$38</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$26</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$64</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Formula-based evaluation</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>633</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>553</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,186</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>743</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>526</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,269</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Allowance for credit losses</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$718</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$578</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,296</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$781</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$552</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,333</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For commercial loans and leases, Citizens utilizes regulatory classification ratings to monitor credit quality. Loans with a &#8220;pass&#8221; rating are those that the Company believes will be fully repaid in accordance with the contractual loan terms. Commercial loans and leases that are &#8220;criticized&#8221; are those that have some weakness, or potential weakness, that indicate an increased probability of future loss. &#8220;Criticized&#8221; loans are grouped into three categories, &#8220;special mention,&#8221; &#8220;substandard&#8221; and &#8220;doubtful.&#8221; Special mention loans have potential weaknesses that, if left uncorrected, may result in deterioration of the Company&#8217;s credit position at some future date. Substandard loans are inadequately protected loans; these loans have well-defined weaknesses that could hinder normal repayment or collection of the debt. Doubtful loans have the same weaknesses as substandard, with the added characteristics that the possibility of loss is high and collection of the full amount of the loan is improbable. For retail loans, the Company primarily uses the loan&#8217;s payment and delinquency status to monitor credit quality. The further a loan is past due, the greater the likelihood of future credit loss. These credit quality indicators for both commercial and retail loans are continually updated and monitored. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following tables present the recorded investment in commercial loans and leases based on regulatory classification ratings:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:369px;"/><td style="width:5px;"/><td style="width:48px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:69px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:49px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Criticized</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Pass</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Special Mention</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Substandard</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Doubtful</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$38,950</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,351</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$934</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$244</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$41,479</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13,169</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>318</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>33</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13,522</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,383</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>109</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>42</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,537</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$54,502</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,778</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,009</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$249</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$57,538</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:373px;"/><td style="width:5px;"/><td style="width:45px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:70px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Criticized</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Pass</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Special Mention</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Substandard</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Doubtful</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$38,600</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,231</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$828</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$198</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$40,857</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12,523</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>412</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>82</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13,023</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,823</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>39</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>41</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,903</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$53,946</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,682</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$951</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$204</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$56,783</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following tables present the recorded investment in classes of retail loans, categorized by delinquency status:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="19"/></tr><tr><td style="width:349px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:45px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:45px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Days Past Due</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Current</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">1-29</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">30-59</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">60-89</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">90 or More</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$18,818</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$129</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$35</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$17</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$84</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$19,083</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>713</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>64</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>812</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11,383</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>346</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>72</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>32</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>146</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11,979</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>244</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>289</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>50</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>74</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10,787</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,001</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>227</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>81</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>24</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12,120</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10,088</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>202</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>30</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10,347</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,076</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>74</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,198</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4,492</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>87</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>30</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4,648</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$58,651</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,937</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$428</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$184</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$350</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$61,550</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="19"/></tr><tr><td style="width:350px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:45px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:45px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:46px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Days Past Due</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Current</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">1-29</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">30-59</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">60-89</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">90 or More</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$18,664</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$131</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$37</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$13</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$133</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$18,978</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>945</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>75</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>38</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,073</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12,042</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>386</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>65</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>195</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12,710</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>355</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>399</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>79</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>104</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10,729</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,039</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>207</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>59</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>72</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12,106</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8,694</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>159</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8,900</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,894</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>53</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,991</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,481</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>76</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>26</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,616</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$56,883</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,955</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$393</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$142</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$504</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$59,877</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Nonperforming Assets</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Nonperforming loans and leases are those on which accrual of interest has been suspended. Loans (other than certain retail loans insured by U.S. government agencies) are placed on nonaccrual status and considered nonperforming when full payment of principal and interest is in doubt, unless the loan is both well secured and in the process of collection.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">When the Company places a loan on nonaccrual status, the accrued unpaid interest receivable is reversed against interest income and amortization of any net deferred fees is suspended. Interest collections on nonaccruing loans and leases for which the ultimate collectability of principal is uncertain are generally applied to first reduce the carrying value of the asset. Otherwise, interest income may be recognized to the extent of the cash received. A loan or lease may be returned to accrual status if (i)&#160;principal and interest payments have been brought current, and the Company expects repayment of the remaining contractual principal and interest, (ii)&#160;the loan or lease has otherwise become well-secured and in the process of collection, or (iii)&#160;the borrower has been making regularly scheduled payments in full for the prior six months and the Company is reasonably assured that the loan or lease will be brought fully current within a reasonable period.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Commercial loans, commercial real estate loans, and leases are generally placed on nonaccrual status when contractually past due 90 days or more, or earlier if management believes that the probability of collection is insufficient to warrant further accrual. Some of these loans and leases may remain on accrual status when contractually past due 90 days or more if management considers the loan collectible.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Residential mortgages are generally placed on nonaccrual status when past due 120 days, or sooner if determined to be collateral-dependent, unless repayment of the loan is guaranteed by the Federal Housing </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Administration. Credit card balances are placed on nonaccrual status when past due 90 days or more and are restored to accruing status if they subsequently become less than 90 days past due. All other retail loans are generally placed on nonaccrual status when past due 90 days or more, or earlier if management believes that the probability of collection is insufficient to warrant further accrual. Loans less than 90 days past due may be placed on nonaccrual status upon the death of the borrower, fraud or bankruptcy.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents nonperforming loans and leases and loans accruing and 90 days or more past due:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:680px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:257px;"/><td style="width:5px;"/><td style="width:93px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:93px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:93px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:93px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Nonperforming </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)(2)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Accruing and 90 days or more past due</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$240</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$194</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>245</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>201</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>93</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>105</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>33</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>50</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>187</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>231</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>67</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>81</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>38</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit card</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>458</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>565</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>24</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$703</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$766</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$25</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$25</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Nonperforming balances exclude first lien residential mortgage loans that are 100% guaranteed by the Federal Housing Administration. These loans are included in the Company&#8217;s Consolidated Balance Sheets. </span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Beginning in the fourth quarter of 2019, nonperforming balances exclude both fully and partially guaranteed residential mortgage loans sold to Ginnie Mae for which the Company has the right, but not the obligation, to repurchase. Prior periods have been adjusted to exclude partially guaranteed amounts to conform with the current period presentation. These loans are included in the Company&#8217;s Consolidated Balance Sheets. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Other nonperforming assets primarily consist of other real estate owned and are presented in other assets on the Consolidated Balance Sheets. Other real estate owned, net of valuation allowance, was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$45 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$34 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents a summary of nonperforming loan and lease key performance indicators:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="6"/></tr><tr><td style="width:513px;"/><td style="width:80px;"/><td style="width:6px;"/><td style="width:5px;"/><td style="width:72px;"/><td style="width:6px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Nonperforming commercial loans and leases as a percentage of total loans and leases</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.21</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.17</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Nonperforming retail loans as a percentage of total loans and leases</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.38</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.49</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total nonperforming loans and leases as a percentage of total loans and leases </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.59</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.66</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Nonperforming commercial assets as a percentage of total assets</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.15</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.13</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Nonperforming retail assets as a percentage of total assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.30</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.37</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total nonperforming assets as a percentage of total assets</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.45</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>0.50</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">%</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:12px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Beginning in the fourth quarter of 2019, nonperforming balances exclude both fully and partially guaranteed residential mortgage loans sold to Ginnie Mae for which the Company has the right, but not the obligation, to repurchase. Prior periods have been adjusted to exclude partially guaranteed amounts to conform with the current period presentation. These loans are included in the Company&#8217;s Consolidated Balance Sheets. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The recorded investment in mortgage loans collateralized by residential real estate property for which formal foreclosure proceedings were in-process was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$152 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$172 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the aging of both accruing and nonaccruing loan and lease past due amounts:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="26"/></tr><tr><td style="width:200px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:49px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:50px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Days Past Due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Days Past Due</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">30-59</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">60-89</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;90 or More</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">30-59</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">60-89</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;90 or More</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">&#160;Total</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$45</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$27</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$67</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$139</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$85</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$78</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$166</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>32</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>45</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>39</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>83</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>28</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>69</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>180</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>100</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>35</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>83</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>218</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>35</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>84</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>136</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>133</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>183</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>35</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>38</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>53</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>72</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>32</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>146</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>250</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>65</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>195</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>282</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>227</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>81</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>24</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>332</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>207</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>59</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>72</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>338</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>30</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>57</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>47</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>48</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>44</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>30</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>69</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>26</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>59</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>428</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>184</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>350</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>962</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>393</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>142</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>504</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,039</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$511</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$212</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$419</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,142</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$493</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$177</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$587</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,257</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Impaired Loans</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A loan is considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect all of the contractual interest and principal payments as scheduled in the loan agreement. This evaluation is generally based on delinquency information, an assessment of the borrower&#8217;s financial condition and the adequacy of collateral, if any. Impaired loans include nonaccruing larger balance (greater than </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$3 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> carrying value), non-homogeneous commercial and commercial real estate loans, and restructured loans that are deemed TDRs. </span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">When a loan is identified as impaired, the impairment is measured on an individual loan level as the difference between the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount) and the present value of expected future cash flows, discounted at the loan&#8217;s effective interest rate. When collateral is the sole source of repayment for the impaired loan, rather than the borrower&#8217;s income or other sources of repayment, the Company charges down the loan to its net realizable value.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following tables present a summary of impaired loans by class:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:297px;"/><td style="width:5px;"/><td style="width:68px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:68px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:68px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:68px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:68px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Impaired Loans With a Related Allowance</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Allowance on Impaired Loans</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Impaired Loans Without a Related Allowance</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Unpaid Contractual Balance</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total Recorded Investment in Impaired Loans</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$243</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$85</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$137</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$458</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$380</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>243</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>85</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>156</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>477</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>399</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>29</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>125</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>196</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>154</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>65</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>121</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>87</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>27</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>173</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>242</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>200</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>16</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>41</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>30</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>112</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>135</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>134</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>27</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>29</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>28</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>237</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>430</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>811</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>667</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$480</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$110</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$586</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,288</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,066</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:297px;"/><td style="width:5px;"/><td style="width:68px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:68px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:68px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:68px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:68px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Impaired Loans With a Related Allowance</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Allowance on Impaired Loans</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Impaired Loans Without a Related Allowance</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Unpaid Contractual Balance</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total Recorded Investment in Impaired Loans</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$186</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$31</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$167</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$450</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$353</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>32</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>38</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>38</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>218</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>38</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>173</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>488</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>391</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>28</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>127</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>201</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>155</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>34</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>76</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>148</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>110</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>181</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>244</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>202</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>54</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>41</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>130</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>153</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>153</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>24</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>265</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>26</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>458</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>875</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>723</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$483</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$64</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$631</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,363</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,114</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents additional information on impaired loans:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:38%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="20" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Interest Income Recognized</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average Recorded Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Interest Income Recognized</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average Recorded Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Interest Income Recognized</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Average Recorded Investment</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$11</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$311</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$312</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$380</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>39</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>32</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>350</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>344</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>417</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>126</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>146</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>136</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>84</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>107</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>121</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>172</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>181</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>176</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>30</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>42</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>49</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>125</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>154</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>173</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>30</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>586</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>687</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>713</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$42</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$936</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$41</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,031</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$35</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,130</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Troubled Debt Restructurings</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In situations where, for economic or legal reasons related to the borrower&#8217;s financial difficulties, the Company grants a concession to the borrower that it would not otherwise consider, the related loan is classified as a TDR. TDRs typically result from the Company&#8217;s loss mitigation efforts and are undertaken in order to improve the likelihood of recovery and continuity of the relationship with the borrower. The Company&#8217;s loan modifications are handled on a case-by-case basis and are negotiated to achieve mutually agreeable terms that maximize loan collectability and meet the borrower&#8217;s financial needs. Concessions granted in TDRs for all classes of loans may include lowering the interest rate, forgiving a portion of principal, extending the loan term, lowering scheduled payments for a specified period of time, waiving or delaying a scheduled payment of principal or interest for other than an insignificant time period, or capitalizing past due amounts. A rate increase can be a concession if the increased rate is lower than a market rate for debt with risk similar to that of the restructured loan. TDRs for commercial loans may also involve creating a multiple note structure, accepting non-cash assets, accepting an equity interest, or receiving a performance-based fee. In some cases, a TDR may involve multiple concessions. The financial effects of TDRs for all loan classes may include lower income (either due to a lower interest rate or a delay in the timing of cash flows), larger loan loss provisions, and accelerated charge-offs if the modification renders the loan collateral-dependent. In some cases, interest income throughout the term of the loan may increase if, for example, the loan is extended or the interest rate is increased as a result of the restructuring.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Retail and commercial loans whose contractual terms have been modified in a TDR and are current at the time of restructuring may remain on accrual status if there is demonstrated performance prior to the restructuring and payment in full under the restructured terms is expected. Retail loans that were discharged in bankruptcy and not reaffirmed by the borrower are deemed to be collateral-dependent TDRs and are generally charged off to the fair value of the collateral, less cost to sell, and less amounts recoverable under a government guarantee (if any). Cash receipts on nonaccruing impaired loans, including nonaccruing loans involved in TDRs, are generally applied to reduce the unpaid principal balance. Certain TDRs that are current in payment status are classified as nonaccrual in accordance with regulatory guidance. Income on these loans may be recognized on a cash basis if management believes that the remaining book value of the loan is realizable. Nonaccruing TDRs that meet the guidelines above for accrual status can be returned to accruing if supported by a well-documented evaluation of the borrowers&#8217; financial condition, and if they have been current for at least six months.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Because TDRs are impaired loans, Citizens measures impairment by comparing the present value of expected future cash flows, or when appropriate, the fair value of collateral less costs to sell, to the loan&#8217;s recorded investment. Any excess of recorded investment over the present value of expected future cash flows or collateral value is included in the ALLL. Any portion of the loan&#8217;s recorded investment the Company does not expect to collect as a result of the modification is charged off at the time of modification. For retail TDR accounts where the expected </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">value of cash flows is utilized, any recorded investment in excess of the present value of expected cash flows is recognized by increasing the ALLL. For retail TDR accounts assessed based on the fair value of collateral, any portion of the loan&#8217;s recorded investment in excess of the collateral value less costs to sell is charged off at the time of modification or at the time of subsequent and regularly recurring valuations.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table summarizes TDRs by class and total unfunded commitments:</span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:83%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$297</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$304</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Retail</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>667</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>723</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Unfunded commitments related to TDRs</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>42</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>30</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:4px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following tables summarize how loans were modified during the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The reported balances represent the post-modification outstanding recorded investment and can include loans that became TDRs during the period and were paid off in full, charged off, or sold prior to period end. Pre-modification balances for modified loans approximate the post-modification balances shown. </span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="18"/></tr><tr><td style="width:38%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Primary Modification Types</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Interest Rate Reduction</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Maturity Extension</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(dollars in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>26</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>56</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$210</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>27</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>56</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>210</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>60</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>62</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>120</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>82</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>163</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>72</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>350</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>160</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,250</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>272</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,259</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>304</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>176</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,675</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>53</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>155</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,576</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>69</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,678</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$53</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>182</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$26</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,632</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$279</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="18"/></tr><tr><td style="width:37%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Primary Modification Types</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Interest Rate Reduction</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Maturity Extension</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(dollars in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>49</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$22</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>53</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$200</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>52</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>53</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>55</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>231</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>35</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>61</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>142</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>43</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>134</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>76</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>178</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>26</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>413</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>29</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>158</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>46</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,189</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>355</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,312</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,634</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>287</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>35</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,279</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>77</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,641</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$32</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>339</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$88</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,334</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$308</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="18"/></tr><tr><td style="width:37%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Primary Modification Types</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Interest Rate Reduction</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Maturity Extension</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">(dollars in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Number of Contracts</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>45</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$22</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$71</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Commercial real estate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total commercial loans</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>46</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>16</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential mortgages</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>171</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>82</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>232</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>50</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>235</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>30</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>395</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>27</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity loans serviced by others</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>52</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Home equity lines of credit serviced by others</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>26</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Automobile</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>130</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>29</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,336</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Education</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>329</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Credit cards</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,363</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other retail</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total retail loans</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,717</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>35</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>340</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>44</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,546</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>90</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,724</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$36</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>386</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$66</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,562</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$161</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Includes modifications that consist of multiple concessions, one of which is an interest rate reduction.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Includes modifications that consist of multiple concessions, one of which is a maturity extension (unless one of the other concessions was an interest rate reduction).</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Includes modifications other than interest rate reductions or maturity extensions, such as lowering scheduled payments for a specified period of time, principal forgiveness, and capitalizing arrearages. Also included are the following: deferrals, trial modifications, certain bankruptcies, loans in forbearance and prepayment plans. Modifications can include the deferral of accrued interest resulting in post modification balances being higher than pre-modification.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The net change to ALLL resulting from modifications of loans for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$9 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$3 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$1 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. Charge-offs may also be recorded on TDRs. Citizens recorded charge-offs resulting from the modification of loans of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$7 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$5 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> &#160;&#160;&#160;&#160;A payment default refers to a loan that becomes 90 days or more past due under the modified terms. Loan data includes loans meeting the criteria that were paid off in full, charged off, or sold prior to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. For commercial loans, recorded investment in TDRs that defaulted within 12 months of their modification date for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">were </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$1 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$63 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$9 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. For retail loans, there were </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$37 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$40 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$41 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of loans which defaulted within 12 months of their restructuring date for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Concentrations of Credit Risk</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Most of the Company&#8217;s lending activity is with customers located in the New England, Mid-Atlantic and Midwest regions. Generally, loans are collateralized by assets including real estate, inventory, accounts receivable, other personal property and investment securities. As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, Citizens had a significant amount of loans collateralized by residential and commercial real estate. There were no significant concentration risks within the commercial loan or retail loan portfolios. Exposure to credit losses arising from lending transactions may fluctuate with fair values of collateral supporting loans, which may not perform according to contractual agreements. The Company&#8217;s policy is to collateralize loans to the extent necessary; however, unsecured loans are also granted on the basis of the financial strength of the applicant and the facts surrounding the transaction.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Certain loan products, including residential mortgages, home equity loans and lines of credit, and credit cards, have contractual features that may increase credit exposure to the Company in the event of an increase in interest rates or a decline in housing values. These products include loans that exceed </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>90%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> of the value of the underlying collateral (high LTV loans), interest-only and negative amortization residential mortgages, and loans with low introductory rates. Certain loans have more than one of these characteristics. The following tables present balances of loans with these characteristics:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;padding-left:24px;text-indent:-24px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:193px;"/><td style="width:5px;"/><td style="width:89px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:89px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:89px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:89px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:89px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Residential Mortgages</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Home Equity Loans and Lines of Credit</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Home Equity Products Serviced by Others</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Credit Cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">High loan-to-value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$402</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$61</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$90</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$553</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest only/negative amortization</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,043</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,043</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Low introductory rate</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>235</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>235</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Multiple characteristics and other</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,445</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$61</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$90</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$235</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,831</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:center;padding-left:24px;text-indent:-24px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="19"/></tr><tr><td style="width:193px;"/><td style="width:5px;"/><td style="width:68px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:77px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:77px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:70px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:70px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:70px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Residential Mortgages</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Home Equity Loans and Lines of Credit</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Home Equity Products Serviced by Others</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Credit Cards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Education</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">High loan-to-value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$318</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$87</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$148</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$553</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest only/negative amortization</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,794</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,795</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Low introductory rate</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>217</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>217</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Multiple characteristics and other</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,113</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$87</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$148</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$217</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,566</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForCreditLossesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -URI http://asc.fasb.org/topic&amp;trid=2196771<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForCreditLossesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ReceivablesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>118
<FILENAME>R17.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6682976704">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>GOODWILL AND INTANGIBLE ASSETS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill and Intangible Assets Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock', window );">GOODWILL AND INTANGIBLE ASSETS</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 9 - GOODWILL AND INTANGIBLE ASSETS</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Goodwill is the purchase premium associated with the acquisition of a business and is assigned to the Company&#8217;s reporting units at the acquisition date. A reporting unit is a business operating segment or a component of a business operating segment. Citizens has identified and assigned goodwill to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>two</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> reporting units - Consumer Banking and Commercial Banking - based upon reviews of the structure of the Company&#8217;s executive team and supporting functions, resource allocations and financial reporting processes. Once goodwill has been assigned to reporting units, it no longer retains its association with a particular acquisition, and all of the activities within a reporting unit, whether acquired or organically grown, are available to support the value of the goodwill.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Goodwill is not amortized, but is subject to annual impairment tests. Citizens reviews goodwill for impairment annually as of October&#160;31</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">st</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and in interim periods when events or changes indicate the carrying value of one or more reporting units may not be recoverable. The Company has the option of performing a qualitative assessment of goodwill to determine whether it is more likely than not that the fair value of each reporting unit is less than the carrying value. If it is more likely than not that the fair value exceeds the carrying value, then no further testing is necessary; otherwise, Citizens must perform a two-step quantitative assessment of goodwill.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens may elect to bypass the qualitative assessment and perform a two-step quantitative assessment. The first step, used to identify potential impairment, involves comparing each reporting unit&#8217;s fair value to its carrying value, including goodwill. If the fair value of a reporting unit exceeds its carrying value, applicable goodwill is deemed to be not impaired. If the carrying value exceeds fair value, there is an indication of impairment and the second step is performed to measure the amount of impairment.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The second step involves calculating an implied fair value of goodwill for each reporting unit for which the first step indicated impairment. The implied fair value of goodwill is determined in the same manner as the amount of goodwill recognized in a business combination, which is the excess of the fair value of the reporting unit, as determined in the first step, over the aggregate fair values of the individual assets, liabilities and identifiable intangible. If the implied fair value of goodwill exceeds the carrying value of goodwill assigned to the reporting unit, there is no impairment. If the carrying value of goodwill assigned to a reporting unit exceeds the implied fair value of the goodwill, an impairment charge is recorded for the excess. An impairment loss that is recognized cannot </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">exceed the amount of goodwill assigned to a reporting unit, and the loss establishes a new basis in the goodwill. Subsequent reversal of goodwill impairment losses is not permitted.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> Under the quantitative impairment assessment, the fair values of the Company&#8217;s reporting units are determined using a combination of income and market-based approaches. Citizens relies on the income approach (discounted cash flow method) for determining fair value.&#160;Market and transaction approaches are used as benchmarks only to corroborate the value determined by the discounted cash flow method. Citizens relies on several assumptions when estimating the fair value of its reporting units using the discounted cash flow method. These assumptions include the discount rate, as well as projected loan loss, income tax and capital retention rates.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Discount rates are estimated based on the Capital Asset Pricing Model, which considers the risk-free interest rate, market risk premium, beta, and size premium adjustments specific to a particular reporting unit. The discount rates are also calibrated on the assessment of the risks related to the projected cash flows of each reporting unit. Cash flow projections include estimates for projected loan loss, income tax and capital retention rates. Multi-year financial forecasts are developed for each reporting unit by considering several key business drivers such as new business initiatives, customer retention standards, market share changes, anticipated loan and deposit growth, forward interest rates, historical performance, and industry and economic trends, among other considerations. The long-term growth rate used in determining the terminal value of each reporting unit is estimated based on management&#8217;s assessment of the minimum expected terminal growth rate of each reporting unit, as well as broader economic considerations such as GDP and inflation.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens bases its fair value estimates on assumptions it believes to be representative of assumptions that a market participant would use in valuing the reporting unit but that are unpredictable and inherently uncertain, including estimates of future growth rates and operating margins and assumptions about the overall economic climate and the competitive environment for its reporting units. There can be no assurances that future estimates and assumptions made for purposes of goodwill testing will prove accurate predictions of the future. If the assumptions regarding business plans, competitive environments or anticipated growth rates are not achieved, Citizens may be required to record goodwill impairment charges in future periods. </span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">For the year ended December&#160;31, 2019, Citizens elected to perform a qualitative analysis to determine whether it was more likely than not that the fair value of either of its reporting units was less than the respective reporting unit&#8217;s carrying value. As a result of this qualitative assessment, the Company determined that it was not necessary to perform a quantitative impairment test and concluded that there was&#160;</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>no</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">&#160;impairment to the carrying value of the Company's goodwill.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company acquired Clarfeld in January 2019 and Bowstring in March 2019, which resulted in increases to goodwill of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$83 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$35 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. Changes in the carrying value of goodwill for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> are presented below:</span></div><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:65%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at December 31, 2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,136</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,751</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$6,887</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Business acquisition</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>59</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>59</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adjustments </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at December 31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,172</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,751</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$6,923</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Business acquisitions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>83</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>35</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>118</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Adjustments</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Balance at December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,258</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,786</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$7,044</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Adjustments to goodwill are the result of an update to the purchase price allocation for the FAMC acquisition, given higher value attributed to purchased net assets.</span></div><div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Accumulated impairment losses related to the Consumer Banking reporting unit totaled </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$5.9 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The accumulated impairment losses related to the Commercial Banking reporting unit totaled </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$50 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>No</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> impairment was recorded for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:174%;padding-bottom:4px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Other Intangibles</span></div><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Other intangible assets are recognized separately from goodwill if the asset arises as a result of contractual rights or if the asset is capable of being separated and sold, transferred or exchanged. Intangible assets are recorded in other assets on the Consolidated Balance Sheets. Intangible assets are amortized on a straight-line basis and subject to an annual impairment evaluation. Amortization expense is recorded in other expenses in our Consolidated Statements of Operations.</span></div><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A summary of the carrying value of intangible assets is presented below. Included in the carrying value at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$19 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$5 million</span></span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">in other intangibles related to the Clarfeld and Bowstring acquisitions, respectively. Additionally, included in the carrying value at </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$18 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> related to the March 2019 purchase of naming rights for a theater in Boston, Massachusetts, and a sponsorship and promotion arrangement.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:22%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amortizable Lives (years)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Accumulated Amortization</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Gross</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Accumulated Amortization</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Net</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Acquired technology</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">7</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$21</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$17</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$20</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Acquired relationships</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5 - 15</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>32</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Naming Rights</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2 - 7</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$82</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$14</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$68</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$34</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$31</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> &#160;&#160;&#160;&#160;As of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, all of the Company&#8217;s intangible assets were being amortized. Amortization expense recognized on intangible assets was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$11 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$3 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, respectively. There was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>no</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> amortization expense recognized on intangible assets for the </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">year</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">. The Company&#8217;s projection of amortization expense is based on balances as of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, and future amortization expense may vary from these projections.</span></div><div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Estimated intangible asset amortization expense for the next five years is as follows:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:86%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$11</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2021</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2024</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for goodwill and intangible assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -URI http://asc.fasb.org/topic&amp;trid=2144416<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>119
<FILENAME>R76.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6942592624">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Summary of Changes in Allowance for Credit Losses (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance</a></td>
<td class="nump">$ 1,242<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision charged to income</a></td>
<td class="nump">393<span></span>
</td>
<td class="nump">$ 326<span></span>
</td>
<td class="nump">$ 321<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance</a></td>
<td class="nump">1,252<span></span>
</td>
<td class="nump">1,242<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ValuationAllowancesAndReservesTypeAxis=us-gaap_AllowanceForLoanAndLeaseLossesMember', window );">Allowance for loan and lease losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance</a></td>
<td class="nump">1,242<span></span>
</td>
<td class="nump">1,236<span></span>
</td>
<td class="nump">1,236<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="num">(615)<span></span>
</td>
<td class="num">(494)<span></span>
</td>
<td class="num">(512)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="nump">185<span></span>
</td>
<td class="nump">177<span></span>
</td>
<td class="nump">207<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet', window );">Net charge-offs</a></td>
<td class="num">(430)<span></span>
</td>
<td class="num">(317)<span></span>
</td>
<td class="num">(305)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision charged to income</a></td>
<td class="nump">440<span></span>
</td>
<td class="nump">323<span></span>
</td>
<td class="nump">305<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance</a></td>
<td class="nump">1,252<span></span>
</td>
<td class="nump">1,242<span></span>
</td>
<td class="nump">1,236<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ValuationAllowancesAndReservesTypeAxis=us-gaap_ReserveForOffBalanceSheetActivitiesMember', window );">Reserve for unfunded lending commitments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance</a></td>
<td class="nump">91<span></span>
</td>
<td class="nump">88<span></span>
</td>
<td class="nump">72<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForOtherCreditLosses', window );">Provision for unfunded lending commitments</a></td>
<td class="num">(47)<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">16<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance</a></td>
<td class="nump">44<span></span>
</td>
<td class="nump">91<span></span>
</td>
<td class="nump">88<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ValuationAllowancesAndReservesTypeAxis=cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember', window );">Allowance for loan and lease losses and reserve for off-balance sheet activities, total</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance</a></td>
<td class="nump">1,333<span></span>
</td>
<td class="nump">1,324<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance</a></td>
<td class="nump">1,296<span></span>
</td>
<td class="nump">1,333<span></span>
</td>
<td class="nump">1,324<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Allowance for loan and lease losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance</a></td>
<td class="nump">690<span></span>
</td>
<td class="nump">685<span></span>
</td>
<td class="nump">663<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="num">(140)<span></span>
</td>
<td class="num">(52)<span></span>
</td>
<td class="num">(75)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="nump">24<span></span>
</td>
<td class="nump">19<span></span>
</td>
<td class="nump">40<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet', window );">Net charge-offs</a></td>
<td class="num">(116)<span></span>
</td>
<td class="num">(33)<span></span>
</td>
<td class="num">(35)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision charged to income</a></td>
<td class="nump">100<span></span>
</td>
<td class="nump">38<span></span>
</td>
<td class="nump">57<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance</a></td>
<td class="nump">674<span></span>
</td>
<td class="nump">690<span></span>
</td>
<td class="nump">685<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Reserve for unfunded lending commitments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance</a></td>
<td class="nump">91<span></span>
</td>
<td class="nump">88<span></span>
</td>
<td class="nump">72<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForOtherCreditLosses', window );">Provision for unfunded lending commitments</a></td>
<td class="num">(47)<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">16<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance</a></td>
<td class="nump">44<span></span>
</td>
<td class="nump">91<span></span>
</td>
<td class="nump">88<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Allowance for loan and lease losses and reserve for off-balance sheet activities, total</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance</a></td>
<td class="nump">781<span></span>
</td>
<td class="nump">773<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance</a></td>
<td class="nump">718<span></span>
</td>
<td class="nump">781<span></span>
</td>
<td class="nump">773<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Allowance for loan and lease losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance</a></td>
<td class="nump">552<span></span>
</td>
<td class="nump">551<span></span>
</td>
<td class="nump">573<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="num">(475)<span></span>
</td>
<td class="num">(442)<span></span>
</td>
<td class="num">(437)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="nump">161<span></span>
</td>
<td class="nump">158<span></span>
</td>
<td class="nump">167<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet', window );">Net charge-offs</a></td>
<td class="num">(314)<span></span>
</td>
<td class="num">(284)<span></span>
</td>
<td class="num">(270)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision charged to income</a></td>
<td class="nump">340<span></span>
</td>
<td class="nump">285<span></span>
</td>
<td class="nump">248<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance</a></td>
<td class="nump">578<span></span>
</td>
<td class="nump">552<span></span>
</td>
<td class="nump">551<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Reserve for unfunded lending commitments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForOtherCreditLosses', window );">Provision for unfunded lending commitments</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail | Allowance for loan and lease losses and reserve for off-balance sheet activities, total</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance</a></td>
<td class="nump">552<span></span>
</td>
<td class="nump">551<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance</a></td>
<td class="nump">$ 578<span></span>
</td>
<td class="nump">$ 552<span></span>
</td>
<td class="nump">551<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_StatementScenarioAxis=us-gaap_ScenarioAdjustmentMember', window );">Scenario, Adjustment | Commercial | Allowance for loan and lease losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision charged to income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 50<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForLoanAndLeaseLossesRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953423-111524<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after recoveries, of loans and leases that have been written-off.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953423-111524<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)(1)(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939070&amp;loc=d3e15032-111544<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953423-111524<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SAB Topic 6.L.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74567-122707<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related to estimated loss from loan and lease transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanAndLeaseLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForOtherCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related to credit loss from transactions other than loan and lease transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(11))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForOtherCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ValuationAllowancesAndReservesTypeAxis=us-gaap_AllowanceForLoanAndLeaseLossesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ValuationAllowancesAndReservesTypeAxis=us-gaap_AllowanceForLoanAndLeaseLossesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ValuationAllowancesAndReservesTypeAxis=us-gaap_ReserveForOffBalanceSheetActivitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ValuationAllowancesAndReservesTypeAxis=us-gaap_ReserveForOffBalanceSheetActivitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ValuationAllowancesAndReservesTypeAxis=cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ValuationAllowancesAndReservesTypeAxis=cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementScenarioAxis=us-gaap_ScenarioAdjustmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementScenarioAxis=us-gaap_ScenarioAdjustmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>120
<FILENAME>R112.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7042503808">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>DEPOSITS - Maturities of Term Deposits Greater than $100,000 (Details)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2019 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract', window );"><strong>Contractual Maturities, Time Deposits, $100,000 or More [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess', window );">Three months or less</a></td>
<td class="nump">$ 6,987<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths', window );">After three months through six months</a></td>
<td class="nump">3,224<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months', window );">After six months through twelve months</a></td>
<td class="nump">2,015<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months', window );">After twelve months</a></td>
<td class="nump">1,206<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits100000OrMore', window );">Total term deposits</a></td>
<td class="nump">$ 13,432<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit liabilities, including certificates of deposit, in denominations of $100,000 or more, maturing after twelve months from the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher SEC<br> -Name Industry Guide<br> -Number 3<br> -Section V<br> -Paragraph D-E<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit liabilities, including certificates of deposit, in denominations of $100,000 or more, maturing within six to twelve months after the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher SEC<br> -Name Industry Guide<br> -Number 3<br> -Section V<br> -Paragraph D-E<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit liabilities, including certificates of deposit, in denominations of $100,000 or more, maturing within three months or fewer from the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher SEC<br> -Name Industry Guide<br> -Number 3<br> -Section V<br> -Paragraph D-E<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit liabilities, including certificates of deposit, in denominations of $100,000 or more, maturing within three to six months after the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher SEC<br> -Name Industry Guide<br> -Number 3<br> -Section V<br> -Paragraph D-E<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits100000OrMore">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit liabilities, including certificates of deposit, in denominations of $100,000 or more.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher SEC<br> -Name Industry Guide<br> -Number 3<br> -Section V<br> -Paragraph D-E<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDeposits100000OrMore</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>121
<FILENAME>R86.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6810204752">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - TDRs and Unfunded Commitments (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend', window );">Unfunded commitments related to TDRs</a></td>
<td class="nump">$ 42<span></span>
</td>
<td class="nump">$ 30<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_TDRBalanceIncludedinImpairedLoans', window );">TDR balance included in impaired loans</a></td>
<td class="nump">297<span></span>
</td>
<td class="nump">304<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_TDRBalanceIncludedinImpairedLoans', window );">TDR balance included in impaired loans</a></td>
<td class="nump">$ 667<span></span>
</td>
<td class="nump">$ 723<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_TDRBalanceIncludedinImpairedLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>TDR balance included in impaired loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_TDRBalanceIncludedinImpairedLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of unfunded portion of contractual agreement to lend funds to borrower for financing receivable modified as troubled debt restructuring.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=118939409&amp;loc=d3e18794-111554<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>122
<FILENAME>R82.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7035104416">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Performance Indicators for Nonperforming Assets (Details)<br></strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans', window );">Nonperforming loans and leases as a percentage of total loans and leases</a></td>
<td class="nump">0.59%<span></span>
</td>
<td class="nump">0.66%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AssetsRatioofNonperformingAssetstoAllAssets', window );">Nonperforming assets as a percentage of total assets</a></td>
<td class="nump">0.45%<span></span>
</td>
<td class="nump">0.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans', window );">Nonperforming loans and leases as a percentage of total loans and leases</a></td>
<td class="nump">0.21%<span></span>
</td>
<td class="nump">0.17%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AssetsRatioofNonperformingAssetstoAllAssets', window );">Nonperforming assets as a percentage of total assets</a></td>
<td class="nump">0.15%<span></span>
</td>
<td class="nump">0.13%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Retail</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans', window );">Nonperforming loans and leases as a percentage of total loans and leases</a></td>
<td class="nump">0.38%<span></span>
</td>
<td class="nump">0.49%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_AssetsRatioofNonperformingAssetstoAllAssets', window );">Nonperforming assets as a percentage of total assets</a></td>
<td class="nump">0.30%<span></span>
</td>
<td class="nump">0.37%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_AssetsRatioofNonperformingAssetstoAllAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the percentage derived from dividing impaired loans on which interest has ceased to be accrued by total assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_AssetsRatioofNonperformingAssetstoAllAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the percentage derived from dividing impaired loans on which interest has ceased to be accrued by total loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>123
<FILENAME>R72.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7042499584">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>LOANS AND LEASES - Loans Held For Sale (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleAmount', window );">Loans held for sale, at fair value</a></td>
<td class="nump">$ 1,946<span></span>
</td>
<td class="nump">$ 1,219<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_OtherLoansReceivableHeldforsaleAmount', window );">Other loans held for sale</a></td>
<td class="nump">1,384<span></span>
</td>
<td class="nump">101<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=cfg_ResidentialLoansHeldforsaleMember', window );">Residential loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleAmount', window );">Loans held for sale, at fair value</a></td>
<td class="nump">1,778<span></span>
</td>
<td class="nump">967<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_OtherLoansReceivableHeldforsaleAmount', window );">Other loans held for sale</a></td>
<td class="nump">1,101<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=cfg_CommercialLoansHeldForSaleMember', window );">Commercial loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleAmount', window );">Loans held for sale, at fair value</a></td>
<td class="nump">168<span></span>
</td>
<td class="nump">252<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_OtherLoansReceivableHeldforsaleAmount', window );">Other loans held for sale</a></td>
<td class="nump">283<span></span>
</td>
<td class="nump">$ 101<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_LoanPortfolioTransfersAxis=cfg_LoanPortfolioTransferOneMember', window );">Loan Portfolio Transfer, One | Residential loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_OtherLoansReceivableHeldforsaleAmount', window );">Other loans held for sale</a></td>
<td class="nump">524<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_LoanPortfolioTransfersAxis=cfg_LoanPortfolioTransferTwoMember', window );">Loan Portfolio Transfer, Two | Residential loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_OtherLoansReceivableHeldforsaleAmount', window );">Other loans held for sale</a></td>
<td class="nump">$ 575<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_OtherLoansReceivableHeldforsaleAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other loans receivable that will be sold to other entities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_OtherLoansReceivableHeldforsaleAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableHeldForSaleAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The face amount of loans that will be sold to other entities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=118952595&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansReceivableHeldForSaleAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=cfg_ResidentialLoansHeldforsaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=cfg_ResidentialLoansHeldforsaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=cfg_CommercialLoansHeldForSaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=cfg_CommercialLoansHeldForSaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_LoanPortfolioTransfersAxis=cfg_LoanPortfolioTransferOneMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_LoanPortfolioTransfersAxis=cfg_LoanPortfolioTransferOneMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_LoanPortfolioTransfersAxis=cfg_LoanPortfolioTransferTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_LoanPortfolioTransfersAxis=cfg_LoanPortfolioTransferTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>124
<FILENAME>R116.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7043445216">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>BORROWED FUNDS - Long Term Debt (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 14,047<span></span>
</td>
<td class="nump">$ 15,925<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember', window );">Parent company</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">2,484<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=srt_SubsidiariesMember', window );">Banking Subsidiaries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 11,563<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Parent company | 2.375% fixed rate senior unsecured debt, due 2021</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">2.375%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 349<span></span>
</td>
<td class="nump">349<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Parent company | 2.850% fixed-rate senior unsecured notes, due July 2026</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">2.85%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 496<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Banking Subsidiaries | 2.500% senior unsecured notes, due 2019</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">2.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">748<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Banking Subsidiaries | 2.450% senior unsecured notes, due 2019</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">2.45%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">744<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Banking Subsidiaries | 2.250% senior unsecured notes, due 2020</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">2.25%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 700<span></span>
</td>
<td class="nump">691<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Banking Subsidiaries | 2.447% floating-rate senior unsecured notes, due March 2020</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">2.447%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 300<span></span>
</td>
<td class="nump">300<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Banking Subsidiaries | 2.487% floating-rate senior unsecured notes, due May 2020</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">2.487%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 250<span></span>
</td>
<td class="nump">250<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Banking Subsidiaries | 2.200% senior unsecured notes, due 2020</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">2.20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 500<span></span>
</td>
<td class="nump">499<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Banking Subsidiaries | 2.250% senior unsecured notes, due 2020</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">2.55%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 750<span></span>
</td>
<td class="nump">738<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Banking Subsidiaries | 2.550% senior unsecured notes, due May 2021</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">2.55%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 991<span></span>
</td>
<td class="nump">964<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Banking Subsidiaries | 3.250% senior unsecured notes, due February 2022</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">3.25%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 711<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Banking Subsidiaries | 2.629% floating-rate senior unsecured notes, due February 2022</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">2.629%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 299<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Banking Subsidiaries | 2.727% floating-rate senior unsecured notes, due May 2022</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">2.727%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 250<span></span>
</td>
<td class="nump">249<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Banking Subsidiaries | 2.650% senior unsecured notes, due May 2022</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">2.65%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 501<span></span>
</td>
<td class="nump">487<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Banking Subsidiaries | 3.700% senior unsecured notes, due March 2023</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">3.70%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 515<span></span>
</td>
<td class="nump">502<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Banking Subsidiaries | 2.911% floating-rate senior unsecured notes, due March 2023</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">2.911%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 249<span></span>
</td>
<td class="nump">249<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Unsecured Notes | Banking Subsidiaries | 3.750% senior unsecured notes, due February 2026</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">3.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 521<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SubordinatedDebtMember', window );">Subordinated Debt | Parent company | 4.150% fixed rate subordinated debt, due 2022</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">4.15%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 348<span></span>
</td>
<td class="nump">348<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SubordinatedDebtMember', window );">Subordinated Debt | Parent company | 3.750% fixed rate subordinated debt due 2024</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">3.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 250<span></span>
</td>
<td class="nump">250<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SubordinatedDebtMember', window );">Subordinated Debt | Parent company | 4.023% fixed rate subordinated debt, due 2024</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">4.023%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 42<span></span>
</td>
<td class="nump">42<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SubordinatedDebtMember', window );">Subordinated Debt | Parent company | 4.350% fixed rate subordinated debt, due 2025</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">4.35%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 249<span></span>
</td>
<td class="nump">249<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SubordinatedDebtMember', window );">Subordinated Debt | Parent company | 4.300% fixed rate subordinated debt, due 2025</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">4.30%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 750<span></span>
</td>
<td class="nump">749<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_FederalHomeLoanBankAdvancesMember', window );">Federal Home Loan advances | Banking Subsidiaries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate', window );">Weighted average interest rate</a></td>
<td class="nump">2.006%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 5,008<span></span>
</td>
<td class="nump">7,508<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=cfg_OtherLongtermDebtMember', window );">Other | Banking Subsidiaries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 18<span></span>
</td>
<td class="nump">$ 9<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average interest rate on advances made and reported by Federal Home Loan Bank (FHLBank).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after unamortized (discount) premium and debt issuance costs, of long-term debt. Includes, but not limited to, notes payable, bonds payable, debentures, mortgage loans and commercial paper. Excludes capital lease obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=109500613&amp;loc=SL6031897-161870<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=srt_SubsidiariesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=srt_SubsidiariesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A2.375SeniorUnsecuredDebtDue2021Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A2.375SeniorUnsecuredDebtDue2021Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A2.850SeniorUnsecuredNotesDue2026Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A2.850SeniorUnsecuredNotesDue2026Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A2.500SeniorUnsecuredNotesDue2019Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A2.500SeniorUnsecuredNotesDue2019Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A2.450SeniorUnsecuredNotesDue2019Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A2.450SeniorUnsecuredNotesDue2019Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_FloatingRateSeniorUnsecuredNotesDue2020Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_FloatingRateSeniorUnsecuredNotesDue2020Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A2.200SeniorUnsecuredNotesDue2020Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A2.200SeniorUnsecuredNotesDue2020Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A2.25SeniorUnsecuredNotesDue2020Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A2.25SeniorUnsecuredNotesDue2020Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A2.550SeniorUnsecuredNotesDue2021Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A2.550SeniorUnsecuredNotesDue2021Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A3.250SeniorUnsecuredNotesDue2022Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A3.250SeniorUnsecuredNotesDue2022Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_FloatingRateSeniorUnsecuredNotesDue2022Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_FloatingRateSeniorUnsecuredNotesDue2022Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A2.650SeniorUnsecuredNotesDue2022Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A2.650SeniorUnsecuredNotesDue2022Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A3.700seniorunsecurednotesdue2023Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A3.700seniorunsecurednotesdue2023Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_FloatingRateSeniorUnsecuredNotesDue2023Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_FloatingRateSeniorUnsecuredNotesDue2023Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A3.750SeniorUnsecuredNotesDue2026Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A3.750SeniorUnsecuredNotesDue2026Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SubordinatedDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=us-gaap_SubordinatedDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A4.150FixedRateSubordinatedDebtDue2022Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A4.150FixedRateSubordinatedDebtDue2022Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A3.750FixedRateSubordinatedDebtDue2024Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A3.750FixedRateSubordinatedDebtDue2024Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A4.023FixedRateSubordinatedDebtDue2024Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A4.023FixedRateSubordinatedDebtDue2024Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A4.350FixedRateSubordinatedDebtDue2025Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A4.350FixedRateSubordinatedDebtDue2025Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=cfg_A4.300FixedRateSubordinatedDebtDue2025Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=cfg_A4.300FixedRateSubordinatedDebtDue2025Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=us-gaap_FederalHomeLoanBankAdvancesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=us-gaap_FederalHomeLoanBankAdvancesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=cfg_OtherLongtermDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=cfg_OtherLongtermDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>125
<FILENAME>R135.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6925520384">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SHARE-BASED COMPENSATION - Share-based Compensation Activity (Details) - Citizens Share Awards - $ / shares<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward', window );"><strong>Shares Underlying Awards</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Nonvested, Beginning of period (in shares)</a></td>
<td class="nump">2,893,281<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Granted (in shares)</a></td>
<td class="nump">1,677,167<span></span>
</td>
<td class="nump">1,174,501<span></span>
</td>
<td class="nump">1,256,816<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod', window );">Vested (in shares)</a></td>
<td class="num">(1,518,836)<span></span>
</td>
<td class="num">(877,111)<span></span>
</td>
<td class="num">(1,426,850)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod', window );">Forfeited (in shares)</a></td>
<td class="num">(51,388)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Nonvested, End of period (in shares)</a></td>
<td class="nump">3,000,224<span></span>
</td>
<td class="nump">2,893,281<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract', window );"><strong>Weighted Average Grant Price</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Nonvested, Beginning of period (in dollars per share)</a></td>
<td class="nump">$ 34.04<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Granted (in dollars per share)</a></td>
<td class="nump">36.21<span></span>
</td>
<td class="nump">$ 39.54<span></span>
</td>
<td class="nump">$ 39.09<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue', window );">Vested (in dollars per share)</a></td>
<td class="nump">32.21<span></span>
</td>
<td class="nump">30.50<span></span>
</td>
<td class="nump">$ 21.91<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue', window );">Forfeited (in dollars per share)</a></td>
<td class="nump">38.29<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Nonvested, End of period (in dollars per share)</a></td>
<td class="nump">$ 36.71<span></span>
</td>
<td class="nump">$ 34.04<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=116856206&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=116856206&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=116856206&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=116856206&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(i)-(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=116856206&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Per share or unit weighted-average fair value of nonvested award under share-based payment arrangement. Excludes share and unit options.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(i)-(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=116856206&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=116856206&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=116856206&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValueAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=cfg_CitizensShareAwardsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=cfg_CitizensShareAwardsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>126
<FILENAME>R51.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7029458720">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SHARE-BASED COMPENSATION (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract', window );"><strong>Share-based Payment Arrangement [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock', window );">Summary of Share-Based Plans Activity</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">The following table presents the activity related to the Company&#8217;s share-based plans (excluding the ESPP) for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:412px;"/><td style="width:129px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:124px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Shares<br/> Underlying Awards</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Weighted-Average Grant Price</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Outstanding, January 1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,893,281</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$34.04</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;text-indent:12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,677,167</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>36.21</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;text-indent:12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Vested &amp; Distributed</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1,518,836</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>32.21</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;text-indent:12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Forfeited</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(51,388</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>38.29</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Outstanding, December 31</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,000,224</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$36.71</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of activity for award under share-based payment arrangement. Includes, but is not limited to, outstanding award at beginning and end of year, granted, exercised, forfeited, and weighted-average grant date fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=116856206&amp;loc=d3e5070-113901<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=116856206&amp;loc=d3e5070-113901<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=116856206&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>127
<FILENAME>R131.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6945660112">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>STOCKHOLDERS' EQUITY - Preferred Stock (Details) - USD ($)<br> $ / shares in Units, $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract', window );"><strong>Preferred Stock</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, authorized (in shares)</a></td>
<td class="nump">100,000,000<span></span>
</td>
<td class="nump">100,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockParOrStatedValuePerShare', window );">Preferred stock, par value (in dollars per share)</a></td>
<td class="nump">$ 25.00<span></span>
</td>
<td class="nump">$ 25.00<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, issued (in shares)</a></td>
<td class="nump">1,600,000<span></span>
</td>
<td class="nump">850,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, issued</a></td>
<td class="nump">$ 1,570<span></span>
</td>
<td class="nump">$ 840<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, outstanding (in shares)</a></td>
<td class="nump">1,600,000<span></span>
</td>
<td class="nump">850,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValueOutstanding', window );">Preferred stock, outstanding</a></td>
<td class="nump">$ 1,570<span></span>
</td>
<td class="nump">$ 840<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember', window );">Series A Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract', window );"><strong>Preferred Stock</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreference', window );">Preferred stock, liquidation preference (in dollars per share)</a></td>
<td class="nump">$ 1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, issued (in shares)</a></td>
<td class="nump">250,000<span></span>
</td>
<td class="nump">250,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, issued</a></td>
<td class="nump">$ 247<span></span>
</td>
<td class="nump">$ 247<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, outstanding (in shares)</a></td>
<td class="nump">250,000<span></span>
</td>
<td class="nump">250,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValueOutstanding', window );">Preferred stock, outstanding</a></td>
<td class="nump">$ 247<span></span>
</td>
<td class="nump">$ 247<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember', window );">Series B Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract', window );"><strong>Preferred Stock</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreference', window );">Preferred stock, liquidation preference (in dollars per share)</a></td>
<td class="nump">$ 1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, issued (in shares)</a></td>
<td class="nump">300,000<span></span>
</td>
<td class="nump">300,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, issued</a></td>
<td class="nump">$ 296<span></span>
</td>
<td class="nump">$ 296<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, outstanding (in shares)</a></td>
<td class="nump">300,000<span></span>
</td>
<td class="nump">300,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValueOutstanding', window );">Preferred stock, outstanding</a></td>
<td class="nump">$ 296<span></span>
</td>
<td class="nump">$ 296<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember', window );">Series C Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract', window );"><strong>Preferred Stock</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreference', window );">Preferred stock, liquidation preference (in dollars per share)</a></td>
<td class="nump">$ 1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, issued (in shares)</a></td>
<td class="nump">300,000<span></span>
</td>
<td class="nump">300,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, issued</a></td>
<td class="nump">$ 297<span></span>
</td>
<td class="nump">$ 297<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, outstanding (in shares)</a></td>
<td class="nump">300,000<span></span>
</td>
<td class="nump">300,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValueOutstanding', window );">Preferred stock, outstanding</a></td>
<td class="nump">$ 297<span></span>
</td>
<td class="nump">$ 297<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember', window );">Series D Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract', window );"><strong>Preferred Stock</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreference', window );">Preferred stock, liquidation preference (in dollars per share)</a></td>
<td class="nump">$ 1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, issued (in shares)</a></td>
<td class="nump">300,000<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, issued</a></td>
<td class="nump">$ 293<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, outstanding (in shares)</a></td>
<td class="nump">300,000<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValueOutstanding', window );">Preferred stock, outstanding</a></td>
<td class="nump">$ 293<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_PreferredStockDepositarySharesIssued', window );">Depositary shares issued (in shares)</a></td>
<td class="nump">12,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_PreferredStockLiquidationPreferencePerDepositoryShare', window );">Shares issued (in dollars per share)</a></td>
<td class="nump">$ 25<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_PreferredStockDepositaryShareInterestPercentage', window );">Depository share interest percentage</a></td>
<td class="nump">2.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember', window );">Series E Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract', window );"><strong>Preferred Stock</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreference', window );">Preferred stock, liquidation preference (in dollars per share)</a></td>
<td class="nump">$ 1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, issued (in shares)</a></td>
<td class="nump">450,000<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, issued</a></td>
<td class="nump">$ 437<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, outstanding (in shares)</a></td>
<td class="nump">450,000<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValueOutstanding', window );">Preferred stock, outstanding</a></td>
<td class="nump">$ 437<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_PreferredStockDepositarySharesIssued', window );">Depositary shares issued (in shares)</a></td>
<td class="nump">18,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_PreferredStockLiquidationPreferencePerDepositoryShare', window );">Shares issued (in dollars per share)</a></td>
<td class="nump">$ 25<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_PreferredStockDepositaryShareInterestPercentage', window );">Depository share interest percentage</a></td>
<td class="nump">2.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_PreferredStockDepositaryShareInterestPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Preferred Stock, Depositary Share Interest Percentage</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_PreferredStockDepositaryShareInterestPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_PreferredStockDepositarySharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Preferred Stock, Depositary Shares Issued</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_PreferredStockDepositarySharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_PreferredStockLiquidationPreferencePerDepositoryShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Preferred Stock, Liquidation Preference Per Depository Share</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_PreferredStockLiquidationPreferencePerDepositoryShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockLiquidationPreference">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The per share liquidation preference (or restrictions) of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) that has a preference in involuntary liquidation considerably in excess of the par or stated value of the shares. The liquidation preference is the difference between the preference in liquidation and the par or stated values of the share.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21475-112644<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(d)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(d)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21484-112644<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockLiquidationPreference</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesSubscribedButUnissuedValueAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValueOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by shareholders, which is net of related treasury stock. May be all or a portion of the number of preferred shares authorized. These shares represent the ownership interest of the preferred shareholders.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockValueOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>128
<FILENAME>R55.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034385936">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>OTHER OPERATING EXPENSE (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIncomeAndExpensesAbstract', window );"><strong>Other Income and Expenses [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock', window );">Schedule of other operating expense</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the details of other operating expense:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:79%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:4%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:4%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Promotional expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$112</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$129</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$105</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deposit insurance</span></div></td><td colspan="2" style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>62</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>104</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>137</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other</span></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>302</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>262</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>300</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other operating expense</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$476</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$495</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$542</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherIncomeAndExpensesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherIncomeAndExpensesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of each detailed component of other operating costs and expenses that are applicable to sales and revenues, but not included in the cost of sales in the income statement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>129
<FILENAME>R139.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6936885968">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS - Residential and Commercial Mortgage Loans Held For Sale (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleAmount', window );">Aggregate Fair Value</a></td>
<td class="nump">$ 1,946<span></span>
</td>
<td class="nump">$ 1,219<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=cfg_ResidentialLoansHeldforsaleMember', window );">Residential loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleAmount', window );">Aggregate Fair Value</a></td>
<td class="nump">1,778<span></span>
</td>
<td class="nump">967<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleAmount', window );">Aggregate Fair Value</a></td>
<td class="nump">1,946<span></span>
</td>
<td class="nump">1,219<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Residential loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleAmount', window );">Aggregate Fair Value</a></td>
<td class="nump">1,778<span></span>
</td>
<td class="nump">967<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal', window );">Aggregate Unpaid Principal</a></td>
<td class="nump">1,727<span></span>
</td>
<td class="nump">967<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables', window );">Aggregate Fair Value Less Aggregate Unpaid Principal</a></td>
<td class="nump">51<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Commercial and commercial real estate loans held for sale, at fair value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleAmount', window );">Aggregate Fair Value</a></td>
<td class="nump">168<span></span>
</td>
<td class="nump">252<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal', window );">Aggregate Unpaid Principal</a></td>
<td class="nump">175<span></span>
</td>
<td class="nump">252<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables', window );">Aggregate Fair Value Less Aggregate Unpaid Principal</a></td>
<td class="num">$ (7)<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate unpaid principal balance of loans measured at fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the difference between the aggregate fair value and the aggregate unpaid principal balance of loans and long-term receivables (other than securities categorized as trading, available-for-sale or held-to-maturity) that have contractual principal amounts and for which the fair value option has been elected.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (d)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=75031198&amp;loc=d3e14064-108612<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueOptionAggregateDifferencesLoansAndLongTermReceivables</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableHeldForSaleAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The face amount of loans that will be sold to other entities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=118952595&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansReceivableHeldForSaleAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=cfg_ResidentialLoansHeldforsaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=cfg_ResidentialLoansHeldforsaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>130
<FILENAME>R59.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6944416768">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BUSINESS OPERATING SEGMENTS (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Segment Reporting [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock', window );">Schedule of segment reporting information</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:674px;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:370px;"/><td style="width:5px;"/><td style="width:56px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:66px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:56px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:73px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consolidated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,182</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,466</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($34</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,614</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest income</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,156</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>607</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>114</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,877</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total revenue </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4,338</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,073</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>80</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6,491</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest expense</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,851</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>858</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>138</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,847</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Profit before provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,487</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,215</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(58</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,644</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>325</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>97</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(29</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>393</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income (loss) before income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,162</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,118</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(29</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,251</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>287</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>248</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(75</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>460</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$875</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$870</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$46</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,791</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total average assets </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$66,240</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$55,947</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$39,989</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$162,176</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:55%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consolidated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3,064</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,497</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($29</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,532</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>973</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>545</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>78</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,596</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total revenue </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4,037</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,042</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>49</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6,128</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,723</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>813</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>83</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,619</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Profit before provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,314</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,229</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(34</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,509</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>289</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>26</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>326</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income (loss) before income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,025</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,203</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(45</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,183</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>258</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>276</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(72</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>462</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$767</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$927</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$27</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,721</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total average assets </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$62,444</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$52,362</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$39,747</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$154,553</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:55%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">As of and for the Year Ended December 31, 2017</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consumer Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Commercial Banking</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Consolidated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net interest income </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$2,651</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,411</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$111</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$4,173</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>905</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>538</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>91</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,534</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total revenue </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,556</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,949</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>202</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>5,707</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Noninterest expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,593</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>772</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>109</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,474</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Profit before provision for credit losses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>963</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,177</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>93</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,233</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Provision for credit losses </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>265</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>321</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income before income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>698</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,158</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>56</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,912</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Income tax expense (benefit)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>246</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>384</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(370</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>260</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$452</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$774</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$426</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,652</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total average assets </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$59,714</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$49,747</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$40,492</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$149,953</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8813-108599<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=108376223&amp;loc=d3e13816-109267<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 21<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8721-108599<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8906-108599<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>131
<FILENAME>R63.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6672852992">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SECURITIES - Narrative (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Debt Securities, Available-for-sale [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxable', window );">Taxable interest income from investment securities</a></td>
<td class="nump">$ 642<span></span>
</td>
<td class="nump">$ 672<span></span>
</td>
<td class="nump">$ 625<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Debt Securities, Available-for-sale [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale', window );">Securitizations of mortgage loans</a></td>
<td class="nump">$ 150<span></span>
</td>
<td class="nump">$ 142<span></span>
</td>
<td class="nump">$ 134<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities subject to state, federal and other income tax.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeSecuritiesTaxable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from securitizing loans held with the intention to resell in the near future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3461-108585<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3337-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>132
<FILENAME>R107.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6944892256">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>VARIABLE INTEREST ENTITIES - Schedule of Variable Interest Entities (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_VariableInterestEntityLineItems', window );"><strong>Variable Interest Entity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Lending to special purpose entities included in loans and leases</a></td>
<td class="nump">$ 119,088<span></span>
</td>
<td class="nump">$ 116,660<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis=cfg_QualifiedAffordableHousingInvestmentMember', window );">LIHTC Investments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_VariableInterestEntityLineItems', window );"><strong>Variable Interest Entity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments', window );">LIHTC investment included in other assets</a></td>
<td class="nump">1,401<span></span>
</td>
<td class="nump">1,236<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment', window );">LIHTC unfunded commitments included in other liabilities</a></td>
<td class="nump">716<span></span>
</td>
<td class="nump">673<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis=cfg_RenewableEnergyMember', window );">Renewable Energy</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_VariableInterestEntityLineItems', window );"><strong>Variable Interest Entity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_RenewableEnergyInvestments', window );">Renewable energy investments included in other assets</a></td>
<td class="nump">355<span></span>
</td>
<td class="nump">319<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember', window );">Commercial | Special Purpose Entities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_VariableInterestEntityLineItems', window );"><strong>Variable Interest Entity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Lending to special purpose entities included in loans and leases</a></td>
<td class="nump">$ 1,101<span></span>
</td>
<td class="nump">$ 613<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_RenewableEnergyInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in renewable energy projects.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_RenewableEnergyInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in qualified affordable housing projects.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 323<br> -SubTopic 740<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=116633289&amp;loc=SL49122993-202985<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=118952595&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of commitment or contingent commitments to qualified affordable housing project investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 323<br> -SubTopic 740<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=116633289&amp;loc=SL49122993-202985<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VariableInterestEntityLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VariableInterestEntityLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis=cfg_QualifiedAffordableHousingInvestmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis=cfg_QualifiedAffordableHousingInvestmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis=cfg_RenewableEnergyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis=cfg_RenewableEnergyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis=cfg_SpecialPurposeEntitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis=cfg_SpecialPurposeEntitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>133
<FILENAME>R93.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6944285776">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>MORTGAGE BANKING - Residential Mortgage Loans (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale', window );">Residential mortgage loan sold with servicing retained</a></td>
<td class="nump">$ 20,430<span></span>
</td>
<td class="nump">$ 8,149<span></span>
</td>
<td class="nump">$ 3,161<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember', window );">Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale', window );">Residential mortgage loan sold with servicing retained</a></td>
<td class="nump">20,430<span></span>
</td>
<td class="nump">8,149<span></span>
</td>
<td class="nump">3,161<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=cfg_MortgageBankingFeesMember', window );">Mortgage Banking Fees</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfMortgageLoans', window );">Gain on sales</a></td>
<td class="nump">251<span></span>
</td>
<td class="nump">89<span></span>
</td>
<td class="nump">35<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets', window );">Contractually specified servicing, late and other ancillary fees</a></td>
<td class="nump">$ 208<span></span>
</td>
<td class="nump">$ 118<span></span>
</td>
<td class="nump">$ 53<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of contractually specified servicing fee, late fee, and ancillary fee recognized as income for servicing asset and servicing liability.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=116651436&amp;loc=d3e122596-111746<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfMortgageLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of loans made to finance real estate acquisitions. This element refers to the gain (loss) and not to the cash proceeds of the sale. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 310<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=118959141&amp;loc=d3e21310-158488<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 310<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=118959141&amp;loc=d3e21286-158488<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 310<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=117337389&amp;loc=d3e21493-158490<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfMortgageLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from sales of loans that are secured with real estate mortgages and are held with the intention to resell in the near future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3461-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=cfg_MortgageBankingFeesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=cfg_MortgageBankingFeesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>134
<FILENAME>R97.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034941264">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>LEASES - Narrative (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LesseeLeaseDescriptionLineItems', window );"><strong>Lessee, Lease, Description [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1', window );">Weighted average lease term</a></td>
<td class="text">7 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent', window );">Weighted average discount rate</a></td>
<td class="nump">3.15%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Lessor operating lease assets</a></td>
<td class="nump">$ 761<span></span>
</td>
<td class="nump">$ 791<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet', window );">Lessor operating lease assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 92<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LesseeLeaseDescriptionLineItems', window );"><strong>Lessee, Lease, Description [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LessorOperatingLeaseTermOfContract', window );">Lease term</a></td>
<td class="text">1 year<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LesseeLeaseDescriptionLineItems', window );"><strong>Lessee, Lease, Description [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LessorOperatingLeaseTermOfContract', window );">Lease term</a></td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_AssetsLeasedToOthersMember', window );">Leased assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LesseeLeaseDescriptionLineItems', window );"><strong>Lessee, Lease, Description [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Lessor operating lease assets</a></td>
<td class="nump">$ 57<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeLeaseDescriptionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeLeaseDescriptionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LessorOperatingLeaseTermOfContract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Term of lessor's operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 30<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=119202524&amp;loc=SL77919359-209981<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LessorOperatingLeaseTermOfContract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average discount rate for operating lease calculated at point in time.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (g)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918686-209980<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 55<br> -Paragraph 53<br> -URI http://asc.fasb.org/extlink&amp;oid=77888399&amp;loc=SL77918982-209971<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining lease term for operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 55<br> -Paragraph 53<br> -URI http://asc.fasb.org/extlink&amp;oid=77888399&amp;loc=SL77918982-209971<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 842<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (g)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=77888426&amp;loc=SL77918686-209980<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(14))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(13))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of property, by major property class, net of accumulated depreciation, subject to or available for lease as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=84164653&amp;loc=d3e41551-112718<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertySubjectToOrAvailableForOperatingLeaseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_AssetsLeasedToOthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_AssetsLeasedToOthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>135
<FILENAME>R67.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034353536">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>SECURITIES - Schedule of Securities Pledged (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investments, Debt and Equity Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements', window );">Pledged against repurchase agreements, Amortized Cost</a></td>
<td class="nump">$ 265<span></span>
</td>
<td class="nump">$ 344<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank', window );">Pledged against FHLB borrowed funds, Amortized Cost</a></td>
<td class="nump">638<span></span>
</td>
<td class="nump">745<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities', window );">Pledged against derivatives, to qualify for fiduciary powers, and to secure public and other deposits as required by law, Amortized Cost</a></td>
<td class="nump">3,670<span></span>
</td>
<td class="nump">3,592<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue', window );">Pledged against repurchase agreements, Fair Value</a></td>
<td class="nump">266<span></span>
</td>
<td class="nump">338<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue', window );">Pledged against FHLB borrowed funds, Fair Value</a></td>
<td class="nump">662<span></span>
</td>
<td class="nump">752<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue', window );">Pledged against derivatives, to qualify for fiduciary powers, and to secure public and other deposits as required by law, Fair Value</a></td>
<td class="nump">$ 3,672<span></span>
</td>
<td class="nump">$ 3,460<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value, as of the date of each statement of financial position presented, of securities which are owned but transferred to serve as collateral for the payment of the FHLB debt obligations, and that are reclassified and separately reported in the statement of financial position because the transferee has the right by contract or custom to sell or re-pledge them.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=66007379&amp;loc=d3e113888-111728<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value, as of the date of each statement of financial position presented, of securities that are restricted as collateral for the payment of other debt obligations, and that are reclassified and separately reported in the statement of financial position because the transferee has the right by contract or custom to sell or re-pledge them.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=66007379&amp;loc=d3e113888-111728<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value, as of the date of each statement of financial position presented, of securities which are owned but transferred to serve as collateral for the payment of repurchase agreements, and that are reclassified and separately reported in the statement of financial position because the transferee has the right by contract or custom to sell or re-pledge them.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=66007379&amp;loc=d3e113888-111728<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount as of the date of the latest financial statement presented of securities which are owned but transferred to serve as collateral for FHLB debt obligations, and for which the transferee does not have the right by contract or custom to sell or re-pledge them to an unrelated party.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (b)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=109249958&amp;loc=SL6224234-111729<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount as of the date of the latest financial statement presented of securities which are owned but transferred to serve as collateral for debt facilities other than FHLB loans, repurchase agreements and letter of credit arrangements, and for which the transferee does not have the right by contract or custom to sell or re-pledge them to an unrelated party.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (b)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=109249958&amp;loc=SL6224234-111729<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount as of the date of the latest financial statement presented of securities which are owned but transferred to serve as collateral for repurchase agreements, and for which the transferee does not have the right by contract or custom to sell or re-pledge them to an unrelated party.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (b)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=109249958&amp;loc=SL6224234-111729<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>136
<FILENAME>R103.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6937278448">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>GOODWILL AND INTANGIBLE ASSETS - Goodwill Rollforward (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillRollForward', window );"><strong>Goodwill [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Beginning balance</a></td>
<td class="nump">$ 6,923<span></span>
</td>
<td class="nump">$ 6,887<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAcquiredDuringPeriod', window );">Business acquisitions</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">59<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillPurchaseAccountingAdjustments', window );">Adjustments</a></td>
<td class="nump">3<span></span>
</td>
<td class="num">(23)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Ending balance</a></td>
<td class="nump">7,044<span></span>
</td>
<td class="nump">6,923<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=cfg_ConsumerBankingMember', window );">Consumer Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillRollForward', window );"><strong>Goodwill [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Beginning balance</a></td>
<td class="nump">2,172<span></span>
</td>
<td class="nump">2,136<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAcquiredDuringPeriod', window );">Business acquisitions</a></td>
<td class="nump">83<span></span>
</td>
<td class="nump">59<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillPurchaseAccountingAdjustments', window );">Adjustments</a></td>
<td class="nump">3<span></span>
</td>
<td class="num">(23)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Ending balance</a></td>
<td class="nump">2,258<span></span>
</td>
<td class="nump">2,172<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=cfg_CommercialBankingMember', window );">Commercial Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillRollForward', window );"><strong>Goodwill [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Beginning balance</a></td>
<td class="nump">4,751<span></span>
</td>
<td class="nump">4,751<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAcquiredDuringPeriod', window );">Business acquisitions</a></td>
<td class="nump">35<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillPurchaseAccountingAdjustments', window );">Adjustments</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Ending balance</a></td>
<td class="nump">$ 4,786<span></span>
</td>
<td class="nump">$ 4,751<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=77989000&amp;loc=SL49117168-202975<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=99380562&amp;loc=d3e13770-109266<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAcquiredDuringPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase in asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized resulting from a business combination.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=108376223&amp;loc=d3e13816-109267<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAcquiredDuringPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillPurchaseAccountingAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) from adjustments after acquisition date under purchase accounting of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 25<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=116868678&amp;loc=d3e961-128460<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=108376223&amp;loc=d3e13816-109267<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillPurchaseAccountingAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=cfg_ConsumerBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=cfg_ConsumerBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=cfg_CommercialBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=cfg_CommercialBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>137
<FILENAME>R48.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6819357872">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFITS (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CompensationAndRetirementDisclosureAbstract', window );"><strong>Retirement Benefits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock', window );">Changes in Projected Benefit Obligations, Fair Value of Plan Assets, and Funded Status of Plan</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents changes in the fair value of the Company&#8217;s Pension Plans&#8217; assets, projected benefit obligation, funded status, and accumulated benefit obligation: </span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90243902439025%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:65%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Qualified Plan</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Non-Qualified Plan</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value of plan assets as of January 1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,050</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,139</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Actual return on plan assets </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>259</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(81</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Employer contributions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>50</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Benefits and administrative expenses paid</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(63</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(58</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Fair value of plan assets as of December 31</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,246</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,050</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Projected benefit obligation</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,075</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>972</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>102</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>95</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Pension asset (obligation)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$171</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$78</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($102</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($95</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Accumulated benefit obligation</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,075</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$972</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$102</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$95</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock', window );">Schedule of Amounts Recognized in Other Comprehensive Income (Loss)</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents other changes in plan assets and benefit obligations recognized in OCI for the Company&#8217;s Pension Plans: </span><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:77%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net periodic pension income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($16</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net actuarial (gain) loss</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(49</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>49</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(31</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization of prior service credit</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization of net actuarial loss</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(19</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(17</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(18</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total (loss) gain recognized in other comprehensive loss</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(68</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>33</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(48</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total (loss) gain recognized in net periodic pension (income) cost and other comprehensive loss</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($73</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$17</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($50</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock', window );">Schedule of Net Periodic (Income) Cost</a></td>
<td class="text"><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the components of net periodic pension (income) cost for the Company&#8217;s Pension Plans:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:678px;border-collapse:collapse;text-align:left;"><tr><td colspan="36"/></tr><tr><td style="width:273px;"/><td style="width:5px;"/><td style="width:28px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:32px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:32px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:32px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:32px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:32px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:32px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:32px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:32px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="35" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Qualified Plan</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Non-Qualified Plan</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Service cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest cost</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>41</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>39</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>42</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>45</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>43</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>46</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Expected return on plan assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(72</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(79</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(69</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(72</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(79</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(69</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization of actuarial loss</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>16</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Net periodic pension (income) cost</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($11</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($22</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($16</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">In the Consolidated Statements of Operations, service cost is presented in salaries and employee benefits, and all other components of net periodic pension (income) cost are presented in other operating expense. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock', window );">Schedule of Expected Benefit Payments</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the expected future benefit payments for the Company&#8217;s Pension Plans:</span></div><div style="line-height:120%;padding-bottom:20px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90243902439025%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:89%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Expected benefit payments by fiscal year ending:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December&#160;31, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$67</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December&#160;31, 2021</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>68</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December&#160;31, 2022</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>68</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December&#160;31, 2023</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>68</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December&#160;31, 2024</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>69</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">December 31, 2025 - 2029</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>348</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the change in the benefit obligation, fair value of plan assets, and funded status of pension plans or other employee benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(b)(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CompensationAndRetirementDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CompensationAndRetirementDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the net gain (loss) and net prior service cost or credit recognized in other comprehensive income (loss) for the period for pension plans and/or other employee benefit plans, and reclassification adjustments of other comprehensive income (loss) for the period, as those amounts, including amortization of the net transition asset or obligation, are recognized as components of net periodic benefit cost.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of benefits expected to be paid by pension plans and/or other employee benefit plans in each of the next five fiscal years and in the aggregate for the five fiscal years thereafter.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of net benefit costs for pension plans and/or other employee benefit plans including service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) recognized due to settlements or curtailments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfNetBenefitCostsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>138
<FILENAME>R128.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034277584">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>EMPLOYEE BENEFITS - Expected Future Benefit Payments (Details)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2019 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract', window );"><strong>Expected benefit payments by fiscal year ended</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths', window );">December 31, 2020</a></td>
<td class="nump">$ 67<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo', window );">December 31, 2021</a></td>
<td class="nump">68<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree', window );">December 31, 2022</a></td>
<td class="nump">68<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour', window );">December 31, 2023</a></td>
<td class="nump">68<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive', window );">December 31, 2024</a></td>
<td class="nump">69<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter', window );">December 31, 2025 - 2029</a></td>
<td class="nump">$ 348<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanEstimatedFutureBenefitPaymentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits for defined benefit plan expected to be paid in five fiscal years after fifth fiscal year following latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits for defined benefit plan expected to be paid in next fiscal year following latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits for defined benefit plan expected to be paid in fifth fiscal year following latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits for defined benefit plan expected to be paid in fourth fiscal year following latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits for defined benefit plan expected to be paid in third fiscal year following latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits for defined benefit plan expected to be paid in second fiscal year following latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>139
<FILENAME>R120.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7045749120">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>DERIVATIVES - Schedule of Fair Value Hedges (Details) - Hedge of interest rate risk - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember', window );">Interest expense - long-term borrowed funds</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1', window );">Derivative</a></td>
<td class="nump">$ 107<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="num">$ (26)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1', window );">Hedged Item</a></td>
<td class="num">(107)<span></span>
</td>
<td class="num">(9)<span></span>
</td>
<td class="nump">27<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember', window );">Interest and fees on loans and leases</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1', window );">Derivative</a></td>
<td class="num">(17)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1', window );">Hedged Item</a></td>
<td class="nump">17<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember', window );">Interest income - investment securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1', window );">Derivative</a></td>
<td class="nump">8<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1', window );">Hedged Item</a></td>
<td class="num">$ (8)<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) from the increase (decrease) in fair value of derivative and nonderivative instruments designated as fair value hedging instruments recognized in the income statement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 25<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=109977999&amp;loc=d3e76258-113986<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the increase (decrease) in fair value of the hedged item in a fair value hedge recognized in the income statement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 25<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=109977999&amp;loc=d3e76258-113986<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsGainLossLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsGainLossLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=us-gaap_InterestExpenseMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=us-gaap_InterestExpenseMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=cfg_InterestAndFeeIncomeLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=cfg_InterestAndFeeIncomeLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=cfg_InterestAndDividendIncomeSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=cfg_InterestAndDividendIncomeSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>140
<FILENAME>R44.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6673583840">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>VARIABLE INTEREST ENTITIES VARIABLE INTEREST ENTITIES (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_VariableInterestEntitiesAbstract', window );"><strong>Variable Interest Entities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock', window );">Schedule of Variable Interest Entities</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:9px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A summary of these investments is presented below:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:75%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">LIHTC investment included in other assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,401</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1,236</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">LIHTC unfunded commitments included in other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>716</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>673</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Lending to special purpose entities included in loans and leases</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,101</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>613</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Renewable energy investments included in other assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>355</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>319</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock', window );">Schedule of Affordable Housing Tax Credit Investments</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents other information related to the Company&#8217;s affordable housing tax credit investments: </span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:469px;"/><td style="width:5px;"/><td style="width:58px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:58px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:58px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Tax credits included in income tax expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$128</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$101</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$83</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amortization expense included in income tax expense</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>137</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>110</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>94</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other tax benefits included in income tax expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>32</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>[Table Text Block] for Tabular disclosure of affordable housing tax credit investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_VariableInterestEntitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Variable Interest Entities [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_VariableInterestEntitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the significant judgments and assumptions made in determining whether a variable interest (as defined) held by the entity requires the variable interest entity (VIE) (as defined) to be consolidated and (or) disclose information about its involvement with the VIE, individually or in aggregate (as applicable); the nature of restrictions, if any, on the consolidated VIE's assets and on the settlement of its liabilities reported by an entity in its statement of financial position, including the carrying amounts of such assets and liabilities; the nature of, and changes in, the risks associated with involvement in the VIE; how involvement with the VIE affects the entity's financial position, financial performance, and cash flows; the lack of recourse if creditors (or beneficial interest holders) of the consolidated VIE have no recourse to the general credit of the primary beneficiary (if applicable); the terms of arrangements, giving consideration to both explicit arrangements and implicit variable interests, if any, that could require the entity to provide financial support to the VIE, including events or circumstances that could expose the entity to a loss; the methodology used by the entity for determining whether or not it is the primary beneficiary of the variable interest entity; the significant factors considered and judgments made in determining that the power to direct the activities of a VIE that most significantly impact the VIE's economic performance are shared (as defined); the carrying amounts and classification of assets and liabilities of the VIE included in the statement of financial position; the entity's maximum exposure to loss, if any, as a result of its involvement with the VIE, including how the maximum exposure is determined and significant sources of the entity's exposure to the VIE; a comparison of the carrying amounts of the assets and liabilities and the entity's maximum exposure to loss; information about any liquidity arrangements, guarantees, and (or) other commitments by third parties that may affect the fair value or risk of the entity's variable interest in the VIE; whether or not the entity has provided financial support or other support (explicitly or implicitly) to the VIE that it was not previously contractually required to provide or whether the entity intends to provide that support, including the type and amount of the support and the primary reasons for providing the support; and supplemental information the entity determines necessary to provide.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5A<br> -URI http://asc.fasb.org/extlink&amp;oid=118582676&amp;loc=SL6759159-111685<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=118582676&amp;loc=d3e5747-111685<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=118582676&amp;loc=SL6228884-111685<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=118582676&amp;loc=d3e5710-111685<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=118582676&amp;loc=d3e5728-111685<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfVariableInterestEntitiesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>141
<FILENAME>R124.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6936946288">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFITS - Narrative (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jan. 01, 2015</div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems', window );"><strong>Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation', window );">Years of service used in determining benefits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax', window );">Net actuarial losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 551<span></span>
</td>
<td class="nump">$ 618<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract', window );"><strong>401(k) Plan</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch', window );">Employer matching contribution percentage</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent', window );">Employer matching contribution, Percent of employees' pay</a></td>
<td class="nump">4.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay', window );">Employer matching contribution, addition</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanCostRecognized', window );">Employer contribution amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 72<span></span>
</td>
<td class="nump">68<span></span>
</td>
<td class="nump">$ 61<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetirementPlanTypeAxis=us-gaap_PensionPlansDefinedBenefitMember', window );">Qualified Plan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems', window );"><strong>Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanContributionsByEmployer', window );">Employer contributions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">50<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear', window );">Expected contribution</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetirementPlanTypeAxis=us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember', window );">Non-Qualified Plan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems', window );"><strong>Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanContributionsByEmployer', window );">Employer contributions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear', window );">Expected contribution</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Years of service used in calculating average eligible compensation for defined benefit plan participants.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_DefinedBenefitPlanBenefitCalculationYearsofCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Incremental Percentage of employees' gross pay for which the employer contributes a matching contribution to a defined contribution plan. Subject to limits set by the Internal Revenue Service.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of accumulated other comprehensive (income) loss for defined benefit plan, that has not been recognized in net periodic benefit cost (credit).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (i-k)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669646-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14A<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669686-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanContributionsByEmployer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of contribution received by defined benefit plan from employer which increases plan assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 55<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=118257860&amp;loc=d3e4179-114921<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)(iv)(01)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e2709-114920<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanContributionsByEmployer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of contributions expected to be received by defined benefit plan from employer in next fiscal year following latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=118255775&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedContributionPlanCostRecognized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cost for defined contribution plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 70<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=49170846&amp;loc=d3e28014-114942<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedContributionPlanCostRecognized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of employees' gross pay for which the employer contributes a matching contribution to a defined contribution plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage employer matches of the employee's percentage contribution matched.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetirementPlanTypeAxis=us-gaap_PensionPlansDefinedBenefitMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetirementPlanTypeAxis=us-gaap_PensionPlansDefinedBenefitMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetirementPlanTypeAxis=us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetirementPlanTypeAxis=us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>142
<FILENAME>R40.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6676533392">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>PREMISES, EQUIPMENT, AND SOFTWARE (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Property, Plant and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentTextBlock', window );">Summary of the carrying value of premises and equipment</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">A summary of the carrying value of premises and equipment is presented below: </span></div><div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="10"/></tr><tr><td style="width:73%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(dollars in millions)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Useful Lives (years)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Land and land improvements</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">10 - 75</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$102</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$112</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Buildings and leasehold improvements</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5 - 60</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>848</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>852</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Furniture, fixtures and equipment</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">5 - 20</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>535</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,019</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Construction in progress</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>368</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>292</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total premises and equipment, gross</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,853</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,275</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Accumulated depreciation</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1,092</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1,484</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total premises and equipment, net</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$761</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$791</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock', window );">Schedule of estimated future amortization expense for capitalized software assets</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The estimated future amortization expense for capitalized software assets is presented below: </span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:81%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$175</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2021</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>136</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>102</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">2024</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>46</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Thereafter</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>62</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$594</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Excluded from this balance is </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$296 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> of in-process software at </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Schedule of Capitalized Computer Software, Future Amortization Expense [Table Text Block]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(13))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>143
<FILENAME>R145.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7030723408">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>NONINTEREST INCOME - Narrative (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=cfg_TrustandInvestmentServicesFeesMember', window );">Trust and investment services fees</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueLineItems', window );"><strong>Disaggregation of Revenue [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized', window );">Trailing commission income</a></td>
<td class="nump">$ 15<span></span>
</td>
<td class="nump">$ 16<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue recognized arising from contract liability from change in timeframe for performance obligation to be satisfied.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 606<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=118956577&amp;loc=SL49130551-203045<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ContractWithCustomerLiabilityChangeInTimeframePerformanceObligationSatisfiedRevenueRecognized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisaggregationOfRevenueLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisaggregationOfRevenueLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ProductOrServiceAxis=cfg_TrustandInvestmentServicesFeesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=cfg_TrustandInvestmentServicesFeesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>144
<FILENAME>R21.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7034466064">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>DERIVATIVES<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract', window );"><strong>Derivative Instruments and Hedging Activities Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock', window );">DERIVATIVES</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 13 - DERIVATIVES</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In the normal course of business, Citizens enters into a variety of derivative transactions to meet the financing needs of its customers and to reduce its own exposure to fluctuations in interest rates and foreign currency exchange rates. These transactions include interest rate swap contracts, interest rate options, foreign exchange contracts, residential loan commitment rate locks, interest rate future contracts, swaptions, forward commitments to sell to-be-announced mortgage securities (&#8220;TBAs&#8221;), forward sale contracts and purchase options. The Company does not use derivatives for speculative purposes.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company&#8217;s derivative instruments are recognized on the Consolidated Balance Sheets in derivative assets and derivative liabilities at fair value. Information regarding the valuation methodology and inputs used to estimate the fair value of the Company&#8217;s derivative instruments is described in </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Note 19</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Derivative assets and derivative liabilities are netted by counterparty on the Consolidated Balance Sheets if a &#8220;right of setoff&#8221; has been established in a master netting agreement between the Company and the counterparty. This netted derivative asset or liability position is also netted against the fair value of any cash collateral that has been pledged or received in accordance with a master netting agreement.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents derivative instruments included on the Consolidated Balance Sheets:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20"/></tr><tr><td style="width:43%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December&#160;31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Notional Amount </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative Assets</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative Liabilities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Notional Amount </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative Assets</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Derivative Liabilities</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivatives designated as hedging instruments:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$29,846</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$12,050</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivatives not designated as hedging instruments:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>142,386</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>772</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>133</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>117,076</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>301</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>277</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>15,101</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>174</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>166</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>9,866</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>129</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>113</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other contracts</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>6,868</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,555</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>14</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total derivatives not designated as hedging instruments</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>983</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>322</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>444</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>415</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Gross derivative fair values</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>984</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>322</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>449</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>415</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Less: Gross amounts offset in the Consolidated Balance Sheets </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(107</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(107</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(87</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(87</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Less: Cash collateral applied </span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(70</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(95</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(45</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(36</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total net derivative fair values presented in the Consolidated Balance Sheets</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$807</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$120</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$317</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$292</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">The notional or contractual amount of interest rate derivatives and foreign exchange contracts is the amount upon which interest and other payments under the contract are based. For interest rate contracts, the notional amount is typically not exchanged. Therefore, notional amounts should not be taken as the measure of credit or market risk, as they do not measure the true economic risk of these contracts.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> Amounts represent the impact of enforceable master netting agreements that allow the Company to net settle positive and negative positions as well as collateral paid and received.</span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company&#8217;s derivative transactions are internally divided into three sub-groups: institutional, customer and residential loan. Certain derivative transactions within these sub-groups are designated as fair value or cash flow hedges, as described below:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Derivatives Designated As Hedging Instruments</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company&#8217;s institutional derivatives qualify for hedge accounting treatment. The net interest accruals on interest rate swaps designated in a fair value or cash flow hedge relationship are treated as an adjustment to interest income or interest expense of the item being hedged. The Company formally documents at inception all hedging relationships, as well as risk management objectives and strategies for undertaking various accounting hedges. Additionally, the Company monitors the effectiveness of its hedge relationships during the duration of the hedge period. The methods utilized to assess hedge effectiveness vary based on the hedge relationship and the Company monitors each relationship to ensure that management&#8217;s initial intent continues to be satisfied. The Company discontinues hedge accounting treatment when it is determined that a derivative is not expected to be, or has ceased to be, effective as a hedge and subsequently reflects changes in the fair value of the derivative in earnings after termination of the hedge relationship.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Fair Value Hedges</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In a fair value hedge, changes in the fair value of both the derivative instrument and the hedged asset or liability attributable to the risk being hedged are recognized in the same income statement line item in the Consolidated Statements of Operations when the changes in fair value occur. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens has outstanding interest rate swap agreements utilized to manage the interest rate exposure on its long-term borrowings, certain fixed rate residential mortgages and AFS debt securities. Certain fair value hedges have been designated as a last-of-layer hedge, which affords the Company the ability to execute a fair value hedge of the interest rate risk associated with a portfolio of similar prepayable assets whereby the last dollar amount estimated to remain in the portfolio of assets is identified as the hedged item. </span></div><div style="line-height:120%;padding-bottom:17px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the change in fair value of interest rate contracts designated as fair value hedges, as well as the change in fair value of the related hedged items attributable to the risk being hedged, included in the Consolidated Statements of Operations:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:38%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:33%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Affected Line Item in the Consolidated Statements of Operations</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of interest rate swaps hedging borrowed funds</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$107</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($26</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest expense - long-term borrowed funds</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of hedged long-term debt attributable to the risk being hedged</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(107</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(9</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>27</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest expense - long-term borrowed funds</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of interest rate swaps hedging fixed rate loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(17</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest and fees on loans and leases</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of hedged fixed rate loans attributable to the risk being hedged</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest and fees on loans and leases</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of interest rate swaps hedging debt securities available for sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest income - investment securities</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Change in fair value of hedged debt securities available for sale attributable to risk being hedged</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest income - investment securities</span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table reflects amounts recorded on the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges:</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">&#160;&#160;&#160;&#160;</span></div><div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="10"/></tr><tr><td style="width:389px;"/><td style="width:5px;"/><td style="width:98px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:82px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:84px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Debt securities available for sale</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Residential mortgages</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Long-term borrowed funds</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Carrying amount of hedged assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$15,798</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$976</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$&#8212;</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Carrying amount of hedged liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>4,689</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Cumulative amount of fair value hedging adjustments included in the carrying amount of the hedged items</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>50</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">The Company designated </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$2.0 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> as the hedged amount (from a closed portfolio of prepayable financial assets with a carrying value of </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>$15.8 billion</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> as of December 31, 2019) in a last-of-layer hedging relationship, which commenced in the third quarter of 2019.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Cash Flow Hedges</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">In a cash flow hedge, the entire change in the fair value of the interest rate swap included in the assessment of hedge effectiveness is initially recorded in OCI and is subsequently reclassified from OCI to current period earnings (interest income or interest expense) in the same period that the hedged item affects earnings. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens has outstanding interest rate swap agreements designed to hedge a portion of the Company&#8217;s floating-rate assets, and liabilities. All of these swaps have been deemed highly effective cash flow hedges. During the next 12 months, there are </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$4 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> in pre-tax net gains on derivative instruments included in OCI expected to be reclassified to net interest income in the Consolidated Statements of Operations. This amount could differ from amounts actually recognized due to changes in interest rates, hedge de-designations, and the addition of other hedges subsequent to December 31, 2019.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">During the years ended December 31, 2019, 2018 and 2017, there were no gains or losses reclassified from OCI to current period earnings (other income) related to the discontinuance of a cash flow hedge where it became probable that the original forecasted transaction would no longer occur by the end of the originally specified time period.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the pre-tax net gains (losses) recorded in the Consolidated Statements of Operations and in the Consolidated Statements of Comprehensive Income relating to derivative instruments designated as cash flow hedges:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:393px;"/><td style="width:5px;"/><td style="width:85px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:84px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:82px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amounts Recognized for the Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amount of pre-tax net gains (losses) recognized in OCI</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$138</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($44</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>($23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amount of pre-tax net losses reclassified from OCI into interest income</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(68</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(55</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Amount of pre-tax net gains reclassified from OCI into interest expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;">Derivatives not designated as hedging instruments</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;">Economic Hedges</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The Company&#8217;s economic hedges include those related to offsetting customer derivatives, residential mortgage loan derivatives (including interest rate lock commitments and forward sales commitments) and derivatives to hedge its residential MSR portfolio. Customer derivatives include interest rate and foreign exchange derivative contracts designed to meet the hedging and financing needs of the Company&#8217;s customers, and are economically hedged by the Company to offset its market exposure. Interest rate lock commitments on residential mortgage loans that will be held for sale are considered derivative instruments, and are economically hedged by entering into forward sale commitments to manage changes in fair value due to interest rate risk. Residential MSR portfolio derivatives are entered to hedge the risk of changes in the fair value of the Company&#8217;s MSR asset.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the effect of economic hedges on noninterest income:</span></div><div style="line-height:120%;padding-top:2px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:51%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:22%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Amounts Recognized in Noninterest Income for the Year Ended December 31,</span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Affected Line Item in the Consolidated Statements of Operations</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Economic hedge type:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Customer interest rate contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$687</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange and interest rate products</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Customer foreign exchange contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(166</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(54</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>172</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange and interest rate products</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivatives transactions to hedge interest rate risk</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(620</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>43</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>46</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange and interest rate products</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Derivatives transactions to hedge foreign exchange risk</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>200</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>158</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(151</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Foreign exchange and interest rate products</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Residential loan commitments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage banking fees</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Forward sale contracts</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>20</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage banking fees</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Interest rate derivative contracts used to hedge residential MSRs</span><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>134</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>35</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>&#8212;</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Mortgage banking fees</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$263</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$205</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$66</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;">Includes </span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"><span>($5) million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:7pt;"> related to interest rate derivative contracts used to hedge residential MSRs valued at LOCOM for the year ended December 31, 2019.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -URI http://asc.fasb.org/topic&amp;trid=2229140<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>145
<FILENAME>R141.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7043909456">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS - Schedule of Assets Measured at Fair Value on Recurring Basis (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=us-gaap_ResidentialMortgageMember', window );">Mortgage Servicing Rights</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward', window );"><strong>Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Beginning balance</a></td>
<td class="nump">$ 600<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases', window );">Acquired MSRs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">590<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues', window );">Issuances</a></td>
<td class="nump">270<span></span>
</td>
<td class="nump">73<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements', window );">Settlements</a></td>
<td class="num">(119)<span></span>
</td>
<td class="num">(32)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1', window );">Changes in fair value during the period recognized in earnings</a></td>
<td class="num">(109)<span></span>
</td>
<td class="num">(31)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3', window );">Transfers from Level 2 to Level 3</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Ending balance</a></td>
<td class="nump">642<span></span>
</td>
<td class="nump">600<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=us-gaap_OtherContractMember', window );">Other Derivative Contracts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward', window );"><strong>Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Beginning balance</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases', window );">Acquired MSRs</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues', window );">Issuances</a></td>
<td class="nump">144<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements', window );">Settlements</a></td>
<td class="num">(161)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1', window );">Changes in fair value during the period recognized in earnings</a></td>
<td class="nump">17<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3', window );">Transfers from Level 2 to Level 3</a></td>
<td class="nump">18<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Ending balance</a></td>
<td class="nump">$ 19<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) recognized in income from asset measured at fair value on recurring basis using unobservable input (level 3).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=117815213&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of issuances of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=117815213&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of purchases of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=117815213&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of settlement of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=117815213&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of transfer of financial instrument classified as an asset into level 3 of the fair value hierarchy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=117815213&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=117815213&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=us-gaap_ResidentialMortgageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=us-gaap_ResidentialMortgageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=us-gaap_OtherContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=us-gaap_OtherContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>146
<FILENAME>R25.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6685389728">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SHARE-BASED COMPENSATION<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract', window );"><strong>Share-based Payment Arrangement [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock', window );">SHARE-BASED COMPENSATION</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 17 - SHARE-BASED COMPENSATION</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;font-style:italic;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">Citizens</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> has share-based employee compensation plans as outlined below, pursuant to which stock awards are granted to employees and non-employee directors.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;">Employees of the Company hold time-based restricted stock units and performance-based restricted stock units. </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">A restricted stock unit is the right to receive shares of stock on a future date, which may be subject to time-based vesting conditions and/or performance-based vesting conditions. </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;">If a dividend is paid on shares underlying the awards prior to the date such shares are distributed, those dividends will be distributed following vesting in the same form as the dividend that has been paid to common stockholders generally.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;font-style:italic;">Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan. </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;">Certain employees of the Company hold time-based restricted stock units and performance-based restricted stock units granted under this plan. Time-based restricted stock units granted generally become vested ratably over a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"><span>3</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;">-year period and performance-based restricted stock units granted generally become vested in a single installment at the end of a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"><span>3</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;">-year performance period, depending on the level of performance achieved during such period.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#0d0d0d;font-style:italic;">Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#0d0d0d;"> Non-employee directors receive grants of time-based restricted stock units under this plan as compensation for their services pursuant to the Citizens Financial Group, Inc. Directors Compensation Policy. Restricted stock units granted to directors are fully vested on the grant date, with settlement of the awards deferred until a director&#8217;s cessation of service.</span></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;font-style:italic;">Citizens Financial Group, Inc. 2014 Employee Stock Purchase Plan. </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;">Citizens also maintains the Citizens Financial Group, Inc. Employee Stock Purchase Plan (the &#8220;ESPP&#8221;), which provides eligible employees an opportunity to purchase its common stock at a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"><span>10%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"> discount, through accumulated payroll deductions. Eligible employees may contribute up to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"><span>10%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"> of eligible compensation to the ESPP, up to a maximum purchase of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"><span>$25,000</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"> worth of stock in any calendar year. Offering periods under the ESPP are quarterly. Shares of CFG common stock are purchased for a participant on the last day of each quarter at a </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"><span>10%</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"> discount from the fair market value (fair market value under the plan is defined as the closing price on the day of purchase). Prior to the date the shares are purchased, participants do not have any rights or privileges as a stockholder with respect to shares to be purchased at the end of the offering period.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;font-style:italic;font-weight:bold;">Summary of Share-Based Plans Activity</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">The following table presents the activity related to the Company&#8217;s share-based plans (excluding the ESPP) for the year ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">December 31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:412px;"/><td style="width:129px;"/><td style="width:3px;"/><td style="width:5px;"/><td style="width:5px;"/><td style="width:124px;"/><td style="width:3px;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Shares<br/> Underlying Awards</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Weighted-Average Grant Price</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Outstanding, January 1</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>2,893,281</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$34.04</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;text-indent:12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>1,677,167</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>36.21</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;text-indent:12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Vested &amp; Distributed</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(1,518,836</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>32.21</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;text-indent:12px;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Forfeited</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>(51,388</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>38.29</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Outstanding, December 31</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>3,000,224</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$36.71</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">During the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, the following number of CFG share awards were granted: </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> (</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>1,677,167</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> granted with a weighted-average grant price of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$36.21</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">); </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> (</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>1,174,501</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> granted with weighted-average grant price of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$39.54</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">); and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> (</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>1,256,816</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> granted with weighted-average grant price of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$39.09</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">). </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">In addition, the following number of CFG share awards became vested and distributed: </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> (</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>1,518,836</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> vested and distributed with a weighted-average grant price of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$32.21</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">); </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> (</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>877,111</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> vested with weighted-average grant price of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$30.50</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">); and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> (</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>1,426,850</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> vested with weighted-average grant price of </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$21.91</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">).</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">There are </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>48,116,987</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> shares of Company common stock available for awards to be granted under the Omnibus Plan and Directors Plan. In addition, there are </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>5,782,877</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> shares available for awards under the ESPP.</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"> Upon settlement of share-based awards, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">the Company generally issues new shares, but may also issue shares from treasury stock.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;font-style:italic;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Citizens measures compensation expense related to stock awards based upon the fair value of the awards on the grant date. Compensation expense is adjusted for forfeitures as they occur. The related expense is charged to earnings on a straight-line basis over the requisite service period (e.g., vesting period) of the award. With respect to performance-based stock awards, compensation expense is adjusted upward or downward based upon the probability of achievement of performance. Awards that continue to vest after retirement are expensed over the shorter of the period of time from grant date to the final vesting date or from the grant date to the date when an employee is retirement eligible. Awards granted to employees who are retirement eligible at the grant date are generally expensed immediately upon grant.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"/><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">Share-based compensation expense (including ESPP) was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$55 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;"><span>$41 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$39 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, respectively. At </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, the total unrecognized compensation expense for nonvested equity awards granted was </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$47 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">. This expense is expected to be recognized over a weighted-average period of approximately </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>two years</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">. No share-based compensation costs were capitalized during the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">The income tax benefit recognized in earnings based on the compensation expense recognized for all share-based compensation arrangements amounted to </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$1 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$3 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"><span>$9 million</span></span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"> for the years ended </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">December&#160;31, 2019</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2018</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, and </span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">2017</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;">, respectively.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -URI http://asc.fasb.org/topic&amp;trid=2228938<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>147
<FILENAME>R149.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6940191280">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>OTHER OPERATING EXPENSE (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIncomeAndExpensesAbstract', window );"><strong>Other Income and Expenses [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketingAndAdvertisingExpense', window );">Promotional expense</a></td>
<td class="nump">$ 112<span></span>
</td>
<td class="nump">$ 129<span></span>
</td>
<td class="nump">$ 105<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">Deposit insurance</a></td>
<td class="nump">62<span></span>
</td>
<td class="nump">104<span></span>
</td>
<td class="nump">137<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherExpenses', window );">Other</a></td>
<td class="nump">302<span></span>
</td>
<td class="nump">262<span></span>
</td>
<td class="nump">300<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherCostAndExpenseOperating', window );">Other operating expense</a></td>
<td class="nump">$ 476<span></span>
</td>
<td class="nump">$ 495<span></span>
</td>
<td class="nump">$ 542<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalDepositInsuranceCorporationPremiumExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketingAndAdvertisingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total expense recognized in the period for promotion, public relations, and brand or product advertising.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MarketingAndAdvertisingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherCostAndExpenseOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of other operating cost and expense items that are associated with the entity's normal revenue producing operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherCostAndExpenseOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4,6)<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637232&amp;loc=SL114874131-224263<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherIncomeAndExpensesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherIncomeAndExpensesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>148
<FILENAME>R29.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6672284896">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>OTHER OPERATING EXPENSE<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIncomeAndExpensesAbstract', window );"><strong>Other Income and Expenses [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock', window );">OTHER OPERATING EXPENSE</a></td>
<td class="text"><div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;">NOTE 21 - OTHER OPERATING EXPENSE</span><span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"> </span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"><span style="font-family:Trebuchet,sans-serif;font-size:10pt;">The following table presents the details of other operating expense:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:79%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:4%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:4%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">(in millions)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;">2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Promotional expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$112</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$129</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$105</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Deposit insurance</span></div></td><td colspan="2" style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>62</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>104</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>137</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other</span></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>302</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>262</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>300</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;">Other operating expense</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$476</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$495</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Trebuchet,sans-serif;font-size:8pt;"><span>$542</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherIncomeAndExpensesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherIncomeAndExpensesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for other income or other expense items (both operating and nonoperating). Sources of nonoperating income or nonoperating expense that may be disclosed, include amounts earned from dividends, interest on securities, profits (losses) on securities, net and miscellaneous other income or income deductions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 720<br> -URI http://asc.fasb.org/topic&amp;trid=2122503<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 610<br> -URI http://asc.fasb.org/topic&amp;trid=49130413<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>149
<FILENAME>R162.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7046666144">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>PARENT COMPANY FINANCIALS - Condensed Balance Sheets (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
<td class="nump">$ 1,175<span></span>
</td>
<td class="nump">$ 1,081<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">5,878<span></span>
</td>
<td class="nump">4,754<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">TOTAL ASSETS</a></td>
<td class="nump">165,733<span></span>
</td>
<td class="nump">160,518<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>LIABILITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">14,047<span></span>
</td>
<td class="nump">15,925<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
<td class="nump">2,912<span></span>
</td>
<td class="nump">2,019<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">TOTAL LIABILITIES</a></td>
<td class="nump">143,532<span></span>
</td>
<td class="nump">139,701<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">TOTAL STOCKHOLDERS&#8217; EQUITY</a></td>
<td class="nump">22,201<span></span>
</td>
<td class="nump">20,817<span></span>
</td>
<td class="nump">$ 20,270<span></span>
</td>
<td class="nump">$ 19,747<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">TOTAL LIABILITIES AND STOCKHOLDERS&#8217; EQUITY</a></td>
<td class="nump">165,733<span></span>
</td>
<td class="nump">160,518<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember', window );">Parent company</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
<td class="nump">1,418<span></span>
</td>
<td class="nump">961<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">127<span></span>
</td>
<td class="nump">117<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">TOTAL ASSETS</a></td>
<td class="nump">24,883<span></span>
</td>
<td class="nump">22,979<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>LIABILITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">2,484<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
<td class="nump">197<span></span>
</td>
<td class="nump">175<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">TOTAL LIABILITIES</a></td>
<td class="nump">2,682<span></span>
</td>
<td class="nump">2,162<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">TOTAL STOCKHOLDERS&#8217; EQUITY</a></td>
<td class="nump">22,201<span></span>
</td>
<td class="nump">20,817<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">TOTAL LIABILITIES AND STOCKHOLDERS&#8217; EQUITY</a></td>
<td class="nump">24,883<span></span>
</td>
<td class="nump">22,979<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=cfg_BankSubsidiariesMember', window );">Bank subsidiaries | Parent company</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_LoansandAdvances', window );">Loans and advances</a></td>
<td class="nump">1,146<span></span>
</td>
<td class="nump">1,158<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityMethodInvestments', window );">Investments in subsidiaries</a></td>
<td class="nump">21,973<span></span>
</td>
<td class="nump">20,590<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=cfg_NonbankSubsidiariesMember', window );">Nonbank subsidiaries | Parent company</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_LoansandAdvances', window );">Loans and advances</a></td>
<td class="nump">120<span></span>
</td>
<td class="nump">70<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityMethodInvestments', window );">Investments in subsidiaries</a></td>
<td class="nump">99<span></span>
</td>
<td class="nump">83<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=cfg_UnaffiliatedCompaniesMember', window );">Unaffiliated companies | Parent company</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>LIABILITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">$ 2,485<span></span>
</td>
<td class="nump">$ 1,987<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_LoansandAdvances">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Loans and Advances</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_LoansandAdvances</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(11))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(12))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndDueFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the carrying amount on the entity's balance sheet of its investment in common stock of an equity method investee. This is not an indicator of the fair value of the investment, rather it is the initial cost adjusted for the entity's share of earnings and losses of the investee, adjusted for any distributions (dividends) and other than temporary impairment (OTTI) losses recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 323<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=109237563&amp;loc=d3e33749-111570<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 25<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8813-108599<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19-26)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(25))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(32))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after unamortized (discount) premium and debt issuance costs, of long-term debt. Includes, but not limited to, notes payable, bonds payable, debentures, mortgage loans and commercial paper. Excludes capital lease obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=109500613&amp;loc=SL6031897-161870<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(17))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(10))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(10))<br> -URI http://asc.fasb.org/extlink&amp;oid=119400593&amp;loc=d3e572229-122910<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(31))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=cfg_BankSubsidiariesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=cfg_BankSubsidiariesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=cfg_NonbankSubsidiariesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=cfg_NonbankSubsidiariesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=cfg_UnaffiliatedCompaniesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=cfg_UnaffiliatedCompaniesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>150
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7038130672">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>INTEREST INCOME:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio', window );">Interest and fees on loans and leases</a></td>
<td class="nump">$ 5,441<span></span>
</td>
<td class="nump">$ 5,010<span></span>
</td>
<td class="nump">$ 4,249<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages', window );">Interest and fees on loans held for sale, at fair value</a></td>
<td class="nump">63<span></span>
</td>
<td class="nump">37<span></span>
</td>
<td class="nump">18<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale', window );">Interest and fees on other loans held for sale</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecurities', window );">Investment securities</a></td>
<td class="nump">642<span></span>
</td>
<td class="nump">672<span></span>
</td>
<td class="nump">625<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeDepositsWithFinancialInstitutions', window );">Interest-bearing deposits in banks</a></td>
<td class="nump">30<span></span>
</td>
<td class="nump">29<span></span>
</td>
<td class="nump">18<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest income</a></td>
<td class="nump">6,189<span></span>
</td>
<td class="nump">5,758<span></span>
</td>
<td class="nump">4,920<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>INTEREST EXPENSE:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Deposits</a></td>
<td class="nump">1,155<span></span>
</td>
<td class="nump">785<span></span>
</td>
<td class="nump">441<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase', window );">Federal funds purchased and securities sold under agreements to repurchase</a></td>
<td class="nump">8<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseOtherShortTermBorrowings', window );">Other short-term borrowed funds</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">9<span></span>
</td>
<td class="nump">17<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseLongTermDebt', window );">Long-term borrowed funds</a></td>
<td class="nump">410<span></span>
</td>
<td class="nump">426<span></span>
</td>
<td class="nump">286<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
<td class="nump">1,575<span></span>
</td>
<td class="nump">1,226<span></span>
</td>
<td class="nump">747<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="nump">4,614<span></span>
</td>
<td class="nump">4,532<span></span>
</td>
<td class="nump">4,173<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision for credit losses</a></td>
<td class="nump">393<span></span>
</td>
<td class="nump">326<span></span>
</td>
<td class="nump">321<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net interest income after provision for credit losses</a></td>
<td class="nump">4,221<span></span>
</td>
<td class="nump">4,206<span></span>
</td>
<td class="nump">3,852<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>NONINTEREST INCOME:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ServiceChargesandFees', window );">Service charges and fees</a></td>
<td class="nump">505<span></span>
</td>
<td class="nump">513<span></span>
</td>
<td class="nump">516<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsMortgageBankingAndServicing', window );">Mortgage banking fees</a></td>
<td class="nump">302<span></span>
</td>
<td class="nump">152<span></span>
</td>
<td class="nump">108<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_FeesAndCommissionsCreditAndDebitCards1', window );">Card fees</a></td>
<td class="nump">254<span></span>
</td>
<td class="nump">244<span></span>
</td>
<td class="nump">233<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_CapitalMarketsFees', window );">Capital markets fees</a></td>
<td class="nump">216<span></span>
</td>
<td class="nump">179<span></span>
</td>
<td class="nump">194<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_TrustandInvestmentServiceFees', window );">Trust and investment services fees</a></td>
<td class="nump">202<span></span>
</td>
<td class="nump">171<span></span>
</td>
<td class="nump">158<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ForeignExchangeandTradeFinanceFees', window );">Foreign exchange and interest rate products</a></td>
<td class="nump">155<span></span>
</td>
<td class="nump">126<span></span>
</td>
<td class="nump">109<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_LetterofCreditandLoanFees', window );">Letter of credit and loan fees</a></td>
<td class="nump">135<span></span>
</td>
<td class="nump">128<span></span>
</td>
<td class="nump">121<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesRealizedGainLoss', window );">Securities gains, net</a></td>
<td class="nump">19<span></span>
</td>
<td class="nump">19<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings', window );">Net securities impairment losses recognized in earnings on debt securities</a></td>
<td class="num">(2)<span></span>
</td>
<td class="num">(3)<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOther', window );">Other income</a></td>
<td class="nump">91<span></span>
</td>
<td class="nump">67<span></span>
</td>
<td class="nump">91<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total noninterest income</a></td>
<td class="nump">1,877<span></span>
</td>
<td class="nump">1,596<span></span>
</td>
<td class="nump">1,534<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>NONINTEREST EXPENSE:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
<td class="nump">2,026<span></span>
</td>
<td class="nump">1,880<span></span>
</td>
<td class="nump">1,766<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquipmentExpense', window );">Equipment and software expense</a></td>
<td class="nump">514<span></span>
</td>
<td class="nump">464<span></span>
</td>
<td class="nump">443<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Outside services</a></td>
<td class="nump">498<span></span>
</td>
<td class="nump">447<span></span>
</td>
<td class="nump">404<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy</a></td>
<td class="nump">333<span></span>
</td>
<td class="nump">333<span></span>
</td>
<td class="nump">319<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other operating expense</a></td>
<td class="nump">476<span></span>
</td>
<td class="nump">495<span></span>
</td>
<td class="nump">542<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total noninterest expense</a></td>
<td class="nump">3,847<span></span>
</td>
<td class="nump">3,619<span></span>
</td>
<td class="nump">3,474<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income before income tax expense</a></td>
<td class="nump">2,251<span></span>
</td>
<td class="nump">2,183<span></span>
</td>
<td class="nump">1,912<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
<td class="nump">460<span></span>
</td>
<td class="nump">462<span></span>
</td>
<td class="nump">260<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
<td class="nump">1,791<span></span>
</td>
<td class="nump">1,721<span></span>
</td>
<td class="nump">1,652<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net income available to common stockholders</a></td>
<td class="nump">$ 1,718<span></span>
</td>
<td class="nump">$ 1,692<span></span>
</td>
<td class="nump">$ 1,638<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract', window );"><strong>Weighted-average common shares outstanding:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Basic (in shares)</a></td>
<td class="nump">449,731,453<span></span>
</td>
<td class="nump">478,822,072<span></span>
</td>
<td class="nump">502,157,440<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Diluted (in shares)</a></td>
<td class="nump">451,213,701<span></span>
</td>
<td class="nump">480,430,741<span></span>
</td>
<td class="nump">503,685,091<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Per common share information:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings (in dollars per share)</a></td>
<td class="nump">$ 3.82<span></span>
</td>
<td class="nump">$ 3.54<span></span>
</td>
<td class="nump">$ 3.26<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings (in dollars per share)</a></td>
<td class="nump">$ 3.81<span></span>
</td>
<td class="nump">$ 3.52<span></span>
</td>
<td class="nump">$ 3.25<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_CapitalMarketsFees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Capital market fee income earned including (for example): corporate syndication, referral, merger and acquisition fees, and other capital market fee income</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_CapitalMarketsFees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_FeesAndCommissionsCreditAndDebitCards1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fees And Commissions, Credit And Debit Cards1</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_FeesAndCommissionsCreditAndDebitCards1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_ForeignExchangeandTradeFinanceFees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fee income earned related to foreign exchange, trade finance fees and other related income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_ForeignExchangeandTradeFinanceFees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_LetterofCreditandLoanFees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Letter of Credit and Loan Fees</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_LetterofCreditandLoanFees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_ServiceChargesandFees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue from servicing real estate mortgages, credit cards, and other financial assets held by others.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_ServiceChargesandFees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_TrustandInvestmentServiceFees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Income from services rendered by trust or wealth management departments acting in a fiduciary capacity. This may include fees earned for (1) acting as an agent for fiduciary placement and loans and (2) custody or investment advisory services. This item excludes commissions and fees received for the accumulation or disbursement of funds deposited to Individual Retirement or Keogh plan accounts when such are not handled by the reporting entity's trust department</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_TrustandInvestmentServiceFees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesRealizedGainLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of realized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), investment in debt security measured at amortized cost (held-to-maturity) and investment in debt security measured at fair value with change in fair value recognized in net income (trading).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesRealizedGainLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637232&amp;loc=SL114874131-224263<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=d3e1337-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=117327953&amp;loc=d3e4984-109258<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(21))<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109234566&amp;loc=d3e22694-107794<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=d3e1252-109256<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=SL5780133-109256<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=117327953&amp;loc=d3e4984-109258<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=d3e1252-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109234566&amp;loc=d3e22694-107794<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=d3e1337-109256<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(21))<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=SL5780133-109256<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637232&amp;loc=SL114874131-224263<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquipmentExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. This item may also include furniture expenses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquipmentExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsMortgageBankingAndServicing">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Income from mortgage banking activities (fees and commissions) and servicing real estate mortgages, credit cards, and other financial assets held by others net of any related impairment of capitalized service costs. Also includes any premiums received in lieu of regular servicing fees on such loans only as earned over the life of the loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FeesAndCommissionsMortgageBankingAndServicing</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109238882&amp;loc=d3e38679-109324<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1-5)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperatingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperatingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of operating dividend and interest income, including amortization and accretion of premiums and discounts, on securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest and fee income generated by loans the Entity intends and has the ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (1) industrial and agricultural; (2) real estate; and (3) real estate construction loans; (4) trade financing; (5) lease financing; (6) home equity lines-of-credit; (7) automobile and other vehicle loans; and (8) credit card and other revolving-type loans. Also includes interest income for leases held by the Entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest and fee income from mortgage loans considered to be held-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest and fee income from loans held-for-sale and classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the cost of borrowed funds accounted for as interest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 30<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=114775744&amp;loc=d3e28555-108399<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (210.5-03(11))<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.9)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense incurred on federal funds purchased and securities sold under agreements to repurchase. If amounts recognized as payables under repurchase agreements have been offset against amounts recognized as receivables under reverse repurchase agreements and reported as a net amount on the balance sheet, the income and expense from these agreements may be reported on a net basis.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseLongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest paid or due on all long-term debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.8)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseLongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseOtherShortTermBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest expense incurred during the reporting period on other short-term borrowings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseOtherShortTermBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeDepositsWithFinancialInstitutions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest income derived from funds deposited with both domestic and foreign financial institutions including funds in money market and other accounts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeDepositsWithFinancialInstitutions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of operating interest income (expense).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(b)(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LaborAndRelatedExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669619-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669625-108580<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637232&amp;loc=SL114874131-224263<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109234566&amp;loc=d3e22694-107794<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=d3e1377-109256<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total aggregate amount of all noninterest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the total of noninterest income derived from certain activities and assets including (for example): (1) venture capital investments; (2) bank owned life insurance; (3) foreign currency transactions; and (4) mortgage servicing rights.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncomeOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=116634182&amp;loc=SL114868664-224227<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=84164817&amp;loc=d3e45280-112737<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OccupancyNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of noninterest expense classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherNoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of other-than-temporary impairment (OTTI) on investment in debt security, recognized in earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8A<br> -URI http://asc.fasb.org/extlink&amp;oid=118954083&amp;loc=SL6284422-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 946<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=116637345&amp;loc=SL114874292-224272<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 946<br> -SubTopic 220<br> -Section 45<br> -Paragraph 3<br> -Subparagraph (k)<br> -URI http://asc.fasb.org/extlink&amp;oid=118262090&amp;loc=SL114874205-224268<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfessionalFees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953423-111524<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanLeaseAndOtherLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=d3e1505-109256<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=117326831&amp;loc=d3e1448-109256<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>151
<FILENAME>R8.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp7040666416">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="4">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>OPERATING ACTIVITIES</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1,791<span></span>
</td>
<td class="nump">$ 1,721<span></span>
</td>
<td class="nump">$ 1,652<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">393<span></span>
</td>
<td class="nump">326<span></span>
</td>
<td class="nump">321<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale', window );">Originations of mortgage loans held for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(21,188)<span></span>
</td>
<td class="num">(8,036)<span></span>
</td>
<td class="num">(2,911)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale', window );">Proceeds from sales of mortgage loans held for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">20,430<span></span>
</td>
<td class="nump">8,149<span></span>
</td>
<td class="nump">3,161<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToPurchaseOtherLoansHeldForSale', window );">Purchases of commercial loans held for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,979)<span></span>
</td>
<td class="num">(1,944)<span></span>
</td>
<td class="num">(2,057)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale', window );">Proceeds from sales of commercial loans held for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,065<span></span>
</td>
<td class="nump">1,857<span></span>
</td>
<td class="nump">1,963<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationAmortizationAndAccretionNet', window );">Depreciation, amortization and accretion</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">633<span></span>
</td>
<td class="nump">489<span></span>
</td>
<td class="nump">487<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageServicingRightsMSRImpairmentRecovery', window );">Mortgage servicing rights valuation charge-off (recovery)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="num">(3)<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings', window );">Debt securities impairment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">64<span></span>
</td>
<td class="nump">97<span></span>
</td>
<td class="num">(136)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Share-based compensation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">41<span></span>
</td>
<td class="nump">41<span></span>
</td>
<td class="nump">48<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract', window );"><strong>Net gain on sales of:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss', window );">Debt securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(25)<span></span>
</td>
<td class="num">(19)<span></span>
</td>
<td class="num">(11)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquitySecuritiesFvNiRealizedGainLoss', window );">Equity securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnDispositionOfAssets', window );">Premises and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(6)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfOtherLoansAndLeases', window );">Other loans held for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(17)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Increase in other assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(856)<span></span>
</td>
<td class="num">(1,217)<span></span>
</td>
<td class="num">(502)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities', window );">Increase (decrease) in other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">331<span></span>
</td>
<td class="nump">303<span></span>
</td>
<td class="num">(119)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,697<span></span>
</td>
<td class="nump">1,767<span></span>
</td>
<td class="nump">1,883<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireInvestmentsAbstract', window );"><strong>Investment securities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt', window );">Purchases of securities available for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(8,422)<span></span>
</td>
<td class="num">(4,270)<span></span>
</td>
<td class="num">(5,394)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Proceeds from maturities and paydowns of debt securities available for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,946<span></span>
</td>
<td class="nump">3,258<span></span>
</td>
<td class="nump">3,470<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt', window );">Proceeds from sales of debt securities available for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,016<span></span>
</td>
<td class="nump">998<span></span>
</td>
<td class="nump">1,257<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities', window );">Purchases of debt securities held to maturity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(171)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities', window );">Proceeds from maturities and paydowns of debt securities held to maturity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">398<span></span>
</td>
<td class="nump">522<span></span>
</td>
<td class="nump">561<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_PaymentsToAcquireEquitySecuritiesFVNI', window );">Purchases of equity securities, at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(717)<span></span>
</td>
<td class="num">(162)<span></span>
</td>
<td class="num">(326)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ProceedsFromSalesOfEquitySecuritiesFVNI', window );">Proceeds from sales of equity securities, at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">851<span></span>
</td>
<td class="nump">150<span></span>
</td>
<td class="nump">253<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireOtherInvestments', window );">Purchases of equity securities, at cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(511)<span></span>
</td>
<td class="num">(754)<span></span>
</td>
<td class="num">(400)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfOtherInvestments', window );">Proceeds from sales of equity securities, at cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">538<span></span>
</td>
<td class="nump">642<span></span>
</td>
<td class="nump">637<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks', window );">Net (increase) decrease in interest-bearing deposits in banks</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(149)<span></span>
</td>
<td class="nump">44<span></span>
</td>
<td class="nump">247<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireMortgageServicingRightsMSR', window );">Purchases of mortgage servicing rights</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="num">(16)<span></span>
</td>
<td class="num">(28)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired', window );">Acquisitions, net of cash acquired</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(129)<span></span>
</td>
<td class="num">(533)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Net increase in loans and leases</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4,334)<span></span>
</td>
<td class="num">(6,445)<span></span>
</td>
<td class="num">(3,634)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies', window );">Net increase in bank-owned life insurance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(27)<span></span>
</td>
<td class="num">(42)<span></span>
</td>
<td class="num">(44)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract', window );"><strong>Premises and equipment:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(126)<span></span>
</td>
<td class="num">(232)<span></span>
</td>
<td class="num">(253)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment', window );">Proceeds from sales</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">31<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForSoftware', window );">Capitalization of software</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(240)<span></span>
</td>
<td class="num">(237)<span></span>
</td>
<td class="num">(159)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3,875)<span></span>
</td>
<td class="num">(7,077)<span></span>
</td>
<td class="num">(3,984)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>FINANCING ACTIVITIES</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeposits', window );">Net increase in deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,738<span></span>
</td>
<td class="nump">4,486<span></span>
</td>
<td class="nump">5,285<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet', window );">Net (decrease) increase in federal funds purchased and securities sold under agreements to repurchase</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(891)<span></span>
</td>
<td class="nump">341<span></span>
</td>
<td class="num">(333)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_ProceedsFromRepaymentsOfShortTermDebtOther', window );">Net decrease in other short-term borrowed funds</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(157)<span></span>
</td>
<td class="num">(5,211)<span></span>
</td>
<td class="num">(4,959)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfLongTermDebt', window );">Proceeds from issuance of long-term borrowed funds</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12,850<span></span>
</td>
<td class="nump">22,503<span></span>
</td>
<td class="nump">15,363<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfLongTermDebt', window );">Repayments of long-term borrowed funds</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(14,857)<span></span>
</td>
<td class="num">(14,837)<span></span>
</td>
<td class="num">(12,751)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfCommonStock', window );">Treasury stock purchased</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,220)<span></span>
</td>
<td class="num">(1,025)<span></span>
</td>
<td class="num">(820)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfPrivatePlacement', window );">Net proceeds from issuance of preferred stock</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">730<span></span>
</td>
<td class="nump">593<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Dividends declared and paid to common stockholders</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(617)<span></span>
</td>
<td class="num">(471)<span></span>
</td>
<td class="num">(322)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock', window );">Dividends declared and paid to preferred stockholders</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(65)<span></span>
</td>
<td class="num">(14)<span></span>
</td>
<td class="num">(14)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation', window );">Payments of employee tax withholding for share-based compensation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(21)<span></span>
</td>
<td class="num">(13)<span></span>
</td>
<td class="num">(20)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by financing activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,490<span></span>
</td>
<td class="nump">6,352<span></span>
</td>
<td class="nump">1,429<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect', window );">(Decrease) increase in cash and cash equivalents</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(688)<span></span>
</td>
<td class="nump">1,042<span></span>
</td>
<td class="num">(672)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents', window );">Cash and cash equivalents at beginning of period</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4,074<span></span>
</td>
<td class="nump">3,032<span></span>
</td>
<td class="nump">3,704<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents', window );">Cash and cash equivalents at end of period</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3,386<span></span>
</td>
<td class="nump">4,074<span></span>
</td>
<td class="nump">3,032<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental disclosures:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaidNet', window );">Interest paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,560<span></span>
</td>
<td class="nump">1,184<span></span>
</td>
<td class="nump">716<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaid', window );">Income taxes paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">326<span></span>
</td>
<td class="nump">241<span></span>
</td>
<td class="nump">371<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract', window );"><strong>Non-cash items:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity', window );">Transfer of securities from available for sale to held to maturity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">192<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale', window );">Transfer of securities from held to maturity to available for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">734<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferToInvestments', window );">Loans securitized and transferred to securities available for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">150<span></span>
</td>
<td class="nump">142<span></span>
</td>
<td class="nump">134<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation', window );">Stock issued for share-based compensation plans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">59<span></span>
</td>
<td class="nump">20<span></span>
</td>
<td class="nump">22<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan', window );">Stock issued for Employee Stock Purchase Plan</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17<span></span>
</td>
<td class="nump">14<span></span>
</td>
<td class="nump">12<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInBrokerageReceivables', window );">Due from broker for securities sold but not settled</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 6<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Cash and cash equivalents include cash and due from banks and interest-bearing cash and due from banks as reflected on the Consolidated Balance Sheets.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_PaymentsToAcquireEquitySecuritiesFVNI">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Payments To Acquire Equity Securities, FV-NI</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_PaymentsToAcquireEquitySecuritiesFVNI</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_ProceedsFromRepaymentsOfShortTermDebtOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Proceeds From (Repayments Of) Short Term Debt, Other</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_ProceedsFromRepaymentsOfShortTermDebtOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_ProceedsFromSalesOfEquitySecuritiesFVNI">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Proceeds From Sales Of Equity Securities, FV-NI</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_ProceedsFromSalesOfEquitySecuritiesFVNI</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Transfer Of Securities From Available For Sale To Held To Maturity</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Transfer Of Securities From Held To Maturity To Available For Sale</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cfg_TransferOfSecuritiesFromHeldToMaturityToAvailableForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cfg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllocatedShareBasedCompensationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for award under share-based payment arrangement. Excludes amount capitalized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=116856206&amp;loc=d3e5047-113901<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.F)<br> -URI http://asc.fasb.org/extlink&amp;oid=115993241&amp;loc=d3e301413-122809<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=116856206&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllocatedShareBasedCompensationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage. Excludes amount for disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3521-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3044-108585<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=98513485&amp;loc=SL98516268-108586<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 830<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=98513438&amp;loc=d3e33268-110906<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3521-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of realized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118939692&amp;loc=d3e27357-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=116825942&amp;loc=d3e330036-122817<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32639-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationAmortizationAndAccretionNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate net amount of depreciation, amortization, and accretion recognized during an accounting period. As a noncash item, the net amount is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepreciationAmortizationAndAccretionNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquitySecuritiesFvNiRealizedGainLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of realized gain (loss) from sale of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 321<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=116654751&amp;loc=SL75117546-209714<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquitySecuritiesFvNiRealizedGainLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnDispositionOfAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) on sale or disposal of property, plant and equipment assets, excluding oil and gas property and timber property.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=109226348&amp;loc=d3e2443-110228<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=109226691&amp;loc=d3e2941-110230<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnDispositionOfAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfOtherLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of other loans and leases that were sold during the reporting period; excludes gains (losses) on sales of consumer and mortgage loans. This element refers to the gain (loss) and not to the cash proceeds of the sales. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfOtherLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=98513485&amp;loc=d3e4297-108586<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxesPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInBrokerageReceivables">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the total amount due to the entity related to activities and operations with other broker dealers, and clearing organizations, including deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInBrokerageReceivables</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3095-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow from the fund lent to other financial institution arising from the excess in reserve deposited at Federal Reserve Bank to meet legal requirement. This borrowing is usually contracted on an overnight basis at an agreed rate of interest. Also include cash inflow or outflow from investment sold under the agreement to reacquire such investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3098-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3095-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in operating assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in operating liabilities classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaidNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=98513485&amp;loc=d3e4297-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 17<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3367-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestPaidNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageServicingRightsMSRImpairmentRecovery">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The adjustment to the carrying value of the rights retained or purchased to service mortgages. These adjustments are made when the estimate of the fair value is changed. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(6)<br> -URI http://asc.fasb.org/extlink&amp;oid=116651436&amp;loc=d3e122739-111746<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MortgageServicingRightsMSRImpairmentRecovery</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3521-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3521-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3536-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3521-108585<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherNoncashInvestingAndFinancingItemsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of other-than-temporary impairment (OTTI) on investment in debt security, recognized in earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8A<br> -URI http://asc.fasb.org/extlink&amp;oid=118954083&amp;loc=SL6284422-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid for the origination of mortgages that are held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3536-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3461-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash outflow or inflow for net proceeds and payments derived from carrying life insurance policies for which the entity is the beneficiary.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e24072-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromLifeInsurancePolicies</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e24072-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to reacquire common stock during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3291-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForRepurchaseOfCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForSoftware">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the development, modification or acquisition of software programs or applications for internal use (that is, not to be sold, leased or otherwise marketed to others) that qualify for capitalization.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForSoftware</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3291-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividendsCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow in the form of ordinary dividends to preferred shareholders of the parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3291-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow to satisfy grantee's tax withholding obligation for award under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3291-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3213-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3151-108585<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118954083&amp;loc=d3e26853-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of a business, net of the cash acquired from the purchase.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow through purchase of long-term held-to-maturity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3213-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118954083&amp;loc=d3e26853-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireHeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireInvestmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireInvestmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireMortgageServicingRightsMSR">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to obtain servicing rights, which contractually entitle the servicer to receive fees and ancillary revenues for performing billing, collection, disbursement and recordkeeping services in connection with a mortgage portfolio. Rights may be obtained via (1) acquisition or assumption of a servicing obligation that does not relate to financial assets of the servicer or its consolidated affiliates; or (2) by originating mortgage loans and then (a) transferring the loans to a Variable Interest Entity (VIE) in a transaction that meets the necessary transfer and classification requirements, or (b) transferring the loans in a transaction that meets the requirements for sale accounting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 25<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=7524895&amp;loc=d3e120260-111741<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireMortgageServicingRightsMSR</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireOtherInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow to acquire investments classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireOtherInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToPurchaseOtherLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow used to purchase loans (other than mortgage loans) that are held with the intention to resell in the near future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3461-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToPurchaseOtherLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfLongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from a debt initially having maturity due after one year or beyond the operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3255-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromIssuanceOfLongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfPrivatePlacement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the amount received from entity's raising of capital via private rather than public placement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3255-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromIssuanceOfPrivatePlacement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118954083&amp;loc=d3e26853-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3151-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3179-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118954083&amp;loc=d3e26853-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow in Interest-bearing Deposits by banks in other financial institutions for relatively short periods of time including, for example, certificates of deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3098-108585<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from sale of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118954083&amp;loc=d3e26853-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3151-108585<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from sales of loans that are secured with real estate mortgages and are held with the intention to resell in the near future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3461-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfOtherInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from the sale of investments classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfOtherInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow resulting from the sale of loans (other than mortgage loans) that are held with the intention to resell in the near future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3461-108585<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3337-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669619-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=109239629&amp;loc=SL4573702-111684<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118930883&amp;loc=SL7669625-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=109239629&amp;loc=SL4573702-111684<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 55<br> -Paragraph 4J<br> -URI http://asc.fasb.org/extlink&amp;oid=116874947&amp;loc=SL4591551-111686<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3000-108585<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=108774443&amp;loc=SL4569616-111683<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8933-108599<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 55<br> -Paragraph 4K<br> -URI http://asc.fasb.org/extlink&amp;oid=116874947&amp;loc=SL4591552-111686<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related to estimated loss from loan and lease transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3602-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=116637391&amp;loc=SL114874048-224260<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=118936363&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanAndLeaseLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfLongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for debt initially having maturity due after one year or beyond the normal operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=118932676&amp;loc=d3e3291-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RepaymentsOfLongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate change in value for stock issued during the period as a result of employee stock purchase plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21463-112644<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value, after forfeiture, of shares issued under share-based payment arrangement. Excludes employee stock ownership plan (ESOP).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=116856206&amp;loc=d3e5047-113901<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=116856206&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SupplementalCashFlowInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SupplementalCashFlowInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferToInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of investments transferred to the entity's investments in noncash transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=98513485&amp;loc=d3e4313-108586<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=98513485&amp;loc=d3e4332-108586<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=98513485&amp;loc=d3e4304-108586<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TransferToInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>152
<FILENAME>citizens10-kx2019_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:cfg="http://www.citizensbank.com/20191231"
  xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:srt="http://fasb.org/srt/2019-01-31"
  xmlns:us-gaap="http://fasb.org/us-gaap/2019-01-31"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
    <link:schemaRef xlink:href="cfg-20191231.xsd" xlink:type="simple"/>
    <context id="FD2019Q4YTD">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q2">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
        </entity>
        <period>
            <instant>2019-06-30</instant>
        </period>
    </context>
    <context id="I2020Q1Feb05">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
        </entity>
        <period>
            <instant>2020-02-05</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_AvailableforsaleSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InformationByCategoryOfDebtSecurityAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_HeldtomaturitySecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InformationByCategoryOfDebtSecurityAxis">us-gaap:HeldtomaturitySecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_AvailableforsaleSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InformationByCategoryOfDebtSecurityAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_HeldtomaturitySecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InformationByCategoryOfDebtSecurityAxis">us-gaap:HeldtomaturitySecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="I2019Q1Jan02">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
        </entity>
        <period>
            <instant>2019-01-02</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="I2019Q1Jan02_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-01-02</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2016Q4">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="I2019Q1Jan02_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-01-02</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="I2019Q1Jan01_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">cfg:ClarfeldFinancialAdvisorsLLCMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-01-01</instant>
        </period>
    </context>
    <context id="I2019Q1Mar01_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">cfg:BowstringAdvisorsLLCMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-03-01</instant>
        </period>
    </context>
    <context id="D2019Q1Mar01-Mar01_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">cfg:BowstringAdvisorsLLCMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-03-01</startDate>
            <endDate>2019-03-01</endDate>
        </period>
    </context>
    <context id="D2019Q1Jan01-Jan01_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">cfg:ClarfeldFinancialAdvisorsLLCMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-01-01</endDate>
        </period>
    </context>
    <context id="I2019Q1Jan01_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201602Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AdjustmentsForNewAccountingPronouncementsAxis">us-gaap:AccountingStandardsUpdate201602Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-01-01</instant>
        </period>
    </context>
    <context id="I2019Q1Jan01_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201602Member_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AdjustmentsForNewAccountingPronouncementsAxis">us-gaap:AccountingStandardsUpdate201602Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-01-01</instant>
        </period>
    </context>
    <context id="FD2023Q4YTD_srt_StatementScenarioAxis_srt_ScenarioForecastMember_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201613Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:StatementScenarioAxis">srt:ScenarioForecastMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AdjustmentsForNewAccountingPronouncementsAxis">us-gaap:AccountingStandardsUpdate201613Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="FD2020Q4YTD_srt_StatementScenarioAxis_srt_ScenarioForecastMember_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201613Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:StatementScenarioAxis">srt:ScenarioForecastMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AdjustmentsForNewAccountingPronouncementsAxis">us-gaap:AccountingStandardsUpdate201613Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2020-01-01</startDate>
            <endDate>2020-12-31</endDate>
        </period>
    </context>
    <context id="D2020Q1Jan01-Jan01_srt_StatementScenarioAxis_srt_ScenarioForecastMember_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201613Member_us-gaap_SubsequentEventTypeAxis_us-gaap_SubsequentEventMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:StatementScenarioAxis">srt:ScenarioForecastMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AdjustmentsForNewAccountingPronouncementsAxis">us-gaap:AccountingStandardsUpdate201613Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:SubsequentEventTypeAxis">us-gaap:SubsequentEventMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2020-01-01</startDate>
            <endDate>2020-01-01</endDate>
        </period>
    </context>
    <context id="I2020Q1Jan01_srt_StatementScenarioAxis_srt_ScenarioForecastMember_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201613Member_us-gaap_SubsequentEventTypeAxis_us-gaap_SubsequentEventMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:StatementScenarioAxis">srt:ScenarioForecastMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AdjustmentsForNewAccountingPronouncementsAxis">us-gaap:AccountingStandardsUpdate201613Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:SubsequentEventTypeAxis">us-gaap:SubsequentEventMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2020-01-01</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_InvestmentInFederalHomeLoanBankStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:InvestmentInFederalHomeLoanBankStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_InvestmentInFederalHomeLoanBankStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:InvestmentInFederalHomeLoanBankStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_FederalReserveBankStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:FederalReserveBankStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_FederalReserveBankStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:FederalReserveBankStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialLoansHeldForSaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialLoansHeldForSaleMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialLoansHeldForSaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialLoansHeldForSaleMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_SBALoansServicedForOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:SBALoansServicedForOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_cfg_ConsumerAndCommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_AutoCommercialAndCommercialRealEstateLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">cfg:ConsumerAndCommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:AutoCommercialAndCommercialRealEstateLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_MortgageLoansServicedForOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:MortgageLoansServicedForOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_cfg_ConsumerAndCommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_AutoCommercialAndCommercialRealEstateLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">cfg:ConsumerAndCommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:AutoCommercialAndCommercialRealEstateLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerLoanTroubledDebtRestructuringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerLoanTroubledDebtRestructuringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_cfg_LoanPortfolioTransfersAxis_cfg_LoanPortfolioTransferTwoMember_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="cfg:LoanPortfolioTransfersAxis">cfg:LoanPortfolioTransferTwoMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_SBALoansServicedForOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:SBALoansServicedForOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_cfg_LoanPortfolioTransfersAxis_cfg_LoanPortfolioTransferOneMember_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="cfg:LoanPortfolioTransfersAxis">cfg:LoanPortfolioTransferOneMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_MortgageLoansServicedForOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:MortgageLoansServicedForOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerOtherSecuredRetailMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerOtherSecuredRetailMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerOtherSecuredRetailMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerOtherSecuredRetailMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_srt_StatementScenarioAxis_us-gaap_ScenarioAdjustmentMember_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:StatementScenarioAxis">us-gaap:ScenarioAdjustmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">cfg:DebtModificationOtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables1To29DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2016Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FI2016Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FI2016Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FI2016Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FI2016Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FI2016Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:AllowanceForLoanAndLeaseLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">cfg:AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ValuationAllowancesAndReservesTypeAxis">us-gaap:ReserveForOffBalanceSheetActivitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:ConsumerHomeEquityProductsServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskHighLoantovalueLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLoanProductswithIncreasedCreditExposureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskLowIntroductoryRateLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">cfg:CreditRiskMultipleIndicatorsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLoanServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:OtherRetailMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:HomeEquityLineofCreditServicedbyOthersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">cfg:FinanceLeasesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:StudentLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">cfg:FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_ConstructionInProgressMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:ConstructionInProgressMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_FurnitureFixturesandEquipmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">cfg:FurnitureFixturesandEquipmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandAndLandImprovementsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandAndLandImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_BuildingsandLeaseholdImprovementsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">cfg:BuildingsandLeaseholdImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_FurnitureFixturesandEquipmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">cfg:FurnitureFixturesandEquipmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandAndLandImprovementsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandAndLandImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_BuildingsandLeaseholdImprovementsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">cfg:BuildingsandLeaseholdImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_ConstructionInProgressMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:ConstructionInProgressMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_FurnitureFixturesandEquipmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">cfg:FurnitureFixturesandEquipmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_BuildingsandLeaseholdImprovementsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">cfg:BuildingsandLeaseholdImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandAndLandImprovementsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandAndLandImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandAndLandImprovementsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandAndLandImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_FurnitureFixturesandEquipmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">cfg:FurnitureFixturesandEquipmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_BuildingsandLeaseholdImprovementsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">cfg:BuildingsandLeaseholdImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_RangeAxis_srt_MaximumMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_RangeAxis_srt_MinimumMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_RangeAxis_srt_MinimumMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_AssetsLeasedToOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:AssetsLeasedToOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_RangeAxis_srt_MaximumMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">cfg:BowstringAdvisorsLLCMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">cfg:BowstringAdvisorsLLCMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:OtherIntangibleAssetsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">cfg:NamingRightsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">cfg:ClarfeldFinancialAdvisorsLLCMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">cfg:ClarfeldFinancialAdvisorsLLCMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:OtherIntangibleAssetsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:TechnologyBasedIntangibleAssetsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:OtherIntangibleAssetsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:OtherIntangibleAssetsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">cfg:NamingRightsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:TechnologyBasedIntangibleAssetsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CustomerRelationshipsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CustomerRelationshipsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:TechnologyBasedIntangibleAssetsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CustomerRelationshipsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">cfg:NamingRightsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:OtherIntangibleAssetsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CustomerRelationshipsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:OtherIntangibleAssetsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:SpecialPurposeEntitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_OtherCommitmentsAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:OtherCommitmentsAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:SpecialPurposeEntitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_OtherCommitmentsAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:OtherCommitmentsAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:SpecialPurposeEntitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:SpecialPurposeEntitiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:QualifiedAffordableHousingInvestmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:QualifiedAffordableHousingInvestmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:QualifiedAffordableHousingInvestmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_RenewableEnergyMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:RenewableEnergyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:QualifiedAffordableHousingInvestmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:QualifiedAffordableHousingInvestmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_RenewableEnergyMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:VariableInterestEntitiesByClassificationOfEntityAxis">cfg:RenewableEnergyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.200SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.200SeniorUnsecuredNotesDue2020Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2022Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.375SeniorUnsecuredDebtDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.375SeniorUnsecuredDebtDue2021Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A4.023FixedRateSubordinatedDebtDue2024Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A4.150FixedRateSubordinatedDebtDue2022Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.700seniorunsecurednotesdue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A3.700seniorunsecurednotesdue2023Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.850SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.850SeniorUnsecuredNotesDue2026Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2022Number2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A4.350FixedRateSubordinatedDebtDue2025Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2020Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_cfg_OtherLongtermDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">cfg:OtherLongtermDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.250SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A3.250SeniorUnsecuredNotesDue2022Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.200SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.200SeniorUnsecuredNotesDue2020Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.500SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.500SeniorUnsecuredNotesDue2019Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2022Number2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.650SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.650SeniorUnsecuredNotesDue2022Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.850SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.850SeniorUnsecuredNotesDue2026Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.25SeniorUnsecuredNotesDue2020Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.650SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.650SeniorUnsecuredNotesDue2022Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.25SeniorUnsecuredNotesDue2020Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.550SeniorUnsecuredNotesDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.550SeniorUnsecuredNotesDue2021Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A3.750FixedRateSubordinatedDebtDue2024Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A4.300FixedRateSubordinatedDebtDue2025Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.550SeniorUnsecuredNotesDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.550SeniorUnsecuredNotesDue2021Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.375SeniorUnsecuredDebtDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.375SeniorUnsecuredDebtDue2021Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2020Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A4.150FixedRateSubordinatedDebtDue2022Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.750SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A3.750SeniorUnsecuredNotesDue2026Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.750SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A3.750SeniorUnsecuredNotesDue2026Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_cfg_OtherLongtermDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">cfg:OtherLongtermDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2020Number2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2023Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A4.023FixedRateSubordinatedDebtDue2024Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.450SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.450SeniorUnsecuredNotesDue2019Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A4.300FixedRateSubordinatedDebtDue2025Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.500SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.500SeniorUnsecuredNotesDue2019Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A4.350FixedRateSubordinatedDebtDue2025Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2020Number2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A3.750FixedRateSubordinatedDebtDue2024Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2023Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.450SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A2.450SeniorUnsecuredNotesDue2019Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.250SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A3.250SeniorUnsecuredNotesDue2022Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.700seniorunsecurednotesdue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:A3.700seniorunsecurednotesdue2023Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:FloatingRateSeniorUnsecuredNotesDue2022Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SeniorNotesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_CreditFacilityAxis_us-gaap_SecuredDebtMember_us-gaap_LongtermDebtTypeAxis_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CreditFacilityAxis">us-gaap:SecuredDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">cfg:FederalHomeLoanBankAdvancesandLettersofCreditMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_CreditFacilityAxis_us-gaap_SecuredDebtMember_us-gaap_LongtermDebtTypeAxis_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CreditFacilityAxis">us-gaap:SecuredDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">cfg:FederalHomeLoanBankAdvancesandLettersofCreditMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:OtherShorttermDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:OtherShorttermDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:OtherShorttermDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:OtherShorttermDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:OtherShorttermDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">cfg:OtherShorttermDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalFundsPurchasedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalFundsPurchasedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestExpenseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestExpenseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestExpenseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForwardContractsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForwardContractsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:InterestRateContractCustomerMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_ForeignExchangeContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:ForeignExchangeContractCustomerMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_ForeignExchangeContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:ForeignExchangeContractCustomerMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractMortgageServicingRightsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:InterestRateContractMortgageServicingRightsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForwardContractsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForwardContractsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractMortgageServicingRightsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:InterestRateContractMortgageServicingRightsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:InterestRateContractCustomerMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractMortgageServicingRightsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:InterestRateContractMortgageServicingRightsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_ForeignExchangeContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:ForeignExchangeContractCustomerMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForwardContractsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForwardContractsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:InterestRateContractCustomerMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:ForeignExchangeandTradeFinanceFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByLiabilityClassAxis_us-gaap_LongTermDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByLiabilityClassAxis">us-gaap:LongTermDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByLiabilityClassAxis_us-gaap_AvailableforsaleSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByLiabilityClassAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByLiabilityClassAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByLiabilityClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_LongTermDebtMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:LongTermDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:InterestAndFeeIncomeLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:InterestAndFeeIncomeLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestExpenseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:InterestAndDividendIncomeSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:InterestAndDividendIncomeSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestExpenseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:InterestAndDividendIncomeSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">us-gaap:InterestExpenseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:InterestAndFeeIncomeLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">cfg:InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="D2015Q1Jan1">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
        </entity>
        <period>
            <startDate>2015-01-01</startDate>
            <endDate>2015-01-01</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:PensionPlansDefinedBenefitMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:PensionPlansDefinedBenefitMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:PensionPlansDefinedBenefitMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:PensionPlansDefinedBenefitMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:PensionPlansDefinedBenefitMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:PensionPlansDefinedBenefitMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="I2019Q1Jan01">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
        </entity>
        <period>
            <instant>2019-01-01</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="I2019Q1Jan01_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-01-01</instant>
        </period>
    </context>
    <context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="I2019Q1Jan01_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-01-01</instant>
        </period>
    </context>
    <context id="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <context id="I2019Q1Jan01_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-01-01</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendDeclaredMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DividendsAxis">us-gaap:DividendPaidMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_us-gaap_DeferredCompensationShareBasedPaymentsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis">us-gaap:DeferredCompensationShareBasedPaymentsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_us-gaap_DeferredCompensationShareBasedPaymentsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis">us-gaap:DeferredCompensationShareBasedPaymentsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:VariableRateAxis">us-gaap:LondonInterbankOfferedRateLIBORMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:VariableRateAxis">us-gaap:LondonInterbankOfferedRateLIBORMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:VariableRateAxis">us-gaap:LondonInterbankOfferedRateLIBORMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:VariableRateAxis">us-gaap:LondonInterbankOfferedRateLIBORMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:CitizensShareAwardsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:CitizensShareAwardsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:CitizensShareAwardsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:CitizensShareAwardsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:CitizensShareAwardsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_PlanNameAxis_cfg_OmnibusIncentivePlanAndDirectorsPlanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:OmnibusIncentivePlanAndDirectorsPlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_AwardTypeAxis_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_us-gaap_PlanNameAxis_cfg_OmnibusIncentivePlanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">cfg:RestrictedStockUnitsPerformanceBasedVestingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:OmnibusIncentivePlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_PlanNameAxis_cfg_A2014EmployeeStockPurchasePlanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:A2014EmployeeStockPurchasePlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_AwardTypeAxis_cfg_RestrictedStockUnitsTimeBasedVestingMember_us-gaap_PlanNameAxis_cfg_OmnibusIncentivePlanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">cfg:RestrictedStockUnitsTimeBasedVestingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">cfg:OmnibusIncentivePlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LoanParticipationsAndAssignmentsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:LoanParticipationsAndAssignmentsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_CommitmentsToExtendCreditMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LetterOfCreditMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:LetterOfCreditMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_cfg_NamingRightsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">cfg:NamingRightsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_CommitmentsToExtendCreditMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_ObligationToRepurchaseReceivablesSoldMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:ObligationToRepurchaseReceivablesSoldMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LetterOfCreditMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:LetterOfCreditMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_ObligationToRepurchaseReceivablesSoldMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:ObligationToRepurchaseReceivablesSoldMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_cfg_NamingRightsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">cfg:NamingRightsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LoanParticipationsAndAssignmentsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:LoanParticipationsAndAssignmentsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="D2003Q4YTD_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_cfg_NamingRightsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis">cfg:NamingRightsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2003-01-01</startDate>
            <endDate>2003-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_us-gaap_PurchaseCommitmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PurchaseCommitmentExcludingLongtermCommitmentAxis">us-gaap:PurchaseCommitmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_FinancialStandbyLetterOfCreditMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">us-gaap:FinancialStandbyLetterOfCreditMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_us-gaap_PurchaseCommitmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PurchaseCommitmentExcludingLongtermCommitmentAxis">us-gaap:PurchaseCommitmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_LossContingenciesByNatureOfContingencyAxis_cfg_CommercialLetterofCreditMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LossContingenciesByNatureOfContingencyAxis">cfg:CommercialLetterofCreditMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_us-gaap_PurchaseCommitmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PurchaseCommitmentExcludingLongtermCommitmentAxis">us-gaap:PurchaseCommitmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_us-gaap_PurchaseCommitmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PurchaseCommitmentExcludingLongtermCommitmentAxis">us-gaap:PurchaseCommitmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_OtherContractMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2017Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_OtherContractMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_OtherContractMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_AssetsLeasedToOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:AssetsLeasedToOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_AssetsLeasedToOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:AssetsLeasedToOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_AssetsLeasedToOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:AssetsLeasedToOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_AssetsLeasedToOthersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:AssetsLeasedToOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LeasedAssetsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:LeasedAssetsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_MortgageServicingRightsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:MortgageServicingRightsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LoansCollateralDependentImpairedMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:LoansCollateralDependentImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_MortgageServicingRightsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:MortgageServicingRightsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LoansCollateralDependentImpairedMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:LoansCollateralDependentImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LoansCollateralDependentImpairedMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:LoansCollateralDependentImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_MortgageServicingRightsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:MortgageServicingRightsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LeasedAssetsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:LeasedAssetsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FairValueByAssetClassAxis_cfg_LeasedAssetsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:LeasedAssetsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialandCommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialandCommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_MortgageBackedSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_CommercialRealEstateLoansHeldforsaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:ForeignExchangeContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:OtherContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:CommercialRealEstateLoansHeldforsaleMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">cfg:ResidentialLoansHeldforsaleMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">cfg:MortgageBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CardFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:ServiceChargesandFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:OtherBankingFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:TrustandInvestmentServicesFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:TrustandInvestmentServicesFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:TrustandInvestmentServicesFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CardFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:OtherBankingFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:ServiceChargesandFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CapitalMarketsFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CardFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:OtherBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:ServiceChargesandFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:OtherBankingFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CardFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CapitalMarketsFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CapitalMarketsFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:ServiceChargesandFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:OtherBankingFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:ServiceChargesandFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CardFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CapitalMarketsFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:TrustandInvestmentServicesFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CardFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CardFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CapitalMarketsFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_CapitalMarketsFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:CapitalMarketsFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ProductOrServiceAxis_cfg_ServiceChargesandFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:ServiceChargesandFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_OtherBankingFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:OtherBankingFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:TrustandInvestmentServicesFeesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ProductOrServiceAxis_cfg_TrustandInvestmentServicesFeesMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">cfg:TrustandInvestmentServicesFeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2019Q4_us-gaap_TaxPeriodAxis_cfg_TaxYearsEndedPriorto1988Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:TaxPeriodAxis">cfg:TaxYearsEndedPriorto1988Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:OperatingSegmentsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:OperatingSegmentsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:CorporateNonSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:OperatingSegmentsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:CorporateNonSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:OperatingSegmentsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_CorporateNonSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:CorporateNonSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:OperatingSegmentsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:CommercialBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidationItemsAxis">us-gaap:OperatingSegmentsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">cfg:ConsumerBankingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:BankSubsidiariesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:NonbankSubsidiariesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_UnaffiliatedCompaniesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:UnaffiliatedCompaniesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2018-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_UnaffiliatedCompaniesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:UnaffiliatedCompaniesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:BankSubsidiariesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:NonbankSubsidiariesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2019-12-31</instant>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:NonbankSubsidiariesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesandAssociatedBanksMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:BankSubsidiariesandAssociatedBanksMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2019-01-01</startDate>
            <endDate>2019-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:NonbankSubsidiariesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesandAssociatedBanksMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:BankSubsidiariesandAssociatedBanksMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2017Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_NonbankSubsidiariesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:NonbankSubsidiariesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2017-01-01</startDate>
            <endDate>2017-12-31</endDate>
        </period>
    </context>
    <context id="FD2018Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cfg_BankSubsidiariesandAssociatedBanksMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">cfg:BankSubsidiariesandAssociatedBanksMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-01-01</startDate>
            <endDate>2018-12-31</endDate>
        </period>
    </context>
    <context id="FI2017Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2017-12-31</instant>
        </period>
    </context>
    <context id="FI2016Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000759944</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2016-12-31</instant>
        </period>
    </context>
    <unit id="usdPerShare">
        <divide>
            <unitNumerator>
                <measure>iso4217:USD</measure>
            </unitNumerator>
            <unitDenominator>
                <measure>shares</measure>
            </unitDenominator>
        </divide>
    </unit>
    <unit id="usd">
        <measure>iso4217:USD</measure>
    </unit>
    <unit id="shares">
        <measure>shares</measure>
    </unit>
    <unit id="number">
        <measure>pure</measure>
    </unit>
    <unit id="security">
        <measure>cfg:security</measure>
    </unit>
    <unit id="contract">
        <measure>cfg:contract</measure>
    </unit>
    <unit id="reporting_unit">
        <measure>cfg:reporting_unit</measure>
    </unit>
    <unit id="counterparty">
        <measure>cfg:counterparty</measure>
    </unit>
    <unit id="segment">
        <measure>cfg:segment</measure>
    </unit>
    <cfg:CommonEquityTierOneCapitalAnnualPhaseInPercentage
      contextRef="D2020Q1Jan01-Jan01_srt_StatementScenarioAxis_srt_ScenarioForecastMember_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201613Member_us-gaap_SubsequentEventTypeAxis_us-gaap_SubsequentEventMember"
      decimals="INF"
      id="Fact-6FB6EB520FFFD7D8EA90303499413529-wk-Fact-6FB6EB520FFFD7D8EA90303499413529"
      unitRef="number">0.25</cfg:CommonEquityTierOneCapitalAnnualPhaseInPercentage>
    <cfg:CommonEquityTierOneCapitalPercentageIncreaseDecrease
      contextRef="FD2020Q4YTD_srt_StatementScenarioAxis_srt_ScenarioForecastMember_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201613Member"
      decimals="4"
      id="Fact-343D8141277639349168303564AB0AED-wk-Fact-343D8141277639349168303564AB0AED"
      unitRef="number">-0.0006</cfg:CommonEquityTierOneCapitalPercentageIncreaseDecrease>
    <cfg:CommonEquityTierOneCapitalPercentageIncreaseDecrease
      contextRef="FD2023Q4YTD_srt_StatementScenarioAxis_srt_ScenarioForecastMember_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201613Member"
      decimals="4"
      id="Fact-9A9C33E4CCA857F5C9A23036EBDCD4CE-wk-Fact-9A9C33E4CCA857F5C9A23036EBDCD4CE"
      unitRef="number">-0.0024</cfg:CommonEquityTierOneCapitalPercentageIncreaseDecrease>
    <cfg:DefinedBenefitPlanBenefitCalculationYearsofCompensation
      contextRef="FD2019Q4YTD"
      id="Fact-30337EB06160DA7A657AA3D198EECE7E-wk-Fact-30337EB06160DA7A657AA3D198EECE7E">P5Y</cfg:DefinedBenefitPlanBenefitCalculationYearsofCompensation>
    <cfg:FederalReserveBankDepositsInterestRate
      contextRef="FD2019Q4YTD"
      decimals="INF"
      id="Fact-0477A4323BF023339B17A358AC53E1AB-wk-Fact-0477A4323BF023339B17A358AC53E1AB"
      unitRef="number">0.0155</cfg:FederalReserveBankDepositsInterestRate>
    <cfg:PreferredStockDepositaryShareInterestPercentage
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="INF"
      id="Fact-3F4BCCCC719904BC8D1ECF84C6A6DD63-wk-Fact-3F4BCCCC719904BC8D1ECF84C6A6DD63"
      unitRef="number">0.025</cfg:PreferredStockDepositaryShareInterestPercentage>
    <cfg:PreferredStockDepositaryShareInterestPercentage
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="INF"
      id="Fact-4D34FB6A6BE67B00FBF2CF84C81305A1-wk-Fact-4D34FB6A6BE67B00FBF2CF84C81305A1"
      unitRef="number">0.025</cfg:PreferredStockDepositaryShareInterestPercentage>
    <cfg:PreferredStockDividendPaymentRateBasisSpreadonVariableRate
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember"
      decimals="INF"
      id="Fact-3F0E7D1AC1E8174B893FA358AC245C89-wk-Fact-3F0E7D1AC1E8174B893FA358AC245C89"
      unitRef="number">0.0396</cfg:PreferredStockDividendPaymentRateBasisSpreadonVariableRate>
    <cfg:PreferredStockDividendPaymentRateBasisSpreadonVariableRate
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember"
      decimals="INF"
      id="Fact-DF7ED775440FA5C54195A358AC28C8D8-wk-Fact-DF7ED775440FA5C54195A358AC28C8D8"
      unitRef="number">0.03003</cfg:PreferredStockDividendPaymentRateBasisSpreadonVariableRate>
    <cfg:PreferredStockDividendPaymentRateBasisSpreadonVariableRate
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember"
      decimals="INF"
      id="Fact-F910C2723A6F207DBD4EA358AC2E05AF-wk-Fact-F910C2723A6F207DBD4EA358AC2E05AF"
      unitRef="number">0.03157</cfg:PreferredStockDividendPaymentRateBasisSpreadonVariableRate>
    <cfg:PreferredStockDividendPaymentRateBasisSpreadonVariableRate
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember"
      decimals="INF"
      id="Fact-FC15A0D3F1427B9B106BCB0EE60079C1-wk-Fact-FC15A0D3F1427B9B106BCB0EE60079C1"
      unitRef="number">0.03642</cfg:PreferredStockDividendPaymentRateBasisSpreadonVariableRate>
    <cfg:PreferredStockLiquidationPreferencePerDepositoryShare
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="INF"
      id="Fact-B142FB12FAE525E2E263CF84C55B03DD-wk-Fact-B142FB12FAE525E2E263CF84C55B03DD"
      unitRef="usdPerShare">25</cfg:PreferredStockLiquidationPreferencePerDepositoryShare>
    <cfg:SensitivityAnalysisofFairValueInputsBasisSpread
      contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MaximumMember"
      decimals="INF"
      id="Fact-D5ADDAB58ACADD67E01FA358AC33EA45-wk-Fact-D5ADDAB58ACADD67E01FA358AC33EA45"
      unitRef="number">0.01</cfg:SensitivityAnalysisofFairValueInputsBasisSpread>
    <cfg:SensitivityAnalysisofFairValueInputsBasisSpread
      contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MinimumMember"
      decimals="INF"
      id="Fact-462B3DE0B4C45BD6B32FA358AC3334B7-wk-Fact-462B3DE0B4C45BD6B32FA358AC3334B7"
      unitRef="number">0.005</cfg:SensitivityAnalysisofFairValueInputsBasisSpread>
    <cfg:SensitivityAnalysisofFairValueInputsBasisSpread
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember"
      decimals="INF"
      id="Fact-E2238913A141CDD09682A358AC33DD48-wk-Fact-E2238913A141CDD09682A358AC33DD48"
      unitRef="number">0.01</cfg:SensitivityAnalysisofFairValueInputsBasisSpread>
    <cfg:SensitivityAnalysisofFairValueInputsBasisSpread
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember"
      decimals="INF"
      id="Fact-2DFEE3003F59671D51CAA358AC34F32E-wk-Fact-2DFEE3003F59671D51CAA358AC34F32E"
      unitRef="number">0.005</cfg:SensitivityAnalysisofFairValueInputsBasisSpread>
    <cfg:TotalLoansReceivableHeldForSale
      contextRef="FI2018Q4"
      decimals="-8"
      id="Fact-4440170EF2984A6A19A2CF4A81797EC7-wk-Fact-4440170EF2984A6A19A2CF4A81797EC7"
      unitRef="usd">1300000000</cfg:TotalLoansReceivableHeldForSale>
    <cfg:TotalLoansReceivableHeldForSale
      contextRef="FI2019Q4"
      decimals="-8"
      id="Fact-910C5A7129A34B2BC4A0CF4A9485FB76-wk-Fact-910C5A7129A34B2BC4A0CF4A9485FB76"
      unitRef="usd">3300000000</cfg:TotalLoansReceivableHeldForSale>
    <dei:AmendmentFlag
      contextRef="FD2019Q4YTD"
      id="Fact-DB7C3B6A3BCAEBCEAF60A358AD335357-wk-Fact-DB7C3B6A3BCAEBCEAF60A358AD335357">false</dei:AmendmentFlag>
    <dei:CurrentFiscalYearEndDate
      contextRef="FD2019Q4YTD"
      id="Fact-B19F2082F7AC3F8D2AF5A358AD2BC77B-wk-Fact-B19F2082F7AC3F8D2AF5A358AD2BC77B">--12-31</dei:CurrentFiscalYearEndDate>
    <dei:DocumentFiscalPeriodFocus
      contextRef="FD2019Q4YTD"
      id="Fact-2041807AA1759EFD700DA358AD27DBEF-wk-Fact-2041807AA1759EFD700DA358AD27DBEF">FY</dei:DocumentFiscalPeriodFocus>
    <dei:DocumentFiscalYearFocus
      contextRef="FD2019Q4YTD"
      id="Fact-1F84C27BB2D4032DB071A358AD18CB9F-wk-Fact-1F84C27BB2D4032DB071A358AD18CB9F">2019</dei:DocumentFiscalYearFocus>
    <dei:EntityCentralIndexKey
      contextRef="FD2019Q4YTD"
      id="Fact-6363551A4F93082B5871A358AD2C2A3F-wk-Fact-6363551A4F93082B5871A358AD2C2A3F">0000759944</dei:EntityCentralIndexKey>
    <dei:EntityRegistrantName
      contextRef="FD2019Q4YTD"
      id="Fact-8E78610390EC78ADD4F4A358ABDABB23-wk-Fact-8E78610390EC78ADD4F4A358ABDABB23">CITIZENS FINANCIAL GROUP INC/RI</dei:EntityRegistrantName>
    <us-gaap:AffordableHousingProjectInvestmentWriteDownAmount
      contextRef="FD2017Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember"
      decimals="INF"
      id="Fact-4DDBE44E51052933A185F227FD7D46AA-wk-Fact-4DDBE44E51052933A185F227FD7D46AA"
      unitRef="usd">0</us-gaap:AffordableHousingProjectInvestmentWriteDownAmount>
    <us-gaap:AffordableHousingProjectInvestmentWriteDownAmount
      contextRef="FD2018Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember"
      decimals="INF"
      id="Fact-859B3BD12FECF35519B2A358AD1F5E09-wk-Fact-859B3BD12FECF35519B2A358AD1F5E09"
      unitRef="usd">0</us-gaap:AffordableHousingProjectInvestmentWriteDownAmount>
    <us-gaap:CommonStockParOrStatedValuePerShare
      contextRef="FI2018Q4"
      decimals="INF"
      id="Fact-B36A8C85F4E45274BBCFF7E38AEDC3E6-wk-Fact-B36A8C85F4E45274BBCFF7E38AEDC3E6"
      unitRef="usdPerShare">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
    <us-gaap:CommonStockParOrStatedValuePerShare
      contextRef="FI2019Q4"
      decimals="INF"
      id="Fact-DC33A07EA3DC557782C51BAD8675A417-wk-Fact-DC33A07EA3DC557782C51BAD8675A417"
      unitRef="usdPerShare">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
    <us-gaap:CommonStockSharesAuthorized
      contextRef="FI2018Q4"
      decimals="INF"
      id="Fact-B027916D4DC1513F815754FFC8255013-wk-Fact-B027916D4DC1513F815754FFC8255013"
      unitRef="shares">1000000000</us-gaap:CommonStockSharesAuthorized>
    <us-gaap:CommonStockSharesAuthorized
      contextRef="FI2019Q4"
      decimals="INF"
      id="Fact-5C14961AEFBA5C2D900A1CEA495B1A39-wk-Fact-5C14961AEFBA5C2D900A1CEA495B1A39"
      unitRef="shares">1000000000</us-gaap:CommonStockSharesAuthorized>
    <us-gaap:CommonStockSharesIssued
      contextRef="FI2018Q4"
      decimals="INF"
      id="Fact-0C7E37846D93509AA7F5C2397F82038C-wk-Fact-0C7E37846D93509AA7F5C2397F82038C"
      unitRef="shares">566819863</us-gaap:CommonStockSharesIssued>
    <us-gaap:CommonStockSharesIssued
      contextRef="FI2019Q4"
      decimals="INF"
      id="Fact-FAA5AC58B86A59BBBE457EAEC673AF3A-wk-Fact-FAA5AC58B86A59BBBE457EAEC673AF3A"
      unitRef="shares">568238730</us-gaap:CommonStockSharesIssued>
    <us-gaap:CommonStockSharesOutstanding
      contextRef="FI2018Q4"
      decimals="INF"
      id="Fact-5594241D5E7D5EDDA4C89E9A97A19F38-wk-Fact-5594241D5E7D5EDDA4C89E9A97A19F38"
      unitRef="shares">466007984</us-gaap:CommonStockSharesOutstanding>
    <us-gaap:CommonStockSharesOutstanding
      contextRef="FI2019Q4"
      decimals="INF"
      id="Fact-A101E008DD555AF096BF259B130A0F22-wk-Fact-A101E008DD555AF096BF259B130A0F22"
      unitRef="shares">433121083</us-gaap:CommonStockSharesOutstanding>
    <us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption
      contextRef="I2019Q1Jan01_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201602Member_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="Fact-65BEFE8903D6684DF3B4CA33B38CC71C-wk-Fact-65BEFE8903D6684DF3B4CA33B38CC71C"
      unitRef="usd">12000000</us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.375SeniorUnsecuredDebtDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-600A48140B91B9BA8BF9A358ACE3FD6A-wk-Fact-600A48140B91B9BA8BF9A358ACE3FD6A"
      unitRef="number">0.02375</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.850SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-396F63C2E5A4C7044F71CB223F39F497-wk-Fact-396F63C2E5A4C7044F71CB223F39F497"
      unitRef="number">0.0285</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember"
      decimals="INF"
      id="Fact-02764BECFD069A7ABB6CA358ACE061AB-wk-Fact-02764BECFD069A7ABB6CA358ACE061AB"
      unitRef="number">0.0375</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember"
      decimals="INF"
      id="Fact-32011553CDC384AED396A358ACE3C8B2-wk-Fact-32011553CDC384AED396A358ACE3C8B2"
      unitRef="number">0.04023</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember"
      decimals="INF"
      id="Fact-08A8C81BED5D37A5E89AA358ACE2B000-wk-Fact-08A8C81BED5D37A5E89AA358ACE2B000"
      unitRef="number">0.04150</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember"
      decimals="INF"
      id="Fact-7C1EEB62CC7E00B41186A358ACE209A8-wk-Fact-7C1EEB62CC7E00B41186A358ACE209A8"
      unitRef="number">0.0430</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember"
      decimals="INF"
      id="Fact-7A04D887D6E5956EADCCA358ACE38C3E-wk-Fact-7A04D887D6E5956EADCCA358ACE38C3E"
      unitRef="number">0.04350</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.200SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-280429B97991083950D9A358ACE4283D-wk-Fact-280429B97991083950D9A358ACE4283D"
      unitRef="number">0.022</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-E30163DE6EED9CAC9FA3A358ACE47BDA-wk-Fact-E30163DE6EED9CAC9FA3A358ACE47BDA"
      unitRef="number">0.0255</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-DE7D9C27E0BB119E209BA358ACE1DD23-wk-Fact-DE7D9C27E0BB119E209BA358ACE1DD23"
      unitRef="number">0.0225</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.450SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-31918F811BB3BF5003CFA358ACE29A41-wk-Fact-31918F811BB3BF5003CFA358ACE29A41"
      unitRef="number">0.0245</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.500SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-8482960B168229118F76A358ACE2E67F-wk-Fact-8482960B168229118F76A358ACE2E67F"
      unitRef="number">0.0250</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.550SeniorUnsecuredNotesDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-031091F49BF6C2DD5609A358ACE1F965-wk-Fact-031091F49BF6C2DD5609A358ACE1F965"
      unitRef="number">0.0255</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.650SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-D75D3A48849C2F580FB4A358ACE3CC85-wk-Fact-D75D3A48849C2F580FB4A358ACE3CC85"
      unitRef="number">0.0265</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.250SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-98CD4C0E8F961D59781AA358ACE20D5C-wk-Fact-98CD4C0E8F961D59781AA358ACE20D5C"
      unitRef="number">0.0325</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.700seniorunsecurednotesdue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-41848076C75B6D28BDACA358ACE05FE6-wk-Fact-41848076C75B6D28BDACA358ACE05FE6"
      unitRef="number">0.037</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.750SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-E2945975A3DC8624E07ACB23F247AF0E-wk-Fact-E2945975A3DC8624E07ACB23F247AF0E"
      unitRef="number">0.0375</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-07046F6B6EB4CDCB1FFCA358ACE4EDE2-wk-Fact-07046F6B6EB4CDCB1FFCA358ACE4EDE2"
      unitRef="number">0.02447</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-10149C7285BF08A19AA9A358ACE2D854-wk-Fact-10149C7285BF08A19AA9A358ACE2D854"
      unitRef="number">0.02487</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-05097E377278AECB51FAA358ACE1C9B6-wk-Fact-05097E377278AECB51FAA358ACE1C9B6"
      unitRef="number">0.02727</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-F738D4DCAD4549DD90E7A358ACE2F222-wk-Fact-F738D4DCAD4549DD90E7A358ACE2F222"
      unitRef="number">0.02629</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="INF"
      id="Fact-50EFC32445822919B895CB23F00D2D2C-wk-Fact-50EFC32445822919B895CB23F00D2D2C"
      unitRef="number">0.02911</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:FairValueOptionChangesInFairValueGainLoss1
      contextRef="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="Fact-8E6DE621721841A819F4CDFD1CA10834-wk-Fact-8E6DE621721841A819F4CDFD1CA10834"
      unitRef="usd">6000000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
    <us-gaap:FairValueOptionChangesInFairValueGainLoss1
      contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="Fact-F1B3C25E0E1C5050F7BFCDFD1AEE35C6-wk-Fact-F1B3C25E0E1C5050F7BFCDFD1AEE35C6"
      unitRef="usd">6000000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
    <us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember"
      decimals="5"
      id="Fact-6212F39693D12D209906CB24087AD3F7-wk-Fact-6212F39693D12D209906CB24087AD3F7"
      unitRef="number">0.02006</us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate>
    <us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty
      contextRef="FI2018Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_AvailableforsaleSecuritiesMember"
      decimals="-6"
      id="Fact-900F7A0301EE5B2C99616827A1256476-wk-Fact-900F7A0301EE5B2C99616827A1256476"
      unitRef="usd">363000000</us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty>
    <us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty
      contextRef="FI2018Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_HeldtomaturitySecuritiesMember"
      decimals="-6"
      id="Fact-BD6C0189DE660ECFD888CA585A397B05-wk-Fact-BD6C0189DE660ECFD888CA585A397B05"
      unitRef="usd">0</us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty>
    <us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty
      contextRef="FI2019Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_AvailableforsaleSecuritiesMember"
      decimals="-6"
      id="Fact-3478AF77AB4639C4A256114FE972BD37-wk-Fact-3478AF77AB4639C4A256114FE972BD37"
      unitRef="usd">359000000</us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty>
    <us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty
      contextRef="FI2019Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_HeldtomaturitySecuritiesMember"
      decimals="-6"
      id="Fact-7F4D99C674C863C6264FCA585A3F67EE-wk-Fact-7F4D99C674C863C6264FCA585A3F67EE"
      unitRef="usd">249000000</us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="I2020Q1Jan01_srt_StatementScenarioAxis_srt_ScenarioForecastMember_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201613Member_us-gaap_SubsequentEventTypeAxis_us-gaap_SubsequentEventMember"
      decimals="-6"
      id="Fact-AAD066D198B7F977C104303CD1C23D91-wk-Fact-AAD066D198B7F977C104303CD1C23D91"
      unitRef="usd">450000000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="Fact-F992C3D6552D3B6269FCC9F12FFEE5C3-wk-Fact-F992C3D6552D3B6269FCC9F12FFEE5C3"
      unitRef="usd">5000000</us-gaap:FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown>
    <us-gaap:FiniteLivedIntangibleAssetUsefulLife
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember"
      id="Fact-1CD7B6E0D3596F238386A358ABF6A822-wk-Fact-1CD7B6E0D3596F238386A358ABF6A822">P15Y</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
    <us-gaap:FiniteLivedIntangibleAssetUsefulLife
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember"
      id="Fact-086AEE5EA085E7EEBFB8A358ABF728CB-wk-Fact-086AEE5EA085E7EEBFB8A358ABF728CB">P7Y</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
    <us-gaap:FiniteLivedIntangibleAssetUsefulLife
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember"
      id="Fact-78AAD39216067AE7A148A358ABF69BBB-wk-Fact-78AAD39216067AE7A148A358ABF69BBB">P5Y</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
    <us-gaap:FiniteLivedIntangibleAssetUsefulLife
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember"
      id="Fact-C1B0913F250607186E7BA358ABFD971F-wk-Fact-C1B0913F250607186E7BA358ABFD971F">P2Y</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
    <us-gaap:FiniteLivedIntangibleAssetUsefulLife
      contextRef="FD2019Q4YTD_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember"
      id="Fact-D243B2BD0A2BBA43EC61CEAD1A1C0DF5-wk-Fact-D243B2BD0A2BBA43EC61CEAD1A1C0DF5">P10Y</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
    <us-gaap:FiniteLivedIntangibleAssetUsefulLife
      contextRef="FD2019Q4YTD_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember"
      id="Fact-B70F95ED7A5D07930C4EA358ABFF2C68-wk-Fact-B70F95ED7A5D07930C4EA358ABFF2C68">P7Y</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
    <us-gaap:GoodwillImpairedAccumulatedImpairmentLoss
      contextRef="FI2018Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember"
      decimals="-6"
      id="Fact-085B4C08C3DA8F99D1FBA358AC8B9E71-wk-Fact-085B4C08C3DA8F99D1FBA358AC8B9E71"
      unitRef="usd">50000000</us-gaap:GoodwillImpairedAccumulatedImpairmentLoss>
    <us-gaap:GoodwillImpairedAccumulatedImpairmentLoss
      contextRef="FI2018Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember"
      decimals="-8"
      id="Fact-7DFD8E5EFC7D9AD2E7F7A358AC8AEEC0-wk-Fact-7DFD8E5EFC7D9AD2E7F7A358AC8AEEC0"
      unitRef="usd">5900000000</us-gaap:GoodwillImpairedAccumulatedImpairmentLoss>
    <us-gaap:GoodwillImpairmentLoss
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="Fact-C8B80DA61F58CF6A2B17A358AC8ABEB5-wk-Fact-C8B80DA61F58CF6A2B17A358AC8ABEB5"
      unitRef="usd">0</us-gaap:GoodwillImpairmentLoss>
    <us-gaap:GoodwillImpairmentLoss
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="Fact-06B3CD9B4E660BDCA0C5A358AC8B61A7-wk-Fact-06B3CD9B4E660BDCA0C5A358AC8B61A7"
      unitRef="usd">0</us-gaap:GoodwillImpairmentLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue
      contextRef="FI2018Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_HeldtomaturitySecuritiesMember"
      decimals="-6"
      id="Fact-E1EE7F6DBA4459419694EDE520A3B80A-wk-Fact-E1EE7F6DBA4459419694EDE520A3B80A"
      unitRef="usd">4041000000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:HeldToMaturitySecuritiesFairValue
      contextRef="FI2019Q4_us-gaap_InformationByCategoryOfDebtSecurityAxis_us-gaap_HeldtomaturitySecuritiesMember"
      decimals="-6"
      id="Fact-C5BB42959662524CA988F2303E652477-wk-Fact-C5BB42959662524CA988F2303E652477"
      unitRef="usd">3242000000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:IncomeTaxExaminationPenaltiesAccrued
      contextRef="FI2017Q4"
      decimals="-6"
      id="Fact-D1D03E31F552234664E1A358AC21C7F2-wk-Fact-D1D03E31F552234664E1A358AC21C7F2"
      unitRef="usd">0</us-gaap:IncomeTaxExaminationPenaltiesAccrued>
    <us-gaap:IncomeTaxExaminationPenaltiesAccrued
      contextRef="FI2018Q4"
      decimals="-6"
      id="Fact-404E940DB06FAD53BE56A358AC1E880A-wk-Fact-404E940DB06FAD53BE56A358AC1E880A"
      unitRef="usd">0</us-gaap:IncomeTaxExaminationPenaltiesAccrued>
    <us-gaap:IncomeTaxExaminationPenaltiesExpense
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="Fact-4F8BC59A6AC982CA9D92A358AC2272CD-wk-Fact-4F8BC59A6AC982CA9D92A358AC2272CD"
      unitRef="usd">0</us-gaap:IncomeTaxExaminationPenaltiesExpense>
    <us-gaap:IncomeTaxExaminationPenaltiesExpense
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="Fact-9794D63B9DFBF2FBEDCEA358AC32AB09-wk-Fact-9794D63B9DFBF2FBEDCEA358AC32AB09"
      unitRef="usd">0</us-gaap:IncomeTaxExaminationPenaltiesExpense>
    <us-gaap:OperatingLeaseLiability
      contextRef="I2019Q1Jan01_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201602Member"
      decimals="-6"
      id="Fact-3AC32C05E1387EB2D36DCA33BC92C3CD-wk-Fact-3AC32C05E1387EB2D36DCA33BC92C3CD"
      unitRef="usd">749000000</us-gaap:OperatingLeaseLiability>
    <us-gaap:OperatingLeaseRightOfUseAsset
      contextRef="I2019Q1Jan01_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201602Member"
      decimals="-6"
      id="Fact-4DFE7AE57A79657AC95DCA33B95FD653-wk-Fact-4DFE7AE57A79657AC95DCA33B95FD653"
      unitRef="usd">734000000</us-gaap:OperatingLeaseRightOfUseAsset>
    <us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="Fact-23B3197D77371CB65F43DC87CE37DC0F-wk-Fact-23B3197D77371CB65F43DC87CE37DC0F"
      unitRef="usd">12000000</us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax>
    <us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="Fact-842E98D3E4F3D4FCA4C8DC87CE544264-wk-Fact-842E98D3E4F3D4FCA4C8DC87CE544264"
      unitRef="usd">-14000000</us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax>
    <us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="Fact-CD11DAD8FDC759852772A358ABCD4240-wk-Fact-CD11DAD8FDC759852772A358ABCD4240"
      unitRef="usd">12000000</us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax>
    <us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="Fact-1C707F34703C58232B5DDC87CE346A16-wk-Fact-1C707F34703C58232B5DDC87CE346A16"
      unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax>
    <us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="Fact-615B309711EB6F7C7A4DDC87CE3A059C-wk-Fact-615B309711EB6F7C7A4DDC87CE3A059C"
      unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax>
    <us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="Fact-A591B972BB99A9433329A358ABD1E308-wk-Fact-A591B972BB99A9433329A358ABD1E308"
      unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="Fact-26B0983488F953739F443B04D0906BB0-wk-Fact-26B0983488F953739F443B04D0906BB0"
      unitRef="usd">35000000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="Fact-A739F0DD52BF566DAE3859EE4D7D5F92-wk-Fact-A739F0DD52BF566DAE3859EE4D7D5F92"
      unitRef="usd">-14000000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="Fact-B54402C73AEA3AD0CB18DC87CE212817-wk-Fact-B54402C73AEA3AD0CB18DC87CE212817"
      unitRef="usd">2000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="Fact-E29EB43D3F0EE21128C4DC87CE278491-wk-Fact-E29EB43D3F0EE21128C4DC87CE278491"
      unitRef="usd">4000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="Fact-5170AD79053C582ABFD31941A4E49106-wk-Fact-5170AD79053C582ABFD31941A4E49106"
      unitRef="usd">8000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="Fact-0A643FB70536D72CB663DC87CE51251F-wk-Fact-0A643FB70536D72CB663DC87CE51251F"
      unitRef="usd">9000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="Fact-5DE557EB65818BCDC1E4DC87CE2A6891-wk-Fact-5DE557EB65818BCDC1E4DC87CE2A6891"
      unitRef="usd">-10000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="Fact-5BC43DCFFC6E38977A76DC87CE4BD2B8-wk-Fact-5BC43DCFFC6E38977A76DC87CE4BD2B8"
      unitRef="usd">-5000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="Fact-9205A72914E72C98C137DC87CE31D6F6-wk-Fact-9205A72914E72C98C137DC87CE31D6F6"
      unitRef="usd">-3000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="Fact-96E26A14D8085B669DAEE6C3053A95E0-wk-Fact-96E26A14D8085B669DAEE6C3053A95E0"
      unitRef="usd">-6000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="Fact-78FC63974B0855A492E7DC87CE4EF464-wk-Fact-78FC63974B0855A492E7DC87CE4EF464"
      unitRef="usd">-9000000</us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="Fact-48A50891B50DB9A268D2DC87CE2EF25D-wk-Fact-48A50891B50DB9A268D2DC87CE2EF25D"
      unitRef="usd">-11000000</us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="Fact-11387CBA018825C44026DC87CE4882C3-wk-Fact-11387CBA018825C44026DC87CE4882C3"
      unitRef="usd">-4000000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="Fact-0512D40059A8EB5FA906DC87CE193ADF-wk-Fact-0512D40059A8EB5FA906DC87CE193ADF"
      unitRef="usd">-79000000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="Fact-798AE9B242A25D10A9F92C21F1ED6AA0-wk-Fact-798AE9B242A25D10A9F92C21F1ED6AA0"
      unitRef="usd">165000000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
    <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="Fact-5D2294A3A55A0E7AA41BDC87CE3EAC3D-wk-Fact-5D2294A3A55A0E7AA41BDC87CE3EAC3D"
      unitRef="usd">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent>
    <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="Fact-E1E03609ABEE821F5DF2DC87CE413F2A-wk-Fact-E1E03609ABEE821F5DF2DC87CE413F2A"
      unitRef="usd">1000000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent>
    <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="Fact-DB4123CDC45957C3A4F5FB52A7EF6A46-wk-Fact-DB4123CDC45957C3A4F5FB52A7EF6A46"
      unitRef="usd">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParent>
    <us-gaap:PreferredStockDividendRatePercentage
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="INF"
      id="Fact-86E11A10637A3F2E8218A358AC2C85CD-wk-Fact-86E11A10637A3F2E8218A358AC2C85CD"
      unitRef="number">0.055</us-gaap:PreferredStockDividendRatePercentage>
    <us-gaap:PreferredStockDividendRatePercentage
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="INF"
      id="Fact-DA62E85D12998C61350CA358AC2A39E3-wk-Fact-DA62E85D12998C61350CA358AC2A39E3"
      unitRef="number">0.06</us-gaap:PreferredStockDividendRatePercentage>
    <us-gaap:PreferredStockDividendRatePercentage
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="INF"
      id="Fact-3EB699B8551849F39B8DA358AC2BC298-wk-Fact-3EB699B8551849F39B8DA358AC2BC298"
      unitRef="number">0.06375</us-gaap:PreferredStockDividendRatePercentage>
    <us-gaap:PreferredStockDividendRatePercentage
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="INF"
      id="Fact-E46F30A562A1694E5841CB0EE327039E-wk-Fact-E46F30A562A1694E5841CB0EE327039E"
      unitRef="number">0.06350</us-gaap:PreferredStockDividendRatePercentage>
    <us-gaap:PreferredStockDividendRatePercentage
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="INF"
      id="Fact-F3E20F7C65FD9927E50ECB0F4093B1AF-wk-Fact-F3E20F7C65FD9927E50ECB0F4093B1AF"
      unitRef="number">0.05</us-gaap:PreferredStockDividendRatePercentage>
    <us-gaap:PreferredStockParOrStatedValuePerShare
      contextRef="FI2018Q4"
      decimals="INF"
      id="Fact-95A9A613B408869BAE80A358AB9FBDDB-wk-Fact-95A9A613B408869BAE80A358AB9FBDDB"
      unitRef="usdPerShare">25.00</us-gaap:PreferredStockParOrStatedValuePerShare>
    <us-gaap:PreferredStockParOrStatedValuePerShare
      contextRef="FI2018Q4"
      decimals="INF"
      id="Fact-86C09A4E2A8B45079C7DA358AC5B0941-wk-Fact-86C09A4E2A8B45079C7DA358AC5B0941"
      unitRef="usdPerShare">25</us-gaap:PreferredStockParOrStatedValuePerShare>
    <us-gaap:PreferredStockParOrStatedValuePerShare
      contextRef="FI2019Q4"
      decimals="INF"
      id="Fact-D275231E66378F57EE74A358AC5A7EAF-wk-Fact-D275231E66378F57EE74A358AC5A7EAF"
      unitRef="usdPerShare">25</us-gaap:PreferredStockParOrStatedValuePerShare>
    <us-gaap:PreferredStockParOrStatedValuePerShare
      contextRef="FI2019Q4"
      decimals="INF"
      id="Fact-D4A5E091BB6E65AADADCA358ABA4385C-wk-Fact-D4A5E091BB6E65AADADCA358ABA4385C"
      unitRef="usdPerShare">25.00</us-gaap:PreferredStockParOrStatedValuePerShare>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2018Q4"
      decimals="0"
      id="Fact-4623FF37A74C41F058F8F21769FDF9CD-wk-Fact-4623FF37A74C41F058F8F21769FDF9CD"
      unitRef="shares">850000</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2019Q4"
      decimals="0"
      id="Fact-68CC8DCC4B174C2B31DCF21769F6E8D1-wk-Fact-68CC8DCC4B174C2B31DCF21769F6E8D1"
      unitRef="shares">1600000</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockSharesOutstanding
      contextRef="FI2018Q4"
      decimals="INF"
      id="Fact-694448B08C791E61BCF9A358AC598103-wk-Fact-694448B08C791E61BCF9A358AC598103"
      unitRef="shares">850000</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding
      contextRef="FI2018Q4"
      decimals="0"
      id="Fact-0723A44885B007A95D24F217A37F42E7-wk-Fact-0723A44885B007A95D24F217A37F42E7"
      unitRef="shares">850000</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="INF"
      id="Fact-D6417F9C17ED5B39F2D2A358AC596A55-wk-Fact-D6417F9C17ED5B39F2D2A358AC596A55"
      unitRef="shares">250000</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="INF"
      id="Fact-99C93D57D949DFFBCF67CF83ADEA99C3-wk-Fact-99C93D57D949DFFBCF67CF83ADEA99C3"
      unitRef="shares">300000</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="INF"
      id="Fact-15ECA1F914F2D8EC9C14CF83AEF8F661-wk-Fact-15ECA1F914F2D8EC9C14CF83AEF8F661"
      unitRef="shares">300000</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="INF"
      id="Fact-904BB1772380CBAEF74E1D4783274807-wk-Fact-904BB1772380CBAEF74E1D4783274807"
      unitRef="shares">0</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="INF"
      id="Fact-C9CEFE773CED94193BB61D479629514E-wk-Fact-C9CEFE773CED94193BB61D479629514E"
      unitRef="shares">0</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding
      contextRef="FI2019Q4"
      decimals="0"
      id="Fact-FDBE9EE45527133A4E9BF217A3843EE0-wk-Fact-FDBE9EE45527133A4E9BF217A3843EE0"
      unitRef="shares">1600000</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding
      contextRef="FI2019Q4"
      decimals="INF"
      id="Fact-7F196B370C194858F710A358AC5810EE-wk-Fact-7F196B370C194858F710A358AC5810EE"
      unitRef="shares">1600000</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="INF"
      id="Fact-22B49156611FAC226C12A358AC58CD37-wk-Fact-22B49156611FAC226C12A358AC58CD37"
      unitRef="shares">250000</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="INF"
      id="Fact-3FEA5E8950F3D67F8D09A358AC5AE454-wk-Fact-3FEA5E8950F3D67F8D09A358AC5AE454"
      unitRef="shares">300000</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="INF"
      id="Fact-410310B906D5BDD6DAB4A358AC5930F5-wk-Fact-410310B906D5BDD6DAB4A358AC5930F5"
      unitRef="shares">300000</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="INF"
      id="Fact-C52EA1D6A9D46CCC0D06CB07D2F7917C-wk-Fact-C52EA1D6A9D46CCC0D06CB07D2F7917C"
      unitRef="shares">300000</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="INF"
      id="Fact-C33D4B01398D17EFBCA0CB07D62A5B13-wk-Fact-C33D4B01398D17EFBCA0CB07D62A5B13"
      unitRef="shares">450000</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockValueOutstanding
      contextRef="FI2018Q4"
      decimals="-6"
      id="Fact-FAA9E40B2E593E4ECBD8A358AC5BE5BF-wk-Fact-FAA9E40B2E593E4ECBD8A358AC5BE5BF"
      unitRef="usd">840000000</us-gaap:PreferredStockValueOutstanding>
    <us-gaap:PreferredStockValueOutstanding
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="-6"
      id="Fact-D7B6C9373C6812FCB7D01D46C83A606E-wk-Fact-D7B6C9373C6812FCB7D01D46C83A606E"
      unitRef="usd">247000000</us-gaap:PreferredStockValueOutstanding>
    <us-gaap:PreferredStockValueOutstanding
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="-6"
      id="Fact-93B4BEDF623D9A182EE91D46D37FDF26-wk-Fact-93B4BEDF623D9A182EE91D46D37FDF26"
      unitRef="usd">296000000</us-gaap:PreferredStockValueOutstanding>
    <us-gaap:PreferredStockValueOutstanding
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="-6"
      id="Fact-FB828B0993D6425A9DC71D46DF37EAFB-wk-Fact-FB828B0993D6425A9DC71D46DF37EAFB"
      unitRef="usd">297000000</us-gaap:PreferredStockValueOutstanding>
    <us-gaap:PreferredStockValueOutstanding
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="-6"
      id="Fact-9187453A64F98A83471D1D46EBE5314F-wk-Fact-9187453A64F98A83471D1D46EBE5314F"
      unitRef="usd">0</us-gaap:PreferredStockValueOutstanding>
    <us-gaap:PreferredStockValueOutstanding
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="-6"
      id="Fact-E08210E841B0E0765C481D46F90E1F57-wk-Fact-E08210E841B0E0765C481D46F90E1F57"
      unitRef="usd">0</us-gaap:PreferredStockValueOutstanding>
    <us-gaap:PreferredStockValueOutstanding
      contextRef="FI2019Q4"
      decimals="-6"
      id="Fact-89E43E286F14298F2A2CA358AC58A8E7-wk-Fact-89E43E286F14298F2A2CA358AC58A8E7"
      unitRef="usd">1570000000</us-gaap:PreferredStockValueOutstanding>
    <us-gaap:PreferredStockValueOutstanding
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="-6"
      id="Fact-38D66B8925A3F105A9651D46C6932DBD-wk-Fact-38D66B8925A3F105A9651D46C6932DBD"
      unitRef="usd">247000000</us-gaap:PreferredStockValueOutstanding>
    <us-gaap:PreferredStockValueOutstanding
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="-6"
      id="Fact-385D71933BA080985C591D46D1BF69D0-wk-Fact-385D71933BA080985C591D46D1BF69D0"
      unitRef="usd">296000000</us-gaap:PreferredStockValueOutstanding>
    <us-gaap:PreferredStockValueOutstanding
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="-6"
      id="Fact-D9D863A25126DE35CF221D46DD720D69-wk-Fact-D9D863A25126DE35CF221D46DD720D69"
      unitRef="usd">297000000</us-gaap:PreferredStockValueOutstanding>
    <us-gaap:PreferredStockValueOutstanding
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="-6"
      id="Fact-0B3D34FB627C330479491D46EA17E5B1-wk-Fact-0B3D34FB627C330479491D46EA17E5B1"
      unitRef="usd">293000000</us-gaap:PreferredStockValueOutstanding>
    <us-gaap:PreferredStockValueOutstanding
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="-6"
      id="Fact-297370EAE07846AA20611D46F7528E8E-wk-Fact-297370EAE07846AA20611D46F7528E8E"
      unitRef="usd">437000000</us-gaap:PreferredStockValueOutstanding>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_BuildingsandLeaseholdImprovementsMember"
      id="Fact-4E4E2DE16AC59E51444EA358AC72525A-wk-Fact-4E4E2DE16AC59E51444EA358AC72525A">P60Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_FurnitureFixturesandEquipmentMember"
      id="Fact-4A465E3C56DF20D4640EA358AC733920-wk-Fact-4A465E3C56DF20D4640EA358AC733920">P20Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandAndLandImprovementsMember"
      id="Fact-31FE37090975E8E9CF76A358AC72C4D1-wk-Fact-31FE37090975E8E9CF76A358AC72C4D1">P75Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_BuildingsandLeaseholdImprovementsMember"
      id="Fact-E61E4B0CF944BA37EB34A358AC74D9F5-wk-Fact-E61E4B0CF944BA37EB34A358AC74D9F5">P5Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_FurnitureFixturesandEquipmentMember"
      id="Fact-F0C1392354F3934ED2F6A358AC71F250-wk-Fact-F0C1392354F3934ED2F6A358AC71F250">P5Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandAndLandImprovementsMember"
      id="Fact-7259E63785B48DD6A04EA358AC735E30-wk-Fact-7259E63785B48DD6A04EA358AC735E30">P10Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate
      contextRef="FD2018Q4YTD"
      decimals="4"
      id="Fact-30172C4320DD82D57639A358AC855F80-wk-Fact-30172C4320DD82D57639A358AC855F80"
      unitRef="number">0.0609</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate>
    <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate
      contextRef="FD2019Q4YTD"
      decimals="4"
      id="Fact-6F653820CF58F0D69F4ED34378FBF836-wk-Fact-6F653820CF58F0D69F4ED34378FBF836"
      unitRef="number">0.0440</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate>
    <us-gaap:TreasuryStockShares
      contextRef="FI2018Q4"
      decimals="INF"
      id="Fact-267E9A9DF5A45005B132F7F56B8440EC-wk-Fact-267E9A9DF5A45005B132F7F56B8440EC"
      unitRef="shares">100811879</us-gaap:TreasuryStockShares>
    <us-gaap:TreasuryStockShares
      contextRef="FI2019Q4"
      decimals="INF"
      id="Fact-19A2EF0368455EC4A81906553F930CF3-wk-Fact-19A2EF0368455EC4A81906553F930CF3"
      unitRef="shares">135117647</us-gaap:TreasuryStockShares>
    <us-gaap:UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="Fact-EB4702C81BADEB8BA772A358AC3170CC-wk-Fact-EB4702C81BADEB8BA772A358AC3170CC"
      unitRef="usd">0</us-gaap:UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense>
    <dei:DocumentType
      contextRef="FD2019Q4YTD"
      id="d29287429e1374-wk-Fact-8753248867A83D21B459A43342F1C6FB">10-K</dei:DocumentType>
    <dei:DocumentAnnualReport
      contextRef="FD2019Q4YTD"
      id="d29287429e1384-wk-Fact-CB614E1242A243040261A4349AD602A8">true</dei:DocumentAnnualReport>
    <dei:DocumentPeriodEndDate
      contextRef="FD2019Q4YTD"
      id="d29287429e1396-wk-Fact-B91F2CEF42C8A2541188A641D92F00F8">2019-12-31</dei:DocumentPeriodEndDate>
    <dei:DocumentTransitionReport
      contextRef="FD2019Q4YTD"
      id="d29287429e1403-wk-Fact-EEC8465C5CC4D34A6D62A4354D0C6832">false</dei:DocumentTransitionReport>
    <dei:EntityFileNumber
      contextRef="FD2019Q4YTD"
      id="d29287429e1423-wk-Fact-EF515533BFA8D49F3DCEA4357E6AC536">001-36636</dei:EntityFileNumber>
    <dei:EntityIncorporationStateCountryCode
      contextRef="FD2019Q4YTD"
      id="d29287429e1447-wk-Fact-5F2C00BEF353CDE9BBC8A435C9FE49FE">DE</dei:EntityIncorporationStateCountryCode>
    <dei:EntityTaxIdentificationNumber
      contextRef="FD2019Q4YTD"
      id="d29287429e1457-wk-Fact-BCB6F5B8F3E7694CA02EA435CC2205FB">05-0412693</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="FD2019Q4YTD"
      id="d29287429e1484-wk-Fact-3D052BE0FB3BDCFB8051A4360E372617">One Citizens Plaza</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown
      contextRef="FD2019Q4YTD"
      id="d29287429e1489-wk-Fact-CFCEE7C7CCA62B031B4BA4362ECCAFBD">Providence</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince
      contextRef="FD2019Q4YTD"
      id="d29287429e1494-wk-Fact-E87F8CA6F45548B8F949A436560374BE">RI</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="FD2019Q4YTD"
      id="d29287429e1499-wk-Fact-2A6BC9025281B4FCF859A43672CFD1E8">02903</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode
      contextRef="FD2019Q4YTD"
      id="d29287429e1514-wk-Fact-71600B98DED059629863A43697A29800">401</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="FD2019Q4YTD"
      id="d29287429e1519-wk-Fact-3F099F59FC79D84EA48FA436B71CCB12">456-7000</dei:LocalPhoneNumber>
    <dei:Security12bTitle
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember"
      id="d29287429e1565-wk-Fact-97031C7E840BC3B37B42A43703D3A68A">Common stock, $0.01 par value per share</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember"
      id="d29287429e1570-wk-Fact-3ECA33251EB6D80D9218A43706426955">CFG</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember"
      id="d29287429e1575-wk-Fact-24188E6688BDD1BCBA05A437086122E7">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      id="d29287429e1581-wk-Fact-6120D1B9908BF54572FEA4370A745075">Depositary Shares, each representing a 1/40th interest in a share of 6.350% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series D</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      id="d29287429e1586-wk-Fact-B29B20125F80C300676EA4370C1597EC">CFG PrD</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      id="d29287429e1591-wk-Fact-2D0D956B61B05B79B2F0A4370DB318E0">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      id="d29287429e1597-wk-Fact-529CA995665AB3D72F29A4370F583784">Depositary Shares, each representing a 1/40th interest in a share of 5.000% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series E</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      id="d29287429e1602-wk-Fact-54CC22773A85287A6B67A43710DFD8CD">CFG PrE</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      id="d29287429e1607-wk-Fact-7003E3AC7218707E876AA4371275A090">NYSE</dei:SecurityExchangeName>
    <dei:EntityWellKnownSeasonedIssuer
      contextRef="FD2019Q4YTD"
      id="d29287429e1622-wk-Fact-CEDABF7531BEF3E31CAFA43A151A3354">Yes</dei:EntityWellKnownSeasonedIssuer>
    <dei:EntityVoluntaryFilers
      contextRef="FD2019Q4YTD"
      id="d29287429e1642-wk-Fact-C8F24340E5C1F244EDEEA43A3DE8CFF5">No</dei:EntityVoluntaryFilers>
    <dei:EntityCurrentReportingStatus
      contextRef="FD2019Q4YTD"
      id="d29287429e1654-wk-Fact-D0C8DDB2BBFA90892DD7A43B0D9DC7F9">Yes</dei:EntityCurrentReportingStatus>
    <dei:EntityInteractiveDataCurrent
      contextRef="FD2019Q4YTD"
      id="d29287429e1670-wk-Fact-3404BF08A377651D08F1A43A84DD1C62">Yes</dei:EntityInteractiveDataCurrent>
    <dei:EntityFilerCategory
      contextRef="FD2019Q4YTD"
      id="d29287429e1697-wk-Fact-AD05674469CEDA5DA984A43B854CEEA2">Large Accelerated Filer</dei:EntityFilerCategory>
    <dei:EntitySmallBusiness
      contextRef="FD2019Q4YTD"
      id="d29287429e1733-wk-Fact-5D42A82A0E4665C092A1A43BAB6716A5">false</dei:EntitySmallBusiness>
    <dei:EntityEmergingGrowthCompany
      contextRef="FD2019Q4YTD"
      id="d29287429e1754-wk-Fact-38C5BFB647A44B226395A43BC80B73CF">false</dei:EntityEmergingGrowthCompany>
    <dei:EntityShellCompany
      contextRef="FD2019Q4YTD"
      id="d29287429e1769-wk-Fact-31F27A53521A076BA12FA43C5E03E565">false</dei:EntityShellCompany>
    <dei:EntityPublicFloat
      contextRef="FI2019Q2"
      decimals="0"
      id="d29287429e1781-wk-Fact-3981B9FFCA5DF8B8AABDA43C0D696984"
      unitRef="usd">16145696534</dei:EntityPublicFloat>
    <dei:EntityCommonStockSharesOutstanding
      contextRef="I2020Q1Feb05"
      decimals="0"
      id="d29287429e1785-wk-Fact-4EB5EB8B737F5C4BB23AD5D534CAF489"
      unitRef="shares">427434404</dei:EntityCommonStockSharesOutstanding>
    <dei:DocumentsIncorporatedByReferenceTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-2133C716CCB6B4BC01BAA6403FDBE391-0-wk-Fact-54F89D6D4CBA3004F0A2A6404DA32B67">&lt;div style="line-height:120%;text-align:justify;padding-left:24px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Portions of Citizens Financial Group, Inc.&#x2019;s proxy statement to be filed with the United States Securities and Exchange Commission in connection with Citizens Financial Group, Inc.&#x2019;s &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;2020&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; annual meeting of stockholders (the &#x201c;Proxy Statement&#x201d;) are incorporated by reference into Part III hereof.  Such Proxy Statement will be filed within 120 days of Citizens Financial Group, Inc.&#x2019;s fiscal year ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;.&lt;/span&gt;&lt;/div&gt;</dei:DocumentsIncorporatedByReferenceTextBlock>
    <us-gaap:CashAndDueFromBanks
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e1438-wk-Fact-B1F398644B475138BD93F68C9CAA7765"
      unitRef="usd">1175000000</us-gaap:CashAndDueFromBanks>
    <us-gaap:CashAndDueFromBanks
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e1456-wk-Fact-9AE4E5C198855A0AB42AC68B6FE0B575"
      unitRef="usd">1081000000</us-gaap:CashAndDueFromBanks>
    <cfg:InterestbearingCashandDuefromBanks
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e1471-wk-Fact-C7F58F0321F2514CA8A972C9921D935D"
      unitRef="usd">2211000000</cfg:InterestbearingCashandDuefromBanks>
    <cfg:InterestbearingCashandDuefromBanks
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e1490-wk-Fact-FFCFE779B0B954D29506C48A1A0F5A80"
      unitRef="usd">2993000000</cfg:InterestbearingCashandDuefromBanks>
    <us-gaap:InterestBearingDepositsInBanks
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e1510-wk-Fact-2133C637D88B5CAC88A553047A464DB3"
      unitRef="usd">297000000</us-gaap:InterestBearingDepositsInBanks>
    <us-gaap:InterestBearingDepositsInBanks
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e1529-wk-Fact-FB089BEF6417548897722C54EDEAF7A0"
      unitRef="usd">148000000</us-gaap:InterestBearingDepositsInBanks>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e1551-wk-Fact-0E7D44555C385EC5A01CB9029E49D08E"
      unitRef="usd">20613000000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e1570-wk-Fact-D83784E21D7E5D2EA489BDC36F6C6C49"
      unitRef="usd">19895000000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:HeldToMaturitySecurities
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e1592-wk-Fact-C9349185F8C55A12861476B21EB06018"
      unitRef="usd">3202000000</us-gaap:HeldToMaturitySecurities>
    <us-gaap:HeldToMaturitySecurities
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e1611-wk-Fact-6FC94C750F5759FD98D3954A82E5DADE"
      unitRef="usd">4165000000</us-gaap:HeldToMaturitySecurities>
    <us-gaap:EquitySecuritiesFvNi
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e1631-wk-Fact-1425D64C274D5E549A40B65F0901D3E0"
      unitRef="usd">47000000</us-gaap:EquitySecuritiesFvNi>
    <us-gaap:EquitySecuritiesFvNi
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e1650-wk-Fact-0C768FCE419A5FADB6F19E9FB90C060A"
      unitRef="usd">181000000</us-gaap:EquitySecuritiesFvNi>
    <us-gaap:EquitySecuritiesWithoutReadilyDeterminableFairValueAmount
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e1670-wk-Fact-A6C34A51359852A39C509CA9BC6833C0"
      unitRef="usd">807000000</us-gaap:EquitySecuritiesWithoutReadilyDeterminableFairValueAmount>
    <us-gaap:EquitySecuritiesWithoutReadilyDeterminableFairValueAmount
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e1689-wk-Fact-A457D8467CE7516AB4705A7ACD3DB0A3"
      unitRef="usd">834000000</us-gaap:EquitySecuritiesWithoutReadilyDeterminableFairValueAmount>
    <us-gaap:LoansReceivableHeldForSaleAmount
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e1709-wk-Fact-21B397474D3D56A29698A8C66C2C0D94"
      unitRef="usd">1946000000</us-gaap:LoansReceivableHeldForSaleAmount>
    <us-gaap:LoansReceivableHeldForSaleAmount
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e1728-wk-Fact-766907E674AE59A38ECCFAA6FC50CFF9"
      unitRef="usd">1219000000</us-gaap:LoansReceivableHeldForSaleAmount>
    <cfg:OtherLoansReceivableHeldforsaleAmount
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e1748-wk-Fact-FFFE9785C9D9560A8B8CDD43D903103F"
      unitRef="usd">1384000000</cfg:OtherLoansReceivableHeldforsaleAmount>
    <cfg:OtherLoansReceivableHeldforsaleAmount
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e1767-wk-Fact-11D5754957A4590D9AE5752A4B4A7AA5"
      unitRef="usd">101000000</cfg:OtherLoansReceivableHeldforsaleAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e1788-wk-Fact-D77810CA5C875E47A21D12839E8BBFF2"
      unitRef="usd">119088000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e1807-wk-Fact-9467A96E5C615E8D940080DF80DB1115"
      unitRef="usd">116660000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e1827-wk-Fact-F9A352D2D06B52C994EE4BB34B2D3B76"
      unitRef="usd">1252000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e1847-wk-Fact-0B53BF6CD6445FB78C49988EA97DE3B0"
      unitRef="usd">1242000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableNetReportedAmount
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e1868-wk-Fact-B69DBBDAA0BD58CF9AFA141FBE941DEC"
      unitRef="usd">117836000000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
    <us-gaap:LoansAndLeasesReceivableNetReportedAmount
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e1887-wk-Fact-AC5A5DFBB291529BB2EDA1552D0CC871"
      unitRef="usd">115418000000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
    <us-gaap:DerivativeAssets
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e1907-wk-Fact-C83BFA58DC7A557A86BF3E18F545C6D2"
      unitRef="usd">807000000</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e1926-wk-Fact-F889DB63A438526B88832AD796FA4249"
      unitRef="usd">317000000</us-gaap:DerivativeAssets>
    <us-gaap:PropertyPlantAndEquipmentNet
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e1946-wk-Fact-0D850A4BC0FA5B53A905D067565B8F86"
      unitRef="usd">761000000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:PropertyPlantAndEquipmentNet
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e1965-wk-Fact-FA6C6914FF1A5FB8B7A98ED86DAFD424"
      unitRef="usd">791000000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:BankOwnedLifeInsurance
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e1985-wk-Fact-86E19AD60A265ECAAF47130D17FEB480"
      unitRef="usd">1725000000</us-gaap:BankOwnedLifeInsurance>
    <us-gaap:BankOwnedLifeInsurance
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2004-wk-Fact-3D36A14FBD345C2BAA9EA360E7B867D3"
      unitRef="usd">1698000000</us-gaap:BankOwnedLifeInsurance>
    <us-gaap:Goodwill
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2024-wk-Fact-FECD1479613A5F27A876468BC15CFFDC"
      unitRef="usd">7044000000</us-gaap:Goodwill>
    <us-gaap:Goodwill
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2043-wk-Fact-D2F5571D9E9950C4AF80E794A82DF1CE"
      unitRef="usd">6923000000</us-gaap:Goodwill>
    <us-gaap:OtherAssets
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2063-wk-Fact-3DC2343E2D28540FA4AD477EE3F7DF0D"
      unitRef="usd">5878000000</us-gaap:OtherAssets>
    <us-gaap:OtherAssets
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2082-wk-Fact-EC6DFFBB5FDA502D8C7F499A4D95E037"
      unitRef="usd">4754000000</us-gaap:OtherAssets>
    <us-gaap:Assets
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2106-wk-Fact-3311BE9269885009A3107B610E6A0DF3"
      unitRef="usd">165733000000</us-gaap:Assets>
    <us-gaap:Assets
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2124-wk-Fact-E0F2788115C55FB5887B9FB085DAC128"
      unitRef="usd">160518000000</us-gaap:Assets>
    <us-gaap:NoninterestBearingDepositLiabilities
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2267-wk-Fact-692E829247955372BD64CF1CD6A5C888"
      unitRef="usd">29233000000</us-gaap:NoninterestBearingDepositLiabilities>
    <us-gaap:NoninterestBearingDepositLiabilities
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2285-wk-Fact-7C26F03A9A3755D3BD8FB88C1D01C617"
      unitRef="usd">29458000000</us-gaap:NoninterestBearingDepositLiabilities>
    <us-gaap:InterestBearingDepositLiabilities
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2300-wk-Fact-E07B2B0510FD51C395DAB64EAAC15C0E"
      unitRef="usd">96080000000</us-gaap:InterestBearingDepositLiabilities>
    <us-gaap:InterestBearingDepositLiabilities
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2319-wk-Fact-C4435781844357B480EDAA5B8528D17D"
      unitRef="usd">90117000000</us-gaap:InterestBearingDepositLiabilities>
    <us-gaap:Deposits
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2339-wk-Fact-37528F790F035D5ABE9CC036187AD9EC"
      unitRef="usd">125313000000</us-gaap:Deposits>
    <us-gaap:Deposits
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2358-wk-Fact-80EC4DE682685A169DF7DF0B11DFAE36"
      unitRef="usd">119575000000</us-gaap:Deposits>
    <us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2378-wk-Fact-5C8DBF6319DB5D0897BEEBC6CBC6077E"
      unitRef="usd">265000000</us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase>
    <us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2397-wk-Fact-6BD10A15F8725DFEB45E1EB84C21C2BE"
      unitRef="usd">1156000000</us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase>
    <us-gaap:OtherShortTermBorrowings
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2417-wk-Fact-1798129D18485A4A839F88A0B40EE665"
      unitRef="usd">9000000</us-gaap:OtherShortTermBorrowings>
    <us-gaap:OtherShortTermBorrowings
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2436-wk-Fact-90E7C3EAD6FB571AAA88B2F6B0A4CAC0"
      unitRef="usd">161000000</us-gaap:OtherShortTermBorrowings>
    <us-gaap:DerivativeLiabilities
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2456-wk-Fact-E8025D5896E759A1B2CAB5C266F38F96"
      unitRef="usd">120000000</us-gaap:DerivativeLiabilities>
    <us-gaap:DerivativeLiabilities
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2475-wk-Fact-8A8FAF689F6250559750C0B687D251B6"
      unitRef="usd">292000000</us-gaap:DerivativeLiabilities>
    <us-gaap:DeferredIncomeTaxLiabilitiesNet
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2495-wk-Fact-60D5D8FADDE45FEDB33542D34A2CB600"
      unitRef="usd">866000000</us-gaap:DeferredIncomeTaxLiabilitiesNet>
    <us-gaap:DeferredIncomeTaxLiabilitiesNet
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2514-wk-Fact-130C42913891502AB63D47D176418D36"
      unitRef="usd">573000000</us-gaap:DeferredIncomeTaxLiabilitiesNet>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2534-wk-Fact-B024210276B05643ABF133350C9475C3"
      unitRef="usd">14047000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2553-wk-Fact-643C4A75019F58DDAB37B149BD665B82"
      unitRef="usd">15925000000</us-gaap:LongTermDebt>
    <us-gaap:OtherLiabilities
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2573-wk-Fact-ED5CF5D4896650D993733AA307586669"
      unitRef="usd">2912000000</us-gaap:OtherLiabilities>
    <us-gaap:OtherLiabilities
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2592-wk-Fact-C5672FCFE1F45B9CB2866F818B33CBE5"
      unitRef="usd">2019000000</us-gaap:OtherLiabilities>
    <us-gaap:Liabilities
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2612-wk-Fact-C6DACA3975A05164910660710B2C8D73"
      unitRef="usd">143532000000</us-gaap:Liabilities>
    <us-gaap:Liabilities
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2631-wk-Fact-E67460F8C3295AFBB9E07D61C0857038"
      unitRef="usd">139701000000</us-gaap:Liabilities>
    <us-gaap:CommitmentsAndContingencies
      contextRef="FI2019Q4"
      id="d29499991e2652-wk-Fact-1CBCF38DF54EFFD559BAA358ABE0F92A"
      unitRef="usd"
      xsi:nil="true"/>
    <us-gaap:CommitmentsAndContingencies
      contextRef="FI2018Q4"
      id="d29499991e2671-wk-Fact-D9CE32816D0AD0E1AD28A358ABD5BDCF"
      unitRef="usd"
      xsi:nil="true"/>
    <us-gaap:PreferredStockValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2773-wk-Fact-6F9EFAE2D3805BD49FF5E1AE8CB06F50"
      unitRef="usd">1570000000</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockValue
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2792-wk-Fact-8CE9B327F2495ED2A74230747F390956"
      unitRef="usd">840000000</us-gaap:PreferredStockValue>
    <us-gaap:CommonStockValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2853-wk-Fact-FCAC5D8CBD7D5408A7E458A8DA9AA084"
      unitRef="usd">6000000</us-gaap:CommonStockValue>
    <us-gaap:CommonStockValue
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2872-wk-Fact-9B1BD58FF9315742A59A7C39F05E6627"
      unitRef="usd">6000000</us-gaap:CommonStockValue>
    <us-gaap:AdditionalPaidInCapital
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2892-wk-Fact-4C08EF24A56E517287ED8767ADA8022F"
      unitRef="usd">18891000000</us-gaap:AdditionalPaidInCapital>
    <us-gaap:AdditionalPaidInCapital
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2911-wk-Fact-A2418F1653E15A9188439ED8FEA1EBE0"
      unitRef="usd">18815000000</us-gaap:AdditionalPaidInCapital>
    <us-gaap:RetainedEarningsAccumulatedDeficit
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2931-wk-Fact-951C83489C7A56E186969D14E4CDD1BD"
      unitRef="usd">6498000000</us-gaap:RetainedEarningsAccumulatedDeficit>
    <us-gaap:RetainedEarningsAccumulatedDeficit
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2950-wk-Fact-EC995F98CC1D559DB27FB7ECCD1A29DB"
      unitRef="usd">5385000000</us-gaap:RetainedEarningsAccumulatedDeficit>
    <us-gaap:TreasuryStockValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e2970-wk-Fact-7FC604DCED69559CA27C9EF6B4F72DE6"
      unitRef="usd">4353000000</us-gaap:TreasuryStockValue>
    <us-gaap:TreasuryStockValue
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e2990-wk-Fact-A136A6C847E7592E8848751D2B8ED996"
      unitRef="usd">3133000000</us-gaap:TreasuryStockValue>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e3011-wk-Fact-6DABF9542BF2500F8E6A55E2CF1703D3"
      unitRef="usd">-411000000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e3031-wk-Fact-AF20F4633DF45B628BBFDDD4E3DE280C"
      unitRef="usd">-1096000000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
    <us-gaap:StockholdersEquity
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e3052-wk-Fact-F84C089F686150979F2D4C125376F59F"
      unitRef="usd">22201000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e3071-wk-Fact-551080C56B155EF3B028363EFBD7CE31"
      unitRef="usd">20817000000</us-gaap:StockholdersEquity>
    <us-gaap:LiabilitiesAndStockholdersEquity
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29499991e3096-wk-Fact-DDF86F00E96F521FB7E421D297468379"
      unitRef="usd">165733000000</us-gaap:LiabilitiesAndStockholdersEquity>
    <us-gaap:LiabilitiesAndStockholdersEquity
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29499991e3114-wk-Fact-4BA18D074A4B5A1DB2C371916CCE7D0D"
      unitRef="usd">160518000000</us-gaap:LiabilitiesAndStockholdersEquity>
    <us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e1510-wk-Fact-C97BC7EB9045589DABDE2C252A945EDD"
      unitRef="usd">5441000000</us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio>
    <us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e1523-wk-Fact-DCA96B2F06AE56F1A09A5A1B7814CEE2"
      unitRef="usd">5010000000</us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio>
    <us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e1536-wk-Fact-4D102767759301747798A358ABE677A7"
      unitRef="usd">4249000000</us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio>
    <us-gaap:InterestAndFeeIncomeLoansHeldForSaleMortgages
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e1551-wk-Fact-A6669E7B037C547DA95C41828B4E3E7E"
      unitRef="usd">63000000</us-gaap:InterestAndFeeIncomeLoansHeldForSaleMortgages>
    <us-gaap:InterestAndFeeIncomeLoansHeldForSaleMortgages
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e1565-wk-Fact-36D175693434535E9CB1AC8D7EDC86EB"
      unitRef="usd">37000000</us-gaap:InterestAndFeeIncomeLoansHeldForSaleMortgages>
    <us-gaap:InterestAndFeeIncomeLoansHeldForSaleMortgages
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e1579-wk-Fact-822CA1F90C5D72F5770FA358ABE5C796"
      unitRef="usd">18000000</us-gaap:InterestAndFeeIncomeLoansHeldForSaleMortgages>
    <us-gaap:InterestAndFeeIncomeOtherLoansHeldForSale
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e1599-wk-Fact-23BEE7C73671593294FA7972ADF4C946"
      unitRef="usd">13000000</us-gaap:InterestAndFeeIncomeOtherLoansHeldForSale>
    <us-gaap:InterestAndFeeIncomeOtherLoansHeldForSale
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e1613-wk-Fact-869B8757742655DD86320CD84E39DBCB"
      unitRef="usd">10000000</us-gaap:InterestAndFeeIncomeOtherLoansHeldForSale>
    <us-gaap:InterestAndFeeIncomeOtherLoansHeldForSale
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e1627-wk-Fact-4C0463279A77B8A89633A358ABEC888E"
      unitRef="usd">10000000</us-gaap:InterestAndFeeIncomeOtherLoansHeldForSale>
    <us-gaap:InterestAndDividendIncomeSecurities
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e1647-wk-Fact-54559BACF8F15286B7DF74AA22DEFF9F"
      unitRef="usd">642000000</us-gaap:InterestAndDividendIncomeSecurities>
    <us-gaap:InterestAndDividendIncomeSecurities
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e1661-wk-Fact-605287F63A8355C0BAA3524C75BC88A2"
      unitRef="usd">672000000</us-gaap:InterestAndDividendIncomeSecurities>
    <us-gaap:InterestAndDividendIncomeSecurities
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e1675-wk-Fact-ADFA568A90AA0556F180A358ABF0C4A5"
      unitRef="usd">625000000</us-gaap:InterestAndDividendIncomeSecurities>
    <us-gaap:InterestIncomeDepositsWithFinancialInstitutions
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e1695-wk-Fact-78175FD29645526882677BF19DC0746D"
      unitRef="usd">30000000</us-gaap:InterestIncomeDepositsWithFinancialInstitutions>
    <us-gaap:InterestIncomeDepositsWithFinancialInstitutions
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e1709-wk-Fact-057C0CA1E0D2515B9AE710D22874009F"
      unitRef="usd">29000000</us-gaap:InterestIncomeDepositsWithFinancialInstitutions>
    <us-gaap:InterestIncomeDepositsWithFinancialInstitutions
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e1723-wk-Fact-ED473BBD2A303FEE487AA358ABE14E63"
      unitRef="usd">18000000</us-gaap:InterestIncomeDepositsWithFinancialInstitutions>
    <us-gaap:InterestAndDividendIncomeOperating
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e1743-wk-Fact-8CE3EE144A889B78AE0DA358ABD09AEF"
      unitRef="usd">6189000000</us-gaap:InterestAndDividendIncomeOperating>
    <us-gaap:InterestAndDividendIncomeOperating
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e1757-wk-Fact-74578F6A74AEBE8662D0A358ABD61628"
      unitRef="usd">5758000000</us-gaap:InterestAndDividendIncomeOperating>
    <us-gaap:InterestAndDividendIncomeOperating
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e1771-wk-Fact-EDB02624D41BDD3E6292A358ABD57477"
      unitRef="usd">4920000000</us-gaap:InterestAndDividendIncomeOperating>
    <us-gaap:InterestExpenseDeposits
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e1842-wk-Fact-F49931521DBD57EE8C0342A818171F50"
      unitRef="usd">1155000000</us-gaap:InterestExpenseDeposits>
    <us-gaap:InterestExpenseDeposits
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e1856-wk-Fact-6E93F01FABEF578EB8970C8A84091CBF"
      unitRef="usd">785000000</us-gaap:InterestExpenseDeposits>
    <us-gaap:InterestExpenseDeposits
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e1870-wk-Fact-494661EED572856E9F30A358ABDAB42C"
      unitRef="usd">441000000</us-gaap:InterestExpenseDeposits>
    <us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e1891-wk-Fact-54B37D8EA961536C8F76C23A9084C511"
      unitRef="usd">8000000</us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase>
    <us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e1905-wk-Fact-BD8BFDEF336F54BE9F02DFB8695D9865"
      unitRef="usd">6000000</us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase>
    <us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e1919-wk-Fact-C962D125E6150EAB5505A358ABE45514"
      unitRef="usd">3000000</us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase>
    <us-gaap:InterestExpenseOtherShortTermBorrowings
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e1939-wk-Fact-5374CF037D7D53B8940E58A307D3F1E7"
      unitRef="usd">2000000</us-gaap:InterestExpenseOtherShortTermBorrowings>
    <us-gaap:InterestExpenseOtherShortTermBorrowings
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e1953-wk-Fact-8ED4D685C17F5303AB7C40BEFF3CF3DA"
      unitRef="usd">9000000</us-gaap:InterestExpenseOtherShortTermBorrowings>
    <us-gaap:InterestExpenseOtherShortTermBorrowings
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e1967-wk-Fact-9E5B00533F15727C2369A358ABE8CD95"
      unitRef="usd">17000000</us-gaap:InterestExpenseOtherShortTermBorrowings>
    <us-gaap:InterestExpenseLongTermDebt
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e1987-wk-Fact-315CED92F5685D788385D78FA769DE9C"
      unitRef="usd">410000000</us-gaap:InterestExpenseLongTermDebt>
    <us-gaap:InterestExpenseLongTermDebt
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2001-wk-Fact-C4C21187FE9E58EFB62084B5760D8E51"
      unitRef="usd">426000000</us-gaap:InterestExpenseLongTermDebt>
    <us-gaap:InterestExpenseLongTermDebt
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2015-wk-Fact-317EDE72912423805276A358ABC78350"
      unitRef="usd">286000000</us-gaap:InterestExpenseLongTermDebt>
    <us-gaap:InterestExpense
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2035-wk-Fact-2547265A4BD527FE6780A358ABDF3721"
      unitRef="usd">1575000000</us-gaap:InterestExpense>
    <us-gaap:InterestExpense
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2049-wk-Fact-9AF1FADE1E71AD3DAA61A358ABC84668"
      unitRef="usd">1226000000</us-gaap:InterestExpense>
    <us-gaap:InterestExpense
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2063-wk-Fact-8BFC03C26E9A9FC7404BA358ABE211D7"
      unitRef="usd">747000000</us-gaap:InterestExpense>
    <us-gaap:InterestIncomeExpenseNet
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2083-wk-Fact-C3C183DCA088A804B862A358ABEEB752"
      unitRef="usd">4614000000</us-gaap:InterestIncomeExpenseNet>
    <us-gaap:InterestIncomeExpenseNet
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2097-wk-Fact-9D816EC6D22A95713192A358ABE41018"
      unitRef="usd">4532000000</us-gaap:InterestIncomeExpenseNet>
    <us-gaap:InterestIncomeExpenseNet
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2111-wk-Fact-057EA20611649D4991DDA358ABE990AA"
      unitRef="usd">4173000000</us-gaap:InterestIncomeExpenseNet>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2131-wk-Fact-2B5DBD3E23B45C2AB318CBA3A250265E"
      unitRef="usd">393000000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2145-wk-Fact-9F9AB30255F85E53B1C20241E05D09C1"
      unitRef="usd">326000000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2159-wk-Fact-7C516329508393601B39A358ABDAD04B"
      unitRef="usd">321000000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2179-wk-Fact-33543A795947E4359B80A358ABF2E629"
      unitRef="usd">4221000000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
    <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2193-wk-Fact-7C1651C86461C19894AFA358ABECF45F"
      unitRef="usd">4206000000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
    <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2207-wk-Fact-745378E774FCA4C8D996A358ABDC2FF7"
      unitRef="usd">3852000000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
    <cfg:ServiceChargesandFees
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2278-wk-Fact-3DE0B4143364591BBEA8F4B3230EAFE9"
      unitRef="usd">505000000</cfg:ServiceChargesandFees>
    <cfg:ServiceChargesandFees
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2292-wk-Fact-D5B9DC8EF37B5755BA9C8CF606475204"
      unitRef="usd">513000000</cfg:ServiceChargesandFees>
    <cfg:ServiceChargesandFees
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2306-wk-Fact-3CDE4EB87ECE230E412AA358ABDBE8FE"
      unitRef="usd">516000000</cfg:ServiceChargesandFees>
    <us-gaap:FeesAndCommissionsMortgageBankingAndServicing
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2326-wk-Fact-853FF446F1285E879DA568E498F24D37"
      unitRef="usd">302000000</us-gaap:FeesAndCommissionsMortgageBankingAndServicing>
    <us-gaap:FeesAndCommissionsMortgageBankingAndServicing
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2340-wk-Fact-CF7DB995DD3855E29998804D33DB4B6E"
      unitRef="usd">152000000</us-gaap:FeesAndCommissionsMortgageBankingAndServicing>
    <us-gaap:FeesAndCommissionsMortgageBankingAndServicing
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2354-wk-Fact-2F924FF692D61D66E2D8A358ABE7C64C"
      unitRef="usd">108000000</us-gaap:FeesAndCommissionsMortgageBankingAndServicing>
    <cfg:FeesAndCommissionsCreditAndDebitCards1
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2374-wk-Fact-B6EE22ACC8E05230A3F00C9A24381FBB"
      unitRef="usd">254000000</cfg:FeesAndCommissionsCreditAndDebitCards1>
    <cfg:FeesAndCommissionsCreditAndDebitCards1
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2388-wk-Fact-BEEDACBD57BA50AB9BFA647D616A5B8F"
      unitRef="usd">244000000</cfg:FeesAndCommissionsCreditAndDebitCards1>
    <cfg:FeesAndCommissionsCreditAndDebitCards1
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2402-wk-Fact-48F4A8D1447ADFE6DEA1A358ABEFCA2A"
      unitRef="usd">233000000</cfg:FeesAndCommissionsCreditAndDebitCards1>
    <cfg:CapitalMarketsFees
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2423-wk-Fact-F5C7100F126B5A81A1EB6C44072E12F6"
      unitRef="usd">216000000</cfg:CapitalMarketsFees>
    <cfg:CapitalMarketsFees
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2437-wk-Fact-E3F19FF549A25E519C6D184D0A1A7E22"
      unitRef="usd">179000000</cfg:CapitalMarketsFees>
    <cfg:CapitalMarketsFees
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2451-wk-Fact-7ED0075710E30AC20F17A358ABDDFA92"
      unitRef="usd">194000000</cfg:CapitalMarketsFees>
    <cfg:TrustandInvestmentServiceFees
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2471-wk-Fact-22CDB8A28D335DAD876476DCED60A18C"
      unitRef="usd">202000000</cfg:TrustandInvestmentServiceFees>
    <cfg:TrustandInvestmentServiceFees
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2485-wk-Fact-D17D1875103D55B2BA04493930546CD7"
      unitRef="usd">171000000</cfg:TrustandInvestmentServiceFees>
    <cfg:TrustandInvestmentServiceFees
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2499-wk-Fact-96165D3C44FE09DB0406A358ABEBB17A"
      unitRef="usd">158000000</cfg:TrustandInvestmentServiceFees>
    <cfg:ForeignExchangeandTradeFinanceFees
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2519-wk-Fact-F29134331BE65E72B010DC6E023EB482"
      unitRef="usd">155000000</cfg:ForeignExchangeandTradeFinanceFees>
    <cfg:ForeignExchangeandTradeFinanceFees
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2533-wk-Fact-B2585C357F5A5F40B4DE18022435ACF2"
      unitRef="usd">126000000</cfg:ForeignExchangeandTradeFinanceFees>
    <cfg:ForeignExchangeandTradeFinanceFees
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2547-wk-Fact-DB91B65DB53D4D482BC8A358ABE9B5FD"
      unitRef="usd">109000000</cfg:ForeignExchangeandTradeFinanceFees>
    <cfg:LetterofCreditandLoanFees
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2567-wk-Fact-4988D5950DBD56A29540054C190CD1B1"
      unitRef="usd">135000000</cfg:LetterofCreditandLoanFees>
    <cfg:LetterofCreditandLoanFees
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2581-wk-Fact-9BE34465CA5D54149AEA1EF04D07DF86"
      unitRef="usd">128000000</cfg:LetterofCreditandLoanFees>
    <cfg:LetterofCreditandLoanFees
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2595-wk-Fact-0AC226866CCD7BD481CDA358ABC74F91"
      unitRef="usd">121000000</cfg:LetterofCreditandLoanFees>
    <us-gaap:DebtSecuritiesRealizedGainLoss
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2615-wk-Fact-364E9B371D8E5EE2A7673D568EC88D97"
      unitRef="usd">19000000</us-gaap:DebtSecuritiesRealizedGainLoss>
    <us-gaap:DebtSecuritiesRealizedGainLoss
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2629-wk-Fact-4780F03C6D9E54D49C5B09F03FE8DD26"
      unitRef="usd">19000000</us-gaap:DebtSecuritiesRealizedGainLoss>
    <us-gaap:DebtSecuritiesRealizedGainLoss
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2643-wk-Fact-9481CDC49AAA42327710A358ABDE84D3"
      unitRef="usd">11000000</us-gaap:DebtSecuritiesRealizedGainLoss>
    <us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2663-wk-Fact-88EDDCF5FF5A5CCDABD16E5C291D1093"
      unitRef="usd">2000000</us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings>
    <us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2678-wk-Fact-D26A6B05A67056D885FAAD0F0909E640"
      unitRef="usd">3000000</us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings>
    <us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2693-wk-Fact-C370707F14C2C3EEA946A358ABE8C8A5"
      unitRef="usd">7000000</us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings>
    <us-gaap:NoninterestIncomeOther
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2714-wk-Fact-E16055ABD3FD5C5D98FE4F07C76F39EC"
      unitRef="usd">91000000</us-gaap:NoninterestIncomeOther>
    <us-gaap:NoninterestIncomeOther
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2728-wk-Fact-04A36085DF195B5697304EACDC0D8816"
      unitRef="usd">67000000</us-gaap:NoninterestIncomeOther>
    <us-gaap:NoninterestIncomeOther
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2742-wk-Fact-BD0857E7681BA129B168A358ABDB74E6"
      unitRef="usd">91000000</us-gaap:NoninterestIncomeOther>
    <us-gaap:NoninterestIncome
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2762-wk-Fact-418E6B19AE62E57CDEC4A358ABD475E7"
      unitRef="usd">1877000000</us-gaap:NoninterestIncome>
    <us-gaap:NoninterestIncome
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2776-wk-Fact-818731BAD4CCB6E1A588A358ABCCF9BA"
      unitRef="usd">1596000000</us-gaap:NoninterestIncome>
    <us-gaap:NoninterestIncome
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2790-wk-Fact-A6626EE7F6452CF740B1A358ABCA5037"
      unitRef="usd">1534000000</us-gaap:NoninterestIncome>
    <us-gaap:LaborAndRelatedExpense
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2861-wk-Fact-7B620BDD91895185A28EF7BF9BF89C8E"
      unitRef="usd">2026000000</us-gaap:LaborAndRelatedExpense>
    <us-gaap:LaborAndRelatedExpense
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2875-wk-Fact-BE050CF03754542B94FAFDFA2E193767"
      unitRef="usd">1880000000</us-gaap:LaborAndRelatedExpense>
    <us-gaap:LaborAndRelatedExpense
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2889-wk-Fact-8029BCD0BF7E74BDF1FFA358ABD11EB1"
      unitRef="usd">1766000000</us-gaap:LaborAndRelatedExpense>
    <us-gaap:EquipmentExpense
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2909-wk-Fact-AE6F6B0AAF4858F7AFCC23EE1D8C2564"
      unitRef="usd">514000000</us-gaap:EquipmentExpense>
    <us-gaap:EquipmentExpense
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2923-wk-Fact-C75B8957833959BA93C83CA2C0F2AF08"
      unitRef="usd">464000000</us-gaap:EquipmentExpense>
    <us-gaap:EquipmentExpense
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2937-wk-Fact-026AD3CABAAA5E53A7A2A358ABD81C6E"
      unitRef="usd">443000000</us-gaap:EquipmentExpense>
    <us-gaap:ProfessionalFees
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e2958-wk-Fact-8125527E3FB85684927D1DFFB485EB97"
      unitRef="usd">498000000</us-gaap:ProfessionalFees>
    <us-gaap:ProfessionalFees
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e2972-wk-Fact-B3E6A2D2A9F557258FE9CB5977157C36"
      unitRef="usd">447000000</us-gaap:ProfessionalFees>
    <us-gaap:ProfessionalFees
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e2986-wk-Fact-55CEAAC8B30B53B32233A358ABF1E3DF"
      unitRef="usd">404000000</us-gaap:ProfessionalFees>
    <us-gaap:OccupancyNet
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e3006-wk-Fact-DACA802615A15DE8A78E25D4A5F33CA6"
      unitRef="usd">333000000</us-gaap:OccupancyNet>
    <us-gaap:OccupancyNet
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e3020-wk-Fact-8C7FF786B77853A199A0431E19DB1DB9"
      unitRef="usd">333000000</us-gaap:OccupancyNet>
    <us-gaap:OccupancyNet
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e3034-wk-Fact-6CC32A95085B5560AEF3A358ABF3E4DF"
      unitRef="usd">319000000</us-gaap:OccupancyNet>
    <us-gaap:OtherNoninterestExpense
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e3054-wk-Fact-1845BDBBC538558E85CBEE8D6886B876"
      unitRef="usd">476000000</us-gaap:OtherNoninterestExpense>
    <us-gaap:OtherNoninterestExpense
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e3068-wk-Fact-B70F0179749D5B1EA048394FFB6C213F"
      unitRef="usd">495000000</us-gaap:OtherNoninterestExpense>
    <us-gaap:OtherNoninterestExpense
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e3082-wk-Fact-9C81F06340297DB78978A358ABE711DC"
      unitRef="usd">542000000</us-gaap:OtherNoninterestExpense>
    <us-gaap:NoninterestExpense
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e3102-wk-Fact-42F499C1510B813D73C1A358ABEA2F91"
      unitRef="usd">3847000000</us-gaap:NoninterestExpense>
    <us-gaap:NoninterestExpense
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e3116-wk-Fact-133E3F5193247EAD7B77A358ABEE94D7"
      unitRef="usd">3619000000</us-gaap:NoninterestExpense>
    <us-gaap:NoninterestExpense
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e3130-wk-Fact-C27FB69189FB381A430AA358ABDBFAAE"
      unitRef="usd">3474000000</us-gaap:NoninterestExpense>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e3150-wk-Fact-BC5F067538A5E16C3256A358ABF32C4B"
      unitRef="usd">2251000000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e3164-wk-Fact-5D65DAF1FAA3BDEF7F75A358ABE97D43"
      unitRef="usd">2183000000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e3178-wk-Fact-150FFC811A7D1E5D36C6A358ABC8C621"
      unitRef="usd">1912000000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
    <us-gaap:IncomeTaxExpenseBenefit
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e3198-wk-Fact-975CCB0E39885CD1BF668DB191F0225A"
      unitRef="usd">460000000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e3212-wk-Fact-7ECDF9F874B852CF9F1339DE019F0CF8"
      unitRef="usd">462000000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e3226-wk-Fact-AA0BAD5C08D975575079A358ABF244C0"
      unitRef="usd">260000000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:NetIncomeLoss
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e3250-wk-Fact-B3D059C47760C87E5D13A358ABCC2A98"
      unitRef="usd">1791000000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e3263-wk-Fact-9CF0DDA34EA381C7CC58A358ABF2CCFA"
      unitRef="usd">1721000000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e3276-wk-Fact-25B9563309EEC6EE3234A358ABE1D7BF"
      unitRef="usd">1652000000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507853e3291-wk-Fact-60C46F453F9CDEFF1CBDA358ABED6579"
      unitRef="usd">1718000000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507853e3306-wk-Fact-C6105FC910CC7589FC2FA358ABF2600E"
      unitRef="usd">1692000000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507853e3325-wk-Fact-97B2B1A863AFF5269268A358ABE64A78"
      unitRef="usd">1638000000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic
      contextRef="FD2019Q4YTD"
      decimals="0"
      id="d29507853e3391-wk-Fact-B759B1E1CEA15144B7EC29A16F469A33"
      unitRef="shares">449731453</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
    <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic
      contextRef="FD2018Q4YTD"
      decimals="0"
      id="d29507853e3405-wk-Fact-E232CC02BD5C51E0BF4941E7CED0EEB1"
      unitRef="shares">478822072</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
    <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic
      contextRef="FD2017Q4YTD"
      decimals="0"
      id="d29507853e3419-wk-Fact-281B8D7AC5B11A4763F6A358ABE18A39"
      unitRef="shares">502157440</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
    <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
      contextRef="FD2019Q4YTD"
      decimals="0"
      id="d29507853e3439-wk-Fact-971655C03F325958B3B3999E080FC693"
      unitRef="shares">451213701</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
    <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
      contextRef="FD2018Q4YTD"
      decimals="0"
      id="d29507853e3453-wk-Fact-126D43A8F63C50A8B10DF264B9BB2856"
      unitRef="shares">480430741</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
    <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
      contextRef="FD2017Q4YTD"
      decimals="0"
      id="d29507853e3467-wk-Fact-BDBC6D9634742F88C438A358ABE0B461"
      unitRef="shares">503685091</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
    <us-gaap:EarningsPerShareBasic
      contextRef="FD2019Q4YTD"
      decimals="2"
      id="d29507853e3543-wk-Fact-9F8F9D4743865728805D0AB666043A6C"
      unitRef="usdPerShare">3.82</us-gaap:EarningsPerShareBasic>
    <us-gaap:EarningsPerShareBasic
      contextRef="FD2018Q4YTD"
      decimals="2"
      id="d29507853e3556-wk-Fact-D7C6287F600E553D9AF80E65DE63E91B"
      unitRef="usdPerShare">3.54</us-gaap:EarningsPerShareBasic>
    <us-gaap:EarningsPerShareBasic
      contextRef="FD2017Q4YTD"
      decimals="2"
      id="d29507853e3569-wk-Fact-93D06FC156625F58B077A358ABC75C77"
      unitRef="usdPerShare">3.26</us-gaap:EarningsPerShareBasic>
    <us-gaap:EarningsPerShareDiluted
      contextRef="FD2019Q4YTD"
      decimals="2"
      id="d29507853e3584-wk-Fact-5890DE8BCA495CD1A910230FEB47E167"
      unitRef="usdPerShare">3.81</us-gaap:EarningsPerShareDiluted>
    <us-gaap:EarningsPerShareDiluted
      contextRef="FD2018Q4YTD"
      decimals="2"
      id="d29507853e3598-wk-Fact-A479B923BD1F58058294A43661CBB248"
      unitRef="usdPerShare">3.52</us-gaap:EarningsPerShareDiluted>
    <us-gaap:EarningsPerShareDiluted
      contextRef="FD2017Q4YTD"
      decimals="2"
      id="d29507853e3612-wk-Fact-C3DEA3BA526A81608994A358ABF3E168"
      unitRef="usdPerShare">3.25</us-gaap:EarningsPerShareDiluted>
    <us-gaap:NetIncomeLoss
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507848e1458-wk-Fact-B3D059C47760C87E5D13A358ABCC2A98"
      unitRef="usd">1791000000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507848e1471-wk-Fact-9CF0DDA34EA381C7CC58A358ABF2CCFA"
      unitRef="usd">1721000000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507848e1484-wk-Fact-25B9563309EEC6EE3234A358ABE1D7BF"
      unitRef="usd">1652000000</us-gaap:NetIncomeLoss>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507848e1550-wk-Fact-3A613BE7D7AB5AF29D2F467B61C2736B"
      unitRef="usd">103000000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax>
    <us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507848e1564-wk-Fact-F4D88FB93A6558AB98FE1F0B5ADAB5F5"
      unitRef="usd">-33000000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507848e1579-wk-Fact-8A40948DD2ED37A2DCA9A358AD336CD4"
      unitRef="usd">-14000000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507848e1600-wk-Fact-7F9FBC813DD95EFA9723DAD802379239"
      unitRef="usd">-43000000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507848e1614-wk-Fact-3BDAA0F64CB9521AAFF2A7BB90EE1CEE"
      unitRef="usd">-33000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507848e1628-wk-Fact-F3E3FA4E19D4FEDA02FFA358AD37EE61"
      unitRef="usd">16000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507848e1649-wk-Fact-AA653660E8AB56DFBF7AE0C6330B1104"
      unitRef="usd">501000000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507848e1663-wk-Fact-FEB9397DAA7F50589D87C950D4CCF157"
      unitRef="usd">-239000000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507848e1678-wk-Fact-C299EE4551356144491FA358AD36437E"
      unitRef="usd">-6000000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
    <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507848e1699-wk-Fact-36A7819C31735180A269111251E31611"
      unitRef="usd">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507848e1713-wk-Fact-5996E83DB8E35F93BC55DF1120BA8D80"
      unitRef="usd">3000000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507848e1728-wk-Fact-F498466100B68555F5B0A358AD3246BD"
      unitRef="usd">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507848e1748-wk-Fact-A54CA77716525754927A01713817E9D6"
      unitRef="usd">15000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507848e1763-wk-Fact-CF7D9FA435725E8CA8F23F461883D9A4"
      unitRef="usd">12000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507848e1778-wk-Fact-EF99BA127B33EB7F7DC2A358AD38112D"
      unitRef="usd">2000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax>
    <us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507848e1850-wk-Fact-DB24F6D82EBA027437D5A358AD3897A9"
      unitRef="usd">36000000</us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax>
    <us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507848e1864-wk-Fact-7B1F9547B7F13340D401A358AD375B3F"
      unitRef="usd">-35000000</us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax>
    <us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507848e1879-wk-Fact-E12DE1CBF8D98AC1AB14A358AD32BC80"
      unitRef="usd">19000000</us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507848e1900-wk-Fact-1AE258ACCCC059118F40EF780A156892"
      unitRef="usd">-13000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507848e1914-wk-Fact-3EFDF44FB8665706992540E1DB1F00BC"
      unitRef="usd">-14000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507848e1928-wk-Fact-D302D4DEECC8E7F24D67A358AD2EC922"
      unitRef="usd">-13000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507848e1948-wk-Fact-1EE1DD30047926ABEA47A358AD3717E7"
      unitRef="usd">-1000000</us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507848e1963-wk-Fact-06E173F0F17DBD41D795A358AD2F1F92"
      unitRef="usd">-1000000</us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507848e1978-wk-Fact-1FD8BB9E21F8665A12AFA358AD34CBEA"
      unitRef="usd">-1000000</us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507848e1999-wk-Fact-F9E69A0B200DF359C361A358AD32916E"
      unitRef="usd">680000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507848e2013-wk-Fact-4D9B04C3FCFBE3EA476AA358AD351B8B"
      unitRef="usd">-276000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507848e2028-wk-Fact-8847A53C89C04B3BBE0AA358AD2EB4A3"
      unitRef="usd">-7000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:ComprehensiveIncomeNetOfTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29507848e2053-wk-Fact-73297D027A06B7225940A358AD303AEB"
      unitRef="usd">2471000000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:ComprehensiveIncomeNetOfTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29507848e2066-wk-Fact-EDBFC766A4025E55DC03A358AD353240"
      unitRef="usd">1445000000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:ComprehensiveIncomeNetOfTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29507848e2079-wk-Fact-EBCA2768C75317B0E8F6A358AD322904"
      unitRef="usd">1645000000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:SharesOutstanding
      contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember"
      decimals="-6"
      id="d29528235e1645-wk-Fact-3A8D0579B262F677B9C8A358ABBB6D33"
      unitRef="shares">0</us-gaap:SharesOutstanding>
    <us-gaap:StockholdersEquity
      contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember"
      decimals="-6"
      id="d29528235e1658-wk-Fact-C0AFF8EBA5BA096DA935A358ABE3BBF8"
      unitRef="usd">247000000</us-gaap:StockholdersEquity>
    <us-gaap:SharesOutstanding
      contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember"
      decimals="-6"
      id="d29528235e1672-wk-Fact-AE1EE5949039B2A828D0A358ABDC9EA0"
      unitRef="shares">512000000</us-gaap:SharesOutstanding>
    <us-gaap:StockholdersEquity
      contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember"
      decimals="-6"
      id="d29528235e1685-wk-Fact-3FFF876988F3684FF918A358ABCA8038"
      unitRef="usd">6000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember"
      decimals="-6"
      id="d29528235e1699-wk-Fact-4B1195EC0B6FC83600D3A358ABDA40FC"
      unitRef="usd">18722000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e1712-wk-Fact-111150AA346563637297A358ABC41DDA"
      unitRef="usd">2703000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember"
      decimals="-6"
      id="d29528235e1725-wk-Fact-F3863D9D4825955A5240A358ABC1DBD8"
      unitRef="usd">-1263000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-6"
      id="d29528235e1740-wk-Fact-6E4D6F6005E734B92860A358ABC3E27B"
      unitRef="usd">-668000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2016Q4"
      decimals="-6"
      id="d29528235e1754-wk-Fact-10DBA52ECE10764D48BCA358ABD7250C"
      unitRef="usd">19747000000</us-gaap:StockholdersEquity>
    <us-gaap:DividendsCommonStockCash
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e1835-wk-Fact-9E6F5187A119453CEB2FA358ABCC42AB"
      unitRef="usd">322000000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsCommonStockCash
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528235e1879-wk-Fact-ECF65C94BF5550A8A2C6A358ABDB14F7"
      unitRef="usd">322000000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e1966-wk-Fact-14A7E1C8040A752F9BCEA358ABC842E2"
      unitRef="usd">14000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528235e2010-wk-Fact-759A4C1058AF19C7ACBAA358ABC67D46"
      unitRef="usd">14000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:TreasuryStockSharesAcquired
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember"
      decimals="-6"
      id="d29528235e2059-wk-Fact-96134184952E6D97CF48A358ABBE4284"
      unitRef="shares">22000000</us-gaap:TreasuryStockSharesAcquired>
    <us-gaap:TreasuryStockValueAcquiredCostMethod
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember"
      decimals="-6"
      id="d29528235e2084-wk-Fact-B795E5A6B7BA804B91C4A358ABCE62BE"
      unitRef="usd">-25000000</us-gaap:TreasuryStockValueAcquiredCostMethod>
    <us-gaap:TreasuryStockValueAcquiredCostMethod
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember"
      decimals="-6"
      id="d29528235e2112-wk-Fact-7BAA493BF14EA6DA68E6A358ABBD3048"
      unitRef="usd">845000000</us-gaap:TreasuryStockValueAcquiredCostMethod>
    <us-gaap:TreasuryStockValueAcquiredCostMethod
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528235e2142-wk-Fact-D06262ADD9753DF3C6B3A358ABBCBF03"
      unitRef="usd">820000000</us-gaap:TreasuryStockValueAcquiredCostMethod>
    <us-gaap:StockIssuedDuringPeriodSharesShareBasedCompensation
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember"
      decimals="-6"
      id="d29528235e2191-wk-Fact-28D27CDDF562E988091EA358ABC296AC"
      unitRef="shares">1000000</us-gaap:StockIssuedDuringPeriodSharesShareBasedCompensation>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember"
      decimals="-6"
      id="d29528235e2215-wk-Fact-76493642C6A1DFC1B0BCA358ABB93A12"
      unitRef="usd">22000000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528235e2272-wk-Fact-76FFE55528307D591F39A358ABC9B978"
      unitRef="usd">22000000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
    <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember"
      decimals="-6"
      id="d29528235e2344-wk-Fact-79F6AFBA4B664F8FBAFCA358ABD75427"
      unitRef="usd">12000000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
    <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528235e2401-wk-Fact-8F9E014A8C14D36DE180A358ABDD89EC"
      unitRef="usd">12000000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
    <us-gaap:NetIncomeLoss
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e2623-wk-Fact-D032E5FFB46FDE18A30BA358ABC9C87D"
      unitRef="usd">1652000000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528235e2666-wk-Fact-25B9563309EEC6EE3234A358ABE1D7BF"
      unitRef="usd">1652000000</us-gaap:NetIncomeLoss>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-6"
      id="d29528235e2780-wk-Fact-D7A67376C934023ABD7FA358ABCBBAAF"
      unitRef="usd">-7000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528235e2796-wk-Fact-8847A53C89C04B3BBE0AA358AD2EB4A3"
      unitRef="usd">-7000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:ComprehensiveIncomeNetOfTax
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e2884-wk-Fact-2665FEF6CCDEFC7E7952A358ABCED932"
      unitRef="usd">1652000000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:ComprehensiveIncomeNetOfTax
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-6"
      id="d29528235e2912-wk-Fact-B07BDCC9E23BF199B984A358ABBA3346"
      unitRef="usd">-7000000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:ComprehensiveIncomeNetOfTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528235e2928-wk-Fact-EBCA2768C75317B0E8F6A358AD322904"
      unitRef="usd">1645000000</us-gaap:ComprehensiveIncomeNetOfTax>
    <cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e3014-wk-Fact-3714007482422112E12AA6617697F399"
      unitRef="usd">145000000</cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings>
    <cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-6"
      id="d29528235e3042-wk-Fact-0DA9BC21BD140FD16EA3A661769D78A8"
      unitRef="usd">-145000000</cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings>
    <us-gaap:SharesOutstanding
      contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember"
      decimals="-6"
      id="d29528235e3078-wk-Fact-D3927676C8BB016B3C54A358ABD2F0B9"
      unitRef="shares">0</us-gaap:SharesOutstanding>
    <us-gaap:StockholdersEquity
      contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember"
      decimals="-6"
      id="d29528235e3091-wk-Fact-612D2C7903E5E1C456E5A358ABC36482"
      unitRef="usd">247000000</us-gaap:StockholdersEquity>
    <us-gaap:SharesOutstanding
      contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember"
      decimals="-6"
      id="d29528235e3105-wk-Fact-66DCFA5DB31980B8BA60A358ABC41F5B"
      unitRef="shares">491000000</us-gaap:SharesOutstanding>
    <us-gaap:StockholdersEquity
      contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember"
      decimals="-6"
      id="d29528235e3118-wk-Fact-DB682AE5A32B81B6427AA358ABBE0FB8"
      unitRef="usd">6000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember"
      decimals="-6"
      id="d29528235e3132-wk-Fact-E3F30F5C505A93CF5814A358ABC59199"
      unitRef="usd">18781000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e3145-wk-Fact-A5AF5C85A755624D675FA358ABCEFBCC"
      unitRef="usd">4164000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember"
      decimals="-6"
      id="d29528235e3158-wk-Fact-8D673845C8A2389B84F1A358ABC726D2"
      unitRef="usd">-2108000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-6"
      id="d29528235e3173-wk-Fact-71A08E1D7B94205260D7A358ABD67BEC"
      unitRef="usd">-820000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2017Q4"
      decimals="-6"
      id="d29528235e3187-wk-Fact-52B64D58E34187532F74A358ABD4A8C5"
      unitRef="usd">20270000000</us-gaap:StockholdersEquity>
    <us-gaap:DividendsCommonStockCash
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e3268-wk-Fact-5DD47ECF30075387BB7B086502BBE68A"
      unitRef="usd">471000000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsCommonStockCash
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528235e3312-wk-Fact-9CAD0341338B629A2B3DA358ABE2768E"
      unitRef="usd">471000000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e3399-wk-Fact-7AA16CB4D24C541FB09B233F58A3327F"
      unitRef="usd">29000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528235e3443-wk-Fact-35EF71E59F7DFFBBFCB6A358ABD38B5B"
      unitRef="usd">29000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:StockIssuedDuringPeriodSharesNewIssues
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember"
      decimals="-6"
      id="d29528235e3464-wk-Fact-1B05DD9801805A92BDDEDED9785D7A43"
      unitRef="shares">1000000</us-gaap:StockIssuedDuringPeriodSharesNewIssues>
    <us-gaap:StockIssuedDuringPeriodValueNewIssues
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember"
      decimals="-6"
      id="d29528235e3473-wk-Fact-AB22B795334F5ECCA3CF3AE4344C8194"
      unitRef="usd">593000000</us-gaap:StockIssuedDuringPeriodValueNewIssues>
    <us-gaap:StockIssuedDuringPeriodValueNewIssues
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528235e3573-wk-Fact-14D164AA7522BFF9414DA358ABD59EE0"
      unitRef="usd">593000000</us-gaap:StockIssuedDuringPeriodValueNewIssues>
    <us-gaap:TreasuryStockSharesAcquired
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember"
      decimals="-6"
      id="d29528235e3621-wk-Fact-05B91625FA2D5C7589AF260A3FA6D759"
      unitRef="shares">26000000</us-gaap:TreasuryStockSharesAcquired>
    <us-gaap:TreasuryStockValueAcquiredCostMethod
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember"
      decimals="-6"
      id="d29528235e3646-wk-Fact-8BA8B40592E2F5D63DB5A358ABB90DB4"
      unitRef="usd">0</us-gaap:TreasuryStockValueAcquiredCostMethod>
    <us-gaap:TreasuryStockValueAcquiredCostMethod
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember"
      decimals="-6"
      id="d29528235e3674-wk-Fact-E8F2A6AA2C1C579A94E7193BBD18B57F"
      unitRef="usd">1025000000</us-gaap:TreasuryStockValueAcquiredCostMethod>
    <us-gaap:TreasuryStockValueAcquiredCostMethod
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528235e3704-wk-Fact-799FED6A23675441EE68A358ABBF7E8D"
      unitRef="usd">1025000000</us-gaap:TreasuryStockValueAcquiredCostMethod>
    <us-gaap:StockIssuedDuringPeriodSharesShareBasedCompensation
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember"
      decimals="-6"
      id="d29528235e3753-wk-Fact-5BA5C332297D5856B4605B7E3DE49155"
      unitRef="shares">1000000</us-gaap:StockIssuedDuringPeriodSharesShareBasedCompensation>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember"
      decimals="-6"
      id="d29528235e3777-wk-Fact-27AA44CF7F71591780771DABDDFD092F"
      unitRef="usd">20000000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528235e3834-wk-Fact-A6FEDB65DA9DAC21449BA358ABD08ABF"
      unitRef="usd">20000000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
    <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember"
      decimals="-6"
      id="d29528235e3906-wk-Fact-BBA41F2E72355C8AA9042A06D9469A3A"
      unitRef="usd">14000000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
    <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528235e3963-wk-Fact-F4BC668E6057A8F38668A358ABC5845E"
      unitRef="usd">14000000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
    <us-gaap:NetIncomeLoss
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e4187-wk-Fact-B417DAB386D6589A9AB1E02616F4F093"
      unitRef="usd">1721000000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528235e4230-wk-Fact-9CF0DDA34EA381C7CC58A358ABF2CCFA"
      unitRef="usd">1721000000</us-gaap:NetIncomeLoss>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-6"
      id="d29528235e4345-wk-Fact-EBB7839412485E76991BA0A0EBEC31B4"
      unitRef="usd">-276000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528235e4361-wk-Fact-4D9B04C3FCFBE3EA476AA358AD351B8B"
      unitRef="usd">-276000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:ComprehensiveIncomeNetOfTax
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e4448-wk-Fact-ACDB67D288EE08CF80CDA358ABC0D856"
      unitRef="usd">1721000000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:ComprehensiveIncomeNetOfTax
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-6"
      id="d29528235e4476-wk-Fact-4AD0074568B806993951A358ABD9273C"
      unitRef="usd">-276000000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:ComprehensiveIncomeNetOfTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528235e4492-wk-Fact-EDBFC766A4025E55DC03A358AD353240"
      unitRef="usd">1445000000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:SharesOutstanding
      contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember"
      decimals="-6"
      id="d29528235e4512-wk-Fact-AB11027E2D00505CAB7C3A935B3C8957"
      unitRef="shares">1000000</us-gaap:SharesOutstanding>
    <us-gaap:StockholdersEquity
      contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember"
      decimals="-6"
      id="d29528235e4525-wk-Fact-ED7B13379BB35A07B747C7F2CBB3E3EF"
      unitRef="usd">840000000</us-gaap:StockholdersEquity>
    <us-gaap:SharesOutstanding
      contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember"
      decimals="-6"
      id="d29528235e4539-wk-Fact-0AD2370DA5CF1E6C175EA358ABEEC0A0"
      unitRef="shares">466000000</us-gaap:SharesOutstanding>
    <us-gaap:StockholdersEquity
      contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember"
      decimals="-6"
      id="d29528235e4552-wk-Fact-C1CC3514F21A54AE9D1CAF55EA2E0EE6"
      unitRef="usd">6000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember"
      decimals="-6"
      id="d29528235e4566-wk-Fact-74CB13A882B15743A6AFF48D4C9B2BF6"
      unitRef="usd">18815000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e4579-wk-Fact-B3ED8640E86D510FB2E8811695C84B9D"
      unitRef="usd">5385000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember"
      decimals="-6"
      id="d29528235e4592-wk-Fact-217FE1DC76885BA3A540ECC8AF592FBB"
      unitRef="usd">-3133000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-6"
      id="d29528235e4607-wk-Fact-940B2394AD5053A9A6D8F2D5F2857572"
      unitRef="usd">-1096000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29528235e4621-wk-Fact-551080C56B155EF3B028363EFBD7CE31"
      unitRef="usd">20817000000</us-gaap:StockholdersEquity>
    <us-gaap:DividendsCommonStockCash
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e4702-wk-Fact-80F453526B995BC285BD721D9BBF0432"
      unitRef="usd">617000000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsCommonStockCash
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528235e4746-wk-Fact-BC0D6CAAF7EC9965D42AA358ABD03EE1"
      unitRef="usd">617000000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e4833-wk-Fact-D6221FD50FBF553A8D59D5F98AB7ABDC"
      unitRef="usd">73000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528235e4877-wk-Fact-F2F9B943D376BF99A69BA358ABBDABE0"
      unitRef="usd">73000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:StockIssuedDuringPeriodSharesNewIssues
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember"
      decimals="-6"
      id="d29528235e4898-wk-Fact-F956EE566E6556C2860C5D1EC0E60C56"
      unitRef="shares">1000000</us-gaap:StockIssuedDuringPeriodSharesNewIssues>
    <us-gaap:StockIssuedDuringPeriodValueNewIssues
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember"
      decimals="-6"
      id="d29528235e4907-wk-Fact-3D3D7DE3C96B5137B03E7BD9EF5628AA"
      unitRef="usd">730000000</us-gaap:StockIssuedDuringPeriodValueNewIssues>
    <us-gaap:StockIssuedDuringPeriodValueNewIssues
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528235e5007-wk-Fact-758DA03D3A39D9AA8513A358ABD13351"
      unitRef="usd">730000000</us-gaap:StockIssuedDuringPeriodValueNewIssues>
    <us-gaap:TreasuryStockSharesAcquired
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember"
      decimals="-6"
      id="d29528235e5055-wk-Fact-9BD30DB62F2356F1A710F356C9BA8655"
      unitRef="shares">34000000</us-gaap:TreasuryStockSharesAcquired>
    <us-gaap:TreasuryStockValueAcquiredCostMethod
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember"
      decimals="-6"
      id="d29528235e5080-wk-Fact-114D0939F524CC292B08A358ABC78A9F"
      unitRef="usd">0</us-gaap:TreasuryStockValueAcquiredCostMethod>
    <us-gaap:TreasuryStockValueAcquiredCostMethod
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember"
      decimals="-6"
      id="d29528235e5108-wk-Fact-D16E6E162BA55F5CB7F3C5A5D38776F4"
      unitRef="usd">1220000000</us-gaap:TreasuryStockValueAcquiredCostMethod>
    <us-gaap:TreasuryStockValueAcquiredCostMethod
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528235e5138-wk-Fact-A0F58191D7D0696B4AB7A358ABD9D952"
      unitRef="usd">1220000000</us-gaap:TreasuryStockValueAcquiredCostMethod>
    <us-gaap:StockIssuedDuringPeriodSharesShareBasedCompensation
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember"
      decimals="-6"
      id="d29528235e5187-wk-Fact-DF52B653AE5A58639DF913318AF871E1"
      unitRef="shares">1000000</us-gaap:StockIssuedDuringPeriodSharesShareBasedCompensation>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember"
      decimals="-6"
      id="d29528235e5211-wk-Fact-A915A208B2CE50079BAD26B88C0A7DC7"
      unitRef="usd">59000000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528235e5268-wk-Fact-754EE3C6C733A0A9EE1CA358ABD3E34D"
      unitRef="usd">59000000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
    <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember"
      decimals="-6"
      id="d29528235e5340-wk-Fact-2132AA979347506292DA5FC9565553FD"
      unitRef="usd">17000000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
    <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528235e5397-wk-Fact-317521A9DE0ADB0A5CCFA358ABBF03D2"
      unitRef="usd">17000000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
    <us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption
      contextRef="I2019Q1Jan02_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e5483-wk-Fact-F3431304A77A5949AA696783DD38E6F6"
      unitRef="usd">12000000</us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption>
    <us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption
      contextRef="I2019Q1Jan02_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-6"
      id="d29528235e5511-wk-Fact-B66292EABD9C56BCB8D1BE29F79EBDE7"
      unitRef="usd">5000000</us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption>
    <us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption
      contextRef="I2019Q1Jan02"
      decimals="-6"
      id="d29528235e5526-wk-Fact-276D9E55F8C1F2A3D17CCA4FAD12ADDA"
      unitRef="usd">17000000</us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption>
    <us-gaap:NetIncomeLoss
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e5749-wk-Fact-00356686915C5F9083437334D5D9211D"
      unitRef="usd">1791000000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528235e5792-wk-Fact-B3D059C47760C87E5D13A358ABCC2A98"
      unitRef="usd">1791000000</us-gaap:NetIncomeLoss>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-6"
      id="d29528235e5906-wk-Fact-1EFE504DB45D585AB53C600CF66D1342"
      unitRef="usd">680000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528235e5921-wk-Fact-F9E69A0B200DF359C361A358AD32916E"
      unitRef="usd">680000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:ComprehensiveIncomeNetOfTax
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e6007-wk-Fact-506FFDC569F40A0781C2A358ABBB43AA"
      unitRef="usd">1791000000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:ComprehensiveIncomeNetOfTax
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-6"
      id="d29528235e6035-wk-Fact-1692A8F397D66479235AA358ABDA1AC9"
      unitRef="usd">680000000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:ComprehensiveIncomeNetOfTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528235e6050-wk-Fact-73297D027A06B7225940A358AD303AEB"
      unitRef="usd">2471000000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:SharesOutstanding
      contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember"
      decimals="-6"
      id="d29528235e6070-wk-Fact-9CAF5169DEA524AB9A52A358ABD0D6F1"
      unitRef="shares">2000000</us-gaap:SharesOutstanding>
    <us-gaap:StockholdersEquity
      contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember"
      decimals="-6"
      id="d29528235e6083-wk-Fact-B03F6EE7FBEC0FC56B3FA358ABCA2ED5"
      unitRef="usd">1570000000</us-gaap:StockholdersEquity>
    <us-gaap:SharesOutstanding
      contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember"
      decimals="-6"
      id="d29528235e6096-wk-Fact-B8B5C93357C3705C9369A358ABDD181D"
      unitRef="shares">433000000</us-gaap:SharesOutstanding>
    <us-gaap:StockholdersEquity
      contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember"
      decimals="-6"
      id="d29528235e6109-wk-Fact-969DB271126D26257916A358ABD2ABA2"
      unitRef="usd">6000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember"
      decimals="-6"
      id="d29528235e6123-wk-Fact-4804F861F23E5A532EF6A358ABD276F0"
      unitRef="usd">18891000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember"
      decimals="-6"
      id="d29528235e6136-wk-Fact-255D97336DF77CC6C18AA358ABBA7690"
      unitRef="usd">6498000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember"
      decimals="-6"
      id="d29528235e6149-wk-Fact-22630D31B7AD33B0E7EEA358ABBFC471"
      unitRef="usd">-4353000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-6"
      id="d29528235e6164-wk-Fact-C612AAB9FB9CEED18A5EA358ABBC233E"
      unitRef="usd">-411000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29528235e6178-wk-Fact-F84C089F686150979F2D4C125376F59F"
      unitRef="usd">22201000000</us-gaap:StockholdersEquity>
    <us-gaap:ProfitLoss
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e1509-wk-Fact-BC6ED2725C4D510C9A1D9BE49CDFF00A"
      unitRef="usd">1791000000</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e1522-wk-Fact-56EACBCB2DA05F249B76A438AD1500D5"
      unitRef="usd">1721000000</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e1535-wk-Fact-18E4CEE0944BCEDC7B21A358ACB11B78"
      unitRef="usd">1652000000</us-gaap:ProfitLoss>
    <us-gaap:ProvisionForLoanAndLeaseLosses
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e1601-wk-Fact-4DED63A9AAF651C9A46C2247EB8019BF"
      unitRef="usd">393000000</us-gaap:ProvisionForLoanAndLeaseLosses>
    <us-gaap:ProvisionForLoanAndLeaseLosses
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e1615-wk-Fact-415A88A6BF40523F884D55045A40ABAE"
      unitRef="usd">326000000</us-gaap:ProvisionForLoanAndLeaseLosses>
    <us-gaap:ProvisionForLoanAndLeaseLosses
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e1629-wk-Fact-38D355B99733A49AF7B9A358ACC105AE"
      unitRef="usd">321000000</us-gaap:ProvisionForLoanAndLeaseLosses>
    <us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e1649-wk-Fact-C1036C0166BE5760BFC397E7E1C695FF"
      unitRef="usd">21188000000</us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale>
    <us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e1664-wk-Fact-070625780DA55CD4BDFF7A37A91C10D8"
      unitRef="usd">8036000000</us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale>
    <us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e1679-wk-Fact-D15850DB7D13CD8F310CA358ACB37DAA"
      unitRef="usd">2911000000</us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale>
    <us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e1700-wk-Fact-43CE26C94D2A5D72B4540C148CF48A7B"
      unitRef="usd">20430000000</us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale>
    <us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e1714-wk-Fact-8849A1105BAB55759BB8C2BB5A5C8ABE"
      unitRef="usd">8149000000</us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale>
    <us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e1728-wk-Fact-83E90CA3111760BDA235A358ACEA2F29"
      unitRef="usd">3161000000</us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale>
    <us-gaap:PaymentsToPurchaseOtherLoansHeldForSale
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e1748-wk-Fact-97548CD098A156AE9E3B841E68282D0E"
      unitRef="usd">1979000000</us-gaap:PaymentsToPurchaseOtherLoansHeldForSale>
    <us-gaap:PaymentsToPurchaseOtherLoansHeldForSale
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e1763-wk-Fact-DDAB8BE7C618548F8792E744EF8CD02E"
      unitRef="usd">1944000000</us-gaap:PaymentsToPurchaseOtherLoansHeldForSale>
    <us-gaap:PaymentsToPurchaseOtherLoansHeldForSale
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e1778-wk-Fact-FF5B7C8B296E3964488DA358ACED1BD7"
      unitRef="usd">2057000000</us-gaap:PaymentsToPurchaseOtherLoansHeldForSale>
    <us-gaap:ProceedsFromSaleOfOtherLoansHeldForSale
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e1799-wk-Fact-DC918458E91B5BF595605D2A24EE61EF"
      unitRef="usd">2065000000</us-gaap:ProceedsFromSaleOfOtherLoansHeldForSale>
    <us-gaap:ProceedsFromSaleOfOtherLoansHeldForSale
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e1813-wk-Fact-025A548E0D4C556A9C826670E4E7BB14"
      unitRef="usd">1857000000</us-gaap:ProceedsFromSaleOfOtherLoansHeldForSale>
    <us-gaap:ProceedsFromSaleOfOtherLoansHeldForSale
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e1827-wk-Fact-E524583CCBCC19D46CE8A358ACEBB537"
      unitRef="usd">1963000000</us-gaap:ProceedsFromSaleOfOtherLoansHeldForSale>
    <us-gaap:DepreciationAmortizationAndAccretionNet
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e1847-wk-Fact-56E4056A84D4515E88A069FAAD4C31DD"
      unitRef="usd">633000000</us-gaap:DepreciationAmortizationAndAccretionNet>
    <us-gaap:DepreciationAmortizationAndAccretionNet
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e1861-wk-Fact-91829A278BC95B81950DC9B5FDEF337E"
      unitRef="usd">489000000</us-gaap:DepreciationAmortizationAndAccretionNet>
    <us-gaap:DepreciationAmortizationAndAccretionNet
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e1875-wk-Fact-2EBA1A76A4AAAE402D98A358ACEBAB00"
      unitRef="usd">487000000</us-gaap:DepreciationAmortizationAndAccretionNet>
    <us-gaap:MortgageServicingRightsMSRImpairmentRecovery
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e1896-wk-Fact-EE60D4F75C1B52D6AD244C6EB9F5BF2B"
      unitRef="usd">1000000</us-gaap:MortgageServicingRightsMSRImpairmentRecovery>
    <us-gaap:MortgageServicingRightsMSRImpairmentRecovery
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e1910-wk-Fact-975420D8397251CF81E66E7FC3186083"
      unitRef="usd">-3000000</us-gaap:MortgageServicingRightsMSRImpairmentRecovery>
    <us-gaap:MortgageServicingRightsMSRImpairmentRecovery
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e1925-wk-Fact-B906365955AD2D20AF6CA358ACAAB1BA"
      unitRef="usd">-2000000</us-gaap:MortgageServicingRightsMSRImpairmentRecovery>
    <us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e1946-wk-Fact-88EDDCF5FF5A5CCDABD16E5C291D1093"
      unitRef="usd">2000000</us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings>
    <us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e1960-wk-Fact-D26A6B05A67056D885FAAD0F0909E640"
      unitRef="usd">3000000</us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings>
    <us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e1974-wk-Fact-C370707F14C2C3EEA946A358ABE8C8A5"
      unitRef="usd">7000000</us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings>
    <us-gaap:DeferredIncomeTaxExpenseBenefit
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e1994-wk-Fact-8E1171C1E9A25D1DA66AC55F4FDB34F3"
      unitRef="usd">64000000</us-gaap:DeferredIncomeTaxExpenseBenefit>
    <us-gaap:DeferredIncomeTaxExpenseBenefit
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2008-wk-Fact-453BC16ADFF254FDBD3096F6484A3302"
      unitRef="usd">97000000</us-gaap:DeferredIncomeTaxExpenseBenefit>
    <us-gaap:DeferredIncomeTaxExpenseBenefit
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2022-wk-Fact-3511348017D8988EB147A358ACEFD536"
      unitRef="usd">-136000000</us-gaap:DeferredIncomeTaxExpenseBenefit>
    <us-gaap:AllocatedShareBasedCompensationExpense
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2043-wk-Fact-B8152177CE4E57FF8ECE258508FCC0A9"
      unitRef="usd">41000000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2057-wk-Fact-18D2F354C1855DE39436A30CB2463840"
      unitRef="usd">41000000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2071-wk-Fact-687430FB0FC7EDCDB398A358ACB851F2"
      unitRef="usd">48000000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2142-wk-Fact-3148A3C6F4EB5544AD0E9A42D23D9520"
      unitRef="usd">25000000</us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2157-wk-Fact-DE1A7DD513C35496BA425E41AA5939E4"
      unitRef="usd">19000000</us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2172-wk-Fact-4D42DB1F2544F5F3395FA358ACB73C1E"
      unitRef="usd">11000000</us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss>
    <us-gaap:EquitySecuritiesFvNiRealizedGainLoss
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2193-wk-Fact-96C0EFF0981D5E4DB51708DC355BE8B1"
      unitRef="usd">0</us-gaap:EquitySecuritiesFvNiRealizedGainLoss>
    <us-gaap:EquitySecuritiesFvNiRealizedGainLoss
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2207-wk-Fact-A5959E89AD755402AFB748A198F8E16E"
      unitRef="usd">0</us-gaap:EquitySecuritiesFvNiRealizedGainLoss>
    <us-gaap:EquitySecuritiesFvNiRealizedGainLoss
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2221-wk-Fact-07441C0AEF851CA2F3F3A358ACEB5853"
      unitRef="usd">1000000</us-gaap:EquitySecuritiesFvNiRealizedGainLoss>
    <us-gaap:GainLossOnDispositionOfAssets
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2242-wk-Fact-3015CE9313DB51709A2DC80C7F3712EB"
      unitRef="usd">6000000</us-gaap:GainLossOnDispositionOfAssets>
    <us-gaap:GainLossOnDispositionOfAssets
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2257-wk-Fact-52DC4E626517532BB75750E3B473A080"
      unitRef="usd">0</us-gaap:GainLossOnDispositionOfAssets>
    <us-gaap:GainLossOnDispositionOfAssets
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2271-wk-Fact-578C8E276D12B633C547A358ACEB9137"
      unitRef="usd">0</us-gaap:GainLossOnDispositionOfAssets>
    <us-gaap:GainLossOnSaleOfOtherLoansAndLeases
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2291-wk-Fact-1F97903B76D754EB966745639DE294CB"
      unitRef="usd">0</us-gaap:GainLossOnSaleOfOtherLoansAndLeases>
    <us-gaap:GainLossOnSaleOfOtherLoansAndLeases
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2305-wk-Fact-31A7BA04A476532C8335840D8E244389"
      unitRef="usd">0</us-gaap:GainLossOnSaleOfOtherLoansAndLeases>
    <us-gaap:GainLossOnSaleOfOtherLoansAndLeases
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2319-wk-Fact-E2AC356C78C21E47CB11A358ACED6DA5"
      unitRef="usd">17000000</us-gaap:GainLossOnSaleOfOtherLoansAndLeases>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2340-wk-Fact-EBBAF7FA0A2958EC9A99E113CF4719F3"
      unitRef="usd">856000000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2355-wk-Fact-BAAF0F3E48CB5E559CFA442F91E52750"
      unitRef="usd">1217000000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2370-wk-Fact-A63EA02D23833B34A8ACA358ACECF267"
      unitRef="usd">502000000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2391-wk-Fact-1E322BB9C2EF5D45A1030D9937530C74"
      unitRef="usd">331000000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
    <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2405-wk-Fact-E6A99F11CE47515BACE7FBB2DA043FDE"
      unitRef="usd">303000000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
    <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2419-wk-Fact-EF1631715A1D9743F8BEA358ACEDD221"
      unitRef="usd">-119000000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2441-wk-Fact-B2719253141433D9EC6BA358ACB34EC8"
      unitRef="usd">1697000000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2455-wk-Fact-BA511ACFD13E261F03E1A358ACBF4F92"
      unitRef="usd">1767000000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2469-wk-Fact-55DB079A2F1257ECD82DA358ACC18FFE"
      unitRef="usd">1883000000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2591-wk-Fact-3CC1FBE427D557F9A0A09362F17D38BA"
      unitRef="usd">8422000000</us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt>
    <us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2606-wk-Fact-06741010B802503BABF8DC111D7817FA"
      unitRef="usd">4270000000</us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt>
    <us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2621-wk-Fact-671E173B92FF33E901AFA358ACB93A8B"
      unitRef="usd">5394000000</us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2642-wk-Fact-5FF3902F75115040B40DFFD034AE81FE"
      unitRef="usd">3946000000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2656-wk-Fact-EFB53DB707D7507EA1B9FCEAE870F13A"
      unitRef="usd">3258000000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2670-wk-Fact-945374A9046BEB19DD0FA358ACEB97E4"
      unitRef="usd">3470000000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
    <us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2690-wk-Fact-781113AF3C055D888B4A7640CC5EE286"
      unitRef="usd">5016000000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt>
    <us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2704-wk-Fact-FB6A0C4D1C6F5E829D09FAB913732DD5"
      unitRef="usd">998000000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt>
    <us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2718-wk-Fact-DF551E8CA6226A42E2F0A358ACECA775"
      unitRef="usd">1257000000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt>
    <us-gaap:PaymentsToAcquireHeldToMaturitySecurities
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2738-wk-Fact-A86BFE608A53543E974B3564CEC18413"
      unitRef="usd">0</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
    <us-gaap:PaymentsToAcquireHeldToMaturitySecurities
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2752-wk-Fact-B041B43636F45B018BE2D97AE702F497"
      unitRef="usd">0</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
    <us-gaap:PaymentsToAcquireHeldToMaturitySecurities
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2766-wk-Fact-9F896C3242D3296970A8A358ACC25C82"
      unitRef="usd">171000000</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2787-wk-Fact-AD9D53E0A6F0582684449BA83A960110"
      unitRef="usd">398000000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2801-wk-Fact-FE285D7C0FD755CCADE52861A29AE7B6"
      unitRef="usd">522000000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2815-wk-Fact-F2641E2CE4AD904FD310A358ACB3B2EC"
      unitRef="usd">561000000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
    <cfg:PaymentsToAcquireEquitySecuritiesFVNI
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2835-wk-Fact-E570CE8155AE5B5EAE277A6CF2E14055"
      unitRef="usd">717000000</cfg:PaymentsToAcquireEquitySecuritiesFVNI>
    <cfg:PaymentsToAcquireEquitySecuritiesFVNI
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2850-wk-Fact-34A40F040B825C0981461CFB1284431D"
      unitRef="usd">162000000</cfg:PaymentsToAcquireEquitySecuritiesFVNI>
    <cfg:PaymentsToAcquireEquitySecuritiesFVNI
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2865-wk-Fact-BABB2F29934DCFF9685EA358ACBE0C5C"
      unitRef="usd">326000000</cfg:PaymentsToAcquireEquitySecuritiesFVNI>
    <cfg:ProceedsFromSalesOfEquitySecuritiesFVNI
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2886-wk-Fact-C89C5BD436556653CF30F82DB086B690"
      unitRef="usd">851000000</cfg:ProceedsFromSalesOfEquitySecuritiesFVNI>
    <cfg:ProceedsFromSalesOfEquitySecuritiesFVNI
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2900-wk-Fact-D9EE97DD17BE490B8D37F82DAF89E456"
      unitRef="usd">150000000</cfg:ProceedsFromSalesOfEquitySecuritiesFVNI>
    <cfg:ProceedsFromSalesOfEquitySecuritiesFVNI
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2914-wk-Fact-3041D4242E55CB3C1604F82DAFC7A50B"
      unitRef="usd">253000000</cfg:ProceedsFromSalesOfEquitySecuritiesFVNI>
    <us-gaap:PaymentsToAcquireOtherInvestments
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2934-wk-Fact-70A7F18E3DB35701ABFD2471B8C414F4"
      unitRef="usd">511000000</us-gaap:PaymentsToAcquireOtherInvestments>
    <us-gaap:PaymentsToAcquireOtherInvestments
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e2949-wk-Fact-D0D7D97A30E85421AF12B9B899908975"
      unitRef="usd">754000000</us-gaap:PaymentsToAcquireOtherInvestments>
    <us-gaap:PaymentsToAcquireOtherInvestments
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e2964-wk-Fact-EDC6C772734FBC2FE5DAA358ACB6C845"
      unitRef="usd">400000000</us-gaap:PaymentsToAcquireOtherInvestments>
    <us-gaap:ProceedsFromSaleOfOtherInvestments
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e2986-wk-Fact-1CF789171C8B57D8AAC95A0727B12FD2"
      unitRef="usd">538000000</us-gaap:ProceedsFromSaleOfOtherInvestments>
    <us-gaap:ProceedsFromSaleOfOtherInvestments
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e3000-wk-Fact-487B7F1535175EEC9CB74B30A8ACDD22"
      unitRef="usd">642000000</us-gaap:ProceedsFromSaleOfOtherInvestments>
    <us-gaap:ProceedsFromSaleOfOtherInvestments
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e3014-wk-Fact-3C67AFCB30F7FEF97FB9A358ACC0E5EA"
      unitRef="usd">637000000</us-gaap:ProceedsFromSaleOfOtherInvestments>
    <us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e3034-wk-Fact-A929763E051F54539CC6A616208556D3"
      unitRef="usd">-149000000</us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks>
    <us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e3049-wk-Fact-BAF1AA831ED55765B19F8BA8FBF3A82E"
      unitRef="usd">44000000</us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks>
    <us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e3063-wk-Fact-6E587B455AD200E3102EA358ACBCFFAB"
      unitRef="usd">247000000</us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks>
    <us-gaap:PaymentsToAcquireMortgageServicingRightsMSR
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e3083-wk-Fact-E99FBF2E3573540AA096C4A74AB841D3"
      unitRef="usd">0</us-gaap:PaymentsToAcquireMortgageServicingRightsMSR>
    <us-gaap:PaymentsToAcquireMortgageServicingRightsMSR
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e3097-wk-Fact-7CAF6FD109E65902AE14C3F93A4D00D8"
      unitRef="usd">16000000</us-gaap:PaymentsToAcquireMortgageServicingRightsMSR>
    <us-gaap:PaymentsToAcquireMortgageServicingRightsMSR
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e3112-wk-Fact-73D1C335ADF61A5EF358A358ACB9C436"
      unitRef="usd">28000000</us-gaap:PaymentsToAcquireMortgageServicingRightsMSR>
    <us-gaap:PaymentsToAcquireBusinessesNetOfCashAcquired
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e3133-wk-Fact-85DBA58E6D4F50E79907438FBEAF0D14"
      unitRef="usd">129000000</us-gaap:PaymentsToAcquireBusinessesNetOfCashAcquired>
    <us-gaap:PaymentsToAcquireBusinessesNetOfCashAcquired
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e3148-wk-Fact-661185B412B45EC5B7B46784E4ACE45C"
      unitRef="usd">533000000</us-gaap:PaymentsToAcquireBusinessesNetOfCashAcquired>
    <us-gaap:PaymentsToAcquireBusinessesNetOfCashAcquired
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e3163-wk-Fact-32FEC82C2C05A82C9160A358ACBAD581"
      unitRef="usd">0</us-gaap:PaymentsToAcquireBusinessesNetOfCashAcquired>
    <us-gaap:PaymentsForProceedsFromLoansAndLeases
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e3183-wk-Fact-CECCE05EFEBD55EBACA5598BD7C0AC0D"
      unitRef="usd">4334000000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
    <us-gaap:PaymentsForProceedsFromLoansAndLeases
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e3198-wk-Fact-DD11AD342AA15E28B8A31EF012339208"
      unitRef="usd">6445000000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
    <us-gaap:PaymentsForProceedsFromLoansAndLeases
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e3213-wk-Fact-F5C321D3D2F305088A0CA358ACB53125"
      unitRef="usd">3634000000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
    <us-gaap:PaymentsForProceedsFromLifeInsurancePolicies
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e3234-wk-Fact-B0867AF85DB556119616EA73351D0CD6"
      unitRef="usd">27000000</us-gaap:PaymentsForProceedsFromLifeInsurancePolicies>
    <us-gaap:PaymentsForProceedsFromLifeInsurancePolicies
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e3249-wk-Fact-8D758CD84C3F5D288C91B7DFE343C8C7"
      unitRef="usd">42000000</us-gaap:PaymentsForProceedsFromLifeInsurancePolicies>
    <us-gaap:PaymentsForProceedsFromLifeInsurancePolicies
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e3264-wk-Fact-60E610507C501027CC71A358ACC0B10A"
      unitRef="usd">44000000</us-gaap:PaymentsForProceedsFromLifeInsurancePolicies>
    <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e3336-wk-Fact-FC983957D79C5E5FB2AEB18088B63B90"
      unitRef="usd">126000000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
    <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e3351-wk-Fact-AD2897EA350352B0BBABBCB8DB65CBF1"
      unitRef="usd">232000000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
    <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e3366-wk-Fact-174B757D1FA4874B0E3DA358ACC1CD0D"
      unitRef="usd">253000000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
    <us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e3387-wk-Fact-F9A69E84C46555AA89F1034A46A40F27"
      unitRef="usd">31000000</us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment>
    <us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e3401-wk-Fact-3C58456F1F1D504FA4344B32FCE66CD1"
      unitRef="usd">0</us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment>
    <us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e3415-wk-Fact-DECF59D22AC98896F5B6A358ACBC6532"
      unitRef="usd">0</us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment>
    <us-gaap:PaymentsForSoftware
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e3435-wk-Fact-846121A0AC135956897F57A3C8B4711F"
      unitRef="usd">240000000</us-gaap:PaymentsForSoftware>
    <us-gaap:PaymentsForSoftware
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e3450-wk-Fact-F68A32888BBF50D688643852A34FAB5E"
      unitRef="usd">237000000</us-gaap:PaymentsForSoftware>
    <us-gaap:PaymentsForSoftware
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e3465-wk-Fact-B1632CC1EBDDEADD7387A358ACBE809B"
      unitRef="usd">159000000</us-gaap:PaymentsForSoftware>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e3486-wk-Fact-1CBAF58327425ECD243CA358ACB44B9B"
      unitRef="usd">-3875000000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e3501-wk-Fact-6C8A87215ED1DA63AC0EA358ACECDBC5"
      unitRef="usd">-7077000000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e3516-wk-Fact-964E4F262DE4AAD5BD1DA358ACBDAEB7"
      unitRef="usd">-3984000000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:IncreaseDecreaseInDeposits
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e3715-wk-Fact-8F6D526387FD5386BFD9CDA7402D9DD0"
      unitRef="usd">5738000000</us-gaap:IncreaseDecreaseInDeposits>
    <us-gaap:IncreaseDecreaseInDeposits
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e3729-wk-Fact-E238577C173358CBA0DB19BFEF621248"
      unitRef="usd">4486000000</us-gaap:IncreaseDecreaseInDeposits>
    <us-gaap:IncreaseDecreaseInDeposits
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e3743-wk-Fact-EA35D4E4D4D3824F1451A358AD21D4FD"
      unitRef="usd">5285000000</us-gaap:IncreaseDecreaseInDeposits>
    <us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e3763-wk-Fact-C0A3A086285C588EAB9DC3532E1723F2"
      unitRef="usd">-891000000</us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet>
    <us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e3778-wk-Fact-753F258BEA415D418C40BB9888F7405E"
      unitRef="usd">341000000</us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet>
    <us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e3792-wk-Fact-235E7002F44EDF3C5D16A358AD21E8AD"
      unitRef="usd">-333000000</us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet>
    <cfg:ProceedsFromRepaymentsOfShortTermDebtOther
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e3813-wk-Fact-7FF7B369FE555071A6C74952763906B5"
      unitRef="usd">-157000000</cfg:ProceedsFromRepaymentsOfShortTermDebtOther>
    <cfg:ProceedsFromRepaymentsOfShortTermDebtOther
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e3828-wk-Fact-25BC559275665CED8376F7CDA0243D18"
      unitRef="usd">-5211000000</cfg:ProceedsFromRepaymentsOfShortTermDebtOther>
    <cfg:ProceedsFromRepaymentsOfShortTermDebtOther
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e3843-wk-Fact-C97E891425D41B40583BA358AD2803ED"
      unitRef="usd">-4959000000</cfg:ProceedsFromRepaymentsOfShortTermDebtOther>
    <us-gaap:ProceedsFromIssuanceOfLongTermDebt
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e3864-wk-Fact-7CC4B5D990315A58A46AE73DDD97C72F"
      unitRef="usd">12850000000</us-gaap:ProceedsFromIssuanceOfLongTermDebt>
    <us-gaap:ProceedsFromIssuanceOfLongTermDebt
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e3878-wk-Fact-E4A0BD7E228E5EB6901572FC8F622EDD"
      unitRef="usd">22503000000</us-gaap:ProceedsFromIssuanceOfLongTermDebt>
    <us-gaap:ProceedsFromIssuanceOfLongTermDebt
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e3892-wk-Fact-DE604150A13D1F1831B9A358AD248DCD"
      unitRef="usd">15363000000</us-gaap:ProceedsFromIssuanceOfLongTermDebt>
    <us-gaap:RepaymentsOfLongTermDebt
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e3912-wk-Fact-4DBA853DA7375D9797C7A4F2F53097E5"
      unitRef="usd">14857000000</us-gaap:RepaymentsOfLongTermDebt>
    <us-gaap:RepaymentsOfLongTermDebt
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e3927-wk-Fact-476764B5587B5B669C9727475AE0D6F7"
      unitRef="usd">14837000000</us-gaap:RepaymentsOfLongTermDebt>
    <us-gaap:RepaymentsOfLongTermDebt
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e3942-wk-Fact-A500D6F94A12F103514AA358AD23A40F"
      unitRef="usd">12751000000</us-gaap:RepaymentsOfLongTermDebt>
    <us-gaap:PaymentsForRepurchaseOfCommonStock
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e3963-wk-Fact-FF52AACD97C85197B0E84D53A181D109"
      unitRef="usd">1220000000</us-gaap:PaymentsForRepurchaseOfCommonStock>
    <us-gaap:PaymentsForRepurchaseOfCommonStock
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e3978-wk-Fact-017985576A6E571EBFBF744D302FA5BB"
      unitRef="usd">1025000000</us-gaap:PaymentsForRepurchaseOfCommonStock>
    <us-gaap:PaymentsForRepurchaseOfCommonStock
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e3993-wk-Fact-EDD35073DF39CB05C3F7A358AD1B91DE"
      unitRef="usd">820000000</us-gaap:PaymentsForRepurchaseOfCommonStock>
    <us-gaap:ProceedsFromIssuanceOfPrivatePlacement
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e4014-wk-Fact-7C669A2479525A2B81435E63E4362379"
      unitRef="usd">730000000</us-gaap:ProceedsFromIssuanceOfPrivatePlacement>
    <us-gaap:ProceedsFromIssuanceOfPrivatePlacement
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e4028-wk-Fact-822409426C2550DA87CF11C214DC828F"
      unitRef="usd">593000000</us-gaap:ProceedsFromIssuanceOfPrivatePlacement>
    <us-gaap:ProceedsFromIssuanceOfPrivatePlacement
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e4042-wk-Fact-C4FEAC20DEC34642D530A358AD291974"
      unitRef="usd">0</us-gaap:ProceedsFromIssuanceOfPrivatePlacement>
    <us-gaap:PaymentsOfDividendsCommonStock
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e4064-wk-Fact-D1AF84717E35525EB711A1DB8CA0612D"
      unitRef="usd">617000000</us-gaap:PaymentsOfDividendsCommonStock>
    <us-gaap:PaymentsOfDividendsCommonStock
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e4079-wk-Fact-7F4D697B44345E8399823BC71E44E91F"
      unitRef="usd">471000000</us-gaap:PaymentsOfDividendsCommonStock>
    <us-gaap:PaymentsOfDividendsCommonStock
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e4094-wk-Fact-C590197985AE5BEEE424A358AD2C5BAF"
      unitRef="usd">322000000</us-gaap:PaymentsOfDividendsCommonStock>
    <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e4116-wk-Fact-47BA196FF92E5197964C10DE414211F0"
      unitRef="usd">65000000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
    <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e4131-wk-Fact-D67A16DB4270585F81E9CE4FB4766C54"
      unitRef="usd">14000000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
    <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e4146-wk-Fact-8F0EBE385E0459591190A358AD28A508"
      unitRef="usd">14000000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
    <us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e4167-wk-Fact-8B2458E853BA527085529DAE05D5C74D"
      unitRef="usd">21000000</us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation>
    <us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e4182-wk-Fact-B4F16EC90C0354509D5AC095C98EBB1E"
      unitRef="usd">13000000</us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation>
    <us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e4197-wk-Fact-39DAA165CA2E7B939E58A358AD2B93CA"
      unitRef="usd">20000000</us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e4218-wk-Fact-F6D278C41C67DEDFE02CA358AD1AF336"
      unitRef="usd">1490000000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e4232-wk-Fact-C054A24DC6032D6F848EA358AD1B6ECC"
      unitRef="usd">6352000000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e4246-wk-Fact-C2A6A28E13C97E393EFBA358AD2A34FB"
      unitRef="usd">1429000000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e4268-wk-Fact-B09F085BFF0C56999C2B46BE2D048DE2"
      unitRef="usd">-688000000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e4283-wk-Fact-A469A259065B596FBD97C4BB25A864CD"
      unitRef="usd">1042000000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e4297-wk-Fact-C1542A1FF78C2B6E6043A358AD1A65D5"
      unitRef="usd">-672000000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29528257e4320-wk-Fact-AF0173C999E754AE955234FFA6423331"
      unitRef="usd">4074000000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
      contextRef="FI2017Q4"
      decimals="-6"
      id="d29528257e4334-wk-Fact-BDDEC3A248C5312F03B6A358AD2086D4"
      unitRef="usd">3032000000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
      contextRef="FI2016Q4"
      decimals="-6"
      id="d29528257e4348-wk-Fact-BBC5F75D9D251EA779FEA358AD24CC0C"
      unitRef="usd">3704000000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29528257e4374-wk-Fact-CAFC6CDC26F66AFF5330A358AD2038D6"
      unitRef="usd">3386000000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29528257e4387-wk-Fact-AF0173C999E754AE955234FFA6423331"
      unitRef="usd">4074000000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
      contextRef="FI2017Q4"
      decimals="-6"
      id="d29528257e4400-wk-Fact-BDDEC3A248C5312F03B6A358AD2086D4"
      unitRef="usd">3032000000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:InterestPaidNet
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e4521-wk-Fact-9E04CBEB270579667C22A358AD1E321B"
      unitRef="usd">1560000000</us-gaap:InterestPaidNet>
    <us-gaap:InterestPaidNet
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e4534-wk-Fact-CDFB9EA7E42FEEAA53B2A358AD22DBF0"
      unitRef="usd">1184000000</us-gaap:InterestPaidNet>
    <us-gaap:InterestPaidNet
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e4547-wk-Fact-B6519F8E4FA723CC7C30A358AD1DC57B"
      unitRef="usd">716000000</us-gaap:InterestPaidNet>
    <us-gaap:IncomeTaxesPaid
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e4562-wk-Fact-AAB2261EC4C745C94B0EA358AD25295E"
      unitRef="usd">326000000</us-gaap:IncomeTaxesPaid>
    <us-gaap:IncomeTaxesPaid
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e4576-wk-Fact-7634693D5F39DECA22C2A358AD22CC8C"
      unitRef="usd">241000000</us-gaap:IncomeTaxesPaid>
    <us-gaap:IncomeTaxesPaid
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e4590-wk-Fact-31D795577B62B53A4BF6A358AD1A8D6B"
      unitRef="usd">371000000</us-gaap:IncomeTaxesPaid>
    <cfg:TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e4666-wk-Fact-BBED014ED7C71F7CC85DCA4D86E0155F"
      unitRef="usd">192000000</cfg:TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity>
    <cfg:TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e4679-wk-Fact-909EEE3A3974DF27A10ECA4D87236757"
      unitRef="usd">0</cfg:TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity>
    <cfg:TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e4692-wk-Fact-33889B524266F7F040C5CA4D8705B3DC"
      unitRef="usd">0</cfg:TransferOfSecuritiesFromAvailableForSaleToHeldToMaturity>
    <cfg:TransferOfSecuritiesFromHeldToMaturityToAvailableForSale
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e4707-wk-Fact-566E5FF857C93A8E1A6ACA4E465024D7"
      unitRef="usd">734000000</cfg:TransferOfSecuritiesFromHeldToMaturityToAvailableForSale>
    <cfg:TransferOfSecuritiesFromHeldToMaturityToAvailableForSale
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e4721-wk-Fact-65725CCF16B77310FE98CA4E464948F3"
      unitRef="usd">0</cfg:TransferOfSecuritiesFromHeldToMaturityToAvailableForSale>
    <cfg:TransferOfSecuritiesFromHeldToMaturityToAvailableForSale
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e4735-wk-Fact-7945C9DCC84C19B306CFCA4E4644F77E"
      unitRef="usd">0</cfg:TransferOfSecuritiesFromHeldToMaturityToAvailableForSale>
    <us-gaap:TransferToInvestments
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e4755-wk-Fact-423F849E0A90CCA1E3E8A358AD2080E1"
      unitRef="usd">150000000</us-gaap:TransferToInvestments>
    <us-gaap:TransferToInvestments
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e4769-wk-Fact-E64E7D19272E680D8874A358AD28EBC1"
      unitRef="usd">142000000</us-gaap:TransferToInvestments>
    <us-gaap:TransferToInvestments
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e4783-wk-Fact-ACF844C47E0106D69D76A358AD2119E2"
      unitRef="usd">134000000</us-gaap:TransferToInvestments>
    <us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e4805-wk-Fact-2F1DD39C07B6474D14EEA358AD1F6905"
      unitRef="usd">59000000</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
    <us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e4819-wk-Fact-EFB5B0EB748BF6C68E7CA358AD27A91E"
      unitRef="usd">20000000</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
    <us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e4833-wk-Fact-2E9905B83CE22964B206A358AD1B5166"
      unitRef="usd">22000000</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
    <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e4853-wk-Fact-317521A9DE0ADB0A5CCFA358ABBF03D2"
      unitRef="usd">17000000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
    <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e4867-wk-Fact-F4BC668E6057A8F38668A358ABC5845E"
      unitRef="usd">14000000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
    <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e4881-wk-Fact-8F9E014A8C14D36DE180A358ABDD89EC"
      unitRef="usd">12000000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
    <us-gaap:IncreaseDecreaseInBrokerageReceivables
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29528257e4901-wk-Fact-20D06B591450B02EBE55A358AD1EA68F"
      unitRef="usd">0</us-gaap:IncreaseDecreaseInBrokerageReceivables>
    <us-gaap:IncreaseDecreaseInBrokerageReceivables
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29528257e4915-wk-Fact-2D3D83FDD5AE01C8AC8CA358AD2599B5"
      unitRef="usd">0</us-gaap:IncreaseDecreaseInBrokerageReceivables>
    <us-gaap:IncreaseDecreaseInBrokerageReceivables
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29528257e4929-wk-Fact-E36825413E7276280FCFA358AD19C49D"
      unitRef="usd">6000000</us-gaap:IncreaseDecreaseInBrokerageReceivables>
    <us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-B9092833CD04A8A4CCEBA358AD645744-0-wk-Fact-365D65FF60BA163E5B0CA358AD0B43FD">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 1 - BASIS OF PRESENTATION&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The accounting and reporting policies of Citizens Financial Group, Inc. conform to GAAP. The Company&#x2019;s principal business activity is banking, conducted through its banking subsidiary Citizens Bank, National Association. The Company also provides M&amp;amp;A, capital raising and other financial advisory services to middle market companies across a focused set of industry verticals through its broker-dealer CCMI.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Consolidated Financial Statements include the accounts of Citizens and subsidiaries in which Citizens has a controlling financial interest. All intercompany transactions and balances have been eliminated. The Company has evaluated its unconsolidated entities and does not believe that any entity in which it has an interest, but does not currently consolidate, meets the requirements to be consolidated as a variable interest entity.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the ACL and the fair value of MSRs. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Significant Accounting Policies&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table identifies the Company&#x2019;s significant accounting policies and the Note and Page where a detailed description of each policy can be found.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:85.7699805068226%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="3"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:74%;"/&gt;&lt;td style="width:14%;"/&gt;&lt;td style="width:12%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;text-decoration:underline;"&gt;Note&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;font-weight:bold;text-decoration:underline;"&gt;Page&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Cash and Due From Banks&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#sFF87389220185F2B9393DC73F022098B" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 2&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#sFF87389220185F2B9393DC73F022098B" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;102&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#s43AF8C2A5DA45D499C1D1395915BFA47" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 3&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#s43AF8C2A5DA45D499C1D1395915BFA47" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;103&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Loans and Leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#sCB350FE466FC51CBAC4A155E1BAE610D" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 4&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#sCB350FE466FC51CBAC4A155E1BAE610D" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;107&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Allowance for Credit Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#s043950A6DC865B7492953B6374E9AA4B" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 5&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#s043950A6DC865B7492953B6374E9AA4B" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;109&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Premises, Equipment and Software&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#sDEC3F88E3C585A32A8D8B2F21F6466C6" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 6&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#sDEC3F88E3C585A32A8D8B2F21F6466C6" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;120&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Mortgage Servicing Rights&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#s0F22E5F7298154B6B44E5C3CBFB57E85" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 7&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#s0F22E5F7298154B6B44E5C3CBFB57E85" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;121&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#sF27CADF59A405A238AF0D88A0EF1A2CF" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 8&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#sF27CADF59A405A238AF0D88A0EF1A2CF" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;124&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Goodwill&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#s6E27A8CB699D51058A9570B0E65DFE52" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 9&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#s6E27A8CB699D51058A9570B0E65DFE52" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;125&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Variable Interest Entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#s069D460D4C545A8E82FD8F8686EB9AF8" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 10&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#s069D460D4C545A8E82FD8F8686EB9AF8" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;127&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Derivative Instruments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#sFF831C8B07305B31B9F20FB4F48A1B77" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 13&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#sFF831C8B07305B31B9F20FB4F48A1B77" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;132&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Employee Benefits&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#s0BEF29B517E4547E965A6B64842854B2" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 14&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#s0BEF29B517E4547E965A6B64842854B2" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;135&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Treasury Stock&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#sF070C836AF5B5635824E2B64A98EBA09" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 16&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#sF070C836AF5B5635824E2B64A98EBA09" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;138&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Employee Share-Based Compensation&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#sD986330374515FA2A545244CD6521851" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 17&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#sD986330374515FA2A545244CD6521851" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;139&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Fair Value Measurement&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#sA4D1983040EA5B9CA89434EEE7F96A63" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 19&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#sA4D1983040EA5B9CA89434EEE7F96A63" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;142&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Revenue Recognition&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#sA296935E80445263993170BD93EE96D0" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 20&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#sA296935E80445263993170BD93EE96D0" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;148&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Income Taxes&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#s6FAA3F0461F055E78C42DC79D3FADD94" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 22&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#s6FAA3F0461F055E78C42DC79D3FADD94" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;150&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Earnings Per Share&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:9pt;"&gt;&lt;a href="#sC9D896462B2D5D0B8A54D4F4CB2A8575" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Note 23&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;a href="#sC9D896462B2D5D0B8A54D4F4CB2A8575" style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;153&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Acquisitions&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:13px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;On &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;January&#160;1, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, the Company acquired Clarfeld Financial Advisors, LLC (&#x201c;Clarfeld&#x201d;), a Tarrytown, New York-based boutique wealth management and financial advisory firm, for total consideration of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$110 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. As part of this transaction, the Company expanded its wealth management position with the addition of a robust client base. The Company recognized goodwill of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$83 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and other intangibles of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$21 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; related to the transaction.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:13px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;On &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;March&#160;1, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, the Company acquired certain assets and assumed certain liabilities of Bowstring Advisors, LLC (&#x201c;Bowstring&#x201d;), an Atlanta, Georgia-based mergers and acquisitions advisory and capital raising firm, for the consideration of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$40 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. As part of this transaction, the Company expanded its mergers and acquisitions advisory position with the addition of a referral network and experienced staff. The Company recognized goodwill of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$35 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and other intangibles of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$6 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; related to the transaction.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;font-weight:bold;"&gt;Accounting Pronouncements Adopted in&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;background-color:#ffffff;"&gt; &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt; &lt;/span&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="3"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:19%;"/&gt;&lt;td style="width:48%;"/&gt;&lt;td style="width:33%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Pronouncement&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Summary of Guidance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Effects on Financial Statements&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Derivatives and Hedging&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-style:italic;"&gt;Issued August 2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reduces the complexity and operational burdens of the current hedge accounting model and portrays more clearly the effects of hedge accounting in the financial statements.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Modifies current requirements to facilitate the application of hedge accounting to partial-term hedges, hedges of prepayable financial instruments, and other strategies. Adoption of these optional changes would occur on a prospective basis.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires the effects of fair value hedges to be classified in the same income statement line as the earnings effect of the hedged item. Adoption of this change will occur on a prospective basis.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:42px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires all effects of cash flow hedges to be deferred in other comprehensive income until the hedged cash flows affect earnings. Periodic hedge ineffectiveness will no longer be recognized in earnings. Adoption of this change will occur on a modified retrospective basis through a cumulative-effect adjustment directly to retained earnings as of the beginning of the period of adoption.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;The Company adopted the new standard on January 1, 2019 under the modified retrospective method.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Adoption did not have a material impact on the Company&#x2019;s Consolidated Financial Statements. &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Required disclosures are included in Note 13.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"&gt;&lt;div style="padding-top:1px;padding-left:1px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Leases&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-top:0px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-style:italic;"&gt;Issued February 2016&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires lessees to recognize a right-of-use asset and corresponding lease liability for all leases with a lease term of greater than one year.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires lessees and lessors to classify most leases using principles similar to existing lease accounting, but eliminates the &#x201c;bright line&#x201d; classification tests.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires that for finance leases, a lessee recognize interest expense on the lease liability separately from the amortization of the right-of-use asset in the Consolidated Statements of Operations, while for operating leases, such amounts should be recognized as a combined expense.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires expanded disclosures about the nature and terms of lease agreements.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Provides the option to adopt using either a modified cumulative-effect approach wherein the guidance is applied to all periods presented, or through a cumulative-effect adjustment beginning in the period of adoption.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires companies with land easements to assess whether the easement meets the definition of a lease before applying other accounting guidance. &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;The Company adopted the new standard under the modified retrospective approach on January 1, 2019, which is applicable to both its leasing finance business as well as property and equipment leases in which Citizens is lessee.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Adoption resulted in a cumulative-effect adjustment of $12 million, net of taxes, to retained earnings related to leases in which Citizens is lessee. &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Adoption resulted in the recognition of a right-of-use asset and corresponding lease liability of $734 million and $749 million, respectively in its Consolidated Balance Sheet for non-cancelable operating lease agreements.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Required lessor disclosures are included in Note 4 and required lessee disclosures are included in Note 8.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Implementation Costs Incurred in a Cloud Computing Arrangement&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-style:italic;"&gt;Issued August 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires implementation costs incurred in a cloud computing arrangement that is a service contract be deferred and recognized over the term of the arrangement if those costs would be capitalized in a software licensing arrangement.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires amortization expense be presented in the same income statement line item as the related hosting service arrangement expense.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Permits adoption prospectively for all implementation costs incurred after adoption or retrospectively through a cumulative-effect adjustment as of the beginning of the first period presented.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;The Company prospectively adopted the new standard on January 1, 2019. &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Adoption did not have a material impact on the Company&#x2019;s Consolidated Financial Statements.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;font-weight:bold;"&gt;Accounting Pronouncements Pending Adoption&lt;/span&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="3"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:19%;"/&gt;&lt;td style="width:48%;"/&gt;&lt;td style="width:33%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;"&gt;Pronouncement&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;"&gt;Summary of Guidance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;"&gt;Effects on Financial Statements&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Financial Instruments - Credit Losses&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-style:italic;"&gt;Issued June 2016&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Required effective date: January 1, 2020.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Replaces existing incurred loss impairment guidance and establishes a single allowance framework for financial assets carried at amortized cost (including securities HTM), which will reflect management&#x2019;s estimate of credit losses over the full remaining expected life of the financial assets.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:19px; padding-left:10px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Amends existing impairment guidance for securities AFS to incorporate an allowance, which will allow for reversals of impairment losses in the event that the credit of an issuer improves.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:29px;text-indent:-19px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:19px; padding-left:10px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Requires a cumulative-effect adjustment to retained earnings, net of taxes, as of the beginning of the reporting period of adoption.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:19px; padding-left:10px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Requires enhanced credit quality disclosures including disaggregation of credit quality indicators by vintage.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:19px; padding-left:10px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;The Company adopted the new standard on January 1, 2020, retrospectively for loans and leases and HTM securities and prospectively for AFS securities.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:19px; padding-left:10px;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;To estimate the ACL under CECL, Citizens uses models and other estimation techniques that are sensitive to changes in forecasted economic conditions. The Company applies qualitative factors related to idiosyncratic risk factors, changes in current economic conditions that may not be adequately reflected in quantitatively derived results, or other relevant factors to ensure the ACL reflects the Company&#x2019;s best estimate of current expected credit losses.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;The Company recognized an increase in the ACL upon adoption of approximately $450 million, based on a two-year reasonable and supportable forecast period, and a one-year reversion to long-term historical macroeconomic variables. The increase in ACL is primarily related to consumer loans, such as residential mortgage, unsecured and education, due to the requirement to estimate credit losses over the full remaining expected life of the asset. &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Adoption of the new standard could produce higher volatility in the quarterly provision for credit losses than our current reserve process and could adversely impact the Company&#x2019;s ongoing earnings.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;The increase in ACL upon adoption reduced the Company&#x2019;s CET1 capital ratio by 24 basis points on a fully-phased in basis. This capital impact will be phased in by 25% per year through January 1, 2023, which will impact 2020 by 6 basis points.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Based on the credit quality of our existing debt securities portfolio, the Company did not recognize an ACL for HTM and AFS debt securities upon adoption.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock>
    <us-gaap:BasisOfAccountingPolicyPolicyTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-4E91E0AFA86CAD4E6073A358AD64D692-0-wk-Fact-625BA70D41F521F5CA7BA358AD0CC65C">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Consolidated Financial Statements include the accounts of Citizens and subsidiaries in which Citizens has a controlling financial interest. All intercompany transactions and balances have been eliminated. The Company has evaluated its unconsolidated entities and does not believe that any entity in which it has an interest, but does not currently consolidate, meets the requirements to be consolidated as a variable interest entity.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the ACL and the fair value of MSRs. &lt;/span&gt;&lt;/div&gt;</us-gaap:BasisOfAccountingPolicyPolicyTextBlock>
    <us-gaap:BusinessCombinationConsiderationTransferred1
      contextRef="D2019Q1Jan01-Jan01_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember"
      decimals="-6"
      id="d29532800e1857-wk-Fact-3266A141F912D38BB929CA35097528A1"
      unitRef="usd">110000000</us-gaap:BusinessCombinationConsiderationTransferred1>
    <us-gaap:Goodwill
      contextRef="I2019Q1Jan01_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember"
      decimals="-6"
      id="d29532800e1861-wk-Fact-8760B2D30D8E74EF607FCA353C3012D7"
      unitRef="usd">83000000</us-gaap:Goodwill>
    <us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill
      contextRef="I2019Q1Jan01_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember"
      decimals="-6"
      id="d29532800e1865-wk-Fact-2C43488FA74B3C863F30CA35550115BC"
      unitRef="usd">21000000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill>
    <us-gaap:BusinessCombinationConsiderationTransferred1
      contextRef="D2019Q1Mar01-Mar01_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember"
      decimals="-6"
      id="d29532800e1877-wk-Fact-B48ABDEB06F1EE83623ACA351F004115"
      unitRef="usd">40000000</us-gaap:BusinessCombinationConsiderationTransferred1>
    <us-gaap:Goodwill
      contextRef="I2019Q1Mar01_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember"
      decimals="-6"
      id="d29532800e1881-wk-Fact-2475FC696150A65C660ACA358607373B"
      unitRef="usd">35000000</us-gaap:Goodwill>
    <us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill
      contextRef="I2019Q1Mar01_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember"
      decimals="-6"
      id="d29532800e1885-wk-Fact-C37963B115BC564FF9EBCA35A2D29066"
      unitRef="usd">6000000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill>
    <us-gaap:ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-8E41A58E3FBC36504C6ACA296DC16D7C-0-wk-Fact-E59589489C562CCEC07BCA29A028C44E">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;font-weight:bold;"&gt;Accounting Pronouncements Adopted in&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;background-color:#ffffff;"&gt; &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt; &lt;/span&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="3"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:19%;"/&gt;&lt;td style="width:48%;"/&gt;&lt;td style="width:33%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Pronouncement&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Summary of Guidance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Effects on Financial Statements&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Derivatives and Hedging&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-style:italic;"&gt;Issued August 2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reduces the complexity and operational burdens of the current hedge accounting model and portrays more clearly the effects of hedge accounting in the financial statements.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Modifies current requirements to facilitate the application of hedge accounting to partial-term hedges, hedges of prepayable financial instruments, and other strategies. Adoption of these optional changes would occur on a prospective basis.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires the effects of fair value hedges to be classified in the same income statement line as the earnings effect of the hedged item. Adoption of this change will occur on a prospective basis.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:42px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires all effects of cash flow hedges to be deferred in other comprehensive income until the hedged cash flows affect earnings. Periodic hedge ineffectiveness will no longer be recognized in earnings. Adoption of this change will occur on a modified retrospective basis through a cumulative-effect adjustment directly to retained earnings as of the beginning of the period of adoption.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;The Company adopted the new standard on January 1, 2019 under the modified retrospective method.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Adoption did not have a material impact on the Company&#x2019;s Consolidated Financial Statements. &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Required disclosures are included in Note 13.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"&gt;&lt;div style="padding-top:1px;padding-left:1px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Leases&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-top:0px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-style:italic;"&gt;Issued February 2016&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires lessees to recognize a right-of-use asset and corresponding lease liability for all leases with a lease term of greater than one year.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires lessees and lessors to classify most leases using principles similar to existing lease accounting, but eliminates the &#x201c;bright line&#x201d; classification tests.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires that for finance leases, a lessee recognize interest expense on the lease liability separately from the amortization of the right-of-use asset in the Consolidated Statements of Operations, while for operating leases, such amounts should be recognized as a combined expense.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires expanded disclosures about the nature and terms of lease agreements.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Provides the option to adopt using either a modified cumulative-effect approach wherein the guidance is applied to all periods presented, or through a cumulative-effect adjustment beginning in the period of adoption.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires companies with land easements to assess whether the easement meets the definition of a lease before applying other accounting guidance. &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;The Company adopted the new standard under the modified retrospective approach on January 1, 2019, which is applicable to both its leasing finance business as well as property and equipment leases in which Citizens is lessee.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Adoption resulted in a cumulative-effect adjustment of $12 million, net of taxes, to retained earnings related to leases in which Citizens is lessee. &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Adoption resulted in the recognition of a right-of-use asset and corresponding lease liability of $734 million and $749 million, respectively in its Consolidated Balance Sheet for non-cancelable operating lease agreements.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Required lessor disclosures are included in Note 4 and required lessee disclosures are included in Note 8.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Implementation Costs Incurred in a Cloud Computing Arrangement&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-style:italic;"&gt;Issued August 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires implementation costs incurred in a cloud computing arrangement that is a service contract be deferred and recognized over the term of the arrangement if those costs would be capitalized in a software licensing arrangement.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires amortization expense be presented in the same income statement line item as the related hosting service arrangement expense.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Permits adoption prospectively for all implementation costs incurred after adoption or retrospectively through a cumulative-effect adjustment as of the beginning of the first period presented.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;The Company prospectively adopted the new standard on January 1, 2019. &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Adoption did not have a material impact on the Company&#x2019;s Consolidated Financial Statements.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;font-weight:bold;"&gt;Accounting Pronouncements Pending Adoption&lt;/span&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="3"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:19%;"/&gt;&lt;td style="width:48%;"/&gt;&lt;td style="width:33%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;"&gt;Pronouncement&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;"&gt;Summary of Guidance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;"&gt;Effects on Financial Statements&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Financial Instruments - Credit Losses&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-style:italic;"&gt;Issued June 2016&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Required effective date: January 1, 2020.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Replaces existing incurred loss impairment guidance and establishes a single allowance framework for financial assets carried at amortized cost (including securities HTM), which will reflect management&#x2019;s estimate of credit losses over the full remaining expected life of the financial assets.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:19px; padding-left:10px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Amends existing impairment guidance for securities AFS to incorporate an allowance, which will allow for reversals of impairment losses in the event that the credit of an issuer improves.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:29px;text-indent:-19px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:19px; padding-left:10px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Requires a cumulative-effect adjustment to retained earnings, net of taxes, as of the beginning of the reporting period of adoption.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:19px; padding-left:10px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Requires enhanced credit quality disclosures including disaggregation of credit quality indicators by vintage.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:19px; padding-left:10px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;The Company adopted the new standard on January 1, 2020, retrospectively for loans and leases and HTM securities and prospectively for AFS securities.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:19px; padding-left:10px;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;To estimate the ACL under CECL, Citizens uses models and other estimation techniques that are sensitive to changes in forecasted economic conditions. The Company applies qualitative factors related to idiosyncratic risk factors, changes in current economic conditions that may not be adequately reflected in quantitatively derived results, or other relevant factors to ensure the ACL reflects the Company&#x2019;s best estimate of current expected credit losses.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;The Company recognized an increase in the ACL upon adoption of approximately $450 million, based on a two-year reasonable and supportable forecast period, and a one-year reversion to long-term historical macroeconomic variables. The increase in ACL is primarily related to consumer loans, such as residential mortgage, unsecured and education, due to the requirement to estimate credit losses over the full remaining expected life of the asset. &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Adoption of the new standard could produce higher volatility in the quarterly provision for credit losses than our current reserve process and could adversely impact the Company&#x2019;s ongoing earnings.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;The increase in ACL upon adoption reduced the Company&#x2019;s CET1 capital ratio by 24 basis points on a fully-phased in basis. This capital impact will be phased in by 25% per year through January 1, 2023, which will impact 2020 by 6 basis points.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Based on the credit quality of our existing debt securities portfolio, the Company did not recognize an ACL for HTM and AFS debt securities upon adoption.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock>
    <us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-83463F0A69E44019A547A358AD6407CB-0-wk-Fact-E29E2129D48C0DFC7B23A358AD0FB21F">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;font-weight:bold;"&gt;Accounting Pronouncements Adopted in&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;background-color:#ffffff;"&gt; &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt; &lt;/span&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="3"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:19%;"/&gt;&lt;td style="width:48%;"/&gt;&lt;td style="width:33%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Pronouncement&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Summary of Guidance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Effects on Financial Statements&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Derivatives and Hedging&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-style:italic;"&gt;Issued August 2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reduces the complexity and operational burdens of the current hedge accounting model and portrays more clearly the effects of hedge accounting in the financial statements.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Modifies current requirements to facilitate the application of hedge accounting to partial-term hedges, hedges of prepayable financial instruments, and other strategies. Adoption of these optional changes would occur on a prospective basis.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires the effects of fair value hedges to be classified in the same income statement line as the earnings effect of the hedged item. Adoption of this change will occur on a prospective basis.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:42px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires all effects of cash flow hedges to be deferred in other comprehensive income until the hedged cash flows affect earnings. Periodic hedge ineffectiveness will no longer be recognized in earnings. Adoption of this change will occur on a modified retrospective basis through a cumulative-effect adjustment directly to retained earnings as of the beginning of the period of adoption.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;The Company adopted the new standard on January 1, 2019 under the modified retrospective method.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Adoption did not have a material impact on the Company&#x2019;s Consolidated Financial Statements. &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Required disclosures are included in Note 13.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"&gt;&lt;div style="padding-top:1px;padding-left:1px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Leases&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-top:0px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-style:italic;"&gt;Issued February 2016&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires lessees to recognize a right-of-use asset and corresponding lease liability for all leases with a lease term of greater than one year.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires lessees and lessors to classify most leases using principles similar to existing lease accounting, but eliminates the &#x201c;bright line&#x201d; classification tests.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires that for finance leases, a lessee recognize interest expense on the lease liability separately from the amortization of the right-of-use asset in the Consolidated Statements of Operations, while for operating leases, such amounts should be recognized as a combined expense.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires expanded disclosures about the nature and terms of lease agreements.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Provides the option to adopt using either a modified cumulative-effect approach wherein the guidance is applied to all periods presented, or through a cumulative-effect adjustment beginning in the period of adoption.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires companies with land easements to assess whether the easement meets the definition of a lease before applying other accounting guidance. &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;The Company adopted the new standard under the modified retrospective approach on January 1, 2019, which is applicable to both its leasing finance business as well as property and equipment leases in which Citizens is lessee.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Adoption resulted in a cumulative-effect adjustment of $12 million, net of taxes, to retained earnings related to leases in which Citizens is lessee. &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Adoption resulted in the recognition of a right-of-use asset and corresponding lease liability of $734 million and $749 million, respectively in its Consolidated Balance Sheet for non-cancelable operating lease agreements.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Required lessor disclosures are included in Note 4 and required lessee disclosures are included in Note 8.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Implementation Costs Incurred in a Cloud Computing Arrangement&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-style:italic;"&gt;Issued August 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires implementation costs incurred in a cloud computing arrangement that is a service contract be deferred and recognized over the term of the arrangement if those costs would be capitalized in a software licensing arrangement.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Requires amortization expense be presented in the same income statement line item as the related hosting service arrangement expense.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Permits adoption prospectively for all implementation costs incurred after adoption or retrospectively through a cumulative-effect adjustment as of the beginning of the first period presented.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;The Company prospectively adopted the new standard on January 1, 2019. &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Adoption did not have a material impact on the Company&#x2019;s Consolidated Financial Statements.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;background-color:#ffffff;font-style:italic;font-weight:bold;"&gt;Accounting Pronouncements Pending Adoption&lt;/span&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="3"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:19%;"/&gt;&lt;td style="width:48%;"/&gt;&lt;td style="width:33%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;"&gt;Pronouncement&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;"&gt;Summary of Guidance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-weight:bold;"&gt;Effects on Financial Statements&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Financial Instruments - Credit Losses&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;font-style:italic;"&gt;Issued June 2016&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Required effective date: January 1, 2020.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Replaces existing incurred loss impairment guidance and establishes a single allowance framework for financial assets carried at amortized cost (including securities HTM), which will reflect management&#x2019;s estimate of credit losses over the full remaining expected life of the financial assets.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;text-indent:-24px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:19px; padding-left:10px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Amends existing impairment guidance for securities AFS to incorporate an allowance, which will allow for reversals of impairment losses in the event that the credit of an issuer improves.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:29px;text-indent:-19px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:19px; padding-left:10px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Requires a cumulative-effect adjustment to retained earnings, net of taxes, as of the beginning of the reporting period of adoption.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:19px; padding-left:10px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Requires enhanced credit quality disclosures including disaggregation of credit quality indicators by vintage.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:48px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div&gt;&lt;div style="float:left; width:19px; padding-left:10px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;The Company adopted the new standard on January 1, 2020, retrospectively for loans and leases and HTM securities and prospectively for AFS securities.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:19px; padding-left:10px;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;To estimate the ACL under CECL, Citizens uses models and other estimation techniques that are sensitive to changes in forecasted economic conditions. The Company applies qualitative factors related to idiosyncratic risk factors, changes in current economic conditions that may not be adequately reflected in quantitatively derived results, or other relevant factors to ensure the ACL reflects the Company&#x2019;s best estimate of current expected credit losses.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;text-indent:-18px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;The Company recognized an increase in the ACL upon adoption of approximately $450 million, based on a two-year reasonable and supportable forecast period, and a one-year reversion to long-term historical macroeconomic variables. The increase in ACL is primarily related to consumer loans, such as residential mortgage, unsecured and education, due to the requirement to estimate credit losses over the full remaining expected life of the asset. &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Adoption of the new standard could produce higher volatility in the quarterly provision for credit losses than our current reserve process and could adversely impact the Company&#x2019;s ongoing earnings.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:30px;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;The increase in ACL upon adoption reduced the Company&#x2019;s CET1 capital ratio by 24 basis points on a fully-phased in basis. This capital impact will be phased in by 25% per year through January 1, 2023, which will impact 2020 by 6 basis points.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="float:left; width:18px; padding-left:12px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;span style=""&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;Based on the credit quality of our existing debt securities portfolio, the Company did not recognize an ACL for HTM and AFS debt securities upon adoption.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7.5pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock>
    <us-gaap:CashAndCashEquivalentsDisclosureTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-BF04EDFC178957733DA1A358AD65889D-0-wk-Fact-4AE291443CEE0D11B3A3A358ABCB3652">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 2 - CASH AND DUE FROM BANKS&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For the purposes of reporting cash flows, cash and cash equivalents have original maturities of three months or less and include cash and due from banks and interest-bearing cash and due from banks, primarily at the FRB.&lt;/span&gt;&lt;/div&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens maintains certain average reserve balances and compensating balances for check clearing and other services with the FRB. At &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, the balance of deposits at the FRB amounted to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$2.1 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$3.0 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively. Average balances maintained with the FRB during the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; exceeded amounts required by law for the FRB&#x2019;s requirements. All amounts, both required and excess reserves, held at the FRB currently earn interest at a fixed rate of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;155 basis points&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. Citizens recorded interest income on FRB deposits of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$28 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$28 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$16 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; for the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;, respectively, in interest-bearing deposits in banks in the Consolidated Statements of Operations.</us-gaap:CashAndCashEquivalentsDisclosureTextBlock>
    <us-gaap:CashAndCashEquivalentsPolicyTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-97748FE3325F5C01C50EA358AD6402E4-0-wk-Fact-20ACB9B4C098CEBEF337A358ABC9A599">&lt;div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For the purposes of reporting cash flows, cash and cash equivalents have original maturities of three months or less and include cash and due from banks and interest-bearing cash and due from banks, primarily at the FRB.&lt;/span&gt;&lt;/div&gt;</us-gaap:CashAndCashEquivalentsPolicyTextBlock>
    <cfg:InterestBearingCashandDuefromBanksFederalReserveBankBalances
      contextRef="FI2019Q4"
      decimals="-8"
      id="d29518873e1355-wk-Fact-D323F8FAEC34A2FDB40AA358ABCAEC7C"
      unitRef="usd">2100000000</cfg:InterestBearingCashandDuefromBanksFederalReserveBankBalances>
    <cfg:InterestBearingCashandDuefromBanksFederalReserveBankBalances
      contextRef="FI2018Q4"
      decimals="-8"
      id="d29518873e1359-wk-Fact-D7ABE5DC9E9BA46FE270A358ABCA1A6F"
      unitRef="usd">3000000000.0</cfg:InterestBearingCashandDuefromBanksFederalReserveBankBalances>
    <cfg:InterestIncomeFederalReserveBankBalances
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29518873e1376-wk-Fact-BA09DFE0EA22B2A1968FA358ABCA3EFC"
      unitRef="usd">28000000</cfg:InterestIncomeFederalReserveBankBalances>
    <cfg:InterestIncomeFederalReserveBankBalances
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29518873e1380-wk-Fact-D563A5C5C239CB3D06DEA358ABC9C6D4"
      unitRef="usd">28000000</cfg:InterestIncomeFederalReserveBankBalances>
    <cfg:InterestIncomeFederalReserveBankBalances
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29518873e1384-wk-Fact-3BE7CB045C01518443E3A358ABC9B0C0"
      unitRef="usd">16000000</cfg:InterestIncomeFederalReserveBankBalances>
    <us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-A73476CA2D07B464DBE6A358AD6587F5-0-wk-Fact-74E2A9B944DCBE2228BDA358ACBB06D5">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 3 - SECURITIES&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Investments include debt and equity securities and other investment securities. Citizens classifies debt securities as AFS, HTM, or trading based on management&#x2019;s intent to hold to maturity at the time of purchase. Equity securities are recorded at fair value or at cost if there is not a readily determinable fair value.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Debt securities that will be held for indefinite periods of time and may be sold in response to changes in interest rates, changes in prepayment risk, or other factors considered in managing the Company&#x2019;s asset/liability strategy are classified as AFS and reported at fair value, with unrealized gains and losses reported in OCI, net of taxes, as a separate component of stockholders&#x2019; equity. Gains and losses on the sales of securities are recognized in noninterest income and are computed using the specific identification method.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Debt securities for which the Company has the ability and intent to hold to maturity are classified as HTM and reported at amortized cost. Transfers of debt securities to the HTM classification are recognized at fair value at the date of transfer. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For debt securities classified as AFS or HTM, interest income is recorded on the accrual basis including the amortization of premiums and the accretion of discounts. Premiums and discounts on debt securities are amortized or accreted using the effective interest method over the estimated lives of the individual securities. Citizens uses actual prepayment experience and estimates of future prepayments to determine the constant effective yield necessary to apply the effective interest method of income recognition. Estimates of future prepayments are based on the underlying collateral characteristics of each security and are derived from market sources. Judgment is involved in making determinations about prepayment expectations and in changing those expectations in response to changes in interest rates and macroeconomic conditions. The amortization of premiums and discounts associated with mortgage-backed securities may be significantly impacted by changes in prepayment assumptions.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Securities classified as trading are bought and held principally for selling them in the near term and carried at fair value, with changes in fair value recognized in earnings. When applicable, realized and unrealized gains and losses on such assets are reported in noninterest income in the Consolidated Statements of Operations.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Equity securities are primarily composed of FHLB stock and FRB stock (which are carried at cost) and money market mutual fund investments held by the Company&#x2019;s broker-dealers (which are carried at fair value, with changes in fair value recognized in noninterest income). Equity securities that are carried at cost are reviewed at least annually for impairment, with valuation adjustments recognized in noninterest income.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the major components of securities at amortized cost and fair value:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:680px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="26"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:206px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:41px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:41px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Amortized Cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Gains&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Amortized Cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Gains&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;U.S. Treasury and other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;State and political subdivisions&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage-backed securities, at fair value:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal agencies and U.S. government sponsored entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,803&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;143&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,875&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20,211&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;28&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(605&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,634&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other/non-agency&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;638&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;662&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;236&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;232&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total mortgage-backed &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;securities, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20,441&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;167&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20,537&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20,447&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(612&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,866&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total debt securities available for sale, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20,517&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$167&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20,613&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20,476&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($612&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$19,895&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal agencies and U.S. government sponsored entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,425&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($132&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,293&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other/non-agency&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;740&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;748&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total mortgage-backed &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;securities, at cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4,165&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(132&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4,041&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total debt securities held to maturity&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4,165&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($132&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4,041&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Money market mutual fund investments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total equity securities, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal Reserve Bank stock&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$577&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$577&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$463&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$463&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal Home Loan Bank stock&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;222&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;222&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;364&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;364&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other equity securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total equity securities, at cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$807&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$807&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$834&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$834&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the amortized cost and fair value of debt securities by contractual maturity as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without incurring penalties.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:354px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:57px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:56px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:56px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Distribution of Maturities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;1 Year                or Less&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;1-5                Years&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;5-10             Years&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;After 10       Years&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Amortized cost:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;U.S. Treasury and other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;State and political subdivisions&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage-backed securities:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal agencies and U.S. government sponsored entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;215&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,534&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18,054&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,803&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other/non-agency&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;638&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;638&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total debt securities available for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;215&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,534&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18,697&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20,517&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:0px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage-backed securities:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal agencies and U.S. government sponsored entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other/non-agency&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total debt securities held to maturity&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total amortized cost of debt securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$215&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,534&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$21,899&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$23,719&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair value:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;U.S. Treasury and other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;State and political subdivisions&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage-backed securities:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal agencies and U.S. government sponsored entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;217&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,553&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18,105&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,875&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other/non-agency&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;662&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;662&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total debt securities available for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;217&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,553&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18,772&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20,613&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:0px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage-backed securities:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal agencies and U.S. government sponsored entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total debt securities held to maturity&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total fair value of debt securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$217&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,553&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$22,014&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$23,855&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Taxable interest income from investment securities as presented on the Consolidated Statements of Operations was&#160;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$642 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$672 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and&#160;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$625 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; for the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents realized gains and losses on securities:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:520px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:40px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:41px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:42px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Gains on sale of debt securities&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;&#160;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$41&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Losses on sale of debt securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Debt securities gains, net&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Equity securities gains&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; For the &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;year ended December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$6 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; of gains on sale of debt securities were recognized in mortgage banking fees in the Consolidated Statements of Operations, as they related to AFS securities held as economic hedges of the value of the MSR portfolio recognized using the amortization method.&#160;&#160;&#160;&#160;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the amortized cost and fair value of debt securities pledged:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="14"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:410px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:48px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Amortized Cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Amortized Cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Pledged against repurchase agreements&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$265&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$266&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$344&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$338&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Pledged against FHLB borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;638&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;662&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;745&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;752&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Pledged against derivatives, to qualify for fiduciary powers, and to secure public and other deposits as required by law&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,670&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,672&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,592&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,460&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens regularly enters into security repurchase agreements with unrelated counterparties, which involve the transfer of a security from one party to another, and a subsequent transfer of substantially the same security back to the original party. The Company&#x2019;s repurchase agreements are typically short-term in nature and are accounted for as secured borrowed funds on the Company&#x2019;s Consolidated Balance Sheets. Citizens recognized &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;no&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; offsetting of short-term receivables or payables as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; or &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. Citizens offsets certain derivative assets and derivative liabilities on the Consolidated Balance Sheets. For further information see &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Note 13&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Securitizations of mortgage loans retained in the investment portfolio for the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, were &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$150 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$142 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$134 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively. These securitizations include a substantive guarantee by a third party. In &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; the guarantors were FNMA, FHLMC, and GNMA. The debt securities received from the guarantors are classified as AFS.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Impairment&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens reviews its securities for other-than-temporary impairment on a quarterly basis or more frequently if a potential loss triggering event occurs. The initial indicator of other-than-temporary impairment for both debt and equity securities is a decline in fair value below its recorded investment amount, as well as the severity and duration of the decline. For a security that has declined in fair value below the cost basis, the Company recognizes other-than-temporary impairment if management has the intent to sell the security, it is more likely than not the Company will be required to sell the security before recovery of its amortized cost basis, or the Company does not expect to recover the entire cost basis of the security.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Estimating the recovery of the amortized cost basis of a debt security is based upon an assessment of the cash flows expected to be collected. If the present value of cash flows expected to be collected, discounted at the security&#x2019;s original effective yield, exceeds the amortized cost, no credit impairment has occurred. If this amount is less than the amortized cost, other-than-temporary impairment is considered to have occurred. In addition to these cash flow projections, several other characteristics of each debt security are reviewed when determining whether a credit loss exists and the period over which the debt security is expected to recover. These characteristics include: (i) the type of investment, (ii) various market factors affecting the fair value of the security (e.g., interest rates, spread levels, liquidity in the sector, etc.), (iii) the length and severity of impairment, and (iv) the public credit rating of the instrument.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens estimates the portion of loss attributable to credit using a collateral loss model and integrated cash flow engine. The model calculates prepayment, default and loss severity assumptions using collateral performance data. These assumptions are used to produce cash flows that generate loss projections. These loss projections are reviewed on a quarterly basis by a cross-functional governance committee to determine whether security impairments are other-than-temporary.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;If the Company intends to sell an impaired security, or if it is more likely than not Citizens will be required to sell the security before recovery, the impairment loss recognized in current period earnings equals the difference between the amortized cost basis and the fair value of the security. If the Company does not intend to sell the impaired security, and it is not likely that the Company will be required to sell the impaired security, the other-than-temporary impairment write-down is separated into an amount representing the credit loss, which is recognized in current period earnings and the amount related to all other factors, which is recognized in OCI.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the net securities impairment losses recognized in earnings:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:justify;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:74%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other-than-temporary impairment:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total other-than-temporary impairment losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#160;&#160;&#160;&#160;&#160;&#160;Portions of loss recognized in other comprehensive income (before taxes)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net securities impairment losses recognized in earnings on debt securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following tables present mortgage-backed debt securities with fair values below their respective carrying values, separated by the duration the securities have been in a continuous unrealized loss position:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="27"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:120px;"/&gt;&lt;td style="width:57px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:49px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:57px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:49px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:57px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:49px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="26" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Less than 12 Months&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;12 Months or Longer&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(dollars in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Issues&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Issues&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Issues&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal agencies and U.S. government sponsored entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;106&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$5,135&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;120&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,748&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($52&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;226&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$8,883&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($76&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other/non-agency&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;106&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$5,135&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;120&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,748&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($52&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;226&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$8,883&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($76&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="27"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:120px;"/&gt;&lt;td style="width:57px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:49px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:57px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:49px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:57px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:49px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="26" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Less than 12 Months&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;12 Months or Longer&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(dollars in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Issues&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Issues&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Issues&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal agencies and U.S. government sponsored entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;166&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4,881&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($89&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;429&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$15,124&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($648&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;595&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20,005&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($737&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other/non-agency&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;139&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;211&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;176&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$5,020&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($90&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;440&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$15,196&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($654&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;616&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20,216&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($744&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
    <cfg:SecuritiesTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-4A9B25CF30577E47C19CA358AD65C3A5-0-wk-Fact-B6AFD9459B2971DD9813A358ACBCFDA2">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the major components of securities at amortized cost and fair value:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:680px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="26"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:206px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:41px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:41px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Amortized Cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Gains&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Amortized Cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Gains&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;U.S. Treasury and other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;State and political subdivisions&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage-backed securities, at fair value:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal agencies and U.S. government sponsored entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,803&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;143&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,875&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20,211&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;28&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(605&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,634&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other/non-agency&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;638&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;662&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;236&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;232&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total mortgage-backed &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;securities, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20,441&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;167&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20,537&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20,447&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(612&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,866&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total debt securities available for sale, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20,517&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$167&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20,613&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20,476&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($612&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$19,895&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal agencies and U.S. government sponsored entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,425&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($132&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,293&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other/non-agency&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;740&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;748&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total mortgage-backed &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;securities, at cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4,165&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(132&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4,041&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total debt securities held to maturity&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4,165&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($132&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4,041&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Money market mutual fund investments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total equity securities, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal Reserve Bank stock&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$577&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$577&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$463&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$463&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal Home Loan Bank stock&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;222&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;222&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;364&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;364&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other equity securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total equity securities, at cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$807&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$807&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$834&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;$&#x2014;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$834&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</cfg:SecuritiesTableTextBlock>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e1684-wk-Fact-CD9CCAFB37B9506C84719B24EAF53C75"
      unitRef="usd">71000000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e1697-wk-Fact-6A6926C6538E513DBCA3F0CEA0C0D933"
      unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e1710-wk-Fact-D8032B2D55835BE6B9F9E4AC3AF94C2E"
      unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e1724-wk-Fact-90FD6C8BE41888BB9940A358AD307256"
      unitRef="usd">71000000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e1742-wk-Fact-248A108C615C5647B6898BC56CF41BB9"
      unitRef="usd">24000000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e1755-wk-Fact-2B6A01314C13558CAD7238B1E72EE16C"
      unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e1768-wk-Fact-B161F88D176B5FF3B018E3938702D592"
      unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e1782-wk-Fact-E85B904A55257A088AFEA358ABA15A8E"
      unitRef="usd">24000000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e1797-wk-Fact-6EF86F045CC25FB29422410710093E4A"
      unitRef="usd">5000000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e1811-wk-Fact-8E13E7CE08E65864B99503B6CF54152A"
      unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e1825-wk-Fact-DD689BED40FF538892880435B8ED700B"
      unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e1839-wk-Fact-E6E307829869D01E9BF7A358ABA99BEB"
      unitRef="usd">5000000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e1859-wk-Fact-3D5CDE1B4C555F478A20EBF534D2F8D2"
      unitRef="usd">5000000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e1873-wk-Fact-EEDFEEEF04545B6F93B70F338743C522"
      unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e1887-wk-Fact-B27915A3B0755513A5496DA37680B771"
      unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e1902-wk-Fact-58F628C245AE3571CBAAA358AB9EA4F3"
      unitRef="usd">5000000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e2055-wk-Fact-D47723736B6A5082A38122CBD0D9CBBB"
      unitRef="usd">19803000000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e2069-wk-Fact-F4BF2B81DBAC53DABF996E64C2A12E4F"
      unitRef="usd">143000000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e2083-wk-Fact-D4DD555137AF52AF8D0A7260955AA77A"
      unitRef="usd">71000000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e2098-wk-Fact-E1EEE12F5D6A4F5AB179A358AD2A1807"
      unitRef="usd">19875000000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e2118-wk-Fact-BA760679EE8956EE951B4825A0E05EB1"
      unitRef="usd">20211000000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e2132-wk-Fact-8D60340E993F5A2EBF4D1B042DD4D274"
      unitRef="usd">28000000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e2146-wk-Fact-5C02732A445D5A1390F715ADF19A484A"
      unitRef="usd">605000000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e2162-wk-Fact-02D39CB6FFC7B0D658FFA358AD378D6F"
      unitRef="usd">19634000000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e2182-wk-Fact-E31C5F1C909C57D6B54DEF614E6AE7D9"
      unitRef="usd">638000000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e2196-wk-Fact-7F240D8B2CF95C56987B02ABC4FFAB7F"
      unitRef="usd">24000000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e2210-wk-Fact-B5FB524A48B05680A6645A1B3E90F137"
      unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e2224-wk-Fact-130C8619D4F43BE1858AA358AD37EDF9"
      unitRef="usd">662000000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e2244-wk-Fact-FF3AEA4BE58B5720A83A727C52CDCB20"
      unitRef="usd">236000000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e2258-wk-Fact-2A89618F7BEE533EB1058D9FACB36891"
      unitRef="usd">3000000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e2272-wk-Fact-1A798DD1071259888EAC51008C16A645"
      unitRef="usd">7000000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e2288-wk-Fact-13FF048ACE261ED58331A358ABA480E9"
      unitRef="usd">232000000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e2311-wk-Fact-D4ED7DACFDBC2D73EFA3A358AD209D27"
      unitRef="usd">20441000000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e2325-wk-Fact-BD53A3E95C0924226AD2A358AD21820F"
      unitRef="usd">167000000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e2339-wk-Fact-94490610FEAAB72CF512A358AD389FC3"
      unitRef="usd">71000000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e2354-wk-Fact-E07CC4B9F7672E475558A358AD2C6BE2"
      unitRef="usd">20537000000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e2374-wk-Fact-E8E21E1C03DA1042175EA358AD2E4B44"
      unitRef="usd">20447000000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e2388-wk-Fact-69A16B08CDB2AC489620A358AD2F7F31"
      unitRef="usd">31000000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e2402-wk-Fact-C6FDD8E154240894E892A358AD2D1DE2"
      unitRef="usd">612000000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e2418-wk-Fact-63C67EB797EB98BB1ED8A358AD322D45"
      unitRef="usd">19866000000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e2442-wk-Fact-96C9E2D3A00AC26C5CCDA358ABA576E9"
      unitRef="usd">20517000000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e2455-wk-Fact-4A911B03C602B0862463A358AD2ACDDD"
      unitRef="usd">167000000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e2468-wk-Fact-D41794FCC42BB04E2910A358AD38DA4C"
      unitRef="usd">71000000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e2483-wk-Fact-0E7D44555C385EC5A01CB9029E49D08E"
      unitRef="usd">20613000000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e2501-wk-Fact-328180A9B83BD54A50AEA358AD29AAF5"
      unitRef="usd">20476000000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e2514-wk-Fact-D2D450B5F6AE29E4E31CA358ABA19318"
      unitRef="usd">31000000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e2527-wk-Fact-BAAA2211B4D5B51B81C6A358AD34B359"
      unitRef="usd">612000000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e2542-wk-Fact-D83784E21D7E5D2EA489BDC36F6C6C49"
      unitRef="usd">19895000000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:HeldToMaturitySecurities
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e2561-wk-Fact-842A8A0D541250E4BAD3E4E155C61D96"
      unitRef="usd">3202000000</us-gaap:HeldToMaturitySecurities>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e2574-wk-Fact-8F71497E5DFD576082EAAB86F214B430"
      unitRef="usd">45000000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e2587-wk-Fact-A3C31477C3925542B1A9E6CF5269A0E6"
      unitRef="usd">5000000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e2602-wk-Fact-16DB37B20B80B9E1C9E7A358AD237C81"
      unitRef="usd">3242000000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:HeldToMaturitySecurities
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e2620-wk-Fact-0D32BF76857256CF8FCC1DDC2276D429"
      unitRef="usd">3425000000</us-gaap:HeldToMaturitySecurities>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e2633-wk-Fact-ECB148EA31F9596D8BD80E9D3956C17C"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e2646-wk-Fact-F833C2DAA1485AA08A1D3B67E469C9F7"
      unitRef="usd">132000000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e2661-wk-Fact-1B5F2044B8332F1EF2F8A358ABA4AC25"
      unitRef="usd">3293000000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:HeldToMaturitySecurities
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e2676-wk-Fact-40426FD926B65475867B2D9AAEB450CD"
      unitRef="usd">0</us-gaap:HeldToMaturitySecurities>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e2690-wk-Fact-1CC667C041FB5D42B80FAEB4BD1513F4"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e2704-wk-Fact-F24E107FF9815F6B9EE25ACE22F7DD3A"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e2718-wk-Fact-423A80EB2D1607E97A11A358AD2D02C9"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:HeldToMaturitySecurities
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e2738-wk-Fact-BA902D8E60595FDDB0C795D26F7C5A30"
      unitRef="usd">740000000</us-gaap:HeldToMaturitySecurities>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e2752-wk-Fact-37F3FEDF1FBD520B813603ED95997AE9"
      unitRef="usd">8000000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e2766-wk-Fact-DA70F2576EDD5C7AB5D9FDF12354FC92"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e2781-wk-Fact-9B560A0DE88232C520ABA358AB9F6453"
      unitRef="usd">748000000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:HeldToMaturitySecurities
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e2805-wk-Fact-BF8A11EECF5ED0660ECCA358AD2A8DE0"
      unitRef="usd">3202000000</us-gaap:HeldToMaturitySecurities>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e2819-wk-Fact-AD6D57F1E18E6DBA7630A358AD226D16"
      unitRef="usd">45000000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e2833-wk-Fact-FD28E0E152B1C531E09CA358AD2BC905"
      unitRef="usd">5000000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e2848-wk-Fact-7C9EFDFFA809FF2F6E24A358AD2C9CE5"
      unitRef="usd">3242000000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:HeldToMaturitySecurities
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e2868-wk-Fact-FA7EBEAF2E164E056759A358AD33DBF0"
      unitRef="usd">4165000000</us-gaap:HeldToMaturitySecurities>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e2882-wk-Fact-3FCA6C48604FEAA9E729A358AD1F5E03"
      unitRef="usd">8000000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e2896-wk-Fact-FE27ACF73746898D5BC0A358AD3130D5"
      unitRef="usd">132000000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e2912-wk-Fact-110AA0FADC9240C03A93A358AD36547F"
      unitRef="usd">4041000000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:HeldToMaturitySecurities
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e2936-wk-Fact-C9349185F8C55A12861476B21EB06018"
      unitRef="usd">3202000000</us-gaap:HeldToMaturitySecurities>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e2949-wk-Fact-8D541EFFB7B0DF67DA26A358AD2BF2EC"
      unitRef="usd">45000000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e2962-wk-Fact-31CC7EC8FEBDCFC23330A358AD39E06B"
      unitRef="usd">5000000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e2977-wk-Fact-3A09DB1B50AE2A980F6BA358ABA27616"
      unitRef="usd">3242000000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:HeldToMaturitySecurities
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e2995-wk-Fact-6FC94C750F5759FD98D3954A82E5DADE"
      unitRef="usd">4165000000</us-gaap:HeldToMaturitySecurities>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e3008-wk-Fact-FC0C6E5431C9EEAE07A4A358AD34165E"
      unitRef="usd">8000000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e3021-wk-Fact-F14B3012F93547887BF9A358AD2E947C"
      unitRef="usd">132000000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e3036-wk-Fact-409D5C4DEA08D9835DB3A358AD27C59F"
      unitRef="usd">4041000000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:EquitySecuritiesFvNiCost
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember"
      decimals="-6"
      id="d29570426e3055-wk-Fact-5B3AE8F5BDB152B0B285272A7C3C9212"
      unitRef="usd">47000000</us-gaap:EquitySecuritiesFvNiCost>
    <us-gaap:EquitySecuritiesFvNi
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember"
      decimals="-6"
      id="d29570426e3095-wk-Fact-BB3A12CA862D37D53A36A358AD2AE6FE"
      unitRef="usd">47000000</us-gaap:EquitySecuritiesFvNi>
    <us-gaap:EquitySecuritiesFvNiCost
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember"
      decimals="-6"
      id="d29570426e3113-wk-Fact-239DCF863E1D55349EE75A6AB558BD9E"
      unitRef="usd">181000000</us-gaap:EquitySecuritiesFvNiCost>
    <us-gaap:EquitySecuritiesFvNi
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MoneyMarketFundsMember"
      decimals="-6"
      id="d29570426e3153-wk-Fact-BD3570641B29A7A6006EA358ABA92678"
      unitRef="usd">181000000</us-gaap:EquitySecuritiesFvNi>
    <us-gaap:EquitySecuritiesFvNiCost
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e3172-wk-Fact-99F8CF9B956BE580AD95A358ABA62F07"
      unitRef="usd">47000000</us-gaap:EquitySecuritiesFvNiCost>
    <us-gaap:EquitySecuritiesFvNi
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e3212-wk-Fact-1425D64C274D5E549A40B65F0901D3E0"
      unitRef="usd">47000000</us-gaap:EquitySecuritiesFvNi>
    <us-gaap:EquitySecuritiesFvNiCost
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e3230-wk-Fact-7660CE0AC381A902E205A358AD20960E"
      unitRef="usd">181000000</us-gaap:EquitySecuritiesFvNiCost>
    <us-gaap:EquitySecuritiesFvNi
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e3270-wk-Fact-0C768FCE419A5FADB6F19E9FB90C060A"
      unitRef="usd">181000000</us-gaap:EquitySecuritiesFvNi>
    <us-gaap:FederalReserveBankStock
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_FederalReserveBankStockMember"
      decimals="-6"
      id="d29570426e3289-wk-Fact-C0E7BA9A6A075C7E97A85C5FB1D36C6B"
      unitRef="usd">577000000</us-gaap:FederalReserveBankStock>
    <cfg:FederalReserveBankStockFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_FederalReserveBankStockMember"
      decimals="-6"
      id="d29570426e3329-wk-Fact-EFEEACCF6BFDF41760E1A358AD24DCF0"
      unitRef="usd">577000000</cfg:FederalReserveBankStockFairValue>
    <us-gaap:FederalReserveBankStock
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_FederalReserveBankStockMember"
      decimals="-6"
      id="d29570426e3347-wk-Fact-06E28D8705B75CB594649B415931BEEE"
      unitRef="usd">463000000</us-gaap:FederalReserveBankStock>
    <cfg:FederalReserveBankStockFairValue
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_FederalReserveBankStockMember"
      decimals="-6"
      id="d29570426e3387-wk-Fact-8363126A9E605C3AA0CF47D97AF3E24B"
      unitRef="usd">463000000</cfg:FederalReserveBankStockFairValue>
    <us-gaap:FederalHomeLoanBankStock
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_InvestmentInFederalHomeLoanBankStockMember"
      decimals="-6"
      id="d29570426e3402-wk-Fact-75EFF3970B53552FB0EB8FD706837EFD"
      unitRef="usd">222000000</us-gaap:FederalHomeLoanBankStock>
    <cfg:FederalHomeLoanBankStockFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_InvestmentInFederalHomeLoanBankStockMember"
      decimals="-6"
      id="d29570426e3444-wk-Fact-AB213C3B27CAB412F26DA358AD30E8F6"
      unitRef="usd">222000000</cfg:FederalHomeLoanBankStockFairValue>
    <us-gaap:FederalHomeLoanBankStock
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_InvestmentInFederalHomeLoanBankStockMember"
      decimals="-6"
      id="d29570426e3464-wk-Fact-673B9E97F667528882D58DAA29CC7848"
      unitRef="usd">364000000</us-gaap:FederalHomeLoanBankStock>
    <cfg:FederalHomeLoanBankStockFairValue
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_InvestmentInFederalHomeLoanBankStockMember"
      decimals="-6"
      id="d29570426e3507-wk-Fact-ACD5F8D5ED9F5AD088B2E4E50A527D25"
      unitRef="usd">364000000</cfg:FederalHomeLoanBankStockFairValue>
    <cfg:OtherInvestmentSecuritiesatCostAmortizedCostBasis
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e3527-wk-Fact-27D2F02AA7AE57FBA4D5DC33DB61C1C2"
      unitRef="usd">8000000</cfg:OtherInvestmentSecuritiesatCostAmortizedCostBasis>
    <us-gaap:OtherInvestmentsAndSecuritiesAtCost
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e3569-wk-Fact-A868D085C19E5AFBADD5CF7B2B9D74BB"
      unitRef="usd">8000000</us-gaap:OtherInvestmentsAndSecuritiesAtCost>
    <cfg:OtherInvestmentSecuritiesatCostAmortizedCostBasis
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e3589-wk-Fact-41409957885A59D18D1C91EEB939A6FE"
      unitRef="usd">7000000</cfg:OtherInvestmentSecuritiesatCostAmortizedCostBasis>
    <us-gaap:OtherInvestmentsAndSecuritiesAtCost
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e3632-wk-Fact-53B6366C8E5B5E0685B03E80A08B5A26"
      unitRef="usd">7000000</us-gaap:OtherInvestmentsAndSecuritiesAtCost>
    <cfg:TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e3656-wk-Fact-1EE848D3696F63C8B91BA358AD26F2A5"
      unitRef="usd">807000000</cfg:TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis>
    <cfg:TotalOtherInvestmentSecuritiesAtCostFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e3696-wk-Fact-9F5E4D853162D9FDC4F5A358AD2662FA"
      unitRef="usd">807000000</cfg:TotalOtherInvestmentSecuritiesAtCostFairValue>
    <cfg:TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e3714-wk-Fact-C4D4FA76791C1EF75C45A358AD2E0FEF"
      unitRef="usd">834000000</cfg:TotalOtherInvestmentSecuritiesAtCostAmortizedCostBasis>
    <cfg:TotalOtherInvestmentSecuritiesAtCostFairValue
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e3754-wk-Fact-17E94B6D3A6E2434AD30A358AD1F57F7"
      unitRef="usd">834000000</cfg:TotalOtherInvestmentSecuritiesAtCostFairValue>
    <us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-7C7826D9CB5352BDD169A358AD65B944-0-wk-Fact-52ACFD3C6091149C3CA9A358ACC15C10">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the amortized cost and fair value of debt securities by contractual maturity as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without incurring penalties.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:354px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:57px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:56px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:56px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Distribution of Maturities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;1 Year                or Less&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;1-5                Years&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;5-10             Years&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;After 10       Years&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Amortized cost:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;U.S. Treasury and other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;State and political subdivisions&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage-backed securities:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal agencies and U.S. government sponsored entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;215&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,534&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18,054&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,803&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other/non-agency&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;638&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;638&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total debt securities available for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;215&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,534&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18,697&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20,517&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:0px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage-backed securities:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal agencies and U.S. government sponsored entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other/non-agency&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total debt securities held to maturity&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total amortized cost of debt securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$215&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,534&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$21,899&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$23,719&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair value:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;U.S. Treasury and other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;State and political subdivisions&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage-backed securities:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal agencies and U.S. government sponsored entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;217&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,553&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18,105&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,875&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other/non-agency&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;662&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;662&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total debt securities available for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;217&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,553&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18,772&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20,613&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:0px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage-backed securities:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal agencies and U.S. government sponsored entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total debt securities held to maturity&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total fair value of debt securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$217&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,553&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$22,014&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$23,855&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e4063-wk-Fact-ACC3B38E38745728ABACE7662396C8F4"
      unitRef="usd">71000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e4076-wk-Fact-2EC97AFAB8DD546AA34F63C32BF2DEF3"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e4089-wk-Fact-89B6471B7E825979BA4C71EF1FE2AD9E"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e4103-wk-Fact-1F32B352646359A4B467F9F381ECEA68"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e4116-wk-Fact-FC23F419E9C6457C16FAA358AC5DEDA0"
      unitRef="usd">71000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e4131-wk-Fact-71A3A0B9536E57D4AFEC50724D2E6BA6"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e4145-wk-Fact-8B69F255BB945B21BB657BF1983C05DB"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e4159-wk-Fact-A8BED8D8B39F5C009DDA26B5CB0F85BB"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e4173-wk-Fact-7B96FF5E550A50B591957773EA5F9AF9"
      unitRef="usd">5000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e4188-wk-Fact-47607981D2154078B757A358AC5F88E6"
      unitRef="usd">5000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e4290-wk-Fact-83D9C59D154853DBADB651654669650B"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e4304-wk-Fact-D86DD987793655F4823ECB646D594659"
      unitRef="usd">215000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e4318-wk-Fact-B84942F5150B5E0B8DC95B5F5E089782"
      unitRef="usd">1534000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e4332-wk-Fact-0D57DEC8556C5B8E8AF5F519E87F3550"
      unitRef="usd">18054000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e4347-wk-Fact-F6086E7DDE7B4751AF4BA358AC583BE9"
      unitRef="usd">19803000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e4367-wk-Fact-B388157E838E5A5AA2A78DC48988FEA6"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e4381-wk-Fact-71272B09578C5E0EB9FA5337CCBF43E3"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e4395-wk-Fact-7FB1D1D8F60F578D977860752D8BFAE0"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e4409-wk-Fact-202191F430805AEE965474187299072D"
      unitRef="usd">638000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e4424-wk-Fact-9023642CB9931E9FC580A358AC61333B"
      unitRef="usd">638000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e4444-wk-Fact-83B27B7AD6CEC739A487A358AC5CF499"
      unitRef="usd">71000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e4458-wk-Fact-A16A6AB9C95DB6315231A358AC62F586"
      unitRef="usd">215000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e4472-wk-Fact-B91C66D124B24A3CC013A358AC6CCACE"
      unitRef="usd">1534000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e4486-wk-Fact-6CBB585B4E09C035DCA0A358AC60D75B"
      unitRef="usd">18697000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e4501-wk-Fact-C9D486EF66B8962CB890A358AC6168CF"
      unitRef="usd">20517000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e4603-wk-Fact-4B42A247E60D591C87CC729B851F23A6"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e4617-wk-Fact-0542048A591B5B9DB0444FF92FCA840E"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e4631-wk-Fact-DC6567FC724451C29045CEA781017759"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e4645-wk-Fact-FCF5DDBE7E89500E9EE1CF836E825F51"
      unitRef="usd">3202000000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e4660-wk-Fact-9AC984024BF32232DAA6A358AC6DEBD0"
      unitRef="usd">3202000000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e4681-wk-Fact-544D435B516056E4A66041AAA94C15A8"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e4695-wk-Fact-6B2AC5DF87885F05BFD0971975A669BA"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e4709-wk-Fact-97288D20558F599EA37A030CFD26E8D6"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e4723-wk-Fact-8935BB38A3D357B487CB7FEFE04D5773"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e4738-wk-Fact-87160D926DAF21008FAEA358AC68D02A"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e4758-wk-Fact-886A3CE2A87C9D9D15F4A358AC631DA0"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e4772-wk-Fact-48CA7F419677AF366EE5A358AC576E2C"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e4786-wk-Fact-9BF48762B5EC40C762D8A358AC66052A"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e4800-wk-Fact-F705DB624763C54FE3E5A358AC611FCA"
      unitRef="usd">3202000000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e4815-wk-Fact-F3C76B118D85FC8B26F7A358AC640F32"
      unitRef="usd">3202000000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis>
    <cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e4839-wk-Fact-B8511E8F72178687F4DBA358AC60A32C"
      unitRef="usd">71000000</cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesWithinOneYearAmortizedCost>
    <cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e4852-wk-Fact-44FA5988DC01FACC9D5FA358AC61103D"
      unitRef="usd">215000000</cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost>
    <cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e4865-wk-Fact-979A96511FDFC93A4980A358AC66ED5F"
      unitRef="usd">1534000000</cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost>
    <cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e4879-wk-Fact-FB4AEB05B8430AE62B2BA358AC6079EC"
      unitRef="usd">21899000000</cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsAmortizedCost>
    <cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e4892-wk-Fact-30005BEE3CB18E793DF4A358AC62547A"
      unitRef="usd">23719000000</cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAmortizedCost>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e5075-wk-Fact-417246C7EBF751BD9281DF81413930EF"
      unitRef="usd">71000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e5088-wk-Fact-8616B36B178258C1B2DBDCD175ECC20E"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e5101-wk-Fact-87027B13EA905D57BB2BB36DD4EA7C3D"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e5115-wk-Fact-682D03AABD285782B2DF8C8283E1E83A"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USTreasuryAndGovernmentMember"
      decimals="-6"
      id="d29570426e5128-wk-Fact-977DFFD5BD5C01B5B641A358AC5CDFB2"
      unitRef="usd">71000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e5143-wk-Fact-3D72BFF3110B5E889483C7338932A3DA"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e5157-wk-Fact-F228DA22F40A57679EC0F620E7F4C21F"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e5171-wk-Fact-E475AB8B786E5FAD9756A0C7EFB8242C"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e5185-wk-Fact-12090B054A315B259D4A0009C41138B8"
      unitRef="usd">5000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember"
      decimals="-6"
      id="d29570426e5200-wk-Fact-09D39C358ACEC2C81002A358AC5A5A34"
      unitRef="usd">5000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e5302-wk-Fact-7D21A19F76C65434A0C2079C137D61FA"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e5316-wk-Fact-F2980012AF5A5C93A60997F6251152C5"
      unitRef="usd">217000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e5330-wk-Fact-1DDCC9D972CD50F6B41B8E50A789B20F"
      unitRef="usd">1553000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e5344-wk-Fact-4C29A01CE0A656ECA6DCBA845A448BE2"
      unitRef="usd">18105000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e5359-wk-Fact-F642A9BF2C8E4897EED7A358AC5D0B9D"
      unitRef="usd">19875000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e5379-wk-Fact-39BE3EBF5E03589AB8A41DE662F087CD"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e5393-wk-Fact-31E0D3F3718E5868A137BB030FBCC8C4"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e5407-wk-Fact-4569C4264E305D9F807D0F5866F6FD11"
      unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e5421-wk-Fact-EBEEB7E7B50F545C9E2ECB85E448755A"
      unitRef="usd">662000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e5436-wk-Fact-968D2E37E0F3AA1BD2D3A358AC670040"
      unitRef="usd">662000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e5456-wk-Fact-AE7AFA0A651E3C1B2087A358AC6B0EBE"
      unitRef="usd">71000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e5470-wk-Fact-CC6D0CB17BCD5E4390EBA358AC57DE20"
      unitRef="usd">217000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e5484-wk-Fact-0180370E0ED841401739A358AC68470E"
      unitRef="usd">1553000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e5498-wk-Fact-58829BAC336D8D09C943A358AC6E20E8"
      unitRef="usd">18772000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e5513-wk-Fact-01E79ACD6A1FD9231F95A358AC61687C"
      unitRef="usd">20613000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e5616-wk-Fact-CA44DCA477415385A97A4390DEA037B8"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e5630-wk-Fact-86C90603D14C59BAB805C4769B02DF17"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e5644-wk-Fact-DC0C5287BA275EEC83C8DDC81FE71618"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e5658-wk-Fact-A9F0A6B4A68A5378A96D1C516BA7D085"
      unitRef="usd">3242000000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e5673-wk-Fact-6E49223296F2A73E1AD8A358AC64FC5E"
      unitRef="usd">3242000000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e5693-wk-Fact-D935A91B6439B35B9945A358AC5F7395"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e5707-wk-Fact-199E589E2A5CEC6CF1C8A358AC5C388F"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e5721-wk-Fact-9166D411D0F205216516A358AC6E6354"
      unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e5735-wk-Fact-1C210B43D0C3B6BDBA11A358AC5D4663"
      unitRef="usd">3242000000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e5750-wk-Fact-3E491A5B1377A57FF7F9A358AC616424"
      unitRef="usd">3242000000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue>
    <cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e5774-wk-Fact-2F764F42472A3F93DBBFA358AC689547"
      unitRef="usd">71000000</cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesMaturityWithinOneYearFairValue>
    <cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e5787-wk-Fact-2F9F8D4240ABE3A99E2FA358AC5EBD36"
      unitRef="usd">217000000</cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYears>
    <cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e5800-wk-Fact-79EF30E58BE6BD2E42D8A358AC6B16A0"
      unitRef="usd">1553000000</cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue>
    <cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e5814-wk-Fact-98D9706E67200A67B0F2A358AC6B0F4E"
      unitRef="usd">22014000000</cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue>
    <cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e5827-wk-Fact-7E4A251BBA6A4E7E90D4A358AC5690D5"
      unitRef="usd">23855000000</cfg:AvailableforsaleSecuritiesandHeldtomaturitySecuritiesDebtMaturitiesFairValue>
    <us-gaap:InterestIncomeSecuritiesTaxable
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29570426e5843-wk-Fact-3B853F743E145D249CFA0F05CD137CCC"
      unitRef="usd">642000000</us-gaap:InterestIncomeSecuritiesTaxable>
    <us-gaap:InterestIncomeSecuritiesTaxable
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29570426e5847-wk-Fact-C0EF80352BF450249DB862CD65FBCF15"
      unitRef="usd">672000000</us-gaap:InterestIncomeSecuritiesTaxable>
    <us-gaap:InterestIncomeSecuritiesTaxable
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29570426e5851-wk-Fact-1F7F5D827E89749F919EA358ACBBB6C7"
      unitRef="usd">625000000</us-gaap:InterestIncomeSecuritiesTaxable>
    <us-gaap:GainLossOnInvestmentsTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-788F212AFAC6C49E2856A358AD653DD2-0-wk-Fact-E0F43AB3E54ED585F00FA358ACC1E6B2">&lt;div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents realized gains and losses on securities:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:520px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:40px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:41px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:42px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Gains on sale of debt securities&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;&#160;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$41&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Losses on sale of debt securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Debt securities gains, net&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Equity securities gains&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; For the &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;year ended December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$6 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; of gains on sale of debt securities were recognized in mortgage banking fees in the Consolidated Statements of Operations, as they related to AFS securities held as economic hedges of the value of the MSR portfolio recognized using the amortization method.&#160;&#160;&#160;&#160;&lt;/span&gt;&lt;/div&gt;</us-gaap:GainLossOnInvestmentsTextBlock>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedGain
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29570426e6031-wk-Fact-576675C72D685E88BA53565E015CD372"
      unitRef="usd">41000000</us-gaap:DebtSecuritiesAvailableForSaleRealizedGain>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedGain
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29570426e6049-wk-Fact-E2D710223BDB5FE298258ED7C86DB9ED"
      unitRef="usd">19000000</us-gaap:DebtSecuritiesAvailableForSaleRealizedGain>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedGain
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29570426e6067-wk-Fact-4E4A0DB581A07B8D6412A358ACB8CF27"
      unitRef="usd">11000000</us-gaap:DebtSecuritiesAvailableForSaleRealizedGain>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29570426e6083-wk-Fact-7247097D34BE5262A9AFF549070853C8"
      unitRef="usd">16000000</us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29570426e6103-wk-Fact-A55692A8BCBD522989CB4AD174124442"
      unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29570426e6122-wk-Fact-7ABD7B616F21CEBE3BC3A358ACBBE3D0"
      unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29570426e6147-wk-Fact-3148A3C6F4EB5544AD0E9A42D23D9520"
      unitRef="usd">25000000</us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29570426e6165-wk-Fact-DE1A7DD513C35496BA425E41AA5939E4"
      unitRef="usd">19000000</us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29570426e6183-wk-Fact-4D42DB1F2544F5F3395FA358ACB73C1E"
      unitRef="usd">11000000</us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss>
    <us-gaap:EquitySecuritiesFvNiRealizedGainLoss
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29570426e6203-wk-Fact-96C0EFF0981D5E4DB51708DC355BE8B1"
      unitRef="usd">0</us-gaap:EquitySecuritiesFvNiRealizedGainLoss>
    <us-gaap:EquitySecuritiesFvNiRealizedGainLoss
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29570426e6221-wk-Fact-A5959E89AD755402AFB748A198F8E16E"
      unitRef="usd">0</us-gaap:EquitySecuritiesFvNiRealizedGainLoss>
    <us-gaap:EquitySecuritiesFvNiRealizedGainLoss
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29570426e6239-wk-Fact-07441C0AEF851CA2F3F3A358ACEB5853"
      unitRef="usd">1000000</us-gaap:EquitySecuritiesFvNiRealizedGainLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedGain
      contextRef="FD2019Q4YTD_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29570426e6258-wk-Fact-D19F8AD07ABB36EE8C63CA251A869747"
      unitRef="usd">6000000</us-gaap:DebtSecuritiesAvailableForSaleRealizedGain>
    <us-gaap:ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-88D51308CEA9661291E2A358AD663C27-0-wk-Fact-9175AD01C02CE3F3B479A358ACC09786">&lt;div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the amortized cost and fair value of debt securities pledged:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="14"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:410px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:48px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Amortized Cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Amortized Cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Pledged against repurchase agreements&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$265&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$266&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$344&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$338&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Pledged against FHLB borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;638&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;662&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;745&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;752&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Pledged against derivatives, to qualify for fiduciary powers, and to secure public and other deposits as required by law&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,670&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,672&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,592&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,460&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock>
    <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e6450-wk-Fact-D5995915FC0652A3941D7DB9A0A05270"
      unitRef="usd">265000000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements>
    <us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e6463-wk-Fact-C52A83C686265EEC9B4596CEA7E758C5"
      unitRef="usd">266000000</us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue>
    <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e6481-wk-Fact-7034B39886E15E6992B098F0F8E99A97"
      unitRef="usd">344000000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements>
    <us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e6495-wk-Fact-ADEAEE04ADA65A31A55141BC47724C64"
      unitRef="usd">338000000</us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForRepurchaseAgreementsAtFairValue>
    <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e6510-wk-Fact-6CC92A3D3C2C547F890ED60DE6D85961"
      unitRef="usd">638000000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank>
    <us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e6524-wk-Fact-C5453AA27B7E5088984446E97CB26413"
      unitRef="usd">662000000</us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue>
    <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e6543-wk-Fact-30DE205970705C7F98642C30591449AF"
      unitRef="usd">745000000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank>
    <us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e6558-wk-Fact-2D78EE8C4C2A500A85F9CBC9AA2671E1"
      unitRef="usd">752000000</us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue>
    <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e6578-wk-Fact-5D849AA131FE5A559A75549BAD91F820"
      unitRef="usd">3670000000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities>
    <us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e6592-wk-Fact-38DB6AD39BA15DFC9377454BBDCC9ECD"
      unitRef="usd">3672000000</us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue>
    <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e6611-wk-Fact-12134C77FC7C5955A4776F407D7D0396"
      unitRef="usd">3592000000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities>
    <us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e6626-wk-Fact-A18DE2FDEA0D5DC496DB000AD2434E72"
      unitRef="usd">3460000000</us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedForOtherDebtObligationsAtFairValue>
    <us-gaap:ProceedsFromSecuritizationsOfLoansHeldForSale
      contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e6680-wk-Fact-C0BA9FCF1187591292DB39BEE3E25734"
      unitRef="usd">150000000</us-gaap:ProceedsFromSecuritizationsOfLoansHeldForSale>
    <us-gaap:ProceedsFromSecuritizationsOfLoansHeldForSale
      contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e6684-wk-Fact-D25F14D1D9995AABB7A3625E946EEA1B"
      unitRef="usd">142000000</us-gaap:ProceedsFromSecuritizationsOfLoansHeldForSale>
    <us-gaap:ProceedsFromSecuritizationsOfLoansHeldForSale
      contextRef="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesMember"
      decimals="-6"
      id="d29570426e6689-wk-Fact-F4D72F9BA088E185B0B2A358ACC0BEB5"
      unitRef="usd">134000000</us-gaap:ProceedsFromSecuritizationsOfLoansHeldForSale>
    <us-gaap:MarketableSecuritiesPolicy
      contextRef="FD2019Q4YTD"
      id="TextSelection-9D0283A926973EEDFB5CA358AD6502C0-0-wk-Fact-3AF8EB60B1350EBD4298A358ACBDDF1F">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;If the Company intends to sell an impaired security, or if it is more likely than not Citizens will be required to sell the security before recovery, the impairment loss recognized in current period earnings equals the difference between the amortized cost basis and the fair value of the security. If the Company does not intend to sell the impaired security, and it is not likely that the Company will be required to sell the impaired security, the other-than-temporary impairment write-down is separated into an amount representing the credit loss, which is recognized in current period earnings and the amount related to all other factors, which is recognized in OCI.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens reviews its securities for other-than-temporary impairment on a quarterly basis or more frequently if a potential loss triggering event occurs. The initial indicator of other-than-temporary impairment for both debt and equity securities is a decline in fair value below its recorded investment amount, as well as the severity and duration of the decline. For a security that has declined in fair value below the cost basis, the Company recognizes other-than-temporary impairment if management has the intent to sell the security, it is more likely than not the Company will be required to sell the security before recovery of its amortized cost basis, or the Company does not expect to recover the entire cost basis of the security.&lt;/span&gt;&lt;/div&gt;Estimating the recovery of the amortized cost basis of a debt security is based upon an assessment of the cash flows expected to be collected. If the present value of cash flows expected to be collected, discounted at the security&#x2019;s original effective yield, exceeds the amortized cost, no credit impairment has occurred. If this amount is less than the amortized cost, other-than-temporary impairment is considered to have occurred.&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Investments include debt and equity securities and other investment securities. Citizens classifies debt securities as AFS, HTM, or trading based on management&#x2019;s intent to hold to maturity at the time of purchase. Equity securities are recorded at fair value or at cost if there is not a readily determinable fair value.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Debt securities that will be held for indefinite periods of time and may be sold in response to changes in interest rates, changes in prepayment risk, or other factors considered in managing the Company&#x2019;s asset/liability strategy are classified as AFS and reported at fair value, with unrealized gains and losses reported in OCI, net of taxes, as a separate component of stockholders&#x2019; equity. Gains and losses on the sales of securities are recognized in noninterest income and are computed using the specific identification method.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Debt securities for which the Company has the ability and intent to hold to maturity are classified as HTM and reported at amortized cost. Transfers of debt securities to the HTM classification are recognized at fair value at the date of transfer. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For debt securities classified as AFS or HTM, interest income is recorded on the accrual basis including the amortization of premiums and the accretion of discounts. Premiums and discounts on debt securities are amortized or accreted using the effective interest method over the estimated lives of the individual securities. Citizens uses actual prepayment experience and estimates of future prepayments to determine the constant effective yield necessary to apply the effective interest method of income recognition. Estimates of future prepayments are based on the underlying collateral characteristics of each security and are derived from market sources. Judgment is involved in making determinations about prepayment expectations and in changing those expectations in response to changes in interest rates and macroeconomic conditions. The amortization of premiums and discounts associated with mortgage-backed securities may be significantly impacted by changes in prepayment assumptions.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Securities classified as trading are bought and held principally for selling them in the near term and carried at fair value, with changes in fair value recognized in earnings. When applicable, realized and unrealized gains and losses on such assets are reported in noninterest income in the Consolidated Statements of Operations.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Equity securities are primarily composed of FHLB stock and FRB stock (which are carried at cost) and money market mutual fund investments held by the Company&#x2019;s broker-dealers (which are carried at fair value, with changes in fair value recognized in noninterest income). Equity securities that are carried at cost are reviewed at least annually for impairment, with valuation adjustments recognized in noninterest income.&lt;/span&gt;&lt;/div&gt;</us-gaap:MarketableSecuritiesPolicy>
    <cfg:OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-272A09A505E2174822BFA358AD6639C9-0-wk-Fact-D886FE6068ABDD99B493A358ACBDE565">&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the net securities impairment losses recognized in earnings:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:justify;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:74%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other-than-temporary impairment:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total other-than-temporary impairment losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#160;&#160;&#160;&#160;&#160;&#160;Portions of loss recognized in other comprehensive income (before taxes)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net securities impairment losses recognized in earnings on debt securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</cfg:OtherthanTemporaryImpairmentRecognizedinEarningsTableTextBlock>
    <us-gaap:ImpairmentOfInvestments
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29570426e6963-wk-Fact-05E33C5B9977BC74DD08A358AC9A1FDE"
      unitRef="usd">2000000</us-gaap:ImpairmentOfInvestments>
    <us-gaap:ImpairmentOfInvestments
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29570426e6982-wk-Fact-9549ABDA1E413A152688A358AC9B0A37"
      unitRef="usd">7000000</us-gaap:ImpairmentOfInvestments>
    <us-gaap:ImpairmentOfInvestments
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29570426e7001-wk-Fact-67B915F51B15DED1219AA358AC879F73"
      unitRef="usd">7000000</us-gaap:ImpairmentOfInvestments>
    <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29570426e7018-wk-Fact-0E1A929D9EC9F216697FA358AC87A025"
      unitRef="usd">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent>
    <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29570426e7037-wk-Fact-F9FB72D678BB1D1E16FEA358AC340793"
      unitRef="usd">4000000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent>
    <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29570426e7056-wk-Fact-B64A02EF00649DA7FEE9A358AC3388F5"
      unitRef="usd">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent>
    <us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29570426e7081-wk-Fact-88EDDCF5FF5A5CCDABD16E5C291D1093"
      unitRef="usd">2000000</us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings>
    <us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29570426e7100-wk-Fact-D26A6B05A67056D885FAAD0F0909E640"
      unitRef="usd">3000000</us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings>
    <us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29570426e7119-wk-Fact-C370707F14C2C3EEA946A358ABE8C8A5"
      unitRef="usd">7000000</us-gaap:OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings>
    <us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-3479985F0A9E24E9F130A358AD66CC9F-0-wk-Fact-FBC0D670924646419715A358ACBD28EC">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following tables present mortgage-backed debt securities with fair values below their respective carrying values, separated by the duration the securities have been in a continuous unrealized loss position:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="27"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:120px;"/&gt;&lt;td style="width:57px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:49px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:57px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:49px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:57px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:49px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="26" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Less than 12 Months&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;12 Months or Longer&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(dollars in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Issues&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Issues&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Issues&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal agencies and U.S. government sponsored entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;106&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$5,135&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;120&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,748&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($52&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;226&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$8,883&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($76&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other/non-agency&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;106&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$5,135&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;120&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,748&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($52&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;226&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$8,883&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($76&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="27"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:120px;"/&gt;&lt;td style="width:57px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:49px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:57px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:49px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:57px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:49px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="26" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Less than 12 Months&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;12 Months or Longer&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(dollars in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Issues&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Issues&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Issues&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross Unrealized Losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal agencies and U.S. government sponsored entities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;166&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4,881&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($89&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;429&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$15,124&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($648&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;595&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20,005&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($737&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other/non-agency&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;139&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;211&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;176&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$5,020&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($90&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;440&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$15,196&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($654&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;616&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20,216&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($744&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="INF"
      id="d29570426e7600-wk-Fact-B556CCFC531B51F490CBA6A0957ED0F0"
      unitRef="security">106</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e7613-wk-Fact-97703496A56C59ABA3A22B93DE0A6D56"
      unitRef="usd">5135000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e7626-wk-Fact-BA5CD2E7912F55FBAE32180E4EC8BE3D"
      unitRef="usd">24000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="INF"
      id="d29570426e7641-wk-Fact-FA9CF8B9FD505597B5CAAB1881DC6E87"
      unitRef="security">120</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e7655-wk-Fact-F76A22A71ED65B1DA41D1748DD555C95"
      unitRef="usd">3748000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e7668-wk-Fact-580562FAE673555CBA1687A626C59CB1"
      unitRef="usd">52000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="INF"
      id="d29570426e7683-wk-Fact-CD89313C454EF091C546A358ABD357B3"
      unitRef="security">226</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e7697-wk-Fact-3108F6C5D082B921CD48A358ABD4401D"
      unitRef="usd">8883000000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e7710-wk-Fact-CAF8E7DA5965461B223FA358ABCD9BE3"
      unitRef="usd">76000000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="INF"
      id="d29570426e7726-wk-Fact-E3D1DB553FCE55FB927A81E01AFCB0EE"
      unitRef="security">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e7735-wk-Fact-FAECC1549226533790B581ED7D2F7AEE"
      unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e7749-wk-Fact-4CE69DBDC3D75079BC440B35E5B8C4E4"
      unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="INF"
      id="d29570426e7768-wk-Fact-19127A503B6F5E34BD81FA1A55C9A3C7"
      unitRef="security">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e7778-wk-Fact-5D4534A2662E53A9A719C46C33C3954B"
      unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e7792-wk-Fact-9FFCDB03E5FA5834B0B87A5AA541050F"
      unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="INF"
      id="d29570426e7811-wk-Fact-D741EBDF1E593198D32BA358ABCB1F59"
      unitRef="security">0</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e7820-wk-Fact-41F40F8414906221FE5FA358ABD0EA63"
      unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e7835-wk-Fact-D89F284E5CE78614F2E6A358ABCF667B"
      unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions
      contextRef="FI2019Q4"
      decimals="INF"
      id="d29570426e7855-wk-Fact-72CB40DAEE0DAEA3A45CA358ABCF52E1"
      unitRef="security">106</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e7868-wk-Fact-CAB6D9A22083BEAFF758A358ABD05EEC"
      unitRef="usd">5135000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e7881-wk-Fact-ED1E20C685562354322FA358ABCDA0E0"
      unitRef="usd">24000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions
      contextRef="FI2019Q4"
      decimals="INF"
      id="d29570426e7896-wk-Fact-CD4F4FC3D79A1EBE3827A358ABCF0E33"
      unitRef="security">120</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e7910-wk-Fact-9B393195B4ADA10F2DFEA358ABD2F134"
      unitRef="usd">3748000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e7923-wk-Fact-581AEBFB7ED08FEF86CEA358ABD3345A"
      unitRef="usd">52000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions
      contextRef="FI2019Q4"
      decimals="INF"
      id="d29570426e7938-wk-Fact-43F739D41DC6FFFF7F03A358ABCD7F63"
      unitRef="security">226</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e7952-wk-Fact-40FB3823E507C3BA9D6BA358ABD2F3E9"
      unitRef="usd">8883000000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29570426e7965-wk-Fact-6EA778F519EBA0A7B828A358ABD1C8E9"
      unitRef="usd">76000000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="INF"
      id="d29570426e8456-wk-Fact-3F900F76C50D5601BA476646FA5DABD0"
      unitRef="security">166</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e8469-wk-Fact-4FBE33EE34245E9BAA268F64D4DBC32D"
      unitRef="usd">4881000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e8482-wk-Fact-D08CA729C9275F0CA25D87E5C8003A06"
      unitRef="usd">89000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="INF"
      id="d29570426e8497-wk-Fact-5CA1F17760F25CE4A0AA49C412E1BF3B"
      unitRef="security">429</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e8511-wk-Fact-48E08021D3745CA48FCA4092B26CE674"
      unitRef="usd">15124000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e8524-wk-Fact-A04888389BAA598198B2575AF1E8D40D"
      unitRef="usd">648000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="INF"
      id="d29570426e8539-wk-Fact-49CB7C2A1C96C87960DCA358ACFE4E8E"
      unitRef="security">595</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e8553-wk-Fact-1A09256F026E06044CF3A358ACFF716C"
      unitRef="usd">20005000000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-6"
      id="d29570426e8566-wk-Fact-13CB83908370155398FEA358AD00D0A6"
      unitRef="usd">737000000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="INF"
      id="d29570426e8582-wk-Fact-85896303BE815369B242BCB0405F75DA"
      unitRef="security">10</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e8591-wk-Fact-B7B49A60ECF951E38910C1AC9380C17B"
      unitRef="usd">139000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e8605-wk-Fact-40FCFE7D5C0E5598A752C17367D9DD5F"
      unitRef="usd">1000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="INF"
      id="d29570426e8625-wk-Fact-C4C3E7F25C955217A219CB27BE6A6050"
      unitRef="security">11</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e8635-wk-Fact-10BAF0DF0FDE56B59EDC6BE746321B68"
      unitRef="usd">72000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e8649-wk-Fact-BA7F640114655E68900DCCD5AB2526CD"
      unitRef="usd">6000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="INF"
      id="d29570426e8669-wk-Fact-FC69E6D79FA34E263287A358ACFDF871"
      unitRef="security">21</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e8678-wk-Fact-9AFE8F4FE6B09306366DA358ACFA5E4A"
      unitRef="usd">211000000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"
      decimals="-6"
      id="d29570426e8693-wk-Fact-DCDF6D439DD44CEE495BA358AD024E5A"
      unitRef="usd">7000000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions
      contextRef="FI2018Q4"
      decimals="INF"
      id="d29570426e8714-wk-Fact-FA43B04AFB9D50999C05A358ACFBA33D"
      unitRef="security">176</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e8727-wk-Fact-78FADE1CCBAB20880693A358ACFEB49A"
      unitRef="usd">5020000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e8740-wk-Fact-56BBE8FFE2DBD50807FCA358ACFA4715"
      unitRef="usd">90000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions
      contextRef="FI2018Q4"
      decimals="INF"
      id="d29570426e8755-wk-Fact-82005EFA9CF12AB8C783A358ACFCF2FB"
      unitRef="security">440</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e8769-wk-Fact-DD6801A1A51B78A8FF7AA358ACFF0D55"
      unitRef="usd">15196000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e8782-wk-Fact-83599E8C8C457863DD01A358ACFE09B7"
      unitRef="usd">654000000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions
      contextRef="FI2018Q4"
      decimals="INF"
      id="d29570426e8797-wk-Fact-472054729545845F35A6A358ACFA8DBF"
      unitRef="security">616</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e8811-wk-Fact-FF42C34FAC17D4CBEBF9A358AD023903"
      unitRef="usd">20216000000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29570426e8824-wk-Fact-BB27C50F54090F8BBFBCA358AD002723"
      unitRef="usd">744000000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-231E687AFA7198993202A358AD6719E2-0-wk-Fact-75C90D51C046BD18A0F2A358AD158790">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 4 - LOANS AND LEASES&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Loans held for investment are reported at the amount of their outstanding principal, net of charge-offs, unearned income, deferred loan origination fees and costs, and unamortized premiums or discounts on purchased loans. Deferred loan origination fees and costs and purchase premiums and discounts are amortized as an adjustment of yield over the life of the loan, using the effective interest method. Unamortized amounts remaining upon prepayment or sale are recorded as interest income or gain (loss) on sale, respectively. Credit card receivables include billed and uncollected interest and fees.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Interest income on loans is determined using the effective interest method. This method calculates periodic interest income at a constant effective yield on the net investment in the loan, to provide a constant rate of return over the term. Loans accounted for using the fair value option are measured at fair value with corresponding changes recognized in noninterest income.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Loan commitment fees for loans that are likely to be drawn down, and other credit related fees, are deferred (together with any incremental costs) and recognized as an adjustment to the effective interest rate over the loan term. When it is unlikely that a loan will be drawn down, the loan commitment fees are recognized over the commitment period on a straight-line basis.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Loans and leases are disclosed in portfolio segments and classes. The Company&#x2019;s loan and lease portfolio segments are commercial and retail. The classes of loans and leases are: commercial, commercial real estate, leases, residential mortgages, home equity loans, home equity lines of credit, home equity loans serviced by others, home equity lines of credit serviced by others, automobile, education, credit cards and other retail. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the composition of loans and leases:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:512px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:77px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:69px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$41,479&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$40,857&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13,522&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13,023&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,537&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,903&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;57,538&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;56,783&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,083&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18,978&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;812&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,073&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11,979&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,710&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;289&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;399&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;74&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;104&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,120&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,106&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10,347&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8,900&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,198&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,991&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4,648&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,616&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;61,550&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;59,877&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total loans and leases &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$119,088&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$116,660&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&#160;SBA loans the Company services for others of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$33 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; are not included above. These loans represent the government guaranteed portion of SBA loans sold to outside investors as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;. There were &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;no&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; SBA loans serviced for others as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;December 31, 2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&#160;Mortgage loans the Company services for others of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$77.5 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$69.6 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; and 2018, respectively, are not included above.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3) &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;LHFS totaling $3.3 billion and $1.3 billion at December 31, 2019 and 2018, respectively, are not included above.&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the composition of LHFS.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90243902439025%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="20"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:27%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Residential Mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Residential Mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Loans held for sale at fair value&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,778&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$168&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,946&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$967&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$252&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,219&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other loans held for sale&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,101&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;283&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,384&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;101&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;101&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Residential mortgage LHFS at fair value are originated for sale. Commercial LHFS at fair value consist of loans managed by the Company&#x2019;s commercial secondary loan desk.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)  &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Residential mortgages other LHFS of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$1.1 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; as of December 31, 2019 comprised of two loan portfolio pools of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$524 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$575 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; representing loan sales expected to settle in first quarter 2020. Commercial other LHFS generally consist of commercial loans associated with the Company&#x2019;s syndication business. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;During the year ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; the Company purchased &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$1.1 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; of education loans and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$530 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; of other loans. During the year ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, the Company purchased &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$457 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; of education loans.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;During the year ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, the Company sold &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$454 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; of commercial loans and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$628 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; of retail loans, including &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$22 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; of TDR sales. During the year ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, the Company sold &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$553 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; of commercial loans.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Loans pledged as collateral for FHLB borrowed funds, primarily residential mortgages and home equity loans, totaled &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$25.3 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$25.6 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively. Loans pledged as collateral to support the contingent ability to borrow at the FRB discount window, if necessary, were primarily comprised of auto, commercial and commercial real estate loans, and totaled &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$17.4 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$16.8 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens is engaged in the leasing of equipment for commercial use, primarily focused on middle market and mid-corporate clients for large capital equipment acquisitions including aircraft and railcars, among other equipment. The Company determines if an arrangement is a lease and the related lease classification at inception. Lease terms predominantly range from &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;three years&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;seven years&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and may include options to terminate the lease early or purchase the leased property prior to the end of the lease term. The Company does not have lease agreements which contain lease and nonlease components. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;A lessee is evaluated from a credit perspective using the same underwriting standards and procedures as for a loan borrower. A lessee is expected to make rental payments based on its cash flows and the viability of its &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;operations. Leases are usually not evaluated as collateral-based transactions, and therefore the lessee&#x2019;s overall financial strength is the most important credit evaluation factor.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The components of the net investment in direct finance and sales-type leases, before ALLL, are presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:88%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total future minimum lease rentals&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,739&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Estimated residual value of leased equipment (non-guaranteed)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,013&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Initial direct costs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Unearned income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(225&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,537&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Interest income on direct financing and sales-type leases for the year ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$77 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and is reported within interest and fees on loans and leases in the Consolidated Statements of Operations. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;A maturity analysis of direct financing and sales-type lease receivables at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; is presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:justify;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.70731707317073%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:87%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:11%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$496&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;385&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;288&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;220&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;145&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Thereafter&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;205&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total undiscounted future minimum lease rentals&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,739&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock>
    <us-gaap:LoansAndLeasesReceivableLeaseFinancingPolicy
      contextRef="FD2019Q4YTD"
      id="TextSelection-F8F195EF317EA28626DEA358AD66154E-0-wk-Fact-BA4B3050748E0D98C2DBA358AD145AA4">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Loans held for investment are reported at the amount of their outstanding principal, net of charge-offs, unearned income, deferred loan origination fees and costs, and unamortized premiums or discounts on purchased loans. Deferred loan origination fees and costs and purchase premiums and discounts are amortized as an adjustment of yield over the life of the loan, using the effective interest method. Unamortized amounts remaining upon prepayment or sale are recorded as interest income or gain (loss) on sale, respectively. Credit card receivables include billed and uncollected interest and fees.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Interest income on loans is determined using the effective interest method. This method calculates periodic interest income at a constant effective yield on the net investment in the loan, to provide a constant rate of return over the term. Loans accounted for using the fair value option are measured at fair value with corresponding changes recognized in noninterest income.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Loan commitment fees for loans that are likely to be drawn down, and other credit related fees, are deferred (together with any incremental costs) and recognized as an adjustment to the effective interest rate over the loan term. When it is unlikely that a loan will be drawn down, the loan commitment fees are recognized over the commitment period on a straight-line basis.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Loans and leases are disclosed in portfolio segments and classes. The Company&#x2019;s loan and lease portfolio segments are commercial and retail. The classes of loans and leases are: commercial, commercial real estate, leases, residential mortgages, home equity loans, home equity lines of credit, home equity loans serviced by others, home equity lines of credit serviced by others, automobile, education, credit cards and other retail. &lt;/span&gt;&lt;/div&gt;</us-gaap:LoansAndLeasesReceivableLeaseFinancingPolicy>
    <us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-F22CF1637659C6F4B1F1A358AD67DC15-0-wk-Fact-593588304493B900CD9BA358AD13B94B">&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the composition of loans and leases:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:512px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:77px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:69px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$41,479&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$40,857&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13,522&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13,023&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,537&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,903&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;57,538&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;56,783&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,083&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18,978&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;812&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,073&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11,979&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,710&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;289&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;399&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;74&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;104&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,120&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,106&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10,347&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8,900&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,198&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,991&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4,648&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,616&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;61,550&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;59,877&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total loans and leases &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$119,088&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$116,660&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&#160;SBA loans the Company services for others of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$33 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; are not included above. These loans represent the government guaranteed portion of SBA loans sold to outside investors as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;. There were &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;no&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; SBA loans serviced for others as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;December 31, 2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&#160;Mortgage loans the Company services for others of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$77.5 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$69.6 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; and 2018, respectively, are not included above.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3) &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;LHFS totaling $3.3 billion and $1.3 billion at December 31, 2019 and 2018, respectively, are not included above.&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the composition of LHFS.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90243902439025%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="20"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:27%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Residential Mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Residential Mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Loans held for sale at fair value&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,778&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$168&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,946&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$967&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$252&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,219&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other loans held for sale&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,101&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;283&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,384&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;101&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;101&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Residential mortgage LHFS at fair value are originated for sale. Commercial LHFS at fair value consist of loans managed by the Company&#x2019;s commercial secondary loan desk.&lt;/span&gt;&lt;/div&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)  &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Residential mortgages other LHFS of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$1.1 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; as of December 31, 2019 comprised of two loan portfolio pools of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$524 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$575 million&lt;/span&gt;&lt;/span&gt; representing loan sales expected to settle in first quarter 2020. Commercial other LHFS generally consist of commercial loans associated with the Company&#x2019;s syndication business.</us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29557544e1474-wk-Fact-7ECFDD1D675D5501A4377324100C3208"
      unitRef="usd">41479000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29557544e1492-wk-Fact-750449D120AB5C21939C03ED30B62B78"
      unitRef="usd">40857000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29557544e1507-wk-Fact-0BF80A0366DF5630931A41DCA4BF1BE4"
      unitRef="usd">13522000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29557544e1526-wk-Fact-B88C3EB5F68A563596D8D22F3AE2A673"
      unitRef="usd">13023000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember"
      decimals="-6"
      id="d29557544e1546-wk-Fact-DF336600215950F2B2D0F62DA6472396"
      unitRef="usd">2537000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember"
      decimals="-6"
      id="d29557544e1565-wk-Fact-115F95E453C15D0F9648A1A0503091DF"
      unitRef="usd">2903000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29557544e1585-wk-Fact-14426EA717A1557530D9A358ABEC1B30"
      unitRef="usd">57538000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29557544e1604-wk-Fact-DF3470D83B1DFA52166BA358ABF3D920"
      unitRef="usd">56783000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29557544e1626-wk-Fact-574E94A9C9925BFBB553FFB5789D0446"
      unitRef="usd">19083000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29557544e1645-wk-Fact-418ED3DE591C5C49A811033C2A1F5736"
      unitRef="usd">18978000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29557544e1665-wk-Fact-AE4272EB0BE453268934B20FD37453A9"
      unitRef="usd">812000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29557544e1684-wk-Fact-F7C37602DC1858FEA762F6B0650A364D"
      unitRef="usd">1073000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29557544e1704-wk-Fact-8384141ABB575545AAA7208DC94EFFDD"
      unitRef="usd">11979000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29557544e1723-wk-Fact-BB0B9C6D25B45638A0D396788180712A"
      unitRef="usd">12710000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29557544e1743-wk-Fact-E9D73C3D817352179EE559CB1DDB2685"
      unitRef="usd">289000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29557544e1762-wk-Fact-7BEE1605E2795797A9C8B7B2A287A245"
      unitRef="usd">399000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29557544e1782-wk-Fact-844B1025025B59D685848612BCCA4119"
      unitRef="usd">74000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29557544e1801-wk-Fact-AA02C4614E115EA28CBFCFCE0584F846"
      unitRef="usd">104000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29557544e1822-wk-Fact-794BD4A6822F53718FE344E4A3679645"
      unitRef="usd">12120000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29557544e1841-wk-Fact-B442589CB38E5457A6DF16C8CFD6B656"
      unitRef="usd">12106000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29557544e1861-wk-Fact-1939B8D2ADC35BBB8B868D7C4BD8B5E8"
      unitRef="usd">10347000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29557544e1880-wk-Fact-8884A876A69A500D821594221F240154"
      unitRef="usd">8900000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29557544e1900-wk-Fact-1D7C6C8CDBBF5F51847499FB37156A9F"
      unitRef="usd">2198000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29557544e1919-wk-Fact-6C52BA1581E459CEB00AFBCF2D7F46E0"
      unitRef="usd">1991000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerOtherSecuredRetailMember"
      decimals="-6"
      id="d29557544e1939-wk-Fact-539BF51D50AF5ABFAC51D77800A601F0"
      unitRef="usd">4648000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerOtherSecuredRetailMember"
      decimals="-6"
      id="d29557544e1958-wk-Fact-FABC8106594E5013AA5BD9C1E7CBC169"
      unitRef="usd">3616000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29557544e1978-wk-Fact-25EEE1BD1C547153CFD6A358ABEB7B89"
      unitRef="usd">61550000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29557544e1997-wk-Fact-EB826E7C7FF86CAA9E62A358ABE73350"
      unitRef="usd">59877000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29557544e2023-wk-Fact-D77810CA5C875E47A21D12839E8BBFF2"
      unitRef="usd">119088000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29557544e2041-wk-Fact-9467A96E5C615E8D940080DF80DB1115"
      unitRef="usd">116660000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_SBALoansServicedForOthersMember"
      decimals="-6"
      id="d29557544e2056-wk-Fact-2C38F12842C85BB19C8058B0FE782B69"
      unitRef="usd">33000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_SBALoansServicedForOthersMember"
      decimals="-6"
      id="d29557544e2064-wk-Fact-F68445B5B7695E038E092AA97977650B"
      unitRef="usd">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_MortgageLoansServicedForOthersMember"
      decimals="-8"
      id="d29557544e2077-wk-Fact-6BA7131315A1522EA679EE45EAAE36E0"
      unitRef="usd">77500000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_MortgageLoansServicedForOthersMember"
      decimals="-8"
      id="d29557544e2081-wk-Fact-5D34129D2F905DD4A0E9719BCD2B7463"
      unitRef="usd">69600000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansReceivableHeldForSaleAmount
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember"
      decimals="-6"
      id="d29557544e2382-wk-Fact-78AA69BFFEA1541C946D71480C299290"
      unitRef="usd">1778000000</us-gaap:LoansReceivableHeldForSaleAmount>
    <us-gaap:LoansReceivableHeldForSaleAmount
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialLoansHeldForSaleMember"
      decimals="-6"
      id="d29557544e2395-wk-Fact-628C5ED6FDCC5FA88D2C9ED6098A654A"
      unitRef="usd">168000000</us-gaap:LoansReceivableHeldForSaleAmount>
    <us-gaap:LoansReceivableHeldForSaleAmount
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29557544e2408-wk-Fact-21B397474D3D56A29698A8C66C2C0D94"
      unitRef="usd">1946000000</us-gaap:LoansReceivableHeldForSaleAmount>
    <us-gaap:LoansReceivableHeldForSaleAmount
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember"
      decimals="-6"
      id="d29557544e2427-wk-Fact-C7D6DE97096F5C999D2A29DAF3BFFC9B"
      unitRef="usd">967000000</us-gaap:LoansReceivableHeldForSaleAmount>
    <us-gaap:LoansReceivableHeldForSaleAmount
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialLoansHeldForSaleMember"
      decimals="-6"
      id="d29557544e2440-wk-Fact-0A0555ACB8065753BB1F885B5882A9F3"
      unitRef="usd">252000000</us-gaap:LoansReceivableHeldForSaleAmount>
    <us-gaap:LoansReceivableHeldForSaleAmount
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29557544e2453-wk-Fact-766907E674AE59A38ECCFAA6FC50CFF9"
      unitRef="usd">1219000000</us-gaap:LoansReceivableHeldForSaleAmount>
    <cfg:OtherLoansReceivableHeldforsaleAmount
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember"
      decimals="-6"
      id="d29557544e2470-wk-Fact-82705F4DE285867DCED8CA1E94A0F273"
      unitRef="usd">1101000000</cfg:OtherLoansReceivableHeldforsaleAmount>
    <cfg:OtherLoansReceivableHeldforsaleAmount
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialLoansHeldForSaleMember"
      decimals="-6"
      id="d29557544e2484-wk-Fact-0D262C3C1C955D4C908A2FDF56667CF1"
      unitRef="usd">283000000</cfg:OtherLoansReceivableHeldforsaleAmount>
    <cfg:OtherLoansReceivableHeldforsaleAmount
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29557544e2498-wk-Fact-FFFE9785C9D9560A8B8CDD43D903103F"
      unitRef="usd">1384000000</cfg:OtherLoansReceivableHeldforsaleAmount>
    <cfg:OtherLoansReceivableHeldforsaleAmount
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember"
      decimals="-6"
      id="d29557544e2518-wk-Fact-ADAEC5A3D7B99CC73CC0CA1E97196B97"
      unitRef="usd">0</cfg:OtherLoansReceivableHeldforsaleAmount>
    <cfg:OtherLoansReceivableHeldforsaleAmount
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialLoansHeldForSaleMember"
      decimals="-6"
      id="d29557544e2532-wk-Fact-58EAF0AF95F2573FB5C5B1526F8DDB1A"
      unitRef="usd">101000000</cfg:OtherLoansReceivableHeldforsaleAmount>
    <cfg:OtherLoansReceivableHeldforsaleAmount
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29557544e2546-wk-Fact-11D5754957A4590D9AE5752A4B4A7AA5"
      unitRef="usd">101000000</cfg:OtherLoansReceivableHeldforsaleAmount>
    <cfg:OtherLoansReceivableHeldforsaleAmount
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember"
      decimals="-8"
      id="d29557544e2567-wk-Fact-1833E9BF1B61F05493A2CF4DFE3FC244"
      unitRef="usd">1100000000</cfg:OtherLoansReceivableHeldforsaleAmount>
    <cfg:OtherLoansReceivableHeldforsaleAmount
      contextRef="FI2019Q4_cfg_LoanPortfolioTransfersAxis_cfg_LoanPortfolioTransferOneMember_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember"
      decimals="-6"
      id="d29557544e2571-wk-Fact-3D0151153E2CB1B34230CF4EC7B99177"
      unitRef="usd">524000000</cfg:OtherLoansReceivableHeldforsaleAmount>
    <cfg:OtherLoansReceivableHeldforsaleAmount
      contextRef="FI2019Q4_cfg_LoanPortfolioTransfersAxis_cfg_LoanPortfolioTransferTwoMember_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember"
      decimals="-6"
      id="d29557544e2575-wk-Fact-35BA10D78972AF17F824CF4EC6871360"
      unitRef="usd">575000000</cfg:OtherLoansReceivableHeldforsaleAmount>
    <us-gaap:PaymentsToAcquireFinanceReceivables
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-8"
      id="d29557544e2601-wk-Fact-CF56AC9FCE258ED4CF40A358AD111B3A"
      unitRef="usd">1100000000</us-gaap:PaymentsToAcquireFinanceReceivables>
    <us-gaap:PaymentsToAcquireFinanceReceivables
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherLoansMember"
      decimals="-6"
      id="d29557544e2605-wk-Fact-6EB4C9B7C9035E46B721EE3F381FD076"
      unitRef="usd">530000000</us-gaap:PaymentsToAcquireFinanceReceivables>
    <us-gaap:PaymentsToAcquireFinanceReceivables
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29557544e2613-wk-Fact-9E6E40AFE81F455FA3C0A358AD13EE62"
      unitRef="usd">457000000</us-gaap:PaymentsToAcquireFinanceReceivables>
    <us-gaap:ProceedsFromSaleOfFinanceReceivables
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29557544e2625-wk-Fact-A208C4E03AC45B508B07FFB1D2A829B3"
      unitRef="usd">454000000</us-gaap:ProceedsFromSaleOfFinanceReceivables>
    <us-gaap:ProceedsFromSaleOfFinanceReceivables
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember"
      decimals="-6"
      id="d29557544e2629-wk-Fact-7323F7CD8A8B57019E539358AA4BB8DD"
      unitRef="usd">628000000</us-gaap:ProceedsFromSaleOfFinanceReceivables>
    <us-gaap:ProceedsFromSaleOfFinanceReceivables
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerLoanTroubledDebtRestructuringMember"
      decimals="-6"
      id="d29557544e2633-wk-Fact-3B66CC40B7D85F029D62DCE7D48FF082"
      unitRef="usd">22000000</us-gaap:ProceedsFromSaleOfFinanceReceivables>
    <us-gaap:ProceedsFromSaleOfFinanceReceivables
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29557544e2642-wk-Fact-EE19962641C8552FBF3F4F49C98683E1"
      unitRef="usd">553000000</us-gaap:ProceedsFromSaleOfFinanceReceivables>
    <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-8"
      id="d29557544e2650-wk-Fact-D76B6DEE8EB8510088436DC1253B0103"
      unitRef="usd">25300000000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt>
    <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-8"
      id="d29557544e2654-wk-Fact-710AC2263D335984BAE5AF9470AC5AB5"
      unitRef="usd">25600000000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt>
    <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_cfg_ConsumerAndCommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_AutoCommercialAndCommercialRealEstateLoansMember"
      decimals="-8"
      id="d29557544e2666-wk-Fact-24A2C38DD17F5F9DBBC23F9115A2B886"
      unitRef="usd">17400000000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements>
    <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_cfg_ConsumerAndCommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_AutoCommercialAndCommercialRealEstateLoansMember"
      decimals="-8"
      id="d29557544e2671-wk-Fact-A8503DB2F4D65959BABDB00787B78765"
      unitRef="usd">16800000000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForOtherArrangements>
    <cfg:LesseeTermOfContract
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember"
      id="d29557544e2687-wk-Fact-D42853957376501E97FA607C95EB7282">P3Y</cfg:LesseeTermOfContract>
    <cfg:LesseeTermOfContract
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember"
      id="d29557544e2691-wk-Fact-10EBF961CC1E519FBCCD7322F87053D7">P7Y</cfg:LesseeTermOfContract>
    <cfg:ScheduleOfNetInvestmentInLeaseTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-0608A3EF3490F6584F61A358AD6706AB-0-wk-Fact-C3C145B212907C6DE9B0A358AD150599">&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The components of the net investment in direct finance and sales-type leases, before ALLL, are presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:88%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total future minimum lease rentals&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,739&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Estimated residual value of leased equipment (non-guaranteed)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,013&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Initial direct costs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Unearned income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(225&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,537&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</cfg:ScheduleOfNetInvestmentInLeaseTableTextBlock>
    <us-gaap:DirectFinancingLeaseLeaseReceivable
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29557544e2753-wk-Fact-04CD80954508593681714F167A3402E1"
      unitRef="usd">1739000000</us-gaap:DirectFinancingLeaseLeaseReceivable>
    <us-gaap:DirectFinancingLeaseUnguaranteedResidualAsset
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29557544e2768-wk-Fact-B7FC2164C94B56B699FF565F7EF24DED"
      unitRef="usd">1013000000</us-gaap:DirectFinancingLeaseUnguaranteedResidualAsset>
    <cfg:DirectFinancingLeaseInitialIndirectCosts
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29557544e2788-wk-Fact-011A32F9DB315C8AB96687E28DB09D12"
      unitRef="usd">10000000</cfg:DirectFinancingLeaseInitialIndirectCosts>
    <us-gaap:DirectFinancingLeaseDeferredSellingProfit
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29557544e2808-wk-Fact-A8C6C1667FED585394BE171F9864B413"
      unitRef="usd">225000000</us-gaap:DirectFinancingLeaseDeferredSellingProfit>
    <us-gaap:DirectFinancingLeaseNetInvestmentInLease
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29557544e2833-wk-Fact-E87617EC9F8423C4337FB08FF2EB21D8"
      unitRef="usd">2537000000</us-gaap:DirectFinancingLeaseNetInvestmentInLease>
    <us-gaap:DirectFinancingLeaseInterestIncome
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29557544e2849-wk-Fact-20B52A3638FD5271A73F9F10A3BA7E10"
      unitRef="usd">77000000</us-gaap:DirectFinancingLeaseInterestIncome>
    <us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-BE30B76E758ED7A97F6EA358AD675782-0-wk-Fact-5B76A7EB9EA5DCE256DAA358AD163DB5">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;A maturity analysis of direct financing and sales-type lease receivables at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; is presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:justify;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.70731707317073%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:87%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:11%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$496&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;385&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;288&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;220&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;145&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Thereafter&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;205&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total undiscounted future minimum lease rentals&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,739&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock>
    <us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29557544e2907-wk-Fact-D13780E8277F568ABC37C0FBCFC69E90"
      unitRef="usd">496000000</us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths>
    <us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29557544e2922-wk-Fact-6FCEC1939A385E26B58F997FE359C821"
      unitRef="usd">385000000</us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears>
    <us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29557544e2942-wk-Fact-EDF58FC377C65FB5B1A8A078083969CA"
      unitRef="usd">288000000</us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears>
    <us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29557544e2962-wk-Fact-0AC9C3E6D9FC55E88959115B41C0348C"
      unitRef="usd">220000000</us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears>
    <us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29557544e2982-wk-Fact-97C4C88548F05711B7C846C9464D9BEA"
      unitRef="usd">145000000</us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears>
    <us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29557544e3002-wk-Fact-A4EB49DC85D05A298FC5BDC9FD6B868C"
      unitRef="usd">205000000</us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter>
    <us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29557544e3026-wk-Fact-6213B367DE51F2F8C2AFB08CA2CBAC6A"
      unitRef="usd">1739000000</us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived>
    <us-gaap:AllowanceForCreditLossesTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-3BC8CE12F500A9081D6CA358AD6908A3-0-wk-Fact-0817C3DB642B8360EE60A358AD30E756">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 5 - ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Allowance for Credit Losses&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Management&#x2019;s estimate of probable losses in the Company&#x2019;s loan and lease portfolios is recorded in the ALLL and the reserve for unfunded lending commitments, collectively the ACL. On a quarterly basis, Citizens evaluates the adequacy of the ALLL by performing reviews of certain individual loans and leases, analyzing changes in the composition, size and delinquency of the portfolio, reviewing previous loss experience and considering current and anticipated economic factors. The ALLL is established in accordance with&#160;the Company&#x2019;s credit reserve policies, as approved by the Audit Committee of the Board of Directors.&#160;The&#160;Chief Financial Officer and Chief Risk Officer&#160;review the adequacy of the&#160;ALLL each quarter, together with&#160;risk management. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company&#x2019;s allowance for credit losses. The ALLL is maintained at a level that management considers reflective of probable losses, and is established through charges to earnings in the form of a provision for credit losses. The Company&#x2019;s methodology for determining the qualitative component includes a statistical analysis of prior charge-off rates and a qualitative assessment of factors affecting the determination of incurred losses in the loan and lease portfolio. Such factors include trends in economic conditions, loan growth, back testing results, credit underwriting policy exceptions, regulatory and audit findings, and peer comparisons. Amounts determined to be uncollectible are deducted from the ALLL and subsequent recoveries, if any, are added to the ALLL. While management uses available information to estimate loan and lease losses, future additions to the ALLL may be necessary based on changes in economic conditions. There were no material changes in assumptions or estimation techniques compared with prior years that impacted the determination of the current year&#x2019;s ALLL and the reserve for unfunded lending commitments.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The evaluation of the adequacy of the commercial, commercial real estate, and leases ALLL and reserve for unfunded lending commitments is primarily based on risk rating models that assess probability of default, loss given default and exposure at default on an individual loan basis. The models are primarily driven by individual customer financial characteristics and are validated against historical experience. Additionally, qualitative factors are included in the risk rating models. After the aggregation of individual borrower incurred loss, additional overlays can be made based on back-testing against historical losses.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For non-impaired retail loans, the ALLL is based upon&#160;an incurred loss model utilizing the probability of default, loss given default and exposure at default on an individual loan basis. When developing these factors, the Company may consider the loan product and collateral type, delinquency status, LTV ratio, lien position, borrower&#x2019;s credit, age of the loan, geographic location and incurred loss period. Certain retail portfolios, including education, unsecured personal loans, SBO home equity loans and commercial credit card receivables utilize roll rate or vintage models to estimate the ALLL. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For nonaccruing commercial and commercial real estate loans with an outstanding balance of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$3 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; or greater and for all commercial and commercial real estate TDRs (regardless of size), the Company conducts further analysis to determine the probable amount of loss and establishes a specific allowance for the loan, if appropriate. Citizens estimates the impairment amount by comparing the loan&#x2019;s carrying amount to the estimated present value of its future cash flows, the fair value of its underlying collateral, or the loan&#x2019;s observable market price. For collateral-dependent impaired commercial and commercial real estate loans, the excess of the Company&#x2019;s recorded investment in the loan over the fair value of the collateral, less cost to sell, is charged off to the ALLL. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For retail TDRs that are not collateral-dependent, allowances are developed using the present value of expected future cash flows compared to the recorded investment in the loans. Expected re-default factors are considered in this analysis. Retail TDRs that are deemed collateral-dependent are written down to fair market value less cost to sell. The fair value of collateral is periodically monitored subsequent to the modification.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;In addition to the ALLL, the Company also estimates probable credit losses associated with off-balance sheet financial instruments such as standby letters of credit, financial guarantees and binding unfunded loan commitments. Off-balance sheet financial instruments are subject to individual reviews and are analyzed and segregated by risk according to the Company&#x2019;s internal risk rating scale. These risk classifications, in conjunction with historical loss experience, economic conditions and performance trends within specific portfolio segments, result in the estimate of the reserve for unfunded lending commitments.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The ALLL and the reserve for unfunded lending commitments are reported on the Consolidated Balance Sheets in the allowance for loan and lease losses and in other liabilities, respectively. Provision for credit losses related to the loans and leases portfolio and the unfunded lending commitments are reported in the Consolidated Statements of Operations as provision for credit losses. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Loan Charge-Offs&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Commercial loans are charged off when it is highly certain that a loss has been realized, including situations where a loan is determined to be both impaired and collateral-dependent. The determination of whether to recognize a charge-off involves many factors, including the prioritization of the Company&#x2019;s claim in bankruptcy, expectations of the workout/restructuring of the loan and valuation of the borrower&#x2019;s equity or the loan collateral. A loan is considered to be collateral-dependent when repayment of the loan is expected to be provided solely by the underlying collateral, rather than by cash flows from the borrower&#x2019;s operations, income or other resources.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Retail loans are generally fully charged-off or written down to the net realizable value of the underlying collateral, with an offset to the ALLL, upon reaching specified stages of delinquency in accordance with standards established by the FFIEC. Residential real estate loans, credit card loans and unsecured open end loans are generally charged off in the month in which the account becomes 180 days past due. Auto loans, education loans and unsecured closed end loans are generally charged off in the month in which the account becomes 120 days past due. Certain retail loans will be charged off or charged down to their net realizable value earlier than the FFIEC charge-off standards in the following circumstances:&lt;/span&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:48px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:24px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Loans modified in a TDR that are determined to be collateral-dependent.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:48px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:24px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Loans to borrowers who have experienced an event (e.g., bankruptcy) that suggests a loss is either known or highly certain. &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:96px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:72px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x25e6;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Residential real estate and auto loans are charged down to the net realizable value within 60 days of receiving notification of the bankruptcy filing, or when the loan becomes 60 days past due if repayment is likely to occur. &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:96px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:72px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x25e6;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Credit card loans are fully charged off within 60 days of receiving notification of the bankruptcy filing or other event. &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:96px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:72px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x25e6;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Education loans are generally charged off when the loan becomes 60 days past due after receiving notification of a bankruptcy.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:48px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:24px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Auto loans are written down to net realizable value upon repossession of the collateral.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following tables present a summary of changes in the ACL:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:465px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:74px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:60px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:56px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Allowance for loan and lease losses, beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$690&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$552&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Charge-offs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(140&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(475&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(615&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Recoveries&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;161&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;185&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net charge-offs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(116&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(314&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(430&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Provision charged to income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;100&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;340&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;440&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Allowance for loan and lease losses, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;674&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;578&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,252&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reserve for unfunded lending commitments, beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;91&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;91&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Provision for unfunded lending commitments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reserve for unfunded lending commitments, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;44&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;44&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total allowance for credit losses, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$718&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$578&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,296&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:465px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:74px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:60px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:56px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Allowance for loan and lease losses, beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$685&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$551&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,236&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Charge-offs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(52&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(442&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(494&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Recoveries&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;158&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;177&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net charge-offs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(33&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(284&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(317&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Provision charged to income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;285&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;323&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Allowance for loan and lease losses, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;690&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;552&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reserve for unfunded lending commitments, beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;88&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;88&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Provision for unfunded lending commitments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reserve for unfunded lending commitments, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;91&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;91&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total allowance for credit losses, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$781&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$552&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,333&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:68%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31, 2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Allowance for loan and lease losses, beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$663&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$573&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,236&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Charge-offs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(75&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(437&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(512&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Recoveries&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;40&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;167&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;207&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net charge-offs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(270&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(305&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Provision charged to income&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;57&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;248&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;305&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Allowance for loan and lease losses, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;685&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;551&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,236&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reserve for unfunded lending commitments, beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Provision for unfunded lending commitments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reserve for unfunded lending commitments, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;88&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;88&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total allowance for credit losses, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$773&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$551&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,324&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Includes an increase of approximately &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$50 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; to commercial and corresponding decrease to retail for the impact of the enhancement to the assessment of qualitative risks, factors and events that may not be measured in the modeled results.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the recorded investment in loans and leases based on the Company&#x2019;s evaluation methodology:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:684px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="20"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:278px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:70px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:70px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Individually evaluated&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$399&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$667&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,066&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$391&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$723&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,114&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Formula-based evaluation&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;57,139&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;60,883&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;118,022&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;56,392&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;59,154&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;115,546&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$57,538&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$61,550&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$119,088&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$56,783&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$59,877&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$116,660&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents a summary of the ACL by evaluation methodology:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="20"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:277px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:70px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:72px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Individually evaluated&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$85&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$110&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$64&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Formula-based evaluation&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;633&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;553&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,186&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;743&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;526&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,269&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Allowance for credit losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$718&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$578&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,296&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$781&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$552&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,333&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For commercial loans and leases, Citizens utilizes regulatory classification ratings to monitor credit quality. Loans with a &#x201c;pass&#x201d; rating are those that the Company believes will be fully repaid in accordance with the contractual loan terms. Commercial loans and leases that are &#x201c;criticized&#x201d; are those that have some weakness, or potential weakness, that indicate an increased probability of future loss. &#x201c;Criticized&#x201d; loans are grouped into three categories, &#x201c;special mention,&#x201d; &#x201c;substandard&#x201d; and &#x201c;doubtful.&#x201d; Special mention loans have potential weaknesses that, if left uncorrected, may result in deterioration of the Company&#x2019;s credit position at some future date. Substandard loans are inadequately protected loans; these loans have well-defined weaknesses that could hinder normal repayment or collection of the debt. Doubtful loans have the same weaknesses as substandard, with the added characteristics that the possibility of loss is high and collection of the full amount of the loan is improbable. For retail loans, the Company primarily uses the loan&#x2019;s payment and delinquency status to monitor credit quality. The further a loan is past due, the greater the likelihood of future credit loss. These credit quality indicators for both commercial and retail loans are continually updated and monitored. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following tables present the recorded investment in commercial loans and leases based on regulatory classification ratings:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:369px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:48px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:69px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:49px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Criticized&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Pass&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Special Mention&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Substandard&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Doubtful&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$38,950&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,351&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$934&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$244&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$41,479&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13,169&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;318&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;33&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13,522&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,383&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;109&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;42&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,537&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$54,502&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,778&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,009&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$249&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$57,538&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:373px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:45px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:70px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Criticized&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Pass&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Special Mention&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Substandard&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Doubtful&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$38,600&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,231&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$828&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$198&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$40,857&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,523&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;412&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;82&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13,023&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,823&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;39&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;41&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,903&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans and leases&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$53,946&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,682&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$951&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$204&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$56,783&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following tables present the recorded investment in classes of retail loans, categorized by delinquency status:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="19"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:349px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:45px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:45px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Days Past Due&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Current&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;1-29&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;30-59&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;60-89&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;90 or More&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$18,818&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$129&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$84&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$19,083&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;713&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;64&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;812&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11,383&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;346&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;146&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11,979&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;244&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;289&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;50&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;74&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10,787&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,001&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;227&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;81&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,120&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10,088&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10,347&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,076&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;74&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,198&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4,492&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;87&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4,648&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$58,651&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,937&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$428&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$184&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$350&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$61,550&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="19"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:350px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:45px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:45px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Days Past Due&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Current&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;1-29&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;30-59&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;60-89&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;90 or More&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$18,664&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$131&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$133&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$18,978&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;945&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;75&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,073&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,042&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;386&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;65&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;195&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,710&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;355&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;399&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;79&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;104&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10,729&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,039&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;207&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;59&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,106&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8,694&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;159&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8,900&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,894&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;53&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,991&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,481&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;76&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,616&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$56,883&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,955&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$393&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$142&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$504&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$59,877&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Nonperforming Assets&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Nonperforming loans and leases are those on which accrual of interest has been suspended. Loans (other than certain retail loans insured by U.S. government agencies) are placed on nonaccrual status and considered nonperforming when full payment of principal and interest is in doubt, unless the loan is both well secured and in the process of collection.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;When the Company places a loan on nonaccrual status, the accrued unpaid interest receivable is reversed against interest income and amortization of any net deferred fees is suspended. Interest collections on nonaccruing loans and leases for which the ultimate collectability of principal is uncertain are generally applied to first reduce the carrying value of the asset. Otherwise, interest income may be recognized to the extent of the cash received. A loan or lease may be returned to accrual status if (i)&#160;principal and interest payments have been brought current, and the Company expects repayment of the remaining contractual principal and interest, (ii)&#160;the loan or lease has otherwise become well-secured and in the process of collection, or (iii)&#160;the borrower has been making regularly scheduled payments in full for the prior six months and the Company is reasonably assured that the loan or lease will be brought fully current within a reasonable period.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Commercial loans, commercial real estate loans, and leases are generally placed on nonaccrual status when contractually past due 90 days or more, or earlier if management believes that the probability of collection is insufficient to warrant further accrual. Some of these loans and leases may remain on accrual status when contractually past due 90 days or more if management considers the loan collectible.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Residential mortgages are generally placed on nonaccrual status when past due 120 days, or sooner if determined to be collateral-dependent, unless repayment of the loan is guaranteed by the Federal Housing &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Administration. Credit card balances are placed on nonaccrual status when past due 90 days or more and are restored to accruing status if they subsequently become less than 90 days past due. All other retail loans are generally placed on nonaccrual status when past due 90 days or more, or earlier if management believes that the probability of collection is insufficient to warrant further accrual. Loans less than 90 days past due may be placed on nonaccrual status upon the death of the borrower, fraud or bankruptcy.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents nonperforming loans and leases and loans accruing and 90 days or more past due:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:680px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:257px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:93px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:93px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:93px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:93px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Nonperforming &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Accruing and 90 days or more past due&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$240&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$194&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;245&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;201&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;93&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;105&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;33&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;50&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;187&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;231&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;67&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;81&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit card&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;458&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;565&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$703&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$766&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Nonperforming balances exclude first lien residential mortgage loans that are 100% guaranteed by the Federal Housing Administration. These loans are included in the Company&#x2019;s Consolidated Balance Sheets. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)  &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Beginning in the fourth quarter of 2019, nonperforming balances exclude both fully and partially guaranteed residential mortgage loans sold to Ginnie Mae for which the Company has the right, but not the obligation, to repurchase. Prior periods have been adjusted to exclude partially guaranteed amounts to conform with the current period presentation. These loans are included in the Company&#x2019;s Consolidated Balance Sheets. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Other nonperforming assets primarily consist of other real estate owned and are presented in other assets on the Consolidated Balance Sheets. Other real estate owned, net of valuation allowance, was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$45 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$34 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents a summary of nonperforming loan and lease key performance indicators:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:513px;"/&gt;&lt;td style="width:80px;"/&gt;&lt;td style="width:6px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:72px;"/&gt;&lt;td style="width:6px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Nonperforming commercial loans and leases as a percentage of total loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Nonperforming retail loans as a percentage of total loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.49&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total nonperforming loans and leases as a percentage of total loans and leases &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.59&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.66&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:18px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:18px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:18px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:18px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Nonperforming commercial assets as a percentage of total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Nonperforming retail assets as a percentage of total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total nonperforming assets as a percentage of total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.50&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)  &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Beginning in the fourth quarter of 2019, nonperforming balances exclude both fully and partially guaranteed residential mortgage loans sold to Ginnie Mae for which the Company has the right, but not the obligation, to repurchase. Prior periods have been adjusted to exclude partially guaranteed amounts to conform with the current period presentation. These loans are included in the Company&#x2019;s Consolidated Balance Sheets. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The recorded investment in mortgage loans collateralized by residential real estate property for which formal foreclosure proceedings were in-process was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$152 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$172 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the aging of both accruing and nonaccruing loan and lease past due amounts:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="26"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:200px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:49px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Days Past Due&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Days Past Due&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;30-59&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;60-89&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&#160;90 or More&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&#160;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;30-59&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;60-89&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&#160;90 or More&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&#160;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$27&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$67&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$139&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$85&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$78&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$166&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;39&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;83&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;28&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;69&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;180&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;100&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;83&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;218&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;84&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;136&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;133&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;183&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;53&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;146&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;65&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;195&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;282&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;227&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;81&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;332&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;207&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;59&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;338&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;57&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;48&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;44&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;69&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;59&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;428&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;184&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;350&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;962&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;393&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;142&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;504&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,039&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$511&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$212&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$419&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,142&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$493&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$177&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$587&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,257&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Impaired Loans&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;A loan is considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect all of the contractual interest and principal payments as scheduled in the loan agreement. This evaluation is generally based on delinquency information, an assessment of the borrower&#x2019;s financial condition and the adequacy of collateral, if any. Impaired loans include nonaccruing larger balance (greater than &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$3 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; carrying value), non-homogeneous commercial and commercial real estate loans, and restructured loans that are deemed TDRs. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;When a loan is identified as impaired, the impairment is measured on an individual loan level as the difference between the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount) and the present value of expected future cash flows, discounted at the loan&#x2019;s effective interest rate. When collateral is the sole source of repayment for the impaired loan, rather than the borrower&#x2019;s income or other sources of repayment, the Company charges down the loan to its net realizable value.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following tables present a summary of impaired loans by class:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:297px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Impaired Loans With a Related Allowance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Allowance on Impaired Loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Impaired Loans Without a Related Allowance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Unpaid Contractual Balance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total Recorded Investment in Impaired Loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$243&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$85&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$137&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$458&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$380&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;243&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;85&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;156&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;477&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;399&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;29&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;125&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;196&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;154&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;65&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;121&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;87&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;27&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;173&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;200&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;41&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;112&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;135&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;134&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;27&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;29&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;28&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;237&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;430&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;811&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;667&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$480&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$110&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$586&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,288&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,066&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:297px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Impaired Loans With a Related Allowance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Allowance on Impaired Loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Impaired Loans Without a Related Allowance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Unpaid Contractual Balance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total Recorded Investment in Impaired Loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$186&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$167&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$450&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$353&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;218&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;173&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;488&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;391&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;28&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;127&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;201&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;155&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;34&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;76&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;148&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;110&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;244&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;54&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;41&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;130&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;153&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;153&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;265&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;458&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;875&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;723&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$483&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$64&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$631&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,363&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,114&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents additional information on impaired loans:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="21"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:38%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="20" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Interest Income Recognized&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Average Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Interest Income Recognized&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Average Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Interest Income Recognized&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Average Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$311&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$312&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$380&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;39&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;350&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;344&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;417&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;126&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;146&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;136&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;84&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;107&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;121&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;172&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;176&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;42&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;49&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;125&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;154&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;173&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;586&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;687&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;713&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$42&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$936&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$41&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,031&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,130&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Troubled Debt Restructurings&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;In situations where, for economic or legal reasons related to the borrower&#x2019;s financial difficulties, the Company grants a concession to the borrower that it would not otherwise consider, the related loan is classified as a TDR. TDRs typically result from the Company&#x2019;s loss mitigation efforts and are undertaken in order to improve the likelihood of recovery and continuity of the relationship with the borrower. The Company&#x2019;s loan modifications are handled on a case-by-case basis and are negotiated to achieve mutually agreeable terms that maximize loan collectability and meet the borrower&#x2019;s financial needs. Concessions granted in TDRs for all classes of loans may include lowering the interest rate, forgiving a portion of principal, extending the loan term, lowering scheduled payments for a specified period of time, waiving or delaying a scheduled payment of principal or interest for other than an insignificant time period, or capitalizing past due amounts. A rate increase can be a concession if the increased rate is lower than a market rate for debt with risk similar to that of the restructured loan. TDRs for commercial loans may also involve creating a multiple note structure, accepting non-cash assets, accepting an equity interest, or receiving a performance-based fee. In some cases, a TDR may involve multiple concessions. The financial effects of TDRs for all loan classes may include lower income (either due to a lower interest rate or a delay in the timing of cash flows), larger loan loss provisions, and accelerated charge-offs if the modification renders the loan collateral-dependent. In some cases, interest income throughout the term of the loan may increase if, for example, the loan is extended or the interest rate is increased as a result of the restructuring.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Retail and commercial loans whose contractual terms have been modified in a TDR and are current at the time of restructuring may remain on accrual status if there is demonstrated performance prior to the restructuring and payment in full under the restructured terms is expected. Retail loans that were discharged in bankruptcy and not reaffirmed by the borrower are deemed to be collateral-dependent TDRs and are generally charged off to the fair value of the collateral, less cost to sell, and less amounts recoverable under a government guarantee (if any). Cash receipts on nonaccruing impaired loans, including nonaccruing loans involved in TDRs, are generally applied to reduce the unpaid principal balance. Certain TDRs that are current in payment status are classified as nonaccrual in accordance with regulatory guidance. Income on these loans may be recognized on a cash basis if management believes that the remaining book value of the loan is realizable. Nonaccruing TDRs that meet the guidelines above for accrual status can be returned to accruing if supported by a well-documented evaluation of the borrowers&#x2019; financial condition, and if they have been current for at least six months.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Because TDRs are impaired loans, Citizens measures impairment by comparing the present value of expected future cash flows, or when appropriate, the fair value of collateral less costs to sell, to the loan&#x2019;s recorded investment. Any excess of recorded investment over the present value of expected future cash flows or collateral value is included in the ALLL. Any portion of the loan&#x2019;s recorded investment the Company does not expect to collect as a result of the modification is charged off at the time of modification. For retail TDR accounts where the expected &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;value of cash flows is utilized, any recorded investment in excess of the present value of expected cash flows is recognized by increasing the ALLL. For retail TDR accounts assessed based on the fair value of collateral, any portion of the loan&#x2019;s recorded investment in excess of the collateral value less costs to sell is charged off at the time of modification or at the time of subsequent and regularly recurring valuations.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table summarizes TDRs by class and total unfunded commitments:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:83%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$297&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$304&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;667&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;723&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Unfunded commitments related to TDRs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;42&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following tables summarize how loans were modified during the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. The reported balances represent the post-modification outstanding recorded investment and can include loans that became TDRs during the period and were paid off in full, charged off, or sold prior to period end. Pre-modification balances for modified loans approximate the post-modification balances shown. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="18"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:38%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Primary Modification Types&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Interest Rate Reduction&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Maturity Extension&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Other&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;(dollars in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;56&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$210&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;27&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;56&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;210&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;60&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;62&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;120&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;82&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;163&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;350&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;160&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,250&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;272&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,259&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;304&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;176&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,675&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;53&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;155&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,576&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;69&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,678&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$53&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;182&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,632&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$279&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="18"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:37%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Primary Modification Types&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Interest Rate Reduction&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Maturity Extension&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Other&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;(dollars in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;49&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;53&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$200&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;52&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;53&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;55&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;231&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;61&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;142&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;43&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;134&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;76&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;178&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;413&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;29&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;158&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;46&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,189&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;355&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,312&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,634&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;287&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,279&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;77&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,641&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;339&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$88&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,334&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$308&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="18"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:37%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Primary Modification Types&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Interest Rate Reduction&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Maturity Extension&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Other&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;(dollars in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;46&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;73&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;171&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;82&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;232&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;50&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;235&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;395&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;27&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;52&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;130&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;29&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,336&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;329&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,363&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,717&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;340&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;44&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,546&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;90&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,724&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$36&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;386&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$66&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,562&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$161&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Includes modifications that consist of multiple concessions, one of which is an interest rate reduction.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Includes modifications that consist of multiple concessions, one of which is a maturity extension (unless one of the other concessions was an interest rate reduction).&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Includes modifications other than interest rate reductions or maturity extensions, such as lowering scheduled payments for a specified period of time, principal forgiveness, and capitalizing arrearages. Also included are the following: deferrals, trial modifications, certain bankruptcies, loans in forbearance and prepayment plans. Modifications can include the deferral of accrued interest resulting in post modification balances being higher than pre-modification.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The net change to ALLL resulting from modifications of loans for the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$9 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$3 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$1 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively. Charge-offs may also be recorded on TDRs. Citizens recorded charge-offs resulting from the modification of loans of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$7 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; for the year ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$5 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; for the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; &#160;&#160;&#160;&#160;A payment default refers to a loan that becomes 90 days or more past due under the modified terms. Loan data includes loans meeting the criteria that were paid off in full, charged off, or sold prior to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. For commercial loans, recorded investment in TDRs that defaulted within 12 months of their modification date for the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt; &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;were &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$1 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$63 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$9 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively. For retail loans, there were &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$37 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$40 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$41 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; of loans which defaulted within 12 months of their restructuring date for the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Concentrations of Credit Risk&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Most of the Company&#x2019;s lending activity is with customers located in the New England, Mid-Atlantic and Midwest regions. Generally, loans are collateralized by assets including real estate, inventory, accounts receivable, other personal property and investment securities. As of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, Citizens had a significant amount of loans collateralized by residential and commercial real estate. There were no significant concentration risks within the commercial loan or retail loan portfolios. Exposure to credit losses arising from lending transactions may fluctuate with fair values of collateral supporting loans, which may not perform according to contractual agreements. The Company&#x2019;s policy is to collateralize loans to the extent necessary; however, unsecured loans are also granted on the basis of the financial strength of the applicant and the facts surrounding the transaction.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Certain loan products, including residential mortgages, home equity loans and lines of credit, and credit cards, have contractual features that may increase credit exposure to the Company in the event of an increase in interest rates or a decline in housing values. These products include loans that exceed &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;90%&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; of the value of the underlying collateral (high LTV loans), interest-only and negative amortization residential mortgages, and loans with low introductory rates. Certain loans have more than one of these characteristics. The following tables present balances of loans with these characteristics:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;padding-left:24px;text-indent:-24px;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:193px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:89px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:89px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:89px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:89px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:89px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Residential Mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Home Equity Loans and Lines of Credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Home Equity Products Serviced by Others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Credit Cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;High loan-to-value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$402&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$61&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$90&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$553&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest only/negative amortization&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,043&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,043&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Low introductory rate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;235&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;235&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Multiple characteristics and other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,445&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$61&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$90&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$235&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,831&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;padding-left:24px;text-indent:-24px;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="19"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:193px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:77px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:77px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:70px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:70px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:70px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Residential Mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Home Equity Loans and Lines of Credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Home Equity Products Serviced by Others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Credit Cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;High loan-to-value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$318&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$87&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$148&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$553&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest only/negative amortization&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,794&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,795&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Low introductory rate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;217&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;217&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Multiple characteristics and other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,113&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$87&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$148&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$217&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,566&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:AllowanceForCreditLossesTextBlock>
    <us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy
      contextRef="FD2019Q4YTD"
      id="TextSelection-1524433F1517B3FAE032A358AD68A497-0-wk-Fact-7B2A47D20A8D27A3890DA358AD2E3052">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Management&#x2019;s estimate of probable losses in the Company&#x2019;s loan and lease portfolios is recorded in the ALLL and the reserve for unfunded lending commitments, collectively the ACL. On a quarterly basis, Citizens evaluates the adequacy of the ALLL by performing reviews of certain individual loans and leases, analyzing changes in the composition, size and delinquency of the portfolio, reviewing previous loss experience and considering current and anticipated economic factors. The ALLL is established in accordance with&#160;the Company&#x2019;s credit reserve policies, as approved by the Audit Committee of the Board of Directors.&#160;The&#160;Chief Financial Officer and Chief Risk Officer&#160;review the adequacy of the&#160;ALLL each quarter, together with&#160;risk management. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company&#x2019;s allowance for credit losses. The ALLL is maintained at a level that management considers reflective of probable losses, and is established through charges to earnings in the form of a provision for credit losses. The Company&#x2019;s methodology for determining the qualitative component includes a statistical analysis of prior charge-off rates and a qualitative assessment of factors affecting the determination of incurred losses in the loan and lease portfolio. Such factors include trends in economic conditions, loan growth, back testing results, credit underwriting policy exceptions, regulatory and audit findings, and peer comparisons. Amounts determined to be uncollectible are deducted from the ALLL and subsequent recoveries, if any, are added to the ALLL. While management uses available information to estimate loan and lease losses, future additions to the ALLL may be necessary based on changes in economic conditions. There were no material changes in assumptions or estimation techniques compared with prior years that impacted the determination of the current year&#x2019;s ALLL and the reserve for unfunded lending commitments.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The evaluation of the adequacy of the commercial, commercial real estate, and leases ALLL and reserve for unfunded lending commitments is primarily based on risk rating models that assess probability of default, loss given default and exposure at default on an individual loan basis. The models are primarily driven by individual customer financial characteristics and are validated against historical experience. Additionally, qualitative factors are included in the risk rating models. After the aggregation of individual borrower incurred loss, additional overlays can be made based on back-testing against historical losses.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For non-impaired retail loans, the ALLL is based upon&#160;an incurred loss model utilizing the probability of default, loss given default and exposure at default on an individual loan basis. When developing these factors, the Company may consider the loan product and collateral type, delinquency status, LTV ratio, lien position, borrower&#x2019;s credit, age of the loan, geographic location and incurred loss period. Certain retail portfolios, including education, unsecured personal loans, SBO home equity loans and commercial credit card receivables utilize roll rate or vintage models to estimate the ALLL. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For nonaccruing commercial and commercial real estate loans with an outstanding balance of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$3 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; or greater and for all commercial and commercial real estate TDRs (regardless of size), the Company conducts further analysis to determine the probable amount of loss and establishes a specific allowance for the loan, if appropriate. Citizens estimates the impairment amount by comparing the loan&#x2019;s carrying amount to the estimated present value of its future cash flows, the fair value of its underlying collateral, or the loan&#x2019;s observable market price. For collateral-dependent impaired commercial and commercial real estate loans, the excess of the Company&#x2019;s recorded investment in the loan over the fair value of the collateral, less cost to sell, is charged off to the ALLL. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For retail TDRs that are not collateral-dependent, allowances are developed using the present value of expected future cash flows compared to the recorded investment in the loans. Expected re-default factors are considered in this analysis. Retail TDRs that are deemed collateral-dependent are written down to fair market value less cost to sell. The fair value of collateral is periodically monitored subsequent to the modification.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;In addition to the ALLL, the Company also estimates probable credit losses associated with off-balance sheet financial instruments such as standby letters of credit, financial guarantees and binding unfunded loan commitments. Off-balance sheet financial instruments are subject to individual reviews and are analyzed and segregated by risk according to the Company&#x2019;s internal risk rating scale. These risk classifications, in conjunction with historical loss experience, economic conditions and performance trends within specific portfolio segments, result in the estimate of the reserve for unfunded lending commitments.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The ALLL and the reserve for unfunded lending commitments are reported on the Consolidated Balance Sheets in the allowance for loan and lease losses and in other liabilities, respectively. Provision for credit losses related to the loans and leases portfolio and the unfunded lending commitments are reported in the Consolidated Statements of Operations as provision for credit losses. &lt;/span&gt;&lt;/div&gt;</us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy>
    <cfg:CommercialLoansLargeBalanceMinimumQualifyingBalance
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e1354-wk-Fact-EE8FD51E9D60569C09FAF89167FC6787"
      unitRef="usd">3000000</cfg:CommercialLoansLargeBalanceMinimumQualifyingBalance>
    <cfg:LoanChargeOffsPolicyPolicyTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-46738599CC0EEEA825BAA358AD6979D3-0-wk-Fact-F0A9F3BD1E70857FFB86A358AD3247C3">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Commercial loans are charged off when it is highly certain that a loss has been realized, including situations where a loan is determined to be both impaired and collateral-dependent. The determination of whether to recognize a charge-off involves many factors, including the prioritization of the Company&#x2019;s claim in bankruptcy, expectations of the workout/restructuring of the loan and valuation of the borrower&#x2019;s equity or the loan collateral. A loan is considered to be collateral-dependent when repayment of the loan is expected to be provided solely by the underlying collateral, rather than by cash flows from the borrower&#x2019;s operations, income or other resources.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Retail loans are generally fully charged-off or written down to the net realizable value of the underlying collateral, with an offset to the ALLL, upon reaching specified stages of delinquency in accordance with standards established by the FFIEC. Residential real estate loans, credit card loans and unsecured open end loans are generally charged off in the month in which the account becomes 180 days past due. Auto loans, education loans and unsecured closed end loans are generally charged off in the month in which the account becomes 120 days past due. Certain retail loans will be charged off or charged down to their net realizable value earlier than the FFIEC charge-off standards in the following circumstances:&lt;/span&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:48px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:24px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Loans modified in a TDR that are determined to be collateral-dependent.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:48px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:24px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Loans to borrowers who have experienced an event (e.g., bankruptcy) that suggests a loss is either known or highly certain. &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:96px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:72px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x25e6;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Residential real estate and auto loans are charged down to the net realizable value within 60 days of receiving notification of the bankruptcy filing, or when the loan becomes 60 days past due if repayment is likely to occur. &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:96px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:72px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x25e6;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Credit card loans are fully charged off within 60 days of receiving notification of the bankruptcy filing or other event. &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:96px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:72px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x25e6;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Education loans are generally charged off when the loan becomes 60 days past due after receiving notification of a bankruptcy.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:24px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Auto loans are written down to net realizable value upon repossession of the collateral.&lt;/span&gt;&lt;/div&gt;</cfg:LoanChargeOffsPolicyPolicyTextBlock>
    <us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-6E53F65D4AA1843D1293A358AD68FC39-0-wk-Fact-FE9EF75FB077234DC297A358AD2F5420">&lt;div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following tables present a summary of changes in the ACL:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:465px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:74px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:60px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:56px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Allowance for loan and lease losses, beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$690&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$552&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Charge-offs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(140&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(475&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(615&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Recoveries&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;161&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;185&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net charge-offs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(116&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(314&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(430&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Provision charged to income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;100&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;340&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;440&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Allowance for loan and lease losses, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;674&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;578&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,252&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reserve for unfunded lending commitments, beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;91&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;91&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Provision for unfunded lending commitments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reserve for unfunded lending commitments, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;44&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;44&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total allowance for credit losses, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$718&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$578&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,296&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:465px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:74px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:60px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:56px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Allowance for loan and lease losses, beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$685&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$551&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,236&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Charge-offs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(52&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(442&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(494&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Recoveries&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;158&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;177&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net charge-offs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(33&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(284&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(317&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Provision charged to income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;285&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;323&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Allowance for loan and lease losses, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;690&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;552&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reserve for unfunded lending commitments, beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;88&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;88&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Provision for unfunded lending commitments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reserve for unfunded lending commitments, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;91&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;91&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total allowance for credit losses, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$781&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$552&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,333&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:68%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31, 2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Allowance for loan and lease losses, beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$663&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$573&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,236&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Charge-offs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(75&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(437&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(512&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Recoveries&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;40&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;167&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;207&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net charge-offs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(270&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(305&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Provision charged to income&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;57&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;248&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;305&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Allowance for loan and lease losses, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;685&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;551&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,236&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reserve for unfunded lending commitments, beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Provision for unfunded lending commitments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reserve for unfunded lending commitments, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;88&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;88&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total allowance for credit losses, end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$773&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$551&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,324&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Includes an increase of approximately &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$50 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; to commercial and corresponding decrease to retail for the impact of the enhancement to the assessment of qualitative risks, factors and events that may not be measured in the modeled results.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1575-wk-Fact-AF6A7DE2E28FD8D006B0C9CA1990DD57"
      unitRef="usd">690000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1588-wk-Fact-FBCAA92D806A83CFE1B1C9CA199AD5BA"
      unitRef="usd">552000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2018Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1601-wk-Fact-E844E7AA272CC79E3C47C9CA190A405E"
      unitRef="usd">1242000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1616-wk-Fact-D39776CEE551B4E96858C9CA194C9108"
      unitRef="usd">140000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1631-wk-Fact-4B4E6F7988DC11B478DEC9CA19A7F941"
      unitRef="usd">475000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs
      contextRef="FD2019Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1646-wk-Fact-23E9B0B5F88F91448033C9CA18F799AA"
      unitRef="usd">615000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
    <us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1667-wk-Fact-B36277CE7C4B7EA2CCA5C9CA18E467CE"
      unitRef="usd">24000000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
    <us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1681-wk-Fact-9F061384C07A271EF825C9CA192FC1B2"
      unitRef="usd">161000000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
    <us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
      contextRef="FD2019Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1695-wk-Fact-65EC005714D4549E47F0C9CA1939D572"
      unitRef="usd">185000000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1715-wk-Fact-458964481F464C3B4DDBC9CA1927AEDE"
      unitRef="usd">116000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1730-wk-Fact-7038DE4F7492C5D9ADCDC9CA19C2A59A"
      unitRef="usd">314000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet
      contextRef="FD2019Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1745-wk-Fact-077B0C9DA27B7EB74EACC9CA19AD37AA"
      unitRef="usd">430000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet>
    <us-gaap:ProvisionForLoanAndLeaseLosses
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1766-wk-Fact-FECE860F41F547DD5815C9CA191FB300"
      unitRef="usd">100000000</us-gaap:ProvisionForLoanAndLeaseLosses>
    <us-gaap:ProvisionForLoanAndLeaseLosses
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1780-wk-Fact-C27F6B1464C279FC7F48C9CA1944CD6D"
      unitRef="usd">340000000</us-gaap:ProvisionForLoanAndLeaseLosses>
    <us-gaap:ProvisionForLoanAndLeaseLosses
      contextRef="FD2019Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1794-wk-Fact-FEAC3EFE00937D59679FC9CA197308DD"
      unitRef="usd">440000000</us-gaap:ProvisionForLoanAndLeaseLosses>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1814-wk-Fact-54390EE28D12C5206170C9CA19603E86"
      unitRef="usd">674000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1828-wk-Fact-95ACBBA5467D36389291C9CA19561220"
      unitRef="usd">578000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2019Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e1842-wk-Fact-50D23D2F6510830C4384C9CA19108D20"
      unitRef="usd">1252000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e1862-wk-Fact-14660B0961B04949AE81C9CA18C2FF2B"
      unitRef="usd">91000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e1876-wk-Fact-9991BD275DBB8C5F77D6C9CA19D54FD1"
      unitRef="usd">0</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2018Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e1890-wk-Fact-F6812136DF15CD01DE6BC9CA197D3BBE"
      unitRef="usd">91000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:ProvisionForOtherCreditLosses
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e1910-wk-Fact-09713976D364829CA77DC9CA18DC58D0"
      unitRef="usd">47000000</us-gaap:ProvisionForOtherCreditLosses>
    <us-gaap:ProvisionForOtherCreditLosses
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e1925-wk-Fact-F7CB452CCDDA91B5E8C8C9CA19000324"
      unitRef="usd">0</us-gaap:ProvisionForOtherCreditLosses>
    <us-gaap:ProvisionForOtherCreditLosses
      contextRef="FD2019Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e1939-wk-Fact-1E7E40D7D74DE6480A27C9CA18B9AD7A"
      unitRef="usd">47000000</us-gaap:ProvisionForOtherCreditLosses>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e1960-wk-Fact-3F5DCFBF79A45E14D66DC9CA19EA06B3"
      unitRef="usd">44000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e1974-wk-Fact-FB638BF033CB79A837F6C9CA19E0B9AB"
      unitRef="usd">0</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2019Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e1988-wk-Fact-149B9D0AC5E86DF9AF9AC9CA19B95539"
      unitRef="usd">44000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember"
      decimals="-6"
      id="d29625822e2013-wk-Fact-EFD520735B489443D627C9CA19CCB252"
      unitRef="usd">718000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember"
      decimals="-6"
      id="d29625822e2026-wk-Fact-01CF1DE174027BEAE87FC9CA18D57148"
      unitRef="usd">578000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2019Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember"
      decimals="-6"
      id="d29625822e2039-wk-Fact-6475F814687D8DB9F140C9CA19874E82"
      unitRef="usd">1296000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2181-wk-Fact-EA27422746B4E2004CF1A358ABBBB36B"
      unitRef="usd">685000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2194-wk-Fact-BCEC691BB5AC65B74ED7A358ABBE9826"
      unitRef="usd">551000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2017Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2207-wk-Fact-49B1CFFEDCE840E4870DA358ABBB5163"
      unitRef="usd">1236000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2222-wk-Fact-428AB8318971510196A6BC799ECCF9C0"
      unitRef="usd">52000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2237-wk-Fact-6F0BE11D80625EBD8FC1637AA328A642"
      unitRef="usd">442000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs
      contextRef="FD2018Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2252-wk-Fact-66D4E75766A9CFCAA455A358ACE9658B"
      unitRef="usd">494000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
    <us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2273-wk-Fact-20F64D2D5B1A56179A5B295EED193ED3"
      unitRef="usd">19000000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
    <us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2287-wk-Fact-3A31E42D37815FF79E28E76E0B7EA05F"
      unitRef="usd">158000000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
    <us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
      contextRef="FD2018Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2301-wk-Fact-2197D72E5FC8FC841CE9A358AB9E8779"
      unitRef="usd">177000000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2321-wk-Fact-5B7DAAAA691A81D43021A358ABA74380"
      unitRef="usd">33000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2336-wk-Fact-C904A5EF6CF207F5729BA358ABA6D3AE"
      unitRef="usd">284000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet
      contextRef="FD2018Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2351-wk-Fact-8BA0BF05F4BFD9C012B3A358ABA345C6"
      unitRef="usd">317000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet>
    <us-gaap:ProvisionForLoanAndLeaseLosses
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2372-wk-Fact-B4105EF7848D558890F18941CABE16B7"
      unitRef="usd">38000000</us-gaap:ProvisionForLoanAndLeaseLosses>
    <us-gaap:ProvisionForLoanAndLeaseLosses
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2386-wk-Fact-90EED203832153A8A8F4AC79565456BF"
      unitRef="usd">285000000</us-gaap:ProvisionForLoanAndLeaseLosses>
    <us-gaap:ProvisionForLoanAndLeaseLosses
      contextRef="FD2018Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2400-wk-Fact-4100E7F3F92B036E64CEA358ABA7B530"
      unitRef="usd">323000000</us-gaap:ProvisionForLoanAndLeaseLosses>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2420-wk-Fact-AF6A7DE2E28FD8D006B0C9CA1990DD57"
      unitRef="usd">690000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2434-wk-Fact-FBCAA92D806A83CFE1B1C9CA199AD5BA"
      unitRef="usd">552000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2018Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2448-wk-Fact-E844E7AA272CC79E3C47C9CA190A405E"
      unitRef="usd">1242000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e2468-wk-Fact-8D0E00FBC148063D0CB6A358ABC00E61"
      unitRef="usd">88000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e2482-wk-Fact-9E92F30248D08B8B3EBFA358ABBC8915"
      unitRef="usd">0</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2017Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e2496-wk-Fact-3EE49C52466A3CF5BF8EA358ABBD8A08"
      unitRef="usd">88000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:ProvisionForOtherCreditLosses
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e2516-wk-Fact-77352B592F235306BCD00C59259A23F7"
      unitRef="usd">-3000000</us-gaap:ProvisionForOtherCreditLosses>
    <us-gaap:ProvisionForOtherCreditLosses
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e2530-wk-Fact-CE76B94355BA5E6B88F488DAC8C9A849"
      unitRef="usd">0</us-gaap:ProvisionForOtherCreditLosses>
    <us-gaap:ProvisionForOtherCreditLosses
      contextRef="FD2018Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e2544-wk-Fact-E12BF28A8D4056425380A358ABA511A1"
      unitRef="usd">-3000000</us-gaap:ProvisionForOtherCreditLosses>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e2564-wk-Fact-14660B0961B04949AE81C9CA18C2FF2B"
      unitRef="usd">91000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e2578-wk-Fact-9991BD275DBB8C5F77D6C9CA19D54FD1"
      unitRef="usd">0</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2018Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e2592-wk-Fact-F6812136DF15CD01DE6BC9CA197D3BBE"
      unitRef="usd">91000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember"
      decimals="-6"
      id="d29625822e2617-wk-Fact-D43D0E91B8A835ADF755A358ABA327EB"
      unitRef="usd">781000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember"
      decimals="-6"
      id="d29625822e2630-wk-Fact-68AB6E6B6B9498E967F1A358AB9F748A"
      unitRef="usd">552000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2018Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember"
      decimals="-6"
      id="d29625822e2643-wk-Fact-FB6B52C917D2D32E89A8A358ABA200C9"
      unitRef="usd">1333000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2016Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2780-wk-Fact-3513B2038A867C0B62C4A358ABBCC395"
      unitRef="usd">663000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2016Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2793-wk-Fact-56592B83FF6F16FB5D42A358ABB98F2A"
      unitRef="usd">573000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2016Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2806-wk-Fact-8EF7B004BF474A4B2AE4A358ABBA84E5"
      unitRef="usd">1236000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2821-wk-Fact-71263D5BCFA2E8C8CE1EA358ACC24A96"
      unitRef="usd">75000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2836-wk-Fact-5EE800272328390396C9A358ACC3AE7A"
      unitRef="usd">437000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs
      contextRef="FD2017Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2851-wk-Fact-7FBF7945FCA202702094A358ABBB1052"
      unitRef="usd">512000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
    <us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2872-wk-Fact-E0156B45D5C95ABCA17BA358ABBF6714"
      unitRef="usd">40000000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
    <us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2886-wk-Fact-3A86A67FD39CED035181A358ABBDC247"
      unitRef="usd">167000000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
    <us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
      contextRef="FD2017Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2900-wk-Fact-64B84570F4A00AEC6109A358ABBE6176"
      unitRef="usd">207000000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2920-wk-Fact-E8971BD3E3DDBDEC4DA6A358ABBEA0A0"
      unitRef="usd">35000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2935-wk-Fact-01D0766225521F365EB0A358ABC0E5C0"
      unitRef="usd">270000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet>
    <us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet
      contextRef="FD2017Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2950-wk-Fact-5777C87738039B6D5C87A358ABBA1F86"
      unitRef="usd">305000000</us-gaap:AllowanceForLoanAndLeaseLossesWriteoffsNet>
    <us-gaap:ProvisionForLoanAndLeaseLosses
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2973-wk-Fact-A4FF211646D892DA1F83A358ACC2E0A8"
      unitRef="usd">57000000</us-gaap:ProvisionForLoanAndLeaseLosses>
    <us-gaap:ProvisionForLoanAndLeaseLosses
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e2987-wk-Fact-1D8BD9AF47D53054906EA358ABBCFB08"
      unitRef="usd">248000000</us-gaap:ProvisionForLoanAndLeaseLosses>
    <us-gaap:ProvisionForLoanAndLeaseLosses
      contextRef="FD2017Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e3001-wk-Fact-C304AD2F90E10A7A87E0A358ACC33F68"
      unitRef="usd">305000000</us-gaap:ProvisionForLoanAndLeaseLosses>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e3021-wk-Fact-EA27422746B4E2004CF1A358ABBBB36B"
      unitRef="usd">685000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e3035-wk-Fact-BCEC691BB5AC65B74ED7A358ABBE9826"
      unitRef="usd">551000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2017Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e3049-wk-Fact-49B1CFFEDCE840E4870DA358ABBB5163"
      unitRef="usd">1236000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2016Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e3069-wk-Fact-816BA6672A806434C5A5A358ACC3DC7C"
      unitRef="usd">72000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2016Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e3083-wk-Fact-777177953BF783FE6937A358ABBAD9B0"
      unitRef="usd">0</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2016Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e3097-wk-Fact-96A8B30FD17D88A32D2AA358ABBF18D6"
      unitRef="usd">72000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:ProvisionForOtherCreditLosses
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e3117-wk-Fact-6C39204B1E91A7A3C701A358ABB926FE"
      unitRef="usd">-16000000</us-gaap:ProvisionForOtherCreditLosses>
    <us-gaap:ProvisionForOtherCreditLosses
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e3131-wk-Fact-E6A8463E02098BBA9C74A358ACC420B4"
      unitRef="usd">0</us-gaap:ProvisionForOtherCreditLosses>
    <us-gaap:ProvisionForOtherCreditLosses
      contextRef="FD2017Q4YTD_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e3145-wk-Fact-3BFE180E2C9D3F30FD82A358ABBFF03F"
      unitRef="usd">-16000000</us-gaap:ProvisionForOtherCreditLosses>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e3165-wk-Fact-8D0E00FBC148063D0CB6A358ABC00E61"
      unitRef="usd">88000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e3179-wk-Fact-9E92F30248D08B8B3EBFA358ABBC8915"
      unitRef="usd">0</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2017Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_ReserveForOffBalanceSheetActivitiesMember"
      decimals="-6"
      id="d29625822e3193-wk-Fact-3EE49C52466A3CF5BF8EA358ABBD8A08"
      unitRef="usd">88000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember"
      decimals="-6"
      id="d29625822e3218-wk-Fact-FB876FEDCA13C29BDBA4A358ABC0DB7A"
      unitRef="usd">773000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2017Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember"
      decimals="-6"
      id="d29625822e3231-wk-Fact-1BBB98D803C952497AEEA358ABBD8AC5"
      unitRef="usd">551000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance
      contextRef="FI2017Q4_us-gaap_ValuationAllowancesAndReservesTypeAxis_cfg_AllowanceforLoanandLeaseLossesandReserveforOffbalanceSheetActivities.TotalMember"
      decimals="-6"
      id="d29625822e3244-wk-Fact-C4EB61B2296DC7450442A358ACC217D2"
      unitRef="usd">1324000000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:ProvisionForLoanAndLeaseLosses
      contextRef="FD2017Q4YTD_srt_StatementScenarioAxis_us-gaap_ScenarioAdjustmentMember_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_ValuationAllowancesAndReservesTypeAxis_us-gaap_AllowanceForLoanAndLeaseLossesMember"
      decimals="-6"
      id="d29625822e3258-wk-Fact-5D75BCF3DA64094E71FEA358AD38E36B"
      unitRef="usd">50000000</us-gaap:ProvisionForLoanAndLeaseLosses>
    <cfg:ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-129FC6CD4A8A01A34F8DA358AD69D048-0-wk-Fact-8215B0C73E368922F899A358AD395A57">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the recorded investment in loans and leases based on the Company&#x2019;s evaluation methodology:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:684px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="20"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:278px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:70px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:70px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Individually evaluated&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$399&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$667&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,066&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$391&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$723&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,114&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Formula-based evaluation&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;57,139&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;60,883&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;118,022&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;56,392&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;59,154&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;115,546&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$57,538&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$61,550&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$119,088&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$56,783&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$59,877&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$116,660&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</cfg:ScheduleofLoansandLeasesBasedonEvaluationMethodTableTextBlock>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e3511-wk-Fact-B8A094EDDF8C5690A3C138CC75CD6CDD"
      unitRef="usd">399000000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e3524-wk-Fact-79F40464FEA35C12BBA792C5E26266DB"
      unitRef="usd">667000000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e3537-wk-Fact-4C756CD4F081C6B3282CA358AC64020A"
      unitRef="usd">1066000000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e3556-wk-Fact-00AA9C813FCD53DFB9493408AC0DAC7A"
      unitRef="usd">391000000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e3569-wk-Fact-68CB628ED5CC5BCBBABEFA02B4ACD883"
      unitRef="usd">723000000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29625822e3582-wk-Fact-900E549725AEA04BCA33A358AC656EFA"
      unitRef="usd">1114000000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e3597-wk-Fact-3D27165489EC5E2CAD6768029C29DA8E"
      unitRef="usd">57139000000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e3611-wk-Fact-825A4614E71759B381AF8300761332F9"
      unitRef="usd">60883000000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e3625-wk-Fact-26383280EA6E2B4F92C3A358AC66BE98"
      unitRef="usd">118022000000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e3645-wk-Fact-29847A2268CD54E8B72B070CD76EEDB5"
      unitRef="usd">56392000000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e3659-wk-Fact-46FCBFF8616D5F998C6C7E9ECE221420"
      unitRef="usd">59154000000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29625822e3673-wk-Fact-6D45FD68B30D40671207A358AC646B14"
      unitRef="usd">115546000000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e3697-wk-Fact-CE2404DF26108327DB08A358ACF12EA6"
      unitRef="usd">57538000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e3710-wk-Fact-3158CA2B513538F46A68A358ABB1B72B"
      unitRef="usd">61550000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e3723-wk-Fact-8F014C64611DB25624B3A358AC63F7B1"
      unitRef="usd">119088000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e3742-wk-Fact-8FA1F2432A48EA16FBB9A358AC9230D6"
      unitRef="usd">56783000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e3755-wk-Fact-0766290A441B5F7A99C8A358AD1EC30A"
      unitRef="usd">59877000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29625822e3768-wk-Fact-35BB65AEFB7C73AB41F2A358AC6536BC"
      unitRef="usd">116660000000</us-gaap:NotesReceivableNet>
    <cfg:ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-5FA492621350D2518AFFA358AD6ABF89-0-wk-Fact-CD15650E88D16D482CE7A358AD344BB2">&lt;div style="line-height:120%;padding-bottom:8px;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents a summary of the ACL by evaluation methodology:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="20"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:277px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:70px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:72px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Individually evaluated&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$85&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$110&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$64&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Formula-based evaluation&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;633&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;553&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,186&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;743&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;526&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,269&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Allowance for credit losses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$718&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$578&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,296&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$781&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$552&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,333&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</cfg:ScheduleofAllowanceforCreditLossesbyEvaluationMethodTableTextBlock>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e4028-wk-Fact-6E3AC5EFD3F4543484386E5B2C971F4D"
      unitRef="usd">85000000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e4041-wk-Fact-25795AC41DDE5F0F9BB33837AB269604"
      unitRef="usd">25000000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e4054-wk-Fact-FC5022A01F0A8AA275DBA358ACDC404A"
      unitRef="usd">110000000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e4073-wk-Fact-9B706F854A1154938A9C89E3F6B000A7"
      unitRef="usd">38000000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e4086-wk-Fact-C15FE5A64B8E567D96A74F2BFB90513E"
      unitRef="usd">26000000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29625822e4099-wk-Fact-7DEA7978DBC088FB0E84A358ACDA941B"
      unitRef="usd">64000000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e4114-wk-Fact-D70600A555755AACA2887BBD25703213"
      unitRef="usd">633000000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e4128-wk-Fact-23260B9C8BBC55768AD8CF17F4617120"
      unitRef="usd">553000000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e4142-wk-Fact-C643C5EEE9FF297D9CD1A358ACDA8C35"
      unitRef="usd">1186000000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e4162-wk-Fact-6CC19C165CAE5DCDA8E4261F74E83362"
      unitRef="usd">743000000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e4176-wk-Fact-04A95F9DDF845993B6A6C5F1B27B653A"
      unitRef="usd">526000000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29625822e4190-wk-Fact-25F0FBA2A27CC5019FDDA358ACDD3E38"
      unitRef="usd">1269000000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e4214-wk-Fact-8861D0218F2869E61FA8A358ACDB6628"
      unitRef="usd">718000000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e4227-wk-Fact-17C0D3EC9B2B018F87D1A358ACDA486C"
      unitRef="usd">578000000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e4240-wk-Fact-7CB04D6CC74A7316E273A358ACDB8F2A"
      unitRef="usd">1296000000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e4259-wk-Fact-66F270E5FE18D7052FDEA358ACDD8AE9"
      unitRef="usd">781000000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e4272-wk-Fact-5F350CDD2CFC67B1CF8AA358ACDA0456"
      unitRef="usd">552000000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29625822e4285-wk-Fact-527764A5035AEE8295A6A358ACD9EA6A"
      unitRef="usd">1333000000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <cfg:ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-772C3DDA4F780C24E515A358AD68195B-0-wk-Fact-CC55D976CAE05EEDD216A358AD31C1AB">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following tables present the recorded investment in commercial loans and leases based on regulatory classification ratings:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:369px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:48px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:69px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:49px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Criticized&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Pass&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Special Mention&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Substandard&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Doubtful&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$38,950&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,351&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$934&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$244&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$41,479&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13,169&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;318&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;33&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13,522&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,383&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;109&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;42&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,537&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$54,502&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,778&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,009&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$249&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$57,538&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:373px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:45px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:70px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Criticized&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Pass&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Special Mention&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Substandard&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Doubtful&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$38,600&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,231&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$828&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$198&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$40,857&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,523&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;412&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;82&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13,023&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,823&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;39&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;41&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,903&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans and leases&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$53,946&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,682&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$951&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$204&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$56,783&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</cfg:ScheduleofClassesofCommercialLoansandLeasesBasedonRegulatoryClassificationsTableTextBlock>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember"
      decimals="-6"
      id="d29625822e4587-wk-Fact-191E751A02EE588BB783E93A99FC5FA6"
      unitRef="usd">38950000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember"
      decimals="-6"
      id="d29625822e4600-wk-Fact-00826BCD1CA35EBE9678DFD0FB0D1DFC"
      unitRef="usd">1351000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember"
      decimals="-6"
      id="d29625822e4613-wk-Fact-FC68D11DDB6B5A1CA720E084D1B05611"
      unitRef="usd">934000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember"
      decimals="-6"
      id="d29625822e4627-wk-Fact-3FECF99C2E235CE2BE7C36D69A6424FF"
      unitRef="usd">244000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e4640-wk-Fact-6AE47851D9CDB9B5A63BA358ACF0BAA3"
      unitRef="usd">41479000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember"
      decimals="-6"
      id="d29625822e4655-wk-Fact-E39FF266E85158FAB4380CDCC1B707FF"
      unitRef="usd">13169000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember"
      decimals="-6"
      id="d29625822e4669-wk-Fact-85E2181CC9A25CC9A0E48B355947B7D4"
      unitRef="usd">318000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember"
      decimals="-6"
      id="d29625822e4683-wk-Fact-3FBD43F76FEA56EB816EB88713CE5FBE"
      unitRef="usd">33000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember"
      decimals="-6"
      id="d29625822e4697-wk-Fact-CC8DBD2ACA9A52EFBA56857E5E550D54"
      unitRef="usd">2000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e4712-wk-Fact-0CFCDFDD62DC5B6EB604A358ACF204E8"
      unitRef="usd">13522000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember"
      decimals="-6"
      id="d29625822e4732-wk-Fact-2EC7F459BA745F50B38CA69646BFC445"
      unitRef="usd">2383000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember"
      decimals="-6"
      id="d29625822e4746-wk-Fact-8A42164D3F785250B7E40B0E907DE508"
      unitRef="usd">109000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember"
      decimals="-6"
      id="d29625822e4760-wk-Fact-180149CBBC755D0B81007F69F1FCACCC"
      unitRef="usd">42000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember"
      decimals="-6"
      id="d29625822e4774-wk-Fact-40CD0F11DAEB53458451DBA108B0F03D"
      unitRef="usd">3000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember"
      decimals="-6"
      id="d29625822e4789-wk-Fact-B8D0B2EA3459F9C19843A358ACF30B6B"
      unitRef="usd">2537000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember"
      decimals="-6"
      id="d29625822e4813-wk-Fact-EBC420C0B34F722F6583A358ACF245E3"
      unitRef="usd">54502000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember"
      decimals="-6"
      id="d29625822e4826-wk-Fact-4C130CACD8DC2E2C9CAEA358ACF0B652"
      unitRef="usd">1778000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember"
      decimals="-6"
      id="d29625822e4839-wk-Fact-BDD5A9A47E33698286ECA358ACF32D05"
      unitRef="usd">1009000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember"
      decimals="-6"
      id="d29625822e4853-wk-Fact-2FF2AA430E58CF53F312A358ACF20A80"
      unitRef="usd">249000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e4866-wk-Fact-CE2404DF26108327DB08A358ACF12EA6"
      unitRef="usd">57538000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember"
      decimals="-6"
      id="d29625822e5150-wk-Fact-4CF30696F6E65A79858F7E23AE0A6FF3"
      unitRef="usd">38600000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember"
      decimals="-6"
      id="d29625822e5163-wk-Fact-3BF22BABD6DE5792A0D9247AF994E10A"
      unitRef="usd">1231000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember"
      decimals="-6"
      id="d29625822e5176-wk-Fact-BB85026F9D0C5FC891B72BAF93EAF87D"
      unitRef="usd">828000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember"
      decimals="-6"
      id="d29625822e5190-wk-Fact-E1602F3DFBC850DAA1627C0A8AA54647"
      unitRef="usd">198000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e5203-wk-Fact-16FC1912DFF4B4E343F0A358AC931D57"
      unitRef="usd">40857000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember"
      decimals="-6"
      id="d29625822e5218-wk-Fact-23D9B5D4C170587AAD28211487D0C306"
      unitRef="usd">12523000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember"
      decimals="-6"
      id="d29625822e5232-wk-Fact-6F9189B6D83E56E19A144F35EE876E70"
      unitRef="usd">412000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember"
      decimals="-6"
      id="d29625822e5246-wk-Fact-6D6337C1E52F54C0BDCCBCC5C4A36218"
      unitRef="usd">82000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember"
      decimals="-6"
      id="d29625822e5260-wk-Fact-02C87D8B17CC5F2F988A65683079D7F6"
      unitRef="usd">6000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e5275-wk-Fact-03D1320EA2A13A4ECB8DA358AC90C2E6"
      unitRef="usd">13023000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember"
      decimals="-6"
      id="d29625822e5295-wk-Fact-774F3AF24C745A61B3A4EBE51670074F"
      unitRef="usd">2823000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember"
      decimals="-6"
      id="d29625822e5309-wk-Fact-FC99CEA5806B570C9DEFF9D30EFDACA5"
      unitRef="usd">39000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember"
      decimals="-6"
      id="d29625822e5323-wk-Fact-B5E77962690E5F4782A1E943098442C2"
      unitRef="usd">41000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember"
      decimals="-6"
      id="d29625822e5337-wk-Fact-0E4874FB9CEE5BB7B6B6555B3808E0AD"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember"
      decimals="-6"
      id="d29625822e5352-wk-Fact-5201BF332C47DEF54237A358AC938833"
      unitRef="usd">2903000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember"
      decimals="-6"
      id="d29625822e5378-wk-Fact-8C243C38C5244E4D25CEA358AC9082EC"
      unitRef="usd">53946000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SpecialMentionMember"
      decimals="-6"
      id="d29625822e5391-wk-Fact-84743A13354283EC297BA358AC904558"
      unitRef="usd">1682000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember"
      decimals="-6"
      id="d29625822e5404-wk-Fact-B528C0C518E561F1A894A358AC8F4920"
      unitRef="usd">951000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember"
      decimals="-6"
      id="d29625822e5418-wk-Fact-0DD62DC9B206B0F264EEA358AC95F820"
      unitRef="usd">204000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e5431-wk-Fact-8FA1F2432A48EA16FBB9A358AC9230D6"
      unitRef="usd">56783000000</us-gaap:NotesReceivableNet>
    <cfg:ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-D8B37296A2FB5B254C39A358AD68CFF1-0-wk-Fact-25928F3B7016574BF838A358AD2CB070">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following tables present the recorded investment in classes of retail loans, categorized by delinquency status:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="19"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:349px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:45px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:45px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Days Past Due&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Current&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;1-29&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;30-59&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;60-89&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;90 or More&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$18,818&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$129&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$84&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$19,083&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;713&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;64&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;812&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11,383&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;346&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;146&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11,979&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;244&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;289&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;50&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;74&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10,787&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,001&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;227&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;81&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,120&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10,088&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10,347&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,076&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;74&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,198&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4,492&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;87&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4,648&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$58,651&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,937&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$428&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$184&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$350&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$61,550&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="19"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:350px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:45px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:45px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Days Past Due&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Current&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;1-29&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;30-59&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;60-89&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;90 or More&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$18,664&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$131&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$133&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$18,978&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;945&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;75&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,073&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,042&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;386&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;65&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;195&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,710&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;355&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;399&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;79&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;104&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10,729&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,039&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;207&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;59&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,106&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8,694&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;159&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8,900&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,894&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;53&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,991&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,481&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;76&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,616&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$56,883&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,955&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$393&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$142&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$504&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$59,877&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</cfg:ScheduleofRetailLoanInvestmentsCategorizedbyDelinquencyStatusTableTextBlock>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e5785-wk-Fact-E5974D9419105A94827DE4A94213E71A"
      unitRef="usd">18818000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e5798-wk-Fact-E48514CD3AAA54C79170E460895E9C56"
      unitRef="usd">129000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e5811-wk-Fact-5DFBC26968855955815E9C5E53C43BB5"
      unitRef="usd">35000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e5825-wk-Fact-09F8867D110C5750B641AFFDF5D45C9A"
      unitRef="usd">17000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e5838-wk-Fact-4548CB0900935614A9DECCAA0581AC53"
      unitRef="usd">84000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e5851-wk-Fact-AF303A7A472DE5975A83A358ABAF705E"
      unitRef="usd">19083000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e5866-wk-Fact-42E7DA6EC1AD5B57B0E2693A4DC9D09A"
      unitRef="usd">713000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e5880-wk-Fact-245B6806A9995E22A1A3AC710EDFCC7E"
      unitRef="usd">64000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e5894-wk-Fact-D2EB2D63F0E750F486712D4F91719730"
      unitRef="usd">10000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e5908-wk-Fact-8C870176518953338C93876F6247E6DC"
      unitRef="usd">4000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e5923-wk-Fact-60A8E2B0716F54459941EBFE47C9049D"
      unitRef="usd">21000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e5937-wk-Fact-F9699971F07805F81FE1A358ABB7D098"
      unitRef="usd">812000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e5957-wk-Fact-A7B6D23305EE54BC87209C65594B5154"
      unitRef="usd">11383000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e5971-wk-Fact-EB0F9EF1F463537D9E9BC3136E59265A"
      unitRef="usd">346000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e5985-wk-Fact-17150378F8F55F5F85B28D1560B5E6D0"
      unitRef="usd">72000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e5999-wk-Fact-978A05420D1E5B7CBAC3840EA557B1B0"
      unitRef="usd">32000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e6014-wk-Fact-DBB3B977EFA555DDBD757E8C751D78CA"
      unitRef="usd">146000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e6028-wk-Fact-1BFE607F46E3B739E477A358ABB874DD"
      unitRef="usd">11979000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e6048-wk-Fact-319D6D79416C5CFFB0D8F7262086B6D0"
      unitRef="usd">244000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e6062-wk-Fact-7F7D440A844D5EAB87ED8D285B0B2A01"
      unitRef="usd">23000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e6076-wk-Fact-8FD270E3E4FB515880FB574969E24A10"
      unitRef="usd">7000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e6090-wk-Fact-A9BDBA0DD2015A5BA7D44AB422741071"
      unitRef="usd">3000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e6105-wk-Fact-FD0BA53ADD1C50A5BDFD8807965B06A7"
      unitRef="usd">12000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e6119-wk-Fact-536B993FC8104D8C5146A358ABAFB483"
      unitRef="usd">289000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e6139-wk-Fact-DF7820994E3157B483E08537647554D7"
      unitRef="usd">50000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e6153-wk-Fact-1F65AAE5C44E5DA8A7C0B0892D586E9D"
      unitRef="usd">11000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e6167-wk-Fact-BECEC7D227035FDD98F6E1A364F47467"
      unitRef="usd">2000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e6181-wk-Fact-E4E6209F14D45E6182D6A07E77CB92C0"
      unitRef="usd">1000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e6196-wk-Fact-4B6CA6EED85B59BE844407F9E4830D50"
      unitRef="usd">10000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e6210-wk-Fact-3F0C63B8EEB06BBD8BCCA358ABAD03CC"
      unitRef="usd">74000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e6230-wk-Fact-9C5E6D84B6E154BBA8D62E8ECF71654A"
      unitRef="usd">10787000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e6244-wk-Fact-2DE024728AD6513F9A2300801F63E786"
      unitRef="usd">1001000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e6258-wk-Fact-858A2213865154EDBD00010370D901A5"
      unitRef="usd">227000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e6272-wk-Fact-483FE1483A1E58BE8F0BF0B33177F416"
      unitRef="usd">81000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e6287-wk-Fact-9D9F10E6ED9251B4A916117447993C91"
      unitRef="usd">24000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e6301-wk-Fact-1B85D4625629DF55C44EA358ABB6395B"
      unitRef="usd">12120000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e6321-wk-Fact-21296C188A605E6C9F07543D745FC481"
      unitRef="usd">10088000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e6335-wk-Fact-52E19C7140DC521AA555C9C078365D3D"
      unitRef="usd">202000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e6349-wk-Fact-58A1557316705E43AAE7337B05261C3B"
      unitRef="usd">30000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e6363-wk-Fact-3F65D79F5FBC504785CB1B7C1A56091E"
      unitRef="usd">15000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e6378-wk-Fact-8ABDDA87038C54EEAB7F30BE2D3A976B"
      unitRef="usd">12000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e6392-wk-Fact-20CCC927227CE6E6314AA358ABB2DF40"
      unitRef="usd">10347000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e6412-wk-Fact-D36B3F3CD6325FCBBA840ABE6C5504AB"
      unitRef="usd">2076000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e6426-wk-Fact-F630B917EBAA5C268073F724067B5DDC"
      unitRef="usd">74000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e6440-wk-Fact-FC7C3F1CEFA15C67A5758E50B601A853"
      unitRef="usd">15000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e6454-wk-Fact-1183A94DA9465014A237B22BBB18F33F"
      unitRef="usd">11000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e6469-wk-Fact-F8C9209A823F5D2CA86A0B268A90CC1B"
      unitRef="usd">22000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e6483-wk-Fact-D90AB153DD735FDDC629A358ABB311C6"
      unitRef="usd">2198000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e6504-wk-Fact-969B51A8AA3058F18DFCF8302A4301DD"
      unitRef="usd">4492000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e6518-wk-Fact-7BB3277B023C5364B878350F98616AE6"
      unitRef="usd">87000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e6532-wk-Fact-B2CA992C585E5F8E975FE04A188CC6E2"
      unitRef="usd">30000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e6546-wk-Fact-44C83F3D0241539DA8D6DAA02501EBEF"
      unitRef="usd">20000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e6561-wk-Fact-DA199E0B5FB6533C9B1AB77D27D7161D"
      unitRef="usd">19000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e6575-wk-Fact-700552995A81519A01E8A358ABB69B6C"
      unitRef="usd">4648000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e6599-wk-Fact-71645DAE02B42A10AD50A358ABAC4870"
      unitRef="usd">58651000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e6612-wk-Fact-D1925CB39FE802861E72A358ABAC4615"
      unitRef="usd">1937000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e6625-wk-Fact-BBB12964B67B0C647047A358ABB1B2DC"
      unitRef="usd">428000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e6639-wk-Fact-688062A8ED6C30D33D25A358ABB86534"
      unitRef="usd">184000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e6652-wk-Fact-03460342E076C195DAD9A358ABB50AA8"
      unitRef="usd">350000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e6665-wk-Fact-3158CA2B513538F46A68A358ABB1B72B"
      unitRef="usd">61550000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e7004-wk-Fact-D454DD1915FE53A387B4B5F4660C39CD"
      unitRef="usd">18664000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e7017-wk-Fact-0B8F474D885D5412B82C6051EF88DFB3"
      unitRef="usd">131000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e7030-wk-Fact-23A55655039E5B95BFA0B2B164962782"
      unitRef="usd">37000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e7044-wk-Fact-5F0FDCD523AE547990D3F82D2EAE0C0C"
      unitRef="usd">13000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e7057-wk-Fact-7497A3CFDB4E5E51A432EC0E3A43C29B"
      unitRef="usd">133000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e7070-wk-Fact-55D3B2693A14233B9F3BA358ACF4784A"
      unitRef="usd">18978000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e7085-wk-Fact-D90D9F76FA6456EEBF98B29FEFE9FE83"
      unitRef="usd">945000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e7099-wk-Fact-7265633B02545E05BC4F3B983BC76418"
      unitRef="usd">75000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e7113-wk-Fact-95CD803944355DEC848F59BB3FEBC425"
      unitRef="usd">12000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e7127-wk-Fact-90C43F5BD33A52BB88714F623E168C22"
      unitRef="usd">3000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e7142-wk-Fact-B215BD5C8A9A5F20BB0075877F96AF27"
      unitRef="usd">38000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e7156-wk-Fact-0697758DE68195F5270DA358ACEC9F43"
      unitRef="usd">1073000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e7176-wk-Fact-FD695E05482D5B60A3DB789ECC22239A"
      unitRef="usd">12042000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e7190-wk-Fact-D15DFBB5F8285F249C5503B5507B61A5"
      unitRef="usd">386000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e7204-wk-Fact-243BEF8591775BEDB4A8ADFD27F1289A"
      unitRef="usd">65000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e7218-wk-Fact-4B5298C16C0952FCAF84487F42826DC7"
      unitRef="usd">22000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e7233-wk-Fact-44A2B7F2325B5A17923211EA86E4EE87"
      unitRef="usd">195000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e7247-wk-Fact-5961F9127715BF89BEE5A358ACEEBD4E"
      unitRef="usd">12710000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e7267-wk-Fact-7BAFA3CFA875535AB67D41C7CF8202E7"
      unitRef="usd">355000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e7281-wk-Fact-AA588F0F1A405DA3A49DBF5367EB441B"
      unitRef="usd">21000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e7295-wk-Fact-117A7789902A50E584CC506EFE315604"
      unitRef="usd">7000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e7309-wk-Fact-39D8A06E6CE8538D8C9B5EA70CFE3504"
      unitRef="usd">3000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e7324-wk-Fact-36DBA9EB59C95FFEAB80EE61D6580F69"
      unitRef="usd">13000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e7338-wk-Fact-2F4DC9DD59D84C65903BA358ACF337E7"
      unitRef="usd">399000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e7358-wk-Fact-828E8F5E8ED05D07984E84B75DCF196F"
      unitRef="usd">79000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e7372-wk-Fact-7222A04220125DFD82096DA8E283185B"
      unitRef="usd">15000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e7386-wk-Fact-BBE181C47B38525BB4EF89A31968C7F4"
      unitRef="usd">2000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e7400-wk-Fact-F5A19907D9B559CD818F5095C5E9C9A5"
      unitRef="usd">1000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e7415-wk-Fact-0E21B3CDAF3250B888DEA950FAD0CDB8"
      unitRef="usd">7000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e7429-wk-Fact-9D4299E43FED79918CE0A358AD170516"
      unitRef="usd">104000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e7449-wk-Fact-3A6C758037D851DBB53E2123FA575898"
      unitRef="usd">10729000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e7463-wk-Fact-3C06C703B8A55BE9B39B63B7EA4B1986"
      unitRef="usd">1039000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e7477-wk-Fact-189C77183A3A512AA4CD17CE391E0E69"
      unitRef="usd">207000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e7491-wk-Fact-286F9C3D293757DB95D13F768836177D"
      unitRef="usd">59000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e7506-wk-Fact-737B57B0CD285058809638FCBE8EACAF"
      unitRef="usd">72000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e7520-wk-Fact-0AF0C44BF91B3720A54BA358AD285CF2"
      unitRef="usd">12106000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e7540-wk-Fact-3BEC87AA179D56FF9CB90D2AF31A42B4"
      unitRef="usd">8694000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e7554-wk-Fact-A9CEB658D5B35B3295303DB624D28652"
      unitRef="usd">159000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e7568-wk-Fact-7981B4E090A258A3BCA3149FF0FB7A5D"
      unitRef="usd">23000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e7582-wk-Fact-8C2A423920F159C1913C475207B32B7F"
      unitRef="usd">13000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e7597-wk-Fact-EE8F9987B7C3542E863C98F6516D987C"
      unitRef="usd">11000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e7611-wk-Fact-9F151A89676E22E5D960A358AD39BEA9"
      unitRef="usd">8900000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e7631-wk-Fact-D58498F136E3508686848921D49CA76D"
      unitRef="usd">1894000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e7645-wk-Fact-10F8E9A3F6655A198ED16B1CDC255F93"
      unitRef="usd">53000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e7659-wk-Fact-A94CF1D56D5952708244244FF7DC0E7A"
      unitRef="usd">14000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e7673-wk-Fact-71B14A00B47450BC8463F710EF18B5B7"
      unitRef="usd">10000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e7688-wk-Fact-8F61B144B01A5A0EA2C4E9EE8BC1E2AB"
      unitRef="usd">20000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e7702-wk-Fact-9E1E1AE6832992F782ABA358AD24DE51"
      unitRef="usd">1991000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e7723-wk-Fact-D42398A369B75F30B7C997374DD8F9CA"
      unitRef="usd">3481000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e7737-wk-Fact-31231C349BE35539A17E6A428A9FA18F"
      unitRef="usd">76000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e7751-wk-Fact-216C4623590A5481B1B4BC9260A3ECD4"
      unitRef="usd">26000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e7765-wk-Fact-D206A8043DBF59479A0C0612E6D52790"
      unitRef="usd">18000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e7780-wk-Fact-142BDE39381D5851964EB8AED9FD5021"
      unitRef="usd">15000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e7794-wk-Fact-C8BEB807F7D57CF6C2B0A358AD2009D8"
      unitRef="usd">3616000000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e7820-wk-Fact-9DF9F930036C4638D67BA358AD214EAF"
      unitRef="usd">56883000000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables1To29DaysPastDueMember"
      decimals="-6"
      id="d29625822e7833-wk-Fact-5180800E8EFCB1CA558EA358ACF15A9C"
      unitRef="usd">1955000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e7846-wk-Fact-4D9FAEBC1B69FA95E7A0A358ACF62AA1"
      unitRef="usd">393000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e7860-wk-Fact-1C8ABD6DF6FC7D333037A358ACF109D6"
      unitRef="usd">142000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e7873-wk-Fact-5E66499B531C97C6784AA358AD23BFB3"
      unitRef="usd">504000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e7886-wk-Fact-0766290A441B5F7A99C8A358AD1EC30A"
      unitRef="usd">59877000000</us-gaap:NotesReceivableNet>
    <us-gaap:LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy
      contextRef="FD2019Q4YTD"
      id="TextSelection-3AA659196DBCB9C80304A358AD6913F9-0-wk-Fact-63FC83DAFF3BDF18E883A358AD336B50">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Nonperforming loans and leases are those on which accrual of interest has been suspended. Loans (other than certain retail loans insured by U.S. government agencies) are placed on nonaccrual status and considered nonperforming when full payment of principal and interest is in doubt, unless the loan is both well secured and in the process of collection.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;When the Company places a loan on nonaccrual status, the accrued unpaid interest receivable is reversed against interest income and amortization of any net deferred fees is suspended. Interest collections on nonaccruing loans and leases for which the ultimate collectability of principal is uncertain are generally applied to first reduce the carrying value of the asset. Otherwise, interest income may be recognized to the extent of the cash received. A loan or lease may be returned to accrual status if (i)&#160;principal and interest payments have been brought current, and the Company expects repayment of the remaining contractual principal and interest, (ii)&#160;the loan or lease has otherwise become well-secured and in the process of collection, or (iii)&#160;the borrower has been making regularly scheduled payments in full for the prior six months and the Company is reasonably assured that the loan or lease will be brought fully current within a reasonable period.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Commercial loans, commercial real estate loans, and leases are generally placed on nonaccrual status when contractually past due 90 days or more, or earlier if management believes that the probability of collection is insufficient to warrant further accrual. Some of these loans and leases may remain on accrual status when contractually past due 90 days or more if management considers the loan collectible.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Residential mortgages are generally placed on nonaccrual status when past due 120 days, or sooner if determined to be collateral-dependent, unless repayment of the loan is guaranteed by the Federal Housing &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Administration. Credit card balances are placed on nonaccrual status when past due 90 days or more and are restored to accruing status if they subsequently become less than 90 days past due. All other retail loans are generally placed on nonaccrual status when past due 90 days or more, or earlier if management believes that the probability of collection is insufficient to warrant further accrual. Loans less than 90 days past due may be placed on nonaccrual status upon the death of the borrower, fraud or bankruptcy.&lt;/span&gt;&lt;/div&gt;</us-gaap:LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy>
    <cfg:ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-DE8DBB0082954B89111DA358AD697C6B-0-wk-Fact-055207B484C1BD34A51DA358AD38A02D">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents nonperforming loans and leases and loans accruing and 90 days or more past due:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:680px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:257px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:93px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:93px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:93px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:93px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Nonperforming &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Accruing and 90 days or more past due&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$240&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$194&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;245&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;201&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;93&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;105&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;33&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;50&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;187&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;231&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;67&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;81&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit card&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;458&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;565&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$703&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$766&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Nonperforming balances exclude first lien residential mortgage loans that are 100% guaranteed by the Federal Housing Administration. These loans are included in the Company&#x2019;s Consolidated Balance Sheets. &lt;/span&gt;&lt;/div&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)  &lt;/sup&gt;&lt;/span&gt;Beginning in the fourth quarter of 2019, nonperforming balances exclude both fully and partially guaranteed residential mortgage loans sold to Ginnie Mae for which the Company has the right, but not the obligation, to repurchase. Prior periods have been adjusted to exclude partially guaranteed amounts to conform with the current period presentation. These loans are included in the Company&#x2019;s Consolidated Balance Sheets.</cfg:ScheduleofNonperformingLoansandLeasesbyClassTableTextBlock>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e8138-wk-Fact-30217635790652969037B78D7397FD9E"
      unitRef="usd">240000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e8156-wk-Fact-1A3B1E0AD95259738446FA11D8D13268"
      unitRef="usd">194000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e8174-wk-Fact-FC88117883455EAF85957FBD7A6874B6"
      unitRef="usd">2000000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e8193-wk-Fact-D4D592815836561A841CDFCE917C7F61"
      unitRef="usd">1000000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e8208-wk-Fact-7B0FF407F75E5AB98F48D5F139C01B21"
      unitRef="usd">2000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e8227-wk-Fact-0AFAE545F3965ECCA6DA8A35D8F843C9"
      unitRef="usd">7000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e8246-wk-Fact-910FE3D0824F522FAEE9CD36392A8011"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e8266-wk-Fact-EE8FB7F27E1B5E8DB783EC2C1C689F88"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember"
      decimals="-6"
      id="d29625822e8286-wk-Fact-7250B4DDAC825AE79F6D583542ECDB60"
      unitRef="usd">3000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember"
      decimals="-6"
      id="d29625822e8305-wk-Fact-F1641AAEFAC55160A8BFB562ED22E84F"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember"
      decimals="-6"
      id="d29625822e8324-wk-Fact-5C894F337EB059C7A38F99AB38D8E9C3"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember"
      decimals="-6"
      id="d29625822e8344-wk-Fact-147A68C6A5435CB3A7572D96263A9E4E"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e8364-wk-Fact-FB5E91A114EA50C8AAC97C86F062F5C0"
      unitRef="usd">245000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e8383-wk-Fact-2FC8122FE2A75122A6A656B3ED07AC18"
      unitRef="usd">201000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e8402-wk-Fact-F46D31E7758E5703845DEB14B4D58A86"
      unitRef="usd">2000000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e8422-wk-Fact-EE52B9ED946F525DBE43BC981C793486"
      unitRef="usd">1000000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e8442-wk-Fact-82960DBA8D1354A68ED60C87A1950ADC"
      unitRef="usd">93000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e8461-wk-Fact-2F91D1C2CE9A5BC5A6F0FF8E485F1771"
      unitRef="usd">105000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e8480-wk-Fact-F32E672AB21957F193FA4D0A4AB081E4"
      unitRef="usd">13000000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e8500-wk-Fact-1AD8BDD9EDBA5D859E129D6A225FE5B3"
      unitRef="usd">15000000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e8520-wk-Fact-5874839E255B535499D061FD9D4BDB89"
      unitRef="usd">33000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e8539-wk-Fact-2D423DF3A5595CADB11A952583BE8EB8"
      unitRef="usd">50000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e8558-wk-Fact-93D7D04EC0FB5B9AA9FBB6EB95DDA3F2"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e8578-wk-Fact-AA710A42FDAF517B8ADF3E0821F9EFDC"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e8598-wk-Fact-82B52F0127315C288195B4CB92F1E696"
      unitRef="usd">187000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e8617-wk-Fact-BC46C7E9E68E5E4D8D0E4810574C57B0"
      unitRef="usd">231000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e8636-wk-Fact-0FC0C4CB00C553C4B222C0E98C8F9FD5"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e8656-wk-Fact-A08E6FBFB4295C2B8DBCD9ACFCD8B18F"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e8676-wk-Fact-C06FA8981DBE5C4A88E1E7DBDB6211BE"
      unitRef="usd">14000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e8695-wk-Fact-7506A868BAB75F57BC3CBDE22F4E0A2B"
      unitRef="usd">17000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e8714-wk-Fact-9A9CA8CDD06F518ABD405B0DA423A107"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e8734-wk-Fact-99ED869E16985FDEB665FD404F3DD5FA"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e8754-wk-Fact-D5F7A62764B655BD978F79E5C44BD97A"
      unitRef="usd">12000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e8773-wk-Fact-AFD709F6224D5411877DA0494E4C22C5"
      unitRef="usd">15000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e8792-wk-Fact-585114B323435F72AD2A04426B8EDBED"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e8812-wk-Fact-65E2E9A1BC645B7DAB640F5815B116D5"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e8833-wk-Fact-DF9AE7E457735A1EB5D851A52B11EFC4"
      unitRef="usd">67000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e8852-wk-Fact-C2C6454999A95C538D70E10BA800289E"
      unitRef="usd">81000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e8871-wk-Fact-37E5294814C65A13BAC4FA209D62D266"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e8891-wk-Fact-3142E8599D1755F9B4D8AD8CA95D90F7"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e8911-wk-Fact-9AF865E2DB77598D93DD68206B0566F6"
      unitRef="usd">18000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e8930-wk-Fact-FD2F7ECBD9685715AE770476C18A7519"
      unitRef="usd">38000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e8949-wk-Fact-4B34582EC417583B9E3578D1AC47DD8A"
      unitRef="usd">2000000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e8969-wk-Fact-F393F17F4EB253E8875EF28166372C79"
      unitRef="usd">2000000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e8989-wk-Fact-3096293D72F851DC9BFDC8F17A86308A"
      unitRef="usd">22000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e9008-wk-Fact-79E896CF66E7559DADEFF40213CB4BC9"
      unitRef="usd">20000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e9027-wk-Fact-30423D9FCD09530685BBDFDA3003A673"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e9047-wk-Fact-5D6E5C5BAD4A520396D961F9225184F5"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e9067-wk-Fact-6DC506DEC2185C1D967944EA0DBA0076"
      unitRef="usd">12000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e9086-wk-Fact-5090FB1A040858F48A9298274892671D"
      unitRef="usd">8000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e9105-wk-Fact-3363EC9C9DE255639A5A7D46C8B1712D"
      unitRef="usd">8000000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e9125-wk-Fact-598F2F3289C2505A80C150D7767745B8"
      unitRef="usd">7000000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e9145-wk-Fact-024DAE1E896F5EBA9CAA1E0609B8E127"
      unitRef="usd">458000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e9164-wk-Fact-F524591166E4543F912AD664BD4DD040"
      unitRef="usd">565000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e9183-wk-Fact-415DCA23B42055238C5060FE298D7AC6"
      unitRef="usd">23000000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e9203-wk-Fact-7C6A8BA8CA62563BA86CBDD0902C3BAF"
      unitRef="usd">24000000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e9227-wk-Fact-65A30D9666855C008ADF479DC5825232"
      unitRef="usd">703000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29625822e9245-wk-Fact-DB98C76CAE2154D5A7CF77B112C98F9A"
      unitRef="usd">766000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e9263-wk-Fact-1086DBEFE911514AA4737172B6B06EE3"
      unitRef="usd">25000000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29625822e9282-wk-Fact-ECEA1EBE923A565E98A80160F81C6C54"
      unitRef="usd">25000000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <cfg:ImpairedFinancingReceivableNetofValuationAllowance
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e9338-wk-Fact-FE11215458A7591CA17F8374C81554D9"
      unitRef="usd">45000000</cfg:ImpairedFinancingReceivableNetofValuationAllowance>
    <cfg:ImpairedFinancingReceivableNetofValuationAllowance
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29625822e9342-wk-Fact-B520EF47FF925058AB33AFA047002223"
      unitRef="usd">34000000</cfg:ImpairedFinancingReceivableNetofValuationAllowance>
    <cfg:SummaryofKeyPerformanceIndicatorsTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-2CDC0A993ADBA8FD16C8A358AD69EDF3-0-wk-Fact-B71B2C9726B5C55EB085A358AD302DB6">&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents a summary of nonperforming loan and lease key performance indicators:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:513px;"/&gt;&lt;td style="width:80px;"/&gt;&lt;td style="width:6px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:72px;"/&gt;&lt;td style="width:6px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Nonperforming commercial loans and leases as a percentage of total loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Nonperforming retail loans as a percentage of total loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.49&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total nonperforming loans and leases as a percentage of total loans and leases &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.59&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.66&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:18px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:18px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:18px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;height:18px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Nonperforming commercial assets as a percentage of total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Nonperforming retail assets as a percentage of total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total nonperforming assets as a percentage of total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.50&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)  &lt;/sup&gt;&lt;/span&gt;Beginning in the fourth quarter of 2019, nonperforming balances exclude both fully and partially guaranteed residential mortgage loans sold to Ginnie Mae for which the Company has the right, but not the obligation, to repurchase. Prior periods have been adjusted to exclude partially guaranteed amounts to conform with the current period presentation. These loans are included in the Company&#x2019;s Consolidated Balance Sheets.</cfg:SummaryofKeyPerformanceIndicatorsTableTextBlock>
    <us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="4"
      id="d29625822e9455-wk-Fact-C1260306D6E453D89DCFB4EC8884AB81"
      unitRef="number">0.0021</us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans>
    <us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="4"
      id="d29625822e9470-wk-Fact-C0ED9AACF8E852808907E6B2D1312DE3"
      unitRef="number">0.0017</us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans>
    <us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="4"
      id="d29625822e9486-wk-Fact-0F8530F39B295A1592F3D981516BC7C3"
      unitRef="number">0.0038</us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans>
    <us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="4"
      id="d29625822e9500-wk-Fact-A39E34E8288F50E09935A758FB2B0FC8"
      unitRef="number">0.0049</us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans>
    <us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans
      contextRef="FI2019Q4"
      decimals="4"
      id="d29625822e9517-wk-Fact-37131F27F57B4FD5A34BA358AC8646C7"
      unitRef="number">0.0059</us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans>
    <us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans
      contextRef="FI2018Q4"
      decimals="4"
      id="d29625822e9532-wk-Fact-CF65EC17F514CB7AEBB3A358AC868EFC"
      unitRef="number">0.0066</us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans>
    <cfg:AssetsRatioofNonperformingAssetstoAllAssets
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="4"
      id="d29625822e9579-wk-Fact-BC4781C5D5E052C2BBEF02009E2AC613"
      unitRef="number">0.0015</cfg:AssetsRatioofNonperformingAssetstoAllAssets>
    <cfg:AssetsRatioofNonperformingAssetstoAllAssets
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="4"
      id="d29625822e9594-wk-Fact-5EF1B5F5ED0A595AB5078A92913EE2C6"
      unitRef="number">0.0013</cfg:AssetsRatioofNonperformingAssetstoAllAssets>
    <cfg:AssetsRatioofNonperformingAssetstoAllAssets
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="4"
      id="d29625822e9610-wk-Fact-AD2887C805E052DABDC522039478DD2D"
      unitRef="number">0.0030</cfg:AssetsRatioofNonperformingAssetstoAllAssets>
    <cfg:AssetsRatioofNonperformingAssetstoAllAssets
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="4"
      id="d29625822e9624-wk-Fact-034583940C665C06BC1CF8311B5D7198"
      unitRef="number">0.0037</cfg:AssetsRatioofNonperformingAssetstoAllAssets>
    <cfg:AssetsRatioofNonperformingAssetstoAllAssets
      contextRef="FI2019Q4"
      decimals="4"
      id="d29625822e9639-wk-Fact-6F0A122E6678693E123FA358AC8629FD"
      unitRef="number">0.0045</cfg:AssetsRatioofNonperformingAssetstoAllAssets>
    <cfg:AssetsRatioofNonperformingAssetstoAllAssets
      contextRef="FI2018Q4"
      decimals="4"
      id="d29625822e9654-wk-Fact-CD4A8009FDC6336BEB7CA358AC843FD0"
      unitRef="number">0.0050</cfg:AssetsRatioofNonperformingAssetstoAllAssets>
    <cfg:MortgageLoansCollateralizedByOREO
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e9683-wk-Fact-8B87E720CB885540856CC1DD15FA67F3"
      unitRef="usd">152000000</cfg:MortgageLoansCollateralizedByOREO>
    <cfg:MortgageLoansCollateralizedByOREO
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29625822e9687-wk-Fact-D7297364C4DF57D49293926D9B4391DD"
      unitRef="usd">172000000</cfg:MortgageLoansCollateralizedByOREO>
    <cfg:AnalysisofAgeofPastDueAmountsTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-7806A7F666965EA513C4A358AD680BFA-0-wk-Fact-977086D1BDBB534CF599A358AD324653">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the aging of both accruing and nonaccruing loan and lease past due amounts:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="26"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:200px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:49px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:50px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Days Past Due&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Days Past Due&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;30-59&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;60-89&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&#160;90 or More&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&#160;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;30-59&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;60-89&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&#160;90 or More&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&#160;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$27&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$67&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$139&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$85&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$78&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$166&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;39&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;83&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;28&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;69&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;180&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;100&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;83&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;218&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;84&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;136&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;133&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;183&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;53&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;146&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;65&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;195&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;282&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;227&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;81&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;332&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;207&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;59&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;338&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;57&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;48&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;44&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;69&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;59&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;428&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;184&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;350&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;962&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;393&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;142&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;504&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,039&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$511&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$212&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$419&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,142&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$493&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$177&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$587&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,257&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</cfg:AnalysisofAgeofPastDueAmountsTableTextBlock>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e10152-wk-Fact-5191E5295F515869902C3B2FB4A424CA"
      unitRef="usd">45000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e10165-wk-Fact-3F85404998C55CD3A5319A9A091968AA"
      unitRef="usd">27000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e10178-wk-Fact-2B222C98A79D50CC821271A62B5F4E1C"
      unitRef="usd">67000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e10192-wk-Fact-C27B97CE65CFB047B22CA358ABFB10E9"
      unitRef="usd">139000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e10210-wk-Fact-B1DC8CD7AA8A580E962063930EBCE934"
      unitRef="usd">85000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e10223-wk-Fact-612443D8999453888E5B6DD49C6CE91A"
      unitRef="usd">3000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e10236-wk-Fact-32454A10BB795D2B9BE83D03DE91833E"
      unitRef="usd">78000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e10250-wk-Fact-47925DBFBD9C49FF47C0A358AC76DEF5"
      unitRef="usd">166000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e10265-wk-Fact-2E46301E664358AA8F6A0304534F2FDF"
      unitRef="usd">1000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e10279-wk-Fact-68BD2DA4E7FE590A88E362950E1691E2"
      unitRef="usd">1000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e10293-wk-Fact-29AEA9E4CCD856038B10666E07AD8DCA"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e10307-wk-Fact-B289CA40A7EDD0CE1251A358ABF833D1"
      unitRef="usd">2000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e10327-wk-Fact-CD5D5C2476C75BD5BDEAB1B25312FE10"
      unitRef="usd">8000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e10341-wk-Fact-2194A8E0749A5A0195922B16026910A3"
      unitRef="usd">32000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e10355-wk-Fact-E8DCE0EF463A58449FDA7D67BE004123"
      unitRef="usd">5000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e10370-wk-Fact-14B82295FAC0454CC902A358AC7A98E0"
      unitRef="usd">45000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e10390-wk-Fact-1B137FF647ED5A88A6711C4B2C96EB84"
      unitRef="usd">37000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e10404-wk-Fact-95F6A59E60F854D6899A30E627886792"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e10418-wk-Fact-26EA4635F91D5689BADC1C48A56FD0B3"
      unitRef="usd">2000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e10432-wk-Fact-F49CE82B3C905534C83AA358ABF7D54E"
      unitRef="usd">39000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e10452-wk-Fact-543C0FAEA66D5A0BAAC3E05358009BA6"
      unitRef="usd">7000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e10466-wk-Fact-9A8CE840DC8F533FB38741D14B7D49C6"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e10480-wk-Fact-026B969CF4FF5BDABE57E4B0E5B5DE32"
      unitRef="usd">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_FinanceLeasesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e10495-wk-Fact-BDF4CDD98C76FD51534EA358ABEEE671"
      unitRef="usd">7000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e10515-wk-Fact-146BB1FD866749A3C89CA358ABF2463A"
      unitRef="usd">83000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e10529-wk-Fact-2AFB734C135ADE999BA0A358AC069875"
      unitRef="usd">28000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e10543-wk-Fact-37F7BAE2A84D8572A8F5A358ABFCBF48"
      unitRef="usd">69000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e10557-wk-Fact-B433F9E2D6B8BC5379E1A358ABF4F420"
      unitRef="usd">180000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e10577-wk-Fact-194C4499604A82255EA1A358AC7AA759"
      unitRef="usd">100000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e10591-wk-Fact-3B223B0697C6569F4099A358AC7A5F8C"
      unitRef="usd">35000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e10605-wk-Fact-45357C980BA6507D5328A358ABF48219"
      unitRef="usd">83000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e10620-wk-Fact-D9D9EEE4FFB506E9F6B7A358AC032C5B"
      unitRef="usd">218000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e10640-wk-Fact-5DFBC26968855955815E9C5E53C43BB5"
      unitRef="usd">35000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e10654-wk-Fact-09F8867D110C5750B641AFFDF5D45C9A"
      unitRef="usd">17000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e10668-wk-Fact-4548CB0900935614A9DECCAA0581AC53"
      unitRef="usd">84000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e10682-wk-Fact-DE2E2E3E81E894E3DD66A358ABECBE56"
      unitRef="usd">136000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e10702-wk-Fact-23A55655039E5B95BFA0B2B164962782"
      unitRef="usd">37000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e10716-wk-Fact-5F0FDCD523AE547990D3F82D2EAE0C0C"
      unitRef="usd">13000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e10730-wk-Fact-7497A3CFDB4E5E51A432EC0E3A43C29B"
      unitRef="usd">133000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e10745-wk-Fact-FC99CA6463372309B718A358ABFBE31A"
      unitRef="usd">183000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e10765-wk-Fact-D2EB2D63F0E750F486712D4F91719730"
      unitRef="usd">10000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e10779-wk-Fact-8C870176518953338C93876F6247E6DC"
      unitRef="usd">4000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e10793-wk-Fact-60A8E2B0716F54459941EBFE47C9049D"
      unitRef="usd">21000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e10807-wk-Fact-9F8A1DAA4969C9227981A358AC757E7C"
      unitRef="usd">35000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e10827-wk-Fact-95CD803944355DEC848F59BB3FEBC425"
      unitRef="usd">12000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e10841-wk-Fact-90C43F5BD33A52BB88714F623E168C22"
      unitRef="usd">3000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e10855-wk-Fact-B215BD5C8A9A5F20BB0075877F96AF27"
      unitRef="usd">38000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e10870-wk-Fact-847AEEBE19BE0F7C7F2CA358ABFD2774"
      unitRef="usd">53000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e10890-wk-Fact-17150378F8F55F5F85B28D1560B5E6D0"
      unitRef="usd">72000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e10904-wk-Fact-978A05420D1E5B7CBAC3840EA557B1B0"
      unitRef="usd">32000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e10918-wk-Fact-DBB3B977EFA555DDBD757E8C751D78CA"
      unitRef="usd">146000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e10932-wk-Fact-468674115F6F0E005131A358ABFAB394"
      unitRef="usd">250000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e10952-wk-Fact-243BEF8591775BEDB4A8ADFD27F1289A"
      unitRef="usd">65000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e10966-wk-Fact-4B5298C16C0952FCAF84487F42826DC7"
      unitRef="usd">22000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e10980-wk-Fact-44A2B7F2325B5A17923211EA86E4EE87"
      unitRef="usd">195000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e10995-wk-Fact-7BD7CC660299360AD9D3A358ABEA9159"
      unitRef="usd">282000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e11015-wk-Fact-8FD270E3E4FB515880FB574969E24A10"
      unitRef="usd">7000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e11029-wk-Fact-A9BDBA0DD2015A5BA7D44AB422741071"
      unitRef="usd">3000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e11043-wk-Fact-FD0BA53ADD1C50A5BDFD8807965B06A7"
      unitRef="usd">12000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e11057-wk-Fact-4AA9BEEBDDE77DDEE969A358AC06B223"
      unitRef="usd">22000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e11077-wk-Fact-117A7789902A50E584CC506EFE315604"
      unitRef="usd">7000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e11091-wk-Fact-39D8A06E6CE8538D8C9B5EA70CFE3504"
      unitRef="usd">3000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e11105-wk-Fact-36DBA9EB59C95FFEAB80EE61D6580F69"
      unitRef="usd">13000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e11120-wk-Fact-94EEA4F1DCA222A42E11A358AC057023"
      unitRef="usd">23000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e11141-wk-Fact-BECEC7D227035FDD98F6E1A364F47467"
      unitRef="usd">2000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e11155-wk-Fact-E4E6209F14D45E6182D6A07E77CB92C0"
      unitRef="usd">1000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e11169-wk-Fact-4B6CA6EED85B59BE844407F9E4830D50"
      unitRef="usd">10000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e11183-wk-Fact-722A8449CBF24A113B42A358AC051F8D"
      unitRef="usd">13000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e11203-wk-Fact-BBE181C47B38525BB4EF89A31968C7F4"
      unitRef="usd">2000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e11217-wk-Fact-F5A19907D9B559CD818F5095C5E9C9A5"
      unitRef="usd">1000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e11231-wk-Fact-0E21B3CDAF3250B888DEA950FAD0CDB8"
      unitRef="usd">7000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e11246-wk-Fact-301C9C794F3DFE64D8AEA358ABFCF82C"
      unitRef="usd">10000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e11266-wk-Fact-858A2213865154EDBD00010370D901A5"
      unitRef="usd">227000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e11280-wk-Fact-483FE1483A1E58BE8F0BF0B33177F416"
      unitRef="usd">81000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e11294-wk-Fact-9D9F10E6ED9251B4A916117447993C91"
      unitRef="usd">24000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e11308-wk-Fact-84E7BC03F21E32289D0AA358ABF76CBF"
      unitRef="usd">332000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e11328-wk-Fact-189C77183A3A512AA4CD17CE391E0E69"
      unitRef="usd">207000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e11342-wk-Fact-286F9C3D293757DB95D13F768836177D"
      unitRef="usd">59000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e11356-wk-Fact-737B57B0CD285058809638FCBE8EACAF"
      unitRef="usd">72000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e11371-wk-Fact-1C996BC3E0BE0522E6FCA358ABF338E8"
      unitRef="usd">338000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e11391-wk-Fact-58A1557316705E43AAE7337B05261C3B"
      unitRef="usd">30000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e11405-wk-Fact-3F65D79F5FBC504785CB1B7C1A56091E"
      unitRef="usd">15000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e11419-wk-Fact-8ABDDA87038C54EEAB7F30BE2D3A976B"
      unitRef="usd">12000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e11433-wk-Fact-1544C20564FA42EFE982A358AC7B903E"
      unitRef="usd">57000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e11453-wk-Fact-7981B4E090A258A3BCA3149FF0FB7A5D"
      unitRef="usd">23000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e11467-wk-Fact-8C2A423920F159C1913C475207B32B7F"
      unitRef="usd">13000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e11481-wk-Fact-EE8F9987B7C3542E863C98F6516D987C"
      unitRef="usd">11000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e11496-wk-Fact-5373E20F2256F5EF3BD1A358AC78A101"
      unitRef="usd">47000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e11516-wk-Fact-FC7C3F1CEFA15C67A5758E50B601A853"
      unitRef="usd">15000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e11530-wk-Fact-1183A94DA9465014A237B22BBB18F33F"
      unitRef="usd">11000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e11544-wk-Fact-F8C9209A823F5D2CA86A0B268A90CC1B"
      unitRef="usd">22000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e11558-wk-Fact-848256A6102835C65785A358AC067713"
      unitRef="usd">48000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e11578-wk-Fact-A94CF1D56D5952708244244FF7DC0E7A"
      unitRef="usd">14000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e11592-wk-Fact-71B14A00B47450BC8463F710EF18B5B7"
      unitRef="usd">10000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e11606-wk-Fact-8F61B144B01A5A0EA2C4E9EE8BC1E2AB"
      unitRef="usd">20000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e11621-wk-Fact-219BB407692CB9B8250CA358ABE7C5E3"
      unitRef="usd">44000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e11641-wk-Fact-B2CA992C585E5F8E975FE04A188CC6E2"
      unitRef="usd">30000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e11655-wk-Fact-44C83F3D0241539DA8D6DAA02501EBEF"
      unitRef="usd">20000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e11669-wk-Fact-DA199E0B5FB6533C9B1AB77D27D7161D"
      unitRef="usd">19000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e11683-wk-Fact-F9A9E73BEA7790D809E3A358ABEA8D99"
      unitRef="usd">69000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e11703-wk-Fact-216C4623590A5481B1B4BC9260A3ECD4"
      unitRef="usd">26000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e11717-wk-Fact-D206A8043DBF59479A0C0612E6D52790"
      unitRef="usd">18000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e11731-wk-Fact-142BDE39381D5851964EB8AED9FD5021"
      unitRef="usd">15000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e11746-wk-Fact-34E5E0153574E9E58CD6A358AC79B644"
      unitRef="usd">59000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e11766-wk-Fact-BBB12964B67B0C647047A358ABB1B2DC"
      unitRef="usd">428000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e11780-wk-Fact-688062A8ED6C30D33D25A358ABB86534"
      unitRef="usd">184000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e11794-wk-Fact-03460342E076C195DAD9A358ABB50AA8"
      unitRef="usd">350000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e11808-wk-Fact-5956A730107F815C6AD8A358ABF57544"
      unitRef="usd">962000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e11828-wk-Fact-4D9FAEBC1B69FA95E7A0A358ACF62AA1"
      unitRef="usd">393000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e11842-wk-Fact-1C8ABD6DF6FC7D333037A358ACF109D6"
      unitRef="usd">142000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e11856-wk-Fact-5E66499B531C97C6784AA358AD23BFB3"
      unitRef="usd">504000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e11871-wk-Fact-66B7324347806229AFAFA358ABF8941A"
      unitRef="usd">1039000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e11895-wk-Fact-397D6DC7C535C1233CF7A358AC71721E"
      unitRef="usd">511000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e11908-wk-Fact-23345A2F1583B34519D5A358AC7C752E"
      unitRef="usd">212000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e11921-wk-Fact-627763D4AD551725C6C6A358ABFD2933"
      unitRef="usd">419000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2019Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e11935-wk-Fact-8F481A7927FA33E9A4F3A358AC79CF5A"
      unitRef="usd">1142000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember"
      decimals="-6"
      id="d29625822e11953-wk-Fact-E5F49BE29C5520E7308BA358ABF4CC35"
      unitRef="usd">493000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember"
      decimals="-6"
      id="d29625822e11966-wk-Fact-3816DA8D430A5B264EEDA358ABF392BE"
      unitRef="usd">177000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-6"
      id="d29625822e11979-wk-Fact-A6C0A790CBA4FB5DD07FA358AC79F25C"
      unitRef="usd">587000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentPastDue
      contextRef="FI2018Q4_us-gaap_FinancingReceivablesPeriodPastDueAxis_cfg_FinancingReceivablesEqualToOrGreaterThan30DaysPastDueMember"
      decimals="-6"
      id="d29625822e11993-wk-Fact-A894FABEDCB3B0AF7386A358ABE9881F"
      unitRef="usd">1257000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
    <us-gaap:ImpairedFinancingReceivablePolicyPolicyTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-98499156EEA31B24870AA358AD68D4FA-0-wk-Fact-8713DE947ED57B45D9DDA358AD313E17">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;A loan is considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect all of the contractual interest and principal payments as scheduled in the loan agreement. This evaluation is generally based on delinquency information, an assessment of the borrower&#x2019;s financial condition and the adequacy of collateral, if any. Impaired loans include nonaccruing larger balance (greater than &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$3 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; carrying value), non-homogeneous commercial and commercial real estate loans, and restructured loans that are deemed TDRs. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;When a loan is identified as impaired, the impairment is measured on an individual loan level as the difference between the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount) and the present value of expected future cash flows, discounted at the loan&#x2019;s effective interest rate. When collateral is the sole source of repayment for the impaired loan, rather than the borrower&#x2019;s income or other sources of repayment, the Company charges down the loan to its net realizable value.&lt;/span&gt;&lt;/div&gt;</us-gaap:ImpairedFinancingReceivablePolicyPolicyTextBlock>
    <cfg:CommercialLoansLargeBalanceMinimumQualifyingBalance
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e12021-wk-Fact-EE8FD51E9D60569C09FAF89167FC6787"
      unitRef="usd">3000000</cfg:CommercialLoansLargeBalanceMinimumQualifyingBalance>
    <us-gaap:ImpairedFinancingReceivablesTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-BA2AA106E0135B9149F0A358AD68A18B-0-wk-Fact-38D245B31CA87EC1AFE3A358AD34273D">&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following tables present a summary of impaired loans by class:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:297px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Impaired Loans With a Related Allowance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Allowance on Impaired Loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Impaired Loans Without a Related Allowance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Unpaid Contractual Balance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total Recorded Investment in Impaired Loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$243&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$85&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$137&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$458&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$380&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;243&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;85&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;156&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;477&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;399&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;29&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;125&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;196&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;154&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;65&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;121&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;87&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;27&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;173&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;200&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;41&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;112&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;135&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;134&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;27&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;29&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;28&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;237&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;430&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;811&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;667&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$480&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$110&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$586&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,288&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,066&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:297px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Impaired Loans With a Related Allowance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Allowance on Impaired Loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Impaired Loans Without a Related Allowance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Unpaid Contractual Balance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total Recorded Investment in Impaired Loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$186&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$167&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$450&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$353&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;218&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;173&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;488&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;391&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;28&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;127&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;201&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;155&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;34&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;76&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;148&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;110&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;244&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;54&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;41&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;130&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;153&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;153&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;265&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;458&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;875&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;723&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$483&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$64&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$631&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,363&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,114&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ImpairedFinancingReceivablesTableTextBlock>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e12244-wk-Fact-05681245B72954CABBDE01899C4B1062"
      unitRef="usd">243000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e12257-wk-Fact-CA16245BA04556EBBF991795402B5D17"
      unitRef="usd">85000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e12270-wk-Fact-E6A07258FB3952D19111C51A67F3ECD8"
      unitRef="usd">137000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e12284-wk-Fact-BDEAEEFD00F857D79D6D3E587C0813EC"
      unitRef="usd">458000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e12297-wk-Fact-39D6EB534C4F1F1D5A74A358AC7237E0"
      unitRef="usd">380000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e12312-wk-Fact-3C4A77B735385400B7137B458E993C1F"
      unitRef="usd">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e12326-wk-Fact-0D723E1C064D5454B31226AA776ABACC"
      unitRef="usd">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e12340-wk-Fact-0BE4F87A42D7501CA37B669FA4C90647"
      unitRef="usd">19000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e12354-wk-Fact-55597C84CA9A57119105D734AF8B4ACF"
      unitRef="usd">19000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e12369-wk-Fact-8DF346E01D2B185AEE41A358AC708ACD"
      unitRef="usd">19000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e12389-wk-Fact-9AE26E0EABB855D26A9EA358AC73EC58"
      unitRef="usd">243000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e12403-wk-Fact-539BC63CDFB38FA565AEA358AC2D6F85"
      unitRef="usd">85000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e12417-wk-Fact-BA40FD5CE25A874D2199A358AC338BE1"
      unitRef="usd">156000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e12431-wk-Fact-7D04967F2778D0965B3CA358AC278631"
      unitRef="usd">477000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e12446-wk-Fact-C7DC395A9FEFDD813070A358AC753014"
      unitRef="usd">399000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e12466-wk-Fact-70F6D2EAE2E15AD19853C68E27F3A8B9"
      unitRef="usd">29000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e12480-wk-Fact-7314762B190A5CD3A5EFF7AAB5003E87"
      unitRef="usd">2000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e12494-wk-Fact-C8731E8D86C9553BA42F2792D8C682FF"
      unitRef="usd">125000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e12508-wk-Fact-56A16DCD3484549BBD58BEC3261F5FEF"
      unitRef="usd">196000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e12523-wk-Fact-53A6482A62CB865792D5A358AC230AAE"
      unitRef="usd">154000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e12543-wk-Fact-57F29B9CFD6C51AE812E6967074355A4"
      unitRef="usd">22000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e12557-wk-Fact-0346670FE61051CCA94CCE9C718632C1"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e12571-wk-Fact-6BE295F91C075F8C88F56C455B2AB3F6"
      unitRef="usd">65000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e12585-wk-Fact-31E40044CCEB57119F59D7E4FEAA6BAD"
      unitRef="usd">121000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e12600-wk-Fact-5240E3C47FFDBA3FB157A358AC20F8F1"
      unitRef="usd">87000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e12620-wk-Fact-A8A27290CF945B4DB91B3843BEF2FA14"
      unitRef="usd">27000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e12634-wk-Fact-EB4B4A934095504DAFC561207612C506"
      unitRef="usd">2000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e12648-wk-Fact-2E349E75342B538DA00C9B6A7D1AE6B1"
      unitRef="usd">173000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e12662-wk-Fact-5E0F968390FB5F769D45FF18F0FA6EF4"
      unitRef="usd">242000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e12677-wk-Fact-96EF17F9452700DCC913A358AC2E3B4F"
      unitRef="usd">200000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e12697-wk-Fact-5B0076ECD6CD5C81B7937FD81A37C781"
      unitRef="usd">15000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e12711-wk-Fact-2B47A495D2875CF2AA06C4DCDB632C45"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e12725-wk-Fact-C7F9BE9C41425025B6D5E94FA7E998DA"
      unitRef="usd">16000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e12739-wk-Fact-6E6C0057057C56DF8ECF74B11C774CC1"
      unitRef="usd">41000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e12754-wk-Fact-F12D391D9161D9468D0BA358AC2CA360"
      unitRef="usd">31000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e12774-wk-Fact-9EF1577C318A5A7181D390BCF7CD33BD"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e12788-wk-Fact-695DC6A1844C5DA18B4E4041F225AF73"
      unitRef="usd">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e12802-wk-Fact-B9A9A1CFA96B5AD68DACF3F63465D8FB"
      unitRef="usd">5000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e12816-wk-Fact-D4BBA0C50C7E5DF28613820C0BE777C6"
      unitRef="usd">9000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e12831-wk-Fact-DA25128E24C84AC0663AA358AC3521F3"
      unitRef="usd">6000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e12851-wk-Fact-5BF86F993C315919A1FDEDE8D9AAE86D"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e12865-wk-Fact-769674E65D98574CBB9328BC8D941742"
      unitRef="usd">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e12879-wk-Fact-C3BA1752473D53B99DEA29AA2DDEA259"
      unitRef="usd">20000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e12893-wk-Fact-B71EF361BDD85C7F9940956321BB8414"
      unitRef="usd">30000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e12908-wk-Fact-2965294BDAF94FA751DEA358AC73087D"
      unitRef="usd">21000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e12929-wk-Fact-DD54C79F8AC954D6AB7C9A5F6DFFC1C7"
      unitRef="usd">112000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e12943-wk-Fact-D4EA5D6B7CE454FB9325F9C904FE0B5B"
      unitRef="usd">9000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e12957-wk-Fact-862A002CA25C5800B9AF35AC6D77B73B"
      unitRef="usd">22000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e12971-wk-Fact-91F68E5DB99E5529850C9AA019FC3240"
      unitRef="usd">135000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e12986-wk-Fact-C035B007EF50FF4F1334A358AC3520F9"
      unitRef="usd">134000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e13006-wk-Fact-BF7760176526559698FB4CE2AF897B99"
      unitRef="usd">27000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e13020-wk-Fact-F623B62D217953F4B8601EFE082A033E"
      unitRef="usd">9000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e13034-wk-Fact-C9D8D30A67995F1CA7CE0CA634815ACF"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e13048-wk-Fact-D51BB1045043511C96FE8C7B19C945A9"
      unitRef="usd">29000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e13063-wk-Fact-DFD4E7C1E4CF21F3065EA358AC3602A2"
      unitRef="usd">28000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e13083-wk-Fact-83662344BCC85EC3870691EFAEB5BF82"
      unitRef="usd">3000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e13097-wk-Fact-651C18927A4158DAB81484884355CF02"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e13111-wk-Fact-7BD689AE6FD25FAEA86CDB17F82F627A"
      unitRef="usd">3000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e13125-wk-Fact-86A6D3DC736A568699693A9BFB719A71"
      unitRef="usd">8000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e13140-wk-Fact-9B06C236DE45E8652736A358AC366B29"
      unitRef="usd">6000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e13160-wk-Fact-6E3852F2B6BCA851BAE7A358AC34E247"
      unitRef="usd">237000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e13174-wk-Fact-E813D9A708F5ED2EAD22A358AC373E6B"
      unitRef="usd">25000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e13188-wk-Fact-140FD64C32F70882FD5BA358AC35BECD"
      unitRef="usd">430000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e13202-wk-Fact-198FAAE48A9F3471DDAFA358AC282AC0"
      unitRef="usd">811000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e13217-wk-Fact-BB13774F4E10441D84FE355EE425301C"
      unitRef="usd">667000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e13241-wk-Fact-787D52D8B864FF1648E3A358AC2B1C43"
      unitRef="usd">480000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e13254-wk-Fact-B06DE61804CEBB877CF3A358AC774D71"
      unitRef="usd">110000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e13267-wk-Fact-638CF8E500DDC47B14C3A358AC36D736"
      unitRef="usd">586000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e13281-wk-Fact-D89ADED00208AF0E9D6FA358AC35AFB5"
      unitRef="usd">1288000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e13294-wk-Fact-B835F907609E16A609E4A358AC374ACD"
      unitRef="usd">1066000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e13503-wk-Fact-366056FC85BC55BAA14A7888E854839E"
      unitRef="usd">186000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e13516-wk-Fact-3D06D86582405B0185D531EAA411B7A8"
      unitRef="usd">31000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e13529-wk-Fact-46ED3CABF79F5F7098090AD2AE7F6651"
      unitRef="usd">167000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e13543-wk-Fact-C26D9EE7EAE35FC39E9285911B5625A5"
      unitRef="usd">450000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e13556-wk-Fact-568AD784482042CB9426A358AC820780"
      unitRef="usd">353000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e13571-wk-Fact-28FC1B1AFC9F5F41A680A5027BC48A27"
      unitRef="usd">32000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e13585-wk-Fact-3B6737318B2B510AA50A39713EE4EFBC"
      unitRef="usd">7000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e13599-wk-Fact-349814E6E66F5A7A87EA91C5FFF05BCB"
      unitRef="usd">6000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e13613-wk-Fact-8B74E04245BD577D9A74A457D6648D91"
      unitRef="usd">38000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e13628-wk-Fact-280CAF60AB39DFE1AB41A358ACB2F16B"
      unitRef="usd">38000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e13648-wk-Fact-C552B76C55A51D64AEB3A358ACAA262F"
      unitRef="usd">218000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e13662-wk-Fact-F8C3CA6402680C48B092A358ACAA5055"
      unitRef="usd">38000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e13676-wk-Fact-D60362DE2F959DA91EA7A358AC877F7C"
      unitRef="usd">173000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e13690-wk-Fact-ACFDBCBA2F0BC4C94BF1A358AC83F388"
      unitRef="usd">488000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e13705-wk-Fact-AAC24C7B2D321F9149AFA358ACB4DD31"
      unitRef="usd">391000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e13725-wk-Fact-8D886C62442D5AD8BAB93D3599DBC1AB"
      unitRef="usd">28000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e13739-wk-Fact-FAE8F99CAF5457FCB39265ED8A17ADAF"
      unitRef="usd">2000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e13753-wk-Fact-47401B934DCE516C85807DF1294E4ADC"
      unitRef="usd">127000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e13767-wk-Fact-BA77F1D8DC025EB3A34B7A9F4C130186"
      unitRef="usd">201000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e13782-wk-Fact-CA799076BE3CB78651CBA358ACAC3F14"
      unitRef="usd">155000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e13802-wk-Fact-F6BB4DB28A2A5725ABBCC1A99F4296CF"
      unitRef="usd">34000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e13816-wk-Fact-F9C88167BC945A0789E3A516F122749E"
      unitRef="usd">3000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e13830-wk-Fact-211BDFA3FB995483BC5C836C45DE904E"
      unitRef="usd">76000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e13844-wk-Fact-D0D11C591A7058C68D6D76B89BD06EB3"
      unitRef="usd">148000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e13859-wk-Fact-A460673E7CF5FEFF8166A358AC8752CD"
      unitRef="usd">110000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e13879-wk-Fact-A7F597B2755B580EB7F14DC2E1D8F78D"
      unitRef="usd">21000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e13893-wk-Fact-984D85C3A6B455928CA0FAEF358C5282"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e13907-wk-Fact-8044CF8BF2BE53A0B7A83A4494E4B406"
      unitRef="usd">181000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e13921-wk-Fact-0167505B70CB54F1BBF116B370F3552C"
      unitRef="usd">244000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e13936-wk-Fact-7A0AFD75E0DA7DFDF7BDA358ACADD039"
      unitRef="usd">202000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e13956-wk-Fact-19F92724250C5A14A1DA06AEC63BC25F"
      unitRef="usd">22000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e13970-wk-Fact-3462412897375214A6265CE51B1FA4CB"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e13984-wk-Fact-211054BE2BF157E28A328580C989EEDB"
      unitRef="usd">19000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e13998-wk-Fact-EC1CA2F414F157D69174C80B08AE19F8"
      unitRef="usd">54000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e14013-wk-Fact-723EC5EA5E0E0860F8FBA358AC8875F1"
      unitRef="usd">41000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e14033-wk-Fact-D068E9373F045C12BC7111EF450AB9C2"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e14047-wk-Fact-2F3AD53A78E251BDAB3DC715E86CAC90"
      unitRef="usd">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e14061-wk-Fact-923545E698E859608EE8F050591BD627"
      unitRef="usd">7000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e14075-wk-Fact-6C2D5C415A915184A091654D13BA8A38"
      unitRef="usd">11000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e14090-wk-Fact-8B88B21E1584DC9C3762A358ACB34889"
      unitRef="usd">8000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e14110-wk-Fact-F4307922F6F1518BA1FB2A7A208E03B2"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e14124-wk-Fact-A26D827A049D5D5AA5E3CFE18B7BA716"
      unitRef="usd">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e14138-wk-Fact-62D1001E97555023A011BC73C7CB8B4E"
      unitRef="usd">22000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e14152-wk-Fact-D9719489F4D251C4AB8CAF25E07916D4"
      unitRef="usd">31000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e14167-wk-Fact-A06223A8B526B211ADEDA358ACAE5B59"
      unitRef="usd">23000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e14188-wk-Fact-2E633F64E9045A858DF8E49ECC9B66D8"
      unitRef="usd">130000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e14202-wk-Fact-31B90D1BEDD751CEA6535BB0129180B9"
      unitRef="usd">11000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e14216-wk-Fact-E5753D3B1D185F5989405FC045C5A169"
      unitRef="usd">23000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e14230-wk-Fact-B4655255F0475A119164E0F0433C4443"
      unitRef="usd">153000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e14245-wk-Fact-902CC2BF521A7887C5F3A358AC830D30"
      unitRef="usd">153000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e14265-wk-Fact-35A1037E09AE5DF28699385CCB1A82A2"
      unitRef="usd">24000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e14279-wk-Fact-A5C2F5A9E70F52EA945C5EBF06601B50"
      unitRef="usd">7000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e14293-wk-Fact-12EE9A4208305BD59C6B0B6E586EFA33"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e14307-wk-Fact-D8E1FDE213C15DADBAF9134A1B40AF3F"
      unitRef="usd">25000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e14322-wk-Fact-19E068B855350509E1C3A358AC82E2D2"
      unitRef="usd">25000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e14342-wk-Fact-B2C4BDBBF7CC51019DBC72036DFF5FEB"
      unitRef="usd">4000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e14356-wk-Fact-C825E00CDE6B5525B7A41F174AD8EBD3"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e14370-wk-Fact-22FD668C71BE505EABFADF482BCFDD3C"
      unitRef="usd">2000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e14384-wk-Fact-3A34C4811E1357AC94C55354A04DBF08"
      unitRef="usd">8000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e14399-wk-Fact-E9A5CA98E64B46615AF4A358AC869F77"
      unitRef="usd">6000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e14419-wk-Fact-812A3FAF97D935239E16A358ACAE206D"
      unitRef="usd">265000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e14433-wk-Fact-BA15A426DB8400B119ECA358ACA70282"
      unitRef="usd">26000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e14447-wk-Fact-2933E9928B3517BFCAE2A358ACA8AC92"
      unitRef="usd">458000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e14461-wk-Fact-7CDC49BDB6B0435AB231A358ACA69409"
      unitRef="usd">875000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e14476-wk-Fact-556CFB8DB7FE252DBD65355EFC83EE34"
      unitRef="usd">723000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29625822e14500-wk-Fact-E62670B49803776F0B2CA358ACB0C16F"
      unitRef="usd">483000000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29625822e14513-wk-Fact-245E281DE332B973E6BCA358AC89187B"
      unitRef="usd">64000000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29625822e14526-wk-Fact-0F225921672E3ABDE6B2A358AC8765A0"
      unitRef="usd">631000000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29625822e14540-wk-Fact-995B3044F738DE056C72A358AC8290E8"
      unitRef="usd">1363000000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29625822e14553-wk-Fact-A2DF0A705D494B6DD32DA358ACACC7AB"
      unitRef="usd">1114000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <cfg:ScheduleofAdditionalInformationonImpairedLoansTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-A06585A288C35CB8EEFEA358AD68CF13-0-wk-Fact-E302E494CA0B920ADB78A358AD370E40">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents additional information on impaired loans:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="21"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:38%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="20" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Interest Income Recognized&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Average Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Interest Income Recognized&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Average Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Interest Income Recognized&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Average Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$311&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$312&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$380&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;39&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;350&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;344&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;417&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;126&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;146&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;136&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;84&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;107&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;121&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;172&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;176&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;42&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;49&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;125&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;154&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;173&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;586&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;687&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;713&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$42&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$936&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$41&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,031&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,130&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</cfg:ScheduleofAdditionalInformationonImpairedLoansTableTextBlock>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e14936-wk-Fact-F7C5A61F172758E9A3DD5C74BB02C196"
      unitRef="usd">11000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e14949-wk-Fact-E4542C2D0A57579991C95AC7E61F7360"
      unitRef="usd">311000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e14967-wk-Fact-45044492459B5B64BCD1BE5CC2F10D94"
      unitRef="usd">9000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e14981-wk-Fact-687A583C8A2A593A91ABC28B9DF6BB38"
      unitRef="usd">312000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e14999-wk-Fact-6CC212B254F60965277CA358ABFE65CB"
      unitRef="usd">4000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember"
      decimals="-6"
      id="d29625822e15012-wk-Fact-C2840320A0A279B443B4A358AC01026D"
      unitRef="usd">380000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e15027-wk-Fact-A95B6B33A56251E5B6888CE8EED9E608"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e15041-wk-Fact-7EEC45B21043526D834F814E3B3CAC96"
      unitRef="usd">39000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e15060-wk-Fact-1A6CDA01CD235004B8A1464D7AF10BA7"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e15075-wk-Fact-2C5E77967EA15A1CA4390A16D8793E81"
      unitRef="usd">32000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e15094-wk-Fact-F8D1AB446676F2FD3248A358ABFE8076"
      unitRef="usd">0</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember"
      decimals="-6"
      id="d29625822e15108-wk-Fact-73DB8365557DC12D9164A358AC45FE14"
      unitRef="usd">37000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e15128-wk-Fact-03F85A50B5373ECD14A0A358AC39C453"
      unitRef="usd">12000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e15142-wk-Fact-3EA5073B4C237F3E715DA358AC3E08E1"
      unitRef="usd">350000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e15161-wk-Fact-E679DEE0CF9089AF075BA358AC4665DB"
      unitRef="usd">10000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e15176-wk-Fact-8DD66C6368DFC30B2B2BA358ABF7C443"
      unitRef="usd">344000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e15195-wk-Fact-EC87018993052F860649A358AC4205AE"
      unitRef="usd">4000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e15209-wk-Fact-79C9B81D4A7DDC886ABAA358ABFD325E"
      unitRef="usd">417000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e15229-wk-Fact-2772D3D1629157588F9A6416A09D50B6"
      unitRef="usd">5000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e15243-wk-Fact-02CFD9062FF055A4B8D563CC21DEC3B9"
      unitRef="usd">126000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e15262-wk-Fact-0B7D374E0B965FBDA1B24342057E1CB0"
      unitRef="usd">5000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e15277-wk-Fact-AA36260229CD547D94D693445864028D"
      unitRef="usd">146000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e15296-wk-Fact-48D3D0A4CD84DFFFB36CA358AC3CF20E"
      unitRef="usd">4000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29625822e15310-wk-Fact-86448EFD208453A5424FA358AC02BC87"
      unitRef="usd">136000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e15330-wk-Fact-55BE8C8C8B635C788A263E9DF8A2AD13"
      unitRef="usd">5000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e15344-wk-Fact-266C7AEF1E945842814211DB3A980C04"
      unitRef="usd">84000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e15363-wk-Fact-15FC5FF61F385297BD22F8C7AA9BF78C"
      unitRef="usd">6000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e15378-wk-Fact-A25FE127913250A492F9B1E2C915A6B9"
      unitRef="usd">107000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e15397-wk-Fact-56AB9E6EC08338AC9B16A358AC419786"
      unitRef="usd">6000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember"
      decimals="-6"
      id="d29625822e15411-wk-Fact-2B378E86B6A700688E01A358AC3E6832"
      unitRef="usd">121000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e15431-wk-Fact-BBFED585093C50F1B957A349C7FC19F6"
      unitRef="usd">7000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e15445-wk-Fact-E2B862B4E4B559E0A3828146CC10E2FE"
      unitRef="usd">172000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e15464-wk-Fact-21FF1FA3704856BA8FC14FBC5F72007D"
      unitRef="usd">7000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e15479-wk-Fact-2FC915C6020E59DEA37116444874A531"
      unitRef="usd">181000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e15498-wk-Fact-8E7CA2D5A5EBE60B3786A358AC07AA96"
      unitRef="usd">6000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember"
      decimals="-6"
      id="d29625822e15512-wk-Fact-4C0CAED58B00399FF865A358AC3BED30"
      unitRef="usd">176000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e15532-wk-Fact-DBE37631235356589B2D0A9157D0DFE4"
      unitRef="usd">2000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e15546-wk-Fact-D81B1BDCE3AC59509086575F72735B65"
      unitRef="usd">30000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e15565-wk-Fact-225AAF4EC71B52509BF20CE281630B84"
      unitRef="usd">3000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e15580-wk-Fact-B247326AAFAE5E5BB78E7A5DEA344636"
      unitRef="usd">42000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e15599-wk-Fact-AC1023A05913A6FA6B7CA358AC3AD733"
      unitRef="usd">3000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember"
      decimals="-6"
      id="d29625822e15613-wk-Fact-4816B01091B7A02194FDA358AC014138"
      unitRef="usd">49000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e15633-wk-Fact-C958C40AC1B155E09EDC9DE9EDAC8CA5"
      unitRef="usd">0</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e15647-wk-Fact-8E1D6A50B0525308BFA985D3130E425B"
      unitRef="usd">6000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e15666-wk-Fact-E5B49762AFF55C7EA0C423BA17119BCE"
      unitRef="usd">0</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e15681-wk-Fact-78D458FE9F2352FB923CCBB30EBB9CBB"
      unitRef="usd">9000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e15700-wk-Fact-531B7DF2FCF6405EE5C0A358AC3C75D8"
      unitRef="usd">0</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember"
      decimals="-6"
      id="d29625822e15714-wk-Fact-7307DD3544830A5B5A1DA358AC06D1E5"
      unitRef="usd">9000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e15735-wk-Fact-FCEF440383065995BC4D4616B80F60DC"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e15749-wk-Fact-B7CC8120C8AE5DB2915FAAB48DE19117"
      unitRef="usd">17000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e15768-wk-Fact-1F5D8C8DB55E5C99AEFE264949902409"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e15783-wk-Fact-EF5A27ECD6945DDE922D841BD0F99564"
      unitRef="usd">20000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e15802-wk-Fact-FA7275E3DD927F79E5F5A358ABF73044"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember"
      decimals="-6"
      id="d29625822e15816-wk-Fact-BB8CA498F7E4676321F2A358ABF4E724"
      unitRef="usd">18000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e15836-wk-Fact-CB9E79D43D175E7AB4EAE4B56111BD5E"
      unitRef="usd">8000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e15850-wk-Fact-3D3826E8B9E45A23A651240984720B95"
      unitRef="usd">125000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e15869-wk-Fact-E64C5F2E8A845AC785AB698E04134597"
      unitRef="usd">8000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e15884-wk-Fact-8C33BCE0C35C517F91B273EA5E26F027"
      unitRef="usd">154000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e15903-wk-Fact-45557B78A40FCBFCC20CA358AC373C3D"
      unitRef="usd">9000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember"
      decimals="-6"
      id="d29625822e15917-wk-Fact-F4FF5E553F3E99196689A358AC42B8C4"
      unitRef="usd">173000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e15937-wk-Fact-92CCD0A1EC215C8491ED30EA112968B9"
      unitRef="usd">2000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e15951-wk-Fact-0B93A81EC25B5D70870FF28FD0BA2224"
      unitRef="usd">21000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e15970-wk-Fact-908D11081D5751F2A9BF7629793A3FDA"
      unitRef="usd">1000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e15985-wk-Fact-68628FF6E98659EFAA89966D657D762D"
      unitRef="usd">21000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e16004-wk-Fact-01F3F0B1B803F5901CD7A358AC389509"
      unitRef="usd">2000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember"
      decimals="-6"
      id="d29625822e16018-wk-Fact-83305884854BC36C6F67A358AC00AC6A"
      unitRef="usd">22000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e16038-wk-Fact-7266CF5384D850A182EC6D1641C47750"
      unitRef="usd">0</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e16052-wk-Fact-A566F89A95175CDB884AB32774E4F6CF"
      unitRef="usd">5000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e16071-wk-Fact-3F5EEBC95C015612A7428F11BB5F4E31"
      unitRef="usd">0</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e16086-wk-Fact-1BD939B20A455774BF6E48403426A0A4"
      unitRef="usd">7000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e16105-wk-Fact-339D7DAEEAACF6883273A358AC373710"
      unitRef="usd">0</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember"
      decimals="-6"
      id="d29625822e16119-wk-Fact-518A7A061FF5498C06D2A358AC38634F"
      unitRef="usd">9000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e16139-wk-Fact-8C9C39C7157C32762026A358AC371846"
      unitRef="usd">30000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e16153-wk-Fact-A7E246491E301BABCA47A358AC40C7D6"
      unitRef="usd">586000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e16172-wk-Fact-B805F28870376396DA46A358ABFEB208"
      unitRef="usd">31000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e16187-wk-Fact-FCAE8A829A3651386BFFA358AC04C2FE"
      unitRef="usd">687000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e16206-wk-Fact-90F6341F91BD1371722FA358AC38F968"
      unitRef="usd">31000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e16220-wk-Fact-2B8BCB7166E472AAA69FA358ABFCE7AB"
      unitRef="usd">713000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29625822e16244-wk-Fact-6E671E9FEB445FD4A425A358AC416FE1"
      unitRef="usd">42000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29625822e16257-wk-Fact-D8DBB6CB4A1A263E07E0A358AC44575D"
      unitRef="usd">936000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29625822e16275-wk-Fact-B3B9DE1E60DE70F578ABA358AC448042"
      unitRef="usd">41000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29625822e16289-wk-Fact-8D60172AD9B0E834B27DA358ABFFABA5"
      unitRef="usd">1031000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29625822e16307-wk-Fact-0806D3F4C449D0B80348A358AC0584B3"
      unitRef="usd">35000000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29625822e16320-wk-Fact-EF03CB388D8B3439EA2BA358ABF9B85C"
      unitRef="usd">1130000000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:LoansAndLeasesReceivableTroubledDebtRestructuringPolicy
      contextRef="FD2019Q4YTD"
      id="TextSelection-85387D9E95E7E9B8213CA358AD69FF24-0-wk-Fact-F4E3A5965CDDFC7CD53EA358AD2BDD3C">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;In situations where, for economic or legal reasons related to the borrower&#x2019;s financial difficulties, the Company grants a concession to the borrower that it would not otherwise consider, the related loan is classified as a TDR. TDRs typically result from the Company&#x2019;s loss mitigation efforts and are undertaken in order to improve the likelihood of recovery and continuity of the relationship with the borrower. The Company&#x2019;s loan modifications are handled on a case-by-case basis and are negotiated to achieve mutually agreeable terms that maximize loan collectability and meet the borrower&#x2019;s financial needs. Concessions granted in TDRs for all classes of loans may include lowering the interest rate, forgiving a portion of principal, extending the loan term, lowering scheduled payments for a specified period of time, waiving or delaying a scheduled payment of principal or interest for other than an insignificant time period, or capitalizing past due amounts. A rate increase can be a concession if the increased rate is lower than a market rate for debt with risk similar to that of the restructured loan. TDRs for commercial loans may also involve creating a multiple note structure, accepting non-cash assets, accepting an equity interest, or receiving a performance-based fee. In some cases, a TDR may involve multiple concessions. The financial effects of TDRs for all loan classes may include lower income (either due to a lower interest rate or a delay in the timing of cash flows), larger loan loss provisions, and accelerated charge-offs if the modification renders the loan collateral-dependent. In some cases, interest income throughout the term of the loan may increase if, for example, the loan is extended or the interest rate is increased as a result of the restructuring.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Retail and commercial loans whose contractual terms have been modified in a TDR and are current at the time of restructuring may remain on accrual status if there is demonstrated performance prior to the restructuring and payment in full under the restructured terms is expected. Retail loans that were discharged in bankruptcy and not reaffirmed by the borrower are deemed to be collateral-dependent TDRs and are generally charged off to the fair value of the collateral, less cost to sell, and less amounts recoverable under a government guarantee (if any). Cash receipts on nonaccruing impaired loans, including nonaccruing loans involved in TDRs, are generally applied to reduce the unpaid principal balance. Certain TDRs that are current in payment status are classified as nonaccrual in accordance with regulatory guidance. Income on these loans may be recognized on a cash basis if management believes that the remaining book value of the loan is realizable. Nonaccruing TDRs that meet the guidelines above for accrual status can be returned to accruing if supported by a well-documented evaluation of the borrowers&#x2019; financial condition, and if they have been current for at least six months.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Because TDRs are impaired loans, Citizens measures impairment by comparing the present value of expected future cash flows, or when appropriate, the fair value of collateral less costs to sell, to the loan&#x2019;s recorded investment. Any excess of recorded investment over the present value of expected future cash flows or collateral value is included in the ALLL. Any portion of the loan&#x2019;s recorded investment the Company does not expect to collect as a result of the modification is charged off at the time of modification. For retail TDR accounts where the expected &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;value of cash flows is utilized, any recorded investment in excess of the present value of expected cash flows is recognized by increasing the ALLL. For retail TDR accounts assessed based on the fair value of collateral, any portion of the loan&#x2019;s recorded investment in excess of the collateral value less costs to sell is charged off at the time of modification or at the time of subsequent and regularly recurring valuations.&lt;/span&gt;&lt;/div&gt;</us-gaap:LoansAndLeasesReceivableTroubledDebtRestructuringPolicy>
    <us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-20C62A9738D2720779AAA358AD6825DF-0-wk-Fact-289468E8445E2C2414E3A358AD30E20A">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table summarizes TDRs by class and total unfunded commitments:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:83%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$297&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$304&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;667&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;723&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Unfunded commitments related to TDRs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;42&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following tables summarize how loans were modified during the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. The reported balances represent the post-modification outstanding recorded investment and can include loans that became TDRs during the period and were paid off in full, charged off, or sold prior to period end. Pre-modification balances for modified loans approximate the post-modification balances shown. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="18"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:38%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Primary Modification Types&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Interest Rate Reduction&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Maturity Extension&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Other&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;(dollars in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;56&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$210&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;27&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;56&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;210&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;60&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;62&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;120&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;82&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;163&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;350&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;160&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,250&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;272&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,259&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;304&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;176&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,675&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;53&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;155&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,576&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;69&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,678&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$53&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;182&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,632&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$279&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="18"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:37%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Primary Modification Types&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Interest Rate Reduction&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Maturity Extension&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Other&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;(dollars in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;49&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;53&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$200&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;52&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;53&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;55&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;231&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;61&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;142&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;43&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;134&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;76&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;178&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;413&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;29&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;158&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;46&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,189&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;355&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,312&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,634&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;287&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,279&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;77&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,641&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;339&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$88&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,334&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$308&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="18"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:37%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Primary Modification Types&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Interest Rate Reduction&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Maturity Extension&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Other&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;(dollars in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Recorded Investment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial real estate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total commercial loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;46&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;73&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;171&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;82&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;232&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;50&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;235&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;395&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;27&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity loans serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;52&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Home equity lines of credit serviced by others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Automobile&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;130&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;29&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,336&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;329&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Credit cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,363&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other retail&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total retail loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,717&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;340&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;44&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,546&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;90&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,724&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$36&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;386&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$66&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,562&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$161&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Includes modifications that consist of multiple concessions, one of which is an interest rate reduction.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Includes modifications that consist of multiple concessions, one of which is a maturity extension (unless one of the other concessions was an interest rate reduction).&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Includes modifications other than interest rate reductions or maturity extensions, such as lowering scheduled payments for a specified period of time, principal forgiveness, and capitalizing arrearages. Also included are the following: deferrals, trial modifications, certain bankruptcies, loans in forbearance and prepayment plans. Modifications can include the deferral of accrued interest resulting in post modification balances being higher than pre-modification.&lt;/span&gt;&lt;/div&gt;</us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock>
    <cfg:TDRBalanceIncludedinImpairedLoans
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e16478-wk-Fact-88159E81468E5B4DB73D8D84E9FB5590"
      unitRef="usd">297000000</cfg:TDRBalanceIncludedinImpairedLoans>
    <cfg:TDRBalanceIncludedinImpairedLoans
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e16496-wk-Fact-C6F277E08D2851B9BB373115AB6A82AA"
      unitRef="usd">304000000</cfg:TDRBalanceIncludedinImpairedLoans>
    <cfg:TDRBalanceIncludedinImpairedLoans
      contextRef="FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e16511-wk-Fact-8E95EFFCA3AB67EC9A7BA358AC322F12"
      unitRef="usd">667000000</cfg:TDRBalanceIncludedinImpairedLoans>
    <cfg:TDRBalanceIncludedinImpairedLoans
      contextRef="FI2018Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e16530-wk-Fact-43CC00295955997A2F3AA358ACAF78C8"
      unitRef="usd">723000000</cfg:TDRBalanceIncludedinImpairedLoans>
    <us-gaap:LoansAndLeasesReceivableImpairedCommitmentToLend
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29625822e16550-wk-Fact-66BD40F128E158B0A4B7A3105099BBC7"
      unitRef="usd">42000000</us-gaap:LoansAndLeasesReceivableImpairedCommitmentToLend>
    <us-gaap:LoansAndLeasesReceivableImpairedCommitmentToLend
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29625822e16569-wk-Fact-D7575D6CB9D753B5B2CB0A777C2E37A3"
      unitRef="usd">30000000</us-gaap:LoansAndLeasesReceivableImpairedCommitmentToLend>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e17080-wk-Fact-8EAE133E341153229C0A46B1798AC7F7"
      unitRef="contract">3</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e17093-wk-Fact-50172FAD1986504D9EBD31F00328864A"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e17107-wk-Fact-91C08A11F1905E2AA6BCC81BEBF40041"
      unitRef="contract">26</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e17120-wk-Fact-2CB45B4A9B0F5D5AA45D129126873516"
      unitRef="usd">5000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e17135-wk-Fact-C61F8938F4CB5D6BAB30A850A25A78DB"
      unitRef="contract">56</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e17148-wk-Fact-8AF2CCE5F0905C75A69AB1CF50790F8A"
      unitRef="usd">210000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e17163-wk-Fact-FCAD4B4E289C5EACB2EC7C01221DE673"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e17172-wk-Fact-78FED60C6B5E5A7B98EFA495390D8695"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e17191-wk-Fact-2401A7B6A940516E9B4001214ED792A1"
      unitRef="contract">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e17200-wk-Fact-2ACFF5D22A445775802DF2A9B26D0D3E"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e17220-wk-Fact-B2E4F906EBE45647882FACA412C6B2D5"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e17229-wk-Fact-3AC19BCA3B87522682E81D961E18190B"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e17249-wk-Fact-E194333A87F7590887DE4A46A17293D5"
      unitRef="contract">3</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e17258-wk-Fact-4A8D3F5C52FE537196C726EA2129386B"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e17277-wk-Fact-CEAE16E361185AD29FC3EAEEF3B6C81C"
      unitRef="contract">27</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e17286-wk-Fact-D2E45E6262C45FDB9E2160F4B9CAB236"
      unitRef="usd">5000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e17306-wk-Fact-457C2F3C87A05241AAA020E800171137"
      unitRef="contract">56</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e17315-wk-Fact-F325803B07E958DAA6EAA1B8BD3538E6"
      unitRef="usd">210000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e17335-wk-Fact-2561078A1E2859D0AD1FDA2AAAA0DF9C"
      unitRef="contract">60</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e17344-wk-Fact-C0000A475F03538FA0D3F06277C11FFF"
      unitRef="usd">12000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e17363-wk-Fact-D198E02B714D5FF19061C018AB6D0F40"
      unitRef="contract">62</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e17372-wk-Fact-D7A6087EE65859D58F57F36E7A5A81ED"
      unitRef="usd">10000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e17392-wk-Fact-6C3F5CDB554E5001AFBABED28C20158F"
      unitRef="contract">120</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e17401-wk-Fact-4B28A1B808C2518480B787EADF62C9B8"
      unitRef="usd">17000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e17421-wk-Fact-9B7B34CF3E945BBAB9258A9FCBFEACDD"
      unitRef="contract">31</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e17430-wk-Fact-CDDCB9CCC7BE5E48BA70392DAD6DC5AE"
      unitRef="usd">2000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e17449-wk-Fact-584BF08D96AE515AB8DA0D69D65BC163"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e17458-wk-Fact-4BD7AB2F813051839C83603B904F3AAD"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e17478-wk-Fact-C5D1A7A6281E5715848B7621D3E6E046"
      unitRef="contract">82</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e17487-wk-Fact-6BB353E1A5655D339C71A4BFFA338A69"
      unitRef="usd">4000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e17507-wk-Fact-90DBAEFBB09F51998FC485986206745B"
      unitRef="contract">163</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e17516-wk-Fact-D50B67BF97FA5DFBB90F69797085D9D8"
      unitRef="usd">18000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e17535-wk-Fact-2CBE77EF98DC51F1ABEE66911214DB59"
      unitRef="contract">72</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e17544-wk-Fact-F35653A47FFB5BAEB5FAF8D8428DEE82"
      unitRef="usd">11000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e17564-wk-Fact-211F64ADCD9151AF993CA255BA5172F6"
      unitRef="contract">350</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e17573-wk-Fact-4A24A72EED025F6BB171C0A4D3B37785"
      unitRef="usd">22000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e17593-wk-Fact-3F48D33067CE5D00938183CDF4F26CB8"
      unitRef="contract">2</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e17602-wk-Fact-478506F269435EFAA11C741085379CEE"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e17621-wk-Fact-9AAACAC73EE159D7A7F4D70BC7619A71"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e17630-wk-Fact-FCC5E742710B53FAB1024BA418408463"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e17650-wk-Fact-1BF57D9E71295FDB8E9DA5B37C29C2DC"
      unitRef="contract">14</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e17659-wk-Fact-1880C0C019F554FABF26716C9923A37F"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e17680-wk-Fact-E7C9855B8D845AA3933C8D3DCD8D93F3"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e17689-wk-Fact-2DC947FF976C5F628ECC9441ED567EE5"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e17708-wk-Fact-872DA6D1489B552AA5A4E76B0F3981D4"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e17717-wk-Fact-25BE7A6313105FBEB560868581566280"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e17737-wk-Fact-CBC7378F0AB65CF5B14847B7773356F2"
      unitRef="contract">8</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e17746-wk-Fact-DBB82C427A8853D39ED5B5C6141CDC0A"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e17766-wk-Fact-6FAC211F625753B49935141BB77EC357"
      unitRef="contract">160</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e17775-wk-Fact-82D857FEEE2152B9A51FD674B5D77FB9"
      unitRef="usd">3000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e17794-wk-Fact-947FF632EC9953F790F12B4F9B457A07"
      unitRef="contract">21</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e17803-wk-Fact-F231ACCE4D0A5D5E8CE31ED95ED441AE"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e17823-wk-Fact-6C04C1CB8B005715B8DCB1D67A6F1ED8"
      unitRef="contract">1250</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e17832-wk-Fact-6429787275415CC1B4ACEC5B03B91AAC"
      unitRef="usd">17000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e17852-wk-Fact-BCE984A0245D55AE9D4DF4BF8049F711"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e17861-wk-Fact-0C2CA66669055B03B45F36B1089E958C"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e17880-wk-Fact-3AB0B946003957B885AEE48D308D9A0E"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e17889-wk-Fact-B352594F70955DE19313166077766A87"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e17909-wk-Fact-E2A4EF7700405D53BAB46784ABF9F331"
      unitRef="contract">272</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e17918-wk-Fact-9B8995B822E65ECDBA3C17551C9B3691"
      unitRef="usd">7000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e17938-wk-Fact-18D38C5C4C5B507BA1EECC25849B8128"
      unitRef="contract">3259</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e17947-wk-Fact-C87CECA5B23C58B29C59255A990EDE67"
      unitRef="usd">18000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e17966-wk-Fact-6622E28215DA5772BBB763992CE67D4A"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e17975-wk-Fact-6CE12CA862545EDF93FD315E9728937E"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e17995-wk-Fact-5B7421ECA41C5FAD96C433663324DFEB"
      unitRef="contract">304</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e18004-wk-Fact-D845AD64CE9D54EFBF9383F23B07A066"
      unitRef="usd">1000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e18024-wk-Fact-E740F95C8C695816BB4E4BCF968B8E2C"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e18033-wk-Fact-765503CCF0CE5BF386F5C7EA9E66C6E0"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e18052-wk-Fact-59FF5B3A79F55DFABBD91C5B6C5059EC"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e18061-wk-Fact-9852E2E4EA1758819C4B58CE570CA3CE"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e18081-wk-Fact-BBD629703CEC5290B73FD8A6E0767C3F"
      unitRef="contract">176</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e18090-wk-Fact-7865B4C2111352A586AC5EE6491B2330"
      unitRef="usd">1000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e18110-wk-Fact-DCDB459535175C7FBAFC038A8A80698A"
      unitRef="contract">3675</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e18119-wk-Fact-DBA3BEBEB3DD524BAE407B9C539C79CC"
      unitRef="usd">53000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e18138-wk-Fact-39188629D0FA5704AEA0873D19B4C054"
      unitRef="contract">155</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e18147-wk-Fact-A450E57897AA53C18B8DC7B9321CB570"
      unitRef="usd">21000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e18167-wk-Fact-ED8812D1A6BE57FA930AA1B3238B9926"
      unitRef="contract">2576</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e18176-wk-Fact-3034D3DC53975C2A8AF1F2EAEF1D9648"
      unitRef="usd">69000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e18196-wk-Fact-7A3B2D9748D152CBAD8F611934D8A119"
      unitRef="contract">3678</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e18209-wk-Fact-7BAC27D59419507BB1297DE128940F97"
      unitRef="usd">53000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e18223-wk-Fact-94A4DAACDACD5F128CB5EAF749DC2142"
      unitRef="contract">182</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e18236-wk-Fact-E5F63DC7708559689A28D8954339586D"
      unitRef="usd">26000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e18251-wk-Fact-968F63A3CAED5BC9BDF387C10A3FF777"
      unitRef="contract">2632</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2019Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e18264-wk-Fact-E6167C6C1DFA5DB59DF40976A641A671"
      unitRef="usd">279000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e18674-wk-Fact-0AC53BEB6FD1589199B06E26951473DD"
      unitRef="contract">7</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e18687-wk-Fact-EE3603321CC55C8C831A1EA5214EEB12"
      unitRef="usd">1000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e18701-wk-Fact-04236E2AEEAB5E47A0E64454D7558856"
      unitRef="contract">49</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e18714-wk-Fact-EE771A4C2C9559BDBA43075AD2C8EF33"
      unitRef="usd">22000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e18729-wk-Fact-F6CD75C12E0E51EA8403C6C0BBA6A1B2"
      unitRef="contract">53</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e18742-wk-Fact-40E70884CD5E530F912042A8C8A59305"
      unitRef="usd">200000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e18757-wk-Fact-4DF5BBD13B385CD080784173B4D53B68"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e18766-wk-Fact-A83594433B4250B8A62A5ED887057715"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e18785-wk-Fact-581B68651C155309A1500C5214B04D8C"
      unitRef="contract">3</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e18794-wk-Fact-7C8175C976ED5420A4492B8A16CA59FE"
      unitRef="usd">31000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e18814-wk-Fact-27BB7F76C7B1551D93FF75BA2500E049"
      unitRef="contract">2</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e18823-wk-Fact-127DE2CE13E355EF8F80F81CDB7A8276"
      unitRef="usd">31000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e18843-wk-Fact-08E565257D585755987BE8A78847490B"
      unitRef="contract">7</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e18852-wk-Fact-5EDE486C34565508BE511C66C66A545A"
      unitRef="usd">1000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e18871-wk-Fact-E8C79E986F2F5F97A88BD4EC9BA46AA1"
      unitRef="contract">52</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e18880-wk-Fact-2279320B00545E1AA99CFBA6B1ED91EC"
      unitRef="usd">53000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e18900-wk-Fact-AE98F336A7AF5499A5F5715CFA0F67CA"
      unitRef="contract">55</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e18909-wk-Fact-F6F104A74B80504687755F4E4DA4F2D1"
      unitRef="usd">231000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e18929-wk-Fact-D8BD6E07E78257C9A4EB4C846489C627"
      unitRef="contract">35</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e18938-wk-Fact-1940CDC2843B58F781FEA3B05299FF35"
      unitRef="usd">4000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e18957-wk-Fact-BE52305291545E40B86A19978111361B"
      unitRef="contract">61</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e18966-wk-Fact-98495C8E36435DA6A16D38DF94D9CDA0"
      unitRef="usd">8000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e18986-wk-Fact-8565E6EFA74F5A868E50FF6E0B23E898"
      unitRef="contract">142</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e18995-wk-Fact-FF47CF28BC65514FAF5CAD4AFB5E2CD2"
      unitRef="usd">17000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e19015-wk-Fact-26CF084D234651979247C2597B4CBC45"
      unitRef="contract">43</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e19024-wk-Fact-A57C0C853D1E5163B52D139D22BAB848"
      unitRef="usd">4000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e19043-wk-Fact-E439F8F889F15DE5A6C8425AD3AE429A"
      unitRef="contract">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e19052-wk-Fact-2A95348CB22156B9B92134B1B317B9D1"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e19072-wk-Fact-C4166048EEC752208BEA42DF39CB27C8"
      unitRef="contract">134</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e19081-wk-Fact-A376D5413E765D4BAA0FE8D9A521B1D5"
      unitRef="usd">5000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e19101-wk-Fact-6BBBF659EE015E7D9C5DA87A62E095B0"
      unitRef="contract">76</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e19110-wk-Fact-F9397B2084695F51A844930DB36FECA8"
      unitRef="usd">7000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e19129-wk-Fact-94F5A2F56CB95F279CF10547C2103E28"
      unitRef="contract">178</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e19138-wk-Fact-745CD731F20651CAA6A0544B65F3337D"
      unitRef="usd">26000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e19158-wk-Fact-E783650C2EB15223B9C6268E3179CF71"
      unitRef="contract">413</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e19167-wk-Fact-275E3C61DB73507E8DC784D4BC05FCB3"
      unitRef="usd">29000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e19187-wk-Fact-87F80899C9BB500CB2B969A04AEEA64E"
      unitRef="contract">4</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e19196-wk-Fact-FAEB2436504D5974BF77A8FF9C7B0570"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e19215-wk-Fact-2798A514424E53A4B7003E37AD75C44B"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e19224-wk-Fact-4F8ECA468425570BB23AC56A28EAA52E"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e19244-wk-Fact-0ADD455E02815F93AC1BA2605E2CEB1A"
      unitRef="contract">23</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e19253-wk-Fact-4CD1002B7674525BA3F55E1A84C88C7C"
      unitRef="usd">1000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e19274-wk-Fact-FA7B868363525D7D8002BAD616FF997A"
      unitRef="contract">5</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e19283-wk-Fact-27EFA90285EB59DC9F47E65ECED59766"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e19302-wk-Fact-67194A300D465D63963F59B0C0ED98E7"
      unitRef="contract">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e19311-wk-Fact-B8A2F1BFD677516994AEF15E2CC0337E"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e19331-wk-Fact-5FE8946DF4C5503EAC9ABE12129DFF90"
      unitRef="contract">14</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e19340-wk-Fact-5AB9724A88065EA09838B8685F29069E"
      unitRef="usd">1000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e19360-wk-Fact-7B40F813FAA5542A8A5884F473FF734B"
      unitRef="contract">158</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e19369-wk-Fact-D473D341B0F55711BE7FD50C5E726DEB"
      unitRef="usd">3000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e19388-wk-Fact-0E2A8D3DBFAA5011AE6D4E57C5772C2B"
      unitRef="contract">46</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e19397-wk-Fact-843EF3EE85885FE294A302134314E9C8"
      unitRef="usd">1000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e19417-wk-Fact-7FFE71F8F9595BBC884892615CD0AA03"
      unitRef="contract">1189</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e19426-wk-Fact-F97FE9C0E1405CC2993BC3B70FBD6DAC"
      unitRef="usd">17000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e19446-wk-Fact-D61D987280DC5EDEAFF1C2A094B48C5F"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e19455-wk-Fact-504B2E4998615B56B5532A2C7BB73FCE"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e19474-wk-Fact-48755E4002135C01A742080AD8337A83"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e19483-wk-Fact-AA5C90E10CB151BBBB0083BD2A84A69F"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e19503-wk-Fact-B6AB4AF2CD705D0CAEFB178B1766B384"
      unitRef="contract">355</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e19512-wk-Fact-6AEE45A26D885D80BDE70253DF1A1F8D"
      unitRef="usd">7000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e19532-wk-Fact-DFD328BAA2965A3395110BE820C8A46D"
      unitRef="contract">2312</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e19541-wk-Fact-D8334446CDA25A11A090243DACD097EA"
      unitRef="usd">13000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e19560-wk-Fact-44194DED874D57A280C8CD357E55267E"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e19569-wk-Fact-74A59E99BEF05E73BB798570455AEF98"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e19589-wk-Fact-D5B63F86931550A381EB9FE709C848E9"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e19598-wk-Fact-F0318E44DC765325B0977280A09529BA"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e19618-wk-Fact-D0B9249A635A5205BBF35982E153226D"
      unitRef="contract">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e19627-wk-Fact-F90B60351B1F59F2B159D73245B1456C"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e19646-wk-Fact-BB6E432AE2D85CF4AE6A62E47BE43D99"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e19655-wk-Fact-C4579ED445CF54D3834A9D6FCC41D81A"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e19675-wk-Fact-90B9D487E3A85891BA448AA004628DF0"
      unitRef="contract">9</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e19684-wk-Fact-CEB292A7DFB654D2A3769C0DAD9099D3"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e19704-wk-Fact-71C5BFE76CCC5BE2AB57450F47828129"
      unitRef="contract">2634</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e19713-wk-Fact-BFCA5B2F5CC45536BC399BC973C33895"
      unitRef="usd">31000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e19732-wk-Fact-8776080BAA4C5E6A9C246D7C387E3761"
      unitRef="contract">287</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e19741-wk-Fact-04E97599A37D5A83B5F1DA73D416F74E"
      unitRef="usd">35000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e19761-wk-Fact-5782C7B231EE5D35961C7E34EFF12539"
      unitRef="contract">2279</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e19770-wk-Fact-86EE10B322475D9AB6E5BD787CAF3AF7"
      unitRef="usd">77000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e19790-wk-Fact-1E83CE91C12356999C965AC24121F384"
      unitRef="contract">2641</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e19803-wk-Fact-EB447AB969FB55939454264FA57797F8"
      unitRef="usd">32000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e19817-wk-Fact-2D9ECF56C7685BDF9C764878910B5745"
      unitRef="contract">339</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e19830-wk-Fact-30F230851ABD569989BF998F5AE639B4"
      unitRef="usd">88000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e19845-wk-Fact-05C1490AC0FA5FA6850449EE611C7257"
      unitRef="contract">2334</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2018Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e19858-wk-Fact-657517D668895978B6CA74DB0C66ACAD"
      unitRef="usd">308000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e20268-wk-Fact-E1DBB29001282E660CE9CA17AA741C5A"
      unitRef="contract">7</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e20281-wk-Fact-2B08332B9CC7EEB9D993CA17AE5D62E5"
      unitRef="usd">1000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e20295-wk-Fact-AA95EA9199ADF80A0460CA17B364F1E9"
      unitRef="contract">45</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e20308-wk-Fact-0504485C0CE0C3284B4ECA17B84E35A8"
      unitRef="usd">22000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e20323-wk-Fact-0831B8F54503427DA665CA17BD59547F"
      unitRef="contract">15</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e20336-wk-Fact-B4976CCBC569411A9F2ACA17C22FC960"
      unitRef="usd">71000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e20351-wk-Fact-BABDFBE0B8B67C4091A9CA17C6F00478"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e20360-wk-Fact-B4D4B92B3B7E757000BDCA17CBCEF882"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e20379-wk-Fact-082FDFCCCAD274CA26FDCA17D1064E3A"
      unitRef="contract">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e20388-wk-Fact-A469803D9EE49AF3415ACA17D617F8EB"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e20408-wk-Fact-51A8B7375CD572CE5B9ACA17DB4EF32E"
      unitRef="contract">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e20417-wk-Fact-448C2BF3191DD8C0A89DCA17E019A3A3"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e20437-wk-Fact-2C821019465FC6733E76CA17E4E1113A"
      unitRef="contract">7</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e20446-wk-Fact-828ADF8AA09E1BEFCDA3CA17EA49F028"
      unitRef="usd">1000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e20465-wk-Fact-6220A3D3109CF4029765CA17EF7635FC"
      unitRef="contract">46</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e20474-wk-Fact-63CA21676F793119BDC0CA17F40445FA"
      unitRef="usd">22000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e20494-wk-Fact-0DCE7E8F1F6B2A91A99ECA17F9393274"
      unitRef="contract">16</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e20503-wk-Fact-0E8E1515052236D0D997CA17FD436ADE"
      unitRef="usd">71000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e20523-wk-Fact-B7C865F8F105B62A9CB2CA18015DFBDB"
      unitRef="contract">71</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e20532-wk-Fact-DEF40398D9825820C4B1CA18060D33D9"
      unitRef="usd">10000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e20551-wk-Fact-293670C8528394350301CA180CE3896E"
      unitRef="contract">73</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e20560-wk-Fact-6DC646A89A956897A290CA181146A6AD"
      unitRef="usd">13000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e20580-wk-Fact-88C0BB7F96A6F8F065E3CA1816855160"
      unitRef="contract">171</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e20589-wk-Fact-305C3EB03E69468A9E9FCA181B1C0CC6"
      unitRef="usd">19000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e20609-wk-Fact-39CC7C310F4551488DCBCA181FC6F73B"
      unitRef="contract">82</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e20618-wk-Fact-4525FFC88AAA8F4491E3CA1824D9C3DA"
      unitRef="usd">6000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e20637-wk-Fact-11D5F598221DB15257DCCA182A2F3C2A"
      unitRef="contract">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e20646-wk-Fact-E49E386F6C584FF1BD1FCA182E9E78E9"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e20666-wk-Fact-6884A66C909BB81082FECA1833F6B727"
      unitRef="contract">232</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e20675-wk-Fact-EFDAE44C292ADDD276A1CA183896C799"
      unitRef="usd">13000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e20695-wk-Fact-019F4B804CCDEFB9454CCA183D1916FE"
      unitRef="contract">50</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e20704-wk-Fact-48CB2D4747C9361615BACA1841B157A8"
      unitRef="usd">3000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e20723-wk-Fact-14E184C1D1505FDB4401CA184682D389"
      unitRef="contract">235</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e20732-wk-Fact-1191606EA0A42EB5B80CCA184AFCDB56"
      unitRef="usd">30000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e20752-wk-Fact-F8BFB4D9CE271416D252CA184FD69EC6"
      unitRef="contract">395</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e20761-wk-Fact-860B739D61F43AD815EDCA18544BA40A"
      unitRef="usd">27000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e20781-wk-Fact-674153E6CB5A3E95F664CA18590BA25C"
      unitRef="contract">15</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e20790-wk-Fact-221B2DEB0330643AE3A0CA185E01E533"
      unitRef="usd">1000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e20809-wk-Fact-97464613677F90507DA0CA1864015B5E"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e20818-wk-Fact-E3CF810B5799D9D89A73CA186915C08D"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e20838-wk-Fact-3AA4BA91FA09262B92B0CA186EE09958"
      unitRef="contract">52</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLoanServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e20847-wk-Fact-5BAF2DF9F11CC6D77879CA18755238CC"
      unitRef="usd">2000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e20868-wk-Fact-2F5F4E1BC2A2749B4C79CA187B35E224"
      unitRef="contract">5</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e20877-wk-Fact-8648B85E8778CAD3F447CA1886231362"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e20896-wk-Fact-8DC964BCD89E068CEC80CA1B16583551"
      unitRef="contract">2</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e20905-wk-Fact-08DB45E49FDDCA04CB37CA1B1BC55F1C"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e20925-wk-Fact-BDD50194A1068C670CDACA1B2198696A"
      unitRef="contract">26</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_HomeEquityLineofCreditServicedbyOthersMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e20934-wk-Fact-5DFB0D393A4D2AEA2D25CA1B269F94DD"
      unitRef="usd">2000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e20954-wk-Fact-105DA632F94D701E9988CA1B2BAB48B0"
      unitRef="contract">130</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e20963-wk-Fact-8D99DCDE30D6462398EECA1B30DC39A0"
      unitRef="usd">2000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e20982-wk-Fact-D68102CD65A949B405C7CA1B3654225F"
      unitRef="contract">29</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e20991-wk-Fact-34F73EF6872CCDFF0D83CA1B3B5AA262"
      unitRef="usd">1000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e21011-wk-Fact-E7C8C680AB3684F7FDDECA1B4123865E"
      unitRef="contract">1336</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e21020-wk-Fact-BC9B64073B007B2EF967CA1B46386C86"
      unitRef="usd">20000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e21040-wk-Fact-7E19623E29533D325514CA1B4C2572B6"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e21049-wk-Fact-6EDEB515A6D7C46EC7BDCA1B516E25A3"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e21068-wk-Fact-94285748BA4EB812864CCA1B575193DF"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e21077-wk-Fact-483BD084E282C760AA2DCA1B5C3F85B5"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e21097-wk-Fact-7A7A6EF1FCA9A3163390CA1B61D60A8C"
      unitRef="contract">329</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e21106-wk-Fact-EE20B417ECF17FF47636CA1B66B48DBD"
      unitRef="usd">7000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e21126-wk-Fact-D727031D52295A3855B8CA1B6BCFEDFE"
      unitRef="contract">2363</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e21135-wk-Fact-A7C01D6A36A7E0574BDFCA1B70DA6D42"
      unitRef="usd">13000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e21154-wk-Fact-12AB098354B1FEB5029ECA1B7622A4D8"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e21163-wk-Fact-C6FF2485C630C39F36B2CA1B7CDDB70B"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e21183-wk-Fact-0AF12C3666E31485F78BCA1B8265722B"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e21192-wk-Fact-564048C644E1A705BCA6CA1B87B2115D"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e21212-wk-Fact-E18B93BAC633B78D1DA4CA1B8CB8C0CE"
      unitRef="contract">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e21221-wk-Fact-9AFA702E115A136DF088CA1B91B1AF5A"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e21240-wk-Fact-8CDFA3FAFE415F39F729CA1B97369FC8"
      unitRef="contract">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e21249-wk-Fact-B57C1247CC61E5B0B7C2CA1B9C0269D5"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e21269-wk-Fact-EF09FA72C825401BC778CA1BA186DA5A"
      unitRef="contract">5</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_OtherRetailMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e21278-wk-Fact-9DF977D40C0A55DAFC04CA1BA62F22B2"
      unitRef="usd">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e21298-wk-Fact-26D28D0E7D96406AED4BCA1BAB426507"
      unitRef="contract">2717</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e21307-wk-Fact-081E5B8602BB6B66979DCA1BAF3B59BE"
      unitRef="usd">35000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e21326-wk-Fact-30B11FF8A158D5D384A8CA1BB387C5AD"
      unitRef="contract">340</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e21335-wk-Fact-96691E76E943D8A6DD97CA1BB7C554D7"
      unitRef="usd">44000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e21355-wk-Fact-8262EA059D92B863F819CA1BBC81C192"
      unitRef="contract">2546</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e21364-wk-Fact-7CDB91A9C5E6D0D6DCF3CA1BBFC757D0"
      unitRef="usd">90000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="INF"
      id="d29625822e21384-wk-Fact-61EC89E73D0757385381CA1BC43349D8"
      unitRef="contract">2724</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ContractualInterestRateReductionMember"
      decimals="-6"
      id="d29625822e21397-wk-Fact-23DAE1267D51A9B42909CA1BC6CBB6A0"
      unitRef="usd">36000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="INF"
      id="d29625822e21411-wk-Fact-9DCE36477A233B898943CA1BC9DA9918"
      unitRef="contract">386</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_us-gaap_ExtendedMaturityMember"
      decimals="-6"
      id="d29625822e21424-wk-Fact-7F58F7F84E645A91E2F5CA1BCC45121D"
      unitRef="usd">66000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableModificationsNumberOfContracts2
      contextRef="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="INF"
      id="d29625822e21439-wk-Fact-D0A5B55DC1C6372DE5B4CA1BCEBD4A76"
      unitRef="contract">2562</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
    <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2
      contextRef="FD2017Q4YTD_us-gaap_LoanRestructuringModificationAxis_cfg_DebtModificationOtherMember"
      decimals="-6"
      id="d29625822e21452-wk-Fact-551C3305B2C19187EE2ACA1BD118325A"
      unitRef="usd">161000000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29625822e21490-wk-Fact-DC07128B3B25514DB678A23F96881FDA"
      unitRef="usd">9000000</us-gaap:FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29625822e21494-wk-Fact-D511EF550F345D88AE8F45C3F0D704DC"
      unitRef="usd">3000000</us-gaap:FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29625822e21499-wk-Fact-711CFEE5FA295134D6A5C9EE37D5C256"
      unitRef="usd">1000000</us-gaap:FinancingReceivableAllowanceForCreditLossesEffectOfChangeInMethod>
    <us-gaap:FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29625822e21503-wk-Fact-7F9E8660DA15549882E5258BDC45B015"
      unitRef="usd">7000000</us-gaap:FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown>
    <us-gaap:FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29625822e21511-wk-Fact-B2837B66C64F5790A54029A4B77C0781"
      unitRef="usd">5000000</us-gaap:FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown>
    <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e21556-wk-Fact-7A67C3288FA95B55A7F5AA5B2FEBC28B"
      unitRef="usd">1000000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
    <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e21560-wk-Fact-C1F6314DFCD95635AC5280447B0B05DB"
      unitRef="usd">63000000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
    <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e21564-wk-Fact-C20AC051554108783E1FC9EE6C59750F"
      unitRef="usd">9000000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
    <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
      contextRef="FD2019Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e21568-wk-Fact-760F136C77555498810EB8279117F836"
      unitRef="usd">37000000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
    <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
      contextRef="FD2018Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e21573-wk-Fact-86E4F0A32A305E01A8179FFD07FF2A63"
      unitRef="usd">40000000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
    <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
      contextRef="FD2017Q4YTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember"
      decimals="-6"
      id="d29625822e21577-wk-Fact-F6CF3C45C0E4BDEE4B11C9EE988386E7"
      unitRef="usd">41000000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
    <cfg:CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral
      contextRef="FD2019Q4YTD"
      decimals="INF"
      id="d29625822e21611-wk-Fact-8E3F39285CA043A15E71A358AD3783D3"
      unitRef="number">0.90</cfg:CreditRiskHighLoantoValueLoansPercentExceedingValueOfUnderlyingCollateral>
    <us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-94A3AB671B265E5C2CCCA358AD694DD6-0-wk-Fact-FAD955118863FF390FFAA358AD2ED554">The following tables present balances of loans with these characteristics:&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;padding-left:24px;text-indent:-24px;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:193px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:89px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:89px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:89px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:89px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:89px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Residential Mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Home Equity Loans and Lines of Credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Home Equity Products Serviced by Others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Credit Cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;High loan-to-value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$402&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$61&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$90&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$553&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest only/negative amortization&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,043&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,043&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Low introductory rate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;235&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;235&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Multiple characteristics and other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,445&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$61&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$90&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$235&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,831&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;padding-left:24px;text-indent:-24px;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="19"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:193px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:68px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:77px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:77px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:70px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:70px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:70px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Residential Mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Home Equity Loans and Lines of Credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Home Equity Products Serviced by Others&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Credit Cards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Education&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;High loan-to-value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$318&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$87&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$148&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$553&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest only/negative amortization&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,794&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,795&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Low introductory rate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;217&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;217&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Multiple characteristics and other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,113&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$87&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$148&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$217&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,566&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember"
      decimals="-6"
      id="d29625822e21823-wk-Fact-2A076E5D33CD59BEA99AA10057741580"
      unitRef="usd">402000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember"
      decimals="-6"
      id="d29625822e21836-wk-Fact-4189D9233E00516092A73158FBD7EABB"
      unitRef="usd">61000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember"
      decimals="-6"
      id="d29625822e21849-wk-Fact-D8714421841C5D81A9A2A856AD4C13A8"
      unitRef="usd">90000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember"
      decimals="-6"
      id="d29625822e21863-wk-Fact-FE9EF30E9EF05715A3EB28B83853C469"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember"
      decimals="-6"
      id="d29625822e21876-wk-Fact-B3E77A7822ADC664BCD1A358AC6CCD1D"
      unitRef="usd">553000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember"
      decimals="-6"
      id="d29625822e21891-wk-Fact-F684AF11505950C882F580E0320C0A6B"
      unitRef="usd">2043000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember"
      decimals="-6"
      id="d29625822e21905-wk-Fact-83D84A734F7A5823AA85AFC0289453DE"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember"
      decimals="-6"
      id="d29625822e21919-wk-Fact-A14735CC26905A15A2084300B913EBE8"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember"
      decimals="-6"
      id="d29625822e21933-wk-Fact-34CC5C58786D558584983FCE76D62D36"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember"
      decimals="-6"
      id="d29625822e21948-wk-Fact-A8ECF4ECD80693FBF234A358ACC501AA"
      unitRef="usd">2043000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember"
      decimals="-6"
      id="d29625822e21968-wk-Fact-7E189C4025355181A296AA96A4AB5AE9"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember"
      decimals="-6"
      id="d29625822e21982-wk-Fact-8F5E0B5CE2845E4987131983896A939E"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember"
      decimals="-6"
      id="d29625822e21996-wk-Fact-359DFFF86F7E52EF86C5CBC3415036BC"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember"
      decimals="-6"
      id="d29625822e22010-wk-Fact-0C53B61024E051D9A9BD65BC3C5F684D"
      unitRef="usd">235000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember"
      decimals="-6"
      id="d29625822e22025-wk-Fact-65723D2E07C85BFAB754A358ACC56070"
      unitRef="usd">235000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember"
      decimals="-6"
      id="d29625822e22045-wk-Fact-C22CCF160DA75A078C90AAA6F4AD7048"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember"
      decimals="-6"
      id="d29625822e22059-wk-Fact-54CA0D80D6165CAB8C90593531956D73"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember"
      decimals="-6"
      id="d29625822e22073-wk-Fact-6095061AD5105F25B9D8660E788EC255"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember"
      decimals="-6"
      id="d29625822e22087-wk-Fact-5F94CAEE438F5195BD543D9781DD3FE6"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember"
      decimals="-6"
      id="d29625822e22102-wk-Fact-B21C9CB3E18EDAB49D85A358ACC56865"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember"
      decimals="-6"
      id="d29625822e22126-wk-Fact-9F73139FED52920FF9A0A358AC6C2C65"
      unitRef="usd">2445000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember"
      decimals="-6"
      id="d29625822e22139-wk-Fact-B067707907B0A4037C68A358ACC75427"
      unitRef="usd">61000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember"
      decimals="-6"
      id="d29625822e22152-wk-Fact-8D5A4D9E3B214508EF1DA358AC6BCD5A"
      unitRef="usd">90000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember"
      decimals="-6"
      id="d29625822e22166-wk-Fact-B383EBCC7565E06F1BBCA358AC6BEF40"
      unitRef="usd">235000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2019Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember"
      decimals="-6"
      id="d29625822e22179-wk-Fact-86BD85D20981DD5A030BA358AC6AD633"
      unitRef="usd">2831000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember"
      decimals="-6"
      id="d29625822e22416-wk-Fact-B93917DA169151F5BE2EC79859425358"
      unitRef="usd">318000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember"
      decimals="-6"
      id="d29625822e22429-wk-Fact-B0184046596E5DFBBC6C78021851FC8A"
      unitRef="usd">87000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember"
      decimals="-6"
      id="d29625822e22442-wk-Fact-F13DF3342B9F51B4B9566D1F5C3EDA2C"
      unitRef="usd">148000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember"
      decimals="-6"
      id="d29625822e22456-wk-Fact-3CC65022C81E5270B739CA7A3B6B013E"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember"
      decimals="-6"
      id="d29625822e22469-wk-Fact-0F53C607CE8056DAA0E21D7EC6ACE2CE"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskHighLoantovalueLoansMember"
      decimals="-6"
      id="d29625822e22482-wk-Fact-EB9A23FFA4A52ADEBB6DA358ACFE8651"
      unitRef="usd">553000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember"
      decimals="-6"
      id="d29625822e22497-wk-Fact-58A94B77798454FFB2EEFC82BB7A03B7"
      unitRef="usd">1794000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember"
      decimals="-6"
      id="d29625822e22511-wk-Fact-88E06C947F8159CCB66B3C349E03A0AF"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember"
      decimals="-6"
      id="d29625822e22525-wk-Fact-2CCD7614DC225B9BA32D7BF386605335"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember"
      decimals="-6"
      id="d29625822e22539-wk-Fact-5E7BECBF991B5E8F8F298A58C1A66A07"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember"
      decimals="-6"
      id="d29625822e22554-wk-Fact-1E5E71BC18CB545485243245747CB2FF"
      unitRef="usd">1000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskInterestonlyandNegativeAmortizationResidentialMortgagesMember"
      decimals="-6"
      id="d29625822e22568-wk-Fact-1B971C04370087A824FCA358AD01054F"
      unitRef="usd">1795000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember"
      decimals="-6"
      id="d29625822e22588-wk-Fact-955472559DAC5E089C4D8518D8B97827"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember"
      decimals="-6"
      id="d29625822e22602-wk-Fact-DB4AE877CDBE523DA1FB6ED7BD085B04"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember"
      decimals="-6"
      id="d29625822e22616-wk-Fact-37F861DC73295BE8BF498D87F8655BAF"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember"
      decimals="-6"
      id="d29625822e22630-wk-Fact-A851295766D453E4A1C0F38F03084A51"
      unitRef="usd">217000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember"
      decimals="-6"
      id="d29625822e22645-wk-Fact-09D4EB101D9E51F6AF2A89109979254C"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLowIntroductoryRateLoansMember"
      decimals="-6"
      id="d29625822e22659-wk-Fact-2D799CF76EEDC1E348CDA358ACF910E7"
      unitRef="usd">217000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember"
      decimals="-6"
      id="d29625822e22679-wk-Fact-4C354BA8BCD0522F925BF183F7B73EC0"
      unitRef="usd">1000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember"
      decimals="-6"
      id="d29625822e22693-wk-Fact-3AF52963093D5E98939571F39263806F"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember"
      decimals="-6"
      id="d29625822e22707-wk-Fact-01F772A1BC175ED7BA85048346F65230"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember"
      decimals="-6"
      id="d29625822e22721-wk-Fact-36DE10F274E855E1B79CECB14B6B4179"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember"
      decimals="-6"
      id="d29625822e22736-wk-Fact-76A4C35F23A45942A65DBA8E64A09AC5"
      unitRef="usd">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskMultipleIndicatorsMember"
      decimals="-6"
      id="d29625822e22750-wk-Fact-BD5E6D492EA4627DAEC8A358AD0171EF"
      unitRef="usd">1000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember"
      decimals="-6"
      id="d29625822e22774-wk-Fact-D7DFC483718A715772BEA358AD0064E8"
      unitRef="usd">2113000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember"
      decimals="-6"
      id="d29625822e22787-wk-Fact-3A6DD4F6E7166E8E496BA358ACFFD0E6"
      unitRef="usd">87000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_ConsumerHomeEquityProductsServicedbyOthersMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember"
      decimals="-6"
      id="d29625822e22800-wk-Fact-33A6FA6B2F1779B7559DA358ACF9D1A2"
      unitRef="usd">148000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember"
      decimals="-6"
      id="d29625822e22814-wk-Fact-318CCD61732E8D3641B7A358ACFE989D"
      unitRef="usd">217000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_StudentLoanMember_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember"
      decimals="-6"
      id="d29625822e22827-wk-Fact-5FEF48AD096E0CF79968A358ACF93558"
      unitRef="usd">1000000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="FI2018Q4_us-gaap_InternalCreditAssessmentAxis_cfg_CreditRiskLoanProductswithIncreasedCreditExposureMember"
      decimals="-6"
      id="d29625822e22840-wk-Fact-592C0A7706801F1C490EA358ACFAE89D"
      unitRef="usd">2566000000</us-gaap:NotesReceivableNet>
    <us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-BB84E0DAE4E7E20AE64DA358AD6AEE75-0-wk-Fact-2E31E139F09A2DF8A7C2A358AC50331A">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 6 - PREMISES, EQUIPMENT AND SOFTWARE&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Premises and Equipment&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation and amortization have been computed using the straight-line method over the estimated useful lives of the assets. Leasehold improvements are amortized over the life of the lease (including renewal options if exercise of those options is reasonably assured) or their estimated useful life, whichever is shorter.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Additions to premises and equipment are recorded at cost. The cost of major additions, improvements and betterments is capitalized. Normal repairs and maintenance and other costs that do not improve the property, extend the useful life or otherwise do not meet capitalization criteria are charged to expense as incurred. Citizens evaluates premises and equipment for impairment when events or changes in circumstances indicate that the carrying value of such assets may not be recoverable.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;A summary of the carrying value of premises and equipment is presented below: &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:73%;"/&gt;&lt;td style="width:11%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:5%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:5%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(dollars in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Useful Lives (years)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Land and land improvements&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;10 - 75&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$102&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$112&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Buildings and leasehold improvements&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;5 - 60&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;848&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;852&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Furniture, fixtures and equipment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;5 - 20&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;535&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,019&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Construction in progress&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;368&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;292&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total premises and equipment, gross&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,853&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,275&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Accumulated depreciation&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(1,092&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(1,484&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total premises and equipment, net&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$761&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$791&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Depreciation charged to noninterest expense totaled &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$116 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$117 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$124 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; for the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively, and is presented in the Consolidated Statements of Operations in both occupancy and equipment expense. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Software&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Costs related to computer software developed or obtained for internal use are capitalized if the projects improve functionality and provide long-term future operational benefits. Capitalized costs are amortized using the straight-line method over the asset&#x2019;s expected useful life, based upon the basic pattern of consumption and economic benefits provided by the asset. Citizens begins to amortize the software when the asset (or identifiable component of the asset) is substantially complete and ready for its intended use. All other costs incurred in connection with an internal-use software project are expensed as incurred. Capitalized software is included in other assets on the Consolidated Balance Sheets.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens had capitalized software assets of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$2.0 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$1.8 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and related accumulated amortization of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$1.1 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$948 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively. Amortization expense was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$194 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$189 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$180 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; for the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The estimated future amortization expense for capitalized software assets is presented below: &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:81%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:17%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$175&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;136&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;102&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;73&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;46&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Thereafter&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;62&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$594&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Excluded from this balance is &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$296 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; of in-process software at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;.&lt;/span&gt;&lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock>
    <us-gaap:PropertyPlantAndEquipmentPolicyTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-6040F78B3A87C6838842A358AD6AEE80-0-wk-Fact-7961955F1A23AB90B20DA358AC4F42C8">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation and amortization have been computed using the straight-line method over the estimated useful lives of the assets. Leasehold improvements are amortized over the life of the lease (including renewal options if exercise of those options is reasonably assured) or their estimated useful life, whichever is shorter.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Additions to premises and equipment are recorded at cost. The cost of major additions, improvements and betterments is capitalized. Normal repairs and maintenance and other costs that do not improve the property, extend the useful life or otherwise do not meet capitalization criteria are charged to expense as incurred. Citizens evaluates premises and equipment for impairment when events or changes in circumstances indicate that the carrying value of such assets may not be recoverable.&lt;/span&gt;&lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentPolicyTextBlock>
    <us-gaap:PropertyPlantAndEquipmentTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-B7E5EF04E8A1A72C7FB6A358AD6AAFE3-0-wk-Fact-00F479238A8AE494F7D4A358AC4C61BD">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;A summary of the carrying value of premises and equipment is presented below: &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:73%;"/&gt;&lt;td style="width:11%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:5%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:5%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(dollars in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Useful Lives (years)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Land and land improvements&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;10 - 75&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$102&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$112&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Buildings and leasehold improvements&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;5 - 60&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;848&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;852&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Furniture, fixtures and equipment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;5 - 20&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;535&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,019&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Construction in progress&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;368&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;292&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total premises and equipment, gross&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,853&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,275&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Accumulated depreciation&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(1,092&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(1,484&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total premises and equipment, net&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$761&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$791&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentTextBlock>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandAndLandImprovementsMember"
      decimals="-6"
      id="d29558878e1496-wk-Fact-65EAB6EE9ADEDD44DC80A358ACCA794E"
      unitRef="usd">102000000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="FI2018Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandAndLandImprovementsMember"
      decimals="-6"
      id="d29558878e1514-wk-Fact-53EF1FF98C2E2D258BABA358ACCB8875"
      unitRef="usd">112000000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_BuildingsandLeaseholdImprovementsMember"
      decimals="-6"
      id="d29558878e1539-wk-Fact-091DAA4EB15D30504C81A358ACCD90E5"
      unitRef="usd">848000000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="FI2018Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_BuildingsandLeaseholdImprovementsMember"
      decimals="-6"
      id="d29558878e1558-wk-Fact-A9A7DA1A014768C91406A358ACCA655E"
      unitRef="usd">852000000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_FurnitureFixturesandEquipmentMember"
      decimals="-6"
      id="d29558878e1588-wk-Fact-BC325BC501AEDAAB5C03A358ACCA5AD3"
      unitRef="usd">535000000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="FI2018Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cfg_FurnitureFixturesandEquipmentMember"
      decimals="-6"
      id="d29558878e1607-wk-Fact-32A999B8745ED7E84AD0A358ACC9E2DC"
      unitRef="usd">1019000000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_ConstructionInProgressMember"
      decimals="-6"
      id="d29558878e1637-wk-Fact-38A6E6AAE2AAA4474FBFA358ACCD49D4"
      unitRef="usd">368000000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="FI2018Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_ConstructionInProgressMember"
      decimals="-6"
      id="d29558878e1656-wk-Fact-42F88171BCDF79FD8DACA358ACC9BAF9"
      unitRef="usd">292000000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29558878e1686-wk-Fact-41E49757776207B309A9A358ACCBE80A"
      unitRef="usd">1853000000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29558878e1705-wk-Fact-60323BE9DBC6F59B20B0A358ACCD08AA"
      unitRef="usd">2275000000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29558878e1735-wk-Fact-23997F9223088D6CE14EA358ACCD8D37"
      unitRef="usd">1092000000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
    <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29558878e1755-wk-Fact-66FEE88EF9FB6AC174A9A358ACCC3D34"
      unitRef="usd">1484000000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
    <us-gaap:PropertyPlantAndEquipmentNet
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29558878e1790-wk-Fact-0D850A4BC0FA5B53A905D067565B8F86"
      unitRef="usd">761000000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:PropertyPlantAndEquipmentNet
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29558878e1808-wk-Fact-FA6C6914FF1A5FB8B7A98ED86DAFD424"
      unitRef="usd">791000000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:Depreciation
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29558878e1823-wk-Fact-984FC73A2DC10E92351BA358AC4FFB79"
      unitRef="usd">116000000</us-gaap:Depreciation>
    <us-gaap:Depreciation
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29558878e1827-wk-Fact-E1046D331550FAA421C0A358AC4D31AC"
      unitRef="usd">117000000</us-gaap:Depreciation>
    <us-gaap:Depreciation
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29558878e1831-wk-Fact-D10A7603CF999255E524A358AC4D1EF8"
      unitRef="usd">124000000</us-gaap:Depreciation>
    <us-gaap:InternalUseSoftwarePolicy
      contextRef="FD2019Q4YTD"
      id="TextSelection-6407DE817DC7BF4E6985A358AD6A29AD-0-wk-Fact-E9185B64C902BDBC2C22A358AC505F06">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Costs related to computer software developed or obtained for internal use are capitalized if the projects improve functionality and provide long-term future operational benefits. Capitalized costs are amortized using the straight-line method over the asset&#x2019;s expected useful life, based upon the basic pattern of consumption and economic benefits provided by the asset. Citizens begins to amortize the software when the asset (or identifiable component of the asset) is substantially complete and ready for its intended use. All other costs incurred in connection with an internal-use software project are expensed as incurred. Capitalized software is included in other assets on the Consolidated Balance Sheets.&lt;/span&gt;&lt;/div&gt;</us-gaap:InternalUseSoftwarePolicy>
    <us-gaap:CapitalizedComputerSoftwareGross
      contextRef="FI2019Q4"
      decimals="-8"
      id="d29558878e1863-wk-Fact-79099E24EE1E08E86946A358AC4E0372"
      unitRef="usd">2000000000.0</us-gaap:CapitalizedComputerSoftwareGross>
    <us-gaap:CapitalizedComputerSoftwareGross
      contextRef="FI2018Q4"
      decimals="-8"
      id="d29558878e1867-wk-Fact-19BE28F3976633155C75A358AC4B6D7E"
      unitRef="usd">1800000000</us-gaap:CapitalizedComputerSoftwareGross>
    <us-gaap:CapitalizedComputerSoftwareAccumulatedAmortization
      contextRef="FI2019Q4"
      decimals="-8"
      id="d29558878e1871-wk-Fact-9DCC4A450638FA6EDFC1A358AC4A3591"
      unitRef="usd">1100000000</us-gaap:CapitalizedComputerSoftwareAccumulatedAmortization>
    <us-gaap:CapitalizedComputerSoftwareAccumulatedAmortization
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29558878e1875-wk-Fact-095A4F9745BF565208BFA358AC4D16E6"
      unitRef="usd">948000000</us-gaap:CapitalizedComputerSoftwareAccumulatedAmortization>
    <us-gaap:CapitalizedComputerSoftwareAmortization1
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29558878e1888-wk-Fact-1EE45E217881414775D9A358AC4E7AB1"
      unitRef="usd">194000000</us-gaap:CapitalizedComputerSoftwareAmortization1>
    <us-gaap:CapitalizedComputerSoftwareAmortization1
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29558878e1892-wk-Fact-29FA72A7DBECA2DC27D2A358AC4C3E77"
      unitRef="usd">189000000</us-gaap:CapitalizedComputerSoftwareAmortization1>
    <us-gaap:CapitalizedComputerSoftwareAmortization1
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29558878e1896-wk-Fact-B37CACA1C6AF6D264AD6A358AC4F30FF"
      unitRef="usd">180000000</us-gaap:CapitalizedComputerSoftwareAmortization1>
    <cfg:ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-224012B6EA5E8EFDA1B6A358AD6A5E9B-0-wk-Fact-FC91149F271A9E4D0189A358AC4C198B">&lt;div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The estimated future amortization expense for capitalized software assets is presented below: &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:81%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:17%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$175&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;136&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;102&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;73&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;46&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Thereafter&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;62&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$594&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Excluded from this balance is &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$296 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; of in-process software at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;.&lt;/span&gt;&lt;/div&gt;</cfg:ScheduleofCapitalizedComputerSoftwareFutureAmortizationExpenseTableTextBlock>
    <cfg:CapitalizedComputerSoftwareAmortizationExpenseYearOne
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29558878e1966-wk-Fact-CE15FC1B0E636561A725A358ABA9BE04"
      unitRef="usd">175000000</cfg:CapitalizedComputerSoftwareAmortizationExpenseYearOne>
    <cfg:CapitalizedComputerSoftwareAmortizationExpenseYearTwo
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29558878e1981-wk-Fact-261DD98804232E80BD48A358ABA96DF9"
      unitRef="usd">136000000</cfg:CapitalizedComputerSoftwareAmortizationExpenseYearTwo>
    <cfg:CapitalizedComputerSoftwareAmortizationExpenseYearThree
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29558878e2001-wk-Fact-E9F24CE38E497997B5A0A358ABAAF779"
      unitRef="usd">102000000</cfg:CapitalizedComputerSoftwareAmortizationExpenseYearThree>
    <cfg:CapitalizedComputerSoftwareAmortizationExpenseYearFour
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29558878e2021-wk-Fact-AF8D2AD28B0D94CA8885A358ABA680EF"
      unitRef="usd">73000000</cfg:CapitalizedComputerSoftwareAmortizationExpenseYearFour>
    <cfg:CapitalizedComputerSoftwareAmortizationExpenseYearFive
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29558878e2041-wk-Fact-01ED0CFE245AA1C9CF1AA358ABA89B3C"
      unitRef="usd">46000000</cfg:CapitalizedComputerSoftwareAmortizationExpenseYearFive>
    <cfg:CapitalizedComputerSoftwareAmortizationExpenseThereafter
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29558878e2061-wk-Fact-EE6C76EC8D03A79CD366A358ABA804CE"
      unitRef="usd">62000000</cfg:CapitalizedComputerSoftwareAmortizationExpenseThereafter>
    <cfg:CapitalizedSoftwareAmortizationExpenseTotal
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29558878e2087-wk-Fact-6C993B8EB283BA98737EA358ABA8DD50"
      unitRef="usd">594000000</cfg:CapitalizedSoftwareAmortizationExpenseTotal>
    <cfg:CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29558878e2106-wk-Fact-084EA64EEC66EB90088FA358AC4EF94D"
      unitRef="usd">296000000</cfg:CapitalizedSoftwareDevelopmentCostsforInternalUseSoftware>
    <cfg:MortgageServicingRightsTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-6A503A2ED3826EF598CFA358AD6B09A2-0-wk-Fact-0319FF085A49D7CF2755A358ACE11587">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 7 - MORTGAGE BANKING&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Company sells residential mortgages to GSEs and other parties, who may issue securities backed by pools of such loans. The Company retains no beneficial interests in these sales, but may retain the servicing rights for the loans sold. The Company is obligated to subsequently repurchase a loan if the purchaser discovers a representation or warranty violation such as noncompliance with eligibility or servicing requirements, or customer fraud, that should have been identified in a loan file review.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Mortgage loans held for sale are accounted for at fair value on an individual loan basis. Changes in the fair value, and realized gains and losses on the sales of mortgage loans, are reported in mortgage banking income.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table summarizes activity related to the Company&#x2019;s residential mortgage loan sales and the Company's mortgage banking activity:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.61013645224172%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:74%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgage loan sold with servicing retained&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20,430&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$8,149&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,161&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Gain on sales&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;&#160;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;251&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;89&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Contractually specified servicing, late and other ancillary fees&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;&#160;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;208&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;118&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;53&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Reported in mortgage banking fees in the Consolidated Statements of Operations.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Company recognizes the right to service residential mortgage loans for others, or MSRs, as separate assets, which are presented in other assets on the Consolidated Balance Sheets, when purchased, or when servicing is contractually separated from the underlying mortgage loans by sale with servicing rights retained. MSRs are initially recorded at fair value. Subsequent to the initial recognition, MSRs are measured using either the fair value method or the amortization method. MSRs accounted for under the amortization method are subsequently accounted for at lower of cost or fair value, net of accumulated amortization, which is recorded in proportion to, and over the period of, net servicing income. The unpaid principal balance of the related residential mortgage loans was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$77.5 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$69.6 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and 2018, respectively. &#160;&#160;&#160;&#160;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;In connection with the August 1, 2018 acquisition of FAMC, the Company began maintaining two separate classes of MSRs which, at the time of initial capitalization, were differentiated by how the risk associated with valuation changes of the MSRs was being managed. The acquired FAMC portfolio is accounted for under the fair value method while the Company&#x2019;s MSR portfolio held before the FAMC acquisition is accounted for under the amortization method. Beginning January 1, 2019, all of the Company&#x2019;s newly originated MSRs are accounted for under the fair value method. The Company implemented an active hedging strategy to manage the risk associated with changes in the value of the MSR portfolio accounted for under the fair value method, which includes the purchase of freestanding derivatives. Depending on the interest rate environment, economic hedges may be used to protect the market value of MSRs accounted for under the amortization method. Any changes in fair value during the period for MSRs carried under the fair value method, as well as amortization and impairment of MSRs under the amortization method, are recorded in mortgage banking fees in the Consolidated Statements of Operations.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table summarizes changes in MSRs recorded using the amortization method:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:556px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:52px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:52px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;As of and for the Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Mortgage servicing rights:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance as of beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$221&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$201&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amount capitalized&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;36&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Purchases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amortization&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Carrying amount before valuation allowance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;183&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;221&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Valuation allowance for servicing assets:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance as of beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Valuation charge-offs (recoveries)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net carrying value of MSRs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$182&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$221&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table summarizes changes in MSRs recorded using the fair value method:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:553px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;As of and for the Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Fair value as of beginning of the period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$600&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Acquired MSRs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;590&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amounts capitalized&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;270&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;73&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Changes in unpaid principal balance during the period &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(119&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Changes in fair value during the period &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(109&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Fair value at end of the period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$642&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$600&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&#160;Represents changes in value due to passage of time including the impact from both regularly scheduled loan principal payments and partial paydowns, and &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;    loans that paid off during the period. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Represents changes in value primarily due to market driven changes in interest rates and prepayment speeds.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The fair value of MSRs is estimated by using the present value of estimated future net servicing cash flows, taking into consideration actual and expected mortgage loan prepayment rates, discount rates, contractual servicing fee income, servicing costs, default rates, ancillary income, and other economic factors, which are determined based on current market interest rates. The valuation does not attempt to forecast or predict the future direction of interest rates.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The sensitivity analyses below present the impact to current fair value of an immediate 50 basis point and 100 basis point adverse change in key economic assumptions and the decline in fair value if the respective adverse change was realized. These sensitivities are hypothetical, with the effect of a variation in a particular assumption on the fair value of the MSRs calculated independently without changing any other assumption. In reality, changes in one factor may result in changes in another (e.g., changes in interest rates, which drive changes in prepayment rates, could result in changes in the discount rates), which may amplify or counteract the sensitivities. The primary risk inherent in the Company&#x2019;s MSRs is an increase in prepayments of the underlying mortgage loans serviced, which is dependent upon movements in market interest rates.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For MSRs under the amortization method, the key economic assumptions used to estimate the fair value are presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:344px;"/&gt;&lt;td style="width:60px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:60px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Actual&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Decline in fair value due to&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Actual&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Decline in fair value due to&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(dollars in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$193&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;50 bps adverse change&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;100 bps adverse change&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$243&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;50 bps adverse change&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;100 bps adverse change&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Weighted average life (in years)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6.4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6.5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Weighted average constant prepayment rate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8.9%&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$28&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$53&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8.5%&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$56&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Weighted average discount rate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9.4%&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9.3%&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For MSRs under the fair value method, the key economic assumptions used to estimate the fair value are presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:684px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:342px;"/&gt;&lt;td style="width:60px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:60px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Actual&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Decline in fair value due to&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Actual&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Decline in fair value due to&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(dollars in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$642&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;50 bps adverse change&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;100 bps adverse change&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$600&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;50 bps adverse change&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;100 bps adverse change&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Weighted average life (in years)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5.5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8.0&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Weighted average constant prepayment rate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13.9%&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$116&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$222&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8.2%&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$68&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$148&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Weighted average option adjusted spread&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;440 bps&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;609 bps&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens accounts for derivatives in its mortgage banking operations at fair value on the Consolidated Balance Sheets as derivative assets or derivative liabilities, depending on whether the derivative had a positive (asset) or negative (liability) fair value as of the balance sheet date. The Company&#x2019;s mortgage banking derivatives include commitments to originate mortgages held for sale, certain loan sale agreements, and other financial instruments that meet the definition of a derivative. Refer to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Note 13&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; for additional information.&lt;/span&gt;&lt;/div&gt;</cfg:MortgageServicingRightsTextBlock>
    <cfg:LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-CEFDB450C04E45AA82AEA358AD6B3479-0-wk-Fact-8426C5A9FA5FE3A0BA6EA358ACE1C913">&lt;div style="line-height:120%;padding-bottom:8px;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table summarizes activity related to the Company&#x2019;s residential mortgage loan sales and the Company's mortgage banking activity:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.61013645224172%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:74%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgage loan sold with servicing retained&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20,430&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$8,149&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,161&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Gain on sales&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;&#160;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;251&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;89&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Contractually specified servicing, late and other ancillary fees&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;&#160;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;208&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;118&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;53&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Reported in mortgage banking fees in the Consolidated Statements of Operations.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</cfg:LoansandLeasesReceivableMortgageBankingActivitiesTableTextBlock>
    <us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale
      contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e1507-wk-Fact-8812C8D43EFA53AE91AD7347F754873B"
      unitRef="usd">20430000000</us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale>
    <us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale
      contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e1525-wk-Fact-CBE03314813253B7B96FFB679DCD0F09"
      unitRef="usd">8149000000</us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale>
    <us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale
      contextRef="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e1543-wk-Fact-BF2420238A7AACB45776A358AC3AE740"
      unitRef="usd">3161000000</us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale>
    <us-gaap:GainLossOnSaleOfMortgageLoans
      contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29561677e1561-wk-Fact-A28ECC1568FD5AFD89F30BD69A696460"
      unitRef="usd">251000000</us-gaap:GainLossOnSaleOfMortgageLoans>
    <us-gaap:GainLossOnSaleOfMortgageLoans
      contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29561677e1580-wk-Fact-E069CC6FCE805B20A4D7892D08424855"
      unitRef="usd">89000000</us-gaap:GainLossOnSaleOfMortgageLoans>
    <us-gaap:GainLossOnSaleOfMortgageLoans
      contextRef="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29561677e1599-wk-Fact-1A9688CBB70E166EA027A358AC3A6DAF"
      unitRef="usd">35000000</us-gaap:GainLossOnSaleOfMortgageLoans>
    <us-gaap:ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets
      contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29561677e1622-wk-Fact-C5EADA5E05FC5075922823C12C323852"
      unitRef="usd">208000000</us-gaap:ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets>
    <us-gaap:ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets
      contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29561677e1641-wk-Fact-A5EA0AE86474505A8C980D0BFE8299F0"
      unitRef="usd">118000000</us-gaap:ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets>
    <us-gaap:ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets
      contextRef="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29561677e1660-wk-Fact-CEE80ECD2996F8F735F4A358AC3B1AD2"
      unitRef="usd">53000000</us-gaap:ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_MortgageLoansServicedForOthersMember"
      decimals="-8"
      id="d29561677e1695-wk-Fact-6BA7131315A1522EA679EE45EAAE36E0"
      unitRef="usd">77500000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cfg_MortgageLoansServicedForOthersMember"
      decimals="-8"
      id="d29561677e1699-wk-Fact-5D34129D2F905DD4A0E9719BCD2B7463"
      unitRef="usd">69600000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:ScheduleOfServicingAssetsAtAmortizedValueTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-EF027521947534455F29A358AD6C1423-0-wk-Fact-A7FABF837A6755780778A358ACE21789">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table summarizes changes in MSRs recorded using the amortization method:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:556px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:52px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:52px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;As of and for the Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Mortgage servicing rights:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance as of beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$221&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$201&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amount capitalized&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;36&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Purchases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amortization&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Carrying amount before valuation allowance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;183&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;221&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Valuation allowance for servicing assets:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance as of beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Valuation charge-offs (recoveries)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net carrying value of MSRs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$182&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$221&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfServicingAssetsAtAmortizedValueTextBlock>
    <us-gaap:ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-41AE3C51E38B2DA4F4F7A358AD6B9B05-0-wk-Fact-5AED1E50BE7D3AF8D69EA358ACE02E22">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table summarizes changes in MSRs recorded using the amortization method:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:556px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:52px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:52px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;As of and for the Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Mortgage servicing rights:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance as of beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$221&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$201&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amount capitalized&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;36&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Purchases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amortization&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(38&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Carrying amount before valuation allowance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;183&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;221&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Valuation allowance for servicing assets:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance as of beginning of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Valuation charge-offs (recoveries)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at end of period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net carrying value of MSRs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$182&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$221&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock>
    <us-gaap:ServicingAssetAtAmortizedValue
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e1875-wk-Fact-7FC3DDD873E0512BBEBC8E0F81A1B11B"
      unitRef="usd">221000000</us-gaap:ServicingAssetAtAmortizedValue>
    <us-gaap:ServicingAssetAtAmortizedValue
      contextRef="FI2017Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e1893-wk-Fact-FE75FBE60B7B546C91F129E905D0A6DE"
      unitRef="usd">201000000</us-gaap:ServicingAssetAtAmortizedValue>
    <cfg:ServicingAssetatAmortizedCostAmountCapitalized
      contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e1908-wk-Fact-217BCD1D5E0A5A9B93834559D9451371"
      unitRef="usd">0</cfg:ServicingAssetatAmortizedCostAmountCapitalized>
    <cfg:ServicingAssetatAmortizedCostAmountCapitalized
      contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e1927-wk-Fact-C6E59581EC7E5572BFE686D28164D3BC"
      unitRef="usd">36000000</cfg:ServicingAssetatAmortizedCostAmountCapitalized>
    <us-gaap:ServicingAssetAtAmortizedValueAdditions
      contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e1947-wk-Fact-52FFEC538B1F5649886C538E10818D93"
      unitRef="usd">0</us-gaap:ServicingAssetAtAmortizedValueAdditions>
    <us-gaap:ServicingAssetAtAmortizedValueAdditions
      contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e1966-wk-Fact-04758146B28E5188A8910FC18EB13FFD"
      unitRef="usd">16000000</us-gaap:ServicingAssetAtAmortizedValueAdditions>
    <us-gaap:ServicingAssetAtAmortizedValueAmortization1
      contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e1986-wk-Fact-A302BA395F225DC7AE94BD5421591DD2"
      unitRef="usd">38000000</us-gaap:ServicingAssetAtAmortizedValueAmortization1>
    <us-gaap:ServicingAssetAtAmortizedValueAmortization1
      contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2006-wk-Fact-73880AAD5AA05B5E85DA23CDF26EA0AE"
      unitRef="usd">32000000</us-gaap:ServicingAssetAtAmortizedValueAmortization1>
    <us-gaap:ServicingAssetAtAmortizedValue
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2027-wk-Fact-F1ABAB4D0AD55622A20A1B43998DBF48"
      unitRef="usd">183000000</us-gaap:ServicingAssetAtAmortizedValue>
    <us-gaap:ServicingAssetAtAmortizedValue
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2046-wk-Fact-7FC3DDD873E0512BBEBC8E0F81A1B11B"
      unitRef="usd">221000000</us-gaap:ServicingAssetAtAmortizedValue>
    <us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2107-wk-Fact-8631B23E184F543FAE6693A589D524A2"
      unitRef="usd">0</us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance>
    <us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
      contextRef="FI2017Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2126-wk-Fact-4BC11866EB965F0EA5CFADFB99C31484"
      unitRef="usd">3000000</us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance>
    <us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries
      contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2146-wk-Fact-D1B22DA34FBF5C06AD43071BCC8C36A8"
      unitRef="usd">1000000</us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries>
    <us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries
      contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2165-wk-Fact-534D79EDA19E5799A5E3A58E369CDE85"
      unitRef="usd">-3000000</us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries>
    <us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2187-wk-Fact-448EDA3882CC59F681C148BD3D93E9BC"
      unitRef="usd">1000000</us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance>
    <us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2206-wk-Fact-8631B23E184F543FAE6693A589D524A2"
      unitRef="usd">0</us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance>
    <cfg:ServicingAssetatAmortizedCostNet
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2230-wk-Fact-5BFC8DE3930E5A839174EB5AC1737BAD"
      unitRef="usd">182000000</cfg:ServicingAssetatAmortizedCostNet>
    <cfg:ServicingAssetatAmortizedCostNet
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2248-wk-Fact-96D06005461151058F50C9DC0E3524E2"
      unitRef="usd">221000000</cfg:ServicingAssetatAmortizedCostNet>
    <us-gaap:ScheduleOfServicingAssetsAtFairValueTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-DEE545D80E39FC4EE6F3A358AD6B32B2-0-wk-Fact-69F435AA02A452716CB6A358ACE02448">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table summarizes changes in MSRs recorded using the fair value method:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:553px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;As of and for the Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Fair value as of beginning of the period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$600&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Acquired MSRs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;590&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amounts capitalized&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;270&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;73&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Changes in unpaid principal balance during the period &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(119&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Changes in fair value during the period &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(109&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Fair value at end of the period&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$642&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$600&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&#160;Represents changes in value due to passage of time including the impact from both regularly scheduled loan principal payments and partial paydowns, and &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;    loans that paid off during the period. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Represents changes in value primarily due to market driven changes in interest rates and prepayment speeds.&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfServicingAssetsAtFairValueTextBlock>
    <us-gaap:ServicingAssetAtFairValueAmount
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2386-wk-Fact-45CC44744DD3616184D0A63823287012"
      unitRef="usd">600000000</us-gaap:ServicingAssetAtFairValueAmount>
    <us-gaap:ServicingAssetAtFairValueAmount
      contextRef="FI2017Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2404-wk-Fact-6F15E0063E45A311137BA6381B76C60B"
      unitRef="usd">0</us-gaap:ServicingAssetAtFairValueAmount>
    <us-gaap:ServicingAssetAtFairValueAdditions
      contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2419-wk-Fact-C847010D6DB85516A6F0F91A14C93704"
      unitRef="usd">0</us-gaap:ServicingAssetAtFairValueAdditions>
    <us-gaap:ServicingAssetAtFairValueAdditions
      contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2438-wk-Fact-810F8AFF623A49A53F9DA6381CD2F627"
      unitRef="usd">590000000</us-gaap:ServicingAssetAtFairValueAdditions>
    <cfg:ServicingAssetAtFairValueAmountCapitalized
      contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2458-wk-Fact-D7BA058CC9175E3A99071CB932800B90"
      unitRef="usd">270000000</cfg:ServicingAssetAtFairValueAmountCapitalized>
    <cfg:ServicingAssetAtFairValueAmountCapitalized
      contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2477-wk-Fact-5B234DEEC3F2CCEFA88AA6381E4E257B"
      unitRef="usd">73000000</cfg:ServicingAssetAtFairValueAmountCapitalized>
    <us-gaap:ServicingAssetAtFairValueOtherChangesThatAffectBalance
      contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2499-wk-Fact-E8ABAEA1302F52AE82267C94AC0C8C24"
      unitRef="usd">-119000000</us-gaap:ServicingAssetAtFairValueOtherChangesThatAffectBalance>
    <us-gaap:ServicingAssetAtFairValueOtherChangesThatAffectBalance
      contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2519-wk-Fact-D19FE5DDDBAE77F5969FA6381FB00875"
      unitRef="usd">-32000000</us-gaap:ServicingAssetAtFairValueOtherChangesThatAffectBalance>
    <us-gaap:ServicingAssetAtFairValueOtherChangesInFairValue
      contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2542-wk-Fact-47D2643DED855629AEF5BB3062019963"
      unitRef="usd">-109000000</us-gaap:ServicingAssetAtFairValueOtherChangesInFairValue>
    <us-gaap:ServicingAssetAtFairValueOtherChangesInFairValue
      contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2562-wk-Fact-2B4CEA8B2C6C72BE82CEA638218BE485"
      unitRef="usd">-31000000</us-gaap:ServicingAssetAtFairValueOtherChangesInFairValue>
    <us-gaap:ServicingAssetAtFairValueAmount
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2587-wk-Fact-68C5E66DB5645BF68C4EC85543B1EDAC"
      unitRef="usd">642000000</us-gaap:ServicingAssetAtFairValueAmount>
    <us-gaap:ServicingAssetAtFairValueAmount
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29561677e2605-wk-Fact-45CC44744DD3616184D0A63823287012"
      unitRef="usd">600000000</us-gaap:ServicingAssetAtFairValueAmount>
    <us-gaap:ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-F44E88F8B6A6F9316F41A358AD6B001D-0-wk-Fact-892C67A10FE1A23BACCCA358ACE1C9B9">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For MSRs under the amortization method, the key economic assumptions used to estimate the fair value are presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:344px;"/&gt;&lt;td style="width:60px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:60px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Actual&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Decline in fair value due to&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Actual&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Decline in fair value due to&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(dollars in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$193&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;50 bps adverse change&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;100 bps adverse change&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$243&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;50 bps adverse change&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;100 bps adverse change&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Weighted average life (in years)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6.4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6.5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Weighted average constant prepayment rate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8.9%&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$28&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$53&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8.5%&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$56&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Weighted average discount rate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9.4%&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9.3%&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For MSRs under the fair value method, the key economic assumptions used to estimate the fair value are presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:684px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:342px;"/&gt;&lt;td style="width:60px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:60px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Actual&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Decline in fair value due to&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Actual&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Decline in fair value due to&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(dollars in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$642&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;50 bps adverse change&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;100 bps adverse change&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$600&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;50 bps adverse change&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;100 bps adverse change&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Weighted average life (in years)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5.5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8.0&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Weighted average constant prepayment rate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13.9%&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$116&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$222&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8.2%&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$68&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$148&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Weighted average option adjusted spread&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;440 bps&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;609 bps&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock>
    <us-gaap:ServicingAssetAtAmortizedValueFairValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29561677e2820-wk-Fact-9918012E79265AD9A896370FE6588464"
      unitRef="usd">193000000</us-gaap:ServicingAssetAtAmortizedValueFairValue>
    <us-gaap:ServicingAssetAtAmortizedValueFairValue
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29561677e2840-wk-Fact-3B46760353AE504DAEED29307E64A568"
      unitRef="usd">243000000</us-gaap:ServicingAssetAtAmortizedValueFairValue>
    <cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife
      contextRef="FD2019Q4YTD"
      id="d29561677e2861-wk-Fact-FAF1FD1B3DA15B8C9E4B983AD2250794">P6Y4M24D</cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife>
    <cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife
      contextRef="FD2018Q4YTD"
      id="d29561677e2881-wk-Fact-E3BB1CB94A4D5FECB14F1985E57766F4">P6Y6M</cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueWeightedAverageLife>
    <cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed
      contextRef="FD2019Q4YTD"
      decimals="3"
      id="d29561677e2902-wk-Fact-7F08AEA61C915D1B8F49A5E62E68D3AD"
      unitRef="number">0.089</cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed>
    <cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember"
      decimals="-6"
      id="d29561677e2907-wk-Fact-173CEEE395F657ABA327470E660D8FAC"
      unitRef="usd">28000000</cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed>
    <cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember"
      decimals="-6"
      id="d29561677e2912-wk-Fact-CEA51016584357FD87A2E363CEC6F2CC"
      unitRef="usd">53000000</cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed>
    <cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed
      contextRef="FD2018Q4YTD"
      decimals="3"
      id="d29561677e2922-wk-Fact-588A1DF0DB355A98AF4E92D5D55A0850"
      unitRef="number">0.085</cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValuePrepaymentSpeed>
    <cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed
      contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MinimumMember"
      decimals="-6"
      id="d29561677e2927-wk-Fact-598498C8C44E5FD2B998881FBAFFB9C3"
      unitRef="usd">24000000</cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinPrepaymentSpeed>
    <cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed
      contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MaximumMember"
      decimals="-6"
      id="d29561677e2932-wk-Fact-486AA366AA535E7793109FB320188CCE"
      unitRef="usd">56000000</cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinPrepaymentSpeed>
    <cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate
      contextRef="FD2019Q4YTD"
      decimals="3"
      id="d29561677e2943-wk-Fact-ADE746177C5C569C9104C81959F00266"
      unitRef="number">0.094</cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate>
    <cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember"
      decimals="-6"
      id="d29561677e2948-wk-Fact-B6E8C20C83AA50BBAE90FCFA65F8E9E5"
      unitRef="usd">4000000</cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate>
    <cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember"
      decimals="-6"
      id="d29561677e2953-wk-Fact-71659E01E2465E9EA5B5A7CCE961C568"
      unitRef="usd">7000000</cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate>
    <cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate
      contextRef="FD2018Q4YTD"
      decimals="3"
      id="d29561677e2963-wk-Fact-54F369B5BAC75A1292445D108D6AA107"
      unitRef="number">0.093</cfg:ServicingAssetsAndServicingLiabilitiesAtAmortizedCostAssumptionsUsedToEstimateFairValueDiscountRate>
    <cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate
      contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MinimumMember"
      decimals="-6"
      id="d29561677e2968-wk-Fact-0478826529AE5C31A714F6EF28AE7E8A"
      unitRef="usd">5000000</cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof0.5PercentAdverseChangeinDiscountRate>
    <cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate
      contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MaximumMember"
      decimals="-6"
      id="d29561677e2973-wk-Fact-DFB45016A44F5D74A3056BFF6301A8F5"
      unitRef="usd">9000000</cfg:SensitivityAnalysisofFairValueAmortizationMethodTransferorsInterestsinTransferredFinancialAssetsImpactof1PercentAdverseChangeinDiscountRate>
    <us-gaap:ServicingAssetAtFairValueAmount
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29561677e3127-wk-Fact-4BAD77CA787959AE9467CCAA9DB33947"
      unitRef="usd">642000000</us-gaap:ServicingAssetAtFairValueAmount>
    <us-gaap:ServicingAssetAtFairValueAmount
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29561677e3147-wk-Fact-C1783B2AE6BA512C959E52F652F6A5DE"
      unitRef="usd">600000000</us-gaap:ServicingAssetAtFairValueAmount>
    <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1
      contextRef="FD2019Q4YTD"
      id="d29561677e3168-wk-Fact-085CC53BA9D450DF876BE63D83BA7691">P5Y6M</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1>
    <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1
      contextRef="FD2018Q4YTD"
      id="d29561677e3188-wk-Fact-F7277E31CCF857CE94B0C2B99B5CEA78">P8Y</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageLife1>
    <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed
      contextRef="FD2019Q4YTD"
      decimals="3"
      id="d29561677e3209-wk-Fact-480B1F7E246A529F95882F4418CF60CF"
      unitRef="number">0.139</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed>
    <cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember"
      decimals="-6"
      id="d29561677e3214-wk-Fact-12B3DADF0F3750B984421A5969928AC9"
      unitRef="usd">116000000</cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed>
    <cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember"
      decimals="-6"
      id="d29561677e3219-wk-Fact-9B67F39E3B9652959F1A14BE950F22D4"
      unitRef="usd">222000000</cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed>
    <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed
      contextRef="FD2018Q4YTD"
      decimals="3"
      id="d29561677e3229-wk-Fact-9730D06AB04252AAB0DE4C6FF7E7E540"
      unitRef="number">0.082</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed>
    <cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed
      contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MinimumMember"
      decimals="-6"
      id="d29561677e3234-wk-Fact-6526BF0C11F754CA8AA68C80840A07B0"
      unitRef="usd">68000000</cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeInPrepaymentSpeed>
    <cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed
      contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MaximumMember"
      decimals="-6"
      id="d29561677e3239-wk-Fact-6C46109C5D59586D93FA8CD30CF8765F"
      unitRef="usd">148000000</cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAverseChangeInPrepaymentSpeed>
    <cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember"
      decimals="-6"
      id="d29561677e3255-wk-Fact-0ABEEE3E75B9577388CE88DA40F3324B"
      unitRef="usd">12000000</cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread>
    <cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember"
      decimals="-6"
      id="d29561677e3260-wk-Fact-565BA8EA974356E9838E9E53154EB4EB"
      unitRef="usd">25000000</cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread>
    <cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread
      contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MinimumMember"
      decimals="-6"
      id="d29561677e3275-wk-Fact-B302468D5BB6524BB5F9D916EC2FD672"
      unitRef="usd">13000000</cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactof0.5PercentAdverseChangeOptionAdjustedSpread>
    <cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread
      contextRef="FD2018Q4YTD_srt_RangeAxis_srt_MaximumMember"
      decimals="-6"
      id="d29561677e3280-wk-Fact-2FD6AF4108BB5040BBDBEC2DE5007164"
      unitRef="usd">26000000</cfg:SensitivityAnalysisOfFairValueFairValueMethodTransferorsInterestsInTransferredFinancialAssetsImpactOf1PercentAdverseChangeInOptionAdjustedSpread>
    <us-gaap:LoansAndLeasesReceivableMortgageBankingActivitiesPolicy
      contextRef="FD2019Q4YTD"
      id="TextSelection-CF1D1DC4FEE9217FF93FA358AD6B0427-0-wk-Fact-B3C1B141FE367E9AE785A358ACE1850A">Citizens accounts for derivatives in its mortgage banking operations at fair value on the Consolidated Balance Sheets as derivative assets or derivative liabilities, depending on whether the derivative had a positive (asset) or negative (liability) fair value as of the balance sheet date. The Company&#x2019;s mortgage banking derivatives include commitments to originate mortgages held for sale, certain loan sale agreements, and other financial instruments that meet the definition of a derivative.&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Mortgage loans held for sale are accounted for at fair value on an individual loan basis. Changes in the fair value, and realized gains and losses on the sales of mortgage loans, are reported in mortgage banking income.&lt;/span&gt;&lt;/div&gt;</us-gaap:LoansAndLeasesReceivableMortgageBankingActivitiesPolicy>
    <us-gaap:LesseeOperatingLeasesTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-D6DD57AFEE17413B6AEECDF40C004863-0-wk-Fact-9813D9FF5C1408BD580FCDF41622E86E">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 8 - LEASES&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Citizens as Lessee&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Company determines if an arrangement is a lease at inception and records a right-of-use asset and a corresponding lease liability. A right-of-use asset represents the value of the Company&#x2019;s contractual right to use an underlying leased asset and a lease liability represents the Company&#x2019;s contractual obligation to make payments on the same underlying leased asset. Operating and finance lease right-of-use assets and liabilities are recognized at commencement date based on the present value of the lease payments over the non-cancelable lease term. As most of the Company&#x2019;s leases do not specify an implicit rate, the Company uses an incremental borrowing rate based on information available at the lease commencement date to determine the present value of the lease payments. The Company evaluates right-of-use assets for impairment when events or changes in circumstances indicate that the carrying value of the asset may not be recoverable.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;In its normal course of business, the Company leases both equipment and real estate, including office and branch space. Lease terms predominantly range from &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;one year&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;ten years&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and may include options to extend the lease, terminate the lease, or purchase the underlying asset at the end of the lease. Certain lease agreements include rental payments based on an index or are adjusted periodically for inflation. The Company has lease agreements that contain lease and non-lease components and for certain real estate leases, these components are accounted for as a single lease component.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Leases with an initial term of 12 months or less are not recorded on the Company&#x2019;s Consolidated Balance Sheets and are recognized in occupancy expense in the Company&#x2019;s Consolidated Statements of Operations on a straight-line basis over the remaining lease term. The Company may also enter into subleases with third parties for certain leased real estate properties that are no longer occupied.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The components of operating lease cost are presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:83%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:15%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Operating lease cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$165&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Short-term lease cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Variable lease cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Sublease income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$179&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Operating lease cost is recognized on a straight line basis over the lease term and recorded in occupancy expense on the Consolidated Statements of Operations. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Supplemental Consolidated Balance Sheet information related to the Company&#x2019;s operating lease arrangements is presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="5"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:64%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:24%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Affected Line Item in Consolidated Balance Sheets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Operating lease right-of-use assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$699&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Operating lease liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;721&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Supplemental information related to the Company&#x2019;s operating lease arrangements is presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:83%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:15%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Cash paid for amounts included in measurement of liabilities:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Operating cash flows from operating leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$164&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Right-of-use assets in exchange for new operating lease liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;117&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The weighted average remaining lease term and weighted average discount rate for operating leases as of December 31, 2019 is &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;seven years&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;3.15%&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;At &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, lease liabilities maturing under non-cancelable operating leases are presented below for the years ended December 31:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:89%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Operating Leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;150&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;150&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;125&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;100&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Thereafter&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;281&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total lease payments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;806&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Less: Interest&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;85&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Present value of lease liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$721&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Citizens as Lessor&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Operating lease assets where Citizens was the lessor totaled &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$57 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$92 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; as of December&#160;31, 2019 and 2018, respectively. Operating lease rental income for leased assets where Citizens is the lessor is recognized in other income on a straight-line basis over the lease term. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Depreciation expense associated with operating lease assets is recorded on a straight-line basis over the estimated useful life, considering the estimated residual value of the leased asset and is included in other operating expense in the Consolidated Statements of Operations. On a periodic basis, operating lease assets are reviewed for impairment. Impairment loss is recognized in other operating expense if the carrying amount of the leased assets exceeds fair value and is not recoverable. The carrying amount of leased assets is not recoverable if it exceeds the sum of the undiscounted cash flows expected to result from the lease payments and the estimated residual value upon the eventual disposition of the asset.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For discussion of direct finance and sales-type leases where Citizens is lessor, refer to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Note 4&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;.&lt;/span&gt;&lt;/div&gt;</us-gaap:LesseeOperatingLeasesTextBlock>
    <us-gaap:LesseeLeasesPolicyTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-047A7B308A5FD9380BAB208407E3DFE3-0-wk-Fact-0D3ADAD2CFB2A77592022084A0D8B1F0">&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Company determines if an arrangement is a lease at inception and records a right-of-use asset and a corresponding lease liability. A right-of-use asset represents the value of the Company&#x2019;s contractual right to use an underlying leased asset and a lease liability represents the Company&#x2019;s contractual obligation to make payments on the same underlying leased asset. Operating and finance lease right-of-use assets and liabilities are recognized at commencement date based on the present value of the lease payments over the non-cancelable lease term. As most of the Company&#x2019;s leases do not specify an implicit rate, the Company uses an incremental borrowing rate based on information available at the lease commencement date to determine the present value of the lease payments. The Company evaluates right-of-use assets for impairment when events or changes in circumstances indicate that the carrying value of the asset may not be recoverable.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;In its normal course of business, the Company leases both equipment and real estate, including office and branch space. Lease terms predominantly range from &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;one year&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;ten years&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and may include options to extend the lease, terminate the lease, or purchase the underlying asset at the end of the lease. Certain lease agreements include rental payments based on an index or are adjusted periodically for inflation. The Company has lease agreements that contain lease and non-lease components and for certain real estate leases, these components are accounted for as a single lease component.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Leases with an initial term of 12 months or less are not recorded on the Company&#x2019;s Consolidated Balance Sheets and are recognized in occupancy expense in the Company&#x2019;s Consolidated Statements of Operations on a straight-line basis over the remaining lease term. The Company may also enter into subleases with third parties for certain leased real estate properties that are no longer occupied.&lt;/span&gt;&lt;/div&gt;</us-gaap:LesseeLeasesPolicyTextBlock>
    <us-gaap:LessorOperatingLeaseTermOfContract
      contextRef="FI2019Q4_srt_RangeAxis_srt_MinimumMember"
      id="d29571699e1347-wk-Fact-02485C62BD7D52A89E64C5336CC0FCB6">P1Y</us-gaap:LessorOperatingLeaseTermOfContract>
    <us-gaap:LessorOperatingLeaseTermOfContract
      contextRef="FI2019Q4_srt_RangeAxis_srt_MaximumMember"
      id="d29571699e1351-wk-Fact-FFD1E8401F5259C99AEAB23DD3946DDF">P10Y</us-gaap:LessorOperatingLeaseTermOfContract>
    <us-gaap:OperatingLeaseCost
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29571699e1421-wk-Fact-37B2CB0C56005D88BB180431D214ED49"
      unitRef="usd">165000000</us-gaap:OperatingLeaseCost>
    <us-gaap:ShortTermLeaseCost
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29571699e1436-wk-Fact-938479D394875DC59871B8FFDF77BEBA"
      unitRef="usd">10000000</us-gaap:ShortTermLeaseCost>
    <us-gaap:VariableLeaseCost
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29571699e1456-wk-Fact-2A24CABAD13653708194D31762EDCB2F"
      unitRef="usd">7000000</us-gaap:VariableLeaseCost>
    <us-gaap:SubleaseIncome
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29571699e1476-wk-Fact-A85A07D985D05944B3F283ACA1345370"
      unitRef="usd">3000000</us-gaap:SubleaseIncome>
    <us-gaap:LeaseCost
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29571699e1501-wk-Fact-E89471F04A13ED176533CDF579FD3343"
      unitRef="usd">179000000</us-gaap:LeaseCost>
    <cfg:AssetsAndLiabilitiesLesseeTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-111E08A84BE6A0AEB630CDF48AF5F11A-0-wk-Fact-F594756516929D2540B6CDF49519DF85">&lt;div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Supplemental Consolidated Balance Sheet information related to the Company&#x2019;s operating lease arrangements is presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="5"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:64%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:24%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Affected Line Item in Consolidated Balance Sheets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Operating lease right-of-use assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$699&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Operating lease liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;721&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</cfg:AssetsAndLiabilitiesLesseeTableTextBlock>
    <us-gaap:OperatingLeaseRightOfUseAsset
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29571699e1569-wk-Fact-83BDC254E456534AA69362D9EDABAC02"
      unitRef="usd">699000000</us-gaap:OperatingLeaseRightOfUseAsset>
    <us-gaap:OperatingLeaseLiability
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29571699e1589-wk-Fact-B841637EA03216AEC0CECDF6433B175B"
      unitRef="usd">721000000</us-gaap:OperatingLeaseLiability>
    <us-gaap:LeaseCostTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-CB76155564635B815102CDF4D91ABC55-0-wk-Fact-8405DA354C9937BC9F09CDF4E2FD6432">&lt;div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Supplemental information related to the Company&#x2019;s operating lease arrangements is presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:83%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:15%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Cash paid for amounts included in measurement of liabilities:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Operating cash flows from operating leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$164&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Right-of-use assets in exchange for new operating lease liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;117&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The components of operating lease cost are presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:83%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:15%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Operating lease cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$165&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Short-term lease cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Variable lease cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Sublease income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$179&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:LeaseCostTableTextBlock>
    <us-gaap:OperatingLeasePayments
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29571699e1679-wk-Fact-19F470858C93563A8F698A2DFCDA9048"
      unitRef="usd">164000000</us-gaap:OperatingLeasePayments>
    <us-gaap:RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29571699e1694-wk-Fact-790CEBFB0A19575FA614F9DB354BA36E"
      unitRef="usd">117000000</us-gaap:RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability>
    <us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1
      contextRef="FI2019Q4"
      id="d29571699e1711-wk-Fact-6BE07137D16A5E4B82D1CB5098C473BD">P7Y</us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1>
    <us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent
      contextRef="FI2019Q4"
      decimals="4"
      id="d29571699e1715-wk-Fact-FAF2722780695E6888DCD827A5AC7C18"
      unitRef="number">0.0315</us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent>
    <us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-0210ED6B34BE36595FE6CDF5065B5663-0-wk-Fact-44B2910E0179F7A189D6CDF50FD357C9">&lt;div style="line-height:120%;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;At &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, lease liabilities maturing under non-cancelable operating leases are presented below for the years ended December 31:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:89%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Operating Leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;150&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;150&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;125&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;100&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Thereafter&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;281&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total lease payments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;806&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Less: Interest&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;85&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Present value of lease liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$721&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29571699e1769-wk-Fact-9299D0E357555EF294B8EDAAC8A5224A"
      unitRef="usd">150000000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29571699e1789-wk-Fact-1DFDA89549635A258D491C64C114C241"
      unitRef="usd">150000000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearTwo>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearThree
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29571699e1809-wk-Fact-E76859F2B55653DE982B7CFEE285012E"
      unitRef="usd">125000000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearThree>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearFour
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29571699e1829-wk-Fact-BC1CD39ADCE6529EB5D2037DFA04A754"
      unitRef="usd">100000000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearFour>
    <cfg:LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29571699e1849-wk-Fact-618E358178685EC6BFA6824A69ABD44E"
      unitRef="usd">281000000</cfg:LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29571699e1869-wk-Fact-5B2958DCB58499791A3BCDF62CB24E09"
      unitRef="usd">806000000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDue>
    <us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29571699e1889-wk-Fact-29BF1FD07985564087BC0DC74A01F81B"
      unitRef="usd">85000000</us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount>
    <us-gaap:OperatingLeaseLiability
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29571699e1913-wk-Fact-B841637EA03216AEC0CECDF6433B175B"
      unitRef="usd">721000000</us-gaap:OperatingLeaseLiability>
    <us-gaap:PropertyPlantAndEquipmentNet
      contextRef="FI2019Q4_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_AssetsLeasedToOthersMember"
      decimals="-6"
      id="d29571699e1929-wk-Fact-058922C0C2A56D40AF1AC9AA5033EEC5"
      unitRef="usd">57000000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:PropertySubjectToOrAvailableForOperatingLeaseNet
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29571699e1933-wk-Fact-3F384F3448E3BE141192C9AA502F3091"
      unitRef="usd">92000000</us-gaap:PropertySubjectToOrAvailableForOperatingLeaseNet>
    <us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-5E4E203CF6D6683F5091A358AD6C484D-0-wk-Fact-5BCC9309197B0BA4018CA358AC0C34EA">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 9 - GOODWILL AND INTANGIBLE ASSETS&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Goodwill is the purchase premium associated with the acquisition of a business and is assigned to the Company&#x2019;s reporting units at the acquisition date. A reporting unit is a business operating segment or a component of a business operating segment. Citizens has identified and assigned goodwill to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;two&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; reporting units - Consumer Banking and Commercial Banking - based upon reviews of the structure of the Company&#x2019;s executive team and supporting functions, resource allocations and financial reporting processes. Once goodwill has been assigned to reporting units, it no longer retains its association with a particular acquisition, and all of the activities within a reporting unit, whether acquired or organically grown, are available to support the value of the goodwill.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Goodwill is not amortized, but is subject to annual impairment tests. Citizens reviews goodwill for impairment annually as of October&#160;31&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;st&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and in interim periods when events or changes indicate the carrying value of one or more reporting units may not be recoverable. The Company has the option of performing a qualitative assessment of goodwill to determine whether it is more likely than not that the fair value of each reporting unit is less than the carrying value. If it is more likely than not that the fair value exceeds the carrying value, then no further testing is necessary; otherwise, Citizens must perform a two-step quantitative assessment of goodwill.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens may elect to bypass the qualitative assessment and perform a two-step quantitative assessment. The first step, used to identify potential impairment, involves comparing each reporting unit&#x2019;s fair value to its carrying value, including goodwill. If the fair value of a reporting unit exceeds its carrying value, applicable goodwill is deemed to be not impaired. If the carrying value exceeds fair value, there is an indication of impairment and the second step is performed to measure the amount of impairment.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The second step involves calculating an implied fair value of goodwill for each reporting unit for which the first step indicated impairment. The implied fair value of goodwill is determined in the same manner as the amount of goodwill recognized in a business combination, which is the excess of the fair value of the reporting unit, as determined in the first step, over the aggregate fair values of the individual assets, liabilities and identifiable intangible. If the implied fair value of goodwill exceeds the carrying value of goodwill assigned to the reporting unit, there is no impairment. If the carrying value of goodwill assigned to a reporting unit exceeds the implied fair value of the goodwill, an impairment charge is recorded for the excess. An impairment loss that is recognized cannot &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;exceed the amount of goodwill assigned to a reporting unit, and the loss establishes a new basis in the goodwill. Subsequent reversal of goodwill impairment losses is not permitted.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; Under the quantitative impairment assessment, the fair values of the Company&#x2019;s reporting units are determined using a combination of income and market-based approaches. Citizens relies on the income approach (discounted cash flow method) for determining fair value.&#160;Market and transaction approaches are used as benchmarks only to corroborate the value determined by the discounted cash flow method. Citizens relies on several assumptions when estimating the fair value of its reporting units using the discounted cash flow method. These assumptions include the discount rate, as well as projected loan loss, income tax and capital retention rates.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Discount rates are estimated based on the Capital Asset Pricing Model, which considers the risk-free interest rate, market risk premium, beta, and size premium adjustments specific to a particular reporting unit. The discount rates are also calibrated on the assessment of the risks related to the projected cash flows of each reporting unit. Cash flow projections include estimates for projected loan loss, income tax and capital retention rates. Multi-year financial forecasts are developed for each reporting unit by considering several key business drivers such as new business initiatives, customer retention standards, market share changes, anticipated loan and deposit growth, forward interest rates, historical performance, and industry and economic trends, among other considerations. The long-term growth rate used in determining the terminal value of each reporting unit is estimated based on management&#x2019;s assessment of the minimum expected terminal growth rate of each reporting unit, as well as broader economic considerations such as GDP and inflation.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens bases its fair value estimates on assumptions it believes to be representative of assumptions that a market participant would use in valuing the reporting unit but that are unpredictable and inherently uncertain, including estimates of future growth rates and operating margins and assumptions about the overall economic climate and the competitive environment for its reporting units. There can be no assurances that future estimates and assumptions made for purposes of goodwill testing will prove accurate predictions of the future. If the assumptions regarding business plans, competitive environments or anticipated growth rates are not achieved, Citizens may be required to record goodwill impairment charges in future periods. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;For the year ended December&#160;31, 2019, Citizens elected to perform a qualitative analysis to determine whether it was more likely than not that the fair value of either of its reporting units was less than the respective reporting unit&#x2019;s carrying value. As a result of this qualitative assessment, the Company determined that it was not necessary to perform a quantitative impairment test and concluded that there was&#160;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;no&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#160;impairment to the carrying value of the Company's goodwill.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Company acquired Clarfeld in January 2019 and Bowstring in March 2019, which resulted in increases to goodwill of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$83 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$35 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively. Changes in the carrying value of goodwill for the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; are presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:65%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Consumer Banking&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial Banking&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at December 31, 2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,136&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4,751&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$6,887&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Business acquisition&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;59&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;59&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Adjustments &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at December 31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,172&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4,751&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$6,923&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Business acquisitions&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;83&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;118&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Adjustments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,258&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4,786&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$7,044&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Adjustments to goodwill are the result of an update to the purchase price allocation for the FAMC acquisition, given higher value attributed to purchased net assets.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Accumulated impairment losses related to the Consumer Banking reporting unit totaled &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$5.9 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. The accumulated impairment losses related to the Commercial Banking reporting unit totaled &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$50 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;No&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; impairment was recorded for the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:174%;padding-bottom:4px;padding-top:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Other Intangibles&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Other intangible assets are recognized separately from goodwill if the asset arises as a result of contractual rights or if the asset is capable of being separated and sold, transferred or exchanged. Intangible assets are recorded in other assets on the Consolidated Balance Sheets. Intangible assets are amortized on a straight-line basis and subject to an annual impairment evaluation. Amortization expense is recorded in other expenses in our Consolidated Statements of Operations.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;A summary of the carrying value of intangible assets is presented below. Included in the carrying value at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$19 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$5 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt; &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;in other intangibles related to the Clarfeld and Bowstring acquisitions, respectively. Additionally, included in the carrying value at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$18 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; related to the March 2019 purchase of naming rights for a theater in Boston, Massachusetts, and a sponsorship and promotion arrangement.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="21"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:22%;"/&gt;&lt;td style="width:11%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Amortizable Lives (years)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Accumulated Amortization&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Net&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Accumulated Amortization&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Net&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Acquired technology&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;7&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Acquired relationships&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;5 - 15&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Naming Rights&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;10&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2 - 7&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$82&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$68&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$34&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; &#160;&#160;&#160;&#160;As of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, all of the Company&#x2019;s intangible assets were being amortized. Amortization expense recognized on intangible assets was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$11 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$3 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; for the year ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively. There was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;no&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; amortization expense recognized on intangible assets for the &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;year&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. The Company&#x2019;s projection of amortization expense is based on balances as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, and future amortization expense may vary from these projections.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Estimated intangible asset amortization expense for the next five years is as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:86%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:12%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock>
    <us-gaap:GoodwillAndIntangibleAssetsGoodwillPolicy
      contextRef="FD2019Q4YTD"
      id="TextSelection-9FE15354D7303EC3FBC8A358AD6C92B2-0-wk-Fact-9F7FF9F6D6ECB991B5FCA358AC07E61B">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Goodwill is the purchase premium associated with the acquisition of a business and is assigned to the Company&#x2019;s reporting units at the acquisition date. A reporting unit is a business operating segment or a component of a business operating segment. Citizens has identified and assigned goodwill to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;two&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; reporting units - Consumer Banking and Commercial Banking - based upon reviews of the structure of the Company&#x2019;s executive team and supporting functions, resource allocations and financial reporting processes. Once goodwill has been assigned to reporting units, it no longer retains its association with a particular acquisition, and all of the activities within a reporting unit, whether acquired or organically grown, are available to support the value of the goodwill.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Goodwill is not amortized, but is subject to annual impairment tests. Citizens reviews goodwill for impairment annually as of October&#160;31&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;st&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and in interim periods when events or changes indicate the carrying value of one or more reporting units may not be recoverable. The Company has the option of performing a qualitative assessment of goodwill to determine whether it is more likely than not that the fair value of each reporting unit is less than the carrying value. If it is more likely than not that the fair value exceeds the carrying value, then no further testing is necessary; otherwise, Citizens must perform a two-step quantitative assessment of goodwill.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens may elect to bypass the qualitative assessment and perform a two-step quantitative assessment. The first step, used to identify potential impairment, involves comparing each reporting unit&#x2019;s fair value to its carrying value, including goodwill. If the fair value of a reporting unit exceeds its carrying value, applicable goodwill is deemed to be not impaired. If the carrying value exceeds fair value, there is an indication of impairment and the second step is performed to measure the amount of impairment.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The second step involves calculating an implied fair value of goodwill for each reporting unit for which the first step indicated impairment. The implied fair value of goodwill is determined in the same manner as the amount of goodwill recognized in a business combination, which is the excess of the fair value of the reporting unit, as determined in the first step, over the aggregate fair values of the individual assets, liabilities and identifiable intangible. If the implied fair value of goodwill exceeds the carrying value of goodwill assigned to the reporting unit, there is no impairment. If the carrying value of goodwill assigned to a reporting unit exceeds the implied fair value of the goodwill, an impairment charge is recorded for the excess. An impairment loss that is recognized cannot &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;exceed the amount of goodwill assigned to a reporting unit, and the loss establishes a new basis in the goodwill. Subsequent reversal of goodwill impairment losses is not permitted.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; Under the quantitative impairment assessment, the fair values of the Company&#x2019;s reporting units are determined using a combination of income and market-based approaches. Citizens relies on the income approach (discounted cash flow method) for determining fair value.&#160;Market and transaction approaches are used as benchmarks only to corroborate the value determined by the discounted cash flow method. Citizens relies on several assumptions when estimating the fair value of its reporting units using the discounted cash flow method. These assumptions include the discount rate, as well as projected loan loss, income tax and capital retention rates.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Discount rates are estimated based on the Capital Asset Pricing Model, which considers the risk-free interest rate, market risk premium, beta, and size premium adjustments specific to a particular reporting unit. The discount rates are also calibrated on the assessment of the risks related to the projected cash flows of each reporting unit. Cash flow projections include estimates for projected loan loss, income tax and capital retention rates. Multi-year financial forecasts are developed for each reporting unit by considering several key business drivers such as new business initiatives, customer retention standards, market share changes, anticipated loan and deposit growth, forward interest rates, historical performance, and industry and economic trends, among other considerations. The long-term growth rate used in determining the terminal value of each reporting unit is estimated based on management&#x2019;s assessment of the minimum expected terminal growth rate of each reporting unit, as well as broader economic considerations such as GDP and inflation.&lt;/span&gt;&lt;/div&gt;Citizens bases its fair value estimates on assumptions it believes to be representative of assumptions that a market participant would use in valuing the reporting unit but that are unpredictable and inherently uncertain, including estimates of future growth rates and operating margins and assumptions about the overall economic climate and the competitive environment for its reporting units. There can be no assurances that future estimates and assumptions made for purposes of goodwill testing will prove accurate predictions of the future. If the assumptions regarding business plans, competitive environments or anticipated growth rates are not achieved, Citizens may be required to record goodwill impairment charges in future periods.</us-gaap:GoodwillAndIntangibleAssetsGoodwillPolicy>
    <us-gaap:NumberOfReportingUnits
      contextRef="FD2019Q4YTD"
      decimals="INF"
      id="d29576632e1342-wk-Fact-ED0644DA088BB1CD5546A358AC09F8C5"
      unitRef="reporting_unit">2</us-gaap:NumberOfReportingUnits>
    <us-gaap:GoodwillImpairmentLoss
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29576632e1380-wk-Fact-AD30370E73E702453D6FF22626A9CF56"
      unitRef="usd">0</us-gaap:GoodwillImpairmentLoss>
    <us-gaap:GoodwillPeriodIncreaseDecrease
      contextRef="FD2019Q4YTD_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember"
      decimals="-6"
      id="d29576632e1388-wk-Fact-F517027D1EB039CE73FBC98E6E30064E"
      unitRef="usd">83000000</us-gaap:GoodwillPeriodIncreaseDecrease>
    <us-gaap:GoodwillPeriodIncreaseDecrease
      contextRef="FD2019Q4YTD_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember"
      decimals="-6"
      id="d29576632e1392-wk-Fact-9F7E01ED9C893C7CC143C98E6D4053EB"
      unitRef="usd">35000000</us-gaap:GoodwillPeriodIncreaseDecrease>
    <us-gaap:ScheduleOfGoodwillTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-4AB510D55831217D7337A358AD6CC5A3-0-wk-Fact-55F421A03110545DA885A358AC0AA81F">Changes in the carrying value of goodwill for the years ended &lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; are presented below:&lt;/span&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:65%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Consumer Banking&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Commercial Banking&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at December 31, 2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,136&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4,751&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$6,887&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Business acquisition&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;59&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;59&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Adjustments &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at December 31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,172&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4,751&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$6,923&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Business acquisitions&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;83&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;118&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Adjustments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,258&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4,786&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$7,044&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Adjustments to goodwill are the result of an update to the purchase price allocation for the FAMC acquisition, given higher value attributed to purchased net assets.&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfGoodwillTextBlock>
    <us-gaap:Goodwill
      contextRef="FI2017Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember"
      decimals="-6"
      id="d29576632e1508-wk-Fact-70326EA7CBDAB397DF1BA636D9CB794A"
      unitRef="usd">2136000000</us-gaap:Goodwill>
    <us-gaap:Goodwill
      contextRef="FI2017Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember"
      decimals="-6"
      id="d29576632e1526-wk-Fact-BCA3E160383B1A8F938CA636D817919E"
      unitRef="usd">4751000000</us-gaap:Goodwill>
    <us-gaap:Goodwill
      contextRef="FI2017Q4"
      decimals="-6"
      id="d29576632e1544-wk-Fact-40B1D0B6ADD4162950D8A636D836F180"
      unitRef="usd">6887000000</us-gaap:Goodwill>
    <us-gaap:GoodwillAcquiredDuringPeriod
      contextRef="FD2018Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember"
      decimals="-6"
      id="d29576632e1560-wk-Fact-3D5AB4F501DF37797269A358ACD441D7"
      unitRef="usd">59000000</us-gaap:GoodwillAcquiredDuringPeriod>
    <us-gaap:GoodwillAcquiredDuringPeriod
      contextRef="FD2018Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember"
      decimals="-6"
      id="d29576632e1579-wk-Fact-E01A54A2F8F806C96026A358ACD5B79D"
      unitRef="usd">0</us-gaap:GoodwillAcquiredDuringPeriod>
    <us-gaap:GoodwillAcquiredDuringPeriod
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29576632e1598-wk-Fact-717E87E188B445F2B5D9A358ACD5C0CD"
      unitRef="usd">59000000</us-gaap:GoodwillAcquiredDuringPeriod>
    <us-gaap:GoodwillPurchaseAccountingAdjustments
      contextRef="FD2018Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember"
      decimals="-6"
      id="d29576632e1621-wk-Fact-1E7D52213CCB22A35588A358ACD4B1A9"
      unitRef="usd">-23000000</us-gaap:GoodwillPurchaseAccountingAdjustments>
    <us-gaap:GoodwillPurchaseAccountingAdjustments
      contextRef="FD2018Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember"
      decimals="-6"
      id="d29576632e1641-wk-Fact-726193F655D6AC029EF1A358ACD7D4F2"
      unitRef="usd">0</us-gaap:GoodwillPurchaseAccountingAdjustments>
    <us-gaap:GoodwillPurchaseAccountingAdjustments
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29576632e1660-wk-Fact-22D8075CBA41739C49B7A358ACD54CE7"
      unitRef="usd">-23000000</us-gaap:GoodwillPurchaseAccountingAdjustments>
    <us-gaap:Goodwill
      contextRef="FI2018Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember"
      decimals="-6"
      id="d29576632e1686-wk-Fact-1FE56D91D1D6050F4012A636D84EC4B0"
      unitRef="usd">2172000000</us-gaap:Goodwill>
    <us-gaap:Goodwill
      contextRef="FI2018Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember"
      decimals="-6"
      id="d29576632e1704-wk-Fact-21372072CEFBB9C3FD5EA636D79FE2D3"
      unitRef="usd">4751000000</us-gaap:Goodwill>
    <us-gaap:Goodwill
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29576632e1722-wk-Fact-D2F5571D9E9950C4AF80E794A82DF1CE"
      unitRef="usd">6923000000</us-gaap:Goodwill>
    <us-gaap:GoodwillAcquiredDuringPeriod
      contextRef="FD2019Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember"
      decimals="-6"
      id="d29576632e1738-wk-Fact-9D47BA9CE00F59C0C39AA636D7BDB675"
      unitRef="usd">83000000</us-gaap:GoodwillAcquiredDuringPeriod>
    <us-gaap:GoodwillAcquiredDuringPeriod
      contextRef="FD2019Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember"
      decimals="-6"
      id="d29576632e1757-wk-Fact-25645481FB56FBF9C28FA636D86D0451"
      unitRef="usd">35000000</us-gaap:GoodwillAcquiredDuringPeriod>
    <us-gaap:GoodwillAcquiredDuringPeriod
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29576632e1776-wk-Fact-0E557C8E3E410249C012A636D9C38CA1"
      unitRef="usd">118000000</us-gaap:GoodwillAcquiredDuringPeriod>
    <us-gaap:GoodwillPurchaseAccountingAdjustments
      contextRef="FD2019Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember"
      decimals="-6"
      id="d29576632e1797-wk-Fact-4951A58CB6D7C6AD852DA636D7444C86"
      unitRef="usd">3000000</us-gaap:GoodwillPurchaseAccountingAdjustments>
    <us-gaap:GoodwillPurchaseAccountingAdjustments
      contextRef="FD2019Q4YTD_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember"
      decimals="-6"
      id="d29576632e1816-wk-Fact-EF9F9162983BED14B14BA636D8E754F6"
      unitRef="usd">0</us-gaap:GoodwillPurchaseAccountingAdjustments>
    <us-gaap:GoodwillPurchaseAccountingAdjustments
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29576632e1835-wk-Fact-A764C2D33CAA0BAC2172A636D9D8824F"
      unitRef="usd">3000000</us-gaap:GoodwillPurchaseAccountingAdjustments>
    <us-gaap:Goodwill
      contextRef="FI2019Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember"
      decimals="-6"
      id="d29576632e1860-wk-Fact-A9B9982470AD006DA625A636D8C76234"
      unitRef="usd">2258000000</us-gaap:Goodwill>
    <us-gaap:Goodwill
      contextRef="FI2019Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember"
      decimals="-6"
      id="d29576632e1878-wk-Fact-744FE27E73813B2BA521A636D9D0CA5F"
      unitRef="usd">4786000000</us-gaap:Goodwill>
    <us-gaap:Goodwill
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29576632e1896-wk-Fact-FECD1479613A5F27A876468BC15CFFDC"
      unitRef="usd">7044000000</us-gaap:Goodwill>
    <us-gaap:GoodwillImpairedAccumulatedImpairmentLoss
      contextRef="FI2019Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_ConsumerBankingMember"
      decimals="-8"
      id="d29576632e1924-wk-Fact-70A3A42DCB0D0056CACCA358AC09C919"
      unitRef="usd">5900000000</us-gaap:GoodwillImpairedAccumulatedImpairmentLoss>
    <us-gaap:GoodwillImpairedAccumulatedImpairmentLoss
      contextRef="FI2019Q4_us-gaap_StatementBusinessSegmentsAxis_cfg_CommercialBankingMember"
      decimals="-6"
      id="d29576632e1936-wk-Fact-45425AE47A125FDA91DEA358AC093C03"
      unitRef="usd">50000000</us-gaap:GoodwillImpairedAccumulatedImpairmentLoss>
    <us-gaap:GoodwillImpairmentLoss
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29576632e1949-wk-Fact-AD30370E73E702453D6FF22626A9CF56"
      unitRef="usd">0</us-gaap:GoodwillImpairmentLoss>
    <us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-712727EEAC948A946622A358AD6CA89E-0-wk-Fact-22288477EAD3A289D5CAA358AC0FFB1D">&lt;div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;A summary of the carrying value of intangible assets is presented below. Included in the carrying value at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$19 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$5 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt; &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;in other intangibles related to the Clarfeld and Bowstring acquisitions, respectively. Additionally, included in the carrying value at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$18 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; related to the March 2019 purchase of naming rights for a theater in Boston, Massachusetts, and a sponsorship and promotion arrangement.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="21"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:22%;"/&gt;&lt;td style="width:11%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Amortizable Lives (years)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Accumulated Amortization&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Net&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Gross&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Accumulated Amortization&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Net&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Acquired technology&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;7&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Acquired relationships&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;5 - 15&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Naming Rights&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;10&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2 - 7&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$82&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$68&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$34&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock>
    <us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill
      contextRef="FI2019Q4_us-gaap_BusinessAcquisitionAxis_cfg_ClarfeldFinancialAdvisorsLLCMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember"
      decimals="-6"
      id="d29576632e1982-wk-Fact-D31086349F2B75CEDF55C985787B24AD"
      unitRef="usd">19000000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill>
    <us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill
      contextRef="FI2019Q4_us-gaap_BusinessAcquisitionAxis_cfg_BowstringAdvisorsLLCMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember"
      decimals="-6"
      id="d29576632e1986-wk-Fact-2FDFF386081ED310B24EC9857856F206"
      unitRef="usd">5000000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill>
    <us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill
      contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember"
      decimals="-6"
      id="d29576632e1996-wk-Fact-77BD7D3A18B05820E6ADC985FFEB74AE"
      unitRef="usd">18000000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill>
    <us-gaap:FiniteLivedIntangibleAssetsGross
      contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember"
      decimals="-6"
      id="d29576632e2260-wk-Fact-3DF864C1847030DF5F2CA358ACC3792C"
      unitRef="usd">21000000</us-gaap:FiniteLivedIntangibleAssetsGross>
    <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization
      contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember"
      decimals="-6"
      id="d29576632e2273-wk-Fact-9C64EFFF2985CCB6748EA636E59EBAB1"
      unitRef="usd">4000000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember"
      decimals="-6"
      id="d29576632e2286-wk-Fact-883DBF95C2167A4BD16AA636E67D2F2D"
      unitRef="usd">17000000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:FiniteLivedIntangibleAssetsGross
      contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember"
      decimals="-6"
      id="d29576632e2305-wk-Fact-9BFDA5B01205F64C4A82A636E60DF791"
      unitRef="usd">20000000</us-gaap:FiniteLivedIntangibleAssetsGross>
    <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization
      contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember"
      decimals="-6"
      id="d29576632e2318-wk-Fact-3F058C008033767F446FA636E6B0CAE7"
      unitRef="usd">1000000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_TechnologyBasedIntangibleAssetsMember"
      decimals="-6"
      id="d29576632e2331-wk-Fact-E72CCA51F72E97107C9EA358ACC4021A"
      unitRef="usd">19000000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:FiniteLivedIntangibleAssetsGross
      contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember"
      decimals="-6"
      id="d29576632e2351-wk-Fact-78121FB431E8FF494EE5A358ACC3AFC9"
      unitRef="usd">37000000</us-gaap:FiniteLivedIntangibleAssetsGross>
    <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization
      contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember"
      decimals="-6"
      id="d29576632e2365-wk-Fact-2B71271D7176DC0163CAA636E5D6B820"
      unitRef="usd">5000000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember"
      decimals="-6"
      id="d29576632e2379-wk-Fact-92DE8D9978EDC437CD92A636E65E09D4"
      unitRef="usd">32000000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:FiniteLivedIntangibleAssetsGross
      contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember"
      decimals="-6"
      id="d29576632e2399-wk-Fact-18DB22C252F86E2A62A2A358ACC2883D"
      unitRef="usd">11000000</us-gaap:FiniteLivedIntangibleAssetsGross>
    <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization
      contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember"
      decimals="-6"
      id="d29576632e2413-wk-Fact-2384019CA64488B980DEA636E5B80C8E"
      unitRef="usd">1000000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember"
      decimals="-6"
      id="d29576632e2427-wk-Fact-9CBF4E82DD130B47303DA636E54EFDCB"
      unitRef="usd">10000000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:FiniteLivedIntangibleAssetsGross
      contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember"
      decimals="-6"
      id="d29576632e2452-wk-Fact-948EE7E1C031954A4E1EC982E184C338"
      unitRef="usd">11000000</us-gaap:FiniteLivedIntangibleAssetsGross>
    <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization
      contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember"
      decimals="-6"
      id="d29576632e2466-wk-Fact-7087FB44B355AD72373AC982E371E536"
      unitRef="usd">1000000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember"
      decimals="-6"
      id="d29576632e2480-wk-Fact-F3DCF835AF005440A4D2C982E50A3524"
      unitRef="usd">10000000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:FiniteLivedIntangibleAssetsGross
      contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember"
      decimals="-6"
      id="d29576632e2500-wk-Fact-500086E59537D89AC17DC982E72E1172"
      unitRef="usd">0</us-gaap:FiniteLivedIntangibleAssetsGross>
    <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization
      contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember"
      decimals="-6"
      id="d29576632e2514-wk-Fact-F427E862DB9C7B2C1957C982E8FAED06"
      unitRef="usd">0</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_cfg_NamingRightsMember"
      decimals="-6"
      id="d29576632e2528-wk-Fact-FC4BF5B70527C7062475C982EA7529AC"
      unitRef="usd">0</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:FiniteLivedIntangibleAssetsGross
      contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember"
      decimals="-6"
      id="d29576632e2553-wk-Fact-5478144CD1ECB2A364DEA358ACC24FFB"
      unitRef="usd">13000000</us-gaap:FiniteLivedIntangibleAssetsGross>
    <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization
      contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember"
      decimals="-6"
      id="d29576632e2567-wk-Fact-36654CF9586F95F09DD0A636E580C2C3"
      unitRef="usd">4000000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember"
      decimals="-6"
      id="d29576632e2581-wk-Fact-4819A4E3C83AE39F0388A636E627DB2D"
      unitRef="usd">9000000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:FiniteLivedIntangibleAssetsGross
      contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember"
      decimals="-6"
      id="d29576632e2601-wk-Fact-E1763BC0C11CDFB312D1A358ACC4AD5B"
      unitRef="usd">3000000</us-gaap:FiniteLivedIntangibleAssetsGross>
    <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization
      contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember"
      decimals="-6"
      id="d29576632e2615-wk-Fact-D7FEF3F268A6A11D7A31A636E6E63373"
      unitRef="usd">1000000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="FI2018Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_OtherIntangibleAssetsMember"
      decimals="-6"
      id="d29576632e2629-wk-Fact-2EF103E89D1375D46BD7A358ACC3EA50"
      unitRef="usd">2000000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:FiniteLivedIntangibleAssetsGross
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29576632e2658-wk-Fact-FEBA7D80BE6BE254C41DA636E69604A5"
      unitRef="usd">82000000</us-gaap:FiniteLivedIntangibleAssetsGross>
    <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29576632e2671-wk-Fact-A4525FDFF2480CE53916A636E567718B"
      unitRef="usd">14000000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29576632e2684-wk-Fact-649DDC06740116017619A636E6CE85C5"
      unitRef="usd">68000000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:FiniteLivedIntangibleAssetsGross
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29576632e2703-wk-Fact-2FABF473026103C7B0E2A358ACC4773A"
      unitRef="usd">34000000</us-gaap:FiniteLivedIntangibleAssetsGross>
    <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29576632e2716-wk-Fact-557BBD3345F4B8CAC237A636E64680FF"
      unitRef="usd">3000000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29576632e2729-wk-Fact-5267D6E4FD858DB9ADFFA636E5F03872"
      unitRef="usd">31000000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:AmortizationOfIntangibleAssets
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29576632e2747-wk-Fact-C607B0791524E9BF7D99A358AC0E4D7C"
      unitRef="usd">11000000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:AmortizationOfIntangibleAssets
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29576632e2751-wk-Fact-14A80189DF176CCBF68BA358AC09CF56"
      unitRef="usd">3000000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:AmortizationOfIntangibleAssets
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29576632e2764-wk-Fact-1626ECE4C458F57DCF2EC9924FE86446"
      unitRef="usd">0</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-8478C69B554A4AE81733A358AD6C09E1-0-wk-Fact-7A3C53C7EEDE4EC2362AA358ABFB13ED">&lt;div style="line-height:120%;padding-bottom:4px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Estimated intangible asset amortization expense for the next five years is as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:86%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:12%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29576632e2831-wk-Fact-A51679BEB0AA7B2A5F34A358AD464707"
      unitRef="usd">11000000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29576632e2846-wk-Fact-0240BD00D065658C1ED1A358AD47B155"
      unitRef="usd">10000000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29576632e2866-wk-Fact-F9C75E70CF1312891DA1A358AD469231"
      unitRef="usd">9000000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29576632e2886-wk-Fact-E9B68FE7369978DFB5CCA358AD470F41"
      unitRef="usd">9000000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29576632e2906-wk-Fact-B750EDC49F2DD9478DA6A358AD47DF91"
      unitRef="usd">8000000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive>
    <us-gaap:EquityMethodInvestmentsDisclosureTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-3DB3D5AF80AF84497323A358AD6D6140-0-wk-Fact-32F8C92C4C52E522C3B2A358AD4CD2DF">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 10 - VARIABLE INTEREST ENTITIES&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens makes equity investments in various entities that are considered VIEs, as defined by GAAP. A VIE typically does not have sufficient equity at risk to finance its activities without additional subordinated financial support from other parties. The Company&#x2019;s variable interest arises from contractual, ownership or other monetary interests in the entity, which change with fluctuations in the fair value of the entity's net assets. Citizens consolidates a VIE if it is the primary beneficiary of the entity. Citizens is the primary beneficiary of a VIE if its variable interest provides it with the power to direct the activities that most significantly impact the VIE and the right to receive benefits (or the obligation to absorb losses) that could potentially be significant to the VIE. To determine whether or not a variable interest held could potentially be significant to the VIE, the company considers both qualitative and quantitative factors regarding the nature, size and form of its involvement with the VIE. Citizens assesses whether or not it is the primary beneficiary of a VIE on an ongoing basis. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:9px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens is involved in various entities that are considered VIEs, including investments in limited partnerships that sponsor affordable housing projects, limited liability companies that sponsor renewable energy projects and lending to special purpose entities. Citizens&#x2019; maximum exposure to loss as a result of its involvement with these entities is limited to the balance sheet carrying amount of its equity investment and outstanding principal balance of loans to special purpose entities. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:9px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;A summary of these investments is presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:75%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;LIHTC investment included in other assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,401&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,236&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;LIHTC unfunded commitments included in other liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;716&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;673&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Lending to special purpose entities included in loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,101&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;613&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Renewable energy investments included in other assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;355&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;319&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Low Income Housing Tax Credit Partnerships &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The purpose of the Company&#x2019;s equity investments is to assist in achieving the goals of the Community Reinvestment Act and to earn an adequate return of capital. LIHTC partnerships are managed by unrelated general partners that have the power to direct the activities which most significantly affect the performance of the partnerships. Citizens is therefore not the primary beneficiary of any LIHTC partnerships. Accordingly, Citizens does not consolidate these VIEs and accounts for these investments in other assets on the Consolidated Balance Sheets.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens applies the proportional amortization method to account for its LIHTC investments. Under the proportional amortization method, the Company applies a practical expedient and amortizes the initial cost of the investment in proportion to the tax credits received in the current period as compared to the total tax credits expected to be received over the life of the investment. The amortization and tax benefits are included as a component of income tax expense. The tax credits received are reported as a reduction of income tax expense (or an increase to income tax benefit) related to these transactions.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents other information related to the Company&#x2019;s affordable housing tax credit investments: &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:469px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:58px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:58px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:58px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Tax credits included in income tax expense&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$128&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$101&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$83&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amortization expense included in income tax expense&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;137&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;110&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;94&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other tax benefits included in income tax expense&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; &#160;&#160;&#160;&#160;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;No&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; LIHTC investment impairment losses were recognized during the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, and 2017.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Lending to Special Purpose Entities&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens provides lending facilities to third-party sponsored special purpose entities. Because the sponsor for each respective entity has the power to direct how proceeds from the Company are utilized, as well as maintains responsibility for any associated servicing commitments, Citizens is not the primary beneficiary of these entities. Accordingly, Citizens does not consolidate these VIEs on the Consolidated Balance Sheets. As of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, the lending facilities had aggregate unpaid principal balances of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$1.1 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$613 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively, and undrawn commitments to extend credit of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$1.2 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$584 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Renewable Energy Entities&lt;/span&gt;&lt;/div&gt;The Company&#x2019;s investments in renewable energy entities provide benefits from a return generated by government incentives plus other tax attributes that are associated with tax ownership (e.g., tax depreciation). As a tax equity investor, Citizens does not have the power to direct the activities which most significantly affect the performance of these entities and therefore is not the primary beneficiary of any renewable energy entities. Accordingly, Citizens does not consolidate these VIEs and accounts for these investments in other assets on the Consolidated Balance Sheets.</us-gaap:EquityMethodInvestmentsDisclosureTextBlock>
    <us-gaap:ConsolidationVariableInterestEntityPolicy
      contextRef="FD2019Q4YTD"
      id="TextSelection-59ECBCB934C246B79E2DA358AD6D53AF-0-wk-Fact-6783FD0787597547679DA358AD4D6726">&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"/&gt;Citizens makes equity investments in various entities that are considered VIEs, as defined by GAAP. A VIE typically does not have sufficient equity at risk to finance its activities without additional subordinated financial support from other parties. The Company&#x2019;s variable interest arises from contractual, ownership or other monetary interests in the entity, which change with fluctuations in the fair value of the entity's net assets. Citizens consolidates a VIE if it is the primary beneficiary of the entity. Citizens is the primary beneficiary of a VIE if its variable interest provides it with the power to direct the activities that most significantly impact the VIE and the right to receive benefits (or the obligation to absorb losses) that could potentially be significant to the VIE. To determine whether or not a variable interest held could potentially be significant to the VIE, the company considers both qualitative and quantitative factors regarding the nature, size and form of its involvement with the VIE. Citizens assesses whether or not it is the primary beneficiary of a VIE on an ongoing basis.</us-gaap:ConsolidationVariableInterestEntityPolicy>
    <us-gaap:ScheduleOfVariableInterestEntitiesTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-3553B5E54D2586BA3AC4A358AD6D620D-0-wk-Fact-81DAB2BD582D5902B3B7A358AD4DA840">&lt;div style="line-height:120%;padding-bottom:9px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;A summary of these investments is presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:75%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;LIHTC investment included in other assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,401&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,236&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;LIHTC unfunded commitments included in other liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;716&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;673&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Lending to special purpose entities included in loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,101&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;613&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Renewable energy investments included in other assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;355&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;319&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfVariableInterestEntitiesTextBlock>
    <us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestments
      contextRef="FI2019Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember"
      decimals="-6"
      id="d29573064e1468-wk-Fact-2F3D757C17875C8FAD35DBFCE632C3A8"
      unitRef="usd">1401000000</us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestments>
    <us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestments
      contextRef="FI2018Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember"
      decimals="-6"
      id="d29573064e1486-wk-Fact-DC9A90DBCBEA50CDA0D763F34B7029DB"
      unitRef="usd">1236000000</us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestments>
    <us-gaap:QualifiedAffordableHousingProjectInvestmentsCommitment
      contextRef="FI2019Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember"
      decimals="-6"
      id="d29573064e1501-wk-Fact-F488230728F25C32800538F9DD050538"
      unitRef="usd">716000000</us-gaap:QualifiedAffordableHousingProjectInvestmentsCommitment>
    <us-gaap:QualifiedAffordableHousingProjectInvestmentsCommitment
      contextRef="FI2018Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember"
      decimals="-6"
      id="d29573064e1520-wk-Fact-C2C3E46F8ACD5C3E87096878981A1FE9"
      unitRef="usd">673000000</us-gaap:QualifiedAffordableHousingProjectInvestmentsCommitment>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember"
      decimals="-6"
      id="d29573064e1540-wk-Fact-B1BD8750D8C158D5A1927C588B7312C8"
      unitRef="usd">1101000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember"
      decimals="-6"
      id="d29573064e1559-wk-Fact-81F3003522A851A0ABD9BDF2E49CD791"
      unitRef="usd">613000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <cfg:RenewableEnergyInvestments
      contextRef="FI2019Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_RenewableEnergyMember"
      decimals="-6"
      id="d29573064e1579-wk-Fact-1F4BF86C28705BD5AE8532B7A11868E7"
      unitRef="usd">355000000</cfg:RenewableEnergyInvestments>
    <cfg:RenewableEnergyInvestments
      contextRef="FI2018Q4_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_RenewableEnergyMember"
      decimals="-6"
      id="d29573064e1598-wk-Fact-7BB322B109C65BEBB1CB7B4BCCF0EA25"
      unitRef="usd">319000000</cfg:RenewableEnergyInvestments>
    <cfg:ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-E964FC37C94AE3DD8775A358AD6DCE17-0-wk-Fact-899BB815B1759AF6805DA358AD4D494B">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents other information related to the Company&#x2019;s affordable housing tax credit investments: &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:469px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:58px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:58px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:58px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Tax credits included in income tax expense&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$128&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$101&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$83&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amortization expense included in income tax expense&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;137&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;110&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;94&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other tax benefits included in income tax expense&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</cfg:ScheduleofAffordableHousingTaxCreditInvestmentsTableTextBlock>
    <us-gaap:AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount
      contextRef="FD2019Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember"
      decimals="-6"
      id="d29573064e1788-wk-Fact-3EF098A2CE365B61B759C38E4CB495A6"
      unitRef="usd">128000000</us-gaap:AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount>
    <us-gaap:AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount
      contextRef="FD2018Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember"
      decimals="-6"
      id="d29573064e1806-wk-Fact-C6D25514B6DE501BA5E8760B3723F1BE"
      unitRef="usd">101000000</us-gaap:AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount>
    <us-gaap:AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount
      contextRef="FD2017Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember"
      decimals="-6"
      id="d29573064e1824-wk-Fact-BA34A8969D43A6B7D7E6A358AC9CD9B5"
      unitRef="usd">83000000</us-gaap:AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount>
    <us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization
      contextRef="FD2019Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember"
      decimals="-6"
      id="d29573064e1840-wk-Fact-349049D917C05DF18BA04FB1D71A66C0"
      unitRef="usd">137000000</us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization>
    <us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization
      contextRef="FD2018Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember"
      decimals="-6"
      id="d29573064e1859-wk-Fact-B64E32279C4150AB8B4E945BE75E4355"
      unitRef="usd">110000000</us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization>
    <us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization
      contextRef="FD2017Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember"
      decimals="-6"
      id="d29573064e1878-wk-Fact-A36AC12A42DB772B6CA7A358ACD59A2B"
      unitRef="usd">94000000</us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization>
    <us-gaap:OtherTaxExpenseBenefit
      contextRef="FD2019Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember"
      decimals="-6"
      id="d29573064e1899-wk-Fact-8BEBDB001B73555D80128B8B7BD5ADA2"
      unitRef="usd">-32000000</us-gaap:OtherTaxExpenseBenefit>
    <us-gaap:OtherTaxExpenseBenefit
      contextRef="FD2018Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember"
      decimals="-6"
      id="d29573064e1918-wk-Fact-4718AA0305D6518A94753B6D41E11033"
      unitRef="usd">-25000000</us-gaap:OtherTaxExpenseBenefit>
    <us-gaap:OtherTaxExpenseBenefit
      contextRef="FD2017Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember"
      decimals="-6"
      id="d29573064e1937-wk-Fact-AD82A7CB0D8EA4B4D32EA358ACD427A4"
      unitRef="usd">-31000000</us-gaap:OtherTaxExpenseBenefit>
    <us-gaap:AffordableHousingProjectInvestmentWriteDownAmount
      contextRef="FD2019Q4YTD_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_QualifiedAffordableHousingInvestmentMember"
      decimals="-6"
      id="d29573064e1960-wk-Fact-5F62FABED3F655F28E195E779C933979"
      unitRef="usd">0</us-gaap:AffordableHousingProjectInvestmentWriteDownAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2019Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember"
      decimals="-8"
      id="d29573064e1988-wk-Fact-EBE0B2E8DC1859CB84D9B99228579E47"
      unitRef="usd">1100000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount
      contextRef="FI2018Q4_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember"
      decimals="-6"
      id="d29573064e1992-wk-Fact-81F3003522A851A0ABD9BDF2E49CD791"
      unitRef="usd">613000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:OtherCommitment
      contextRef="FI2019Q4_us-gaap_OtherCommitmentsAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember"
      decimals="-8"
      id="d29573064e1996-wk-Fact-62FC2D41FAFC5EB082F500A0E977CC70"
      unitRef="usd">1200000000</us-gaap:OtherCommitment>
    <us-gaap:OtherCommitment
      contextRef="FI2018Q4_us-gaap_OtherCommitmentsAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_cfg_SpecialPurposeEntitiesMember"
      decimals="-6"
      id="d29573064e2001-wk-Fact-F7A8D8B4D77F553E830C8C4B37B0AF44"
      unitRef="usd">584000000</us-gaap:OtherCommitment>
    <us-gaap:DepositLiabilitiesDisclosuresTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-8015BA8724132EB1A336A358AD6DF906-0-wk-Fact-81697E49EDBBE6D551FEA358AC7EAFCF">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 11 - DEPOSITS&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Interest-bearing deposits in banks are carried at cost and include deposits that mature within one year.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the major components of deposits: &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:79%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Demand&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$29,233&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$29,458&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Checking with interest&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24,840&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23,067&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Regular savings&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13,779&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,007&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Money market accounts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38,725&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35,701&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Term deposits&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18,736&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,342&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total deposits&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$125,313&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$119,575&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the maturity distribution by year of term deposits as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:81%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:17%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$16,151&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,995&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;316&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;144&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;126&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2025 and thereafter&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$18,736&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Of these deposits, the amount of term deposits with a denomination of $100,000 or more was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$13.4 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. The following table presents the remaining maturities of these deposits:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:81%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:17%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Three months or less&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$6,987&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;After three months through six months&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,224&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;After six months through twelve months&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,015&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;After twelve months &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,206&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total term deposits&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$13,432&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:DepositLiabilitiesDisclosuresTextBlock>
    <cfg:InterestbearingDepositsPolicyPolicyTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-EE765DA715486C0B3C59A358AD6D8752-0-wk-Fact-99E381B044C861ADC79AA358AC7EFEA4">&lt;div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Interest-bearing deposits in banks are carried at cost and include deposits that mature within one year.&lt;/span&gt;&lt;/div&gt;</cfg:InterestbearingDepositsPolicyPolicyTextBlock>
    <cfg:ScheduleofDepositLiabilitiesTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-79CF7E060A9EEE2DB9D0A358AD6D9082-0-wk-Fact-BF3B999628055EC364ADA358AC7E7CEF">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the major components of deposits: &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:79%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Demand&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$29,233&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$29,458&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Checking with interest&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24,840&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23,067&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Regular savings&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13,779&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12,007&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Money market accounts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38,725&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35,701&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Term deposits&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18,736&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,342&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total deposits&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$125,313&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$119,575&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</cfg:ScheduleofDepositLiabilitiesTableTextBlock>
    <us-gaap:DemandDepositAccounts
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1462-wk-Fact-242D366B8170DB0F5846A358AC55810B"
      unitRef="usd">29233000000</us-gaap:DemandDepositAccounts>
    <us-gaap:DemandDepositAccounts
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29574363e1480-wk-Fact-07EBD6511F8DF5EFA62CA358AC751B8D"
      unitRef="usd">29458000000</us-gaap:DemandDepositAccounts>
    <us-gaap:InterestBearingDomesticDepositChecking
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1495-wk-Fact-090E0055259739420337A358AC5377E5"
      unitRef="usd">24840000000</us-gaap:InterestBearingDomesticDepositChecking>
    <us-gaap:InterestBearingDomesticDepositChecking
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29574363e1514-wk-Fact-F9376F2F8301A3BAE20AA358AC536768"
      unitRef="usd">23067000000</us-gaap:InterestBearingDomesticDepositChecking>
    <us-gaap:DepositsSavingsDeposits
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1534-wk-Fact-FA7A090A7C429626FDBEA358AC781868"
      unitRef="usd">13779000000</us-gaap:DepositsSavingsDeposits>
    <us-gaap:DepositsSavingsDeposits
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29574363e1553-wk-Fact-5E7FF78CB68C908BFC58A358AC5571A7"
      unitRef="usd">12007000000</us-gaap:DepositsSavingsDeposits>
    <us-gaap:DepositsMoneyMarketDeposits
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1573-wk-Fact-B4BE2F1CB129C6C4AFD3A358AC567642"
      unitRef="usd">38725000000</us-gaap:DepositsMoneyMarketDeposits>
    <us-gaap:DepositsMoneyMarketDeposits
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29574363e1592-wk-Fact-C8EEF677FA0846FFEF46A358AC566BDE"
      unitRef="usd">35701000000</us-gaap:DepositsMoneyMarketDeposits>
    <us-gaap:TimeDeposits
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1612-wk-Fact-8D5A21E68E0093650BC0A358AC75F454"
      unitRef="usd">18736000000</us-gaap:TimeDeposits>
    <us-gaap:TimeDeposits
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29574363e1631-wk-Fact-42443A91B82E73B67CA2A358AC76E0E9"
      unitRef="usd">19342000000</us-gaap:TimeDeposits>
    <us-gaap:Deposits
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1655-wk-Fact-37528F790F035D5ABE9CC036187AD9EC"
      unitRef="usd">125313000000</us-gaap:Deposits>
    <us-gaap:Deposits
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29574363e1673-wk-Fact-80EC4DE682685A169DF7DF0B11DFAE36"
      unitRef="usd">119575000000</us-gaap:Deposits>
    <cfg:ScheduleofMaturitiesofTimeDepositsTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-E6C292B1AF137DFBFB8AA358AD6D81D5-0-wk-Fact-30D11F2E62E2160EAECFA358AC7FB55B">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the maturity distribution by year of term deposits as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:81%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:17%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$16,151&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,995&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;316&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;144&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;126&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2025 and thereafter&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:9pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$18,736&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</cfg:ScheduleofMaturitiesofTimeDepositsTableTextBlock>
    <us-gaap:TimeDepositMaturitiesYearOne
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1742-wk-Fact-3665B983C928E2FFD400A358ACDF5697"
      unitRef="usd">16151000000</us-gaap:TimeDepositMaturitiesYearOne>
    <us-gaap:TimeDepositMaturitiesYearTwo
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1757-wk-Fact-6D5C04B6889111E637F1A358ACDF54AF"
      unitRef="usd">1995000000</us-gaap:TimeDepositMaturitiesYearTwo>
    <us-gaap:TimeDepositMaturitiesYearThree
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1777-wk-Fact-ABF9E7C2C2DF5F223539A358ACDF0319"
      unitRef="usd">316000000</us-gaap:TimeDepositMaturitiesYearThree>
    <us-gaap:TimeDepositMaturitiesYearFour
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1797-wk-Fact-8721A4576C818F392203A358ACDEA824"
      unitRef="usd">144000000</us-gaap:TimeDepositMaturitiesYearFour>
    <us-gaap:TimeDepositMaturitiesYearFive
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1817-wk-Fact-B8E05877F15FB2651C83A358ACDFBEEE"
      unitRef="usd">126000000</us-gaap:TimeDepositMaturitiesYearFive>
    <us-gaap:TimeDepositMaturitiesAfterYearFive
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1837-wk-Fact-1434219CEF5ADED8963EA358ACDF13A2"
      unitRef="usd">4000000</us-gaap:TimeDepositMaturitiesAfterYearFive>
    <us-gaap:TimeDeposits
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1861-wk-Fact-8D5A21E68E0093650BC0A358AC75F454"
      unitRef="usd">18736000000</us-gaap:TimeDeposits>
    <us-gaap:TimeDeposits100000OrMore
      contextRef="FI2019Q4"
      decimals="-8"
      id="d29574363e1877-wk-Fact-98C924A2A61656F3CE49CF1AD3532FA1"
      unitRef="usd">13400000000</us-gaap:TimeDeposits100000OrMore>
    <cfg:ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-3282EE9916952FB7774EA358AD6D9EB9-0-wk-Fact-EFEC60858A7660FA87B4A358AC7EDF63">The following table presents the remaining maturities of these deposits:&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:81%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:17%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Three months or less&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$6,987&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;After three months through six months&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,224&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;After six months through twelve months&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,015&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;After twelve months &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,206&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total term deposits&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$13,432&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</cfg:ScheduleofMaturitiesofTimeDepositsGreaterthan100000TableTextBlock>
    <us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1936-wk-Fact-51992D64530520E7D385A358AC293CA3"
      unitRef="usd">6987000000</us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess>
    <us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1951-wk-Fact-9240AA8FF3402BAED6F6A358AC2A7C81"
      unitRef="usd">3224000000</us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths>
    <us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1971-wk-Fact-60F68909B3D026D47EC1A358AC29BD78"
      unitRef="usd">2015000000</us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months>
    <us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e1991-wk-Fact-A0B3426D72CCE2FA12DFA358AC2B4DF3"
      unitRef="usd">1206000000</us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months>
    <us-gaap:TimeDeposits100000OrMore
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29574363e2015-wk-Fact-49C64DBCFDE8518FA672A358AC2A29BE"
      unitRef="usd">13432000000</us-gaap:TimeDeposits100000OrMore>
    <us-gaap:DebtDisclosureTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-DEDECA49AC29EEB2ABA0A358AD6FD4DF-0-wk-Fact-60A936ADB8FB8EFE5FD2A358AD034FEF">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 12 - BORROWED FUNDS&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents a summary of the Company&#x2019;s short-term borrowed funds:&lt;/span&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:74%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:11%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Securities sold under agreements to repurchase&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$265&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$336&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal funds purchased&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;820&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other short-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;161&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total short-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$274&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,317&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents key data related to the Company&#x2019;s short-term borrowed funds: &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:60%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:12%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;As of and for the Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(dollars in millions, except ratio data)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Weighted-average interest rate at year-end: &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal funds purchased and securities sold under agreements to repurchase&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.41&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1.72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.74&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other short-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3.85&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2.73&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1.33&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Maximum amount outstanding at any month-end during the year:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal funds purchased and securities sold under agreements to repurchase &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,499&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,282&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,174&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other short-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;511&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,110&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,759&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Average amount outstanding during the year:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal funds purchased and securities sold under agreements to repurchase &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$599&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$654&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$776&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other short-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;66&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;467&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,571&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Weighted-average interest rate during the year:&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#160;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal funds purchased and securities sold under agreements to repurchase&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1.36&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.92&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.36&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other short-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2.50&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2.10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1.09&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)  &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Rates exclude certain hedging costs.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)  &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Balances are net of certain short-term receivables associated with reverse repurchase agreements, as applicable.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:174%;padding-bottom:8px;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents a summary of the Company&#x2019;s long-term borrowed funds:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:73%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:11%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:11%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Parent Company:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.375% fixed-rate senior unsecured debt, due July 2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$349&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$349&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;4.150% fixed-rate subordinated debt, due September 2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;348&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;348&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;3.750% fixed-rate subordinated debt, due July 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;4.023% fixed-rate subordinated debt, due October 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;42&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;42&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;4.350% fixed-rate subordinated debt, due August 2025&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;249&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;249&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;4.300% fixed-rate subordinated debt, due December 2025&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;750&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;749&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.850% fixed-rate senior unsecured notes, due July 2026&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;496&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;CBNA&#x2019;s Global Note Program:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.500% senior unsecured notes, due March 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;748&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.450% senior unsecured notes, due December 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;744&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.250% senior unsecured notes, due March 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;700&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;691&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.447% floating-rate senior unsecured notes, due March 2020 &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.487% floating-rate senior unsecured notes, due May 2020 &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.200% senior unsecured notes, due May 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;500&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;499&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.250% senior unsecured notes, due October 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;750&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;738&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.550% senior unsecured notes, due May 2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;991&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;964&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;3.250% senior unsecured notes, due February 2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;711&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.629% floating-rate senior unsecured notes, due February 2022 &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;299&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.727% floating-rate senior unsecured notes, due May 2022&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;&#160;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;249&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.650% senior unsecured notes, due May 2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;501&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;487&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;3.700% senior unsecured notes, due March 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;515&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;502&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.911% floating-rate senior unsecured notes, due March 2023 &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;249&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;249&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;3.750% senior unsecured notes, due February 2026&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;521&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Additional Borrowings by CBNA and Other Subsidiaries:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal Home Loan Bank advances, 2.006% weighted average rate, due through 2038&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5,008&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7,508&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total long-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14,047&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$15,925&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Rate disclosed reflects the floating rate as of December 31, 2019.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Parent Company&#x2019;s long-term borrowed funds as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; included principal balances of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$2.5 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$2.0 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively, and unamortized deferred issuance costs and/or discounts of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;($8) million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;($5) million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively. CBNA and other subsidiaries&#x2019; long-term borrowed funds as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; included principal balances of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$11.5 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$14.0 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively, with unamortized deferred issuance costs and/or discounts of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;($13) million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;($14) million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively, and hedging basis adjustments of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$50 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;($66) million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively. See &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Note 13&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; for further information about the Company&#x2019;s hedging of certain long-term borrowed funds.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Advances, lines of credit, and letters of credit from the FHLB are collateralized by pledged mortgages and pledged securities at least sufficient to satisfy the collateral maintenance level established by the FHLB. The utilized borrowing capacity for FHLB advances and letters of credit was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$9.8 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$13.0 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively. The Company&#x2019;s available FHLB borrowing capacity was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$7.2 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$4.8 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively. Citizens can also borrow from the FRB discount window to meet short-term liquidity requirements. Collateral, including certain loans, is pledged to support this borrowing capacity. At &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, the Company&#x2019;s unused secured borrowing capacity was approximately &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$38.9 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, which includes unencumbered securities, FHLB borrowing capacity, and FRB discount window capacity. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents a summary of maturities for the Company&#x2019;s long-term borrowed funds at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:64%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Parent Company&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;CBNA and Other Subsidiaries&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Consolidated&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,504&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,504&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;349&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5,998&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6,347&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;348&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,767&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,115&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;765&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;765&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;292&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;293&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2025 and thereafter&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,495&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;528&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,023&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,484&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$11,563&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14,047&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:DebtDisclosureTextBlock>
    <us-gaap:ScheduleOfShortTermDebtTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-CC4E5197FDD26D363493A358AD6F6E97-0-wk-Fact-2304075448D8D5E8FA4AA358AD09B2C9">&lt;div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents a summary of the Company&#x2019;s short-term borrowed funds:&lt;/span&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:74%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:11%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Securities sold under agreements to repurchase&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$265&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$336&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal funds purchased&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;820&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other short-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;161&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total short-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$274&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,317&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents key data related to the Company&#x2019;s short-term borrowed funds: &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:60%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:12%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;As of and for the Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(dollars in millions, except ratio data)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Weighted-average interest rate at year-end: &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal funds purchased and securities sold under agreements to repurchase&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.41&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1.72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.74&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other short-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3.85&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2.73&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1.33&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Maximum amount outstanding at any month-end during the year:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal funds purchased and securities sold under agreements to repurchase &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,499&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,282&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,174&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other short-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;511&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,110&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,759&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Average amount outstanding during the year:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal funds purchased and securities sold under agreements to repurchase &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$599&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$654&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$776&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other short-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;66&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;467&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,571&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Weighted-average interest rate during the year:&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#160;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal funds purchased and securities sold under agreements to repurchase&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1.36&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.92&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;0.36&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other short-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2.50&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2.10&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1.09&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)  &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Rates exclude certain hedging costs.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)  &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Balances are net of certain short-term receivables associated with reverse repurchase agreements, as applicable.&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfShortTermDebtTextBlock>
    <us-gaap:ShortTermBorrowings
      contextRef="FI2019Q4_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-6"
      id="d29596567e1454-wk-Fact-5C2BBEAC23A15CC1AC1389BC228E7F91"
      unitRef="usd">265000000</us-gaap:ShortTermBorrowings>
    <us-gaap:ShortTermBorrowings
      contextRef="FI2018Q4_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-6"
      id="d29596567e1472-wk-Fact-08513298B28A54C2AB93A945281F54B5"
      unitRef="usd">336000000</us-gaap:ShortTermBorrowings>
    <us-gaap:ShortTermBorrowings
      contextRef="FI2019Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedMember"
      decimals="-6"
      id="d29596567e1487-wk-Fact-D50CF559FCD45B75804BF7D9411FCB55"
      unitRef="usd">0</us-gaap:ShortTermBorrowings>
    <us-gaap:ShortTermBorrowings
      contextRef="FI2018Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedMember"
      decimals="-6"
      id="d29596567e1506-wk-Fact-85ACF52CC6C751D0952DA8F2D0349A5C"
      unitRef="usd">820000000</us-gaap:ShortTermBorrowings>
    <us-gaap:ShortTermBorrowings
      contextRef="FI2019Q4_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember"
      decimals="-6"
      id="d29596567e1526-wk-Fact-980D9BBF838E5FFD810FD40D7747E5F0"
      unitRef="usd">9000000</us-gaap:ShortTermBorrowings>
    <us-gaap:ShortTermBorrowings
      contextRef="FI2018Q4_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember"
      decimals="-6"
      id="d29596567e1545-wk-Fact-07833D2CB5BD59548946AB4AC5B5ECA8"
      unitRef="usd">161000000</us-gaap:ShortTermBorrowings>
    <us-gaap:ShortTermBorrowings
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29596567e1569-wk-Fact-17A991AE1BB15AAAB14FBB11E521DE95"
      unitRef="usd">274000000</us-gaap:ShortTermBorrowings>
    <us-gaap:ShortTermBorrowings
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29596567e1587-wk-Fact-07064FD7CAF05C35861ACDF465158499"
      unitRef="usd">1317000000</us-gaap:ShortTermBorrowings>
    <us-gaap:ShortTermDebtWeightedAverageInterestRate
      contextRef="FI2019Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="4"
      id="d29596567e1816-wk-Fact-DEBC7F64957155AD82A14121ACF4FAF3"
      unitRef="number">0.0041</us-gaap:ShortTermDebtWeightedAverageInterestRate>
    <us-gaap:ShortTermDebtWeightedAverageInterestRate
      contextRef="FI2018Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="4"
      id="d29596567e1836-wk-Fact-E99D11F9239B5A9BAD3102997DCEE547"
      unitRef="number">0.0172</us-gaap:ShortTermDebtWeightedAverageInterestRate>
    <us-gaap:ShortTermDebtWeightedAverageInterestRate
      contextRef="FI2017Q4_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="4"
      id="d29596567e1856-wk-Fact-9140D7BB68AC039C6761A358AC167AA6"
      unitRef="number">0.0074</us-gaap:ShortTermDebtWeightedAverageInterestRate>
    <us-gaap:ShortTermDebtWeightedAverageInterestRate
      contextRef="FI2019Q4_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember"
      decimals="4"
      id="d29596567e1878-wk-Fact-C7F0756ECBB856E2B5FAD9465095E5F3"
      unitRef="number">0.0385</us-gaap:ShortTermDebtWeightedAverageInterestRate>
    <us-gaap:ShortTermDebtWeightedAverageInterestRate
      contextRef="FI2018Q4_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember"
      decimals="4"
      id="d29596567e1897-wk-Fact-005A4437502158128F9537ABFF360706"
      unitRef="number">0.0273</us-gaap:ShortTermDebtWeightedAverageInterestRate>
    <us-gaap:ShortTermDebtWeightedAverageInterestRate
      contextRef="FI2017Q4_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember"
      decimals="4"
      id="d29596567e1916-wk-Fact-F8870E735638A7B51D48A358AC1A626F"
      unitRef="number">0.0133</us-gaap:ShortTermDebtWeightedAverageInterestRate>
    <us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount
      contextRef="FD2019Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-6"
      id="d29596567e2005-wk-Fact-4D54CE0854E65E9FA3AFC45CF838C4C7"
      unitRef="usd">1499000000</us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount>
    <us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount
      contextRef="FD2018Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-6"
      id="d29596567e2023-wk-Fact-24F4D81AC59B511A8642A73DF98C0253"
      unitRef="usd">1282000000</us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount>
    <us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount
      contextRef="FD2017Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-6"
      id="d29596567e2041-wk-Fact-B662C590F4297AF6BA4EA358AC200315"
      unitRef="usd">1174000000</us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount>
    <us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount
      contextRef="FD2019Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember"
      decimals="-6"
      id="d29596567e2057-wk-Fact-54AF653F405357E291601E25499E35B0"
      unitRef="usd">511000000</us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount>
    <us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount
      contextRef="FD2018Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember"
      decimals="-6"
      id="d29596567e2076-wk-Fact-6A06F013E96F560D8241ECDF6C6BFD63"
      unitRef="usd">1110000000</us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount>
    <us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount
      contextRef="FD2017Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember"
      decimals="-6"
      id="d29596567e2095-wk-Fact-B4DCC23033A35D13AEC3A358AC1FA3B4"
      unitRef="usd">2759000000</us-gaap:ShorttermDebtMaximumMonthendOutstandingAmount>
    <us-gaap:ShorttermDebtAverageOutstandingAmount
      contextRef="FD2019Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-6"
      id="d29596567e2184-wk-Fact-1A843AC52C395A45AFA062570F31E7DE"
      unitRef="usd">599000000</us-gaap:ShorttermDebtAverageOutstandingAmount>
    <us-gaap:ShorttermDebtAverageOutstandingAmount
      contextRef="FD2018Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-6"
      id="d29596567e2202-wk-Fact-1F16D255438D5CE484C0BAFF5D496DA5"
      unitRef="usd">654000000</us-gaap:ShorttermDebtAverageOutstandingAmount>
    <us-gaap:ShorttermDebtAverageOutstandingAmount
      contextRef="FD2017Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-6"
      id="d29596567e2220-wk-Fact-198386C4117323914284A358AC1688DD"
      unitRef="usd">776000000</us-gaap:ShorttermDebtAverageOutstandingAmount>
    <us-gaap:ShorttermDebtAverageOutstandingAmount
      contextRef="FD2019Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember"
      decimals="-6"
      id="d29596567e2236-wk-Fact-BFA79415743655F0964929216BA26362"
      unitRef="usd">66000000</us-gaap:ShorttermDebtAverageOutstandingAmount>
    <us-gaap:ShorttermDebtAverageOutstandingAmount
      contextRef="FD2018Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember"
      decimals="-6"
      id="d29596567e2255-wk-Fact-F9771C1B70E1597395E2FB890330A753"
      unitRef="usd">467000000</us-gaap:ShorttermDebtAverageOutstandingAmount>
    <us-gaap:ShorttermDebtAverageOutstandingAmount
      contextRef="FD2017Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember"
      decimals="-6"
      id="d29596567e2274-wk-Fact-8B24FEF59CC76C729278A358AC1DB549"
      unitRef="usd">1571000000</us-gaap:ShorttermDebtAverageOutstandingAmount>
    <us-gaap:DebtInstrumentInterestRateDuringPeriod
      contextRef="FD2019Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="4"
      id="d29596567e2362-wk-Fact-B94C7B2F506558EAB6C68A3C128EFEAC"
      unitRef="number">0.0136</us-gaap:DebtInstrumentInterestRateDuringPeriod>
    <us-gaap:DebtInstrumentInterestRateDuringPeriod
      contextRef="FD2018Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="4"
      id="d29596567e2382-wk-Fact-86EB6CEE116152599EA6EAEDF1A00150"
      unitRef="number">0.0092</us-gaap:DebtInstrumentInterestRateDuringPeriod>
    <us-gaap:DebtInstrumentInterestRateDuringPeriod
      contextRef="FD2017Q4YTD_us-gaap_DebtInstrumentAxis_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="4"
      id="d29596567e2402-wk-Fact-7BEDC628AB5523D56326A358AC1EF97F"
      unitRef="number">0.0036</us-gaap:DebtInstrumentInterestRateDuringPeriod>
    <us-gaap:DebtInstrumentInterestRateDuringPeriod
      contextRef="FD2019Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember"
      decimals="4"
      id="d29596567e2424-wk-Fact-DF28389419A35047911B618974BC9CFB"
      unitRef="number">0.0250</us-gaap:DebtInstrumentInterestRateDuringPeriod>
    <us-gaap:DebtInstrumentInterestRateDuringPeriod
      contextRef="FD2018Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember"
      decimals="4"
      id="d29596567e2443-wk-Fact-DE25E94D48895324A5DD2487E4C17180"
      unitRef="number">0.0210</us-gaap:DebtInstrumentInterestRateDuringPeriod>
    <us-gaap:DebtInstrumentInterestRateDuringPeriod
      contextRef="FD2017Q4YTD_us-gaap_DebtInstrumentAxis_cfg_OtherShorttermDebtMember"
      decimals="4"
      id="d29596567e2462-wk-Fact-44ED2D31D1481683FEF0A358AC1B7488"
      unitRef="number">0.0109</us-gaap:DebtInstrumentInterestRateDuringPeriod>
    <us-gaap:ScheduleOfDebtInstrumentsTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-DB79B14EE545A03D3534A358AD6E3EB2-0-wk-Fact-57CE4F28B82EADC7BE64A358AD079AA7">&lt;div style="line-height:174%;padding-bottom:8px;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents a summary of the Company&#x2019;s long-term borrowed funds:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:73%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:11%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:11%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Parent Company:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.375% fixed-rate senior unsecured debt, due July 2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$349&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$349&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;4.150% fixed-rate subordinated debt, due September 2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;348&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;348&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;3.750% fixed-rate subordinated debt, due July 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;4.023% fixed-rate subordinated debt, due October 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;42&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;42&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;4.350% fixed-rate subordinated debt, due August 2025&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;249&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;249&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;4.300% fixed-rate subordinated debt, due December 2025&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;750&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;749&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.850% fixed-rate senior unsecured notes, due July 2026&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;496&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;CBNA&#x2019;s Global Note Program:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.500% senior unsecured notes, due March 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;748&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.450% senior unsecured notes, due December 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;744&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.250% senior unsecured notes, due March 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;700&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;691&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.447% floating-rate senior unsecured notes, due March 2020 &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.487% floating-rate senior unsecured notes, due May 2020 &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.200% senior unsecured notes, due May 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;500&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;499&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.250% senior unsecured notes, due October 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;750&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;738&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.550% senior unsecured notes, due May 2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;991&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;964&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;3.250% senior unsecured notes, due February 2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;711&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.629% floating-rate senior unsecured notes, due February 2022 &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;299&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.727% floating-rate senior unsecured notes, due May 2022&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;&#160;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;249&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.650% senior unsecured notes, due May 2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;501&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;487&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;3.700% senior unsecured notes, due March 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;515&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;502&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2.911% floating-rate senior unsecured notes, due March 2023 &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;249&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;249&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;3.750% senior unsecured notes, due February 2026&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;521&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Additional Borrowings by CBNA and Other Subsidiaries:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal Home Loan Bank advances, 2.006% weighted average rate, due through 2038&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5,008&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;7,508&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total long-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14,047&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$15,925&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Rate disclosed reflects the floating rate as of December 31, 2019.&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfDebtInstrumentsTextBlock>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.375SeniorUnsecuredDebtDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e2666-wk-Fact-250DF1769BF15AA3A41E9ECBCCC24A9D"
      unitRef="usd">349000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.375SeniorUnsecuredDebtDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e2684-wk-Fact-E0152FA690DA553EA2AD1FEF1DDF17BD"
      unitRef="usd">349000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember"
      decimals="-6"
      id="d29596567e2699-wk-Fact-F0AD6780E1AA53F9BC807B56586747A9"
      unitRef="usd">348000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.150FixedRateSubordinatedDebtDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember"
      decimals="-6"
      id="d29596567e2718-wk-Fact-4D23BA672C6059399F43792C1EBE58CA"
      unitRef="usd">348000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember"
      decimals="-6"
      id="d29596567e2738-wk-Fact-ABA61505CEED56D89606B7AE1AAE5F55"
      unitRef="usd">250000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A3.750FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember"
      decimals="-6"
      id="d29596567e2757-wk-Fact-2AF559F92EC05977891CD44DF7840327"
      unitRef="usd">250000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember"
      decimals="-6"
      id="d29596567e2777-wk-Fact-A3A6DFDD26E25826A1AFAD6EEA351EF5"
      unitRef="usd">42000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.023FixedRateSubordinatedDebtDue2024Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember"
      decimals="-6"
      id="d29596567e2796-wk-Fact-8E2C3D35D5C15B61A3BDDEDC8A579ADE"
      unitRef="usd">42000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember"
      decimals="-6"
      id="d29596567e2816-wk-Fact-715D679DEE3D5F0AA73D51F6D0D8C575"
      unitRef="usd">249000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.350FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember"
      decimals="-6"
      id="d29596567e2835-wk-Fact-F1BFB226EE555ABE88EDD669096EE7ED"
      unitRef="usd">249000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember"
      decimals="-6"
      id="d29596567e2855-wk-Fact-F8537D2C2F2F5642BCD6F807C61E37E6"
      unitRef="usd">750000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A4.300FixedRateSubordinatedDebtDue2025Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SubordinatedDebtMember"
      decimals="-6"
      id="d29596567e2874-wk-Fact-FDFEC382B371591B96344BADBA2BD165"
      unitRef="usd">749000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.850SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e2894-wk-Fact-235F46B2D68351DBA5779B42C1AC9345"
      unitRef="usd">496000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember_us-gaap_DebtInstrumentAxis_cfg_A2.850SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e2913-wk-Fact-4A4D163BE6395414A295D2E3E5206BBD"
      unitRef="usd">0</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.500SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e2975-wk-Fact-E8234039E7E055FEBD14B9EB50067F01"
      unitRef="usd">0</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.500SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e2994-wk-Fact-822B3A969EA2586A8F189FD73E001BF5"
      unitRef="usd">748000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.450SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3014-wk-Fact-EC5CF43168035E6488A51B8B3F1C026B"
      unitRef="usd">0</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.450SeniorUnsecuredNotesDue2019Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3033-wk-Fact-832C210613135367B0A84086BD010A65"
      unitRef="usd">744000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3053-wk-Fact-30E20ED736265D3BB33654E4C3C55EE9"
      unitRef="usd">700000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020SettlementDateofMarch022017Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3072-wk-Fact-EED5922AE7F35196A2C3887A62D77EED"
      unitRef="usd">691000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3094-wk-Fact-9C2E4C686CB05CF6A9629A65E02A35A4"
      unitRef="usd">300000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3113-wk-Fact-DAD83C66B7F85FE68C64CBDBAF5A62BF"
      unitRef="usd">300000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3135-wk-Fact-9EDA62072E07589B94BE2FAA6D49DD6E"
      unitRef="usd">250000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2020Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3154-wk-Fact-0DCFA4AD9375543C8E3FCCFC4A3F8E29"
      unitRef="usd">250000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.200SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3174-wk-Fact-999448F58D48509B92E288F70B662988"
      unitRef="usd">500000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.200SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3193-wk-Fact-1F307B1EA0525F0CB1FFC1F436531116"
      unitRef="usd">499000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3213-wk-Fact-3FC22033BB005CC5BC7B8067DC30ABA1"
      unitRef="usd">750000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.25SeniorUnsecuredNotesDue2020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3232-wk-Fact-57225644CC075EEA934C6365FB57D0D5"
      unitRef="usd">738000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.550SeniorUnsecuredNotesDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3252-wk-Fact-F7E6FC02A7E654E9AAF10E4647324AF6"
      unitRef="usd">991000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.550SeniorUnsecuredNotesDue2021Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3271-wk-Fact-D82491BF7B7C5896BD30ACD950F580F8"
      unitRef="usd">964000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.250SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3291-wk-Fact-7F9591E612AE5140A25D7B2A632CB365"
      unitRef="usd">711000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.250SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3310-wk-Fact-7768787C08AF582D9926B5559DAE2D90"
      unitRef="usd">0</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3332-wk-Fact-DB9F35708A2A3BCF50E2A634D2DD4627"
      unitRef="usd">299000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Number2Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3351-wk-Fact-6837D3AFED275D6FB20B89A6991E2C14"
      unitRef="usd">0</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3373-wk-Fact-AAA0D046B3A6473D96AAA634D2958195"
      unitRef="usd">250000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3392-wk-Fact-83A70B53D11852A78C69B28C7FD69572"
      unitRef="usd">249000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.650SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3413-wk-Fact-461D54D9A305512C9C60D7033F65A40D"
      unitRef="usd">501000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A2.650SeniorUnsecuredNotesDue2022Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3432-wk-Fact-4B699D01C4EF5CC9822FAC5F043057ED"
      unitRef="usd">487000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.700seniorunsecurednotesdue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3452-wk-Fact-E5C37F1FCEB153739C1661A06688FB11"
      unitRef="usd">515000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.700seniorunsecurednotesdue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3471-wk-Fact-79C852F3EFD35D1882BD591F327439B2"
      unitRef="usd">502000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3493-wk-Fact-CB98EA4086D455E799562E74601FBE6F"
      unitRef="usd">249000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_FloatingRateSeniorUnsecuredNotesDue2023Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3512-wk-Fact-988A70EFD33B5A9CB3861906F2B7ABE9"
      unitRef="usd">249000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.750SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3532-wk-Fact-52CB9D615A0351E28EC12DD5CEE6DB06"
      unitRef="usd">521000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_DebtInstrumentAxis_cfg_A3.750SeniorUnsecuredNotesDue2026Member_us-gaap_LongtermDebtTypeAxis_us-gaap_SeniorNotesMember"
      decimals="-6"
      id="d29596567e3551-wk-Fact-EAAF5C6F3C2A50548C11D505C858D60B"
      unitRef="usd">0</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember"
      decimals="-6"
      id="d29596567e3612-wk-Fact-015BED2B8007589CABCDD93ECDB0F075"
      unitRef="usd">5008000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember"
      decimals="-6"
      id="d29596567e3631-wk-Fact-E938C33387E5576AB6E9C3AA274C6EDB"
      unitRef="usd">7508000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_cfg_OtherLongtermDebtMember"
      decimals="-6"
      id="d29596567e3651-wk-Fact-9C93943D1CDD51ACA2A0ACF70BF0F105"
      unitRef="usd">18000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember_us-gaap_LongtermDebtTypeAxis_cfg_OtherLongtermDebtMember"
      decimals="-6"
      id="d29596567e3670-wk-Fact-B0B841272A3E57E4AB6160C11497020C"
      unitRef="usd">9000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29596567e3694-wk-Fact-B024210276B05643ABF133350C9475C3"
      unitRef="usd">14047000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29596567e3712-wk-Fact-643C4A75019F58DDAB37B149BD665B82"
      unitRef="usd">15925000000</us-gaap:LongTermDebt>
    <us-gaap:UnsecuredDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember"
      decimals="-8"
      id="d29596567e3856-wk-Fact-211D9A1DB101530F97E53BA5922F1C90"
      unitRef="usd">2500000000</us-gaap:UnsecuredDebt>
    <us-gaap:UnsecuredDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember"
      decimals="-8"
      id="d29596567e3860-wk-Fact-49A618A0DD405AB1B1FECAF62C7237DB"
      unitRef="usd">2000000000.0</us-gaap:UnsecuredDebt>
    <us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember"
      decimals="-6"
      id="d29596567e3864-wk-Fact-836F74D1DFA35D59A5FFCB202C2574B2"
      unitRef="usd">8000000</us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet>
    <us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember"
      decimals="-6"
      id="d29596567e3869-wk-Fact-E733018D22A2F25BB93FA358ACAF848D"
      unitRef="usd">5000000</us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet>
    <us-gaap:UnsecuredDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember"
      decimals="-8"
      id="d29596567e3881-wk-Fact-E813DCFDD55758488B9DF07D9FC486F0"
      unitRef="usd">11500000000</us-gaap:UnsecuredDebt>
    <us-gaap:UnsecuredDebt
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember"
      decimals="-8"
      id="d29596567e3885-wk-Fact-003CB4AC65D0517EB0A4D884E30E37CD"
      unitRef="usd">14000000000.0</us-gaap:UnsecuredDebt>
    <us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember"
      decimals="-6"
      id="d29596567e3889-wk-Fact-74DDBA3B4E7F5B79BC2F330D79E5C895"
      unitRef="usd">13000000</us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet>
    <us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember"
      decimals="-6"
      id="d29596567e3894-wk-Fact-D9F500B2FE885873AA615E134EB4B753"
      unitRef="usd">14000000</us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet>
    <us-gaap:DerivativeFairValueOfDerivativeAsset
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember"
      decimals="-6"
      id="d29596567e3898-wk-Fact-3F357B1CC5D7583597E5ABE2277F8C4F"
      unitRef="usd">50000000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeFairValueOfDerivativeAsset
      contextRef="FI2018Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember"
      decimals="-6"
      id="d29596567e3902-wk-Fact-5C38A7D21D555CFFAA64A485930E5C31"
      unitRef="usd">-66000000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:ShortTermBorrowings
      contextRef="FI2019Q4_us-gaap_CreditFacilityAxis_us-gaap_SecuredDebtMember_us-gaap_LongtermDebtTypeAxis_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember"
      decimals="-8"
      id="d29596567e3914-wk-Fact-AF4E65869F3352B38F565BAE3240341C"
      unitRef="usd">9800000000</us-gaap:ShortTermBorrowings>
    <us-gaap:ShortTermBorrowings
      contextRef="FI2018Q4_us-gaap_CreditFacilityAxis_us-gaap_SecuredDebtMember_us-gaap_LongtermDebtTypeAxis_cfg_FederalHomeLoanBankAdvancesandLettersofCreditMember"
      decimals="-8"
      id="d29596567e3918-wk-Fact-1727E141CB205E9DB4C6BA1193804252"
      unitRef="usd">13000000000.0</us-gaap:ShortTermBorrowings>
    <us-gaap:DebtInstrumentUnusedBorrowingCapacityAmount
      contextRef="FI2019Q4_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember"
      decimals="-8"
      id="d29596567e3930-wk-Fact-CA8431A8A43B5BD38267E883F643ED8A"
      unitRef="usd">7200000000</us-gaap:DebtInstrumentUnusedBorrowingCapacityAmount>
    <us-gaap:DebtInstrumentUnusedBorrowingCapacityAmount
      contextRef="FI2018Q4_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember"
      decimals="-8"
      id="d29596567e3935-wk-Fact-B4635D32A78E5086A555F1FE414611E4"
      unitRef="usd">4800000000</us-gaap:DebtInstrumentUnusedBorrowingCapacityAmount>
    <us-gaap:DebtInstrumentUnusedBorrowingCapacityAmount
      contextRef="FI2019Q4"
      decimals="-8"
      id="d29596567e3951-wk-Fact-A8981A50889B5BFDBD355AB5A89A3229"
      unitRef="usd">38900000000</us-gaap:DebtInstrumentUnusedBorrowingCapacityAmount>
    <us-gaap:ScheduleOfMaturitiesOfLongTermDebtTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-E9F5E5A32B7099729028A358AD6FBF05-0-wk-Fact-488F1CDD58A9E75D6A0AA358AD077D11">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents a summary of maturities for the Company&#x2019;s long-term borrowed funds at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:64%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Parent Company&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;CBNA and Other Subsidiaries&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Consolidated&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,504&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,504&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;349&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5,998&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6,347&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;348&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,767&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,115&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;765&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;765&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;292&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;293&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;2025 and thereafter&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,495&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;528&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,023&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$2,484&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$11,563&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14,047&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfMaturitiesOfLongTermDebtTableTextBlock>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember"
      decimals="-6"
      id="d29596567e4100-wk-Fact-0E8AE25DED28540DB463A7B1E71F54F5"
      unitRef="usd">0</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember"
      decimals="-6"
      id="d29596567e4113-wk-Fact-F2672A18BCB25A4384CFC2C3B54076A3"
      unitRef="usd">2504000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29596567e4126-wk-Fact-4AE58808547057E5B0B8DEC931CAEAA3"
      unitRef="usd">2504000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember"
      decimals="-6"
      id="d29596567e4141-wk-Fact-2BC2E83902015BFE9D700B09DB6BDFBB"
      unitRef="usd">349000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember"
      decimals="-6"
      id="d29596567e4155-wk-Fact-9AEF58BE20F45809933BB7EB18B390B4"
      unitRef="usd">5998000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29596567e4169-wk-Fact-D6052F01418D5CB28E1522C4DA46BDC3"
      unitRef="usd">6347000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember"
      decimals="-6"
      id="d29596567e4189-wk-Fact-6014B78B9D4F590B8E95312F438FF138"
      unitRef="usd">348000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember"
      decimals="-6"
      id="d29596567e4203-wk-Fact-30BBDD011D1B56A6B353A86D8D125514"
      unitRef="usd">1767000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29596567e4217-wk-Fact-FEA58CACC2595905BEA61FFF42A25343"
      unitRef="usd">2115000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember"
      decimals="-6"
      id="d29596567e4237-wk-Fact-1449726B85855BE5AC2AF1F6E9974957"
      unitRef="usd">0</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember"
      decimals="-6"
      id="d29596567e4251-wk-Fact-0BB186C15E0D502E87749065C61B5C68"
      unitRef="usd">765000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29596567e4265-wk-Fact-7919CF2B6998596A9484718FA5929A77"
      unitRef="usd">765000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember"
      decimals="-6"
      id="d29596567e4285-wk-Fact-7937F614D6D55B7FAD4F3352D5392C24"
      unitRef="usd">292000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember"
      decimals="-6"
      id="d29596567e4299-wk-Fact-F5830733B5BC50678F4A671A2B357B3C"
      unitRef="usd">1000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29596567e4313-wk-Fact-E312A96CB21D544AB4D036BDFBADDF42"
      unitRef="usd">293000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember"
      decimals="-6"
      id="d29596567e4333-wk-Fact-85423F999BCA5F8C86DC512F11586DC8"
      unitRef="usd">1495000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember"
      decimals="-6"
      id="d29596567e4347-wk-Fact-08E6206AA88154B1AB20BDDB39923515"
      unitRef="usd">528000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29596567e4361-wk-Fact-7213B93DD616522F9654AB0B868EC3A2"
      unitRef="usd">2023000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember"
      decimals="-6"
      id="d29596567e4385-wk-Fact-CB75726B9BE751189BCFAAFC400C967E"
      unitRef="usd">2484000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_SubsidiariesMember"
      decimals="-6"
      id="d29596567e4398-wk-Fact-AB4393A447F05FD092B87DDFB77CA713"
      unitRef="usd">11563000000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29596567e4411-wk-Fact-B024210276B05643ABF133350C9475C3"
      unitRef="usd">14047000000</us-gaap:LongTermDebt>
    <us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-5D200EB6F683FBF186F6A358AD702502-0-wk-Fact-74CE2F3367CFBB730B39A358AC438F42">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 13 - DERIVATIVES&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;In the normal course of business, Citizens enters into a variety of derivative transactions to meet the financing needs of its customers and to reduce its own exposure to fluctuations in interest rates and foreign currency exchange rates. These transactions include interest rate swap contracts, interest rate options, foreign exchange contracts, residential loan commitment rate locks, interest rate future contracts, swaptions, forward commitments to sell to-be-announced mortgage securities (&#x201c;TBAs&#x201d;), forward sale contracts and purchase options. The Company does not use derivatives for speculative purposes.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Company&#x2019;s derivative instruments are recognized on the Consolidated Balance Sheets in derivative assets and derivative liabilities at fair value. Information regarding the valuation methodology and inputs used to estimate the fair value of the Company&#x2019;s derivative instruments is described in &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Note 19&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Derivative assets and derivative liabilities are netted by counterparty on the Consolidated Balance Sheets if a &#x201c;right of setoff&#x201d; has been established in a master netting agreement between the Company and the counterparty. This netted derivative asset or liability position is also netted against the fair value of any cash collateral that has been pledged or received in accordance with a master netting agreement.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents derivative instruments included on the Consolidated Balance Sheets:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="20"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:43%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Notional Amount &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Derivative Assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Derivative Liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Notional Amount &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Derivative Assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Derivative Liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Derivatives designated as hedging instruments:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest rate contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$29,846&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$12,050&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Derivatives not designated as hedging instruments:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest rate contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;142,386&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;772&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;133&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;117,076&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;301&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;277&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15,101&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;174&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;166&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9,866&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;129&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;113&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6,868&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,555&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total derivatives not designated as hedging instruments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;983&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;444&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;415&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Gross derivative fair values&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;984&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;449&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;415&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Less: Gross amounts offset in the Consolidated Balance Sheets &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(107&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(107&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(87&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(87&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Less: Cash collateral applied &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(70&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(95&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(36&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total net derivative fair values presented in the Consolidated Balance Sheets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$807&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$120&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$317&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$292&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;The notional or contractual amount of interest rate derivatives and foreign exchange contracts is the amount upon which interest and other payments under the contract are based. For interest rate contracts, the notional amount is typically not exchanged. Therefore, notional amounts should not be taken as the measure of credit or market risk, as they do not measure the true economic risk of these contracts.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Amounts represent the impact of enforceable master netting agreements that allow the Company to net settle positive and negative positions as well as collateral paid and received.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Company&#x2019;s derivative transactions are internally divided into three sub-groups: institutional, customer and residential loan. Certain derivative transactions within these sub-groups are designated as fair value or cash flow hedges, as described below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Derivatives Designated As Hedging Instruments&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Company&#x2019;s institutional derivatives qualify for hedge accounting treatment. The net interest accruals on interest rate swaps designated in a fair value or cash flow hedge relationship are treated as an adjustment to interest income or interest expense of the item being hedged. The Company formally documents at inception all hedging relationships, as well as risk management objectives and strategies for undertaking various accounting hedges. Additionally, the Company monitors the effectiveness of its hedge relationships during the duration of the hedge period. The methods utilized to assess hedge effectiveness vary based on the hedge relationship and the Company monitors each relationship to ensure that management&#x2019;s initial intent continues to be satisfied. The Company discontinues hedge accounting treatment when it is determined that a derivative is not expected to be, or has ceased to be, effective as a hedge and subsequently reflects changes in the fair value of the derivative in earnings after termination of the hedge relationship.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Fair Value Hedges&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;In a fair value hedge, changes in the fair value of both the derivative instrument and the hedged asset or liability attributable to the risk being hedged are recognized in the same income statement line item in the Consolidated Statements of Operations when the changes in fair value occur. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens has outstanding interest rate swap agreements utilized to manage the interest rate exposure on its long-term borrowings, certain fixed rate residential mortgages and AFS debt securities. Certain fair value hedges have been designated as a last-of-layer hedge, which affords the Company the ability to execute a fair value hedge of the interest rate risk associated with a portfolio of similar prepayable assets whereby the last dollar amount estimated to remain in the portfolio of assets is identified as the hedged item. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:17px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the change in fair value of interest rate contracts designated as fair value hedges, as well as the change in fair value of the related hedged items attributable to the risk being hedged, included in the Consolidated Statements of Operations:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:38%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:33%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Affected Line Item in the Consolidated Statements of Operations&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Change in fair value of interest rate swaps hedging borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$107&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest expense - long-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Change in fair value of hedged long-term debt attributable to the risk being hedged&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(107&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;27&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest expense - long-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Change in fair value of interest rate swaps hedging fixed rate loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest and fees on loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Change in fair value of hedged fixed rate loans attributable to the risk being hedged&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest and fees on loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Change in fair value of interest rate swaps hedging debt securities available for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest income - investment securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Change in fair value of hedged debt securities available for sale attributable to risk being hedged&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest income - investment securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table reflects amounts recorded on the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges:&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;&#160;&#160;&#160;&#160;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:389px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:98px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:82px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:84px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Debt securities available for sale&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Long-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Carrying amount of hedged assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$15,798&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$976&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Carrying amount of hedged liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4,689&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Cumulative amount of fair value hedging adjustments included in the carrying amount of the hedged items&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;50&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)  &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;The Company designated &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$2.0 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; as the hedged amount (from a closed portfolio of prepayable financial assets with a carrying value of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$15.8 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; as of December 31, 2019) in a last-of-layer hedging relationship, which commenced in the third quarter of 2019.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Cash Flow Hedges&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;In a cash flow hedge, the entire change in the fair value of the interest rate swap included in the assessment of hedge effectiveness is initially recorded in OCI and is subsequently reclassified from OCI to current period earnings (interest income or interest expense) in the same period that the hedged item affects earnings. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens has outstanding interest rate swap agreements designed to hedge a portion of the Company&#x2019;s floating-rate assets, and liabilities. All of these swaps have been deemed highly effective cash flow hedges. During the next 12 months, there are &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$4 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; in pre-tax net gains on derivative instruments included in OCI expected to be reclassified to net interest income in the Consolidated Statements of Operations. This amount could differ from amounts actually recognized due to changes in interest rates, hedge de-designations, and the addition of other hedges subsequent to December 31, 2019.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;During the years ended December 31, 2019, 2018 and 2017, there were no gains or losses reclassified from OCI to current period earnings (other income) related to the discontinuance of a cash flow hedge where it became probable that the original forecasted transaction would no longer occur by the end of the originally specified time period.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the pre-tax net gains (losses) recorded in the Consolidated Statements of Operations and in the Consolidated Statements of Comprehensive Income relating to derivative instruments designated as cash flow hedges:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:393px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:85px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:84px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:82px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Amounts Recognized for the Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amount of pre-tax net gains (losses) recognized in OCI&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$138&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($44&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amount of pre-tax net losses reclassified from OCI into interest income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(68&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(55&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amount of pre-tax net gains reclassified from OCI into interest expense&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Derivatives not designated as hedging instruments&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Economic Hedges&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Company&#x2019;s economic hedges include those related to offsetting customer derivatives, residential mortgage loan derivatives (including interest rate lock commitments and forward sales commitments) and derivatives to hedge its residential MSR portfolio. Customer derivatives include interest rate and foreign exchange derivative contracts designed to meet the hedging and financing needs of the Company&#x2019;s customers, and are economically hedged by the Company to offset its market exposure. Interest rate lock commitments on residential mortgage loans that will be held for sale are considered derivative instruments, and are economically hedged by entering into forward sale commitments to manage changes in fair value due to interest rate risk. Residential MSR portfolio derivatives are entered to hedge the risk of changes in the fair value of the Company&#x2019;s MSR asset.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the effect of economic hedges on noninterest income:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:2px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:51%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:22%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Amounts Recognized in Noninterest Income for the Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Affected Line Item in the Consolidated Statements of Operations&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Economic hedge type:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Customer interest rate contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$687&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange and interest rate products&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Customer foreign exchange contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(166&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(54&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;172&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange and interest rate products&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Derivatives transactions to hedge interest rate risk&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(620&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;43&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;46&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange and interest rate products&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Derivatives transactions to hedge foreign exchange risk&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;200&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;158&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(151&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange and interest rate products&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential loan commitments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage banking fees&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Forward sale contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage banking fees&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest rate derivative contracts used to hedge residential MSRs&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;134&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage banking fees&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$263&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$205&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$66&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Includes &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;($5) million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; related to interest rate derivative contracts used to hedge residential MSRs valued at LOCOM for the year ended December 31, 2019.&lt;/span&gt;&lt;/div&gt;</us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock>
    <us-gaap:DerivativesPolicyTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-45E6C131EBAC3F30FA73A358AD701FF8-0-wk-Fact-2784235CD0310268F120A358AC43A1D0">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;In the normal course of business, Citizens enters into a variety of derivative transactions to meet the financing needs of its customers and to reduce its own exposure to fluctuations in interest rates and foreign currency exchange rates. These transactions include interest rate swap contracts, interest rate options, foreign exchange contracts, residential loan commitment rate locks, interest rate future contracts, swaptions, forward commitments to sell to-be-announced mortgage securities (&#x201c;TBAs&#x201d;), forward sale contracts and purchase options. The Company does not use derivatives for speculative purposes.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Company&#x2019;s derivative instruments are recognized on the Consolidated Balance Sheets in derivative assets and derivative liabilities at fair value. Information regarding the valuation methodology and inputs used to estimate the fair value of the Company&#x2019;s derivative instruments is described in &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Note 19&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Derivative assets and derivative liabilities are netted by counterparty on the Consolidated Balance Sheets if a &#x201c;right of setoff&#x201d; has been established in a master netting agreement between the Company and the counterparty. This netted derivative asset or liability position is also netted against the fair value of any cash collateral that has been pledged or received in accordance with a master netting agreement.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Company&#x2019;s derivative transactions are internally divided into three sub-groups: institutional, customer and residential loan. Certain derivative transactions within these sub-groups are designated as fair value or cash flow hedges, as described below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Derivatives Designated As Hedging Instruments&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Company&#x2019;s institutional derivatives qualify for hedge accounting treatment. The net interest accruals on interest rate swaps designated in a fair value or cash flow hedge relationship are treated as an adjustment to interest income or interest expense of the item being hedged. The Company formally documents at inception all hedging relationships, as well as risk management objectives and strategies for undertaking various accounting hedges. Additionally, the Company monitors the effectiveness of its hedge relationships during the duration of the hedge period. The methods utilized to assess hedge effectiveness vary based on the hedge relationship and the Company monitors each relationship to ensure that management&#x2019;s initial intent continues to be satisfied. The Company discontinues hedge accounting treatment when it is determined that a derivative is not expected to be, or has ceased to be, effective as a hedge and subsequently reflects changes in the fair value of the derivative in earnings after termination of the hedge relationship.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Fair Value Hedges&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;In a fair value hedge, changes in the fair value of both the derivative instrument and the hedged asset or liability attributable to the risk being hedged are recognized in the same income statement line item in the Consolidated Statements of Operations when the changes in fair value occur. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens has outstanding interest rate swap agreements utilized to manage the interest rate exposure on its long-term borrowings, certain fixed rate residential mortgages and AFS debt securities. Certain fair value hedges have been designated as a last-of-layer hedge, which affords the Company the ability to execute a fair value hedge of the interest rate risk associated with a portfolio of similar prepayable assets whereby the last dollar amount estimated to remain in the portfolio of assets is identified as the hedged item. &lt;/span&gt;&lt;/div&gt;</us-gaap:DerivativesPolicyTextBlock>
    <us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-3D18B93060CC04C085ABA358AD70FFC5-0-wk-Fact-46A34B2BB98144D2929AA358AC44F28F">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents derivative instruments included on the Consolidated Balance Sheets:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="20"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:43%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Notional Amount &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Derivative Assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Derivative Liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Notional Amount &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Derivative Assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Derivative Liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Derivatives designated as hedging instruments:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest rate contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$29,846&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$12,050&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Derivatives not designated as hedging instruments:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest rate contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;142,386&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;772&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;133&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;117,076&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;301&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;277&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15,101&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;174&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;166&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9,866&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;129&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;113&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;6,868&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,555&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total derivatives not designated as hedging instruments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;983&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;444&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;415&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Gross derivative fair values&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;984&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;449&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;415&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Less: Gross amounts offset in the Consolidated Balance Sheets &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(107&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(107&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(87&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(87&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Less: Cash collateral applied &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(70&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(95&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(36&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total net derivative fair values presented in the Consolidated Balance Sheets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$807&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$120&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$317&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$292&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;The notional or contractual amount of interest rate derivatives and foreign exchange contracts is the amount upon which interest and other payments under the contract are based. For interest rate contracts, the notional amount is typically not exchanged. Therefore, notional amounts should not be taken as the measure of credit or market risk, as they do not measure the true economic risk of these contracts.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Amounts represent the impact of enforceable master netting agreements that allow the Company to net settle positive and negative positions as well as collateral paid and received.&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock>
    <us-gaap:DerivativeNotionalAmount
      contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember"
      decimals="-6"
      id="d29583935e1712-wk-Fact-92B148C731825549B8F913CF8ACFD0B9"
      unitRef="usd">29846000000</us-gaap:DerivativeNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset
      contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember"
      decimals="-6"
      id="d29583935e1725-wk-Fact-956F2FC01A79585EB2AB7E7A5719BFD9"
      unitRef="usd">1000000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeFairValueOfDerivativeLiability
      contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember"
      decimals="-6"
      id="d29583935e1738-wk-Fact-2BF07C045D7852E294CB81A382165A37"
      unitRef="usd">0</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeNotionalAmount
      contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember"
      decimals="-6"
      id="d29583935e1757-wk-Fact-659FE072DE415124874A55C1BC150811"
      unitRef="usd">12050000000</us-gaap:DerivativeNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset
      contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember"
      decimals="-6"
      id="d29583935e1770-wk-Fact-582771FE5931591F9E4E2CF3984DB6FA"
      unitRef="usd">5000000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeFairValueOfDerivativeLiability
      contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember"
      decimals="-6"
      id="d29583935e1783-wk-Fact-6FB7864E5C345F82BD7FFC50118AE7C0"
      unitRef="usd">0</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeNotionalAmount
      contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e1900-wk-Fact-B8760DEB99C85C499A9C429D6B76F6D5"
      unitRef="usd">142386000000</us-gaap:DerivativeNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset
      contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e1914-wk-Fact-07A99B400BF0510D9343058ADE6CD857"
      unitRef="usd">772000000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeFairValueOfDerivativeLiability
      contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e1928-wk-Fact-962EA97FA5AB596DA372999BB7022A84"
      unitRef="usd">133000000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeNotionalAmount
      contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e1948-wk-Fact-DF51C97E5FA65C7398A874CFAC12B5BE"
      unitRef="usd">117076000000</us-gaap:DerivativeNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset
      contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e1962-wk-Fact-CEC96773387F5B81846E704B5AC02D67"
      unitRef="usd">301000000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeFairValueOfDerivativeLiability
      contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e1976-wk-Fact-FFE5F31EA9565914B255DAEA3566B959"
      unitRef="usd">277000000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeNotionalAmount
      contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e1996-wk-Fact-740A9427D3AE5879ACCF8B2D70AFB489"
      unitRef="usd">15101000000</us-gaap:DerivativeNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset
      contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e2010-wk-Fact-FAA3AE2368FA5A528D4C2118D8035313"
      unitRef="usd">174000000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeFairValueOfDerivativeLiability
      contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e2024-wk-Fact-A0904F5660C059C3B3FDFB14AC6BB179"
      unitRef="usd">166000000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeNotionalAmount
      contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e2044-wk-Fact-69D6C93B9D3957A4837375703C9DDC5C"
      unitRef="usd">9866000000</us-gaap:DerivativeNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset
      contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e2058-wk-Fact-C202E448D32B548BAD3238C9BDC6B303"
      unitRef="usd">129000000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeFairValueOfDerivativeLiability
      contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e2072-wk-Fact-FF1C6D48D6DF56D585777D89B09F0BF9"
      unitRef="usd">113000000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeNotionalAmount
      contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e2092-wk-Fact-9C94C782327F5AF9BD7942A51FCFBA1C"
      unitRef="usd">6868000000</us-gaap:DerivativeNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset
      contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e2106-wk-Fact-EA9355D96DEF5500AF09FBC521407CE7"
      unitRef="usd">37000000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeFairValueOfDerivativeLiability
      contextRef="FI2019Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e2120-wk-Fact-7F5452E0AE7B5FAD999A9BA643010A6A"
      unitRef="usd">23000000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeNotionalAmount
      contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e2140-wk-Fact-B48B877DA0C65FBF8DBAE40854D7FE69"
      unitRef="usd">3555000000</us-gaap:DerivativeNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset
      contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e2154-wk-Fact-675223E02C305740B024A7A4AB2ACB4A"
      unitRef="usd">14000000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeFairValueOfDerivativeLiability
      contextRef="FI2018Q4_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_OtherContractMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e2168-wk-Fact-3FB0AD7A09715EE18015AAE7933E2274"
      unitRef="usd">25000000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeFairValueOfDerivativeAsset
      contextRef="FI2019Q4_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e2203-wk-Fact-FB9D8582485E0ACC5B85A358ABC1BAA1"
      unitRef="usd">983000000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeFairValueOfDerivativeLiability
      contextRef="FI2019Q4_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e2217-wk-Fact-7E004389665010D4B3ADA358ABBFB466"
      unitRef="usd">322000000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeFairValueOfDerivativeAsset
      contextRef="FI2018Q4_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e2252-wk-Fact-A8E96C8BB9E2C1155ACFA358ABC761B8"
      unitRef="usd">444000000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeFairValueOfDerivativeLiability
      contextRef="FI2018Q4_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember"
      decimals="-6"
      id="d29583935e2266-wk-Fact-907E825DC894F8202E8FA358ABC07524"
      unitRef="usd">415000000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeFairValueOfDerivativeAsset
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29583935e2301-wk-Fact-A611F0F9A0A0442DC5B2A358ABBC3366"
      unitRef="usd">984000000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeFairValueOfDerivativeLiability
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29583935e2315-wk-Fact-8618112D483B62FF3C4AA358ABC4DF21"
      unitRef="usd">322000000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeFairValueOfDerivativeAsset
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29583935e2350-wk-Fact-A768F9D512A3220C7C22A358ABBC8B95"
      unitRef="usd">449000000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeFairValueOfDerivativeLiability
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29583935e2364-wk-Fact-E08B9BD2F51518676AA2A358ABBB339E"
      unitRef="usd">415000000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeAssetFairValueGrossLiability
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29583935e2401-wk-Fact-10E1D285892859CCA6FC864651743F3A"
      unitRef="usd">107000000</us-gaap:DerivativeAssetFairValueGrossLiability>
    <us-gaap:DerivativeLiabilityFairValueGrossAsset
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29583935e2416-wk-Fact-4F0B0C17704B526DB395A3D67A35663F"
      unitRef="usd">107000000</us-gaap:DerivativeLiabilityFairValueGrossAsset>
    <us-gaap:DerivativeAssetFairValueGrossLiability
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29583935e2452-wk-Fact-F8DC648285315D2AB361E6A397780689"
      unitRef="usd">87000000</us-gaap:DerivativeAssetFairValueGrossLiability>
    <us-gaap:DerivativeLiabilityFairValueGrossAsset
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29583935e2467-wk-Fact-04BC1614651156D28D5F888A9AEA5C80"
      unitRef="usd">87000000</us-gaap:DerivativeLiabilityFairValueGrossAsset>
    <us-gaap:DerivativeAssetCollateralObligationToReturnCashOffset
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29583935e2506-wk-Fact-A658B57CD74E5CF1A2B4322C8FCE74FA"
      unitRef="usd">70000000</us-gaap:DerivativeAssetCollateralObligationToReturnCashOffset>
    <us-gaap:DerivativeLiabilityCollateralRightToReclaimCashOffset
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29583935e2521-wk-Fact-4B4574E15F6F506F9F7C09F0C319D113"
      unitRef="usd">95000000</us-gaap:DerivativeLiabilityCollateralRightToReclaimCashOffset>
    <us-gaap:DerivativeAssetCollateralObligationToReturnCashOffset
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29583935e2557-wk-Fact-C0C5EE1EB154512D96137CE1EFE649A3"
      unitRef="usd">45000000</us-gaap:DerivativeAssetCollateralObligationToReturnCashOffset>
    <us-gaap:DerivativeLiabilityCollateralRightToReclaimCashOffset
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29583935e2572-wk-Fact-F3A3403E12585D4193B59CC3B29C00AC"
      unitRef="usd">36000000</us-gaap:DerivativeLiabilityCollateralRightToReclaimCashOffset>
    <us-gaap:DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29583935e2612-wk-Fact-876CC1008F189D60568CA358ABC25CA0"
      unitRef="usd">807000000</us-gaap:DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral>
    <us-gaap:DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29583935e2625-wk-Fact-43620AC30CC119864DADA358ABC5E378"
      unitRef="usd">120000000</us-gaap:DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral>
    <us-gaap:DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29583935e2659-wk-Fact-64BF6B32F62E450609DAA358ABBAEBFF"
      unitRef="usd">317000000</us-gaap:DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral>
    <us-gaap:DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29583935e2672-wk-Fact-B4A36944E37FA2BAB2A8A358AC0F6EFF"
      unitRef="usd">292000000</us-gaap:DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral>
    <us-gaap:ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-5FC34BBE93F266FFF956A358AD6FB706-0-wk-Fact-E2D604AB32922567E4C4A358AC45A03E">&lt;div style="line-height:120%;padding-bottom:17px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the change in fair value of interest rate contracts designated as fair value hedges, as well as the change in fair value of the related hedged items attributable to the risk being hedged, included in the Consolidated Statements of Operations:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:38%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:33%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Affected Line Item in the Consolidated Statements of Operations&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Change in fair value of interest rate swaps hedging borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$107&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($26&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest expense - long-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Change in fair value of hedged long-term debt attributable to the risk being hedged&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(107&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;27&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest expense - long-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Change in fair value of interest rate swaps hedging fixed rate loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest and fees on loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Change in fair value of hedged fixed rate loans attributable to the risk being hedged&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest and fees on loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Change in fair value of interest rate swaps hedging debt securities available for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest income - investment securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Change in fair value of hedged debt securities available for sale attributable to risk being hedged&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest income - investment securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table reflects amounts recorded on the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges:&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;&#160;&#160;&#160;&#160;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:4px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:389px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:98px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:82px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:84px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Debt securities available for sale&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Residential mortgages&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Long-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Carrying amount of hedged assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$15,798&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$976&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Carrying amount of hedged liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4,689&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Cumulative amount of fair value hedging adjustments included in the carrying amount of the hedged items&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;50&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)  &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;The Company designated &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$2.0 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; as the hedged amount (from a closed portfolio of prepayable financial assets with a carrying value of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$15.8 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; as of December 31, 2019) in a last-of-layer hedging relationship, which commenced in the third quarter of 2019.&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock>
    <us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1
      contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember"
      decimals="-6"
      id="d29583935e2953-wk-Fact-EF487ED5F80B505A9F01251D3CEE0530"
      unitRef="usd">107000000</us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1>
    <us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1
      contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember"
      decimals="-6"
      id="d29583935e2971-wk-Fact-13C99E0EF3BE5177848EBC000A3187BB"
      unitRef="usd">8000000</us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1>
    <us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1
      contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember"
      decimals="-6"
      id="d29583935e2989-wk-Fact-F82A0CE29ACE71DB7DB4DC88B013B930"
      unitRef="usd">-26000000</us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1>
    <us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1
      contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember"
      decimals="-6"
      id="d29583935e3011-wk-Fact-C90F5826941A56A19C26155F5EBEEF6D"
      unitRef="usd">-107000000</us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1>
    <us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1
      contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember"
      decimals="-6"
      id="d29583935e3031-wk-Fact-C55961E696605326BB76D742B07F2980"
      unitRef="usd">-9000000</us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1>
    <us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1
      contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember"
      decimals="-6"
      id="d29583935e3051-wk-Fact-6A513F6AC89C7E1BC84CDC88B1ADE88C"
      unitRef="usd">27000000</us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1>
    <us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1
      contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember"
      decimals="-6"
      id="d29583935e3077-wk-Fact-377F3535CEA058238E802F94B96B1561"
      unitRef="usd">-17000000</us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1>
    <us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1
      contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember"
      decimals="-6"
      id="d29583935e3097-wk-Fact-EE8EE3C7EF385F2A8BF747D9FDD44EA5"
      unitRef="usd">0</us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1>
    <us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1
      contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember"
      decimals="-6"
      id="d29583935e3116-wk-Fact-C0B083DEDDBAA9EA0EB7DC88B34F78C0"
      unitRef="usd">0</us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1>
    <us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1
      contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember"
      decimals="-6"
      id="d29583935e3142-wk-Fact-52A3AEEA773E5823B73F1ACDF3D32771"
      unitRef="usd">17000000</us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1>
    <us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1
      contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember"
      decimals="-6"
      id="d29583935e3161-wk-Fact-AA709C7AD6C055858C8A9CB669E6D590"
      unitRef="usd">0</us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1>
    <us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1
      contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndFeeIncomeLoansMember"
      decimals="-6"
      id="d29583935e3180-wk-Fact-74C563D62CCDD5F016BADC88B4EFFB2F"
      unitRef="usd">0</us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1>
    <us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1
      contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember"
      decimals="-6"
      id="d29583935e3206-wk-Fact-79E3B65B706759D3B3129675DD294AAC"
      unitRef="usd">8000000</us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1>
    <us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1
      contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember"
      decimals="-6"
      id="d29583935e3225-wk-Fact-51CF71A3F9265CAC9AED7EBD9BF468B8"
      unitRef="usd">0</us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1>
    <us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1
      contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember"
      decimals="-6"
      id="d29583935e3244-wk-Fact-6B3DBFC09D38B4F51DF4DC88B68FE945"
      unitRef="usd">0</us-gaap:ChangeInUnrealizedGainLossOnFairValueHedgingInstruments1>
    <us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1
      contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember"
      decimals="-6"
      id="d29583935e3270-wk-Fact-138584A0EA6C554983ECEFA41F80B72B"
      unitRef="usd">-8000000</us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1>
    <us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1
      contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember"
      decimals="-6"
      id="d29583935e3290-wk-Fact-48BEA1B952DF5D3EBB2730FFDE175A8F"
      unitRef="usd">0</us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1>
    <us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1
      contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_cfg_InterestAndDividendIncomeSecuritiesMember"
      decimals="-6"
      id="d29583935e3309-wk-Fact-74C97B8F25620A25B204DC88B8308A83"
      unitRef="usd">0</us-gaap:ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge1>
    <us-gaap:HedgedAssetFairValueHedge
      contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember"
      decimals="-6"
      id="d29583935e3467-wk-Fact-A6FEEBD011E1586F99BEA1A6FF9CE826"
      unitRef="usd">15798000000</us-gaap:HedgedAssetFairValueHedge>
    <us-gaap:HedgedAssetFairValueHedge
      contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29583935e3480-wk-Fact-F8F25AD8C51858C6B2B8953D91D5B32D"
      unitRef="usd">976000000</us-gaap:HedgedAssetFairValueHedge>
    <us-gaap:HedgedAssetFairValueHedge
      contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_LongTermDebtMember"
      decimals="-6"
      id="d29583935e3493-wk-Fact-23EF4992129E554EA8260F5F381A2EB2"
      unitRef="usd">0</us-gaap:HedgedAssetFairValueHedge>
    <us-gaap:HedgedLiabilityFairValueHedge
      contextRef="FI2019Q4_us-gaap_FairValueByLiabilityClassAxis_us-gaap_AvailableforsaleSecuritiesMember"
      decimals="-6"
      id="d29583935e3508-wk-Fact-545A8E557D295E0BB2C144D2646C4468"
      unitRef="usd">0</us-gaap:HedgedLiabilityFairValueHedge>
    <us-gaap:HedgedLiabilityFairValueHedge
      contextRef="FI2019Q4_us-gaap_FairValueByLiabilityClassAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29583935e3522-wk-Fact-EFA0DC3811EE506FBC60D661C56144C8"
      unitRef="usd">0</us-gaap:HedgedLiabilityFairValueHedge>
    <us-gaap:HedgedLiabilityFairValueHedge
      contextRef="FI2019Q4_us-gaap_FairValueByLiabilityClassAxis_us-gaap_LongTermDebtMember"
      decimals="-6"
      id="d29583935e3536-wk-Fact-0C87270142495022AB4BA39BA57DBB6F"
      unitRef="usd">4689000000</us-gaap:HedgedLiabilityFairValueHedge>
    <us-gaap:HedgedAssetFairValueHedgeCumulativeIncreaseDecrease
      contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember"
      decimals="-6"
      id="d29583935e3556-wk-Fact-D30574E356265A2CA6F2272140D325A5"
      unitRef="usd">-8000000</us-gaap:HedgedAssetFairValueHedgeCumulativeIncreaseDecrease>
    <us-gaap:HedgedAssetFairValueHedgeCumulativeIncreaseDecrease
      contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_ResidentialMortgageMember"
      decimals="-6"
      id="d29583935e3571-wk-Fact-F79910387D065E359396BFA5035C031A"
      unitRef="usd">17000000</us-gaap:HedgedAssetFairValueHedgeCumulativeIncreaseDecrease>
    <us-gaap:HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease
      contextRef="FI2019Q4_us-gaap_FairValueByLiabilityClassAxis_us-gaap_LongTermDebtMember"
      decimals="-6"
      id="d29583935e3585-wk-Fact-2B22A0BA54DC5209BBE412E2A2C529E9"
      unitRef="usd">50000000</us-gaap:HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease>
    <us-gaap:HedgedAssetFairValueHedgeLastOfLayerAmount
      contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember"
      decimals="-8"
      id="d29583935e3600-wk-Fact-946715A4AA33554DAC11FF0464C8E217"
      unitRef="usd">2000000000.0</us-gaap:HedgedAssetFairValueHedgeLastOfLayerAmount>
    <us-gaap:ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost
      contextRef="FI2019Q4_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember"
      decimals="-8"
      id="d29583935e3604-wk-Fact-FBD26A5074EB840AC8DACA8EB99C6BC2"
      unitRef="usd">15800000000</us-gaap:ClosedPortfolioAndBeneficialInterestLastOfLayerAmortizedCost>
    <us-gaap:InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29583935e3620-wk-Fact-EBBF907709925850B86DE6FE67E12D40"
      unitRef="usd">4000000</us-gaap:InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet>
    <us-gaap:ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-2E1BCC3B985C46D29C2DA358AD7030CD-0-wk-Fact-6A8371B2646AC66B64B0A358AC44C1CA">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the pre-tax net gains (losses) recorded in the Consolidated Statements of Operations and in the Consolidated Statements of Comprehensive Income relating to derivative instruments designated as cash flow hedges:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:393px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:85px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:84px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:82px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Amounts Recognized for the Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amount of pre-tax net gains (losses) recognized in OCI&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$138&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($44&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amount of pre-tax net losses reclassified from OCI into interest income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(68&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(55&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amount of pre-tax net gains reclassified from OCI into interest expense&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfDerivativeInstrumentsEffectOnOtherComprehensiveIncomeLossTableTextBlock>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29583935e3791-wk-Fact-A6FAE15C49CD5E1CB03FA6DCF99636F8"
      unitRef="usd">138000000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29583935e3809-wk-Fact-67C17F01CB0D5B8C934995C578F9F001"
      unitRef="usd">-44000000</us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29583935e3828-wk-Fact-E224B28AA548E2DA0DBCDC8925BFAB44"
      unitRef="usd">-23000000</us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax
      contextRef="FD2019Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestIncomeMember"
      decimals="-6"
      id="d29583935e3845-wk-Fact-B2BBA538199C52A89835A5A3785CEDDA"
      unitRef="usd">-68000000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax>
    <us-gaap:DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet
      contextRef="FD2018Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestIncomeMember"
      decimals="-6"
      id="d29583935e3865-wk-Fact-370AFF3F5F9E5B1FB915D97A2ADAD1F2"
      unitRef="usd">-55000000</us-gaap:DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet>
    <us-gaap:DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet
      contextRef="FD2017Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestIncomeMember"
      decimals="-6"
      id="d29583935e3885-wk-Fact-00C7138682DE6A6C05F8DC8827DF4D47"
      unitRef="usd">25000000</us-gaap:DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax
      contextRef="FD2019Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember"
      decimals="-6"
      id="d29583935e3906-wk-Fact-273F7360D5DC5A64A94818018E7B6B47"
      unitRef="usd">11000000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax>
    <us-gaap:DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet
      contextRef="FD2018Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember"
      decimals="-6"
      id="d29583935e3925-wk-Fact-ED58445D7AD85DFEB7D2E66C18B7711D"
      unitRef="usd">12000000</us-gaap:DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet>
    <us-gaap:DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet
      contextRef="FD2017Q4YTD_us-gaap_IncomeStatementLocationAxis_us-gaap_InterestExpenseMember"
      decimals="-6"
      id="d29583935e3944-wk-Fact-CF38DCB0BCA05DB8623ADC8827F718FD"
      unitRef="usd">0</us-gaap:DerivativeInstrumentsGainLossReclassifiedFromAccumulatedOCIIntoIncomeEffectivePortionNet>
    <us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-41019BB8EFCF6E39BB4CA358AD703F07-0-wk-Fact-E74E3C81A3A8366EF00FA358AC4452C3">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the effect of economic hedges on noninterest income:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:2px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:51%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:22%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Amounts Recognized in Noninterest Income for the Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Affected Line Item in the Consolidated Statements of Operations&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Economic hedge type:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Customer interest rate contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$687&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange and interest rate products&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Customer foreign exchange contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(166&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(54&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;172&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange and interest rate products&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Derivatives transactions to hedge interest rate risk&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(620&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;43&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;46&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange and interest rate products&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Derivatives transactions to hedge foreign exchange risk&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;200&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;158&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(151&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange and interest rate products&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential loan commitments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage banking fees&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Forward sale contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage banking fees&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest rate derivative contracts used to hedge residential MSRs&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;134&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage banking fees&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$263&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$205&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$66&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Includes &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;($5) million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; related to interest rate derivative contracts used to hedge residential MSRs valued at LOCOM for the year ended December 31, 2019.&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember"
      decimals="-6"
      id="d29583935e4256-wk-Fact-25BB44BE0B6B59FFA14B00AB6D76524C"
      unitRef="usd">687000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember"
      decimals="-6"
      id="d29583935e4274-wk-Fact-BE62FF8647245C89BFE625183065C74E"
      unitRef="usd">5000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember"
      decimals="-6"
      id="d29583935e4292-wk-Fact-4D6C1BE0DDD9DC89EC88A358ACBA19C4"
      unitRef="usd">5000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_ForeignExchangeContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember"
      decimals="-6"
      id="d29583935e4313-wk-Fact-B41FF547C78F56E58A947EFDB45C4348"
      unitRef="usd">-166000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_ForeignExchangeContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember"
      decimals="-6"
      id="d29583935e4333-wk-Fact-E18C0156AE475637B858171F2ED939DB"
      unitRef="usd">-54000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_ForeignExchangeContractCustomerMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember"
      decimals="-6"
      id="d29583935e4353-wk-Fact-E31192FEFF22387F508DA358ACB72553"
      unitRef="usd">172000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember"
      decimals="-6"
      id="d29583935e4379-wk-Fact-4C608C385EEB52F2AD0F514545216259"
      unitRef="usd">-620000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember"
      decimals="-6"
      id="d29583935e4399-wk-Fact-18ABE68DF83554BB8ECB56E8599FE51D"
      unitRef="usd">43000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember"
      decimals="-6"
      id="d29583935e4418-wk-Fact-E1029C6B054CFD5DFCB7A358ACB3EDDC"
      unitRef="usd">46000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember"
      decimals="-6"
      id="d29583935e4444-wk-Fact-573F76AFDF805B189D69C20FA4BFE17F"
      unitRef="usd">200000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember"
      decimals="-6"
      id="d29583935e4463-wk-Fact-6480B8860A025BC8A1392CD48799FF9B"
      unitRef="usd">158000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForeignExchangeContractMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_ForeignExchangeandTradeFinanceFeesMember"
      decimals="-6"
      id="d29583935e4482-wk-Fact-AD666CFFACDBBE0DABA0A358ACB966D5"
      unitRef="usd">-151000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29583935e4509-wk-Fact-773D98C019FA54E1A0D60BD199226C29"
      unitRef="usd">8000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29583935e4528-wk-Fact-BB2033BB17DF5A2F8D103727EB77B20A"
      unitRef="usd">-3000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_CommitmentsToExtendCreditMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29583935e4548-wk-Fact-F7E9FF3932FE6F1449FCA358ACB78EB3"
      unitRef="usd">2000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForwardContractsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29583935e4574-wk-Fact-2614A332540E59C79D6ECA59F976BE32"
      unitRef="usd">20000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForwardContractsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29583935e4593-wk-Fact-B9DE4B9E07275CA0877BB380E9B51476"
      unitRef="usd">21000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForwardContractsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29583935e4612-wk-Fact-726ECC676243B55FD6E7A358ACB236F8"
      unitRef="usd">-8000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractMortgageServicingRightsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29583935e4641-wk-Fact-1704F7AE95525439B22BB3D672A3ACDC"
      unitRef="usd">134000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2018Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractMortgageServicingRightsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29583935e4660-wk-Fact-345F8BCB81315DB1B5092644939A7292"
      unitRef="usd">35000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2017Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractMortgageServicingRightsMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29583935e4679-wk-Fact-CA5C29F2B8908CF6BC03A358ACB5C425"
      unitRef="usd">0</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29583935e4709-wk-Fact-A27CE262CF66522AB4880787DCEF14DC"
      unitRef="usd">263000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29583935e4727-wk-Fact-FCDC72D770E8596CB2EE81CBB9CC8C8C"
      unitRef="usd">205000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29583935e4745-wk-Fact-C2A4FF9515D13E6391D5A358ACB69A98"
      unitRef="usd">66000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet
      contextRef="FD2019Q4YTD_us-gaap_DerivativeInstrumentRiskAxis_cfg_InterestRateContractMortgageServicingRightsLowerOfCostOrMarketMember_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_us-gaap_FairValueHedgingMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29583935e4798-wk-Fact-CA30D06EDC8E4C603000CA9ED96D5CC1"
      unitRef="usd">-5000000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-F374A24A2FB6847EBFFAA358AD711C0F-0-wk-Fact-5B64339DB7487DBA3FC7A358ABB0A102">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 14 - EMPLOYEE BENEFITS&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Pension Plans&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens maintains a non-contributory pension plan (the &#x201c;Qualified Plan&#x201d;) that was closed to new hires and re-hires effective January 1, 2009, and frozen to all participants effective December 31, 2012. Benefits under the Qualified Plan are based on employees&#x2019; years of service and highest &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;5&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;-year average of eligible compensation. The Qualified Plan is funded on a current basis, in compliance with the requirements of ERISA. Citizens also provides an unfunded, non-qualified supplemental retirement plan (the &#x201c;Non-Qualified Plan&#x201d;), which was closed and frozen effective December 31, 2012. The Company&#x2019;s Qualified Plan and Non-Qualified Plan are collectively referred to as the Company&#x2019;s &#x201c;Pension Plans&#x201d;. The Pension Plans&#x2019; investments include equity-oriented and fixed income-oriented investments, including but not limited to government obligations, corporate bonds, and common and collective equity and fixed income funds.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents changes in the fair value of the Company&#x2019;s Pension Plans&#x2019; assets, projected benefit obligation, funded status, and accumulated benefit obligation: &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90243902439025%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:65%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Qualified Plan&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Non-Qualified Plan&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Fair value of plan assets as of January 1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,050&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,139&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Actual return on plan assets &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;259&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(81&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Employer contributions&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;50&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Benefits and administrative expenses paid&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(63&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(58&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Fair value of plan assets as of December 31&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,246&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,050&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Projected benefit obligation&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,075&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;972&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;102&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;95&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Pension asset (obligation)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$171&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$78&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($102&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($95&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Accumulated benefit obligation&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,075&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$972&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$102&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$95&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Company&#x2019;s projected benefit obligation increased for the year ending &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, due to the decrease in the discount rate assumption, partially offset by updated mortality assumptions. Citizens recognized actuarial gains and losses on the Pension Plans in AOCI resulting in an ending balance of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$551 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$618 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;No&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; contributions were made to the Qualified Plan in 2019 and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;no&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; contribution is planned for 2020. Citizens contributed &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$50 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; to the qualified plan in &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. Citizens contributed &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$8 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; to the Non-Qualified Plan in 2019 and expects to contribute &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$8 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; in 2020.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents other changes in plan assets and benefit obligations recognized in OCI for the Company&#x2019;s Pension Plans: &lt;/span&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:77%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:5%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:5%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:5%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net periodic pension income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net actuarial (gain) loss&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(49&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;49&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amortization of prior service credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amortization of net actuarial loss&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total (loss) gain recognized in other comprehensive loss&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(68&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;33&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(48&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total (loss) gain recognized in net periodic pension (income) cost and other comprehensive loss&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($73&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($50&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Costs under the Company&#x2019;s Pension Plans are actuarially computed and include current service costs and amortization of prior service costs over the participants&#x2019; average future working lifetime. The actuarial cost method used in determining the net periodic pension cost is the projected unit method.&#160;&#160;&#160;&#160;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the components of net periodic pension (income) cost for the Company&#x2019;s Pension Plans:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:678px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="36"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:273px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:28px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:32px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:32px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:32px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:32px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:32px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:32px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:32px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:32px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="35" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Qualified Plan&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Non-Qualified Plan&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Service cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;41&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;39&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;42&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;43&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;46&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Expected return on plan assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(79&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(69&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(79&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(69&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amortization of actuarial loss&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net periodic pension (income) cost&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;In the Consolidated Statements of Operations, service cost is presented in salaries and employee benefits, and all other components of net periodic pension (income) cost are presented in other operating expense. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the expected future benefit payments for the Company&#x2019;s Pension Plans:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:20px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90243902439025%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:89%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Expected benefit payments by fiscal year ending:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;December&#160;31, 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$67&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;December&#160;31, 2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;68&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;December&#160;31, 2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;68&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;December&#160;31, 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;68&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;December&#160;31, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;69&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;December 31, 2025 - 2029&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;348&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;401(k) Plan&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens sponsors a 401(k) Plan under which employee tax-deferred/Roth after-tax contributions to the 401(k) Plan are matched by the Company after completion of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;one&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; year of service. Contributions are matched at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;100%&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; up to an overall limitation of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;4%&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; on a pay period basis. Substantially all employees will receive an additional &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;2%&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; of earnings after completion of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;one&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; year of service, subject to limits set by the Internal Revenue Service. Amounts contributed and expensed by the Company were &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$72 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; in &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; compared to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$68 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; in &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$61 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; in &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;.&lt;/span&gt;&lt;/div&gt;</us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock>
    <us-gaap:ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-E16F39A315B346687D8DA358AD72D3CE-0-wk-Fact-A857EFA8F7A2672AF39FA358ABAC878F">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents changes in the fair value of the Company&#x2019;s Pension Plans&#x2019; assets, projected benefit obligation, funded status, and accumulated benefit obligation: &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90243902439025%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:65%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:6%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Qualified Plan&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Non-Qualified Plan&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Fair value of plan assets as of January 1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,050&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,139&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Actual return on plan assets &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;259&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(81&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Employer contributions&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;50&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Benefits and administrative expenses paid&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(63&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(58&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Fair value of plan assets as of December 31&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,246&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,050&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Projected benefit obligation&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,075&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;972&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;102&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;95&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Pension asset (obligation)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$171&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$78&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($102&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($95&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Accumulated benefit obligation&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,075&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$972&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$102&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$95&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ChangesInProjectedBenefitObligationsFairValueOfPlanAssetsAndFundedStatusOfPlanTableTextBlock>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets
      contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1649-wk-Fact-62B5A41694297BDC37DBA358AD484627"
      unitRef="usd">1050000000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets
      contextRef="FI2017Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1667-wk-Fact-37404C092A0CA8A6F10EA358AD492962"
      unitRef="usd">1139000000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets
      contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1685-wk-Fact-6BFF4E9C599AD19B663FA358AD48803E"
      unitRef="usd">0</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets
      contextRef="FI2017Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1704-wk-Fact-569C5661B2DBE986FB77A358AD493C99"
      unitRef="usd">0</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1719-wk-Fact-A8A07A2EEFF9BD0605CFA358AD4B0ED2"
      unitRef="usd">259000000</us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1738-wk-Fact-BC1C602129A87B255C7CA358AD439AF4"
      unitRef="usd">-81000000</us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1758-wk-Fact-9F26B4BF66E1218D5375A358AD4026CE"
      unitRef="usd">0</us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1778-wk-Fact-E7F3E15BEB9E55814488A358AD4207DA"
      unitRef="usd">0</us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanContributionsByEmployer
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1798-wk-Fact-63B9C2AFF49CD1EB88C3D84632D31858"
      unitRef="usd">0</us-gaap:DefinedBenefitPlanContributionsByEmployer>
    <us-gaap:DefinedBenefitPlanContributionsByEmployer
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1817-wk-Fact-12247FE6615927D34B04D84633352368"
      unitRef="usd">50000000</us-gaap:DefinedBenefitPlanContributionsByEmployer>
    <us-gaap:DefinedBenefitPlanContributionsByEmployer
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1836-wk-Fact-E8894954ACF63AC94464D8CE78694330"
      unitRef="usd">8000000</us-gaap:DefinedBenefitPlanContributionsByEmployer>
    <us-gaap:DefinedBenefitPlanContributionsByEmployer
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1856-wk-Fact-1215AC4F12A487BB3CE1A358AD45BBBC"
      unitRef="usd">8000000</us-gaap:DefinedBenefitPlanContributionsByEmployer>
    <cfg:DefinedBenefitPlanBenefitsPaidandAdministrationExpenses
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1876-wk-Fact-9E1B4E9B25F61C5F4B3FA358AD42A3F4"
      unitRef="usd">63000000</cfg:DefinedBenefitPlanBenefitsPaidandAdministrationExpenses>
    <cfg:DefinedBenefitPlanBenefitsPaidandAdministrationExpenses
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1896-wk-Fact-6D6B30B326BD38745A63A358AD45F324"
      unitRef="usd">58000000</cfg:DefinedBenefitPlanBenefitsPaidandAdministrationExpenses>
    <cfg:DefinedBenefitPlanBenefitsPaidandAdministrationExpenses
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1916-wk-Fact-A857C266CD0D5AB5754EA358AD4A112C"
      unitRef="usd">8000000</cfg:DefinedBenefitPlanBenefitsPaidandAdministrationExpenses>
    <cfg:DefinedBenefitPlanBenefitsPaidandAdministrationExpenses
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1937-wk-Fact-BCA89401EA99493142F4A358AD4199C5"
      unitRef="usd">8000000</cfg:DefinedBenefitPlanBenefitsPaidandAdministrationExpenses>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets
      contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1958-wk-Fact-CCFE284A06853F222564A358AD426A9B"
      unitRef="usd">1246000000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets
      contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1977-wk-Fact-62B5A41694297BDC37DBA358AD484627"
      unitRef="usd">1050000000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets
      contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e1996-wk-Fact-45A5D0241F1E1DAC7CC9A358AD47EFB8"
      unitRef="usd">0</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets
      contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2016-wk-Fact-6BFF4E9C599AD19B663FA358AD48803E"
      unitRef="usd">0</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanBenefitObligation
      contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2036-wk-Fact-1BB8FF211767255C1FE4A358AD48A486"
      unitRef="usd">1075000000</us-gaap:DefinedBenefitPlanBenefitObligation>
    <us-gaap:DefinedBenefitPlanBenefitObligation
      contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2055-wk-Fact-3BB7F2D1A5236D1706ABA358AD4B3C1F"
      unitRef="usd">972000000</us-gaap:DefinedBenefitPlanBenefitObligation>
    <us-gaap:DefinedBenefitPlanBenefitObligation
      contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2074-wk-Fact-30C0E0E1C2A923B5EDC8A358AD44B524"
      unitRef="usd">102000000</us-gaap:DefinedBenefitPlanBenefitObligation>
    <us-gaap:DefinedBenefitPlanBenefitObligation
      contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2094-wk-Fact-73CFA0D129613D64C10BA358AD48D89A"
      unitRef="usd">95000000</us-gaap:DefinedBenefitPlanBenefitObligation>
    <us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet
      contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2118-wk-Fact-2D02D63841F0C7453429A358AD43C132"
      unitRef="usd">171000000</us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet>
    <us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet
      contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2136-wk-Fact-6D6BCA75F229C38D8614A358AD41BB3C"
      unitRef="usd">78000000</us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet>
    <us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet
      contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2154-wk-Fact-7E3DB91B9F2E2286D14BA358AD4381BC"
      unitRef="usd">-102000000</us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet>
    <us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet
      contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2174-wk-Fact-BC7A9C98859DCC0FCA5AA358AD4AD3D9"
      unitRef="usd">-95000000</us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet>
    <us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation
      contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2194-wk-Fact-78B1887AF4760D3BB7D6A358AD42FFDA"
      unitRef="usd">1075000000</us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation>
    <us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation
      contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2212-wk-Fact-67ABD870F75318AE2A36A358AD45CBA2"
      unitRef="usd">972000000</us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation>
    <us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation
      contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2230-wk-Fact-EBFD579EEB33008985B2A358AD4A2ABA"
      unitRef="usd">102000000</us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation>
    <us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation
      contextRef="FI2018Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2249-wk-Fact-37FBF8646B8510C853A1A358AD42A5FD"
      unitRef="usd">95000000</us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29588335e2274-wk-Fact-19857D50D03D814A2A95A358ABAE5BC6"
      unitRef="usd">551000000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29588335e2278-wk-Fact-6D583A5090711F595FC5A358ABA7271A"
      unitRef="usd">618000000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
    <us-gaap:DefinedBenefitPlanContributionsByEmployer
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2300-wk-Fact-63B9C2AFF49CD1EB88C3D84632D31858"
      unitRef="usd">0</us-gaap:DefinedBenefitPlanContributionsByEmployer>
    <us-gaap:DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear
      contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2304-wk-Fact-AE077ED49026FFC83D39D84633015480"
      unitRef="usd">0</us-gaap:DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear>
    <us-gaap:DefinedBenefitPlanContributionsByEmployer
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2308-wk-Fact-12247FE6615927D34B04D84633352368"
      unitRef="usd">50000000</us-gaap:DefinedBenefitPlanContributionsByEmployer>
    <us-gaap:DefinedBenefitPlanContributionsByEmployer
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2316-wk-Fact-E8894954ACF63AC94464D8CE78694330"
      unitRef="usd">8000000</us-gaap:DefinedBenefitPlanContributionsByEmployer>
    <us-gaap:DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear
      contextRef="FI2019Q4_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e2321-wk-Fact-626C628DBDC8F369AE19D8CEA5F1FFA0"
      unitRef="usd">8000000</us-gaap:DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear>
    <us-gaap:ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-6B1E93538F67B8896EDBA358AD713A7E-0-wk-Fact-68B7AA15C5463AD79459A358ABAAF78B">&lt;div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents other changes in plan assets and benefit obligations recognized in OCI for the Company&#x2019;s Pension Plans: &lt;/span&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:77%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:5%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:5%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:5%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net periodic pension income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net actuarial (gain) loss&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(49&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;49&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amortization of prior service credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amortization of net actuarial loss&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total (loss) gain recognized in other comprehensive loss&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(68&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;33&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(48&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total (loss) gain recognized in net periodic pension (income) cost and other comprehensive loss&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($73&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($50&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock>
    <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29588335e2488-wk-Fact-560631FE89D9885F3B72A358AC5F802C"
      unitRef="usd">-5000000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29588335e2507-wk-Fact-9088717C1B7E51E1F9C3A358AC5D04DA"
      unitRef="usd">-16000000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29588335e2526-wk-Fact-0390CF89953F66E76271A358AC5E5ED2"
      unitRef="usd">-2000000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
    <us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29588335e2543-wk-Fact-66F5E92C190AE350EF3EA358AC5C568B"
      unitRef="usd">-49000000</us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax>
    <us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29588335e2563-wk-Fact-6AAC9901E11321EB0203A358AC5CEDF6"
      unitRef="usd">49000000</us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax>
    <us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29588335e2582-wk-Fact-65ED51D79A0F871F1FB5A358AC5F8DF7"
      unitRef="usd">-31000000</us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29588335e2604-wk-Fact-7E676EF9FAED760CCBE8A358AC5C7881"
      unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29588335e2623-wk-Fact-961CE25468F448E1F3D4A358AC5F45DA"
      unitRef="usd">1000000</us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29588335e2642-wk-Fact-F94607C0A52FB1B85439A358AC5EB27A"
      unitRef="usd">1000000</us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29588335e2663-wk-Fact-3A1C72D7B702DF603B63A358AC5BE79E"
      unitRef="usd">19000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29588335e2683-wk-Fact-6122A0CEA8BA8367C286A358AC5BE966"
      unitRef="usd">17000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29588335e2703-wk-Fact-A006EF8A099843AD4860A358AC5D718D"
      unitRef="usd">18000000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29588335e2725-wk-Fact-D2DC35D0DC010AD7CA11A358AC5EBF28"
      unitRef="usd">68000000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29588335e2745-wk-Fact-29996ECB7EE62D22DF90A358AC5CA624"
      unitRef="usd">-33000000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29588335e2764-wk-Fact-9EE3F6F6604B2C94D4FCA358AC5DA41E"
      unitRef="usd">48000000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax>
    <cfg:NetPeriodicBenefitCostandOtherComprehensiveIncome
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29588335e2790-wk-Fact-F14E2DB05E0E2EB46332A358AC5E5C94"
      unitRef="usd">73000000</cfg:NetPeriodicBenefitCostandOtherComprehensiveIncome>
    <cfg:NetPeriodicBenefitCostandOtherComprehensiveIncome
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29588335e2809-wk-Fact-003332CD1934EFCD3BE2A358AC5E75BB"
      unitRef="usd">-17000000</cfg:NetPeriodicBenefitCostandOtherComprehensiveIncome>
    <cfg:NetPeriodicBenefitCostandOtherComprehensiveIncome
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29588335e2827-wk-Fact-1E585A4F298D1DB92651A358AC5C9A26"
      unitRef="usd">50000000</cfg:NetPeriodicBenefitCostandOtherComprehensiveIncome>
    <us-gaap:PostemploymentBenefitPlansPolicy
      contextRef="FD2019Q4YTD"
      id="TextSelection-4497601D8A300DAE94ACA358AD71A995-0-wk-Fact-9F5B1E7135B6BD5EF11DA358ABA90A42">Costs under the Company&#x2019;s Pension Plans are actuarially computed and include current service costs and amortization of prior service costs over the participants&#x2019; average future working lifetime. The actuarial cost method used in determining the net periodic pension cost is the projected unit method.</us-gaap:PostemploymentBenefitPlansPolicy>
    <us-gaap:ScheduleOfNetBenefitCostsTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-23BEB75AF81ADBAA1047A358AD722D66-0-wk-Fact-9492DCB2B0CE7455CF59A358ABAB896E">&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the components of net periodic pension (income) cost for the Company&#x2019;s Pension Plans:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:678px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="36"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:273px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:28px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:32px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:32px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:32px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:32px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:32px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:32px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:32px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:32px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="35" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Qualified Plan&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Non-Qualified Plan&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Service cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;41&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;39&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;42&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;43&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;46&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Expected return on plan assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(79&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(69&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(72&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(79&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(69&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amortization of actuarial loss&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net periodic pension (income) cost&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;In the Consolidated Statements of Operations, service cost is presented in salaries and employee benefits, and all other components of net periodic pension (income) cost are presented in other operating expense. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfNetBenefitCostsTableTextBlock>
    <us-gaap:DefinedBenefitPlanServiceCost
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3463-wk-Fact-4473E91B5DC45C96AC4E3A6934B76262"
      unitRef="usd">3000000</us-gaap:DefinedBenefitPlanServiceCost>
    <us-gaap:DefinedBenefitPlanServiceCost
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3481-wk-Fact-BC56243ED26FD10E0022A358ACFA9079"
      unitRef="usd">3000000</us-gaap:DefinedBenefitPlanServiceCost>
    <us-gaap:DefinedBenefitPlanServiceCost
      contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3499-wk-Fact-40B9A0F37F8E8474401FA358AC9A7F6E"
      unitRef="usd">3000000</us-gaap:DefinedBenefitPlanServiceCost>
    <us-gaap:DefinedBenefitPlanServiceCost
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3518-wk-Fact-CCA5BBA39B28D30BE0B9A358AD001DE0"
      unitRef="usd">0</us-gaap:DefinedBenefitPlanServiceCost>
    <us-gaap:DefinedBenefitPlanServiceCost
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3536-wk-Fact-43285DA0B3E05B7D8AAAD9A3854D7D8E"
      unitRef="usd">0</us-gaap:DefinedBenefitPlanServiceCost>
    <us-gaap:DefinedBenefitPlanServiceCost
      contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3555-wk-Fact-3E150A2D27F655EE1622A358ACFB40DA"
      unitRef="usd">0</us-gaap:DefinedBenefitPlanServiceCost>
    <us-gaap:DefinedBenefitPlanServiceCost
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29588335e3573-wk-Fact-C998DE82ABCBDF9CC90BA358AD01D091"
      unitRef="usd">3000000</us-gaap:DefinedBenefitPlanServiceCost>
    <us-gaap:DefinedBenefitPlanServiceCost
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29588335e3591-wk-Fact-37DB09CA6AA35F26B191653043596039"
      unitRef="usd">3000000</us-gaap:DefinedBenefitPlanServiceCost>
    <us-gaap:DefinedBenefitPlanServiceCost
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29588335e3610-wk-Fact-6CF812324BA6B4EE6D87A358AD02D100"
      unitRef="usd">3000000</us-gaap:DefinedBenefitPlanServiceCost>
    <us-gaap:DefinedBenefitPlanInterestCost
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3625-wk-Fact-88A6616CDEF557A88F4F90C8ABC4D520"
      unitRef="usd">41000000</us-gaap:DefinedBenefitPlanInterestCost>
    <us-gaap:DefinedBenefitPlanInterestCost
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3644-wk-Fact-8F76015F978C5043BAAD7F733583FC09"
      unitRef="usd">39000000</us-gaap:DefinedBenefitPlanInterestCost>
    <us-gaap:DefinedBenefitPlanInterestCost
      contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3663-wk-Fact-FFA659E163948297679CA358ACF9A952"
      unitRef="usd">42000000</us-gaap:DefinedBenefitPlanInterestCost>
    <us-gaap:DefinedBenefitPlanInterestCost
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3683-wk-Fact-CB5899B84937555E9318C570A104DB48"
      unitRef="usd">4000000</us-gaap:DefinedBenefitPlanInterestCost>
    <us-gaap:DefinedBenefitPlanInterestCost
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3702-wk-Fact-2011FA2431F0589FB0B5DC17C35DD97B"
      unitRef="usd">4000000</us-gaap:DefinedBenefitPlanInterestCost>
    <us-gaap:DefinedBenefitPlanInterestCost
      contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3721-wk-Fact-EEACAAF97892A3759A31A358ACF8B9CB"
      unitRef="usd">4000000</us-gaap:DefinedBenefitPlanInterestCost>
    <us-gaap:DefinedBenefitPlanInterestCost
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29588335e3741-wk-Fact-DBB804AADBE051BF8B122C6B00B78B4E"
      unitRef="usd">45000000</us-gaap:DefinedBenefitPlanInterestCost>
    <us-gaap:DefinedBenefitPlanInterestCost
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29588335e3760-wk-Fact-595B13E5B9A957DA95FF634C88574A78"
      unitRef="usd">43000000</us-gaap:DefinedBenefitPlanInterestCost>
    <us-gaap:DefinedBenefitPlanInterestCost
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29588335e3780-wk-Fact-0F9C23792434ABC667C2A358AC998C53"
      unitRef="usd">46000000</us-gaap:DefinedBenefitPlanInterestCost>
    <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3800-wk-Fact-2D4B3EED7E535036A25E445016C64589"
      unitRef="usd">72000000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3820-wk-Fact-D3B8303C30FE58DDA6B8BC893700E353"
      unitRef="usd">79000000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets
      contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3840-wk-Fact-4A54FAC0C36F0491A4D9A358AC992D89"
      unitRef="usd">69000000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3861-wk-Fact-81383A8FF1C157F3A0DD1EDC2ACECD20"
      unitRef="usd">0</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3880-wk-Fact-7B100CC7015B5F7CAECA1527740E6B3A"
      unitRef="usd">0</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets
      contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3899-wk-Fact-C3551FD9E1B383D536A7A358AD014614"
      unitRef="usd">0</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29588335e3919-wk-Fact-8105D6320DC9579391543EC1FEC20294"
      unitRef="usd">72000000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29588335e3939-wk-Fact-FD3E813B4644845332D8A358AC998D74"
      unitRef="usd">79000000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29588335e3960-wk-Fact-843EC67B4F73F01BC476A358ACF8FC8C"
      unitRef="usd">69000000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e3981-wk-Fact-B9AFD4DFD43D558EAA3D2AACB95000B4"
      unitRef="usd">-17000000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
    <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e4000-wk-Fact-43372DD34C3255F09861CD698B55AF25"
      unitRef="usd">-15000000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
    <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses
      contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e4019-wk-Fact-74544F3CE93CB753BEF0A358AD012572"
      unitRef="usd">-16000000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
    <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e4039-wk-Fact-902AE2D9CBA3C9EA8059A358AC9AED9D"
      unitRef="usd">-2000000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
    <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e4058-wk-Fact-FC858B363B0E5E419026086C86E9DB3C"
      unitRef="usd">-2000000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
    <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses
      contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e4077-wk-Fact-05705D5BD4581923CCF4A358AD030939"
      unitRef="usd">-2000000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
    <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29588335e4097-wk-Fact-179E2304E762498B1EDBA358ACF9EA9C"
      unitRef="usd">-19000000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
    <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29588335e4116-wk-Fact-E07472C0311976BC5BD4A358ACF875CF"
      unitRef="usd">-17000000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
    <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29588335e4136-wk-Fact-B34A6D3EEB43DBA3C20CA358AD03FCC7"
      unitRef="usd">-18000000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
    <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e4162-wk-Fact-EC09D6B0C0245C77A684551A6FBD06FD"
      unitRef="usd">-11000000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
    <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e4181-wk-Fact-F2843E6F671956499C269F09AB00840C"
      unitRef="usd">-22000000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
    <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost
      contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_PensionPlansDefinedBenefitMember"
      decimals="-6"
      id="d29588335e4200-wk-Fact-AAA1AA66D413AD29B2BDA358AC99EECD"
      unitRef="usd">-8000000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
    <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost
      contextRef="FD2019Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e4220-wk-Fact-75D73B158F3DF20BE74FA358AD02DD1E"
      unitRef="usd">6000000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
    <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost
      contextRef="FD2018Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e4238-wk-Fact-4BB3352563F45F3C831CEDCA860FFEDA"
      unitRef="usd">6000000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
    <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost
      contextRef="FD2017Q4YTD_us-gaap_RetirementPlanTypeAxis_us-gaap_SupplementalEmployeeRetirementPlanDefinedBenefitMember"
      decimals="-6"
      id="d29588335e4257-wk-Fact-4E6B9BF616367E937B23A358AC9A65BC"
      unitRef="usd">6000000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
    <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29588335e4275-wk-Fact-7C931F6993FD5308BA29A47F2F641196"
      unitRef="usd">-5000000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
    <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29588335e4294-wk-Fact-BA34E0E5282253F486A4EAA6D45F6D43"
      unitRef="usd">-16000000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
    <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29588335e4314-wk-Fact-949FAC16F953B99DFCC6A358ACFBB95D"
      unitRef="usd">-2000000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
    <us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-67C1D254969490A5474BA358AD72FDB3-0-wk-Fact-B036304051AD99A1843BA358ABAB141A">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the expected future benefit payments for the Company&#x2019;s Pension Plans:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:20px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90243902439025%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="4"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:89%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Expected benefit payments by fiscal year ending:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;December&#160;31, 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$67&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;December&#160;31, 2021&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;68&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;December&#160;31, 2022&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;68&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;December&#160;31, 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;68&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;December&#160;31, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;69&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;December 31, 2025 - 2029&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;348&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29588335e4444-wk-Fact-36878C6254AFE23B54B4A358ACF069B1"
      unitRef="usd">67000000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29588335e4459-wk-Fact-26ED075E4EA590AE5434A358ACF1C7A2"
      unitRef="usd">68000000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29588335e4479-wk-Fact-B448B23D0A02862B3329A358ACF0F0F8"
      unitRef="usd">68000000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29588335e4499-wk-Fact-94F52E655AE2613A0070A358ACF16EDD"
      unitRef="usd">68000000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29588335e4519-wk-Fact-9741B38C62AA16CE790CA358ACF05161"
      unitRef="usd">69000000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29588335e4539-wk-Fact-CC4EA8C230694136FEF7A358ACF0B6EE"
      unitRef="usd">348000000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter>
    <us-gaap:DefinedContributionPlanEmployerMatchingContributionPercentOfMatch
      contextRef="D2015Q1Jan1"
      decimals="INF"
      id="d29588335e4669-wk-Fact-632BC56C686D8296CC5FA358ABA990D4"
      unitRef="number">1</us-gaap:DefinedContributionPlanEmployerMatchingContributionPercentOfMatch>
    <us-gaap:DefinedContributionPlanEmployerMatchingContributionPercent
      contextRef="D2015Q1Jan1"
      decimals="INF"
      id="d29588335e4673-wk-Fact-378847BC50098AD9EF1CA358ABAA2587"
      unitRef="number">0.04</us-gaap:DefinedContributionPlanEmployerMatchingContributionPercent>
    <cfg:DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay
      contextRef="FD2019Q4YTD"
      decimals="INF"
      id="d29588335e4677-wk-Fact-8F09ED058849A45A1CECA358ABA9EAB2"
      unitRef="number">0.02</cfg:DefinedContributionPlanEmployerMatchingContributionChangeinPeriodPercentofEmployeesGrossPay>
    <us-gaap:DefinedContributionPlanCostRecognized
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29588335e4686-wk-Fact-60BDBDB6F61CD70359C4A358ABAEA77A"
      unitRef="usd">72000000</us-gaap:DefinedContributionPlanCostRecognized>
    <us-gaap:DefinedContributionPlanCostRecognized
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29588335e4694-wk-Fact-80C2A499E865B9E8ABA9A358ABAE4C9D"
      unitRef="usd">68000000</us-gaap:DefinedContributionPlanCostRecognized>
    <us-gaap:DefinedContributionPlanCostRecognized
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29588335e4702-wk-Fact-5BB04BD3001C5D173E86A358ABAAF8BD"
      unitRef="usd">61000000</us-gaap:DefinedContributionPlanCostRecognized>
    <us-gaap:DisclosureOfReclassificationAmountTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-46B61368CEE944C1AEF7A358AD72D9EF-0-wk-Fact-E967E5823C05383935F9A358AD4B826A">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 15 - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the changes in the balances, net of income taxes, of each component of AOCI:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="18"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:102px;"/&gt;&lt;td style="width:309px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:56px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:52px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:52px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Net Unrealized (Losses) Gains on Derivatives&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Net Unrealized (Losses) Gains on Securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Employee Benefit Plans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total AOCI&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at January 1, 2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($88&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($186&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($394&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($668&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other comprehensive loss before reclassifications&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amounts reclassified to the Consolidated Statements of Operations&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net other comprehensive (loss) income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reclassification of tax effects resulting from the 2017 Tax Legislation &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($42&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($78&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($145&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at December 31, 2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($143&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($236&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($441&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($820&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other comprehensive loss before reclassifications&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(33&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(239&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(272&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other-than-temporary impairment not recognized in earnings on securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amounts reclassified to the Consolidated Statements of Operations&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;33&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net other comprehensive loss&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(254&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(276&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at December 31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($143&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($490&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($463&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($1,096&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other comprehensive income before reclassifications&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;103&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;501&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;604&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amounts reclassified to the Consolidated Statements of Operations&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;43&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;48&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;76&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net other comprehensive income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;146&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;486&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;48&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;680&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Cumulative effect of change in accounting standards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($415&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($411&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Primary income statement location of amounts reclassified from AOCI&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net interest income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Securities gains, net&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other operating expense&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; As of December 31, 2017, the balance of AOCI reflects the retrospective adoption of FASB ASU 2018-02, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-style:italic;"&gt;Income Statement-Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;.&lt;/span&gt;&lt;/div&gt;</us-gaap:DisclosureOfReclassificationAmountTextBlock>
    <us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-1194C1B2946D25AAE534A358AD725E7E-0-wk-Fact-323F29E12066AEA2EDBBA358AD4AD871">&lt;div style="line-height:120%;padding-bottom:4px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the changes in the balances, net of income taxes, of each component of AOCI:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="18"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:102px;"/&gt;&lt;td style="width:309px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:56px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:52px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:52px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Net Unrealized (Losses) Gains on Derivatives&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Net Unrealized (Losses) Gains on Securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Employee Benefit Plans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total AOCI&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at January 1, 2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($88&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($186&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($394&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($668&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other comprehensive loss before reclassifications&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(6&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amounts reclassified to the Consolidated Statements of Operations&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(16&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net other comprehensive (loss) income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(30&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(8&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Reclassification of tax effects resulting from the 2017 Tax Legislation &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($42&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($78&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($145&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at December 31, 2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($143&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($236&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($441&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($820&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other comprehensive loss before reclassifications&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(33&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(239&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(272&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other-than-temporary impairment not recognized in earnings on securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amounts reclassified to the Consolidated Statements of Operations&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;33&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net other comprehensive loss&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(254&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(22&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(276&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at December 31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($143&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($490&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($463&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($1,096&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other comprehensive income before reclassifications&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;103&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;501&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;604&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Amounts reclassified to the Consolidated Statements of Operations&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;43&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;48&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;76&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net other comprehensive income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;146&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;486&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;48&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;680&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Cumulative effect of change in accounting standards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Balance at December 31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($415&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($411&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Primary income statement location of amounts reclassified from AOCI&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Net interest income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Securities gains, net&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other operating expense&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; As of December 31, 2017, the balance of AOCI reflects the retrospective adoption of FASB ASU 2018-02, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;font-style:italic;"&gt;Income Statement-Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;.&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock>
    <us-gaap:StockholdersEquity
      contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember"
      decimals="-6"
      id="d29579162e1484-wk-Fact-68603E65CF2F9317C861A358AC15C011"
      unitRef="usd">-88000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"
      decimals="-6"
      id="d29579162e1503-wk-Fact-3542A3B68F77E32D0F86A358AC0F0EC3"
      unitRef="usd">-186000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"
      decimals="-6"
      id="d29579162e1523-wk-Fact-6E42D2CC67D4DF974046A358AC12B96D"
      unitRef="usd">-394000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-6"
      id="d29579162e1542-wk-Fact-6E4D6F6005E734B92860A358ABC3E27B"
      unitRef="usd">-668000000</us-gaap:StockholdersEquity>
    <us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember"
      decimals="-6"
      id="d29579162e1568-wk-Fact-6C5FB523880D9FC32E08A358AC0DD873"
      unitRef="usd">-14000000</us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent>
    <us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"
      decimals="-6"
      id="d29579162e1588-wk-Fact-14CF27BDDEB6F241959AA358AC0E234D"
      unitRef="usd">-6000000</us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent>
    <us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"
      decimals="-6"
      id="d29579162e1609-wk-Fact-7DEFE04A1DE5839CF7DDA358AC0A75F3"
      unitRef="usd">0</us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent>
    <us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29579162e1628-wk-Fact-F55432C5A76B9BD02267A358AC0EB49E"
      unitRef="usd">-20000000</us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent>
    <us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember"
      decimals="-6"
      id="d29579162e1659-wk-Fact-6EC9379C1D5659A35852A358AC153DB0"
      unitRef="usd">16000000</us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent>
    <us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"
      decimals="-6"
      id="d29579162e1679-wk-Fact-AECFE1C73094143F4530A358AC19BCAC"
      unitRef="usd">2000000</us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent>
    <us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"
      decimals="-6"
      id="d29579162e1700-wk-Fact-653DB8AD0BA733CC7BE7A358AC0C2373"
      unitRef="usd">-31000000</us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent>
    <us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29579162e1719-wk-Fact-AF876538D74A4AA2563EA358AC1485DF"
      unitRef="usd">-13000000</us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember"
      decimals="-6"
      id="d29579162e1749-wk-Fact-3A96EC704BD9EC3E2B7CA358AC0CDA52"
      unitRef="usd">-30000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"
      decimals="-6"
      id="d29579162e1769-wk-Fact-814AB5644AA5A7C7C2F1A358AC1050C1"
      unitRef="usd">-8000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"
      decimals="-6"
      id="d29579162e1790-wk-Fact-B317D53B93FE6DE1199EA358AC0D3882"
      unitRef="usd">31000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29579162e1809-wk-Fact-8847A53C89C04B3BBE0AA358AD2EB4A3"
      unitRef="usd">-7000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember"
      decimals="-6"
      id="d29579162e1846-wk-Fact-B32D14E24FDCFD65BF2DDC79F325C7BF"
      unitRef="usd">-25000000</cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings>
    <cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"
      decimals="-6"
      id="d29579162e1865-wk-Fact-E47E76366C7761035430DC79F364937B"
      unitRef="usd">-42000000</cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings>
    <cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings
      contextRef="FD2017Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"
      decimals="-6"
      id="d29579162e1885-wk-Fact-42E735E8C22DABFA5E12DC79F2B03068"
      unitRef="usd">-78000000</cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings>
    <cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29579162e1904-wk-Fact-B618CC493B9EB0340E48DC79F2CC9E24"
      unitRef="usd">-145000000</cfg:TaxCutsandJobsActof2017ReclassificationfromAOCItoRetainedEarnings>
    <us-gaap:StockholdersEquity
      contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember"
      decimals="-6"
      id="d29579162e1934-wk-Fact-05312C86C47A5052ACAD2B1D0D9A4701"
      unitRef="usd">-143000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"
      decimals="-6"
      id="d29579162e1953-wk-Fact-F373126129065D1B87BCD9DDA7AE393F"
      unitRef="usd">-236000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"
      decimals="-6"
      id="d29579162e1973-wk-Fact-C1CB6E78F49F5E31A30682F207AFE446"
      unitRef="usd">-441000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-6"
      id="d29579162e1992-wk-Fact-71A08E1D7B94205260D7A358ABD67BEC"
      unitRef="usd">-820000000</us-gaap:StockholdersEquity>
    <us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember"
      decimals="-6"
      id="d29579162e2018-wk-Fact-64C620BEE9E05C3F8668DE780F1097DD"
      unitRef="usd">-33000000</us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent>
    <us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"
      decimals="-6"
      id="d29579162e2038-wk-Fact-E456FD133C4B5677ADB8F3841A26D51F"
      unitRef="usd">-239000000</us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent>
    <us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"
      decimals="-6"
      id="d29579162e2059-wk-Fact-8B27906CA7D15EEB9418931874A4A417"
      unitRef="usd">0</us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent>
    <us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29579162e2078-wk-Fact-92BD963ABED9577C9EC993B93BFB2033"
      unitRef="usd">-272000000</us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent>
    <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember"
      decimals="-6"
      id="d29579162e2109-wk-Fact-5D6112E0FE5B5BCAB14DED2728A3BA57"
      unitRef="usd">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"
      decimals="-6"
      id="d29579162e2128-wk-Fact-8F126CE903AE5011A36FCB0041B231FF"
      unitRef="usd">3000000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"
      decimals="-6"
      id="d29579162e2149-wk-Fact-B0986E8D84795A4EB56A0CEEEF073D69"
      unitRef="usd">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29579162e2168-wk-Fact-5996E83DB8E35F93BC55DF1120BA8D80"
      unitRef="usd">3000000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember"
      decimals="-6"
      id="d29579162e2199-wk-Fact-129FB14DC37D52B382C4469C9BB746F0"
      unitRef="usd">-33000000</us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent>
    <us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"
      decimals="-6"
      id="d29579162e2218-wk-Fact-970900EC3A5F51139277DB56CE2585DA"
      unitRef="usd">12000000</us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent>
    <us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"
      decimals="-6"
      id="d29579162e2239-wk-Fact-AE0470190AD85C95888447EB1F2DC27D"
      unitRef="usd">22000000</us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent>
    <us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29579162e2259-wk-Fact-0CFBEAAA06CF57BF998DB517494BF14E"
      unitRef="usd">1000000</us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember"
      decimals="-6"
      id="d29579162e2290-wk-Fact-9A5522FE36385589A990947EF9490EF4"
      unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"
      decimals="-6"
      id="d29579162e2309-wk-Fact-144C754A09255F7792054EE4B46E9661"
      unitRef="usd">-254000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2018Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"
      decimals="-6"
      id="d29579162e2330-wk-Fact-CCF766203A5956B89C7437F6AE5E4FF8"
      unitRef="usd">-22000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29579162e2350-wk-Fact-4D9B04C3FCFBE3EA476AA358AD351B8B"
      unitRef="usd">-276000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:StockholdersEquity
      contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember"
      decimals="-6"
      id="d29579162e2386-wk-Fact-8387CAD307EC5D21B470BE76A8A8CEE3"
      unitRef="usd">-143000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"
      decimals="-6"
      id="d29579162e2405-wk-Fact-8DE0276DFC7F5D1681F880792A2B9934"
      unitRef="usd">-490000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"
      decimals="-6"
      id="d29579162e2425-wk-Fact-7A31938F72C45DF99DD718B101AFCDE2"
      unitRef="usd">-463000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-6"
      id="d29579162e2444-wk-Fact-940B2394AD5053A9A6D8F2D5F2857572"
      unitRef="usd">-1096000000</us-gaap:StockholdersEquity>
    <us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember"
      decimals="-6"
      id="d29579162e2470-wk-Fact-82C4C2C9A2B05D94B2A9A86232856B07"
      unitRef="usd">103000000</us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent>
    <us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"
      decimals="-6"
      id="d29579162e2489-wk-Fact-E59B3EF378B8542FA127D866363C909B"
      unitRef="usd">501000000</us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent>
    <us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"
      decimals="-6"
      id="d29579162e2509-wk-Fact-B990CE4B5DD75603B2C82773BED86895"
      unitRef="usd">0</us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent>
    <us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29579162e2528-wk-Fact-99C414D2B01C51C7BDFE287C6308FB37"
      unitRef="usd">604000000</us-gaap:OciBeforeReclassificationsNetOfTaxAttributableToParent>
    <us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember"
      decimals="-6"
      id="d29579162e2558-wk-Fact-D4BB2B8F90AA517FA54C3F75587E6999"
      unitRef="usd">-43000000</us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent>
    <us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"
      decimals="-6"
      id="d29579162e2577-wk-Fact-432AA68542C75FF2B02D22BB1C38DB19"
      unitRef="usd">15000000</us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent>
    <us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"
      decimals="-6"
      id="d29579162e2598-wk-Fact-F785DEBD1D195CD3AFC0BFEBCA25E39A"
      unitRef="usd">-48000000</us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent>
    <us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29579162e2617-wk-Fact-8E4A46845A2D56BB844278342D5580F2"
      unitRef="usd">-76000000</us-gaap:ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember"
      decimals="-6"
      id="d29579162e2647-wk-Fact-5F657E1A53055F3A8A7E938AA4FCE192"
      unitRef="usd">146000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"
      decimals="-6"
      id="d29579162e2666-wk-Fact-C0C78660DC1D5629919543CC49C0D9A0"
      unitRef="usd">486000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2019Q4YTD_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"
      decimals="-6"
      id="d29579162e2686-wk-Fact-10CB2DC242FB511DA7EA1448FD90779F"
      unitRef="usd">48000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29579162e2705-wk-Fact-F9E69A0B200DF359C361A358AD32916E"
      unitRef="usd">680000000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption
      contextRef="I2019Q1Jan01_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember"
      decimals="-6"
      id="d29579162e2735-wk-Fact-B6B99EC9D3CC5D29AE1A30E526C85382"
      unitRef="usd">0</us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption>
    <us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption
      contextRef="I2019Q1Jan01_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"
      decimals="-6"
      id="d29579162e2754-wk-Fact-273A7C8BD16452FA997B3DDEDA5BB598"
      unitRef="usd">5000000</us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption>
    <us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption
      contextRef="I2019Q1Jan01_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"
      decimals="-6"
      id="d29579162e2774-wk-Fact-2C3D8DBC4D2D5B5DB2601198090FAAE1"
      unitRef="usd">0</us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption>
    <us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption
      contextRef="I2019Q1Jan01"
      decimals="-6"
      id="d29579162e2793-wk-Fact-CA6A5DE9E8A753448F4F4331300A0EE8"
      unitRef="usd">5000000</us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption>
    <us-gaap:StockholdersEquity
      contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember"
      decimals="-6"
      id="d29579162e2827-wk-Fact-841AEF0D287C5640830210CA76F84493"
      unitRef="usd">3000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"
      decimals="-6"
      id="d29579162e2845-wk-Fact-75F25B5C039B5A499F340F5ADD97C88D"
      unitRef="usd">1000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"
      decimals="-6"
      id="d29579162e2864-wk-Fact-5E2803F2E5BF5A87AC14D0E85D9E02D1"
      unitRef="usd">-415000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="FI2019Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-6"
      id="d29579162e2883-wk-Fact-C612AAB9FB9CEED18A5EA358ABBC233E"
      unitRef="usd">-411000000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquityNoteDisclosureTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-99349143BEF86F229810A358AD7305E5-0-wk-Fact-CA4DC16A860F806D264AA358ACC629CA">&lt;div style="line-height:174%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 16 - STOCKHOLDERS&#x2019; EQUITY&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:174%;padding-bottom:8px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Preferred Stock &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table provides the number of authorized preferred shares, the number of issued and outstanding, the liquidation value per share and the carrying amount as of December 31:&lt;/span&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="14"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:45%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:3%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:3%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions, except per share and share data)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Liquidation value per share&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Preferred Shares&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Carrying Amount&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Preferred Shares&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Carrying Amount&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Authorized ($25 par value)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;100,000,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;100,000,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Issued and outstanding&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series A&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$247&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$247&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series B&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;296&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;296&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series C&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;297&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;297&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#160;&#160;Series D&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;293&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#160;&#160;Series E&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;450,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;437&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total issued and outstanding&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,600,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,570&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;850,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$840&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Equivalent to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$25&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; per depositary share.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Represented by &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;12,000,000&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; depositary shares each representing a 1/40th interest in the Series D Preferred Stock.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:16px;text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3) &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Represented by &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;18,000,000&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; depositary shares each representing a 1/40th interest in the Series E Preferred Stock.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table provides information related to the Company&#x2019;s preferred stock outstanding as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:14%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:34%;"/&gt;&lt;td style="width:21%;"/&gt;&lt;td style="width:12%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions, except per share and share data)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Preferred Stock&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Issue Date&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Shares Issued&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividend Dates&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Annual Per Share Dividend Rate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Optional Redemption Date&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series A&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;April 6, 2015&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Semi-annually beginning October 6, 2015 until April 6, 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;5.500% until April 6, 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;April 6, 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Quarterly beginning July 6, 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;3 Mo. LIBOR plus 3.960% beginning April 6, 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series B&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;May 24, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Semi-annually beginning January 6, 2019 until July 6, 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;6.000% until July 6, 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;July 6, 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Quarterly beginning October 6, 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;3 Mo. LIBOR plus 3.003% beginning July 6, 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series C&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;October 25, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Quarterly beginning January 6, 2019 until       April 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;6.375% until April 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;April 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Quarterly beginning July 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;3 Mo. LIBOR plus 3.157% beginning April 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series D&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;January 29, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;300,000&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Quarterly beginning April 6, 2019 until April 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;6.350% until April 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;April 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Quarterly beginning July 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;3 Mo. LIBOR plus 3.642% beginning April 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series E&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;October 28, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;450,000&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Quarterly beginning January 6, 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;5.000%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;January 6, 2025&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Series are non-cumulative fixed-to-floating rate perpetual preferred stock. Except in limited circumstances, the preferred stock does not have voting rights.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Series are non-cumulative fixed rate perpetual preferred stock. Except in limited circumstances, the preferred stock does not have voting rights.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Dividends are payable when, and if, declared by the Company&#x2019;s Board of Directors or an authorized committee thereof.&#160;&#160;&#160;&#160;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Redeemable at the Company&#x2019;s option, in whole or in part, on any dividend payment date on or after the date stated, or in whole but not in part, at any time within &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;90&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; days following a regulatory capital treatment event a as defined in the applicable certificate of designations, in each case at a redemption price equal to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$1,000&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; per share, plus any declared and unpaid dividends, without accumulation of any undeclared dividends. Under current rules, any redemption is subject to approval by the FRB. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Represented by &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;12,000,000&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; depositary shares each representing a 1/40th interest in the Series D Preferred Stock.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:16px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Represented by &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;18,000,000&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; depositary shares each representing a 1/40th interest in the Series E Preferred Stock.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Dividends&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table provides information related to dividends per share and in the aggregate, declared and paid, for each type of stock issued and outstanding for the year ended December 31:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="31"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:16%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions, except per share and share data)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends per Share&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends Declared&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends Paid&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends per Share&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends Declared&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends Paid&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends per Share&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends Declared&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends Paid&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Common stock&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1.36&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$617&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$617&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$0.98&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$471&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$471&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$0.64&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Preferred stock&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series A&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$55.00&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$55.00&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$55.00&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series B&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;60.00&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37.00&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series C&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;63.75&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12.57&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series D&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;59.45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series E&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9.44&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total preferred stock&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$73&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$65&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$29&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Treasury Stock&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The purchase of the Company&#x2019;s common stock is recorded at cost. At the date of retirement or subsequent reissuance, treasury stock is reduced by the cost of such stock on a first-in, first-out basis with differences recorded in additional paid-in capital or retained earnings, as applicable.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;During the year ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, the Company paid &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$1.220 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; to repurchase &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;34,305,768&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; common shares at a weighted-average price of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$35.56&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. During the year ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, the Company recorded &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;no&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; shares of treasury stock associated with share-based compensation plan activity. &lt;/span&gt;&lt;/div&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;During the year ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, the Company paid &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$1.025 billion&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; to repurchase &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;25,773,807&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; common shares at an average price of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$39.77&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. During the year ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, the Company recorded &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;no&lt;/span&gt;&lt;/span&gt; shares of treasury stock associated with share-based compensation plan activity.</us-gaap:StockholdersEquityNoteDisclosureTextBlock>
    <us-gaap:ScheduleOfStockByClassTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-34DC48BBCD0EA0A89360A358AD735EA2-0-wk-Fact-A3945379236308E32B43A358ACC51959">&lt;div style="line-height:120%;padding-bottom:8px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table provides the number of authorized preferred shares, the number of issued and outstanding, the liquidation value per share and the carrying amount as of December 31:&lt;/span&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="14"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:45%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:3%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:3%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions, except per share and share data)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Liquidation value per share&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Preferred Shares&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Carrying Amount&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Preferred Shares&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Carrying Amount&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Authorized ($25 par value)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;100,000,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;100,000,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Issued and outstanding&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series A&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$247&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$247&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series B&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;296&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;296&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series C&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;297&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;297&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#160;&#160;Series D&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;293&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&#160;&#160;Series E&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;450,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;437&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total issued and outstanding&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,600,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,570&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;850,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$840&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Equivalent to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$25&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; per depositary share.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Represented by &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;12,000,000&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; depositary shares each representing a 1/40th interest in the Series D Preferred Stock.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:16px;text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3) &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Represented by &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;18,000,000&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; depositary shares each representing a 1/40th interest in the Series E Preferred Stock.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table provides information related to the Company&#x2019;s preferred stock outstanding as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:14%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:34%;"/&gt;&lt;td style="width:21%;"/&gt;&lt;td style="width:12%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions, except per share and share data)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Preferred Stock&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Issue Date&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Number of Shares Issued&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividend Dates&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Annual Per Share Dividend Rate&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Optional Redemption Date&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series A&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;April 6, 2015&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;250,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Semi-annually beginning October 6, 2015 until April 6, 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;5.500% until April 6, 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;April 6, 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Quarterly beginning July 6, 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;3 Mo. LIBOR plus 3.960% beginning April 6, 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series B&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;May 24, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Semi-annually beginning January 6, 2019 until July 6, 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;6.000% until July 6, 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;July 6, 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Quarterly beginning October 6, 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;3 Mo. LIBOR plus 3.003% beginning July 6, 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series C&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;October 25, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;300,000&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Quarterly beginning January 6, 2019 until       April 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;6.375% until April 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;April 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Quarterly beginning July 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;3 Mo. LIBOR plus 3.157% beginning April 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series D&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;January 29, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;300,000&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Quarterly beginning April 6, 2019 until April 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;6.350% until April 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;April 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Quarterly beginning July 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;3 Mo. LIBOR plus 3.642% beginning April 6, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series E&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;October 28, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;450,000&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="padding-bottom:16px;text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Quarterly beginning January 6, 2020&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;5.000%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;January 6, 2025&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Series are non-cumulative fixed-to-floating rate perpetual preferred stock. Except in limited circumstances, the preferred stock does not have voting rights.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Series are non-cumulative fixed rate perpetual preferred stock. Except in limited circumstances, the preferred stock does not have voting rights.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Dividends are payable when, and if, declared by the Company&#x2019;s Board of Directors or an authorized committee thereof.&#160;&#160;&#160;&#160;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Redeemable at the Company&#x2019;s option, in whole or in part, on any dividend payment date on or after the date stated, or in whole but not in part, at any time within &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;90&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; days following a regulatory capital treatment event a as defined in the applicable certificate of designations, in each case at a redemption price equal to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;$1,000&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; per share, plus any declared and unpaid dividends, without accumulation of any undeclared dividends. Under current rules, any redemption is subject to approval by the FRB. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Represented by &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;12,000,000&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; depositary shares each representing a 1/40th interest in the Series D Preferred Stock.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:16px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Represented by &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;span&gt;18,000,000&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; depositary shares each representing a 1/40th interest in the Series E Preferred Stock.&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfStockByClassTextBlock>
    <us-gaap:PreferredStockSharesAuthorized
      contextRef="FI2019Q4"
      decimals="INF"
      id="d29592859e1528-wk-Fact-135D92F422C65AFB546EA358ABA0204F"
      unitRef="shares">100000000</us-gaap:PreferredStockSharesAuthorized>
    <us-gaap:PreferredStockSharesAuthorized
      contextRef="FI2018Q4"
      decimals="INF"
      id="d29592859e1557-wk-Fact-D23FE458B7F92DDE83E8A358ABA1BD2B"
      unitRef="shares">100000000</us-gaap:PreferredStockSharesAuthorized>
    <us-gaap:PreferredStockLiquidationPreference
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="INF"
      id="d29592859e1655-wk-Fact-34EE662C239A247C5128A630DD3D43B7"
      unitRef="usdPerShare">1000</us-gaap:PreferredStockLiquidationPreference>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="INF"
      id="d29592859e1670-wk-Fact-1AFFCD7179917949C2ACA358ACB8E1FB"
      unitRef="shares">250000</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockValue
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="-6"
      id="d29592859e1684-wk-Fact-9F2B9CD4F0700BB37F1CA630DD32764A"
      unitRef="usd">247000000</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="INF"
      id="d29592859e1699-wk-Fact-269094A56C367B174E2FA630DD1F8CB5"
      unitRef="shares">250000</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockValue
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="-6"
      id="d29592859e1709-wk-Fact-7A2F3CCAD34283E7E2ECA630DD36E8A8"
      unitRef="usd">247000000</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockLiquidationPreference
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="INF"
      id="d29592859e1725-wk-Fact-E504EB89004FAF80139DA630DD3A0EED"
      unitRef="usdPerShare">1000</us-gaap:PreferredStockLiquidationPreference>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="INF"
      id="d29592859e1739-wk-Fact-695E37B70139854377D7A358ACBD6716"
      unitRef="shares">300000</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockValue
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="-6"
      id="d29592859e1754-wk-Fact-B640ECE1A5C49FFA99C0A630DD27E12F"
      unitRef="usd">296000000</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="INF"
      id="d29592859e1768-wk-Fact-300F8F7EE4A34F55157FCAED6910D69D"
      unitRef="shares">300000</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockValue
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="-6"
      id="d29592859e1778-wk-Fact-7AE1CE61D3E80A37B6F5CAED986800A5"
      unitRef="usd">296000000</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockLiquidationPreference
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="INF"
      id="d29592859e1793-wk-Fact-078B7C48C5A75CCC7792A630DD2E4A71"
      unitRef="usdPerShare">1000</us-gaap:PreferredStockLiquidationPreference>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="INF"
      id="d29592859e1807-wk-Fact-3BA192084C8987DD86CBA358ACB7C611"
      unitRef="shares">300000</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockValue
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="-6"
      id="d29592859e1821-wk-Fact-E454450EDBA94AC8E9BBA630DD1B5F04"
      unitRef="usd">297000000</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="INF"
      id="d29592859e1835-wk-Fact-B45EBBE5166D119A1A5ECAED6AB86812"
      unitRef="shares">300000</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockValue
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="-6"
      id="d29592859e1845-wk-Fact-942CC4DE60A3225CBE68CAED99936B8D"
      unitRef="usd">297000000</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockLiquidationPreference
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="INF"
      id="d29592859e1860-wk-Fact-5BBE604F4EADA8500CF1CAEDE37EB373"
      unitRef="usdPerShare">1000</us-gaap:PreferredStockLiquidationPreference>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="INF"
      id="d29592859e1874-wk-Fact-B0C3E708949CEF551994CAEDE528D46A"
      unitRef="shares">300000</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockValue
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="-6"
      id="d29592859e1888-wk-Fact-D61E80A3C38251039052CAEDE712B618"
      unitRef="usd">293000000</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="INF"
      id="d29592859e1902-wk-Fact-F349D97E4305216368E7CF8272F95F05"
      unitRef="shares">0</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockValue
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="-6"
      id="d29592859e1912-wk-Fact-5D7EEAB6DCE046C42B09CF82B01AED67"
      unitRef="usd">0</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockLiquidationPreference
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="INF"
      id="d29592859e1927-wk-Fact-8DE647AB37EF52DCBD31CAEE0A5DEEA7"
      unitRef="usdPerShare">1000</us-gaap:PreferredStockLiquidationPreference>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="INF"
      id="d29592859e1941-wk-Fact-472F927F0D5287E08ECBCAEE0CD50A0F"
      unitRef="shares">450000</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockValue
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="-6"
      id="d29592859e1955-wk-Fact-23566258628E01BF2D3CCAEE0FE9C6DE"
      unitRef="usd">437000000</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="INF"
      id="d29592859e1969-wk-Fact-15C7C68FCB441E7E378FCF8289177B14"
      unitRef="shares">0</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockValue
      contextRef="FI2018Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="-6"
      id="d29592859e1979-wk-Fact-EB441E8DD11C7707E9F0CF82B1BA6CD8"
      unitRef="usd">0</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2019Q4"
      decimals="INF"
      id="d29592859e2009-wk-Fact-6C33EA4B1F4F5E05EE57A358ACF4D628"
      unitRef="shares">1600000</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockValue
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29592859e2023-wk-Fact-6F9EFAE2D3805BD49FF5E1AE8CB06F50"
      unitRef="usd">1570000000</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2018Q4"
      decimals="INF"
      id="d29592859e2038-wk-Fact-14E785334DDC6F7017DCA358ACF5E528"
      unitRef="shares">850000</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockValue
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29592859e2048-wk-Fact-8CE9B327F2495ED2A74230747F390956"
      unitRef="usd">840000000</us-gaap:PreferredStockValue>
    <cfg:PreferredStockLiquidationPreferencePerDepositoryShare
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="INF"
      id="d29592859e2060-wk-Fact-7A7D129650162FB9C220CB0187E96D5B"
      unitRef="usdPerShare">25</cfg:PreferredStockLiquidationPreferencePerDepositoryShare>
    <cfg:PreferredStockDepositarySharesIssued
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="INF"
      id="d29592859e2069-wk-Fact-2FD79F1399C0592F8457CAFB8F0EE9ED"
      unitRef="shares">12000000</cfg:PreferredStockDepositarySharesIssued>
    <cfg:PreferredStockDepositarySharesIssued
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="INF"
      id="d29592859e2078-wk-Fact-1C86F4E4E0ADD42CB615CAFBA601CF47"
      unitRef="shares">18000000</cfg:PreferredStockDepositarySharesIssued>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="INF"
      id="d29592859e2185-wk-Fact-1AFFCD7179917949C2ACA358ACB8E1FB"
      unitRef="shares">250000</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="INF"
      id="d29592859e2249-wk-Fact-695E37B70139854377D7A358ACBD6716"
      unitRef="shares">300000</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockSharesIssued
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="INF"
      id="d29592859e2313-wk-Fact-3BA192084C8987DD86CBA358ACB7C611"
      unitRef="shares">300000</us-gaap:PreferredStockSharesIssued>
    <cfg:PreferredStockRedemptionNoticePeriod
      contextRef="FD2019Q4YTD"
      id="d29592859e2493-wk-Fact-CE910D3127FB531FB3D2F18A359AD1EA">P90D</cfg:PreferredStockRedemptionNoticePeriod>
    <us-gaap:PreferredStockRedemptionPricePerShare
      contextRef="FI2019Q4"
      decimals="INF"
      id="d29592859e2497-wk-Fact-DF482C6DBCF955B1A1A83FF9D1171DBC"
      unitRef="usdPerShare">1000</us-gaap:PreferredStockRedemptionPricePerShare>
    <cfg:PreferredStockDepositarySharesIssued
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="INF"
      id="d29592859e2507-wk-Fact-2FD79F1399C0592F8457CAFB8F0EE9ED"
      unitRef="shares">12000000</cfg:PreferredStockDepositarySharesIssued>
    <cfg:PreferredStockDepositarySharesIssued
      contextRef="FI2019Q4_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="INF"
      id="d29592859e2516-wk-Fact-1C86F4E4E0ADD42CB615CAFBA601CF47"
      unitRef="shares">18000000</cfg:PreferredStockDepositarySharesIssued>
    <us-gaap:DividendsDeclaredTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-1BEE53E809CE373A19CEA358AD73B650-0-wk-Fact-9AE80730BB7456E5A037A358ACC490F6">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table provides information related to dividends per share and in the aggregate, declared and paid, for each type of stock issued and outstanding for the year ended December 31:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="31"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:16%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions, except per share and share data)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends per Share&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends Declared&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends Paid&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends per Share&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends Declared&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends Paid&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends per Share&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends Declared&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Dividends Paid&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Common stock&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1.36&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$617&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$617&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$0.98&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$471&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$471&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$0.64&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Preferred stock&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series A&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$55.00&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$55.00&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$55.00&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series B&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;60.00&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37.00&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;11&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series C&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;63.75&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;12.57&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series D&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;59.45&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Series E&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9.44&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;4&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total preferred stock&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$73&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$65&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$29&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:DividendsDeclaredTableTextBlock>
    <us-gaap:CommonStockDividendsPerShareDeclared
      contextRef="FD2019Q4YTD"
      decimals="INF"
      id="d29592859e2902-wk-Fact-9E0717C7538F57A5B6274AFE947AB0C8"
      unitRef="usdPerShare">1.36</us-gaap:CommonStockDividendsPerShareDeclared>
    <us-gaap:DividendsCommonStockCash
      contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember"
      decimals="-6"
      id="d29592859e2915-wk-Fact-D66F6466C5465BBC97EE090E5ACBD588"
      unitRef="usd">617000000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsCommonStockCash
      contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember"
      decimals="-6"
      id="d29592859e2928-wk-Fact-1625BE77383E57E6914B536F4A3074DB"
      unitRef="usd">617000000</us-gaap:DividendsCommonStockCash>
    <us-gaap:CommonStockDividendsPerShareDeclared
      contextRef="FD2018Q4YTD"
      decimals="INF"
      id="d29592859e2947-wk-Fact-B8B1485BA55A55008EAA117E4E438A02"
      unitRef="usdPerShare">0.98</us-gaap:CommonStockDividendsPerShareDeclared>
    <us-gaap:DividendsCommonStockCash
      contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember"
      decimals="-6"
      id="d29592859e2960-wk-Fact-545DC353DA495DACB7FB910CF87C464C"
      unitRef="usd">471000000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsCommonStockCash
      contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember"
      decimals="-6"
      id="d29592859e2973-wk-Fact-2778AB453B045B869A0486AB9FEA193D"
      unitRef="usd">471000000</us-gaap:DividendsCommonStockCash>
    <us-gaap:CommonStockDividendsPerShareDeclared
      contextRef="FD2017Q4YTD"
      decimals="INF"
      id="d29592859e2992-wk-Fact-BD0B04F36919943AB42AA630C556D58A"
      unitRef="usdPerShare">0.64</us-gaap:CommonStockDividendsPerShareDeclared>
    <us-gaap:DividendsCommonStockCash
      contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember"
      decimals="-6"
      id="d29592859e3005-wk-Fact-FB8AA4AD434C0CF48862A630C54E3113"
      unitRef="usd">322000000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsCommonStockCash
      contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember"
      decimals="-6"
      id="d29592859e3018-wk-Fact-B48A37E8517CA89DCC15A630C5464824"
      unitRef="usd">322000000</us-gaap:DividendsCommonStockCash>
    <us-gaap:PreferredStockDividendsPerShareDeclared
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="INF"
      id="d29592859e3200-wk-Fact-3E76A72D94D855B5A635E29A816CC541"
      unitRef="usdPerShare">55.00</us-gaap:PreferredStockDividendsPerShareDeclared>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="-6"
      id="d29592859e3213-wk-Fact-44D0A94FD0F15B97A5C4238F41ED57D7"
      unitRef="usd">14000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="-6"
      id="d29592859e3226-wk-Fact-D2C4F180220050BA986BB3DB9D0851B7"
      unitRef="usd">14000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:PreferredStockDividendsPerShareDeclared
      contextRef="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="INF"
      id="d29592859e3245-wk-Fact-20CEBB93AD8B5D208AFB4B56AADC3BED"
      unitRef="usdPerShare">55.00</us-gaap:PreferredStockDividendsPerShareDeclared>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="-6"
      id="d29592859e3258-wk-Fact-290F85B2A2955746BB300DFFD03905E9"
      unitRef="usd">14000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="-6"
      id="d29592859e3271-wk-Fact-7E299028696D5911822A8BAE6196A0D0"
      unitRef="usd">14000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:PreferredStockDividendsPerShareDeclared
      contextRef="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="INF"
      id="d29592859e3290-wk-Fact-7405573265BEC4BB6409A630C55239FB"
      unitRef="usdPerShare">55.00</us-gaap:PreferredStockDividendsPerShareDeclared>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="-6"
      id="d29592859e3303-wk-Fact-8406A6D7D877C518384AA630C55E5782"
      unitRef="usd">14000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember"
      decimals="-6"
      id="d29592859e3316-wk-Fact-77EF0D3D10CD24C6249AA630C5627C99"
      unitRef="usd">14000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:PreferredStockDividendsPerShareDeclared
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="INF"
      id="d29592859e3336-wk-Fact-81C5BD9F521050958F6BFC9CD94B7516"
      unitRef="usdPerShare">60.00</us-gaap:PreferredStockDividendsPerShareDeclared>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="-6"
      id="d29592859e3350-wk-Fact-9F0D65605EF85C34AEE1CCE3F8F51B4B"
      unitRef="usd">18000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="-6"
      id="d29592859e3364-wk-Fact-CD70D01E9FBD5083BDB616629DD17A58"
      unitRef="usd">20000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:PreferredStockDividendsPerShareDeclared
      contextRef="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="INF"
      id="d29592859e3384-wk-Fact-DBAE5DF94B79533EA6E677E1052A1890"
      unitRef="usdPerShare">37.00</us-gaap:PreferredStockDividendsPerShareDeclared>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="-6"
      id="d29592859e3398-wk-Fact-02C8626E6A8A572ABD9CE4A17D22ACFE"
      unitRef="usd">11000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="-6"
      id="d29592859e3412-wk-Fact-E2D2B22E615051D2AC63A12C0002EEFC"
      unitRef="usd">0</us-gaap:DividendsPreferredStockCash>
    <us-gaap:PreferredStockDividendsPerShareDeclared
      contextRef="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="INF"
      id="d29592859e3432-wk-Fact-A92F74FD95E2F427A3BAA630C53D930B"
      unitRef="usdPerShare">0</us-gaap:PreferredStockDividendsPerShareDeclared>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="-6"
      id="d29592859e3446-wk-Fact-AA7F90513A356EE8D32BA630C538F4DB"
      unitRef="usd">0</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember"
      decimals="-6"
      id="d29592859e3460-wk-Fact-EDABF088308CDF099DF5A630C53378DE"
      unitRef="usd">0</us-gaap:DividendsPreferredStockCash>
    <us-gaap:PreferredStockDividendsPerShareDeclared
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="INF"
      id="d29592859e3485-wk-Fact-FA0D8534A2DF55C48C8A82B25AF3C34D"
      unitRef="usdPerShare">63.75</us-gaap:PreferredStockDividendsPerShareDeclared>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="-6"
      id="d29592859e3499-wk-Fact-E81CE8CA5DFB59CC95BD86DD53F12087"
      unitRef="usd">19000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="-6"
      id="d29592859e3513-wk-Fact-FDCF707BB77853EB87D23B90339C4922"
      unitRef="usd">18000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:PreferredStockDividendsPerShareDeclared
      contextRef="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="INF"
      id="d29592859e3533-wk-Fact-1F3E07508E075EE6B40523504DE2BFED"
      unitRef="usdPerShare">12.57</us-gaap:PreferredStockDividendsPerShareDeclared>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="-6"
      id="d29592859e3547-wk-Fact-B99C99F63433529C853AEEB95D999CFB"
      unitRef="usd">4000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="-6"
      id="d29592859e3561-wk-Fact-035163EFF5D850FAB9D1FAA461E34208"
      unitRef="usd">0</us-gaap:DividendsPreferredStockCash>
    <us-gaap:PreferredStockDividendsPerShareDeclared
      contextRef="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="INF"
      id="d29592859e3581-wk-Fact-8FA5FC891F8C9027E793A630C559F848"
      unitRef="usdPerShare">0</us-gaap:PreferredStockDividendsPerShareDeclared>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="-6"
      id="d29592859e3595-wk-Fact-FEC177D9E96908AA0F09A630C54A3DDA"
      unitRef="usd">0</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember"
      decimals="-6"
      id="d29592859e3609-wk-Fact-E7F54075BBB6573E1311A630C541D51E"
      unitRef="usd">0</us-gaap:DividendsPreferredStockCash>
    <us-gaap:PreferredStockDividendsPerShareDeclared
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="INF"
      id="d29592859e3634-wk-Fact-E9D49AC34A785E5488E9301D8E82D409"
      unitRef="usdPerShare">59.45</us-gaap:PreferredStockDividendsPerShareDeclared>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="-6"
      id="d29592859e3648-wk-Fact-D2793651BB0C532DBFEE7390FF61930F"
      unitRef="usd">18000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="-6"
      id="d29592859e3662-wk-Fact-1EC72EF69CCE593A8FDF89B0AE925CC4"
      unitRef="usd">13000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:PreferredStockDividendsPerShareDeclared
      contextRef="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="INF"
      id="d29592859e3682-wk-Fact-7F417F791469576D95457C4824579BBC"
      unitRef="usdPerShare">0</us-gaap:PreferredStockDividendsPerShareDeclared>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="-6"
      id="d29592859e3696-wk-Fact-F65223B9A1BB58FBA9C499A3C22F8B00"
      unitRef="usd">0</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="-6"
      id="d29592859e3710-wk-Fact-52DBFE4F8C6C53B1A11EE1247A9F47E2"
      unitRef="usd">0</us-gaap:DividendsPreferredStockCash>
    <us-gaap:PreferredStockDividendsPerShareDeclared
      contextRef="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="INF"
      id="d29592859e3730-wk-Fact-3704AC31A00776327FF3CAF707645908"
      unitRef="usdPerShare">0</us-gaap:PreferredStockDividendsPerShareDeclared>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="-6"
      id="d29592859e3744-wk-Fact-935896812487B133B08ECAF708DD5B96"
      unitRef="usd">0</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember"
      decimals="-6"
      id="d29592859e3758-wk-Fact-B964689D510B541574CCCAF70AC56150"
      unitRef="usd">0</us-gaap:DividendsPreferredStockCash>
    <us-gaap:PreferredStockDividendsPerShareDeclared
      contextRef="FD2019Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="INF"
      id="d29592859e3783-wk-Fact-8986CC2B4E3A5C6637EBCAF7832BF74A"
      unitRef="usdPerShare">9.44</us-gaap:PreferredStockDividendsPerShareDeclared>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="-6"
      id="d29592859e3797-wk-Fact-1EDC7A433763B53ED037CAF7853587BB"
      unitRef="usd">4000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="-6"
      id="d29592859e3811-wk-Fact-824D55EC64BD10C26E5ECAF787E48CD8"
      unitRef="usd">0</us-gaap:DividendsPreferredStockCash>
    <us-gaap:PreferredStockDividendsPerShareDeclared
      contextRef="FD2018Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="INF"
      id="d29592859e3831-wk-Fact-60A49F12AF13216FDFFECAF76A377BF8"
      unitRef="usdPerShare">0</us-gaap:PreferredStockDividendsPerShareDeclared>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="-6"
      id="d29592859e3845-wk-Fact-94EF4D0E629C0EFEE094CAF76C1B9759"
      unitRef="usd">0</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="-6"
      id="d29592859e3859-wk-Fact-A7C69F2679948E88AF46CAF76EEC6EA7"
      unitRef="usd">0</us-gaap:DividendsPreferredStockCash>
    <us-gaap:PreferredStockDividendsPerShareDeclared
      contextRef="FD2017Q4YTD_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="INF"
      id="d29592859e3879-wk-Fact-CA61B2CBA7FA808C6612CAF70CB4FA9E"
      unitRef="usdPerShare">0</us-gaap:PreferredStockDividendsPerShareDeclared>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="-6"
      id="d29592859e3893-wk-Fact-C975A8BE55697F76A449CAF70E1E96FD"
      unitRef="usd">0</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember"
      decimals="-6"
      id="d29592859e3907-wk-Fact-7D6B95B46C3A6D06D368CAF70F9F1DF0"
      unitRef="usd">0</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember"
      decimals="-6"
      id="d29592859e3951-wk-Fact-1D62CAAE87E878E945F9A358AC1212C0"
      unitRef="usd">73000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2019Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember"
      decimals="-6"
      id="d29592859e3964-wk-Fact-31EB3FDBB46608CA8074A358AC100049"
      unitRef="usd">65000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember"
      decimals="-6"
      id="d29592859e3998-wk-Fact-9DE4910E31698C1A27EDA358AC16B0CA"
      unitRef="usd">29000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2018Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember"
      decimals="-6"
      id="d29592859e4011-wk-Fact-4CD88F99B33F8BEE7007A358ABC6201A"
      unitRef="usd">14000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendDeclaredMember"
      decimals="-6"
      id="d29592859e4045-wk-Fact-9DBC5B89D8D7083B7665A358AC19495B"
      unitRef="usd">14000000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash
      contextRef="FD2017Q4YTD_us-gaap_DividendsAxis_us-gaap_DividendPaidMember"
      decimals="-6"
      id="d29592859e4058-wk-Fact-9B65B34F27919EBA9551A358ABC57625"
      unitRef="usd">14000000</us-gaap:DividendsPreferredStockCash>
    <cfg:TreasuryStockPolicyPolicyTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-4C9DA179E5F245952FF1A358AD730BCD-0-wk-Fact-BF6452A297B04D31CFDDA358ACC71EB1">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Treasury Stock&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The purchase of the Company&#x2019;s common stock is recorded at cost. At the date of retirement or subsequent reissuance, treasury stock is reduced by the cost of such stock on a first-in, first-out basis with differences recorded in additional paid-in capital or retained earnings, as applicable.&lt;/span&gt;&lt;/div&gt;</cfg:TreasuryStockPolicyPolicyTextBlock>
    <us-gaap:PaymentsForRepurchaseOfCommonStock
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29592859e4086-wk-Fact-FF52AACD97C85197B0E84D53A181D109"
      unitRef="usd">1220000000</us-gaap:PaymentsForRepurchaseOfCommonStock>
    <us-gaap:TreasuryStockSharesAcquired
      contextRef="FD2019Q4YTD"
      decimals="INF"
      id="d29592859e4090-wk-Fact-DD8AA6073F365A0B97CB0316661B76E1"
      unitRef="shares">34305768</us-gaap:TreasuryStockSharesAcquired>
    <us-gaap:TreasuryStockAcquiredAverageCostPerShare
      contextRef="FD2019Q4YTD"
      decimals="2"
      id="d29592859e4094-wk-Fact-8FD02798779AB1C7D099A358ACA52EE6"
      unitRef="usdPerShare">35.56</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
    <us-gaap:StockRepurchasedDuringPeriodShares
      contextRef="FD2019Q4YTD_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_us-gaap_DeferredCompensationShareBasedPaymentsMember"
      decimals="INF"
      id="d29592859e4103-wk-Fact-4BF6078A325C707AD57DA358ACA50331"
      unitRef="shares">0</us-gaap:StockRepurchasedDuringPeriodShares>
    <us-gaap:PaymentsForRepurchaseOfCommonStock
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29592859e4119-wk-Fact-017985576A6E571EBFBF744D302FA5BB"
      unitRef="usd">1025000000.000</us-gaap:PaymentsForRepurchaseOfCommonStock>
    <us-gaap:TreasuryStockSharesAcquired
      contextRef="FD2018Q4YTD"
      decimals="INF"
      id="d29592859e4123-wk-Fact-5798440CA50BE6701FCAA358ACC77AA0"
      unitRef="shares">25773807</us-gaap:TreasuryStockSharesAcquired>
    <us-gaap:TreasuryStockAcquiredAverageCostPerShare
      contextRef="FD2018Q4YTD"
      decimals="2"
      id="d29592859e4127-wk-Fact-CDD753CD7EDFF94B6C51A358ACC70A55"
      unitRef="usdPerShare">39.77</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
    <us-gaap:StockRepurchasedDuringPeriodShares
      contextRef="FD2018Q4YTD_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_us-gaap_DeferredCompensationShareBasedPaymentsMember"
      decimals="INF"
      id="d29592859e4136-wk-Fact-E4C8AF7C4E86BA6EAB9DA358ACC61695"
      unitRef="shares">0</us-gaap:StockRepurchasedDuringPeriodShares>
    <us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-6C7796C23762A4F654A5A358AD73C563-0-wk-Fact-F53955D7E1FC5341CA48A358AD105C8F">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 17 - SHARE-BASED COMPENSATION&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;font-style:italic;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;Citizens&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; has share-based employee compensation plans as outlined below, pursuant to which stock awards are granted to employees and non-employee directors.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"&gt;Employees of the Company hold time-based restricted stock units and performance-based restricted stock units. &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;A restricted stock unit is the right to receive shares of stock on a future date, which may be subject to time-based vesting conditions and/or performance-based vesting conditions. &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"&gt;If a dividend is paid on shares underlying the awards prior to the date such shares are distributed, those dividends will be distributed following vesting in the same form as the dividend that has been paid to common stockholders generally.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;font-style:italic;"&gt;Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan. &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"&gt;Certain employees of the Company hold time-based restricted stock units and performance-based restricted stock units granted under this plan. Time-based restricted stock units granted generally become vested ratably over a &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"&gt;-year period and performance-based restricted stock units granted generally become vested in a single installment at the end of a &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"&gt;-year performance period, depending on the level of performance achieved during such period.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#0d0d0d;font-style:italic;"&gt;Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan.&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#0d0d0d;"&gt; Non-employee directors receive grants of time-based restricted stock units under this plan as compensation for their services pursuant to the Citizens Financial Group, Inc. Directors Compensation Policy. Restricted stock units granted to directors are fully vested on the grant date, with settlement of the awards deferred until a director&#x2019;s cessation of service.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;font-style:italic;"&gt;Citizens Financial Group, Inc. 2014 Employee Stock Purchase Plan. &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"&gt;Citizens also maintains the Citizens Financial Group, Inc. Employee Stock Purchase Plan (the &#x201c;ESPP&#x201d;), which provides eligible employees an opportunity to purchase its common stock at a &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"&gt;&lt;span&gt;10%&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"&gt; discount, through accumulated payroll deductions. Eligible employees may contribute up to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"&gt;&lt;span&gt;10%&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"&gt; of eligible compensation to the ESPP, up to a maximum purchase of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"&gt;&lt;span&gt;$25,000&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"&gt; worth of stock in any calendar year. Offering periods under the ESPP are quarterly. Shares of CFG common stock are purchased for a participant on the last day of each quarter at a &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"&gt;&lt;span&gt;10%&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#262626;"&gt; discount from the fair market value (fair market value under the plan is defined as the closing price on the day of purchase). Prior to the date the shares are purchased, participants do not have any rights or privileges as a stockholder with respect to shares to be purchased at the end of the offering period.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;font-style:italic;font-weight:bold;"&gt;Summary of Share-Based Plans Activity&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;The following table presents the activity related to the Company&#x2019;s share-based plans (excluding the ESPP) for the year ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="7"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:412px;"/&gt;&lt;td style="width:129px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:124px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Shares&lt;br/&gt; Underlying Awards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Weighted-Average Grant Price&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Outstanding, January 1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,893,281&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$34.04&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;text-indent:12px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Granted&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,677,167&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;36.21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;text-indent:12px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Vested &amp;amp; Distributed&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(1,518,836&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;32.21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;text-indent:12px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Forfeited&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(51,388&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38.29&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Outstanding, December 31&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,000,224&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$36.71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;During the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;, the following number of CFG share awards were granted: &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; (&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;1,677,167&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; granted with a weighted-average grant price of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;$36.21&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;); &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; (&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;1,174,501&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; granted with weighted-average grant price of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;$39.54&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;); and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; (&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;1,256,816&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; granted with weighted-average grant price of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;$39.09&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;). &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;In addition, the following number of CFG share awards became vested and distributed: &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; (&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;1,518,836&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; vested and distributed with a weighted-average grant price of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;$32.21&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;); &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; (&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;877,111&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; vested with weighted-average grant price of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;$30.50&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;); and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; (&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;1,426,850&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; vested with weighted-average grant price of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;$21.91&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;).&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;There are &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;48,116,987&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; shares of Company common stock available for awards to be granted under the Omnibus Plan and Directors Plan. In addition, there are &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;5,782,877&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; shares available for awards under the ESPP.&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; Upon settlement of share-based awards, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;the Company generally issues new shares, but may also issue shares from treasury stock.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;font-style:italic;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens measures compensation expense related to stock awards based upon the fair value of the awards on the grant date. Compensation expense is adjusted for forfeitures as they occur. The related expense is charged to earnings on a straight-line basis over the requisite service period (e.g., vesting period) of the award. With respect to performance-based stock awards, compensation expense is adjusted upward or downward based upon the probability of achievement of performance. Awards that continue to vest after retirement are expensed over the shorter of the period of time from grant date to the final vesting date or from the grant date to the date when an employee is retirement eligible. Awards granted to employees who are retirement eligible at the grant date are generally expensed immediately upon grant.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Share-based compensation expense (including ESPP) was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$55 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$41 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;, and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;$39 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; for the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;, and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;, respectively. At &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;, the total unrecognized compensation expense for nonvested equity awards granted was &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;$47 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;. This expense is expected to be recognized over a weighted-average period of approximately &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;two years&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;. No share-based compensation costs were capitalized during the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;, and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;The income tax benefit recognized in earnings based on the compensation expense recognized for all share-based compensation arrangements amounted to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;$1 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;$3 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;&lt;span&gt;$9 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt; for the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;, and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;, respectively.&lt;/span&gt;&lt;/div&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1
      contextRef="FD2019Q4YTD_us-gaap_AwardTypeAxis_cfg_RestrictedStockUnitsTimeBasedVestingMember_us-gaap_PlanNameAxis_cfg_OmnibusIncentivePlanMember"
      id="d29589239e1357-wk-Fact-4087F82F398D8276BD9ECEDD7288351E">P3Y</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1
      contextRef="FD2019Q4YTD_us-gaap_AwardTypeAxis_cfg_RestrictedStockUnitsPerformanceBasedVestingMember_us-gaap_PlanNameAxis_cfg_OmnibusIncentivePlanMember"
      id="d29589239e1361-wk-Fact-14C317302499F07F4AEDCEDDC657413F">P3Y</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate
      contextRef="FD2019Q4YTD"
      decimals="INF"
      id="d29589239e1379-wk-Fact-DB2E2E4FA259BD06BD6CA358AD0D2C7D"
      unitRef="number">0.10</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate
      contextRef="FI2019Q4"
      decimals="INF"
      id="d29589239e1383-wk-Fact-7CD16FEFDAF0A15F099AA358AD0935C2"
      unitRef="number">0.10</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate>
    <cfg:SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue
      contextRef="FD2019Q4YTD"
      decimals="INF"
      id="d29589239e1387-wk-Fact-3575DE4FF35AB06D72DEA358AD0A1440"
      unitRef="usd">25000</cfg:SharebasedCompensationArrangementbySharebasedPaymentAwardMaximumAmountofCompensationEligibletobeContributedValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate
      contextRef="FD2019Q4YTD"
      decimals="INF"
      id="d29589239e1391-wk-Fact-DB2E2E4FA259BD06BD6CA358AD0D2C7D"
      unitRef="number">0.10</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate>
    <us-gaap:ScheduleOfShareBasedCompensationActivityTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-25DE7F2D3BEACB101268A358AD73FC31-0-wk-Fact-65233DE53F46C8C4FA34A358AD0EF6BB">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;The following table presents the activity related to the Company&#x2019;s share-based plans (excluding the ESPP) for the year ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;"&gt;:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="7"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:412px;"/&gt;&lt;td style="width:129px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:124px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Shares&lt;br/&gt; Underlying Awards&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Weighted-Average Grant Price&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Outstanding, January 1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,893,281&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$34.04&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;text-indent:12px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Granted&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,677,167&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;36.21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;text-indent:12px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Vested &amp;amp; Distributed&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(1,518,836&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;32.21&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;text-indent:12px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Forfeited&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(51,388&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;38.29&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Outstanding, December 31&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3,000,224&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$36.71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfShareBasedCompensationActivityTableTextBlock>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber
      contextRef="FI2018Q4_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="INF"
      id="d29589239e1469-wk-Fact-75D4D2F916A05DAD6129A358ACAD3197"
      unitRef="shares">2893281</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue
      contextRef="FI2018Q4_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="2"
      id="d29589239e1487-wk-Fact-DFD6E837B73C9E82D116A358ACAD0F06"
      unitRef="usdPerShare">34.04</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod
      contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="INF"
      id="d29589239e1502-wk-Fact-DD0F83E9736364C9B772A358ACAFBF9B"
      unitRef="shares">1677167</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
      contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="2"
      id="d29589239e1516-wk-Fact-DA2399F7DBCA2E27A6CCA358ACAEB806"
      unitRef="usdPerShare">36.21</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod
      contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="INF"
      id="d29589239e1536-wk-Fact-5BD23069783B9B9A4685A358ACAF6C5C"
      unitRef="shares">1518836</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue
      contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="2"
      id="d29589239e1551-wk-Fact-24E6F3C8285C6D38687FA358ACAEC195"
      unitRef="usdPerShare">32.21</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod
      contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="INF"
      id="d29589239e1571-wk-Fact-3490A7201723974D5D83A358ACAC6F0A"
      unitRef="shares">51388</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue
      contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="2"
      id="d29589239e1586-wk-Fact-44BE5428F3EA0A7221A5A358ACACF405"
      unitRef="usdPerShare">38.29</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber
      contextRef="FI2019Q4_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="INF"
      id="d29589239e1606-wk-Fact-2004EB4B338FA15EB1CDA358ACAD4812"
      unitRef="shares">3000224</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue
      contextRef="FI2019Q4_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="2"
      id="d29589239e1624-wk-Fact-B7E7DDF8268D1A27A278A358ACAE69ED"
      unitRef="usdPerShare">36.71</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod
      contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="INF"
      id="d29589239e1658-wk-Fact-DD0F83E9736364C9B772A358ACAFBF9B"
      unitRef="shares">1677167</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
      contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="2"
      id="d29589239e1663-wk-Fact-DA2399F7DBCA2E27A6CCA358ACAEB806"
      unitRef="usdPerShare">36.21</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod
      contextRef="FD2018Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="INF"
      id="d29589239e1671-wk-Fact-CD1AFE96121B18A7436EA358AD0EB8E1"
      unitRef="shares">1174501</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
      contextRef="FD2018Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="2"
      id="d29589239e1675-wk-Fact-136E8B6570F09E0A7A37A358AD0AEBDB"
      unitRef="usdPerShare">39.54</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod
      contextRef="FD2017Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="INF"
      id="d29589239e1683-wk-Fact-9283423354D2E10FBB04A358AD082B86"
      unitRef="shares">1256816</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
      contextRef="FD2017Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="2"
      id="d29589239e1688-wk-Fact-8383FF426AF74CB3F367A358AD0C7500"
      unitRef="usdPerShare">39.09</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod
      contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="INF"
      id="d29589239e1700-wk-Fact-5BD23069783B9B9A4685A358ACAF6C5C"
      unitRef="shares">1518836</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue
      contextRef="FD2019Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="2"
      id="d29589239e1704-wk-Fact-24E6F3C8285C6D38687FA358ACAEC195"
      unitRef="usdPerShare">32.21</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod
      contextRef="FD2018Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="INF"
      id="d29589239e1712-wk-Fact-1957E34AE8EBCE4F5AF0A358AD0E1331"
      unitRef="shares">877111</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue
      contextRef="FD2018Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="2"
      id="d29589239e1717-wk-Fact-308A612F9D6095FE4A77A358AD0C3D07"
      unitRef="usdPerShare">30.50</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod
      contextRef="FD2017Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="INF"
      id="d29589239e1725-wk-Fact-3224731817EDBBEFE552A358AD109FD7"
      unitRef="shares">1426850</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue
      contextRef="FD2017Q4YTD_us-gaap_PlanNameAxis_cfg_CitizensShareAwardsMember"
      decimals="2"
      id="d29589239e1729-wk-Fact-FB019D7905A06BA3992EA358AD0FC416"
      unitRef="usdPerShare">21.91</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant
      contextRef="FI2019Q4_us-gaap_PlanNameAxis_cfg_OmnibusIncentivePlanAndDirectorsPlanMember"
      decimals="INF"
      id="d29589239e1738-wk-Fact-A8D2D7ED0765E2CF0FEEA358AD08A336"
      unitRef="shares">48116987</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant
      contextRef="FI2019Q4_us-gaap_PlanNameAxis_cfg_A2014EmployeeStockPurchasePlanMember"
      decimals="INF"
      id="d29589239e1742-wk-Fact-362341EF0F2890A027BCA358AD0DAB44"
      unitRef="shares">5782877</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant>
    <us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy
      contextRef="FD2019Q4YTD"
      id="TextSelection-67571F97694C8DB76874A358AD739C01-0-wk-Fact-66D1A1C342262A543644A358AD0CD61C">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#231f20;font-style:italic;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens measures compensation expense related to stock awards based upon the fair value of the awards on the grant date. Compensation expense is adjusted for forfeitures as they occur. The related expense is charged to earnings on a straight-line basis over the requisite service period (e.g., vesting period) of the award. With respect to performance-based stock awards, compensation expense is adjusted upward or downward based upon the probability of achievement of performance. Awards that continue to vest after retirement are expensed over the shorter of the period of time from grant date to the final vesting date or from the grant date to the date when an employee is retirement eligible. Awards granted to employees who are retirement eligible at the grant date are generally expensed immediately upon grant.&lt;/span&gt;&lt;/div&gt;</us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy>
    <us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29589239e1767-wk-Fact-FA381C2405B5BCF2EB37A358AD0FC413"
      unitRef="usd">55000000</us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax>
    <us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29589239e1771-wk-Fact-C75FC83EE56F661E4B29A358AD0F1A25"
      unitRef="usd">41000000</us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax>
    <us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29589239e1775-wk-Fact-0C70CD90A5678BA0F12BA358AD09520D"
      unitRef="usd">39000000</us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax>
    <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29589239e1796-wk-Fact-4F9AB784F9116E17329EA358AD104464"
      unitRef="usd">47000000</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions>
    <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1
      contextRef="FD2019Q4YTD"
      id="d29589239e1800-wk-Fact-CC10BDC4ABA5ECAC59AEA358AD0A7C5E">P2Y</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1>
    <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense
      contextRef="FD2019Q4YTD"
      decimals="-6"
      id="d29589239e1821-wk-Fact-F8DA747F76974F81A8ABA358AD09A7EE"
      unitRef="usd">1000000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense>
    <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense
      contextRef="FD2018Q4YTD"
      decimals="-6"
      id="d29589239e1825-wk-Fact-0C237D84984DE52E034AA358AD0E72A9"
      unitRef="usd">3000000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense>
    <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense
      contextRef="FD2017Q4YTD"
      decimals="-6"
      id="d29589239e1829-wk-Fact-41139F0662A1D586F99DA358AD0BB87D"
      unitRef="usd">9000000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense>
    <us-gaap:CommitmentsAndContingenciesDisclosureTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-D7914089982D20293464A358AD739EA3-0-wk-Fact-B4DBF15C83285D96F5D9A358AC524F51">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 18 - COMMITMENTS AND CONTINGENCIES&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;A summary of outstanding off-balance sheet arrangements is presented below: &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;padding-left:24px;text-indent:-24px;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:540px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:60px;"/&gt;&lt;td style="width:4px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:58px;"/&gt;&lt;td style="width:4px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commitments to extend credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$72,743&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$69,553&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Letters of credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,190&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,125&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Risk participation agreements&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Loans sold with recourse&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Marketing rights&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;33&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$75,040&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71,739&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;padding-left:24px;text-indent:-24px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Commitments to Extend Credit&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Commitments to extend credit are agreements to lend to customers in accordance with conditions contractually agreed upon in advance. Generally, the commitments have fixed expiration dates or termination clauses and may require payment of a fee. Since many of these commitments are expected to expire without being drawn upon, the contract amounts are not necessarily indicative of future cash requirements.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Company&#x2019;s commercial loan trading desk provides ongoing secondary market support and liquidity to its clients. Unsettled loan trades (i.e., loan purchase contracts) represent firm commitments to purchase loans from a third party at an agreed-upon price. Principal amounts associated with unsettled commercial loan trades are off-balance sheet commitments until delivery of the loans has taken place. The principal balances of unsettled commercial loan trade purchases and sales were &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$183 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$236 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively, at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$68 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$161 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively, at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Letters of Credit &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Letters of credit in the table above reflect commercial, standby financial and standby performance letters of credit. Standby letters of credit, both financial and performance, are issued by the Company for its customers. They are used as conditional guarantees of payment to a third party in the event the customer either fails to make specific payments (financial) or fails to complete a specific project (performance). The Company&#x2019;s exposure to credit loss in the event of counterparty nonperformance in connection with the above instruments is represented by the contractual amount of those instruments, net of the value of collateral held. Generally, letters of credit are collateralized by cash, accounts receivable, inventory or investment securities. Credit risk associated with letters of credit is considered in determining the appropriate amounts of reserves for unfunded commitments. Standby letters of credit and commercial letters of credit are issued for terms of up to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;ten years&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;one year&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Other Commitments&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens has additional off-balance sheet arrangements that are summarized below:&lt;/span&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:48px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:24px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Marketing Rights - During 2003, Citizens entered into a &lt;/span&gt;&lt;span style="font-family:Trebuchet;font-size:10pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;-year agreement to acquire the naming and marketing rights of a baseball stadium in Pennsylvania. &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:48px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:24px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Loans sold with recourse - Citizens is an originator and servicer of residential mortgages and routinely sells such mortgage loans in the secondary market and to GSEs. In the context of such sales, the Company makes certain representations and warranties regarding the characteristics of the underlying loans and, as a result, may be contractually required to repurchase such loans or indemnify certain parties against losses for certain breaches of those representations and warranties. The Company also sells the government guaranteed portion of certain SBA loans to outside investors, for which it retains the servicing rights.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:48px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:24px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Risk Participation Agreements - RPAs are guarantees issued by the Company to other parties for a fee, whereby the Company agrees to participate in the credit risk of a derivative customer of the other party. The current amount of credit exposure is spread out over &lt;/span&gt;&lt;span style="font-family:Trebuchet;font-size:10pt;"&gt;&lt;span&gt;89&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; counterparties. RPAs generally have terms ranging from &lt;/span&gt;&lt;span style="font-family:Trebuchet;font-size:10pt;"&gt;&lt;span&gt;one year&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; to &lt;/span&gt;&lt;span style="font-family:Trebuchet;font-size:10pt;"&gt;&lt;span&gt;five years&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;; however, certain outstanding agreements have terms as long as &lt;/span&gt;&lt;span style="font-family:Trebuchet;font-size:10pt;"&gt;&lt;span&gt;ten years&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Contingencies&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Company operates in a legal and regulatory environment that exposes it to potentially significant risks. A certain amount of litigation ordinarily results from the nature of the Company&#x2019;s banking and other businesses. The Company is a party to legal proceedings, including class actions. The Company is also the subject of investigations, reviews, subpoenas, and regulatory matters arising out of its normal business operations, which, in some instances, relate to concerns about fair lending, unfair and/or deceptive practices, mortgage-related issues, and mis-selling of certain products. In addition, the Company engages in discussions with relevant governmental and regulatory authorities on a regular and ongoing basis regarding various issues, and any issues discussed or identified may result in investigatory or other action being taken. Litigation and regulatory matters may result in settlements, damages, fines, penalties, public or private censure, increased costs, required remediation, restrictions on business activities, or other impacts on the Company.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;In these disputes and proceedings, the Company contests liability and the amount of damages as appropriate. Given their complex nature, and based on the Company's experience, it may be years before some of these matters are finally resolved. Moreover, before liability can be reasonably estimated for a claim, numerous legal and factual issues may need to be examined, including through potentially lengthy discovery and determination of important &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;factual matters, and by addressing novel or unsettled legal issues relevant to the proceedings in question. The Company cannot predict with certainty if, how, or when such claims will be resolved or what the eventual settlement, fine, penalty or other relief, if any, may be, particularly for claims that are at an early stage in their development or where claimants seek substantial or indeterminate damages. The Company recognizes a provision for a claim when, in the opinion of management after seeking legal advice, it is probable that a liability exists and the amount of loss can be reasonably estimated. In many proceedings, however, it is not possible to determine whether any loss is probable or to estimate the amount of any loss. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Based on information currently available, the advice of legal counsel and other advisers, and established reserves, management believes that the aggregate liabilities, if any, potentially arising from these proceedings will not have a materially adverse effect on the Company&#x2019;s Consolidated Financial Statements.&lt;/span&gt;&lt;/div&gt;</us-gaap:CommitmentsAndContingenciesDisclosureTextBlock>
    <us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-A09F2BA746E32C38B269A358AD7361D3-0-wk-Fact-F73645A3DFC82D68B603A358ACC09BFA">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;A summary of outstanding off-balance sheet arrangements is presented below: &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:center;padding-left:24px;text-indent:-24px;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:540px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:60px;"/&gt;&lt;td style="width:4px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:58px;"/&gt;&lt;td style="width:4px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commitments to extend credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$72,743&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$69,553&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Letters of credit&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,190&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2,125&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Risk participation agreements&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Loans sold with recourse&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Marketing rights&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;33&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$75,040&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$71,739&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock>
    <us-gaap:ContractualObligation
      contextRef="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_CommitmentsToExtendCreditMember"
      decimals="-6"
      id="d29588315e1452-wk-Fact-2BD214FA13C95ACE8123606F4F43FE45"
      unitRef="usd">72743000000</us-gaap:ContractualObligation>
    <us-gaap:ContractualObligation
      contextRef="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_CommitmentsToExtendCreditMember"
      decimals="-6"
      id="d29588315e1470-wk-Fact-8DCD24578597540699FF93621A05814C"
      unitRef="usd">69553000000</us-gaap:ContractualObligation>
    <us-gaap:ContractualObligation
      contextRef="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LetterOfCreditMember"
      decimals="-6"
      id="d29588315e1485-wk-Fact-1B035D490626827CC1C2A358AC1F0FAA"
      unitRef="usd">2190000000</us-gaap:ContractualObligation>
    <us-gaap:ContractualObligation
      contextRef="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LetterOfCreditMember"
      decimals="-6"
      id="d29588315e1504-wk-Fact-E7E27000665F16C263E0A358AC294EEA"
      unitRef="usd">2125000000</us-gaap:ContractualObligation>
    <us-gaap:ContractualObligation
      contextRef="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LoanParticipationsAndAssignmentsMember"
      decimals="-6"
      id="d29588315e1524-wk-Fact-79F9DF6593E35972B0DED5A0E68CD843"
      unitRef="usd">37000000</us-gaap:ContractualObligation>
    <us-gaap:ContractualObligation
      contextRef="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LoanParticipationsAndAssignmentsMember"
      decimals="-6"
      id="d29588315e1543-wk-Fact-FEB8820B6B8A5745BD49063BCB75EA68"
      unitRef="usd">19000000</us-gaap:ContractualObligation>
    <us-gaap:ContractualObligation
      contextRef="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_ObligationToRepurchaseReceivablesSoldMember"
      decimals="-6"
      id="d29588315e1563-wk-Fact-764BA5C3C81F59E490267272360F630B"
      unitRef="usd">37000000</us-gaap:ContractualObligation>
    <us-gaap:ContractualObligation
      contextRef="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_ObligationToRepurchaseReceivablesSoldMember"
      decimals="-6"
      id="d29588315e1582-wk-Fact-3D4320D114B95A68A813D902E68E7FCE"
      unitRef="usd">5000000</us-gaap:ContractualObligation>
    <us-gaap:ContractualObligation
      contextRef="FI2019Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_cfg_NamingRightsMember"
      decimals="-6"
      id="d29588315e1602-wk-Fact-B359C33F611B55CF92F54287C8E8CD54"
      unitRef="usd">33000000</us-gaap:ContractualObligation>
    <us-gaap:ContractualObligation
      contextRef="FI2018Q4_us-gaap_LossContingenciesByNatureOfContingencyAxis_cfg_NamingRightsMember"
      decimals="-6"
      id="d29588315e1621-wk-Fact-467F51226BA952BDB14C7A2E0844ADB0"
      unitRef="usd">37000000</us-gaap:ContractualObligation>
    <us-gaap:ContractualObligation
      contextRef="FI2019Q4"
      decimals="-6"
      id="d29588315e1645-wk-Fact-83F84A54983C5933B616AC1189C4BFE5"
      unitRef="usd">75040000000</us-gaap:ContractualObligation>
    <us-gaap:ContractualObligation
      contextRef="FI2018Q4"
      decimals="-6"
      id="d29588315e1663-wk-Fact-9292F0263F2F57569F1E989C11F58990"
      unitRef="usd">71739000000</us-gaap:ContractualObligation>
    <cfg:UnsettledReceivableHeldForSaleAmount
      contextRef="FI2019Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_us-gaap_PurchaseCommitmentMember"
      decimals="-6"
      id="d29588315e1687-wk-Fact-E25C2B05527952AE90D1D938591A07B9"
      unitRef="usd">183000000</cfg:UnsettledReceivableHeldForSaleAmount>
    <us-gaap:LoansAndLeasesReceivableCommitmentsToPurchaseOrSell
      contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_us-gaap_PurchaseCommitmentMember"
      decimals="-6"
      id="d29588315e1691-wk-Fact-CA2326AA72955604AEE4CB0CB3D59347"
      unitRef="usd">236000000</us-gaap:LoansAndLeasesReceivableCommitmentsToPurchaseOrSell>
    <cfg:UnsettledReceivableHeldForSaleAmount
      contextRef="FI2018Q4_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_us-gaap_PurchaseCommitmentMember"
      decimals="-6"
      id="d29588315e1699-wk-Fact-6793C9A8FDA95F7CB9648AA2C11342C6"
      unitRef="usd">68000000</cfg:UnsettledReceivableHeldForSaleAmount>
    <us-gaap:LoansAndLeasesReceivableCommitmentsToPurchaseOrSell
      contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember_us-gaap_PurchaseCommitmentExcludingLongtermCommitmentAxis_us-gaap_PurchaseCommitmentMember"
      decimals="-6"
      id="d29588315e1703-wk-Fact-754A04B378D850D4A39A52730FF25BDD"
      unitRef="usd">161000000</us-gaap:LoansAndLeasesReceivableCommitmentsToPurchaseOrSell>
    <cfg:GuarantorObligationTerm
      contextRef="FD2019Q4YTD_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_FinancialStandbyLetterOfCreditMember"
      id="d29588315e1719-wk-Fact-5E16571D68DE26E931CEA358AC182EC2">P10Y</cfg:GuarantorObligationTerm>
    <cfg:GuarantorObligationTerm
      contextRef="FD2019Q4YTD_us-gaap_LossContingenciesByNatureOfContingencyAxis_cfg_CommercialLetterofCreditMember"
      id="d29588315e1723-wk-Fact-00CBF07F2A4D07A1D0BCA358AC168BE7">P1Y</cfg:GuarantorObligationTerm>
    <us-gaap:LongtermPurchaseCommitmentPeriod
      contextRef="D2003Q4YTD_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_cfg_NamingRightsMember"
      id="d29588315e1741-wk-Fact-3FC2C758101209A8E284CE05C937AB23">P25Y</us-gaap:LongtermPurchaseCommitmentPeriod>
    <cfg:RiskParticipationAgreementsCounterpartiesNumber
      contextRef="FD2019Q4YTD"
      decimals="INF"
      id="d29588315e1760-wk-Fact-29EA5A6E27095B0194A4E383E953E285"
      unitRef="counterparty">89</cfg:RiskParticipationAgreementsCounterpartiesNumber>
    <cfg:RiskParticipationAgreementsAverageTerm
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MinimumMember"
      id="d29588315e1764-wk-Fact-FC9FFA53B549C79B7083CE06933C2E76">P1Y</cfg:RiskParticipationAgreementsAverageTerm>
    <cfg:RiskParticipationAgreementsAverageTerm
      contextRef="FD2019Q4YTD_srt_RangeAxis_srt_MaximumMember"
      id="d29588315e1768-wk-Fact-261F57234F8AFB943101CE0693435C42">P5Y</cfg:RiskParticipationAgreementsAverageTerm>
    <cfg:RiskParticipationAgreementsMaximumTerm
      contextRef="FD2019Q4YTD"
      id="d29588315e1772-wk-Fact-C7F32F6A19335AD1BC68CE06A42AE697">P10Y</cfg:RiskParticipationAgreementsMaximumTerm>
    <us-gaap:FairValueDisclosuresTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-B7F8CC6CA8FD445CD917A358AD757557-0-wk-Fact-98C01B4AF7EB1BD704A0A358AC7DC83B">&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt;NOTE 19 - FAIR VALUE MEASUREMENTS&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-weight:bold;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities for which fair value is the required or elected measurement basis of accounting. Additionally, fair value is used on a nonrecurring basis to evaluate assets for impairment or for disclosure purposes. Nonrecurring fair value adjustments typically involve the application of lower of cost or market accounting or write-downs of individual assets. Citizens also applies the fair value measurement guidance to determine amounts reported for certain disclosures in this Note for assets and liabilities that are not required to be reported at fair value in the financial statements.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Fair Value Option&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens elected to account for residential mortgage LHFS and certain commercial and commercial real estate LHFS at fair value. The election of the fair value option for financial assets and financial liabilities is optional and irrevocable. Applying fair value accounting to the residential mortgage LHFS better aligns the reported results of the economic changes in the value of these loans and their related economic hedge instruments. Certain commercial and commercial real estate held for sale loans are managed by a commercial secondary loan desk that provides liquidity to banks, finance companies and institutional investors. Applying fair value accounting to this portfolio is appropriate because the Company holds these loans with the intent to sell within the near-term periods.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the difference between the aggregate fair value and the aggregate unpaid principal balance of LHFS measured at fair value:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="20"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:38%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Aggregate Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Aggregate Unpaid Principal&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Aggregate Fair Value Less Aggregate Unpaid Principal&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Aggregate Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Aggregate Unpaid Principal&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Aggregate Fair Value Less Aggregate Unpaid Principal&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgage loans held for sale, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,778&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,727&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$51&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$967&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$967&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial and commercial real estate loans held for sale, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;168&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;175&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;252&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;252&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Residential Mortgage Loans Held for Sale&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The fair value of residential mortgage LHFS is derived from observable mortgage security prices and includes adjustments for loan servicing value, agency guarantee fees, and other loan level attributes which are mostly observable in the marketplace. Credit risk does not significantly impact the valuation since these loans are sold shortly after origination. Therefore, the Company classifies the residential mortgage LHFS in Level 2 of the fair value hierarchy.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; The residential mortgage loans accounted for under the fair value option are initially measured at fair value (i.e., acquisition cost) when the financial asset is acquired. Subsequent changes in fair value are recognized in mortgage banking fees on the Consolidated Statements of Operations. The Company recognized changes in fair value in mortgage banking income of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$6 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; for the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Interest income on residential mortgage loans held for sale is calculated based on the contractual interest rate of the loan and is recorded in interest income.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Commercial and Commercial Real Estate Loans Held for Sale&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The fair value of commercial and commercial real estate LHFS is estimated using observable prices of similar loans that transact in the marketplace. In addition, Citizens uses external pricing services that provide estimates of fair values based on quotes from various dealers transacting in the market, sector curves or benchmarking techniques. Therefore, the Company classifies the commercial and commercial real estate loans managed by the commercial secondary loan desk in Level 2 of the fair value hierarchy given the observable market inputs.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;There were no loans in this portfolio that were 90 days or more past due or nonaccruing as of &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. The loans accounted for under the fair value option are initially measured at fair value when the financial asset is recognized. Subsequent changes in fair value are recognized in other noninterest income on the Consolidated Statements of Operations. Since all loans in the Company&#x2019;s commercial trading portfolio consist of floating rate obligations, all changes in fair value are due to changes in credit risk. Such credit-related fair value changes may include observed changes in overall credit spreads and/or changes to the creditworthiness of an individual borrower. Unsettled trades within the commercial trading portfolio are not recognized on the Consolidated Balance Sheets and represent off-balance sheet commitments. Refer to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Note 18&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; for further information.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Interest income on commercial and commercial real estate loans held for sale is calculated based on the contractual interest rate of the loan and is recorded in interest income. Citizens recognized &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$5 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;($2) million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;span&gt;$4 million&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; for the years ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; and &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;2017&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;, respectively, in other noninterest income related to its commercial trading portfolio. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Recurring Fair Value Measurements&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens measures fair value using the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is based upon quoted market prices in an active market, where available. If quoted prices are not available, observable market-based inputs or independently sourced parameters are used to develop fair value, whenever possible. Such inputs may include prices of similar assets or liabilities, yield curves, interest rates, prepayment speeds, and foreign exchange rates.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;A portion of the Company&#x2019;s assets and liabilities are carried at fair value, including securities available for sale, derivative instruments and other investment securities. In addition, the Company elects to account for its loans associated with its mortgage banking business and secondary loan trading desk at fair value. Citizens classifies its assets and liabilities that are carried at fair value in accordance with the three-level valuation hierarchy:&lt;/span&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:48px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:24px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Level 1. Quoted prices (unadjusted) in active markets for identical assets or liabilities.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:48px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:24px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Level 2. Observable inputs other than Level 1 prices, such as quoted prices for similar instruments, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by market data for substantially the full term of the asset or liability. &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:48px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:24px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Level 3. Unobservable inputs that are supported by little or no market information and that are significant to the fair value measurement. &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Classification in the hierarchy is based upon the lowest level input that is significant to the fair value measurement of the asset or liability. For instruments classified in Levels 1 and 2 where inputs are primarily based upon observable market data, there is less judgment applied in arriving at the fair value. For instruments classified in Level 3, management judgment is more significant due to the lack of observable market data.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens reviews and updates the fair value hierarchy classifications on a quarterly basis. Changes from one quarter to the next related to the observability of inputs in fair value measurements may result in a reclassification between the fair value hierarchy levels and are recognized based on period-end balances.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens utilizes a variety of valuation techniques to measure its assets and liabilities at fair value. The valuation methodologies used for significant assets and liabilities carried on the balance sheet at fair value on a recurring basis are presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;padding-left:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Debt securities available for sale &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The fair value of debt securities classified as AFS is based upon quoted prices, if available. Where observable quoted prices are available in an active market, the security is classified as Level 1 in the fair value hierarchy. Classes of instruments that are valued using this market approach include debt securities issued by the U.S. Treasury. If quoted market prices are not available, the fair value for the security is estimated under the market or income approach using pricing models. These instruments are classified as Level 2 because they currently trade in active markets and the inputs to the valuations are observable. The pricing models used to value securities generally begin with market prices (or rates) for similar instruments and make adjustments based on the characteristics of the instrument being valued. These adjustments reflect assumptions made regarding the sensitivity of each security&#x2019;s value to changes in interest rates and prepayment speeds. Classes of instruments that are valued using this market approach include specified pool mortgage &#x201c;pass-through&#x201d; securities and other debt securities issued by U.S. government-sponsored entities and state and political subdivisions. The pricing models used to value securities under the income approach generally begin with the contractual cash flows of each security and make adjustments based on forecasted prepayment speeds, default rates, and other market-observable information. The adjusted cash flows are then discounted at a rate derived from observed rates of return for comparable assets or liabilities that are traded in the market. Classes of instruments that are valued using this market approach include residential and commercial CMOs. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;A significant majority of the Company&#x2019;s Level 1 and 2 debt securities are priced using an external pricing service. Citizens verifies the accuracy of the pricing provided by its primary outside pricing service on a quarterly basis. This process involves using a secondary external vendor to provide valuations for the Company&#x2019;s securities portfolio for comparison purposes. Any valuation discrepancies beyond a certain threshold are researched and, if necessary, corroborated by an independent outside broker. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;In certain cases where there is limited activity or less transparency around inputs to the valuation model, securities are classified as Level 3. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;padding-left:42px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Mortgage Servicing Rights &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2014;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt; Fair Value Method&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;MSRs do not trade in an active market with readily observable prices. MSRs are classified as Level 3 since the valuation methodology utilizes significant unobservable inputs. The fair value was calculated using a discounted cash flow model which used assumptions, including weighted-average life, prepayment assumptions and weighted-average option adjusted spread. The underlying assumptions and estimated values are corroborated by values received from independent third parties based on their review of the servicing portfolio, and comparisons to market transactions. In addition, the MSR Policy is approved by the Asset Liability Committee. Refer to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Note 7&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; for more information.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;padding-left:42px;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Derivatives&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The vast majority of the Company&#x2019;s derivatives portfolio is composed of &#x201c;plain vanilla&#x201d; interest rate swaps, which are traded in over-the-counter markets where quoted market prices are not readily available. For these interest rate derivatives, fair value is determined utilizing models that primarily use market observable inputs, such as swap rates and yield curves.&#160;The pricing models used to value interest rate swaps calculate the sum of each instrument&#x2019;s fixed and variable cash flows, which are then discounted using an appropriate yield curve (i.e., LIBOR or Overnight Index Swap curve) to arrive at the fair value of each swap. The pricing models do not contain a high level of subjectivity as the methodologies used do not require significant judgment. Citizens also considers certain adjustments to the modeled price that market participants would make when pricing each instrument, including a credit valuation adjustment that reflects the credit quality of the swap counterparty. Citizens incorporates the effect of exposure to a particular counterparty&#x2019;s credit by netting its derivative contracts with the available collateral and calculating a credit valuation adjustment on the basis of the net position with the counterparty where permitted. The determination of this adjustment requires judgment on behalf of Company management; however, the total amount of this portfolio-level adjustment is not material to the total fair value of the interest rate swaps in their entirety&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;color:#000080;"&gt;.&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; Therefore, interest rate swaps are classified as Level 2 in the valuation hierarchy. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The Company&#x2019;s other derivatives include foreign exchange contracts. The fair value of foreign exchange derivatives uses the mid-point of daily quoted currency spot prices. A valuation model estimates fair value based &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;on the quoted spot rates together with interest rate yield curves and forward currency rates.&#160;Since all of these inputs are observable in the market, foreign exchange derivatives are classified as Level 2 in the fair value hierarchy.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Money Market Mutual Fund Investments&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Fair value is determined based upon unadjusted quoted market prices and is considered a Level 1 fair value measurement.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents assets and liabilities measured at fair value, including gross derivative assets and liabilities on a recurring basis at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:401px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Debt securities available for sale:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage-backed securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20,537&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20,537&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;State and political subdivisions&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;U.S. Treasury and other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total debt securities available for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20,613&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20,542&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Loans held for sale, at fair value:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential loans held for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,778&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,778&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial loans held for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;168&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;168&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total loans held for sale, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,946&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,946&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage servicing rights&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;642&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;642&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Derivative assets:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest rate contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;773&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;773&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;174&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;174&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total derivative assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;984&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;965&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Equity securities, at fair value:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Money market mutual fund investments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total equity securities, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$24,232&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$118&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$23,453&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$661&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Derivative liabilities:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest rate contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$133&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$133&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;166&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;166&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total derivative liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents assets and liabilities measured at fair value including gross derivative assets and liabilities on a recurring basis at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;:&lt;/span&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:401px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Debt securities available for sale:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage-backed securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$19,866&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$19,866&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;State and political subdivisions&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;U.S. Treasury and other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total debt securities available for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,895&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,871&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Loans held for sale, at fair value:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential loans held for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;967&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;967&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial loans held for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;252&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;252&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total loans held for sale, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,219&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,219&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage servicing rights&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;600&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;600&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Derivative assets:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest rate contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;306&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;306&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;129&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;129&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total derivative assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;449&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;449&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Equity securities, at fair value:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Money market mutual fund investments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total equity securities, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$22,344&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$205&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$21,539&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$600&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Derivative liabilities:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest rate contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$277&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$277&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;113&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;113&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;25&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total derivative liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;415&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;415&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$415&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$415&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table present a rollforward of the balance sheet amounts for assets measured at fair value on a recurring basis and classified as Level 3 for the year ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;. There were no other derivative contracts measured at fair value on a recurring basis and classified as Level 3 for the year ended &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December 31, 2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:360px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:100px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:92px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:93px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;For the Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Mortgage Servicing Rights&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Other Derivative Contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Mortgage Servicing Rights&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Beginning balance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$600&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Acquired MSRs&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;590&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Issuances&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;270&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;144&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;73&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Settlements &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(119&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(161&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(32&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Changes in fair value during the period recognized in earnings&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(109&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;17&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(31&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Transfers from Level 2 to Level 3&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;&#160;(3)&lt;/sup&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Ending balance&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$642&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$600&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&#160;Represents changes in value of the MSRs due to i) passage of time including the impact from both regularly scheduled loan principal payments and partial&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;    paydowns, and ii) loans that paid off during the period. &lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;padding-left:12px;text-indent:-12px;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt; Represents changes in value primarily driven by market conditions. These changes are recorded in mortgage banking fees in the Consolidated Statements of Operations.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:justify;font-size:7pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)  &lt;/sup&gt;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:7pt;"&gt;Reflects changes in the significance of unobservable inputs on derivative contracts associated with mortgage origination costs.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Nonrecurring Fair Value Measurements&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Fair value is also used on a nonrecurring basis to evaluate certain assets for impairment or for disclosure purposes. Examples of nonrecurring uses of fair value include MSRs accounted for by the amortization method and loan impairments for certain loans and leases.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following valuation techniques are utilized to measure significant assets for which the Company utilizes fair value on a nonrecurring basis:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;padding-left:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Impaired Loans&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The carrying amount of collateral-dependent impaired loans is compared to the appraised value of the collateral less costs to dispose and is classified as Level 2. Any excess of carrying amount over the appraised value is charged to the ALLL.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;padding-left:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Mortgage Servicing Rights &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2014;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt; Amortization Method&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;MSRs do not trade in an active market with readily observable prices. MSRs are classified as Level 3 since the valuation methodology utilizes significant unobservable inputs. The fair value was calculated using a discounted cash flow model, which used assumptions, including weighted-average life, weighted-average constant prepayment rate and weighted-average discount rate. Refer to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Note 7&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; for more information.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Leased assets&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The fair value of assets under operating leases is determined using collateral specific pricing digests, external appraisals, broker opinions, recent sales data from industry equipment dealers, and discounted cash flows derived from the underlying lease agreement.&#160; As market data for similar assets and lease agreements is available and used in the valuation, these assets are classified as Level 2 fair value measurement.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents gains (losses) on assets and liabilities measured at fair value on a nonrecurring basis and recorded in earnings:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:502px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:48px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:48px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Year Ended December 31,&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;2017&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Impaired collateral-dependent loans &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($34&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($13&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;($35&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;MSRs &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(1&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Leased assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(12&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(15&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents assets and liabilities measured at fair value on a nonrecurring basis:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:684px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="26"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:294px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:38px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:38px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:38px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:38px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:38px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:38px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:38px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:38px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Impaired collateral-dependent loans &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$312&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$312&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$338&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$338&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;MSRs &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;193&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;193&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;243&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;243&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Leased assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;57&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;57&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;92&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;92&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;font-weight:bold;"&gt;Disclosures about Fair Value of Financial Instruments&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the estimated fair value for financial instruments not recorded at fair value in the Consolidated Financial Statements. The carrying amounts are recorded in the Consolidated Balance Sheets under the indicated captions:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:16px;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="28"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:184px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="27" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Carrying Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Estimated Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Carrying Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Estimated Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Carrying Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Estimated Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Carrying Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Estimated Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Financial assets:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Securities held to maturity&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,202&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$3,242&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Equity securities, at cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;807&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;807&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;807&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;807&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other loans held for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,384&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,384&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,384&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,384&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;119,088&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;119,792&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;312&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;312&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;118,776&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;119,480&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Financial liabilities:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Deposits&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;125,313&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;125,340&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;125,313&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;125,340&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal funds purchased and securities sold under agreements to repurchase&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;265&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;265&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;265&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;265&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other short-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;9&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Long-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14,047&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14,228&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14,047&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14,228&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:675px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="28"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:184px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:53px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:46px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:54px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="27" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Carrying Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Estimated Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Carrying Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Estimated Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Carrying Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Estimated Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Carrying Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Estimated Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Financial assets:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Securities held to maturity &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4,165&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4,041&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4,165&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$4,041&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Equity securities, at cost&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;834&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;834&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;834&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;834&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other loans held for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;101&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;101&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;101&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;101&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Loans and leases&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;116,660&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;116,627&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;338&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;338&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;116,322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;116,289&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Financial liabilities:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Deposits&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;119,575&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;119,503&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;119,575&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;119,503&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Federal funds purchased and securities sold under agreements to repurchase&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,156&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,156&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,156&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,156&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other short-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;161&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;161&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;161&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;161&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Long-term borrowed funds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15,925&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15,877&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15,925&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;15,877&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:FairValueDisclosuresTextBlock>
    <us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-2DE57A39A2EBB502E6F3CF00E4613B97-0-wk-Fact-13BE2449CF8A75B46FD7CF0283E9F54E">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents the difference between the aggregate fair value and the aggregate unpaid principal balance of LHFS measured at fair value:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="20"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:38%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:10%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:8%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:7%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;td style="width:9%;"/&gt;&lt;td style="width:1%;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Aggregate Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Aggregate Unpaid Principal&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Aggregate Fair Value Less Aggregate Unpaid Principal&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Aggregate Fair Value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Aggregate Unpaid Principal&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Aggregate Fair Value Less Aggregate Unpaid Principal&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential mortgage loans held for sale, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,778&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$1,727&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$51&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$967&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$967&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial and commercial real estate loans held for sale, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;168&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;175&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;(7&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;252&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;252&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock>
    <us-gaap:LoansReceivableHeldForSaleAmount
      contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember"
      decimals="-6"
      id="d29643462e1592-wk-Fact-8F8BD93A56BD9876FDEECF066C3E16E7"
      unitRef="usd">1778000000</us-gaap:LoansReceivableHeldForSaleAmount>
    <cfg:FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal
      contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember"
      decimals="-6"
      id="d29643462e1605-wk-Fact-921CC9F31E930405CAF3CF068EDF9347"
      unitRef="usd">1727000000</cfg:FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal>
    <us-gaap:FairValueOptionAggregateDifferencesLoansAndLongTermReceivables
      contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember"
      decimals="-6"
      id="d29643462e1618-wk-Fact-94C1BAE6C00A2FC5252ACF06AE90F0BF"
      unitRef="usd">51000000</us-gaap:FairValueOptionAggregateDifferencesLoansAndLongTermReceivables>
    <us-gaap:LoansReceivableHeldForSaleAmount
      contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember"
      decimals="-6"
      id="d29643462e1637-wk-Fact-B78E405B4BB83D8056BBCF066CA038EA"
      unitRef="usd">967000000</us-gaap:LoansReceivableHeldForSaleAmount>
    <cfg:FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal
      contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember"
      decimals="-6"
      id="d29643462e1650-wk-Fact-CB9BFD68D728220A4B50CF068FDEA9C8"
      unitRef="usd">967000000</cfg:FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal>
    <us-gaap:FairValueOptionAggregateDifferencesLoansAndLongTermReceivables
      contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember"
      decimals="-6"
      id="d29643462e1663-wk-Fact-8B4C06EC373A8DCB3D70CF06AE93947F"
      unitRef="usd">0</us-gaap:FairValueOptionAggregateDifferencesLoansAndLongTermReceivables>
    <us-gaap:LoansReceivableHeldForSaleAmount
      contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember"
      decimals="-6"
      id="d29643462e1678-wk-Fact-E13840A9500940FFED88CF066C6AD1E1"
      unitRef="usd">168000000</us-gaap:LoansReceivableHeldForSaleAmount>
    <cfg:FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal
      contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember"
      decimals="-6"
      id="d29643462e1692-wk-Fact-96F12414847B29603920CF068EDC9C70"
      unitRef="usd">175000000</cfg:FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal>
    <us-gaap:FairValueOptionAggregateDifferencesLoansAndLongTermReceivables
      contextRef="FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember"
      decimals="-6"
      id="d29643462e1706-wk-Fact-3A021570C3150FF425B0CF06AE9DBC21"
      unitRef="usd">-7000000</us-gaap:FairValueOptionAggregateDifferencesLoansAndLongTermReceivables>
    <us-gaap:LoansReceivableHeldForSaleAmount
      contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember"
      decimals="-6"
      id="d29643462e1727-wk-Fact-9F9FEC2397385CBA0B20CF066C4C8970"
      unitRef="usd">252000000</us-gaap:LoansReceivableHeldForSaleAmount>
    <cfg:FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal
      contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember"
      decimals="-6"
      id="d29643462e1741-wk-Fact-6AFFAB8C96112A798981CF068FD671DB"
      unitRef="usd">252000000</cfg:FairValueOptionLoansHeldasAssetsAggregateUnpaidPrincipal>
    <us-gaap:FairValueOptionAggregateDifferencesLoansAndLongTermReceivables
      contextRef="FI2018Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_cfg_CommercialandCommercialRealEstateLoansHeldforsaleMember"
      decimals="-6"
      id="d29643462e1755-wk-Fact-700EABFEF53F6179A40DCF06AE97AF30"
      unitRef="usd">0</us-gaap:FairValueOptionAggregateDifferencesLoansAndLongTermReceivables>
    <us-gaap:FairValueOptionChangesInFairValueGainLoss1
      contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_ResidentialLoansHeldforsaleMember_us-gaap_IncomeStatementLocationAxis_cfg_MortgageBankingFeesMember"
      decimals="-6"
      id="d29643462e1782-wk-Fact-7767F543BB9CAF6A6F93A358AC7C5F32"
      unitRef="usd">6000000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
    <us-gaap:NoninterestIncomeOther
      contextRef="FD2019Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember"
      decimals="-6"
      id="d29643462e1826-wk-Fact-0CE732602950792708A9A358AC7E9C00"
      unitRef="usd">5000000</us-gaap:NoninterestIncomeOther>
    <us-gaap:NoninterestIncomeOther
      contextRef="FD2018Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember"
      decimals="-6"
      id="d29643462e1830-wk-Fact-2D2D9605771A3E986897A358AC7F2D19"
      unitRef="usd">-2000000</us-gaap:NoninterestIncomeOther>
    <us-gaap:NoninterestIncomeOther
      contextRef="FD2017Q4YTD_us-gaap_FinancialInstrumentAxis_cfg_CommercialRealEstateLoansHeldforsaleMember"
      decimals="-6"
      id="d29643462e1834-wk-Fact-CB27FF4672B55F3B1A97A358AC7EA910"
      unitRef="usd">4000000</us-gaap:NoninterestIncomeOther>
    <us-gaap:FairValueMeasurementPolicyPolicyTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-894AE3520008B2D7A8FAA358AD74E8BF-0-wk-Fact-82D41A0C90884833A484A358AC7E9CAA">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens measures fair value using the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is based upon quoted market prices in an active market, where available. If quoted prices are not available, observable market-based inputs or independently sourced parameters are used to develop fair value, whenever possible. Such inputs may include prices of similar assets or liabilities, yield curves, interest rates, prepayment speeds, and foreign exchange rates.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;A portion of the Company&#x2019;s assets and liabilities are carried at fair value, including securities available for sale, derivative instruments and other investment securities. In addition, the Company elects to account for its loans associated with its mortgage banking business and secondary loan trading desk at fair value. Citizens classifies its assets and liabilities that are carried at fair value in accordance with the three-level valuation hierarchy:&lt;/span&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:48px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:24px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Level 1. Quoted prices (unadjusted) in active markets for identical assets or liabilities.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:48px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:24px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Level 2. Observable inputs other than Level 1 prices, such as quoted prices for similar instruments, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by market data for substantially the full term of the asset or liability. &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:48px;"/&gt;&lt;td/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top"&gt;&lt;div style="line-height:120%;font-size:10pt;padding-left:24px;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2022;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;"&gt;&lt;div style="line-height:120%;text-align:justify;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Level 3. Unobservable inputs that are supported by little or no market information and that are significant to the fair value measurement. &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Classification in the hierarchy is based upon the lowest level input that is significant to the fair value measurement of the asset or liability. For instruments classified in Levels 1 and 2 where inputs are primarily based upon observable market data, there is less judgment applied in arriving at the fair value. For instruments classified in Level 3, management judgment is more significant due to the lack of observable market data.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Citizens reviews and updates the fair value hierarchy classifications on a quarterly basis. Changes from one quarter to the next related to the observability of inputs in fair value measurements may result in a reclassification between the fair value hierarchy levels and are recognized based on period-end balances.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Fair value is also used on a nonrecurring basis to evaluate certain assets for impairment or for disclosure purposes. Examples of nonrecurring uses of fair value include MSRs accounted for by the amortization method and loan impairments for certain loans and leases.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following valuation techniques are utilized to measure significant assets for which the Company utilizes fair value on a nonrecurring basis:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;padding-left:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Impaired Loans&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The carrying amount of collateral-dependent impaired loans is compared to the appraised value of the collateral less costs to dispose and is classified as Level 2. Any excess of carrying amount over the appraised value is charged to the ALLL.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:12px;text-align:justify;padding-left:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Mortgage Servicing Rights &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&#x2014;&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt; Amortization Method&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;MSRs do not trade in an active market with readily observable prices. MSRs are classified as Level 3 since the valuation methodology utilizes significant unobservable inputs. The fair value was calculated using a discounted cash flow model, which used assumptions, including weighted-average life, weighted-average constant prepayment rate and weighted-average discount rate. Refer to &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;Note 7&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt; for more information.&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"/&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;font-style:italic;"&gt;Leased assets&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The fair value of assets under operating leases is determined using collateral specific pricing digests, external appraisals, broker opinions, recent sales data from industry equipment dealers, and discounted cash flows derived from the underlying lease agreement.&#160; As market data for similar assets and lease agreements is available and used in the valuation, these assets are classified as Level 2 fair value measurement.&lt;/span&gt;&lt;/div&gt;</us-gaap:FairValueMeasurementPolicyPolicyTextBlock>
    <us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock
      contextRef="FD2019Q4YTD"
      id="TextSelection-F96F599154AC478D480DA358AD7506E8-0-wk-Fact-5CCB5657597CB4A6AF69A358AC7D2A92">&lt;div style="line-height:120%;padding-bottom:8px;text-align:justify;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents assets and liabilities measured at fair value, including gross derivative assets and liabilities on a recurring basis at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2019&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;:&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:401px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Debt securities available for sale:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage-backed securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20,537&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$20,537&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;State and political subdivisions&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;U.S. Treasury and other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total debt securities available for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20,613&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;71&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;20,542&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Loans held for sale, at fair value:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential loans held for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,778&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,778&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial loans held for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;168&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;168&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total loans held for sale, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,946&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,946&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage servicing rights&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;642&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;642&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Derivative assets:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest rate contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;773&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;773&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;174&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;174&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;37&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;18&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total derivative assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;984&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;965&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Equity securities, at fair value:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Money market mutual fund investments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total equity securities, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;47&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$24,232&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$118&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$23,453&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$661&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Derivative liabilities:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest rate contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$133&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$133&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;166&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;166&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;23&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total derivative liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$322&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;text-align:left;text-indent:48px;font-size:10pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;The following table presents assets and liabilities measured at fair value including gross derivative assets and liabilities on a recurring basis at &lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;December&#160;31, 2018&lt;/span&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:10pt;"&gt;:&lt;/span&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:401px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;td style="width:5px;"/&gt;&lt;td style="width:61px;"/&gt;&lt;td style="width:3px;"/&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;(in millions)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Level 3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Debt securities available for sale:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage-backed securities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$19,866&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$19,866&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;State and political subdivisions&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;5&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;U.S. Treasury and other&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total debt securities available for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,895&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;24&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;19,871&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Loans held for sale, at fair value:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Residential loans held for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;967&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;967&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Commercial loans held for sale&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;252&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;252&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total loans held for sale, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,219&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;1,219&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Mortgage servicing rights&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;600&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;600&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Derivative assets:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest rate contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;306&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;306&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;129&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;129&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Other contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;14&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total derivative assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;449&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;449&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Equity securities, at fair value:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Money market mutual fund investments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total equity securities, at fair value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;181&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$22,344&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$205&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$21,539&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$600&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;font-weight:bold;"&gt;Derivative liabilities:&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&#160;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Interest rate contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$277&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$277&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;$&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#cceeff;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;Foreign exchange contracts&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;113&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;113&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;span style="font-family:Trebuchet,sans-serif;font-size:8pt;"&gt;&lt;span&gt;&#x2014;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;span style="font-family:inherit;font-size:10pt;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt